Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. πŸ™ What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































What is the best FREE torrent download site where they ask for no profile or credit?

What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is HDFC customercare number in Hyderabad?


My car was 11,000 with an 25% interest rate how much do I owe in interest?

As you can see above they say my total is almost 16,000. but when i calculate my loan by the interest rate (using the excel formula) i’m getting that i owe i only 13,000. Are my calculation incorrect?


Why are debt collectors so rude?

I talked to this one yesterday and had told them I had already spoke to them about the matter. So the same person calls again today and i tell him the same thing and he says its a refusal to pay. I told him I can’t pay it and he still says its a refusla to pay. Jack a** When I talked to a different person I already told them I couldn’t pay and told them I would call when I could. Do they have to be so rude?


When’s the best time to measure your waist? ?

I mean it expands after eating and drinking… Should you measure it then, or when you first wake up on an empty stomach? Which is the true reading? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are student loan consolidation companies legit.?


What is the best makeup that I can buy at walmart, target, or walgreens?

Also, price is kinda an issue. I gotta stay on the lower end of the price range.


Is 699 a good credit score?

It’s say my PLUS score is 699 and that’s fair. So what is considered a good score?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can Someone Please Help Me With Loans?

Use the chart in the photo to answer the questions . The price of a home is $140,000. The bank requires a 10% down payment and two points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 7.5%. 8. Find the required down payment.       9. Find the amount of the mortgage.       10. How much must be paid for the two points at closing?       11. Find the monthly payment (excluding taxes and insurance).       12. Find the amount of interest over 30 years.       The price of a home is $130,000. The bank requires a 5% down payment and one point at the time of closing. The cost of the home is financed with a 15-year fixed-rate mortgage at 7.25%. 13. Find the required down payment.       14. Find the amount of the mortgage.       15. How much must be paid for the two points at closing?       16. Find the monthly payment (excluding taxes and insurance).       17. Find the amount of interest over 15 years.      


Can I get an auto loan with a credit score of 545?

Recently the transmission went out in my husbands truck and the price to fix it is more than the truck is worth. We decided it’s time to buy a new truck, but I’m concerned that we don’t have the credit to finance a $20k truck. I have financed a car before and all of my payments were made on time, and the car is now paid off. I pay all my credit cards (3) off every month, on time. We did have a large amount of debt, but we took out a loan (with a co-signer) to consolidate our debt. What are the chances with I could take out a $20k auto loan with this credit score?


Is it illegal to rent house with a mortgage?

If I buy a house with a 15 years mortgage worth 130,000Β£, first 2 year will be in fixed mortgage after that it be free standing mortgage (meaning if the interest goes up I have to pay more on monthly bases), then can I rent this house from the beginning to help me with finance? What will be the consequences of not telling the mortgage provider, that I am renting the house? Will they charge me extra for the mortgage and the insurance? or what?


Long Term Loan for bad credit?

I’m paying over $400 a month right now in Payday loans. I think a really easy option would be to take out a personal loan and pay monthly, for 12 months. I’d need something like $1,000 and I wouldn’t an outrageous annual interest rate, I wouldn’t even mind paying back 100% interest over a year, it beats the 600% interest of these payday loan companies. Could someone please point me in the right direction?


I am trying to figrue out my home loan. How do I put 5.99% as a decimal?


What happens if someone stops paying an unsecured personal loan?

My cousin is having a lot of trouble paying off a personal loan. I helped her a few times, but I have my own bills to pay so I stopped. Since it is an unsecured loan, she is thinking about not paying the rest of the money she owes. What are the consequences of not paying the loan?


Greedy or not: is it worth 0.5% APR to refinance an auto loan 2 days after purchase? Would you do it for $240?

I was still casually shopping for used cars when I saw an amazing bargain: dealer website error listed my desired car for $3k less than what it should have been. I immediately printed it/called, so they had to honor it for 24 hrs–but the blank check” for my preapproved bank loan (60 mos@5.32% APR) wouldn’t arrive for 3 more days! So


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Co-signer for business loan?

My friend have asked me to co-sign on a business loan because of my steady income and employment record. Trust is not an issue, however my spouse and I are both in school and have school loans. Since I have to update info with FAFSA every school year, whould the fact of having my name on a business loan affect my eligibility for school loans, as well as the interest rates on those loans?


30 day lates on credit report?

Can 2 30 day lates on a car loan prevent you from getting a job where they run your credit ? can you be denied a job for having these considering they are in the last six months with a bank?


For a house that cost 150,000 roughly how much is the payment for that house monthly.?

I am interested in buying a house but I want to know if I can afford the payments. Right now I am renting an apartment for 700 a month.


Will my 10K in debt effect getting approved for an auto loan?

I have about $10,000 in credit card debt and need to either purchase or lease a car in the next couple months. My credit score is above 740 and I am in the process of paying down all my credit card debt. The debt will not be erased by the time I need to either apply for an auto loan or lease a car. This debt is left over from carelessness with my credit cards while I was in college. I just graduated and have a decent paying job and am able to pay my current auto payment (cosigned with my father), save a little (plus 401k with my employer) and lower my credit card debt at the same time. Will the fact that I have this amount of debt effect my chances for approval on an auto loan?


How quickly does bankruptcy show up on a credit report?

Does it show up as soon as you set things in motion with the lawyer, or after you have your court hearing? Just curious, since I’ve started getting letters in the mail about getting car loans with bankruptcy and the like.


Where can i cash a money-gram money order.?


Is 633 considered a bad credit score?

i had 671 but now it went down because i applied for a card for a clothing store i had no idea it’d go down like that! anyways, is 633 considered really bad? i’m trying to get approved for this house to rent and i’m afraid i’ll be rejected..


Why does Australia have one of the highest rates of asthma in the world..?

what causes it, whats it like to have a asthmatic attack? what can be done to help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happends to my deposit when my landloard files for a chapter 13 bankruptcy in California?

My apartment owner is going through a chapter 13 banruptcy on my apartments I live in. Now the word around here is that he is giving ownership to the bank and that some other tenants and I have lost our deposit because he has no money no more. Isn’t illegal here in California for him not to have our deposit or try to keep it? some of the tenants are not paying rent because of this but for me i keep paying my rent because i never beeen late almost for 4 years now, should I still keep paying? what I really want to know is I want to know waht is going to happened to my deposit, and who or where do I need to go to get some legal advice? thanks for listening!


A mortgage of 147 500 calculate the new monthly payment?

2. A mortgage of $147 500 at 4.5% compounded monthly is amortized over 25 years. After the original 7 year term, the mortgage is renewed at 3.25% compounded monthly. Calculate the new monthly payment.


From Miami, I need money fast ,need to pay my bills now, I am struggling and desperate ,Ican work. help?

I have 3 children I can work I do anything just need money fast .tell me how Thanks


I was denied my auto loan bc revolving account balances are too low” why?”

It stated on the paper that I was denied for the following reasons: Revolving account balances are too low. There are too few revolving accounts. Original loan amounts on one or more installments accounts are too low. My credit was horrible, I had many cards max out and many late payments, lots of hospital debt too. Ive worked very hard over the last year and have paid everything off. I need a car really bad but I keep getting denied. I thought keeping low balances was a good thing. Can anyone help me understand whats going on? My score is a 570 now, what can I do to get it higher and approved?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is an 8.99% interest rate high on my auto loan?

I am in the market to buy a used car. I got approved for an $8,000 loan with an interest rate of 8.99%. My credit score is 659 which is not good or bad. Is this a good interest rate or do you think I could find a better one somewhere else? Do car dealerships normally offer higher, lower, or the same interest rates compared with banks or credit unions when they finance a car to you?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Banfield Pet insurance feed back please! satisfied?

we’re trying to figure out what kind of insurance. I’ve been hearing good things about banfield. what does it cover? i have a 7 month labrador. that is a bundle of love and chaos! lol


I’m looking to erase my debt financial advice?

my husband & i have about 5000 dollars in credit card debt. he is the only one working im unable to find a job that suites the hours im able to work. well we purchased a house in may & walked into it with about 80,000 dollars in equity we currently have a 5.74 interest rate. were considering refinancing but were not sure if its to soon to do. we would take out more than 5000 if we refinanced maybe around 10,000 to do some much needed updates to the house. if we don’t refinance does debt consolidation hurt your credit? my credit is trash right now because i put my credit cards off to keep his up due to his job being strict on credit issues. i bring in 320 dollars under the table doing yardwork. any advice or options? i just mainly want the credit cards done it would be such a relief! thanks in advanced! last we checked my husbands credit score was around 600 between 624-650

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the co signer of an auto loan have any ownership if not registered to them?


What are replay rates in golf?

I’m new to golf and have been looking into some different courses and they all have cheaper replay rates”. What does that mean?”


What does MISSING STOVE have to do with VA Home Loan Approval ?

Yes, it seems this is coming from some type / category list of requirements . . we want to know What List ? Where to get a copy of this list ? I just can’t imagine a family being denied” a Home opportunity due to a stove not being there ? Aren’t there more vital issues that exist . . what if Buyer doesn’t mind


If I have 70% down payment to buy a house, do I still have to get qualified for the loan?


Is there a free credit report website out there?


Debt collection agency (Capital Management) refuses to stop calling me. What can I do?

And one last note: I had this problem with another collector a while back and did send the a cease and desist letter via certified mail. I got the return receipt and everything. They kept calling. When I called and finally got through to some type of supervisor (who knows if it even was), they kept saying they never received it. When I said I have the receipt they put me on hold for like 20 minutes. Finally he came back and said they received an envelope from me that was empty, no letter was inside and they would keep calling me. So even with a certified cease and desist letter, how do you prove” that you really sent the letter inside of the envelope?? This is ridiculous


Question for real-estate smarties: I am looking into buying a small vacation?

cabin located bout an hour from where i live. I dont want to actually live there, but I want to use it like every weekend and maybe some weekdays. –kind of like a weekend getaway. Currently i live on campus housing (year round) cause im in full-time school (i workalso ) . My question is –is this bad idea as far as investment is concerned?? I mean, do small vacation cabins/lodges appreciate at all or what? also, can you make any money renting it out as a vacation spot, or is this a big pain in the a** please sum1 respond who knows about this… thanks!


Can I get a car loan with a 580 credit score?

I have a 580 credit score however I do not have any open credit cards nor debts with them, they have all been paid. I am planning on buying a car and was wondering if with a $3500 down payment on a $12500-$13000 car I could get a loan financed. I am currently with wells fargo and I’d like a loan from them (preferably). Would it be better to get a loan with a bank, or with the dealer? Also I heard state farm does loans as well. I have been with them for a whole year now and never missed a payment. So should I try getting one from them? Thank you for the answers in advance. ps: I really don’t want to hear rude comments. I had a fantastic credit score 715 but then after moving and not getting the job I was promised I wasn’t able to pay for a while and my accounts clearly became delinquent. So now I’m paying for that. Anyways. Please no rude comments.


Please respond back……..auto loan questions?

i really appreciate the fast answers also does it make a difference if im willing to put down 2500 to 3000 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A payday loan company charges 4.5 percent interest for a two-week period. What would be the annual interest rate from that company?

(Do not round intermediate calculations. Enter your answer as a percent rounded to the nearest whole percent.)


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Auto loan question? $1000 auto loan or get a cash advance from a credit card?

So the car I want is $4900. I’d pay $4000 in cash, I’m 18 & I have no credit, I don’t think there’s any way I could get an auto loan seeing as I’m only 18. Would it be a bad idea to get a cash advance from a credit card for the rest of the money I’d owe?


Online Payday Loans?

I seen that there was some questions about them, but none recent, or that got a straight forward answer so, here’s the scenario. I was retarded and left my coat over a chair in our breakroom during lunch, a wonderful co worker took it upon themselves to take my gas money, and now..i have no money. I was wondering if anyone knew of an online pay day loan that could give me my money by tomorrow..or some day soon?? And some information about them..thanks bunches


I am unemployed and can’t afford car payments…?

i have a loan with Honda Finance, interest rate 23%. I know what a mistake i have made now, i am paying 386.00 a month and now am unemployed and can’t defer another payment b/c i am not working. I have been paying for 2 yrs on a 14,000 loan and still owe 11,000 I am in need of advice here, it is worth so much less any ideas what i can do don’t think Honda will work with me, and my credit is bad as you can see by the interest rate…


What’s the best online payday loan?


Anything I need to know before filing for bankruptcy?

I got sick without health insurance and was stuck with a $30,000 hospital bill that I have no intention of paying. I’m just ignoring the hospital/collection agency for now and I’ve gotten a lawyer who’s trying to have the hospital discharge the debt for me. If they ever did sue me, though, I’d have to file for bankruptcy. Any advice/information I need to know before filing for bankruptcy?




















































Where can I read Linger by Maggie Stiefvater online for free?

Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

A credit card for no credit?

what credit card would be good for me because I have no credit and visa and american express wont give me one because i have no credit


I want to file for bankruptcy…..?

i dont know how to go about it but i want to file for a chapter 7 bankruptcy because i havent made the best decisions with money in the past (1500 in cc bills) but my fiancees lil brother stole my new car that i got from a friend and wrecked it the day before i was going to get insurance on it and it left me with 7000 in damage to the other vehicle. i want to get rid of all of that but i dont know how the whole going about filing for bankruptcy works…. help please.? (no rude answers please)


What SECURE website can I go to -to check my credit report for free?

I lost my wallet with my Birth certificate and Social security inside a year and a half ago and I haven’t checked my credit report in a while -last time my bank did it for me -so I dont remember which site they used -please help I’m curious though I’m sure its fine cause I reported when it was missing -Thanks


WHATS THE BEST CREDIT CARD FOR FIRST TIMERS?

Im looking to get a credit card for the first time to get my credit in oder any suggestions where to go or who to chose? I would prefer something with low interest rates and a company who’s intentions aren’t to rip me off. Thanx in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a site to get a free credit report?

Some stupid people think freecreditreport.com is free if you go to that site you will find out that it is not free. Is there a real free credit report?


How can I start getting credit?

I was married to a man that bled me dry. He had very bad credit and used my name to get credit cards and others things. He never paid the bills. We have now been divorced four years and I pay my rent and utilities on time, but can’t get any credit. How can I show I am a good person without someone giving me a chance?


Rounding to the nearest tens place?

So if a number is 645, and when you round it to the nearest tens place, then it would be 65? Please clarify, I want to refresh my memory.


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score?

where can i get a free credit score/report free with no credit card required?


Is there a free credit score that u can get without using a creditcard.?

What is your score if you have absolutly no credit on your credit report ? Do you get a score?


Best way to fix my credit?

Ok so when I was 18 I was stupid and signed up for credit cards and phones…dumb stuff. Now I’m 22 and I’m trying to fix all the mistakes I made early on. So I got my free annual credit report and started calling the places that were listed as negatively affecting my score. I worked out arrangements with most of them. So a couple questions; I thought that I would have some medical bills show up and there was nothing there. Am I just lucky that they didn’t get reported or is that separate? Also I’m a student so I have student loans out, one of them is showing that it is negatively affecting my score. When I called the loan company they said that I don’t owe any payments to them until November 2012, how do I get this adjusted? Where is the safest place for me to order a detailed version of my credit report because I don’t want to get scammed. I understand this will cost but I just want to fix this while I can so I can buy a house eventually. Thanks!


Student loan v.s auto loan?

if i own a lot student loan, is it possible for me to get an auto loan? maybe $8000 i’m 21 in college. i still have a year to go.


Refinance auto loan with us bank/cars inc.?

has anyone ever refianced their auto loan with this company? cars inc. who uses us bank to refi your car loan. it says i may be able to lower my apr% to as low as 5.99% and lower my monthly payments. please check out the web site and let me know what you think if you have never heard of them, or let me know what i should do. my current loan is is w/chase is 10.14% and 539.41 monthly payments for 6yrs (72months). www.autorefi.com


How can I reduce my auto loan monthly payments?

I bought my car about a year and a half ago. My monthly payments are $252. The thing w/ my car is they over priced it by about $4500 (we didn’t know till after). I was literally, LITERALLY cornered, against the wall, with the sales guy on his knees holding my hand begging me to buy the car. After about 5 hours of trying to get away, my dad and I said yes” to the car. Now


After filing for bankruprcy, when do banks and other lending institutions consider lending to you again?


Free Credit Report??

Does anyone know where i can get an accurate credit report with out having to enter my credit card number?


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i still get a auto loan with one already financed?

Hi i have a bad credit score but i have a sizeable down payment 3000 dollars do you think i can still get a auto loan i have one already but my mother uses that car its financed through wells fargo


Master Card Pre Authorization holds spooky 7500% !?

I just bought a pen drive cost 620BDT( including shipment) from here https://www.ekushey.com.bd/ I used my payoneer mastercard to pay the cost. It gave me receipt pdf showing 620TK. and my account deduced about 8.35$ which is alright( according to my calc it is enough to pay 620TK and some other charge) But what is bringing headache is that it shows Date: 11/16/2011 03:47 Txxxxxxxx Pre-Auth Transaction-POS Signature Purchase International SSL Wireless Dhaka BGD Local Currency Amount: [Bangladesh, Taka: 620.0] Amount to charge: $620.00 under Pre Authorize Transaction list i see SSL Wireless Dhaka BGD $-620.00 i am really having a chest pain seeing -620 $ for a pendrive. Should i worry about it? Will it lead my account to negative balance? I dont have that money. In fact it would take a year for me to earn that.


What kind of acceleration rate and top speed does the 2008 harley sportster XL 883 and 1200 have?

I am 16 and buying my first harley. I have narrowed it down to either the 2008 sportster XL 883 and the 2008 sportster XL1200. Does anybody know what the acceleration rate and top speed of these bikes? Thanks.


What does the payoff amount mean for a vehicle?


AUSSIES..has anyone here gone bankrupt?

my friend is in debt just under thirty thousand dollars.. she has two kids and is single and cant afford to pay it back.. one part is a car loan ( about 17 thousand owing) and a bank loan (about 8 or 9 thousand)not too sure she want to know how it works.. i have googled some info but it seems like there is differnent types of bankruptcy?? she know it will be on her record for 3 years she just want to know how to go about it


In terms of prostitution, what is considered equivalent of money?

If prostitution is sex in exchange for money or its equivalent – what types of things would be equivalent and what wouldn’t? I can understand gift cards, gift certificates, shares of stock, tangible items, jewelry, all can be equivalent of money. How about services or labor such as mowing the lawn or driving a limo? Or services such as housecleaning or auto repair? My other question is, if I meet a girl for a date and we eat dinner and I pay for it, then we go back to my place and we can’t help it and have sex – is that prostitution because I paid for dinner? What if I met a girl I liked, and she told me she needed a $500 loan, and I gave it to her, and we had sex. Is that prostitution too? What if I was dating a girl who lost her job and she needed money and a place to stay, so I outright gave her $1000 a week to take care of her. And we had sex every once in a while. Is that prostitution too? And what if I get married and my wife refuses to have sex with me unless I pay her money or babysit the kids on the weekends. Is that prostitution too?


I need a auto loan!?

I find myself needing a new car and as many of you know, times are bad in the economy. I have no credit history what so ever I checked my credit report and there is nothing but zeroes on the report. I am 50 years old and have always saved up my money and payed cash for everything. I have $51,000 in a money market acount getting 4.10% intrest. I was wondering what my chances are of getting a cash secured loan for a new car?. I thought although I could pay cash for the car if I took out a loan it might help me build a credit rateing better then 0. Does anyone know if a bank would likely give me a $25,000 auto loan if I used my money market acount for caladeral?


What is the statute of limitations on personal loans in NC?

A friend of mine loaned me some money a few yeas ago totaling over $4,000. As the years passed I had been guilted into working fo free in her restaurant, chauffeuring her around all because I hadn’t paid her back. We agreed on a settlement of about 40% of the principle. I can’t take a decent vacation or buy cigarettes without getting grief. Without a promissory note can she take me to court? And what is the statute for that? The incident was in 2005 And please no self righteous people saying yes u owe her just pay it” that wasn’t the question.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I refuse to pay back interest charges on payday loans need advice?

Basically I don’t owe alot, wonga 450, Mr lender 140 and quickquid 122.50…. But losing my job on 16th of January my prioritys are being paid 1st car insurance rent things like that. Can I refuse whatever they put on as interest like say I’ll pay you 140 450 and 122.50 no more. Anybody having problems with payday loans and what to do as hasslingvme everyday,getting annoying I’ve said as soon as I’m back in work I will pay you what I owe and contact you but right now I haven’t a penny. Any ideas or rights I have I will not pay any interest at all


Need to pay off credit…is a consolidation loan the best way to go?

I am $11,000 in Credit card debt. Would like to pay it down as quickly as possible at the lowest rates possible. NO DEBT CONSOLIDATION COMPANIES!! Was thinking about going to my local bank and asking for a personal loan, but I don’t own a home. What are my options??


Get me out of Payday Loan HELL!!?

I was foolish and got way in over my head with payday loans. I finally closed my account and now I owe about $2000 to six different lenders. Does anyone know how I should proceed? It seems like these debt consolodation places are as shady as the loan places. How do I pick and honest one that is on my side?


What are some loan companys i could i apply for a loan?

loans for home improvement



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do i find a loan-shark in Nashville,TN ?

I need money to bid on: liquidation.com on: iPODs, laptops, cellphones, toys, clothing, etc…; that i can sell for 50% of retail& still make a bundle & X-Mas is 2x weeks away?


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


Credit report?

When I was was 19 I had my car repossed, stupid kid stuff. Now, I am responsible and paying everything on time. The only major thing is that repo. It happened over 7 years ago and the company is saying it was repoed in 2002. I have put in request to have this remove but I need evidence. How can I go about finding out the plate or any other info proving that the car has been resold. I have no info on the car, I threw away everything being it was over seven years. And yes I tried the DMV to no avail. Thanks for any help.


Has anyone heard of Resq Debt? and if so is it a legit company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


25 years old and $18,000 in credit card debt?

I know, Im beyond dumb. Getting myself into this much debt was a HUGE mistake & even worse I have nothing to show for it. But what do you think I should do. I make decent money, have $0 in savings & pretty much live paycheck to paycheck because of all of my monhtly payments. I need to buy a house in the next 2 years or so & want to get rid of a lot of this debt. All of my bills are paid on time, but between rent, car payments, utilities, phone etc. I can only make a little bit more than the minimum payments. Do you recommend a consolidation or debt management agency or keep doing what Im doing. I transfer balances to 0% apr as much as possible, but I still have a few with interest and I still $18,000 IN DEBT. I hate this dark cloud hanging over my head! I need help!!!


I am a custodial parent in new york and i am getting ready to file a chapter 7 bankruptcy?

the non custodial parent owes back arrears is that exempt from my filing.also it is not a active child support case..Do i have to tell the bankruptcy trustee about it ? Are back arrears exempt property


Auto loan, no credit, no cosigner, just relocated…?

I moved to california a month ago and am in desperate need of a car! I am 18, have no credit, no cosigner, and I will start a new job here soon full time. I have been employed at another job for about a year but I dont know if that will help me. I need a car asap. I need a loan that doesnt look at my credit and wont care soo much that Ive been here less than a year. Or another way to finance my car.


I am looking for a loan shark in the Bedford area, I am really desperate, could anybody help me?


Buying a New Car and Auto Loan Online?

I just recently graduated from college and I make around 33,000/year (about six months at the job now), but it’s time for a new car and move on from my college commuter (157K miles). Are there any options to apply for a loan online and get some quick estimates?


If your credit score is 581 is that good or bad?

i had a credit card that i havnt used or paid fees in months and i went to freecreditreport.com and my score was 581….is that good or bad?


What are some trusted payday loan companies online.?


630 Credit score auto loan question?

I keep getting answers saying my credit should be higher. I don’t know what could possibly be bringing it down, and didn’t know enough about credit to know where it should be sitting. I have never had any credit cards (maybe that’s it) and recently I had a few negative items that were identity theft issues” but sent them proof it was not me and had them removed.. I don’t know if that will lower my score with having ever had negative marks on there but as of now it says there is no derogatory reports being made? Any suggestions?”


Where can I get holiday money that is not a payday loan if I have terrible credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is worse a horrific credit score, or bankruptcy?

I like turkey’s answer but ill leave it open a little longer to get more suggestions..its horrible to live in fear of having your wages garnished or your bank accounts zapped due to past mistakes… like i said my main concern is my apartment, which i wont be able to afford if my accounts are levied and wages garnished.so i guess i should take this as a rough lesson learned and file before more damage is done..


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


Private Lender from the USA,please help. I can’t get any loans with my credit. In deep with payday loans.?


What is your opinion of check cashing and payday loan places?

Are they loan sharks or do they provide an important service to low income people?


How hard will it be for me to get a car?

Even with 13% interest my payments would only be 311 a month.. I make really good money as a bartender so swinging that is no issue.


I need to know if this is a scam before I go through with this?

I am trying to rent a house and I replied to an ad on craigslist and the landlowner sent me this e mail. Hello Maia


Is 527 a really bad credit score what do i need to do to make it better?

i have no ccjs or defaults just 2 missed payments and im not on the electrol roll what do i need to get up to till i can get things like contract phones and credit cards




















































Where can I get a true free credit report w/no strings attached?

Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Loan consolidation help?

No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?


What my little pony is Rainbow Dash’s best friend/friends?

My friends and i on psn have this my little pony joke im Rainbow Dash and we are best friends so what my little pony/pony’s are Rainbow Dash’s best friends?


Will I be approved for a 16k auto loan?

I am wondering if I will get approved for a auto loan of 16k. Vehicle is worth 30k, I have 14k to put down on it. Credit score from trans union (trans risk) is 709. Fico is 675+ being held back by 3 late payments 44 months ago. No late payments in the last 2 years. 2 auto loans in the last 2 years, one for 7,500 (paid off) one for 10k (still owe 1,800). One credit card with a limit of 1k and a zero balance on it. Total expenses between rent and my loan are 1050 a month. Take home income is between 3,800 to 4k. No debt other then the 1,800 remaining on the loan.


Does being cosigner for a auto loan improve my credit?

my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a good auto loan interest rate?

I’m planning to buy a 2005 Nissan Altima for $8500. The dealership is still running through their banks to find out what my payments would be and stuff. I’m also checking with my own banks, and my parent’s credit union to see what I can get. I really have no idea what I should be looking for in an interest rate. I don’t know what’s too high, or what is ideal. Of course I’m going to go with whatever is lowest out of the banks, but I want to know what to expect before I sign those papers. What should I expect for an interest rate? I owe almost $3000 on my credit cards. I have a $5000 student loan that I haven’t started paying yet (because I’m not done with school) and my credit score is almost 650. What’s a good rate and what should I expect?


WHat to do? Sallie Mae, Allied Interstate….?

I filed chapter 13 bankruptcy 5 years ago. I finished it a year ago and was informed that private sallie mae loan was defaulted and turned over to Allied Interstate. I contacted them after my ch 13 was finished. Allied Interstate said that After I pay 3 months of payments that they can put me in the 0.01 percent interest payment plan since my loan has been charged off. This has never happened. After 6 months I would call Allied and they would tell me something like check next month. Now it has been 9 months, and Allied has told me that there is nothing that they can do, and the guy tried to get me to settle with them ,and find a loan somewhere. Every time I call Sallie Mae, they transfer me to Allied Interstate. I have been making these payments on time for $400.00 and my loan total has been going up instead of down. What can I do?


Have you filed for bankrupcty?

I’m really thinking about filing for bankruptcy, I have 16000 in credit card debt and I’m unable to refinance my home to a good interest rate because of my debt to equity ratio. I talked to a lawyer and I forget now which chapter I’d be filing under, I believe it was 13 but could be 7. It was the one where you don’t pay back anything. Anyways, I was wondering, overall, is it worth it? what sort of problems did you encounter afterwards, etc..


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Companies making mistake on your credit report after bankruptcy. what can you do about it.?

they are still trying to collect on discharge debt;using different collection companies.


How high does a beacon score need to be in order to co-sign for a auto loan?

how high does a beacon score need to be in order to co-sign for a auto loan?


I am trying to find out if my bankruptcy has been dropped?

it is filed in georgia i need a web site so i can find out information about it


Best font websites? free or with letter setter?

where can i find great free fonts, or websites with letter setters” to test the fonts before i buy them? I know about 1001 free fonts


Concerned that I might become victim of Identity Theft/Fraud. How to protect? Additional details are below:?

I sent a completed application to Bank of America to open a new Brokerage Acct with a copy of my passport, copy of my driver license, my social security number, my checking acct no and bank routing number by fax. Bank of America said they have not received the faxed documents. I am really concerned that if these documents fall in wrong hand, it can misused for any purpose. I am 100% sure that the Bank received the fax since I have fax confirmation receipt. Can you please advise me on the followings? I will close my bank account. But the submitted documents can be misused for getting loans and credit cards etc. How can I protect my self against this? Is there any insurance available? I really want to complain against Bank of america since the bank is taking this lightly and hesitant in doing any investigation of this issue. I am just a small customer which means nothing to the bank. Is there any organization where I can submit this complaint against this bank?


What did Nathan Scott do that is related to shaving? ONE TREE HILL?

in the episode i forgot to remember to forget, nathan said he was happy that no one mentioned shaving….


Where can I get a fast loan for $1000.00. I will lose my license if I don’t get it. Someone help!?

I need a loan quick! Does anyone know of any payday loans that are gauranteed?


I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?

I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why wont best buy approve me of a dang credit card?

I am very confused on why I cant get a credit card from best buy to try and help reduce the cost of my laptop for college??? I have good credit for being 19 and I have been maintaining my current credit card for a while now have not missed one payment on it i use it to build my credit so I cant figure out why best buy will not approve me for one. my friends all got approved any idea why i cant??


Do auto insurance compaines have to view the damaged vehicle?

My boyfriend and I were recently in an automobile accident and he doesn t have gap insurace so he s freaking out about his car being totaled and the fact the value of his car is less than his loan. The girl who hit us, her auto insurance company is coming to view the car, and he s conviced this means his car is totaled. Is it common that insurance companies look at the car to see If damage is present or does it mean his car is totaled ?


Any experience with a ‘bad credit’ auto loan?

Does anyone have any experience with bad credit” auto loans? For example: roadloans.com. My credit is poor because I am only 22 and have had some issues with student loans. I would rather have the loan before going to the dealer


Question about loans in america?

Does anyone know whether british students studying in american can get out a loan? Thanks


Loan against 401-K?

I was told I can go to a bank and get a personal loan and use 401-K as collateral for the loan. My credit could not get me loan alone. I need about 2,000 dollars and have 16,000 in 401-K but only vested amount of 5,000 Can I get loan against it?


Can you get a small auto loan based on your good credit?

I’m 21 and I am self employed, I have had a credit card since I was 18 and it has always been in my name. I have never made a late payment so I’m sure that my credit score has to be decent. I’m wondering being self employed can I get a small auto loan for like 2500-3500? I also can get a cosigner if I have to. I’m just worried that they will see self employed, and I don’t have any paystubs for my wages, and also I bank through a credit union which might make it easier.


How can i get a free credit score without paying money?

i would like to check my credit scores so i can fix my credit . So I can get approve for a business loan and grant . I have been released from prison. And would like to start my own food business .


What online stores accept Checking Account info as payment BESIDES PAYPAL?

Want to shop but los my wallet and my credit cards.. Need to get a present shipped ASAP but can’t find any ONLINE stores that accept CHECKING Account info.. What happened to them??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


How can I file for bankruptcy?

I need some info on how to file for bankruptcy….


Is it better to apply for a personal or auto loan online or in person?


Where should i get my first credit card?

19 years old full time worker (5 out of 7 days 40 hours) Student( 2 out 7 days. 4 classes) Where should i start to build credit as less stressful ?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get an homeimprovement loan after bankruptcy, of 2 years,and low interest rates?


Where can I get a true free credit report w/no strings attached?


What is the implied tax rate on the highest quintile?

What is the implied tax rate on the highest quintile? Highest quintile: 2007 income= above $100,000; average income= $168,000, share of total income for the U.S. = 49.7% this is all of the info that I was given and I have to find out what the implied tax rate would be for this quintile.


How does a preapproved car loan work?

I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 4kids finally bankrupt?

They’re ruining anime as we know it and worse yet made them sing the national anthem… wth!!!


How long will it take to pay off a $5000 loan by paying $50 a week? ?


I got an Auto Loan with CapitalOne, question about model year determining APR?

Hi Guys, I just got approved for an auto loan with CapitalOne, and I’m very confused by the book with the blank check they sent me. They have a chart it in that looks something like this… The model year* of the vehicle purchased will determine your APR. Model Year | APR | $8000 | $13000 | $15000 ————————————–… 2008 or Newer 6.70% 2007-2004 8.05% 2005 or older 9.30% -1 or older 7.30% Thats all they say… It doesn’t make sense, it’s ambiguous. So if you bought a 2005 you have the option of taking 8.05% or 9.30%, haha. I know that’s not right, but seriously they should of given me more info. I looked on their online calculator and I guess it also goes by if I purchase it at the dealer or not. So if I bought a 2003 from a dealer it will still be 9.30% no matter what? Last time I checked my score was 725, think I could get a better deal out there?


Are there any home loan programs to stop forclusure?

2 part question, we refinanced and our payments are about to double, we can not afford them, my husband makes less than he did when we refinanced, so we will not qualify, withthe market I doubt we can sell, is there anything we can do? Would filling bankruptcy help or hurt?


Caculate the monthly payment for a $6000 loan @ 1.99%APR?


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Can the payday loan people call you and threaten you with arrest?

I live in california and got a payday loan about 4 years ago at that time I had every intention to pay back. But I had unexpected withdrawals from my bank account that put me at overdraft. Right now I have been unable to pay them back because I have more debts than what I make. I recently had a baby also and have been on disability which is less than what I would make at work. They called my mom and told her all about this( are they allowed to disclose information to other people other than myself?). They told her that I had to call them back that same day or they would send someone to arrest me.


Best private loan provider for nursing students?

I will be entering am accelerated BSN nursing program and will need a private loan to cover the rest of my tuition.


How do i get negative items off my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I qualify for a Car Loan???!!?

I have $6500 to put down, I have had a part time job that I have been working at for over 6 months, I make around $300 a week but I am a full time college student and have no expenses (student loans/pell grants pay for everything). My car just died and am in dire need of a new one and I want to get one that will go for a while with low miles. My reason for financing (6500-7500 dollars) is to make payments to increase my credit score because when I graduate my debt-income will be screwed b/c of all the student loans. Bad thing is, the only option for a cosigner would be my parents whose credit score is low (~600-620). I want to get approved for $6500 or $7500 so I can go ahead and spend 13-14k on a good solid honda or something with low miles. Will I get approved alone? Would it help if I got a cosigner with a 600-620 credit score? How much will I get approved for?


Where can I get a true free credit report w/no strings attached?


Does anyone know how I can get a payday loan that I don’t have to pay back for at least 3 to 6 months?

Hello, I am interested in getting a payday loan or cash advance loan with no credit checks. I do not get Direct Deposit and I need at least $1500. I would like to know if there is any place in Santa Clara County California that offers this loan with no payment due until 3 to 6 months???


Where can you do a free credit report without giving them you credit card information?

I am wanting to do a credit report but I want to do a FREE one….Any suggestions? I don’t want to give out my credit card information either….


Is a credit score of 627 bad?

I recently applied for a credit card and was rejected because I have a serious delinquency”. This “serious delinquency” was me at 18 having my first credit card and not knowing I had an $11 balance on it for over 3 months. Bank of America (whom I had my credit card with) closed my account and sent it to collections. For $11. That was the only reason they listed for rejecting me. Also it stated on the back they got my credit score and it’s at 627. For a 21 year old college student


Chapter 7 bankruptcy, your car is over 5,000 will the courts allow you keep it by paying payments to trustee?

I am looking into bankruptcy, the only on the bubble question is that my vehicle my be worth 10000.00 and I used that for work. With bankruptcy laws the value is only 5,000.00. Will the court let you make payments to the trustees if they want to liquidate it.


Is sub-leasing a car illegal in California?

I have really bad credit and even though I have been making payments, it still is in too bad of shape to get a car loan, so I agreed to take over someone else’s car payment and sub-lease it from them. He had told me that the car was in his name and we agreed on an amount. He agreed to give me ALL the paperwork a week after I picked the car up from him, so I have been paying well over a car payment amount to get it paid off as quickly as possible and now he is telling me it is actually in his Uncle’s name along with his, and that his uncle has no clue he’s selling it because, It would make it too complicated.” He has lied to me and made excuses and I was wondering




















































WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is YTS Management a scam?

I just got an email from YTS Management offering me a full-time position. It sounded a little fishy so I though I would do some research on it. I can’t find anything but the website and all the tabs you can click on have the exact same info/layout. I’m definitely sure its a scam but I would like to find some more information on it. Has anybody run into the same thing and found out anything with this company”? Here’s the link to the website ytsmanagement.com”


So, I stupidly took out a payday loan at Check ‘n Go…?

And it’s due Wednesday. Even if I repay the loan and then take out a loan again, I will be short what I need to pay my bills. Is there any secret to extending the loan, or at least extending the time before they cash the check, without any fees being due Wednesday? Even a couple weeks would make a difference. I live in Michigan.


Bankruptcy and finance.. debt etc?

If a good friend of yours has had serious financial misfortunes lately and is unable to meet her debt payments, what advice can you give? Be sure to include the topic of bankruptcy because she has heard that it eliminates all your credit problems. In your discussion, distinguish between straight bankruptcy and a wage earner plan.


Calculating my mortgage rate by credit score?

What are the average mortgage rates right now for a 30-year? I have a credit score of 746…will that help to get a lower rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Which bank(s) will I be able to get an auto loan approval from?

I am in the process of rebuilding my credit, and am looking to finance an used car. My credit scores currently hover around 660. I have had no negative factors, aside from a couple of inqueries in over 2 years. There are several judgments and public records previous to that as well as an auto loan repo 5 years ago. I have had my job for 14 years, and little debt – 2 credit cards with less than 1/3 of my limit being used. I’m planning on purchasing a $23000 car and paying $5000 cash down payment. I don’t want to rack up more inqueries but also want to get the best deal. Please help!


Filed for bankruptcy house not fully covered! HELP!?

I filed for bankruptcy. I was told that the house myself and the of two my brothers own would be protected. I never said I lived in the house. Know where does it ask in the paper work if I live in the house and no one asked. Now I’m told that only 23,000 some odd dollars is exempt! I owe 33,000 some odd dollars. I was being sued so the only reason I filed was to protect the house for my brothers. I made an educated guess as to how much the house is worth. I guessed it’s worth is $150,000 so my share would be $50,000. I did not take into account the condition of the house or the lot. It still has the original heater, no air conditioning, the leach line has not been replaced since the mid 80’s, the carport needs repaired or replaced, the drive way is cracked and need replaced. It has single pane windows There maybe other things as well. What I need I think is an appraisal of the house by a realtor. I need the house to be less than $100,00 so it won’t be worth it to the trusty to sue my brothers over. Just don’t know how to go about getting one with out letting my brothers know. I’m hoping I can take care of this on my own, so to speak! The trusty wants to settle for $10,000 up front or make payments of $800 a month for 18 months. I’m on Social Security Disability and receive $1168 a month. He said that the there would be no interest on the payments, but in affect there would be because that is a differences of $4,400. My brothers don’t know I filed for bankruptcy because I thought I had the house covered. One has a family and a mortgage and the other is working part time. So neither of them can help. Oh and the house is being rented. My brother takes care of that so does what he wants with the money. I don’t see a dime of the money! I go to court 01/05/2011 I need help ASAP!!!!!!! P.S. The house is in Durham, California. The zip is 95938


Can you surrender a home voluntarily in a Chapter 13 bankruptcy?

I hear a lot of people always say You can keep your property under Chapter 13″. What if you don’t want your home becaue it is the main source of you going bankrupt?”


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after a Chapter 7 bankruptcy is final?

I’ll leave out the details but I am almost certainly going to file. Already spoken to 3 lawyers and picked one. Would like to hear from folks whov’e been through this in the past. I’m curious what life is like” after it’s all said and done. Do you have regrets? I never in a million years thought I would be ever filing bankruptcy but I started a side business 6 years ago and it’s failed in this economy. And I’ve spent every penny I had saved up. I’ve been told after it’s discharged


Does anyone have experience with FHA (home) loans?

Is it better for my husband and I, with bad credit to work on our credit for 2 year, improve it as much as possible, and get an FHA loan, or should we make a 5 year plan and perfect our credit? Mind you, we have a 5 year old, and want to add a baby in the near future, and don’t want to live in an apartment for much longer, and don’t want to be in an rental house for very long. (But we’ll do what we have to to get a nice house for our family). My husband will be making $30/hr, minimum, and I’ll be done with nursing school in a year.


Must you pay off an auto loan before trading in your vehicle?

I purchased an Acura RL back in October 2007. I have an auto loan with Navy FCU. When would I be eligible to trade in my vehicle for another vehicle of equal or lesser value?


Student loan refund?

I just got an email from my school saying Due to recent changes affecting your tuition account with ECPI University


Renting my house out, should I tell my mortgage lender / switch mortgage?

Hi I’m currently living across two places and want to rent my house out to cover/contribute to the cost of the mortgage. If I pursued this, and didn’t tell my mortgage company, what bad can become of it? In these difficult financial times, wouldn’t they just rather have continuity of the payments still coming in? I know people that rent properties out and pay buy to let APR’s that are a lot higher. I also know people who have rented out their house and they have had no problems with not telling their lender. Should I tell me lender or not? This might mean paying an arrangement fee of a few hundred and a much higher APR which if that high, I probably wouldn’t bother with. Thanks.


Best way to pay off a personal Loan?

We took out a loan (10.5 Interest Rate) in 2006 which is due to complete in 2014 but we want to pay it off quickly. We have Β£10,000 remaining to pay off which we can do in 6-8 months by paying between Β£1245-Β£1500 a month. Tried to set up ‘additional payments’ with bank and they gave 2 options: 1) make additional payments and settle the amount 2) put the additional payments aside in seperate account then settle as lump sum in 6-8 months and bank will pay back the interest they’ve charged for 3yr period as we’ve settled 3yrs early. Not sure if we can trust bank to give advice for our benefit………please advise!


How often can I apply for a credit card?

I have a credit card with a high interest rate and would like to transfer my balance to a credit card with a lower interest rate so that I can pay off more principal and a little more quickly towards being debt free. I understand that applying too often for credit cards can damage my score. If I’m not approved for a credit card from one institution, how long should I wait before applying for a card from another institution?


First time home buyer?

My husband and I are looking into buying our first home. The home costs 190,000 and we have a gross monthly of 2,500. Our credit is not very good. But my grandmother has agreed to cosign the loan for us, and her credit is amazing. Tuesday I will be talking to somebody at the loan office, but until then I was just wondering if we can afford that? I was looking up monthly payments on 190,000 loan and it was around 550. Our rent right now is 450, and we get by with plenty of extra. All help is greatly appreciated.


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to qualify for private school loans?

Hi! I am attending a college this fall that does not accept government funding in any way, not even personal federal loans. I have to find private loans for the next two years but I don’t think I have a credit score at all. I am 19, have worked in the same job for 2 years, have had a checking and savings accounts for 2 years, and have never done anything bad to my credit ( i.e. bounced a check, declared bankruptcy, etc. ) I have taken distance learning classes from my college for the last two years and have paid for those myself. To complete my degree I have to actually go to the college and I will have to pay about $20,000 a year. Will it be possible for me to apply for a PRIVATE loan, that size, by myself??? Thanks………


What is the longest term on a car loan and what companies have good rates?


How can i get a cash advance from my tjx mastercard without pin?


Can I get a car loan with a 597 credit score?

My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know it’s still low. Now I’m in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One………..I would prefer not to go through the stealership…………any info……..thanks


Immigration and credit report?

I’m the petitioner for my illegal husband . I may have to file bankruptcy. Does this affect the process? Do they check my credit report? I had been in my job for 6 years and i own a home that I’m going to keep. please help!


What is the maximum credit score any one can have?

I know it is somewhere above 800. What is the realistic score anyone can acheive?


My auto loan was charged off?

No.. the car was totaled & sent to a chop shop so there is no physical vehicle for them to repossess & the bank knew that because i went to thier branch to sign the poa for the insurance company …


Should I trust my mechanic?

well he’s not mine but my cousin referred him to me. my sister has also gotten her car fixes by him. but he’s been giving me the run around. he told me to come in last Thursday and then I come and be says come back Friday, he’s too busy. then I come back and he tells me to come back Sunday. I come and then he tells me to come today. I don’t know if I should and I’m not understanding why he’s not keeping his word when I have 300 waiting on him.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is the site for a FREE credit report. from the 3 credit bureau for the year?


Where can I get an International Loan?

Hi, I live in israel and I need a loan ASAP. Does anyone know companies whichgive out international loans? thanks in advance


How can I improve my credit score?

I am trying to improve my credit score, I have already paid off 2 old credit cards and paid back a cell phone company i owed money to. Now I only have one credit card that I don’t use and pay it on time every month and pay more than the minimum balance. I cannot get any other credit card b/c I do not get approved and cannot get a car b/c i do not have a job and I do not need a car b/c I already have one. Thanks


Is there anyway to expunge a repo off your credit report?

i was a few months behind and it was not a buy here or pay here lot, i tried making two payments but my check bounced



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there any place to get an auto loan that does not require an income of $1500?

I am a 21 yr old single mother of a 3 month old boy who attends college online F/t and works as a waitress p/t at a resort. Is there any place to get an auto loan for a student that does not require an income of $1500? Paying in cash is not an option, I want to find a loan for about $10,000 or a little less so I can purchase a vehicle that will last for a few years, and will not nickel and dime me like my last car (put almost 3000 in it before my son was born and it still needs work every other month) And please no smart comments about being a single mother! That is not what this forum is for and it is not necessary or appreciated. These comments will be reported as abuse! Despite this immature action thank you….


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?


How much does your credit improve when bankruptcy falls off credit report?


MATH HELP PLEASE FAST!!!!?

Chloe Closson paid for her vacation to the mountains with a $3,000 installment loan at 10% for 12 months. Her monthly payments are $263.75. After five payments, the balance due was $1,786.20. If Chloe pays off the loan with the sixth payment, how much will she save? Round up to the nearest cent. (Hint: First calculate the payoff: Find the interest on the balance due and add it to the balance due. Add the amount of the first five payments to the payoff in month 6. Compare this total to the monthly payment multiplied by 12.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I list private school tuition as a expense in chapter 7 bankruptcy?


Auto Loan or ?!?!?! ….?

I am 21 and need to get a car for work, college, student teaching and have a good credit score, 780. I am trying to buy a 1994 Chevy pickup for about $4,500. However, most auto loans are only for cars above 2000. I work at a good job over the summer and will be paying this loan back by the end of the summer. What would be the best loan, or how do I get a loan for this truck??


Where can i get an easy loan?

i have poor credit and i need a $5000 loan


Where can you get a loan when you have bad credit because of past mistakes?

I was married before.. I think that probably sums it up.. He left me with tons of debt. then stole the son and I pay for support for a son I have not seen in 17 years. He is going to be 18 the end of this year…. I pay over 400.00 a month for him.. I am behind now be cause I was out of work for a long time… I am working now… Plus I owe back taxes from 2004 and 2005, I lost my home and owe over 9 grand in taxes after they repoed it. I am truly stuck.. Can you help someone who has bad credit to find a place to borrow enough to pay taxes and childsupport off? M


I filed Chp 7 bankruptcy and it was discharged 10/1/02. When should this come off my report? If it doesn’t?


How long after mortgage is signed can you leave your job?

We recently bought a house through an FHA program, and we needed both mine and my husband’s income to qualify for this house. At the time of closing, two weeks ago, I was still working full-time. I started graduate school full-time and I have since left my job (technically I’m still there due to some vacation I’d accrued that I’m using). Today, I get a call from my mortgage lender requesting employment verification to make sure I’m still at my job.” Is there some reason that I need to still be at my job after the papers are signed? As long as we are paying our mortgage on time


Where can i get an instant cash/payday loan” WITHOUT having a bank account? ?”


Where could i get a FREE credit score?

You know… FREE as in… I do not have to pay for the credit score. Transunion is not free and not accurate. When I called them I could not understand what the guy was saying because he had such a thick accent. I thought Free meant FREE and WITHOUT any BS conditions….


If someone has filed for chapter 13 bankruptcy but it hasn’t been accepted yet, can they sell their car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need to get a loan but most likely have bad credit or none at all…?

Im 20 i have a job and im willing to make monthly payments. I did have no credit but i got turned down by credit card companies and im guessing that caused me to have bad Credit and i need a 6000$ loan!!! People are saying prosper? Im stressed


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?


Mortgage under my name but deed has both my brother and my name?

My brother had a really bad credit rating. He bought a house but the mortgage is under my name. The deed has both my name and my brothers. The house is his and he is responsible for paying the mortgages. He has made many late payments and my credit is ruined. Now he is getting divorced and his wife is taking over the payments. She wants me to sign and put her name on the deed. I am stuck and don’t know what to do. I have asked them to refinance the house under her name but she says her credit is bad. I am scared that she may take out loans on the house and not make the mortgage payments. She says she will take a loan from the bank once her name is put on the deed to pay off the home equity loan. I am scared that after taking the loan, what if she doesn’t pay the equity loan? Is there any way out for me? I don’t trust my brother or his ex wife at this time. I don’t want to be sued by the bank for loans she may take out on the house once her name is on the deed. Please help me and give me advice on what to do. My intentions were good but i made a big mistake. I don’t want their house and only want to get out of a messy divorce.


Auto Loan with Bad credit?

I’m interested in a private loan company that specializes in bad credit auto loans. I already have a vehicle in mind through a private seller. How can I just get a bad credit auto loan?


Places that refinance auto title loans?


Can U pay Credit card bill using another credit card?

Any banks are offering such service?


Is this bankruptcy lawyer lying to my mom?

I received some toll violations that sum up 470 dollars and it is in both of our names because she owns my car. He told her that she can put those toll violations with her bankruptcy but I thought that was illegal because the violations came from the state of Illinois. Is he right or wrong?




















































Where can i go online to check my credit score without having a credit card?

Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

HELP WITH AUTO LOAN PROCESS?

How long will it take to apply at a bank (I work alot and must set aside time)? What should I bring? Should I even go to a bank for a loan? I’m a recent grad with short credit that has just as much bad debt as ggod debt. What tips do you have to increase my chances of a good deal. Btw, I’m asking for $12.000-ish. Thanks guys πŸ™‚


Is there a payday loan company that let’s you use your saving account?

I would like to get a payday loan but, I only have a saving account that money is direct deposited into.


I need a lender for a loan via the web with bad credit without money up front?

i have tried many is their someone out their that can help?


Does anyone know what a Choice Freedom Platinum card is?

Hi I got an email today saying I have been approved for a Choice Freedom Platinum card, what is it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can my partner use our property to make a loan without my consent?

I co-own a property with my business partner in Seattle, WA. The property is titled under our individual names. I found that my business partner has used our house as collateral for a loan after the house was sold last month. And the title company has used all the proceeds to pay the loan. My question is: Is the Deed of Trust (loan) valid without my signature on it? Can the proceeds be used to repay the loan even if I didn’t agree with it? Is it title company’s fault by not clearing the records on my house? If I can claim against the title company and my business partner in this case? Thank you!


Would i qualify for a small personal loan?

i am a student needing a very small personal loan (under 1000). i have a 646 credit score. i am new to credit and have one credit card. my balance varies (it usually is high, but in recent months i’ve not used it as much), but it is paid off in full at least three weeks before it is due. i don’t have a car (working toward that!) but i do have a cell bill (not sure if that counts toward credit or not) that is also paid off in full much sooner than it is due each month. i have had my credit card since january. would i have any luck applying for a small loan of ~$920? all my outstanding debt is paid off and i have no loans or other credit lines save for my card.


Has anyone had any credit repair experience with Lexington Law or Ovation Law,?

if so, what was your experience good or bad and why?


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use my household income on an individual auto loan?

I’m married, but if I apply for a car loan in my name, do they only use my income, or will they use Household Income? OR would we need to do a joint auto loan in order to qualify with both of our incomes?


How do i get a FREE credit report that doesn’t hurt my credit for checking?

help!!!! how does this work?!


Anyone know anything about BIG payday loan company?

Has anyone had anything to do with BIG payday loan company? If you did, how did you get to talk to someone about your account? I think they are a bad company. Does anyone else feel like this?


Cash converters payday loan?

I have a payday loan with cash converters, which Ive had for a year, but cant afford to pay, and not get back to live. This month I just wont have the Β£286 to come out of my bank. I naturally dont want to default, but am unsure what to do. Should I go into the shop and see if they will take smaller payments?


Is a walmart credit card a good stepping stone to getting a regular credit card?

Hi, My husband are trying to build our credit score, we’ve always paid all of our bills on time and he has a good paying job (three years) we have no debts and 4,000 in savings and we were approved at wamu(our bank) but then a few weeks later we got a letter saying they could not offer us credit because lack of credit. we recently got our credit report and there isn’t anything on it really. (I thought our rent and bills and cell counted for something!) well anyways, would walmart give us a card? do they report to the credit agencies? any other ideas? any help is greatly appreciated!


Who still does ITIN home loans?


How long after a foreclosure/bankruptcy can you buy another house?

How long after a foreclosure can you buy a house? A realtor told me people buy a house a year after a foreclosure. Is this true? I have lived in apartments for 3 years with no late payments (good rental history). Unfortunately I made a critical mistake (call it being young and dumb). I bought a house when I was 21 and decided that it was too much for me. Instead of selling it, I turn my house over to my parents who are landlords for other properties in the area(they were to keep all the profits when if they/I decided to sale it). To make a long story short, they ended up losing their business and are now stuggling themselves. So they let my house go under without telling me and now it’s on my credit listed as a foreclosure (I found out 6 months after the fact). πŸ™ I’m debating on rather to bankrupt or not… I want another chance at home ownership (now that I am older and more responsible). What should I do? How long before I will be able to buy again?


I am 25 with 25,000 in medical debt. Should I file bankruptcy?

I am married. My husband and I are both college students. We don’t have any credit card debt, but we only make 18,000 a year. He still has 3 years and I still have 4. His credit is just now getting good. All of this is on mine. We have gotten all of our other creditors paid off, but we feel like we have no choice.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long for a USDA home loan to get final review and approval?

We’ve gone through all the hoops, pre-approval letter, signed some papers, gave the lenders everything they needed to get our file together, and got final approval from the underwriter. Now the lenders sent me an email saying they have sent everything to the USDA office and they have acknowledged they received it and it’s waiting to be reviewed. How long does this generally take? And has anyone ever been denied?


Is this legal can they do this on a personal loan /auto loan from citi finance Serious answers only please?

I have been making monthly payments but payments are sometimes late but they do get paid. When I opened the account in August 2007 I borrowed $10,000.00 (payments are 337.96 monthly) and about six months ago I started watching my statements and receipts and the balance (11,343.66) was not changing not even 0.01 of a change it has remained the same. Well I called them today to find out why there has been no change to the balance at all and they told me that every time my payment is late that they just take the payment amount of $337.96 for it being late and that none is applied to the principle or interest. I do not believe that this is fair/legal practice myself can someone tell me if this is legal or if not legal what can i do and serious replies only please


Can I significantly raise my credit score by correcting a error?

My husband and I have never, ever claimed bankruptcy. We are wanting to purchase a new home and after pulling our credit reports we discovered that a bankruptcy is listed in his name (he has a very common name) from 6 years ago. We have disputed it and are waiting the 30 days for it to clear. (He contacted the court house listed and after running his SSN, she agreed there is no record.) So here’s my question: when the bankruptcy drops from his report, will it affect his credit score? If so, does anyone have just a rough estimate of how much it may go up?


Capital one charge off, payments agreed, still showing as past due.?

During a separation, my wife stopped paying the C one CC. They sent it to charge off”. Here is the problem. I called up after finding out after 17 years of good credit with this card


Can The Irs Take My Car If I’m The Co Buyer? Buy The Buyer Owes The IRs.?

Ok so me and my father have a car loan together, i pay the loan monthy and have prove i pay the car payments. he is the primary buyer of the car and im the co buyer of the car. He has some tax troubles and the irs may start repoing things. My question is can the IRS take the car. Mind you we still owe on it and i have never missed or been late on one payment. Also, I have things in his house that belong to me and have receipts for some of the items but not all. can they take those items also?


If you get sued for being a cosigner on an auto loan the primary defaulted how long till it falls off credit?

i was never notified of anything to do with this loan until i got the notice of being sued


Are there any payday loans that give money themselves and don’t have special offers”?”

I am looking for a short term loan and am getting very frustrated with filling out application after application for lenders. Once I fill out the application for these lenders they send me to more lenders. And what is is the deal with the special offers”? All I want is a short term personal loan. Can anyone help me? And are there any ones out there that a person can call?”


Does the personal info on your credit report effect your chance of a auto loan?

The personal info like at the top of the credit report itself, there is your name, address, place of residence, and where you work. I checked mine and all 3 credit bureau’s have different info. One has my first job I ever had as my job I work at now but I havent worked there over 5 years, and they have my home info as living with my mom but I have never lived where she moved to, and anther is showing I live with my wifes family. Is this something I need to change since I am going to be trying to get a new car loan? Also does that incorrect info affect my credit scoring?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to click on these free credit report internet offers? What about 3?


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?


$10-15K auto loan in Toronto: what would be the approx. monthly payment?

Hello all. If I take an auto loan in Toronto, Ontario, Canada of $10K what would the monthly premium come down to (approx.)? Assume an average tenure (the tenure most people take auto loans for). And what would it be like if the loan was $15K? I don’t have a long credit history in Canada (although I do have credit cards) and this is my first time taking a loan. So I assume that interest rates would be on the higher side. Rates of course would vary from institution to institution – I am just looking for a rough estimate. Thanks.


Co-signing an auto loan?

Hey guys. I would appreciate anyone’s help regarding a bind I’m in. I’m switching jobs and have to turn in my company vehicle. Therefore, I need to purchase a car. I went through a messy divorce a couple years ago and my ex really hurt my credit by charging up cards, taking them out in my name, etc. Long story short, my credit is suffering. I had to pay a lot of money to close accounts, etc to divorce. I’m trying to get a car and the dealership is having problems getting me financed. I think I probably could get a loan somewhere, but the interest rate would be through the roof. I make good money and my new job would have a base of 60k. The business manager at the dealership asked if I could get a co-signer. My dad is retired and has great credit. My parents are looking to move south and buy a new place. If he co-signs, will this loan on his record impact his financing, future purchases, etc? I just don’t want to burden him. The car is $15,450. Thanks for your help. Jon



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit score at 559! Doomed for home loan??

Okay for all of you that dont believe me, thats fine doesnt really hurt me because I know the truth. We met with a credit couselor and she looked everything up for him. There are 3 inquiries that we filled out. But the rest are from his info being sold. And no I dont work, and I have no credit because, I am not quite sure. I have had all my bills and my car, in my name for 3 years but for some reason nothing is on it.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?


Do you know personal loan agencies?

I have not so good credit but need a personal loan. Do anyone know of any agencies in the U. S?


Why is a residential status important to the credit card company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I pay my Discover card bill with another credit card?

I am trying to spend a high amount of money on a different credit card to get a reward thing, so I would like to pay my Discover bill with a different card. However, I only see the option to pay my Discover bill through a bank account. Am I missing something? Is it possible to pay my bill with a credit card? Thanks!


How much should my pmi be on a 240,000 house?

Also, does anyone know a ballpark for homeowners insurance also?


Is $7,000 bank loan alot of money ?

My mom is trying to get me a car, our house is paid off in full, and so is my moms car. Shes been working for the post office for 25 years, she has pretty good credit. do u think she will get it ? what determines it. She went to her bank for the loan. ANd is 7,000 a lot for a loan.


Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater” and i like your email


Do I qualify for Bankruptcy?

I was in a bad Accident over a year ago. I over over $200,000 in Medical bills. I was forced to resign from my job and I have no income right now.


How to File for Bankruptcy?

I am in debt for $20k and I dont have the money to pay it. How do I file for Bankruptcy and when I do, what happens?


Did someone steal my Identity?

Recently I tried to open a new bank account and some of the security questions asked that I verify where I opened an auto loan and mortgage. Says they were opened 2004 and 2005. I never did EITHER!!! I tried to do a credit report to see what was opened under my name and Eqifax’s site asked me to verify the same information. I was unable to do a credit report because of it. I tried Trans union and it asked me to verify a bank account number that I dont even have. These websites claiming free credit reports also ask for a credit card number which I dont have. I’m lost, I dont know what to do. I cannot open a bank account. I cannot apply for a credit card. How can I clear my name?? How can I find out my credit history when half these websites are asking me information I do not have?


Auto loan for people with no credit history?

I have no credit history, have a brand new SSN, what all options do i have who will grant me auto loan


Income tax deduction for house maintenance?

Hi, My father is a retiree and only source of income is interest from FD, he has a house in his name in which he currently resides. Can he claim tax deduction for house maintenance, if yes how much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Urgent plz! Applying online for the Tier4 student Visa to the UK before having the bank statement, possible?

I am a Moroccan resident in Italy and I want a Tier4 Student visa for the UK; the courses I want to attend start on September 24 and I am afraid I will be given the meeting for the visa too late. The rules state: β€œA Tier 4 (General) student must show that he/she has held the required money for a consecutive 28 day period (finishing on the date of the closing balance) ending no more than 1 month before his/her application. β€œ I want to make sure I have an early meeting date in the Visa Application Centre and I have a doubt: The rule means that the application cannot be done more than one month after the 28 days period ending date BUT it does not mean that the application cannot be done before the 28 days period ending date. CORRECT? SO provided that 1) I already have the money in the bank from 5 days, 2) I am sure the money will stay where it is and 3) I will have the correct bank statement on the day of the meeting, CAN I DO THE APPLICATION NOW (BEFORE THE 28 DAYS PERIOD ENDING DATE)? Please help me to figure out how to solve this puzzle. I will be grateful to hear your advice and opinions. Thank you in advance.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?


Is credit scores of 544, 503 and 494 consider?

to low for a home equity loan.


Which bank we should contact for debt consolidation loan?

we have 3 credit cards with 15K debt and paying average 15% APR …and we think we should try for debt consolidation personal loan which doesn’t require any collateral or home equity…so based on experience can you please suggest which bank we should contact for such loan?


Could I get a debit card with a bad credit history?

I have a basic account, so can’t pay my bills online or via phone and it gets on my nerves.


Euro Pro x sewing machines… do they suck?

I got a Euro Pro X model 372h sewing machine. It seems like it really sucks. It only works with the straight stitch… thinking about getting another machine. Is euro pro a good brand or bad brand???


What are the main differences between Chapter 7 and Chapter 13 when filing for bankruptcy?




















































Where can i get an actual free credit score?

Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is the decay rate of the gallium?

An isotope of gallium, 67Ga, has an atomic number of 31 and a half-life of 78 hours. Consider a small mass of 3.6 grams for 67Ga which is initially pure. Initially, what is the decay rate of the gallium? Ξ»o=0.0888 hr^-1 T1/2=78 h Ro=?


Is 11.4% interest rate too high, or should I save $ to fix my credit?

I got approved for an auto loan from my credit union bank. The only thing is that it’s my first time actually purchasing a car, but I dont want to make any mistakes doing this. I want to make sure I’m doing this right and choose the right interest rate for my loan offer. I was wondering if 11.4% interest rate too high, or should I still search around? I do understand that the better your credit is, the lower the interest rate. Also, the monthly payment is $230/mo and the loan amount is $9600 for more info.


What happened to the free credit report band?

I saw the commercial that they’re looking for a new band But what happened to the other band


I am trying to find auto lending company to finance a second auto loan fo a new car with not so perfect credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will a closed bank account due to a – affect my credit?

I’m 18 and have yet to build up my credit. However, I do have a debt card. A few weeks ago, I made a payment with my debt that caused me to go negative. They have already sent me a letter stating that my 30 day mark is almost up and if not paid, they will close my account. The payment I had made was for a family member and they have yet to reimburse me the money so I can deposit into my account. If by any chance, my account gets closed, will it affect my credit? Is there anything I can do so that I can get an extension? Thank you.


Can I be a cosigner on a mortgage loan if I’ve had a recent foreclosure?

My new husband and I would like to buy a condo that is for sale down the street from me for $84K. I have a recent foreclosure (less than 6 months) on my credit from a house that I owned with my ex-husband who kept the house but stopped paying for the mortgage. I retained a lawyer and brought him for contempt of court to get my name off the mortgage but nothing was resolved in time to stop the foreclosure. My husband has good credit (mid 700s) and a steady employment history for 10 years he just doesn’t make enough to qualify on his own for a mortgage. Would he be able to put me on as a co-borrower for the benefit of the extra income (I have been self-employed for 5 years) or is the foreclosure too recent? Thanks for your help.


Where can we get our annual free credit report online?

It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy court question?

What does it mean i have recieved a letter saying WHEREFORE, the Trustee prays that this case be dismissed for cause pusuant to 521(a)(1)and 1307(c) Does this mean I’m in trouble.


Need phone number to talk to LIVE PERSON at Experian regarding DISPUTE?

I filed the dispute years ago but the matter is currently in the legal process and I need to clarify some details of my dispute (such as proof of what date I filed it, etc) I know that numbers for live people in the dispute department really exist (not just machines to return calls) because I have called them before (years ago when I went through this) but no longer have the number. I am very familiar with dispute process and how it works, how long it takes, etc. That is not my question!


Best mortgage comp for low fico score and low income 20,000 a year?


H&R Block, Jackson-Hewitt????

Has anyone used these services for a simple tax filing? If so, what is the approximate charge and who would be better of the two?


Do you have to pay back anything to your creditors if you go bankrupt?

I live in aus and im thinking about bankruptcy. Because of my income i fall under the threshold amount for making contributions but I am confused as to whether or not I have to pay anything at all back to my creditors during my bankruptcy period? Any information would be fantastic.


Ebay car parts? Any good?

Has anyone bought performance mods for their car off of ebay like Rims Turbo Strut bars stuff like that to save some money insead of getting everything name brand? Are some of the parts just as good? I am asking if some of the retailers on there who sell repliica parts like this … http://cgi.ebay.com/ebaymotors/4-N1-TTIP… This kind of reminds me of an episode of pinks where this one guy had a camaro of all bargain parts destroyed a guy with name brand crap on his car. I was like wow! 10 points for best answer


Do banks usually give auto loans for a car you are buying that is For sale by owner”?”

I am looking into buying a car that is being sold by its owner, and I wasn’t sure if I’d be able to get the bank to loan me the money for the car in this case. I decided I’d ask people here before going to the bank to ask them too. If banks don’t usually offer auto loans for these kinds of purchases, are they more likely to give a personal loan because the loan is to purchase the collateral asset? Thank you in advance for your help.


What happens if auto loan financing falls through?

We traded in our 2004 Aveo on 1/25 for a 2004 Dodge Caravan. The dealer arranged financing for us, and paid off the loan on our Aveo. We signed all paperwork and drove the Caravan home. Now, 16 days later the dealer calls, says the bank needs more info, names of 3 references. Does this mean the financing has not gone through yet?? Dealer says this is the last info they need. Is there any chance the deal can fall through? We have received our new registration on the caravan, and the dealer already sold our trade in.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What mean a credit header?

I have a Life lock protection for my credit, today i checked my account in lifelock and i saw a notification about credit header”. I am so scared that someone steal my identity and i want to know what that means? what is a credit header?. I don’t apply for any credit so far. I am only 18 year old now and I start working couple weeks ago. I plan to open my own business in the future


If my credit score is 583 can I get a credit card?


What is the best auto loan online they have for people with bad credit?


In what way did Bill Clinton cause the 2008 mortgage crisis?

A lot of people claim that when Bill Clinton was in office, he and the liberals in government pressured banks to give loans to Americans (who happened to be racial minorities) who otherwise wouldn’t qualify. The rationale was to push a social cause, an environment where they could buy homes they couldn’t necessarily afford. Do you guys have any evidence to support or contradict this theory? Thanks in advance.


Is using a fake credit card number for a free trial illegal?

I mean i see tons of free” trials ask for the user’s credit card information as some time of verification method. I’m thirteen years old and i’m just wondering if i used a site like…http://www.getcreditcardnumbers.com/ and generated a credit card number for GameStop. Will that be considered illegal? Because i don’t think it should be since you don’t have the intent of buying the product.”


Bankruptcy question in NJ?

WE plan to file bankruptcy and are concerned about the deposits in are checking accounts that dont match up to are income.Thier are more deposits in their due to the fact that we have cell phones and etc.in are name for some freinds and they give us cash for this witch we deposit into are accounts so it looks like we have more then what we make, do you think this will be a problem? will they ask for proof?


I need help getting a personal loan $3,000 plus?

OK…..So, I go to my bank and the bank-lady there doesn’t even try to look me up in her computer. she just tells me IF YOU DONT HAVE PERFECT CREDIT


Payday loan debt help!!?

Ive been using payday loans for about 6 months now, and its gradually increasing by the month so that i can afford to pay it off, anyone got suggestions? ive tried getting a loan with my bank so that i can pay off the payday loans and have less interest to pay off, but i cant now as my credit score is so bad. is there any other companies that would do the same? please help i really need to have my own money again.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


H&R Block or Jackson Hewitt?

Who can get you more money back on your tax refund and who is cheaper H&R Block or Jackson Hewitt?


Any charts of bankrupt stocks?

I’d like to see a chart of what a bankrupt stock looks like, but they all seem to get taken down due to mergers when a company goes bankrupt. Anyone know how I can see one? Thanks. Penny stocks are fine.


How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.


How do I collect money owed from a friend without sounding rude?

I know my system isn’t perfect, but for the past few years of doing this, I’ve never had anyone bail out on me. These are girls I’ve known all my life, we love each other like family and I want to give them the benefit of the doubt that none of them would pull one over on me. Being the one to collect money is always uncomfortable. I want to keep things friendly, but sometimes it doesn’t work out very efficiently.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

HELP WITH AUTO LOAN PROCESS?

How long will it take to apply at a bank (I work alot and must set aside time)? What should I bring? Should I even go to a bank for a loan? I’m a recent grad with short credit that has just as much bad debt as ggod debt. What tips do you have to increase my chances of a good deal. Btw, I’m asking for $12.000-ish. Thanks guys πŸ™‚


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com


Payday loans in California?

I’m living down in Santa Cruz right now if that’s any help…


Can my wife get me the supplemental credit card?

After I filed the bankruptcy, can my wife get me the supplemental credit card as an user?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is interest rate of personal loan from different banks?

SBI, UNION BANK OF INDIA, SBT, ICICI, FEDERAL BANK, HDFC, CITI BANK ETC.


Can a 17 year old get there own car insurance?

i have my license & i am 17 but my parents don’t drive or have there license so they can list me under insurance so how can i get my own insurance any link’s please or numbers i live in ny


Which is best credit card? HSBC or ICICI? Is it really worth applying for a credit card?

I would like to apply for credidt card because am not able to apply any tickets online. So kindly suggest me as to which would be the best credit card?


How do you file an answer to a complaint in bankruptcy court in Virginia (Eastern District)?

without a lawyer… is there a form online?


What does points mean when you have a mortgage loan?”

I see loans that read that the Mortgage rate is for examples @ 6.125% with 1.5 points, then next to it one that reads Mortage rate 6.5% with 0 points. Which is better?


Why on earth do i have to pay to get my credit score?

Im trying to find out my credit score. Every place i check, you have to subscribe. All those things that say Free, they arent free. You have to subscribe to some service or website and then you can cancel it within a time limit and not be charged. But i know how that works, they will probably pull some crap on you and cause you to have to pay regardless. Anyways its my credit score, it should be free info provided to me. Why on earth should i have to pay for this? I am interested in buying a new car, as ive been driving the same car for 11 years and its really not as reliable anymore. I even have thought of buying a house since houses are going for a dime a dozen in my area these days. I would like to find out my credit score before i go any further and i keep hitting a dead end. I checked this website creditkarma.com – it was free there but they gave me a credit score so high im not certain if it was right. It said 780. I know i had a hard time around 2 years ago with a few credit card bills while i was laid off but have since gotten caught up, thus this makes me feel skeptical about that.


How old do you have to be to take out an auto loan?

i want to buy a truck, but i dont know if im old enough


Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Can I get a credit card while in bankruptcy?

I just need 3 thousand what are my options

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get a loan after taking bankruptcy chapter 7?

Is there anyway of getting a loan after taking bankruptcy chapter 7? Because we are wanting a cheaper house. Please help by giving any info that you might know of.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com


Has anyone used 90-day-loan.com? Or any online loan agency?

I am looking to get some quick cash. I know the online loans are not the best but I am going to be able to pay it off pretty quick with money coming to me. Is there anyone that can recommend one? I was looking into the 90-day-loan.com.


Does anyone know of a good but cheap bankruptcy attorney?

around wayne michigan???? for over a year now things got to hard and i had to put the house bills before the cc bills now im so far behind the interest is just as much as i spent on the cards.. they are taking me to court now and i do not know what to do because its hard enough keeping a roof over our heads and keeping the lights on… so i need an attorney someone who would hopefully take payments


Free adult site requires credit card for age verification?

I’m pretty sure the site is pretty well-known, so I’m sure it’s reliable and isn’t out to steal my money. But the site says an account costs $0.00 but requires a credit card for age verification. A few things.. Should I do this? I am above required age, but my parents have access to my payments – will they be able to see this on my account? I guess I have debit, not credit, will that work the same?


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least Β£35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


(AUSTRALIA) I am on a temporary Spouse visa, Can I apply for a personal loan?

I moved to Aus in April 2009 and am due to become a permanent resident in November this year. At the moment my fiance and I are struggling financially and we have a wedding booked for early next year. Is there anyone who will give me a personal loan on a temporary visa, I am working full time and have good credit history???




















































Where can i get my credit report without paying for it?

Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there a bank where i can apply for an auto loan and get the check right away?

I have been going through hell trying to get my auto loan finished so i can pick up the car. i have emailed, scanned, faxed, sent pictures to my bank of the title for them to send the auto loan check to me, but is always some kinda problem with them receiving it. is so frustrating that i didn’t know if there was a bank that i can apply and get the check there? thank you


Should I pay cash or get loan for new house? Any tax advantage of getting loan?

I am a first time home buyer. I have $140K in cash for my house. Should I get loan at 6%? Currently I am earning 5% with my CD. My tax bracket is 25% and property tax here is $2500/year. Is there any tax benefits if I get loan?


When buying a home, can you get xtra money to buy appliances from your loan?

Like if the house your buying cost 100,000 can you take out an extra 5,000 to buy a washer and dryer for you new home? If so how does that work? As long as your approved for that amount or something? Thanks for your help?


How long does it take to pay off car loan?

Do you have evidence to back that up? like where can i find it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bankruptcy?

I filed chapter 7 bankruptcy last october. It was a really bad choice but some personal problems came up and I had to do it. My Bankrupcty was finalized in January. How can I start to rebuild my credit, and what does your credit score go to after? does it go to 0? I really dont understand much about credit… So any help would be appreciated!!


Credit score check????

i want to see what my credir score is, but i don’t have a credit card at the moment, all the credit score places asks for a credit card number??? anybody have any websites where i can get a free credit report that doesn’t require a credit number!!! please help!!


Can you tell me the best fast payday loans?

I need a payday loan fast


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What Happens with Bounced Post Dated Payday Loan Check?

Actually it’s not kiting. Kiting is defined – Used in banking to refer to the practice of depositing and drawing checks at two or more banks and taking advantage of the time it takes for the second bank to collect funds from the first bank. Also refers to illegally increasing the face value of a check by changing the numbers on the check. He still had the checking account at that bank, but didn’t have the $700+ for them to pull from.


Is there any way to find out an accurate monthly payment on a house without actually buying the house first?

I really want to make sure we can afford this.. its a 76,000 house. cheap, but I’d like to know what our budget will be after. Is there a way to find out a payment with insurance included?


Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


I am about to file for bankruptcy. WIll they or can they withhold my tax refund if I do my taxes after I file.?


Can I add sales tax to an auto loan?

I’m looking to get a loan, most likely from a dealership, for a used car. I still owe about $5,000 on the car I have now, and I’ll be trading it in. It’s not very reliable and my insurance is sky high because it’s considered a sports car. Anyway, the only way I can make this happen is if I can take enough out to cover the sales tax, also. Do car dealerships do this often? I’m still exploring my options, if I can find a co-signer I can go with a bank loan, my credit score is just under 650. Also, I live in Missouri, if that helps. Any thoughts are appreciated!


Free money from the government to buy house?

I’ve heard stories where people get free money to buy house as a first time house buyer and middle class rank…let say the house is worth 500k, with the government’s aid, you would only have to take out a loan for 250k or around there and the government pay the other share for you and you don’t have to pay it back. if you decide to sell the house, then that money you have to pay back, but other than that, the money belong to you if you live there for more than 10 years?


Credit History, where can i look, am looking to get a loan but the bank have said i have poor credit?


Is there really a way to get a FREE CREDIT REPORT online?

I’m so tired of filling out all my information for a free” credit report


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A UAE bank defaulter can travel or get job in any other Gulf country?

I worked in Dubai as a designer. 6 months before I took emergency leave and I came Pakistan because my mother was seriously sick. I requested to my boss to extend my vacation, but he did not accept my request and canceled my visa. I have bank loan and credit cards also, which I was using since last four years and paying installments regularly. I spent huge amount for my mother treatment. Now I am facing financial crises. I sent application to bank that allow me to enter in UAE and after getting job I will continue my installments, but they forward my case to police and saying me to pay total amount which is four hundred thousands AED. Now I want to go any other Gulf country (Kuwait or Bahrain or Qatar or Oman or Saudi Arab). I want to know that a UAE bank defaulter can go and get job in other Gulf countries? Please help me.


Does making mortgage payment early, save interest?

OK. I am not getting the answer that I am looking for so let me try again. I am asking: If I make my mortgage payment for Jan. 2008 in Dec 2007 and make the Feb. 2008 payment in Jan. 2008, in other words always be a month ahead on payments, How much of the payment will be principal and how much will be interest each month. My payment is 940 @7 3/8 for 30 yrs. on 100k Thanks for all responses.


Has anyone ever sucessfully finished a chapter 13 bankruptcy?

I’m in Texas, so other Texans opinions would help. I filed for bankruptcy almost a year ago and have been doing great making payments, but the mortgage company has decided to throw their hat in and even though payments were being made the trustee and judge saw fit to triple the amount I was already paying. I hear a lot of people filing for Chapter 7, but I haven’t heard of anyone finishing a Chapter 13. I have four more years on this and would be encouraged if anyone has a success story about finishing their Chapter 13 payments for the full term. I would appreciate if cynics kept their snide comments to themselves.


How will filling bankruptcy effect my economic stimulus ?

i got my refund before i filed so that wasnt able to be seized by my creditors. i didnt think to wait for the econmic stimulus bonus though since its connected to my refund and its only 1k will the creditors seize it?


Can I apply for an SSS salary loan without an SSS ID or an E6 form?

I only have my E1 form. Can I present that and two valid IDs in lieu of an SSS ID/E6 form. I haven’t been able to apply for an SSS id yet…


Can i check the balance of my smart card online?

I have a Nationwide Smart card is there anyway i can check the balance online?


Looking for a home loan with a score of around 560. Anybody got any suggestions?


Chapter 7 Bankruptcy or just Foreclosure?

My mother-in-law’s situation: 1) 72 years old. Single. 40 year old deadbeat son living in her spare bedroom. 2) Owns home with $120K loan balance on a realistic value of $85K. No other debt. 3) Her total income(social security + small pension) is about equal to her fixed costs (mortgage, tax, insurance, utilities) 4) She has been draining her small savings to pay for food, emergency repairs, uncovered medical expenses. That balance is approaching zero. 5) No assets other than household goods and an old car. Desired outcome: 1) Get out of house and rent small apt with no room for son, lower rent, vs mortgage payment, close to daughter. 2) Get rid of car. 3) No need for decent credit other than to get apartment lease started. She’s never going to buy anything that would require credit. Bottom line is she needs to lower her monthly fixed costs, get rid of parasitic son and move closer to my wife and I for logistical and financial help. So my question is does she really need to declare Chapter 7 or can she just do a foreclosure and walk away? I believe a simple foreclosure is the best thing for her; simpler and less stress. Any other thoughts and things she needs to consider? I’m looking at this as a simple process: 1) Rent apartment and start utilities. 2) Move. 3) Stop paying mortgage. 4) Deal with bank on foreclosure but I don’t really know what she has to lose by just ignoring them. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a difference in getting a home loan through a local agent or online?

Does it make any difference if I was to use somebody local where I live, such as Bank of America or HNB Mortgage as opposed to firsttimehomebuyers.net, quicken loans, or ditech.com?


Question About payday loans……….PLEASE HELP……………..?

I made the mistake of getting a payday loan thinking i could re-pay it……well i lost 3 weeks of work being ill…now i don’t have the money to repay it……..if it goes through my account will bounce……what will happen if i close my account???? I don t want to but have gotten myself in too deep……oh and the loan is 250.00 Please only serious answers…i am really scared.


Are there alternatives to bankruptcy?

My husband and I are at the point where we have started the initial proceedings for filing chapter 7 bankruptcy. We do not want to do this. Life has happened and the debt is so far gone wage garnishment proceedings have begun/ We have also tried working out a payment plan with the creditors but they are unwilling to do anything that we can afford. Is there something else that we can do? We have no problem with hiring a lawyer to help us, we just really do not want to have to file chapter 7 bankruptcy.


Where is best place for a bad credit loan?

I need approx. $1000 dollars. Have been out of work a couple of months, start a new job tomorrow-need money to handle rent and a couple of small things. Can pay back in 45 days.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If I take out an auto loan right now, will it hurt my chances of getting a house loan in about a year or less?

I could afford both, And statistics show that, I just dont want to get a car right now, and that ruin my chances of getting a loan for a house soon.


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.


What is the average length of a mortgage?


How much would the monthly repayments be on a Β£500,000 mortgage?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


FILING FOR CHAPTER 13?

My Cousin’s has filed chapter 13 basically because her house was going into foreclosure.So she filed chapter 13 to stop sale of the house and foreclosure.It stopped everything.Now she has to make payments to a trustee plus her mortgage payment. It’s been about 8 months now she is to date with everything what would happen if she stop paying the trustee payments? Would her house go back into foreclosure even if she current on the mortgage?She taught filing bankruptcy was to help the person now she is worst off then before because she has to pay both payments..Thank you for your help


What are the interest rates for car financing/ leasing in Saudi Arabia?

Having recently arrived in Al Khobar, I need to know the interest rates. Thanks!


Looking for a reputable post bankruptcy auto loan source. please help!?

ok, my mind is blown from all of the post bankruptcy loan” sources online! theres just too many and im not going to run my credit that many times to try and find the best rate


Loan denied. Not sure of reasons.?

Went to speedy cash and was denied. The two reasons were insufficient data” and “evidence of delinquency on record”. Both said equifax next 2 it. I’m 19 and not really sure of my credit score. I was locked up 4a day 4 BS ticket n insurance. Not sure if this had anything 2 do with it. Plz n thank u.”


How do you get a home loan for a house under $60,000?

My husband and I are looking into buying a home. We found one for $53,900 and would like to apply for a loan. We have good credit but a hefty amount of debt and are finding it almost impossible to find a lender especially for such a small mortgage amount… We would like to purchase a cheap house because we figured the monthly costs are $400.00 less a month than renting… And we could pay down our debt faster… Also does any one know if you can pay off unsecured debts with a new mortgage loan? Thanks!


What are the credit bureau addresses to dispute an item on credit report?


How do I go about filing for bankruptcy?


Am self employed, I sell products on ebay, how do i proof income?

I need to lease a car but how do i proof income, I sell on ebay and make 2000 profit a month, how do i proof my income, been in business since 2007.Thanks


I need some help Im filing for bankruptcy!?

i was wondering im filing for bankruptcy and im going to file it by myself without and attorney but im needing to find all of the correct petition papers for filing and all of them that i need for filing a chapter 7 what website can i go on to find them or what software do i need i really need help

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car Loans Online?

Whats a good site for comparing auto loans?


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.


Why Indian International Debit Cards cannot be used for international transactions?

I had an SBI International Debit Card and I used it for purchasing books and movie tickets from Indian companies. However whenever I tried using it in International websites like Origin or Steam, the card is not accepted. SBI issued a new Global International Debit Card for use in online transactions with international vendors. However this card is also not accepted by international vendors. There appears to be no difference in the new card except the addition of the word Global”. Even my mother’s Axis Bank International Debit Card does not work for international transactions. Why Indian International Debit cards not capable of being used in international transactions? It is very ridiculous. The only way to buy from international merchants now is to use a credit card which I do not have. Its very frustrating. Could someone please tell me why Indian Debit cards are so limited?”


Can anyone tell me of a reputable loan company for people with bad credit, having hard time finding one?

i thought i found one and was almost scammed. i need an honest to goodness loan company that would be willing to work with me, and doesnt need callateral. thanks


How can i get a horrible credit personal loan?

my credit history is ridiculous due to identity theft and some of my own doings. i cant get approved for nothing except VERY high interest rate payday loans. i want to pay some debt,bills and get xmas present s but noone will approve me…anyone know of any places i can go to?


How much of a loan could I be approved for?

With a credit score of 700, how much could someone get approved for with an auto loan?


I am in desperate need of a personal loan not a payday loan, to pay my bills?

I had to change bank account number to another because they were ACH W/D that did not come from me,so they took all my money. I got a new account and closed the other, that didn’t solve my problem because I am broke and not money to pay my most important bills, like my electricy,water and other payments. Does anyone have any answers to my problem. PLEASE HELP-IRENE




















































Where can i get a loan if i have no credit history?

Where can i get a loan if i have no credit history?

i was looking for about $1500

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Bankruptcy and child maintenance?

How does bankruptcy affect me paying out my child maintenance, I pay slightly above what csa suggest to my ex but haven’t used csa or any sort of court agreement. Can they force me to stop paying or do they have to allow this as an expense? thanks


Where can i get a long term loan with bad credit and small payments?

I need to borrow a large sum of money in a a hurry because of medical bills. I need 5000. and can pay it off in 24 to 36 months depending on payment amount. I have bad credit, and after i pay them off my credit score will be higher. And i dont need a sight that will say they will loan you money and send you to lenders i am so tired, and frustrated. Can anyone help?


How much is bankruptcy counseling… is there any free or low cost ones out there in virginia?

unsure how long it takes to get a cert. so i can file bankruptcy….


Credit score seems too high to be correct?

I recently requested my credit score though Experian, and was very surprised to see the number 847 for my credit score. I know for a fact that this must be wrong, just because of my age, 19, and the fact i’m new to credit, got my first credit card 2 weeks ago. Experian claim this is a fair” score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

IS THERE A WAY TO CLEAN UP YOUR CREDIT ON YOUR CREDIT REPORT AFTER BANKRUPTCY CHAPTER 7?


Auto Loans – Can they check your bank account balances?

When applying for an auto Loan, and the credit application says bank references” and you must list your account numbers and balances -can they verify these things with your bank? Or can they only verify the age and validity of the account? PLEASE HELP!!!! I live in California and am considering Hona Financial or Mercedes Benz Financial. Thank you!!”


How does size affect the rate at which particles settle in quiet water when other factors are equal?

I need this question answered for the following: Size Density Shape


Where can i get a loan if i have no credit history?

i was looking for about $1500

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will Nintendo ever go bankrupt?

I mean consule sales are horrible which can only cause game sales to be horrible so will it only be xbox and play station in the next ten years ow and would either of them be able to buy Mario Zelda Pokemon ect


What is the web site where you can get a credit report for FREE?


If i when my lawsuit do i have to pay off my bankruptcy?

I filed my lawsuit after I filed my bankruptcy, so do I have to give any money I get to the person over my estate?


How much you pay each month FOR RENT/MORTGAGE payments.?


Can i be approved for an auto loan with any source of income?

the combined yearly income would be $14,500


Can i get a credit report even if i have never had a credit card?


Can we close on a mortgage on a Saturday?

We are purchasing a new home and our schedule is not working well for a closing date. Can we close on a mortgage on a Saturday?


PayPal Credit Cash Advance?


Where can i get a loan if i have no credit history?

i was looking for about $1500

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is best place to get 1st time buyer home loan?

both our scores are around 660 dont have a lot of money for down payment bank, ditech, lending tree, or what please help


Is there a loan shark in oxford england?

and who is it and how can i get in touch with him


What are some good places to consolidate your student loans where you will get cash back and a good rate?

I have a little over $30000 in Federal student loans and I am looking for a good place to consolidate them where you receive a good cash back rebate as well as a good interest rate. Anyone that knows of a good place please let me know.


How do I dispute medical bills that are on my credit report?


Trusted online sites to shop for wholesale clothes and jewelry?

Can anyone tell me if wholesale fashion square.com or apparalus.com are sites that can be trusted to shop from? And can you name a couple online wholesale sites for clothes and jewelry, thanx!


Www.annualcreditreport.com ?

Does it give you your credit score?


What is the best way to prevent identity theft?

There are various services (I think Lifelock is one) that supposedly make it impossible for you to be a victim in the first place. How reliable are these places? How do they prevent identity theft? What is the best service to use? Also, there is a section on the credit report, that shows all credit cards you have had going back years. Do these eventually get wiped off your record (they all have $0.00 balances)?


Where’s the cheapest place to get your actual credit score and not just the report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit report online?

i Beenlookin on google for a free credit report.. well i want one that you DONT have to pay and DONT have to enter your credit card.. thanks if anyone knows


Where can I get a faxless payday loan?

I need to get a loan online, I don’t have a fax machine, though. My cat is very sick and needs to see a vet ASAP. He cannot wait until I get my next paycheck and I know all fees and everything added on with payday loans. I’m willing to deal with the hassle. I just can’t find a site where I won’t have to fax something. I don’t want a site that matches, either. I’ve been filling them out for hours and they aren’t matching me with anything but other matching sites. Very annoying. Thanks!


Filling bankruptcy?

I have to pay 8,000 dollars to get my DL back and I cant make payments because they want 700.00 a month I cant afford that can I file bankrupcy on that


Do bills such as gas, electric, and cable affect credit score?

I’m going to be in charge of the bills in my apartment next year and want to know how they could affect my credit score. If i’m late by a few days or a week is my credit score going to get dinged automatically? I’ve read on an electric bill they may report and/or forward unpaid bills to a credit reporting agency. Does this insinuate they normally won’t for a bill a few days late?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get some assistance or help paying my mortgage?

I’m really desperate, I’m single, I have no family or close friends. I just lost my job and I have a disabled child whom has lots of needs. I just need help for a month or two while I get back on my feet. I’ve heard of people getting this kind of services but I don’t know where to turn to….anybody?


Where can i get a loan if i have no credit history?

i was looking for about $1500


Can i sell my car even though my mom claimed bankruptcy and the title is in her name?

What if i traded car for car?


Can I get a cash advance on my sear mastercard?

I need a cash advance because I’m short this month can I get it through my bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Home buyer wishes to borrow $250,000 at an interest rate of 6%, determine the monthly payments required to pay off loan in 20 years?


Auto Loan question..?

I have an Auto loan .. it currently has 39 payments left of 231.84 total being 9041.76 the pay off is close to 8000 i was wondering if i go to the bank and talk to them .. is there any chance to reduce the payoff.. i heard from people that had 9000 dollars loan and they offer the bank 6000 dollars cash and the bank took it.. now i don’t know if that’s true. i would like to find out before walking in a bank and trying to bargain my payoff.. do i have any chances? would it ruin my credit ? please help.. anybody that worked in a bank before or knows this stuff.


How can I settle my credit card/personal loan debt?

I have credit card/personal loan debts and looking for a lumpsum settlement. Due to financial problems I’m not paid last few EMIs.


What is the best site for filing bankruptcy online?


Is a 80/20 mortgage a good or bad idea? Or is it better to put money down on a home?


Will declaring bankruptcy effect my Medicaid status?


How do I fix information on my credit bureaus profiles on me?

I’ve been trying to get my credit reports online through the three credit bureaus but they can’t find me and I think the information is messed up. I at one point typed my name, thinking it may have been spelled incorrectly and something popped up with my parents address but I know it wasn’t them. So, I think some information got completely entered incorrectly. How do I find out where my report is, what errors have been made, if there are mutliple reports, and then fix the errors? Thanks


Banfield Pet insurance feed back please! satisfied?

we’re trying to figure out what kind of insurance. I’ve been hearing good things about banfield. what does it cover? i have a 7 month labrador. that is a bundle of love and chaos! lol


If a person files bankruptcy, are they required to pay another deposit on their utilities, such as electric?

When you first set up electric service a deposit is required for some people. Once that deposit is paid, that is suppose to cover the term of your contract with the provider. By asking for another deposit it seems as if they are charging the person a fee of some sort by keeping the initial deposit. Bankruptcy is suppose to stop all collection. Can someone help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I claim my settlement money from bankruptcy case?

I received a letter from a 3rd party firm telling me I have a dividend from a bankruptcy settlement. I have the bankruptcy case no (95-01682) and the company, Pidgeon’s Home Furnishings. I don’t want to pay the 3rd party’s fees since I expect that I should be able to go directly and get the money just like the 3rd party company. Anyone know how to go about this?


Where can i get a loan if i have no credit history?

i was looking for about $1500


Can I file for bankruptcy being co-owner of a house I inherited?

I have thousands and thousands of dollars in debt, and I have decided that my best option is to file for bankruptcy. My sister and I inherited our Grandparents house in NY three years ago and have been renting it out. It has been on the market since last summer, so we may have to come down on the price by quite a bit, and in the meantime, our tenants are in search of other housing. So, how does bankruptcy work when owning a house (again, the house is in New York….I live in VA)? I would get more from the house than is owed out in debt, but the house was left to us, and I really want the money to be used towards the future of my daughter and my family….not to credit card debt (with massive interest) I racked up when I was struggling to pay bills, or old hospital bills.


Bankruptcy, Good or Bad Idea?

My sister is considering filing for bankruptcy, but she only owe a little over $5,000 in credit cards. She is about to graduate college and she don’t want them to garnish her pay checks, which they are waiting to do, How can I convince her not to file, I really think it’s a bad idea…. What do you think?


I will be turning 18 this weekend, and I would like to know how I can build my credit up fast?

I would like enough credit to get my own car so I am able to make monthly payments on a low interest rate policy.


What is the best type of attorney to contact to talk about student loan debt?

What is the best type of attorney to contact about student loan debt? Bankruptcy lawyers seem to cringe/avoid this because student loans are currently exempt from bankruptcy. Is there any in the US that take this stuff serious and can help broke former students? I mean there has to be some attorneys that now have experience in these matters since the economy is now becoming flooded with unemployed new attorneys.


Auto Loan Payment; Postmarked by the Due Date? PLEASE READ!?

My auto loan is due tommorow. I have the money, but I completely forgot to send it out and mail is really slow around here. I don’t want to spend $30 to send it overnight. What I was wondering is if the check is postmarked on the due date (tommorow) will it be considered late? I called the bank and they’re closed, and I have school tomorrow until 7pm. The bank is First State Bank if anyone is familiar with them. Should I send out a check? Or wait until tommorow to call? Do banks accept debit card payments for auto loans? I have no idea… Anyone with prior experience who wants 10pts please answer. Thanks in advance!




















































I need to obtain a 50k personal loan how or where do I go to get it?

I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you use a debit card for online purchases?

I was wondering because in a year 1/2 I will be in college and well I don’t want a credit card, because they are nothing but debt, but I think I will probobly be making online percheses wile I am in college as well as going on Ebay to buy things, and well I don’t know how all that works. But does a debit card work the same way for online perches as a credit card?


How do i get a free credit report?


Gave debit card to a porn site?

Big suprise, a porn site ****** me over. I tried to sign up for 3 days and they charged me for a month. I used an old debit card that only had 5 dollars on it, so I don’t really care about that. I already cancelled the account. Do I have to worry about this site sending bills to my house, or will I be okay as long as I don’t use the debit card again?


How do i get my free credit report with out using a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best online auto loans?

I need some good and reliable places to apply for auto loans online. I have bad credit because of idenity theft, so something that suits my needs.


What is your current interest rate on your home loan and auto loan? ?


How long does it take for a cashier’s check to clear?

Just sent a cashier’s check for an eBay item (small bucks, used kid clothing). Seller new to eBay, doesn’t have a Paypal account set up. Seller says she has received the check and will ship when check clears. I’m thinking, Whaaaa? A cashier’s check is like cash. Is she nuts, or am I?


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Private Student Loan?

I want to get a private student loan, can anyone give any suggestions about the better companies? I’m in Australia, Thanks!


The Melville Company sold land for $60,000 in cash. The land was originally purchased for $40,000, and at the

The Melville Company sold land for $60,000 in cash. The land was originally purchased for $40,000, and at the time of the sale, $15,000 was still owed to First National Bank on that purchase. After the sale, The Melville Company paid off the loan to First National Bank. What is the effect of the sale and the payoff of the loan on the accounting equation? 1. assets increase $20,000; liabilities decrease $15,000; owners equity increases $5,000 2. assets increase $5,000; liabilities decrease $15,000; owners equity increases $20,000 3. assets increase $20,000; liabilities decrease $15,000; owners equity increases $35,000 4. assets increase $60,000; liabilities decrease $15,000; owners equity increases $20,000


Can i get an Auto Loan with a credit core of 598?

I tried to get an Auto Loan through my bank and was denied the money. Do you think that all hope is lost for me with a credit score this low? Or should I try going to a dealership and getting a car loan there? Any advise would be greatly appreciated!


Is the website magicalgetaway.com for real?

I was looking for vacation packages for disney world orlando. I stumbled upon this website and tehy offer really low vacation packages…like 119 for 4 days 3 nights hotel+ pair of tickets to disney… was wondering if anyone was able to book from this website already. Is this for real?


Invalid credit card numbers?

So this has been EXTREMEMLY frustrating and after hours of work and research i got to adding a credit card to my PS3 account. but i added the credit card numbers (i double checked that theyre correct and no typos like 4 times) and i pressed enter at first with the spaces and then i tried without the spaces. each time it says please enter a valid credit card number”. PLZZZZZZZZZ i need help fast this is so ******* ANNOYING!!! thnks if you have help tho : )”


Bad credit down payment of 50,000 on a 100,000 home will credit score matter?

will credit score matter when that huge down payment


Can a 18 year old get a auto loan?

Hello, I’m 18 and I’m looking at getting a auto loan by the next 6 months. I don’t have any credit. I tried getting a line of credit from the credit union but I can’t because I just switched jobs and I have to be there 6 months before they will do anything. I’m driving my parents Taurus but my sister gets her license in 2 months and it’s the kids car. Plus I’m not a ford guy. I’m looking at a newer car, a 2008 Chevy Malibu. I will be driving 50 plus miles a day between driving to school, to work, and back home. So I want something a little newer so I don’t have many problems and gets good mpg’s. And I want something the looks nice for dates and stuff. So I was wondering if I could get $10,000? My parents probably won’t co-sign because they are paying on 3 cars at the moment and I don’t want to put that headache on it. What can I do to prepare myself for the next 3 months and build some credit? Is $10,000 reasonable to get fens loan?


Reputable debt reconciliation company?

Wondering if anyone has used a debt reconciliation company that is reputable and that they were satisfied with. If you pick the wrong company, you can end up way worse off than to begin with. Please only respond if you have personally used the company and were pleased with the outcome. Need serious help.


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best online software that private detectives or other people use to find people?

I know there are some sites, such as zabasearch and others where you can get some information on people for free, and other sites where you can input a credit card to get some information, but are they really worth it? I would like a serious site, one that is proven to work most of the time for people finding and background checks, and is reputable. Thanks.


On a house that is 137,000 what would be the monthly payments be roughly?

Our credits are 600 and 660. We are 21 and 19 years old. We would apply for the usda loan. Also we would put down about 6,000. The house costs 137,000. Is there a way we could get a loan for that? Also how much a month would it cost?


Anyone ever use a payday loan place called Ashland?


How to get rid of my student loan debt?

Or at least drastically lower my payments. I owe about 80k I have 3 lenders Nelnet, AES, and Wells Fargo. I managed to lower my Nelnet to about 150 since it on IBR. Its mostly my AES (about 150 dollars) and My Wells Fargo (about 250 dollars). They just stress me out every month. Not only do I have that I have my rent/utilities, car payment, cell phone, gas, food, and prescriptions to pay for. And I work as a mental health worker trying to find a higher paying job. Since they are mostly private loans nothing like IBR will be able to work. Any constructive answers?


Visa secured credit card from major bank or furniture store credit when rebuilding credit?

My husband filed bankruptcy a few months back and we are looking into our options to rebuild his credit and I was thinking about a secured credit card but my dad says that’s a bad idea because the last thing we need is a credit card and if were gonna do anything we should go to a furniture store to buy a few things we need from there. What would be the best thing for his credit. I know he is going to get a high interest rate regardless.


How can I check my credit report for free?

Does anyone know of a website, a secure one, that I can check my credit report on with no cost to me, as well as no contract agreements? (FYI freecreditreport.com you have to have a contract with a company before you can get your report.)


I live in Oklahoma, what all do i need to have and do to file for bankruptcy?

I live in oklahoma.


Help with bankruptcy or debt relief options?

Im on the fence and i need some insight. Im 27 currently having about 18k total debt from about 4 credit cards. Around 2007 every thing was fine i made about 440 a week with less than 40 hours of work. My main Credit card was 17k limit and credit score was 779. Bought a car on the card for 14k like an idiot because at the time it was worth 24k. tried to make a resell profit for school money, big backfire end of story. went through a period when the recession hit to making only about 750 a month. Spoke with a BankRupt lawyer for that option about 5 months ago, its even taking this long to save 1500 + 150 to protect the car wich i now need for transpo. While im saving is there any advice on options like all these debt relief commercials on tv, is that a better option or has someone tried that route? Also im now kinda making the amount of money i was before the hard times. about 1400 a month again. So would i even be eligible now? if i tired bankruptcy would they say u make enough now to pay this money back, when honestly i cant, cost of living for everything has changed since 07, pretty much paycheck to paycheck with an additional 1200 debt from medical bills thats not included im my total debt. Plz help

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it likely that I will get an auto loan score is 555, and co-signers is 780?


My credit report is 782. Is this good?

The site that provided me with the score says that it is equivalent to a C grade.” I am 22


What are the best auto lenders to go to get a loan i want a 15000 auto loan i can afford 1,000 a month?

my credit score is a 700 would i need a cosigner if im putting 4000 down on a car


How can i get my credit report for free without having to pay with credit card..or any money?

I checked out that site www.freecreditreport.com, but when someone wants to view their credit report..they have to sign up and pay with a credit card and that gets charged during the 30 day trial!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to raise my credit score?

I’m looking for information to fix my credit I always hear you will need 10% down for a house and I have the money for that already I have gotten out of my bad money habits and have excess money in savings. I’m simply asking what I need to do to improve my credit such as credit cards if they can help auto loans things like that I understand I need to use my credit to build it but how can I use it with such a low score what could I possibly finiance


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.


Does One remember the interest rates in the 80s?

Although the interest rates were high for investment – most of us had no money to invest. Or loans were at very high levels. In 85, the banks were paying 8 – 9% on accts but the loan rates were 11 – 18%. I do think our times now are much more stable & better in the USA.


Where could i get a legit loan if i have bad credit?

i am 30 goin on 31 i want to clean up my credit right away and pay of the lender, i say i need bout $7,000 . I want to own a house one day and i have very bad credit so i dont think anybody would help me, does anyone have any suggestions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I just received an escrow check from my mortgage company. What is it for and is it for real?

I have been in my home for roughly ten years now. It is a manufactured home. I pay my own property tax and insurance


If I filed bankruptcy would a bank still give me a loan for a house?


How exactly do I use my credit card to pay for papa johns pizza?

Do they bring a machine to swipe my card with when i order online?


I am cosigner for an auto loan. I am unemployed now. do I tell bank I can no longer back up loan?

the loan and the title have my name on them as cosigner and co owner, If I have to make payments, I want it in my yard. legal?


Im 18 years old and need to get an auto loan but in the state of nebraska legal age is 19 is there anyway to?

what is the legal age in kansas for a auto loan


If we will be filing bankruptcy, would you. . .?

zzsleep, I am an honest person, I pay my debts back, but the reality is, wanting and doing are 2 totally different things. We had some major hardships that resulted in our once excellent credit. We have finally after over a year of struggling and having to worry about our home and our family (we have 2 small children,) realized we need help. Getting a loan doesn’t help, and since my husband and I are both orphans, well we have no one to help us get out of this hole. Since credit card companies have gotten a break through a stimulus package they really won’t be taking a loss from what my research has shown. Any personal debt through friends has been paid off, but again, we can’t handle the credit card debt any longer.


If I have a 715 credit score, why am I getting 10%+ rates on my auto loans?

EDIT: I have all three scores saying 715. The USAA one is a 2005 car, and the NFCU is a 1997 car. I have a short history, One I got mar 2012, the other July 2012. The mar2012 was my first ever auto loan.


Debt Consolidation Loan For Bad Credit?

Are bill consolidation loans different from debt consolidation? I am confused in this two concepts. Want to know more about it and get my medical bills, or credit card bills consolidated asap. Also can anyone suggest any good resources for bill consolidation and also want to advice me what to choose.


Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My car was 11,000 with an 25% interest rate how much do I owe in interest?

As you can see above they say my total is almost 16,000. but when i calculate my loan by the interest rate (using the excel formula) i’m getting that i owe i only 13,000. Are my calculation incorrect?


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.


I have about 18K in credit card debt, should I get a loan from my 401k to pay it off?

interest on credit cards is from 7-10% loan from 401k is 3.9% right now I send around 600.00 a month to credit cards a 5 year loan would be around 320.00 a month


Do You Know any GOOD lawyers in Washington, Spokane?

My sister needs a good lawyer for divorce,custody and bankruptcy. How much would this cost? Any lawyer for the following above would be fine! Please help!


How can i follow up my pag-ibig salary loan via enternet?

I’m here in Cebu but my head office in Manila.I filed a salary loan last May 2009.But the check was send here in Cebu Pag-big office with out the knowledge of my head office.The check was released last november 9 2009 of 7,227.07 with the check #102019.It was stale already,and send back address to THE CHEF OF DIVISION CASH AND ADMIN DIVISION MAKATI III.Pag-ibig Cebu office advise me to send the memorandum through email so that i can get a new check including the refund for the payment on that loan.I wait for almost 23 days but i did not recieved feedback.until i decided to send the memorandum through LBC last march 23,2010.I kept on call follow up here in Pag-big cebu about that check,but same they have no feedback from manila regarding my status.


Who has taken out a construction loan recently?

My family and I recently purchased land and we’ve started to get the money together to build a house on it. We know we have a while before we can get up enough money to start building, but we figured we should start now on learning and planning about the different types of loans and what we would need to know or do before going any further. Can anyone recommend any web sites or offer any help?


Need to get reviews on Pembridge Insurance company?

I am contemplating getting an auto insurance coverage from Pembridge Insurance company. I need to get reviews form people who have auto insurance with Pembridge.