My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

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I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

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Can I include a private loan in bankruptcy?

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When does hr block start their emerald advance line of credit this year?

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What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

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My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

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Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

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Will my banks deny me for an auto loan?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

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My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

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My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


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I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































Auto Loan – Unfortunate Situation…Am I stuck with this terrible rate?

Auto Loan – Unfortunate Situation…Am I stuck with this terrible rate?

In August 2008, I bought my first car. At the time, I had an issue with Macy’s and they screwed my credit up. Macy’s made a mistake on my account, and by September 2008 they erased all the bad marks that were on my credit report and reimbursed me money. However, Macy’s mistake cost me big since I wasn’t given the loan through the dealership in August and had to have a big bank give me the loan for 11.5% on a 20k car with 5k down payment. Unfortunately, I lost my job in November 2008 (working for a hedge fund) and have been unemployed since. As a result, I’m still paying a very high interest rate due to a false credit report at the time of my purchase. I was told that I will not be able to re-finance until I get a job, but the problem is that I still haven’t found one. Am I just screwed here? I would appreciate some advice on this matter. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Can Someone on Welfare get a credit card and how?

and also no credit history????


I want t refinance my auto loan my Apr is %11 right now how can i reduce it?

I bought used certified car from Dch honda. That is Honda civic 08. The problem is i didn’t put any down payment on that and that vehicle is on my mom name and i am co-signer,because she had good credit history and i didn’t have any history.And they give us %11 APR. My 14,000 going to cost me more than 24000 dollars. now i recently get credit card and i am trying to make my credit history good.But still my history is not that much good.So my apr is very high is their any way to reduce it what is the best company to refinance it. I already applied to refinance it from my Bank but they denied it reason was (collateral damage) I don’t know what it means 🙁


Need Bad Credit Loan?

I have tried talking to my lenders, and working with them but my situation is getting worse. I am a single mom, and when my husband left me for his new girlfriend, he left me all the bills, which he had made me put in my name because, I had good credit”. Now my credit score is in the hole and I do not make enough to take care of all the bills

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can someone use my credit card online if he/she only knew the 3 numbers?

Do they need my name,address or any other personal information of mine? If they doesn’t know, does the transaction online will fail and no money will be deducted to my card?


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And this is for an emergency!!!!!! Ppl dnt get smart PLZ!


Debt consolidation?

I had 6 credit cards (all taken to collection agencies) i then brought them back to current status, then paid 4 out of the 6 off within the last few months. i have 2 left. both current status. one is $531.00, the other is $1,038.00 Is debt consolidation a good idea or should i keep paying them each month and slowly get to paying the last 2 off?


Auto Loan – Unfortunate Situation…Am I stuck with this terrible rate?

In August 2008, I bought my first car. At the time, I had an issue with Macy’s and they screwed my credit up. Macy’s made a mistake on my account, and by September 2008 they erased all the bad marks that were on my credit report and reimbursed me money. However, Macy’s mistake cost me big since I wasn’t given the loan through the dealership in August and had to have a big bank give me the loan for 11.5% on a 20k car with 5k down payment. Unfortunately, I lost my job in November 2008 (working for a hedge fund) and have been unemployed since. As a result, I’m still paying a very high interest rate due to a false credit report at the time of my purchase. I was told that I will not be able to re-finance until I get a job, but the problem is that I still haven’t found one. Am I just screwed here? I would appreciate some advice on this matter. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan reference list.?

We had to turn in a reference list to get our car. We asked if they would call the people on the list and they stated they would not call them. I had to order a replacement phone so was with out a phone for a few days and unaware the company tried to call me. They are now calling people on the list about the issue. Is there anything I can do so they can not call them anymore? The people only agreed to be on the list if they would not be called, which is why we ask and now they are being called.


Does anyone know where the hermes depots are?

I live in the south west about an hour from Bristol btw.. I purchased some shoes from Size? Yesterday on next day delivery and I went onto the tracking website which is Hermes and it said they had been dispatched at 5:00am this morning. I was trying to figure out when they’ll get here? I know its hard to determine but anybody with a rough guess would be great


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i need to get my credit report from all 3 places. i don’t want to pay anything, i just want my credit report. i know i can it for free


Can I apply for a VISA credit card if I’m almost 18 or should I wait?

My 18th birthday is in 9 calender days (6 business days) and I was just wondering if I have to wait until I’m 18 to apply for a VISA card or if I can apply basically now and hope the verification process takes longer than the 6 business days. My birthday for the record is October 17, 1991, so this year it’s on a Saturday. Any help is appreciated.


Auto Loan, I need find a Auto Loan as soon as possible?

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My fiance is filing bankruptcy in Indiana and we are being told that his income tax refund and a workers comp settlement are subject to Indiana taking a portion. Not sure how or why….does anyone know anything about this?


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Where can I get a legit loan, for like around 10 grand I’m a ward of the court meaning I don’t have parents, so I need to know where I can go to get this sort of loan, and don’t tell me the credit union.. and please tell me from experience..


Use home equity loan to pay for a car that’s needed?

I’ve read other replies, and know the consensus on home equity loans and buying a car. However, we’re looking for another used vehicle as we just sold our other one, and it’s a matter of a requirement purchase than a luxury purchase. I’ve been receiving letters from our bank lately where they are offering us a line of credit at 3.6%, since our home has more than enough positive equity towards it (even in this current market). The other loans I can find through my credit union or other places are at higher interest rates, like 5.5% – 7% financing. We’ve already sold our other car and have money to put down towards a replacement, but wanted to finance a smaller amount of around approx $14k. We have the cash available but don’t to be wiped out from spending it all on this vehicle. Thus, eitherway we’re going to finance the $14k over the next 36 months as we can cover the monthly payments no problem. The question is, what are your thoughts on using the line of credit at 3.6% for the next 3 years at $14k, as opposed to getting a ‘traditional’ auto loan at double the interest rate for the same amount & terms? The other positive I see from this is the interest will be tax deductable. But are there really any specific issues that we should be aware of if deciding to take out the home equity loan for the vehicle?


Auto Loan – Unfortunate Situation…Am I stuck with this terrible rate?

In August 2008, I bought my first car. At the time, I had an issue with Macy’s and they screwed my credit up. Macy’s made a mistake on my account, and by September 2008 they erased all the bad marks that were on my credit report and reimbursed me money. However, Macy’s mistake cost me big since I wasn’t given the loan through the dealership in August and had to have a big bank give me the loan for 11.5% on a 20k car with 5k down payment. Unfortunately, I lost my job in November 2008 (working for a hedge fund) and have been unemployed since. As a result, I’m still paying a very high interest rate due to a false credit report at the time of my purchase. I was told that I will not be able to re-finance until I get a job, but the problem is that I still haven’t found one. Am I just screwed here? I would appreciate some advice on this matter. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score and credit score history?

I just my credit score on this site today. http://free-credit-score-national.com/ According to this website my experian credit score is 649. When i clicked on credit score history tab, it says you don’t have any credit score history at this time. What this means exactly? By the way, I’m 20 right now and i started building my credit at the age of 18.


In the state of Illinois, can you lose your home in a personal bankruptcy filing?

comment on both types of of bankruptcy, 7 and …13 15?


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Auto loan approval???

how long do you need to be in a job before qualifying for an auto loan? if you only have fair or good credit history.


Which military branch is best for families?

I’m married with a new born daughter. Due to the economy and other factors, I’m out of work with little on the horizon. What branch will give me the most time with my family / best benefits for my family? I’m somewhat interested in military police, as I was a Deputy Sheriff. I’m open to anything that will challenge me though. I’ve looked closest at the Navy and Air Force, but open to all suggestions. Bottom line….. I want to continue being a good provider.


Should I file for bankruptcy?

I have about 30k in debt and feeling very overwhelmed. Visa Balance: 16,000 (16,500 limit) – 10.5% interest MC Balance: 3,000 (3,500 limit) – 11.4% interest Personal Loan: 10,000 – 7.25% interest I make at least the minimum payment due on all my accounts on time, and have no files sent to collections against me. I recently moved back in with my parents to save money. My annual salary is 55,000. Take home pay is about 3,000/month and I’ve reduced my monthly expenses (not including credit card/loan payments of interest) 1,000/month. 26, no savings, no property, not married, no kids, very steady job. Thanks for the advice! P.S. Asking family/friends for money is not an option. .


Identity theft question?

Last year, someone used my information to make purchases that I wasn’t aware of. Next thing I knew, capital one is making some harrassing calls telling me that payment is past due. Knowing fully well that I never created an account with them, I returned their call to make a dispute. Capital one policy requires that those interested in banking with them must be 18 years and above. I wasn’t even 18 at the time. That confirmed that I didn’t make any of those purchases. Now, the school I’m attending requires all student to do a criminal background check and my name appeared with someone elses. What’s more intriguing is that the address on the database is not my current address but rather the address that corresponds with the one on the dispute. What can I do to change this? Also how do I know this person isn’t using my identity again? Thanks.


Should I tell a landlord I have bad credit while applying?

I dont have the greatest credit in the world but also not the worst. I have no bankruptcy but alot of little things on there. I have tried to rent 2 other places both rejected me because of my credit ( I live in WI if that matters). I am going to go see a place tonight and give them an application if I like it. Should I let them know I have bad credit and why I have it so they get a heads up? I make alot of money now and dont have anything bad on my credit report since 2004. Also, I am moving in with my GF and by best friend who is a guy. He has good credit and she has OK…Should I just put them on there or what should I do? This is the last place in my area I can rent from other wise im living in a box!!!! HELP!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Use dependent variable in a sentence?

i need to know a sentence in science but it cant contain the definition any idea’s?


Help with Rent in Advance?

The tenancy agreement on my house ends on the first of February, I was given my 2 months notice on the 1st December to say that my tenancy agreement would not be renewed and was also given a section 21(?) notice to vacate the property by 1st Feb. I have managed to find another property, it is being kept for me but I can’t move in until my new landlord has a deposit and first months rent in advance. I am on income support and have managed to get a local bond scheme to sign for the deposit but that still leaves me with the rent in advance. I can’t get a budgeting loan as I have only been on IS since November and its a requirement that you are claiming for 26 weeks before applying. Someone suggested getting a crisis loan for the purpose but after doing some reading on the direct.gov website I’ve been left with the impression that I wouldn’t get one for rent in advance as I am not coming out of prison or care. I am going to ring them tomorrow and try anyway but does anybody know of any charities or schemes that could help me if that fails?


I would like informationrmation and tip on how to stop payments on a payday loan.?


What is the credit line and cash advance credit line on discover card?

ok so it says Account Credit line 1250 and cash advance credit line 300 does that mean i have 1250 to spend or is it that i have only 300 to spend ?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto Loans?

We want another car for me. i would put it under my name except i dont work, BUT i get 2 forms of Survivor benifits from my father passing away but thats not employment so i dont know how to get a loan. And it hasnt showed up in his credit report yet. and we havent taken the car to DMV yet


Auto Loan – Unfortunate Situation…Am I stuck with this terrible rate?

In August 2008, I bought my first car. At the time, I had an issue with Macy’s and they screwed my credit up. Macy’s made a mistake on my account, and by September 2008 they erased all the bad marks that were on my credit report and reimbursed me money. However, Macy’s mistake cost me big since I wasn’t given the loan through the dealership in August and had to have a big bank give me the loan for 11.5% on a 20k car with 5k down payment. Unfortunately, I lost my job in November 2008 (working for a hedge fund) and have been unemployed since. As a result, I’m still paying a very high interest rate due to a false credit report at the time of my purchase. I was told that I will not be able to re-finance until I get a job, but the problem is that I still haven’t found one. Am I just screwed here? I would appreciate some advice on this matter. Thanks.


Is there any dating site that does not require a credit card for anything?

im looking for a dating site that does no require a credit card due to the fact that i do not own one


When purchasing a home, how do you calculate mortgage?

What I mean by this is, let’s say I buy a home worth $220,000. I deposit 20% which is $44,000. That leaves me with a remaining of $176,000. So if it’s a 30yr. mortgage, and the interest rate is 5.5% (I don’t know the current), then how much will I be paying every month on a fix term? My guess is this: 5.5% is annual percentage, so $176000/30=$5867 x 5.5% = $322.67 So add $5867 with $322.67 and = $6,189.67/12months = $515.81 … am I correct?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is www.overstock.com a safe website to give your credit card number to?

If you have bought something from that site please tell me was it a good service?


Just Tried to Check Credit Score?

I went to Annualcreditreport.com for my free annual report and entered my information. I checked all 3 credit reporting companies so I can see my credit from all of them. When I went to the Equifax” one it said We’re sorry. We experienced a system problem and we are unable to provide your personal credit report for online viewing at this time. You may want to try again later. Now Experian says (Visited)… Does this mean I lost out on my free annual report from Experian?”


Recently filed chapter 7, what happens if I get a substantial raise at work?

I filed Chapter 7 Bankruptcy on August 27th, my meeting with the creditors was on September 30th. There is a chance I will be getting a promotion at work with a substantial raise some time in the next month. My attorney told me any changes like this within 6 months would mean we would have to go back in front of a trustee, but most of what i’m reading says the bankruptcy will likely be discharged on day 61 after the meeting of the creditors. So basically I just don’t know if a discharge means i’m in the clear or not I guess.


I have a question about federal student loan limits for undergrads.?

First of all I have a total of 16,000 out in student loans. I cannot get grants because I make too much money (yeah right). I want to attend a university. It will cost me about 8,000 a year. For me to complete my degree, I am looking at 4 years. So this means I am going to need to have around 40,000 or so to finish my degree. I am an undergrad. I have been told there is a limit as to how much in loans an undergrad can have out. I think I remember being told approx. 25,000. If this is true I can only pay for one year. How can I get more money to go to school? What other loans are avaiable for me? I have no parents, and grants are not an option for me. What should I do? What are my options?


How will bankruptcy affect this?

im about to go bankrupt and well ok this is how the story goes….my family might be coming into abit of money..dont know the full details only that i might receive royalty payments every year.again i dont know if or when this will happen.so obviously whilst im bankrupt i will not get anything.does this just apply for the whole time im bankrupt


Any advice on bankruptcy please?

hi, does anyone know what happens if you declare yourself bankrupt, what are the positives and negatives, can you still have a bank account?


Around how much do they charge on a prepaid penalty for a car loan ?

the car was 12000 the interest is 7000 i want to pay off the car in 2 years i know now that i would have 2 pay the 2400 dollars interest for those 2 years but around how much if any for the pre paid interest do you think i owe …thank you so much for everyone help on line…


How do I get a free credit report, not the free” kind…really free?”


Equifax credit score watch?

What is equifax score watch is it worth the purchase? how often does it show changes in your credit score? Iam looking to purchase a new car and want to increase my credit score a little. how often is your score updated with score watch? Is it once twice yearly every thirty days?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if I don’t pay my payday loan?

I got a loan thru Check into Cash in IL, and my bank account is already negative so I don’t have money to pay them.. I wrote them a check a couple weeks ago, and if I don’t pay I know they will try and deposit that check and it will bounce… i’m just wondering what will happen if I don’t pay my loan?


Auto Loan – Unfortunate Situation…Am I stuck with this terrible rate?

In August 2008, I bought my first car. At the time, I had an issue with Macy’s and they screwed my credit up. Macy’s made a mistake on my account, and by September 2008 they erased all the bad marks that were on my credit report and reimbursed me money. However, Macy’s mistake cost me big since I wasn’t given the loan through the dealership in August and had to have a big bank give me the loan for 11.5% on a 20k car with 5k down payment. Unfortunately, I lost my job in November 2008 (working for a hedge fund) and have been unemployed since. As a result, I’m still paying a very high interest rate due to a false credit report at the time of my purchase. I was told that I will not be able to re-finance until I get a job, but the problem is that I still haven’t found one. Am I just screwed here? I would appreciate some advice on this matter. Thanks.


Is it possible to get a mortgage twelve months after filing bankruptcy?

Where?????


How much money can be loaded on to a green dot card?

I know there is a limit for how much money you can put on a money pack, but is there a limit that you can put on the card?


I live in Utah, I signed a commercial lease and I want to get out of it?

I see that in cell phone and alarm service contracts that if you wish to terminate service you have to pay a certain amount. In my commercial lease contract their is no such amount, is this a still valid contract? Any suggestions of how I can get out of my lease? What about bankruptcy?


What is the best match for a female Libra?


Is Mortgage payable…..a financing, investing, or operating activity?




















































Is 515 on your credit score terrible?

Is 515 on your credit score terrible?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How to calculate compounded annual rate?

Payday loans are very short-term loans that charge very high interest rates. You can borrow $325 today and repay $390 in two weeks. What is the compounded annual rate implied by this 20 percent rate charged for only two weeks? (Do not round intermediate calculations and round your final answer to 2 decimal places.) I know pv=325 and fv=390 and n=2 divided by 52


PROVIDENT FUND (INDIA) LOANS FOR BUYING A FLAT?

Can anybody guide me regarding the following? – I had taken a non-returnable loan from my provident fund for buying a flat in 2005 – Now I am looking at buying another flat, and would like to withdraw some more funds from the PF deposit to facilitate this purchase. The queries are: 1) Do PF rules allow loans (or withdrawals) for purchase of Flats twice? 2) If it is allowed, is there a time gap that needs to be maintained between these two loans (my first loan was in 2005 as mentioned above)? 3) What is the total withdrawal allowed for purchase of a 2nd flat? Thanks in advance! 🙂


Does the billing address have to match the credit card address?

I ordered something online with a credit card from Apple and entered my NEW address (the city recently informed us we would experience a change of address, adding 10 to the current house number, in a short time”) in the billing info instead of the old address which was on my credit card. Does the billing address have to match the address on the credit card? Will my order be rejected? Or am I safe? I know I entered the card number etc. right and I am the only one in the whole city with both my old and new address.”


How much will I save if I make a mortgage payment daily totaling to my monthly payments?

Hello, I have a FHA Mortgage 30 years fixed @ 6 % – Monthly payments every month of $584.25. This is including my taxes and mortgage insurance + home owner’s insurance. The mortgage value is $54000.00 My question is how much will i save if I make a payment of $29.22 / Daily which totals upto $584.25 counting 5 working days in a week. Thanks for your replies and do also let me know any links where I can find a calculator for the same to try out different scenarios. Regards, Shah.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I live in MN and have 3 payday loans out and I’m paying about $300 per paycheck (twice a month) in interest.

The interest is so high that I cannot even begin to pay back any of the principal. I KNOW taking out these payday loans was VERY stupid, but at the time, it was a quick fix to a problem and because of my terrible credit, I wasn’t and am still not able to take out a loan from the bank with a lower interest rate. Does anyone have ANY suggestions? And please, save your criticisms…I know it was stupid to resort to payday loans.


Hardship programs – credit cards???

I have accounts with US Bank, Citibank, American Express, Chase, and Wells Fargo. Does anyone have any experience dealing with these creditors regarding hardship programs? US Bank seems to be the most helpful at this point, but I’m not sure what details I should give them and what I should just keep my mouth shut on. As of right now I am current with these accounts, but I have been asking them for lower APRs and increase in credit limits (hoping to consolidate the others to a lower fixed rate) but to no avail. I know that we can only make ontime payments for 1 more month and then everything is going to fall apart. We can no longer afford even the monthly pymts due to rising interest rates. We have completely stopped charging to all of these accounts and are currently only using cash. We have dramatically reduced our spending habits. We know and can see how we got into this situation, but now we need help how to get out of it. We want to pay, but the interest rates are just too high and we’ve only been able to pay the minimum payments. Now 2 of the creditors have INCREASED our interest rate (to 29%) b/c they pulled a credit report and saw that I have other accounts close to the credit limit. That just doesn’t seem right that they can be so one-sided and increase my interest rate because I have high debt, but that high debt is being paid ontime. I could vent about this all day. But it’s time to stop complaining and find some good solutions … this is where I need your help. No debit consolidation, credit counseling please. I want and need to do this on my own (with your help). I’m trying to save my credit score as much as possible. Total unsecured debt is $90,000. Do most banks have hardship programs? What do they do? Reduce interest and pymts until paid off or only for a short period of time? How does it reflect on your credit report – positive, negative, or neutral? Do I need to be behind before I qualify for these programs? If so, how far behind b/c I don’t want the accounts to go to Charge Offs”. I’ve heard it can be really hard to negotiate once an account goes to charge off status. Thanks other Yahoo users! Looking forward to your comments.”


Is jim vrana (true debt advisor) a fraud?

has anyone had experience with jim vrana and was it good or bad?


Is 515 on your credit score terrible?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My ex-wife is filing bankruptcy. To challenge this, do I need a divorce lawyer or a bankruptcy lawyer?

My ex-wife just told me that she is filing chapter 13. From the research I’ve done online, it looks like I have to prepare for the debt that she was assigned in the divorce decree to come back to me. Q1) Is this how it works? Q2) What kind of lawyer do I need to hire to challenge this? Q3) What are my rights and obligations? It’s hard to find information about bankruptcy if you’re on the receiving end. Where can I get more information???


I have a credit score of 680 with Experian. What does this mean?

I am thinking of getting a mortgage and I am worried that this will prevent me from obtaining one.


Car has been paid off, why is there still a lien?

In June of 2008, my fiance bought our car, a 2000 Camry, from his mother. He told me he received the pink slip from her. Registration was paid through this December. As we need to register the car in our name now, I went looking for the title and could not find it. My fiance says he must have lost it so he asked his mother to get a new title. When she tried to get a new title, they told her there was a lien on the car. The car has been paid off for several years now. Why would there suddenly be a lien on a car that has been paid off and a title already given? I’m confused about liens anyway but the fact that his mother is taking weeks to get it fixed when there really shouldn’t be much to fix is irritating. Can someone tell me why this would happen and maybe tell me a quick way to fix this? Thanks!


Where can i see my credit report quickly and without fee?


Where to cash a check from USAA bank without personally having a bank account?

I just received a check from relatives from a USAA bank, and I’m not exactly sure where to cash this without personally opening a bank account. I am in Albuquerque, NM and when I looked at their site the only branches they pointed out were UPS stores which I found odd, so where would I specifically go, if anyone knows about this bank.


Best information source for Chapter 13 bankruptcy?

What is the best book about Chapter 13 bankruptcy?


Is paying property tax with mortgage payment good or bad?

I have applied for a home loan and there is an option if I would like to add property tax with moetgage payment; what do you think is a better move?


Is the experian credit score accurate?

Hello, I had a mortgage broker pull my credit score and he said my experian score is a 543. I have a subscription to freecreditreport.com and it says my experian score is a 634. I recently applied for a secured redit card and bank of America said its a 576. Experian is my lowest score.


Is 515 on your credit score terrible?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has Weekenders Clothing gone out of business?

A sales rep told us that the original owner retired three months ago, and all of a sudden the website states there are technical difficulties. Weekenders is closed???


Canadian border services training?

I’m very interested in becoming a border officer, does anyone have any tips and advice for me? can i apply and receive a student loan during my training?


Help with lender- Trenton Financial Group?

Has anyone ever heard of Trenton Financial Group out of Orlando, FL. They seem legit but I just wanted to know if anyone had experience with them. Their website is trentonfinancial.net.


Can I sue Experian for neglecting my personal info.?

Today I received a letter from Experian dated Oct. 5, 2015, yes, two weeks later. The letter says that an unauthorized party accessed certain Experian servers, and due to that, they began to implement additional security measures. The incident involved T-Mobile USA data housed at Experian servers -with personal info. like name, address, SS#, DOB, Drivers Lic. #, and other info. used in T-Mobile for credit assessment- to be disclosed. Now my info. is out there, and they are suggesting for me to start a ID Theft procedure with the Federal Trade Commission, the other two credit companies, TransUnion and Equifax, and two years (free of charge) of ProtectMyID.com service to identify ID Theft. Now, can I take this to court for neglecting sensitive info., and for not applying additional security measures while the could? I need to know what can be done in a situation loke this. Serious answers only, please… Thank you!


There are a lot of free credit report sites”

however they all want a credit number. Is there one that is free?”


Bankruptcy ch 7 discharge one month ago, will i be able to get a mortgage loan?


How to improve your credit score?

I have a credit score of 698 and I was wondering how I might get that up to 700, I have one credit card, I had another but I canceled it after I paid it off because they charged a nasty annual fee. I always pay my bills on time and in full. I do use my credit card like its a debit card though, I’m not a big fan of using cash so I use my credit card so I can see exactly how much I am spending every month and what I can cut down on. I don’t currently pay any bills as I live with my parents and I am only 19, but I am looking to take out an auto loan and I’d like to get my credit score up those 2 points to 700 so I can get the best financing, How can I improve my score if I already pay my bills on time and in full all the time? Is it bad to use your credit card a lot even if you pay it all off at once?


When ordering a free annual credit report, should I order one in my name AND one in my spouses name?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I took out a small RBS loan ?

Hi there So I applied for an Royal bank of Scotland loan as I am going on holiday next month – said the money would be available within 2 days. I checked my online banking and a new account had been made for the money despite asking for it in one of my other accounts, however it is odd as on the summary page it states balance -1500, available 0 which is weird as I have not spent a penny of it yet. When I go in to the recent transactions the paid in box is blank and I says paid out -1500 making the balance -1500 I’m so confused as I haven’t spent anything, tried to ask this on their website however not the easiest to navigate not all that helpful Thanks if anyone can help me out here


How can I get my online credit report?

I’ve been trying to see my credit report and I don’t know how to access it. Any Suggestions….please!


Is it haram to be a car salesman?

Salam alaikum wa rahmat Allah, Im 16 and i want to sell cars when im older but i live in Canada which deals with riba. Also do i have a chance ay being a car salesman in a muslim country like Kuwait? Jazakum Allah khair


Anybody Know A Good Free” Get-Laid/Adult Personals-Dateing Site?”

Yes suumthing like adult Friend Finder or sumalong those lines but where its 100%? No Free To Sign Up ” crap please meaning its like FB or Myspace where u sign up get a profile and can contact other members for free(u don’t need sum BS like a “Gold” or “Silver” pass). Cuz I find it stupid they would charge people who want to get laid THATS JUS MESSED UP. Also no sites with any kind of Credit Card info needed please. Sumthin 100% free & legit meaning u have used it and it works”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What’s the average person’s credit limit?

How many credit cards do you think it takes to acheive that credit limit? What credit limit do you believe people should strive for?


Is 515 on your credit score terrible?


Heeeeellllpppp mee pleasseee its urgent ! Thank u?

1). Suppose you take out a car loan for $9999 for 4 years at a 7.5% interest rate. What is your monthly payment? 2). Shiela bought a new computer for $2000 and has agrees to finance it at 12% interest, with $100 payments each month. When she makes her first payment next month, how much will she pay for interest alone? 3).Tiana can afford $150 per month for a car payment. Her bank preapproved her for a 6$ interest rate for 5 years. What is the maximum price of a car tiana can afford?


Can I use a va loan to buy a house that sits on 50 acres?

The house is worth 150K and the land is worth 150K. I have heard of people buying land and a house using a VA loan but just how much land can they buy with the house is my question. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i chang my sbi home branch from bhopal to shimla without going to bhopal?


Can I have two auto loans?

I have taken out an auto loan with my dad on his 98 GMC truck, it’s an 18 month loan that we have about 14 months left on. The thing is, we took some of that money and I bought myself a 97 Mercury Cougar. Two questions: 1. The Mercury is starting to have transmission slips. We’ve replaced the transmission filter/fluid, and used Slip-Stop on it. It drives, but still shifts rough, so I’m looking to go to a car dealership, trade it in for (hopefully around 400-700 dollars) and then do one of two things. (A) Buy a 2,000 to 3,000 dollar car fully. Including whatever trade in they offer along with the rest on my Credit Card so I can walk out without another loan to pay on (though this would increase my credit card payments. It doesn’t bother me as I’m doing this for a better paying job, plus I always overpay the minimum.on my CC’s. (B) Try to get a new, more decent car, with the trade in, and with some amount down. Trying to get my monthly car payments around 150-250 dollars a month for it. And the second question: 2. Would I be able to have two separate auto loans open? My credit is in outstanding condition, I have never had a late payment on any credit card or loan that I have had, and I can be approved (credit wise) for just about any loan/credit card out there. So is there a possibility for me to be able to buy another car and simply have another auto loan to pay from the dealership, or would I need to take option A?


How soon can i rent an apt after filing bankruptcy?

filed few mo ago with chapt 7 but not sure how soon i can rent an apt someday. pending decision with bk court (2 foreclosure houses.. long story).


Can you send me some information on payday loans to my email?


Can I check my credit score without having to pay for it?

all the sites i have investigated require you to purchase something. why do i have to pay to see MY credit score? can i see it for free?


Is there a possiblity for a person on SSDI to obtain an auto loan?

Can a person who is disabled and on SSDI able to obtain an auto loan? Do you know of any lenders that would accept an application from someone who does not work but gets a monthly disability check?


What kind of rate with a 645 FICO on a auto loan?


A good legit way to file bankruptcy?

i have 2 repos, some other loans , 2 credit cards about 1000 a piece and some collection accounts on my credit, what would be the best chapter for bankruptcy to be filed? many sy chapter 13. i am looking for a clean start


Is there a credit card company that lets you view your credit score free?

I had a Washington Mutual credit card and the page actually let me view my score for free any time I wanted before Wamu went bankrupt. Do any other credit card companies offer this service? It was really useful.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a 10,000 dollar loan but my credit is bad.What are my options?Do I have any?

Do loans really exist for people with bad credit?


Is 515 on your credit score terrible?


I need to file for Bankruptcy…HELP!!!!?

I dont know where to go, I dont know anyone that has ever done one as reference, I dont know what to expect I live in Orange County Cali. I seen ads bk for 799.00 on bill boards but not in my immidiate areas..I se alot of Paralegals on Craigslist offering their services for 400 plus court fees, can i trus a paralegal???? I just dont know where to start…..Please help..I anyone has gone trhought his (chp 7)please fill me in and if your from my area and you can refer me I would appreciate it. thank you


What is interest(in regards to a loan)?


When is too soon to refinance a car loan?

We’ve had our car for a little over a year and were thinking about refinancing to get a better APR since our credit is in better shape now. Is that too soon to refinance?


Why do a lot of people not know about credit related issues?

This is not to offend anyone, whatsoever. I didn’t know about credit until I was 20 years old and in college. I even had a credit card at the time. There seems to be a lot of questions and problems about credit that society has no idea about. Do you think it’s the education system? Is it because you only get one free credit report a year, thus making it a turn off having to pay to keep up with your credit rating? Just wanted to see what others thought.


Accounting question I need some more help?

okay so i’m not understanding out to record the last three, if someone could help me that would be awesome! The following accounting events apply to Oaks’s 2011 fiscal year: Jan. 1 Acquired an additional $70,000 cash from the issue of common stock. April 1 Paid $6,600 cash in advance for a one-year lease for office space. June 1 Paid a $3,000 cash dividend to the stockholders. July 1 Purchased additional land that cost $25,000 cash. Aug. 1 Made a cash payment on accounts payable of $13,000. Sept. 1 Received $8,400 cash in advance as a retainer for services to be performed monthly during the next eight months. Sept. 30 Sold land for $15,000 cash that had originally cost $15,000. Oct. 1 Purchased $900 of supplies on account. Dec. 31 Earned $80,000 of service revenue on account during the year. 31 Received $66,000 cash collections from accounts receivable. 31 Incurred $16,000 other operating expenses on account during the year. 31 Recognized accrued salaries expense of $5,000. 31 Had $250 of supplies on hand at the end of the period. 31 The land purchased on July 1 had a market value of $28,000.




















































Will Bank of America give me a small, SECURED loan with TERRIBLE credit?

Will Bank of America give me a small, SECURED loan with TERRIBLE credit?

here is the scenario: i want a motorcycle that is $4,000. i have $3,000 cash in my pocket. i have terrible credit and do NOT qualify for a loan. i can afford to pay the $1,000 difference within 4-6 months, maybe even sooner. SO, if i present them with this offer, including agreeing to paying whatever insane amount of interest that they want, will they accept it? obviously the bike’s title would remain theirs until i paid it off, so if i didn’t pay them back then they would re-po it and essentially have a free $3,000. is there any reason why my bank WOULDN’T do this? check my stats, i always select the best answer.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Why does it cost so much to file bankruptcy? Isn’t being broke the main idea?


How does interest rates affect real estate?

I have to write a 3 page paper about this. I already know the basics of this answer but what more can I write other than… high interest rates make your mortgage more expensive in higher payments which will make the buyer pay more money, versus low interest rates more people will be inclined to take out loans, purchase a home, blah blah what else can i write?


How do you do a take over payments on a car?

I need to get rid of my truck people told me to sell it by take over payments. I need to know how does it work.


Does anyone know the best consolidated credit co.?

I’m looking to consolidate my credit cards debt and want to know if anyone has experience on a good credit consolidation company or program? I would appreciate any feedback thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My credit score is 727?

My credit score is 727. I have student loans that I haven’t started to pay off yet since I am still in school and also a credit card with no delinquent payments. Will my score go up once I start to pay off my loans. Also, I am wanting to buy a car. Is my score good enough to get a first car?


Why Doesn’t My Visa Gift Card Work?

i recently purchased a $100 visa gift card from walmart. when i got home i tried to register online and it said the card # wasn’t valid. i tried everything, i called the # on the back of the card: all automated and no help whatsoever. i called walmart, they told me to call the # on the back of the card. this is ******* ridiculous. i payed $105 for a dud card??? or does it take more than 5 hours to update?


Car payoff amount..am i getting cheated?

Should I be looking at the car payoff amount when Im sending in my payments, because it keeps going up a few dollars everyday when I go on the Toyota financing website, and right under it, it will say offer good until” a certain date and that changes also. But when I look at my “FINAL DATE PAYMENT” for the whole car it’s always been the same. Anybody paying off a Toyota that can help me? Thanks!”


Will Bank of America give me a small, SECURED loan with TERRIBLE credit?

here is the scenario: i want a motorcycle that is $4,000. i have $3,000 cash in my pocket. i have terrible credit and do NOT qualify for a loan. i can afford to pay the $1,000 difference within 4-6 months, maybe even sooner. SO, if i present them with this offer, including agreeing to paying whatever insane amount of interest that they want, will they accept it? obviously the bike’s title would remain theirs until i paid it off, so if i didn’t pay them back then they would re-po it and essentially have a free $3,000. is there any reason why my bank WOULDN’T do this? check my stats, i always select the best answer.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loans?? No idea what Im doing lol…?

Im 19 and have no credit, or bad credit. My mom cant cosign because of bad credit and my dad wouldnt anyway even if he had good credit. I need a car very soon to get to work. I get minimum wage but good hours so far: 7 to 8 hours a day, 6 or 5 days a week. My problem is that I know nothing about loans. Dont know how to start and especially where to start. And Im not picky about cars either..just as long as it will last me a while. So if anyone knows anything about loans or if you know of a way I could get a good car without a loan please let me know! My sister-n-law said something about a buy here pay here car lot?? I dont know anything about that either lol Thanks 🙂


Serious Work at Home jobs…?

Does anyone know any serious work at home jobs on the computer that I could do? I am a single mom of 4 kids and I go to school so a home job would be best for now. I want to know legitimate jobs that people have already done and gotten paid for.


I am a cosigner and I plan on filing bankruptcy, how will this affect me?

I am considering filing for bankruptcy, and I am a cosigner on my mothers house and a lien was put on it for me owing on a different credit card, my questions regarding this are: -How long will I be on bankruptcy? -Can I still use my credit card that I have now and paying every month on? I paid 500 cash for the card (reusing my own cash basically) -I live in an apartment that I pay rent for and I am considering going on government assistance cause times are hard, will I get the help from them? -How will this affect my mothers home that I cosigned on?


Credit Score and Requirements For Personal Loan?

what credit score and requirements do u need to get a personal loan through Wells Fargo Bank


Personal Loans in canada?

What is the best online loan to get n canada for no credit and guaranteed approval?


Can you cancel an auto loan within 24 hours in VA?

Hi, I have signed all the paperwork and now I changed my mind(yeah I know I am dumb), what can I do to cancel my auto loan? It is been only 10 hours.


Is a Debit Card the same as a Credit Card?

Can you use a debit card like a credit card when ordering something online?


What does VOD, and VOR mean in the mortgage business?


Will Bank of America give me a small, SECURED loan with TERRIBLE credit?

here is the scenario: i want a motorcycle that is $4,000. i have $3,000 cash in my pocket. i have terrible credit and do NOT qualify for a loan. i can afford to pay the $1,000 difference within 4-6 months, maybe even sooner. SO, if i present them with this offer, including agreeing to paying whatever insane amount of interest that they want, will they accept it? obviously the bike’s title would remain theirs until i paid it off, so if i didn’t pay them back then they would re-po it and essentially have a free $3,000. is there any reason why my bank WOULDN’T do this? check my stats, i always select the best answer.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did they use my lowest credit score for an auto loan?

I just reviewed my credit score info after the fact of securing a auto loan and am very confused. I have 3 scores of course which are 657,647,621. When the dealer gave me my credit report it only showed my lowest score from Equifax. It’s not until just now when reviewing my full report from a recent Refi I see I have two much higher scores. Can anything be done now? Can I call and argue with the bank? Or am I screwed here?


When / How can I change the cosigner on my mortgage?

Need a cosigner as only one of us has an acceptable level of credit. Leaning towards a family member but want to make their commitment as brief as possible. As soon as both of our credit scores attain the acceptable level we want to switch the cosigner from family member to the two of us living in the house. Can’t find any answers through online searches so I thought I’d give yahoo ask a shot. Is this as simple a process as it sounds?


Auto Loan experts, I need help?

I am a new graduate/new hire for a good company. I need a car right now but I don’t have a lot of money to put down, specifically not more than 1000. A friend recommended I check out Kia or Ford and that they have their own financing for new cars where the down payment will be really low. I can afford a monthly payment of 150 to 200, possibly even a little more…but not more than 250. What kind of options am I looking at? I tried financing a used 2002 Honda the other day and I had a horrible deal, 2,085 on the down payment and monthly of 135. Can you please guide me where I should look? Thanks in advance


Natwest student credit card cash advance?

Hi, I have a natwest student credit card, with a £500 credit limit, and on the website for the card it says Your Student Credit Card gives you access to £250 each day


Help me to make a letter for cash advance?

my wife is pregnant and i want to request for cash advance in my office plsssssssss help me how to make a letter for cash advance


What happens to my investments if the mutual fund company goes bankrupt?

I have recently invested in a mutual fund but there have been rumors that the bank might go bankrupt. In that case what will hapen to the investments that I have made? Also as per the policy, I cant pull out my money for a minimum period of 3 years.


What happens if you max out your credit card ?

i have a 500 limit card and i plan on using 350 off it to buy a phone, i always pay back in full i was just wondering if it would lower my credit score ?


Why can’t I get my credit report?

Additional info: I owned and sold my home this year. I have investments and bank acct. I just don’t make credit transactions. I’m one of those crazy people who walks into the car dealer and gets a discount with a cash offer. Everything I do is in my name and I don’t want credit, just want to see how they rate me since it is my right. Curiosity killed the cat and I’m not giving them my life history.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I NEED LOAN IN DUBAI?

My salary Dhs.11000 i need loan pls any one can help me


I need to get a loan for like 1000, but i need more time than a payday loan. please help.?


Auto loan decline bc of recent mortgage trade open. what is that ?

just checked my credit report and it does not show any mortgage. because i do not have one.


Will I be charged a cash advance fee if I use my Wells Fargo credit card at Bodog?

I’m not talking about my debit card but my Wells Fargo Platinum credit card.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who do I go to for a bankruptcy loan?

I’ve learned that it costs money to file for bankruptcy. I think a little less than $350 if I do it myself and $1,300 if I go to an attorney and they take care of most of the paperwork for me. Problem is, I don’t even have enough money to file for bankruptcy where’s I’d do it myself. One of the loan agencies that I’m paying back that’s part of my major debt won’t let me borrow if it’s for bankruptcy. What do I do? Who do I turn to for this? At this point in time, wiping away my debt is the only answer. I know my credit will be shot for the next 5 to possibly 7 years, but it’s the only real option I have right now because I can’t afford to back back my creditors at this point in time. Any help would be greatly appreciated.


Will Bank of America give me a small, SECURED loan with TERRIBLE credit?

here is the scenario: i want a motorcycle that is $4,000. i have $3,000 cash in my pocket. i have terrible credit and do NOT qualify for a loan. i can afford to pay the $1,000 difference within 4-6 months, maybe even sooner. SO, if i present them with this offer, including agreeing to paying whatever insane amount of interest that they want, will they accept it? obviously the bike’s title would remain theirs until i paid it off, so if i didn’t pay them back then they would re-po it and essentially have a free $3,000. is there any reason why my bank WOULDN’T do this? check my stats, i always select the best answer.


Best payday loans?

I need a payday loan but there are so many sites I don’t know which one is the best one. Which one has the lowest fees, no credit check and I can get at least $1000? Also, I would like to find one that doesn’t make you pay the WHOLE loan back with one paycheck. It lets you spread it out a little. Anyone have any ideas?


What is the song that keeps popping up in your head, the one you can’t stop humming?

Angus I love this one- NOW INSTEAD OF LOOKIN FLY AND ROLLIN FAT MY LEGS ARE STICKING TO THE VINYL AND MY POSSE’S GETTING LAUGHED AT

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am 23…should I file bankruptcy?

I am unable to move in with my parents due to the fact that they are divorced and have new families. I have been living with my boyfriend for almost 6 years and since he lost his job last year and we got kicked out of our friends house, everything has gotten very difficult. I have a good paying job but its just not enough. I am a good, honest person who is just having a lot of difficulty and I cant catch a break no matter how hard I try.


Can you get a auto loan if your credit score is 530 and you had a repo of a car in 2011 that wasnt paid back or taken care of?


Is this how buying a car on ebay works?

I am buying a used car on ebay (i live in arizona, seller lives in alaska) This is what he told me in an e-mail how the transaction would work. Can anyone confirm/deny this? Seller: The payment will be done through eBay.You will send the money to eBay and as soon as the payment is confirmed they will notify me to proceed with the shipping. I will ship the car, you will receive it and you will have 5 days for inspection, both the car and the paperwork and the option to accept or reject the car.The inspection time period will begin as soon as you sign for receiving the car at your requested address.During all this time eBay will hold the money into a trust account.So, this is not a blind transaction,you can see the car before decided to buy it.If you are satisfied with the car and decide to keep it you inform eBay about this and they will release the money to me. If the car is not as advertised and decide not to keep it eBay will refund you the money, no questions asked, and shipping back the car will be my concern. I think this is more than fair for the both of us.Please take into consideration that I will get paid only after you receive the car and make sure everything is as agreed.


How can I check my credit score for free?

I know there is something now that you are allowed one free credit score a year for free. Where is that at? And it’s really for real right? I’m sorry but I’m just nervous about giving my information online but I need to look up my score.


Auto loan poor credit?

i am looking for an auto loan with poor credit but i am looking for zero down out of pocket


Credit Card Companies can’t verify address?

My boyfriend has been trying to get a credit card for over a year now and every credit card company (or store credit card) he has applied to has declined him because they can’t verify his address. How is this so when he is giving his correct address?


I want to file bankruptcy?


Do you know of any good unsecured loan lenders for people with less than perfect credit?

I am 21, full time employed and have little credit history. I have a loan for my car but no credit cards or overdrafts. I have been trying to find a loan of around £1500 over 2 years for home improvements and to pay off my council tax annual bill, but have had my fingers burnt with a broker whom i paid £50 to and got guaranteed a loan only to find the lender needs a guarantor which the broker promised would not be required. I would like to go direct to a lender, but only seem to be able to find brokers via google. I have an experian credit score of 757. Do you know of any lenders who have a smooth process? Many thanks


Auto loan, no cosigner..?

I asked a question yesterday. Basically the car is 9,000. I make $800 a month & I’ve been at my job for a year. Credit score is 648 but I’ve only had credit since August. If I put at least half down I still wouldn’t have a chance of getting approved without a cosigner? That would put my monthly payments under 150 even with high interest. Is there any possible way to get approved without a cosigner?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can banks show up at your door during bankruptcy?

in the state of ca…can banks show up at your door during bankruptcy provokating?


Will Bank of America give me a small, SECURED loan with TERRIBLE credit?

here is the scenario: i want a motorcycle that is $4,000. i have $3,000 cash in my pocket. i have terrible credit and do NOT qualify for a loan. i can afford to pay the $1,000 difference within 4-6 months, maybe even sooner. SO, if i present them with this offer, including agreeing to paying whatever insane amount of interest that they want, will they accept it? obviously the bike’s title would remain theirs until i paid it off, so if i didn’t pay them back then they would re-po it and essentially have a free $3,000. is there any reason why my bank WOULDN’T do this? check my stats, i always select the best answer.


I have direct deposit. If my payday falls on a sunday can my employer with hold the money until monday!?

i used to get a regular check but had to wait until monday to gey it if payday fell on the weekend. I got direct deposit because i thought it wold be deposited even on the weekend


Is there a truely free credit report?


Does Eminem have enough money to help Detroit not be bankrupt?

Since Eminem is from Detroit and they recently went bankrupt, I was wondering if he has enough money to help them to not be bankrupt. You would think he would want to help the city where he grew up in. He’s filmed some of his music videos there and doesn’t he have a house there too? I know his networth is millions of dollars. How much money does Detroit need to recover? Are they totally screwed or is there something they can do to not be bankrupt? I’ve never been there but I care about where people live. It could happen to any city. I’m also a huge fan of Eminem and I wanted to know if anyone knows how he feels about this situation. Thank you for answering my questions! 🙂


Which is the best website to check…..?

my credit score??? Is it free to check or is there a fee?


What parts of the Indian subcontinent are best suited for settlement and why?

im pretty sure the answer is the land near the Indus and Ganges rivers, because they make fertile soil, so people can farm. is that right? if so, what is the right answer? PLEASE- no rude comments!




















































Is it possible to get a auto loan in Georgia with terrible credit and no money down?

Is it possible to get a auto loan in Georgia with terrible credit and no money down?

Hubby and I just brought a house, so $$$ is way tight and both of out paid for cars died withing a week of each other. I can keep renting cars, but I know that my FICO is horrible.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Need a computer for school how to get one for free?


Where and how can I get my credit score and report for free?


Payday Loan Nightmare, PLEASE HELP?

I took out a 250 dollar payday loan (Not the kind where you use a check) and about three weeks later my job started cutting hours , now I only make about 200 a week and struggling very badly, but I do give them at least 5 or 10 dollars here and there which is pretty hard to do at that seeing as I cant even put food on the table and barely pay the mortgage, But they continue to call me and harass me at work threatening to have me arrested for fraud and they also threatened to have my wages garnished also making my employer frustrated with me for having so many calls, this is very scary and If I had the money I would pay them. I understand that I am responsible to pay it back and I am trying , I have been looking for a second job like crazy but nothings turning up IM SCARED AND DON’T KNOW WHAT TO DO , someone please hep or give some advice as to whats going to happen to me, thanks for your help


How long is best buy (the store) open till?

Help me out plzzz!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the usual APR on auto loans with credit a little bad?


Has anyone used one of these internet loan companies -?

Could anyone tell me if it is okay to use these internet loan companies – I need to obtain a small loan urgently – a lot of people say they are okay but still not sure if it is safe to use them. has anyone used Nicole Kidman or Davidson Roberts before to obtain there loans – if so are the safe!


Should I settle credit card debt? Pay in full? What are my options?

I wanted to know what my options are in terms of settling old credit card debt. The debt was charged off in september of 2009 and now they are looking to seriously collect as I recieved an official summons” with no court date. I called the lawyers office who are repesenting the creditors and they said I can still mediate the account by writing a letter stating how much I can settle for or how much can I pay monthly on the account and they will report to the court the agreement and cease legal action. Is this really the case? or do i automatically have a judgement/lien against me being the fact that they took the step to start action with a summons. Called this morning and he said it is just the initial step. How do I approach this? Should I write a letter to settle the account? For how much? Should I pay monthly and then settle later on or pay in full over time? I cannot afford to pay in full up front. Just graduated in 2008 but just started working full time.It is an old debt and credit cord from my college years coming back to haunt me. I use to make regular minimum payment without missing a beat until mid last year and then they charged it off. Now it is at a collection company who is now being represented by a collections attorney company. I am interested in pay for delete off my credit report but do understand that it would remove my oldest credit account on my report which would negatively affect me. How should I apporach this and what should I state in my general repsponse letter to them?”


Is it possible to get a auto loan in Georgia with terrible credit and no money down?

Hubby and I just brought a house, so $$$ is way tight and both of out paid for cars died withing a week of each other. I can keep renting cars, but I know that my FICO is horrible.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


HOW DO I DELETE MY TRANS UNION ACCOUNT?

I NEED HELP! THIS TRANSUNION.COM THING FORCES ME TO PAY AFTER 30 DAYS. I NEED TO KNOW HOW TO CANCEL MY ACCOUNT. HELP?


What is the best way to get rid of depth, consolidation?

I have maxed out on my 2 cards and they total about $12,000. I am trying to find information on consolidating my depth and I heard that they can sometimes erase your depth? Just need some info and any experience since I heard that I am not the only one who has ever had this problem beofre, thanks.


Are there ANY places to get a cash advance or loan in southern california without a bank account?

I am working but I haven’t had a bank account in years.


Is it possible to remove credit inquiries from my credit report?

Over the course of about three months I went on a desperate auto loan shopping spree. I was trying incredibly hard to get approved under my own name with only a year worth of credit history because I have no willing/able co-signer. I’ve recieved about 20 inquiries and my credit score dropped over 50 points from the original 730 I had, bringing me from excellent credit to between fair and poor. Now I know that people usually say that you should stay away from credit repair” agencies. However


Bad Credit Loans & Credit Repair?

I am looking for a LEGITIMATE company to get a bad credit loan through. I have an ex that destroyed my credit, I would like tom look into credit repair. Maybe even get one loan and pay off all my small ones. I’d love suggestions! Thank you =)


Getting a payday loan using financial aid as collateral?

I’m a college student who wants to rent a room off campus. The problem is I need $1,000 for rent and deposit. I’m going to be receiving a $2,000 financial aid refund this semester, but that won’t be coming until 2-3 weeks into the semester. I know these payday loans places usually want a pay stub, but would financial aid suffice?


What fish has teeth like a comb?


Is there any auto loans I can get with only $1600 a month gross income and no co-signer?


Is it possible to get a auto loan in Georgia with terrible credit and no money down?

Hubby and I just brought a house, so $$$ is way tight and both of out paid for cars died withing a week of each other. I can keep renting cars, but I know that my FICO is horrible.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I filed Chapter 7 bankruptcy last year. Do I need to reflect this on my tax return? What steps should I take?


Who has the best service for checking my credit report over the next year..thanks?


What will happen if there has been a fraudulent charge on my credit card? please help!!?

there was a fraudulent charge on my credit card and i called the bank and they are investigating. a few day later i found out my son had used my credit card. what will happen to him? will he be in trouble with the cops? please help.


How can i find out if a company files bankruptcy?


WHat rights a company has to collect collateral after a bancruptcy?

In November 2010 I filed for a full BK. In January 2011 the BK discharged. In March I was contacted by a lender stating the loan was secured and they had rights to collect the merchandise. They offered me the option of paying the loan but I chose to surrender the merchandise, as it’s not worth anything close to what they want me to pay. Here are my questions. 1. Do they even have a right at this point? They had an opportunity to collect and fight a lift stay when I filed in November. Are they not now barred to collect? That is why a debtor who intends to continue to use the collateral in its bankruptcy estate cannot afford to ignore a lift stay motion. a. I am considering ignoring them and then dispute it on my credit since they are listed in the schedule and no reaffirmation was signed. 2. How long do they have to collect? There has to be a limit that the courts would consider reasonable. Such as I told them to collect and 90 (or 180 or whatever) days they still did not collect therefore they no longer have legal rights. 3.Can they still come after me for the difference in the value compared to what I owe on the loan despite the fact it was claimed in my BK papers? After dealing with this company (Jayco Acceptance) I know they are very shady and I am confident they will stop at nothing to make this difficult. Even to the point of breaking the law since as a consumer we are have limited resources to fight, and often don’t know what the law is.


Question about DESERT SCHOOLS FEDERAL CREDIT UNION…?

i just got an accoun there and was told they ran my credit to make sure i am approved to have an account there. i was. so if i was approved for a checking and savings account there… would i be approved for a credit card through them? i got my free credit report online and i says i have no credit… so i was just wondering? thanks


Where can I find a loan shark? FAST????

Am a part time college student in need of my own place and fast I can’t handle it here anymore because I feel like am dying inside always. I just had my 15 year old sister put in jail because she wanted to kill me with a knife because she thought I had touched her PC….sad. And now my family is upset (am 18) with me….no one ever loved me in this family so am pretty much has always been alone but existed it amazes me am alive each day… I need a loan shark and don’t care about the risks of one its either me die here or have my own place and pay them back. I need enough for food,place,clothes. But will work within three weeks so I can start paying back then slowly but it will be paid….I have bad credit that I messed up at 16 and wished my mom wouldn’t have let me get one but in general I need a loan and fast! Please : (


Loan application. telephone, online or in person which is best?

I’m considering a loan and would like to know if UK banks and other loan companies are more likely to accept an application if it is by telephone online or in person in the branch. or does it make no difference

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have no credit, and just got my first credit card with a $600 limit, what’s the best way to build credit?

So I’ve never had a credit card before and I think either I have no credit or bad credit due to missing utilities bills a couple years ago, but I wanted to get one to build my credit. I got approved today, and it has a $600 limit. What’s the best way to build credit? Would it be like: 1) spend a lot (like $400 or $500) and then pay it back slowly, so I’m doing monthly payments, or 2) spend a lot and pay it back really quickly, like in a month or two, or 3) spend a little bit like $100 or $200 and pay it black slowly, or 4) spend a little bit and pay it all back immediately? …or any variations of the above, because I have no idea. My friend said it doesn’t matter how much you spend, as long as you’re paying it back monthly- whether you’re working on paying back $1000 or $100 doesn’t matter, and he also said that it’s better to pay it back slowly over a long time period, that’s better to build credit. I just want a second opinion. Thank so much for your help!


Where can i check my credit report for free?


What are the best Shiny Toy Guns songs?


Kaplan University Online, Good or Not?

Okay so I’m starting college this month… but the college I enrolled in is… not the greatest. 1 college for three cities, it’s packed and It’s next to impossible to get classes. It’s the only college in town aside from an SDSU extension and they aren’t accepting freshman for Spring 2012. I somehow got contacted by Kaplan U… and I was thinking of transferring next semester… Is it a good online college? I’m not thinking of staying there, just doing my requirements & then going somewhere like SDSU.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there any way to find out if you are bankrupt in another country?

This sounds quite odd, but I would like to know if anyone has any idea if you can find out whether or not you are bankrupt in another country? Long story short I lived in Canada, started the process of bankruptcy and never finished paying for it, left the country. It has been 3 years since I left. I am aware that my credit is not in good standings, but would I be bankrupt even if I didn’t complete the bankruptcy?


Is it possible to get a auto loan in Georgia with terrible credit and no money down?

Hubby and I just brought a house, so $$$ is way tight and both of out paid for cars died withing a week of each other. I can keep renting cars, but I know that my FICO is horrible.


What is the PA statue oflimitations on a payday loan?


When should I apply for another credit card?

My CS is a 637. I have one item in collections, have a secured credit card (for about a month now), plan to buy a car in about a year but need to build my credit first. How soon should I start applying? I also want the card to have time to grow/increase in credit limit. The secured card is my only credit card and I want to get another CC so that I can extend my credit. I qualified for the secured card with a 540 (paid off car loan since then and my score jumped to 637). Not sure if I would qualify for an unsecured card yet?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


CAN I COMBINE MY PERSONAL LOAN INTO A MORTGAGE?

I WANT TO BUY A HOUSE SOON AND WAS WONDERING IF THAT LOAN CAN BE PUT INTO THE MORTGAGE SO I DONT HAVE TWO BILLS TO PAY? I KNOW THAT LOAN WILL COST ME WAY MORE IN THE LONG RUN..BUT WILLING TO DO IT FOR THE HOUSE..


How do I remove the secondary person on my auto loan without refinancing?

What are my other options with bad credit?


What would be another alternative beside filing for bankruptcy?

I am unemployed looking for a job and owe over $60,000. I am desperate.


How do I deduct my loss for stock purchased when a company files for bankruptcy and stock is worth zero?

I purchased stock during 2010 in a company. Prior to the end of the year the company went bankrupt and the stock is worthless. How do I deduct this loss off of my taxes? Can I still deduct the loss if I can’t itemize?


Why were jews treated so badly?

Hi I am doing research on why Jews were looked upon as devils back in the 13th century? Do you know a good website that could help e with this topic? Thanks! 😀


Where can I cash a Western Union money order?

I live in Ohio. I’ve went to 5 different places that SELL Western Union money orders, but will not cash it unless it came from that place. Tell me, if I had a money order that came from a store, why would I want to cash it at that store? WTF is the point of getting a money order & then cashing it from the same place? But, I’ve tried everything. This is ridiculous. Where can I cash it? Cuz dumb me went ahead and mailed out the package to the lady that sent me the money order. So now if it’s not a legit money order, I’m screwed. So someone tell me.


I dont have established credit yet and its been hard for me to get a car loan…?

I only have 2 lines of credit with the oldest one being only 5 months. What are some things i could do to finally see an actual number on my report?


Can I consolidate a PLUS loan, my direct student loans and a private loan?

I have way too many loans. Thankfully I finished college and got a good job. I heard that since the PLUS loan is in my parent’s name and the rest are in my name, I cannot consolidate. Can anyone help me out here? thank you.


Credit score of 730?

I have a credit score of 730 and i’m 21 years old. Is this good or bad? Also i’m trying to find a card that has 0% APR for about 12 months because i want to buy something but i dont have that kind of money now.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best home loan lenders in WA.?

We are looking to buying a second home so that we can rent this one that we currently live in ….hopefully….Anywayzzz…I was wondering who you consider a good lender….Aussie homeloans? Who?


Is it possible to get a auto loan in Georgia with terrible credit and no money down?

Hubby and I just brought a house, so $$$ is way tight and both of out paid for cars died withing a week of each other. I can keep renting cars, but I know that my FICO is horrible.


Would paying off a collection in full increase my credit score?

My credit is at 605 and i just paid a old collection that keep marking me every month as unpaid. Would this increase my credit score.


We all know their songs, but have you ever gone to free credit report .com?


Can a creditor send a debt after bankruptcy?

I just got discharged from a chapter 7 bankruptcy. All my creditors that were on my credit report have been discharged. A creditor for an account in 2005 has sent me a notice to collect. It was not discharged because they did not put it on my credit report for 2010. Can they still collect?


How long does it take for a personal loan to be approved?

Oh and to any spammers wishing to offer me a loan…don’t.


Torrent websites you don’t need to sign up for?

So I just got Utorrent, but it seems the only website I can get any torrents from without having to sign up or give my credit card info to is thepiratebay.org. Are there any other websites like that?




















































Is there a way I can get a 20k loan with terrible credit?

Is there a way I can get a 20k loan with terrible credit?

My fico score is currently like 450. My debts are right around 18k. I am deliquent on everything. I am wondering if there is a spot I can get a 20k loan to pay off all past debts then just have the 20k loan out there to repay? I would have to go alone, I don’t really have anyone that can co-sign for me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Auto loan from credit union?

Is it easy to get an auto loan around 5000$ when I have no credit because I’m currently 17 and will be 18 soon and I need a car, so will it be possible for me to get a car once I’m 18 and if not, how long will I need to build up my credit for before I can get a loan.


What type of laundry detergent is best for grease, powder or liquid?


How can i get a bad credit dental loan?

someone suggested www.prosper.com but it seemed shady to aske me for my social secutity abd bank infomation to join. are there any financing options or banks for dental loans when you have bad credit?


Will credit cards hold off payments for a month while I switch jobs?

I got laid off and have another job coming up but I won’t have money for a month. I know most credit card companies offer a hardship program but I’m not really looking for that as I believe they will want me to close the account and stuff. I simply just want billing to be put on hold for a month and it can resume from there. Is this something I can have done? I’ve never really missed a payment or been late.. here and there but overall I pay my cards so I don’t have awful history or anything.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get a payday loan with just my debit card?


Do they really cut up your credit card like they do on TV?

If your credit runs empty or expires, does the store actually cut the card with a pair of scissors or is that just made up for the sake of the show? And if it’s made up, then where did that concept come from?


Anyone used Credit Acceptance Corporation for car loan?

I have poor credit, thanks to a recent divorce….. I have the opportunity to buy a car with Credit Acceptance Corporation, but since its one of those we approve everybody” companies


Is there a way I can get a 20k loan with terrible credit?

My fico score is currently like 450. My debts are right around 18k. I am deliquent on everything. I am wondering if there is a spot I can get a 20k loan to pay off all past debts then just have the 20k loan out there to repay? I would have to go alone, I don’t really have anyone that can co-sign for me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can we get the free credit reports online?

How can I get a truly free credit report online?


I need a payday loan asap?!!! Help?

I have a checking account but don’t have checks…What can I do?


Does it make a difference to an attorney which bankruptcy chapter you file?

Hi, would an attorney push for chapter 13 instead of chapter 7 bankruptcy? Do attorneys benefit when filing different ways? Do they make more money one way over the other? Thank you


Bankruptcy fee question… $2200-2500 quote?

after the 1st answer… figured i should add more detail .. i got a car as an asset for now and that’s all i got. i work as an office admin so the job isnt paying much. 4 loans involved in 2 houses… it’s all because of my sibling who screwed me over. i worked hard to make ends meet and well, long story but anyways yeap


What documents does Capitalone.com auto loan request?

I heard you have to fax something to them?????


Can I finance (with an Auto loan not a personal loan) a 7 year old car?

My income is good…no debt presently paid off all student loans. I’m in the military and I make 2k a month but I have no housing, dental, or health costs, and very little food costs I only pay for food when I want to I can eat for free if wanted to all the time. But thanks for assuming I was a broke idiot kid.


Where do you rank the Free Credit Report Band in the list of greatest bands of all time?

* THEY


80 difference from one credit reporting website from the other?

I have had mycreditinform.com through my credit card that reports through Experian, then wanted all 3 scores so signed up for truecredit.com. Both report using Experian, but its 80 points different. I applied for a loan and was told my score was much lower. Can anyone explain these differences to me? Should I cancel both and only check my report once a year?


Is there a way I can get a 20k loan with terrible credit?

My fico score is currently like 450. My debts are right around 18k. I am deliquent on everything. I am wondering if there is a spot I can get a 20k loan to pay off all past debts then just have the 20k loan out there to repay? I would have to go alone, I don’t really have anyone that can co-sign for me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a $25,000 home loan who will give it to me?

i live in missouri i’m moving to st. louis city to a house for 25,000 and i want to barrow 25k at five percent fha first time home buyers and all that **** i’ll get 2,500 at the end of the year for first time home buyers tax credit i know all that but what lender will loan me a first mortage of 25k? golden oak lending told me nothing under 60,000. what’s the deal? who should i call? i’m supposed to get 25k lent at 5 percent for 30 years fixed. but i can’t seem to find by who….do you know what i should do?


Is it hard to get approved for a Capital One auto loan? I’m asking because my credit isn’t all that great.


How do you file an answer to a complaint in bankruptcy court in Virginia (Eastern District)?

without a lawyer… is there a form online?


How to check a credit report easily and free?


Will my auto loan cover a little extra?

I’m pre-approved for $4000 but what if my car costs a couple hundred more? Or what if tax, title, license puts it a little over $4000?


Which website is the best to get a free credit report from?

I know there are a lot of them out there but, I don’t know which one is the best.


Where can I look at both of my credit reports for the least amount of money?


I want to trade in my truck, but I’m upside down. How does this work?

My truck is worth $6965 according to Kelley Blue Book. I owe $12637 on my truck. I’m wanting to trade it in for a car, but I’m not sure how being upside down would affect me new payments.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am thinking about filing for bankruptcy, will it affect my social security benefits?

I am about to retire next year and I am absolutely drowning in debt that I have FAITHFULLY tried for over 30 years to get rid of. I am getting older and I think its time for me to face reality. I want to file for bankruptcy and pay using that system instead, can I still receive my social security benefits?


I have $85,000 in medical bills, i have paid 45,000 + some credit card debt, should i file bankruptcy?

last year my wife changed careers, we risked no insurance for 2 weeks, i had a heart attack in those 2 weeks, almost $120,000 i am doing ok, i have depleted our saving, sold my 57 nomad, and cashed in my life ins., to pay the bills. these wolves still call everyday wanting me to increase my payment(to over $400 i have 2 different bills wanting this much) i cannot afford this


If I refinance an auto loan, can I add a bill to the loan amount??”


If I would use freedom debt relief company would that ruin my credit rating like a bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I file for bankruptcy for my $80,000 credit cards debt cuz I lost my house and business?

haven’t used credit cards for a year just making the minimum payments


Is there a way I can get a 20k loan with terrible credit?

My fico score is currently like 450. My debts are right around 18k. I am deliquent on everything. I am wondering if there is a spot I can get a 20k loan to pay off all past debts then just have the 20k loan out there to repay? I would have to go alone, I don’t really have anyone that can co-sign for me


How can I view/check my credit score, for free?

I want to check my credit score, for free, online, if possible. What site would I go to (secure/trusted site)?


When going thru a bankruptcy, whose responsibility is it to obtain the reaffirmation agreement for a vehicle?

Is it the responsibility of the attorney who is representing you, or is it the responsibility of the person going thru bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know whre a person with shitty credit can get a 5k loan?


Annoying Telemarketers Call’s All Day With Indian Accent?

So I applied for a Payday Loan from a reputable source (CheckNGo) last night. Being that it was late I figured Id go to bed and check the status tomorrow. We’ll I woke up to an annoying call at 430 in the morning by a man with what I am assuming an Indian accent calls saying that i was approved for a $15,000 loan, the man knew my name and everything. I told him he had the wrong number. 7 hours later and 23 calls later, the same group (i am assuming its a group cause background noice and all had Indian sounding accents) wont stop calling. Each one says the are from different companies but with all the same BS story. This is my call log from 4:27 am PST to 1:19 pm PST. 321-329-5868 Florida Unknown 773-747-8169 Illinois 321-329-5868 Florida 917-387-3441 New York 708-582-7156 Illinois 210-757-0833 Texas 213-814-4183 California +1800 ( that’s exactly how it came up ) 321-329-5868 Florida 330-775-3958 Ohio 773-747-8169 Illinois 321-329-5868 Florida 401-648-7436 Rhode Island 845-445-4952 New York 215-277-2114 Pennsylvania Unknown 321-329-5868 Florida 210-757-0833 Texas 213-814-4183 California 321-329-5868 Florida Unknown 401-648-7436 Rhode Island Does anybody know how to stop this or what I should do? This is extremely annoying and Ive placed the numbers on the reject list but I cannot do that with the unknown number. So they have been blowing up my phone with UNKNOWN numbers now. PLEASE HELP


How does bankruptcy effect ones ability to get student loans?

I know you can’t usually include student loans in a bankruptcy, but what if a person files for chapter 7 and then wants to go back to school? Will they be able to get loans for school?


How to know what is affecting our credit score?

my application for CC is getting decline with error saying didnot meet credit bureau standards


What is the website where I can get a free credit report from the top credit report bureau?

This website gives you one free credit report once a year/every 12 months?


Stop payment on credit card from a scam?

Well I’ve already allowed MyMoneyPlanT/Google work from home placing ad on the internet and they will pay you. All I had to pay was $1.95 to Access information to get started. I been reading the complaints about this then in the news on the internet from Las Vegas a woman says she is making money doing what people are saying is a scam? So what is real I don’t know but I don’t want my credit card charged for other things with this program.. So what should I do to stop this from happening? HELP!


Statistics Question!?

Interest rates for home mortgages have, in general, declined during recent months. With the apparent favorable influence for new-home building, there seems to be a clear relationship between x = the prevailing mortgage interest rates and y = the number of new houses being built per month in a midwestern city over a period of 18 months. A scatterplot of the data collected shows that the linear model is appropriate. The equation of the least-squares regression line is Number of new houses = 672.89 – 30.65 × Interest rate and r 2 = 0.49. What is the correlation coefficient between Interest rate and Number of new houses being built?


How can I find out who belongs to a set of credit card numbers I have?

I’m not trying to do anything illegal. Someone I don’t know ordered a sex toy for me using a credit card I don’t recognize, but which has my name on it. To add to my embarrassment, the e-mail of record is my wif’e’s work work e-mail. It’s possible that it’s an old account that someone reopened. I’ve had a lot of credit card accounts over the last two decades.


Can son avail home loan if the property is in the name of father?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I automatically get my Fico Credit score by May?

got my first credit card by discover in october, i had my first two payments so far, january and febuary. I logged onto my free credit report.com and say that I had a 690 credit score. Someone told me that isnt the real credit score that matters, the one that I am suppose to get is the Fico. So my question my 6months will be up by May and do I automatically get that score and will it be as high as the one i have now?


Is there a way I can get a 20k loan with terrible credit?

My fico score is currently like 450. My debts are right around 18k. I am deliquent on everything. I am wondering if there is a spot I can get a 20k loan to pay off all past debts then just have the 20k loan out there to repay? I would have to go alone, I don’t really have anyone that can co-sign for me


Were too obtain a free 100% free credit report?

yees can someone please give me a link were i can get a no hassel free credit report at thank you


How much do you make if you qualify for a $135,000 home?

That’s with no down payment, and perfect credit. About how much a yearly income is this? Just curious.


Does Equifax have a address in Houston,Tx.?


Cosigner for my car loan is filing bankruptcy?

Me and my sister cosigned on my car a couple years ago, I’m the only person on the title of the vehicle. Confirmed by my bank when I was trying to refinance it, that didn’t work she is still on as a cosigner. She is now filing bankruptcy and has me worried that the bank will try and take the car because she must give up possession of her property (obviously the vehicle is not in her name)from what I understand. What is the banks action, will they force me to refinance? I owe half of what the vehicles worth.So their is plenty of equity for the bank to see as a way to double dip. I dont know just a bit nervous. What will happen. I’m in texas by the way.


Credit Question. Something that went in collection in 04 would it show on my credit now? What can i do?

I had a $190.00 bill go into collections from a phone company in 2004. Recently i recieved a letter insisting on payment. I can’t seem to find that letter now. Would this be on my credit report? I would have otherwise REALLY good credit without this issue on there. How bad would it affect my credit score? Also, any suggestions on making this collections issue go away and have it not go onto my credit report? Any suggestions, help would be appreciated.. Please don’t waste my time with answers like just pay it” or “shoulda paid it” I already know the obvious! 🙂 Thanks!”




















































I have terrible credit score but i need a loan today can you help me?

I have terrible credit score but i need a loan today can you help me?

i do not want to borrow from a payday loan. i do not have any colataral to use either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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What is the best mortgage company in New Jersey to refinance with?


Could i still have the hope to have my credit card application approved?

i have recently been declined by hsbc bank credit card application and for the ssecured card.but cople of weeks later i received a letter from them saying: we have received your application, and would like to process it as quckly aspossible; however, we were unable to verify the following information: address name social security # is there any sign of posibilities if i call them they would get my credit card approved??


Can i use a debit card to order things online?

i have a benificial debit card, i was wondering if debit cards work to order things online (im trying to buy hair dye, but no one has the kind i want, so i was trying to order it)


Credit card debt went to collections, what to do?

I have $10,000+ in credit card debt. My first Credit card of $2000 just went to collections. I am unemployed and cannot make any kind of payment. I’m flat out broke. I doubt I will be able to make payments any time in the immediate future. My last payment to the original creditor was a little over a month ago, and I just received a letter from the collections agency informing me that they have taken over the debt. Should I file bankruptcy? My questions are: – What is the typical process and timeline with collections? – Will they come knocking on my door or will it be limited to calls and letters? – The letter from them says that I have 30 days to challenge the validity of the debt. Whats the significance of this? what should I do? Do I have to call them? – Should I communicate with the collections agency at all? Will it help to talk to them? – The only asset I have is a car that I own outright, worth maybe $6000. ***Can they seize my car? Finally, any other thoughts or advice about this you might have. I’m in the US, state of CA. Any help would be appreciated. Additional Details Right now I have no means to even start paying it in full. If I get some kind of full time income in the next few months, then I would be able to make some kind of arrangement towards that end. For now, I am looking for the best way to deal with them in the absence of any means to pay.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

GradPlus Loan?

Im going to law school next semester and the only thing that worries me is not being able to get a GradPlus loan because of a credit check…I dont know what my credit score is, i just graduated from college so I’ve never worked full time, however, Ive paid off about 4 grand in student loans already from college, and every month for 3 yrs my credit cards are paid off w/o ever receiving a finance charge……Has anybody personally or know someone that has been turned down for a GradPlus Loan? Serious answers please


Getting a mortgage at 18 in the UK?

I’m 17, turning 18 in December and i am really thinking about my future. I have started putting some cash away in a savings account for my future to help contribute. I start a apprenticeship in July and i will be getting a set wage plus commission. For the rest of this year i am still going to put money away in my account. Im thinking about getting a mortgage sometime next year, do you think ill get one? By then i should be an qualified employed hairdresser.


How can I get old medical bills settled off my credit?

I have 3 old medical bills from 4 years ago haunting my credit ranging from $1100 to $2000 each. Is there anything I can do to settle with them or try to delete them off. Where can I find self help or letters to write etc..any input would be great.


I have terrible credit score but i need a loan today can you help me?

i do not want to borrow from a payday loan. i do not have any colataral to use either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score is 743?

Im a 18 year old and my credit score is 743, i know thats pretty good and i established my credit through being a authorized user on my moms credit card for 2 months, i applied for a Bank of america cash rewards card and got instantly approved with a $2,500 limit and 12.99% APR(lowest for that card possible) how do i maintain a score like this other than pay bills on time because i will pay in full every month, should i take off myself from my moms credit card? and also could i get a car loan with this score?


Question regarding debt consolidation loan?

I currently have the following debts: 3400 on credit card (6000 limit) 2300 on credit card 2 (2500 limit) Loan 5800 My credit score is currently good on experian I applied for a loan to put all the debts together as credit cards are heading into high interest rates soon and was rejected. My question is – as I have so much available credit on cards – could the loan company be rejecting me because if this? Would it be worth me bringing combining the credit cards onto credit card 1 and closing credit card 2 or is this pointless? Sorry if the above is not clear What I meant to say is are the loan company worried about giving me more funds when I have easy access to funds on my credit cards. Thanks


Torrent websites you don’t need to sign up for?

So I just got Utorrent, but it seems the only website I can get any torrents from without having to sign up or give my credit card info to is thepiratebay.org. Are there any other websites like that?


What does betting against the yen mean?

http://online.wsj.com/article/SB10001424052748703328404576207272244459198.html?mod=WSJ_economy_LeftTopHighlights


Who offers best mortgage rate in ireland?

For first time buyer over 30/40 yrs


What is the best credit card to have>?

Wanting to build credit.


Did General Motors” (GM) go bankrupt?”

How’s the situation now? And what do they actually have to do with Opel?


How much money could i save by refinancing my auto loan?

about 6 months ago i bought a vehicle and had to take out a loan to complete the purchase. the lender basically told me that because my credit score was so crappy (around 400-ish) that i would have to deal with an insane APR of 18% for 24 months (killer monthly payments of $500) to get the loan. as i was very desperate for a vehicle i went through with this loan and agreed to set up alottments that have raped my paycheck every month. my strategy then was to pay on the loan on time for 6 months and then seek a new lender through which i could hopefully refinance my loan and get a reasonable APR. currently i only owe about 7-8 grand more. i’ve also been paying timely payments (for 6 months) on my cell phone as i have a contract with this as well. when it comes to credit and credit score i have to confess that i don’t know jack about it. but it would seem to make sense to me that in 6 months time that my credit score should’ve been improving greatly for the last 6 months because i’ve been making all my payments on time. my question is, now that i’m thinking about refinancing my auto loan, what can i expect my monthly payments to go down to if i still want to pay this loan off in 24 months? im in the military btw (i dont know if that helps or not…)


I have terrible credit score but i need a loan today can you help me?

i do not want to borrow from a payday loan. i do not have any colataral to use either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Refinancing Car Loan?

I bought my first car about a month or so ago (2012 Mini) and my loan payment is quite a bit higher than I’d like it to be. My car dealer told me that I should join a credit union, then refinance my loan in 6-8 months, but he didn’t give me any other details and I didn’t think to ask at the time. What do I need to do when I join the credit union? Open a savings account? A Checking? Just get a credit card from them? Do I need to be actively using these accounts(I already have B of A checking/savings/credit card that I use all the time)? When I refinance, did he mean I was supposed to get a new loan through this credit union? I thought he just meant it would somehow help my credit score and I would refi my loan I go through the dealer… but I’m not sure. Any and all advice would be great. Thanks!


What is, ‘Annivasary Date of a Mortgage’?


Is there any place can apply auto loan for under 7500?

I want to do auto loan, but every place I looks say 7500… what can I do to get the money?? please help~~


Can I get a personal loan from my bank with a credit score of 753??!!?

Id like a personal loan for 9000 from my bank not very educated on this type of stuff. So would 753 get approved?? My bank is community bank if that helps. Thanks in advance


Accounts after Chapter 7 Bankruptcy?

I filed bankruptcy in sep 2005, I have been reviewing my credit report and it does show my accounts as debt included in bankruptcy” but it still shows credit limt/ orginal amount and it shows what the amount was


How long can you finance a motorcycle for?

I was looking at getting one of the Ducati 848s towards the end of the summer. Does anyone know how long you can finance a bike for? Is it the same way as with cars? And what is the general interest rates? thanks


If i take out a 65,000 loan for a house how much will i have to pay per month?

If i pay it off in 15 years and if i pay it off in 30 years. Thanks


IS there a website that connects you with ordinary people willing to loan you money for whatever reason?

I know one existed around 2004ish. I’m looking for a website that will connect me to a lender that will give me a 500 dollar auto loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad credit loans that doesn’t need 3% down and not a payday loan or mortgage loan?


Nobel Prize Lost: What is your view on bankruptcy of bank where sir C V Raman deposited the money?

Sir C. V. Raman had invested his entire Nobel Prize money in Gopala Rao’s Bank hoping that the returns from that investment would be helpful in financing the building of his own proposed Science Research Institute. Later, when the Bank crashed, Raman was one of the victims. Sources: http://www.ourkarnataka.com/Articles/sta… http://www.vigyanprasar.gov.in/scientist…


Whats the best auto loan rate to apply for? I live in Chicago. So far I was approve for 7.9 APR on $17,000 car

Capital One approved me 7.9 APR on a new $17000 car. Well, is there another financing company that can beat what they gave me? If so then I will apply for thier loan. I have very good credit and a decent job plus I live with parents, so I have no bills except cell phone bill.


Can I get a free credit report immediately from internet?

Can I get a free credit report immediately from internet?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is it better to file bankruptcy before or after your home is forclosed?

I got screwed by my morgage co. and now i’m about to go into forclosure so do I file bankruptcy now or wait till I am forclosed?


I have terrible credit score but i need a loan today can you help me?

i do not want to borrow from a payday loan. i do not have any colataral to use either.


Should she file bankruptcy?

my mom has over $22,000 in debt. she’s maxed out in ALL of her credit cards. she just today got fired from a job she’s had for over 27 years and she is 47 years of age. I was wondering if she should file for bankruptcy since we don’t know when she will have a job. she has a mortgage in her name …but my dad is the one who pays ALL of it and that is taken care of…….. they separated but are not divorced. she rents a room with my sister. we cannot help her with the payments on her credit cards and why should we?! because we are having difficulties ourselves with unemploymen, but I’m pretty sure having a place for her to stay at will be NO problem ..it’s just that we cannot help her with credit card payments. what will be the smartest move? and what kind of bankruptcy can she file without it affecting my dad or the mortgage


If im paying monthly on my credit will that bring my credit score up?

My question is I’m new to the whole credit line. I have auto loan a shell & old navy card that im currently paying off and also so a phone bill. If I pay my monthly minimum(which is what I can afford b/c im in nursing school right now) will that bring my score back up? thank you please positive answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What If I don’t pay back a payday loan? ?

Okay so I just got a car and I borrowed money from my mom which was her rent money and I need 400 for my car! I need to take out 3 payday loans! I was wondering what will happen if I don’t pay them back because I can’t afford it? Because I got this car and I’m gong to be set back! What If I close my back account?


Do You Know Who CLA-800-922-8803 E-PAYMENT WEB IS?

They took out money out of my account and i don’t know what affiliation they are


What are payday loans?

i see a lot of advertisements on payday loans. are they a scam? how do they work?


I’m buying car car. Is dealer financing better than bank financing?

I know that the APR is lower for dealer financing, but what is the catch. I never financed a vehicle before.


Does anybody know what echst.com is?

Thanks so much…went to Home Depot and had a charge declined so when I called the CC company they asked if I had authorized a charge to that echst place and I had no clue. Got my card cancelled and went through all that change. Don’t some of those slime out there have something better to do? Don’t answer that I know. Sheesh!


Insurance for a 16 year old on a hyundai tiburon?

Hi, i’m looking at cars to get when i turn 16. I’m thinking of a hyundai tiburon. I would like to know how much the insurance on this kind of car for me would be, in michigan. if you have any idea, let me know. thanks !


Should I loan money to my mother in law and father in law to get their van fixed?

This situation is very complex. I and my wife live in the basement of her parents home. We pay rent. But this week, we have come up short. This is the first time this has ever happened. Business was a little bit slow last week due to the holidays. I have been married for a year now. We have loaned my father in law money before. They paid us back eventually. But we owe several people money. We owe my mother in law money, because my wife borrowed it before we got married. I do not want to lend nor borrow any more money again. When I was living with my own parents, it was dysfunction city. I had severe OCD (it is somewhat better now)- I controlled the household in terms of cleaning it and making irrational demands- my mother controlled me by taking all of my money. I have loaned my parents thousands of dollars, but they haven’t paid me back. My in laws have made poor financial decisions in the past. But they are also very generous towards us sometimes. Right on Christmas Eve, they paid $210 to have our Honda repaired. It was very nice of them. But we let them borrow the Honda all the time. They have put a few thousand miles on it this year alone. They often have bought gas for the car, but they hadn’t really paid for any wear and tear until this Christmas. My in laws have just one vehicle. The van is in the shop. It needs major work. It needs a new water pump, rear main seal, etc. It is going to run around 700-800 dollars, at least. I have a little bit of money saved up for a car for myself. Our Honda is actually the wife’s car. I do not have my own car. But I both want and need one. I am saving my money specifically for a Camaro. But the amount I now have saved is just barely enough to make a meager down payment on a new car. We could lend my in laws the money, but I would be very depressed if I had to do that. The little bit I have saved gives me hope, and gives me something to look forward to and hold on to. Is it selfish to want to keep it? Would God be angry with me if I lied to my in laws, and told them that we do not have the money? I hate lying. I always like helping people in need, especially loved ones. But I have wanted a car desperately for years. It is my dream. As far as I know, the only way to get a car honestly is to buy it or inherit it. I don’t have any rich relatives about to pass on. Am I a bad person? Should I loan them the money, even though it will cost me dearly? What would God recommend that I do in this situation?


I am about to buy a new car.?

I have enough money to pay the price of the car in full without a loan. Will it benefit my credit rating to take out an auto loan anyway and pay it off after making 1 or 2 payments? My wife and I are in our mid-twenties and we have great credit history so far but are planning to buy a home soon. We want to do everything we can to make sure we will get the best interest rates when the time comes and were wondering if taking out a loan and paying it off immediately will help to move in the right direction.


If you file bankruptcy, can your guns be taken away?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 2.99 a good apr rate?


I have terrible credit score but i need a loan today can you help me?

i do not want to borrow from a payday loan. i do not have any colataral to use either.


Statement of Service for a VA Loan?

That’s not what I’m asking about. Our lender can get us a certificate of eligiblity in about 2 minutes via her web portal. We need to furnish OUR LENDER with a statement of service so that she can get the certificate of eligibility. I know I can apply for a cert. of eligibility online, but in order to do that we have to first request login for VA ebenefits, which takes 10 days. Therefore, it’s easier (and faster) if we just get the statement of service for our lender. I don’t know about going to the VA. We only have 1 car, that he uses to go to work, so it’s easier if he can just complete the SOS while he’s already at work, rather than having to drive all the way to nearest VA benefits office (which is an hour away). Is it possible for him to get an SOS from his S-1/personnel office?


Is a FICO credit score of 705 good enough for a car loan?


If I pay my credit card bill in full, on time every month, will I be paying any interest rates?

I want to get a credit card to help me increase my credit score partly. But mostly for emergencies. Will I be charged any interest if I manage to pay my credit card bill in full on reciept of the statement each month? Any other extra info. On credit cards would be appreciated too, I’m in no rush to get one, so fire away guys


How can I get a free copy of my credit report w/o having to sign up for these b.s. trial memberships?

I’ve tried freecreditreport.com, creditreportamerica.com, among others. They all require you to sign up for these free” trial memberships to all these b.s. companies. Then you have to call them all and cancel them but still have to pay the initial fees. How can I obtain my credit report without all this hassle?”


Can online websites check your age?

If I buy a gift card with my debit card will it not show up on my transactions?




















































Loans for terrible credit?

Loans for terrible credit?

i have terrible credit! is there any kinda way i can get a loan,…not a payday loan i dont trust those things.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

One has a credit card with an excellent credit score of 865. What are the extreme benefits?

With a credit card score of 865, what kinds of excellent benefits will there be? I am just curious. I know an average score would be in upper 600’s.


Can order pizza from Domino’s and pay half with my credit card and the other cash??

out of curiousity.


List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

I know the whole ‘don’t get a payday loan’ issue, i understand fully what i’m commiting to. I’ve tried most of the Lenders including: Wonga Quickquid Kwikcash Payday UK Peachy Borro LendingStream Loan Extra etc.. I have bad credit, however i’ve managed to get a loan with Toothfairy Finance, even with my bad credit.. and am looking for another company that would accept me, i’m currently working earning £1000+ per month, but haven’t recieved my first paycheck until 2 weeks time, i have a home to run and really need a cash advance quick. Help?!


Can you get an auto loan for a kit car?

http://www.woodsidecredit.com/

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a site online I can get my credit score completely free without having to do a membership?

I don’t want to have to put in my credit card anywhere then have to cancel the membership at a later time. Thanks!


What is the best and safest site for receiving a payday loan?

i want to know the best WEBSITE to recieve one, not the best way. im aware that i can get a loan thru my bank, but i dont need 3,000.00 bux. need payday advance or close alternative. NOT amscot.


Best credit card for electronic purchases? Best buy, Futureshop or Staples?

I am wondering which credit card or financing option would be better for a big purchase? with Futureshop, Staples or Bestbuy? I need precise answers. Thank you in advance!


Loans for terrible credit?

i have terrible credit! is there any kinda way i can get a loan,…not a payday loan i dont trust those things.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit card name when ordering online, help?

My visa card has my first name, initial of middle name and last name printed on the card Now when I order online it asks for first name and last name, do I leave the middle name out, would it make a difference in processing successfully? If I do have to include the initial does it go in the first name section or last name?


Difference Between Visa Card/Master Card?

I just wanna know the difference between a mastercard and visa card everyone tells a different story


How to accept credit card payments in your online store website?

I want to open a online store and I am gathering information on that. I want to know how I can accept debit or credit card payment through my online store should I contact my bank or what else should I do? Thanks


How can I boost my credit score from 600- 622 to like 700 or so?

I need to get a finance for a mototorcycle but my credit score is not the best I’m 20 years old so I need advice. thank you for you co operations and understandings.


How do i get a free credit report?

how do i get a free credit report


How can i get my credit report?

i need to get my credit report from all 3 places. i don’t want to pay anything, i just want my credit report. i know i can it for free


Looking to invest $500 each month, what are my best options?

I’m looking to invest $500 each month in something and since I’m knew to the investment game I have no idea where to start. Here’s a little background: I’m married and my wife and I are in our early 30’s. We purchased a home a year ago ($150,000 mortgage) and outside of that we are finally debt free. We recently became debt free by paying off our car loans. So now we have an additional $500 a month that we would like to invest. We both have retirement funds through our employers and have a decent savings account that I pay into using the money from a part-time writing job. So, what should we do with the extra $500 a month? Mutual funds, stocks, bonds, money market, credit union savings accounts………..what should I do? Thanks in advance.


Does anyone know of a reputable mortgage company for someone with less than perfect credit?

Ten years ago my ex and I had a business together and when we divorced, he filed for bankruptcy. I had to file with him because if not I would’ve been responsible for my personal and all” the business debt. I was not financially in a position to handle this. The bankruptcy is currently wreaking havoc on my credit report and is due to come off later this year. I now have a chance to buy a house and need funded. Any advice would greatly be appreciated. Thank you”


Loans for terrible credit?

i have terrible credit! is there any kinda way i can get a loan,…not a payday loan i dont trust those things.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get free credit report online ?

no tricks or fees


How to repair credit legally and free?


I live in augusta ga can i get an online payday loan that actually works?


How can I start building a good credit score?


Can I apply for a car loan.?

So im looking to buy a 2007 honda accord ex-l. However I was at the dealership& they ran my credit. I had 755. Wich is wonderfull However they needed a co signer since im already paying for my honda civic i got 3 years ago brand new. I guess you need 5 years at least of credit history.Well I have only 4 years and I have nobody able to co sign at the moment. On the credit check It showed I was at a previous Honda dealer and I didnt take the car(Long Story) So this would be #2 shown on the report I do make enough money to pay both cars off plus extra. However I did need a co signer wich is not possible. My question is Should I try another dealer or would it be all the same? Also Should I maybe try going into a bank directly and asking for an auto loan? What are my possibilities. I really do want this car thank you.


What kind of interest rate can you get with a 725 credit score for an auto loan?

Auto Loan Question above. Thanks


What are the lyrics for the freecreditreport.com?

idk, id like to no.


How do I fix information on my credit bureaus profiles on me?

I’ve been trying to get my credit reports online through the three credit bureaus but they can’t find me and I think the information is messed up. I at one point typed my name, thinking it may have been spelled incorrectly and something popped up with my parents address but I know it wasn’t them. So, I think some information got completely entered incorrectly. How do I find out where my report is, what errors have been made, if there are mutliple reports, and then fix the errors? Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a GUARANTEED personal loan with bad credit?


How can I get a LOAN for a used car/motorcycle owned by a person, not a dealership?

Okay, I need a motorcycle at least (cheap insurance). Im job searching, and when I find a Job I will need a motorcycle. Im 16, so I dont have a credit score or anything, and my parents scores are really, really bad… Well I was wondering if it is possible to get a loan for a motorcycle from a owner, not a dealership (more cheaper), on sites like Craigslist.com I will not have any downpayment (maybe $100 bucks), and no credit score. But I will (hopefully) have a secured job, that I have not started yet… Is it possible to get a loan, for a used motorcycle (roughly $2,000), for the actual owners of the vehicle, not dealerships?


Can I use my moms credit card to buy a tv.?

My mom and I decided we would go 50/50 on a flat screen and I was going to go to Best Buy on Friday and buy a 42 lcd that’s on sale. My problem is my debit card limit is 300 and the bank is closed Thanksgiving and will be closed til 9 am Friday. Do you think Best Buy would let me use my moms credit card


Where can I get a loan in my cruddy credit- current situation?

I am divorced, I am disabled, I dont work, I have a very steady income- no problems paying my bills. I owe less than 6ooo.oo to pay off my house- I also owe less than 6ooo.oo for everything on my credit report. The bank wont loan me the money to pay off my house without me paying everything on my credit report- See my problem, redundant isnt it? My monthly income is around 1900.00, annual is around 23,000.00. I dont have a problem paying higher interest rates or having the payments taken directly from my ch. account. (I preffer it.) But I will not pay someone up front money to some off the continent bank account-no scamming me. Theyve already tried! I would at least like to pay everything on my credit report so I can start over again. I DO HAVE SOME GOOD REFERENCES IF NEEDED, and a car for collateral, so far I cant get anyone to even listen to me- not even online. Can anybody help with this problem? Is there someone to help with the situation? Want to pay all back in less than 24 mo.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I qualify for a VA loan with bad credit?

My husband had to stop working to attend an inpatient treatment facility which resulted in us falling behind on payments. We also had to move from our 2- level apartment to a one level house. Apartment living was not recommended for him after his discharge from the hospital and his physical injuries kept him from using the stairway. Everything negative on our account has been paid for and it says so on our credit report. My husband is a veteran and he is 100% disabled…we would like to use the VA loan but not sure if it’s worth trying with our credit scores of 525 and 569. Any suggestions?


Loans for terrible credit?

i have terrible credit! is there any kinda way i can get a loan,…not a payday loan i dont trust those things.


I have a 540 credit score and need a mortgage?

i just got notice from my lanlord that he is selling the property – my family has lived here for 4 yrs its a very nice house appraised at 92,000 – lanlord is giving me option to buy for 40,000 problem is my credit score is only 540 and i cant get a loan – i have one month to purchase the property or move – any advice on where i could get a mortgage? i have no family or friends that can help and the lanlord wont do a land contract.i need advice fast – please help!


How can I build a credit history when im turned down for that reason?

I have been applying for store credit cards and regular credit cards today, to try and build my credit history. The response I got from all are that i’ve been turned down, due to Limited Credit Experience”. Well

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get all 3 credit reports and 3 credit scores?

I know I can get a credit report for free, but I want to know where I can get all 3 scores and 3 reports from all 3 bureaus.


Are there any SAFE online payday loan sites?

Im looking to get a small loan online however, im not currently employed ( laid off unfortunately) but do receive unemployment benefits each week Paying back the loan will NOT be an issue however I need a site that will loan me the money inspite of this. I know there are TONS out there but any solid ones that won’t mind my situation? Thanks in advance!! Note: I know payday loans are a last resort, so please don’t ask me if i could just borrow the money from a family or friend. If I could, I wouldent be posting this here.


I have been denied by banks. i need to get a personal loan with my bad credit?


What does your credit score start off as?

zero?


Is an APR of 21% high to buy a car if I don’t have enough credit?

The car I qualified for is 11k, and I’m going to put down 3k. My monthly payments are going to be about $350 a month for 3 years! I called him and he said that the APR is going to be 21% because its a program that they have to help customers rebuild their credit! And he was like everywhere you go is going to be the same. Is this true? The car is a 2008 G6 Pontiac(4 doors) and it has 77,000 miles. I don’t have enough credit and the only person who could co-sign for me has a bad credit! So is this a fair price?! I’ve applied for credit at 2 other places and I was denied! Should I go head and do it or should I wait to have more money for a down payment? Thank you!!


Does anyone know what payday loan is the best?

i.e which one will screw me over less and which one is the easiest to get


Can you file for bankruptcy while fighting a foreclosure?


What is the best company to get a payday loan online?


Were is the best place to get a loan with bad credit thats isn,t a payday loan?

i,m a single father of 4 my daughter needs braces on her teeth trying to get a loan to pay for it because insurance won,t cover it

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do interest rates affect GDP in the shortrun?

To explain what I think… Interest rates decrease investment. Decreased investment leads to decreased GDP. Therefore, interest rates have an inverse relationship with GDP. Is this right at all?


Loans for terrible credit?

i have terrible credit! is there any kinda way i can get a loan,…not a payday loan i dont trust those things.


Why the Hell Is My Credit Score 609?

I checked my score today and it’s 609. When I bought my car last June, it was 703 the day I got it. 2 months after, my CS dropped to 660, this was understandable considering I just bought the car. Soon after, it was 648, then I stopped checking for a while and just continued to make the payments. I haven’t checked it in about 6 months now until today and now it’s 609. I have NO outstanding debts or balances on record, not ONE, I have one credit card that has never been one day late on a payment and same goes for this new car. Why on Earth is my credit score steadily going down even as I’m making every single payment on every thing I have on time?


Hi need the get my credit report before monday anyone know where to get one quick online?


Is it possible to add traffic tickets to a debt consolidation program?

that is what I am afraid of .. warrant .. of course i will pay for the fines in full. If i am allowed to put the tickets in a debt consolidation program then the fines will be paid in full because the debt consolidation program pays for everything and then you pay them.


How to know credit score?

how to know the credit score


What is the best credit repair service in uk?

i like to fix my credit and need some good advice? can anybody help me, thanks.




















































Is 630 a really terrible credit score? Any options for a home loan or auto loan?

Is 630 a really terrible credit score? Any options for a home loan or auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Bankruptcy question?

My aunt is thinking about filing BK. She is married and her husband owns the house in his name. She is not working and he is working. If she files BK, can they come after her husband’s assets? She doesn’t want her husband to know and wants to keep it confidential. Let’s say she meets all the requirement for BK and files BK, can her husband be out of this BK? That’s her worry. She only wants to file BK on her peronal loans or bad debts in her name only. Thanks so much..


Best way to check my credit score?

I was wanting to see what my credit score was and whether or not I have ever been victim of identity theft before I apply for a loan. Any recommendations of where to go to check it? Is it something a normal accountant can do or what?


Where can i get a free credit report?


I turn 18 over the summer and need to buy a car. Can i do so? I will have no credit history?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you get your free credit report on line?

i really would like to find out about my credit


I filed with hrblock on friday denied instant loan and haven’t got the 1-2 day either. has anyone got theirs?

I called and keep getting different stories a glitch at irs held up because of rebate denied but will get it in 8-15 days worried after reading online that no one is getting loans from hsbc.please help!


NOT USING MY CREDIT CARD ANYMORE?

so even though I am not using it and paying it off . I should use it to buy like gas for the week or somehting and it builds up better credit by using it and still paying it off at the same time. To me this sounds like interest is wining here.


Is 630 a really terrible credit score? Any options for a home loan or auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can someone help me with this algebra 2 problem?

Many credit card companies charge a compound interest rate of 1.7 per month on the balance on a credit card. Miriam owes $650 on a credit card. If she makes no purchases or payments, she will go more and more into debt. Which of the following sequences best describes her increasing monthly balances? A. 650.00, 661.70, 673.61, 685.74, 698.08, … B. 650.00, 767.00, 905.06, 1,067.97, 1,260.21, … C. 650.00, 661.05, 672.29, 683.72, 695.34, … D. 650.00, 650.17, 650.34, 650.51, 650.68, … E. 650.00, 767.00, 884.00, 1,001.00, 1,118.00, …


Need a loan for 1500 or 2000,dont want a payday loan company, but cant get one from a bank credit?

Sorry credit is not so good, but want to pay back 200 to 250 monthly to pay off loan.


Free credit report Free?

Why is it so difficult to bring up the free credit report? Every time i try to pull the free report up, they ask to pay that’s not free.


What was George H. W. Bush’s greatest achievements and failures as President?

Not George W. Bush. I’m referring to President 41 not 43.


Does anyone know how to buy a bad credit auto loan?

I need an auto loan, car loan. My credit is not that great, I’m located in the US.


What is the phone number to activate best buy credit card?

I have lost the sticker with the phone number to activate my new best buy mastercard. does anyone know what number i need to call to activate it?


Need badcredit payday loan ASAP?

looking for payday with no credit no faxing up $600 with 24 hours? HELP PLEASE


My business partner of 1 year has just disappeared, how do I remove him from my business legally?

I know he is gone for good, police won’t help look for him. He got in some financial trouble with a bookie and loan shark and off he went. So I know he has to access to my finances but he is on my incorporation for Colorado and my IRS EIN. Anything will help.


Is 630 a really terrible credit score? Any options for a home loan or auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My brother had taken up a loan 3 years ago and hasnt paid it for the last 2 years.?

he took this loan in mumbai and now he is in bangalore.. what could be the consequences now? I know his name will be in the defaulters list and he wont even get a loan/credit cards later in the future.. please advice what can be done.. he wont pay it thats what he is saying..


What are the best places/options for getting an auto loan? (Good credit)?

I may need to buy a ‘new’ used car in the next 6 months, and will need to get an auto loan. I have very good credit (750 range), but unfortunately I don’t make much money. What are the best options for securing a loan? Should I go to a credit union, try to get financing at the dealership?… Any advice on the process much appreciated. Thanks!


Will something on a crinimal background check prevent me from getting an auto loan?

I was wondering if a dealership would run a criminal background check before they approved me for an auto loan. it’s not a primary dealership, it’s a dealership that does bad credit loans. I’m 18 with no credit and borrowing around $15,000. And yes i got pre approved.


Can anyone recommend an online auto loan place for people who have bad credit?

I lost my job in January. My car croaked today. Has anyone had any success with online auto loans for people who have lousy credit? Thanks


Auto Loan need help with payment plan?

I am buying a car and got the loan through my father-in-law. I need something to figure out my payments and adjusts the interest according to what I pay per month. Is their software I can buy or something on the net, or microsoft office. I have looked at bankrate and they give me my payment plan at a locked in payment per month. I need something that adjusts from month to month.


If you have multiple payday loans in default what happens if they all try to garnish your wages?

I have recently defaulted on quite few payday loans and i am not sure what to do. signed up with debt settlement company and they have faxed info to all these creditors to contact them but they are still calling me. So at this point if all of them go ahead and try to garnish my wages how will that work. I reside in OR and have no idea of the rules here in my state and what i can do to maybe stop them from coming after me, all the lenders are online payday loans like paydaymax.com, paydayavenue, mynextpaycheck, mynextpaycheck and magnum. Anyone familiar with these companies?


I own two old cars, would I get to keep them both if I filed for bankruptcy?


When can I check my credit report? I know it’s every year but what does that mean?

Does being allowed to check your credit once a year mean every calendar year, or does it mean a year after you’ve checked it last?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you get rid of your RENTAL HISTORY…in know how to dispute stuff on your Credit report…?

i just wanna know how to wipe the slate clean on my RENTAL history…for exaple apartments run credit checks and rental history checks..HOW CAN I GET RID OF ALL THAT NEGATIVE STUFF ON MY RENTAL HISTORY? how long does it stay on the rental history?


How does a credit card work?

exactly how does a credit card work?im buying stuff and i wonder if i can pay it off, little by little each month.is that possible or do I have to pay it all at one time?


What should my payment to income percentage be for an auto loan?

I am applying for an auto loan. I know my payment to income percentage is right around 19% for the car i plan on buying. i talked to my local credit union and they told me they like to be no more than at 10%. Does anyone know of any places that may take a higher percentage than that? And would prolonging my loan period help me at all? Also a down payment and even maybe putting some tyoe of collateral on the loan? Please could i get some facts that will help me out.


How can I dispute Experian’s resolution of my case?

I really need some help, I’m trying to prequalify for a home loan and I am working on my credit score. I’ve learned lots of good tips on the internet and have put them into action but I am not having much luck. My question has 2 parts 🙂 1) I disputed a bill with Verizon and they sent the account to collections. I disputed the account with collections formally by sending them a packet” of my case. In this packet I had a letter of dispute and copies of my bills where I circled the dates and balances in question. After not hearing anything from the collection company I called to ask the status and they told me that Verizon has removed my file from them. I asked why I wasn’t notified but they had no answer. So then I filed a dispute with Experian; I sent them my letter of dispute AND I sent them the same packet that I sent to the collections agency. I told Experian that more than 30 days had gone by without anybody letting me know the status of my dispute or case. (I thought that legally if more than 30 days go by after disputing something and you don’t hear from



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What does escrow mean? what does subprime mean? what does equity mean? what does foreclosure mean?


Is 630 a really terrible credit score? Any options for a home loan or auto loan?


If I pay off my credit cards and cancel them, will it hurt my credit score?


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Pay SBI Home loan from ICICI Net Banking?

Can I pay my SBI Home Loan EMI using ICICI Funds Transfer to Non-ICICI accounts by choosing my SBI Branch and my Loan account number?


How do I get a personal loan if im unemployed???

does any loan coy or bank offer personal loans to unemployed people on a benefit?????


What are the benfites of having a credit card?

need this fast its a test question


Can I consolidate my payday loans?

I know I’m a complete idiot for even getting one, but now i have 7 payday loans and I want to get rid of them all. Should I use a consolidation company like Destination Debt Solutions? I’ve tried getting a personal loan, but I’ve been declined on all of them and I don’t have enough in my 401k to borrow to pay them all off. Can anyone give me any good advice? I’m really desperate in getting them and I know I’m an idiot, so please advice only.


How Can I see/Get my free Credit report on line from reliable source?


In US which financial company provides easy and fast payday loans please assist me its very urgent?

plz suggest me a payday loan company which will approve me in half an hour please suggest the best one


How much should your first house cost (ratio to your annual income)?

Say you earn 100,000 dollars a year (pretax). How much should your first house cost? I don’t need to know how much your mortgage should be. I just mean the actual cost of the house (without interest).


USGA housing loans?

I need to find out the guidelines and criteria for a USGA housing loan to buy a house


Anyone been successful with a loan modification and America’s Servicing Company?

I am trying to get a loan modification with ASC….anyone been successful and have tips???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the best way to fix your credit?

how can you fix your credit, is debt consolidation helpful, i juat want to know the total amount so i can pay it off in full, my credit report didn’t really help so what else could i do>


Is 630 a really terrible credit score? Any options for a home loan or auto loan?


How do i check my credit?

is there a way to check my credit score safely and free?


How do cash advance companies work?

excuse me. i do have a job, but unfortunately i am a 19 year old whose family does not help her out and i need to pay for everything myself, and i need a little extra help before i get paid. thanks every one else


Bad check to casino Help!!!?

I wrote two checks to a casino over a year ago now credit collectors of america are calling and threatening to press legal charges can they in illinois? I am a single mother of 4 and I cant afford to go to jail…. Please no negative answers


Can I remove my name from a joint car loan with my ex-husband…please read for details?

bdancer, thanks for the info, but please don’t judge. My ex and I have a very good relationship, and he pays his bills on time. The car loan was 6 years, and trust me, we got one of the lowest priced cars out there. Our loan was only $12K, but at the time both of us had very low-paying jobs and weren’t interested in having a monthly payment that was a huge portion of our income. We were willing to pay more interest over time, so as to make sure we weren’t spending too much monthly. Not everyone with debt is a bad spender. Both my ex’s and my credit is excellent.


A math problem concerning auto loan finance?

The question: Suppose you take out an auto loan for $8800 over a period of 3 years at an APR of 5%. To the nearest $100