Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































I would like to know the real effects of a chapter 7 bankruptcy.?

I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Does anyone know ebay auto loan in Canada?


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


Is there a website that will give me a Free credit report?

FREECREDITREPORT ASKS FOR A CREDIT CARD please REread my question and answer accordingly


What are some good places to consolidate your student loans where you will get cash back and a good rate?

I have a little over $30000 in Federal student loans and I am looking for a good place to consolidate them where you receive a good cash back rebate as well as a good interest rate. Anyone that knows of a good place please let me know.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who has filed for bankruptcy recently?

Just curious who has filed for bankruptcy in this recent recession and how it has affected you thus far? Do you think lenders will be more forgiving with loans (i.e. buying homes) given the situation of our economy at this time?


After I find a new job can I file Bankruptcy?

I have bad credit and this company gove me an offer after they already completed my background check. I think I should file after accepting and start over fresh.


What does my credit score need to be to get the best rates on an auto loan?

My credit score is 748 and I am curious if this is high enough to get the best rate on an auto loan.


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best buy credit card application online said they couldn’t verify my identity what does that mean?


Co-borrower(RV loan) filing bankruptcy, how will that affect my loan?

I was never late with payments but the bank threatens to reposses the collateral. Can the bank really do that? Thanks.


If I didn’t pay on a payday loan and then our state made them illegal, can they still sue me or garnish wages?

I had some payday loans that I was unable to pay on, I tried to make payment arrangements with the companies to pay on them, but, they didn’t want to accept what I could pay. Then, our state made them illegal, the companies switched to title loans vs payday loans. I’ve now been getting phone calls from 800 numbers of people claiming to be calling from a lawyers office. They never give a name, the name of the company etc…..I am wondering if I can be taken to court and sued and wages garnished?


Is it unlikely that a credit union will approve an auto loan a month after one is paid off?

I pay off my car in Feb. I need to get a suv because we’re expecting another baby in March. Is it unlikely that we will get approved for another auto loan because we just paid one off? It is the same credit union The loan is for about 37,000 dollars more than the last loan We paid the first loan off in a little over 2 years We are active duty military


What is the Best, Fastest, Cheapest way to Fix my credit?

I pay my bills now on time and I had paid my bills on time. My husband lost his job and my job couldnt carry us, so there is a slump in our credit, we had 4 credit cards, 3 vehicles, 1400 rent, and when he got hurt his work comp took so long to get started we had to only keep 1 car, move before our lease was up.


How can I lower my car insurance to a affordable price?

I have been looking for my first car for about 4 months now and I finally found the perfect car for me… 2006 Dodge Charger… It is at the right price for me and has good miles… Nice car clean… But my only problem is my insurance company gave my parents a quote that is too much. The oringinal yearly payment is $1300 but when my car is added the quote is $7200… So that is expensive, I take drivers Ed so that should have reduced it and I have good gpa etc… I need help on how to lower that from $7200 Any ideas?


Bankruptcy without a lawyer?

If I download the forms for bankruptcy how safe is it to file for bankruptcy on my own?


Is there really a free credit report search on-line.?


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How old do you have to be to use/buy a Visa Gift Card?

Well.. I have to get a birthday present for my 13 year old brother, which’ll be tomorrow, haha, but i’m 15, almost 16, and I would like to buy him a Visa gift card so he can buy whatever he likes and he won’t lose it easily like cash would. Do you think I can get it for him without any problems, because my parents are going to be out to dinner tonight and I would like to buy that for him tonight, do you think I’ll be able to buy it for him without their signature/authorization? Also, how much does it cost to activate it?


Former employer filed for bankruptcy?

I filed for a court order against my former employer who owed me unpaid wages. Before the hearing, the labor comissioner deputy for my county contacted me and told me that my employer didn’t want to fight over it and offered me $6,000 for the settlement. I accepted. Later the same day, I contacted the deputy to ask questions on how I would be payed and she informed me that my former employer’s lawyer contacted her and said that my employer was going through financial hardship and was more than likely going to file for bankruptcy. If my employer filed, then I would get nothing, and that the deputy would be unable to help me. What can I do?


If youre being sued for a payday loan can u still file bankruptcy?


About my credit report?

I just went online for my credit report and there are a few things listed from companies I don’t recognize. How do I request more information so I know wether or not to dispute the claim? I don’t recognize the company, or the amount that I supposedly owe so I’d like to investigate it a bit.


Do I qualify for Bankruptcy?

I was in a bad Accident over a year ago. I over over $200,000 in Medical bills. I was forced to resign from my job and I have no income right now.


I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad credit loan?

Not interested in payday loans.


Personal Finance Help!?!? PLEASE..?

im way behind and am being slammed with all this work 🙁 PLEASE HELP 1. Describe at least three specific individual differences that may give you an advantage in the workplace. (1-3 sentences. 1.5 points) 2. Choose an industry you might be interested in working in, and explain why this industry interests you. (2-4 sentences. 1.0 points) 3. Describe at least two methods you would use to identify job opportunities if you were looking for a job. Explain why you would use these methods. (2-4 sentences. 1.0 points) 4. Choose a career from the following list: financial planner, financial analyst, accountant, risk manager, cash manager, treasurer, CFO, and comptroller. Use the Internet to find information about this career, and answer the questions below. TIP: The U.S. Occupational Outlook Handbook (http://www.bls.gov/oco/) may be a good source for this information. a. What is the name of this career? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) 5. Choose another career from the following list: financial planner, financial analyst, accountant, risk manager, cash manager, treasurer, CFO, and comptroller. Use the Internet to find information about this career, and answer the questions below. TIP: The U.S. Occupational Outlook Handbook (http://www.bls.gov/oco/) may be a good source for this information. a. What is the name of the career you chose? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) 6. Choose another career that you are interested in. This does not need to be a career in the finance industry. Use the Internet to find information about this career, and answer the questions below. a. What is the name of the career you chose? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) d. Why does this career interest you? (1-3 sentences. 2.0 points) 7. Choose another career that you are interested in. This does not need to be a career in the finance industry. Use the Internet to find information about this career, and answer the questions below. a. What is the name of the career you chose? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) d. Why does this career interest you? (1-3 sentences. 2.0 points) 8. If you were in charge of managing a group of employees, how would you assess their job performance? Describe at least two methods you would use. (2-4 sentences. 2.0 points) 9. Describe a time when you or someone you know conformed to the behavior of others. Why do you think this person chose to conform? (2-4 sentences. 1.0 points) 10. Describe a time when you or someone you know chose not to conform to the behavior of others. Why do you think this person chose not to conform? (2-4 sentences. 1.0 points) 11. Describe a time when you have worked with a group of people, such as with students for a school project, with coworkers at a job, or with family members to complete a chore. Describe the dynamics of the group, and then describe at least one way the group dynamics could have been improved. (3-6 sentences. 3.0 points) 12. Describe a real or made up but realistic example of a misunderstanding that occurred because of unclear written or verbal communication. How could this misunderstanding have been avoided? (3-6 sentences. 2.5 points)


Can i get a 145000 dollar loan if my income is 43000 a year?

my monthly income is 3,580 before taxes

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you pay your Citizen’s Bank Auto Loan online without a Citizen’s checking account?

I want to pay my bill online, but from my M&T checking account. Anyone know off hand how to do this online? I’ve tried contacting them, but have yet to get a response.


What agency resolves bankruptcy issues after a bankruptcy is dismissed.?

I owed $12,000 on the car under the bankruptcy. Trustee schedule showed that I paid $13,000. GEICO paid $3,200 as the settlement to GMAC. GMAC put in my credit report that I still owed nearly $6,000. Their representative says they never received any payment. After several companies kept calling or contacting me by mail amd the lawyers told me to contact the trustee, I walked away from the bankruptcy. I set up arrangements to pay off the debts and completed that in Dec 2006. I was 6 months from the bankruptcy ending. When car was totalled, according to the trustee schedule, I only owed $1,249. GEICO settlement should have more than satisfied that debt. Fter the law firm changed over from lawson/Herring to Higgins/Allmand that’s when the problems seem to occur. HELP!


Loan posting site in usa?


Will my monthly mortgage payment go down as I pay off the principal?

Hi, I am in a 30 yr fixed mortgage and I am paying about $200/month more than what I owe towards the principal balance. Currently, my payment is about $2500/month (but is has fluctuated somewhat due to taxes/escrow) and I pay $2700. The principal balance is at 310K as of today. My question: As we pay off the principal balance, will the monthly payment go down because we will pay less in interest, or does the monthly payment stay constant, and we will just pay off more of the principal with each payment at the principal balance goes down? If the monthly payment stays constant, is a refi the only way to reduce it?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anybody recommend DivorceWriter.com to file divorce forms?

I want to get a divorce but do everything myself because we have no children or assets to split but I am having a hard time filing out the forms myself and figuring out which forms I should use and fill out.


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks


I want a bmw 328i 2009. Im 23 will i qualify for an auto loan?

I have been looking around at bmw dealerships and really like this car. I make around 800-900 a week working for pepsi. will i qualify for a loan at a decent rate? my score is 743. the cars were around 21k-24k with a year factory warranty left and 2yr extended.


A math problem concerning auto loan finance?

The question: Suppose you take out an auto loan for $8800 over a period of 3 years at an APR of 5%. To the nearest $100

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will my truck be liquidated in a chapter 7 bankruptcy?

My parents may be filling for a chapter 7 bankruptcy and have 4 cars in their name (my truck included). I just paid my truck off and am about to put it in my name. If my parents file for bankruptcy soon after I put my truck in my name can they still take my truck? I heard there was a year time period between letting go of assets and filling for banckruptcy before those assets cannot be taken. I live in Colorado Springs, im sure theres different laws depending on state of residence.


How do I get the Free Credit Report as provided by Federal Law?

The web site to which you are referred by the 3 major reporting companies is no is service.


Examples of idiomatic expression?


I am looking for a loan shark. I need to borrow $1600.00 ASAP I am willing to pay up to 18% on the loan. ?

I mean up to 28% but I guess that is still low? :o(


What is the difference between a personal loan and a payday loan?


If I borrow $1000.00 from a payday loan place and I have 45 days to repay at 365.00% annual % rate?


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


What’s the laws regarding ch 7 bankruptcy?

I’ve made mistakes in the past and want to start fresh! I live in missouri and i think bankruptcy is my only choice right now! What are the guidlines and what can i file on and what can’t i file on. Also what’s my first step?


Can a collection agency with a judgement against me freeze my account tomorrow?

I had a judgement put against me in January of this year (due to bad advice from a lawyer). I switched off my direct deposit at my job, and started filing for bankruptcy. I will have paid off the BK tomorrow, and I actually have my direct deposit set up to start again tomorrow. My question is, since the creditor does not have a hold on my account right now (I know because I have been using my bank card intermittently over the last few weeks and there’s no indication of that on my mobile banking website), will they be able to take any of my money tomorrow? I will have about $3500 deposited, and after all my bills, I will only have about $50 left over -> I can’t afford to lose ANY of that money! Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question About Credit Score?

How long after you pay off all your credit card debt does it take to update your credit score? I want to check mine, after I recently paid off everything, but I also heard that it can take up to 6 months to update.. ANOTHER QUESTION ABOUYT CREDIT SCORE. I heard id you check your credit score too often it has some kinda negative effect on your score? IS THIS TRUE?


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks


A yaoi with some hot scenes in it?

I really like the S&M kind of stuff, and/or a threesome, you know somethinng totally erotic andhot. ;D and it’d be really great if it is something I can download off of Manga Fox or MangaReader!! ~thanks for everyone that answers!!:3


What does L/C and T/T form of payment mean?

I am begining to export from China and most of the wholesalers’ form of payment say: Payment Method: L/C, T/T. What is this? A type of payment like a paypal?


IF you filed bankruptcy, what has the result been since? do you feel like credit is even harder to get?

Or does it seem like credit is even easier to get now. If you fillied bankruptcy are your credit offers better then before or worse then before, or no credit at all? im asking about after the 3 – 6 month period. Do you feel it was a wise move? or do you wish you did’nt file bankruptcy at all. I’m truly intrested in every ones opinon. Personally if i was a credit agency. During these diffcult econmics if i was a creditor i would give everyone exterme low rates like 1.9% on there current bills and credit cards, because i know that would be affordable, therefore making people more opt to pay now. then to regan my intrest yet still keep you as a customer raise the rate to %9.9 while everyone else raises it to %28.9 i keep you at %9.9percent knowing you would not feel ripped off and glad to pay a decent intrest rate. So please lety me know how bankruptcy affected you. Thank you! Michael


Is there a website i can go as a renter to get my free national credit score?


Need to get a Free credit report?

Hi can anyone please tell me where one may go to recive a FREE credit report?? I am told that there is a way to do this. But every where i try they want money.. Experian turned me down from geting a credit card.. now that i want to get my report on line to ess it, they want money.. It is suposed to be one free on.. please if someone can send me w web site that i can recive this,i would be so greatful.. Thanks.




















































Debt to income ratio and clearance?

Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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I need 5 thousand dollars by monday! fast loan? anyone!?

definitely can’t borrow this from anyone and i need it for college… if i don’t get it, i get withdrawn! help please!!


Get approved for an auto loan with a no income co-signer?

I’m trying to get a car with no credit. I have sufficient income and a 2,000 dollar down payment. They said they’ll approve me for the car I want if i can get a co-signer. I’ve found one with DECENT credit, but they have no income. What are the chances of getting approved?


How to get an auto loan with high debt to credit ratio?

I make around $31000 per year and am looking for a loan totaling around $6000 for a used car I found. My girlfriend’s father has gotten me a car from auction and now I need a means to pay him back. I have nearly $80,000 in student loans and have been denied a loan from all the lenders I have applied with. I find myself in a tough position as I feel I am screwing over my girlfriends father who did me a huge favor. Please help!


About my pag ibig loan balance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who is the Best Company for Consolidating Payday Loans?

Gotten into a real bind with too many payday loans…I need help fast! I have heard that there are companies who provide payday loan help by consolidating loans. Is this true? Are these companies trustworthy? I don’t want to lose any more money and I don’t know where else to turn. Help!


Is a 697 FICO Score bad for a home loan?


Where can i get an auto loan?

where can i get an auto loan i have great credit


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get a refund for my GAP insurance after payoff if the dealer went out of business?

So here the deal: I recently paid off my entire car loan a year in advance. I was told at signing that I would be entitled to a refund of the $300 i paid if I never had to use the GAP once the loan was paid off. The problem is that the dealership went out of business. I called Express Gap the company that provided the gap and they informed me that I was not entitled to a refund? Said something about me only being entitled to a refund if I would have cancelled it after 30 days of purchasing it. Now I get nothing back. Whats going on here?


Should I be added to my wifes home deed after I have a bankruptcy?

My wife is on our condo deed, because of my bad credit. I filled chapter 7 bankruptcy this month, but our loan is adjusting and we cant make the payment. The bank wont redo our loan unless we show more income witch means me going on the deed with my Bk and bad credit. What can we do? we are $75000 upside down . Should we have our parents get on the deed , they have excellent credit…We are begging for any information you may have. THanks


Should I tell my family I’m a millionaire?

I’m an online marketer, and I make money through affiliate commissions. The money comes in on auto pilot and yesterday morning my account finally reached a little bit over a million dollars.. I work very hard, and I have no social life and no friends and never created a real conversation with my family. However, I do love my family but nobody helped me to become who I am today; I can finally label myself as a self made millionaire. I moved out of my parents house last month and told them that if they needed anything let me know. My parents still live in the same house since they gave birth to me, and I pay for their rent, bills, cell phone etc.. My brother’s and sister’s still live with their parents, but I will only help them if they ask. I take them out to eat and give them what they asked for. What they don’t know is I’m a millionaire, and I don’t want to tell them I’m worth 7 figures because I could be taken advantage of. Next month, I’m flying them out to Thailand so they can get to see their long lost Mamas and papa, grandmas and grandpas. It’s going to be a great journey, but I will remain humble. My next move is to recover all the years I wasted.. I wasted about 10 to 15 years and didn’t have a social life in high school and in college. It’s been a very tough and quiet life. My next move is the search for a mate and hopefully she’ll love me for who I am. David K


Should I take 4.25% interest rate on home mortgage or 4.375% with $2300 cash towards closing?

My wife and I are in the process of purchasing a home. For a 30 year mortgagte with 5% down our rate is locked in at 4.25%, but the bank is offering to pay us $2300 towards our closing costs if we take a 4.375% rate. We are planning on being in the house for 7-10 years and the difference between the two payments per month is approximately $20 per month. So, if we were to take the 4.25% rate and pay $20 less per month, it would take us 9.5 years to make up the $2300 that the bank is willing to pay us towards our closing costs. Is there any reason not to take the 4.375% rate and let the bank help us out with the closing costs versus paying the $2300 our of hand for only a $20 a month lower payment?


What does the word snowball” mean? ?”

I understand the meaning of the Word as it is. I can find that answer in the dictionary but the other day I was talking to someone and this person was telling me a story and mention that word.


UAE Local Marrying a foreigner in Dubai?

I’m doing a little research on UAE’s marriage laws, but I’m having a rather hard time finding new laws on marriage in Dubai. I’ve heard different people say that UAE nationals are no longer permitted to Marry foreign women. Is this statement true? If it isn’t, then what procedures are to be taken? Do they still go about the same procedure? Or are there extra requirements or consequences to this. And does it make a difference if both are of Muslim religion? Please help me with a detailed answer or lead me to a reliable source of information. Would be very much appreciated. Thank you!


Cash advances on credit cards?

I’m thinking of getting a credit card I know you’ll all say dont but I really need a car and Loans dont seem practical because of the amount I’d have to pay back in interest. Where as a credit card I can buy a car for under a grand on it, and pay it off in monthly installments with a card with 0% on purchases… but I’d obviously need the money in cash and thats where the figures change… Like when I see the reviews for cards it says 28.6% of Cash advances but 0% on purchases, does that mean I can only ‘buy’ things and not pay interest or does that cover any transaction made on the card? I’ve been on money saving expert and there isnt much info at all about the definaition of cash advances. Your help would be very much appreciated.


Can I get a $500 loan with a credit score of 695?

I’m trying to get a loan for $500 so I can buy my friend’s CRX. I went to freecreditreport.com and it said my score was 695, is this high enough to get a $500 loan? I could probably have it paid off in less than a month, I just need to get the money so I can buy the car before somebody else does. I’m 20 years old btw


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Have repo under my name along with poor history, can I get a used car auto loan from a bank?


Who is the lead singer in that commercial about creditreport.com?

I’m sorry. It’s freecreditreport.com


Anyone ever gone thru bankruptcy?

My friend is, and she’s not sure what to expect. I think her husband’s doing all of the paperwork for it, so she’s kind of out of the loop.


Is bankruptcy on line real?


Question about filling bankruptcy?

i have a friend who is recently divorced and and in a bit of money problems… 1 her ex doesn’t make payments or makes them late on their old joint accounts (i.e) timeshare, etc 2 her old house that she was renting was torn apart by the last tenets she obviously doesn’t have the money to fix it back up so she is doing a short sale on the property.. with those two problems comes a third issue, she barely makes enough to pay her car payment and and rent at her current place so shes trying to decide if she should let her car go and buy a used one or if she should try to continue with the payments… She worries that although the short sale and late/non payments are lowering her credit score that letting her car go will cause her credit to fall so much further to where it will be hard to recover finally to the question i need answered… will letting her car go effect her credit that much more after the late/non payments and short sale on the house would?


Will having a paid auto loan in my credit history benefit when I try to get a mortgage in the future?

I never had any payments on my current car. It was gifted to me by my parents. (It is 23 years old) I’ve heard both that having an auto loan can hurt you when you try to get a home loan and that it can help you because you have credit history in multiple areas. (ie. credit cars + loans vs just credit cards) So I’m not really sure which is true or if both are in different circumstances.


Which Bank offers the lowest interest rate for home loans now.?


Is this site any good for credit repair information. Alot of people said it works.?

I may try some of these systems http://www.mintcreditrepair.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A math problem concerning auto loan finance?

The question: Suppose you take out an auto loan for $8800 over a period of 3 years at an APR of 5%. To the nearest $100


Order online with credit card in canada montreal area?

I want to order food online. I can’t order from Pizzahut or Dominos so are there any other places in Canada around the Montreal area that i can order online and pay with a credit card? Thanks


Which artery is best for checking your pulse?

carotid artery brachial artery femoral artery tibial artery


Has someone taken out a loan in my name?

I have noticed recently that a lot of loan company’s and government schemes” have been ringing me telling me I can pay back smaller amounts of my loan. I got called today by someone who claimed they only get their contact names from people who have applied for payday loans like Wonga. I have never taken out a loan and so far I haven’t got any letters demanding payment. This man today did say I should investigate as someone has probably taken out a loan in my name. Does anybody know how I can find out if somebody has? Thanks”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Need gameboy advance charger NOT SP!?

So you CAN just play it with batteries in?


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.


Can I get a paypal loan?


Why do mortgage lenders need your Social security number?

They always ask for it, when I ask they say my credit and such, but what else do they look at? Can they see my previous jobs, the trips I’ve taken? What do they see when they look at my social? Thanks,

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the best auto loans out there?


Buying a car when in Chp 13 bankruptcy?

People from Arkansas that have filed chapter 13 bankruptcy but need another car, how do you go about doing that. I spoke with attorney and they said nothing over $15000 but I don’t know how to approach these dealers with this option. Please help!


I would like to get a copy of my credit report.?


Where can I get my credit score absolutely free?

I don’t want to spend a dime to see it and I know there are a couple of sites that’ll do it for free….just can’t remember which they are


Mortgage broker vs credit union vs bank?

I’m so confused. What is the better way to obtain a new mortgage? A bank or a credit union or a mortgage broker? Can someone explains the pros/cons to each of these. I applied at M&T Bank and will get approved but someone said to me that I shouldn’t go through them because they will just sell the mortgage to someone else. That person said to call a mortgage broker and another person said to call ESL Federal Credit Union – at which I am a member. Help please


Audio cd’s sample rate is 44khz right? How much is audio cassette quality?

like, approx. in analog terms, how many khz sample rate does audio cassettes have?


Will Israel ever pay back the loans we give them?


Does anybody know a legit car title loan company?

I was going to try out LoanMart but before I submitted my info I decided to take a look at a few reviews and wow did taking a few seconds of my time save my ***. LoanMart is totally out of the question, since this is my first time looking for a LEGIT company it seems quite impossible. If anybody has any type of experience with this please let me know. I would really appreciate any info you can give out. Thanks


Will my car insurance go down?

Ok so I’m 21 year old guy and drive a 2014 Ford Focus. For the last year I’ve been paying about 230 a month in car insurance (perfect driving record by the way). I financed the car all on my own too. So my mom lost her car (bad storm damage totaling it) and needs to borrow mine which I don’t mind since I live I her house. If I add her to my insurance as a driver do you think I will get a discount? She’s almost 50 with a perfect record too.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I look at both of my credit reports for the least amount of money?


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.


What is the difference between bank EBITDA and EBITDA?


Where can i get a free computer for myself because i am disabed i live in mass?


What is the phone #for the free credit reports?

where do you call for the 3 free credit reports


What is the most effective way to pay off debt?

I just graduated from undergrad and I have credit cards that I stupidly ran up. It is at least 8,000 now due to nonpayment for so long. I want to pay it off as soon as possible because I want to buy a home in the next 3 years…. Any suggestions? *I am a Bachelors level Social Worker so I am making peanuts…


What’s your input on debt consolidation?

My husband seems to let his debt really get him down at times. I sometimes find him staring off in a days, and I know that’s what’s on his mind. I know he has student loans, credit card payments, and still paying on his truck, & other misc. bills. What’s the advantages and/or disadvantages of contacting a debt consolidation company. How if at all can that help our situation? Thanks for your advice…




















































How to get a real loan to pay off payday loans?

How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a loan disbursement, and how does it affect interest?

i don’t quite understand the nature of a loan disbursement. (i’m dealing with a federal direct unsubsidized student loan and a federal direct parent PLUS loan). is a disbursement like using PART of a loan? or is a disbursement THE loan amount? like say in total over a year you are going to have to borrow 5000 – my question is does splitting it up into 2 disbursements mean you pay interest on 2500 for half a year, then when you want to use the next 2500 for the next half year, after that second half is disbursed, do you start paying interest THEN or at the beginning when you decided you’ll need 5000? i did a really bad job explaining that, but basically my question is what is a disbursement and does getting several disbursements affect the amount of interest accrued? (i understand that each disbursement creates a fee, but i am right now wondering about the interest so that i can compare what’s better)


HOME LOAN INTEREST RATE NEGOTIATION?

CAN I NEGOTIATE INTEREST RATE FOR HOME LOAN. OR ANY CONCESSION ON PROCESSING FEES


Me and my husband are separated. Can I file bankruptcy without using his income?


Laid off cant pay car loan what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score of 716? Is this good? To be approved for a Mortgage?


What would be a good APR on my car loan?

I have zero credit history and I’m putting down $5000 on a Ford Fiesta that will cost me around $15000 everything included. —I’m thinking about going to a credit union….Ford offered me 7.9% APR or a $500 rebate. I’m hoping to get 7.9 or better at a bank or credit union so I can take the rebate too. Tell me what you think.


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy for free. Who does it in DC?


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


Does anyone if and where I can get an auto loan for under $4,000?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


Where can I get a free credit report w/out having to sign up for free trials and such?


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


How do i increase my credit rating?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Without Credit Score?

@Man of God I have a good stable job and 2 yr history with my bank. I am not sure about how much money I can pay as first installment.


So I went to FreeCreditReport.com and checked my history… I just turned 18 and have all of my dads credit…

How do I get my credit cleared? My first name is his middle and vice versa, I know its a simple error, but all if his stuff is on mine and I cant get any cards or anything..? What do I do?


How much can I get from a student loan?

I want to know what is the maxiumum amount I can borrow for college. Also, what is required to get a student loan? Do I have to be 18? Do my parents need good credit? Thank you.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


Free credit report.com songs?

i know all of these 3- http://answers.yahoo.com/question/index?qid=20080509140342AAa0Mys but wasent there one where every one was on bikes and the lyrics are all like- f to the e to the e to the e to the c to the… and so on what are THOSE lyrics?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Won’t get approved for credit card?

i been trying to get a credit card for the longest time i got good credit but i won’t get approved for none of them! so what should i do or what credit card should i sign up for thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% ?

If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% are people more or less likely to buy houses?


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


Filed bankruptcy a year ago but they are still reporting past due balances?

In January 2010 my parents filed bankruptcy but the stupid lawyers messed up and didn’t reaffirm my car(parents loan but I’m paying the loan)-our paper work said it would be reaffirmed but it didn’t happen. So technically my car was filed in the bankruptcy but the loan holder said if we continue to pay the loan it won’t matter. They no longer send us statements and such. Anyways there have apparently been two months in which I did not pay the monthly payment (I believe December 2010 and February 2011). We found this out because my parents just ran their credit report and it was reported on there as a past due balance. Being as the car is part of the bankruptcy are they allowed to post past due payments on their credit-which brings their score down even further?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get out of payday loan dept, that has snowballed into a civil dispute?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


How do I change my name with Equifax Canada?

I couldn’t really make out what the guy said on the phone despite getting him to repeat it multiple times. How do I change my name upon marriage with them? Does anyone know what documentation I must send in?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report .Com?

I keep seeing this commercial and ads everywhere for Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean


How to get a loan no job or bank account?

need a loan no bank account, job, or credit card


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


Victim of Identity Theft, How do I get the accounts removed from my credit report?

My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer


Will paying off charged off accounts help my credit score? and other questions….?

My credit score is very low (around 500). I have a bankruptcy that will be 5 years old this year. Since then I have had about 5 accounts charged off. (Went through a really rough time…dont judge!) That was about 2 years ago. I have one installment account that I opened and just recently paid off. That account should be in good standing. But that is all that I have going on with my credit report. I don’t own a credit card that I make payments on. I just use a prepaid visa as a credit card if I need one. What would be the best way to make my credit report better? Will paying off those charge off’s even help at this point? Does having an open line of credit in good standing a good thing for your credit score? How long will that bankruptcy show on my credit report and how will that affect my credit score once its gone? Thanks for any help!!


Credit cards after bankruptcy?

Please do not judge me or post nasty comments about bankruptcy… My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and are filing for bankruptcy. I am curious how long it will take to get a credit card after the bankruptcy discharge? We want to re-build our credit ASAP.


Can a person withdraw money from an ATM using a credit card?


Debt consolidation?

what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Looking for a online game with high graphics?

would mostly like it to be rpg or mmorpg or mmo or something. but graphics kind off counts to me. i like japanese or chinese games. but in english version ofcourse. i tried loong online, and i liked that game very much. but i grew tired of that, so i’m looking for a new game:) thanks in advance:D btw skyrim rocks!!! just had to say it…


What type of loan should I get? My car is broken down…?

Okay I owe 6200 on my car and now it needs a new transmission for $2000. Should I get a line of credit on my house for the amount (13.5% interest) and i can deduct the interest at tax time, or should I just refinance my auto loan? The interest on that is 9% and I can’t deduct the interest.


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


I’m being charged twice for my student loans – what can I do?

I consolidated my loans after I graduated in 2000 and I am in good standing with the company I consolidated with. However, suddenly I didn’t get my tax refund because of outstanding student loan delinquencies. After looking into it further, I found out that another consolidation company is stating that I owe them the entirety of my student loans. So in essence I’m being charged twice for my BA. I could use some advice and guidance as what to do about this. Surely this cannot be legal.


Where can i go to get a free comprehensive decoded” credit report?”

by decoded i mean a list of of all debts owed and by whom.




















































What is the best excuse to avoid paying a credit card late fee charge?

What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

College student looking for a credit card?

ps. the main reason i want my own credit card is so i can take more steps towards being independent and build credit. being dependent on my parents money makes me feel like a brat. and right now i only use my parent’s credit card for textbooks. and whenever i use it i have to get approval from both of them. so i know a credit card is not free money


Upside down Auto Loan?

So I bought a car that has severely depreciated. The trade in value according to KBB is 5,400 roughly i expect a dealer will try to knock it down i will not accept anything lower than 5,000. I currently owe 9,000. It is in excellent condition only have 68k miles on it and its a 2004 luxury car. Well it recently got the engine replaced but was still under warranty and I want to try to rid myself of this loan. We are currently a 2 car family and can make do with 1 car. Can i sell the car to a dealer and make payments on the difference? For example i owe 9,000 i trade it in for 5,000 and i get a loan for the remaining 4,000 I assume the dealer will want the title so they can own it. Can i make smaller payments till it has been payed off? or do i need to finance another car in order for them to do this. I would like to get rid of it because the warranty is about to run out and i fear there may be more problems in the future seeing as the engine was replaced with a much higher mileage engine of the same quality.


If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


How can i find my credit report for free?

i would like to find out my credit report and not have to pay someone

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are payday loan bad?

I tried prosper.com but it does not seems to be working in my favor I am not eligible for Financial Aid. What should I do? My credit score is not the best.


Is a 5.8% APR good for a new car loan?

The dealership is offering me 5.8% APR to buy a new Scion TC. It’s a bi-weekly loan and it’ll be 4 years in length. I’m only 19 years old so my credit history is not extremely well established yet even though i have tried hard but I feel that 5.8% is fairly good for my age. Is this an agreeable rate?


Qualifying for auto loan?

I make $50,000 a year, $31,500 a year after claimed business expenses. Current employer for 2.5 years. My wife starts a job this summer at $48,000 a year. So in the future I have no doubt we can afford it. We currently have car payments with full-coverage insurance, so I believe we will be accustomed to fitting this into our budget.


What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I find out who owns my auto loan?

I haven’t paid my car note and I am almost sure that they’ve sold my account to someone else. The problem is, the car lot I bought the car from is no longer there and I can’t remember the original financer to ask them. Can someone point me in the right direction?


NEED HELP… I Just Turned 18 And Want To Apply For A Used Car Loan?

I just turned 18 and I am looking to buy a used car. But due to my parents bad credit they cannot pull out the loan although they are going to partly pay for it. I am looking to buy a 2004 Subaru Impreza WRX which go for about $8,000 – $12,000 I do have a job. I make around $450 A month and have no other bills to pay If anyone could help me out and point me in a direction to go i would greatly appreciate it.. Also I do not have a credit card, only a Debit I am getting one very soon though. Thank you!


Is creditscore.com a legitimate site?


Should i use a credit card teaser rate to pay down an auto loan?

The balance of auto-loan is $12K. 6.59%. My savings account is 5.05%. I received a mailing from the bank/credit card yesterday that I am considering, and I would like your advice. The promotion is 2.99% APY on anything you use the attached checks for (the balance goes onto my credit card). The interest rate is effective for as long as the balance exists. The catch is that there is an upfront finance charge of 3% of the amount of the check. I think this is a common promotion, so please let me know if I’m forgetting any important details. I currently have a balance of about $750 on this card that is at 2.99% from another promotion. My available credit is $9,250. Here’s the question: What would be the risk of using one of these promotional checks to pay off a large amount of the principal on my auto loan? Concerns: How does the credit card card company determine my minimum payment?


Is there any place where you can get a credit report for freeand print it online?


Why refinance an auto loan?

Aside from lower payments how can refinancing an auto loan help you? I always thought an auto loan was set, as far as interest and principal go. Unlike a house, paying extra each month did not help you save money on interest because the total interest and principal was set at the beggining. As I’m reading auto refinanace information I’m seeing that you can save money on interest. Can someone please educate me if I have been wrong about how auto loans work? Thanks


What kind of hours do Mortgage brokers work? how late?


Credit Card math problem: Recursive formulas?

You are a college student who has a credit card with the Students R Us bank. You realise that you are in trouble when you open your credit card statement and find that your balance is $3271.00. The bill says that you can make a minimum payment of $35 per month. You promise yourself to stop using the credit card and start paying off the debt.Your credit card statement indicates that the annual interest rate charged on the outstanding balance is 12%, meaning 1% monthly. 1. What is the recursive formula for this particular situation? 2. How long would it take you to pay off your debt if you could afford only the minimum monthly payment. What would you owe when you graduated in two years? 3. Is there a critical payment amount at which the long-term behaviour of the credit card balance changes dramatically? What is that amount? 4. What should your monthly payments be in order for the debt to be paid off in two years? 5. After answering #4, you realise there is no way you can pay off your credit card debt by the time you graduate in two years. You convince your parents that your plight is partially their fault because they didn’t teach you how to manage your money. They agree to help you pay off the debt by paying the monthly interest on the balance for you. You have to pay a constant amount each month and have the debt paid off in two years. a. What is your monthly payment under this plan? b. How can your parent’s monthly payments be calculated? What is the amount of their first and last payments? What is the behaviour of their sequence of payments? How much do they pay altogether? Thanks for some help! Even if you can only answer/explain one question, any help is great help!!


What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Tax return after bankruptcy?

Hearing was in February 2010 and received notice of discharge in Apirl 2010. Entire 2009 refund was paid to trustee.


Does anyone know if Tower Loan is a good place to work?

I applied to for a job with them and they called and left a voicemail for me to call them back but before I did, I just wanted to know if anyone has any experience working there. I know they offer great benefits, but I looked on www.Consumeraffairs.com and there’s 46 complaints about them. Any advice is helpful and I just wanted to gauge people’s opinion before calling them back. Thanks.


Have a bank loan in Saudi, exit on re-entry visa and go to work in UAE / Dubai?

Can I go on work visa to Dubai while holding exit re-entry visa in Saudi? I mean if I’m not on exit my iqama, bank account, etc will still active and I will be able to pay my loan while I work in Dubai. Is that possible? Is there any risk I may get? Please help me. I can’t pay all the loan at once, but will be able inshaAllah to pay it within 3-6 months.


Free credit report – free credit report………………….?

why do all these companies want to give me a free credit report? what’s the scam, my personal information?


I have a credit score of 580 and a $20-30,000 down payment? Can I buy a house?

I have bad credit, but a large down payment ready… Can I buy a house? How would I get the loan process started?


1099-C from a Collection Agency?

A friend of mine recently got a 1099-C in the mail from a collection agency based on $4000 of debt. This new” collection agency either bought this debt


Does anyone know anything about Jump Start Auto Loans?

We have been offered an auto loan to rebuild our credit, but I’ve never heared of Jump Start Auto Loans. What kind of interest rate do they offer, etc.


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Also I am filing for bakruptcy can I add this to my bankruptcy?? I am also unemployed.?

If i had the money I would pay her back but I don’t.


How long does it take for money to go back into you bank account by card reversal?


WHY TO WRITE LOAN APPLICATION FROM PLACE TO PAY MY RENT ADVANCE?


My Credit score on Experian is 961 and I can’t get credit?

Is 961 Experian Credit Score good? As I can’t get credit? UK? I tried to get a Argos card and said no…. I tried to upgrade my basic current account with my bank said no…. Checked my score online is now 961 and says excellent… What’s going on? Any help would be really appreciated as I am looking to get a mortgage in the next 5 years and need to build it up. Thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should I cancel this credit card with a $59 annual fee?

I am working diligently to pay off my debt. I currently have 6 credit cards and one Auto Loan opened in 3/2007 Capital One opened in 5/2004 Chase opened in 4/2005 Capital One opened in 7/2005 Bank of American opened in 7/2005 DMB/ HSBC opened in 7/2006 GAP 4/2008 Opened without permission- have since canceled The one I need to close is DMB/HSBC. I have two years good history with them, and it is my highest credit limit but it is RIDICULOUS to pay $59 a year to maintain this card with no rewards. Is canceling the card going to hurt my credit score terribly?


What is the best excuse to avoid paying a credit card late fee charge?


How does filing for bankruptcy work? and how can i go about doing it?

i need details


Does it cost any money to get a mortgage pre-approval?

Should I get several from different banks? (I want to purchase a co-op in nyc). If I do, am I obligated to go with that particular bank? Should I get it for what I think will be the maximum amount that I may need? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best website for running a tenants credit report?

Who has the best price an fastest service for a landlord running a potential tenants credit reports.


I have an IQ of 112. How do you rate this?

I have an IQ of 112. How do you rate this? Can I increase my IQ? How?


Is there a free website or link to receive your credit score?


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?


Best online loan companies? NOT PAYDAY LOAN?

I am looking for the best online loan companies. Not interested in a payday loan, nor am I interested in the people with web-based email accounts!


Can I qualify for a possible future Bankruptcy?

I live in Miami Florida. THIS IS WORST CASE SCENARIO..I just need some professional feedback…Currently, I have a property that I am going to refinance to pull out money and fix up my house (spend all the money) to see if it hopefully sells in this failing market. If it doesn’t then I will try to rent, but I have a feeling that I won’t be able to pay that new mortgage even with a tenant. I owe about $30 -$40,000 in credit cards, 1 lease car (about to expire) and a personal loan. No school or medical bills (because I have medical insurance thru the company I work for). The last two years I made $80,000 each year, but this year I am going back to school (a must) and will be working per diem and starting a family =) (that means no insurance and no steady income) and I’m single, probably making $30k or less this year (if I hustle). IF things go sour could I qualify for a bankruptcy?? I would want to hopefully start fresh with my new degree and family


What is the best Iron on Transfer Paper for Sports Jerseys?

I’m looking to add some graphics onto my teams Paintball jerseys and I’m looking for the perfect iron on transfer paper that won’t crack when the material is stretched or gone through the wash. Any help would be greatly appreciated.


Are there any legit online payday loans?

Online payday loans?


Can you use a home loan to buy land AND a house?

Or is it just strictly for house buying. Also if you could use it on land and a house would that include things like adding on a garage or building a basement? Basically if a loan was for 200k could I use on things involving my house?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to get my credit report online…like through experian, trans union, or equifax?

Is there anything I need to watch out for?


What is the best excuse to avoid paying a credit card late fee charge?


How do I remove my card information from Aliexpress?

I accidentally SAVED” my debit card on payment method and now it always stays in my payment method page when I try to buy anything from Aliexpress. I am so scared that if someone hacked my account. they will be able to buy anything with my card because my card is on my account information. Some other article


I urgently need 300,000 USD unsecured, where can I get it?

Willinmg to pay up to 20% annual interest. All money to be repaid in one year.


How fast does an auto loan build credit?

I have been paying for a car now for 7 months. All payments are early or on time. I have also been approved for a secure credit card through the same lender of the auto loan. The car is far less than 15% of my income,( 5 yr loan) and the secure card has been paid on time or early, with at least 2x the minimum payment paid at a time. ( Now I just use the card for gas, and pay the balance as soon as the bill comes.) Where I’m going with all this information is: I would like to get a personal loan for a used motorcycle in the spring.. ( $4,000.oo loan MAX) and I also would like to get a mortgage ASAP. My credit score was mid 500s at the start of this adventure, with some old lingering medical bills on my report, no previous other debts, loans, or anything else. How long will it take to boost my credit enough for that sweet sweet home loan approval acceptance letter. THANKS! 😀


490 credit score auto loan question?

Thanks for the answers. Maybe I will save up a little more. Will the lender not look at the fact that I paid $11,500 worth of debt off in 5 months as a good thing and not focus so much on my credit score? Especially with the $10,000 down payment? As for the secured credit card. Yeah, I only use it for gas and small items and pay it off in full every month. I never let it get higher than 20% of the card limit. I’ve also only had it for 3 months.


Personal bankruptcy with small llc?

i have a small llc company and i m the only owner i have a semi truck on this company but there is a lien on this truck now friend of mine put this lien because he given the money now if i declare personal bankruptcy what happens to this asset can he take the title of this truck because if he takes the title he can let me work with it or can i keep my company out of bankruptcy since all the debts are my personal debts




















































Anyone know of a reputable place for me to check my credit report online for free?

Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I quit my job would it affect my bankruptcy?

I’m not looking to move” before I have a job lined up. I have had some interviews and submitted applications down in Oregon. I would have a place to live and stuff down there since I know friends down there. It’s just I’m afraid if I put my notice here to quite if I did find a job that that my jepordize my bankruptcy.”


What’s the best hair straightening cream/balm?

What’s the best hair straightening cream? Not a relaxer but something I can put after I shower to straighten my hair. Something that doesn’t leave flakes or make the hair stiff.


What is the best way to use the 2009 HomeBuyers $8000 credit as a down payment type of payment?

Details on the Missouri Tax Credit Advance: MHDC makes a second mortgage to the homebuyer at the time of closing worth up to 6% of the home purchase price or a maximum of $6,750, which is used to cover downpayment and closing costs. The tax credit advance loan is paired with MHDC financing for the first mortgage in the form of a safe 30 year, fixed rate mortgage (both mortgages must be applied for through a participating lender). The homebuyer then files for the federal tax credit and uses the credit refund to pay off the MHDC tax credit advance loan. If the tax credit advance loan is paid off by the designated deadline (no later than June, 2010), the homeowner pays no interest other than a modest servicing fee. If the tax credit advance loan is not paid in full by the deadline, principal and interest payments to repay the loan over 10 years begin automatically.


I have paid off my credit card debt but I just got a student loan.?

I have not started paying for the student loan. I am scheduled to start making payments on it when I finish school. My FICO score is 679

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Best way to sue credit bureaus for reporting inaccurate information?

gerrytoo – you are wrong – you dispute wrong info with both the credit bureau and the original creditor. They both have obligations under the law which they are supposed to meet after you do this. If they do not meet these obligations (one of which is proving you owe the debt and that it is reported correctly – this is THEIR responsibility, NOT yours!) – they are breaking the law, and they do it CONSTANTLY. If more people got informed and stood up to these criminals in court, they wouldn’t think they can get away with breaking the law millions of times a day!


How can i get a free credit report?


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What caused Mortgage Crisis (10 pts to best answer)?

I want to know WHAT CAUSED THE ADJUSTABLE MORTGAGE RATES TO GO UP IN THE FIRST PLACE>


I have bad credit and I need a 30k loan?

my son and I are in a bad living situation right now and need to move asap, the only thing is i dont have the money i need to move right now, i have a good job and i make good money but it would take a year or more before i could afford to move, so im looking for a 30k loan so i can move now and just make payments on it each month which would be the money i would have been saving to move. I dont have anyone we can stay with or any family or friends to help, i dont qualify for any state assistance because i make to much money. Where can I get a loan like that with my bad credit?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


After bankruptcy can you immediately get new credit cards, and how long does it take to buy a house again?


What does an Experian Vantage score report of 781 correlate to in terms what what my credit score is?


Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


My credit was bad a score of 619. Now for the past 6 months I have caught up?

on all my bills. (The reason I was late was due to my hours at work were cut). Now i have more hours. When can I apply for any credit card?


Can I have a cosigner on an auto loan from out of state?

I don’t have enough credit to finance a car on my own, and I’m surrounded by people with bad credit. If I go to a car dealership with information or a person and an address to get information from, can my cosigner be from out of state? It’s my grandmother, I live in Texas, and she lives in Nevada.


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any such thing as a 5 year fixed rate mortgage?


I want to get a credit card, but don’t know which one…?

I currently have no line of credit and want to get a credit card. I don’t know where to begin, so any advice on a good beginning credit card would be great! How much credit should I expect to initially receive?


Question about medical bills and bankruptcy?

Over the last 2 years I have been in and out of hospitals, 11 hospitals to be exact. Even after insurance I have well over $60,000 in medical bills. At one time I applied for medicaid, and they wanted all of my bills, the original, they wouldn’t take copies. So I sent them in and never got them back. Now I remember what hospitals I was in, but alot of the hospitals have outside doctors and radiologists and such that will charge you an outside fee. I do not remember who they were, and they have stopped sending me bills. I have all different collection agencies calling at all different times and I am just a mess in the sense that I have no clue anymore who I owe what to. So my question is, is there anyway that it can all be pulled up on the computer? My mom said when she went for bankruptcy that all of her bills were pulled up on a computer and she did not need the bills. Is this really possible? I am considering bankruptcy so I’m trying to get all my bills in order but I have no clue what I’m missing, I don’t want to go through the bankruptcy and find out after that I missed some and I still owe them money.


What is the best xxx game sites that don’t require credit card or flash player?


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Amscot cash advance?

I had got a cash advance. I was stupid an kept getting extintions an it ended up over drafting my account on a monday an i had the money thursday it took it out of my pay check. I was wondering if that meant it paid it off an im good an don’t owe anything..i just want to know beacuse i paid it all plus my overdraft fee. Im just confused. Lol please help.


Can I pay my Canada National Student Loan online?

Is it possible to pay my National Student Loan online through my financial institution’s online banking service? If so, where do I find the account number for this payee?


Auto Loans–what is a good credit score?

I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are loooking for people like me to make money with high rates on loans but what should mine be so they don’t screw me? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! The FreeCreditReport.com song is stuck in my head!?

It’s stuck in my head and I would stick a screwdriver in my ear if I thought it would help! My boss and I play this game where we try to get the worst songs stuck in each others heads, I thought I won with Now I can’t get a loan


Refinancing Auto Loan?

I bought a new car in November 2009 and financed for 7 years @ 7.29%. I have been paying an extra $50 a month to try and pay it off in 6 years. I found out I can refinance my loan @ 5 16% for 60 months meaning I can pay my car off in 5 years and 9 months. Is refinancing really worth it in my case seeing that I will be able to pay it off in a little over 6 years without refinancing? I’m stumped on this one…please help!


If my auto loan is paid in full, do I get any of the interest already paid back?

My car was a total loss. Insurance paid it off, I have paid a little over $1000.00 in interest.


If I miss a car loan payment by one day is it considered late? Is there any kind of leniency?

I pretty much got effed, my loan payment fell on a funny day and I dont get paid til the day it after it is due, I guess worst case scenario I could pawn something.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


Anyone know of a reputable place for me to check my credit report online for free?


May i obtain an online payday loan using just a debit card?

I need the easy payday loan that not require bank statement info and I have only debit card anybody know where can i apply?


Where is free credit report without membership?

where is free credit report without membership? I am sick of these small print websites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


Should i contact the FTC? about a payday loan company?

the FTC is really cracking down on payday loan companies in my state, going as far as shutting many down and trying to get rid of them all together. well we have an installment loan it was due a few days ago, we told them many days before it was due we were not able to make the payment. they told us we have to pay, no exceptions, we need to beg borrow and steal to get the money to pay this. well in the contract it states if you are paying more than 10 days late a $10 late fee will apply” meaning you ARE in fact able to pay late am i right? and i brought this up to them and they told me it doesnt apply to us! i mean it is in the paperwork


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?

im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4-5 year loan for $13,000?


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Should I pay off small medical bills to improve credit?

Will it help my credit score or credit rating if I pay these medical bills off? Or will it even help?


If you are married can one person file bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mike Tyson’s Downfall?

First of all, I am a big Mike Tyson fan regardless on what others have to say about his attitude, behavior, or negativities. My major question is why isn’t he regarded as one of the best ever? I heard he is now bankrupt…is that also true? If it wasn’t for all the criticism he received during the height of his career…would he be considered a legend? I know Mike Tyson was a pretty crazy thugged out individual but what made him do what he did to be criticized from commentators alike


Anyone know of a reputable place for me to check my credit report online for free?


Which bank provides the best home loan in malaysia?

assuming paying for 30 years.


Does anyone no of a loan Company that will give loans out with bad credit?

Thank you for the responses. I am from the UK so i most probally have to be a lender form the UK. Thanks


Why do people get second mortgages?

What would cause a person to take out a second mortgage on their home?


What is the difference between chapter7&13 bankruptcy.?


Sir.my monthly income Rs.14000 also i have no any property can i get home loan?




















































What is the easiest way to take out a personal loan?

What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Couple of questions about writing out bets & settling procedure?

Couple of stupid questions, but it’s one of those things I’ll never know unless I ask! 1) Obviously, I can write £1 win, X, 2.30 Crinklyshire on a betting slip, put £1 as the total stake, and hand it over the counter to be processed. But can I put more than 1 seperate bet on a single slip? eg. I want to back X in the 2.30 (£1 to win) and Y in the 3.00 (£1 to win) Can I just put them on the same slip even though they are seperate bets, and not a double etc. I know 99% this is the case, it’s just to be 100% certain Which brings me on to… 2) How do highstreet bookies recognise” the bets from a slip? The staff member you hand your slip to just scans it at when you place the bet


How long will it take to pay off a $5000 loan by paying $50 a week? ?


60 minute payday loan is it a scam?


My credit union has counter offered my loan….?

Update: We have been emailing back and forth. Basically the tiered rate would be 2% higher than their regular terms. But she says they can’t use my car as collateral because the trade in value is a little less than what I owe. They are asking if I have other collateral. What else could I even use? I don’t own a home, don’t have any savings, and this is my only car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get a student loan?

I am a photography student and things are getting pretty tight with equipment and apple laptops and stuff and school is paid for with grants ans a loan but how would I go about getting an extra 2500? I asked school they said I can’t but I know ppl get student loans more places I just need help. Thanks!


How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia?

How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia? Even if I do manage to get it, do you think that Malaysia’s economic will do well next year ahead? I’m planning to start a business that has just emerged in the Malaysian market, and from what I’ve researched, it is something that is much sought after, but I have this doubt and dilemma. Help me.


When talking about a credit report from Equifax, what is a secured loan?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cancelling debt consolidation program?

my mom has been paying into a debt consolidation program for over a year. They have failed to negotiate any creditors yet. They take a hefty amount from her bank account every month. IF she cancells, will she receive any of the money back . I know she probably wont receive the debt consolidation companies fees back, but what about the other money that is just sitting in the bank account waiting to pay off creditors?


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


Whats up with these online payday loan companies?

I took out a payday loan with a online company and now I cant seem to get in touch with them


How much will I pay monthly mortgage for a 140000 house?


Can i refile bankruptcy?

i filed chapter 7 i was released in march so can i refile now?


I am a single mom and my credit really went through the toilet due to my divorce. I need loan options…….?

I do not want a payday loan and I have been turned down by traditional loan methods.


I need a private lender for a personal loan.?

I have made some poor financial management decisions over the past year and now find my self on the verge of monetary collapse. I make good money but have not taken care of it, I pay my bills most of the time before they hit 30 days but it is getting harder. I made the huge mistake of borrowing payday loans and that just eats up all the money it would take to get out of debt permanently. I am looking for $8000 for 12 – 24 months. I am unable to borrow through normal channels because of the debt I am looking to pay off. I earn $81,000 per year and have the potential for bonus. I just need someone to trust me and help me, good advice would also be gratefully accepted.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We have a mortgage through wells fargo. I am wondering if I can pay on the 16th and I won’t get penalized?

Our payment stub says that the payment is due on the 1st. It then says after the 16th pay $50 late fee”. When we first got our mortgage


I have credit score of 460 in desperate need of personal loan every website is a scam or turned down HELP?

I have tried prosper , everything and im at the end of my rope here can someone help me please!!!


Where can i download the f-r-e-e that spells free” credit report song so i can put it on my mp3?”

F R E E THAT SPELLS FREE CREDIT REPORT . COM BABY SAW THEIR ADD ON MY TV THOUGHT ABOUT GOIN BUT WAS TO LAZYYYYYYYYYYYYYYYYYYYYY TY VRY MUCH


How long before I can sell a mobile home that was included in my bankruptcy.?

My bankruptcy was discharged and finalized about 3 weeks ago. Green Tree still shows I owe a balance even though it is unsecured that was included in the bankruptcy. How long before they release the lien on my home and furthermore how long before I can sell the now empty mobile home that has been an albatross around my neck for about 3 years. Is there anything I can do to expidite the process.


Around how much would I pay(monthly) for auto loan with USAA?

I am trying to buy a used car with a auto loan from usaa. I have good credit and the car wouldnt be more than 20,000. Around how much would i have to pay monthly?


What is the a credible website for Free credit report?

I want to check my free credit report, so what is government sponsored website that is secure and credible? you know they will collect sensitive info from me.


Where can I get an emergency loan in Hong Kong besides the banks?

just answer the question if you know. I would never email someone on her to get money. sounds to much like the ethiopian scams. or the lottery I win weekly.


I would like to recieve a free credit score without paying?

I would like to recieve a free credit score, but i dont want to pay…Is there any way for me recieve this without paying

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Can my husband get a home loan without credit and with medical bills in collections?

i already am carrying 2 credit cards, an auto loan for me, and soon to be an auto loan for him. i have excellent credit-but i dont think i can handle any more debt and i was hoping there would be some kind of assistance for 1st time home buyers with no credit/bad credit…


Options for avoiding Private Mortgage Insurance (PMI)?

A couple of very attractive deals in the local housing market have prompted me & my wife to consider bumping up our timetable for buying a home (we’ve been budgetting for mid/late 2009 while aggressively paying down debt). If we bought now, our monthly debt+mortgage/gross income ratio would be under the magic number of 36 percent (by a comfortable margin), so it is feasible … but we don’t have a downpayment. That brings up the issue of Private Mortgage Insurance, which I would like to avoid. I read somewhere that invesements such as stocks can be used as collateral to avoid PMI. What about my 401K account and my wife’s retirement account? Could we use those?


Do you guys know the best site to get the free credit check?

thanks


Looking to find an online or payday advance type of loan place that I can pay back at the rate of 200-250 a mo

anyone REAL without a company please reply I am serious



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

An example of vertical consolidation is if a ???? Economy help please thx a lot?

An example of vertical consolidation is if a bank purchases a company that produces vaults. bank purchases a share of the U.S. Treasury. bank splits into two new banks. bank purchases another bank.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What is the monthly payment of a car that is 28000, interest rate is 3 1/9% financed for 5 years?

N= I%= PV= PMT= FV= P/Y=C/Y=


Question about Personal Loans?

If I were to borrow a loan,and I had left over money from said loan couldn’t I just use that money leftover to make payments on the loan? While I just lost both of my jobs this week,I’ll be starting another job soon,and I desperately need the loan money at this time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to pay collection agency?

Six Flags sent me to Aargon Collection agency for the unability to pay my membership, so it was considered a delinquent account. Recently I got a letter notifying me of my debt, what would be the best way to pay it? I attempted to pay it online with my debit card but it asked for my ssn and didn’t feel safe giving it up. I’m 16 if that helps with anything. I just want to pay the debt and get it over with. One more question will my bank (Chase) be able to help me with this situation.


List of investments from lowest to highest risk?

Where can I find a list of investments from lowest risk to highest risk?? For example everything from a savings bond to penny stocks?? I’d like to find a happy median, thanks.


Do you know where I can get a free copy of my credit report?

Where’s the best place?


How much of a house can I afford? Ideally, I’d like to pay $1500 at the most for mortgage.?

What price range do you think that would be around? How much of a down payment will I have to put down?


Can I get an Auto Loan with 532 credit score?

My credit score is currently at 532. This is mainly due to a car repossession I had when I was 19 years old (my parents bought a car in my name without my consent. when the car broke down, they stopped paying for it and I was stuck with paying off the remainder of the loan since it was in my name) and a student loan that went into default (there was a misunderstanding with the loan company & they refuse to do anything about it). I make about $4,000 a month, after taxes and I’ve been at this job for about 1 year & 6 months. Do I have a chance at getting approved for an auto loan? How large of a loan and what kind of rate am I looking at wih my score?


Does closing a credit card account (in good standing) hurt my credit rating?

Thanks for the answers. I have no debt, so there’s no problem there. The issue is, I’ve heard a lot of credit companies have started charing inactivity” fees on cards that don’t get used for a long time. I’ll be damned if I’m going to pay for NOT using a card.”


Refinance auto loan and take out small mortgage – credit effect?

I have good credit. How will it be affected if I refinance an auto loan AND take out a small mortgage, lets say $80k. Will doing both of those at the same time ruin my credit?


How to add new home address to credit report?


Student Loans and Credit Score?

I was wondering if debts from Student Loans (SallieMae) affect your credit score the same way as credit cards or other loans. I owe the most in Student Loans, then a Car loan and finally credit card debt. I want to pay off my debts to minimize interest while maximizing the benifit to my credit score. Does anyone know if the credit reporting agancies treat all three like one big debt or do they have different clasification with different weights?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Did you have a great or a bad experience with an auto loan company? Who and why?

Looking for a reputable auto loan company and want to stay away from the bad ones. Seems there are so many. Some have such prestigious-sounding names while others just sound like a sham. But who knows?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What factors might cause an investor not to convert from preferred to common stock?


Why is my Credit Score so LOW if I only got student loans ($25,000), but never had a credit card?

BTW I started to pay my student loans but I was able to get it deferred based on my Status that I am a student.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Auto loan with 8% interest?

My Navy Federal Credit Union bank offers auto loan with 4.50% interest rate for excellent credit or so borrowers and for me as a so and so credit (I have been using my first credit card for 9 months) it will be with 8.00% interest. Is that a fair deal or bad for me? I know that our economy is in a down time with banks starting to lower interest rate and such…


How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.




















































If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there really a free site where you can see what your credit score is?

I see alot that say they are free but really arent.


Where can i get two payday loans?


I need info on buying an rv park, pros & cons?

we are thinking of buying an rv park in oregon & want to find out any info on running & managing one. we would live there, but have no experiance with running that kind of business.


Default on payday loan in Texas?

If you default on a payday loan, because something happened and you are unable to pay. Could I be charged with bad checks, when I didn’t actually write a check for the payday loan. Charge by DA for bad check?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i buy a home under bankruptcy?


Where can I get a free credit report?

I’ve never had my credit checked and I heard that you should do so every so often. What are some legitimate credit report websites? I’m scared of scams and fake ones. Thanks!


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need $1500 quick for car repairs but I have bad credit and the payday loans wont’ give me all the money from

one place. I can repay the money in a months time. I have been at my job for over 7.5 years and have a good job. I just need help with these repairs and it came out of the blue. Thanks, Michelle


Does anyone know a reputable company that could help get things deleted off my credit report?

I filed bankruptcy, the credit bueru just updated it as included in bankrupt. Why keep it on the credit report if it has been discharged? Why not delete it? Eqiufax, and transunion deleted it, but experian, just updated. What can I do?


How much does it affect my parent’s credit score if they cosign a consolidation loan?

teriod: You’d think $89000 in school debt would mean getting a good job, wouldn’t you? It’s actually my husband that has the debt and he went to one of those for-profit” career schools that’s not even regionally accredited


How can i get a free credit check without a credit card?


I need to find a company that will clear my credit report after bankruptcy know anybody?

all derogatory information that remains needs to be cleared


Any good identity theft protection companies?

i’m trying to find a good identity theft protection company who is good. i can’t decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for…the basic or the command center in lifelock. please help! i’ve had soo many things put under my name and i’m only 19!


Free Credit Report Problem. Can’t get it.?

I tried getting my annual free credit report at AnnualCreditReport.com. I did it the year before last, but haven’t done it since. They give you the option to pick which credit company to get the information from. I chose all three because they said that was okay. The first, which I can’t remember, said I had already gotten my free credit check. I haven’t done this since ’09. So I know this isn’t true. I went on to the next one. They had me answer a few questions to identify myself. After that they told me I’d have to fill out a form to get my credit score and send it to them. I apologize for how lenghty this is, but none of it makes sense. When I filled out the form two years ago it went through with no problem. What’s a girl to do? Could someone have accessed my information? Thank you.


When does Discover start charging interest on a Cash Advance for a Discover It Chrome Student Card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan company threatened me…I paid, but now I’m thinking of bringing a case against them?

I stupidly borrowed from a payday loan company in my town and I was unable to repay all of the debt. I tried working with the company but they wanted too much money. They then sold my debt to a 3rd party collector whom I contacted to try to make payment arrangements. They informed me they would need payment in full which was my amount borrowed plus a ton of interest, I think it was $1600. I asked if there were any possibilities of making payments on that amount and I was told that I would be pursued under a class 3 Misdemeanor for theft as the company believed I didn’t have any intentions of paying the loan back. So they left me pay them in 3 payments and I considered it done with. Now I’m reading that under the Fair Debt Collection Act (Federal Law) that if these type of places threaten criminal action, they are in violation of Federal Law. They can bring a civil litigation but they cannot threaten Criminal, which this company did. So my question is this; Should I contact my state attorney general, a private lawyer, or who do I tell about this? Can I get any money from this company for them violating the law?


Where on SEFCU website is your mortgage interest 1098?


Has anyone heard of ioweya payday loans?


The best flight attendant schools?

I want to go to a flight attendant training school, but which one is the best? Which one will guarantee me a job? and if not guarantee, then which one has the best results with getting people jobs. I heard of one in florida, but i live in california.


Do you think i will be able get an auto loan from local bank?

hello guys, my credit score 600,monthly income $2200,22 years old,credit card balance is very high,dont have any bad credit history,looking to get $8000 loan from local bank to buy a used car,any chance??? thanks and god bless you!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Free credit report question?

ok i viewd my credit report and on my two credits that went into collection the letters BR were next to which on that site BR means Bankrupt but i have never filed Bankruptcy so what can this mean or should i be calling up the company.


Which internet site do you recommend for free credit reports?

I need to check my credit and don’t want to pay for it. Who would provide the most accurate free information online? I’m also interested to see if I can check my FICO score through one of these sites. Any additional details or morsels of information would be greatly appreciated and greatly helpful!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I Purchase A Laptop With A College Student Stafford Loan?

I’m heading to college in January, this will be my first year away from home as I am transferring from community college. I understand that I need $6,000 from a stafford loan to cover the rest of my tuition and I was considering applying for an extra $2,000 for a nice computer/laptop. Will a Stafford loan cover this or will I have to take out a private loan? (also, I applied for a private loan with chase and got denied even with a co-signer)


What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?


Where can i run a non expensive background check using someones social security number?

the only official info i need is civil status. If the person is married or single or divorced.


Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating..



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Can i get a payday loan with just my debit card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


Is It illegal to use fake credit card numbers?

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Can I get a 5000 dollar loan with no credit history?

Well here are my details. – I am 20 years old – no credit history besides my student loans, but i have a wile before I have to start paying for those – Never had or applied for credit cards or personal loans. – Im in my 3rd year of my bachelors degree program – I joined the Army National Guard. Im going to Basic and AIT in 2 months. When I get back I’ll have a nice fat bank account balance. I will need a car when I get back (because I commute to college and my car now will not pass inspection) so that is what the loan would be for. The idea behind getting the loan would be to start gaining good credit. I just dont know if anybody will give a loan with a reasonable interest rate to someone with no credit That is why I seek the yahoo advice before I start shopping around (because its easier) Do you Know if I can get a 5000 dollar loan with no credit history?


What happens if i dont pay my o2 phone contract Bill?

heya ive got a iphone 4 24 month contract, and my bill was due on the 16 october, but i cant afford to pay the bill until next payday which is on the 12th november due to money issues, what will happen ive never missed a payment before this is the first time im quite worried about it im even thinking of getting out a payday loan but the interest rates are so high


New york has now blocked payday loans?

Last year i took out a payday loan (small one only 100) to get my car fixed before my paycheck. expecting a commission check in 10 days but have NO money now so wanted to do the same. tried some but none were in my Area then finally found the one i used last year and called since I paid when i was suppose to figured no issues, they said NY has made it illegal to do payday loans and they cant help me. how come a year ago it was OK now its not. I was only gong to do a payday if i was desperate and I am . any one else hear of this being blocked by any other states?NO SPAM OR SUGGESTIONS JUST CURIOUS IF ANYONE ELSE ENCOUNTERED THIS. THANKS


Auto Loans and Leasing Cars ?

Can anyone please give me info on auto loans and information on leasing a car.


I am having a problem getting my credit report. what should i do?

Hi i am trying to get my free credit report through freecreditreport.com and experian but unfortunately they could not pull out my report for some reason. i also called to freecreditreport and she was unable to get the report. now can you guys tell me what should i do in order to get my credit report. i was thinking to contact any federal or government office but i have no idea which particular place i should contact? i hope i ll get a right answer frm one of u guys thanks


What is the limit on mortgage interest deduction filing as head of household?

I know when married filing joint, interest on $1,000,000 on first mortgage and $100,000 on home equity is fully deductible. These limits are cut into half if you are married filing separate. What would be the limits if your filing status is head of household? What about single?


Accidental Death Mortgage Insurance?

We just got a letter in the mail…an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don’t have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?


What car dealership will finance a 2nd auto loan?


Why is my credit score so different from each of the credit companies: Experian, Equifax, and Transunion?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone used or had any experience with Allen Michael Credit Repair Organization?

Is this organization legit? Is it a scam? Has anyone used them and it worked for them? I’m extremely skeptical mainly because I cannot find much information online about them other than their website. Thanks!


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


Can you have an auto loan and a student loan at the same time?

So I currently have a student loan where you pay it all back starting 6 months after graduation. I will be in my 3rd year of college, but considered a second semester sophomore in the Fall 2010. I commute and REALLY need a new car for the fall. I have two part-time jobs, one as a bank teller and another as a sales associate, and I am pretty sure I have decent credit. I have never been late on any of my payments ever. What are the chances that I would get approved for an auto loan? I am hoping to trade my current car in for $1,000 and put $1,000 down and I am looking into a car that is about $10,000. If anyone who is knowledgeable with this kind of stuff could help me out, I would really appreciate some feedback. Thanks!


Is it better to pay off debt or to invest money for the future?

Is it better to spend money on debt or to invest? If someone has a foreclosure and not paid credit cards, is it better to: a) file bankruptcy and mess up credit b) pay off all the debt but credit will still be not the best but at least no judgements or BKs on file c) file bankruptcy and the money that would’ve been used to pay off the debt invest for the future


Cash advance APR question: if I pay back right away, how much interest did I pay ?

3~5% upfront fee ? So if I cash-advance $1000, I need to pay $50 + those APR ? That’s a lot of money.. so I need to use ATM and use cash to transfer money abroad… Thanks!


Is now the right time to refinance your mortgage? Please read . . . .?

We bought our house in Oct. 2007. Our interest rate is 6.5%. Would it be good to refinance if the rate got down to 5.75%? We need to lower our payments if need be. We are so strapped right now with rising gas prices, food prices, daycare for summer, etc. Right now we are financed through Wells Fargo and have been on time with every payment. We filed bankruptcy in 2004 on a mobile home that had water damage so I was wondering if this might hinder us in refinancing? Any advice would be appreciated!!!!!!!!!!


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do




















































Which bank to get a loan from?

Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I get a $1000 student loan?

I need to pay off a credit card and I want to use a student loan so that the interest isn’t so high. I am not taking classes this summer so the college will not give me a loan. How can I still get one? I use the U.S. bank?


How often should I check my credit report?

The last time I checked it was over a year ago. Can anyone suggest a company that will let me check it for free, but is reliable.


What does cash debit from unsettled activity mean?

I transferred $2600 from my bank to my Roth IRA brokerage account and it was put in a CORE account. Then I bought $2491.83 of Apple stock.


Can you get fired for filing bankruptcy?

Can a company that you work for fire you for filing bankruptcy. I work in consumer finance and have to a couple of years now. I recently filed bankruptcy. I have been told when working at my last job in consumer finance that you can. I have kept it from every one except for my manager cause I had to tell her. I told her today that I have to go to court for it and she said that she would have to tell my supervisior about it since im taking that day off. It is legal for them to fire someone for filing bankruptcy? Thank you in advance for all your help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My mother and I have gotten several payday loans to keep us out of debt, and now can not pay them we need help

We also can not pay off the bills we need to. Can you help PLEASE


How old do you have to be to own a credit card?


Where can I get my credit reports for free?

Everytime I try to get my free” credit report


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long can I stay in the home after foreclosure in Minnesota?

My landlord has filed for bankruptcy about 2 years ago. The sheriff sale was 6 months ago. After the sheriff sale, the bank gave 6 months to live as the redemption period. Since I rent, can I stay longer than the redemption period?


Equifax unavailable.?

Mine did not ask about a home loan, but only things that applied to me like auto loans. Mine had questions with specific answers, and I could view mine. That is why when we answered none of the above” and it did not grant us access I thought something was amiss. We are going to mail the form from Annual Credit Report.”


Whats the average interest rate on a auto loan?

I want to buy a car that cost around 12k and lay down a $3500 down payment I’am a teen and will have a co-signer with ok credit


Buy here pay here car lots in las vegas?

Does anyone know where there are buy here pay here car lots in Las Vegas. I am having trouble getting an auto loan or financed considering that im 18 years old without any credit history. I was told to check out a buy here pay here lot, but I cant find any in Vegas. If any one knows where a lot is please tell me, it will be much appreciated. Thank you!


How much does a cosigner help in my auto loan?

I have a credit score of 700. My grandma has a credit score of 800+ because she owns her house and she’s never been late… neither have I. Will she cosigning me help me get an auto loan even cheaper? I can get like 10% but I want to go lower. My grandma is retired by the way, so her income is her social security, but she lives comfortably of her 401 and some other retirement funds.


Where can i get a free credit report without a credit card?

does anyone know where i can go for it??? i need to know by tonight!!


Has anyone found a lender to refinance an auto loan with bad credit?


What does cash tendered mean?


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a personal loan of $2500?

My child’s father has not paid child support since last year; I have followed the proper proceedings in court however I am still in need of money. I do work full time and make $52,000 a year its just that the move is sudden and I don’t have the adequate funds to cover the moving expenses.


Prepaid debit card payday loans?


Where can i find a Loan Shark in the Los Angeles Area?


Can I lower the interest rate on my mortgage without refinancing?

I am considering refinancing, but I am not really too sure yet. Is there any way that I could call my current lender and just negotiate a lower interest rate with them? This way I could possibly avoid all of the closing costs, etc that are associated with refinancing. Has anyone had any luck with this?


Legitimate payday loans?


Best bank for auto loan?

I am 22 years old, make 1600+ a month after taxes and I also have 755 credit score. I am looking for a 22,000 car loan, what banks should I visit ? I have a credit card with Bank of America and a debit with TD bank


Dropping mortgage from bankruptcy!!?

Currently, I have a family member in bankruptcy. This person is also going thru a divorce. The house that his soon to be ex-wife and his kids stay in is in his name and he pay it thru his bankruptcy. He only pays it because his kids need a roof over their head. His only concern is his children, not his lunatic soon to be exwife. The problem is the divorce is not final, and the soon to be exwife moved a man into the house that he is paying for. The soon to be exwife, didn’t even discuss this with him. Considering some strange man is now living with his kids. Now, he has made it clear that he doesn’t want the ex wife backn but he is pissed that he is paying for some freeloader to live there on his tab. The exwife told my family member to mind his business and stay out of hers. So, now he wants her out of the house and is thinking of dropping the house from the bankruptcy. But his concern is his children. If they move out, I am sure that she could stay with her momma. What can he do? If he drops the house, will this lower his bankruptcy payments because he will still have to compensate for child support. If the payments are not lowered and he pays support for the rugrats, that will leave him with nothing to live himself. Currently, the exwife is in bankruptcy but hers will probably be drop for nonpayment. My family member currently pays a 1000 mortage in his bankruptcy and also give his *** of an exwife extra for the kids. I agree with him that if she want to live with this man, this man need to find her a place to stay cause it can’t be on his tab. The only ones on his tab his the kiddos. Any advice


What is a chapter 99 bankruptcy?

It’s new to me as well. But there is such a thing.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it ‘immoral’ that people can go into PERSONAL bankruptcy over MEDICAL debt?

That’s the system we have in the US right now. The system is slowly cracking under its own weight. Recently, I have seen people making a MORAL argument for universal health coverage – that it is immoral for such a rich country to have people going bankrupt due to medical debt. Is this really a moral issue, though? Regardless, it keeps getting bigger, and I bet we will have nationalized health care eventually, just due to political trends.


Will My Bankruptcy Follow Me To The USA?

i am form ireland and i have been living in the USA for over 2yrs. I am just about to go bankrupt in ireland and i am wondering if this will affect me in the USA when i go to get mortgage for a house , or my credit in general? someone told me it will not affect me here because it a different country?? I am legal in the states thank you


Checking My Credit Score?

Okay…it seems like everything is just a big RIP-OFF!! I tried to check my credit score before with some website and I got caught up in this fraud that kept taking money out of my account and it was not authorized so now I had to shut down that account and hold the money to myself. I really want to check my score because I want to know where I stand. I got my free credit report and on there it says that its very good but where can i find my score? I looked on the computer at Equifax, Transunion, and Experian, and it said that they’re all FRAUDS and it’s making me very uneasy. Is there another place outside of the internet that I will be able to get my score, and if so, where? I would really appreciate your help with this. Thank you =)


How do i get in adult porn site with out entering credit card info?

its tells you its free then thy want your credit card information i dont understand how that proves your age a minor could get there parents card and easily get in so thats bs about age verification. so does some one no of a site thats free and does’nt ask i do hav credit cards but i dont trust the sites they say free but who knows they might charge me?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I file bankruptcy chapter 7?

My car was repossessed 2 years ago. They auctioned of my car and want me to pay the difference of $3,000. I also have bills of credit card debt and utilities from the past 5 years that I just don’t have the money to pay. I work part time of 25/hrs per week. I still don’t have a car, its difficult for me to get around in the city without spending too much money on transportation. So with the collection agency coming at me with the car money, and all my other debt would be about $9,000. I make about 450/month. I really feel like the only option at this point is to file – since finding a second job is difficult. Will I qualify for chapter 7?


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.


Injury on the job, job was suppose to pay for it, now on my credit?

I was injured on the job, in the contract it was stated that, if i was hurt and needed to go to the hospital due to an injury at the work site, they would pay the bill. This happened back in December, I recently tried to apply for my first credit card and I kept getting denied until my mother told me I should look at my credit report. (I had no credit, only 18) Once I got my yearly free credit report, I saw that I had a hospital bill unpaid. This has seriously affected my credit and it’s frustrating because I can’t do anything. I called them to verify the incident and find out what happened and they told me they must have just missed one because they bill them separately. I need to know how long would it take to get off my credit and when will I be eligible to apply for anything else that has to do a credit check?


HOME LOAN MODIFICATION QUESTION?

When applying for a home loan modification, are lenders looking for a deficit or a positive in your financial worksheet, in order to approve a modification???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score at 559! Doomed for home loan??

Okay for all of you that dont believe me, thats fine doesnt really hurt me because I know the truth. We met with a credit couselor and she looked everything up for him. There are 3 inquiries that we filled out. But the rest are from his info being sold. And no I dont work, and I have no credit because, I am not quite sure. I have had all my bills and my car, in my name for 3 years but for some reason nothing is on it.


I want to rent a flat but I have a bad credit rating and CCJs…?

Me and my friend who are both in jobs want to share a flat but the letting agency say they will do a credit check on us. My friend’s credit history is good but mine isn’t! I really don’t want to tick the box on the form saying I have bad credit as my friend doesn’t know about that! I can pay the deposit and a month’s rent upfront easy. Would it be possible for us to get the flat??


What happens if you are 1 day late on your credit card payment?

Does it get reported to the credit agencies (equifax/transunion/experian)? I also had other late payments in the past for 1-2 days…but never over 90 days…..i’d say i’d been late about 3 times with a 1-2 day late period….will this get reported b/c they say it only gets reported if its after 90 days..


My debit card was declined but i have money in the bank…?

I’ve had the debit card for about a year, and I’ve paid my bills, and I haven’t spent much this week.


Is 8.8% APR high for a debt consolidation loan?


Can i refinance my auto loan after four payments?

can i refinance my auto loan after four payments, current apr is 17% looking to lower it


I need a 40 to 50 thousand dollar loan where can i get it?

The downfall is I have no credit history I am only 18 and i own nothing expensive… So where do you think i can get a big loan i dont care if it will be a million year contract and the interest rate is like 30% i just need it..


Best credit monitoring websites?


Is payday 2 online only?

i just watch the beta videos of it and it has me hyped so just wondering will it be online only

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Advice about buying a home?

I was wondering what would be the best route to go being a first home buyer. I’m banking with Wells Fargo, so should I try to get my mortgage through them? People have told me to try Quicken Loans or Chase or use a mortgage broker and I’m being pulled left and right. I’m trying to do research, but don’t even know where to began. I want to see if I can be approved before I start searching for a home. I have really good credit, but I am young. I am employed and from Texas. If that counts for anything.


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.


How hard is it to claim bankruptcy, if you don’t own a home?


I’m looking for the best personal loans in Malaysia ?

I’m looking for the best personal loans in Malaysia. Currently I have 3 credit cards which are overly used, house loans and many other commitments.


How do i go online and get a copy of my credit reports?


Should Payday loan companies with extortionate rates of interest be banned?

Oh Athena, please dont be so rude. This is a school debating competition, i dint choose to argue this motion, and i dont really have a huge oppinian of it anyway. And I didnt even call it morraly wrong, I HAVE to debate this. So please READ MY QUESTION before answering with such a rude tone.


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?