Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































When your credit card says valid thru 4/09″

When your credit card says valid thru 4/09″

does that mean valid for all of April?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

FREE WEBSITE TO GET ALL 3 CREDIT REPORTS?

I NEED TO RUN ALL THREE CREDIT REPORTS AND I KNOW THAT THERE IS A WEBSITE THAT GIVES THEM FREE..HELP PLEASE THANKS


Will getting an auto loan drop my credit score?

I am trying to get an auto loan for 14k and I was wondering if it will drop my credit score. If it does, how much will it drop. My credit right now is at 695. Also I will be closing on a house by the end of next month? Will it effect my interest rate for the house? Please help me figure out my situation. Thank you


Can anyone tell me where to get help with my adjustable rate mortgage?

I have been in bankruptcy for one year and I need to refinance my home.Please if anyone knows the answer to my situation I am open for the solution.


Will i get approved for a $160,000 home loan? my credit score is 685. monthly:$2941 and monthly debt:$460.?

MR. KEVIN, First of all thank you for responding. Second, I am looking at that will be built bylt by KB homes so…my question is: is there any bargaining with KB Homes as far as how much they will charge to build my home?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any one know what company does auto loans for cars older then 10 years old?

i have a auto loan through capital one for a 1995 toyota. i was wondering if any other company did loans for cars that are older then 10 years old… any one know of any?


How to figure out training fees earned and unearned?

Watson Technical Institute (WTI), a school owned by Tom Watson, provides training to individuals who pay tuition directly to the school. WTI also offers training to groups in off-site locations. Its unadjusted trial balance as of December 31, 2011, follows. WTI initially records prepaid expenses and unearned revenues in balance sheet accounts. Descriptions of items a through h that require adjusting entries on December 31, 2011, follow. On November 1, WTI agreed to do a special six-month course (starting immediately) for a client. The contract calls for a monthly fee of $2,200, and the client paid the first five months’ fees in advance. When the cash was received, the Unearned Training Fees account was credited. The fee for the sixth month will be recorded when it is collected in 2012. WATSON TECHNICAL INSTITUTE Unadjusted Trial Balance December 31, 2011 Unearned training fees 11,000 Training fees earned 38,000 Unearned Training fees (Debit)? Training Fees earned (Credit)?


I need to know where i can get a short term loan for 2 months until i receive my settlement?

my case has been settled but it will be about 6 weeks before i receive my money but i don’t have that long on my morage i have to make a couple payments or lose my house and car


When your credit card says valid thru 4/09″

does that mean valid for all of April?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Whats a good xxx dating site but no credit card info?

Well I am to busy 4 real dating so I figure I should try online dating but I dnt wanna put my card out their plus I’m cheap so help plz


Clark loan firm are they legitimate?

I am trying to establish if Clark Loan Firm is a legitimate lending instituation.


Did George Soros ever bankrupt a nation & destroy their currency? Is that his plans for Obama & USA?

Why is he pushing Obama to tax more and raise rates? Why is he pushing Obama to increase spending more and more? Where will those policies lead?


What’s the best way to pay for things while traveling in Europe? Traveler’s cheques, debit or credit cards?

I’m going to be in Europe for over a month and I don’t want to get fee’d to death with every transaction. Should I just pay the 1% fee for travelers cheques and avoid the debit/credit card transaction and foreign conversion fee’s? Any advice is appreciated!


Low credit score, need to buy a car. What to do?

I have a low credit score, to be exact 521. I dont have any accounts in collections, I pay all my debt, I dont ow a penny to anybody. I need a car asap, I dont want to use a cosigner because that involves too many complications and I dont like to ask for that kind of favor, not even to family members so that option is out of the question. Instead, I would like to buy a used car. I recently found one and I have $2000 saved for it. The car costs no more than 10,000. I dont want to apply for a loan because most likely I would get rejected and that application for credit will impact my credit score in a bad way. Any ideas on what to do? Is there a bank that could help me? I know the interests are too high and bad credit car loans are not recommended, but, is there anything else out there for me? Thank you in advance


What happens to my car if the finance (my grandma) pass away?

My car is financed under my grandma’s name and I have been paying since aug 2007. My grandma is about 85 yrs old..and she’s been really sick. I am just wondering to see what happens to the car if she passed away? Any input is helpful since I don’t know what to do. Thank you.


$$ refunded back to debit card, but not showing up online?

I went to pacsun to return my jacket and they had me swipe my debit card to put the money back in there. When I went to check on bankofamerica, my refunded money doesnt up? Wasnt I supposed to enter my pin so he could refund the $$ back to me? There wasnt an option to though. I thought it was instant? is this normal?


I need another payday loan but where?

I just took out a payday loan and am trying to get another–but I am being denied because my first loan exists in the Chex System Report. Is there any online payday loan that does not check with Chex System. I am moving and I need to put down a HUGE deposit–so no worries–paying back is NOT going be a problem. Please help. Thank you!


When your credit card says valid thru 4/09″

does that mean valid for all of April?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Did Citi Bank Go BankRupt?

Did citi bank go bankrupt and did the goverment bail it out.


20% Interest Rate On A Used Car?

okay this is where i am now. i did sign a contract, however the dealer has a three day return policy and i have yet to speak with a bank!!! when i stopped back by today, he said that they were still working to see which bank will pick my loan up. the contract is not active until u speak with the bank. i simply want to have something in my name to build my credit. i plan to return the car tomorrow, i wanted to see what others thought first!! car note is $340


I have a general discharge and a re-4 code. what can i do to get back in the navy or get a va home loan?


Anyone get out of debt fast without filing bankruptcy? If so, how did you do it?


Math help?Pleasee I cant figure this out.?

A person purchased a $208,243 home 10 years ago by paying 15% down and signing a 30-year mortgage at 9.9% compounded monthly. Interest rates have dropped and the owner wants to refinance the unpaid balance by signing a new 30-year mortgage at 6% compounded monthly. How much interest will refinancing save? Round to the nearest cent as needed.


Is there a website for a free credit check that doesn’t require a credit card or debit card?

im am trying to check my credit score but every site i go to says that u have to have a credit card or debit card for a one dollar charge and a like twenty four dollar membership and i dont want that i just want to check it one time


Get an auto loan in florida can i buy a car in new york?

My credit union is located back in my hometown in Florida but im in the Army stationed in New York. If the bank was to approve my auto loan could I get a vehicle in New York if I found one up here?


How do I start paying off my credit card?

Almost a year ago I got my first credit card and I maxed it out. I thought I was going to be able to pay it because I had a job but then I had to leave to help family.. anyway so the last of my money went to signing out of my lease instead of paying the credit card. Now its been almost a year and I want to start paying it off since I am able to now. Is it even possible? I know it most likely went to collections, how do i check on something like that?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My friend talks about payday loan online what is it?


A real free credit report site?Anybody?

Does anyone know of a real free credit report site where I can check my credit score without giving them a credit card number?Thanks!


Best Auto Loans for someone in the military and high credit score?

My credit score is around 780 and I’m also in the Military. I’m trying to get my first car, Ford. Would Navy Federal be my best option or would anyone recommend something else? thanks


Auto loan reference list.?

We had to turn in a reference list to get our car. We asked if they would call the people on the list and they stated they would not call them. I had to order a replacement phone so was with out a phone for a few days and unaware the company tried to call me. They are now calling people on the list about the issue. Is there anything I can do so they can not call them anymore? The people only agreed to be on the list if they would not be called, which is why we ask and now they are being called.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

WHERE CAN I GET A MOTORCYCLE LOAN WITH NOT SO GOOD CREDIT? FOR $3500? I CAN PUT $1000 DOWN.?

I’m a 22 year old male looking for a $3500 loan for a motorcycle being sold privately I have $2200 in student loans iv been paying on for 9 months not missing a payment Iv only had my current job 1 month I make $1200 a month I missed payments on 2 credit cards a year and a half ago but since paid them both off through a settlement Have no bills besides the above mentioned student loans in my name Live at home with parents I could put down up to $1000 upfront Lived at current address 22 years Have had the same pnc bank checking account for 12 years Would anybody accept me for a loan? If so who or where would be my best bet? I don’t have a co signer available. I asked this before and someone answered with a phone number then deleted their answer before I could write it down or reply, I’m guessing they didn’t want their phone number on here which is understandable. So if you are a lender or have a more private solution please email me And please don’t answer this with live with in your means or use your credit card because I paid off all my credit cards with a settlement and after you pay them off they close your credit card and want you to apply again for another one. But I haven’t because I am trying to be responsible and live with in my means. Like I said I do have $1000 to put down on it but that’s not all the money I have, I still have more then enough for insurance and everything else that goes along with it. I live at home and don’t have any bills cuz my parents pay for my cell phone and student loans so a $100 loan payment wouldn’t be hard for me to do at all. Thanks


When your credit card says valid thru 4/09″

does that mean valid for all of April?”


Would this affect my credit?

A little over a year ago I was offered my first credit card from Capital One. I was so excited to get one that I signed up before reading the fine print that it has an annual fee. So before the one year anniversary of having this credit card, I decided to cancel it so I wouldn’t have to pay the annual fee again (at this point, I hadn’t used the card for months). A month later, they sent me a letter saying my account is still active and that I now owe an annual fee. I called them immediately and explained the situation, they agreed to zero out my account and close it but informed me that I might still be receiving a letter saying I owe money and to disregard it. Soon I was receiving my 5th notice on the annual fee I owed and now I owe several late fees as well. I was furious and called them once again. This time, I asked for a confirmation number with the representative’s name, etc (I should’ve done this in the first place, I know). Though my credit is still very new, I’ve opened several credit cards since opening that first one and have paid them all in full each month. So now I’m afraid that since I supposedly were late” on payments several times on this card that it would affect my credit. Does anyone know if it will? And if so


Having Trouble getting Auto Loan !!!! HELP ME PLEASE!?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What the possibility is of loosing my car if I file a bankruptcy?


I’m looking for a legit, safe, secure, no-faxing payday loans that I can get online?


Is lying about being employed to a payday loan classed as fraud?

ive applied for a payday loan earlier today, got accepted, and just going through processing. It will only lend to people who are in employment. I dont have a job, but I said I did, and gave a work place address etc. My question is, is this classed as fraud, and do payday lenders actually check, as I did get accepted before they did check? Serious answers please


Is it realistic that I will get this auto loan?

tmladenka, STFU prick, I’m halfway trough my college degree and upon graduation I’ll be making more than your sorry *** will ever dream of. And I guess I have to wait till Monday because there was only about 45 minutes until they closed. BTW I just looked up my credit score and it is 548. It’s kind of bs, because my paid off car loan is by far more in numbers than any of my debts.


Is AMCA a fraudulent company?

I got a bill from American Medical Collection Agency. I thought I would get it from Quest Diagnostics only. Is this a real genuine company? It seems a bit like a scam. I got the information here: http://answers.yahoo.com/question/index?qid=20111205212328AAFKBOW. The website seems less professional. Should I pay the bill to American Medical Collection Agency? How can I ensure that I paid it off? Should I contact Quest Diagnostics and pay it from there instead? What should I do? I don’t want it to affect my credit score but I am also afraid it is a scam.


How much will a pawn shop loan me on a laptop?

I am trying to get a small loan until payday. I have a laptop that is an AspreOne Acer. It is a mini laptop. How much will a pawn shop loan me on the laptop? I do not want to sell it, just get a loan out on it.


EXPERIAN is refusing to delete inaccurate information–HELP!?

I have 2 accounts on my Experian Credit Report that are accounts that do not belong to me. I was able to get them off Transunion and Equifax without any problem, but I can’t seem to get them off Experian. I originally sent a certified mail, return receipt to the creditor stating that these account did not belong to me, and to verify them; they were not able to because the accounts are not mine. I sent a copy of the letter and the receipt stating the collection agency received the letter, to all 3 CRA’s. Experian sent me a letter stating the debt was verified. Since there’s no way this debt could be verified (again, because these account really do NOT belong to me, this is not some gimmick to get accurate info off), I sent a letter to Experian demanding they tell me their verification” method. Then


Whats the highest interest rate youve had for a vehicle loan after a bankruptcy?

What can I expected to have as an interest rate for a auto loan after bankruptcy.


Requesting credit card limit increase??

will it lower your credit score??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I filed bankruptcy chapter 7 what do i do as far as my tax return?


When your credit card says valid thru 4/09″

does that mean valid for all of April?”


Can you use a debit card for?

which site do you recommend? corbin fisher evan rivers menatplay.com blakemason.com or sean cody?


How do real estate companies get mortages?

I was wondering if I should go to a mortage lender company, and have them help me because the way I understand it they are connected to many different lenders. However, if I go through a real estate company, century 21, prudential, do they have financing with only one company, or 2..or do they have a larger network? I don’t want to have to pull my credit a dozen times. I figured I should go to someone who can pull my credit once and run it but with a large group of lenders..does this make sense? Like when I went to get my car they pulled it and ran it through 30 different auto loan companies..does anyone have any idea as to what I should do? I will shop around, I just don’t want to shop to every person in my town. Thanks!


How do I get a bankruptcy claim off of my credit when I did not go bankrupt?


Can I get a loan for $1000?

I need a loan for $1000 for a camera. I’m 18, still in High School, I get out in june. After HS I wanna pursuit a carrer in film, be a Director. I dont have a job(cant get one). Oh yeah and I probably will end up doing some schooling for film. So if you guys could let me know the chances a bank or some place would give me a loan that’d be great, because I really need a camera to start fiming but I dont have anything. =[


大耳窿、疊馬仔是否同一意思?英文是什麼?

如題,外國人怎樣稱呼他們?英文叫什麼?




















































I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Any experience with a ‘bad credit’ auto loan?

Does anyone have any experience with bad credit” auto loans? For example: roadloans.com. My credit is poor because I am only 22 and have had some issues with student loans. I would rather have the loan before going to the dealer


Where can i get an instant cash/payday loan” WITHOUT having a bank account? ?”


Who still does ITIN home loans?


Is it possible to get a FHA loan a year after bankruptcy discharge?

Is it possible to obtain a FHA loan a year after bankruptcy discharge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Free credit report?

i need a good site to check mt credit and i also dont have a credit card so one that doesnt ask for one is good


I need a 3000 dollar loan asap i have a steady job but no credit history please help me?

i have applied to alot of banks but i have been rejected and im not looking for a payday loan. also i dont have a co-signer i just want a legit source that would help me out…


I have S.S.I and I got 4 payday loans if I don’t pay back the 4 payday loans what will happen?


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


After filing for bankruprcy, when do banks and other lending institutions consider lending to you again?


Facing eviction in Hillsborough county Fl. Is the there anywhere I can get some type of emergency loan.?

I live in Tampa Fl and I’m in danger of being evicted from my home. I own the home but just rent the property itself. Due to payment issues at my new job and unexpected car troubles I have fallen behind on my rent and have already been served the evictions summons. My landlord agreed to drop the suit if I can come up with the money but I just don’t see myself being able to obtain the money in the agreed amount of time. Are there any options I have as far as getting some type of emergency loan or assistance. I know my bank won’t give me a loan with my lack of credit history and I know payday loans or cash advances will make things worse. I know in NY you can get an emergency loan if facing eviction, anyone know if there is something similar in Florida. Any help would be greatly appreciated.


Auto Financing?

Has anyone ever heard of Consumers Credit Choice auto loan for people with bad credit? Has anyone been financed throught them? What are the expectations? Anything I should be aware of?


What do you do after you get denied a credit card?

I just applied for my very first credit card. I got denied :(. The reasons were: Credit report shows total available credit on accounts too low. Insufficient amount of credit information is reported on credit bureau report. What does all that mean? Also what do I do now? Getting a secured card does not sound appealing :(. I do not know if this helps, but I am almost 24 and I am employed with a steady cash flow.


Will my husband have to file for bankrupcty with me?

We are newly married and although I tried to pay all of my debt on my own, its looking like my only logical choice is to file for bankruptcy. My husband has decent credit. Some debt but its under 3,000 and we are able to pay on what he owes. I’m just wondering if in the state of Michigan, are we going to be forced to file together? Also, is there a book or website that anyone can recommend to us that will educate us more on the process? Most of what I’ve read has been mostly confusing. It’s there something were the process is explained in laymens terms!?!


Ballon, adjustable-rate, and fixed rate questions?

Harper is shopping for a home and a mortgage for $175,800 with which to purchase this home. In her search, she was eligible for three different mortgages: a 30-year, fixed-rate mortgage at 6.15% a 30-year, 6/1 adjustable-rate mortgage at 5.89% with a 2/9 cap a 30/6 balloon mortgage at 5.1% Which mortgage has the least expensive initial monthly payment? How do you know?


I have a 464 credit score, Is there any lender that will refinance me?

I have tried many places, but keep getting turned down.


Where can I get a free credit report?

I’ve never had my credit checked and I heard that you should do so every so often. What are some legitimate credit report websites? I’m scared of scams and fake ones. Thanks!


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any where I can get my credit score online and free?

I know there are places I can get my free credit report but what about my score


Has anyone heard of this thing call 321 Rebuild?

I am trying to reestablish my credit after a unwanted bankruptcy. My daughter needs a car and I’m finding it hard to get financing. I received this form in the mail about this company call 321 rebuild that states they can get you prequalified for an auto loan. I have tried to google a review on them but nothing seems to be turning up. Anyone used this company?


Thinking about filing for bankruptcy?

im in debt with some credit cards, banks,a car that was filed in court where the creditors were granted i also have medical bills i want to file for bankruptcy and get a fresh start i tried looking in my credit report but it doesn’t show past 7 years will i need to get those bills too ?what is the best way to file ? i live in Virginia please help


Who thinks payday loan companies should be banned in every state?

I fell into the payday loan trap, which I struggled my way out of. Now when I see someone going into one of those places, I just want to run grab them and pull them in the opposite direction! I hate predatory lenders.


A 10,000 dollar loan…?

A 10,000 dollar loan is taken over 5 years at 6% yearly interest rate. Calculate the monthly payment.


Does anyone know where to get a payday loan without having a bank account? ?

Is there any sites that send checks instead of wiring money directly to your bank account? I need a payday loan. I know all the bad things about these places and how much interest they charge so please do not leave any feedback regarding that cause i’m well aware. Any info as to where i can get a loan without giving out my bank account would be helpful. Thanks so much.


Need to repack a shark rotator professional lift-away vacuum w/attachments to send it back?


What are audited accounts?

please explain ‘Simplex system’

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cars similar to a Honda Civic?

I was planning on buying a new Honda Civic. I’m 16 years old so I would expect the insurance to be expensive, but it was 2000 a year!! Then today in Drivers Ed I was informed it’s the car that pays the second most for insurance! Are there any small cars that are similar that I would pay less with? Also don’t suggest that I get a used car because I have 20,000 I want a new car so it can last me well through college!


Money And Loans?


What is the minimum credit score needed to obtain auto loan?

I plan to purchase a new car however I wanted to be approved for a bank loan before I go to the car dealership. In our area, Chase Bank is offering rates of 4.4% at the most. What is the minimum credit score needed to be approved. I don’t want to go around applying for different loans if I will continue to get turned down which will then lower my credit score.


Is debt consolidation worth it?

any advice you have would be much appreciated. i have about 6 grand worth of debt



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I finance (with an Auto loan not a personal loan) a 7 year old car?

My income is good…no debt presently paid off all student loans. I’m in the military and I make 2k a month but I have no housing, dental, or health costs, and very little food costs I only pay for food when I want to I can eat for free if wanted to all the time. But thanks for assuming I was a broke idiot kid.


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


Has anyone ever gone to get a payday loan and didn’t pay it back?

If you don’t pay it back, what happens?


How much money can I get for a home loan? And how likely am I to get a loan alone?

My credit score is 702 as of today. My total monthly expenses including electricity, car & car insurance and monthly credit card bills totals $945.00. My monthly salary is $1182.00. Last year I grossed about $32,000. I have been employed for over 3 years with the same company, and have had no bankruptcies or collections. I am 24 years old and ready to buy! I live in Miami, FL by the way…boo. lol.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I have to pay the auto dealer any money since I was approved for a auto loan?

I was approved for a auto loan today. I’m not sure if I have to give the auto dealer some money also.


What is an auto book out sheet and where can i find an example online?


How to get loan to start business using government schemes or any other government source ?

Me and my few friends, the engineering pass-outs are planning to open up an IT firm.We are trying to avoid loans from private sectors and banks and want to use some government source which we heard provide much additional benefits. Thanks in advance.


What is the best home loan for a short term mortgage?

It is for an investment property and I am only planning on holding on to it for 3-5 years. What is the best home loan available with the lowest payment without any differed intrest?


Does Equifax have a address in Houston,Tx.?


How do i get a free credit report when I try it says that they cant confirm my identity.?

about 8 months ago I tried to get a free credit report with the three agencies. they were asking questions like you have a mortgage from which bank a, b, c, or d when i dont even have a mortgage so i put none of the above. they said i gave the wrong info and wouldnt give me my credit score. then i have been offline for all this time because of moving etc and now im online again and i tried it again and they said they cant confirm my idenitity and the others just say they cant process. does anyone know. I think i have idenity theft or something because the time a few months ago they said i had a credit card and i have never had a major credit card in my life dont even have any store cards now.


Can you pay off a store credit card with another card?

I have a JCPenney credit card with a very high interest rate. And I was wondering if it was possible to put the balance onto my Discover card, that has a much lower interest rate. When I pay my bill each month (which I do online), there is no where to put credit card information. The payment gets deducted from my checking account. Would I have to go into the store and do it that way? Any help would be great! Thanks!


Is almost anything able to be discharged in a bankruptcy?

OK. I know some things such as student loans & child support payment & alimony is not able to be discharged. My wife & I filed Chapter 7 bankruptcy in October, 2008 & it was finalized in January, 2009. We included all of our creditors. Now one of our creditors says we still owe them although they are clearly on the bankruptcy paperwork. This is for a doctor who we went through for IVF when we had our baby. They said that although it is a medical procedure it is not able to be discharged because it is a so-called luxury” procedure. And


I just tried to get my credit report from annualcreditreport.com, and I screwed up on the security question…?

How can I just get a free credit report…fast. I want to start fixing my credit. Can I just go to a bank and get it? Or do I have to do it on line or through snail mail?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has someone taken out a loan in my name?

I have noticed recently that a lot of loan company’s and government schemes” have been ringing me telling me I can pay back smaller amounts of my loan. I got called today by someone who claimed they only get their contact names from people who have applied for payday loans like Wonga. I have never taken out a loan and so far I haven’t got any letters demanding payment. This man today did say I should investigate as someone has probably taken out a loan in my name. Does anybody know how I can find out if somebody has? Thanks”


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


How do I go about applying for a credit card when I have no credit established?

My name is Lester, and I would like to inquire on some feasible steps to applying for a credit card. My current age is 21, and will soon be a part time student/full time active duty service member (Navy, specifically). Presently, I have served 11 months in the military, and will continue to do so until I reach 4 years. I have never had a credit card, but have had a debit card for 5 consecutive years (having an approximate accumulation of 8 to 10 overdrafts). I have applied twice in the past, one of them being a normal credit card, and another for a student credit card for my year and a half being in college; both were rejected. I’m looking into applying again, but do not know where to begin. I make a decent salary for being in an entry rank, so I’m confident that paying off a credit card will not be a concern. I’m disciplined in financial expenditure and making payments on time. What I would like to know is, how do I apply for a credit card, without ever having credit? Does my owning of an ATM card or having a checkings account count as credit? Is there a bank that anyone can recommend? What are the steps to getting approved for a credit card? Please advise, your help is greatly appreciated. Thank you.


FHA Loan, Upfront Mortgage Insurance Premium?

I’m in the process of buying a house through the FHA loan. Anyway, is the mortgage insurance premium required if I am putting down 20% of the cost? And if so, instead of adding the insurance premium into my loan amount, can I just pay it cash??


Do they do a criminal background check when applying for a mortgage?


Do auto dealers use Trans Union or Experian credit score to lease/finance a car?

I know that auto dealers use a specific credit score to lease/finance a car, but I forgot which one. I believe it is either Trans Union or Experian. I know that auto dealers use one score even if this score is the lowest of all. Does any one know which credit score, Trans Union or Experian, auto dealers use to lease/finance a car? Thanks.


Trying to improve credit score…is my mortgage hurting me?

Okay so I’m wanting to improve my credit score…currently I cannot get approved for anything because of my debt to credit ratio…I just pulled up my report and this is what it says: Account Balance Available Credit Debt to credit ratio Mortgage $141,754 $0 $143,877 99% Installment $14,980 N/A $20,591 73% Revolving $2,441 $2,319 $4,760 51% Total $159,175 $2,319 $169,228 94% It seems like my morgage is having a negative impact on my credit…is this normal? I have never been late or missed any payment…did close 2 credit cards. Can someone please advise me on what to do to improve my credit score?




















































If my credit card interest says 18.5% does that mean monthly? Or annually?

If my credit card interest says 18.5% does that mean monthly? Or annually?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Free Credit Score w/o having to give a credit card.?

Would like a site that is safe without having to give my credit card. Free credit and score.


How do I do a credit check on myself?

My future landlord ran a credit check on me, of course, and he said it showed that I’m a cosigner on a loan! So far as I know, I didn’t cosign on any loan, so I’m concerned. How can I learn more? I have Identity Theft Protection with Discover Card and thought that tracked things such as this. Is there a way I can look up this info through that?


Where can i buy Starbury shoes?

btw, apparently all Steve and Barry’s stores have been shut down due to bankruptcy. what shud i do now?


Limitation of consolidated accounts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I trade in my car with a blown engine and an upside down loan?

So here’s my dilemma… I blew the engine of my 2012 kia optima due to poor maintenance (went without oil for 32,000 miles) The car also has 65,000 miles on it, a damaged nose (destroyed it when i hit a ran over a tire on the road), and has 22,000 left for me to pay on it. The KBB values it at around 8,000 and I’ve been told by my dealership that a new engine would cost me between 7,000 to 11,000 dollars… and a new bumper around 3,000 to 5,000 dollars. Is it better for me to save up over 17,000 to repair a car that’s apparently worth 8,000? Trade it in and hope for a loan on a used car that isn’t over 500 dollars a month? Are there any other options that I haven’t considered? I know I’ve screwed myself here >.< I really would like someone's advice on this. Thanks in advance.


I want to join the Military but i have a school loan and car payments, what should i do?

I have a school loan for 15,000 and a car payment of 12,000 and Ive been wanting to join the military but i don’t want to leave my financial burdens with my parents.


Does anyone know a plugin for Outlook that allows you to track Open Rates and Click Through Rates?

I want to see if people are actually opening the emails I send over Outlook. Anyone know a plugin I can download?


If my credit card interest says 18.5% does that mean monthly? Or annually?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am interested in starting a restaurant. Grant and Loan info Please!?

I am a woman and am interested in grants and low interest loans. I am not interested in a million little companies taking my credit card info to send me a free packet though. Anyone have any legit info on a good website or 2?


Looking for a payday loan that doesn’t lie about guaranteed approvals?


Where could I get a FREE Credit Score?

I want to know if there were any places I can look to get a free credit score for free or just a few dollars, I am interested in seeing what my scores are for all 3 divisions.


What is your opinion on cash advances? & is personal cash advance a trustworthy site?

I’m looking to take out a cash advancement here in a few weeks if I get the new job I’m hoping for which would mean I would have to relocate and I don’t have the money for that right now. I’m looking to take out a cash advance loan until I get my first check at the new job. What have your experiences with these types of services been, and do you think it’s a good idea? Thanks.


Is there a TRUE FREE website to get credit score? Not a site that is free” after giving credit card number.”


Monopoly property auction question?

So while playing monopoly, a dispute arises that ruined the game, but I’d like to know the answer if possible. The situation is this: A land goes into auction, and it was between myself and another player. I have 1.5M in my cash, and I am willing to mortgage a land for 750k, making my total bidding equity for 2.2M. However, since this is an auction, I did not take out a mortgage immediately, and started bidding. The bid goes to 2.3M, at which point I beg out and the other player wins. However, the other player believes that I am making the land too expensive and she should only pay 1.6M, since I did not take out a mortgage before entering the auction and only have 1.5M in cash, or I should mortgage the land immediately and still does not win the auction. I disagree, since I believe I didn’t win the auction and I don’t have to mortgage to pay, but she should still pay the 2.3M. Hence the dispute. Can someone please tell me— Do I need to have the enough cash in my hand before entering into the auction, or I can wait until AFTER I win then mortgage to pay for the land I win? In other words… who’s right in this situation? Thank you!


How bad is being 10k in credit card debt????

Hi I am am in 10k in cc debt hate seems like i never can get a head with it. I have a house payment and 2 cars that i own that are pd in full. This last year has been a pain, i worked in sales and business was/is very very slow. I resorted to use credit cards more and more, next thing i know i owe 10k. It seemed like all of my payments were going to intrest.. Is anyone else in this situation.


What are the qualifications of an Auto Loan in the Philippines besides the ordinary?

I know the specifics of the Auto Loan like the essential information about the applicant. I want to know how they decide on the loan. Thanks!


If my credit card interest says 18.5% does that mean monthly? Or annually?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt consolidation loan for 5,000 with 580 credit score.?

I have 3 active garnishments and would like to take out a consolidation loan to pay off all 3 of these plus another loan. I need about 5000. I do have a cosigner, but she filed bankruptcy about 6 years ago. I’ve applied at first national and citifinancial to be turned down. Does anyone know of a bank who might accept my application?


Does a cosigner on a mortgage effect debt-to-income ratio?

For those who are not answering the question but instead saying what I can and cannot afford, let me explain a little further. Yes, the rent covers the mortgage. Yes, if there is not a renter in there I would still be able to pay both. However, it will naturally be a little tighter for those months. All the banks I contacted are only looking at the expense and not the money I am getting back from the rent. If I end up renting instead of buying that’s fine too. That’s why I’m asking questions to educate myself. I figure its better to rent my old place and ride this out out instead of selling for a loss or short sale. Thanks everyone for your input.


How do Buy Here Pay Here car dealerships work?

I need a car very soon so I am thinking about going to a buy here pay here dealership. I have no credit, since im only 18, and I only have $500. I do have a job though. Help would be great. Thank you!.


Credit analyst and loan officer careers?

Do you have to have a Bachelor’s for that? Do you have to have a Bachelor’s in finance or similar? (I’m majoring in criminal justice.) Can you advance to those positions starting as a bank teller?


Where can i find the best place to get a personal loan with score of 680 but also has bankruptcy 8 years ago?

I need a personal loan to get my name off my sons car loan so that i can purchase a condo, but i have a past bankruptcy 8 years ago. BofA and Citi financial turned me down because of the Bankruptcy even though it was 8 years ago. American general will give me one but at 19% interest. I need the loan anywhere between $3500 and 10k does anyone know where i can go to get a better rate?


When your in jail in monopoly do u collect cash if the other person lands on your property?


Is it better to file bankruptcy or if you can let them garnish?


What do you need to rent an apartment at the age of 19?

i’m 18 n my boyfriend is 19, we’re trying to move out on our own. n we want to know what we need in order to take that step.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does debt consolidation work?

I am looking online to see if I can find a place that can consolidate my debt. All I am finding are places for credit card debt. Are there any places that just do general debt consolidation? I have only have two credit cards and the majority of my debt is medical bills, but it doesn’t seem like they take care of the medical bills according to all these websites. Any help is appreciated!!


Where to get an auto loan with poor credit and short employment?

I have been with my job for 5months and want to continue there, but I can’t unless I get an auto loan so I can get a car and keep my job. Also my credit is poor. Where should I turn to?


Life after bankruptcy?

hi guys, how soon do you think i can buy a new (slightly used) car after bankruptcy (foreclosure)? do they charge heavy insurance… like up to what percent? down payment etc. thanks….


Debt consolidation loans?

Why does a person get turned down for a debt consolidation loan for having high debt? I thought that was the reason for offering debt consolidation loans, to help the customers pay off or pay down the debt.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Hi,i am from maharashtra..india.i have to take home loan from any suitable bank .my net salary 42000.how much?

my net salary 42000.how much loan will i get on different period.i select 20 years or 25 years period for repayment .how many days it will take to sanction? Which will be more beneficial and affordable.if you know or experience .please give me info. of all banks thanks. Regards Jaspreet


If my credit card interest says 18.5% does that mean monthly? Or annually?


As a small business owner, would it be a mistake for me to personally file for bankruptcy?

I was just curious, because I do have debt and sometimes I feel like it’s a debt that can be eliminated and then there are times when I feel like filing. But I was just wondering is that committing financial suicide as a small business owner?


Payday loans In Mass are Illegal?

I had a payday loan from MMG holdings it was a online payday loan for $200. I lost my job and could not pay it back so they sold it to a collector. Well come to find out the payday loan place can’t offer Mass res payday loans. I did not know that. The Div of banks told me that so what happens now with the collection place they sold my debt to. The loan was in June 22, 2009 why did it get sold to a collection place so quick.The collection place is nasty there from CA Nobel Recovery Services LLC They told me they don’t have to send me any paper work and told me I will be arrested for fraud. How can this be The MMG holdings should never have givin me the loan they broke the law.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I find the best debt consolidation program in New Jersey?

I’m trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP!


I am looking to buy rental property by forming an LLC. Need help with financing.?

I guess my question should be: Since the mortgage crisis” is in full effect…is a bankrupcy


Where can I get a true free credit report w/no strings attached?


Applying for an auto loan?

First time buyer 635 FICO 2700 gross monthly income 1.6 yrs on the job What are the odds of me getting an 11k used auto loan?


Why can’t I get an Auto Loan?

So, I am in the market for a new car. I have talked to about 10 dealerships, three banks and two used car dealerships. Unfortunately, I need a new car right away due to the fact I feel the impending doom approaching where my car breaks down on my way to work and I am stuck on the side of the interstate without a working vehicle. Every dealership I go to, says I need more credit and/or a larger down payment. I ran my credit through Equifax and came back with a 657 score, which I heard isn’t bad for a 21 year old who lives on their own, pays all of their bills on time and also has only ONE small credit card he uses on the regular to build credit. I have a good job making nearly as much as both of my parents together and yet I still can’t get a loan to save my life. I don’t know what to do. And I do not want to co-sign because, well it is out of the questions due to the fact my dad’s credit is shot, my mom already co-signed for a vehicle with my step-dad and that is pretty much the only family I have. I need a new car, FAST. Because my car will eventually go out, and it will cost more to fix it than it is actually worth and I do not want to pour more money into a bottomless pit that will just keep chewing away at my wallet. I have applied for bank loans through my bank (Chase), Capital One and Wells Fargo. I have seen two Chevy dealers, one Kia Dealer, One Dodge, One Honda, One Mazda, Three Ford Dealers and two Toyota Dealers and still NO LUCK. All the idiotic Finance people come back is, Well you need more credit to work with.” Is it that hard to get an Auto Loan? Do I need to make freaking six figures and have sixty credit cards just to get approved for an Auto Loan?”


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Payday loans?

i am wondering if anybody ever used a payday loan service where i dont have to have my employment or bank checked for embarrassment and just put into my account, any ideas


Anyone know any good places for loans without credit/bank account?


How to calculate gold loan interest?

i have a gold loan in north malabar bank.its a agri loan [7%]in 1 year.so pls shown the result

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find someone to loan me money for a week?

Ok, here’s the deal. I am twenty. I live alone, in my own apartment, I have my own car, I go to school full-time, and I work two jobs. Just thought I would get that out of the way before someone comes back with the smart-*** answer of go get a job”. 🙂 I’ve worked my butt off for what I need


If my credit card interest says 18.5% does that mean monthly? Or annually?


Question about payday loans?

I have 2 payday loans in texas and my hrs have been cut at work and i cant pay them back what is the worst they can do???


Is ther payday loan company that i dont need to have a debit card in order to pay the money back,not provident


Free credit report?

I need a cost free credit report website


How can I file bankruptcy on a forclosure?

Last year my husband and I lost a home we purchased about 3 years ago. This house was to be an investment. We remodled the entire house and completed just as the market crashed. This past March the house was foreclosed on after being on the market as as short sale for 2 years. We want to file bankruptcy because this ruined our finances. We still have our home we live in but we now have 2 creditors suing us. How do we file for bankruptcy and include the taxes we will probably be charged for the house we lost in March 2010?


633 credit score is good for auto loan?




















































I’m planning on moving out next summer, but it says I must have good credit score?

I’m planning on moving out next summer, but it says I must have good credit score?

I’m seventeen, will be eighteen in July. I’ll be moving out right after I graduate to be closer to my college. My college doesn’t offer student housing so I had to look for apartments near by. I found a few good ones, but it says they need to check my credit score. Being only seventeen, I don’t think I have one..? Never had a credit card, job, bank account. What does this mean and what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does anybody know of any banks that do loans for people with bad credit?


Where can I obtain a free credit report without needing to provide my credit card information?


Can someone else use my best buy store credit” card?”

As in, is it the same thing as a gift card? Someone without my name on it can use it?


Where to get the best loans for college?

where do you get the best loans or what are the best loans i’m totaly clueless

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do i get credit with a bad credit rating?


Does Anyone know if New Jersey H.E.S.A.A. Loans are Federally issued and OKfor William D.Ford Consolidation?

I have read that Stafford is NJ Only but I have NJ HESAA (Higher Education Student Assistance Authority) Loans. I want to roll them over into a Consolidation app and the William D Ford needs it to be a Federal loan. I know that NJ STAFFORD Loans are Private


AnnualCreditReport.com- Dont want to be charged a monthly fee how do I get ahold of someone.?

I had went to the website AnnualCreditReport.com to get my credit report and I entered in my information but when I got to I believe the last step my browser closed. How to I become an um-member” so I dont get charge the monthly fee


I’m planning on moving out next summer, but it says I must have good credit score?

I’m seventeen, will be eighteen in July. I’ll be moving out right after I graduate to be closer to my college. My college doesn’t offer student housing so I had to look for apartments near by. I found a few good ones, but it says they need to check my credit score. Being only seventeen, I don’t think I have one..? Never had a credit card, job, bank account. What does this mean and what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get $100 fast?

Oh yea and im 11 saving up for a 1000 macbook, so far i have 113 dollars!


What’s the highest interest rate you’ve paid at an auto dealership?

The big ones (Ford, Nissan, Chevrolet) and the independently owned ones. I just traded my car in for another car and the interest rate is 26%! Yeah I found out that’s really high, but I’m planning to my car off in a little over a year, not the 26 months I was given. There is no penalty for paying the car off early, in fact, they said they encouraged it because of the high interest rate. Now, this is at an independently owned a operated car dealership. It’s not a big dealership like Ford or Toyota. So, what’s the highest interest rate you’ve ever paid at a car dealership?


Where can i get a real payday loan?

ok! im past the due date….the late fee is 200 which is part of the amount im now trying to pay off….i even lessened the amount by doing a deffrered payment plan with my school….the school is only giving me until tuesday…and by then im not going to have it…they are waiting for the loan to be proceesed completely before crediting my account…im worried it wont go thru ..soooooooo im trying to get a payday loan…i would only appreciate answers that suggest what site to go on to get a reliable payday loan…thank you!


Wife, sister and me are on a home loan, my wife and I are getting divorce!!?

I want to keep the house and my wife is willing to relinquish her part of equity on the house in return for other assets, is there anything she can sign and will that protect me and my sister if she goes bankruptcy in the future?? thanks


Has anyone heard of or used a payday loan debt consolidation company called Debt Pay1″? ?”


Whats the highest interest rate youve had for a vehicle loan after a bankruptcy?

What can I expected to have as an interest rate for a auto loan after bankruptcy.


How does a minor check their credit history?

Uh, yes I do have a history. I looked up Experian’s already and I have something added to it, which isn’t correct since I am a minor and it shouldn’t be on there. Duh. So therefore, I have a history. And kids can get histories. Like how people open credit cards in their names and make their own history for them.


Where can I go for a free copy of my entire credit report?

I am having some trouble with my credit. I now that I have some credit card debt, but I am taking care of that through debt consolidation. I know that I have tons of medical bills, and tons of student loans that are not getting paid back. The thing is I don’t know all of these because I am not recieving bills. I was wondering if there was a place I could key in my name and maybe my social and have a credit report come up that would show me how much I owe exactly and to who.


I’m planning on moving out next summer, but it says I must have good credit score?

I’m seventeen, will be eighteen in July. I’ll be moving out right after I graduate to be closer to my college. My college doesn’t offer student housing so I had to look for apartments near by. I found a few good ones, but it says they need to check my credit score. Being only seventeen, I don’t think I have one..? Never had a credit card, job, bank account. What does this mean and what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do people actually make money on those scam” websites?”

Like the ones were you do surveys and get paid for it. It just sounds like scams half of the time or sounds to good to be true


How do I improve my credit score from ‘Good’ to ‘Excellent’?

I want to purchase a property with my husband early next year. I have a ‘good’ rating credit score, always pay my credit card in full each month, registered on electrol roll etc etc I was wondering what can help improve my credit score? I was first thinking of upgrading my credit card from Barclaycard Gold to Barclarycard platinum but I just read an article on moneysavingexpert saying that you may get problems getting another credit card if already with them… I could apply for MBNA Platinum or Virgin but I don’t want to get rejected by them as it will leave a bad footprint on my credit report. I have done a rough check on moneysavingexpert and those cards were recommended to me but I’m scared to make my score bad. Any other tips that can improve it to ‘Excellent’ level. I am doing this (a) to get a better mortgage and (b) as my husband’s credit score is ‘fair’ and still needs to be worked on so I need good points on mine.


I heard a word that sounds like yoo-JEER-ee-us. I’d like to know the spelling and meaning.?

I heard this word on a news show, I think, describing bank rates. I can only guess at the spelling. Possibly eugerious or something like that. I can’t find it anywhere and am beginning to think the man just made it up. I’ve tried everything. Has anyone ever heard a word sounded out like yoo-JEER-ee-us?


What can happen in court when being sued for credit card debt?

I am unemployed still and going to court over a wells fargo credit card debt of over $4000.00. can they lock me up? BIG QUESTION #2 WHAT ABOUT COURT FEES+COSTS? I really need some real answers. Thanks in advance.


What type of interest rate would a 638 credit score get?

Looking at a 350,000 home with 110-120K down


What do you need to get a first time car loan WITH a cosigner?

Hi! I am wanting to buy my first car. I’m 18 years old and the car I want is about $15,000. I just got a job (I have had other jobs before but not for the past 2 months) but I don’t start for another 3 weeks. I will be earning about $600 a month. I have NO other bills to pay, and my parents will be giving me the money for insurance and HALF of the car payment, so paying it will be no problem. I need to apply for a loan, and I WILL have a cosigner with excellent credit (my dad). I know it varies from place to place, but in general, will I need to have worked at my job for a certain amount of time before I can get a loan? Also, can I put down what my parents give me as additional income when applying for loans? THANKS so much!


Payday loan wage garnish legal issue?

I live in Illinois and took out a payday loan. I signed a voluntary wage assignment. I revoked a wage assignment last month (In Illinois, we can cancel it at anytime). Last week they sent me a letter that they will garnish my wage unless i pay up or send them a revoke letter. This pissed me off because i already sent them one. I sent them another one right away and all attached the notice of defense (certified mail). Today I got a letter from them stating that if i don’t pay up they will tell my employer to garnish my wage. I talk to my employer and they said that if they it, the payroll office must comply and that I will have to take the payday loan company to court if i want the money back. Can I sue the payday loan company if they ignore my revoke letter and still proceed with garnish my wage? I’m going through bankruptcy right now and they are fully aware of them but they are trying to break the law to get their money back.


Is Mastercard the same as a credit card?

I was ordering stuff online, then it gave me the options -Paypal -Credit Card -GoogleCheckout -Money Order/Cash So I’m not sure if Mastercard is a credit card…

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Is there a way to remove past employers from a Trans union credit report?

I have an employer who I previously worked for about 3 years ago. I would to have it removed. I submitted a deletion request to Trans union twice to no avail.


What do they take in bankruptcy?

my mum and dad are talking about bankruptcy and i was wondering if they can take anything from the house if so what sort of things. me and my brother are really scared about this so advice would help ever.


Can i make principle payments on a credit card in addition to regular payment?

I make regular , over the amount payments but the balances hardly ever change due to constantly changing rates. do card companies not allow payments to be applied to purchase balances as well ? by the way , is Dell finance interest outrageous or what?


Where can I see all of my open bank accounts / credit cards in one place?

I have had a number of bank accounts since I was a child… most likely forgotten. Is there any place where I can view every active bank account I have open in one place. Credit cards too would be a bonus. Many thanks Adam



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should I pay off my Auto loan or Home Equity loan amount?

I have $15,000 in my Auto loan and $30,000 in Home equity loan. I have $20,000 in cash which I wan to use to payoff one of these loans. Which one should I payoff? I am not sure about investing this money as it is risky.


I’m planning on moving out next summer, but it says I must have good credit score?

I’m seventeen, will be eighteen in July. I’ll be moving out right after I graduate to be closer to my college. My college doesn’t offer student housing so I had to look for apartments near by. I found a few good ones, but it says they need to check my credit score. Being only seventeen, I don’t think I have one..? Never had a credit card, job, bank account. What does this mean and what should I do?


I filed for bankruptcy last year, and before I do my income taxes is there anything I need?

I filed for Chapter 7 Bankruptcy. It was finalized February 2009 and my debt was discharged (forgiven). Before I file my income taxes for the 2009 year, is there anything special I need to do in order to file my taxes. I do them myself online.


How does self-employment show up on my credit history?

Does self-employment appear on an Experian credit history report? If so, how?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I need to continue to pay my mothers Chapter 13 Bankruptcy?

My mother filed for Ch 13 several years ago and has passed away in November. NOw that things have started to settle I am tending to all her loose ends. Will I have to continue to pay this debt? She did not own any houses, or have much assets.


Is there any real free car history report websites?

All the websites that say they are free actually are not and require a credit card. Please help. Thank you.


How to get an auto loan with low credit?

Im trying to help my brother buy a car, his was totaled because someone hit it, and it was not worth enough for the insurance to really pay anything. I think they sent him like 1000 bucks. anyways, he needs a car because its his first year in college and hes commuting. hes almost 19, and doesnt have anything on his credit besides a store charge card, and a capital one that, for a while, he owed money without paying, but in the past few months he has been making large payments to fix that. his credit score is like 599. we have tried applying at many local credit unions, and even tried at 2 dealerships. they have all declined even with me as a co-signer. my credit score is 720 (which i know is good!) why on earth will they still not approve us even though my score is good?! we are tired of being jerked around, the banks/dealers will get our hopes up saying OH YES WE WILL GET YOU APPROVED! JUST FILL THIS OUT!” and then it is declined. where can we go? what are the options?? is it even possible?”


What website can I use to get all 3 of my credit reports for free without any scams?


Loan Tax information…….?

It was a personal loan so i guess i dont get the interests back but i did however take out a loan to invest with it would that make any difference?


Where can i get a credit report online from for free… and i dont mean just for 30 days??..?


I have a credit score of 570=experian,519=transunion525… and want to buy a house in Texas for 86k?

I have a real good job and I can afford to buy a home but dont know where to start? I have two credit cards that i still owe 5,000 each and dont want to pay them off ,what should i do? i stopped paying them about more than one year ago and they have gone off to collectors, I tried settle my debt but dont know if it could bring my score up. I would rather pay that money as down payment or something else.


If the Federal Government was a private corporation, how many times would it have declared bankruptcy by now?


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the best places/options for getting an auto loan? (Good credit)?

I may need to buy a ‘new’ used car in the next 6 months, and will need to get an auto loan. I have very good credit (750 range), but unfortunately I don’t make much money. What are the best options for securing a loan? Should I go to a credit union, try to get financing at the dealership?… Any advice on the process much appreciated. Thanks!


I’m planning on moving out next summer, but it says I must have good credit score?

I’m seventeen, will be eighteen in July. I’ll be moving out right after I graduate to be closer to my college. My college doesn’t offer student housing so I had to look for apartments near by. I found a few good ones, but it says they need to check my credit score. Being only seventeen, I don’t think I have one..? Never had a credit card, job, bank account. What does this mean and what should I do?


I’ve got bad credit and need an urgent loan?

just started a new job and got to wait a whole month till get paid so i am desperate. help me where can i get a loan even with the worst of credit ratings


Has anyone filed for bankruptcy? Can you explain your experience?

Any regrets? What was the hardest part or worst part? Best part? When did lenders start letting you borrow money? How long has it taken you to build your credit score up?


What kind of auto loan rate can i expect with a credit score of 700?


How can I check my credit online?

I live in UK and need a free credit report. best answer 10 points!!!!!!!!!!!!!!


What’s a payday loan?

so pretty much if you cant pay it back quick you get screwed? Im asking because my uncles friends bla bla bla got screwwwwed with one. im not thinking about getting one




















































Credit Report Question: Balance paid off, says zero but status is R-09″. Please see details below.”

Credit Report Question: Balance paid off, says zero but status is R-09″. Please see details below.”

I have four items on my credit report that I believe are damaging. They have all been negotiated and paid as per agreed and all show zero balance. However, the current status shows either I-09, O-09 or R-09. My understand is that the “09” is hurting my score. How do I get these fixed? I have other items from a few years ago that were settled and now show “01”. Are there specific letters I can send to the bureaus to get these corrected?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do you buy things online without a credit card?

Well, I want to buy a T-shirt online, and only available online but the thing is, I’m 16 and I live with my grandmother but she doesn’t have a credit card. It got hacked and she just ended it altogether and never got one again. I really need this because it’s a requirement for a contest I’m entering so I was wondering if there’s anyway I can purchase it online with a prepaid credit card (if such a thing exists) and if it does, where are they sold? And also does it work with paypal?


Carrying over amount onto another car loan?

I currently have a car I’m looking to trade in. Since I am upside down, a few grand will still be owed to my finance company. I am looking at getting a new car (used) and was thinking I could get another loan through them and use that check to purchase my car, selling the other to dealer. Will I be able to add my upside down amount to the car loan? Should I account for that ahead of time when seeking my amount? Thank you


What is an estimated interest rate on my auto loan?

Okay so i recently got a job, like I started last week. I really want to take out an auto loan for about $5,000. I bank with Navy Federal Credit Union. Since I just started my job I highly doubt i’d even be approved for a loan. Although, I am 18, i have no financial obligations, and I still live under my parents roof. I do plan on doing a down payment of about $700-$1500 dollars. I possibly will have a Co-signer with a credit score upwards of 800. So could somebody possibly give me a good estimate on an interest rate with and without a co-signer? It would be much appreciated.


Poisson distribution help… please?!?

These are some questions from my study guide. I have the answers, but I don’t understand it. =( The Securities and Exchange Commission has determined that the number of companies listed in NYSE declaring bankruptcy is approximately a Poisson distribution with a mean of 2.6 per month. 26. Find the probability that more than 1 bankruptcy occur next month. A) .1931 B) .9257 C) .7326 D) .4816 E) .2674 Answer: C 27. Find the probability that no more than 1 bankruptcy occur next month. A) .1931 B) .9257 C) .7326 D) .4816 E) .2674 Answer: E

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i get my credit score for FREE?

like not my report my score? or the FICO score i think its called please no spam


Is it possible that Toyota will reconsider the APR on my auto loan if my income increased?

I currently have an 8.15% APR interest on a 9G used car. I was financed at age 22 with Toyota without a co-signor. My income was about 13K and now is 45K. Do you know if it’s possible for me to ask them if they will reconsider my APR? I have probably 6-8 months left to pay my loan off.


Debt Consolidation Companies?

Are all these debt consolidation companies for real. They advertise they can reduce your bebt by up to 75%.; Are these some sort of scams?


Credit Report Question: Balance paid off, says zero but status is R-09″. Please see details below.”

I have four items on my credit report that I believe are damaging. They have all been negotiated and paid as per agreed and all show zero balance. However, the current status shows either I-09, O-09 or R-09. My understand is that the “09” is hurting my score. How do I get these fixed? I have other items from a few years ago that were settled and now show “01”. Are there specific letters I can send to the bureaus to get these corrected?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit report?

how can i get a free credit report? i went onto some websites and they all want a credit card>>>im not doin it so please help me find a free credit report


If I pay my 30 yr, 6.25%, 350k mortgage, plus an additional 1500.00 per mo. principle, When will I reach 0?


Auto loan contract % was wrong after paper work done?

We took advice#2 and another advice from one of friend who working major car company headquarter. I told to the dealer sales guy Contract is deal


How do i dispute my credit report?

i haven’t used my credit in a couple of years and i have stuff showing up on my credit report


Buying a car in the Air Force?

I am 19, single, and leaving for the Air Force next month. I have been looking at cars and the ones I want are all just about $30000. Would this be a mistake to get one shortly after basic training if I am pay grade of E-2? Should I wait or choose a cheaper car?


How long does an online credit card payment take to process?

I am way before the due date for the minimum payment, however I wanted to make payments on my credit card balance so I can clear the balance and be able to spend on my credit line again. So I made a payment of 3/4 my balance on 12/22 which was a Sunday, and I understand it won’t be processed until 5pm EST today, 12/23. However it’s past that and my accounts have not been updated. I paid through my checking account as well, and those balances have not been updated either. How long do you think it will take so I can use my credit card again?


Question about loan percentages?

which loan would be better for me to get annd give me the best rate for 50k. A home equity loan, home equity loan of credit, or a personal loan. my house is valued at 150k. i just owe 45k.


What is the best website/company to get a list of all bills owed?

My credit is close to terrible. I would like to get a list of every single place and amount I owe so that I may either work something out with them or start paying them off, one at a time. What is the best site that I can go to and they will give me an entire detailed list for free or very cheap? PLEASE HELP !!! I cant live like this anymore.


Credit Report Question: Balance paid off, says zero but status is R-09″. Please see details below.”

I have four items on my credit report that I believe are damaging. They have all been negotiated and paid as per agreed and all show zero balance. However, the current status shows either I-09, O-09 or R-09. My understand is that the “09” is hurting my score. How do I get these fixed? I have other items from a few years ago that were settled and now show “01”. Are there specific letters I can send to the bureaus to get these corrected?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What qualifications of a bankruptcy will i not be able to get a job with the tsa?

they say some qualifications of bankruptcy is ok and others are not, so my question is what if u filed and u are a good person with a good clean record? can i still get a job with them if i pass all the other tests they give me?


Does having out multiple loans hurt your credit score? (Even if paying all on time)?

Specifically: Do I take on a mortgage on top of a business loan (both at almost same exact time) Instead of renting house. Rent/Mortage about same per month. Concerned with being able to get car loan in semi near future, etc. Thanks for all the answers.


Do i still have to pay for my car after filing for bankruptcy?

My sister and i got this car from a dealership,she is the first signer and i’m the second signer. The car is mine. I pay the loan,insurance,etc do i loose the car that i have been paying for a couple of years because she is the main signer?


Credit/Auto loan/Trade-in question?

So I have a 2010 Malibu LS I went to the dealership by myself, with no credit history, and no idea what I was doing. So I ended up getting pretty screwed. Payed 19k for the car along with a 17% APR and $498/mo payments. The car only KBB’s for 11-12k in good condition. So I’m pretty upside down. I know it was stupid on my part, you don’t have to tell me. But here’s the thing. I’m getting out of the army in a month or so and I’m moving back home to my family farm. I need a 4×4. A Jeep or something. I have a credit score of 668 by paying on this loan for 2 years. I owe around 16k on it currently. I also just got a $4000 credit card from USAA. What options do I have to get rid of this car? I can keep it if I have to but I want a Jeep. What are my trade in options? Is it even possible being that I’m like 6k upside down on this thing? Would using the credit card to narrow that gap help me to trade it in? I have pretty good credit now so I seriously doubt I’d get another $500 payment even if I did roll over 2 or so grand from my old loan. Idk. Any help is appreciated.


Guys what female zodiac has the best sex?

Im also very very very seductive !!


Filing Bankruptcy, found lawyer, But need to know who I owe?

I decided to file bankruptcy. THe problem is, I do not know all who I owe money to. I owe so many collection agencies and have credit card accounts from 3 to 5 years ago that I never paid on and would have a hard time remembering them all. Not to mention all the banks I have over drawn accounts at and the numerous Paypal accounts that are negative. THen there are the payday loans. I got like 4 to 5 of those at least and all of the other little debts. HELP!!! how do i make sure all the accounts are included when I dont even know all who i owe?


What is a prime APR rate? 9.90 APR, help!!?

does this mean the apr is 9.90 or is the prime rate added to the APR which would make it 16.55


INDIA INCOME TAX: First query on Home Loan and Rent?

Thanks Sundeep, What you mentioned is applicable only if the purchased house and the rented house are in the same city. Also, Rent can be claimed for rebate upto a certain period if the house purchased is under construction. I am asking regarding purchased house in city A and rented house in city B. The links pertain to the official website – and like all governmental stuff, it is littered with so many cross references that it needs an experienced expert to decipher the true meaning. (I’ve always wondered why so many employees struggle so much to make simple things so complicated.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i go about clearing up stuff that is on my credit report?

if it has been close to 7 years will it drop on the 7th yr or will it drop of on the 7th year after it has been paid?


What is the best loan to get with perfect credit?


I have bad credit and I recently filed bankruptcy in 2007. I want to get a loan to pay off bills in advance?

Who will give me a loan in my situation?


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it



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Has anyone heard of I3 Lending mortgage company?

They have offered me an excellent rate (3.5% with 3.5% APR and our lender fees of $1695 and appraisal fee of $400 would be credited to you by us if rates stay the same”) but I can’t find any reviews on them. Let me know what you think of them!”


Credit Report Question: Balance paid off, says zero but status is R-09″. Please see details below.”

I have four items on my credit report that I believe are damaging. They have all been negotiated and paid as per agreed and all show zero balance. However, the current status shows either I-09, O-09 or R-09. My understand is that the “09” is hurting my score. How do I get these fixed? I have other items from a few years ago that were settled and now show “01”. Are there specific letters I can send to the bureaus to get these corrected?


What happens if a cash advance loan goes unpaid?


Where can I go for a loan with bad credit besides payday loans?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I obtain my annual free credit report without giving my credit card info?

Are we entitled to an annual free credit report? WHERE can I get it? I went to Equifax website, but it asked me for my credit card info. I don’t feel comfortable to give out my credit card info if it is a free why they ask for credit card number?


Can I qualify for a home loan with a low credit score?

My husband and and I are ready to buy a home for the first time. We have all of our debt paid off with the exception of a truck loan and student loan debt. My employer is paying off my student loans over a 5 year period and I have four more years to go until those are completely paid. We make $96,000.00/year and have credit scores in the low to mid 600’s (Stupid mistakes from younger years). We are looking to buy a house for around $290,000 and have 3.5% down. I am wondering if it will be possible for us to qualify for a home loan with this credit score and what the interest rate would be if we were to do this right now? Thanks for your help in advance!


Why can’t we receive copies of our credit reports run by landlords?

When we apply for anything else, & our credit is run, we are allowed to receive a copy of our credit reports. Why can’t we receive them from a landlord where we know our credit was really checked? Plus also receive copies of other things they run? Don’t you think it’s only fair since we paid for these things?


What’s the best way to reheat deep dish pizza?

I can’t use the microwave anymore – the pizza isn’t good – not like when you order it


Where do i get a real loan from a bank online that is not a payday loan?


Can you be jailed for an unpaid loan or other debts?

Also… Because at least one person pointed it out I did NOT write them a check. They make you give them your bank account information nowadays and they just take it out like you would get a direct deposit… Except instead of a deposit it’s a direct debit by them. And I didn’t have money in there for them to take but there is no stopping them from trying unless you can pay them the extension fee which I don’t have right now so my bank did a returned funds thing and now I’m negative a bunch. And that is why they are starting to call and email me. Because they didn’t get their payment.


If I owe 40k on land at 6.75% interest, can I build a house and still have the same payments?

We built our house years ago, and we had two loans…one for our land and one for the construction loan and then rolled them together. I’m foggy on the process as it was years ago. This would be a modular home, so it wouldn’t take that long for it to be built…probably just a couple months. So I don’t think I’d have to pay off the land, before I got a construction loan….but I don’t know…maybe if I went through the same bank. I’m appreciative for your comments as I’ll know what to ask when I go in with them and talk about this. Thanks!


What does mortgage mean?

and why would someone mortgage a house? thanks


About how much interest will I pay for a $1500 loan if I plan to pay $700 to $800 a month?

I found a car for sale and need $1500 more to buy it..if I take a loan for $1500 how much more will I pay once I’m done paying it? I plan to do $700 to $800 monthly payments.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i file for bankruptcy even if i have judgements against me??


Credit Report Question: Balance paid off, says zero but status is R-09″. Please see details below.”

I have four items on my credit report that I believe are damaging. They have all been negotiated and paid as per agreed and all show zero balance. However, the current status shows either I-09, O-09 or R-09. My understand is that the “09” is hurting my score. How do I get these fixed? I have other items from a few years ago that were settled and now show “01”. Are there specific letters I can send to the bureaus to get these corrected?


I got car loan refinanced with same bank,i recevied the title to the car is it legal 2 keep it?no lein on it?

no i refinanced cause didnt have the disibilty insurance added,so i refinanced the car though the same bank,i got the car in march of 2007 and the loan papers state its auto loan and the suv was collateral.Also its been 1.5 months and have not even received the payment book either.My crdit report shows the first time financed it,but shows it payed off,but dont sho the refinancing on there at all


What is the minimum fico score needed for approval of an auto loan from a dealer?


Should I pay my entire credit card balance off right away?

I just received my tax refund and instead of blowing all, I wanted to pay off my entire credit card balance of $2500. Is that a good idea? I remember hearing that paying it all off at once will negatively effect your credit score. I also wanted to threaten the bank to lower the interest on the card or I will cancel it, will that work too? Thanks.


How could i refinance my car while under bankruptcy?

The payments are too high.


United HealthCare Plan 100?

Has anyone taken out a health insurance policy with United HealthCare underwitted through Golden Rule. I am looking for reviews of this health care providor before I sign up with them. I am looking at Plan 100. Any problems with Claims or billing?




















































What do you do when your credit says your bankrupt?

What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I get out of the habit of using payday loans to pay for bills?

I always tend to run out of money after paying off my biggest bills of the month. I always come up short at the end of the month while having two bills left over to pay for. I’ve asked or applied for personal loans from banks, friends, credit unions, and other places. Needless to say, I got turned down. I tried cash advances from credit cards which are maxed out now. Then, I tried pawn shops which I didn’t get enough money as I needed. Right now, I only have one payday loan to pay off. So, how do I pay for these last two bills for this month. I need the money soon. My only other option is to pay these last 2 bills late. I’m on a fixed income anyway. Do anyone have a reasonable and helpful solution to my money problem? I need help or a miracle.


Does filing bankruptcy get you out of debt?

What happens when you file?


CAN A SUBSTITUTE TEACHER QUALIFY FOR A HOME LOAN?

She is not married and has only been teaching for about a year. Thanks.


How do i get a small loan($4,000) with no established credit history whatsoever?

I have been denied personal loans, lines of credit, auto loans, credit cards, etc… I have NO established credit history and therefore no one will give me the loan i need. What can i do?

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Can I get approved for an auto loan with not so great credit?

I’m in harrisburg pennsylvania & I don’t have good credit..I’m looking to get an auto loan maybe for $6000…where can I go that they will give me a chance?!


If you pay your car payment early every month will it shorten the term, and by how much.?

Yeah that is kinda what he was saying. And no i didn’t get a bad deal i got a 2010 Honda accord coupe completly loaded 33000 msrp for 25000 off the lot with extended bmper to bumper warranty and i pay the payment early every month and send a different check for principal only usually 100.00 dollars. So 72 months was better for me because it allows me to pay an extra 100.00 just for principal and i got 2.4 % financing on 72 months you can’t say that is a bad deal.


Where can i get two payday loans?


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone have any information on filing bankruptcy?


How do I file for bankruptcy in Michigan?

I have thought about this for a very long time and I wish I would have taken action sooner. However, I have no idea how to file for bankruptcy in Michigan. I know this is going to kill my credit for 7 years or so, but I am so far past the point of no return. I never imagined my finances would come to this, but I do know that this is something I need to do sooner rather than later. Please help me to understand what motions I have to go through. And, please refrain from telling me that this is the wrong decision…I don’t need that kind of advice at this point.


How do i check my credit report for free, because all de places need may credit card?


What is home loan processing fees for DHFL?

i have applied for home loan in DHFL they are asking for 1 to 1.5% of loan amount what is exact amount please tell


Where can i get a free credit report?????


Does anyone know of a loan shark in liverpool who can lend me money by lunch today?

Please, I don’t need lectures on how bad a loan shark is, i am well aware of what I am asking and what it entails. However, I really need the money and am willing to put myself in that situation. If you can help me but don’t want to post on here for fear of being shopped, please email me. I am not a scammer and promise I am 100% genuine. I can pay it back over 6 – 8 months. Please can you help?


Could not get pre-approved at the local banks due to a bankruptcy. Bankruptcy is less than 1 year old. My?

credit score was 661 and my wifes 761. Do i have any options to buy a house???


Do Bars Take Credit Cards?

Would they take a visa card when buying drinks?


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do

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Can you get a good credit after filing for bankruptcy ?

If you file for bankruptcy can you ever build your credit back up ?


What’s the deal with free credit reports?

I would like to get a free credit report but I’m leary of putting my financial info on the net. – which service is best to use and is it actually free? Most important, is it safe?


Can you go negative balance on your debit card?

pretend someone takes out money from my debit online because i use my debit card to shop online and they need to know my 12 digit number on the debit card i have 0 balance can they take out money from the debit card and i will have negative balance?? i have a debit card not a credit card and i know you cant buy stuff if you have 0 balance on your debit or not enough money on your debit card just wondering if you can go negative balance(debt) on a debit card on a credit card you can by not paying the bills at the end of the month wonder if the same with debit cards sorry for repeating myself all over and over again


Can someone solve this loan interest math problem?

I borrowed $25,000 from dear old Dad. I am paying him back $500 per month. After the principle is paid off, how much more would I owe him if I pay him 3% interest (his asking number) or 6% interest (what I think he should get based on average mortgage rates). Anyone have a clue as to how to calculate this? Thanks…and no jokes about my user name. I am not that smart!


How can i check my credit score for free?

I got my credit report from Equifax for free but there was nothing about what my credit score was. why? how can i find out? just want to know my credit score!!!!!!!!!!!11


How can I check my credit rating online for free?

And I am in the Uk, if that makes any difference.


How to pay back credit?

Hey just one more thing. it says total amount i have to pay (this means the amount you have borrowed plus interest and other cost) = 585.93…………..And when people say pay the ballance in full? does that mean if i use 350 from a 500 credit limit, would i have to pay back full 350 the following month? or in smaller installments? because if its the full amount, i really do not see the point of the card, it’s the same as a payday loan?


Loan denied. Not sure of reasons.?

Went to speedy cash and was denied. The two reasons were insufficient data” and “evidence of delinquency on record”. Both said equifax next 2 it. I’m 19 and not really sure of my credit score. I was locked up 4a day 4 BS ticket n insurance. Not sure if this had anything 2 do with it. Plz n thank u.”

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Loan Sharks Sydney? does anyone know of any?

need a loan quick smart but my credit rating is rubbish at the moment


How to file Bankruptcy in Fla.?

What is best to file (Title 7 or Title 13)?


What bad credit do i have?


Poll: Don’t you love the free credit report.com commercials?

Man I love those, I hope they keep making more Here’s a link: http://video75.com/z8Qth–PmTj/free-cred…



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Around how much would I pay(monthly) for auto loan with USAA?

I am trying to buy a used car with a auto loan from usaa. I have good credit and the car wouldnt be more than 20,000. Around how much would i have to pay monthly?


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do


Will car insurance be really expensive for an older model Corvette?

I’m looking into getting a 2000 Corvette. I’m 20 and will be 21 in a few months. I know different cars pose different rates. Anybody have any estimations?


Cash Advance via Credit Card for Earnest Money?

We are in the process of buying a home. When we first decided on it, we gave 2K from a credit card in a cash advance. Now we are working with the processor and underwriter, and they are requesting statements from where the earnest money came from. Is this going to effect my approval? We have the remaining closing costs through a gifter.” What are my options if they say the cash advance wont work?”

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I own stock in what was USAIRWAYS (UAIRQ) I lost touch with it. What happened to it?

I look at my Scottrade account and found a mesage stock delivered out.” I’m not sure what that means.”


I’m in need a loan of $2,000.?

My husband left me and my daughter with nothing. I have really bad credit due to him. I don’t won’t any payday loans, I recently had just finish paying them off. I’m a college student and I have a full-time job and I’m in need of a loan, could anyone help me please!!!


Can you get an auto loan on a vehicle with a restored salvage title?

Restored salvage not salvage. Thanks.


Where do I start for bankruptcy?

I’ve been considering bankruptcy for a couple years now, but I was nervous about it. I had a car repossessed in May 2009, and have a lot of school loan debt. I know I can’t claim bankruptcy on school loan debt, and I’m in the process of consolidating all of that so I can get back to school soon. I have some credit card debt, but not enough to go through one of those loan helping programs, and the rest is medical or from the repossession. I know that the first thing I probably need to do is find a lawyer. I’ve searched online for a few, but how do I know who is the best? If I contact them, what kind of information do I need to have ready to give them? I work nights so I would call a lawyer first thing in the morning before I go to bed, and I only really have one, maybe two days a week I can realistically meet with them.


Are there legit loans available for those that have a recent bankruptcy? Other than the payday loans?


Cause of Global Recession(2008) ?

Who has the higher responsibility in causing the recession(2008), Asia because of its crony capitalism or America because of its greediness? p/s I would have thought Asia but then.. foreign investors invested a lot in Asia before the bubble broke in 1997-1998 No stereotyping or racism intended. Just wanted a commerce point of view. Thanks a lot


I need help! bankruptcy?

I have two vichicles. One is currently on a loan but its upside down. The other i own. If i file chapter 7 in kansas. Will i lose one of them and if so how can i stop that?


Do I need a co signer if I’ve been approved for a auto loan?

So I’ve been approved for a auto loan with drivetime and I havethe appointment with them to pick out my car on monday. Do I need a cosigner if they already approved me?


What is the consolidated accounting loss on the liquidation of a subsidiary?

Assuming subsidiary has: share capital $1,000 (100% owned by parent) loan to parent $2,000 retained losses $3,000 Company goes through formal liquidation with loan still outstanding (no debt forgiveness beforehand). What happens about capital on liquidation? Is the loss in the parent just the write-off of its shares in , and loan to subsidiary? I can’t seem to get my head around this one so any help much appreciated!!

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Can anybody be a cosigner for an auto loan? Was told has to be in same houshold?

I was told by my credit union that the person co signing (for auto loan) has to be an immediate family member or has to be living in the same household. I have never heard of this before…please help! Is this true for all banks?


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do


Am i eligible for an auto loan?

I plan on applying with a credit union first..


If we have debt in indiana, can we live in KY and file bankruptcy?


Sears/CBSD appears on my credit report. What is it? How do I get rid of it?

I called Sears and they have no accounts for me. I have also done research online regarding this account, but all that comes up are some debt consolidating websites. Nothing looks legit. It hasnt effected my credit in a bad way, I just can’t think of what it might be. Anyone have similar experience. Help is appreciated. Thanks.


How can I start building a good credit score?


How legitimate are internet payday loans?

I was thinking of doing one to have some extra cash for the holiday. Someone told me about them and I was wondering how legitimate they are, and if there is one that is recommended?




















































I have a item listed under special services of my Equifax Canada credit report – it says Consumer Interview?

I have a item listed under special services of my Equifax Canada credit report – it says Consumer Interview?

SPS-SpecialServices/CodeDescription: Consumer interview Date Reported: 2006-06 What is this? Thanks 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Variable or Fixed Rate Mortgage?

We’re buying a $220,000 home, have $15,000 as a down payment and we can’t decide whether to go fixed or variable. We can handle the fluctuations in payments, the only thing I would be worried about is if prime went up to 7 or 8 percent. Right now we can get a 5 year fixed for 4.14% and a variable for 2.3% (prime – 0.7%) If we’re planning on still making payments on our variable rate mortgage at the 4.14% rate what would prime have to reach for this strategy to end up more expensive than fixed? As well, how likely is it that prime will reach that point in 5 years? I know nobody has a crystal ball out there, just have no experience in this and don’t know how likely it is that prime could be 6% i a couple of years. Thanks


Where can I get a 20,000 dollar personal loan with fair credit?


My credit score is a 550 i filed bankruptcy in 2006?

5 things on my credit report that should of been included in my bankruptcy werent..i called and they all said they will update with credit bureau…i even mailed all documents to all 3 bueaus to open disputes…how many points will my score go up once this is fixed? Im trying to buy a house and need this fixed ASAP


Where can I find a free personal loan contract template?

I need to sign a contract with a family member to get a loan for my car and I can’t find any free templates online, they all cut off after the first page.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What’s the best credit card to have nowadays?


Chapter 7 Bankruptcy – Does a person need to notify the trustee if they open a new checking account?

Hello, I just had a question regarding Chapter 7 bankruptcy. If someone files Chapter 7 and lists what bank accounts they have on the petition, but open another bank account during the bankruptcy after already filing, do they have to notify the trustee? Also, if a person gains an interest in a pension and a deferred compensation plan, after filing, do they have to notify the trustee? If the trustee needs to be notified in one or both of the situations above, does an amendment get filed with the bankruptcy court and would that be public information as well? This is in CA.


I need some credit advice please. :)?

I am 21 years old and trying really hard to build my credit. My current credit score is 659 according to Credit Karma. I have a Auto Loan for 14k that I have had since May of 2010 and I have been on time with every single payment weekly payment of $72. My fiance’s mother co-signed for me and the loan officer said that in a year I can go back in and have her removed. With her being on the loan as a co-signer is it building my credit at all or is it affecting hers only? Once I go back in to have her removed should I refinance or would that not be wise? I also have a Gordon Jeweler’s Credit Card with a $500 limit. I currently have $180 on it. Now here is where I really need the advice. I am getting enough back with my income tax return that I could pay it completely off. Would it benefit me more to pay it off all at once or to make $50 payments each month until it is paid off? I know having a credit card with a zero balance helps your credit or at least that’s what I’ve been told. I just want to make sure that I am doing everything that I can to build my credit because it is crap right now. I have tried applying for 3 or 4 different credit cards, which I know hurt my credit so I won’t be applying for any more until my credit is a lot better. Thank you ahead of time for the help! 🙂


I have a item listed under special services of my Equifax Canada credit report – it says Consumer Interview?

SPS-SpecialServices/CodeDescription: Consumer interview Date Reported: 2006-06 What is this? Thanks 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best credit card in the philippines?

is Citibank credit card good? is BPI express credit card good?


Car loan option for low credit score buyer?

Hey guys, I just graduated from college and for the past 4 years I could not work so I let my 4 credit cards ($6000 total) go to collection and they brought my credit score down to 564. As of now, I do not have a car and I am looking to buy one that will cost about 30k. I have $ 3500 that I am willing to put down and my annual income will be 65k based salary. I am looking forward to start settling all my account in colection but meanwhile I want to have a nice ride. what do you think are my options and do you think I can talk to a banker and lower my interest ?


What are some legit online payday loan companies for people who only have a savings account?


Freecrediterport.com — Is it a scam?

Freecrediterport.com — Is it a scam? Has any one used it before?


Credit card for college students with no income?

I’m a full time college student with no income (for obvious reasons), and doesn’t receive scholarships, grants, loans, or financial aid. I do have financial assistance from my parents (as their dependent). Am I eligible to apply for credit cards still, considering all the changes since 2010 for minors/no income folks? And would I be eligible without a co-signer? I don’t plan on using it, just want to build my credit.


Can you still get your Drivers License even if your Learners Permit expires?

I live in Edmond, Oklahoma, and my learners permit expired at the end of May 2009. I want to know if I can still take my drivers test to get my license or if I have to renew my permit before I can take the drivers test. I am 20 years old and have had my permit since May 2005.


Anyone file bankruptcy recently? If so, pros & cons?

I am looking for personal feedback from individuals who have recently filed bankruptcy. I am considering it but doing research on it for starters.


Can anyone help me with loan info?

Anyone know of a place to get a loan with bad credit? NOT PAYDAY LOANS! Im in an emergency need and can’t afford a payday loan.


I have a item listed under special services of my Equifax Canada credit report – it says Consumer Interview?

SPS-SpecialServices/CodeDescription: Consumer interview Date Reported: 2006-06 What is this? Thanks 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I included my car on the chapter 7 bankruptcy case will they come and get it back?


What Banks use Transunion for Credit score?

for Auto Loans


I recently took out a payday loan with a company, can they garnish money from my check?

I gave them my checking account number, thats how they deposited it in my account. About 3 days later after them depositing money into my account I had 50 bucks missing from another company. I called my bank and told them the situation, they closed my checking account and opened up a new one. Will the pay day loan service be able to take from my account even thou its new and they have no knowledge of it?


How do you find your number on orange pay as u go or check your balance?

Mine is Samsung Toco lite


Any lender to stay away from for a new auto loan?


Credit report?

I am trying to pay off all debts on my credit. Where can I get a report showing the bad debts on my credit and the numbers andor addresses to pay them off. I have found a million sites that offer this but all make you start a trial of something. I dont want a trial of anything. I would just like to pay for the report and be done with it. Anyone know where I can get this?


A payday loan company charges 4.5 percent interest for a two-week period. What would be the annual interest rate from that company?

(Do not round intermediate calculations. Enter your answer as a percent rounded to the nearest whole percent.)


What happens after you make your final mortgage payment?

How can you prove that you own the house? The mortgage company will have no interest in helping you as you are not a customer any more.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If my parents are in bankruptcy can i still get a pell grant?

So here’s the situation: When i graduated in 2002 my parents made to much money for me to be able to recieve any financial aid for school. No big deal lones were an option but then i got engaged, ect. It is now 2008 and i want to get back into school. I will not be 24 until June and wanted to know if i still need to include my parents income into the fafsa since they are in bankruptcy?


Bankruptcy, Filling chapter 7. HELP!!!?

My best friend is in deep debt and I think that the best way to solve his problems is to file for chapter 7. he has a student loan for 65000, 15000 on credit cards and he had the great idea to buy a big working boat for 15000 and like another 20000 in equipment also for his new company that never even open because he found out after all the big buys that the insurance that he had to pay was over 100K per year!!! now he is stuck with an unsellable boat, equipment hard to sell and if he does, he will lose 70% of the money. After all these buyings he had the next great idea to quit his job to start his own business and of course now nobody will hire him and he has been using his saving to do minimum payments on the credit cards. I forgot, he bought the boat and equipment with credit cards also!!! he is currently living in the boat as he cant even afford rent. Now the question is, if he files for chapter 7 can he get away from the student loan and all the other debts? he is planing to go to central america with the boat after that an work making crappy money but he wants to start over from zero. he is not a bad guy and i know he was just trying to start his own business and all that. he even has a perfect credit score still as he always was trying to do everything right. he just took the wrong decisions. What do you people think is the best action to take?


I have bad credit (in process of fixing slowly) and I need a 3500 loan are there options besides payday loans?

I am willing to pay 300 a month to pay back. I know the rate will be high. I just need someone to give me a chance. I have a stable job so I AM POSITIVE I will make the payments. If the only way is to go the slow and easy road then that’s what I’ll continue to do.


Where can get legal loans in Sinagapore?

Where can get legal loans in Sinagapore? My income is only $1700 per mth.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

ANYONE RECEIVE JACKSON HEWITT HOLIDAY LOAN?


I have a item listed under special services of my Equifax Canada credit report – it says Consumer Interview?

SPS-SpecialServices/CodeDescription: Consumer interview Date Reported: 2006-06 What is this? Thanks 🙂


What do you think about online payday loans?


What is best student loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How i can file bankruptcy?


Has anyone filed for bankruptcy? Can you explain your experience?

Any regrets? What was the hardest part or worst part? Best part? When did lenders start letting you borrow money? How long has it taken you to build your credit score up?


I filed Chapter 7 bankruptcy last year. Do I need to reflect this on my tax return? What steps should I take?


What can happen when filing bankruptcy and owning a house?

I own a house with my parents all 3 on the mortgage, they live there and they pay the mortgage. I have unsecured credit card debt(ex-boyfriend is responsible but I can take no legal action against him because his name is only on one of the cards) and want to file Chapter 7. These cc’s have not been paid on since Nov 05, I have not had the 1000+ to file. How can my parents be affected in all of this? We are in NV


What is the easiest way to file bankruptcy?


Home loan related question?

I have three questions. 1). Can I get home loan more than once in the life time? if yes then will I get the tax benefit every time i take the home loan? 2). I heard that I have to submit registered home documents to get home loan. My question is how will i get home registered without money. I want the loan before registry so that i can pay to the home seller and get registration work done. 3). I am staying with my brother and we want to buy a home. He is not working and can not get loan. I am working and i want to get loan. My question is can i get loan benefit on all loan amount? Let us say that we are going to buy house in X Lacs. Again i am saying we two will be owners of the house. Can and how i get the tax benefit on X Lacs? My brother will not be involved in loan taking and paying process. I will be paying all the loan amount and i want to get tax benefit on that.


Capital one charge off, payments agreed, still showing as past due.?

During a separation, my wife stopped paying the C one CC. They sent it to charge off”. Here is the problem. I called up after finding out after 17 years of good credit with this card


Where do I find a private person willing to take a chance on providing a business loan for me?

I was defrauded by a contractor….my friends helped me and I am in debt over 750,000 I can’t file bankruptcy…I am being sued right and left. I lost my house…home…business .vehicles.and my job……….I have a retirement fund of 600,000 plus and can’t take it out…I am at my end..I have a chance to start a business again and it will help me pay everything back. I just need help…I have no where to turn…I was blackmailed by the contractor and our lives threatened…he is in jail……..but he ruined my credit…my friends are coming after me legallly…If I can get one loan to pay everything back I can make it……..I would be able to make 5,000 a month payment……..I am even looking for someone to give me a loan on my pension……I receive 2353.75 every month but it is not enough to do anyhting.,.I am at my end and have no where to turn…………..Please find me someone…….i am desperate.


How do you choose to having credit after bankruptcy are there a quick fix?

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Will my credit score be lowered if I check or inquire about it?


I have a item listed under special services of my Equifax Canada credit report – it says Consumer Interview?

SPS-SpecialServices/CodeDescription: Consumer interview Date Reported: 2006-06 What is this? Thanks 🙂


What is the difference between bankruptcy, administration and liquidation?

I think it may have something to do with which country it’s in, I hear the word ‘bankruptcy’ more in the US, and ‘administration’ in the UK


Why am I consistently so slow, stupid and dippy? Dippy is my preferred adjective, but mostly I seem to come across as downright idiotic!?

I am concerned with my stupidity and slowness, which seems to hinder me consistently. I’m 24, female, have worked in a variety of different work settings since age 14, (food and drink, hospitality,mental and physical support and care community worker, promotions), and graduated from Sheffield University with a 2.1 degree in Politics and Philosophy. Since leaving uni, I have managed to get fired from 3 jobs (bar work for being ‘crap’ at quick sales and support work for questioning and arguing back with managers). I have just come having finished a shift at a traditional pub in a suburb, and am doubting myself big time. My boss (landlord) says he ‘can’t understand what the **** is wrong with me, it’s as simple as anything (the till), how the **** is it so hard, a 6 year old could do a better job than you’… Tonight’s mistake; managing to ring in a GRAND rather than a tenner when taking payment from a customer; what i’d personally call human error, but NOT what my boss called it! I cannot afford to be seen as unemployable. There must be SOMETHING wrong with me; iv’e been fired from so many jobs since leaving uni, I am constantly clumsy, and seem to have a great deal of ‘missing matter’ in terms of recalling knowledge, e.g. Historical ignorance, areas of the laws of physics and other science related ‘no-brainers’, but mainly the ‘common sense’ factor which seems to have escape my my whole life. I know it’s an unanswerable question really, but what might I be doing wrong?


Best and worst season of Sons Of Anarchy,?

Best: Season 4 Worst: Season 2 They are all good though. But season 2 was just creepy lol with the whole rape thing and those guys wearing bald michael myers masks


Can a husband alone file for bankruptcy – to try to wipe out all his credit card bills in his name?

Will the process have any effect on the wife’s income? Couple are both retired in a community property state.


Can anyone give me the basics of this new bankruptcy law?

I feel I’m drowning in debt and want to get my head above water. I went through a bad situation recently that caused me to get behind on credit cards and also to have to take out more credit just to survive… I’ve always been faithful and diligent about paying my bills and would hate to file bankruptcy but I don’t see another option…. just wonder if any of you out there know what the new criteria is on filing…. Thanks




















































I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they

I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do you get your free credit report on line?

i really would like to find out about my credit


40% down on an auto loan?

You’re dead on about me being pissed”. When did I ever say that I had a lousy credit report? A FICO score of 640 is considered “fair” according to myFICO.com and qualifies me for a 13% interest rate. And I guess you are missing the point with clunkers… I already have a clunker that is paid for. I want a vehicle I don’t have to fix every time I turn around


Is 3.75% rate is good for a house loan with the price of 200k house?and the term is 30yrs..is that good?

i live in WA if theres a diff..and if they say 30yrs..do i have to pay it in full 30yrs?and the price will go up to 400k


How to pick my free credit report?

I know I am entitled to one free credit report per year. Where should I go? I want to be sure I don’t end up signing up for some service I didn’t want, a website trying to sell me something free, or an untrusted website that could steal or leak my information. Also, what defines 1 per year”? Is it one per calendar year? Or is it one year appart? Thanks “

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone have any websites to go to for free credit reports that don’t need your credit card number?

i want to get my free report but don’t have a credit card, is there websites out there that give free reports?


WELLSFARGO bankruptcy???(withdraw my money)?

I just heard the news said Wells Fargo owe more than 13 billion and going to file a bankruptcy so do I have to withdraw all my money out of the bank??? If the bank filed bankruptcy will I receive my money back? Please help if you have any ideas!


What is the best and safest way to get a free credit report and score?


I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am really desperate. I need $500 by the 31st but my next payday is on the 10th of August.?

Do you have any insights about borrowing from PayDay Loan lenders like Money Mart? There’s really nobody (family, friends) who could lend me the amount so I gues Money Mart is my last resort..


Guaranteed online shop that uses western union to pay?

Because I still do not have a credit card I want to use western union to pay. Can anyone help look for online shops that uses western union but is reliable? Any site is good.


Paying of an auto loan?

well, I just got disconnected trying to ask my bank this question… so here goes. I have 15K left to pay on my car, payments are about $600/month with about $80 of that being interest (4 years down, 2 years to go on the loan) I would like to transfer 10K from my checking account over to my auto loan account (both accounts with same bank). is this a good thing to do without calling for a payoff balance? The reason I’m wanting to transfer funds is to lessen the $80 or so interest for the next few months. If I get the balance on my car loan from 15K to 5K, will I still be paying $80 of interest until it is paid off? If so, I guess it makes sense that I just wait until I have enough to pay the whole thing off? so, in a nutshell…I’m wondering if it’s better to pay 2/3rds of my loan off now, or better to wait until I can pay the whole thing off…


Car title and bankruptcy?

If a car loan is in with chapter 13 bankruptcy, and being paid monthly, when do you get the title. When it is paid off or when the 5 years is up?


How do I get a free credit report?


Is it a good deal to borrow money from your 401K retirement plan?


I need a Car loan?

I have bad credit and have been approved for a car loan they want me to put down $1000. I can not come up with this money right now because it is all going to rental cars! Any suggestions…….NO Payday loans though.


Credit check?

I NEED ACREDIT CHECK HOW DO IGET ONE FOR FREE?


I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have no credit card but i want to do online JOB i am very good at java?

home based JObs


Where can i find a poor credit personal installment loan that is not a payday loan?

I don’t Need an answer anymore, Thanks


What is the growth rate of an American Alligator?

How many feet per year?


What types of Bankruptcy are there?


What do I need to purchase a used car in another state (live in AZ, purchase in CA)?

I’m a resident in Arizona but found a used car in California that I would like to purchase. I’ve done some searching through forums, but was hoping someone might be able to give me consolidated information or a link to where I can find this information regarding registration, license plate (will temp work?), insurance, in-transit permit, etc. Furthermore, I was pre-approved for an auto loan through TruWest Credit Union. The loan shouldn’t have any restrictions when purchasing out of state, right? Does California tax on used car purchases? If so, how much?


Does bad credit affect in becoming a police officer?

so basically should i just not submit my application to the County because it would be a waste?


What is my monthly payment on a $9,000 loan w/ 8.99% interest?

The terms for the loan are 60 months. How do you come out with the answer though? I’ve tried a bunch of different ways…


Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

Ok so I live in San Francisco Ca. I got an electronic payday loan from Cash Advance America for 300 dollars in December 2013. After that I lost my job and I cant pay them right now. I got a call today from a Daniel white ” from phone # (914) 222-3393. Its a man with a heavy hindu accent and tells me he is calling from the credit bureau of investigation

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does it mean to file for bankruptcy?

What happens when you file for bankruptcy? What are the drawbacks?


What hotels in Las Vegas have an indoor pool?

I am thinking of heading to Vegas next month. Since it will still be cold, I was wondering which hotels have indoor pools?


Debt settlement?

does anyone out there know anything good or bad about debt settlement companies?


What does it mean in Monopoly for the bank to mortgage” property.?”



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Which credit bureau does chase bank use to pull credit score of loan applicants?

I currently have an ongoing dispute with Experian and thus have a security freeze on my Experian account. This means that potential lenders cannot access my Experian credit score while I am trying to correct my Experian credit report. The problem, however, is that I have started looking for an Auto loan and banks that use just Experian keep denying my loan request because they are unable to access my credit score. I was wondering if you guys knew of banks and/or credit unions that use either Equifax or Transunion (my score on these two is around 740 which is correct). Thanks for all the help.


I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they


If I book a hotel online, will my credit card be charged right away?


Credit/Auto loan/Trade-in question?

So I have a 2010 Malibu LS I went to the dealership by myself, with no credit history, and no idea what I was doing. So I ended up getting pretty screwed. Payed 19k for the car along with a 17% APR and $498/mo payments. The car only KBB’s for 11-12k in good condition. So I’m pretty upside down. I know it was stupid on my part, you don’t have to tell me. But here’s the thing. I’m getting out of the army in a month or so and I’m moving back home to my family farm. I need a 4×4. A Jeep or something. I have a credit score of 668 by paying on this loan for 2 years. I owe around 16k on it currently. I also just got a $4000 credit card from USAA. What options do I have to get rid of this car? I can keep it if I have to but I want a Jeep. What are my trade in options? Is it even possible being that I’m like 6k upside down on this thing? Would using the credit card to narrow that gap help me to trade it in? I have pretty good credit now so I seriously doubt I’d get another $500 payment even if I did roll over 2 or so grand from my old loan. Idk. Any help is appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is freecreditscore.info a real site?


What are the negatives to filing bankruptcy?

My friend is considering it.


If I let someone use a car in my name, and they make payments, what happens if they stop making payments.?

I haven’t done it yet, it was just a thought. I just did not know what, if any, legal recourse I had if they took the car out of state or hide the car and stopped paying me for it.


Does anyone know a website that I can watch supernatural for free with no download/credit card details?

I really want to watch it but megashare won’t let me watch seasons 1-4:@ I don’t even have a credit card to put in credit card details and I’ve been looking for a site for weeks


Anyone know of a FREE credit report site?

Will someone please give me a website where i can get a FREE credit report without giving a credit card number.. Please only answer if you have actually used the site.. cuz i know there are 1,000s out there but not all are easy or free… thanks…….. oh and if anyone knows how to get stuff off your credit please give me instructions on that please:)


I owe a loan shark £3000 and he thinks i have £1500 for him tomorrow but i have nothing what can i do?

I am seriously scared, i originally borrowed money off him to get my through 1 month and then couldnt afford to pay him back and then borrowed more off him and tried to win gambling and completely messed up, im genuinely scared im 20 still live with my parents and i really dont want them to have to have this hassle. I work but only earn £35 a day and need petrol money to get to work and stuff, i feel so anxious and scared and like theres just nothing left for me anymore, what the hell can you do in this situation!?!?? i dont even know how this has happened so badly. I cant face waking up at half 6 for work everyday for nothing, makes me life meaningless.


What are walmart’s cash back daily limit ?


We were in a bankruptcy and our mortgage company got too much money!?

We were in a Ch. 13 and repaying our creditors. After 5 years we found out that our mortgage company received over $90,000 and we didn’t know this till the bankruptcy was discharged. Then the Mort age Co. said we now owe $4800 a month to pay our mortgage! We bought the house 26 years ago for $65,000 and have since paid over $250,000 between 4 different mortgage companies! I’m seriously thinking of walking away from this money pit because we can never get anything close to what we would need to sell the house. Short of another bankruptcy, I don’t know how we can afford to pay! I have been paying everything as I should and am losing my mind…


Student loans for green card holders?

Are lawful permanent residents can apply and take student loans ( governmental or private) what is the limit for such loans ? what is the procedures or helpful website ? I want to continue study for about 2 years to make my certificate equivalent to US certificates your advices will be more than welcome. thank you so much

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What is the number to pay your GMAC auto loan by phone?

I need the number for the GMAC auto financing department to pay by telephone. I think it was/is called TruePay. I don’t know the new number to pay by phone.


I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they


I hear I can get free 3mo. fraud alert on my credit files. how do i go about this?


How can I know my credit rating & history?

I would like to know my credit history online. Which site is safe to see this with accurate information?


Bank Of America and Overdraft Protection!!!!?

I am with B.of A and from what I understan I can no longer get any money out of the a.t.m. machine with my debit card even if I do not have any money into my account but for the $35.00 fee. This has saved me out of alot jams. I was told that they will still do it but I have to go to the bank and sign a paper approving me to continue getting this service. Is this true?????????? Thanks


Bank of America expiration date question?

I left my card at one of my friend’s house (I trust her) but I was looking to pay a bill online, I have the card number memorized, I just need the expiration date. Is there a way to look it up if I sign on to my account at BOA.com?


Does interest on a credit card loan compound like an auto loan does?

IM planning on buying a motorcycle. its considered a crdit card loan not an auto loan. so if i bought a bike for 9499.00 at 7.9% interest rate, i would only pay like 750.421 in interest. with my car i bought for 12,000 i end up paying almost 20,000 after interest at 21%




















































Where do I go to to find the free credit report that the government says that I can receive yearly?

Where do I go to to find the free credit report that the government says that I can receive yearly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a good site that will help with credit report?

My credit is all but the worse. I want to find out who I owe money too and how to maybe get it consolidated to pay a monthly fee and make my credit better.


What exactly is chapter 13 bankruptcy??


What difference does co sign for auto loan make?

if someone has bad credit, and someone with good credit co signs for them for a auto loan. Does the loan get approved on the co signers credit, or does the one with the bad credit still erect the loan. Will it still be subject to denial/high payment/high interest rate?


If ur going to file for bankruptcy can u lose ur business that u already have?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I get a loan? I am 21 and my truck just died?

I am 21 years old. I am eleven hundred dollars in credit card debt only because of small recent setbacks. My truck broke down and I need a new car in three days. I have wells fargo as a bank but I have never gotten a loan before. I am a student at a CSU so does that mean I can get a student loan? I have no idea what to do and I don’t want to make a huge mistake that I will be paying for forever. I am looking to spend from four to six thousand dollars on my car so I won’t have to do this again in a year. Should i take an even bigger loan out and get rid of this credit card debt? Also I should add that at this point in my life I’m not making enough money to really pay off debt quickly so this eleven hundred dollars would probably take me a year to pay off. Thanks!


Small Loan Info?

I just wanted someone to point me in the right direction. I have fair to bad credit and I just need $2000 to get back in the green. I’ve tried prosper with no luck, and I don’t want any info on cashcall or any other payday loan (even though I know someone is going to send me something like that). I’m not looking for sympathy or an easy way out I just wanna know about any lenders that are willing to give loans to people with bad credit without any money in advance (I’m told that is illegal anyway). If anyone can spare any useful informantion I’d be much obliged.


How can i get my experian credit report?

I hear you can apply by paying a sum but not joining any body. is that right?


Where do I go to to find the free credit report that the government says that I can receive yearly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it easier to get a lease than a new car loan?

My credit once was great but suffered slightly due to a longterm layoff i went through most of 2009 and early 2010. Ive been back to work for quite a while now, but due to being a slow payer and running up a couple credit cards during that layoff time my credit took a hit, now my credit score is around 600. I was wanting to buy a different car, as my car i am driving is 10 years old now and has a few mechanical problems. I actually bought it new 10 years ago. I was looking for a cheaper small used car, something like a Toyota Corolla or Ford Focus as example- just to last me for a few years until things get more stable. I get several loan offers but both had terribly high interest rates, of up around 13-14% with a maximum loan amount of 14,000. I was just curious, is it easier to lease a car than to get a loan for a car if your credit is rather shaky? I know leases arent perfect but a lease might work for me as i only need to drive a short distance to and from work and probably only put around 12,000 miles a year on a car if that.


What happens when you stop paying credit card bills?

I was unemployed for 6 months 2 years ago. During that time i begged, borrowed and stole in order to keep my bills current. I also used credit cards to supplement my unemployment so i could keep paying my bills and keeping everything current. This created a debt to income ratio that is skewed. Even when I got a new job, my monthly debt payments were more than my income so every month I would bleed money. Now, my savings are gone. I have borrowed money to keep my payments current, but this is an unending battle. I want to know what will happen if i stop paying my credit card bils. I know it will destroy my credit, but frankly, with my debt to income ration being so high, my credit isnt all that good anyway. I cannot get any sort of consolidatin loan cause im too much of a credit risk at this point. I’ve heard that if you dont pay your credit cards eventually they will offer to settle for almost a 1/3 of the amount you now owe, and sometimes you can negotiate it so that they take the black mark off of your credit report. Is any of that true? I dont want to NOT pay my debt. But i am simply out of money and cannot do it anymore. i’ve called the credit card companies and they basically say it sucks to be you” – im paraphrasing…but really


Which of the following is true of conventional fixed-rate mortgage?

a. It has a rate of interest that changes according to fluctuations in the index to which it is tied. b. It involves no government backing by either insurance or guarantee. c. It has a fixed interest rate during the life of the mortgage, where the monthly payments by mortgagor increase over the term of the loan. d. It has comparatively low fixed payments during the life of the mortgage, followed by one large final payment.


Why does my credit profile say that I have no employment history on record?

I recently checked my credit profile and it states I have not employment history on file. I have been working for the same corporate chain for 4 years now. Doesn’t this look negative to not have employment history on my credit record? How can I fix this?


Can filing for bankruptcy affect getting a job or finding a place to live?

I’m out of a job and I just cannot pay my credit card bills anymore. Now I want to file bankruptcy but I’m afraid if a job calls me and checks my credit history they wont hire me. I’m also living at my sisters but would like to get my own place if I ever get a job.


Can I get a credit card with no income? (college student)?

I am a college student and currently out of a job so I dont have a regular income” other than the 25 a month that I usually make babysitting. I live with my parents so have no other bills. I have some money saved from financial aid


Question regarding military spouse and credit history impacting security clearance?

I am a military spouse who has only very recently gotten married and my wife is going through Basic Training soon. My credit history is pretty shaky and has several accounts in collections and a bankruptcy from 2005. Most of those accounts showing in collections SHOULD have been covered by the bankruptcy, and I’m researching that part. In total, the negative accounts show about $15,000. My question is: Will my negative credit history have an impact on her security clearance, and if so, is there anything that I can quickly do to avoid harming her career?


Can you get a home loan that adds your auto loans and credit cards to the loan?


Where do I go to to find the free credit report that the government says that I can receive yearly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to find the creditor to pay of credit card debt?

I’ve racked up some credit card debt in school and now am out and want to pay the debt off in a lump sum settlement. It’s been about 2 years sense I’ve been able to make any payments and there have been a few different creditors that have tried to contact me. How do I know which one to contact to get this debt resolved? Any advice for getting these settled fast? I know you should send them a money order to hide your bank info and that you want them to write paid as agreed” on your credit report… anything else? Thanks”


What website is the best to apply for an auto loan no matter where you live in the U.S.? High approvals?

I really, really need a car, but I’m sure I will have to use an auto loan place as in applying through the internet. From your own experiences which one should I go to that would probably accept almost anyone without having to have a co-signer and all of that mess, but I do have a down payment of at least $500…


Can’t afford a piano, keyboard help?

I always loved the piano, from Mozart to Beethoven and always dreamed of being able to play Fur Elise and other classics. Unfortunately I don’t have the money to purchase what I would call a traditional (grand piano) I guess. I need a less expensive alternative but know almost nothing about pianos. I see 51 key, 64 key keyboards and just want to know which one is the closet(in sound and key setup) to an actual grand piano. Also if you know of a particularly good brand that I can learn on that would be much appreciated as well. I don’t want the keys to sound futuristic or electronic, I just want a keyboard that will sound as close as possible to a normal piano”. Thank you so much for your help this means a lot to me.”


My credit score is 586 and I am looking to buy my first home? How can I get a good loan w/ low intrest rate?

I am for a 150-200k loan.


Can you get a payday loan without showing pay stubs?

i am self employed i do not have a paystub what do they need to know outside of bank accounts


Why do I not have credit?

I currently have an apartment in my name, (which is also in my boyfriend’s name), and two utility bills. All always paid on time. Everytime the apartment office sends us things in the mail, it says my name and mine only. But yet, I check my credit score online and there is no recognition really of anything. What is that?


Should I let the auto dealer put a lean on my house to get out of my auto loan?

I pay over $500.00 a month on my truck. I am 2 months behind on payments. I can no longer afford the payment and want out of my loan. I owe more on the loan than the truck is worth. SHould I let the dealer have the truck back and let them sell my truck for what they can and then let them put a lean on my house for the remaining balance? What other option do I have if this is not a good idea?


Can I get a mortgage with a credit score of 665, $100K income and a bankruptcy and short sale (3 years ago) on my record? Rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I stop payday loan companies from debiting my account?


Personal loan for a car?

ok so im 21, i have good credit, its at like 675. ive taken out an auto loan a few years back with a cosigner, paid the car off, then sold it. now i have a car that i got a loan for(no cosigner) a few months ago while i was lifeguarding. my manager and i butted heads(we had been friends since we were 3 and he went on a power trip. it really wasnt a big deal) so he took me off the schedule about a month ago. i finally got a job TODAY at texas land and cattle and have been getting help from family to make my payments thus far. so now that i realize that i dont need to be making these high car/insurance payments, and want a cheaper car around like 4 or 5k which i would need a new loan for. so basically i need to sell the car i have now, but if i do that, i wont have transportation and idk if i will be able to get this loan right off the bat since i just started this job. to sum it up, can i get a personal loan for like 5k since i have good credit, had a job a month ago and am just starting a new one….


If my annual income is only $15k – $20k, does that make me ineligible for a mortgage?

I’m looking to buy a house in the $80,000 – $120,000 price range, and it seems realistic at the average rates I see advertised. I have perfect credit, and no monthly debts at the moment, other than my car insurance & cell phone bill. I know I could make the payments and still live comfortably. I also have enough money saved to fall back on in case of emergency. I just wonder if my low annual income is considered a risk regardless of the fact that it’s more than enough to make the monthly payments.


I want the lists of what credit cards pull what credit report.Credit Pulls Database web sites?

It is a list of what credit cards pull what credit report. Example Target pulls Equifax Macy’s pulls Experian Carnival pulls Trans Union



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

CA-bankruptcy ch.13 most basic question?

I am trying to gather information on what my payment would be for a 13, can someone just tell me if this is correct. Basically whatever you don’t pass the means test by (say 1,000) then that is your payment every month for 5 years? (We are a family of 3 in California and way above the median income)


Where do I go to to find the free credit report that the government says that I can receive yearly?


Can you get a loan for an abortion?

PLEASE DO NOT JUDGE. or give negative feed-back. i have to perform something that i’m against and sure to regret. but, to get straight to the point, am i able to get a loan for an abortion?


If I file for bankruptcy, can they take my car?

Please help. I need advice. I’m looking to buy a vehicle from someone for $1100 this week because I have no way to get to work and he needs the money ASAP or else I’ll lose the opportunity. I have horrible credit (or else I would finance through a car company) and I’m planning on filing for bankruptcy (first time) in the next few months (due to many, many things going to collections). I just realized today that if I buy this car and then file bankruptcy (Ch. 7), they may be able to take my car, even though it’s worth maybe $1000 (it’s a ’96 Jeep Cherokee). I then thought, well, what if I try to get a loan through a bank to pay it off? I only make about $1300/month (when it’s loads of overtime) so I can’t afford to pay this person unless I get a loan of some sort. My question is, if I get a loan, buy the car and THEN file for bankruptcy, can they take my car? OR if I somehow come up with the cash and buy the car and THEN file for bankruptcy, can they take my car? Like I said, not worth much. Any advice would be greatly appreciated. Thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why do some people bother borrowing money from loan sharks?

firstly you would have to be a fool borrowing from those idiots! especially when you can’t pay them back! …why bother putting themselves in such a mess..? how do you deal with someone who pleads you to help them? do you report it to the police? stand up to the rat? the guy pleading me to help him is a friend from school, we hardly talk and now he’s asking me to help him, he’s only 21! he wants me to help him escape to Ireland 😛 I really feel sorry for him, but I don’t think I have the guts to go to the gangster and reason with it, because it probably wont listen anyway…


Can you email your credit report?

My brother is about to rent an apartment and the landlord asked him to email his credit report. How do you do that? And is it safe? Any advise on renting an apartment for the first time. Thank you!


Is zopa a reliable trustworthy loan comp?

and is it normal for them to charge so much as a fee? i was going to get a loan with someone called loanpeople.co.uk but did some checking online and their dodgy ,im pretty desperate so was wondering about zopa…i heard that you shouldnt be charged fees at all,is that true?


Will an auto loan refinance show as a payoff on credit report?

Hi! A year ago when I purchased a new vehicle I put my fiance on the loan as a co-borrower to help out her credit. I am now in the process of refinancing, but she currently has no income, so she would make the rate higher now, so I am leaving her off of the new loan. The question is…… will the payoff to the current bank show on her credit report as a payoff and look as though the car was simply paid for and not refinanced? Not sure how that would look on the credit report or affect her score… any info is appreciated!


Does Montgomery Ward Credit Card report to the major credit reporting agencies?

I received an offer of credit form them and wondered if they report to the major credit agencies (i.e., Transunion, Experian, Equifax). I noticed their prices are a little high, but it may be worth it if I could build credit. Thanks!


What are fees to file bankruptcy using pre-paid legal services?

I know it varies depending on the law firm. I found a lawyer that charges about $1600 to file bankruptcy. I was wondering how much I can save by going thru pre-paid leal service. I’m wondering if the saving is enough to sign up for PPLS and then file bankruptcy.


How do Amscot payday advances work?

I know you have to write them a check for the amount you borrow, but how much interest do they charge & how long do you have to pay it back? Does the amount of money I make depend on how much they can give me? I’ve heard lots of horror stories about them, but it’s not going to be an every week thing for me, I’m just strapped right now and I don’t want to overdraft my bank account =(


Is there another way to find the money I owe besides a free credit report?

Please someone help me.


What are the best banks to refinance an auto loan with?

I traded my car in September 2nd of this year for a 2012 Dodge Journey. I have been working on my credit for the last 3 years and have lowered my interest rate from 13.9% to a 5% interest rate on my new auto loan paying $493 a month. My question is, is it too early to refinance my auto loan? What is the best bank to refinance with? Will my payment get lower, and how much?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a possibility of renting an apartment with a bankruptcy ?

an apartment with a bankruptcy on credit report, or a mortgage?


Where do I go to to find the free credit report that the government says that I can receive yearly?


How do I cancel an auto loan contract in Detroit, Michigan?

I live in the State of Michigan. I purchased a used car 8 months ago from a dealership with the aid of a friend as my co-signer. My friend want to sever all ties and I need to know how can I return this vehicle and cancel this contract. I pay my friend monthly payments to cover the cost of the insurance and car note as the payment is deducted out of their account though the Title of the vehicle is in my name. I would like to keep the car but my finances will not allow me to do so. If it’s possible to keep the car in my name alone I’m willing to try. I’m sure cancelling this contract will affect my credit score, however, I feel I’m in a no win situation. Please tell me what my options are.


How to keep my name out of public property records?

In Pinellas County, Florida (as in many counties around the country), you can look at people’s property records online. This is usually done through the property appraiser’s website. I would like to buy a house and keep my name protected from public record, but still have the mortgage in my name (to build my credit). Could I set up a trust or business or some other entity and purchase the home under that? How else could I do this? Please don’t answer unless you have specific knowledge of how to do this.


In the US should juries be allowed to award a percentage of a company to a plaintiff.?

To stop companies from using bankruptcy to keep from paying judgements.


How much a month would a 6,000 dollar loan be?

i am eighteen and have not established any credit yet. i am 6,000 dollars short of my dream car and i am in college and work. making about 500 dollars a month. about how much? maybe some options will help like 2-5 years?


What happens to my investments if the mutual fund company goes bankrupt?

I have recently invested in a mutual fund but there have been rumors that the bank might go bankrupt. In that case what will hapen to the investments that I have made? Also as per the policy, I cant pull out my money for a minimum period of 3 years.