Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Why would a conventional loan be better than a VA Home Loan?

Why would a conventional loan be better than a VA Home Loan?

I’m just wondering why someone would choose to go with a conventional loan vs. a VA loan. Aside from the VA loan having a maximum limit….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is the phone number to activate best buy credit card?

I have lost the sticker with the phone number to activate my new best buy mastercard. does anyone know what number i need to call to activate it?


Coping with nosy parents. Sometimes I don’t even know what to do anymore! Advice please.?

I don’t want to make it sound like I’m complaining in a very childish way, but for too long I’ve tried to stay quiet and not say a word. I’m 18 years old and my parents (in specific my mom) drive me crazy. Not only do I have issues of communicating with them at many times but I feel like my mother is on top of my case every single minute she opens her mouth to say something. I love my mom, in fact she can be understanding” in SOME things


I need money badly, behind on bills. every single payday site i go to just keeps bumping me to another and ano?

and to the person who told me to get a grip on my wallet” I live on a very tight budget thank you and do spend as little as i have to


I want to file bankruptcy, I can no longer afford my car payment. Can I?

I rather call the bank and do a voluntary repossession. If I do a voluntary repossession, can I still included it in the bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need a REALLY free credit score online…..?

every site i’ve been to needs your credit card info so they can bill you automatically for monthly membership (unless you remember to call them and cancel it) or for the score itself (because they only provide the REPORT for free).


When should I increase credit limit on bank credit card?

I opened a credit card through my bank approximately 6 months ago and started with a $1,000 credit limit. I have tried to keep spending around 10-20% of my available credit limit and I have not kept any balance and have always paid on-time. I just checked my free credit report and purchased my credit score and am sitting at 750 (I was at 711 6 months ago). Also, I just paid off an $8,000 (48-month) car loan in less than 30 months so I expect this to reflect positively within the next year. Anyway, one of the recommendations from TransUnion is to increase the available credit limit with my bank credit card. Is 6 months too soon to request an increase? If not, how much should I increase my credit limit? Thanks.


I trust the CARFAX REPORT” and bought an used card with DAMAGE TITLE…?”

Hi everyone, please help me out with this, because I really don’t know what to do. I bought an used card about 14 months ago from a car dealers with the CarFax Report that shows the car is Clean Title. I tried to sell my car last week, and the buyer went to CarFax and get the new update report for my car, the report shows my card is Damage title, and the Accident is by the 2nd owner(me) two week after I bought this car.I just found out this few days ago… I live in Oregon but the accident is in CA, and I have not been in CA at all this year. I tried to talk the dealers, they told me they need something to proof that accident is not by me, so I went to DMV and asked for help, but they told me they only have the information for driver on the system not the car. They gave me an reoprt to show that I didn’t got in the car accident at that time, and I showed the report to the dealers, but the dealer told me it doesn’t mean I didn’t let other people borrow my car to CA at that time… So I call CarFax, they told me that they don’t responsible for anything after 12 month, and they will not share any information with me because all the information are private. I bought this car with clean title price, and now I have to sale it with damage price, and no one wanna take the responsibility for this, I don’t think this’s fair to me, I tried everything I can(with no luck). And I don’t have money to hire a lawyer at this time…So Please, Please help me out with this if you know what to to. Thank You So Much! And Thank You For Taking Your Time reading this:)


Why would a conventional loan be better than a VA Home Loan?

I’m just wondering why someone would choose to go with a conventional loan vs. a VA loan. Aside from the VA loan having a maximum limit….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


So it’s true that China could bankrupt the US if they decided to?

Cubby but a decent country and mother” of freedom (yes right lol) like USA would act like this?What kind of example would give to the citizens by this action? Also i think you got it wrong my friend! The bed is divided in 2 sides! 1)Is the money you owe them! 2)37% of the money inside USA today (in business


Does my credit and credit score reset after?

Is it true once you turn 18 that your credit score resets because anything before that is supposed to be taken care of by your parents?


Can someone explain the following terms: subprime mortgage bond, credit default swap, and shorting?

I would appreciate simple definitions/explanations for each. I have read the Wiki articles, but I am still a bit confused. I understand that in subprime mortgages the borrowers do not have a strong credit histories. However, I do not understand what exactly subprime mortgage bonds are, or why people used to buy so many of them.


Looking for an all free no credit card people search?

just looking for my lost love


What Is Debt consolidation Loans plz help only usa man & woman reply me?


Which is best bank for home loan in chennai?


Business credit affecting personal credit?

We own 2 retail stores and have several different credit cards that we use to pay vendors. All but one of these does not show up on our personal credit reports but Capitol One shows up on our personal credit history. We have great credit but this is causing our personal credit to be lowered and I’m afraid it will be hard for us to borrow or refinance our home in the future. How can we get them to not attach this to our personal credit.? None of the other credit card companies do this.


Where can I get loan for downpayment for hm,with bad credit no payday loan?

recently seperated from husband,and need downpayment for a home, credit is not in great shape


Why would a conventional loan be better than a VA Home Loan?

I’m just wondering why someone would choose to go with a conventional loan vs. a VA loan. Aside from the VA loan having a maximum limit….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Statistics that measure variables in the economy such as interest rates, unemployment rates and housing data a?


What happens if you file for bankruptcy again while you are still bankrupt?

I am one year into a bankruptcy and am in heavy debt again for being a trusting fool. I know that I can apply for bankruptcy again and that it may be rejected. But I dont know what the consequences would be. Such as how long willl I stay bankrupt for?


My Experian Credit Score is 644, my Equifax is 617. Which one is right?

I am getting married soon. My fiance and I have about the same credit scores. Which one is right for mine? Also, will it be hard to get a loan for mortage with our credit scores ranging 600-660?


Applying for a Circuit City credit card and buying online? Will they really offer no interest for 36 months?

Should I do it? I’m planning on buying a Samsung HDTV thats about 1500.00, if I buy it can I apply for their credit card and really get what they offer? I’m definitely paying it off before the holidays, but they won’t sneak in any charges will they?


What is a good credit card for someone with minimal credit history? One that has no upfront fees?

I filed bankruptcy over 10 years ago and have applied to a few cards. Everytime, though, I am turned down due to ‘Lack of credit history’. I do not want one of those cards that have interest over 20% and charge almost $200 to open and your limit is $250. I also do not want a secured card. If you know of one by experience or word of mouth, I would appreciate a link or name. Thanks!


What’s considered a high interest rate on an auto loan?

I’m looking to buy my very first car and I’m clue less as to what a high interest rate is. I’m 19 and I’ve already managed to mess up my credit but I also have 2 kids and a husband and we need to get around. I was looking into setting my budget at around $8,000 for a nice used car but what’s considered a high interest rate…15% or 25%?? I’m really not sure because alot of sites offer calculators if you know your interest rate so I can calculate my payments.


Can someone steal your identity through test scores?

Around 9 months ago I got my Pre-SAT scores and my ASVAB scores from school on a wednesday. I put them in my laptop bag and went to church right up the road after school. Well after church I left and accidentally left my laptop & case in the santuary. A week later I went back to look for it in the church and it was gone. Well now 9 months later my friend found it somewhere in the church where someone had diliberately hid it so no one would find it but we did. All of my scores are gone and the bags clean except for the laptop and charger. When I lost it I had scores which had my information on it. My question is that Could someone in the church steal my identity through these scores? I don’t know if my full S.S. number was included but I think the last 4 digits were. Is this enough to worry about? P.S. I’m under 18 so I can’t get a free credit report. P.P.S.Also


Which is a more efficient way to increase my credit score?

Should I obtain a credit card balance, and then quickly pay it off? Or should I simply not use my credit card at all?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about payday loans?

And this is for an emergency!!!!!! Ppl dnt get smart PLZ!


Obtaining a copy of mortgage loan documents?

I bought my house 3yrs ago and I never received a full set of copies of my loan documents. No I am having trouble with my mortgage and I am facing foreclosure, I need to have a loan audit performed and I am not sure how to get a hold of a copy of these documents. I have tried the escrow company, the mortgage company and the title company, they all claim not to have a copy. The title & escrow companies only have copies of what was recorded. I would greatly appreciate any advice or help. Thanks


What is the best payday loan?

With low fees or no fees.Either or..Its for soeone else..Not me so please dont go on about how it isnt a good idea..Blah blah blah


Can ii still withdraw money from my checkings account if its already overdrawn?

Well, i need money BAD. and i dont get my paycheck till next week. I know about the $30.00 charge for overdrawing but Can i still take money out of my account if its already overdrawn?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why is loan-sharking illegal?

I mean, people apply for the loan, so isn’t it a legitimate transaction? Why is it illegal? The lottery is legal and mostly everyone looses all their money but loansharking is illegal. What’s the deal? People sign up for this and it’s illegal.


Why would a conventional loan be better than a VA Home Loan?

I’m just wondering why someone would choose to go with a conventional loan vs. a VA loan. Aside from the VA loan having a maximum limit….


Where is the Credit card number located on Visa Debit Card?

I am in the process of purchasing something on line for the very first time and I need to enter in the Credit card number but I don’t know where it’s located at.


When you file bankruptcy chapter 13 do they with hold your refund check?

My sister filed bankruptcy because of medical bills and had beard she will not receive a refund on her taxes? She filed chapter 13 which means her creditors are being paid off and they deduct it after taxes on her paycheck.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I change my will without using my lawyer?

I plan on changing a few names only, and signing it in front of a notary.


Where can i cash a personal check when the banks are closed?

where is there a check cashing that cashes personal check and is open on presidents day


Are you most likely nro get pproved applying for a auto loan at a bank/credit union or the dealership?

&which bank or credit union is a bit more flexible my credit score is 755 but im already paying for a car i have enough money coming in,,also i only have 4 years with my credit history


A credit card was offered for making timely payments on my auto loan.Would accepting this card help my credit?

I have bad credit, but I managed to purchase a new car with a high interest rate. My auto loan is through Capital One. The credit card offer is from Capital One because I’ve made timely payment to them on the loan for 1 year. Would accepting the card help raise my FICO score or hinder it? I thought that applying for new credit cards lower the score.


Does your Credit Card company support you with a free credit report?

If not how can u view your credit free or something


Which has the greater interest rate risk – a 30 year treasury bond or a 30 year BB corporate bond?

thanks


Should a Christan File for Bankruptcy?

Seeing it is a cancellation of debt, is it OK for a Christian to file for one? And how long does the process take? Thanks


Can i have a very short synopsis of merchant of venice?


Help with getting a personal loan??

I was just approved for a $10,000 loan, and this whole thing has been a pain!! So, I am going today to sign everything and I need the money asap to pay off bills and I’m going to NY on the 16th. About how long does it actually take to get the money? Do you think I’ll get it by the 16th? BTW, it’s not through my bank, it’s through another bank. Can you skip the 3 day holding process, too?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan question with my credit?

I am looking to get an Auto loan for a used (maybe a new, but I believe I can get a better deal on a used). I recently went through a divorce and my exwife managed to ruin (640) my credit. I have a great job and make good money, but I am in need of a vehicle quick (I do a lot of truck work) and this vehicle has to be very reliable. So i am looking to get a good one that will last me a good while. I am looking to spend around 20k with a 4k down. If i could wait longer I could save up another 3k but I need it like now. Am i even able to get a loan with my credit? I don’t care about the interest, I should be able to pay it off within two years, but I want to get it spaced out for long as possible.


Why would a conventional loan be better than a VA Home Loan?

I’m just wondering why someone would choose to go with a conventional loan vs. a VA loan. Aside from the VA loan having a maximum limit….


Family in Manila in Debt to 5-6 Indian Loan Sharks. What Can They Do?

I know a family who in order to send their 20 year old offspring to school borrowed money from Indian lenders. The interest rate is a whooping 20% a month according to them and the lender keeps returning to collect the interest. They don’t know what to do except pay up. And because they are old, they do not seem to be able to to find a good job to pay back the loan. In the meantime, the interest keeps balooning. They have no property and no land. What can they do to resolve the situation because they do not have enough money to even pay the interest. Is it legal to do this? What can the 5-6 sharks do to them? What is your advice to these people? Can they just disappear? What are their legal rights by Philippine law? Is there a cheap/pro-bono lawyer that they can consult simply to know their rights? What if they run away and just move and disappear? What can be done to them? What do people normaly do when things like that happen?


Do i have to pay taxes on debt discharged in bankruptcy?


Can i have a credit report without having a credit card?

I replied to an ad about a job and they said they need a copy of my credit report (paper copies, nothing sent online) to verify my past job history and addresses. do i still have a report if i dont have a credit card? i have a debit card if that counts, but nothing with a major credit card agency. is this a bogus ad and is someone trying to scam me?


I have had car finance with black horse twice in 5 years i now have poor credit could i get unsecured loan?

i am trying to get credit better and only need to borrow £3000 in total


Can i get a home loan for 190000 on 3000 per month income and only one debt for 500 per mo.?

my credit score is 660 and i have ten percent down payment, if so where




















































Do libs have an actual argument other than Trump is raycist”?”

Do libs have an actual argument other than Trump is raycist”?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

FICO Credit Score Scale?

Does anyone know where to get the scale for FICO credit score? like: 300-400=bad 401-600=good etc. Thanks a bunch!!


Is the pirate hat in all of the freecreditreport.com commercials?

i know that it’s in 4of the commercials. but i haven’t spotted it in the bicycle or the rock star commercials.


How many free credit report.com commercials have there been.?


How can i find an expiration date for a missing credit card if i have the card number?

i want to use my credit card online and lost it i have the account number just not the expiration date

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need a long term installment loan(not a payday loan) I have bad credit.?

Anyone know any legit bad credit lenders?


Does GEICO offer a Future Effective Date Discount?

Yes there is such a thing – lol – When you go to get a new policy you can get a discount if you sign up with a company before your renewal is up. Then the effective date is in the future. Some companies give you a discount for doing this prior to your renewal date.


Can mortgage company keep insurance check?

Didn’t plan on it going into foreclosure. Repairs started back in May and haven’t been completed yet, due to being scammed by a contractor. My house had about $18,000 worth of damages done from a storm. I tried applying for a modification but it didn’t work. We claimed we are doing it ourselves. So yes, I will need to show receipts and things, which is okay with me. About 50% is complete, waiting on an inspector to come and look at. But I am hoping I will still get the check and the mortgage company doesn’t apply it to my balance due.


Do libs have an actual argument other than Trump is raycist”?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can someone file bankruptcy on medical bills? is there a statute of limitations on medical bills?


I need a loan shark asap wolverhampton area?


How to begin fixing bad credit?

Needless to say when I was younger I made some bad choices. The two largest things I did wrong was: 1. I deployed to Iraq and forgot to cut off my cell phone, and the bill went up to over $1000 and they turned me into a credit agency. 2. Charged $300 on a Kay Jewelers credit card and didn’t pay and got turned into a credit agency. 3. and I’m sure I made some other mistakes along the way. I have bill collector calling me about 3 times a week. They have offered to cut some of what I owe and receive payments over time. Is that something I should I do? My total debt owed is probably no more than $2000, should I consider consolidated debt and work montly to pay it off? What are some ways I can get started on this, seeing exactly what the red marks are on my credit report without having to pay to see my report?


Do you know of someone who filed for bankruptcy recently?


How can i change my sbi account to other sbi branch?

how to change the savings account of sbi home branch to other branch of sbi?


How can I get a payday loan with no bank account.?

I need to get a 1000 dollar loan asap. I have bad credit and no savings or checking accounts.


Free TRW or EXPERIAN, credit report website?

you know the real thing so I can get my FREE credit report? can you give me the hyperlink? thanks! (not the pay as you go, but the one the goverment makes the big three give you free….thanks!)


Applying for a federal job after filing for bankruptcy?

I recently filed for chapter 7 bankruptcy and just applied for employment with the TSA and the BOP. My bankruptcy won’t be discharged for another month. Will this negatively affact my chances with these agencies? Thank u in advance for all replies


Do libs have an actual argument other than Trump is raycist”?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you find your number on orange pay as u go or check your balance?

Mine is Samsung Toco lite


Does interest on a credit card cash advance occur everyday?

So I took out a $300 cash advance from Wells Fargo two days ago with a 5% interest. I was charged $15 today. Will I be charged everyday I don’t pay it back?


Unsecured credit cards for people with a score between 479-520?

I have a Imagine Gold Credit Card and it’s the only one who I found that would give me a credit line without a deposit, are there any other? I need to build my score and after research I see having 3 credit lines open is the best way to do it.


A catalyst can speed up the rate of a given chemical reaction by?

A. increase the equilibrium constant in favor pr products B. lowering the activation energy required for the reaction to occur C. raising the temperature at which the reaction occurs D. increasing the pressure of reactants thus favoring products


Does anyone know if you can consolidate payday loans on a debt consolidation plan?


Can a disabled person apply for reverse mortgage at age 55?

I’m 55 years old and physically disabled from the waist down, mortgage payments are difficult to meet and I would like to apply for a reverse mortgage, Is this possible?


Under the new bankruptcy law……How long is the waiting period before you can file chapter 7 again?


How many days in advance can you book a flight? I’m trying to book in October and not having much luck : (?

Well I’ve been trying to use a travel site, Expedia and Travelocity. I find the flights that I want and everything, get to the very end where I can reserve the flights and then every site says, we are sorry but there is a problem with the flights you picked, one or more are unavailable. Arrgghhh it makes me so mad! Then why do they even put them on the list?!? So any ideas? Thanks Everyone!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there an korean drama about a girl who got plastic surgery?


Where to get free credit score?

cant get a credit card or anything. where is a site where I can truly get my free credit score.


How many payments on an auto loan do I need to make?

Before it will improve my credit score. I am trying to get a house and looking for ways to boost up my score. When I got the car the man said 10 on-time payments would boost my score up 70 points. But then after some digging on line I heard it can only take 6 months. So do you know? Haha. I live in Indiana if that helps any. Thank you!


If file chapter 7, how does it effect my landlord?

If I am in bankruptcy, and rent his house, is his name on the paperwork if I am current on rent?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is myflixhd legit? it asks for your credit card number.?


Do libs have an actual argument other than Trump is raycist”?”


Hardship programs – credit cards???

I have accounts with US Bank, Citibank, American Express, Chase, and Wells Fargo. Does anyone have any experience dealing with these creditors regarding hardship programs? US Bank seems to be the most helpful at this point, but I’m not sure what details I should give them and what I should just keep my mouth shut on. As of right now I am current with these accounts, but I have been asking them for lower APRs and increase in credit limits (hoping to consolidate the others to a lower fixed rate) but to no avail. I know that we can only make ontime payments for 1 more month and then everything is going to fall apart. We can no longer afford even the monthly pymts due to rising interest rates. We have completely stopped charging to all of these accounts and are currently only using cash. We have dramatically reduced our spending habits. We know and can see how we got into this situation, but now we need help how to get out of it. We want to pay, but the interest rates are just too high and we’ve only been able to pay the minimum payments. Now 2 of the creditors have INCREASED our interest rate (to 29%) b/c they pulled a credit report and saw that I have other accounts close to the credit limit. That just doesn’t seem right that they can be so one-sided and increase my interest rate because I have high debt, but that high debt is being paid ontime. I could vent about this all day. But it’s time to stop complaining and find some good solutions … this is where I need your help. No debit consolidation, credit counseling please. I want and need to do this on my own (with your help). I’m trying to save my credit score as much as possible. Total unsecured debt is $90,000. Do most banks have hardship programs? What do they do? Reduce interest and pymts until paid off or only for a short period of time? How does it reflect on your credit report – positive, negative, or neutral? Do I need to be behind before I qualify for these programs? If so, how far behind b/c I don’t want the accounts to go to Charge Offs”. I’ve heard it can be really hard to negotiate once an account goes to charge off status. Thanks other Yahoo users! Looking forward to your comments.”


Accounting – Bank loan interest journal entry?

The bank loan was a six-month loan taken out on October 1, 2008. The interest rate on the loan is 10%, but the interest is not due to be paid until the note is repaid on March 1, 2009. The bank loan is $22000, and this is an adjusting entry for the interest on December 31, 2008. Would the entry be DR Interest expense 660 CR Interest payable 660 I know the accounts are correct, but I’m not sure at all about the amounts. If it says a 10% interest rate and does not specify the period does that mean that it is a yearly rate? Since the note is for six months, do I have to half the amount? I got the number from: $22,000 x 10% x 0.5 x (3/5) = 660. Also, this is an entry on Dec 31, so its technically one day before three months. Would it count as two or three months? Thank you in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report But Not Credit Score?

I recently went to annualcreditreport.com and requested my free annual credit report. I got the first report from TransUnion, and they have details on my current credit and loans, but they didnt give me my credit score. Under credit score it says Not Purchased” and under Grade it just has a “-“. Can they force you to purchase your credit score? I thought you should be able to get that along with the report free once a year?”


How much are monthly payments on a new Chevy Cobalt?

I’m trying to pick the best car possible for my first car. I can’t afford high monthly payments. I was hoping that the payments wouldn’t be too bad for a Cobalt since they are generally cheaper cars. Any input from any 2008 Cobalt owners?


Checked my credit score. I have excellent credit, but the Experian VantageScore has me as a B at 879? Confused

The VantageScore has a range of 501-990, but the normal” credit score range is different – so what is my “normal” credit score? The points that lowered my score with Experian are “balances too low” on my mortgage (<$30


Cash advance on credit card question?

My interest rate on my student credit card from discover is 7.9 percent. I have ran into a bind with my tuition and need to take out advance by atm. Will that amount be deducted from my balance? Say for example I have a 5,000 dollar limit and I use atm to take out 1,000. will that amount be deducted from my available balance? or is it set up as a loan from credit card and balance remains the same? I’m unclear. Please leave feedback.


I took out 3 Payday Loans and cannot pay back, what are my options?

I cannot afford to pay my Payday Loans on time, should I close my bank account until I can pay everyone off. They all have electronic debit to my account, so if I close, I don’t have to pay overdraft fees and etc. What should I do.


Can US credit cards be used in Nigeria?

If a US citizen went to Nigeria…his daughter got into accident…can he use his credit cards in Nigeria for operation or is he in a pickle? I told this person to contact US embassy in Nigeria but he said they could not help. I told him to contact his daughters school in US but he would not. So what can he do to get money for daughters operation and to travel back to USA? If he is genuine?


Where do you go for a truly free” credit report?”

where is a web site that you can check you credit report, that you dont need a credit card? a site that is truly free


How can you check your credit score without typing in a credit card number?

I went on www.freecreditreport.com and they require you type in a valid credit card number. Is there ever a company that allows you to see your credit report without a need to type in a credit card?


Unaware of debt, collection added to credit report. Help!?

I live in NC. Yesterday I received a letter in the mail from a collection agency in CA stating that I owe $3900 to a hospital I used to work for. It said a negative credit report reflecting your credit record may be submitted to all credit reporting agencies if you fail to fulfill the terms of your credit obligations”. I immediately got online and checked my credit report

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Pay day loan!?

I am in serious need of a payday loan and am not sure what to do! I babysit monday thru fridays and get paid cash when the parents of the children get paid. The payday advance people told me i need a pay stub to show i get taxes taken out. I need $500 by Tuesday….. can anyone help me, and if i cant get a payday loan is there any other options for getting quick money when in need?!


Do libs have an actual argument other than Trump is raycist”?”


Should I get a payday loan for my current dilemma?

My transmission broke down on my RV. Currently that’s where I live and it’s what I use to get to work. The work is done but I’m short paying it off until at least one more paycheck comes in. And they won’t give it back until I pay it in full. Should I get a payday loan?


Where can you buy polymer clay in bristol?

There’s no Hobby craft nearby… Do they sell it in Rajani at all? I usually get art supplies there…


Are there alternatives to bankruptcy?

My husband and I are at the point where we have started the initial proceedings for filing chapter 7 bankruptcy. We do not want to do this. Life has happened and the debt is so far gone wage garnishment proceedings have begun/ We have also tried working out a payment plan with the creditors but they are unwilling to do anything that we can afford. Is there something else that we can do? We have no problem with hiring a lawyer to help us, we just really do not want to have to file chapter 7 bankruptcy.


How long should i keep my secured credit card?

Hi, i just got a secured credit card 5 months ago with a limit of 250. Now i want to raise my limit at least to 1000. Ive heard that a year is good to hold on to a secured card but my main question is does it look good to raise your own limit that high?


Do I get a tax deduction as a bankruptcy creditor?

MY borrower defaulted on a loan and the loan was thereafter forgiven by the courts. Can I claim a deduction or credit for the remained of the money that should have been owed to me?




















































Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will having just an auto loan on my credit report help raise my score?

I just recently paid off all my credit card bills from college and my score is fairly low since I was in between jobs and was late paying on most of the cards. I do not want another credit card ever. I do have an auto loan that is paid on time every month out of my paycheck, but will that be enough to raise my score? Or will I have to eventually get another card to pay off each month?


My credit score is 606, how long would it take me to build my credit up to 750?

I have one credit card with debt, 4 hard inquiries, and 2 payday loans.


Is there any way to get out of a cosigned loan?

some how I made the mistake of helping my exwife on a loan by cosigning last year. she has since not made 2 payments on that loan and now I have that bank harrassing me at my job and home for all the payments and interest. I live pay check to pay check as it is and at a loss what I should do


Credit score – auto loan?

As for employment: I’m a freelancer (graphic and web designer) so my monthly varies per month. Does this hurts the fact to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am a full time online college student and 29 years old with no job do i need to get insurace by obamas deadline?

I live with my dad while I go to school, help him around the house. I can not be on his insurance.


Where can I get a personal loan with a score below 520 and no co-signer?

I need at least $7,000. I need the loan to be unsecured. I have tried to set up an account Prosper.com and they rejected me. They sent me an email stating that my score is below 520, and thats how I know its it below 520. I have a copy of my credit report and it several inquries and only one deliquent accoutn (value = $2,463), it has been deliquent 180 days. Please HELP!!! I need to out of this whole. My bad credit comes from me being unemployed over a year ago. I now have a good job where I make over 50k a year and have been there 6 months. Any info would be appreciated.


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Seeking a credit union for a low interest auto loan?

I am searching for a credit union to join with low interest. I am trying to find one as low at 1.99% APR on a used auto loan. I found one that is out of state, would I be able to apply with them? suggestions please! anything helps!! thanks!! =]


Insufficient Credit History?

so i’ve had a cell phone bill for about six months now and three months ago i got a co-signer and got a brand new truck, and before i had a car in my name, paying insurance on time, im paying all my bills and everything on time but every time i try applying for any type of credit card (Best Buy, Ebay, Walmart, etc.) i am denied and says insufficient credit history STILL, when will this change so that i can finally build up my credit and paying everything in cash, i mean i make really good money and im 19. i got approved $22,000 for my new truck but cant get $500 on a little credit card


Bad debt expense journal entry financial acct!?

Proehl Company has accounts receivable of $95,100 at March 31, 2010. An analysis of the accounts shows these amounts. Balance, March 31 Month of Sale —-2010 —–2009 March $65,000 $75,000 February 12,600 8,000 December and January 10,100 2,400 November and October 7,400 1,100 ————-$95,100 ——–$86,500 Credit terms are 2/10, n/30. At March 31, 2010, there is a $2,400 credit balance in Allowance for Doubtful Accounts prior to adjustment. The company uses the percentage of receivables basis for estimating uncollectible accounts. The company’s estimates of bad debts are as follows. Estimated Percentage Age of Accounts Uncollectible Current 2 % 1-30 days past due 5 31-90 days past due 30 Over 90 days past due 50 (a) Determine the total estimated uncollectibles. (b) Prepare the adjusting entry at March 31, 2010, to record bad debts expense.


Where can I get a private party auto loan with my 548 credit score? Please Help.?

I live In Modesto,Ca and I have recently been denied by two banks for insufficient credit, I never knew that 5 years ago someone maxed out 2 credit cards with my identity! I do not have a cosigner and my credit is under investigation meaning that my FICO score will not change for about 6 months but i need a loan now. Does anyone have any constructive advice they can lend me because I’m simply out of solutions at this point. Thanks


How does fed interest rate affect investment bankers ?

how does fed interest rate affect investment bankers (Goldman Sachs, Merril Lynch, Morgan Stanley, etc.)? are they going to get hurt because of the decrease in liquidity? I


How long will it take a Sallie Mae Smart Option Student Loan to finish processing?

I have applied for the Sallie Mae Smart Option Student Loan. I have signed everything I need to sign, my credit check is complete, and it even says I’ve been approved for the amount I’ve requested. However, on the status of my loan, it still says application being processed. It has said this for over a week, even though in the help menu it says to check for an updated status in two to three business days. I am really stressing out about this, because my tuition has to be paid by Jan. 2. My school has already given me an extension due the long loan process.


I need a loan shark in bolton to lend me 5000 asap can anyone help ?

i and my partner work and so i will be able to meet the repayments. I hope someone can help me.


What happens if I miss a credit card payment (first time) ?

I’m 20 years old and I pay all of my bills, have my own place, and I pay for my college. I recently had some car issues and I paid to fix it with my credit card. I just started a new job and I’m getting my first pay check AFTER the bill for my credit card is due. What would happen if I was unable to make a payment on time? (note this is the first time I have ever done this) I’m looking for answers that include penalties, if my rate would go up, etc. I plan on paying my entire credit card off as soon as I get my first paycheck, which will be 4 days after my credit card payment is due.


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a loan, with bad credit from past?

I need to get a loan for 6,500 to put a horse fence on property, asap. I tried going through my bank I was denied. I tried having my dad co sign and that didnt work either..any suggestions or ideas on a loan place that will approve me for this..Thanks so much


Anyone else have their mortgage sold to www.mortgagequestions.com?

I’m just curious. I originally opened my mortgage with USAA, who, in my opinion are a great company. Within the first two months, they had sold my mortgage to a company who’s website is www.mortgagequestions.com. I ALWAYS have trouble logging on to their site. They say the password is incorrect, sometimes they say the security questions are incorrect and after I have them mail me a new password, it will say that one is incorrect. I have to go through this everytime I want to access my account. Anyone else out there experience this too? And I know I’m entering the correct info., after about the forth time this happened, I would write everything down to be sure I entered the correct info. the next time I went to log on.


How long does it typically take to complete a chapter 7 bankruptcy?

Nevada, if it matters….


Carrying a small balance on unsecured cards to help FICO score…?

Hi all! I’m trying to improve my credit scores (avg. FICO 570) with a few unsecured cards (Target, Orchard Bank MC, etc). Of course, interest is high on balances, so my question is: should I pay off each balance monthly or leave a small balance, say $50 carried over, to show I can manage the debt responsibly. Pay off or leave a little each month? Thanks in advance. -David


If I don’t pay my capitalone credit cards?

I have two capital one credit cards one that’s at $500 and one that’s at $1500. I can’t them pay. I’m thinking I’m just not going to make payments anymore and I’ve been doing research on what might happen but I need a few more answers. With this amount of debt and with a company like capital one, what are my chances that they don’t sue me and garnish my wages? How bad is the ding it’s going to make on my credit when they report it to the credit bureau? I have store cards that I pay on a regular basis and I just paid off my car so my credit can’t be too bad. My problem is if I just stop using and paying my capitalone cards all together and pretend like they aren’t there, what exactly is going to happen? Has anyone specifically dealt with capitalone that knows what the company’s actions would be against me?


Payday loans? I had bad loans before?

I had a few payday loans before and messed them up and had to file bankruptcy so now I am having a hard time finding one again. I have a good job now but my car broke down and I need a payday loan, are there any payday loan companies online that wont look at my last payday loan experience? Thanks


Is there too much information to do a speech on bankruptcy?

I am doing a speech on bankruptcy and I want to include our own experience with the new information. So for a speech that needs to be 4-7 minutes is there too much information? If not is it best to begin with my own experience or the laws and reasons people file bankruptcy?


I Dont understand why they wont give me a credit card?

hi, in the last month i have had credit file fully amended due to incorrect default listings, but i have tried applying for credit and have been declined more than 5 times within the last 3 months. Why is this? it seems that no one will give me any credit. the only thing that i have been approved for was a payday loan for $1000. what do i need to do? do i have to start saving? can any1 help me please…………

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to pay someones’s credit card bill without letting that person know?

Actually I do know the credit card number and will be able to obtain the account number!


Can someone obtain an FHA or Mortgage while still in Chapter 13?

Currently, we own our own home and it is paid off, we have both of our vehicles paid for and we have no bills. When we filed bankruptcy it was because of one bank. We had a $1500.00 per month interest only mortgage pymt so & had already paid 80 thousand dollars in interest. When my husband got laid off in 2006 we tried to get the bank to give us a reg mortgage on the property since we had already paid so much and they said no. We tried for almost 2 years to continue to pay the 1500, we did without everything. The baby was 3 weeks old when my husband was laid off and when our child was 3 mos old, I got deathly sick. That is why we filed chapter 13 not because we live beyond our our means. We cashed out some things and paid off everything except the loan. We owe about 10thousand on the bkrpcy. now, we’ve paid regularly for a long time. To be honest I think we got a mrtgage co that wanted the prop. we owed 170 th. and it was worth 1mi


Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?


Laura Hinen on Facebook does federal grants.Is she honest of grants or scam people?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Just got approved for a best buy credit card?

What do i do now? Do i wait until i receive the card and account information before i can do anything with it?


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.


Is there really a free credit report search on-line.?


Used car loan? problems with financing.?

I purchased a used car exactly one week ago from the dealership. at the time of the signing i was told i was approved for the loan and everything was straight. i drove off the lot and was told to bring my paystubs the next day for me and my co signer (parent). when i provided the stubs the next day i asked if the loan was approved and everything was okay now. they said yes. now its one week after and i received a call from the bank/loaner confirming my address to mail me a welcome packet.” shortly after that i received a call from the dealership saying the bank/loaner is now requesting copies of both (mine and my co-signer’s) tax papers from last couple years? i called the bank back directly and asked why they are still requiring more paperwork if i was told i was already approved and should expect a welcome packet. i reluctantly went home to look for my tax documents but after my recent move i dont have it. i am really annoyed at constantly having to drop what im doing to find papers for them when i was already told my loan went through. did they just lie and say i was approved so i would take off in the car? i signed a “conditional release” stating i would return with the pay stubs. the conditional delivery agreement states “this conditional delivery agreement becomes void when retail installment contract for sale of the vehicle is signed.” i have the signed copy of the “retail installment sales contract”.(signed by us and the dealer)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to give your credit card number to facebook?

So I’m trying to promote my page on Facebook. Is it safe to pay?


What is the interest rate for Alaska Airlines Credit card?


How to get a personal loan, NOT a payday loan.Bad credit rating due to foreclosure?

Had good credit till foreclosure.Now, banks, credit unions won’t help.Have income.Loan needed ASAP!


Bankruptcy question re repossession?

Beverly1156, get off your high horse, you pious condescending cow. You have no clue as to the circumstances of our bankruptcy or how it came to be, so quit sitting in judgement of people that you know NOTHING about. I hope you have to go bankrupt one day and some snide, bitchy little upstart that thinks she knows EVERYthing, makes snotty little comments like YOU have. And as for the comments about ‘having to pay more interest’ That is a crock of sh1t you stupid woman, so STFU! You have no CLUE what you’re talking about.


Apply for auto loan do you get your credit report?

When you go into a bank to apply for a personal auto loan do you get your credit report or do they just supply you with a score?


The best sales jobs to make LOTS of money?

I have been in sales for 10 years and make good money, but I want to make GREAT MONEY! Like 250k+ Whats the best sales jobs for someone with great sales abilities?? I want to make atleast 20k a month. Does anyone know of anyone in sales that makes 500k or more??


Are outstanding warrants connected with your credit score?

I am trying to apply for my first credit card,(I’m under 25 years old) and when trying to check my credit report on annualcreditreport.com I was asked questions like: We’ve noticed that you have a mortgage in your name


If i have an account thats in collections from when i was a minor does it affect my credit?

i was 16 and i went into collection with BBVa bank does it affect my credit?


How can I find a lawyer to sue Wells Fargo Home Mortgage?

I am currently being the victim of some very unethical things being done by Wells Fargo Home Mortgage, regarding a reverse mortgage. I know i’m not the only one, Wells Fargo has had quite a few major class action lawsuits, even this year, filed against them in reference to their reverse mortgages for very similar things (but not quite the same) as what they are doing to me. I’m just an average joe, who’s never used an attorney. Been calling lots of real estate attorneys, but no luck, nobody seems to want to sue such a large company. How do I go about finding an attorney who does that sort of thing? And one that an average joe like me can afford, I mean I don’t have thousands and thousands of dollars sitting around. I know they exist somehow since wells fargo is being sued all the time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I repair my credit and raise my FICO score?


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.


How to get a car loan with a casual job? (Australia)?

I have a steady job which is casual and i have had it for two months. I have been working for the past two years full time before this job. i earn a minimum of 650 a week and can go up to 800 sometimes. I have nobody to go garuntor for me. I dont have statements of credit cards to show but i do have direct debits that i always paid i can show? Where can i get a car loan of about 13,000 sercured. Im happy to wait until 3months in my job. PLease someone help me!


What is lost mortgage satisfaction?”

Simply trying to find out what the term means. My father has refiananced a home he bought in 2001. There is copy of paperwork that has this term on it. Im trying to find out what this stands for. I live in South Carolina.


What does it mean if a credit card is 20% APR?

your right by buying stocks and holding on to them I can’t count on a 20% return but theres many ways to get more then even 5% a month out of the market….60% a year! if you dont know how then you need to get educated and snap out of the buy and hold theory cuz there millions of dollars your missing out on but riding the slow train! its like the difference between a raging river and calm river, sure you will get to the same place I will just do it 10 times faster which will give me more leverage….


Accounting Problem: Journaling?

Instruction. 1) Journalize the transactions. April1. Stockholders invested $18000 cash in exchange for common stock of the corporation. April2. Paid office rent for the month $900 April3. Purchased architectural supplies on account from Spring Green Company $1300 April10. Completed blueprints on a carport and billed client $1900 for services. April11. Received $700 cash advance from J Madison to design a new home. April20. Receive $2800 cash for services completed and delivered to M. Svetlana.


A $150,000 loan with $3000 in closing costs plus 1 point requires an advance payment of A. $3000. B$4500. C$1500.?




















































Do the bankruptcy rates of pro athletes and lottery winners show poverty is about more than lack of money?

Do the bankruptcy rates of pro athletes and lottery winners show poverty is about more than lack of money?

What happens to many athletes and their money is indeed hard to believe. In this month alone Saints alltime leading rusher Deuce McAllister filed for bankruptcy protection for the Jackson, Miss., car dealership he owns; Panthers receiver Muhsin Muhammad put his mansion in Charlotte up for sale on eBay a month after news broke that his entertainment company was being sued by Wachovia Bank for overdue credit-card payments; and penniless former NFL running back Travis Henry was jailed for nonpayment of child support. In a less public way, other athletes from the nation’s three biggest and most profitable leagues—the NBA, NFL and Major League Baseball—are suffering from a financial pandemic. Although salaries have risen steadily during the last three decades, reports from a host of sources (athletes, players’ associations, agents and financial advisers) indicate that: • By the time they have been retired for two years, 78% of former NFL players have gone bankrupt or are under financial stress because of joblessness or divorce. • Within five years of retirement, an estimated 60% of former NBA players are broke. http://sportsillustrated.cnn.com/vault/a… According to Chelmsford wealth counselor Szifra Birke, roughly one-third of lottery winners find themselves in serious financial trouble or in bankruptcy within five years of turning in their winning ticket. http://www.totalbankruptcy.com/news/arti… $13 Million Florida Lottery Winner Dies Broke April 25, 2008 Kris Alingod – AHN News Writer Washington, D.C. (AHN) – A former lottery winner who was facing tax fraud charges died broke early this month, reports said on Thursday. Alex Toth, who won a $13 million jackpot nearly two decades ago, died early this month, his attorney Bjorn Brunvand is quoted in a report by the Suncoast News. He was scheduled to stand trial in June for filing fake tax forms together with his wife, Rhoda. Toth and his wife were charged with tax fraud in 2006. His wife has entered a plea agreement with prosecutors, according to the Palm Beach Post. Florida lottery winner dies penniless Jackson County Floridan By Elaine Silvestrini, Media General News Service Published: April 24, 2008 TAMPA – Former lottery multimillionaire Alex Toth, who was broke and facing tax fraud charges, has died at the age of 60. Toth was scheduled to go on trial in June, accused of filing fake tax returns with his wife, Rhoda, who has pleaded guilty and is awaiting sentencing. By the time the couple were charged in 2006, authorities said they appeared to have no assets. The $13 million Florida Lotto money won 18 years ago was long gone, and the Hudson couple were living in squalid conditions, their only electricity coming through an extension cord rigged to their car engine. The Toths said they lost the money through gambling, gifts and living the high life. The money created rifts in their family, leading to a lawsuit between Rhoda Toth and her son in 1996. Toth’s attorney, Bjorn Brunvand, said his client died in early April. Pasco County Health Department spokeswoman Deanna Krautner confirmed Alex Joseph Toth died April 5. The cause of death was not released.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will creditors accept 1% of a debt payoff, to help me get good credit, after 8 years of being a flake?

I am now able to repay 1% to each creditor, and wonder…should I contact them? I want to get back into the game. I’m sick n tired of paying cash and being debt-free. I want to help jump-start the economy.


Is melvin financial loan firm a reputable loan company?

This loan firm is offering me a loan but i am required to send 150 for c.o.t please advise me


How can I get approved for a 6,000 dollar car loan?

I make 1000 a month and need 5,700 to buy a car what do I need to do to get this car? It’s at a decent price I want to act fast I just got my first credit card in the mail today also and my brother in law said he would co sign will I get approved ? If so what bank should I try?


How do I get a free 3-in-1 credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Poor Credit Auto Loan with Trade-In?

I have poor credit due to a repossession and a few missed payments on a couple of credit cards. In a few days, I will have my current vehicle completely paid off. I need to be placed into a bigger vehicle to accomodate passengers. In searching these Q&A’s, I’ve found that most dealers will approve a car loan for someone with poor credit, if they come with a down payment. The car being traded in is worth $16k. The car I would like to take home is selling for $23k. In essence, I need a car loan for $7k. Is trading in a paid off vehicle the same as walking in with a down payment? What are the chances that I will be approved for a $7k auto loan?


What is the difference between APR and simple interest?

In laymans terms please!!!!


Can you check you credit score without an active credit card?

I want to check my credit score because I’m buying a car soon & I have my mom as a cosigner & her credit score is 750+ & want to check mine but I don’t have an active credit card at the moment but last time I check it was 717 or something like that.


Do the bankruptcy rates of pro athletes and lottery winners show poverty is about more than lack of money?

What happens to many athletes and their money is indeed hard to believe. In this month alone Saints alltime leading rusher Deuce McAllister filed for bankruptcy protection for the Jackson, Miss., car dealership he owns; Panthers receiver Muhsin Muhammad put his mansion in Charlotte up for sale on eBay a month after news broke that his entertainment company was being sued by Wachovia Bank for overdue credit-card payments; and penniless former NFL running back Travis Henry was jailed for nonpayment of child support. In a less public way, other athletes from the nation’s three biggest and most profitable leagues—the NBA, NFL and Major League Baseball—are suffering from a financial pandemic. Although salaries have risen steadily during the last three decades, reports from a host of sources (athletes, players’ associations, agents and financial advisers) indicate that: • By the time they have been retired for two years, 78% of former NFL players have gone bankrupt or are under financial stress because of joblessness or divorce. • Within five years of retirement, an estimated 60% of former NBA players are broke. http://sportsillustrated.cnn.com/vault/a… According to Chelmsford wealth counselor Szifra Birke, roughly one-third of lottery winners find themselves in serious financial trouble or in bankruptcy within five years of turning in their winning ticket. http://www.totalbankruptcy.com/news/arti… $13 Million Florida Lottery Winner Dies Broke April 25, 2008 Kris Alingod – AHN News Writer Washington, D.C. (AHN) – A former lottery winner who was facing tax fraud charges died broke early this month, reports said on Thursday. Alex Toth, who won a $13 million jackpot nearly two decades ago, died early this month, his attorney Bjorn Brunvand is quoted in a report by the Suncoast News. He was scheduled to stand trial in June for filing fake tax forms together with his wife, Rhoda. Toth and his wife were charged with tax fraud in 2006. His wife has entered a plea agreement with prosecutors, according to the Palm Beach Post. Florida lottery winner dies penniless Jackson County Floridan By Elaine Silvestrini, Media General News Service Published: April 24, 2008 TAMPA – Former lottery multimillionaire Alex Toth, who was broke and facing tax fraud charges, has died at the age of 60. Toth was scheduled to go on trial in June, accused of filing fake tax returns with his wife, Rhoda, who has pleaded guilty and is awaiting sentencing. By the time the couple were charged in 2006, authorities said they appeared to have no assets. The $13 million Florida Lotto money won 18 years ago was long gone, and the Hudson couple were living in squalid conditions, their only electricity coming through an extension cord rigged to their car engine. The Toths said they lost the money through gambling, gifts and living the high life. The money created rifts in their family, leading to a lawsuit between Rhoda Toth and her son in 1996. Toth’s attorney, Bjorn Brunvand, said his client died in early April. Pasco County Health Department spokeswoman Deanna Krautner confirmed Alex Joseph Toth died April 5. The cause of death was not released.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the best bank to get a loan from?

I’m looking for a loan of around $10,000 to purchase a used truck for a new business. I have great credit, but where should I be looking? Are there any banks that specialize in low interest loans for businesses?


How long will it take to bring back my credit score, after a bankruptcy?

We have always had a 750 or higher score on our credit, but for the last year we had to file a chapter 7 bankruptcy, We have had great credit for over 50 years, Now we are working very hard to regain our credit line, By paying the full amount of each buying item we purchase be for the due date.


Does cashback” at a grocery store count as a credit card’s cash advance?”

Out of curiosity: Say I go to the grocery store, get $200 cash back – yet my credit card only allows for a $80 cash advance – does the cash back count as part of the purchase? Just thought this might be a sneaky way to get around the high interest of taking out a cash advance!


How do i check my credit rating if i dun have credit cards yet??


Low credit score need a personal loan?

i have a credit score of 569,i have been threw a divorce,i need a loan for 2500 is there anyone that can help


Help finding best mortgage lender?

My husband and I are looking at buying a house but wow is this confusing. We talked to a real estate agent today and they gave us a list of lenders they work with. Since the very top one has the same last name as the agent we talked to, we are a little concerned about this list. The issue is that there are dozens of lenders in my city. Going online has proved no help whatsoever, even with angie’s list. I live in the greater New Orleans area. Do you have any suggestions for FHA lenders? We are first time home buyers and would like to take advantage of the deals it offers. Yes, I know the government comes with its own headaches.


Does GEICO offer a Future Effective Date Discount?

Yes there is such a thing – lol – When you go to get a new policy you can get a discount if you sign up with a company before your renewal is up. Then the effective date is in the future. Some companies give you a discount for doing this prior to your renewal date.


Credit score?

and yes im already using the tool from myfico.com and it says I could raise my score up 100 points. Is that true?


Do the bankruptcy rates of pro athletes and lottery winners show poverty is about more than lack of money?

What happens to many athletes and their money is indeed hard to believe. In this month alone Saints alltime leading rusher Deuce McAllister filed for bankruptcy protection for the Jackson, Miss., car dealership he owns; Panthers receiver Muhsin Muhammad put his mansion in Charlotte up for sale on eBay a month after news broke that his entertainment company was being sued by Wachovia Bank for overdue credit-card payments; and penniless former NFL running back Travis Henry was jailed for nonpayment of child support. In a less public way, other athletes from the nation’s three biggest and most profitable leagues—the NBA, NFL and Major League Baseball—are suffering from a financial pandemic. Although salaries have risen steadily during the last three decades, reports from a host of sources (athletes, players’ associations, agents and financial advisers) indicate that: • By the time they have been retired for two years, 78% of former NFL players have gone bankrupt or are under financial stress because of joblessness or divorce. • Within five years of retirement, an estimated 60% of former NBA players are broke. http://sportsillustrated.cnn.com/vault/a… According to Chelmsford wealth counselor Szifra Birke, roughly one-third of lottery winners find themselves in serious financial trouble or in bankruptcy within five years of turning in their winning ticket. http://www.totalbankruptcy.com/news/arti… $13 Million Florida Lottery Winner Dies Broke April 25, 2008 Kris Alingod – AHN News Writer Washington, D.C. (AHN) – A former lottery winner who was facing tax fraud charges died broke early this month, reports said on Thursday. Alex Toth, who won a $13 million jackpot nearly two decades ago, died early this month, his attorney Bjorn Brunvand is quoted in a report by the Suncoast News. He was scheduled to stand trial in June for filing fake tax forms together with his wife, Rhoda. Toth and his wife were charged with tax fraud in 2006. His wife has entered a plea agreement with prosecutors, according to the Palm Beach Post. Florida lottery winner dies penniless Jackson County Floridan By Elaine Silvestrini, Media General News Service Published: April 24, 2008 TAMPA – Former lottery multimillionaire Alex Toth, who was broke and facing tax fraud charges, has died at the age of 60. Toth was scheduled to go on trial in June, accused of filing fake tax returns with his wife, Rhoda, who has pleaded guilty and is awaiting sentencing. By the time the couple were charged in 2006, authorities said they appeared to have no assets. The $13 million Florida Lotto money won 18 years ago was long gone, and the Hudson couple were living in squalid conditions, their only electricity coming through an extension cord rigged to their car engine. The Toths said they lost the money through gambling, gifts and living the high life. The money created rifts in their family, leading to a lawsuit between Rhoda Toth and her son in 1996. Toth’s attorney, Bjorn Brunvand, said his client died in early April. Pasco County Health Department spokeswoman Deanna Krautner confirmed Alex Joseph Toth died April 5. The cause of death was not released.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where do I get a free credit report?


I have a couple questions about my credit report regarding credit card collections and medical bills?

Credit Cards: I have a credit cart that is in collections, my credit report shows both the original creditor (capital one) and the collection agency as well, so in effect I have two of the same accounts showing on my credit. Is this actually a double posting and should the original one be removed since the collection agency took over? Anyways, I did dispute this but nothing was changes, I just wanted to know if I am in the right to proceed with getting this removed. Medical Bills: I have 4 medical bills, also in collections at the Bureau of Medical Economics and I have sent a request to them asking if they will accept my payments and when the accounts are paid off that they will update the credit bureaus asap. They have not responded and I don’t want to send money to someone who isn’t going to communicate with me, this is why I stopped paying the bills in the first place because they stopped sending me statements that I was paying yet they were cashing my checks, they would not communicate with me then either. Any advice? I need a paper trail of my payments or I shouldn’t be paying them, right?


What is the statute of limitations for money owed on a car loan?

Had a Honda Civic about 15 years ago, it was repo’d and then sold at an auction. But I still owed $3,000.00 on it, which at the time I did not have. I had forgotten about it until a week ago when they started calling me again. I know I owe them the money, but after so many years can they still try and collect?


Just filed 4 bankruptcy..will the court take my tax refund .only get tin $4500/2kdz?


Sisters Payday loans?

My Sister in over her head with payday loans, I am trying to figure out a way to help her, can anyone tell me how they have delt with payday loan companies?


What is the credit line and cash advance credit line on discover card?

ok so it says Account Credit line 1250 and cash advance credit line 300 does that mean i have 1250 to spend or is it that i have only 300 to spend ?


How can I make my credit score jump 40 points quickly (and how quickly can this happen)?

I made the credit mistakes when I was fresh out of school. I have paid everything below 30%, and do not use credit too frequently. I do have a car loan out but owe less than $5000. I could still get a loan if I have a higher down payment, but would rather not take that step. I hope to get the house so I can provide my kids a safe and clean home with good schools while paying LESS than I would be for rent.


Foreclosure/bankruptcy?

My house is going into foreclosure (exhusband abandoned it, has not paid in 1 year), no saledate has been set and attorny told me it could take up to one year for a sale date. I don’t want the house. I am considering bankruptcy b/c I think it is the faster way to get my credit back to normal. i don’t have any other debts/collection. My creditscore went from 710 to 490 b/c of ex’s actions. All I want is to fix my credit as fast as possible. Should I leave things as is and wait it out (foreclosure will hurt my credit 7 years) or should I start bankruptcy proceedings? Thanks for any advice.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit card APR?

I am new to credit card and i am not really sure how it works. What exactly is APR? I read the definition, but it didnt help much. I have a Standard purchase APR of 10.99%. lower the better or higher the better? Yea, please tell me how APR works and what it does. I am afraid that it meant that percentage of money will be taken away from me annually for the money i used. Please correct me and let me feel i am save to use this credit card. Bnelow is the link of my credit card info. http://citi.bridgetrack.com/usc/07/divid…


Well its that time in life i need to know how to file for bankruptcy and how much it cost i live in michigan?

fyi its not bussiness its personal i just didnt know what catagory worked best sorry


What company would be the better credit report and credit score to look at, Equifax or Transunion?

I am actually using myfico.com. The question is, which score and report to use, equifax or transunion?


Which HOME Loan is Best LIC/HDFC?

I have pre approve letter of 2 Home loan bank LIC & HDFC. LIC Rate of Interest Rate : 8.25 (may be increase after 3 month) HDFC Rate of Interest Rate : 9.25 (Factor -4.50 Given in Letter) Now I am confuse please help me to choose



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How would bank account get treated if bankruptcy filed?

A family relative asked I open a bank account and let them use it because they didn’t qualify to have one themself. I have never made a deposit/withdrawl from it. They deposit their social security checks and pay their personal bills out of it. I am about to file BK but am wondering if the judge is going to consider this as my income/account even though it is only mine by name and technicality with the other person added on to get permission to use it.


Do the bankruptcy rates of pro athletes and lottery winners show poverty is about more than lack of money?

What happens to many athletes and their money is indeed hard to believe. In this month alone Saints alltime leading rusher Deuce McAllister filed for bankruptcy protection for the Jackson, Miss., car dealership he owns; Panthers receiver Muhsin Muhammad put his mansion in Charlotte up for sale on eBay a month after news broke that his entertainment company was being sued by Wachovia Bank for overdue credit-card payments; and penniless former NFL running back Travis Henry was jailed for nonpayment of child support. In a less public way, other athletes from the nation’s three biggest and most profitable leagues—the NBA, NFL and Major League Baseball—are suffering from a financial pandemic. Although salaries have risen steadily during the last three decades, reports from a host of sources (athletes, players’ associations, agents and financial advisers) indicate that: • By the time they have been retired for two years, 78% of former NFL players have gone bankrupt or are under financial stress because of joblessness or divorce. • Within five years of retirement, an estimated 60% of former NBA players are broke. http://sportsillustrated.cnn.com/vault/a… According to Chelmsford wealth counselor Szifra Birke, roughly one-third of lottery winners find themselves in serious financial trouble or in bankruptcy within five years of turning in their winning ticket. http://www.totalbankruptcy.com/news/arti… $13 Million Florida Lottery Winner Dies Broke April 25, 2008 Kris Alingod – AHN News Writer Washington, D.C. (AHN) – A former lottery winner who was facing tax fraud charges died broke early this month, reports said on Thursday. Alex Toth, who won a $13 million jackpot nearly two decades ago, died early this month, his attorney Bjorn Brunvand is quoted in a report by the Suncoast News. He was scheduled to stand trial in June for filing fake tax forms together with his wife, Rhoda. Toth and his wife were charged with tax fraud in 2006. His wife has entered a plea agreement with prosecutors, according to the Palm Beach Post. Florida lottery winner dies penniless Jackson County Floridan By Elaine Silvestrini, Media General News Service Published: April 24, 2008 TAMPA – Former lottery multimillionaire Alex Toth, who was broke and facing tax fraud charges, has died at the age of 60. Toth was scheduled to go on trial in June, accused of filing fake tax returns with his wife, Rhoda, who has pleaded guilty and is awaiting sentencing. By the time the couple were charged in 2006, authorities said they appeared to have no assets. The $13 million Florida Lotto money won 18 years ago was long gone, and the Hudson couple were living in squalid conditions, their only electricity coming through an extension cord rigged to their car engine. The Toths said they lost the money through gambling, gifts and living the high life. The money created rifts in their family, leading to a lawsuit between Rhoda Toth and her son in 1996. Toth’s attorney, Bjorn Brunvand, said his client died in early April. Pasco County Health Department spokeswoman Deanna Krautner confirmed Alex Joseph Toth died April 5. The cause of death was not released.


How do I get seized property back after bankruptcy?

I filed for bankruptcy in 1997 after a lien on my checking account. The amount was approximately $3500 that was being held. I was told after the hearing that the money in question was going to be returned to me but I never got around to re-claiming it. Now I have no idea how to go about it. Can I still request a return of those funds, and if so, how do I go about this?


Is there any form of bankrupcy that wont take my car away?

I am a full time student with tons and tons of bills that I cant pay. I am considering bankruptcy but I need my car to find a job and go to school. is there anybody who can tell me the steps i need to do

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband and I haven’t had sex in almost 2 months?

We are a young couple but.. We haven’t had sex. In a little over 2 months. Sometimes I don’t think about it. But other times like now I miss being intimate with my husband.. Sometimes I want to cuddle and he doesn’t want to. He would rather grab his stuffed animal or something and it does hurt my feelings. I know that temporarily moving back to his parents home to help his parents with stuff has put a strain on our sex life. He says he is afraid of disturbing his parents in the 3 story house even though the parents room is at the end of the side of the house upstairs.. He says it’s stress and also him not being in the mood especially since he is at his parents house and having them in the same vicinity as us makes him not want to have sex or the desire. Sometimes I feel ugly and perhaps that’s why he doesn’t have e desire even though he says I’m beautiful and sexy almost all the time. We still kiss, we still cuddle.. But I just miss having sex and being intimate. Especially since I’ll be leaving back to our home in Canada in less than 5 weeks and I won’t see him for 5 months.. And advice? He is not cheating on me so don’t say that. I know for a fact lol. He is committed to me 100%.


I want to buy a local shop and run a business, are there any goverment grants i can apply for? I am a year out?

i am a year out of bankruptcy and have established a credit card and installment loan with a new car. what would my loan amount be or best places to start.


Gave debit card to a porn site?

Big suprise, a porn site ****** me over. I tried to sign up for 3 days and they charged me for a month. I used an old debit card that only had 5 dollars on it, so I don’t really care about that. I already cancelled the account. Do I have to worry about this site sending bills to my house, or will I be okay as long as I don’t use the debit card again?


Is it better to get an auto loan from a bank or finance with a dealership?

My car died at a really bad time. I’m moving in about a month and today was my last day at work. Money is short, but I’ve actually been rejected for jobs because I don’t have a car! I’ve got my eyes set on a really reliable car that is not too terribly expensive, it’s 13,000. My credit is pretty good but not sensational. Will I be able to get a loan at all?


My credit score is 785, what will that get me?? :)?

i’m 47 and have a home, several credit cardes and new vehicle, that’s how i got my score


Does One remember the interest rates in the 80s?

Although the interest rates were high for investment – most of us had no money to invest. Or loans were at very high levels. In 85, the banks were paying 8 – 9% on accts but the loan rates were 11 – 18%. I do think our times now are much more stable & better in the USA.


How long does it take for my credit score to rebound after establishing new credit accounts?

Greetings! I’ve recently signed a lease on a new office AND purchased a new home. I need to fully furnish the office quickly and am short on cash because of the home purchase. So I have applied for credit at three different locations and will use it to make the necessary purchases. Afterward, I expect my credit score to plummet. Given that I will certainly pay off the debt within four-to-five months, how long will it take for my score to rebound? Will I need to cancel the credit accounts or might there be some advantage over time to having the credit available without using it? Thanks for your responses.


Understanding A Credit Report?

Need some help understanding please!!!!! I had a mortgage company run my credit for a possible loan for a home. A couple of credit cards that I have are suppose to report to all 3 bureaus, however, broker is is stating that they only show up on the Transunion but when I look at the actual report…in the TYPE/RATE VENDOR box, they show TRU 01 (EFX), what does the (EFX) mean? Does that mean that it only shows on the Transunion? Please help me understand. Thank you in advance.


Do auto loans from Capital One require a 20 % down payment?

Thanks in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you include a judgement in bankruptcy?


Do the bankruptcy rates of pro athletes and lottery winners show poverty is about more than lack of money?

What happens to many athletes and their money is indeed hard to believe. In this month alone Saints alltime leading rusher Deuce McAllister filed for bankruptcy protection for the Jackson, Miss., car dealership he owns; Panthers receiver Muhsin Muhammad put his mansion in Charlotte up for sale on eBay a month after news broke that his entertainment company was being sued by Wachovia Bank for overdue credit-card payments; and penniless former NFL running back Travis Henry was jailed for nonpayment of child support. In a less public way, other athletes from the nation’s three biggest and most profitable leagues—the NBA, NFL and Major League Baseball—are suffering from a financial pandemic. Although salaries have risen steadily during the last three decades, reports from a host of sources (athletes, players’ associations, agents and financial advisers) indicate that: • By the time they have been retired for two years, 78% of former NFL players have gone bankrupt or are under financial stress because of joblessness or divorce. • Within five years of retirement, an estimated 60% of former NBA players are broke. http://sportsillustrated.cnn.com/vault/a… According to Chelmsford wealth counselor Szifra Birke, roughly one-third of lottery winners find themselves in serious financial trouble or in bankruptcy within five years of turning in their winning ticket. http://www.totalbankruptcy.com/news/arti… $13 Million Florida Lottery Winner Dies Broke April 25, 2008 Kris Alingod – AHN News Writer Washington, D.C. (AHN) – A former lottery winner who was facing tax fraud charges died broke early this month, reports said on Thursday. Alex Toth, who won a $13 million jackpot nearly two decades ago, died early this month, his attorney Bjorn Brunvand is quoted in a report by the Suncoast News. He was scheduled to stand trial in June for filing fake tax forms together with his wife, Rhoda. Toth and his wife were charged with tax fraud in 2006. His wife has entered a plea agreement with prosecutors, according to the Palm Beach Post. Florida lottery winner dies penniless Jackson County Floridan By Elaine Silvestrini, Media General News Service Published: April 24, 2008 TAMPA – Former lottery multimillionaire Alex Toth, who was broke and facing tax fraud charges, has died at the age of 60. Toth was scheduled to go on trial in June, accused of filing fake tax returns with his wife, Rhoda, who has pleaded guilty and is awaiting sentencing. By the time the couple were charged in 2006, authorities said they appeared to have no assets. The $13 million Florida Lotto money won 18 years ago was long gone, and the Hudson couple were living in squalid conditions, their only electricity coming through an extension cord rigged to their car engine. The Toths said they lost the money through gambling, gifts and living the high life. The money created rifts in their family, leading to a lawsuit between Rhoda Toth and her son in 1996. Toth’s attorney, Bjorn Brunvand, said his client died in early April. Pasco County Health

Can I request an auto loan amount that is higher than what I paid for the car?

Can I request an auto loan amount that is higher than what I paid for the car?

Hi everyone- I just bought my first car from a carmax lot for $13,900. I initially settled with their high rate financing because another person was interested in the car and I didn’t have the time to pursue other options. Luckily, the credit union on our corporate campus offers low interest (5.5%) auto loans to employees of our company. So now I am working on refinancing the loan through them. My question is – when I fill out the paperwork at the credit union, can I request a loan amount that is $1,000 over the $13,900 total cost I paid for the vehicle? Their form says they will finance up to 115% of the kelly blue book value, and $13,900 is far below that. If they approve the loan, does the credit union just give me a check that I can deposit so I can write my own personal check to carmax? I’m working hard to find cash for a down payment on a house i’m in love with, and this extra cash would really help. I highly appreciate all of your answers and advice. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Help regarding credit report.?

I just pulled up my credit report on freecreditreport.com. I looked at it and showed that I have only one account open which is capital one. I owe 550 dollars on it and am due 4 months. I know I owe many more things through my business but somehow they didn’t show up. Do you know why? Is it because they are under my business. I’ve owed them for about 4 months. Also, I plan on paying my capital one debt, but I’m not sure how much I should pay off. Should I pay off the entire thing?


How much interest can a loan shark co. legally charge?


What does FAD on a credit report mean?

after the name on the credit report it has since 04/04/92 FAD 07/22/03 FN-722 ” What does all that mean?”


Neighbor ran away from bankruptcy?

police came and took everything out of their house. and no one is there. is it ok to take some of their items from their home??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am filing chapter 7 and want to be released from a auto loan i co signed on.?

im screwed huh?


Credit Card pin number?

Hello! I would like to withdraw cash from an atm using my credit card. It is asking me for a pin number. I just want to ask: Is the pin number of the credit card that the atm is asking me to enter is the same as the cvc 3 digit number written at the back of my card? Thank you very much.


Are there any student loans you can claim on ch. 7 bankruptcy?

I heard that depending on the type of student loan some you CAN claim on a ch. 7 bankruptcy. IS this true and if so what kind (federal, state etc) are you allowed to claim?


Can I request an auto loan amount that is higher than what I paid for the car?

Hi everyone- I just bought my first car from a carmax lot for $13,900. I initially settled with their high rate financing because another person was interested in the car and I didn’t have the time to pursue other options. Luckily, the credit union on our corporate campus offers low interest (5.5%) auto loans to employees of our company. So now I am working on refinancing the loan through them. My question is – when I fill out the paperwork at the credit union, can I request a loan amount that is $1,000 over the $13,900 total cost I paid for the vehicle? Their form says they will finance up to 115% of the kelly blue book value, and $13,900 is far below that. If they approve the loan, does the credit union just give me a check that I can deposit so I can write my own personal check to carmax? I’m working hard to find cash for a down payment on a house i’m in love with, and this extra cash would really help. I highly appreciate all of your answers and advice. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is Retail Prime Lending Rate (RPLR)?

How does a borrower ( Home Loan ) is affected by the raise and fall of RPLR. What the the relationship between the RBI ( Reserve Bank of India ) to RPLP.


Where can i find a loan shark in Edinburgh and Scotland? Contact Me?

Please do not tell me not to go there etc, i have next to no credit history and credit is impossible for me to come by, TRUST ME i have tried everything over the past year. If a loan shark could contact me it would be much appreciated or if someone could point me in the direction of, many thanks


How do i know if my home loan is an FHA loan?


Credit Cards? I have no credit, never owned one, where should I apply?

Yes I am 22. Doesnt checking your score lower it? Or is that you can only do it once? As for savings, I must say that before all of this I would readily transfer savings money into checkin when I needed it, I was penalized for it by my bank. Does this mean I already have bad credit? Since I have been denied by Amazon, do I have to wait 30 days to apply to any other one? Can I apply to three different credit cards at once?


Do banks usually give auto loans for a car you are buying that is For sale by owner”?”

I am looking into buying a car that is being sold by its owner, and I wasn’t sure if I’d be able to get the bank to loan me the money for the car in this case. I decided I’d ask people here before going to the bank to ask them too. If banks don’t usually offer auto loans for these kinds of purchases, are they more likely to give a personal loan because the loan is to purchase the collateral asset? Thank you in advance for your help.


How do you calculate APR with the principle, monthly payment and loan term?

The question is: You have just purchased a new warehouse. To finance the purchase you’ve arranged for a 30-year mortgage for 80% of the 2,600,000 purchase price. The monthly payment on this loan will be $14,000. What is the APR on this loan? The EAR? I am looking for the formulas for both the APR and the EAR. Thanks


If WWE goes bankrupt, should Vince McMahon just bring back WCW: Monday Nitro and Thunder and continue world wrestling with WCW?

So basically, WWE isn’t doing good at all right now. You’re not going to believe this, but WWE has lost $842 million dollars since WM30 from problems! WWE has been losing tons of big money for the past 6 years now since going PG in 2008. Vince is no longer a billionaire anymore, he’s now worth less than $700 million dollars now. And if WWE continues to lose billions of more dollars, then WWE could very well be going out of business. Lots of superstars and divas are leaving WWE and fans and people are starting to not watch WWE and attend Smackdown and Raw anymore because the company is beyond stale and unwatchable. Even the kids don’t like watching WWE anymore. I see WWE going under in few years from now. So if WWE goes out of business soon, Vince should do the right thing and bring back WCW: Monday Nitro and Thunder on TBS and TNT again. He could make WCW: tv-14 DLSV and hire the most talented wrestlers and divas in the world such as heavyweight superstars near Stone Cold Steve Austin and Goldberg’s level, superstars who cut promos as good as The Rock and Sting, bring back adult and sex content, bring back divas in bikinis who are as hot and sexy as Sable and Torrie Wilson, bring back blood and strong language, bring back backstage and parking lot fighting, bring back special matches from Attitude and Ruthless Eras, hire Luchadores and Japanese wrestlers and more. WWE is on its way to closing, so Vince should continue with WCW. U can see WWE losing 842$ million on YouTube!


Does anyone know how I can get a FREE credit report without signing up for ANYTHING or paying ANYTHING?


Can I request an auto loan amount that is higher than what I paid for the car?

Hi everyone- I just bought my first car from a carmax lot for $13,900. I initially settled with their high rate financing because another person was interested in the car and I didn’t have the time to pursue other options. Luckily, the credit union on our corporate campus offers low interest (5.5%) auto loans to employees of our company. So now I am working on refinancing the loan through them. My question is – when I fill out the paperwork at the credit union, can I request a loan amount that is $1,000 over the $13,900 total cost I paid for the vehicle? Their form says they will finance up to 115% of the kelly blue book value, and $13,900 is far below that. If they approve the loan, does the credit union just give me a check that I can deposit so I can write my own personal check to carmax? I’m working hard to find cash for a down payment on a house i’m in love with, and this extra cash would really help. I highly appreciate all of your answers and advice. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you sell a car you’re still making payments on? Return it to the bank?


Does the billing address have to match the credit card address?

I ordered something online with a credit card from Apple and entered my NEW address (the city recently informed us we would experience a change of address, adding 10 to the current house number, in a short time”) in the billing info instead of the old address which was on my credit card. Does the billing address have to match the address on the credit card? Will my order be rejected? Or am I safe? I know I entered the card number etc. right and I am the only one in the whole city with both my old and new address.”


Is it true if you use debt consolidation svc, they want your power of attorney to act on your behalf?

I’ve delayed getting help for credit-card debt because I was told by one company they want my power of attorney which needs to be notarized before I can do business with them. I think that’s scary!


Can I use a debit card to make a bill payment?

Thanks, guy.


Which credit score site is more accurate?

I’ve been doing a free trial from MyFICO and it says my Equifax score is 628, but then today out of curiosity I joined identityguard.com to see what my other 2 scores would be and there’s like an 88 point difference in my Equifax scores between the two sites. It says on the other site my score is 540. How is that even possible because no matter what Equifax is Equifax and shouldn’t it be the same all across the board? Would MyFICO probably be the more accurate one? They seemed pretty darn accurate to me. I just need to know what site to go on as a basis. I was planning on buying my other 2 credit scores from myFICO once I get some more money. I also got a thing in the mail from a credit alerting service offered by my bank and it reported from beginning of September to end of November and it said my score was 692, which it’s obviously not that anymore after the tax lien showing up, so 628 seems a little more believable.


Can auto loan balance be transfered to credit card?

my question is if i can transfer my auto loan (from a local credit union) to a credit card with 0% APR for balance transfer? please inform. if yes, what is the procedure.


Whats the best credit card no fee best credit card.?


Safe online payday loans?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What millionaire filed for bankruptcy multiple times before making it big?

When I was in high school, I had a teacher that told us about a millionaire (possibly billionaire) that filed for bankruptcy multiple times before he struck it rich. I can’t for the life of me remember who it was. Does anyone have any idea who this may be? It’s not anyone recently; I believe it was at least before the 90’s but don’t know how far back for sure. Basically, I want to know just because I can’t remember and it’s really bugging me. Any help is appreciated!


What are sub prime mortgages?

I understand they are mortgages in bad shape but does that mean good mortgages aren’t called sub prime mortgages as well. Does it mean that the people taking out mortgages can’t pay so the mortgage company goes bankrupt? I want to do a term paper on the issues with mortgages and foreclosures going on now.


I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed to get that

know of any other banks that give lower fixed apr? also is it up to the company to decide whether or not to give you a fixed apr? or do they give variable apr for other reasons? P.S. why is buying a car so much work? =)


Does debt consolidation hurt your credit?

Someone said to just add our debt to our mortgage. How does that work? Your thoughts please.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I want debt consolid. loan from credit union for 10k with credit score of 645. Will I be approved?

I want to get a debt conso loan from the credit union I just joined. I have a fair credit score of 645-650 depending on which credit report you pull. However, I also have a delinquent cell phone account for $1500 thats about 6 years old. I’v applied for a similar loan at bank of america but got denied due to the delinquent account. I would really like the loan to pay the delinquent account and my credit cards off. What are the odds of me getting the loan at a credit union?


Can I request an auto loan amount that is higher than what I paid for the car?

Hi everyone- I just bought my first car from a carmax lot for $13,900. I initially settled with their high rate financing because another person was interested in the car and I didn’t have the time to pursue other options. Luckily, the credit union on our corporate campus offers low interest (5.5%) auto loans to employees of our company. So now I am working on refinancing the loan through them. My question is – when I fill out the paperwork at the credit union, can I request a loan amount that is $1,000 over the $13,900 total cost I paid for the vehicle? Their form says they will finance up to 115% of the kelly blue book value, and $13,900 is far below that. If they approve the loan, does the credit union just give me a check that I can deposit so I can write my own personal check to carmax? I’m working hard to find cash for a down payment on a house i’m in love with, and this extra cash would really help. I highly appreciate all of your answers and advice. Thanks!


It is said that the world is in a state of bankruptcy, that the world owes the world more than the world can p?

What does this quote mean?


Have you ever gotten a FREE” credit report?”

We have all seen the ads for FREE CREDIT REPORT ONLINE”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does it mean to call in bank’s loan”?”

my history textbook says that Nicholas Biddle, who was the owner of the Bank of the United States in 1832, was panicing that President Andrew jackson was going to close his Bank, so he called in his bank’s loans


Question about payday loans. does anyone know PDL Assistance?

no PDL Assistance is a debt place. like those debt consolodation places this is the same thing but just for pay day loans. not a loan itself.


Where can i view my credit history online for free?


Can someone withdraw money from the ATM using your card, but not knowing the PIN?

Basically, I have a savings account at the bank and an ATM card to use with it. I barely ever withdraw money, but tonight I needed some. When I tried to take out $20, it said that was over what I had in my account! I should have way more than $20. I was panicking and didn’t even think to get a receipt of my current balance. I plan to get this straightened out tomorrow, but I’m just wondering if it’s possible that my brother could steal my card and withdraw money without necessarily knowing the PIN? He’s been guilty of stealing money from my mom in the past which is why I’m suspicious of him.


Which of the following is true of conventional fixed-rate mortgage?

a. It has a rate of interest that changes according to fluctuations in the index to which it is tied. b. It involves no government backing by either insurance or guarantee. c. It has a fixed interest rate during the life of the mortgage, where the monthly payments by mortgagor increase over the term of the loan. d. It has comparatively low fixed payments during the life of the mortgage, followed by one large final payment.


Should i foreclose or file bankrupt?

I can’t pay for my house anymore. I’ve been thru all my options. which is better… foreclosure or bankruptcy? Also what happens to the back real estate taxes that I owe?


Experian free credit report?

has anyone used this, and cos you have to put your card details on, would they charge you after 30 days if you dont want to continue using the service? what stuff will it show ? ive been turned down for a bank account in the last year and dont know why? i would like to see what is on it would you recommend it? and is it safe to put all your details on? help thanks


Husband’s secret credit card cash advances?

I don’t believe he is paying for sex from anyone…unless he is in some other relationship. I have been cheated on before & my woman’s intuition was spot on then….however, my intuition is not quite sure what could be going on. My husband is an awkwardly shy but goofy guy who does not party. He reads & watches TV & loves baseball. He is a big kid, so the closest to paying for a hooker” he could come to would be spending money on a “friend” of some sorts.”


Please help: How do I get a bad credit loan that is more than a payday loan?

Please be aware if you are following any of these links that anyone from Nigeria is suspect. One scammed me and to be honest I have not cleared up which one because information was accidentally sent (by me) to the wrong person however I am informed that the other person also received a deposit that could only have been paid to them with ID. These people are GANN TIFANY

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If my wife files for bankruptcy, how can her creditors come after” me?”

my wife met with a lawyer to talk about ch7 for some debt she incurred on her own, before she married me. the lawyer told her that the creditors might come after me because I have good credit and investments. how is that even possible? I’ve never signed for any loan with her, and I’ve never used any of the funds from her credit card. How can they come after me? She asked the lawyer about divorce. He said that california was a community property” state and that even then


Can I request an auto loan amount that is higher than what I paid for the car?

Hi everyone- I just bought my first car from a carmax lot for $13,900. I initially settled with their high rate financing because another person was interested in the car and I didn’t have the time to pursue other options. Luckily, the credit union on our corporate campus offers low interest (5.5%) auto loans to employees of our company. So now I am working on refinancing the loan through them. My question is – when I fill out the paperwork at the credit union, can I request a loan amount that is $1,000 over the $13,900 total cost I paid for the vehicle? Their form says they will finance up to 115% of the kelly blue book value, and $13,900 is far below that. If they approve the loan, does the credit union just give me a check that I can deposit so I can write my own personal check to carmax? I’m working hard to find cash for a down payment on a house i’m in love with, and this extra cash would really help. I highly appreciate all of your answers and advice. Thanks!


So my husband is a married lance corporal enlisted marine.?

its not that we don’t have the money to pay what we need to pay. we’re good with money. the problem is this doesn’t seem right to me and i don’t want to pay if its wrong. i don’t think you read my full question. doesn’t it sound a little fishy. Thank you for answering my question anyways though!


Do I get a loan for this business?

I wanted to start a business that is fitness centre, Will get a business loan?? If yes, where do I get it? Thank you very much


Please help me to solve my CREDIT SCORE situation?

Ok, so I basically owe money to 2 cell phone companies and a car insurance company. In total, I say I owe around a thousand. I want to order my credit score and see my faults. I want to pay them back every single penny in order to be free of debts… But a friend of mine told me that even tough you pay them back, you’re screwed…why? what does that mean?


If you file for personal bankruptcy, does it follow you if you move out of the country?

If I file for bankruptcy, and decide to move to another country, Australia or England, will that follow me if I were to apply for credit in the new country? Is there a international network for major credit cards, like VISA, Amex, MasterCard, or Discover? Can I start over again in another country? Is it worth it to file for personal bankruptcy for credit card debts under the new rules that went in effect five years ago.


PLEASE PLEASE help!!?

To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took a mortgage loan from in 1998, and what year i did, as well as an auto loan in 2002! I have NO idea where these came from. I was 10 in 1998!!! Theres no way i could have done that! And now my information is frozen. I put a fraud alert on my account by calling Experian, but there were no live people to talk to, so i couldnt get help. i dont know what to do. I’m 19, my parents wont help me im completely lost, please help!!!!




















































In Riyadh, Saudi – can you suggest a car insurance company that is better than tawuniya? I prefer who can speak english… -kabayan?

In Riyadh, Saudi – can you suggest a car insurance company that is better than tawuniya?
I prefer who can speak english…
-kabayan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can I get my credit score online?


Home equity loan and bad credit.?

Just inherited childhood home. There is no money owed on the house so its 100% equity. The house is worth at least $140k. My husband and I have bad credit due to medical bills because of husband’s disability. We would like to borrow $25k to clear up debt and do some repairs on house. We have steady income, same incomeb amount every month and direct deposit. How hard would it be for us to get s home equity loan for $25k with our poor credit?


Is mortgage loan officer still a good job?

I am considering taking a position as a mortgage loan officer but a couple of friends and family members are discouraging me. They say that there isn’t any money to be made in that business anymore. They say the housing market still sucks. They say that interest rates are going up (which is true). My thinking is that while it’s obviously not going to be as easy as it was to make money in 2005-2006 with the new regulations and whatnot but there still has to be opportunity there. And even though the housing market may not be booming right now, it’s not going to be down forever. What do you think? Is the mortgage industry something that should be considered? Or should I stay far away?


Is there a guaranteed way to win on horse racing?

Are there any calculations to use that will guarantee success whn gambling on the horses?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i get a auto loans without approved income?

i’m just turn 18 on march and i’m still a student(independent).I need a car so i can go to college but i don’t have a job.And the bank (chase ) didn’t accept for my application for the auto loan.Please help me out,thank you!


I’m in need of a private lender, a lender who is legit and not a scammer?

I live in australia so I need a lender who can service the loan from my country, also as I said a legitimate lender who is not a scam artist as I have been scammed before and I now can tell if they are. Please help in urgent need of a genuine lender.


A woman press charges against for hitting me. Will this court thing mess up proceeding with bankruptcy?

I was shoved in front a store in Feb.. I charged her with simple assault and then she turned around and said that I hit her. I have medical documents. Now she wants to settle and pay my medical bill. Her lawyer told me that if I receive the money to pay the medical bills I cannot file bankrutpcy. I do not think that is true. This haas nothing to do with filling bankruptcy.


In Riyadh, Saudi – can you suggest a car insurance company that is better than tawuniya?
I prefer who can speak english…
-kabayan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt Consolidation Loan For Bad Credit?

Are bill consolidation loans different from debt consolidation? I am confused in this two concepts. Want to know more about it and get my medical bills, or credit card bills consolidated asap. Also can anyone suggest any good resources for bill consolidation and also want to advice me what to choose.


Why do mafia do loan shark?

People do loan from criminal organization because they were not could not have approval from banks or loan company. They don’t have stable job, good salary, not much money. So, they choose loan from criminals or criminal organization. Why would criminal organization loan money to them? Mafia must know they can’t pay money back. And Interest rate is very high. Which is very difficult to pay back. Does this called loan shark? If not what? Why would people do loan sharks? Interest rate is very high. Why don’t people choose to loan from company that loans with low interest rate. Plus, companies would be less safer than mafia. They torture and kill people who can’t pay money back.


What Is The Best Personal Loan Company?

It is very necessary. And Absolutely NEEDED! It’s an a severe emergency!


Paid wrong bill, can someone help?

I have paid my phone bill online using my dad’s debit card for metropcs. I put one digit of the phone number wrong so I ended up paying someone else’s bill. How should I fix this? and customer service for metropcs is horrible so that won’t help 🙁


I can’t view my credit report online?

I tried visiting the annual credit report website and I know I’m putting in the information correctly but I’m unable to view my credit report online. Could this be because I have no credit? I have several bills in my name which are paid on time as well as a checking account and I own my own mobile home so it seems as though somewhere along the line I would have collected some sort of credit (good or bad). I’m going to mail in their form tomorrow. I’m really looking forward to getting a Newegg Preferred Account but I’ve already been denied once. If I ask for a credit report that doesn’t exist will the credit companies open an account for me so I can collect credit for the future or is that out of my hands? Thanks.


Credit Card Question?

I’m 24 and graduated college last year. I only have a bank of america credit card. The limit is $3000/month. I also only have a bank of america student checking account that i opened 4-5 years ago and i still use it. I know credit cards have those high interest rates but are those rates only if you don’t pay your bill on time? I never understood what it meant by credit card and high interest rates. I never had to pay any fees with bank of america when using their credit card. I still receive those mails from chase, discover, citibank etc asking me to sign up for credit card and low apy fees. I wouldn’t mind getting another credit card because of my $3000 limit with BoA. Last time i asked for a limit increase but i told them i had no job and they said they couldn’t increase it because of that reason. Would it be a good idea to get more credit cards? I don’t usually spend that much money per month but there were a few times where i hit my limit for the month and couldn’t spend anymore money on my credit card. If i sign up for a chase or citibank credit card, would it cost me anything if i use the card rarely? Also, if i have a credit card with chase, citibank, that means i would have to get a checking account with them correct to pay the credit card bill online? I pay all my credit card charges using online banking with bank of america.


Getting a Personal Loan with bad Credit?

Anyone have any suggestions on how to get a personal loan with very bad credit. I have tired and tried and tried to get a loan and just keep getting turned down. I gotten payday loans after payday loans and end of a lot of times just paying the interest and not able to pay off the loan in full . Please some one with any advice on how to get a personal loan, so that I can get a fresh start and one low monthly payment would be greatly appreciated. God Bless


I have a loan and 3 credit cards that are now 2-3 months late, how do I stop them from going to collections?

Should I just make a small payment of something like $30 on each which is all I can afford at the moment? I am currently out of work and only held a part-time job before. I lost a major source of income and on top of that cannot get help from family because of their current financial status. Someone suggested once declaring bankruptcy, but I only have around $4000 in debt I just do not qualify for any loans because I have no income and fastly declining credit. I am only 21 and pre-university. The minimum payments with stacked fees and all are now around $100 for 3 of the cards, and this is the 3rd or 4th month of late payment for each credit card and one loan. I can sort of handle my others. Because I am not officially unemployed by government standard and do not have a medical reason the protection plans” I subscribed to on these credit cards would not cover me. I was perfectly able to pay them before


In Riyadh, Saudi – can you suggest a car insurance company that is better than tawuniya?
I prefer who can speak english…
-kabayan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is closing your bank account with payday loan checks out illegal?

I’ve heard that the best way to clean up your payday loan problem is to just close your bank account and pay the checks off in payments with the payday loan company…can anyone help me out with this question?


How do I calculate the annual rate of change (percent change)?

For example, what is the annual rate of change for for the following data set: 54.0, 59.1, 62.7, 65.2, 67.7, 69.7, 71.2, 73.2, 75.7, 78.6, 81.6? Represents years 1970-1980.


How early should I arrive at airport if I checked online in advance?

I have a Saturday morning flight leaving at 8 from Newark Airport. I’m going to check in online with British Airways in advance. I’m traveling alone, how early do I have to get there now? 1.5 hrs? 2hrs? Thanks


What is a mortgage lien holder?

oh and bytheway my mom knows..and yes we are buying/own the house


When would I be able file for bankruptcy again?

I filed for Chapter 7 in 2007, I think, but it was just myself that filed. I was wondering when I would be able file again if I were to file individually again? Would I be able to file again if my wife also filed for Chapter 7?


How can we save money and NOT touch it?

Okay so due to some bills that came up me and my husband really want to pay them off and save money without doing debt consolidation, a loan or anything that may put us farther in the hole. I worked out our monthly financing from Sept 1- Dec 1, and have made it to where we pay off 1 bill a month and still have money left over (we are only about 2,500 in the hole and we pull in 2,800 to 3,000 a month). I have worked it out to where we will put money into savings and on Dec 1 we will have 1,850 in savings, doesn’t sound like a lot but it is for us seeing as though come the last 4 days before pay day we are normally BROKE due to frivolous spending (games, movies,eating out, JUNK). We are both sick of this and know that we make more then enough (we are military so housing, water, electricity are paid for) to not be in this state. So we want to save the money but we are both afraid that the urge to spend it just because we have it, we don’t want to open an account that can’t be touched, we just want to put it into our savings account that we already have and trust ourselves. Do you have any advice on how to do this and NOT spend the money?


I want a my free credit score BUT CAN’T GET IT!?

Okay, I would like to know where my credit score is. I DO NOT have a credit card so I cannot put a credit card number in the area that REQUIRES it…. I went to a site last year that DID NOT NEED a credit card and got my credit score.. my mother did it also and got hers. She has very bad credit and it seemed accurate :] BUT I DONT REMEMBER THE SITE. So are there any helpful people on that KNOW of any sites that doesnt require a credit card? And PLEASE don’t waste my time or anyone elses with any negative comments or feedback because you have NOTHING better to do :] I KNOW there is a site that is free… so don’t tell me theres not! THANKS =D


How long will it take to rebuild my falling credit?

I got behind on my mortgage and am working on a mod and some new sources of income. However, the bank (BOA) has been hitting my credit for every 30 days I am behind. Every time they hit it loses over 50 points 🙁 I’ve gone from an average of 750 or higher down to the 500’s. I’ve never had bad credits, so I’m wondering how bad this will be and if I’ll ever be able to rebuild it. I may have to declare bankruptcy soon as well, but I’m trying to avoid that. Thanks much for any advice.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for a good bankruptcy lawyer in Orange county?

Has anyone herd of this Bankruptcy lAW FIRM IN Orange County www.oc-bankruptcylaw.com ? Im looking for a good bankruptcy lawyer and suggestions?


What happens after items have been deleted from my credit report?

I found a couple accounts on my credit report that I’ve never heard of and I submited a dispute online. Three weeks later I recieved a letter from experian saying they were deleted. I also reviewed my report with transunion and they had been removed along with inaccurted names and few addresses. How will this affect my credit? BTW I have one charge off, and one high balance account. On the plus side I have a auto loan, student loans, and a few unsecured loans (paid off) that are all in good standing. Any tips?


What is a good online home mortgage loan company?

Looking to apply online to see if I prequalify, I walked into Citibank but they say they are too busy and are ignoring me.


Car Loan at age 16?

So I’m only 16, almost 17, and I’m starting my second job in a couple days. I seriously need to get a car, and I was wondering if I would be able to recieve a loan. My parents have great credit and they are willing to cosign for me, and I plan on paying back on my own, but I wasn’t sure if I would still be able to apply. Any clue??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why did the war in Iraq ever begin? For what reason? What has happened since then? The more info, the better!!?

What’s going on? I so need to be updated about this suff! How did it happen? Because of 9/11? Is the war in Iraq the same as the war on terrorism? Are they the same things? If not, what is the war on terrorism? Help! I’m trying to do a report! Please help… I don’t know. My teacher never taught this to me, nobody ever did!


In Riyadh, Saudi – can you suggest a car insurance company that is better than tawuniya?
I prefer who can speak english…
-kabayan?


Why is it so hard to find my credit report?

Not going to use free credit report.com” not going to equifax or experian


If I get a personal loan will I still need full coverage for a car?

I want to buy a new car, but I’m only 19 and the only thing holding me back is the fact that I’d need full coverage and my insurance will sky rocket. If I get a personal loan to buy a new car, will I still need full coverage or would it be like buying the car in cash?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Concerning auto loans from banks, who and what is the lien-holder”?”

I don’t think it’s just the BANK’S address & phone number. I can get that off their website. I think he’s looking for something more specific… or maybe not.


Is a 6.15% interest rate for a 72 months for a new car loan high?

it’s my first time applying for a car loan through my bank, im trying to get a 2015 Camaro. I’m a first time buyer & I got approved except I got approved with a 6.15% interest. Is that high?


Where can you get a FREE credit report?

Now, I’m not talking about a website where you are ultimately charged for some sort of package or program — JUST the credit report itself. Help?


Should I buy a new car or used car? (which is better)?

I am 19, with no credit and my downpayment will be 2500$ to 3000$ and I’ll have a co-signer as well. I’m thinking of getting either a new car or a newer used car. if I get a new car I was looking at a ford focus (either 2010 to 2012) I can get it on the Z-plan too because my papa used to work for fords. Also where I work I think I can get one too. or I was going to try and get a new Mazda3 or mazda6 If I don’t go get a new car, my other option was to buy a newer used Mazda3 or Mazda6 from years 03 to 07. Or I’ll try and get a used ford focus. I am just looking which would be a little cheaper and what would be best for me. which car would be best for me too? which car would be cheaper to maintain and on insurance? any suggestions or opinions? thanks!


Applying for a mortgage but my bank account went negative.?

I’m in the process of applying for a mortgage. Last month I was careless and drew my bank account into the negatives. Account is back up with plenty of money in it now. Lender is asking to see 2 months worth of bank statements… will I get denied because of that one over-draw in my account?


How do I get view credit scores from all three bureaus in 60 seconds for free off my home page I am using yaho?


What’s the best way to fill bankruptcy in michigan?

I am in over my head in CC debt. Have been for the last couple years and just have been hanging on by a string to try to pay everything off and no luck what so ever. Looking for some suggestions.


Can I qualify for an auto loan if I am 18 have no job and no credit, but a cosigner with 800+ credit?

Also I have 240,000 in collateral that is locked for the next 10 years, should I bring proof of this? Will it help?


How many days, by law, can you hold a payday loan?

My husband got one, and if we can hold out one more week, making 3 weeks total we can pay it off. I would like to know if I can do this without ‘rolling it over’, and paying extra fees. If anyone knows for sure, that would be great, so I can negotiate with the company. Thanks for any help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Salvage Auto Loan? 2 Questions!! Help!?

Hello everyone, I have a few questions for you all today: I want to buy a car with a salvage title, (does not run). This car would be a project, as it needs various engine components, hood, fenders, bumpers, lights, windshield, etc… I would be taking out a loan for about $6000 for this car. My first question is: can I take out a loan for this car, other than an auto loan? If you take a loan out for a car, you must put full coverage on the car. In my case, I would be working on this car for about a year, and I won’t be driving it, so I don’t want to have to pay for full coverage when it won’t be leaving my shed. Is there any way to avoid this? My second question is: If I were to replace the stock hood, fenders, bumpers, engine components etc, with aftermarket parts, such as body kits or air intakes, will that affect my car when I take it to the DMV, to get a non-salvage title? Thanks in advance for your help!


In Riyadh, Saudi – can you suggest a car insurance company that is better than tawuniya?
I prefer who can speak english…
-kabayan?


Where can I check my collection balance on line?

I’m on collection and I tried to call them and no one pics up the phone on me already for 2 weeks! please help? how can I check my collection balance on line? Is there any way? thank you a lot and God bless you !!!


How long do you have to have an auto loan before you can refinance it?

I have had my truck for little over a year and the payments are now too much to afford. (when I got the truck I had more than enough to cover the payments. but because of failing construction my husbands good job is now gone) Is it too soon to refinance to get a lower payment?


How can i check my credit report and manage my debts for free?

In Australia


Does a Debt Management Plan hurt your credit score?

I am thinking about getting credit counseling and enrolling in a debt management plan. But I want to know if it hurts your credit score. There seems to be so many scams out there right now.


Large auto loan approval?

For those with some experience in this, do you think I could get approved for this loan (new 2009 model year vehicle)? details: MSRP = $93,450 Tax = 7% Doc/Lic/Etc Fees = $800 Down Payment = $40,000 Total Loan Amount = $60,792 Credit Score = 715 Gross Income = $65,000 Debt/Income Ratio = 0/10 Debt/Credit Ratio = 19% Thanks!




















































I need $4000.00 in less than 24 hours?

I need $4000.00 in less than 24 hours?

The money is to pay the arrears on my mortgage and the bank have given me until tomorrow to come up with the payment. I have been trying desperately to borrow this money from lenders all over Australia and no one will lend it to me because of bad credit. I’ve even tried using my home as security to get a loan, but because I have only been in the house for a couple of years, there is not enough equity in the property. I am able to pay this money back in the next couple of weeks when my tax refund comes through. I have had nothing but bad luck this year and things just seem to be getting worse for me and my family. I am desperate!! Please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there such thing as free credit report?

I want to know my credit score that is used by companies without financial advisor initially if poss


Payday Loans?

How can you get a Pay Day Loan if you do not have a bank account?? Can you get a short tern Pay Day Loan on a Pre paid Visa?


What are the rights of a co-signer of an auto loan in North Carlina?

The cosigner on my auto loan has taken over the loan payments willingly and has been using the the car for her personal use. She has been making payments since July of 2010. I financed the car in 2008 and have been making payments regularly until this summer when I decided to let her take over the payments and have use of the car. I wanted to purchase a new car with a lower monthly payment and thought by doing this it would work out great for me. I assumed that my credit score has got better since I have been in good standing with my creditors. As it turns out, this isn’t the case. I have tried multiple times to get financing approved for a car and have been turned down due to the debt load”. I was advised to have the loan refinanced into the co-signer’s name. The co-signer refuses to cooperate and will not try to have the car refinanced into her name. Already having an existing car loan


Can collection accouts be consolidated? Who’s the best debt consolidation company?

I have a lot of collections accounts I want to pay off. Will a debt consolidation company be able to consolidate those with my other debt so that I can make one payment a month to pay everything off in a certain amount of time?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i get a bad credit loan?

its not that bad i was unemployed for a while and we started getting into problems so took out payday loans and have recently got a new job so can afford the payments now but just want to consolidate the loans not debt management just a loan to put all eggs into one basket


When you check your credit score does it affect your credit score?


Help with loans?

my partner needs to get a loan to buy a car. he has been unemployed for about a fortnight and has been offered a job but needs a car to get there. does anyone no of any good loan companies?


I need $4000.00 in less than 24 hours?

The money is to pay the arrears on my mortgage and the bank have given me until tomorrow to come up with the payment. I have been trying desperately to borrow this money from lenders all over Australia and no one will lend it to me because of bad credit. I’ve even tried using my home as security to get a loan, but because I have only been in the house for a couple of years, there is not enough equity in the property. I am able to pay this money back in the next couple of weeks when my tax refund comes through. I have had nothing but bad luck this year and things just seem to be getting worse for me and my family. I am desperate!! Please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Thoughts on daley blind?

man utd fans have seemed to forgot about the injured daley blind. with so much **** about utd not signing enough defensive talent, daley blind is a CDM/ LB, so when he returns do you guys think he’ll be effecient enough to be our anchor in midfield? i have faith in him only because he has worked with van gaal on the international team and even before that.


Payday loan?

What happens when you cannot pay payday loans and do not have the money in your account but then they use a check you provided then it bounces? Also if you don’t have the same phone number or address anymore, can they sue you or turn it over to a collection agency? Even if you are in the process of filing bankruptcy.


Can auto loan save the income tax?


Does anyone know of any government approved debt consolidation programs?

I know I’m not the only one struggling with this problem. But I really need some help 🙁 I had a credit score of 670 about two years ago. Now I’m scared to even check. I have two maxed out credit cards, and a furniture bill that all about equvilates to a little less than 10,000 in debt. My boyfriend has a bunch of medical bills and for a while I was the only one with a job. I’m drowning in debt and finding it very hard to pay my bills. I want to consolidate my bills and get out of this black hole. There r so many programs, but im afraid to get scammed. Can ne one help me out?


Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans?

Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans? I have fair credit, 620 score but my bank wont give me one and I prefer online providers any way.


American Literature ! I need help?

Here are the stories you may choose from: Cub Pilot” “Barrio Boy Excerpt” “No Gumption” “I Know Why Exceprt” Select one of the memoirs from this unit and explain its theme. Support your answer with at least one example from the story that illustrates the theme. Which narrator do you think faces the most significant conflict? What is the conflict that the narrator faces? Is it resolved satisfactorily? Why or why not? Use details from the story to support your answer.”


Can I withdraw my bankruptcy petition and refile in a different county?

I filed chapter 7 back in may of 2010. We are no in December and my bankruptcy case still has not reached a decision. My lawyer screwed me over and caused a huge ordeal and investigation into my bankruptcy and has caused it to continue for so long with no end in site. Can I withdraw my petition for bankruptcy in one county and file in another and use a different lawyer? I live in the center between two county’s so both our close in proximity to me.


I took out a payday loan a week ago, but my bank closed my bank account! Can I file Bankruptcy on it?


I need $4000.00 in less than 24 hours?

The money is to pay the arrears on my mortgage and the bank have given me until tomorrow to come up with the payment. I have been trying desperately to borrow this money from lenders all over Australia and no one will lend it to me because of bad credit. I’ve even tried using my home as security to get a loan, but because I have only been in the house for a couple of years, there is not enough equity in the property. I am able to pay this money back in the next couple of weeks when my tax refund comes through. I have had nothing but bad luck this year and things just seem to be getting worse for me and my family. I am desperate!! Please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad credit auto loan for a private dealer?

My credit isn’t the best and I’m looking to get a loan for about $6,000-$6,500. But the truck I am looking at is being sold by a friend, rather than a dealer, can I still be financed if it is a private dealer?


Where can i get a free credit report from?


Five digit passcode for online banking?

right in barclays there was a five digit passcode to get in2 online banking but in the post came a letter and it was with a four digit passcode? i tried it three times and now im locked out of online banking. Can any1 tell me where this 5digit passcode is? or how i can get it? x


How can i get a free credit report and score without being scammed into paying monthly bills?

I see sites that take your credit card number saying that you wouldnt be charged and they charge you…


Where can I look at both of my credit reports for the least amount of money?


What does it mean in the Monopoly board game: mortgaged, unmortgaged and unimproved property?

I’m reading the rules of the classic Monopoly game and this is where it confuses me; is under Paying Rent: When you land on a property that is owned by another player, the owner collects rent from you in accordance with the list printed on its Title Deed card. If the property is mortgaged, no rent can be collected. When a property is mortgaged, its Title Deed card is placed face down in front of the owner. It is an advantage to hold all the Title Deed cards in a color-group (i.e., Boardwalk and Park Place, or Connecticut, Vermont and Oriental Avenues) because the owner may then charge double rent for unimproved properties in that colour-group. This rule applies to unmortgaged properties even if another property in that colour-group is mortgaged.


Low income auto loan?

I have a part time job where I earn around $600 a month (I’ve been working for over 6 months)… I got kicked out of my parent’s house and I live with my boyfriend’s family. They can’t co-sign my loans because they have bad credit. I pay no rent, I have one credit card that I pay off fine but I’ve only had that card for 5 months. I need a car because one of the cars my boyfriend’s parent’s had got repo-d, so now I rely on on other people to take me to college and to work. I have a $1,000 to put down… I just can’t find a bank or some type of auto loan place that could help me out!


What exactly gives you bad credit?

If I get fianance charges on my credit card, will that give me bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if a Bankruptcy is closed without discharge?

so do the creditors contact you again? for the credit part, i think the question should have been how soon can one qualify like say for a car loan or mortgage after an undischarged bk?


Bankruptcy?

How long does it take to get your discharge papers after the meeting of the creditors and final class?


Did you file for Bankruptcy? If so what happen?


Bankruptcy Chaper 7 California?

I am filing a BK Chapter 7. I have three credit cards which I want to keep. I was told I can re-affirm… if that correct term…is that correct? What should that cost in addition to other cost? Thank you..PS..please know smart comments…I had cancer and could not pay bills…I am not a looser just filing a BK…Thank you for honest answers…



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How did you get credit?

I have applied for a couple cards, most recently a Student card from Bank of America.


I need $4000.00 in less than 24 hours?

The money is to pay the arrears on my mortgage and the bank have given me until tomorrow to come up with the payment. I have been trying desperately to borrow this money from lenders all over Australia and no one will lend it to me because of bad credit. I’ve even tried using my home as security to get a loan, but because I have only been in the house for a couple of years, there is not enough equity in the property. I am able to pay this money back in the next couple of weeks when my tax refund comes through. I have had nothing but bad luck this year and things just seem to be getting worse for me and my family. I am desperate!! Please help.


What is a legit site to check my credit report?

please provide a link if possible, tia will pick a best answer


Does anyone know where I can get first time auto loan?

Does anyone know of any banks credit unions or lenders who will finance a auto loan for a first time buyer or no credit auto loan please let me know if you have been financed or know of any places I can try and apply thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


2nd mortgage foreclosure, just want to start new :(?

long story short, my wife and I took out a 2nd mortgage for 50k to pay off her car and so she can have extra spending money, and now we’re divorced after 21 years of marriage. she’s moved out of the country so there’s not much I can do about her, but I just want to stop the suffering that my kids are going through. if I pay the 2nd mortgage then I don’t have ANYTHING left over and me / my kids go hungry, eating very little for weeks at a time. I give up. I want to let them take the house, I want to start new, but how? I owe about 50k on the first mortgage and 53k on the 2nd for some odd reason, every payment i’ve made goes to interest. what can I do? bankruptcy? what type? please help


Can I switch student loan lender after I have consolidated?

Are there any professionals who know if I can switch student loan lenders after I have had my loans consolidated? I’m tired of getting jacked by my current one and want to take my business elsewhere.


Do You Like those Free Credit report commercials?

lol


Chapter 7 in Massachusetts?

I need to file Chapter 7 bankruptcy, but I need to know if I can keep my home. We put a homestead declaration on it. It has a mortgage and home equity loan against it. Can we reafirm the loans and keep our home. Please only answer if you really know the answer. Thanks


How long does it take to receive a cash advance from a credit card? And how/where do you get it from?

It would be especially helpful if anyone could tell me specifics for AmEx GreenCard, Sears Gold MasterCard, and/or Lexus Pursuits Visa Signature, as those are the three I’ve got. I need it by Saturday or Sunday (the money, I mean), so answers are urgently needed!


Bankruptcy or make payments which is better?

I rented a car for my father he gave the keys to someone else they wrecked it the total repairs for the enterprise vehicle is 5000 and some dollars which would be better to do declare chapter 7 wipe it to away or pay 25 dollars a week A 100 a month so my credit wont be ruined for the next 5 years what if i want a new car or house what will yall do


Parents are going bankrupt in NJ?

My parents are in their early 70s and have to go brankrupt. She is a very proud woman. It all started when I got married and my ex told my parents to move with us and for them to retire. He promised them he would take care of them for the rest of their lives. My parents gave us $35,000 for a down payment for our home, which came from their Retirement money. Needless to say he wanted a divorce and got it. Now my parents live in my home with me and my 2 kids. She has used all of her retirement money and now uses credit cards to live on and pay bills. She just recently my Mom got cash advances to put in her checking account for bills. Her cards balances are huge. I think she has at least $60,000 indebt. She is also co-owner in my home. Their credit scores are in the upper 700s. She will be taking another cash advance from 2 other cards. She’s broke. Very sad….How will the court look upon the cash advances right before the bankruptcy. They get SS each month, around $1100. Any info??


How can I start building a good credit score?

I’m currently 18 years old, I have a full time job and I was wondering how can I start building my a healthy credit score? I looked into getting a credit card but they all seem to have outrageous interest rates (like 25% APR I know I can do better). I was wondering what better ways there might be? Please let me know of any suggestions you have, Thank you!! 🙂


Whats the best way to handle my credit situation?

I recently came under unfortunate circumstances and fell behind in my credit card payments. I am 4 months behind. I recently got a second job. I owe $14,000 in debt. I am sure my credit is damaged. I spoke to people who told me I should file for bankruptcy. I am not sure what the best decision would be.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What factors do you need to consider when you deciding upon a credit card?

help me plz


I need $4000.00 in less than 24 hours?

The money is to pay the arrears on my mortgage and the bank have given me until tomorrow to come up with the payment. I have been trying desperately to borrow this money from lenders all over Australia and no one will lend it to me because of bad credit. I’ve even tried using my home as security to get a loan, but because I have only been in the house for a couple of years, there is not enough equity in the property. I am able to pay this money back in the next couple of weeks when my tax refund comes through. I have had nothing but bad luck this year and things just seem to be getting worse for me and my family. I am desperate!! Please help.


Farming types in United Arab Emirates?

i have a project on ‘what are they types of farming in Unied Arab Emirates’ but i cant find any info. . if anyone knows i good source of info about that pls post an answer. (types of farming ex: like cattle farming, dairy fariming arable farimng etc)


What happens if you just pay a smaller amount than is owed each month to your credit card company?

I have tried to call each credit card company to request a lower Interest rate. Each has declined stating their rate increase isn’t open for debate and if I do not agree with the terms I can simply repay the total amount due and discontinue using their card! Then I asked about just discontinuing the credit line (cut up the card) and lower my interest rate just so I do not have to file for Bankruptcy and they will get paid. Still Nope”…they said to call a credit consoling company or to go ahead and file if I need too. Two representatives said “I hear this same thing all day long” we are no longer lowering interest rates for this reason. That seems silly to me


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


What is best bank or mortgage company for home loan?

I do not have great credit history and would like to apply for a home loan to see if I qualify, but I want to know who is best to go threw for a good shot if my history is poor?


How Do I Get A $1500 Payday Loan Without A Bank Account???

I Make $3500 A Month, & right now I don’t have an Bank Account & I can pay back next month. . .




















































What is a good legitamite auto loan site other than roadloans for bad credit?

What is a good legitamite auto loan site other than roadloans for bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

The Legal Environment of Today?

Three months ago, Janet Hart’s husband of twenty years died of cancer. Although he had medical insurance, he left Janet with outstanding medical bills of more than $50,000. Janet earns $1,700 per month. In addition, since her husband’s death she receives $1,500 in Social Security benefits and $1,100 per month in life insurance proceeds which leave her with a monthly income of $4,300. After she pays the monthly mortgage payment of $1,500 and the monthly amounts due on her other debts, Ms. Hart barely has enough left over to buy groceries for her family (she has two teenage daughters at home). Ms. Hart decides to file for Chapter 7 bankruptcy, hoping for a fresh start. Answer the following questions: A. Assume that Janet files a petition under Chapter 7. Further assume that the median family income in the state in which Ms. Hart lives is $49,300. What steps would a court take to determine whether Janet’s petition is presumed to be “substantial abuse” using the means test? B. Suppose that the court determines that no presumption of substantial abuse applies in Ms. Hart’s case. Nevertheless, the court finds that Ms. Hart does have the ability to repay at least a portion of the amount due on the medical bills out of her disposable income. What would the court likely order in that situation?


Is there any way to divorce without going through court and lawyer bull crap?

Kay so, my husband and I bot want a divorce. We sat down and had a long talk about it and we both believe the divorce nessecary as we are not compatible with one another.. I mean this has to be the simplest divorce case ever.. We have no children, neither of us want alimony, we did not own anything together, nothing we just want the divorce. Weve been separated for six months now and we live in different states. Is there any way to get the divorce without having to hire a lawyer and go through the courts?


Bankruptcy and refund after Bankruptcy?

I have come out of Bankruptcy and as i am self employed my Tax refund was rightly refunded back to my creditors. My question is that my accounting year is not in line with my tax year and my next self assessment has part of my accounting year for the period of my Bankruptcy, will the creditors be able to receive that as well or is the Official Receiver only interested in my refund for the period of & prior to my bankruptcy?


How much would I pay monthly for a 18k car?

It’s a volkswagon cc sport I’m putting 1k down and idk about my interest rate 2.99 I think

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Wrongly accused for Bad Credit?

Upon buying my house I found out that I had a $200 debt in a collection agency. That btw I NEVER knew. After some research we found out it was a lack of payment from my former negligent health Insurance.. Oxford. It’s been so long since we had that insurance, and even if before I was always approved for credit cards or overdrafts at the bank, after it came up with the purchase of the house it’s been only giving me grief. Oxford recognized their mistake and apologies, HOWEVER they said that it has been TOO long so they won’t pay. FINE.. I paid the stupid bill, and now I get rejected in EVERY application I make because of bad credit due to collection. I tried to contact both the Texas agency and the one in Pennsylvania, but I only get an automatic voice prompting me in requesting a free credit report. HELP, how can I tell those people that I paid the stupid $200 (that wasn’t my responsibility in the first place) and that my credit should be cleared???


Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?


I have a $25,000 salary and good credit. Can I possibly qualify for a home loan?

Or should I just give up and live in a van down by the river?


What is a good legitamite auto loan site other than roadloans for bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can company owners collect salary even when they cant pay employee wages?

So heres the deal. I have a friend who works for a company that is on the verge of bankruptcy. They are a full pay period behind, yet they continue paying themselves full officer salaries. ($12,000 each) I came into this information from their administrative assistant who wants my advice. The company is behind a full pay period and on the verge of bankruptcy, they claim to be trying to sell the company but continue paying themselves. What can be done in this case?


How can i get an auto loan with no credit history?

I haven’t ever had a loan or a credit card. I just signed up for one to help with that, but I don’t have time. I need a car today or I won’t have a job. I don’t get paid enough for a taxi, I can’t borrow a car, i can’t afford to move, and there is no bus route here. I’m too far to walk, i have no one that will cosign or loan me the money. I’m 21, if that even matters, have no accidents or tickets.


What is the best loan to get with perfect credit?


Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?


Does H&R Block really give you money on the spot?

My employer has yet to give me my W-2, and I was thinking of going to H&R block and doing that money on the spot thing they have going on. But do they really give you money on the spot or is that just something they say to get you in, and then they tell everyone… well the bank didnt approve you so your gonna have to wait. Because I could REALLY use the money now. P.S. I used H&R block last year to do my taxes and i still use their emerald card. I have my checks direct deposited to it.


Question about a roller coaster in a commercial?

on one of the latest free credit report.com” commercials where they are riding on and singing their catchy tune on a roller coaster… which coaster are they riding and where is it located?”


Have you ever getty one of them payday Loans….?

BQ; What came up that causey you to do this…?


Why won’t my credit score go up?

My credit score is 623. I have some collections items on my credit report from about six years ago. In the past three years, I’ve worked pretty hard to build my credit score – no late payments, no collections, and paid down about 80% of my debt. I currently have one open credit card that I pay in full every month – it has been open for a year and that is the only hard” inquiry on my report from the last three years. I am also listed as an authorized user on one of my husband’s credit cards that has been open with no late payments for four years. We currently owe less than 10% of the limit. I monitor my credit monthly on Credit Karma.com and my credit score has actually dropped by about 20 points! I check my report annually and there don’t seem to be any erroneous items on the report… Why won’t my score go up?”


What is a good legitamite auto loan site other than roadloans for bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I take a loan out with my bank if I only have a debit card?

I’m aware that I have a non-existent credit rating because I don’t have a credit card (I HATE the things!) Would I be able to take a loan out with my bank? It’s a relatively small amount and can easily be paid back in a months time, I want to avoid the payday loans” as their interest rates are set to trap you in the loan.”


Can my parents put a landlord lien on a storage building that is being reposed after my chapter 7 bankruptcy?


My ex Husband died and I am still on the Mortgage but not deed?

when we divorced I signed the quit claim so my name is not on the house but I am still on the mortgage. There is no will and no life Insurance. If it forcloses I was told I would get sued then I can in turn Sue his estate. But he doesn’t have anything. and the family members has already dispersed his things among each other. They are still waiting for a autopsy and I don’t know what to do. His sister said they don’t mind signing the deed over to me, but she is not the inheriter. My ex had a 15 year old daughter, will I have to deal with her mom? She is my Ex’s Ex. She is being non-negotiable with me and says she has the best attourney in town. What do I do


A home worth $123,000 and a mortgage of $72, 400 would have what equity?

a home worth $123,000 and a mortgage of $72, 400 would have what equity? and also.. A home will an assessed value of $178,000 with a tax rate of $52 per $1,000 would have a property tax bill of what? thanks


If I do not work, and need to file for bankruptcy for credit card debt. can I still file, or is it too late?

I haven’t worked in about 2 years(stay at home mom), and my credit is shot. I owe less then 5,000, but haven’t paid anything for a long time. Just looking for advice on how to get rid of it, and save myself for my future.


Does anyone know why an online payday loan company would be taking 5 and 10 cents out if my account and then d?

I know these places are scams and rip offs so I never did use the service.” I was in a bind a few months ago so I applied for the loan using my account info but did not agree once I saw the amount of interest I would be paying.”


Best place to check my credit score?

Toni I didn’t mean to give you a thumbs down 🙁 Thumbs up for your answer thumbs up!


If i decide to file chapter 7 can i work it out to keepp my truck loan and my house mortgage?

i just need to pay off my small debt and because mentally my wife can no longer work as she has been mentally unable to for quite awhile

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need some advice on filing for bankruptcy in Ohio?

My parents filed a chapter 7 in 2001. In 2005, my mom was in a serious accident leaving her disabled and unable to work. As a result in 2006 they lost their home to foreclosure. They are wanting to file for chapter 7 bankruptcy to rid themselves of the remainder of the medical bills and the difference they owe on their foreclosed home. Unfortunately they cannot afford an attorney and want me to file it for them. I was going to buy software online, but I was hoping someone with experience would be able to point me in the right direction. Also, how much are the filing costs for bankruptcy (chapter 7) in Ohio? Currently their debt exceeds their income.


Name on Credit Report not correct?

I am married and changed my name on many documents such as SSN and DL all in my new name. Everything has gone fairly smooth with Experian but years later Equifax and TransUnion have denied and will only put my current name on file as an other, alias or AKA. The credit reporting agencies are another matter. I sent them several letters with a copy of my name change such as marriage certificate, driver’s license, SSN Card, birth date, previous name, and prior addresses. I sent it a few months after changing my social security card and driver’s license but that has now been years ago. According to Experian, the only one yet to correctly update my file, my previous name will stay on file or continue to be reported with my credit history and that is a good thing. BUT my primary (NEW NAME) will be on the report. So Credit report would be held under current new name but AKA ( maiden name or formally know as name) would be added under other names and previous credit history. Example with the other credit reporting agencies my Under Personal Information Name the Credit report is held under It has my former name – maiden. The only reference to my current name is other, aka or/ and the creditors listed / history. Equifax and TransUnion responded that they would not change my name on my credit file. So If I have to order a report from freecreditreport.com and their online form doesn’t work due to error (it happened to me before) then how would I prove Who I am via postal mail? In order to obtain my credit file via mail you have to provide one picture ID, social security card and bank statement or utility bill. Proving self and address. All of those would be under my current new name. I have all forms of identity as my current name and not my previous name. Also my name on one report is held under a misspelling and it seems that they will never correct. My current or new name is being reported by creditors and I have had my new names for years. Note: I can’t access online or phone my credit report using any other name but my former name. Such as TransUnion, Equifax or freecreditreport.com . I must give them my former maiden name. If I use my current name they ask for another name or online it states I will have to call or postal mail my request for my credit report.Because my information can’t be verified doesn’t match their records. I have changed all my records with all government agencies and state such as voter’s card, driver’s license, social security, my car insurance and title, my passport, etc. I have changed my name on all my existing items that may show on a credit report: – utility bills – bank accounts – employer records – checks – credit cards – debit cards – loans – insurance policies – tax returns – vehicle titles – house titles – rental agreements – contracts, etc. Thank you for any advise you can offer.


How does FHA streamline refinance work?

I get offers in the mail all the time to lower my interest, I currently have a 6% and the letters usually claim to lower my interest to around 4.5. I purchased my home two years ago with my husband, he is the only one working now, we both have good credit score around 700 and no late payments. our mortgage is with wells fargo , if we refinance would we have to use a different lender


If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why does filing for Chapter 11 bankruptcy help to facilitate the sale of a company?

I have noticed that some companies, when they have an offer to be purchased by another company, will voluntarily file for Chapter 11 bankruptcy in order to facilitate the sale” of the company. Why would they do this? How does this help to “facilitate the sale”? It also seems that by filing for chapter 11


What is a good legitamite auto loan site other than roadloans for bad credit?


Where can i get a credit report that’s Absolutely FREE no credit card needed?

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks


Easiest way to get a loan?

Basically I’m 18 and looking to get and auto-loan. the loan I want is a 5 year and for $6000. The problem is that I don’t think I can get a co-signer. I make at least $700 a month at my job. My insurance is figured to be $128.58 a month. That’s a total of $228.58 (Plus whatever interest on loan) a month. Does it look like I can get one without co-signer even if I’m young and have no credit history. Also I bank at Bank of America, would it be easier to get a loan there or some other place (Please name if you have a place in mind)?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I actually get a literaly free credit report?


I need a small personal loan of £800, where do I go?

I went to my bank and as I’m only 19 they said no. I’m a full time student receiving income support, can anyone give me any names of places that will give me a loan? I know a lot of places have minimums for giving loans, I’d be willing to borrow a maximum of £1000. Thanks!


Are There Sharks In Bournemouth (Britain) ?

Are There Any Sharks In Bournemouth And Are There Any Little Houses To Rent For 2/3 Days In Bournemouth ??


Where can i find a payday loan I can call and receive instead of applying online?


Yes i would like to know how i start a payday loan business? thanks?


How can I watch the iOMG iCarly episode for free online?


Anyone else have a crush on the http://www.freecreditreport.co… guy?

Here we go: http://www.youtube.com/watch?v=YWnUmpQhi…


How does paying tips by credit card work?

I ate at a restaurant and paid by credit card. I got the receipt and wrote the tip and total down and signed it. But since the card was already swiped, how does the tip get paid? Also, how does the waiter get the tip in this case? Does he just get money from the cash register?


How to take out a loan from the bank?

Well, i would just like to know how to go about doing that for a house, im 18, but i have not checkings or credit, does that matter? and if it matters how would i go about getting one of thoughs? I do have a job, but i only get payed 6.15 an hour, incase that matters, if anyone could help, you can contact me and suicidal_self_mutilation@yahoo.com just send me an IM im online now so i should answer right away, please help, i really need this.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! Chase is raising my interest rate on my credit card to 31%?

I received a letter explaining that my rate will be going up from 15% to 31% in January. I called & asked why since I have had my account for almost 10 years, NEVER late & ALWAYS pay more than the minimum due. I went over my limit once by $5 & last month by $47 due to not a purchase but the interest charge. I told them that I was recently laid of from Key Bank and having trouble finding employment being 5 months pregnant but regardless of my financial situation continued my obligation and remained loyal. Both calls I made did nothing. my minimum payment due will now be more that I can afford due to doubling my interest rate. I was already charged a total of $79 for the error and find this outright mean & greedy. If anyone has any idea’s please let me know. People in this situation must unite & fight this outrageous behavior. It is just not right or fair to people trying to live day by day.


What is a good legitamite auto loan site other than roadloans for bad credit?


I paid my credit card late by one day and am worried?!?

I totally forgot to pay my credit card and missed it by one day…I guess I’m going to have to pay finance charges and a late fee? Will this effect my credit score? Will it affect my interest rates? I always pay my card in full and on time and this is the first time ever this has happened if I call will they waive the charges?


How often can I apply for a credit card?

I have a credit card with a high interest rate and would like to transfer my balance to a credit card with a lower interest rate so that I can pay off more principal and a little more quickly towards being debt free. I understand that applying too often for credit cards can damage my score. If I’m not approved for a credit card from one institution, how long should I wait before applying for a card from another institution?


What is the first step on filing chapter 7 bankruptcy information?


What is the best and efficient way to condense credit cards debts? ?

I have over 10 thousands dollars in credit cards debts, with high APR. What is the best and most efficient way to condense them and pay lower APR and small monthly payments. I know about the transfer to different cards for 12 months of free APR but it takes 6 month of having the credit card, only than they’ll transfer your balance.


Sub-prime mortgages. What’s the problem?

Okay, so the worst case scenario long term is that the banks lose $10,000 per default and property price deflation could add to this loss. In the short term they face liquidity problems because of unpaid mortgage charges. I can see that the short term problems might be severe but will it really be so bad long-term?




















































Obtaining a variable-rate mortgage is sometimes wiser than obtaining a fixed-rate mortgage when ?

Obtaining a variable-rate mortgage is sometimes wiser than obtaining a fixed-rate mortgage when ?

A. interest rates are high B. it is an expensive home C. taxes are high D. interest rates are low

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Will repaying your student loans prevent you from maintaining a minimal standard of living?

Do you think another reason for denying bankruptcy discharges of student loans, is that with the expense of a college education, we benefit for the rest of our lives?


How do you calculate what your monthly car payment will be and what the total interest paid is?

…simple formula’s will do.


What is the best credit motoring product online?

I am currently trying to repair my credit and start paying off debt. I am looking at different online credit monitoring products that I can see everything on my credit so I can start paying stuff off but there is so many products. I was wondering what is the best product online I can use to monitor my credit?


Do trust funds gain interest?

I just discovered my grammy’s will and it notates that she set aside money for my cousin and I in seperate trusts. My question is this – do trust funds earn interest? I don’t know what type of account it is in exactly, and I dont get it until I’m 25 (another 5 years). It was created in 1990 so if it did gain interest, I would have quite a few years worth, that is — if there is interest. It’d be nice to know! 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are some gangster slang words….?

Because im making this skit thing and theres a gangster thugish” guy in it and i have to make it say some like gangster slang. Can you please tell me some and tell me what it means


Filing bankruptcy after receiving inheritance?

I was in the process of filing bankruptcy when my mother passed away and I received life insurance money and money from her retirement plan. I can’t afford to pay off all of my creditors so i still would like to file. I am currently having my wages garnished and that will last for about another year. How soon from the time that I received that money will I be able to file or will I even ever be able to file? And if I am able to file, do I need to pull the money out of my bank account so that its not there at the time that I file?


What’s with people hating cash bars at weddings?

My experience with this site has told me that one of the most hated things when it comes to weddings is when a couple has a cash bar. Now I am asking this purely hypothetically (my wedding will have drinks included with package), but why do most people hate having to pay for drinks at a wedding? I do think it is polite not to have to pay for drinks, but then again, what if the couple were on a tight budget and the food cost enough and they couldn’t stretch it for drinks? I was just wondering everyone’s views on this so please share your opnions.


Obtaining a variable-rate mortgage is sometimes wiser than obtaining a fixed-rate mortgage when ?

A. interest rates are high B. it is an expensive home C. taxes are high D. interest rates are low

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How come business account” credit cards don’t help your credit?”

I have a business credit card with a high credit limit, but this account does not show up on credit reports from all three crediting agencies. I asked the card issuer why this is, and they tell me that it will only show up if i have negative history (late payments, bankruptcy) but it does not show my on time payments or any sign i even have this available credit line in my name. I am trying to build good credit history, but this doesn’t even add into the evaluation of it, and it is the best thing i have going right now. Any one know why this is?


What is the best type of credit card for me to have? I’m just a dude with a frugal lifestyle that only needs it for emergencies?


Is 9000 too much in credit card debt?

I am trying not to use my credit cards anymore at all, but I am getting a bit worried about it. I make my payments on time of before time, and always more than the minimun. I work in a full time job and make 39k a year. But I am worried still and have no idea if this is too much or not. Of course i dont want to get more into debt I have had enough.


Best bankruptcy lawyer in Las Vegas?

I’m just looking for opinions on a good lawyer, no smart comments or rudeness please. And I do know for a fact they take payments. I have known people who filed and paid over the course of the process. Just some helpful idea’s please. Thanks!


Why is checksmart only giving me 200 loan?

these are payday loans/payday advance loans


Auto loan question?

Ok, so here’s the deal, I am married and my husband wants a small auto loan for a used car (7500) However he has bad credit (500’s) and I have the better credit, but not much better. We cant seem to find a loan, should I apply seperatley for an auto loan since I have the better credit? Also, I only make about 900 a month whereas he makes 3500 a month. Please help!


Refinance auto loan question?

I owe about 23,000 on my current Capital one auto loan @ 7.3 % interest rate. I just got an offer through a credit union to give me a 4.99% interest rate. I need 5 thousand dollars to pay off other bills and such things, my friend told me I can ask for 28,000 roughly for the refinance and use that 5 thousand dollars for personal use? Is this true? I never heard about using a auto loan for personal money? If I cannot then I got approved for a line of credit for 5 thousand, but it’s at 13%..


I refinanced my auto loan with the same people that I had my loan with the first time.?

I went from a 19% interest rate to a 9% intrest rate and this is why I decided to refinance. The laon officer that helped me told me there were no fee’s for doing any of this and he would just take my payoff and pay off the 1st loan and open a new loan with the new intrest rate. Well everything went well and then I check my credit report to see that my new loan balance is 1000.00 higher than my payoff was on the original loan. I went through all the loan papers and see that it was for credit insurance and gap waiver agreement. Does anyone know what this is and if I have any rights even though I signed the papers already? thanks(My vehicle is already negative equity and having an extra thousand dollars put on top of the balance isnt helping.)


Obtaining a variable-rate mortgage is sometimes wiser than obtaining a fixed-rate mortgage when ?

A. interest rates are high B. it is an expensive home C. taxes are high D. interest rates are low

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is an ideal credit score to take out a 15,000$ auto loan?


How quickly after a closing is your first mortgage payment due? We Close on the 24th of August.?

*Please note* This does not mean I am concerned with making the payment. If the payment is due the first day, or two months later, it doesnt matter.


Why is my closed auto loan account listed in the negative account section of my credit report?

i paid it off on the date it was supposed to be paid off.. 2004


Where can i get student loans for online courses?

I want to take an online course at New York Institute of Photography but i do not have the money to get it at once. So i was thinking student loans but i don’t know where to get them at. I need help.


Dealership contract mistake?

I recently purchased a 2007 vehicle from a dealership through financing. Both dealership person and I signed the bill of sale after I put up a down payment. After 2 days, I went back and signed the papers to finalize the purchase. I also already have the ownership. But yesterday (2 days after the vehicle was delivered), the dealership called to say that they made a mistake and they need to redo the whole contract. They said that when they forwarded the application to the bank, they made a mistake on their date input and had the car as a 2013 and not a 2007, which might have gotten me the lower interest rate. Now they want to redo the whole application, telling me that the amount financed, monthly payment, and interest rate will change for sure. I don’t know if this was just a typo on the bank’s side on their contract, or the dealership really made a mistake which resulted to the bank processing the application based on the error that the vehicle was 2007. What should I do on this case? Should I just go back to the dealership and have the rework my whole contract, and just suck it in if the figures change? Or should i stick to my guns and tell them that they made a mistake, they should pay for it. Literally. I already have the ownership that has the correct year make and model of the car.


I keep getting weird phone calls?

Thank you for the advice everyone. It is just a scam, there was actually something about it on the news and a few of my friends have actually been getting the same calls. Apparently with US doing so much outsourcing, any information we put online is accessible to pretty much anyone.. im glad i know that now! I do have a droid phone and ilive in Pa, nowhere near CA, so i called verizon and had the numbers blocked and if anyone gets messages or phone calls like this they are definatley not legitimate.. just trying to scam you out of money claiming you owe them! Thanks again!


Does anyone knoe of a FREE crdit report site.Where I DO NOT have to give a credit/debit card# to get my score?

I don not want to give my debit or credit card, I want an absolutely free site, where I can get my credit score. Thanks.


Credit scores, The least inexpensive but most accurate.?

I’ve got my credit reports from all 3 credit reporting companies but I just need my credit score from all three without the reports. I simply want to know if I can get my credit score from all 3 reporting companies, I don’t mind paying something but I’m looking for the least expensive one but very accurate.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What if i can pay my payday loan on time?

I only need to pay my credit card $300. So if i get a loan of $500-$1,000 i would only use 300 and pay them back at the end of the month.


How can i get my free credit score and where?


Online Auto Financing Post Bankruptcy?

We filed bankruptcy chapter 7 but kept our truck and the loan with it. The payment is almost $500 a month and is financed at 12.75% and with the gas milage being only 10mpg we can not afford it. We need a lower payment & a more fuel efficient & reliable vehicle. Our truck is worth about $25000 & we owe $18000 & have a $500-$1000 to put down on top of that. Sorry for the long question but I want to get approved or pre-approved before wasting time sitting around a dealership all day. Does anyone know of a Reputable online auto lender I could use? I have already applied twice and have heard nothing back & these were online auto loans bad credit, & bankruptcy. Also would a Co-Signer help?? Thanks to all of you that read this long question & any infor or help you can give would be SOOOO Appreciated..


Walmart:cashing post dated checks?

ok her boss tells every one if you pick up your check a day early dont cash it till after 3pm the day before its dated, cause after 3 pm every thing bank related is next days bussines, and every one else cashes checks teh day before with no problems i dont know why wal-mart has to be a dick about it, i mean there already takingt the bussines away from teh mom and pop stores all around.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing bankruptcy chapter 7 in VA what will happen to Apartment?

My husband and I are filing chapter 7 in the state of Virginia and are currently in an apartment lease in which we are behind. Once everything is filed, what will become of our lease? Is there anyway to safe gaurd it since this is our residence or are we out of luck? Thanks.


Obtaining a variable-rate mortgage is sometimes wiser than obtaining a fixed-rate mortgage when ?

A. interest rates are high B. it is an expensive home C. taxes are high D. interest rates are low


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Credit is at 630, any website that would approve a auto loan?

Are there any websites out there that I can just go in and add basic information that would pre qualify me for a auto loan without actually submitting a application so I can be comfortable with where I am at with the loan process? For example, my credit is at 630, its ten points away from being in the fair” category

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does a deffered auto loan hurt your credit??

I am considering deffering my auto loan until next month, but i am trying to buy a house soon . will it effect my credit. if so good or bad. the loan is with hsbc auto finance if that helps thanks


Is it safe to put your signature online?

Is it safe to upload your signature online? I’ve seen signatures on email newsletters and things but is it safe?


I have a experian credit score of 732 is this any good?


My credit report i need help with if any one knows it would help me out alot.?

I got my free credit report today and on my credit report it shows that I have marshall fields card that says the date I opened was july 1993 . and it got reported on my credit in 2004 and thier saying that thius account is scheduled to continue on my record until july 2014. I was just wondering i thought after certian years its supposed to fall off. How does it work does any one know. thanks for the help.


Who is the singer in the freecreditreport.com commercials?


How is the free on-line credit report at Experian supposed to work?

I accessed Experian through www.annualcreditreport.com, which is supposed to be the only authorized site to go through, filled out Experian’s on-line application and on the final screen there was only a graphic with the text One Time Offer – only Equifax offers your FICO score at the lowest price available… View your FICO credit score once with your credit disclosure request for just $7.95 (with a button saying “See my score once”) / Get two in depth FICO score reports and stay updated on important changes to your score with Score Watch for just $7.95 per month. (a button saying “Keep my updated on my score”) There was no indication of where to click to see the free credit score and no choice offered to have it mailed out. Is that normal? What happened here? Thanks! Laura”


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!


Which Transunion score is more accurate?

On Wednesday of last week, the mortgage broker we are working with said that my Transunion credit score is a 587. He gave us some advice on how to raise it, and on Friday I pulled the score through MyFico.com and it said my score is a 566. Then, yesterday, I went directly to Transunion.com to pull my free report and score, and the score came back at 615. So of the MyFico and Transunion.com, which score is accurate?


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?

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How do i get into flipping house’s with bad credit?

I am in between jobs and have been hearing a lot about fliping house’s and have not been able to get a loan because of my credit i would like to know how to get a govornment grant or some way to purchase a small forclosed house. i would also like to know where to get listings of forclosedhomes in memphis TN


Obtaining a variable-rate mortgage is sometimes wiser than obtaining a fixed-rate mortgage when ?

A. interest rates are high B. it is an expensive home C. taxes are high D. interest rates are low


What is the success rate of companies after exiting Chapter 11 bankruptcy?

I tried a quick check on google to find a percent success rate (or failure) of companies after they exit Ch 11 but just found a bunch of info on processes. If a 100 companies file Ch. 11 and emerge, what percent of those companies survive vs. those who will shut down (or maybe are sold).


How can free credit report be free when they charge you and?

I want to know, how can they call it free credit report? they get your credit card number and do what they wish. they basicly got their hands in your pocket and keep billing you.even if you call them and ask to stop billing because you do not want their service they bill you any way, and bill you every month, free credit report is not free, just crooks. buyer beware, cause there go’s your credit if you get caught with overdraft, using your debit card. free credit report is a rip off!


Do rate cuts affect auto loans?

With the rate cut will we see a drop in interest rates for auto loans too


Big differences on Credit Scores?

This angers me and I don’t understand. Does Experian actually inflate your credit scores or is Transunion really a hard-***? My Experian score is 637 which puts me in the Fair” bracket. But then my Equifax is 606 and Transunion is 598 (crap!) and both put me in the “poor” bracket. I don’t understand. I would think my scores would be relatively the same between the three. Why the discrepencies in scores? Is one more “accurate” than the other? How would a potentinal landlord and employer evaluate these scores? Would they average them out?”


What’s best mortgage interest rate I can get for a condo/townhouse” in PA today? Are rates higher for condos?”