Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































What is the easiest way to take out a personal loan?

What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Couple of questions about writing out bets & settling procedure?

Couple of stupid questions, but it’s one of those things I’ll never know unless I ask! 1) Obviously, I can write £1 win, X, 2.30 Crinklyshire on a betting slip, put £1 as the total stake, and hand it over the counter to be processed. But can I put more than 1 seperate bet on a single slip? eg. I want to back X in the 2.30 (£1 to win) and Y in the 3.00 (£1 to win) Can I just put them on the same slip even though they are seperate bets, and not a double etc. I know 99% this is the case, it’s just to be 100% certain Which brings me on to… 2) How do highstreet bookies recognise” the bets from a slip? The staff member you hand your slip to just scans it at when you place the bet


How long will it take to pay off a $5000 loan by paying $50 a week? ?


60 minute payday loan is it a scam?


My credit union has counter offered my loan….?

Update: We have been emailing back and forth. Basically the tiered rate would be 2% higher than their regular terms. But she says they can’t use my car as collateral because the trade in value is a little less than what I owe. They are asking if I have other collateral. What else could I even use? I don’t own a home, don’t have any savings, and this is my only car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get a student loan?

I am a photography student and things are getting pretty tight with equipment and apple laptops and stuff and school is paid for with grants ans a loan but how would I go about getting an extra 2500? I asked school they said I can’t but I know ppl get student loans more places I just need help. Thanks!


How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia?

How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia? Even if I do manage to get it, do you think that Malaysia’s economic will do well next year ahead? I’m planning to start a business that has just emerged in the Malaysian market, and from what I’ve researched, it is something that is much sought after, but I have this doubt and dilemma. Help me.


When talking about a credit report from Equifax, what is a secured loan?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cancelling debt consolidation program?

my mom has been paying into a debt consolidation program for over a year. They have failed to negotiate any creditors yet. They take a hefty amount from her bank account every month. IF she cancells, will she receive any of the money back . I know she probably wont receive the debt consolidation companies fees back, but what about the other money that is just sitting in the bank account waiting to pay off creditors?


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


Whats up with these online payday loan companies?

I took out a payday loan with a online company and now I cant seem to get in touch with them


How much will I pay monthly mortgage for a 140000 house?


Can i refile bankruptcy?

i filed chapter 7 i was released in march so can i refile now?


I am a single mom and my credit really went through the toilet due to my divorce. I need loan options…….?

I do not want a payday loan and I have been turned down by traditional loan methods.


I need a private lender for a personal loan.?

I have made some poor financial management decisions over the past year and now find my self on the verge of monetary collapse. I make good money but have not taken care of it, I pay my bills most of the time before they hit 30 days but it is getting harder. I made the huge mistake of borrowing payday loans and that just eats up all the money it would take to get out of debt permanently. I am looking for $8000 for 12 – 24 months. I am unable to borrow through normal channels because of the debt I am looking to pay off. I earn $81,000 per year and have the potential for bonus. I just need someone to trust me and help me, good advice would also be gratefully accepted.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We have a mortgage through wells fargo. I am wondering if I can pay on the 16th and I won’t get penalized?

Our payment stub says that the payment is due on the 1st. It then says after the 16th pay $50 late fee”. When we first got our mortgage


I have credit score of 460 in desperate need of personal loan every website is a scam or turned down HELP?

I have tried prosper , everything and im at the end of my rope here can someone help me please!!!


Where can i download the f-r-e-e that spells free” credit report song so i can put it on my mp3?”

F R E E THAT SPELLS FREE CREDIT REPORT . COM BABY SAW THEIR ADD ON MY TV THOUGHT ABOUT GOIN BUT WAS TO LAZYYYYYYYYYYYYYYYYYYYYY TY VRY MUCH


How long before I can sell a mobile home that was included in my bankruptcy.?

My bankruptcy was discharged and finalized about 3 weeks ago. Green Tree still shows I owe a balance even though it is unsecured that was included in the bankruptcy. How long before they release the lien on my home and furthermore how long before I can sell the now empty mobile home that has been an albatross around my neck for about 3 years. Is there anything I can do to expidite the process.


Around how much would I pay(monthly) for auto loan with USAA?

I am trying to buy a used car with a auto loan from usaa. I have good credit and the car wouldnt be more than 20,000. Around how much would i have to pay monthly?


What is the a credible website for Free credit report?

I want to check my free credit report, so what is government sponsored website that is secure and credible? you know they will collect sensitive info from me.


Where can I get an emergency loan in Hong Kong besides the banks?

just answer the question if you know. I would never email someone on her to get money. sounds to much like the ethiopian scams. or the lottery I win weekly.


I would like to recieve a free credit score without paying?

I would like to recieve a free credit score, but i dont want to pay…Is there any way for me recieve this without paying

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can my husband get a home loan without credit and with medical bills in collections?

i already am carrying 2 credit cards, an auto loan for me, and soon to be an auto loan for him. i have excellent credit-but i dont think i can handle any more debt and i was hoping there would be some kind of assistance for 1st time home buyers with no credit/bad credit…


Options for avoiding Private Mortgage Insurance (PMI)?

A couple of very attractive deals in the local housing market have prompted me & my wife to consider bumping up our timetable for buying a home (we’ve been budgetting for mid/late 2009 while aggressively paying down debt). If we bought now, our monthly debt+mortgage/gross income ratio would be under the magic number of 36 percent (by a comfortable margin), so it is feasible … but we don’t have a downpayment. That brings up the issue of Private Mortgage Insurance, which I would like to avoid. I read somewhere that invesements such as stocks can be used as collateral to avoid PMI. What about my 401K account and my wife’s retirement account? Could we use those?


Do you guys know the best site to get the free credit check?

thanks


Looking to find an online or payday advance type of loan place that I can pay back at the rate of 200-250 a mo

anyone REAL without a company please reply I am serious



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

An example of vertical consolidation is if a ???? Economy help please thx a lot?

An example of vertical consolidation is if a bank purchases a company that produces vaults. bank purchases a share of the U.S. Treasury. bank splits into two new banks. bank purchases another bank.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What is the monthly payment of a car that is 28000, interest rate is 3 1/9% financed for 5 years?

N= I%= PV= PMT= FV= P/Y=C/Y=


Question about Personal Loans?

If I were to borrow a loan,and I had left over money from said loan couldn’t I just use that money leftover to make payments on the loan? While I just lost both of my jobs this week,I’ll be starting another job soon,and I desperately need the loan money at this time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to pay collection agency?

Six Flags sent me to Aargon Collection agency for the unability to pay my membership, so it was considered a delinquent account. Recently I got a letter notifying me of my debt, what would be the best way to pay it? I attempted to pay it online with my debit card but it asked for my ssn and didn’t feel safe giving it up. I’m 16 if that helps with anything. I just want to pay the debt and get it over with. One more question will my bank (Chase) be able to help me with this situation.


List of investments from lowest to highest risk?

Where can I find a list of investments from lowest risk to highest risk?? For example everything from a savings bond to penny stocks?? I’d like to find a happy median, thanks.


Do you know where I can get a free copy of my credit report?

Where’s the best place?


How much of a house can I afford? Ideally, I’d like to pay $1500 at the most for mortgage.?

What price range do you think that would be around? How much of a down payment will I have to put down?


Can I get an Auto Loan with 532 credit score?

My credit score is currently at 532. This is mainly due to a car repossession I had when I was 19 years old (my parents bought a car in my name without my consent. when the car broke down, they stopped paying for it and I was stuck with paying off the remainder of the loan since it was in my name) and a student loan that went into default (there was a misunderstanding with the loan company & they refuse to do anything about it). I make about $4,000 a month, after taxes and I’ve been at this job for about 1 year & 6 months. Do I have a chance at getting approved for an auto loan? How large of a loan and what kind of rate am I looking at wih my score?


Does closing a credit card account (in good standing) hurt my credit rating?

Thanks for the answers. I have no debt, so there’s no problem there. The issue is, I’ve heard a lot of credit companies have started charing inactivity” fees on cards that don’t get used for a long time. I’ll be damned if I’m going to pay for NOT using a card.”


Refinance auto loan and take out small mortgage – credit effect?

I have good credit. How will it be affected if I refinance an auto loan AND take out a small mortgage, lets say $80k. Will doing both of those at the same time ruin my credit?


How to add new home address to credit report?


Student Loans and Credit Score?

I was wondering if debts from Student Loans (SallieMae) affect your credit score the same way as credit cards or other loans. I owe the most in Student Loans, then a Car loan and finally credit card debt. I want to pay off my debts to minimize interest while maximizing the benifit to my credit score. Does anyone know if the credit reporting agancies treat all three like one big debt or do they have different clasification with different weights?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Did you have a great or a bad experience with an auto loan company? Who and why?

Looking for a reputable auto loan company and want to stay away from the bad ones. Seems there are so many. Some have such prestigious-sounding names while others just sound like a sham. But who knows?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What factors might cause an investor not to convert from preferred to common stock?


Why is my Credit Score so LOW if I only got student loans ($25,000), but never had a credit card?

BTW I started to pay my student loans but I was able to get it deferred based on my Status that I am a student.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Auto loan with 8% interest?

My Navy Federal Credit Union bank offers auto loan with 4.50% interest rate for excellent credit or so borrowers and for me as a so and so credit (I have been using my first credit card for 9 months) it will be with 8.00% interest. Is that a fair deal or bad for me? I know that our economy is in a down time with banks starting to lower interest rate and such…


How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.




















































Can bankruptcy take off a lean?

Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What do you think of this? A strange address has appeared on my Equifax credit report!?

My mortgage co. pulled my reports for a refinance and said there is an address affiliated, at which I have never been associated. (Only 1 of the 3 reporting agencies show this). I looked up the address, and although there is such a street around the corner from me, there doesn’t seem to be that number or apartmen… or apartments of any kind. I figure, I would drive past on the way home tonight and double check… The strange thing is, the address is eerily similar to mine. Could it be a strange mistake? Also – I looked on the Equifax web site for dispute resolutions, but they said if it’s about an address, you should call them. When I called, I got a long, rambing computer message that didn’t relaly pertain to me. I will try to call again after work, but in the mean-time, what would you do? Or do you know what this could this mean?


A Tax office Anywhere in the San Fernando Valley? Recomendations, suggestions?

Just like alot of other things including bankruptcy offices In the yellow pages, the numbers seem to be either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much just. Ok so has anyone had a good experience with any Tax office office in the San Fernando Valley?


How can i find a list of payday loan places in my city?

i typed in payday loans and not many listings come up. is payday loans the correct term??


Underwriters and not reaffirming a loan on a home?

The current home was not reaffirmed during a chapter 7 bankruptcy. If you apply for a new loan after 2 or 3 years, will the underwriter just assume the house went into foreclosure and deny a new mortgage?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


Credit union membership for auto loan?

I am looking to buy a car within the next 2 months and I heard credit unions have lower interest than the dealerships and banks. But do I have to have a membership with a credit union in order to apply for an auto loan?


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit scores of 544, 503 and 494 consider?

to low for a home equity loan.


Is 643 a decent credit score?

I’m a college student and I don’t have much debt and should be able to pay it off completely soon, but my credit score is 643 right now. Does that seem like an okay credit score to work with for now?


What is the best way to cure cold sore?


Answers for finance? Please answer x_x?

Monica took out a 30-year loan for $130,000 at an APR of 8.4%, compounded monthly, and she is making monthly payments of $990.39. What will her balance be with 12 years left on the loan?


Would I get approved for a car loan?

I just got my first full time job and January 24th will be my 6th month with employment. I just checked my Transunion Credit score and it was 714 and my Experian is 704. I didn’t check my equifax. I don’t have much credit though. I have a credit card with a $500 limit that I’ve had since 8/29/11. Also I have student loans in my name that I have been paying since November but I have had them since August of 2010. I am currently making 42500 and I will be making about 45500 in March after my promotional raise and about 47000 in June after my scheduled yearly raise. I have $6000 to use as down payment. The car i’m looking at is about 17000-20000. I’m gonna buy used.


What happens when you quit paying chapter 13 bankruptcy?


Anyone know of a reputable BK Attorney and Debt Consolidation Specialist?

Sometimes the only option for my prospects is Bankruptcy or Debt Consolidation. Now as a Credit Consultant my job is to restore and maintain a squeaky clean credit report so it kills me to send them off to file BK or consolidate their debt however it’s their only option. I prefer a non-profit in the Central Valley, CA (because that’s where my office is located) who can offer these services and become part of my referral directory. If anyone out there can steer me in the right direction I’d really appreciate it. Thank you


A $150,000 loan with $3000 in closing costs plus 1 point requires an advance payment of A. $3000. B$4500. C$1500.?


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever had a payday loan that they did not pay can you tell me what happened with that.?


My Lawyer says its not worth it to put unpaid taxes in a Bankruptcy, Is he telling the truth?

He says they will work with you if you cant pay…..If this is true does anyone know how this works?


Im looking to file Chapter 7 bankruptcy and will surrender my 05 mazda 6. When would i have to give it back?

The Creditor is Alphera Financial Services, Im really upside down, ive paid about 20k so far and still have 18k to go.


When do I get the house deed?

I bought a house a while ago. When do I get the deed? If it was already sent, I am afraid I lost it~~ In that case, where can I get it again?


Is there a Cash loan place in columbus,oh I can use without a bank account other than advance america?

I dont have a bank account but i need a payday cash loan,where can i go?I used advance america already now i need more money.


What happens if your credit score gets lowered due to late auto payments, but then you pay off the auto loan?

In repairing a credit report score, an auto loan that had two late payments is then paid off in full, what happens to that part of the credit report? How long would it take to increase the credit score?


Anyone know where I can get $500 CASH ASAP?

I need $500 ASAP. This is an all out emergency. Does anyone know of ANY website/organization/ANYTHING that can help me? Thanks in advance.


What site can I read about chapter 13 bankruptcy rules?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best font websites? free or with letter setter?

where can i find great free fonts, or websites with letter setters” to test the fonts before i buy them? I know about 1001 free fonts


How do I get out from under a mobile home loan?

I have a manufactured home in a park with rental lots. The lot rents have increased to nearly double what they were when I bought the home four years ago. Coupled with the payment on the home I am so upside down I cannot live there. I have been renting it out but now even the renters cant pay the rent. I have been eating some of the increases but cannot do so any more. I contacted the finance company and they said they would refinance for 3k. I told them if the interest was not lowered I could not pay and they would then have to take the mfgd home back. They laughed and said it was my problem. What position can I take to force the finance company to renegotiate the interest on the loan, currently at 12%. Is there any way for force the mobile home park to hold the increases. The place is now a dump and absentee owners will not make any improvements that would make the cost worth the effort.


EXPERIAN is refusing to delete inaccurate information–HELP!?

I have 2 accounts on my Experian Credit Report that are accounts that do not belong to me. I was able to get them off Transunion and Equifax without any problem, but I can’t seem to get them off Experian. I originally sent a certified mail, return receipt to the creditor stating that these account did not belong to me, and to verify them; they were not able to because the accounts are not mine. I sent a copy of the letter and the receipt stating the collection agency received the letter, to all 3 CRA’s. Experian sent me a letter stating the debt was verified. Since there’s no way this debt could be verified (again, because these account really do NOT belong to me, this is not some gimmick to get accurate info off), I sent a letter to Experian demanding they tell me their verification” method. Then


Help me! How can I solve this problem. I am confused with it. It looks like Baye’s theorem.?

Researchers have developed statistical models based on financial ratios that predict whether a company will go bankrupt over the next 12 months. In a test of one such model, the model correctly predicted the bankruptcy of 85% of firms that did in fact fail, and it correctly predicted for 74% of firms that did not fail. Suppose that we expect 8% of the firms in a particular city to fail over the next year. Suppose that the model predicts bankruptcy for a firm that you own. What is the probability that your firm will fail within the next 12 months?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you buy a house if unemployment is your main source of income?

I want to buy a house, but I was laid off in 2008/April, and I’ve been collecting unemployment checks as my sole source of income while going back to school to receive my bachelor’s of science degree in May 2010. I am currently living with my fiancee’ and long for my own house and independence since we have not set a date. He is a widower and I live in the house where his deceased wife and he lived for over 20 years. He won’t do any improvements nor allow me to have freedom to decorate, add my own touch, etc. My 16-year old daughter lives with us too, and I want new furniture for her bedroom, to paint, he objects – I want to move out and get my own place. I give my fiancee’ $250 – $300 each month on utilities and have financial aid – grants and loans that I use to pay my own way, so I want to know if I can get a mortgage with unemployment income, so I can move and have MY OWN!


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house


Why do credit scores range from 330 to 830?

Why not go from 0 to 500?


Advice on refinancing an auto loan to lower 18 percent interest rate!?

Filed for bankruptcy over three years ago and several months later I totaled my car. Had to buy a car asap as I lived 25 miles from work. Had no savings or a car to borrow. Now stuck with a 2004 auto worth about fifty-five hundred and owe about twelve thousand on a 7-year loan! HELP please!?!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a loan shark? FAST????

Am a part time college student in need of my own place and fast I can’t handle it here anymore because I feel like am dying inside always. I just had my 15 year old sister put in jail because she wanted to kill me with a knife because she thought I had touched her PC….sad. And now my family is upset (am 18) with me….no one ever loved me in this family so am pretty much has always been alone but existed it amazes me am alive each day… I need a loan shark and don’t care about the risks of one its either me die here or have my own place and pay them back. I need enough for food,place,clothes. But will work within three weeks so I can start paying back then slowly but it will be paid….I have bad credit that I messed up at 16 and wished my mom wouldn’t have let me get one but in general I need a loan and fast! Please : (


Where in las vegas can i get approved for an auto loan?


If I voluntarily REPO my car – can I still buy a home in 2 years?

The payment is just too high and due to some financial problems last year my credit rating is not high enough for a Refi. I have the money to just get a smaller car at a buy here pay here place.


Are those online mortgage calculators accurate?

I just checked out an online debt-to-income calculator and it says I have a 19%. This I know is correct as the figures are very straight-forward. This is a good sign, right? Also, I have made an appointment with my bank’s mortgage originator for tomorrow afternoon. I’m just very nervous about what I’ll learn there and I’m hoping for some reassurance. So thanks!


Recently there is an unknown bane over pakistani visa in UAE Abu dhabi immigration. I want to ask is it only..?

I want to ask Is it limite only to Abu dhabi or all UAE’s states. I am waiting since july 2011. Becuase i have spent three years in Abu Dhabi for getting a good job, for which i spent 28000 AED. in getting driving licenses, Safety diploma, learning Arabic and routs loacations. All the money i have taken as loan from friends. But in the end when i able to have a good job. AD immigration refuse to issue my visa with out any reason, now i am angry how i will return the loan of friends. Any one can help me about. Can i go to another state of UAE?


Wells Fargo Visa won’t budge on lowering my interest rate.What am I doing wrong?

Oprah’s Debt Diet guide had a interest lowering script to use when talking to credit card companies. I’ve tried that script 3 times this year and they always respond well sorry


Am I able to purchase a car at the age of seventeen in the state of Pennsylvania?

I work two jobs, and with both I bring home about $900-$1000 every two weeks. The car that I have now is pretty run-down & I m looking to purchase a newer one. I went to J.D Byrider and they said that in the state of Pennsylvania, that you have to be 18 to legally purchase a car. I thought this was completely ridiculous, seeing that I KNOW I could afford monthly payments of atleast $400 on a car – leaving me with money to pay my rent & bills. I called some woman (honestly, forget who.. i think the secretary for the mayor in my district) and she said that I was able to purchase a car at my age. I just want to know .. Am I legally able to purchase a car at 17? If I can, how to do so? If nobody knows, who would I be able to contact to ask? Or if I was emancipated, would I be able to do so? I m so completely desperate to get a new car because that s how I get to and from both of my jobs. Somebody PLEASE help me out!!


Buying a New Car and Auto Loan Online?

I just recently graduated from college and I make around 33,000/year (about six months at the job now), but it’s time for a new car and move on from my college commuter (157K miles). Are there any options to apply for a loan online and get some quick estimates?


Where can i get a loan with bad credit?

u.k companies please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help me with this accounting question?

Slowhand Services was formed on May 1, 2008. The following transactions took place during the first month. Transactions on May 1: 1. Eric Clapton invested $50,000 cash in the company, as its sole owner. 2. Hired two employees to work in the warehouse. They will each be paid a salary of $2,800 per month. 3. Signed a 2-year rental agreement on a warehouse; paid $24,000 cash in advance for the first year. 4. Purchased furniture and equipment costing $30,000. A cash payment of $10,000 was made immediately; the remainder will be paid in 6 months. 5. Paid $1,800 cash for a one-year insurance policy on the furniture and equipment. Transactions during the remainder of the month: 6. Purchased basic office supplies for $500 cash. 7. Purchased more office supplies for $1,500 on account. 8. Total revenues earned were $20,000—$8,000 cash and $12,000 on account. 9. Paid $400 to suppliers for accounts payable due. 10. Received $3,000 from customers in payment of accounts receivable. 11. Received utility bills in the amount of $200, to be paid next month. 12. Paid the monthly salaries of the two employees, totalling $5,600. (a) Prepare journal entries to record each of the events listed (b) Post the journal entries to T accounts. (c) Prepare a trial balance as of May 31, 2008.


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house


Can i sue my mortgage broker for us missing out closing and losing the house?

I am working with a broker to a get loan for a house, the first bank we tried fell through so we pushed closing back two weeks since he said that would be enough time. a week and a half later he let us know he needed more documents which we got to him in 2-3 days. By this time he had only 3 days left before closing. We missed closing and the sellers were not interested pushing back closing which made us lose our earnest money, appraisal, inspection money, and the $8k tax credit. Can we sue him since he had sufficient time ask us for these docs and send the information to underwriting but failed to do so?


Companies making mistake on your credit report after bankruptcy. what can you do about it.?

they are still trying to collect on discharge debt;using different collection companies.


How can I get an auto loan with no current proof of income and mediocre credit? I have cash as collateral..?

I have a construction company but currently have no actual proof of income yet I make plenty to cover the payments. I even have cash in the bank as collateral- I just want to get partially financed to build my credit. Thanks!


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


My credit file indicates I may have a mortgage loan?

I was checking my credit score through equifax today and this message popped up Your credit file indicates you may have a mortgage loan”. Im pretty sure i do not have any house mortgage under my name and im 18 years old and just got my first credit card recently. could it be someone used my information without my permission?”




















































Is it better to cash out a 401k or borrow take out a student loan during a hard time?

Is it better to cash out a 401k or borrow take out a student loan during a hard time?

My husband lost his job and we don’t think he will get another job making as much money as he was. He has a 401k that we could cash out and pay off our debt. If we do that, we will be able to afford the necessities. Would it be better to take out a student loan t pay off this debt? Or cash in the 401k?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

HOME LOAN MODIFICATION QUESTION?

When applying for a home loan modification, are lenders looking for a deficit or a positive in your financial worksheet, in order to approve a modification???


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”


Dept Consolidation, personal loans, and pulling money off a car loan?

i have a friend that has started a business, and if i put in capital i can make a great profit. i have decent credit, and i was told by wells fargo that i can refinance my auto loan and pull cash out of it. it sounds tricky and i can’t get much information off the website, and when i called a representative, i got little help there. i don’t want to take out a personal loan, actually, i want to consolidate the credit cards i have. how can i lower my credit card/existing loan payments and interest rates and get cash without taking out a personal loan?


Are there any other doorstep loan companies like provident or greenwood In the south Wales (Pontypridd) area?

Looking for a loan In the (Pontypridd) south wales area like provy or greenwood maybe eeven a local loan shark, can any 1 help? (any ideas plz)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get a loan (not payday loan)? I’m an exotic dancer, and I file taxes as self employed?

The reason that I need a loan in the first pkace is due to missing so much work… I dont have family, only an uncle, and couple cousins still alive… I also am a single parent with no help from my ex. I’ve always been able to take care of my child and myself, and just need a small loan to help me get back to normal. Before the spider bite I was paying off old items on my credit report, but now I can barely afford current bills. I’ve been working side jobs such as tutoring, decorating, and selling things I buy from yard sales and make over, but I really need to pay off all my current bills and a month of rent in advance. That way I can start saving again because you never know when you’ll get injured or sick….


I need To borrow 20,000 unsecured loan. my credit history is less than 1year. Do I have a chance?


What happens if you fail to pay a bankrubtcy 13, on unsecured credit cards?

I am finding it impossible to pay the $608.00 amount due each month on my bankruptcy- chapter 13. The debt is credit card debt. can they put a lien on my house.


Is it better to cash out a 401k or borrow take out a student loan during a hard time?

My husband lost his job and we don’t think he will get another job making as much money as he was. He has a 401k that we could cash out and pay off our debt. If we do that, we will be able to afford the necessities. Would it be better to take out a student loan t pay off this debt? Or cash in the 401k?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want a free credit report with out having to use a credit card or my phone number. How do I do that?

Everywhere I have went to get a free credit report they ask for my credit card number and my phone number. I don’t have a credit card or a phone so I was wondering if I could get a free report with out having that.


Can I take over my mother’s home and mortgage? Advice please?

Thank you to everyone who has answered. I am not an only child, I have two older brothers. The agreement made between my mother, myself and my brothers is that once my fiance and I sell the house the money received will be split equally between my brothers and I. This is what my mother wishes to do because she has always wanted to leave something for my brothers and I but she would prefer to do it whilst she is still alive to see us enjoy the gift. Also if my mother ever ran into financial problems I would insist on her living at our home free of charge. After all she is my mother and has cared for me and helped me in so many ways throughout my life. To the person who said I wish to do this for my own interests I feel it is not a fair judgement to make as you do not know the situation, as I said I have only listed very basic details. I was looking for advice not opinions on what is right for my family.


Student sent to collections for $4300?

Recently I had my capital one card sent into collections after being in their joke hardship program (I broke my arm over the summer and couldnt work, then failed to make payments… all leading to this). The amount currently in collections is for 4300 dollars and the interest rate is at 26%. I am a 25 year old college student set to graduate next year and subsist almost entirely on student loans. I spoke to them a while ago and tried to negotiate a lower interest rate so that I could make payments consistently which may actually have an impact but to no avail. The representative told me I could settle for 2700 dollars, which I don’t have. I have made a payment of 96 dollars this month which barely pays anything more than interest. I also have two other credit cards with monthly payments totaling 100 dollars (minimum payment). The way I see it I have a few options: 1. Continue to make 100 dollar a month payments to capital one to keep interest at bay and work on paying down my other cards, and hopefully when I graduate I’ll be able to chip away at the collections account. 2. Pay capital one $500-1000 now, and continue making monthly payments to them and also my minimum payments on my other cards, which may take a large portion of the money I need to live off of for the next 3 months 3. Attempt to borrow enough money from family to try and settle the account, which is an unlikely possibility, which also may take a large portion of the money I need to live off of for the next 3 months 4. File Bankruptcy (I have no assests, no wages to garnish) My credit is now ruined a year before I receive my masters degree in architecture. Based on current job placement rates for new grads in architecture, there is no guarantee I will get a job within the first year after graduation. What would be the best course of action for me?


Can my friend pay my LIC premium using his credit card?

I’m trying to pay my LIC premium using my friend’s Credit Card is that possible? This is with his permission and approval. What is the process especially if the due date of the premium is expired.


What are legitimate online loans?

I already know that personal loans are high in interest, thats not what I’m asking. I need about $1000 loan and can pay it back over time, short or long. I’ve been to quite a few websites looking and it seems like i just get spam. Has someone actually done an online loan and know a good one that is legitimate. The interest rate does not matter. Credit is..mehh, not bad not good. I need this pretty soon, within the next few days so please help. Thanks


How can I repair my credit and raise my FICO score?


Hello, what is a good loan to apply for. I need a personal loan to apply for?

I want to apply for a personal loan for emergency cash problems and I want your opinion on what is a good loan to apply for? I need the money TOMORROW!


Is jackson hewitt doing christmas loans for 2011?


Is it better to cash out a 401k or borrow take out a student loan during a hard time?

My husband lost his job and we don’t think he will get another job making as much money as he was. He has a 401k that we could cash out and pay off our debt. If we do that, we will be able to afford the necessities. Would it be better to take out a student loan t pay off this debt? Or cash in the 401k?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much negative equity can you roll into a new car financing when trading your old car in?


What is outstanding mortgage” ?”


I am looking for a loan shark. I need to borrow $1600.00 ASAP I am willing to pay up to 18% on the loan. ?

I mean up to 28% but I guess that is still low? :o(


Whats the best and fastest way to get someone off a mortgage ? ?


Is there a website that can give me my credit score for free?

I’m not looking for a free annual credit report, but a credit score. Is there a car dealership, mortgage company, etc. that can run my credit online and give me my credit score? And i’m not worried about one or two companies lowering my credit score by checking my credit.


Is it safe to buy a used car online?advise please?

I stay in rural america where there are not many car dealerships and most used cars here are expensive(more than 15K).I have looked at the Internet and found some great deals(under 10k).but i dont know how safe it is;has someone out there done this successfully?what does it take?Advise please.NB:i am already pre approved for an auto loan.


If bankruptcy were to occur, stockholders would have prior claim on assets over?

I know prefered stockholders have priority over stockholders. Is the answer no one?


Explanation of negative equity on an auto loan?

So I’m currently upside down on my auto loan and I was wondering if anyone has information as to trading it in for a cheaper vehicle. Basically I’m INSANELY overpaying for my car, I know this. I have a vehicle with an 14% rate. I purchased it at $19K and due to my interest rate, according to the paperwork on the 72 month finance it will land up being $31K I have paid. I was wondering is it possible to trade in my vehicle for a vehicle worth maybe $5,000 or so? Will this work out and how will I calculate my payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a way to consolidate all debts to make one payment?

I currently have an auto loan @ 7% interest(can’t sell car because loan is higher than value), 1 credit card @ 16.9%, a federal student loan @ 3.7%, and a private student loan @ 17.95% in addition to rent & utility bills. What are my best options to reduce my payments? I’d like to make one payment if possible. Please help! I’m living paycheck to paycheck and I can’t build any savings due to all these payments!


My father is in debt can a bank refuse my mortgage help please!?

Hi all, My father is in debt. I applied for a mortgage recently and have been declined. Can my mortgage application be refused because my father was is in debt. (also he has missed most of his payments) p.s. we are both living at the same address! Please help! Thanks


I just tried to get my credit report from annualcreditreport.com, and I screwed up on the security question…?

How can I just get a free credit report…fast. I want to start fixing my credit. Can I just go to a bank and get it? Or do I have to do it on line or through snail mail?


Information needed on taking out an auto loan. (please help)?

I have applied for many auto loans. I was denied by all because of an old medical bill that shows up on my credit report. My question is, If I start to make payments to that bill, how fast would I be able to take out an auto loan? After its completley paid off? or can I as soon as I start paying, or which is better. Also I am buying from a personal sale, not a dealership, would a bank even help me? because if i went through a dealership I would have no use for a bank in the first place.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to consolidate credit card debt without hurting credit score?

Okay, looking for some help. I’ve got about $30K in credit card debt, across several cards, I’ve been making the min payment for years without fail, but I’m not getting anywhere with the debt, it’s staying the same because I can’t afford to pay extra. My credit history is long and solid so my score is mid 700s. Is there anyway I could consolidate all my debt into the lowest possible monthly payment without hurting my credit score? I don’t own a home, but don’t care if it takes 20 years to pay the debt off either, I just need to lower my payments. Thanks!


Is it better to cash out a 401k or borrow take out a student loan during a hard time?

My husband lost his job and we don’t think he will get another job making as much money as he was. He has a 401k that we could cash out and pay off our debt. If we do that, we will be able to afford the necessities. Would it be better to take out a student loan t pay off this debt? Or cash in the 401k?


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)


Can chapter 13 Bankruptcy take a life insurance pay out>?

When you in Chapter 13 Bankruptcy and you husband dies do they get the payout? We had a workman comp case and they took a percent of it . will they take a percent of my husband life insurance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Getting an online auto loan?

Is it a good idea to borrow money online for a auto loan.


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


How do I fix my credit?

I don’t know my exact credit score. It’s in 500s though. I’m aware of some past due bills, others I don’t remember. Some of them are from several years ago. If/When I pay those past due bills, will my credit score improve, or is it too late. If it will improve it, how does it work? Will it just raise my score little by little, bill by bill? Also is there anything else I can do to help it?


About employment verification on home loan what will effect it?

My significant other and I are trying to buy a home. We are currently waiting for employment verification to go through so we can do the underwriting. Mr concern is that in the last 2 Years there is a month where I was technically unemployed. It was over a year ago. But still within the 2 years that they check. Worried we won t be officially approved for our loan is this worth stressing out over?


I looking for an online job at least $2/hour?

Hi.. I am looking for an online job, that will pay me at least $2.00 per hour. preferably data entry, billing/invoicing, creating back links. The problem is, it is hard to find employers due to I have no experience working from home. I am looking for a business owner who can help me, if you know once, please let me know how I can contact them. I am ready to start at anytime. I am also looking for freelance data entry job, do you know any good and legit site? Thanks in advance.


Why was i declined for a Discover Card?

I am a student trying to build credit so I have researched every possible credit card. I want to only use the credit card for gas purchases so I went to Discover and tried to apply for the Student Open Road. Which has the best interest rate and amazing cash back on gas purchases. In the application it didn’t ask me anything in detail except how much I make a year. I have a full time job and make more than 5k a year. And yet they declined my application. They said they were sending the reason for their decision in the mail, but that was more then 2 weeks ago. My friend at college makes less then I do and she had no credit either but Discover sent her offers in the mail, and now she has a Discover card. Can anyone explain why I didn’t get approved?


Bad Credit Auto Loan? What do you recommend?


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?


Can I take over my mother’s home and mortgage? Advice please?

Thank you to everyone who has answered. I am not an only child, I have two older brothers. The agreement made between my mother, myself and my brothers is that once my fiance and I sell the house the money received will be split equally between my brothers and I. This is what my mother wishes to do because she has always wanted to leave something for my brothers and I but she would prefer to do it whilst she is still alive to see us enjoy the gift. Also if my mother ever ran into financial problems I would insist on her living at our home free of charge. After all she is my mother and has cared for me and helped me in so many ways throughout my life. To the person who said I wish to do this for my own interests I feel it is not a fair judgement to make as you do not know the situation, as I said I have only listed very basic details. I was looking for advice not opinions on what is right for my family.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad Credit loans at cheaper rate. please help me?

I am living in California with my 13 yrs old daughter. Will you please help me to find a bad credit loan at cheaper rates as I have to take care of my daughter also.


Is it better to cash out a 401k or borrow take out a student loan during a hard time?

My husband lost his job and we don’t think he will get another job making as much money as he was. He has a 401k that we could cash out and pay off our debt. If we do that, we will be able to afford the necessities. Would it be better to take out a student loan t pay off this debt? Or cash in the 401k?


Does it matter where you work at to claim bankruptcy?

Does Bankruptcy effect your employment


Is there a website where I can check my credit without having to pay a fee?

I have been to many websites claiming they are free. but its always asking you to pay something. Also, how do I find out my debt. the paperwork is buried somewhere in my office. So if there is a totally free site, I’d like to know. thanks


In bankruptcy can I now reamortize my mortgage?

I divorced and filed Chapt 13 bankruptcy. My mortgage company has notified me that they will begin foreclosure proceeding if arrearage is not paid by Dec 19. My bankruptcy is going to be modified b/c my income has decreased due to retirement (44%) I would like to keep the house if they can get my payments affordable.


How to cancel my greendot card?

so i have a greendot card. and it has -11.16 on it, and i want to cancel it, so i can open up a new one for $5 instead of of paying the $11, but i do not feel like opening a new email just for this! so how do i cancel my greendot account?


Okay why the hell is it called Free Credit Report if they expect you to have a credit card?




















































My nephews name is the primary on his ex-girlfriends auto loan. Is it legal for him to take possession?

My nephews name is the primary on his ex-girlfriends auto loan. Is it legal for him to take possession?

He’s been making the payments since she won’t and threatens to ruin” him but someone told him he would get arrested if he drove away with it. Since it’s in both of their names

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I lied to the Australian Army NV1 Clearance about my bad credit? Any help appreciated!?

Hey guys, First of all, thanks in advance for taking the time to read my question, any how here it is. I have recently passed my assessment day and blood tests and now have been going though the epack and filling out the national security clearance check (NV1). My problem is that I have quite bad credit (but not bankrupt) due to a couple personal loans and an old phone bill. I have already contacted a debt line and have arranged with them to start paying it off and rebuild my credit once and hopefully I get in to my job role within the Australian Army. However, the NV1 questionnaire asks you about previous debt and which banks, account numbers etc. I might also add that I lied at the DFR on my assessment day and said I have no financial debt. I am extremely worried about a credit check being done on me with my NV1 clearance and legitimately have no idea what to do? I still have the chance to ring them and explain my circumstances as it won t get reviewed until I submit all the papers you have to print out and fill out. TLDR; I have bad credit, I lied about my financial debt and am now worried that ASIO or whoever do your NV1 clearance will do a veda check or credit check on me and see that I am lying! What do? Any advice would be greatly appreciated!


My mortgage loan officer told me to close 2 of my credit cards?

He told me in order to qualify for the amount I am requesting I would need to close 2 of my cards that have a 0 balance but have a combined $9,000 limit. I know closing accounts can hurt your score because you are then increasing your debt utilization and also lowering the age of your average open accounts. Should I do this or would it hurt more than help?


While my husband is deployed next year, is there anyway of loans and auto loans to stop payments while gone?


I need to file for Bankruptcy…HELP!!!!?

I dont know where to go, I dont know anyone that has ever done one as reference, I dont know what to expect I live in Orange County Cali. I seen ads bk for 799.00 on bill boards but not in my immidiate areas..I se alot of Paralegals on Craigslist offering their services for 400 plus court fees, can i trus a paralegal???? I just dont know where to start…..Please help..I anyone has gone trhought his (chp 7)please fill me in and if your from my area and you can refer me I would appreciate it. thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do payment plans for braces show on credit reports?

My braces cost $4,220 i paid 1,000 up front and my monthly payments are $161. My question is does this payment plan show up on my credit report? Im trying to buy a house in 6months and is curious to know if t’ll show on my credit report?? I contacted the orthodontist and the lady who started the payment plan with me said shes not sure if it’ll show up


How safe is it to pay a bill over the phone by giving them your bank routing and account number?

So I just recently made a payment over the phone to pay my credit card bill with citi cards. I wanted to pay directly from my bank so I gave the guy the routing number and my account number and apparently the check number was needed. But when I checked my account online today, no money was withdrawn yet. Should I be worried? or Should I just wait awhile because I happened to call on the last day of their work week?


What happens when you stop paying credit card bills?

I was unemployed for 6 months 2 years ago. During that time i begged, borrowed and stole in order to keep my bills current. I also used credit cards to supplement my unemployment so i could keep paying my bills and keeping everything current. This created a debt to income ratio that is skewed. Even when I got a new job, my monthly debt payments were more than my income so every month I would bleed money. Now, my savings are gone. I have borrowed money to keep my payments current, but this is an unending battle. I want to know what will happen if i stop paying my credit card bils. I know it will destroy my credit, but frankly, with my debt to income ration being so high, my credit isnt all that good anyway. I cannot get any sort of consolidatin loan cause im too much of a credit risk at this point. I’ve heard that if you dont pay your credit cards eventually they will offer to settle for almost a 1/3 of the amount you now owe, and sometimes you can negotiate it so that they take the black mark off of your credit report. Is any of that true? I dont want to NOT pay my debt. But i am simply out of money and cannot do it anymore. i’ve called the credit card companies and they basically say it sucks to be you” – im paraphrasing…but really


My nephews name is the primary on his ex-girlfriends auto loan. Is it legal for him to take possession?

He’s been making the payments since she won’t and threatens to ruin” him but someone told him he would get arrested if he drove away with it. Since it’s in both of their names

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bill Me Later”

payment?”


Is there any benefit to declaring bankruptcy when you still have credit left?

I’m a freelancer facing a mountain of credit card debt amassed over many years. I own my car and I rent, single/no kids, and have no assets worth mentioning. I’m trying to pay everything back, but times are lean. I would prefer not to declare bankruptcy primarily on moral grounds, but I looked into it today, and it seems that the only benefits have to do with getting creditors off your back and preventing foreclosure. I don’t have any creditors on my back yet, and I have nothing to foreclose on. It’s been difficult sometimes – I joke that I spend half my income on rent and half on credit card payments, leaving the other half for everything else. But I’ve made my payments on time with nary a bounced check, and I still have several thousand dollars of available credit left, enough to carry me a couple more months if I needed it to. If I declared, I’d be out of that mess, but I wouldn’t have any credit cushion and would need to get a regular job. It seems to me that if I’m resetting everything to zero anyway, my smartest strategy is to continue as I have been, hope things get better, borrow my remaining credit as needed and any more I can get, and when I’m down to the last shreds, fix up my car, upgrade my computers (I develop software – iPhone & Rails), buy new clothes, a TV and furniture to last a while, and blow the last drops on a crazy weekend in Vegas and a single roulette spin. Then just stop making payments, squirrel away some paper cash and money for the lawyer, wait for the creditors to go crazy, and file. Hey, I might even get a good gig and dig myself out with just a couple of dings. I don’t want to do this – it’s clearly wrong – but it seems like that’s how the system is set up. Am I understanding this incorrectly? Is there any reason to declare bankruptcy preemptively? Are there any other options available? I really just want to pay it all back.


Where can I buy a mom?

People that I know told me about this amazing bank called The Royal Bank Of My Mother’s Purse. I really want to be apart of this bank but I need a mom. Are any of you selling your moms? And if so, for how much? I heard that prices may vary. I’ve been on Google looking where to buy a mom but I can’t find any sites that sell moms! :O


How Did I Get A Bad Credit Score?

I have a credit score of 495, however I only owe about 3,000 dollars so how is that possible?! I’ve been savvy with with credit and such and have been doing better but my credit score got worse! It was 571..


Creditcards.com?

Has any one ever applied for a credit card through this site, and do you think it is safe? What would be the safest way to apply for a credit card?


Need to remove co-signer from mortgage?

more info: i see i have the term co-signer –wrong. co borrower may be word. the main reason to have his name off the deed is due to his age .. i am un-able to come up with the six hundred dollars or so due to ,, i am dis-abled .. so my work and income is very limited. his main concern is ,, how will this effect legal matters after he passes… maybe i have asked the wrong question…. possibly the question needs to be…… dad is on the deed, his will is such that ,, his estate will be divided between his children.. how will this effect my mortgage,, i.e. will my sister and brother then become part owners in this property??? maybe this info will fill in the gaps and help ya’ll to understand where i am coming from…. again thanks for your input.


Someone who owes me money is filing for bankruptcy. Will I get my money?

The person who hit my car ended up not having coverage when the accident occurred. They told me they would give me the money for the deductible. They told me they weren’t going to pay me nd are adding me to their bankruptcy list. My insurance company has also sent the total amount of damages to collections. Am I ever going to get my money back?


Can I pay my credit card bill a month late?

I haven’t received al my funds yet and don’t want to pay my bill with my current money because I may need it. I’ll get my money soon but maybe after a couple week. Can I pay my bill then?


My nephews name is the primary on his ex-girlfriends auto loan. Is it legal for him to take possession?

He’s been making the payments since she won’t and threatens to ruin” him but someone told him he would get arrested if he drove away with it. Since it’s in both of their names

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Buying a Mobile home but is the Mortgage Rate is it going up?

My Wife and me are trying to buy a Mobile home , we live in winnipeg canada , we herd from some one today that the down payment on a Mortgage is 25% man that’s alot , now if our home costs lets just say 60,000 now that’s around 13,000 to 14,000 that’s alot of money to put down , i really hope its different with Mobile homes cause the main reason why we are trying to get one is cause we are tired of paying for rent and not owning nothing , in October our Rent go’s up to 700.00 a month , now that’s alot of money to be put down a month , that’s almost like paying a 100,000 dollar Mortgage , and we have no problem paying that a month but its going to no where in 20 years we wont have nothing to show for just to move and have nothing 🙁 , maybe the pearson that told me this about 25% increase is not sure on what they are talking about, could some one help me out with some answers that know all about the banking and loaning area ? if some one can help that would be great .


Choices of cars regarding auto loans?

I see so many people getting cool cars with auto loans I figured I’d give it a shot. I’m making some good money and need a car that is useful but also has some personality. I just don’t want to be another slug on the highway chugging along. I’m not being vain, just curious about what type of cars can I get with an auto loan?


I need an auto loan for 2000 dollars but i have bad credit?

I have a job and can pay back the money in less time than i need to but i need a car with in the next week


Can a non-us citizen co-sign for a mortgage or auto loan?

I know someone who says that she was the co-signer for the mortgage and an auto loan from her previous marriage. She has a work visa but isn’t a US citizen. She says the she is the one who had to sign to get the car and her house because her ex husband whom she was married to at the time had bad credit. Is it even possible for a non-us citizen to be on a loan like that? Her employment at the time was an associate’s posititon at wal-mart, part-time, and the ex husband I think made around 40-50 K per year.


How can I get a free credit report?

I try to go to the website www.annualcreditreport.com and I get the following message as soon as I open the page: A condition exists that prevents us from being able to accept your request at this time. Please visit this website again at a later time, or to request delivery of your free annual credit report via U.S. mail, call (877) 322–8228. Thank you. Why is that? Has anyone had this problem?


Where can i get a loan with bad credit?

u.k companies please.


How to remove bad debt from your credit report after 7 years?

I have some bad debt on my credit report that is older than 10 years. How can I get them to remove it so it does not show anymore?


Just a question about bankruptcy,need reasurence?

Just need reasurence from somebody with nothing to gain or lose by their answer.In 2006 right when everything started to crash,we bought a mobile home at 18 years old.It has a double car garage,a shed,and an 8th of an acre .We’re paying 95,500.Now we’re a little over 20grand in debt.Plus we’re four months behind in our morgage payment,they want 3grand by the end of this month or their gonna start forcloser.Right now our biggest concern is having to take our 2year old to childrens hospital in Denver over and over for test after test and probly surgery.We dont even make 3 grand in a month.Wouldn’t it be wiser to cut our loses and file bankruptcy?Or do you see a better option we’re over looking? P.S.The trailer looks nice but…we cant get home owners insurence on it anymore cause the roof needs completly replaced according to State Farm.Our contract with GMAC states we cant be in or buy the place without insurence.The roof and walls are full of mold aperently,and the floor is giving away,and our kitchen cabinets are full of mold too.And we have three little boys stuck in this hell hole.When we bought it,the inspectors said nothing was wrong with the place,their out of bussiness now. By the way,we’re in our early twenties,and dont wanna screw up again,so,best advice and life experiences greatly appriciated!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a difference between 3.375 and 3.5% interest rate?

My wife and I are currently in the process of obtaining a loan for our new house. The two options we narrowed down are 3.5% 9k at closing, or 3.375% 11.5k at closing. My question is, if I go with the lower interest rate, will I make up that lost money over time? For those Math gurus out there, is there a mathematical equation to simplify my question?


Can student loans be included into a chapter 13 bankruptsy?

im currently going to be filing for bankruptcy chapter 13 i was wondering if anyone has been able to include thier student loans into a chapter 13


Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?

How can I solve my credit card problem? I owe about 50,000 sgd from credit card company. I have bad credit and the banks wants me to pay minimum payment that I cannot afford monthly, or else they will seize my properties. I used to pay about 1,600 monthly, but the debt grows every month due to late payment, lawyer charge, interest etc. How can I get out of this mess, I am planning to borrow from money lender to consolidate the debt and then pay montly at lower interest. Is there such organisation that lends money for debt consolidation in singapore? I have been in contact with overseas money lender that is willing to lend 50,000 at 5% interest PA but I have to pay initial charge at 800. Are they trustworthy? I can hardly make ends meet now. Please help…


Has Anyone Here Ever Declared Bankruptcy?

because of dental fraud meaning my dentist fraudulently charged my credit account $12,000 and $4000 for a day I was not even there. I ahve to fight this, but has anyone ever filed for bankpty because of fraud from another party. What can i do small claims but it’s only $7500?????



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I increase my credit score?


My nephews name is the primary on his ex-girlfriends auto loan. Is it legal for him to take possession?

He’s been making the payments since she won’t and threatens to ruin” him but someone told him he would get arrested if he drove away with it. Since it’s in both of their names


2. How much will my monthly payments be on a $15,000 loan at 12% interest to be paid off in 4 years?

2. How much will my monthly payments be on a $15,000 loan at 12% interest to be paid off in 4 years? 3. How much will it take me to save $13,816.45 if I make annual payments of $1,000 at 7%? 4. Which of the following provides the greatest effective annual interest rate? a. 9% compounded annually? b. 8.5% compounded quarterly? c. 8% compounded monthly? d. 7.5% compounded daily?


Auto loan from capitol one?

HAS ANYONE THAT WAS A FIRST TIME CAR BUYER GET A LOAN FROM CAPITOL ONE I HAVE A CREDIT SCORE OF ABOUT 700.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does my old car’s insurance cover a (used) car until the insurance company is open to switch it over?

My car broke down on me and I bought a used car from someone and they currently didn’t have insurance or tag on it. Im wondering if my old car’s insurance will cover me in the one i just bought until monday when the insurance company is open. I bought the car saturday and all insurance company’s are closed.


Math help urgent!?

You owe $976.34 on a credit card that has an interest rate of 10.75% APR. You pay $100.00 at the end of each month. You place the $100.00 in a savings account that earns a 2.75% APR. What is the difference in interest between savings earned and credit card interest paid. and then How much is paid toward the credit card principal at the end of the first month?


Dealership was to replace my vehicle with newer, less mileage and warranted vehicle/my approval no out of pocket to me. now reneging.?


Question about getting a loan . HELP ?!?

Ok , so my friend got laid off in the past month . Then they called her back to work . Now those four weeks she should have been working equals her rent money . . Rent payment time is here and she has NOTHING ! She also has no credit and cannot do one of those payday loans because she doesn’t make enough to pay it back within the next week . However , she can pay a loan back when she gets her tax returns . Do you people know any places that can do that ?


Will I get a car loan… credit score 670?

Alright, I just updated my credit report again today. Do you think I could get a car loan for a used car (non-dealer) with an average credit score of 671? The car is $9500 and I plan to $500 cash down. Also should I apply online or go to a bank for higher approval rate/better interest rate. Thanks so much for the help.


What happens to your debt after 7 yrs?

my sis-in-law told me that after 7 years your debt is clear and your credit starts over. is this true? i told her its not true that you still have to pay the debt you owe. she says its true so shes not paying her credit cards. i think shes making payment to only one of her many cards. shes in debt like in $7000


Which bank to go to for new car financing?

Now that bank of america is loosing its worth because of credit card and auto load default, is it okay to get a new car financing from Bank of America. As a matter, which bank offering low APR rate for car financing.


How can you find out if abandoned property is in bankruptcy?

I found some property that I’m interested in. I just need to know if it’s abandoned due to bankruptcy of if someone still owns it. How would I be able to find out if it is in a bankruptcy litigation?


Does it hurt to have a negative balance on a current credit card?

I’m in the mode of restructuring my credit, and I’m paying my credit card but I overpaid it leaving a negative balance on my card balance. Keep in mind this card is still active and i’m paying it faithfully every month, only difference is that I overpaid it with a negative balance. Would this effect my credit score at all or am I over blowing thing situation?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How safe are Payday Loans?


My nephews name is the primary on his ex-girlfriends auto loan. Is it legal for him to take possession?

He’s been making the payments since she won’t and threatens to ruin” him but someone told him he would get arrested if he drove away with it. Since it’s in both of their names


Can i fill out one application to find out what credit cards will approve me ?


Will I lose my 1970 Chevy if I file bankruptcy?

I am in the process of filing bankruptcy, I have a 70 Chevy that I have had since I was sixteen, I can not lose it. I have it as collateral on a loan but I dont owe as much on the loan as the truck is worth I owe two thousand less than the truck is worth. Any advice will be very helpfull.


What’s my chances of getting a bank auto loan?

I have no credit. I’m 19 years old. I have no co signer. But I need a car. I work a job, making 7.80 an hr, 30-40 hours every wk, I also make tips but can’t prove that bc we aren’t required to report them. Anyway, I’m looking at a 2010 Ford Focus, $8,975, 92,569 mi. If I can put $1,000 down on the loan, do you think I could get a loan to get this car?


Would I be able to get a $ 10,000 loan using a credit card?

The amount would be to purchase a small home that needs some repairs. This is included in the amount that I would borrow. How much time would I have to repay this $10,000 loan off of a credit card? How much would I expect to pay monthly on a credit card loan?


Will adding another credit card reduce my credit score?

Hi, i currently have two credit cards and my credit score is a little over 700 i’m never late with my payments. If i add another credit card, will that hurt or help my credit score??????????




















































Can payday loans take out your tax refund?

Can payday loans take out your tax refund?

I made the mistake of taking out a loan for a payday check cashing place in July & I still owe them, I just wondering when I file my return can they take that out my tax refund? Or can the irs withheld my refund because I haven’t paid back the loan yet?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you get a car loan at 18?

My parents cannot cosign with me. So if I live in Alabama I have to follow our laws so I wouldn’t be able to get one in TN?


Bad Credit Private Party Auto Loans?

Does anyone know where I can get a loan for a private party auto sale if I have bad credit? I make a few mistakes a few years ago and now I can’t get a loan to get a new car and mine is broke down and I can’t fix it.


What is the highest interest rate allowed in Tennessee on auto loans?

Can an individual be forced to pay in principal and interest fees far in advance of the worth of the property. Thanks


Does anyone know of an online auto loan that isnt a ripoff thats possible with hardly any credit?

so i turned 18 in december and i started building descent credit…….i came across my dream car a 1972 fully restored chevelle for 4000 dollars! so i need an auto loan that wont rape me on interest but is lenient with credit (if there is even any) …..anyone know of any?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I’m four days late for my car payment how will that effect me?

i’m scared. i’ve always paid everything on time and in full. They didn’t send me a statement for this month’s car payment. So I forgot. I ended up signing in online to pay it, and I found out it was due on the 27th, and the payment will be paid tomorrow. Is there like a grace period? What will Dodge do to me if I missed a few days? And will my credit be effected?


What is better Debt settlement or bankruptcy 13?


5,000 cash loan.yes i would like any kine of cash loan.thanks.?

I am trying to get cash loan for 5,000 if any body can help me it one i will try it. thankyou for helping me.let me know whay to do to get this loan..cindy.an some body help me with this.


Can payday loans take out your tax refund?

I made the mistake of taking out a loan for a payday check cashing place in July & I still owe them, I just wondering when I file my return can they take that out my tax refund? Or can the irs withheld my refund because I haven’t paid back the loan yet?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find my credit report for FREE!!?

On freecreditreport.com, you have to type in your credit card number though… I don’t have one…


What do i do about my online payday loan i cant payback?

I have a payday loan that charges 240 dollars every two weeks out of my paycheck. I just lost my job and cant pay it what should I do?


Financing / Auto Loan for vehicle?

Hello my names Tony. I’m 20 going be 21. And I’m trying get an Auto Loan. What certain things does the dealer look for Regarding financing you for a vehicle. And do you think I fit criteria for approval. I make roughly 24k yr. I have high 600 credit score. Established at job for year. I have over 20% down. The vehicle I’m trying purchase is 16995 and I have 6000 down is this good enough? Is there anything else that I need too now So I can guarantee that I get approval For the loan. I really need a vehicle & Hate asking people for rides. Thank you. -Anthony


Where can i access a instant and free online credit report without signing up for a trial period?


Which of the following statements is a statement of fact?

A. Which of the following statements is a statement of fact? B. The United States must protect itself from international terrorism. C. Laptop computer prices are bound to drop over the next five years. D. Universal health care is an idea whose time has come. E.Mortgage rates are at a 20 year low. F. The two-party system has developed into an adversarial approach to lawmaking.


What if you owe the bank money?

my lil bro owes one bank about 700.00 bucks and a other bank about 200.00 bucks all for over drafts and late fee, if he dont pay it what can happen? can they put him in jail??? thanx


Can auto loan save the income tax?


Loan Scam Alert !!!!!?

Well, hey! We hear from the scumbag scammer himself! Well, buddy, first off, your advance-fee loans” are illegal. Then there’s the issue of your “State Certified Lenders Association Nigeria” certificates — since there’s no such body in Nigeria. Cute “certificate” though! Me foolish? Maybe. American? Probably. But at least I do have a legitimate JOB unlike scam artists such as yourself. If nothing else


Can payday loans take out your tax refund?

I made the mistake of taking out a loan for a payday check cashing place in July & I still owe them, I just wondering when I file my return can they take that out my tax refund? Or can the irs withheld my refund because I haven’t paid back the loan yet?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a bunch of payday loans out i cant pay anymore?

My husband didnt work for years and I ended up making the mistake of getting caught up in these payday loans. He was an abusive alcholic and I could not make ends meet. He stole from me so I had no money. It is a horrible cycle i’d take out another to pay the interest on the first and then so on. I can no longer pay the interest anymore. Is it wiser to default on them and make payments OR file bankruptcy on them. i have very little other debt besides a small cc of about $2,000 and the loans add to about $6,000 I’d say total now with the interest. I live in WI. I need the best suggestion to handle this. Thank you.


Has anyone ever got a credit report from www.freecreditreport.com?


Personal loan for a car?

ok so im 21, i have good credit, its at like 675. ive taken out an auto loan a few years back with a cosigner, paid the car off, then sold it. now i have a car that i got a loan for(no cosigner) a few months ago while i was lifeguarding. my manager and i butted heads(we had been friends since we were 3 and he went on a power trip. it really wasnt a big deal) so he took me off the schedule about a month ago. i finally got a job TODAY at texas land and cattle and have been getting help from family to make my payments thus far. so now that i realize that i dont need to be making these high car/insurance payments, and want a cheaper car around like 4 or 5k which i would need a new loan for. so basically i need to sell the car i have now, but if i do that, i wont have transportation and idk if i will be able to get this loan right off the bat since i just started this job. to sum it up, can i get a personal loan for like 5k since i have good credit, had a job a month ago and am just starting a new one….


How can I get an auto loan if I get paid in cash?


How can a minor get their credit report?

I am only 17 but I think my real mom is using my social. I cant get my report online anywhere and its making me mad. Anyone know of a good way to clear it fast??


I have a 630 credit score. What kind of interest reate can I expect to get for a new auto purchase/lease?

I’m looking to lease/buy a BMW X3. Which is the best way to go for me? MSRP is approx 40k. Thanks!


Get approved for an auto loan with a no income co-signer?

I’m trying to get a car with no credit. I have sufficient income and a 2,000 dollar down payment. They said they’ll approve me for the car I want if i can get a co-signer. I’ve found one with DECENT credit, but they have no income. What are the chances of getting approved?


Where to get GAP insurance on high APR auto loan?

Hey all. I was an idiot and bought a car at DriveTime. They sold me the car at 21% APR. I am very upside down on this auto loan and need to get GAP insurance just in case. Every provider I’ve found limits 12.5%. Anyone know of any other providers which have a higher APR limit? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Online girl on chatting gave me credit card no. and I used it on a webcam site?

Thanks for the responses. I want to add some more details here. The girl that gave me the cc no. told me to go to a specific website. She knew everything about how to register and create an account and where to enter the card information. She even told me to visit a specific model’s page which she claimed to be herself. This is very similar to other fake girl profiles on chatting websites who redirect us to such webcam sites but their motive is usually to get us registered on the website and charge us on our CC. Of course they are probably agents of those websites trying to make money. So is it possible that this was some kind of promotion by the website where they use their own agents and give out fake cc that would work on their website to get us to visit the website for promotion purposes?


Credit score of 697?

Also, I heard the more credit card offers you get in the mail… the better your credit is. Is that true?


In Search of a loan for someone with bad credit?

Ok Pari I will, lol my ex husband ran up so many gambling debts we lost everthing and of course when he decided to get a divorce (so I had to pay half the bills) I was sol so to speak. I am raising 2 teenagers with NO help from him and it’s hard to make ends meet at times. I have a great job and have had it for many years now but just need the boost to balance things out and begin to rebuild my credit as my half of the bills are paid now. I also have a big expenditure coming up for my son who is traveling to Chicago for school. Would really like to help him go as the answer to those types of questions have been answered in the past with a big fat NO…


I got a call that mine sisters going to jail if a payday loan not payid is it true?

finance



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Would it make sense to buy a house when mortgage rates are 14% and expected inflation is 15%?


Can payday loans take out your tax refund?

I made the mistake of taking out a loan for a payday check cashing place in July & I still owe them, I just wondering when I file my return can they take that out my tax refund? Or can the irs withheld my refund because I haven’t paid back the loan yet?


Call of duty: black ops, whats the best gun in zombies mode?

I like automatic guns, so no semi-automatic guns please… and i already no the thunder gun is amazing.. so in your opinion what is the best automatic gun in zombies mode for call of duty black ops? .. Also what gun do you think is the best upgraded with Pack-o-Punch? Thanks in advance, just trying to improve my game play by knowing what guns i should and shouldn’t buy =)


How can I get the payday loan people to stop e-mailing me about payday loan offers.I want it to stop.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does the process for an auto loan take?

I am buying a used car from a new car dealer,my credit isnt the greatest but i put down what they asked and i was apprved, it has been 8 days since i put the money down, i was doing a verification over the phone and i guess the dealer told the bank the car was worth more than it actually is so the bank made the dealer redo the paperworj for a lesser price but here i am 8 days later still with no car


What is the best type of attorney to contact to talk about student loan debt?

What is the best type of attorney to contact about student loan debt? Bankruptcy lawyers seem to cringe/avoid this because student loans are currently exempt from bankruptcy. Is there any in the US that take this stuff serious and can help broke former students? I mean there has to be some attorneys that now have experience in these matters since the economy is now becoming flooded with unemployed new attorneys.


I’m leaving my spouse off of our mortgage, how can I protect myself.?

Thanks for the answers so far. Some extra details: Her credit has been hurt because she missed some CC payments about 5 years ago. I have helped her pay it off and she now has 0 debt, but those marks are still counting against her. I have secured the mortgage in my name at a rate of 3.75%, so they know my wife exists, but I guess in maryland they don’t care about anyone except who is on the mortgage. I make about 100k annually and she makes 55k annual for the person that asked.


Get Free Credit Report?

Does anyone know where i can check my credit for free….the only thing is i dont have a credit card and most sites ask for one


I’m paying my bills ontime, but with borrowed money. Can I declare bankruptcy even though i havent missed pay?


How do I find out if a Payday loan company is using illegal practices?

I took out a payday loan and I do need to repay it. However, I don’t think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc….I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.


I have never had any credit cards, do I still have a credit score?

I am 30 and have never had any credit cards. I do have around $35,000 in student loan debt that I will start paying off in the next six months. I had an old cell phone bill (that I thought I had paid, and was paid as soon as I found out) end up in collections a few years back, but other than that my record is clean. So do I have a credit score, and if so what would it be based on?


Will bankruptcy stop a foreclosure?


Is this credit card a good deal – Your advice needed?

My grandmother got a credit card in the mail from Capitol One. On the phone they said the annual interest is 18%. No interest until April and 22% interest on cash (I’m assuming cash with drawl from an ATM) She wants to use the card to pay off 2 loans with very high interest. One of the loans has an interest rate of 170 dollar for only 300 dollars borrowed. The other loan is pretty much the same. Its one of those check n go installment loans and the other is a payday loan. She just wants to save on interest. She could pay them off in cash, but is interested in building her credit and paying a lower interest rate. Do you think this is a good idea?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know a payday loan that will accept prepaid debit card accounts instead of bank accounts?


Can payday loans take out your tax refund?

I made the mistake of taking out a loan for a payday check cashing place in July & I still owe them, I just wondering when I file my return can they take that out my tax refund? Or can the irs withheld my refund because I haven’t paid back the loan yet?


Is it easier to get a home loan with bad credit if you have 20% to put down?

The credit problems I have now are from medical bills and other very small debts. I don’t have ANY credit cards, and my only other debt is my current house and car.


What can i expect to lose if we file Chapter 7 Bankruptcy?

my wife an i are going in to see a bankruptcy lawyer next thursday. we have two cars 10 years old and are still paying on one we got last year. the other is paided off. we owe about 60,000 on credit cards and hospital bills and school loans. she was caught in a down sizing and i was put on ssi because of medical problems. we do have a mortage on our house. what can we expect to lose if we file for bankruptcy. how much will they take inside the house and if they will take one or both of our cars and even the house. this is very scary cause its was all good until i started having too many surgery and she lost her 16+ an hr job and now has to take a 10 hr. myself was put on SSI for good.


Is there such as an unsecured 10K personal loan?

I appriciate the first answer to live below my means, but that was not the question that was asked, and I respectfully request that you consider that I may be dealing with a situation that is not ideal. Yes the best thing to do would have been to lived below my means for the past couple of years so I could keep my house after the tragedy, but I didnt, andf now I am faced with a situation where I need a band aid to get me through the tough times ahead. Again, I suggest, respectfully, that if you do not have an answer to the question asked that you simply not answer thank you


Need Cash, Where can I get payday loan in Vegas?


How do I find out if someone has used my idenity for a credit card?

How do I find out if someones used my idenity? I just turned 18 nd I want to make sure nones used my info.




















































Does Netflix take Debit Cards as a Credit Card for payment?

Does Netflix take Debit Cards as a Credit Card for payment?

@Mitchell Banks, this is a question asking site… Why don’t you go suck a dick?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Anyone get out of debt fast without filing bankruptcy? If so, how did you do it?


Can a bank chase you for an unpaid loan 5 years after payments had stopped?

In 2003 I took out a loan with a bank who I already held a credit card with. Due to a change in personal circumstances, I was unable to keep up payments on either account. My debt was passed to a solicitor acting on behalf of the bank. At this stage, with the correspondence I was receiving and payment plan options, I was under the impression that the credit card and loan were now one debt. As I was unable to come to any payment agreement at that time a CCJ was served on me (with one account number) to which I have been paying a fixed sum ever since. In June this year, I received a telephone call direct from the bank asking me why I haven’t been paying my credit card installments. Very confused by this point, as I was under the impression I had been paying with CCJ and I had not heard from this bank since 2004!. The bank were very rude and demanded full payment of this immediately, however I refused and asked them to send me a budget form so I can prove I could not afford to pay any more than what I already was. I immediately got on the phone to the solicitor who I pay my CCJ payment to and they advised that the CCJ was for the loan and they have recently passed back my credit card account to the bank (at the banks request), without any corresspondence to myself. The bank have since written to me via another solicitor and offered me a 50% discount if paid by mid september. Are they allowed to do this as I honestly believed I was now dealing direct with a solicitor and I was making these payments. Why has it taken them 5 years to chase this up when they have had my address and telephone number all along?


If you have a discharged bankruptcy, What company can you use to get a car loan?


Can I get a $500 loan with a credit score of 695?

I’m trying to get a loan for $500 so I can buy my friend’s CRX. I went to freecreditreport.com and it said my score was 695, is this high enough to get a $500 loan? I could probably have it paid off in less than a month, I just need to get the money so I can buy the car before somebody else does. I’m 20 years old btw

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Whats the fastest way to get a credit card???


I need to make a business plan for my mortgage brokers. I need an outline to help me get started.?

A daily plan that can be used to set and meet goals. M-F weekly outline. breaking down each hour.


Chapter 13 Bankruptcy. Has anyone done it? What are the short and long term affects?

As with many people right now, my family and I are struggling financially. It was suggested that we look into a Chapter 13 Bankruptcy. Has anyone done one? How does it work? and what are the long and short term affects. Does it ruin your credit? Will it help us immediately?


Does Netflix take Debit Cards as a Credit Card for payment?

@Mitchell Banks, this is a question asking site… Why don’t you go suck a dick?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a legitimate bad credit personal loan?


How will my fiance’s bankruptcy affect my (good) credit score after we’re married? Can I still buy a house?

He has about $430K in medical bills (no other debts) from recent cancer treatment while uninsured. My credit score is about 700 and I’m concerned that we’ll have a hard time securing credit after we’re married (we would like to buy a house). Are there any things I can do to mitigate damage to my credit score? Do they always have to look at both partner’s credit when evaluating loan applications? I may be able to qualify for a mortgage with just my income (~$90K). Any help/suggestions would be appreciated.


How do I get a college loan with no co-signer and no credit?

I have a small bill, but no cash. I need to get some sort of student loan. I dont have any family that can co-sign and since I dont have credit (how many students do), I cant take out a loan. I think I may be stuck


How can i check my credit score?

I try things like free score .com and the need a credit card well if i have bad credit no one is going to give me a credit card so why would you ask that.I need a place i can check my score and try to find out why it is bad and what to do to fix it.


Is it possible to get a $3000 loan in a week with bad credit and partime job?


Will my credit score go donw if I use mycreditkeeper.com?

Thanks 🙂 I got it for $1 and its free for 30 days, I was wondering if within that 30 days if I check my score my credit score would go down? 🙂


Best Credit Card for a credit score 649-700?

other than student cards or secured, and with a high acceptance rate! Thank You!


How does bankruptcy work in the state of Tennessee and how long does it take?


Does Netflix take Debit Cards as a Credit Card for payment?

@Mitchell Banks, this is a question asking site… Why don’t you go suck a dick?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does it take for mortgage underwriters to give you an answer on your loan?

My husband and I have filled out the paperwork for our loan. We sent it to the mortgage company last Wednesday. I am so anxious about whether or not we will actually be approved. How long does it usually take for the underwriters to go over your paperwork after they get it. I know there is not a specific time limit but maybe previous first time buyers can give me insight on how it took for the underwriters to get back to them


Is the interest on an auto loan tax deductible?


A recruiter ask me to go online and do a credit/report, Is it good?

I applied for a job on Internet, the following is what the recruiter answered me: << Hello, We have reviewed your application, and would like to move onto the next step of our employment process. Recently, the distribution center was fined for having illegal workers. Therefore, they are asking us to prescreen all possible candidates to prevent this from happening again. We are asking all candidates to submit a current copy of your credit score to go into your employment file. Your credit report/score will not matter, as it's rather an easy means of verifying your identity and valid citizenship in the US. Below will be a link to obtain your credit score for $1, and once done so, we will be noticed and process you for an in person interview. We are hiring 6 workers, but please act promptly, or the job might be taken. You will need to bring 2 forms of identification with you to the interview. Your score can be obtained here: http://jobverify.net/whjob1059.html We appreciate cooperation, and hope to see you for your interview soon. Sandy Fisher Hiring Staff Recruiting Team >> Do you think it is good to go through that process? Thank you for your help.


What hotels in Las Vegas have an indoor pool?

I am thinking of heading to Vegas next month. Since it will still be cold, I was wondering which hotels have indoor pools?


FHA mortgage loans & limits?

Answers #1 & #2 have already responded to my questions on point, but if others want to respond, please feel free to do so. Don’t be misled by GVD’s lack of comprehension, though; I’m not looking for rate quotes, I’m clearly not soliciting a loan from anyone on this site, & I’m intelligent enough to have provided the accurate limit information in my question. Thus, you may rely on my facts to provide answers to my questions.


Would I be approved for an auto loan or lease with a 719 credit score?

I have $2800 for a down payment, and if I buy, I’m looking for a 60 month term. Also, I’ve been at the same job for 3 years and have been promoted to assistant manager. My job does not show up on my credit report though, and I was wondering why that was (I pay taxes, it’s a real” job


What cards are in comunity chest and chance in Monopoly (UK version)?

I am making a monopoly set for my hometown. How many cards are in community chest and chance, and what are they? Then I can adapt them! Thanks a lot


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What legal action can internet payday loan companies take if you default on a loan?

I took a payday loan out and had been paying the interest on them, then my payday changed and I had no contact # for these people. So for awhile they were just hitting my account and didn’t get any money, but I ended up with alot of bank fees. So the bank advised me to close the account because the fees were outrageous. Then the payday companies wanted to contact me and demand the whole thing in one payment and I certainly didn’t have the funds for that. So now they are threatening lawsuits and garnishments on me. I told them I didn’t have a problem making some payments to clear this up, but they refuse to give an address to send payments to, want me to get a debit card from Wal-Mart and pay it off @ one time. What exactly is legal when it comes to them. They also said until the suit goes to court they were going to keep adding interest fees every 2 weeks even though the account is inactive.


Free Credit score?

Is it possible to get a free credit score (without being scammed)? .Not just the credit report, but also the score. Thanks


Who will refinance a house while under bankruptcy?


Can I roll $4500 negative equity into a lease?

Okay so I have an 07 Subaru that I pay $360 a month for. I purchased the car last September for $13,700 and still owe $13,800 thanks to my 17.8% interest rate. I know my car at trade in now is worth about 7500-8500 dollars. So my question is, and I have both read and been told this is true, that since I am still considerably upside down in the loan, it would be easiest for me to roll that negative equity into a lease and that way by the end of the 2 or 3 years, it will be paid down. Will I then also be able to keep my monthly payments around the same as they are now? I have read that this works and that it doesn’t work. Please someone give me a straight answer. And preferably someone in the business. Thank you in advance!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the phone number for annual credit report?


Does Netflix take Debit Cards as a Credit Card for payment?

@Mitchell Banks, this is a question asking site… Why don’t you go suck a dick?


Student Loans For Penn Foster?

I am interested in Penn Foster College (you attend at home online or by mail) and the only way I can afford it plus buy the supplies I need is if I get a student loan but none of the websited I have found recognize Penn Foster. It is an accredited college by the Accrediting Commission of the Distance Education and Training Council (DETC). I am almost 21 and have been out of high school for over 2 years and I’m not interested too much in scholarships. I have searched and tried many of the student loan websites out there but nobody has Penn Foster on their list. Anybody know where I can get a student loan?


How long does an online credit card payment take to go through?

So I have Citibank and I just paid my first credit card bill since I maxed out the card last month. I made a online payment a few hours ago and it says processing payment” does anyone know how long this takes to go through?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I owe unemployment money can i include that in bankruptcy chapter 7?


How long after filing/having discharged a Chpt 7 bankruptcy can you file another one?

Been thru lots of medical and other crises.


Why is my equifax credit report account frozen?

I recently asked for my free annual credit report and equifax wouldn’t send it to me because my account appears to be frozen. Why would this happen if I didn’t freeze it and how can I unfreeze it? Does this mean somebody tried to steal my identity? I tried calling but the number they have is all automated. Can somebody please help me understand what is happening? Thanks.


How can I get a payday loan?

While I do have a checking account, I don’t have checks; and my bank is in another state in which I live, so getting a temporary check is out of the question as well. Is there anyone who knows what else I can do? I am in a crunch, and need money quick to get me through the next couple of weeks.


FREE WEBSITE TO GET ALL 3 CREDIT REPORTS?

I NEED TO RUN ALL THREE CREDIT REPORTS AND I KNOW THAT THERE IS A WEBSITE THAT GIVES THEM FREE..HELP PLEASE THANKS


How many houses per year can you sell without a real estate license?


Auto loans?

I have a good credit score & am interested in taking out a bank auto loan. The vehicle is a 2004 Jeep Liberty & it’s used – price $13950.00 & I would like to have the longest available loan term. I’ve never taken out an auto loan before & so I don’t know how it works. My first question is what would the total loan amount needed to be taken out likely be (upon approval, of course)? Secondly, what would the estimated monthly payments be? Thirdly, does the vehicle have to be in the loan holder’s name? Finally, does the bank require you to purchase insurance at time of receiving the loan? I’m not sure if anyone can answer these questions without more info, but I appreciate the effort. Thanks!


Would it be good to refinance car loan when the current loan is reported as Included in Bankruptcy wrongly?

I’ve got a car loan that was kept through my bankruptcy and I’ve been paying on for approx two years since now and just realized they reported it as part of my bankruptcy and they will not change(included is said because it was written about in the papers even though it was reaffirmed). I’m trying to now fix my credit up some and would like to know if it will help or even effect at all my credit to refinance it now?


If I borrow $1000.00 from a payday loan place and I have 45 days to repay at 365.00% annual % rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get a free credit report?


Does Netflix take Debit Cards as a Credit Card for payment?

@Mitchell Banks, this is a question asking site… Why don’t you go suck a dick?


Is citibank a good mortgage lender?

Has anyone had problems getting a home loan through citibank?


Best bank in INDIA for taking Home Loan?

Which is the best bank in INDIA for taking home loan. By means of interest rates, service after giving loan, transperency in transactions etc.


Where can I check my credit and score all at the same time?

are there any official credit score and credit check place that I can go to for free? or legit where I won’t get all this spam, scam and charges later?…. Thanks!


Is it possible to refinance after you get a loan modification?

I recently got a loan modification and it is going great. However, I am interested in refinancing to include my home equity loan. Is that possible or can you not refinance once you have gotten a loan modification.


Used auto loan private sale. Can the title and registration be added to my loan?

I got approved for a used auto loan of up to $8000 and maximum of 80% LTV. I found a vehicle for $7,000 which has a retail value of $9,492 and in Arizona sales tax is not charged for private sales but instead a VLT fee is added to your registration costs. I calculated the registration fee including the title, environment fee, and the VLT tax to be $287.30. I only have the money for the $500 down so would I be able to include the additional fees into my loan? Can the bank pay for my vehicle registration and include it in my loan?




















































How long will it take to pay off $4000 on a credit card?

How long will it take to pay off $4000 on a credit card?

I’m buying a motorcycle with a credit card. Since I want a motorcycle and have no credit for a loan I decided to get a credit card. If I had a standard interest rate(13%-15%) like that of the majority of credit cards and I paid $200 a month how long would it take me to pay off my $4000 debt? This question is for all you financial gurus. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can i ask for cash back if im using my visa vanilla pre-paid debit card?

i have a visa vanilla card with 500 dollars on it. my Q is if i can ask for cash back after making a purchase with it? please answer quickly


In desperate need of a homeowner guarantor to get £2500 loan!?

Thanks for help so far. My desperation is that I need the money to pay off some rent arrears that we’ve foolishly allowed to build up.


Is there any way to fake information for an online payday loan?

I have no bank account and no job,


Is 618 a decent credit score? What can I do with the score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long does it take before a collection acct is taken off of your credit report?

I have a collection account that has been on my credit since 3/03. I have disputed it several times because the amount is wrong. How long does it take to fall off of your credit?


I have bad credit need a auto loan?

My credit score is 548 after a divorce, my income is six figures and looking for help where to apply so my score doesn’t go down any further.I have found online credit apps you get dealers calling and wanting to sell you a 2000 chevy for $10,000.Looking for some help please.


Can I even get a home equity loan wiith a credit score of 630?

I am looking to consolidate/ pay off my bills with a home equity loan but I only have a credit score of 630! I am afraid that the credit inquiries will LOWER my score more if I am denied. Should I even bother trying to get one? I don’t want to mess up my credit any more. Are home equity loans credit based?


How long will it take to pay off $4000 on a credit card?

I’m buying a motorcycle with a credit card. Since I want a motorcycle and have no credit for a loan I decided to get a credit card. If I had a standard interest rate(13%-15%) like that of the majority of credit cards and I paid $200 a month how long would it take me to pay off my $4000 debt? This question is for all you financial gurus. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I’m an authorized user, why is it on my credit report? Help Quick!?

3 years ago, my grandma put my name on one of her credit cards so it would be easier for me to use” while I was off at college so she could help me pay for some groceries


I’m buying a house at $320,000 how much would a monthly payment be if my rate is 3.5%?

Loan 30 years and the down payment is included on the 320,000 loan


Should I cancel this credit card?

I took out a Helzberg Jewelry credit card (HSBC) for mine and my husbands wedding rings back in Jan 2010. The card was maxed out from the 2 purchases and had a 0% interest rate for the first year. The card was completely paid off before that year was up. The card has been paid off/no balance since Jan 2011. It’s been almost 1 yr since the card had any activity on it. I don’t plan on using it again since it’s a jewelry card and I’m not wealthy enough to buy jewelry frequently. Should I cancel it? I read something Suze Orman said once about how canceling any credit card is like canceling part of your credit history and can even lower your score. Any advice would be great! Thanks in advance!


How do Amscot payday advances work?

I know you have to write them a check for the amount you borrow, but how much interest do they charge & how long do you have to pay it back? Does the amount of money I make depend on how much they can give me? I’ve heard lots of horror stories about them, but it’s not going to be an every week thing for me, I’m just strapped right now and I don’t want to overdraft my bank account =(


Is it possible to negotiate an lower interest rate for an auto loan or should I refinance my auto loan?

Has anyone done this before? What is the process?


How can post code affect credit history?

Lately I applied for credit, but my application has been denied. I just wondering, how post code could affect my credit scoring? Is it matter? Is any credit check companies which provide absolutely FREE credit check? Thanks Arvydas


Free credit report website?

freecreditreport.com wants you to enter your bank info so they can charge you later. I dont want that. i want something 100% free. I cant seem to ever find one taht gives me a number. I want to know what my credit score it too, along with the report. I mainly want a number though…


My daughter wants to go to De La Salle High School next year. I can’t afford it? Need help!!?

My daughter graduates from 8th grade next year. Her hope and dreams is to attend De La Salle. In order for her to go, she have to get a scholarship or loan. I have an average job. And the state guidelines says I make too much for the scholarships offered. I dont see how because after taxes I barely bring home enough to get by. I filed a chpt.13 bankruptcy last year, which means more money being taken out on top of bad credit. I don’t know what to do now. For her to be qualified for the scholarships, I can’t make over 45,000 a year. It’s Sept. and I’m already at 48,000. I’m a single mom of 3 children and a mortgage. I’m so depressed!! Is there any thing I can do. She’s the perfect student and I really don’t want to disappoint her. She has accomplished so much.


How long will it take to pay off $4000 on a credit card?

I’m buying a motorcycle with a credit card. Since I want a motorcycle and have no credit for a loan I decided to get a credit card. If I had a standard interest rate(13%-15%) like that of the majority of credit cards and I paid $200 a month how long would it take me to pay off my $4000 debt? This question is for all you financial gurus. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have $4000 in Savings at 4% APR and owe $1900 on car at 5% APR. Pay car off or keep in savings?

Min payment is 160/month so at min payment I have 12 months left. I have made larger payments and I am 34 months into the 60 months loan.


How to look at credit report and how do I get a credit report?

Where can I get a credit report that does not show the credit score? and How do I look at the credit report once I obtain it? What is the credit report suppose to show? Is it suppose to say it is good or bad or something……?


Can a payday loan lender take you to court for an upaid loan?

in illinois


Are online loan companies safe? Need personal loan…?

Annie: I could save the money but that would take a long time. Also, as I mentioned, my credit is bad due to a tragedy, my husband’s murder last year. I did not act irresponsibly to get my credit in the condition it’s in. I have 3 kids that I am now raising alone. Please don’t assume I don’t know how to manage my money. I am working on getting my credit back by the way.


Looking to get an instant loan of $1500-$2000. My credit is not good. I am looking a lender who does not do a?

I am looking to get an instant loan of $1500-$2000. My credit is not good. I am looking a lender who does not do a credit check and lend money on a short term basis. I can proof employment to pay back .Any help will be appreciated


What credit score must one have to be approved for a 0% auto loan?

Has any one ever qualified for a 0% auto loan? And if you did, what was your credit score? How many years was your auto financed? 36, 48, 60, or 72 months? Thanks.


I have a question about an auto loan for an 18 year old.?

Ok, so here’s my question. I’m 18 years old and I need a car, and I also want to build my credit profile for later in life. I found a car that I like, it’s $4500. I want to do the smart thing and take a small loan out for the car, and build my profile. I don’t want to buy out-right because I obtain no credit doing so. So, I have a job, I can easily pay about $150-$200 a month no problem. I’m also transferring jobs soon to a higher paying and more hour intensive job. Which means more money, which means even more stability than I already have. I have USAA from my dad, and I want to take a loan out through them. Because, it’s a relatively low interest rate and I can pay it back early if I get more money and I won’t be penalized for it. For whatever reason, my dad refuses to co-sign for a loan fora sports car. It’s a V6 mustang, 01 5-speed. It’s not insanely fast and the insurance for USAA is $144/month. Pretty cheap for an 18 year old. I figure if I take a loan out on something, I better damn well be able to enjoy utilizing it, and get what I want. Not what someone else thinks is a better option. Let me know, need an answer relatively quickly. Thanks all.


How to pay my credit Card debt?

currently I have about Rs.35000 Credit Card Debt. My monthly salary is Rs.15000/- and monthly expenses around Rs.10000/-. I want to pay the credit card debt at the earliest. Any tips?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy still active?

What happens when your Bankruptcy was re active after being discharged in 30 days? Bankruptcy was filed 8/2010, discharged 10/26/2010, re active 10/28/2010. Do the courts watch the house to see what is going on?


Does chase let you withdraw money from an ATM with insufficient funds in your account?

Can I withdraw $200 dollars from my checking account with only $6 in it and get charged a $34 fee and go $-228 and pay it when I get payed in two weeks


Bad Credit Auto Loan? What do you recommend?

Does anyone have a recommendation for a bad credit auto loan? We will need to roll over some negative equity into the loan as well at the dealership. Who has the most approvals? When I search online, there is just so many that come up, and I don’t want to fill out information for all of them just to have tons of phone calls from people that say no… Anyone have an experience with one that worked for you?


USAA uses which credit report?

I live in PA and want to apply for a car loan but want to find a company that uses Equifax credit bureau as this is my best score. I have heard that USAA uses Equifax but i was hoping somebody in here might know. Thanks in advance!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I get a copy of my credit report?

I know legally we’re entitled to one free credit report a year. It’s probably a good idea to take advantage of this. How do I get it?


How long will it take to pay off $4000 on a credit card?

I’m buying a motorcycle with a credit card. Since I want a motorcycle and have no credit for a loan I decided to get a credit card. If I had a standard interest rate(13%-15%) like that of the majority of credit cards and I paid $200 a month how long would it take me to pay off my $4000 debt? This question is for all you financial gurus. Thanks


Is a car loan at 20 ok or horrible , the bank turned me down so Direct Auto Union said they would do it for that percentage.Good? Bad?


Who is the guy in the freecreditreport.com commercials?

tell me if u know

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i check if my budgeting loan form has been received?

i sent it off over three weeks ago, and would like to get in touch with them but there website has gone, how can i get in touch with them? any help appreciated thanks x


How do you get your cridit score?

from the trans union and equifax and experian


What is an Advance Limit” on a Credit Card?”

Answered – thank you! Best – Why is it so hard to pay back? I’m new to credit cards but don’t understand the issues surrounding them.


Declined when using vanilla visa gift card online?

I recently bought a $100 visa vanilla card. I registered my card on the site and everything (i registered my address and name) Every time i try to make an online purchase, i get declined. Can anyone help me with this?


Can my wife file bankruptcy? or do we both have to file ?


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Help for getting student loans?

I was just accepted into a nursing school and I am having trouble getting student loans because i just filed for bankruptcy. Any help or suggestions will greatly appreciated or is there any special places that I can go to for help


How can a 17 year old get a 10 K auto loan?

I’m 17, I have no one that is old enough to sign for a loan. I make about 600 every month. I need a car desperately. I live in Louisiana. How do I get a $10,000 loan?


What if you owe the bank money?

my lil bro owes one bank about 700.00 bucks and a other bank about 200.00 bucks all for over drafts and late fee, if he dont pay it what can happen? can they put him in jail??? thanx

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is my eligibility for a Used Auto Loans?

I have a few questions about auto loans I am a college student with no credit and has been working for less than a year looking to put down $500 on a $7,000 used car and finance the rest what would be my likelihood of receiving a loan for the rest would it be better to apply alone as a college student or with a co signer (w/ Bad Credit)


How long will it take to pay off $4000 on a credit card?

I’m buying a motorcycle with a credit card. Since I want a motorcycle and have no credit for a loan I decided to get a credit card. If I had a standard interest rate(13%-15%) like that of the majority of credit cards and I paid $200 a month how long would it take me to pay off my $4000 debt? This question is for all you financial gurus. Thanks


Where can i get a free credit report?

I mean an actually FREE credit report. I heard you could get one from a government website?


How does unsecured loan also known as cash advance work?

I thinking about drawing $250,000 unsecured loan as a cash advance for my business. It is guranteed that my business will bring a $250,000 a month as a return. How does unsecured loan or cash advance work? What do you think about this website? This was found after I search unsecured business loan” and this was 1# listed on the search engine. http://www.fastupfront.com This is not a spam because I am a real person trying to figure out whether I going for it or not. I taking the contract to my lawyer for examination but I was thinking about taking your opinion about it as well. Any suggestion or comment?”


What is a reasonable interest rate for a used auto loan?

I plan on purchasing a used car from a local dealer, and go shopping at several car dealerships. What is, in your experience, a reasonable, most used interest rate for the auto loan financed through the dealership?


Filed bankruptcy on my credit union, can I go back and reopen an account with them?


So I got my first job now i want a bank account?

so ok I got my first job in CVS and since I dont like to have money in my wallet that much I want to get a debit card but like i don’t know what type of bank account should i get or in which bank!! Bank of America, wachovia, RBC, First citizens




















































How long does it take region to approve your personal loan and how do you know if your approved????? 20pts?

How long does it take region to approve your personal loan and how do you know if your approved????? 20pts?

I applied by phone yesterday and wanted to know when will and how will i know the status??? please help 20 pts

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can i dispute my bad credit? how long does it take for a credit card debt to be taken off?

i have 3 credit cards from when i was first starting college and i was stupid and thought it was a great way to pay for everything and then BOOM, i couldnt pay the bills, they wouldnt terminate the account till it was payed. each is like $400, i also have quite a bit in medical bills does that go against you when trying to get a home? also have a student loan for 4,000 and am just starting to try and make things right with it. how can i access my credit report for free online and fix and didpute it? also it i got the credit cards fixed how much will it bring up my score?


Does APR affect my monthly payment on a mortgage loan?

I know that APR is higher than simple interest rate, becuase they add cost of borrowing, etc. What I am not sure about is, how do they calculate APR. Secondly, does a higher APR means higher montly payment? Or is it just higher upfront cost. Is the PMI included in the APR math? Please give an example, comparing 2 different loans with same simple rate, but differnet APR. Thanks


Refinancing my auto loan?

I want to refinance my current auto loan, and i don’t know alot about refinancing because i never did it before. First, how many payments do i have to make on time before i can check with different companies about refinancing? Some people have told me you can refinance after 6 months of on time payments. Second, how much will my payments or interest rate drop from my current rates? Third where is the company/bank to go for refinancing?


Does anyone know the best way to get out of deep debt besides bankruptcy?

Hi, everyone! I want to go into debt consolidation or something to get out of debt. I am not going to go into detail, so do NOT judge me! If anyone has any sound advice, I would appreciate it. Thank you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How much do Credit Repair companies charge?

Any idea how much it costs to have a credit repair company try and fix your credit report


Whats the difference between the deed on a house and the mortgage loan on a house?

And can a deed and loan on a home be under seperate names?


Where is the best place online to get free credit reports without paying or getting sucked into a scam?

I am entering the market to buy a house and I want to make sure my credit report is accurate before I need to apply for a loan. I know there are companys like freecreditreport.com but you have to sign up for them and then you have to cancel before you get billed. I want to avoid all that and just review my credit reports.


How long does it take region to approve your personal loan and how do you know if your approved????? 20pts?

I applied by phone yesterday and wanted to know when will and how will i know the status??? please help 20 pts

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does Visa tell you if you have been declined for a card?

I applied weeks ago and I have heard no response. Does it take longer than three weeks or do you think I have been declined?


Is my credit good enough for a private student loan?

After my Stafford loan, I still need $5000.00 for trade school. Through the school, I applied for the $$ with Nellie Mae Excel and Student Loan Xpress. Here is my situation….. I filed bankruptcy(discharged 4/2005) and my credit has been perfect since. My credit scores average approx. 650…I have bought a house and new vehicle since then. My income is 35K per year and my Debt to income is approx 30% Do you see any difficulties in getting approved for one of these 2 loans? How negative would they look on the bankruptcy or are they more concerned with my recent credit and payment history?


Can bankruptcy be placed on student loan?

If you claimed bankruptcy and your student loan is 11 years old I was told that it could be placed in it and it would be done. Now can a collection agency call and demand payment? This is in Ontairo Canada


What is a good interest rate on a credit card?

I have a credit card with a $15,000 limit. The intrest 9.4% fixed. To me this is a good interest rate. I don’t expext it to be as low as my car loan of 4.9%. However, I am not sure. Please help me.


What is the best credit card in Australia for air miles?

There are so many out there my head is spinning. Basically, I’m after a card (not Amex, their fees are awful) that gives me: – a good rate of points per dollar – good value of the points when it comes to redemption (not a card that requires you to earn a million points to get a free cup of coffee) – good introductory incentives (interest free period, free travel insurance, bonus airmiles for first purchase etc) – low annual fee Any advice re this would be gratefully appreciated. Cheers, grant


What will happen if there has been a fraudulent charge on my credit card? please help!!?

there was a fraudulent charge on my credit card and i called the bank and they are investigating. a few day later i found out my son had used my credit card. what will happen to him? will he be in trouble with the cops? please help.


If I file for bankruptcy on old debts, will it affect my husband?

I have a lot of old debt that I incurred before I was married. I am considering filing for bankruptcy, but am worried about damaging my husband’s credit. My husband has really good credit. I have also heard that when you file for bankruptcy they can come after you and take your assets. Is this true? If so, can they take these assets from my husband? I have absolutely nothing in my name; everything is in his name. Any answers/advice would be greatly appreciated! Thanks in advance!


Is owner financing a good idea for buying a house?

Since our bankruptcy was discharged about a year ago, we have a lot of money and income, ust no credit to get a conventional loan.We would not be going above our means in buying a house, and I was wondering if purchasing with owner financing is a good idea. I know I should make sure the seller owns the house free and clear, but even if they do I realize there is some risk. Wouldn’t it be pretty bad for the seller if I moved in and just didn’t pay? I mean, would it take like a year to foreclose like the banks have been doing lately? Just seems like a huge risk for a seller. Then again, it might just be the same as evicting a tenant that is just renting, I don’t know, just curious there. Anyway, how are the contracts typically drawn up? And is just any ol local attorney good enough to help with the contract? A real estate attorney that is. I have read that some have a balloon payment after like 5 year, in which case by then we would just get a conventional loan to pay the rest. Just wondering if anyone has done this, or know the best way to go about doing it. The city we want to live in ahs NOTHING good to rent, and since we can’t buy conventionally for a while, this seems like an option.


How long does it take region to approve your personal loan and how do you know if your approved????? 20pts?

I applied by phone yesterday and wanted to know when will and how will i know the status??? please help 20 pts

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


The best way to re-establish credit after bankruptcy?


What would happen if i didn’t pay back my cash day advance from amscot?


What does Payment refused by the acquirer” mean?”

^^


I am looking at buying a mini van for $11,000. Credit score is 654?

I want to put $1000 down. And we had a bankruptcy almost 3 years ago. Are we going to be able to get the van?? Any advice??


No Credit auto financing?

Ok, I’m 19 years old, live with my family, have an active checking and savings account. I work as a General Manager at LP Cleaning Service and make $3,500.00 per month before taxes. Heres the trouble though, I have no credit history and no co-signer. I’m wanting to get approaved for the 2008 Mitsubishi Lancer (total loan needed $18,000). I found this place online (www.fundingway.com) that says as long as I make $1,500 a month, im at least 18 and have not filled bankrupsy that I qualify for an auto loan. When I filled out there Loan Calculator”


Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 & prosper denied me?

Every time i apply for a loan my credit drops it was over 600 my problem is that i have 16 accounts but all are current but not for long if i cant get the help. x-wife decided 2 go through the state for child support and irs is garnishing me 10% of my gross salary. I really need to consolidate my bills and could really use 6k. I have verifiable income of 48k for last year and i’m expected to be at 52 to 60k this year. but everything hit me at same time including back child support which i owed $1170.00 and they took 475 out of my last check and their taking $511.00 out of this one. which is not going to leave me to take care of any bills but my rent and my interest on a payday loan. I’ve been working too hard trying to better my credit i will do whatever it takes to get out of this little hole that ive dug. I can get that 60 points back pretty quick i just dont want any bad marks or late payments on my credit anymore. I would really appreciate your feed back. thank -you I hope


Is APR 24% Credit Card shows I have good credit?

I was never behind in payments, haven’t had any problems in the past. I applied for PayPal Extras MasterCard and the credit limit is $9,200.00. However, the APR is 24%. I have the other Credit Card such as MasterCard by Capitol One and the interest is about 12%, but the credit limit is only $2,000.00. By the way, do you also think 24% is good?


How do I get out of a bad auto loan deal?

Oh boy – where do I start? Impulsive buy. Late night deal. Never really intended on leaving with the truck to begin with. However they pulled the tactic, if we can agree on terms will you do the deal tonight”. Initially my answer was no because I already had previously secured private bank financing at 1.99%. After much pressure

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


American Express Gift card Online Purchases?

I’m trying to buy Great America tickets online with my American Express Gift card and it’s telling me: Payment Method Some errors were found in your submission: * The billing street address you submitted does not match the billing street address of your credit card * The billing zip code you submitted does not match the billing zip code of your credit card * There was an error processing your payment Well, it does not have an address or anything attached for billing purposes.. so what do I do?


How does house-flipping work?

I love watching these shows about house-flipping. I see the headaches and problems they encounter but still seem to think it would be fun and a great way to make money. What I can’t figure out is how seemingly ordinary people (i.e. not already rich) can afford their own residence while also buying another house and sinking as much as $50k in renovations into it? If you already own your own home, do you just go to the bank and get another home loan? I would think the bank wouldn’t approve such a risky venture at first. And even if you DO get approved, how do people get $50,000 in liquid cash to be able to do the renovation? I just don’t undertand. I can understand how someone does it if they have investors, lots of personal money, or know construction workers who can do the work for cheap. But for others flipping who are doing their FIRST house, how do they do this?


Is Amoma.com ok to use?

I was searching for hotel prices and kayak linked me to amoma which gave me the best deal. $100 cheaper than every other site. Please only leave answers from experience. I’ve checked reviews and majority were bad reviews (mainly because people were getting worried after reading other bad reviews so they were anxious for their confirmation from the hotel). I’d really like some feedback from this community. I’d really appreciate it. Thank you in advance!


What does ‘estimated date item with be removed’ mean on a credit report?

Ok…I might have sounded really thick asking that and by the replies you think I am. I guess what I also mean is that if i didn’t pay them would the debt just go away after that date…I don’t intend to do that hench trying to pay them off. I just find it a bit weird that companies would give up!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What will be the monthly payment on a $88,000 home loan for 30years?


How long does it take region to approve your personal loan and how do you know if your approved????? 20pts?

I applied by phone yesterday and wanted to know when will and how will i know the status??? please help 20 pts


Can I write off unpaid wages on my taxes?

My employer filed bankruptcy and owes my $12,852. Can I write that off on my taxes?


I need a personal loan for 8,000 with horrible credit and no one else will help me?

Okay so here is my story…I am 28, I got married and divorced with in a year, we were together before that for 9 years. He was the main provider and when it can down to having to pay for the divorce and moving cost I took out some payday loans. Well one turn into 2 and so on and so on and now I can not repay them back at all. I am now getting very threating phone calls and don’t know where else to turn. I have tried prosper but my credit is to low and now I am looking for some person out there who does personal loans for honest people. I need to get everything paid off (about 8,000) so I have one monthly payment which I can pay 340 a month with any interest rate. I have been at my current job for 9 years so employment is not a problem. I have looked into debt consoladation but they do not take care of payday loans. Is there any help for me???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the best online art schools?

I want to go back to school for a fine arts degree but I need to go online. Please don’t say Academy of Art University. They screwed me over big time and that school is a complete waste. I’m also a little iffy about The Art Institutes. So any other good schools??


Cash advance from tmobile rebate card?

anyone have any experience? Me and my bf both got our rebate cards in the mail today we have 2 different accounts but both bought phones at the same time with our tax return. His prepaid card has his name on it, mine has my mother’s name since the account is in her name. so my first question is will the bank let me get my cash advance or does my mother have to do it since it says I have to bring valid ID to the bank and obviously our names wouldnt match. My mother does not have time to go to the bank with me. My second question is it says I have to fill oit a request form before receiving the cash, is this instant or something that I will have to wait for? Im tired of waiting its my money and I need it now!” Lol not really but you understand. I hate using cards I just want the cash.”


What do you consider low-interest rates on a credit card?

I’m a college student and I’ve never had a credit card of my own and I would like to get one not to go crazy with it or anything, but to start building my credit. I don’t want to get the first credit card they offer me but I want to get one that has the lowest interest rates. What are considered low/high interest rates? Student credit cards? Any tips or a website that can tell me to easily avoid debt although I plan to have it only as an emergency card?


Auto loan with no credit history?

and also could i get a loan for a car that is not with a dealership?


Credit cards and building credit?


WHERE DO I GO FOR A FREE CREDIT REPORT WITHOUT A CREDIT CARD NO OBLIGATIONS?

I want my credit report free no strings no credit card no money to pay no obligation?


Jobseekers Allowance Online Claim?

I’m currently filling out the online application form and I’m confused on a section in Housing. It asks Who is liable for paying the rent and/or mortgage?” I currently rent a room from a private landlord in a house share with two other people


Can credit score go up if i place a security freeze on all 3 credit bureaus?

OK i apologize for throwing people off on the last post, since i was on the phone placing a security freeze while i was asking this question. What I meant to say was that if i place a security freeze on my account will my fico score or score on all three credit bureaus still be able to fluctuate with the current accounts I have on my file already? Or will it freeze EVERything entirely? I lost my wallet today and my social security card was in there thats why and i cancelled my crredit cards and ordered new ones as well. The point is I just want to keep the accounts I have right now while still building credit on a security frozen account. Will putting all 3 credit bureaus on security freeze for my account be a good solution for my problem?


How to scan credit card two sided to one page in canon lide 110?

I have canon lide 110 scanner. how to scan credit card two sides into one page

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need some advice with credit card?

I need advice on which cards to keep and which to close In total I have 7 Credit Cards I know for sure I want to close two of them out but would also like to know if I should do anything to the others I have the following Cards, Bank of America Platinum Plus, using $70 of 2,300, opened 06/07 Sears (Blue), using $350 of $1,100, opened 12/07 HSBC, 0 of $300, opened 03/08 Capital One, $100 of $750, opened 03/08 Sears MasterCard, 0 of $1,000, opened 07/08 Target, 0 of $200, opened 09/08 Sam’s Club Personal Credit, $70 of $500, opened 11/08 I also have a student loan out that deferred for $7,000 I plan to close out HSBC ( they wanted to charge $10 for a credit line increase of $100 they also have an annual fee and I think the most they will do is cut it in half) and Target because of their low credit limit and I really don’t shop at Target, just used it to get a 10% discount on some present for my mom. I don’t want to close out sears (blue) because I bought a TV on it and its interest deferred until august (I should have it paid of by april). Capital one is interest free for a year which is about to end, think I could get them to give me a good credit rate? Do you have any suggestions for me I don’t want to open any more credit cards any time soon. My credit score is a bit out of whack, credit companies Always report to the credit agencies when I have a high balance with them, which I think is unfair, hopefully I get lucky this upcomming report. Suggestions with that as well would be appreciated. Thank You very much for your suggestion. P.S. I use Bank of America Privacy Assist to check my credit report it updates every 3 months. I still have money over from my student loan (I was going to use for a down payment on a car) should I use that money to pay off all the debt or should I continue doing it the way I am now, I made a budget off all my credit cards and I should have every thing paid off by february, except the sears card.


How long does it take region to approve your personal loan and how do you know if your approved????? 20pts?

I applied by phone yesterday and wanted to know when will and how will i know the status??? please help 20 pts


Credit Card cash advance how does it work?

I want to buy a four wheeler but the banks are closed. I have the money but I don’t have the cash for the deal. I was wondering if I withdrawal money from my credit card is there interest or is that only if i don’t pay for it by the end of the month?


Is 613 a good credit score?

About 3 months ago I had a week credit score of 450 because I had no credit history. I took out a secured credit card from Bank of America, and 3 months later after succesfully paying my bill on time, my score has gone up to 613. Do you guys think this is a good score? I mainly ask this because I am in search of a loan for a used vehicle. My parents have really bad credit so I can’t rely on a co-signer. So my goal is to get approved on my own.


Do I have enough debt to file bankruptcy?


What is the highest amount of interest that be charged per usury laws in Texas?

Does anyone know what the maximum amount of interest that can be applied to an auto loan in Texas?


What is the best way to get a home loan years after filing for bankruptcy and how do I clear my Credit report?

I’d Like to see if there is a step by step procedure on clearing my credit report from when i filed bankruptcy a couple of years ago and how to go about getting a home loan.