Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































Which one is best car for small business and home use?

Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Any lenders that offer Bad credit unsecured loans ?

Its to cover the cost of my tuition, please respond if you have any information.


What is the best record ever in college baseball?

This is NCAA BASEball not BASKETball. If you don’t know the answer, don’t make up some gay response.


Can someone with bad credit be able to get a small personal loan?

My credit is bad, not because of bad payment history but because of a small credit history. My credit history is about a year old, and thus naturally its bad. I only have one credit card at the moment and it is almost maxed out. I have a job, but it doesn’t enough right now. I want to get a small loan of like maybe $2000 or $3000 just to consolidate my debt and pay some bills to stabilize my current situation. I don’t wanna do those payday loans, because I hear it’s unregulated and their interest rates are through the roof. Is there any loan company or bank that would be willing to give me that loan?


If I file Ch 7 Bankruptcy, can I keep my vehicle which still has a balance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Debt consolidation loan?

Hi I need some details around debt consolidation loans in singapore. I have multiple credit card outstanding and loans that I borrowed for my new house furnishing, renovation and advance. I would like to consolidate them all together to make single payment. Can somebody please advise any bank information that offers consolidationi loans? Regards Sundar


Is a 30-year house loan a wise decision?

I heard from Dave Ramsey that it’s better to do 15.


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me


Does applying for a mortgage loan affect your credit score?

My fiance and I were recently pre-approved for a mortgage loan, yet we have somewhat limited credit history. A co-worker told me that every time you apply for a pre-approval, it brings down your credit score … she also said that we only have 90 days to take out a loan before the pre-approval expires. Is this true? If so, I’m worried we won’t find a home within the 90 days and we won’t get a second pre-approval.


Is it possible to buy a home and consolidate credit card and auto loan debt in with your home loan?


I received my discharge papers from my bankruptcy. Does that mean my bankruptcy is finalized?


William d ford loan consolidation?


Which is easier to get a bank loan?

Is it easier for an existing business to get a loan versus a new business? Is the only way that a new company can get a loan from the bank is by using collateral or by getting a high percent on the loan?


What is the minimum fico score needed for approval of an auto loan from a dealer?


How does a certified car lot buy out my existing car loan and sell me another car?

i bought a 2006 Dodge Caravan September 2008 just to better my credit. The loan is terrible but i got my car. Seller told me to drive it for about 6 months with ontime payments and come back and i can get the exact car i want with a better loan. When he pays off the existing loan which 14,500. for just the cost of the car. How do i get in a better car with a better loan? How much of another deposit do i need to make? He told me to bring in about 3,000.00 for another deposit. I want a 2009 Dodge Caravan with a little more features. How does this switching cars work? The car i am still driving is still in perfect condition


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to apply for a non credit based personal loan that is NOT a payday loan? Any ideas?

I have started a business with my fiance and it has actually hurt us more than helped us right now. I just need something to help us get up on our bills.


I paid $7000 of interest the last year on my mortgage, how much will I get back on my tax returns?


Where can i check my credit rating/report for free?

hiya please help i need to check my credit rating i need a loan n need to know why im getting rejected as i always thoughtn i had a good credit rating? x any online sites i can check on?


Any one know how to get a FREE credit check on a company or people.?

Thanks…


How to quickly reestablish credit after bankruptcy?

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?


Is a 624 fico score considered fair?

I got my score from myfico.com & it was an equifax 624. Is transunion usually higher? Is 624 a fair score?


What’s the best way to take off gel fingernails????

Don’t want to go back to salon, because they just talk me into getting my nails redone (I can’t say no ) so how do I get them off at home the easiest quickest way possible. I want to try to grow my own nails out now actually they are finally long.


Can i get a loan against my inheritance probate has been granted and the house is up for sale?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get payday loans as this ?

All I want to know IS it ILLEGAL?


Cash back from credit card in actual cash?

I know that when I pay with a credit card at Giant, I’m given an option that says Cash Back?”. I never clicked Yes before


Why in a 30 year mortgage do you pay almost all interest at first and then principle later?

Why don’t they just amortize it so you pay an equal amount of principle and interest throughout the entire life of the loan?


Can one owner of a car that the title reads or” sell or trade it if the other owner is…?”

…going to file bankruptcy soon. My husband is going to buy a new car and is going to trade the car that has both our names on the title as or”. I have hired a lawyer to file bankruptcy for my business. My husband is not filing bankruptcy. Will this be considered fraud or what kind of problems will this cause if he trades this before the bankruptcy is started. When he buys a new car my name will not be on the title. Please let me know what to do. I will try to contact my lawyer next week to answer this but I will be crazy about this before then.”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Oliver Easy Loan firm a scam?

I am looking for s student loan as a student from the Caribbean studying in Ireland and came across this firm. Are they legitimate?


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac


Credit score of 711? good enough for a car loan?

I have a credit score of 711. I have 4 credit cards with 3 completly paid off and one with a 1000 dollar balance which I should have paid off by the end of tghis month. . I wanna buy a car at the end of december. Is my credit score good enough to get a loan for about 25000. I’m 20 will be 21 in june. And have had these cards for about 4 to 5 years


Car Financing, P.O.I? P.O.R.?

I am looking to buy a car and on the site for the car lot is says Bad Credit? We can Help! Ask about our Guaranteed Credit Approval

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Stop my payment (from credit card) to the specific site.?

I hold ICICI credit card and I want that ICICI credit cards to stop any further payment to the merchant FREELANCE-HOME-WRITERS from my credit card. can i do it? can i confirm to stop my payments to above mentioned site without cancelling the card? Looking forward to your co-operation.


Information needed on taking out an auto loan. (please help)?

I have applied for many auto loans. I was denied by all because of an old medical bill that shows up on my credit report. My question is, If I start to make payments to that bill, how fast would I be able to take out an auto loan? After its completley paid off? or can I as soon as I start paying, or which is better. Also I am buying from a personal sale, not a dealership, would a bank even help me? because if i went through a dealership I would have no use for a bank in the first place.


How do i get my free credit report without having to pay anything.?

most of these sites ask for a credit card and i do not have one.


My credit score is 586 and I am looking to buy my first home? How can I get a good loan w/ low intrest rate?

I am for a 150-200k loan.


If someone files for bankruptcy are they responsible for paying their debt off?

one of my best friends from high school just filed bankruptcy. i have lost touch with her but someone who knows her well told me she just filed bankruptcy. i saw her house she just built a new 3100 sq ft house had a new trampoline and about a 5 thousand dollar playset for her kids built. the friend said her house had all new dillards furniture in every room and she has new patio furniture. after she bought all of this she went and filed bankruptcy. does she not have to pay all of this back?are there leans against someone who does this? just curious how all this works. i pay off all my debt and we live in a house half her size and i make a lot more money than they do. i just cant imagine someone doing that and not being responsible for their debt and getting it all taken away. Is the only thing she has to pay for now is her house and car? and all her credit debt is wiped off ? It goes away and she starts over in 10 years and for now all she has is a low credit score and lots of nice things she will never have to pay back?


How can I look into credit repairs for invalid information and raise my score?

Hi! I’m 20 years old and recently opened up my first credit card 9 months ago. I have 3 credit cards (2 capital one cards and a best buy card). My best buy card has no balance on it, I just recently paid it off 2 weeks ago. I have very high credit utilization on the other two cards (70%), but have never missed a payment and I almost always pay 2 or 3 times more than the minimum payment on the two cards. My credit score dropped 100 points in 2 months! I check my credit information on creditkarma.com and I was shocked! I didn’t know how this was possible. So I looked onto the summary and it states that the average age of my credit card utilization is 4 years and 9 months. How is this possible if I never had credit before 9 months ago? Also, it states that I have 10 credit card accounts, but I only have 3 credit cards. I’m just worried that this information is invalid and it is greatly effecting my score. Unfortunately, I’m not as knowledgeable on reading my credit summary and understanding my score as I should be.


Can a person making around $22,000 a year afford a $40,000 home?

Well this is my first time using Yahoo answers but I’ve seen some great advice on here but wanted to customize the info for my question. I’m a EMT-B/Firefighter in Missouri. I work full time for EMS and part time for the fire dept. I all together clear $21,000 or more depending on my overtime and more fire dept calls. My situation is that I still live with my parents (I’m almost 21) I have a good amount of funds in my savings account and my only bills currently are a vehicle payment about $240 a month, $50 cell phone a month, and fuel and food of about $250 which could be cut back. So I’m wondering if it’s feasible to make the big move out and get my own home. In my area one can find a small but decent home for the upper 30’s through the mid 40’s. I just hate to pay rent when it’s close to the same amount as house payment. So can this be done???


Will online payday loan companies put your advance on prepaid card if your direct deposit goes there?


Are there any legitimate payday loan companies online that will not keep directing me to other sites?

Im so sick of filling out information to get a payday loan. I dont have a choice but i need money to pay my rent, i understand everything that comes along with the loans, but are there any legitimate sites that will give me a payday loan and not keep sending me to different sites that direct me to another site?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best place to get you credit score?

i think annualcreditreport . com is the official site for free ones but they wanted me to fax them a bunch of stuff so… I ended buying them on myfico.com standard equifax / transunion with a promo code for like 22 bux. (no experian)


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac


Are payday loan websites legitimate?

I am trying to get a loan but I want to get from a legitimate source and not a scam. Anyone know?


If someone used my credit card to order online can I trace what computer it was used on?

Credit Card was used to order a laptop online can the authorities trace from what city and what location it was used from?or what computer it was ordered from Ned to know if not I won’t waste my time in hiring a investigator


Need help preparing journal entries for these…Please Help!?

May 3- Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $1,550. May 5- Received cash from clients on account, $1,750 May 9- Paid cash for a newspaper advertisement, $100 May 13- Paid Office Station Co. for part of the debit incurred on April 5, $400 May 15- Recorded services provided on account for the period May 1-15, $5,100 May 16- Paid part time receptionist for two weeks salary including the amount owed on April 13, $750 May 17- Recorded cash from cash clients for fees earned during the period May 1-16, $7,380 May 20- purchased supplies on account, $500 May21- recorded services provided on account for the period May 16-20, $2,900 May 25- recorded cash from cash clients for fees earned for the period of May 17-23, $4,200 May 27- received cash from clients on account, $6,600 May 28- Paid part time receptionist for two weeks salary, $750 May 30- paid telephone bill for May, $150 May 31- Paid electricity bill for May, $225 May 31- recorded cash from cash clients for fees earned for the period of May, $2,200 May 31- Kelly withdrew $7,500 for personal use


Is PMI (mortgage protection insurance) a scam?

When I bought my home years ago I had to pay for PMI untill I had 20% equity in my home. I was told it would step in and protect the bank if I walked away from my loan obligation and the bank had to forclose. So with all these forclosers in the news today why isn’t PMI paying off and protecting the banks or was it a scam to begin with?


Will mortgage rates drop anytime soon? I am about to refi an investment property?

I have to refi my investment property. I bought a fixer upper hoping on fixing it up and turning right around and selling it. as everyone knows the housing market went to crap. I am now currently renting out the house after it failed to sell in a timely manner. I used lines of credit to fund the project and now want to refi to free up my money to persue other interests. I wanted to hear other peoples opinions on where the rates are headed. I checked bankrate.com and national avg on a 30 yr fixed is 6.27%. Where are they headed in the next few months. 30 days ago it was around 5.75% Thanks everyone




















































If you go to the credit union and receive an auto loan then 6months later receive a small personal loan for?

If you go to the credit union and receive an auto loan then 6months later receive a small personal loan for?

$600, how long do you have to wait in order to receive another personal loan if your loans are up to date and paid on time. I live in SC.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Fha loan or tax credit advance?

Should i go with FHA loan with 3.5 percent down & 5.25 interest rate or TAX credit advance loan in which i will pay down payment at the end of year when govt will give me 8k tax credit but the interest rate with this program is 5.62 percent.


How can you tell how much of an auto loan you’ll be approved for?

I want to go shopping for a car but wonder how much of a car I can actually be approved for? Is there a way to tell without actually applying? I don’t want to apply ahead of time because every time you touch your credit information it makes a ding and the CC companies are looking for any reason at all to raise rates right now.


If you don’t receive instant approval on a loan, does that mean you are probably denied?

Auto loan from a credit union I received an email 4 minutes after applying online.


Whats is a auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a place i can get a free credit reprt without having to have a credit card?


Should I apply for a 1st Financial Bank credit card?

No application fee, No annual fee, No interest charges, (0% APR fixed) on purchases up to $250.00. Since I will be a college student soon, what the hell right? I should get an emergency” credit card. The downside is if you miss your payments “as low as $10 per month on balances up to $250 a month” they throw a 23.95% interest rate at you… What the hell? I don’t know if i should do it. Can someone please explain this to me


Where is the best place to get a payday loan in Austin, Texas?


If you go to the credit union and receive an auto loan then 6months later receive a small personal loan for?

$600, how long do you have to wait in order to receive another personal loan if your loans are up to date and paid on time. I live in SC.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Getting slammed with HUNDREDS of Unwanted emails daily. How do i stop it without changing my email address?

Recently applied for credit card and car loan online. Now I’m getting email from everthing from Payday Loan companies to Bankruptcy Laywers. I cant possibly go through each one to unsubscribe”


Can you find a credit card for people with bad or no credit?

I dont know which one i have no credit or bad credit lol.. Im on a search for a credit card in these hard times i have 2 kids that need diapers and im still looking for a job. Does anyone know of a credit card company that helps people build their credit that isnt a pay first card?


What are some good places to consolidate your student loans where you will get cash back and a good rate?

I have a little over $30000 in Federal student loans and I am looking for a good place to consolidate them where you receive a good cash back rebate as well as a good interest rate. Anyone that knows of a good place please let me know.


Home Loan compound interest calculation,?

Home Loan compound interest calculation, I visited State bank of India-Secunderabad for the small amount of Home Loan. I was informed that the Loan interest is 10.5% yearly but it would be compounded monthly. What would be the way to calculate the interest and total amount after 5 years for the following details, Loan Amount- 3Lakhs&50,000 (3.5 Lakhs) Interest Rate – 10.5% Annually Compounding – Monthly *Each Month) what would be the annual interest in this scenario and what would be the total amount as final settlement. Bank Loan form does not give any information this is the verbal information. Please advise 2 minutes ago – 4 days left to answer. Additional Details Repayment in about 5-years—I want to know how much I would be end up paying if the installment is about Rs 5000—-/month


The best sales jobs to make LOTS of money?

I have been in sales for 10 years and make good money, but I want to make GREAT MONEY! Like 250k+ Whats the best sales jobs for someone with great sales abilities?? I want to make atleast 20k a month. Does anyone know of anyone in sales that makes 500k or more??


How do i find out what on my credit,,,?

i know i have a lot of really old hospital bills that i’ve never paid and i dont know what collection agency they went to or even what bills they were to call them and ask is there a way to find this out?


Where can I find a hard money” lender for a personal unsecured loan

without being a payday loan. Need $4k.”


How much should my house cost if i make $100,000 a year?

this is also with a car that is already 100% paid off for. how much should the house cost?


If you go to the credit union and receive an auto loan then 6months later receive a small personal loan for?

$600, how long do you have to wait in order to receive another personal loan if your loans are up to date and paid on time. I live in SC.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How safe is the life in the Philippines for a foreigner?

Well I’ve heard that lots of filipinos think that americans are rich. Which is not true. So would I find people trying to get money from me? or like trying to help me but not in a good intention? Is it safe to go walk around? What should I be careful about? I don’t wanna get robbed or murdered or raped there. lol I’m going there next month but I won’t be alone. So, is it less safe there for americans?


Where Can I get a $1000 cash advance loan with no or bad credit 100% legit ONLY?

Anyone know any cash advance loaning places that will loan the money 100% I need a loan but I dont have any creidt and I do have a paying job


What is the interest rate/apr of someone that has no credit?

I’m buying my first car from a private dealer, and before I contact them, I wanted to figure out what my monthly payments would be. How do I do this with NO credit? I’m still a minor, and someone said the APR would be about 9%. Is this true? Thanks! 🙂


Does cashcrate work?is doing online surveys to be trusted,?

i live on ireland .where to start earning money in this manner


Can i send a moneygram with credit card over phone?


If your credit score is about or around 523 can you still buy a home?


What’s the max limit on a chapter 7 bankruptcy?


Is there a difference between a cash advance credit card debt and a regular purchase debt?

like, if i owe a lot of money to 3 or 4 credit card companyes (like 4k each) on cash advances I know the interest rates are higher by a lot but is there a difference if the debt was for regular purchases? will they come after me more than if they were’nt cash advances? can I still file bankrupcy to get out of the debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why does Scottrade say I have a mortgage loan?

I’m applying to open an account. This is one of the identity verification questions they have. I went on their main website.


Does anyone know the best and cheapest way to check my credit score?

that free credit report dot com is not free, someone told me they kept charging thier credit card for months after they stopped it. I need to know how to get my official credit score before I apply for this apartment. Please be serious, I really need this, thanks


Why were we denied a mortgage loan?

My husband and I married in January. I’m 22, he is 25. I had my first credit card at 18, my husband at 22… so we’ve got some credit history. My husband makes about $37,000 a year before taxes and I’m a student. We are living in a house right now that we own (no liens or anything) that was given to us, and it’s worth about $100,000. We wanted to buy our own home and rent the house we are currently living in. We each paid $15 for our credit reports online… his are – 636, 665, and 640… mine are – 616, 636, 627. Then we applied for a mortgage loan at a local financial services” place (not a bank) for an $80


What are the best credit monitoring sites?

I need to know which site/programe is the best for credit monitoring. Such things like freecreditreport.com, credit lock, credit keeper. Which ones do you recomend and think are the best to use? All advice welcomed. Thank you, PVT Watts, Christopher US Army



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I obtain a free credit report without needing to provide my credit card information?


If you go to the credit union and receive an auto loan then 6months later receive a small personal loan for?

$600, how long do you have to wait in order to receive another personal loan if your loans are up to date and paid on time. I live in SC.


Best lic policy for age of 28, unmarried?

I want a best LIC Policy for age of 28, Unmarried & best sum assured amount at maturity after 15 years atleast a yearly premium below 20k.


I need an unsecure loan for about $6000…my credit score is 591, and my bank wont help. What do I do now?

I need to consolidate some debt, but the fact that I have that debt really hurts my chances of someone giving me a loan to consolidate it. Are there any LEGIT institutions out there that will take a chance and help me out, even if I don’t have an account with them? Any advice here on what to do would be greatly appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does settling a debt by paying a percentage of the total affect your credit?

well thanks guys, there is some conflicting info here. Im confused now. It is not the original debtor it is a debt collecter. they sent me a summons to respond, (not to respond). So im thinking i’ve got to deal with this anyway


Does anyone know of a good but cheap bankruptcy attorney?

around wayne michigan???? for over a year now things got to hard and i had to put the house bills before the cc bills now im so far behind the interest is just as much as i spent on the cards.. they are taking me to court now and i do not know what to do because its hard enough keeping a roof over our heads and keeping the lights on… so i need an attorney someone who would hopefully take payments


I want to get a credit card, but don’t know which one…?

I currently have no line of credit and want to get a credit card. I don’t know where to begin, so any advice on a good beginning credit card would be great! How much credit should I expect to initially receive?


If I file chapter 7 bankruptcy, can they take my business assets?

I have a lot of credit card debt, I’m about to be foreclosed on my primary home, I have a mountain of medical bills. I also have a sole proprietor business and a second home that was rented until recently. If I file Chapter 7, can they take my second home and my business away?


How soon can you take out a second mortgage after closing?

Obviously, the house has enough equity to take out a second mortgage. No, I don’t think second mortgages are good ideas, but some situations merit them. I just simply want to know if you close on the home, can you take out a second mortgage immediately after, or do you have to wait a certain amount of time?


What is the difference between mobile banking and net banking?


How can I file bankruptcy on medical bills, that is my ex-wife’s.?

The creditor filed judgment against me on my credit for medical bill, that was from my ex -wife. I was being nice and stupid, she was still under my insurance coverage even we were separated, I had no idea where was she, all of sudden there was medical bill on my credit. I filed divorce on the news paper because I couldn’t find her. I am still not able to pay this money, I am thinking about filing bankruptcy… How can I do it?


Best Credit Card for Fly Miles to fly to Europe, more specifically Lithuania. Anyone knows such credit card?

I am Lithuanian living in USA. I was wondering if anybody knows a credit card which earns fly/air miles with Airlines such SAS, Finnair, Lufthansa, LOT?


Can I include my mortgage in the chapter 7 bankruptcy?

I am upside down with my mortgage can file it on 7 bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you buy a house with a credit score of 632???

There is also a discharged bankruptcy 2 years ago….


If you go to the credit union and receive an auto loan then 6months later receive a small personal loan for?

$600, how long do you have to wait in order to receive another personal loan if your loans are up to date and paid on time. I live in SC.


How Free Credit Reports Help my Credit?


If I have bad credit, can I do the ‘flex pay’ through HSN (Home Shopping Network)?

I want to order a treadmill and I would like to do the 5 installment’s. However, I was reading about the flex pay and it is subject to credit verification. I was wondering if anyone has ordered from here before and been approved with bad credit. Thanks!


What does refinance a mortgage mean?

I want to know what these terms mean because we are about to get a house and i keep seeing things about refinancing a mortgage. Also, whats home equity?


Is a 80/20 mortgage a good or bad idea? Or is it better to put money down on a home?


Where can I get cheap credit reports and scores for all three bureaus or just experian?

I already got my free reports this year so please don’t answer with you can get them for free at ….. ” Thanks xoxox”




















































Where can I obtain a small ($3000) personal loan with very bad credit? I am desperate.?

Where can I obtain a small ($3000) personal loan with very bad credit? I am desperate.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Free annual credit report for free?

what is the official website for a free annual credit report i do not want to give my ss# & personal information to a fake website. thanks for any help


Do I have any chance in getting approved for an auto loan this way?

I have a poor credit score due to some mistakes with credit cards in the past. I have been doing things to improve and build my credit however I have recently had my car break down severely and need to purchase a new car asap. I have applied online through my bank for an auto loan but it was denied since my credit score is still not high enough. I have steady full-time job @ 2000 monthly and am able to take on a car payment. I don’t have time to save a few thousand dollars Cash, I need a new car Now. I don’t feel comfortable going through the dealer, I got accepted through a dealer already but the loan is through a very questionable company with lots of complaints online. If I could finance through my bank I’d have lots more options and security. If I go to a branch and speak with a loan officer in person, with proof of income in hand, and explain my case, will I have any chances of getting approved? Accepting the consequence of a high interest rate? Thanks for your help!


Need a 2500.00 loan 36month pay off credit score 620?


What is a good website to get my credit report besides the free annual one that you are entitled to each year.?

I have already printed my free one for the year back in March,but I need an updated one.So which is the best website to go to? I would like to be able to see it and print it now,not have to have it mailed to me.Also,I don’t want to spend $20 for it and I don’t want to have to join something that will charge me each month.Thanks for the help

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Whats the apr on a mortgage for people with bad credit history?

me and my partner thinking about trying for a mortgage we on a joint income of about £35000 the only problem is we got some bad credit history including a couple of ccjs which could be cleared but ive heard they stay on your credit file for six years and the interest rate is going to be really high if youve had bad credit history does anybody know the average mortgage rate for some1 with bad credit history and know of any companies which may be able to help with a mortgage if it helps should be able to put a £5000 depo down.


My credit union has counter offered my loan….?

Update: We have been emailing back and forth. Basically the tiered rate would be 2% higher than their regular terms. But she says they can’t use my car as collateral because the trade in value is a little less than what I owe. They are asking if I have other collateral. What else could I even use? I don’t own a home, don’t have any savings, and this is my only car.


How can i obtain a free credit report?

i would like to get my credit report online. is it safe and secure?


Where can I obtain a small ($3000) personal loan with very bad credit? I am desperate.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit scores and auto loan question?

I just checked my FICO score and it is 643. My PLUS score is a 670. If I pay off my credit cards next week and keep it that way until November of 2009, will these scores rise to 700 (really the FICO because that is what most lenders check)? I’m hoping to get a 700 so that I can finance an auto in November. If it doesn’t go up (remains a 643), do you think I will get approved for a loan with my cashiering job at CVS? I make $50 a week and I am on unemployment (for a total of $150 per week). My mother provides for me financially so I would be able to make my monthly payments. Thanks in advance!


Does Mogo.ca actually lend money online short term?

for payday loans without going to money mart


Bankruptcy Auto Loan Reafirming?

I filed chapter 7 bankrupcy over 1 year ago. I was told by my Attorney to list my car in my BK but do not reaffirm the loan, just keep paying for it and they will not contact you. The car is older and has alot of miles on it. I tried to trade the car in and I was approved on a new car loan but not with trading the old car in because Its worth 7 thousand dollars less than I owe. Reality is, I cannot keep the old car too. Once I get the new loan/car I was thinking about returning the older car. According to my Attorney they cannot go after me because the car loan was discharged in my BK and they missed the opportunity to reaffirm the loan. Nonetheless, my question is: Will it be reported on my credit as a new repo and hurt me more or will it only show under my previous BK. Plus, will the new loan offset it. Thanks for your answers.


Is any Number of Housing Loans eligible for Tax exemption u/s 24?

I have my company’s Housing loan for which I get tax rebate,Can I take housing loan for 2nd/3rd house,will I get Income tax exemption on its principal/interest (I know, Rent recieved from them will be added as my income)


Should I apply to take out an auto loan before or after I have found the car that I want?

How can I know how much to take out, if I don’t know which car I am buying? Should I find the right car, apply for credit from the lending company, and then go back? Thank you!


Auto Loan question..?

I have an Auto loan .. it currently has 39 payments left of 231.84 total being 9041.76 the pay off is close to 8000 i was wondering if i go to the bank and talk to them .. is there any chance to reduce the payoff.. i heard from people that had 9000 dollars loan and they offer the bank 6000 dollars cash and the bank took it.. now i don’t know if that’s true. i would like to find out before walking in a bank and trying to bargain my payoff.. do i have any chances? would it ruin my credit ? please help.. anybody that worked in a bank before or knows this stuff.


Secured credit card application was declined?

I heard about secured credit cards strictly for rebuilding bad credit and I have bad credit. I have a bankruptcy on my record back in 2004 which stays on my report for 10 years. I have been keeping good stannding with my current bills and I wanted to try to rebuild credit. I recently submitted an online application to Bank of America (whom I bank with) for a secured credit card, and was declined. Really? Answer me this. Why would I get declined when not only are these cards for people with BAD CREDIT, but you have to actually put money down on them to get credit? For instance, I have to make a $300 deposit out of my own money to get a $300 credit limit, plus they charge a $39 fee plus the 22% interest. It’s absolutely NO risk to the bank but yet I get declined?? When I called the bank and asked they said that it’s because I have bad credit and I’m a risk. Well duh, thats why I’m trying to get one of these cards! This completely boggles my mind, but now I have yet ANOTHER hard inquiry put on my credit report. I mean what is the point of these cards? Everyone should be approved if you can’t get one without forking over your own cash? Ridiculous.


Why not give people with bad credit another chance….?

Ok call me crazy but there are a lot of homes just sitting on the market. Why not take the people who have bad credit, take their bad debt and roll it into the cost of a home and give them a one time credit? And give them another chance? That means the people that were not going to get paid in the first place, will get paid. Then it takes the houses that are sitting there, off the market?


Where can I obtain a small ($3000) personal loan with very bad credit? I am desperate.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If my dad cosigns for my auto loan will he be able to get one for himself?

I need a cosigner for an auto loan so I can get a car. My dad wants to help, but he’s nervous that if he cosigns for me he might not be able to get a loan for a new car for himself next year. He doesn’t have any other loans out and he has good credit.


I need a phone number for Feral Home Loan Mtg Corp 5000 Pano Pkwy Carrollton Texas?


My 30-year fixed rate home loan payments went from $1,400 to $1,700 per month !!?

My loan was sold to chase and now they have raised my monthly payments over $300 per month! (They actually raised it twice.) For years, I paid just $1,400 a month. Now my total mortgage cost is almost 1700 a month! I have a 30-year fixed rate loan (not ARM). They claim the increase is due to underestimating last years taxes, etc. I do not understand finance in enough detail to audit my loan. Who can I ask for help in evaluating my mortgage situation ?? I don’t think the two increases were correct or fair. It seems excessive to me. Thanks for any help!


Am I paying too much for car insurance?

I know everything varies from person to person and depends on locations across the country but overall I was wondering if any experts out there think I’m getting a good deal or not. I’ll provide some details but not my insurance company name as I don’t want a biased answer from someone who say works for a certain company. Anyway it’s a national insurance brand and here is the details. I live in North Carolina. Me and my spouse are on the plan together. Total is 3 vehicles. 2014 Ford F150, 2010 Hyundai Elantra and 2006 Chevy Cobalt. The F-150 and Elantra have full coverage, as they are still being played on. The Cobalt is owned by us and paid not the bank and only has liability. We are paying approx average of $160 a month? Good deal? Or should I shop around more? I’m looking to reduce some monthly debt. I have been with this same company since I started driving at 16, it’s what I hav e bc my parents had them when I started and I stayed there myself. I’m 26 now so I’ve been with them over 10 years now.


Poor Credit – Where can I turn for a semi-reasonable interest rate (< 100% APR) on an unsecured loan?

I have about $2,500 in debt. about $1,400 of that is to payday loan stores which are charging me through the nose in interest. I’m paying around $500 a month in interest. I could probably pay everything off and be debt free in 6-8 months if I could just get a reasonable interest rate. The problem is that my credit sucks and I don’t own anything that could be used as collateral. Are there any banks or other lenders who might give me a loan at a rate less than 100% apr? Do you have any other suggestions to get out this mess?


Credit Score Based On?…Bankruptcy Questions…?

I have been tossing around the idea of filing for bankruptcy and I’m very curious to know if my score is only hurt by the damages on my report. I know I owe MANY other people/companies, but I can not remember all of them and how much is owed. Since it isn’t on my credit report, in a sense, does it not really exist”? I understand a filed bankruptcy stays on your report for 7-10 years


Where can i find a loan shark NJ,NY area?

I quickly need about $150-$200! I filed for income tax so I should be getting my lump some in two more weeks, so the money paying back is obviously secure. However, I’m really short on a few bucks and I need atleast $200. I asked everyone I know and everyone is broke or laid off. I don’t wanna go to a bank, so that’s outta the question, I just need a loan shark to lend me atleast $200 and I’ll promptly pay him back as soon as I get my check.


Can you make to much money to declare bankruptcy?

I guess I should clarify myself. I would never make the public bail me out. I know what the differences are between the classes of BK. But, i was trying to ready the law on the US Bankruptcy site, and it said that if I made good money for the last three years, I can’t declare BK? Am I reading that correctly? I don’t make that kind of money now.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I refinance my auto loan? Is it worth it? Please help!?

I’ve already paid over a year of montly payments along w/ my down payment. I signed up for a 6 year term. Should I try to refinance for a lower apr? I don’t know???


(Unusual) Repairing low credit score? Soon I will be debt free, with no rent and only $350/mo in bills.?

I lost everything in the economic crash. My high-paying job(I was jobless 18 months), my savings, checking, retirement. I missed many months on multiple credit cards and loans, broke my leg without insurance, lost my apartment, pawned my possessions for money, went to soup kitchens, and even panhandled. I moved back home when I lost my apartment.(My family has always been poor). Anyhow, in November I was in debt 45K before I got my current job. I now make $85K with bonus in a high-end legal professional job. My credit score is in the low 500s. I decided not to file bankruptcy and pay settlements on my debts (down to $25K). This debt will be gone in weeks due to shelling out almost every dollar I make to debt collectors. I literally will have no bills to pay besides my phone and student loan. Additionally, after many years my entire student loan bills will be paid off in a few months. So I will have just my phone bill. The lady at the bank said I will not qualify for any loan and no credit card under a huge %APR. So- by this time next year will be debt free, have almost no bills, be making about 90K and have tons of money in the bank..BUT BAD CREDIT. How do I build credit when I have no bills and can’t get a respectable credit card or line of credit etc..? How will I rent a nice apartment I can easily pay for with a 510 credit rating?


What sites offers free annual credit reports?


How to take off bankruptcy on my name?

I tried to open a bank account today but was decline because the bank found Banckruptcy Information registered on my name. I havent filed for bankruptcy but I am on IVA. Can I take this out on my name and are there any banks that I can open an account. thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How does auto loan from Capital One work?

Do they request you to show proof of income? What else?


Where can I obtain a small ($3000) personal loan with very bad credit? I am desperate.?


How do i find out what and who is against my credit?


Car loan is under friend’s name and the registration and insurance under my name?

i have a car in which the auto loan is under my friend’s name (I couldn’t get the loan since I wasn’t working at the time) and the car is registered and insured under my name. I am paying for the loan and the insurance. what happens if the car gets totaled as a result of an accident? will I still be protected even if the car loan is under my friend’s name? (car is insured under my name) thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do you know the real site for getting one’s free credit report?

Can anyone tell me what is the real site for getting one’s free credit report?


Can Instaloans garnish my wages?

This guy at Instaloans is saying he’s going to take my child tax benefit & welfare cheques. And apparently he’s going to GARNISH MY WAGES” don’t I have to be employed? I tried to work things out & make payment arrangements but he says if I don’t do this & that he’s going to contact my welfare worker & child tax people to have them give him the money. Isn’t the money I receive federal? andlet alone protected from collections? I dont know but I’m worried.”


Is it better to file bankruptcy before or after your home is forclosed?

I got screwed by my morgage co. and now i’m about to go into forclosure so do I file bankruptcy now or wait till I am forclosed?


Bad credit loan , How to personal loan with Bad credit ?

Iam in debt and want to pay it off. I am debating on filing for bankruptcy or possibly getting a loan for bad credit so i can pay off my credit. Are there any finanical institution that is legitamite and isn’t a scam that can possibly loan me a loan ?


American Express Blue, or Clear?

Hi, I currently have an American Express Costco card. I usually spend about $2,500 + on the card each month, and pay the whole thing off before the billing cycle. I don’t travel much. I’m thinking about getting either the Blue or the Clear Amex. Should I stick to my Costco rewards card or go with an alternative Amex? Ideally I’d like to get the most cash back. Any suggestions?


How long does it take for a paid auto loan to show on your credit?

Okay so im just completely paying my loan off and the bank i financed through says they report to the credit bureau once a month, so after the first of next month when could i expect to see the paid loan on my credit?


After discharged chapter 7 bankruptcy, how soon can I apply and receive GE Card again?

Even basic cards like Belk, Dillards, Walmart. These cards have a poor credit guideline, but they still come back declined. I already have a pretty good credit score, and have some good unsecured cards.


Where can i buy a merbella studios mermaid tail online?

please help me before christmas come,


Would it be better to apply for a home loan online, or in person (online and in person would be same bank)?

Our local bank (The People’s Bank Co.), which occupies I think 3 neighboring counties here in Ohio does allow for applying online for a home loan. Would it be better to do so online, or in person? I have in the past applied at this bank in person a couple of times, first time was denied (debt-to-income ratio was too high). The other time I was approved, no down payment (Rural Devolpment-government loan) for 100K. I didn’t find a house before the pre-approval expired, so that became null. Recently I applied at a different bank, after paying quite a bit towards student loans, Chase Bank and was approved for a conventional loan of 90K. I figured I would do Chase since they are my checking/savings bank. Now per my realtor, they suggested I try for different bank because with their past clients when trying to secure a house, the Chase bank basically made them jump through hoops to get anything done towards closing the house (weeks after it should have been done). Then they changed banks and closing was done within a week. So if I went with Peoples Bank, and applied online, would that be any problem to apply online at Peoples bank vs. applying in person?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does APR affect my monthly payment on a mortgage loan?

I know that APR is higher than simple interest rate, becuase they add cost of borrowing, etc. What I am not sure about is, how do they calculate APR. Secondly, does a higher APR means higher montly payment? Or is it just higher upfront cost. Is the PMI included in the APR math? Please give an example, comparing 2 different loans with same simple rate, but differnet APR. Thanks


Where can I obtain a small ($3000) personal loan with very bad credit? I am desperate.?


Where can I get a free credit report and score without a membership requireing a credit card?


Dell APR Interest Rate?

Im thinking about buying a dell laptop with the monthly payment thing. Im pretty sure i have no credit so if i do get approved ill have like an APR of like 29.99%(also by doing this im trying to build credit). My question is if i make the monthly payments on time will i be charged any interest or is that only if i don’t make the monthly payments?


We bought a house on land contract 2 years ago and now the owner is filing bankruptcy. What do we do?

We bought a house by land contract 2 years ago. We have never missed a payment and the mortgage is, as of now, paid up to date. The guy we purchased from (the guy who still holds a mortgage on the property) was a small business owner and his business went under. Now, he is filing Chapter 13 bankruptcy because of his business losses, but this only allows him to protect the house he personally lives in, despite the fact the mortgage on this property is good. His lawyer is telling us to just keep making the mortgage payments (directly to the mortgage company rather than thru him) and well be good because it’s not in default. The mortgage is thru GMAC, who we hear are not fun to work with. Are we going lose the house? Should we stop making payments? Scared sh*tless right now, we have three children, have invested a lot of money into the house on renovations (roughly $10K), and we recieved the $8K Home Buyers Tax Credit when we signed the contract. Feel like we’re in deep. HELP!!!


Why does my credit card account not appear on my credit report?

I just had a credit report/check done by CreditExpert (which is brilliant by the way) but it didn’t show my bank’s credit card? I showed everything else, store cards, loan, even mobile phone account but not my main credit card.why is that? Is that normal? The problem is, my bank just lowered my credit limit to half after having missed 1 payment for 1 day (I was abroad and forgot) so shouldn’t that show up on the credit report? I just wanted to know what might have led them to such a drastic decission, since my credit score (as per CreditExpert) is excellent”. THanks!”


What happens if i have an auto loan and the cars engine blows up?

Im sure i have to pay for it still, any ways around that? and will i still need to carry insurance?




















































Where can I get a small loan for bad credit that isn’t a payday loan?

Where can I get a small loan for bad credit that isn’t a payday loan?

I only need a small amount, $500 – $600, and I need it directly deposited into my checking account.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does tower loan sue people for non payment?


Progressive Vs. Geico?

I am thinking of changing to Progressive from Geico. Progressive is giving me about $250 less quotation value (for 6 months), for more options, than with Geico. What do you recommend out of these two??? (I am from Maryland)


Will filing chapter 7 approve my chances of getting private student loans?

I am considering filing chapter 7 unless I can find a way to pay off old debts and have it removed from my credit report to improve my credit score. Will filing chapter 7 increase my chances of being approved for a student loan? Is there anyway to avoid chapter 7 and just pay old debts and have it cleared from my credit report?


How much will paying off my debt help my credit score?

I’ve never paid anything late. I think the scale that TransUnion used may be different. This isn’t my FICO score; I don’t know what it is and well, don’t want to pay extra money to see it. TransUnion (scale of 550 to 990) said that I have a credit score higher than only 19% of other people and my grade was a D. Every single one of my accounts says satisfactory/never late beside of it. It said that the factors that affected my score were one, time since oldest account opened is too recent. Well, I’m 22. I can’t do much about that right now. Two, the available credit on your open accounts is too low. This is very true, and I am working to get it down and will now that I’m out of college. Three, my balances are too high (right, they will be low to non-existant soon). Four, I have no real estate accounts (I’m worried about my credit report because I want to buy a home and a newer vehicle within the next several years).

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Rebuilt/Salvage Title…..should I buy a car with one?

What exactly is rebuilt/salvage title? Has anyone bought a car w/ one?


How can i check free annual credit report?


I would like to get a copy of my credit report.?


Where can I get a small loan for bad credit that isn’t a payday loan?

I only need a small amount, $500 – $600, and I need it directly deposited into my checking account.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a small personal loan with a past bankruptcy?


How do you prevent ID theft when you’ve lost your wallet?

My daughter lost her wallet,with her: drivers license, bank (debit) card and bank account number, Social Security Card, a credit card, and a check from a friend.


Credit of 511 Home Loan?

My fiance has a credit score of 511…Very poor. I myself have no credit and am currently not working, (stay at home mom) I was curious if anyone out there has had the same or lower credit score and recieved a home loan? We’ve been looking at houses and have found one we want, we just don’t know if we would qualify, we’ve already tried all of our local banks, and are now moving onto the internet. Also if anyone has any warnings about online loans or the like please let me know!! Thank you!


How do I deduct my loss for stock purchased when a company files for bankruptcy and stock is worth zero?

I purchased stock during 2010 in a company. Prior to the end of the year the company went bankrupt and the stock is worthless. How do I deduct this loss off of my taxes? Can I still deduct the loss if I can’t itemize?


I need a loan shark today! Does anybody have any contacts? ASAP?

I need to borrow some money TODAY so I can sort some things out! Desperate here, I’ve tried the bank and the websites – no luck, this really is a last port of call! Can pay back at high interest rates, obviously thats to be expected with this sort of thing! Please, anyone in the North West UK who knows of anyone who can loan me this money, get in touch!!! Today


Need to get a loan!!!!!!!!!?

Does anyone know where I can get a loan if I don’t have established credit yet. I have a cosigner but they have very bad credit.


Does anyone have experience with advance loans on lawsuit settlements?

My lawyer says he cannot ethically give information to an advance loan company & the loan cannot go forward without his cooperation but he’s had my case since September of 2005 without results. Not even a response from the insurance company involved since he made the first demand in August 2007. I don’t think my case is very important to him & I really need the money. There seems to be no recourse to make him take some action. Very frustrating.


Can I trust Up2Drive.com. Its a auto loan credit online.?

i want to buy a use car, but don’t have the money, but can make the payment. Give suggestion.


Where can I get a small loan for bad credit that isn’t a payday loan?

I only need a small amount, $500 – $600, and I need it directly deposited into my checking account.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A friend promises to pay you $600 two years from now if you loan him $500 today. What annual compound interest?

Compounded annually.


I want to buy a car from an independent dealer…Help with loans?

I’m trying to buy a 2008 C300 from an independent dealer ($23k), which means they don’t do any financing. Now, I know I can afford this car (Got a new job paying $5k/mo)..It’s up to the bank. While at the dealer, I got a copy of a retail purchase agreement thingy to give me an estimate on what the car will cost me and what kind of loan I will need. The thing is, I still have a trade-in that I owe about $6k on, but is worth about $10k. I’m not sure what I should do next here…I’ve never dealt with a dealer that didn’t provide their own financing options. What steps should I take to make sure that I can get the most out of my trade in, take care of my owed balance, and approve an auto loan?


Best secured credit card $500.oo after bankruptcy?


If there is any loan sharks in south carolina that can spare 2500 dollars please help me and my wife?

My wife may go to jail and she is pregnant and we need to turn our lights back on, and we have to get transportation. we have 3 other small children and i am willing to do anything to support them. except prostitution.


Why do people hate payday loans?


Does a bankruptcy wipe out a voluntary auto reposession?

Thanks


I have a question about bankruptcy?

i have a question and need real answer. Im going to file for chapter 7 and look at a few other things debit consolidation but it owe too much plus it will take to long, so im going to file and there this program down my way where they have law students filing for free for u all you have to paid for is the court fee ,and the program is for so they can is get experienced and you don’t have to paid for a lawyer. So my question is this a good ideal let law students file for me instead of a lawyer or should i just go and hire a lawyer ? let me know what you think and real answer please


Is 22 percent APR high for a credit card?

and if so what is a good APR? what credit card has a low APR?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a loan with bad credit and no job verification?

I need the loan to pay a bill for $880.00. I have a big check coming in for over $1000 in a couple of weeks but I need the $880 now. I have no job verification because I am a college student. I just need the loan for a couple of weeks or less and then I can pay it back plus the interest.


In Nevada if one partner of a married couple files a bankruptcy does it affect the other?

if the debt is only in husbands name. and accts that are filed are only in his name. My name is not added to any of his debtors. Just curious. tryin to get ideas of what could happen if he filed.


Where can I get a loan for $1000 by tomorrow?

Dose any where know where i can get a loan for my business? Quick? Me and my husband started a carpet cleaning company and it’s been going well, untill christmas got slow, now we have to have $1000 by tomorrow to get our advertising back on track and get my kids back with food. Where would i go? I tryed cash advance and they lent me $150.00 thanks for any advice


Where do i find a free credit report online no credit card required?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is dresslily.com a good website to buy from?

Plz I want to know. cuz there are some really nice dresses that I would love to buy.


Where can I get a small loan for bad credit that isn’t a payday loan?

I only need a small amount, $500 – $600, and I need it directly deposited into my checking account.


Personal loan from Priorityloans.org?

I was looking for a small loan to take care of a few extra expenses when I stumbled across Priorityloans.org which offered guaranteed loans for people who did not have such a high credit score like myself. Everything on the website looked fine and legit. I filled out a form I never gave them my ssn#. So I submitted my information then 24hrs later I get a call back from a blocked number. I call the gentleman back with the # he gave me. He told me they will give a $5,000 loan for $150 a month. But he said that they need me to send $900 before the $5000 can be released. Can this company be legit. I mean I never gave him my ssn # and he approved me for a loan. Secondly they called private. Thirdly I could not find any information about this company. Should I be worried?


Military auto loan?

I just recently had a finacial breif for the U.S. Army. There is some kind of program for active military to get an auto loan no matter what kind of credit, or lack there of, they have. The Staff Sergeant who gave the breif could not remember the name of the program, but has used it herself. It’s only good for your first auto loan. I was wondering if anyone knew what the program was called so I can go into a dealership prepared. Thanks for the help. SPC Combs

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy, I can no longer afford my car payment. Can I?

I rather call the bank and do a voluntary repossession. If I do a voluntary repossession, can I still included it in the bankruptcy?


Can someone explain to me in simple English what typical APR means? Is 15.9% good or bad?

Excuse my ignorance but I never understood what it means and what I should be looking for in a credit card.. Thanks for your help.


What’s the best way to sell Nintendo DS and Gameboy Advance Games & Consoles?

I want to save up for a Nintendo 3DS XL and want to sell my old games and consoles towards that goal. What would be the best place for me to sell these items? I’ve compiled a list of what I have and what the internet is saying they are worth. Are these values anywhere near reality? Any advice would be greatly appreciated. Game/System Name: Used Value: New Value: Gameboy Advance SP (Shark Blue) Consol $26.50 $316.85 Nintendo DS Consol Standard: $42.00 Metorid: $50.00 Super Mario Advance AGB-AMAE-USA $9.32 $55.00 Super Mario World Super Mario Advance 2 AGB-AA2E-USA $9.43 $52.01 Yoshi’s Island Super Mario Advance 3 ABG-A3AE-USA $7.72 $47.00 Super Mario Bros. 3 Super Mario Advance 4 AGB-AX4E-USA $9.32 $55.00 Pac-Man Collection AGB-APCE-USA $1.51 $9.99 Donkey Kong Country 2 AGB-B2DE-USA $7.49 $61.00 Donkey Kong Country 3 AGB-BDQE-USA $7.74 $34.99 Pong Asteroids Yars’ Revenge AGB-B64E-USA $1.00 $1.00 Tetris Worlds AGB-ATWE-USA-1 $2.82 $18.45 Sonic The Hedgehog Genesis DS AGB-BIJE-USA $7.48 $18.61 MarioKart DS NTR-AMCE-USA $12.00 $17.68 MarioKart DS NTR-ADAP-USA $12.00 $17.68 Solitaire Overload NTR-YOVE-USA $8.32 $20.97 Super Mario DS NTR-ASME-USA $12.41 $18.99 New Super Mario Bros. NTR-A2DE-USA $15.66 $21.49 Kirby Squeak Squad NTR-AKWE-USA $12.75 $47.99 Tetris DS NTR-AT6P-USA $10.61 $21.00 Brain Age NTR-ANDE-USA $0.97 $12.25 Brain Age 2 NTR-ANME-USA $1.37 $9.95 Sonic Classic Collection TWL-VSOE-USA $13.35 $14.98 WarioWare Touched! NTR-AZWE-USA $5.37 $19.99 Ping Mals NTR-APPE-USA $1.69 $8.49 Metroid Prime Hunters NTR-AMHE-USA $5.88 $27.91


Will my car insurance go down?

Ok so I’m 21 year old guy and drive a 2014 Ford Focus. For the last year I’ve been paying about 230 a month in car insurance (perfect driving record by the way). I financed the car all on my own too. So my mom lost her car (bad storm damage totaling it) and needs to borrow mine which I don’t mind since I live I her house. If I add her to my insurance as a driver do you think I will get a discount? She’s almost 50 with a perfect record too.


How do I know my credit score is being accurately assessed?

If shopping” queries for car loans within a two-week period of time are assessed as only one hit


If I file bankruptcy for one of my cars will I have bad credit? If so, for how long?


Will the credit card company reduce my interest rate even if I am late on payments?

I am at a 31.99% on my credit and I have been able to get them to reduce my rate now with this rate hike I can’t even afford to pay the minimum. What approach can I use to convince them to reduce my rate to ease the monthly payment. HELP!!!


Can I use a debit card to buy stuff online? Like Forever21?

I do not have a credit, but I have a debit card and when I go to purchase stuff online it says Credit, or PayPal but I don’t have either. Could I use my debit card and type in the numbers of it where you would type in your credit card digits? Im confused.. please help!


Can’t view my credit report?

I visited annualcreditreport.com and tried all 3 to view my credit report. I filled out the correct information and viewed Equifax. I answered the multiple choice questions like Where have I lived, etc. Then I get: We’re sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of reasons that we may be unable to fulfill your request online. You may have a Security Freeze on your credit file, an Active Duty Military or Fraud Alert, or the identification information submitted online may not match the information on file. This happened on another one of the sites on annualcreditreport. On Transunion it told me No report found”. I have put in all my correct information. Did my identity get stolen? How did they do this if so? (I’m 23 btw)”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where do I get my annual free credit report?


Where can I get a small loan for bad credit that isn’t a payday loan?

I only need a small amount, $500 – $600, and I need it directly deposited into my checking account.


Bankruptcy in Georgia?

I have a very complicated question concerning bankruptcy in georgia. #1 I have tax issues IRS and GA, #2 i have federal backed student loans. #3 I have private student loans co-signed by a third party. I do not think I could file a chapter 7 and have these taken care of but if I file a chapter 13 will it just schedule payments to the irs and student loans? How high would my payment be, I only have one secured vehicle.


What company is trustworthy for payday loans?


Does cancelling credit cards hurt your credit score?

I am thinking of getting a meijer credit card for the use of a 20 percent off coupon you get for a purchase… i have no credit history and this will be my first card….it has no anual fee….. so if i signed up…used the discount…then cancelled it a week later, would i be able to do that, or would it even work? and would it affect my non existent credit score?


Selling Games: Best Buy, Toys R Us, or Dimple Records?

I’m thinking of selling between 30 to 35 games. I know for one that GameStop rips you off, so that’s why I didn’t include it on the list of options. I’m selling my Wii, PS2, PSP, DS, Gameboy Advance, and Playstation 1 games. Best Buy seems like a nice place to sell my games. Instead of physical cash they give you store-credit on a Member’s Card or whatever. But the downside is that they only accept current generation games. Toys R Us, I’m not sure. I think they have the same policy as Best Buy but I haven’t called them if they accept trade-in. Dimple Records seems to have a REALLY nice deal. They accept ALL games, so I can sell all of the ones I want to. They have the same cash” policy as Best Buy. Which store do you think gives a better offer (as in cash return


Where can I view my credit score for free?

I went to both freecreditreport.com and annualcreditreport.com, but both wanted to charge me. The latter offers free” reports




















































I want to open a small business!?

I want to open a small business!?

But i don’t have the funds or the good credit for a small business loan. Am i hopeless? Me and some of my peers have just recently graduated from grooming school and we wanted to start our own grooming salon. We would either like a mobile grooming unit or a small salon. We don’t have good credit, so is there someone who still gives small business loans to people like us?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go into Bankruptcy, as individual, can you start your own business later on, or there are restrictions?


I have a credit score of a 536 can I get approved?

so that means it would be harder get a money loan so do i go to a used dealer ?


What is the Best Credit Card in USA?

I would like to build credit score and would like to know what is the best credit card in USA?


Can I get a personal loan if I have a low income?

Okay so I need a 5,000$ personal loan because I am moving from NY to FL. My credit scores are transunion 720. Experian 680 and equitable FICO 780. I have only had credit history for 2 years but I have never missed one payment. I only made 24,000$ last year gross and will make about the same this year. I also have about 15 inquiries on my credit from a little less then 2 years ago. Last time I had a hard inquiry added to my credit report was about 11 months ago. Would I qualify for any company to give me a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I cosigned on an auto loan for a year the person I sign for does not want to refinance. What can I do legally?

They have ruined my credit because they are late with payments. I made the mistake to co sign now how can I fix it. They are in-laws; my husbands son. How can I have the finance co. take me off the loan?


How come the used car dealer could get me 6% auto loan with Wachovia so easily?

I just bought a used car from an auto dealer. I required financing and told the dealer I would be happy if I could get a auto loan $10,000 at 6% as I knew my own bank (where I have preferred status) could only offer me 6.49% – and other banks were looking at 9%. Oddly the auto dealer got me the magical 6% with Wachovia with even speaking with the bank (it was 10pm). How did this happen?


What is good credit”?”

Do different organizations evaluate your credit differently? Do they just look at your credit score? Is it the payment history? The amount of open accounts? Am I wrong in thinking that it’s all about the FICO Score? (689 should be a good number…. yes or no?)


I want to open a small business!?

But i don’t have the funds or the good credit for a small business loan. Am i hopeless? Me and some of my peers have just recently graduated from grooming school and we wanted to start our own grooming salon. We would either like a mobile grooming unit or a small salon. We don’t have good credit, so is there someone who still gives small business loans to people like us?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score for buying a home 641?

My Credit Score is 641 I have myfico and it updates me all the time,I already have a home,and im retired.My wife still works,I recive social security with my age.I was thinking about helping my son buy a starter home 70k.My score is 641 went up I just bough a new car,and im going to pay it off after i make 5 payments.You think 641 is good enough or will we have a high intrest rate? Bob and Mike


Is 708 a decent credit score?

My credit score is 708. I would like to know if it is a decent score. Also, if it is, do you think that I could get a ten thousand dollar loan from a company that checks the experian credit agency. Thank you in advance for your answers.


Divorce and Bankruptcy in texas?

Ok, my husband and I have decided to get divorced. We have a ton of debt together. We agree on the arrangements of the divorce as far as who gets what and custody arrangements of our child. The issue is separating debt. Can we still do an uncontested divorce if we agree on who gets what debt? Or should we file bankruptcy together then file for divorce? I’m really looking to get out of this marriage as soon as possible!


What banks or other credible organizations will help consolidate federal student loans?

I recently graduated from college with $131,000 in student debt. I have obtained a full-time job but am only making about $2,000/month. As it stands right now my monthly payments will be greater than my income (excluding any type of rent or other living expenses). I desperately am in need of some sort of consolidation product that would lower my monthly payment at this time.


How to get the free annually credit report?

How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the major credit agencies and how do I get my free credit report.


Am I a candidate for bankruptcy?

I am past due on everything, in collections for about half including student loans, utilities, leans on car tags you name it. I want to make things right I have done everything I can and have run out of options. Am I a candidate for bankruptcy and who is and how will it help or damage me?


How do you get banks to give home loans for under 40,000?

The house that I want to but is 25,000. Well worth the money, but the banks only want to give loans for over 40,000 and the Mortgage co. are worse…How do I get them to loan me 25,000…..


How to make letter of advance payment housing loan?

im am an ofw. i want to make advance payment and the bank requested me to make letter for advance payment for my housing loan to be deducted in principal using the current interest for the whole year. pls help.


I want to open a small business!?

But i don’t have the funds or the good credit for a small business loan. Am i hopeless? Me and some of my peers have just recently graduated from grooming school and we wanted to start our own grooming salon. We would either like a mobile grooming unit or a small salon. We don’t have good credit, so is there someone who still gives small business loans to people like us?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


E-loan an oline lending service recently offered 36-month auto loans at 4.2% compounded monthly to applicants?

E-loan an oline lending service recently offered 36-month auto loans at 4.2% compounded monthly to applicants with good credit ratings. If I have a good credit rating and can afford monthly paymenys of 572 how much can I borrow from elone. what is the total interest I willpay for this loan.


Replica basketball shoe sites that accept credit cards?

Are there some popular reliable sites that sell replica kobe 8’s that accept credit cards like visa because everywhere I look the payment options are sketchy and you have to send money grams to china


I co-signed an auto loan and the bank put the loan in my name what can I do ?


Vehicle Title Number?

I need the vehicles Title Number… Not the VIN #……… I got the VIN already.


How good is a 760 FICO credit score?

Considering some credit card debt, and two mortgages?


Does transferred to another lender on your credit report mean the same as paid?

I have been going thru my credit report and disputing information not listed properly. Most have not been a problem however I have 2 accounts that were listed as charge off, transferred to another lender or sold both are showing a zero balance and were paid in full to the law office that the orginal creidtor told me to pay. I have disputed this twice now and was told by all 3 bureaus to send the receipt in and it is still not fixed. I called again today to one of them and the man told me that it was listed properly since the term- transferred to another lender and paid mean the same thing since a zero balance is showing. I don’t think they mean the same as paid means paid and without that word in there to me it appears that it hadn’t been paid. This has been going on for 2 1/2 yrs now with these two companies and I am at a loss as what to do now-any help is greatly appreciated.


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Been discharge from bankruptcy just about 2 years the bank called offered me a visa will i get it?


What are the pros and cons of the united states borrowing more money?

So I already have my own opinions on this crisis we’re facing right now in the u.s. However, I want both sides. Can anyone give me both?


Will navy federal credit union hire me if i have bad credit?


Are rule of 78’s auto loans still common and normally used by car dealers.?

A loan in which you agree to pay the entire amount of principal and interest. There is no advantage or savings in paying the loan faster or early.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why should you avoid bankruptcy?

please explain


I want to open a small business!?

But i don’t have the funds or the good credit for a small business loan. Am i hopeless? Me and some of my peers have just recently graduated from grooming school and we wanted to start our own grooming salon. We would either like a mobile grooming unit or a small salon. We don’t have good credit, so is there someone who still gives small business loans to people like us?


My friend has a CPI charge on internet auto loan statement what is this?

My buddy was checking his banking account details today and noticed that he has a 2400 dollar charge added to his auto loan which was originally 20,000. He has made minimum payments on it of 366 a month and hasnt missed any. It posted on 29 December. Any idea what this might be? We are currently deployed an hes not able to get ahold of the bank this early in the morning


Is this OORAA Debt consolidation real?

I am in an agreement with an OORAA Inc. they are debt consolidation company. Does anyone know about OORAA debt consolidation www.ooraa.org?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score affect on auto loan interest rates…?

I am 24 and just began working full time and making pretty good money. I’ve had 1 credit card and 2 department store credit cards for over 2 years and have excellent payment history and plenty of credit left on all cards. I just applied for an auto loan and got back really outrageous rates like 15-16% so I went on and checked my credit report and realized I had some problems. I had two claims from a doctor’s offices when I was in college one for $500 and one for $180. I also had a $14 outstanding balance from somewhere and a $200 outstanding with my cable company for failure to return equipment. I think a few of these are mistakes and I am going to do everything possible to get them resolved ASAP but I would like to know worst case scenario if I do have to pay all these, which is about $900 and I could afford to do right now… What will happen if I pay-off and settle all these claims and then reapply for autoloans, will I see a big difference in the rates I’m given?


Is creditscore.com a legitimate site?


How to check friends online on facebook mobile?

I have the motorola cliq phone and when im using the facebook app i can’t see which friends are online. Is there any way to check and see who’s online via facebook mobile? THANKS


How can you register for a porn site if you are under 18 without your parents knowing?

So I’m only 17, but i want to register for this porn site online. It says i either need to use a credit card, or an online check. I can’t use my parents credit card because they would not let me use it, and i do not have my own credit card. How can you write an online check? Do you need a banking account? Would my parents find out? I really need to know, please help!!


If i buy porn online with my debit card will it show on the statement?

I know some may say eww and I’m not helping if u don’t like the question leave all I want to know is if I buy it I know it. will it show how much money was taken out which is $1 dollar a month but will it say the porn name and everything I’m asking because I have my own debit card but my dad has a linked account. he doesn’t care what I use the money but for something like this maybe anyway bottom line I need to know if it will show thanks a lot


Is there a website to see your credit score completely free without any credit card info?


Why do banks refuse to give auto loans to bad credit risks? but same person can get a 20,000 limit crdit card?


How does one calculate the Bankruptcy Risk Score?

Does anyone know the formula and variables that go into the Bankruptcy Risk Score? This is different than a credit score, and banks use this formula to figure out one’s risk of bankruptcy.


Can an 18 year old get an auto loan?

I’ll be 18 in just a few months. I want a new car now but I don’t have the cash for it. I’m have two jobs making $10/hour at one and $9/hour at the other. By the time I turn 18 I could save about $1000 and sell my current car privately for $2500 for a $3500 down payment. I want an $8000 car and based on my calculations I can afford it. I have no other expenses. My parents pay for insurance. All I pay for is gas. I could get either my parents or my grandparents to cosign. I just want to know how good my chances are. Thank you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When can I expect to see my Chapter 7 bankruptcy removed from my credit report?

A point on that it hasnt mattered for a while” thing. I figured I would apply for a store credit card online


I want to open a small business!?

But i don’t have the funds or the good credit for a small business loan. Am i hopeless? Me and some of my peers have just recently graduated from grooming school and we wanted to start our own grooming salon. We would either like a mobile grooming unit or a small salon. We don’t have good credit, so is there someone who still gives small business loans to people like us?


My credit score is 9002?

So how do i get it back to normal?


What do you do if someone is using your credit without your approval?

i recently received my credit report and I saw a couple of companies on it without my approval. 2 of them were listed as AMEX and the other one was a water company. I searched AMEX and it was listed as American Express. I do not have anything with American Express or a water company. I still dont pay water or electricity bills. What do I do? My credit has recently gone down in the past few months from 692 to 640.


Can I co-sign on an car loan if I already have one?

I have a car loan for 4k for 24 months, my friend wants to get a car but does not make enough money, since she just picked up 2 jobs and her last job she didn’t earn enough. I am confident enough to trust her, & that she will make payments on time, Will the bank approve me for an auto loan as a co-signer?


Who is the best mortgage broker company in california to work for that is http://www.labbb.org ranked??

best mortgage broker company in california to work for as a career that is ranked AAA in the online better business bureau. (http://www.labbb.org/BBBWeb/Forms/General/Home.aspx)


How can I get an instant loan?

I need a short term 2 week loan for $800. Does anyone know a reputable place that I can get it?




















































I need a small personal loan of $3000 have a bad credit blemish 6 yrs ago?

I need a small personal loan of $3000 have a bad credit blemish 6 yrs ago?

I am on a full parenting pension of $1045. per fortnight.Have a part time job ,brings in aprox $400 per month.Just need the loan for urgent furniture as am now full time carer for deceased daughters children(three). Can anyone help me please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Getting off Co-signing a Financed car after 6 months?

So there is this friend who wants to ask me if I can co-sign a new car with her. She said she is going to finance it. She has a good steady job, but with Zero credit since shes only 20. She told me she asked a car dealer ship saying that the co-signer can get off the contract after 6 or so months? Is that true that I can get off the contract as a co-signer in 6 or so months?


What credit card can I get that has a 10,000 limit?

I have excellent credit, I just have only had one credit card that was a 500 limit


Can I be arrested for not paying a payday loan? Is it a federal felony in Arizona?

I just received a phone call from someone at a legal office” who said that they were were investigating my case and if I dont agree to pay the loan today that they will file legal papers and the federal system will be at my door in 48 hours to put me behind the system. I told him I was unemployed and could not give what I dont have and so he asked “well who are you gonna call to bail you out?” I told him no one I guess


Is anyone familiar with Bill Richards, is this a legtimate lender or an advance free scam?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i get a credit check?


Whats first? agreement in principle or mortgage offer accepted?

thanks danny.. i have 15% to put down so will be requiring 85% LTV. but my mortgage request is low (under 100k) so it hard to find half decent deals. infact i only need 44.2k as house in need of renovation. my only concern after this would be if the property is actually mortgageable as its not liveable at the moment (repossession & in a bad state hence price).


How can I get out of the payday loan hole?

I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?


I need a small personal loan of $3000 have a bad credit blemish 6 yrs ago?

I am on a full parenting pension of $1045. per fortnight.Have a part time job ,brings in aprox $400 per month.Just need the loan for urgent furniture as am now full time carer for deceased daughters children(three). Can anyone help me please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a safe site to get the free credit report?

I heard alot of those sites are scams just need the right one only.


Can you do auto loans with a california financial lenders license, if so what besides the license is required?


Where can i get a car in georgia for less than $600 down with no credit?


Can I include my CashCall loan on my Bankruptcy?

Does anyone have any experience with this? or even with this company.


Question about credit debt/bankruptcy?

i am 15000-20000 in debt. I just got a job making 30,000 a year. I have 2 kids and a wife. she makes the same. If i file for bankruptcy, will i be able to be free and clear of debt? Also, is it possible to get my checks garnished, or is that something that they dont do? i am scared and dont want my checks to be taken away to pay my credit or else i wont be able to live. How much do they garnish if at all? Any help is appreciated.


What is the best loan to get with perfect credit?


Which website can I get a free credit report and my fico score online?

I need a site that will get my credit report to me quick.


Would it make sense to buy a house when mortgage rates are 14% and expected inflation is 15%?

Would it make sense to buy a house when mortgage rates are 14% and expected inflation is 15%?


I need a small personal loan of $3000 have a bad credit blemish 6 yrs ago?

I am on a full parenting pension of $1045. per fortnight.Have a part time job ,brings in aprox $400 per month.Just need the loan for urgent furniture as am now full time carer for deceased daughters children(three). Can anyone help me please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I did my home work just want to know if I did it right?

A copy machine you rent for an office is an example of which type of cost? (Select the best answer.) (Points : 1) Equipment cost Supplies cost Promotion cost Administrative cost 2. Which of the following is a way to improve cash flow? (Select the best answer.) (Points : 1) Offer credit to as many customers as possible Limit your sales to a small group of customers Keep a cash reserve Avoid applying for business credit 3. What are accounts payable? (Select the best answer.) (Points : 1) Lines of credit for customers Amounts of money a company owes other companies A company’s illiquid assets A company’s bank accounts 4. Which type of financial statement shows the company’s assets, liability, and equity at a moment in time? (Select the best answer.) (Points : 1) Statement of owners’ equity Cash flow statement Balance sheet Income statement 5. Net profit before tax ÷ Total assets represents which type of financial ratio? (Select the best answer.) (Points : 1) Return on equity Current ratio Debt to equity Return on assets 6. Total liabilities ÷ Total assets represents which type of financial ratio? (Select the best answer) (Points : 1) Current ratio Return on equity Debt ratio Debt to equity ratio 7. What are operating activities? (Select the best answer.) (Points : 1) Revenue and expenses involved in running a business Cash transactions related to the company’s financial investments Transactions that bring cash in and out based on borrowing and lending The ways a company tracks and distributes dividends 8. Which type of financial statement includes information about retained earnings and dividends? (Select the best answer.) (Points : 1) Cash flow statement Statement of owners’ equity Income statement Profit/loss statement 9. A receipt is _______________. (Select the best answer.) (Points : 1) A book for recording transactions A record of a product that hasn’t been paid for A record of a transaction that already happened A method of issuing invoices 10. Taking out a long-term loan to fund your business is an example of which type of funding? (Select the best answer.) (Points : 1) Equity Debt Cash flow Profit 11. Which of the following statements about cash basis accounting is true? (Select the best answer.) (Points : 1) It is more complicated than accrual basis accounting. The IRS allows all types of corporations to use it. It follows GAAP standards. It ensures the company always knows how much cash flow it has. 12. Which of the following is an advantage of accrual basis accounting? (Select the best answer.) (Points : 1) It allows you to track money that is owed but not yet paid. It means a business does not have to use receipts. It makes it easy to see a company’s cash flow It means a business doesn’t have to track every transaction. 13. Which piece of information would you find on an income statement? (Select the best answer.) (Points : 1) Cost of goods sold Dividends paid Owner equity Stock sales 14. What are generally accepted accounting principles? (Select the best answer.) (Points : 1) The set of commonly used accounting standards in the U.S. The set of commonly used accounting standards worldwide The set of standards an individual company comes up with on its own The set of standards for proofreading a financial statement 15. What are liquid assets? (Select the best answer.) (Points : 1) Assets a company must never sell Assets that are difficult to turn into cash Assets that are easily turned into cash Assets a company owes to another company


American Express / Chase debt settlement?

I would like to settle and have all negative remarks removed from my credit reports regarding these accounts. I’ve done some research and I’m not intimidated by creditors and I would like to negotiate my own debt vs. pay a company to do so. I’m a single mother/full time student and I work a full-time job. However, even after all expenses I don’t have but so much left over for creditors so I’m wondering what a good percentage of debt they will settle for. Has anyone ever settled with these companies and had them remove the accounts from their credit reports? Or is anyone familiar with how either companies debt practices work? Thanks!


Should I file for bankruptcy?

I have about 30k in debt and feeling very overwhelmed. Visa Balance: 16,000 (16,500 limit) – 10.5% interest MC Balance: 3,000 (3,500 limit) – 11.4% interest Personal Loan: 10,000 – 7.25% interest I make at least the minimum payment due on all my accounts on time, and have no files sent to collections against me. I recently moved back in with my parents to save money. My annual salary is 55,000. Take home pay is about 3,000/month and I’ve reduced my monthly expenses (not including credit card/loan payments of interest) 1,000/month. 26, no savings, no property, not married, no kids, very steady job. Thanks for the advice! P.S. Asking family/friends for money is not an option. .


If your credit score is 581 is that good or bad?

i had a credit card that i havnt used or paid fees in months and i went to freecreditreport.com and my score was 581….is that good or bad?


Where can i find a payday loan from a direct lender?


How can I get a $10,000 loan?

Let me add a little more. The house is in my son’s name. I have over 100,000 in medical bills and about 50,000 in credit card debt. I’m going to go bankrupt. With the house being in his name, he has good credit, a wife and a son, and has bought his own house just last month. He’s 100% disabled and pay for 100% VA disabled is $2,832. Since it’s in his name, I’d like to ask him to get a loan for me, I know that’s gonna be tough because he has his family now, but it might be my only option. He has income so would a lender let him cosign on a loan for me? IDK, i’m thinking of everything I can. I can’t believe I’m in this situation and I own my house, I have a motorcycle that I want to sell, but i’m too stubborn to sell it for less then what I believe it’s worth. So if my son came up here, do you think they would let him cosign on a 10,000 loan. If I default on the 10,000 they would go after him, which would piss his wife off. Gotta find a way to do this.


What can a title loan place do if they cant find your car?

Hi Im in missouri..My friend has a car that he got a title loan on..He didn’t pay it and is not at the same address anymore and is stayin with a friend.My question is what is the title loan people going to do if they can’t find his car?? Do cops get involved? If a cop pulled him over do they ask for the title? Would they find out? Just wondering thanks in advancee!!!


Will disputing closed/paid in full auto loan with 30-60-90 days late raise score if it gets deleted?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens when people file for bankruptcy?


FREE Credit Report/No Credit Card Needed?

Know of a website offering a SAFE and accurate credit report without having to enter your credit card number? I’ve been searching and can’t find anything. =(


Should I deffer a payment on a loan that I am going to claim bankruptcy on?

I have a loan that gets taken strait out of my bank account and my husband lost his job so I can’t afford to pay it this month, I am trying to get enough money together to pay for a lawyer so I can file for bankruptcy. I will file within the month but I really need the $145 from the loan, I feel bad for doing it though, can they do anything to me if I do this, will it affect my bankruptcy. I can’t pay any of my bills this month except for the major ones.


Low credit score need a personal loan?

i have a credit score of 569,i have been threw a divorce,i need a loan for 2500 is there anyone that can help



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What happens after you file a chapter 7 Bankruptcy?


I need a small personal loan of $3000 have a bad credit blemish 6 yrs ago?

I am on a full parenting pension of $1045. per fortnight.Have a part time job ,brings in aprox $400 per month.Just need the loan for urgent furniture as am now full time carer for deceased daughters children(three). Can anyone help me please.


Online Auto Financing Post Bankruptcy?

We filed bankruptcy chapter 7 but kept our truck and the loan with it. The payment is almost $500 a month and is financed at 12.75% and with the gas milage being only 10mpg we can not afford it. We need a lower payment & a more fuel efficient & reliable vehicle. Our truck is worth about $25000 & we owe $18000 & have a $500-$1000 to put down on top of that. Sorry for the long question but I want to get approved or pre-approved before wasting time sitting around a dealership all day. Does anyone know of a Reputable online auto lender I could use? I have already applied twice and have heard nothing back & these were online auto loans bad credit, & bankruptcy. Also would a Co-Signer help?? Thanks to all of you that read this long question & any infor or help you can give would be SOOOO Appreciated..


Getting a mortgage with a criminal record.?

I was wondering could you help me with some advice. U have a criminal record dating to April 2010, I have a conviction for abh (actual bodily harm) for which i received 5 months suspended sentence for 2 years, will this affect my ability to get a mortgage. i do realise it is not ideal but I have a good steady job as does my wife and we have a significant lump sum would i still be able to get a mortgage?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


0BAMA POLICIES have increased personal and business bankruptcy for past 2 years. Is he good for USA?

YEAR TOTAL NON BUSINESS BUSINESS 2010…..1,572,597……1,512,989…….. 2009…..1,306,315……1,251,294…….. 2008……..967,831…….. 934,009…….. 33,822 http://www.bankruptcyaction.com/USbankst…


Is 17.99% APR a good rate?

I just got a credit card and the first 6 months are 0% interest, and 17.99% after that. Is this a good rate? I’ve seen some as high as 29%. And could i have an example; lets saying using $1,000 as a base and lets say its been the 7th month (in other words after the 6 month 0% rate expires), of how much interest i would be paying on the card.


Student loan! has this been missold?

When I took out my student loans (96’97’&98′) I was told that after 10 years deffering then it would be wrote off. Now it would seem that what it was is that if you were under 40 years old then it would be settled when you reach 50. This has me thinking that this was mis-sold as it was only related to us by the senior lecturer. What do you think i could do about this?


Should I apply for a 1st Financial Bank credit card?

No application fee, No annual fee, No interest charges, (0% APR fixed) on purchases up to $250.00. Since I will be a college student soon, what the hell right? I should get an emergency” credit card. The downside is if you miss your payments “as low as $10 per month on balances up to $250 a month” they throw a 23.95% interest rate at you… What the hell? I don’t know if i should do it. Can someone please explain this to me


How long before refinance car?

Hi I brought a car trying to rebuild my credit after bankruptcy I talked to chase bank they said wait 6 months to refinance or at least until my score is in 700’s then I talked to car dealership they said 1 year to build up good repayment history. which is Best time to refinance. I started making payments on the car in May and my score is like in 615. I want to trade in for a older model i drive 2010 nissan what is best keep this car and refinance for better rate. I don’t have any other credit cards I only have student loans that I have been paying. The dealership said it would help to get a credit card but I am scared i will mess up with those plastic things and I don’t want more debt then I have already.


Small holiday home site buy – what type of mortgage? Commercial, business or buy to let? Help, please?

We would like to buy a small holiday park in the UK. What kind of mortgage should we be approaching the bank for? We’re not sure if it should be buy to let, a commercial mortgage or a business mortgage. Any suggestions would be welcome. Thanks


Payday Advance please?

I need help.I need a payday advance QUICKLY. Not tommorrow. I have had such a run around these last few days, most web sights are not even lenders so you have to put all your information in twice or more! The last one I applied to made me think i was getting a loan then the next day tells me they cant give loans to state employees. Any Ideas anone on a good payday loan website?


Assuming a Parent PLUS loan?

Hey. I had this idea that my parents could take a parent PLUS loan out and I later assume that debt from them. I read this on there FAQ” website. Can the parent’s PLUS Loan be transferred to the student so that it becomes the student’s responsibility to repay? No. A PLUS Loan made to the parent cannot be transferred to the student. The parent is responsible for repaying the PLUS Loan. So


Payday Loan Question?

I fell on hardtimes and had to do a payday loan I entered into a repayment plan and made the 1st of four payments but since my hours at work have been reduced I cant make the other 3 what will happen

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am applying for a home loan. Do I have to disclose a bankruptcy over 10 years old?

Chris, I don’t see how it would show on my credit because it is over 10 years old and not currently being reported. I don’t understand your answer. I just want to know why I have to disclose information that would hurt my interest rate when they can’t find out by pulling my credit. It has nothing to do with a good or bad relationship between me and a lender, it has to do with getting the best possible rate. Can they ask me about my filing if it is over 10 years old?


I need a small personal loan of $3000 have a bad credit blemish 6 yrs ago?

I am on a full parenting pension of $1045. per fortnight.Have a part time job ,brings in aprox $400 per month.Just need the loan for urgent furniture as am now full time carer for deceased daughters children(three). Can anyone help me please.


CREDIT CARD QUESTION?

what is the best credit card is the best to start out with


Credit Score For ITIN?

An ITIN is for people that dont have a social security. This number is assign for tax purpose.


What other kinds of trucks are like a Chevy S10?

I’m kind of brainstorming ideas for trucks I might want to buy. I’m looking for my first truck and I want something like an S10 . Something on the smaller side and preferably four wheel drive. Definately automatic. I don’t care what the make of it is. Thank you for any and all help. **Oh yeah! Please don’t answer Ford Ranger.


I found filed claim with government” on my credit report: What does that mean?”

I got a call a few weeks ago from a collection agency. They claimed I had defaulted on 5 private (AES) student loans, and I needed to pay them in full or they would take involuntary collection procedures against me. I had been under the impression that these loans were in deferrment, but the company claimed they left deferrment and the reason I received no paperwork on it was because they did not have an updated address for me. (This is untrue; and they did have my phone number, obviously). I offered payment arrangements, but the company refused and said they needed to be paid in full. When I asked what their involuntary collections procedures” involved


Will filing bankruptcy stop or at least slow down a home foreclosure in NY State?




















































If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

A debt collection agency is threatening to take me to court if I don’t pay up $250 by today what can I do?

I don’t get paid untill tomorrow and they’re telling me that my account with a Payday loan went into default and they got the debt sold to them and they’re threatening to take me to court the same company called me a while back and told me the debt I owed was $800 and now they say its $750 and if I dn’t pay them $250.00 so they can hold the matter and not sign off on my document to take to court then they will take me to court for around $3,000 after interest. I don’t get paid untill tomorrow and they don;t care about nun of that they want the money today of they will take me to court what can I do? I tried calling legal advice places and most of them are closed today what can I do??????????


How do I start paying off my credit card?

Almost a year ago I got my first credit card and I maxed it out. I thought I was going to be able to pay it because I had a job but then I had to leave to help family.. anyway so the last of my money went to signing out of my lease instead of paying the credit card. Now its been almost a year and I want to start paying it off since I am able to now. Is it even possible? I know it most likely went to collections, how do i check on something like that?


I lost my permit do i have to wait six months from when i got the 1st one or do i have to start all over again?

i lost it and i got a new one during turkey break and i was just wondering if i have to restart the six months all over again. i got my First permit in august. do i have to restart the dumb 6 months?


Should I quit everything and be a YouTuber?

https://youtu.be/a4s-ysDVd4o

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get a blank credit report form for use in selling my product to different businesses?

I am in the wholesale sports apparel biz and all my retail business customers want terms on payment. Where would I find a sample credit form to give to these retailers to find out how many days I should give them to pay. Needs to cover all the basics of what a standard credit document should contain!


Where can I find a unsecured personal loan that is not a payday loan?


How much will my credit score raise after a bankruptcy drops off my credit report?


If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to apply for a student loan if my parents have bad credit?

im trying to get a student loan, but my parents have bad credit. does anyone know of a way i can get a student loan if my parents co-sign with me? or would i be able to have another family member sign in their place? my family is also filing for bankruptcy


Whats the most efficient way of improving your credit?

I have my credit report, and intend to pay the accounts in collection. Should I start with the newest ones first? And once I pay the collection agency will it come off the report? Can I negotiate lower payoffs, if so, How? I really want to improve my score in a year!


Debt consolidation???

Can anyone tell me if by consolidating all of my credit cards, a mark goes against my credit?? Will it be hard to get credit cards again? I have never been late on payments, I just feel swamped with credit card payments. I am in Ontario Canada if it makes a difference. Any help would be appreciated. Thanks everyone!!


Can i get a auto loan with 525 credit score?


What is the difference between consolidation and settlement is soil mechanics?


Actors in the commercial freecreditreport.com?

does anyone know where to find information on the three freecreditreport.com dudes?


Who has heard of the scary website blind maiden?

tell me more about it. Or give me the link


Are there any credit cards that people people a with poor credit history can get?

I’ve had a bad credit rating in the past, but I’ve been working on getting it better over the last 3 years. I understand that there’s credit cards available now for people with bad credit, but I can’t see any advertised?


If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get my credit scores for free? Im unemployed an cant pay for them.?


Can i use a credit card at western union?


What does NO OVER CREDIT LIMIT FEES mean?

I’m applying for a credit card and it says No Over Credit Limit Fees.” My credit card has a limit of $300 Does that mean i can go over $300? Or because there is no Over-Credit-Limit-Fess


Can i get personal loan without salary slip ?


Why was I denied for this credit card?

I was very surprised to find that I was denied for a Frontier Airlines Master Card. I am young, but my husband and I have good credit (upper 700’s) and own our home (never been late on payments) and have 2 fully paid off new vehicles. We have a few other credit cards with balances of less than $100 on them, but wanted a Frontier one because of how often we travel. Our debt to income ratio is great, so I don’t understand why they wouldn’t give us one. Any ideas?


Are there really any true payday loan sites on the web?

I have been searching and searching for a payday loan, but the problem I am running into is either they state at the bottom of the page: *The operator of this website is not a lender.* or they don’t state it and then they send you to another lending site that says the same thing. I have only found two so far, but I don’t meet the requirements. The two I found want me to have had my checking account for 2 years or more, and they want me to have had my address for 2 years or more.


Where can i find a reliable, up-to-date gba rom download site?

i’ve tried to google it, i’ve tried emuvotex, and other reliable” sites


How much do banks charge restaurants/stores for credit card tranactions?

Is there a flat fee for each credit card transaction, in addition to a %of the amount charged to the card? or is it only a flat fee, or is it only a %? (if it is only a %, why would some restaurants have a ‘minimum $x purchase with credit card’ limit?)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone remember the credit score the guy says he has on the TV commercial for FreeCreditReport.com?


Home loan at 18/19 years old?

I am currently eighteen years old and working. I am looking into buying a house, the house I’m looking into is $90,000. I have been building credit through a few credit cards (paid in full and on time) and a cell phone (also paid on time) for the last nine or so months. I have talked with my Dad and he is willing to co-sign. I do have good credit, not excellent but good (which many have found rare for my age!) my question is, would they be willing to give such a hefty loan to a 19 year old with a steady job, good credit, and a co-signer? Or is it a lost cause because of my age? Thank you in advance! (I do realize I would need to have a down payment)


Looking for a Loan Shark?

I am in need of help we need a small loan of $700 dollars, my family and need a hot water tank and fast I have tried all the loan agency online nothing is happening, we do NOT have hot water. is there a loan shark out here that can help us. NO churches, city, or loan agency is willing to help. please we have 2 children with no hot water.


How does financing for a auto loan for a private seller work?

I mean how do they get their money??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does hotels.com charge in advance?

I made some reservation through hotels.com. My trip is not till end of Feb but the charge of 3-day hotel is already on my credit card bill. Has any of you booked hotel rooms trough this website? Do they alway charge in advance?


If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”


UK – Low rate unsecured personal loan for under 21 year old?

Does anyone know if this exists? I have tried loads of sites but none have a decent rate. I need to borrow £1000 payable over 12 months, but many I have seen have a rate so high that you end up paying £100 for the credit, which I feel is unreasonable. I know it is probably because of my age, but I do have an income each month.


Pay Pizza Delivery with credit/debit card? What about tip?

Tonight I really want to order pizza, but I only have my debit/credit card on me. I’ve heard some places go ahead and take your number over the phone and bring you the receipt, but other places bring the credit/debit card machine with them. My question is… is there a way to tip the delivery guy? Such as, when you fill out a receipt in a restaurant?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is the Credit Score that freecreditreport.com gives you your FICO score?

Is it the score lenders use to judge your credit worthyness? Thanks!


Does Kay Jewelers Credit Card report to Equifax ?

I would like to know if they Report to Equifax AFTER approval. Not if they CHECK Equifax


Is there anywhere to get a real free credit report without joining a trial membership?


Wreck/Auto loan/Credit score?!?

Okay, my husband got into a wreck & our insurance company paid off his $14,000 auto loan. My question is, will paying off a 5 year car note in one year raise his credit? Or will it not affect his credit at all? This is his first accident, so we’ve never been through this before. Any pointers will be great 🙂


Is this true regarding credit checks?

Thank you, this is very helpful. I always pay my credit card in full and on time, but I do get close to my credit limit sometimes. I did not realize that getting close to the credit limit would affect me negatively; I thought it was only bad if you went over. I guess I will just continue to keep paying it in full and on time, but try not to exceed half of the spending limit. It is a relief to know that the car dealership did not wreck my credit.


What’s the best way to get a $2000 loan with bad credit?

I need the loan for an engagement ring. I got into a little credit card debt last year when i drove across the US to go home for the summer and used the card for gas. Well, i racked up about $600 i haven’t been able to pay it off yet because of my monthly school bill. Once school is done in May will have no more school bill! So if i do get the loan i can pay it off really soon. But i can’t waith that long to get engaged. What are my options?


Can I get a UK mortgage with my partner, sister and mum?

Hi there. It’s a bit of a tricky situation but I’ll try and be as concise as I can. Me, my partner and my sister are looking to buy a house together as we are sick of renting and throwing our money down the drain. However, there doesn’t seem to be much information online about getting mortgages with more than 2 people on it. At the moment, I have savings that would cover the deposit for the mortgage but I am a student and am on a part time wage. I won’t graduate until next year as well. My partner is in full time salaried employment and so is my sister. However, both their salaries together aren’t enough to borrow the amount that we need to buy a suitable property (though we can afford the monthly payments). So I was thinking of asking my mum to go on the mortgage as well as her income is more than all of ours put together and would ensure that we could borrow the amount we need. Can someone give me some information about this? I’m not too sure what I need to do or who to ask. It’s just because I went into a high street bank a few days ago and the woman just laughed in my face so…put me off a little bit but I’m sure that I will be able to get this sorted somehow. It’s unfair that I’ve got all this money I could put down on a deposit, only to be told we can only borrow £180000 between us (this is using online calculators, not going in branch). We’re aiming to buy somewhere between £300000 – £375000. Any info would be much appreciated!! 😀


College transfer (gap year or drop out)?


What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to fix my credit, i want to have great credit..where do i start?

im 23 years old and i have bad credit due to a couple credit cards, student loans unpaid phone bills..things of that nature, im ready to fix my credit completly and be financially free…my guess is freecreditreport.com ..any suggestions, guidance.. my mother is a single mother and her credit is shot too, help please!


If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”


Can I go to AnnualCreditReport.com and print them out and use it to dispute?

Or do i have to call for them to mail it to me. I just want my free credit report every year But i was wondering if i could print them out instead doing it online.


I want to know how crappy my credit is?

Where do I look


Car loans/personal loans?

ok me & my wife have a car loan it started out with all charges $12.000.00 we paid it down to $6100.00 so my wife wanted to get me a xmas gift so she went to the loan place & got a 1500.00 loan so they redid the loan we had in with the new loan so i guess the new loan was for $7600.00 now we ol $11.500 how the hell did they do this & can we pay it all of at 1 time if so how much will we save thx……


Bankruptcy and credit cards?

I have decided to file for bankruptcy due to credit card bills. I have defaulted on most of them, but i have been current on one. Will the account be closed once i file for bankruptcy? What other options will i have in order to have a credit card? Are the secure credit cards work the same way( i do understand that i will have to make my deposits)? I just need to know my options once i file for bankruptcy.


How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history?

Can I please stress that only Rep. of Ireland related sites are of use? Unfortunately the US and UK options will only lend to US/UK residents. Thanks!




















































Is it possible to get a car loan with no job but a small income?

Is it possible to get a car loan with no job but a small income?

I have an small income that comes in every two weeks and im not working..so i was wondering is it possible to get an car loan without a job but with an small income coming in ? if i can where should i go to get this loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Which store card would I most likely get accepted for?

I’m 20 and have no credit at all. I am trying to get credit but no matter where I try I get declined straight away, it’s silly, how the hell can I get credit when I can’t even get accepted! I tryed for a Burton store card and got declined straight away, which store card out there would I most likely get accepted for. According to Credit Expert by Experian, I am in the fair” category and my score is 776. Which I thought would at least get me a store card! My partner has a credit card


Can sumone come to your job and arrest u just because you owe a payday loan?

I had a guy call my job threaten me saying he was going to come to my job & invest me and have me arrested because I owe money for a payday loan.I intended to pay it back but now I am unable to..the guy said I will go to prison for two years then end up owing 8,000 dollars please help..I’m being harassed at work wit phone calls.


Bank of America Credit Card interest?

So I have a bank of america platinum plus credit card and I pay 15-30bucks off my 600 dollar debt every month…I havent bought anything for about two months with my card and all of a sudden I get a Interest Charged on Purchasesof 8 bucks with no heads up….I woke up this morning check my boa account and im already charged with that Interest Charged on Purchases…..Should I be getting that because I still have like $550 dollars of debt? Should I be getting a Interest Charged on Purchases even if I havent bought anything with my card for two months?


Reputable payday loan co. ???

Anyone know a reputable payday loan co for a 50.00 loan until June 1st

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto loan poor credit?

i am looking for an auto loan with poor credit but i am looking for zero down out of pocket


How to get help with South Carolina payday loans?

I have 3 payday loans in South Carolina, but I don’t have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?


Can you collect unemployment & severance pay at the same time if you loose your job?


Is it possible to get a car loan with no job but a small income?

I have an small income that comes in every two weeks and im not working..so i was wondering is it possible to get an car loan without a job but with an small income coming in ? if i can where should i go to get this loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the difference between fico score and the credit score.?

I had recently checked my credit score with 3 credit bureaus i had a low score from equifax, medium score on trans union and a high score on experian. and my fico score was high as well. JUst curious to find out why they are not even. The differnce between my equifax and experian was close to about 100 points! what can i do tochange this.. remeber that I’ve been paying bills as well as making cc payments on time, including paying over the minimum requirement. anyone have an answer !


Is it bad to have 3 credit cards?

So I’m 21, and when I opened my own bank account after I got a job, they gave me a Chase Bank Mastercard. I use the Mastercard all the time, and I also have a Kohl’s charge card (for all the sales!) which I use about 2-3 times a year. Now I’m considering getting an Old Navy card. Is that a bad idea? I pay them back regularly, so I don’t get slammed with interest and other fees, but I don’t know if getting a third card would hurt my credit rating, or if it even makes a difference at this point because I’ve only had a credit card for about a year. Any advice?


My bankruptcy CH 7 was discharged 01/2006, when can I file again?

my chapter 7 was discharged january 2006. So to file again I think it’s 8 years, but can you tell the estimated month and year that I can file again?


Where to get an auto loan?

I am looking to get a used 1997 Camaro and I need approx. $1500-2000 that I don’t have to buy the car. Now most banks won’t give me a car loan for two reasons: 1) The car is older than 10 years old and used, and they typically do not go older than 10 as far as I understand; and 2) I do not have good credit.” But the thing is


Im 20 years old and am in debt. Needing advice!?

Im 20 years old and got into a big problem when i was 18-19. I had a credit card through my bank and then decided to get a car. i went to one of those car places that approves you even if you dont have good credit. needless to say all of the payments got me caught up and because of some life events i ended up not being able to pay any of them. My car was repo’d and my credit card and bank account are charged off now. At this point im getting called 10-15 times a day from the car company and collections. Its been about a year since my last payments and my family thinks i should file bankruptcy. I really want to get this cleared up but im not sure how to get started! If anyone has any advice please help!


I was a single mom for 8 years. I got in over my head with payday loans. What if I stop paying?

What if I pay one of those settlement companies? My due day is tomorrow. Only one is on the internet. How do I stop this? I could be so happy w/o them.


If I do not work, and need to file for bankruptcy for credit card debt. can I still file, or is it too late?

I haven’t worked in about 2 years(stay at home mom), and my credit is shot. I owe less then 5,000, but haven’t paid anything for a long time. Just looking for advice on how to get rid of it, and save myself for my future.


Are there any companies like pay pal that would let 14 year olds deposit and spend money to and from?

I am 14 and an avid online game player. I do not have a credit or debit card, but wish to do paid-surveys for money, and deposit and withdraw in an online bank (something like paypal, but can be used by 14 year olds) to pay for premium accounts. Please help me.


Is it possible to get a car loan with no job but a small income?

I have an small income that comes in every two weeks and im not working..so i was wondering is it possible to get an car loan without a job but with an small income coming in ? if i can where should i go to get this loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


American woman with bad credit moving to Puerto Rico?

I speak fluent Spanish and French as I have lived 8 years in Paris and 3 years in Madrid. So no, I don’t only speak American”.”


What if you are having problems repaying an ACE payday loan?

i have a 400 dollar payday loan and have renewed it like 3 times and am not able to pay it off with out giving up my other bills. In texas does anyone know what they can do if it takes a while to pay it off.they cal from irving and said they would file a case but when i asked where and when and how can i call where they are sending it no info was given.i can do it in small amopunts but not the whole thing..Any answers????


Does closing a credit card account (in good standing) hurt my credit rating?

Thanks for the answers. I have no debt, so there’s no problem there. The issue is, I’ve heard a lot of credit companies have started charing inactivity” fees on cards that don’t get used for a long time. I’ll be damned if I’m going to pay for NOT using a card.”


Can you buy a house with a credit score of 632???

There is also a discharged bankruptcy 2 years ago….


What is the minimum credit score needed to obtain auto loan?

I plan to purchase a new car however I wanted to be approved for a bank loan before I go to the car dealership. In our area, Chase Bank is offering rates of 4.4% at the most. What is the minimum credit score needed to be approved. I don’t want to go around applying for different loans if I will continue to get turned down which will then lower my credit score.


Is there a website where I can view my credit score and report without having to sign up for monthly payments.?

Can I just make a one time payment to view my credit score?


Midland Credit Management legit?

Hi, i recently checked my credit to see who owned my collections accts. I already knew i owed to Wells Fargo and to Verizon. I just needed to know who to call. So i checked and said MCM owned my wells fargo acct. And Pinnacle owned my Verizon acct. I called both agencies and Pinnacle seems to be legit. They were very professional and their phone ethics seemed legit. However wen i called MCM they seems like a low budget buisness to say the least. The guy told me ok hold on plz. And i could hear him typing on the computer and i heard voices in the back. Wasnt sure wat to make of this. Also, they told me i owed 1400 and if i wanted to pay monthly I’ll pay the full amount, but if i paid it off I’ll only pay 990 in a one time payment and he gave me 3 months to do it. I dont wanna get ripped off so csn anyone advice me on what to do. Thanks!


Where can i go 2 see my credit score for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Paying off a mortgage early?

We have about 9 years left on our mortgage. The interest rate is 6.1% and it is an escrow account. If we were to double our payments each month, how long would it take for us to pay it off? Would it cut our time left in half?


Does anybody know a private lender in Leicester ?

I am looking for a private lender / loan shark im not sure of the correct term. ..I am 22 years old and in full time employment I am also a single parent of two small children . I need the loan to repay exsisting debt and to clear my rent arrears. I have thought long and hard about this and it is the only way out of the situation i am currently in. I have no money to pay any upfront fee’s or deposits but I will pay back the loan with whatever interest is required over whatever time period is required. please dont message me and tell me im stupid for seeking help this way , your not in my position and as I have already said I have thought about this long and hard, and please dont message me telling to me apply online for personal loans or pay day loans as I have tried I just dont qualify. I am looking for a lender based in or near leicester I currently live in Coalville Leicestershire, United Kingdom. If you can help mem please message me direct at lilamyruby@yahoo.co.uk . Thanks Amy


Need gameboy advance charger NOT SP!?

So you CAN just play it with batteries in?


FICO score………..is 714 a good score?

Not really sure if that is good or not. Your opinion?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is it against the law to have more than two payday loans?

I have two payday loans with two different loan offices. Is this against the law? And can I get more payday loans?


Is it possible to get a car loan with no job but a small income?

I have an small income that comes in every two weeks and im not working..so i was wondering is it possible to get an car loan without a job but with an small income coming in ? if i can where should i go to get this loan?


Where can I watch live nhl games online for free. ?

Hello, I am a huge hockey fan and I wanted to know where I could watch live Habs and Blackhawks games online for free because I do not have a credit card. I found a link a few games ago with bad quality but I dont mind since it was free. Also I found links to listen online for free thats it. Thanks in advance!


Can I refinance my auto loan in one year?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy moving from nj to pa?

Hello, I am moving to PA because it is cheaper to live and can not afford to live in NJ any longer. I am leaving in 2 weeks I was wondering the laws about that can i file for bankruptcy in NJ while living in PA because I know that you have to live in the state for 2 years before filing. Please i need to know asap.


How can I complain against Experian for failing to investigate a disputed item?

I disputed an item online late yesterday afternoon, and early this morning I got the results” that it is accurate and updated!!! How could they have contacted the creditor and investigated the item? It is a hospital bill from Las Vegas from last December for $1690. I was not even in Las Vegas during that time and as a 30 something


I need loan shark or private lender in nj?


Free credit reports without imputing credit card info


Home Loan compound interest calculation,?

Home Loan compound interest calculation, I visited State bank of India-Secunderabad for the small amount of Home Loan. I was informed that the Loan interest is 10.5% yearly but it would be compounded monthly. What would be the way to calculate the interest and total amount after 5 years for the following details, Loan Amount- 3Lakhs&50,000 (3.5 Lakhs) Interest Rate – 10.5% Annually Compounding – Monthly *Each Month) what would be the annual interest in this scenario and what would be the total amount as final settlement. Bank Loan form does not give any information this is the verbal information. Please advise 2 minutes ago – 4 days left to answer. Additional Details Repayment in about 5-years—I want to know how much I would be end up paying if the installment is about Rs 5000—-/month


If I purchase lifelock & I find a problem on my credit report will they do all the work to fix the problem or?

Also I searched their site & didn’t find the answer to my question.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


What will be the Loan treatment in accounting books?

Hi, I am a self employed person and have given some funds to my friend for his business from my business account. how can i show it in my accounting books? what will be the accounting treatment for loan account?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a credit score of 526 and need to find a loan quick but I can’t do payday loans?

Can anyone suggest a place to get a loan that isn’t a payday loan? I don’t care about the interest.


Is it possible to get a car loan with no job but a small income?

I have an small income that comes in every two weeks and im not working..so i was wondering is it possible to get an car loan without a job but with an small income coming in ? if i can where should i go to get this loan?


What are my chances of getting an auto loan?

I am going to be financing a 2011 GTI in the next month or so. I got a loan last year for about $12,000 working at subway making $600 a month, no credit, $500 down, and a co-signer with good credit. Now I am looking at buying a slightly pre-owned GTI for $21,000. I now make $1300 a month and will have around $4000 down, as well as a credit score of 704. What would my chances of getting the loan be? Approved or not?


Does anyone know a website that you can dispute mistakes on your credit report online?

I know some of the credit checking websites let you dispute online. I’m starting to fix my credit and I need to dispute mistakes online.


Does having a Co-applicant on a auto loan help the primary applicant’s credit?

I want to purchase a vehicle. The auto dealer said because of my income they would have to make my wife a co-applicant. He stated that it would help both of our credit history. Is this true?


When you check your credit score does it affect your credit score?


Where is the best place to get an auto loan?

I am a full-time student with a part-time job making about $500 a month. I recently got a credit card so I have good credit. I need to get the loan on my own because I do not have anyone to cosign for me. I have no idea where to even look for a loan… Please any information is good! Thanks!




















































I took out a small RBS loan ?

I took out a small RBS loan ?

Hi there So I applied for an Royal bank of Scotland loan as I am going on holiday next month – said the money would be available within 2 days. I checked my online banking and a new account had been made for the money despite asking for it in one of my other accounts, however it is odd as on the summary page it states balance -1500, available 0 which is weird as I have not spent a penny of it yet. When I go in to the recent transactions the paid in box is blank and I says paid out -1500 making the balance -1500 I’m so confused as I haven’t spent anything, tried to ask this on their website however not the easiest to navigate not all that helpful Thanks if anyone can help me out here

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Sending money via credit card with PayPal. Is it a Cash Advance?

My girlfriend wants to pay her car payment with a Discover card but her Cash Advance limit is 300.00 while her credit limit is 500.00. Would sending money to me with her Discover card over PayPal count as a Cash Advance transaction or merely a credit purchase? If it weren’t then we could theoretically send more than 300.00, right?


Can payday loan companys sue you are garnish your wages if you can not afford to pay them?

i got in over my head with payday loans i am paying about four off right now cause they are willing to work me.


Auto loan suggestion?

What are some good lenders for auto loans? My credit is good and am looking to borrow about $15K.


Can a bankruptcy stop an eviction?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do i get a 5000 dollar personal loan with bad credit?


Opening a Kohls Credit Card account?

Does anyone know what the following would be for a Kohls Credit Card account? Annual Fee Introductory APR WSJ Prime Rate Purchases APR Cash Advance APR Variable Rate Information Minimum Monthly Payment $/% Late Payment fee OverCredit Limit Fee Cash Advance Fee Default Interest Rate Payment Grace Period Rewards program Security/Purchases program Travel Benefits any of these could be 0…anyone know please post it


How can i borrow 1500 to 3000 dollars if i have bad credit and pay back monthly?


I took out a small RBS loan ?

Hi there So I applied for an Royal bank of Scotland loan as I am going on holiday next month – said the money would be available within 2 days. I checked my online banking and a new account had been made for the money despite asking for it in one of my other accounts, however it is odd as on the summary page it states balance -1500, available 0 which is weird as I have not spent a penny of it yet. When I go in to the recent transactions the paid in box is blank and I says paid out -1500 making the balance -1500 I’m so confused as I haven’t spent anything, tried to ask this on their website however not the easiest to navigate not all that helpful Thanks if anyone can help me out here

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good credit card to start with fresh out of high school?

I want a card to help build my credit and I want something that won’t have too many fees and hidden details.


How can I get an auto loan based of income only, not credit good or bad?


Serious advice on my only option now of bankruptcy.?

hi guys, i really need good extra advice here…….. i have got debt of £14,000 which at the moment is been paid by token payments to each creditors of £1.00, which is fine at the moment as i seriously cannot afford anymore, i have been through the debt companies paying them so much a month, but that just didnt work, i seeked help from the citizens advice bureau, and they suggested the token payments of £1.00 to my creditors due to my low income, he also stated bankruptcy as a very last resort…….but now i am wanting to go back to work, but am really worried on how it will stand with the creditors taking more off me. I know my debt is my own fault, but seriously need to start again somehow without the worry of how much would be taken off me if i went back to work, i was actually told it would be better if my creditors would bankrupt me, but they are not doing, and obviously i dont just totally want to stop paying anything cos they would take me to court, and i dont know the outcome


Is 747 a good credit score?

I am 21 years old, making payments on a car and have 2 credit cards which I make regular payments on. Is this a good score? What can I do to get it higher?


How Did I Get A Bad Credit Score?

I have a credit score of 495, however I only owe about 3,000 dollars so how is that possible?! I’ve been savvy with with credit and such and have been doing better but my credit score got worse! It was 571..


Will i get personal loan for 30000/- my annual income is 90000/-?


How will i be affected if i get married and my husband then files bankruptcy?

**what order should we do things? we are getting married and he is filing bankruptcy. we want to keep my credit in good condition since he wont be able to use his for a long time. **He is planning to file chapter 7. **


Trading in car (financed) for cheaper car?

Okay. Here’s the thing. We have a car with a trade in value of a little over 12.5k. The private party value is a little over 14k. We owe a little over 13k with an interest rate of 3.45%. The thing is we would like to get a cheaper car so we have less debt – we’re thinking a 3.5k car. The only thing is, I don’t want to have to refinance and get a significantly worse interest rate (I don’t think our credit is as good as it was). I see a few different options. 1. Is is possible to get the difference (trade in car for 12k, buy 4k car, get 8k) in cash? Then we could put that to our current loan and keep paying on it til it’s paid off (even though we won’t have the car anymore.) Is that even possible? 2. Trade in car, refinance rest of loan, get a worse interest rate. 3. I’m sure there are other options.


I took out a small RBS loan ?

Hi there So I applied for an Royal bank of Scotland loan as I am going on holiday next month – said the money would be available within 2 days. I checked my online banking and a new account had been made for the money despite asking for it in one of my other accounts, however it is odd as on the summary page it states balance -1500, available 0 which is weird as I have not spent a penny of it yet. When I go in to the recent transactions the paid in box is blank and I says paid out -1500 making the balance -1500 I’m so confused as I haven’t spent anything, tried to ask this on their website however not the easiest to navigate not all that helpful Thanks if anyone can help me out here

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of auto loan do I get with a 685 score?

I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?


Can I sue Experian for neglecting my personal info.?

Today I received a letter from Experian dated Oct. 5, 2015, yes, two weeks later. The letter says that an unauthorized party accessed certain Experian servers, and due to that, they began to implement additional security measures. The incident involved T-Mobile USA data housed at Experian servers -with personal info. like name, address, SS#, DOB, Drivers Lic. #, and other info. used in T-Mobile for credit assessment- to be disclosed. Now my info. is out there, and they are suggesting for me to start a ID Theft procedure with the Federal Trade Commission, the other two credit companies, TransUnion and Equifax, and two years (free of charge) of ProtectMyID.com service to identify ID Theft. Now, can I take this to court for neglecting sensitive info., and for not applying additional security measures while the could? I need to know what can be done in a situation loke this. Serious answers only, please… Thank you!


I can’t pay a payday loan back?

I have a loan out for $300 for speedy cash. & I recently lost my job & I’m stressed about paying my loan back. I don’t want to be in debt & I was wondering What happens if I go to speedy cash & talk to them telling them I lost my job & I’m currently looking for a new job that I can’t pay them until I get a new job? What happen? Will they work with me?


What is a good credit limit for a first credit card?

I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?


Can u have a credit score without a credit card?

yea i have no bills and have no loans yet


I need a credit report.?

What website gives absolutely free credit reports? Tried freecreditreport.com but they want a credit card number in case of charges or something but I don’t have one. Any help??


Can u buy pain killers online without a perscription.?

I messed up both ankles pretty badly and only got 10 vicodin from the dr. I was wondering if it is possible to obtain pain killers online without a perscription. If so what sites. ty


Why would a banker suggest I get financing from a dealership?

Called my bank for per-approval on a used auto loan (my first) and was told outright that they and other banks weren’t really interested in dealing with per-approvals over the last couple years. (My bank is M&I, which was just bought by a Canadian company). He never took my info or ran my credit or anything, just flat out refused to look into it. While I do have a ton of school debt, I have sufficient income to make auto loan payments and then some.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I check my credit score?

You know, how each of the three main companies are supposed to give you a free report every year. For some reason, every time I try to do it, I get sent to some website where I have to pay money or register or… or… Long story short: who has done it the right way and how do you do it without having to pay money. Thanks!


How do I qualify for a home loan with a co-signer?

I am self employed and make more than enough money to own my own home. The problem is I haven’t been in business that long and the banks are cracking down. I need to get approved for a home loan twice as much as my bank says I will get approved for. My Mom is willing to co-sign or co-borrow or even take it out herself if I can’t. How would I go about doing that, and then transferring it into my name? Are banks allowing co-signers for home loans right now? (my Mom would get approved for anything)…Wells Fargo said no…


Where is the site for 1 free credit report per year? dont want to pay for it.?


Does Best Buy or Target sell prepaid credit cards?

I received giftcards to both Target and Best Buy for Christmas and I want to buy a prepaid credit card to use online. Does anybody know If either store sells them? If so, in which dollar amounts?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Personal loan help!!?

Hi I need to take out a 700$ loan because I need some equipment for my job. I need it to be long term (6 months plus) the banks turn me down and I dont want a Payday loan is there any options?


I took out a small RBS loan ?

Hi there So I applied for an Royal bank of Scotland loan as I am going on holiday next month – said the money would be available within 2 days. I checked my online banking and a new account had been made for the money despite asking for it in one of my other accounts, however it is odd as on the summary page it states balance -1500, available 0 which is weird as I have not spent a penny of it yet. When I go in to the recent transactions the paid in box is blank and I says paid out -1500 making the balance -1500 I’m so confused as I haven’t spent anything, tried to ask this on their website however not the easiest to navigate not all that helpful Thanks if anyone can help me out here


Which auto insurance companies DON’T use a credit score when deciding rates?

I disagree with the use of credit scores and auto insurance, and would like to find an auto insurance company that doesn’t use the method when selling me their service. Does anyone know of companies that don’t check your credit, and instead uses your driving record, age, etc….like it used to be?


How to improve credit when I cannot get approved for a loan?

I’ve fixed my credit report and have no outstanding debt and it has been that way for over a year now, however, I cannot get approved for any kind of loan or any unsecured credit cards. How can I improve my credit so that I can get approved for these in the future?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Oldest shark found alive?

Thank you all for posting your answers. The video is amazing.


Where can i find out what companies I owe money to. Without a credit report?


How to check for your credit report?

A few months ago my house was robbed so my security number and all my information was stolen! i never opened a credit card or anything because i barely turned 18.. but how can i check for identity theft or if they opened any credit cards or banks accounts or anything? thanks in advance! =[


Does anybody knows any private money lenders in liverpool area or any phone contact for any thanks?

im looking for £750 loan to pay in fortnightly installments i cant have acess to a bank one


I receive a call from Ace check cashing collection dept re my default payday loan. They told me I had to pay?

I receive a call from Ace check cashing collection dept re my default payday loan. They told me I had to pay Question Details: 540.00 by the end of the month or they were going have a warrant put out for me for Check Fraud which would hold up to 10 years in prison. The loan was for 200.00 on june of 2007. Can they prosecute me for a payday loan. The collection copy was out of atlanta, I leave in memphis, tn What should I do?


Rent-A-Center and credit??

My husband and I just finished paying off a computer from Rent-A-Center. It was the only way we could do it, because we’re a young couple and have no credit. We paid it off in the first 90 days, so we didn’t have to pay over 1,000 bucks for it. We paid like 700 or so. My question is, do places like Rent-A-Center do anything for your credit? And if not, any suggestions on how we can build credit?


Just got approved for an auto loan with a 9.99% APR?

I was approved for a $11000 loan with a 9.99% APR, this would be my first loan, and I managed to get it despite having no credit history at all. Is this a good rate given my situation?


Does anyone have any experience with the Homeowners Advocate loan modification service in San Diego, CA?

I am about to send them some upfront money and I want to hear if anyone’s gotten any results from using their refininancing programs? Thanks for your input!


How can i get personal loan if my salary is less then 20k?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score with out a credit card to get report and free trial, how do get w/o credit card?

Tried with 3-4 online fast free agents w/ocredit card you get no were. why a credit to acess credit report?


I took out a small RBS loan ?

Hi there So I applied for an Royal bank of Scotland loan as I am going on holiday next month – said the money would be available within 2 days. I checked my online banking and a new account had been made for the money despite asking for it in one of my other accounts, however it is odd as on the summary page it states balance -1500, available 0 which is weird as I have not spent a penny of it yet. When I go in to the recent transactions the paid in box is blank and I says paid out -1500 making the balance -1500 I’m so confused as I haven’t spent anything, tried to ask this on their website however not the easiest to navigate not all that helpful Thanks if anyone can help me out here


Can anyone file for chapter 13?

Specifically, are there any criteria one would have to meet in order to qualify” for filing chapter 13? I know ch 13 allows for reorganization and repayment. I have an appoinment with an attorney for filing. I’m afraid they will tell me I don’t qualify for chapter 13 because I have no real debt


Short term loan lon term loan cash flow statment?

In the Cash flow statement which one is in finance and which one is in operation the long term loan or the short term loan? HELP !!!!!!


What do I do about husband financially ruining us?

my husband and I have been together 6 years, married for 2. We have 2 sons together. I am a school teacher and he works for the state and holds a part time job at night. My husband has once again managed to put us in the hole financially.He mismanages his money and pays bills totally late. He went behind my back and created TWO payday loan debts totalling 1300 dollars. On top of this, he is 2 months behind on his car payment and they are threatening reposession. Since my husband has done this to us before and I worked like a dog to bail us out, I had started to take over the finances by taking majority of his full time job check and paying household bills with it. This was going fine until he comes to me today and tells me that he wont be able to give me the money for his bills this month because his account was overdrwan severly!! (NOTHING NEW) I was livid! especially since I asked him months ago to close this account and he told me he did. I can no longer have a joint checking account with him because he mismanages his money and them overdrafts the account on purpose because he knows that the charge will go through. I have saved him so many times but this time i am putting my foot down!! I am tired and refuse to borrow anymore money from my parents to clear up his ****! all he will do is start the cycle over again. I am unable to sleep and he is snoozing like a baby, of course after threstening suicide. (to manipulate me). I am at my wit’s end. What should I do? I must do something in order to look out for my kids. I am starting to have so much resentment towards him because he claims that as his wife I should support him. How can I support him when he goes behind my back creating this mess for himself and doesnt tell me anything until it’s too late and the bill collectors are calling nonstop. Then he says, you’re my wife”. I feel like I am about to have a nervous breakdown while he seems relaxed!! oh yeah


Closed accounts on credit report?

I am looking at my credit report and I see a section called closed accounts” In one of the sections it says Account:Open Then it says Date of First Deliquency 10/2007 In comments it says: Collection Account Type of Loan: Factoring Company Account (debt buyer) My question does this mean it is a credit card account? or could this be any account? Like some past debt I had to a bank that I didn’t pay and they sent it to this Debt Buyer who Closed it? Also does this seem like it is possible to pay it off?”


Where can I get a credit report?

I recently applied for a loan and was denied due to some money I supposedly owe. They weren able to tell me where they were from or when. Where can I order a credit report? I need a print out to be able to take care of this problem. How much will it cost me?