Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































Are there any banks that will give me a mortgage after bankruptcy?

Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you have several payday loans and you close your account can’t they send a attorney to bring you to court

I have several payday loans. Its not that I don’t want to pay them, but I am getting behind on my other bills I want to know if there is someone or someplace I can go to so that I can consolidate these into one bill and cut down on the interest. They were there when I needed them I just want a easy solution and not a broke one.


Where can i get a payday loan?

We are desprate and need about 1500 or more if possible. We have no credit and need this money despratly.


Shall i plan to partial repayment of home loan withdrawing provident fund?

I am planning to buy a house and take loan of 7 lac shall i repay home loan 1 or 1.5 lac immediately after six month or one year by withdrawing provident fund. or shall i continue upto 20 years. As I know early years of loan more interest and less principle deduction.


Are those free credit score services safe to use?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should my husband and I apply for an auto loan together or separate?

We are considering getting a new car since mine is 11 years old and keeps having expensive repair issues. I was wondering if we would get a better percentage rate on an auto loan applying together or separately. My credit score is not so hot…652 to be exact. His should be at least 700 if not more. He doesn’t have much credit to base it on and the little he does have is all in good standing. Would it be better for him to apply by himself or would it be better to do together even though mine is crappy. He makes way more money than me also. Thoughts and opinions please.


Thinking about getting a credit card?

i just turned 18 and paying off my first car with no help from parents phone bill gym membership etc. i pay my phone bill and car note on time so paying on time is nothing but i just need some extra money do you think i should get a bank of america credit card because i already have a checking account with them for over a year


Where is the best place to get financed for an auto loan if you have bad credit?

I’m 24, I have a credit score of 620 (a few things went to collection) and I have never had a car loan. I paid off all of my debt with collection a couple months ago but I doubt it has reflected in my score and my car is d-e-a-d. I tried at a dealership and they said they couldn’t do it. I make about 60,000 a year and have very little bills, how can I make this work?


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know how to see a free backgroung check online?

Im trying to do a background check on someone and it says they’re found and have a criminal past but when i click on them it says i have to pay to see the info on them.


How much does it cost to claim bankruptcy?

I am contemplating letting my finance company take my car and then claiming bankruptcy bc I have a good car to use. I am trying to see cost wise what the reasonable route would be to go. Does anyone one know after all is said and done how much a bankrupcy costs?


Question About Bankruptcy?

I filed chapter 13 bankruptcy back in august of 2005, and it discharged in december 05. how long until chapter 13 can be used again, due to the horrible economy i have major debt problems.


How do I get my credit report immediately?


How can I find risk free rate, market return, and interest paid on debt?

I’m doing a finance project for Coach, Inc. (COH) and I have to calculate cost of equity, cost of debt, and I really don’t know where to look for the risk-free rate, market return, and interest paid on debt for this company. Any help will be appreciated.


Used car loan? problems with financing.?

I purchased a used car exactly one week ago from the dealership. at the time of the signing i was told i was approved for the loan and everything was straight. i drove off the lot and was told to bring my paystubs the next day for me and my co signer (parent). when i provided the stubs the next day i asked if the loan was approved and everything was okay now. they said yes. now its one week after and i received a call from the bank/loaner confirming my address to mail me a welcome packet.” shortly after that i received a call from the dealership saying the bank/loaner is now requesting copies of both (mine and my co-signer’s) tax papers from last couple years? i called the bank back directly and asked why they are still requiring more paperwork if i was told i was already approved and should expect a welcome packet. i reluctantly went home to look for my tax documents but after my recent move i dont have it. i am really annoyed at constantly having to drop what im doing to find papers for them when i was already told my loan went through. did they just lie and say i was approved so i would take off in the car? i signed a “conditional release” stating i would return with the pay stubs. the conditional delivery agreement states “this conditional delivery agreement becomes void when retail installment contract for sale of the vehicle is signed.” i have the signed copy of the “retail installment sales contract”.(signed by us and the dealer)


I am trying to buy a house.My credit score is 648, what will my mortgage be like and is this a good rate?

I am also buying the house from a blood relative (aunt), does anyone know what gifting equity means?? My mortgage broker stated that my aunt can gift me the equity in her home in order to ensure my down payment and mortgage will not be high. My aunt will sell me the home for 350k but it is worth 450k.


I have a debt and it is so much that I can’t see a way out. How can I know if bankruptcy is right for me?

I owe $30,000 in school loans, $13,000 on my car, $5,000 on credit cards, and $20,000 to family. I don’t even make $20,000 a year right now. I was also needing to know if when you file bankruptcy if they will pay back like family loans and stuff. If I try to get a job and I have bankruptcy are they less likely to hire me?


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Blue Cross Blue Shield MN Minnesota doesn’t offer online payment. How about yours?

Does your health insurance provider offer premium payment options like online credit card or check? Check over the phone? Blue Cross Blue Shield health insurance HMO (MN Minnesota) does NOT offer payments online. But when you apply for coverage online, they accept your first month’s payment by credit card. I find that odd. They could always charge a premium fee for using your credit card like our state does for purchasing auto license tabs online. BCBS only accepts checks by mail. They do NOT actually cash your check, even though you fill out it out to BCBS. They use the information on your check to create an electronic withdrawal. It states that on the back of your bill. Amazingly, the same day they receive your check in the mail, the money is withdrawn from your account. It’s unfortunate that Minnesota’s largest health care insurer has no foresight when it comes to accepting payments online. Makes you wonder if they did a study on people who acquired serious health issues and those who made a late payment on their premiums (mail delays, etc). Thus, cancelling their health insurance. Simple way to avoid paying out for medical bills. If customers had the option of going online, a family member or themselves could offer an online check or credit card payment up to the day it is due. The convenience of paying online far outweighs their archaic check by mail only policy. Payment options were never disclosed when applying online. Does your health insurer offer online payments?


First American Express Credit Card?

In response to Raina_vissora Here are the steps I took. Step 1 Visited – https://www.americanexpress.com/ Step 2 Navigated through (Get the Card that’s best for you) – (Personal Cards) Site took me here – http://www304.americanexpress.com/getthecard/ Step 3 Clicked on (Credit Cards with Cash Back) link Navigated through (For You:) – (Blue Cash Everyday Card from American Express) – (Apply Now) Two blue box sections show up 1.) Log In or 2.) Confirm Card Account Number Since I can’t fill out the “Confirm Card section Step 4 Clicked on (Register here) It took me to registration card and ask me to enter my card information https://online.americanexpress.com/myca/ocareg/us/action?request_type=un_Register&Face=en_US That’s what I don’t get. I can’t register or get to the application.”


If i have declared bankruptcy, can i still invest in the stock market?


Where should I get a mortgage after being unemployed for over a year?

I’m having trouble getting a mortgage after being unemployed for over a year. I have been back to work for over 7 months now. So far the banks have been telling me I need two years of work before I can really be eligible. After reading online, some people have been saying I should be able to get a mortgage, without a problem, from 30 days to 6 months of employment. Anyone know of a bank that will loan to someone who was previously unemployed? FYI I have excellent credit.


Down Payment Assistance Programs for CONVENTIONAL LOANS ONLY?? For Georgia Residents?

I am a first time home buyer and have been approved for a conventional loan. I found a condo that I like and can afford but I need 5% of the loan which is 5000 for my down payment. I decided not to do FHA for various reasons and every down payment assistance programs I google seem to be for FHA. Does anyone know any down payment assistance programs for conventional loans that will assist me? I buying a condo in Atlanta, Georgia?


Who offers the best online payday loans with no credit check?


Bankruptcy and income tax return?

My bankruptcy was discharged on December 2008, yes, a year ago. The trustee didn’t tell me that I have to surrender my tax return, actually he didn’t mentioned or talked to me. My lawyer though informed me that they might take it, not sure if they ought to. Anyway, I got my refund January 2009, I did not get any call or paper in the mail that I have to give the refund I got. Now, what about this year of 2010? Are they going to take that away now? If they are, how so? Can someoe please explain. I’m here in AZ and I know laws in different states varies. Thank you.


How do I check to see if my identity has been stolen and someone is putting me into debt?

Recently some people around the town have got their identity stolen and I am afraid I might be one of them too but I don’t know how to check if someone has my social security number or has a credit card in my name. How do I?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What will happen to the car after bankruptcy?

I got a car for my daughter 1 year ago, on finance. i always made the payments the car is in her name. I am going bankrupt i will be putting the finance company loan on the list. What will happen with her car?


I am ahead on car payments by 3 months, will it show if I pay this month 2-3 weeks late?

The extra payment amounts I have been making are showing on my loan history as additional amounts paid toward the principle but when I click to submit a payment it says $x.xx amount Due February 27th”. That is why I am assuming I am “ahead” on payments. We use a local credit union who is not available by phone on the weekends


Cashing out a 401k question?

This may be a little confusing but I am desperate for help here. Before my husband and I were married he bought a house. We are currently looking at filing bankruptcy and in going through paperwork I seem to have found something odd. In his original loan paperwork it showed 32,000 in a savings and 36,000 in a 401k that he hadnt yet cashed in. He then used 24,000 of the savings money as a down payment on the house. In 2005 his taxes show he owed the IRS 8000.00 from cashing in his 401k in 2004 but the loan which said he still had the 36,000 in 401k in 2005. There is no record of where the 401k money went and he strangely says he cannot remember. First of all, there is no way someone forgets what they do with 36,000 right? If he deposited into a different account, wouldnt it have shown up in the next years taxes because of interest it would have had at the bank? He also had 30,000 in credit card debt and took out an equity loan to fix the house later that year. Is it possible he gave that to his ex-wife or put it in his daughters name and there is no way to trace it? Please help me because I cannot imagine blowing 36,000 in less than a year. Im thinking he put it somewhere in someone elses name or maybe took the cash and put it in his other retirement account which would have been stupid since that one cant be touched until he actually retires. HELP


Petty Cash Reimbursement … help?

Problem: Coins and currency $ 15.20 Postage Stamps 2.90 An I.O.U. from Tony DiNozzo, an employee, for a cash advance 40.00 Check Payable to NCIS Co., from Ziva David, an employee, marked NSF. 34.00 Vouchers for the following: Stamps 20.00 Office Supplies 70.00 Typewriter repairs 14.35 104.35 $ 196.45 Ok, so I know that I should debt all the things with vouchers (Stamps, Office Supplies, and Typewriter repairs), and I know that I should account for the cash overage with a credit of 15.20. The rest is where I am confused! So, so far this is what I would do: Stamps …..20.00 Office Supplies …..70.00 Typewriter repairs …..14.35 ……… Cash ….. 104.35 ………. Cash Short & Over ….. 15.20 So my question is, how do the other three situation come into play here? (1)Postage Stamps 2.90 (2) An I.O.U. from Tony DiNozzo, an employee, for a cash advance 40.00 (3) Check Payable to NCIS Co., from Ziva David, an employee, marked NSF 34.00.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When do I get paid? Im confused.?

So I started a new job at mcdonalds I started on Friday(14), & They said i get paid on the 21st which is payday and I have done up 44hours or 40 hours, Am i gonna get my pay check that day or do they hold it for me im a little confused about it? Please explain.


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?


Whats the best pokemon nature for a dragonite?

Im trying to figure out the best nature for a dragonite, i was gonna focus on the Sp attack and speed or maybe attack and sp attack not sure which T-T help please i just want a strong, perfect dragonite —– oh and i heard about Ev training, and which pokemons should i train on to get sp attack ?


Has anyone borrowed from Bar None Auto Loans on the internet? Thank you.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


WHERE CAN A 19 YEAR OLD WITH NO CREDIT HISTORY GET A PERSONAL UNSECURED LOAN?

Hello! I am 19 and in need of a car, and to fix some debt with my doctors. I am an exotic dancer and make over 5,000 every 3-4 days. I dont care too much about APR, i can pay but I need places that wont scam me or go over board with 600%apr bull… THANK YOU! 25,000 is what i need.


Where can I get a free print out of my credit report?

I am only looking to pay off people I owe money to.. I am not looking for a job.


Where can i get a free credit report?

also, would it make a difference that im 15? i know there will be a few bad things on there, but not sure what it is exactly


When should I increase credit limit on bank credit card?

I opened a credit card through my bank approximately 6 months ago and started with a $1,000 credit limit. I have tried to keep spending around 10-20% of my available credit limit and I have not kept any balance and have always paid on-time. I just checked my free credit report and purchased my credit score and am sitting at 750 (I was at 711 6 months ago). Also, I just paid off an $8,000 (48-month) car loan in less than 30 months so I expect this to reflect positively within the next year. Anyway, one of the recommendations from TransUnion is to increase the available credit limit with my bank credit card. Is 6 months too soon to request an increase? If not, how much should I increase my credit limit? Thanks.


Has anyone ever got a Provident loan and can you tell me about them please?

It is the only way i can get money that i really need.


Is adult friend finder a fraud or is it real?

hey guys, is the website adultfriendfinder.com safe enough to give credit card number? Or will it turn out to be a fraud!!! im not that rich!


Help with a bad credit loan?

Hey everyone! Right, I have a bad credit history. And before you all tell me that’s probably a sign I shouldn’t be looking for a loan, I’ve sorted myself out! It was from when I was about 16 and had a phone bill and a store card and was USELESS with money as most teenagers are. Now, I’ve grown up and I have a steady income, I have things on direct debits and they’re never denied so my credit rating is slowly rebuilding itself (i hope!). However, now I need a loan to help with some course fees and some unexpected car troubles! I know I’ll have no problem paying off the loan and it’ll even help my credit rating more! I applied for a loan online with my bank (natwest) but i was unsuccessful (due to my bad habits from a few years ago i suppose) and now I’m finding myself being bounced about by scamming loan brokers! I don’t want to keep applying for loans as that looks bad when I get a credit search so I was wondering if any of you have any advice or first hand experience of a company that are genuinely GOOD in helping out someone who’s made mistakes in the past.


Possibility of legitimate Home Loan with 660 credit score?

I am 20 years old with a 660 score and i am planning on getting married, my fiance filled for a chapter 7 bankruptcy due to hospital bills. When we get a married is my credit score and chance for a home loan gonna be affected by his bankruptcy when we get married?


Where can I get a personal loan for 2 grand?

I dont have bad credit I just have only had credit for about 6 months so my score is only at 645. I have no rent to pay and I make between 1000-2000 a month. I dont really have a decent cosigner I wont have any trouble paying the loan back in next couple months because Ive got car accessories to sell as well as college semester ending and I can work much more. Is there anywhere I could get a 2000 personal loan or possibly 2 1000 dollar loans from different places? yes i realizew tht would mean twice as much interest.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What bank do bad credit auto loans?


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?


Auto Loans?

I’am 17 Just got done High School Had a Job for about 1 year never thought of saving up for a car and i was stupid with my money now all i have saved up is 600 dollars and the Car Dealer Dosen’t Do Monthly Payments so and the car been their for sometime now and i can’t wait until it’s to late going to turn 18 on July 5


Best online sites for auto loans with bad credit?


Has anyone heard of ioweya payday loans?


Does anyone know that address and phone number for payco?

i opened a payday loan over the internet with them, now attorney needs address but i cannot find information over the internet.


Filed bankruptcy 06/25/10,I owed back taxes to the IRS, they were not dicharged since I filed an extension.?

Because I filed 6 months later the taxes were not discharged, my attorney never counseled me about this he just said they would be discharged. I am really mad, if I would have waited 5 weeks longer to file for bankruptcy then they would have been discharged. The taxes were from 2006. Can I have my case reopened? Should I sue my attorney?




















































Will I get 16K car loan with credit score 610 ?

Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Questions around bankruptcy?

UK resident Some questions around bankruptcy. I have made the decision to go bankrupt due to negative equity in properties and credit card debts as a result. Could anyone please tell me, I have three flats one I live in my home a 2 bed flat valued at £215 000 with a mortgage of £227500 and two I rent out. 1 bed flat valuation £65000 mortgage £117000 and 1 bed flat valuation £160000 mortgage £202000 As you can see all three combined is quite a hefty negative and the rents I was getting no longer cover the mortgage etc so I have been using credit cards to pay the mortgages, credit card debt £15000. I work full time and earn £27000 pa As I am going bankrupt I really need to keep my flat/home to live in will this be allowed? Also from when times were good I have a 42 inch plasma, surround sound, marine fish tank etc will they come to my home and remove these or want to know about them If anyone could explain the procedure for my circumstance would be great Your help is much appreciated Many thanks PS my own property mortgage and bills are all paid and upto date unfortunately the other mortgages are been missed due to no tenants and no money


What is the death rate of US Special Forces units compared to other dangerous jobs in the military?

What is the death rate of US Special Forces units compared to other infantry/combat related jobs in the military, such as Army rangers, Navy seals, Airbourne, infantry,…etc.etc.


Buying a car with bad credit…co-signing for my niece?

Hey guys, My niece screwed up in her first year of college and really screwed her credit up. Now, her car is falling apart and she is going to get a new one this week. She has straightened up and works quite responsibly, but has asked my husband and I to co-sign for her. We are both business owners and have never had to deal with the ugly effects of bad credit. If I co-sign for her will she get a better interest rate? I understand that if we co-sign then we will pay if she doesn’t–but that isn’t my concern. Financially, What is the difference in her buying the car herself without my help, and me co-signing for her? Is it worth it?


Can I use a Best Buy credit card anywhere?

I have a credit card from best buy, not the rewards zone, just the regular one. There isn’t any Visa or mastercard stamp on it, but can I use that at other places besides best buy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is it normal to have to pay to NOT have your mortgage escrowed?

So, it is normal to pay for a risk when my credit score is 806 and my husband’s is 804? I helped do filing and data entry for a loan officer in college about 9 years ago and if you had good credit, it was no problem getting out of an escrow. Even in this bad economy, we should not be seen as a risk to lenders. Right? Or is it pointless to have good credit these days. I’m starting to realize it doesn’t even matter anymore.


Has anyone heard of a company called marval and associates?Can I go to jail for a payday loan?

Because this company is harrising me because I can not pay it back right now anw and the ach that you know you set up with payday services was sent back and I cant pay I got way in over my head with this shark loan.. Can anyone help me I am scared. I have never been in trouble.


Im 18 with no credit and need a first time loan?

Okay i have no credit because i just turned 18 in september but i have a local job and i have a fine that is 1600$ and dont have much time to pay it and was wondering about how would the best way to get a small loan with no creidit and no cosigner. I mean i dont have much time to pay the fine and i thought is there anyway i could get a loan and just pay the fine and then pay on the loan every month whats the best way to go about doing that with no credit?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone been through personal bankruptcy?

Has anyone been through it? how was it..I mean i know it wasn’t good but was it like you couldnt have a bank account? Is there like a certain amount of money that you cant have in the bank? How long does you credit suck?


Is spot loan a scam has anyone ever used this before and how does it work?


How can I get a high limit credit card, somewhere around the range of $2000+?

I am a student and do not have a long credit history, my credit score is above 600, which is not that bad in this economy. I have applied for 2 credit cards with high limits and I’ve gotten denied twice due to my lack of a long term credit history. I have the ability to pay off my debt, but I need to make a large investment within the next month. Paying it off over, lets say 6-8 months would be very easy for me to do. I just cannot find a credit card that will allow me to have this high limit. I have a good history of paying my bills on time.


Where can i find a loanshark in leeds?

i need a loan asap, iv been messed around and turned down by every leder iv gone to, im at the end of my rope man i need a loan!


What’s the highest interest rate you’ve paid at an auto dealership?

The big ones (Ford, Nissan, Chevrolet) and the independently owned ones. I just traded my car in for another car and the interest rate is 26%! Yeah I found out that’s really high, but I’m planning to my car off in a little over a year, not the 26 months I was given. There is no penalty for paying the car off early, in fact, they said they encouraged it because of the high interest rate. Now, this is at an independently owned a operated car dealership. It’s not a big dealership like Ford or Toyota. So, what’s the highest interest rate you’ve ever paid at a car dealership?


I am 10,000 dollars in debt I make 13,000 year can I file bankruptcy?

it is credit card debt and chapter 7 preferably


Auto loan for someone under 18?

Can I get a loan to buy a vehicle if one of my parents cosign it?


How does the removal of tax deductions on mortgage interest rates affect the housing market?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i dont file bankruptcy when i get my credit good?

if i dont file bankruptcy when i can get my credit file clear means erased all debits so i can start new credit history


Can you use two visa gift cards to make one online purchase?

I need buy something online, but the ítem is $820…and a one visa gift card only has a $500 limit..so can I use two of them to pay online?


Help with a loan?

Where can i find a loan with no collateral and income check?


What site do you go to to get your free annual government issued credit report?


Is bill consolidation using your home on a second mortgage a good idea?

I have qualified for a bill consolidation loan which will give me a second mortgage plus cash out and pay off my credit cards making one payment and I could really use the cash to start a business.


I need to cash a 7,000 check. Were is the best place to go?

I am expecting a $7,000 check from my retirement fund due to hardship. I was wondering where I could go to cash it besides the obvious my bank or their bank.


Math… help?

Suppose your bank honors a check for which you don’t have sufficient funds in your checking account. This action means that you’ve arranged beforehand for a/an


Where can I get a credit report?

Where can I get a legit credit report online? I was told that if I use freecreditreport.com they don’t give you all three scores, and your credit score gets dinged because it is a third party inquiry. Is there somewhere where I can get all three scores, not sign up for anything, and not hurt my credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does bad credit follow you?Can and old bad debt resurface?

I was told bad debt may linger or re-surface when debt is sold to a collection agency


How much home loan will i get from sbi, hdfc,icici bank on my net salary?

hi,i am from maharashtra..india.i have to take home loan from any suitable bank .my net salary 23500.how much loan will i get on different period.i select 20 years or 25 years period for repayment .how many days it will take to sanction? Which will be more beneficial and affordable.if you know or experience .please give me info.thanks.


Credit score?

where can i find a site where i can get a ferr credit report and a score??


Ex-Boyfriend co-signed on my auto loan with me and now wants to be off the loan?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.



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How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you


Need a 2500.00 loan 36month pay off credit score 620?


What does balance transfers” mean on a credit card?”

ok so my limit is $5000. i think the fee is 2% on balance transfers. So does that mean i can transfer money to my savings card? and how much will i be charged if i transfer $4000 at a %2 rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


With a credit score of 619 can I get a home loan?

I have three unpaid medical bills from four years ago on my account. I was going to pay it off (I can afford to now) but I’ve hread it will lower my score and make it more recent. I also have student loans of 50,000. I just paid down my two credit cards to 10 % of my available credit. I’m going to wait until October to apply for a home loan. I am hoping my credit cards pay off will make my score rise by then.


Would a credit score of 620-640 be good enough to get an auto loan?

I plan on having between $1,000 to $2,000 for a down payment ready. It is for a used vehicle. What are my options? Do I have hope? The issue with my credit right now is my cards are all over 80% of my credit limit. I have a great payment history, etc… however I owe too much. I am going to be paying them all down to below 20% at the end of this month with a refund I am receiving. How much will this effect my score, and will I be able to get approved?


How much of a loan could I be approved for?

With a credit score of 700, how much could someone get approved for with an auto loan?


Where can a 17 year old with a cosigner get an auto loan for only around $2000?

I need my own car. I want to get something little with good mpg like a vw bug, or a geo metro lsi. I would need a small loan of $1000 – $2000 so I could pay it off before I get into debt for college. My dad would be a cosigner, and he gets paid like $7000 a month. The only problem I’ve been running into is that car loans have to be like $5000 and I won’t be able to get that paid off, and not to mention I don’t have the money for 10% down on that kind of a loan. Any suggestions?


Can I file for bankruptcy being co-owner of a house I inherited?

I have thousands and thousands of dollars in debt, and I have decided that my best option is to file for bankruptcy. My sister and I inherited our Grandparents house in NY three years ago and have been renting it out. It has been on the market since last summer, so we may have to come down on the price by quite a bit, and in the meantime, our tenants are in search of other housing. So, how does bankruptcy work when owning a house (again, the house is in New York….I live in VA)? I would get more from the house than is owed out in debt, but the house was left to us, and I really want the money to be used towards the future of my daughter and my family….not to credit card debt (with massive interest) I racked up when I was struggling to pay bills, or old hospital bills.


FAFSA / Credit Report.?

Out of curiosity, if you apply for fafsa and you get it, Say after 2 years I wanted to buy a condo only I still have 2 years LEFT to finish my BA. Will FAFSA show on my credit report if I apply for a mortgage? Reason im asking is if it does IM better off paying cash for every semester vs owing fafsa and getting denied for a home loan.


Statement of Service for a VA Loan?

That’s not what I’m asking about. Our lender can get us a certificate of eligiblity in about 2 minutes via her web portal. We need to furnish OUR LENDER with a statement of service so that she can get the certificate of eligibility. I know I can apply for a cert. of eligibility online, but in order to do that we have to first request login for VA ebenefits, which takes 10 days. Therefore, it’s easier (and faster) if we just get the statement of service for our lender. I don’t know about going to the VA. We only have 1 car, that he uses to go to work, so it’s easier if he can just complete the SOS while he’s already at work, rather than having to drive all the way to nearest VA benefits office (which is an hour away). Is it possible for him to get an SOS from his S-1/personnel office?


How to know if the bank is going to declare bankruptcy?

if their shares still high isnt that a good indication that it is far from bankruptcy ?


How will filling bankruptcy effect my economic stimulus ?

i got my refund before i filed so that wasnt able to be seized by my creditors. i didnt think to wait for the econmic stimulus bonus though since its connected to my refund and its only 1k will the creditors seize it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Minimum Auto loan amount?

So I’m getting a loan to help pay for a car but the minimum loan is $7,500 but I’ve saved up enough so I only need about $6,000. On my first payment could I just payback $1,500?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you


I want wich one is best credit card details?


Does the reason for a personal loan matter?

Worst case scenario is if I lose ALL of the money which is highly unlikely since I am not trading derivatives I will still be able to make the monthly payment since I have a job. I would not just default on the loan if I lost everything. A Personal uncollateralized Loan is literally just a loan that is based on what the bank determines is the borrowers ability to pay back the money (which is based on credit score, income, etc) So if they think I am able to pay back the loan then what do they care what I do with the money? Also some of the pre filled in reasons on the application were Major Purchase”


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


Where can I get a free credit report along with a credit score?

Most of the free” services require that you sign up for a credit service. Are there any that are actually free with no hidden obligations?”


Which cash payday loans are good and accutaly work and able to get cash loans right away?




















































Will my student loan balance grow in a Chapter 13 bankruptcy?

Will my student loan balance grow in a Chapter 13 bankruptcy?

We have a confirmed Ch 13. I would like to ask our attorney to file a motion to pay our student loan outside of the plan,instead of within the plan. Initially when we filed the plan, the attorney’s office file the loan as a priority claim. The trustee said no, it is unsecured. This means that Sallie Mae will get just a few dollars each month, not enough to cover our monthly payment or interest, but because it’s a student loan it will not be considered discharged when we complete our payment plan. The logic the courts have used is besides me on this one- it can’t be considered priority and non-dischargeable, but it should be considered unsecured with special status and is still non-dischargeable. It makes no sense for the debtor. Will the interest continue to accrue on this loan while we are in our payment plan? It seems wrong, and goes against the whole point of the US bankruptcy protection code, to owe this debtor MORE after our bankruptcy discharge than we did going into the plan. Can we file to exclude this debt from our plan and pay it separately?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Need to get reviews on Pembridge Insurance company?

I am contemplating getting an auto insurance coverage from Pembridge Insurance company. I need to get reviews form people who have auto insurance with Pembridge.


Does mortgage include deposit?

looked into getting a mortgage with natwest (uk) and was told we could borrow up to 150000 with them, we have a deposit of 20000 and told them this when giving all our details. so… does this mean we can look at houses up to 150000 or does deposit go on top of this and we can look up to 170000? i’m confused, please help


How long do i have to wait to buy a house after bankruptcy dismiss?


Math… help?

Suppose your bank honors a check for which you don’t have sufficient funds in your checking account. This action means that you’ve arranged beforehand for a/an

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


What is outstanding mortgage” ?”


Will my student loan balance grow in a Chapter 13 bankruptcy?

We have a confirmed Ch 13. I would like to ask our attorney to file a motion to pay our student loan outside of the plan,instead of within the plan. Initially when we filed the plan, the attorney’s office file the loan as a priority claim. The trustee said no, it is unsecured. This means that Sallie Mae will get just a few dollars each month, not enough to cover our monthly payment or interest, but because it’s a student loan it will not be considered discharged when we complete our payment plan. The logic the courts have used is besides me on this one- it can’t be considered priority and non-dischargeable, but it should be considered unsecured with special status and is still non-dischargeable. It makes no sense for the debtor. Will the interest continue to accrue on this loan while we are in our payment plan? It seems wrong, and goes against the whole point of the US bankruptcy protection code, to owe this debtor MORE after our bankruptcy discharge than we did going into the plan. Can we file to exclude this debt from our plan and pay it separately?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any prepaid credit cards with points systems for free?

I am looking to start my credit rating with a prepaid credit card with a points system that lets me get stuff with the points i earn. are there any such cards that have NO monthly fees or any fees at all of that sort? I have a feeling all prepaid cards have monthy fees… thanks guys


Can i get a mobile phone contract whilst bankrupt?

is it possible to get a mobile phone contract whilst bankrupt? i went bankrupt last september, and im looking to get discharged in early april. i was told by a friend that some networks do give contracts to bankrupts but im unsure. any help would be urm helpful cheers


Which are good single premium insurance policies in india?

Im looking out single premium policies.. even if its a ULIP will do. Please guide


Will greedy CEOs still charge loan-shark interest rates even after they get their hands on our tax-dollars?


What are Frank Sinatra’s best songs?

I know this is a very broad question, as I’m sure there are hundreds. I want to get more by him, so what are your favorites?


How long does it take to find out if an auto loan from a bank is approved ?

My credit score is so so I called and submitted an auto loan application to the credit union they said they would call back to let me know when my loan approved how long does it usually take to find out if an auto loan is approved?


I have a loan, with a cosigner, if he declares bankruptcy and declares on the loan, will my credit be effected?

the loan was in his name with me as a cosigner, if that even matter. we traded months making payments, and got behind, 2 months and they repo’ed the car that the loan was for. so now he is declaring bankruptcy, and i have no car, no job (got laid off), and a $14,000 debt. It just doesnt seem right, but life always isn’t fair, but its gonna push me over the edge into bankruptcy myself if it i held against me


How many credit cards should I have?

I have one major credit card and two store credit cards. My score is average, 662, and my card limits are low. My fiance and I are trying to build up our credit scores over the next 2 to 3 years so we can apply for a home loan in 2012 or 2013. My bank is offering me a credit card. So is one of my favorite stores. I know the average American has 5 to 10 credit cards, but I don’t want to stretch myself too thin and end up ruining my credit score. Will having 3 store credit cards with low limits and 1 major credit card hurt my score? Or help it over the next few years? Is it true that every time you open a credit card it takes 20 points off your score? Thanks!


Will my student loan balance grow in a Chapter 13 bankruptcy?

We have a confirmed Ch 13. I would like to ask our attorney to file a motion to pay our student loan outside of the plan,instead of within the plan. Initially when we filed the plan, the attorney’s office file the loan as a priority claim. The trustee said no, it is unsecured. This means that Sallie Mae will get just a few dollars each month, not enough to cover our monthly payment or interest, but because it’s a student loan it will not be considered discharged when we complete our payment plan. The logic the courts have used is besides me on this one- it can’t be considered priority and non-dischargeable, but it should be considered unsecured with special status and is still non-dischargeable. It makes no sense for the debtor. Will the interest continue to accrue on this loan while we are in our payment plan? It seems wrong, and goes against the whole point of the US bankruptcy protection code, to owe this debtor MORE after our bankruptcy discharge than we did going into the plan. Can we file to exclude this debt from our plan and pay it separately?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit and bankruptcy?

When I first started to get some credit my uncle cosigned a credit card for me, this was about 4 years ago, I’ve since established some credit, now my uncle needs to file for bankruptcy. Will this hurt me also, what should I do? Should I cancel this credit card? I have now a few credit cards in my name only, and I kept the one he co signed because it has the best interest rate. What should I do? Thanks!


Bankruptcy and car loan?

I also make sure I work overtime so i can afford the car to be able to work. With a family I am trying to do what I can, but I can’t do that and pay back $20,000 run up in my teens. I was pregnant with no job so I maxed out credit cards to buy food and clothing etc…. I regret it, and wished I never done it. Now I want to be able to start fresh with the new life I am making for myself.


Mortgage loan approval through Navy Federal with recent overdrafts?

I was pre-approved for a mortgage loan through Navy Federal and have started the home-buying process. One of the contingencies on the pre-approval was to provide 2 months of bank statements. Within the last 2 months I have had a couple of overdrafts. I have overdraft protection through Navy Federal which acts as a line of credit. I always pay back and have never missed a payment. Has anyone else gotten a loan through Navy Fed with recent overdrafts? Will this get me denied? I don’t want to go through paying for an inspection/appraisal only to find out I can’t close on the home because of this. Thanks!


I’m 19 yrs old. Will I qualify for an auto loan without a cosigner?

Hi I need to know if I’ll qualify for an auto loan without a co-signer. The car I want is a used Toyota Camry approx. $15,000. I’m 19, my score is 720 and I make very good money but I have only been working for about 2 months at my current job. I’m completely on my own and do not have a co-signer. What are my chances of qualifying for a loan without a co-signer. Should I do it through the dealer. Will I have a good interest rate?


I have a contract with a bank for an auto loan. I have over 2 years left to pay. They’ve sent me the Title

Do i have to continue to make payments?


What happens after bankruptcy?

After bankruptcy chapter 7 falls off your record, does your FICO score go up significantly? And how many pts? Lets say you have FICO of 650…. will you go up over 700?


How can i get my credit score free of charge?


Auto Loan 7.75% ? Good ?

Yea this is my first time buying something with such a big amount. Another bank was willing to offer 5.15 % but at a max of $20k because my previous loan was too small ( $4K) Is the credit score 682 bad, good or in between ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If my parents have bad credit will it affect me being able to get a student loan for college?

I’m a senior in high school and I’m worried about getting a student loan, and I’m not even sure how it all works. Am I required to have a cosigner? And if so, what happens if my parents have bad credit? What determines bad credit?


House is $214,000. Taxes $4,371. What will be the mortgage payment?

actually list price is 214,000 so lets call it 205,000.


Where is a legit site that can help me get a car loan with bad credit/beginning credit?

what sites are actually legit and not spam?


What are normal house sitting rates?

what do people charge for house sitting?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What does one need to apply for a personal loan? ?

or an auto loan or any other kind fo loan from the bank? besides good credit..what other factors?


Will my student loan balance grow in a Chapter 13 bankruptcy?

We have a confirmed Ch 13. I would like to ask our attorney to file a motion to pay our student loan outside of the plan,instead of within the plan. Initially when we filed the plan, the attorney’s office file the loan as a priority claim. The trustee said no, it is unsecured. This means that Sallie Mae will get just a few dollars each month, not enough to cover our monthly payment or interest, but because it’s a student loan it will not be considered discharged when we complete our payment plan. The logic the courts have used is besides me on this one- it can’t be considered priority and non-dischargeable, but it should be considered unsecured with special status and is still non-dischargeable. It makes no sense for the debtor. Will the interest continue to accrue on this loan while we are in our payment plan? It seems wrong, and goes against the whole point of the US bankruptcy protection code, to owe this debtor MORE after our bankruptcy discharge than we did going into the plan. Can we file to exclude this debt from our plan and pay it separately?


Who is the best for small loan, cash/payday advance?

I recently started a new job and I’m starting on a new payroll term. I won’t get my first check for a couple weeks and the holidays left me a tad strapped. I’m looking to borrow maybe,200-300 bucks from a ‘cash advance’ type place. There’s so many out there I was just wondering who is the best and most fair. Thanks a ton!


I have a Bankruptcy question?

I filed chapter 13 two years ago. I went through divorce last year and didn’t pay my house payments. Bank got Motion for Relief from the Automatic Stay” from court for my chapter 13 to sale the house it was granted. When I got my notice of sale to auction the house my ex wife filed for chapter 13 that delayed the foreclosure and bank got Motion for Relief from the Automatic Stay for her. Now I am going to convert my chapter 13 to 7 and this is my question. Does bank need to get another Motion for Relief from the Automatic Stay for my chapter 7 also or since they already have one on me because of chapter 13 they don’t need to do that antmore? Thanks for your response!”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does car insurance cover acts of God?


I saw a few people ask about Choice Personal Loans and was wondering if it is legite?


Is there anything i could do about this loan situation?

I went to a credit union for an auto loan recently and they approved me for a 10,000 loan. So i told them of the car i wanted, they got some info from the dealer and said ok. They printed out papers saying that i was aproved for the loan as well, which i still have. Now i get a letter in the mail saying that they were unable to extend credit to me even after they told me yes. I already have the car so what are the possible outcome in a situation like this? Is there anything i can do to not come out with the short end of the stick?


I own a 1972 Chevelle ss 454 whats the best way to get horsepower out of it?

Government emissions law were getting strict and the horsepower rating were going down and I was curious on how to get them back up in the 300 or higher. thank you


How do i get my credit score?

When trying to obtain my credit score, do i put my home address, or the home address i have for my credit card account. They are differrent for me because of mailing convienance. And i only have 1 credit card.


Amount of mortgage based on salary?

I know there are a lot of factors that go into getting approved for a mortgage. Not worrying about credit / down payment / debt is there a general rule of thumb for how much income one needs to make to qualify? For instance, how much would one have to make to qualify for $500,000 or even $800,000? Thanks.


Where is it you go to get a free credit report?

All the web sites want a credit or debit card. I know there is a web site where you can get one free credit report per year. But can’t seem to find it. thank you


Chapter 13 bankruptcy and property?

Can someone help me? I am considering filing Chapter 13. I have an idea on the difference between Chapter 7 and Chapter 13. I basically have two concerns. 1. If I start to file for Chapter 13, whether I get approved by the courts or not, will that keep creditors from pursuing legal action to garnish wages and/or put a lien on my home? Can they continue to try and pursue legal action to collect during the filing process before it is approved by the courts? 2. I am in foreclosure with my home but currently working with lender for either a repayment plan or loan modification to stop foreclosure. Foreclosure process stops once payment option worked out. Do I have to declare my home when filing Chapter 13? Will I lose my home? I don’t plan on doing anything until I know what the mortgage company says. Declaring bankruptcy before I finish the work out program with lender will continue foreclosure process. I’ll lose my home for sure.


Need to get a Free credit report?

Hi can anyone please tell me where one may go to recive a FREE credit report?? I am told that there is a way to do this. But every where i try they want money.. Experian turned me down from geting a credit card.. now that i want to get my report on line to ess it, they want money.. It is suposed to be one free on.. please if someone can send me w web site that i can recive this,i would be so greatful.. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


After a quit claim deed? chances of triggering due on sale mortgage clause?

A lawyer on another web site has told me that in 18 yrs of practice he has only twice seen a mortgage company call a sale due…. yet, i’ve had people on this site swear that it will trigger it when insurance is done or by some other means…. so which one is correct? I am talking about when a mortgage is still owed, but a quit claim signs over interest to someone else via a quit claim deed that is recorded.


Will my student loan balance grow in a Chapter 13 bankruptcy?

We have a confirmed Ch 13. I would like to ask our attorney to file a motion to pay our student loan outside of the plan,instead of within the plan. Initially when we filed the plan, the attorney’s office file the loan as a priority claim. The trustee said no, it is unsecured. This means that Sallie Mae will get just a few dollars each month, not enough to cover our monthly payment or interest, but because it’s a student loan it will not be considered discharged when we complete our payment plan. The logic the courts have used is besides me on this one- it can’t be considered priority and non-dischargeable, but it should be considered unsecured with special status and is still non-dischargeable. It makes no sense for the debtor. Will the interest continue to accrue on this loan while we are in our payment plan? It seems wrong, and goes against the whole point of the US bankruptcy protection code, to owe this debtor MORE after our bankruptcy discharge than we did going into the plan. Can we file to exclude this debt from our plan and pay it separately?


Aren’t you supposed to be able to do a credit check free thru Equifax, TransUnion and Experian?

I thought everyone could get a free one once per year


Where can I get my credit report?

I have applied to rent an apartment, and have been instructed to provide the landlord with a Credit Report”. My question


Applying for online loans/cash advances…?

I am trying to apply for an online loan/cash advance, but i do not have a bank account, so far I’ve had no luck being excepted with out having at least a savings account. I posted this question once before and received an answer giving me a website to get a job, so for those of you who feel you need to know; i do work, and go to school but my car has failed inspection (Yes sadly some states still feel the need to have inspection) and needs a new muffler, not something i had budgeted into my month.


How do i pull my credit report?

I need to check on my student loan that has gone into collections!!


How do you report credit card fraud?




















































Just served with a judgment on a credit card. how will they get me to pay this?

Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Question about Personal Loans..(Wachovia/BOA)?

I want to get a personal loan but unsecured. I dont own anything so I guess I wouldnt qualify for a secure loan. Wachovia offers secure personal loans but Bank of America offers unsecure. My problem is that i am member on Wachovia. Can I walk into Bank of America without being a member and apply for a unsecure loan?


How do i get a debt consolidation loan?

long story short, I screwed up with credit cards, (4 of them) I have cut them up and would like to not have to deal with the multiple accounts, and would like to consolidate to one loan, can i go to a bank for this? is there a non-hassle site that i can get a loan from?


I would like informationrmation and tip on how to stop payments on a payday loan.?


I think I may have just got scammed, please help.?

Update: I normally don’t do this sort of thing. Like I said I did it without much forethought. I did some research before hand on the website to see if it has been reported as a scam, and on a couple websites I read it was a trusted site. I should have known better though, I’m 21 and my dad has taught me for years of all the scams on the internet. So yeah stupid move on my part, lesson learned. I’m going to call my bank ASAP. I appreciate the responses, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any sites provide a free online fico score?


Auto loan company scam?

My last payment for this auto loan was October 2012 and I still owe money on the car? I called the loan company and asked why I have not received my title yet. The company representative told me that I still owe $2500 on it. I asked why am I being charged for that amount, when the car is payed off? The representative told me it was late fee and interest charges. I have not even received any letters from them about these charges. They also want me to pay over the phone and I have asked them to send me a letter that shows these charges. The company said they can not send out a letter and I could only pay over the phone. What is going on here????


Where can I get bankruptcy filings?


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after a bankruptcy should you get a credit report?


What is the claim rate” for credit card insurance?”

I recently activated my new credit card and, of course, the guy gave me the whole spiel about credit card insurance. He was quite pushy, actually. He was like so I am gonna go ahead and add that to your account…” I declined and he axed hwhy. I explained that


I will lose my personal property ( aparment ) chapter 7 if I file bankruptcy in new york ?

my aparment is pay off in new york city cost $ 100.000.00 and i have $45.000.00 debit in credit card ,i will like to file for chapter 7 i will lose my apartment thank you iff i file.


How can i increase my current loan from sallie mae?

i need more money on my current loan from sallie mae, how do i go about making a request for a higher amount. this loan is a student smart loan and is not a stafford loan. please help me! I running low on time!


Anyone know any good payday loan companies in Southern California?


Being a co-signer on and auto loan, can I assume full responsibility if the owner is willing?

I cosigned on an auto loan for a friend and he lost his job unable to further make payments. I still have my job and make decent money but my credit score is very bad, would the bank give me full responsibility of the loan if the owner is willing?


I have a auto loan whit a company but I talod the car and my insurance lapse do I still need to pay for my ?

Auto loan


Best place to get a short term loan/payday loan in Dallas, Texas?

I need some extra cash till I can get a paycheck from my second job. What is the best place to get a short term loan or payday loan?? Something with a good interest rate or payback rate and that doesn’t screw you over big time in how much you have to pay them back. I have stable work history for three years and same with bank account. Thanks!!!!!


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of interest rate do first time buyers get on auto loans?

What other expenses do I need to be aware of when buying a new car? What sort of Insurance rates will I be expecting? Thank You.


Bankruptcy to file or not to file?


What role do fast food restaurants play in the rising rates of obesity in industrialized countries worldwide?


What sites do you go on to check your credit report for FREE?

Most sites seems to offer some sort of dumb trial or offers, and will provide the free reports only if you give them your credit card number. What kind of crap is that?


Do rate cuts affect auto loans?

With the rate cut will we see a drop in interest rates for auto loans too


Why is loan-sharking illegal?

I mean, people apply for the loan, so isn’t it a legitimate transaction? Why is it illegal? The lottery is legal and mostly everyone looses all their money but loansharking is illegal. What’s the deal? People sign up for this and it’s illegal.


CareOne Credit- good company for debt relief?

It’s Better Business backed- however if anyone has any opinions, have used them, or are still using them for this service- I’d appreciate feedback. Serious answers only- THANKS!


Whats the process of auto loan settlement?

I have been behind on my auto payments and have negotiated a settlement with my finance company to pay a lump sum for the title on the vehicle. If my settlement proposal is accepted, what steps do I need to take to: 1. Make sure that the lump sum paid to settle the loan will not just be applied to back balance due on the vehicle. 2. What contract if any can I come up with to protect myself from any further responsibility on the loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a free report?

HOW DO I GET A FREE CREDIT REPORT WITHOUT A CREDIT CARD? I DO NOT HAVE AND NEVER WILL HAVE A CREDIT CARD BUT I DO WANT SO BADLY A FREE CREDIT REPORT CAN THIS EVEN BE DONE IF SO EXACTLY HOW? FROM: RANDALLEMERY@YAHOO.COM


Where can I find a Guaranteed High Risk loan interest not a problem?

My husband has a great job in the oil fields but before that we were in awful debt and owe alot of these payday loan places so by the time we pay them we don’t have enough money to pay the bills so we have to get more payday loans if I could just find someone willing to give me a loan with a monthly payment I could pay all of them back and finally get back on our feet


Who is getting my monthly fees for my credit report? How can I get intouch with MNI*CREDITREPORT>COM I need a?


How much can I raise my credit score in about 6 months?

I currently have about $2,000 in credit card debt that I am actively paying down. My credit scores range between 559 and 580, I need at least a 650 to consolidate my student loans. I should be clear of my credit card debt in mid September. Will my credit score improve? I am not planning to use the credit cards – they are already cut up! I am 23, work full time and need my student loans consolidated but I can’t until my score improves.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans or is this illegal?

HAVE SOME FRIENDS WHO THINK THAT THIS IS LEGAL, AND I WANT TO KNOW IF IT IS…. THEY ARE USING FAKE SNN AND FAKE PAY-STUBS SAYING THEY WORK SOMEWHERE WHEN THEY DON’T, AND THEN THEY HAVE SOMEONE ACT LIKE THEIR JOB WHEN THEY NEED TO TALK TO THE MANAGERS THEY HAVE THERE FRIENDS ACT LIKE THE JOB BUT THEY USE THERE ID AND SO FAR NO ON HAS BEEN IN-TROUBLE, I READ ONLINE ITS NOT ILLEAGLE TO USE ANOTHER PERSON SNN THEN SHE GOT A BANK ACCOUNT AND USED A FAKE SSN NUMBER AND GOES TO LOAN PLACES AND GETS OUT MONEY IN DIFFERENT STATES SHE GOTTEN OVER THOUSANDS OF DOLLARS AND THEY PLAN TO CLOSE THE BANK ACCOUNT DOWN BEFORE ALL THESE LOANS TAKE PLACE…………. I thought it might be okay since they are using their state id and not to mention its just for payday loans…. so even if its payday loans its still not good?? because on line it says people can use others SSN in the Google search idk I am worried for my friends sake


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


Do you need a credit card to get a report?

my boyfriend is paying for the rent not me, I dont have a job yet just had a baby but he got his credit report.


HSBC Auto Loan?

I know that HSBC will refinance a car loan. However, will HSBC give you a loan for a new car in such a way that one can go to the dealer and have worked out their own financing with HSBC. I don’t mean do they have programs such that dealers can use them to finance. I mean, can I go into HSBC and fill out the paperwork for an auto loan, then go pick the one that I want, and they cut the check. Are there any other banks who are known to lend to a variety of credit scores (translation—of course Wachovia or Chase will give a signature loan to a 50 y.o. with an 850 credit score, little to no debt and a 250k income! BUT, this is NOT what I am talking about!) who may do this. Again, my friend for whom I am asking this question has decent credit, just not stellar and HSBC gives credit to people in all sorts of circumstances, so I am looking for a bank with similar policies, etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the average cost of Bankruptcy?

I am very behind on my credit bills. I havent paid them in forever. I was wandering if anyone knows the average cost to file in Kentuky.


Poll: funniest commercial you’ve ever seen?

i live in america, so preferably commercials from the USA. thanks. =]


What is a good credit card to apply for if you have no credit and need to build it?

I need a basic card nothing fancy. it must have low monthly or yearly cost and low fees. I heard getting a gas card like to shell was a good idea. I need an easy one to get though because I can not even get a card at walmart my credit history is so non existent.I will not be using it much I hate to shop I just need some thing I can build credit with.


I started with a balance of 29,000 i currently owe 10,000 can i file bankruptcy a chapter 7 any suggestions th?


How to find out credit score!?!?

Is there a way you can get your credit score for free?


Are sharks really friendly or a threat????

because im scared of sharks and now of the ocean and i wanna know if they dont like us or are scared of us…but y do people say they are friendly??


Macbook rent to own question?

Hello everyone! I’m in need of a macbook for school and Im going to need it very soon. I dont have 500-1000 dollars to spend on one right now, and I understand apple has a financing program, but due to age…I havent had a chance to establish my credit. Ive had far too many problems out of a PC and the macbook already comes equipped with all of the music programs I’d need for college. Ive done a little research and I know there are some corporations who will rent them out for days at a time, but turns out…its more expensive to rent one for a few days than it is to buy one. Is there a rent to own or lease to own business out there anywhere that carries the macbook?! Ive checked with aarons and rent a center but so far, no luck…please reply with anything you think will help:)


Can a person who is here in australia claim bankruptcy if they are from another country?

can you claim bankrupstcy if you are in debt in australia with there money and still go back home to your own country if it is permitted or do they have to stay


If i file chapter 7 bankruptcy will i lose my house?

Hi im asking this question on behalf of my mother in law who is currently in jail. She just recently told my husband, who has power of attorney for her to look into filing bankruptcy. At this point, her only valuable asset is her home, which is what we are trying to save, so if we file chp 7 will that really do any good?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating?

I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating interest rate at 11.90%. Do you adivse me to shift to SBI,HDFC,or any other bank or remain with LIC.while others banks floating rates are around 10.15% Need your advise. waiting for your reply sir………..


Payday loans / law office/collection?

i went threw a rough patch in life i took out like 3 payday loans and max out my card i am now pretty much up to date but i got a call from lawoffice/ collection office i guess guy called me said they have tried contact per email and i have not respned i asked him what company is this loan from and could not tell then he said if i dont pay 1800 today there will be 3 felony charges issued agAINST ME SO i said i cant not pay then he said this is very seroius call me back 30 minutes i called him back he said there going to have someone come my job serve me a summons i said i am broke so then he said what can u pay today i gave him 100 dollars over phone my card i think i getting ripped off i was scared because he read me a leagal affadavid then he all of sudden transfred me to someone esle so took my 100 dollaRS ADN SAID I NEED PAY 500 BIWEEKLY I CANT I KNOW I PROP FORGOT ABOUT ONE LOAN LIKE 300 BUT PAY 1800 THATS CRAZY WHAT SHOULD I DO WILL THEY REALLY TRY FILE CHARGES OR IS THIS A COLLECTIONS BS BECAUSE THEY WONT TELL ME COMPANY PLEASEEE HELP


Im looking into renting an apartment but I have a forcloser on my credit?

I called the apartment complex I want to rent from in a few months and they told me it has to have been 1 year since forcloser. I filed bankruptcy and my home loan was included on the bankruptcy, so Im wondering would they go from the date my bankruptcy was discharged or the date the was consdered forclosed?


Exactly what is bankruptcy and how does it work?

What is the differcence btwn. them such as chapter 7, 12,13. etc etc. And what are the pros and cons to it. My family is in debt way over our heads, we rent a house w/ our three little ones, have HORRIBLE credit and can barely afford our bills. Would this be the best way to go? Thanks.


Where can i get a free credit report with out using my credit card?




















































Will you still get your pell grant if you graduate a semester early?

Will you still get your pell grant if you graduate a semester early?

I graduate this fall but have been awarded a pell grant for this fall and spring of next semester. I’ve only received the grant for this fall and am scheduled to have the remainder disbursed for spring of next year, but I will be graduating in December. What happens to the grant? Will they cancel it or will they still send it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What are the best ways to improve your credit?

what kind of things can you do


Help with payday loan?

I applied to a payday loan company – was accepted in principle. Sent off required info excluding bank statements as I was waiting for them to arrive……now I have the statements and I cannot remember the name of the company. They were in the uk and we called cash” something or other – I have googled but there are so many – the website has an orange coloured front page. Can anyone help??”


How Do I get good credit…?

I have bad credit…. mostly from overdue bills or past due bills. How do I straighten that all out without using one of those credit counseling places? Any help would be great.


I need the instructions for the board game Payday! I lost my rules packet!!?

The copy right date for the one I have is 2000. The rules are different then the older versions. For instance, it has a Bonus” space instead of a “Jacpot” space. Umm it’s by Parker Brothers and Hasbro games and neither of their sites have the instructions for the version I have.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

MY 17 YEAR OLD SON HAS GOT A LOAN, HOW DID HE AND WHAT CAN I DO ?

Im not having ago or making a hoohah i just don’t understand how these people would allow it, and i cant always give him money when he wants, i work and have 4 children yes my choice i no they have everything they need and some of what they want, there father died, and i think im coping rather well i just wanted so advice jeez if you didn’t like it or thought i expect much then you shouldn’t have bothered commenting, who do you think you are, you sad sad person go away and maybe you should think about maturing


Is there really a way I can find out my credit score for free?

If i request one, does that affect my credit score?


I overpaid my best buy card by $27.00 last month so now I am in the negatives?

would I be able to buy something for that amount since i basically prepaid on the credit card?


Will you still get your pell grant if you graduate a semester early?

I graduate this fall but have been awarded a pell grant for this fall and spring of next semester. I’ve only received the grant for this fall and am scheduled to have the remainder disbursed for spring of next year, but I will be graduating in December. What happens to the grant? Will they cancel it or will they still send it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you learn how to budget?

As far back as I can remeber I have always been horrible with money. Wether is was blowing it on video games, cologne, or some other useless junk, I had no problems giving my money away. I have tried to balance check books and save money but it just seems like I need to spend. Now that I am older 28 to be exact, I need to change my habits, eventually I want to buy a house but thats not happening anytime soon. I am tired of making financial mistakes, and I am grateful that I am not in tremendous debt. But I need to learn how to control my money, and learn how to properly budget, the last thing I want is to one day be homeless. As embarrassed as I am to admit that at 28 I don’t know how to budget I need help, any suggestions will be greatly appreciated.


Where can I get my credit reports for free?

Everytime I try to get my free” credit report


When do I receive Cash Rewards with Bank Of America Cash Rewards Visa credit card?

I have had a credit card through Bank of America- no cash rewards. Recently I applied and was accepted for my first cash rewards credit card.If I pay my credit card bill off online in advance (before receiving the actual bill) will I receive any points to my cash rewards? Or do I have to wait to receive the bill to be eligible for cash rewards? (Hopefully I am making sense)


After a quit claim deed? chances of triggering due on sale mortgage clause?

A lawyer on another web site has told me that in 18 yrs of practice he has only twice seen a mortgage company call a sale due…. yet, i’ve had people on this site swear that it will trigger it when insurance is done or by some other means…. so which one is correct? I am talking about when a mortgage is still owed, but a quit claim signs over interest to someone else via a quit claim deed that is recorded.


How much will monthly payements be on a credit card with 27.99% APR?

so i know interest and APR differ, but i want to finance a mattress through mattress firm and their credit cards for financing is at 27.99% APR, is this a crazy rate? should i not even bother applying for their card? The mattress we are looking at is approximately $800


Where can i find the loan value of a used car?

Basically what a finance company uses to determine the amount of money they will lend towards the purchase of a used car. I’m not looking for a trade-in, retail or private seller value – things i can obtain from Kelly Blue Book or Nada. I’m looking for a calculator that will give me the loan value of a used car based on the year, make, model and mileage.


Rate change problem bc calc help 16?

The volume of an expanding sphere is increasing at a rate of 12cubicft/sec. When the volume of the sphere is 36pi, how fast, in sq feet/sec is the surface area increasing? Note (V=4pi r^3/3, S=4pi r^2) plz show all work, thanks!


Has anyone ever used the cashpoint car title loan company? What was the interest rate and terms?

I was considering using this company for a short term loan, but I do not want to end up paying them double my loan amount or more. I was looking for about $1200-$1500. But I have used the payday” loans years ago


Will you still get your pell grant if you graduate a semester early?

I graduate this fall but have been awarded a pell grant for this fall and spring of next semester. I’ve only received the grant for this fall and am scheduled to have the remainder disbursed for spring of next year, but I will be graduating in December. What happens to the grant? Will they cancel it or will they still send it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to rebuild my credit?

I have a serious question to ask. And please, I don’t need for someone to tell me that I’m so stupid to have led my credit down the drain etc etc. I’ve come to realize that I need to rebuild my credit and I am currently working on getting everything paid off. I have paid off my capital one credit card which was $2600, JCP account $1200, and Sam’s club $530. They were all in collections and were closed before I paid them off. Also I had medical bill which went to collections but was able to pay off. Now I have Dell and bank of America that I’m paying off. For Dell I still owe $2000 and Bank of America I owe $1700. I checked my credit the other day and it was still 580. I have no car payments nor mortgage payments. I am paying bills on time now (I learned my lesson the hard way) and was wondering what else I could be doing to rebuild my credit. I understand that those accounts that went to collections can stay on my credit for up to 7 years and my credit report showed that couple of those will remain on there until 2011. Thanks for all of your help!


Finance math problem help?

Fred purchased a boat for $8,645. He made a down payment of $775. He applied for a six-year installment loan with an interest rate of 11.4% in the amount of $7,870. What is the total cost of the boat after six years?


Home loan – Fixed or floating rate?

Hi all, thanks for the answers. I thought I had posted this on the India site of Yahoo. I’m talking about loan rates in India, and the 10.5% I mentioned is the normal floating rate in the market. Some are 10, some even 13%. So it has nothing to do with credit (I don’t live there, so I don’t even have a credit history – don’t know if India has that system). Still unsure whether I should go for fixed or floating – in India; anyone know about that market specifically? Thanks!


Is bankruptcy affects my social rights?


How can I get a loan with Social Security, Disability, and self employment as my only income?

I am a single mother of two who owns her own business. I am currently also a full time college student working toward a degree and am disabled and receive social security and disability. I currently have about $30,000 in secured and unsecured debt and could really use about $5000 to really get my business on its feet. I would like to find a loan to consolidate all of this debt into one payment. I don’t really care about interest rates, I just want my credit paid off and I want it all in my name so as not to burden my parents any further. My problem is this, all debt consolidation companies I find require you to have more than $7500 in unsecured debt, and I cant seem to get a loan with my credit (or apparent lack thereof) and financial situation, being on social security and not having been in business long enough to establish a decent earnings report. Are there grants for disabled mothers or some type of repayable federal aid?


How old do you have to be to use/buy a Visa Gift Card?

Well.. I have to get a birthday present for my 13 year old brother, which’ll be tomorrow, haha, but i’m 15, almost 16, and I would like to buy him a Visa gift card so he can buy whatever he likes and he won’t lose it easily like cash would. Do you think I can get it for him without any problems, because my parents are going to be out to dinner tonight and I would like to buy that for him tonight, do you think I’ll be able to buy it for him without their signature/authorization? Also, how much does it cost to activate it?


Car Loan or Personal Loan?

Please advise on if I should go for a personal loan to buy a car if I am getting it on a interest rate 5% less than car loan. I am located in India (Bangalore)


Where did the term / phrase Loan Shark” originate? What is the meaning behind it?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Underwriters and not reaffirming a loan on a home?

The current home was not reaffirmed during a chapter 7 bankruptcy. If you apply for a new loan after 2 or 3 years, will the underwriter just assume the house went into foreclosure and deny a new mortgage?


Is the lower the apr the better for credit cards?

what to look for with credit card apr?


What are the lyrics to why am i dressed up like a pirate in this restaurant?

they say a man should always dress for the car he wants so why am i dressed up like a pirate in this restaruant its all because some haker stole my indentity


Does anyone have the activation key for CompuCram.?

It’s a Mortgage Broker/Loan Officer test online to study for the exam



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans taking money without authorization?

I got a loan from PAYDAYUK last month, anyway i lost my job and i told them i couldnt repay the amount back i want to sort out a payment plan. The man on the phone was very rude and put the phone down on me!! i went to my bank the following day and they have taken out all of my child tax and child benefit, i have nothing to live on for the next 2 week untill my income support is sorted. I rang the company and they put the phone down on me numerous times! i spoke to benefits and hey said by law they cannot take my benefits as i will have nothing to live on, I told the company this and there reply was ‘oh well, its not our fault your bank authorized it’ .. i never authorised any payments to be taken out of my account i tried to work out a payment plan but they wouldnt take any notice of me! I have read the contract and it doesnt say they will continue to take payments untill they recieve the amount i owe. can they do this? i HAVE NOTHING TO LIVE ON OR TO FEED MY CHILD FOR THE NEXT 2 WEEKS! i am going to the bank in the morning to see iftheres anything they can do. also i have searched there registration number on the Office of fair trading website and i can not find anythong about them being registered! PLEASE ca someone help me! THANK YOU IN ADVANCE.


Will you still get your pell grant if you graduate a semester early?

I graduate this fall but have been awarded a pell grant for this fall and spring of next semester. I’ve only received the grant for this fall and am scheduled to have the remainder disbursed for spring of next year, but I will be graduating in December. What happens to the grant? Will they cancel it or will they still send it to me?


Can u go to jail for not payin a personal loan?


I need help understanding my credit and if i can still be approved…?

None of this credit is Bulls**t” please! I want straight answers. freecreditreport.com tells me that i have a 595. Is that correct?? Im trying to get a rural development loan. What I need is a 580. I already have a mortgage lender or whatever… I had a 576. applied for a small loan because i misunderstood what my lender told me to do. It dropped to 548. Then we paid off some old bills that were on the report. It says its up to a 595. She told me (later

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the best DVD discs for burning Wii games?

I’ve been using RiData DVD-R any they play ok, but time to order some more so I was wondering what is considered the BEST discs for Wii games? I mean a) brand and b) -R or +R ? Also FYI I use the inkjet printable.


What do banks look for when applying for an car loan?

Hey im 21 and I live in Toronto, ON Canada…my monthly income is $2000 and i only have my cell phone bill of $100 and my credit card payments of $30 a month to spend…My credit score is 650 -700 and i make all my payments on time and never miss them. My bank that i deal with is TD CanadaTrust..I have no assets…I was just wondering what are the things that could get me approved for a $23000 car loan for a new car ?…ie: age, term at job, credit score, assets ? like what is it all about? how does it work ? and is this the best thing for me to do ?..Please let me know….Thanks


How can I get a free credit score (not credit report) that is ACTUALLY free? (not from falsely free websites)?


C++ mortgage calculator?

need help programming a mortgage calculator? Pretty much need the code for accomplishing this!


PSP俠盜獵車手卡關

主線全破了. ……………….我要別ㄉ 別一值給我主線……….看清楚我問ㄉ= =


Best way to sell my car thats not paid off?

So i want to sell my car and get something different but its not paid off. I bought it in august last yr. for $9,995 and currently owe around $7000 still. We were financed through the bank but after a mishap with 20 cars the dealer is having everyone finance through him which allows the buyers to pay however much a month. I have the title and registration papers in the dash. The thing is i will need about $2500 for a cash down on something else and since i still owe $7k that makes $9500 and im sure no one will pay that much for the car. I own an 04 mustang. ive asked to take it back and trade it but he said our policy states that you must pay off the car” so trading it is out of the question. What would be the best way to sell it since i know our credit wont go down since the dealers not financing through the bank anymore?”


How accurate is trans-union to Fico score? i have 745?


What is the effect of substrate concentration on enzyme activity?


How can i get a 100% free credit report on line?

No credit card card needed ,no money of any kind

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Whats the best auto loan rate to apply for? I live in Chicago. So far I was approve for 7.9 APR on $17,000 car

Capital One approved me 7.9 APR on a new $17000 car. Well, is there another financing company that can beat what they gave me? If so then I will apply for thier loan. I have very good credit and a decent job plus I live with parents, so I have no bills except cell phone bill.


Will you still get your pell grant if you graduate a semester early?

I graduate this fall but have been awarded a pell grant for this fall and spring of next semester. I’ve only received the grant for this fall and am scheduled to have the remainder disbursed for spring of next year, but I will be graduating in December. What happens to the grant? Will they cancel it or will they still send it to me?


Finding the best mortgage company for loan to really finally own the house from the bank?

Its been really frustrating to find a mortgage company to be able to pay off my house. I have went to zillow.com, freeratesearch.com and all the other mortgage search website online. It is hard to pick one because of all the scary reviews of all these company’s not being truthful and being a headache to some people. is there really no really good mortgage company to go to? I live in Hawaii where money is really tight because of the high standards of living. Any suggestion and real experiences is welcome. Thank you.


What’s the best way to start building good credit?

I’m 19 and I’ve never had any credit cards or anything before, where/how do I start?


A friend has asked my daughter to assume her auto loan. Can this be done and if so how?


Where is the best place to go for a debt consolidation loan that won’t hurt my credit?

I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don’t have much for collateral. I’ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn’t going to kill my credit? I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.


How do Amscot payday advances work?

I know you have to write them a check for the amount you borrow, but how much interest do they charge & how long do you have to pay it back? Does the amount of money I make depend on how much they can give me? I’ve heard lots of horror stories about them, but it’s not going to be an every week thing for me, I’m just strapped right now and I don’t want to overdraft my bank account =(




















































How much money will my auto loan give me?

How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How much is bankruptcy counseling… is there any free or low cost ones out there in virginia?

unsure how long it takes to get a cert. so i can file bankruptcy….


Are single dad families harder to run than single mother and two parent families?

What are peoples opinions and why?


I need to borrow 1500 pound?

i am even consider selling my body for sex i am so desparate so i can put food in fridge and pay my bills please help


My husband and i took out a payday loan at advance america in las vegas nevada, can they take us to court/jail

my husband and i took out a loan at advance america in las vegas nevada totaling $112.00. they are now leaving messages saying that they’re going to take us to court for fraud. can they really do that or is there a procedure that they have to follow?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

579 credit score, could i get approved for an apartment?

Im moving out with the boyfriend in about 6 months, He has good credit. Me…well thats a different story, I made some really bad choices when i was 18 and have 2 charge offs, I opened up an unsecured loan and have been making payments for the past 4 months and it shows up on my credit report as paid as agreed. Should I still try to apply for an apartment?


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Can You use your VA Home loan in Other countrys?

I am a resident of Philippines, and would like to live there, anyone know if i can use the VA home loan on a place to live in Philippines.


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is getting a new credit file legal?

is getting a new credit file legal? Is it free? how long does it last? does it really work? can someone send me information on where to look/start or a good compnay to work with.


Student loans?

Student loans – good, bad, indifferent?


Can I still qualify for a corporate Amex if I have a Bankruptcy from a year ago?

Amex was not a part of the BK, and I know that each employee is reimbursed for business expenses and is responsible for making the monthly payments


What is difference betweeen arm vs interest only mortgage?


Can you add a purchase to an existing car loan?

Ive paid off half my car loan, but i need to purchase another vehicle on top of this one. Can i add another vehicle as long as it stays within the loan max?


How could i get payday loan with poor credit?


If I take out an auto loan right now, will it hurt my chances of getting a house loan in about a year or less?

I could afford both, And statistics show that, I just dont want to get a car right now, and that ruin my chances of getting a loan for a house soon.


What happens to a mortgage when a co-borrower dies?

To clarify the quitclaim issue. Mabel held the deed to the house in her own name ten/eleven years ago. Last year, she issued a quitclaim deed to herself AND her mother so now they are co-owners of the house. At the same time she and her mother signed up for a new mortgage to pay off the old one, and THAT mortgage has two borrowers, Mabel and Betty. So, once Betty passes on, Mabel immediately becomes the sole owner of the house. That much is clear. It is my belief that the Betty’s estate will not be responsible for the debt on Mabel’s house, and the bank will not pursue payment of the balance as long as Mabel makes payment on the mortgage. The problem is that Mabel is unlikely to be able to continue to pay for the mortgage. So, am not exactly sure what happens next. It would be fine, I think, for Betty’s estate to pay off what is now Mabel’s mortgage for Mabel’s house. But only if her estate also issues an equal amount of money directly to each of


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need to get a Free credit report?

Hi can anyone please tell me where one may go to recive a FREE credit report?? I am told that there is a way to do this. But every where i try they want money.. Experian turned me down from geting a credit card.. now that i want to get my report on line to ess it, they want money.. It is suposed to be one free on.. please if someone can send me w web site that i can recive this,i would be so greatful.. Thanks.


Were can I get a 200 dollar loan online?

Bad credit I make around 4k a month and im in the national guard please no loan referal sites


What is the guy from FreeCreditReport.com’s credit score?

I’ve always wondered what his actual credit score was, because I don’t think mine is much better!


How much does it cost to file chapter 7 bankruptcy in the state of california?

about how much does it cost to file ch. 7 bankruptcy in the state of california… does it depend on the debts i have enmassed???


How do I do a credit check on myself?

My future landlord ran a credit check on me, of course, and he said it showed that I’m a cosigner on a loan! So far as I know, I didn’t cosign on any loan, so I’m concerned. How can I learn more? I have Identity Theft Protection with Discover Card and thought that tracked things such as this. Is there a way I can look up this info through that?


I went to file for bankruptcy, just me not my husband for my old debt that we can get out of. The lawyer said?

my husband makes too much money so I don’t qualify to file. We have no money left over to pay my bills at all. I was wondering if we got legally separated if I could file then? thanks


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


Can anyone recommend a good Student Loan Consolidation company?

I owe about $8000 dollars in student loans from various companies and I would like to consolidate into one monthly payment. Any suggestions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does annual percentage rate mean on your credit card statement?

It says Nominal APR 18.24 and then annual percentage rate 68.034


Is there a way i can check my credit for a cell phone online?

i got a prepaid phone and i wana know if i can check my credit online to see if i can get a plan or not.


How can i find out if someone is monitoring my credit without permission?


How can i get free access to xxx site with no credit card?

i don’t want to pay for xxx but i want high quailty stuff, thanks.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My credit Score is 754 and it shows me my Grade as C””

Im Wondering whether 754 is a good Credit score or not, if yes, why it is showing my Grade as C i checked in Transunion credit burea what is the difference between Score and Grades? Is my score a really good one? Can anyone Let me know. thanks


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Can anyone make up a remix to the freecreditreport.com commercial?

Any one of them is fine, but it needs to be funny! Please and thank you!


Why do sharks only attack wet people?

When surveyed, 99.9% of shark attacks were performed on wet people… WHY?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


First time homebuyer – Citi, Wells Fargo, or PHH Mortgage?

Thanks everyone for your thoughts so far! I noticed a lot of people are mentioning closing costs – most of my closing costs will be paid by my company so I’m not too worried about that. Great tip, though, for most people!


Is it legal to finance inequity in an auto loan?


If a payday loan company is suing you and you don’t show up to court what will happen?

What will happen, warrant, garnishments??


I filed bankruptcy chapter 7 on december 2010. The trustee requested the IRS my refund of about $10,000?

This was to pay creditors, my attorney ammended the bankruptcy petition to exempt the refund. First because most of it is earned income credit from our children and I believe Florida has a thing called the wild card. So she made the whole refund exempt through the ammended petition. My concern is I call the South Florida Bankruptcy hot line, it gives automated information and still says (assets are reported”) also


Where can i be approved for a $7,000 dollars car loan, with no-bad-but-new credit history?

I’m in need of a car up grade, but i never had any loan, credit card, or even a telephone plan that requires credit… what can i do to get approved for a car loan of 7,000 or less?


Where can we get genuinely free company credit reports ?

IN UK please


Can I take cash off of my American Express card?

I am new with the whole credit card thing but I recently was approved for an American Express card. My question is can I get cash in hand off of my card to pay another bill?


What does Insufficient utilization on open accounts” mean?”

I applied for a credit card and got denied with this message, what does it mean exactly?


Is it fraud if I pull a 401k to buy a new house then file bankruptcy?

I have been placed on SS Disability and cannot afford my mortgage. I would like to move south. If I pull my 401k I can get a house real cheap. Then I would like to file bankruptcy on my house here. I would not like to be homeless for a few months. I still have decent credit for now but the funds are going to start dropping quick. Anyone have Ideas on how to do this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the difference between cash rate and interest rate?

I’m an economic student in high school and I have come across both these terms before but have no idea what the difference is or if it is all the same. If you could explain it to me in simple terms that would be great 😀


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Who is the best mortgage refinance company?

We are looking to combine our first and second mortgage on our home. current first approx. $80,000 current second approx $60,000 house value @ $165,000 would also like to have a little cusion in the bank. With less than perfect credit who is our best choice of lender


Where can i go to get a free credit report?

I am looking to get a free credit report online without having to use a credit card. I have checked a few sites and each of them has asked for a credit card, which I do not have. Where can I go? Please.


Cant pay a debt anymore, any options?

So around a year and a half ago I got into a car accident. I did not have insurance at the time. I took full responsibility of the accident. The total amount due to the insurance company was $5500. They hired a Credit Collection Company to collect the money from me. I have been making payments of $160 every month. I make the payments through the phone to CCS. Because of bad luck, I only have enough money to make this months payment. I have no means of receiving money… I am a full time college student. I have been looking for a job for two months now and no luck. I just want to know If I have any options… like If I can ask them to pardon me for a few months or If I can get any help… I am stressing about this… I dont want to go to prison or file bankruptcy. Please help. btw I have not missed a payment in all this time.


Why won’t my mortgage company accept partial payments?

Instead of paying 1 monthly payment of 1500.00, I want to make a payment every 2 weeks of 800.00 via my online banking. I called the mortgage co and they said they wont accept any less than 1 whole payment. Should I send it anyway? I will this force them to not charge me interest on the amount sitting in escrow? Thanks, Trying to Catch up in LA PS. Payments would be submitted prior to due date so no default issue. 1st pmt in advance, 2nd pmt on due date.


Does Volaris accept U.S. Debit/Credit cards online?

I want to go to Guanajuato in late July/early August for 3 weeks. Volaris is the only cheap airline. Aeromexico is expensive and Aviacsa no longer goes there and there was another one that existed for only 3 years since they went bankrupt. I heard buying tickets at the airport is expensive. Tijuana to Guanajuato. Does the bank charge an international fee? Bank of America




















































How hard will it be for me to get a $7000 auto loan?

How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it possible for a person who is waiting for trial (bankruptcy) travel outside the US for business?

Is it possible for a person who is waiting for trial (bankruptcy) travel outside the US for business? I believe she is trying to get bankruptcy but some of the accounts are going to court. This person needs to go to another country do some stuff over there and come back in a 3 day period. Any ideas?


What are minimum requirements for private party auto loan?

The answer is hard to find online. Some suggest at least $10000 loaned, or subject car must be only 4 or 5 years old, or max 48 months repayment term, etc. I realize there will be some variables, but there must be some standards here. While we’re at it, are there standards for how high your credit must be to get a private party auto loan?


Capital One Auto Loan?

I have been with capital one for almost one year now, with an auto loan. I always schedule my car payment 5-7 days after its due date, I have never gotten a late fee, but with doing this am I paying more interest or something? Am I paying more in the long run? or is it just a way to convenience the consumer? I have been doing this for a year without ny harassment from capital one, but I am a bit paranoid. Thanks


What happens if i dont pay back a payday loan?

i live in michigan an i have taken out two payday loans that im unable to pay back due to unforeseen circumstances and i was wondering what happen when you don’t pay them when you are supposed to can and will the sue you for the amount it only 500 total. And how long will it take for that to happen do they give you a grace period before the take legal action

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Will i get approved get for a 10,000 auto loan?

We dont have sales tax! and i will put a 1500 for a down payments. Plus i have a household of 4, and we get free money on oil every octobers ranging from 1000 to 2000 per person. If you live in Alaska for a year. I didn’t include my wife’s income cause we have seperate bank accounts, don’t have time to do a joint account.


Where can i get a free credit report from?


Filing Bankruptcy? I need help!!!?

I have at least $8-10,000 in collection debt. I was in a car accident last year that my insurance refused to cover so there’s additional medical and court costs added on there somewhere. I have no job, no license to get to work ro anywhere. I want to file bankruptcy but I keep hearing there are all types of fees and payments. I have $0. No savings or checking, I own no house or car. Nothing. Someone please direct me in the right place? There has to be some place out there that helps people in my situation. I live in Chicago IL if that makes a diffrence. And I have searched online and got no where.


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband filed chap13 we own our cars 3 one night he took all of them and?

told me he’s keeping all. his attorney said he can keep all of them because they are in his bankruptcy and he has me as one of his creators can they do this?


Is 16.99% a reasonable APR for a credit card?

Here’s the info for a card I’m thinking of signing up for: Annual Percentage Rate (APR) for Purchases : 0% until the last day of the billing period ending during April 2008*; then the standard APR 16.99% Other APRs Default Rate: Up to 28.99%* Cash Advances: 22.99%


Has anyone ever sucessfully finished a chapter 13 bankruptcy?

I’m in Texas, so other Texans opinions would help. I filed for bankruptcy almost a year ago and have been doing great making payments, but the mortgage company has decided to throw their hat in and even though payments were being made the trustee and judge saw fit to triple the amount I was already paying. I hear a lot of people filing for Chapter 7, but I haven’t heard of anyone finishing a Chapter 13. I have four more years on this and would be encouraged if anyone has a success story about finishing their Chapter 13 payments for the full term. I would appreciate if cynics kept their snide comments to themselves.


Auto loan with no credit but half down payment?

Need some quick advice here. I have NO credit. not bad or light credit.. NO credit.NONE what so ever. Looking to spending around 10k on a vehicle, but at the same time looking to start my credit history. Cannot get a co-signer. Now I have heard/read that people can get approved by putting atleast half the money down and financing the rest, but I just would like some more knowledge on this if at all possible! State is NY btw Thanks all!


Is credit scores of 544, 503 and 494 consider?

to low for a home equity loan.


Does anyone know of a Auto loan company that will finance someone with bad credit?

My credit score is Dismal (<620) due to illness 4 yrs ago. I have had no late payments since, I even have an existing car lease for 38 months with no late payments. However, my lease is up and I do need a car. I tried Honda Financial and got denied. I make an significant amount of money and have been employed for the same company for 12 1/2 years now.


I would like to take a loan from LIC Housing finance limited, India. The loan is for purchase of land.?

What security to be given to LICHFL to get the loan ? I have four LIC policies is it acceptable?


I’ve been told I can get a free credit report every year ?

but everywhere I see that offers them wants my credit card number. Where do I go to get the report? How do I know I’m not getting scammed?


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i get a loan at 16 with money down?

can i get a auto loan at 16 if i put $1000 down on a 6000 loan? without a cosigner??


Online Payday loans. I closed my account…what will happen now?

I had several online payday loans. They would just take payments from my checking account. I became overwhelmed with all of them, so i closed my checking account so that they could no longer take money from it. I was hoping i could arrange some sort of payment plan with them. Does anyone know what is going to happen? They are leaveing VERY threatening messages on my phone. Saying that i am under fraud investigation and that i need to get a lawyer! Any advice would be appreciated!


My friend had dept about £20000 or £25000, and he think bankruptcy is the effective Solution for his dept?

He is married and had a son, if he bankrupt is this going to effect his wife credit? she will go to university next 2 years is this going to prevent her to have a load for her studying, and what other disadvantage there will be, by the way, he says that he is all right with any kind of bad credit or something like this” only he doesn’t want that his wife get involve in it and be a bad credit person! help please. Thank you all”


How do consumers report to teletrack?

How do banks know that you are in teletrack? is it by your social or drivers license?


Someone who knows about poor credit and car loans please help me!?

My husband and I went through some tough financial times last year. He has multiple sclerosis and we had a lot of medical bills not to mention he had to take off unpaid time from work while he was sick. He went back to work now and I am also working (after being off work for almost a year due to being layed off, I am a nurse). Anyways, we ended up having to file bankruptcy a year ago. We are trying to get back on track now. Our lease is up this week and we need a car to get to and from work. We were approved at one of those buy here pay here” car lots for people with bad credit. The problem is


Iceland beat the 1%. Why don’t Americans do the same?


OSAP or TD Canada Trust Student Line of Credit?

I’m going to college next year, and I need some financial help, so I’ve been thinking of OSAP or a student line of credit. I know all the details about OSAP, their forgiveness”


I need a 500 dollar loan….?

OK so i need a 500 dollar loan in less than 8days i need to pay two fines of 250 dollars each of course i might not have to pay the 500 in 8days if i get an extension but, the point is if i dnt get an extension then i am going to have a loan for sure and i DNt have a Job right now and even if i did have one i wouldnt be able to pay 500 in 10 days nor could i find a job that pays 500 a week in less than 10 days so please some one help me i need to have 500 dollars by 6-29-09 and its 6-22-09 alreadyy help mee i cant ask my parents for money thats for sure cuz they dnt know i got a fine n its my first one so i dnt [lan on telling them

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house


Having trouble paying coast hills auto loan?

My auto bill was due on the 26th of march and I couldn’t come up with the money, I’m really struggleing. So I called coast hills and told them is try to have it by today but all I have is $100 out of $300 due. Friday I guaranteed them last months payment plus the additional $100 a little early for next months payment. I’m really worried as I’ve never been this late ever. Can you help me figure out how this will work?? I was told i have 31 days before they look into turning my name over to collections and in the meantime I won’t have to worry about my vehicle getting taken.


American Literature ! I need help?

Here are the stories you may choose from: Cub Pilot” “Barrio Boy Excerpt” “No Gumption” “I Know Why Exceprt” Select one of the memoirs from this unit and explain its theme. Support your answer with at least one example from the story that illustrates the theme. Which narrator do you think faces the most significant conflict? What is the conflict that the narrator faces? Is it resolved satisfactorily? Why or why not? Use details from the story to support your answer.”


What is the best back to get a car/auto loan?



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Are there sharks in bulgaria?


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.


What’s a good, SAFE website or way to check my credit score?

I thought about freecreditreport.com, but I just wanna make sure that’s safe and reliable. If not there, then where should I go? Thnks! 10pts Best Answer!


Can I get a $2,000 loan with no credit, no job, or co-signer?

I can pay it back & I’m putting my $85,000 house up for collateral. Any information would be helpful, Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does a Loan Shark make money if all he does is loan Money?

I don’t understand how this business works, first of all people loan money from them because they don’t have money right? so how does the loan shark expect to see that money again? by the way i fancy becoming one myself


Can I afford a home??????????????????????????…

I make roughly $600 per month…. i know its not much, but you think its enough to buy a home? thanks.


How to get a free credit report?


Does checking your Credit Score hurt my Credit score?

I was online looking for houses, One site it gives you the option to check your credit score and check to see like what it would be for you to get a mortgage. If I check these will it hurt my score? Thanks!


Auto loans with poor credit.???

i need to buy a car right away but my credit its not so good


Can you get more than one report from AnnualCreditReport.com per year even if it costs money?


Can i get a 20k auto loan at 18 years old and a credit score of 645?


How come it costs money to view your credit score and report?

how about services like www.freecreditreport.com?


Can I go to jail for not paying check advances?

I owe several check advance places. The reason I did not pay them back because I joined a not profit debt consolidation program. The debt consolidation program said they would make the payments to the lenders for me every month when I pay them. A couple of the places would not accept the debt consolidation. I we just wondering what they could do to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I be denied for a car loan with my credit rating?

I am buying a new car and the dealership said I will need a co-signer to get the financing through the dealership. I checked my credit score with TransUnion (I’m pretty sure they use FICO) and it is 724. The dealership said I will need a co-signer no matter how much I put for a downpayment. Does that make sense? 724 should be a pretty good rating. Do you think they made a mistake? Side note: I want to go with dealer financing because they are offering 2.9%. I know I can’t beat that interest rate anywhere else, and there is no discount if I pay cash.


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.


Why don’t Free Market Principles work when creditors give out loans for students and payday loans?

For instance, private creditors will give out student loans at obscenely high compounded interest so the poor student will be stuck with debts for many years. Similarly, when the working poor and lower-middle class need a paycheck advance, some shops and creditors will offer loans with immense interest rates, too. But according to the Free Market, competition amongst creditors should mean that the creditor offering the lowest interest rate GETS most of the customers. Why doesn’t it work that way? If I were a creditor and I offered students a 1%-interest student loan (but everyone else was offering students 5%-interest loans), technically I should be flooded with students trying to get money from me!


Can an 18 year old get an auto loan from a bank?

If not a bank then does anyone know where i could get one?


What is the best identity protection out there and is there any out there that doesn’t cost to much or is free?

come on give me some websites that i can go on and check it don’t give me gibberish ruby i know all that just want to know the best identity protection for free thanks


Barney has a 15-year adjustable rate mortgage that has a rate of 2.3% for the first 5 years.?

Barney has a 15-year adjustable rate mortgage that has a rate of 2.3% for the first 5 years. The amount of the mortgage is $339,000. What is the monthly payment during this initial period? $1,486.89 $2,228.64 $1,883.33 $1,926.65


Best bankruptcy lawyer in Las Vegas?

I’m just looking for opinions on a good lawyer, no smart comments or rudeness please. And I do know for a fact they take payments. I have known people who filed and paid over the course of the process. Just some helpful idea’s please. Thanks!




















































How much will bankruptcy cost me?

How much will bankruptcy cost me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What’s the best way to reheat deep dish pizza?

I can’t use the microwave anymore – the pizza isn’t good – not like when you order it


How do you dispute something on your credit report?

There are a few items which have been reaged by a collections agency and they cannot do that. The SOL has passed and they should be removed from my credit report. Also, when you view your credit report where is the date of last activity”? All I see is the open date and last reported date. The last reported date can’t possibly be the date to go by because then the companies can stay on your credit report forever. I have never had problems about stuff dropping off before but Capital One refuses to drop off and the three different collection agencies (for one card mind you) keep reporting a new date opened. This is ridiculous. How can I get them off? It has been 8 years now and they are still on there.”


Anyone have problem with the Hushhawk payday loans?


How can i get marksheet loan from bank? somebody help me plzzz?

main apni 10th ki marksheet se loan lena chahta hun,iski kya prikriya h, aur kon kon si sarkari bank mujhe adhiktam kitne rupye ka loan de sakti h, mujhe bussiness k liye loan chahiye,kya koi mujhe iske bare m poori jaankari de sakta h? kya kya documents lagane honge? ktne din m mujhe paisa mil jayega? main bikul anjaan hun loan k bare m plzz koi full jaankari dega mujhe?

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Cancel my personal loan request?

I would like to cancel my personal loan request, I have not signed any paperwork atm and would i be charged for any cancellation fee’s if i have not signed any paperwork??


Want to check my credit score whats the quickest way i can get it? Thanks?


What is a Credit Score and how do I find Mine?

I always see these advertisements for credit scores like whats your credit score?”. Or something along those lines. What is a credit score and how do i find mine?”


How much will bankruptcy cost me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do i need a HSBC account to apply their auto loan online?

i couldnt apply the HSBC auto loan online,i heard its easy to get a auto loan from HSBC,is that true?? any other choice? thank you so much guys!! any answer will help me alot god bless


Voided cash advance on a debit card?

I did a cash advance on a customer s debit card and voided it a minute later. How long will it take for the funds to be put back on the customer s debit card?


630 Credit score auto loan question?

I keep getting answers saying my credit should be higher. I don’t know what could possibly be bringing it down, and didn’t know enough about credit to know where it should be sitting. I have never had any credit cards (maybe that’s it) and recently I had a few negative items that were identity theft issues” but sent them proof it was not me and had them removed.. I don’t know if that will lower my score with having ever had negative marks on there but as of now it says there is no derogatory reports being made? Any suggestions?”


Is it legal to sell a car you filed bankruptcy on?

I’m purchasing a vehicle from someone who bought it on their credit card. I have the title and the car is registered in my name. I have since found out that they have filed bankruptcy on that card but they are still having me make the same payment. I want to know if I’m financially responsible for continuing to pay on the car after they wrote the card off?


I am a cosigner on my car loan and I am trying to transfer the debt to my name. Would that affect our credit?


How can i get out of debt if i already got a payday loan ? I mean if you can,t realy afford it .?

can you ask them to take payments. should i cancel the check igave them and wait for them to take me to court and save money till then.


How does debt consolidation affect your credit?

I have a friend that is currently unemployed and in debt approximately 73K. He is receiving a profit on a preconstruction condo unit of 50K. (His first owned property so no tax is required to be paid in Ontario, Canada) As he explains it to me, he has 24K in credit cards(19-23%), 8K in lines of credit (8%), 18K owed to close friends for floating him, 4K in overdraft at the bank, and 18K in student loans. He would also like to store 5K to support himself until he can find work. He wants to know if he went to a debt consolidation company, would they be able to reduce the total amount on credit cards/lines of credit/overdraft to an amount where he can pay off the friends and total reduced debt? What does it typically cost? (I told him approximately 2% of total debt.) His credit score is approximately 620 (so not great). What type of impact would it have on his credit? He asked me if it would be worth it. I don’t know what to tell him. ANY help would be appreciated. Thanks!


I have a question for someone that has experienced chapter 7 bankruptcy.?

What happens when our bills are more than we make but our gross monthly income is over the median amount? We have three people in our family and it says that over a 6 month period we cant make more than $5400.00 is there an exception?


How much will bankruptcy cost me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are any of those same day loan websites legit?


Good bad credit auto loan website?

Can anyone recommend a legit auto loan website that advertises for bad credit / no credit that you’ve had good experiences with?? I don’t have the option to save because I need to act FAST. I don’t have the option to borrow from anyone. I just want to know information about the above question please. **NO LECTURES about my credit and how I should NOT finance. My credit score is low due to some mistakes I’ve made in the past with credit cards, we’ve all made mistakes! I now have a steady job @ 2K monthly and am doing things to repair my credit. Yes I do realize I may have a high APR rate but that is something I will have to live with for now. my life would fall apart without a car. (my current one is broken down) Thank you for your help!!!!!!! =)


Can I get a 40K car loan with bad credit?

A year and a half ago I go a new job ($1,800 a month) and I needed a new car. My aunt was nice enough to use her amazing credit score to get a car for me and my sister as well because we didn’t have credit. Now we would like to switch the cars over to my name. We both still don’t have good credit. Is it possible for us to get a joint loan for 40K? Our credit scores are both in the 500’s. Any feedback is helpful. Thank you all!


Why would a financial institution want a power of attorney for an auto loan instead of just a lein hold?

I am attempting to refinance a 2006 model auto with a different institution for a lower interest rate however, this institution wants a power of attorney over the vehicle. I’ve had hundreds of auto loans and have NEVER given a POA to the lending institution – so why now?


Why are lenders willing to give people with poor credit payday loans faster than a regular loan?

I mean a person can open and close a checking account faster than lighting and you go into the credit bureau if you do not pay and the same thing happens with an unsecured personal loan. Why the risk? What is the difference? Bad credit is bad credit.


Will my income taxes be withheld in chapter 7 bankruptcy?


What’s the best site online to view all three credit reports and score?

I want to review my credit report and make sure everything is in order. I also want to see where my score is at right now. I heard there are several sites out there that offer this. I want to know from experience what is the best site, great service and price etc. Thanks all


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..

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Is a credit score of 540 bad and can u get a car loan with it?

IS A CREDIT SCORE OF 540 BAD AND CAN U GET A CAR LOAN WITH IT


Is a Bachelor’s Degree really worth the cost?

I’m transferring from a community college to a 4-year public state university. I’m planning on living on campus, and I just received my estimated costs for the 2010-2011 school year. $21,000 Is that worth it? for ONE year? This means that my Bachelor’s Degree (in Journalism, with a minor in Spanish) will be worth around $42,000. Is that really worth it, especially in this economy? I’ll have to take out a loan…I can just imagine ridiculous payback plans =/ Anyone take out a loan for college? How long did it take you to pay it off? Would you advocate getting a Bachelors?


I nedd help getting my credit fixed. Any reccommendations in the Chicagoland area?

My Fico score is so bad its embarrassing! I filed bankruptcy in 2000 and don’t want to do it again. What other options do I have. Debt consolidation?


How can I get a $10k loan with no questions asked?

I am currently broke and unemployed. But I am certain If I had $10,000 I double it in a month from investments and trading currency. Is there a company that will give a loan to someone like me? Before you laugh and tell me I’m an idiot, realize that there are companies that take risks for prospective profits, just like I want to do. So please real answers only. Thank you.



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How do i get a credit report with out paying for them?


How much will bankruptcy cost me?


If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”


My mom is afraid of putting her credit card number into websites such as Amazon, etc.?

My mother is too afraid to put her credit card number on websites to order things to be shipped to our house. She is even too afraid to put it into a website to buy me even a Minecraft account for fear of someone taking her information and buying things. Or someone Hacking” her account and “stealing” things. Can you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need help preparing journal entries for these…Please Help!?

May 3- Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $1,550. May 5- Received cash from clients on account, $1,750 May 9- Paid cash for a newspaper advertisement, $100 May 13- Paid Office Station Co. for part of the debit incurred on April 5, $400 May 15- Recorded services provided on account for the period May 1-15, $5,100 May 16- Paid part time receptionist for two weeks salary including the amount owed on April 13, $750 May 17- Recorded cash from cash clients for fees earned during the period May 1-16, $7,380 May 20- purchased supplies on account, $500 May21- recorded services provided on account for the period May 16-20, $2,900 May 25- recorded cash from cash clients for fees earned for the period of May 17-23, $4,200 May 27- received cash from clients on account, $6,600 May 28- Paid part time receptionist for two weeks salary, $750 May 30- paid telephone bill for May, $150 May 31- Paid electricity bill for May, $225 May 31- recorded cash from cash clients for fees earned for the period of May, $2,200 May 31- Kelly withdrew $7,500 for personal use


What is the best way to find out my credit score?

I don’t want to spend a lot of money on this, but I would like to see my credit score, if possible. I’ve tried a couple of the sites, but for whatever reason, it never shows my credit score. Does anyone know of a site, or another way that I can see my credit score? Any help is appreciated 🙂


What is the largest site for published mortgage rates?

Is there an independent site (besides bankrate.com) that publishes daily mortgage rates? Ideally, I am looking for a datafeed I can integrated into a project.


Getting cable service again after bankruptcy?

I filed for bankruptcy a year ago after getting badly in debt from moving into an apartment when I clearly wasn’t financially ready/prepared for it. Included in the bankruptcy was Comcast/Xfinity (cable company) with a balance of over $600. Now that I have a steady full time job and have saved money, I’m ready to get an apartment again. I’m a little worried about being able to get Comcast again though, will they still let me get it if the money I owed them was discharged in the bankruptcy? I’m prepared for higher deposits, etc but I’m worried they’ll flat out refuse to ever give me service again.


Refinance auto loan for bad credit question?

My brother is using my credit to buy a car. He’s paying about 560 a month. As a result, I am not able to qualify for a full house loan. His auto payment is creating a high debt ratio for me. What can I do to get him out of my credit? Is there any company that will re-finance auto loan for bad credit and also transfer the credit to his name? Thank you for your answer.


Does personal loan help in getting tax deductions?

I am planning to take personal loan for a two wheeler. Will it help me in getting any tax rebate ?


Can you help me? I need to know how can i get a free credit check on the internet?

many thanks


Can we get as home loan? ?

My partner thinks he has bad credit history – he had some mobile phone bills he didn’t pay for a long time – then he paid them after they issued warnings about taking him to court, apart from that he’s fine… would we have a problem getting a loan?


How can i make 150000 dollars fast?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


USDA: Where can I find a map that shows what areas qualify for a USDA loan?

I went to their site which is www.usda.gov But I cant find a map that shows me where there house can be located at for it to qualify for the loan.


How much will bankruptcy cost me?


I want loan of Rs.50,000/- for personel purpose my monthly salary is 6000/- so where can i get in low interest

I want loan of Rs.50,000/- for personel purpose my monthly salary is around 6000/- so can i get loan in low interest.


How may I remove credit card info from T-Mobile Web site?

A few months I used a credit card to pay my phone bill online, and the info has been saved since then. I didn’t opt to have my information saved, so how can I remove it?


IF YOU HAVE A JUDGMENT AGAINST YOU FOR NON PAYMENT OF A DEBT CAN IT BE ADDED TO BANKRUPTCY IN MICHIGAN?

I LIVE IN MICHIGAN IF YOU HAVE A JUDMENTS AGAINST YOU FOR NON PAYMENT OF A DEBT CAN YOU ADD JUDGEMENT WHEN YOU FILE BANKRUPTCY?


Looking for the online FREE Credit Report, that doesn’t charge you anything.?

I need to get my credit report online. Has anyone idea??


I have been on every web site looking for a FREE credit report.I can’t find one w/o giving a credit card #?




















































How much will I expect to pay a month for a car around 9000-13000?

How much will I expect to pay a month for a car around 9000-13000?

My parents want to buy me a car and they gave me a higher price but I lowered it since there’s really no point. (using it to get me from home to college). Although my parents are paying I’d still like to know how much a month. Thanks in advance. G.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you make a claim on your car insurance for damage that you caused by backing into a pole?

I have had my car for 5 years and never had an accident or anything, but somehow I managed to accidentally back into two poles in a single week. I think all that’s damaged is the rear bumper and there may be some minor metal bending involved underneath it. I’ve had accidents in the past (not with this particular car) but they all involved another vehicle (and most of the time I wasn’t at fault) so insurance paid for repairs, but it never occurred to me that they might pay for something such as this. I have full coverage incidentally.


Im broke and need money fast to pay bills help?

Im broke and need money fast to pay bills help


Has anyone else been ripped off by freecreditreport.com ?

Well, they say its free and in the fine print they say its 14.95 per month – beware! Actually they’ve updated their website and the 14.95 is a little clearer than it used to be, but . . . . . beware of these free credit services. They prey on people who are in tough times and try and take a little.


How much can he improve his credit score in a year?

My husband and I went to buy a house last week and low and behold we found out his credit is not good (580) My credit score is 734. We were not able to get a loan due to his bad credit. How much can he raise his score in a year if we go back next november? His issues are late payments, nothing is in collections but he’s had a pattern of making late payments for his credit card and auto loan (his ONLY payments) I’ve now taken over his payments and will make them all on time for the next year, how much will this likely raise his score by next year?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where is the best place to apply for a used auto loan from a private party?

Im looking to get 2004 toyota prius, how is lendingtree.com? I looked at the banks, but the rate is 10% and that is way too high…. any input would be GREAT!!


Where can I get a auto loan for under 3000 ?

Every time I try to apply for a auto loan they say it has to be a minimun of 7,500.00. THANK YOU


Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


How much will I expect to pay a month for a car around 9000-13000?

My parents want to buy me a car and they gave me a higher price but I lowered it since there’s really no point. (using it to get me from home to college). Although my parents are paying I’d still like to know how much a month. Thanks in advance. G.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the bankruptcy laws chapter 13?

Can you file on 6 payday loans? I heard you had to be 30 days away from filing from the time you took out these loans. Also in Kentucky it is state law you can only take out $500 max, and I have out about $2,200. Is this a felony?


Help With Auto Loan Debt?

just received a letter from BOA to collect an auto loan debt. Back in 06 the car I was driving was totaled and the insurance company only paid some of it. I tried to talk to BOA about lowering my monthly payments to something I could afford, because I needed to buy another car to get back and forth to work. Could they have gave me the option to refinance the loan so I could afford two car payments? After all the insurance company paid most of it when the car was totaled. Also do I have a legitimate reason to fight this debt?


Best home loan rate in past 5 years?

Whats the lowest rate you have heard in the past 5 years for a 30 year fixed, no points or prepay penalty, jumbo home loan in Califiornia? Pls provide date and place if known.


Cancel Transunion free trial, need help?

How do I cancel this free trial before the 7 day period is over and I get billed for the free” credit score report?”


Who is the lead singer in that commercial about creditreport.com?

I’m sorry. It’s freecreditreport.com


How did Millie the mermaid die on Jessie?

I didn’t see how she died. I just heard them start talking about her will and eulogy so I looked it up and found out she died but I don’t know how.


All These Dates On My Credit Report Are Wrong! Please Help?

I am viewing my credit report from freecreditreport.com and I noticed that under field date opened” almost all of them have dates starting from 2002! I don’t recognize these accounts because they’re sold off to new collection agencies


Can anyone tell me of a good debt consolidation site that worked out?


How much will I expect to pay a month for a car around 9000-13000?

My parents want to buy me a car and they gave me a higher price but I lowered it since there’s really no point. (using it to get me from home to college). Although my parents are paying I’d still like to know how much a month. Thanks in advance. G.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get a personal loan if my credit score is bad? (560)?

I have been searching and was wondering where could I get a loan in the state of Missouri, if my credit is 560?


Will a bank or finance company finance a 72 year old woman with A-1 credit for a motorcycle or auto loan?

for the amount of about 9000.00 $


Auto Loan ?

I’m 17 and I’m taking out a 5000 auto loan *with a cosigner of course* . Is there a certain amount of money i need in my bank account. I have a job making about 300-500 a month *depending on how my tips go*. So how much should i have in my account when i go to get the loan? someone told me at least 3 payments?


My credit score is between 450-500. Horrible I know!!! I applied for an auto loan online and….?

they told me to come in, bring checkstubs,references,utility bill and my down payment. I have all those things and $1500 to put down. I have an open auto loan now and owe $4700. What are my chances of getting financed on a ’07 or ’08 Ford Focus? No sarcasm please, I feel awful enough. Thanks


What are 3 Credit report Companies I could called for free?

I Think I made A Mistake and I gave my social security number away…and now I need to called the credit report companies to check and for them to be aware but I dont know which ones


Is my credit score good enough to get a decent house loan with out getting killed in the interest?

My goal is to buy my house by march 2010. I checked my credit score on freecreditreport.com here’s the results: experian: 647 equifax: 654 trans union: 673 I only have 1 item in collects for $97.00 from 2003. Should I just pay this off or let it drop off? my score goes up every month but very slow. how can i improve this? I only have 3 major credits cards that aren’t paid off, but there’s more credit available then owed. I am a college student and am getting financial aide loans, but those don’t have to be paid back until i graduate, which should be in about 2 years.


Joseph alexander obtained an installment loan of $1,500. he agreed to repay the loan in 18 monthly payments.?

The finance charge is $146.25. what is the apr?


What is a good credit score? Also, is the Experian Plus Score an accurate judgement of your credit score?

Is 712 a good credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does APR mean for credit card?

ima applying for a credit card and I dont understand interest rates and the APR, im new to credit cards


I am about to file Chapter 7 Bankruptcy and I have questions!?

I am one of the hapless folks who found myself ensnared in the subprime lending fiasco, and am now faced with no other choice than to file a chapter 7. (I am in CA.) I’ve been toying with the idea of a career change, and I have been looking into several culinary arts programs at different schools. I know that I will need financial aid, but I am not sure if that’s going to be possible with a Chapter 7 under my belt. Does anyone know if a Chapter 7 will render me completely unable to obtain any educational assistance? Another thing I am wondering is, I own property (in this case my home) with another person who is not declaring bankruptcy. (My domestic partner.) My atty says that since we have no equity in our home it won’t be used as collateral, especially since we’ve managed to stay current on our payments, but that my creditors can lien her portion of the property for my debts. What does this mean exactly? And is there any way to avoid this? Any help is appreciated!


In the mortgage business what does roi mean and los?


What the best credit card?

please I want credit card , which the best company?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What would monthly payments be (on average) for a house that is 140,000 dollars?

i’m also a first time home buyer too. and i dont know where to start. but there’s a house we LOVE that is 140,000 dollars.


How much will I expect to pay a month for a car around 9000-13000?

My parents want to buy me a car and they gave me a higher price but I lowered it since there’s really no point. (using it to get me from home to college). Although my parents are paying I’d still like to know how much a month. Thanks in advance. G.


Online Bankruptcy Counseling???

I need to get my counseling certificate to file for bankruptcy, do you know of any good online companies?


How do I get rid of my PMI on a M&T mortgage?

I know i have to get my mortgage principal down about 20% but how would i start the process of getting rid of that damn PMI. I live in New York and have a M&T bank mortgage of 80,000

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Whats the best meal replacement shake for weight loss and muscle gain?

I plan on going on a liquids only diet to try and lose 60 to 70lbs in 13 months for my wedding. Just wondering what a good meal replacement shake is for fat loss and muscle gain.


Where can you get a free credit rating report?

Are there any sites which provides free credit rating report. and if they provide what information they required


If I dont own any personal checks is there an alternative way to get a cash advance?


Pre Approval for Auto Loan Question?

My husband has a pretty expensive truck with an outstanding loan on it. (On good terms with the loan company, of course) If we sell the truck and pay off the loan to get a more affordable vehicle, how do we know that we will qualify for a new loan? Do banks do pre-approvals assuming that your other vehicle will be paid off? I don’t want to be left without a car after he sells his, and we just bought a house and another car within the last 6 months. Looking for a way to get something cheaper, and not really wanting to go through a dealership.


Has anyone used a payday loan company?

Are payday loan companies you find online reputable? If you have used one, had a good or bad experience, please let me know?


What are the average mortgage repayments…?

For a house in london? This will be my first time buying, i have a deposit of £50,000 and was looking at place around the £300,000 mark or a bit less. How much would the repayments be every month? what is the average interest rate? thanks for any help


Auto Loan , from where can i get Auto loan?

Hi, I am in need of a vehicle. I submitted a on-line application and so far I have been denied by: Triad Financial WFS Capitol One Auto Long Beach Acceptance Corp. Nuvell Financial Now I am terrified to go into a dealership. Can anyone suggest any other Lenders that deal with bankruptcy or bad credit? Thanks


I filed Chapter 7 bankruptcy in January 2010 and all my debt was forgiven. Is this debt considered income?

Do I have to pay tax on it? Is there on online tax program that I can use to do my taxes or will it be more complicated than normal because of the bankruptcy?


Whats worst bad credit or bankruptcy?

since i am out of work for a year my credit is Awful which is why i think i am not getting Job. i had a 30day notice to get out of my apartment i am in ny so my landlord needs to file next week-which i know she is in landlord tenant court. her son threatened me today where as i called the cops but i have a feeling they will sue and if they do i may just declare bankruptcy and start fresh-good or bad idea?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Renting from aarons an stopped payin HELP?

I started renting from them about 2 1/2 months ago. Well my husband an i have hit a rock in the road an couldnt afford the payments anymore, i need my couch and want them to work with me but wont. Well anyways we have decided to file for bankruptcy bc of our bad debt. They said they were taking us to court an pressing charges. How true is that? What will they do? Will this go against my credit or be a criminal issue? An since we are planing on filing for bankruptcy will that get us out of paying them an giving it back.? Please only serious answers. I dont need any dumb answers from rude people. Thank u.


How much will I expect to pay a month for a car around 9000-13000?

My parents want to buy me a car and they gave me a higher price but I lowered it since there’s really no point. (using it to get me from home to college). Although my parents are paying I’d still like to know how much a month. Thanks in advance. G.


Can u buy a house after bankruptcy and how soon?


How to buy clothes online using a prepaid credit card?

im asking this question because i have noticed that the internet sells cheaper clothes like aeropostale etc..there is a store by where i live and they sell a prepaid vanilla visa card…if i buy it how would i checkout the items because i heard that when checking out is not the same as buying from a credit card *sorry if i have any bad grammer i was in a rush x_x


Do the major 3 credit reporting agencies have?

the same info, what is the difference if any, and is there a legit place to get your own info from all 3 at the same time. I am stressing legit.


Navy Loan Repayment? Also, Officer questions?

So i have recently decided that I want to become an officer in the Navy. Right now i’m a college sophomore and am going to a community college and will soon be transferring to a University. I’ve looked into the NROTC program but i’m pretty sure you must be a senior in high school to do that. Also i have heard about BDCP, but not only am i going to a community college right now (it makes you less competitive) but i have a low gpa right now. So my thinking is, is that i continue with school myself and once i’ve completed my BA i’ll apply to become an officer. But my question is, can i get a sign on bonus, or is there some kind of student loan repayment option that i can use to pay off my school? And i’ve heard about an official Loan repayment” program that the Navy has installed


Two more questions about bankruptcy…?

How long does it take for a Chapter 13 to go through? After it is filed is your income monitored? For example if I got a raise at work, would my payment plan change? Or, what about tax returns…will they be taken? Thank you very much!!