Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































Which bank to get a loan from?

Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I get a $1000 student loan?

I need to pay off a credit card and I want to use a student loan so that the interest isn’t so high. I am not taking classes this summer so the college will not give me a loan. How can I still get one? I use the U.S. bank?


How often should I check my credit report?

The last time I checked it was over a year ago. Can anyone suggest a company that will let me check it for free, but is reliable.


What does cash debit from unsettled activity mean?

I transferred $2600 from my bank to my Roth IRA brokerage account and it was put in a CORE account. Then I bought $2491.83 of Apple stock.


Can you get fired for filing bankruptcy?

Can a company that you work for fire you for filing bankruptcy. I work in consumer finance and have to a couple of years now. I recently filed bankruptcy. I have been told when working at my last job in consumer finance that you can. I have kept it from every one except for my manager cause I had to tell her. I told her today that I have to go to court for it and she said that she would have to tell my supervisior about it since im taking that day off. It is legal for them to fire someone for filing bankruptcy? Thank you in advance for all your help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My mother and I have gotten several payday loans to keep us out of debt, and now can not pay them we need help

We also can not pay off the bills we need to. Can you help PLEASE


How old do you have to be to own a credit card?


Where can I get my credit reports for free?

Everytime I try to get my free” credit report


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long can I stay in the home after foreclosure in Minnesota?

My landlord has filed for bankruptcy about 2 years ago. The sheriff sale was 6 months ago. After the sheriff sale, the bank gave 6 months to live as the redemption period. Since I rent, can I stay longer than the redemption period?


Equifax unavailable.?

Mine did not ask about a home loan, but only things that applied to me like auto loans. Mine had questions with specific answers, and I could view mine. That is why when we answered none of the above” and it did not grant us access I thought something was amiss. We are going to mail the form from Annual Credit Report.”


Whats the average interest rate on a auto loan?

I want to buy a car that cost around 12k and lay down a $3500 down payment I’am a teen and will have a co-signer with ok credit


Buy here pay here car lots in las vegas?

Does anyone know where there are buy here pay here car lots in Las Vegas. I am having trouble getting an auto loan or financed considering that im 18 years old without any credit history. I was told to check out a buy here pay here lot, but I cant find any in Vegas. If any one knows where a lot is please tell me, it will be much appreciated. Thank you!


How much does a cosigner help in my auto loan?

I have a credit score of 700. My grandma has a credit score of 800+ because she owns her house and she’s never been late… neither have I. Will she cosigning me help me get an auto loan even cheaper? I can get like 10% but I want to go lower. My grandma is retired by the way, so her income is her social security, but she lives comfortably of her 401 and some other retirement funds.


Where can i get a free credit report without a credit card?

does anyone know where i can go for it??? i need to know by tonight!!


Has anyone found a lender to refinance an auto loan with bad credit?


What does cash tendered mean?


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a personal loan of $2500?

My child’s father has not paid child support since last year; I have followed the proper proceedings in court however I am still in need of money. I do work full time and make $52,000 a year its just that the move is sudden and I don’t have the adequate funds to cover the moving expenses.


Prepaid debit card payday loans?


Where can i find a Loan Shark in the Los Angeles Area?


Can I lower the interest rate on my mortgage without refinancing?

I am considering refinancing, but I am not really too sure yet. Is there any way that I could call my current lender and just negotiate a lower interest rate with them? This way I could possibly avoid all of the closing costs, etc that are associated with refinancing. Has anyone had any luck with this?


Legitimate payday loans?


Best bank for auto loan?

I am 22 years old, make 1600+ a month after taxes and I also have 755 credit score. I am looking for a 22,000 car loan, what banks should I visit ? I have a credit card with Bank of America and a debit with TD bank


Dropping mortgage from bankruptcy!!?

Currently, I have a family member in bankruptcy. This person is also going thru a divorce. The house that his soon to be ex-wife and his kids stay in is in his name and he pay it thru his bankruptcy. He only pays it because his kids need a roof over their head. His only concern is his children, not his lunatic soon to be exwife. The problem is the divorce is not final, and the soon to be exwife moved a man into the house that he is paying for. The soon to be exwife, didn’t even discuss this with him. Considering some strange man is now living with his kids. Now, he has made it clear that he doesn’t want the ex wife backn but he is pissed that he is paying for some freeloader to live there on his tab. The exwife told my family member to mind his business and stay out of hers. So, now he wants her out of the house and is thinking of dropping the house from the bankruptcy. But his concern is his children. If they move out, I am sure that she could stay with her momma. What can he do? If he drops the house, will this lower his bankruptcy payments because he will still have to compensate for child support. If the payments are not lowered and he pays support for the rugrats, that will leave him with nothing to live himself. Currently, the exwife is in bankruptcy but hers will probably be drop for nonpayment. My family member currently pays a 1000 mortage in his bankruptcy and also give his *** of an exwife extra for the kids. I agree with him that if she want to live with this man, this man need to find her a place to stay cause it can’t be on his tab. The only ones on his tab his the kiddos. Any advice


What is a chapter 99 bankruptcy?

It’s new to me as well. But there is such a thing.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it ‘immoral’ that people can go into PERSONAL bankruptcy over MEDICAL debt?

That’s the system we have in the US right now. The system is slowly cracking under its own weight. Recently, I have seen people making a MORAL argument for universal health coverage – that it is immoral for such a rich country to have people going bankrupt due to medical debt. Is this really a moral issue, though? Regardless, it keeps getting bigger, and I bet we will have nationalized health care eventually, just due to political trends.


Will My Bankruptcy Follow Me To The USA?

i am form ireland and i have been living in the USA for over 2yrs. I am just about to go bankrupt in ireland and i am wondering if this will affect me in the USA when i go to get mortgage for a house , or my credit in general? someone told me it will not affect me here because it a different country?? I am legal in the states thank you


Checking My Credit Score?

Okay…it seems like everything is just a big RIP-OFF!! I tried to check my credit score before with some website and I got caught up in this fraud that kept taking money out of my account and it was not authorized so now I had to shut down that account and hold the money to myself. I really want to check my score because I want to know where I stand. I got my free credit report and on there it says that its very good but where can i find my score? I looked on the computer at Equifax, Transunion, and Experian, and it said that they’re all FRAUDS and it’s making me very uneasy. Is there another place outside of the internet that I will be able to get my score, and if so, where? I would really appreciate your help with this. Thank you =)


How do i get in adult porn site with out entering credit card info?

its tells you its free then thy want your credit card information i dont understand how that proves your age a minor could get there parents card and easily get in so thats bs about age verification. so does some one no of a site thats free and does’nt ask i do hav credit cards but i dont trust the sites they say free but who knows they might charge me?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I file bankruptcy chapter 7?

My car was repossessed 2 years ago. They auctioned of my car and want me to pay the difference of $3,000. I also have bills of credit card debt and utilities from the past 5 years that I just don’t have the money to pay. I work part time of 25/hrs per week. I still don’t have a car, its difficult for me to get around in the city without spending too much money on transportation. So with the collection agency coming at me with the car money, and all my other debt would be about $9,000. I make about 450/month. I really feel like the only option at this point is to file – since finding a second job is difficult. Will I qualify for chapter 7?


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.


Injury on the job, job was suppose to pay for it, now on my credit?

I was injured on the job, in the contract it was stated that, if i was hurt and needed to go to the hospital due to an injury at the work site, they would pay the bill. This happened back in December, I recently tried to apply for my first credit card and I kept getting denied until my mother told me I should look at my credit report. (I had no credit, only 18) Once I got my yearly free credit report, I saw that I had a hospital bill unpaid. This has seriously affected my credit and it’s frustrating because I can’t do anything. I called them to verify the incident and find out what happened and they told me they must have just missed one because they bill them separately. I need to know how long would it take to get off my credit and when will I be eligible to apply for anything else that has to do a credit check?


HOME LOAN MODIFICATION QUESTION?

When applying for a home loan modification, are lenders looking for a deficit or a positive in your financial worksheet, in order to approve a modification???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score at 559! Doomed for home loan??

Okay for all of you that dont believe me, thats fine doesnt really hurt me because I know the truth. We met with a credit couselor and she looked everything up for him. There are 3 inquiries that we filled out. But the rest are from his info being sold. And no I dont work, and I have no credit because, I am not quite sure. I have had all my bills and my car, in my name for 3 years but for some reason nothing is on it.


I want to rent a flat but I have a bad credit rating and CCJs…?

Me and my friend who are both in jobs want to share a flat but the letting agency say they will do a credit check on us. My friend’s credit history is good but mine isn’t! I really don’t want to tick the box on the form saying I have bad credit as my friend doesn’t know about that! I can pay the deposit and a month’s rent upfront easy. Would it be possible for us to get the flat??


What happens if you are 1 day late on your credit card payment?

Does it get reported to the credit agencies (equifax/transunion/experian)? I also had other late payments in the past for 1-2 days…but never over 90 days…..i’d say i’d been late about 3 times with a 1-2 day late period….will this get reported b/c they say it only gets reported if its after 90 days..


My debit card was declined but i have money in the bank…?

I’ve had the debit card for about a year, and I’ve paid my bills, and I haven’t spent much this week.


Is 8.8% APR high for a debt consolidation loan?


Can i refinance my auto loan after four payments?

can i refinance my auto loan after four payments, current apr is 17% looking to lower it


I need a 40 to 50 thousand dollar loan where can i get it?

The downfall is I have no credit history I am only 18 and i own nothing expensive… So where do you think i can get a big loan i dont care if it will be a million year contract and the interest rate is like 30% i just need it..


Best credit monitoring websites?


Is payday 2 online only?

i just watch the beta videos of it and it has me hyped so just wondering will it be online only

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Advice about buying a home?

I was wondering what would be the best route to go being a first home buyer. I’m banking with Wells Fargo, so should I try to get my mortgage through them? People have told me to try Quicken Loans or Chase or use a mortgage broker and I’m being pulled left and right. I’m trying to do research, but don’t even know where to began. I want to see if I can be approved before I start searching for a home. I have really good credit, but I am young. I am employed and from Texas. If that counts for anything.


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.


How hard is it to claim bankruptcy, if you don’t own a home?


I’m looking for the best personal loans in Malaysia ?

I’m looking for the best personal loans in Malaysia. Currently I have 3 credit cards which are overly used, house loans and many other commitments.


How do i go online and get a copy of my credit reports?


Should Payday loan companies with extortionate rates of interest be banned?

Oh Athena, please dont be so rude. This is a school debating competition, i dint choose to argue this motion, and i dont really have a huge oppinian of it anyway. And I didnt even call it morraly wrong, I HAVE to debate this. So please READ MY QUESTION before answering with such a rude tone.


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?




















































Which one is best car for small business and home use?

Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Any lenders that offer Bad credit unsecured loans ?

Its to cover the cost of my tuition, please respond if you have any information.


What is the best record ever in college baseball?

This is NCAA BASEball not BASKETball. If you don’t know the answer, don’t make up some gay response.


Can someone with bad credit be able to get a small personal loan?

My credit is bad, not because of bad payment history but because of a small credit history. My credit history is about a year old, and thus naturally its bad. I only have one credit card at the moment and it is almost maxed out. I have a job, but it doesn’t enough right now. I want to get a small loan of like maybe $2000 or $3000 just to consolidate my debt and pay some bills to stabilize my current situation. I don’t wanna do those payday loans, because I hear it’s unregulated and their interest rates are through the roof. Is there any loan company or bank that would be willing to give me that loan?


If I file Ch 7 Bankruptcy, can I keep my vehicle which still has a balance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Debt consolidation loan?

Hi I need some details around debt consolidation loans in singapore. I have multiple credit card outstanding and loans that I borrowed for my new house furnishing, renovation and advance. I would like to consolidate them all together to make single payment. Can somebody please advise any bank information that offers consolidationi loans? Regards Sundar


Is a 30-year house loan a wise decision?

I heard from Dave Ramsey that it’s better to do 15.


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me


Does applying for a mortgage loan affect your credit score?

My fiance and I were recently pre-approved for a mortgage loan, yet we have somewhat limited credit history. A co-worker told me that every time you apply for a pre-approval, it brings down your credit score … she also said that we only have 90 days to take out a loan before the pre-approval expires. Is this true? If so, I’m worried we won’t find a home within the 90 days and we won’t get a second pre-approval.


Is it possible to buy a home and consolidate credit card and auto loan debt in with your home loan?


I received my discharge papers from my bankruptcy. Does that mean my bankruptcy is finalized?


William d ford loan consolidation?


Which is easier to get a bank loan?

Is it easier for an existing business to get a loan versus a new business? Is the only way that a new company can get a loan from the bank is by using collateral or by getting a high percent on the loan?


What is the minimum fico score needed for approval of an auto loan from a dealer?


How does a certified car lot buy out my existing car loan and sell me another car?

i bought a 2006 Dodge Caravan September 2008 just to better my credit. The loan is terrible but i got my car. Seller told me to drive it for about 6 months with ontime payments and come back and i can get the exact car i want with a better loan. When he pays off the existing loan which 14,500. for just the cost of the car. How do i get in a better car with a better loan? How much of another deposit do i need to make? He told me to bring in about 3,000.00 for another deposit. I want a 2009 Dodge Caravan with a little more features. How does this switching cars work? The car i am still driving is still in perfect condition


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to apply for a non credit based personal loan that is NOT a payday loan? Any ideas?

I have started a business with my fiance and it has actually hurt us more than helped us right now. I just need something to help us get up on our bills.


I paid $7000 of interest the last year on my mortgage, how much will I get back on my tax returns?


Where can i check my credit rating/report for free?

hiya please help i need to check my credit rating i need a loan n need to know why im getting rejected as i always thoughtn i had a good credit rating? x any online sites i can check on?


Any one know how to get a FREE credit check on a company or people.?

Thanks…


How to quickly reestablish credit after bankruptcy?

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?


Is a 624 fico score considered fair?

I got my score from myfico.com & it was an equifax 624. Is transunion usually higher? Is 624 a fair score?


What’s the best way to take off gel fingernails????

Don’t want to go back to salon, because they just talk me into getting my nails redone (I can’t say no ) so how do I get them off at home the easiest quickest way possible. I want to try to grow my own nails out now actually they are finally long.


Can i get a loan against my inheritance probate has been granted and the house is up for sale?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get payday loans as this ?

All I want to know IS it ILLEGAL?


Cash back from credit card in actual cash?

I know that when I pay with a credit card at Giant, I’m given an option that says Cash Back?”. I never clicked Yes before


Why in a 30 year mortgage do you pay almost all interest at first and then principle later?

Why don’t they just amortize it so you pay an equal amount of principle and interest throughout the entire life of the loan?


Can one owner of a car that the title reads or” sell or trade it if the other owner is…?”

…going to file bankruptcy soon. My husband is going to buy a new car and is going to trade the car that has both our names on the title as or”. I have hired a lawyer to file bankruptcy for my business. My husband is not filing bankruptcy. Will this be considered fraud or what kind of problems will this cause if he trades this before the bankruptcy is started. When he buys a new car my name will not be on the title. Please let me know what to do. I will try to contact my lawyer next week to answer this but I will be crazy about this before then.”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Oliver Easy Loan firm a scam?

I am looking for s student loan as a student from the Caribbean studying in Ireland and came across this firm. Are they legitimate?


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac


Credit score of 711? good enough for a car loan?

I have a credit score of 711. I have 4 credit cards with 3 completly paid off and one with a 1000 dollar balance which I should have paid off by the end of tghis month. . I wanna buy a car at the end of december. Is my credit score good enough to get a loan for about 25000. I’m 20 will be 21 in june. And have had these cards for about 4 to 5 years


Car Financing, P.O.I? P.O.R.?

I am looking to buy a car and on the site for the car lot is says Bad Credit? We can Help! Ask about our Guaranteed Credit Approval

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Stop my payment (from credit card) to the specific site.?

I hold ICICI credit card and I want that ICICI credit cards to stop any further payment to the merchant FREELANCE-HOME-WRITERS from my credit card. can i do it? can i confirm to stop my payments to above mentioned site without cancelling the card? Looking forward to your co-operation.


Information needed on taking out an auto loan. (please help)?

I have applied for many auto loans. I was denied by all because of an old medical bill that shows up on my credit report. My question is, If I start to make payments to that bill, how fast would I be able to take out an auto loan? After its completley paid off? or can I as soon as I start paying, or which is better. Also I am buying from a personal sale, not a dealership, would a bank even help me? because if i went through a dealership I would have no use for a bank in the first place.


How do i get my free credit report without having to pay anything.?

most of these sites ask for a credit card and i do not have one.


My credit score is 586 and I am looking to buy my first home? How can I get a good loan w/ low intrest rate?

I am for a 150-200k loan.


If someone files for bankruptcy are they responsible for paying their debt off?

one of my best friends from high school just filed bankruptcy. i have lost touch with her but someone who knows her well told me she just filed bankruptcy. i saw her house she just built a new 3100 sq ft house had a new trampoline and about a 5 thousand dollar playset for her kids built. the friend said her house had all new dillards furniture in every room and she has new patio furniture. after she bought all of this she went and filed bankruptcy. does she not have to pay all of this back?are there leans against someone who does this? just curious how all this works. i pay off all my debt and we live in a house half her size and i make a lot more money than they do. i just cant imagine someone doing that and not being responsible for their debt and getting it all taken away. Is the only thing she has to pay for now is her house and car? and all her credit debt is wiped off ? It goes away and she starts over in 10 years and for now all she has is a low credit score and lots of nice things she will never have to pay back?


How can I look into credit repairs for invalid information and raise my score?

Hi! I’m 20 years old and recently opened up my first credit card 9 months ago. I have 3 credit cards (2 capital one cards and a best buy card). My best buy card has no balance on it, I just recently paid it off 2 weeks ago. I have very high credit utilization on the other two cards (70%), but have never missed a payment and I almost always pay 2 or 3 times more than the minimum payment on the two cards. My credit score dropped 100 points in 2 months! I check my credit information on creditkarma.com and I was shocked! I didn’t know how this was possible. So I looked onto the summary and it states that the average age of my credit card utilization is 4 years and 9 months. How is this possible if I never had credit before 9 months ago? Also, it states that I have 10 credit card accounts, but I only have 3 credit cards. I’m just worried that this information is invalid and it is greatly effecting my score. Unfortunately, I’m not as knowledgeable on reading my credit summary and understanding my score as I should be.


Can a person making around $22,000 a year afford a $40,000 home?

Well this is my first time using Yahoo answers but I’ve seen some great advice on here but wanted to customize the info for my question. I’m a EMT-B/Firefighter in Missouri. I work full time for EMS and part time for the fire dept. I all together clear $21,000 or more depending on my overtime and more fire dept calls. My situation is that I still live with my parents (I’m almost 21) I have a good amount of funds in my savings account and my only bills currently are a vehicle payment about $240 a month, $50 cell phone a month, and fuel and food of about $250 which could be cut back. So I’m wondering if it’s feasible to make the big move out and get my own home. In my area one can find a small but decent home for the upper 30’s through the mid 40’s. I just hate to pay rent when it’s close to the same amount as house payment. So can this be done???


Will online payday loan companies put your advance on prepaid card if your direct deposit goes there?


Are there any legitimate payday loan companies online that will not keep directing me to other sites?

Im so sick of filling out information to get a payday loan. I dont have a choice but i need money to pay my rent, i understand everything that comes along with the loans, but are there any legitimate sites that will give me a payday loan and not keep sending me to different sites that direct me to another site?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best place to get you credit score?

i think annualcreditreport . com is the official site for free ones but they wanted me to fax them a bunch of stuff so… I ended buying them on myfico.com standard equifax / transunion with a promo code for like 22 bux. (no experian)


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac


Are payday loan websites legitimate?

I am trying to get a loan but I want to get from a legitimate source and not a scam. Anyone know?


If someone used my credit card to order online can I trace what computer it was used on?

Credit Card was used to order a laptop online can the authorities trace from what city and what location it was used from?or what computer it was ordered from Ned to know if not I won’t waste my time in hiring a investigator


Need help preparing journal entries for these…Please Help!?

May 3- Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $1,550. May 5- Received cash from clients on account, $1,750 May 9- Paid cash for a newspaper advertisement, $100 May 13- Paid Office Station Co. for part of the debit incurred on April 5, $400 May 15- Recorded services provided on account for the period May 1-15, $5,100 May 16- Paid part time receptionist for two weeks salary including the amount owed on April 13, $750 May 17- Recorded cash from cash clients for fees earned during the period May 1-16, $7,380 May 20- purchased supplies on account, $500 May21- recorded services provided on account for the period May 16-20, $2,900 May 25- recorded cash from cash clients for fees earned for the period of May 17-23, $4,200 May 27- received cash from clients on account, $6,600 May 28- Paid part time receptionist for two weeks salary, $750 May 30- paid telephone bill for May, $150 May 31- Paid electricity bill for May, $225 May 31- recorded cash from cash clients for fees earned for the period of May, $2,200 May 31- Kelly withdrew $7,500 for personal use


Is PMI (mortgage protection insurance) a scam?

When I bought my home years ago I had to pay for PMI untill I had 20% equity in my home. I was told it would step in and protect the bank if I walked away from my loan obligation and the bank had to forclose. So with all these forclosers in the news today why isn’t PMI paying off and protecting the banks or was it a scam to begin with?


Will mortgage rates drop anytime soon? I am about to refi an investment property?

I have to refi my investment property. I bought a fixer upper hoping on fixing it up and turning right around and selling it. as everyone knows the housing market went to crap. I am now currently renting out the house after it failed to sell in a timely manner. I used lines of credit to fund the project and now want to refi to free up my money to persue other interests. I wanted to hear other peoples opinions on where the rates are headed. I checked bankrate.com and national avg on a 30 yr fixed is 6.27%. Where are they headed in the next few months. 30 days ago it was around 5.75% Thanks everyone




















































Which is best Visa or Mastercard, or discover card?

Which is best Visa or Mastercard, or discover card?

Idk pick new D/credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can i Sue Macy’s For Not Posting My Credit Card Payment and Making Me Late?

Ok i called prior to making payment to see when the cut off time was to being late they said 9pm pacific time i paid prior to that it is an American Express Macy’s card. I want to sue because of the fact that just like the banks they have ways of making people pay extra for things that happen to be there problem like i said when i spoke to the rep today she said we have been having problems with our website, i am online a lot throughout the day so it becomes easier to pay and write down conf #. So when i receive a conf. # and they cant find it in multiple situations prior to this and before i am eligible for a lower rate and they slam me with I’m late but i paid and have a conf # then who’s fault is it? I paid on time.


Is the website eloan personal a legit loan company?


How can I find out how to file bankruptcy without a lawyer?


Do pre-paid credit cards really raise up your credit score?

I’m 23 and don’t have good or bad credit. Never used credit cards and don’t have past bills due. My husbands credit score is 378…. Yeeeaaaahhh I know. We are working on paying off his debts and want to start raising both our credit scores. Do pre-paid credit cards work to build up your credit? Any and all insider details help thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the laws for declairing bankruptcy in Florida?

I know that a few years back, a new law came in effect that if you declare bankruptcy, you still have to pay back. Is this true? If so, how long do I have to pay back? How does it work?


Has anyone ever took out to many payday loans, and had trouble paying them back? If so what did you do?


Can I keep my vehicle (already paid) and file for bankruptcy ?

I am not making enough money to make payments in my debts (a furniture store, one credit card, the fee for cable early cancellation and my phone contract) I was ok a few months ago but now I am really struggling and my debt collectors won’t accept small payments. I am working but only a few hours…so I want to file for bankruptcy and try to start again but…Can I keep my vehicle (already paid, the one I use to go to work) when filing for bankruptcy?? please give me advise…(10 points)


Which is best Visa or Mastercard, or discover card?

Idk pick new D/credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i order a pizza online can i use my credit card?

like if i order one from pizza hut or domino’s can i and have it delivered so it all ready paid for also can i call them and use my card when they delivery and not use cash


Are there any legitimate online payday loan companies that work?

Every time I apply to one I either just keep getting re directed to some other site.


PLEASE HELP!!! what is the difference between a personal reference and a credit reference??

when someone wants to check up on you for, loans, or renting, and such..


Can you get two payday loans with two different companies ?


Poor Credit Loan Needed to IMMEDIATELY pay off back child support to avoid jail.?

My husband is in arrears in child support, $8,500.00. I want to get a loan so that I can pay off this debt and he can catch-up. If you want an explaination of the situation, read below. Otherwise, here are my criteria: We do not own a home, we rent. I have a home-based business so income is harder to document for me than others. I own a car, it is only worth about $1,000.00. it’s a 1996 Mercedes E320. I also have a 2000 Honda Passport however it doesnt run. Both are paid-off. I think the Passport is worth about $500 in cash. BOTH my husband and I have terrible credit & debt (see below as to why) and I need to get a loan (I can afford $250-300/mo. payments on a loan.) So, with these details, are there any lenders who will loan that amount? SERIOUS ANSWERS ONLY, PLEASE!! OUR BORING STORY: Here’s what happened: My husband was a kid when he divorced, he did not hve an atty. & he signed away his life because he knew no better & never knew until now that he could modify the child support amount, etc. When divorced, reasonable visitation” was ordered (7 yrs. ago) but his ex will not allow him to talk with or see the children. She is actually in contempt but that’s another story. The ex wife had my husband paying 30% MORE child support than guidelines require. He should have been paying $229 – $280 based on his income. he earns $1


Personal Loans for People with Bad Credit in Australia?

Are there companies out there who help people who have had bad credit in the past get personal loans in Australia? Such as Ex-Bankrupts and/or paid and unpaid defaults?


What is the difference between filing Chapter 7 or 11?

I am talking about bankruptcy


I applied for a Check N Go payday advance online. Does this mean I was approved?

I applied for a Check N Go payday advance online. I signed all the documents where it expressed the interest rate of the loan and how much is due. The account says Open/Ongoing. What does that mean? Does it mean it was approved?


Which is best Visa or Mastercard, or discover card?

Idk pick new D/credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long will it take to pay off a $5000 loan by paying $50 a week? ?


How to obtain a free credit score once a year in california?


Credit Union, auto loan approved or no?

Hi (21yrs), I’m trying to buy a car from a private property for 13,000 (2007 350z, with me paying him 3k in cash, that’s why i put 13k). I don’t think i have any credit history, I checked online and no reports were made( I don’t know my credit score…). I do pay my credit card on time, and my limit is 1000 with 800 to pay off. I know it’s way higher than 30 percent, but i pay it off minimum of 25 dollars each month. I have a job making around 1500 or so without the taxes. Will i get approved? or do i need a cosigner? my parent’s have bad credit though… Thanks in-advance! and I will delete spam bullshiet, telling me about insurance!


Is it possible to get a bank loan with bad credit?

I’m trying to invest in my first house so that I can use it as an effective strategic tool to get out of poverty for the very first time ever in my life.


How much is the fee to file for Bankruptcy in New York?

I am planning on filing bankruptcy, and I have been calling around to check the fees. But some lawyers are charging as much as $2000. is this right? Is there another aalternative fee-wise?


Need help with bankruptcy chapter 7?

I need help. I just went to court for my chapter 7. I answered all the trustee’s questions and inquires. My lawyer informed me that that was it, I finished my debt education course on-line and got my certificate. I thought my nightmare was over. Today I recieve a letter stating that the trustee has filed an objection to Claim of Exemptions of the Debtor.” Does anyone know what this means?”


Where to refinance my auto loan where is the best place at have 13 payments and I don`t know where . Thank you

I have 9.4 % intrest and do you know how much I can get and where I can apply to refinance my auto loan. I don`t know how much is my credit score, i don`t have miss payments. Ok thanks again


Will anyone be kind to tell where to get auto loans for older cars ?

Why dont you help? Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you cancel freecreditscore.com account?

someone tell me…. Thanks in advance


I Cannot Get a Credit Report?

I opened up my first bank account last week. Beforehand, I tried to cash my first paycheck, and they told me that they couldn’t do it because my identity didn’t match the one they had on file for my social security number. They said it showed that my name had changed recently (though it hasn’t). Once I opened up my bank account, they told me that I would have to get a credit report to to check on it because it looked like I had had my identity stolen. However, when I filled out my credit report, it asked me questions to make sure I was who I was. It said that it looked like I had put a mortgage down on a house in early 2004. Since I was 14 then, I really doubt it – plus, you’d think I’d remember something like that. But, since it says that that was part of my identity, and I didn’t answer the questions about the mortgage right, I couldn’t get my credit report. I looked around on Equifax and Experian, but I couldn’t find any information on how to fix this. Please help, I really don’t know what to do. πŸ™


How long after receiving a loan commitment can I close?

I received my loan commitment letter almost three weeks ago and provided some follow up information listed on the conditions to close. When I went to schedule my closing, I found out my loan was not yet cleared to close” and that I need underwriter approval which could be another few days to a week depending on backlog. Is this normal? I would have thought the 30 day process I went through to get the commitment letter would have meant it was underwritten


When must you say positive rate gear up when your a pilot?

What altitude does pilots say this when the takeoff Thank you



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the best ways to rebuild your credit after filing bankruptcy?


Which is best Visa or Mastercard, or discover card?

Idk pick new D/credit card?


Anyone know how to refinance a home with a low credit score?


Bankruptcy and Your Home ?

I have ask this question before but I dont feel the people who sent me answers didnt really read into my question because I seem to get so many different answers. So here gos again. My wife and I who live together in Arizona and own (owe)on our home in AZ.are considering bankruptcy. Our home is upside down so its not a big concern for us. But what is a concern is a home I own in Pennsylvania that is paid for. My WIFE IS NOT ON THAT HOME. My sister and I co-own the home and my mother lives there with right to survivorship. She gave it to us as a gift about 8 years ago. We have been advised to have my wife file bankruptcy and they will not be able to lien the house in Pennsylvania. Is this correct ? I have spoke by phone to two diffrent attorneys and have gotton nearly the same answers but just need a litle more closier before shes files I would hate to put my mother in the streets.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have $14,000 worth of debt on my credit maybe less,im trying to get some kind of debt consolidation loan but?

Trying to get a loan for my $14,000 worth of debt on my credit, my current score is a 590 and im wanting to get it to a 620 so i can apply for a home loan. alot of stuff on my credit is from 2006 2007, i have tried to get a loan from my credit union to pay off my debt but they told me that do to so much none payments on my credit they wont approve me for a loan until i pay off, im trying to get the loan to pay off my debt, duhhhh!!! Is their another route i can go, is their another lender that would give me the money to fix my credit? can some one help me please!!!!


If you buy something online with a credit card, does it say where you bought it from on the bill?

When you buy something from an online website using your credit card, does it show up on the bill what website you bought it from?


Will credit card affect auto loan?

I just turned 18 and have been trying to save for a new car, the one i have now is fine but its costing me way too much for gas each month. I have a steady job ive been at for almost 2 years and make decent money, i have no other expenses. Im trying to save up for a downpayment and get a loan at the credit union for around 12000. My question is i was thinking about getting a credit card to start building credit. Im not questioning this decision but i was wondering if i get a credit card and ive only had it for a couple months, would that look good or bad on my credit report when i go in for a loan? or will it affect it at all?


Can your wages be garnished in the state of OK for failure to repay a payday loan?


Loan vs advance?

and what is the differnce between the 2?


Online sales/offline credit card receipt?

I notice that when I order pizza from pizza hut and pay online, that I still get a credit card receipt that I need to sign from the driver. I am starting a pizzeria and my customers can pay with credit cards online. When I deliver do I need to have a credit card receipt printout for the customer to sign? If so, do I have to replicate all online credit card sales in an offline POS system?


Personal Loan vs. Auto Loan?

I need a new car, and need a loan for at least 10k of it. I don’t want my payments to be over $200 a month, and I don’t want the term to be any more than 5 years, with no pre-payment penalty. The interest rate doesn’t matter to me, just the monthly and the term. Being that my credit is good, I feel this is simple enough, but my problem is that the car I want is a rebuilt classic from the 50’s. There are no if’s, and’s, or but’s about this—this is the car I’m getting. The issue is that most banks will only give you an auto loan for cars 15 years old and newer. Thus, do I take a personal loan at a higher interest rate, or is there a bank or credit union anyone knows about that will finance me for a car this old? Or, is there a way to get a personal loan with a similar monthly payments and terms as a car loan? Thank you.


In what range would my interest rate most likely be for financing a 30k used car? My credit score is……?

My Experian is 634, Equifax 627, and Trans is 620. I have a few late payments that are on my credit report, most recent late payment was in Jan 07. Prior to this the latest late paymt was on Aug 06. I have a secured credit card $200 limit which I use every month and always pay it off at the end of month. A Macys card with a $300 limit with zero balance which I also use often and pay it off at the end of the month. I have two installment loans one for $241 a month which I still owe $4000 on, and one for $93 monthly for $2000 which I still owe $1700 (just opened it). I also have a student loan which I owe about $3000 and pay $50 every month. I do not have any accts in collections at the moment. I always keep no more than 25% bal on my accts. My history is about 3 yrs old. Im thinking about financing a used car for 30k and would like to know based upon my credit details/score how high would my interest rate be? I don’t want to get a high rate. Professl in the field or Persnl Exp Pls Help.


Which lenders have auto loans at 84 months?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Which is best Visa or Mastercard, or discover card?

Idk pick new D/credit card?


How do I go about checking if a bankruptcy is off of my credit report?

I had a bankruptcy discharge of debt in Nov. 1998 in New York. I was told a the time it would drop off my credit report in 7 years, but it is still on there. I know I have to write to the companies, do I have to write to all 3? What info do I have to provide them with? Thanks!


Is a Short Sale considered a Loan Default”?”

Potential job opportunity will not allow me to have a Loan Default” on my record. I am current w/lender.”


Should I allow foreclosure, file bankruptcy, and/or walk away?

I bought a home for 130,000 3 yrs ago which was well in my means at the time. I put 10,000 down. I love this area and wanted to live here for ever. I was told my payments would be 900/month but by the time I closed and after all said and done my payments were 1500/month. It was too late for me to turn back. Even after I found this out I did all I could to make the payments with hopes of refinancing years down the road. I was doing ok until I lost my job a year ago.I am currently participating in a loan mod program after falling behind on my mortgage. Now my house is in dire need of repairs( Serious foundation work, no heating system, and roof needs replacement before it collapses.) None of these were apparent to me at time of purchase, and I had 3 inspections, none of which found any of these problems. Now I cant possibly do these repairs and afford the mortgage at the same time. I am told my house is only worth 30-40,000 now and I still owe over 100,000. I dont know what to do. I call my mortgage company regularly and they are aware of my situation but outside of my current loan mod (which brought my payments down to 1,250/month) they will do nothing for me. I have poor credit and cannot refi. Should I let them foreclose, or just walk away? Please help.


What are the requirements for a 20k auto loan?

What does my credit score have to be? How much down? Just want to know all the steps (in detail) in order to get a new car.


How can i get 2,000-3,000 in 2 days?

i really want to buy this car and im short money. i am 20 years old and i have always paid my bills quickly. i was looking into some of these quick online loans since there the only people that can get the money to you soon enough. they say if approved u can get your money in 24 hours. can anyone point out any good websites or alternatives




















































Which Student Credit Card?

Which Student Credit Card?

I was doing some research on student credit cards because I figured if I’m going to spend money, then it might as well have it do something more for me. I came across Citibank’s Forward card and Wells Fargo Cash Back College Card, which seem to be my best options. Which one should I go for, or is there a better that I should choose? Citi Forward for College Students: https://creditcards.citi.com/credit-cards/citi-forward-for-college-students/ Wells Fargo Cash Back College: https://www.wellsfargo.com/credit_cards/student/ Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Do all credit cards offer cash advances?

If not, then which ones do? Are there specific companies that offer a greater creit limit? And just an FYI my credit is average.


All three credit reports, scores and monitoring…MONTHLY?

Im looking for a company that can offer all three credit reports and credit monitoring. regardless of monthly fee. I know i can get one free a year but i want all three reports, scores and monitoring every month. Is there any like that out there and for what price PS. i already know about www.identetyguard.com i cant get that one they want me to fax something and im in iraq with no fax, seems like hassle. anyother ones? thanks


Why is my credit score different from a report I bought vs. the banks?

Trying to refinance a mortgage. Wasn’t sure about our credit score so I went to the only reputable site, that FTC.org government site which then lead me to this other site that allows you to view your credit report for FREE once a year. After you do this, you are then able to pay an extra 9.99 to see your actual score. So I did this and our scores ranged from 718-771 with all three bureaus. Then I go to the bank today and they say, your credit score is low…it’s at 645??? How can this be? Wouldn’t that same score show up in one of the 3 I BOUGHT and PAID for? When I pay for my credit score I should get the most accurate…and why is there more than one? I get it…3 bureaus…3 scores..but then shouldn’t that be consistent anywhere you go, with any bank, lender, etc??? I AM FURIOUS at this point that I just spent over an hour at a bank with false hopes!!!! I want to call these credit bureaus and get my MONEY back because apparently, the info they have on my credit scores is WRONG!


Is myfico.com a good service? I need a reliable FICO score service!?

So I’m swimming through all the deceit and bs out there on credit scores, and I’d like to find an honest, reliable source where I won’t get jerked around and can get real FICO scores. Yes, I know that there are hundreds of formulas that creditors use depending on the type of loan, but if there’s a service out there that actually can give me at least one reliable one, I’d love to hear about it. someone suggested myfico.com, but I have just read a large number of complaints about them that they overbill, won’t cancel your account when you want them to, and jerk you around in other ways. So is there an actual honest credit score broker in town, and if so…WHO?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should I Pay Off My Auto Loan or Credit Card Debt First?


I kind of figured that I would have to file bankruptcy.?

I was trying to stay away from that. I was hoping that this was all a hoax. But I guess it isn’t. But what i don’t understand is that I can’t make the payment arrangements that I can afford. These collection agency’s buy these accounts for pennies and expect to get all this money that was owed to the credit card companies. Then if they can’t get any money they resell the account to another collection agency. And it keeps going and going. until someone files in the courts. I never had to appear in court, but to submit a written appearance. I don’t understand why they didn’t have me in court? Then another thing they don’t do is take into consideration how long Ive had the account, how many times it was paid off And I was never late always paid more than the min due each month, That sucks, Just till you get back on your feet.


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


Which Student Credit Card?

I was doing some research on student credit cards because I figured if I’m going to spend money, then it might as well have it do something more for me. I came across Citibank’s Forward card and Wells Fargo Cash Back College Card, which seem to be my best options. Which one should I go for, or is there a better that I should choose? Citi Forward for College Students: https://creditcards.citi.com/credit-cards/citi-forward-for-college-students/ Wells Fargo Cash Back College: https://www.wellsfargo.com/credit_cards/student/ Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do banks evaluate retired senior citizens for automobile loans?

I have been told that withdrawals from an IRA cannot be counted as income (for purposes of loan qualification) until age 70-1/2 when they become *mandatory* withdrawals. True or false? Alternatively, I heard that one must have an established history of IRA withdrawals” for such withdrawals to be considered as income for purposes of loan qualification. Again


What will happen if I condolidate my credit card debt with my auto loan?

My bank is wanting me to take the debt from my credit card and consolidate it with my auto loan ( both from the same bank). This sounds like its too good to be true. Hopefully someone can give me some advice on this. Thanks!


What’s a apr rate with a credit score of 704?

i’m wanting to get a new 08 mustang but i have a thin line credit” (i think i means i don’t have enough major bills that build my credit) but my score is good they say. what should my APR be?”


Filing Bankruptcy Chapter 7 and Car Question?

Hello, I have a 2007 Pontiac Grand Prix. I am considering filing for bankruptcy (chapter 7) and I am wondering what effect this will have on my car. First option: Lose my car (and no more debt) which is fine with me. Second option: Keep my car and continue making payments on it ($265 a month). My payments have been on time since I bought the car in February 2008, but I can really no longer afford the car. When I file bankruptcy, is it my option to take it or leave it? The only issue is, I need a car to get to and from work. If they let me keep my car, do I just go on making payments on it like it never happened? Also, is it better for my credit to keep the car? In my ideal scenario, I’d get rid of the car, buy a cheaper used car (under $5,000) and make $100-$150 a month payments on that car. But then, will I even get financed for a used car with a bankruptcy filing? Thanks for your time.


How can I find out my credit score?

Okay. I know if you request from a paid site like freecreditreport.com, you get the report AND an actual score (in this case, from Experian). But if you request an Experian report from www.annualcreditreport.com (the site you’re supposed to go on for one report per year from each bureau), you only get a report, no number. So I’m curious, how do I get a number, for free, year after year (if I’m correct freecreditreport.com is a one-shot 9 day deal)? Is there even a way to track my number at least on a yearly basis for free?


Does a consolidation loan from a credit union hurt your credit?

I recently took a $10,000 personal loan for consolidation of my debt out at a credit union. I’ve heard getting a debt consolidation loan can hurt your credit because it basically says you can’t handle your debt and your closing accounts. They had me sign letters to each credit card saying that I cut up my card and to close my account. Is this going to infact hurt my credit? If so, how much should I expect?


Where can I look online for a bad credit loan, and get approved without paying an arm and a leg forever ?


How can i get additional financial aid for college after getting my award already?

I really want to go to northeastern, and they offered me a few scholarships, grants, and loans and such, but it’s still not enough for me to be able to afford the school. Is there anything i could do to get more, or is that done? could i call up the financial aid office or something and they’d help me, or is that not gonna work?


Which Student Credit Card?

I was doing some research on student credit cards because I figured if I’m going to spend money, then it might as well have it do something more for me. I came across Citibank’s Forward card and Wells Fargo Cash Back College Card, which seem to be my best options. Which one should I go for, or is there a better that I should choose? Citi Forward for College Students: https://creditcards.citi.com/credit-cards/citi-forward-for-college-students/ Wells Fargo Cash Back College: https://www.wellsfargo.com/credit_cards/student/ Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.


Can you remove a name from a auto loan, under these circumstances?

I co-signed for my daughters car over a year ago. She has been making her payments on time, and now has excellent credit. I would like to start using her car, and make the payments. She would like to get a new car. Can we remove her name from the loan to free her up to get a new loan, because her income would not support 2 car payments?


Anyone know about payday loans?

I am looking for a payday loan, I have a checking account, direct deposit, decent credit, steady job history, a great ability to repay… etc. My only problem is that it is Friday night, and I cannot wait until Tuesday. Anyone know of a Payday Lender that can do it sooner? We are having a fairly serious emergency right now. Thanks


Where can i get a payday loan without a debit card?


HELP!!!! I need a copy of credit report and score!?

where can i get a credit report,with a score, that isnt 50 pages long that doesnt repeat and that i can read??? next month my chapter 7 will be 3 years discharged and i want to buy a house….possible???


How many times can you check your credit through the free” credit reporting sites before it hurts it?”

I recently signed up for the free trial” credit report with creditreport.com and was not very pleased with my service. They claimed that you could view your score and credit report from all three bureaus; unfortunately


I loaned someone money and have a promissory note. Person filed for bankruptcy. Is my loss tax deductable?


If someone took out a personal loan for $16,000 at 9% simple interest.?

1. if someone took out a personal loan for $16,000 at 9% simple interest. a. How much interest will they pay after 5 years? b. Suppose they pays off the loan in 3 years instead of 5 years. How much money will she save in interest? please help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do you know about Mortgage Lenders of America?

My husband and I are a young military couple looking to buy our first house. We can’t be approved for a mortgage loan through our bank because my husband has only been in the Navy for 1 year (they require 2 years in the same field). We have applied through Lending Tree and recieved a really good offer from Mortgage Lenders of America. Has anyone else worked with them? I’ve visited their website, but want to know more information from someone who has worked with them personally. This is a HUGE investment for us, and we don’t want to make a mistake. Thanks in advance!


Can you get a title loan on a financed car?


Experian thinks I’m a minor ????!!?

So last week I went into a credit union to apply for a small loan. Everything went great until the agent couldn’t verify my SSN I have had this problem before and never knew why but I carry my SSN for that reason so I showed the agent. She sent a few e-mails and whoever she was talking to told her that my SSN was coming up as a minors through experian. I have been through so many phone numbers and help sites trying to figure out how to fix this. But experian will NOT talk to me unless I get a credit report…I am unable to get a free one or even buy one because they think I’m a minor. I will be 20 years old this month. I don’t understand this problem or how to go about fixing it. Should I speak to a lawyer?


Walmart credit card???help?

i just applied for walmart credit card online. Anyone who has one when u applied online does it tell you immediatly if you got approved (because it said id receive letter in 7-10 days) does that mean i didnt get approved or what just curious on how all this stuff works



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long after a bankruptcy can i finance a motorcycle?

so i want to get a motorcycle and i know everyone is thinking if your filing for bankruptcy then why put your self into more debt well the bankruptcy is taking care of old debt now my finances are in order and i think a motorcycle loan for about 5 grand would be a good start to getting my credit back up i already did the research and i can afford it so if any one can tell me how long after my discharge i can finance that would be awesome thanks


Which Student Credit Card?

I was doing some research on student credit cards because I figured if I’m going to spend money, then it might as well have it do something more for me. I came across Citibank’s Forward card and Wells Fargo Cash Back College Card, which seem to be my best options. Which one should I go for, or is there a better that I should choose? Citi Forward for College Students: https://creditcards.citi.com/credit-cards/citi-forward-for-college-students/ Wells Fargo Cash Back College: https://www.wellsfargo.com/credit_cards/student/ Thanks!


Garnishment on checking account after I filed bankruptcy?

I had started the bankruptcy process back in January. I already hired an attorney, filled out my paperwork, and paid my $2500 fee. A week ago I went to withdraw money from my checking account and due to a legal garnishment my account was drained to zero. I have my paycheck directly deposited so I now have zero money. The bank told me that I am also responsible for any NSF charges for any pending transactions. I called my attorney and he said it was just an accident and I would be getting my funds released ASAP. My question is…..am I really getting my money back or not?


When taking out a loan is there any other requirements other than a good credit score?

Hey guys, I’m just wondering if you need anything else other than a good credit score to take out a personal loan? like are you required to place a down payment for the loan? question may seem stupid but I’ve never taken out a loan before and Im just curious. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible that a loan company can charge off a auto loan and refuse car back?


Does anyone know of a good payday loan debt settlement company?

I have about $4000 in payday loans and cant pay on them anymore. I need help out of this mess. If anyone can help, please let me know asap!


Can you improve your credit if you were sent to collections?

When I was younger I had no clue how vital credit really was, now that I approach my 30’s I realize more and more just how important it really is. At one point my score was 420, now after paying off some of my old accounts it is close too 600. I lost my job back in October of 07 and ended up going back to school to get my AS. I currently have my EMT cert to money is low but I do have a settlement coming that will enable me to pay off all of my old collections accounts. My total debt is around 8k. Once I pay these off will my score imrpove, or am I going to have a low score for the rest of my life? The accounts all date back to around 00 to 03 some of them are about to be removed from my report, or so it says on my trans union. Should I even bother paying these ones off?


Picking up the pieces after bankruptcy?

After 2 years Whats the BEST” way to start picking up the pieces after bankruptcy in relation to starting a “New/Good” line of credit? Where to begin? Everyone wants to sell me a new car – I don’t need one! Refinance my house/2nd morgage – I don’t need this either! Tried a furniture loan – was denied (maybe 2


School Loans?

I need loans for community college that I attend… the FAFSA says that my EFC is too high for any kind of government assistance. Are there any loans out there that have good intrest rates? I know most go at prime or a little over. I dont think I will have a co-barrower or co-signer. I NEED HELP!


How does your credit score go from 650 to 0 ?

I was approved for a mortgage loan about 3 months ago, so my family and I were looking for the right” house. Well


If a get a student loan will it pay for some living costs?

Im still going to be working part time but , im sure it will not be enough to cover all monthly living costs any ideas or suggestions? First one to answer gets 10 points


Can I get out of payday loans this way?

I have three payday loans. (1) 575.00 (2) 345.00 (3) 162.50 In the contract it states you can make a prepayment of no less than $5 on (1) I paid $5 on (2) i paid $20 , I made the prepayments right after I took the loan out because in theory they cannot cash my check and will be forced to accept any kind of payment I make. That way my bank account doesn’t go neggative when they try to cash the check and also so they will not take civil action against me. I want out of these payday loans and I am willing to make payments (1) said they could set me up on a payment plan of 143.00 every 2 weeks but I can’t afford that!!! PLEASE HELP!!!


Military personnel and cash advances/ loans.?

I am a member of the us military, and i need to get a cash advance to pay rent for my apartment. However being in the military and getting a cash advance is very difficult. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.


Which Student Credit Card?

I was doing some research on student credit cards because I figured if I’m going to spend money, then it might as well have it do something more for me. I came across Citibank’s Forward card and Wells Fargo Cash Back College Card, which seem to be my best options. Which one should I go for, or is there a better that I should choose? Citi Forward for College Students: https://creditcards.citi.com/credit-cards/citi-forward-for-college-students/ Wells Fargo Cash Back College: https://www.wellsfargo.com/credit_cards/student/ Thanks!


Exactly how bad was the Carter administration?

They keep on comparing him to Obama, so i was wondering why


Best loan company for bad credit?

I need a Β£2500/3000 loan to pay off my credit card. I have bad credit, not from me personally not paying bills but from me stupidly taking out a loan for my now ex partner, then him leaving me with it (to much of a long story to explain) Anyway i know it not a great idea but with the interest rates my credit card company is charging (vanquis) ill never pay the balance off especially now my income has fallen by Β£150 a week! I can afford to pay around Β£130 a month. Tje way i see it with a loan you know the debt will be paid off within x amount of years instead of never as it seems to be at the moment! Anyone reading this who could advise (from experience) a decent bad credit loan company? I know about debt line, cab & debt consolidation etc it actual loan companies i would prefer information on. Thanks


Can bankruptcy be placed on student loan?

If you claimed bankruptcy and your student loan is 11 years old I was told that it could be placed in it and it would be done. Now can a collection agency call and demand payment? This is in Ontairo Canada


Where can i get a personal/payday loan…?

W/o a checking account? Is there anyone who accepts pre-paid card w/ copies of my statements showing my check stub?


If I get a car/ auto loan, will it go to me?

I want to put up something on Lending Tree. I have a job and so does my cosigner. I think I’m also going to get another job as well. I need to get out of debt, about 3000, and I really want to buy a car, about 10000, but to be safe I want to ask for 15-20000, because those numbers aren’t exact. I really don’t want to do a personal loan, but I’m a renter, so I don’t know if I have any other options. But then I wanted to know, if someone offered me a car loan, would they send the money straight to me, or would they try to send it to whoever I’m buying it from. Because I’d rather do a school/ car loan cause the interest rates are better, right? (I’m in school btw) Well tell me what loans best and if they’ll give me the auto loan or if they’ll give it to the dealer. This is Lending Tree, so I’m sure they’ll tell me if I qualify or not, I don’t need no one else’s help on that. Thanks, will pick best answer. πŸ˜›




















































Which website is the best to print out s credit report?

Which website is the best to print out s credit report?

I’m looking for a website where I can print out my credit report only. Which is the best, that won’t cost me a fortune?- I want a one time thing, no trials or monthly payments. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.


Can I get an advance on my student loan?

I need about 1200 for my college deposit (well I have 600, but I need about 1200 more for my tuition and housing deposit and my housing reservation fee). 800 is due by may 1 and 1000 is due by june 1. Is it possible to get an advance on one my my FAFSA loans to pay for this?


Credit report protection?

Does anyone have a number for cred protections assoc ?


Is there really a true way to find your credit score for free?

Everyone says free then try charging you after you already put in personal information. So is there a truly free way to find out what your credit score is?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto Loan for 18yr old?

Ok so I just turned 18 last week and my car is terrible it will die going down the road and only start when it wants. So I was wondering if there is any way i can get a loan for about 10-15k. I can put my mom or dad on there i don’t car what i have to do all i want is a good car with low miles for me. One that i like. Please help me figure out what i need get this. I make 8.25 a hour and work 40 or more hours a week.


If i get a 15 year mortgage for 120,000 how quickly can i pay it off if i double up the payments?

the interest rate is 3.875% so the payments are just at $880 per month. I always hear about doubling up your payments can reduce the interest drastically but i’m not sure by how much. Thanks!


Should I file for bankruptcy or just ignore creditors?

I am a computer professional with 11 years experience, some college, some tech school, no degrees. After school, I was unemployed from late 2008-2010 because apparently we are in the throes of our 2nd great depression. Currently I work at the only job in my city that was willing to hire me; a gas station. I am a clerk dodging bullets on third shift, dealing with people writing their names on the bathroom wall in feces, and bringing home 240 bucks or less every two weeks. I was denied foodstamps and healthcare by the state of WI, so to survive during almost 2 years of unemployment before landing my gas station career I took out a credit card to buy food, gas, and outrageously priced cigarettes as I’ve been unable to quit (judge if you must). Currently I have racked up nearly 13,000 dollars of credit card debt. Each month I pay in 200 to one card, and 120 to another leaving just enough for rent… most of the time. (Not electric bill, food or other expenses). I have been applying to an average of 5 jobs per day only to be ignored time and again, and last week I gave up completely on looking for work, and have decided to enjoy my life a little rather than hanging out at a job center every day off. I own nothing. I have a beater ford escort from the early 90s that I purchased for 250 dollars cash, a matress, some sheets, and a couch I picked up off a corner. I also own a dartboard and a cheap handgun given to me by my girlfriend’s father (which I think about using daily). Not really worried about the repo man coming to call if you know what I mean. Since all the debt was used buying perishable goods, and since I can’t find work, I am thinking my best course of action would be to file chapter 7 bankruptcy so I can once again sleep at night, riding my bike in the summer, not working winters, and just stealing food to survive. Being white and having no children it’s more than obvious welfare won’t work for me. Just looking for some insight… maybe someone has some advice for me.


Which website is the best to print out s credit report?

I’m looking for a website where I can print out my credit report only. Which is the best, that won’t cost me a fortune?- I want a one time thing, no trials or monthly payments. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If someone co signs for a mortgage are they part owners?

If my husbands parents cosign for us to get a mortgage does that mean that they will also be on the deed? does it mean that they are part owners? also can we make home improvments with out haveing to ask them first? also if we decide to sell our home do they have to agree to this? any other info would ge great! thanks!


Bankruptcy myself, can my wife keep half of the saving account money?

If I file for bankruptcy just for myself, all our (me and my wife) bank joint accounts will be affected? Or she can keep her own accounts and half of the money in the joint account? Can she keep the same joint checking account?


How long after filing/having discharged a Chpt 7 bankruptcy can you file another one?

Been thru lots of medical and other crises.


Is water pollution worse now compared to the past ?

And give examples … please πŸ™‚


What chances do I have of getting an auto loan with a 495 credit score?

im looking for a used car between $6000 and $9000. Will I be approved and what will my down payment need to be?


PayPal won’t accept my prepaid vanilla mastercard?

You have entered an invalid number or partial credit card or debit card number. Please check your entry and try again.” I get this message. I came to the conclusion that it was cause of the 3 digit number at the back of the card. On the Vanilla website it asks for a “CVV” code


Where can I get an actual payday loan from?

Anyone know of a reputable place I can apply to online? Not a third-party company that refers to payday loan companies, those usually just spam your telephone and email. Thanks! πŸ™‚


How can i get a personal loan?

I need a personal loan ASAP to pay a ticket for driving on a suspended license do I can get my car from the impound. Pls help. I don’t want a payday loan. They don’t give enough . I need 2000$. Pls help.


Which website is the best to print out s credit report?

I’m looking for a website where I can print out my credit report only. Which is the best, that won’t cost me a fortune?- I want a one time thing, no trials or monthly payments. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get a free credit report


1099-C from a Collection Agency?

A friend of mine recently got a 1099-C in the mail from a collection agency based on $4000 of debt. This new” collection agency either bought this debt


Is it possible to order a free credit report & not have a current credit card?

I know my credit is messed up, but not how bad. I need to get a free credit report to be able to start fixing this. i would like to get it over the internet, so as to make it as fast as possible. however, ever sight i have been to requires current credit card info, for which i don’t have. is it therefore, possible to order a free credit report over the internet?


Would I loose my house due to bankruptcy?

I’m falling behind on my payments due to my job being very slow and cutback on hours. I have two credit cards that I fell behind three payments on both. If i was to file for bankruptcy would I loose my house. I haven’t fell behind on my house payment because I am barely making enough to pay that and utilities.


I took a naproxen and my resting heart rate is 112…is that ok?


Can I use my CapitalOne Credit Card that has a Mastercard logo at a ATM machine and just take money out?

Just want to know if i can take money out at a local ATM that accepts my card without having to use my card at a store.


Is the website magicalgetaway.com for real?

I was looking for vacation packages for disney world orlando. I stumbled upon this website and tehy offer really low vacation packages…like 119 for 4 days 3 nights hotel+ pair of tickets to disney… was wondering if anyone was able to book from this website already. Is this for real?


Is there options for Georiga Payday Loan?

Currently working, but I have a emergency. Any options in Georgia?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Gave my credit card info to scam/fake website. What will happen?

Hi I wanted to buy some shoes at shoesfy.com and I gave them my credit card information and my name and everything, they even asked for the name of the bank (issue bank) my date of birth, name…and it said that the payment failed so I did some reaserch and found out the website was a scam that pretended to sell real designer shoes at low prices. Should I be worried? I deleted the cookies of the website if that changed anything. Is there a way they can rob ALL of my money in the bank under that number of my credit card?


Has anyone ever received an online cash loan without filling out millions of applications?

Do they really work? Are they all scams? Are there legit ones?


Chapter 7 bankruptcy questions, please help me?

Hello, I am filing for chapter 7 bankruptcy soon because the business is not working at all and I have 100k in debt. I am all current with all my house fees like mortgage, insurance, car insurance and such, but i am not current at all on the business like rent, money that needs to be paid back to the company i order clothes from. I had a few questions, Can they take my house and my car? I have a garnishment on my account, My daughter is 20, and is my dependent, can they take money out of her account? or put a garnishment on her account? When am i in the process of filing for bankruptcy? When I submit the papers to the attorney or when I sign for bankruptcy? If I get a judgment before filing for bankruptcy what happens to the judgement I receive for not paying the rent for the business on time? Please help with serious answers please. Thank you so much


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When file bankruptcy w/out spouse can you file med bills if the spose is the ins provider?

I have alot of med bills and want to file bankruptcy we are on my husbands ins. will this make him liable for my ins bills?


Which website is the best to print out s credit report?

I’m looking for a website where I can print out my credit report only. Which is the best, that won’t cost me a fortune?- I want a one time thing, no trials or monthly payments. thanks


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How can i get a free credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who are the payday/cash advance loan lenders in the UK?

NO BROKERS PLEASE


Is there a diffence between consumer report and the other 3 credit reports or is the same?


Auto Loan Payment Question?

Is it better to pay more on the Principal or the Interest on a Fixed Rate Auto Loan, or does it not matter?


Is it easier to get a home loan with bad credit if you have 20% to put down?

The credit problems I have now are from medical bills and other very small debts. I don’t have ANY credit cards, and my only other debt is my current house and car.


What is the best unsecured credit card for people with bad credit?

I have orchard bank. I’ve had it for a year. I need one more


School Loans?

I need loans for community college that I attend… the FAFSA says that my EFC is too high for any kind of government assistance. Are there any loans out there that have good intrest rates? I know most go at prime or a little over. I dont think I will have a co-barrower or co-signer. I NEED HELP!


Is there a possibility of renting an apartment with a bankruptcy ?

an apartment with a bankruptcy on credit report, or a mortgage?


Would i have to pay ANYTHING to discover if i paid every monthly payment in full on my credit card?

I am a college student new to credit cards…if i were to get one and pay every month in full, would i have to pay anything at all? Id probablly get the discover student card…i have no idea what their terms mean… Please help!


I just filed chapter 7 bankruptcy in California and the trustee froze my account. Why would they do that!?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who are the best banks / lenders to go to for 75k debt consolidation loans?

With 150k income, and a 400k mortgage with no equity we want to consolidate 75k in consumer debt. We have a good credit rating, just too much debt. What are our best options and who can we go to for help?


Which website is the best to print out s credit report?

I’m looking for a website where I can print out my credit report only. Which is the best, that won’t cost me a fortune?- I want a one time thing, no trials or monthly payments. thanks


Do Judgments Always Show Up On Your Credit Report?

If not all 3, then at least one of the credit bureaus should show a judgment if you have them right? I can’t call the county court to find out, the clerk says they charge 5 dollars everytime to do that.


How will my fiance’s bankruptcy affect my (good) credit score after we’re married? Can I still buy a house?

He has about $430K in medical bills (no other debts) from recent cancer treatment while uninsured. My credit score is about 700 and I’m concerned that we’ll have a hard time securing credit after we’re married (we would like to buy a house). Are there any things I can do to mitigate damage to my credit score? Do they always have to look at both partner’s credit when evaluating loan applications? I may be able to qualify for a mortgage with just my income (~$90K). Any help/suggestions would be appreciated.


In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…


Good online payday loans?

i need small loan ASP .any good loan to use? i have seen several sites but let me know safe one to get loan ..thanks


Does bankruptcy discharge attorney fees in a custody or child support case in TN?

I have filed a petition for contempt against my ex for non-payment of child support. In retaliation, he has counter-filed a custody suit against me. The custody suit is borderline frivolous and nothing more than a smokescreen to try and intimidate me out of pursuing the child support case. What I want to know is: if my ex files bankruptcy after he loses the cases in court, will that get him out of paying my attorney fees and court costs? I know that if this was simply a child support case then it would not discharge the fees, but since it is now a custody case as well, can he avoid paying my fees by filing bankruptcy? This is in Tennessee, by the way.




















































I filed bankruptcy 3yrs ago and forgot to file reaffirmation for my car which was included in my bankruptcy.?

I filed bankruptcy 3yrs ago and forgot to file reaffirmation for my car which was included in my bankruptcy.?

I have been paying on time for the last 3yrs and check my credit and Chase hasn’t been posting my payments to rebilud my credit. I called them and they said there’s nothing they could do about it since I didn’t file for reaffermation paperwork. So I got a new car loan and told them to come pick it up since it was not helping me to pay on it anyways. 2 months past so I called them and now they said there is a reaffermation on it,but I have the paper work that I was supposed to send in and never did. How is this posssible. How did my status change in the last 2 months since told them to come get it. Also if it was in reaffermation this whole time how come they haven’t been posting on my credit for the past three yrs. Is that against the law? Any helpful comments please. I feel like there trying to bully me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there a credit card company that lets you view your credit score free?

I had a Washington Mutual credit card and the page actually let me view my score for free any time I wanted before Wamu went bankrupt. Do any other credit card companies offer this service? It was really useful.


How bad is Trans Union empirica score 519?


Do you have to be a member of a credit union to get auto loans from there? Do any accept loans from nonmembers


Auto Loan – Unfortunate Situation…Am I stuck with this terrible rate?

In August 2008, I bought my first car. At the time, I had an issue with Macy’s and they screwed my credit up. Macy’s made a mistake on my account, and by September 2008 they erased all the bad marks that were on my credit report and reimbursed me money. However, Macy’s mistake cost me big since I wasn’t given the loan through the dealership in August and had to have a big bank give me the loan for 11.5% on a 20k car with 5k down payment. Unfortunately, I lost my job in November 2008 (working for a hedge fund) and have been unemployed since. As a result, I’m still paying a very high interest rate due to a false credit report at the time of my purchase. I was told that I will not be able to re-finance until I get a job, but the problem is that I still haven’t found one. Am I just screwed here? I would appreciate some advice on this matter. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i run a non expensive background check using someones social security number?

the only official info i need is civil status. If the person is married or single or divorced.


In what order should i pay my debts off?

I have the following: auto loan – $7660 at 3.99% – pmt is $221 (i pay $500) 2nd auto loan – $27016 at 1.99% – pmt is $438 (I pay $500) mortgage- $248k at 3% for 15 yr loan (Pmt is $1740, i’ve been paying $2240) I can throw about an extra $1300-1500 a month into this debt but don’t know which I should pay off first. I could pay the mortgage off in 10 yrs with an extra $700 a month, or should I pay off the higher rate auto first? thanks all!


Amount of mortgage based on salary?

I know there are a lot of factors that go into getting approved for a mortgage. Not worrying about credit / down payment / debt is there a general rule of thumb for how much income one needs to make to qualify? For instance, how much would one have to make to qualify for $500,000 or even $800,000? Thanks.


I filed bankruptcy 3yrs ago and forgot to file reaffirmation for my car which was included in my bankruptcy.?

I have been paying on time for the last 3yrs and check my credit and Chase hasn’t been posting my payments to rebilud my credit. I called them and they said there’s nothing they could do about it since I didn’t file for reaffermation paperwork. So I got a new car loan and told them to come pick it up since it was not helping me to pay on it anyways. 2 months past so I called them and now they said there is a reaffermation on it,but I have the paper work that I was supposed to send in and never did. How is this posssible. How did my status change in the last 2 months since told them to come get it. Also if it was in reaffermation this whole time how come they haven’t been posting on my credit for the past three yrs. Is that against the law? Any helpful comments please. I feel like there trying to bully me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Ally took my 810 credit score to 670. Can I sue?

I’ve never taken anyone to court. However, this whole situation I’m in has fueled me with complete anger. I always pay my bills. In fact, just before this thing happened, I had a credit score of nearly 810. I leased a car back in 2008. In 2010, a company called Ally took over the lease. I was to send my payments to Ally for the remainder of the lease. I did this – every single payment was made via direct deposit. My lease ended in the summer of 2011. I turned the car in to a local dealer (non-smoking / super condition). I was told the car would be inspected days later and I would notified if there were any problems. I wasn’t worried one bit. The car looked and ran great. No problems. HOWEVER, I get a letter in the mail stating that the PLASTIC hubcap on one of the rear wheel had a crack in it. They sent me a bill for almost $150.00. I told them I didn’t do it. I told them I wasn’t going to pay. Moreover, I looked up parts and found that the plastic hubcap replacement cost was 30-some bucks. So a month or two rolls by. We start getting calls at work from a debt collection agency. I told them the story. They pretty much told me to suck it up, take the blow, and move on, else my credit rating would be hit. She offered me a settled” price of $80.00. I’m so ticked off to say this


Is there a place I can get my credit report online for free?

Need one ASAP thanxs


Can you cancel an auto loan within 24 hours in VA?

Hi, I have signed all the paperwork and now I changed my mind(yeah I know I am dumb), what can I do to cancel my auto loan? It is been only 10 hours.


How i can file bankruptcy?


Will my bank give an auto loans for a car I want to purchase from a private owner?


Does it make sense to refinance my auto loan from 12.55% to 8.55%. the original loan is 6 months old.?


Can I include my mortgage in the chapter 7 bankruptcy?

I am upside down with my mortgage can file it on 7 bankruptcy?


Thaughts on getting a auto loan at a pawn shop?

Thaughts on getting a auto loan at a pawn shop? I need to get a loan of atleast 5,000 atleast im 21 and dont have jack **** of credit or anything.All i have is collateral of a truck i own that is easily worth 5 gs.I dont even bother to get a loan at banks cause i know how anal they are about things.I can take high interest i have no problem i dont care how much the interest is.All i need is a loan for a month.Have you guys tryed getting a loan at a pawn shop or what suggestions do you have for me.Instead of insults of forget about it.I need this money for a side buisness that has great turnover.But i need funding !!!


I filed bankruptcy 3yrs ago and forgot to file reaffirmation for my car which was included in my bankruptcy.?

I have been paying on time for the last 3yrs and check my credit and Chase hasn’t been posting my payments to rebilud my credit. I called them and they said there’s nothing they could do about it since I didn’t file for reaffermation paperwork. So I got a new car loan and told them to come pick it up since it was not helping me to pay on it anyways. 2 months past so I called them and now they said there is a reaffermation on it,but I have the paper work that I was supposed to send in and never did. How is this posssible. How did my status change in the last 2 months since told them to come get it. Also if it was in reaffermation this whole time how come they haven’t been posting on my credit for the past three yrs. Is that against the law? Any helpful comments please. I feel like there trying to bully me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop m?

the whole question is : If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop making payments, what is likely to happen?


Is a 7.99% auto loan interest rate a good rate for someone with OUTSTANDING credit?

I went to buy a new 2008 Hyundai yesterday and they tried financing me for 7.99%. My credit score is Tier 1. Are they trying to rip me off? I didn’t buy the car cause I wanted to see what YA members had to say


Questions credit card cash advance?

I am new to credit card, and have 2 basic questions regarding it:- 1) how much cash advance one can get over the credit limit? suppose if my credit limit on a credit card is Rs 20,000, how much money can i withdraw over it?? can i withdraw Rs 50,000?? 2) what is to be done if someone by fraud, get access to your credit card (either online or offline), and take out cash out of your account? what procedure banks or credit card companies take to protect you from it?? because any amount can be withdrawn so is there any limit to these cash advance amount that can be withdrawn?


What is a pawn shop loan?

Explain to me what is a pawn shop loan is and give an example of it.


I need to borrow money but I have bad credit, what are my options?

I need $2000 fast, I don’t have many bills so I can probably save up that much in about a month and a half, the problem is I need the money now and it cant wait.. however I’m sure the bank wont lend it to me even though I can pay them back in about 2months… is there anything I can do… another thing is that its more of a personal expense so that crap like moneymutual.com wont work cause they only lend for credit card bills… can anyone tell me what I should do… oh please dont say loan shark


Ordering Domino’s Pizza Online?

I heard by only credit card. But I believe you can pay by any feature is this correct. Cash.Check.Gift Card?


Is a rider to a deed of trust or Mortgage repacement of a deed of trust or mortgage ??”


*auto loan payment taken out 2 days after loan*?

I just took out this loan 2 days ago and my credit union has already taken my first payment out of my checking account. I thought it would be a month from now. Can they really take a payment a day after the loan is given?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long must you wait to buy a home after Bankruptcty?

I just filed Chapter 7 bankruptcy. I have heard that you must wait about 2yrs. My attorney states that it depends on the mortgage company. Has anyone filed for Chapter 7 bankruptcy and if so how long did it take for you to be able to purchase a home? What are some good Mortgage companies?


Can some one explain me the movie The Collector?

I never Understood the Movie Can i get a full length explanation, Who was the collector and why is he called the collector, was he somehow related to the guy? Not A review of the movie, an explanation like from your point of view. Best one 10 points thanks!


How can I get a $5,000 loan with no collateral and very poor credit?

We need a loan ASAP. We have no collateral and really bad credit. We DO NOT want any kind of payday loan. Just a regular loan to make monthly payments on. Any suggestions?


Does anyone know of a company that offers Deferred payment Personal Loans?

It appears that deferring payments are only offered on Student loans (I’m not in school) but, I just wanted to make sure.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What’s the best place to go online to get your credit report?

I’m thinking of renting a house…and the landlord has requested that I print out a credit report…what kind of info do these sites need to produce a report.?


I filed bankruptcy 3yrs ago and forgot to file reaffirmation for my car which was included in my bankruptcy.?

I have been paying on time for the last 3yrs and check my credit and Chase hasn’t been posting my payments to rebilud my credit. I called them and they said there’s nothing they could do about it since I didn’t file for reaffermation paperwork. So I got a new car loan and told them to come pick it up since it was not helping me to pay on it anyways. 2 months past so I called them and now they said there is a reaffermation on it,but I have the paper work that I was supposed to send in and never did. How is this posssible. How did my status change in the last 2 months since told them to come get it. Also if it was in reaffermation this whole time how come they haven’t been posting on my credit for the past three yrs. Is that against the law? Any helpful comments please. I feel like there trying to bully me.


Home Loan rules for property sale between blood relation?

I want to sale my current flat to my younger brother as i wish to buy new one near by my office. I am having Home loan on current flat and want to apply for fresh loan to purchase new flat. My Younger brother has good income through salary and eligible to purchase my flat by taking home loan against my property. We had approached one bank for My brothers loan and received sanction as well. Problem occures when bank rejected his application stating transaction between Blood relation is not acceptable. Request if any one has experienced similar case and advise if any bank accept such transaction and disburse amount to my current bank to clear my outstanding.


How long do you have to pay back a payday loan?

if i get a payday loan how long do i have to pay it back? do i have to pay it all off my next paycheck?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a personal loan at after bankruptcy and I make over 100.000.dollars a year?

Due to unexpected expenses. Bankruptcy is the last choice I have. And in effects to this I am in need to find a loan for $6000.00 short term loan. If anyone knows a company that will give a loan for someone like me in this situation, please give me there information.


When does a driver’s permit expire?

I live in California. I got my learner’s permit quite a while ago, and I need to know if it is still valid, or if I need to take my permit test again. I haven’t been able to find this information anywhere myself. Help would be appreciated, especially if a link to the info was provided. :3


Auto Loan Payoff – Reducing Principal?

I am upside down on a car loan (owe $16K, the car is worth around $11K), will the bank holding the car loan negotiate with me the principal owed (reduce it) if I sell the car and want to pay them off even if I have to take money out of my pocket to make up the difference.


Why consumer proposal is better than bankruptcy?


Credit Card Payments?

Is it better to fully pay off a credit card at once to increase your credit or is it better to pay it off a little at a time?


First time buyer taking out a private auto loan?

I’ve heard it’s quite tough to make this happen but not impossible, this is when I need educated advice in order to make it work out. I’ve never financed a car under my name. I paid for one under my mother’s, but there isn’t really a way to prove that in order for it to fill in the gap as my first auto loan” I was able to work out a deal with a private seller on the exact car that im looking for. But in order to make it happen I’m putting $4


Co-signed on an Auto loan and it went into defalt.?

I am a proud co-signer of a scum bag who left me with a defaulted auto loan and has Absolutely no intention of paying it back. I have been threatened by so many debt collectors to pay this loan. I offered to make payments but they want all the money NOW or nothing at all. Or they will accept $500+ payments every month. I don’t even think that’s what he was paying for the car. What I want to know is what is the worst care scenario and most probable scenario if I’m eventually taken to court over this stupid mistake I made?


Where can I get an auto loan to purchase from a private seller?

I already tried capital one, road loans, eloan. I have new credit, is there any other place I can get a loan from? ***Please, no answers with I can get you loan” and a “Please contact me at carloan@yahoo.com”- lol…***”


The government offers a free yearly credit report. Where can I find this site?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any luck with bankofamerica auto loans?

hello im considering getting a auto loan for a car for about 8000. im pretty sure i dont have credit. i know they need proof of a job, i know i can pay it off. my bank is bankofamerica. does anyone have good things to say about them. i know some places are rip offs.


I filed bankruptcy 3yrs ago and forgot to file reaffirmation for my car which was included in my bankruptcy.?

I have been paying on time for the last 3yrs and check my credit and Chase hasn’t been posting my payments to rebilud my credit. I called them and they said there’s nothing they could do about it since I didn’t file for reaffermation paperwork. So I got a new car loan and told them to come pick it up since it was not helping me to pay on it anyways. 2 months past so I called them and now they said there is a reaffermation on it,but I have the paper work that I was supposed to send in and never did. How is this posssible. How did my status change in the last 2 months since told them to come get it. Also if it was in reaffermation this whole time how come they haven’t been posting on my credit for the past three yrs. Is that against the law? Any helpful comments please. I feel like there trying to bully me.


I want to borrow 1,000 dollars from the bank. How does that work?

I want to buy a motorcycle this weekend and I need 1000 dollars in a loan. I have never applied for a loan before. What can I expect? Interest rate? Amount of time to pay it off? Im also 20 years old with pretty much no credit built up. Can I even apply?


Need advice on a good debt consolidation company that can help me!?

Hello, Im in much credit card debt, around $40,000, and was wondering if someone knows of a good reputable debt consolidation company that can help me, Thanks.


H&R block Emerald Card… How to take all money off?

Does anyone know the quickest,fastest,cheapest way to withdraw my 4800 on my Emerald Card? Please help. They are taking money from me. I already owe them 5 bucks just for checking my balance. I didnt get the money back yet but WILL 1-2 days. HELP!!


I got a pre-approval on an Auto-Loan?

I have a pre-approval on an Auto-loan. Applied through the bank and everything is a go. But I haven’t picked out the final car yet and I’m told I have 60 days to use the loan but the first payment is due in 30 days. If I don’t use the loan in 30 days will the payment still be due?


If you file chapter 13 bankruptcy, what can you exclude?

Just curious that if you file Chapter 13 bankruptcy in California, are you allowed to exclude your vehicle (since you need that to get to and from work) and can you negotiate the rate or payment for your home (since you need somewhere to live) or do you have to include those debts too?




















































Which bank will make me an unsecured/personal loan?

Which bank will make me an unsecured/personal loan?

Which bank will make me an unsecured/personal loan with the best terms and will lend me the most money just based on my credit score alone? I have good credit (725 on all three bureaus), but I don’t want to use my home to borrow. Any suggestions on good banks that will not verify income and just go by my credit alone?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Chapter 7 Bankruptcy Dismissed?

During our seperation, my ex-husband filed for chapter 7 bankruptcy. When I was notified of this, I called the court and made them stop the bankruptcy. Now we are divorced and all our debts were resolved. Why is the bankruptcy still on my credit report? I stopped it before it started (so I thought). I dont understand why it is still sitting there when in the report when I decided not to go through with it. It was a voluntary dismissal. What can I do to have this removed?


Poker phrase… Juice is running?

I just saw the movie Rounders for the first time and in that movie they say the juice is running or the juice is still running. I have heard that before but what does it mean exactly?


Why is poverty an important issue?


In a chapter 7 bankruptcy will the court use my discretionary bonus made over 6 months previous?

My salary falls beneath the means test but the bonus puts it over. Will I qualify for Ch 7 if I wait the 6 months so my bonus is out of that range?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What if you use someone’s credit card to shop online without them knowing?

Okay so my mom found out my dad is cheating on her; then they got in a fight and my dad moved out. But before he left we got his credit card number. And well my mom and I went on an online shopping spree and the grand total was of about 6 thousand dollars. It was all placed under my Dads name & we used a fake email that we made up that contains his name. Can we get arrested for this?


How is an automatic stay on wage garnishment applied?

I’ve had a wage garnishment applied to my last paycheck. I filed bankruptcy this afternoon. Will this put an automatic stay on the wage garnishment? Do I need to contact my payroll department & inform them of the bankrupcty filing? How will they know NOT to garnish future wages?


I filed for chapter 7 bankruptcy, will I still get my tax refund?

Single with one child, supposed to get $1900 back.


Which bank will make me an unsecured/personal loan?

Which bank will make me an unsecured/personal loan with the best terms and will lend me the most money just based on my credit score alone? I have good credit (725 on all three bureaus), but I don’t want to use my home to borrow. Any suggestions on good banks that will not verify income and just go by my credit alone?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday Loan Debt Is Killing Me! Tips Please!?

Is it better to let them sue me. Will that stop the outrageous interest rates. I only have one loan remaining but it will take 5years to pay off. After I get paid I barely have money for groceries. I had to get a second job and use food pantries. So paying more than the min. is almost impossible. I have learned my lesson I will never borrow money from anyone again!


Are there any legitimate debt consolidation places?

I have massive credit card debt. I don’t blame anyone but myself for this. However, the interest rates on the cards has gotten ridiculous. I have never missed a payment or been late, but my simple debt, meaning my debt to income ratio, precludes me from getting a normal loan or new credit card to which I could transfer some funds. All my cards are maxed out as well. Again, I could site the bad economy and poor job market, but ultimately I ran up this debt. The monthly bills for the CC’s alone represent a third of my pay. My debt to income ratio is 100%. Meaning that I make just enough money to pay my minimum payments. But at this rate, I will be paying my bills off forever. Are there any legitimate debt consolidation places out there that can help. My credit is extremely important to me, hence the reason I have never missed a payment or was late on one. I do not want to declare bankruptcy or do any kind of consolidation that puts a black mark on my credit. I own a home now, but because of the realestate crisis, I’m under water with that as well, so an equity line consolidation is out of the question. I don’t think that I am so out of the ordinary. I feel like I’m in the majority of americans suffering in this economy. So, can anyone help? Are there any hardship loans or consolidation services that actually help without hurting your credit score. thanks


What is the credit report company that does not charge to check your credit?

is it free credit report.com that does not ask for a credit card number to get your once a year free” credit report? please give me the web sight name and address.Thank you”


Where can I get a free credit report? I heard that we are entitled to a free one a year?


File bankruptcy how many years will it take to get a bank loan in ny?


Under the new bankruptcy law……How long is the waiting period before you can file chapter 7 again?


Do I have a chance of getting approved for an auto loan?

The auto loan request is for 9,000.And it was requested at wellsfargo. I did the request at 1 pm but they havent called me yet and its now 4:30 pacific time will they tell me today and is it a good sign that they havent denied me yet? What are my chances? I am a first time buyer and my credit is fair but I have a sizeble income and even though my credit is only 2 years old I have been taking care of it. What are the chances of approval?


Why can’t credit card companies verify my identity?

We filled out the credit card application completely – including a social security number, current address, and phone number. The only thing I can think of is that we only have cell phones, and his father is still paying for his cell phone (it’s a family plan). Would this be a reason why? But again, when I got my first credit card at 18 I didn’t have a home number, either….


Which bank will make me an unsecured/personal loan?

Which bank will make me an unsecured/personal loan with the best terms and will lend me the most money just based on my credit score alone? I have good credit (725 on all three bureaus), but I don’t want to use my home to borrow. Any suggestions on good banks that will not verify income and just go by my credit alone?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will a used auto loan raise credit score?

i have three negative accounts on my credit report.all went to collections two of them credit cards. i paid everything off two years ago and my score is only at 592 but i havent taken any new credit cards or loans since then. there are 5 hard inquiries. i really need a newer car but a payment isnt something i want to take on rite now. in the long run would this help my score over the coarse of two years or so? or should i just get new credit cards and use them in-place of debit and cash?


Get an auto loan in florida can i buy a car in new york?

My credit union is located back in my hometown in Florida but im in the Army stationed in New York. If the bank was to approve my auto loan could I get a vehicle in New York if I found one up here?


Am I paying my house insurance twice?!?!?

I just purchased my first house in July 08 and I am set up on a escrow account. I have allstate insurance, but I am totally confused about what the escrow account pays. I thought it pays for my pmi, city taxes, and homeowners insurance. Is that wrong? Allstate sends me a bill online everymonth for $48 (which i pay online out of my bank account) are they being paid through my mortgage company too. Im confused Help me out here


Names of bad credit mortgages please?


Money or Loan to Start a Small Business?

I have been thinking about starting a small business for years now. Does anyone know anything about this or how to get started? Would I just get a loan from a bank? I have heard of some people getting grants from the government, anyone know if this is true?


Debt consolidation and auto loans?

is there any free not for profit company that i can uses to get my auto loan debt considilated so that i can get out of repossesion.


Chapter 7 Bankruptcy question??

Here’s the scenario. My father has recently passed away and now my mother lives on her own and has to pay the bills. She has home bills and many credit card bills, but doesnt really make enough to make ends meet. Can she file Chapter 7 Bankruptcy and what are the cons to filing chapter 7?


Can debt relief companies help with payday loans?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the difference between interest rate and late payment fee?

There’s a minimum payment to prevent late payment fee? Like if you need $40 and only paid $30 does that count as minimum?


Bad credit auto loans?

A couple years ago I had a personal loan go to collections. A relatively small amount $4000. I’ve been trying to work with the collection company to pay of the debt, but they’re basically saying I have to pay them a lump sum or go to court, and I can only afford to make smaller monthly payments, so this has just been sitting out their killing my credit rating for a few years. I make decent money so i’m sure i can get the thing payed off, but it will take a few years with all the other bills i have to pay on top of it. Unfortunately though my car is breaking down on me, and I really have no choice, but to get another one. I’m going to have to find someone who will give me an auto loan to do that though and with my credit in the shape it’s in i don’t know what my options are. Any suggestions on how to get a decent deal on an auto loan when your credit isn’t very good. I’m sure i can find one, but it’ll probably be for an outragous interest rate.


What is the average amount a credit union will loan a member who has no credit for an auto loan?

Okay, so most all the answers mentioned it depended on the steadiness of the job I have, which I knew prior but failed to mention. I’m on a 4 year contract with the Marine Corps, and only 1 year into it. As for the down payment, I’m looking at a car around $33k, I’ll be putting down around $22k. Surely that is enough to show the credit union (that I bank with by the way) that I’m trust worthy enough for the other $11k or so?


If a house goes on a short sale but seller later files bankruptcy, what happens?

does this mean the house will go into foreclosure?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I check my credit score for free?


Which bank will make me an unsecured/personal loan?

Which bank will make me an unsecured/personal loan with the best terms and will lend me the most money just based on my credit score alone? I have good credit (725 on all three bureaus), but I don’t want to use my home to borrow. Any suggestions on good banks that will not verify income and just go by my credit alone?


Does anyone know how possible it would be to refinance an auto loan when the auto loan has an…?

I don’t know if its possible to refinance my husbands auto loan if his auto loan has an attached loan. He recently needed a loan and the only way they offered him a loan was to refinance his auto loan and it left him with a high interest and such so is that still possible for refinancing? And if it was just refinanced for the additional loan just back in may is it possible to refinance in july for lower interest rate or is refinancing to close together bad? And if the bank that has the loan right now if they have lost the bill of sale and owner documentation does that make it impossible for me to refinance the car? thanks.


Auto loan? Just started new job.?

Well I am looking at this car and it is 5000. I just started my job 3 days ago and plan on staying there for a while but before this one I was unemployed for 8 months and did not work there long at all. I will get my dad to cosign but he is retired but has very good credit. Will this be enough to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My friend got his credit card stolen?

His card was stolen and after he got off work he called it in and wanted to get the card cancled and report it as stolen. However the bank never retured his phone call (he left a message because the bank was closed at the time). He left several messages actually. The bank never got a hold of him (he kept calling several times a day) untill 2 weeks later. After that they said it was too late and are now making him pay for the $600 that was charged to the card bythe theft. I thought that once your reported the card stolen you were no longer liable to pay what was being charged? I mean you aren’t the one paying it. Can they really force him to pay for it after he already reported it stolen before the charges were made? If not what can he do about it? I’ve never had my card stolen so I don’t really know how it goes so I can’t really be much of a help to him. -Thanks


Can I check my credit score without those fee payments every month?

I want to check my credit score and pay a one time fee. I dont want to use one of those websites such as freecreditreport.com that charges a small fee every month and that makes you pay a fee to see your credit score.


Credit question. Is there a way to remove a late payment from one company on my credit report?

I had a good record for the past 2 years with an account I have with Best Buy through HSBC and I was unemployed and made a late payment. Now it says that I have a 30 day late payment on my credit score. Does anybody know how I can remove this? and any idea on how many points my report drops from this?


Questions about Monopoly Game? Building Houses?

ALSO What is a mortgage? and when someone lands on my house, when do they pay rent and when do they pay rent? Or am I the one who pays rent?? What exactly is rent? And when you land on a site do you pay for the site, and then put a house on it? Or do you pay the price for the site, AND 50 dollars for a house?


I got a capital one auto loan pre approval”. Already have a auto financed through them…?”

It says on the paper i would need to be 2 month int’o my current (which I am)…. Can i get another car? can i apply for a blank check instead of using their approved” dealer?”


How do i get a credit card?

I’m not a student anymore, so I can’t apply for a student credit card. But I have never had a credit card before and I have been denied a couple times. Apparently, applying for too many credit cards could lower my credit score. But my credit score should be fine! Any suggestions?


Do banks give personal loans?

Do banks ever give personal loans. Why they all seem to refer to experian for their refusal. Their interests rates are so good but they always say regret. There seem to be a lot of pay day loans but the interest is ridiculous. Is there a genuine bank which can lend money to pay back in 48 to 60 months


Is A mastercard a third party credit card?

Im wanting to get a hotel and my parents said they would pay. So i called the guy and he said its fine if they use there card, but they have to fax information if its a third party credit card


What is the best online software that private detectives or other people use to find people?

I know there are some sites, such as zabasearch and others where you can get some information on people for free, and other sites where you can input a credit card to get some information, but are they really worth it? I would like a serious site, one that is proven to work most of the time for people finding and background checks, and is reputable. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is the credit score on your credit report?

man every time i get a credit report once a year i never see my score


Which bank will make me an unsecured/personal loan?

Which bank will make me an unsecured/personal loan with the best terms and will lend me the most money just based on my credit score alone? I have good credit (725 on all three bureaus), but I don’t want to use my home to borrow. Any suggestions on good banks that will not verify income and just go by my credit alone?


What does Purchase APR and Transfer APR mean?

And lets say I have $100 – what would my purchase and transfer APR equal? Thanks


What are the chances of me getting approved for an auto loan?

Hi, I’m 18 years old. I have no credit. So far I’ve been employed since late November. I make around 300+ a week. I have no bills except my phone bill. The thing is with my job, I don’t get paid with checks. I get paid in cash. Every Friday. I’m an independent contractor. My boss does direct deposits into my account. Yes, I’ve filled out the W-9 form so don’t come at me. LOL. I don’t want a big auto loan. I’m looking for something maybe around 5,000? Any tips? Suggestions? Am I stupid? Lol I’m new to this so don’t give me a hard time.


Best buy credit card/ credit card?

Can I get a best buy credit card if my credit score is 675? , I’m 18 and trying to get a laptop to make payments on it . What credit card companies would accept me that have little apr or something like no apr for the first 6 months ?


If you have a fixed house loan – what happens if you sell your house?

Can you pay out the fixed loan or do you just continue to pay it after you have sold your house till the fixed term ends?


Pick up truck insurance for a 17 year old (F150 5.4LTR)?

Hi, where can I find pick up truck insurance for myself (I’m 17, soon to be 18, my truck is a Ford F150, 5.4LTR) Thanks




















































Which one is best bank for education loan in India..?

Which one is best bank for education loan in India..?

i need loan of about 10 lakhs for study in indian marine university

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Hello I’m already approved for an auto loan but where can i get down payment assistance?


For my 1st car should i get a 2008 honda accord or a 2008 maserati?

My dad told me that i can get any car that i wanted and i want either a 08 honda accord or a 08 maserati????help plzz


I cant remember what credit report site i signed up for!?

this is a little embarrassing but i signed up to a free credit reporting website on a free trial basis, i dont want to be charged the full price, but the problem is i cant remember what site it was is there any way to find out what site it was? i really dont want to get charged!! it was a site with three reports in one” or something like that oh man help!!!”


Auto loan at 18- how can i get it?

Im 18 and have 4 store credit cards, ive only had them for 4 months and i went for an auto loan today and i wasnet approved cause i have no auto score? what does that mean? how can i get a car loan without a cosigner, how long do i have to wait? if i pay my credit cards for about another year can i then get approved? my crdit score is high so i was confused.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you don’t receive instant approval on a loan, does that mean you are probably denied?

Auto loan from a credit union I received an email 4 minutes after applying online.


Will I be approved for an Auto loan?

I want to purchase a 2009 Range Rover that costs about $35k….I have little to no bills, just the usual bills totalling around $1600 dollars a month. I am employed full time with a salary of $65k a yr. However my credit score is poor-right around 600. On my credit report their is one loan in good standing for my current car. I have recently taken care of some past due accounts and one defaulted loan has dropped off as it was over 7 years ago. I am able to put down $5000.00 toward the purchase of the new car.


Where can I go for a free copy of my entire credit report?

I am having some trouble with my credit. I now that I have some credit card debt, but I am taking care of that through debt consolidation. I know that I have tons of medical bills, and tons of student loans that are not getting paid back. The thing is I don’t know all of these because I am not recieving bills. I was wondering if there was a place I could key in my name and maybe my social and have a credit report come up that would show me how much I owe exactly and to who.


Which one is best bank for education loan in India..?

i need loan of about 10 lakhs for study in indian marine university

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens when the USA goes bankrupt?

Do we have to give the west coast to China?


Can I join the army with bad credit?

Okay, so I defaulted on a credit card, a medical bill, and a couple other things a couple years ago like an idiot, not thinking I’d do anything like this… I’m only like 2500 in debt or so though. Can I still join? If not, does anyone know how I can get a loan to consolidate my debt?


I have been thinking about applying for a loan online. Would you advise for or against? Any recommendations?

Want to get a consolidation loan online, for ppl with bad or no credit. Found some sites but don’t know if they are trustworthy. Maybe someone has done this before and can advise me. Thank you for your answers.


Where can I find free people search engine that is actually free 1 not requiring credit card I have used kgb ?

Kgb doesn’t seem to get me very good results I need a list of email addresses and social networks


How do I get a cheap divorce in Florida?

We lived in NY when we were married so it will be an out of state divorce, if that makes a difference. He still lives in NY but I’m in Florida. He refuses to pay half of the divorce. I guess I have to bite the bullet and pay but I don’t make much money. The cheapest I heard was a place that does the paperwork for $348 but then court fees are an added $350. Any suggestions?


My permit expired. Once I renew it, do I have to wait 6 more months before I can get my license?

CA law says you have to have your permit for 6months before you can get your license. I had mine for one year, it expired then and I need to renew it. Once I do, do I have to wait another 6months after my renewal date before I can get my license?


How can i lower my credit debt or get my interest rates lower so i can prevent from filing bankruptcy?

i have excellent credit but my payment are eating me up alive….my income has decreased and i am barley surving but having to pay exorbant interst rates …i have to have an unsecured loan any suggestions


Where can I find a loan shark in michigan? Very serious, please do not respond with payday loan places.?


Which one is best bank for education loan in India..?

i need loan of about 10 lakhs for study in indian marine university

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is owner financing a good idea for buying a house?

Since our bankruptcy was discharged about a year ago, we have a lot of money and income, ust no credit to get a conventional loan.We would not be going above our means in buying a house, and I was wondering if purchasing with owner financing is a good idea. I know I should make sure the seller owns the house free and clear, but even if they do I realize there is some risk. Wouldn’t it be pretty bad for the seller if I moved in and just didn’t pay? I mean, would it take like a year to foreclose like the banks have been doing lately? Just seems like a huge risk for a seller. Then again, it might just be the same as evicting a tenant that is just renting, I don’t know, just curious there. Anyway, how are the contracts typically drawn up? And is just any ol local attorney good enough to help with the contract? A real estate attorney that is. I have read that some have a balloon payment after like 5 year, in which case by then we would just get a conventional loan to pay the rest. Just wondering if anyone has done this, or know the best way to go about doing it. The city we want to live in ahs NOTHING good to rent, and since we can’t buy conventionally for a while, this seems like an option.


I’m looking for a (REAL) free credit report website. If it only costs .25 cents its not free.?


Blue sky Financial and Loan Aid Inc. are Scam companies.?

There is another scam company out there name Bluesky-Finacial. Look out for that. They use the same process as Loan Aid Inc. does. They tried to scam me, I had to call the cops on them.


I Dont understand why they wont give me a credit card?

hi, in the last month i have had credit file fully amended due to incorrect default listings, but i have tried applying for credit and have been declined more than 5 times within the last 3 months. Why is this? it seems that no one will give me any credit. the only thing that i have been approved for was a payday loan for $1000. what do i need to do? do i have to start saving? can any1 help me please…………


Accrued interest on an assumed mortgage loan is entered on the closing statement as a?

1. credit to the seller and a debit to the buyer 2. debit to the seller and a credit to the buyer 3. credit to both the seller and the buyer 4. debit to both the seller and the buyer


Best buy credit card, how long does it take until they increase your limit?

i got a best buy card about 4 months ago for like $500 and come on! at best buy that doesnt buy you the good things (computers, tvs ect) my question was, how long did it take you until they increased your limit. i know of people who have $2,000 or even up to $5,000 credit limit there.. thanks.


What are some national fiscal policies that can affect mortgage rates?


What are the requirements for an auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to hide online status on runescape?

so how do you do this? or can you?


How can i find my credit score if i do not have a credit card? I use cash or a check?

I do not want to pay the high cost of interest on credit cards.


Can i refinance my auto loan?

i basically had one option when i bought my 2005 toyota corolla, which was to get a $15,000 blank check” auto loan at 17%. now i’m down to ~$8


Has anyone ever used choice personal loans and are they legit?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What happened to freecreditreport.com?

Why is it freecreditscore.com now and what happened to the band?


Which one is best bank for education loan in India..?

i need loan of about 10 lakhs for study in indian marine university


Where is a good place to get a car loan?

Well I have money down but a okayish credit score. Just want to make sure I do this right.


Looking for consolidation loan. bad credit. steady work history.no credit cards. several payday loans.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How old can a vehicle be to still be able to finance it?


A payday loan plz?

im looking for a payday loan in the uk where i can repay by direct debit [other than pounds till pay day] can anyone advise me


Is there a website that tells me my credit score for free?

NOT a report just my score.


Is it possible to file bankruptcy by myself (with no attorney involved)?

Unfortantely due to divorce and the economy I’m very behind on my utilities and credit cards. I feel helpless. I need to file bankruptcy ASAP. I live in Pennsylvania. Does anyone know of a very cheap attorney? Is it possible to do it by myself? I’m looking for as much information as possible.


Can I trust Up2Drive.com. Its a auto loan credit online.?

i want to buy a use car, but don’t have the money, but can make the payment. Give suggestion.


Student loan refund?

I just got an email from my school saying Due to recent changes affecting your tuition account with ECPI University


Is it a good idea to incorporate auto loan into a mortgage?

I have no other debt besides my auto loan for my truck, which is $500/month. I have 4 years left on this loan. I would like to buy my first home this year or the next. My credit score is above 720, there are no negatives on it, and I make $35k/ year. What are my options? Can I ask the mortgage lender to include the truck in with the house payment? Or if I can get approved for one, should I try and get the mortgage without incorporating my truck payment with it? I know the BEST thing to do, would be to pay off my truck first and THEN look for a house, but I don’t want to wait 4 more years to buy a house πŸ™


How much can a person afford when buying home with a income of 58,000 a year?

is it differnt from state to state


Is a cash advance from a credit card considered income on a tax return?

Would a cash advance (in the form of a purchase check” written to cash and deposited) be considered as income on my 2008 tax returns?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I know I am getting the best home loan?

my wife and I are thinking of going with a mortgage broker, because we think that they can get us the best rate. and we think that they know witch companies are trust worthy. does anyone have any advise for us?.


Which one is best bank for education loan in India..?

i need loan of about 10 lakhs for study in indian marine university


How to refinance an auto loan?

We just bought a car today with a high apr, we used the dealer’s financing. We have a great credit history however our ‘auto’ credit score is lower than our overall score. What is the best way to refinance an auto loan? Is there a way for us to repair our auto credit score, if so, how?


Does a debit card count as a credit card?

meaning the places where they ask for a credit card can i use a debit card.


Should we file bankruptcy?

My husband and I own a home, (1 mos behind on payments), a paid off 2001 car and we have about 35,000 in unsecured credit card debt. We just received a notice of court date for default judgement. We live in TX so all they can do is get judgement and seize bank acct. Should we file and get this over with so we can start over? We do not want to lose our house and I’m scared……


What’s A Mortgage?

I’m still young, but I really like thinking about my future and everything. And soon, I hope to make my own money to help out my mother and I. But this house I really like has a bit higher of a mortgage ($2,000), and I found it on Zillow and it’s my dream house! I’m just sort of worried about the mortgage thing. Is it just insurance, or like rent? When the house I want is NOT rent. It’s to buy. Please try to break down a mortgage to me. I’d like to know more about it. Thank you!


Can I use an unsubsidized Stafford Loan for personal use?

I forgot. Yes, I am a full-time student enrolled in a university. My parents are paying for the tuition and I don’t need room and board, food, etc. since I commute a long way away from home every day. I don’t want to work while in school (not a factor of laziness, trust me) so I was wondering if I will be receiving a check every disbursement to spend whatever I want on it or will they be checking what I spend it on. I want to spend it on gas (I have to use my own money for this) and it doesn’t really count into tuition, room & board, books, etc. but I do need it to go to school. I also want to buy expensive clothes and put the rest into a money market account.




















































Which bank providing home loan for patta land Purchase?

Which bank providing home loan for patta land Purchase?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there a website where you can view your credit report free, no credit card needed?

Every other website that says it can give you your credit report for free asks for credit card numbers( I don’t have any cards) does anyone know of any that don’t require card numbers? thanks


Do i have to put spaces in between a credit card number?

when i enter it on amazon. cause they keep declining my visa debit card :S the name and the expiration day are correct…


I want to buy a new car.The car I own now isn’t payed off.Can I transfer my auto loan to pay for the new car?

I am interested in buying a new car. The car I own now isn’t fully payed off yet. Is it possible to have the loan attached or transferred” over to the new car


How hard is it to get approved for an auto loan with bad credit.?

I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any bankruptcy attorneys or paralegals on tonight?

if there are and you are willing to answer a q it is greatly appreciated. if you file chapter 7 and put the address they listed on your credit report(s) for the creditor’s matrix, and it gets returned, are you still responsible for tracking down the right address?


My friend wants to borrow money…?

Hello! I am 20 years old and my best friend wants to borrow $3000 dollars from me to get a car.We agreed that he will pay back 100 dollars or more each month and also use his savings bonds that his dad bought him. I trust him very much. I’ve known him since the 6th grade, so it has been 8-9 years. Pretty much grew up together and lived 3 minutes from each other. HOWEVER, since this is a lot of money, I want to make sure I am paid back!!! Therefore, I was thinking of writing out a contract, and then both of us going to our bank so we can notarize it! Will this hold up in court if he doesnt pay me back???? What do i need to make sure it says in the contract?? Thanks for your help!


Free credit score sites?

Are there any legitimate websites that I can obtain my credit score?


Which bank providing home loan for patta land Purchase?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are co-signers reported on credit for auto loan? (texas)?

Im a co-signer on technically my own car. I dont know how that happened with my girl being the primary. But anyway, I use to live in Illinois and they didnt report because they said it was an illinois law or something. How do I find out if this is the same for Texas? I would like these payments to show on my reports. I am with Chrysler Financial.


Has anyone given money to bankruptcy seven and find their website is down.?

I originally went thru them for BK filings and everything went great. One year later my friend did the same thing, they took his money and never did he recieve a response after that. We have called left message on a voicemail but nothing and that was 3 months ago. When you have to file bankruptcy $199.00 is almost your world. What can we do go to the banks or the local authorities?


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can i get personal loan without salary slip ?


Credit report?

where can i get my credit report and score free w/o having to give card info.? i don’t have a credit/debit card.


Pre approve auto loan?

What if I get a $26000 pre approved auto loan, but the car i buy only cost me $23000?


Home loan with a credit score of 597?

What are the chances of getting approved for a loan to buy a house with a credit score of 597? just curious, thanks.


I am thinking about getting a loan using a loan shark?

anyone have any thoughts about loan sharks? any good ones around at all? i know its not the best think to do but we need the extra cash right now


Which bank providing home loan for patta land Purchase?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


HOW TO FILE FOR BANKRUPTCY?

I have a huge student loan, huge bank loan, 3 huge phone bills , cable, internet and another bank loan (some i got for my friends in my name). Now that i just go divorced i tryed to pay the debt back but cant. I need to go bankrupt and want to start fresh. * How do i get bankruptcy? * Does it stay on my credit record FOREVER ? I know that it goes away after 6 or 7 years but i do not know if after those 6 to 7 years is still someway of someone knowing about it!?!?!?! * And how long and how much does it take to get banckrupcy!? * Any other ideas coments, experiences or words of wisdom would be helpful~ Thank you!


I had a credit score of 710- 36 months ago, today (due to some personal challenges) my FICO score has?

dropped to 492 making it impossible to get a car loan. I, along with my wife, have over $30,000 in unsecured debt; as strange as this question is, if I were to file bankruptcy, would my FICO score go up???


Is there a fastfood restaurant in the Philippines that accept credit card?

I want to send a surprise food delivery order to my family in the Philippines but I wonder if there are restaurants like Jollibee and Chowking that accepts credit card online. Any suggestions? Thanks!


Prepare the journal entries to record the reimbursement of petty cash fund?

Prepare the journal entries to record the reimbursement of petty cash fund. General ledger account Petty cash has a balance of 3,000.00 Coins and Currency – 152.00 An IOU from Allison, an employee for cash advance- 740.00 Petty cash vouchers for the following: Softdrinks- 200.00 Rice – 143.50 Papers – 1,700


How can I get a personal loan post bankruptcy?

I am looking to take out a personal loan to help consolidate some high interest short term loans that I took out to get me through some rough times. ( I am looking for roughly $3000) I did go through a very rough situation and am trying to get back on my feet. Where can I go to get a personal loan where they will consider my request even though I have had a bankruptcy? My bankruptcy was discharged in April so it is fairly recent. I know that my credit score shows the recent hardship that I went through and is bad. But I feel that it doesn’t truly reflect my ability to repay money I borrow. I had been current with all my bills until the stars aligned and everything that could go wrong did. I want the opportunity to repay a loan and rebuild my credit and get rid of these high interest debts.


Payday Advance Loan by tomorrow?!?

I need a payday advance loan of $200 fast!! I’m 19 and I live in DC. Any LEGIT website suggestions?


USDA Guaranteed Rural Housing Loan adequate housing” requirement?”

I live in a small older house with my husband and two young children, and we just put our home on the market and are looking to buy a better home that has enough rooms/bathrooms and better fits our needs. We have some friends who got a USDA Guaranteed Loan (we live in a rural area). This is attractive to us because our house is not worth much, and these loans don’t require a down payment. I’ve applied to see if we qualify, and I know our income is within the limit, I’m just concerned because I just saw that one of the requirements is that the applicant be without adequate housing.” Can anybody tell me what this means? If you own a home at all


Is it possible to get a credit card without my name on it?

I want a card with my money on it that to the knowledge of a stranger has nothing to do with me. Is this possible?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the max interest rate I can be charged for an auto loan?

And what is the max I can be charged in the state of NJ?


Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?


Help with Personal finance class?

Can someone please help me I dont understand this question. Thanks Beth Young Purchased Her condo several years ago. She obtained a mortgage rate of 6.75%, a very good rate at the time. Recently interest rates dropped, Beth was considering refinancing her mortgage at a lower rate. How might beth have found out when mortgage rates were at a level that would make refinancing her condo more affordable?


I used a wrong credit card number in a site mistakenly and its seems to be a valid credit card however the payment didn’t go through?

i used a wrong credit card number in a site by mistake and its seems to be a valid credit card number belongs to some1 else however the payment didn’t go through as it said(the bank refused the payment) and so is that considered to be a fraud or something illegal for trying using some1 else credit card noting that it was by mistake and the payment was blocked and didn’t go through



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How much will a judgment and bankruptcy deletion improve my credit?

Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.


Which bank providing home loan for patta land Purchase?


What do loan officers look for on a auto loan?

FACTS- Credit Score 650-670 -credit stolen and agencies working on repairing it Income- 36K+ Inquires-10 and that’s due to starting up business!! Need- auto loan for 10+ for new car for my bus. Debt to Income- I make 3000+ a month my debt is only 1000 a month. Credit cards- i have 4 highest balance 750 Auto loan current- 3000 Credit length 1yr 5 months due to a credit card. I know 30% rule so i’m getting them down to that first and then by october hoping to buy a newly used vehicle for my business. Total debt currently 4750 that’s it. Can i purchase a car with these facts?


As to a Co-Signer; Can a creditor open an account and raise credit limits without notifying Co-Signer?

I gave my daughter ( who lived out of my State) my personal information via telephone and we agreed I would Co-Sign for a $3500 limit on a account to be used for medical purposes. I never received any letters, verification calls, or copies of any contracts to sign or that had been signed. After about a year, the loss of my daughters job and her inability to pay, I got a call from the creditor demanding payment on a $16,000 debt ! Though I explained I had no knowledge of anything over and above the $3500 my Daughter and I agreed on and was never provided anything they continue to harrass me. How can they do this without any notification to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a small loan that is not a payday loan??

I have many medical bills. I am in remission from stomach cancer and my credit is horrendous. If there is anyone that can help me out with my options on obtaining a loan, that would be greatly appreciated.


There are inquiries on my credit report I do not recognize.?

These are hard inquiries, and I have not changed jobs or insurance companies lately.


How do i get my trust fund money?

Im fourteen and would like to access my trust fund money to buy a 2013 mustang shelby gt500 supersnake i know it sound stupid and irrational but with the amount of money in there i could buy that car and pay my way through college and that is all im going to spend that money on idc about emergencies or not i wont touch that money for anything but college and a car. I need to know how to access that money asap. And how much it might cost to get it


I can get a free credit report, but it doesn’t tell me my credit score. How do I figure it?

Any ideas?


Debt consolidation as seen on tv?

How good are those debit consolidations I see on TV? I saw one the other day that said if you own $10K or more you qualify for a free debt consolidation and I want to how good they are and should I trust them? Now I know what some what some of you will say just pay more then the minimum payments well I don’t have any extra money to do that.


Benefit to pre paying auto loan weekly?

Would making extra payments weekly on my auto loan serve any benefit over just adding the extra money to my monthly payments? Thanks Rob


Loans in norwich?

have tried nearly everywhere, was wondering does anyone know of anywhere in norwich where i could get a loan? or know another quick way of raising some cash, and b4 everyone says get a job” it wouldnt b quick enough


Where can i find a legit payday loan with a savings account online?

a real payday loan online with savings account


Will a 660 credit score get me somewere?

what does a 660 mean besides below average is it a bad score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cashing out on 401K & Pension Plan in CA state. Would like to know what the penalty is total & tax owe.?

so how much would i know what income ta bracket im in? if its going to increase from 15% or 25% or 33%. I make 70K in gross this year, if i take 67K out that would make 137K. should i only take half out in 2007 and the other half in 2008. If i take 27K from 401K that would mean I made only 97K this year. what bracket would that be and what is the total tax i would have to pay?


Which bank providing home loan for patta land Purchase?


Are there really government assisted debt consolidation services available to the public?

My step-mother is a disabled vet, with a massive amount of credit card debt left over from my father passing away. She’s simply doesn’t have enough income from VA disability to pay for all the debt and has been waiting for almost 2 years to get her first Social Security hearing, which still isn’t until next month. She doesn’t want to claim bankruptcy, she simply wants to consolidate a few credit cards and a small home equity loan into a single low interest account she can make large payments on. I believe in total, she has about 20k dollars worth of debt between all the accounts and is paying just over the minimum payments about $800 a month. She’s not really making progress with the current state of things. Most of the debt consolidation sites seem to simply be bankruptcy attorneys, which is obviously not what she’s looking for. We are in the Texas, so any state programs, federal programs or anything the VA might offer would be great. I’m looking for a non-profit or social service that can assist her, not just an attorney out to make some money off people who are already struggling.


Auto loan Quest. Im 20 I have 560 credit score Will I get approve?

My ex got approve for a $33,000 car no cosigner 3000 down payment when she was 18. I have no cosigner.


Guarantor home loan can the guarantor remove themselves with out our signing?

hi needing some info please , me and my partner brought a house with the help of my inlaws going guarantor for us , we have since had a falling out over family matters and they are threatening to sell the property they guaranteed our house on will we lose our house if they sell theirs we have only had the loan for 4 mths


Questions about a house mortgage FHA 203K Loan?

Ok, maybe I am confused about the deed thing. The real estate agent said that if he signs the deed over to me, I will be the owner of the house, he would just be responsible for the mortgage. Obviously, I would pay the bank or pay him every month, but according to below, this can’t happen? My real estate agent must be confused.


How can i get a credit check done if i dont have any credit cards etc?

hi im looking to get a credit/finance check, but all the websites ask me to enter a creit card details, i dont have any credit card details, is there anyway round this?