Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. πŸ™ What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































What is the best FREE torrent download site where they ask for no profile or credit?

What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is HDFC customercare number in Hyderabad?


My car was 11,000 with an 25% interest rate how much do I owe in interest?

As you can see above they say my total is almost 16,000. but when i calculate my loan by the interest rate (using the excel formula) i’m getting that i owe i only 13,000. Are my calculation incorrect?


Why are debt collectors so rude?

I talked to this one yesterday and had told them I had already spoke to them about the matter. So the same person calls again today and i tell him the same thing and he says its a refusal to pay. I told him I can’t pay it and he still says its a refusla to pay. Jack a** When I talked to a different person I already told them I couldn’t pay and told them I would call when I could. Do they have to be so rude?


When’s the best time to measure your waist? ?

I mean it expands after eating and drinking… Should you measure it then, or when you first wake up on an empty stomach? Which is the true reading? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are student loan consolidation companies legit.?


What is the best makeup that I can buy at walmart, target, or walgreens?

Also, price is kinda an issue. I gotta stay on the lower end of the price range.


Is 699 a good credit score?

It’s say my PLUS score is 699 and that’s fair. So what is considered a good score?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can Someone Please Help Me With Loans?

Use the chart in the photo to answer the questions . The price of a home is $140,000. The bank requires a 10% down payment and two points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 7.5%. 8. Find the required down payment.       9. Find the amount of the mortgage.       10. How much must be paid for the two points at closing?       11. Find the monthly payment (excluding taxes and insurance).       12. Find the amount of interest over 30 years.       The price of a home is $130,000. The bank requires a 5% down payment and one point at the time of closing. The cost of the home is financed with a 15-year fixed-rate mortgage at 7.25%. 13. Find the required down payment.       14. Find the amount of the mortgage.       15. How much must be paid for the two points at closing?       16. Find the monthly payment (excluding taxes and insurance).       17. Find the amount of interest over 15 years.      


Can I get an auto loan with a credit score of 545?

Recently the transmission went out in my husbands truck and the price to fix it is more than the truck is worth. We decided it’s time to buy a new truck, but I’m concerned that we don’t have the credit to finance a $20k truck. I have financed a car before and all of my payments were made on time, and the car is now paid off. I pay all my credit cards (3) off every month, on time. We did have a large amount of debt, but we took out a loan (with a co-signer) to consolidate our debt. What are the chances with I could take out a $20k auto loan with this credit score?


Is it illegal to rent house with a mortgage?

If I buy a house with a 15 years mortgage worth 130,000Β£, first 2 year will be in fixed mortgage after that it be free standing mortgage (meaning if the interest goes up I have to pay more on monthly bases), then can I rent this house from the beginning to help me with finance? What will be the consequences of not telling the mortgage provider, that I am renting the house? Will they charge me extra for the mortgage and the insurance? or what?


Long Term Loan for bad credit?

I’m paying over $400 a month right now in Payday loans. I think a really easy option would be to take out a personal loan and pay monthly, for 12 months. I’d need something like $1,000 and I wouldn’t an outrageous annual interest rate, I wouldn’t even mind paying back 100% interest over a year, it beats the 600% interest of these payday loan companies. Could someone please point me in the right direction?


I am trying to figrue out my home loan. How do I put 5.99% as a decimal?


What happens if someone stops paying an unsecured personal loan?

My cousin is having a lot of trouble paying off a personal loan. I helped her a few times, but I have my own bills to pay so I stopped. Since it is an unsecured loan, she is thinking about not paying the rest of the money she owes. What are the consequences of not paying the loan?


Greedy or not: is it worth 0.5% APR to refinance an auto loan 2 days after purchase? Would you do it for $240?

I was still casually shopping for used cars when I saw an amazing bargain: dealer website error listed my desired car for $3k less than what it should have been. I immediately printed it/called, so they had to honor it for 24 hrs–but the blank check” for my preapproved bank loan (60 mos@5.32% APR) wouldn’t arrive for 3 more days! So


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Co-signer for business loan?

My friend have asked me to co-sign on a business loan because of my steady income and employment record. Trust is not an issue, however my spouse and I are both in school and have school loans. Since I have to update info with FAFSA every school year, whould the fact of having my name on a business loan affect my eligibility for school loans, as well as the interest rates on those loans?


30 day lates on credit report?

Can 2 30 day lates on a car loan prevent you from getting a job where they run your credit ? can you be denied a job for having these considering they are in the last six months with a bank?


For a house that cost 150,000 roughly how much is the payment for that house monthly.?

I am interested in buying a house but I want to know if I can afford the payments. Right now I am renting an apartment for 700 a month.


Will my 10K in debt effect getting approved for an auto loan?

I have about $10,000 in credit card debt and need to either purchase or lease a car in the next couple months. My credit score is above 740 and I am in the process of paying down all my credit card debt. The debt will not be erased by the time I need to either apply for an auto loan or lease a car. This debt is left over from carelessness with my credit cards while I was in college. I just graduated and have a decent paying job and am able to pay my current auto payment (cosigned with my father), save a little (plus 401k with my employer) and lower my credit card debt at the same time. Will the fact that I have this amount of debt effect my chances for approval on an auto loan?


How quickly does bankruptcy show up on a credit report?

Does it show up as soon as you set things in motion with the lawyer, or after you have your court hearing? Just curious, since I’ve started getting letters in the mail about getting car loans with bankruptcy and the like.


Where can i cash a money-gram money order.?


Is 633 considered a bad credit score?

i had 671 but now it went down because i applied for a card for a clothing store i had no idea it’d go down like that! anyways, is 633 considered really bad? i’m trying to get approved for this house to rent and i’m afraid i’ll be rejected..


Why does Australia have one of the highest rates of asthma in the world..?

what causes it, whats it like to have a asthmatic attack? what can be done to help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happends to my deposit when my landloard files for a chapter 13 bankruptcy in California?

My apartment owner is going through a chapter 13 banruptcy on my apartments I live in. Now the word around here is that he is giving ownership to the bank and that some other tenants and I have lost our deposit because he has no money no more. Isn’t illegal here in California for him not to have our deposit or try to keep it? some of the tenants are not paying rent because of this but for me i keep paying my rent because i never beeen late almost for 4 years now, should I still keep paying? what I really want to know is I want to know waht is going to happened to my deposit, and who or where do I need to go to get some legal advice? thanks for listening!


A mortgage of 147 500 calculate the new monthly payment?

2. A mortgage of $147 500 at 4.5% compounded monthly is amortized over 25 years. After the original 7 year term, the mortgage is renewed at 3.25% compounded monthly. Calculate the new monthly payment.


From Miami, I need money fast ,need to pay my bills now, I am struggling and desperate ,Ican work. help?

I have 3 children I can work I do anything just need money fast .tell me how Thanks


I was denied my auto loan bc revolving account balances are too low” why?”

It stated on the paper that I was denied for the following reasons: Revolving account balances are too low. There are too few revolving accounts. Original loan amounts on one or more installments accounts are too low. My credit was horrible, I had many cards max out and many late payments, lots of hospital debt too. Ive worked very hard over the last year and have paid everything off. I need a car really bad but I keep getting denied. I thought keeping low balances was a good thing. Can anyone help me understand whats going on? My score is a 570 now, what can I do to get it higher and approved?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is an 8.99% interest rate high on my auto loan?

I am in the market to buy a used car. I got approved for an $8,000 loan with an interest rate of 8.99%. My credit score is 659 which is not good or bad. Is this a good interest rate or do you think I could find a better one somewhere else? Do car dealerships normally offer higher, lower, or the same interest rates compared with banks or credit unions when they finance a car to you?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Banfield Pet insurance feed back please! satisfied?

we’re trying to figure out what kind of insurance. I’ve been hearing good things about banfield. what does it cover? i have a 7 month labrador. that is a bundle of love and chaos! lol


I’m looking to erase my debt financial advice?

my husband & i have about 5000 dollars in credit card debt. he is the only one working im unable to find a job that suites the hours im able to work. well we purchased a house in may & walked into it with about 80,000 dollars in equity we currently have a 5.74 interest rate. were considering refinancing but were not sure if its to soon to do. we would take out more than 5000 if we refinanced maybe around 10,000 to do some much needed updates to the house. if we don’t refinance does debt consolidation hurt your credit? my credit is trash right now because i put my credit cards off to keep his up due to his job being strict on credit issues. i bring in 320 dollars under the table doing yardwork. any advice or options? i just mainly want the credit cards done it would be such a relief! thanks in advanced! last we checked my husbands credit score was around 600 between 624-650

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the co signer of an auto loan have any ownership if not registered to them?


What are replay rates in golf?

I’m new to golf and have been looking into some different courses and they all have cheaper replay rates”. What does that mean?”


What does MISSING STOVE have to do with VA Home Loan Approval ?

Yes, it seems this is coming from some type / category list of requirements . . we want to know What List ? Where to get a copy of this list ? I just can’t imagine a family being denied” a Home opportunity due to a stove not being there ? Aren’t there more vital issues that exist . . what if Buyer doesn’t mind


If I have 70% down payment to buy a house, do I still have to get qualified for the loan?


Is there a free credit report website out there?


Debt collection agency (Capital Management) refuses to stop calling me. What can I do?

And one last note: I had this problem with another collector a while back and did send the a cease and desist letter via certified mail. I got the return receipt and everything. They kept calling. When I called and finally got through to some type of supervisor (who knows if it even was), they kept saying they never received it. When I said I have the receipt they put me on hold for like 20 minutes. Finally he came back and said they received an envelope from me that was empty, no letter was inside and they would keep calling me. So even with a certified cease and desist letter, how do you prove” that you really sent the letter inside of the envelope?? This is ridiculous


Question for real-estate smarties: I am looking into buying a small vacation?

cabin located bout an hour from where i live. I dont want to actually live there, but I want to use it like every weekend and maybe some weekdays. –kind of like a weekend getaway. Currently i live on campus housing (year round) cause im in full-time school (i workalso ) . My question is –is this bad idea as far as investment is concerned?? I mean, do small vacation cabins/lodges appreciate at all or what? also, can you make any money renting it out as a vacation spot, or is this a big pain in the a** please sum1 respond who knows about this… thanks!


Can I get a car loan with a 580 credit score?

I have a 580 credit score however I do not have any open credit cards nor debts with them, they have all been paid. I am planning on buying a car and was wondering if with a $3500 down payment on a $12500-$13000 car I could get a loan financed. I am currently with wells fargo and I’d like a loan from them (preferably). Would it be better to get a loan with a bank, or with the dealer? Also I heard state farm does loans as well. I have been with them for a whole year now and never missed a payment. So should I try getting one from them? Thank you for the answers in advance. ps: I really don’t want to hear rude comments. I had a fantastic credit score 715 but then after moving and not getting the job I was promised I wasn’t able to pay for a while and my accounts clearly became delinquent. So now I’m paying for that. Anyways. Please no rude comments.


Please respond back……..auto loan questions?

i really appreciate the fast answers also does it make a difference if im willing to put down 2500 to 3000 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A payday loan company charges 4.5 percent interest for a two-week period. What would be the annual interest rate from that company?

(Do not round intermediate calculations. Enter your answer as a percent rounded to the nearest whole percent.)


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Auto loan question? $1000 auto loan or get a cash advance from a credit card?

So the car I want is $4900. I’d pay $4000 in cash, I’m 18 & I have no credit, I don’t think there’s any way I could get an auto loan seeing as I’m only 18. Would it be a bad idea to get a cash advance from a credit card for the rest of the money I’d owe?


Online Payday Loans?

I seen that there was some questions about them, but none recent, or that got a straight forward answer so, here’s the scenario. I was retarded and left my coat over a chair in our breakroom during lunch, a wonderful co worker took it upon themselves to take my gas money, and now..i have no money. I was wondering if anyone knew of an online pay day loan that could give me my money by tomorrow..or some day soon?? And some information about them..thanks bunches


I am unemployed and can’t afford car payments…?

i have a loan with Honda Finance, interest rate 23%. I know what a mistake i have made now, i am paying 386.00 a month and now am unemployed and can’t defer another payment b/c i am not working. I have been paying for 2 yrs on a 14,000 loan and still owe 11,000 I am in need of advice here, it is worth so much less any ideas what i can do don’t think Honda will work with me, and my credit is bad as you can see by the interest rate…


What’s the best online payday loan?


Anything I need to know before filing for bankruptcy?

I got sick without health insurance and was stuck with a $30,000 hospital bill that I have no intention of paying. I’m just ignoring the hospital/collection agency for now and I’ve gotten a lawyer who’s trying to have the hospital discharge the debt for me. If they ever did sue me, though, I’d have to file for bankruptcy. Any advice/information I need to know before filing for bankruptcy?




















































What is the best excuse to avoid paying a credit card late fee charge?

What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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College student looking for a credit card?

ps. the main reason i want my own credit card is so i can take more steps towards being independent and build credit. being dependent on my parents money makes me feel like a brat. and right now i only use my parent’s credit card for textbooks. and whenever i use it i have to get approval from both of them. so i know a credit card is not free money


Upside down Auto Loan?

So I bought a car that has severely depreciated. The trade in value according to KBB is 5,400 roughly i expect a dealer will try to knock it down i will not accept anything lower than 5,000. I currently owe 9,000. It is in excellent condition only have 68k miles on it and its a 2004 luxury car. Well it recently got the engine replaced but was still under warranty and I want to try to rid myself of this loan. We are currently a 2 car family and can make do with 1 car. Can i sell the car to a dealer and make payments on the difference? For example i owe 9,000 i trade it in for 5,000 and i get a loan for the remaining 4,000 I assume the dealer will want the title so they can own it. Can i make smaller payments till it has been payed off? or do i need to finance another car in order for them to do this. I would like to get rid of it because the warranty is about to run out and i fear there may be more problems in the future seeing as the engine was replaced with a much higher mileage engine of the same quality.


If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


How can i find my credit report for free?

i would like to find out my credit report and not have to pay someone

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are payday loan bad?

I tried prosper.com but it does not seems to be working in my favor I am not eligible for Financial Aid. What should I do? My credit score is not the best.


Is a 5.8% APR good for a new car loan?

The dealership is offering me 5.8% APR to buy a new Scion TC. It’s a bi-weekly loan and it’ll be 4 years in length. I’m only 19 years old so my credit history is not extremely well established yet even though i have tried hard but I feel that 5.8% is fairly good for my age. Is this an agreeable rate?


Qualifying for auto loan?

I make $50,000 a year, $31,500 a year after claimed business expenses. Current employer for 2.5 years. My wife starts a job this summer at $48,000 a year. So in the future I have no doubt we can afford it. We currently have car payments with full-coverage insurance, so I believe we will be accustomed to fitting this into our budget.


What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I find out who owns my auto loan?

I haven’t paid my car note and I am almost sure that they’ve sold my account to someone else. The problem is, the car lot I bought the car from is no longer there and I can’t remember the original financer to ask them. Can someone point me in the right direction?


NEED HELP… I Just Turned 18 And Want To Apply For A Used Car Loan?

I just turned 18 and I am looking to buy a used car. But due to my parents bad credit they cannot pull out the loan although they are going to partly pay for it. I am looking to buy a 2004 Subaru Impreza WRX which go for about $8,000 – $12,000 I do have a job. I make around $450 A month and have no other bills to pay If anyone could help me out and point me in a direction to go i would greatly appreciate it.. Also I do not have a credit card, only a Debit I am getting one very soon though. Thank you!


Is creditscore.com a legitimate site?


Should i use a credit card teaser rate to pay down an auto loan?

The balance of auto-loan is $12K. 6.59%. My savings account is 5.05%. I received a mailing from the bank/credit card yesterday that I am considering, and I would like your advice. The promotion is 2.99% APY on anything you use the attached checks for (the balance goes onto my credit card). The interest rate is effective for as long as the balance exists. The catch is that there is an upfront finance charge of 3% of the amount of the check. I think this is a common promotion, so please let me know if I’m forgetting any important details. I currently have a balance of about $750 on this card that is at 2.99% from another promotion. My available credit is $9,250. Here’s the question: What would be the risk of using one of these promotional checks to pay off a large amount of the principal on my auto loan? Concerns: How does the credit card card company determine my minimum payment?


Is there any place where you can get a credit report for freeand print it online?


Why refinance an auto loan?

Aside from lower payments how can refinancing an auto loan help you? I always thought an auto loan was set, as far as interest and principal go. Unlike a house, paying extra each month did not help you save money on interest because the total interest and principal was set at the beggining. As I’m reading auto refinanace information I’m seeing that you can save money on interest. Can someone please educate me if I have been wrong about how auto loans work? Thanks


What kind of hours do Mortgage brokers work? how late?


Credit Card math problem: Recursive formulas?

You are a college student who has a credit card with the Students R Us bank. You realise that you are in trouble when you open your credit card statement and find that your balance is $3271.00. The bill says that you can make a minimum payment of $35 per month. You promise yourself to stop using the credit card and start paying off the debt.Your credit card statement indicates that the annual interest rate charged on the outstanding balance is 12%, meaning 1% monthly. 1. What is the recursive formula for this particular situation? 2. How long would it take you to pay off your debt if you could afford only the minimum monthly payment. What would you owe when you graduated in two years? 3. Is there a critical payment amount at which the long-term behaviour of the credit card balance changes dramatically? What is that amount? 4. What should your monthly payments be in order for the debt to be paid off in two years? 5. After answering #4, you realise there is no way you can pay off your credit card debt by the time you graduate in two years. You convince your parents that your plight is partially their fault because they didn’t teach you how to manage your money. They agree to help you pay off the debt by paying the monthly interest on the balance for you. You have to pay a constant amount each month and have the debt paid off in two years. a. What is your monthly payment under this plan? b. How can your parent’s monthly payments be calculated? What is the amount of their first and last payments? What is the behaviour of their sequence of payments? How much do they pay altogether? Thanks for some help! Even if you can only answer/explain one question, any help is great help!!


What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Tax return after bankruptcy?

Hearing was in February 2010 and received notice of discharge in Apirl 2010. Entire 2009 refund was paid to trustee.


Does anyone know if Tower Loan is a good place to work?

I applied to for a job with them and they called and left a voicemail for me to call them back but before I did, I just wanted to know if anyone has any experience working there. I know they offer great benefits, but I looked on www.Consumeraffairs.com and there’s 46 complaints about them. Any advice is helpful and I just wanted to gauge people’s opinion before calling them back. Thanks.


Have a bank loan in Saudi, exit on re-entry visa and go to work in UAE / Dubai?

Can I go on work visa to Dubai while holding exit re-entry visa in Saudi? I mean if I’m not on exit my iqama, bank account, etc will still active and I will be able to pay my loan while I work in Dubai. Is that possible? Is there any risk I may get? Please help me. I can’t pay all the loan at once, but will be able inshaAllah to pay it within 3-6 months.


Free credit report – free credit report………………….?

why do all these companies want to give me a free credit report? what’s the scam, my personal information?


I have a credit score of 580 and a $20-30,000 down payment? Can I buy a house?

I have bad credit, but a large down payment ready… Can I buy a house? How would I get the loan process started?


1099-C from a Collection Agency?

A friend of mine recently got a 1099-C in the mail from a collection agency based on $4000 of debt. This new” collection agency either bought this debt


Does anyone know anything about Jump Start Auto Loans?

We have been offered an auto loan to rebuild our credit, but I’ve never heared of Jump Start Auto Loans. What kind of interest rate do they offer, etc.


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Also I am filing for bakruptcy can I add this to my bankruptcy?? I am also unemployed.?

If i had the money I would pay her back but I don’t.


How long does it take for money to go back into you bank account by card reversal?


WHY TO WRITE LOAN APPLICATION FROM PLACE TO PAY MY RENT ADVANCE?


My Credit score on Experian is 961 and I can’t get credit?

Is 961 Experian Credit Score good? As I can’t get credit? UK? I tried to get a Argos card and said no…. I tried to upgrade my basic current account with my bank said no…. Checked my score online is now 961 and says excellent… What’s going on? Any help would be really appreciated as I am looking to get a mortgage in the next 5 years and need to build it up. Thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should I cancel this credit card with a $59 annual fee?

I am working diligently to pay off my debt. I currently have 6 credit cards and one Auto Loan opened in 3/2007 Capital One opened in 5/2004 Chase opened in 4/2005 Capital One opened in 7/2005 Bank of American opened in 7/2005 DMB/ HSBC opened in 7/2006 GAP 4/2008 Opened without permission- have since canceled The one I need to close is DMB/HSBC. I have two years good history with them, and it is my highest credit limit but it is RIDICULOUS to pay $59 a year to maintain this card with no rewards. Is canceling the card going to hurt my credit score terribly?


What is the best excuse to avoid paying a credit card late fee charge?


How does filing for bankruptcy work? and how can i go about doing it?

i need details


Does it cost any money to get a mortgage pre-approval?

Should I get several from different banks? (I want to purchase a co-op in nyc). If I do, am I obligated to go with that particular bank? Should I get it for what I think will be the maximum amount that I may need? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best website for running a tenants credit report?

Who has the best price an fastest service for a landlord running a potential tenants credit reports.


I have an IQ of 112. How do you rate this?

I have an IQ of 112. How do you rate this? Can I increase my IQ? How?


Is there a free website or link to receive your credit score?


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?


Best online loan companies? NOT PAYDAY LOAN?

I am looking for the best online loan companies. Not interested in a payday loan, nor am I interested in the people with web-based email accounts!


Can I qualify for a possible future Bankruptcy?

I live in Miami Florida. THIS IS WORST CASE SCENARIO..I just need some professional feedback…Currently, I have a property that I am going to refinance to pull out money and fix up my house (spend all the money) to see if it hopefully sells in this failing market. If it doesn’t then I will try to rent, but I have a feeling that I won’t be able to pay that new mortgage even with a tenant. I owe about $30 -$40,000 in credit cards, 1 lease car (about to expire) and a personal loan. No school or medical bills (because I have medical insurance thru the company I work for). The last two years I made $80,000 each year, but this year I am going back to school (a must) and will be working per diem and starting a family =) (that means no insurance and no steady income) and I’m single, probably making $30k or less this year (if I hustle). IF things go sour could I qualify for a bankruptcy?? I would want to hopefully start fresh with my new degree and family


What is the best Iron on Transfer Paper for Sports Jerseys?

I’m looking to add some graphics onto my teams Paintball jerseys and I’m looking for the perfect iron on transfer paper that won’t crack when the material is stretched or gone through the wash. Any help would be greatly appreciated.


Are there any legit online payday loans?

Online payday loans?


Can you use a home loan to buy land AND a house?

Or is it just strictly for house buying. Also if you could use it on land and a house would that include things like adding on a garage or building a basement? Basically if a loan was for 200k could I use on things involving my house?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to get my credit report online…like through experian, trans union, or equifax?

Is there anything I need to watch out for?


What is the best excuse to avoid paying a credit card late fee charge?


How do I remove my card information from Aliexpress?

I accidentally SAVED” my debit card on payment method and now it always stays in my payment method page when I try to buy anything from Aliexpress. I am so scared that if someone hacked my account. they will be able to buy anything with my card because my card is on my account information. Some other article


I urgently need 300,000 USD unsecured, where can I get it?

Willinmg to pay up to 20% annual interest. All money to be repaid in one year.


How fast does an auto loan build credit?

I have been paying for a car now for 7 months. All payments are early or on time. I have also been approved for a secure credit card through the same lender of the auto loan. The car is far less than 15% of my income,( 5 yr loan) and the secure card has been paid on time or early, with at least 2x the minimum payment paid at a time. ( Now I just use the card for gas, and pay the balance as soon as the bill comes.) Where I’m going with all this information is: I would like to get a personal loan for a used motorcycle in the spring.. ( $4,000.oo loan MAX) and I also would like to get a mortgage ASAP. My credit score was mid 500s at the start of this adventure, with some old lingering medical bills on my report, no previous other debts, loans, or anything else. How long will it take to boost my credit enough for that sweet sweet home loan approval acceptance letter. THANKS! πŸ˜€


490 credit score auto loan question?

Thanks for the answers. Maybe I will save up a little more. Will the lender not look at the fact that I paid $11,500 worth of debt off in 5 months as a good thing and not focus so much on my credit score? Especially with the $10,000 down payment? As for the secured credit card. Yeah, I only use it for gas and small items and pay it off in full every month. I never let it get higher than 20% of the card limit. I’ve also only had it for 3 months.


Personal bankruptcy with small llc?

i have a small llc company and i m the only owner i have a semi truck on this company but there is a lien on this truck now friend of mine put this lien because he given the money now if i declare personal bankruptcy what happens to this asset can he take the title of this truck because if he takes the title he can let me work with it or can i keep my company out of bankruptcy since all the debts are my personal debts




















































What is the easiest way to take out a personal loan?

What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Couple of questions about writing out bets & settling procedure?

Couple of stupid questions, but it’s one of those things I’ll never know unless I ask! 1) Obviously, I can write Β£1 win, X, 2.30 Crinklyshire on a betting slip, put Β£1 as the total stake, and hand it over the counter to be processed. But can I put more than 1 seperate bet on a single slip? eg. I want to back X in the 2.30 (Β£1 to win) and Y in the 3.00 (Β£1 to win) Can I just put them on the same slip even though they are seperate bets, and not a double etc. I know 99% this is the case, it’s just to be 100% certain Which brings me on to… 2) How do highstreet bookies recognise” the bets from a slip? The staff member you hand your slip to just scans it at when you place the bet


How long will it take to pay off a $5000 loan by paying $50 a week? ?


60 minute payday loan is it a scam?


My credit union has counter offered my loan….?

Update: We have been emailing back and forth. Basically the tiered rate would be 2% higher than their regular terms. But she says they can’t use my car as collateral because the trade in value is a little less than what I owe. They are asking if I have other collateral. What else could I even use? I don’t own a home, don’t have any savings, and this is my only car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get a student loan?

I am a photography student and things are getting pretty tight with equipment and apple laptops and stuff and school is paid for with grants ans a loan but how would I go about getting an extra 2500? I asked school they said I can’t but I know ppl get student loans more places I just need help. Thanks!


How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia?

How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia? Even if I do manage to get it, do you think that Malaysia’s economic will do well next year ahead? I’m planning to start a business that has just emerged in the Malaysian market, and from what I’ve researched, it is something that is much sought after, but I have this doubt and dilemma. Help me.


When talking about a credit report from Equifax, what is a secured loan?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cancelling debt consolidation program?

my mom has been paying into a debt consolidation program for over a year. They have failed to negotiate any creditors yet. They take a hefty amount from her bank account every month. IF she cancells, will she receive any of the money back . I know she probably wont receive the debt consolidation companies fees back, but what about the other money that is just sitting in the bank account waiting to pay off creditors?


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least Β£35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


Whats up with these online payday loan companies?

I took out a payday loan with a online company and now I cant seem to get in touch with them


How much will I pay monthly mortgage for a 140000 house?


Can i refile bankruptcy?

i filed chapter 7 i was released in march so can i refile now?


I am a single mom and my credit really went through the toilet due to my divorce. I need loan options…….?

I do not want a payday loan and I have been turned down by traditional loan methods.


I need a private lender for a personal loan.?

I have made some poor financial management decisions over the past year and now find my self on the verge of monetary collapse. I make good money but have not taken care of it, I pay my bills most of the time before they hit 30 days but it is getting harder. I made the huge mistake of borrowing payday loans and that just eats up all the money it would take to get out of debt permanently. I am looking for $8000 for 12 – 24 months. I am unable to borrow through normal channels because of the debt I am looking to pay off. I earn $81,000 per year and have the potential for bonus. I just need someone to trust me and help me, good advice would also be gratefully accepted.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We have a mortgage through wells fargo. I am wondering if I can pay on the 16th and I won’t get penalized?

Our payment stub says that the payment is due on the 1st. It then says after the 16th pay $50 late fee”. When we first got our mortgage


I have credit score of 460 in desperate need of personal loan every website is a scam or turned down HELP?

I have tried prosper , everything and im at the end of my rope here can someone help me please!!!


Where can i download the f-r-e-e that spells free” credit report song so i can put it on my mp3?”

F R E E THAT SPELLS FREE CREDIT REPORT . COM BABY SAW THEIR ADD ON MY TV THOUGHT ABOUT GOIN BUT WAS TO LAZYYYYYYYYYYYYYYYYYYYYY TY VRY MUCH


How long before I can sell a mobile home that was included in my bankruptcy.?

My bankruptcy was discharged and finalized about 3 weeks ago. Green Tree still shows I owe a balance even though it is unsecured that was included in the bankruptcy. How long before they release the lien on my home and furthermore how long before I can sell the now empty mobile home that has been an albatross around my neck for about 3 years. Is there anything I can do to expidite the process.


Around how much would I pay(monthly) for auto loan with USAA?

I am trying to buy a used car with a auto loan from usaa. I have good credit and the car wouldnt be more than 20,000. Around how much would i have to pay monthly?


What is the a credible website for Free credit report?

I want to check my free credit report, so what is government sponsored website that is secure and credible? you know they will collect sensitive info from me.


Where can I get an emergency loan in Hong Kong besides the banks?

just answer the question if you know. I would never email someone on her to get money. sounds to much like the ethiopian scams. or the lottery I win weekly.


I would like to recieve a free credit score without paying?

I would like to recieve a free credit score, but i dont want to pay…Is there any way for me recieve this without paying

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can my husband get a home loan without credit and with medical bills in collections?

i already am carrying 2 credit cards, an auto loan for me, and soon to be an auto loan for him. i have excellent credit-but i dont think i can handle any more debt and i was hoping there would be some kind of assistance for 1st time home buyers with no credit/bad credit…


Options for avoiding Private Mortgage Insurance (PMI)?

A couple of very attractive deals in the local housing market have prompted me & my wife to consider bumping up our timetable for buying a home (we’ve been budgetting for mid/late 2009 while aggressively paying down debt). If we bought now, our monthly debt+mortgage/gross income ratio would be under the magic number of 36 percent (by a comfortable margin), so it is feasible … but we don’t have a downpayment. That brings up the issue of Private Mortgage Insurance, which I would like to avoid. I read somewhere that invesements such as stocks can be used as collateral to avoid PMI. What about my 401K account and my wife’s retirement account? Could we use those?


Do you guys know the best site to get the free credit check?

thanks


Looking to find an online or payday advance type of loan place that I can pay back at the rate of 200-250 a mo

anyone REAL without a company please reply I am serious



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

An example of vertical consolidation is if a ???? Economy help please thx a lot?

An example of vertical consolidation is if a bank purchases a company that produces vaults. bank purchases a share of the U.S. Treasury. bank splits into two new banks. bank purchases another bank.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What is the monthly payment of a car that is 28000, interest rate is 3 1/9% financed for 5 years?

N= I%= PV= PMT= FV= P/Y=C/Y=


Question about Personal Loans?

If I were to borrow a loan,and I had left over money from said loan couldn’t I just use that money leftover to make payments on the loan? While I just lost both of my jobs this week,I’ll be starting another job soon,and I desperately need the loan money at this time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to pay collection agency?

Six Flags sent me to Aargon Collection agency for the unability to pay my membership, so it was considered a delinquent account. Recently I got a letter notifying me of my debt, what would be the best way to pay it? I attempted to pay it online with my debit card but it asked for my ssn and didn’t feel safe giving it up. I’m 16 if that helps with anything. I just want to pay the debt and get it over with. One more question will my bank (Chase) be able to help me with this situation.


List of investments from lowest to highest risk?

Where can I find a list of investments from lowest risk to highest risk?? For example everything from a savings bond to penny stocks?? I’d like to find a happy median, thanks.


Do you know where I can get a free copy of my credit report?

Where’s the best place?


How much of a house can I afford? Ideally, I’d like to pay $1500 at the most for mortgage.?

What price range do you think that would be around? How much of a down payment will I have to put down?


Can I get an Auto Loan with 532 credit score?

My credit score is currently at 532. This is mainly due to a car repossession I had when I was 19 years old (my parents bought a car in my name without my consent. when the car broke down, they stopped paying for it and I was stuck with paying off the remainder of the loan since it was in my name) and a student loan that went into default (there was a misunderstanding with the loan company & they refuse to do anything about it). I make about $4,000 a month, after taxes and I’ve been at this job for about 1 year & 6 months. Do I have a chance at getting approved for an auto loan? How large of a loan and what kind of rate am I looking at wih my score?


Does closing a credit card account (in good standing) hurt my credit rating?

Thanks for the answers. I have no debt, so there’s no problem there. The issue is, I’ve heard a lot of credit companies have started charing inactivity” fees on cards that don’t get used for a long time. I’ll be damned if I’m going to pay for NOT using a card.”


Refinance auto loan and take out small mortgage – credit effect?

I have good credit. How will it be affected if I refinance an auto loan AND take out a small mortgage, lets say $80k. Will doing both of those at the same time ruin my credit?


How to add new home address to credit report?


Student Loans and Credit Score?

I was wondering if debts from Student Loans (SallieMae) affect your credit score the same way as credit cards or other loans. I owe the most in Student Loans, then a Car loan and finally credit card debt. I want to pay off my debts to minimize interest while maximizing the benifit to my credit score. Does anyone know if the credit reporting agancies treat all three like one big debt or do they have different clasification with different weights?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Did you have a great or a bad experience with an auto loan company? Who and why?

Looking for a reputable auto loan company and want to stay away from the bad ones. Seems there are so many. Some have such prestigious-sounding names while others just sound like a sham. But who knows?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What factors might cause an investor not to convert from preferred to common stock?


Why is my Credit Score so LOW if I only got student loans ($25,000), but never had a credit card?

BTW I started to pay my student loans but I was able to get it deferred based on my Status that I am a student.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Auto loan with 8% interest?

My Navy Federal Credit Union bank offers auto loan with 4.50% interest rate for excellent credit or so borrowers and for me as a so and so credit (I have been using my first credit card for 9 months) it will be with 8.00% interest. Is that a fair deal or bad for me? I know that our economy is in a down time with banks starting to lower interest rate and such…


How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.




















































What are the differences between MyFico.com and Identity Theft Protector?

What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it smart for a college student to take out a car loan?

not sure how to add more after but anyway. i would guess a 5k loan over wat 4-5 years would be 100 bucks a month around there somewhere. Being the person I am I would pay it off as fast as possible because i don’t like being in debt. I save about 200 every paycheck which equals 400 bucks a month. As well, I stopped at this one car lot that said they could give me an interest rate of 8-9% which from my understanding is almost as low as it can go. The thing I am scared of is if i have to switch jobs or am out of a job. Has financed a car while in college and how did it work out for u? by the way i would not have my parents cosigning and i can not fall back on them because they are in a financial bind themselves


Where can I check my collection balance on line?

I’m on collection and I tried to call them and no one pics up the phone on me already for 2 weeks! please help? how can I check my collection balance on line? Is there any way? thank you a lot and God bless you !!!


What is the relative effusion rate between Hydrogen and Oxygen?

What is the relative effusion rate between hydrogen and oxygen? Thanks.


How Do I Report Credit Card Fraud,Without Getting Involvd?

I want to thank all of you, for the wonderful suggestions, which were all good.I am sad to say I don’t know who specifically (credit card companie) holds those cards; otherwise I would have moved on it a lot quicker. I’m dumbfounded that the credit rating corps didn’t catch this. But the erpson continues to use a dead person’s cards,….and the people in this posting could be dangerous. Again, thanks to all of you,…..there are so many avenues I can possibly explore.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.?

Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.20%. What portion of the payments during the first 34 months goes toward interest?


What institution has the best 30 yr home mortgage fixed rate?

who has the best cd rate does liposuction really work, how long does it last


What is best for European travel? Cash or Credit?

I’m traveling through Europe in a couple weeks. Should I go get my cash converted to euros now or should I use credit while I’m in Europe. Do most European countries take Visa? Do I have to call my credit card company and notify them of my upcoming vacation?


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If my dad co-signs on my auto loan (refi), will the debt show up on his credit?

If it does, when can I drop him as a co-signer? Trying to get my auto loan interest rate from 18% to under 10%. Will this hurt his credit???


How can I order a credit scores from all 3 credit bureau?

I’m trying to order a report with my credit scores without signing up for some trial membership that I will need to cancel later. I know I can order the credit reports for free but I need to know my scores. Can someone help me?


If two people take out an auto loan, can just one be on the registration?

If a husband and wife take out an auto loan in California, can they make it so that just one of their names is on the registration?


Good Reasons for Late Payments?

I’m working with a lender to try to get a home loan. I was late on my student loan payments. My real estate agent said that if I have a good reason for being late, I’ll have a better chance at being approved. what’s a good reason?


Where can I get $50,000 at 8% interest payable in 60 month installments? Payment monthly will be $1,013.82.?

Yearly income is $93,000.00 with additional income during year for a total of $120,000.00 yearly. We have no no bankruptcy and no defaults on any loans ever. This is for a debt consolidation due to medical expenses and other items. Most cards to be consolidated are already closed.


USED AUTO LOAN PROBLEMs PLEASE HELP ME!?

hello guys, i am 22 years old,have a $1900 job for 2 years,credit score 670,looking to get a loan to buy a car $15000,do you think i will make it? thanks alot and god bless you all


Loan sharks are gonna kill me if I don’t pay them Β£4,000 by next friday..long story!?

I started looking for another bartending job,couldnt find anything,i tried looking for cleaning jobs anything!I had fallen behind on my rent months before and was in arrears, So my sister told me to move in with her and my nephew before i was thrown out. So now i had my landlord hounding me,plus the payday people. things were bad, i started praying hard. the end of the month was coming and i didnt have a penny to my name. I didnt want to apply for benefits because i didnt see the point,i was so sure i would find a job soon. So anyway i was in panic mode,they guy rang me,i didnt answer. the next day he rang me again,the last day of the month,i ignored him. Then i decided to ring him and tell him i didnt have the money. He went crazy!he said he was gonna slice up my face and all sorts. I knew i had messed him around but i had always managed to get him the money in the end,i even agreed to paying double,but this time i knew i wouldnt be able to find the money,i had no on


Do you need to be a paralegal certificate to offer Bankruptcy Document Preparation?

(need a” paralegal certificate)”


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

I have a very good income but my credit died when I was laid off a couple of years ago. Now that I have a good salary again, I am ready to buy a new car with 30% down. The vehicle is not expensive and that is why I have the down payment. I have recently paid off a couple of past collection accounts but I know there’s more. Any assistance would be greatly appreciated and thank you in advance.


Can I get a conventional mortgage loan if I don’t plan on living in the house?

I know that if you won’t be living in a newly bought house, you should tell them that when applying for a loan. Here is my situation: Me and a co-buyer are buying a house that I don’t plan on living in, but my co-buyer does. We applied for a conventional loan but didn’t get approved, because the lenders said that since I live in another city, and my income is the higher one, they could only give me an FHA or investor’s loan (which has a higher interest rate and requires 25-30% down). However, at Bank of America, they approved our conventional loan. My question is, is it legal? I mean other lenders wouldn’t approve it because the house won’t be my primary residence. So I’m wondering if it is a legal thing or is it just that lenders don’t LIKE to approve people like me. If BoA does it assuming that I’m going to live there, then I don’t wanna be legally responsible.


Where can I get a 20,000 dollar personal loan with fair credit?


Can anyone vouch for Lexington Law firm for credit repair?

I’ve heard that some of these companies are complete scam, rather than simply an over-priced service for something anyone can do themselves. Has anyone heard anything bad about Lexington?


I am getting a loan from an online place called Berkshire Capital Funding. Has anyone heard of them?

I put in apps online for online loans. This place called me and said that i got approved for a loan from a private lender.. now the loan is secured and they said they need 500 in collateral since i dont have a cosigner or a vehicle that isnt worth enough for the collateral… now the 500 i have to do in a wire transfer. Thats what scares me. here is the website and street address let me know if u can find anything Berkshire Capital Funding 30 Howard street Newark New Jersey 07103 1-866-381-7766 toll free 1-609-543-1228 website www.berkscf.com


I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had a bank loan in Dubai and i lost my job , i had to come to India and after one year’s time now bank has contacted and asking me to pay or else they will file a legal case.I have to arrange the money and pay which will take time.Now will there be any problem if i want to go to other countries and if at all i go to any country will this problem reflect there until i pay? What will be the consequences ? so that i can arrange to avoid it.


What is the highest auto loan interest rate possible in Indiana?


What is the statute of limitations for money owed on a car loan?

Had a Honda Civic about 15 years ago, it was repo’d and then sold at an auction. But I still owed $3,000.00 on it, which at the time I did not have. I had forgotten about it until a week ago when they started calling me again. I know I owe them the money, but after so many years can they still try and collect?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to consolidate Federal Stafford Student Loans and SELF Student Loans?

I’d like to consolidate my student loans (Federal Stafford Subsidized & Unsubsidized; SELF Loans) without applying for a private loan. Is this possible?


What are the disadvantages of filing bankruptcy. What are the advantages and what are the penalties?


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


How can I find out which collection agencies I owe money to?

I have roughly $1,500 to $2,000 in credit card debt combined from two cards. One Best Buy card and one credit card from my bank. I haven’t used them or paid the bill in over two years. The collection calls have stopped for the most part. Through a touch of luck ($5,000 in student loans AFTER tuition is paid, $1,500 after someone hit my car and did minimal body damage that I took the cash for instead of fixing, and then income tax), I will have enough money to get myself out of debt, however I really don’t know who to call. I remember the collection calls usually saying This is NCO financial



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto loan.. where can i find an online auto loan for $5000 on a 1992 car?

I’ve tried at banks but the odest the car can be is 7 years and the loan minimum is $7500, please help also the car is from a private party purchase. Thank you All for your help!!


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.


Joint auto loan – does only half the payment show up on GDS on personal mortgage app?

If I have a joint loan with someone but am applying by myself for a mortgage, is only half the monthly auto payment calculated into my GDS, or the whole thing?


Credit scores online for free?

Where would I go to find out my credit score online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can u use a prepaid credit card to register for the SAT and ACT?

im not applying for a credit card i want to know if you can buy one of those visas with money at the store to pay for the SAT and or ACT exams


Is there a site i can go to to get a free credit score and check without a credit card?


Good bankruptcy lawyer that is reasonable?

I was trying to find a reasonable bankruptcy lawyer in corona, ca that was reliable and good.


NEED 500 DOLLARS FaST!!!!?

On sunday the 24th of Feb. I am buying a 2000 chevy malibu ls for 3000.00$. And I only have 2500.00$ and my brother was going to let me borrow 500.00$. But he checked over his bills and stuff so he figured he couldnt. I own a xbox elite and I was going to pawn it but that is really the last thing I want to do!! I know most of you are going to say get a job but I wouldnt even get paid by sunday. PLEASE HELP Thanks Playerntucks


What do i do after i used my cel phone number too many times for other gmail accounts?

i want to make a new gmail account so i can sign up for youtube, but when i put my cell phone number it said i have already used it too many times. what do i do


Loan vs advance?

and what is the differnce between the 2?


I keep getting weird phone calls?

Thank you for the advice everyone. It is just a scam, there was actually something about it on the news and a few of my friends have actually been getting the same calls. Apparently with US doing so much outsourcing, any information we put online is accessible to pretty much anyone.. im glad i know that now! I do have a droid phone and ilive in Pa, nowhere near CA, so i called verizon and had the numbers blocked and if anyone gets messages or phone calls like this they are definatley not legitimate.. just trying to scam you out of money claiming you owe them! Thanks again!


Why a Primerica Smart Loan?

If I recall


Advise to start a construction company in Coimbatore District, Tamilnadu, India?

Hi all, I’m planning to start a new small scale construction company in Coimbatore. Right now, I have a series of 6 sites (1600 Sq ft each, 40 x 40 site) in a place called Palladam. The site is very close to another upcoming project where almost 75 independent houses are completed. The scheme is such a way that all 75 houses has the client already and They would get in by go-live. Each site has potential to go up to Rs. 4 lakh i.e (Rs. 250 per Sq feet) because of the nearby upcoming project. I’m planning to make use of this opportunity and start a construction company in turn, to begin with above sites. My dad and sister is a experienced civil engineer, I would also be able to leverage their expertise. we already have contacts of other contractors and suppliers. Could you all please put your thought on above business idea. Also, advise from where I should start. 1. Should I register a constructions company now itself. what is the procedure ? Or can i do it later while I see, the above is succeeding. 2. How I can get client for each site and help them to get house loan and start construction. What are different ways of marketing? 3. After or during the above project, what should be my next step to scale up the business. Do I have an opportunity to approach for any business loan. 4. Do i need to start constructing the house before identifying the client with my own money? Is it not, Risky. Any advise would be much appreciated. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I negotiate a lump sum settlement deal with an auto loan company for less than I still owe? Please & thanx?


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.


Can a online payday loan garnish my wages if I am already in a chapter 13?


Auto Loan question..?

I have an Auto loan .. it currently has 39 payments left of 231.84 total being 9041.76 the pay off is close to 8000 i was wondering if i go to the bank and talk to them .. is there any chance to reduce the payoff.. i heard from people that had 9000 dollars loan and they offer the bank 6000 dollars cash and the bank took it.. now i don’t know if that’s true. i would like to find out before walking in a bank and trying to bargain my payoff.. do i have any chances? would it ruin my credit ? please help.. anybody that worked in a bank before or knows this stuff.


Applied for an American eagle credit card now I have a hard inquiry?

Is there any way I can get rid of it? I m so upset because I ve been doing so well & this affected my score. :/


Auto loan predicament?

So I am under 18, my boyfriend is 19. I have a steady well-paying job and have almost $2000 as a down payment on a car and I’m looking to take out a $4000 loan on a car (hopefully less!!). I’ve already calculated out payments, cost of insurance, have money put aside for just in case” incidents and am planning to pay the loan out 6 months in advance just in case. My parents are refusing to cosign a loan or take out a loan in either one of their names or be involved with my car buying process other than possibly having the car put in their name (step mom is refusing to put car in her name if I put a lien against it to ensure they sign it over when I turn 18). SO


Chances of getting approved for auto loan?

Auto cost $25000 (sticker price) Equifax credit score 631 Down payment $5000-$6000 Monthly income $3700 (gross) 3 years on the job $0 debt (No open accounts) 2 paid charge offs accounts 1 paid as agreed account




















































Finance help!!!! Mortgage Calculation – What is the ANNUAL DEBT SERVICE of a mortgage?

Finance help!!!! Mortgage Calculation – What is the ANNUAL DEBT SERVICE of a mortgage?

What is the annual debt service on a $1.2 million, 30-year mortgage at 6.75% interest with monthly payments?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can I apply to a bad credit credit card online?

So i have been trying to find a credit card to apply to online. i do ower quite a few banks money and have not too great of credit. but i do have a job and got approved for an apartment so now i want to see if i can get a credit card. however all the sites online either look real fishy, need a deposit or something stupid. so does anyone know any credit card and website i can apply on that will accept my bad credit, wont make me pay anything upfront, and isnt a scam???? and dont say oooh you shouldnt get a credit card because blah blah blah. im 20 years old i know about these things. i do plan on paying on my credit card, i only want it to fall back on incase I am really ****** one day.


Does anyone found a place to get a check free Credit Score?


Poll: Don’t you love the free credit report.com commercials?

Man I love those, I hope they keep making more Here’s a link: http://video75.com/z8Qth–PmTj/free-cred…


If two people take out an auto loan, can just one be on the registration?

If a husband and wife take out an auto loan in California, can they make it so that just one of their names is on the registration?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bankruptcy Question about a loan…?

We are filing chapter 7 bankruptcy due to being laid off from work. We owe about 25,000 which is on a car loan and also includes personal loans payday loan checking accounts credit cards and collection bills. My question is, I have a 40,000 dollar loan which i’m a joint applicant, I was placed on the loan to help my credit and the property securing the loan is not mine howeven my truck is listed on this loan (value of 2,000) can I be removed from this loan or do need to file it. I know bankruptcy is a bad option but with a child and one income it’s very tough and we are getting judgments against us. Any experience info would be great.


Does Volaris accept U.S. Debit/Credit cards online?

I want to go to Guanajuato in late July/early August for 3 weeks. Volaris is the only cheap airline. Aeromexico is expensive and Aviacsa no longer goes there and there was another one that existed for only 3 years since they went bankrupt. I heard buying tickets at the airport is expensive. Tijuana to Guanajuato. Does the bank charge an international fee? Bank of America


Important question about filing bankruptcy?

I had 20 thousand dollars in credit card bills last week and i needed money so i paid my credit card offf with my bank account even though i didnt have the money.Well the bank let it go through so now i have an availabe credit card balance on 20k so i withdrew the money.is this illegal and can i still file for bankruptcy.Your answer is really appreciated?


Finance help!!!! Mortgage Calculation – What is the ANNUAL DEBT SERVICE of a mortgage?

What is the annual debt service on a $1.2 million, 30-year mortgage at 6.75% interest with monthly payments?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I get approved of a car loan with a 737 credit score?

I got my score off credit karma.


Cut off date for a credit card?

I have a credit card and I pay it off every month in full, but what I don’t know is if there is a cut off point for my credit card due date. For example if my due date is on the 20th of each month and I charge somthing on the 15th and the bill is already paid will it still show up on this months bill and I would have to repay again before the 20th? Hope this makes sense.


Freecreditreport.com is it legit?

Signed up today and it said get your Fico score and experien for $1. I signed up and got my fico” score. But then I paid another $40 for all three scores. They went up since I’ve paid down debt but I’m still concerned that the Fico isn’t really the “Fico?” I want to eventually refinance my mortgage as its at 6.875%!! I think that’s too high but our credit wasn’t up to par at the time. My scores now range from 665-693. But i don’t wanna go through the “refinance” process if those scores aren’t really accurate and I’ll be pretty PO’d that I spent $40 on that and don’t have an accurate Fico score!”


In pa is a auto loan company allowed tp attatch wages fpr non payment on loan?


30 day lates on credit report?

Can 2 30 day lates on a car loan prevent you from getting a job where they run your credit ? can you be denied a job for having these considering they are in the last six months with a bank?


Tell me who will give me $900,000 free and clear in the next 20 days?

need to fund annunity for disabled child.


My credit scores from experian and equifax are both over 600, my transunion score is 0?

Just today I went to apply for a car loan for the first time in about 4-5 years. come to find out that for some reason while experian and equifax rate me in the 600’s, transunion has my score as ZERO!! needless to say i was denied outside of putting 1/3 of the cars value down and paying like 24% interest? The salesman was in disbelief himself, made the finance dept. run it again. Said he had never seen anything quite like that. Gonna order a report from them but how does this happen? I know they don’t share info but that’s a bit of a difference. Any advice on how to fix it would be appreciated.


Who is the guy in the freecreditreport.com commercials?

tell me if u know


Finance help!!!! Mortgage Calculation – What is the ANNUAL DEBT SERVICE of a mortgage?

What is the annual debt service on a $1.2 million, 30-year mortgage at 6.75% interest with monthly payments?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Pick up truck insurance for a 17 year old (F150 5.4LTR)?

Hi, where can I find pick up truck insurance for myself (I’m 17, soon to be 18, my truck is a Ford F150, 5.4LTR) Thanks


Where can i check my credit report for free?


Which Credit Card is good SBI or ICICI?


Escrow overage refund? Will I end up oweing money next year?

I purchased my first home this summer, and I pay into escrow every month with my mortgage payment and the bank uses that money to pay my taxes and home owners insurance. I got a letter in the mail Sat. w/ a check that said there was excess money in my escrow account, and they estimated that I would not use it all this year for insurance and taxes. The check was a little over $700. They also sent me a new payment book, and they’ve lowered my payment by $70/ mo. This all looks great now, but I’m wary. Am I going to end up oweing next year because there isn’t enough in the acct? Should i just save the refund for next year, or should I pay extra into escrow w/ my payment every mo.? I’m on a pretty tight budget, and I don’t want to get messed up next year. Did this happen To anyone else in the first year you had your house?


How do you leave casinos with large amounts of money?

If someone walks in with $1,000 in cash and then wins $6K and cashes out, would they have to then leave the casino with 6 grand in cash on them? Also, do casinos have ATM’s?


I was late on my credit card payments for three straight months. How much will that affect my credit score?

My credit score was 750 before this happened and I have not checked it since the late payments which were Mar,Apr,May of this year. My wife was handling the finances and payed a $50 minumum payment every month instead of looking to see if the minumum payment had raised which it did of course. I called Chase(credit card co.)and they said all three got reported to the credit burea. Anyone have any ideas on how to get them to remove the late payments? Then how bad will my credit be messed up and is there anything I could do know to affect my position? The good thing is I own a home, have not been late on my morgage, car payments or anything else. Help!!!


Which bank in qatar is giving personal loans on lowest interest rates?

Hi,Does any one have any idea regarding the banks that gives personal loans on a lowest interest rates than others ?


Can you file bankruptcy twice?

A friend of mine filed the voluntary petition for her bankruptcy the beginning of last year, got a case number and court date but did not file the rest of the paperwork so the case was thrown out. Can she file again this year since she didn’t follow through with the bankruptcy from the previous year?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit score is 537 and i have about $13000 in debt from mostly medical bills would should i file chapter 7?

Should i file chapter 7 bankruptcy? I cant pay any bills on time because i have payday loans that take it all. Most of them are medical bills but there all in collections. I make roughly $2200 a month and i cant ahead.


How can I get a payday or personal loan in Ga?

Well I really don’t have much family. My brother is in Iraq, and he only calls like every month. My mom and dad are dead. And as for friends I don’t think any of them could afford $880.00 … I kind of feel like hopeless in this. But thanks for everyone’s answers. And honestly every payday loan site i’ve been too said they don’t do pay day loans in Ga something about the laws.


Do I have any shot at an auto loan?

I have a 702 credit score, but I only work part-time with less than $800 a month. I’m currently living with family so I don’t have rent (just bills that I pay like electric, internet, ect.). I only have about $1200 for a down payment – I wanted to save more, but my old car just died on me so I’m having to do it now. I’m looking at used cars in the 7K-9K price range.


Does a student affect my credit score? If I have $7000 student loans, does that bring my credit score down? If?

so, by what factor?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the most effective way to pay off debt?

I just graduated from undergrad and I have credit cards that I stupidly ran up. It is at least 8,000 now due to nonpayment for so long. I want to pay it off as soon as possible because I want to buy a home in the next 3 years…. Any suggestions? *I am a Bachelors level Social Worker so I am making peanuts…


Finance help!!!! Mortgage Calculation – What is the ANNUAL DEBT SERVICE of a mortgage?

What is the annual debt service on a $1.2 million, 30-year mortgage at 6.75% interest with monthly payments?


Is payday 2 online only?

i just watch the beta videos of it and it has me hyped so just wondering will it be online only


Is there anything i can do to fix my debt?

Im in debt but i don’t want to file for bankruptcy because i feel like i don’t owe too much…what else can i do to help my credit and pay all my debt? i know there is debt Relief places but i don’t know if there trust able…does any body have any recommendations or advice? I don’t have enough money to pay them off and im Living paycheck after paycheck!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Keeping my car after filing bankruptcy?

I have a financed car and want to continue making payments on it although I am filing bankruptcy. I am not late or deliquent on my payments. I understand that you can reaffirm the debt (agree to make payments after the bankruptcy is filed), but can the finance company CHOOSE not to reaffirm the debt and choose to take the car instead? Just wondering. I’m getting nervous because I need to keep the car. I live in New Jersey.


Will having a paid auto loan in my credit history benefit when I try to get a mortgage in the future?

I never had any payments on my current car. It was gifted to me by my parents. (It is 23 years old) I’ve heard both that having an auto loan can hurt you when you try to get a home loan and that it can help you because you have credit history in multiple areas. (ie. credit cars + loans vs just credit cards) So I’m not really sure which is true or if both are in different circumstances.


In NJ, if my name is not on the deed or mortgage, do I have any legal right to the house if divorcing?


My Experian credit score is 320 but Equifax is 790?

I have been monitoring my Equifax score for the past year and it has risen from 510 to 790, but the Experian score has remained very low.


Why does my credit card account not appear on my credit report?

I just had a credit report/check done by CreditExpert (which is brilliant by the way) but it didn’t show my bank’s credit card? I showed everything else, store cards, loan, even mobile phone account but not my main credit card.why is that? Is that normal? The problem is, my bank just lowered my credit limit to half after having missed 1 payment for 1 day (I was abroad and forgot) so shouldn’t that show up on the credit report? I just wanted to know what might have led them to such a drastic decission, since my credit score (as per CreditExpert) is excellent”. THanks!”


In NJ, if my name is not on the deed or mortgage, do I have any legal right to the house if divorcing?


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>


Does a student affect my credit score? If I have $7000 student loans, does that bring my credit score down? If?

so, by what factor?


What shows up on a credit report?

Do bad checks or missed payments show up on credit reports? Where can I get a thorough credit report that isn’t too expensive?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When a lender tells you that you need a voided personal check to get a payday loan how do you get it?

I have never had a payday loan before and I was wondering do I go by a check from the store and write void on it or do I have to stamp it or what do i have to do because I have no Idea.


Finance help!!!! Mortgage Calculation – What is the ANNUAL DEBT SERVICE of a mortgage?

What is the annual debt service on a $1.2 million, 30-year mortgage at 6.75% interest with monthly payments?


I want to buy a new car with no money down….?

What are some dealerships and cars that I can do this with? I am totally new to this experience of buying new and would like any input at all. I just want a decent car that comes with a warranty so i can take it in if it needs to be fixed. I am also curious about financing and interest rates (I know it depends on your credit). I also know sometimes you can get a cheaper interest rate through the bank, but I dont know how to go about doing this.


Estimate a loan payment?

$24,000 f0r 6 years at 4.75%


Is a 703 credit score ok to buy a new car?

I’ve been wanting to buy a new car pref. a mitsubishi lancer 08. I’m kinda freaked out in going to the dealer and trying to get a lancer. You know im thinking there gonna laugh and say


What is the web address where I can get my free credit report from all three main companies?


Looking for a Loan Shark?

I am in need of help we need a small loan of $700 dollars, my family and need a hot water tank and fast I have tried all the loan agency online nothing is happening, we do NOT have hot water. is there a loan shark out here that can help us. NO churches, city, or loan agency is willing to help. please we have 2 children with no hot water.




















































What material holds heated water in bathtubs the best?

What material holds heated water in bathtubs the best?

I have been having trouble with my tub not holding the heat of the water for very long. I am not sure what material it is made of (house built in 1967) but I want to know what material to use if I can replace the tub. I want something that holds the heat of the hot water.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Credit score ranges from 672 thru 685…..?

Is this considered a good or fair credit rating? Experian calls it fair, but my husband says it’s actually good.


Auto loan and car insurance?

The bank has pre-approved me for 11k. I have talked the dealer down to $8,500 for the truck i want. My insurance is going to be around $1,200 for 6 months. If i get the auto loan for 10k, will i be able to use the excess money to pay my insurance. I believe i read that the check from the bank will be written out to the dealer, but what will happen with the excess money?


Can a mortgage company refuse to give payoff amount?

I’ll be more specific, an elderly couple in Florida tried to get the payoff amount on their home. They believe they only owe about $2000. They are trying to refinance, but the mortgage company refuses to give payoff. They would not give it over the phone, so the couple sent a letter, requested it in writing, with all the pertinent information. Sent it certified as well. The mortgage company has begun foreclosure proceedings. I’m trying to help the couple, but cannot figure out how to get the mortgage company to just give the payoff amount.


Is having a credit card for over a year and being employed over a year enough to get a small loan?

I would probably apply at Safe credit union or Schools.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get a new car loan with a credit score of 530?


How much amount of home loan i will be able to get?

My Net Salary is 32,000Rs/- Per Month My Gross Salary is 36,000Rs/- Per Month Could you Please Let me Know?


Credit card scam – CREDIT ONE BANK?

About 11 years ago my wife filed bankruptcy. She’s been trying to rebuild her credit but even stores like Kohls turn her down. Recently, we received a pre-approved Visa app for $200. It seemed like a legit offer. In hindsight, the offering company, CREDIT ONE BANK, is virtually nonexistent. What’s worse? Even though it was pre-approved, nothing happened. It created the worry that it was some sort of SCAM to harvest social security numbers. AND, the fine shows, if approved, the interest rate would be 23.9%, the enrollment fee is $69 and the annual Membership Fee is $69, and there is a $3 monthly fee forever until you pay all of the fees, not counting the $29 late payment fee. Scammed and double scammed. http://img106.imagevenue.com/img.php?ima… http://img189.imagevenue.com/img.php?ima…


What material holds heated water in bathtubs the best?

I have been having trouble with my tub not holding the heat of the water for very long. I am not sure what material it is made of (house built in 1967) but I want to know what material to use if I can replace the tub. I want something that holds the heat of the hot water.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will my bad credit affect my application for Correctional Officer?

Im am currently applying for Correctional Officer in Salinas Valley State Prison. I have pasted the Written and Physical exams. Im going under background check which will take about 3 months. I have bad credit. Will that affect my application in any way?


I am trying to find a CHEAP online payday loan = only SINCERE helpers PLEASE :O) and NOT Magnum (RIP OFF)?

i need one to do online as i do not have transportation right now or access to a fax machine. The cheapest i have found so far is $25 PER $100 borrowed. I only want to borrow about $800-$1000 until i get paid or get my stimulus check on 6/20 – about 12-13 days. I have sucky credit so i need one that doesn’t require a credit check. This is a one time thing until I get paid or until I get my stimulus check. Thanks so much for helping me. PLEASE only sincere replies. Joanie


What is the best way to get a personal or auto loan with poor credit?

Just answers on bad credit loan companies that really work?


I need to find a good place for a payday loan?

I know they aren’t good to use, but I’m desperate. I need some money very quickly. All the payday sites I have tried just keep bumping me to another site, then another and Im not really getting anywhere!! Does anyone know of a site that will actually work?!?


Accounting help please!!?

I am stuck on this accounting homework, I need help bad!! I’m having to journalize these transactions into a chart of accounts May 3: Received cash from Clients as an advance payment for services to be provided and recorded it as unearned fees, $4,500 May 5: Received Cash from clients on account, $2,450 May 9: Paid Cash for a newspaper advertisement, $225 May 13: Paid office station Co. for part of the debt incurred April, $640 May 15: Recorded services provides on account for the period May1-15, $9,180 May 16: Paid part time receptionist for two weeks’ salary including the amount owed April 30, $750 May 17: Recorded cash from clients for fees earned during the period may 1-16, $8,360 May 20: purchased supplies on account, $735 May 21: recorded services provided on account for the period may 16-20, $4,820 May 25: Recorded cash from clients for fees earned for the period May 17-23, $7,900 May 27: received cash from clients on account, $9,520 May 28: paid part time receptionist for two weeks salary, $750 May 30: paid telephone bill for may, $260 May 31: paid electricity bill for may, $810 May 31: recorded cash from clients for fees earned for the period May 26-31, $3,300 May 31: recorded services provided on account for the remainder of may, $2,650 May 31: Kelly withdrew $10,500 for personal use


What if i file bankruptcy? but did not go to court yet?


What’s a Payday Loan/Cash advance website that will give me a loan?

I’ve tried so many sites, everyone won’t give me a loan. Thanks


I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they


What material holds heated water in bathtubs the best?

I have been having trouble with my tub not holding the heat of the water for very long. I am not sure what material it is made of (house built in 1967) but I want to know what material to use if I can replace the tub. I want something that holds the heat of the hot water.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why would my lawyer say this? Bankruptcy?

About 3 months ago I had to have a life saving surgery and it cost me a total of $40,000. I was not insured because my job requires me to be working there for 90 days before I am insured. I am now $40,000 in debt, and I don’t know what to do. The hospital was THREATENING to sue me, and take away my car and everything I own. The debt collectors were harrassing me, telling me I was going to be homeless on the street if I didn’t pay. So I put it on my credit card. Bad mistake, according to my lawyer. He said that if I file for bankruptcy so soon after that American Express is going to sue me and contend that I never had any intentions of paying back the debt in the first place and that I will most likely lose against them. He said to wait 6-12 months before doing it. Does this sound right? Meanwhile I am stuck with $1000 a month MINIMUM payments which I can’t afford. In addition to my current job I have taken another job to just meet the minimum payments and have enough for necessities.


How can you see your free credit report without having a credit card?

I am trying to find my credit report, but all the sites I go to, you have to use a credit card. I don’t have one and don’t want one. Does anyone know a site where you don’t have to use a credit card? Thanks:)


Is it possible for a 19yr. old to get a auto loan ?

i am wanting to get a auto loan of about $3300.00 i am 19. is there a certain bank that would be easier to apply at for a loan that doesnt require u to have allot of credit,cause since i am only 19 i dont have much if any credit,is there any bank that it would be easier to apply at ? thanks for the help !!!! oh,and i am in oklahoma


What is chapter 7 bankruptcy and how is it different from the others?

Look, I just have about 800 dollars in debt. I don’t know what to do, I have no job, and I don’t know which chapter bankruptcy would be the best method to go with?


Can a bad credit rating be fixed?

Can it be improved like the way G.P.A.s (grade point averages) can be?


Where can I get a small loan using my laptop as collateral?

I have a Thinkpad T41 Laptop in Hot Pink. It’s an Intel (R) Pentium (R) M, 1600MHz Processor, 1.59 GHz, 512 MB RAM. I don’t get paid until next Friday and I am needing a small loan ($80) to hold me over. I am not wanting to use a Pawn Shop but I don’t know if there are any other places where I could take it to use as collateral. If I did take it to a Pawn Shop, do you think they would give me what I need for it? PS- I am not a drug user trying to pawn my belongings for drug money, I am just needing the extra gas money to go out of town for Thanksgiving. Also, a payday loan is not an option because I just started my job (had been a stay-at-home mom) and next week will be my first paycheck. Can anyone help me?


Where do I find free credit report that does not require a credit card or money what web site please?


About payday loans and bills?

I have more than 5 payday loans bills like car ins,light bills,telephone bills are out of controll

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I receive a call from Ace check cashing collection dept re my default payday loan. They told me I had to pay?

I receive a call from Ace check cashing collection dept re my default payday loan. They told me I had to pay Question Details: 540.00 by the end of the month or they were going have a warrant put out for me for Check Fraud which would hold up to 10 years in prison. The loan was for 200.00 on june of 2007. Can they prosecute me for a payday loan. The collection copy was out of atlanta, I leave in memphis, tn What should I do?


What kind of wood is best for herb planter box?


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


My mom passed away. She left me a house, loan in her name. Can’t afford the mortgage, can’t sell, what to do?

I have absolutely no money for a real estate attorney. I’m really in a tight squeeze right now. I just want more than anything to keep living in this house and get this business off the ground. To my understanding, I could easily sit back, do nothing, and allow the house to be foreclosed upon, not hurting my credit because the loan is in Mom’s name. But I WANT to keep the house! Right now it’s all I have. I tried to get a small business loan a few times, but I was denied everytime. I want to apply for a government grant for the business, but there is definitely not enough time for that to save me even if they did grant me something. capricorn122268: I’m not ignoring the problem thinking it will just go away. I’m asking questions here because I do care. Yes, I did have power of attorney for my mom, but now that she is gone, so is my power of attorney. At least that is what I understand. By law, don’t I have to be late on 3 payments for the lender to start foreclosure???



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Getting a car loan with really bad credit?

I have really bad credit (probably below 550) and I want to try to get a car loan to help fix that. I’m paying off my debts but have no credit in my name to help build it back up. I gross about $4000 a month and my bills are only about $1000 so my debt to income ratio is good. I have a trade in that I should get about 7000-8000 for (and that’s being conservative) and only trying to buy a car that is on the lot for 12500 (and has a kbb value of 15500) So I’ll only need to finance about $5000 on a car worth $15000. Will I be able to get approved despite my bad credit?


What material holds heated water in bathtubs the best?

I have been having trouble with my tub not holding the heat of the water for very long. I am not sure what material it is made of (house built in 1967) but I want to know what material to use if I can replace the tub. I want something that holds the heat of the hot water.


I am starting the process of buying a home…?

and am a little intimidated by the entire process of dealing with a real estate agent and blah blah blah. Just looking for a little info regarding the following; I have very little debt (under $3k), my credit score is reasonably ok (above 700). I was a previous homeowner more than 10 years ago and due to the situation at the time, had to short-sell it (single guy; bought home with girlfriend at time). Now I am married. Can we use my wife as a first time buyer (no income/homemaker) and use my income or does it not matter since we’re married? How long does a short-sell affect your chances of repurchasing? Do I need to be completely debt free? Thanks for your input.


I need to find Β£2000 pounds today can some1 help plZ!!!?

Hello everyone I need to lend Β£2000 today otherwise I lose my house I’m willing to pay back good intrest. My credit is really bad and can’t get any loans or payday loans I need a loan shark or something it’s my last chance. Please can some1 help I live I southampton

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does debt consolidation ruin credit score?

I’m over my head in debt, I have a long credit history with a high 600 score. But I can deal with putting up my whole pay check just to pay my credit cards any longer. I’ve always thought of Dept Consolidation Co. as a Scam. But maybe they’re not. Any one ever work with one? Does it make you Credit score go down??


I have 1st and 2nd mortgage on my house. I only can pay for the 1st not the 2nd Can I still live in the house?

I purchase a house that had one mortgage they sold the mortgages and now i have 2 mortgages that i have to pay. one is 180,000 and the other is 30,000 i can only pay for one. can i pay for the most expensive one and file bankruptcy on the 2nd one and continuing living in the house


What is your the best gun on Nazi Zombies Black Ops II?

My two favorites are the SMR and Type 25, but my brother says the M1911 paired with a war hammer is more effective. What are your thoughts? I want to get past round 9 on easy.


What are my chances of getting a car loan? Or what ways can I get approved?

I am looking to buy a 16-20 thousand dollar car. My down payment is 8 thousand, however, I am a new driver at age 19, and have no credit (not bad credit.) and I have low proof of income, including financial aid. I have a co-signer who has fair credit, with a bad credit history and also has a good source of income. If you want to be rude and tell me how much is a car’s expense, please dont waste your time. I already know how much it cost to own a car. I just want to know ways I can work around this finance.


Which are the best secured credit cards to help re-build your credit?

Ive read that, when reporting to credit agencys, some secured credit cards dont state that your card is secure. This makes it appear as if it could be unsecure when someone looks at your credit report. Anyone know of any like this?


How to refinance my car with bad credit?

I had a vehicle that was finance thru my bank because i was one moth late on the payment they pick up the vehicle. got in contact with my bank was told the only way to get the car back is to refinance my car. does anyone have any suggestion how to do this. been going on the interent so far nothing at all.


How can I get approved for a 6,000 dollar car loan?

I make 1000 a month and need 5,700 to buy a car what do I need to do to get this car? It’s at a decent price I want to act fast I just got my first credit card in the mail today also and my brother in law said he would co sign will I get approved ? If so what bank should I try?


How do you get your FICO for free?

Is there an easy/cheap/free way to get your FICO/credit score for free?


Free credit reports!!!!!!!!!!!!!!!!!!!!!!!…

is there any website that i can go to to get a freed credit report without having to put in my credit card info? I cant seem to find one plz help thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I live in NJ with a 600 credit score and cant get a mortgage?

I cannot get approved unless anything over 640. Any suggestions with mortgage lenders?


What material holds heated water in bathtubs the best?

I have been having trouble with my tub not holding the heat of the water for very long. I am not sure what material it is made of (house built in 1967) but I want to know what material to use if I can replace the tub. I want something that holds the heat of the hot water.


Can I get a mortgage if I am unemployed?

I am a full time student and do not have a co-signer.


Credit card limit for a 715 score?

what would approximately be the highest credit card limit I could expect for a score of about 715? Or better yet what what exact card would be good to apply for. I have some very high/bad capital one cards from a long time ago when my credit was not so good, but now I want one low apr / high limit card for emergencies.


When getting a car loan, is the DTI (debt to income) ratio important?

I need a new car soon but I’m leaving my full time job to go to school. I plan to live off of student loans but I’m concerned about getting a car loan after I have such little income. My credit score is over 700. Is DTI really important with auto loans, or does it vary by bank?


When your credit card says valid thru 4/09″

does that mean valid for all of April?”


Where can I get a free credit report online?




















































What stores accept best buy credit card?

What stores accept best buy credit card?

there sold out on an item i want i was wandering what other stores accept best buy credit card

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What can i expect to lose if we file Chapter 7 Bankruptcy?

my wife an i are going in to see a bankruptcy lawyer next thursday. we have two cars 10 years old and are still paying on one we got last year. the other is paided off. we owe about 60,000 on credit cards and hospital bills and school loans. she was caught in a down sizing and i was put on ssi because of medical problems. we do have a mortage on our house. what can we expect to lose if we file for bankruptcy. how much will they take inside the house and if they will take one or both of our cars and even the house. this is very scary cause its was all good until i started having too many surgery and she lost her 16+ an hr job and now has to take a 10 hr. myself was put on SSI for good.


How does a retail credit card (best buy) affect credit score?

I am thinking about opening a best buy credit card to buy some school stuff I need. I have a steady income and could pay it off in about 2 months easily. I also know that retail cards like the best buy card can’t have any positive impact on your score, but they can have negative impact if you don’t pay off your balance. What I’d like to know is if I open the card, buy my stuff, pay it off in a month or two and close it. Will that have any influence on my credit score?


Can I dispute an item on my credit report without having a copy of my credit report?

I think you have to first get your report, then use the number code on it in your letter to refer to your report so they make money that you ordered the report first before considering your dispute, but it says I already got my free annual report (which I didn’t) and now have to pay for one. I know for 100% certainty of a particular debt that has been reported to the credit bureaus based on a letter from the creditor. Can I just write to them to request they remove it without purchasing their report first?


Why is a residential status important to the credit card company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I check my credit score?

You know, how each of the three main companies are supposed to give you a free report every year. For some reason, every time I try to do it, I get sent to some website where I have to pay money or register or… or… Long story short: who has done it the right way and how do you do it without having to pay money. Thanks!


Do colleges give emergency loans for textbooks if you can’t afford them and can’t find them cheaper?

I cannot afford 400 bucks worth of books and cannot find them on most of the major used book web sites….if I get a loan refund check I’ll be able to buy them but who knows how long it will take. What does a school do to help?


Can you file bankruptcy on payday loans even though?

they make you sign a thing that you are not in the process of filing or going to file?


What stores accept best buy credit card?

there sold out on an item i want i was wandering what other stores accept best buy credit card

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My boyfriend’s ex girlfriend use his credit card, debit card and information.?

Hi. I have a boyfriend and we’re getting married but we’re in big trouble cuz of his ex. My bf and his ex had been together for six years and lived together. She considered him such a sucker. She didn’t work at all, she stop her studying at college, and she spent his money all the time. Worse thing is she stole his some of cards what he seldom use and had spent about $6,000. Everytime when she got the bills, she hide those. So my bf didn’t know about that at all. Since they broke up, he has gotten a bunch of bills and some of card company even sued him. My bf asked her about that and she promised she’s gonna give him money soon when she get a student loan but it’s 8 months ago already and we found out it was all lie. But he believed her that time so he started to pay for all bills by payment plans. But he still has lot of debts and he doesn’t make that much money to pay all in short time. Because of this we get so much stress and have no money for wedding. Now she ignore his texts, all messages, and calling. Even we found some of copied papers of his cards in her stuff are left at home few days ago. She also used his card on the online few days ago and she even tried to get a new phone by his credit card. These all happened WITHOUT ANY HIS PERMISSION!!! His credit score is getting lower that I’m so worried our future. Right now, what can we do? We’re so mad about her!!!!:/


How can I get my creditors to remove defaults, so I can remortgage?

I own my flat together with my mum, and now she is looking to remortgage. Last year when she tried to do this, we were turned down from a few creditors, so stuck with the one we had, at a higher interest rate. The reason we were turned down is due to my bad credit rating. I have missed a few payments on my credit cards, as I was actually living off the cards – I had been made redundant from one job, and was almost literally forced to quit the next one (with 2 months in between jobs each time). Now, I had never missed a mortgage payment, which I was told is a good thing, but the credit card defaults are still on my credit report. Now I admit, I am terrible when it comes to money, and trust me, I have been lectured enough about this, so would appreciate genuine advice on how to get out of this situation ‘alive’. I got to a stage where I felt I could not afford to keep paying off my cards, as some of them increased their interest rates recently, and I turned for help to various agencies, who promise that ‘you will be debt free in no time’, by consolidating all your debts, and spreading a very low payment (of Β£150 I was quoted) between all creditors. Now one of the agencies was a charity CCCS, who are offering help for free, by assessing your income and realistic outgoings (so advising to cut all extras, like cinemas and expensive gym memberships, etc). However, in the process of handing over all my debts to them to handle, I had to ensure I open a new bank account and transfer all direct debits, etc. This all has turned out to be very time consuming and I had incurred even more debt, as I had written to creditors advising them that CCCS would be taking over all matters, but hadn’t been paying in the meantime, hence my rating has been damaged even more. Now the other problem is that my mother doesn’t know about my financial circumstances, and ideally, I wouldn’t want her to. She will be hugely disappointed in me, will probably not speak to me ever again, and in worst case-scenario, she may fall very ill or suffer a heart attack. So, as selfish as it may sound, I wouldn’t want her to find out for my sake, as well as her own. The only solution is to improve my credit score ASAP, especially that I have now given up on using a third party to deal with my creditors on my behalf. The question is, how do I get it fixed fast (apart from of course making payments), and how likely are the creditors to agree to remove the default strikes from my credit file, if I ask them nicely and promise to pay, by setting up a direct debit? Any genuine advice will be much appreciated. Thank you!


How do i close my credit one bank credit card?

i have this creditone bank credit card tht offers 200 limit…i recently got another card tht has better apr and i want to get rid of this card BUT i read in the fine prints tht they charge u 7.00 for electronic payment so tht means even if u pay evrything off u still have another fee added to ur credit…how do i get rid of this card?if i cancel it with me still oweing thm money they will add hidden fees and all tht bullsh**t..somone tht went throu same thing as me PLZ help me


Is there any way to divorce without going through court and lawyer bull crap?

Kay so, my husband and I bot want a divorce. We sat down and had a long talk about it and we both believe the divorce nessecary as we are not compatible with one another.. I mean this has to be the simplest divorce case ever.. We have no children, neither of us want alimony, we did not own anything together, nothing we just want the divorce. Weve been separated for six months now and we live in different states. Is there any way to get the divorce without having to hire a lawyer and go through the courts?


Where can I get a personal loan with bad credit and delinquent payments ?

im 21. I am trying to apply for a personal loan to get myself out of debt. I am 1 car payment behind $250 a month. I have one credit card that has a $300 cl but is over by almost $100 because I cant afford to pay it up right now. I make about $800 a month. any suggestions where I can get a loan to get myself on track ? My credit score is 550.


Refinancing an auto loan that’s currently in my father’s name?

In 2009 I purchased my first car and due to my income and credit history the car was put into my father’s name and I was supposed to be a cosigner. However, I was never put as a cosigner on the loan. Now it has been two years and I owe around 4800. I payed the down payment and each of the bills gets pulled directly from my checking account. I have two years left on the loan and I just think it’s a shame that I’m not getting any of the credit in paying it off. Will I have to refinance, and if so, how do I go about doing that with a loan that technically belongs to my father (he currently lives out of state)?


Anyone work at bellco and know what credit score I need to become a member?

I have a 597 credit score and really want to raise my score. I have paid off every bill on my credit report and it’s still that low. With the credit score I have I will never be able to get a credit card or loan. If I can’t get these things I don’t know how I will build my credit in the future. I know bellco has some great programs for credit cards And I’d really like to get with a union in order to start my quest to repair my credit. Does anyone know what credit score I’ll even need to get with their union? Does it change anything that all my bills were medical and I have paid them all off in full? I own my own business. I have no bankruptcys, liens, loans etc. Ever, never even had a credit card? Any help is appreciated! Thanks


I NEED credit card help with victoria secret!?

i rather pay my bill online.. because i feel by the time i get the bill in the mail its too late. and besides.. why have to go through the trouble of mailing stuff when you can just do it online. ALSO VERY IMPORTANT.. i returned something as well. i bought something for like 70 dollars and then returned something that had cost 20 dollars and exchanged it for something that was 40.


What stores accept best buy credit card?

there sold out on an item i want i was wandering what other stores accept best buy credit card

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Question about credit debt/bankruptcy?

i am 15000-20000 in debt. I just got a job making 30,000 a year. I have 2 kids and a wife. she makes the same. If i file for bankruptcy, will i be able to be free and clear of debt? Also, is it possible to get my checks garnished, or is that something that they dont do? i am scared and dont want my checks to be taken away to pay my credit or else i wont be able to live. How much do they garnish if at all? Any help is appreciated.


How can you get a credit card with no credit?

No, I’m not in college at the moment.


What are non mortgage loans?

what are some examples of these kinds of loans and are there any other names for non mortgage loans?


Has anyone had experience with a identity theft protection company? which one has the best service?

Has anyone had experience with a identity theft protection company? which one has the best service? thanks


I can’t pay my payday loans back?

I have a few payday loans. I have lost my job, my bank account has been closed and I have filed for chapter 7 bankruptcy. What can they do to me?


Credit Card Debt/Debt Consolidation Loan?

I have amassed $16,000 in credit card debt. I am contemplating the best way to tackle this debt as there are other things that I want to do with my recently purchased condo. However, I will not begin to make any improvements or take on further debt until I am totally credit card debt free. The credit card debt is contain on (2) credit cards that have an interest rate of 9% and 12% respectively. I am considering a debt consolidation loan but preliminary research shows that the interest rates being offered are higher than my credit cards’ interest rate. The fixed payment of a debt consolidation loan is what is most appealing to me. What suggestions do you offer? Is it possible to receive debt consolidation loan at a rate lower than what is being offered? Are there other debt reduction remedies that I should consider? Let me know if you need additional information. Please help. Thank you for your time


If someone co signs for a mortgage are they part owners?

If my husbands parents cosign for us to get a mortgage does that mean that they will also be on the deed? does it mean that they are part owners? also can we make home improvments with out haveing to ask them first? also if we decide to sell our home do they have to agree to this? any other info would ge great! thanks!


Is it safe to check your credit at free credit report.com and would it effect your credit ?

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What does this mean Monthly income before taxes and adjustments per pay period?”?”

I am filling out a car loan application for my bank online and it is asking for my gross salary. When I click on it this is the explanation it gives me Monthly income before taxes and adjustments per pay period.” Is it asking for my gross monthly income or for my cross income for each pay period (which for me would be every week?)”


Who can I contact to receive a personal loan not a payday loan with bad credit?

I am a married person, my husband gets paid by the hour, lately he has been out work due to illness. I just need a loan of at least $3000.00 – $5000.00. Any one out there can help or can refer me.


How long does it take for my credit score to rebound after establishing new credit accounts?

Greetings! I’ve recently signed a lease on a new office AND purchased a new home. I need to fully furnish the office quickly and am short on cash because of the home purchase. So I have applied for credit at three different locations and will use it to make the necessary purchases. Afterward, I expect my credit score to plummet. Given that I will certainly pay off the debt within four-to-five months, how long will it take for my score to rebound? Will I need to cancel the credit accounts or might there be some advantage over time to having the credit available without using it? Thanks for your responses.


Is Loan Sharking” illegal in CA?” Is there a max % of interest you can charge someone?”

or can you just do whatever you want as long as ALL of the parties agree, and have time to look it over, get legal counsel if they want, but as long as everything is listed under the terms and conditions, can people just do what they want? We would be notorizing and recording everything.



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Has anyone ever gotten an unsecured personal loan from speedybadcreditloans.com?

I’ve researched them on the internet and nothing bad comes up. In fact, a lot of websites say that sites like this require a fee (this one does) because they are acting as a middle man between the person seeking the loan and the high risk lender. I just wanted to see though if anyone out there has actually gotten a loan.


What stores accept best buy credit card?

there sold out on an item i want i was wandering what other stores accept best buy credit card


Can a civil case be tried in bankruptcy court?

We had a district court case get shifted to the bankruptcy court. We are the plaintiff in a bankruptcy conversion suit. We would like to keep it as a separate case and not get combined with the regular trustee adversary suit. Is this possible?


How can I get credit card statement (HSBC) online.?

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How can I get my credit report without paying anything?


How do I use fafsa to pay for my books in college?

I start college soon and I haven’t bought my books because when I went to the college bookstore they only had new and the books were over 100 dollars. I also heard that it is okay to wait until after the first day of classes to buy your books so you know which versions you need for sure? Should I just buy my books now or wait?


29.99 apr% credit card, short sale on credit report, decent credit score, need new card , help?

My husband has a card with (limit is $2,300 balance is $2,005) a 29.99% so the finance charges are $55monthly, and the minimum payment is $74 so l have started to pay the monthly plus the finance charges to try and get ahead instead of just the minimum as i was doing before. I would like to get a new card with lower apr% but his credit report isnt the greatest because he has a pre-forclosure short sale derogatory trade on his report, his mid fico score 2 months ago was 631 so his credit isnt horrible but that short sale is hurting because he cant seem to get approved for anything! not even with our own credit union! He makes gross income of $3600 so we have good income just bad report. My mid score was 662 2 months ago, but I have a 27,000 car loan with monthy payments of $540 and income of less than $500 a month. So I know i wont qualify for a credit card even though I get great pre-approved deals in the mail everyday, i know my score is decent but my income isnt. Anyone have advice?


I have a credit score of 440 and i need a loan?

my credit score is bad due to missed payments a repossioin and other various things so i need one loan and debts included so i make one payment i have a good cosigner that is willing to help i just dont know where to turn so i am considering bankruptcy if i can not find a loan and i would rather not do that


Vehicles owned and bankruptcy?

do you have to list all of your vehicles in a bankruptcy filing in p.a.?


Credit Card Question?

I’m 24 and graduated college last year. I only have a bank of america credit card. The limit is $3000/month. I also only have a bank of america student checking account that i opened 4-5 years ago and i still use it. I know credit cards have those high interest rates but are those rates only if you don’t pay your bill on time? I never understood what it meant by credit card and high interest rates. I never had to pay any fees with bank of america when using their credit card. I still receive those mails from chase, discover, citibank etc asking me to sign up for credit card and low apy fees. I wouldn’t mind getting another credit card because of my $3000 limit with BoA. Last time i asked for a limit increase but i told them i had no job and they said they couldn’t increase it because of that reason. Would it be a good idea to get more credit cards? I don’t usually spend that much money per month but there were a few times where i hit my limit for the month and couldn’t spend anymore money on my credit card. If i sign up for a chase or citibank credit card, would it cost me anything if i use the card rarely? Also, if i have a credit card with chase, citibank, that means i would have to get a checking account with them correct to pay the credit card bill online? I pay all my credit card charges using online banking with bank of america.


What or how is a best way to get out of complete debt?

I am at lest $20,000 dollars in debt. This includes credit card, payday loans, and a student loan. Yet! I’m confused as to what is debt consolidation and how is works. I’m disabled and on a monthly fixed income anyway. How does debt consolidation work? What are the pros and cons. What are my options at this point. Anybody got any suggestions-only serious and helpful answers are wanted. I just want to be debt free. Can anybody help me.


How exactly do construction loans work?

right now we rent a house and it is costing us 1100 a month. Its a big house. My wife and i would like to downsize and have lower monthly payments. we were looking at a first time buyers loan and a construction loan. How does either work.


Mortgage Lender says I need a Full Time” Job to get a loan.?”

Since I just graduated from college. How many hours are considered full time? I just got a job offering 32 hours a week.

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How do i consolidate my credit cards to get out of debt if i am being refused loans?

myself and my partner are in credit card debt of about Β£12000. have been trying to get a loan to get out of this debt but keep getting refused. have looked up our credit report and cant see anything much wrong apart from having a few cards. went to the debt counselling at the council but they said the debt was too small to do anything about. help


What stores accept best buy credit card?

there sold out on an item i want i was wandering what other stores accept best buy credit card


Would you spend $400 for an ad in a High Quality Magazine if you had your own Biz?

This would be for a text ad – up to 30 words, hightlit header, color and glossy pages. The magazine is distributed to 140,000 homes & businesses in the sacramento area.


Can I negotiate the interest rate on a cash advance (credit card)?

cant get in the situation Im in but I did take out some money on my home equity line of credit. If I sell my house for the price Im marketing for, im assuming ill have to pay the line of credit in its entirety and then the acct and mortgage is closed. im not going to be able to pay off the entire line of credit maybe 70% of it with the proceeds from the house. ill have to transfer the remainder to some other instrument. can I negoitiate interest rates on a cash advance on credit card. I think its rediculous for my card issuer to charge a whopping 20% int on cash advances. its my only other credit and I do not have much in savings (about1500) I want to keep this cushion for emergencies. any suggestions


Consumer Math Quiz Help.. all the problems.. please?

I don’t have very much longer to get these done, and I have 100 other things for school to do, so any help would be great.. thank you so much in advance! & please don’t swamp me with do it yourself” cause if I had the time


I am upside down in my auto loan?

i owe $22000 in a loan for a car i bought last year and my payments are over $600 a month with a 23% interest rate i got a trade in value quote from the dealer that sold me the car of $12000 which would put me upside down by $10000 no bank will refinance because i owe so much is there a way out of this and what should i do? my credit score is 623 am i better off trying to roll the negative equity into a lease and is that possible with that high of a negative equity?


Why is my credit score different on two different sites?

I have an account with FreeCreditReport.com and TrueCredit.com. Both show my Experian score as of 2/24/2011. However, they are 30 points different. Does anyone know why that would be?




















































What is a good credit card limit to have in order to improve one’s credit score?

What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

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RELATED:

Need a $5000 dollar loan today in St. Louis MO. Bad Credit. Any Thoughts?

I need to get a loan to pay bills that have mounted. Please help I have a good job and will pay back huge interest, but no more scammers. Any Ideas?


What does the slang word goon” mean?”

I hear it all the time in rap songs and i just am curious about what it means.


Huntington Bank auto loan?

Ahh yea now why didn’t I think of that !!! I need the money by the end of the month Serious answers only!


What website offer a free credit report? Everyone I have found ask for a credit card?

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Personal loan after bankruptcy?

How can I get a loan for furniture? I just want it for around 2,500. I have my eye on living room furniture and dont want to Rent to own. Any one know of any options? I did get a car loan for a 2006 with no money down.


Traded cars now he wants his car back.?

met with a guy and we looked over each other cars and decided to trade even up. signed and swapped titles. later that night he calls me saying that my car is a pos and he wants his back. i know for a fact that my car was in good condition i think he did somthing to it. what he is claiming is i knew when i traded but had no clue of any issues with the car. i dont want to trade back because i dont know what he has done to the car over the past 2 days. he is saying a couple of things he says he is going to file for a lost title and get his car back and if that doesnt work he is going to get a lawyer and sue me. can he do either of these things? what happens if he files for a lost title? will he get anywhere by trying to sue me being we made an even trade?


Please help!! Year 12 maths assignment question, home lones!?

Amelia and Andrew need to borrow 250 000 for their home. They have a choice of two loans from the Commonwealth bank. Loan 1: A variable rate home loan at 7.81% reducible interest over 30 years with minimum repayments of $1898.18 per month. Loan 2: A fixed rate home loan at 8.25% reducible interest over 30 years with fixed repayments of $1971.13 Amelia and Andrew believe they can pay $2050 per month. If they do, loan 1 will be payed off in 20 years and 3 months. By first researching the difference between a fixed rate home loan and a variable home loan. Provide a recommendation to Amelia and Andrew about which Home loan they should choose. In your recommendation provide a strength and limitation of both Loan 1 and Loan 2. PLEASE SHOW WORKING OUT!!


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Could I buy a condo right after bankruptcy?

I just filed bankruptcy after loosing my job 2 years ago. I couldnt catch up on my bills after not having a job for a year and a half. Now I have a job. Im currently renting for $900 month. I just seen this condo for sale for $39000(foreclosure). This condo is unbelievable and as well as nice location and my mortgage will be much much less than rent. Do you think that it will be hard to get a bank, etc to finance me after just filing 3 months ago. Its funny now that I filed my credit score went up alot(which is strange)…..NEED HELP!!!!!


I am thinking of filing chpter 7. Advice?

If I file bankruptcy and have some pending trafic tickets, will they be covered also. And is this process difficult to do.


Parents stealing money from me?

I have this secret place to put money in (well you know now) and i saw my mom and dad take money from it and it had about 300 dollars i was saving up from chores and stuff should i confront them or hide my money in a different place?


Are there any highstreet payday loan companies that use alternatives to guaranteed cheques?

Looking for a cash loan but don’t have a guarantee card. Any ideas (except money shop). Live in Nottingham!


Credit Check!?? HELP HELP HELP PLS!?

Where can I get a free credit check without a credit card?? The ones I checked online need some type of credit card at the end even though they said FREE.I don’t have a credit card, but I just want to check on my credit because I’m trying to move into this place. Thanks for all your help


Debt Consolidation Loan for my auto loan?? How it could effect credit? Pls read?

So when I first got my car I had bad credit and my interest rate is a whooping 16% … this was in 2006 .. Ive never been late on the loan (fyi) so I rec’d a mail offer from Discover Bank whom I have a Discover credit card with and I apllied and was approved … my loan with Discover is for $9,500 which is what my payoff of my auto loan is … my question is will my paying off” my auto loan and having new credit that is my Discover loan effect my credit drastically …. I know its just moving the debt but my interest is now 12% with Discover”


Rent-A-Center and credit??

My husband and I just finished paying off a computer from Rent-A-Center. It was the only way we could do it, because we’re a young couple and have no credit. We paid it off in the first 90 days, so we didn’t have to pay over 1,000 bucks for it. We paid like 700 or so. My question is, do places like Rent-A-Center do anything for your credit? And if not, any suggestions on how we can build credit?


Will a secured credit card be taken away in a chapter 7 bankruptcy?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

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What happens if i am unable to pay for my personal bank loan in dubai . i am in my own country now .?

I left my job and part of my bank loan in Dubai. After a year , the bank is now calling and emailing me. I cant’ pay now. What legal action can they take against me?


Negotiating deal on options for new K. Hovnanian Home?

I am looking to purchase a new home from the builder K. Hovnanian. They are offering a national sale for 3 days only. 72% off of all options up to $40,000. This sounds like a great deal, but EVERYTHING is an option, the base price is a bare bones price of $350,000. Does anyone work for K. Hovnanian or has anyone dealt with K. Hovnanian before that could let me know if I have any shot at getting them to discount options I purchase over the $40,000 included in the deal? The housing market in my area (Raleigh, NC) is strong, but developments are popping up left and right and builders are starting to overbuild and are having trouble dealing their current inventory. This development is currently offering up to $40,000 off existing inventory of houses (these houses are in the $350,000 to $450,000 range.) If someone could give me some advice on whether they think I could get an additional amount off or advice on how to best negotiate a new yet to be built house I would appreciate it. Thanks


I need to get a car, how do I make check stubs?

This economy is screwed up because there so judgemental. I make enough to pay a carnote but no one will give me a car because of my credit history(which happens to be about a petty 1000.00 bucks, half of which just double for nothing). I guess the only way I can get someone to give me the car I want is by saying I make more money than I do. I’d like to convince them I make about 2500 a month. I have a good downpayment I can put up too. Has anyone ever made a checkstub to show they made money they dont? Did it work?


Where can I get my credit report for free?

please don’t say freecreditreport.comn because that is not free!


When is it best to file bankruptcy, during or after the divorce?

I am in the middle of a messy divorce. The house is in foreclosure and I have a lot of debt. The house does have an offer but I will owe on closing and not sure how I can come up with the money for that. My divorce will not be final for a couple months, should I wait until the divorce is final or can I proceed with bankruptcy? The only debt that is in both our names are the three mortgages, what happens with them. How will it effect his credit?


How much would i have to pay a month for a 4500 dollar car?

How much woud i pay a month if ive never gotton a load for anything and dont have a credit and my parents sighned it and they have good credit


My brother in law said since he filed chapter 13 bankruptcy he can’t sell his motorcycle?

This is in the state of Kansas if it matters.


Is there a way to see your credit report for free?

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Student personal loans?

i need a loan for barber school where can i get a student loan for barber school cant get financial aid for this school where can i get like a personal loan for this kind of school?


Free Credit Report…what site is absolutely safe?

I was going to go to AnnualCreditReport.com…is that a legit’ site?


How much harder is it to get out of debt through bankruptcy these days?


Is the 36% apr cap on payday loans for the military currently in effect?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long does it normally take for an underwriter to write a home loan?

We have been working on closing a deal on purchasing a home, but I have had some communication difficulties with the mortgage broker. We started the process on June 2 and set a June 30 closing date. The Real Estate broker called today and said the mortgage broker was just sending the paperwork to the underwriter today or tomorrow. Will we still be able to close in 8 days?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However


How do you report credit card fraud?


What will happen to my assets if I file bankruptcy? Details inside?

I make $49,990 gross every year. I have two houses. The first one I live in. I have an 80/20 loan. 80% for 300K 20% for 80K. Ive paid the $300 (80% loan) down to $292K and the $80k (20% loan) down to $72.5k. This house is worth approximately $320k. The 2nd house was purchased for $160k and has $135k owed. Its appraised at $180K I have $2,800 in credit card debt on one credit card. I own my car outright. I quit making payments on the 20% loan and modified the 80% loan. The bank that holds the 20% mortgage is coming after me for the $72.5. Im stalling at this point and no judgment has been put against me. I want to file bankruptcy on the 20% loan. Giving up house number one is okay with me. I will live in the 2nd house I own, or continue to rent it out and rent somewhere until I can rebuild to buy a 2nd more affordable home. I really want to keep that townhouse. What would be best for me in my situation? Chapter 7 or 13? If I want to walk away from house #1, can I keep my townhouse? I don’t want to pay for the next 3-5 years to my creditors, i’d rather give them the house. What are the facts? Things I havent looked at, or considered? Is it possible to keep that 2nd home? If so, will they put a lein against it? Etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a free credit score?

Every time I fill out a form to get one at the bottom they want a credit card number and some money later. Is there a truly free credit score?


I Need A Personal Loan Quick But I Have Bad Credit?

i need a personal loan quick but i have bad credit” Please show me where to get a quick personal loan that disregards bad credit. I have searched the internet for a while but didn’t really find what I wanted… Thank you”


FakeID websites from experiance? The ones i have googled with positive reviews have been terminated? Anyone know a positive website?


How to know/calculate the credit history before applying for credit.?


What does tax lien released mean?

I pulled up my credit report and under public records there is an inquiry from my county saying tax lien released. What is that?


How to consolidate credit card debt without hurting credit score?

Okay, looking for some help. I’ve got about $30K in credit card debt, across several cards, I’ve been making the min payment for years without fail, but I’m not getting anywhere with the debt, it’s staying the same because I can’t afford to pay extra. My credit history is long and solid so my score is mid 700s. Is there anyway I could consolidate all my debt into the lowest possible monthly payment without hurting my credit score? I don’t own a home, but don’t care if it takes 20 years to pay the debt off either, I just need to lower my payments. Thanks!


I want to get my name off of my car loan that I share with my ex?

My ex and I bought a car together, and I have been making the payments. I want to get a better car with a lower interest rate and let him take over the payments and have this car. is there any way I can do that and get my name off the loan?


Is there anywhere to get a real free credit report without joining a trial membership?


Can anybody be a cosigner for an auto loan? Was told has to be in same houshold?

I was told by my credit union that the person co signing (for auto loan) has to be an immediate family member or has to be living in the same household. I have never heard of this before…please help! Is this true for all banks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get free credit report?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However


Bankruptcy and Income taxes?

Can regular 1040 Income taxes filed late be discharged in bankruptcy


How can I get a free credit score?

Every time I fill out a form to get one at the bottom they want a credit card number and some money later. Is there a truly free credit score?


How do you use a Visa Gift Card Online?

I’m not 18 and I want to buy something online. So I can’t use a credit card or debit card. I heard you can use a Visa Gift Card to buy online. Is it possible to add a Visa Gift Card on PayPal and then buy online? If so how? I am also unverified on PayPal so please help. Will give best answer to most helpful.


Can a debt be reported twice to the credit bureau?

Once by the original creditor and then by the collection company? If not, then how should someone takes care of it. Any online resources available?


How much should my pmi be on a 240,000 house?

Also, does anyone know a ballpark for homeowners insurance also?




















































I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had a bank loan in Dubai and i lost my job , i had to come to India and after one year’s time now bank has contacted and asking me to pay or else they will file a legal case.I have to arrange the money and pay which will take time.Now will there be any problem if i want to go to other countries and if at all i go to any country will this problem reflect there until i pay? What will be the consequences ? so that i can arrange to avoid it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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What is the best website to check your credit report for free???


Can I buy amtrak tickets at the station?

I don’t have any credit or debit card to do my bidding online, and will thus be needing to use cash. The station I will be going through has a ticket office — on the day of my trip, will tickets still be sold for my route? Will the fare I would pay at the ticket office be the same as the one displayed right now (about two weeks before my trip) online?


I wrote a check for a payday loan and cant make the payment and the accountt is close after I wrote the check.?

The account is now closed. I didn’t realize the $200 a week was just to pay the interest with nothing going to the balance. What should I do?


Will my auto loan cover a little extra?

I’m pre-approved for $4000 but what if my car costs a couple hundred more? Or what if tax, title, license puts it a little over $4000?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Katie is buying a house and is looking for the best home loan to pay for her purchase. what loan should she ch?


How do I calculate the NPV of student loan debt?

I have $71,000 in debt at 3.25% interest with a 23 year remaining term. The monthly payment is $340. I’d like to determine how much that debt is worth in today’s dollars (and also the formula for calculating it so I can do it myself from this point onward).


What happens to a put option when the company goes bankrupt?

I have a put option on a homebuilder and am wondering what happens to the option’s contract if the co. declares bankruptcy and stops trading. I know that filing bankruptcy does not necessarily force the stock to stop trading but sometimes…thanks a lot!!


I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had a bank loan in Dubai and i lost my job , i had to come to India and after one year’s time now bank has contacted and asking me to pay or else they will file a legal case.I have to arrange the money and pay which will take time.Now will there be any problem if i want to go to other countries and if at all i go to any country will this problem reflect there until i pay? What will be the consequences ? so that i can arrange to avoid it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does checking your credit score lower your credit score?


If a municipality goes bankrupt, do its pension liabilities disappear, too?

What happens when a town or city goes into bankruptcy? Are there specific bankruptcy laws about this in the U.S. Code?


Will a credit union finance an auto loan for a vehicle with a repair title?


I need to borrow 1500 dollars, but dont want to do a pay day loan and my credit stinks…any ideas???


How can i get a cash advance from my tjx mastercard without pin?


Has Capital One suddenly raised your credit card interest rate?

Quwe, thanks for the website but my interest rate was never an interductory rate. It originally was one of those Prime Lock” cards they advertised a few years ago


Which is the best payday loan company?


Is taking out a loan for a vacation a good idea?

My husband and I are in an interesting situation. We have a savings account but don’t want to pull from it for our vacation and this summer, because I am not working ( I work seasonally for a school district) our finances have been tight and we are not making as much each pay day as we usually do. My husband returned from iraq 4 months ago and we have not seen his immediate family in about 2 years. We have been planning to go to visit them since before he got back, but his leave for this July was not approved til just recently. Therefore, we could not buy airline tickets in advance and they are now ridiculously expensive. As I said, we do not want to pull money out of our savings and we don’t have enough nor will we currently have enough on this immdiate payday for the tickets along with all our other living expenses. We both have decent credit, pay bills on time, don’t use credit cards, and are in no debt besides one car payment monthly and a very small amount on an old credit card. We have taken out one loan before for car repairs and paid it back in a timely manner in alloted payments. Is it a good idea to not take out of savings and take a loan for this vacation, because of our weird situation or should we just spend the money for savings? Would we build better credit by taking out this loan and paying it back? I think it’s risky to use most of our savings. We won’t have trouble paying the loan back, because by the time the allotments start coming out, I’ll be working full time again.


I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had a bank loan in Dubai and i lost my job , i had to come to India and after one year’s time now bank has contacted and asking me to pay or else they will file a legal case.I have to arrange the money and pay which will take time.Now will there be any problem if i want to go to other countries and if at all i go to any country will this problem reflect there until i pay? What will be the consequences ? so that i can arrange to avoid it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Realistic USAA auto loan amount? 18, No credit, No Downpayment?

I need a vehicle if I am to join the military. I wonder what kind I will be able to afford. I know I will get some money after basic training and tech school so let’s assume I have 2-3 grand for down payment.


How does cash back on my Chase Debit Card work?

On the Chase website when I check to see how much I have in my account it says I’ve earned cash back since enrolling. And there’s a link the RealCash Mall”…I am just wondering…how do I claim the cash back


Finding out your Credit rating?

What’s the best way to find out your Credit rating? I don’t trust any website that asks you to enter in your credit card numbers- it’s probably a scam. Is there a general credit Bureau or stats agency that you’re supposed to contact, or what?


Is $1000 a good downpayment for an $8000 car loan?

My fiance is going to be attempting to finance a vehicle within the next 30 days. We are going to our bank tomorrow to talk to a loan officer about getting financed. His credit is pretty bad (dont know an exact number but do know its less then 600) …but the worst thing was defaulted student loans that are now completely off his credit. He’s been at his job for 3 years. We are willing to accept a higher interest rate as we do realize there is no way around it. So, do you think based on the few details you have, that we could finance a vehicle? $8000 is our MAXIMUM price….we found a vehicle for $6500 that we love!! Also, we live in Michigan. Anyone know of any finance companies or dealerships we could contact? Thanks so much…oh and no rude comments please!


The most common type of bankruptcy in the U.S. is a Chapter 13 bankruptcy, which is designed for individuals w

The most common type of bankruptcy in the U.S. is a Chapter 13 bankruptcy, which is designed for individuals who are temporarily unable to pay their debts, but would like to pay them in installments over a period of time. True False


Civil Judgment in Bankruptcy?

This currently shows on one of my credit reports: Type: Civil Judgment in Bankruptcy Court Type: Circuit Court Date Paid: 06/2009 Date Filed: 04/2009 Responsibility: Individual Plaintiff: #################### Amount: $572 Estimated date that this item will be removed: 03/2016 the judgment was issued against me while i was in the process of filing bankruptcy. does that status mean that it was discharged through the bankruptcy? anyone know why it stays on the credit report even though the bankruptcy was filed? or does it just stay on there just like the credit cards, etc.


When I shop at Kroger and use my card I get an option for cash back. Is this an advance or real Cash Back?!?

Ok, basically my discover card has a Cash Back thing on it so I get a certain percent back. I have no idea how this really works, but whenever I shop at Kroger I get an option for a certain amount of Cash Back. I’m always scared of using this option as Im afraid it might just be taking a cash advance on my credit card


If i already received my free credit report online and the session expired, is there any way that i can goback

i went to(annualcreditreport.com) and like an idiot i tried to copy the page and save it, but ofcourse it didnt go through and now there is no way for me to go back on so does anyone know what i can do to view my credit report again?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How Can I see/Get my free Credit report on line from reliable source?


Is there any where I can get my credit score online and free?

I know there are places I can get my free credit report but what about my score


Refinancing auto loan for non resident aliens!!?

What are the options for non us citizens/permanent residents for refinancing a car? BOA doesn’t refinance a car for non-resident aliens(visa holders).Does any other bank grants? Thanks.


Free Credit report or credit score?

Does anyone know where I can get a FREE credit report online without having to buy something from them or having to commit to something?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I get a home loan without a job?

I was questioned on the validity of my credit score (883) and was admonished that the credit score range is 300 to 850. I guess that is correct for FICO (whatever that is). My score of 883 was provided to me by Experian and is called a VantatgeScore with a range of 501-990. So, I don’t know what my 883 really means in relation to other scoring schemes.


I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had a bank loan in Dubai and i lost my job , i had to come to India and after one year’s time now bank has contacted and asking me to pay or else they will file a legal case.I have to arrange the money and pay which will take time.Now will there be any problem if i want to go to other countries and if at all i go to any country will this problem reflect there until i pay? What will be the consequences ? so that i can arrange to avoid it.


Move, auto loan and school loan, what should i do?

Hey guys, so i need a little bit of advice.. Im 21 and would like to Move from Utah to California and i figured i would be comfortable transitioning in about 2 yrs or even sooner if possible. At the moment i go to school and Ill be receiving my Associates degree next year ( by may at the latest). I had to take out school loans and am about 11500 in debt.. I also have an auto loan and i owe about 7500.00 on that. I work in an office and make about 23,000 a yr. K so my concern is this, i want to move with as little debt as possible, but i dont want to fall behind in school either.. Is it a good idea to make large payments ( i want to say 900-1000 a month ) on my auto loan and pay that off before i receive my associate and after, begin making large payments on my school loans until theyre paid off. and after thats paid off, move to California and begin on my bachelors there with no debt. Or should i pay my auto loan as i mentioned above and continue with school in Utah and then move to cali with a bachelors degree and the debt from school loans? I dont know which would be the best option? note that i will be moving without my family, so im doing this solo with a couple of close friends. I really want to do this right, so please any advice is appreciated. Thanks!


18 year old car insurance in NYC?! how much am i looking to pay?

parents are going to buy me our family’s first car in america. my dad has been driving for a very long time and has a license in china but not in america. This means, i cannot be put under my parent’s insurance since they do not have any. I’m planning on getting a used honda civic. my grades aren’t good enough for the discount.I work 2 days a week and get paid $120. how much would i be looking to pay a month? what are some ways i could lower that? (ex. parent’s co-signing, etc.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Chapter 7 Bankruptcy?

Today around 3pm, here in Atlanta Georgia, I filed a a motion to re-open my chapter 7 bankruptcy case that was dismissed because I missed a credit counseling class that the courts require in order for me to file bankruptcy. I’ve taken the class and was informed by the court that since I’ve fully and completely met all of the requirements, all I do now is wait on the judge to make his/her decision. However, the court representative would not tell me how long it would take for the judge to approve or deny the bankruptcy. How long do you think it will take the judge to make a decision? Please advise….


Where do I stand, I am a contractor and previous employer declared bankruptcy and demands money?

I am a independent contractor and my previous employer declared bankruptcy. They say that they made preferential payments” to me and are demanding all money I received for services rendered up to 90 days prior to declaring bankruptcy. I have all invoices and my contract stating their intention to employ me and pay within 15 days of work performed. Where do I stand? Do I have to return all money they are demanding for the work that has already been done?”


When will his credit be good enough to apply for a credit card?

My boyfriend is in the process of clearing up some derogatory items on his credit. Once he has paid his debts how many months will it take for him to be approved for a credit card? I understand that the items will be on his credit for 7 years. Will he have to wait until then to start reestablishing credit?


How do I get a government issued free Credit Report?

I do not mean what we see on television ads that dangle free credit reports as a incentive to buy a help with credit or whatever they may push. Rather what they most likely do to get these incentives, contact this government agencies I’m trying to find. Thanks


Do anyone know where i can get a payday loan with just a savings account?

I’VE BEEN TRYING TO GET A PAYDAY LOAN BUT ALL THESE PLACES WANT YOU TO HAVE A CHECKING ACCOUNT.ARE THERE ANY PLACES THAT ACCEPT SAVINGS ACCOUNTS?


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My living situation has drastically changed recently, and I need to find an apartment as soon as possible. I have been living with roommates and then my boyfriend for the past 4 years, but the only solid” rental history I have is from over a year and a half ago. My credit score is pretty low


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Hello, could somebody tell me how to find risk free rate in reserve bank of australia.


How do I get my ex girlfriend off my mortgage w/o refi?

We lived togeather for a few years, bought a house, and now broke up…. I NEED her off my Morgtgage she lived there for only 6 months and made 1/2 of 6 payments, now she has a lawyer and they are trying to get me to sell through the court, I’M NOT SEILLING WITH HER ON THE MORTGAGE GET HER OFF THEN SELL! HELP!!!!!


How repayment and interest affect cash flow budget?

repaying $10000 of the 15% loan from shareholders in June and paying $1200 interest on the loan in June and $ 1500 interest in December how can this affect the cash flow budget and what confused me is repayment had paid in June as well as interest but in December there was only interest if there is no repayment, why interest exist.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best buy credit card upgraded help?

Logged in today and i had a message saying my best buy credit card had been upgraded to a mastercard ehat does this mean…. i have a limit og $1,500..does it mean an increase on my limit??? Help please


I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had a bank loan in Dubai and i lost my job , i had to come to India and after one year’s time now bank has contacted and asking me to pay or else they will file a legal case.I have to arrange the money and pay which will take time.Now will there be any problem if i want to go to other countries and if at all i go to any country will this problem reflect there until i pay? What will be the consequences ? so that i can arrange to avoid it.


Where can you get a FREE credit report?

Is there any site, where you can get a free credit report & they dont charge $12.95 or $5.99 or whatever they may charge and call in later to cancel? If not, which site is most trusted to get a credit report?


Who will be willing to loan my $3,000 by tomorrow and be reinburst in September….GUARANTEED!?

I have bad credit and cannot get a loan, however I just got a job that pays well. I will have the $3000 to pay whomever back in September. HELP ME PLEASE!


Ok so my middle credit score is 562 and my question is can I get a home loan with this score?

Also if I cant get approved would having my mother cosign make me qualify and will they consider her income?


Whats a good website for a personal loan?


How do i get a free fico report online?