Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Payday loan company that will approve me when others have refused?

Payday loan company that will approve me when others have refused?

i am looking for a payday loan company that will approve me for a loan. got bad credit and keep getting refused by other payday loan companies. need it asap . any suggestions please?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you get a quote online for a loan, does that show on your credit report, it is an instant decision?

no not a price comparison site but the actual card provider.


Are the annual credit report sites legit?

I filled out all the info they wanted on Annnualcredit report.com, got to the end, and it said I was unable to get an instant report. They requested a copy of my SS card, Drivers License, Rental or lease agreement, w2form, etc And they would send it in the mail. Seems a little extreme to me. Did I just get ripped off?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.


Can payday lenders debit your bank account how and when they feel like it?

I have set up a payment arrangement with a payday loan company as i was unable to pay the full balance when needed. Everything was arranged to make 3 equal payments. However, i have checked my bank account today and over the last 2 days the same company have debited my account for several amounts totalling to over £100. I know i supplied them with my details, but i have been honest and in contact and not ignored them, yet are they allowed to do this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need to know how to make my credit score higher.?

I don’t have any credit cards. Every type of credit that I had has gone to collections and has been bought and sold for the past 7-9 years. I messed up my credit in college without the knowlege of credit. I had a baby and never had enough money to pay anything outside of my household bills. New bills would come up and I couldn’t afford to pay them. I have a repo on my credit. I have many medical bills and student loans. Nothing has gone off my credit and I never made enough money to pay extra bills. I can’t even afford cable. Collectors keep pulling my report without my permission adding to the amount of inquiries and my student loans are about to default. What do I do?


Where can i get a free credit report?


Where can I find a legitimate source for an unsecure loan for people with bad credit that is not a payday loan?


Payday loan company that will approve me when others have refused?

i am looking for a payday loan company that will approve me for a loan. got bad credit and keep getting refused by other payday loan companies. need it asap . any suggestions please?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you calculate cost of debt?

I already know the formula for WACC is: WACC= {k_e * (E/ E+D)} + {k_d * (D/ E+D) * (1-t)}…. where k_e is the required or expected rate of return on equity, or cost of equity, and k_d is the required or expected rate of return on borrowings before taxes. And, also, E is the market value of equity, D is the market vlaue of debt, and t is the corporate tax rate. Now, my question is: what is the value of k_d (cost of debt)? Is it a fixed value (e.g. 5%), or is there some formula, or are there some data tables on the internet which tell you the k_d? And also is k_d same across comapnies within an industry or does it differ among companies? I’m looking for a concrete answer because my textbook (and lots of sites on the net) exaplin the defintion of k_d, but don’t tell you how to get the value. Thanks!


SOME HELP WITH MATH QUESTION?

Credit card issuer offers an APR of 22.08% and compounds interest daily. Which is it most likely to advertise, its APR or its effective interest rate? A. APR, because it’s 2.62% greater than its effective interest rate. B. It effective interest rate, because it’s 2.62% less than it APR C. It’s APR because it’s 2.62% less than its effective interest rate. D.It effective interest rate, because it’s 2.62% greater than its APR


Is it like likely or possible to relocate to another state soon after filing for personal bankruptcy?

Thinking maybe a year or so after.


How do I know I am getting the best home loan?

my wife and I are thinking of going with a mortgage broker, because we think that they can get us the best rate. and we think that they know witch companies are trust worthy. does anyone have any advise for us?.


Composite Home loan tax benefits?

I bought a land in Jan 2004 using a composite home loan(Land + House) and started constructing a house in May 2004. Have been paying regular EMI’s which kept increasing as & when bank released money for construction and stabilised last year after all approved loan amount was released. But due to some delays I am getting the house possession only this month in March 2007. I have not claimed any tax benefits on my composite home loan till now as I did not have the possesion inspite of paying the regular EMIs all these months. Can I claim any exemtion before possession/move-in? and how can I catch up on all the exemptions that I missed in past three years, once I get the possesion of my house?


Can I have a payday loan put on a prepaid credit card?

Also if I were to open a checking or savings account, would I be rejected from a payday loan until the account has been active for a certain amount of time


Does any one know of any loans that work for military?

does anyone know of any loans that work for military(personal loans) besides…..pioneer military loans, omni financial, armed forces loans, just military loans, military financial, or military finding. I have a soldier in desperate need of some sort of help rather then AER as well his credit is obvisouslly not that great so just any bank is not going to work. PLEASE HELP. This soldier is an outstanding soldier but has alot of bills, and is struggling badly. Any suggestions


Trucos de gta vice city stories de ps2?

kien me da trucos pero de cosas para volar ejemplo aviones jetpack es para gta vice city strioes de ps2


Payday loan company that will approve me when others have refused?

i am looking for a payday loan company that will approve me for a loan. got bad credit and keep getting refused by other payday loan companies. need it asap . any suggestions please?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I bring my student loans out of default ASAP?

I have a Federal student loan in default from Sallie Mae also a private education loan. I screwed up big time when I was younger. Anyway, I am going back to school fall 2009 and I need to get it out of default ASAP. I have saved $1,000 to pay a co-signer for my upcoming student loans….the only drama is is my default….Please help….and tips is greatly appreciated.


Where to find the best Free Credit Report Website?

Looking for the best free credit report website.Suggest me one please.


$10,000 Dollar Loan, No Credit, No Co Sign, $40,000 a year salary?

I currently have no credit, no co-signer, i make $40000 a year but i want a $10,000 dollar loan to start credit and buy a Polaris Rzr. I have $4000 to put down. Where can i go to get this loan? OR is it even possible?


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


How can i get multiple payday loans at one time?


Whats 40% off something thats $20.00?

soo ii wanna buy this book from borders and borders is closing so i wanna now how much ittle cost


WHERE CAN I FIND GURANTEE PAYDAY LOANS?


Can you get aproved for a morg. or home loans with a credit score of 580?

I want to try and apply for a first time buyers mortgage to get a home that is price 70-80 thousand, my credit score is 580…my husband has a good paying full time job and i am a homemaker at the moment and a student…..will i qualify?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will Expedia and BOOKING .com website charge my credit card on the actual bookings or not really ?

I want to buy finnair tickets to europe from australia and then buy tickets to poland on the last trip then back to australia. with EXPEDIA website. My question is… will they charge my credit card straight away or will this mean they will not really take my money straight away after i place my credit card detials on the internet and they will only take my money off me when im at the airport ? Also i want to stay in a hotel in poland using BOOKING . COM Does this mean that the hotel will charge me straight away or only when i arrive at the hotel ? So this means they will lock my 1,000 dollars from my credit card but they dont really take it off me until i arrive at the hotel in europe ? I just want to know how the expedia website and the booking.com website goes with credit card. Remember EXPEDIA website i buy airline ticket only. BOOKING/ COM i book my hotel with them there.


Should I get an auto loan as a minor?

Let be start by explaining the situation. I am 16 years old, and I’ll be getting my license in August. I’m looking at a 2006 Mustang V6, listed for 8500. This car is exactly what I want, and I have no doubt it will sell fast. I have about 5,000 dollars saved, and because of a unique situation I’m in with my own business, I make about 3,000 dollars a month. I don’t want to have to look for another car, because this one is the perfect car for what I need. My question is should I get an auto loan from a credit union in order to buy this car? I can pay it back in full with interest in about 2 months, would this affect my credit in a positive way? Thanks for any answers!


Do you love those freecreditreport.com commercials?

I think they’re pretty funny (and no, i don’t work for them)


Are pay no interest if paid in full within x amount of months” scams?”

I really need a laptop right now. I’m looking in to HP.com and Best Buy’s credit financing plans. One of the plans calls for no interest if paid in 6 months and the other is 18months. I know I will be able to pay off the $800 or so bill with in 5 months, because I’m going to start a new job in mid July. Right now I’m kind of unemployed, I worked as a substitute teacher and summer break means no $$$. But I do have a full time teaching job line up in July. Has anyone ever had a problem with these plans? https://www.securecheckout.billmelater.c… best buy 18-Month Financing on Purchases $429 & up with a Best Buy or Reward Zone Credit Card Pay no interest1 on all purchases $429 & up if paid in full within 18 months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 18 months or if you make a late payment. Making 17 low monthly payments of $41.23 over the course of 18 months will result in an estimated total of $699.99 1. $429 Min. total purchase required. Min. Payments required. Offer valid at BestBuy.com® and Best Buy® stores. On approved purchases on the Best Buy consumer credit cards issued by Capital One, N.A. Monthly payment stated is only an estimate based on listed purchase amount and does not include additional payments that may be required for any existing balances or future purchases. In order to pay your promotional balance by the end of the period you may need to make a payment each month that is higher than your required minimum payment. All APRs are variable, based on creditworthiness and accurate as of 6/01/2013. Reward Zone Credit Card: Standard APRs: 24.24%–27.99%; Penalty APRs: 29.24%–29.99%; Min. interest charge: $2; Reward Zone MasterCard: Purchase and Balance Transfer APRs: 17.99%–22.99%; balance transfer fee is the greater of $15 or 5% of the amount of each transfer; Cash Advance APR: 25.99%; cash advance fee is the greater of $20 or 5% of the amount of each cash advance, on cash like” transactions



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are my rights on a payday loan?

Okay, so I was 18, stupid, FOUR YEARS ago, I currently took out a loan, a real one, and it put all my current information to them. I just got a letter in the mail saying how much I owed and all that, what are my rights to them, it’s already messed my credit up, so really what can they do to me?? And I live in Arkansas… I don’t want to pay it back, it’s not the money, my credit is already messed up and that won’t help me a bit… no rude comments please.


Payday loan company that will approve me when others have refused?

i am looking for a payday loan company that will approve me for a loan. got bad credit and keep getting refused by other payday loan companies. need it asap . any suggestions please?


Is there any way to sell stuff online without a credit card?

like selling stuff on your website,on eBay on Amazon or on iTunes?


Are there any auto loans where the co-signer can be dropped from a loan after a certain time?

My sister has horrible credit and needs a car. I don’t want to just out- right co- sign for her. I heard that there are loans out there where as long as the loan is paid on time and there isn’t any delinquency issues with the loan then the co-signer can be removed from the loan after a certain amount of time?! Has anyone heard of this or know any more information about it? I want to look at being removed from the loan with-in the 1st year?! Let me know. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you quit your job to qualify for Chapter 7 bankruptcy?

My wife wants to stay at home with our kids, so we want to walk away from everything and start fresh. Our son currently goes to daycare for 10 hours per day and we dont’ want to live like this anymore. I know this may seem immoral to some, but we feel that we’ve made a life mistake. Isn’t bankruptcy supposed to provide a fresh start?


How long with a ch 7 bankruptcy?

will it take for me to get an apartment? does it have to be discharged? how long does that take?


Why do Saudi Arabians worship non-muslim expats who have absolutely no respect for Saudi’s?

Hamad is fighting unemployment; And you wonder why you are unemployed. My advice to you is learn from the people so that you can do what they do and then you will be the one employed. With all due respect, the biggest sign on ones intelligence is how they handle money and what they do with it, it can be anything from $1 or $1000000000 and based on this many Saudi’s have failed, except for bin Talal.


Where can I get a personal loan for $6000? I have bad credit but steady income. Any help is appreciated!?


Can somebody cosign for an auto loan with a pre existing auto loan that’s still being paid off?


What does NO OVER CREDIT LIMIT FEES mean?

I’m applying for a credit card and it says No Over Credit Limit Fees.” My credit card has a limit of $300 Does that mean i can go over $300? Or because there is no Over-Credit-Limit-Fess


I got approved for a first premier credit card , do i have to use the credit card?

I went to a mortgage broker today to find out what I need to do to get into a house. She told me how to build my credit and told me about Premier bank credit cards. After I filled out the information and got approved ..I started reading horror stories from people about the credit card company. Do I have to take the credit card now that I have been approved ?


Does settling a credit card debt put a red flag on your credit like a bankruptcy?

Thank you for the answers. The problem is I cannot continue paying, otherwise I would not be thinking about it. I lost my job in the US, and presently am enrolled in a graduate school working on my PhD in England… The stipend is not exactly high. So I really have limited options.


If im on disability/ssi and want to buy a home(first time home buyer) would i get discounts or something?

oh and by the way i dont think its any ones business why im on disability!!! i added that little bit because i wanted to make sure that you didnt think i was missing a leg or something!!!!!!!!!!! So in the nicest way i can say this is its realy none of your business OK!! I didnt come to yahoo answers to get made to look like an idiot and I ALSO DIDNT COME TO TALK ABOUT WHY I AM ON DISABILITY SO PLEASE IM ASKING NICELY NOT FOR YOU TO ASK ME ABOUT IT THANKS!!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I include my 1st mortgage in a bankruptcy?


Payday loan company that will approve me when others have refused?

i am looking for a payday loan company that will approve me for a loan. got bad credit and keep getting refused by other payday loan companies. need it asap . any suggestions please?


Will filing bankruptcy hurt my chance of getting a job?

thinking of filing bankruptcy. got layed off and had a accident now i ow around 40,000 wondering if filing will cause me trouble getting a job


Can I negotiate a lump sum settlement deal with an auto loan company for less than I still owe? Please & thanx?


I need a $4000 loan; looking for private lender?

Hi, need an urgent loan between $2000-$4000. I am professionally employed and earn over $70k AUD. Messy credit file but NO defaults. Looking for a 2 year repayment term. Are there any private lenders who can help? Hard to know where to turn on the internet and who is a reliable loan company. I won’t fit the banks criteria. I’m happy for the repayments to be automatically deducted from fortnightly salary. Need access to money in 24 hrs


Did you file for Bankruptcy? If so what happen?


How long does it take to receive my free credit report I ordered over the phone?




















































What is chapter 7 bankruptcy and how is it different from the others?

What is chapter 7 bankruptcy and how is it different from the others?

Look, I just have about 800 dollars in debt. I don’t know what to do, I have no job, and I don’t know which chapter bankruptcy would be the best method to go with?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How to qualify for cash back auto loan?

its a used car


Do I need to list my car as Personal Property for a Chapter 7 Bankruptcy?

I am filing next week and surrendered my vehicle about 3 months ago. Since I don’t have the car anymore do I need to list it as Personal Property but note that I surrendered it, or just leave it out? I’m concerned if I don’t, they will come after me. I got the Notice of Plan to Sell from the dealer.


What are the negative impacts that can follow a person after he or she files for bankruptcy?

WHAT IS BANKRUPTCY? a fresh start” is not always what happens after filing bankruptcy. what are negative impacts?”


How can i boost my credit score?

I messed up my credit when i was 18 years old and now at 22 im regretting it I need to know how to boost my credit score with out going further into debt and how do i get the bad things off my credit report if they won’t agree to take them off if i pay

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you really get a FREE copy of your credit report on line?

Without having to use a credit card number?


How to check free annual credit report properly?

I went to www.annualcreditreport.com to check my score. I then have to fill out necessary info, then came to a page where I have to select the reporter (TransUnion, Experian, Equifax), before proceeding to a page, there’s a note to click on the link back to annualcreditreport after a visit to the reporter, when are you going to click the link? after filling out another form from that reporting company? it’s kinda confusing coz it says there there’s a fee, so I don’t know if I have to fill out their form. Do I suppose to fill this out before going back to annualcreditreport link?


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


What is chapter 7 bankruptcy and how is it different from the others?

Look, I just have about 800 dollars in debt. I don’t know what to do, I have no job, and I don’t know which chapter bankruptcy would be the best method to go with?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Apa yang dimaksud Payday loans?

Ada yang bisa menjelaskan tentang payday loans, dan arti payday loans dalam artian bahasa Indonesia?


How to get an auto Loan?

Co-signing is out of the option(parents filed bankruptcy) also I tried to get credit cards but none will allow me one


Is a credit score of 906 realistic with transunion i hear 850 was max?

what is the max credit score


What does bankruptcy do to me?

I’m filed for divorce and my soon to be ex has filed for bankruptcy and wants me to do it also so it can be a joint thing


How can u delete negative items on your credit report?


Are there any great cash advance or payday loans that you can apply on line?


Can I get a student grant with bad credit? also do they check my credit?

i’m going to john jay witch is a beauty school and i need to apply for a grant and i wanted to know if they check your credit? and if i can get one if i do have bad credit since i wouldnt have to pay it back!! Thnks!!!!


Allstate use of credit disclosure?

I keep getting an Allstate use of Credit Information Disclosure in the mail (postal). Never have I once called them nor have used them, nor did I give them permission to pull my credit. Has anyone had any experience with this and done anything about it? Does it affect your credit?


What is chapter 7 bankruptcy and how is it different from the others?

Look, I just have about 800 dollars in debt. I don’t know what to do, I have no job, and I don’t know which chapter bankruptcy would be the best method to go with?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the monthly payment on a $50,000 loan for 72 months with an interest rate of 6%?


What do i need to do to get my first credit card?

i have a steady job, have never had a loan or anything like that and when i apply for a credit card, i keep getting denied. did i forget to do anything? like am i supposed to apply to start my credit scores in the first place?? oh and i don’t understand what that secure credit card is (like it wants me to give collateral), so if anyone can explain that would be great. but i would prefer a regular card if at all possible. thank you in advance for your time.


I have a 471 credit score how is the best way to get my credit back up and where is the best place to go?


Bad credit auto loan with 2000.00 down?

My mom is trying to get me a car under her name because I have a past reposession thanks to my ex husband. Her credit is not horrible but its pretty bad and we have 2000 to put down. I want a car under 10,000. Is this even possible? I am in Louisiana.


How old do you have to be to get an auto loan?

They will not give my mother one because she has an open loan.


What to do when you have to file for bankruptcy AND are on medication?

This is more for my friend… She is in the middle of filing for bankruptcy, has horrible credit, and no money… She is also on psychotropic medication that she has to take, and I’m worried about her if she can’t pay for her medication.. What do you do in this situation?


Desperately seeking a loan?

I am desperate to get a loan for 5K; payday loans are pulling me under fast. Credit is too bad for a loan with a conventional institution, been turned down by Citi and American General. Anyone know where I can get a loan without being scammed? Need Help Fast!


Credit score for buying a house.?

I want to buy a house. Nothing major. Probably only spend around $100,000. I dont care about what the intrest rate would be. Any idea what kind of credit score I would need to at least be approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If someone files for bankruptcy are they responsible for paying their debt off?

one of my best friends from high school just filed bankruptcy. i have lost touch with her but someone who knows her well told me she just filed bankruptcy. i saw her house she just built a new 3100 sq ft house had a new trampoline and about a 5 thousand dollar playset for her kids built. the friend said her house had all new dillards furniture in every room and she has new patio furniture. after she bought all of this she went and filed bankruptcy. does she not have to pay all of this back?are there leans against someone who does this? just curious how all this works. i pay off all my debt and we live in a house half her size and i make a lot more money than they do. i just cant imagine someone doing that and not being responsible for their debt and getting it all taken away. Is the only thing she has to pay for now is her house and car? and all her credit debt is wiped off ? It goes away and she starts over in 10 years and for now all she has is a low credit score and lots of nice things she will never have to pay back?


Whats the best way to check my credit online?

I haven’t checked my credit for a long time now. I’ve seen ads that checking your credit is free and so forth. I ‘ve been to some website claiming that I can see my scores or my file for a dollar but upon looking deeper, it means i’ll be signed up for a monthly fee. Wheres the best website to go to check my score or my report as quickly as possible. Also, what are the best ways to tell which places are scams or worse,a total fraud. im not very good with computers and the one I have is very old with limited protection. Thank you for any advice


What are the requirements for a 20k auto loan?

What does my credit score have to be? How much down? Just want to know all the steps (in detail) in order to get a new car.


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How does the unemployment rate affect mortgage rates?

from regression analysis I found that there is a strong positive relationship between the unemployment rate and mortgage rates. I can’t figure out why. Any thoughts?


What is chapter 7 bankruptcy and how is it different from the others?

Look, I just have about 800 dollars in debt. I don’t know what to do, I have no job, and I don’t know which chapter bankruptcy would be the best method to go with?


Free Credit Report question…?

I’m trying to get onto freecreditreport.com, but it’s asking for a credit card number…it says its needed to establish my account, and won’t be used for anything else. Thing is, i don’t have a credit card. I’m trying to get a credit report because some outstanding things have come to my attention, and want to see my report. Does anyone know a way around this? Thanks in advance to everyone! 🙂


I filed for Bankruptcy now what? How do I raise my credit score?

I got my bankruptcy finalized about a year ago. Four months later I applied for a credit card with Capital One and I got it! 3 months later I got my credit raised from 500 to 750, my payments have all been on time and I fluctuate my balance… But its all paid on time! I have no other revolving credit and have had maybe 4 credit inquiries, when i tired getting a car… That didnt go my way… 🙁 So, now im trying to figure out how do i raise my credit score????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long do u have to be a resident of Indiana to file Bankruptcy?


Where can i get a free credit report?

i need to know my 3 types of credit reports and which is actually free.


How much is a monthly payment for a $7000 car?

I want to purchase a 7000 dollar Nissan 350z and its gonna be my 1st car how much do you think monthly car payments would be?


A debt collection agency is threatening to take me to court if I don’t pay up $250 by today what can I do?

I don’t get paid untill tomorrow and they’re telling me that my account with a Payday loan went into default and they got the debt sold to them and they’re threatening to take me to court the same company called me a while back and told me the debt I owed was $800 and now they say its $750 and if I dn’t pay them $250.00 so they can hold the matter and not sign off on my document to take to court then they will take me to court for around $3,000 after interest. I don’t get paid untill tomorrow and they don;t care about nun of that they want the money today of they will take me to court what can I do? I tried calling legal advice places and most of them are closed today what can I do??????????


Are there any pay day loans available?

where you can fill out the loan application without them sending you to various other lenders? I mean the process never ends. I fill out the application, then the site sends me to a list of lenders interested in providing me with a loan. So, I fill out the application to the lenders they sent me to, and then those lenders send me to MORE lenders, and it goes on and on and on. IT NEVER ENDS!!!!!!!!!!! I need a Pay Day loan site that lets me fill out the application, then approve me then and there without them sending me to a list of lenders that send me to even more lenders. It’s ridiculous. How does anyone get a loan if they just keep sending you to site after site without approving you? If anyone knows a payday loan site that gets you a loan without the BS, please leave me a link. Thanks in advance. Very much appreciate all answers.


Where can I get have credit reports run for free on my tenants?

I have an application form from 2 tenants for a prop I will be renting out. I have their SSNs and signed consent to run the credit checks. Where can I get it done for FREE? Please do NOT sugget contacting my local realtor to do this for me. I know that already. But that means paying money. I am asking of some service that will perform this for free. Help!


I want to file mutual consent divorce myself without lawyers help. Can I? If I can How? procedures?

I want to give Divorce to my husband. It is mutural consent. I want file it without the help of any lawyers. Is it possible? If possible what is the procedures and what all the papers I have to prepare. Please help me. I stay in Bangalroe


Is there somewhere that I can get a payday loan WITHOUT a checking account?

But maybe a savings account?


Used Auto Loan Question?

The engine was blown and a new one was swapped into it by a Master Tech of Toyota, but that’s irrelevant to the question.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I desperatley need a payday loan?

i dont want to earn money i just need a loan for a short period of time thank you


What is chapter 7 bankruptcy and how is it different from the others?

Look, I just have about 800 dollars in debt. I don’t know what to do, I have no job, and I don’t know which chapter bankruptcy would be the best method to go with?


Can u buy pain killers online without a perscription.?

I messed up both ankles pretty badly and only got 10 vicodin from the dr. I was wondering if it is possible to obtain pain killers online without a perscription. If so what sites. ty


Can I file bankruptcy for a home equity line of credit ?

I bought a house, then took out a line of equity to buy more real estate which did not happen due to a lot of stuff that happened. I am now renting my house out, but I dont receive enough cash flow to cover the equity line of credit. I would like to sell my house and then file for bk if I can. Is that possible ? Or any other ideas ?? Thank-you very much for your help.


How would I know which mortgage lenders allow bi-weekly payments?

I’m shopping for a mortgage right now and without calling every single company, is there a way I can find out which ones allow or don’t allow bi-weekly payments? I would love to do this to save on the interest rate and to take off 7 years on a 30yr mortgage. Just wondering if there was a list anywhere. Right now Pulte Mortgage is looking best for us right now because of the incentives/hoa dues for 2 years, but I don’t even know if they do yet. I will call them in the morning unless someone else knows off hand.


Where can I find a loan with bad credit that isn’t a payday loan?

I have been searching the internet but all I can find is payday loans and referral services that charges a fee. Does anyone have any suggestions?


Loan, Bad Credit…Good Income?

I am looking for a personal loan for 8k….my credit is bad…but I am working on fixing it…………I need someone reliable…..No foreign lenders please………..




















































Why are some animals insults when referring to people while others are compliments?

Why are some animals insults when referring to people while others are compliments?

If you call someone a dog, monkey, donkey, snake, rat it’s an insult yet if you call someone tiger, lion, fox it’s seen as a compliment I can see what’s wrong with rats and snakes from the point of view of humans but what’s wrong with dogs and monkeys? monkeys and apes are our closest relatives and are much smarter than lions and tigers foxes are basically just dog like animals that annoy people yet fox is a compliment while dog, man’s best friend, is an insult yet weirdly some breeds of dogs are also compliments if you call someone terrier” it’s seen as a compliment indicating a brave person if you call someone

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Have a farely new Auto Loan but have to leave the country… What to do?

I have been working here in the US for quite some time now (around 5 years) and I bought a brand new van (for my family of 5) through an auto loan a year ago thinking that all will be fine with my stay here. Unfortunately, I now have to leave the country immediately due to issues with my visa. I have never been late for a payment and have an extremely good credit score indicating that I have been relatively responsible with my my finances. I wouldn’t consider myself one who splurges and I have generally been living from paycheck to paycheck. Under the impression that all will be fine with us here in the US, we thought of investing on a brand new van since we see it as a necessity and that we would take care for it til it dies on us. Unfortunately, this issue was something we didn’t see coming and now that I don’t have work, I will definitely not be able to make my monthly payments. On Kelley Blue Book, the car’s value is significantly less (by about $3k to $4k less) than what I still owe on the car. I am going to try and sell the van but I am doubting that I’d be able to find a buyer before my departure. What should I do? P.S. I am not a bad person and had every intention in becoming a respectable citizen of the US. This event has been a shock to my family. I have 3 very little children and my wife whom I have to uproot and reacquaint with a new environment because of this. I understand that I should probably have not gotten into the loan with the possibility that I may have to leave but unfortunately, it seemed like a good idea then because everything had been fine with us previously.


How do I find out if someone has filed for bankruptcy?

My employer has been bouncing checks all over town, including employee’s paychecks. Between bounced checks and checks that I’m holding because they’ll just bounce if they’re deposited, he owes me almost $10,000. He’s been on an economic downhill spiral for a few years, and I suspect that he’s about to hit rock bottom. I’ve stopped working for him, but I need to collect on these checks. I plan to file a complaint with the state dept of labor, which says it can garnish funds from his bank account within 60 days, but without the $5,000 maximum judgment of small claims court. My concern is that he will file bankruptcy before I get paid. I know that I can file as one of his (many) creditors in bankruptcy court, but how do I find out when/if he’s applied for bankruptcy? Do I have to subscribe to some publication and watch for his name, or is there some watch list” where I can request to be contacted if he files? How does it work


How Free Credit Reports Help my Credit?


Auto Loan Co-Sign Question?

When I was a dumb 18 year old I had a couple of credit cards that i messed up, as a result my credit rating isn’t very good. I am now an older and wiser 21 year old who has finally taken responsibility for his life and I am looking for a cheap mode of transportation. I have come to the conclusion that a beginner motorcycle(ninja 250r) is the best choice for me. Low cost and 61mpg. I went to the dealership today to try and figure out how much of a down payment I would need to make and the salesman said the minimum is 500$. But bad credit needs to pay the full price up front, no financing offered (which I respect). My question is this – If I get my parents to co-sign the deal would that act as a sort of boost to my credit with the dealership? Would I be qualified for a decent interest rate and a 500$ down payment? My parents have great credit scores. Thanks in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where/How Can I take over Car Loan, bankruptcy foreclosure Assuming I have $$, and will cover 100% of the loan

Where on internet can I find info from Banks or Credit Unions, that have a list of Car Loans that buyer was not able to cover 100% so bank had to take over, the bank want $$ back NOT the Car, so the bank either puts cars on auction or for sale for the Difference to recover the $! For example New car $ 20K 2K down 4K paid but 14 K + interest the person for some reason stop paying, so bank took over payment and took the car from the Person! NOW WHERE CAN I find this kind of unsuccessful Car Loans, bankruptcy & foreclosure?


How many days in advance can you book a flight? I’m trying to book in October and not having much luck : (?

Well I’ve been trying to use a travel site, Expedia and Travelocity. I find the flights that I want and everything, get to the very end where I can reserve the flights and then every site says, we are sorry but there is a problem with the flights you picked, one or more are unavailable. Arrgghhh it makes me so mad! Then why do they even put them on the list?!? So any ideas? Thanks Everyone!


How do i get a real free credit report without no strings attached?


Why are some animals insults when referring to people while others are compliments?

If you call someone a dog, monkey, donkey, snake, rat it’s an insult yet if you call someone tiger, lion, fox it’s seen as a compliment I can see what’s wrong with rats and snakes from the point of view of humans but what’s wrong with dogs and monkeys? monkeys and apes are our closest relatives and are much smarter than lions and tigers foxes are basically just dog like animals that annoy people yet fox is a compliment while dog, man’s best friend, is an insult yet weirdly some breeds of dogs are also compliments if you call someone terrier” it’s seen as a compliment indicating a brave person if you call someone

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Prepare the journal entries to record the reimbursement of petty cash fund?

Prepare the journal entries to record the reimbursement of petty cash fund. General ledger account Petty cash has a balance of 3,000.00 Coins and Currency – 152.00 An IOU from Allison, an employee for cash advance- 740.00 Petty cash vouchers for the following: Softdrinks- 200.00 Rice – 143.50 Papers – 1,700


How does Money Mart work.?

Hi im just wondering if someone could tell me how money mart works. ? im in desperate need of some extr cash. im on social assitance (walfare) because im going through some health problems that have left me unable to work (it sucks) so im on limited money. Im looking for a loan of $100. Now i heard that money mart does accept people on social assitance and that they also give u 2 months to pay it back instead of one. is tht true? and how much is the interest? like how much would i have to pay back if i get a loan for 100 the website gave me this example: if u take a loan out for 300 and there charge is 21 dollars for every 100 dollars u borrow so the amount u would pay pay would be 363. so does this mean i would only have to pay 121 dollars back? someone please help me i would love AS MUCH information about this as possiable thank you so much


Is there a place to get free credit score?

I am trying to find out what my credit score is but every website wants you to pay or enter your credit card info. I can get a free report but not score.


18 year old trying to build a good credit score?

Hi everyone! I’m a student and i want to start working on my credit score for my future. So far I applied at 2 different banks for credit cards, waiting for approval. Also applied for a gas card at Shell. I know the goal is to basically show that I can payoff my bills on time, and my credit score will be going up. I just wanted to know if any of you, who have more experience with credit cards and building up credit score, think I’m going the right direction here? What else should i do? Any other advice? Any help is appreciated Thanks Kris


Credit Score?

Is there anyway to go online and get a credit score that really is free? Everything I have tried always requires a membership to something.


Where can i find a loan shark in the milwaukee area?

I need one for 7000


If i file a ch.13 bankruptcy for a foreclosure, does that hurt the borrower?

the co-borrower is not my wife, its my wife’s grandmother, so would it hurt her (credit) if we filed for a chapter 13 bankruptcy to help keep our home?….[the grandmother has her own home that she lives in and has paid off.]


I make 1476 a month poor credit need loan?

can anyone tell me where i can get a loan with poor credit for 1500. not a payday loan. i realize it will be high interest.


Why are some animals insults when referring to people while others are compliments?

If you call someone a dog, monkey, donkey, snake, rat it’s an insult yet if you call someone tiger, lion, fox it’s seen as a compliment I can see what’s wrong with rats and snakes from the point of view of humans but what’s wrong with dogs and monkeys? monkeys and apes are our closest relatives and are much smarter than lions and tigers foxes are basically just dog like animals that annoy people yet fox is a compliment while dog, man’s best friend, is an insult yet weirdly some breeds of dogs are also compliments if you call someone terrier” it’s seen as a compliment indicating a brave person if you call someone

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it better to apply for a personal or auto loan online or in person?


I purchase a tahoe 3 weeks ago and i realize that the interest rate is 17.5 % for a 27,000 auto loan.?

this interest rate is making the montlhy payments $650 /month. The loan officer said that if I pay this for a year we can get it refinance. I not sure about this, I believe I jumped to fast and didnot realize. My questions are, is this too much interest , can I get it refinance for cheaper payments like she said, can I take vehicle back to save from going through this, is 17.5% alot???? Please help me , I really dont know too much about this and need help from internet buddies. Thansk in advance


Can a co-signer BE the primary payer on an auto loan?


Cosigner for my car loan is filing bankruptcy?

Me and my sister cosigned on my car a couple years ago, I’m the only person on the title of the vehicle. Confirmed by my bank when I was trying to refinance it, that didn’t work she is still on as a cosigner. She is now filing bankruptcy and has me worried that the bank will try and take the car because she must give up possession of her property (obviously the vehicle is not in her name)from what I understand. What is the banks action, will they force me to refinance? I owe half of what the vehicles worth.So their is plenty of equity for the bank to see as a way to double dip. I dont know just a bit nervous. What will happen. I’m in texas by the way.


Can you estimate a monthly mortgage payment with a $250K mortgage loan?

My brother and his wife detest their home and always have. They admit getting it was a big mistake because they were being ultra- conservative. I’m sorry for them because I love my home and think people should. They probably have quite a bit of equity in their home and have found a new home they love that costs about $350K. Brother is worried to move forward on this thinking the monthly payments would be too high, even though I think he’d qualify. With my amateur calculations, I think he could afford to put $100K down on this $350K home, so there would be a mortage balance in the neighborhood of $250K. With a fixed interest rate for a 30 year loan, what would the monthly house payment be? He’s frozen right now so I thought I’d offer him some estimate because he won’t ask a realtor at the moment. He’s a little vague, but I’m pretty sure he grosses about $5K a month. His wife’s a stay-at-home mom. Thanks much.


How do i get a free credit report?

im lookin for somewhere to do a free credit report and i cant find anywhere that looks like it would b free. i have some model talking to me online telling me to sign up for this website and when i do im voteing for her some how. but in order to sign up i have to put my credit card info down which i stupidly did. she says that it didnt charge me anything and i wont b billed for it it was just to verify my age. im feeling skeptical about all of it still so i was wondering if anyone knew where i could get a free credit report to see if i have been charged anything


Easiest credit card to get?


What’s a loan?

Please describe what a loan is?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Finational help pay off billes with bad credit?

need a consolited loan with bad credit to pay off bills


Best Mortgage Company for a first time home owner with fair credit.?

Trying to look and compare mortgage rates online without committing to one just yet, help.


QUESTION ABOUT MATH PROBLEM?

Which will have higher effective interest rate, a payday loan for $2500 due in 17 days with a fee of $130 or a payday loan for $2500 due in 15days with fee of $130. A.Payday loan for $2500 due in 17 days with a fee of $130, it has shorter period. B.Payday loan for $2500 due in 17 days with a fee of $130, It has longer period. C. Payday loan for $2500 due in 15 days with a fee of $130, it has longer period DPayday loan for $2500 due in 15 days with a fee of $130, It has shorter period


How to build my credit score?

i am 18 now and i need to know how to build my credit score and what things affect my credit score. I have 3 joint bank accounts with my mom in the credit union. Do those bank accounts affect my credit score? what can i do to build my credit score? i don’t have any bills



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I get approved for an auto loan with no cosigner, 0 money down, and no credit?

Right now, I have a stable job where I am working about 35 hours a week, so there is no problem getting money. However, I have no way to save the money that I make because I live in a big town and have to take a taxi to get to work. The ride from my place to my job runs between $10 and $15 every time, so if I am spending a significant amount on the taxi rides. I am a college student who needs to go home for the summer and my house is 20 miles from where I work, so there is no way I will be able to get a ride to and from both ways. Also, I cannot transfer because I have only been working there for about 3 months. I need to get out of the rut I am in with the taxis, because I know that, while it will be extremely expensive to go back and forth between work and my place over the summer, keeping my job now and havingboth my job and a car next semester will pay off in the long run… I am a 19 year old independent person with no one who will cosign for me, so I am really in an even bigger rut. If there is any advice that can be given to me, I would extremely appreciate it. If there is more information anyone needs, I am willing to give it.


Why are some animals insults when referring to people while others are compliments?

If you call someone a dog, monkey, donkey, snake, rat it’s an insult yet if you call someone tiger, lion, fox it’s seen as a compliment I can see what’s wrong with rats and snakes from the point of view of humans but what’s wrong with dogs and monkeys? monkeys and apes are our closest relatives and are much smarter than lions and tigers foxes are basically just dog like animals that annoy people yet fox is a compliment while dog, man’s best friend, is an insult yet weirdly some breeds of dogs are also compliments if you call someone terrier” it’s seen as a compliment indicating a brave person if you call someone


$7,000 dollar student loan?

Its my first year in college and I only want it for one year (Jun-May/Jun) I want to use that money for housing on campus some loans give of a 3.14% interest rate I’m really lost with all this Should I have a job? (biology major) Will interest still acquire all four years?


Does checking your credit score on FREECREDITREPORT.com lower your credit score?

I heard from friends that it does and I just wondered. And also what happens if you miss ONE credit card payment??? Please only intelligent answers, this is important.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s a good store/site to sell stuff on without credit card?

Iwant to sell some stuff for money, but i dont know where to do this, if its a site iwant it to be trustworthy and legit, anyone know?


Is it hard to use a cash register?

I will be working in a retail store in like 2 days. I wanted to know if it is hard to work the register? it looks like it might be difficult because its set up to a computer…also will it be hard for me if someone pays using a debit card or credit card? I have never worked in retail before and they will probably train me for like an hour and then my shift starts…any suggestions or tips? im really freaking out about the cash register though…lol


Whats the easiest way to beat the last hunter in the caught in the hunt quest on oblivion?


I need to consolitate my home loan and auto loans and credit card bills,who can help me?


What’s the best way to sell Nintendo DS and Gameboy Advance Games & Consoles?

I want to save up for a Nintendo 3DS XL and want to sell my old games and consoles towards that goal. What would be the best place for me to sell these items? I’ve compiled a list of what I have and what the internet is saying they are worth. Are these values anywhere near reality? Any advice would be greatly appreciated. Game/System Name: Used Value: New Value: Gameboy Advance SP (Shark Blue) Consol $26.50 $316.85 Nintendo DS Consol Standard: $42.00 Metorid: $50.00 Super Mario Advance AGB-AMAE-USA $9.32 $55.00 Super Mario World Super Mario Advance 2 AGB-AA2E-USA $9.43 $52.01 Yoshi’s Island Super Mario Advance 3 ABG-A3AE-USA $7.72 $47.00 Super Mario Bros. 3 Super Mario Advance 4 AGB-AX4E-USA $9.32 $55.00 Pac-Man Collection AGB-APCE-USA $1.51 $9.99 Donkey Kong Country 2 AGB-B2DE-USA $7.49 $61.00 Donkey Kong Country 3 AGB-BDQE-USA $7.74 $34.99 Pong Asteroids Yars’ Revenge AGB-B64E-USA $1.00 $1.00 Tetris Worlds AGB-ATWE-USA-1 $2.82 $18.45 Sonic The Hedgehog Genesis DS AGB-BIJE-USA $7.48 $18.61 MarioKart DS NTR-AMCE-USA $12.00 $17.68 MarioKart DS NTR-ADAP-USA $12.00 $17.68 Solitaire Overload NTR-YOVE-USA $8.32 $20.97 Super Mario DS NTR-ASME-USA $12.41 $18.99 New Super Mario Bros. NTR-A2DE-USA $15.66 $21.49 Kirby Squeak Squad NTR-AKWE-USA $12.75 $47.99 Tetris DS NTR-AT6P-USA $10.61 $21.00 Brain Age NTR-ANDE-USA $0.97 $12.25 Brain Age 2 NTR-ANME-USA $1.37 $9.95 Sonic Classic Collection TWL-VSOE-USA $13.35 $14.98 WarioWare Touched! NTR-AZWE-USA $5.37 $19.99 Ping Mals NTR-APPE-USA $1.69 $8.49 Metroid Prime Hunters NTR-AMHE-USA $5.88 $27.91


How much is an 80,000 mortgage monthly payment for 30 yrs at 5%? Really?

I live in Harlingen, Tx (anyone bank financial advisors please answer). I’m looking to buy a house for about 74,600 now correct me if I’m wrong. I’m thinking closing cost and so on it comes out to a total loan about 80000. I’ve looked online it says a loan for 80000 is about 500 monthly payment but, I spoke only to one mortgage banker and they say the monthly payment is about 765 is the right for 30 yrs. That comes out to a total of more than a quarter million dollars I pay back is that right is that how all lenders work. I’m really confused how does the whole process really work? From beginning to end How much are my payments really going to be. If anyone lives in harlingen, tx or close I really would appreciate an answer because I know it also depends where you live to know the rules. Please be clear on the process is there something I’m missing here. One more thing what’s the best way to get a loan mortgage online, real estate agency or bank and what’s the difference between the 3? Thank you.


Is there a website that truly gives you your credit score for free?

I got scammed into one of the websites and didn’t read the little fine print that said they would bill $14 a month after the free report and it wasn’t until 6 months later that i realized they were doing it.


I need to access my free credit report in canada without using a credit card number?


Is it Good to Have Multiple Credit Cards?

Obviously to build good credit a person needs to keep their balance low and not spend above their means – thats a given. So if that prerequisite is met does it help to have more than one credit card with more than one bank? So does it help to have a visa and/or a Mastercard and/or a Discover card – and have the cards spread across more than one bank? Or is credit built just as easily having one card at one bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop m?

the whole question is : If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop making payments, what is likely to happen?


Why are some animals insults when referring to people while others are compliments?

If you call someone a dog, monkey, donkey, snake, rat it’s an insult yet if you call someone tiger, lion, fox it’s seen as a compliment I can see what’s wrong with rats and snakes from the point of view of humans but what’s wrong with dogs and monkeys? monkeys and apes are our closest relatives and are much smarter than lions and tigers foxes are basically just dog like animals that annoy people yet fox is a compliment while dog, man’s best friend, is an insult yet weirdly some breeds of dogs are also compliments if you call someone terrier” it’s seen as a compliment indicating a brave person if you call someone


What does Bad Credit OK” mean?”

You know those banner ads and online click advertisements (on yahoo.com, for example!) that sell home mortgage or something? Most of them have a list somewhere of all the states, and you can click on yours to see good rates” or something…Why do they always have “Bad Credit OK” on them in small letters near the bottom


How do I (stay at home military spouse and mom) get an auto loan?

How do I get approved for an auto loan and what is my best route in your opinion? My husband is in the military and I’m no longer working due to just having a baby and having 4 surgeries in the past 2 months. Thanks in advance!


Where can i get a free credit report?

i need to know my 3 types of credit reports and which is actually free.


How long do you have to have an auto loan before you can refinance it?

I have had my truck for little over a year and the payments are now too much to afford. (when I got the truck I had more than enough to cover the payments. but because of failing construction my husbands good job is now gone) Is it too soon to refinance to get a lower payment?


Can i get a payday loan with chase access checking account?

i just opened an account with chase access checking account where i am not aloud to get checks but i was wondering was i able to get a payday loan with this type of checking account if anyone knows please let me know




















































Which company is better than others to get bad credit auto loan?

Which company is better than others to get bad credit auto loan?

looking for auto loan but have credit problems

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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My bankruptcy case was reopened?

I filed BK(Bankruptcy) in October of 2009 and I am receiving mail stating it was reopened in June of 2010. Why? My lawyer is a dick face and avoids me. I am in California now(moved here) the BK took place in Ohio. I need help!


I bought new car my credit score went down why?

My credit score was 670 in October. I have a total of 8 accounts open since May 2006 thats when I got my first credit card. I purchased a car at end of October for 13k. My credit score dropped all the way to 570 that quick! Can anyone help explain why this has happened and dropped so much? And when will it start to go back up. All of my other accounts have perfect payment history. Also one of my cards was stolen with my purse around this same period so does that make my score go down when I cancel a card?


What is an interest rate range on a 72 month auto loan?

What kind of interest rate can I expect on a 72 month auto loan? A range would be helpfull (i.e. 7% to 11%). I am in the state of texas if that matters.


If you purchase something online can your credit card be traced to your IP address?

So in that case how would they see passed a proxy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the best credit card for frequent flyer miles?

i would like to get a credit card that offers frequent flyer miles as a reward for purchases. does anyone know which credit card company or airline offers the most miles per dollar spent but also has a low interest rate, preferribly no black out dates, easiest use of miles, and no yearly fees or usage fees or anything like that?


What if the car dealership wants to break the contract?

So I made my vehicle purchase 10 days ago. Got everything, every little detail down on a contract and signed by both parties. Today I get a call from the dealership saying something that they cannot honor the APR quoted on the contract as they cannot get a bank to finance me with my credit score. Can they do this? I already put my downpayment and more importantly, We did sign a contract. Something is wrong I think. All advice is appreciated.


What is the highest interest rate for a subprime auto loan?

I have really horrible credit due to my divorce…like 400! I am working very hard to build it back up. I was approved” for a subprime auto loan but I want to know what I can expect the interest rate to be on a used auto. What is the highest ( worst ) it can be? Are we talking 30% or more? I live in New York if that matters. Thanks so much for your help!”


Which company is better than others to get bad credit auto loan?

looking for auto loan but have credit problems

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Accounting Journal Entry Help Please?

Additional Info: a. The rental equipment is being depreciated monthly by the straight-line method over a period of 10 years. b. Office supplies on hand September 30 are estimated at $1,200. c. During September, the company earned $12,000 of the rental fees paid by McNomar Construction Company on September 8. d. It is estimated that Walker Rent All is subject to a combined federal and state income tax rate of 40 percent of income. These taxes will be payable December 15.


My credit card limit increased. Does this mean I have good credit?

I am 19 and have had my credit card since I was 18. The limit was $1,000 and it just increased to $1,500. The minimum payment is $25 and my dad pays $100 or more. He is never late with payments and I have an ongoing balance (I’ve heard this is good). Anyways does this mean I have good credit?


Concerning a Chapter 7 Personal Bankruptcy Filing………………?

I am the sole shareholder of a Corporation that has over $50,000 in assets, mostly cash that I use as an operating account. Does this asset have to be included in or be a part of my Personal Chapter 7 Bankruptcy Filing? It is the only asset I have. I have gone through a major medical incident and have not worked in over 2 years. These are funds I have borrowed from family and friends to start a new business and want to protect them. Since a Corporation is a stand alone entity, I think that it does not have to be included in or be a part of the Filing. My personal debt, including medical bills exceeds $70,000. Tom


British person going to another EU country to do a University course?

Will the loan be higher or the same? thanks!


Auto loan question: who pays the dealer fee?

I am interested in buying a car, however the finance manager at the dealership told me that I have to pay a $2,000 dealership fee. He said that bank charges the dealership the fee, but the customer has the pay it. Am I being scammed? (I have heard about the dealership fee from a few different dealers). Can someone help me out and give me the correct info. Thanks.


Can I revoke Authorization on payday loan debits?

Thru the bank? Or do I have to actually close my account?? I’m in the process of putting them into a debt consolidation program and need to know the best way to prevent them from both being debited from my account and being paid thru the program. I would really hate to have to close my bank account. That just feels shady.


How to calculate home loan interest accrual?

For my home loan let’s say the amount I borrowed was 450,000 and that my interest rate is a FIXED 5.5% , this loan is compounded monthly and the term is 30 years. My monthly minimum payment is 2,555.05, if I only pay the minimum payment each month then in 30 years I will have invested $919,818.00. What I am trying to calculate is how much interest in dollars is accruing each month on the loan (since this will change with the balance, use month one as an example)? The second part of my question is how much money do I have to pay over the minimum payment to pay off the interest that is accruing each month, that way my payment comes off pure principal. Please only the experts answer, I will select a BEST ANSWER” response


Should i look into joining a credit union and use them to get an auto loan rather than go through a dealer?

I ve owned cars before and everytime its a hassle to try and get approved through them and you have the anxiety of waiting up to a month to get approved. I want to walk in there and have the deal done, not worry about whether or not i get to keep my new car….how do credit unions work? anybody have any experience with this?


Which company is better than others to get bad credit auto loan?

looking for auto loan but have credit problems

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much can he improve his credit score in a year?

My husband and I went to buy a house last week and low and behold we found out his credit is not good (580) My credit score is 734. We were not able to get a loan due to his bad credit. How much can he raise his score in a year if we go back next november? His issues are late payments, nothing is in collections but he’s had a pattern of making late payments for his credit card and auto loan (his ONLY payments) I’ve now taken over his payments and will make them all on time for the next year, how much will this likely raise his score by next year?


Can i get my credit score for free?

i know i can get my free reports once a year, but is there a way to get my credit score” without paying for it?”


What is your intrest rate on your auto loan?


I need help locating a good refinance company for my car?

I have a 2008 Jeep Compass..my rate is 18%….my note is 502.00 monthly my term is 72 mo. please help me! I appreciate all the info yo guys can give me.


Help with Journalizing these Transactions?

Jan 2. Dwyer Delivery Service, Inc., a corporation, began operations by receiving $5,000 cash and a truck valued at $10,000. The business issued common stock to aquire these assets. Jan 4. Paid $200 cash for supplies Jan 6. Prepaid insurance, $600 Jan 8. Performed delivery services for a customer and received $700 cash Jan 10. Completed a large delivery job, billed the customer $2,000, and received a promise to collect the $2000 within one week. Jan 12. Paid employee salary, $800 Jan 14. Received $900 cash for performing delivery services Jan 16. Collected $500 in advance for delivery service to be performed later Jan 18. Collected $2000 cash from a customer on account Jan 20. Purchased fuel for the truck, paying $100 with a company credit card. Credit accounts payable Jan 22. Performed delivery services on account $800 Jan 24. Paid office rent, $500. This rent is not paid in advance Jan 26. Paid $100 on account Jan 31. Paid cash dividends of $1900 Any help would be greatly appreciated.


Capital One Auto loan question + bad credit?

The last time I checked my credit score it was 541. On my record it says I have a unpaid debt of $5,800. Can I get a Capital One Auto Loan with this type of credit?? Please help. I am currently paying off one car would like to trade that it cause it’s just a horrible car!


Which free credit report.com commercial is ur favorite?

Mine is the one that goes: f-r-e-e that spells free, credit report.com baby


How do you opt to give the house up after filing Chapter 7 Bankrutpcy?

If know you can choose to give up the house in a bankruptcy, but does this mean it is going to go through foreclosure? Are you relieved from any tax liability once going through the bankruptcy procedure? if you owe more than the house is worth, can you try to go through a short sale after filing bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is the best free credit report online?

i have last checked my credit online on 10/16/07 and i need to check it for an apt where can i go for free online? thank you for your time


My fiance has a credit score of 655…but when he applies for a credit card he is always denied. Why?

Hes tried to apply for several store credit cards (best buy, REI, Home Depot) and he was denied to all due to his FICO score. I dont understand. I thought 655 was great credit. Is it because he has two bank loans (up to date) that are over 15000 dollars total? (one is a personal and the other is vehicle). He makes 37000 a year so it seems that he should qualify. Oh we recently looked it up on experian. Thanks!


Is there a site I can go to for a free credit rating?

FREE.


Why does it seem impossible to get a credit card?

I’m 20, I have absolutely 0 debt, and have a great steady full time job and a good chunk of change saved up. When I was in high school I heard of one of my classmates getting a credit card with a $150 limit. My mom just filed for bankruptcy and she’s still getting credit card offers left and right. I don’t understand how there are so many people out there who are so irresponsible with their credit and then there’s smart money managing people like me that can’t can’t even catch a break and can’t get my foot in the door. Not fair…



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Chances of getting approved for auto loan?

Auto cost $25000 (sticker price) Equifax credit score 631 Down payment $5000-$6000 Monthly income $3700 (gross) 3 years on the job $0 debt (No open accounts) 2 paid charge offs accounts 1 paid as agreed account


Which company is better than others to get bad credit auto loan?

looking for auto loan but have credit problems


Criminal Charges including theft against me from an online payday loan?

Recently I’ve had some financial trouble and made the huge mistake of taking out an online payday loan. I gave them all my info including my bank account info (told you bad decisions)…and they had deposited the money into my account. As sometimes happens, when it came time for them to collect my payment via debiting my bank account I didn’t have the funds so I got defaulted, as well as a $35 NSF fee…this has happened 3 paydays now. I’m a single mom barely making ends meet (hence the need for a payday loan when my car broke down) so I couldn’t meet the payments. They did try calling but I was always at work when they were open. Today I get a call from (they say) an attorney, who tells me they are pressing charges against me, one of which included theft! I didn’t even know they could do that! He said if I don’t make a payment of at least $200 today and the other $150 by the end of the week they will send investigators to my place of work to serve me and my employer orders to appear in court to handle this manner. Then he told me if it goes to court I will not only have to pay court fees and my loan but also face anywhere between 5 and 10 thousand dollar fines! My question is in the state of New Mexico, can payday loan companies really do this legally or are they just trying to scare me, and if they can what am I supposed to do? I can’t find $200 by the end of the day I don’t get paid till Friday! Please help!


I have a credit card judgment against me when would i be notified when they try to reposes something?

I had some credit card debt and they just got a judgment against me. I am not sure what they will try to take (maybe my rundown car or very small bank account?) but what I am wondering is …do they have to give me notice before they try to repo something or get the money in my account? Also, car is in my wife’s name as well (not a community property state) can they still get the car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Annual credit report.com is really free?

Well I know that you can get a free credit report annually at the gov’t website known as annualcreditreport.com, but what im wondering is is if it is really free? I dont want any minutia popping up that i might have to pay for… no smelly anything? comment please, thank you


Pre approve auto loan?

What if I get a $26000 pre approved auto loan, but the car i buy only cost me $23000?


Auto loan with 647 score?

I’m looking to purchase a 2010 Chevy Malibu for 12500.00. I have a 2007 ford focus 88000 miles and excellent condition except for one tiny rear end that was repaired really well. I want to trade this car in. My interest rate is 17% (I know horrible but my car was pretty inexpensive and I bout it on my own with no credit history and was young) but my credit score is now 647 which I believe is average. Do you think I could pull it off? I’m not upside down on payments. My car is worth more than the 4000 I still owe on it. I reaaaaallllly want this Malibu at such a great price (it’s carfax is clean)


Can your references know that you took a payday loan out? And for how much?

Im thinking about getting a loan at those payday location, and i know they ask for references but i was just wondering if youre references are allowed to know you took a loan out and how much you took out, if the place calls them. I know they arent allowed to call them if you default but i would just be a little embaressed if they knew i took out a loan.


How to solve my financial problems? i am having so many debts.?

i have lots of debts all over and i don’t have financial capability to solve it. i think my solution just commit …


What is Cash Credit Line?

I am using credit card form Bank of America. I have a credit limit of $1,500. It also says, when I check on line, that there is $400 cash credit line available. What is this cash credit line and how does it work?


Will declaring bankruptcy in canada affect my USA credit?

I am a USA resident and have built up good credit in the states, but due to an ex husband I had to declare bankruptcy in Canada a few years ago. My husband and I are wanting to buy a house next year, he has good credit and I have some now as well, but will my Canadian Bankruptcy affect our ability to get financing?


How to make more peasants in battle realms?

I had discovered how to make this last time but I forgot. Can anybody tell me how to do it again? I know, It’s a strategy. And also if anybody knows the strategies to activate the other cheats, can you also tell me? thanks…


Can Bankruptcy be filed against old PayDay Loans?

I have 2 old payday loans over 2 years old that I never paid. One of them is harrassing me big time. I am going to file bankruptcy in the next week or so by myself. I had medical reasons why I could no longer work and pay any of my bills. All of my money has and does go to medical needs. One of my prescriptions is $775.00 per month. I lost my house, I lost everything. The collection company for one of the payday loan accounts said that you cannot file bankruptcy on a payday loan. He was very rude and treatening. Told me he would personally make sure they come after me. Its not like I just took out the loan knowing I was going to file bankruptcy. He said there was a clause in my contract with them that I would not file bankruptcy. Anyone have any thoughts on this? Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does credit repair work really?

i see alot of ads and promises to improving your credit score. I have 590 , 620,600. so if so where do i start?


Which company is better than others to get bad credit auto loan?

looking for auto loan but have credit problems


My credit score is around 726-which credit card should i go for?

different credit cards are for different people..there are cards for excellent credit scores, for very good, for above average etc. last time i checked my score was 726, how good is this and could i get the top credit cards or should i go with above average” credit cards? does it matter? what if they turn me down…?”


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Is most bankruptcies involuntary cases?


How do you go about getting your personal credit reports?

either by a phone # or website… I don’t know much about going about this so any help would be great… thanks… oh also is there any way to get it for free? I’m a stay at home mom … with little income to spare.


What is the best Australian debit/credit card that avoids Thailand’s ATM fees?

I’m aware that Thailand charges 150 baht for all foreign cards at ATMS and that there are a few AEON ATMs in Bangkok that avoid this but apart from that they are far and wide. From what I have read on traveller forums Charles Schwab in the US reimburses ATM fees, so wondering if there is an Australian equivalent of that? I’ve looked into the 28 degrees master card but know that it now charges a cash advance fee. From researching it appears Citibank’s Everyday Plus acct has the best deal, but want to know others experiences and tips. I’ve been told to try and carry cash as it is so ubiquitous and a whole lot easier in Thailand and also is the best option to avoid credit fraud but am going for a month so really don’t want to carry that much cash on my person especially as I’ll be backpacking so may not always have access to a safe or secure luggage. ANY SUGGESTIONS?!?!




















































Everyday people loan others money online and you can get a loan. what is the site?

Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What was the first car made with engine in trunk?

A movie was made about this car. There are 50 made. I think it had a helicopter engine but it was in the trunk rather than under the hood. what was the make?


Should I run my credit if i just turned 18?

I want to know where I am standing. I am an authorized user on two accounts with my parents. I also want to see that nobody has stolen my identity. Should I wait? How does being an authorized user on an account affect my credit? One has been over the limit but never late. Another has been late once before. Where do i start building my credit? Should I get into a secured credit card?


Im looking to file Chapter 7 bankruptcy and will surrender my 05 mazda 6. When would i have to give it back?

The Creditor is Alphera Financial Services, Im really upside down, ive paid about 20k so far and still have 18k to go.


How is income verified when you file for bankruptcy (in CA). Is it just paycheck stubs and prior w-2’s? Or..?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Business Law ? Help! I am so stuck!?

83. Ed’s Painting Company contracts with Sam to paint his house for $2,000. They start the work and are over half finished when Sam tells them he doesn’t have enough money to pay for the job. They finish the job anyway and sue Sam for the amount of the contract. The most likely outcome is: a. Ed’s Painting completed the work at their own risk knowing Sam could not pay so they cannot enforce the contract. b. Sam will be required to pay consequential and punitive damages. c. Sam will have to pay since substantial performance was completed before he tried to rescind the contract. d. Sam will only have to pay for the amount of work done up to the time he rescinded the contract. 84. Leo removes a small, uprooted, discarded tree from a construction site on property owned by Mortgage Brokers, Inc., with the permission of Neil, the on-site supervisor. Leo replants the tree on his property and due to his care, it grows tall. This is: a. a bailment. b. accession. c. confusion. d. production.


Can you get a title loan on a financed car?


Need a loan shark in the next 15 hours? uk epsom langley vale!?

please no scams need 15,000 pounds


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Using someones credit card they posted online?

Could I get in trouble for using someones credit card they posted online? I was surfing 4chan earlyer and there was a troll thread about posting credit cards and they are ***ed out. well someone posted what looked like a fake credit card, so I thought it would be funny to try it. Turns out that was a real credit card. I got a computer on amazon but canceled it right away after figuring out the numbers were real. Could I get in trouble? Also if so would they take in consideration that I canceled it right away and maybe not press charges?


How come my free credit report didn’t include a credit score?

That number people throw around, like 630 or whatever? I saw one offer for it, but it cost money. Isn’t the score free?


Buying a house in 2 names on title but not on loan?

I am buying a house with my girlfriend and we will have both of our names on the title. Do both of our names need to be on the loan or am I able to take a loan out just in my name? What are the advantages or disadvantages with having a joint loan or single loan if both names are on the title? Thanks in advance for any help!!


How can I improve my credit score?

Im interested in buying a home but my credit score is a few points too low. Im looking for a website or a consultant to improve my credit score.


How do you leave casinos with large amounts of money?

If someone walks in with $1,000 in cash and then wins $6K and cashes out, would they have to then leave the casino with 6 grand in cash on them? Also, do casinos have ATM’s?


How can I file bankruptcy with little or no money?

I am a divorced mother of 3, 2 boys in college and 1 in her senior yr. of high school. After my husband left ( no clue to where he is) I lived off of my credit cards, now I am OVER my head in debt. I cant afford to pay any of the creditors and I can’t afford bankruptcy. I am constantly being harrassed at work, home and going to court seems like every month for one of the credit cards I had. I’m about to lose my job. Is there any way to file bankruptcy without paying?


At what rate was the population changing on January 1, 1975?

Since January 1, 1960, the population of Slim Chance has been described by the formula P= 30000 (0.91)^t, where P is the population of the city t years after the start of 1960.


Help!! buying my first car?

I know I need an auto-loan, and am not sure where I could find one for students (I am 19), or for someone with little credit history. It is privately owned, but I know the owners fairly well. I’m not sure of any other financing options there may be…I live in california if that helps.


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there such thing as free credit report?

I want to know my credit score that is used by companies without financial advisor initially if poss


I NEED HELP WITH GETTING A LOAN?

I NEED AN AUTO LOAN. I NEED REALLY REALLY LOW PAYMENTS. MY BANK WONT LET ME. I HAVE GOOD CREDIT . I AM WILLING TO PAY AS LONG AS IT TAKES. I NEED ABOUT 32000


Okay so my girlfriend likes other guys tbh and rates” quite often but everything between us seems fine should the tbh rates bother me?”


Help me I think someone is trying to mess with my credit or ss?

So I’m 17, and this guy with a number of 1-000-000-0000 called my HOME phone and asked for me. He said that if I had been using some Lexus credit card and I said no. He said that if I’m Kevin with my last name. And I said yes. Then he asked for my DOB. He asked to confirm if my DOB was June 17, 1981 and I said no and I accidentally gave him my DOB. His voice sounds very sketch and scary. I told my parents and they said he might try to mess up your credit or social security. He called my HOME phone so idk how he got that. He asked for my specific name as well. Now, he has my DOB. What can he do to me with those information?!?!?! Please help I’m scared


Project and i need to know, on a 5000 dollar loan from chase, citibank and fairfeild bank what is the APR?

what is the APR on a 5000 dollar loan from citi, chase and fairfeild county banks i cant find them, its for a car project in school


I have a question about obtaining a credit report from www.annualcreditreport.com?

My question is what kind of question do they ask you to verify your identity because i was reading the FAQs and they not only ask you to give out your personal information (Name, SSN, Address, etc.), they also say they are going to ask you some questions. So does anyone know what the questions are going to be?


Bankruptcy question. ?

I have been struggling for the past few years with my bills. Lately its become extremely hard to pay everything especially since my partner lost his job. I have gotten into a huge payday loan mess because of basically borrowing to pay the other. I have been paying on all of them, but now that I’ve decided to take control of my life, Im afraid that the lawyer I see on Tuesday will say I can’t add those loans because of when they were taken out. I know that sometimes it can seem that people are trying to commit fraud but I can show proof that I’ve been paying. Do you think they will accept them? Please only serious answers.


Car dealership hasn’t reported to credit bureaus – What are my options?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a bankruptcy on my credit prohibit me from becoming a paralegal?

Due to a failed business and mounting debt, my wife and I just filed for bankruptcy. After considering many career choices in a bad economy, I have decided to pursue a paralegal certificate at a local community college. I already have a master’s degree but my fear is that I won’t be able to find a paralegal job because of the bankruptcy. Any advice?


Do you need a credit card to check your credit score?

I am trying to check my credit score but they ask for credit card information and I dont have a credit card.


Free movies online that do not require a credit card?


How can a bank owning a 2nd mortgage foreclose on a home when the 2nd mortgage was dismissed in a bankruptcy?

Many years ago, my father and my stepmom declared bankruptcy. One of the things they had dismissed was the second mortgage on their home. The bankruptcy court approved their filing and in the paperwork I have seen Ditech, the owner of the second mortgage was notified of the dismissal. A couple of years later, a real estate company here in town received a phone call from GMAC bank, asking them to go to my dads house and make sure it was vacant and put new locks on the doors. What GMAC didnt know was that my dad did a lot of work for this company as a pirvate contractor and instead of doing what the bank asked them to do, they called my dad and told him what had happened and my dad called GMAC. GMAC told my dad that his account was delinquent and that they were going to foreclose on the house. My dad reluctantly started making the payments to GMAC after speaking with several lawyers who, when they were asked if GMAC could do this, in turn asked him why he didnt think he would have to pay this even though it was dismissed in a bankruptcy. A few years went by and all of the sudden, GMAC really started putting pressure on my dad about foreclosing on his home even though he was making the payments they wanted on time and in full every month. Eventually, my dad became ill with cancer and died a few months later, leaving my stepmom to take care of everything. GMAC eventually was able to convince Wells Fargo, the owner of the primary mortgage to foreclose on the house kicking” my stepmom and 10 year old sister out into the street. I know that Ditech is owned by GMAC who is the corporation that relentlessly harrassed my family until they were able to get what they wanted. How can this be legal? I know that some laws regarding real estate and mortgages change from state to state but for the most part they are all governed under federal law. Im just trying to figure out how this can be done. It just seems to me like a bunch of illegal maneuvering done by the bank so that they can foreclose on a property. Any information whatsoever on this would be very much appreciated.”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you apply online for debt consolidation loan?


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.


Better to take personal loan or auto loan for used car?

I know when you take an auto loan you are required to have full coverage insurance while you are in payment status until you have paid it off. With a personal loan I believe the interest is higher but you do not have to keep full coverage on the car. Anyone with any experience and can tell me which is the most economical way to go?


Why does it cost so much to file bankruptcy? Isn’t being broke the main idea?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do You Know any GOOD lawyers in Washington, Spokane?

My sister needs a good lawyer for divorce,custody and bankruptcy. How much would this cost? Any lawyer for the following above would be fine! Please help!


Is an auto loan possible with a credit score of 560?

I’m not worried about the car depreciating. I’m not buying the car to make a profit or because I hope to sell it. I’m buying the car because I need a car to get me to school and work for the next four years. I would buy an old junker for a thousand or two but I tried that already. I bought a 10 year old Dakota with 90,000 miles on it for 1000 bucks and I regretted it. That is part of the reason I had the collections account. The truck ran fine for almost two years but once it hit 100,000-110,000 miles, I had to replace a part almost every two weeks. Charged my credit card for them, maxed out, and defaulted. Had to move back in with my parents. So, new plan with my fresh start here is to make sure I buy a car that will last 5 years. If that happens, I don’t care what the car is worth because I got my money’s worth out of it. Cost and worth are two different things that people can’t seem to grasp the difference of. New car I’m looking at is 8 years old and has


Why the hell is it so hard for a mortgage underwriter to approve a home loan?

I have given all but my left my testicle as far as requested information for approval of this loan. In fact, even if they were to ask for my left testicle and I gave it to them, they would turn around next week and ask for the right one. I really don’t understand to who’s advantage it would be to hold on to documents that long and not have made a sound decision either to approve or deny. I’m quite sure there are guidelines and policies that change all the time, but training is provided and they should be a able to determine the first time, whether or not I am capable of maintaining mortgage payments for the amount being borrowed. The bank makes money off of me for the next 30 years, and still I must jump hurdles to pay them? What am I missing? Perfect credit, federally employed, debt ration=A1, assets $30K, etc..hmmmmm


Can you consolidate pay day loans?

I have two outstanding payday loans that I am having trouble paying. I have one credit card that I haven’t used in a long time, but is nearly maxed out. I’m trying to get my finances squared away. Is it possible to consolidate my debt?


How do consumers report to teletrack?

How do banks know that you are in teletrack? is it by your social or drivers license?


I need to get an internet payday loan in Tennessee, any suggestions?

Im in a bad spot and in need for a short term loan, and my family or friends are not an option. I was suposed to get a bonus on my check and it got delayed and now I need to pay my car insurance. please do not be rude, I need to know where I can get help, fast!!


How many points will a secured credit card raise my credit score, provided that I use it responsibly?

As of today, I have a credit score of 575. I have no judgement’s or bankruptcies, no public records” I believe they are called


Auto loan collections/Repo?

I got the loan when i lived in NC , i bought if from a guy who lived in New York City , i moved to CA after i got out of military about 5 years ago ,mad 1 payment within the first year of getting to CA so its has been 4 years or so. I know also it has been to at least 3 different collections companies each one after a few months give up and send it to a different one. I told them about a year ago that im not paying seeing as i have no job and school full time and said come and get the car and the collections company guy straight up said we don’t want the car we want the money and he said i have 1 day and he is sending it to the legal department and i would be hearing from them if i don’t pay up within 24 hours well 6 months later i hear nothing and now this new collections company is calling and sending paper work. Any other help you guys have been great , i tried calling the bank and collections company but both are closed till tuesday or at least the departments i need to talk with.


425 credit score, what do I do?

I believe my credit may have been screwed over by another, but alot of my debt is my own. So how do I recover? Do I just file for bankruptcy? Or dispute? And if so how do I do either of them? What are the consequences of bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a free online credit report with out having to buy something and then canceling it in 30 days?


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.


When applying for a home loan modification, does it really help to hire legal representation?

i’ve recived the information from the bank to apply for the modification of the loan, but ive also heard of a law firm who will represent my case for a fee. is it worth it to have this representation, or will i be wasting more money?


Can i sue for interest on a loan when the person filed bankruptcy?


What is the best size bike for a 5’4 female?”

I am trying to buy a mountain bike, preferably used, and I trying to figure out which size would be best. Thanks!


Has anyone ever filed bankruptcy either 7 or 13?

I am considering bankruptcy. Any positive pointers?


Won´t you tell me where you get your free credit report online?

thanks




















































How can i run a free credit check on myself or others maybe is it legal?

How can i run a free credit check on myself or others maybe is it legal?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What happens if we don’t pay our debts in the U.S?

We own a house in the U.S. and owe 50K in credit cards. We moved to Dubai. We have residency status here. What happens if we do not pay our credit card bills? Can we file bankruptcy while out of the country? Will the government come after us legally? What if we continue to pay just the mortgage payments? We can’t afford to support two households and the debt in the U.S. Has anyone had a similar issue or know where I can look for information about this?


Are the banks in Malaysia worst than a loan shark (Ah Long)?

Though banks would not pose life threathening situations to their customers, what about in terms of interest rates, leniency to reschedule loans, service (timely response) and their sole right to blacklist a default paymaster (due to valid reasons) even the Central Bank (Bank Negara) cannot intervene? The banks in Malaysia enjoy high immunity by the laws in Malaysia and there is not much say given to public.


Where can I get a free credit report that does not ask me for a credit card number to use?

You hear all of these adds for Freecreditreport.com, but when I visit the site it looks like a scam; it is asking me for my credit card information. Where can I visit a hassle-free site that does not ask for a credit card number to get a credit check? Also, do credit checks hurt my credit if done too often?


What do you do after you get denied a credit card?

I just applied for my very first credit card. I got denied :(. The reasons were: Credit report shows total available credit on accounts too low. Insufficient amount of credit information is reported on credit bureau report. What does all that mean? Also what do I do now? Getting a secured card does not sound appealing :(. I do not know if this helps, but I am almost 24 and I am employed with a steady cash flow.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I fix my credit as fast as possible?

I need to raise my FICO score to qualify for a loan on a new car…..


Private (Student) Loans?

I am looking for a private student loan or just a private loan that will get sent directly to me rather than my school. I am 19 years old and i have a steady job where i could easly make $100+ payments every month. I would just like some examples of any banks or lenders that will give me a loan for about $1500-$2000. I have a fairly good credit score and credit history, the only thing i am lacking in is the length of time i have had credit. Interest rates don’t really matter to me, i am just looking for a lender that will actually give me the loan. Will sending lenders copies of paystubs, w2, etc… help at all in their decision?


Any way to accept payment online without credit card or bank accounts?

I make beats and I want to sell them online but I can’t get a credit card or bank account. Is there any alternative way to receive payment without having either of those?


How can i run a free credit check on myself or others maybe is it legal?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What chapter of bankruptcy should I file?

I am a single person, do not own a home, not a business, and would like to know what type of bankruptcy to file. I owe over $10,000. which chapter do I file?


Payday loans?

I took out 5 online payday loans, and two stores front…I can’t afford to pay them.My hours at work have been cutted to 30 hours per week and I make only 7.00 per hour. Wonder if anyone could help me, how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy


Best website for autoloan with low credit.?

I have low credit with 590 to 600, so many dealer turned me down and I have a perfect credit report and I never missed my payment and its always payed in advance! Is there any websites that offers loan with low credit? Does http://www.driversapproved.com work or legit? has anyone tried it?


Do the new credit card laws make it harder to get personal/auto loans too?

I’ve realized its a lot harder to get a credit card now if you’re under 21. Do the new laws affect loans in any way?


Are there any loan companies that give college loans w/o the need of a cosigner?

I am starting college in the fall and no one is going to give me any money to help, so I am paying for it all myself, I have like 2000 dollars saved up, but I need like 12000 a year to pay for everything… and my dad wont cosign a loan for me. Also there is no way that I can be considered an independent for FAFSA purposes, b/c I am not an orphan, married, have children, in the military, and wasn’t born before 79. So… my only option is a loan… does anyone know of any that dont require a cosigner?


Did George H.W. Bush put Saddam in power?

Fedup you are all wrong! Sorry!


Credit card minimum payment?

lets say I have a 500$ visa credit card…I used to pay my total balance by the end of each cycle(due date) so next month I have another 500 to use. If I make the minimum payment only by due date for example 50$ only, does that fill my credit to 500 next month so I can use it. how do people use the credit several times before paying the total bill??


If you are a banker and expect interest rates to rise in the future, would you want to make short-term….?

If you are a banker and expect interest rates to rise in the future, would you want to make short-term or long-term loans?


How can i run a free credit check on myself or others maybe is it legal?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loans!?

Can anyone tell me the consiquences of not repayng a payday loan? and what can they do about it?


Why is my credit card not listed on my credit report?

I’m a college student and I have one credit card. I just got a copy of my credit report for free, and my credit card isn’t even listed on there?! My government loans for college are, but why isn’t my credit card on there- it’s in my name only and I applied using my social, nothing is under my parents…


Looking for a Loan with bad credit.?

I have poor credit and am trying to get a loan for about 15000 to help rebuild my credit and get caught back up with everything. Are there any legitimate companies that I can work with. I have already been taken by one scam and am just looking for a legitimate company with someone I can actually speak with.


What is eligibility for Personal Loan?

Could you please explain me, what is the eligibility for personal loan?i mean what is the minimum salary required for a salaried person and which types of documents are required for apply for personal loan in India?


I have $4000 in Savings at 4% APR and owe $1900 on car at 5% APR. Pay car off or keep in savings?

Min payment is 160/month so at min payment I have 12 months left. I have made larger payments and I am 34 months into the 60 months loan.


I had a payday loan with ace cash express in texas do you know what they can do i only got it in dec 07,?

the collection agency guy said i had to take him 500 tomorrow or he will close the case and tld me to google nsf and this was a serious matter that i got a payday loan with no intent to payback, which isnt true what can i do or what our my options? What can they do?


Will my auto loan cover a little extra?

I’m pre-approved for $4000 but what if my car costs a couple hundred more? Or what if tax, title, license puts it a little over $4000?


How to get a copy of your credit history?

credit cards and anything else you might owe money to. and how much will it cost to get the history?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there anything out thier that is better than a payday loan?


How do I pay my CMG mortgage payment online?


How can I increase my credit score?


Looking for a loan with bad credit and I have collateral…where can I get one online?

I have bad credit, my score is about 500-525. I have been repaying my debt but that still doesn’t qualify me for a loan with my local banks. I am getting married in exactly 2 months and have no fund available to pay off caterer’s etc. I have a vehicle with a wholesale value of $9800 as per what my bank told me, I can use that as collateral. I’m needing a $3500-$4000 loan, I can afford the monthly payments, that’s not a problem. If there is anyone, anything, anyhow I can get a loan, secured or not, I’d greatly appreciate the advice. P.S. I have no bankruptcies or Judgments on my credit. Just charged off accts to collection agencies I am paying off.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Goodman Lending Network a reliable loan company?

It seems a little to good to be true, so if any one who has had experience with them, can give me any advice or input? Please and thanks.


How can i run a free credit check on myself or others maybe is it legal?


Can i cet free credit score?


What happens if I default on an unsecured personal loan?

I used to be able to afford it and now I just can’t make monthly payments anymore. What happens if I default on an unsecured personal loan? Is there anything they can do or go after besides bug me and ruin my credit score for 7 years?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What site can tell you the square footage of homes in your town, state etc?

I use to know the web sites adress, but i forgot it. you could search by adress and find out how many bedrooms a house had, and the sqaure footage of the home.


Where do i get a real loan from a bank online that is not a payday loan?


Could I buy a $20,000 house with a personal loan instead of a mortgage?

-I did not drop a zero, there are over 167 houses in Milwaukee selling for $20,000 or less, I personally think this one is tops. This economy DOES suck, which is why I do want to capitalize on people selling cheap now. And what’s wrong with the neighborhood? Nothing unless you are racist or crime-phobic. I have been neither for a few years now, I work with the neighborhood I’m trying to move to.


My father has agreed to cosign for an auto loan?

My father has agreed to cosign for an auto loan for about 12,000. His credit has 3 medical bills that he has been paying of and when I pulled his report it showed the original amount then the remaining balance. Also he has a 29,000 mortgage loan that hes been paying on for 11 years never been later. Does anyone think I will have a problem getting approved with my father cosigned on the loan?


What the best company for the best identity theft protection?

Can someone tell me the best company for the best identity theft protection?


My credit score is 576 should i take a consolidation loan and clean it up?


Can I use a visa gift card to buy stuff online?

I want to buy stuff online but I’m not old enough to have a credit card. Can I use aa prepaid card and/or a visa gift card to purchase items online? thanks, amber ♥


Any genuine unsecured loan lenders? am tired of scammer’s who ask for a fee upfront.?


I have an auto loan with 17% interest rate ,what can i do to lower this,any insight int his matter would be ap

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the best way online to re-finance my home to a lower rate?

I guess what i’m really trying to ask is if there is a website that can shop between competing online financers to refinance my house with a lower rate. i got a 30 year 165k 5.75 loan


How can i run a free credit check on myself or others maybe is it legal?


Do you think i will be qualify for a auto loan? PLEASE HELP!?

hello guys, i am 22 yrs old,have 3 years of credit history,680 Fico credit score,11 inquirys in past 2 years,$2200 income,2 years at work,looking for a $12000 used car loan,do you think its possile? thanks and god bless!


How do I calculate the NPV of student loan debt?

I have $71,000 in debt at 3.25% interest with a 23 year remaining term. The monthly payment is $340. I’d like to determine how much that debt is worth in today’s dollars (and also the formula for calculating it so I can do it myself from this point onward).


Does it hurt when a stingray stings you?

Just the ones up by the beach. I’m going to be going on vacation soon, and I heard there are stingrays at this beach. I’m pretty nervous about them and sharks. What happens if one stings you? How bad does it hurt? Do you have to go to the hospital? How common are they?


On a house that is 137,000 what would be the monthly payments be roughly?

Our credits are 600 and 660. We are 21 and 19 years old. We would apply for the usda loan. Also we would put down about 6,000. The house costs 137,000. Is there a way we could get a loan for that? Also how much a month would it cost?


Why can’t credit card companies verify my identity?

We filled out the credit card application completely – including a social security number, current address, and phone number. The only thing I can think of is that we only have cell phones, and his father is still paying for his cell phone (it’s a family plan). Would this be a reason why? But again, when I got my first credit card at 18 I didn’t have a home number, either….




















































If I am on a land/home loan with two others and they declare bankruptcy, what happens?

If I am on a land/home loan with two others and they declare bankruptcy, what happens?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does the co signer of an auto loan have any ownership if not registered to them?


Do you know of credit card companies that would issue credit cards to people with bad credit?

I travel a lot internationally and credit card has always been a must. Need your help, please!


Anyone ever heard of cashwiretoday.com?

This company just called & text me saying I’m approved for a $1500 loan. But there’s no info about this company or site online. I’m sure it’s a scam or some type of b.s, but I was just curious to see if anyone has ever even heard of it. Thanks.


Are there sharks in the indian river(FL)?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Refinancing for debt consolidation — second mortgage benefits?

I’m looking to refinance for debt consolidation. Is it better to refi my first mortgage which is at 5.625% or obtain a second mortgage?


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


Can you get financed for a house loan without having a job?

I wanted to find out if you can get a loan for a house without a job. We have 50% to put down on a $50,000 house. My husband recently got laid off from his job indefinitely and we only have unemployment coming in. We also filed bankruptcy last year around this time and it was discharged in December. Are credit scores are still in the mid 500’s and we would like to buy a house, but we aren’t sure if we can find a lender or not. If anyone has any suggestions please let me know. Is there certain lenders that are more likely to help us than others? Your help is greatly appreciated. Thanks


If I am on a land/home loan with two others and they declare bankruptcy, what happens?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I jailbreak my ps3 can i still play multiplayer online games?

There is a shop beside us that jailbreaks your ps3 so if I jailbreak and he puts games in my ps3’s hardrive can I still play online games like cod black ops with my friends or red dead?


Can someone give me a good payday loan site that doesnt just refer me to other payday loan referal sites?

…and I know payday loans are bad, but its all I can get. 🙂


Has anyone ever tried Town & Country Acceptance Corporation?

I have some payday loans I want to consolidate and this company claims they will pay them off and you then will pay the company. Has anyone ever used them before?


Auto loans??

im 18 with a permit working on a license. i have found a cheap car for $2,950 and have a job, but receiveing my first paycheck tomorrow. i need to know if there is someone that will work with 18yrs, female who makes 6.75/hr working with kids, and only works 3 hrs and no credit yet. i need and auto loan in order for me to get a vehicle and to get a better job. cause right now i am having to depend on other people to take me(parents, family, friends) and i cant use any of their vehicles cause they use them for work. if someone knows please let me know. thanks


What should my interest rate for an auto loan be with a credit score of 576?

I live in Indiana if that helps… I’m looking for a used SUV.


Discover cash back at Walmart issue?

In the past, I ve had no problems with getting cash back from Walmart using my Discover card. However, lately the machine is no longer giving me the option to get cash back. Is this because of store policy changes, or Discover card changes? Is anyone else having this issue?


Is Prepayment Penalty on Mortgages in NJ allowed ?

Hi I hope someone can answer this for me. Im finding conflicting answers try to figure this out myself. I am about to get a mortage for a condo in New Jersey. I will be putting down pretty good down payment but still will have mortage of 300k. I plan to pay it off within 2-3 years. Does NJ limit the amount I will be charged for paying it off early ? Thanks !


How exactly does building credit work?

is there anyone way i can check my credit score for free and is safe? but mostly i just want to know hoe credit building works. i have a credit card and i charged about five hundred dollars on it about six months ago and during that six moths i had no interest on it. i always put in atleast 50 dollars a month(my min. is 20) and never missed a payment. ive used the credit card to but a couple other things during that time i paid them off on top of the 50 each month. im down to about $140 now but i just wanna know if this is lower my score because ive yet to bring my balance to zero since i used it. or if its highering it because ive been paying more than the min.


If I am on a land/home loan with two others and they declare bankruptcy, what happens?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to buy a local shop and run a business, are there any goverment grants i can apply for? I am a year out?

i am a year out of bankruptcy and have established a credit card and installment loan with a new car. what would my loan amount be or best places to start.


Can my husband and I file bankrupcty together?

My husband and are at a point where we need to file bankruptcy. The debt we have is not joint debt. Its either my debt or his debt. Can we file together or will we need to file seperatley?


Is there a penalty for paying off an Auto Loan too soon?

I want to payoff my Auto Loan 2 years ahead of time, will the Bank charge me a penalty for doing that? If so, how do they calculate that and do they have the right to do that?


Remove Bad Credit?

I had excellent credit before I forgot I had a bill from another state. I moved back to Texas and didn’t realize that my home alarm bill didn’t transfer. It was reported to a collection agency. It has hurt my credit. If I paid that in full, would it be deleted from my credit report? Or will I always have this bad news on my credit history? I want my good credit score back! What’s my best option?


How do I get my ex-boyfriend off our mortgage note without refinancing?

My ex-boyfriend and I bought a house together in May of 2007. Long story short, in July 07 he quit his job to build his own business, in Dec 07 I was diagnosed with cancer, and my salary, credit, and disability paid most of our bills, including mortgage. We went on forebearance in October 08. We broke up in Feb of this year. He is in the process of moving out, and I want to keep the house. I qualify for Home Affordability Modification on my own, but would not qualify for a regular re-finance. I know a quit-claim just removes him from the title, but not the mortgage note. Even though I have been paying the mortgage on my own for many months, he is unsure about staying on the note in case I die or something. What other course do we have to remove him from the loan? It is a Freddie Mac loan serviced through Citimortgage. Is assumption or novation a possibility (I have only heard these terms, not sure about the details)?


Will the bank loan $7,000 to an 18 year old without credit?

I need the money more than anything in the world right now and have NO CO-SIGNER, can I just walk into the bank and get the loan for 7k even if I have no credit? I DONT CARE about any interest rates or anything, I just need 7k right now asap, PLEASE DONT WORRY ABOUT THE INTEREST OR THAT JUST LET ME KNOW IF ITS POSSIBLE? THANK YOU AND GOD BLESS IM IN AN EMERGENCY!!


Are there any legitimate payday loan companies online that will not keep directing me to other sites?

Im so sick of filling out information to get a payday loan. I dont have a choice but i need money to pay my rent, i understand everything that comes along with the loans, but are there any legitimate sites that will give me a payday loan and not keep sending me to different sites that direct me to another site?


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a 16 year old take out a loan?

I make money, not legally but i do. But i need a small loan to buy this purse today that my gf wants its 400$ and i can make the money in a couple of days but today she leaves for california for 3 months and id like to get it for her so is there anyway a 16 year old can take out a loan for 400-500 dollars?


I make 63,000 a year & i am intereted in buying a home this year..I have no debt but..?

I don’t have a lot to put down. Is there anythything I can do to get my mortgage payment low beetween say : 1,000-1,300 ?


Why can’t we see our credit reports for free?

I know the free credit report sites are advertised, but even those you have to pay for in the long run. Why aren’t we entitled to see our reports for free?


Credit check for Auto Loan?

So my credit score is 670 and I was wondering if auto loans just look at your credit score to approve you for a car or do they also look at your credit history and maybe collections that i had in the past?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do rising interest rates cause crowding out?

How do rising interest rates cause crowding out?


If I am on a land/home loan with two others and they declare bankruptcy, what happens?


Do you know of a direct short term loan, or payday advance site that doesn’t have a high processing fee.?

That is fast and can work with a person with ok credit but has had the same a job for over 6 years with direct deposit which I can get online? All I find is ads that will get me to a lender. Which never happens.I don’t need a big loan.


Does anyone know of any 30 day payday loans on -line?

pay advances,with no faxing

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How I do I get copy of my bankruptcy discharge papers?

My bankruptcy was discharged in 2005


Are there any companies or anything out there that will help you get a car even with bad credit?

Due to the fact of extreme medical bills, and little work, my credit has been pretty shot lately. Im in DESPERATE need of a new vehicle to continue to get to work and have NO co signers available. Are there any available means for people with bad credit to get decent vehicles?


How can i turn my VA disability payment into a LUMP SUM? ?

I need cash now. I know that lending tree and most of the other structured settlement or annuity lump sum people don’t accept monthly VA disability payments as a suitable case for a lump sum because the VA payments are non transferrable. But is there any way to turn my monthly VA disability payment into a lump sum of any sort? And fast?


What is the best way of getting a 10k loan?

I need to get a 10 k loan but I do not have a ft job, I want to get the 10 k and pay it back in the period of the i year? so how can I get that? thank you in advance”


TRUE OR FALSE? Mortgage bonds and sinking fund bonds are both examples of debenture bonds?

If false, please explain why so I know!! 1. Mortgage bonds and sinking fund bonds are both examples of debenture bonds. 2. The market rate is the rate investors demand for loaning funds. 3. Semiannual interest on bonds is equal to the face value times the stated rate times 6/12. 4. The present value of a bond is the value at which it should sell in the market. Thanks! Best answer gets 10 points!!


Credit Report?

I am looking for a free credit report online. Every site that I have been on cost money. Are there any free sites for credit reports that I can get on where if it says free it will not cost me? Where would a person go to get a copy of their credit report if they do not have a computer?


Will Part Payment reduce the EMI amount ? Or the Loan Tenure?

I have a home loan for 18.5 L @ 10.5 % ROI. My EMI is 18470 for 20 Years. If I pay 100000 against the Home Loan. What will Happen? Will it reduce the EMI amount Or the Loan Tenure?


Will I qualify for a Car Loan???!!?

I have $6500 to put down, I have had a part time job that I have been working at for over 6 months, I make around $300 a week but I am a full time college student and have no expenses (student loans/pell grants pay for everything). My car just died and am in dire need of a new one and I want to get one that will go for a while with low miles. My reason for financing (6500-7500 dollars) is to make payments to increase my credit score because when I graduate my debt-income will be screwed b/c of all the student loans. Bad thing is, the only option for a cosigner would be my parents whose credit score is low (~600-620). I want to get approved for $6500 or $7500 so I can go ahead and spend 13-14k on a good solid honda or something with low miles. Will I get approved alone? Would it help if I got a cosigner with a 600-620 credit score? How much will I get approved for?


I have an auto loan of approx. $10,000 @ 5.8% with a credit union. Can I get a better rate? and if yes where?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you file chapter 7 bankruptcy if you own a house?

after i clean up my credit to buy my house i got in trouble with the check cashing people


If I am on a land/home loan with two others and they declare bankruptcy, what happens?


GMAC Auto account?

Anyone ever been 3 months past due with there GMAC auto loan?


Are free credit reporting services online safe ? Could you recommend some good ones for Canadians?

Thank you so very much for your time and effort. God bless you and your loved ones.


The term open bankruptcy”?”

right..it will show for 10 years but is it considered closed” when you get your discharge papers from the judge….”


Can I get a loan for 12K with a 650 credit score?


What is chapter 7 and chapter 13 bankruptcy?

what is chapter 7 bankruptcy and how does it affect you.




















































Why won’t my RBC Visa Gift card work on Netflix (others did)?

Why won’t my RBC Visa Gift card work on Netflix (others did)?

Ok, so I just got this RBC Visa Gift card yesterday for my Netflix. It’s not working…says there’s something wrong with the card and that I have to use a different one. This card is completely full. I’ve used these cards for Netflix before and they worked perfectly! I can’t figure out why this one isn’t working,…anyone know?????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

My credit score is 667. Is that good or bad? If bad, what can i do to fix it?


How do I get out of my car loan without messing up my credit?

I bought a 2003 Mazda Protege in October of last year, with less than great credit and I am paying way too much for it. How do I get out of this car loan without screwing up the little bit of good credit I have managed to build in the past year.


Which is the most accurate and FREE people-search engine on the web?


I recently filed bankruptcy, will my papers come in the regular mail?

I am moving to a different address and i’m wondering if that address change will affect me getting my discharge papers. I changed it with the USPS but what if it comes by FEDEX or something?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there any place to get an honestly FREE credit report?

Is there any website for Canadians? I just want to get this over with!


How can a person with bad credit get a $5000 loan?


Is Second Chance Financial Group a legal loan company?


Why won’t my RBC Visa Gift card work on Netflix (others did)?

Ok, so I just got this RBC Visa Gift card yesterday for my Netflix. It’s not working…says there’s something wrong with the card and that I have to use a different one. This card is completely full. I’ve used these cards for Netflix before and they worked perfectly! I can’t figure out why this one isn’t working,…anyone know?????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My bankruptcy CH 7 was discharged 01/2006, when can I file again?

my chapter 7 was discharged january 2006. So to file again I think it’s 8 years, but can you tell the estimated month and year that I can file again?


I am filing individual bankruptcy?

Do I have to list my husband’s assets? Both names are on the mortgage, but all other debt (cc,etc.) I have assumed is my name. His credit is perfect. I am about $80000 in debt. I don’t want to mess up his credit the way I have mine.


Anyone know a list of shota boy-love anime or maybe an anime about sex slaves?

Shota which is pretty much cross dressing anime i already seen all of the pico series and the maid one is there any other


Is a 20.15% APR rate too high for my first credit card?

I’m really not too sure how the whole thing works, and I don’t want to try to start building my credit on the wrong foot. Wells Fargo sent me $600 credit card with the following terms: – 5.9% Introductory APR for 6 months – 20.15% APR after the first 6 months – 25 day due date for purchases, it says they won’t charge me interest if I pay my entire bill before the 25 days – No annual fees


How exactly does building credit work?

is there anyone way i can check my credit score for free and is safe? but mostly i just want to know hoe credit building works. i have a credit card and i charged about five hundred dollars on it about six months ago and during that six moths i had no interest on it. i always put in atleast 50 dollars a month(my min. is 20) and never missed a payment. ive used the credit card to but a couple other things during that time i paid them off on top of the 50 each month. im down to about $140 now but i just wanna know if this is lower my score because ive yet to bring my balance to zero since i used it. or if its highering it because ive been paying more than the min.


I need help with my debt consolidation.?

Ok so I didnt put the ENTIRE wedding on a credit card, small expenses from the wedding added up. This is a minor detail in the picture. I was wondering if people knew or have used any good banks/cu or a loan to help pay off debt. I do not want to use a debt consoliation company, I personally thing they’re scams and would like to stick with someone I can trust ie a bank or credit union that wont screw me over.


Any good personal loan companies out there for non homeowners (not payday loans)?

looking to borrow about $9000…but finding trawling the internet terrible! Don’t have a high credit score though. Please no silly answers…


Does it hurt my credit score to change my payment due date on my credit card by phone or if I pay early?

What if I pay my credit card balance early vs. late? What if I pay so that payment goes through at the last possible moment? What works best for my credit score? I always pay in the full amount. Does it hurt my credit score to call my bank and ask to have them change my payment due date? I’ve changed it a couple of times already in the past. Also, does it hurt my credit score to change my home address listed on my banking online website (the home address I have on file with the bank)?


Why won’t my RBC Visa Gift card work on Netflix (others did)?

Ok, so I just got this RBC Visa Gift card yesterday for my Netflix. It’s not working…says there’s something wrong with the card and that I have to use a different one. This card is completely full. I’ve used these cards for Netflix before and they worked perfectly! I can’t figure out why this one isn’t working,…anyone know?????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I dont wanna get ripped off on a payday loan or title loan. But my credit is not very good?

I am a single mother, unemployed, starting school full time. Where can I turn for help?


Car Financing & Down Payment Confusion??

My boyfriend and I are looking in to buying our first car. Neither of us have any car buying experience so things like car financing, APR, and all the similar lingo are so vague and confusing. What does it mean to get financing directly from the dealership? Pros and cons of leasing (but what does leasing mean?) ? Is it just better to get a car loan from a bank or another financial source and then just completely pay off the dealer (is that how it works?) ? We were also playing around with idea of getting a smaller outside loan to cover the down payment and then go through the dealership for the rest? Comments, suggestions, links to good web resources??? Help!?!


Can you check your credit with your debit card?


Can we get interest only housing loans in india ?

i;m planning to by a rental residential property in india in about next 12 to 15 months. Do the indian banks provide rent only home loans ? Rent only loans may help in increasing the loan eligibility.


Free credit report????????????????????????…

Where can i go to see my credit report without having to put in a credit card ?


Am I ready to buy my first home?

I went on a how much home can I afford” site and the calculation is I can afford between $175k – $200k. I have no down payment saved. The least expensive new home built in the area start at $225k. The weekly newspaper do list a few homes being sold at $150k – $200k


How do i get a free credit score without paying, and no credit card?


I was wondering if anyone has filed a chapter 13 bankruptcy and if so what was the payment very high?

I am currently going thru the proceedings for a chapter 13 BK. We will be doing the repayment program over a span of 5 years, I was wondering if anyone has ever done it and was the payment very high?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are dating security verification websites that ask for a credit card legitimate?

There are websites claiming to help keep people safe from stalkers and sexual predators by taking your credit card and doing a background verification. They claim to be free and to not charge your credit card. Some of the names are MeetingShield.com or Craigshield. com. Are these sites on the up and up or are they a scam?


Are online loan companies safe? Need personal loan…?

Annie: I could save the money but that would take a long time. Also, as I mentioned, my credit is bad due to a tragedy, my husband’s murder last year. I did not act irresponsibly to get my credit in the condition it’s in. I have 3 kids that I am now raising alone. Please don’t assume I don’t know how to manage my money. I am working on getting my credit back by the way.


Can you buy things online with someone elses credit card?

I know its illegal, but lets say you find a debit card or credit card. I know that you cant buy things at a store because you need a pin, but wat about online like amazon or ebay? All the information you need is on the card (card name, card type, card numbers, etc) the only thing it doesnt say is the pin wich is never needed when making an online purchase.


When a credit card company sends you a pre-approved” card

does that company first check your credit score?”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need to find a loan place that will loan me 1000$ and only pay back like 1200$?

sorry i dont no how!


Why won’t my RBC Visa Gift card work on Netflix (others did)?

Ok, so I just got this RBC Visa Gift card yesterday for my Netflix. It’s not working…says there’s something wrong with the card and that I have to use a different one. This card is completely full. I’ve used these cards for Netflix before and they worked perfectly! I can’t figure out why this one isn’t working,…anyone know?????


If I am on a 30,000 salary, can I afford to buy a house?

My credit score is around 644 (middle) which I am repairing, and I would need to be moved in by February 2006, the only money I have is 2,000 which can be for the closing costs or dp, and Im a first time home buyer. Is this feasable? All I have is credit cards on my credit report so its not really detailed. They rejected me for a car loan, so I dont know if I even have a chance at this. Im sick of renting! grr!


I accidently dropped my credit card in the kitchen sink full of water, will it still work in an atm (cashpoin?

i accidently dropped my credit card in the kitchen sink full of water, will it still work in an atm (cashpoint) ???….. i wiped my card dry with a cloth as soon as possible.. i’m just scared it might get jammed the next time i use it..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a good interest rate on an Auto Loan if i have bad credit?

I recently bought a car and my interest is 25%! That is horrible. . but I needed a car VERY bad. Where can I find a place that will finance someone with bad credit. . but have an interst rate better than 25%???


Experian credit score of 671 is this average?


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!


How old am I in shark years?

I’m 14


Is there any way to fake information for an online payday loan?

I have no bank account and no job,


I need a loan that I can pay back monthly it about 65000 I can pay a1000 monthly the loan is for cleaning up all my bill can some one help?


A debt collection agency is threatening to take me to court if I don’t pay up $250 by today what can I do?

I don’t get paid untill tomorrow and they’re telling me that my account with a Payday loan went into default and they got the debt sold to them and they’re threatening to take me to court the same company called me a while back and told me the debt I owed was $800 and now they say its $750 and if I dn’t pay them $250.00 so they can hold the matter and not sign off on my document to take to court then they will take me to court for around $3,000 after interest. I don’t get paid untill tomorrow and they don;t care about nun of that they want the money today of they will take me to court what can I do? I tried calling legal advice places and most of them are closed today what can I do??????????


How do i get a payday loan on my moneynetwork card.?


Is it cheaper to buy a house in cash?

I guess nobody wants to share the info but fortunately am finding answers elsewhere

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan vs personal loan?

I’m getting ready to buy my first car, so I know very little about how the process works. I know with an auto loan, I’ll be required to purchase comprehensive and collision coverage. Will I be required to get comprehensive and collision if I get a personal loan and don’t mention it’s for a car? I wouldn’t think so, but I don’t know so. This would be for a cheap (under $2,000) car. I know the importance of good insurance, I just need my monthly bill cheaper until I pay off the loan, which would be around 4 months.


Why won’t my RBC Visa Gift card work on Netflix (others did)?

Ok, so I just got this RBC Visa Gift card yesterday for my Netflix. It’s not working…says there’s something wrong with the card and that I have to use a different one. This card is completely full. I’ve used these cards for Netflix before and they worked perfectly! I can’t figure out why this one isn’t working,…anyone know?????


MidLife Crisis…I want to move, my husband is looking to stay put…SOS!?

My husband and I are closing in on 50. In the last 5 years, we have experienced tremendous losses. My mother passed. During the financial crisis, my husband was laid off, we lost our home to foreclosure, cars were repo’d, we filed bankruptcy, and we had numerous medical issues. Just prior to the holidays, we lost my husbands mother, and he was laid off again. We have no family here now….and we both have wanted to move to California, where my brothers are. I found a great job opportunity in California and applied. I got it! meanwhile, my husband was applying EVERYWHERE to get a job. He got an interview from a place in Cali he is really interested in working for, and they said they would like to make him an offer, pending background checks. Meanwhile, I have been starting the moving process. Then out of no where, he tells me that he has an interview with a company here… and if they match the California offer, he would like to stay put. What do I do? I’ve told him I really want the new job, and he says that he would like to live in California..someday. I want to start anew….move now. The desire is so strong, I’m actually toying with the idea of moving with or without him. Can I just toss 25 years away?


If I include my mortgage in a Chapter 7 bankruptcy filing, how soon after will I need to vacate property?

If I include my mortgage in a Chapter 7 bankruptcy filing, how soon after filing will I have to vacate the property. The auction sale date for it is January 11th.


Should I file a Chapter 7 bankruptcy for discharge of investment property?

My wife and I have had an investment property since early 2008, which was being paid for and managed by the investment company we loaned our credit to (stated income loan). Since the housing market crash later that year, we are left holding the hot potato. This house also has a 2nd mortgage (HELOC), which was invested elsewhere by the investors of this company, that is lost as well. Both the 1st mortgage and HELOC are from the same creditor. We have been trying to short sale the home for two years now with no luck. We just received notification that BOA is now a debt collector and fear they are coming after my wages and/or the home I live in via a lien. I’m very seriously considering filing a chapter 7 because I don’t want the property and I want to protect ourselves if they decide to come after us to pay the deficiency owed. Is this a good idea at this point since our credit is already shot?


Why were jews treated so badly?

Hi I am doing research on why Jews were looked upon as devils back in the 13th century? Do you know a good website that could help e with this topic? Thanks! 😀


What does money order mean? does it mean i can send cash for my payment ? ?

THX . ill pick best answer tomorrow .




















































I’m 20, and my credit score is 727. How does this compare to others my age, and how does it effect me?

I’m 20, and my credit score is 727. How does this compare to others my age, and how does it effect me?

So, I got my free credit report from American Express today, and my score is 727. Is this low bracket excellent category? I feel as though I fully understand the fundamentals of a credit card. Now, I am looking into auto loans. How would this effect me if I were trying to get an auto loan? I have 4 credit cards on my report – two of them are low limit cards for stores, and I have not used the card yet. The other two are my American Express and Student Visa (i don’t really use visa anymore) but my credit limits are 2,000 and 1,700) So, are these other cards bringing my score down? I don’t want to move into the good” category at any point in life… Or will my score increase as I own these cards for longer and continue to pay off the balance every time? (my student visa is from 2007

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do i build my credit after bankruptcy?

i went bankrupt 31st august 2010 and was discharged on 11th april 2011.i’m wanting to start building my credit back up.how can i do this?i asked my phone company if i could have a contract phone just to see.i was refused which i expected.what can i do?? please help


Is student loan can be eliminated by bankruptcy?


When should I apply for another credit card?

My CS is a 637. I have one item in collections, have a secured credit card (for about a month now), plan to buy a car in about a year but need to build my credit first. How soon should I start applying? I also want the card to have time to grow/increase in credit limit. The secured card is my only credit card and I want to get another CC so that I can extend my credit. I qualified for the secured card with a 540 (paid off car loan since then and my score jumped to 637). Not sure if I would qualify for an unsecured card yet?


I need to get a loan for like 1000, but i need more time than a payday loan. please help.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Free money from the government to buy house?

I’ve heard stories where people get free money to buy house as a first time house buyer and middle class rank…let say the house is worth 500k, with the government’s aid, you would only have to take out a loan for 250k or around there and the government pay the other share for you and you don’t have to pay it back. if you decide to sell the house, then that money you have to pay back, but other than that, the money belong to you if you live there for more than 10 years?


What is bankruptcy, and how do you get out of it?

I’m 16 so I don’t know much about that stuff. Like I hear that people file for bankruptcy if they are kind of broke, and can’t pay bills, but what does that mean? Do they like lose everything, homes cars ect? Thanks


Why Is it bad to file for Bankruptcy?


I’m 20, and my credit score is 727. How does this compare to others my age, and how does it effect me?

So, I got my free credit report from American Express today, and my score is 727. Is this low bracket excellent category? I feel as though I fully understand the fundamentals of a credit card. Now, I am looking into auto loans. How would this effect me if I were trying to get an auto loan? I have 4 credit cards on my report – two of them are low limit cards for stores, and I have not used the card yet. The other two are my American Express and Student Visa (i don’t really use visa anymore) but my credit limits are 2,000 and 1,700) So, are these other cards bringing my score down? I don’t want to move into the good” category at any point in life… Or will my score increase as I own these cards for longer and continue to pay off the balance every time? (my student visa is from 2007

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I buy a car with bad credit and two repos in my past? Who’s going to trust me now on a car loan?

Well, one was a repo five years ago, the other was like a dealer take back, because I didn’t have the full $7,000 down payment I thought I would have, I never even got to start making payments on that one.


What about my credit report?

Thank you all for the informative answers. I pulled my credit report a few months back and the sprint pcs bill was on there; form 8 years ago. That is the main reason for me paying that bill. Yeah, I probably got scared into paying it even though it was from 8 years ago, but will this solve my problem with my credit report?


Where can I get a fast loan? Credit not so good?

Single parent school. Grants didnt cover everything. Car about to be repo and lights turn off. Can pay back loan by Feb. 14. 07


Debt consolidation? Or maybe a loan?

Right after Christmas, my grandpa died and since I helped financially for the funeral and gave some to my grandma, I had to pinch to make my credit card payments…before I got my bills my landlord raised my rent… I had to put all that pinched money up for rent! And have since missed a few payments on my credit cards…. Terrible I know! Now my payments are more than I make in a paycheck! I have cut up my cards about a year ago and have been working on paying them off since. I don’t have much debt in the cards. only about $1,200 between the two of them. I manage my rent, cell phone, and school loan payments just fine. The only problem is the credit card bills. I was thinking about trying to consolidate them… or taking out a small loan just to pay them all off so the interest stops getting me. What do you suggest? Am I thinking correctly?


To practicing lawyers, can you help me choose a field of law in which to practice?

I am trying to figure out which field in which to start. I’ll try anything but I’d prefer something that I MIGHT enjoy. Please tell me what you can about the fields of: Personal Injury Bankruptcy Immigration Family law I pick these fields because they interest me, they have openings in New York City, and I won’t need a 2nd grad degree or tons of prior experience. I’d like to have a life and work no more than 50 hours a week (avg) but in a pinch I’d work more. Tell me pros/cons, what the work is like (nice/drudgery), etc. I’m considering Legal Services for the loan repay, hours, benefits but I’ll take what I can get. Some background on me: I’m almost forty, I graduated from law school four years ago, and I have been working as a document review” attorney since then. Prior: I worked in janitorial


Want to check my credit report/history on line w/o paying. where are the free sites?


What’s the best way to fix your credit?

how can you fix your credit, is debt consolidation helpful, i juat want to know the total amount so i can pay it off in full, my credit report didn’t really help so what else could i do>


A mortgage of 147 500 calculate the new monthly payment?

2. A mortgage of $147 500 at 4.5% compounded monthly is amortized over 25 years. After the original 7 year term, the mortgage is renewed at 3.25% compounded monthly. Calculate the new monthly payment.


I’m 20, and my credit score is 727. How does this compare to others my age, and how does it effect me?

So, I got my free credit report from American Express today, and my score is 727. Is this low bracket excellent category? I feel as though I fully understand the fundamentals of a credit card. Now, I am looking into auto loans. How would this effect me if I were trying to get an auto loan? I have 4 credit cards on my report – two of them are low limit cards for stores, and I have not used the card yet. The other two are my American Express and Student Visa (i don’t really use visa anymore) but my credit limits are 2,000 and 1,700) So, are these other cards bringing my score down? I don’t want to move into the good” category at any point in life… Or will my score increase as I own these cards for longer and continue to pay off the balance every time? (my student visa is from 2007

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does someone get out of the payday loans if they can’t just pay off?

two loans


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


Should I file for bankruptcy?

P.S. It’s my understanding that if my car gets repossessed, they’ll try selling it at a car auction. I’m responsible for paying the difference in what I owe versus what they sell it for. Does this sound right? The car loan company is reluctant to discuss this, since they understandably want me to resume payments. Also, can a car be written off on a bankruptcy? That seems like I’m asking for too much.


How can I get an auto loan without outrageous interest rates when I have terrible credit?

I already have a loan-on my child’s car’ – with 29% interest. I need a new car for myself and do not want to pay that outrageous interest rate. I don’t have more than a couple hundred for a down payment. Is there anyone out there that will finance someone like me? I own a house and always pay my mortgage on time. I just had some financial problems several years ago that are still pulling my credit score down. The dealer where I want to buy the car from said my credit is something like 550 . Do I have any options at all? aside from the guy that will finance me at 29%? Help! I really need this car!


WAL-MART CREDIT CARD?

Is this the card where you pay $3 to activate? I can’t tell the difference from the Wal-mart Money Card. I have atleast $85 and I want to order some clothes off the internet for school. I just need the datails about the Wal-mart credit card, i guess.


Can I get a free copy of my credit report if I was declined for a credit card?

And are there any negative effects on my credit rport because of this?


26 yr old guy -out of a bad divorce, need $5000 loan to consolidate some debt, really bad credit, anyone help?

Im an 26yr old guy who just got out of a really bad divorce, legal fees etc have destroyed my credit – Im looking for a $5000 loan for a duration of 2 – 3 years, can anyone help with lenders or advice?


If you miss a car insurance payment by a few days are you uninsured those days?

I am going to be late on my payment a few days. If I get in an accident will I be insured?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


All television is educational television. The question is: what is it teaching?

I wish there was a knob on the TV so you could turn up the intelligence. They got one marked brightness” but it don’t work


Does anyone know where to get a payday loan without having a bank account? ?

Is there any sites that send checks instead of wiring money directly to your bank account? I need a payday loan. I know all the bad things about these places and how much interest they charge so please do not leave any feedback regarding that cause i’m well aware. Any info as to where i can get a loan without giving out my bank account would be helpful. Thanks so much.


What was the enron scandal?


Home equity loan /inbankrupty?

iam in need of aloanfor smallhome problems like waterheater exterior little paintingiam in bankrupty ijust modified mortage where casn igo toget aloan with my finance problems ihave been tryind payday loans just keepf filling out application to go to another site



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get a bank loan for a masters degree abroad without requiring my father’s signature?

My parents won’t fund my education abroad. So I am thinking of managing it myself. I am confident that I can repay the loan after I get a job in my adopted country.


I’m 20, and my credit score is 727. How does this compare to others my age, and how does it effect me?

So, I got my free credit report from American Express today, and my score is 727. Is this low bracket excellent category? I feel as though I fully understand the fundamentals of a credit card. Now, I am looking into auto loans. How would this effect me if I were trying to get an auto loan? I have 4 credit cards on my report – two of them are low limit cards for stores, and I have not used the card yet. The other two are my American Express and Student Visa (i don’t really use visa anymore) but my credit limits are 2,000 and 1,700) So, are these other cards bringing my score down? I don’t want to move into the good” category at any point in life… Or will my score increase as I own these cards for longer and continue to pay off the balance every time? (my student visa is from 2007


How will bankruptcy effect my chances for cop job?

i’m in the bay area: i’m in the process for becoming a deputy sheriff. i’m at the point of getting ready to do my oral then my background. the county is pretty forgiving for all things. only thing that automatically dq’s you is having a felony. how bad does a bankruptcy look? i’m going to have to file. i had a business w/my gf and it was going great then took a dive for the worse. it wasn’t because we were spending or we were doing dumb stuff. i have an excellent credit history w/no blemishes. will this kill my chances if i file now? if i say i don’t have a bankruptcy to my background investigator but know i’m going to have one, i’m thinking that may look bad. i def. don’t want to hide anything. thanks!


I owe $7,000 on my financed car. I want to trade it in with no down payment. Is this a good thing to do?

I have a 2003 Ford Taurus and fair credit. My car is in really good condition. I just want to know if there are any tricks/options as far a which dealerships, etc. Whens the best time of the year to do trade ins. What about rebates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a car loan of 7000 with a 570 credit?

I have a credit of 572 and I’m looking to buy a car that is $6900. I don’t know why my credit score is so low, I have a good income and have paid everything on time. However that is not why I’m here asking that. I wanna know if with $500 down and a credit score of 572 I can get the car financed? I know the interest will be high no need to tell me about that. Thanks!


TX Bankruptcy question – ONLY SERIOUS ANSWERS PLEASE!?

If everything goes as planned, next month I will be filing chapter 7 bankruptcy. I have a free car to drive as long as it lasts, but I will need a newer car fairly soon. How can I get loan for a newer, more reliable car (not neccessarily a brand new car)?


How do I know my credit score is being accurately assessed?

If shopping” queries for car loans within a two-week period of time are assessed as only one hit


Can you file payday loans on a bankruptcy in the state of va.?

i have 4 payday loans and iam filling bankruptcy chapter 7 can i put them in my chapter 7


Can emergency bankruptcy slow down an eviction?

I’m dealing with an eviction and I’ve been talking to an assistant attourney through legal resources and they are informing me that by filing emergency bankruptcy I can slow down my eviction but I’m not sure because a friend told me otherwise that evictions can not be postponed need info please help!


Isn’t a Payday Loan” lender the same as a loan shark?”

Or maybe even a drug dealer? The whole principle doesn’t seem acceptable. It clearly preys” on the poor.”


How can i get a personal loan my credit score is 562?

i have tried prosper never can get my loan funded


Can i transfer my car loan to my brother?

heres the situation. im planning to go back to school and wont be able to afford my car payments anymore. i went to the dealership and they would give me 5000 dollars towards a trade in there and they are trying to get me into a new vehicle.now im trying to get my brother to legaly through my lean holder to take over my payments then go to the same dealership and get that same deal. would that be possible? i got screwed over when i got that vehicle and they are trying to do right but its still just a lil too much for me. the new car is cheaper than the one i have now and i have a 2010 which i got only 8 months ago. so my brother would be in a lil hole but id have a clean slate to my name and can go finance a cheaper 6000 dollar car and pay way less than i was paying before like300 less


How do i get a $200,000. loan with good credit ?!?

i have 2 jobs i will make about $40,000. a year at one. and about another $40,000. at the other that i started 6 month ago.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What the possibility is of loosing my car if I file a bankruptcy?


I’m 20, and my credit score is 727. How does this compare to others my age, and how does it effect me?

So, I got my free credit report from American Express today, and my score is 727. Is this low bracket excellent category? I feel as though I fully understand the fundamentals of a credit card. Now, I am looking into auto loans. How would this effect me if I were trying to get an auto loan? I have 4 credit cards on my report – two of them are low limit cards for stores, and I have not used the card yet. The other two are my American Express and Student Visa (i don’t really use visa anymore) but my credit limits are 2,000 and 1,700) So, are these other cards bringing my score down? I don’t want to move into the good” category at any point in life… Or will my score increase as I own these cards for longer and continue to pay off the balance every time? (my student visa is from 2007


In La. what could happen for not repaying an online payday loan?

I took out an online payday loan and couldn’t pay it back, what will happen?


If I drop out of college, will sallie mae(private lender) send me the money that is in the loan?

If I drop out of college, will sallie mae(private lender) send me the money that is in the loan they are going to disburse for me? or do they take it back? Will I owe anything? Thanks in advance. Just in case you’re wondering..I just DONT HAVE THE TIME right now for school, so I am going to enroll in an online one.


Is 7.3 apr a good rate on a used car?


Required:
If the tax rate is 34 percent and the discount rate is 8 percent, what is the NPV of this project?

Can Some one help with this problem? I get 97290.86 for the NPV, but it says its incorrect. Kolby’s Korndogs is looking at a new sausage system with an installed cost of $665,000. This cost will be depreciated straight-line to zero over the project’s five-year life, at the end of which the sausage system can be scrapped for $111,000. The sausage system will save the firm $199,000 per year in pretax operating costs, and the system requires an initial investment in net working capital of $57,000. If the tax rate is 34 percent and the discount rate is 8 percent, what is the NPV of this project? (Do not round intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).)


Can someone explain Premier Lines of Credit” and “Personal Loans” to me

please?”