Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































Auto loans for Disabled persons on Social Security?

Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I have $85,000 in medical bills, i have paid 45,000 + some credit card debt, should i file bankruptcy?

last year my wife changed careers, we risked no insurance for 2 weeks, i had a heart attack in those 2 weeks, almost $120,000 i am doing ok, i have depleted our saving, sold my 57 nomad, and cashed in my life ins., to pay the bills. these wolves still call everyday wanting me to increase my payment(to over $400 i have 2 different bills wanting this much) i cannot afford this


If i get a credit card, do i have to pay a monthly bill even if i dont use it monthly?

I really need the money right now. Im in school and low on cash. it will just be a temporary thing. im 18 btw. can i cancel the credit card after im done? Im with capital one bank if thats helps.


What percentage of a home loan do you need as a deposit?

I am aware that some banks offer 100% loans, Im just wondering what percentage of the total amount do most banks require as a deposit?


How do I get my credit score? Ideally for free.?

I recently got my credit report from Equifax, but there was no FICO score on there. Please let me know how I can get it for free.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

On maple story what the best way to get steel and bronze ores?

where to buy them? from players?


Where can I obtain free credit reports from all three companies on a once annual basis?

I know there is a government sponsored program that will provide free credit reports from all three reporting agencies once a year. Does anyone know the specific web site to obtain these or a phone number to call?


How can I check my credit score for free? And how bad do you think my score would be based on…?

When I was around 13 or 14, I owed the public library around $400 in fees and lost books. I never paid them. Though I heard that your credit doesn’t start getting effected until you turn 18, is this true? I also owe around $150 in hospital bills from 2 years ago, after 18.


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get a free credit report?

i need to find a website where i can get a a credit report for free, i already checked some website but many of them are spams and not secure and the others want to charge a lot of money. can some one help please?


What’s a good investment to make when you have $30K and you are only 22.?


Can I purchase two properties on one home loan?

My other and I recently got approved for a home loan and while looking around found a house we want to live in and also something we could use as a vacation spot for us to go all under the total of the loan. Could I purchase the two homes on the single bank loan??


I accepted too much loan money, should I just send it back?

Ok sorry if this is a stupid question, I’m new to student loans. I accidentally accepted too much of the stafford loan offered to me. I don’t want to hang on to this money I don’t need and have interest added, so can I just pay it back right away? Or can I not make loan payments until I’m out of school?


What is the best way to avoid student loan repayment?


Personal / Auto Loans for Fair Credit?

Does ANYONE out there know where someone like me could get a personal / auto loan? Or where there is to apply? I am looking for a personal loan for 25k to buy a truck. The problem is, it is a 2000 model with 79k on the odometer. Although it is a diesel, the banks dont want to finance one with that kinda mileage unless you have remarkable credit. My auto credit is perfect. Never a late payment in well over 6 years. That is with financing and trading in about 6 of them. The price ranges vary from 400 to 800 a month. The last one was an 06 Yukon we financed through GMAC with 0% for 60 month. I just paid off the 22k balance cash last week. Had I fount this truck sooner, I would not need the loan. I am looking for a company or bank that usually gives loans of this amount to people with a 650 credit score. Anyone????


What happen if you borrow tons of money and then leave the country?

say you borrow money from all cash/check places, payday loans, personal loans, opening up hundreds of credit cards and have the cash advance transferred. all within a month, to a fund over 100000 or more. and open a swiss account and deposit the fund, then leave USA and move to another country..like china, russia or somewhere where the government there wouldn’t give a rat *** about the US government.


A yaoi with some hot scenes in it?

I really like the S&M kind of stuff, and/or a threesome, you know somethinng totally erotic andhot. ;D and it’d be really great if it is something I can download off of Manga Fox or MangaReader!! ~thanks for everyone that answers!!:3


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a loan with bad credit?


What does refinance a mortgage mean?

I want to know what these terms mean because we are about to get a house and i keep seeing things about refinancing a mortgage. Also, whats home equity?


What will a CCCS do for my credit?

Apparently I should NOT use a Debt Consolidation company or a Credit Solutions.com but people are telling me to go to my local CCCS, but what will they do for me? Will they lower my monthly payments, will they hurt my credit? I am current on my payments but Im barely making ends meat.


Does money mart cash personal post dated cheques written to one self?

I’ve done a payday loan to pay an old back bill but now cash strapped till Friday. Want to get about $150 to get food and stuff till Friday. Will money mart cash a postdated personal cheque written to myself? Seems silly but worth the question.


What is the difference between APR and simple interest?

In laymans terms please!!!!


Will i lose everything in a chapter 7 bankruptcy?

my spouse and i have a house and 2 cars also several home furnishings. will they come in and take everything? can one person file?


I have no money! How do I raise 75,000 dollars for my business with bad credit or no stocks?

I need help ANY ONE WANT TO DONATE?


Auto Loan Approved but APR not mentioned?

The agent doesn’t looks like third party agent because his email address is from usccreditunion.org. I received a mail from the bank as well stating my credit score. I believe they have sent me because they ran credit check. The only thing he mentioned in the email is that if my loan get approved , then following conditions will apply as far as APR is concerned which are mentioned on the website: Auto Loan APR as Low as 36 Months Apply 1.74% 48 Months Apply 1.74% 60 Months Apply 1.74% 72 Months Apply 1.99% Source: https://www.usccreditunion.org/usccu/en/loans.php

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When filing bankruptcy is it possible to keep my house out of it and continue pmts on my own?


Personal loan from Priorityloans.org?

I was looking for a small loan to take care of a few extra expenses when I stumbled across Priorityloans.org which offered guaranteed loans for people who did not have such a high credit score like myself. Everything on the website looked fine and legit. I filled out a form I never gave them my ssn#. So I submitted my information then 24hrs later I get a call back from a blocked number. I call the gentleman back with the # he gave me. He told me they will give a $5,000 loan for $150 a month. But he said that they need me to send $900 before the $5000 can be released. Can this company be legit. I mean I never gave him my ssn # and he approved me for a loan. Secondly they called private. Thirdly I could not find any information about this company. Should I be worried?


Can people find out you have insurance through drivers license?

I just got a bill from my insurance company for charges that were added a year ago. It was from Planned Parenthood and I told them I didn’t have insurance and some how they found out that I did and billed me a four hundred dollar bill. I am just wondering how could they have found out that I have insurance through my drivers license and birth certificate. Is that even possible? If someone could how that is possible or what not, that would be greatly appreciated. Thanks.


When shopping for a mortgage loan…?

Is it a good idea to work with more than one company to find the best rate, or to work with one company at a time?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should I accept 8,000 dollars before tax on this used car?

Yesterday we went into a dealership and the salesman insisted that he bought the car for 8,500. He showed us a sheet from kelly Blue book saying its WORTH is 8,500. I realized this and starting arguing with the salesman. Me being only 15, he said things such as, Why am I arguing with a stupid 15 year old?” Then I told him to show us the invoice because he has nothing to hide since they bought it for 8


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly


Free background check. Where can I find one that doesn’t require my credit card?

Free means free” and that’s what I’m looking for.”


Does anyone know where to get a payday loan without having a bank account? ?

Is there any sites that send checks instead of wiring money directly to your bank account? I need a payday loan. I know all the bad things about these places and how much interest they charge so please do not leave any feedback regarding that cause i’m well aware. Any info as to where i can get a loan without giving out my bank account would be helpful. Thanks so much.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Wanted to know the difference between FHA morgage loan ?

i wanted to know the difference between a FHA morgage loan and a loan which is not FHA , looking for 15 year or 30 yearh fix refi loans


If you took out a loan for a car, and purchased a car with a loan, what is your collateral with the bank?

If you took out a loan for a car, and purchased a car with a loan, what is your collateral with the bank?


Accidental double presentment from banking app?

The other day I used my online banking app to cash a check, it said it had to be further reviewed so I cashed it at my bank. 3 days later, I look at my bank account and notice I had the exact amount in it as the check after I already have cashed it, and bought something online. Now my bank account does not have the full amount to give back to my bank, and I am scared and went to the ATM and took out the rest of my money. What are the possibilities of something happening?


Can you use a Belk credit card anywhere?

I needed some fast cash today so I went to Belk,applied for a credit card and got instant approval.I thought wow that easy huh.I asked the lady if I could use it anywhere.She say’s yes and gives me a temp number until my card comes in the mail.So I tried to use the card at the grocery store.It didn’t work.Does that mean I can only use the credit card it their store?If so is this the same for Marshals,Tjmax and Walmart?


Why cant i get approved for any credit cards?

something i never understood was, how are you suppose to build good credit, if no one gives you a chance to? if everyone gives the same answer of you dont have enough credit” then what do you do? Im 21 years old


How to get rid of Credit Card debt?

I have about 5k in credit card debt from like 7 different companies. I saw ads for credit card debt companies who compile the bill and help you out. I can barely make the minimum payment with the way the economy is right now and such. I am attending college and work part time. Are these companies legit? My mother told me that if I do that, the next 10 years of my credit will be bad. What can I do to stop the 40 calls a day I get for paying my bills?


Were can i get a credit report from?

i know i can get them online and such, but i’m wondering were can i get it other than the internet, maybe a local store, police dept. etc. were can i get one? that’s is not on the net. so dont say freecredit report. com and such, cause i know all of them, so can i get some help


What is the best credit card company for college student?


Does anyone know what the REAL FHA government Home Loan website is?

I tried searching for it but there are so many different websites and I dont want to get myself into any scams. Does anyone know of the real website?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Score 733. can i get a descent home loan?

15000.00 down 43000.00 a year gross(about)


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly


What does insurance claim address mean?

im trying to pay a medical bill online and they ask for claim address, does that mean my address or the address of the insurance company


Legit online loan for bad credit?

In a bit of a crisis that has to be fixed in the next week. I was wondering if anyone has had personal experience with an online loan? How did it go? Was it legit? Im lookin for 3, 000-4, 000 loan… pls no rude comments. This money is gonna help me and my son(3) and daughter(17mon) to survive aweful time. Childcare, vehicle, bills etc.


Can a credit score of 650 get an auto loan in 2010?

I am trying to prepare responsibly and I am getting mixed results when searching exactly how good/bad my score is. I do not want to walk into the dealership uneducated. I am looking at the Mazda 3 at around 16-17k. I have already purchased a car (15k) but that was in Oct of 2007. If my credit has changed its gotten better but with the way things are now I am skeptical. 2nd questions: Would it hurt my chances of qualifying in the future if I go down to the dealership and see if I qualify now if i can possibly get my credit up 15 points by april?


Can you file bankruptcy with state taxes?

Not me personally…but can someone file bankruptcy if they can’t pay state taxes? What sort of consequences beyond bad credit will happen…? Given they have pensions and social security….can they take money from those or is that solely a federal power to do so….?


Is there a penalty for paying off an Auto Loan too soon?

I want to payoff my Auto Loan 2 years ahead of time, will the Bank charge me a penalty for doing that? If so, how do they calculate that and do they have the right to do that?




















































Bad Credit Personal Loan with only Social Security?

Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can FHA(First Home Buyers) buy Foreclosed Auction homes?

Meaning can i a tend auctions and bid on homes with a FHA loan NOT cash… well my closing cost and 3.5% down.


I cannot get a credit card no matter what i do. i have no credit at all. i never knew it would be so hard!!!!?

well the deal on the auto loan is through a company called franklin finacial. the terms are 2 years 200$ a month. if i dont have insurance its 245$ a month. the car can be my choice. i can get a car for 6k. but they will only give me 3. so im keeping a eye out.if i got the secured card i would just use it for small purchases you know.


What happens if I get money after filing a bankruptcy?

Well I certainly didn’t and don’t plan on trying to put one over” on the court and commit fraud. I was just discussing it with a friend and we both wondered what would happen. I used to spend a buck or two on a lottery ticket now and then and when I filed


Private (Student) Loans?

I am looking for a private student loan or just a private loan that will get sent directly to me rather than my school. I am 19 years old and i have a steady job where i could easly make $100+ payments every month. I would just like some examples of any banks or lenders that will give me a loan for about $1500-$2000. I have a fairly good credit score and credit history, the only thing i am lacking in is the length of time i have had credit. Interest rates don’t really matter to me, i am just looking for a lender that will actually give me the loan. Will sending lenders copies of paystubs, w2, etc… help at all in their decision?

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What’s in the envelope in premium rush the movie?


How long can I stay in the home after foreclosure in Minnesota?

My landlord has filed for bankruptcy about 2 years ago. The sheriff sale was 6 months ago. After the sheriff sale, the bank gave 6 months to live as the redemption period. Since I rent, can I stay longer than the redemption period?


How do i get a truly free credit report?


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?

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My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

Starting January should I cancel this credit card 20% interest seems excessive to me? and the 20% is variable


What actions would cause the Statute of Limitations to toll” on an auto loan for the state of TX?”

The auto loan entered collections a while back and I am investigating if it is now outside of the SOL. I’ve been trying to find an answer to this by searching the Texas state statutes ( http://tlo2.tlc.state.tx.us/statutes/index.htm ), but have come up empty handed so far because my brain just isn’t wired to read legalese. If you can find the answer online, could you please link me to it so I can read it myself? Thanks in advance.


I need a loan of $1200. Not a pay day loan?


Bankruptcy question? lawyers, feel free to answer. It’s a legal mess?

My sister borrowed her fiance money to pay for his bankruptcy lawyer. He agreed to pay the money back and she has saved text messages verifying this. Since then they broke up and he has refused to pay her back. He says his bankruptcy lawyer told him that it is a violation of his bankruptcy for her to sue him for the money back. My sister says that this loan was not made part of his bankruptcy. Who is right? And if he is right is their any way for my sister to get her money back? By the way we are mn residents if that matters for state laws


Credit Question. Something that went in collection in 04 would it show on my credit now? What can i do?

I had a $190.00 bill go into collections from a phone company in 2004. Recently i recieved a letter insisting on payment. I can’t seem to find that letter now. Would this be on my credit report? I would have otherwise REALLY good credit without this issue on there. How bad would it affect my credit score? Also, any suggestions on making this collections issue go away and have it not go onto my credit report? Any suggestions, help would be appreciated.. Please don’t waste my time with answers like just pay it” or “shoulda paid it” I already know the obvious! 🙂 Thanks!”


I have bad credit but good rental history; how hard will it be for me to get a new apartment?

I got behind on my credit card payments during this last rental and I am going to be going back out in the rental market soon.


I am at default with payday loan. Can they put me in jail for that?Co. demand full payment -I cant pay all.?

pls advise


Considering bankruptcy but need opinions first?

Im considering bankruptcy but im a little concerned about loosing my car. I live in california and I have a 2003 mustang I looked up the sale price online and they said it was worth like 1000 bucks. In our state I read the exemption for vehicles is something like 2500 dollars. However im still worried they may decide to say the car is worth more than that. I have it paid off the front passengers bumper is very damaged to the point the headlight is blown out and the passengers rear end is banged up and the tail light is cracked. It got hit so hard there that I had to replace the axle. The car drives great still tho. Its got about 135000 miles on it. So I don’t know if they may take it? Does it sound like it may be exempt?


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?

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Will Asi Federal Credit Union Approve Me For a auto loan with a credit score of 546?

And if I’m approved, and the car I want is $5,991 will they still loan me the money even tho the price of the car isn’t that high ? Or do they loan you money for any car basically #Note I’m a beginner, I don’t have bad credit I just hardly have any credit, which I’m building right now, on my credit report from credit karma I’ve been paying all my bills on time will that even help ?? I’m starting fresh


Do I have to file foreclosure if I fail to pay a mortgage?

In Arizona you cant be sued for a deficiency balance…and I only have a first mortgage. Is it necessary to file for bankruptcy?


Should I move to an apartment BEFORE declaring bankruptcy?

I am about to leave my job so I have that safety net now but in a few weeks my job will be gone and I expect to have to declare bankruptcy as I am also going through a divorce and my wife does not have a job. Should I go ahead and get the apartment now with the hopes of finding a new job in 30 days or should I declare bankruptcy first? Any advice is much appreciated!


I can I get a auto loan with no credit on an $8,000 car?

I’m only 19, so I have no credit. Is there anyway to get a loan/money to buy a Jeep Wrangler from a dealership? – I have a co-signer (she has very little credit history). – I have no money to put down. Is there anyway of doing this? I know it sounds grim, but I need a car!


Would paying off a collection in full increase my credit score?

My credit is at 605 and i just paid a old collection that keep marking me every month as unpaid. Would this increase my credit score.


What are the four functions of a bank?


Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.


When you apply for an auto loan, do you get the same answer/amount no matter where you go?

I applied at my credit union for an auto loan and they gave me an answer of X amount. If I go straight to a car dealer about car financing/loans, will they give me the same answer of X amount? That being said, is it the same everywhere or do businesses/credit unions/banks each have their own unique judgement?

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Self employed, what benefits can i claim?

im un employed and want to setup my own company. Im sick of being on job seekers allowance trying to find a job so I want to be self employed in my own company. If i setup my own company what benefits will I claim to support me till I start making money. I am turning 24 on 4th of january. I do not have kids Im single I dont have a disability What benefits would I be able to claim? I dont think im eligible for income support or working tax credit. Employment support allowance? I dont think im eligible for that either… im not sure on that. any ideas.. how im gonna live till my business gets going?


Should I pay off my vehicle loan?

I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.


Prepaid expenses – rent?

On November 1, 2010 Wenger Co. paid its landlord $25,200 in cash as an advance rent on its store location. The six- month lease period ends on April 30, 2011, at which time the contract may be renewed. Required: a. Use the horizontal model or write the journal entry to record the six-month advance rent payment on November 1, 2010. b. Use the horizontal model or write the adjusting entry that will be made at the end of every month to show the amount of rent used” during the month. c. calculate the amount of the prepaid rent that should be reported on the December 31


Where can i find info on home buying while on chapter 13 bankruptcy?



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How long does it take to rebuild credit after getting denied for a card? Help!?

Will this hurt my chances of getting a loan?


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?


How can you check your credit score for free online?

What is the fastest, easiest, free-est” way to check your credit score?”


Can I get Cash Advance from Bill Me Later?

As the title states – is this possible? I was looking on their site but didn’t see any information about it. I saw a few people mention it before on other websites but they didn’t say how it was done. Maybe I’m looking in the wrong section. Also, does anybody have the link where it says how much you need to purchase before you are eligible to pay up to six months? I was able to see it before but when I checked back, I couldn’t find it. I don’t know if it’s still available but again, I might be looking in the wrong section. Thank you for any help.

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How can i consolidate both my private students loans and my federal student loans together?


What is the name of the annual free credit report website?


What is the minimum credit score needed to receive an American Express card?


Calculus 1 homework help please?

If a snowball melts so that its surface area decreases at a rate of 3 cm2/min, find the rate at which the diameter decreases when the diameter is 9 cm. (Give your answer correct to 4 decimal places.) I’ve gotten a coupe things, and they’re both wrong…


Mortgage approval question?

My fiance and I were preapproved for a mortgage, found a house and now we are 9 days from closing. All of a sudden the mortgage company asks for her transcript from school and birth cert for our daughter. She graduated college a year ago and has been taking care of our daughter since. She got a full time job just before we signed the contract. Is this a normal thing to ask and does it mean there is a problem?


I can’t get a credit card because I have no credit score?

So, this doesn’t make any sense to me. I’m a sophomore in college and wanted to get a credit card just to start building up a good credit score. I was planning on just using it for groceries and gas (the same things I currently use my debit card for), and was definitely going to live within my means and pay off the balance completely each month. But…when I applied for a student credit card through Bank of America, I was denied because I have no credit score”. Well


Is there a consolidation loan to pay off payday loans?

I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan. Is there help for me? Once i can get these loans paid I can make the monthly pay’ts.


Why would personal liability insurance needs a credit report?

how does chapter 7 bankruptcy affect liability


What happens when I file bankruptcy?

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I got approved for a $7000 car loan. Now what?

I just got approved for a $7000 car loan with my credit union. I have a blank check from them to take with me to a dealer. This will be my first time buying a car and I am completely lost. So I want to learn as much as possible. First of all, the lady at the credit union mentioned something about not telling the dealer I have a preapproved loan. That to lead them on about financing with them if I have to, and only at the very last minute do I say Okay here’s my preapproved check”. Apparently I should do this because the dealer will try to drive me into a car I can’t afford. But I don’t really understand why. I don’t know what it all means. I thought it would’ve made more sense to go and say “I habe $7000 period. I don’t want to finance anything more. What’s the best deal you can get me?” Why should I do it that way? Can someone explain? Second


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?


Sears/CBSD appears on my credit report. What is it? How do I get rid of it?

I called Sears and they have no accounts for me. I have also done research online regarding this account, but all that comes up are some debt consolidating websites. Nothing looks legit. It hasnt effected my credit in a bad way, I just can’t think of what it might be. Anyone have similar experience. Help is appreciated. Thanks.


If I’m living oversea’s and file for bankruptcy back in my home country can i get extradicted back home?

Debts spiraled out of control while i was living oversea’s, can creditor’s chase me still, what happens if i don’t pay these debts from my home country?


Can anyone tell me where to get help with my adjustable rate mortgage?

I have been in bankruptcy for one year and I need to refinance my home.Please if anyone knows the answer to my situation I am open for the solution.


Did i bankruptcy myself or the claimant bankruptcy me? if i can not afford to pay?


How can I raise my credit score quickly?

I was thinking of using my credit card to pay my monthly utilites and then immediately paying the bill. Will several months of this raise it?




















































Does Social Security count as income when applying for an auto loan?

Does Social Security count as income when applying for an auto loan?

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RELATED:

My credit score is 530, Is there any credit card company that will give me credit. I do not want to pre pay?

Has any body had a crappy score like mine and still were able to get a credit card? or wlamart card even? i do not want to have to prepay


How do I get a free credit report? (Australia)?


I am looking for info about repairing credit?

Is there any books or websites out there that will help me figure out how to repair my credit? I don’t have CC’s I am paying all my bills on time.. I have stuff on there from when I was younger that I would like to get taken care off and raise my credit score.. Any help would be awesome


Why is AMEX soft pulling my credit so many times?

So I was going online to dispute a few incorrect items on my credit report and I casually decided to look at the inquires and AMEX is pulling my report (soft-pull only) tons of times every month. I closed my regular credit card with them as I was a student at the time and didn’t really use it that much and didn’t want to have the available credit just sitting there for me and Have a corporate green card with them. Here’s the record of their soft-pulls: AMEX ACCOUNT REVIEW Date: February 14, 2013 , February 13, 2013 , February 12, 2013 , February 6, 2013 , February 5, 2013 , January 31, 2013 , January 30, 2013 , January 26, 2013 , January 24, 2013 , January 20, 2013 , December 28, 2012 , December 21, 2012 , October 15, 2012 , September 17, 2012 , August 14, 2012 , June 29, 2012 , June 23, 2012 , June 17, 2012 , June 14, 2012 , May 27, 2012 , May 26, 2012 , May 22, 2012 , May 12, 2012 , April 20, 2012 , April 14, 2012 , March 15, 2012 , March 14, 2012 , March 13, 2012 , February 17, 2012 , February 13, 2012 , February 11, 2012 , February 1, 2012 , January 31, 2012 , January 28, 2012 , January 14, 2012 , January 11, 2012 , December 18, 2011 , December 14, 2011 , December 13, 2011 , December 12, 2011 , December 2, 2011 , December 1, 2011 , November 27, 2011 , November 24, 2011 , November 16, 2011 , November 15, 2011 , November 14, 2011 , November 12, 2011 , November 2, 2011 , November 1, 2011 , October 28, 2011 , October 27, 2011 , October 15, 2011 , October 14, 2011 , October 13, 2011 , October 1, 2011 , September 28, 2011 , September 14, 2011 , September 12, 2011 , September 2, 2011 , August 30, 2011 , August 16, 2011 , August 13, 2011 , July 28, 2011 , July 27, 2011 , July 13, 2011 , June 25, 2011 , May 17, 2011 , April 25, 2011 , April 8, 2011. • AMERICAN EXPRESS Date: January 30, 2013 , January 26, 2013 , January 20, 2013 , December 15, 2012 , November 15, 2012 , August 15, 2012 , July 25, 2012 , July 15, 2012 , June 30, 2012 , April 28, 2012 , December 28, 2011 , December 16, 2011 , September 14, 2011 , April 26, 2011 , March 29, 2011 , March 14, 2011 , February 2, 2011 • AMERICAN EXPRESS Date: January 2, 2013 , November 1, 2012 , October 1, 2012 , September 4, 2012 , August 1, 2012 , July 2, 2012 , June 1, 2012 , April 30, 2012 , March 29, 2012 , February 29, 2012 , January 27, 2012 , December 29, 2011 , November 29, 2011 , October 28, 2011 , September 29, 2011 , August 29, 2011 , July 29, 2011 , June 30, 2011 , May 27, 2011 , April 29, 2011 , March 31, 2011 , February 28, 2011 • AMERICAN EXPRESS 2 Date: January 2, 2013 , December 5, 2012 , November 8, 2012 , October 11, 2012 , September 5, 2012 , August 2, 2012 , July 3, 2012 , June 4, 2012 , May 3, 2012 , March 30, 2012 , March 6, 2012 , February 2, 2012 , January 2, 2012 , December 5, 2011 , November 4, 2011 , October 4, 2011 , August 2, 2011 , July 1, 2011 , June 6, 2011 , May 3, 2011 , April 29, 2011 , March 30, 2011 , March 7, 2011 , February 28, 2011 , February 2, 2011

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I rang my loan company and they gave me details about my dads loan?

Hi i have a payday loan with wonga, and i rang them to talk about my repayments. They asked my postcode adress name and DOB, so i gave them all of this and the person on the end of the line said i passed data protection. However, when i come to talk about my debt i say i owe £261 and he says, you are aware your loan is over £1200 right? So i say no i think your mistaken, this is my fathers account there are 2 loans at this address. He obviously didn’t do data protection properly so i doubt he can even set up a repayment plan that he offered. Now, I’m thinking of getting legal advice for me and my father… can we sue them or blag them and get our loans written off?


What is the best way to increase my credit score to 750?

I have a $200 credit card and paying a monthly $15 plus the 12% APR. How much credit points does it give me each month? What is the best way to get a quick credit score of 750 within a year? Will getting a credit card with $10,000 limit and pay the 12% APR and monthly payment for it? How much credit score points will it give me for it?


Please help with credit cards?

My two credit cards are paid on time, but I am thinking of canceling the one with the smallest amount. due to some cell phones bills problems in the past, i wanted to know what’s on my credit. Can you please tell how to check my credit accurately online. thx


Does Social Security count as income when applying for an auto loan?

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How do i get al 3 credit scores for free?


What credit card starts with 5405?


Where can I get a credit card with no credit or cosigner?

No one in my family wants to cosign for a credit card. however my grandfather did sign for me a new car its about a $18,000 loan but his name is first on the loan. Some people have told me since his name is first that it will not build my credit. i am 20 and really want to start working on building my credit. help please?


Im applying for a loan , whats the best thing you can say your loans for ?

debt consolidation ? car ? home improvements ?


Should I file for bankruptcy?

Has anyone in my age group age 70 plus ever file for credit card debt-bankruptcy. I just wonder because of my age and such.Most life insurance will not let me buy one, but it again because of my age. I owe 15,000 to credit card. I do not have any assets over 10,000,any advice is welcome thank you. John


Mortgage co-signer dies – what happens?

My mom is going to co-sign for a mortgage for me. She was wondering what would happen to the mortgage if she died. Would the mortgage be half paid or would I continue to pay as usual? Would it make a difference if we were both owners?


Question about debt collection agency and filing bankruptcy?

about 7 years ago i co-signed for my friend’s student loan (yeah i know it was very stupid thing to do, i was young and i didn’t know better) and friend disappeared now and they want me to pay for it. with interest now it’s up to 110K, and file got transferred to debt collection agency. now the debt collection agency wants me to pay 55k. I have no job, car, or house, i have nothing under my name. if i file bankruptcy, could i get out of it? i heard even with bankruptcy i still have to pay student loan. any kind of advice will be appreciated 🙂


Catch 22 w/ debt consolidation, need help?

about a year back i started to feel the strain of the economy, and started to fall a little behind with bills. I landed a great paying job and was about to catch up with everything. Then I got laid off and lost everything. Since then I’ve tried to find the best solution to rebuilding everything, starting with a good job. I now have that, I net approx $3k a month with a raise on the horizon as well. I’ve call my debt collectors and worked out a pay off for my 2 larger (and really the only ones that matter) debts. Between the 2 they would equal about $35k, I can settle for about $16k. Other than another few $k here and there that’s it. But because of the job loss and credit loss to ensue, my score is now sub 500. I already went to my credit union to try and consolidate and got an instant(literally) no, because of the score and debt amount. That doesn’t seem to make too much sense to me. I guess I need opinions on what to do. All of these programs I’ve looked up are geared towards credit cards, which I don’t have. Nor do I want to file bankruptcy, or even think i can with my income. THANKS IN ADVANCE!


Does Social Security count as income when applying for an auto loan?

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What is the best loan to get with perfect credit?


What is the reason why people hate payday loans?


Whats the deal with all the commercials with pirates in them recently?

the sloman shield, optimum online and freecreditreport.com are just three of the many new commercials that have pirates in them? Is this a new fad? Is the puffy shirt” going to get popular like in Seinfeld?”


Is it possible to get an SBA guaranteed Loan from a bank if I had a discharged BK in 2005?

I am looking to open a business and looking for help from the Small business development center nearest to me to help me write a business plan. I had a Bankruptcy in 2005 that was discharged in early 2006. Is it possible to get an SBA back loan with a bank to help me start my business still? I would like to try and get an SBA 7A loan or brick and mortar loan to help me buy and build a self-service mechanic shop with about 7 bays and an office attached. It would be the only one of it’s kind in the city I live with over 300,000 people.


Can i be denied for this credit card?

i just applied for a citi mtvu student credit card several days ago, and got denied for no credit history. So, now i want to apply for a discover student credit card. do i have a good chance of approval? dose it matter if i have a saving/checking account or not? or should i go for a prepaid credit card?


Need a payday loan asap?

Want to call and talk to some one not just put my personal info on the computer.


a good cash advance company”?”

Hi. Is anybody here knows a website or a company where you can have an advance cash without much requirements? such as employment verification? Or one that is good for a self employed person? the cash im looking is like $500 less.


Has anyone used oasis legal finance?

I am waiting to settle a lawsuit, and then got laid off. I was thinking of using Oasis Legal Finance. Anyone use them? How responsive are they? How long does it really take? and was it a pain for your attorney?

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Would chase bank approve me for an auto loan?

I’m 20 years old in the Army with 9000 in student loans and a credit card that’s paid off. I have a 700 credit score. Lookin to get a 24000 auto loan and I heard bank loans were a better place to look than financing through the dealer. I bank with chase and they seem pro military. What are my chances to get approved without a cosigner


I defualted on a online payday loan becuase i had to close my account what can they do to me?

I had to close my account becuase someone was stealing money out of my account. I emailed the loan company saying that i would pay them soon as i can but my account was empty i had to close it. i didnt hear nothing from them so i thought it was ok. But today a lawyer called my job! i wasnt there yet but my boss told me. What actually can or cant they do to me?


With parental consent,can a 16 year old have an American express credit card?

I know you must be 18 to have a card on my own but some company let a 16 year old have one if he has parental consent.What about American express? And,I saw a guy says that I cant have an American Express credit card since I dont have other credit card at all that I have to wait at least a year to after making my first card to get the American Express card. Is this true? thanks


I dont have very good credit, Where can I get a loan?

I need a smaller loan around $2000 give or take. Idon’tt have very good credit and Idon’tt have a checking or savings account, I do however have a prepaid master card from H&R Block. Is there any way for me to get a loan? Even a payday loan?



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Difference between a mortgage and personal loan?

I need a small amount of money < 10k. What is the Difference between a mortgage and personal loan? How do i decide which one to apply for ?


Does Social Security count as income when applying for an auto loan?


I want to know if and where I can get a bad credit loan?

As the title says I’m looking for a auto loan I’m not concerned whether it is a unsecured loan or a used car loan.I’m currently looking at a vehicle for 5k I have 2k cash to put down. My experian credit score is 586 equifax is 595 is this a possibility for such a low loan amount? And if so can anyone direct me to a loan company who will help me in my situation?


If i file for chapter 7 bankruptcy?

Can I keep my vehicle if I am still paying on it?

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I need Mortgage Refinance advice please!?

I need to refi my house as my rate is jumping up. I have a 632 Fico score. The only reason my score is low according to Equifax is my debt to income ratio. I have no negative open accounts period. Everything is paid off. It says payment history is Very Good, Ammount of new credit Very Good, Length of credit history just Good, and Amount of debt Not Good. The only thing I have that is a huge debt is my Mortgage which I have NEVER been late on. As a matter of fact I have no late payments on my credit at all. I have one credit card with 750 on it and have a 950 limit, a joint auto loan owing around 17000, and Home Depot with around 1300 owed on 2200 limit. My Mortgage is 230,000 on a joint loan as well. Please give me your best advice. Should I try to better my score by paying down my cards? Or should I go in now and try to refi? Thanks in advance………………………………


Do you have to take out a mortgage in order to buy a house?

A friend of mine and I were talking about first time home buying and she asked if you have like $3-$4 million dollars, do you have to take out a mortgage loan in order to buy a house? Or can you just buy a home without the mortgage and banks and stuff? Can you provide a source or link please? Thank you


How soon after closing on an FHA loan can I get a car loan?

My husband and I are closing on a fha loan on Wednesday. How long after closing should I wait to buy a slightly used car? I know not to do anything in til we have closed but after that can I apply for a car loan?


Whats a good website for checking your credit score from all three reporting bureaus?


Can a home be removed from chapter 13 bankruptcy if not yet discharged?


What do i need to get a home loan?

i sold my home on a short sale 2yrs ago, got divorced, and do not know what my credit looks like. so what steps should i take to get a home loan?


How do banks investigate online credit card fraud?

If a credit card has fraudulent charges to a online company that sells gift cards.Then the charges get reported to bank by the card owner.Will the bank contact that company even if that online company does not have a number to call,only contact is email.


What does APR mean for credit card?

ima applying for a credit card and I dont understand interest rates and the APR, im new to credit cards


What are my options for keeping my house?

A little over a year ago, I signed a contract to purchase my house with seller financing. I was to pay the seller a monthly mortgage, and at the completion, I would have the deed transferred to my name. In the meantime, I have possession of the house, and am responsible for upkeep, just as if I were purchasing from a regular bank. I had recently been divorced, and had some credit issues which kept me from qualifying for a good mortgage, which is why I went this route. Since then, I’ve paid the mortgage payment every month, as per the contract. I’ve spent several thousand on upgrading plumbing, insulation, paint, etc. Now I just received notice from him that he’s filed for bankruptcy, and will be losing the house in the bankruptcy. In addition, he has been taking the mortgage that i’ve been paying, and not paying the bank, so they’re sure to foreclose on the house. My credit still isn’t at a point where I can get a mortgage based on everything, so I need to know if anyone can tell me what options I have. I know now that I should have been more careful with it, but I was excited at the prospect of owning my own house, and skipped some steps. I realize its probably a losing battle, and I will have to move, but I also want to be prepared for anything. Should I continue to pay the monthly mortgage to him, even though he’s not paying the bank, just because it’s the right thing to do, and I want to fulfill my contract, or should I just sit back and wait until the time comes that I get a notice on my door? This is totally new to me. I’m in Ohio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which cash payday loans are good and accutaly work and able to get cash loans right away?


Does Social Security count as income when applying for an auto loan?


What is a absolutely free sex site no credit cards required?


Is it easier to get an auto loan or to finance with a dealership?

Are there differing requirements, such as current debts, income, etc.?


After Chapter 7 Bankruptcy, is it better for my credit to let the bank foreclose or try and sell my house?

We might be able to sell it for what we owe or sell on a short sale, but would it even make a difference on my credit after a Chapter 7?


Will declaring bankruptcy effect my Medicaid status?


Does anybody know of a lending source that does not look at credit report,but goes off employment verification

My credit sucks,negative reports on credit, but i make about ,3000 a month,is there hope!Or do i take it hood? Oh buy the way no payday loans,not going to help. peace!TROOPS OUT THE MIDDLEEAST!PEACE AGAIN.




















































I lost my social security card with my state id number of months ago?

I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Please help with credit report at www.annualcreditreport.com?

and lost internet connection in the middle of it. I got my credit report number but I don’t know what to do with it so I can get back to the page I can print. Can anyone help?


What happens if you don’t pay back an online payday loan? Can they criminally prosecute you?


When is a great time to refinance an auto loan?

This month makes 7 months i have had my car 2014 Nissan Sentra. Got financed from the Nissan motor acceptance corp im 22 this is my first new car purchase and they financed me because they have a first time buyer program. Is it a good time to refinance or wait? Im finaced for 82 months payments $397 interest rate 15%


How do i contact chase bank about a past auto loan?

I had a past auto loan through chase bank and I refinanced that loan with my personal bank. I also had gap insurance for that loan that was paid off early. I am trying to recover money from the unused portion of the gap insurance.I need letter from chase showing the loan was paid.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?


Is there actually a way to see your credit score online for free with no credit card or subscription?


Loan Advice?

I need cash quick like by tommorrow. Does anyone know anything about these payday loans that get deposited into your account overnight? I am a little nervous about this so any advice would be helpful. Thank You


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does it take a credit card payment to go through?

I’d be paying online, like a transfer from my checking to my credit card


I need help with a networking homework question?

Case Project 4-3 Six months later, First National Bank has successfully consolidated the networks at its original location and at its new acquisition. One day, the bank’s loan officer calls you for help on an urgent problem. He cannot connect to a loan provider’s Web site. When he tries connecting to the site, called www.loansandmoreloans. com, the message he receives is “Alert! www.loansandmoreloans.com could not be found. Please check the name and try again.” He assumes that the loan provider’s network is down, but he wants to make sure the problem isn’t something he could fix, because he urgently needs to access the site. As you know, other things could be causing this error message. Given what you have learned about TCP/IP networking, suggest two other reasons why this error message might appear in the loan officer’s browser window. Then describe two specific commands the loan officer could type at his computer’s command prompt that would help you and him narrow down where the connection is failing. Which of these two commands would you try first and why? I can’t think of the reasons on why the error message appearing. But I think I know one of the commands that can be used for the command prompt. I think this is one of them but not sure if this should be first or second: ping www.loansandmoreloans.com I would appreciate it if you can provide me with the other answers. Thanks.


How hard is it top get an auto loan with little or no credit?

Just turned 20 and my ’95 Volvo has stopped running. Looking to buy a car. I have 2000 saved up. Rake in about $1000 to $1200 a month from my job. However, I have little credit build up. How hard would it be to get an auto loan? Thanks


Can I check on the status of my bankruptcy case?

I have a feeling my lawyer is pulling my leg because it has been over two months since we filled and he says we still don’t have a date for the meeting, Is there a way I could check up on the status of my case? He said he did it early august and still nothing, not even a date, is that normal?


What type of interest rate would a 638 credit score get?

Looking at a 350,000 home with 110-120K down


What type of people benefit from a credit card with no annual fee, but a high interest rate?


Can my bankruptcy effect my ability to get a job?

I have a job interview on thursday for a large private company. They do a criminal background and a credit check as part of their hiring process. Last year, I filed for bankruptcy because my husband lost his job and despite all the money we had saved we were not able to keep up. In addition, we had just had a baby and our hospital bill was huge due to being underinsured. We were not able to keep up, and filed for bankruptcy. My credit score is in the high 600s right now, and I have only 2 negative marks on my credit besides my bankruptcy. Do you think they will not hire me because of this?


What happens if you don’t pay a payday loan?


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if you cant repay an internet payday loan? Can they get your paycheck and keep the funds? ?

Can you be arrested?


What is the best Mortgage to get if you want to Renovate a house?

Me and my girlfriend want to buy and renovate a house. We want to get a mortgage that rolls in an extra 50 to 65 thousand dollars for renovations. Does anyone recommend a specific program or lender? (besides the FHA 203k)


Can you get approved for a debt consolidation loan with a credit score as low as 550?

Reply to Go with the flow: lol No, no no. I haven’t put myself in debut I was born into it lol. The penny stocks were just an inquiry for me to begin learning how the stock market works (to possibly invest one day). I grew up poor and had debut collections before I ever had a career or any positive credit. Now I have a good career but my credit recovery is going to slow. I’ve i had about 4k I could pay all my debut and my credit would be good (for the first time in my life). Then I’ll think about investing (in my 401k at least). I wouldn’t deal with penny stocks now anyways. If I ever do invest I’ll use better stocks and nasdaq. 😉


Is aliexpress a safe website?

I want to buy this one http://www.aliexpress.com/store/product/Anime-Hetalia-Axis-Powers-Cosplay-Hetalia-Axis-Powers-Hungary-Uniform-Female-Cosplay-Costume-High-Quality-Freeshipping/206159_501591449.html This is going to be my first time buying so im worried about the quality of it.


Bad credit need a loan asap?

My boyfriend and I have bad credit and we r trying to get a 4000 loan to consolidate our debt or get ride of it. BOA and Commerce isnt helping. Anything else we cud try? thanks


Car loan debt settlment?

My lender wanted to repo car as loan was discharged and I owed them payoff. I was able to negotiate a settlement whihc is wholesale price of the car. I have two choices. First declare bankruptcy ch 13 and keep this car. I actually woul dlike to keep this car since it is almost new and good. Or, local dealer who is a friend of the friend can buy it for me at the settlement price because it is a wholesale price and it is a good price. How will settlement affect my credit? Will I be better off going ch 13 and keeping the car or getting rid of it an not being able to buy a car for another year since I am a student? I need a car to commute. Also, I don’t really have any other debts. Need to make decision within a day or two.


How can i know what credit score do i have?

is there a website where i can get free credits scores? also what is the purpose of credit score?


How can i get multiple payday loans at one time?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Think the payday loan place would go for this?

I have a $450 payday loan out, and I’m caught in that pay back-and-borrow again trap. I don’t see an end in sight. I was thinking of defaulting on the loan and asking if they’ll take weekly payments in lieu of cashing my check. Maybe $25-$30 a week? I know this is bad for my credit rating. I’m not asking about that. Is anyone here familiar with the industry, though? Do you think my plan is something they would agree to?


Has anyone had any luck getting a person-to-person auto loan from Capitol One with poor/bad credit?

I have heard that Capitol One approves auto loans for people with poor credit for purchases from a private seller. But I don’t want to apply and get denied, which will damage my credit even further. Can anyone give me any ideas about this or know of any companies that are guaranteed to give bad credit auto loans to people who want to purchase from a private seller, not a dealer?


Would this affect my credit?

A little over a year ago I was offered my first credit card from Capital One. I was so excited to get one that I signed up before reading the fine print that it has an annual fee. So before the one year anniversary of having this credit card, I decided to cancel it so I wouldn’t have to pay the annual fee again (at this point, I hadn’t used the card for months). A month later, they sent me a letter saying my account is still active and that I now owe an annual fee. I called them immediately and explained the situation, they agreed to zero out my account and close it but informed me that I might still be receiving a letter saying I owe money and to disregard it. Soon I was receiving my 5th notice on the annual fee I owed and now I owe several late fees as well. I was furious and called them once again. This time, I asked for a confirmation number with the representative’s name, etc (I should’ve done this in the first place, I know). Though my credit is still very new, I’ve opened several credit cards since opening that first one and have paid them all in full each month. So now I’m afraid that since I supposedly were late” on payments several times on this card that it would affect my credit. Does anyone know if it will? And if so


How can I file bankruptcy on a forclosure?

Last year my husband and I lost a home we purchased about 3 years ago. This house was to be an investment. We remodeled the entire house and completed just as the market crashed. This past March the house was foreclosed on after being on the market as as short sale for 2 years. We want to file bankruptcy because this ruined our finances. We still have our home we live in but we now have 2 creditors suing us. How do we file for bankruptcy and include the taxes we will probably be charged for the house we lost in March 2010?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Whos the guy ON DRUMS” from the freecreditreport.com commercial?”

http://www.youtube.com/watch?v=k4hFb2A2ICc http://www.youtube.com/watch?v=Ftq2S89qRG8


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?


Best way to obtain credit scores?

I am FINALLY in a position to make some positive moves and work towards cleaning my credit up. But before I start on this journey I would like some feed back on what is the best way of obtaining my and my wife’s credit info. I’ve heard that for a nominal fee you can contact the 3 major bureaus and have them send you reports. Is that right? What are the benefits to being a member of free” credit report sites? Are the services worth the fees?”


Is interest from a private mortgage deductible?

We set up an amortization table to calculate the interet paid each month. How do we go about getting the loan recorded to consider the property securing the loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If two people take out an auto loan, can just one be on the registration?

If a husband and wife take out an auto loan in California, can they make it so that just one of their names is on the registration?


How long after the IRS approves your refund do you have to wait to recieve it?

I got a txt from H&R Block saying that the IRS has approved my refund and ill get another txt when my money is loaded onto my emerald card. How long does that usually take?


Payday loan and bankruptcy?

If I include a payday loan with my bankruptcy, can the company still take the money out of my bank account?


Secured loan Vs Unsecured loan?


I have bad credit but good rental history; how hard will it be for me to get a new apartment?

I got behind on my credit card payments during this last rental and I am going to be going back out in the rental market soon.


550 credit score getting me nowhere in life.?

I’m 22 years old and currently trying to buy a house with my fiancee. I have a few negative items on my credit report that have been paid but are still crushing my score. Two of these items were medical bills for $400 dollars. They went into collection through a company by the name of Escallate. As soon as I became aware of them on my credit report I quickly paid the debt. They marked on my credit report that I paid the accounts, but did no remove it completely from my report. I called them today asking them to please remove it from my credit report and they said they dont remove, and that I could call Transunion, Equifax, and Experian and ask them to remove it through a dispute. How do I dispute a debt that is obviously not really disputable since I paid it and all that stuff? I need this off my credit report desperately and I dont have 7 years to wait. My fiancee and I are expecting a child in August and need to purchase this house. Any ideas?


What mortgage company gives the best interest rates to someone after bankruptcy?

and…. if you don’t know of a bank to refer me to, please don’t bother answering. the 2 answers below are useless.


I want to build my cradit score how can i make that?

hi! i want to know that how can i make my credit score??i am 19 years old and i got my first Debit card when i open a bank account 4 5 months ago.And i apply two times for a credit card but they denied that they said you didnt have any credit score.So what can i do in this situation??any ideas.And is debit card build your credit score??


Where can i get a real free credit history report?

i visited anualcreditreport.com it asking me my credit card info. for a $1 fee it says the fee is gone refund later. I don’t want give my credit card number if its free why i asked my credit card info.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I recently filed bankruptcy, will my papers come in the regular mail?

I am moving to a different address and i’m wondering if that address change will affect me getting my discharge papers. I changed it with the USPS but what if it comes by FEDEX or something?


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?


How can I get a debtor to remove a settled debt off credit report?

I filed my taxes today and included a 1099c form for a credit card debt of $10,107. Now that this debt is paid, how can I get the credit card company to remove this from my credit report so my credit score can go up. All of my bills are paid on time and I only have one debt left that is a positive on my report. My goal is to be debt free and buy a house this year.


Is a credit card with 23.24% APR normal for someone in their early 20s?

Is a credit card with 23.24% APR normal for someone in their early 20s? I have my credit card, auto loan, and checking account thru Chase. My car loan is only 7.17% APR and I’ve had it for nearly 2 years (always making payments on time). I’ve had my credit card for nearly 6 months now and have always made full payments on time. I can understand why it was 23.24% APR to begin with since this is my first credit card, but 6 months later the APR remains the same. Will the APR remain the same forever? Do you think now that I have credit card history I can apply for a different card and get accepted for a lower APR? Paying off the card is not a problem due to me paying my full amount owed every month. Thanks in advance!


How can I check my credit score for free?

I can check my score through a credit card I have but I remember last year I got it checked for a loan and it was actually higher than what my credit card statement said… (it was in the same month) So I am interested in finding out a way I can see it now… Any help?


I need help really bad! Where can I find/contact loan shark in Boston area.?

I am looking to get a loan from a company or someone in the United States. I don’t need any scam. As I am a serious borrower. thank you very much


What’s the cheapest yet best way to file for chapter 7 bankruptcy?

Some one advised me that you could go to court and they have a particular department which guides you through the filing process at a very low cost. But cheap isn’t always the best but I also contacted several attorneys and the going price is $1,500 or so. Any advice?




















































Can bankruptcy effect social security retirement?

Can bankruptcy effect social security retirement?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How long to wait before I can refinance my car?

I just purchased the car in November, but I happened to get laid off my second job two weeks after i purchased the car, although I can still afford the car I wanted to lower the payments


Applying for a mortgage loan online??

Hello. I was wondering if I apply for a mortgage loan online, is this a preapproval type of thing only?? I mean will I be bound to this?? B/c u know they have so many rules that apply & clicking ‘OK’ is like your signature. I just want to see what I can get & try a few places first. Is that ok. Thank you. I will choose best answer.


No credit no cosigner auto loans?

i have no credit and no cosigner. i JUST got a Min. wage job working maybe 10-15 hours a week. BUT my car is broke and so bad there is no point to fix it. so now im looking for a small lone to get a car but i cant fined a place for it with the problems i said. any ideas???


In Need Of a Payday Loan?

give me lists of payday loan in MA

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

American Express Blue, or Clear?

Hi, I currently have an American Express Costco card. I usually spend about $2,500 + on the card each month, and pay the whole thing off before the billing cycle. I don’t travel much. I’m thinking about getting either the Blue or the Clear Amex. Should I stick to my Costco rewards card or go with an alternative Amex? Ideally I’d like to get the most cash back. Any suggestions?


What kind of grace period do you have on auto loans?

We ran into some bad times and are a little behind on our vehicle loans. We have it up for sale but we are worried that they might repossess it before it sells.


Can you find a credit card for people with bad or no credit?

I dont know which one i have no credit or bad credit lol.. Im on a search for a credit card in these hard times i have 2 kids that need diapers and im still looking for a job. Does anyone know of a credit card company that helps people build their credit that isnt a pay first card?


Can bankruptcy effect social security retirement?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What years did AMF own Harley-Davidson motorycles?


What does Annual Percentage Rate mean for credit cards?

I’m thinking about getting my first credit card, but I’m not familiar with this terminology or what it means. I want to ask what is APR? What is APR for Balance Transfers? APR for Cash Advances?


Can i find someone to guarantor my loan online ?

is there a site or buissness online were people can guarantor your loan for you in the uk please i need help as i dont have much family with good credit rating and i asked my dad but he said no


Credit score increase?

Does your credit score increase after you refinance an auto loan?


How long after bankruptcy were you able to buy a house?


My bank failed to record my mortgage with the county. What are the repercussions of their failure?


Which mortgage company is best for VA home loans?

I’m a first-time home buyer and I want to use my VA home loan guarantee. Which bank/lending institution do you think is the best? I’m looking for a company that has great customer service and that is not going to charge me to process the loan.


Does enrolling in a hardship program for my credit card effect my credit report?

hi I have a credit card that had a promo intrest and now it has expired the payment has almost doubled and its getting harder for me to pay it they are offering a hardship program that will pay it off in 5 year and they will lower the intrest rate will this effect my credit report also they have recently closed this account on me.


Can bankruptcy effect social security retirement?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Improving your credit score(Experts only please)?

This question is for experts only.I have cleared all the derog from my credit and all three bureaus show as paid on all outstanding debt. I currently have an average of 590-610 score on all three EFX,XPN,TUC.I have a $1900 deferred student loan.And I have a $15,000 auto with FMCC that show six of current payments.My score was in the low 500’s before I put the auto loan on there.If I drop the student loan will my score rise faster and what else can I do to get my score to rise faster.


How to refi while still in bankruptcy?


Real Payday loans online?

Are there any real payday loans online that don’t keep sendng you to one site after another?


I already have a loan on a car, how do i transfer that loan to another person?


My brother have standard chartered credit card from 2001 to 2004 april.Whenever his outstanding is 24,000/- in?

2003,he paid every month minimum pay around 1000/-rupees up to 10 months. After then he wakeup his outstanding is still 23,500/-.Then he asked to bank for negotiation.He didnt agree and talk forcely.His friend given advice wait some days they will come for settlement. He is follow like that and unfortunately he chaned address and all.But after then he searching so many ways how to clear this due.His name is puts in defaulters. He is worried about that. After 7 years recently november’2011 somebody called him and you have arrest warrant from bangalore highcourt.If you want any clarification ask this case handling lawyer.He given case number.That lawyer told your credit card due is 1,23,000/-.You have to pay immediately upto today evening.Otherwise we cant help.He given credit card number also.He told pay DD with SCB credit card noXXXXXXXXX.My brother tensioned and asked my lawyer cousin. He told dont pay any amount we will go to bank and ask they decide to pay. Upto evening that guys called and threatening like pay or not otherwise arrest warrant is there. My brother didnt pay.Finally he checked his card number,that is not his number. Next day went to Standard chartered bank with my lawyer.There some official came and told whatever default cards all are sold out in feb’2010. Simply he given one mumbai customer care number.My lawyer called that number they given finally one more number that is Shaha finlease pvt.ltd. Standard chartered bank sold to this company.We told them we ready to pay amount but whatever our outstanding in that time that only we can pay.He told once we will cross check and send to your e-mail. After then shaha fin lease pvt.ltd., sent details.They given 3 card numbers.In this 3 numbers 1 is unknown number.Rest of is my brothers primary and add-on card numbers.And payment due is 3,99,000/-They mentioned pay favour of Shaha finlease pvt.ltd.,My lawyer given mail to them we clear all dues no need to pay.They sent statements in attachment by email.In that 2004 april is brothers last transation outstanding amount is 23,500/-After then they added unbelievable interests.But they sent statements upto 2009.Again my lawyer given mail to them for send us statements upto 2011,then we verify and send you reply.But that company is not giving reply.We remind them 2 times.But no reply from them.My lawyer told dont worry,whenever they will give reply then we will follow. But my brother is very tentioning. I saw so many reviews about shaha finlease pvt.ltd..After paying amout they wont give any no due letters.After some time again they starts to harrasse. Please give us proper solution for the issue.We need NO DUES LETTER & in defaulter list his name also have to remove.He is ready to pay whatever his outstanding in april 2004. Please give advices as early as possible.


How do i get my free credit report without having to pay anything.?

most of these sites ask for a credit card and i do not have one.


Buying a home after chapter 7 bankruptcy?

How long till I can be approved?Hello I filed chapter 7 last year was discharged in August. I recently checked mine and my wifes scores they are both around 595. All the info I am reading online states that it is two years is this true or is it based on your score more than the time since filed. I live in an area where you can buy a fixer upper about 50 miles from the city for about 50,000. Does anyone with experience in this situation know what my options may be do I need to wait 2 years 10 years or could I begin trying to get financed once my credit scores are above 620? My bankruptcy was due to lay off and me being in the hospital for major depression. I was actually told to file for disability by my doctor but decided against it .


Does anyone know if this bar none auto loan company is a scam?

www.barnone.com They advertise that they can get anyone into a car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a credit card company charge me a cash advance finance charge?

If I have never taken out a cash advance?


Which is best Visa or Mastercard, or discover card?

Idk pick new D/credit card?


I need 1300 dollars. I have no credit and fixed income and up to 300 dollars a month to spare. if I can get this money I ll be rich fast?


Student or payday loans?

i need a loan for $350 to pay for my tuition and room and board fee for college before may 1. i dont have a job and my parents arent going to help me out. is it possible for me to take out a loan for this amount if not i am so f***ed!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I make online purchases without my parents finding out? (read description)?

First of all, no, I don’t have a credit/debit card, and no, I’m not going to sign up for one. I’m 14 so I doubt that would work anyways. My parents are incredibly strict, so it’s not like I’m trying to buy drugs or anything. I’m literally just trying to order a non s*utty shirt from Pink, but since it’s associated with victoria’s secret, they won’t let me. They’ve always let me make online purchases through their paypal, but I’m wondering how I can get that purchase not to show up. I don’t know if that’s possible, that’s why I’m asking. I don’t have to use paypal, I can also use their credit card, but I thought paypal would be easiest. And before anyone asks, I’m paying them with my own money, not stealing. If you’re going to comment If your parents don’t let you


Can bankruptcy effect social security retirement?


Should I get a personal loan to get this car?

I am interested in purchasing a 1999 isuzu rodeo that only has 85K miles on it…alot of people have told me that most banks wont finance a car of that year ..and I only want my monthly payments to be between 150-200/mo,which I have been told is damn near impossible for a car payment. The only thing I have seen that would allow me this payment is to get a car thats at least 6-10 years old, or a car that is only a few years old but has really high mileage. I was told I may have to get a personal loan instead of an auto loan to purchase this vehicle. is that true? anyone else been in this situation where they were trying to finance an older vehicle and couldn’t? is it a bad idea to finance this vehicle? I only have 200 dollars for a down payment and need a car quickly or else i cant get to work. btw, I only want to pay for three years since it is an older car..and I dont have enough money to put down at one of those buy here pay here lots cause usually they want you to put down 500-1k


Auto loan through a credit union?

I have excellent credit and I was wondering would it be possible to get a auto loan for more then I’m paying for the car like the car Is for sale for 7000 but kbb at 10000$ and I wanted to take a 10000$ loan out for 4 or 5 yrs… is there a way to do this ? or would I have to get a personal loan or signature loan to do this ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you get preapproved for an auto loan….?

How long is the preapproval loan still available after being approved? I want to have time to find the right car for the right price.


What happens if you can’t pay back a pay advance due to your job closing?


What happened to freecreditreport.com?

Why is it freecreditscore.com now and what happened to the band?


Help with a financial homework question?

Sidney took a $200 cash advance by using checks linked to her credit card account. The bank charges 2% cash advance fee on the amount borrowed. Sidney paid the balance in full when the bill arrived. *What was the cash advance fee? *What was the interest for one month at an 18% APR? *What was the total amount she paid? *What if she had made the purchase with her credit card and paid off the bill in full promptly?


The monthly payment on a home loan is a function, P(A, r, n), of the amount of the loan, A, the interest, r?

and the number of years of the loan, n. a) Is the partial derivative of P with respect to A positive or negative? why? b) Is the partial derivative of P with respect to n positive or negative? why? c) give a practical interpretation fo the statement P_r(200000, 6, 30) = 130 note: P_r is the partial derivative of P with respect to r


Pick up truck insurance for a 17 year old (F150 5.4LTR)?

Hi, where can I find pick up truck insurance for myself (I’m 17, soon to be 18, my truck is a Ford F150, 5.4LTR) Thanks


Is there really a personal loan for people w/bad credit not payday loans but real banks ?

SOME PEOPLE W/CREDIT ISSUES ARE NOT ALWAYS COMPLETELY AT FAULT BUT BECAUSE OF POOR CHOICES IN CO-SIGNING HENCE THE BAD CREDIT


A math problem concerning auto loan finance?

The question: Suppose you take out an auto loan for $8800 over a period of 3 years at an APR of 5%. To the nearest $100


Is a 36% interest rate bad for a credit card?

I’ve never had a credit card before, so I have no credit. I applied for a credit card and was told I would have a $225 balance with a 36% interest rate. I just turned 18 yesterday and I’m taking a trip in a few weeks with my friends. It’s my first trip without my parents and I’m paying for everything myself.I want the credit card in case of an emergency. Would it be wise of me to apply for this card? (I work at restaurant and live with my parents, if that helps)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Refinancing a auto loan?

I am going through a divorce and and really rethinging my car payments. The amount was ok when I was married ( he makes pretty good money) but now that Im on my own I would really like to get it refinanced. Anyone know how to go about doing this? Ive only had the car for about 4 months.


Can bankruptcy effect social security retirement?


I can’t get an auto loan?

I’m 18 (female) and while my credit score is very good, it is also very new. I’m trying to get a Honda Rebel ’09 priced at $3,399. Honda won’t finance me because I make less than $1,000/mo and BB&T also declined me unless I have a co-sign. I can’t get someone to co-sign for me, so is there anywhere else where I would be able to get a loan?


Can I get a small secured loan whilst under a debt agreement?

I am currently paying off a debt agreement, but am in need of a small (no more than $2,000) secured loan to pay some vet bills etc. I have the capacity to repay this amount within a year but am not sure of any companies who provide such a loan… Are there any? I have a car for security with a clear title (no money owed on it).


Anyone know a loan shark in birmingham alabama?

I have recently had 2 laptops, a desktop and other devices I use for my home business stolen in a burglary. I do web design in birmingham and really need a loan to purchase new equipment and do some advertising. Anyone know a loan shark in birmingham alabama? Please help.


Do private party auto loans have a minimum amount?

I’m looking to buy a car in the $5000-7000 range, but I’d like to have a longer repayment term, such as 60 months, as opposed to the 36 months I’ll be offered. I realize this will push my interest up a bit, but I prefer to emphasize a strength (ability to negotiate a good private party car price) and accept a weakness (limited credit history, temporarily high debt-limit ratio causing low credit score in the 630s). What are the chances I’ll find what I need in the auto loan market?


What’s the difference between a debt consolidation and home equity loan..also what differences in rates/terms




















































What steps do I take if my social security card has been stolen?

What steps do I take if my social security card has been stolen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I self clean my credit?

I don’t have credit card debts…I have old small unpaid accounts.


Just wondering where i go to to file for bankruptcy im on the gold coast?

can i do it all myself or do i need a lawyer?


Bad Credit personal loan?

Can I get a bad credit personal loan from any loan companies other than payday loans.


Whats my APR for 671 Credit score?

ah i forgot to add that i owe 1100 in debt and its going to be 800 next week

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you put a credit card in a childs name?

How could you apply for a credit card using a childs social if presumably that child has NO credit. Isnt no credit just like bad credit. And I thought your social is supposed to match your name. Im highly confused on how ppl do this. Just curious I would never try that!


Where can I get a bad credit personal or auto loan?


How can I get a copy of my credit report for free?


What steps do I take if my social security card has been stolen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i apply for a personal loan? my annum income is 19500k per year. Kind of urgent.?


What is Singapore like?

Ok I just need to know everything about Singapore I’m gonna be moving there from the US so I want to know all about it. My main questions are.. Do people speak english well Are there only asians Do they have good shopping (A&F, Victoria Secret, Jimmy Choo, LV) Is it expensive to live there Can 16 year olds drive How much does a car cost How much does a house cost What are the people like and well anything else you can tell me PLEEEEASE help


How come my free credit report didn’t include a credit score?

That number people throw around, like 630 or whatever? I saw one offer for it, but it cost money. Isn’t the score free?


Motorcycle loan and car loan at the same time?

I was wondering if you could get a loan for a motorcycle when you have an open auto loan already. I know banks usually want 2 people for 2 cars but I dont really know the policy for a recreational vehicle


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


How can we fix our credit score?


What happens after bankruptcy?

I am facing bankruptcy. Can someone share their experience with me privately? djspocket@yahoo.com I am scared to death. We are seriously considering filing Chapter 13. Will our credit card company just cut off our cards? They have already lowered our credit limit from $30,000 to $600 a month due to a foreclosure. I have not been able to find a job in the real estate industry which I believe is due to this foreclosure.


My credit file indicates I may have a mortgage loan?

I was checking my credit score through equifax today and this message popped up Your credit file indicates you may have a mortgage loan”. Im pretty sure i do not have any house mortgage under my name and im 18 years old and just got my first credit card recently. could it be someone used my information without my permission?”


What steps do I take if my social security card has been stolen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why might a lender be willing to charge you a lower interest rate if you agree to pay off your loan quickly?

This is an assignment, so i need a politically correct” answer”


Estimate a loan payment?

$24,000 f0r 6 years at 4.75%


Can I buy a property when my new wife’s Bankruptcy is still open ?

I bought a house cash and while waiting for closing my gf and I got married to celebrate. But problem is my girlfriend-wife’s bk is still open so Title cannot close even though she signed a quitclaim. They told her to get court order to release rights or court dismissal. What if she gets denied for BK, can we still buy this property ?


Can you check your credit with your debit card?


My bank is asking me to re reigister my mortgage loan,why do I have to re register?

I had the same loan for 5 years.


Should you file bankruptcy before your home is foreclosed on?


Declined a loan after i bought the car?

They said i was approved at the car dealership. The guy said i had great credit. The letter i got in the mail said that the loan had been denied because i have new credit and that i jumb from job to job ( which is true, but i provided all this info to them..then and there! This is making me sick ! I was soo excited about my new car and this is just screwing it up for me !)


Where can I get an emergency loan in Hong Kong besides the banks?

just answer the question if you know. I would never email someone on her to get money. sounds to much like the ethiopian scams. or the lottery I win weekly.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a loan. Where in MN can I get a loan agaisnt my CAR with little or no interest for 30 days??

I saw an ad for a title loan company with no interest for 30 days but I can not find it anywhere. I need to use my car title to get a loan, not to get a loan for a car, thats all that comes up when I search it.


I was late on my mortgage payment… can my mortgage company remove this? Would it be legal?

I was late on my mortgage payment (biggest mistake EVER!!) I have been sending letters to them for months, trying to figure out how to remove the late” on my credit. They keep sending me the same letter stating


Is this a good credit card offer to accept after bankruptcy?

Credit One Bank Visa, $75.00 annual fee, 23.90% interest. I don’t care about the interest because I will charge small amounts and pay it off each month. I just don’t know about this annual fee. But I DID just have a bankruptcy discharge so maybe I’m luck to get any offer at all. Help.


I was wondering if there is a web site where i can get a free credit report! I am under 18!?

I need to know if there is a website that i can go and get a free credit report!! I know i am young and people think i dont need to worry about it right now but no one knows how my life is!! I have things i need to set up in order to get things done!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the rules for Chapter 13 Bankruptcy?


What steps do I take if my social security card has been stolen?


13.99% rate on a car loan is that normal????

hi, I went to the mitsubishi dealer, last week and wanted to get a 2002 eclipse spyder, for 10000, after the dealer checked my moms credit he told us that the rate would be 13.99%, so 4000 down payment, 199 monthly, his answer to my question why the rate is so high, was that, because we came 2 years ago from germany, and my moms credit is kinda new?! thats why the bank will only loan us money with a rate of 13.99%, is that possible or did he jus want to rip us off???!!! And what do u guys think about the deal: $10000 for a mitsubishi spyder 2001 60000miles???


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the pros and cons of buying a car through a lease?

I have always wondered what would be the benefits of paying to drive a car and then having to turn it back in when the lease was up.


How did wcw become bankrupt?

i never knew how they became bankrupt what happen


I need to cancel a Juniper credit card, but their customer service is terrible. They are a scam. Any phone#?

I tried 4 different phone #s, all of which claimed they couldn’t hear me”….this is ridiculous! I should have done my research before I applied….read reviews and turns out they have scammed tons of people. Please help! I don’t know how to cancel a credit card I never received…how do I deal with this scam??!”


How do credit card cash advances work?

im not the best person to be dealing with money so please help me out i just took out 4 cash advances on 4 different cards to buy a car. it was an impulse buy. now i know interest will accrue each month, so do i just go on each month paying off the card as i usually do? or do i pay the cash advance off seperately? how exactly does this work, THANKS!


What is a considered a low interest rate on a credit card?

I’m searching to get my first credit card. Any suggestions would be great. I’m a college student majoring in Finace and figured it would be a good time to learn.


How to sell credit cards?

Background: I work at a retail/department store. We are told to *request* credit cards and emails, I am fine with that. But I can’t seem to get anyone to buy any, what can I do? I stopped asking them (customers) if they want a credit card, well at least I try to, and started asking them if they would like to save up to 30% percent off. But they can really only save 20% which is still good… Any advice? Nothing, dumb, stupid or spam. THANKS!!


Can I request to pay my payday loans monthly?

I know I’m stupid but… I currently have 6 payday loans on the go. It is now out of hand. I cannot even afford to pay the rollover interest for all of them and have wages left to last me the rest of the month. If I explain to these companies that I am in financial difficulty can an arrangement be made to pay them monthly like other debts? No silly comments please I know what I have done is stupid. I will report you. Thanks for any helpful comments.


My company wants to start reporting to the credit bureaus. What is the best company to use?


Is personal loans .com legit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get a truely free credit report?


What steps do I take if my social security card has been stolen?


How much is the fee to file for Bankruptcy in New York?

I am planning on filing bankruptcy, and I have been calling around to check the fees. But some lawyers are charging as much as $2000. is this right? Is there another aalternative fee-wise?


Payday loans?

i lived with my boyfriend of 43 years ago. i am disabled and he helped me a lot, i didn’t realize that he was using me.we married july 14 separated sept 6. now i am alone again . withall these payday loans. they are in my name.


Are credit reports, credit scores and credit monitoring services a tax deductible expense?

I am interested to know if the IRS will allow us to deduct our expeneses in these areas. If so, then I believe that more people would be interested in checking their credit reports and scores for accuracy or even monitor them. Of course annualcreditreport.com is free, but monitoring services and credit scores cost money, which may stop many people from checking their credit information more than once a year for each credit bureau. Thanks for your help.


What is an open ended loan?

This is a mortgage by the way.


What is the journal entry for staff loan payment deducted from salary?




















































On social security and needs a payday loan, i will be able to pay it back it in full , any that actually give?

On social security and needs a payday loan, i will be able to pay it back it in full , any that actually give?

plus i have little to no credit, need the money cover a unexpected problem… i will tale the high % because i plan to pay back in full when i get my direct deposit next 2 weeks..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Getting an Auto Loan at 18, with no credit.?

I’m eighteen, I have no credit, and I’m looking to possibly take out an auto loan for anywhere from 5,000-8,000 dollars. My grandpa has great credit and may be willing to co-sign for me. But, would it be possible to get one, perks, or down falls? Based off of an auto loan calculator” my monthly payments could be at around $150-$275 if stretched out for 5 years. Is that anywhere near accurate? Any info helps! Thanks!”


What percentage of investments should goto each category: savings/retirement/life insurance?

First I’d like to say this is my first time to ask a question and I like the responses so far… so let me add some info. Dual income family both able to max out there yearly 401k contributions. The family dabbles in the market with a brokerage account and has saving in a money market and laddering CDs. At this point do you still think term life insurance is still the only way to go? and just get more mutual funds in your brokerage account? Or look to a Variable Whole Life Account as another place to grow tax free investments?


I need a loan shark or money lender in the uk no upfront fee?

i need a loan shark or money lender that i do not have to pay no hidden cost or charges at all please only contacted me if u can help or dont bother i need £9000 over 8 year im not fussed on the interest just cant pay a fee till i have the loan thanks adammorrell75@yahoo.com


Can someone direct me to a loan shark in long island?

I need a short term loan right away.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the chances of getting an Auto Loan from a credit union?

Hi I am really in need of transportation and was wondering if a Credit Union would be the best way to go for an auto loan. I am 19 years old and don’t have the most established credit but all I am looking for is $4,500 and I will have $1,000 for a down payment. Does anyone even offer auto loans that small or would I have to look into a different kind of loan? Thank You.


Credit report debt question?

Ok, so I need some help, and dont quite know how to go about solving my problems with debt. How can i figure out who i owe with out getting a credit report. is it possible. Like can i go to a bank or something and find out or what. I mean, i only owe the bank, a few hospital bills and a phone company. maybe some other things i dont know about. also, what is the site that you get a truly free credit report once a year, with no credit card/ membership needed. I did try to to that once and never got the info i requested. Please Help; lol, getting old, and need to solve these issues soon, so i can move out of parents house, get own place and get a bank account again. Thanks.


What credit report sites are really free?

I want to check my credit score but all the sites that say they are free aren’t ….


On social security and needs a payday loan, i will be able to pay it back it in full , any that actually give?

plus i have little to no credit, need the money cover a unexpected problem… i will tale the high % because i plan to pay back in full when i get my direct deposit next 2 weeks..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the difference between chapter 7, 11 and 13 bankruptcy?


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


Why is important to know your credit report?

I constantly listen to adds and recommendations that knowing your credit report score will help you get a better loan or deal, with less interests. Isn’t it enough to know that you have bad, ok or excellent credit? Do you actually go to the bank or the car dealer and say something like: Hey


Find my credit report for fee?

I have a 630 credit score and was told i have a deliquent account on public record. how do i find out who has posted these deliquent accounts


What courthouse do i go to in killeen,tx to get a divorce without a lawyer.and how much?

me and my husband got married at the courthouse. we want to get an uncontested divorce. where do i go to file at the courthouse and how much does it cost?


Can i get a payday loan with only a prepaid debit card?


What is the amount of time must I wait to file between bankruptcies.?

I filed for bankruptcy back in august 2004. The shop i worked for the past 15 years closed there doors and i can not find a new job where i live in michigan. Im now out of money and behind on all my credit cards and have no other choice but to file bankruptcy.What is the time limit between bankruptcies


Do mortgage lenders look at income before taxes?

If I am trying to get a home loan and they want my monthly income. Do I give them my my monthly gross OR the amount after all the taxes have been deducted?


On social security and needs a payday loan, i will be able to pay it back it in full , any that actually give?

plus i have little to no credit, need the money cover a unexpected problem… i will tale the high % because i plan to pay back in full when i get my direct deposit next 2 weeks..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any suggestions for investing $100 for quick profit (less than 1 year)?

Would Penny Stocks be a viable option? I am looking to pay off some debt, so this wouldn’t be long term investment, just trying to turn a semi quick profit, probably 6 months to a year. Thanks


What are free score report credits on SAT?

oh i had a really bad sat score. so just to let u know. if it was sending a report to colleges or something.


Any chance I’d be able to get an auto loan??

I’ve been looking around at purchasing a car lately. Still just looking, not planning on buying one soon, as I am just now starting to save money for it. Currently, my credit scores are just over 600. Right now I have $0 debt. I’ll be using the money that I used to pay for my CC payments to put into savings. I’m hoping to eventually be able to get a $15500 or so loan for a new car, a Mazda3. However I’m going to assume my credit score will have risen quite a bit by the time I’m ready to purchase, maybe 6 months or so, by having no debt. Also, I’ll have had more money saved to use as a down payment. So two questions. 1-if I were to inquire about getting a loan now, would I have any chance of being approved? worst case scenario, i’d have a 600 credit score, and no money down… 2-Where is it best to try and get an auto loan from? I’ve always heard credit unions… thanks!


Is there any quick way to raise your credit score if you have past due bills?


I need a loan shark today does any one know any in swindon?

Tried everywhere for a loan but due to bad credit no joy don’t know where to find a loan shark in Swindon can any point me in the right direction please


How much does a 130k mortgage cost each month?

If you dont put any deposit down. I know there are all sorts of different mortgages so I’m just looking for a rough general estimate, and how much would my partner and I need to be on (wages) to get a mortgage of this size?


If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop m?

the whole question is : If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop making payments, what is likely to happen?


How long before I can sell a mobile home that was included in my bankruptcy.?

My bankruptcy was discharged and finalized about 3 weeks ago. Green Tree still shows I owe a balance even though it is unsecured that was included in the bankruptcy. How long before they release the lien on my home and furthermore how long before I can sell the now empty mobile home that has been an albatross around my neck for about 3 years. Is there anything I can do to expidite the process.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can’t get a 60 month auto loan for $7000, why is this?

I recently applied through my credit union for an auto loan to buy a used vehicle. They approved me for a 36 loan, and I was told that I can only get that, as my debt/income ratio was inadequate. When I tried to finance through the dealership, they told me that I also could only get a 36 month loan, because their bank would not finance a used, 70k mile car for longer than that. I’m 24, rent an apartment, and have fantastic credit. My credit union told me my credit score was 700+. I have one credit card with a balance less than $1000, an APR of 18%, a limit of $7600, and that is my only line of credit. I’ve never missed a payment, usually pay more than the minimum, and I have never missed a utility bill payment. I made $35k last year, so I’m not hurting for cash. I couldn’t afford the monthly payment of $200 a month that the 36 mo. loan would give me due to my other bills, but since they only asked my income, I doubt those other bills effected it much. A friend ventured the theory that it was my high interest, high balance credit card that stopped me from getting a 60 mo. loan. He theorized that because I could potentially add another $6000 in debt to my credit, and that it’s my only line of credit, that they wouldn’t approve me based on that. Others have suggested it’s because no bank would approve a 60 mo. loan on such a low amount of money. Which is true, and what can I do to reverse this, if anything?


When you went thru your Chaptr 7 bankruptcy, did you have?

any problems with the trustees or creditors who gave you a hard time about the debt? What happened with you?


Need to raise credit score, but work part time?

I’m a SAHM for the most part but I do work part time about 20 hours a week at a local clothing store. I made some terrible choices when I turned 18 and got several credit cards. Eventually I stopped paying them when I got married and pregnant and bills started piling in. I just recently paid them all off(they were all of course in collection by now since I’m 24) and I don’t know where to go to start to rebuild my credit. Every credit card I’ve applied for I’ve gotten denied for. I work part time so it’s hard to get a loan because everyone wants you to work full time and that’s not an option with two small children right now. My husband just got out of bankruptcy due to a horrible wreck a few years ago. He didn’t have medical insurance and the other car fled the scene so he was left with a bunch of medical debt and after talking to several people bankruptcy is his only option. I don’t know what I can do to start to rebuild my credit. I do have a car that I own and it’s paid for. Could I use that as collalateral somewhere? What are my options. The only one I see is to get a secured credit card.


How do I know what my credit rating is?

self explanitory



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My credit score is 540 and I’m trying to raise my score. What’s the best way?

Should I get a credit card, regardless of interest rate, and just use it for small purchases but pay them off immediately? I had a credit card about 10 years ago and I’m still slowly paying that off as well as a car loan I have. I realize it will take quite a while to get back into the 600/700 range again but I want to work towards a better life financially.


On social security and needs a payday loan, i will be able to pay it back it in full , any that actually give?

plus i have little to no credit, need the money cover a unexpected problem… i will tale the high % because i plan to pay back in full when i get my direct deposit next 2 weeks..


Bankruptcy Discharged, How can I rebuild my credit?

So I just got my BK discharged in Califoria, I learned my lesson from the mistakes I made when I was younger…but what now? how do I rebuild my credit? Ive applied for a few secured credit cards to be declined…..I need to buy a car and I want to fiance it im looking for a car under 10k as Ive heard its one of the best ways to build myu credit back up..I just dont know where to go or where to start, the whole being declined fora secure cc has me in the gutter lol Any positive advise is appreciated…and please stick to what this site is..ANSWERS NOT A$$HOLES..I MEN PERSONAL OPINIONS AND NAGATIVITY THNAK YOU ALL


In Need Of Emergency Private Loan Or PayDay Loan…Whats The Best Way?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does Dominos accept credit cards for online orders?

Can you pay online with the credit card while ordering? I don’t have enough cash, just my dad’s credit card info.


How can I exit this subprime auto loan hole??

If I threw $1400 at the principle on a $6700 balance w/24% interest what will be my balance? (almost debt free)


I need help understanding why I didn’t get the auto loan?

I am twenty years old, I will be twenty-one in one month. I went to my bank to try to get an auto loan, but they declined unless I were to get a co-signer. I don’t think that I need a co-signer to buy a new car. I make about $1700 a month and I want to put 5000 down on a new car and the car price will be in the 18-19,000 dollar range. Therefore, I will only be financing about 14,000 dollars. My credit score is in the 700’s- so I am really confused. If I find a car that I really want, is it easier to finance through a dealer? The only answer I can come up with is that banks are harder to get loans through or that they are discriminating based on age….my credit is perfect…..any help would be wonderful!


Can you answer this question about Bankruptcy?

Hi… live in Oregon… and some years ago United Airlines went bankrupt on 376,000 dollars of company stock we had and then bankrupted on my retirement… we were OK when the retirement was whole, but going after the retirement cut our income by 1200 dollars a month and sent us into a tail spin (LOL, that’s airline talk).. I went back to work.. for a while and then changed companies… worked for 3 years and then got laid off. Been on unemployment and at 63, I have been applying for jobs, but the younger ones really need the jobs, so now we are faced with the delema of bankruptcy when the unemployment runs out… We have juggled our finances for the last year and payed all the bills on time and given every extra dime of the unemployment to pay down debt, We are about to go into bankruptcy having never missed a payment. Fico score in the 600’s… crazy huh… some one said we can’t go into bankruptcy without late payments to show we are struggling.. but our income without unemployment is 160.00 dollars a month more than our payments… that leaves $160.00 for food, drugs, medical and gas… The question is do we have to have bad debts to claim bankruptcy or can we just claim it when it is obvious that the income is far less than the outgo… We hope to keep the house. All the dreams we had for retirement are gone… By the way did I tell ya the execs at United gave themselves 150 mill in bonuses when they came out of bankruptcy for doing a good job… god bless capitalism… lol appreciate the help… down and out.


18 yr old no credit need personal loan?

I just turned eighteen years old. I need a personal loan so that I can fix my car. What is the best place to get a cheap $500 loan? I’m going to take the money, fix the car, and then the rest of the money will go back to paying off the rest of the loan. I’m also going to get a job to pay off what I need to. I pretty much have a job waiting for me so it will not be hard to pay back the loan. My parents won’t co-sign for me so what would be the best way to get a loan with the lowest interest rate possible?


How to add wife name in my SBI home loan?

we are in ireland. i applied for a loan in SBI and paid to a builder for an apartment in india. Now its time to register the apartment in our name. We want to register the apartment in both of our name. But they say as loan is in my name it can be registered only in my name till loan finish..what will i do to register the apartment in our both name


Is 613 a good enough credit score for a FHA loan ?

Looking for 0 downpayment ,not alot of debt just car payment (345.00)and 1 credit card


What does balance transfers” mean on a credit card?”

ok so my limit is $5000. i think the fee is 2% on balance transfers. So does that mean i can transfer money to my savings card? and how much will i be charged if i transfer $4000 at a %2 rate?


Auto Loan with bad credit?

I have bad credit, so they asked me for a cosigner. It turns out that my cosigner does not have that great of a credit either. Now the finance rep is asking me for someone who has had a car loan already. Is that always the case? I make 35K a year and the car is going for 15K im puttting 2k down, The rep still says hes waiting for the banks to get to him, how long does it take for the banks to reply with the loan and are there any banks that will approve the loan even with bad credit.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i file chapter 7 bankruptcy do i continue pay my monthly car payment?

car payment place wants there money


On social security and needs a payday loan, i will be able to pay it back it in full , any that actually give?

plus i have little to no credit, need the money cover a unexpected problem… i will tale the high % because i plan to pay back in full when i get my direct deposit next 2 weeks..


Will a bad credit score effect me from getting a bank account?


Do we get home loan for buying a room in a chawl?


Bankruptcy and divorce?

Can you file chap 7 in california after a divorce judgment to protect your wages?


Anyone know a got website to check ur credit rating and whats affecting my credit rating?

Iv been told to try experian.com but u need a credit card bit i do not have one


Credit Card Balance Transfer?

What does balance transfer do In Reference To Credit Cards?




















































How do i view my credit score without using a credit card or social security number?

How do i view my credit score without using a credit card or social security number?

i think some one i know is stealing from me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

After filing chapter 13 bankruptcy,can my settlement be taken away?

my aunt filed chapter 13 not long ago,since then her mother in law passed away and they are to receive money from her death,so can it be taken away?


How can I get a mortgage if I have credit score under 400?

I want to respond to why I refuse to pay off the credit card that is on my credit report. I had a credit limit of 300$ It got up that high and I decided that I did not need it any more so I canceled it. Come to find out a few months of ‘paying’ on it to pay it off the credit card co. was still charging ‘finance fees’ to it. after talking to them they informed me they could not completly cancel it untill it was at 0. I told them the reason I canceled it was cause I could not affored it. To add charges to it would not help me pay it off. I have spoke to other credit card co and have been told they can stop charging to it it they want. The credit card bill has gone from 350$ to over 15 hundred dollars. Pride or not I find this unprofessional and rude and that is why I refuse to pay it. If they would agree I would pay the original 350$ if they would take off the rest of the ‘Charges’


Whats my likelihood of getting approved for a used car loan?

I’ll give all the info I can think of that will help. 22 years old by the time I apply for it I’ll be 23 make around 700-1000 a month steady job been there for almost a year now plan on having about 2 grand in the bank before I apply for one (through my credit union) I’ve had a credit card for almost a year now (from my credit union) never missed a payment nor have I went over the limit I know I have good credit (for having it the time I’ve had) between 635-685 Also have a Verizon bill that I’ve never missed a payment for (if that counts for anything) lol I’m not sure what else info I can give lol I’m hoping to get approved for a 10 grand loan with no co-signer


What is the easiest and fastest way to get a $3,000 personal loan?

I’m trying to purchase a car and all the auto loans have to be $7,500 or higher and I only need 3k.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Car after bankruptcy?

I am about to declare bankruptcy and was wondering if my father buys me a car can I have it registered in my name or will this mean that they can take the car of me. Would it be better to keep the car in my fathers name. If anybody could help I would be very grateful.


Car loan denied after I signed loan paperwork?

I can’t figure this out at all. I bought a used car and completed all the financing paperwork. I added insurance, tags, and title to the car. The finance company verified my information and called my boss to verify income. I actually got set up with them to make payments online. 3 weeks later now I’m told the loan is denied. My credit is average, my job puts me at middle class income, and I put down 20% as down payment. Plus I gave in a trade in. Now if I have to return car I will have no way to get to work because the dealer sold my trade in. He said he can’t figure it out because he got an actual approval number and this has not happened to him. It’s a used car and he does not want the car back he just wants it sold and I love the car. Has this happened to anyone else? Any ideas what I can do?


Can anyone suggest a good, reputable debt consolidation company?

My fiance and I live in Ohio and I’m trying to help him find a good debt consolidation company. He’s gotten some suggestions from a person he works with, but the place he talked about sounded a little less then acceptable.


How do i view my credit score without using a credit card or social security number?

i think some one i know is stealing from me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get a 500 dollar loan with bad credit?

Asking my parents is not any option. I have been independent since I was 17. I’m 22 now.


Where online is it safe to refinance a home?

I see ads for Lending Tree, AmeriSave, etc… they all offer REALLY good rates compared to what I found locally and that made me a little skeptical and nervous. Are they for real? How safe is it to refinance with them? What is the catch?


My cosigner on an auto loan wants out of the deal. The deal has already been completed. What are my rights?


I can’t view the credit score/report that I BOUGHT. Why?

So I went to freecreditreport.com and made a free account to just look at my credit report. Then, I wanted to view my score but only wanted ONE score, not all three. So I went to experian.com and actually purchased my credit score but it took my right back to freecreditreport.com! WHAT THE HECK IS WRONG WITH THESE PEOPLE? WHY DOES IT COST MONEY TO SEE A FEW FREAKING NUMBERS?!?!?!?!?!?!?!!?!?!?!!?!?!!?!?!!?… GRR! (I’m a very IMPATIENT person. I have a short fuse and tried contacting experian by phone AND by email. I don’t like electronics. They need to get off their lazy butts and actually pick up a freaking phone) What other options are there?


I’m looking to file for bankruptcy in 6 months, can I stop paying my credit cards now?

I have to wait six months because my income was higher than it needs to be to pass the means test. So I am waiting until October to file. If i just choose to stop paying my cards now will they come after me? I have never been late on any of these cards, ever! I have a citicard, discovercard, and a carecredit card. please advise.


Is a credit score of 513 Good?


Where can I find a reliable pay day loan online?

I am look for a secure website that i could get a payday loan online?


Can I file bankruptcy on a judgement and can they take my vehicle? My landlord/ex-boyfriend is suing me.?

My ex-boyfriend is suing me for not being able to pay rent for the past 9 months. My legal lease with him expired after the first year and I have been here for over 2.5 years. I am behind on everything. The only job I have been able to find is working at a fast food restaurant making about $700 a month. I took care of all his property, vehicles, legal paperwork, etc. for all this time since he is overseas making $160K. Now he is suing me for back rent, lawyer fees, and court costs. I can’t even afford a lawyer right now and won’t be able to any time soon. My ex-husband messed up my credit and I was an Accountant. I have been turned down by jobs and recruiters as an Accountant because of this and no one has really been willing to give me a chance because of how extensive my prior career was. I owe all of my creditors and have extensive credit default on my credit report now. I don’t see any way out of this. I think my only resort will have to be filing bankruptcy. I can’t even afford rent anywhere else. Can they take my car, my only asset to appease this judgment? Can I file bankruptcy on this judgment and will I be albe to keep my vehicle? It’s the only thing I have left.


How do i view my credit score without using a credit card or social security number?

i think some one i know is stealing from me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Family member persuading husband to file for bankruptcy. Legal advice needed!?

Husbands family went bankrupt. We have 80K debt which we ARE able to pay off. Husband is very influenced by sister to file for bankruptcy. He even quit his job and said he no longer wants to work because now there is no need to!I have told his sister numerous times to stay out of our families life but she continues to call him 10 times a day and tell him to file, file, file. I don’t have a lawyer and do not know how things work, but I would really like to legally have a way to tell her to get lost and stop advising and brainwashing him! Just because she has ruined her family does NOT mean she can butt into my family and ruin mine. What can I do legally with a lawyers help? Don’t want to sound stupid when I call up a lawyer, so want to see if any of you know before-hand what I can do. My husband had a really good paying job and so do I and we managed to pay off 90K in five years. If we borrowed the money, I feel like we should pay back if we are physically and mentally able to work and pay off debt. Bankruptcy is not a way out for me, especially for something we CAN pay off in a few more years!


I have good credit, but they say I have a lack of credit history. How can I get an auto loan? I need a car.?

and i do plan on getting a used car under $10,000


Cash advance on tax return?

hello, when i file for my taxes with h&r block, how fast is a rapid refund? and how long if i dont get rapid refund? also when they tell me how much i shuld be getting back, can i go to a cash advance place and use the h&r block recipt like i wuld a paycheck stub? how long to cash advnce places give u to repay? and how much interest?


What is the best way to clear your credit report. I have bad credit is there a way to clear this?


Can a finance company use someone elses car for collateral on a personal loan?

My father took out a personal loan through a finance company last year in 2006. The finance company wanted a car for collateral and he used my car title even though the car title is in my name. He passed away in April of 2007, I can not afford to pay the finance company the payment amount they were charginghim on the loan on a monthly basis. They are threatining to take my car if I can not pay it even though the loan is in my father’s name and the car title is in my name only. He did not leave a will and his house was under mortgage so there is no estate. Is there anything I can do to save MY car from repossession. I do understand that paying the bill for the loan each month is the way to do that but I recieve SSI and do not have as much income as my father had. Please help?


What happens if you accidently deposited a check twice?

so i found this check in my drawer, so I was thinking I just forgot about it, but then I realized I already did the mobile check deposit months ago lol, idiot me…I looked on my statements…well it did post today, I am going to wait in case they take it out, but any ideas? It’s from this company online ( busy ) btw the first time I deposited it , it was sept 2013 and then last night I deposited it


Suggestion for Home Loan from PNB HF ?

Hi, I am going to Buy Flat of ready Possession from Builder and I inquiry for Home loan in PNBHF and they are offer 18 00 000 Lakh loan in 11% FIX interest rate for 10 Year. so kindly suggest what to do go with PNB or take from another bank. please answer urgent.


How much is or how long will it take to pay off 8k auto loan 12% interest rate?

About to take a auto loan, and if I find a car 2006 and up my interest rate would be 2% but anything below 2006 it’s around 12-13 so my question is how long will it be to pay off a 8k loan, payments around 185 a month for 48 months at a interest rate of 12 or 13%?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get car title back when bankruptcy has been discharged?


Speedybadcreditloans.com, Anyone every hear or dealt with this company before?

Looking for a bad credit loan and just curious if this company is legit. They ask for a $39.95 and guarantee you a loan…hmmmmmmm???????????


Should I File for Bankruptcy?

I am 21 years old. Some facts. I am missing my front 5 teeth due to a hockey injury. My car is sitting at a goodyear getting charged $25 a day until its picked up. I have roughly $75,500 dollars worth of debt. this doesnt include how much it will be to get my teeth fixed. My question is, should a 21 year old with $75,500 dollars worth of debt file bankruptcy? or is there a better alternative?


Can you remove yourself from auto loan?

A couple years ago I helped my sister get a car by putting it in my name and she is a consigner. Now, I need my credit clearer so I can get a house and property, but she wants to refinance and extend the loan and stuff. Is it possible to remove myself as primary and have her (as cosigner) take on the lien? No collateral was used, she hasn’t missed or been late on a payment in the couple years since getting the car. 13-14,000 left.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

About Chapter 7 bankruptcy. Does anyone know what’s going on?

My parents filed chapter 7 bankruptcy nearly 2 years ago. They were told by their attorney that all of their bills (medical and credit cards etc.) AND the house we recently moved from would all be paid off. But my mom keeps getting notices in the mail saying she still owes like $190,000 on the other house we moved from. When she called her attorney’s office to question them about this, they told her not to worry about it because it WAS paid off in the bankruptcy (and they acted like my mom was stupid for asking). But now my mom got ANOTHER notice in the mail (this time from the IRS or something) saying the same thing. Why is this happening? When we moved from this other house, we had it for sale for a LONG time. But nobody ever bought it. We did NOT abandon the house like these notices keeps implying. Why are they saying the house wasn’t covered by this chapter 7 bankruptcy, yet my mom’s attorney says it WAS?


How do i view my credit score without using a credit card or social security number?

i think some one i know is stealing from me


Can you borrow money online without a job?

A site similar to wonga but doesn’t require a job, I get money from my dad monthly


FICO score………..is 714 a good score?

Not really sure if that is good or not. Your opinion?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long will it take to pay off a 500,000 dollar house?

I have already payed 300,000 on it


I,m a single mum with 7 children on benefits with poor credit history but need a fast loan?

i,m in desperate need for a small loan but am on benefits with poor credit rating i been on line for 2 days filling in lots of forms then always get let down when they no i,m a nothing its so frustrating whatever i am i will pay it back just need a chance anyone been in this situation and has had success please help i need it now


What is the best way of buying my first house?


Is ther payday loan company that i dont need to have a debit card in order to pay the money back,not provident


Payday Advance Loan Prosecution? I am going to file for bankruptcy but fear prosecution…..?

I live in Washtenaw County Ann Arbor,MI and I have two deliquent pay day loans due to unemployment that I did not get to pay off. Can I be prosecuted for this? Because I was told by tow of the creditors that I will be prosecuted. I got these through an online payday advance website. I am going to file for bankruptcy soon. I tried explaining that I am out of work and that I would pay when I get back to work. But they say no is this true? Please help very scared!!!


Is there such a thing as a truly FREE credit SCORE? If so, how can I ever get one!!!!?

Can I get a legitimate website that offers completely free,-no strings,-credit scores?


I have a credit score of 692,678 and 708. Can i get approved for an auto loan?

Im trying to get a used 2010 ford fusion for 12988 or a 2011 nissan altima 14998 well i get approved


Can you play red dead redemption online with undead nightmare?

let’s say I own the original RDR while a friend has the undead nightmare disc. Can we still play online together?


Can I qualify for a mortgage loan with a 624 credit score ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Pensioner with bad credit rating and ex bankrupt looking to find credit, finance or personal loan.?

Looking to find were I can get either a credit card,finance or personal loan from legitimate business.I’m finding it hard as I’m a pensioner and have a bad credit rating.I did file for bankruptcy but have now been discharged but have been unsuccessful with applications so far.Looking for companies in Melbourne or other Australian states.


How do i view my credit score without using a credit card or social security number?

i think some one i know is stealing from me


I used my mom’s credit card to purchase something online without asking permission. How much trouble do you think I’ll be in?

Last night my sister and I were looking online at clothes, shoes and jewelry. I found a shirt that I really liked, but it was $30 and I didn’t want to spend that much. My sister suggested that I use my mom’s credit card to buy it . She said that she does it all the time and that our mom never notices. She had the number and security code written down, so I entered in the info and I bought the shirt. Now that I’m reflecting upon what I did I feel terrible! I really wish I didn’t do it. I stole money from my mom to buy a stupid shirt…what was I thinking? As soon as my mom gets home from grocery shopping I’m going to tell her what I did and offer to pay her $30 out of the money I have saved, as well as to do chores for the next month without getting any allowance. In addition to that I don’t think I deserve to keep the shirt when it comes in the mail. I’m going to check out the return policy and if I can’t return it I’m going to donate it. I know my mom is going to be so disappointed in me when I tell her. What type of punishment should I expect? If it helps my case I’m 15, I’ve never done anything like this before and I am really really sorry.


Looking for a free rent to own website?

So i really need to find rent to own website thats free and doesnt need to do a credit check right there and then, so if someone can help me i would reall appreciate it we are sick of deling with so many rude landlords and moving so much so we could really uswe the help. thank you


Credit card after bankruptcy?

I filed bankruptcy to save our house. we sold our house and paid off the debts. My score is in the 500 area. the bankruptcy was dismissed not discharged and now we have a hard time to get credit. I want to improve our score. Save the money use the card then pay it off in a week. Who would offer us a card now????????


Which mortgage company is best for VA home loans?

I’m a first-time home buyer and I want to use my VA home loan guarantee. Which bank/lending institution do you think is the best? I’m looking for a company that has great customer service and that is not going to charge me to process the loan.


How can I get funding for living expenses while going to school online?

I’m a Junior getting ready to start my classes begining in August. I have gov. student loans and a Pell grant that will cover the cost of school but It will not cover my living expenses while I’m going to school. How can I get a student loan that will cover this. Everything I read states that lenders will only loan the cost of school minus other monies you will receive. Since I’m attending school online, my living expenses are not calculated into my cost of attending. Thanks for any help….




















































Boyfriends Social Security Number coming up as deceased?

Boyfriends Social Security Number coming up as deceased?

he has the SSN card with the number and his own mother had it memorized she told him the number without looking at the card and he said the same number it is his SSN his address comes up under it

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Personal Finace Help Please (Check My Work?)?

1. What can be the best type of safety net in hard times? (1 point) Gambling Mortgage Rental property None of the above* 2. Generally, you need to live in a home ________years to break even on closing costs. (1 point) One Two Three* Four 3. What is generally the most complicated financial transaction the average American will ever undertake? (1 point) Buying a boat Buying a car Buying a home* None of the above 4. Real estate is considered a/an ________investment. (1 point) Illiquid* Liquid Sure Partially-liquid 5. Individual mortgage interest rates are generally determined by what? (1 point) The economy The individual’s credit score The property value* The state the property is located in 6. What is PMI? (1 point) Personal mortgage issuance Personal mortgage investment* Personal mortgage insurance Personal mortgage interest 7. Who dictates how much insurance a homeowners must carry on their property? (1 point) The state the property is located in The bank that holds the mortgage The owner* None of the above 8. Assuming you have a 30-year fixed-rate loan, you’re paying _____% interest during the first few years. (1 point) 90 80 70* 60 9. Why is investing in gold beneficial? (1 point) It is easy to mine. It is considered a stable investment. Gold is more expensive than stocks.* The value of gold is subject to inflation. 10. What type of insurance may a homeowner need? (1 point) Hurricane insurance Flood insurance Firestorm insurance All of the above*


I want to buy a used car for $8500. Will need to finance part of the cost?

Trade-in is about $3500. I will pay $2000 cash. I need to finance about $3000. Can I also finance the car sales tax, tag/title/registration costs? I claimed bankruptcy 2 years ago. I have had excellent, credit and no debt since that time. I have visited some second chance” car dealers and don’t trust them. I prefer to buy from a dealership with a certified warranty. The dealerships have a “second chance” program. I may also go through my bank. Would there be a big difference in interest rates? Thank you.”


Law questions About Bankruptcy?

1. this is for the state of arizona, if my wife has documents with both our names on it, can she legally sign my name if im not there? what i looked up ,is you need power of attorney, but im not sure. 2. if you file bankruptcy in say 2010, are your 2009 taxes subject to seizure? just curious,cause one retired trustee i ran into said that 2009 taxes are not part of the 2010 estate? unless i mis understood ( for the state of Az Also) Thank You can you please provide links where i can review the answers where it shows the law for each question? martin


Can you pay back auto loans using academic scholarships?

Can you pay back auto loans using academic scholarships?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Could I buy a condo right after bankruptcy?

I just filed bankruptcy after loosing my job 2 years ago. I couldnt catch up on my bills after not having a job for a year and a half. Now I have a job. Im currently renting for $900 month. I just seen this condo for sale for $39000(foreclosure). This condo is unbelievable and as well as nice location and my mortgage will be much much less than rent. Do you think that it will be hard to get a bank, etc to finance me after just filing 3 months ago. Its funny now that I filed my credit score went up alot(which is strange)…..NEED HELP!!!!!


Why is a debit card called a debit card and a credit card called a credit card?

I know that debit and credit are accounting terms, though I can’t remember exactly what each means (it’s been 20 years since I took a class in high school). I know the difference between the cards, I just can’t figure out why it’s called a debit card.


Generally speaking, what happens to someone who files for bankruptcy?

What’s the difference between chapters 7 and 13? I know for a fact a person’s credit takes a major anal raping. This I know, but what else happens to them? Example: Let’s say a person is sued by a hospital for not paying their bills. They have no income or not enough to pay off the debt, so they file for bankruptcy. What chapter would they file this under?


Boyfriends Social Security Number coming up as deceased?

he has the SSN card with the number and his own mother had it memorized she told him the number without looking at the card and he said the same number it is his SSN his address comes up under it

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I pay off the prinicipal amount of my auto loan off, do I owe anything else?

My pay off as of right now is around 8,000. My principal amount is around 7,000 if I pay off the 7,000 will I still end up paying for the extra interest?


After taxes and insurance..I get paid $760.00. I have 4 PayDay loans…how do I do this? HELP ME PLEASE!?

At one establishment I owe $575.00 , at another payday loan establishment I owe about $400.00 at another one.. and I owe $117.00 and $115.00 and $117.50 in three more…. I recently had an emergency and moved out to a trailer I bought.. and I am tired of paying just the **HIGH** Interest rate on these establishments and I DO NOT want to lose my bank account.. how do I go about to do this? Whom should I pay first? second? and how much? My bills aren’t much.. I pay $342.00 plus $150.00 for rent and electricity every month and the Navy Federal Credit Union bills I had since I was a teen from credit cards about $50.00 monthly.. and that’s about it… besides $150.00 on food monthly.. ? Anyone here good at Math? I REALLY need to reduce the 395% interest rates of these establishments.. I ALREADY paid them more than I loaned.. HELP PLEASE!


How bad is a credit score of 574?


I have a car payment through chase bank can i make payments at the bank locally?

chase isnt my normal bank but we have one locally id just like to know and the bank is closed right now.


Where can i get a free credit repoty?

I went to gofreecredit.com and they are telling me my cardholder name is invalid wtf…? where else can i get a free credit report that wont mess up my credit even more


Do you have to pay a down payment every time you renew your insurance pollicy?

I’ve only had insurance for a year now, when i first got it i paid a down payment of so much, but i thought that was just a one time thing. Now it’s time for me to renew my policy and they want more money……and it’s a lot. $553.00 for a down payment. Is this right, or should i try another insurance company?


Can I use money in the bank as collateral to back up a car loan?

Can I use money in the bank as collateral to back up a car loan I want to have financed, if the money I have in my bank account (with them) is MORE than what I want to get financed??


How can i check my credit rating Free?

How can i check my credit rating FREE, i live in the UK and i need to do it now so i cant wait for a letter or anything. Thanks


Boyfriends Social Security Number coming up as deceased?

he has the SSN card with the number and his own mother had it memorized she told him the number without looking at the card and he said the same number it is his SSN his address comes up under it

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Chapter 7 Bankruptcy dismissed all my debts, why then is there still a judgement lien on my house?

Chapter 7 Bankruptcy dismissed all my debts, then why is there still a judgement lien on my house from one of my creditors whose debt was dismissed in my bankruptcy, the lien was put on before my bankruptcy, should it still be there, and how can I remove it before my settlement date of my sale on 12/28/2007?


How to get customers to open a retail credit card?

I just started working full-time at a retail store and I am supposed to get 2 customers each week to open a credit card account. I’m an introvert and I don’t have amazing people skills (which is something I hope to improve while at this job) so mostly I simply ask at the end of the transaction if they are paying with their store card. If they have out a form of payment already and only like one thing to buy, I don’t usually ask (though I guess I should, right?) How else can I ask if people want to open up an account? It’s actually a good deal for the most part. When do I bring it up and what kinds of things should I say? Actual examples please! –> PLEASE don’t say explain the benefits”!!! If you have an actual phrase that I could use/adapt


What is an average credit score to be able to get a good home loan?


First time home buyer using a VA Loan…?

My Husband comes home from Iraq in a month, and we are going to buy a house as soon as he gets home. I’ve heard that a VA loan takes a while to process and what not. So my question is, how long does it take from when he gets home, until he gets his VA papers, and then after we find a home, how long does it take to complete the whole process with a VA loan? Also, we have about 10K saved, and had planned on using it for a down payment. Should we use it all for a down payment? or use just some and save the rest? Or save all of it and not put any down?


How do we get this old auto loan sent to collections resolved? Ex-wife had the car and stopped paying.?

My long time boyfriend got an auto loan on a car for his ex-wife because she had needed a car for the children”. This was like 8 – 10 years ago. Well


Can I remove a bad debt from my credit history if the responsibility belongs to my ex-spouse?

The mortgage on a house was in both of our names, but we both declared bankruptcy separately mine was a 7 his a 13. On our divorce decree it states that I have given up all rights to the property and it is his responsisbility. Will the company remove the bad debt from my credit history if I ask them?


Auto Loan Question!!!?

I am going to be taking an auto loan soon from my bank (wells fargo). The car is $10,000 – I was going to save $5,000 then get the loan. Would it be better to get a $10,000 loan and pay half of it off the very next day? or get a $5,000 loan and use my cash as the rest of the payment. Just like for your credit score, etc. Thanks!


Can debts created by power of attorney be their responsibility and not be for whom they sign for? if so, how?

mom had power of attorney. son was deployed. mom did alot of credit damage. son unaware of any wrong doing until paycheck is garnished and automatic withdrawls he has set up are declining. now his credit score is so low that a loan is impossible. is bankruptcy his option? what is the best way for him to recover financially.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


Once you’ve pawned in an item to cash generator’s with the buy-back scheme for 28 days can you extend it?

Pawned one of my items into cash generator using their buy-back scheme for 28 days, when the 28 days are nearly over can you pay them the difference you owe them which in my case is £21 as sold item for £70 and buy back is £91. Can you pay them the £21 and renew the contract for another 28 days??


Is benrum fast loan firm a scam?


Auto Loan, Student Loan, & Financial Aid Help?

I’m currently thinking of applying on all three this summer. I have a full-time job but seeking to replace with a part-time job to pay my bills and make room for school. I plan on applying for 2 loans: $10,000 for auto and another $15,000 on student loan. I have limited credit history of 8 months with a credit score ranging from 640-660 maybe even at 680 due to regular payments on my 2 credit card bills. I’ve had my current job for a year and a month but working here won’t get me anywhere that is why I decided to further my career by going back to college. I am also currently applying for my financial aid as a full-time student to help out with school’s tuition and expenses. I could probably deal with $400-500 a month payments for the two loans and I have minimal payments for my living and misc expenses. But would this be a good decision? I need experienced individuals to advice and give suggestions pls. Thank you very much!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How will forclosure affect your credit cards and interest rates?

I bought a house about 7 months ago as an investment. It turned out to be a mis-calculated step, and currently, i am really struggling to make my payments, along with my credit cards and student loan bills. My questions are as follows: 1- What will happen to my credit cards and interest rates once the house goes to foreclosure? Will i still have them, will my interest rates go up? 2- Can i file for bankruptcy although i am never late on a payment? Neither my credit cards or my other bills? I am at a point where my monthly bills exceed my income by about 500 dollars, not including gas, insurance, energy and most important my daily expenses. These are all charged on my credit card for lack of funds. Please advise!!!


Boyfriends Social Security Number coming up as deceased?

he has the SSN card with the number and his own mother had it memorized she told him the number without looking at the card and he said the same number it is his SSN his address comes up under it


What are the best credit cards?

i’m 20 and in college..i have a part time job and want to start building my credit..whats the best way to do that…i don’t want to spent a lot of money or anything…i just don’t want to be left with out money every time i get paid..i also don’t have credit..do u know of credit cards that would b good for me


How to replace lost Auto Purchase Agreement and Loan Agreement?

Hi, I had my car stolen recently. My insurance company needs me to send them the Purchase Agreement and Loan Agreement, but I’ve lost both documents when I moved. How would I go about replacing these documents? I need them ASAP because they can’t process my claim until I send them the papers. Would I contact Dealer? Finance Company? Any help would be appreciated, Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I obtain a free credit report from?


How Long Does a Bankruptcy Case Take?


Does anyone have a number in which I can speak with a Bank of America representative about my auto loan?

I have been trying to contact a representative using several different telephone numbers supplied on their website and I can not get a live person on the phone.


Looking to borrow some money?

My friend is looking to borrow between 3k and 5k. He works as a postman and said that the loan was for a car, when it’s for a 3-month trip to America. He’s already unsuccessfully tried AA, Sainsburys, Tesco & Lloyds. Can you recommend any places to try? would he maybe be able to get pay it off on a credit card? Or has anyone got any other sugestions?


Where can i find the loan value of a used car?

Basically what a finance company uses to determine the amount of money they will lend towards the purchase of a used car. I’m not looking for a trade-in, retail or private seller value – things i can obtain from Kelly Blue Book or Nada. I’m looking for a calculator that will give me the loan value of a used car based on the year, make, model and mileage.


Will anyone refinance a car with less than $5,000 owed?

I am currently trying to get approved for a home loan and my loan officer told me my debt to income ratio is slightly higher than it needs to be. She told me I would have to refinance my car in order to lower my monthly debts. However, I only owe $4280 on my loan and I haven’t found anyone who will refinance less than $5000. I was given the option of taking a personal loan to pay off the car, which would give me a much lower payment, but I’m afraid a new loan would look bad on my home loan application. Does anyone know a bank that will refinance a low-balance auto loan or know if a personal loan will not hurt my chances of getting approved for my home purchase?


5 days late paying my mortgage, what’s going to happen?

I just paid my mortgage with Bank of America 5 days late via e-pay from my BOA bank account. It’s only my second mortgage payment, and I just hadn’t gotten into the habit yet. I can’t believe I did that! I have a sparkling 804 credit rating, with a 5.25% interest rate. I’m so worried. What’s going to happen?


Are credit cards backed by REAL money?

Hello everyone!! I was just wondering…. If a card issuer sets you up with, say, a $15,000 line of credit, do they actually HAVE that much in the bank, or are they just inventing” the money out of thin air?? (A friend of mine told me that the banks make their fortunes by loaning out “imaginary” money — via credit cards — and getting paid back in “real” money (our paychecks). …Just wanted to know if this was really true. Thanks in advance for your help!!”


I have 2 credit cards and one auto loan total $35,000. Should I consolidate, home equity or personal loan.?

My intrist rate on the credit cards are 2 and 7 percent and 6 on the auto.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What should a 19 year old’s credit score look like ?

Bear with me. Ive been working full-time at a title company from the age of 17. This past march I turned 19 years old and like anyone my age have (I guess), I couldn’t wait to get into the famous credit game” that I’ve heard my parents talking about for years. You know


Boyfriends Social Security Number coming up as deceased?

he has the SSN card with the number and his own mother had it memorized she told him the number without looking at the card and he said the same number it is his SSN his address comes up under it


Why is checksmart only giving me 200 loan?

these are payday loans/payday advance loans


Car insurance under $200 a month?

Last month I was involved in a accident, a women was in my lane and hit me head on totaling my 2000 Pontiac Grand Prix. I got around 2500 and bought a car my aunt doesn’t use which is a 2006 eclipse GS. I’m trying to get this car insured but with this car I’m wanting a little more coverage since its worth about 8000 and I can’t get a rate lower than 300 a month. I’m 18 and fully employed. I am making monthly payments to my aunt of 200 a month. I would really appreciate any recommendations. I need a policy fast I’ve been walking to work. Thank you guys for your time.


What is best student loan?


Do I have to claim a Chapter 7 bankruptcy as income on my tax return?

I had to file Chapter 7 in 2007. Most of the percentage of what I filed was penalties on credit cards, therefore what I actually owed, was significantly less than what I filed on. On my income tax return this year, do I have to claim the chapter 7 bankruptcy total as income for 2007? I hope not! Thanks for any help with this!


How long should old addresses stay on your credit report?