Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































I am 22 with a credit score of 635..should I be worried or is it normal?

I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I get a free copy of my credit report w/o having to sign up for these b.s. trial memberships?

I’ve tried freecreditreport.com, creditreportamerica.com, among others. They all require you to sign up for these free” trial memberships to all these b.s. companies. Then you have to call them all and cancel them but still have to pay the initial fees. How can I obtain my credit report without all this hassle?”


Debt Consolidation help?

My husband and I have about 25K in debt including the pay-off of my car loan, and misc. doctor bills. I recently lost my job, and was wondering what my options would be. My husband makes just enough to cover all of our bills every month, but that leaves us with no money for groceries, gas, and extra expenses if they arise. We are looking to consolidate all of our bills into one payment.. we are willing to spend up to 1K a month for a loan, but cant seem to get one. I’ve tried Chase, where we’ve been banking for the past 6 years, lendingtree.com, and citi financial. We have decent credit (700 for the both of us), but we can’t seem to find any where to get a loan. I’ve been on prosper.com, but they arent accepting any new applications. We’ve lowered our cable and phone to the lowest possible plans, but still need the extra money to get by. If you have any ideas that can help, please let me know. Also, we are on a budget, and have a child..


Where can I find a loan shark? FAST????

Am a part time college student in need of my own place and fast I can’t handle it here anymore because I feel like am dying inside always. I just had my 15 year old sister put in jail because she wanted to kill me with a knife because she thought I had touched her PC….sad. And now my family is upset (am 18) with me….no one ever loved me in this family so am pretty much has always been alone but existed it amazes me am alive each day… I need a loan shark and don’t care about the risks of one its either me die here or have my own place and pay them back. I need enough for food,place,clothes. But will work within three weeks so I can start paying back then slowly but it will be paid….I have bad credit that I messed up at 16 and wished my mom wouldn’t have let me get one but in general I need a loan and fast! Please : (


Can i apply for a jcpenney credit card with a bankruptcy on my credit report?

i filed in 2005 and i wish someone would have talked me out of if..i had no idea about credit and at the time i might have been less than $10,000 in debt..wtf ..i was young and dumb!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Annual Credit report .com a safe website to check credit?

I want to know how my credit looks and was wondering if this was a safe site to use. I’m not really sure if it’s safe. it looks a little shady but I might be wrong. Personal experience greatly appreciated!


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Anyone have a positive bankruptcy story?

Bankruptcy isn’t always bad news…does anyone have a personal experience with bankruptcy that has a happy ending? Love to hear some good news about a banko for once. Thanks.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have awful credit, so where can I get a loan?

I have horrible credit and can’t even get approved for something like a Wal Mart credit card. I already have a title loan so that’s not an option, and I don’t have a bank account so I can’t go to some Payday Loan” place. Is there someplace like a bank or credit union I can go to to get a loan of at least 2


How many times can car dealerships run my credit before it affects my credit score, within what period of time?


Where can i find instant faxless loan payday?

Every payday loan company rejected me.I just need to loan 900 to pay for my bills , could you recommend me some I want easy approved instant loan with no fax request.


How to get an FHA loan after bankruptcy?

Vic, because I have a family to raise and don’t want to do that in an apartment. I have NEVER missed a payment in my life until the condo lost about $250,000 in value. Since my BK filing, I have not missed a single payment and don’t plan to in the future. Throwing stones doesn’t help answer my question.


Prequalify a mortgage Bank of America – What to expect?

Before I even go prequalify or preapproved, I want to be absolutely ready. I’ve read somewhere here somebody went to get himself pre-approved then was told a few weeks before closing he had to have reserved money in his account (2 months of future mortgage) or you have to have 4 lines of credit open etc.. Anything else I need to be ready for? Also, how much reserve” will they be looking at? Like the guy I read


How do I get out of a co-signed auto loan?

I stupidly co-signed for my now ex fiance’s bike. We have since split and no longer live together. Is there anyway I can get out of this stupid loan? He doesn’t have the greatest track record of paying things on time and now that I can’t hound him to pay the loan on time I’m getting nervous…


Court-ordered sales?

Is a court ordered sale the same as a foreclosed property?


How can i file Chapter 12 bankruptcy without an attourney in the state of Kentucky?


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What bank will give me loan with my bad credit?

I need a loan to pay off my credit card with less interest rate and less monthly payment. I also have a bad credit. Which bank will give me a loan with bad credit?


Can you declare bankruptcy and include an old IRS tax debt?


How did Millie the mermaid die on Jessie?

I didn’t see how she died. I just heard them start talking about her will and eulogy so I looked it up and found out she died but I don’t know how.


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Please HELP, medical bills on my credit reports and I do not know how to pay them back!!!?

Hi. I have about $30,000 worth of medical bills on my credit reports!!! This is all a result of going to the hospital in 2008 because I had trouble breathing. The hospital ran every test under the sun knowing I had no insurance. When it was all said and done I was diagnosed with seasonal allergies and was sent home after a 4 day stay; shortly after I started receiving the medical bills. I did not pay them because quite frankly I did not have a red cent to my name all of my money goes straight to all of my “survival bills” like rent, food, transportation, and the such. Now, fast forward 2 years I have $30,000 plus worth of medical bills on my credit report and my credit score tanked to 568!!! Should I opt for consolidated credit company or should I get a lawyer (I can’t really afford a lawyer :/) What to do???? It is too late to deal with the hospital since they sent me to credit???? HELP PLEASE!!!!!!


How old do you have to be to get a credit card?


Bad Credit Private Party Auto Loans?

Does anyone know where I can get a loan for a private party auto sale if I have bad credit? I make a few mistakes a few years ago and now I can’t get a loan to get a new car and mine is broke down and I can’t fix it.


When is the Kmart Payday for March 2014?

I just started working for Kmart and dont have training for awhile, so I was wondering when the paydays for Kmart for this month, March 2014.I didnt want to ask about the payday, because I was just happy to get the job!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will gas stations accept credit card numbers?

the account is active but i didnt have the actual CARD with me. it hasnt been sent in the mail yet. i just have the account number, security code, and exp date. i tried to go to a gas station and pay for gas with just that info and you DO have to have the actual card there for them to swipe. there was no way for them to manually put it in the register. at least that was the case for the gas station i went to.


My husband and I were evicted in 2005 the apartment complex filed bankruptcy how long will it be in the courts

we were the tenants and we want to move from where we are but we are wondering if the eviction will haunt us from getting another place


What is the phone number you can call to receive a free annual credit report?

I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few years ago over the phone and I got it in the mail for free and I am tring to do this again.


How can i borrow 1500 to 3000 dollars if i have bad credit and pay back monthly?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Online loans from a different state?

i defaulted on a online payday loan over 6 years ago.they constantly call me and family members.the loans are illegal in my state what can they do since my only income is disability no WELFARE as a insensitive person commented earlier.any way to stop them from calling my family members what is the time limitations for them to comstantly harass me


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


Reasons for Scholarships?

I’m only going to college for two years. I need only 5 grand


Is it possible with a great business plan to get a loan after bankruptcy?

I recently filed chapter 7 bankruptcy. I want to buy a business from the owners I work for as soon as possible. I am working on a business plan (with help). So my question is do you think its possible i’ll get approved after waiting a certain period of time(2 years?), and if I have little capital to apply towards the loan? This is a well established business that ive been running for the owners for over 2 years, I know how to completely run the business already.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where to get a credit report (preferably free)?

Figured it out: For Canada: http://www.equifax.com/contact_us/en_ca There is a link to a free report on the right.


Statistics Question!?

Interest rates for home mortgages have, in general, declined during recent months. With the apparent favorable influence for new-home building, there seems to be a clear relationship between x = the prevailing mortgage interest rates and y = the number of new houses being built per month in a midwestern city over a period of 18 months. A scatterplot of the data collected shows that the linear model is appropriate. The equation of the least-squares regression line is Number of new houses = 672.89 – 30.65 × Interest rate and r 2 = 0.49. What is the correlation coefficient between Interest rate and Number of new houses being built?


What happens if you accidently deposited a check twice?

so i found this check in my drawer, so I was thinking I just forgot about it, but then I realized I already did the mobile check deposit months ago lol, idiot me…I looked on my statements…well it did post today, I am going to wait in case they take it out, but any ideas? It’s from this company online ( busy ) btw the first time I deposited it , it was sept 2013 and then last night I deposited it


How is the hotel regulations here in UAE?

technikdubai. thanks for your insights! but i’m not talking about prices. im asking for regulations, on their rules for non-married couples booking a hotel anywhere in the uae. i just want to have a clear idea on their rules before going through price discussions. well there are certain privileges that western expats enjoy a lot as compared to asians like me. i’ve seen them literally over the time. again no issues on that. i just want to know their regulations.


Applying for a mortgage loan online??

Hello. I was wondering if I apply for a mortgage loan online, is this a preapproval type of thing only?? I mean will I be bound to this?? B/c u know they have so many rules that apply & clicking ‘OK’ is like your signature. I just want to see what I can get & try a few places first. Is that ok. Thank you. I will choose best answer.


Where can i bid without using any CREDIT CARD?

Actually i dont have a credit card and my dad doesnt wanna lend his card, so i thought that if there was any other bidding auction site where i can bid without the credit card. THANKS.


Zero Percent Auto Loan?


I need a personal loan?


Can i get the Citi® mtvU™ Platinum Select® Visa® Card for College Students?

I am a college student. I just turned 18, so i was wondering if i can apply for this card and be approved…I have a job, but not so sure i have any credit history, can i get this card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this. Thanks in advance.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


How to add my daughter’s name on my auto loan?

How do I add my daughter’s name on my car loan? I want my daughter to have the privilege to change the license plate in the state that she is moving to, that’s why I want to add her name on my loan, so that she can have co-ownership of the car. Is that possible? All it needs, is for me to call the bank that I have a loan? How does that work exactly? Does adding her name give the privileges I just mentioned above? When she changes the license plate, can she do it alone? or does she need me there?


How do you get your FICO for free?

Is there an easy/cheap/free way to get your FICO/credit score for free?


Who is the best LOAN lender ?

i am a forginer and i want to take a LOAN of 3 Million USD can anyone let me know real (Not a scammer) a real LOAN lending company or a lender ? friends i went all the net and all are scammers please let me know a good LOAN lender for me please (Give me there contact details or email address) Thanks Friends


I just got my credit report and it didn’t say my credit score?

how much is it usually to get the score?


Desperate for a FREE car history report?

I currently have a 2003 Ford Taurus in which is an okay car, but I would love to know the history of this car. I need a site or something where I can receive a FREE car history report. When I say FREE, no credit card info or billing info is required. If any of you guys know of any where. PLEASE RESPOND!!!




















































I have a 580 credit score, but need a 50,000 personal loan?

I have a 580 credit score, but need a 50,000 personal loan?

My business is Kirby. My Brothers sister is the distributor, which means she pays me my paycheck after my sales, and she provides the office and inventory. I’m technically a independent contractor. She has a corporation. I lost my business about 6 years ago and she took it over, and now I want to buy her out and $50,000 will do it. I make 8300 a months gross in my sales. However I’ve gone to my bank and they said my credit score is way too low to give me a business loan. The SBA takes forever to approve and fund the business loan years according to the bank. I have 30 years work history in this business. The economy is going to tank in a couple years so i need to do this asap. My income will double from the moment I buy the business from her. She has other employees who are pretty much guaranteed to sell a certain amount each month who have been for over 10 years, that i will profit off of. This is the most obvious investment decision that I know of.. I’ve done

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is a transunion score of 685 bad or good?

well i know my credit isnt good i have a 591 euifax 579 experian and a 685 trans i dont know about my fico is my fico the average of all those?


I got denied lowest rate car loan (lease) because no history of previous loans – even w/730 FICO – makes sense

As you can see from above, I applied for a car loan. I was denied the most optimal rate, even though they only required a score of 710 because I have never bought another car or do not own a home. My FICO score is a 730. Is this dealer trying to make me pay the higher interest rate or is there some validity to this. Thanks,


Buying home 189k,put 10k down should I take a loan to get 20% dwn or pay the mortgage ins? monthly payments?

We are approved for a 189 home with 10k down and an interest rate of 6.7 with no points 30 year fixed. I have been hearing about people getting a loan for the 20% down to get 100% financing. my plans are to own the home for a year and sell it after doing minor upgrades and hopefully turning a 10k dollar profit. I am unsure what motgage insurance costs and if it would balance out to the interest on the 20% loan or what. any recommendations?


Is it ethical for a non profit 501c3 organization to loan money?

Can a non profit organization 501c3 loan out its donors dollars to a newly hired employee in the form of a short term unsecured bridge loan? ($25,000) It doesnt seem right, am I wrong for thinking so?

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Can anyone give me some sound advice on bankruptcy?

a friend of mine is in a jam, she has been working for ten yr, and about 2 yrs ago she bought her first house and now the way the housing market is her house lost alot of value, so she can refi and with all of her bills, it getting hard for her to make her payment, and she might have to go bankrupt in order not to lose her house and car. so if anyone out there knows anything about bankruptcy please let me know so i could help my friend. thank you


Can i pay off my 1 credit card with another?

i have a small bill just got my 2 credit cards at the same time my capitalone card has a min pay of 15.00 but for august 12 due date but i received it the 15th and didnt know about it i got them to take of the late fee but i need to pay the minimum still my bank of america card is free atm could i use it to pay off my capitalone card till i get paid thursday?


Best Store credit card?

I was told to either get a small loan with co-signer which I do not have or a gasstore credit card b/c they are easier to get. However I do not want to make a bunch of inquires to see which one I can get with my fico scores only at 597/597/588 . I am thinking of trying Walmart but am unsure if my score will get me in or not.. does anyone know what type of score they are looking for? I am not looking to spend on these cards just use as I need too to establish credit! Which card would you suggest? if any with my scores the way they are!


I have a 580 credit score, but need a 50,000 personal loan?

My business is Kirby. My Brothers sister is the distributor, which means she pays me my paycheck after my sales, and she provides the office and inventory. I’m technically a independent contractor. She has a corporation. I lost my business about 6 years ago and she took it over, and now I want to buy her out and $50,000 will do it. I make 8300 a months gross in my sales. However I’ve gone to my bank and they said my credit score is way too low to give me a business loan. The SBA takes forever to approve and fund the business loan years according to the bank. I have 30 years work history in this business. The economy is going to tank in a couple years so i need to do this asap. My income will double from the moment I buy the business from her. She has other employees who are pretty much guaranteed to sell a certain amount each month who have been for over 10 years, that i will profit off of. This is the most obvious investment decision that I know of.. I’ve done

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Filing for Bankruptcy in florida?

I have 8K in bad debt combo of cc and doctor bills, I have been laid off and on unemployment for 6months. my debt is old most of it should be gone by 2014. Does filing bankruptcy help. I rent and own a 1998 vehicle. and if so what chapter would I file? thank you


How much money do you have to owe to file for medical bankruptcy?


Where can i get a loan that i dont have to pay back dont right away or even a grant i dont want a payday loan

i have bills that i need to pay and lots of other things please help and also have anyone got one and how long did it take


How much time SBI takes to sanction Home loan?

How much time SBI takes to sanction Home loan?


Capital One No Hassle Check for lower interest rates on new purchases..what’s the catch?

I asked if that rate would change at any time during the pay-off period and they said no. They also made it clear that it is not a cash advance. It does not have the cash advance rate (which is also the 8.9%) There was not a fee involved either. I guess the way they tried explaining it to me was it’s a compromise for the 0% balance transfer offers?


How do I talk to a live person at any of the three credit bureaus?

I need to change some personal info on my fraud allert so that i can finishing the financing paperwork on a new vehicle. the fraud allert i put on my report shows an old home phone number from 2000 and i need this changed asap or the financing will fall through.


Can I rent a car when I just filed for bankruptcy?

I just filed for chapter 7 bankruptcy, and I need to rent a car for the weekend,Its really important, I need a car this weekend. I’m afraid they wont let me rent the car, because I filed for bankruptcy. I have all the money to pay for the car for the weekend. but i’m not sue they will let me? will they? or not? I need some help!


What is MNYRCYNTNWD on my credit report?

I’ve been fixing my credit slowly and finally got everything taken off, I was so happy to finally have my credit back to normal. Well, I went to go check it today and now it’s saying that I owe $256 to some account called MNYRCYNTNWD. It wasn’t there a week ago, because I made sure I checked my credit before I opened an account with AT&T. I just want to know what it is, because it has all of a sudden dropped my credit horribly. How do I find out what it is and call the agency that put it on my credit report?


I have a 580 credit score, but need a 50,000 personal loan?

My business is Kirby. My Brothers sister is the distributor, which means she pays me my paycheck after my sales, and she provides the office and inventory. I’m technically a independent contractor. She has a corporation. I lost my business about 6 years ago and she took it over, and now I want to buy her out and $50,000 will do it. I make 8300 a months gross in my sales. However I’ve gone to my bank and they said my credit score is way too low to give me a business loan. The SBA takes forever to approve and fund the business loan years according to the bank. I have 30 years work history in this business. The economy is going to tank in a couple years so i need to do this asap. My income will double from the moment I buy the business from her. She has other employees who are pretty much guaranteed to sell a certain amount each month who have been for over 10 years, that i will profit off of. This is the most obvious investment decision that I know of.. I’ve done

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If a girls rates you 8-9.5 are they being nice.?

Ive been ive been cliking like” on does facebook things like “Rate:” and ill get like 8-9.5 …. are them girls just trying to be nice.? Hahaha cause i dont think im that good lookin”


Credit reports?

yea… what site will give you a free credit report without having to use a credit card for a free period” i have heard of a couple on t.v. but stupid me i didn’t right them down … ha! thanks for the help”


How long do you have to wait after you file bankruptcy to buy a house?


Are student loans given to anyone?

My mom doesn’t have much money and very poor credit. Will I be able to get loans for college and medical school etc?? I want to be a dentist


I need a payday loan ASAP!!! It must have no credit check, no faxing and give an instant answer!!!?

MY DAUGHTER IS ATTENDING HER SENIOR PROM AND I DESPERATLY NEED TO GET A QUICK LOAN!! I CANT SEEM TO FIND A ACTUAL LENDER!! I KEEP GETTING THE MATCHING SITES HELP ME PLEASE!!!!!


Best Credit Card Company?????

I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???


Will I be able to get a house after bankruptcy?

I’ve met most of the criteria that I’ve seen is needed…..credit score over 600, been 3 yes since my chapter 7, 20% down payment available, etc. But the one criteria that I’m worried about is my work history. I’ve been at my job for 3 years but I plan on moving to a different state and thus I will be starting a new job. Will this dramatically lower my chances of being approved?


Music question…. well tv question lol?

who is the band that sings in the freecreditreport.com comericals?? lol just wondering they are pretty funny and creative

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the lowest dollar amount you can get on a mortgage?

Thanks for the answers: Follow up – other than cash is there any options in the $25-$40K range then? Closing costs make it uneconomical below $50K and as readers have written, most banks don’t borrow. This is for investing not home owners. Thanks


Looking for a loan where I can pay back in my own time?

I am trying to find a site where I can get a loan and be able to pay it whenever. Not like a student loan or payday loan or anything like that, just cash. Anyone know of anything like that or anything similar? I would even settle for something with just cheap payments each month. I really need this loan, please help!


Im going threw bankruptcy awaiting discharge why am i getting credit card offers?

waiting for discharge from bankruptcy getting credit card offers why is it ok to get one


What catchy slogans are there for the Mortgage Home Loan Business?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Online Loans? Safe? No credit check?

I was looking into getting a loan of $1500 or more and I heard from a friend of mine that I could go online & get a loan w/out a credit check & they deposit it over night, but that the interest fee’s are high. I was wondering if it’s safe to do this online, and if what she said was true.


I have a 580 credit score, but need a 50,000 personal loan?

My business is Kirby. My Brothers sister is the distributor, which means she pays me my paycheck after my sales, and she provides the office and inventory. I’m technically a independent contractor. She has a corporation. I lost my business about 6 years ago and she took it over, and now I want to buy her out and $50,000 will do it. I make 8300 a months gross in my sales. However I’ve gone to my bank and they said my credit score is way too low to give me a business loan. The SBA takes forever to approve and fund the business loan years according to the bank. I have 30 years work history in this business. The economy is going to tank in a couple years so i need to do this asap. My income will double from the moment I buy the business from her. She has other employees who are pretty much guaranteed to sell a certain amount each month who have been for over 10 years, that i will profit off of. This is the most obvious investment decision that I know of.. I’ve done


Improving my credit score?

I just checked my credit score and its 678. I’d like to raise it. I have two things on there that are paid in full but are from collection agencies. If I could get those items removed how much would it improve my credit score?


Good Credit Score but Can’t get an Auto Loan?

My credit has gone back to 9 years and my D/I ratio is about 15% though. Been with the company for 2yrs 3mos. I also tried adding my mom. So that increased the income significantly and her credit history is even longer w/ good standing

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does the unemployment rate affect mortgage rates?

from regression analysis I found that there is a strong positive relationship between the unemployment rate and mortgage rates. I can’t figure out why. Any thoughts?


What would be legal term for someone who maxs their credit cards intending to file bankruptcy?

I seem to be the one that friends turn to with very odd situations so here is a new one. A woman knew she was in over her head with her credit cards. Of 40k in available credit she had used 30k of it. She knew, after the loss of her job, that she would not be able to pay the cards so she went on a shopping spree and killed off the remaining 10k of credit. It was the next month that she filed bankruptcy. It was discharged (this was 2 years) ago but other than fraud” is there a more specific legal term or can someone reference a law regarding this intention misuse of the available credit?”


Help with loans?

my partner needs to get a loan to buy a car. he has been unemployed for about a fortnight and has been offered a job but needs a car to get there. does anyone no of any good loan companies?


Ordered Domino’s pizza online with credit card? 10 PTS!?

oops forgot to say she went out for the night too thats why shes not here and stuff


How can i find my name in CIBIL or satyam online credit card defaulters list?


What is the longest term on a car loan and what companies have good rates?


Best company to go with for debt consolidation?

also does this hurt your credit score?


Credit Card Question?

I’m 24 and graduated college last year. I only have a bank of america credit card. The limit is $3000/month. I also only have a bank of america student checking account that i opened 4-5 years ago and i still use it. I know credit cards have those high interest rates but are those rates only if you don’t pay your bill on time? I never understood what it meant by credit card and high interest rates. I never had to pay any fees with bank of america when using their credit card. I still receive those mails from chase, discover, citibank etc asking me to sign up for credit card and low apy fees. I wouldn’t mind getting another credit card because of my $3000 limit with BoA. Last time i asked for a limit increase but i told them i had no job and they said they couldn’t increase it because of that reason. Would it be a good idea to get more credit cards? I don’t usually spend that much money per month but there were a few times where i hit my limit for the month and couldn’t spend anymore money on my credit card. If i sign up for a chase or citibank credit card, would it cost me anything if i use the card rarely? Also, if i have a credit card with chase, citibank, that means i would have to get a checking account with them correct to pay the credit card bill online? I pay all my credit card charges using online banking with bank of america.


How do i put a freeze on my credit report?

I want to learn how to freeze my credit report. i need to know what numbers to call or websites and what applications or papers to sign. Please Please I need to know

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get my ex-wifes name off my mortgage without refinancing?

I live in PA. My divorce is almost final. I am keeping the property that I live in. It has an extremely low interest rate. I don’t want to refinance if I don’t have to. How can I get her name off the mortgage without going through the added expense?


I have a 580 credit score, but need a 50,000 personal loan?

My business is Kirby. My Brothers sister is the distributor, which means she pays me my paycheck after my sales, and she provides the office and inventory. I’m technically a independent contractor. She has a corporation. I lost my business about 6 years ago and she took it over, and now I want to buy her out and $50,000 will do it. I make 8300 a months gross in my sales. However I’ve gone to my bank and they said my credit score is way too low to give me a business loan. The SBA takes forever to approve and fund the business loan years according to the bank. I have 30 years work history in this business. The economy is going to tank in a couple years so i need to do this asap. My income will double from the moment I buy the business from her. She has other employees who are pretty much guaranteed to sell a certain amount each month who have been for over 10 years, that i will profit off of. This is the most obvious investment decision that I know of.. I’ve done


Take ex-husband off mortgage?

My ex-husband signed a quit claim deed, leaving him on the mortgage and home equity, which I’ve been paying on time for over a year now. Our divorce agreement stated I would get the house and I would assume payments. I found out my ex-husband is filing for bankruptcy and his attorney is going to get his name off the mortgage and home equity, which is fine with me, but will that force me to have to refinance and pay any costs out of my pocket, and if so, can I refuse?


After discharged chapter 7 bankruptcy, how soon can I apply and receive GE Card again?

Even basic cards like Belk, Dillards, Walmart. These cards have a poor credit guideline, but they still come back declined. I already have a pretty good credit score, and have some good unsecured cards.


What happens if your credit score gets lowered due to late auto payments, but then you pay off the auto loan?

In repairing a credit report score, an auto loan that had two late payments is then paid off in full, what happens to that part of the credit report? How long would it take to increase the credit score?


Anyone filled for bankruptcy?


If i file bankruptcy over a loan i can’t pay. will the loan amount become taxable income?




















































Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do you find out if a company has too much debt?

What ratio is the most useful one?


Buying a car in the Air Force?

I am 19, single, and leaving for the Air Force next month. I have been looking at cars and the ones I want are all just about $30000. Would this be a mistake to get one shortly after basic training if I am pay grade of E-2? Should I wait or choose a cheaper car?


Where can i get a auto loan for low income people?


Are online payday loan sites legit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My Equifax 553, Experian 632 TransUnion, 639 is it possible to get a mortgage with a decent rate in IL?

I have a year left to keep improving my score, and I just graduated from college. Hopefully I’ll find a decent paying career. My fiance’ has all three scores in the 720s with a decent career. I want to match her and if not come close. I’m aiming to have a score 680-700 a year from now. But with my 3 current scores now is it possible to get an ok rated Mortgage in the state of IL? We’re looking to buy our first home spring of 2015 with a max budget of 140k. Any tips for me would be greatly appreciated. Thanks


Where can I get some assistance or help paying my mortgage?

I’m really desperate, I’m single, I have no family or close friends. I just lost my job and I have a disabled child whom has lots of needs. I just need help for a month or two while I get back on my feet. I’ve heard of people getting this kind of services but I don’t know where to turn to….anybody?


Can you file bankruptcy on a divorce settlement?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good age to get a credit card?

Hello people……….I’m a daddy girl and anyway I make good grades so I think I should get one.


What the hell is a mortgage?


I need a personal loan to pay off some debt.?

I know you will say at first getting a loan to pay off other debt makes no sense but I am going to take this loan and payoff 3 credit cards so it will actually help. I only need $2500 anyone have a suggestion that is LEGIT and NOT a payday loan of a suggestion?


Can you get in legal trouble in Kansas for not paying off a payday loan?

I have crappy credit anyway. I really just got WAY overextended. My fault. They are really threatening, and I just don’t have the money to pay them off yet. Not planning on stiffing them, just need things like electricity, water, gas, etc right now. Just want to know what to listen to and what not to. Threats of court, suing me, jail, and other things just scare me and I can not have anymore stress. Please no I told you so, or childish answers.


Has anyone here ever had to file for bankruptcy? If so how did it affect your life..good or bad?


Where can i get a REAL $500 payday loan from?


Where can i get a free credit score without signing up for something?


Can you sell a car to carmax if you owe money, but they offer enough to pay it off?

I owe 5,000 on my car and they offered 8,000. The lady said I need the title, but some people online said she was mistaken and that they will pay off the loan and once they get the title, give me the rest. Does anyone know for sure if you can sell a car that’s still being financed, but they offer enough to pay it off?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Legitimate payday loans?


Can the bank trace the people who have done fraud with my card?

I have had a bank statement and there has been loads of online transactions made which I haven’t done. Pizza,Asos,Amazon,Yours Clothing,Etc etc. All amounting to around £400. Will the bank/the companies be able to trace delivery addresses(assuming it had all been sent to a specific event)/what was bought/when it was bought etc as I have a good idea who it might have been? Thanks It is santander bank by the way, so if anyone has any specific experience with them it would be helpful!


What happens after you’ve been approved for a loan?

so if you apply for an auto loan, and are accepted, what’s the next step? Once you are accepted, are you automatically bound to the loan, or is there final paperwork which must be taken care of first?


If i get a credit card but don’t use it will it make my credit score go up?

My biggest problem is i have pretty much no credit.


Capital One Platinum Credit Card?

link: capitalone.com/credit-cards/platinum/ Looking for a first time credit card. I have limited to no credit history, I am no longer a student. Looking to build good credit history. So far this is my best option. First off: Any one have experience with this card? Second: I don’t want to pay the annual fee $19 on the 2nd year with the card. My goal would be to find a new card with better rewards, assuming I have better credit history at that time and then cancel this card before the annual fee goes in place. doable? Any advise would be great, thank you


Can anyone tell me about Payday loans?

I took out 5 online payday loans, and two stores front…I can’t afford to pay them.My hours at work have been cutted to 30 hours per week how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy


What are my chances of a mortgage?

Im 27, self employed, on low income because of a historic serious illness, excellent credit score, soon to be the owner of the family home. Will i get a mortgage to actually buy my first house?


Does a person have to remain in the state they file bankruptcy in?

my sister-in-law has filed bankruptcy in Missouri. We want to bring her to live with us in Illnois. Will this stop her bankruptcy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Buy a prepaid virtual credit card?

Hi I want to buy stuff on the internet and some websites have really good bargains but I m not sure if their legit so what I wanted to do is buy a prepaid credit card that works on the internet, unfortunately I cant seem to find any on the Internet, so I want to know if it possible tu buy a *virtual* prepaid credit card, or put some money on some account that isnt linked to my card? I dont have much time to buy these things so I m looking for something I would be able to do right now 🙂 thanks guys


Need a loan shark in st helens?

really need a loan shark in st helens


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


My auto loan amount is $17,629.23 and my monthly payment is $304.59, they only took $66.19 interest?

According to an auto loan amortization calculator I should have had $126.00 towards interest for the 1st payment. My interest rate is 8.59%. Why so low for the 1st payment? Are they using a different amortization schedule?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know where i can get a free credit report?? every website i go to says FREE” but it’s not!!!?”


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What does NOT PAIDA/P NSF FEE mean in online banking?

I just checked my bank balance and my main account has NOT PAIDA/P NSF FEE on its statement, and has put me in OD for $20.00! What on earth is this? I had no automatic payments or anything going into/out of this account and the account had nothing in it. Is the bank ripping me off or something?


My Experian Credit Score is 641. How high of an interest rate am I looking at if I get a $6000 Car Loan?

I paid off the last of my debt a couple months ago, and I checked my score yesterday and it said 641. I have $0 debt on my credit report, but no open lines of credit. I have a Secured Credit Card on the way any day now. I read that it helps one’s credit score by having different kinds of credit on your report. I know the right thing to do would be to use the credit card for a while, and then apply for the loan…But I kind of need a loan right now! And I have no one to co-sign for me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Card cash advance how does it work?

I want to buy a four wheeler but the banks are closed. I have the money but I don’t have the cash for the deal. I was wondering if I withdrawal money from my credit card is there interest or is that only if i don’t pay for it by the end of the month?


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.


Auto loan rate after bankruptcy.?

I believe my wifes car is about to kick the bucket. We have recently been discharged from a chapter 7 bankruptcy. I was just wanting some input to get an idea of what kind of loan rates we will be looking at. If we get a co-signer will that help with the interest rate? Thanks in advance!!


What options are there for first time home buyers that do not have any kind of down payment?

I have checked with local banks and they have pretty much said sorry, there isn’t anything that we can do for you. You go to a place like LendingTree.com and even though they would probably find a way to get you a loan, at this point they have a stipulation of no less that $100,000. Where I live, that isn’t necessary for a really nice home. We have fantastic credit, very little debt, and want to take advantage of any current tax breaks. What options do I have?


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Hi all. Just a quick question about bad credit (OSAP)?

Hello. Shango Muffin here. I am curious, if a person is not able to pay off her OSAP and is having financial difficulties throughout the year; would this effect her potential to get a job (any job in general) ??? Besides gov jobs and financial related jobs, what other specific type of employers will reject you based on your bad credit? If people hold your bad credit against you by not hiring you…. how the heck are you supposed to make $$$ in order to pay off your overdue payements/depts and move on with your life?!? People are young, inexperienced and make mistakes when it comes to loans and credit… how can the established world hold this against them??? Anybody??


What is the best place online to get an unsecured personal loan?

Both my bank and my credit card have effectively screwed me out of most of my paycheck. My bank is Wells Fagro and I talked to them already. They are unwilling to solve the problem. But I have to pay my rent and cable/internet/phone bill still. Therefore, I need to locate funds from a source in excess of $350 very quickly. I may be able to get a payday loan from a local place but it may not be enought o finish the job. Besides they will likely take it out of my next check completely. So I would need to find an unsecured personal loan that is willing to take smaller payments over a few months in order to accomplish this. Any ideas?


I wrote a check for a payday loan and cant make the payment and the accountt is close after I wrote the check.?

The account is now closed. I didn’t realize the $200 a week was just to pay the interest with nothing going to the balance. What should I do?


Can a Payday Loan Place in KENTUCKY take you to court or jail for paying back a loan ontime?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a 10,000 dollar student loan with no cosigner.?

Hi. I am 18 years old with no credit. I need 10,000 dollars to cover the cost of living (apartment rent, bills, food, etc.) while in school full time. I have already used up all of the federal aid I received. So my question is: is there any way I can get a private student loan with no cosigner. My parents have bad credit so they are not an option.


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What are the best companies for improving bad credit?

I’ve heard of a few companies that resolve some of the dings in your credit (or at least help you to do so) but I can’t seem to find any that actually look legitimate. I would prefer ones that are at least semi-inexpensive but fixing my credit is my first priority.


Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


Which chapter of bankruptcy is it?

Which bk do you file to get full relief of the debts (full discharge) I dont have any property I am trying to keep like a car or house.But I have heard some people say they had payments to make what payments are they talking about.I thought the bk wiped away your debts.Or does it??


Picking up the pieces after bankruptcy?

After 2 years Whats the BEST” way to start picking up the pieces after bankruptcy in relation to starting a “New/Good” line of credit? Where to begin? Everyone wants to sell me a new car – I don’t need one! Refinance my house/2nd morgage – I don’t need this either! Tried a furniture loan – was denied (maybe 2




















































Where can i go online to check my credit score without having a credit card?

Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

HELP WITH AUTO LOAN PROCESS?

How long will it take to apply at a bank (I work alot and must set aside time)? What should I bring? Should I even go to a bank for a loan? I’m a recent grad with short credit that has just as much bad debt as ggod debt. What tips do you have to increase my chances of a good deal. Btw, I’m asking for $12.000-ish. Thanks guys 🙂


Is there a payday loan company that let’s you use your saving account?

I would like to get a payday loan but, I only have a saving account that money is direct deposited into.


I need a lender for a loan via the web with bad credit without money up front?

i have tried many is their someone out their that can help?


Does anyone know what a Choice Freedom Platinum card is?

Hi I got an email today saying I have been approved for a Choice Freedom Platinum card, what is it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can my partner use our property to make a loan without my consent?

I co-own a property with my business partner in Seattle, WA. The property is titled under our individual names. I found that my business partner has used our house as collateral for a loan after the house was sold last month. And the title company has used all the proceeds to pay the loan. My question is: Is the Deed of Trust (loan) valid without my signature on it? Can the proceeds be used to repay the loan even if I didn’t agree with it? Is it title company’s fault by not clearing the records on my house? If I can claim against the title company and my business partner in this case? Thank you!


Would i qualify for a small personal loan?

i am a student needing a very small personal loan (under 1000). i have a 646 credit score. i am new to credit and have one credit card. my balance varies (it usually is high, but in recent months i’ve not used it as much), but it is paid off in full at least three weeks before it is due. i don’t have a car (working toward that!) but i do have a cell bill (not sure if that counts toward credit or not) that is also paid off in full much sooner than it is due each month. i have had my credit card since january. would i have any luck applying for a small loan of ~$920? all my outstanding debt is paid off and i have no loans or other credit lines save for my card.


Has anyone had any credit repair experience with Lexington Law or Ovation Law,?

if so, what was your experience good or bad and why?


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use my household income on an individual auto loan?

I’m married, but if I apply for a car loan in my name, do they only use my income, or will they use Household Income? OR would we need to do a joint auto loan in order to qualify with both of our incomes?


How do i get a FREE credit report that doesn’t hurt my credit for checking?

help!!!! how does this work?!


Anyone know anything about BIG payday loan company?

Has anyone had anything to do with BIG payday loan company? If you did, how did you get to talk to someone about your account? I think they are a bad company. Does anyone else feel like this?


Cash converters payday loan?

I have a payday loan with cash converters, which Ive had for a year, but cant afford to pay, and not get back to live. This month I just wont have the £286 to come out of my bank. I naturally dont want to default, but am unsure what to do. Should I go into the shop and see if they will take smaller payments?


Is a walmart credit card a good stepping stone to getting a regular credit card?

Hi, My husband are trying to build our credit score, we’ve always paid all of our bills on time and he has a good paying job (three years) we have no debts and 4,000 in savings and we were approved at wamu(our bank) but then a few weeks later we got a letter saying they could not offer us credit because lack of credit. we recently got our credit report and there isn’t anything on it really. (I thought our rent and bills and cell counted for something!) well anyways, would walmart give us a card? do they report to the credit agencies? any other ideas? any help is greatly appreciated!


Who still does ITIN home loans?


How long after a foreclosure/bankruptcy can you buy another house?

How long after a foreclosure can you buy a house? A realtor told me people buy a house a year after a foreclosure. Is this true? I have lived in apartments for 3 years with no late payments (good rental history). Unfortunately I made a critical mistake (call it being young and dumb). I bought a house when I was 21 and decided that it was too much for me. Instead of selling it, I turn my house over to my parents who are landlords for other properties in the area(they were to keep all the profits when if they/I decided to sale it). To make a long story short, they ended up losing their business and are now stuggling themselves. So they let my house go under without telling me and now it’s on my credit listed as a foreclosure (I found out 6 months after the fact). 🙁 I’m debating on rather to bankrupt or not… I want another chance at home ownership (now that I am older and more responsible). What should I do? How long before I will be able to buy again?


I am 25 with 25,000 in medical debt. Should I file bankruptcy?

I am married. My husband and I are both college students. We don’t have any credit card debt, but we only make 18,000 a year. He still has 3 years and I still have 4. His credit is just now getting good. All of this is on mine. We have gotten all of our other creditors paid off, but we feel like we have no choice.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long for a USDA home loan to get final review and approval?

We’ve gone through all the hoops, pre-approval letter, signed some papers, gave the lenders everything they needed to get our file together, and got final approval from the underwriter. Now the lenders sent me an email saying they have sent everything to the USDA office and they have acknowledged they received it and it’s waiting to be reviewed. How long does this generally take? And has anyone ever been denied?


Is this legal can they do this on a personal loan /auto loan from citi finance Serious answers only please?

I have been making monthly payments but payments are sometimes late but they do get paid. When I opened the account in August 2007 I borrowed $10,000.00 (payments are 337.96 monthly) and about six months ago I started watching my statements and receipts and the balance (11,343.66) was not changing not even 0.01 of a change it has remained the same. Well I called them today to find out why there has been no change to the balance at all and they told me that every time my payment is late that they just take the payment amount of $337.96 for it being late and that none is applied to the principle or interest. I do not believe that this is fair/legal practice myself can someone tell me if this is legal or if not legal what can i do and serious replies only please


Can I significantly raise my credit score by correcting a error?

My husband and I have never, ever claimed bankruptcy. We are wanting to purchase a new home and after pulling our credit reports we discovered that a bankruptcy is listed in his name (he has a very common name) from 6 years ago. We have disputed it and are waiting the 30 days for it to clear. (He contacted the court house listed and after running his SSN, she agreed there is no record.) So here’s my question: when the bankruptcy drops from his report, will it affect his credit score? If so, does anyone have just a rough estimate of how much it may go up?


Capital one charge off, payments agreed, still showing as past due.?

During a separation, my wife stopped paying the C one CC. They sent it to charge off”. Here is the problem. I called up after finding out after 17 years of good credit with this card


Can The Irs Take My Car If I’m The Co Buyer? Buy The Buyer Owes The IRs.?

Ok so me and my father have a car loan together, i pay the loan monthy and have prove i pay the car payments. he is the primary buyer of the car and im the co buyer of the car. He has some tax troubles and the irs may start repoing things. My question is can the IRS take the car. Mind you we still owe on it and i have never missed or been late on one payment. Also, I have things in his house that belong to me and have receipts for some of the items but not all. can they take those items also?


If you get sued for being a cosigner on an auto loan the primary defaulted how long till it falls off credit?

i was never notified of anything to do with this loan until i got the notice of being sued


Are there any payday loans that give money themselves and don’t have special offers”?”

I am looking for a short term loan and am getting very frustrated with filling out application after application for lenders. Once I fill out the application for these lenders they send me to more lenders. And what is is the deal with the special offers”? All I want is a short term personal loan. Can anyone help me? And are there any ones out there that a person can call?”


Does the personal info on your credit report effect your chance of a auto loan?

The personal info like at the top of the credit report itself, there is your name, address, place of residence, and where you work. I checked mine and all 3 credit bureau’s have different info. One has my first job I ever had as my job I work at now but I havent worked there over 5 years, and they have my home info as living with my mom but I have never lived where she moved to, and anther is showing I live with my wifes family. Is this something I need to change since I am going to be trying to get a new car loan? Also does that incorrect info affect my credit scoring?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to click on these free credit report internet offers? What about 3?


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?


$10-15K auto loan in Toronto: what would be the approx. monthly payment?

Hello all. If I take an auto loan in Toronto, Ontario, Canada of $10K what would the monthly premium come down to (approx.)? Assume an average tenure (the tenure most people take auto loans for). And what would it be like if the loan was $15K? I don’t have a long credit history in Canada (although I do have credit cards) and this is my first time taking a loan. So I assume that interest rates would be on the higher side. Rates of course would vary from institution to institution – I am just looking for a rough estimate. Thanks.


Co-signing an auto loan?

Hey guys. I would appreciate anyone’s help regarding a bind I’m in. I’m switching jobs and have to turn in my company vehicle. Therefore, I need to purchase a car. I went through a messy divorce a couple years ago and my ex really hurt my credit by charging up cards, taking them out in my name, etc. Long story short, my credit is suffering. I had to pay a lot of money to close accounts, etc to divorce. I’m trying to get a car and the dealership is having problems getting me financed. I think I probably could get a loan somewhere, but the interest rate would be through the roof. I make good money and my new job would have a base of 60k. The business manager at the dealership asked if I could get a co-signer. My dad is retired and has great credit. My parents are looking to move south and buy a new place. If he co-signs, will this loan on his record impact his financing, future purchases, etc? I just don’t want to burden him. The car is $15,450. Thanks for your help. Jon



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit score at 559! Doomed for home loan??

Okay for all of you that dont believe me, thats fine doesnt really hurt me because I know the truth. We met with a credit couselor and she looked everything up for him. There are 3 inquiries that we filled out. But the rest are from his info being sold. And no I dont work, and I have no credit because, I am not quite sure. I have had all my bills and my car, in my name for 3 years but for some reason nothing is on it.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?


Do you know personal loan agencies?

I have not so good credit but need a personal loan. Do anyone know of any agencies in the U. S?


Why is a residential status important to the credit card company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I pay my Discover card bill with another credit card?

I am trying to spend a high amount of money on a different credit card to get a reward thing, so I would like to pay my Discover bill with a different card. However, I only see the option to pay my Discover bill through a bank account. Am I missing something? Is it possible to pay my bill with a credit card? Thanks!


How much should my pmi be on a 240,000 house?

Also, does anyone know a ballpark for homeowners insurance also?


Is $7,000 bank loan alot of money ?

My mom is trying to get me a car, our house is paid off in full, and so is my moms car. Shes been working for the post office for 25 years, she has pretty good credit. do u think she will get it ? what determines it. She went to her bank for the loan. ANd is 7,000 a lot for a loan.


Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater” and i like your email


Do I qualify for Bankruptcy?

I was in a bad Accident over a year ago. I over over $200,000 in Medical bills. I was forced to resign from my job and I have no income right now.


How to File for Bankruptcy?

I am in debt for $20k and I dont have the money to pay it. How do I file for Bankruptcy and when I do, what happens?


Did someone steal my Identity?

Recently I tried to open a new bank account and some of the security questions asked that I verify where I opened an auto loan and mortgage. Says they were opened 2004 and 2005. I never did EITHER!!! I tried to do a credit report to see what was opened under my name and Eqifax’s site asked me to verify the same information. I was unable to do a credit report because of it. I tried Trans union and it asked me to verify a bank account number that I dont even have. These websites claiming free credit reports also ask for a credit card number which I dont have. I’m lost, I dont know what to do. I cannot open a bank account. I cannot apply for a credit card. How can I clear my name?? How can I find out my credit history when half these websites are asking me information I do not have?


Auto loan for people with no credit history?

I have no credit history, have a brand new SSN, what all options do i have who will grant me auto loan


Income tax deduction for house maintenance?

Hi, My father is a retiree and only source of income is interest from FD, he has a house in his name in which he currently resides. Can he claim tax deduction for house maintenance, if yes how much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Urgent plz! Applying online for the Tier4 student Visa to the UK before having the bank statement, possible?

I am a Moroccan resident in Italy and I want a Tier4 Student visa for the UK; the courses I want to attend start on September 24 and I am afraid I will be given the meeting for the visa too late. The rules state: “A Tier 4 (General) student must show that he/she has held the required money for a consecutive 28 day period (finishing on the date of the closing balance) ending no more than 1 month before his/her application. “ I want to make sure I have an early meeting date in the Visa Application Centre and I have a doubt: The rule means that the application cannot be done more than one month after the 28 days period ending date BUT it does not mean that the application cannot be done before the 28 days period ending date. CORRECT? SO provided that 1) I already have the money in the bank from 5 days, 2) I am sure the money will stay where it is and 3) I will have the correct bank statement on the day of the meeting, CAN I DO THE APPLICATION NOW (BEFORE THE 28 DAYS PERIOD ENDING DATE)? Please help me to figure out how to solve this puzzle. I will be grateful to hear your advice and opinions. Thank you in advance.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?


Is credit scores of 544, 503 and 494 consider?

to low for a home equity loan.


Which bank we should contact for debt consolidation loan?

we have 3 credit cards with 15K debt and paying average 15% APR …and we think we should try for debt consolidation personal loan which doesn’t require any collateral or home equity…so based on experience can you please suggest which bank we should contact for such loan?


Could I get a debit card with a bad credit history?

I have a basic account, so can’t pay my bills online or via phone and it gets on my nerves.


Euro Pro x sewing machines… do they suck?

I got a Euro Pro X model 372h sewing machine. It seems like it really sucks. It only works with the straight stitch… thinking about getting another machine. Is euro pro a good brand or bad brand???


What are the main differences between Chapter 7 and Chapter 13 when filing for bankruptcy?




















































Is there a way to get your credit score for free?

Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Escrow disbursement – customer?? 5th 3rd bank?

my online mortgage account says Esc Disbursement – customer….does this mean they are issuing me my escrow refund? i hold a mortgage with 5th 3rd bank…..usually it says Esc Disbursement – Taxes or Insurance…..thanks


Will filing bankruptcy effect my family?

I’m 25, have 2 car payments, a mortgage, work full-time, married and have a kid on the way. I don’t know what to do? I have been thinking for a while that bankruptcy is going to help. If I did, I would keep my wife out of it and her car. That way if worse came to worse we could use her credit, and car to trade if needed. I just want to do what is best for my family, we are struggling right now, and I know bankruptcy is temp. We are so far behind on bills and I am about to get 2nd job anyway for extra cash. What do I do?


I have had car finance with black horse twice in 5 years i now have poor credit could i get unsecured loan?

i am trying to get credit better and only need to borrow £3000 in total


How and where can I get a small loan with extremely bad credit?

How and where can I get a small loan with extremely bad credit? I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don’t know for sure, but it is not good. I need a small loan to pay off my bills. I just want them all consolidated. The VA will not give me a loan, all they can do is co-sign a HOME LOAN, not a small loan for little things. What can I do now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What happens if I pay my car payment 3 weeks late?


What does 110% loan to value mean for a car?

So being upside down” is a bad thing if I am looking to resell the car before I pay it off?”


Can you obtain a great credit score if you have declared bankruptcy in the last 10 yrs.?

And if you can, can you get large credit limits on credit cards?


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you file bankruptcy can you keep one of the vehicles you are financing if you are current with them?


How do I apply for the HrBlock Emerald Card Advance line of credit??

I cannot find the application to apply for HR Block Emerald Card Advance line of credit that I qualify for, it is not on the web site. I understand if I met the qualifications, I would be able to apply for a line of credit. Well it has been five months since I opened the account and I cannot seem to get any cooperation from HR Block Bank, except them telling me I qualify. The web site offers no application or number to call. The number I got from customer service was just a recording about the advance. Is this advance only offered certain times of the year, because my tax preparer told me it was year round once I qualify. Knowing I would have a line of credit when I needed it was the main reason I signed up for this account. Could someone please help me with this matter? Thanks


What happens legally if you dont pay back a cash advance loan?

cash advance from checksmart


How much of an interest rate should I expect on an auto loan?

I’m looking to purchase a used car between $7000 and $8500. I’ll be putting $6500 down, and the sales tax is 6.75% in the county I’ll be living in. I want a 12 month loan. I’m 19 and have no credit, and am using this – along with my credit card that I use to purchase gas and then immediately pay off to build my credit. I’m assuming it will be somewhere between 12% and 19%, but want to get a better idea. Before you say just buy a car for $6500 cash, I want to build my credit quickly and have no issue affording the monthly payment, regardless of the interest rate – and I’d like to do it this way. Anyway ~ Just figured I’d ask! Thanks.


Bajaj Finance auto loans rates for 2010?

One of my relatives is planning to buy a bike from Bajaj, hence I wanted to know where can I get good info about Bajaj loans in Mumbai


Will any debt consolidation company include secured debts like cars and educational loans into the program?

Is it uncommon, does anyone know of one?


Does anyone know a legit Bank or Company that gives out loans for people with bad credit??

Looking for a loan that doesn’t take forever to get. If you do know can you provide information such as contact and possibly there phone number??


What is the process of buying a modular home? USDA loan!?

I am interested in buying a modular (not mobile) home. I am going to get a USDA direct loan and I don’t know the process. I have already been pre-qualified for around $145,000. I stil have to submit my application. Do I look for the home and land before I get approved for the loan or do I have to wait until I am approved? The USDA does start pulling applications” (what I was told) until October so will I have to wait until then before I look? I am interested in Clayton homes


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad credit auto loans?

Our bad credit is not that we don’t pay our bills. There are two people with the same name ,both in the military. One is retired. The other person’s non payment of his bills has been attached to our credit. We have worked really had to get most of his information off our credit report but still haven’t been able to get some off as fast as others.


Herbert Hoover and the Great Depression?

How well does Herbert Hoover handle the Great Depression? Is the depression his fault? Please help! Thanks so much!


Is it safe to become a porn site member using Credit Card / Debit Card?


Does a free credit report show everything or do you have to buy to see all?

I got my free credit reports (from experion, transunion and equifax’s website) and was wondering if it is a full report or partial report. Do you have to actually buy your credit report to see everything that’s on it? I don’t want to have to buy it if all its going to show is what I have already seen on the free report.


What if i file bankruptcy? but did not go to court yet?


I’ll just start working this week, can i apply for an auto loan?

This is my first job and i’m 18. What will i need and will i qualify?


Important question about filing bankruptcy?

I had 20 thousand dollars in credit card bills last week and i needed money so i paid my credit card offf with my bank account even though i didnt have the money.Well the bank let it go through so now i have an availabe credit card balance on 20k so i withdrew the money.is this illegal and can i still file for bankruptcy.Your answer is really appreciated?


Is Market share the best indicator of company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to take a home renovation loan from HDFC. Is HDFC giving such loans now?

What is the interest rate on such loans and for what tenure are they available?


I did not recieve a 1099-INT from Bank of America?

I just went to BOA website and it says Watch your mailbox for IRS Forms 1098 / 1099-INT. These forms are mailed by January 31st and should arrive no later than February 10th. Tax documents for 1099-INT are not currently available online. We only report interest paid on your Bank of America accounts and mail a 1099-INT if you: -Earned $10.00 or more in interest during the year. -Had any interest


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


When applying for an auto loan do they only check balances on accounts or can BOA check actual transactions?

I have had two checking and two savings accounts with Bank of America for a couple of years and thought I should look into their auto loans prior to going to a dealer. I am wondering though if they are able to look at actual transactions or just view balances when doing the credit check. I assume any other place wouldn’t have access but since my account is with them is that something they may do? Any info would be great!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does WFS Financial (Wells Fargo) Report to Credit Agencies?

I recently got an auto loan with WFS Financial (Wells Fargo Dealer Services) and I was wondering if they report to the 3 major credit reporting companies? Do loan companies usually report every months car payment or just when its fully paid off?


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.


I already have home modified, can I now file for bankruptcy?

house is modified and have been making new payments for 1 year now. I have about $30,000 in credit card debt and now one collection agency is wanting to take me to court. Can I file for bankruptcy and save my house? We also only have 1 car which is paid off. We have only one income and are living under poverty level for house hold of 3. Also is there any options for filing bankruptcy without using a lawyer. I cant afford one. Please give advice. God Bless


How to build credit in my situation? Please help?

I’m 19. Last year, my checking account was overdrawn by accident. I put a check in the night deposit to cover the costs. I called every day for a week or so, waiting for the check to go through. Then my balance finally when to zero. I found out later, what happened was they turned over my account to collections and the check for some reason never appeared in their records. So before I had no credit at all, as I was only 18, and now I don’t know what to do. I applied for a student credit card and was declined. I don’t know if this is because I have bad credit because of the incident or if I have no credit. I have also not been able to figure out who to get my credit score from those agencies that have to give them for free because they try and get me to pay money. What can I do to build up my credit if I can’t even get a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get an auto loan with this criteria?

I have very little credit. Only 3 months with my first credit card. I want to own a used 350z, but haven’t really established solid credit. I just started a job that makes about 60k/yr. I have a steady income, but I only have about 1.5k saved up for the down payment. What is a good interest rate to shoot for and will I be able to get an auto loan like this?


Can I get a $20,000 auto loan at 18?

I am 18 years old and I work 40 hours a week making $10 an hour, is it possible for me to get a $20,000 auto loan to get a car, without a co-signer?


Will I get any notification about tax offset from my tax return, due to defaulted student loan by my spouse?

She got a letter from debt collector saying they will garnish her wages, but it dosen’t say anything about tax offset. Should we be worried & will we be notified before the tax offset by IRS. We really need the money. Thanks for any input.


Debt Consolidation Programs: Blessing or Curse; Yea or Nay?


What is your opinion of check cashing and payday loan places?

Are they loan sharks or do they provide an important service to low income people?


Changing bank of america credit card due date?

Yes I know my current closing date, the information has been on my account for weeks but the card came today.


Should I file for bankruptcy? What options do I have?

I just finished a divorce that took over a year and half to complete. Now Im faced with child support and alimony, in addition to whatever equitable distribution I have to pay. This year and a half led to me using up my credit cards and borrowing money. I’ve reached a point that I will not have any credit cards or enough cash to pay for my own living expenses, car, food, etc, plus child support and alimony. Can I file for bankruptcy? What option do I have? My credit is over 700, but I really cannot afford to pay for everything anymore. I dont know what to do. I would appreciate any help I can get. Thanks.


INST/OTH BAL” is on my credit report…BUT who are the and what does that stand for?”

I apparently owe them. But I dont even know who they are or what company they’re representing. No number either, just thoes ints. please help


Can you keep your car if you file for chapter 7 bankruptcy in Massachusetts?

I know that if you qualify for chapter 7 bankruptcy, you’re allowed to keep some assests to live on etc, and that it varies frome state to state – does anyone know the value at/below which the bankruptcy judge will allow you to keep your car in MA? If your car is worth more, will they take it or require you to sell it? Thanks for any help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to get ur house back after chapter 13 but before the house is auctioned off?

last spring me and my wife filed chapter 13 bankruptcy and gave up our house. at the time I was in school and we couldn’t afford the payments.Since then I have graduated and have a good paying job and would like to discharge the bankruptcy and get my house back but don’t know if it possible.


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.


How can I get my ex-partner off a joint car loan,which has my house up as collateral and has a caveat on it?


Debt reaffirmation after bankruptcy?

After filing Chapter 7 Bankruptcy 2 years ago we reaffirmed our auto loan through Citizens Auto.The vehicle was totaled in January 2008.Our insurance company got the payoff quote from Citizens Auto and sent them the payoff for the amount quoted.After 3 weeks we received a bill from Citizens stating that our loan was past due.I called and was told that the cashier’s check that was sent was there hadn’t hard posted to the loan therefore the loan hadn’t closed. My insurance company stop payment on that check and reissued another one with a copy of the letter of guarantee from Citizens Auto. Sent this certified over a month ago.The loan still hasn’t closed and it’s been a little of 2 months since this has started. I was told by their bankruptcy dept that bankruptcy accounts can take that long to close.After speaking to 6 different people there I was never told that could be the cause of delay. I want to know if bankruptcy accts take longer to payoff from insurance companies?


All television is educational television. The question is: what is it teaching?

I wish there was a knob on the TV so you could turn up the intelligence. They got one marked brightness” but it don’t work


Bankruptcy question: as a new resident of FL will signing lease for section 8 in NYC for my dad effect filing?

Looking to settle with credit union for $9,000 in debt. Have a new baby, no job, husband makes too little and also has same situation himself. We just moved to FL. If I need to file for bankruptcy will the signing of section 8 papers (stating I live with my father in apt in NYC) effect that? My father wants me to keep signing saying that I live as a child under his lease to keep his two bedroom. Do the trustee’s assigned to investigate your case look into those details?


What is the least expensive and most effective way to protect my identitiy and credit ?

I’m not feeling comfortable to provide my SSN to any company. A friend of mine told me he has a free protection for his credit card and he didn’t provide his SSN to that company, but would be a protection for the ID ? Thanks




















































Where can i get an actual free credit score?

Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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What is the decay rate of the gallium?

An isotope of gallium, 67Ga, has an atomic number of 31 and a half-life of 78 hours. Consider a small mass of 3.6 grams for 67Ga which is initially pure. Initially, what is the decay rate of the gallium? λo=0.0888 hr^-1 T1/2=78 h Ro=?


Is 11.4% interest rate too high, or should I save $ to fix my credit?

I got approved for an auto loan from my credit union bank. The only thing is that it’s my first time actually purchasing a car, but I dont want to make any mistakes doing this. I want to make sure I’m doing this right and choose the right interest rate for my loan offer. I was wondering if 11.4% interest rate too high, or should I still search around? I do understand that the better your credit is, the lower the interest rate. Also, the monthly payment is $230/mo and the loan amount is $9600 for more info.


What happened to the free credit report band?

I saw the commercial that they’re looking for a new band But what happened to the other band


I am trying to find auto lending company to finance a second auto loan fo a new car with not so perfect credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will a closed bank account due to a – affect my credit?

I’m 18 and have yet to build up my credit. However, I do have a debt card. A few weeks ago, I made a payment with my debt that caused me to go negative. They have already sent me a letter stating that my 30 day mark is almost up and if not paid, they will close my account. The payment I had made was for a family member and they have yet to reimburse me the money so I can deposit into my account. If by any chance, my account gets closed, will it affect my credit? Is there anything I can do so that I can get an extension? Thank you.


Can I be a cosigner on a mortgage loan if I’ve had a recent foreclosure?

My new husband and I would like to buy a condo that is for sale down the street from me for $84K. I have a recent foreclosure (less than 6 months) on my credit from a house that I owned with my ex-husband who kept the house but stopped paying for the mortgage. I retained a lawyer and brought him for contempt of court to get my name off the mortgage but nothing was resolved in time to stop the foreclosure. My husband has good credit (mid 700s) and a steady employment history for 10 years he just doesn’t make enough to qualify on his own for a mortgage. Would he be able to put me on as a co-borrower for the benefit of the extra income (I have been self-employed for 5 years) or is the foreclosure too recent? Thanks for your help.


Where can we get our annual free credit report online?

It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy court question?

What does it mean i have recieved a letter saying WHEREFORE, the Trustee prays that this case be dismissed for cause pusuant to 521(a)(1)and 1307(c) Does this mean I’m in trouble.


Need phone number to talk to LIVE PERSON at Experian regarding DISPUTE?

I filed the dispute years ago but the matter is currently in the legal process and I need to clarify some details of my dispute (such as proof of what date I filed it, etc) I know that numbers for live people in the dispute department really exist (not just machines to return calls) because I have called them before (years ago when I went through this) but no longer have the number. I am very familiar with dispute process and how it works, how long it takes, etc. That is not my question!


Best mortgage comp for low fico score and low income 20,000 a year?


H&R Block, Jackson-Hewitt????

Has anyone used these services for a simple tax filing? If so, what is the approximate charge and who would be better of the two?


Do you have to pay back anything to your creditors if you go bankrupt?

I live in aus and im thinking about bankruptcy. Because of my income i fall under the threshold amount for making contributions but I am confused as to whether or not I have to pay anything at all back to my creditors during my bankruptcy period? Any information would be fantastic.


Ebay car parts? Any good?

Has anyone bought performance mods for their car off of ebay like Rims Turbo Strut bars stuff like that to save some money insead of getting everything name brand? Are some of the parts just as good? I am asking if some of the retailers on there who sell repliica parts like this … http://cgi.ebay.com/ebaymotors/4-N1-TTIP… This kind of reminds me of an episode of pinks where this one guy had a camaro of all bargain parts destroyed a guy with name brand crap on his car. I was like wow! 10 points for best answer


Do banks usually give auto loans for a car you are buying that is For sale by owner”?”

I am looking into buying a car that is being sold by its owner, and I wasn’t sure if I’d be able to get the bank to loan me the money for the car in this case. I decided I’d ask people here before going to the bank to ask them too. If banks don’t usually offer auto loans for these kinds of purchases, are they more likely to give a personal loan because the loan is to purchase the collateral asset? Thank you in advance for your help.


What happens if auto loan financing falls through?

We traded in our 2004 Aveo on 1/25 for a 2004 Dodge Caravan. The dealer arranged financing for us, and paid off the loan on our Aveo. We signed all paperwork and drove the Caravan home. Now, 16 days later the dealer calls, says the bank needs more info, names of 3 references. Does this mean the financing has not gone through yet?? Dealer says this is the last info they need. Is there any chance the deal can fall through? We have received our new registration on the caravan, and the dealer already sold our trade in.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What mean a credit header?

I have a Life lock protection for my credit, today i checked my account in lifelock and i saw a notification about credit header”. I am so scared that someone steal my identity and i want to know what that means? what is a credit header?. I don’t apply for any credit so far. I am only 18 year old now and I start working couple weeks ago. I plan to open my own business in the future


If my credit score is 583 can I get a credit card?


What is the best auto loan online they have for people with bad credit?


In what way did Bill Clinton cause the 2008 mortgage crisis?

A lot of people claim that when Bill Clinton was in office, he and the liberals in government pressured banks to give loans to Americans (who happened to be racial minorities) who otherwise wouldn’t qualify. The rationale was to push a social cause, an environment where they could buy homes they couldn’t necessarily afford. Do you guys have any evidence to support or contradict this theory? Thanks in advance.


Is using a fake credit card number for a free trial illegal?

I mean i see tons of free” trials ask for the user’s credit card information as some time of verification method. I’m thirteen years old and i’m just wondering if i used a site like…http://www.getcreditcardnumbers.com/ and generated a credit card number for GameStop. Will that be considered illegal? Because i don’t think it should be since you don’t have the intent of buying the product.”


Bankruptcy question in NJ?

WE plan to file bankruptcy and are concerned about the deposits in are checking accounts that dont match up to are income.Thier are more deposits in their due to the fact that we have cell phones and etc.in are name for some freinds and they give us cash for this witch we deposit into are accounts so it looks like we have more then what we make, do you think this will be a problem? will they ask for proof?


I need help getting a personal loan $3,000 plus?

OK…..So, I go to my bank and the bank-lady there doesn’t even try to look me up in her computer. she just tells me IF YOU DONT HAVE PERFECT CREDIT


Payday loan debt help!!?

Ive been using payday loans for about 6 months now, and its gradually increasing by the month so that i can afford to pay it off, anyone got suggestions? ive tried getting a loan with my bank so that i can pay off the payday loans and have less interest to pay off, but i cant now as my credit score is so bad. is there any other companies that would do the same? please help i really need to have my own money again.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


H&R Block or Jackson Hewitt?

Who can get you more money back on your tax refund and who is cheaper H&R Block or Jackson Hewitt?


Any charts of bankrupt stocks?

I’d like to see a chart of what a bankrupt stock looks like, but they all seem to get taken down due to mergers when a company goes bankrupt. Anyone know how I can see one? Thanks. Penny stocks are fine.


How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.


How do I collect money owed from a friend without sounding rude?

I know my system isn’t perfect, but for the past few years of doing this, I’ve never had anyone bail out on me. These are girls I’ve known all my life, we love each other like family and I want to give them the benefit of the doubt that none of them would pull one over on me. Being the one to collect money is always uncomfortable. I want to keep things friendly, but sometimes it doesn’t work out very efficiently.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

HELP WITH AUTO LOAN PROCESS?

How long will it take to apply at a bank (I work alot and must set aside time)? What should I bring? Should I even go to a bank for a loan? I’m a recent grad with short credit that has just as much bad debt as ggod debt. What tips do you have to increase my chances of a good deal. Btw, I’m asking for $12.000-ish. Thanks guys 🙂


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com


Payday loans in California?

I’m living down in Santa Cruz right now if that’s any help…


Can my wife get me the supplemental credit card?

After I filed the bankruptcy, can my wife get me the supplemental credit card as an user?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is interest rate of personal loan from different banks?

SBI, UNION BANK OF INDIA, SBT, ICICI, FEDERAL BANK, HDFC, CITI BANK ETC.


Can a 17 year old get there own car insurance?

i have my license & i am 17 but my parents don’t drive or have there license so they can list me under insurance so how can i get my own insurance any link’s please or numbers i live in ny


Which is best credit card? HSBC or ICICI? Is it really worth applying for a credit card?

I would like to apply for credidt card because am not able to apply any tickets online. So kindly suggest me as to which would be the best credit card?


How do you file an answer to a complaint in bankruptcy court in Virginia (Eastern District)?

without a lawyer… is there a form online?


What does points mean when you have a mortgage loan?”

I see loans that read that the Mortgage rate is for examples @ 6.125% with 1.5 points, then next to it one that reads Mortage rate 6.5% with 0 points. Which is better?


Why on earth do i have to pay to get my credit score?

Im trying to find out my credit score. Every place i check, you have to subscribe. All those things that say Free, they arent free. You have to subscribe to some service or website and then you can cancel it within a time limit and not be charged. But i know how that works, they will probably pull some crap on you and cause you to have to pay regardless. Anyways its my credit score, it should be free info provided to me. Why on earth should i have to pay for this? I am interested in buying a new car, as ive been driving the same car for 11 years and its really not as reliable anymore. I even have thought of buying a house since houses are going for a dime a dozen in my area these days. I would like to find out my credit score before i go any further and i keep hitting a dead end. I checked this website creditkarma.com – it was free there but they gave me a credit score so high im not certain if it was right. It said 780. I know i had a hard time around 2 years ago with a few credit card bills while i was laid off but have since gotten caught up, thus this makes me feel skeptical about that.


How old do you have to be to take out an auto loan?

i want to buy a truck, but i dont know if im old enough


Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Can I get a credit card while in bankruptcy?

I just need 3 thousand what are my options

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get a loan after taking bankruptcy chapter 7?

Is there anyway of getting a loan after taking bankruptcy chapter 7? Because we are wanting a cheaper house. Please help by giving any info that you might know of.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com


Has anyone used 90-day-loan.com? Or any online loan agency?

I am looking to get some quick cash. I know the online loans are not the best but I am going to be able to pay it off pretty quick with money coming to me. Is there anyone that can recommend one? I was looking into the 90-day-loan.com.


Does anyone know of a good but cheap bankruptcy attorney?

around wayne michigan???? for over a year now things got to hard and i had to put the house bills before the cc bills now im so far behind the interest is just as much as i spent on the cards.. they are taking me to court now and i do not know what to do because its hard enough keeping a roof over our heads and keeping the lights on… so i need an attorney someone who would hopefully take payments


Free adult site requires credit card for age verification?

I’m pretty sure the site is pretty well-known, so I’m sure it’s reliable and isn’t out to steal my money. But the site says an account costs $0.00 but requires a credit card for age verification. A few things.. Should I do this? I am above required age, but my parents have access to my payments – will they be able to see this on my account? I guess I have debit, not credit, will that work the same?


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


(AUSTRALIA) I am on a temporary Spouse visa, Can I apply for a personal loan?

I moved to Aus in April 2009 and am due to become a permanent resident in November this year. At the moment my fiance and I are struggling financially and we have a wedding booked for early next year. Is there anyone who will give me a personal loan on a temporary visa, I am working full time and have good credit history???




















































Will I get 16K car loan with credit score 610 ?

Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Questions around bankruptcy?

UK resident Some questions around bankruptcy. I have made the decision to go bankrupt due to negative equity in properties and credit card debts as a result. Could anyone please tell me, I have three flats one I live in my home a 2 bed flat valued at £215 000 with a mortgage of £227500 and two I rent out. 1 bed flat valuation £65000 mortgage £117000 and 1 bed flat valuation £160000 mortgage £202000 As you can see all three combined is quite a hefty negative and the rents I was getting no longer cover the mortgage etc so I have been using credit cards to pay the mortgages, credit card debt £15000. I work full time and earn £27000 pa As I am going bankrupt I really need to keep my flat/home to live in will this be allowed? Also from when times were good I have a 42 inch plasma, surround sound, marine fish tank etc will they come to my home and remove these or want to know about them If anyone could explain the procedure for my circumstance would be great Your help is much appreciated Many thanks PS my own property mortgage and bills are all paid and upto date unfortunately the other mortgages are been missed due to no tenants and no money


What is the death rate of US Special Forces units compared to other dangerous jobs in the military?

What is the death rate of US Special Forces units compared to other infantry/combat related jobs in the military, such as Army rangers, Navy seals, Airbourne, infantry,…etc.etc.


Buying a car with bad credit…co-signing for my niece?

Hey guys, My niece screwed up in her first year of college and really screwed her credit up. Now, her car is falling apart and she is going to get a new one this week. She has straightened up and works quite responsibly, but has asked my husband and I to co-sign for her. We are both business owners and have never had to deal with the ugly effects of bad credit. If I co-sign for her will she get a better interest rate? I understand that if we co-sign then we will pay if she doesn’t–but that isn’t my concern. Financially, What is the difference in her buying the car herself without my help, and me co-signing for her? Is it worth it?


Can I use a Best Buy credit card anywhere?

I have a credit card from best buy, not the rewards zone, just the regular one. There isn’t any Visa or mastercard stamp on it, but can I use that at other places besides best buy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is it normal to have to pay to NOT have your mortgage escrowed?

So, it is normal to pay for a risk when my credit score is 806 and my husband’s is 804? I helped do filing and data entry for a loan officer in college about 9 years ago and if you had good credit, it was no problem getting out of an escrow. Even in this bad economy, we should not be seen as a risk to lenders. Right? Or is it pointless to have good credit these days. I’m starting to realize it doesn’t even matter anymore.


Has anyone heard of a company called marval and associates?Can I go to jail for a payday loan?

Because this company is harrising me because I can not pay it back right now anw and the ach that you know you set up with payday services was sent back and I cant pay I got way in over my head with this shark loan.. Can anyone help me I am scared. I have never been in trouble.


Im 18 with no credit and need a first time loan?

Okay i have no credit because i just turned 18 in september but i have a local job and i have a fine that is 1600$ and dont have much time to pay it and was wondering about how would the best way to get a small loan with no creidit and no cosigner. I mean i dont have much time to pay the fine and i thought is there anyway i could get a loan and just pay the fine and then pay on the loan every month whats the best way to go about doing that with no credit?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone been through personal bankruptcy?

Has anyone been through it? how was it..I mean i know it wasn’t good but was it like you couldnt have a bank account? Is there like a certain amount of money that you cant have in the bank? How long does you credit suck?


Is spot loan a scam has anyone ever used this before and how does it work?


How can I get a high limit credit card, somewhere around the range of $2000+?

I am a student and do not have a long credit history, my credit score is above 600, which is not that bad in this economy. I have applied for 2 credit cards with high limits and I’ve gotten denied twice due to my lack of a long term credit history. I have the ability to pay off my debt, but I need to make a large investment within the next month. Paying it off over, lets say 6-8 months would be very easy for me to do. I just cannot find a credit card that will allow me to have this high limit. I have a good history of paying my bills on time.


Where can i find a loanshark in leeds?

i need a loan asap, iv been messed around and turned down by every leder iv gone to, im at the end of my rope man i need a loan!


What’s the highest interest rate you’ve paid at an auto dealership?

The big ones (Ford, Nissan, Chevrolet) and the independently owned ones. I just traded my car in for another car and the interest rate is 26%! Yeah I found out that’s really high, but I’m planning to my car off in a little over a year, not the 26 months I was given. There is no penalty for paying the car off early, in fact, they said they encouraged it because of the high interest rate. Now, this is at an independently owned a operated car dealership. It’s not a big dealership like Ford or Toyota. So, what’s the highest interest rate you’ve ever paid at a car dealership?


I am 10,000 dollars in debt I make 13,000 year can I file bankruptcy?

it is credit card debt and chapter 7 preferably


Auto loan for someone under 18?

Can I get a loan to buy a vehicle if one of my parents cosign it?


How does the removal of tax deductions on mortgage interest rates affect the housing market?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i dont file bankruptcy when i get my credit good?

if i dont file bankruptcy when i can get my credit file clear means erased all debits so i can start new credit history


Can you use two visa gift cards to make one online purchase?

I need buy something online, but the ítem is $820…and a one visa gift card only has a $500 limit..so can I use two of them to pay online?


Help with a loan?

Where can i find a loan with no collateral and income check?


What site do you go to to get your free annual government issued credit report?


Is bill consolidation using your home on a second mortgage a good idea?

I have qualified for a bill consolidation loan which will give me a second mortgage plus cash out and pay off my credit cards making one payment and I could really use the cash to start a business.


I need to cash a 7,000 check. Were is the best place to go?

I am expecting a $7,000 check from my retirement fund due to hardship. I was wondering where I could go to cash it besides the obvious my bank or their bank.


Math… help?

Suppose your bank honors a check for which you don’t have sufficient funds in your checking account. This action means that you’ve arranged beforehand for a/an


Where can I get a credit report?

Where can I get a legit credit report online? I was told that if I use freecreditreport.com they don’t give you all three scores, and your credit score gets dinged because it is a third party inquiry. Is there somewhere where I can get all three scores, not sign up for anything, and not hurt my credit score?

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How long does bad credit follow you?Can and old bad debt resurface?

I was told bad debt may linger or re-surface when debt is sold to a collection agency


How much home loan will i get from sbi, hdfc,icici bank on my net salary?

hi,i am from maharashtra..india.i have to take home loan from any suitable bank .my net salary 23500.how much loan will i get on different period.i select 20 years or 25 years period for repayment .how many days it will take to sanction? Which will be more beneficial and affordable.if you know or experience .please give me info.thanks.


Credit score?

where can i find a site where i can get a ferr credit report and a score??


Ex-Boyfriend co-signed on my auto loan with me and now wants to be off the loan?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.



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How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you


Need a 2500.00 loan 36month pay off credit score 620?


What does balance transfers” mean on a credit card?”

ok so my limit is $5000. i think the fee is 2% on balance transfers. So does that mean i can transfer money to my savings card? and how much will i be charged if i transfer $4000 at a %2 rate?

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With a credit score of 619 can I get a home loan?

I have three unpaid medical bills from four years ago on my account. I was going to pay it off (I can afford to now) but I’ve hread it will lower my score and make it more recent. I also have student loans of 50,000. I just paid down my two credit cards to 10 % of my available credit. I’m going to wait until October to apply for a home loan. I am hoping my credit cards pay off will make my score rise by then.


Would a credit score of 620-640 be good enough to get an auto loan?

I plan on having between $1,000 to $2,000 for a down payment ready. It is for a used vehicle. What are my options? Do I have hope? The issue with my credit right now is my cards are all over 80% of my credit limit. I have a great payment history, etc… however I owe too much. I am going to be paying them all down to below 20% at the end of this month with a refund I am receiving. How much will this effect my score, and will I be able to get approved?


How much of a loan could I be approved for?

With a credit score of 700, how much could someone get approved for with an auto loan?


Where can a 17 year old with a cosigner get an auto loan for only around $2000?

I need my own car. I want to get something little with good mpg like a vw bug, or a geo metro lsi. I would need a small loan of $1000 – $2000 so I could pay it off before I get into debt for college. My dad would be a cosigner, and he gets paid like $7000 a month. The only problem I’ve been running into is that car loans have to be like $5000 and I won’t be able to get that paid off, and not to mention I don’t have the money for 10% down on that kind of a loan. Any suggestions?


Can I file for bankruptcy being co-owner of a house I inherited?

I have thousands and thousands of dollars in debt, and I have decided that my best option is to file for bankruptcy. My sister and I inherited our Grandparents house in NY three years ago and have been renting it out. It has been on the market since last summer, so we may have to come down on the price by quite a bit, and in the meantime, our tenants are in search of other housing. So, how does bankruptcy work when owning a house (again, the house is in New York….I live in VA)? I would get more from the house than is owed out in debt, but the house was left to us, and I really want the money to be used towards the future of my daughter and my family….not to credit card debt (with massive interest) I racked up when I was struggling to pay bills, or old hospital bills.


FAFSA / Credit Report.?

Out of curiosity, if you apply for fafsa and you get it, Say after 2 years I wanted to buy a condo only I still have 2 years LEFT to finish my BA. Will FAFSA show on my credit report if I apply for a mortgage? Reason im asking is if it does IM better off paying cash for every semester vs owing fafsa and getting denied for a home loan.


Statement of Service for a VA Loan?

That’s not what I’m asking about. Our lender can get us a certificate of eligiblity in about 2 minutes via her web portal. We need to furnish OUR LENDER with a statement of service so that she can get the certificate of eligibility. I know I can apply for a cert. of eligibility online, but in order to do that we have to first request login for VA ebenefits, which takes 10 days. Therefore, it’s easier (and faster) if we just get the statement of service for our lender. I don’t know about going to the VA. We only have 1 car, that he uses to go to work, so it’s easier if he can just complete the SOS while he’s already at work, rather than having to drive all the way to nearest VA benefits office (which is an hour away). Is it possible for him to get an SOS from his S-1/personnel office?


How to know if the bank is going to declare bankruptcy?

if their shares still high isnt that a good indication that it is far from bankruptcy ?


How will filling bankruptcy effect my economic stimulus ?

i got my refund before i filed so that wasnt able to be seized by my creditors. i didnt think to wait for the econmic stimulus bonus though since its connected to my refund and its only 1k will the creditors seize it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Minimum Auto loan amount?

So I’m getting a loan to help pay for a car but the minimum loan is $7,500 but I’ve saved up enough so I only need about $6,000. On my first payment could I just payback $1,500?


Will I get 16K car loan with credit score 610 ?

I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within last 3 years I am always on time with my bills and have no issues I had some delinquencies 4 yrs ago and they r still on my credit report. They r all paid in full though and are 4 yrs old. Also if you think I might qualify for 16K car load, please feel free to suggest the lender. Thank you


I want wich one is best credit card details?


Does the reason for a personal loan matter?

Worst case scenario is if I lose ALL of the money which is highly unlikely since I am not trading derivatives I will still be able to make the monthly payment since I have a job. I would not just default on the loan if I lost everything. A Personal uncollateralized Loan is literally just a loan that is based on what the bank determines is the borrowers ability to pay back the money (which is based on credit score, income, etc) So if they think I am able to pay back the loan then what do they care what I do with the money? Also some of the pre filled in reasons on the application were Major Purchase”


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


Where can I get a free credit report along with a credit score?

Most of the free” services require that you sign up for a credit service. Are there any that are actually free with no hidden obligations?”


Which cash payday loans are good and accutaly work and able to get cash loans right away?




















































Do debt consolidation loans bring down your credit score?

Do debt consolidation loans bring down your credit score?

I’m wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How much could I get for a home loan if I make 2000 a month?


I need a public trust security clearance to marry my fiance (officer in the navy). Will my bad credit hurt?

I have a bad credit score (442) because of late payments on credit cards and my car. I have since made arrangements with all of my creditors and starting in August, all of my payments will be made completely ontime. I only have about $5000 in credit card debt that will be paid off in a year. I have student loans, but they are all in good standing. It’s not that I have lots of debt, just that I didn’t make payments on time. Will I be denied clearance?


Can my husband file bankruptcy by himself without me?

My husband lost a civil suit for which he has to pay $50,000. We are barely getting by because he lost his job and works on and of as a contractor. Our house is on my name but we don’t really own any of it. He has about $2,000 in credit card debt but right now we can not even make our monthly bills and definately cant pay $50,000. If he is able to file bankruptcy will this affect me and will it wipe his dept from the lawsuit. We live in CT and have been married for 5 years.


Unfortunately, I fell between a rock and a hard place, I did the worse thing imaginable and took a payday lo?

for $ 200 – my daughter is terminally ill and in August lost my job due to exhausting all of my FMLA – my credit is horrible – so it’s not a matter of fixing my credit at this point, I dont have any actual assets, don’t own a home, live with my parents so they can take care of my daughter with me ( single parent) and my car is worth nothing. I recognize the debt, however I dont feel the harrassment is necessary after researching this company online I have found them to be actual debt collection agencies somewhere down the line I am sure an actual attorney is attached to the company – however as I stated before the harrassment is not necessary. The payday loan company that I borrowed the money from – is now out of business so this company just bought my old debt. Thank you for your advice!!

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Is this a scam? not sure if it is?

I got a call at work.stating I owed $506 dollars from gti holding and threatened to tell legal action unless I paid today. I swear I never got anything from that company. Is this a scam?


How do i go about fixing my credit? i want to find out exactly what i owe and to whom.?

i dont even remember some of my debts and would like to take the first steps in correcting everything. also ways to consolidate these debts would be greatly appreciated. please help


Does having a Co-applicant on a auto loan help the primary applicant’s credit?

I want to purchase a vehicle. The auto dealer said because of my income they would have to make my wife a co-applicant. He stated that it would help both of our credit history. Is this true?


Do debt consolidation loans bring down your credit score?

I’m wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does a company declare bankruptcy when…?

when the stock reaches a value of 50 cents or less?


Auto loan with no credit history?

and also could i get a loan for a car that is not with a dealership?


Will a previous tenant’s backruptcy affect me?

I’m moving to a new council house shortly, but just discovered that the previous tenant declared bankruptcy less than a year ago. Will this have any effect on me if I take over the tenancy?


If I declare Bankruptcy and shortly there after I come into some money what happens ?


Is there any where where I can get my credit checked for free?


CO-SIGNER’S BANKRUPTCY?

When I got the student loan last year,one of my relatives co-signed on my loan paper and I could get the approval. Recently, he filed the bankruptcy. I applied for the student loan again and another person co-signed on my loan paper but it was denied with the reason of borrower’s bankruptcy filing. Does my co-signer’s bankruptcy affect bad on my credit report or on my credit history?


Best credit card in India with more rewards points?

How about Citibank Rewards Card ? please suggest if you know anything better than this Earn 10X Rewards Everyday across Apparel & Department Stores1 Earn 1 Reward Point for every 125 spent anywhere else Redeem rewards instantly across 600+ stores & against Card outstanding


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!


Do debt consolidation loans bring down your credit score?

I’m wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I calculate APR with a daily interest rate of 0.84171%?

The daily interest rate is 0.84171 on a 6 year auto loan for $13,200. What is the APR?


Four main types of bonds in accounting?

also the differences in bonds


Giúp em giải bài tập tiếng anh này với?

Bài I: Kết hợp các cặp câu sau sử dụng too / so / either / neither. 1, He drinks coffee every morning. She drinks coffee every morning. ………………………………………………………………………………………. 2, I will go to the seaside at weekend. Hoa will go there at weekend. ………………………………………………………………………………………. 3, She is very busy now. My mother is also very busy. ………………………………………………………………………………………. 4, You should brush your teeth after meals. They should brush their teeth after month. ………………………………………………………………………………………. 5, The boys played badminton. The girls played badminton. ………………………………………………………………………………………. 6, We don’t smoke cigarettes. They don’t smoke cigarettes. ………………………………………………………………………………………. 7, She won’t go anywhere at weekend. I won’t go anywhere at weekend. ………………………………………………………………………………………. 8, They didn’t buy new books. We didn’t buy new books. ………………………………………………………………………………………. 9, My father can’t ride a car. My mother can’t ride a car. ………………………………………………………………………………………. 10, She didn’t stay up late. Her children didn’t stay up late. ………………………………………………………………………………………. Bài II: Viết lại cậu sao cho nghĩa không thay đổi. 1, I never saw the sharks before. This is ……………………………………………………………………….. sharks. 2, I always like pineapples but my mother never likes them. I always …………………………………………………………………… doesn’t. 3, Mr. Lam should wear gloves to protect his hand. Mr. Lam had better ………………………………………………………………… 4, He always washes his hands before meals. She always washes her hands before meals. He always ……………………………………………………………………. she. 5, I didn’t have a toothache. They didn’t have a toothache. I didn’t ………………………………………………………………………. they. 6, What’s the matter with you? What is ……………………………………………………………………………


Good bankruptcy lawyers in florida? Anyone know bankruptcy laws in Fl?

Does anyone know of any good bankruptcy lawyers in Pinellas, Pasco or Hillsborough Counties in florida? And can anyone give me a summary of the fl rules, which are diff. from the other states. thanks!


How much left to Pay off Auto Loan? ?

My boyfriend and I currently owe 25,300 on a dodge ram including interest, there are 4.5 years left on the loan. The dealership offered 23,000 for it, When he called the bank they said the pay off would be the same. To me that doesn’t make any sense, is there any way to calculate how much is owed on the truck without the interest to pay it off in cash?


Need payday loan websites for friend?

friend needs a payday loan or cash advance no cl verify no teletrack.she doesnt care about interest rate cause she can pay it off next week before the due date. do not answer saying omg all loan companies are sharks or you will pay double or triple that.that is not true i have dealt with loans before and so has she they only get really high if you dont pay them in a reasonable amount of time and you shouldnt get one if you cant pay it back.no she cant ask family and she cant ask a church cause she doesnt attend she also just can not wait for the money and she cannot call and make arrangements.i would loan her but just paid bills.so answers about loan websites who lend in alabama she is trying to get 350 she has verifiable income of 1213 but overall monthly gross is 1876 which reflects on her bank account no overdrafts.not being mean i just hate when people answer and they give u every answer but the one you need.


I need 1300 dollars. I have no credit and fixed income and up to 300 dollars a month to spare. if I can get this money I ll be rich fast?


Best bad credit online loans?

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Has any one tried the company debt free with freedom debt?

i was wondering about this program does it work? i heared you make one monthly payment which is set up by them depending on how you owe. any one hear of this or this company??


Does anyone know where I can get a free credit score without needing a credit card?


I need to find a private lender in the United States?

I am in need of a loan and I am not doing business with anyone outside of the United states because I have no time for Nigerian or any other international scam artist. If you are or now of any private lenders please let me know as soon as possible. thank you


What is a 1099-A and how does its play into tax return?



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What are the lyrics to the Freecreditreport.com commercialS? i want lyrics to both comercials please!?

what are the lyrics to the free credit report.com commercials? i need both comercials please! if you could post the lyrics that would be great! thanks!


Do debt consolidation loans bring down your credit score?

I’m wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?


Should I quit everything and be a YouTuber?

https://youtu.be/a4s-ysDVd4o


Looking for personal loans(worldwide). No scammers pls and no upfront fee. No bullshitting- genuine seeker.?

Looking for personal loan(worldwide). Genuine seeker here..so pls no scammers..i am sick..cause there are lots and lots of scammers…will not pass any upfront ..and stop giving excuses like your bank account has not been activated

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?


How do I fix my credit after a divorce?

My husband and I had credit cards and auto loans together, He look everything and now has stop paying on things because hes with someone else and it’s hurting my credit how do I get them off of my report?


Can payday loan companys sue you are garnish your wages if you can not afford to pay them?

i got in over my head with payday loans i am paying about four off right now cause they are willing to work me.


Auto loans??

im 18 with a permit working on a license. i have found a cheap car for $2,950 and have a job, but receiveing my first paycheck tomorrow. i need to know if there is someone that will work with 18yrs, female who makes 6.75/hr working with kids, and only works 3 hrs and no credit yet. i need and auto loan in order for me to get a vehicle and to get a better job. cause right now i am having to depend on other people to take me(parents, family, friends) and i cant use any of their vehicles cause they use them for work. if someone knows please let me know. thanks


Student loan consolidation?

I’m currently comparing loan consolidation companies. Can anyone recommend a good one? Please include the amount you owe, monthly payment and interest rates. Thanks in advance.


Can you use an auto loan as a down payment?

So I was wondering if I’m able to use a loan as a down payment at a dealership. So the car cost around $16k and with the loan and some of my money I can come with around 8-10k.(money down) I’m I able to do that?


How to file for bankruptcy?

i have about 10k in debt and will probley need to file bankruptcy b/ci dont make enough to pay it off and have enough to live off of with my new baby they are trying to garnish my wages for it can i file now and they wont be able to or am i stuck? how do i start to file?


Where is the best place for me to get a personal loan?

I’m 18 I don’t have anything against my credit and the only thing I know of is I owe 100 dollars to the old bank I used to use, but I have wells fargo now. I make 1100 a month and have rent of 535 for my apartment. I have been employed for over a year also. I’m looking to get a personal loan of 1500 to 2000 dollars. Where is the best place for me to apply?


Should I file for bankruptcy?

I have about 30k in debt and feeling very overwhelmed. Visa Balance: 16,000 (16,500 limit) – 10.5% interest MC Balance: 3,000 (3,500 limit) – 11.4% interest Personal Loan: 10,000 – 7.25% interest I make at least the minimum payment due on all my accounts on time, and have no files sent to collections against me. I recently moved back in with my parents to save money. My annual salary is 55,000. Take home pay is about 3,000/month and I’ve reduced my monthly expenses (not including credit card/loan payments of interest) 1,000/month. 26, no savings, no property, not married, no kids, very steady job. Thanks for the advice! P.S. Asking family/friends for money is not an option. .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My debit card was declined but i have money in the bank…?

I’ve had the debit card for about a year, and I’ve paid my bills, and I haven’t spent much this week.


Do debt consolidation loans bring down your credit score?

I’m wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?


Is 728 a good credit score?

I just looked up me credit score, becouse my credit card was stolen, but my bank found out and covered the damage, so is it a good score or do i need to work in it?


Where can i get a free credit report?

i need to know my 3 types of credit reports and which is actually free.


The sub-letor on my apartment went bankrupt on me, can I deduct the loss on my taxes?

He owes me $1,800, I was figuring I could call it an investment loss or something. I figure the government is kind enough to let this scum bag not pay his bills to me, they could at least give me a tax break. I find it funny how people think bankruptcy is a victimless crime, and hurts big bad businesses. Bankruptcy helps idiot losers who can’t act like adults and hurts hard working people.


Owner carrying home loan I can’t afford anymore, can I file bankruptcy on this loan?

I purchased a house in 2006 for 112k, today I owe 110k however the value of the home is around 100k. I have had to take pay cuts to keep my job from 50k annually to 32k, just another victim of the economy. Now it appears I may get laid off. I own a home that I bought 3 months ago that I live in (no equity) and the other home is a investment property(this being the 110k home in question). It’s getting extremely hard to keep up with family care, existing debt, and payments for both homes (tenant in place however still coming out of pocket $220 monthly).It looks like I may have to look into bankruptcy. Any advice is appreciated thank you in advance 🙂


Where can you get a free credit report online without difficulty?

Where can you get a free credit report online without difficulty?




















































What is a good credit card limit to have in order to improve one’s credit score?

What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

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RELATED:

Need a $5000 dollar loan today in St. Louis MO. Bad Credit. Any Thoughts?

I need to get a loan to pay bills that have mounted. Please help I have a good job and will pay back huge interest, but no more scammers. Any Ideas?


What does the slang word goon” mean?”

I hear it all the time in rap songs and i just am curious about what it means.


Huntington Bank auto loan?

Ahh yea now why didn’t I think of that !!! I need the money by the end of the month Serious answers only!


What website offer a free credit report? Everyone I have found ask for a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Personal loan after bankruptcy?

How can I get a loan for furniture? I just want it for around 2,500. I have my eye on living room furniture and dont want to Rent to own. Any one know of any options? I did get a car loan for a 2006 with no money down.


Traded cars now he wants his car back.?

met with a guy and we looked over each other cars and decided to trade even up. signed and swapped titles. later that night he calls me saying that my car is a pos and he wants his back. i know for a fact that my car was in good condition i think he did somthing to it. what he is claiming is i knew when i traded but had no clue of any issues with the car. i dont want to trade back because i dont know what he has done to the car over the past 2 days. he is saying a couple of things he says he is going to file for a lost title and get his car back and if that doesnt work he is going to get a lawyer and sue me. can he do either of these things? what happens if he files for a lost title? will he get anywhere by trying to sue me being we made an even trade?


Please help!! Year 12 maths assignment question, home lones!?

Amelia and Andrew need to borrow 250 000 for their home. They have a choice of two loans from the Commonwealth bank. Loan 1: A variable rate home loan at 7.81% reducible interest over 30 years with minimum repayments of $1898.18 per month. Loan 2: A fixed rate home loan at 8.25% reducible interest over 30 years with fixed repayments of $1971.13 Amelia and Andrew believe they can pay $2050 per month. If they do, loan 1 will be payed off in 20 years and 3 months. By first researching the difference between a fixed rate home loan and a variable home loan. Provide a recommendation to Amelia and Andrew about which Home loan they should choose. In your recommendation provide a strength and limitation of both Loan 1 and Loan 2. PLEASE SHOW WORKING OUT!!


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Could I buy a condo right after bankruptcy?

I just filed bankruptcy after loosing my job 2 years ago. I couldnt catch up on my bills after not having a job for a year and a half. Now I have a job. Im currently renting for $900 month. I just seen this condo for sale for $39000(foreclosure). This condo is unbelievable and as well as nice location and my mortgage will be much much less than rent. Do you think that it will be hard to get a bank, etc to finance me after just filing 3 months ago. Its funny now that I filed my credit score went up alot(which is strange)…..NEED HELP!!!!!


I am thinking of filing chpter 7. Advice?

If I file bankruptcy and have some pending trafic tickets, will they be covered also. And is this process difficult to do.


Parents stealing money from me?

I have this secret place to put money in (well you know now) and i saw my mom and dad take money from it and it had about 300 dollars i was saving up from chores and stuff should i confront them or hide my money in a different place?


Are there any highstreet payday loan companies that use alternatives to guaranteed cheques?

Looking for a cash loan but don’t have a guarantee card. Any ideas (except money shop). Live in Nottingham!


Credit Check!?? HELP HELP HELP PLS!?

Where can I get a free credit check without a credit card?? The ones I checked online need some type of credit card at the end even though they said FREE.I don’t have a credit card, but I just want to check on my credit because I’m trying to move into this place. Thanks for all your help


Debt Consolidation Loan for my auto loan?? How it could effect credit? Pls read?

So when I first got my car I had bad credit and my interest rate is a whooping 16% … this was in 2006 .. Ive never been late on the loan (fyi) so I rec’d a mail offer from Discover Bank whom I have a Discover credit card with and I apllied and was approved … my loan with Discover is for $9,500 which is what my payoff of my auto loan is … my question is will my paying off” my auto loan and having new credit that is my Discover loan effect my credit drastically …. I know its just moving the debt but my interest is now 12% with Discover”


Rent-A-Center and credit??

My husband and I just finished paying off a computer from Rent-A-Center. It was the only way we could do it, because we’re a young couple and have no credit. We paid it off in the first 90 days, so we didn’t have to pay over 1,000 bucks for it. We paid like 700 or so. My question is, do places like Rent-A-Center do anything for your credit? And if not, any suggestions on how we can build credit?


Will a secured credit card be taken away in a chapter 7 bankruptcy?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if i am unable to pay for my personal bank loan in dubai . i am in my own country now .?

I left my job and part of my bank loan in Dubai. After a year , the bank is now calling and emailing me. I cant’ pay now. What legal action can they take against me?


Negotiating deal on options for new K. Hovnanian Home?

I am looking to purchase a new home from the builder K. Hovnanian. They are offering a national sale for 3 days only. 72% off of all options up to $40,000. This sounds like a great deal, but EVERYTHING is an option, the base price is a bare bones price of $350,000. Does anyone work for K. Hovnanian or has anyone dealt with K. Hovnanian before that could let me know if I have any shot at getting them to discount options I purchase over the $40,000 included in the deal? The housing market in my area (Raleigh, NC) is strong, but developments are popping up left and right and builders are starting to overbuild and are having trouble dealing their current inventory. This development is currently offering up to $40,000 off existing inventory of houses (these houses are in the $350,000 to $450,000 range.) If someone could give me some advice on whether they think I could get an additional amount off or advice on how to best negotiate a new yet to be built house I would appreciate it. Thanks


I need to get a car, how do I make check stubs?

This economy is screwed up because there so judgemental. I make enough to pay a carnote but no one will give me a car because of my credit history(which happens to be about a petty 1000.00 bucks, half of which just double for nothing). I guess the only way I can get someone to give me the car I want is by saying I make more money than I do. I’d like to convince them I make about 2500 a month. I have a good downpayment I can put up too. Has anyone ever made a checkstub to show they made money they dont? Did it work?


Where can I get my credit report for free?

please don’t say freecreditreport.comn because that is not free!


When is it best to file bankruptcy, during or after the divorce?

I am in the middle of a messy divorce. The house is in foreclosure and I have a lot of debt. The house does have an offer but I will owe on closing and not sure how I can come up with the money for that. My divorce will not be final for a couple months, should I wait until the divorce is final or can I proceed with bankruptcy? The only debt that is in both our names are the three mortgages, what happens with them. How will it effect his credit?


How much would i have to pay a month for a 4500 dollar car?

How much woud i pay a month if ive never gotton a load for anything and dont have a credit and my parents sighned it and they have good credit


My brother in law said since he filed chapter 13 bankruptcy he can’t sell his motorcycle?

This is in the state of Kansas if it matters.


Is there a way to see your credit report for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Student personal loans?

i need a loan for barber school where can i get a student loan for barber school cant get financial aid for this school where can i get like a personal loan for this kind of school?


Free Credit Report…what site is absolutely safe?

I was going to go to AnnualCreditReport.com…is that a legit’ site?


How much harder is it to get out of debt through bankruptcy these days?


Is the 36% apr cap on payday loans for the military currently in effect?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long does it normally take for an underwriter to write a home loan?

We have been working on closing a deal on purchasing a home, but I have had some communication difficulties with the mortgage broker. We started the process on June 2 and set a June 30 closing date. The Real Estate broker called today and said the mortgage broker was just sending the paperwork to the underwriter today or tomorrow. Will we still be able to close in 8 days?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However


How do you report credit card fraud?


What will happen to my assets if I file bankruptcy? Details inside?

I make $49,990 gross every year. I have two houses. The first one I live in. I have an 80/20 loan. 80% for 300K 20% for 80K. Ive paid the $300 (80% loan) down to $292K and the $80k (20% loan) down to $72.5k. This house is worth approximately $320k. The 2nd house was purchased for $160k and has $135k owed. Its appraised at $180K I have $2,800 in credit card debt on one credit card. I own my car outright. I quit making payments on the 20% loan and modified the 80% loan. The bank that holds the 20% mortgage is coming after me for the $72.5. Im stalling at this point and no judgment has been put against me. I want to file bankruptcy on the 20% loan. Giving up house number one is okay with me. I will live in the 2nd house I own, or continue to rent it out and rent somewhere until I can rebuild to buy a 2nd more affordable home. I really want to keep that townhouse. What would be best for me in my situation? Chapter 7 or 13? If I want to walk away from house #1, can I keep my townhouse? I don’t want to pay for the next 3-5 years to my creditors, i’d rather give them the house. What are the facts? Things I havent looked at, or considered? Is it possible to keep that 2nd home? If so, will they put a lein against it? Etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a free credit score?

Every time I fill out a form to get one at the bottom they want a credit card number and some money later. Is there a truly free credit score?


I Need A Personal Loan Quick But I Have Bad Credit?

i need a personal loan quick but i have bad credit” Please show me where to get a quick personal loan that disregards bad credit. I have searched the internet for a while but didn’t really find what I wanted… Thank you”


FakeID websites from experiance? The ones i have googled with positive reviews have been terminated? Anyone know a positive website?


How to know/calculate the credit history before applying for credit.?


What does tax lien released mean?

I pulled up my credit report and under public records there is an inquiry from my county saying tax lien released. What is that?


How to consolidate credit card debt without hurting credit score?

Okay, looking for some help. I’ve got about $30K in credit card debt, across several cards, I’ve been making the min payment for years without fail, but I’m not getting anywhere with the debt, it’s staying the same because I can’t afford to pay extra. My credit history is long and solid so my score is mid 700s. Is there anyway I could consolidate all my debt into the lowest possible monthly payment without hurting my credit score? I don’t own a home, but don’t care if it takes 20 years to pay the debt off either, I just need to lower my payments. Thanks!


I want to get my name off of my car loan that I share with my ex?

My ex and I bought a car together, and I have been making the payments. I want to get a better car with a lower interest rate and let him take over the payments and have this car. is there any way I can do that and get my name off the loan?


Is there anywhere to get a real free credit report without joining a trial membership?


Can anybody be a cosigner for an auto loan? Was told has to be in same houshold?

I was told by my credit union that the person co signing (for auto loan) has to be an immediate family member or has to be living in the same household. I have never heard of this before…please help! Is this true for all banks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get free credit report?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However


Bankruptcy and Income taxes?

Can regular 1040 Income taxes filed late be discharged in bankruptcy


How can I get a free credit score?

Every time I fill out a form to get one at the bottom they want a credit card number and some money later. Is there a truly free credit score?


How do you use a Visa Gift Card Online?

I’m not 18 and I want to buy something online. So I can’t use a credit card or debit card. I heard you can use a Visa Gift Card to buy online. Is it possible to add a Visa Gift Card on PayPal and then buy online? If so how? I am also unverified on PayPal so please help. Will give best answer to most helpful.


Can a debt be reported twice to the credit bureau?

Once by the original creditor and then by the collection company? If not, then how should someone takes care of it. Any online resources available?


How much should my pmi be on a 240,000 house?

Also, does anyone know a ballpark for homeowners insurance also?