Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































Is it possible to get 2 auto loans to buy one car?

Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I applied for a Check N Go payday advance online. Does this mean I was approved?

I applied for a Check N Go payday advance online. I signed all the documents where it expressed the interest rate of the loan and how much is due. The account says Open/Ongoing. What does that mean? Does it mean it was approved?


Which Credit Card is good SBI or ICICI?


What does purchase interest charge mean on my chase credit card?


Should I pay my car loan off first before moving out? Or should I move out with a car loan? Or can I save for both?

Hi, Im 25 years old and living with my parents. I was out on my own for a few years but a break up brought me back home. I really want to move out but I have a $300 per month car payment looming over my head. Should I save money and pay off the car sooner (which Im able too without penalty) or should I save to move out and make my normal monthly payments. Or could I do both? I would like the car payments out of the way first an extra $300 would help out. Has anyone else gone through this? Side note I really want to take online courses but they are expensive. I would like to save up for that too. For now Im just taking free online tutorials in graphic design. Im hoping to save some money in the future to purses this dream. Anyways any advice would be great! πŸ™‚

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?

When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a good score again? Could I refinance my auto loan in 3 months if I pay down on cards (I’m owed quite a bit of money for being a subcontractor–just not sure when” it’s going to be paid). If everyone paid what they owe me today


I’m looking to file for bankruptcy in 6 months, can I stop paying my credit cards now?

I have to wait six months because my income was higher than it needs to be to pass the means test. So I am waiting until October to file. If i just choose to stop paying my cards now will they come after me? I have never been late on any of these cards, ever! I have a citicard, discovercard, and a carecredit card. please advise.


Cant pay my auto loan, bank won’t help.?

I am struggling to pay a financed vehicle, it is now 2 months behind on payment. I called the bank(Wells Fargo) and asked them what my options were like if I could pay a small amount or something.. The lady said that I had no options I would have to pay the two months in full or the vehicle will be reposessed next week. What can I do, I just need a little time to get back on my feet????


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of auto loan interest rate can I expect with a 749 credit score?

Can’t find a way to respond to questions. Yes it’s on my credit report, on all three bureaus.


Can I get approved for an auto loan with not so great credit?

I’m in harrisburg pennsylvania & I don’t have good credit..I’m looking to get an auto loan maybe for $6000…where can I go that they will give me a chance?!


I need a $1000-$1500 loan ,like yesterday!. and cannot seem to find anyone who will even try to work with me.?

any suggestions welcome. how about private lenders, are these an option? any one with past experience on this please clue me in


Any loan sharks in the bronx? Or nyc?

I need 600 asap and can pay within 7 weeks do you know anyone??? Or can you contact me. Angelypaulino@gmail.com pleaseh help!!


Who can help me fix my credit?

without charging an arm and a leg!!


Need to find out whats on my credit.?

Any1 know of a free website that can help me find out whats on my credit


Can i get personal loan without salary slip ?


Help 911! How can I negotiate a payment plan with payday lenders?

I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.”


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you tell me the fastest payday loan company?

can you tell me a fast simple payday loan service not a refferal spammer service an actual loan provider thanks i am in georgia


If i buy 1 discount point on 30 year mortgage. how much will be the reduction of my rate is it .125 or .25?

i spent six hours last night looking for an answer but i got confused. one site says 1/8 or .125 for each point you buy the other one is .25? which is which. my lender is only giving me .125 for a point. which basically means I’m paying a whole point with just half of the reduction on my interest rate. please help.


Can i stop paying my credit cards and be free in 7 years florida?

I am in nursing school and cannot find a job to fit my schedule. my credit card payments that i can no longer make have reached $300 minimum payments because of the sky rocket interest. I cannot pay them anymore but am afraid of what will happen. They’ve already made me pay over $400 in late fees. I can’t afford this. I have to eat and i only make enough to eat. And i dont have any help!


When do you have to move out if you surrender your house in a CH 7 bankruptcy?


Is there any credit card a 17 year old can get?

im almost 18 and i want to get a credit card. do u know anywhere where a 17 year old can get one?


Do I have to refinance the home after divorce to get his name off the loan?

My husband and I bought our house while we were married. The loan is in his name. We are now getting a divorce, I was awarded the house in the temporoary orders, and am wanting the house after the divorce is final. I can afford the payments on it without a problem. He says that I NEED to refinance the home, and get the loan in my name,so he can take his name off of the loan. My credit is very bad right now, and am worried I will not be approved for a loan. Will I have to sell the house?? My dad said he thinks my soon to be ex husbands name still has to be on the loan, and if I can’t get a loan then I can keep the home with the loan in his name, and he will just have to deal with it. Is this true? I am worried I will lose the house if I can’t refinance. Please help! I’m un the state of texas by the way which is a community property state, if that makes any difference.


Forclosure/Bankruptcy?

My mom and I purchased a home in 2006 with a hefty 80/20 loan worth a little over $280,000. The house value is upside down over $130,000, and my mom and I are struggling to make ends meet and are considering walking out. I have a vague idea how the foreclosure process works and because I reside in the state of Nevada, I know there is a possibility that my lender could sue my mom and I for a deficiency judgment after the foreclosure process has ended. If the lender were to go this route how would this affect my spouse? I ask because I got married in 2008 and not too recently my husband added me to his bank account. If my name is on my husband’s account, could this be considered by the lender liquidable assets they could go after? Should I remove myself from this account? Anyone else out there from Nevada with a similar experience?


Can i get a motorcycle loan when i already have a auto loan with no credit?

I just recently turned 18 and i went to a credit union to get a auto loan. The process was pretty smooth. I have only made 2 payments so far. My guess is that i still haven’t established a credit score. I want to buy a motorcycle at a good price. I just don’t know if i can get the loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long do banks give you to pay back an auto loan if you have bad credit?

trying to get a loan for 2500. have bad crdit how long you think they would give me to pay that back?


Filed bankruptcy, House is in forclosure.?

Two years ago I filed bankruptcy. About six months (october 09) ago I stop making payments to the bankruptcy. Well a month ago (march 10) they kicked me out. I haven’t made a house payment in 8 months. The mortgage company went a head and lowered my house payment a hundred dollars without me even asking them I don’t have the money for that either. My payment was $400 a month now it is $290 a month. How long will it take them to forclose on my home? I haven’t recieved any papers yet.


Bankruptcy on school bills?

i am 21000 in debt with school bills. it is not a loan.. just a bill that wasn’t paid after scholarships. can i file bankruptcy on it?


Payment received in advance- the journal entry?

If a payment on goods sold is received in advance, how is this journal entry registered? 2) how are the interests earned from this advance payment accounted for?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get a personal unsecured loan with fair credit with a low income?

I have tried prosper but I decided to pull the application. I live in PA and for some reason it won’t let me put an intrest rate higher than 5% no one will lend to me with such low rate


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?


Buying a used car? Auto Loans?

I am looking to buy a used car, but I’m on a relatively tight budget. I don’t want high monthly payments, and I’m willing to do a longer lease term. My question is, where do I find out information about car loans? Should I be pre-approved before I even go to the dealership? And if they run a credit check is it a hard hit on your credit? I’m just having a really hard time getting some really good factual answers. What’s a good interest rate? Are these online loan places legitimate? How do dealerships calculate how much they’re willing to finance? and how much you qualify for?


I want an auto loan with a credit score 494?

can i get an auto loan with a credit score of 494 and without a cosigner i dont have a down payment i want a car that honda has its called fit it cost around 16000 if you have a website that will help me please tell me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If someone files for bankruptcy are they responsible for paying their debt off?

one of my best friends from high school just filed bankruptcy. i have lost touch with her but someone who knows her well told me she just filed bankruptcy. i saw her house she just built a new 3100 sq ft house had a new trampoline and about a 5 thousand dollar playset for her kids built. the friend said her house had all new dillards furniture in every room and she has new patio furniture. after she bought all of this she went and filed bankruptcy. does she not have to pay all of this back?are there leans against someone who does this? just curious how all this works. i pay off all my debt and we live in a house half her size and i make a lot more money than they do. i just cant imagine someone doing that and not being responsible for their debt and getting it all taken away. Is the only thing she has to pay for now is her house and car? and all her credit debt is wiped off ? It goes away and she starts over in 10 years and for now all she has is a low credit score and lots of nice things she will never have to pay back?


I need to file for Bankruptcy…HELP!!!!?

I dont know where to go, I dont know anyone that has ever done one as reference, I dont know what to expect I live in Orange County Cali. I seen ads bk for 799.00 on bill boards but not in my immidiate areas..I se alot of Paralegals on Craigslist offering their services for 400 plus court fees, can i trus a paralegal???? I just dont know where to start…..Please help..I anyone has gone trhought his (chp 7)please fill me in and if your from my area and you can refer me I would appreciate it. thank you


CAN I LEGALLY GET RID OF CREDIT CARD DEBT ???????????????

I GET OFFERS ON MY EMAIL, BUY CAN’T TELL IF THEY ARE LEGETT.


Am i qualified for a personal loan?

I am 18 years old and a 2nd year college student. I have had credit cards since december of 2007 so its been about 10 months. I hold 2 credit cards at 2 banks each of which i have a checkings and savings account. Id like to apply for a personal loan of about 7500-10,000 dollars. Ive currently had a car for 6 mnoths that im making payments on with a 17.6% interest rate. This is way too high id like to tkae out a loan to payoff the remaining 6,800 i owe on and the remaining 4,000 for help with school costs and things i need. The reason i dont jsut apply for a auto loan is because im sure they would give me more than the remainder of the balance on the car. Am i possibly qualified. As far as my credit goes i charge on my cards very often, basically everything i buy so i can build my credit. I will pay 90% of the balance on both cards every month and have been doing so for 9 months, my name is also a secondary buyer on my car loan for 6 months which probably helps out my establishment process a bit. Would i be able to qualify for a 10,000 dollar personal loan with no co signer in this current economy. I gross about 1100 a month


What is the best way to politely say no” to loan requests from friends or coworkers?…?”

… and how do I handle the following situations that I’ve already put myself in? 1) I loaned one of my employees $100, 6 months ago. He was going to pay me back in one week. I have reminded him once a month since then. Everytime he says ok but then does nothing about it. I don’t think he intends to pay me back. 2) I have a friend that consistantly borrows $5 – $150 from me right before his paycheck arrives. He always promptly pays me back on his payday. I feel guilty if I say no because he has four kids. But I got frustrated the other day because he bought an ipod and then the next day asked me to borrow money for groceries. I feel guilty if I say no because he has four kids but this guy is treating me like a revolving credit line.


Filing for bankrupcy?

My friend recently won her case in small claims court. She sued her ex-boyfriend for 3,900 for a car. The situation is: She purchased a brand new car for him and he agreed to make the monthly payments on time. He never made any payments after they broke up and he ran up about 1600 in parking tickets on the car. She won the small claims court case. Her ex-boyfriend emailed her and said that he will not be making any payments and that he is filing for bankruptcy and suing her for defamation of character. The defamation of character claim is completely bogus and she is not worried about it. What can she do to get the payments he owes her. Can he legally file for bankruptcy. What can my friend do.


What am I supposed to do with a website that asks for a credit card nickname?” What is that?”

I have no idea what my credit card nickname is. I can’t buy some stuff because of that. Please help me.


Have you ever claimed bankruptcy?

What are some pros and cons? Did you do it because you felt there was no other way?


Which US Navy jobs are sea-bound and which require shore duty?

Thx for all the NON smarty pants responses.lol

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit union help: trying to build credit/get a auto loan?

I’m 19, and finished cosmetology school last year. I paid my way through school (nannying) but it didn’t go on my credit because it was a private in house loan. I now work in a salon. I have for about 9 months. I made a taxable income of around 15 k in the 8 months in the salon last year. I’m looking to build my credit, and I also need a new car.. So I was thinking I should go to a couple credit unions and see if they would pre-approve me. I’m not looking for a big loan.. Maybe 3-7 grand? What should I be expecting? Should I expect to be approved? Or not? I also don’t have co-signer. If I don’t get approved for this, I think I’ll see if they will approve me for a small credit card so I can start building credit. Any suggestions would be great πŸ™‚


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?


Is it better to make a downpayment on a car and keep paying monthly or just buy in full?


How would I know if I qualify for a 0% auto loan?

What score would I need on my credit report? And why do I see some answers stating that 0% financing might not be worth it? Thanks!!


Can auto loan balance be transfered to credit card?

my question is if i can transfer my auto loan (from a local credit union) to a credit card with 0% APR for balance transfer? please inform. if yes, what is the procedure.


Does anyone know were I can borrow 8000. with bad credit?

that way i only have one bill instead of 4 bills…I found a site that guarenteed you would get the loan does anyone know a site like this one….


My credit score is around 726-which credit card should i go for?

different credit cards are for different people..there are cards for excellent credit scores, for very good, for above average etc. last time i checked my score was 726, how good is this and could i get the top credit cards or should i go with above average” credit cards? does it matter? what if they turn me down…?”




















































3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?

3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?

Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it possible to postpone student loan consolidation to wait for lower interest rates rates?

I graduated 6 months ago with several federal student loans combining more than 40K. Is it better for me to consolidate now or stay put? Will the fed cutting lending rates (now 3%) affect the interest rates that loan consolidators offer? Will i be offered either variable or fixed rates if i consolidate?


If you file bankruptcy 13 and it gets dismissed per my request can you get it removed from your credit file ?

I filled chapter 13 then requested it be dimissed which it was granted. Can I remove it from my credit file? I live in New Hampshire.


Does anyone have a phone number for annualcreditreport.com? I tried to pull my credit report and s/o has pull

my credit report. I need a customer service #, Please help this was the 1st time I have ever went online to pull my credit report.


What is the formula to calculate emi on a housing loan?

what amount of the emi goes to principal loan & interest

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Prepayment Penalty on Mortgages in NJ allowed ?

Hi I hope someone can answer this for me. Im finding conflicting answers try to figure this out myself. I am about to get a mortage for a condo in New Jersey. I will be putting down pretty good down payment but still will have mortage of 300k. I plan to pay it off within 2-3 years. Does NJ limit the amount I will be charged for paying it off early ? Thanks !


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Does any one know of a loan shark that can help me?????

I am looking for a loan of Β£15,000, i have tried everything but no one will help me! i am working full time and can make regular payments over any period of time, just need a helping hand. I need this money quite urgently so if anyone knows of anyone who can help get in touch. Regards


3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?

Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Getting Auto Loan with Low Credit History?

My husband would like to get a auto loan with his income only since I do not work. We are pretty unsure as to what his chances are at getting a loan since he has limited credit history. He makes decent income(about 50,000 a year) and he has had the same job for 6 years. However he has a mortgage under his credit that we have had for one year now, a credit card he’s had for 6 years but only 500 limit, and another credit card he just got a awhile ago with a 7,500 limit. He has no credit card debt and he has a excellent payment history on credit report for past 5-6 years.The only debt showing under his credit report is his mortgage. He has never had any installment loan before, this auto loan would be his first. We would like to get a car for 10-13k and we have about 30%-40% down payment. Are his chances any good for getting a auto loan? We know going through a credit union would possibly be a better interest rate but what are his chances of getting financing through the dealer?


Where can I get my credit scores without having to sign up for anything?


Where can i find my credit score online for free without having to pay a dime?

i just wanted to see my credit score on line but don’t know where i can find it because every where i look its pay this to see you’re credit can some one help me please?


What Can I do about this payday loan comp75 aany?

Hi, I kinda screwed myself over with an unexpected expense and had to take out a payday loan. The company has stacked on so many fees that it’s literally impossible to pay back. One extension fee is $175 and then they just took more fees” out of my account for $395. None of which pay back to the principal loan. They have ignored my attempts to correct the issue and pay back the loan with a more realistic plan


Where can i find best deal for personal loan in netherlands?

i just landed here in the netherlands for 6 months now to work and I need some money to buy some stuff for my apartment. I appreciate if you could give me some tips where to look and advises. As much as possible i dont want to use a credit card. Thanks in advanced.


Payday loans in NYS – are they legal?

I have several payday loans that I have more than paid back but because of the enormous interest rates I can’t seem to settle them – is there a way I can legally get rid of them – I’m told NYS does not allow for this overage of interest on payday loans – does anyone have info on this.


Auto loan?

can i get an auto loan if im in college and only 18 w/ no credit because i want a 15,000$ auto loan


What will happen after my dad files for bankruptcy?

I’ll admit that I am not very educated when it comes to filing for bankruptcy; however, I know that my father is going to file for ‘Chapter 7’ soon. My father isn’t a bad guy. He opened up a Cinnabon franchise in a mall, established an 8 year lease under his and my mom’s name too. The store never flourished, and my dad kept asking the mall if they could lower the rent, but they barely did. Out of the 14 months that my dad was there, he spent 10 months trying to lower the rent because he could barely make ends meet, and eventually he was putting more money into the store than he was profiting. My dad decided he couldn’t do it anymore. He was wiped clean of all of his savings, and he left the mall and everything behind, and now everyone is suing him. The court made a judgement against him and said he had to pay, but my dad has no money anymore. If he files for bankruptcy, what does that mean for my mom, whose name was under the lease, for his children, and all his belongings?


3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?

Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt consolidation loan with bad credit?

My credit score is around 596, I pay out right at $500 a month in bills. I need a loan to pay all these off so I’ll have one payment instead of 3. I need at least 10,000 to get everything paid off but can’t seem to find anywhere that will approve me because of my credit score. Does anybody know of a company that would offer a LOAN not just advice. I’ve taken a major pay cut and this is the only other option I have.


How can a college student with little credit history get a personal loan?

Hello everyone. Im a 19 year-old college student and my car’s transmission decided to give out. Ive shopped around and everyone is telling the same price, $1800, to get my transmission fixed. I dont have that much money laying around, but I do have a job, I make about $1200 a month. I was thinking that I can get a personal loan for $2000 and pay it off in instalments. I should have it paid in 6-12 months. I live with my parents so the only expense I have is my car’s gas. I dont pay rent, no bills, and i dont pay insurance. My parents have other financial obligations so they cant help me out on this one. I dont want a loan because i can save up the money in 2 months, but I need my car to go to and from work. I have already been declined by the bank that I bank with and Sallie Mae. I really need to get this car fixed, but I dont know what to do! Any advice will help! Thanks.


What is the Walmart return policy when paying with a credit card?

I recently received a birthday gift from a family member which was purchsed at walmart with a discover credit card. I unfortunately can not use the gift and now must return it. How will this work will I be able to return it for cash or is the only option a credit to the card which was used to purchase it? Please enlighten me on the return policy if you would : )


How to cancel my EXPERIAN FREE CRDIT REPORT account?

I cant find how to cancel it … PLEASE HELP. theyre charging my credit card.


Is 600-650 a good credit score?


How can irefianace a car loan with not perfect credit?

i need to refinance my auto loan so so credit


Best credit card?

I want to start building up my credit. I never had a credit card before and right now I’m working part time. Which credit card should I get? I don’t plan on buying a lot of things with it I just want to build credit


What to do with Sallie Mae student loans?

I just recently graduate, I have about 70k in Sallie Mae loans and about 25k in interest so far. My monthly payment will be 1013. I can afford this, but would like to lower my monthly payments to have some more wiggle room in my budget. Sallie Mae does not offer student loan consolidation, and any questions I’ve asked of them are never answered, they just try to sell me on the ‘interest only payments’ options instead of helping me figure out how to pay off my entire school bill with a lower monthly payment. I work in the telecommunications industry and got a great job with a starting salary of 55k. My rent is 1200 a month, including utilities. I have to pay my credit card bill with a minimum of $500 a month so I can pay it off in 14 months (if I don’t use it.) Any financial advisors out there? Please help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I still be able to get a student line of credit?

I hope to attend college next year, but need to have a bit more money at my disposal than what I have managed to save and the government loan provided. I just need a bit of money to live slightly more comfortably and not have to worry as much about an unexpected expense (for example, If I have to take a train to a funeral, etc.) My parents may co-sign a student line of credit for me- but I am worried that my poor credit rating (I have missed several payments on my visa) and because I still owe 600 dollars to my insurance from a while ago (this may not even yet be on my credit as they have not went through a service to get the money from me and we have arrangements to pay- they are a small local firm) Am I doomed or will my parents co-signing for me have a chance of being enough to get the loan?


Can I get a decent auto loan rate?

I am looking to spend $28k (prior to taxes). I make a tad over $50k a year. My debt to income ratio is 17% (going by take home pay per month, not counting rent or utilities b/c my husband pays them). Most of my debt is student loans. 4 years at job, 3+ years at current residence, no late payments. I am looking at a VW. No co-signer. Fico range of 710-745. This would be my 1st auto loan. Also, being as I do not pay rent or utilities, how does the bank know this? I am married and apartment in mine and husbands name. Husband not buying this car with me. We have combined household income of $120k/yr. but again, I will be paying for this, not him (he has own car payment). Thanks!


SSS Loan Status is Check generated?

according to SSS online account, my loan status is Check Generated dated today 09/06/13. I’m just curious coz our company releases the check every Monday only. If it says Check generated already does that mean they already forwarded the check to my company or do i have to wait for another week before they will send it to my employer? pls help. If it says Check generated, what do i need to do? My employer said they dont really send out notifications if the check is ready. I have to check it first with my loan status online. Im confused. πŸ™


Filing bankruptcy?

I am wondering what are counted as assets”. I dont know what would be “sold” to pay off the debts. I have a computer and other general electronics like a stereo and TV



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bankruptcy – chapter 7 or 13 or?

currently i’m paying, but i feel i’m churning water. so why wait a slow death? i can get rid of the property if i bring about 6k to the table, that just seems nutty


3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?

Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?


My credit score is between 450-500. Horrible I know!!! I applied for an auto loan online and….?

they told me to come in, bring checkstubs,references,utility bill and my down payment. I have all those things and $1500 to put down. I have an open auto loan now and owe $4700. What are my chances of getting financed on a ’07 or ’08 Ford Focus? No sarcasm please, I feel awful enough. Thanks


If I dont need car insurance from living in New Hampshire, do I need it while driving in Massachussetts?

Hey assholes.. enough of the pep rally speach about penguins have cold feet. the question is if the state you live in does not require insurance and y ou travel in a state that requires insurance, do you have the new hampshire umbrella to your details. if a guy hits me if i hit a guy. errrrr beeeeeppp irrelevant information errrr beeeeeepp weeerrrrr waaaahhh uhhhh arrrrrr

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mortgage co-signer dies – what happens?

My mom is going to co-sign for a mortgage for me. She was wondering what would happen to the mortgage if she died. Would the mortgage be half paid or would I continue to pay as usual? Would it make a difference if we were both owners?


What does it mean when a credit card is ‘encrypted’??


I have a question for someone that has experienced chapter 7 bankruptcy.?

What happens when our bills are more than we make but our gross monthly income is over the median amount? We have three people in our family and it says that over a 6 month period we cant make more than $5400.00 is there an exception?


Best way to improve your credit score in a short period?


I have 1st and 2nd mortgage on my house. I only can pay for the 1st not the 2nd Can I still live in the house?

I purchase a house that had one mortgage they sold the mortgages and now i have 2 mortgages that i have to pay. one is 180,000 and the other is 30,000 i can only pay for one. can i pay for the most expensive one and file bankruptcy on the 2nd one and continuing living in the house


HELP!!! bankruptcy attorney for $600.00,or in that area…please recommend…?

we live in northest ohio,summit county to be specific,and are looking for an attorney to use for claiming bankruptcy,and i realize its a common thing right now,but how to find a inexpensive attorney at $600.00 or so,claiming bankruptcy is claiming bankruptcy no matter how much you spend on an attorney correct?


I am looking for a lender who loans funds to those with bad credit and not a payday loan. I want monthly notes?

My credit is bad and have only been on my job for 3 months. I am trying to borrow $2000.00 to be re-payed in monthly installments. I am not interested in payday loans. If I can get a loan in this amount, it will financially put me back on track. I will be able to afford notes between $150.00 and $200.00 per month.


How can you receive a credit report for free and I mean free?


Is monotoring your credit score a must?

Like should u buy a think and watch it every month. if so i was thinking of this company. think its woth it? http://www.selectidtheftprotection.com/

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it illegal to borrow money from a loan shark?

how much interest does an average loan shark charge for a $1,000 loan for 6 months?


3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?

Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?


Any banks/lender recommendations who good give lower rate for home loan ?

Please DONT give answers with yahoo email id which I know all are scams. I just wanted some good recommendations from people who had been through the home loan process recently and what they recommend


Can I qualify for a mortgage loan with a 624 credit score ?


Auto Loan question? a little help please?

When i graduate AIT in the Army I want to put $5000 on a used Camaro. *I dont plan on spending more than 25000 on one Ill only be 20 years old and i believe ill need a auto loan, correct me if im wrong When do you begin to pay auto loans back???


Declined when using vanilla visa gift card online?

I recently bought a $100 visa vanilla card. I registered my card on the site and everything (i registered my address and name) Every time i try to make an online purchase, i get declined. Can anyone help me with this?


Can I buy shoes online at footlocker.com with a gift card?

I got a gift card for foot locker and I want this pair of shoes but they don’t have it at the local foot locker stores they only have it for sale online.




















































Hi need the get my credit report before monday anyone know where to get one quick online?

Hi need the get my credit report before monday anyone know where to get one quick online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Approved for auto loan with bad credit?

so recently ive been looking to get a car and i put in an application at auto credit express online and a day later some one from elmore toyota told me i was approved for a 10,000 dollar auto loan with a 2000 dollar down payment my credit isn’t good so im a little apprehensive but its the actual toyota so what the catch because i put in a credit application there before and was denied has anyone went through the website www.autocreditexpress.com


Can anyone tell me from experience getting a high interest/bad credit loan vs a debt counselor?

I have made a string of bad decisions in the last year financially. No sad story here, I am just bad with my money. Plain and simple. I have gotten better and I am improving more and more every day, but I am so far behind on everything now, I just cant get caught up. I thought a couple of payday loans were the answer but that only made matters much worse. I have identified what I need to do and with my salary I can pay a pretty hefty loan payment but I just cant get myself to even and start moving forward. Between payday loan fees and NSF fees every month and I just wasting money and I cant get out of that trap. Does anyone have any sound advice or a suggested solution to this nightmare I am in. I just dont know what to do. Any advice would be appreciated. Thank you.


How do Arabs come here and own Gas stations and liquor stores so easily.?


Where can I find reputable debt consolidation programs?

I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report). Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can a 16 year old take out a loan?

I make money, not legally but i do. But i need a small loan to buy this purse today that my gf wants its 400$ and i can make the money in a couple of days but today she leaves for california for 3 months and id like to get it for her so is there anyway a 16 year old can take out a loan for 400-500 dollars?


Greyhound Bus Ticket Question?

Okay, so me and my cousin were thinking of visiting California via Greyhound bus.. Could a 16 year old buy a bus ticket for the both of us online? Or do we have to buy one in person or of one our parents have too? Thank you.


Is it better to make a downpayment on a car and keep paying monthly or just buy in full?


Hi need the get my credit report before monday anyone know where to get one quick online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What shows up on your credit report when you report your credit card lost/stolen?


Help with a loan?

Where can i find a loan with no collateral and income check?


What is best for European travel? Cash or Credit?

I’m traveling through Europe in a couple weeks. Should I go get my cash converted to euros now or should I use credit while I’m in Europe. Do most European countries take Visa? Do I have to call my credit card company and notify them of my upcoming vacation?


How can i get a copy of my credit report for free?


4.9% interest rate on a 2008 car: good or bad?

Just wondering is 4.9 a good interest rate to get on a new car!!!


What all can you claim on bankruptcy?

I’m in debt, and need to file but don’t know what all you can claim on it.


Bankruptcy Question?

If you are married and file an individual bankruptcy, do they take your spouses income into consideration when deciding whether or not Chapters 7 or 13 are for you?


How can I find someone to assume my mortgage?

I have a nice small 2 possible 3 bedroom home in central Florida in good shape and with a new roof that I have been paying on faithfully for the last 3 years and am current on my mortgage. My question is how can I find someone who wants to assume my FHA mortgage so I can just be done with this house and go buy another in a different area of the country and is there such a thing as a home trade program? My current home is located close to schools and shopping in a quiet neighborhood and only 65 miles south of Orlando and I only still owe about 47000 dollars on it. The reason I want someone to assume my mortgage is because I want to get this done in a hurry and not have to wait and try to sell it on the open market. Besides I am not really wanting to profit from the sale and just want to help someone else out with an incentive such as them having my equity for hurrying up on this. I believe all they have to have is decent credit and a current job. Is that also right? Has anyone else done this before?


Hi need the get my credit report before monday anyone know where to get one quick online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Top party schools with high acceptance rates?

so im going to be a senior at the end of this year and i need to start looking at colleges. at first i thought i wanted to go to a scool in chicago and i still do but the schools im looking at have realitivly low acceptance rates. but thinking about it now i really want to go to a hardcore party school with a realitivly good reputation. i have a solid 3.0-3.5 gpa and i have yet to take my sats but i got an average score on my psats. i don’t have any extracuricular activites except three years strong at volunteering however ive taken ap or advanced english and social studies and will have a level 5 in a language. if you can give me a good party college that will probably accept me that would be great πŸ™‚ thanks!


Is it hard to get a private party auto loan from a bank?

So I want to get a 01-02 Honda s2000 I have 3k and they are around 8-9k, so I need around 5-6k loan my dads going to get the loan His credit score is in the high 600s and he makes around 4k a month. The question is how hard will it be??


Can you buy a car with a credit card?


How to save on car insurance?

My insurance is currently running $350 per month. In the last five years I got into 3 accidents, 1 fender bender and 2 major ones that were due to a health condition. I haven’t had any tickets. My insurance keeps going up and I’ve already lowered my coverage, taken defensive driving, etc. I’ve tried a few other companies (such as State Farm), but I’m being denied. I currently have Geico. It’s getting increasingly hard to afford. Any suggestions?


Legitimate Payday loans to apply?

can any one tell me good site to apply for loan..thanks


Qualificaions of a payday loan

i need an extra 300$ in a short period of time for school i was wondering how i can get that if i go to a payday loan place.. do you need a credit history or what thanks


Does a car loan help build my credit? I want to get a home loan?


Where can I get a lump sum for paying off bills?

ok, kung fu panda, not funny. everyone else, I havent tried to get a loan, so i dont know if i can or not. also, the min. payment” is about 100 dollars. thats more than what I can afford right now with school and all. they are already trying to work with me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt consolidation as seen on tv?

How good are those debit consolidations I see on TV? I saw one the other day that said if you own $10K or more you qualify for a free debt consolidation and I want to how good they are and should I trust them? Now I know what some what some of you will say just pay more then the minimum payments well I don’t have any extra money to do that.


I filed for Bankruptcy now what? How do I raise my credit score?

I got my bankruptcy finalized about a year ago. Four months later I applied for a credit card with Capital One and I got it! 3 months later I got my credit raised from 500 to 750, my payments have all been on time and I fluctuate my balance… But its all paid on time! I have no other revolving credit and have had maybe 4 credit inquiries, when i tired getting a car… That didnt go my way… πŸ™ So, now im trying to figure out how do i raise my credit score????


I just got my free credit reports. BUT HOW DO I FIND OUT MY CREDIT SCORE##?


Is there any such thing as a bereavement or hardship loan?

I am 23 years old,I was living in Birmingham,AL but my mom passed away on January 4th therefore I am moving home to Jackson,MS to care for my little brother and grandmother. My mom didnt have a will or life insurance and I have incurred a number of bills both on my end with tying up loose ends in Birmingham and with trying to move my family together in Jackson. My ? Is,are there any programs or loans for people in similar situations? Any help would be greatly appreciated.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does enrolling in a hardship program for my credit card effect my credit report?

hi I have a credit card that had a promo intrest and now it has expired the payment has almost doubled and its getting harder for me to pay it they are offering a hardship program that will pay it off in 5 year and they will lower the intrest rate will this effect my credit report also they have recently closed this account on me.


Hi need the get my credit report before monday anyone know where to get one quick online?


What is the difference b/t loan term & amortization period for a commerical loan?

I’m purchasing my first 4 flat property for real estate investment. The bank has offered me a loan that has a 10 year term but 20 year amortization period. I’m not sure what this means. Any help or direction to online resources would be appreciated.


I need a 40 to 50 thousand dollar loan where can i get it?

The downfall is I have no credit history I am only 18 and i own nothing expensive… So where do you think i can get a big loan i dont care if it will be a million year contract and the interest rate is like 30% i just need it..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about auto loan and divorce?

Already filed for divorce, he got the truck, I got the car. The problem is we are both on each auto loan. I didn’t stipulate in the divorce decree that he had to refinance the vehicle, now I’m stuck with him making late payments, and ruining MY credit. The only way the bank says to get my name off is for him to refinance the auto, or to trade it in. Well, he’s upside down on the loan, and I don’t have the money to make up for it. He can’t get approved for a new loan, and refuses to refinance it. Any suggestions would be wonderfull. I’m hoping that there might be a little known secret or something that would be able to work a miracle!


If I obtain a lawyer on contingency, I win, but never see the money how does the lawyer get paid?

I’m in talks with a lawyer to hire him on contingency. If I win, then he gets paid. If I don’t win, he doesn’t get paid. What happens if I win but the other party doesn’t pay up, like files bankruptcy or something to that effect? The lawyer will still want to get paid correct? Does he then come after me?


Whats the best option to help me get out of debt?

I know i shouldnt get my girlfriend an engagement ring and use that money to pay off the dept, but thats something i really want to do , she wants a long engagement anyways and she knows we arent getting married for another year or two or 3 anyway, but we’ve been together for 6 years and i want her to know i want to be with her forever, i know i can say it but i want to show it. and i work 44 hours a week.


Where can I check my Credit Score for free?

I use to be able to do it on wamu.com since I had my account with them. But it became chase & now I don’t see the option to view my fical score so where can i check now? a good safe website, that doesn’t spam me up in return. if there are any? thanks guys! god bless you!


What is best debt consolidation program?

My wife and i have been hit like everyone else with hard financial times especially with a newborn now to our family. We are looking for the best debt consolidation program people have actually used and worked. Some ideas of the debt we have looking to consolidate are the following: credit cards, medical bills in collection, student loans(dont know if available for these programs). Mostly these types of debt. Thank you in advance for all information!


Sallie Mae student loans?

I have been attending school for the past year, using Sallie Mae student loans to pay for in person education. Now, I am trying to switch to online schooling for the remainder of my AA. Does Sallie Mae cover online schooling? What about housing?


If my annual income is only $15k – $20k, does that make me ineligible for a mortgage?

I’m looking to buy a house in the $80,000 – $120,000 price range, and it seems realistic at the average rates I see advertised. I have perfect credit, and no monthly debts at the moment, other than my car insurance & cell phone bill. I know I could make the payments and still live comfortably. I also have enough money saved to fall back on in case of emergency. I just wonder if my low annual income is considered a risk regardless of the fact that it’s more than enough to make the monthly payments.


Find out my credit score?

I know I can get a free credit report as required by law at annualcreditreport.com, the only problem with this is that it does NOT include your credit score” Is there any way for me to find this out without paying money?”


I just got my first credit card, advice?!?

I just applied for my first credit card and got approved by Discover. The card should be coming in a few days and I have a credit line of $500. I am trying to research as much as I can about credit cards and how to maintain a good credit score, but I’m still a little confused on some things. How often am I supposed to use it, and what should I use it for? If I use my credit card, can I immediately pay it off or am I supposed to wait a certain amount of time?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the proof of debt form for bankruptcy?

Yup, the title says it all. Is it something serious? Like if someone search for the proof of debt form on the internet, is it possible that he is going to bankrupt or anything?


Hi need the get my credit report before monday anyone know where to get one quick online?


Which credit score site is more accurate?

I’ve been doing a free trial from MyFICO and it says my Equifax score is 628, but then today out of curiosity I joined identityguard.com to see what my other 2 scores would be and there’s like an 88 point difference in my Equifax scores between the two sites. It says on the other site my score is 540. How is that even possible because no matter what Equifax is Equifax and shouldn’t it be the same all across the board? Would MyFICO probably be the more accurate one? They seemed pretty darn accurate to me. I just need to know what site to go on as a basis. I was planning on buying my other 2 credit scores from myFICO once I get some more money. I also got a thing in the mail from a credit alerting service offered by my bank and it reported from beginning of September to end of November and it said my score was 692, which it’s obviously not that anymore after the tax lien showing up, so 628 seems a little more believable.


Where can I go for a loan with bad credit besides payday loans?


What would be the best way to collect money from bankruptcy debtor? Letter of Credit or Certificate of Deposit


Is there a place to get my credit score for free?

I went to annual credit report.com to get my yearly credit report, but I want to know is there a place where I can get the actual score for free. Im trying to purchase a home and I want to know the numbers I have first.


What is the best type of credit card for me to have? I’m just a dude with a frugal lifestyle that only needs it for emergencies?




















































Which one is best car for small business and home use?

Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Any lenders that offer Bad credit unsecured loans ?

Its to cover the cost of my tuition, please respond if you have any information.


What is the best record ever in college baseball?

This is NCAA BASEball not BASKETball. If you don’t know the answer, don’t make up some gay response.


Can someone with bad credit be able to get a small personal loan?

My credit is bad, not because of bad payment history but because of a small credit history. My credit history is about a year old, and thus naturally its bad. I only have one credit card at the moment and it is almost maxed out. I have a job, but it doesn’t enough right now. I want to get a small loan of like maybe $2000 or $3000 just to consolidate my debt and pay some bills to stabilize my current situation. I don’t wanna do those payday loans, because I hear it’s unregulated and their interest rates are through the roof. Is there any loan company or bank that would be willing to give me that loan?


If I file Ch 7 Bankruptcy, can I keep my vehicle which still has a balance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Debt consolidation loan?

Hi I need some details around debt consolidation loans in singapore. I have multiple credit card outstanding and loans that I borrowed for my new house furnishing, renovation and advance. I would like to consolidate them all together to make single payment. Can somebody please advise any bank information that offers consolidationi loans? Regards Sundar


Is a 30-year house loan a wise decision?

I heard from Dave Ramsey that it’s better to do 15.


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me


Does applying for a mortgage loan affect your credit score?

My fiance and I were recently pre-approved for a mortgage loan, yet we have somewhat limited credit history. A co-worker told me that every time you apply for a pre-approval, it brings down your credit score … she also said that we only have 90 days to take out a loan before the pre-approval expires. Is this true? If so, I’m worried we won’t find a home within the 90 days and we won’t get a second pre-approval.


Is it possible to buy a home and consolidate credit card and auto loan debt in with your home loan?


I received my discharge papers from my bankruptcy. Does that mean my bankruptcy is finalized?


William d ford loan consolidation?


Which is easier to get a bank loan?

Is it easier for an existing business to get a loan versus a new business? Is the only way that a new company can get a loan from the bank is by using collateral or by getting a high percent on the loan?


What is the minimum fico score needed for approval of an auto loan from a dealer?


How does a certified car lot buy out my existing car loan and sell me another car?

i bought a 2006 Dodge Caravan September 2008 just to better my credit. The loan is terrible but i got my car. Seller told me to drive it for about 6 months with ontime payments and come back and i can get the exact car i want with a better loan. When he pays off the existing loan which 14,500. for just the cost of the car. How do i get in a better car with a better loan? How much of another deposit do i need to make? He told me to bring in about 3,000.00 for another deposit. I want a 2009 Dodge Caravan with a little more features. How does this switching cars work? The car i am still driving is still in perfect condition


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to apply for a non credit based personal loan that is NOT a payday loan? Any ideas?

I have started a business with my fiance and it has actually hurt us more than helped us right now. I just need something to help us get up on our bills.


I paid $7000 of interest the last year on my mortgage, how much will I get back on my tax returns?


Where can i check my credit rating/report for free?

hiya please help i need to check my credit rating i need a loan n need to know why im getting rejected as i always thoughtn i had a good credit rating? x any online sites i can check on?


Any one know how to get a FREE credit check on a company or people.?

Thanks…


How to quickly reestablish credit after bankruptcy?

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?


Is a 624 fico score considered fair?

I got my score from myfico.com & it was an equifax 624. Is transunion usually higher? Is 624 a fair score?


What’s the best way to take off gel fingernails????

Don’t want to go back to salon, because they just talk me into getting my nails redone (I can’t say no ) so how do I get them off at home the easiest quickest way possible. I want to try to grow my own nails out now actually they are finally long.


Can i get a loan against my inheritance probate has been granted and the house is up for sale?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get payday loans as this ?

All I want to know IS it ILLEGAL?


Cash back from credit card in actual cash?

I know that when I pay with a credit card at Giant, I’m given an option that says Cash Back?”. I never clicked Yes before


Why in a 30 year mortgage do you pay almost all interest at first and then principle later?

Why don’t they just amortize it so you pay an equal amount of principle and interest throughout the entire life of the loan?


Can one owner of a car that the title reads or” sell or trade it if the other owner is…?”

…going to file bankruptcy soon. My husband is going to buy a new car and is going to trade the car that has both our names on the title as or”. I have hired a lawyer to file bankruptcy for my business. My husband is not filing bankruptcy. Will this be considered fraud or what kind of problems will this cause if he trades this before the bankruptcy is started. When he buys a new car my name will not be on the title. Please let me know what to do. I will try to contact my lawyer next week to answer this but I will be crazy about this before then.”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Oliver Easy Loan firm a scam?

I am looking for s student loan as a student from the Caribbean studying in Ireland and came across this firm. Are they legitimate?


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac


Credit score of 711? good enough for a car loan?

I have a credit score of 711. I have 4 credit cards with 3 completly paid off and one with a 1000 dollar balance which I should have paid off by the end of tghis month. . I wanna buy a car at the end of december. Is my credit score good enough to get a loan for about 25000. I’m 20 will be 21 in june. And have had these cards for about 4 to 5 years


Car Financing, P.O.I? P.O.R.?

I am looking to buy a car and on the site for the car lot is says Bad Credit? We can Help! Ask about our Guaranteed Credit Approval

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Stop my payment (from credit card) to the specific site.?

I hold ICICI credit card and I want that ICICI credit cards to stop any further payment to the merchant FREELANCE-HOME-WRITERS from my credit card. can i do it? can i confirm to stop my payments to above mentioned site without cancelling the card? Looking forward to your co-operation.


Information needed on taking out an auto loan. (please help)?

I have applied for many auto loans. I was denied by all because of an old medical bill that shows up on my credit report. My question is, If I start to make payments to that bill, how fast would I be able to take out an auto loan? After its completley paid off? or can I as soon as I start paying, or which is better. Also I am buying from a personal sale, not a dealership, would a bank even help me? because if i went through a dealership I would have no use for a bank in the first place.


How do i get my free credit report without having to pay anything.?

most of these sites ask for a credit card and i do not have one.


My credit score is 586 and I am looking to buy my first home? How can I get a good loan w/ low intrest rate?

I am for a 150-200k loan.


If someone files for bankruptcy are they responsible for paying their debt off?

one of my best friends from high school just filed bankruptcy. i have lost touch with her but someone who knows her well told me she just filed bankruptcy. i saw her house she just built a new 3100 sq ft house had a new trampoline and about a 5 thousand dollar playset for her kids built. the friend said her house had all new dillards furniture in every room and she has new patio furniture. after she bought all of this she went and filed bankruptcy. does she not have to pay all of this back?are there leans against someone who does this? just curious how all this works. i pay off all my debt and we live in a house half her size and i make a lot more money than they do. i just cant imagine someone doing that and not being responsible for their debt and getting it all taken away. Is the only thing she has to pay for now is her house and car? and all her credit debt is wiped off ? It goes away and she starts over in 10 years and for now all she has is a low credit score and lots of nice things she will never have to pay back?


How can I look into credit repairs for invalid information and raise my score?

Hi! I’m 20 years old and recently opened up my first credit card 9 months ago. I have 3 credit cards (2 capital one cards and a best buy card). My best buy card has no balance on it, I just recently paid it off 2 weeks ago. I have very high credit utilization on the other two cards (70%), but have never missed a payment and I almost always pay 2 or 3 times more than the minimum payment on the two cards. My credit score dropped 100 points in 2 months! I check my credit information on creditkarma.com and I was shocked! I didn’t know how this was possible. So I looked onto the summary and it states that the average age of my credit card utilization is 4 years and 9 months. How is this possible if I never had credit before 9 months ago? Also, it states that I have 10 credit card accounts, but I only have 3 credit cards. I’m just worried that this information is invalid and it is greatly effecting my score. Unfortunately, I’m not as knowledgeable on reading my credit summary and understanding my score as I should be.


Can a person making around $22,000 a year afford a $40,000 home?

Well this is my first time using Yahoo answers but I’ve seen some great advice on here but wanted to customize the info for my question. I’m a EMT-B/Firefighter in Missouri. I work full time for EMS and part time for the fire dept. I all together clear $21,000 or more depending on my overtime and more fire dept calls. My situation is that I still live with my parents (I’m almost 21) I have a good amount of funds in my savings account and my only bills currently are a vehicle payment about $240 a month, $50 cell phone a month, and fuel and food of about $250 which could be cut back. So I’m wondering if it’s feasible to make the big move out and get my own home. In my area one can find a small but decent home for the upper 30’s through the mid 40’s. I just hate to pay rent when it’s close to the same amount as house payment. So can this be done???


Will online payday loan companies put your advance on prepaid card if your direct deposit goes there?


Are there any legitimate payday loan companies online that will not keep directing me to other sites?

Im so sick of filling out information to get a payday loan. I dont have a choice but i need money to pay my rent, i understand everything that comes along with the loans, but are there any legitimate sites that will give me a payday loan and not keep sending me to different sites that direct me to another site?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best place to get you credit score?

i think annualcreditreport . com is the official site for free ones but they wanted me to fax them a bunch of stuff so… I ended buying them on myfico.com standard equifax / transunion with a promo code for like 22 bux. (no experian)


Which one is best car for small business and home use?

I am planing to buy Maruti EECO for my business and home use. Is it good choice?what about Wagon R? second handed wagon R is 2.85 lac


Are payday loan websites legitimate?

I am trying to get a loan but I want to get from a legitimate source and not a scam. Anyone know?


If someone used my credit card to order online can I trace what computer it was used on?

Credit Card was used to order a laptop online can the authorities trace from what city and what location it was used from?or what computer it was ordered from Ned to know if not I won’t waste my time in hiring a investigator


Need help preparing journal entries for these…Please Help!?

May 3- Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $1,550. May 5- Received cash from clients on account, $1,750 May 9- Paid cash for a newspaper advertisement, $100 May 13- Paid Office Station Co. for part of the debit incurred on April 5, $400 May 15- Recorded services provided on account for the period May 1-15, $5,100 May 16- Paid part time receptionist for two weeks salary including the amount owed on April 13, $750 May 17- Recorded cash from cash clients for fees earned during the period May 1-16, $7,380 May 20- purchased supplies on account, $500 May21- recorded services provided on account for the period May 16-20, $2,900 May 25- recorded cash from cash clients for fees earned for the period of May 17-23, $4,200 May 27- received cash from clients on account, $6,600 May 28- Paid part time receptionist for two weeks salary, $750 May 30- paid telephone bill for May, $150 May 31- Paid electricity bill for May, $225 May 31- recorded cash from cash clients for fees earned for the period of May, $2,200 May 31- Kelly withdrew $7,500 for personal use


Is PMI (mortgage protection insurance) a scam?

When I bought my home years ago I had to pay for PMI untill I had 20% equity in my home. I was told it would step in and protect the bank if I walked away from my loan obligation and the bank had to forclose. So with all these forclosers in the news today why isn’t PMI paying off and protecting the banks or was it a scam to begin with?


Will mortgage rates drop anytime soon? I am about to refi an investment property?

I have to refi my investment property. I bought a fixer upper hoping on fixing it up and turning right around and selling it. as everyone knows the housing market went to crap. I am now currently renting out the house after it failed to sell in a timely manner. I used lines of credit to fund the project and now want to refi to free up my money to persue other interests. I wanted to hear other peoples opinions on where the rates are headed. I checked bankrate.com and national avg on a 30 yr fixed is 6.27%. Where are they headed in the next few months. 30 days ago it was around 5.75% Thanks everyone




















































What is the benefit and process of combining two mortgages into one loan?

What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

File bankruptcy how many years will it take to get a bank loan in ny?


Anyone know of a reputable place for me to check my credit report online for free?


For a 30,000 dollar loan , do banks accept bad credit clients ?


Why couldn’t I have been born decades earlier?

Payday loans have ruined my city they seriously hoard and suck all the money out of the community and now I’m questioning what should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto loans?

I have a good credit score & am interested in taking out a bank auto loan. The vehicle is a 2004 Jeep Liberty & it’s used – price $13950.00 & I would like to have the longest available loan term. I’ve never taken out an auto loan before & so I don’t know how it works. My first question is what would the total loan amount needed to be taken out likely be (upon approval, of course)? Secondly, what would the estimated monthly payments be? Thirdly, does the vehicle have to be in the loan holder’s name? Finally, does the bank require you to purchase insurance at time of receiving the loan? I’m not sure if anyone can answer these questions without more info, but I appreciate the effort. Thanks!


Are there any credit report sites that are 100% free, and wont ask for a credit card # ??


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does drawing military retirement pay affect ones ability to file bankruptcy?


Bad Credit Personal Loan?

Ok, I really could use some help here. Got laid off a few months ago, but recently got a new job, im behind on alot of things equalling up to around a grand. I have a 590 credit score primarily because I always have paid and cash and NEVER had credit. I’m trying to get a loan but have a 2 delequinces on my account from the last year when I was unemployed. Trying like crazy to get a loan of some sort and trying no to resort to a payday loan place and pay 200% in intrest, thats if im lucky, anyone know where I could apply and most likely get that simple 1k loan?…..I’m at the end of my wits and have no idea what to do now, i’ve applied at just about every major bank here and have gotten nothing but declined…… Reason why the loan is needed in the first place was because during my time laid off, a freind told me about this loan place that gives you money fast. Me not knowing much about Payday loan places went ahead and did it, now im drowing in this mesely $600 loan that in the end is going to cost me 2k….trying to pay it off and lose these 300 a month payments with 250 being fee’s!!!! PLEASE PLEASE HELP!!!! An Advise would be great!!!!!!!!!!


Why does the rate of reaction increases as the temperature rises?

This is is a question related to enzymes. Why does the rate of reaction increases as the temperature rises from 0-40 degrees?


I need like an extra 300.00 to get through until payday……?

are those payday loans really bad ideas?????


How to calculate the effective annual rate of an uneven stream of payments?

I am trying to get a Merchant Cash Advance (loan) It is a discount loan ( I get 10K and pay for 11K) and the payments will be a % of my monthly sales. I have my sales well forecasted, therefore the payments. Now, I need to know how to calculate the Effective Annual Rate of this loan to compare it with other options of financing. Thank you.


How does Title Loan work?

I want to get a title loan on my 2014 Honda Civic which is paid off. How much will I get? What is the interest rate? How long do I have to pay it back? Do I have to be employed to be approved? How many payments can I miss before they repo the car? What happens if I move and they can’t find the car?


Can i buy a house if my credit score is between 615 and 650? i have good income and very little debt?

I’m not sure why my score is that low because i don’t have any bad stuff on there except one late payment to the power company which was an accident. i want to buy a house but i was told you need at least 650 for buying houses.


Where do I get a free credit report?


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 613 a good enough credit score for a FHA loan ?

Looking for 0 downpayment ,not alot of debt just car payment (345.00)and 1 credit card


Does bankruptcy cover small claim lawsuit for a car accident?

hi i crahed a car and i didnt have insurance and now im being sued for 6k will bankruptcy help me???


How does homestead exemptions affect my mortgage payment? In Florida?


Is there any where online where i can get a free credit score?

i want know where can i get a free credit score. i mean no credit card needed. please don’t say annualcreditreport b cuz it only gave me my report, i want the score.


Me and my husband bought a house from an auction!?

me and my husband bought a house through an auction but the only thing is coming up with the down payment is about 12 thousand dollars can anyone tell us where we can borrw the down payment thank you


Is a credit score of 715 good or bad and do you think i would be able to get a good mortgage loan?


How should I cancel my bank of america accounts?

i want to cancel all my bank of america accounts, my checking, saving, and my credit card, first of all, should i go directly to the bank or call to do it over the phone? then,in what order should i cancel them? or shold i do them all at once so that they dont get a hint hat im going to cancel everything? also, i owe about $700 on credit card… can i just go to the bak with the cash, pay it off and cancel all at the sametime? help please im so confused… on last thing…. whats the best way to check my credit report?


Does a bankruptcy wipe out a voluntary auto reposession?

Thanks

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Titlemax auto loan?

Has anybody here ever used Titlemax to take out a loan? I’m in desperate need of a few hundred dollars and was thinking about going to Titlemax. What kind of experiences have you had with it? Is it a good idea?


How to fill out bankruptcy forms?


What does points mean when you have a mortgage loan?”

I see loans that read that the Mortgage rate is for examples @ 6.125% with 1.5 points, then next to it one that reads Mortage rate 6.5% with 0 points. Which is better?


I have been made bankrupt however my name has been spelt incorrectly on the register of bankrupts.?

they have omitted the hyphen from my family name so when I search the register under my proper name there is no record for me. Is the bankruptcy order valid? This was caused solely by my local authority taking action for non payment of council tax. at that time i was seriously ill and they should have been applying council tax benefit which they failed to do. I was too ill to attend the court but they went ahead without me. It happened in 2005; do i have any right to appeal given it was so long ago?



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What type of degree is best for editing and publishing?

In my college, there is regular English, English literature, English creative writing, journalism, and communications. Which of these is best to be a publisher or editor?


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?


Accounting Question. Can anyone help me?

You and several classmates are studying for the next accounting examination. They ask you to answer the following questions: 1. If cash is borrowed on a $60,600, 10-month, 10% note on August 1, how much interest expense would be incurred by December 31? 2. The cash register total including sales taxes is $47,145, and the sales tax rate is 5%. What is the sales taxes payable? 3. If $47,145 is collected in advance on November 1 for 5-month magazine subscriptions, what amount of subscription revenue is earned by December 31?


I want to file bankruptcy?

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How to get some quick cash?

so i need some money nd i need it fast. wat r some good ways i can get a good amount fast? i really dont wanna do the online survey things cuz people say there simple but they always take forever just to finish one. can u give me some good ideas thnx


I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?

I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?


Is it possible to still file chapter 7 bankruptcy in Missouri?


Does unpaid auto title loans affect credit?

I have a 99 ford F-150 in very good condition and all… but it has 200k miles, i’ve tried to sell it for months and i need to get rid of it. There is no carmax where I live so I was thinking on taking it to one of those auto title loan places and just wait for them to take it away but my question is if I’ll get a bad credit report or it just depends on the place where I take it?


Where do I make payments to my jcpenney credit card?


Why do websites ask for credit card details if I only want to make myself a free account?

I mean, the only reason I want free membership is because I don’t have a credit card and therefore budget to make myself a paid account. So why do they need me to insert my detalis if I don’t want to pay for an account? Just a free account, with all it’s limitations. This happens on a lot of sites which have this kind of login mode. I mean it’s stupid. They want to steal from me and they say it out loud when they’re asking me for my credit card number and stuff when I only want to get myself a free account. It’s crazy. Free account means no credit card and stuff. Anyway, just explain it to me. Why do they ask for credit card for a free account?


Is an Experian FICO score of 788 Good or Bad?


Is anyone familiar with Bill Richards, is this a legtimate lender or an advance free scam?


What happens if you are in bankruptcy?

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Using vehicle as collateral for an auto loan?

Is it possible to use my current vehicle as collateral to get an auto loan to use for consolidating my debt….if so what places offer this.


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?


What shows up on your credit report when you report your credit card lost/stolen?


Is there a site to get a free credit report without signing up for anything?

All the free credit score” sites offer you a free score


Are there any great cash advance or payday loans that you can apply on line?


I need a small payday loan but ive applied and applied but i keep getting passed from one site to another?

i need a small payday loan cause i have a vary high bill witch HAS to be paid and all the payday loan sites i go to has me going from one site to another and im not getting any help is there any true payday loan sites i can go to to get real results instead of being passed from one site to another


Question re bankruptcy?

OK firstly, if you’re coming on here to give me advice and help: thank you. If you’re someone who is coming on here to stand in judgement, and tell me what horrible people me and my husband are for ‘racking up debt’ and then going bankrupt, then don’t bother wasting your time, because I will just report your post and ignore it anyway. Not being funny, but all I have got during the three times I have posted this today is nasty comments from a few people who have no idea of the circumstances that led up to the bankruptcy, and spam from people advertising loans! So if someone could give me some helpful advice, I would appreciate it. I havent posted it for several hours, so hopefully there’s some different people on here now. So here is my dilemma: We went bankrupt in November 2010, moved out of our mortgaged home, and moved into rented accommodation.. We owned a property (mortgaged) which had a 75K mortgage and also we had a 30K secured loan and Β£50K UNsecured debt. Just recently, one house near our old house, went for Β£105K, so the most it will get (at auction probably) is about Β£90K. So we went bankrupt and the receivers contacted us to see what assets we have – we have none, except for the house. We haven’t been back to the house since, and didn’t have our mail redirected as we have informed anyone of any importance about our new address. Well, I phoned the receivers today to ask if they have let the creditors know yet, (because at 12 Jan 2011 they hadn’t..) and they said yes they informed them and sent a report of our debts and other creditors on 18 Jan. Then this girl said, ‘your unsecured debtors (we had Β£50K unsecured debt) will know there’s little point in trying to you, but the mortgage company will need to contact you and know your ‘current’ address, because they will need to issue a repossession order,,,’ I am utterly baffled, as when we spoke to the receivers in November, (AND the court too,) they both informed us that the receivers would deal with everything, and that the creditors will need to go to the receivers for any assets we have. This is how bankruptcy works surely.???? And now this girl tell us that we should have contacted the mortgage company voluntarily, because the creditors ‘only let the creditors know the person is bankrupt,’ and because there is little equity, they don’t take the house themselves, they just leave it up to the mortgage company to reposses it at their leisure. So apparently, we are supposed to work with the mortgage company through the repossession. !!! But why on earth should *we* have to let them know our new address so they can badger us here, ?? Surely they can repossess it without us. I was under the distinct impression from the court and from the receivers (at the start) that once we go bankrupt, it’s out of our hands. and now 3 months on, one girl at the receivers office is saying that we should have contacted the mortgage company so we can help in the repossession process! Well excuse me, but we did pay the receivers Β£900 (Β£450 each) to do this job for us, and what would happen if we had buggared off and just abandoned the house like a lot of people do? Surely the repossession can go ahead without us? Can anyone advise? I am super reluctant to contact the mortgage company and see no reason why they can’t simply repossess without us. And I am particularly pissed off that the receivers AND the court said it’s out of our hands and we need to do NOTHING, as declaring ourselves bankrupt freed us of the debt (and the assets of course..) and now this girl today has said we should inform the mortgage company of our new address, or the repossession order will take many months, as they ‘need our signatures…’ for the repossession order to go through swiftly. For one, why only say this now? And what happens if someone abandons a property? Should we just leave it and wait for them to repossess without us?




















































I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Whats worse a low credit score (486) with higher income or a higher credit score with very very low income?

For an auto loan about 24,000 plus 4,000 negative equity


Advance Fee loans a scam?

Has anyone ever heard of Stonesworth Group or have gotten a loan from them? My boyfriend has received loan offers from them and Berkley Lending, but requesting that we send them a collateral payment of $1500 first and they will send us the loan on the same day. I have never gotten a loan before, so I’m not sure how this is supposed to work. I have done some reading online about Berkley Lending and heard a lot of bad things, mainly how they scammed people. I couldn’t find anything on Stonesworth Group, but they seem so similar to Berkley Lending in what they are asking us to do. If anyone has heard of them or could give me some advice as of what to do in this situation, I would greatly appreciate it. Thanks.


Is there a way to put a lien on a mobile home in ohio?


Is there any way I could get mortgage for $105,000 after having filed for bankruptcy 1 year ago?

I had to file for bankruptcy after breaking my back and not having anywhere near enough insurance to cover my bills. I went through every penny I had saved my whole life? Now all I want is another chance! Is there anyone out there who will give me that chance ?

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Longest lenght of time for new car loan? I would like to have a 6 year loan is that possible? what is the long?

what is the longest loan I can get on a new car. I want lower payments.


Where can I get a personal loan at after bankruptcy and I make over 100.000.dollars a year?

Due to unexpected expenses. Bankruptcy is the last choice I have. And in effects to this I am in need to find a loan for $6000.00 short term loan. If anyone knows a company that will give a loan for someone like me in this situation, please give me there information.


Website that will allow you to download U.K Bankruptcy Forms please?


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if I purchase 2 items on a best buy credit card at different finance lengths?

I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks


I trust the CARFAX REPORT” and bought an used card with DAMAGE TITLE…?”

Hi everyone, please help me out with this, because I really don’t know what to do. I bought an used card about 14 months ago from a car dealers with the CarFax Report that shows the car is Clean Title. I tried to sell my car last week, and the buyer went to CarFax and get the new update report for my car, the report shows my card is Damage title, and the Accident is by the 2nd owner(me) two week after I bought this car.I just found out this few days ago… I live in Oregon but the accident is in CA, and I have not been in CA at all this year. I tried to talk the dealers, they told me they need something to proof that accident is not by me, so I went to DMV and asked for help, but they told me they only have the information for driver on the system not the car. They gave me an reoprt to show that I didn’t got in the car accident at that time, and I showed the report to the dealers, but the dealer told me it doesn’t mean I didn’t let other people borrow my car to CA at that time… So I call CarFax, they told me that they don’t responsible for anything after 12 month, and they will not share any information with me because all the information are private. I bought this car with clean title price, and now I have to sale it with damage price, and no one wanna take the responsibility for this, I don’t think this’s fair to me, I tried everything I can(with no luck). And I don’t have money to hire a lawyer at this time…So Please, Please help me out with this if you know what to to. Thank You So Much! And Thank You For Taking Your Time reading this:)


Has anyone received a home loan from quicken loans 6 months after bankruptcy?


Can I get car financing with bad credit?

So my credit score is super low because I am just now building credit and I had an overdue credit card. Well now its time for me to get a car and I want to get financed for a used car. I don’t have a co-signer so please don’t make comments or suggestions on one. I don’t want anything fancy just a car to get me around. Like a Honda or something. My credit score on average is 540 btw.


Whats a payday loan?

How do they work exactly


How do you check your credit rating free?


I’m planning on moving out next summer, but it says I must have good credit score?

I’m seventeen, will be eighteen in July. I’ll be moving out right after I graduate to be closer to my college. My college doesn’t offer student housing so I had to look for apartments near by. I found a few good ones, but it says they need to check my credit score. Being only seventeen, I don’t think I have one..? Never had a credit card, job, bank account. What does this mean and what should I do?


My credit score is 631…is that…?

bad? Can you tell me a little about where I’m standing? Also, there were 1 or 2 things on my credit report that were incorrect. There is a bad mark on my Mortgage payment that is/was a mistake. Once that is fixed, how much will that change my credit score? Last question, my income has doubled in the last 3 months, does the credit report know that, and if it does/doesn’t, would that make a difference in my credit score?


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

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What is the best bank to get an auto loan wescom or bank of america?

Im planning to get a $15,000 loan for a brand new car 2008 toyota yaris and its about $14,300 price my down payment is $4000 i dont know how much the tax and licensing that will be added.


Federal student loan payment an expense?

Does a federal student loan payment count as a monthly expense when doing a means test for Chapter 7 bankruptcy? My payment is $364 a month and I know that this is not able to be discharged in bankruptcy. Thanks!


How can I leave a review on Netflix?

I can’t add a review in Netflix. I keep getting this error that says We’re sorry an error occurred while processing your request.” I don’t get it


My credit score is 725. what is my grade?


Should I contact the three credit bureaus?

Does it effect my credit score to warn the credit bureaus not to open lines of credit in my name because I am worried about fraud? I have received calls from scammers, and it is eerily scary how much info they know about me when they call. Since the whole issue of credit scoring being unfair and outlandish, I am unsure if warning them to protect my credit from a stranger creating credit under my name will make the bureaus ruin it in return. What a crazy world…


Voided cash advance on a debit card?

I did a cash advance on a customer s debit card and voided it a minute later. How long will it take for the funds to be put back on the customer s debit card?


Has anybody ever delt with loan solutions?

i have recentley made any enquiry for a personal loan to clear credit cards i have. i have already been conned, robbed and decieved in the worst possible way by a company called CASH FINANCE DIRECT ANY BODY OUT THERE WHO NEEDS OR MIGHT EVER NEED A LOAN PLEASE BEWARE OF CASH FINANCE DIRECT……..!!!! After my experience with cash finance direct i have now been contacted by a company called loan solutions ltd who deal with people in a different way COMPARED TO CASH FINANCE DIRECT though they do a similar package loan solutions claim they have a lender ready and have my loan ready for me but need me to make a payment of Β£69.00 for the handling fee so they can then send out some paperwork to me by post which i must then sign and return to them asap only then would they be able to release me my loan funds i have been warned not to pay them anything i was wondering if anybody has ever delt with this loan solutions company or has had any sort of experience with them as i just find it hard to take in how they are the only company other then CASH FINANCE DIRECT who are willing to help me but not until i pay them Β£69.00 first is there anybody who can help me with some feedback on loan solutions???


What credit card gives the best cash back on eBay purchases?

Im 18, as far as I know I should have no dings against my credit. So I should have average credit or possibly slightly below average I don’t know, but the credit card would be used mainly for buying things off eBay, for a business im starting, I would always have cash to pay off the credit card purchases, the reason I want the credit card is I figure I will have a larger profit margin if I get another 2 percent or so back on my expenses. I am not interested in paypals/ebays bill me later because I’ve heard too many bad things about it. I would primarily be winning auctions instead of buy it nows, and if you have any advise for me I’d be happy to listen but also please answer the question, thank you much.

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Where can i get my credit score 4 free without having 2 have a credit card or debit card?


Shared Secured Credit Cards…..Info on these, please???

Many people have suggested to me that I get a Shared Secured Credit Card” to help build up my credit…I have heard lots of different versions of these cards


Will filing bankruptcy stop or at least slow down a home foreclosure in NY State?


Where can I borrow 50,000 with bad credit?

I am trying to combine some debts into one payment and pay some of the smaller off. Can you help me with a loan even though I have poor credit.



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Is it possible to still qualify for an auto loan with medium/fair credit?

my credit isnt horrible but i made 2 mistakes on credit cards and a few med bills im in the process paying off my score is still mid 500’s if i show a stable work history or bring a large deposit would that look good.. alot of my friends keep tellin my they have really bad credit and still get approved..anything helps preciate it


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?


What happens if I don’t pay for my payday loan?

Let’s say I took out a payday loan, but at the end there’s no money left in the bank account for the loan shark to reclaim. What happens then? Do they garnish your wages, sue you, or what?


Where can i get my credit report online for free? I heard there’s a place for military members that’s free?

Im so tired of Websuites saying theyr free and theyre not!

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Job starts next week – can I get a payday loan or something similar with pending employment?

P.S. My credit sucks.


Help. Best mortgage deal 5% down UK?

Hi, I already own a property..not much equity in it, but have been told by my current lender I can rent it out, and buy a new property too!..’Ive been given a quote based on 10% deposit down on my new property. My income is good!..but i hardly have any capital..does anyone know of any good deals where I can put 5% down??If so, could you let me know which bank/building society and what they offer? I know there’s brokers I can ring..but really wanting to check all avenues..I think the 5% deposit deals are few and far between..but not impossible..lending is getting less strict again I hear!?


How do I get my credit score for free?

I know the big three credit companies are required to provide you your credit report for free once a year…however they do NOT provide the credit SCORE. How do I get my credit score for free?


If I get an auto loan from my credit union, do I have to get a car from a dealer?

What I mean is, will the money go into my checking or will I have to show what I am using it for.


Can I get a personal loan to take to closing to cover the loss on my house in Maryland?

I owe $260k on my home but housing prices in my area have plummeted to $200k or less. I want to move to a better neighborhood with good schools before my daughter starts school (she is 2). I also have a baby on the way. I was told to wait it out or rent but there is no way that we could break even in 2 years when house prices increase 3-5% a year. It will be at least 5-10 years my real estate agent said. So I am trying to figure out how I can get out of this house without doing a short sale. Our credit is great and I we want to buy another house so a short sale would not be good for us. Plus we wouldn’t even qualify for a short sale since we can already pay our mortgage now. So what are my options? I really don’t want to rent and buy a new home and take the chance of getting bad tenants that destroy my home. But I don’t know how to pay the bank back all of this money that we would owe without getting a personal loan, if that is even an option.


Is selling mortgage protection insurance a good job?

I have been offered a job selling mortgage protection insurance. All sales leads are pre-generated and there is no cold calling.” Of course


Chapter 7 Bankruptcy help…?

I was thinking of filing for Chapter 7 bankruptcy. I don’t know much about each Chapter but I need one that’s quick & I was looking at this page: http://www.mybankruptcyguy.com/html/chapter_7.html & I had a question. It says if You intended to hinder


How to activate bank Alfalah visa card for online use ??

I live in pakistan (rawalpindi city). And i need to use visa card at apple store . Ny payment method gets declined everytime i try to add card number . Please help . What is causing this ?


Can my employer really deny my request for a loan from my 403b?

Due to furloughs at my work, i am falling way behind financially. I have an outstanding loan in trouble of defaulting due to wage cuts and a vehicle accident. I went to the tiaa-cref site and due to the fact I have paid off a loan previously, I am eligible to take and additional loan even though it is not paid off. (Total of 3 loans if approved – 1 paid off) But I was told that I had to get an approval from my employer, even though I am in financial hardship because of mandatory furloughs. They cut my wages, stopped matching my 403b and to top it off, are able to deny a loan request that has plenty of money in it. I was told that my employer will even charge me $100.00 for the processing! Is that legal?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do your credit score have to be to get approved for a business line of credit.?

The bank informed me that you have to wait 6 months to re apply for a line of credit if you are denied. So I would like to know what range do my credit score have to be in order to get approved. Thank You


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?


Will I qualify for a loan?

Hey, I need a quick $1,000 from somewhere. I have bad credit first of all, like below 620. I am a full time student, have a part time job, am in the military, and cannot pay the $1000+interest back for 30-45 days. Can someone PLEASE give me a website to go to that will grant me such a wish? I need this genie in a bottle quickly!!! I hope I will qualify somewhere. How quickly does a first payday loan need to be payed back to someone of my position?


Would a credit score of 750 get me the best mortgage rate?


If you are paying an auto loan on your vehicle, what kind of auto insurance do you have to have?

The link should work now, I deleted the file but its back up again


Is a minor in ontario leagaly able to get a loan from a company?

i am 17 and i recently got a payday loan now i was talking to my back and they say the legal age for borrowing is 18 in ontario now i was the only one who signed the contract” it states on their site and on every other site that i must be 18


Filing for bankruptcy and keep my house?

My husband and I are behind on our house payment about 4 months. He was laid off for almost a year. I have like 2 credit cards that are harassing me. Everything else we are fine on. We have one car and we are all up to date on it. we have tried to get a loan mod and other things, not approved. My question is, if we filed for bankruptcy can we keep our house? we live in arizona.




















































I have real poor poor credit and i need a auto loan can any one help?

I have real poor poor credit and i need a auto loan can any one help?

my credit score is a 518 an i need a car i have a 1000 dollars down and real good job that pays well been on it for two years but the car i have now is going to stop working in a week are so so i need a auto loan any one know any good loan comany that helps with bad credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Do you pay mortgages if you build your own home?

Just wondering. I have no idea what it’s like to pay mortgage as I’m not a homeowner. But my mom says you have to pay mortgages for 30 years. That’s why grandparents who have lived in a house for more than 30 years don’t have to pay it anymore and when they pass it down to their children or grandchildren, they don’t have to pay mortgage…or something like that. But I was wondering, if you buy the land and you don’t take out any loans or anything, you just pay for it straight and you build a home on it, do you still have to pay mortgages? I read about this guy who built a sphere home that was solar powered and the only thing he paid in bills (I’m guessing light bills) was 5 cents!! I can’t find the article or remember his name but I want to do something similar. Build my own home, buy the land, and not have to worry about mortgages if that’s at all possible.


My husband and I were evicted in 2005 the apartment complex filed bankruptcy how long will it be in the courts

we were the tenants and we want to move from where we are but we are wondering if the eviction will haunt us from getting another place


Need advice about filing for Chapter 7 bankruptcy?

Is there anyone would be willing to talk to me about this on AIM or Facebook? Too long to go into detail here… but a short summary: I was served today with court papers saying I am being sued by a credit card company. I am on permanent Social Security Disability. I have 2 part time jobs (one is 12.5 hours a week, the other is 7.5 hours a week) I barely have enough money to live. I just rent a tiny little room. I am 25 years old. I know I did this to myself (the credit card thing) but I can not pay them back and I’m pretty sure that my only option is to file for bankruptcy. If anyone knows anything about all this and would be willing to chat I would really appreciate it. Let me know your screen name or facebook. Thanks so much!


Where can i get a credit report if i dont have a credit card ? is it possible?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long do u have to be a resident of Indiana to file Bankruptcy?


Best bank to get a credit card for a first time user?

Need to get a credit card so i can finally build my damn credit! Never had one before so need advice on which banks has the best customer service, interests, and no fees. Im tryin to stay away from Wells Fargo and Bank of America cause i heard they have bad rates and service. Please Help!


I have bad credit and I need to get an auto loan. I was denied at the dealer for a car how can I get financed?


I have real poor poor credit and i need a auto loan can any one help?

my credit score is a 518 an i need a car i have a 1000 dollars down and real good job that pays well been on it for two years but the car i have now is going to stop working in a week are so so i need a auto loan any one know any good loan comany that helps with bad credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I really really need help. i need a loan shark, i know how dangerous they are but can someone help me please?


Can I surrender my house, without negative credit report?

I am unable to afford my home. I would like to surrender it to the bank, instead of a foreclosure. I am not behind in payments, but It has become difficult to maintain the home and life expensives.


Will adding another credit card reduce my credit score?

Hi, i currently have two credit cards and my credit score is a little over 700 i’m never late with my payments. If i add another credit card, will that hurt or help my credit score??????????


Can I get a auto loan with a FICO score of 600?

I’m in need of an auto loan for a new vehicle. My car is on the fritz and may not last me through the winter, crossing my fingers. Non the less, I am looking to purchase a new car, but my credit is not that great. About 2 years ago I had some trouble making payments on 2 accounts that eventually went into collections. Since then, my financial situation has changed dramatically, I make roughly $2500- 3000 a month and have no problem making payments on any of my accounts (school loans & credit card) In fact, I just recently paid off my credit card balance totally. My question is: What are the chances that I might be able to find a car dealer or bank that would lend me around $10,000-11,000 for an auto loan?


How many 18 year olds out there are financing for a car?

I am 18 years old, live with my parents, and I want to get a car loan ranging from $15,000 – $20,000. I have had a lot of bashing from this from the online community, including yahoo itself about how I am stupid” for jumping into a financial loan like that. My dad will cosign for me


What is MORTGAGE to GDP ratio??

wat is mortgage to GDP ratio and wat does mortgage pentration mean????????????


Personal loans in edmonton?? private loansharks?

anybody in edmonton wanna lend me $18000?? I will be responsible pay it back nice monthy payments, I will pay the investor a good high interest rate 15%….I have been denied by the banks and I am looking for a private lender, as I cannot qualify for PROSPER.COM because it is an american site!!


Will I be able to obtain a 10k auto loan making 30k/year w/ little/bad credit?

I will be trying to get an auto loan for $10,000 within the next few weeks for a used car but I have some concerns. I have checked my credit report and currently have 3 things against my credit (2 collections that HAVE been paid off, and 1 late payment on a credit card 2 years ago), and 2 good things (Les Schwab account, and bank of america account) I make $30,000 – $32,000 a year depending on overtime, and I have been declined credit card applications before. with my current rent/bills I could afford about $400 a month for a car payment, but comfortably, I would much rather be paying in the $200’s so I wouldn’t have to change too much around. I have about $2500 saved up for a down-payment or w/e and am just wondering what are my chances of actually obtaining a decent auto loan at the moment?


I have real poor poor credit and i need a auto loan can any one help?

my credit score is a 518 an i need a car i have a 1000 dollars down and real good job that pays well been on it for two years but the car i have now is going to stop working in a week are so so i need a auto loan any one know any good loan comany that helps with bad credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do you have to add all of your debt in Chapter 13 Bankruptcy?

I have a care note and have a co-signer and I do not want it to affect them.


How much cash can i withdraw from a pnc atm at once?


I think my Credit has been stolen, What do I do?

Well I just turned 19, I decided I would apply for a credit card. I got denied and they said something about a lien. So ive tried pulling up my credit through the free annual report thing. In order for me to pull up my credit it wanted me to chose from a series of questions on a loan I may of had (security protocol)? I answered none of them, seeing as ive never had a loan or anything. It said that I was unable to prove my identity. Who do I call to complain or find out if my credit has been stolen. Thanks


Where can I get a payday loan that does not require a checking account?


Personal loans?

do aybody know where i can get a personal like $5000 that will approve me regardless of a bankruptcy


Is ther a payday loan you pay back in a couple of months instead of you next pay check?

i dont wanna pay the whole thing back the next month


I want Indian goverment schemes or loans for start up a home based business in INDIA. Is there anything?


Can I get a home loan with bad credit?

My credit sucks, I have deffinetly hit some hard times in my life. I am paying quit a bit for rent right now and totally feel like I am just throwing my money away. I have 2 kids and desperatly need a house. I have been working hard to pay all of my bills on time and was doing good until a recent visit to the ER. Are there any rent to own opportunities in Illinois that would work wiith bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a quick person loan does anyone know of some good ones?

Actually my husband does have debt, and hes the one with the job. I had identy theft a couple years ago. But that got squared away. I am actually trying to get the loan so I can pay off my hubby’s debt, so we can get into a house


Is there a way to get a credit report without having a bank account?

I have had some checks at my credit report and each time i had to give a bank account number. But my husband however does not have a bank account, because of his credit. But I haven’t been able to find a place that you can get a credit report online without owning a bank account. Any suggestions?


What debts will filling bankruptcy cover ?

I was really bad with money as a young lady. and now that im pushing 30 i’d like to be able to get my own car without asking my parents to cosign. an ex suggested i file bankruptcy. i have a few of my own debts, a student loan i know for sure isn’t covered by bankruptcy and some medical bills from a car accident and a cell phone bill at collections. but i also have some debts from when i was with my grandmother and she used my name and ss# to get cable and utilities and ran the bill so high it was time to retire my name and move on to the next unknowing kid. will bankruptcy court dissolve all this mess so i can start building my name again?


Have mortgage loan commitment can bank back out now?????

My boyfriend and i had are loan commitment for 2 weeks now and then yesterday they called saying that we may not get the loan now! Can they do that after the loan commitment was signed on June 2? we go to settlement on June 30! Our Realtor called today telling us what to bring and she didn’t know anything about this with the mortgage company! The only bad thing is we where told it was ok to tell are apartment manager that we just bought a house so now he have to be out by the 30 i hope someone can help us i have 3 young kids aswell



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do I find free credit report that does not require a credit card or money what web site please?


I have real poor poor credit and i need a auto loan can any one help?

my credit score is a 518 an i need a car i have a 1000 dollars down and real good job that pays well been on it for two years but the car i have now is going to stop working in a week are so so i need a auto loan any one know any good loan comany that helps with bad credit


How much should I spend out of a $200 credit card limit?

I just got it in the mail today, I was thinking I wouldn’t even use it this month, but I need to start showing I’m responsible with credit, so if I do spend anything how much should I spend and how can it help me?


Will late mortgage payments will effect selling my house?

I want to thank everyone for your answers. I really appreciate it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If a municipality goes bankrupt, do its pension liabilities disappear, too?

What happens when a town or city goes into bankruptcy? Are there specific bankruptcy laws about this in the U.S. Code?


Can you help me? I need to know how can i get a free credit check on the internet?

many thanks


Credit card with atleast a $2,000 dollar spending limit to start off with?

Can anyone tell me of any companies that might offer a visa or master card to someone trying to establish credit, but i want atleast a $2,000 spending limit to start off with.. I’ll even accept a $1,000 dollar spending limit.. So can anyone please help me out with this..


Are payday loan websites legitimate?

I am trying to get a loan but I want to get from a legitimate source and not a scam. Anyone know?


What happens if i stop paying my car loan?

I have a auto loan and no longer want to pay for it. My credit is already ruined and I dont have to worry about repossesion because I now live in Mexico, My real question is what happens legally? My tag is current for another year. if i have not paid and they are in repo mode but cant get it, do i have to worry if i get pulled over for a traffic violation? I am of course talking about if i cross the border and drive in the US. or is this like a credit card that just goes to collections and endless debt collectors?


Who are the best bankruptcy attorneys in Jacksonville, florida?


Do banks in Singapore offer loans for international students?

Im an international student from India planning to take up studies at NUS. However i need to take up an educational loan to meet my ends,as the interest rates for loans offered by indian banks are much higher i would like to know whether there are any local banks in singapore that can help me to get an educational loan.


How long do I need to pay escrow on my mortgage?

I’ve been paying for my house for about 10 years. Will have to pay escrow throughout the entire loan?


How can i get Payday Loan?

How does a payday loan work and how could I get one if I have crappy credit? Do I have to pay the whole amount of the loan back in one payday? And how much would I have to pay back if (just as an example) I got a $1000 payday loan? Is there a lot of paperwork to fill out?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will my credit score go donw if I use mycreditkeeper.com?

Thanks πŸ™‚ I got it for $1 and its free for 30 days, I was wondering if within that 30 days if I check my score my credit score would go down? πŸ™‚


I have real poor poor credit and i need a auto loan can any one help?

my credit score is a 518 an i need a car i have a 1000 dollars down and real good job that pays well been on it for two years but the car i have now is going to stop working in a week are so so i need a auto loan any one know any good loan comany that helps with bad credit


Should you put dashes between your credit card number when buying something online?


How can I come up with five hundred dollars in one day?

So, I lost my license and I need to pay off the fines and fees by tomorrow or else I will have a warrent issued for my arrest. Does anyone know how I can quickly come up with five hundred dollars in one day? I am talking about maybe a bad credit loan that doesn’t need to have a checking or savings account, or maybe a payday loan place that doesn’t ask for a checking account. If you can help me it will be greatly appreciated. Thank-you.


Schools do not prepare a child for the outside world?

you are agree? yes or no? express your opinion


What is the difference between prime and non-prime mortgage lenders?


Can i get a payday loan with only a prepaid debit card?




















































Can I pay one Credit Card bill from another Credit Card? Will there be any issues if the bank differs?

Can I pay one Credit Card bill from another Credit Card? Will there be any issues if the bank differs?

Suppose I have a Credit Card of bank X. I want to pay off the debts using another credit card of Bank Y. Is it possible? Or I have to pay the bills from the Debit Card Account?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What Size auto loan can I get with a $1600 monthly income?

Credit score is 700. I live at home with parents and total bills come to around $1000/month. This includes my current car i am financing which costs me $300/month and $220/month for insurance. Curious as to how much I can be approved for to buy a New car. I am 22 and have never missed payments.


Can I use a canadian bought Vanilla Visa Prepaid Card to buy stuff from the US online?

I live in canada. I bought a vanilla visa prepaid card and want to buy stuff in the US. I want to know if that’s possible and if so, does the currency value come into play or not. Thanks a lot in advance.


Should I Pay Off My Auto Loan or Credit Card Debt First?

I have $4000 cash right now that I want to pay off some of my debts but I am not sure if I should pay off my car loan or credit card debt first. The balance for the credit card is $6000 ( 8.99% APR for $4000, and 0% APR for $2000) However, for any amount that I pay toward to the account will pay for the 0% APR balance first) My Auto Loan’s balance is $2800. (APR: 3.99%) Because I haven’t paid the auto loan off, I have to get a full coverage insurance, which is $178.00 a month. If I paid off the loan, I don’t have to a get full coverage, and I can save about $90.00/month. Which option is better for the long term? and which option would help me increase my credit score? I appreciate your advice. Thanks!


Can car repo affect my job.. or future jobs that i will be applying for?

i lost my job and i no longer can pay my car how it affect me finding a new job?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When do Banks esp Bank of America process their returned checks?

Okay, I bank with BofA, and I had deposit a check Monday and the teller had put a hold on it for two days, so funds will be available 4/30/08 5pm. Just this morning, I got a call from the person who wrote me the check and said that she didn’t have enough funds in there as of now. The check will be returned. My question is, when do they process their check returns? when can i expect to see the NSF fee and the returned check reflected on my account? I know they process deposit at midnight of each day, do they process returned checks the same time? Or do they just charge it back to accounts as it comes through the day? Do you think the funds would be made available to me first before they even charge it back to my account assumming they do it at midnight? I had enough money to pay for bills which i wrote out, and what i deposited is what i should have if it cleared…but it it comes back, they’ll charge me fees which will cause my account to go negative.


Is taking out a pay day loan my only option?

I need a very fast $1500 and I don’t know the best solution. I live in Los Angeles and work a full time job and have another part time job on the side. However, even with that, money is still very tight. Under normal circumstances, I am able to make ends meet every month, but I rarely have much of anything left over. However, the last few months have been filled with a string of family financial problems. My parents are close to foreclosing on their house and the my dad was laid off. Consequently, I have had to help my parents pay their mortgage and bills. It is deeply saddening to see them in that state and has been horribly embarrassing for my parents to have to ask me for money. All in all, I make about 2100/month, including tips. I pay about 950 in rent and utilities and 75 for students loans. Then there’s insurance, food, and some expensive prescriptions thrown in. However, because I have had to give my parents a substantial chunk of money each of the last few months (and pay my brothers rent when he couldn’t, last month), i have been left with just barely enough for rent this month. I don’t have any credit cards or a car. After college I had a hard time paying students loans and they went into default. However, they gave me a one time opportunity to pay my way out of default and clear my record. I did that and am back in good standing. However, this is still on my credit history (something that I have filed a claim about). Due to my own stupidity, I am facing a very big need for $1500 ASAP. This morning when I went to the DMV to apply for my CA license (from Nevada), I found out that I have an outstanding ticket from more than a year ago. I want to kick myself. Basically, I need to have a license that is valid (and warrant free) because my full time job requires me to run errands on a daily basis…and because I would like to avoid jail time! I called the courthouse and if I pay the ticket amounting to around $1500. it will be done with and I can get my California license and be legal and move on. However, I just don’t have it. I don’t have anything even close to it. Nor do my friends or family members. If I owned anything that was of any value, I would sell it. I can’t come up with a fast solution. I have read lot’s of horror stories about payday loans and 90 day installment loans and the last thing that I want to do is get back in over my head and spiral back in default. It was a terrible feeling. Is there any other reasonable solution? And if taking a payday loan is the only answer, how do I avoid shady practices? Lastly, in order to compare payday loan’s, it appears that I have to fill out the forms with my info on their websites. Is this something that the credit bureau’s see? I don’t want to negatively impact my credit score by simply applying” online to see quotes. Thank you for taking the time to read this long post! Best


Bad credit auto loan?

my wife credit score around 542, and doesnt work. can she get approve for auto loan around $29000 with her credit and using my income around 75000 anually?


Can I pay one Credit Card bill from another Credit Card? Will there be any issues if the bank differs?

Suppose I have a Credit Card of bank X. I want to pay off the debts using another credit card of Bank Y. Is it possible? Or I have to pay the bills from the Debit Card Account?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If the car I’m buying is sticker priced $12,999, then why should I have to pay $14,650?

Looking at the Deal Summary right now: $12,999 sticker price, $14,650 after the dealer fees, and says that after my loan(due to APR) my total sales price ends up being $18,176.60. I’ve never bought a car from a dealer before and neither have any close relatives. we’ve always bought from Private owners. I’m located in Fresno, CA area by the way.


Has anyone used VA Mortgage Center to purchase a home?

our family is looking for a loan company, came across this one but I am apprehensive since there are no reviews online. The only reviews they show are good ones on their site of course. I am just curious if theres anyone out there who has dealt with them, I dont want to do business with a company I’m unfamiliar with. any advice would be welcomed Thank you πŸ™‚


The best sales jobs to make LOTS of money?

I have been in sales for 10 years and make good money, but I want to make GREAT MONEY! Like 250k+ Whats the best sales jobs for someone with great sales abilities?? I want to make atleast 20k a month. Does anyone know of anyone in sales that makes 500k or more??


What’s the best use of my money: to pay off a mortgage sooner or to invest in the money in the stock market?

Hi, guys im 21 and I just bought $ 80,000 small house four moths ago, and I would like to know what is better to pay extra payments to pay off the mortgage ASAP, or to pay the regular payments and the rest to invest it in the stock market or any other investment. The reason is that after 30 years im going to end up paying more than 288000, but if I paid sooner ill save hundreds thousands. In the other hand if the rest of the money I invested I can get a higher % gain, but is not secure. What do you guys believe is the best use that I can give to my money? Please give me your opinions, and ideas. Thank You.


Best free credit report?


Where can I take a course on corporate bankruptcy law? Post-Graduate – looking to learn as much as possible?

I’m a trade claims sourcer at this time and I’m dealing with bankruptcy claims. I believe the best bet is to learn as much as I possibly can about corporate bankruptcy and the procedures that are involved in a reorganization bankruptcy case. I’m looking to either 1) read some recommended books noted by the community or 2) take a course somewhere in NY. (I just don’t know where, specifically) I’m a go-getter and I make things happen…just need some advice at this point.


How to get the best credit repair Service in the USA?


How many kids do you have to have to use them as collateral on an auto loan?

I’m looking to get rid of my Ford pickup for a powder blue Chevy S10.


Can I pay one Credit Card bill from another Credit Card? Will there be any issues if the bank differs?

Suppose I have a Credit Card of bank X. I want to pay off the debts using another credit card of Bank Y. Is it possible? Or I have to pay the bills from the Debit Card Account?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does this mean? Annual Interest Rates Purchases: 19.99% Cash Advances: 21.5% Annual Fee: $0?

This is my first time getting a credit card and i’m not sure what that means.


FreeCreditReport.com?? is it safe?free?

I keep reading that annualcreditreport.com is safer and free for report. Is it? I just want to make sure because I’m doing this for my dad and he doesn’t want to use his credit card. But it’s weird because I asked him to call if it was okay to use annualcreditreport and they made it seem like they didn’t even know what it was -__- and asked if it was free, so I don’t know is it legit/safe?


When you went thru your Chaptr 7 bankruptcy, did you have?

any problems with the trustees or creditors who gave you a hard time about the debt? What happened with you?


Auto Loans?

Is it better to go through a Credit Union or a Regular Bank for a auto loan? The APR is the same and the monthly payment would be the same. Does your credit score benefit more from the regual bank?


Chapter 7 Bankruptcy and 401k?

Does anything happen to one’s 401k with bankruptcy? Also, does the 401k information get reported with the bankruptcy paperwork? I didn’t see a place for it on the paperwork the attorney gave me to fill out. I know, I know; ask my attorney, but he is hard to get in touch with. Just need a quick answer, if there is one. Thank you with sincerity.


How much would recovery truck insurance be?

I no you cant give me an exact amount but roughley what woupd it be for a 17 year old. Then what would it be for an 18 year old the a 21 year old thanks


Can i use my comdata card online?

i want to use it but i’m not sure i can. does anyone know if this is possible?


What’s the best way to get rid of negative equity on a car?

I have a ford edge and was told if I rolled it over onto a high end vehicle like a Toyota Land Cruiser- that in two years it will have absorbed it. I don’t believe it but wanted some opinions.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


There was a sticker on my credit card. After removing the sticker, the sticky glue remains. How to get rid?


What is the Best way to Build good credit after clearing up your credit report from all the blemishes?


Where can I get my free credit report ?

freecreditreport.com , experian, transunion, equifax are all in together to make money off me. Where can I get a real” free credit report without having to give up my credit card information and sign up for some monthly membership or a dumb “identity theft monitoring alert” service ? thanks for any help!”


Can I placed them (payday loan people) under my chapter 13?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a better way to make funds available to people that would be more fair than the payday loan system?

I think my question says it all , i just want peoples opinions


Can I pay one Credit Card bill from another Credit Card? Will there be any issues if the bank differs?

Suppose I have a Credit Card of bank X. I want to pay off the debts using another credit card of Bank Y. Is it possible? Or I have to pay the bills from the Debit Card Account?


Is a shell gas credit card good for establishing credit?

I was thinking about applying for one (i have no history) and because its something I would use fairly frequently, it sounded like a decent idea. But does terminating a credit card (per say I dont want to carry them anymore) or a untouched (say I established credit, than never wanted a card again) credit, cause it to decrease?


Can you get a car on finance with bad credit?

how do you reply on this thing or do i have to keep editing this post? … I won’t be able to get a loan with my bank as I haven’t been with them long enough due to my previous bank allowing my card to be cloned far too many times so I opened a new account with new bank just recently so I havent been with them long enough for them to determine my spending.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


Why do the Equifax and Experian show different credit scores?

Dave – thank you for your advice and your are probably right, I am obsessing over my credit scores. Cold – thank you for the website suggestions. I will look into them.


Will my payday loan post to my bank accout ?

I took out a payday loan to a bank account in my name that has $0.00 , I plan on paying it back soon but I can t this paycheck . Will it go through And I ll owe the bank or will it be sent back and I owe the payday place?


I’m 18 and want a bank loan for a car?

I plan on visiting my local bank soon, i need to know what to ask what to look for and am i pulling out an auto loan or a person loan, and also what is the bank looking for when they lend me the money? (and i dont have a set car picked out yet im going to an area where my friend lives to pull out a loan) i want to get 3000$ if i can


Does anybody know any good auto finance companies?


Anyone ever use a payday loan place called Ashland?


AnnualCreditReport is it free or a scam?

I just now verified my credit report at AnnualCreditReport.com. Nowhere in the process it asked me to pay or enter credit card details. Though it said free, I am concerned if there are any scams. Do I need to call up and cancel my subscription. If yes, what is their number to call. I was diligent in looking for any fine prints, I didn’t find one.


I need help locating a good refinance company for my car?

I have a 2008 Jeep Compass..my rate is 18%….my note is 502.00 monthly my term is 72 mo. please help me! I appreciate all the info yo guys can give me.


Why can’t credit card companies verify my identity?

We filled out the credit card application completely – including a social security number, current address, and phone number. The only thing I can think of is that we only have cell phones, and his father is still paying for his cell phone (it’s a family plan). Would this be a reason why? But again, when I got my first credit card at 18 I didn’t have a home number, either….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


STUDENT PAYDAY LOANS?

Hi i was wondering if anyone knew any company that would give out a pay-day loan for a university student , based on next payment from student finance’s .I’m aware of www.smart-pig.com they only ask for a snapshot of Ur next pay-day. I need something similar please as the amount they offered is short of what i urgently need.Thanks in advance


Can I pay one Credit Card bill from another Credit Card? Will there be any issues if the bank differs?

Suppose I have a Credit Card of bank X. I want to pay off the debts using another credit card of Bank Y. Is it possible? Or I have to pay the bills from the Debit Card Account?


How to raise my credit score?

i checked on the annual credit report and it didnt say who the creditor was. just that the account was charged off 2 years ago. I can wait a month and buy the car for cash but i really want to raise my credit score. I want to just put 8k down and finance 8k so i can get some recent credit on my report, with my girlfriend cosigning who has a credit score of 650. Is there a bank that would accept that?


Can i have tax exemption on personal loan or two wheeler loan?


In the article How to Save Big on Your Mortgage”. Will this work for auto loans as well?”


Does anyone lend to someone with a recent bankruptcy that has good credit and a 25 year job?

Husband has to file for bankruptcy due to a co signed loan for my business. Has excellent credit and a stable 25 year job? Sellin home and want to downsize. Will anyone lend in this situation to my husband for a mortgage. Mortgage and all his debt is current.


Annual credit report cancel service question?

I went to annualcreditreport.com and sicne i already got my credit report for the year for free i had to pay $11.00, now I need to cancel my service and want to know their phone number to cancel it, when it came thru my bank account the only numbers that came thru were- 800-493-329 everything but the last digit..




















































Can I refinance my auto loan in one year?

Can I refinance my auto loan in one year?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Hi im looking for a private lender or loan shark in australia?

im looking for a $30000 loan can pay back $60000 over 36 months at $1666 per month without fail have a family buisness with about $350000 worth of stock but will not miss any payments if anyone can help would be great


How can I find out who I owe money to without a credit report?

I owe verizon and capital one money and I do not know how much its been like 4 years now…. I need to find somewhere where I can look this up


Can i get a home loan?

Can I get a home loan if I’ve only worked 3 months my whole life and now a stay at home wife? My husband and I are getting married and then buying a house. HIs credit is not that great but not horrible, with the two of us (being in our early 20s) How can I find out what type of how much our loan would be online? Are there any good websites out there? Or is there anyone who can explain to me better> Thank you!


Do Credit Cards Work In ATM Machines?

Or do just debit cards? If so, i can take my Delta Skymiles Credit Card to an ATM and get money? Does it ask me for my pin?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How old do you have to be to get a car loan?

in turning 17 and I want to place a loan for 6 to 7 grand. can i place a loan in my name or does it have to be place on my parents name?


Are there any good payday loan places that accept Ga. residents?


What my little pony is Rainbow Dash’s best friend/friends?

My friends and i on psn have this my little pony joke im Rainbow Dash and we are best friends so what my little pony/pony’s are Rainbow Dash’s best friends?


Can I refinance my auto loan in one year?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone have 2 Orchard Bank credit cards?

I dont believe the first one was stupid. I have a $79 annual fee. Which I need to build up my credit. So if you don’t like the credit card keep your answers to yourself! As for the information on max of 2 credit cards It was listed under the credit card terms and conditions that the max any person could have was 2 credit cards threw them.


Can i cet free credit score?


What are the best free credit websites to check my credit?

I want to check my credit.


In California, if property is held in a trust, can you do a reverse mortgage?

If we put our property in a trust, (my wife is not yet 62) can we do a reverse mortgage and if so, does she have to sell the house when I die?


Where can I get order my reports online?

Credit reports…


How can i get a loan with easy a way by bank?


What is a safe site to get the free credit report?

I heard alot of those sites are scams just need the right one only.


Can i get personal loan without salary slip ?


Can I refinance my auto loan in one year?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a free credit report without having to pay?


Can i buy a $150,000 home with $10,000 downpayment and an average credit score?

I live currently on long island and the living cost here is just way too expensive i will never be able to afford buying my own house here. Where as i used to live outside of Houston, TX and with 150k you can easily get a very nice house thats less than 20 years old. so what am i looking at here? suppose i have 10k for downpayment… thanks!


Why did this stock go up?

why did this stock go up? + fresenius kabi pharmaceuticals holding inc I’ve been trying to figure out how certain stock go up, with no PE or charts and on this one couldn’t find any news. Anyone know?


Can someone help with an auto loan question?

So, I recently filed bankruptcy and it was recently discharged. I thought I try for a car since I’ve gotten more hours at work and my current car is falling apart. My friend suggested that I go through boss’s car company and try to buy a car. She knew that my credit would be horrible and I knew what to expect for an APR rate. I told her to go through my credit union, a few minutes later, I get an email saying that I was denied. But, an hour later….I was told by my friend that I was approved for a 10k loan. To make the long story short, I didn’t get the car but, my friend told me not to mention this loan when I go to other dealerships. Why would she say that and why would it matter?


How to cancel my greendot card?

so i have a greendot card. and it has -11.16 on it, and i want to cancel it, so i can open up a new one for $5 instead of of paying the $11, but i do not feel like opening a new email just for this! so how do i cancel my greendot account?


21 year old considering filing for bankrupcy? need advice?

I need some help I have alot of debt and I am considering filing for bankruptcy, not sure what to do or what my options are. I owe 12K to my school and 1k from a previous surgery, I made payments on it but I cant keep up anymore. I also have a credit card bill which I can take care of, no problem. I dropped out of the school that was putting me over financially and im going to community college. They wont release my transcripts until its paid in full. I dont have 12k and I cant get a loan to pay it off, and I need it in order to transfer to a less expensive school. Im worried about the 2 things on my credit report, the 12k one is scaring me. The debt collecters called today and said they are going to take it to court. My parents cant really help me out anymore and I work a part time job and go to school, not nearly enough to live off of and pay of a 13K debt. My parents are really helpful financially. I didnt plan for this to happen and I didnt intentially not pay but the amt of money, my school was totally overtook me. I want to just want to transfer to CSULB and graduate so I can start working full time at a serious job with hopefully better pay. But I cant do that unless this debt is worked out and I get my transcripts. Im only 21 and I feel like im out of options, can someone please help, is bankrupcy a bad idea at this point.


How can I get a mortgage as a temporary employee?

I am in a temp to hire job, where I have gotten enough training to know they really are keeping me. I have a down payment, I have good credit, I have an accepted offer on a house. Now I just need someone to give me a loan. Do you know of any types of places that will give me a loan while I am a temporary employee. The rules have all changed in the last few years, I am looking for a place that will still do that.


Loan or cash advance from credit card?

I need a loan for $8000. I plan to apply for a personal loan from Wells Fargo or use Lending Club or Prosper. I can definitely pay $8000 off in a year or two. I have a good credit score, so my interest rate shouldn’t be very high for a loan. However, my buddy just suggested that I just open up a credit card with 0% interest for the first 12 -18 months and take $8000 out with cash advance. What should I do? Any other suggestions? Yes I would qualify for the above mentioned loans and credit card.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If youre being sued for a payday loan can u still file bankruptcy?


I cant leave my wife I have nowhere to go please help!?

I compleetly understand that im the one that put myself into this position.. My wife and I have 2 children together we divorced last year and ended up getting back together and moving into a house (rent) in January 2011.. I just cant deal with the ammount of emotional abbuse she puts me and my kids threw, she has major anger problems and refuses to see help, actually every time me or her family tries to talk her about seeking help it just makes her worse.. I was active duty army until discharged for medical reasons in september.. Now were living off of just her income and the major problem is EVERYTHING is in her name.. I volunarly gave my car back to the lender because we were going to file bankruptcy, so we only have one car in her name… Ive tried to get my name on the lease but she refuses to fill out the paperwork… now she refuses to let me use the car at all, just canceled my cell phone and is threatening to call the police and have me removed from the house… I literally have no where to go! no friends and any family I do have is in Michigan (im in NC)… but my family is poor and no one will take me in…. Im scared to death that i am going to get put on the streat… and im even more worried for my kids… Im waiting for a VA raiting for my disability and social security disability… she took my name off of everything, bank account, car insurance hell even the cable and cell phone accounts… because of the bankruptcy I cant open another bank account so if the VA rates me and sends me a payment its going into an account i no longer have access too… please help me i dont know what to do, every part me says to take the kids and run but theres nowhere to go and ive put every bit of effort i have to keep them from seeing anything that my wife and i are going threw… thankyou


How can I find out if someone recently tried getting a credit card under my name?

You are correct, it is a family member.


How can I check my credit score for free?

I can check my score through a credit card I have but I remember last year I got it checked for a loan and it was actually higher than what my credit card statement said… (it was in the same month) So I am interested in finding out a way I can see it now… Any help?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Card Works In Store But Not in Online?

I put everything in the details but it didn’t work


Can I refinance my auto loan in one year?


Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?


How can i get a free credit report and my credit score…w/o giving any info on my credit or banking account??

i want to do this online

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Please help i opened a payday loan email i got now they ?

wont stop ive gone to the bottom of their pages were they tell you if you don’t want them to bother you they wont stop i get about100or more a day how do i stop these emails help me .thanks


Someone used my credit card to buy stuff online, will they get caught?

bdancer222: so the credit card company won’t be able to track down the thief?


Have You seen… (10 points to best answer)?

The Movie Citizen Cane”? If you have can you answer one or a few or all of these questions 1. What visual symbol opens and closes the film? 2. How is the nurse’s entrance into Kane’s deathbed shown? 3. What historical figures are Kane filmed with? 4. What early encounter between Kane and Thatcher is mentioned in a Congressional hearing? 5. How is Kane photographed as a recluse at Xanadu? 6. How do we as the audience enter the nightclub where Thompson tries to interview Susan Alexander? 7. How does Kane react upon meeting Thatcher for the first time? 8. Why does Kane’s mother transfer guardianship of Kane to Thatcher? 9. How is the passing of Kane’s time with Thatcher shown? 10. What is ironic about Kane’s response to Thatcher’s question about what he really wanted to be? 11.What happens to Kane’s Declaration of Principles? 12. How are the first 6 years of Kane’s newspaper endeavors visually depicted? 13. When is Kane shown to be at his happiest as an Adult? 14. How is Kane’s first marriage symbolized? 15. What was Kane doing when he first met Susan Alexander? 16. How old is Kane’s son when he leaves Emily? 17. Why won’t Kane accept Geddes’ offer? 18. Where is the camera placed when Leland confronts Kane after the election? 19. What symbolizes Susan’s singing career? 20. What triggers Kane’s anger when Susan says she wants to stop singing? 21. What are Susan’s hobbies? 22. What interrupts Kane’s rampage is Susan’s room? 23. What symbolizes Susan’s departure from Xanadu? 24. What symbolizes Kane’s loneliness after Susan leaves? 25. What happens to Rosebud at the end? THANKS SO MUCH”


Hey guys do you know what is the best way to build a good credit history…I just got my credit card yesterday?

Please give me the best answer you got! Peace


Katie had an unpaid balance of $5,155.15 on her credit card statement at the beginning of October.?

She made a payment of $215.00 during the month, and made purchases of $412.01. If the interest rate on Katie’s credit card was 6.5 percent per month on the unpaid balance, find her finance charge and the new balance on November 1.


Capital one auto loan?

Im a capital one card holder and i want to get a auto loan well i need to send proof of income if they already know how much i make when i got a credit card from them.


How much would a $160,000 mortgage cost a month?

THANKS EVERYONE, ITS HARD TO CHOOSE THE BEST ANSWER


How long can I stay in my home after filing for bankruptcy?


What’s the best and fastest way to establsih good credit in order to get an auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Growth rate of red tail shark vs albino red tail shark?

For those commenting on or asking about tank size mine is an 80 gallon tank. I have the two red tails, 7 barbs, and one algea eater… forget the actual name of it but he is a pale yellow. Definitely not at capacity by any means! Tons of plants (including this random live moss/plant ball) as well as a few bridge/rock/etc hideaway areas. I’m surprised to hear the red tail is an endangered fish. I’ve always seen them available (usually quite a handful of them) whenever I go to the pet store… which is pretty much every 2 weeks to get dog food. I’ll definitely look into that. Not sure how to go about giving away the albino but it is logical that he isn’t growing because he isn’t getting enough food. When I feed the fish everyone goes to town except that guy who swims up and down one corner of the tank. Maybe people take free fish from craigslist?


Can I refinance my auto loan in one year?


Help me! How can I solve this problem. I am confused with it. It looks like Baye’s theorem.?

Researchers have developed statistical models based on financial ratios that predict whether a company will go bankrupt over the next 12 months. In a test of one such model, the model correctly predicted the bankruptcy of 85% of firms that did in fact fail, and it correctly predicted for 74% of firms that did not fail. Suppose that we expect 8% of the firms in a particular city to fail over the next year. Suppose that the model predicts bankruptcy for a firm that you own. What is the probability that your firm will fail within the next 12 months?


Can you file chapter 13 bankruptcy after you have filed a chapter seven bandruptcy?r=1255877699?


Im 17 and have no credit, but I have a job. Can I get a car loan?


How can i get a fast no faxing pay day loan?


Big debt=bankruptcy???

I can’t believe it came to this. I used to be responsible with my money and pay all my bills on time. I bought a house in 07 and now its worth 30k less then what I owe on it, but have no equity in it. Credit card debt rising since then from 20k to 70k. Since I turned 21, I have had a gambling issue but the last 6 months have been the worst. I lost around 20k in the casinos and on the lottery. I know it sounds bad but I am trying my best to beat the addiction. I have talked to my priest and almost made it to a gamblers anonymous meeting (sat in my car outside too afraid to go in and face my problem). Everyone I know jokes and says that I have a gambling problem, but they have no idea how bad it really is. I hide everything from my family and fiancee. In October and November I took out around 23k in cash advances from my credit cards to gamble and have enough to pay other bills, with the intention of winning and paying off what I took out and have extra to pay other bills, didn’t happen. I have now missed my last 3 mortgage payments, cards are maxed out, I only take home 2500 a month at work. With the mortgage, car ins, utilities, groceries, and minimum credit card payments, I owe 3000 a month. I don’t know what to do, the mortgage company is calling 3-4 times a day. In the last 2 weeks I have been looking at my options and don’t know if i should try to file bankruptcy. I have stopped using my credit cards, sold my gas guzzler car and bought a motorcycle to ride this summer. I don’t really have many possessions, which is sad, spend 70k and have nothing to show for it. I guess my question is Should I file bankruptcy? Will the recent cash advances hurt my chances of a discharge. Will my friends and family find out? Has anyone had a similar situation? Any advice would be greatly appreciated. I am considering contacting a lawyer in the near future. Thanks in advance for the answers. Will