Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Website for credit report?

Website for credit report?

What’s a good website for the annual free credit report score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Aren’t you allowed a free credit check each year from Transunion, Equifax, and Experian?

I don’t want to sign up for any third party sites. I heard once that they are required to provide one free credit check per year, but It seems like they are all trying to charge. How can I get a free credit check without any obligations or memberships?


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


Best Travel Reward Credit Card?

I once had the AA citibank card but closed the account after having customer service problems. I’ve been using Discover travel rewards, BUT it’s not giving me as much as I want (10,000 points for a 100 credit, uuummmmm really?). I’m back to the point of wanting to sign up for a GOOD Credit Card with the best bang for your bucks. What suggestions do you have. Please provide me with the pros and cons of your card as well as the point features (???Points for a one way ticket, etc).


How does your credit score drop from 767 to 652 in 3 months?

i went to purchase a 370z nismo from nissan in december, and my credit score was 767 at that time. yesturday, i went to get a 7700 dollar load and i got declined because my credit score was 652. i make 300-500 credit card payments every month, and i never had a late payment ever. so i am just shocked right now on what happened to my credit all of a sudden. what is the best way to find out what happened exactly. i heard if you make lets say 2000 a month and you have 1800 of credit card balance, your credit score goes down…….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Used car title is under a loan or lien – at an auto dealership?

What does it mean when a used car title is under a loan or lien? I’m looking to buy this car and its car history through AutoCheck says: Loan/Lien Record(s) Reported” Does this effect me when I am buying from a car dealer and not an individual? This will be my first car so any advise from long-time car owners are appreciated.”


Can you get an auto loan for a kit car?

http://www.woodsidecredit.com/


Is it possible to get a home loan with no credit and lower income?

My husband and I are currently trying to get approved for a first time home loan. Got declined once by our local bank. The problem is that we don’t have any credit, good or bad, and we’re lower income. I know that’s a big negative against us but I thought it was worth a shot anyways! The house we are looking at is $60,000, our estimated monthly payment would be $345, almost the amount we pay for rent for our apartment! To rent a house around my area it’s about $600 and I really don’t want to pay that if we can own a home! So my question is, besides the FHA loan, does anybody know of any mortgages that might accept us? Like different programs that might help us? Thanks everybody!


Website for credit report?

What’s a good website for the annual free credit report score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can some one sign over a house to save it from bankruptcy?

The mortgage is up to date but in mother’s name and mortgage in her name. Can I get her to sign it over to me and keep it from being sold by court.


Has Capital One suddenly raised your credit card interest rate?

Quwe, thanks for the website but my interest rate was never an interductory rate. It originally was one of those Prime Lock” cards they advertised a few years ago


Stupid bank won’t let me get a personal loan?

I tried to get a personal loan from the bank to help me get started with an apartment, you know finally get out of mommies house. I have a good paying job. I make $11.05 an hour and Its gonna keep going up till I hit the max of $15 something. Well they won’t let me get the loan because i have no credit! I’m only twenty years old!!!! They said maybe I should do a few credit cards, sure that would help but it doesn’t help me now. Why does everything that helps you get credit, take credit to get? Since my bank won’t help me, anyone else have any better ideas? And I prefer not to do a cash advance place cause I don’t wanna pay on it for the rest of my life.


Interest Rate on a Car Loan For A 17 Year old With No Credit?

I am currently trying to figure out how much money i can afford to spend on a car. I know that the interest rate plays a large role in the monthly payment. Since i am only 17 and i have no credit what might be my IR%?


Related rates question! please help!?

A swimming pool is 50m long and 20m wide. Its depth decreases linearly along the length from 3m to 1m. It is initially empty and is filled at a rate of 1m^3/min. How fast is the water level rising 250min after the filling begins? How long will it take to fill the pool?


Can I pay my Wells Fargo home mortgage with an American Express Worldperks credit card?


EMBLEM CREDIT CARD CONTACT NUMBER?

If you have an Emblem credit card PLEASE help me by providing the number on the back of the card! My card was stolen and I cannot find the number online so I can cancel it.


Can I use my Best Buy Credit Card to pay my Sprint phone bill?


Website for credit report?

What’s a good website for the annual free credit report score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad Credit?

Has anyone on here ever had really bad credit? If so, where did you begin rebuilding it and how long did it take to build it back up?


NACA Home Loan is it a SCAM?

I was just told about this program, I will be attending a seminarr for it, but I am trying to find out, is this a SCAM load, is there anything that I should know about this loan? No down payment…..and a low interest rate…and fixed interest rate .sounds almost to good to be true, is it?


Credit score is 743?

Im a 18 year old and my credit score is 743, i know thats pretty good and i established my credit through being a authorized user on my moms credit card for 2 months, i applied for a Bank of america cash rewards card and got instantly approved with a $2,500 limit and 12.99% APR(lowest for that card possible) how do i maintain a score like this other than pay bills on time because i will pay in full every month, should i take off myself from my moms credit card? and also could i get a car loan with this score?


Ok im 18 years old and trying to buy a car.?

ive been trying forever, i cant get a loan for nothing an neither can my parents, we cant even get approved! Ive tried a toyota celica an 2 mitsubishi eclipses, i spoke to a guy that knows alot about this the other day on the phone an he said that the reason i cant get approved for a car loan is because im picking cars with high miles n he said the reason they dont wanna give me the loans is because there scared that if i got high miles the car will break down an ill have to get it fixed and i wont have any money for the car payment. He said i would be better off choosing a high price car with low miles than picking a low price car with high miles, is he right? Does anyone have any advice for me? Please help ive been trying everyhting


Can i file for bankruptcy on a private sallie mae loan?


Bankruptcy question husband only filing, is home equity safe?

John & Mary are married. They own a home together and both signed for and on the mortgage. The home is worth 200K, they owe 100K, have 100K equity. John loses good job, but Mary can keep the mortgage payments up with her income, plus incidental expenses. John has debt in his name only, unsecured, owes 18K John got a small businees loan (not SBA) for 100K in his name only and purchased a business in his name only for 100K. John has a few other unsecured debts, totaling 8K. John business is failing, he cannot make the payments, there is now not a market for his business to resell, there is little business inventory of value. John wants to file bankruptcy for 130K owed on the unsecured loans only. Mary is concerned that they can come after the equity in the home that they own and owe on jointly. John doesn’t think they can do this. They live in Indiana. A side note, the business loan is in the name of a LLC Corp. that John set up, but John also signed as a personal guarantor for this 100K loan. Mary is in no way connected to the business or loan. Nor are there any other partners.


How can we get a home with no money down, bad credit and debt?

My wife and I both have bad credit, I had bankrupt. in 2001 (discharged in 2002) And I have about $25k way over due in student loans. My credit score is about 580. My wife has a credit score of around 520, she only has credit cards that were late. How can we get a home with no money down?


Is filing for chapter 7 bankruptcy bad?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Student Loan: Possible with horrible credit and no cosigner?

Hi! I am trying to get a student loan since I was denied for FAFSA. My parents made too much money last year and even though they are NOT helping me pay for school, it doesn’t matter. Yay… So I need to get a student loan for community college for two years equaling to about $15,000 most likely. I have horrifically bad credit (I was young and stupid) and no co-signer. What are the possibilities I can get a loan? And what avenues should I take for my best options? And if I am not mistaken, the loans are repaid after graduation, correct? Thank you so much!


Can you file Chapter 11 bankruptcy after having filed Chapter 7?

I filed personal chapter 7 bankruptcy in 2007. I now own a business, a daycare, that is failing due to so many parents being out of work. Is Chapter 11 the proper bankruptcy to file for this type of debt, and if so, am I eligible?


How can I refinance my auto loan so I can lower my payments?

my payments are 270 a mo. now and I want something like 175 a mo. I still owe like 12,000 dollars tricky is’nt it? Or is this even possiable?


Does anyone know the free credit score lyrics?

im looking for the lyrics to the free credic score .com lyrics. the new band is the victorious secrets.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you file a chapter 7 bankruptcy pro se in the state of missouri?

I don’t have $1000 to retain an attorney.


Website for credit report?

What’s a good website for the annual free credit report score?


WHat to do? Sallie Mae, Allied Interstate….?

I filed chapter 13 bankruptcy 5 years ago. I finished it a year ago and was informed that private sallie mae loan was defaulted and turned over to Allied Interstate. I contacted them after my ch 13 was finished. Allied Interstate said that After I pay 3 months of payments that they can put me in the 0.01 percent interest payment plan since my loan has been charged off. This has never happened. After 6 months I would call Allied and they would tell me something like check next month. Now it has been 9 months, and Allied has told me that there is nothing that they can do, and the guy tried to get me to settle with them ,and find a loan somewhere. Every time I call Sallie Mae, they transfer me to Allied Interstate. I have been making these payments on time for $400.00 and my loan total has been going up instead of down. What can I do?


When should I refinance my capital one auto loan?

I got my car Feb 2012 and my rate is at 15%.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Low interest auto loan?

I’ve been trying to get a low interest auto loan to get a used car. I’m 21 and had open accounts that are never late for about 2 years but I guess that’s not enough yet. My bank, USAA approved me for a 9k auto loan at 7% apr but I wish I could get something better. Does anyone have any ideas about how I could get a better deal? Maybe at the dealership through their lenders? Or is the loan I got approved for the best I can get you think?


Can I just file for bankruptcy instead of my husband and me?

My situation is: Our house was foreclosed, and we got a HELOC. Since we cannot afford to pay for the HELOC anymore, we have been receiving calls and letters demanding us to pay. I am planning to file for bankruptcy, can I just file for myself or it has to be both of us? The property was only under my name as well as the HELOC, my husband was my co-signer..please advise..thank you.


Keeping car after bankruptcy?

I had my bankruptcy discharged. I kept my car but did not reconfirm the loan per the advice of my attorney. My payments are current and I am able to continue to make them. However I just discovered that this will not be reported to the credit bureaus. It will merely show that it was in the bankruptcy. It is a 98 Mitsubishi galant with pretty high mileage. I owe 3k. Should I surrender my car and get a new one? My credit it obviously screwed and I have no money for a down payment. My interest rate on this loan is still pretty high because I was in similar shape when I bought it. It would be awesome to not have car payments next year but I am looking at lots of rust and repairs and screwed credit. Or I could turn it in, which sucks but hopefully rebuild my credit and get a better car. Thoughts?


Can the IRS take my child support to pay delinquent student loans?

Because of the economy and being laid off, I’ve gotten delinquent on my student loans. The IRS already took my entire tax return. Its already the 15th of February, and I still haven’t received my child support. I was wondering if they were garnishing that as well, or if they can. I can’t find any information online as it all seems to point to the other parent’s delinquency. I’m the parent who is owed. I haven’t called them yet since it hasn’t been 30 days late, but I’m hurting right now. I was just wondering if anyone knew if the IRS can even take that? Thanks.


Where can I find a site that will give me a free credit report?


Auto Loan question….?

Please help…. I am a first time buyer, I need a loan so I can finance a used vehicle. I don’t own credit cards and I have student loans I am paying off- basically I don’t have credit. I have a full-time job, and a down payment saved $800-1,000—Can I still get an auto loan? Is it better for someone like me to go through a franchise dealer or independent dealer? Most banks require the loan minimum of $7,500 (U.S.) & the car must be 7 years old (or younger). BUT I also know some dealers can help you try to get a loan as well. I am afraid my APR is going to be way too high? Any recommendations or helpful insight…thank you!


Personal loans in edmonton?? private loansharks?

anybody in edmonton wanna lend me $18000?? I will be responsible pay it back nice monthy payments, I will pay the investor a good high interest rate 15%….I have been denied by the banks and I am looking for a private lender, as I cannot qualify for PROSPER.COM because it is an american site!!


Can i pay my best buy credit card bill online?


I cannot get a loan anywhere my credit is horrible is there anyone who can help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a procedural issue?”?”

What is a procedural issue” in a court of law? For instance


Website for credit report?

What’s a good website for the annual free credit report score?


What is the freezing point of a solution ?

Cyclohexane has a freezing point of 6.50 C and a Kf of 20.0 C/m. What is the freezing point of a solution made by dissolving 0.617 g of biphenyl C12H10 in 25.0 g of cyclohexane?


How does a country’s literacy rate affect GDP?


I have a credit score of 471. is there any mortgage co that will finance me?


Where is the best place to get a debt consolidation loan? and how will it effect my credit?


How to correct Foreclosure reporting on Credit part2?

I had settled my second mortgage with Countrywide. I paid certain amount to release the 120,000 lien. I was never late, was never in Foreclosure. But I intended to settle with Countrywide so that I could attempt to do a deed in lieu of foreclosure with the 1st lien holder (Wells Fargo). I ended up not doing a deed in liue with WellsFargo, they allowed me to modify the loan…but now I can’t modify it because Countrywide reports it as ‘foreclosure’. Anyway…Countrywide received the funds, released the lien but reported it as 3 different ways to all 3 credit bureaus as: ‘pre-foreclosure’, ‘Creditor Received Deed’, and ‘Forefeight of property in lieu of foreclosure’. I was NEVER in Foreclosure with Countrywide. How to correct I did? I contact the credit burau where I sent the letter Countrywide requesting a funds to settle and a letter informing htat they got the funds, a letter indicating deed was released and recorded. Nowhere it indicates that Coutnrywide will report it as foreclosre? ADDING DETAILS: I did dispute with the Credit Bureau but they rejected updating it. Credit Bureau DID NOT PROVIDE any documenation…simply updated the dispute stating ‘New Information Available’ which is the same as previous.




















































CreditReport.com charges for FREE credit report?

CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Equifax cannot locate my credit report?

This is somewhat an odd situation. I have had a 2 year credit history with all three credit bureaus prior to this problem. It seems that all of my credit cards have suddenly stopped updating on my equifax credit report. When I try to apply for a new credit card, I get denied because I have no equifax credit file” I requested a free credit report with equifax and even they can’t locate me! It’s as if my equifax credit file just disappeared. But I have previous copies of credit reports from equifax so it obviously did exist. What can I do and what seems to be the problem? Fyi: experian and transunion is working fine. My credit report is updated and my score is good. But all accounts have not updated since 2007 on my equifax credit report”


Anybody know where i can find angel investors/silent partners of sorts to help me open my restaurant?

I want to open a Franchise restaurant in Lake Havasu City,AZ. Awesome potential to make huge money, but i can’t get a business loan. I need a silent partner, or an angel investor. Can anyone steer me in the right direction?


Credit scores burearu pull questions and secured credit card points?

The whole credit scoring system is very confusing to me. I have read and researched that FICO scores from TransUnion and Equifax are supposed to be the most used by major lenders for auto loans and mortages for homes that are real scores. This is compared to third party companies that offer free scores called FAKO not real FICO’s like Identity guard which I used last year. Experian and TransUnion supposly have FAKO scores as they use Vantage Score. But what is not explained is what insurance companies, business that you want to rent an apartment from, cell phone companies and credit grantors use etc…. For example I got Verizon cell service in 2007. I was going to move out in late 2008 and the apartment place ran my credit using TransUnion. A credit card company denied me credit card using Experian. My bank used Innvois a 4th new credit bureau to approve me for a checking account. So what scoring system used in these cases? As Experian does not have FICO and all others are FAKOs. I want to build my credit up using a secured credit card but want to check accurate scores to see where I am at before I get the secured card. Then check my scores next year. Also how much will my scores go up when all my negitive items come off my reports by 2013? Thats the 7 year period for credit debt / charge offs. Did anyone get a $300 credit card charge 30% or less per month for atleast a year and see their credit improve? If so how many points? http://www.creditscoring.com/creditscore/other/plus/fake-o-fico-funk.html


How would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ?

ohh i can drive very well i have been since i was 13 but have to go on insurance now my parents said i could go on there insurance just trying to work out how to do it i.e internet quote and roughly how much i got a quote to be on my own insurance but it was £1800 for a 1.1 fiesta so would rather be on parents insurance

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How will a foreclosure affect my credit after discharge of chapter 7?

My mortgage was included on a chapter 7 bankruptcy 2.5 years ago. I continued making payments until recently and now have decided to walk away from my home. Will a judgment of foreclosure be added to my credit report even though the debt was discharged?


What credit cards can i apply for to build up my credit score?

i have no credit which is consider bad credit but my credit score isn’t too bad so i want to apply for credit cards to build up my credit. Do you know of any companies who are easy to get approve for a credit card? or any idea’s of what i can do??


I’m from Texas and I need a free credit report. Where can I get one?

I want a free one, if I have to signup to a trial thats fine as long as the report is accurate!


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Wilkins Inc. has two types of handbags: standard and custom. The controller has decided to use a plantwide ove?

Wilkins Inc. has two types of handbags: standard and custom. The controller has decided to use a plantwide overhead rate based on direct labor costs. The president has heard of activity-based costing and wants to see how the results would differ if this system were used. Two activity cost pools were developed: machining and machine setup. Presented below is information related to the company’s operations. Standard Custom Direct labor costs $46,100 $117,000 Machine hours 1,300 1,320 Setup hours 110 410 Total estimated overhead costs are $298,600. Overhead cost allocated to the machining activity cost pool is $198,000, and $100,600 is allocated to the machine setup activity cost pool. Determine the difference in allocation between the two approaches. (Round answers to 0 decimal places, e.g. $1,225.) Traditional costing Standard $ Custom $ Activity-based costing Standard $ Custom $


Does my credit score increase if my insurance pays off my auto loan off?

I financed a car with GAP insurance and I totaled it. My insurance payed for what the car was worth and GAP insurance payed the rest I owed. Will this increase my credit score? Thanks in advance.


Can an annual household income of $49,000 get a home loan for a $180,000 house?

Mine and my wife’s income combined is about $49,000 a year. We are hoping to buy a house soon and finally move out of our tiny apartment.. We have been looking online, and to get a house that is even remotely close to being decent where we live, we have to pay about $175,000 or more.. We have found some that we think are alright that are priced at about $175,000 – $180,000. The monthly payments that are projected on the listings are about $100 to $150 less than what we already pay per month for rent at our current apartment which is only $818/month. There would be no issues with us being able to pay the bills whatsoever, but could we even be approved for that much money? We will be using a VA home loan. Our credit is excellent, I never miss any payments or anything. I do have a $26,000 student loan I am paying back, and a car loan that still has about $13,000 to be paid off.. But no problems paying them at all. Any knowledgeable answers would be helpful! Thank you..


What does writing off” debt mean? Do I still have to pay it? When will it stop affecting my credit?”

They are unfortunelt from like 4-7 years ago. Nothing within the last few years. As I am trying to sort it out but do not know where to begin.


How can I get my credit score?

i would like to rent a car from thirfty rent a car and they want your credit score of 600.


Where can i get a credit card with a 692 credit score?

Sorry for no adding my credit score in the last question. I just got it from credit karma and it said its a 692. Looking to get a credit card this will be my first credit card i am also 21 dont own any bank account.


With the Servicemembers Civil Relief Act, can I put my car loan on hold when I’m deployed?

I know that if you LEASE a car, you ca turn the car in with no penalties. However, when I’m away, I have to put my car in storage or just sell it. But I didn’t know if I could just call my loan company and put my loan on hold for the year I’m deployed, and just push the payments back. Thanks in advance!


How can I figure my interest rate on my auto purchase?

I ‘m looking at a 2005 Ford Expedition XLT. Financed amount is $15300. Payment is $200 every 2 weeks, for a total of 117 payments. I can figure out my total payoff, but what interest rate am I being charged?i


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lottery winners bankrupt? Why?

I’ve heard of a large portion of lottery winners go bankrupt within a couple of years. I had a co-worker that won the California Lottery on July of 1997. he quit and was never heard from again. I now found out that he played the horses, went to the card casinos blew through 4M (he took the lump sum) and was broke within 5 years working a minimum wage job. I found this out a few months ago. How the hell can this happen? If I’d win the lottery, I’d invest the money and would not buy stupid stuff. A house, hell yeah! investing the money, hell yeah too! I’d pay a company to invest the money to insure myself NOT to be like my former co-worker. But seriously, why does this tend to happen?


Automobile loan question?

I went to a dealer where I was pre approved” and purchased a car. I gave them there down payment and signed the paperwork then I was off in my new car. about a week later the dealer calls me and tells me that I wasn’t approved by the initial bank but I was approved at a higher apr from Santander Consumer. I have herd alot of bad stuff about them but I was kind of stuck and didn’t want to loose the new wheels so I resigned the contract (that they didn’t change the date on the contract kept it at the Original date which I think is illegal?) now I have been in contact with santander and set up my online profile I can go online and see my account information and just made my first car payment a few days ago. Today I get a letter in the mail saying I was declined the auto loan??? I’m petty sure after over a month and having received payments everything is fine but that kind of confused me. especially considering it was dated over 15 days ago? One last note I have yet to get a contract (other than the dealers) mailed to me! I did receive a statement with payment reminder!”


Does anyone know a reliable free movie site that doesn’t require sign up or stupid survey quizzes?

Since the best movie site watch movies.net has been screwd up sooooo many times and now requires sign up and credit card info…………where can i watch my free movies online??????????


Where would i find a free credit report web site .. all i find they want CC#?


Need a payday lender that actually works?

I know they are not the best idea, but I have no other option at this point. I need 300 dollars to pay for my electric bill, or I’ll lose my power. Asking family/friends is not an option for me right now. I have tried a few payday loan sites, but they never work, they just kick me to another site, than another. Is there any out there that are straightforward and actually work?!?! I tried spotya.com (heard that one was good, but didnt work for me). Thanks!


Can you have bad credit even without a card?

can you have bad credit even if you’ve never had a credit card? i always like dealing in cold hard cash as its something i know thats there and can touch. But if i don’t have a card, does that mean i have bad credit?


What are the chances I’ll get an auto loan?

****Lets keep in mind once problems start with cars; new ones begin to arise and before you know it your putting out more money then you bargained for. My boyfriend thought it’d be better to repair his older car, and in the long run it was better to get a new car. Thanks for all the answers but I’m coming to my senses to realize putting 2,000 into an old car that’s only STARTING with problems, meaning they aren’t over, is probably a waste. When I saved up money for a new car and not to keep making repair ontop of repair. It’s been in two front end accidents. Thanks for your input anyways!…some peoples answers are driving me a little crazy. ***


Know any online cash advance or pay day loan sites? EASY 10 points!?

I understand all the negative aspects of getting a cash advance, but I have no other choice, so please don’t even bother answering if you arent trying to help by giving me information. Ive been on google for hours and all i get are sites that direct me to random sites, nothing legit. I live in CA and i only need to borrow 200 until the 7th. Do you guys know of any direct lenders that dont do credit checks or ask for you to fax documents. I need this money a,s.a.p

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long should I wait after opening a credit union account should I wait to ask for an auto loan?

I have had checking accounts now for about 10 ten years, but never at a credit union. I didn’t know if there is a period of time that you should wait, since I just opened it, or go right for it.


I want get online to see if cityviewcash.com has sent me my loan that I was approved for yesterday?

I was approved for a payday loan yesterday with cityviewcash.com they where suppose to let by E-mail but I have’t gotten anything yet”
http://answers.yahoo.com/question/index?qid=20110624045858AA9W7v3,Payday loans questions someone help!!?”


What is a website to get a free credit report?

I need to check whats on my report any good safe sites that are free to check the 3 major credit reports?


Algebra 2 word problem help!!!?

You have just graduated from college and purchased a car for $8000. Your credit limit is $11,000. Assume that you make no payments and purchase nothing more and that there are no other fees. The monthly interest rate is 2%. What is your initial card balance? a.19,000 b.3000 c.8000 d.11,000



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My mortgage company failed to pay my taxes which are on an escrow account, what should I do?

Basically I had a contract with my mortgage company that I pay for my home every month and I pay my taxes together to them as well, unfortunately they didn’t pay my 2013 taxes. I’ve tried to talk to them but the lawyer that works for the bank which handles this case told me over the phone that I should get my attorney to talk to him which I can’t afford one. Now the taxes have been transferred to the county and I don’t want to be responsible for the insane percentage interest they will have me pay for. I’ve payed my mortgage and taxes to this mortgage company for three years and always either on time or early. What should I do?


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?


Should I combine an auto loan to have one car paid off!?

I have a 2005 Jeep loan with $7K balance. I also have a Cadillac with $18K balance..Would any have a list of pros and cons of why I should combine the 7K balance together with the 18K? I am thinking it would be good to OWN a car. To only have one monthly car payment. I think the payment will be lower then the two current payments combined.. I am thinking it might be a paint to refinance..What do you think Thanks


What is the maximum auto loan interest rate in California?How do I find out?

That’s for credit cards. Not auto loans. ColumnA to Z Guide to Credit Cards

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do people still fly the Confederate flag in the south?

i like the flag so that is why i think she was wrong


Does filing for bankruptcy affect how much I will have to pay in taxes?

I have filed extensions for three years, but with the economy and my self employment giving me less and less income, I’ve had trouble paying all my bills, and have not paid my income tax. I have enough debt to file for bankruptcy.


Where can I obtain my annual free credit report without giving my credit card info?

Are we entitled to an annual free credit report? WHERE can I get it? I went to Equifax website, but it asked me for my credit card info. I don’t feel comfortable to give out my credit card info if it is a free why they ask for credit card number?


What should I look for when applying online for a unsecured personal loan?

I am going to apply for a unsecured personal loan online. I have about six sites that I am going to pick from to nail it down to just one. My question is what should I look for to pick the best site? I know I should go with a low interest rate but what are other things should I find out before I apply? How can I find out if the site is not a scam or hiding something that I might not know to check out before I apply?


What is the website to get ur annual credit report for free once a year?


Poor credit. Based on years of ignoring credit report and poor spending choices. Now wiser. How to repair???

I do not qualify for credit cards. Haven’t for years. Owe about 50k, about 35k in school loans that are now in collections. License revoked due to judgment about 15 years ago. That one isn’t even on my report any more!! Some medical and other, but mostly judgments and school loans, which cannot be discharged with bankruptcy. Still cannot manage money. Each payday, about $30 to $150 in NSF fees. Any suggestions?


What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?


What does a credit plus score of 9002 mean?

I got a little paranoid because my estranged mother has all of my siblings and mine ss numbers. She used them to get credit cards and numerous other things in our names. My sister tried to buy a car and get a loan from the bank, but couldn’t because her credit was so bad. I’m just curious because I’m looking at apartments right now and if they do a credit check and I’m not approved I may have to put my mother in jail for fraud.


How to get help with South Carolina payday loans?

I have 3 payday loans in South Carolina, but I don’t have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Simply the Best Guest Experience.What does this mean to you?

Im filling out an application that is saying this but i am not sure what to write… any ideas?


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?


In the movie THE DROP- did cousin marv know that bob…. (spoiler)?

in The Drop- did cousin marv know that bob killed richie whelan? i’ve watched the movie a ton of times and it feels like cousin marv doesn’t know that bob did it. specifically the scene when eric deeds comes into the bar for the first time surprising marv and bob in the kitchen…. cousin marv asks bob if he knows who that was- it’s eric deeds, the guy who says he killed ritchie. how is it possible that cousin marv doesn’t know that bob did it? anyone?


Safe loan quickercash.com?

i just typed my information on quickercash.com. im scared they might send my information to anyone else because it said something about a third party. does anyone know if this site is safe? has anyone used it before?


Please help me find an absolutely free online credit report online?

Does anyone know where I can find a free online credit report to pull up online without the hidden costs of any monthly fees or one time charges? Your help would be greatly appreciated. Thanks..


If I pay my 30 yr, 6.25%, 350k mortgage, plus an additional 1500.00 per mo. principle, When will I reach 0?


How can credit card companies charge over 32% interest rates on cash loans?

I took out a loan for a totat of 5000$ at 5.99 % interest, missed one payment, and am now being charged 32.3%.




















































Anyone know of a reputable place for me to check my credit report online for free?

Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I quit my job would it affect my bankruptcy?

I’m not looking to move” before I have a job lined up. I have had some interviews and submitted applications down in Oregon. I would have a place to live and stuff down there since I know friends down there. It’s just I’m afraid if I put my notice here to quite if I did find a job that that my jepordize my bankruptcy.”


What’s the best hair straightening cream/balm?

What’s the best hair straightening cream? Not a relaxer but something I can put after I shower to straighten my hair. Something that doesn’t leave flakes or make the hair stiff.


What is the best way to use the 2009 HomeBuyers $8000 credit as a down payment type of payment?

Details on the Missouri Tax Credit Advance: MHDC makes a second mortgage to the homebuyer at the time of closing worth up to 6% of the home purchase price or a maximum of $6,750, which is used to cover downpayment and closing costs. The tax credit advance loan is paired with MHDC financing for the first mortgage in the form of a safe 30 year, fixed rate mortgage (both mortgages must be applied for through a participating lender). The homebuyer then files for the federal tax credit and uses the credit refund to pay off the MHDC tax credit advance loan. If the tax credit advance loan is paid off by the designated deadline (no later than June, 2010), the homeowner pays no interest other than a modest servicing fee. If the tax credit advance loan is not paid in full by the deadline, principal and interest payments to repay the loan over 10 years begin automatically.


I have paid off my credit card debt but I just got a student loan.?

I have not started paying for the student loan. I am scheduled to start making payments on it when I finish school. My FICO score is 679

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Best way to sue credit bureaus for reporting inaccurate information?

gerrytoo – you are wrong – you dispute wrong info with both the credit bureau and the original creditor. They both have obligations under the law which they are supposed to meet after you do this. If they do not meet these obligations (one of which is proving you owe the debt and that it is reported correctly – this is THEIR responsibility, NOT yours!) – they are breaking the law, and they do it CONSTANTLY. If more people got informed and stood up to these criminals in court, they wouldn’t think they can get away with breaking the law millions of times a day!


How can i get a free credit report?


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What caused Mortgage Crisis (10 pts to best answer)?

I want to know WHAT CAUSED THE ADJUSTABLE MORTGAGE RATES TO GO UP IN THE FIRST PLACE>


I have bad credit and I need a 30k loan?

my son and I are in a bad living situation right now and need to move asap, the only thing is i dont have the money i need to move right now, i have a good job and i make good money but it would take a year or more before i could afford to move, so im looking for a 30k loan so i can move now and just make payments on it each month which would be the money i would have been saving to move. I dont have anyone we can stay with or any family or friends to help, i dont qualify for any state assistance because i make to much money. Where can I get a loan like that with my bad credit?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


After bankruptcy can you immediately get new credit cards, and how long does it take to buy a house again?


What does an Experian Vantage score report of 781 correlate to in terms what what my credit score is?


Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


My credit was bad a score of 619. Now for the past 6 months I have caught up?

on all my bills. (The reason I was late was due to my hours at work were cut). Now i have more hours. When can I apply for any credit card?


Can I have a cosigner on an auto loan from out of state?

I don’t have enough credit to finance a car on my own, and I’m surrounded by people with bad credit. If I go to a car dealership with information or a person and an address to get information from, can my cosigner be from out of state? It’s my grandmother, I live in Texas, and she lives in Nevada.


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any such thing as a 5 year fixed rate mortgage?


I want to get a credit card, but don’t know which one…?

I currently have no line of credit and want to get a credit card. I don’t know where to begin, so any advice on a good beginning credit card would be great! How much credit should I expect to initially receive?


Question about medical bills and bankruptcy?

Over the last 2 years I have been in and out of hospitals, 11 hospitals to be exact. Even after insurance I have well over $60,000 in medical bills. At one time I applied for medicaid, and they wanted all of my bills, the original, they wouldn’t take copies. So I sent them in and never got them back. Now I remember what hospitals I was in, but alot of the hospitals have outside doctors and radiologists and such that will charge you an outside fee. I do not remember who they were, and they have stopped sending me bills. I have all different collection agencies calling at all different times and I am just a mess in the sense that I have no clue anymore who I owe what to. So my question is, is there anyway that it can all be pulled up on the computer? My mom said when she went for bankruptcy that all of her bills were pulled up on a computer and she did not need the bills. Is this really possible? I am considering bankruptcy so I’m trying to get all my bills in order but I have no clue what I’m missing, I don’t want to go through the bankruptcy and find out after that I missed some and I still owe them money.


What is the best xxx game sites that don’t require credit card or flash player?


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Amscot cash advance?

I had got a cash advance. I was stupid an kept getting extintions an it ended up over drafting my account on a monday an i had the money thursday it took it out of my pay check. I was wondering if that meant it paid it off an im good an don’t owe anything..i just want to know beacuse i paid it all plus my overdraft fee. Im just confused. Lol please help.


Can I pay my Canada National Student Loan online?

Is it possible to pay my National Student Loan online through my financial institution’s online banking service? If so, where do I find the account number for this payee?


Auto Loans–what is a good credit score?

I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are loooking for people like me to make money with high rates on loans but what should mine be so they don’t screw me? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! The FreeCreditReport.com song is stuck in my head!?

It’s stuck in my head and I would stick a screwdriver in my ear if I thought it would help! My boss and I play this game where we try to get the worst songs stuck in each others heads, I thought I won with Now I can’t get a loan


Refinancing Auto Loan?

I bought a new car in November 2009 and financed for 7 years @ 7.29%. I have been paying an extra $50 a month to try and pay it off in 6 years. I found out I can refinance my loan @ 5 16% for 60 months meaning I can pay my car off in 5 years and 9 months. Is refinancing really worth it in my case seeing that I will be able to pay it off in a little over 6 years without refinancing? I’m stumped on this one…please help!


If my auto loan is paid in full, do I get any of the interest already paid back?

My car was a total loss. Insurance paid it off, I have paid a little over $1000.00 in interest.


If I miss a car loan payment by one day is it considered late? Is there any kind of leniency?

I pretty much got effed, my loan payment fell on a funny day and I dont get paid til the day it after it is due, I guess worst case scenario I could pawn something.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


Anyone know of a reputable place for me to check my credit report online for free?


May i obtain an online payday loan using just a debit card?

I need the easy payday loan that not require bank statement info and I have only debit card anybody know where can i apply?


Where is free credit report without membership?

where is free credit report without membership? I am sick of these small print websites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


Should i contact the FTC? about a payday loan company?

the FTC is really cracking down on payday loan companies in my state, going as far as shutting many down and trying to get rid of them all together. well we have an installment loan it was due a few days ago, we told them many days before it was due we were not able to make the payment. they told us we have to pay, no exceptions, we need to beg borrow and steal to get the money to pay this. well in the contract it states if you are paying more than 10 days late a $10 late fee will apply” meaning you ARE in fact able to pay late am i right? and i brought this up to them and they told me it doesnt apply to us! i mean it is in the paperwork


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?

im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4-5 year loan for $13,000?


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Should I pay off small medical bills to improve credit?

Will it help my credit score or credit rating if I pay these medical bills off? Or will it even help?


If you are married can one person file bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mike Tyson’s Downfall?

First of all, I am a big Mike Tyson fan regardless on what others have to say about his attitude, behavior, or negativities. My major question is why isn’t he regarded as one of the best ever? I heard he is now bankrupt…is that also true? If it wasn’t for all the criticism he received during the height of his career…would he be considered a legend? I know Mike Tyson was a pretty crazy thugged out individual but what made him do what he did to be criticized from commentators alike


Anyone know of a reputable place for me to check my credit report online for free?


Which bank provides the best home loan in malaysia?

assuming paying for 30 years.


Does anyone no of a loan Company that will give loans out with bad credit?

Thank you for the responses. I am from the UK so i most probally have to be a lender form the UK. Thanks


Why do people get second mortgages?

What would cause a person to take out a second mortgage on their home?


What is the difference between chapter7&13 bankruptcy.?


Sir.my monthly income Rs.14000 also i have no any property can i get home loan?




















































Where can I get a true free credit report w/no strings attached?

Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Loan consolidation help?

No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?


What my little pony is Rainbow Dash’s best friend/friends?

My friends and i on psn have this my little pony joke im Rainbow Dash and we are best friends so what my little pony/pony’s are Rainbow Dash’s best friends?


Will I be approved for a 16k auto loan?

I am wondering if I will get approved for a auto loan of 16k. Vehicle is worth 30k, I have 14k to put down on it. Credit score from trans union (trans risk) is 709. Fico is 675+ being held back by 3 late payments 44 months ago. No late payments in the last 2 years. 2 auto loans in the last 2 years, one for 7,500 (paid off) one for 10k (still owe 1,800). One credit card with a limit of 1k and a zero balance on it. Total expenses between rent and my loan are 1050 a month. Take home income is between 3,800 to 4k. No debt other then the 1,800 remaining on the loan.


Does being cosigner for a auto loan improve my credit?

my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a good auto loan interest rate?

I’m planning to buy a 2005 Nissan Altima for $8500. The dealership is still running through their banks to find out what my payments would be and stuff. I’m also checking with my own banks, and my parent’s credit union to see what I can get. I really have no idea what I should be looking for in an interest rate. I don’t know what’s too high, or what is ideal. Of course I’m going to go with whatever is lowest out of the banks, but I want to know what to expect before I sign those papers. What should I expect for an interest rate? I owe almost $3000 on my credit cards. I have a $5000 student loan that I haven’t started paying yet (because I’m not done with school) and my credit score is almost 650. What’s a good rate and what should I expect?


WHat to do? Sallie Mae, Allied Interstate….?

I filed chapter 13 bankruptcy 5 years ago. I finished it a year ago and was informed that private sallie mae loan was defaulted and turned over to Allied Interstate. I contacted them after my ch 13 was finished. Allied Interstate said that After I pay 3 months of payments that they can put me in the 0.01 percent interest payment plan since my loan has been charged off. This has never happened. After 6 months I would call Allied and they would tell me something like check next month. Now it has been 9 months, and Allied has told me that there is nothing that they can do, and the guy tried to get me to settle with them ,and find a loan somewhere. Every time I call Sallie Mae, they transfer me to Allied Interstate. I have been making these payments on time for $400.00 and my loan total has been going up instead of down. What can I do?


Have you filed for bankrupcty?

I’m really thinking about filing for bankruptcy, I have 16000 in credit card debt and I’m unable to refinance my home to a good interest rate because of my debt to equity ratio. I talked to a lawyer and I forget now which chapter I’d be filing under, I believe it was 13 but could be 7. It was the one where you don’t pay back anything. Anyways, I was wondering, overall, is it worth it? what sort of problems did you encounter afterwards, etc..


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Companies making mistake on your credit report after bankruptcy. what can you do about it.?

they are still trying to collect on discharge debt;using different collection companies.


How high does a beacon score need to be in order to co-sign for a auto loan?

how high does a beacon score need to be in order to co-sign for a auto loan?


I am trying to find out if my bankruptcy has been dropped?

it is filed in georgia i need a web site so i can find out information about it


Best font websites? free or with letter setter?

where can i find great free fonts, or websites with letter setters” to test the fonts before i buy them? I know about 1001 free fonts


Concerned that I might become victim of Identity Theft/Fraud. How to protect? Additional details are below:?

I sent a completed application to Bank of America to open a new Brokerage Acct with a copy of my passport, copy of my driver license, my social security number, my checking acct no and bank routing number by fax. Bank of America said they have not received the faxed documents. I am really concerned that if these documents fall in wrong hand, it can misused for any purpose. I am 100% sure that the Bank received the fax since I have fax confirmation receipt. Can you please advise me on the followings? I will close my bank account. But the submitted documents can be misused for getting loans and credit cards etc. How can I protect my self against this? Is there any insurance available? I really want to complain against Bank of america since the bank is taking this lightly and hesitant in doing any investigation of this issue. I am just a small customer which means nothing to the bank. Is there any organization where I can submit this complaint against this bank?


What did Nathan Scott do that is related to shaving? ONE TREE HILL?

in the episode i forgot to remember to forget, nathan said he was happy that no one mentioned shaving….


Where can I get a fast loan for $1000.00. I will lose my license if I don’t get it. Someone help!?

I need a loan quick! Does anyone know of any payday loans that are gauranteed?


I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?

I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why wont best buy approve me of a dang credit card?

I am very confused on why I cant get a credit card from best buy to try and help reduce the cost of my laptop for college??? I have good credit for being 19 and I have been maintaining my current credit card for a while now have not missed one payment on it i use it to build my credit so I cant figure out why best buy will not approve me for one. my friends all got approved any idea why i cant??


Do auto insurance compaines have to view the damaged vehicle?

My boyfriend and I were recently in an automobile accident and he doesn t have gap insurace so he s freaking out about his car being totaled and the fact the value of his car is less than his loan. The girl who hit us, her auto insurance company is coming to view the car, and he s conviced this means his car is totaled. Is it common that insurance companies look at the car to see If damage is present or does it mean his car is totaled ?


Any experience with a ‘bad credit’ auto loan?

Does anyone have any experience with bad credit” auto loans? For example: roadloans.com. My credit is poor because I am only 22 and have had some issues with student loans. I would rather have the loan before going to the dealer


Question about loans in america?

Does anyone know whether british students studying in american can get out a loan? Thanks


Loan against 401-K?

I was told I can go to a bank and get a personal loan and use 401-K as collateral for the loan. My credit could not get me loan alone. I need about 2,000 dollars and have 16,000 in 401-K but only vested amount of 5,000 Can I get loan against it?


Can you get a small auto loan based on your good credit?

I’m 21 and I am self employed, I have had a credit card since I was 18 and it has always been in my name. I have never made a late payment so I’m sure that my credit score has to be decent. I’m wondering being self employed can I get a small auto loan for like 2500-3500? I also can get a cosigner if I have to. I’m just worried that they will see self employed, and I don’t have any paystubs for my wages, and also I bank through a credit union which might make it easier.


How can i get a free credit score without paying money?

i would like to check my credit scores so i can fix my credit . So I can get approve for a business loan and grant . I have been released from prison. And would like to start my own food business .


What online stores accept Checking Account info as payment BESIDES PAYPAL?

Want to shop but los my wallet and my credit cards.. Need to get a present shipped ASAP but can’t find any ONLINE stores that accept CHECKING Account info.. What happened to them??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


How can I file for bankruptcy?

I need some info on how to file for bankruptcy….


Is it better to apply for a personal or auto loan online or in person?


Where should i get my first credit card?

19 years old full time worker (5 out of 7 days 40 hours) Student( 2 out 7 days. 4 classes) Where should i start to build credit as less stressful ?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get an homeimprovement loan after bankruptcy, of 2 years,and low interest rates?


Where can I get a true free credit report w/no strings attached?


What is the implied tax rate on the highest quintile?

What is the implied tax rate on the highest quintile? Highest quintile: 2007 income= above $100,000; average income= $168,000, share of total income for the U.S. = 49.7% this is all of the info that I was given and I have to find out what the implied tax rate would be for this quintile.


How does a preapproved car loan work?

I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 4kids finally bankrupt?

They’re ruining anime as we know it and worse yet made them sing the national anthem… wth!!!


How long will it take to pay off a $5000 loan by paying $50 a week? ?


I got an Auto Loan with CapitalOne, question about model year determining APR?

Hi Guys, I just got approved for an auto loan with CapitalOne, and I’m very confused by the book with the blank check they sent me. They have a chart it in that looks something like this… The model year* of the vehicle purchased will determine your APR. Model Year | APR | $8000 | $13000 | $15000 ————————————–… 2008 or Newer 6.70% 2007-2004 8.05% 2005 or older 9.30% -1 or older 7.30% Thats all they say… It doesn’t make sense, it’s ambiguous. So if you bought a 2005 you have the option of taking 8.05% or 9.30%, haha. I know that’s not right, but seriously they should of given me more info. I looked on their online calculator and I guess it also goes by if I purchase it at the dealer or not. So if I bought a 2003 from a dealer it will still be 9.30% no matter what? Last time I checked my score was 725, think I could get a better deal out there?


Are there any home loan programs to stop forclusure?

2 part question, we refinanced and our payments are about to double, we can not afford them, my husband makes less than he did when we refinanced, so we will not qualify, withthe market I doubt we can sell, is there anything we can do? Would filling bankruptcy help or hurt?


Caculate the monthly payment for a $6000 loan @ 1.99%APR?


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Can the payday loan people call you and threaten you with arrest?

I live in california and got a payday loan about 4 years ago at that time I had every intention to pay back. But I had unexpected withdrawals from my bank account that put me at overdraft. Right now I have been unable to pay them back because I have more debts than what I make. I recently had a baby also and have been on disability which is less than what I would make at work. They called my mom and told her all about this( are they allowed to disclose information to other people other than myself?). They told her that I had to call them back that same day or they would send someone to arrest me.


Best private loan provider for nursing students?

I will be entering am accelerated BSN nursing program and will need a private loan to cover the rest of my tuition.


How do i get negative items off my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I qualify for a Car Loan???!!?

I have $6500 to put down, I have had a part time job that I have been working at for over 6 months, I make around $300 a week but I am a full time college student and have no expenses (student loans/pell grants pay for everything). My car just died and am in dire need of a new one and I want to get one that will go for a while with low miles. My reason for financing (6500-7500 dollars) is to make payments to increase my credit score because when I graduate my debt-income will be screwed b/c of all the student loans. Bad thing is, the only option for a cosigner would be my parents whose credit score is low (~600-620). I want to get approved for $6500 or $7500 so I can go ahead and spend 13-14k on a good solid honda or something with low miles. Will I get approved alone? Would it help if I got a cosigner with a 600-620 credit score? How much will I get approved for?


Where can I get a true free credit report w/no strings attached?


Does anyone know how I can get a payday loan that I don’t have to pay back for at least 3 to 6 months?

Hello, I am interested in getting a payday loan or cash advance loan with no credit checks. I do not get Direct Deposit and I need at least $1500. I would like to know if there is any place in Santa Clara County California that offers this loan with no payment due until 3 to 6 months???


Where can you do a free credit report without giving them you credit card information?

I am wanting to do a credit report but I want to do a FREE one….Any suggestions? I don’t want to give out my credit card information either….


Is a credit score of 627 bad?

I recently applied for a credit card and was rejected because I have a serious delinquency”. This “serious delinquency” was me at 18 having my first credit card and not knowing I had an $11 balance on it for over 3 months. Bank of America (whom I had my credit card with) closed my account and sent it to collections. For $11. That was the only reason they listed for rejecting me. Also it stated on the back they got my credit score and it’s at 627. For a 21 year old college student


Chapter 7 bankruptcy, your car is over 5,000 will the courts allow you keep it by paying payments to trustee?

I am looking into bankruptcy, the only on the bubble question is that my vehicle my be worth 10000.00 and I used that for work. With bankruptcy laws the value is only 5,000.00. Will the court let you make payments to the trustees if they want to liquidate it.


Is sub-leasing a car illegal in California?

I have really bad credit and even though I have been making payments, it still is in too bad of shape to get a car loan, so I agreed to take over someone else’s car payment and sub-lease it from them. He had told me that the car was in his name and we agreed on an amount. He agreed to give me ALL the paperwork a week after I picked the car up from him, so I have been paying well over a car payment amount to get it paid off as quickly as possible and now he is telling me it is actually in his Uncle’s name along with his, and that his uncle has no clue he’s selling it because, It would make it too complicated.” He has lied to me and made excuses and I was wondering




















































How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If im given a 500 dollar limit on my credit card do i have to spend that entire amount? just wondbring if i have to use ful amount then….?

Repay or can I lets say only use 250 and repay. I guess what im asking I will I have to pay the full credit limit if ive only used some. Or do i just pay what I’ve used.. old help lol. New to this. Just trying to build my credit


Best Credit Card Company?????

I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???


VA HOME LOAN CERTIFICATE OF ELIGIBILTY?

I went online to ebenefits and (applied) for the VA Certificate of eligibilty and received it the next day. Does anyone know what happens now that I have that? Does that mean i’m approved for a home loan? Or does this mean if my credit isnt up to 620 i will still be denied? I have like a 600 credit score with the certificate of eligibilty in hand.. What or is there anything I can do with it? Thanks…


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get a good faith estimate without credit report being pulled?

I do not want multple inquiries to my credit report.


Best tenor saxophone reeds for marching band/pep band?

I’m learning tenor saxophone and am going to be playing it for pep band/ marching band in high school. I’m on 2.5 reeds, which brand/kind of reeds would be best for playing marching band? http://store.daddario.com/category/146174?language_id=1&currency_id=1


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My dad wants us to take over his mortgage. Whats the best way to deal with this situation.?”


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


What kind of auto loan rate can i expect with a credit score of 700?


I have a credit score of 614, can I get a mortgage loan?

I filed bankruptcy about 2 years ago but has had a clean credit history since.No miss payments, no deliquency, I make about 40-45K a year, I have about a 23k auto loan out, I was wondering was its possible for me to get about a 80-90K mortgage loan and If so who would be the best lender/bank to go thru with my credit and income.


Should I even worry about my husband credit card?

My husband got this credit card shortly after getting out of boot camp but failed to ever really mention it to me. Now its a year later and we are going through a mild debt situation when he springs on me that he has $700+ he needs to pay off on this card. I was surprised and a little annoyed he didn’t tell me since we are trying to get financial straight again and are normally very open with things like this and we share the same bank accounts. Around the time my husband got this card we were only engaged and living 2000 miles away due to military. He had just lost a significant amount of weight in boot camp and got very cocky which wasn’t pleasant for me. He pretty much acted like a smart a**. He went through a phase where he would fib constantly about things as well saying he was abused as a child and says he still feels the need to lie because that what he grew up doing until he moved out. We talked, he got he head on straight again. End of story. So last night we got to looking at bills and the hidden credit card came up. I asked to see how in the world he could rack that amount of debt in only Tech School and he got mad at me!! He became very frustrated and distressed. Is it just me or wouldn’t you think he was guilty of something with this card with the way he burst out on me? I was calm and he just but a huge wall up and even started tearing up! He claims there is nothing on that card but an xbox and then he cant remember the rest” apparently. Call me paranoid but something smells fishy. Am I wrong here people?”


Requesting credit card limit increase??

will it lower your credit score??


How to purchase 3class(ordinary )railway tickets through internet.?


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know any loan shark phone num in singapore??? thank!!!?


Bankruptcy and civil suits in Oregon?

I just found out I’m being sued in civil court for $80,000+. If I file bankruptcy, am I relieved of the debt? And should I file before or after?


Where does a person go to find a real loan shark?

Private person who can loan $20,000 for 24 months, with $1,000 month payments


Bank declined my auto loan, is there still hope from dealership?

I went and looked at a used jeep wrangler sport the kbb value is $6000. Thats what I told the dealship I would pay for it. I told them I would throw $2000 down for the down payment. They agreed ran my credit and my score was 719 which is good, BUT my credit history sucks since iv never taken out a loan or anything big, just made cell phone payments for a few years (im 22 years old). The dealership said they would still try to get me financed. I wont know anything till tomorrow. Called my bank just to see what my rates would be if I went through them. They declined me which is making me think im definitely going to get declined on the $4000 loan the dealership is trying to get me. Is there any hope I may get approved tomorrow or should I just forget it. I make about $2200 a month steady job for 3 years contracted to the county. And live with my parents at this time (if any of this info helps).


Help!!!! Is http://studentconsolidationaid.com/ a legitimate business?

They say they are an affilliate of the Military Debt Management Agency, Inc and link to the BBB page on their website, but I cannot find any more information about them. I gave them some personal information, but am having some doubts and I need to know if I need to take some precautions. Please respond ASAP. Thank you.


I have bad credit and I recently filed bankruptcy in 2007. I want to get a loan to pay off bills in advance?

Who will give me a loan in my situation?


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?


BALANCE INQUIRY ON PAG-IBIG SALARY LOAN?

hdmf loan villones, napsa

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much debt do you have?

Tigg, although I am ashamed to say that we borrow, we do borrow wisely! Thankfully, all our debt is interest free


Where can I get a loan for $2500.00 in 2 days?

Please is there anyone that knows where I can get a loan for $2500.00 in 2 days? We don’t have time for a bank loan, I tried that takes much longer. We had someone steal over $6000.00 from us. We need to pay our mortgage and utilites. We would go to a loan shark if we knew where to find one. We are in Saginaw, Michigan if there is anyone that knows where we could get help. We will pay any fee at this point. We need to keep our house payments up. Please any advise is appreciated. You can email me threesenough5@yahoo.com if you have any advise.


Mujahideen, Taliban, Al Qaeda?

Uninformed ignorant individual in need of clarification. All these three groups came from Islamic roots in Afghanistan during the Soviet invasion. That much I know. I may have a misconception though and I need help on clarification. Al Qaeda was organized by Osama Bin Laden, yes? Well the US CIA supported the Mujahideen Freedom Fighters” with weapons and money


Are banks giving out 30 year mortgage loans to senior citizens?

On low income but can afford the mortgage payment.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Creditor in bankruptcy proceeding. need free legal advice?

I am a secured creditor (secured by inventory) in a chapter 7 bankruptcy proceeding. I am not told that the inventory was sold which happens to conveniently fall under the limits of personal exemption. A significant amount of Cash money has been recovered by the trustee who now says that I should file amended claim to changed from secured to unsecured because only unsecured claims get paid by the estate. question: do you think I should change to unsecured? question: does this mean I don’t have a priority in the distribution that the distribution will be split evenly among all the unsecured claims or does it work on a % basis? any help would be greatly appreciated.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Are there any legit online payday loans?

Online payday loans?


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I just checked my credit score and it’s very poor” – can i get an auto loan?”

I don’t have any delinquent accounts but i do have a mortgage, car note, student loans, credit card debt, etc. With a $1000+ down payment and paying off my current auto loan, could i still qualify for a new auto loan on my own?


Who’s the band on the FreeCreditReport.com commercials?


Is avant credit for bad credit a good site for a loan?

I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?


How do I go about checking if a bankruptcy is off of my credit report?

I had a bankruptcy discharge of debt in Nov. 1998 in New York. I was told a the time it would drop off my credit report in 7 years, but it is still on there. I know I have to write to the companies, do I have to write to all 3? What info do I have to provide them with? Thanks!


Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?

How can I solve my credit card problem? I owe about 50,000 sgd from credit card company. I have bad credit and the banks wants me to pay minimum payment that I cannot afford monthly, or else they will seize my properties. I used to pay about 1,600 monthly, but the debt grows every month due to late payment, lawyer charge, interest etc. How can I get out of this mess, I am planning to borrow from money lender to consolidate the debt and then pay montly at lower interest. Is there such organisation that lends money for debt consolidation in singapore? I have been in contact with overseas money lender that is willing to lend 50,000 at 5% interest PA but I have to pay initial charge at 800. Are they trustworthy? I can hardly make ends meet now. Please help…


If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus

If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus? I’ve heard from a CPA’s assistant that they can only report you if you are more then 30 days late—-is this true? I live in CA


What is the credit card statement(PayPal)?

Q: Where do I find my PayPal code? A: Your unique, randomly generated 4-digit PayPal code is displayed on your credit or debit card statement next to or near the PayPal fee. In the item description section, you will see it next to the word PAYPAL. Allow a few business days for the PayPal code to appear on your online card statement. If you do not have online access to your statement, you’ll need to wait for your statement in the mail. This was the answer on the paypal help. well it didn’t really help because i still don’t know what and where the ‘card statement’ is or where i should look for it. and they charged me 1.5 $ which i’ll get back as soon as i give them the code. any help, please?:) oh yeah, and i waited a few days so i should have the code by now. READ: like i said. i don’t know what the credit card statement IS. so don’t tell me the code will appear there because i don’t know what it IS.


Where can you get a persoal loan,not a payday loan,if your credit score isn’t perfect?

Sorry I misspelled personal


What is the best website to go through to check my credit score regularly?

I have a bit of debt and I want to monitor my score and report as I pay off my credit cards. It doesn’t have to be free, just as long as its secure and safe.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i file self employment if my.dad claimed me as a dependant on his bankruptcy application ?

I am so confused this is my first year being self employed. I want to file taxes but my dad said I.was a dependant when he filed for bankruptcy. We have 6 people in our home including me, is it.true that it will affect him if I file taxes


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Looking for a payday loan that doesn’t lie about guaranteed approvals?

I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I’m sorry we cannot approve you loan at this time. These sites should not be allowed to do this. To me this is false advertisement and the company should be reported to the Attorney Generals Office in there area.


Closing costs and down payment on a $55,000 mortgage?

With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size.


Anyone know anything about VA home loans?

To G C, My husband bought this home about 6 years ago because it was a cheap buy and he paid it in cash. it was built in the 1960’s and is only a small 2 bedroom and there is 4 of us. In order to get this house up to code we would have to rip it down and rebuild it from the ground up. My husband only paid $12,000 for the house and land with cash. At the time he was single. But now our family has grown and we need a bigger house and a safer home, one that is not in a dangerous nieghborhood. I am currently attending college full time to make a better life for us so we will have no problem affording a house payment.


Is an on-line cash advance safe?


FHA vs. Conventional ??? HELP Anyone?

Can anyone tell me the difference or advantages between an FHA, or a Conventional Mortgage or viceversa




















































Where can i get my credit report without paying for it?

Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there a bank where i can apply for an auto loan and get the check right away?

I have been going through hell trying to get my auto loan finished so i can pick up the car. i have emailed, scanned, faxed, sent pictures to my bank of the title for them to send the auto loan check to me, but is always some kinda problem with them receiving it. is so frustrating that i didn’t know if there was a bank that i can apply and get the check there? thank you


Should I pay cash or get loan for new house? Any tax advantage of getting loan?

I am a first time home buyer. I have $140K in cash for my house. Should I get loan at 6%? Currently I am earning 5% with my CD. My tax bracket is 25% and property tax here is $2500/year. Is there any tax benefits if I get loan?


When buying a home, can you get xtra money to buy appliances from your loan?

Like if the house your buying cost 100,000 can you take out an extra 5,000 to buy a washer and dryer for you new home? If so how does that work? As long as your approved for that amount or something? Thanks for your help?


How long does it take to pay off car loan?

Do you have evidence to back that up? like where can i find it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bankruptcy?

I filed chapter 7 bankruptcy last october. It was a really bad choice but some personal problems came up and I had to do it. My Bankrupcty was finalized in January. How can I start to rebuild my credit, and what does your credit score go to after? does it go to 0? I really dont understand much about credit… So any help would be appreciated!!


Credit score check????

i want to see what my credir score is, but i don’t have a credit card at the moment, all the credit score places asks for a credit card number??? anybody have any websites where i can get a free credit report that doesn’t require a credit number!!! please help!!


Can you tell me the best fast payday loans?

I need a payday loan fast


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What Happens with Bounced Post Dated Payday Loan Check?

Actually it’s not kiting. Kiting is defined – Used in banking to refer to the practice of depositing and drawing checks at two or more banks and taking advantage of the time it takes for the second bank to collect funds from the first bank. Also refers to illegally increasing the face value of a check by changing the numbers on the check. He still had the checking account at that bank, but didn’t have the $700+ for them to pull from.


Is there any way to find out an accurate monthly payment on a house without actually buying the house first?

I really want to make sure we can afford this.. its a 76,000 house. cheap, but I’d like to know what our budget will be after. Is there a way to find out a payment with insurance included?


Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


I am about to file for bankruptcy. WIll they or can they withhold my tax refund if I do my taxes after I file.?


Can I add sales tax to an auto loan?

I’m looking to get a loan, most likely from a dealership, for a used car. I still owe about $5,000 on the car I have now, and I’ll be trading it in. It’s not very reliable and my insurance is sky high because it’s considered a sports car. Anyway, the only way I can make this happen is if I can take enough out to cover the sales tax, also. Do car dealerships do this often? I’m still exploring my options, if I can find a co-signer I can go with a bank loan, my credit score is just under 650. Also, I live in Missouri, if that helps. Any thoughts are appreciated!


Free money from the government to buy house?

I’ve heard stories where people get free money to buy house as a first time house buyer and middle class rank…let say the house is worth 500k, with the government’s aid, you would only have to take out a loan for 250k or around there and the government pay the other share for you and you don’t have to pay it back. if you decide to sell the house, then that money you have to pay back, but other than that, the money belong to you if you live there for more than 10 years?


Credit History, where can i look, am looking to get a loan but the bank have said i have poor credit?


Is there really a way to get a FREE CREDIT REPORT online?

I’m so tired of filling out all my information for a free” credit report


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A UAE bank defaulter can travel or get job in any other Gulf country?

I worked in Dubai as a designer. 6 months before I took emergency leave and I came Pakistan because my mother was seriously sick. I requested to my boss to extend my vacation, but he did not accept my request and canceled my visa. I have bank loan and credit cards also, which I was using since last four years and paying installments regularly. I spent huge amount for my mother treatment. Now I am facing financial crises. I sent application to bank that allow me to enter in UAE and after getting job I will continue my installments, but they forward my case to police and saying me to pay total amount which is four hundred thousands AED. Now I want to go any other Gulf country (Kuwait or Bahrain or Qatar or Oman or Saudi Arab). I want to know that a UAE bank defaulter can go and get job in other Gulf countries? Please help me.


Does making mortgage payment early, save interest?

OK. I am not getting the answer that I am looking for so let me try again. I am asking: If I make my mortgage payment for Jan. 2008 in Dec 2007 and make the Feb. 2008 payment in Jan. 2008, in other words always be a month ahead on payments, How much of the payment will be principal and how much will be interest each month. My payment is 940 @7 3/8 for 30 yrs. on 100k Thanks for all responses.


Has anyone ever sucessfully finished a chapter 13 bankruptcy?

I’m in Texas, so other Texans opinions would help. I filed for bankruptcy almost a year ago and have been doing great making payments, but the mortgage company has decided to throw their hat in and even though payments were being made the trustee and judge saw fit to triple the amount I was already paying. I hear a lot of people filing for Chapter 7, but I haven’t heard of anyone finishing a Chapter 13. I have four more years on this and would be encouraged if anyone has a success story about finishing their Chapter 13 payments for the full term. I would appreciate if cynics kept their snide comments to themselves.


How will filling bankruptcy effect my economic stimulus ?

i got my refund before i filed so that wasnt able to be seized by my creditors. i didnt think to wait for the econmic stimulus bonus though since its connected to my refund and its only 1k will the creditors seize it?


Can I apply for an SSS salary loan without an SSS ID or an E6 form?

I only have my E1 form. Can I present that and two valid IDs in lieu of an SSS ID/E6 form. I haven’t been able to apply for an SSS id yet…


Can i check the balance of my smart card online?

I have a Nationwide Smart card is there anyway i can check the balance online?


Looking for a home loan with a score of around 560. Anybody got any suggestions?


Chapter 7 Bankruptcy or just Foreclosure?

My mother-in-law’s situation: 1) 72 years old. Single. 40 year old deadbeat son living in her spare bedroom. 2) Owns home with $120K loan balance on a realistic value of $85K. No other debt. 3) Her total income(social security + small pension) is about equal to her fixed costs (mortgage, tax, insurance, utilities) 4) She has been draining her small savings to pay for food, emergency repairs, uncovered medical expenses. That balance is approaching zero. 5) No assets other than household goods and an old car. Desired outcome: 1) Get out of house and rent small apt with no room for son, lower rent, vs mortgage payment, close to daughter. 2) Get rid of car. 3) No need for decent credit other than to get apartment lease started. She’s never going to buy anything that would require credit. Bottom line is she needs to lower her monthly fixed costs, get rid of parasitic son and move closer to my wife and I for logistical and financial help. So my question is does she really need to declare Chapter 7 or can she just do a foreclosure and walk away? I believe a simple foreclosure is the best thing for her; simpler and less stress. Any other thoughts and things she needs to consider? I’m looking at this as a simple process: 1) Rent apartment and start utilities. 2) Move. 3) Stop paying mortgage. 4) Deal with bank on foreclosure but I don’t really know what she has to lose by just ignoring them. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a difference in getting a home loan through a local agent or online?

Does it make any difference if I was to use somebody local where I live, such as Bank of America or HNB Mortgage as opposed to firsttimehomebuyers.net, quicken loans, or ditech.com?


Question About payday loans……….PLEASE HELP……………..?

I made the mistake of getting a payday loan thinking i could re-pay it……well i lost 3 weeks of work being ill…now i don’t have the money to repay it……..if it goes through my account will bounce……what will happen if i close my account???? I don t want to but have gotten myself in too deep……oh and the loan is 250.00 Please only serious answers…i am really scared.


Are there alternatives to bankruptcy?

My husband and I are at the point where we have started the initial proceedings for filing chapter 7 bankruptcy. We do not want to do this. Life has happened and the debt is so far gone wage garnishment proceedings have begun/ We have also tried working out a payment plan with the creditors but they are unwilling to do anything that we can afford. Is there something else that we can do? We have no problem with hiring a lawyer to help us, we just really do not want to have to file chapter 7 bankruptcy.


Where is best place for a bad credit loan?

I need approx. $1000 dollars. Have been out of work a couple of months, start a new job tomorrow-need money to handle rent and a couple of small things. Can pay back in 45 days.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If I take out an auto loan right now, will it hurt my chances of getting a house loan in about a year or less?

I could afford both, And statistics show that, I just dont want to get a car right now, and that ruin my chances of getting a loan for a house soon.


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.


What is the average length of a mortgage?


How much would the monthly repayments be on a £500,000 mortgage?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


FILING FOR CHAPTER 13?

My Cousin’s has filed chapter 13 basically because her house was going into foreclosure.So she filed chapter 13 to stop sale of the house and foreclosure.It stopped everything.Now she has to make payments to a trustee plus her mortgage payment. It’s been about 8 months now she is to date with everything what would happen if she stop paying the trustee payments? Would her house go back into foreclosure even if she current on the mortgage?She taught filing bankruptcy was to help the person now she is worst off then before because she has to pay both payments..Thank you for your help


What are the interest rates for car financing/ leasing in Saudi Arabia?

Having recently arrived in Al Khobar, I need to know the interest rates. Thanks!


Looking for a reputable post bankruptcy auto loan source. please help!?

ok, my mind is blown from all of the post bankruptcy loan” sources online! theres just too many and im not going to run my credit that many times to try and find the best rate


Loan denied. Not sure of reasons.?

Went to speedy cash and was denied. The two reasons were insufficient data” and “evidence of delinquency on record”. Both said equifax next 2 it. I’m 19 and not really sure of my credit score. I was locked up 4a day 4 BS ticket n insurance. Not sure if this had anything 2 do with it. Plz n thank u.”


How do you get a home loan for a house under $60,000?

My husband and I are looking into buying a home. We found one for $53,900 and would like to apply for a loan. We have good credit but a hefty amount of debt and are finding it almost impossible to find a lender especially for such a small mortgage amount… We would like to purchase a cheap house because we figured the monthly costs are $400.00 less a month than renting… And we could pay down our debt faster… Also does any one know if you can pay off unsecured debts with a new mortgage loan? Thanks!


What are the credit bureau addresses to dispute an item on credit report?


How do I go about filing for bankruptcy?


Am self employed, I sell products on ebay, how do i proof income?

I need to lease a car but how do i proof income, I sell on ebay and make 2000 profit a month, how do i proof my income, been in business since 2007.Thanks


I need some help Im filing for bankruptcy!?

i was wondering im filing for bankruptcy and im going to file it by myself without and attorney but im needing to find all of the correct petition papers for filing and all of them that i need for filing a chapter 7 what website can i go on to find them or what software do i need i really need help

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car Loans Online?

Whats a good site for comparing auto loans?


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.


Why Indian International Debit Cards cannot be used for international transactions?

I had an SBI International Debit Card and I used it for purchasing books and movie tickets from Indian companies. However whenever I tried using it in International websites like Origin or Steam, the card is not accepted. SBI issued a new Global International Debit Card for use in online transactions with international vendors. However this card is also not accepted by international vendors. There appears to be no difference in the new card except the addition of the word Global”. Even my mother’s Axis Bank International Debit Card does not work for international transactions. Why Indian International Debit cards not capable of being used in international transactions? It is very ridiculous. The only way to buy from international merchants now is to use a credit card which I do not have. Its very frustrating. Could someone please tell me why Indian Debit cards are so limited?”


Can anyone tell me of a reputable loan company for people with bad credit, having hard time finding one?

i thought i found one and was almost scammed. i need an honest to goodness loan company that would be willing to work with me, and doesnt need callateral. thanks


How can i get a horrible credit personal loan?

my credit history is ridiculous due to identity theft and some of my own doings. i cant get approved for nothing except VERY high interest rate payday loans. i want to pay some debt,bills and get xmas present s but noone will approve me…anyone know of any places i can go to?


How much of a loan could I be approved for?

With a credit score of 700, how much could someone get approved for with an auto loan?


I am in desperate need of a personal loan not a payday loan, to pay my bills?

I had to change bank account number to another because they were ACH W/D that did not come from me,so they took all my money. I got a new account and closed the other, that didn’t solve my problem because I am broke and not money to pay my most important bills, like my electricy,water and other payments. Does anyone have any answers to my problem. PLEASE HELP-IRENE




















































Where can i get a credit report?

Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I get my credit report if I am under 18?

I am afraid I might have some junk on it. I tried annualcreditreport but my report would be inaccurate if I lie of my age and I couldn’t get it when I said I was 15. And do not tell me I cannot have a credit report because if my name is being used for things then I can have junk on there.


Any body no any door to door loan companies in the uk?

i am looking for a door to door loan company that come to your door in wolverhampton uk i dont care about intrest and that any help would be great Not provident


What is an affordable jdm car?

i got $3000 and i want to get a nice jdm car that works around my budget please help and thanks (:


Will i be able to get a car after bankruptcy?

my husband and i are filing for chapt.7, and he told me that i will have to give up my car because its a bank loan??? he keeps telling me that we can get a new car before the final papers are signed??? im sooo confused by all of this…is this even possible? will i be without a car??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Scientific name of sheesham wood?

sheesham, Indian hard wood, is mainly used as furniture


How do I get a copy of my credit report?

I do not have a printer and need to check the document many times. Some places only let you view it once for free. I need a hard copy or the ability to save it as a pdf. I can pay if necessary but I was denied credit within the last 60 days. Thanks


Is it legal to get a payday loan with your spouses checking account.?

ok my husbands pay check gets deposited into my checking account so my husband took out several internet payday loans not knowing that the interest was so high. Now we are unable to pay the loans of and are working with a consuladater to have one low monthly payment. however i still need to close the account they have told me so that they can handle the payday loans. I allowed my husband to use my checking account because his check goes into the account. I am just wanting to know if that was legal or not. I thought it was but now after talking to a friend am worried that I may have gotten myself in some legal trouble. pleasee help. Thnak you!!


Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a website i can ACTUALLY get my credit score for free?

went to free credit report. of course the score costs a dollar. not a big fan of putting my card on the internet for simple things like this. trying to figure out if its good enough to get a loan for school. I bought a $13000 car. Any idea how much this helps for a loan. thanks


Will I be able to open an account with a credit union?

I have been doing some car shopping and applied at a credit union for an auto loan. I was pre-approved and went in to open an account. They informed me that they will not be able to open an account for me because of a paid charge off at a different credit union 2 years ago. Does this mean that I will not be able to open an account/get a loan from ANY credit union? Or what about a normal bank? This charge off did not even show on my credit report when I pulled it in the same week as the pre-approval. Please help!


How to add my daughter’s name on my auto loan?

How do I add my daughter’s name on my car loan? I want my daughter to have the privilege to change the license plate in the state that she is moving to, that’s why I want to add her name on my loan, so that she can have co-ownership of the car. Is that possible? All it needs, is for me to call the bank that I have a loan? How does that work exactly? Does adding her name give the privileges I just mentioned above? When she changes the license plate, can she do it alone? or does she need me there?


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!


What is a Mortgage ?…………….?


Is 719 a good credit score?

I had a credit score of 750 before and now it was down to 719. I’m good at paying my debts in full 2 weeks before due date. But my score hasn’t been changed in a month. 719 falls in Fair” range and I will have trouble getting the best loan.”


How many points are deducted from your credit score every time your credit is ran or does it vary?


Now This Joke is killing me?

Whom should you see at the bank if you need to borrow money???


Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens to a borrower if the bank that holds their mortgage fails?

I’ve seen alot of media about what happens to deposit accounts with banks that fail (FDIC insurance) but what about those people who have credit accounts with those banks? The bank that holds my mortgage is different from the one that I uses for checking and savings and I’m certain that everything is FDIC insured as far as my income but what happens if my mortgage lender fails? will my mortgage be sold? would there be a forclosure? What a happens? BTW my mortgage is in good standing right now. Thankfully


Will checking your free annual credit report update all of the people that you owe money to on your whereabout?

s and phone number?


I have about 8,000 U.S. dollars to invest? Im open and willing to anything I don’t mind taking risk.?

I have connections in China to get whatever I want basically. I was thinking getting some fake rolex, breitling, ect. But I dont know what demand would be for it. So I would only spend a couple thousand. Im also considering buying some land in Jordan because it is a rapidly developing country. Stocks? Is obvious but im in no way an expert.


Why refinance an auto loan?

Aside from lower payments how can refinancing an auto loan help you? I always thought an auto loan was set, as far as interest and principal go. Unlike a house, paying extra each month did not help you save money on interest because the total interest and principal was set at the beggining. As I’m reading auto refinanace information I’m seeing that you can save money on interest. Can someone please educate me if I have been wrong about how auto loans work? Thanks


Can I file bankruptcy for a home equity line of credit ?

I bought a house, then took out a line of equity to buy more real estate which did not happen due to a lot of stuff that happened. I am now renting my house out, but I dont receive enough cash flow to cover the equity line of credit. I would like to sell my house and then file for bk if I can. Is that possible ? Or any other ideas ?? Thank-you very much for your help.


How to get a business loan in banks to start a new business? which bank is best in business loan?

Hi! I am 28 yrs old & working in a private company in delhi. But i am interested in starting business in my hometown.(Salem, Tamilnadu) Thank you


Is a 36% interest rate bad for a credit card?

I’ve never had a credit card before, so I have no credit. I applied for a credit card and was told I would have a $225 balance with a 36% interest rate. I just turned 18 yesterday and I’m taking a trip in a few weeks with my friends. It’s my first trip without my parents and I’m paying for everything myself.I want the credit card in case of an emergency. Would it be wise of me to apply for this card? (I work at restaurant and live with my parents, if that helps)


What credit monitoring sites offer a free trial?

Looking for something that has easy navigation and is SIMPLE. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a married women file for bankruptcy on her own credit cards?

I would like to file for bankruptcy on just my credit cards and not my husbands can I do that?


Right of a Borrower vs Co-Borrower Mortgage?

Thanks for the reply david, my question additional is say the co-borrower signs a quit claim deed to the borrower Will the mortgage still be in the co-borrowers name and they would have that + no rights to the property? or Would it make sense to not sign a quit claim and keep rights to the property even if the borrower pays mortage and rent’s out parts of the house for additional income?


FHA mortgage loans & limits?

Answers #1 & #2 have already responded to my questions on point, but if others want to respond, please feel free to do so. Don’t be misled by GVD’s lack of comprehension, though; I’m not looking for rate quotes, I’m clearly not soliciting a loan from anyone on this site, & I’m intelligent enough to have provided the accurate limit information in my question. Thus, you may rely on my facts to provide answers to my questions.


Is there any loan shark in kissimmee florida?

i need 30,000 asap. i can pay it back in 10years or maybe 5 year depending what the rate is. i have 10bill i went to make one. i have no money i have a 4year son. i work 2 job i need help and fast



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

3 Free Credit Reports?

I know that under US Federal Law, I am entitled to 3 free credit reports from the 3 main credit agencies, Equifax, Experian and TransUnion per year. Am I entitled to 1 report per agency every 12 months or is it every calendar year (once from Jan 1 to Dec 31)? For example, if I request a report from TransUnion on Dec 29, and then on Jan 3 of the next calendar year, would I be able to get that report for free, or is the law specifically once every 12 months per bureau? Thanks


Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?


When a company files bankruptcy, what are the repercussions?

If a company files bankruptcy and are bailed out, do they have to pay off all of their debts? Are they able to come back out of bankruptcy without being bailed out? How exactly does it all work? When the company files for bankruptcy, what all does that imply?


In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which credit search websites are actually free to check your credit history?


I have a car loan at 14.9% (It was my first car, and I had short credit history). How does this work?

If my loan was for roughly 11,000, does this mean I pay 14% of 11,000? Or is interest calculated differently….like after my first payment of x ammount. Whatever is left over is then put at 14% of that?


Navy federal personal loan approved?

I got approved for my personal loan with navy fed it shows online as approved how do I get my funds and how long does it take to get to me ?


What is the cheapest car insurance for a young driver?

Ok I am 18 going on 19 this summer. I got my license last January(I was 17, 2009) I drive a 2008 Yellow Chevy Aveo LS. No alarm. I have a clean driving record. I kept a 3.0 average when I was in school. I drive about 20-30 miles a day. The car is in my name. I got the loan in August 2009 and I have never been late on a payment. My payment is $208 and I pay $210 (banker said it helps) and I usually pay it early but never late! I have no debt otherwise. I have GAP coverage through my bank too. I live in Utah. I rent an apartment. I will be the only driver. I am looking for cheap insurance since I am young. My mother and I cannot get along and likes to hang this over my head and use it to control me so I want off! No ties. Please if you know of a good cheap insurance company (It has to be full coverage for my loan) let me know. Or if you are an insurance agent and can help I would appreciate it! Thanks!


Can I file Bankruptcy Chapter 7 on my own? I can’t afford the fee.?

I live in NYC and need to file for Bankruptcy, I have tons of medical bills and have lost my job. I have no $ am 37 years old, sick and have moved back in with my Parents with my daughter. I have no income and no assets. Can they take away my daughter and my clothes? Thats all we have, and maybe a wii my daughters had for a few years. Can I file on my own. I am very scared. Also what if I get sued after the bankruptcy, can that happen? Please help, Thanks!


Bankruptcy questions?

Ok here is my situation. I am 22 years old i have around 6,000 in debt that i know of from ( credit cards,medical bills,gym memberships.) and I also have around 20,000 in private student loan from chase bank which has been sent to collections and i have around 25,000-30,000 in federal student loans which i know can not be wrote off through bankruptcy but those are in good standing. What should i do? file bankruptcy? will my private student loan be paid off because it is now under collections. I am from new york, do not own real estate, own a car but isnt under my name so will not affect bankruptcy and have no children if u need that info…Thank you for your responses in advance.


Prepare a debt amortization schedule?

What is the debt amortization for a bond issued at discount. Problem: If a bond matures in 12 years with market interest rate at time of issue 10% annually , 5% semiannually and interest rate of 8%.


My Friends Keep Being Eaten By Sharks???

I keep dreaming of disasters. First it was a tidal wave, and i saved my mum my best friend and a disabled 10 year old relative of ours. The second, it was a tidal wave that was moving really slowly, and i saved my friends but my mum died. But some sharks can through the wave, and were trying to eat me and my friend. I tried to protect her but one ate my friend. The next one, we were in London (recently been on a school trip there) and i dont know if this is significant but we were in a building which fel down a bit like the two towers. In the last one, 3 friends were drunk and i wasn’t and we went to the beach. But the tide came in and one of them got eaten by a shark!!! (By the way i know what the drunk bit is about) What does it mean???


How can I view my credit report online without any charge ?

I want to see my credit report without having to purchase a credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where do I start to pay off my 20,000 debt?

I have gathered all of my bills, I know what I owe and who I owe. I don’t have a lot of money. I live paycheck to paycheck but I want to start paying down some of this stuff and getting my credit back in shape. Where do I begin?


Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?


Nationwide Auto Lending legit or a scam?

Would anyone happen to have any experience with this online service–>http://www.nationwideautolending.com/?gclid=CO61kICvwbQCFYl7Qgodg3EALg I am hoping to get a loan to purchase a new (used) car….anyone know of any sources that work with individuals with not-so-good” credit?”


Is interest on a credit card monthly or yearly?

I got one of those 6 months without interest(apr) credit cards from WaMu, and Im wondering when the interest kicks in will it be monthly or yearly?like will i see an interest charge every month or jsut at the end of the year cuz Im not really sure how this works?


Does filing a bankruptcy cover a court ordered restitution?

My wages are being garnished by the state as a result of me falling behind on this court ordered restitution….would filing bankruptcy eliminate this???


What is the best starter credit card for a college student looking to build good credit (job: babysitter)?

What is the best starter credit card for a college student looking to build good credit (my occupation” is babysitter)? I’ve researched so many cards online and can’t find a non-bias answer to my question. Thank you for any help you can give me!”


What is a good college student auto loan interest rate?

I am buying my first car by myself. I have a 724 credit score but I don’t have a lot of credit history. I do not have anyone that can co-sign with me. I am looking at getting a 2007 Toyota Prius with 75,000 miles for about $11000. I have about a $15000 yearly income. I got approved for a 6.8% loan interest rate from the dealership. Is this good or bad?




















































Why is my maiden name still on my credit report?

Why is my maiden name still on my credit report?

I have only had one loan out, and I informed them of the name change. Since then that account has been paid off and is closed. I recently checked my credit report and saw my maiden name was still on it. Why hasnt it changed yet? And when my name is ran with my new last name (for auto loan) I keep getting told I have no credit. Is this why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Bought a car through a loan from my bank…who sends me the memo title?

I’m so confused. I got a loan from my bank so they hold the title (or the lien holder does) until I pay off the loan. When should I get the memo title in the mail? The bank is the one who sends it to me right? I am going out of state the week my temp tags are up and I have 1 full week left after this week before then…should I call the bank or the dealer who I bought it from? I thought they were supposed to send the memo title to me through the mail…


Where can I get a no credit check” 90 day loan online–please?”

I need a personal loan ASAP…I have looked all over the internet and I have only been able to find loans regarding next payday loans” or you have to have excellent credit. If someone could give me a RELIABLE company that issues loans longer than 60 days with no credit check I will be forever thankful…please respond back soon.”


How long does a refund take to a bank credit card ?

i bought a monitor at best buy had it for a day or two and didn’t like so i returned it how long will it take for the money too be refunded to my bank card (i used the credit mode to pay) as i would like to by a new one online at newegg but its only on sale this weekend so i need to know how long till my refund will go in to my account as i dont have the money to cover the new one right away


How soon after Chapter 7 bankruptcy can you buy a new house?

How soon after Chapter 7 bankruptcy can you buy a new house?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Help with bankruptcy?

I need help with a bankruptcy filing I will be doing in a few months. Please only answer if you know the answer. Otherwise, please find another question to reply to. I am filing bankruptcy because I got into debt while I was sick. I can pay off one or two of my 8 credit cards over the next few months. Should I try to do this to reduce my creditors? Will it help me at all or does it matter? One is a smaller balance of $510 I can pay off in soon (if I don’t have to pay for a $665 traffic ticket). The other is a Kohl’s card I will hopefully get a corporate refund put on it + then pay off the remaining few hundred in a couple months time. The rest of the debt I cannot pay off at all ($29,000) as I am unemployed + won’t be able to find work anytime soon. Even if I could, the debt is still too much. Please reply + let me know if I should bother trying to pay off the two credit cards so I have 6 creditors after me instead of 8. Thanks!


Does age affect car loans?

Simple as that, will my age affect my APR on a car loan (looking at about 3500-4000), I’ll be 18 when I get the car and I DO NOT have a credit card, so I really don’t have a credit history. I guess also, how much will my APR vary Based on my credit rating/history, by the time I get the car I will have had a credit card for about two months with it being paid off every month.


Where is the best online site to check my credit score?

i’m looking for a FREE web-site to check my credit report. don’t want it to be one of those sites that try to get you to sign up for year long stuff, plz help!!!


Why is my maiden name still on my credit report?

I have only had one loan out, and I informed them of the name change. Since then that account has been paid off and is closed. I recently checked my credit report and saw my maiden name was still on it. Why hasnt it changed yet? And when my name is ran with my new last name (for auto loan) I keep getting told I have no credit. Is this why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you can get your credit report for free, why do they ask for a credit card number?

and all the other sites with that catch phrase.


500 credit score $35,000 car can i get financed?

My three credit scores are in the 500’s one is 550+.. I am building my credit (started late last year and some bad debt hit my credit). I am curious with a large down payment can i get financed for a vehicle that price? I currently make 70-80k per year.. Thanks.


How much of monthly rent would I be paying with a 230,000 FHA loan?

Ok, I can’t stand smart *** replies like the ones below. RENT is RENT regardless if you are buying or renting. it’s for a 30 year loan.


I am considering filing for bankruptcy. Family property/?

I have lost my job and I’m in a considerable amount of debt. My grandfather passed away a couple of years ago and when this happened my grandmother signed her house and assets over to myself and my sister. I was selfemployed at the time and signed my share over to my sister 100%. This was 2 years ago and my grandmother is still alive and in the house. Would my filing affect her or the property? Many thanks for reading


Anyone realize that credit bureaus are required to give you one free credit report a year?

Good advice MASaint!


How do you protect your credit score?

As of today, I have a good credit score mid 700’s. I have a descent income and several credit card that I use infrequently with the exception of one that has the majority of my debt and the lowest APR. I will pay this card off in the next few months. Over the past few years the other cards I hold have lowered my combined available credit from 75K to about 30K. How do I keep the Credit Card people from continuing to lower my available credit and reducing my credit score even though I have never missed a payment or made a late payment? As my available credit is reduced then the small revolving debt that I have appears larger than it really is. How can I pay off the revolving debt without loosing my available credit or should I contimnue to pay $50 over the balance to make myself look credit worthy on paper?


Should I put my car in my bankruptcy?

My car payment is currently 400 a month. I was laid off… can’t afford it… and wanted to know the chaces of getting a new car after my bankruptcy is complete. Or should I just keep the car I have and struggle to make the payments?


Are there any places where I can file my taxes and get my refund in the same day?

I would like to get my tax refund by 1/31/07, is there any place where I can file my taxes and get my refund by then or in the same day? Are there additional fees that anyone knows specifics of that I would have to pay to get this done?


Why is my maiden name still on my credit report?

I have only had one loan out, and I informed them of the name change. Since then that account has been paid off and is closed. I recently checked my credit report and saw my maiden name was still on it. Why hasnt it changed yet? And when my name is ran with my new last name (for auto loan) I keep getting told I have no credit. Is this why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I have $2000 balance on my credit card with 19% interest rate, how much should I pay monthly…?

to get out of debt in a year? How did you calculate that? Is there a way to lower interest rate?


Does Eminem have enough money to help Detroit not be bankrupt?

Since Eminem is from Detroit and they recently went bankrupt, I was wondering if he has enough money to help them to not be bankrupt. You would think he would want to help the city where he grew up in. He’s filmed some of his music videos there and doesn’t he have a house there too? I know his networth is millions of dollars. How much money does Detroit need to recover? Are they totally screwed or is there something they can do to not be bankrupt? I’ve never been there but I care about where people live. It could happen to any city. I’m also a huge fan of Eminem and I wanted to know if anyone knows how he feels about this situation. Thank you for answering my questions! 🙂


Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans?

Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans? I have fair credit, 620 score but my bank wont give me one and I prefer online providers any way.


Has anyone received an auto loan through green light auto credit?


How long do you have to wait after you file bankruptcy to buy a house?


I’m trying to buy a new car. i have no credit. who will finance me?

getting auto loan with no credit.


Where can you really get free credit report without needing a credit card?


How do i get to my credit reports?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does a credit score of zero mean??

I have a credit score of zero i have hospital bills that are not paid for and onetime i was denied to open a checking account at chase they needed permission first from someone then they told me i would be able to open one but pay 10 dollars a month just to have a ******* checking account so i was wondering do i have bad credit?? i tried to open a credit card at capital one but i was denied that as well so i was just wondering what credit score zero meant and how to build credit


When renting a house, is it normal for potential landlords to ask to do a credit check on you?

I’m looking for a house to rent, and I want to make sure that it’s normal that potential landlords want to do a credit check on me. I understand that the landlord wants to make sure that I can afford the place, but at the same time, I want to make sure that I’m not being scammed. Thanks in advance!


How do you get a home loan for a house under $60,000?

My husband and I are looking into buying a home. We found one for $53,900 and would like to apply for a loan. We have good credit but a hefty amount of debt and are finding it almost impossible to find a lender especially for such a small mortgage amount… We would like to purchase a cheap house because we figured the monthly costs are $400.00 less a month than renting… And we could pay down our debt faster… Also does any one know if you can pay off unsecured debts with a new mortgage loan? Thanks!


NEED HELP ASAP!! Statement of Cash Flows and Business Activities.?

The statement of cash flows provides information about the cash inflows and cash outflows for a company. It is considered to be a complement to the other three financial statements. A company’s cash flows are generated from operating, investing, and financing activities. 6 Choice: – Operating, Inflow. – Operating, Outflow – Investing, Inflow. – Investing, Outflow – Financing, Inflow – Financing, Outflow 1. Paying commissions to sales force 2. Selling goods to customers 3. Buying equipment for use in manufacturing 4. Selling common stock to an investor 5. Borrowing cash from a bank 6. Selling equipment used in the company’s manufacturing 7. Purchasing goods to sell to customers 8. Buying land for a future plant site 9. Paying back the principal of a loan 10. Paying utility bills 11. Paying dividends to owners 12. Buying a display case for items to be sold



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will I get the tax rebate if I filed for bankrupty last year (2007)?

I am just wondering because it seems that the attorneys are leaving it up to the trustee and I dont think it’s fair if I have to turn it over to the trustee and it’s not earned income. It’s a rebate that the president wants to give. I ask this because my family needs it because the bankruptcy is taking all of our extra funds which I know it does but it’s putting a strain on us.


Why is my maiden name still on my credit report?

I have only had one loan out, and I informed them of the name change. Since then that account has been paid off and is closed. I recently checked my credit report and saw my maiden name was still on it. Why hasnt it changed yet? And when my name is ran with my new last name (for auto loan) I keep getting told I have no credit. Is this why?


Does anyone have a phone number for annualcreditreport.com? I tried to pull my credit report and s/o has pull

my credit report. I need a customer service #, Please help this was the 1st time I have ever went online to pull my credit report.


What are some good, instant-approval auto loan (or PL) lenders?

I just picked up two jobs and I need a car as transportation. Does anyone know of any lenders that gives instant approval loans? i need a car, like NOW. I’ll be applying for the loan alone, no co-signer. I’m 19. I don’t have any credit, but I have two jobs, so all the money should mean something. Please help and provide insight, thank you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Method of Verification by Experian. Don’t Believe It?

I received the results of a dispute for an account (mortgage loan which has been paid off for 3 years) showing 2 60 day late. The lates remained and showed verified. When I called EX for mov they gave me the loan company’s toll free number. That’s when I suspected maybe Ex didn’t verify it after all. I called the company for records of those late payments but they could not even pull up my records since that loan is so old. The lady said there are ways that it could be pulled but it would have to probably be in writing and that there is no way Ex could have verified that info over the toll free number. I got the lady’s name but she is just one of the hundreds of the service reps answering the phones, so that won’t help. What should be my next move. Should I call Ex or write them demanding more specific info on who they contacted? Can they get away with just giving you a generic company toll free number?


How to best sell a car with a lien?

I’d like to sell my car which is a 2009 Impreza. I have a lien through JP Chase. I have some negative equity, but I’m not that worried about that part. I can pay that off at anytime. Now my question is would I be better of trying to trade the car in to a dealership, or should I try to sell it private party? When I called chase they said I could pay off the negative equity, have someone pay the balance, and then they would send the title to the person. This really doesn’t really seem feasible… Is there a simpler way that maybe I don’t know about? Thanks in advance to anyone who post a reasonable response.


Mastercard/Visa Prepaid credit card? Paypal?

ok so, i want to buy points” in this game. and only way is to use paypal/credit card


Is it easier to get approved at a credit union you work for? For an auto loan?

I’m curious because I need a car and I start working at a credit union soon. As a general rule is it easier if you’re a member and an employee? Thank you all


Which bank or financial institutions are offering 100% finance for home loan in chennai and around?

I have a 500sf old home at pammal the plot is approved but the bulilding was not got approved. Now I would like to buy a home loan by having mortgage the old one and get better and spacious home under home loan. I working in a private IT company my net salary is Rs.25000/- Please tell me which bank/financial institution is best to approach?


Can I return a game bought from Amazon to Best Buy?

I bought a game from Amazon but it will take 1 week to ship. Can I just buy the same game from Best Buy and return the unopened Amazon version when it arrives? Would Best Buy know? Thanks.


I recently had to file a chapter 7 bankruptcy. I am currently unemployed and have been applying online for?

a job at several banks. Every time I get a call back from a recruiter for the company or get an e-mail saying I should be hearing from someone at the bank to set up an interview. I never hear anything else from the bank and since I have to sign something authorizing them to do a credit check during the application process I am afraid this is why I’m not hearing from them. Is this possible? I’ve read that it is illegal for them to not hire you because of info on your credit report, if this is true why do they insist on checking it? How would you know if that was why you weren’t hired they certainly would never admit it if it is illegal? I know this is a separate question but the last time I asked a similar question on this website my email kept saying I had a new answer but every time I looked there was no answer to read. When I pulled up my question It said there were four answers but when I looked at the question , only one answer was showing.


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do


What’s the best place to go for my 21st birthday?

Everyone knows that when people turn 21, they want to go to the most popular spot to drink alcohol, party, and have fun. Considering I’m turning 21 years old next year, I would like to plan in advance. With this being said, what’s the best overall spot to go to for my 21st birthday? Downtown Toronto, Ontario, Canada? Atlantic City, New Jersey? Miami Beach, Florida? Opinions would be much appreciated and I’ll choose for best answer, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is equifax’s dispute phone number?

I can’t find JUST the number. It has all kinds of other things along with it.


Why is my maiden name still on my credit report?

I have only had one loan out, and I informed them of the name change. Since then that account has been paid off and is closed. I recently checked my credit report and saw my maiden name was still on it. Why hasnt it changed yet? And when my name is ran with my new last name (for auto loan) I keep getting told I have no credit. Is this why?


Helen, how do I file for bankruptcy to delay foreclosure?

You say you can file, but get it dismissed and not actually go bankrupt? How do I do this? Also, I AM in a judicial state with homestead which is Florida. You say you’d just demand the note. However, I’ve heard from all these Republican bank-loving idiots online say these banks have all the records and we commoners can’t really demand them anyway without an attorney. Is that true? If not, how can I do that now and just get out of this mess? 🙂


Best Store credit card?

I was told to either get a small loan with co-signer which I do not have or a gasstore credit card b/c they are easier to get. However I do not want to make a bunch of inquires to see which one I can get with my fico scores only at 597/597/588 . I am thinking of trying Walmart but am unsure if my score will get me in or not.. does anyone know what type of score they are looking for? I am not looking to spend on these cards just use as I need too to establish credit! Which card would you suggest? if any with my scores the way they are!


Chapter 13 Bankruptcy?

I’ve never owned a house let alone applied for a home loan yet my credit report states that I have a bankruptcy disposition (C, CH-13 Filed) on my potentially harmful information section of the credit report. I know my past landlord was going through foreclosure and eventually lost the house and filed bankruptcy. Is it possible for my landlords bankruptcy to show up on my credit report? I also would like to know how I’d get off my credit report. I


I am a cosigner and I plan on filing bankruptcy, how will this affect me?

I am considering filing for bankruptcy, and I am a cosigner on my mothers house and a lien was put on it for me owing on a different credit card, my questions regarding this are: -How long will I be on bankruptcy? -Can I still use my credit card that I have now and paying every month on? I paid 500 cash for the card (reusing my own cash basically) -I live in an apartment that I pay rent for and I am considering going on government assistance cause times are hard, will I get the help from them? -How will this affect my mothers home that I cosigned on?


Can a payday loan company court order my employer?

Hi, I am using a consolidation company to help pay back my payday loans. One of the lenders is not happy and has been calling my employer. My payroll department decided to do a wage assingment because the lender threatened to court order my employer. I have written a cease and desist letter as well as a revocation letter. Need advice please?




















































How can you get your credit report without joining a club ?

How can you get your credit report without joining a club ?

How can you get your credit report without joining a club ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does anyone has experiences with Global Student Loan Corporation ?

Hey , I’m an international student and I want to study in the states next summer. I was looking for ways to pay my tuition and all the other bills…. Then I saw the site from Global Student Loan Corporation , and as an international student I do not need a co-signer. What do you think ? Is this a safe opportunity to pay the bills ? I would be very happy if someone could give me some advice. Thanks in advance, J.Z


Average ASVAB Score?

What is the average score made on the ASVAB test?


Is a deferment from a loan effects credit score or history?

no pasted links or sites please! Thanx:)


Divorce and bankruptcy lawyer in fort worth tx?

looking for a resonably priced lawyer to handle a divorce and possible bankruptcy. we have 1 child but get along well so there won’t be any big hurdles in that dept. we” accumlated a lot of credit card debt and lost jobs during the marriage. i want a fresh begining but need help with this ending. thanks”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Has anyone ever used a service from the site ‘eloan canada?


Does anyone knows a website that can give me a free credit report?!?

i went to free creditreprt.com they charged me 5 dollars through paypal i use to log on for free


How much credit do you get from financing a car?

I bought a car feb 2008 and haven’t made any late payments or anything. I also have made double payments at times. I was wondering how much credit ill get. The payments were for 36 months. I own a little over a thousand. I also have a credit card and am very respondsible with it so how do I know how many points you get per each.


How can you get your credit report without joining a club ?

How can you get your credit report without joining a club ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you drop your bandruptcy after you file.?

I have filed for bankruptcy and just found out I am going to get a settlement from an insurance co. that will pay my creditors. I don’t think it has been filed in the court system yet. Can I drop the bankruptcy?


Are there better sites for good deals on home stuff than Overstock.com?


Credit Card Charges? Porn???

Hiii, Last month my partner and I visted an online adult website! This was a one off and we took up some two day trial which was cancelled within two hours after registering- not really our thing. However, this website signed us up for a number of other websites without our knowledge that have billed us a few hundred dollars without our knowlede. The transactions descriptions on the credit card do not tell us the websites and nor provide enough information of the billing company to cancel there ongoing subscriptions. We would just like to know if we cancel our card or change the numbers will this stop them from repeastedly billing us? Could this even be classified as fraud as it was without our knowledge and we only signed up for one website not several? Any help would be greatly appreciated. Also if anyone knows what billing company AMACCESSORG? Thanks heaps!


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company


When should one consider filing for bankruptcy?

I just received a notice from my credit card company telling me that my minimum amount due has increased. Actually, it has more than tripled. I called the company to see what alternatives I had, but there are no available options. Well the amount is beyond ridiculous and I couldn’t pay that amount even if I wanted to. So I arrive at my fork in the road. Do I consider filing bankruptcy and if so, which one?


How much does a small used auto loan impact my credit?

I am about to buy a 2003 Honda Civic from my uncle for approximately $10,000. I had intentions of putting down 5,000 or 6,500 dollars (depending on what I sell my current car for) and take out a small auto loan for the remaing 3,500 or 5,000 for about 36 months. The rates I am finding are not as good as I would have hoped, through no fault of my own. I am 24 and haven’t done anything that would have given me bad credit. I pay back all my bills and whatnot. Am I better off just buying the car outright (I can afford it) or taking out a loan for the sake of taking out a loan. I’ve heard a few times that a small loan really helps your credit.


Where can you find free stuff online without using a credit card?


What day will i get my ssi check this month?

I get ssi disability n get direct deposit. I was inquiring since the 1st is on a Sunday when will it be direct deposited?


How can you get your credit report without joining a club ?

How can you get your credit report without joining a club ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the rules/policy for bankruptcy?

does any one here knows or has any idea what u need now to file for bankruptcy . ?


Anyone have any suggestions for debt consolidation?

My husband & I have a large amount of credit card debt & in the economic times right now it is getting very hard to pay them & make a dent in the balance other than just paying the minimum payment, if we can even do that. Does anyone have any suggestions for debt consolidators? Have you used it yourself? Are there fees? Details please, Thank You!


How much will a missed payment hurt my credit score?

I recently just missed a payment of $11 on my credit card by 5 days. I usually get email reminders but my email was down so I didn’t get one. I remembered that I usually paid my credit card bill around this time but by the time I realized it I was 5 days late. How bad will this hurt my credit score? I’ve had the card for two years with no missed payments until this one.


Mortgage: How much do we need to make for $60K mortgage?

We’re interested in a house at around $55K. 1). How much would need to make annually to qualify (we have no debt on our credit cards, are current home owners etc). 2) Our credit is far less than stellar, what’s our best bet for pursuing a mortgage? Thanks for your help!


What is a good site or a good way to get all three of my credit reports for free?


What is the interest rate for Alaska Airlines Credit card?


I has a payday loan that I did not pay, what can they do to me?

Can it be theft by check or what? I have some law office calling giving me all this theft by check info. are they just bluffing or what? I cant pay it right now?!?!?!?!?!


Asians have to PAY MORE for CAR Insurance? because they’re Asian?

I heard today some people talking saying that if you’re Asian you have to pay more for car insurance because the insurance companies have proven that Asians get into more car accidents? They were also saying that if you live in a city that is heavily populated by asians you alsohave to pay more for car insurance. Is this true? just extremely curious, i couldn’t believe this when i heard it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you get a home loan for a boat if you going to be living on the boat?

im thinking about buying a boat and living on it instead of a house , but i was wondering if its possible to get a type of home loan for a boat that will be a home….if that makes any sense


Getting a personal auto loan with an existing auto loan out…?

Hey, I have an auto loan right now for a used car. I am going to be selling this car when I get a new truck but can’t sell it first as I need it for work everyday and can;t take the chance of not getting a vehicle. I found the truck I want through a private owner and wanted to get a loan for it and buy it than sell my car I have now. I am 22 years old and have good credit…paid my car payment through direct withdrawl on time every month for over a year, paid off students loans, paid on credit cards every month, and stuff like that. The loan I am asking is for the same amount I purchased my car for. Do you think it would be a problem for me to get the loan as I already have one out, or is there any tips for me to help get this loan or any advice. Thanks alot!


Can they repossess my car if I only owe $730 on my auto loan?

I will pay it soon. I just do not have the money now.


How To/Advice On Obtaining An Auto Loan For A Business?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto loan at 18- how can i get it?

Im 18 and have 4 store credit cards, ive only had them for 4 months and i went for an auto loan today and i wasnet approved cause i have no auto score? what does that mean? how can i get a car loan without a cosigner, how long do i have to wait? if i pay my credit cards for about another year can i then get approved? my crdit score is high so i was confused.


How can you get your credit report without joining a club ?

How can you get your credit report without joining a club ?


Auto loan at 18,000 at 18% for 48 months?


Payday lenders are threatening to prosecute me for fraud can they do this?

Back in 2004 I got a few payday loans and I guess I got more than I can handle. In early 2005 my bank forced me to close my account, and I had to take out a loan through them to pay them back. So after that I opened a new account and had my direct deposit changed. Now I am getting phone calls from these places threatening to pursue criminal charges because they have my social security number in a database, and that a warrant was going to be sent out for my arrest? Then they ask me how I want to take care of it, of course I make payment arrangements. I am afraid of my phone ringing because now that I am paying these people I can’t afford to pay any more other ones until this one is taken care of. If I can’t pay can they have me prosecuted? I am scared that if I don’t have the money that I am going to go to jail, what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of a bank that accepts out of state cosigners for an auto loan?Im from NY cosigners from ILL?

Most big dealerships tell me that theyd do the financing for me and overnight or fax the papers over to my Aunt so she could sign and then return them back. I found a car at a smaller dealership now that works with the banks around them but does not offer their own financing. He said itd still be no problem and the banks wouldn’t mind but after 2 days, hes still at a stand still. The banks are saying shes out of the lending area” and if she were to be a little closer it would be no problem. Another bank said they accept out of state cosigners to a distance but only up and down the eastern coast. This Makes me believe that different banks having during lending areas


Is Bankruptcy the Only Option For Us?

My husband and I have $50,000.00 in credit card debt. $40,000 in my name, and $10,000 in his name. We are current on the payments for now but can barely make the minimum each month. Even if I can keep up the payments I have decided that I don’t want to. We are getting no where and figured it will take 30+ years to pay it off the way we are going. I have talked to a bankruptcy attorney and he said he wasn’t sure if we would qualify for Chapter 7, he could file it and it may go to Chapter 13. I’m trying to decide what we need to do to get out of this and move on with our lives. I have talked to the consumer credit counseling and they said there was nothing they could do for us because our interest rates were already good and that is all they do is lower the interest rates. Their consolidated payment plan was more than we are paying now. We have a house that we moved out of and are renting to cover the mortgage that we are trying to sell. Any money we make on it has to pay back my mother that we owe $8300 and my work that I owe $2800 to. We are currently living in my grandmother’s garage apartment rent-free but it is a musty, moldy, drafty shack and I think it is making us sick. We have to get rid of this credit card debt so we can move on and afford a better place to live. Any suggestions are helpful. This is what I’m thinking about but bankruptcy is a one shot deal so I want to make the most of it and choose the right thing for us. 1. I could just file in my name and leave my husbands credit so we can get an apartment or something but would still be left with his $10,000 in credit cards. 2. We could both file and both have bankruptcy on our credit. 3. I could try and get some of his $10,000 onto my credit with balance transfers and then wait 90 days to file. I’m afraid we wouldn’t qualify if he didn’t have any debt though.


I’m desperate to find a loan shark in northampton. I need £40,000?


Is 4.75% a good 30-year fixed mortgage rate at this time (December, 2013)?

I’m currently paying 5.75% on a $310,000 mortgage. My credit score is 648 and I’ve paid all of my mortgage payments on time.


My bankruptcy case was reopened?

I filed BK(Bankruptcy) in October of 2009 and I am receiving mail stating it was reopened in June of 2010. Why? My lawyer is a dick face and avoids me. I am in California now(moved here) the BK took place in Ohio. I need help!


Mortgage for Prefab House?

I have an appointment with nationwide in a couple of weeks to set up a mortgage (already looked around for one, Nationwide was the best for me), but i have just found out the reason the house I want is cheap is because an offer someone else put on it was rejectected by their mortgage company because it is prefab. will this effect me getting a mortgage on it? i have 10% deposit and the house has had a structural survey in the last month proving it is fine asking this question now as i want to know if i need to start looking round mortgage companys again


I have an auto loan question?

My dad signed,and I co-signed an auto loan. He recently past away so it hasn’t been reported yet. What will happen when it is?


How to come up with emergency cash?

I was working at a new, small family-type restaurant and business turned out to be much worse than expected. So with me being the highest paid, I was let go a week or so ago. I’ve been job searching and going on interview after interview, but to no avail. I tried to file for unemployment but do not possess the necessary documentation. I’m stuck in a rut and I don’t know what to do. I will most definitely continue to aggressively job search.. but is there any way I can come up with around $500 quickly? Losing my apartment is not on my list of things to do for the holidays. I really need some good ideas fast. I’ve posted listings on CraigsList offering misc. services for under-the-table pay type jobs. I need cash in my pocket now, I can’t wait for a paycheck. And while I appreciate the funny stuff as much as the next person (no sarcasm there, I love this site :)), I’d really truly appreciate even more some legitimate answers. This is a painful and troubling time for me.


What is a good down payment for a $16,000 car?

Emma F, you make a lot a sense.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there anyway to find out what collection agencies I owe without looking at my credit report?

I already got my free yearly credit report about four months ago, and I am wondering how I can find out who I owe since I really don’t know. There are some I owe who have not contacted me in months. I’m considering either consolidation or bankruptcy, so I need to find out soon.


How can you get your credit report without joining a club ?

How can you get your credit report without joining a club ?


Bad credit loan question. www.creditandloans4u.com?

should i do a loan with www.creditandloans4u.com i have bad credit?


Who offers mortgages to people who have only been discharged from bankruptcy for 1 year?

I did not see a previous answer…


Who is more trust worthy, private sellers or car dealers?

I’d rather buy a car from a private owner becauses so far every dealer I’ve met overprices and won’t let me leave. Oh


Filed bankruptcy 2 yrs ago…is it possible to buy a house???

2 years ago I filed banko and I have built my credit to where it’s okay, I was able to get into my own place with a decent credit check and before there was no way anyone would rent to me. I have some way to go before its great but Iam realy thingking about investing and I am pretty young and I know it takes time to make money. I am seriously looking into buying a house and renting it out but I need some advice…where do I start? should I get a loan to purchase a house, fix it up and sell it for profit? finance it and have rent to help pay the mortgage and if so how long would that take before I actually started making profit? This most likely sounds amateur and this is why Im here asking for advice. Thank you for your help.


Does anyone know of a Auto loan company that will finance someone with bad credit?

My credit score is Dismal (<620) due to illness 4 yrs ago. I have had no late payments since, I even have an existing car lease for 38 months with no late payments. However, my lease is up and I do need a car. I tried Honda Financial and got denied. I make an significant amount of money and have been employed for the same company for 12 1/2 years now.