Payday lenders getting on my nerves….?

Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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I need to refinance my auto loan. the interest rate is just kicking my butt, I have the worst credit score.?


Is ATM card the same to Cradit card? Can I use my SBI ATM card for online shopping? How?

I want to apply for pan card online. For this I have to pay Rs 70. I have SBI Atm card. How can i use it?


Auto insurance on 2010 dodge challenger?

I have been looking at a dodge challenger and did the paper work on it and everything was approved, and my mom says if the insurance is too high I can’t get it… It’s gonna be in her name and she’s 57, do u think the insurance will be high??? And we live in a very small town


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do I get an actual free” credit report?”

How do i get a real free credit report. A lot of companys offer a free credit report, but you have to sign up for their credit monitoring service. is this not false advertising


Where can I get a $5k auto loan?

Most of the banks and credit unions online wont accept a loan request less than $7500-8000. But I only want $4500-5000. Are there any banks that will loan me less? I am eighteen buying a car, i have two jobs and make about $1500 a month


How do you become an auto loan broker or agent?

I am trying to find out information on how to become an auto loan broker. I would like to find out what are the pro’s and con’s of the business, and how do you go about getting, licensed or certified in New York. The New York info is not critical but if anyone has any insights that would be great. Any help would be greatly appreciated!!


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Transunion credit dispute?

If I disputing something on my Transunion credit report and they had the problem fixed/removed, will I have to dispute the same problem for each credit bureau?


What would be the monthly mortgage for a $450000 house?

with none down, veterans loan, and how bout $250000 house??


Is a 682 credit score, good enough to get a home loan?

Only debt that the wife has is student loan debt before we were married. Which from what I know any debt from medical or student loans before you are married, they cant garnish my checks, but when I file for taxes at the end of the year I need to file for Injured spouse so they won’t take my return when we file jointly.


Difference between Cap rate and yield?

Hi, I have a presentation tomorrow in a real estate course at uni which I would like to touch on the difference between cap rate and yield, when I look at the formulas, they both seem to give the same output, cap rate= NOI/Value, yield=( net monthly rental income * 12 / Purchase price ) * 100 is it that you deduct expenses to obtain NOI where as you simply take rental income to calculate yield? correct me if I am wrong. Thanks alot Update : Also could you please tell me why I’ve heard people say that you can find out the cap rate of your area from your real estate agent? isn’t that a case by case basis for each house or they are wrong? thanks again


Where can I get a free credit report online?


I am 28 with no job in bankruptcy living with my parents with sever depression?

I been in a state of mind where I just beat myself up don’t really have no interest in anything. I try to push myself to do the simplest task but have no will to better myself. I smoked weed everyday for 10 years and recently quit cold turkey only to relapse and it just make me lethargic and more stuck” then before. I quit my job after I was discipline for making a mistake for something I was never taught to do. I just never ended going back.It was just a part time job with UPS but I know I always did all I was able to do compared to some of my other co-workers that just like to slack off and was just ridiculed for it. I can’t find one now. I have anxiety going outside of the house have no insurance so its not like I can seek help. Have not been suicidal but thought is there every day I wake up.I sleep till or past 12pm. I just don’t want to face the day anymore. I lost int rest in everything I used to enjoy. My libido is dead what there to live for? HELP!”


What is a good starter credit card?

I wanted to start building up my credit, but I have no idea what the best cards are. I’d want one with a very low interest rate though. Thanks in advance!


Unsecured Bad Credit Loan?

Where and how can I get approved for a unsecured bad credit loan?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband and I filed for chapter 7 bankruptcy 6 weeks ago.?

My husband and I filed for chapter 7 bankruptcy 6 weeks ago due to a wage garnishment and other reasons. Our lawyer told us because of the timing and amount garnished we would get all of the garnished money back. The automatic stay has been in place for 4-5 weeks. My question is when or how long does it take before you receive that money back?


Should I join this webcam site even though it’s asking for my credit card?

There’s this adult cam site I like (camhub) and I really would like to join. However its asking for my credit card. It does state it will never charge me. Does it make sense to join or not?


What is the difference between chapter 7 and chapter 13 bankruptcy?


How long does it take a credit card company to sue us after we quit making payments ?

we are planning on paying them off but at this rate it will never happen .so we want to stop paying minimum payment and save that money for 6 months to a year and pay them off in 1 lump sum . the question is how long will it take for them to sue us in the meantime


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”


Is 7.95% interest rate too high for an used car loan?

The car loan is $11,500, my credit score is 624. What other charges should I be aware of beside the amount of the loan? like taxes, etc,etc… Is a $234 payment too high or is it fair? should I ask for a lower payments? What other main thing should I look after when buying used? Everyone’s opinion will be highly appreciated, thank you all.


Car loan problem repossession?

They never granted me the deferment, and because of bankruptcy law(?they say) they could not send me a letter saying I did not get the deferment, so I had no idea that it was just being counted as not paying, until the repo man showed up. My car payment is only $250/month, and considering upkeep on older cars, I would rather just pay this one off. There was a family crisis that prevented me paying at the time. I even told them I could do lump sum payments. The point is without a letter stating if I pay the $750 in back payments, I have no leverage if they don’t give me my car back, but I can’t figure out how to get them to send me one, or maybe I should blindly trust them, but I think it’s a very bad idea.


Looking for PROS & CONS of buying a Manufactured or Modular home.?

I’m in California where we all know the cost of homes is outragious. This is another avenue I’m considering. I’ve seen a few models so far and they look good. I hear that just like with cars, brands differ in quality. Has anyone had any experience with this type of home? I realize the land will have to be purchased before buying or tear down a previous house. Also, do they appreciate or depreciate in resale value?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does paying tips by credit card work?

I ate at a restaurant and paid by credit card. I got the receipt and wrote the tip and total down and signed it. But since the card was already swiped, how does the tip get paid? Also, how does the waiter get the tip in this case? Does he just get money from the cash register?


Can i get educational loan if i have ongoing house and car loans?

Hello friends. I’m struggling about these engineering colleges. I’m from a middle-class family in India and right now I’m financially tight. I have an ongoing house loan as well as a car loan. Some banks which I consulted denied me educational loan for my engineering. Banks don’t provide educational loans on management quota seats. Luckily I got a merit seat in Manipal University. However I missed the scholarship narrowly. So I have to pay them by loan. They charge approximately 16L for 4 years. So I definitely need an educational loan but I don’t want it to affect my ongoing loans. Is it possible? Are there any such banks which will provide me the loan? Please relate me to some bank official who can help me. Thank you in advance. Since I’m low on time I want you to reply ASAP. Once again thank you for your time.


What happens if you can’t pay a payday loan company back?

Do they garnish your wages or do they just put it on your credit report and you just can’t borrow anymore money?


HELP!! I need some advice about payday loans! Can I consolidate them?

I feel like I am never gonna get ahead! We have gotten advice from a consumer credit counseling. They said that they just threaten to turn you into the DA, to pay off one at a time. This is not true. They will turn you in! Is there any way I can consolidate? Any help out there? My credit is so bad!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

100k loan with 35k income through countrywide?

I have been pre-qualified for a home loan for 100k from countrywide through fha. I make 35k a year and have a car payment and cc debt that totals close to 500.00 does anyone think I will be able to be approved for the loan? The area is new jersey and the taxes I’m looking at is 2800 tops? I have other sourses of income through my boyfriend but he works under the table currently and is not on the loan. Also would old leases from places that I have rented for 1100 amonth matter in this case. thanks in advanced


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Are there any online loan in Philippines via PayPal?

I wanted to have a loan online via PayPal since my salaries are really getting delayed nowadays.. I am working as an online visual assistant.. I’ve searched but I can only find for US residents. Help?


Where to get auto loan with bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am trying to find a CHEAP online payday loan = only SINCERE helpers PLEASE :O) and NOT Magnum (RIP OFF)?

i need one to do online as i do not have transportation right now or access to a fax machine. The cheapest i have found so far is $25 PER $100 borrowed. I only want to borrow about $800-$1000 until i get paid or get my stimulus check on 6/20 – about 12-13 days. I have sucky credit so i need one that doesn’t require a credit check. This is a one time thing until I get paid or until I get my stimulus check. Thanks so much for helping me. PLEASE only sincere replies. Joanie


Keeping our house in bankruptcy?

My wife and I are planning to go Chap. 7 bankruptcy. Our house value is about $20,000 less than what we owe. Should we hang on to the house and hope our positive equity returns? We are both middle aged (50’s) and don’t have a lot of time before retirement to earn back our equity. Also, the house is in need of neglected maintenance”. If we keep it


When you file for bankruptcy in Connecticut, do you have to lose your house? ?

Also, please explain bankruptcy in the simplest terms possible, thanks!


How long after bankruptcy were you able to buy a house?


Can a payday loan deny your application but still charge you a fee spec anything?


Is it bad to use a credit card for everyday purchases?

I’m new to credit cards, and just trying to understand. I Googled the question, and most websites say never use a credit card for everyday purchases… use it only for emergencies!” I understand this as advice for people who possibly can’t make their payments/can make only the minimum


I want to get a computer for college but I have bad credit?

Ok first thing is first. I need to get a computer (it’s basically going to be used for college stuff like research, typing reports, ect) but I have bad credit. I also can’t make a huge payment all at once. Does anyone know where I can purchase a computer and I can make monthly payments on it even though my credit is bad? Please help! Thank you.


How does buying a foreclosed home work?

How do you go about buying a foreclosed home? I see ads for foreclosed homes for 200,000 or 300,000 dollars when their worth twice that. Does that mean I give the seller/bank that much money and I get the house? I’m sure I’m missing something here. If possible please provide a link so I can get more info.


Whats the APR if you charge 1000 on a credit card whose interest rate is 20 percent with an annual fee of 30?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad to max out credit card even if I pay it back in full on time?

Is it bad to use my credit card so much that I bring it very close to the maximum, even if I pay it off in full on time? I have been putting just about everything on my credit card because I like to take advantage of the rewards, but I heard from a friend that it’s bad to spend near the max. Is this true? I’ve never missed a payment and I’ve always paid off the entire balance. If I keep doing this will it bring my credit score down?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit?”

Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit? I was asking because I was told that applying for stuff and getting declined lowers your already non-existant credit and I did that for best-buy :/ Reason being I am looking to build my credit and I really want a new monitor


How many times can you refinance auto loan?


Totally free credit report?

Is there anyplace on web were one can get a totally FREE credit report? My Granddaughter, is seeking to rent her first apartment, and she needs her credit report. She went to freecreditreports.com and found she had to {{ PAY }}} with a Visa, or MasterCard online for her credit report from their website. So I guess that now free right? She’s seeking a totally FREE Credit report as advertised on T.V, and other places, but we” have not found one yet! Any help out there?”


I am looking for a good payday loan site, one with no fees for first time customers, anyone know of one?

If you have a referal link that will get you a reward” and me a free pay day loan (of course I pay back what I borrowed


I am planing to file a bankruptcy, any advise?

i am not citizen yet, is it going affect me during my citizenship application? i rly need help.




















































Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































Best payday loan service?

Best payday loan service?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!


Should I payoff my 401k loan with an unsecured debt consolidation loan with nearly the same rate?

My 401k loan plan is a fixed payment plan, pay no more or no less. I owe roughly $19K w/ 8% int. (home loan) with 6+ more years to pay off. The debt consolidation loan is for 8.99% for 5 yrs. One caveat ofcourse, is if I miss just 1 payment rate can adjust as high as 27.99! Gotta go w/ autopay deductions. Doing this will give me more take home pay, but is it worth it?


Im 18 with no credit and need a first time loan?

Okay i have no credit because i just turned 18 in september but i have a local job and i have a fine that is 1600$ and dont have much time to pay it and was wondering about how would the best way to get a small loan with no creidit and no cosigner. I mean i dont have much time to pay the fine and i thought is there anyway i could get a loan and just pay the fine and then pay on the loan every month whats the best way to go about doing that with no credit?


How can i increase my current loan from sallie mae?

i need more money on my current loan from sallie mae, how do i go about making a request for a higher amount. this loan is a student smart loan and is not a stafford loan. please help me! I running low on time!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Student loans for green card holders?

Are lawful permanent residents can apply and take student loans ( governmental or private) what is the limit for such loans ? what is the procedures or helpful website ? I want to continue study for about 2 years to make my certificate equivalent to US certificates your advices will be more than welcome. thank you so much


What do i do if my credit account is closed?


How can a 19 year old with no credit get a loan?

Do loans add on rediculous intrest rates? I know nothing about loans. Any information is useful to me. Could I get a student loan and use it for something else without them knowing? ….Read on if you have the time/patience. A while ago i quit my job of almost two years because I was sick of making minimum wage. I’ve been dancing at a strip club and make more in one night than I did in two weeks at my old job. I’m a full time college student and my parents make more than $100,000 a year between the two of them. (However, I do not benefit from that; they make me work for my money.) I want a new car really bad and I am only short about $3500. I can’t wait any longer for this car for reasons that are beyond the point of this. I’ve applied to two different student credit cards that didn’t require you to have any credit. (While I still had the ‘real’ job) and got rejected both times. So building credit isn’t an option for me right now. I could easily make payments..It’s just a matter of who will give me a loan and how I can get one.


Best payday loan service?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a credit report ASAP as a company wants to do a credit check on me?

Hi need a credit report to be done ASAP as a financial company I applied for a job with want to do a credit check on me. I’ve never done one so figure il get one done quick so there is no suprises. Thanks


Is such a thing as a free credit report really exist?

I mean, they do advertise it, but once you start filling a form, they ask you to buy or pay or enter a credit card info. Is there a really truly free credit report, without any obligations and payment?


Credit card debt?

if i threw out my collection letters how can i find out who i owe money to and how much? i just sold my car and want to pay them off but they havent been calling or sending letters lately


Payday loans?

CAN SOMEONE FILE CRIMINAL CHARGES IF YOU OWE FOR A PAYDAY LOAN


How to approach getting a new car?

Okay so I’m fairly new at buying/leasing a car and I don’t know where to start. I recently leased a 2011 car but a lot has happened in my life like losing jobs, etc. to the point where my lease is almost up and I need to get another car. At the time, my credit was good, at about 740. But do to life emergencies, my credit is at about 645 now so it’s not HORRIBLE, but it isn’t amazing. Worst part is, I don’t really have money to put down. So what should I do? Go to a bank and get a auto loan? Try to lease another car for no money down? Buy a car from one of those radio adds you hear all the time on the radio about bad credit ok we approve anyone? My monthly payments that I feel comfortable paying would be at max $250. I wish I had someone to help me look, but Yahoo Answers is the closest that I’ve got. Please help me in this process. Btw, I don’t know if it matters but I live in SoCal.


What are the steps to do to get a car loan?

I want to buy a car thats worth $32,000 I want to give my car as a down payment plus some cash and I want to pay the rest of the remaining amount with a car loan what are the steps that I should follow Im confused? Should I go to the dealer and get the remaining amount and then go to my bank and get the loan and pay it off?


Who are the safest auto loan companies for people with poor credit?

Who are the best and safest auto loan companies for people with poor credit? I hear www.carsdirect.com is good but trying to avoid any scams!


Payday loan without a checking or savings account?


Best payday loan service?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I dont have very good credit, Where can I get a loan?

I need a smaller loan around $2000 give or take. Idon’tt have very good credit and Idon’tt have a checking or savings account, I do however have a prepaid master card from H&R Block. Is there any way for me to get a loan? Even a payday loan?


I NEED credit card help with victoria secret!?

i rather pay my bill online.. because i feel by the time i get the bill in the mail its too late. and besides.. why have to go through the trouble of mailing stuff when you can just do it online. ALSO VERY IMPORTANT.. i returned something as well. i bought something for like 70 dollars and then returned something that had cost 20 dollars and exchanged it for something that was 40.


Test Statistic and Critical Value Help?

A mortgage specialist would like to analyze the average mortgage rates for Atlanta, Georgia. He studies the following sample APR quotes. These are the annual percentage rates (APR) for 30-year fixed loans. If he is willing to assume that these rates are randomly drawn from a normally distributed population, can he conclude that the mean mortgage rate for the population exceeds 4.35%? Test the hypothesis at a 10% level of significance. Use Table 2. Financial Institution APR G Squared Financial 4.615 Best Possible Mortgage 4.430 Hersch Financial Group 4.585 Total Mortgages Services 4.790 Wells Fargo 4.865 Quicken Loans 4.415 Amerisave 4.060 I need help with the critical value and test statistic. Any help is greatly appreciated


Am I too old to qualify for a first-time buyer’s home mortgage?

I’m almost 47 years old, a single mom, and looking to purchase my first house. I’m wondering whether I’ll be able to get a twenty-year mortgage because of my age, or should I try to find a 15-year mortgage? I’ll be a first-time buyer, does this make a difference? Thanks for any help or advice — I’m really in the dark here!


Why is there a need for organizations like Opportunity International? cant poor people get loans?

why is there a need for organizations like Opportunity International? can’s poor people get loans from banks and other sources? just wondering what peoples’ thoughts are on this


Mortgages. what would be the monthly for a $550000 mortgage? Assuming 7% interest rate?

Mortgages. what would be the monthly for a $550000 mortgage? Assuming 7% interest rate?


What is the highest interest for an auto loan in Ohio?

I bought a vehicle in 2006. I financed 18,159.55 and my payments are 495.58/month on a 60 month loan. Could someone tell me what my intesrest rate is there is nowhere on the contract that tells me this. What is the highest interest rate a company is able to charge someone. I financed through Americredit.


Is interest on a credit card monthly or yearly?

I got one of those 6 months without interest(apr) credit cards from WaMu, and Im wondering when the interest kicks in will it be monthly or yearly?like will i see an interest charge every month or jsut at the end of the year cuz Im not really sure how this works?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I get $672 a month with unemployment how can i get a payday loan or a payday advance?


Does anyone know how to get a credit report for free? fast?


Improve my credit score?

I want to buy a house next year. I am starting with a credit score of 636. Then I paid off 6 credit cards ($12,000) and paid down one to a balance of about 25%. I know my CS will increase because I have paid off those balances. I also know that my CS won’t be hurt if I don’t use those 6 cards that I have now cut up. What I want to know is this. Which is more likely to INCREASE my credit score MORE, a) not using those 6 cards at all, or b) having them reissued and using them each for small purchases once a month or every other month and then paying them off. Or is it a wash?


Can I claim interest paid on payday loans as a deduction on my income tax return?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


Best payday loan service?


Can I get a personal loan for a Transunion credit score of 611?

I need a loan of about 4-5,000. I tried appling for one through a company online but they were going to charge an APR of 35%. Which would have me paying them back what I borrowed and then doubled!! Is that the best I’m going to get? I want to try applying for one at my local credit union but I don’t want to just keep applying for loans after loans everywhere putting hard inquiries on my credit and making it worse. Also what is a OK APR for my information? Thanks!


Poker phrase… Juice is running?

I just saw the movie Rounders for the first time and in that movie they say the juice is running or the juice is still running. I have heard that before but what does it mean exactly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where would I go if I want to sue my bankruptcy attorney for misrepresentation?

I hired a bankruptcy attorney to file a chapter 7 and I completed all my paperwork and credit counsiling all within the time limits, and then I got a letter from the court saying that my case was being dismissed due to some paperwork. I contacted my attorney’s office right away and they told me that they didn’t file some paperwork, but I shouldn’t worry about it. They told me to show up to the court appointment anyways, that they would take care of the paperwork. Me and my wife showed up to the court, seen our names on the calander and talked with a attorney from my attorney’s office. She told both me and my wife that the trustee might not hear our case because of the paperwork issue. Sure enough we did not get seen that day. The attorney that was there said that the office would be in contact with us within the proceeding three days, and I never heard from them. I have been trying to contact them for the last month now and I have been getting the run-around. This is bull! I need help! I had money taken from my account after I retained my attorney and nobody can tell me where my money is and if im going to get it back.


How do i get a free credit report?

how do i get my free credit card without giving a credit card number i dont have a credit card


We have decided to file bankruptcy can i buy a used car before doing so?

We have decided that we have to file bankruptcy after i have been out of work due to a medical illness. We had bought a new house before this happened and got so far behind that we have to surrender the house now. I am now back to work and one car isnt working since my husband and I have to travel out of town for work. Is it ok to buy the car before filing Chapter 7?


Countrywide Home Loans – Mortgage Forgiveness Debt Relief Act of 2007?

I am trying to complete my income taxes and I had a foreclosure in 2008. The Lender was Countrywide. I never received any paperwork from Countrywide stating the debt was forgiven. Does Countrywide report a 1099-C and why haven’t I received a copy yet? Seeing as through Countrywide is the worse lender…. Does Countrywide even forgive the debt? The house is worth probably $50,000.00 and I owe then at least $125,000.00. That would mean I could be taxes on $75,000.00? Does the Mortgage Forgiveness Debt Relief Act 2007 discriminate against what type of loan, interest rate and income you had?


I have really bad credit but I need a loan.?

I have really bad credit and I can’t get approved for a loan form anyone. Does anyone have a idea of where I can go? I live in Milwaukee WI


Chase blueprint Full Pay option pay off cash advance?

Hi, I want to sign up with the chase full pay on their blueprint plan… I’ve had their credit card for several years now and I need to simply pay off my cash advance first, then the rest of my payment can go to the remaining balance. I do this because certain bills that I have require cash only and I take money out on my card. The lady from chase online said that I can do that by signing up with full pay. I looked into it, but I do not know what category to put cash advance amount in? There’s like 14 categories from like groceries to utilities, but I do not see anything about cash advance… Do I not select one and just put in a cash amount at the bottom of the screen? Please help!


Can I get a personal loan to take to closing to cover the loss on my house in Maryland?

I owe $260k on my home but housing prices in my area have plummeted to $200k or less. I want to move to a better neighborhood with good schools before my daughter starts school (she is 2). I also have a baby on the way. I was told to wait it out or rent but there is no way that we could break even in 2 years when house prices increase 3-5% a year. It will be at least 5-10 years my real estate agent said. So I am trying to figure out how I can get out of this house without doing a short sale. Our credit is great and I we want to buy another house so a short sale would not be good for us. Plus we wouldn’t even qualify for a short sale since we can already pay our mortgage now. So what are my options? I really don’t want to rent and buy a new home and take the chance of getting bad tenants that destroy my home. But I don’t know how to pay the bank back all of this money that we would owe without getting a personal loan, if that is even an option.


Can I apply for the H&R Block Advance Line of credit on line if I already have an emerald card?

I still have my emerald card from last year. Can I apply for the H&R block advance online or do I have to go into an H&R Block store?


How to build my credit score?

i am 18 now and i need to know how to build my credit score and what things affect my credit score. I have 3 joint bank accounts with my mom in the credit union. Do those bank accounts affect my credit score? what can i do to build my credit score? i don’t have any bills

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you enter a fake credit card number on a site?

One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?


Best payday loan service?


What happens if I don’t pay this loan?

Hi, I have a $100 payday loan. Im thinking I don’t want to pay it back. What’s the worst that can happen? They only have info on my old job–a job I no longer work. I work somewhere else now. When I applied for the loan I was only required to put down 2 references. I gave numbers that I knew more or less were from cell phones that were disconnected. Good thing I went at the last minute and the woman behind the counter was anxious to get the paperwork done and go home. If not she would have called the numbers and found out they were disconnected! Yes, I’m a deadbeat that doesn’t want to pay this loan! I know for a fact that payday loans do not go on your credit report so I don’t have to sweat it there. Ive already changed my cell phone number so they can’t call me. What are they gonna do? Take me to a small claims court? For $100? Sorry, don’t think so. It looks like I got away with a $100 free and clear. Thank you mr payday loan. What do you guys think?


I have a credit score of 549. Seeking 100% home loan for 120,000. Already approved for 80k. Any suggestions?

The only negatives on me credit report are a 60 day late car loan that I cosigned for and my credit card debt is a little high. But all other payments have been made on time. I need to move and purchase a home before the end of the summer. The home I would ilke to purchase is listed at 119,000. I am a teacher and I make 48k per year. Please help.


Which is the best student credit card? Junior in college?

I’m a junior college and looking to build credit– I’m not interested in any gimmicks like rewards or incentives. Just need something simple that will allow me to build credit with them. I (stupidly) applied for a Discover It card during my freshman year of college and was denied because I had no proof of income. Now I have 2 jobs. My question is, should I apply again for a Discover It card now that I’ve improved on what they denied me for? Or should I apply to something else? And which one?


What are the different ways to borrow money?

i know a loan, but what else is there?


OK so I’m 24 and i have bad credit and I’m trying to fix it.?

The thing is i don’t remember what companies i owe to pay them off. Is their any way i can figure it out? Help please i want to fix this. Thank you in advance.




















































How to get a real loan to pay off payday loans?

How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a loan disbursement, and how does it affect interest?

i don’t quite understand the nature of a loan disbursement. (i’m dealing with a federal direct unsubsidized student loan and a federal direct parent PLUS loan). is a disbursement like using PART of a loan? or is a disbursement THE loan amount? like say in total over a year you are going to have to borrow 5000 – my question is does splitting it up into 2 disbursements mean you pay interest on 2500 for half a year, then when you want to use the next 2500 for the next half year, after that second half is disbursed, do you start paying interest THEN or at the beginning when you decided you’ll need 5000? i did a really bad job explaining that, but basically my question is what is a disbursement and does getting several disbursements affect the amount of interest accrued? (i understand that each disbursement creates a fee, but i am right now wondering about the interest so that i can compare what’s better)


HOME LOAN INTEREST RATE NEGOTIATION?

CAN I NEGOTIATE INTEREST RATE FOR HOME LOAN. OR ANY CONCESSION ON PROCESSING FEES


Me and my husband are separated. Can I file bankruptcy without using his income?


Laid off cant pay car loan what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score of 716? Is this good? To be approved for a Mortgage?


What would be a good APR on my car loan?

I have zero credit history and I’m putting down $5000 on a Ford Fiesta that will cost me around $15000 everything included. —I’m thinking about going to a credit union….Ford offered me 7.9% APR or a $500 rebate. I’m hoping to get 7.9 or better at a bank or credit union so I can take the rebate too. Tell me what you think.


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy for free. Who does it in DC?


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


Does anyone if and where I can get an auto loan for under $4,000?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


Where can I get a free credit report w/out having to sign up for free trials and such?


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


How do i increase my credit rating?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Without Credit Score?

@Man of God I have a good stable job and 2 yr history with my bank. I am not sure about how much money I can pay as first installment.


So I went to FreeCreditReport.com and checked my history… I just turned 18 and have all of my dads credit…

How do I get my credit cleared? My first name is his middle and vice versa, I know its a simple error, but all if his stuff is on mine and I cant get any cards or anything..? What do I do?


How much can I get from a student loan?

I want to know what is the maxiumum amount I can borrow for college. Also, what is required to get a student loan? Do I have to be 18? Do my parents need good credit? Thank you.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


Free credit report.com songs?

i know all of these 3- http://answers.yahoo.com/question/index?qid=20080509140342AAa0Mys but wasent there one where every one was on bikes and the lyrics are all like- f to the e to the e to the e to the c to the… and so on what are THOSE lyrics?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Won’t get approved for credit card?

i been trying to get a credit card for the longest time i got good credit but i won’t get approved for none of them! so what should i do or what credit card should i sign up for thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% ?

If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% are people more or less likely to buy houses?


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


Filed bankruptcy a year ago but they are still reporting past due balances?

In January 2010 my parents filed bankruptcy but the stupid lawyers messed up and didn’t reaffirm my car(parents loan but I’m paying the loan)-our paper work said it would be reaffirmed but it didn’t happen. So technically my car was filed in the bankruptcy but the loan holder said if we continue to pay the loan it won’t matter. They no longer send us statements and such. Anyways there have apparently been two months in which I did not pay the monthly payment (I believe December 2010 and February 2011). We found this out because my parents just ran their credit report and it was reported on there as a past due balance. Being as the car is part of the bankruptcy are they allowed to post past due payments on their credit-which brings their score down even further?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get out of payday loan dept, that has snowballed into a civil dispute?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


How do I change my name with Equifax Canada?

I couldn’t really make out what the guy said on the phone despite getting him to repeat it multiple times. How do I change my name upon marriage with them? Does anyone know what documentation I must send in?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report .Com?

I keep seeing this commercial and ads everywhere for Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean


How to get a loan no job or bank account?

need a loan no bank account, job, or credit card


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


Victim of Identity Theft, How do I get the accounts removed from my credit report?

My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer


Will paying off charged off accounts help my credit score? and other questions….?

My credit score is very low (around 500). I have a bankruptcy that will be 5 years old this year. Since then I have had about 5 accounts charged off. (Went through a really rough time…dont judge!) That was about 2 years ago. I have one installment account that I opened and just recently paid off. That account should be in good standing. But that is all that I have going on with my credit report. I don’t own a credit card that I make payments on. I just use a prepaid visa as a credit card if I need one. What would be the best way to make my credit report better? Will paying off those charge off’s even help at this point? Does having an open line of credit in good standing a good thing for your credit score? How long will that bankruptcy show on my credit report and how will that affect my credit score once its gone? Thanks for any help!!


Credit cards after bankruptcy?

Please do not judge me or post nasty comments about bankruptcy… My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and are filing for bankruptcy. I am curious how long it will take to get a credit card after the bankruptcy discharge? We want to re-build our credit ASAP.


Can a person withdraw money from an ATM using a credit card?


Debt consolidation?

what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Looking for a online game with high graphics?

would mostly like it to be rpg or mmorpg or mmo or something. but graphics kind off counts to me. i like japanese or chinese games. but in english version ofcourse. i tried loong online, and i liked that game very much. but i grew tired of that, so i’m looking for a new game:) thanks in advance:D btw skyrim rocks!!! just had to say it…


What type of loan should I get? My car is broken down…?

Okay I owe 6200 on my car and now it needs a new transmission for $2000. Should I get a line of credit on my house for the amount (13.5% interest) and i can deduct the interest at tax time, or should I just refinance my auto loan? The interest on that is 9% and I can’t deduct the interest.


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


I’m being charged twice for my student loans – what can I do?

I consolidated my loans after I graduated in 2000 and I am in good standing with the company I consolidated with. However, suddenly I didn’t get my tax refund because of outstanding student loan delinquencies. After looking into it further, I found out that another consolidation company is stating that I owe them the entirety of my student loans. So in essence I’m being charged twice for my BA. I could use some advice and guidance as what to do about this. Surely this cannot be legal.


Where can i go to get a free comprehensive decoded” credit report?”

by decoded i mean a list of of all debts owed and by whom.




















































Can you tell me some real online payday loan sites?

Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What bankruptcy chapter is for credit cards only?


What happened to the free credit report band?


A Good Debt Relief Agency?

Thanks I’m going to try and call them today there are so many to choose from and I wasnt sure were to start THANKS


Where can i get a credit report?

Where can i get a credit report for free? I heard that you get 1 free a year? Thanks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about my finances. Using overage check to pay off auto loan a good idea?

I have just started college. I am really enjoying it. Especially after being out of high school for 4 years. Anyhow, I am back into it and I have qualified for financial aid. It is an unsubsidized loan, with a total of a little over 6k. It is my first loan, and I intend to pay every bit of it. My employer reimburses up to $5,200 a year, which is more than enough to pay for a year’s tuition at my college branch. If my calculations are correct, I should receive an overage check of about 4k, which is the same amount I have left on my auto loan. I am being nailed on interest for the auto loan, which is 14.2 percent — I had no credit, no co-signer — so I had to bite the bullet of an extraordinary rate. So, I figure I will take the full amount of my award this once and pay off my auto loan. It will give me peace of mind because if I lose my job, I lose my car. But if I pay off the car, I can lose my job, but still keep going to school, for I do not have to pay back my loans until after I graduate. That way I can pay about $100 a month toward the overage check, paying it off well before I graduate. So, for the people that have had much experience with their finances, been through many hardships, tell me, is this a good idea? Am I thinking on the right track for a young age — 23?


How can I build credit with a Macy’s card?

If I buy one thing every month and pay it on time, will I be able to build a score? What is the best way to go about this? (I have no credit score)


My Experian credit score is 605″.?”

I don’t understand why I can’t get a credit card or anything in my name. I have a experin credit score that’s 605 in only 8 inquires in my name. Can someone give me advice. What should I do to increase my credit score?


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


Should i request a higher limit on my credit card or apply for a new one?

– Viking my friend. i always purchase little things on my credit card .. why ? to build credit. i pay it off quickly. usually THE SAME MONTH. but since i WANTED a tv i BOUGHT one. and can easily pay it off right now.. but im moving .. there fore im conserving money. sorry i’m not perfect 🙂 LMAO last line of my question .. theres always one smart*ss in the bunch.


Will I be denied if my birthdate is wrong on credit report?

How can I correct this, and how long will it take?


Best ways to handle a car allowance?

I have just been offered a $18,500 car allowance (payed weekly) for a sales job i am taking in a couple of weeks & i am wanting to know the best way of buying a car for tax purposes? I am a home owner so would i be best to put the car onto my home loan & pay off the one loan at a lower interest rate or i am better off financing a car through a seperate loan e.g bank loan? This is an important decision for me so any accountants or financial advisers are welcome to comment!!


How do I find my credit score on my credit report?

I recieved my report & can’t seem to find it. Is it only available on a separate request?


Free Credit Report? Yeah free my butt?

These guys charged me 12 dollars a month without me knowing it for 15 months while I was in Afghanistan. How come they claim to be free? What a bunch of A holes!!!


Anyone please tell me how margin works in Etrade?

I know that they charge me 7.24% interest rate but let’s say i have 5000 dollars and buy some shares on margin,5050, total of 10000 dollars of shares; and i will sell it a week later, then i buy 5000 dollars of shares and 5000 on margin, are they going to charge me another 7.24%? It’s confusing to me. Anyone please help if you understand what I’m saying. Thanks.


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


Personal Income Tax: Can you deduct bad debt from rental income?

I have used the accrual method in reporting rental income and expenses. That is, I report rental income when earned (not when I collect) and expenses when incurred (not when paid). My tenant (now an ex-tenant) owes me for many months rent that I have already paid taxes on in past years. It is a virtual impossibility that I will ever collect this. Is this bad debt deductible in calculating my net rental income? If so, can this bad debt be used to increase my net rental loss (i.e. is there any restrictions or limitations on the deductibility of bad debts)?


Does it cost $1 to change my address at the post office?

I was about to change my address online through the USPS website until I realized they wanted to charge $1 to my credit card for my security.” I always thought the address change was a free process. Is that not the case? I was wondering if I physically walked into the post office


Getting your credit report with your credit score all 3 bureaus?

How can I get my credit report from all 3 bureaus with all 3 credit scores? What Site and how much does it cost? * I already got my free credit report but not my scores * I want my credit scores


Is 764 a Good Credit Score?

I’m 18 years old and opened a credit card a year ago. Since then, I have made my payments in full, on time. I checked online via Trans Union and it said my credit score is 764. Feedback?


Bank’s auto loans & dealership finance?

What is the difference between your bank’s auto loan and the plan that a dealership offers you? Does the dealership even offer some sort of loan or payment plan? I think it will just be easier to get a loan from the bank b/c you can pay it online or have automatic withdraws. Or does everybody get auto loans from the bank? I really have no idea. Im buying my first car.


If i got a loan from amscot and its not oustanding can i try somewhere else and see if i can get another like the check cashing store?


How do i find out my credit history for free!?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Alaska USA Federal Credit Union. Can I view information about my car loan online?

STOP WITH THE SPAM ANSWERS


I am still in bankruptcy,will not be discharged for another 4 months,and in need of a car.What to do?

Do I stand a chance getting a new car or do I just need to wait? Please help!


Free credit report site?

what was the site to that free credit report, or that shows what’s on your credit, not your score? Thanks!!!!


Credit score of 552 from experian. Need suggestions on how to raise score from the dead. ?

My credit report from Experian states:Your report does not show any open, currently active major credit card accounts, such as Discover, American Express, VISA, or MasterCard. Should I just open up two or three secured cards or what? Or should I finance a hoopty and finance it over a year? Reasons for 552 Credit score; Chapter 13 three years ago that was dismissed after three months because I sold the house. a few Federal tax liens with balances still owing. thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Don’t sugar coat it.. how much house can we afford? newlyweds 1st home.?

Everyone I’ve tried talking too has sugar coated the truth, and its starting to feel like this is the only place I have a chance of getting some straight answers. Our loan officer even tip-toed around the truth! Its a simple question.. how much house can we afford? We just got married and are gearing up to purchase our first home. We live in Lincoln, Ne. Our mortgage rate is going to be around 5.6% (we haven’t actually gotten that far, so thats only an estimate.). We make a combined annual income of around $27,000 and will be putting down a 5-8K down payment.. Our taxes will only be around $2,000 on the house and the insurance will be between $400-$500. (We’ll be getting the cheapest insurance that covers just the important stuff). Our loan officer said he can get us a $100,000 loan.. but that seems like WAY too much for our income. If you should only purchase a home that is 3X your annual income.. than we should only get a $75,000 home.. We have no other finacial obligations or loans.. we will only be making payments on the mortgage and bills. A 100,000 (with a 5K down-payment) is around $760/month. We make around $1200 bi-weekly. That just seems like we’re cutting it a little close going with that loan… what do you think? Also.. should we wait until next year and risk losing out on the $8,000 tax credit? There was talk about a $15,000 tax credit next year.. would we still be eligable?


Can you tell me some real online payday loan sites?


Does anyone know how to fill out the schedules A – J for a chapter 13 bankruptcy. I am filing pro se?


What should my friend do or expect from the bankruptcy court?

He owes about 15, 000 each to three different bill collectors. One of them just sent him a summons saying that he had to address the issue within 20 days. He has not a dime more than necessary to pay bills and eat. He is in Massachusetts-Boston to be exact-and he was unemployed for three years but has been employed for the last year. Should he try to get a lawyer right away? Thanks for any help that you can give.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 9000 too much in credit card debt?

I am trying not to use my credit cards anymore at all, but I am getting a bit worried about it. I make my payments on time of before time, and always more than the minimun. I work in a full time job and make 39k a year. But I am worried still and have no idea if this is too much or not. Of course i dont want to get more into debt I have had enough.


When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Which of the following best describes the debtor s involvement with the bankruptcy judge?


Where can I find the maximum APR for auto loans in North Carolina?


Question about the President’s Choice Mastercard (PC Points) program…?

How many PC points do you earn per dollar spent if you shop at Loblaws store (eg. Superstore)? Is it 5 or 15?


Bankruptcy and refund after Bankruptcy?

I have come out of Bankruptcy and as i am self employed my Tax refund was rightly refunded back to my creditors. My question is that my accounting year is not in line with my tax year and my next self assessment has part of my accounting year for the period of my Bankruptcy, will the creditors be able to receive that as well or is the Official Receiver only interested in my refund for the period of & prior to my bankruptcy?


Where can I use my best buy credit card?

My ex says that he has swiped his at other stores, but there is no expiration date on mine, so how can I use it online? It is NOT one of the ones issued by chase, and it is NOT a rewards master card, which both say they are exclusively for BB stores. So can I use it in regular stores and online? I need to pay my rent, lol…


633 credit score is good for auto loan?


What are the best places/options for getting an auto loan? (Good credit)?

I may need to buy a ‘new’ used car in the next 6 months, and will need to get an auto loan. I have very good credit (750 range), but unfortunately I don’t make much money. What are the best options for securing a loan? Should I go to a credit union, try to get financing at the dealership?… Any advice on the process much appreciated. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to calculate mortgage monthly payment?

oh nevermind thanks 🙂


Can you tell me some real online payday loan sites?


The interest rate on an auto loan in May was12-3/8 %. By?

The interest rate on an auto loan in May was12-3/8 %. By September the rate was up to14-1/4 %. How many percentage points did the interest rate increase over the period?


What was the enron scandal?


Do you have to pay for a permit test if you fail it in Pennsylvania?

Also, is it possible to retake the test the next day?


What is a good online cash advance site to go to?

my friend needs a quick cash advance til her payday and wants to know whats a good one that doesn’t need to do a credit check, no verification, no faxing and without sending you to different lenders. If you’ve tried a few please help her cause I don’t know of any.


What are the links for credit report (the free report once per year)?

All the Free” credit reports on the web require credit card number




















































I need to earn/barrow 1000.00.can anyone help? ( NO PAYDAY LOANS!!!)?

I need to earn/barrow 1000.00.can anyone help? ( NO PAYDAY LOANS!!!)?

My dog needs surgery or she’ll die! Please help!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can u claim bankruptcy if you just spent all your money on frivolous things?

My friend has a decent paying full-time job. Over the last couple years, she’s been spending like a maniac…. designer clothes, drives a BMW, tanning, nails done, hair done, lavish vacations, etc. She has charged up a ton on credit cards and hasn’t been paying them. She’s about to lose her house, her car, and creditors won’t stop calling. She told me she’s gonna just claim bankruptcy. Can she do this just because she blew her money on unnecessary stuff and didn’t pay the bills? It makes me upset because I work full-time, drive an old car, and struggle to pay my bills while NOT buying new clothes, getting nails and hair done, etc. Can she actually claim bankruptcy in a case like this?


If I file for bankruptcy and save my money how long till I could buy a house?

My credit is pretty bad, includes about 20 different items in collections and has been bad for about 4 years. Collections include credit cards, checking accounts, savings accounts, an apartment, cell phone accounts, a video rental, gyms, a library, a college, car insurance companies, and probably others I forgot to mention. Also after all the arbitrary fees and arbitrary interest rates I supposedly owe $20,000 on the credit cards. They’re outside my state’s statue of limitations. Also is it better to negotiate this down and pay for a fraction of the balance on the larger debts, or just file bankruptcy and start over? I recently landed a good job and other circumstances where I should be able to save cash fast, possibly up to $15,000 a year. If I could save for a down payment and let this show as being in my past on my credit how many years from now would it be feasible to expect to be able to qualify to buy a house


Does anyone know of a good autoloan company?

Hi im looking to buy a vehicle looking for like a 15,000 loan credit ok, can anyone recommend a auto loan company who has reasonable rates?


Which is the best maintenance free washing machine?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I find Home Loan Reviews or Lender Reviews?

Are there any good websites out there with advice on Mortgage Lenders? I came across mortgage-lender-reviews.com but they haven’t reviewed the bank I’m looking at.


My credit card debt affecting my credit score?

I have 3 credit cards. One has a limit of $6,000, two $9,750 three $7,000. I heard about the never have more than 30 % debt. well on my 9750 card I carry a 4,000 $ balance,and I make payments each month. Will my credit score get dinged for having to high of a balance on that one card? I could drop it down to 30% I just want to make minimum payments right now. It is a no interest for a year the first month ill pay interest is in May. Just purchased a Car in March, and my credit score came in about 740. The reason for my concern is I plan on refinancing this month or next and wanna make sure my score doesnt go down. thanks


How many points will a secured credit card raise my credit score, provided that I use it responsibly?

As of today, I have a credit score of 575. I have no judgement’s or bankruptcies, no public records” I believe they are called


I need to earn/barrow 1000.00.can anyone help? ( NO PAYDAY LOANS!!!)?

My dog needs surgery or she’ll die! Please help!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any student loans you can claim on ch. 7 bankruptcy?

I heard that depending on the type of student loan some you CAN claim on a ch. 7 bankruptcy. IS this true and if so what kind (federal, state etc) are you allowed to claim?


Can you be jailed for an unpaid loan or other debts?

Also… Because at least one person pointed it out I did NOT write them a check. They make you give them your bank account information nowadays and they just take it out like you would get a direct deposit… Except instead of a deposit it’s a direct debit by them. And I didn’t have money in there for them to take but there is no stopping them from trying unless you can pay them the extension fee which I don’t have right now so my bank did a returned funds thing and now I’m negative a bunch. And that is why they are starting to call and email me. Because they didn’t get their payment.


How do you get your credit score to go up fast?

I was wondering how you could get your credit score to go up after credit inquiries? As I was wondering how do you get it to go up in point value? Parrothead


What is another way to get the auto loan out of my name without hurting my credit?

i tried getting someone to refinance it under their name but did not work out,, What is another way to get the auto loan out of my name without hurting my credit?


Loans for bad credit?

Hello I want to know if anyone knows of any loans in the UK with no brokers fee & for bad credit I want an unsecure, I have tried alot of options but most are cons and already with provident (which I regret highly as they have awful customer service and other reasons) if anyone knows of legit loans for bad credit & no brokers fees please comment. Thanks


I filed bankruptcy 3 years ago can i buy a house as a first time buyer .?


If someone files for bankruptcy and can’t pay off their debts. Who ends up paying for it?


Paying off a cash balance on a Credit Card….?

I have some credit card debt and have had a balance on my card for years. I heard that, under the new CC reform, if I previously took out cash on my CC and also made typical CC purchases, all of my payments now pay off the higher interest first, then pay off lower interest. I get that. But if I make continue to make purchases on that CC, with every new billing period does my payment for that period pay off those purchases first, and THEN go to the higher interest? In other words, am I smart to make all of my purchases on my CC and make a larger payment so that my cash balance goes down (provided my payment is larger than my spending)? Thanks guys!


I need to earn/barrow 1000.00.can anyone help? ( NO PAYDAY LOANS!!!)?

My dog needs surgery or she’ll die! Please help!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy and Immigration?

Please, do not send me any web links to law firms or attorneys websites. I already have a lawyer. I do not trust anyone who wants my money, thus, the reason I am asking these questions on yahoo answers. I want an answer from someone who has been through this. I am thinking of claiming bankruptcy (Chapter 13). My wife is originally from China and she is now a U.S. permanent resident. My question is, if we claim bankruptcy (Chapter 13) will me or my wife have any travel restrictions (Will we have problems leaving the U.S if we need to)? If we wanted to sponsor my wife’s parents to come to the U.S. would it be a problem because of our financial situation? Please only respond if you have accurate information or have lived through this situation already. Thank you in advance.


Is there any options for Financial Relief, short of Bankruptcy?

I have done everything I can to reduce my spending, and my interest rates (on unsecured debt), yet there are still so many demands on my income that I am still unable to meet my monthly obligations. (My VA Compensation was just reduced” making my problems even worse). Due to the nature of my current “graveyard employment”


Paying off Auto loan and getting back equity?

its worth 28k, the loan remainder to pay off is 13k, when I receive the remaining amount of 15k in my bank account will I have to pay taxes on that amount?


Will My Bankruptcy Follow Me To The USA?

i am form ireland and i have been living in the USA for over 2yrs. I am just about to go bankrupt in ireland and i am wondering if this will affect me in the USA when i go to get mortgage for a house , or my credit in general? someone told me it will not affect me here because it a different country?? I am legal in the states thank you


Paying off auto loan thru my ira. account good or bad idea?

unemployed and having problem with my mounthly payments.


My fiance has bad credit. Will that affect my good credit?

Once we get married will his bad credit affect mine?


How can i get a autoloan for $1500?

hi i was wondering if anyone knew any places where i can get an autoloan for 1500. my credit is not the best right now do to my unemployment a few months ago. i do however have a decent job now and i make about $2600 a month gross. ive been working now for about 4 months. anyone have any suggestions? i need a new car asap because mine is taking a crap and i need to get back and forth to work!


What is the best bankruptcy software for an attorney opening a bankruptcy practice?

I’m a lawyer who is about to go into solo bankruptcy practice in the Eastern District of Virginia and I’m looking to buy bankruptcy software. Should I get BestCase, EZFiling, or some third option? I’m especially interested in opinions from attorneys or paralegals who have tried out more than one program.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Foreclosure / Bankruptcy Rates and Credit Scores?

In regards to the housing bust and subsequent credit crunch, does anyone know of a site that tracks, foreclosure rates, bankruptcy rates, and credit scores? Im interested to know how the average american credit score has reacted to the current financial crisis. I would like to know if there is a higher rate of foreclosures and bankruptcies now and if the average credit score has been taking a hit because of it.


I got looped into those payday loans. I can’t seem to get rid of them. Anyone have any suggestions!?

I work two jobs already, I cut back all expenses except the necessary. By the time I pay the payday loans I don’t have money to pay the bills, forcing me to go back. What do I do?


Can i get a loan with a credit score of 554?


Is there anywhere on the internet that I can access my credit report for free? UK?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long does a personal loan from Citizens Bank takes to be approved?

I went yesterday morning around 10:00am to make a personal loan because my car’s transmission got mess up so now I’m walking to work, on the other hand my girldfriend is carrying our baby and its been hell since my car got mess up. So I go there and ask for $5,000 she ask me some questions, then all she needed at the end was my last two pay-stup and I got them for hers and she told me that if I do get approved” the ammount will be directly deposit into my account within 2 days. All I’m hoping is that I get it because I really need this more than ever. I always pay my bills


I need to earn/barrow 1000.00.can anyone help? ( NO PAYDAY LOANS!!!)?

My dog needs surgery or she’ll die! Please help!!!!


I want a online payday loan $1000 ? tell me good lender?

i need asp ..thanks


How can i find a list of payday loan places in my city?

i typed in payday loans and not many listings come up. is payday loans the correct term??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is MIP/PMI/FF on a good faith estimate?


Can i get an auto loan for a new car with a credit score of 507?

kudos to tom!


How can i get a fast no faxing pay day loan?

hey guys ive been trying to get a no fax payday loan for one of my friends but i dont get how they work any suggestions


Where can I get an auto loan on a 2003 F250 Crew Cab Diesel truck with 146 k miles on it ?


Where did you get your free credit report?

@James: thanks man, it worked perfectly. Wow, you guys are fast 😀


Experian vs Freecreditreport.com.?

I recently called Experian’s customer service number to find out my credit score because it had recently been updated. They gave me a score of 543. Since i have a membership with Freecreditreport.com so I went to check it on there and it was at 586. Being that Freecreditreport.com is owned by Experian. Which one do i trust?


If your credit score is 625 is this good enough to bargain for a new vehicle?

I been tryint to buy an SUV my family grew this last year and we need another car is this score good?


Should I pay off the loan all at once or continue with monthly payments?

I recently came into a bit of cash and my first thought was to pay off an outstanding personal loan. I read somewhere that it’s better to show a good payment history, and so then I started thinking I should put the money in savings, letting it earn interest and transferring the payment amount each month. Most of the interest on the loan has already been paid, so paying it off early won’t change the payoff amount. I’m eager to get rid of the loan, but want to foster a good credit report/score too. What to do?


Can I get personal loans as a non-resident in Canada.?

I am trying to pay off my auto car loan to remove my co-signer from the deal, but for that I will need to re-finance the car. I am a non-resident, and am basically on a 3 year work permit. I tried my own bank (rbc) and they reject because i was a non-resident and scotia also were not keen on giving me the loan. Is it the same picture for all the banks in Canada? do I have any way of getting a personal loan? Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Did Spike, Jet, and Faye of Cowboy Bebop, ever get a bounty alive?

On all the episodes I’ve watched, all of their bounties bite the dust! It’s not a wonder why they’re always strapped for food and woolons! ( ^ _ ^ ) The only thing I’ve seen them eat is, instant noodles, stir fry noodles with bell peppers, bean sprouts, and I saw Faye eat Ein’s dog food. ( o _ 0 ) Umm…that was nasty. She scarfed it down and didn’t give Ein any.


I need to earn/barrow 1000.00.can anyone help? ( NO PAYDAY LOANS!!!)?

My dog needs surgery or she’ll die! Please help!!!!


What should I do about my credit?

My mom divorced last year and her ex had a truck that he could not afford by himself so he returned it to the dealership. However, when he returned it, he still owed them thousands of dollars. Now my mom got stuck with the payments because they co-signed and also he wasn’t paying for it. My mom had a car to pay herself and to build up my credit, I was a co-signer. Long story short, my mom filed for bankruptcy and now I have to pay for whatever is left on the car after they’ve already auctioned it. And I would rather not file for bankruptcy, is there any other way??


What shows up on your credit report when you report your credit card lost/stolen?

For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this—-especially if this is an account you’ve had for a while, and therefore is one of your oldest accounts since alot of credit is based on how long you’ve had things.


Bankruptcy question?

Hi, I have a friend that would like to file for bankruptcy and she needs to know if she would lose her home which is still unpaid for. Also what is the best bankruptcy chapter to save her home. Thanks for any help.


How much should a simple 4 credit card20000$ bankruptcy cost?

i have no job and make minumum wage…i have no assetts


Where can I find a free creditable credit reporting agency that I don’t have to have a credit card for?




















































How do i get a payday loan on my moneynetwork card.?

How do i get a payday loan on my moneynetwork card.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it possible to pay your auto loan half every two weeks instead of once a month?

it would be easier for me to pay 200.00 every two weeks instead of 400.00 once a month,


Chapter 7 Bankruptcy Discharged-Deed in Lieu Good Idea?

Our house was included in our Chapter 7 Bankruptcy which is now discharged. We have moved and are now renting so we don’t mind surrendering the property now. Unfortunately, our bankruptcy attorney was not very social so we are a bit confused. We understand that the foreclosure process continues after the discharge (we do not have the money to pay for arrears or late fees incurred). Right now, the bank has taken civil action against us to pursue attorney fees, costs, and re-establishment of lost note. What does this mean? We also contacted them to let them know that we wish to surrender the property and they informed us that we must complete a deed in lieu. I looked it up online to find out what it is and I have a small clue now. I found out that there are taxes and deficiency that may result from this. How does that work? Does bankruptcy protect us from any of this? Is there a website where we can consult an attorney for free? Thanks in advance for any assistance you have to offer.


Can a person file for bankruptcy if she owes the IRS money?


Where can i find a credit report without using a credit card?

in canada please

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are some legit payday loan places online?

are there any legit payday loan places that will do a transfer to your bank account all online and put the money into my account today… i also live in canada.


How long does it take for a mortgage decision to be made?

Thanks guys for your answers. Im talking about the process of the bank deciding if your a suitable candidate to loan the mortgage to ?


How can I get a small personal loan with a past bankruptcy?


How do i get a payday loan on my moneynetwork card.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loans?

Does anyone know of a payday loan source that does not do credit or teletrax checks. That works with savings account. I need 400.00 until 7/25/08


Savings account interest is 1.25% is it typical?

Hi, I’m 16 years old and I opened up my joint checking account and savings account with TCF bank today. I am a HUGE fan of saving money for college. Yesterday I had split my $320 into my 2 accounts a checking account with $300 and $20 into my savings account at 1.25% annual interest rate. The savings account was free with no annual fees up until im 18. 1) So, the question is it a good start by puting $20 into my checking account with 1.25% annual interest rate? and will my TCF savings account do any good for me on the long run? 2) And how much $$$ should I put in my savings account and checking account on my next pay check? ($280) I am 16 year old male living in Minnesota if anyone asks…


Someone stole my Debit Card information! HELP!?

I went to the mall today and spent 100 with my debit card in 3 different stores. I check my bank account online daily to verify the transactions and make sure I stay on budget. Tonight when I did that I almost dropped dead when I saw 3 pending charges in my account for a total of $1000!!!! I have the receipts of the small purchases I made and of course I did not authorized those purchases…they were actually made in a store at a different mall…a store where I have never bought anything at all! I called the number on my debit card a told the representative that someone stole my card number and were making purchases and she cancelled the card and told me to talk to my bank. I couldn’t talk to the bank because they were close. I’m going to go tomorrow with all my receipts and tell them what happened…the transactions appear pending….do you think the bank can stop those payments and secure my money? I’m really scared…that’s my rent and my electricity payment…I’m going crazy here!


I’ve been trying to apply for a payday loan for bad credit people?

Everytime I try to apply for a bad credit loan I am always denied. My credit score is 585. I have a full time job working about 50-60 hrs a week. I am willing to pay it back. All I need is 300. Can anyone answer this?


What Is A Payday Loan Or Cash Advance Loan?

Can any1 explain it to me?


What’s the best online payday loan?


If you just purchased a vehicle less than a month ago can you still file chapter 13 bankruptcy on it?


I have a personal loan with a bank, can I ask for more money (not much) and add it to this existing loan?


How do i get a payday loan on my moneynetwork card.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why can’t we view our credit score without paying? for that matter, …?

Also, i personally do not think that it is fair that this information is collected from us but we are not allowed to see it unless we pay. and to whoever answered about the medical and criminal history, I’ve moved probably 4 states away. They won’t do this on the phone and there is no online access (medical) as for criminal, i want to know what people see when they do a background check on me.


Where is a good place to get a loan?

I am looking for somewhere online or close to the houston area in texas to get a loan. I am looking to get a $1000.00 for a lawyer. I do have bad credit so many places here won’t help me. I have seen places that can do bad credit but they are payday loans or 30 days loans and I don’t want that. I want to get a loan that I can make payments on. Because I would be able to afford a payment plan then the other ones. can someone help me please?


Is this on my credit, or not?

Back in 2008, I just turned 18 and I was being young a dumb and decided to move out. Of course I ended up in a bad situation with my ex roommate, and I moved out like 2 and a half months if that, after I first moved in. Then months later I get a letter from a collection agency for $1,2XX dollars. I ignored the letters and never paid it off. Last year when I was trying to buy a car, that prevented me from getting a loan but eventually, I was able to get financed and I got the car I wanted with a pretty good interest rate. Now, I am trying to move out again (with no roommate) I’m wondering if landlords use a different data base to check rental history. When I check my credit, the collection isn’t there. It used to be there but I’m not sure where it went. I’m pretty sure my ex roommate didn’t pay it off, but it appears to be gone. I’m sure there is a record of it some where but I’m not sure where. Also, when I check my previous addresses, only my parents address shows. I’m filling out my application for the apartment and I’m not sure if I should put down that address or not. I want to be honest, but if it isn’t on my credit then they see a wrote it down anyway and call my previous landlord, then I don’t want to prevent myself from not getting the apartment.


How much does your credit improve when bankruptcy falls off credit report?


How are my chances of getting an auto loan?

well, gonna take my chances. With a credit score of 630. 🙁 No one I know has a good credit score. Thats why I’m trying to make mine look better.


Neighbor ran away from bankruptcy?

police came and took everything out of their house. and no one is there. is it ok to take some of their items from their home??


Is this website legit or are they just trying to scam people out of there money?

here is the link to the site: http://www.jormoo.com/index.php


My deceased father has a reverse mortgage -?

his estate has enough assets to pay the mortgage. I am executor and sole heir, my mother passed away a number of years ago. Does the mortgage have to be paid off by the estate assests, if i am unable to sell the house? Or does the mortgage company only get paid if they foreclose. In other words – can the mortgage company claim his assests for payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Finance math problem help?

Fred purchased a boat for $8,645. He made a down payment of $775. He applied for a six-year installment loan with an interest rate of 11.4% in the amount of $7,870. What is the total cost of the boat after six years?


What is CHAPTER 11 BANKRUPTCY (Petition)?


Auto Loan Co-Sign Question?

When I was a dumb 18 year old I had a couple of credit cards that i messed up, as a result my credit rating isn’t very good. I am now an older and wiser 21 year old who has finally taken responsibility for his life and I am looking for a cheap mode of transportation. I have come to the conclusion that a beginner motorcycle(ninja 250r) is the best choice for me. Low cost and 61mpg. I went to the dealership today to try and figure out how much of a down payment I would need to make and the salesman said the minimum is 500$. But bad credit needs to pay the full price up front, no financing offered (which I respect). My question is this – If I get my parents to co-sign the deal would that act as a sort of boost to my credit with the dealership? Would I be qualified for a decent interest rate and a 500$ down payment? My parents have great credit scores. Thanks in advance!


Bankruptcy and car loan?

I cosigned a car loan for my sister in 2005. I just recently found out she has filed bankruptcy. I called the finance comp. and asked them what are my options and if this will be reported on my credit report. I was told they sent her a letter to reaffirm the loan at a lower interest rate, and they will remove all the late payments all she have to do is sign the paper. She tells me she is not sure she wants to do that. If she does not do that I can take over the payments and take the car, but the payments are $583 a month. they are willing to settle for $370. a month. what options do I have. if she does not sign and I take over the car payment at the original contract rate of $583. I would also have to pay the past due amounts of $4005. can I sue her for that money as well as any payments i made because she kept falling behind?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone has experiences with Global Student Loan Corporation ?

Hey , I’m an international student and I want to study in the states next summer. I was looking for ways to pay my tuition and all the other bills…. Then I saw the site from Global Student Loan Corporation , and as an international student I do not need a co-signer. What do you think ? Is this a safe opportunity to pay the bills ? I would be very happy if someone could give me some advice. Thanks in advance, J.Z


How do i get a payday loan on my moneynetwork card.?


I need about $300-400 by tomorrow. are there any loan sites i could visit to get this?


Do i qualify for an auto loan?

Hi i just wanted to know if any knows if i will qualify for an auto loan? I am 21 yrs old. I recently ended my year lease of $500 per month from the apartment and my credit card is up to $550 out of the $600 limit, but like i said no more lease so that is easy to pay off. I’ve had my job for two years now and live in the same general location. My expenses including the minimum payment of the credit card is around $155/ per month; that is including gas.I bring home about $800 per month and my credit score is 692 the last time i checked. I am also willing to trade in my vehicle for around $1000 which kelly blue book appraised for $1,400. so if anyone knows the answer please help. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit score is 630, what auto loan rate should I get?

In California. I know there are other factors, I’m looking for a general range. Expert, experienced advice desired, I know how to use search engines.


Which banks do cash advance for mastercard and must you bank there to get it ?

meant actual bank names and my bank only does visa so its not any bank you can get one


What is the sales tax rate for firewood in new york state ?

i live in new york and sell firewood, do I need to collect sales tax


Can anyone tell me?

How i can check my credit score online for free?


Reputable used auto loans for no credit?

Well I have tried both my banks and was denied. Even Captiol one didn’t accept me which burns me up because I hold a card with them and pay my card off early everytime.. I really don’t want to use a finance site that works with poor credit and no credit because they generally are scams and I’m a cautious person. However times are rough and I need a vehicle soon because mine is on it’s last leg. I so make enough to cover to amount I need. All I need is a 3000 loan but I cant find a place that offers a small loan like that. any suggestions?


Get an auto loan approval after a year?

I’ve just came to america as a permanent resident to live. I wanted to buy a new car, but without anyone to cosign for a car, i chose the option of leasing the car first. In the Lease agreement, the period is 3 years, after 3 years, i will buy the car. The concern comes into my mind that i had put $5000 for that leased car, heard of many tragic stories, i am afraid that even after 3 years and even i would buy the car, the dealer will stilltry to take my $5000 away (?) I will try to pay the monthly payment for the least car for the first year on time, then i will go to credit union, apply for an auto loan, then bring the approval and their check to the dealer,pay off the car to avoid the risk of loosing my $5000 I mean, is this possible? i made $2000 a month and pay $300 rent. Anyone think it is possible to get an approval after a year with that?


Whats a good consolidation loan company?

i already have one but my bills got out control again..i was looking for another one but i dont know where to go and i know the credit union that a borrowed from wont let me do it again..


Does anyone know of a loan shark in the Washington DC area?

I am a Single Mother in need of a few thousand dollars to get me out of a bad situation that has come about from getting laid off and not finding work for months. I will pay a ridiculous interest amount, or whatever you would require, i just need the funds within the next couple days before I am evicted and my car is reposesed. If anyone knows of anyone please email me at momneli@yahoo.com, and please no scammers, I know all the tricks now so you will be just wasting both of our time! Please contact me if you have any information, I will be very grateful. Thank You


How many points will a secured credit card raise my credit score, provided that I use it responsibly?

As of today, I have a credit score of 575. I have no judgement’s or bankruptcies, no public records” I believe they are called

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the best student loan consolidation options?

I have some $50K in student loan debt, which is defaulted, and in Colorado and New Mexico, across several loans. What are my options as far as consolidation goes? Are there non-profits that could help the interest stop? Will I be eligible while they are in default or do I need to get them out of default first? The current asking payment rates on my loans total about 40% of my income and are not feasible at this time. Specific names and websites of agencies that can provide assistance would be appreciated.


How do i get a payday loan on my moneynetwork card.?


Would every bank account you have ever had appear on your credit score rating?

I have two accounts I have used for the whole of my life (mortgages, credit cards, etc) However when I was 15 I opened a braclays account to get free cinema tickets This was at an address I only lived at for a few months and is not in anyway associated with where my other mortgages, loans, cards etc are kept Will this appear on my credit rating? How thorough are they?


How could the military help me buy a new car?

im looking to buy a new car. im in the army national guard and i was wondering how that could help me buy a new car? is there any benefits that i could use to help me out? im thinking about using USAA Auto loan… is there any car dealerships that give discounts to the military?


How to persude customer to buy a Sears credit card?

im going to be working as a cashier sson at Sears, just hired. but they really is pushing us cashiers to sell those cards…. How to do it the right way?


My home loan is funded, why can’t I get the keys?

Sorry, I mean the sellers (the bank we bought it from) have their money. Although we have not asked him to do this, what would the consequences be if our realtor let us in over the weekend to paint? We live in California.


Where can i view my credit history online for free?




















































What’s a good alternative to a payday loan? 401k withdrawal?

What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is the best way to repair your credit?

My fiance recently tried to refinance an auto loan and was denied because of his credit. What can he do to improve his credit? Since moving in with me three years ago, he has made all his payments on time. He only has one credit card and an existing auto loan (which is from a sub prime lender). Also, if we get married before his credit improves, how badly will his credit affect mine once we are married? My credit is currently considered to be ‘good.’


What is the sales tax rate for firewood in new york state ?

i live in new york and sell firewood, do I need to collect sales tax


Is a light credit check the same as a full credit check?

ie what have they done in the past and can they be trusted, or is it more of a formality


What’s the longest time i can have a auto loan term for?

Oj a new car. Like 6 years or 7

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best loans for unemployed people?

i am looking for a loan of about £10,000. does anyone know any good companies that will not keep on passing you around to other people. i would like to avoid brokers who charge upfront fees as ive heard these are scams. i am a council tenant and unemployed. preferably quickly. i dont need any timewasting companies. also, only people with serious answers and help please .


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?


Which is the best maintenance free washing machine?


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should Payday loan companies with extortionate rates of interest be banned?

Oh Athena, please dont be so rude. This is a school debating competition, i dint choose to argue this motion, and i dont really have a huge oppinian of it anyway. And I didnt even call it morraly wrong, I HAVE to debate this. So please READ MY QUESTION before answering with such a rude tone.


Can I get a car loan of 7000 with a 570 credit?

I have a credit of 572 and I’m looking to buy a car that is $6900. I don’t know why my credit score is so low, I have a good income and have paid everything on time. However that is not why I’m here asking that. I wanna know if with $500 down and a credit score of 572 I can get the car financed? I know the interest will be high no need to tell me about that. Thanks!


Can you get a home equity loan on a land contract?

We don’t plan on getting one. We are just curious.


Can i get a motorcycle loan when i already have a auto loan with no credit?

I just recently turned 18 and i went to a credit union to get a auto loan. The process was pretty smooth. I have only made 2 payments so far. My guess is that i still haven’t established a credit score. I want to buy a motorcycle at a good price. I just don’t know if i can get the loan.


How can I get cash from a Visa gift card?

My company is giving out Christmas Bonuses on gift cards this year rather than by check. Since my bonus is $2000+ I really would like to just put the money in my bank account. How can this be done?


Can you file bankruptcy on probation?

i am 20 years old and im on probation i am behind 1200 dollars and about to get violated for not paying.. i havent had a job the whole time i was on and i have 4 years of this i payed them 1000 dollars almost a year ago. i have a feince and a 1 1/2 year old son we all live at my dads. i dont live free with him i got to pay him 500.00 for rent grocies every week son diapers and milk and food etc. my car payment is 500.00 + rent 500.00 + grocies and taken care of my son +600.00 car insurance 200.00 gas to work a week is 120.00 so basically in a month i am spending 2,200.00 or somethign close to that a month to take care of my famil me and my fience after taxes maby 2300 bring home.. i am not garunted 40 hours at the job im working i work for a ndt company that does xrays and mag testing and penatrent testing but work slow and sometimes i bring home 120.00 a week or less sometimes.. so what i am asking is if you really cant afford your probation is there anything you can do about it ?


Save, invest, & take out student loans for college costs OR pay cash for college expenses?

I am 24 and currently working on my MBA (part-time). I make enough money to pay for my college tuition and expenses (and paying on a student loan taken out previously 5400), but that means saving very little and dealing with a tight budget. I will be enrolling in my company’s 401(K) this month (small contributions), and I really want to start investing on my own. I believe that I can earn greater returns on my money than I would be paying in student loan interest. If I defer my student loan payments, and take out additional loans to pay for my future college expenses (probably about $7,000-$10,000), I estimate that I could save about $400-600 per month. Would it be wise for me to take on additional student debt to start investing, or should I pay my expenses with cash?


I don’t have credit!! Help!!!?

I am 18 and have never had a credit card. I basically don’t have have any credit, but I was told that I should use a legitimate website or service to check my credit report, in order to ensure that I’m not a victim of identity theft. I used annualcreditreport.com,and they couldn’t pull anything up about me. Why is this? Also, I applied for an Express credit card and was denied for a similar reason. What should I do?


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If one files for Bankruptcy 13 in Florida, what happens to the condo fees owed on the homestead property?


Income based student loan repayment?

Thanks for your response i appreciate it really I do. the thought process behind loan forgiveness is that it gets college graduates to work in high need areas that do not offer the greatest wages. So what you sacrifice in wages you make up for by not having student loans after 10 years regardless of how much you paid monthly. Right now, if I graduated today I would be eligible for payments of $35 a month based on my income. After 10 years my remaining balance, some $40,000 + because of interest would be forgiven without tax repercussions. My question is if I do not work in a field with loan forgiveness and after 25 years let’s say I still owe $20,000 how do they decide who will be taxed that amount as income tax and who will not be taxed. It’s a new policy from 2008 so I’m guessing I would find out that answer in 20 years when people start having to owe that lump sum the government taxes.


What is the meaning of Bankruptcy and Executorship?

in regard to Nigeria law


Which is the best website to view all of my threee Credit reports and scores?

I’m willing to pay a reasonable fee if necessary. I know I can request one from the credit bureaus for free but I want a centralized website to keep track of all 3 of my credit scores and reports. Thanks for the help.


What is the difference in Chapter 13 and Chapter 7 bankruptcy?

Please give answers that are EASY to read and not the ones that I can search online w/ tons of legal jargon. I am trying to really understand this.. questions I have are: what’s the difference? which one can you keep your cars in? which one would one need to eliminate credit card debt only?


New Texas Car Title – Should I sign the front page ?

Ok, this looks sounds complicated than it actually is. I bought a new car and paid cash (no lean/loan) I received the title from Texas DMV. There is signature line on the front page under my name, should I sign it now or sign it when I sell the car ? Searched online and couldn’t find anything specific to signing the front page. Is signing now a better option so that if someone steals my title they can’t sign their own signature under my name and get a payday loan or sell to someone on Craigslist ?


Best buy financing & credit card?

i want to buy a macbook at best buy. my parents cant afford to pay $1000 up front but they said i could do it by financing (18 months) Do you need to get a credit card to finance it on? or can you use other payment offers? its no interest if paid in full by the 18th month and we can do that… http://www.bestbuy.com/site/olspage.jsp?… my main question is do you need to have a best buy credit card? can you use a regular visa credit card? and if you apply for the credit card in the store, do you get approved the same day and walk out with the item? Also, does it charge anything extra just to use the card monthly? Can you cancel the card after the 18 months? if you dont cancel it, will you have to pay on it monthly just because you own it? thanks


Credit Report Websites?

Where can I get an online credit report and score for free online without all the trial only membership schemes?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What types of information would bankers want about a business before extending a loan?


Wheres the best place to get a loan my credit isnt too good

i know that the interest rate is high with most of them, what is the best though? i tried blackhorse loans and their gonna ring me today.


Can I Get A Car Loan?

hi I am 23 and my car just died. My grandparents want to help me get a new car financed but i cannot get credit nh my own name because my income is too low so they want to cosign for me to boost the income highly…however….they have a foreclosure on their credit report they also had a bankruptcy but im thinking that was well over 7yrs ago.. Do you think there is any chance that a car dealer will help us get approved?


Title loan, check ‘n go loan places?

My best friend, seperated, not legally seperated, just seperated, from her husband has been asked by the husband to allow him to use the title to the car he is driving for a title loan. The title is in both their names, so she has to sign paperwork at the loan office, but supposedly not loan paperwork, but sign off her interest in this title and also then they have made her legally aware the title now has a lein. SO, our question really is can they or would they come back on her for the actual loan, since they are still legally married, as the husband and her aren’t well known for their ability to pay their bills. And these title loan and check loan places aren’t very reputable in their loan practices either. The husband originally begged for the loan and her cooperation for Christmas gifts for his daughter (not theirs together), now that Christmas passed he wants the money to go visit an uncle on his death bed.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

We filed bankruptcy in 2001 and it was finalized in Feb 2003, Regarding 1099C?

Since the bankruptcy has finalized we have received 1099-c from 2 of the creditors. Both of whom got the house and semi-truck back, per the Chapter 7 agreement. Each time they filled out the 1099-C’s out wrong etc etc. If we filed bankruptcy why are we having to file and pay taxes on something that had been forgiven in a bankruptcy. Right now everything is on hold with IRS for year 2003, they say they did an audit and that we owe over $10,000 in taxes (they say they never received the corrected 1099 showing the $ amt to be 0, but they received the corrected 1099-C in 2004) We have the corrected 1099-C showing $0, the tax advocate has the case right now, to keep them from garnishing our wages. I know we don’t owe this money. Are we supposed to report the 1099-c marked bankruptcy or what? We have just been notified that we have another 1099-C for 2006 on the home and land we gave back in the bankruptcy alas again the 1st one was done wrong so a corrected on showing the bankruptcy


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.


Bankruptcy question in NJ?

WE plan to file bankruptcy and are concerned about the deposits in are checking accounts that dont match up to are income.Thier are more deposits in their due to the fact that we have cell phones and etc.in are name for some freinds and they give us cash for this witch we deposit into are accounts so it looks like we have more then what we make, do you think this will be a problem? will they ask for proof?


How to get out a Co-signing auto Loan?

I do not have This Car My Family Member Owns Now Do Have it Can Not sell it >

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If two people enter into an auto loan, how can one of them remove themselves from the loan?

is there a legal means to remove oneself, if the other person will not carry their weight as far as the loan payments are concerned?


Recent drop in interest rates – can I refinance my auto loan?

Given the recent drop in interest rates, I’d like to look into refinancing my auto loan. I have a 2004 F-150 and I’m sure I own more on the truck than it’s worth….will I be able to refinance with a better new rate? Thanks!


Can You get a Payday loan without having a banking account?


Deleting Negative History on Credit Report: Collection Agencies?

I have received a settlement letter from on collection agency (Afni, Inc) about an old account. A month later, I received another settlement letter from ANOTHER collection agency (RPM) about the SAME old account. This has never happened to me. Are they allowed to do that? They both have reported to the credit reporting bureaus. I know I owe the debt, but this still seems a little unfair. Also, I called to offer a pay for delete agreement and they basically spat in my face saying that, it’s against our policies


Forclosure/Bankruptcy?

My mom and I purchased a home in 2006 with a hefty 80/20 loan worth a little over $280,000. The house value is upside down over $130,000, and my mom and I are struggling to make ends meet and are considering walking out. I have a vague idea how the foreclosure process works and because I reside in the state of Nevada, I know there is a possibility that my lender could sue my mom and I for a deficiency judgment after the foreclosure process has ended. If the lender were to go this route how would this affect my spouse? I ask because I got married in 2008 and not too recently my husband added me to his bank account. If my name is on my husband’s account, could this be considered by the lender liquidable assets they could go after? Should I remove myself from this account? Anyone else out there from Nevada with a similar experience?


What kind of auto loan, if any, would I qualify for?

Hey, I have several questions regarding auto loans. I have never bought, owned, had my own car before and have always relied on public transportation. Not by choice, of course. I’m a desperate college student, working 2 jobs, going to school full time, as well as trying to be very active in extra curriculars.” As I get closer towards my goal it becomes more and more difficult to carry on my daily duties without adequate transportation or having to beg a ride from someone; which is not something I enjoy doing… With that said


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?


A way to pay off payday loans more than 1 at 1 time?

i have 3 payday loans and would like to consolidate them into 1 monthly payment instead of 3 weekly ones.


Most auto loans have $5,000 minimums. What’s the best way to borrow just a couple thousand for the car I want?

I’m looking to buy a car for around 14-15k. I have around 12 cash. I’d like to borrow just 2-3k, but I’m not sure the best way to do it. I dont want to pay ridiculous interest rates..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need help with a networking homework question?

Case Project 4-3 Six months later, First National Bank has successfully consolidated the networks at its original location and at its new acquisition. One day, the bank’s loan officer calls you for help on an urgent problem. He cannot connect to a loan provider’s Web site. When he tries connecting to the site, called www.loansandmoreloans. com, the message he receives is “Alert! www.loansandmoreloans.com could not be found. Please check the name and try again.” He assumes that the loan provider’s network is down, but he wants to make sure the problem isn’t something he could fix, because he urgently needs to access the site. As you know, other things could be causing this error message. Given what you have learned about TCP/IP networking, suggest two other reasons why this error message might appear in the loan officer’s browser window. Then describe two specific commands the loan officer could type at his computer’s command prompt that would help you and him narrow down where the connection is failing. Which of these two commands would you try first and why? I can’t think of the reasons on why the error message appearing. But I think I know one of the commands that can be used for the command prompt. I think this is one of them but not sure if this should be first or second: ping www.loansandmoreloans.com I would appreciate it if you can provide me with the other answers. Thanks.


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.


How do I find out all the debts that are linked to my social security number?


How to start paying off credit card?

a few years ago my husband and i open a business. at the time we was debt free beside the normal house whole bills. my husband decided to open credit card for the business in my name well the business didn’t last and now im about 60,000 dollar in debt which is now in collection because i cant afford to pay them. they are all on my credit report including the building that we was doing business in because we couldnt afford to pay the lease. im working a minimal wage job and only getting about 20-24 hrs a week. i need to know how to start working on this.


How can I find out the pay-off of my auto loan held by GMAC?

Loan is held by GMAC


Does anyone know how I find out what my rental credit check is like?

I am about to apply for a rental property and would like to know if I can access the database the real estate agents use?


Am I eligible for an auto loan?

To answer Jeff T: I need the car now. I was involved in a hit and run accident and my car was damaged completely.




















































I need a online payday loan?

I need a online payday loan?

i am trying to find a online payday lender but i keep getting these sites that are only marketing sites and they redirect me to another marketing site anybody out there know any direct lender sites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I went to file for bankruptcy, just me not my husband for my old debt that we can get out of. The lawyer said?

my husband makes too much money so I don’t qualify to file. We have no money left over to pay my bills at all. I was wondering if we got legally separated if I could file then? thanks


Why do a lot of people not know about credit related issues?

This is not to offend anyone, whatsoever. I didn’t know about credit until I was 20 years old and in college. I even had a credit card at the time. There seems to be a lot of questions and problems about credit that society has no idea about. Do you think it’s the education system? Is it because you only get one free credit report a year, thus making it a turn off having to pay to keep up with your credit rating? Just wanted to see what others thought.


A fraud collection be discharged in a bankruptcy?


What are some good sites to WATCH anime that don’t require flash?

To WATCH anime that are free and don’t require flash…?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about credit debt/bankruptcy?

i am 15000-20000 in debt. I just got a job making 30,000 a year. I have 2 kids and a wife. she makes the same. If i file for bankruptcy, will i be able to be free and clear of debt? Also, is it possible to get my checks garnished, or is that something that they dont do? i am scared and dont want my checks to be taken away to pay my credit or else i wont be able to live. How much do they garnish if at all? Any help is appreciated.


Bankruptcy attorney denver colorado area?


Where do I get my annual free credit report?

It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.


I need a online payday loan?

i am trying to find a online payday lender but i keep getting these sites that are only marketing sites and they redirect me to another marketing site anybody out there know any direct lender sites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a free copy of my business’ credit report so that I can examine it?

I own a small business. I’d like to check my business credit report every year or so. How can I get a free copy?


I want to file bankruptcy for free. Who does it in DC?


I have credit score of 460 in desperate need of personal loan every website is a scam or turned down HELP?

I have tried prosper , everything and im at the end of my rope here can someone help me please!!!


What kind of mortgage rates can i expect after bankruptcy?

discharged 2 years ago..steady income and payment history since.


What is interest rate of personal loan from different banks?

SBI, UNION BANK OF INDIA, SBT, ICICI, FEDERAL BANK, HDFC, CITI BANK ETC.


Difference between Liquidation and Bankruptcy?


Can I list my girlfriend as other income if she lives with me to get a mortgage?

I want to buy a home soon. I am saving up to buy home and have about $3000 so far for a down payment. I am currently raising my credit score (590) and I am saving in the mean time. My bank told me I would need 3% down for an FHA loan and a 630 credit score. Yet when I go online and do the calculators to see how much i can borrow it says around $50,000 is all I can borrow. Is this accurate for someone who makes about $36,000 a year. Also, if my girlfriend lives with me can I list her as other income and charge her rent to get the loan higher fo a better home? I want to do this with not having her on the loan just me.


Is 4.3 percent fixed a good rate for a car loan?

My credit isn’t perfect but I got approved for a car loan using instantlend.com at the rate of 4.3 percent. Should I shop around or choose this loan?


I need a online payday loan?

i am trying to find a online payday lender but i keep getting these sites that are only marketing sites and they redirect me to another marketing site anybody out there know any direct lender sites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Audio cd’s sample rate is 44khz right? How much is audio cassette quality?

like, approx. in analog terms, how many khz sample rate does audio cassettes have?


Looking for someone who has filed bankruptcy in missouri and has kept their home and car.?

I can’t work due to disabilitly and cannot repay my debts. My home and car are paid for.


Can i use my comdata card online?

i want to use it but i’m not sure i can. does anyone know if this is possible?


How can i get my credit report for free or sent to me in the mail?


Cheapest insurance company for 1st time male driver under 25 years?

I have a male friend who is 23 years old. Will be buying a car (four door/blue) but since he’s a first time driver, the rates will be very high. However, is there an insurance company out there that is more reasonable? We’re in Maryland. Any references?


Were can I find the 3 copies of the letters you much send to the credit agencies to repair credit?

The first letter is a formal complaint that they are reporting inaccurate c infor. Letter 2 is a Dispute Letter. All my debt is 10 – 30 years old how do I freeze my interest and learn about statues of limitations on debts?


Do they check employers for auto loan?

malakit- Yeah but DO THEY check with your CURRENT employer?


Does anyone know where I can get a loan fast that is not a payroday loan? I’m desperate. Please help!!?

need private loan that isn’t payday loan!! If anyone can help I would appreciate it!! thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Loan application. telephone, online or in person which is best?

I’m considering a loan and would like to know if UK banks and other loan companies are more likely to accept an application if it is by telephone online or in person in the branch. or does it make no difference


Need a 2500.00 loan 36month pay off credit score 620?


Where can you get a lone for a car i ur credit is not the best?

i already bought a 08 mustang and its payed off but now we wanted a jeep and we bought a house last year and they said its becouse i havent had my credit cards over 3 years or somthing like that


Whats the best website to get a payday loan . accept Wonga. someone let me know asap?

and ino wot a payday loan is



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get aproved for a morg. or home loans with a credit score of 580?

I want to try and apply for a first time buyers mortgage to get a home that is price 70-80 thousand, my credit score is 580…my husband has a good paying full time job and i am a homemaker at the moment and a student…..will i qualify?


I need a online payday loan?

i am trying to find a online payday lender but i keep getting these sites that are only marketing sites and they redirect me to another marketing site anybody out there know any direct lender sites


What’s the difference between FICO score and the credit score from the 3 major credit bureaus?

I’m trying to find out where I stand (Transunion 742) compare to the max score possible. But as I research deeper I’m getting mixed responses because some people refers to FICO while others refers to Transunion/Experian/Equifax. So what I would like to know is: What is the max FICO score? What is the max Transunion/Experian/Equifax score? And at which score range (under both systems) is considered excellent credit? Thank you for your help.


Would you buy a used car off of craigslist?

would you buy a used car off of craigslist? they seem like such good deals. would you do it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a reputable work at home company for a stay at home mom?

Want to stay at home and do data entry or medical billing, are there reputable companies that pay people to do this?


Can anyone recommend a good bankruptcy lawyer?


Renter eviction and foreclosure with a side of Bankruptcy surrender ?

We rented a house in April ’10 and paid the landlord” who claimed to own the property a large deposit and continued paying our monthly rent (on time) every month until September ’10. We received several letters from the bank that it was in default (under a different name as owner). We had bank reps from GMAC come and tell us to pay them and then we had the landlord tell us to pay him while the ACTUAL owner had surrendered the property in a BK over a year ago. Apparently the guy (said “landlord”) invested money with the owner and was on the Deed….Through the county recorder it shows DEED TRUSTEE and TRANSFER OF DEED and TRUSTEE


Should I get a home equity loan to pay off back taxes?

I need to pay off about $30,000 in back taxes. Is it better to take out a home equity loan, cash in stock, or borrow or liquidate a 401K?


If someone files for bankruptcy and can’t pay off their debts. Who ends up paying for it?


Auto loan with a credit score of 606?

I am in the process of buying a car – I am weary of starting the application process, as I just got my score above 600, and I’m afraid all the inquiries will drop it back down..so I am hoping to no have to apply too many times. My question is – what kind of auto loan on a new car, loan amount roughly $12k can I expect? My second question is – applying through Capital One – would they take into consideration the fact that I have 11k in their savings account? Any thoughts would be great and/or someone with prior experience…


Who are the Affiliates of FIA Card Services, N.A.?

I was looking at some debt consolidation websites and saw this fineprint on personal loans: *****You may be prohibited from using this account to pay off or pay down any account issued by FIA Card Services, N.A. or any credit card account issued by an affiliate of FIA Card Services, N.A.***** I know that my CCs are not issued by FIA but how do I know if they are FIA affiliates? Who are their affiliates anyway? I have Washington Mutual Visa and a Blue American Express. As far as I know when I got these CC applications in the mail, I got these pre-approved letters directly from WAMU and AMEX not some other 3rd party company.


How can post code affect credit history?

Lately I applied for credit, but my application has been denied. I just wondering, how post code could affect my credit scoring? Is it matter? Is any credit check companies which provide absolutely FREE credit check? Thanks Arvydas


I need a credit card, have bad credit, I’ve tried all the bad credit, credit cards.?

I want to get everything together and the only way I see is to get 1 credit card, pay on it, and in the meantime payoff my outstanding debt. All are closed, and in collections. I have on company that has two of my accounts, and they are only taking 25.00/month on a total balance of more than 14,000.00 at 29% interest. It’s discusting. If not, I will file bankruptcy and have nothing for 7 years, at that point I’d be 31 years old, and how would I get a card then? I’d be in the same boat I would think.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Math problem, it’s on webassign and i cant figure it out?

High interest rates make it difficult for people to pay off credit card debt in a reasonable period of time. The interest I (in dollars) paid on a $10,000 debt over 3 years when the interest rate is r% can be approximated by the equation shown below.† I/175.393 + 0.663= r If the credit card interest rate is 17.1%, find the amount of interest paid during the 3 years. (Give your answer correct to the nearest cent.) I=??? this problem is giving me hard time, i couldn’t figure it out, so if you please help me i would very appreciate it


I need a online payday loan?

i am trying to find a online payday lender but i keep getting these sites that are only marketing sites and they redirect me to another marketing site anybody out there know any direct lender sites


What does Finance Rate (APR) mean on buying a car?

im buying a car about $18,000 and i’m down paying $5,000. i dont understand what 6.5% apr mean? can someone explain? thanksss! =]


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


What is the best home loan for a short term mortgage?

It is for an investment property and I am only planning on holding on to it for 3-5 years. What is the best home loan available with the lowest payment without any differed intrest?


What does it mean when a credit report dispute results in No Status?

I disputed a charge on my credit report. I got the updated results back today and the results say No Status and all of the balance information just says N/A. Basically like this: Status: NO STATUS. Credit Limit/Original Amount: NA High Balance: NA Recent Balance: NA Recent Payment: NA What does this mean exactly? Any ideas?


How to get a free credit report if recently denied credit?

I’ve done it before but I just can’t remember how to get a free credit report if i’ve recently been denied credit.




















































What is a payday loan? Is it worth it?

What is a payday loan? Is it worth it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will a 16 yr old arrest and misdemeanor conviction appear on a background check report?

Also, will judgments and/or bankruptcy records show regardless of when it was? The inquiry is being made by an individual on another individual in the United States.


I got an Auto Loan with CapitalOne, question about model year determining APR?

Hi Guys, I just got approved for an auto loan with CapitalOne, and I’m very confused by the book with the blank check they sent me. They have a chart it in that looks something like this… The model year* of the vehicle purchased will determine your APR. Model Year | APR | $8000 | $13000 | $15000 ————————————–… 2008 or Newer 6.70% 2007-2004 8.05% 2005 or older 9.30% -1 or older 7.30% Thats all they say… It doesn’t make sense, it’s ambiguous. So if you bought a 2005 you have the option of taking 8.05% or 9.30%, haha. I know that’s not right, but seriously they should of given me more info. I looked on their online calculator and I guess it also goes by if I purchase it at the dealer or not. So if I bought a 2003 from a dealer it will still be 9.30% no matter what? Last time I checked my score was 725, think I could get a better deal out there?


Is there a MAXIMUM interest rate that can be charged on auto loans in WI?

I am looking to purchase a vehicle in the next couple of months, and my credit score is not all that great. I haven’t had problems such as filing bankruptcy, just cellphone bills, utility bill (which is in current standing now on agreement but late payments were reported from when I was laid off), and a tax lien that was paid off this year. I’m trying to get an idea of a worst-case scenario for an interest rate, even if my credit doesn’t call for it. I’ll be looking to put 3500-4000 down, my net income is $2000/mo, and my current expenses are roughly $800-1000/mo.


How long do I have to repay a title loan?

I took out a title loan on my Honda last week and I’m not sure I did the right thing. I’m not going to be able to pay it back this week, and probably not next week, or even this month. How long do I have to pay it off? I’m worried.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Help,I need a $1500 loan to pay off payday loans.Anyone know a legite loan company?

It would have to be an unsecured loan for bad credit.Due to trying to get by” I have found myself stuck in the payday/cash advance rutt and I want out!Has anyone out there ever been stuck in the same position?Any suggestions would be appriciated!!!!!!!”


Best payday loans online?

Top rated Payday loan site


Need credit card that accepts not so good credit with 1500 dollars or less to build my credit score back up?

any ideas?? Is their a site that gives you a credit line over via internet?


What is a payday loan? Is it worth it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any credit card a 17 year old can get?

im almost 18 and i want to get a credit card. do u know anywhere where a 17 year old can get one?


How can i get quick financial help with bad credit?


Can i get a 145000 dollar loan if my income is 43000 a year?

my monthly income is 3,580 before taxes


Do any one ever had a auto loan before if so is it a best idea to get one?

infor on a auto loan


What credit card is the best?

Im choosing a credit card from navy federal this are my 2 options the go rewards” and “platinum” Anyone has any of this credit cards? in what time does one becomes better than the other? Any good reasons what are other perks that are not in there https://www.navyfederal.org/products-services/cards/creditcards/creditcards.php”


How to lower my credit card payments?

Little background (I’ll be brief)… 21 years old Full time student Lives at home Parents provide SOME support Total credit card debt over 6 cards: approx. $13,500 On the card with the largest balance ($4,500) I mistakingly missed a payment and my rate went to 29.99%. All other cards either have a high interest as well or are close to their limit. The question: Is there anything I can do to make my interest rates lower on the cards or lower my payments any way? I have a decent credit rating (around 615) and a somewhat good payment history. Perhaps, is there even a way for me to some how consoladate all my debt into one montly payment? I would love to get a loan from my bank for the amount, but would they even consider giving me one? Please help! Thanks! P.S. I don’t know if it helps at all but I also have an Auto Loan with a balance of $8,000 that has kept my credit rating afloat because of good payment history and I have a good rate on that loan. Thanks again!


WAL-MART CREDIT CARD?

Is this the card where you pay $3 to activate? I can’t tell the difference from the Wal-mart Money Card. I have atleast $85 and I want to order some clothes off the internet for school. I just need the datails about the Wal-mart credit card, i guess.


Ho do i clean up my credit without bankruptcy or credit repair companies?


What is a payday loan? Is it worth it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I find a lawyer to sue Wells Fargo Home Mortgage?

I am currently being the victim of some very unethical things being done by Wells Fargo Home Mortgage, regarding a reverse mortgage. I know i’m not the only one, Wells Fargo has had quite a few major class action lawsuits, even this year, filed against them in reference to their reverse mortgages for very similar things (but not quite the same) as what they are doing to me. I’m just an average joe, who’s never used an attorney. Been calling lots of real estate attorneys, but no luck, nobody seems to want to sue such a large company. How do I go about finding an attorney who does that sort of thing? And one that an average joe like me can afford, I mean I don’t have thousands and thousands of dollars sitting around. I know they exist somehow since wells fargo is being sued all the time.


What does it mean to be ‘upsidedown’ on a mortgage?

What does it mean to be ‘upsidedown’ on a mortgage?


How much would you normally get pre-approved on for a home loan with good credit?

I only have one debt and it a car note at $319/mo with $9,947.43 remaining. If my husband is left off the loan i know they don’t look at his credit but do they still look at his debt (~$16,000)?


My income tax preparer needs a copy of my 2015 1098 mortgage statement . how can I obtain one ?


Personal loan?

I’m 18 with no credit” and my friend selling a 2000 BMW for $3000 (not from a dealer!) and I want to know if Bank of American can give me a loan amount like that? I don’t see why not but yes I have a job and I’m planning on going over to the bank and give it a try”


Is the website localsexfriends.com safe to use/enter your credit card info in?

So this girl wants me to enter on this site to give her a high rating, but the site requires a credit card to register, even though it says it is only for verification purposes. That sounds a bit sketchy to me, so I wanted to know if any other people have used this site and is it safe (my credit card info won’t get stolen and I won’t be charged for random things). DON’T ANSWER WITH **** LIKE YOU’RE AN IDIOT OR THAT KIND OF THING.


I am in bankruptcy?

I am in a chapter 13 bankruptcy . I want to get out of it. Can I with draw our bankruptcy. I can’t stand my lawyer and I don’t care to be in it . It isn’t what I expected. If not is there any way that I can remove my house and car note from my chapter 13? They are the most important asset that I have that I need to stay and keep no matter what !!! I think about it now I should of have left my house and car out of it and filed a chapter 7 on all the rest… Well c/b thanks in advance….


Need about $500 in less then a week, how can i get it?

So im 22, i dont have a bank account, my credit is awful, and i literally just started my job today, so to make a long story short i need to pay about 500 in fines by next wednesday or i go to jail… I cant borrow from family and i don’t think a payday loan will work since i dont have a paystub or check yet. Can i get a credit card with my credit being god awful, and if so how long will it take to get? What credit card should i get? What should i do? Need help ASAP Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My salary is 103,000 a year what is the best house I can afford?

Thanks, I don’t pay any other bills except utilties and food.


How can I get a really detailed and explanation of my credit report?

I looked at it yesterday and my score, I have some questions, but who would I ask them to? I cant bring it back up now because I allready ordered it, without paying another $25 or so. So what should I do?


Will paying off an auto loan help my credit even though my credit card balances are high?

To provide a little more information, my mother in law will be taking it over via a personal line of credit because the loan is taken out against her vehicle (we actually used the money to pay off some other debt). The balance is just under $10k and we still have another 32 months on the original 5 year term. So even though we’ll technically still owe her the money, as far as our credit report goes it will be an auto loan we paid off. We have 2-3 credit cards each (we’re married but not joint on any of the accounts) that are nearly maxed with really high interest. I’m wondering if getting the auto loan paid off will enable us to qualify for a lower interest high balance card where we could transfer these balances and pay the debt off in a reasonable amount of time. Any info is greatly appreciated!!!


What are the positive and negative sides of credit card’s usage?

Please,list me some of the positive and negative effects of using credit cards. Thanks in advance !



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I want to know about free credit card report instantly?

I want to know about free credit card report instantly. Any body can help me please? Where online can I get all 3 of my credit reports and scores instantly for free or for like a!1.00 fee? How to get free credit report instantly online? Kindly any one inform me.


What is a payday loan? Is it worth it?


What company will give me a loan with a 532 credit score?


Can i file for bankruptcy even if i have judgements against me??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help. My ex husband has stolen my identity and I can’t prove it!!!

I recently found out that my exhusband stoled my identity with alot of online payday loans. I have a some legal department calling meat work for me to $520 or they will start legal proceedings. It is hard for me to undrestand what they are saying for they have a very thick accent. I have found out that my ex-husband has obtain 10 online payday loans and now they are after me. I can’t prove it. I was advised to enroll in a debt collection agency recently and they are starting the ball. I am worried about this one company that is calling me all the time at work and now they are yelling at my co-workers and threatening them. The debt collection agency said that they can not sue me for they have no legal ground due to it being an online loan. But they kep harassing me. I am trying to start my life over with my daughter and I really don’t need a lawsuit. My question is can they really sue me??? Please help.


What happens to my credit if I don’t pay my timeshare?

I have a timeshare through Eldorado Resorts. The actual timeshare is at Grandview Resort in Las Vegas. The loan is through Eldorado Resorts. Apparently it’s close to impossible to sell a timeshare and I’m not going to pay a company $500 to maybe sell the timeshare. My wife and I are ready to buy a house but we need the extra $300 a month for mortgage that I pay to the timeshare. Our credit is good/great and my timeshare loan does not show on any of my credit reports. Since the timeshare loan doesn’t show on our credit reports, if we don’t pay it and just let it go into foreclosure, will our credit get nailed? Every other loan we have (car, student, credit cards) show on our credit report. What will happen if we just stop paying the loan?


Does anyone know how to get in contact with a loan shark in london??

needing finance quickly


How can I know if the payday loan company isn’t a scam?


Will a dealership hold a car for me?

I have financing through my credit union, and actually have a pretty decent interest rate (nothing shocking, but it’s not super high either). I went through them because I have literally no credit history right now. I am a college student and this is my first line of credit other than my student loans. I also have a really low monthly income because I only work part time. I went to a few places before the credit union and they wanted proof that I made $1500 a month, otherwise I could not get a loan.


Difference Between Visa Card/Master Card?

I just wanna know the difference between a mastercard and visa card everyone tells a different story


Do I need full coverage on a vehicle if I take a private loan from the bank?

I want to buy a private party vehicle, but I wanna use the bank’s money and pay it back in payments with a private party auto loan. Has anyone else had experience with this? Do I need to have full coverage on the vehicle?


Cash withdrawal using credit card?

Is it better to withdrawal cash (from a credit card) from the bank? Or ATM? or what?


USAA or Navy Federal for Auto Loan?

Who would I get a better auto loan rate with? I have a lower credit score, my highest coming in at 615. So which of the two will work with me for the best rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking into possible debt consolidation, came across a website that I am curious about…?

This website Bestdebtoptions.com basically advised me to call one of their reps, i spoke with him and he explained the way their business works and the way that they do this is by this: 1. I set up an account with their bank 2. I stop making my minimum payments to my credit card companies, hurting my payment history 3. by doing step 2, bestdebtoptions.com calls the creditors and requests a settlement 4. upon agreement with creditors they pay the settlement to these companies by using the money I have been putting into that savings account with bank 5. 2 year payment plan to this company to be debt free I have roughly $8,000.00 worth of debt and I can’t get out with minimum payments…should I consider this or has anyone heard of this company being legit?


What is a payday loan? Is it worth it?


How do I check what auto loan rates I would get with my current credit score?


What is the effective annual rate?

Suppose your credit card issuer states that it charges a 15.00% nominal annual rate. If you must make monthly payments, which amounts to monthly compounding, what is the effective annual rate?


Legit bad credit loans online?

Need a loan for around 1,200 within the next two weeks, need a legit online lender as I have already tried credit union and my own bank and was turned down by both. I had a bankruptcy 6 years ago.


How can I get a free printout of my credit report and my credit score?


Please explain our auto loan to us?

Our monthly payment is 549.10 (yes ouch). As I’m looking on the statement, it shows the following, which I don’t understand: Principal Balance is 15,921.93, Principal Payment is 327.72, Interest Payment is 221.38, ending principal balance of 15,594.21. The interest rate is 14.5%. There is a Late and other charges” of 125.13. (husband will have to call to see what that’s for) This was supposed to be a five year contract. We have made a total of 40 payments… but the maturity date isn’t until 1/21/12. (The truck was purchased in Oct of 05) !?!?! Thats 7 years.. Yes we have missed a few payments