Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































How to get a real loan to pay off payday loans?

How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a loan disbursement, and how does it affect interest?

i don’t quite understand the nature of a loan disbursement. (i’m dealing with a federal direct unsubsidized student loan and a federal direct parent PLUS loan). is a disbursement like using PART of a loan? or is a disbursement THE loan amount? like say in total over a year you are going to have to borrow 5000 – my question is does splitting it up into 2 disbursements mean you pay interest on 2500 for half a year, then when you want to use the next 2500 for the next half year, after that second half is disbursed, do you start paying interest THEN or at the beginning when you decided you’ll need 5000? i did a really bad job explaining that, but basically my question is what is a disbursement and does getting several disbursements affect the amount of interest accrued? (i understand that each disbursement creates a fee, but i am right now wondering about the interest so that i can compare what’s better)


HOME LOAN INTEREST RATE NEGOTIATION?

CAN I NEGOTIATE INTEREST RATE FOR HOME LOAN. OR ANY CONCESSION ON PROCESSING FEES


Me and my husband are separated. Can I file bankruptcy without using his income?


Laid off cant pay car loan what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score of 716? Is this good? To be approved for a Mortgage?


What would be a good APR on my car loan?

I have zero credit history and I’m putting down $5000 on a Ford Fiesta that will cost me around $15000 everything included. —I’m thinking about going to a credit union….Ford offered me 7.9% APR or a $500 rebate. I’m hoping to get 7.9 or better at a bank or credit union so I can take the rebate too. Tell me what you think.


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy for free. Who does it in DC?


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


Does anyone if and where I can get an auto loan for under $4,000?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


Where can I get a free credit report w/out having to sign up for free trials and such?


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


How do i increase my credit rating?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Without Credit Score?

@Man of God I have a good stable job and 2 yr history with my bank. I am not sure about how much money I can pay as first installment.


So I went to FreeCreditReport.com and checked my history… I just turned 18 and have all of my dads credit…

How do I get my credit cleared? My first name is his middle and vice versa, I know its a simple error, but all if his stuff is on mine and I cant get any cards or anything..? What do I do?


How much can I get from a student loan?

I want to know what is the maxiumum amount I can borrow for college. Also, what is required to get a student loan? Do I have to be 18? Do my parents need good credit? Thank you.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


Free credit report.com songs?

i know all of these 3- http://answers.yahoo.com/question/index?qid=20080509140342AAa0Mys but wasent there one where every one was on bikes and the lyrics are all like- f to the e to the e to the e to the c to the… and so on what are THOSE lyrics?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Won’t get approved for credit card?

i been trying to get a credit card for the longest time i got good credit but i won’t get approved for none of them! so what should i do or what credit card should i sign up for thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% ?

If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% are people more or less likely to buy houses?


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


Filed bankruptcy a year ago but they are still reporting past due balances?

In January 2010 my parents filed bankruptcy but the stupid lawyers messed up and didn’t reaffirm my car(parents loan but I’m paying the loan)-our paper work said it would be reaffirmed but it didn’t happen. So technically my car was filed in the bankruptcy but the loan holder said if we continue to pay the loan it won’t matter. They no longer send us statements and such. Anyways there have apparently been two months in which I did not pay the monthly payment (I believe December 2010 and February 2011). We found this out because my parents just ran their credit report and it was reported on there as a past due balance. Being as the car is part of the bankruptcy are they allowed to post past due payments on their credit-which brings their score down even further?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get out of payday loan dept, that has snowballed into a civil dispute?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


How do I change my name with Equifax Canada?

I couldn’t really make out what the guy said on the phone despite getting him to repeat it multiple times. How do I change my name upon marriage with them? Does anyone know what documentation I must send in?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report .Com?

I keep seeing this commercial and ads everywhere for Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean


How to get a loan no job or bank account?

need a loan no bank account, job, or credit card


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


Victim of Identity Theft, How do I get the accounts removed from my credit report?

My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer


Will paying off charged off accounts help my credit score? and other questions….?

My credit score is very low (around 500). I have a bankruptcy that will be 5 years old this year. Since then I have had about 5 accounts charged off. (Went through a really rough time…dont judge!) That was about 2 years ago. I have one installment account that I opened and just recently paid off. That account should be in good standing. But that is all that I have going on with my credit report. I don’t own a credit card that I make payments on. I just use a prepaid visa as a credit card if I need one. What would be the best way to make my credit report better? Will paying off those charge off’s even help at this point? Does having an open line of credit in good standing a good thing for your credit score? How long will that bankruptcy show on my credit report and how will that affect my credit score once its gone? Thanks for any help!!


Credit cards after bankruptcy?

Please do not judge me or post nasty comments about bankruptcy… My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and are filing for bankruptcy. I am curious how long it will take to get a credit card after the bankruptcy discharge? We want to re-build our credit ASAP.


Can a person withdraw money from an ATM using a credit card?


Debt consolidation?

what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Looking for a online game with high graphics?

would mostly like it to be rpg or mmorpg or mmo or something. but graphics kind off counts to me. i like japanese or chinese games. but in english version ofcourse. i tried loong online, and i liked that game very much. but i grew tired of that, so i’m looking for a new game:) thanks in advance:D btw skyrim rocks!!! just had to say it…


What type of loan should I get? My car is broken down…?

Okay I owe 6200 on my car and now it needs a new transmission for $2000. Should I get a line of credit on my house for the amount (13.5% interest) and i can deduct the interest at tax time, or should I just refinance my auto loan? The interest on that is 9% and I can’t deduct the interest.


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


I’m being charged twice for my student loans – what can I do?

I consolidated my loans after I graduated in 2000 and I am in good standing with the company I consolidated with. However, suddenly I didn’t get my tax refund because of outstanding student loan delinquencies. After looking into it further, I found out that another consolidation company is stating that I owe them the entirety of my student loans. So in essence I’m being charged twice for my BA. I could use some advice and guidance as what to do about this. Surely this cannot be legal.


Where can i go to get a free comprehensive decoded” credit report?”

by decoded i mean a list of of all debts owed and by whom.




















































Does making bi-monthly car payments help pay off an auto loan faster?

Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

About to take out my first loan to buy a car.?

ok, so I need $2000 to buy a car. (person to person, not from a lot) Through my bank I can get either an auto loan for $5000 or a personal loan for $3000. With the auto loan theres a penalty for paying off early, but 5.9% interest rate. The personal loan has a 13.06% interest rate and NO penalty for paying early. I’m leaning more towards the personal loan because I can pay $1000 the first month and REALLY knock a lot off. I have bad credit so the interest rates are going to be high for me anyways. Just wanted to make sure I’m making the better decision if I take the personal loan in lieu of the auto loan?


Can they garnish your wages for money owed on a auto loan?

I live in nys. They came to my work today to repossess my car as I have failed to make payments for 5 months. I refused to tell them where the car is and they told me they could garnish my wages over it. Is that true? I thought your wages could only be garnished over government loans. And I would just give the car up but I’ve been paying on it for almost 5 years and only owe $4000 total on it before I own it. It’s hard to just give that away to someone.


How do we look our free credit score report online? Is it hard?

Which can be trusted and secure since I will be ordering on line? I would like one of the free reports if possible. Has anyone ever tried this?


Is my property save? How can i afford bankruptcy lawyer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What documents will I need to apply for an auto loan?

Let me give you a little more background. I’m 22 years old. This is my second car. My first car was purchased for $1600 and I paid cash for it. The car is a 93 and has finally bit the dust. I’m in need of another car immediately and I don’t want a piece of crap. I’m looking for a car that is less than 5 years old and has less than 75,000 miles on it. There is no way I will find anything like that for under $8,000 so I must go with a loan. I just want to have an idea of what I am getting myself into.


Would bankruptcy be a good choice?

Long story short in order for my parents to obtain their home I co-signed. Then they obtained a modification for 50 thousand. Up until yesterday I didn’t know that my parents were told to stop paying for the second loan of 50 and now they owe that amount. The realtor suggested filing for bankruptcy. I was shocked I told him im 23 years old how the hell would filing for bankruptcy look on my credit. Mind you my credit looks awful due to my parents not being able to afford their home. However the realtor said that it wasn’t that bad that id be able to get my own home and obtain loans in 2 years. I was told that if my parents file bankruptcy and I don’t that the entire loan would fall on me and I would owe that entire amount. Im just soo pissed that my parents would allow this to fall on my shoulders. On one hand if I don’t include myself in the home modifications my parents will loose their home but if I do my credit and the ability for me to ever buy my own home is f—. Would bankruptcy really be the way out ?? please help any advice or input helps im in such a predicament that I feel any decision I make im screwed either way.


Personal loan in Bangalore for Rs. 2 Lacs.?

I’m looking for a loan of 2 lacs in Bangalore at a low interest rates. which bank should i go for. should i contact an agent?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


In Houston Tx need car dealership that will help get auto loan ?

After writing this went to the dealership got credit score pulled was 604 Does this put me having a better chance for a loan?


Who are the best companies to consolidate student loans through?


Primerican Financial Services?

HI, My friend hooked me up with an appointment with Primerica, and I have already attended one of their meetings. I can get the job 100% if I want to. The question is… do I WANT to?!?! It says on Wiki that this is the biggest financial service organization in North America. At the meeting, they talked about how I didn’t need an education, they will accept eveyrone. Our schedule is flexible to whatever we want. We go through a training program which usually takes around 3-6 months, depending on how fast you want it. After that, we take a licence exam and can start communicating with clients on our own. We can earn $800 for 2-4 hours of advising for our clients. HOWWWW????? How do we not need education? How can we earn that much so quick??? WTF is going on? Anyone have experience with Primerica? I am a full time university student so I’ll be doing this part time (they allow it) if I decide to. I want to know whether or not its a good idea to continue with this.


Where can i get a personal loan if my credit score is bad? (560)?

I have been searching and was wondering where could I get a loan in the state of Missouri, if my credit is 560?


Buyer wants to return the car after he bought it.(Private seller)?

The car was 1993 Prelude (SR-V) model. It has 200k miles on the odometer. Everything works fine on this car and i take good care of my car.The reason i was selling the car because i dad borrowed a loan from a loan shark and i was just trying to help him pay off his debt. The guys check out the car, look at the engine for a long time, and he even test drove it. The mechanic told him that the motor has been swapped which is bs because he asked me for the vin so he can check it on carfax. The brakes are bad, and so many other things. He told me that it will cost him around 6k to fix everything. He offered me 2400 on the phone but when he got to my house he asked for another 50 off so he can do smog check and i agreed to that deal and now he wants his money back.


I refinanced my auto loan with the same people that I had my loan with the first time.?

I went from a 19% interest rate to a 9% intrest rate and this is why I decided to refinance. The laon officer that helped me told me there were no fee’s for doing any of this and he would just take my payoff and pay off the 1st loan and open a new loan with the new intrest rate. Well everything went well and then I check my credit report to see that my new loan balance is 1000.00 higher than my payoff was on the original loan. I went through all the loan papers and see that it was for credit insurance and gap waiver agreement. Does anyone know what this is and if I have any rights even though I signed the papers already? thanks(My vehicle is already negative equity and having an extra thousand dollars put on top of the balance isnt helping.)


How long does it take to build up my credit enough so I can apply for a auto loan?

I want to buy a new vehicle for about $19,000. I have no one to co-sign for me. I got my first secured credit card about two months ago and have been paying on it consistently. I want to know how long I should wait to apply for an auto loan. I don’t want to apply for one to early because there’s a chance I’ll get denied and It’ll have a hit on my credit. For the loan I’m going through a Credit union so I don’t know if that helps any. Also I don’t want an insane interest rate. I would prefer that to be around 5% so does that mean I should wait longer? Thanks 🙂


Where can i find a graph that shows credit scores?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday Loans?

Can anyone advise me on the best and quickest payday loan company, have you used one before, its only for a small amount, unexpected bills, genuine answers only please


Will filing for bankruptcy if I’m newly married hurt my spouse also?

Went to Credit Solutions to resolve my debt, but they REALLY SUCK! Now I have to appear in court next month. Any answers, people, please?


How can i get free access to xxx site with no credit card?

i don’t want to pay for xxx but i want high quailty stuff, thanks.


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


If a car was returned due to engine failure do you still have to repay the auto loan?


How to remove bad hits from a credit report?

My partner has recently had quite a few hit’s on his credit report, some were done by scam companies- companies that had no intention of giving him a loan but still checked his credit report regardless. Also is there anywhere you can check your credit report for free? We are trying to get credit for a new car and this has left us with nowhere to turn as no company will touch him now with all these hits on his report, and if they will it’s very high amounts of interest! Is there any way to remove these hits so he can get his good credit back?


Car loans/personal loans?

ok me & my wife have a car loan it started out with all charges $12.000.00 we paid it down to $6100.00 so my wife wanted to get me a xmas gift so she went to the loan place & got a 1500.00 loan so they redid the loan we had in with the new loan so i guess the new loan was for $7600.00 now we ol $11.500 how the hell did they do this & can we pay it all of at 1 time if so how much will we save thx……


Can I afford an acura TL 2007?

I work at mcdonalds get about 200-250 bucks a week and i only pay my phonebill which is 60 bucks a month other than i have the rest of the money to myself because my parents pay the rest but I was wondering if You think I can afford this kind of car which is worth right around $18000-$23000 and if so how old do you have to be to finance a car? I’m only 17…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i file for chapter 7 bankruptcy?

Can I keep my vehicle if I am still paying on it?


What kind of interest rate could I possibly get on a auto loan and how much could I borrow, in my case?

My credit score is about 560, I make about $2200/month, I have $2,000 for a down payment. How much could I get approved for and what kind of interest rate am I looking at for an auto loan?


Why are declining birth rates seen as a bad thing?

Countries like Japan and Singapore have declining birth/fertility rates and they have been reported as ‘problems’. I have seen some articles about how Japan is meant to deal with its aging population, and the lack of births to make up for the dead, and they were making it out as if this were a bad thing. Similarly, I’ve seen articles about China, especially related to their one-child policy. But why are they seen as a bad thing? I thought it would have been a good thing, especially because some of these countries are very densely population (especially Japan and Singapore). Aren’t lower birth rates going to make more living space, and more resources for the population?


Will declaring bankruptcy in canada affect my USA credit?

I am a USA resident and have built up good credit in the states, but due to an ex husband I had to declare bankruptcy in Canada a few years ago. My husband and I are wanting to buy a house next year, he has good credit and I have some now as well, but will my Canadian Bankruptcy affect our ability to get financing?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can an ETF go bankrupt?

I am just wondering with these 2x,and 3x ETFs… for example, pro shares offers MVV (2x), and UMDD, and UPRO (3x). I wonder what the risks of these ETFs are. Of course, I understand that these ETFs magnify disasters, but as we know from history, except for the bankruptcies of a few companies, the overall market eventually recovers from disasters. I am wondering if it is possible for these ETFs to ever go bankrupt. Or perhaps they could only ever go bankrupt if proshares goes bankrupt?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Has anyone used a credit repair company, with any success?

I’m thinking about using one, but I am skeptical as to whether they actually remove derogatory items from your credit. Any insight on this will be greatly appreciated.


What is the best way to build credit fast with a credit card?

I have a credit card and so far i have been paying off the bill every month. Is that a good idea or should I pay the minimum every month to build credit faster. please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone no of any good payday loan places in west seattle,or burien?`?

i need cash today,i am trying to get a payday loan.i have everything i need for one,i just need a place close buy my house. between west seattle and burien


TRUE OR FALSE? Mortgage bonds and sinking fund bonds are both examples of debenture bonds?

If false, please explain why so I know!! 1. Mortgage bonds and sinking fund bonds are both examples of debenture bonds. 2. The market rate is the rate investors demand for loaning funds. 3. Semiannual interest on bonds is equal to the face value times the stated rate times 6/12. 4. The present value of a bond is the value at which it should sell in the market. Thanks! Best answer gets 10 points!!


What do I need to finance a house between $200,000-$250,000?

I’m 21 but I’m already attempting to save to buy a house in the area I plan to live in and work. How much would I need down on a house that price? About how much would my monthly payments be? When I last checked my credit score was 680 but since then I’ve bought a car that I’m paying off not to mention other things. What do I need to get my credit level to or how much money do I need to finance a house at about $200,000-$250,000? Is there anything else I should know or do that would be benifical to help me reach my goal


Is 777 a good credit score?

What is the highest and lowest scores you can have?


Resident Assistant Programming Ideas for Upperclassmen?

Hello, I am the resident assistant for an upperclassmen apartment community at a university. I have a healthy sized budget but am trying to think of cheap things to do. I need ideas please. As upperclassmen they are a lot less interested in typical dorm programming because they’ve all done it already. Help!


High income but bad credit????

Jim G: LOL – Well, good salary all depends on where you are located in the world. It just so happens that I live in a relatively low- to middle-class part of the country, so $120/yr is pretty good here. It’s not like California where the fry cook at the local burger joint makes more than a Midwestern college grad, LOL!


Does 15/30 balloon mortgage stay at a fixed rate for 15 years?

I have a 15/30 balloon mortgage at a rate of 9.65%. Will this stay 9.65% for the life of the loan?


Which of the following is an expected outcome of debt relief in developing nations?

decreased reliance upon fossil fuels for heating and cooking increased access to public transportation in rural parts of the country more children going to school increased use of technology by the poorest citizens


I Have a credit score of 510..?

How can I bring that up I hd a chapter 13 5 years ago some judgement s late pays a repro etc…. what are the steps i might take to rebuild……..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


¿duda y trucos gta vice city stories ps2?

Buenas, antes de nada keria decir k 5 estrellas a kien me responga perfecto.. Bueno, alguien me pòdria decir trucos k funciones y k molen pa gta vice city stories(ojo, stories) para ps2?? grax y las dudas son:1º se puede tener novia?? 2º donde hay puticlubs en los k se puedan entrar?? gracias!!! recordad: 5 estrellas!!!!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


What is the best loan to get with perfect credit?


Can you put someone’s name as cosigner of a loan without their knowledge?

I know this is punishable by the law, I’m asking if someone can do it


Do Capital One Platinum credit cards come with a PIN number?

I just received my card and it didn’t come with a PIN number. Is that coming later (I received the card about a week ago) or do credit cards not need PIN numbers, just debit cards? I read somewhere that credit cards don’t use PIN numbers. If this is the case I may end up canceling it. Too risky. Thanks


Chase credit card! HELP! late payment”?”

I have two credit I got with Washington Mutual which is now CHASE. I pay ALL my payments online and have NEVER been late. I got a notice last week that I had a late payment on one card. When I called about it, I was told that my payment was due September 6th. Their records show I went INTO my account on September 3rd, and PAID three days BEFORE payment was due but didn’t schedule the payment to go through until the 7th. This is 100% not true, I paid three days BEFORE payment was due. I would not go into my account days earlier and schedule the payment one day after it was due. When I asked chase about the OTHER credit card I paid on the same day (the 3rd). They said for that card I did the same thing, paid on the 3rd, but scheduled it for the 7th. (that payment wasn’t due until the end of the month). They are NOT saying it was just posted to my account a few days later, they are saying I paid for both cards on the 3rd but SCHEDULED them for the 7th. It makes ZERO sense to me. Looked at my bank account and I had MORE than enough money to cover both cards (which I already knew) and had no reason to schedule them late. What can I do? They won’t budge? I feel as though I am being targeted in some sort of scam. Why on EARTH would I go in and pay early and schedule the payment one day late? I have NEVER been late on a payment.


What kind of car loan would i get approved for?

sorry that was a net monthly income not gross




















































Do People Pay Interest rates or any fees on Debit cards?

Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Anyone heard of fundingway, its an auto loan company.?

There’s this website called fundingway.com that I came across. Are they legit or a scam? If any has gotten a loan from them, what are their interest rates?


Credit Score Question – Unactivated Credit Card?

Does anyone know how it works with your credit score if an approved card is not activated by the customer? i.e: I applied for a card, but I dont end up activating it when they mail me the card. Thanks…


How do i determine if i need to file bankruptcy?

i have a vehicle reposession a 9 thousand dollar hospital bill from a emergency room visit in july, two credit cards in the amount of 13 thousand in collections and i am late on student loans, my score is about 510


I need info on buying an rv park, pros & cons?

we are thinking of buying an rv park in oregon & want to find out any info on running & managing one. we would live there, but have no experiance with running that kind of business.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Building credit (credit scores)?


What is this on my credit report?

So 2 or 3 years ago I lived at Archstone in LA and it got crazy with room mates and basically on our 7th month we all left and never looked back. I was 19 and it was SO dumb and I am regretting it all the time now especially because I cant get a credit card, rent places, or even have my mom co sign for a 5,000 loan and my parents credit is great. I have too many derogatory blah blah blah etc. So im reading online figuring out how to try and fix my credit but it honestly feels too hopeless. I use to have credit cards with 1,000 max on it and have had those paid off for 2 years now. Mom made me cut them up so I obviously dont have them and cancelled bank accounts which im sure hurt my credit cuz it doesnt sound like it would help it, as nothing seems to. I just feel hopeless and like i wont be able to do anything ever in my life except what im doing now which is just renting a guest house from these people. Its great and Im so happy i have my own place now but I just want to figure a way out to fix my credit. Ok so there are 3 of us that were on the apartment lease and I had a friend who is an attorney and we tried to write a letter to the Archstone saying I will pay my 3rd of the total we ow (about $12,000 total) so between 3 of us it would be $4,000. They denied that. So now it has been in collections obviously so I dont know what to do… Should I try and contact the Collections Agency and see if I could work a payment plan or should I just file for bankruptcy? Im just SO confused. Not only that but if I file for bankruptcy or pay it off will my old roomies be off the hook too? Cuz i dont talk to them anymore and they certainly arent even trying to fix this situation. I have some small hospital bills that went to collections too I think and another thing that says CA BUS BUR that was for $200 that went to collections and I have NO idea what that is so if anyone is bothering to read this and gonna try and give me advice please let me know what CA BUS BUR means… Thank you so much for reading this and I know I did wrong and was making dumb mistakes but im trying to try and fix my mistakes but it is just so overwhelming I dont even want to think about it. if collections would take monthly payments from me would that help my credit? Is my credit even repairable? Its a 574 right now. Use to be WAY up in the 700’s. Thank you!!


How could i get payday loan with poor credit?


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Bankruptcy and income tax return?

My bankruptcy was discharged on December 2008, yes, a year ago. The trustee didn’t tell me that I have to surrender my tax return, actually he didn’t mentioned or talked to me. My lawyer though informed me that they might take it, not sure if they ought to. Anyway, I got my refund January 2009, I did not get any call or paper in the mail that I have to give the refund I got. Now, what about this year of 2010? Are they going to take that away now? If they are, how so? Can someoe please explain. I’m here in AZ and I know laws in different states varies. Thank you.


Bank mane yang paling rendah rate utk personal loan?

saya ada blacklist kad kredit 12k, bank mane yang leh bg wt personal loan?? bank mane yg paling rendah rate personal loan???


Student loan help please?

So I’ll be a freshmen in college this fall and I really need to figure out how to do student loans. My award letter says that I’m eligible for Federal Pell Grant, Federal Sub Stafford Loan, Federal Unsub Stafford Loan, and Federal Parent loan. I have no idea how to get any of these. And I know that my mom has bad credit so Idk if she’d even be able to get the parent loan. If you could just tell me how to go about getting these loans that would help me out so much.


USAA keeps adding interest to my auto loan?

I have an auto loan with USAA, I have been with this bank for almost a year. I only hand my auto loan for about 4 months. Since then the have added like an extra 400 dollars to my auto loan. I am never late because they take automatic payments. I asked why have they been adding money and they say that they charge me interest every month on the loan. The loan was for 12,000. I thought that the interest was added at the beginning of the contract and that was all the interest I was being charged. My APR is 10%. Does anyone have any advice as to what I need to do? Anything would help! Thanks In Advance


Why wont they give me a credit card?

i applied for a credit card at a bank and they said im not eligible when i asked why they said theyll send it in the mail and when i got the paper it said that equifax and some other places have bad information but when i asked for a copy of my credit info the only things that were on it was the name of my bank and phone company were i applied for a phone (i was accepted for the phone) i have 1 checking account and no credit history at all what should i do


How could I get a $600 mortgage for a house purchased for $220k?

Please advise how can I get the lowest possible mortgage payment for a house around the $200k price range. My income is around $30k+ and my credit score is 700+ with no debits. I am a 1st home buyer also.


Credit line cash credit line?

I’ve been getting checks regularly from these guys with a low interest rate for 1 year (how conveeeenient!). I wonder if That applies to the new loan in its entirety or just whatever’s left over from the first $2,250. Once upon a time, creditors and banks were actuall working with their customers and treating them with respect and dignity. I only use it now when I need to.


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt consolidation for secured debt like auto loans?

My fiancee got hurt and was out of work for several months. In this time we got way behind. Because of his injury he could no longer do the strenous work his job requires and was forced to get a differant job. He ended up taking a serious pay cut. We flew through our savings and ended up getting way behind. We worked out a deal with out lanlord and are now renting somewhere else for cheaper but it still seems like we will never be able to catch up. Not only are we behind but we cant afford the bills we once could like our car loans. We have a crap load of medical bills we cant pay either. And to make matters worse i cant work due to a high risk pregnancy and prior to getting pregnant i stayed home and homeschooled my children because he was making enough. We have no idea what to do now. Were being sued for a $400 loan about to lose both cars barely making our house payment and paying medical bills is out of the question. Because we dont own a home i dont think bankruptcy is really a good option. My question is does debt consolidation work for secured loans like car loans or just credit cards? And if not does anyone have any idea of we should do in this situation? Or maybe the names of some good companies that we could work though.


Bad credit , but need loan who . where. how?

need loan bad credit


Are there any educational games for Gameboy Advance?

My son is 5 and although he’s REALLY smart, he does not like schoolwork. I would really like to get him some games that he can play and learn at the same time. Does anyone know of any?


Is this a good way to take out a loan?

I heard someone talking and it got me to thinking. If i took out a $7,000.00 loan, only used $5,000 and paid some of it back with the two grand leftover and then finished paying off with the money I made throughout the year, would that give me a better advantage? I’m trying to do this because I would like a new-used car. I go to school but work two jobs, etc. I have $5,000 but need 5 more. I want to be able to pay off the car so that it will technically” be mine and then I can just get PLPD on it until i can afford better insurance. I know they have auto loans but then they want you to have specific insurance


Free dating transexual site no credit card required?


Can you quit your job to qualify for Chapter 7 bankruptcy?

My wife wants to stay at home with our kids, so we want to walk away from everything and start fresh. Our son currently goes to daycare for 10 hours per day and we dont’ want to live like this anymore. I know this may seem immoral to some, but we feel that we’ve made a life mistake. Isn’t bankruptcy supposed to provide a fresh start?


How much would interest be on something thats 3,500 dollars?

There’s this thing I desperately want and it’s for $3,500. I can eventually pay it back with chore money/allowance, but it’ll take a very long time. I get money for my chores combined with allowance which always adds up to $20 every weekend. I’m trying to get my parents to give me a loan” and tell them it’s a learning experience. My Dad wanted me to find out what the interest would be


What’s the best online payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


The movie BE COOL?

In the movie be cool people call chilli palmer(john travolta) a shylark, what does that mean?


Will the bank loan me money for a house ?

since the economy is bad will they still loan me the money for a house if i have good credit lets estimate seventy thousand .


Are my fico scores bad: 689, 653 and 640?

With current credit crisis, am I doomed if I want to apply for home/auto loans? thanks!


Decreased credit card interest rates while deployed or on Active Duty?

I know that the SCRA says that credit card companies cannot charge more than 6% interest for debt incurred BEFORE active duty service. Are there any laws or such that help or require your interest rate to be dropped while deployed or on Active Duty? Also, my credit card company has been charging me for a Credit Holder Security Plan which I have called to cancel many times, and still each month it shows up on my statement, does anyone know what I can do about that?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If notifying my creditors I am filing bankruptcy ch. 7….?

to get my balances/minimum payments can result in them pre-empting me and suing me first, how the ”’blankety blank” am I supposed to get the information to fill out the paper work?


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.


Do my Pending Transactions affect my availale balance?

So basically, my pending transactions are more then my avaiable balance and my ledger balance. However everything i bought was charged to my balance right away, its just that they werent posted, i bought everything over the weekend so they didnt clear, so since most were charged even if my pending transactions are alot withh it charg me all of it?


Does anyone know how to fill out the schedules A – J for a chapter 13 bankruptcy. I am filing pro se?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to talk to someone about my credit report?

i cant get a live person anywhere…when ordering online they wont let it be sent to my current address. So I get them to sed it to my parent address and they throw it away before I get it. I thiink they both used my information and have stuff in my name and thats why they get rid of it before i see it. I received all other mail except that. My dad has the same name as me. when proving my identity they say according to their records I have both a mortgage loan and an auto loan and I have to choose the lender but i do not know it because I do not have any loans…what shouls I do? do anyone have the number to a live person?


Can i sell my property that is in bankruptcy?

In 2001 i declared bankruptcy after i lost my good paying job, now working a minimum wage job Since 2001 i have made timely monthly mortgage payments so i think that is why i do not get kicked out. Can i sell my property? i have $50,000 to go, i dont like where i live,i dont think the property is even worth $50000 thanks everyone who answers. it really is a depression going on. a national retail store opened and have 500 applicants for 12 jobs


What credit score is the cut off for an auto loan (generally)?

My credit is in the toilet, but I am working on raising it, it’s went up a little more than 50 points this year but there’s still a long way to go. I’m curious though, what IS the line where a bank or the finance department at a dealership will say no to a loan? I realize there’s other factors such as down payment, how much debt a person has, and income— but I am speaking in very general terms.


Where can i get a car loan whith out credit?

hellow, im 19-year old who just finished high school, im trying to get a loan for a car but i have no credit and no co-signer, i need about $4000. i have a minimum wage job becouse i have no car so i make anout $750 a moth, but dont pay any major bills. so where would my best place to get a car loan if i can? i can pay about $200 a month for the loan.


I need a auto loan advisor anyone?

I really need a auto loan advisor that I can tell my current auto loan & interest rate stuffs & who help me to make a right decision when to do refinance when to get a lower rate help me through that loan please anyone?


Do I need to maintain full coverage auto insurance for the life of my auto loan?

I was told by a coworker I can just get liability insurance after one year.


Can I get an auto loan?

Ok, I found the car I wanted and at the price I wanted. The car is from a private seller. The car cost 5800, but I plan to down 3000. So I’m looking for about 2800 from a loan. Taxes and registration I can cover. Heres the issue, I have NO CREDIT!!. My parents have bad credit and my sister is NOT willing to co-sign for me, yah kinda messed up. She don’t want me to get the car because it’s better than her beat up car. She meanwhile wants me to get and pay off her a new scion tC! Skrew that ****!. So is there any possible way for me to get a loan. I don’t want to get a loan through the internet. I want a local bank. Is there anyway?


Im 23 weeks pregnant and unemployed and i am desperate for money for things for my baby where can i go to get?

is there any way i can get finacial help without goin through the job centre?


Do banks give auto loans for salvaged vehicles?

I’m banking with Chase and I’m interested in a loan for a 2yo luxury car with a salvage/rebuilt title. Can they help me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any charts of bankrupt stocks?

I’d like to see a chart of what a bankrupt stock looks like, but they all seem to get taken down due to mergers when a company goes bankrupt. Anyone know how I can see one? Thanks. Penny stocks are fine.


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.


Can I build good credit with a cosigner?

Good day, I am a 19 year old looking to get a $10,000 auto loan for a used vehicle that I project I will pay off in 3 years. I have worked a stable part time job for over a year and have also had a credit card for over a year. I applied for a loan alone and was denied because I do not make enough $12,000 annually but I have good credit (young credit). I have come to the conclusion that my best bet is to have my father cosign the loan. My question is if I sign as the primary and my father cosigns will I will I still get a good credit history on my record? Will this history be accredited or is it going to be considered young” like my credit card? Advice


If you have bad credit can you still open a checking account in bank of america?

i have a checking account with Wachovia but after Direct Tv charged me $200 dollars for cancelling services i want another account But can i still open a checking account in Bank of America?


Can I get approved to get a car loan with bad credit?

My credit score is 532 and my wife is 567 and we are planning to buy a car joint from the dealer the value of the car is between 28.000 to 30.000 dlls I can put as a down payment 10k plus my silverado 2007 as a trade in there’s any chance we can get approved from any bank or loaner thru the dealer.my silverado is paid off but that dealer was buy here pay here they didn’t reported to my credit and I just get financed a semi truck 86.000 from my company they also don’t reported to my credit score any info will be really helpful thanks


Is it illegal to use fake credit card number?

My friend was curious if it is illegal to use a fake credit card number to submit a thing online to some site to get free points for a game. The site accepted the fake information. So could he be in trouble for this. He is 17?


I am urgently in need of a 5k loan can anyone recommend me any private lender in singapore?

I am currently working with a monthly salary of $1800 and due to some urgent payment i need a loan of 5k and will be paying by installment with interest in one year. due to i have overdue amount for housing loan with OCBC and cannot take any loan from bank.




















































Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do you find out if a company has too much debt?

What ratio is the most useful one?


Buying a car in the Air Force?

I am 19, single, and leaving for the Air Force next month. I have been looking at cars and the ones I want are all just about $30000. Would this be a mistake to get one shortly after basic training if I am pay grade of E-2? Should I wait or choose a cheaper car?


Where can i get a auto loan for low income people?


Are online payday loan sites legit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My Equifax 553, Experian 632 TransUnion, 639 is it possible to get a mortgage with a decent rate in IL?

I have a year left to keep improving my score, and I just graduated from college. Hopefully I’ll find a decent paying career. My fiance’ has all three scores in the 720s with a decent career. I want to match her and if not come close. I’m aiming to have a score 680-700 a year from now. But with my 3 current scores now is it possible to get an ok rated Mortgage in the state of IL? We’re looking to buy our first home spring of 2015 with a max budget of 140k. Any tips for me would be greatly appreciated. Thanks


Where can I get some assistance or help paying my mortgage?

I’m really desperate, I’m single, I have no family or close friends. I just lost my job and I have a disabled child whom has lots of needs. I just need help for a month or two while I get back on my feet. I’ve heard of people getting this kind of services but I don’t know where to turn to….anybody?


Can you file bankruptcy on a divorce settlement?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good age to get a credit card?

Hello people……….I’m a daddy girl and anyway I make good grades so I think I should get one.


What the hell is a mortgage?


I need a personal loan to pay off some debt.?

I know you will say at first getting a loan to pay off other debt makes no sense but I am going to take this loan and payoff 3 credit cards so it will actually help. I only need $2500 anyone have a suggestion that is LEGIT and NOT a payday loan of a suggestion?


Can you get in legal trouble in Kansas for not paying off a payday loan?

I have crappy credit anyway. I really just got WAY overextended. My fault. They are really threatening, and I just don’t have the money to pay them off yet. Not planning on stiffing them, just need things like electricity, water, gas, etc right now. Just want to know what to listen to and what not to. Threats of court, suing me, jail, and other things just scare me and I can not have anymore stress. Please no I told you so, or childish answers.


Has anyone here ever had to file for bankruptcy? If so how did it affect your life..good or bad?


Where can i get a REAL $500 payday loan from?


Where can i get a free credit score without signing up for something?


Can you sell a car to carmax if you owe money, but they offer enough to pay it off?

I owe 5,000 on my car and they offered 8,000. The lady said I need the title, but some people online said she was mistaken and that they will pay off the loan and once they get the title, give me the rest. Does anyone know for sure if you can sell a car that’s still being financed, but they offer enough to pay it off?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Legitimate payday loans?


Can the bank trace the people who have done fraud with my card?

I have had a bank statement and there has been loads of online transactions made which I haven’t done. Pizza,Asos,Amazon,Yours Clothing,Etc etc. All amounting to around £400. Will the bank/the companies be able to trace delivery addresses(assuming it had all been sent to a specific event)/what was bought/when it was bought etc as I have a good idea who it might have been? Thanks It is santander bank by the way, so if anyone has any specific experience with them it would be helpful!


What happens after you’ve been approved for a loan?

so if you apply for an auto loan, and are accepted, what’s the next step? Once you are accepted, are you automatically bound to the loan, or is there final paperwork which must be taken care of first?


If i get a credit card but don’t use it will it make my credit score go up?

My biggest problem is i have pretty much no credit.


Capital One Platinum Credit Card?

link: capitalone.com/credit-cards/platinum/ Looking for a first time credit card. I have limited to no credit history, I am no longer a student. Looking to build good credit history. So far this is my best option. First off: Any one have experience with this card? Second: I don’t want to pay the annual fee $19 on the 2nd year with the card. My goal would be to find a new card with better rewards, assuming I have better credit history at that time and then cancel this card before the annual fee goes in place. doable? Any advise would be great, thank you


Can anyone tell me about Payday loans?

I took out 5 online payday loans, and two stores front…I can’t afford to pay them.My hours at work have been cutted to 30 hours per week how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy


What are my chances of a mortgage?

Im 27, self employed, on low income because of a historic serious illness, excellent credit score, soon to be the owner of the family home. Will i get a mortgage to actually buy my first house?


Does a person have to remain in the state they file bankruptcy in?

my sister-in-law has filed bankruptcy in Missouri. We want to bring her to live with us in Illnois. Will this stop her bankruptcy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Buy a prepaid virtual credit card?

Hi I want to buy stuff on the internet and some websites have really good bargains but I m not sure if their legit so what I wanted to do is buy a prepaid credit card that works on the internet, unfortunately I cant seem to find any on the Internet, so I want to know if it possible tu buy a *virtual* prepaid credit card, or put some money on some account that isnt linked to my card? I dont have much time to buy these things so I m looking for something I would be able to do right now 🙂 thanks guys


Need a loan shark in st helens?

really need a loan shark in st helens


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


My auto loan amount is $17,629.23 and my monthly payment is $304.59, they only took $66.19 interest?

According to an auto loan amortization calculator I should have had $126.00 towards interest for the 1st payment. My interest rate is 8.59%. Why so low for the 1st payment? Are they using a different amortization schedule?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know where i can get a free credit report?? every website i go to says FREE” but it’s not!!!?”


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What does NOT PAIDA/P NSF FEE mean in online banking?

I just checked my bank balance and my main account has NOT PAIDA/P NSF FEE on its statement, and has put me in OD for $20.00! What on earth is this? I had no automatic payments or anything going into/out of this account and the account had nothing in it. Is the bank ripping me off or something?


My Experian Credit Score is 641. How high of an interest rate am I looking at if I get a $6000 Car Loan?

I paid off the last of my debt a couple months ago, and I checked my score yesterday and it said 641. I have $0 debt on my credit report, but no open lines of credit. I have a Secured Credit Card on the way any day now. I read that it helps one’s credit score by having different kinds of credit on your report. I know the right thing to do would be to use the credit card for a while, and then apply for the loan…But I kind of need a loan right now! And I have no one to co-sign for me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Card cash advance how does it work?

I want to buy a four wheeler but the banks are closed. I have the money but I don’t have the cash for the deal. I was wondering if I withdrawal money from my credit card is there interest or is that only if i don’t pay for it by the end of the month?


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.


Auto loan rate after bankruptcy.?

I believe my wifes car is about to kick the bucket. We have recently been discharged from a chapter 7 bankruptcy. I was just wanting some input to get an idea of what kind of loan rates we will be looking at. If we get a co-signer will that help with the interest rate? Thanks in advance!!


What options are there for first time home buyers that do not have any kind of down payment?

I have checked with local banks and they have pretty much said sorry, there isn’t anything that we can do for you. You go to a place like LendingTree.com and even though they would probably find a way to get you a loan, at this point they have a stipulation of no less that $100,000. Where I live, that isn’t necessary for a really nice home. We have fantastic credit, very little debt, and want to take advantage of any current tax breaks. What options do I have?


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Hi all. Just a quick question about bad credit (OSAP)?

Hello. Shango Muffin here. I am curious, if a person is not able to pay off her OSAP and is having financial difficulties throughout the year; would this effect her potential to get a job (any job in general) ??? Besides gov jobs and financial related jobs, what other specific type of employers will reject you based on your bad credit? If people hold your bad credit against you by not hiring you…. how the heck are you supposed to make $$$ in order to pay off your overdue payements/depts and move on with your life?!? People are young, inexperienced and make mistakes when it comes to loans and credit… how can the established world hold this against them??? Anybody??


What is the best place online to get an unsecured personal loan?

Both my bank and my credit card have effectively screwed me out of most of my paycheck. My bank is Wells Fagro and I talked to them already. They are unwilling to solve the problem. But I have to pay my rent and cable/internet/phone bill still. Therefore, I need to locate funds from a source in excess of $350 very quickly. I may be able to get a payday loan from a local place but it may not be enought o finish the job. Besides they will likely take it out of my next check completely. So I would need to find an unsecured personal loan that is willing to take smaller payments over a few months in order to accomplish this. Any ideas?


I wrote a check for a payday loan and cant make the payment and the accountt is close after I wrote the check.?

The account is now closed. I didn’t realize the $200 a week was just to pay the interest with nothing going to the balance. What should I do?


Can a Payday Loan Place in KENTUCKY take you to court or jail for paying back a loan ontime?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a 10,000 dollar student loan with no cosigner.?

Hi. I am 18 years old with no credit. I need 10,000 dollars to cover the cost of living (apartment rent, bills, food, etc.) while in school full time. I have already used up all of the federal aid I received. So my question is: is there any way I can get a private student loan with no cosigner. My parents have bad credit so they are not an option.


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What are the best companies for improving bad credit?

I’ve heard of a few companies that resolve some of the dings in your credit (or at least help you to do so) but I can’t seem to find any that actually look legitimate. I would prefer ones that are at least semi-inexpensive but fixing my credit is my first priority.


Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


Which chapter of bankruptcy is it?

Which bk do you file to get full relief of the debts (full discharge) I dont have any property I am trying to keep like a car or house.But I have heard some people say they had payments to make what payments are they talking about.I thought the bk wiped away your debts.Or does it??


Picking up the pieces after bankruptcy?

After 2 years Whats the BEST” way to start picking up the pieces after bankruptcy in relation to starting a “New/Good” line of credit? Where to begin? Everyone wants to sell me a new car – I don’t need one! Refinance my house/2nd morgage – I don’t need this either! Tried a furniture loan – was denied (maybe 2




















































I can’t pay my credit cards…HELP!!!?

I can’t pay my credit cards…HELP!!!?

Hi, I’m 22 years old and I have four credit cards… I have maxed out three of them and I’m not able to pay them back. I’m currently in college full time and am unable to obtain a job, so even trying to pay them back is out of the question. My question is If I cancel the accounts what happens?? Do I still have to payback the amount I owe, am I able to defer my payments?? I’m really lost and I need help!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

After you get approved for an auto loan, what should be my next step?

Surprisingly, I just got approved for an auto loan through my bank. It is 11.4% interest rate and was told that I pay $230/mo. So I am wondering what is my next step after I got the approval? Do I just get any car that equals my loan? This is my first experience?


TransUnion question…. No score showing, why?

@StephenWeinstein, what I mean was (when I went back and re read your answer)… If I need something on my report for a score to show then why is there a score for Equifax & Experian when I have nothing on my report for them either?? In the last nine months or so I had 2 negative things removed, why would I want to add more back to my report when I’m trying to repair my credit?? In the future when my credit is checked, it may ding my score but why add new things to my report?? Makes no sense


What Banks use Transunion for Credit score?

for Auto Loans


Is REDBUBBLE online shop reliable?

I am a huge fan of South Park, and i found an awesome Viva Mantequilla shirt. Its only $25, but I’m not sure if its a scam site that will steal my credit card number. Has anyone had any past experience of this site? Heres the link to the shirt- http://www.redbubble.com/people/ninjaink/works/7907765-viva-mantequilla?p=t-shirt Please help as soon as possible!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

In Debts With Licensed Money Lenders?

My monthly salary base on commission and when my monthly comms start to drop and i have not enough to pay my bills, my daily expenses and my parents that are staying with me, i turn to Licensed money lenders that advertise in newspaper. I thought i can cleared my loans quickly once my sales increase but i am too naive. As a new client, the repayment plan is either weekly or bi-weekly, if late for 1 hour or 1 day the late interest rate is between $120-$150, so when i have unable to make payment at due date, i turn to another money lender for loan to repay my 1st, i never realise how stupid i was when i was desperate for money , its like robbing paul to pay peter, i am digging a big hole for myself, only when the due dates all crushed together and i am stuck right there. Total i have taken loans from 7 money lenders, amount between $500-$800, but due to no payments the late interests began to increased and everyday i live in fear and stress, they keep calling me and sms me for payments and threaten to sent debts collectors to my office and home if i never make payments. Now i am totally lost and can’t figure out what should i do, how much in total i need to pay them, been trying to call and talk to the loans advisor but they only reply me to make payments ASAP via sms, everyday they called my Mobile, my office and even my family members, what should i do?? Any one out there please advise me, my boss am so angry with all these phone calls and nearly fired me and at this moment of time i am really broke but i am sincere in repaying the loans that i taken, i ask them to give me some allowance time but they keep asking me when when when how how how, i am almost driven crazy and no one to turn to, its a big mistakes that i make and i am truly regretted, please advise, thanks.


How’s the Chase Freedom Credit Card? Is it accepted everywhere?

Thinking about getting the Chase Freedom Credit Card? Do you really get 1% back and 3% on groceries? Do you get money back at the end of the Year or each month? Or is it like Discover card where not everyone takes the card and you don’t see the rebate for 12 months? Where is it accepted? Is it a Visa / Mastercard?


How to get an auto loan without a cosigner?

i applied for a $7000 loan on a $5995 i also have a $500 down payment on a car at a buy here pay here car dealer that claims to work with no credit and bad credit” well they told me i will still need a cosigner but i dont have anybody that is willing to sign for me. if i apply for a lesser amount on the loan will that help?”


I can’t pay my credit cards…HELP!!!?

Hi, I’m 22 years old and I have four credit cards… I have maxed out three of them and I’m not able to pay them back. I’m currently in college full time and am unable to obtain a job, so even trying to pay them back is out of the question. My question is If I cancel the accounts what happens?? Do I still have to payback the amount I owe, am I able to defer my payments?? I’m really lost and I need help!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a creditor call my employer to collect a debt?

I recently had a creditor, (General revenue corporation) Call my work to find me, Is this legal?, it really burns me that they would bother me at work to collect a debt. Can I do anything to stop them from doing this in the future?


My car was rear-ended…insurance questions?

I was hit this afternoon. Stopped at a red light when a bronco rear-ended me and plowed me into the truck in front of me. My 07 Honda Fit is TOTALED (front and back). Everyone is alright and I walk away with only a cut lip and arm. I really AM fine and am not interested in milking” this for money


How hard is it to file a Chapter 7 bankruptcy by yourself? I completed about half of a paralegal program with?

straight As


Advice on filing for bankruptcy help!!!!!!!!!!!!!!!!!!!!!?

I am seeking advice on people who have filed for bankruptcy. what routes did you go and how damaging has it been. what would you have done different. thanks!


What will the monthly payment be for a $8000 loan for 60 months at a normal interest rate be?

Car loan at like a 7 or 8% rate.


What is the difference b/t loan term & amortization period for a commerical loan?

I’m purchasing my first 4 flat property for real estate investment. The bank has offered me a loan that has a 10 year term but 20 year amortization period. I’m not sure what this means. Any help or direction to online resources would be appreciated.


Wheres The best place to get an online loan?

About 5,000 dollers to buy a car and pay off two credit cards. A loan with low interest and that kinda stuff.


How do I get a consolidation loan fast with a bad credit rating.?


I can’t pay my credit cards…HELP!!!?

Hi, I’m 22 years old and I have four credit cards… I have maxed out three of them and I’m not able to pay them back. I’m currently in college full time and am unable to obtain a job, so even trying to pay them back is out of the question. My question is If I cancel the accounts what happens?? Do I still have to payback the amount I owe, am I able to defer my payments?? I’m really lost and I need help!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am about to buy a new car.?

I have enough money to pay the price of the car in full without a loan. Will it benefit my credit rating to take out an auto loan anyway and pay it off after making 1 or 2 payments? My wife and I are in our mid-twenties and we have great credit history so far but are planning to buy a home soon. We want to do everything we can to make sure we will get the best interest rates when the time comes and were wondering if taking out a loan and paying it off immediately will help to move in the right direction.


Why won’t my mortgage company accept partial payments?

Instead of paying 1 monthly payment of 1500.00, I want to make a payment every 2 weeks of 800.00 via my online banking. I called the mortgage co and they said they wont accept any less than 1 whole payment. Should I send it anyway? I will this force them to not charge me interest on the amount sitting in escrow? Thanks, Trying to Catch up in LA PS. Payments would be submitted prior to due date so no default issue. 1st pmt in advance, 2nd pmt on due date.


What Kind Of Bankruptcy Should I File?

None Of My Checks Are Being Garnished I Still Have My House And Nothing Is Effecting Me. I Just Owe Alot Of Differnt Phone Companies, Cable Companies, Magazine Companies And Other Companies Ive Ordered Stuff From And Then Never Paid Them. I Want To Pay All Them Off To Where I Own Noone Money And I Want To Do This ASAP? So What Exactly Should I Do And What Will The Process Be Step By Step?


I need a payday loan that don’t do credit checks.?

I have bad credit but I need just around $300 to carry me til payday. I am able to pay the loan in full on my payday but all the sites I jump on say no credit checks yet they do check credit. I am getting really frustrated as I need this money to tie up my utilities bill. I keep hitting walls 🙁


Bankruptcy in Maryland?

I am not sure of the types, but to make a long story short, I went through a nasty separation, with a partner of 8 years, tried to keep the house we built one year prior to the separation, have managed to do that for four years, but now due to piling up debt from medical bills and living on credit cards when I’ve had surgeries-and little STD, I am in over my head. I don’t want to file bankruptcy, but I am in fear of foreclosure, I did a mortgage modification-with GMAC-first time told me I could not afford my house I didn’t make enough-then I submitted again, they approved it, it went from a 5.0% loan to a 5.5% loan and my payment went up $200 however, I had to take it because I was four months behind and near foreclosure. Now, I am looking at bankruptcy-and trying to do a short sale on the house. However, here’s my obstacles-I need to find out if my filing bankruptcy will affect my niece-who’s also on the house deed/title/mortgage with me, and how will that work if I am now (gay) married in CT, but not recognized in MD as being a valid marriage? TIA for listening/looking/responding!


Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

I owe around $20,000 dollars in student loans right now. I am wondering if there is any type of loan that offers to consolidate my current student loans, plus give extra on top of that? In other words i am looking for the original $20,000 plus an additional $14,000 (to cover miscillaneous expenses when moving out.) I plan to work full time after i graduate. but i do not have a full time job right now. Any advice would help.. thank you.


I have a credit score of 753. Is that good? What’s the highest possible?

I haven’t been working at my credit, I’m just responsible. My personal banker told me it was good, just wanted an unbiased opinion ZinaRae.


Can I use a auto loan for a private seller?

I recently applied for a auto loan through my credit union. I was approved but everything on the website was talking about it being used at a dealership. Can I use this to pay a private seller?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i have a credit card with a low income in india?


Would it be better to apply for a home loan online, or in person (online and in person would be same bank)?

Our local bank (The People’s Bank Co.), which occupies I think 3 neighboring counties here in Ohio does allow for applying online for a home loan. Would it be better to do so online, or in person? I have in the past applied at this bank in person a couple of times, first time was denied (debt-to-income ratio was too high). The other time I was approved, no down payment (Rural Devolpment-government loan) for 100K. I didn’t find a house before the pre-approval expired, so that became null. Recently I applied at a different bank, after paying quite a bit towards student loans, Chase Bank and was approved for a conventional loan of 90K. I figured I would do Chase since they are my checking/savings bank. Now per my realtor, they suggested I try for different bank because with their past clients when trying to secure a house, the Chase bank basically made them jump through hoops to get anything done towards closing the house (weeks after it should have been done). Then they changed banks and closing was done within a week. So if I went with Peoples Bank, and applied online, would that be any problem to apply online at Peoples bank vs. applying in person?


Auto loan at 18,000 at 18% for 48 months?


Who are those guys in the FreeCreditReport.com commercials?

They are (They’re) the ones who sing those catchy songs/lyrics/tunes!!!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Home loan margin money query?

Can i get tax rebate on margin money(5 lakh) of home loan of rs 20lakh?


I can’t pay my credit cards…HELP!!!?

Hi, I’m 22 years old and I have four credit cards… I have maxed out three of them and I’m not able to pay them back. I’m currently in college full time and am unable to obtain a job, so even trying to pay them back is out of the question. My question is If I cancel the accounts what happens?? Do I still have to payback the amount I owe, am I able to defer my payments?? I’m really lost and I need help!!!


How can you tell how much of an auto loan you’ll be approved for?

I want to go shopping for a car but wonder how much of a car I can actually be approved for? Is there a way to tell without actually applying? I don’t want to apply ahead of time because every time you touch your credit information it makes a ding and the CC companies are looking for any reason at all to raise rates right now.


I recently filed for bankruptcy,?

i am concerned now that i am ready to file my income taxes, will the courts take my whole refund amount?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know a payday loan that will accept prepaid debit card accounts instead of bank accounts?


Using PayPal with a prepaid credit card?

What prepaid credit card can i use to set up a paypal account? Can i apply for it in a store? What if the information that is used for the prepaid credit card account doesn’t match up with the information on eBay (what if the prepaid card is mine but my brother uses it) will it work? Yes we have the same last name.


Is there any good way of getting out of an upside-down auto loan?


Is it possible to get a auto loan in Georgia with terrible credit and no money down?

Hubby and I just brought a house, so $$$ is way tight and both of out paid for cars died withing a week of each other. I can keep renting cars, but I know that my FICO is horrible.


Can I get a auto loan with a 485 credit score?

I want to take advantage of the Cash for Clunkers program. My vehicle qualifies and for the car I want I would get a $4,500 credit. I also plan to put down $5,000. The car I want is $18,000 before the credit and down payment is applied. I know my credit is horrible, but I’ve been living in my residence 2 years, on my job 3 years making $36k a year. My debt is $12k. Do you think with the large down payment and the cash for clunkers credit I could get a brand new car under $20k in spite of my bad credit score? Note: No bankruptcies, No repos, No judgments


How does PayPal’s Bill Me Later” work?”

My credit blows and now and then I click on apply” for credit opportunities. This time my main motivation was to make it stop asking me to apply for it. To my surprise


Torrent websites you don’t need to sign up for?

So I just got Utorrent, but it seems the only website I can get any torrents from without having to sign up or give my credit card info to is thepiratebay.org. Are there any other websites like that?


I have a personal loan with a bank, can I ask for more money (not much) and add it to this existing loan?


Bankruptcy and Income taxes?

Can regular 1040 Income taxes filed late be discharged in bankruptcy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone had a successful experience with any payday loan consolidator in Texas? Help!?

I have some payday loans that I can’t afford to keep up with anymore. Anyone have any legit companies they have worked with to help them get out of this? They are store front places in Texas.


I can’t pay my credit cards…HELP!!!?

Hi, I’m 22 years old and I have four credit cards… I have maxed out three of them and I’m not able to pay them back. I’m currently in college full time and am unable to obtain a job, so even trying to pay them back is out of the question. My question is If I cancel the accounts what happens?? Do I still have to payback the amount I owe, am I able to defer my payments?? I’m really lost and I need help!!!


Auto Loan?????

When applying for an auto loan online they require i fax my most recent paycheck stub to them, i was just curious do they call my job to verify my income?? or do they verify all the tax difference?? or do they just want to see proof of my income?? can someone help please.


I have my own house and I want to sell it, but Im in bankruptcy since Feb 2009, I can sell my house?


What happens if you don’t pay off your credit card debt?


What is a Corporate Assignment of Mortgage”?”

We are in the process of short selling our home. We got an offer and are waiting to hear back from our 2 mortgage companies. The larger company accepted the short sale and are negotiating with our 20% mortgage bank. I noticed today that the smaller bank filed a corporate assignment of mortgage? What does this mean?”


I know IRS tax lien can ruin my credit, will it affect the credit of my co-signer on my auto loan?




















































Just served with a judgment on a credit card. how will they get me to pay this?

Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Question about Personal Loans..(Wachovia/BOA)?

I want to get a personal loan but unsecured. I dont own anything so I guess I wouldnt qualify for a secure loan. Wachovia offers secure personal loans but Bank of America offers unsecure. My problem is that i am member on Wachovia. Can I walk into Bank of America without being a member and apply for a unsecure loan?


How do i get a debt consolidation loan?

long story short, I screwed up with credit cards, (4 of them) I have cut them up and would like to not have to deal with the multiple accounts, and would like to consolidate to one loan, can i go to a bank for this? is there a non-hassle site that i can get a loan from?


I would like informationrmation and tip on how to stop payments on a payday loan.?


I think I may have just got scammed, please help.?

Update: I normally don’t do this sort of thing. Like I said I did it without much forethought. I did some research before hand on the website to see if it has been reported as a scam, and on a couple websites I read it was a trusted site. I should have known better though, I’m 21 and my dad has taught me for years of all the scams on the internet. So yeah stupid move on my part, lesson learned. I’m going to call my bank ASAP. I appreciate the responses, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any sites provide a free online fico score?


Auto loan company scam?

My last payment for this auto loan was October 2012 and I still owe money on the car? I called the loan company and asked why I have not received my title yet. The company representative told me that I still owe $2500 on it. I asked why am I being charged for that amount, when the car is payed off? The representative told me it was late fee and interest charges. I have not even received any letters from them about these charges. They also want me to pay over the phone and I have asked them to send me a letter that shows these charges. The company said they can not send out a letter and I could only pay over the phone. What is going on here????


Where can I get bankruptcy filings?


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after a bankruptcy should you get a credit report?


What is the claim rate” for credit card insurance?”

I recently activated my new credit card and, of course, the guy gave me the whole spiel about credit card insurance. He was quite pushy, actually. He was like so I am gonna go ahead and add that to your account…” I declined and he axed hwhy. I explained that


I will lose my personal property ( aparment ) chapter 7 if I file bankruptcy in new york ?

my aparment is pay off in new york city cost $ 100.000.00 and i have $45.000.00 debit in credit card ,i will like to file for chapter 7 i will lose my apartment thank you iff i file.


How can i increase my current loan from sallie mae?

i need more money on my current loan from sallie mae, how do i go about making a request for a higher amount. this loan is a student smart loan and is not a stafford loan. please help me! I running low on time!


Anyone know any good payday loan companies in Southern California?


Being a co-signer on and auto loan, can I assume full responsibility if the owner is willing?

I cosigned on an auto loan for a friend and he lost his job unable to further make payments. I still have my job and make decent money but my credit score is very bad, would the bank give me full responsibility of the loan if the owner is willing?


I have a auto loan whit a company but I talod the car and my insurance lapse do I still need to pay for my ?

Auto loan


Best place to get a short term loan/payday loan in Dallas, Texas?

I need some extra cash till I can get a paycheck from my second job. What is the best place to get a short term loan or payday loan?? Something with a good interest rate or payback rate and that doesn’t screw you over big time in how much you have to pay them back. I have stable work history for three years and same with bank account. Thanks!!!!!


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of interest rate do first time buyers get on auto loans?

What other expenses do I need to be aware of when buying a new car? What sort of Insurance rates will I be expecting? Thank You.


Bankruptcy to file or not to file?


What role do fast food restaurants play in the rising rates of obesity in industrialized countries worldwide?


What sites do you go on to check your credit report for FREE?

Most sites seems to offer some sort of dumb trial or offers, and will provide the free reports only if you give them your credit card number. What kind of crap is that?


Do rate cuts affect auto loans?

With the rate cut will we see a drop in interest rates for auto loans too


Why is loan-sharking illegal?

I mean, people apply for the loan, so isn’t it a legitimate transaction? Why is it illegal? The lottery is legal and mostly everyone looses all their money but loansharking is illegal. What’s the deal? People sign up for this and it’s illegal.


CareOne Credit- good company for debt relief?

It’s Better Business backed- however if anyone has any opinions, have used them, or are still using them for this service- I’d appreciate feedback. Serious answers only- THANKS!


Whats the process of auto loan settlement?

I have been behind on my auto payments and have negotiated a settlement with my finance company to pay a lump sum for the title on the vehicle. If my settlement proposal is accepted, what steps do I need to take to: 1. Make sure that the lump sum paid to settle the loan will not just be applied to back balance due on the vehicle. 2. What contract if any can I come up with to protect myself from any further responsibility on the loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a free report?

HOW DO I GET A FREE CREDIT REPORT WITHOUT A CREDIT CARD? I DO NOT HAVE AND NEVER WILL HAVE A CREDIT CARD BUT I DO WANT SO BADLY A FREE CREDIT REPORT CAN THIS EVEN BE DONE IF SO EXACTLY HOW? FROM: RANDALLEMERY@YAHOO.COM


Where can I find a Guaranteed High Risk loan interest not a problem?

My husband has a great job in the oil fields but before that we were in awful debt and owe alot of these payday loan places so by the time we pay them we don’t have enough money to pay the bills so we have to get more payday loans if I could just find someone willing to give me a loan with a monthly payment I could pay all of them back and finally get back on our feet


Who is getting my monthly fees for my credit report? How can I get intouch with MNI*CREDITREPORT>COM I need a?


How much can I raise my credit score in about 6 months?

I currently have about $2,000 in credit card debt that I am actively paying down. My credit scores range between 559 and 580, I need at least a 650 to consolidate my student loans. I should be clear of my credit card debt in mid September. Will my credit score improve? I am not planning to use the credit cards – they are already cut up! I am 23, work full time and need my student loans consolidated but I can’t until my score improves.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans or is this illegal?

HAVE SOME FRIENDS WHO THINK THAT THIS IS LEGAL, AND I WANT TO KNOW IF IT IS…. THEY ARE USING FAKE SNN AND FAKE PAY-STUBS SAYING THEY WORK SOMEWHERE WHEN THEY DON’T, AND THEN THEY HAVE SOMEONE ACT LIKE THEIR JOB WHEN THEY NEED TO TALK TO THE MANAGERS THEY HAVE THERE FRIENDS ACT LIKE THE JOB BUT THEY USE THERE ID AND SO FAR NO ON HAS BEEN IN-TROUBLE, I READ ONLINE ITS NOT ILLEAGLE TO USE ANOTHER PERSON SNN THEN SHE GOT A BANK ACCOUNT AND USED A FAKE SSN NUMBER AND GOES TO LOAN PLACES AND GETS OUT MONEY IN DIFFERENT STATES SHE GOTTEN OVER THOUSANDS OF DOLLARS AND THEY PLAN TO CLOSE THE BANK ACCOUNT DOWN BEFORE ALL THESE LOANS TAKE PLACE…………. I thought it might be okay since they are using their state id and not to mention its just for payday loans…. so even if its payday loans its still not good?? because on line it says people can use others SSN in the Google search idk I am worried for my friends sake


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


Do you need a credit card to get a report?

my boyfriend is paying for the rent not me, I dont have a job yet just had a baby but he got his credit report.


HSBC Auto Loan?

I know that HSBC will refinance a car loan. However, will HSBC give you a loan for a new car in such a way that one can go to the dealer and have worked out their own financing with HSBC. I don’t mean do they have programs such that dealers can use them to finance. I mean, can I go into HSBC and fill out the paperwork for an auto loan, then go pick the one that I want, and they cut the check. Are there any other banks who are known to lend to a variety of credit scores (translation—of course Wachovia or Chase will give a signature loan to a 50 y.o. with an 850 credit score, little to no debt and a 250k income! BUT, this is NOT what I am talking about!) who may do this. Again, my friend for whom I am asking this question has decent credit, just not stellar and HSBC gives credit to people in all sorts of circumstances, so I am looking for a bank with similar policies, etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the average cost of Bankruptcy?

I am very behind on my credit bills. I havent paid them in forever. I was wandering if anyone knows the average cost to file in Kentuky.


Poll: funniest commercial you’ve ever seen?

i live in america, so preferably commercials from the USA. thanks. =]


What is a good credit card to apply for if you have no credit and need to build it?

I need a basic card nothing fancy. it must have low monthly or yearly cost and low fees. I heard getting a gas card like to shell was a good idea. I need an easy one to get though because I can not even get a card at walmart my credit history is so non existent.I will not be using it much I hate to shop I just need some thing I can build credit with.


I started with a balance of 29,000 i currently owe 10,000 can i file bankruptcy a chapter 7 any suggestions th?


How to find out credit score!?!?

Is there a way you can get your credit score for free?


Are sharks really friendly or a threat????

because im scared of sharks and now of the ocean and i wanna know if they dont like us or are scared of us…but y do people say they are friendly??


Macbook rent to own question?

Hello everyone! I’m in need of a macbook for school and Im going to need it very soon. I dont have 500-1000 dollars to spend on one right now, and I understand apple has a financing program, but due to age…I havent had a chance to establish my credit. Ive had far too many problems out of a PC and the macbook already comes equipped with all of the music programs I’d need for college. Ive done a little research and I know there are some corporations who will rent them out for days at a time, but turns out…its more expensive to rent one for a few days than it is to buy one. Is there a rent to own or lease to own business out there anywhere that carries the macbook?! Ive checked with aarons and rent a center but so far, no luck…please reply with anything you think will help:)


Can a person who is here in australia claim bankruptcy if they are from another country?

can you claim bankrupstcy if you are in debt in australia with there money and still go back home to your own country if it is permitted or do they have to stay


If i file chapter 7 bankruptcy will i lose my house?

Hi im asking this question on behalf of my mother in law who is currently in jail. She just recently told my husband, who has power of attorney for her to look into filing bankruptcy. At this point, her only valuable asset is her home, which is what we are trying to save, so if we file chp 7 will that really do any good?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating?

I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating interest rate at 11.90%. Do you adivse me to shift to SBI,HDFC,or any other bank or remain with LIC.while others banks floating rates are around 10.15% Need your advise. waiting for your reply sir………..


Payday loans / law office/collection?

i went threw a rough patch in life i took out like 3 payday loans and max out my card i am now pretty much up to date but i got a call from lawoffice/ collection office i guess guy called me said they have tried contact per email and i have not respned i asked him what company is this loan from and could not tell then he said if i dont pay 1800 today there will be 3 felony charges issued agAINST ME SO i said i cant not pay then he said this is very seroius call me back 30 minutes i called him back he said there going to have someone come my job serve me a summons i said i am broke so then he said what can u pay today i gave him 100 dollars over phone my card i think i getting ripped off i was scared because he read me a leagal affadavid then he all of sudden transfred me to someone esle so took my 100 dollaRS ADN SAID I NEED PAY 500 BIWEEKLY I CANT I KNOW I PROP FORGOT ABOUT ONE LOAN LIKE 300 BUT PAY 1800 THATS CRAZY WHAT SHOULD I DO WILL THEY REALLY TRY FILE CHARGES OR IS THIS A COLLECTIONS BS BECAUSE THEY WONT TELL ME COMPANY PLEASEEE HELP


Im looking into renting an apartment but I have a forcloser on my credit?

I called the apartment complex I want to rent from in a few months and they told me it has to have been 1 year since forcloser. I filed bankruptcy and my home loan was included on the bankruptcy, so Im wondering would they go from the date my bankruptcy was discharged or the date the was consdered forclosed?


Exactly what is bankruptcy and how does it work?

What is the differcence btwn. them such as chapter 7, 12,13. etc etc. And what are the pros and cons to it. My family is in debt way over our heads, we rent a house w/ our three little ones, have HORRIBLE credit and can barely afford our bills. Would this be the best way to go? Thanks.


Where can i get a free credit report with out using my credit card?




















































Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will having just an auto loan on my credit report help raise my score?

I just recently paid off all my credit card bills from college and my score is fairly low since I was in between jobs and was late paying on most of the cards. I do not want another credit card ever. I do have an auto loan that is paid on time every month out of my paycheck, but will that be enough to raise my score? Or will I have to eventually get another card to pay off each month?


My credit score is 606, how long would it take me to build my credit up to 750?

I have one credit card with debt, 4 hard inquiries, and 2 payday loans.


Is there any way to get out of a cosigned loan?

some how I made the mistake of helping my exwife on a loan by cosigning last year. she has since not made 2 payments on that loan and now I have that bank harrassing me at my job and home for all the payments and interest. I live pay check to pay check as it is and at a loss what I should do


Credit score – auto loan?

As for employment: I’m a freelancer (graphic and web designer) so my monthly varies per month. Does this hurts the fact to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am a full time online college student and 29 years old with no job do i need to get insurace by obamas deadline?

I live with my dad while I go to school, help him around the house. I can not be on his insurance.


Where can I get a personal loan with a score below 520 and no co-signer?

I need at least $7,000. I need the loan to be unsecured. I have tried to set up an account Prosper.com and they rejected me. They sent me an email stating that my score is below 520, and thats how I know its it below 520. I have a copy of my credit report and it several inquries and only one deliquent accoutn (value = $2,463), it has been deliquent 180 days. Please HELP!!! I need to out of this whole. My bad credit comes from me being unemployed over a year ago. I now have a good job where I make over 50k a year and have been there 6 months. Any info would be appreciated.


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Seeking a credit union for a low interest auto loan?

I am searching for a credit union to join with low interest. I am trying to find one as low at 1.99% APR on a used auto loan. I found one that is out of state, would I be able to apply with them? suggestions please! anything helps!! thanks!! =]


Insufficient Credit History?

so i’ve had a cell phone bill for about six months now and three months ago i got a co-signer and got a brand new truck, and before i had a car in my name, paying insurance on time, im paying all my bills and everything on time but every time i try applying for any type of credit card (Best Buy, Ebay, Walmart, etc.) i am denied and says insufficient credit history STILL, when will this change so that i can finally build up my credit and paying everything in cash, i mean i make really good money and im 19. i got approved $22,000 for my new truck but cant get $500 on a little credit card


Bad debt expense journal entry financial acct!?

Proehl Company has accounts receivable of $95,100 at March 31, 2010. An analysis of the accounts shows these amounts. Balance, March 31 Month of Sale —-2010 —–2009 March $65,000 $75,000 February 12,600 8,000 December and January 10,100 2,400 November and October 7,400 1,100 ————-$95,100 ——–$86,500 Credit terms are 2/10, n/30. At March 31, 2010, there is a $2,400 credit balance in Allowance for Doubtful Accounts prior to adjustment. The company uses the percentage of receivables basis for estimating uncollectible accounts. The company’s estimates of bad debts are as follows. Estimated Percentage Age of Accounts Uncollectible Current 2 % 1-30 days past due 5 31-90 days past due 30 Over 90 days past due 50 (a) Determine the total estimated uncollectibles. (b) Prepare the adjusting entry at March 31, 2010, to record bad debts expense.


Where can I get a private party auto loan with my 548 credit score? Please Help.?

I live In Modesto,Ca and I have recently been denied by two banks for insufficient credit, I never knew that 5 years ago someone maxed out 2 credit cards with my identity! I do not have a cosigner and my credit is under investigation meaning that my FICO score will not change for about 6 months but i need a loan now. Does anyone have any constructive advice they can lend me because I’m simply out of solutions at this point. Thanks


How does fed interest rate affect investment bankers ?

how does fed interest rate affect investment bankers (Goldman Sachs, Merril Lynch, Morgan Stanley, etc.)? are they going to get hurt because of the decrease in liquidity? I


How long will it take a Sallie Mae Smart Option Student Loan to finish processing?

I have applied for the Sallie Mae Smart Option Student Loan. I have signed everything I need to sign, my credit check is complete, and it even says I’ve been approved for the amount I’ve requested. However, on the status of my loan, it still says application being processed. It has said this for over a week, even though in the help menu it says to check for an updated status in two to three business days. I am really stressing out about this, because my tuition has to be paid by Jan. 2. My school has already given me an extension due the long loan process.


I need a loan shark in bolton to lend me 5000 asap can anyone help ?

i and my partner work and so i will be able to meet the repayments. I hope someone can help me.


What happens if I miss a credit card payment (first time) ?

I’m 20 years old and I pay all of my bills, have my own place, and I pay for my college. I recently had some car issues and I paid to fix it with my credit card. I just started a new job and I’m getting my first pay check AFTER the bill for my credit card is due. What would happen if I was unable to make a payment on time? (note this is the first time I have ever done this) I’m looking for answers that include penalties, if my rate would go up, etc. I plan on paying my entire credit card off as soon as I get my first paycheck, which will be 4 days after my credit card payment is due.


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a loan, with bad credit from past?

I need to get a loan for 6,500 to put a horse fence on property, asap. I tried going through my bank I was denied. I tried having my dad co sign and that didnt work either..any suggestions or ideas on a loan place that will approve me for this..Thanks so much


Anyone else have their mortgage sold to www.mortgagequestions.com?

I’m just curious. I originally opened my mortgage with USAA, who, in my opinion are a great company. Within the first two months, they had sold my mortgage to a company who’s website is www.mortgagequestions.com. I ALWAYS have trouble logging on to their site. They say the password is incorrect, sometimes they say the security questions are incorrect and after I have them mail me a new password, it will say that one is incorrect. I have to go through this everytime I want to access my account. Anyone else out there experience this too? And I know I’m entering the correct info., after about the forth time this happened, I would write everything down to be sure I entered the correct info. the next time I went to log on.


How long does it typically take to complete a chapter 7 bankruptcy?

Nevada, if it matters….


Carrying a small balance on unsecured cards to help FICO score…?

Hi all! I’m trying to improve my credit scores (avg. FICO 570) with a few unsecured cards (Target, Orchard Bank MC, etc). Of course, interest is high on balances, so my question is: should I pay off each balance monthly or leave a small balance, say $50 carried over, to show I can manage the debt responsibly. Pay off or leave a little each month? Thanks in advance. -David


If I don’t pay my capitalone credit cards?

I have two capital one credit cards one that’s at $500 and one that’s at $1500. I can’t them pay. I’m thinking I’m just not going to make payments anymore and I’ve been doing research on what might happen but I need a few more answers. With this amount of debt and with a company like capital one, what are my chances that they don’t sue me and garnish my wages? How bad is the ding it’s going to make on my credit when they report it to the credit bureau? I have store cards that I pay on a regular basis and I just paid off my car so my credit can’t be too bad. My problem is if I just stop using and paying my capitalone cards all together and pretend like they aren’t there, what exactly is going to happen? Has anyone specifically dealt with capitalone that knows what the company’s actions would be against me?


Payday loans? I had bad loans before?

I had a few payday loans before and messed them up and had to file bankruptcy so now I am having a hard time finding one again. I have a good job now but my car broke down and I need a payday loan, are there any payday loan companies online that wont look at my last payday loan experience? Thanks


Is there too much information to do a speech on bankruptcy?

I am doing a speech on bankruptcy and I want to include our own experience with the new information. So for a speech that needs to be 4-7 minutes is there too much information? If not is it best to begin with my own experience or the laws and reasons people file bankruptcy?


I Dont understand why they wont give me a credit card?

hi, in the last month i have had credit file fully amended due to incorrect default listings, but i have tried applying for credit and have been declined more than 5 times within the last 3 months. Why is this? it seems that no one will give me any credit. the only thing that i have been approved for was a payday loan for $1000. what do i need to do? do i have to start saving? can any1 help me please…………

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to pay someones’s credit card bill without letting that person know?

Actually I do know the credit card number and will be able to obtain the account number!


Can someone obtain an FHA or Mortgage while still in Chapter 13?

Currently, we own our own home and it is paid off, we have both of our vehicles paid for and we have no bills. When we filed bankruptcy it was because of one bank. We had a $1500.00 per month interest only mortgage pymt so & had already paid 80 thousand dollars in interest. When my husband got laid off in 2006 we tried to get the bank to give us a reg mortgage on the property since we had already paid so much and they said no. We tried for almost 2 years to continue to pay the 1500, we did without everything. The baby was 3 weeks old when my husband was laid off and when our child was 3 mos old, I got deathly sick. That is why we filed chapter 13 not because we live beyond our our means. We cashed out some things and paid off everything except the loan. We owe about 10thousand on the bkrpcy. now, we’ve paid regularly for a long time. To be honest I think we got a mrtgage co that wanted the prop. we owed 170 th. and it was worth 1mi


Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?


Laura Hinen on Facebook does federal grants.Is she honest of grants or scam people?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Just got approved for a best buy credit card?

What do i do now? Do i wait until i receive the card and account information before i can do anything with it?


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.


Is there really a free credit report search on-line.?


Used car loan? problems with financing.?

I purchased a used car exactly one week ago from the dealership. at the time of the signing i was told i was approved for the loan and everything was straight. i drove off the lot and was told to bring my paystubs the next day for me and my co signer (parent). when i provided the stubs the next day i asked if the loan was approved and everything was okay now. they said yes. now its one week after and i received a call from the bank/loaner confirming my address to mail me a welcome packet.” shortly after that i received a call from the dealership saying the bank/loaner is now requesting copies of both (mine and my co-signer’s) tax papers from last couple years? i called the bank back directly and asked why they are still requiring more paperwork if i was told i was already approved and should expect a welcome packet. i reluctantly went home to look for my tax documents but after my recent move i dont have it. i am really annoyed at constantly having to drop what im doing to find papers for them when i was already told my loan went through. did they just lie and say i was approved so i would take off in the car? i signed a “conditional release” stating i would return with the pay stubs. the conditional delivery agreement states “this conditional delivery agreement becomes void when retail installment contract for sale of the vehicle is signed.” i have the signed copy of the “retail installment sales contract”.(signed by us and the dealer)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to give your credit card number to facebook?

So I’m trying to promote my page on Facebook. Is it safe to pay?


What is the interest rate for Alaska Airlines Credit card?


How to get a personal loan, NOT a payday loan.Bad credit rating due to foreclosure?

Had good credit till foreclosure.Now, banks, credit unions won’t help.Have income.Loan needed ASAP!


Bankruptcy question re repossession?

Beverly1156, get off your high horse, you pious condescending cow. You have no clue as to the circumstances of our bankruptcy or how it came to be, so quit sitting in judgement of people that you know NOTHING about. I hope you have to go bankrupt one day and some snide, bitchy little upstart that thinks she knows EVERYthing, makes snotty little comments like YOU have. And as for the comments about ‘having to pay more interest’ That is a crock of sh1t you stupid woman, so STFU! You have no CLUE what you’re talking about.


Apply for auto loan do you get your credit report?

When you go into a bank to apply for a personal auto loan do you get your credit report or do they just supply you with a score?


The best sales jobs to make LOTS of money?

I have been in sales for 10 years and make good money, but I want to make GREAT MONEY! Like 250k+ Whats the best sales jobs for someone with great sales abilities?? I want to make atleast 20k a month. Does anyone know of anyone in sales that makes 500k or more??


Are outstanding warrants connected with your credit score?

I am trying to apply for my first credit card,(I’m under 25 years old) and when trying to check my credit report on annualcreditreport.com I was asked questions like: We’ve noticed that you have a mortgage in your name


If i have an account thats in collections from when i was a minor does it affect my credit?

i was 16 and i went into collection with BBVa bank does it affect my credit?


How can I find a lawyer to sue Wells Fargo Home Mortgage?

I am currently being the victim of some very unethical things being done by Wells Fargo Home Mortgage, regarding a reverse mortgage. I know i’m not the only one, Wells Fargo has had quite a few major class action lawsuits, even this year, filed against them in reference to their reverse mortgages for very similar things (but not quite the same) as what they are doing to me. I’m just an average joe, who’s never used an attorney. Been calling lots of real estate attorneys, but no luck, nobody seems to want to sue such a large company. How do I go about finding an attorney who does that sort of thing? And one that an average joe like me can afford, I mean I don’t have thousands and thousands of dollars sitting around. I know they exist somehow since wells fargo is being sued all the time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I repair my credit and raise my FICO score?


Please help i did not pay my payment on cash advance or lending online and they charge me more than 2000, and?

If i cant pay in full today i will get arrested in 45min.


How to get a car loan with a casual job? (Australia)?

I have a steady job which is casual and i have had it for two months. I have been working for the past two years full time before this job. i earn a minimum of 650 a week and can go up to 800 sometimes. I have nobody to go garuntor for me. I dont have statements of credit cards to show but i do have direct debits that i always paid i can show? Where can i get a car loan of about 13,000 sercured. Im happy to wait until 3months in my job. PLease someone help me!


What is lost mortgage satisfaction?”

Simply trying to find out what the term means. My father has refiananced a home he bought in 2001. There is copy of paperwork that has this term on it. Im trying to find out what this stands for. I live in South Carolina.


What does it mean if a credit card is 20% APR?

your right by buying stocks and holding on to them I can’t count on a 20% return but theres many ways to get more then even 5% a month out of the market….60% a year! if you dont know how then you need to get educated and snap out of the buy and hold theory cuz there millions of dollars your missing out on but riding the slow train! its like the difference between a raging river and calm river, sure you will get to the same place I will just do it 10 times faster which will give me more leverage….


Accounting Problem: Journaling?

Instruction. 1) Journalize the transactions. April1. Stockholders invested $18000 cash in exchange for common stock of the corporation. April2. Paid office rent for the month $900 April3. Purchased architectural supplies on account from Spring Green Company $1300 April10. Completed blueprints on a carport and billed client $1900 for services. April11. Received $700 cash advance from J Madison to design a new home. April20. Receive $2800 cash for services completed and delivered to M. Svetlana.


A $150,000 loan with $3000 in closing costs plus 1 point requires an advance payment of A. $3000. B$4500. C$1500.?




















































Do I have to file foreclosure if I fail to pay a mortgage?

Do I have to file foreclosure if I fail to pay a mortgage?

In Arizona you cant be sued for a deficiency balance…and I only have a first mortgage. Is it necessary to file for bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Request of credit score for job interview?

I have several request for credit report from company before interview is this normal or a scam? here is one of them. Hello, Thank you for your prompt reply! Your appointment times sounds fine. I will give you a call Monday once my regional superviser gives me our new office location and will be available to answer any further questions you have before the interview. Look for a call from as that will be me. Please dress to impress, we are interviewing multiple qualified individuals and our first impression of you is always the first thing that comes to mind when selecting a new member of our staff. The interview shouldn’t take any longer than 30-45min. Since this position will be around company cash assets we must run a background check on you to verify that you’ve had no bankruptcies, judgements, liens or any convictions for theft or money related crimes before any offer of employment can be extended. If you want to speed up this process you can obtain your current credit report for free through our vendor and simply bring page 7 of your report with you to the interview (page 7 only shows any bankruptcies, liens, judgements). We do not need any other info from your report and you can always black out any private info you do not want to release. Our vendors website for the free credit report is FreeCreditReport.com . Please let me know during our phone call on Monday if you have obtained this information and I will mark it down of your app. If you have any other questions please feel free to ask during our phone call on Monday. Regards,


Paying off car loan with Credit Card to earn points?

I have 7,000 dollars left on my car loan and i can pay it off but I wanted to earn points. Is it possible to pay off my car loan with my credit card, earn my rewards points, then pay off my credit card in full?


Auto Loan Withdrawl?

I have already signed the papers for the auto loan, and the private seller’s bank was already paid by my bank (he owed money). However, I have not turned in the title and proof of insurance, nor have I received the car yet from the seller. Is it still possible to cancel my loan without problem at the bank, and my bank will be refunded in full? Thx for any help… 2nd post for this because I really need to know 🙂


How do I get a used car loan if I have bad credit and no income proof?

My girlfriend put the down payment on a new car for me in 2006. Since then, I’ve been making all the payments and taking care of the upkeep on the car. We have since broken up and we would like to get the car out of her name and into mine. There is about $9,300 left to pay off the car. I am attempting to apply for an auto loan to pay off Toyota Financial Services for the remainder. However, I have been getting paid under the table at my job for the last three years, so I cannot document my income. Also, I have piss poor credit (hence the need to put the car in her name from the start). Does anyone have any idea how I can get such a loan? Any leads on specific companies would be very much appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any Credit Building Websites Simliar To LeaseVille?

I discovered LeaseVillie a few days ago and have found a lot of great reviews online however It won’t help me to continue building my credit. I was wondering if there are any other websites out there similar to LeaseVille but that actually report and help build your credit. Thanks in advance.


If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


I don’t want my car anymore but it is financed, what do I do?

I financed my care 09/2005 and it was 15000 with all the fees , etc. I lost my job a few moths later and I qualifies to have my payments waived. I am having big $$$ issue s and the interest is kicking my butt. I am behind on payments again. Can’t I do VOLUNTARY REPO OR SOMETHING


Do I have to file foreclosure if I fail to pay a mortgage?

In Arizona you cant be sued for a deficiency balance…and I only have a first mortgage. Is it necessary to file for bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How painful is bankruptcy?

I hear how brutal and horrible the process is. Why?


How should I handle my credit cards?

I have three credit cards, and one store credit card. I carry a 1000 dollar balance on one of them and the limit is 7500. I plan on using 5000 from the card with the 7500 credit line to add to the purchase of a used car because I have limited cash right now, and I’m pretty sure I will have to buy a used car because it looks like my car is unrepairable and I do not have access to a bus. The offer is for 1 year 0 interest then 8.9% fixed on whatever is left. So, if I pay it back 3000 of it over 12 months I’ll be fine paying off the rest in another year…so I will come out much cheaper than on auto loan. But, will running that high of a balance hurt me over the course of the year? Will that hurt my credit, or will that actually continue to improve it? Also, should I cancel one of the other cards that I haven’t used for 2 years. I’m afraid they are going to start charging me an inactivity fee, will it look bad if I cancel that card?


What is the best way to avoid student loan repayment?


What is a 1099-A and how does its play into tax return?


Chapter 7 Bankruptcy and Lawsuit?

Does it make a difference that this individual is filing this becausee of my lawsuit against her? This person has 9 homes . . . he can afford to pay me.


Interest rates for the past 10 years?

Can anyone tell me what the interest rates were from 1998-2010? A link would be fine, thank you


How do i check my credit score online for free?

Can you tell me how do i check my credit score online for free?


Can you be prosecuted for not paying a payday loan back?


Do I have to file foreclosure if I fail to pay a mortgage?

In Arizona you cant be sued for a deficiency balance…and I only have a first mortgage. Is it necessary to file for bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to come up with $25,000 fast?

I need to make $25,000 within the next 3 months. How can I do that? I don’t want to break the law, so do not suggest.


Would you support a federal law that forces a state to go through bankruptcy and renegotiate union contracts?

We all have to live through these tough economic times. States may have to file for bankruptcy in order to start fresh for the new year, but some states like Arkansas don’t have projected budget shortfalls but can choose to file for it. Bankruptcy refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may be released from or discharged” from their debts


Can H&R Block’s emerald card seize my income taxes for a previous year owed?

My husband and I had our tax return put on H&R Blocks emerald card last year. We were unaware that the IRS was going to seize them due to my student loans. I now owe that company $3000.00. I have called and tried to make arrangements with them, but they want a ridiculous amount up front and want the debt payed off in six months. We live paycheck to paycheck and just don’t have that kind of money sitting around. I am going to pay them, but I need my taxes to come up with the initial payment. I believe the company holding the claim is HSBC. If I were to file my income taxes directly with the IRS and have them mail me a check, can they seize them before I get them? I’m going to pay this debt, I just don’t have as much as they are asking for at this time. Is it legal for them to ask for such a large amount and not be willing to take what I can give them. I told them I could afford to $50 – $75 a month. They were unwilling to agree to those terms. I thought if you were making an effort, they had to accept it. Please if anyone knows about this situation, let me know what’s what. I have never had to deal with anything like this. The company that holds my student loans was very cooperative. They let me set the amount I could afford to pay them. I can’t believe that if I’m making an effort they can be so difficult. Thank you very much for your help in this matter.


Mortgage company asking for copy of 401-K statement?

I’ve been approved for a loan, but the lender wants a copy of my 401-K statement. I’ve never had a lender ask for this before and I don’t believe this is any of their business. They said they want to make sure I’ve created stability”…..they can see on my pay stub the amount of money that is taken our for this account. Has anyone come across this before? Can I deny them a copy? Help!!!”


Are the credit scores you get from transunion, equifax, and experian all the same?

Does it matter which one I choose to get my credit score from?


Does Chapter 7 bankruptcy include wages owed?

if a sole proprietor small business goes bankrupt (owner and Business) are wages owed included in the bankruptcy?


How can I get a $10k loan with no questions asked?

I am currently broke and unemployed. But I am certain If I had $10,000 I double it in a month from investments and trading currency. Is there a company that will give a loan to someone like me? Before you laugh and tell me I’m an idiot, realize that there are companies that take risks for prospective profits, just like I want to do. So please real answers only. Thank you.


I have a credit score of 489?

My ex.wife completely ruined my credit I have contacted the merchants to make installment monthly payments to pay down the debt. I have tried applying for a secured credit card with bank of america and orchard bank and was turned down. Is trying for a retail store card a better option to try and improve my credit score while I continue to pay down the debts left by my ex wife? With a credit score of 489 would any retail store card be willing to give me credit? thanks,

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can one get rid of student loan by filing bankruptcy?

can going bankruptcy clear student debt/loan?


Can I lose my job at the bank if I have bad credit?

I don’t have the worst credit, but I definitely don’t have the best, I’ve never filed for bankruptcy…but can my credit effect my job?


Can i get an auto loan for a 2000 year car?

i found a car i really want that costs about 5k. i have the money to buy it but id rather put half down and finance the rest. the dealer doesnt finance. i have good credit and im 19 years old. will my bank give me a small loan for this? by small i mean 2000-2500


Should I transfer my balance to another credit card?

Okay I’m a mess. 🙁 I have 4 debts which I’m currently paying it off. All of my credit cards are maxed out. My husband lost his job 2 months ago, and I don’t work because I just had a baby this July. My husband have 6 job interviews this week and I’m hoping he will get the job. so we ended up maxing all of my 3 credit cards, except one credit card that has 0 balance on it. Should I transfer my Macy’s credit card balance on another credit card with low interest or just keep making payments? My 4 debts are maxed out: Macy’s: $3800 with 24.5% Apr Student Loan: $1000 with 2.11% Apr Capital One: $490 with 5.99% Apr Ochard Bank: $455 with 14.9% Apr I have CapitalOne cash back credit card with no balance, with a credit limit of $500.00. Which debt should I’ll be paying off first?



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Improve my Credit score?

Can you please tell me if I have to pay off the balance once it shows up on my activity or leave the balance on the credit card until the statement cycle and then pay in full when I get the statement in the mail? Which way will I be able to improve my FICO score?


Do I have to file foreclosure if I fail to pay a mortgage?

In Arizona you cant be sued for a deficiency balance…and I only have a first mortgage. Is it necessary to file for bankruptcy?


Can property taxes on your home be claimed on a bankruptcy?

I owe a full year of property tax on my home along with credit cards. can this tax be discharged i live in johnston ri m


Debt consolidation as seen on tv?

How good are those debit consolidations I see on TV? I saw one the other day that said if you own $10K or more you qualify for a free debt consolidation and I want to how good they are and should I trust them? Now I know what some what some of you will say just pay more then the minimum payments well I don’t have any extra money to do that.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan calculator?

which site has the best, most accurate auto loan calculator


What does it mean when the property is appraised higher than we originally thought?

We are purchasing a manufactured home and are putting our 2 acres (subdivision) up for collateral. The salesman told us that the appraisal needed to come back at around 72,000 but it turned out that it was appraised for 90,000. What does that mean exactly? Will my mortgage payments be higher or lower?


Does Visa or Mastercard (Canadian) work in Havana Cuba?

I’d like to know if a Visa will work for purchases at any places in Havana Cuba and mostly…has anyone used a Canadian visa card for cash advances in Havana? The Visa machine locator” service online contains no information for Cuba


What credit union in California which has the lowest home loan and auto loan?

What credit union in North &/or Southern California which has the lowest home loan and auto loan? I read in a book that choosing the right bank to earn interest and for loans is a good way of managing money. According to bankrate.com, credit union overall offers the lowest loan interest. If you are going to open a credit union account in California, which is the best to join? As of now or near future I am NOT getting any loan whatsoever. Just looking for a good credit union to open an account and invest in.


What are the Pros & Cons to filing bankruptcy?


Take out an auto loan to buy a car, using the car as collateral for the loan?

Hi! I’m in the military and these freaking people have the WORST hours EVER. I can’t manage to get ahold of them after work, so I’m trying to file online for this auto loan so I can buy a car here. The loan asks me for Vehicular Collateral Information” and asks for “Dealer Name” So I’m assuming this is asking me about the car I’m going to be buying


Will my 624 credit score go higher?

My credit score has risen from something like 450 back in 2008 to 604. It was low because of falling behind on loans and credit cards. But I did make an effort and paid off them one at a time. My credit score jumped to 624 this month when I paid off a personal loan. Now, all I have is a car payment that will be paid off in a year. Now once I pay off the car, will my credit score rise, remain the same or fall if I don’t take out another car loan? I already am planning not to get any more credit cars and the house is free and clear of debt.


I need a $5000 loan, credit score of 590??

the thing is, im no longer in any debt. all of my debts and collections have been paid off. Im trying to do right now and be responsible with my credit. My income is 40,000 a year and i owe no one! i dont even pay rent. My credit score is still low because i just recently paid off a few collections and i was told it would take some time for my score to go up.


Should Regions accept my application for a personal loan?

I am 20 years old and have had a checking account at Regions Bank since late 2008. I usually keep at least 600 dollars in the account at all times. I want to get a personal loan for a $1200 PC off of newegg.com tomorrow. If I go to Regions Bank tomorrow, is it likely that I will get accepted for the loan, and walk out with my money the same day? Other than my account with Regions, I have no credit history. Thanks for all info you provide for me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I file Bankruptcy Chapter 7 on my own? I can’t afford the fee.?

I live in NYC and need to file for Bankruptcy, I have tons of medical bills and have lost my job. I have no $ am 37 years old, sick and have moved back in with my Parents with my daughter. I have no income and no assets. Can they take away my daughter and my clothes? Thats all we have, and maybe a wii my daughters had for a few years. Can I file on my own. I am very scared. Also what if I get sued after the bankruptcy, can that happen? Please help, Thanks!


Do I have to file foreclosure if I fail to pay a mortgage?

In Arizona you cant be sued for a deficiency balance…and I only have a first mortgage. Is it necessary to file for bankruptcy?


CONSUMER MATH. HELP PLEASE?

I never do this…ever. But I am horrid at math. And practically gave up in this class. Yes, I know it’s not cool and not right but at the moment I have all A’s and a D in this math class. Please do this for me. <3 1. The earlier you begin saving, the ____ you will have. (1 point) * more difficult a savings plan * less options for saving * more money * better savings plan 2. It is better to ____ than to ____. (1 point) * pay with a credit card; use cash * pay down a credit card; save the money * save the money; pay off a credit card * use cash; save the money Please be aware that your answer must include any commas or decimals in their proper places in order to be correct. The dollar signs have been provided. For example, if the answer is $1,860.78, then you will enter into the blank 1,860.78. Do not place any extra spaces between numbers, commas, or decimal places. Round any decimals to the nearest penny when the answer involves money, so that $986.526 would be typed into the blank as 986.53 and $5,698.903 would be typed into the blank as 5,698.90. 3. You owe $2,154.35 on your PBnJ credit card that has an interest rate of 9.85% APR. Rather than placing $435.00 into a savings account earning a 2.5% APR, you pay down the principal at the beginning of the month on the credit card. How much interest did you save? (1 point) 4. You owe $1,534.09 on a credit card that has an interest rate of 15.7% APR. You decide to put $250.00 into a savings account earning a 3.5% APR and another $500.00 toward the credit card at the beginning of the month. What is the difference in interest saved at the end of a full month between this decision and if you had paid the entire $750.00 toward the credit card? (1 point)


Where can i get my credit report with no monthly fee’s?

I got my free credit report for the year several months ago i have since moved and cannot find them where can i get another from all 3 credit burea’s and only get charged a 1 time fee no revolving charges because i have to cancell something.


Car dealer pulls credit AND does loan in my name without my authorization. Illegal??r=1271765677?

To answer one of the posts see below and NO I DID NOT sign the credit app, I refused to since it was not necessary as I already had financing taken care of. My concern would be that you put information on the credit application, regardless of it being incomplete. If you signed and dated it that was you agreeing to the credit check. The bigger question is, what did you actually sign with the finance manager? A. Purchase agreement which showed the lender I used, Capital One Do you have copies of all of those documents? A: Yes Who is the loan through on those forms? A. Capital One Can’t hurt to speak to an attorney and I would call Wells Fargo and ask to see their documentation and look for your signature. Somewhere along the way, it looks like you’ve been had.


I have a question about an auto loan for an 18 year old.?

Ok, so here’s my question. I’m 18 years old and I need a car, and I also want to build my credit profile for later in life. I found a car that I like, it’s $4500. I want to do the smart thing and take a small loan out for the car, and build my profile. I don’t want to buy out-right because I obtain no credit doing so. So, I have a job, I can easily pay about $150-$200 a month no problem. I’m also transferring jobs soon to a higher paying and more hour intensive job. Which means more money, which means even more stability than I already have. I have USAA from my dad, and I want to take a loan out through them. Because, it’s a relatively low interest rate and I can pay it back early if I get more money and I won’t be penalized for it. For whatever reason, my dad refuses to co-sign for a loan fora sports car. It’s a V6 mustang, 01 5-speed. It’s not insanely fast and the insurance for USAA is $144/month. Pretty cheap for an 18 year old. I figure if I take a loan out on something, I better damn well be able to enjoy utilizing it, and get what I want. Not what someone else thinks is a better option. Let me know, need an answer relatively quickly. Thanks all.


What can a loan shark do if i don’t pay, legally wise.?

Like a dumbass I borrowed from a hispanic loan shark, a friend was going to help me pay him off this week, but backed out last minute. Now he’s hassling and wants his money but I’m scared and don’t know what to do. Any advice would be appreciated. Yes, i know i was stupid for borrowing from a loan shark, but circumstances made me desperate in the beginning.




















































How can i get a consolidation loan to pay off all debts when i have bad credit rating?

How can i get a consolidation loan to pay off all debts when i have bad credit rating?

I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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im on the android game and i can’t figure out how to pay the mortgage off on a property that i bought from another player. can you please give me detailed instructions of where to go and how to pay the properties off? thanks in advance


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I don’t want to get scammed or get annoying telemarketer calls for the next 3 years, I was just wondering if anybody knows how to find their score without signing up for a million things.


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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does bankruptcy affect ability to consolidate student loans?

I am in the process of filing for bankruptcy. I have no other choice. Because I am in school, I cannot keep up with my credit card payments and my mortgage payment. Bankruptcy seems like the best choice because my condo is not worth more than how much I owe, and my credit card payments are crazy. My question is that when I want to consolidate my school loans, will bankruptcy affect my ability to do so??? I’ve been reading around, but can’t find a definite answer. Please help!! I’m so stressed out because if I can’t consolidate my loans then I will have tons of payments to make… both from my undergrad and grad school.. almost $175,000 total! thanks so much


How do rising interest rates cause crowding out?

How do rising interest rates cause crowding out?


Check for free my credit score?

i would like to check my credit score. Can i trust the Experian Credit report” when they set that is 30 days FREE TRIAL. it that means i can get all information for Free and than cancel service with them????”


How can i get a consolidation loan to pay off all debts when i have bad credit rating?

I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Fixed rate mortgage? interest rates?

Abbey purchased a house using a fixed rate mortgage. The annual interest rate is 4.2% compounded monthly for 20 years. The mortgage amount is $235,000. What is the monthly payment on the mortgage?


Best place to get a personal loan for someone with little credit?


Is there a website where I can view my credit score and report without having to sign up for monthly payments.?

Can I just make a one time payment to view my credit score?


Credit cards for young adults and college students?

I will be 21 in April i have 0 credit. I am a first year college student. What is the best way to build credit or the best credit card to get. I work 2 jobs one retail making about $8.75 per hr then with people with special needs making $11.38 per hour.


Are there any legit websites to get personal loans from?


Is this possible? auto loan?

its a 1997 3000gt sl and its blue book for a private owner is $6,500


Bought something online with my debit card, transaction was pending, now it disappeared what happened?

My boyfriend ordered a ring for me online from Bradford exchange. The payment was pending a few days ago, and now it is no longer there and the balance is back to what it was before. The website still says that the item is being shipped, but where did the payment go? I am using a debit card to do this.


Where can i go to get a free credit report online?

without having to buy something?


How can i get a consolidation loan to pay off all debts when i have bad credit rating?

I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I file bankruptcy on California unemployment that was to be paid back?

I collected unemployment insurance for several months a long time ago in the state of California…the employer was able to have the claim reversed and now I owe the state a few thousand dollars: my question is I’m thinking of filing bankruptcy now and wanted to know if i can include it in my filing…?


Where can I get a private party auto loan with my 548 credit score? Please Help.?

I live In Modesto,Ca and I have recently been denied by two banks for insufficient credit, I never knew that 5 years ago someone maxed out 2 credit cards with my identity! I do not have a cosigner and my credit is under investigation meaning that my FICO score will not change for about 6 months but i need a loan now. Does anyone have any constructive advice they can lend me because I’m simply out of solutions at this point. Thanks


Bankruptcy Question?

If you are married and file an individual bankruptcy, do they take your spouses income into consideration when deciding whether or not Chapters 7 or 13 are for you?


Open a business on a military base?

How do you open a business on a military base, can anyone do it?


Can i qualify for chapter 7………..?

i want to file a bankruptcy with chapter 7 can some one suggest me some good firm that handles chapter 7 cases. how does the firms usually charges for filing branckrupcy.. what exactly these firms do? what is required to qualify for chapter 7


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My credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?


Applying for an auto loan?

I’m looking to apply for an auto loan with Well Fargo for about 16000. I’m trading in my car as a down payment. The thing that worries me is would I need a co-signer. My credit score is 714, but I applied for a personal loan for about 3000 but was turned down because of my short length of history. Would I be denied again because of that or if I do get approved would I have a higher interest rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does age affect car loans?

Simple as that, will my age affect my APR on a car loan (looking at about 3500-4000), I’ll be 18 when I get the car and I DO NOT have a credit card, so I really don’t have a credit history. I guess also, how much will my APR vary Based on my credit rating/history, by the time I get the car I will have had a credit card for about two months with it being paid off every month.


Has anyone received their National Mortgage Settlement check yet?

I am aware that there are two separate settlements (Independent Foreclosure Review and NMS). My question does not pertain to the mechanics of how they work, I am interested in finding out if people has began receiving them and what the amount of the check was, since neither question is being answered directly by Rust Consulting.


How can I find out how much I have in my 401k?

I worked in three different jobs in past 5 years. Now, I’m unemployed. I wonder if there’s any money I could collect now.


What is the Website to obtain a FREE credit report?

Yes I know about freecreditreport.com, but I don’t want to enroll in there 14.99 triple advantage garbage. I thought I heard someone talk about a website where you can actually just obtain one free credit report within enrolling into anything. Does anyone know this website? Thank you.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get approved for a Va loan with a 615 middle score?

I am a jr and my fathers bankruptcy and tax liens are on my credit. I am trying to get that fixed now. The problem is I will be on my way home from Afghanistan in 4 months and my wife and I are trying to buy a home. This mortgage broker I was working with said she can not do a thing until my middle score goes to a 620. Is that true? Or is there something else I can do besides waiting for my dads negative info to come off my report? Maybe a bank who will work with a 615?


How can i get a consolidation loan to pay off all debts when i have bad credit rating?

I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING!


When buying a car and needing a cosigner, does the cosigner have to be a relative?

My mom cannot cosign because she has bad credit (she says).


Why can’t I view my credit score online?

I turned 18 in november and wanted to double check my credit is untouched because we had a identity theft scare when I was younger where the man has a hold of my SSN. I put in the information and these are the messages I recieved: No Record Found We cannot obtain your Personal Credit Report information. What happened: The system was unable to retrieve your Personal Credit Report. Explanations: We do not have a record that matches the information you entered on the order form. It’s possible that we do not have your current information if your personal information (name, SSN, address) has changed recently. Please order your credit report by phone or mail. Equifax: We’re sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of reasons that we may be unable to fulfill your request online. You may have a Security Freeze on your credit file, an Active Duty Military or Fraud Alert, or the identification information submitted online may not match the information on file. The following link will lead you to a form that is not screen-readable at this time. However, this form is not required to request your free Equifax credit report by mail. Please send your name, current address, former address, and social security number, along with any documents described below, to the following address: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. For assistance by phone, please call us at 800-685-1111.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever filed Bankruptcy??

with a Do it yourself kit?? I was wondering if there were anything special that has to be done??


The ymca doesnt take prepaid cards for direct deposit but i can use my myready debit card?

Ymca accepts my ready debit cards but not rush cards. Why???


So I got my first job now i want a bank account?

so ok I got my first job in CVS and since I dont like to have money in my wallet that much I want to get a debit card but like i don’t know what type of bank account should i get or in which bank!! Bank of America, wachovia, RBC, First citizens


Are there any financial institutions besides Cash Call that loan to people with bad credit?

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I am getting turned down for a car loan and I have to get it for a job! Any ideas? Thanks?


What does it mean when the dealer says the auto loan is null and void?

Got it. I have to take the car back. My real concern is my trade-in. Do I get it back?? I absolutely have to have something to get around in, I’m a single, working mother… don’t really have a lot of options Also, I paid $700 down for this $4300 car. Will they keep the $700 as a month’s rental fee” do you think?”


Payday loan overcharging my account.?

I took a payday loan from ameriloan, three days after I took the loan, they withdrew $90 from my account. I went on to their website to see how much my remaining balance was, it clearly said that on my next payday, they will withdraw 300 and that was my pay off amount. Surprisingly, on the due date, they only withdrew $90 from my bank account so I called the office to find out why the $300 was not withdrawn so the loan will be paid off, they said I had to confirm that transaction, which I thought was very stupid of them to say that to me. I went ahead and asked them to withdraw the payoff amount, they said I owed them $390. That means I was gonna end up paying $390 the same day they withdrew the $90 from my account, making it $480 that same day. I call the customer service department but no one gives me a clear answer on whats going on, it is the second time they have refused to withdraw the payoff amount, they go on and withdraw $90, saying it is a service charge. As at now, I have paid about $500 service charge to these people and they say my balance is still $390. Is there anything I can do to stop the nonsense.


I applied to a business that doesn’t have a business license?

I answered a job ad on good ol’ reliable, scam-free Craigslist. Long story short, the whole process of me applying was fishy. So I looked up to see if they even had a business license. They don’t. They are working out of another company’s office while THEIR office building is being built”. I have seen no tangible evidence of this company. They are not listed in the phone book


Bankruptcy vs. debt consolidation service – which is better – I just lost my job of 11 years?

I was just laid off and am thinking about filing bankruptcy on my approx. $17,000 credit bills debt and let my home forclose @approx. $75,000 owed OR do a debt consolidation service on the $17,000 with out my home and just see what happens. I am scared as there are no jobs in Michigan making near what I made before being laid off. Please help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit repair/budget assistance?

I want to get my life in order, but my finances are a mess. Can anyone refer me to a good, cheap (free would be best!) service that will help me figure out who I owe money to, and how I can pay them all off? I need help with a budget. Thanks in advance!


How can i get a consolidation loan to pay off all debts when i have bad credit rating?

I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING!


Please help with RATE law rxn!?

The rate law for the reaction shown below is given by rate = k[NH4+][NO2-]. NH4+(aq) + NO2-(aq) N2(g) + 2 H2O(l) At 25°C, the rate constant is 3.0 multiplied by 10-4/M·s. Calculate the rate of the reaction at this temperature if [NH4+] = 0.30 M and [NO2-] = 0.080 M.


Does anyone know if you can still recieve a RAL if you’ve filed for bankruptcy?

We’re going to file today and I just didn’t know if anyone knew….thanks!


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Can a small loan shark show up at your door?

i know as us Americans all have small fanatical bumps in the road in our own personal debt but for the past as for my self i had taken out a loan in my local area it’s not a bank it one of those type of payday loans and yes i was paying it well until some other things had came up and to those things was more importation at that time and once i would get straightening back out i would start paying back what could on this loan well just at the start of the year one of the employees from that office had showed up at my door demanding that give her money for my payment and i had told her that she would have to wait until next Friday until i had gotten paid and i would have there payment to them well just yesterday she had showed back up at my door again expecting me to pull money out of my butt to pay when i had told her once again that they would get there money by next Friday and i had asked her if can take a check and hold on to until Friday and she had told me no that i had better go and get a money order and if don’t get her a payment by next Friday that she would stopping back by my house again and i had asked her not to be stopping back by my home again and i didn’t like her tone of voice when she had said that i had better get in there before hand or I’ll be back at your door again if i don’t get my payment on top of this isn’t she trespassing on my land ( i do have my signs up) so today i had mail them a payment but it wasn’t a money order it was one of my personal checks and i had written them a little note telling them to take this payment or do without but what can i do if even if i just sent them the payment and she shows back up at the door again???? and to top this all all off just a few weeks before she had even stopped by my home she had been stocking my house i would watch her drive by my home and turn around in my neighbors drive she was doing this daily until a few weeks ago


My friend got his credit card stolen?

His card was stolen and after he got off work he called it in and wanted to get the card cancled and report it as stolen. However the bank never retured his phone call (he left a message because the bank was closed at the time). He left several messages actually. The bank never got a hold of him (he kept calling several times a day) untill 2 weeks later. After that they said it was too late and are now making him pay for the $600 that was charged to the card bythe theft. I thought that once your reported the card stolen you were no longer liable to pay what was being charged? I mean you aren’t the one paying it. Can they really force him to pay for it after he already reported it stolen before the charges were made? If not what can he do about it? I’ve never had my card stolen so I don’t really know how it goes so I can’t really be much of a help to him. -Thanks