Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Anyone know of a reputable place for me to check my credit report online for free?

Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I quit my job would it affect my bankruptcy?

I’m not looking to move” before I have a job lined up. I have had some interviews and submitted applications down in Oregon. I would have a place to live and stuff down there since I know friends down there. It’s just I’m afraid if I put my notice here to quite if I did find a job that that my jepordize my bankruptcy.”


What’s the best hair straightening cream/balm?

What’s the best hair straightening cream? Not a relaxer but something I can put after I shower to straighten my hair. Something that doesn’t leave flakes or make the hair stiff.


What is the best way to use the 2009 HomeBuyers $8000 credit as a down payment type of payment?

Details on the Missouri Tax Credit Advance: MHDC makes a second mortgage to the homebuyer at the time of closing worth up to 6% of the home purchase price or a maximum of $6,750, which is used to cover downpayment and closing costs. The tax credit advance loan is paired with MHDC financing for the first mortgage in the form of a safe 30 year, fixed rate mortgage (both mortgages must be applied for through a participating lender). The homebuyer then files for the federal tax credit and uses the credit refund to pay off the MHDC tax credit advance loan. If the tax credit advance loan is paid off by the designated deadline (no later than June, 2010), the homeowner pays no interest other than a modest servicing fee. If the tax credit advance loan is not paid in full by the deadline, principal and interest payments to repay the loan over 10 years begin automatically.


I have paid off my credit card debt but I just got a student loan.?

I have not started paying for the student loan. I am scheduled to start making payments on it when I finish school. My FICO score is 679

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Best way to sue credit bureaus for reporting inaccurate information?

gerrytoo – you are wrong – you dispute wrong info with both the credit bureau and the original creditor. They both have obligations under the law which they are supposed to meet after you do this. If they do not meet these obligations (one of which is proving you owe the debt and that it is reported correctly – this is THEIR responsibility, NOT yours!) – they are breaking the law, and they do it CONSTANTLY. If more people got informed and stood up to these criminals in court, they wouldn’t think they can get away with breaking the law millions of times a day!


How can i get a free credit report?


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What caused Mortgage Crisis (10 pts to best answer)?

I want to know WHAT CAUSED THE ADJUSTABLE MORTGAGE RATES TO GO UP IN THE FIRST PLACE>


I have bad credit and I need a 30k loan?

my son and I are in a bad living situation right now and need to move asap, the only thing is i dont have the money i need to move right now, i have a good job and i make good money but it would take a year or more before i could afford to move, so im looking for a 30k loan so i can move now and just make payments on it each month which would be the money i would have been saving to move. I dont have anyone we can stay with or any family or friends to help, i dont qualify for any state assistance because i make to much money. Where can I get a loan like that with my bad credit?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


After bankruptcy can you immediately get new credit cards, and how long does it take to buy a house again?


What does an Experian Vantage score report of 781 correlate to in terms what what my credit score is?


Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


My credit was bad a score of 619. Now for the past 6 months I have caught up?

on all my bills. (The reason I was late was due to my hours at work were cut). Now i have more hours. When can I apply for any credit card?


Can I have a cosigner on an auto loan from out of state?

I don’t have enough credit to finance a car on my own, and I’m surrounded by people with bad credit. If I go to a car dealership with information or a person and an address to get information from, can my cosigner be from out of state? It’s my grandmother, I live in Texas, and she lives in Nevada.


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any such thing as a 5 year fixed rate mortgage?


I want to get a credit card, but don’t know which one…?

I currently have no line of credit and want to get a credit card. I don’t know where to begin, so any advice on a good beginning credit card would be great! How much credit should I expect to initially receive?


Question about medical bills and bankruptcy?

Over the last 2 years I have been in and out of hospitals, 11 hospitals to be exact. Even after insurance I have well over $60,000 in medical bills. At one time I applied for medicaid, and they wanted all of my bills, the original, they wouldn’t take copies. So I sent them in and never got them back. Now I remember what hospitals I was in, but alot of the hospitals have outside doctors and radiologists and such that will charge you an outside fee. I do not remember who they were, and they have stopped sending me bills. I have all different collection agencies calling at all different times and I am just a mess in the sense that I have no clue anymore who I owe what to. So my question is, is there anyway that it can all be pulled up on the computer? My mom said when she went for bankruptcy that all of her bills were pulled up on a computer and she did not need the bills. Is this really possible? I am considering bankruptcy so I’m trying to get all my bills in order but I have no clue what I’m missing, I don’t want to go through the bankruptcy and find out after that I missed some and I still owe them money.


What is the best xxx game sites that don’t require credit card or flash player?


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Amscot cash advance?

I had got a cash advance. I was stupid an kept getting extintions an it ended up over drafting my account on a monday an i had the money thursday it took it out of my pay check. I was wondering if that meant it paid it off an im good an don’t owe anything..i just want to know beacuse i paid it all plus my overdraft fee. Im just confused. Lol please help.


Can I pay my Canada National Student Loan online?

Is it possible to pay my National Student Loan online through my financial institution’s online banking service? If so, where do I find the account number for this payee?


Auto Loans–what is a good credit score?

I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are loooking for people like me to make money with high rates on loans but what should mine be so they don’t screw me? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! The FreeCreditReport.com song is stuck in my head!?

It’s stuck in my head and I would stick a screwdriver in my ear if I thought it would help! My boss and I play this game where we try to get the worst songs stuck in each others heads, I thought I won with Now I can’t get a loan


Refinancing Auto Loan?

I bought a new car in November 2009 and financed for 7 years @ 7.29%. I have been paying an extra $50 a month to try and pay it off in 6 years. I found out I can refinance my loan @ 5 16% for 60 months meaning I can pay my car off in 5 years and 9 months. Is refinancing really worth it in my case seeing that I will be able to pay it off in a little over 6 years without refinancing? I’m stumped on this one…please help!


If my auto loan is paid in full, do I get any of the interest already paid back?

My car was a total loss. Insurance paid it off, I have paid a little over $1000.00 in interest.


If I miss a car loan payment by one day is it considered late? Is there any kind of leniency?

I pretty much got effed, my loan payment fell on a funny day and I dont get paid til the day it after it is due, I guess worst case scenario I could pawn something.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


Anyone know of a reputable place for me to check my credit report online for free?


May i obtain an online payday loan using just a debit card?

I need the easy payday loan that not require bank statement info and I have only debit card anybody know where can i apply?


Where is free credit report without membership?

where is free credit report without membership? I am sick of these small print websites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


Should i contact the FTC? about a payday loan company?

the FTC is really cracking down on payday loan companies in my state, going as far as shutting many down and trying to get rid of them all together. well we have an installment loan it was due a few days ago, we told them many days before it was due we were not able to make the payment. they told us we have to pay, no exceptions, we need to beg borrow and steal to get the money to pay this. well in the contract it states if you are paying more than 10 days late a $10 late fee will apply” meaning you ARE in fact able to pay late am i right? and i brought this up to them and they told me it doesnt apply to us! i mean it is in the paperwork


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?

im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4-5 year loan for $13,000?


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Should I pay off small medical bills to improve credit?

Will it help my credit score or credit rating if I pay these medical bills off? Or will it even help?


If you are married can one person file bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mike Tyson’s Downfall?

First of all, I am a big Mike Tyson fan regardless on what others have to say about his attitude, behavior, or negativities. My major question is why isn’t he regarded as one of the best ever? I heard he is now bankrupt…is that also true? If it wasn’t for all the criticism he received during the height of his career…would he be considered a legend? I know Mike Tyson was a pretty crazy thugged out individual but what made him do what he did to be criticized from commentators alike


Anyone know of a reputable place for me to check my credit report online for free?


Which bank provides the best home loan in malaysia?

assuming paying for 30 years.


Does anyone no of a loan Company that will give loans out with bad credit?

Thank you for the responses. I am from the UK so i most probally have to be a lender form the UK. Thanks


Why do people get second mortgages?

What would cause a person to take out a second mortgage on their home?


What is the difference between chapter7&13 bankruptcy.?


Sir.my monthly income Rs.14000 also i have no any property can i get home loan?




















































How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I know there is a website where you can check your credit report annually for free? Anyone know the website?


Loan question(just asking in advance)?

how do you get a loan? and how does it work? what do you need? whats down payment? and how long can you pay monthly? and other essential facts i should know


How much would I pay monthly for a 18k car?

It’s a volkswagon cc sport I’m putting 1k down and idk about my interest rate 2.99 I think


Bankruptcy on all my dept?

i want to know if any one has gone into bankruptcy? what is all involved ? can i save my home ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Farming types in United Arab Emirates?

i have a project on ‘what are they types of farming in Unied Arab Emirates’ but i cant find any info. . if anyone knows i good source of info about that pls post an answer. (types of farming ex: like cattle farming, dairy fariming arable farimng etc)


OSAP HELP: How much Loan Will I get And For WHAT? HELP NEEDED ASAP?

hi, I am a grade 12 student, and i planning to go to waterloo university for either chemical or geological engineering. Osap is one thing I have never understood. I am actually planning to stay at residency in waterloo since it’s like more than 40KM from my home.. Now, my parents are considered in the poor range, and they have a salary of approximetly 15000 $ each contributing to a total 30000$ income per year. The program I want to go in requires 5 years of study with 2 terms. Total study period in each year is from sept – april. Can someone tell me how much Loan I can get from OSAP? And One more thing, does OSAP fully cover residency cost? If not, how much will I have to pay? I actually went to this OSAP estimatior website and did all the thing it wanted it me to do. At the end, it gave me these numbers: Estimated Expected Costs For Your Study Period : $23,743 Estimated OSAP Funding For Your Study Period : $15,947 Estimated Total Student Loans:$12,240 Estimated Ontario Student Opportunity Grant: SUBTRACT: $4


I want to get credit report. What credit report service is the best value?


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We filed bankruptcy in 2001 and it was finalized in Feb 2003, Regarding 1099C?

Since the bankruptcy has finalized we have received 1099-c from 2 of the creditors. Both of whom got the house and semi-truck back, per the Chapter 7 agreement. Each time they filled out the 1099-C’s out wrong etc etc. If we filed bankruptcy why are we having to file and pay taxes on something that had been forgiven in a bankruptcy. Right now everything is on hold with IRS for year 2003, they say they did an audit and that we owe over $10,000 in taxes (they say they never received the corrected 1099 showing the $ amt to be 0, but they received the corrected 1099-C in 2004) We have the corrected 1099-C showing $0, the tax advocate has the case right now, to keep them from garnishing our wages. I know we don’t owe this money. Are we supposed to report the 1099-c marked bankruptcy or what? We have just been notified that we have another 1099-C for 2006 on the home and land we gave back in the bankruptcy alas again the 1st one was done wrong so a corrected on showing the bankruptcy


I have bad credit 590. How hard will it be to qualify for an auto loan?

Im 27 years old and I have pretty bad credit. Most of the charge offs on my credit file are about 3-5 years old. Ive been paying some of the accts little by little but I still have delinquent accts that total about $6,000. I did take out a secured credit card from BofA. I make about 40,000 a year and I have no bills besides my rent and cell phone. Im looking for a loan of about $15-20k. I already know my interest rate will be high which is fine. Any recommendations on what banks, dealer financing co. (Honda Finance Inc, Toyota, CarMax…etc) have special financing programs? Or since I do have a credit card thru BofA will it be easier for me to go thru them? Thanks for all your answers


Where can i go for a free credit report on myself, without having to join a membership?


Where can i find my credit score online for free without having to pay a dime?

i just wanted to see my credit score on line but don’t know where i can find it because every where i look its pay this to see you’re credit can some one help me please?


Is a 9.5% fixed rate APR a good rate for a credit card?

My bank (credit union) offered it to me because my credit score is just a little over 700. 9.50% fixed rate APR No fee for cash advances No annual fee $10,000 limit She said having it will actually help my credit score even more if I don’t go over 50% of my credit limit. Is this a good deal for a card, or should I look elsewhere? If so, what do you suggest?


Public Records Reading- Mortgages, Do home equity loans show or just reverse and second mortgages?

Are we saying that a home equity loan automatically shows as a lien?


Where can I look at both of my credit reports for the least amount of money?


What are the best DVD discs for burning Wii games?

I’ve been using RiData DVD-R any they play ok, but time to order some more so I was wondering what is considered the BEST discs for Wii games? I mean a) brand and b) -R or +R ? Also FYI I use the inkjet printable.


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where or who do i call or talk to to cancel my annualcreditreport.com account so i’m not charged for it?


Applying for a credit card. . .?

When you apply for a credit card online and they tell you that you will recieve info in the mail about your request that usually mean you have been denied, right? Because thats what they told me but I dont understand bc my credit score is a little over 700, whats up with that?


If I file bankruptcy?

Not the 3 credit agencies you know those 3 places that send away to for your credit reports? Them, will they give out my info?


Is a light credit check the same as a full credit check?

ie what have they done in the past and can they be trusted, or is it more of a formality


The term open bankruptcy”?”

right..it will show for 10 years but is it considered closed” when you get your discharge papers from the judge….”


Can you file for bankruptcy while fighting a foreclosure?


How to buy a car with no credit/co-signer?

I am looking to buy a car somewhere in the price range of 6000-9000 dollars. I currently have 2000 for a down payment but I don’t have any credit and no one to co-sign. I make around 1300-1400 (my hours are a little different every week) a month before taxes and I have worked for the past 4 years. I am 20 years old and a male I have never taken a loan out for anything so this would be completely new to me, is it possible for me to take out a loan for a car with no credit/ co-signer?


What is the best website for accurate apartment reviews?

I am looking for apartments in the North Dallas (TX) area and I feel like every apartment I look at has the most horrible reviews ever. I get that some people have higher expectations of apartments, and that sometimes managers post anonymous” positive postings. Has anyone found a site with reviews that pretty well reflected the apartments you looked at or moved in to? Just feeling a little overwhelmed right now.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Unsecured bad credit loan? im looking to consolidate some credit card debt?

are there any places out there that can help me with a 12,000 loan? i would just rather have one payment than 4 or 5. i can handle the payments im trying to make it easier because i keep forgetting the 2 until the last minute? anyone know of any that will do it with a 600 credit score?


HELP, Everyone tell me to go to annualreport.com to get a free credit report. That place doesn’t exist,?

When I go that that site, it tels me that page have been moved or is out of service. Can you tell me where to really go to get me free annual credit report?


I need some help Im filing for bankruptcy!?

i was wondering im filing for bankruptcy and im going to file it by myself without and attorney but im needing to find all of the correct petition papers for filing and all of them that i need for filing a chapter 7 what website can i go on to find them or what software do i need i really need help


What does non-purchase money” mortgage mean?”

If non-purchase money” is listed under mortgage type – how was that property purchased? TIA”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What site provides a secure & nonfraud cash advance loan?

push came to shove and I need a payday loan. Anyone know a good one that is QUICK AND EASY and will not direct me to a bunch of other lender” pages..or bombard my screen with other offers — AND is real & legit…for a payday cash advance that will apply for people with not so great credit in the NY area? Thanks…serious replys would be appreciated.”


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!


How do I get an auto loan?

I have good credit score, 707, a stable job that pays ok, but I have massive med school loans. My car died and now I cant get a loan? What am I doing wrong.


Selling a vehicle on installments (lien form or promissory note)?

My question is- is it better to use a lien form or a promissory note? I am definitely going to use one- I was just asking opinions of which is better.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy Question?

Ok so I have 2 questions… 1.) Can you decide to include your car in your BK AFTER you have already signed your BK paper work? 2.) If you have already signed your BK papers and did not originally want your car included and you default on your loan will it get automatically rolled into your BK or will they come and get it as a Repoe (sp?)?


If your approved for a auto loan do you have to put a down payment down?

What all happens after your approved for a auto loan? Do I have to have a the money for a down payment?


My credit is only 596, is there a credit card that I can get where you don’t have to pay like $200 for it?

I want one to improve my credit and they all say i have to pay for one. Is there one that I don’t have to pay anything for? Please let me know. I would greatly appreciate it alot


Are there any third parties that can help with student loan consolidation?

I have been using the online services of the federal student loan database as well as my various student loan servicing departments and am coming up with confusing and contradictory information from the various official and private websites, making it so that I am unable to enter the right info on my consolidation application. Is there anyone I can pay to help me make sense of it all? I know new laws about 3rd parties have come into effect, but I do not know what they are or how I can make sense of the incomplete info I find on the supposedly comprehensive student loan database (missing account #’s, interest rates, loan servicing phone number and addresses, etc.). Please advise.


Question about filing bankruptcy.?

I know it sounds crazy but I don’t even know who all I owe money to at this point. I DO know that it’s in the thousands. How would I go about finding out who all I owe money to so that way when/if I do file bankruptcy, I’ll have all debts included. Thank You!


Will paying off auto loan in 3 months affect first time home buyer mortgage?

I made $12,000 Auto loan 60months 5.75%APR 3 months ago. The car sales man told me that they had to do 5.75 instead of 5.50% because I don’t have any loan history at all even though my credit score is 750. Now I have money to pay off the loan but I am afraid it might affect the home mortgage if I want to buy a house in a year or so if the same theory applies. Please let me know if I should pay it off now or pay large amount first to avoid paying too much interest and paying off smaller amount in next 9 months to make it 12 months payment?


I think I’ve been scammed, should I cancel my credit card?

I authorized it over the phone. How can I cancel? They will still charge me the fee


What are the chances of getting a loan from a credit union when you have bad credit?


Discover personal loans-scam or what?

I got loan approval from Discover and am still worried about consolidating my credit card debt…they say my apr is fixed…is this loan basically a gimmick for the credit card company? Thank you for any information.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to claim from bankruptcy?

I bought bathroom vanities etc from a company only to find out that they have moved shop taking my money with them and no vanity is there away i can track them done. the owner of the building has no clue other to say he thinks they went bankrupt


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!


How do i get a free ancestry thing no credit card or anything?

im trying but there all like credit card so i exit and try to look for a new one


Chapter 7 Bankruptcy advice?

Hi I am considering filing chapter 7 bankruptcy but wanted some advice. The circumstance is as follows. I am currently unemployed. I fell behind on my car payments due to being unemployed and my car was just repossessed. I now have a repossession on my credit report. I owe roughly $6000 in credit card debt, $3000 in medical bills, and i will have a deficiency judgement against me for my repossessed car for about $4500. Since my credit is already messed up and i am unemployed would a chapter 7 be a good idea for me so that i can start over and get a clean slate. Thank You


How much down payment needed for 200k business loan?


How to calculate home loan interest accrual?

For my home loan let’s say the amount I borrowed was 450,000 and that my interest rate is a FIXED 5.5% , this loan is compounded monthly and the term is 30 years. My monthly minimum payment is 2,555.05, if I only pay the minimum payment each month then in 30 years I will have invested $919,818.00. What I am trying to calculate is how much interest in dollars is accruing each month on the loan (since this will change with the balance, use month one as an example)? The second part of my question is how much money do I have to pay over the minimum payment to pay off the interest that is accruing each month, that way my payment comes off pure principal. Please only the experts answer, I will select a BEST ANSWER” response


Which bank is the easiest to get a credit card from?

i dont have great credit and had issues in the past regarding my credit i have been working on it and have been paying off all debt and doing relaly good now so which bank is the easiest to get approved from and i dont need a really high limit but i do need a low interest rate




















































What’s the best place to go for my 21st birthday?

What’s the best place to go for my 21st birthday?

Everyone knows that when people turn 21, they want to go to the most popular spot to drink alcohol, party, and have fun. Considering I’m turning 21 years old next year, I would like to plan in advance. With this being said, what’s the best overall spot to go to for my 21st birthday? Downtown Toronto, Ontario, Canada? Atlantic City, New Jersey? Miami Beach, Florida? Opinions would be much appreciated and I’ll choose for best answer, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where a real online loan place where i can get real loan that just want keep sending me to different sites

i search for a loan and applied for one but the ones i applied for keep sending me to different loan sites i just want to know is there a real online like a regular loan place i would see in a city


Dose any body know how much it cost for a credit report, in washington cant get a free one and try to go?

thanks i did that at the being of the year i need an updated one… but i dont know where to go!


Which website for free credit report? Please show me. Thanks?


I took out a payday online loan for $1500?

lost my job and my checking account I cannot pay back. what legal actions can the loan company take

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Countrywide Home Loans – Mortgage Forgiveness Debt Relief Act of 2007?

I am trying to complete my income taxes and I had a foreclosure in 2008. The Lender was Countrywide. I never received any paperwork from Countrywide stating the debt was forgiven. Does Countrywide report a 1099-C and why haven’t I received a copy yet? Seeing as through Countrywide is the worse lender…. Does Countrywide even forgive the debt? The house is worth probably $50,000.00 and I owe then at least $125,000.00. That would mean I could be taxes on $75,000.00? Does the Mortgage Forgiveness Debt Relief Act 2007 discriminate against what type of loan, interest rate and income you had?


For using Capital One auto loan, if you co-signed the check….?

do the second applicant (cosigner) need to appear at dealership


How do I sort out my credit scoring?

I am 25, I have awful awful credit scoring and this makes things worse. The more I am not allowed credit cards and overdrafts, the worse things get. I need simplistic bullet point advice on how to raise my credit scoring! NO STUPID ANSWERS THAT MAKE YOU FEEL BIG AND CLEVER – THANK YOU.


What’s the best place to go for my 21st birthday?

Everyone knows that when people turn 21, they want to go to the most popular spot to drink alcohol, party, and have fun. Considering I’m turning 21 years old next year, I would like to plan in advance. With this being said, what’s the best overall spot to go to for my 21st birthday? Downtown Toronto, Ontario, Canada? Atlantic City, New Jersey? Miami Beach, Florida? Opinions would be much appreciated and I’ll choose for best answer, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to pass the background checking for the job offer?


My house is pending on home loan. i lost my job. What do you think gone happen to me wit the loan proces? I only have 1 more and i get house?


My sister filed bankruptcy on credit card debts.?

What will happen to all the money she owes?


Foreclosure and Mortgage Relief Act Question?

My home foreclosed on 10/31/07 in Phoenix, AZ. I moved out of my home a week before the foreclosure date. I received a 1099-A form for Abandoment of Property. I owe $70K+ in taxes due to this! Am I still eligible for the Mortgage Relief Act? I read up on it and it only references 1099-C which is a Cancellation of Debt. I understand that I have to file Form 982 with my tax return, but am I still eligible to do so? How is this going to affect me. Did I hurt myself by moving out rather than being kicked out of my home a week before my foreclosure date? What should I expect to prepare myself for this debt. Can I claim bankruptcy if I’m not eligible for the Relief Act? I owe more in taxes than I grossed last year! Help!!


Can i refinance and auto loan after 6 months for a better apr?

I got approved for a used car with a very high APR of 21%. I am thinking about taking the loan b/c my credit isnt the best but using it to help build my credit and then refinancing it. How soon after can i refinance my loan and will i get a much better apr on the car?


Can I repay my student loans early?

So I am in school now. Being fortunate enough to get out of school with a degree that will pay well I expect to have all of my loans (probably about 30K) paid back in one to two years. But I was reading into the information for stafford subsidized and unsubsidized loans student loans and I don’t see anything about early repayment it is all about 10 and 25 year repayment plans. So can anyone give me any info about early repayment? With references if possible.


Installment Note – accounting help?

Entries for Installment Note Transactions On January 1, 2014, Parker Company obtained a $125,000, four-year, 6% installment note from Clark Bank. The note requires annual payments of $36,074, beginning on December 31, 2014. Hint(s) a. Prepare an amortization table for this installment note, similar to the one presented in Exhibit 3. Round the computation of the interest expense to the nearest whole dollar. Enter all amounts as positive numbers. (Note: Due to rounding, the 12/31/2017 Interest expense is provided.) Amortization of Installment Notes For the Year Ending January 1 Carrying Amount Note Payment (Cash Paid) Interest Expense (6% of January 1 Note Carrying Amount) Decrease in Notes Payable December 31 Carrying Amount December 31, 2014 $ $ $ $ $ December 31,2015 December 31, 2016 December 31, 2017 2,042 0 $ $ $ b. Journalize the entries for the issuance of the note and the four annual note payments. For a compound transaction, if an amount box does not require an entry, leave it blank. 2014 Jan. 1 2014 Dec. 31 2015 Dec. 31 2016 Dec. 31 2017 Dec. 31


Im broke and need money fast to pay bills help?

Im broke and need money fast to pay bills help


What’s the best place to go for my 21st birthday?

Everyone knows that when people turn 21, they want to go to the most popular spot to drink alcohol, party, and have fun. Considering I’m turning 21 years old next year, I would like to plan in advance. With this being said, what’s the best overall spot to go to for my 21st birthday? Downtown Toronto, Ontario, Canada? Atlantic City, New Jersey? Miami Beach, Florida? Opinions would be much appreciated and I’ll choose for best answer, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long after mortgage is signed can you leave your job?

We recently bought a house through an FHA program, and we needed both mine and my husband’s income to qualify for this house. At the time of closing, two weeks ago, I was still working full-time. I started graduate school full-time and I have since left my job (technically I’m still there due to some vacation I’d accrued that I’m using). Today, I get a call from my mortgage lender requesting employment verification to make sure I’m still at my job.” Is there some reason that I need to still be at my job after the papers are signed? As long as we are paying our mortgage on time


What to do when you have to file for bankruptcy AND are on medication?

This is more for my friend… She is in the middle of filing for bankruptcy, has horrible credit, and no money… She is also on psychotropic medication that she has to take, and I’m worried about her if she can’t pay for her medication.. What do you do in this situation?


An objected having a temperature of 300K would be best observed with what kind of telescope? A Microscope?

An object having a temperature of 300 K would be best observed with an _ telescope. I personally think it’s a microscrope. But then again I’m probably wrong.


My credit card account was closed what does this mean?

i’ve been having some money problems. i’ve been in school and working part time and getting student loans. i just graduated and i’m having trouble finding a job and i have no student loans coming in so i have to survive off my part time job right now. (i have a job interview next friday, i am looking) my credit card was overdrawn and i missed a payment. i was sent a letter that i needed to pay a certain amount to have it not overdrawn and i paid that, so i wasn’t over anymore. then they charged me interest and fees i guess and then it went over again. and now they sent a letter that my account was closed. i’m freaking out! i don’t know what to do. i made arrangements to pay more so that it wouldn’t be over the limit again but i can only pay so much. i don’t make a lot of money. is this going to completely ruin my credit? will the account be opened again? will i be sued? i have no idea what to to. i feel like i keep paying and then keep getting charged and it doesn’t even make a difference. i haven’t been using the card. i’m considering suicide. please help me out with some advice. thanks a lot.


Where can i go to find out my credit score for free?

without having to put a credit card in.


Capital one bill due date?

i just received my secured credit card from capital one and activated it today, is there any way i can find out on what date my bill will be due? does the payment schedule give you an option to automatically pay the bill statement the second the it shows up online?


Any lender to stay away from for a new auto loan?


How can I find out if a company has filed for bankruptcy?

Company has vanished. Cannot be reached by phone, email or in person. Cannot find personal contact info on two known employees.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the maximum I can get from a cash advance on a credit card from a bank?

I know I have my limit available for cash, but do banks have a limit they will allow you to take out?


Payday loan debt consolidation for non-homeowner?

any debt consolidation companies that will combine payday loans under one umbrella or any lender


A short term loan ????

I got a short term loan for 5000 for 1 year term. repayments are taken out monthly from my account. if i want to pay back the 5 thousand in 4 weeks from now is there extra charges ? and do they let you repay so quick ?. thanx


Think the payday loan place would go for this?

I have a $450 payday loan out, and I’m caught in that pay back-and-borrow again trap. I don’t see an end in sight. I was thinking of defaulting on the loan and asking if they’ll take weekly payments in lieu of cashing my check. Maybe $25-$30 a week? I know this is bad for my credit rating. I’m not asking about that. Is anyone here familiar with the industry, though? Do you think my plan is something they would agree to?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How exactly does GameStop pre-orders work in store and online?

I pre-ordered the Pokemon X&Y Special Edition 3DS XL online from GameStop to be delivered to my home. But in general, does Gamestop reserve their pre orders in the order that they came in? Let’s say someone were to go to the store and pre-order a product by paying the full amount in advance. I’m sure that GameStop will do their best to make sure that the person is GUARANTEED a copy, right? But when someone pre-orders online the site says that they will be charged when the shipping is processed which will take days/weeks/months. So in comparison, a person who puts down money at a store will be guaranteed to get a copy since they already gave in money. However, what happens to an online pre-order when no money has been put down? Am I not even on their pre-order list until my the shipping is processed? Does it even matter if I was the first person to pre-order online? Or is there really no difference? I ask this because I know there are pros and cons in purchasing things online and would like to use your answer for future reference


What’s the best place to go for my 21st birthday?

Everyone knows that when people turn 21, they want to go to the most popular spot to drink alcohol, party, and have fun. Considering I’m turning 21 years old next year, I would like to plan in advance. With this being said, what’s the best overall spot to go to for my 21st birthday? Downtown Toronto, Ontario, Canada? Atlantic City, New Jersey? Miami Beach, Florida? Opinions would be much appreciated and I’ll choose for best answer, thank you.


How can I reload my prepaid debit card with my visa card?

thats true eff, never thought of that, lol.


Payday loan lender are nothing more than loan sharks aren’t they ?

Payday loan lenders are nothing more than loan sharks. They offer loans to the desperate and needy at huge interest rates. I’m amazed that payday loans are even legal here in the UK

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does the personal loan from banks such as Bank of America or Citibank work?

I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.


Can an annual household income of $49,000 get a home loan for a $180,000 house?

Mine and my wife’s income combined is about $49,000 a year. We are hoping to buy a house soon and finally move out of our tiny apartment.. We have been looking online, and to get a house that is even remotely close to being decent where we live, we have to pay about $175,000 or more.. We have found some that we think are alright that are priced at about $175,000 – $180,000. The monthly payments that are projected on the listings are about $100 to $150 less than what we already pay per month for rent at our current apartment which is only $818/month. There would be no issues with us being able to pay the bills whatsoever, but could we even be approved for that much money? We will be using a VA home loan. Our credit is excellent, I never miss any payments or anything. I do have a $26,000 student loan I am paying back, and a car loan that still has about $13,000 to be paid off.. But no problems paying them at all. Any knowledgeable answers would be helpful! Thank you..


Have you ever thought about taking out a payday loan?

I have one more to pay off which will be next month. It was a stupid thing to do and I know better.


What’s a good debt consolidation company?

I have about 10,000 in debt i would like to consolidate. Any suggestions who would be the best company to go through?


Need a loan shark in the next 15 hours? uk epsom langley vale!?

please no scams need 15,000 pounds


Does anyone have the phone number for Quik payday loans?


Why does my Debit Card not work online?

Hello, I use my Debit Card all the time; in almost everything. But today I wanted to buy a shirt online using paypal. I have a hefty amount of money in my Checking account so no problems there. But whenever I tried to buy this shirt using my debit, it said that I have to use another card. It didn’t bounce, or say wrong info, or anything like that. This is NOT the first time it has happened. In fact, it happens probably 2 out of every 3 times I try to order online using my Debit. Why is this, is there any reason? I am getting aggravated! For religious reasons, I don’t use Credit at all either. So, I rely on this one card for most of my bills which there is never a problem with.. But I try and buy a shirt online, and problems pop up!


Has anyone used cesi debt solutions ? were you scammed?

I’m starting to second doubt this company due to the fact that they took money out of my husbands checking account twice in a week. I’m praying this isn’t some sort of scam and if it is…… id like to find out asap. My husband rushed and signed up for this. Thanks for your help guys.


Can you pay a rogers and hollands credit card online. if so, where?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long after a Bankruptcy, can you apply for a home loan?


What’s the best place to go for my 21st birthday?

Everyone knows that when people turn 21, they want to go to the most popular spot to drink alcohol, party, and have fun. Considering I’m turning 21 years old next year, I would like to plan in advance. With this being said, what’s the best overall spot to go to for my 21st birthday? Downtown Toronto, Ontario, Canada? Atlantic City, New Jersey? Miami Beach, Florida? Opinions would be much appreciated and I’ll choose for best answer, thank you.


Declined for a student credit card?

Okay so I applied for a student credit card through my bank with a $300 limit and was declined. The letter said After examining your financial situation and credit history


How many numbers (digits) does a credit card suppose to have?

i think its 13 but my friend swears i’m wrong


What happens if you just pay a smaller amount than is owed each month to your credit card company?

I have tried to call each credit card company to request a lower Interest rate. Each has declined stating their rate increase isn’t open for debate and if I do not agree with the terms I can simply repay the total amount due and discontinue using their card! Then I asked about just discontinuing the credit line (cut up the card) and lower my interest rate just so I do not have to file for Bankruptcy and they will get paid. Still Nope”…they said to call a credit consoling company or to go ahead and file if I need too. Two representatives said “I hear this same thing all day long” we are no longer lowering interest rates for this reason. That seems silly to me


Free credit report online?

Where can I get more info?


What is Payday Loans ?

http://www.loantube.us/payday-loans.html




















































Where is a good place to get an Auto Loan?

Where is a good place to get an Auto Loan?

Where is a good place to get a small Auto Loan around $3,000? I tried my bank they rejected me.. I make about 1500/mo and my bills only amount to about 800/mo.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If i get a $100 payday loan with a $15 fee and apr od 391% what will i pay back after my paycheck?

Well i havent gotten the loan yet i wanted to see the amount i would have to pay back first.


I need a few slogans or catchy phrases for a bar i just bought. Sharkeys Bar and Grill is the name?

Im looking to put phrases and drink specials on a reader board outside my establishment. No swears plz. It is a bar so we can be a little naughty. Any funny slogans would be a good help!


How can i take advantage of the low mortgage rates ?Bought ahouse last year and have a fixed rate?

I bought my house last year and ahve a fixed rate but now want to take advantage of the low rates prevailing today.My credit is not that good and refinancing could be a problem because of that


If I expect a tax refund, should I file before or after I file bankruptcy? Will I receive the refund?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What do credit Card Companies do with spending figures?

So do credit card companies compile the spending data of their card holders with there demographic data to produce reports that they share with different industry’s (i.e. automotive, health care, retail)? or do they sell the data to companies/marketing organizations? or do they do nothing with the data?


How long can i get a auto loan on a 2001 truck? 60 months ? 72 ? thanks?

we are going to be paying it off in a year or so, and want a cheap payment.


Best cash til payday loan services?

Can anyone tell me the best cash til payday loan service that is online. I don’t like the payday cash advance companies in my neighborhood and rather apply online for my cash advance. I know that most of these companies charge rather high interest rates and that is why I want to know of a good cash advance company that doesn’t rip you off. I live in Maryland…


Where is a good place to get an Auto Loan?

Where is a good place to get a small Auto Loan around $3,000? I tried my bank they rejected me.. I make about 1500/mo and my bills only amount to about 800/mo.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know about debt consolidation?

I have a revolving balance on 4 cards of about $14,000 and I am stressing out. I pride myself on having a good credit score and I have always made double or triple the amount of the minimum payment due but I just had a baby and we are living on just my husband’s income right now and I was wondering if anyone has consolidated their debt or has any advice. It would be greatly appreciated. We are starting to struggle with just the minimum payment due. Thank you so much.


How do I get good credit?

Do i get a credit card and buy a little and then pay at months end?? I am bout to turn 18 Does having a savings account help???


Where can I acquire info on my debts. ?

I want to know whom do I owe money to and what delinquent accounts are under my name?


My credit report combined my mother and I?

Hello I’m 22 years old and I just checked my credit report and discovered that my mothers information and my information has been combined. It includes delinquent and open accounts from before I was born or before I turned 18. (The only account I should have are my student loans) My credit score is in the 500’s because of this. I called Experian and left a message and I’m hoping they’ll get back to me. I don’t know what to do. I’m really upset about this how could they make such as big mistake considering we have 2 different SS numbers? If this gets corrected will my credit score be repaired?


Credit Report?

I am trying to find a free credit report that is FREE!!!!!!!!!!!!!! I have no credit card so is there anyway to get a free report without paying? I know even though it`s says free it`s not FREE!!!!! I am sick of being asked for a credit card number my god isn`t anything FREE!!!! Pretty soon they will start charging you for the air you breath. I need a credit report now can`t get credit anywhere cant even buy a stick of gum on credit.


I wnt to start dsa for Personal loans?


Why is my closed auto loan account listed in the negative account section of my credit report?

i paid it off on the date it was supposed to be paid off.. 2004


Filing Bankruptcy in NC?

I seriously considering filing bankruptcy in NC and am wondering if anyone can give me insight into what it is like, what you go through. Any suggestions, serious answers only please.


Where is a good place to get an Auto Loan?

Where is a good place to get a small Auto Loan around $3,000? I tried my bank they rejected me.. I make about 1500/mo and my bills only amount to about 800/mo.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible for someone to take over my car loan from navy fed?

Im selling my car and some one made me an offer that he will take over my paymebts and add cash of top of it.. Is it possible?


Can I use California Bankruptcy to select who to pay?

One year ago, I had no debt. My credit score is in the 800’s. I had a couple credit cards from BoA, neither opened with them originally. I’ve also got 4 other cards. I use them all periodically and pay them off in full each month. I had the cards because my job had me travel around the world and I generally would have expenses up to $20K per month that I needed to float until I got reimbursed. But I no longer travel, and no longer need such large credit amounts. Anyway, I took a large advance ($45K) on my credit card from BoA. I spoke with them on the phone and I wanted to make sure that after the 0% promotional period was over, it would remain locked in at 7.99% (my fixed” rate). I then played the stock market and had some in the money options that did a U-turn


I need a money loan with bad credit?

will be able to pay back in full in 5 months. Something with low intrest rates.


Where can I find a small non payday advance loan ($500-$1000) with 6-12 month payment.?

My account balance remains low because I deposit my paychecks and withdraw cash. The only reason I’m looking for 500-1000 is to pay a deductible because my car was broken into, as well as replace the laptop that was stolen. I do save most of my money, just not at my bank. I only use the bank to cash my checks without fees. I realize that’s bad on my part which is why I’m here asking if anyone has suggestions for my question, not suggestions for how to save money for the future that I need now. I already have money saved, I encountered something unexpected and need to borrow more. Thank you for any real help.


Computers bad credit?

help financing a computer with bad credit.


Where do I get a free credit report?


Can i cancel a credit card even if i owe money on it?


I want to file for bankruptcy…..?

i dont know how to go about it but i want to file for a chapter 7 bankruptcy because i havent made the best decisions with money in the past (1500 in cc bills) but my fiancees lil brother stole my new car that i got from a friend and wrecked it the day before i was going to get insurance on it and it left me with 7000 in damage to the other vehicle. i want to get rid of all of that but i dont know how the whole going about filing for bankruptcy works…. help please.? (no rude answers please)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Equifax Credit Report?

Hi sap guys, my name’s Eason,and you know I’ve just received a free mail on my credit report from Equifax and I don’t understand a shi*t I got that———— name add. city etc ————– then we have——–i got this too, CONFIDENTIAL INFO. NOT TO BE USED FOR.. RE: EQUIFAX REF. NUMBER 123123123123123 ————————————–… (but then, under the personal identification information section)———————- Dear XXX XXX PERSONAL IDENTIFICATION INFO: Name: XXX XXX address current:… … address previous… … D.O.B Telephone*** 123-123-1234 EXTNL , TYPE: MOBILE, The telephone number was first reported on 2010/09/23 and was last received on 2011/04/20. Telephone: 234-234-2345 EXTN: , TYPE: , The telephone number was first reported on 2010/08/31 and was last received on 2011/04/12 ————————————–… QUESTION: why do i have 2 numbers? I never remeber I had an emergency contact or something, and I checked the number, It was a not too close” friend of mine


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score


Usda home loan with DACA. C33?

Has anybody aquired a loan thru usda using the ead that was given with DACA? Im interesting in getting a home loan and would like to know before i proceed.


What is a withdrawn loan status?

credit score is excellent…is this a denial?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday Loan stores giving cards instead of credit?

Ive used payday loan stores in Arizona on and off for a couple of years. Recently I was told that cash in hand will no longer be offered but instead my money would be placed on a disposable visa card and I was told direct deposit from my employer would need to be set up in order for my loan to be approved. has anyone run into this before. it seems like a hassle, but Im wondering what the payday loan company is getting out of using the disposable visa’s. They are still taking money in from loans and extensions just not giving it out.


Where is a good place to get an Auto Loan?

Where is a good place to get a small Auto Loan around $3,000? I tried my bank they rejected me.. I make about 1500/mo and my bills only amount to about 800/mo.


How much will a missed payment hurt my credit score?

I recently just missed a payment of $11 on my credit card by 5 days. I usually get email reminders but my email was down so I didn’t get one. I remembered that I usually paid my credit card bill around this time but by the time I realized it I was 5 days late. How bad will this hurt my credit score? I’ve had the card for two years with no missed payments until this one.


How do i get free credit report?

online without a credit card

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan with no credit?

Hello I was wondering of what my chances of getting an auto loan would be with no credit. I have a good employment history and have been Working a full time job and about 20 hours a week at a second Job. However I have no Credit but I do have a co signer and I have enough cash saved up to put down 25% of what I Want to buy. Do I have a good chance of getting a loan? Thanks


Can i file bankruptcy?

i was unemployed for almost a year and culdnt pay my creditcards and a loan, now im working but my credit is ruined so i want to file bankruptsy, can i still file even tho im making some money


I trying to get a personal loan my score 580 turn down by prosper?

I check my credit score yesterday with experian it was 580 before apply with prosper.com (their min 520) I got turn down because it they said it was below 520 i don’t understand experian say it 580. Does cashcall.com do credit check


I would like to get my credit report free online . Where i can get that?

Where can i obtain a copy of my free credit report online?


Can I get 100% car loan on on-road price?

I am from India


How long does the High Balance” on the credit report stay on your credit report?”

I was recently declined an Amex blue credit card with a credit score of 750 (Experian) and the reason they provided was my Trans Union credit score was low. So under the federal law I was entitled to request for a free copy of the report they used to determine my application. I took a look at the Trans Union report and they show all the High Balance” meaning the highest balance I’ve had so far. I just graduated from college 3 yrs ago and I only have 2 yr of credit history. My income is 64K and my total Monthly credit limit combining all the credit card accounts is $12K I have 3 bank credit cards and 2 store credit cards and my payments were made on time and I always paid in full. For my credit card accounts my High Banlace is almost near my Credit Limit but I always paid everything in full every month. This happened because I wanted to build my credit and I didn’t have any knowledge about credit so I thought if I used more and paid back more


Is a credit score of 647 very good? what could i do with that kind of score?


Does anyone know the time frame for filing for a chapter 7 bankruptcy or any other bankruptcy?

my friend file a chapter 7 bankruptcy in 2005 and has now been out of work for a year and a half. Is it to early for him to be able to file for bankruptcy? what’s the time frame from being able to file for another bankruptcy I guess, is what I want to know? and if chapter 7 the best one for him?


Describe what all a bankruptcy lawyer does?

Maybe explain a day in the life of a bankruptcy lawyer. Thank you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it illegal to keep customers credit card information on the website?

I work for a small corporation, we keep first 12 digit card numbers and the billing information in customer’s account. I want to find out if it’s illegal since there’s a lot of fraud and hacking is going on around the web.


Where is a good place to get an Auto Loan?

Where is a good place to get a small Auto Loan around $3,000? I tried my bank they rejected me.. I make about 1500/mo and my bills only amount to about 800/mo.


How do i get a totally free credit report online?


Are there any good payday loan locations in downtown seattle?


Can a Cash Loan Company Sue You?

Today my cousin facebook me saying a law firm called him. He gave me the 877 number to call. I called them and they’re saying that Adcance America wants to summon me for a lawsuit that I had took out a loan back in 2006. Can they really sue me or is this just a scare tactic?? This law firm supposedly is called SOUTH SHORE ASSOCIATES. But when I goggled it nothing came up and they want me to pay them over the phone or money gram. If this is legit I don’t mind paying what I owe but at the same time I don’t want this to be a scam and I end up paying 300 for nothing


Credit Card pin number?

Hello! I would like to withdraw cash from an atm using my credit card. It is asking me for a pin number. I just want to ask: Is the pin number of the credit card that the atm is asking me to enter is the same as the cvc 3 digit number written at the back of my card? Thank you very much.


Credit union or Bank for an auto loan?

HELLO there! I am in the process of trying to get an auto loan. I went Washington Mutual and they stopped doing auto loans 3 years ago. (makes me wonder, b/c that’s who I bank with) Then I went to Bank of America and they require you to fill out an application online, and then finally I went to Wells Fargo and the lady I was talking to was very informative, b/c she recommended for me to go to a credit union b/c I would have a better change getting approved for more money since I’m so young and I really haven’t established that much credit yet. (I’m 19) My score is about a 615 or a 620… She also mentioned that credit unions have different qualifications as well. Anyways I need someone to give me all the info that I need before I go get a auto loan from a credit union… Educate me a little. 🙂 How do I get pre approved? Most of the credit unions that I have called, they require you to open a account with them before you can take a loan out… clear def of finance””




















































Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?

Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it safe to use credit card online?

Hi I’m 13 I am asking this question for my mum’s sake, see, I want to buy a megadeth jacket from their online store but since I am in Australia I have to use Credit Card but my mum thinks it isn’t safe so I am not allowed to, even though the site is secure. So I would like to know how could I convince her but first is it safe?


$6,000 credit limit on USAA credit card? Is that good?

I have been doing a lot of research on credit. I am 26 years old (not married) and was applying for my first card on my own. I have a debit card with Bank of America and I had a Chase Blue slate credit card, but it was connected to my mothers account while I was in college. The Chase Blue Slate expired in February. I wasn’t sure if the Chase Blue Slate card or paying school loans affected my credit any way so I was freaking out about what card to apply for for my FIRST credit card. I did all sorts of research. I am a USAA member through my father. The USAA.com site said I was pre-approved for their AMEX card, but I felt that was too big of a card” for me


I would like to take a loan from LIC Housing finance limited, India. The loan is for purchase of land.?

What security to be given to LICHFL to get the loan ? I have four LIC policies is it acceptable?


Is Bankruptcy holding me back even though Ive never been late on loans/bills?

I filed bankruptcy 3 years ago because of medical bills. Ive had a mortgage for 8 years have never been late on a payment and my local credit union has given me 3 small loans (2000or less) since my bankruptcy that were paid off all on time. I also have a visa card and have never been late with payment even paying off monthly. The last time I checked my credit score was 670. I applied for credit at Best Buy for 1500 for a new refrigerator but was turned down. Do they not look at other credit I have had and only look at bankruptcy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am in debt. Is there a way to find out what companies I owe money to?

I feel like I am in so much debt that I forget who i owe money to and to what companies. Is there a way to find out some sort of list of what companies I owe money to?


Can my friend get a car loan?

My friend is not even 16 yet, nor does she have a job. She was planning on getting a job that pays 600-800 a month (before taxes) but that fell through. She s really determined to get a brand new Jeep as her first car before she turns 17. When she was trying to get that job she was planning on saving money for a whole year and paying full price outright. Now she is sure she can get a loan for her car on her birthday, which is in 4 days. It sounds unrealistic but is it possible? She has no job, no credit, and even the job she had lined up would only pay $9600 a year before taxes, which isn t even enough for a used Jeep.


If i file for bankruptcy do all my debts clear or do i have to still pay them?

I owe some money to some people and i am wondering if i file for bankruptcy do i have to pay them back or do all my debts to them go away and they cant touch me or what i dont have a clue what happens can someone explain to me how this works


Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do you need to have on your credit to be able to get a loan for a home?

I am 28 years old and have had a few credit cards for about 10 years. I always pay on time and pay the entire amount. Also, my employment history is consistent. However, that’s all that’s on my credit. I did not have student loans and I’ve never had a car loan. (I was fortunate to have had scholarships and been able to save up first and then buy a used car). Basically I don’t have any bad” marks but I don’t have any prior loans either. Assuming my income is high enough


When would be a good time, in this economic climate, to try to refinance an auto loan?

I bought a car almost a year ago, my mother cosigned for me, and I am wondering if it is even worth it for me to try to refinance so it’s only under my name. With the economy the way it is and all I have been hearing about banks tightening their guidelines, I don’t want to risk hard pulls on my report for no reason. I’ve been making payments for 11mos now and have always been on time and above the minimum. The rate as of now is 8.9% and my credit report is in better shape than it was when I first took out the loan. Hopefully someone who works as a loan officer/processor can help me out! Thanks!


Does anyone one know about bad credit car loans?

Im interested in buying a car but i have bad credit. Does anyone know of any websites that offer car loans to people with bad credit. A lot of them say they do but they lie. so please help


Has anyone refinanced their car with poor credit?

I have an auto loan at 8%. My credit is poor. Has anyone refinance their car with poor credit?


I am a single mom and just.. am so confused… boyfriend, ex’s, kids- work… ugg…?

I am just frustrated right now and a little upset. I am a single mom, I have 2 kids who I have sole custody of because their dad refused joint custody and didn’t want sole custody, he pays me support but he lied on his income so it isn’t much, and I work full time and just basically have a hard time keeping up with homework and everything. It is exhausting. my issue is that at times I still get upset about the divorce, I was so in love when I got married and it all went down hill from there. Before you judge me I stayed married for 9 years, I tried everything to save my marriage, I went to marriage therapy, individual counseling, vacations together, date nights, talking, therapy.. I sometimes get sad that my dream of a family is not how I pictured it, I really wanted to be married to my kids father and have a family where we went out and did stuff together. I never had that, not even when I was married. Their dad never wanted to go anywhere with the kids and I, not even to see Santa or to see fire works on the fourth of July. I have always done that on my own. and I still do. I have a boyfriend who I have been with for a year and a half.. He says he wants to move slow and we have, He wants to build a foundation with my kids, and take things slow for everyone. He seems to have their best interest at heart, and has said in the future he doesn’t want to be just my boyfriend who gets pushed to the side and wants to be an important part of their life, but that he also knows he can’t replace their dad. what does that mean? how do I trust him? I have heard that before and look where I am. I know how to do things on my own, because that is how I have always done them, any time I let someone in, they leave. and this time my kids will get hurt too. I know what I want, I want the family I never had. I know my boyfriend can never replace their dad, but is it wrong to hope that someday, if things work out with my boyfriend, he will be around, and do stuff with my kids and I? we do stuff here and there with my kids now, I am just still keeping space there for reasons listed above. ok I have went on and on .. sorry.. I am just so mixed up. this is hard. does it get easier? do I expect too much?


Will my auto loan be approved?

I put $2500 on a $15K loan and I have no credit. I have a steady income and good job history, the dealer told me I look very good on paper. Do you think my loan will get approved, I’m very anxious.


How to change the auto loan to my name?

My uncle helped me purchase a vehicle a little over year ago and ive been making the payment from the beginning. But now i want to transfer that auto loan to my name, how can it be done? is it going to affect his credit?


Will my bank negotiate new auto loan conditions if I am upside down after a total loss to a vehicle?

Our tahoe burst into flames a couple of months ago; I have my suspicions of how, but that’s irrelevant. After negotiating with the insurance company we will be upside down on the loan 10K, if we are lucky. It was overlooked when buying the car in the first place that we didn’t get gap insurance-we have gotten that on every other 4+ cars we have bought and later traded. It makes me sick that we have to pay that much on a car that’s non-existent, so is there anything I can do with my bank? Will they lower the interest rate, maybe work with me on lowering the balance since we are having several financial hardships right now?


Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after filing bankruptcy can you buy or even rent a house?


How do I get my credit started?

Im 17 going on 18 in 3 months. I’m trying to start building up my credit, so i went to the bank and applied for a credit card but it wasn’t approved because I have no credit. So how can I get my credit going?


When buying a home can you ask bank for more than asking price?

Can you ask for more than the asking price of the home from your bank so you can remodel or buy appliances? For example home price is $150K can you generally ask for $160 and use the rest for appliances? I will be using a VA Loan….and first time home buyer


Are late fees on Mortgage Payments tax deductable?


Car insurance in Canada?

I was wondering how it works and who needs it? Is it illegal to drive without it. What if you have a g1 and are just learning to drive? Does it become illegal to drive without car insurance once you get your g2? I’m confused because I’ve never known anyone with g1 that has insurance, or even g2 sometimes. How does it work?


How can i get multiple payday loans at one time?


Confused regarding House loan form LIC home loan LTD and SBI?

HI, I am going to purchase a flat in gwalior and taking loan from LIC Home loan LTD. They have projected 8.9% (fixed) for three years and are not projected interest rate after three years. SBI is giving loan with 8% for ist year, 9% for 2nd year and 9.75% for next year. I don’t know which option I should have to take. Kindly reply the person who is a part of LIC house loan or had taken loan from LIC home loan. Mobile No. 09893335840


Is credit card number generator illegal?

I wanted to try a free trial on this site called audible. It required me to make a Amazon account which included credit card information which I did not have so I used getcreditcardnumbers.com for a fake generated Visa card number. I successfully made the account but I was notified later by the site that the credit information is either incorrect or outdated. Will I still get into trouble? Ps I’m only 16

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loans las vegas?

Looking for payday loan in Las Vegas Nevada something like money tree and check city? Already had one at both of those need money really quick and easy!


Filing bankruptcy and have credit card and checking account with financial institution?

if there are two checking accounts with different numbers but you or the other person can withdraw or deposit from either. if one of the people are filing bankruptcy, can that bank take the money from either persons account if they have a credit card with that bank. . the credit card is in one persons name only.


Are there any mortgage options that allow a borrower up to 100% Loan to Value?

We’re almost up to 100% Loan to Value on our loans (1st and 2nd), with the market in a slump, are there any options to just refinance and get a better rate (no cash out)? So far no lender I’ve come across won’t touch my loans because I’m past the standard 95-96% LTV and I’m struggling with the amount I pay each month on my mortgage and I really don’t want to lose my house, so I’m just looking for a better rate to lower my payments. My credit history is good with NO late payments, please give me some advice.


Name an occupation which is adversely affected when the economy is poor. PLEASE :(?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you file bankruptcy against just one creditor?


Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?


Find the nominal interest rate for a debt security(worth ten points)?

maturity risk premium is 3%


Can I get a new auto loan with a 641/632/580 fico score and VERY recent chapter 7 Discharge?

Honda accord, on the job for 1+ years government

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car wrapping, is it legit?

I need money this upcoming Fall Semester, and I’ve heard that some companies will pay you money to have your car wrapped with their advertisements. I’ve also heard that it’s a huge scam. Does anyone have any insights or know where to go to apply for this sort of thing? Thanks.


How can I get a free credit report without a credit card?

Ok, I recently applied for a credit card and was denied. It said I had a delinquency on my credit. I’ve never done anything bad in my life. Never stole, never been arrested. All I can think is that maybe it’s an old hospital bill or something. I’m looking to get a free credit report and everywhere I look online wants a credit card. How can I give them a credit card number when I don’t own a credit card? Does anyone know of any sites for a free credit report where I can put in my information and get one, so I can get this matter resolved already?


What are some examples of consumer finance companies?

I have been told to buy something on installment plans to help establish my credit. I have one credit card with a small balance for 6 months.| I have also be recommended NOT to use consumer finance company for the installment loan. I’m kinda confused- what are consumer finance companies?


Filing for Bankruptcy in florida?

I have 8K in bad debt combo of cc and doctor bills, I have been laid off and on unemployment for 6months. my debt is old most of it should be gone by 2014. Does filing bankruptcy help. I rent and own a 1998 vehicle. and if so what chapter would I file? thank you


How much credit do I need to get a personal loan?

(*`*`WARNING*`*`: PLEASE DO NOT USE THIS QUESTION FOR SOLICITING OR GIVING E-MAIL ADDRESSES TO LOAN SHARKS. YOU !!WILL!! BE REPORTED TO YAHOO) Here are the details to my situation: I have a credit score of about 706, but I only have about $1100 worth of credit (from credit cards) and about $21,000 worth from an auto loan. All have been paid on time for about 9 months now. After applying for a personal loan with a company that works with bankruptcy consumers, they denied me stating that I do not have enough credit AFTER bankruptcy (which was discharged 8 1/2 years ago). How much more credit do I need to get approved???? Again- -DIRECT answers to my question (above) only please! Otherwise it will be reported as abuse and can result in deletion of your yahoo account.


What’s the best and safest site to get free credit report ?


Extension of parent’s credit card affect me?

I was 18 when my mom gave me a credit card that was an extension to hers. I have two questions. 1. Is this card part of my credit history? (it would be my very first credit card then) 2. Does her big balance negatively affect my credit ?


Freeonline credit re[port?

want to print out freeonline credit report


Should I use internet auto loans?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which bank is more foregiving to refinance an auto loan to lower payments to someone with not so good credit?


Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?


Where can i find a Tyco Super Rebound online, Brand new?

It is the older one that has four big wells and one axle that turns 360 degrees. It is it not the bike one.


Cashadvances Online?

Whats the best place to get a cash advance on the net?


What is the options with getting an auto loan for a 18yr old, better to be co-signer or joint owner?

If we are both on the loan does it help his credit? The reason for doing it is I want him to get credit. One dealer told me, if his name is first on the form it will.


Can I get Personal loan if I’m on retired pension?

I’m 66 and retired. Can Halifax or HSBC give me personal loans? PS: I’m talking about U.K system.


Need help with proof of insurance for car loan?

I am trying to buy a car. I was told by the bank that I will need proof of insurance before I can get te loan. Can some one help me understand this and tell me what i need to do. thanks




















































Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater” and i like your email

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

The Best FREE Article Submission Websites?

I’m wanting to submit articles to promote my website. Can anyone suggest a few really good websites, One I know of is Ezine Articles..any others? Cheers!


Legitimate Private Lenders?

I am at the end of my rope with trying to find co-signers or financial institutions that will give loans to people with bad credit. I have other postings here that explain my current situation. however, maybe I do not have a lot on there about how I got into the situation i am in. A few years ago i got very ill, lost my job and had no insurance. My options were to pay my medical bills and get better or pay my debts. We are currently behind because of my fiance’s health problems. Now that he is healthy again we are trying to get on the positive side with all of our expenses and we are struggling greatly. It feels as though my only option is to seek out a private lender. so here I am. I have already had several people try to scam me on here so I know what to look for. If anyone has suggestions of where to fins a private lender that would be great. Oh and I do not qualify for prosper.


How can I get a credit report or check if i dont have a credit card?

about a year and a half ago, my social security card and birth certificate got lost. i figured since i had nothing in my name i was all right, but NOW i hear all these people telling me how dangerous it is. i dont have any kind of…well anything in my name, no credit cards, no bank accounts, NADA….so how can i find out if my identity has been stolen???


Does anyone know a legitimate web site to get an actual free credit report? No fees or hidden charges?

Seems like all the sites I checked want to charge you a fee to protect or monitor your credit. I’m pretty sure there is a web site offered by the government to let you do this. Thanks………

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get a credit report without having to call and cancel a monthly membership?

Every site I’ve been to gives you one credit report free and then states that I’ll be billed every month for continuous reports. I just want ONe report and not have to call and cancel a stupid membership. Is there anything out there like that?


Can payday loans be claimed on a bankruptcy?

I had to take one out and now I can’t pay it back it has been several weeks and I have to file bankruptcy for several reasons not because of this loan but I need to know if I can claim this too?


Why are suicide rates higher in males than females?


Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater” and i like your email

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i change the finace com. on my auto loan?

i was a first time buyer so i got a high apr on the auto loan i want a lower apr so i could pay off the loan quicker


Chapter 7 bankruptcy..Please help, I need some information.?

Hi Yahoo people..I plan to file a chapter 7 bankruptcy, but before I do that, I need some information about chapter 7. 1. I have Garnish on my wages right now..can chapter 7 stop or erase any of garnishment against me?? 2. Can I do this online or file it myself, or higher a bankruptcy lawyer..?? 3. How long does the process take?? I hope someone outhere will help me ..Happy Holiday to all..


How to cancel my greendot card?

so i have a greendot card. and it has -11.16 on it, and i want to cancel it, so i can open up a new one for $5 instead of of paying the $11, but i do not feel like opening a new email just for this! so how do i cancel my greendot account?


How and where do I report fraudulent activity on a credit card?

I work for an online company and we received an order that is obviously fraud. I want to contact someone with this information so we can stop this guy, but I am not sure where to start. Any ideas?


What is the best bad credit loan company that you don’t have to pay up front?


How can I get a home for me and my daughter with bad credit?

I just recently paid off all of my outstanding creditors and I need to move out of the place I am at within the next month. How can I do that if my credit report won’t reflect the payments until AFTER the next month? Even after that my score won’t be really good. Is there any hope of finding a home for myself and my daughter???????????


Do any one know of loan sharks in newport wales? asap?

the reason i need a loan is that i need to pay logbook loans £2000 today?


Please help me find an absolutely free online credit report online?

Does anyone know where I can find a free online credit report to pull up online without the hidden costs of any monthly fees or one time charges? Your help would be greatly appreciated. Thanks..


Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater” and i like your email

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the highest interest rate allowed in Tennessee on auto loans?


Math problem, it’s on webassign and i cant figure it out?

High interest rates make it difficult for people to pay off credit card debt in a reasonable period of time. The interest I (in dollars) paid on a $10,000 debt over 3 years when the interest rate is r% can be approximated by the equation shown below.† I/175.393 + 0.663= r If the credit card interest rate is 17.1%, find the amount of interest paid during the 3 years. (Give your answer correct to the nearest cent.) I=??? this problem is giving me hard time, i couldn’t figure it out, so if you please help me i would very appreciate it


Accounting Homework Help. A payday loan company charges 4 percent interest for a two-week period.?

A payday loan company charges 4 percent interest for a two-week period. What would be the annual interest rate from that company? Ignore interest rate compounding.


What is the difference between a personal loan and a payday loan?


Shall I pull out my credit score on a regular basis?

I am having a fair credit score. I need some credit asap and so am trying to improve my score. So shall I need to pull out my credit score on a regular basis? Say once in every 1 month, 3 months, 6 months .. Thanks


What is my credit score?

I got my report back from transunion and its only a two page report but know where on it does it have my credit score. Does anyone else know where its located on the report or what????


What’s the best way of getting out of a $20,000 Auto loan without messing up my Credit Score?

Additionally, NO GAP PROTECTION 🙁


What audio bitrate should I choose for the video fps?

I own a Zoom H4n and I heard that you have to change the bitrate of the audio to be synced with the video depending on the fps of the video. I’m kind of advanced beginner in audio. Or can you please tell me how to render audio in FCPX? Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If a purchase a car for less than what i was approved for what happens to the left over amount?

I got approved for a used car loan through Navy Federal for $8,400. This would be my first time owning a car. If i decide to buy a car for $7,500, what happens to the $900 left over from what I was approved? I’m asking this, because I need to get the vehicle insured and registered, and I’m not exactly able to come up with $800-900 out of thin air to do so. I was wondering If the bank would include the tax, tag, and title in the loan?


I have a credit score of 605, can I get a mortgage (I have 150,000 for down payment)?

I have a bad credit score of 605 (paying for previous bad choices). I have 150,000 cash down payment that I just inhereted. I am looking to purchase a home around the 225,000 range. Will I qualify with such a low credit score? I only make 30,000 a year and about 550 a month goes to car payment/credit cards.


If my credit score is 583 can I get a credit card?


Is loans & advances in balancesheet are included in current assets while calculating current ratio?

Is loans & advances in balancesheet are included in current assets while calculating current ratio and current assets turnover ratio? please give a clear clarification..some are saying ‘yes’ while some others are saying ‘no’..which is right?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I desperately need $5000.00 loan to save house, car, utilities. Can somebody , any body , help?

I have tried payday loans, Cash Advances on line but hey need me to have a checking account which is in arreatrs.


Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater” and i like your email


Need a loan shark rapid?

need loan shark i am in uk west yorkshire leeds and need £300 i dont need any negative advice just direct loan shark contact me 07951 046930 need for a month


Will my credit score go down?

SO I had 2 credit cards. i owe $645.00 dollars in one and i am like 90 days late in paying that one. i owe $480.00 dollars in another one but i was 30 days late in paying but i paid some off right now,. and i moved out my apartment because they wanted me to pay $1125. a month so i live with my sister now. will they lower my credit score now.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would this really help to repair my credit after a chapter 13?

I was in a chapter 13 bankruptcy the past 4 years and just finished it 2 months ago. I am trying to repair my credit as quickly as I can. I have read around allot in order to have it go back up faster it helps to get a credit card, even a secured one. My question is…does this really help? I have thought about getting a secured one and buying gas once a month with it and then pay it in full each month. I am pretty sure I can not get an unsecured card, but I keep getting them in the mail. I don’t want them to pull my credit and reject me, because I know that will lower my credit. Do these places just send these to people knowing that they cant qualify for them? I even received one from First Premier Bank, stating that they will refund your 25.00 processing fee if you do not qualify.


How much could my credit score increase?

I am only 18 and i went through my bank and got back a credit report for all 3 companies and were all 580 and lower but all items on my credit report were negative and all do not belong to me and i have disputed them and if all of them were to be taken off and my credit report was to be totally clean for all three how much could i expect my score to jump


I cant get another student credit card??

I have a student credit card from Chase that I’ve had for about 4 months, and I always pay my credit card, way before my due date and pay it alot. I pay it throughout the month and make sure I’m never over my limit. I’d like to get one more student card for just gas purposes, and no other credit card will let me, they keep declining me. And I have no idea why….I thought I was doing everything right. My friends who are always keeping thier bill high on student cards…are getting raises and credit cards out the ying yang. Am I hurting my credit by applying for these cards? I tried to get a credit limit raise on mines but they wont let me? When will I be able to? And what am I doing wrong?


Is Second Chance Financial Group a legal loan company?


What mortgage companies will approve someone with credit score of 490 to 510. She also have lots of equity.?


Can I buy a money order with a credit card?


Chapter 13 Bankruptcy Question?

I met with an Attorney and my income is too high to file Chapter 7. In a 13 you have to show what your disposable income is after your living expenses (plus mortgage payments) to show what you will be able to pay to the Trustee each month to go to your creditors. In my situation, I am negative $250.00 per month even being super conservative with expenses. Any ideas or insights? Can a Chapter 13 be filed and then be dismissed shortly thereafter as one has no Disposable income” to pay the creditors versus the normal 60 month plan? Any feedback would be appreciated.”


What are the best ways to improve your credit score on a fixed income?

I have little funds to work with. What are the steps I should take to get my credit report looking better?


Is a Debit Card the same as a Credit Card?

Can you use a debit card like a credit card when ordering something online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the reason for a personal loan matter?

I just got approved for a personal uncollateralized loan (This is NOT a small business loan or a car loan) and the reason I gave them for why I was taking out the loan is completely resolved so I no longer need the money for that. However, I would still like to take out the loan to invest in the stock market. Should I tell them that or does the reason for the loan not even matter. I do not want to be committing fraud or anything like that. And please do not give me a lecture about how it is dumb to invest with borrowed money. Thanks


Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?

hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater” and i like your email


Can i go to jail for not paying my payday loans in texas?


What is the best way to repair your credit?


Are there any SAFE online payday loan sites?

Im looking to get a small loan online however, im not currently employed ( laid off unfortunately) but do receive unemployment benefits each week Paying back the loan will NOT be an issue however I need a site that will loan me the money inspite of this. I know there are TONS out there but any solid ones that won’t mind my situation? Thanks in advance!! Note: I know payday loans are a last resort, so please don’t ask me if i could just borrow the money from a family or friend. If I could, I wouldent be posting this here.


Is it possible to consolidate your auto loan & personal loan together?

Just trying to make one large payment without making 2 separate payments…


Just got my first credit card, and I don’t understand credit cards at all?

Well I got an excellent job about a month ago and I opened a Wells Fargo account and I just today got my college cash back credit card in the mail. But I’m really not understanding all this credit stuff at all…I’ve tried studying all over the internet but I’m just not understanding! First of all, the 300 dollars available credit on my account, is this just money they have me to start off with? Or does this 300 dollar limit refuel every month or every year or something? What happens if I spend some off my available credit? What happens if I spread all of it? what happens if I append more than all of it? What would happen if say, I tried to withdraw 2000 dollars from the credit card? (I want to do this) and what’s all this fuss about finance and interest rates and all that.. What money will I have to pay back, when will I have to pay it back, how and why? Please help me understand.




















































Is there a place where i could get an auto loan and add my credit debt to it and make a consolidation loan ?

Is there a place where i could get an auto loan and add my credit debt to it and make a consolidation loan ?

i dont have great credit and am looking for this type of loan… where do i look?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you file payday loans on a bankruptcy in the state of va.?

i have 4 payday loans and iam filling bankruptcy chapter 7 can i put them in my chapter 7


Credit cards and bankruptcy?

if i have a joint credit card with my mom, she files for bankruptcy will the account be closed and i dont have to pay for it anymore or with she just be removed from it, and i still have to pay for it how will this work


What kind of auto loan do I get with a 685 score?

I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?


Accounting general journal help?

Jan. 4 Paid cash to Lyn Addie for five days’ work at the rate of $125 per day. Four of the five days relate to wages payable that were accrued in the prior year. 5 Adriana Lopez invested an additional $25,000 cash in the business in exchange for more common stock. 7 Purchased $5,800 of merchandise from Kansas Corp. with terms of 1/10, n/30, FOB shipping point, invoice dated January 7. 9 Received $2,668 cash from Gomez Co. as full payment on its account. 11 Completed a five-day project for Alex’s Engineering Co. and billed it $5,500, which is the total price of $7,000 less the advance payment of $1,500. 13 Sold merchandise with a retail value of $5,200 and a cost of $3,560 to Liu Corp., invoice dated January 13. 15 Paid $600 cash for freight charges on the merchandise purchased on January 7. 16 Received $4,000 cash from Delta Co. for computer services provided. 17 Paid Kansas Corp. for the invoice dated January 7, net of the discount. 20 Liu Corp. returned $500 of defective merchandise from its invoice dated January 13. The returned merchandise, which had a $320 cost, is discarded. (The policy of Success Systems is to leave the cost of defective products in cost of goods sold.) 22 Received the balance due from Liu Corp., net of both the discount and the credit for the returned merchandise. 24 Returned defective merchandise to Kansas Corp. and accepted a credit against future purchases. The defective merchandise invoice cost, net of the discount, was $496. 26 Purchased $9,000 of merchandise from Kansas Corp. with terms of 1/10, n/30, FOB destination, invoice dated January 26. 26 Sold merchandise with a $4,640 cost for $5,800 on credit to KC, Inc., invoice dated January 26. 29 Received a $496 credit memorandum from Kansas Corp. concerning the merchandise returned on January 24. 31 Paid cash to Lyn Addie for 10 days’ work at $125 per day.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Which are the best bankruptcy lawyers?

i heard some bankruptcy lawyers suck. i dont want to make a mistake CAN ANYONE HELP PLEASE? ANYTHING I SHOULD NO I HAVE ABOT $ 125.000 DOLLARS IN HOSPITAL BILLS PLEASE HELP


?What is better a fixed rate or a flat rate and whats the difference?

were planning to buy our first home this summer and ive heard these terms but dont really no what they mean.


If I Have A Credit Score of 400 Can I get A Car If I have A CoSigner That Has A Credit Score of 600?

I’m young. I have a Credit Score of 400. Can I get A Car if I have A Co-Signer Who Has Credit that is in the 600s? I have a good job that i have been at for 2 yrs.


Is there a place where i could get an auto loan and add my credit debt to it and make a consolidation loan ?

i dont have great credit and am looking for this type of loan… where do i look?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Get a private auto loan?

i want to get a auto loan to buy a car off my friend,,my credit is 606 and i have a 3 late payments,,who can i go through to get a loan for this car,,,its a 2006 honda civic with 126,000 miles and he is selling it for 8,500,,,can i get a loan for 10,000 and pay him the 8,500 and keep the other 1500 for tune ups and oil changes and other stuff for the car


Can I remove a bad debt from my credit history if the responsibility belongs to my ex-spouse?

The mortgage on a house was in both of our names, but we both declared bankruptcy separately mine was a 7 his a 13. On our divorce decree it states that I have given up all rights to the property and it is his responsisbility. Will the company remove the bad debt from my credit history if I ask them?


Where can I check my credit score online?

when i went to use ACR about 2 months ago, as luck would have it.. a lighting storm came and turned the power out, and it said i used it already


Do you think filing Bankruptcy at the age of 20 is bad? And what Happens when you do file Bankruptcy?

My car has been repoed and I have other pass due bills like cell phones and auto insurance. I am trying to come up with the money to get the car back. But it is to damn expensive. Then sometimes I dont want it back because the payments were to hight from the start. Isnt it better to file bankruptcy when your young if you have too, since its off your credit report in 7 years? I dont know what to do! But I dont want my credit to be ****** up. I believe filing for Bankruptcy is my best option.


What is considered a good credit score, not great, but good?

what site can i go to to get my free credit score. (No strings attatched)


How do i report someone who used my credit without my consent?

my sister’s ex husband used my credit (using my SS#) to co sign for his car. This was without mine or my sister’s consent. How do I report him? Can I get my name off his car???


Will a credit union finance an auto loan for a vehicle with a repair title?


What is the best way to get a FREE copy of your Credit Report??

I’m trying to get my credit right!!


Is there a place where i could get an auto loan and add my credit debt to it and make a consolidation loan ?

i dont have great credit and am looking for this type of loan… where do i look?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Paying bills months ahead of time?

I was wondering everyone’s opinions on paying bills a few months ahead of schedule. I really want to have May, June and July’s bills paid up by May so that I won’t have to pay bills all summer. We could use our checks for trips or to put into our savings. It would also be nice to just feel like I don’t have to pay bills for 3 months. What’s everyone’s opinions? Would you do this?


Does Amazon Store Card reflects in your credit report?

I’ve been approved for their store card with credit limit of ****.00 dollars. IS it going to be listed in my credit report as a credit crad with $****.00 limit, or it would not appear there? Thank you for your help.


Can you sell piece of a property thats on a mortgage?

my mom has a huge piece of land her house is built on half and the other half has and will be sitting there forever with nothing on it and i want it. can you sell piece or part of a property that has a mortgage on it?


Looking for a good bankruptcy lawyer in Orange county?

Has anyone herd of this Bankruptcy lAW FIRM IN Orange County www.oc-bankruptcylaw.com ? Im looking for a good bankruptcy lawyer and suggestions?


Where can i get my credit report!?

i went to annualcreditreport.com and tried getting my credit report online and they told me i couldnt get my credit report because of fraud and some other stuff and they told me to mail my info to them so i did! and i got my mail back from the post office in a bag it was ripped and missing a part of the application they put sorry to the inconvenience we regret the damage to the mail. idk what to do!!! im very worried i think i might be dealing with identity theft and i dont know where to start


Where can find payday loans in missouri?


Does anyone know about a free bankruptcy clinic in wv?

Legal Aid left me a message about a bankruptcy clinic starting in the Martinsburg area and now they won’t return my call with the information. Does anyone know about this? Any info would be greatly appreciated. Thanks so much~


What are good qualities for a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Investing in a Roth IRA at 25 yrs old?

I am currently 25 yrs old and I plan on opening a Roth IRA. I live in Houston, TX and I have been told, via Suze Orman, to open it through a no load fund company (fidelity, vanguard, etc.) or a discount brokerage (ameritrade). Do you all have any recommendations as to which would yield a higher return over the course of my contribution years? Also, is there an option to have little to no control over the investment types similar to that of a 401k? Through Prudential Retirement they have this thing called Goal Maker and they pretty much oversee all investments. I m hoping the Roth accounts would have something similar. Thank you for your help and if you re in the Houston area and can provide further guidance, I would love it ! Thank you!


Can I pay with gift card online?

If I have like an American Express or Discover or Visa gift card, can I pay online with this gift card?


5,000 in Debt?

Ok I’m 5,000 dollars in debt and I have about 3 leanders. My question is if I tell them I will pay each one of them 50 dollars a month will they go for it? And if they do will they take is off my credit? or will it stay on my credit till I pay them off all the money?


I have bad credit but I need an Auto loan?

I have bad credit about 6000 worth but i have payed off a new car with a cosigner. I cant use the car as a down because the cosigner wants the car. I want to know how do i get a car loan were i can buy the car that i want it does not cost a lot its about 13995 but everyloan i have applied for when you are approved you have to buy a car from the place of the finance company choice. so i just want to know how can i get an auto loan were i can go to the dealer of my own choice.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do you have to take out a mortgage in order to buy a house?

A friend of mine and I were talking about first time home buying and she asked if you have like $3-$4 million dollars, do you have to take out a mortgage loan in order to buy a house? Or can you just buy a home without the mortgage and banks and stuff? Can you provide a source or link please? Thank you


Is there a place where i could get an auto loan and add my credit debt to it and make a consolidation loan ?

i dont have great credit and am looking for this type of loan… where do i look?


Credit Cards! Help!?

Does anyone have an idea on which credit card would be an ideal one for a first time? I just turned 18 and even though I don’t want one, it just seems like something you need these days. Help!


What happens if you dont pay back a payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad Credit Loans…are they available? No Payday Loans-?

I am interested in clearing my credit card debt. My total card debt is $5000. I tried prosper….no luck. My score is currently 630…I just maxed out my cards because of a recent move and my car broke down. Are there any lenders out there for someone with my credit score? I currently pay $300 a month or more to credit cards.


Mastercard/Visa Prepaid credit card? Paypal?

ok so, i want to buy points” in this game. and only way is to use paypal/credit card


How do I get an absolutely FREE credit score?

I know that I can get my free credit report” I am entitled to one a year


If i write someone a check with no money in the account will it go through and best online payday loans?

HI, I am trying to write a check for 1000 to someone but my chase account has no money in it rite now will it go through. Im tryin to pull out the money for them as a cash advance and deposit the money back within a week? I want to know the chances for the check to go through if i cash it at walmart. Need answer fast asap. Thanks if not what is the best place online to apply for a quick 1500 dollar and deposit back within a week?


Every music download site asks for details,credit card! is it possible to get FREE music?

trying to download heavy metal music without giving my credit card details.


What is the relationship between velocity of money and interest rate?


What are the different types of bankruptcy?

I know there is two types of bankruptcy. Chapter 7 and 13. What is the difference between the two?


I need financial advice about unpaid bills and voluntary loan default?

Learn from my mistakes” What mistake did I make


Best Binary Option Broker?

What is the best Binary Option Broker out there with Iphone app? I use Scottrade for stocks, but I don’t think Scottrade deal with binary options, or do they?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a horrible credit personal loan?

my credit history is ridiculous due to identity theft and some of my own doings. i cant get approved for nothing except VERY high interest rate payday loans. i want to pay some debt,bills and get xmas present s but noone will approve me…anyone know of any places i can go to?


Is there a place where i could get an auto loan and add my credit debt to it and make a consolidation loan ?

i dont have great credit and am looking for this type of loan… where do i look?


Anyone else been denied for H&R Block Emerald Advance?

I had been going to Jackson Hewitt for years, then decided to try H&R Block since their holiday loan program started earlier this year. I was denied! I had to correct their employee twice while she was preparing my return. She also couldn’t tell me what the qualifications were as to why I was denied. Seems like they don’t really provide the needed training, etc. Hopefully I will have better luck Friday at Jackson Hewitt being a former customer. Just wanted to know if anyone had any similar experiences…


My credit score is 723..however, I just got a debt consolidation loan for $7,400…if I leave the credit cards?

open, which the bank recommends, will my credit score improve with the credit cards paid off but used only infrequently for small incidental purchases.


If ur going to file for bankruptcy can u lose ur business that u already have?


Weltman, Weinberg & Reis, what can they do to me?

If my debt (from Target Red Card) of $3,427 gets outsourced to The Law Offices of Weltman, Weinberg & Reis, what actions can they take against me? I work for minimum wage, part time… I have a car, would they take my car? I am so freaked out right now!


Is a check advance a good idea?

I am positive i can pay it off by my next pay stub, and it’s only for 100 bucks. The thing is, i don’t understand interest rates and whatnot, it just doesn’t make sense to me. I would be using Amscot, can anyone explain how it works? Also, does it do anything to your credit score? http://www.amscotfinancial.com/financial/pages/cashAdvance.htm the APR Guide is on that page.




















































Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?

Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Student loan?

I have bad credit but I want to go back to school and need a loan. Any ideas other than bank loans?


Does anyone know of a company that offers Deferred payment Personal Loans?

It appears that deferring payments are only offered on Student loans (I’m not in school) but, I just wanted to make sure.


Prosper.com?

Has anyone ever used this site to get money loans fast? Would you recommend it?


If i get a 15 year mortgage for 120,000 how quickly can i pay it off if i double up the payments?

the interest rate is 3.875% so the payments are just at $880 per month. I always hear about doubling up your payments can reduce the interest drastically but i’m not sure by how much. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know the Free Payday Loan” page on Spotya.com’s website?”

I heard they have a page that allows you to get your first payday advance free but i can’t find it when I search for it.


Mortgage, Refinance, Debt Consolidation, Construction, Home Improvement…?

Hmmm, this is the advertising/marketing section so why can’t I advertise? I feel like your answer is violating guidelines, you didn’t answer the question, you stated your opinion and got 2 points for it. Let the people at yahoo worry about me. And if anyone out there is seriously interested please contact me. For those of you who just want to criticize then save your 2 points for a real answer to someone who will appreciate it.


Does it worth to refinance auto loan for me?

We got a car about 15 months ago with a 9.39% APR since my credit score was not that great (around 620) and was not so long either. My job is the same. Paid off all the credit cards, improved the credit scores, now all are above 720. I never missed any payment, and I always add about an extra 100 to the monthly car payment to pay it off earlier and to pay less APR by the end of the loan. My next due date is in June.. I’m thinking to refinance to get lower APR. My original loan (by Toyota) was for 60 months, now I would go with 48 months, since I don’t want to pay it forever.. My question is, would it worth the time and surely some fees to refinance? How many % less I would be able to get? Thanks!


Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why Doesn’t My Visa Gift Card Work?

i recently purchased a $100 visa gift card from walmart. when i got home i tried to register online and it said the card # wasn’t valid. i tried everything, i called the # on the back of the card: all automated and no help whatsoever. i called walmart, they told me to call the # on the back of the card. this is ******* ridiculous. i payed $105 for a dud card??? or does it take more than 5 hours to update?


Where can I get an emergency loan in Hong Kong besides the banks?

just answer the question if you know. I would never email someone on her to get money. sounds to much like the ethiopian scams. or the lottery I win weekly.


How quickly can I finance a car after my bankruptcy is discharged?

We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?


Credit score and auto loan advice?

I have a credit score of 709 I’m 20 years old. I was needing to get a $3000 auto loan. I was just wondering if that credit would be enough to get it??


What is a good debt consolidation program?

I have a 3 month old baby and I don’t work. My boyfriend only makes a little amount. We don’t have much to spend.


I need payday loan HELP?

my account with check n go was closed down n sold to a debit collector. i got a letter n the mail regarding it was sold to VCS and Associates n that i owed 738.38, when i owed 408 at first to check n go. it has on this letter they have full power to collect, sue etc. so im a lil worried if they sue. so i called check n go to see if maybe they can accept the payment for 408. they told it was sold but it was sold to a debt collector called united debt holdings and gave me a contact person. so who does it belong to ? i couldnt pay the 408 at first becuz i didnt have a job, now that i recently got one i can pay them back. but im confused who i owe now.


I am filing for chapter 7 bankruptcy soon. I only owe 1,000 on my car loan. Should I pay it off before I file?


Do payday loan lenders have to work with you?

I live in Oklahoma and have found myself in payday loan debt. I had to close my checking account due to me losing my checkbook. I cannot afford to repay them all at once and one place told me I had to pay 50% at a time. That is 250!! It is completley stressing me out!! They call me all the time. I was wondering what the laws are here and can they sue me or will it be sent to collections? I am just trying to figure out the best solution and fast!!!!!!!!!!!


Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a debt collector garnish my unemployment wages?

I’ve owed a hospital and phone company money for a while now and I just lost my job so now I really can’t pay them. Can they garnish my unemployment money? Like either right from the state or take it out of my bank account. Can they do that? I’m in Massachusetts btw, thanks!


Facing eviction in Hillsborough county Fl. Is the there anywhere I can get some type of emergency loan.?

I live in Tampa Fl and I’m in danger of being evicted from my home. I own the home but just rent the property itself. Due to payment issues at my new job and unexpected car troubles I have fallen behind on my rent and have already been served the evictions summons. My landlord agreed to drop the suit if I can come up with the money but I just don’t see myself being able to obtain the money in the agreed amount of time. Are there any options I have as far as getting some type of emergency loan or assistance. I know my bank won’t give me a loan with my lack of credit history and I know payday loans or cash advances will make things worse. I know in NY you can get an emergency loan if facing eviction, anyone know if there is something similar in Florida. Any help would be greatly appreciated.


Payday Loan would not accept check?

OMGosh, Im not looking to take out a new loan


Best website to book a hotel room?

going to memphis to visit the in laws and we hardly have any money, but i refuse to stay in a roach motel lol. i need a decent room for a cheap price.


Auto loan for a car from jack ingram?

I have a quick question. A loan worker at my max credit union where I am a member told me that even though I’m trying to establish credit (which means I have no credit yet) is okay, as long as I have a cosigner. Now, here’s the thing I get $914 a month and my bestfriend from childhood is my cosigner she gets $698 a month but she has good credit and I have none yet. Can she still be my cosigner? Even though both our incomes are pretty low but she has good credit?


Refinancing an auto loan that’s currently in my father’s name?

In 2009 I purchased my first car and due to my income and credit history the car was put into my father’s name and I was supposed to be a cosigner. However, I was never put as a cosigner on the loan. Now it has been two years and I owe around 4800. I payed the down payment and each of the bills gets pulled directly from my checking account. I have two years left on the loan and I just think it’s a shame that I’m not getting any of the credit in paying it off. Will I have to refinance, and if so, how do I go about doing that with a loan that technically belongs to my father (he currently lives out of state)?


Is 8.99% interest a good rate for a 72 month auto loan?

I have the loan thru bank of america. I got married in august and my husband has really great credit and would like to be on the loan if we refinanced. Is it a good time to refinance? I know bank of america isnt going down the crapper like wamu or any other banks as far as ive heard.


I have a personal loan and an auto loan, can I combine them into one?

I have an older car as collateral for the personal loan with about $3000 left on it, and my current auto loan for $14,000 at a 13% rate. Can I combine them into one payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Could You trade in car if your still making auto loan payments on that car?


Where can I find totally free credit reports and scores on line?


Looking for an all free no credit card people search?

just looking for my lost love


How can I build my credit if I can’t get a credit card or car loan?

I recently graduated from College, and was in need of a new(er) car so I went to two different dealerships to try and get a car. They each ran my credit at like 3-4 different places, and I was rejected from every one. (Keep in mind this was in the late summer when the banks were in the process of going under.) I have only had a credit card shared that was shared with my parents, I rarely used it, and I don’t think it applied to my credit. I applied to Chase and Capital One and was rejected even though I applied for poor/decent credit score cards. AND I’m debt free… So my questions are, how can I get a credit card or small car loan if I don’t have much credit? How long will it take for those credit checks to go off my record? And can I do my own credit check online without being penalized (again) for it? Thanks!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Meaning of PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH” for credit score decline.?”

My credit score went down because of the statement below in quotation marks. Without going into any complications about my credit, what does that statement mean in its simplest form? Thank you in advance. PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH””


Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?


I have about 12000 credit card debt. What’s the best debt consolidation, redcution service around? Thanks?

I have built up about 12000 dollars of debt between the period of college graducation til I found my job about 1.5 years later. Right now since I have pretty stable income, I would like to deal with my debts asap. I am looking for a good debt consolidation/reduction service asap. I have been checking around, there are too many options online. Are they all legit? or There are certain ones would fit my need the best? Thank you. If you have the same experience as me, please share the info so I can go debt free asap!


Is 4.75% a good refinancing rate on a car?

I’m 26 and I have average credit and I’m looking at refinancing my car loan which has a remaining balance of about 16,600. My bank is offering a rate of 4.75, which is quite a bit better than my current 6.something. Is this a good rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I get a mortgage, can I roll my car loan into the mortgage?

I have a car loan that my father co-signed for me 2 years ago this April. If I get a mortgage, can I roll my car loan into the mortgage? Would I have to refinance my auto loan first and then do it? I cannot seem to get a straight answer from anyone.


Trying to get a car while in chapter 13 bankruptcy. My current car was included in the bankruptcy?

and I owe around $6666 on it. I am in the process of trying to buy another car. I understand I hv 2 find one under $15,000 and the trustee has to approve it. My question is, does the new car go into the bankruptcy or will it be a totally different payment? Please answer only if you hv been in chapter 13 or are familiar with the legal issues. Thanks.


Chapter 7 bankruptcy?

Do you have to hire an attorney to file Chapter 7 bankruptcy? If not, how can I do about doing it?


My ex filed for bankruptcy but I live in the house and don’t want to lose it?

My ex just filed for bankruptcy and I don’t qualify to take over the loan or to get another loan because I am self employed and just started my business in April. I have been making the payments on the loan since 07 though. What can I do so that I don’t lose the house?


I opted a car loan from mahindra finance. Now i wish for a prepayment of remaining EMI?

Please confirm me that is there any Prepayment charges of paying this loan amont in advance.


Best ways to handle a car allowance?

I have just been offered a $18,500 car allowance (payed weekly) for a sales job i am taking in a couple of weeks & i am wanting to know the best way of buying a car for tax purposes? I am a home owner so would i be best to put the car onto my home loan & pay off the one loan at a lower interest rate or i am better off financing a car through a seperate loan e.g bank loan? This is an important decision for me so any accountants or financial advisers are welcome to comment!!


How to get auto loan with no credit history and no employer?


Why has Liverpool nsw changed?

I am doing a geography assignment and im just wondering how liverpool in nsw has changed over time The main topic for the assignment is Urban growth and decline


I have NOT RECEIVED my W2…….what do I do?

it is FEB 15th and i STILL have not received my W2. I work for Hollywood Video and because they are filing bankruptcy they honestly don’t care. I called the 1st of Feb and they transferred me to a W2 hotline” that said that they won’t do ANYTHING until I FEB 12th. (“to give it time to come”) but I tried calling again and they sent me to the same hotline. and now they want to charge me 5.00 to get a “copy” of my W2 that i never received in the 1st place.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you file bankruptcy on your own?

im looking to file bankrupt in michigan how do i find the paperwork online to do it i have a few friends do on there own but not very good friends (they wont help) and want to know how to do it thanks


Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?


Apply.discovercard.com : Do I need an invitation code to get the best card?

I received a post card in the mail from discover card telling me to go to apply.discovercard.com with a unique invitation code. Do I get anything special from using the invite code mailed to me? I am in the market for a new credit card and the rate & cash back seem pretty good. Anyone have any input? Should I just use the invite code or apply through the normal site? Thanks in advance.


Any one know what company does auto loans for cars older then 10 years old?

i have a auto loan through capital one for a 1995 toyota. i was wondering if any other company did loans for cars that are older then 10 years old… any one know of any?


Can you use Forever 21 store credit online?

i bought a forever 21 dress online but it doesn’t fit right and i just don’t like it, so i’m planning on returning it to the store. i talked to a lady that worked there and she told me that if i returned it i would get store credit. i want to buy a different dress from forever 21 that isn’t sold in the store, can i use my store credit online?


Credit score 629, good bad or regular?

How good or bad is my credit score?


Who likes the free credit report band?

http://www.youtube.com/watch?v=m8Dgu–CzGw




















































Where is the best place to get my 3 comprehensive credit reports ?

Where is the best place to get my 3 comprehensive credit reports ?

I am willing to pay for these reports as long as the information included is very detailed.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can I find how to pay my auto loan if my finance company has gone out of business?

They’ve given no notice via phone or mail. I’ve just called into the customer service line to make my payment over the phone and a recording directs me to another number, stating that the company is no longer in business… The other number just rings with no answer, recorded message or option menu.


Can you get a payday loan without a checking?

Can a payday loan be deposited onto your debit card?


There are so many mortgage lenders, how do I find the best rate without messing up my credit rating?

I also should have said that I have asked a handful of lenders already if I can provide them with a copy of my credit report instead of them asking for it, and they have all said THEY need to request it directly. Is this an unusual policy, and should I automatically avoid lenders who do this? One of them was my bank, Bank of America, so I assume they are trustworthy…


If you take out a small personal loan for 3000 dollars to purchase a car do you have to have full coverage?

Im looking Into cars, but I dont want to pay for full coverage it use to cost me an arm and a leg as a teenager. So if I take out a personal loan do I have to tell the bank what the loan is for? I know with car loans you have to pay for full coverage is a personal loan the same?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will I get a car loan… credit score 670?

Alright, I just updated my credit report again today. Do you think I could get a car loan for a used car (non-dealer) with an average credit score of 671? The car is $9500 and I plan to $500 cash down. Also should I apply online or go to a bank for higher approval rate/better interest rate. Thanks so much for the help.


What furniture store will finance on not so great credit?

I’m looking to purchase a sofa, however due to some mistakes made in my early 20’s, me credit score isn’t the best. I’m looking for a nationally known furniture store (i.e., Levitz, etc), that I ‘might’ have a good chance of being approved by if i apply for financing? I don’t want to apply to several companies and end up getting turned down and lowering my score even more, so I want to apply to just one that I know I’ll have a good chance of getting approved by. My credit isnt horrible, but I do have a few dings. Thanks!


Which type of personal bankruptcy is more common, and what does the type of bankruptcy depend on?

I’d also like some idea of just HOW much more common one is compared to the other. In other words, is it 60%/40%? 95%/5%? etc… Thanks!


Where is the best place to get my 3 comprehensive credit reports ?

I am willing to pay for these reports as long as the information included is very detailed.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need to contact a Debt collection agency from a few years back?

I had a JCPenney Credit Card that went to a debt collector. I am pretty sure it was Monogram. Does anyone know if this is the correct agency that receives collection from JCPenney, and does anyone know how to reach them?


Has anyone ever used a service from the site ‘eloan canada?


Do it yourself bankruptcy?

Do you think I can do my own bankruptcy, I need easy 123 as abc way


How to get the best credit repair Service in the USA?


Is there any reputable auto loan lenders for bad/no credit?

Or are they all scams. I’ve been looking around, I heard that right way is a joke. What about ferderalautoloan.com ect? Or do you know of any others? Thanks In Michigan btw.


Which of the following usually carries the highest interest rates? a. credit cards b. mortgages c. new car loan d. savings accounts?


Simple Interest Question?

I know to use the formula r=I/pt but I keep coming up with answers that I am unsure of… Please help! Nestor borrows $10,000 from the shady loan shark, Mr. Wildcat. Mr. Wildcat tells him he must repay the loan in 1 month and pay an additional $1,000 in interest. If Mr. Wildcat is charging simple interest on his loan what is the annual interest rate?


First time buyer taking out a private auto loan?

I’ve heard it’s quite tough to make this happen but not impossible, this is when I need educated advice in order to make it work out. I’ve never financed a car under my name. I paid for one under my mother’s, but there isn’t really a way to prove that in order for it to fill in the gap as my first auto loan” I was able to work out a deal with a private seller on the exact car that im looking for. But in order to make it happen I’m putting $4


Where is the best place to get my 3 comprehensive credit reports ?

I am willing to pay for these reports as long as the information included is very detailed.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any way I can get an educational private loan with poor credit?

I’m trying to get one for continuing education, & I have no one to cosign with me.


Can a single lady with $3000 worth of credit card debt get a house loan?

Can a single lady with $3000 worth of credit card debt get a house loan? Or will the banks turn me away as I have a bad credit history…. Its always been my biggest dream to find a unit to buy and prices have dropped so much in my area and I work casual…..Please give me some ideas of what to do


When does discover report to credit agencies?

i am trying to raise my credit score. I have paid off alot so I need to know when to check my credit again too see if it went up?


What is interest charge on purchases” on wells fargo CC statement?”

I mean I know what interest is but this is a charge directly from Wells Fargo. Why would they charge me for making purchases on top of interest they already take on the balance owed? I’ve never seen this type of charge until now. Any ideas?


Who do we file a complaint with on the company who finances our auto loan?

In a phone conversation today the man even mentioned we always make our payments on the 15th or the last day of the month and asked is that when you get paid. We said yes. We are not behind in our payments as far as not making them we haven’t missed a payment at all. It was just last months payment was late a few days and now they say they changed their policies that it must be no later than 48 hours late or they will begin calling everyone. He was calling days before the payment was even due demanding we give him a post dated check for the one that was past due and also for the upcoming month that isn’t due until April 24th.


How much does it cost to file bankruptcy in Orlando, Florida?


What interest rate do I qualify for with 718 credit sore for a house?

My wife and I are looking at houses and have paid all of our credit cards and bills off and raised my credit score significantly to 718. (I was a stupid college student that was given too many credit cards) We make 80000 and 90000 a year and have never had any bankruptcies or delinquent marks. We are looking at the $150,000 level for our house, which in the area where we live gets you about anything that you want. Thanks


Can you use a home loan to buy land AND a house?

Or is it just strictly for house buying. Also if you could use it on land and a house would that include things like adding on a garage or building a basement? Basically if a loan was for 200k could I use on things involving my house?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When / How can I change the cosigner on my mortgage?

Need a cosigner as only one of us has an acceptable level of credit. Leaning towards a family member but want to make their commitment as brief as possible. As soon as both of our credit scores attain the acceptable level we want to switch the cosigner from family member to the two of us living in the house. Can’t find any answers through online searches so I thought I’d give yahoo ask a shot. Is this as simple a process as it sounds?


Hi, Would I be eligible for a crisis loan?

I have got myself into a bit of trouble with payday loans. I wondered if i would be eligible for a crisis loan of around £300.00 because im on JSA and cannot afford to pay them. There rising to much.


Where can i get a payday loan thats doesnt check teletrack or your credit?

I am trying to get a quick loan untill i get paid today without them checking credit of telecheck or teletrack


Free credit scores online?

Where would I go to find out my credit score online for free?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I had a bankruptcy 9 years ago and had to file a chapter 7 again? will both show up or the newest?

I had to file a bankruptcy 9 years ago. but In the last month I had to do it again, because of divorce and because of my job cutting back on a lot of time and overtime! I was wondering if the new filing goes over the old one or will both stand out!!? But on the bright side, if they both stand out, the first one is 9 years old and should come off in ten years anyway right? one bankruptcy listing is bad enough on my credit report but I dont want two!! but had no other choice. I guess I will just have to wait for another year for the first one to come off. let me know what you all think about this situation…thanks


Where is the best place to get my 3 comprehensive credit reports ?

I am willing to pay for these reports as long as the information included is very detailed.


How can I get my credit report online for free with out using a credit card?

i want my credit report.


If I am a cosigner on an auto loan and I have an auto loan of my own what will happen when I file chapter 7 BR?

I plan on keeping my auto loan and my fiance needs to keep her vehicle. I am worried they will not let me keep my name on the loan I cosigned for… someone help me please I am filing in the next month.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a free credit report in ohio?

would like to see any judgements pending against me


How can i get personal loan if my salary is less then 20k?


Fifth Third Bank auto loan payment?

I sent in in an auto loan paymen to fifth third bank aprox a week or so before it was due (i sent it on a friday) and it was due on dec. 30th. It still shows it hasnt been taken out of my bank account. Is it because of the holiday you think? i just dont want them to tell me to send another payment and then they magicallyapply 2 payments to the account.” Anyone have similar problems with this?”


How long do creditors want to see good payment history on my credit report to be considered good?

everytime I apply for credit i get turned down because i dont have enough credit history


Do I have to change my gearbox?

Thanks to sam R and arlanymo!! I am new to Yahoo Answers and havn`t found out how to reply to others, but seems only can get back to people in this add details” box?? I`ve been driving for many years but never expericed a clutch or gearbox problem. This sound definately strange


How do auto loans really work? How is it calculated?

I am wondering if the interest rate is calculated from the overall price of the car or the current remaining balance on the loan. For instance my loan was $29,000 with a 2.9% interest rate. Right now I owe $23,000 on the car. Is it currently being calculated as 2.9% from the 29k or the 23k? Would I accumulate less interest if I put down a big chunk to lower my loan?


Where i can get loans against my property with cheaper interest rates in chennai?

i want cash loans against my residential property in chennai for cheaper interest rates for starting a small business


PLZ HELP Additional information need regarding a house title transfer.?

I posted a question about an hour ago about a title transfer for a house with no mortgage. The information received was marvelous. However I failed to give important information regarding the title that I need an answer for. The additional info is that my boyfriends mother was on the original title and deed along with him. It was in both their names. She pasted away and we have the death certificate but he never bother to change the title strictly to his name upon her death. What do we do in this case? He wants to put the title in my name. I as you advised don’t want to go to a lawyer (can’t really afford it) and I don’t know what is expected of us paper wise or any thing else wise down at city hall with his deceased mother on the deed and title. Please, please, please help. Thank you so much..


How can you check and pay debt that has gone into collection or lost contact for long period of time?

I have just got financially stable and is now ready to start paying off debt. I have built up a ray of financial debt from credit cards, bank accounts, cell phone debts. I haven’t had any contact with them or ignored due to not being able to pay. But now I’m ready and I need away to look at who I owe? how much I owe? and start paying off

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can’t get a 60 month auto loan for $7000, why is this?

I recently applied through my credit union for an auto loan to buy a used vehicle. They approved me for a 36 loan, and I was told that I can only get that, as my debt/income ratio was inadequate. When I tried to finance through the dealership, they told me that I also could only get a 36 month loan, because their bank would not finance a used, 70k mile car for longer than that. I’m 24, rent an apartment, and have fantastic credit. My credit union told me my credit score was 700+. I have one credit card with a balance less than $1000, an APR of 18%, a limit of $7600, and that is my only line of credit. I’ve never missed a payment, usually pay more than the minimum, and I have never missed a utility bill payment. I made $35k last year, so I’m not hurting for cash. I couldn’t afford the monthly payment of $200 a month that the 36 mo. loan would give me due to my other bills, but since they only asked my income, I doubt those other bills effected it much. A friend ventured the theory that it was my high interest, high balance credit card that stopped me from getting a 60 mo. loan. He theorized that because I could potentially add another $6000 in debt to my credit, and that it’s my only line of credit, that they wouldn’t approve me based on that. Others have suggested it’s because no bank would approve a 60 mo. loan on such a low amount of money. Which is true, and what can I do to reverse this, if anything?


Where is the best place to get my 3 comprehensive credit reports ?

I am willing to pay for these reports as long as the information included is very detailed.


How can I get a student loan of $3000.?

I am going to look at a car today that I might purchase. I have basically no money right now. The car is $3000. I plan on selling my laptop, car, and possibly ps3 to get the $3000. But until those things sell I will have nothing. How can I get a loan so I can give the guy a check for the car? I can’t get it through the school right now because it will take to long I need it like now.


Where can I receive a real FREE credit report?

I don’t know what my beacon score is and I’m trying to retreive a FREE credit report. Is there anyone out there who can help me?


Should I Buy or Lease a car?

Okay…I want a Toyota because I just really like them. I have one but it’s way old. My thing is that the life span on a car isn’t much…so should I buy or lease? If you have bought a car, buying a car, and have experienced leasing…which do you prefer?


Auto loan and financing?

My fiancee and I are looking to purchase a vehicle for myself and two children– Now, we are doing the job is your credit” and taking a loan– He says that it cannot b e in my name if he is the one taking the loan and making the payments. Is this true? Woiuld it be able to be in both of our names… if we were married would it help? The reason I am asking is I have lived 7 years of this man taking from me


Online loan companys need help?

i applyed for a loan online lastnight i then got a phone call this morning…….saying they could offer me a loan of a certain amount etc etc i would have the loan within 3 to 5 working days i had to pat the company that phoned me a one of payment of 50.00 i am now waiting on the company who is loaning me the money to phone me,,,,,,,,,,,,,,,,do u think i have been stung and im not getting the money.?? i phoned them back and asked is it 100% that i am getting the money she said yes there is no problem i cant help but feel there something just not right