Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



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Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































Credit Security Freeze and student loan?

Credit Security Freeze and student loan?

Recently I added a security freeze to all 3 of my credit reports as a procaution due to something happening to me recently. I only want this feature to be on there for a few months. I am wondering if this will prevent me from getting my student loan now? I applied for it over a month ago though. If this prevents me from getting my loan what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is an affordable & good credit monitoring service ?

I would like one that sends alerts for all 3 credit bureaus. Thanks for any info.


Hiddenmillionaires.com A Scam?

My grandmother went to the hiddenmillionaires.com conference as advertised on television. I have a funny feeling that the conference targets retirees/older people who are prone to get rich schemes presented by confidence men. Basically, what I would like to know is a) Does anyone have any experience with this money making program? b) Why would someone sell their highly lucrative strategy if the market wasn’t already saturated? c) Is there a non-compete clause in the contract, assuming that a contract even exists in the first place? d) She said that the up-front cost is 4k. If the up-front costs exceed 4k, is it possible to make that money back in a reasonable time? Basically, I want to make sure that this isn’t an I get rich at your expense” investment as usually people who create infomercials set this as their ultimate goal. I went to their website www.hiddenmillionaires.com and there wasn’t much to be found aside from spelling and grammatical errors. Please help.”


Great rental history but bad credit, can i get an apartment?

I have applied for an apartment at 2 sister properties. They are owned by the same corporation. I have perfect rental history and so do my roommates. However, mine and my boyfriends credit is bad and our other roommate has no credit at all. The first property we applied to said we needed to pay a $750 deposit. The second property manager said that she didn’t understand that and that she did not think that would happen if we applied there. So we applied but have not heard anything. My question is What are the odds that we will get the apartment on the second property given the circumstances?


My credit card score is 642. Is this good?

I am a college student and got my first ever credit cards in September (three months a go). My credit score is 642. It said the key factors that affected your credit score were: ‘Banking history unacceptable’ and ‘Number of inquiries on credit bureau.'” What does this mean? And how can I increase my score?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any good personal loan companies out there for non homeowners (not payday loans)?

looking to borrow about $9000…but finding trawling the internet terrible! Don’t have a high credit score though. Please no silly answers…


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?


Someone has got a mortgage loan in my name without my permission, what do i do?

I am almost positive that i know who it is. its under my social and everything, and trust me, i picked my name out, so i dont think it could be the same name.


Credit Security Freeze and student loan?

Recently I added a security freeze to all 3 of my credit reports as a procaution due to something happening to me recently. I only want this feature to be on there for a few months. I am wondering if this will prevent me from getting my student loan now? I applied for it over a month ago though. If this prevents me from getting my loan what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does pizza hut accept debit or credit cards on deliveries?


Will filing bankruptcy stop wage garnishments for unpaid taxes?

Anyone who has any knowledge to assist me, you have no idea how much your info will be appreciated. Currently, my wages are being garnished for 3 things. First, my wages are being garnished for child support. I know that there is nothing I can do about this. I’m ok with this. 2nd, my wages are being garnished for defaulted student loans. I am currently in the process of loan rehabilitation for my student loans, so in January that garnishment should stop. 3rd, I owe back unpaid state taxes for North Carolina. They are now garnishing my wages as well. My question is, if I declare bankruptcy, will the garnishments for the unpaid taxes be stopped? I know that declaring bankruptcy will stop garnishments for credit card debt and things like that, but am unsure about what it will do as far as my unpaid taxes. Again, any help anyone can give will be greatly appreciated!


Long term mortgage rates are best?

Why it is suggested that Long term mortgage rates, like 10 years are best?


If I get different options for car refinancing will my credit be affected?

I want to see what my choices are in terms of re-financing but I don’t know that I’ll take them…it depends on the prices. How many places can I reasonably check with before it affects my credit?


Hey someone please answer this i dont care if you guess.. .just answer if you are like in 10th grade or higher?

. What does leasing a car involve? (Points: 2) Purchasing a car from a car dealer rather than from the previous owner Using a loan to buy the right to use a car only on specific days of the week Paying off the car loan over a period of time that’s longer than the car is owned Renting the car for a specific period of time and paying for its depreciation 2. When can a bank repossess someone’s car? (Points: 2) When the owner buys a used car When the owner gets into an accident When the owner cancels the insurance When the owner defaults on the loan payments 3. Which of these makes a student loan different from other types of loans? (Points: 2) Students don’t have to provide any collateral to get a student loan. Student loans are sponsored and guaranteed by the government. The principal on a student loan is paid off before the interest is applied. The payments on a student loan can’t be shown on an amortization table. 4. Which of these describes how a five/one ARM mortgage works? (Points: 2) The monthly payment is one-fifth of the total purchase price of the house. The interest rate is fixed for five years and then changes every year afterward. The interest rate charged on the mortgage is five times the normal interest rate. The annual fees on the mortgage are only charged during the first five years of the loan. 5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage? (Points: 2) Government mortgages are easier to get approved than conventional mortgages. Government mortgages allow home buyers to spend more money on their house. Government mortgages charge lower interest rates than conventional mortgages. Government mortgages prevent the government from taking the property for public use. 6. What is one advantage of using a credit card to make purchases? (Points: 2) You earn interest on your purchases. You can buy something now and pay for it later. You automatically improve your credit history. You get instant access to your checking account. 7. Match each of the fees below with the situations where a credit card customer would get charged. (Points: 2) Matching: Answer Potential Matches: : Annual fee 1: The credit card company requires a yearly payment for the right to use the card. 2: You use a new credit card to pay off the $1,000 balance on another credit card. 3: You pay your minimum payment one week after the due date. 4: You withdraw $500 from an ATM using your credit card. : Balance transfer fee : Cash advance fee : Late payment fee 8. Why is it important for people to maintain a good credit history? (Points: 2) So that the IRS won’t investigate them for tax fraud So that it’s easier to list the expenses on their personal budget So that they know all of the fees associated with their credit cards So that they have an easier time getting loans and credit cards 9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month? (Points: 2) No fees for cash advances A high balance transfer limit A low annual percentage rate An annual fee that can be waived 10. Match each of the credit card terms with its definition. (Points: 2) Matching: Answer Potential Matches: : Annual percentage rate 1: Number of days to run a balance before fees or interest are charged. 2: A listing of a person’s financial information and history 3: A credit card with money in a savings account to act as collateral. 4: The amount of interest paid on unpaid balances. : Grace period : Secured card : Credit report


Is there a place people can look up who has filed bankruptcy?


Auto Loan Question About Defaulting On The Loan!?

Well i did attempt to work with them in regards to the payments, they just did not care at all. I then went and tried to refinance with another bank…. but IM young no bank would touch it :/. I figure a judgement would allow the courts to decide. After all I attempted to work with them, I tried to refinance, I took all possible avenues in regards to the matter. And they even went further in making it so I could not pay the car, by shutting me out online, not allowing me to pay online, and charging me a 15$ fee every time i needed to pay.


Where can I find a legit loan?

I was curious as to why I got turned down for a loan at my bank. Then I ran my own credit check to find out that my FICO is 507. I reviewed the entire list and with one phone call I found that there were numerous (some identical) listings from the same collection agency. One conversation, with the collection agency explained everything. A doctor’s office had not submitted billing to my insurance company within their required time frame, 90 days. I can contest and have these items removed by proving it was the fault of the doctor’s billing department. I contacted the collection agency a few months ago but and they agreed to remove it but, its still there and I’m still getting turned down for credit. I also have a workman’s comp claim that was never paid by my ex-employer, I have just been getting the runaround between the employer, collection agency and the doctor’s billing department. I have a credit card that I was late on, but has been positive for the past five months. I have had some personal issues come up and had to miss three weeks of work. I also had to put money down to buy a vehicle when it became apparent that paying the down payment was more feasible than dumping more money into a vehicle that had so many problems. This has left me broke. I got into a payday loan mess that I need to get out of, that’s part of it, I want to add the remaining balance of my auto loan and a small installment loan that I have. All together I would like to get $5000. So there’s most of my situation. I need to get some funds together rather quickly. Does anybody have any legitimate ideas on how I can get the loan? If anyone wants to offer the loan and requires an upfront fees need not reply.


Credit Security Freeze and student loan?

Recently I added a security freeze to all 3 of my credit reports as a procaution due to something happening to me recently. I only want this feature to be on there for a few months. I am wondering if this will prevent me from getting my student loan now? I applied for it over a month ago though. If this prevents me from getting my loan what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I go about applying for a credit card when I have no credit established?

My name is Lester, and I would like to inquire on some feasible steps to applying for a credit card. My current age is 21, and will soon be a part time student/full time active duty service member (Navy, specifically). Presently, I have served 11 months in the military, and will continue to do so until I reach 4 years. I have never had a credit card, but have had a debit card for 5 consecutive years (having an approximate accumulation of 8 to 10 overdrafts). I have applied twice in the past, one of them being a normal credit card, and another for a student credit card for my year and a half being in college; both were rejected. I’m looking into applying again, but do not know where to begin. I make a decent salary for being in an entry rank, so I’m confident that paying off a credit card will not be a concern. I’m disciplined in financial expenditure and making payments on time. What I would like to know is, how do I apply for a credit card, without ever having credit? Does my owning of an ATM card or having a checkings account count as credit? Is there a bank that anyone can recommend? What are the steps to getting approved for a credit card? Please advise, your help is greatly appreciated. Thank you.


Looking for a unsecured loan?

Looking to borrow $5000.00 and to be able to pay back $200.00 a month, looking for a legitimate loan. Anybody know any.


If I file Chapter 7 bankruptcy what happens?

I owe the school and i have student loans. I know the student loans aren’t included but what about the money I owe to the school?


My x was suppose to file bankruptcy?

During our divorce and on the record in front of the judge I gave the house to the X in order for her to file bankruptcy, it was not written into the judgment but is on the recorded. Now I am being hounded by creditors because the X has not filled bankruptcy due to an inheritance she received after the divorce, plus she bought a house on land contract and has to have a mortgage within the next 16 months so bankruptcy would cause her not to be able to get the mortgage. However I am being garnished 800 a month because of this and I cant afford it. Is there anything I can do? The record shows we gave her the house with the guarantee that she would file bankruptcy.


Can you get arrested for defaulting on a payday loan?

I took out a payday loan about 7 months, ago and due to unforseen circumstances, I was unable to pay all of it back as it was escalating and escalating. I live in North Carolina. I just received a phone call from Mr. Arnold” of “LSU” saying that they have papers to file against for fraud and breach of contract unless I pay the balance up front. They gave me a docket number but I called the courts and they have no record of it


I have bad credit need a auto loan?

My credit score is 548 after a divorce, my income is six figures and looking for help where to apply so my score doesn’t go down any further.I have found online credit apps you get dealers calling and wanting to sell you a 2000 chevy for $10,000.Looking for some help please.


My debit card has been hacked by
a web site identified as
SFL14*crederati.com. Who are these
people?


Where can you get a FREE credit report?

Now, I’m not talking about a website where you are ultimately charged for some sort of package or program — JUST the credit report itself. Help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I afford an acura TL 2007?


Does anybody know the lyrics to the freecreditreport.com commercials?


What is the name of the process used by Payday Loan to help customers to get out of their Payday Loan debt?


How do I get an auto loan re-financed so I can get my co-signer off the loan (due to divorce)?

Have to get re-financed per divorce papers. Problem is the vehicle is worth less than I currently owe. I’ve tried every loan site out there and all negative.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I have too many Payday Loans out, and I need to get rid of them, what can I do legally to get rid of them?

I have 7 of them out, and am in way over my head, I don’t want to do anything illegal, but I am getting out of this way of life.


Credit Security Freeze and student loan?

Recently I added a security freeze to all 3 of my credit reports as a procaution due to something happening to me recently. I only want this feature to be on there for a few months. I am wondering if this will prevent me from getting my student loan now? I applied for it over a month ago though. If this prevents me from getting my loan what should I do?


Is there such a place to view my Credit Report without a credit card? For Free? I have a bill I am unaware?

I know people say you are allowed one free per year BUT do you still need a credit card to do it??????????


I have a really bad crdit rating.But I need a loan with no fuss?

I need a wesite that will give me a loan in the uk real quick.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loans suck what to do?

With insurance my car is half my monthly paycheck I’m 19 so I don’t make that much, I’m trying to get an account with navy fed but they won’t touch me right now because of my low credit score. How long do I have to pay on my loan until I can refinance? Or can I get a cheaper car life sucks 🙁 I feel trapped


When would be a good time to refinance my auto loan?

I am 20 and was approved for around 15k (2k down covering taxes, dealer fee, tag etc true cost 17k) auto loan on a 2010 car with 18k miles, certified. Anyways I got approved @ 6.56% for 5 years or 60 months.With a Major bank, Only have made 2 payments as loan is fairly new My credit union approved me around 9-10% Obviously I declined. I was thinking about refi with nationwide, how long typically should you wait until considering re-fi 20 Yrs old. No cosigner on my loan. $9700 Credit line with 3 major credit cards. $900 credit line as authorized user cards. around another $3300 in available credit through 3 GE cards 13k in deferred student loans, most sub. Debt-to-Credit a little high, for now.


What does it mean when a Certified Officer of the SUperior Court knocks on your door?

We owe money, we have a debt consolidation company as mediator. One bill slipped through the cracks & they want us in court (this bill would be paid in due time but because it’s larger it takes longer for the consolidation company to get to it). We were served last week. Today, the SAME guy came to the door. I lied & told him I was not my husbands wife but the dog sitter when he asked. He gave me his card. If we were served already, why would he be back?? We’re very confused. We plan on going to court because we have to, we have a lawyer & the debt consolidation company. We plan on paying everyone off but unfortunately the recession immediately lowered our income by 75%, so we had to do something like we did (debt consolidating). I’m freaking out.


What is the difference between an salary advance and a stipend?

I know a stipend is taxable but is an advance taxable too?


I’m upside down in my auto loan. Any suggestions?

obviously other than paying the loan more


Is 11.4% interest rate too high, or should I save $ to fix my credit?

I got approved for an auto loan from my credit union bank. The only thing is that it’s my first time actually purchasing a car, but I dont want to make any mistakes doing this. I want to make sure I’m doing this right and choose the right interest rate for my loan offer. I was wondering if 11.4% interest rate too high, or should I still search around? I do understand that the better your credit is, the lower the interest rate. Also, the monthly payment is $230/mo and the loan amount is $9600 for more info.


How to Get a Free Credit Report?

hi, Can somebody tell me is it possible to get a free credit report and scores?is there are website for that? I also need credit monitoring program.Please suggest me something.Thank you in advance.


Why do mortgage lenders need your Social security number?

They always ask for it, when I ask they say my credit and such, but what else do they look at? Can they see my previous jobs, the trips I’ve taken? What do they see when they look at my social? Thanks,


How do i get a personal loan for braces?

Is it possible to get a personal loan for braces? I might not have the best credit after having my daughter but thats the only thing. I really need them do anyone have any GOOD advise???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Whats a good % for a car loan?

I’m willing to put 50% down on a 3 year old car. If i go to a dealer what would or should i pay?


Credit Security Freeze and student loan?

Recently I added a security freeze to all 3 of my credit reports as a procaution due to something happening to me recently. I only want this feature to be on there for a few months. I am wondering if this will prevent me from getting my student loan now? I applied for it over a month ago though. If this prevents me from getting my loan what should I do?


I am pre-approved for an auto loan, how likely am I to get approved?

I have been pre-approved for an auto loan up to $15,000, my credit score is 710. I make fairly little, though, about $650 a month. My rent is only $230 though (basically my only bill) and I am trying to get a $12000 loan which is the total amount, this includes tax,title, and license. How likely am I to get approved for the loan? Some extra info that might need to be considered: I also receive scholarships and student loans which cover my living expenses and tuition but I am not allowed to claim that as income on the application. The $650 a month is what I make from my part-time job alone. My interest rate upon pre-approval was 2.84%, and my payments for the car would come to around $220 per month, possibly less. My father will be paying for my insurance. Thanks! Also, please no lectures about my finances, I am capable of understanding what I can and can’t afford, I just want to know the likelihood if everything is considered.


Best place (online) to buy a Harley Quinn Jacket?

The Jacket from Suicide Squad specifically. One with good quality and is close to the one in the movie. Preferably under $80 Thank you in Advance.


I am considering bankruptcy, not sure what chapter.?

I am buying a car but can’t seem to continue payments. I am in a financial bind, but it is my only transportation means. If I file a bankruptcy and want to release that debt owed on the vehicle, would the actual property be repossessed, or will they just discharge the loan? not sure how that works, but it is close to repossession as it is. What should I do!?


The correct way to pay off auto loan quickly.?

Credit. Payed off. Now on to auto then school loan. I’ve heard to just make a larger payment every month and…Or to send in regular payment and then week later extra money so the extra money doesn’t get put to interest. Which is correct?


What effects does bankruptcy have on a limited company & a unlimited company?




















































Auto loans for Disabled persons on Social Security?

Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I have $85,000 in medical bills, i have paid 45,000 + some credit card debt, should i file bankruptcy?

last year my wife changed careers, we risked no insurance for 2 weeks, i had a heart attack in those 2 weeks, almost $120,000 i am doing ok, i have depleted our saving, sold my 57 nomad, and cashed in my life ins., to pay the bills. these wolves still call everyday wanting me to increase my payment(to over $400 i have 2 different bills wanting this much) i cannot afford this


If i get a credit card, do i have to pay a monthly bill even if i dont use it monthly?

I really need the money right now. Im in school and low on cash. it will just be a temporary thing. im 18 btw. can i cancel the credit card after im done? Im with capital one bank if thats helps.


What percentage of a home loan do you need as a deposit?

I am aware that some banks offer 100% loans, Im just wondering what percentage of the total amount do most banks require as a deposit?


How do I get my credit score? Ideally for free.?

I recently got my credit report from Equifax, but there was no FICO score on there. Please let me know how I can get it for free.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

On maple story what the best way to get steel and bronze ores?

where to buy them? from players?


Where can I obtain free credit reports from all three companies on a once annual basis?

I know there is a government sponsored program that will provide free credit reports from all three reporting agencies once a year. Does anyone know the specific web site to obtain these or a phone number to call?


How can I check my credit score for free? And how bad do you think my score would be based on…?

When I was around 13 or 14, I owed the public library around $400 in fees and lost books. I never paid them. Though I heard that your credit doesn’t start getting effected until you turn 18, is this true? I also owe around $150 in hospital bills from 2 years ago, after 18.


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get a free credit report?

i need to find a website where i can get a a credit report for free, i already checked some website but many of them are spams and not secure and the others want to charge a lot of money. can some one help please?


What’s a good investment to make when you have $30K and you are only 22.?


Can I purchase two properties on one home loan?

My other and I recently got approved for a home loan and while looking around found a house we want to live in and also something we could use as a vacation spot for us to go all under the total of the loan. Could I purchase the two homes on the single bank loan??


I accepted too much loan money, should I just send it back?

Ok sorry if this is a stupid question, I’m new to student loans. I accidentally accepted too much of the stafford loan offered to me. I don’t want to hang on to this money I don’t need and have interest added, so can I just pay it back right away? Or can I not make loan payments until I’m out of school?


What is the best way to avoid student loan repayment?


Personal / Auto Loans for Fair Credit?

Does ANYONE out there know where someone like me could get a personal / auto loan? Or where there is to apply? I am looking for a personal loan for 25k to buy a truck. The problem is, it is a 2000 model with 79k on the odometer. Although it is a diesel, the banks dont want to finance one with that kinda mileage unless you have remarkable credit. My auto credit is perfect. Never a late payment in well over 6 years. That is with financing and trading in about 6 of them. The price ranges vary from 400 to 800 a month. The last one was an 06 Yukon we financed through GMAC with 0% for 60 month. I just paid off the 22k balance cash last week. Had I fount this truck sooner, I would not need the loan. I am looking for a company or bank that usually gives loans of this amount to people with a 650 credit score. Anyone????


What happen if you borrow tons of money and then leave the country?

say you borrow money from all cash/check places, payday loans, personal loans, opening up hundreds of credit cards and have the cash advance transferred. all within a month, to a fund over 100000 or more. and open a swiss account and deposit the fund, then leave USA and move to another country..like china, russia or somewhere where the government there wouldn’t give a rat *** about the US government.


A yaoi with some hot scenes in it?

I really like the S&M kind of stuff, and/or a threesome, you know somethinng totally erotic andhot. ;D and it’d be really great if it is something I can download off of Manga Fox or MangaReader!! ~thanks for everyone that answers!!:3


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a loan with bad credit?


What does refinance a mortgage mean?

I want to know what these terms mean because we are about to get a house and i keep seeing things about refinancing a mortgage. Also, whats home equity?


What will a CCCS do for my credit?

Apparently I should NOT use a Debt Consolidation company or a Credit Solutions.com but people are telling me to go to my local CCCS, but what will they do for me? Will they lower my monthly payments, will they hurt my credit? I am current on my payments but Im barely making ends meat.


Does money mart cash personal post dated cheques written to one self?

I’ve done a payday loan to pay an old back bill but now cash strapped till Friday. Want to get about $150 to get food and stuff till Friday. Will money mart cash a postdated personal cheque written to myself? Seems silly but worth the question.


What is the difference between APR and simple interest?

In laymans terms please!!!!


Will i lose everything in a chapter 7 bankruptcy?

my spouse and i have a house and 2 cars also several home furnishings. will they come in and take everything? can one person file?


I have no money! How do I raise 75,000 dollars for my business with bad credit or no stocks?

I need help ANY ONE WANT TO DONATE?


Auto Loan Approved but APR not mentioned?

The agent doesn’t looks like third party agent because his email address is from usccreditunion.org. I received a mail from the bank as well stating my credit score. I believe they have sent me because they ran credit check. The only thing he mentioned in the email is that if my loan get approved , then following conditions will apply as far as APR is concerned which are mentioned on the website: Auto Loan APR as Low as 36 Months Apply 1.74% 48 Months Apply 1.74% 60 Months Apply 1.74% 72 Months Apply 1.99% Source: https://www.usccreditunion.org/usccu/en/loans.php

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When filing bankruptcy is it possible to keep my house out of it and continue pmts on my own?


Personal loan from Priorityloans.org?

I was looking for a small loan to take care of a few extra expenses when I stumbled across Priorityloans.org which offered guaranteed loans for people who did not have such a high credit score like myself. Everything on the website looked fine and legit. I filled out a form I never gave them my ssn#. So I submitted my information then 24hrs later I get a call back from a blocked number. I call the gentleman back with the # he gave me. He told me they will give a $5,000 loan for $150 a month. But he said that they need me to send $900 before the $5000 can be released. Can this company be legit. I mean I never gave him my ssn # and he approved me for a loan. Secondly they called private. Thirdly I could not find any information about this company. Should I be worried?


Can people find out you have insurance through drivers license?

I just got a bill from my insurance company for charges that were added a year ago. It was from Planned Parenthood and I told them I didn’t have insurance and some how they found out that I did and billed me a four hundred dollar bill. I am just wondering how could they have found out that I have insurance through my drivers license and birth certificate. Is that even possible? If someone could how that is possible or what not, that would be greatly appreciated. Thanks.


When shopping for a mortgage loan…?

Is it a good idea to work with more than one company to find the best rate, or to work with one company at a time?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should I accept 8,000 dollars before tax on this used car?

Yesterday we went into a dealership and the salesman insisted that he bought the car for 8,500. He showed us a sheet from kelly Blue book saying its WORTH is 8,500. I realized this and starting arguing with the salesman. Me being only 15, he said things such as, Why am I arguing with a stupid 15 year old?” Then I told him to show us the invoice because he has nothing to hide since they bought it for 8


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly


Free background check. Where can I find one that doesn’t require my credit card?

Free means free” and that’s what I’m looking for.”


Does anyone know where to get a payday loan without having a bank account? ?

Is there any sites that send checks instead of wiring money directly to your bank account? I need a payday loan. I know all the bad things about these places and how much interest they charge so please do not leave any feedback regarding that cause i’m well aware. Any info as to where i can get a loan without giving out my bank account would be helpful. Thanks so much.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Wanted to know the difference between FHA morgage loan ?

i wanted to know the difference between a FHA morgage loan and a loan which is not FHA , looking for 15 year or 30 yearh fix refi loans


If you took out a loan for a car, and purchased a car with a loan, what is your collateral with the bank?

If you took out a loan for a car, and purchased a car with a loan, what is your collateral with the bank?


Accidental double presentment from banking app?

The other day I used my online banking app to cash a check, it said it had to be further reviewed so I cashed it at my bank. 3 days later, I look at my bank account and notice I had the exact amount in it as the check after I already have cashed it, and bought something online. Now my bank account does not have the full amount to give back to my bank, and I am scared and went to the ATM and took out the rest of my money. What are the possibilities of something happening?


Can you use a Belk credit card anywhere?

I needed some fast cash today so I went to Belk,applied for a credit card and got instant approval.I thought wow that easy huh.I asked the lady if I could use it anywhere.She say’s yes and gives me a temp number until my card comes in the mail.So I tried to use the card at the grocery store.It didn’t work.Does that mean I can only use the credit card it their store?If so is this the same for Marshals,Tjmax and Walmart?


Why cant i get approved for any credit cards?

something i never understood was, how are you suppose to build good credit, if no one gives you a chance to? if everyone gives the same answer of you dont have enough credit” then what do you do? Im 21 years old


How to get rid of Credit Card debt?

I have about 5k in credit card debt from like 7 different companies. I saw ads for credit card debt companies who compile the bill and help you out. I can barely make the minimum payment with the way the economy is right now and such. I am attending college and work part time. Are these companies legit? My mother told me that if I do that, the next 10 years of my credit will be bad. What can I do to stop the 40 calls a day I get for paying my bills?


Were can i get a credit report from?

i know i can get them online and such, but i’m wondering were can i get it other than the internet, maybe a local store, police dept. etc. were can i get one? that’s is not on the net. so dont say freecredit report. com and such, cause i know all of them, so can i get some help


What is the best credit card company for college student?


Does anyone know what the REAL FHA government Home Loan website is?

I tried searching for it but there are so many different websites and I dont want to get myself into any scams. Does anyone know of the real website?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Score 733. can i get a descent home loan?

15000.00 down 43000.00 a year gross(about)


Auto loans for Disabled persons on Social Security?

Hi i taking Social Security and i want get a car for buy here pay here I want to know if the take people how has Social Security to pay the car mothly


What does insurance claim address mean?

im trying to pay a medical bill online and they ask for claim address, does that mean my address or the address of the insurance company


Legit online loan for bad credit?

In a bit of a crisis that has to be fixed in the next week. I was wondering if anyone has had personal experience with an online loan? How did it go? Was it legit? Im lookin for 3, 000-4, 000 loan… pls no rude comments. This money is gonna help me and my son(3) and daughter(17mon) to survive aweful time. Childcare, vehicle, bills etc.


Can a credit score of 650 get an auto loan in 2010?

I am trying to prepare responsibly and I am getting mixed results when searching exactly how good/bad my score is. I do not want to walk into the dealership uneducated. I am looking at the Mazda 3 at around 16-17k. I have already purchased a car (15k) but that was in Oct of 2007. If my credit has changed its gotten better but with the way things are now I am skeptical. 2nd questions: Would it hurt my chances of qualifying in the future if I go down to the dealership and see if I qualify now if i can possibly get my credit up 15 points by april?


Can you file bankruptcy with state taxes?

Not me personally…but can someone file bankruptcy if they can’t pay state taxes? What sort of consequences beyond bad credit will happen…? Given they have pensions and social security….can they take money from those or is that solely a federal power to do so….?


Is there a penalty for paying off an Auto Loan too soon?

I want to payoff my Auto Loan 2 years ahead of time, will the Bank charge me a penalty for doing that? If so, how do they calculate that and do they have the right to do that?




















































What are the options for bankruptcy if my only income is supplemental security income?

What are the options for bankruptcy if my only income is supplemental security income?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does anybody know specifically what the posting CHECK CARD CASH ADV. PNC/ATA” could be on my online banking statement?”

I realize that this is a cash advance, and I also am certain that it is fraudulent. I just wonder if the code ATA” or “PNC/ATA” could mean something that might narrow down how this happened?”


What does it mean when you max out a credit card? What can it do to your credit?

Can anyone explain this to me? I will give points to best answer. I just need to know this because I’m thinking about getting a credit card. I know that some of you will say don’t do it” but I have decided to get one.”


Can I take money out of my paypal smart connect credit card?

I just got a credit card from paypal. Its not a regular credit card but a paper one with only an account number on it that can be used on paypal for online purchases. I want to take out a cash advance on this, is it possible?


Can I file bankruptcy chapter 7?

My car was repossessed 2 years ago. They auctioned of my car and want me to pay the difference of $3,000. I also have bills of credit card debt and utilities from the past 5 years that I just don’t have the money to pay. I work part time of 25/hrs per week. I still don’t have a car, its difficult for me to get around in the city without spending too much money on transportation. So with the collection agency coming at me with the car money, and all my other debt would be about $9,000. I make about 450/month. I really feel like the only option at this point is to file – since finding a second job is difficult. Will I qualify for chapter 7?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I get a free credit score if I don’t have a credit card? Besides free credit report .com?


Does the VA offer a 40 year mortgage?


My cerdit score is in the mid 550’s. Where can I find approval for an auto loan?


What are the options for bankruptcy if my only income is supplemental security income?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best way to pay for things in Bali?

Bank Card, Indonesian Rupiah, Credit Card?


Is monotoring your credit score a must?

Like should u buy a think and watch it every month. if so i was thinking of this company. think its woth it? http://www.selectidtheftprotection.com/


Is it a wise decision to consolidate credit card debt with a personal loan?

I recently graduated college and was unemployed for several months afterward. My savings, etc, quickly ran dry, and I began carrying a credit card balance to live. I’ve begun working (finally), but my credit card balance is quite high now. The interest rates on my two cards range from 11.9% to 16.9%. I’ve just finished paying for my car, so I now own it outright. The resale value is fairly high. I think I can get a personal loan through my bank to pay off my credit cards, especially if I use my car as collateral, at a rate of 8.9%. I’m sure these compound differently, but I just don’t know enough about it to compare the costs. So, three questions: 1 – Would it save me money (in interest) to pay off the higher interest credit card balances with a personal loan through my bank? 2 – Is it wise to use my car as collateral? 3 – Does a personal loan look better” on a credit report


Chapter 11 Bankruptcy – Semi annual Payment not Paid?

I have a person who I lease acreage of fruit trees to and they have filed chapter 11 bankruptcy. They had not made the semi annual payment that is now 10 days past due. What is my next step? Is there a time limit I have to wait ?


Ex Wife Files Bankruptcy: I loose my car?

The note for the truck was in both of our names that is why it was taken because of the bankruptcy. The gentleman who came for the truck showed me the bankruptcy order. I was not late on payments and had stellar history with the finance company for the nearly two years I had the truck. Had I known at the time that this was going to have such an impact on my credit, I would have sought help in 2006 however I’ve learned from this mistake and now simply need help on how to rectify this situation so I can restore my credit.


Where can i check my credit score totally free?

where is it free to check my credit score?


I cannot get a credit card no matter what i do. i have no credit at all. i never knew it would be so hard!!!!?


Payday Loans?

I was wondering if anyone knew a legit site that offers online payday loans? Most of the ones I have found say something to the effect of we will match you with possible lenders” but then they are all stupid prepaid credit cards and things like that. Please spare me the lecture on how bad it is to get a payday loan and how high the interest rates are etc. That’s not the question i’m asking. I already know all that just looking for a quick way to pay my light bill to keep from getting shut off. So if anyone knows of a site or has actually used one please let me know. Thanks!”


What are the options for bankruptcy if my only income is supplemental security income?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan, Student Loan, & Financial Aid Help?

I’m currently thinking of applying on all three this summer. I have a full-time job but seeking to replace with a part-time job to pay my bills and make room for school. I plan on applying for 2 loans: $10,000 for auto and another $15,000 on student loan. I have limited credit history of 8 months with a credit score ranging from 640-660 maybe even at 680 due to regular payments on my 2 credit card bills. I’ve had my current job for a year and a month but working here won’t get me anywhere that is why I decided to further my career by going back to college. I am also currently applying for my financial aid as a full-time student to help out with school’s tuition and expenses. I could probably deal with $400-500 a month payments for the two loans and I have minimal payments for my living and misc expenses. But would this be a good decision? I need experienced individuals to advice and give suggestions pls. Thank you very much!


Mortgage interest rate is 6.5% (conservative)…?

I dont know all of the financing terminology, but I was offered a 6.5% interest rate for a mortgage. They also gave me a conservative mortgage. This was explained to me but I still dont get it. maybe because the guy was talking to fast and every question I had, he spoke even faster. Is 6.5% good, not good? What is conservative mortgage?


Where can I get a cash advance using my credit card?


Hi i got 2 payday loans and i cant pay them what will happen to them if i cancel my bank card ?


How hard would it be for a 19 year old to get a mortgage loan?

Well, he hasn’t had his job for 2 years, only 1 1/2. That’s the part time job though, he’s pretty much guaranteed a full time job to go along with that. I’m not emancipated, but we are going to be married soon, so does that qualify me to sign? We do have enough money for a down payment and closing costs. He has about 20k in matured savings bonds, and I have about 5k saved up in the bank.


Wich bank offer you the best interest for a home loan??

Wich bank offer you the best interest and APR and all that staff for a home loan?? We would like to buy a house, so Iam researching about that, and i neede more info. please tell wich bank offers the best for the clients?? please help!!! I’m from Idaho. hablo espanol, si quieres escribe en espanol tu respuesta. thanks!!!!!!


Home equity loan and bad credit.?

Just inherited childhood home. There is no money owed on the house so its 100% equity. The house is worth at least $140k. My husband and I have bad credit due to medical bills because of husband’s disability. We would like to borrow $25k to clear up debt and do some repairs on house. We have steady income, same incomeb amount every month and direct deposit. How hard would it be for us to get s home equity loan for $25k with our poor credit?


What are the negative effects of filing for Chapter 7 bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My parents file for bankrupt will it affect me?

Ok so my mom bought a car under her name and mine, now she is filing bankrupt will it affect me? she is putting the car in the bankruptcy and if so can i do something to fix my credit


Does anyone know of an OFFICIAL online loan companies? Please REad!!!

I’m 18 years old and i don’t have much established, at least not to my knowledge. I’m in a tough binned and i need a personal loan of $1,000.00 Most of these online companies always redirect to another site, which does the same, so on and so forth. its really frustrating. i make 1,400.00 a month so I’m POSITIVE i’ll be able to pay the money back, i just need someone to give me a chance. if anyone knows of any OFFICIAL ONLINE LOAN PLACES that i may apply to please let me know. i would prefer known companies, companies that work with people, or a company that YOU have been to. please help I’m really in a desperate situation. and along with the loan companies, please tell me what i’ll need to qualify and to be approved. THANK YOU SO MUCH FOR YOU TIME!!!! SERIOUS INQUIRES ONLY!!!!!!! thanx


My sister has Meta banking with Acct Now online. Is there any online payday loan places where she can get?

a small loan? She has too old of a card for the acct now loans. She would have to stop all the paymt on her old Visa and put it on the new one. She just needs 300.00 if that till next friday. Serious answers only please.


Debt consolidation and auto loans?

is there any free not for profit company that i can uses to get my auto loan debt considilated so that i can get out of repossesion.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will declaring bankruptcy result in losing my home?

This is my situation. About 14 years ago my boyfriend (now my ex-boyfriend) and I bought a house together. We split up 4 years ago and he still lives in the house and I rent an apartment in a different town. Both of our names are on the mortgage – I tried to get mine removed but he wouldn’t go for it. Now he’s laid off and also going for back surgery in the next couple months and he’s not able to make the mortgage payments on the little amount he gets from unemployment insurance. He told me he’s thinking of filing for bankruptcy. If he files for bankruptcy and my name is also on the mortgage – does that mean I have to file also? I’m not rich by any means but I make enough to get by. However, I would never be able to afford to pay what I pay now and also pay the monthly mortgage – there’s no way. Does anyone know if it’s possible to file for bankruptcy and still be able to keep your home (i.e., bankruptcy for other debts such as bank loans, PLC, and credit cards). I believe if he didn’t have all his other bills to pay he’d still be able to afford the mortgage payment.


What are the options for bankruptcy if my only income is supplemental security income?


Does H&R block run a credit check for their holiday loans?


Where can I find information on the current federal student loan consolidation rate???

I see various rates online. Some as low as 4.7% but is there a government or official site with the information?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


The interest rate on an auto loan was 7 7/8% last month. This month, the interest rate is 9 3/4%?

How many percentage points has the interest rate increased? (please explain how you solve this problem).


Can an older person co-sign for something, without it harming their Medicaid and Medicare?

My grandmother has Medicaid and Medicare which she cannot afford to lose cause it pays for her medicine and doctor bills. If I had her cosign for me on a loan so I can get the loan to buy a house, will it affect my grandmother in having her medicaid and medicare? The house and the loan would be in my name, she would just be cosigning for it. Thank you to anyone who can answer this question for me. I live in Missouri btw, don’t know if my state makes a difference in my answer. Thanks!


My Friends Keep Being Eaten By Sharks???

I keep dreaming of disasters. First it was a tidal wave, and i saved my mum my best friend and a disabled 10 year old relative of ours. The second, it was a tidal wave that was moving really slowly, and i saved my friends but my mum died. But some sharks can through the wave, and were trying to eat me and my friend. I tried to protect her but one ate my friend. The next one, we were in London (recently been on a school trip there) and i dont know if this is significant but we were in a building which fel down a bit like the two towers. In the last one, 3 friends were drunk and i wasn’t and we went to the beach. But the tide came in and one of them got eaten by a shark!!! (By the way i know what the drunk bit is about) What does it mean???


10 pt, correct/check my accounting journal entry?

May – general journal 1 Invested $18000 cash and office equipment worth $8500 in the business 1 Paid office rent of $950 cash for the month 2 Hired a secretary receptionist at a salary of 2400 per month 3 Purchased $1450 of supplies on account from read supply company 11 Completed a tax assignment for j. lau and billed him $1750 for services rendered 12 Received a $3500 advance on a management consulting engagement with arch co. 17 Completed accounting services and collected $1350 cash from the client 21 J lau paid $ 900 for work completed on may 11 23 Paid 60% of the balance due to read supply company 31 Received a $ 215 telephone bill for May, to be paid next month 31 Paid the secretary receptionist $ 2400 salary for the month 31 Withdrew $925 cash for her personal use Debit/credit May1 Cash – capital – invested cash in business =18000/18000 may1 Office equipment – cash – purchased equipment for cash = 8500/ 8500 may1 Rent expenses – cash – invested in office business = 950/ 950 may2 Salary – note payable – hired employee = 2400/ 2400 may3 Cash – account payable – received from read supplies company= 1450/ 1450 may11 Account receivable – fees earned – performed service for j lau =1725/1725 may12 Cash – account receivable – received on consultation =3500/ 3500 may17 Cash – account receivable – collected from client =1350/ 1350 may21 Cash – fees earned – performed services on account for j lau earning= 900/ 900 may23 ?????? may31 Account payable – note payable – telephone expense=215/ 215 may31 Salary expense – cash – receptionist salary=2400/ 2400 May31 Drawing – cash – withdrew for personal use= 925/ 925


In the state of Illinois, can you lose your home in a personal bankruptcy filing?

comment on both types of of bankruptcy, 7 and …13 15?


How can i get my experian credit report?

I hear you can apply by paying a sum but not joining any body. is that right?


If I’ve never had a credit card howcome my credit score is 470?

I hear debit cards don’t count


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


What’s a good website to get a safe and secure payday loan?

AND NOT A SCAM???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do taxis normally take credit cards?

I’ve never taken a taxi before, but I’m getting picked up for the airport tomorrow. Do taxis usually take credit cards?


What are the options for bankruptcy if my only income is supplemental security income?


If we make roughly $35,000 a year, how much can we afford on a home loan?

Three years ago my husband purchased our current home with only his income for $50k and he was making only $10 an hour. This is completely affordable to us. Now though, we are looking at buying a bigger home as our family is growing. The home we are looking at is listed in the $80k range and my husband is making now $13 an hour and we could list my income as well, which is around $10 an hour. We do have some debt but 2 of our loans will be paid off when we get our tax money next year. Does this newer home seem affordable? Personally I think we’d have no issue paying for a little bigger mortgage because I know we will have those 2 loans paid off in a few months and listing my income as well would only help our chances of getting approved for more money, am I right? Let me know what you think. Thanks for all opinions.


Are there any secrets to getting low interest rates on auto loans?


How do I start a Mortgage Company?

I have 10+ years in automotive finance. I am looking into Net Branch” opportunities. I have a good grasp on the finance process


What are the pros and cons of car insurance?


Where’s the best place to refinance my auto loan? Who offers the best interest rates?

Anyone with previous experience out here who can guide me? It’d be greatly appreciated. I’m not even sure if I should refinance, I have like 22 payments left @ 9.5% {I had no credit @ the time}, but now my credit is excellent and would like to drop my payments a bit, some places only offer refi for 30 payments, I think I have no problem with that. But I’m not sure if it’s even worth it? What should I do? Where should I apply? I don’t want to mess my credit score up just by applying everywhere. Thank you!




















































Bad Credit Personal Loan with only Social Security?

Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can FHA(First Home Buyers) buy Foreclosed Auction homes?

Meaning can i a tend auctions and bid on homes with a FHA loan NOT cash… well my closing cost and 3.5% down.


I cannot get a credit card no matter what i do. i have no credit at all. i never knew it would be so hard!!!!?

well the deal on the auto loan is through a company called franklin finacial. the terms are 2 years 200$ a month. if i dont have insurance its 245$ a month. the car can be my choice. i can get a car for 6k. but they will only give me 3. so im keeping a eye out.if i got the secured card i would just use it for small purchases you know.


What happens if I get money after filing a bankruptcy?

Well I certainly didn’t and don’t plan on trying to put one over” on the court and commit fraud. I was just discussing it with a friend and we both wondered what would happen. I used to spend a buck or two on a lottery ticket now and then and when I filed


Private (Student) Loans?

I am looking for a private student loan or just a private loan that will get sent directly to me rather than my school. I am 19 years old and i have a steady job where i could easly make $100+ payments every month. I would just like some examples of any banks or lenders that will give me a loan for about $1500-$2000. I have a fairly good credit score and credit history, the only thing i am lacking in is the length of time i have had credit. Interest rates don’t really matter to me, i am just looking for a lender that will actually give me the loan. Will sending lenders copies of paystubs, w2, etc… help at all in their decision?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What’s in the envelope in premium rush the movie?


How long can I stay in the home after foreclosure in Minnesota?

My landlord has filed for bankruptcy about 2 years ago. The sheriff sale was 6 months ago. After the sheriff sale, the bank gave 6 months to live as the redemption period. Since I rent, can I stay longer than the redemption period?


How do i get a truly free credit report?


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

Starting January should I cancel this credit card 20% interest seems excessive to me? and the 20% is variable


What actions would cause the Statute of Limitations to toll” on an auto loan for the state of TX?”

The auto loan entered collections a while back and I am investigating if it is now outside of the SOL. I’ve been trying to find an answer to this by searching the Texas state statutes ( http://tlo2.tlc.state.tx.us/statutes/index.htm ), but have come up empty handed so far because my brain just isn’t wired to read legalese. If you can find the answer online, could you please link me to it so I can read it myself? Thanks in advance.


I need a loan of $1200. Not a pay day loan?


Bankruptcy question? lawyers, feel free to answer. It’s a legal mess?

My sister borrowed her fiance money to pay for his bankruptcy lawyer. He agreed to pay the money back and she has saved text messages verifying this. Since then they broke up and he has refused to pay her back. He says his bankruptcy lawyer told him that it is a violation of his bankruptcy for her to sue him for the money back. My sister says that this loan was not made part of his bankruptcy. Who is right? And if he is right is their any way for my sister to get her money back? By the way we are mn residents if that matters for state laws


Credit Question. Something that went in collection in 04 would it show on my credit now? What can i do?

I had a $190.00 bill go into collections from a phone company in 2004. Recently i recieved a letter insisting on payment. I can’t seem to find that letter now. Would this be on my credit report? I would have otherwise REALLY good credit without this issue on there. How bad would it affect my credit score? Also, any suggestions on making this collections issue go away and have it not go onto my credit report? Any suggestions, help would be appreciated.. Please don’t waste my time with answers like just pay it” or “shoulda paid it” I already know the obvious! 🙂 Thanks!”


I have bad credit but good rental history; how hard will it be for me to get a new apartment?

I got behind on my credit card payments during this last rental and I am going to be going back out in the rental market soon.


I am at default with payday loan. Can they put me in jail for that?Co. demand full payment -I cant pay all.?

pls advise


Considering bankruptcy but need opinions first?

Im considering bankruptcy but im a little concerned about loosing my car. I live in california and I have a 2003 mustang I looked up the sale price online and they said it was worth like 1000 bucks. In our state I read the exemption for vehicles is something like 2500 dollars. However im still worried they may decide to say the car is worth more than that. I have it paid off the front passengers bumper is very damaged to the point the headlight is blown out and the passengers rear end is banged up and the tail light is cracked. It got hit so hard there that I had to replace the axle. The car drives great still tho. Its got about 135000 miles on it. So I don’t know if they may take it? Does it sound like it may be exempt?


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will Asi Federal Credit Union Approve Me For a auto loan with a credit score of 546?

And if I’m approved, and the car I want is $5,991 will they still loan me the money even tho the price of the car isn’t that high ? Or do they loan you money for any car basically #Note I’m a beginner, I don’t have bad credit I just hardly have any credit, which I’m building right now, on my credit report from credit karma I’ve been paying all my bills on time will that even help ?? I’m starting fresh


Do I have to file foreclosure if I fail to pay a mortgage?

In Arizona you cant be sued for a deficiency balance…and I only have a first mortgage. Is it necessary to file for bankruptcy?


Should I move to an apartment BEFORE declaring bankruptcy?

I am about to leave my job so I have that safety net now but in a few weeks my job will be gone and I expect to have to declare bankruptcy as I am also going through a divorce and my wife does not have a job. Should I go ahead and get the apartment now with the hopes of finding a new job in 30 days or should I declare bankruptcy first? Any advice is much appreciated!


I can I get a auto loan with no credit on an $8,000 car?

I’m only 19, so I have no credit. Is there anyway to get a loan/money to buy a Jeep Wrangler from a dealership? – I have a co-signer (she has very little credit history). – I have no money to put down. Is there anyway of doing this? I know it sounds grim, but I need a car!


Would paying off a collection in full increase my credit score?

My credit is at 605 and i just paid a old collection that keep marking me every month as unpaid. Would this increase my credit score.


What are the four functions of a bank?


Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.


When you apply for an auto loan, do you get the same answer/amount no matter where you go?

I applied at my credit union for an auto loan and they gave me an answer of X amount. If I go straight to a car dealer about car financing/loans, will they give me the same answer of X amount? That being said, is it the same everywhere or do businesses/credit unions/banks each have their own unique judgement?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Self employed, what benefits can i claim?

im un employed and want to setup my own company. Im sick of being on job seekers allowance trying to find a job so I want to be self employed in my own company. If i setup my own company what benefits will I claim to support me till I start making money. I am turning 24 on 4th of january. I do not have kids Im single I dont have a disability What benefits would I be able to claim? I dont think im eligible for income support or working tax credit. Employment support allowance? I dont think im eligible for that either… im not sure on that. any ideas.. how im gonna live till my business gets going?


Should I pay off my vehicle loan?

I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.


Prepaid expenses – rent?

On November 1, 2010 Wenger Co. paid its landlord $25,200 in cash as an advance rent on its store location. The six- month lease period ends on April 30, 2011, at which time the contract may be renewed. Required: a. Use the horizontal model or write the journal entry to record the six-month advance rent payment on November 1, 2010. b. Use the horizontal model or write the adjusting entry that will be made at the end of every month to show the amount of rent used” during the month. c. calculate the amount of the prepaid rent that should be reported on the December 31


Where can i find info on home buying while on chapter 13 bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long does it take to rebuild credit after getting denied for a card? Help!?

Will this hurt my chances of getting a loan?


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?


How can you check your credit score for free online?

What is the fastest, easiest, free-est” way to check your credit score?”


Can I get Cash Advance from Bill Me Later?

As the title states – is this possible? I was looking on their site but didn’t see any information about it. I saw a few people mention it before on other websites but they didn’t say how it was done. Maybe I’m looking in the wrong section. Also, does anybody have the link where it says how much you need to purchase before you are eligible to pay up to six months? I was able to see it before but when I checked back, I couldn’t find it. I don’t know if it’s still available but again, I might be looking in the wrong section. Thank you for any help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i consolidate both my private students loans and my federal student loans together?


What is the name of the annual free credit report website?


What is the minimum credit score needed to receive an American Express card?


Calculus 1 homework help please?

If a snowball melts so that its surface area decreases at a rate of 3 cm2/min, find the rate at which the diameter decreases when the diameter is 9 cm. (Give your answer correct to 4 decimal places.) I’ve gotten a coupe things, and they’re both wrong…


Mortgage approval question?

My fiance and I were preapproved for a mortgage, found a house and now we are 9 days from closing. All of a sudden the mortgage company asks for her transcript from school and birth cert for our daughter. She graduated college a year ago and has been taking care of our daughter since. She got a full time job just before we signed the contract. Is this a normal thing to ask and does it mean there is a problem?


I can’t get a credit card because I have no credit score?

So, this doesn’t make any sense to me. I’m a sophomore in college and wanted to get a credit card just to start building up a good credit score. I was planning on just using it for groceries and gas (the same things I currently use my debit card for), and was definitely going to live within my means and pay off the balance completely each month. But…when I applied for a student credit card through Bank of America, I was denied because I have no credit score”. Well


Is there a consolidation loan to pay off payday loans?

I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan. Is there help for me? Once i can get these loans paid I can make the monthly pay’ts.


Why would personal liability insurance needs a credit report?

how does chapter 7 bankruptcy affect liability


What happens when I file bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I got approved for a $7000 car loan. Now what?

I just got approved for a $7000 car loan with my credit union. I have a blank check from them to take with me to a dealer. This will be my first time buying a car and I am completely lost. So I want to learn as much as possible. First of all, the lady at the credit union mentioned something about not telling the dealer I have a preapproved loan. That to lead them on about financing with them if I have to, and only at the very last minute do I say Okay here’s my preapproved check”. Apparently I should do this because the dealer will try to drive me into a car I can’t afford. But I don’t really understand why. I don’t know what it all means. I thought it would’ve made more sense to go and say “I habe $7000 period. I don’t want to finance anything more. What’s the best deal you can get me?” Why should I do it that way? Can someone explain? Second


Bad Credit Personal Loan with only Social Security?

I don’t have a co-signer and I am currently a student. I have a part-time job now but only make about $250 a month, plus my social security of $895 a month. I have a car payment now of $500.06 that is way too much for me and it’s about to be repo’ed. Is there anyway to get a personal loan and fast? I have an overdue payday loan so I don’t qualify for one of those. I tried thinkcash.com but was declined because of too many inquires on my creidt report…from trying to get a loan in the first place. Where can I go for help?


Sears/CBSD appears on my credit report. What is it? How do I get rid of it?

I called Sears and they have no accounts for me. I have also done research online regarding this account, but all that comes up are some debt consolidating websites. Nothing looks legit. It hasnt effected my credit in a bad way, I just can’t think of what it might be. Anyone have similar experience. Help is appreciated. Thanks.


If I’m living oversea’s and file for bankruptcy back in my home country can i get extradicted back home?

Debts spiraled out of control while i was living oversea’s, can creditor’s chase me still, what happens if i don’t pay these debts from my home country?


Can anyone tell me where to get help with my adjustable rate mortgage?

I have been in bankruptcy for one year and I need to refinance my home.Please if anyone knows the answer to my situation I am open for the solution.


Did i bankruptcy myself or the claimant bankruptcy me? if i can not afford to pay?


How can I raise my credit score quickly?

I was thinking of using my credit card to pay my monthly utilites and then immediately paying the bill. Will several months of this raise it?




















































Does Social Security count as income when applying for an auto loan?

Does Social Security count as income when applying for an auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

My credit score is 530, Is there any credit card company that will give me credit. I do not want to pre pay?

Has any body had a crappy score like mine and still were able to get a credit card? or wlamart card even? i do not want to have to prepay


How do I get a free credit report? (Australia)?


I am looking for info about repairing credit?

Is there any books or websites out there that will help me figure out how to repair my credit? I don’t have CC’s I am paying all my bills on time.. I have stuff on there from when I was younger that I would like to get taken care off and raise my credit score.. Any help would be awesome


Why is AMEX soft pulling my credit so many times?

So I was going online to dispute a few incorrect items on my credit report and I casually decided to look at the inquires and AMEX is pulling my report (soft-pull only) tons of times every month. I closed my regular credit card with them as I was a student at the time and didn’t really use it that much and didn’t want to have the available credit just sitting there for me and Have a corporate green card with them. Here’s the record of their soft-pulls: AMEX ACCOUNT REVIEW Date: February 14, 2013 , February 13, 2013 , February 12, 2013 , February 6, 2013 , February 5, 2013 , January 31, 2013 , January 30, 2013 , January 26, 2013 , January 24, 2013 , January 20, 2013 , December 28, 2012 , December 21, 2012 , October 15, 2012 , September 17, 2012 , August 14, 2012 , June 29, 2012 , June 23, 2012 , June 17, 2012 , June 14, 2012 , May 27, 2012 , May 26, 2012 , May 22, 2012 , May 12, 2012 , April 20, 2012 , April 14, 2012 , March 15, 2012 , March 14, 2012 , March 13, 2012 , February 17, 2012 , February 13, 2012 , February 11, 2012 , February 1, 2012 , January 31, 2012 , January 28, 2012 , January 14, 2012 , January 11, 2012 , December 18, 2011 , December 14, 2011 , December 13, 2011 , December 12, 2011 , December 2, 2011 , December 1, 2011 , November 27, 2011 , November 24, 2011 , November 16, 2011 , November 15, 2011 , November 14, 2011 , November 12, 2011 , November 2, 2011 , November 1, 2011 , October 28, 2011 , October 27, 2011 , October 15, 2011 , October 14, 2011 , October 13, 2011 , October 1, 2011 , September 28, 2011 , September 14, 2011 , September 12, 2011 , September 2, 2011 , August 30, 2011 , August 16, 2011 , August 13, 2011 , July 28, 2011 , July 27, 2011 , July 13, 2011 , June 25, 2011 , May 17, 2011 , April 25, 2011 , April 8, 2011. • AMERICAN EXPRESS Date: January 30, 2013 , January 26, 2013 , January 20, 2013 , December 15, 2012 , November 15, 2012 , August 15, 2012 , July 25, 2012 , July 15, 2012 , June 30, 2012 , April 28, 2012 , December 28, 2011 , December 16, 2011 , September 14, 2011 , April 26, 2011 , March 29, 2011 , March 14, 2011 , February 2, 2011 • AMERICAN EXPRESS Date: January 2, 2013 , November 1, 2012 , October 1, 2012 , September 4, 2012 , August 1, 2012 , July 2, 2012 , June 1, 2012 , April 30, 2012 , March 29, 2012 , February 29, 2012 , January 27, 2012 , December 29, 2011 , November 29, 2011 , October 28, 2011 , September 29, 2011 , August 29, 2011 , July 29, 2011 , June 30, 2011 , May 27, 2011 , April 29, 2011 , March 31, 2011 , February 28, 2011 • AMERICAN EXPRESS 2 Date: January 2, 2013 , December 5, 2012 , November 8, 2012 , October 11, 2012 , September 5, 2012 , August 2, 2012 , July 3, 2012 , June 4, 2012 , May 3, 2012 , March 30, 2012 , March 6, 2012 , February 2, 2012 , January 2, 2012 , December 5, 2011 , November 4, 2011 , October 4, 2011 , August 2, 2011 , July 1, 2011 , June 6, 2011 , May 3, 2011 , April 29, 2011 , March 30, 2011 , March 7, 2011 , February 28, 2011 , February 2, 2011

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I rang my loan company and they gave me details about my dads loan?

Hi i have a payday loan with wonga, and i rang them to talk about my repayments. They asked my postcode adress name and DOB, so i gave them all of this and the person on the end of the line said i passed data protection. However, when i come to talk about my debt i say i owe £261 and he says, you are aware your loan is over £1200 right? So i say no i think your mistaken, this is my fathers account there are 2 loans at this address. He obviously didn’t do data protection properly so i doubt he can even set up a repayment plan that he offered. Now, I’m thinking of getting legal advice for me and my father… can we sue them or blag them and get our loans written off?


What is the best way to increase my credit score to 750?

I have a $200 credit card and paying a monthly $15 plus the 12% APR. How much credit points does it give me each month? What is the best way to get a quick credit score of 750 within a year? Will getting a credit card with $10,000 limit and pay the 12% APR and monthly payment for it? How much credit score points will it give me for it?


Please help with credit cards?

My two credit cards are paid on time, but I am thinking of canceling the one with the smallest amount. due to some cell phones bills problems in the past, i wanted to know what’s on my credit. Can you please tell how to check my credit accurately online. thx


Does Social Security count as income when applying for an auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get al 3 credit scores for free?


What credit card starts with 5405?


Where can I get a credit card with no credit or cosigner?

No one in my family wants to cosign for a credit card. however my grandfather did sign for me a new car its about a $18,000 loan but his name is first on the loan. Some people have told me since his name is first that it will not build my credit. i am 20 and really want to start working on building my credit. help please?


Im applying for a loan , whats the best thing you can say your loans for ?

debt consolidation ? car ? home improvements ?


Should I file for bankruptcy?

Has anyone in my age group age 70 plus ever file for credit card debt-bankruptcy. I just wonder because of my age and such.Most life insurance will not let me buy one, but it again because of my age. I owe 15,000 to credit card. I do not have any assets over 10,000,any advice is welcome thank you. John


Mortgage co-signer dies – what happens?

My mom is going to co-sign for a mortgage for me. She was wondering what would happen to the mortgage if she died. Would the mortgage be half paid or would I continue to pay as usual? Would it make a difference if we were both owners?


Question about debt collection agency and filing bankruptcy?

about 7 years ago i co-signed for my friend’s student loan (yeah i know it was very stupid thing to do, i was young and i didn’t know better) and friend disappeared now and they want me to pay for it. with interest now it’s up to 110K, and file got transferred to debt collection agency. now the debt collection agency wants me to pay 55k. I have no job, car, or house, i have nothing under my name. if i file bankruptcy, could i get out of it? i heard even with bankruptcy i still have to pay student loan. any kind of advice will be appreciated 🙂


Catch 22 w/ debt consolidation, need help?

about a year back i started to feel the strain of the economy, and started to fall a little behind with bills. I landed a great paying job and was about to catch up with everything. Then I got laid off and lost everything. Since then I’ve tried to find the best solution to rebuilding everything, starting with a good job. I now have that, I net approx $3k a month with a raise on the horizon as well. I’ve call my debt collectors and worked out a pay off for my 2 larger (and really the only ones that matter) debts. Between the 2 they would equal about $35k, I can settle for about $16k. Other than another few $k here and there that’s it. But because of the job loss and credit loss to ensue, my score is now sub 500. I already went to my credit union to try and consolidate and got an instant(literally) no, because of the score and debt amount. That doesn’t seem to make too much sense to me. I guess I need opinions on what to do. All of these programs I’ve looked up are geared towards credit cards, which I don’t have. Nor do I want to file bankruptcy, or even think i can with my income. THANKS IN ADVANCE!


Does Social Security count as income when applying for an auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best loan to get with perfect credit?


What is the reason why people hate payday loans?


Whats the deal with all the commercials with pirates in them recently?

the sloman shield, optimum online and freecreditreport.com are just three of the many new commercials that have pirates in them? Is this a new fad? Is the puffy shirt” going to get popular like in Seinfeld?”


Is it possible to get an SBA guaranteed Loan from a bank if I had a discharged BK in 2005?

I am looking to open a business and looking for help from the Small business development center nearest to me to help me write a business plan. I had a Bankruptcy in 2005 that was discharged in early 2006. Is it possible to get an SBA back loan with a bank to help me start my business still? I would like to try and get an SBA 7A loan or brick and mortar loan to help me buy and build a self-service mechanic shop with about 7 bays and an office attached. It would be the only one of it’s kind in the city I live with over 300,000 people.


Can i be denied for this credit card?

i just applied for a citi mtvu student credit card several days ago, and got denied for no credit history. So, now i want to apply for a discover student credit card. do i have a good chance of approval? dose it matter if i have a saving/checking account or not? or should i go for a prepaid credit card?


Need a payday loan asap?

Want to call and talk to some one not just put my personal info on the computer.


a good cash advance company”?”

Hi. Is anybody here knows a website or a company where you can have an advance cash without much requirements? such as employment verification? Or one that is good for a self employed person? the cash im looking is like $500 less.


Has anyone used oasis legal finance?

I am waiting to settle a lawsuit, and then got laid off. I was thinking of using Oasis Legal Finance. Anyone use them? How responsive are they? How long does it really take? and was it a pain for your attorney?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would chase bank approve me for an auto loan?

I’m 20 years old in the Army with 9000 in student loans and a credit card that’s paid off. I have a 700 credit score. Lookin to get a 24000 auto loan and I heard bank loans were a better place to look than financing through the dealer. I bank with chase and they seem pro military. What are my chances to get approved without a cosigner


I defualted on a online payday loan becuase i had to close my account what can they do to me?

I had to close my account becuase someone was stealing money out of my account. I emailed the loan company saying that i would pay them soon as i can but my account was empty i had to close it. i didnt hear nothing from them so i thought it was ok. But today a lawyer called my job! i wasnt there yet but my boss told me. What actually can or cant they do to me?


With parental consent,can a 16 year old have an American express credit card?

I know you must be 18 to have a card on my own but some company let a 16 year old have one if he has parental consent.What about American express? And,I saw a guy says that I cant have an American Express credit card since I dont have other credit card at all that I have to wait at least a year to after making my first card to get the American Express card. Is this true? thanks


I dont have very good credit, Where can I get a loan?

I need a smaller loan around $2000 give or take. Idon’tt have very good credit and Idon’tt have a checking or savings account, I do however have a prepaid master card from H&R Block. Is there any way for me to get a loan? Even a payday loan?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Difference between a mortgage and personal loan?

I need a small amount of money < 10k. What is the Difference between a mortgage and personal loan? How do i decide which one to apply for ?


Does Social Security count as income when applying for an auto loan?


I want to know if and where I can get a bad credit loan?

As the title says I’m looking for a auto loan I’m not concerned whether it is a unsecured loan or a used car loan.I’m currently looking at a vehicle for 5k I have 2k cash to put down. My experian credit score is 586 equifax is 595 is this a possibility for such a low loan amount? And if so can anyone direct me to a loan company who will help me in my situation?


If i file for chapter 7 bankruptcy?

Can I keep my vehicle if I am still paying on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need Mortgage Refinance advice please!?

I need to refi my house as my rate is jumping up. I have a 632 Fico score. The only reason my score is low according to Equifax is my debt to income ratio. I have no negative open accounts period. Everything is paid off. It says payment history is Very Good, Ammount of new credit Very Good, Length of credit history just Good, and Amount of debt Not Good. The only thing I have that is a huge debt is my Mortgage which I have NEVER been late on. As a matter of fact I have no late payments on my credit at all. I have one credit card with 750 on it and have a 950 limit, a joint auto loan owing around 17000, and Home Depot with around 1300 owed on 2200 limit. My Mortgage is 230,000 on a joint loan as well. Please give me your best advice. Should I try to better my score by paying down my cards? Or should I go in now and try to refi? Thanks in advance………………………………


Do you have to take out a mortgage in order to buy a house?

A friend of mine and I were talking about first time home buying and she asked if you have like $3-$4 million dollars, do you have to take out a mortgage loan in order to buy a house? Or can you just buy a home without the mortgage and banks and stuff? Can you provide a source or link please? Thank you


How soon after closing on an FHA loan can I get a car loan?

My husband and I are closing on a fha loan on Wednesday. How long after closing should I wait to buy a slightly used car? I know not to do anything in til we have closed but after that can I apply for a car loan?


Whats a good website for checking your credit score from all three reporting bureaus?


Can a home be removed from chapter 13 bankruptcy if not yet discharged?


What do i need to get a home loan?

i sold my home on a short sale 2yrs ago, got divorced, and do not know what my credit looks like. so what steps should i take to get a home loan?


How do banks investigate online credit card fraud?

If a credit card has fraudulent charges to a online company that sells gift cards.Then the charges get reported to bank by the card owner.Will the bank contact that company even if that online company does not have a number to call,only contact is email.


What does APR mean for credit card?

ima applying for a credit card and I dont understand interest rates and the APR, im new to credit cards


What are my options for keeping my house?

A little over a year ago, I signed a contract to purchase my house with seller financing. I was to pay the seller a monthly mortgage, and at the completion, I would have the deed transferred to my name. In the meantime, I have possession of the house, and am responsible for upkeep, just as if I were purchasing from a regular bank. I had recently been divorced, and had some credit issues which kept me from qualifying for a good mortgage, which is why I went this route. Since then, I’ve paid the mortgage payment every month, as per the contract. I’ve spent several thousand on upgrading plumbing, insulation, paint, etc. Now I just received notice from him that he’s filed for bankruptcy, and will be losing the house in the bankruptcy. In addition, he has been taking the mortgage that i’ve been paying, and not paying the bank, so they’re sure to foreclose on the house. My credit still isn’t at a point where I can get a mortgage based on everything, so I need to know if anyone can tell me what options I have. I know now that I should have been more careful with it, but I was excited at the prospect of owning my own house, and skipped some steps. I realize its probably a losing battle, and I will have to move, but I also want to be prepared for anything. Should I continue to pay the monthly mortgage to him, even though he’s not paying the bank, just because it’s the right thing to do, and I want to fulfill my contract, or should I just sit back and wait until the time comes that I get a notice on my door? This is totally new to me. I’m in Ohio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which cash payday loans are good and accutaly work and able to get cash loans right away?


Does Social Security count as income when applying for an auto loan?


What is a absolutely free sex site no credit cards required?


Is it easier to get an auto loan or to finance with a dealership?

Are there differing requirements, such as current debts, income, etc.?


After Chapter 7 Bankruptcy, is it better for my credit to let the bank foreclose or try and sell my house?

We might be able to sell it for what we owe or sell on a short sale, but would it even make a difference on my credit after a Chapter 7?


Will declaring bankruptcy effect my Medicaid status?


Does anybody know of a lending source that does not look at credit report,but goes off employment verification

My credit sucks,negative reports on credit, but i make about ,3000 a month,is there hope!Or do i take it hood? Oh buy the way no payday loans,not going to help. peace!TROOPS OUT THE MIDDLEEAST!PEACE AGAIN.




















































I lost my social security card with my state id number of months ago?

I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Please help with credit report at www.annualcreditreport.com?

and lost internet connection in the middle of it. I got my credit report number but I don’t know what to do with it so I can get back to the page I can print. Can anyone help?


What happens if you don’t pay back an online payday loan? Can they criminally prosecute you?


When is a great time to refinance an auto loan?

This month makes 7 months i have had my car 2014 Nissan Sentra. Got financed from the Nissan motor acceptance corp im 22 this is my first new car purchase and they financed me because they have a first time buyer program. Is it a good time to refinance or wait? Im finaced for 82 months payments $397 interest rate 15%


How do i contact chase bank about a past auto loan?

I had a past auto loan through chase bank and I refinanced that loan with my personal bank. I also had gap insurance for that loan that was paid off early. I am trying to recover money from the unused portion of the gap insurance.I need letter from chase showing the loan was paid.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?


Is there actually a way to see your credit score online for free with no credit card or subscription?


Loan Advice?

I need cash quick like by tommorrow. Does anyone know anything about these payday loans that get deposited into your account overnight? I am a little nervous about this so any advice would be helpful. Thank You


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does it take a credit card payment to go through?

I’d be paying online, like a transfer from my checking to my credit card


I need help with a networking homework question?

Case Project 4-3 Six months later, First National Bank has successfully consolidated the networks at its original location and at its new acquisition. One day, the bank’s loan officer calls you for help on an urgent problem. He cannot connect to a loan provider’s Web site. When he tries connecting to the site, called www.loansandmoreloans. com, the message he receives is “Alert! www.loansandmoreloans.com could not be found. Please check the name and try again.” He assumes that the loan provider’s network is down, but he wants to make sure the problem isn’t something he could fix, because he urgently needs to access the site. As you know, other things could be causing this error message. Given what you have learned about TCP/IP networking, suggest two other reasons why this error message might appear in the loan officer’s browser window. Then describe two specific commands the loan officer could type at his computer’s command prompt that would help you and him narrow down where the connection is failing. Which of these two commands would you try first and why? I can’t think of the reasons on why the error message appearing. But I think I know one of the commands that can be used for the command prompt. I think this is one of them but not sure if this should be first or second: ping www.loansandmoreloans.com I would appreciate it if you can provide me with the other answers. Thanks.


How hard is it top get an auto loan with little or no credit?

Just turned 20 and my ’95 Volvo has stopped running. Looking to buy a car. I have 2000 saved up. Rake in about $1000 to $1200 a month from my job. However, I have little credit build up. How hard would it be to get an auto loan? Thanks


Can I check on the status of my bankruptcy case?

I have a feeling my lawyer is pulling my leg because it has been over two months since we filled and he says we still don’t have a date for the meeting, Is there a way I could check up on the status of my case? He said he did it early august and still nothing, not even a date, is that normal?


What type of interest rate would a 638 credit score get?

Looking at a 350,000 home with 110-120K down


What type of people benefit from a credit card with no annual fee, but a high interest rate?


Can my bankruptcy effect my ability to get a job?

I have a job interview on thursday for a large private company. They do a criminal background and a credit check as part of their hiring process. Last year, I filed for bankruptcy because my husband lost his job and despite all the money we had saved we were not able to keep up. In addition, we had just had a baby and our hospital bill was huge due to being underinsured. We were not able to keep up, and filed for bankruptcy. My credit score is in the high 600s right now, and I have only 2 negative marks on my credit besides my bankruptcy. Do you think they will not hire me because of this?


What happens if you don’t pay a payday loan?


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if you cant repay an internet payday loan? Can they get your paycheck and keep the funds? ?

Can you be arrested?


What is the best Mortgage to get if you want to Renovate a house?

Me and my girlfriend want to buy and renovate a house. We want to get a mortgage that rolls in an extra 50 to 65 thousand dollars for renovations. Does anyone recommend a specific program or lender? (besides the FHA 203k)


Can you get approved for a debt consolidation loan with a credit score as low as 550?

Reply to Go with the flow: lol No, no no. I haven’t put myself in debut I was born into it lol. The penny stocks were just an inquiry for me to begin learning how the stock market works (to possibly invest one day). I grew up poor and had debut collections before I ever had a career or any positive credit. Now I have a good career but my credit recovery is going to slow. I’ve i had about 4k I could pay all my debut and my credit would be good (for the first time in my life). Then I’ll think about investing (in my 401k at least). I wouldn’t deal with penny stocks now anyways. If I ever do invest I’ll use better stocks and nasdaq. 😉


Is aliexpress a safe website?

I want to buy this one http://www.aliexpress.com/store/product/Anime-Hetalia-Axis-Powers-Cosplay-Hetalia-Axis-Powers-Hungary-Uniform-Female-Cosplay-Costume-High-Quality-Freeshipping/206159_501591449.html This is going to be my first time buying so im worried about the quality of it.


Bad credit need a loan asap?

My boyfriend and I have bad credit and we r trying to get a 4000 loan to consolidate our debt or get ride of it. BOA and Commerce isnt helping. Anything else we cud try? thanks


Car loan debt settlment?

My lender wanted to repo car as loan was discharged and I owed them payoff. I was able to negotiate a settlement whihc is wholesale price of the car. I have two choices. First declare bankruptcy ch 13 and keep this car. I actually woul dlike to keep this car since it is almost new and good. Or, local dealer who is a friend of the friend can buy it for me at the settlement price because it is a wholesale price and it is a good price. How will settlement affect my credit? Will I be better off going ch 13 and keeping the car or getting rid of it an not being able to buy a car for another year since I am a student? I need a car to commute. Also, I don’t really have any other debts. Need to make decision within a day or two.


How can i know what credit score do i have?

is there a website where i can get free credits scores? also what is the purpose of credit score?


How can i get multiple payday loans at one time?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Think the payday loan place would go for this?

I have a $450 payday loan out, and I’m caught in that pay back-and-borrow again trap. I don’t see an end in sight. I was thinking of defaulting on the loan and asking if they’ll take weekly payments in lieu of cashing my check. Maybe $25-$30 a week? I know this is bad for my credit rating. I’m not asking about that. Is anyone here familiar with the industry, though? Do you think my plan is something they would agree to?


Has anyone had any luck getting a person-to-person auto loan from Capitol One with poor/bad credit?

I have heard that Capitol One approves auto loans for people with poor credit for purchases from a private seller. But I don’t want to apply and get denied, which will damage my credit even further. Can anyone give me any ideas about this or know of any companies that are guaranteed to give bad credit auto loans to people who want to purchase from a private seller, not a dealer?


Would this affect my credit?

A little over a year ago I was offered my first credit card from Capital One. I was so excited to get one that I signed up before reading the fine print that it has an annual fee. So before the one year anniversary of having this credit card, I decided to cancel it so I wouldn’t have to pay the annual fee again (at this point, I hadn’t used the card for months). A month later, they sent me a letter saying my account is still active and that I now owe an annual fee. I called them immediately and explained the situation, they agreed to zero out my account and close it but informed me that I might still be receiving a letter saying I owe money and to disregard it. Soon I was receiving my 5th notice on the annual fee I owed and now I owe several late fees as well. I was furious and called them once again. This time, I asked for a confirmation number with the representative’s name, etc (I should’ve done this in the first place, I know). Though my credit is still very new, I’ve opened several credit cards since opening that first one and have paid them all in full each month. So now I’m afraid that since I supposedly were late” on payments several times on this card that it would affect my credit. Does anyone know if it will? And if so


How can I file bankruptcy on a forclosure?

Last year my husband and I lost a home we purchased about 3 years ago. This house was to be an investment. We remodeled the entire house and completed just as the market crashed. This past March the house was foreclosed on after being on the market as as short sale for 2 years. We want to file bankruptcy because this ruined our finances. We still have our home we live in but we now have 2 creditors suing us. How do we file for bankruptcy and include the taxes we will probably be charged for the house we lost in March 2010?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Whos the guy ON DRUMS” from the freecreditreport.com commercial?”

http://www.youtube.com/watch?v=k4hFb2A2ICc http://www.youtube.com/watch?v=Ftq2S89qRG8


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?


Best way to obtain credit scores?

I am FINALLY in a position to make some positive moves and work towards cleaning my credit up. But before I start on this journey I would like some feed back on what is the best way of obtaining my and my wife’s credit info. I’ve heard that for a nominal fee you can contact the 3 major bureaus and have them send you reports. Is that right? What are the benefits to being a member of free” credit report sites? Are the services worth the fees?”


Is interest from a private mortgage deductible?

We set up an amortization table to calculate the interet paid each month. How do we go about getting the loan recorded to consider the property securing the loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If two people take out an auto loan, can just one be on the registration?

If a husband and wife take out an auto loan in California, can they make it so that just one of their names is on the registration?


How long after the IRS approves your refund do you have to wait to recieve it?

I got a txt from H&R Block saying that the IRS has approved my refund and ill get another txt when my money is loaded onto my emerald card. How long does that usually take?


Payday loan and bankruptcy?

If I include a payday loan with my bankruptcy, can the company still take the money out of my bank account?


Secured loan Vs Unsecured loan?


I have bad credit but good rental history; how hard will it be for me to get a new apartment?

I got behind on my credit card payments during this last rental and I am going to be going back out in the rental market soon.


550 credit score getting me nowhere in life.?

I’m 22 years old and currently trying to buy a house with my fiancee. I have a few negative items on my credit report that have been paid but are still crushing my score. Two of these items were medical bills for $400 dollars. They went into collection through a company by the name of Escallate. As soon as I became aware of them on my credit report I quickly paid the debt. They marked on my credit report that I paid the accounts, but did no remove it completely from my report. I called them today asking them to please remove it from my credit report and they said they dont remove, and that I could call Transunion, Equifax, and Experian and ask them to remove it through a dispute. How do I dispute a debt that is obviously not really disputable since I paid it and all that stuff? I need this off my credit report desperately and I dont have 7 years to wait. My fiancee and I are expecting a child in August and need to purchase this house. Any ideas?


What mortgage company gives the best interest rates to someone after bankruptcy?

and…. if you don’t know of a bank to refer me to, please don’t bother answering. the 2 answers below are useless.


I want to build my cradit score how can i make that?

hi! i want to know that how can i make my credit score??i am 19 years old and i got my first Debit card when i open a bank account 4 5 months ago.And i apply two times for a credit card but they denied that they said you didnt have any credit score.So what can i do in this situation??any ideas.And is debit card build your credit score??


Where can i get a real free credit history report?

i visited anualcreditreport.com it asking me my credit card info. for a $1 fee it says the fee is gone refund later. I don’t want give my credit card number if its free why i asked my credit card info.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I recently filed bankruptcy, will my papers come in the regular mail?

I am moving to a different address and i’m wondering if that address change will affect me getting my discharge papers. I changed it with the USPS but what if it comes by FEDEX or something?


I lost my social security card with my state id number of months ago?

i already requested for a new one and had them already.. now am worrying that some might use my identity since a i lost it together with my state id in my wallet.. what should i do?


How can I get a debtor to remove a settled debt off credit report?

I filed my taxes today and included a 1099c form for a credit card debt of $10,107. Now that this debt is paid, how can I get the credit card company to remove this from my credit report so my credit score can go up. All of my bills are paid on time and I only have one debt left that is a positive on my report. My goal is to be debt free and buy a house this year.


Is a credit card with 23.24% APR normal for someone in their early 20s?

Is a credit card with 23.24% APR normal for someone in their early 20s? I have my credit card, auto loan, and checking account thru Chase. My car loan is only 7.17% APR and I’ve had it for nearly 2 years (always making payments on time). I’ve had my credit card for nearly 6 months now and have always made full payments on time. I can understand why it was 23.24% APR to begin with since this is my first credit card, but 6 months later the APR remains the same. Will the APR remain the same forever? Do you think now that I have credit card history I can apply for a different card and get accepted for a lower APR? Paying off the card is not a problem due to me paying my full amount owed every month. Thanks in advance!


How can I check my credit score for free?

I can check my score through a credit card I have but I remember last year I got it checked for a loan and it was actually higher than what my credit card statement said… (it was in the same month) So I am interested in finding out a way I can see it now… Any help?


I need help really bad! Where can I find/contact loan shark in Boston area.?

I am looking to get a loan from a company or someone in the United States. I don’t need any scam. As I am a serious borrower. thank you very much


What’s the cheapest yet best way to file for chapter 7 bankruptcy?

Some one advised me that you could go to court and they have a particular department which guides you through the filing process at a very low cost. But cheap isn’t always the best but I also contacted several attorneys and the going price is $1,500 or so. Any advice?




















































Secret Security Clearance and Financial Problems?

Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How many points can your credit score come up if you pay 5,000.00 towards a 15,000.00 debt?

my credit score now is below 600 and i want to pay off 5 credit cards at 1,000 each and want to know how many pionts that would bring up my credit score and how long it would take to show the difference on my credit report


Where can I get a personal loan for 2 grand?

I dont have bad credit I just have only had credit for about 6 months so my score is only at 645. I have no rent to pay and I make between 1000-2000 a month. I dont really have a decent cosigner I wont have any trouble paying the loan back in next couple months because Ive got car accessories to sell as well as college semester ending and I can work much more. Is there anywhere I could get a 2000 personal loan or possibly 2 1000 dollar loans from different places? yes i realizew tht would mean twice as much interest.


My mortgage company is not sending a bill… what should i do?

On the last 2 years they switched me banks 2 times… i started whit ameritrust then Wamu.. and now chase.. they are giving me wrongful information about my payments.. i been going thru a loan modification last time i send my hardship affidavit they quit working whit me.. my interest rate was 9.9% and no escrow.. and now ikd…


Can i get an auto loan for a 2000 year car?

i found a car i really want that costs about 5k. i have the money to buy it but id rather put half down and finance the rest. the dealer doesnt finance. i have good credit and im 19 years old. will my bank give me a small loan for this? by small i mean 2000-2500

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How will bankruptcy effect my car loan?

I am a co-signer for a car that is in my possession however the other borrower is going to file bankruptcy. How will this effect me and will my car be taken away?


Where is the best web sight to get a credit score?


How does having multiple bank accounts affect your Credit Report?

What happened specifically was, I had opened a 3rd banking account, and that action was listed under Potentially Negative Information” on my Credit Report.”


Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can pulling your free annual credit report negatively impact your credit score?


What’s considered a good APR for your credit card?

I’ve been with my bank for 8 years, and I’ve got about 11k in available credit. They currently charge me a 0.05425% periodic rate and an APR of 19.80%. Can I do better?


Will my husband have to file for bankrupcty with me?

We are newly married and although I tried to pay all of my debt on my own, its looking like my only logical choice is to file for bankruptcy. My husband has decent credit. Some debt but its under 3,000 and we are able to pay on what he owes. I’m just wondering if in the state of Michigan, are we going to be forced to file together? Also, is there a book or website that anyone can recommend to us that will educate us more on the process? Most of what I’ve read has been mostly confusing. It’s there something were the process is explained in laymens terms!?!


Free credit report.. Where can I go?

Most places require you to fill out your credit card info, but I don’t have a credit card. Where can I go to get a full credit report here online?


What are the minimum credit score requirements for Visa, Mastercard & American Express Gold or Platinum cards?

I know there are other factors (like income) that go into being approved. but i’m curious..As far as I know the companies never release that info. I already have a Mastercard and good credit but I was thinking about an AMEX…any insiders out there that can tell me what the minimum credit scores for each are??


What student loan debt consolidation company has the lowest interest?

what student loan debt consolidation company has the lowest interest ill have around 110,000 dollars in debt by the time i finish my masters


Can anyone tell me where to get help with my adjustable rate mortgage?

I have been in bankruptcy for one year and I need to refinance my home.Please if anyone knows the answer to my situation I am open for the solution.


Any info on pro’s and con’s on debt consolidation companies?

debt settlement of america?? anyone hear of them or use them??


Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to keep my name out of public property records?

In Pinellas County, Florida (as in many counties around the country), you can look at people’s property records online. This is usually done through the property appraiser’s website. I would like to buy a house and keep my name protected from public record, but still have the mortgage in my name (to build my credit). Could I set up a trust or business or some other entity and purchase the home under that? How else could I do this? Please don’t answer unless you have specific knowledge of how to do this.


Question about auto loans?

I’m looking to apply for a loan to pay the rest of my car off. I bought if from a tiny, local dealer, and am making my monthly payments. I’m wondering what kind of loan I’d be looking for. Would I still apply for an auto loan, a personal, or something else? It doesn’t have much left on it, and it would help even my budget out if the car was paid off and I could make smaller payments on the loan. Thanks for everyone’s help.


Paying a mortgage at 20 please help?

I don’t know what to do. My parents house is in the process of being reprocessed. They are in debt of 60,000. They have given my dad 6 month, paying 400 per month, to pay off interest and give him time to think about what to do. My dads plan is to sell the house to my brother and me. My brother is 27 and works at KFC, I don’t think he works full time. I am 20 and work full time at Sainsburys. I’m really unhappy about this plan. I do not want my name on a mortgage at all. I said to my dad I will help him pay with via rent but I do not want to put my name on a mortgage. My dad doesn’t want that, he wants my name on the mortgage so he has longer to pay. He said they won’t give him a mortgage. He wants to sell the house interest only to me and my brother but we will be in the same situation in 25 years time. We will be the ones in debt of 60,000. Please please any advice on what to do will be helpful. I just don’t know anymore. Would me and my brother even be accepted?


Where can i find a good payday loan online ?

Were can I find an online payday loan ?


Highly advanced science fair projects?

I’m in 11th grade honors physics and I am required to do a science fair experiment. Yes, I’ve done many before, but I’m having an incredibly hard time finding and interesting, testable question that is appropriate for my grade level and difficulty requirements. It doesn’t have to be physics related, so I can do something under any science topic (biology/chemistry/etc.) I would prefer not to do anything involving humans, animals, or bacteria because it would require me to apply for an IRB approval which is a pain in the butt to deal with, but if the project is really good enough I wouldn’t mind the extra work… I don’t necessarily need or want an entire, complete project, just a good question/problem/theory that I can branch off of. Please keep in mind the amount of difficulty required! Thanks!


Why doesn’t my credit report show my credit score?

It got my credit report online from Experian. Why doesn’t it show my credit score?


Can i get a payday loan with just my debit card?


Can refinancing an Auto loan hurt my credit score?

I have been in the process of building up my credit score and have done a pretty darn good job if I can say so myself. I have a new car that I’ve financed and still owe about 20,000. Currently I have a rate of 6.74, however I see an opportunity to get a better rate on my loan. Will doing so set my score back a bit? Does it matter if I refinance w/ a new bank as opposed to trying to refinance w/ the same bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Owner filing bankruptcy chapter 7 question?

Okay i have a car and i am the co-signer and the guy who signed as the main borrower is filing chapter 7 bankruptcy so when he does this will he be off the loan agreement and two what are my other options besides paying the payments which i have been doing and are current up to date.I really would like him off the loan agreement period.I’m waiting for a call back from the bank just wondering ahead of time thank you.


How to get car insurance for first time?

Also, do I need the insurance before I get a car? Or after I buy a car I get the insurance?


Seriously considering bankruptcy…NEED HELP!?

Ok, so I really need some answers in LAYMANS terms about what it means to file bankruptcy and if it would be a good choice for me. Some background: *I have a judgment against me for $30,000 that is preventing me from getting a drivers license because it was from an auto accident *I have about $6,000 in debt from my e husband using my credit card *Also another grand or so from him somehow getting money out of our joint account then taking his name off of it *I have about $15,000 in student loans that are so far in good standing because I am in deferment, but my parents co-signed for me and I don’t want to screw them over *Most of the debt on my credit report is over 7 years old, but they keep selling the debt and it keeps showing up as current *I have about 1,500 in medical debt that is scheduled to come off my credit report next month *My credit score is 602 *I am currently unemployed and am not eligible to receive unemployment benefits I really do not understand bankruptcy or even if it is a good choice for me. I live in WA, most of my debt was in CA if that makes a difference. Please serious answers only in terms I can understand!


Can anyone tell me where to get a 4000 pound loan i have bad credit rating no creddit cards but in employment?

i need to get a 4000 pound loan but am finding it hard because of my credit rating i have no credit cards which makes it more harder to get a loan i am in full time employment could anyone out there please point me in the direction of a loan company who would accept me



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?


Bankruptcy and Forclosure in Indianapolis.?

Does anyone know, from past experience about how long I would have to vacate? My lawyer told me I would have at least nine months.


Can apply SBI Home Loan when I am on notice period?

I want to apply home loan from the SBI. I am working in private IT sector company. I am on notice period (means resign from the current organization). Am i applicable for SBI home loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Want to take care of credit, is paying off old debt really not worth it?

When i turned 18 i went crazy with credit cards, took out about 4 of them. I eventually didnt pay them off, got charged off, went to collections. 5 years later, 23 years old, i get denied an auto loan, pull up my credit, credit score of 544. I have no idea where to start. all my debt are old, and i need to raise my credit score so i can get a loan. I feel very angry that i didnt take of my credit, i just wish i had known and been more insightful. I have started to pay off the settlements that the credit card companies want, but then i realized that tht wont improve my score anyways because its negative and paid or not paid it will still stay on for at least 7 years. I really need to improve my credit score and i have no idea where to start or what to do…can you please point me in the right direction?


Where can I get a free copy of my credit report…?

Thanks, guys! I just printed out all three! Much appreciated!


Where can i download the f-r-e-e that spells free” credit report song so i can put it on my mp3?”

F R E E THAT SPELLS FREE CREDIT REPORT . COM BABY SAW THEIR ADD ON MY TV THOUGHT ABOUT GOIN BUT WAS TO LAZYYYYYYYYYYYYYYYYYYYYY TY VRY MUCH


What type of interest rate can I expect with a 630 credit score and an annual income of 50k?

I am thinking of purchasing my first home and would like to know what to expect before I begin shopping around.


Does joining a Credit Union help improve your credit score?


How long can an auto loan contract be in effect for?

the car dealship put a loan in for me to buy a car and it’s been over a month. What is up?


Consolidation loan..A GOOD IDEA?

I have a FHA 5.0% fixed mortgage rate now. Would it be wise to consolidate all my credit cards, loans and mortgage to a FHA Bill Consolidation Loan at a fixed 6.0% rate? I know this would stop the creditors from dropping my 40% ratio to a 95% balance to limit ratio, and raising my interest rates for maintaining profitability on my account”. All my accounts are paid on time and above minimum


Can a 17 yr old get a mortgage?

I need to get a mortgage for my home. Our landlord is selling the house we live in and I can’t stand to have to move my family again. We finally settled here. Neither of my parents can get a loan. I have a credit score that’s been developing since age 13. Is there a way I can get a loan to buy our house out? We can afford to pay it, we just need to get approved. We also live in New Jersey.


What will happen to the car after bankruptcy?

I got a car for my daughter 1 year ago, on finance. i always made the payments the car is in her name. I am going bankrupt i will be putting the finance company loan on the list. What will happen with her car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever used an online mortgage site like Lending Tree/Lower My Bills?

Has anyone ever used an online mortgage site like Lending Tree/Lower My Bills? Are they trustworthy or are they a scam and why? Thanks!


Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?


I want to bundle up all my debts that are in collections, and pay them all in one settlement, but how?

I have previous debts that are now in collections. These debts are about $1,000 for classes i never paid for at a college that i stopped going to. Nd closed bank accouants that went to collections because they had negative fees that i never took care of. I want to know how i can pay this all off at once. And can i get some type of deduction or discount on the settlement, considering that i am paying it all off at once…..?


DOES THAT GUY WHO SINGS???” THAT . . . .FREECREDITREPORT.COM COMMERCIAL. . . . .DRIVE AYONE ELSE. . . .?”

cra-a-a-a-a-azy ????? I mean. . . .he TOTALLY sounds WACK-O to me. . . . .AND. . . . . . .I’M STARTING TO LIKE IT ????? !!!!!!!! What about everyone else ???? Is he driving YOU nuts. . . .TOO ????


What gas is better for hemi 5.7 Dodge ram 1500 year 2003?

I was wondering what gas is better for hemi 5.7 Dodge ram 1500, is unleaded plus a good?


How can I get a really detailed and explanation of my credit report?

I looked at it yesterday and my score, I have some questions, but who would I ask them to? I cant bring it back up now because I allready ordered it, without paying another $25 or so. So what should I do?


I need a loan for 700$(not a payday loan) and long term 6 month plus?

I need 700$ for equipment for my job. I dont necessarily have bad credit I have one item on my report and Its recently been taken care of but I still get screwed. I need the equipment to keep my job. I dont understand why I couldnt get a loan because I make my insurance and my car payments on time always. I just got a new job a month ago that could be hurting me but my previous job I had for over two years and I was a managers. Please any advice would help.




















































Purchase money security interest?

Purchase money security interest?

What does this legal jargon mean in english on a credit app? purchase money security interest

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can anyone recommend a good bankruptcy lawyer?


Is there a credit report site that does not require a credit card to access your credit report?

Free credit report.com requires a credit card, and so does the other one. I don’t have a valid credit card and i cannot get one due to my credit. How the **** am i suppose to find out my credit score to fix it if i cant even access it? I don’t have a bank account either.


Home Loan compound interest calculation,?

Home Loan compound interest calculation, I visited State bank of India-Secunderabad for the small amount of Home Loan. I was informed that the Loan interest is 10.5% yearly but it would be compounded monthly. What would be the way to calculate the interest and total amount after 5 years for the following details, Loan Amount- 3Lakhs&50,000 (3.5 Lakhs) Interest Rate – 10.5% Annually Compounding – Monthly *Each Month) what would be the annual interest in this scenario and what would be the total amount as final settlement. Bank Loan form does not give any information this is the verbal information. Please advise 2 minutes ago – 4 days left to answer. Additional Details Repayment in about 5-years—I want to know how much I would be end up paying if the installment is about Rs 5000—-/month


Finding out if I have CCJs?

Does anyone know of a way I can find out if I have any CCJs against me without paying for a credit report? I think my old employer may have got one against me but as I’ve moved house I havent got any paperwork from them or the courts.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone ever use a payday loan place called Ashland?


What would happen if the USA banned all interest loans including auto loans, mortgages, and credit cards?

What would happen if you could only buy things that you could actually afford?


I need a bad credit loan?

I have bad credit and all I can find is payday loans I would like to get a loan that I can pay back monthly. Can anyone help I’m in ontario and most places are for the states


Purchase money security interest?

What does this legal jargon mean in english on a credit app? purchase money security interest

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best performance muffler for cheap Audi A4?

I just got a 2005 a4 quattro 2.0t and looking to put on some mufflers but since its a dual exhaust I need 2 so I’m looking for cheap but also good, deep sounding. Hoping not to spend more than $300


Do i qualify for an auto loan?

Hi i just wanted to know if any knows if i will qualify for an auto loan? I am 21 yrs old. I recently ended my year lease of $500 per month from the apartment and my credit card is up to $550 out of the $600 limit, but like i said no more lease so that is easy to pay off. I’ve had my job for two years now and live in the same general location. My expenses including the minimum payment of the credit card is around $155/ per month; that is including gas.I bring home about $800 per month and my credit score is 692 the last time i checked. I am also willing to trade in my vehicle for around $1000 which kelly blue book appraised for $1,400. so if anyone knows the answer please help. thanks


My insurance will pay off my car. Will that affect my credit score right away?

I got into an accident and the declared the car as a total loss. Now the insurance will pay off the car. Will that have a positive effect on my credit score? and how quick will the effect be? Because I want to get a replacement car asap.


Iceland beat the 1%. Why don’t Americans do the same?


Credit score?

is there a cheaper alternative for me to just get my credit score? I dont really need the report and all of that.


What is a good credit score ?

I’m considering on applying for a home loan. I’m 23 and not married. My credit score is 739….is that good or bad ? support ur answer with more than good vs. bad reply


Can we refinance our auto loan and will it effect our credit?

Hi all, i think we got swindled at the used car dealer today. We bought a used car and financed about $8K at 8.99% APR for 48 months. This seems like too much… my spouse and i have near-perfect credit, so why such a lousy rate? Can we try to refinance even though we just bought the car this weekend? Will that lower our credit rating? Thanks!


Where can I get a free copy of my credit report??


Purchase money security interest?

What does this legal jargon mean in english on a credit app? purchase money security interest

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Someone wants to buy my car but make payments, whats a way I can assure I get my money?

I’m moving from state to state and a friend wants to buy my car but make payments on it. However there is no guarantee I will get my money due to the fact that I will be out of state what can I do?


So i haven’t paid my car insurance or my car loan for about 6 months because i was unemployed.?

Does anyone know if i can get insurance somewhere else even if my other one got cancelled because of me not paying?


Is the cinamuse or movielush website legit?

Has anyone used the cinamuse or movielush website? It asks for credit card information but claims that it won’t charge anything on it. Is this actually a free account to watch movies? Thanks!


What is total payment? With $150,000, 30yr mortgage, at 6%. The annual property taxes is $1800. CONTINUE!?

Ben and Vicki Manchester plan to buy a condominium. They will obtain a $150,000, 30-year mortgage, at 6 percent. Their annual property taxes are expected to be $1,800. Property insurance is $480 a year, and the condo association fee is $220 a month. I couldn’t fit it all in. but here is the whole problem. My question is what is the total payment?


How to filing chapter 13 bankruptcy?

Please explain the procedure to filing chapter 13 bankruptcy and where can i filing for chapter 13 bankruptcy


Why would I be told that my free online credit report would be mailed out in 10 days?

I wanted a free credit report from online as advertised.


Radio Car Insurance? 15 dollars a month?

I always hear it on the radio. Power 106


Where an i watch all Hamtaro episodes online for free?

I want a working link if an episode is missing or something that’s fine. and i will not use:http://hhp.icy-mint.net

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone use payday loans?

I know how bad they are, but for those who use them, what is a good one? I feel like I’m in a maze of payday loans right now lol


Free money from the government to buy house?

I’ve heard stories where people get free money to buy house as a first time house buyer and middle class rank…let say the house is worth 500k, with the government’s aid, you would only have to take out a loan for 250k or around there and the government pay the other share for you and you don’t have to pay it back. if you decide to sell the house, then that money you have to pay back, but other than that, the money belong to you if you live there for more than 10 years?


Credit report?

how do you get a statement about a credit problem posted with the big 3 reporting agencies.


Can I get cash by using my debit card as credit card?

Thank you very much for all your answers! The reason for the question was the following. I have money on my checking account (borrowing money was not my intention) that I want to access. Let say I’m in a state where my bank has no branches and I need $2,400. The obvious option is to find some ATM from any bank and get cash. The problem is that ATM has $800 limit and $3 fee. If I get $2,400 then I pay $9. Instead I went in some branch and asked a teller if I can get cash there. Since my card has no word “debit” and looks like a credit card, the answer was yes, I can get it as cash advances (if I present some id). And they would not charge any fee for it and them practically “don’t have any limit” (though my bank should have some limit), so I could get my $2,400 for free. Just in case I decided to get smaller amount from ATM. I was not sure if my bank allows getting cash as cash advances from my checking; if there is any transaction fee for it; and how big that transaction fee may be. So



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What would my income have to be to qualify for a 360k mortgage?

What would my actual income have to be ? Foget about other debts, assume this was my only payment besides a modest car payment. And approximately what would my monthly payments be using an average interest rate these days, not including taxes an all that stuff. Just an average. Thanks!


Purchase money security interest?

What does this legal jargon mean in english on a credit app? purchase money security interest


Is there a website to go to that you can get a FREE credit report and score without paying for something.?


My husband is filing bankruptcy?

I am not filing. we have a paid for 6 year old car that is titled to myself or my husband. I want to trade it in and get a new car in my name only before he files. can i do that ok?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I file for bankruptcy, or is there another option?

I am 26. I have a total of about $10,000 in credit card debt spread between 3 cards (all maxed on their limits). I make about $900 a month after taxes. The only property I own is a car which is only worth about $1000, and that’s completely payed for. After figuring out all of my expenses, including the minimum card payments, I end up with about $50 a month, which somehow needs to be enough to get gas and groceries for the month. So obviously I can’t financially keep going like this. Any suggestions?


Can the collection agency that holds my defaulted school loan keep my tax offset?

to Jacky – IF you read everything I wrote, my loan was DEFERRED! I did make payments, however, times were tough in my family and I had to defer it. The loan is not hugely large and I followed what the department of education told me to do. There has been a mix up. I do have a full time job so quit judging me. I asked this for help, not a lecture from you.


Should i send disputes to ALL of Experian’s addresses?

Experian has like 5 addresses. I heard they’re street addresses are soo hard to find because they want you to dispute online, which makes it easier for them to validate your disputes. So here is a list of their adresses and don’t 4get to ask for copies of all communications to the creditors. I am personally fed up with Experian. They are by far the worst CRA to work with. Would it do me any good to send to all addresses? PO Box 9701 Allen, TX 75013 701 Experian Parkway Allen, TX 75002 Corporate headquarters Experian 475 Anton Blvd. Costa Mesa, CA 92626 714 830 7000 Experian 955 American Lane Schaumburg, IL 60173 847 517 5600


Bad credit car loan?

thanks for the details. i will look into leasing further a few places told me they only leased to perfect credit- i found that odd. i do have 2,000 for a down payment but i cant wait to pay a car in full as mentioned. as i said everything i need to be able to get to is a 30 min one way drive and i have no family in this area and friends dont have tiem to drive 4 hrs to take me places. im out here for work and a bit stuck. thanks for the great advice.


Are there Loan sharks in Philly? There are no payday loans here and I need a loan for 6000. will to pay the necessary interest.?


G2A gaming site creditcard suspended questions please help!?

Recently my credit card has been suspended when I used it to buy a new game on G2A. The reason was because I was using it outside of the country. But the thing is that ive used it on this site a few times before and that worked fine. So is it because of the seller(poland), or the site(also poland). And so my main question is, would it make a difference if I try to buy the game from an American seller?


Can I finance a car with bad credit, but with a co-signer with great credit?

My credit is bad, but my father in law will cosign for me and he has really good credit so can I get approved?


Average student loan in the UK?

Hello, I’m just curious as to how much uni students generally get take out for a student loan? I’m going to be studying a BA in acting in London, a three year course, currently totally £10,650. Then there is accommodation & living costs etc for that three year period. I’ve already saved £10,000 over the past 2 years but I’d definitely still need a student loan. On average, how much do most students take? Thanks.


Is company called bankruptcy resource group ligitament?

i fi-lied bankruptcy,after finalized i received letter from this co.,so i called them. they ran credit app.,told me i was approved for loan.also i kept and still paying on my 2004 auto,my payments are $233.00 per month,they say they will put me in a 08 to 2010 auto no money down,with payments no more than $250. per month, for 60 months + reimburse my gas expense even if i decided not to purchase. all this sounds good .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


AUSSIES!!! Has anyone got a car loan online with unpaid defaults?

My friend is looking for a car loan but has an unpaid default, he was late with a payment on his current personal loan and they have defaulted him. Although that is all sorted now, he is having trouble getting a loan. Does anyone know where his best chance would be. He has a high income, so that not a prob.


Purchase money security interest?

What does this legal jargon mean in english on a credit app? purchase money security interest


Where can i get a free credit check?

does anyone know of a website i can go to to check my credit score for free?


Does splitting mortgage rates into multiple loans on different interest rates create a lower long term average interest rate?


Where can I get a payday loan with only a debit card account?

I am a single Mom struggling and I do work but only have a debit card where I get direct deposit I am need of a small loan 700.00 where can I go? Credit not so great but I need help, bills overdue. No checking account either I pay all bills with cash.


Consolidate various college credits for a degree?

I have a 100 credits in nursing from Kaplan College, 50 credits in computer science from the ARMY, 50 credits from national university. Is there a college out there that will consolidate all these credits and give me a degree> ANY DEGREE IS FINE


I need an emergency loan fast but have bad credit?

I need an emergency loan for car repairs but I have bad credit. I need to fix my car to get back and forth to work but I do not have the money for the repairs. I need an emergency loan fast but I do not have good credit. What are my options? I would like to avoid a payday loan as Ive heard the interest rates are outrageous but if I really have to do it I guess I will. Any advice? Thanks




















































What’s the difference between a loan and a security?

What’s the difference between a loan and a security?

Thanks for the advice. After 10 hours I found this information: The Howey test, which has used for a number of years,32 provides that an investment contract must involve: 1) the investment of money; 2) a common enterprise; and 3) an expectation of profits to derive solely from the efforts of the promoter or third party. Then there are another 4 or 6 test to see if something is a common enterprise. This is ridiculous! So the contract to my mom (even not signed) could be a security for various reasons or could not be for an entirely different set of reasons. Good grief.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Difference between the three credit bureaus?

what is the difference between experian equifax and transunion. My transunion and equifax score is 785 while experian is 648? Why that much of a difference? I have a medical bill in collections and it only shows up on experian but not the others but would it drop it this much abd how do you know which one lenders are going to look at when applying for credit?


Does anyone know what this question on a loan application means: Manner in which Title will be held””


Questions about Monopoly Game? Building Houses?

ALSO What is a mortgage? and when someone lands on my house, when do they pay rent and when do they pay rent? Or am I the one who pays rent?? What exactly is rent? And when you land on a site do you pay for the site, and then put a house on it? Or do you pay the price for the site, AND 50 dollars for a house?


How do banks calculate proportions of principal and interest in each mortgage payment?

The beginning is always a ratio where interests is much larger than principal (20% principal, 80% interest) so a $1000 payment only $200 goes towards paying down the loan. But how do banks do that? just using fancy computers?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How much I get home loan from SBI. My net monthly income is 29000.?


I accidently have my credit card details to a faulty site.?

I accidently gave my credit card details to what I’m being told is a dodgy site. What could they do with my details? Will they just take the cost of the product and then not send it to me or will they wipe me clean 🙁 I can’t sleep over it. I’m so stupid I know but the website looked very dependable and even my friends agreed it was easy to fall for. So what is most likely to happen and how do I go about fixing this? I tried to cancel but no luck there


What happens when a hedge fund declares bankruptcy?


What’s the difference between a loan and a security?

Thanks for the advice. After 10 hours I found this information: The Howey test, which has used for a number of years,32 provides that an investment contract must involve: 1) the investment of money; 2) a common enterprise; and 3) an expectation of profits to derive solely from the efforts of the promoter or third party. Then there are another 4 or 6 test to see if something is a common enterprise. This is ridiculous! So the contract to my mom (even not signed) could be a security for various reasons or could not be for an entirely different set of reasons. Good grief.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if you can’t payback a payday loan from Amscot in Florida?

Do I call them to make payment arrangements? Will they cash the check and I’ll be left with a negative balance and overdraft charges?


I got a dui….FINANCING CAR! ?

and next month im finally getting my license back and unfortunately the SR-22 that comes back with it! i need to get a car and want to finance it… or something. i just really need a car ASAP! and thats why i want to finance. for one, how much is full coverage insurance (because thats what i have to have if i finance a car) for a 4×4 used suv and how much is regular insurance… not full coverage… or where is a site that i can consult about that? and any other tips for me? BESIDES DRINKING it was a mistake and im an idiot!!! plus i wasnt even DRIVING i was sitting in the drivers seat getting a CD out for my friend. im totally against that kind of thing so please DONT complain about that i want tips for SR-22 financing how to find a car to finance without full coverage…etc


Where to get an auto loan for $4000???

I have a 541 credit score, been on my job 1st job for over a year. I make about $1750 altogether from both jobs. I have tried places like bar none, capital one, i even tried my own bank suncoast schools credit union. I have tried roadloan and magnum loan. Can someone please help me. Personal experience is helpful. Thanks.


I think my Credit has been stolen, What do I do?

Well I just turned 19, I decided I would apply for a credit card. I got denied and they said something about a lien. So ive tried pulling up my credit through the free annual report thing. In order for me to pull up my credit it wanted me to chose from a series of questions on a loan I may of had (security protocol)? I answered none of them, seeing as ive never had a loan or anything. It said that I was unable to prove my identity. Who do I call to complain or find out if my credit has been stolen. Thanks


Whats the fastest way to raise my credit score after bankruptcy?

I filed for bankruptcy because I messed up my credit from 1998 to 2002 (age 18-22). I filed in 2007 and it was discharged in 2008. I tried my hardest to pay off my debt from 2002-2007, but was not making a dent in it due to fees, interest etc. I am not one of those people who took the easy way out. The only reason I got the 1 credit card was because I was told it would help with my score. Charging only what I know I can pay off in full each month should say something about me and the lessons I have learned.


What is the best website for sexy lingure?? Must be true to size and at a fair price!!?


I recently inherited $250,000. What is the best way to invest it??


Credit score versus credit history?

Here’s my dilemma. I have FICOs between 695 and 740, but I got my first (cosigned) loan 10 months ago. Can I expect to get the auto loans advertised for people with my FICO scores, or am I going to get shafted with a minimal credit history” or some line like that?”


What’s the difference between a loan and a security?

Thanks for the advice. After 10 hours I found this information: The Howey test, which has used for a number of years,32 provides that an investment contract must involve: 1) the investment of money; 2) a common enterprise; and 3) an expectation of profits to derive solely from the efforts of the promoter or third party. Then there are another 4 or 6 test to see if something is a common enterprise. This is ridiculous! So the contract to my mom (even not signed) could be a security for various reasons or could not be for an entirely different set of reasons. Good grief.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Victoria’s secret angel card…?

I was shopping at victoria’s secret the other day, and the cashier asked me if i wanted to get savings, coupons, and other benefits to me just but signing up to something called an angel card, without thinking i said yes. because she said it would cost me nothing. and then afterwards i went home and i read the bouchure she gave me and i found out it was a credit card! she never said the words credit card in the conversation, and now i am stuck with a credit card i don’t need and apparently she charged what i bought there on that credit card!! now i think i can only pay up the bills and then cancel the card. but i am wondering if i will also have to pay for extra fees, for example, a monthly fee or something just because i used” the card? anyone else had this happened to you? what did you do?? please help!”


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


10 pt, correct/check my accounting journal entry?

May – general journal 1 Invested $18000 cash and office equipment worth $8500 in the business 1 Paid office rent of $950 cash for the month 2 Hired a secretary receptionist at a salary of 2400 per month 3 Purchased $1450 of supplies on account from read supply company 11 Completed a tax assignment for j. lau and billed him $1750 for services rendered 12 Received a $3500 advance on a management consulting engagement with arch co. 17 Completed accounting services and collected $1350 cash from the client 21 J lau paid $ 900 for work completed on may 11 23 Paid 60% of the balance due to read supply company 31 Received a $ 215 telephone bill for May, to be paid next month 31 Paid the secretary receptionist $ 2400 salary for the month 31 Withdrew $925 cash for her personal use Debit/credit May1 Cash – capital – invested cash in business =18000/18000 may1 Office equipment – cash – purchased equipment for cash = 8500/ 8500 may1 Rent expenses – cash – invested in office business = 950/ 950 may2 Salary – note payable – hired employee = 2400/ 2400 may3 Cash – account payable – received from read supplies company= 1450/ 1450 may11 Account receivable – fees earned – performed service for j lau =1725/1725 may12 Cash – account receivable – received on consultation =3500/ 3500 may17 Cash – account receivable – collected from client =1350/ 1350 may21 Cash – fees earned – performed services on account for j lau earning= 900/ 900 may23 ?????? may31 Account payable – note payable – telephone expense=215/ 215 may31 Salary expense – cash – receptionist salary=2400/ 2400 May31 Drawing – cash – withdrew for personal use= 925/ 925


I have a 5k CD with a Credit Union, how much would they approve me for an auto loan?

my credit is okay, not good or great. If anyone has done this before or worked in a bank, what do u think they will approve me for? Do my student loans I’m paying off matter? or anything else


Do hospitals lose out because of bankruptcy?

refering to patients who are awarded bankruptcy because of hospital bills?


Do I need to include store credit cards on an apartment rental application?

Under the credit references section, there’s 1 spot each for savings account, checking account, credit card, and auto loan. I paid cash for my car so there’s no loan there. I don’t have any conventional credit cards (Discover, Visa, AMEX, etc.) just a store credit card for Firestone (an auto repair/tire shop). Should I include the Firestone card? The card is issued by Credit First National Association, if that matters…


How good is a credit score of 704?

i have a credit score of 704. how good is it? i know its below excellent but what can i do with it?


Can a 16 year old get a auto loan in michigan?

I’m 16 almost 17 and I was wondering if I could get a loan if I had a family member cosign for me…. I would only take out 2500.I have a job and I have a few assets but only one is actually pretty expensive… its a moped. Could I get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are my PayDay Loans legal in Missouri?

My husband and I have got ourselves into a mess with PayDay Loans. Everytime we get one it seems like it’s only to pay for another one. And lesson’s learned, we now know that wasn’t very smart. We were just wondering if any of these loans were legal in Missouri and how to deal with them if they’re not. I do know in Missouri, the PayDay Loan Laws say Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker)”. Does that apply if there is no actual check attached to the loan


Question about payday loans. does anyone know PDL Assistance?

no PDL Assistance is a debt place. like those debt consolodation places this is the same thing but just for pay day loans. not a loan itself.


What would my credit score be if I’ve never missed a payment?

Had my credit card for 7 months now to build credit, same with a cell phone in my name. Do I even have a credit score yet?? Ive never missed a payment (always paid in full)…


Best credit cards for students?

Will be working through school for $10/hr, 3days/week



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

A woman press charges against for hitting me. Will this court thing mess up proceeding with bankruptcy?

I was shoved in front a store in Feb.. I charged her with simple assault and then she turned around and said that I hit her. I have medical documents. Now she wants to settle and pay my medical bill. Her lawyer told me that if I receive the money to pay the medical bills I cannot file bankrutpcy. I do not think that is true. This haas nothing to do with filling bankruptcy.


What’s the difference between a loan and a security?

Thanks for the advice. After 10 hours I found this information: The Howey test, which has used for a number of years,32 provides that an investment contract must involve: 1) the investment of money; 2) a common enterprise; and 3) an expectation of profits to derive solely from the efforts of the promoter or third party. Then there are another 4 or 6 test to see if something is a common enterprise. This is ridiculous! So the contract to my mom (even not signed) could be a security for various reasons or could not be for an entirely different set of reasons. Good grief.


Can someone w/ a credit score of 677 actually get approved for a new car loan?

I doubt it’s possible, but I am going to try. I’m 20. I’ve been working for the past 3 years and have had a few credit cards since I was 18. I make all my payments on time, so it shocked me that my score is that low, but does anyone think I have a fighting chance here? I can afford monthly payments but my low score worries me!


How do I get a scholarship to Yale?

Hey, I really want to go to Yale. Only one of my parents can work, and my sibling and I go to a really expensive private school. I won’t be able to afford to go there without taking a hell of a lot of student loans out. I’m also going to go to medical school. Add more loans. I don’t want to still be paying college loans when I’m thirty-five. Any suggestions on how to get a scholarship?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Apply for a loan in the US to buy a property overseas ?

Is it possible here in the US to apply and get accepted for a loan or mortgage for a house/property located overseas (a property in the middle east for example) ???


Who won free credit report’s new band contest?


When does a country file bankruptcy?

The constitution also says gold and silver are legal tender. It also doesn’t give the authority to en-still a central bank, but we did that.


Met someone on craigslist. Wants verification?

nsaconnectverify.com ? it is fake?


Does any one know of any loans that work for military?

does anyone know of any loans that work for military(personal loans) besides…..pioneer military loans, omni financial, armed forces loans, just military loans, military financial, or military finding. I have a soldier in desperate need of some sort of help rather then AER as well his credit is obvisouslly not that great so just any bank is not going to work. PLEASE HELP. This soldier is an outstanding soldier but has alot of bills, and is struggling badly. Any suggestions


How can I get my FULL Credit Report?

I have done the free credit reports” from annualcreditreport.com and I never get my whole credit report. I get one of the 3 credit bureaus but then the other two will say they are unable to give it to me. If I was to pay for a credit report would I get all 3 reports or is there a chance that I could still get the “there are a number of reasons why we can’t give you your report”. I am trying to obtain my full credit report so that when I get my tax refund I can pay off all of my debts. So I am looking for a legit site that will give all 3 reports to me and not free ones.”


Are there sharks in the indian river(FL)?


Does a deffered auto loan hurt your credit??

I am considering deffering my auto loan until next month, but i am trying to buy a house soon . will it effect my credit. if so good or bad. the loan is with hsbc auto finance if that helps thanks


Interest rates for the past 10 years?

Can anyone tell me what the interest rates were from 1998-2010? A link would be fine, thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best way to build credit without a credit card?

i don’t have any credit history getting a credit card is a last resort


What’s the difference between a loan and a security?

Thanks for the advice. After 10 hours I found this information: The Howey test, which has used for a number of years,32 provides that an investment contract must involve: 1) the investment of money; 2) a common enterprise; and 3) an expectation of profits to derive solely from the efforts of the promoter or third party. Then there are another 4 or 6 test to see if something is a common enterprise. This is ridiculous! So the contract to my mom (even not signed) could be a security for various reasons or could not be for an entirely different set of reasons. Good grief.


Is a credit rating of 625 good or bad? and how do you find your credit score?


Are there any lending companies that will do small auto loans on cars w/ reconstructed titles?

If so….what are the names of the company/companies?


What does ‘subprime’ mortgage crisis mean….?

I’m not in the US but read about this a lot. Can anyone explain the term ‘subprime’ in simple terms?


Where is a good place to get a car loan?

Well I have money down but a okayish credit score. Just want to make sure I do this right.


Will checking my credit hurt it? Where can i check it?

I e no am a teen just now living on my own and i have no idea how to do this