Payday lenders getting on my nerves….?

Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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I need to refinance my auto loan. the interest rate is just kicking my butt, I have the worst credit score.?


Is ATM card the same to Cradit card? Can I use my SBI ATM card for online shopping? How?

I want to apply for pan card online. For this I have to pay Rs 70. I have SBI Atm card. How can i use it?


Auto insurance on 2010 dodge challenger?

I have been looking at a dodge challenger and did the paper work on it and everything was approved, and my mom says if the insurance is too high I can’t get it… It’s gonna be in her name and she’s 57, do u think the insurance will be high??? And we live in a very small town


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do I get an actual free” credit report?”

How do i get a real free credit report. A lot of companys offer a free credit report, but you have to sign up for their credit monitoring service. is this not false advertising


Where can I get a $5k auto loan?

Most of the banks and credit unions online wont accept a loan request less than $7500-8000. But I only want $4500-5000. Are there any banks that will loan me less? I am eighteen buying a car, i have two jobs and make about $1500 a month


How do you become an auto loan broker or agent?

I am trying to find out information on how to become an auto loan broker. I would like to find out what are the pro’s and con’s of the business, and how do you go about getting, licensed or certified in New York. The New York info is not critical but if anyone has any insights that would be great. Any help would be greatly appreciated!!


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Transunion credit dispute?

If I disputing something on my Transunion credit report and they had the problem fixed/removed, will I have to dispute the same problem for each credit bureau?


What would be the monthly mortgage for a $450000 house?

with none down, veterans loan, and how bout $250000 house??


Is a 682 credit score, good enough to get a home loan?

Only debt that the wife has is student loan debt before we were married. Which from what I know any debt from medical or student loans before you are married, they cant garnish my checks, but when I file for taxes at the end of the year I need to file for Injured spouse so they won’t take my return when we file jointly.


Difference between Cap rate and yield?

Hi, I have a presentation tomorrow in a real estate course at uni which I would like to touch on the difference between cap rate and yield, when I look at the formulas, they both seem to give the same output, cap rate= NOI/Value, yield=( net monthly rental income * 12 / Purchase price ) * 100 is it that you deduct expenses to obtain NOI where as you simply take rental income to calculate yield? correct me if I am wrong. Thanks alot Update : Also could you please tell me why I’ve heard people say that you can find out the cap rate of your area from your real estate agent? isn’t that a case by case basis for each house or they are wrong? thanks again


Where can I get a free credit report online?


I am 28 with no job in bankruptcy living with my parents with sever depression?

I been in a state of mind where I just beat myself up don’t really have no interest in anything. I try to push myself to do the simplest task but have no will to better myself. I smoked weed everyday for 10 years and recently quit cold turkey only to relapse and it just make me lethargic and more stuck” then before. I quit my job after I was discipline for making a mistake for something I was never taught to do. I just never ended going back.It was just a part time job with UPS but I know I always did all I was able to do compared to some of my other co-workers that just like to slack off and was just ridiculed for it. I can’t find one now. I have anxiety going outside of the house have no insurance so its not like I can seek help. Have not been suicidal but thought is there every day I wake up.I sleep till or past 12pm. I just don’t want to face the day anymore. I lost int rest in everything I used to enjoy. My libido is dead what there to live for? HELP!”


What is a good starter credit card?

I wanted to start building up my credit, but I have no idea what the best cards are. I’d want one with a very low interest rate though. Thanks in advance!


Unsecured Bad Credit Loan?

Where and how can I get approved for a unsecured bad credit loan?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband and I filed for chapter 7 bankruptcy 6 weeks ago.?

My husband and I filed for chapter 7 bankruptcy 6 weeks ago due to a wage garnishment and other reasons. Our lawyer told us because of the timing and amount garnished we would get all of the garnished money back. The automatic stay has been in place for 4-5 weeks. My question is when or how long does it take before you receive that money back?


Should I join this webcam site even though it’s asking for my credit card?

There’s this adult cam site I like (camhub) and I really would like to join. However its asking for my credit card. It does state it will never charge me. Does it make sense to join or not?


What is the difference between chapter 7 and chapter 13 bankruptcy?


How long does it take a credit card company to sue us after we quit making payments ?

we are planning on paying them off but at this rate it will never happen .so we want to stop paying minimum payment and save that money for 6 months to a year and pay them off in 1 lump sum . the question is how long will it take for them to sue us in the meantime


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”


Is 7.95% interest rate too high for an used car loan?

The car loan is $11,500, my credit score is 624. What other charges should I be aware of beside the amount of the loan? like taxes, etc,etc… Is a $234 payment too high or is it fair? should I ask for a lower payments? What other main thing should I look after when buying used? Everyone’s opinion will be highly appreciated, thank you all.


Car loan problem repossession?

They never granted me the deferment, and because of bankruptcy law(?they say) they could not send me a letter saying I did not get the deferment, so I had no idea that it was just being counted as not paying, until the repo man showed up. My car payment is only $250/month, and considering upkeep on older cars, I would rather just pay this one off. There was a family crisis that prevented me paying at the time. I even told them I could do lump sum payments. The point is without a letter stating if I pay the $750 in back payments, I have no leverage if they don’t give me my car back, but I can’t figure out how to get them to send me one, or maybe I should blindly trust them, but I think it’s a very bad idea.


Looking for PROS & CONS of buying a Manufactured or Modular home.?

I’m in California where we all know the cost of homes is outragious. This is another avenue I’m considering. I’ve seen a few models so far and they look good. I hear that just like with cars, brands differ in quality. Has anyone had any experience with this type of home? I realize the land will have to be purchased before buying or tear down a previous house. Also, do they appreciate or depreciate in resale value?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does paying tips by credit card work?

I ate at a restaurant and paid by credit card. I got the receipt and wrote the tip and total down and signed it. But since the card was already swiped, how does the tip get paid? Also, how does the waiter get the tip in this case? Does he just get money from the cash register?


Can i get educational loan if i have ongoing house and car loans?

Hello friends. I’m struggling about these engineering colleges. I’m from a middle-class family in India and right now I’m financially tight. I have an ongoing house loan as well as a car loan. Some banks which I consulted denied me educational loan for my engineering. Banks don’t provide educational loans on management quota seats. Luckily I got a merit seat in Manipal University. However I missed the scholarship narrowly. So I have to pay them by loan. They charge approximately 16L for 4 years. So I definitely need an educational loan but I don’t want it to affect my ongoing loans. Is it possible? Are there any such banks which will provide me the loan? Please relate me to some bank official who can help me. Thank you in advance. Since I’m low on time I want you to reply ASAP. Once again thank you for your time.


What happens if you can’t pay a payday loan company back?

Do they garnish your wages or do they just put it on your credit report and you just can’t borrow anymore money?


HELP!! I need some advice about payday loans! Can I consolidate them?

I feel like I am never gonna get ahead! We have gotten advice from a consumer credit counseling. They said that they just threaten to turn you into the DA, to pay off one at a time. This is not true. They will turn you in! Is there any way I can consolidate? Any help out there? My credit is so bad!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

100k loan with 35k income through countrywide?

I have been pre-qualified for a home loan for 100k from countrywide through fha. I make 35k a year and have a car payment and cc debt that totals close to 500.00 does anyone think I will be able to be approved for the loan? The area is new jersey and the taxes I’m looking at is 2800 tops? I have other sourses of income through my boyfriend but he works under the table currently and is not on the loan. Also would old leases from places that I have rented for 1100 amonth matter in this case. thanks in advanced


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Are there any online loan in Philippines via PayPal?

I wanted to have a loan online via PayPal since my salaries are really getting delayed nowadays.. I am working as an online visual assistant.. I’ve searched but I can only find for US residents. Help?


Where to get auto loan with bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am trying to find a CHEAP online payday loan = only SINCERE helpers PLEASE :O) and NOT Magnum (RIP OFF)?

i need one to do online as i do not have transportation right now or access to a fax machine. The cheapest i have found so far is $25 PER $100 borrowed. I only want to borrow about $800-$1000 until i get paid or get my stimulus check on 6/20 – about 12-13 days. I have sucky credit so i need one that doesn’t require a credit check. This is a one time thing until I get paid or until I get my stimulus check. Thanks so much for helping me. PLEASE only sincere replies. Joanie


Keeping our house in bankruptcy?

My wife and I are planning to go Chap. 7 bankruptcy. Our house value is about $20,000 less than what we owe. Should we hang on to the house and hope our positive equity returns? We are both middle aged (50’s) and don’t have a lot of time before retirement to earn back our equity. Also, the house is in need of neglected maintenance”. If we keep it


When you file for bankruptcy in Connecticut, do you have to lose your house? ?

Also, please explain bankruptcy in the simplest terms possible, thanks!


How long after bankruptcy were you able to buy a house?


Can a payday loan deny your application but still charge you a fee spec anything?


Is it bad to use a credit card for everyday purchases?

I’m new to credit cards, and just trying to understand. I Googled the question, and most websites say never use a credit card for everyday purchases… use it only for emergencies!” I understand this as advice for people who possibly can’t make their payments/can make only the minimum


I want to get a computer for college but I have bad credit?

Ok first thing is first. I need to get a computer (it’s basically going to be used for college stuff like research, typing reports, ect) but I have bad credit. I also can’t make a huge payment all at once. Does anyone know where I can purchase a computer and I can make monthly payments on it even though my credit is bad? Please help! Thank you.


How does buying a foreclosed home work?

How do you go about buying a foreclosed home? I see ads for foreclosed homes for 200,000 or 300,000 dollars when their worth twice that. Does that mean I give the seller/bank that much money and I get the house? I’m sure I’m missing something here. If possible please provide a link so I can get more info.


Whats the APR if you charge 1000 on a credit card whose interest rate is 20 percent with an annual fee of 30?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad to max out credit card even if I pay it back in full on time?

Is it bad to use my credit card so much that I bring it very close to the maximum, even if I pay it off in full on time? I have been putting just about everything on my credit card because I like to take advantage of the rewards, but I heard from a friend that it’s bad to spend near the max. Is this true? I’ve never missed a payment and I’ve always paid off the entire balance. If I keep doing this will it bring my credit score down?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit?”

Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit? I was asking because I was told that applying for stuff and getting declined lowers your already non-existant credit and I did that for best-buy :/ Reason being I am looking to build my credit and I really want a new monitor


How many times can you refinance auto loan?


Totally free credit report?

Is there anyplace on web were one can get a totally FREE credit report? My Granddaughter, is seeking to rent her first apartment, and she needs her credit report. She went to freecreditreports.com and found she had to {{ PAY }}} with a Visa, or MasterCard online for her credit report from their website. So I guess that now free right? She’s seeking a totally FREE Credit report as advertised on T.V, and other places, but we” have not found one yet! Any help out there?”


I am looking for a good payday loan site, one with no fees for first time customers, anyone know of one?

If you have a referal link that will get you a reward” and me a free pay day loan (of course I pay back what I borrowed


I am planing to file a bankruptcy, any advise?

i am not citizen yet, is it going affect me during my citizenship application? i rly need help.




















































Questions on debt consolidation im 23?

Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can i get a mortgage loan with a 556 credit score?

If I have already live in the house that I want to buy and the owners want to sell it & give me credit for what I have already paid in the amount of time that I have been here which is $10,350. What are my chances with the bank letting me take over the mortgage ?


What if i file bankruptcy? but did not go to court yet?


I need a Loan?

I need a Loan to buy my home back from the seller. Im disabled living on a fixed income. I filed for Bankruptcy and it’s been Discharged as of 2/2007. I want to go home as soon as possible!!! Would Someone Please Help Me!!!!. The seller is asking for Little-To-Nothing for my home. I’ts been stripped of most of the Copper and Medal. I also need a Loan to fix it up.


Check credit score once?

Hi i’m looking for a site to check my credit score just once…and not have a membership..any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Since payday loans are illegal in Pennsylvania …?

… does that mean the borrower doesn’t have to pay them back? If a payday lender is willing to give someone a loan that is illegal in this state, can that person borrow and just refuse to repay? I know that would be unethical, but can you do it?


What does NOT PAIDA/P NSF FEE mean in online banking?

I just checked my bank balance and my main account has NOT PAIDA/P NSF FEE on its statement, and has put me in OD for $20.00! What on earth is this? I had no automatic payments or anything going into/out of this account and the account had nothing in it. Is the bank ripping me off or something?


How does credit card work on ATM?


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


THE LOST CREDIT CARD JOKE, SEE IF YOU CAN TOP IT? the best joke gets 10pts?

A couple is at the police station reporting a missing credit card, Wife,very mad: I’m here to report a stolen credit card, the guy who stole it its purchasing stuff left and right without our consent. Husban: No, no its o.k honey, I’d think we better go and let this people do their jobs Wife, histerical: What do you mean lets go, my credit card got stolen and you are this calm, Police officer: Do you want to make a report? yes or no? Husband; No officer I don’t want to make any reports because the guy who stole the credit card is spending less than she is… lol


Can a co signer on an auto loan refiance without the other co signers signature?

My daughter is not a minor, she is 23. The loan, title and registration were all in both their names. Some one, either my ex or his girlfriend forged my daughters name on the loan,title and regestration. I have heard taht if the new bank find out that the loan was abtained by fraud, they can demand the entire balance of the loan from my ex, and I have heard that what they did is a federal offence. I don’t want to fly off the handle, nor do I want to approach them untill I have all the facts I need. He is in the military,so if what he did was truly a federal offence, I don’t want to do anything that will destroy the 20+ years he has in, I just want to get her car back and hold them accountable for what they did


What is the best website/company to get a list of all bills owed?

My credit is close to terrible. I would like to get a list of every single place and amount I owe so that I may either work something out with them or start paying them off, one at a time. What is the best site that I can go to and they will give me an entire detailed list for free or very cheap? PLEASE HELP !!! I cant live like this anymore.


What year of a used BMW 3 series is the most reliable AFTER warranty runs out.?

Robert, I’ve strongly considered Car and driver as a good argument and point to how the 3 series is a good car. It is a good car, but good does not translate to reliable. Car and driver reviews the newest models and when reviewing the newest models, you are not reviewing the long term reliability of ANY vehicle, it is purely from a driving, comfort and option based standpoint. I can’t tell if my new pc is gonna crap out on me the second I buy it, so how would one with a car? Based on everything I have read, you’re one of the luckier ones and your friend, too.


How do I know what my credit score is?

I just bought a house, got my car put in my name, and have opened a few credit cards at home depot, best buy, ect, to get my new house decorated. I bought my house and all this stuff a couple months ago and am wondering how my credit is. How can I find out what my credit score is? I don’t want my report, I want my score like 520 or 750. Any help would be great. Thanks!


After putting a fraud alert on my credit, how do I get my free credit report online?


I cant make payment with my visa debit in h&m online?

I have money in my account for starters, and I was just doing some shopping online in h&m and I couldn’t make payment because there wasn’t a option for picking what card type to pay with. There was only options for ‘pay with card’ ‘monthly instalments’ and a slip thing. I went over the whole checkout process and there was no option for clicking on visa debit, it was just credit card.. So I went along and thought I’ll just click on credit card and try and pay and it said incorrect information. So I’m quite frustrated with this situation. By the way it was my first time shopping online in h&m


Please do not apply excess payment to advance my due date” what does it mean?”

I want to pay a little bit more than the due for my new student loan, but on the bill says check the box if you don’t want full payments over and above the total due to advance your next payment due date. So should I check the box or not if I want to pay more of the principle?


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I take out a loan to pay down my debt to increase my credit score?

Would it be a smart idea to put my current debt into a lump sum loan? I have appx $12000 in debt at the moment, I had racked up some credit cards during a financial hardship while working a lower paying job while searching for a new permanent position. Now that I have that new higher paying job I was wondering if it would be in my best interest to take out a personal loan to help with these debts and pay those all off with that loan so I can improve my credit score. My credit score went down about 70 or so points during this period of time and I want to get it back on track. I could only afford to make minimum payments on my accounts which I don’t do when I’m making my normal wage. I want to get my credit back where it was… what are your opinions?


When can my husband and I get a home mortgage?

We were discharged from chapter 7 bankruptcy, 12 month’s ago. and have been repairing our credit reports, have been building up our credit scores, and saving a down payment, my husband’s salary is 96,000, per year, when can we purchase a home, and can we get a FHA loan with a low interest rate, andput only a 5% to 10% down payment.


Do you have to find the house you want before you get a loan from the bank?

I am trying to take all of the steps I need to in order to purchase my first home. I still have a ways to go before I will be able to do so but I was wondering whether you had to have the home that you wanted picked out before you go to get a mortgage loan from the bank? I guess I’m just not really sure how the whole process works. Also if anybody knows what an approximate credit score range you must have in order to obtain a home loan from a bank that would be great. It would be even better if someone can provide me with all of the common requirements to get a home loan 🙂 Thank you!


What happens if you cant pay back your payday loan?


What does cash buyers only” mean when buying a house?”

I’ve been looking for a house on apps I have on my iPhone. I’ve never bought a house before. When it says cash buyers only can u not still get a home loan from the bank or do u have to have the full amount? I know this might sound stupid to ask but the realtors I’ve spoke with about the house won’t even show it to me and say “it’s cash buyers only””


Site that tells you what kind of home loan you qualify for?

Like if you were to plug in your income, and it tells you.


What are some good internet lending institutions?

I’m looking for a personal loan — not a payday loan.


Question about bankruptcy and tax refunds.?

When my husband got out of the Army in 2005 I forgot to mail the receipt for the costs of moving and they sent us a bill for it. Basically, if you owe them money they take it directly out of your tax return. We claimed bankruptcy and got our discharge 1/19/2010. I filed our taxes 1/30/2010. Can they take the money out of our tax return?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever used Paypal as proof of income for an auto loan?

I make most of my money by AirBnB, but have not had to report taxes on it yet, so I don’t have a tax return with its income reported. My only proof is the incoming payments from AirBnB through paypal. I use my paypal account like a regular bank account, and have a debit card linked to the account. Would banks use the deposits from paypal as proof of income if I were to apply? Have anyone heard it happening?


What should i do about my payday loans?

I have about 5 payday loans, and now I cant afford to pay them. I was thinking about closing my checking act, and then making paymnt arrngment with all the payday loan places. What do you think? Do you think its a good idea. I keep paying them and having no money for my bills. HELP!!!!


What happens if someone stops paying an unsecured personal loan?

My cousin is having a lot of trouble paying off a personal loan. I helped her a few times, but I have my own bills to pay so I stopped. Since it is an unsecured loan, she is thinking about not paying the rest of the money she owes. What are the consequences of not paying the loan?


Remove ads at bottom of inbox?

Have used Yahoo mail for over 10 yrs. never had this issue before. Recently started seeing ads at the bottom line of my Inbox. It throws the whole list of Folders on the left side off. Most times I can not access the inbox as the folders are raised higher and blocking the Inbox etc. Please help me remove these ads. Usually for a Free Credit Score.. Please advise…



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

File bankruptcy how many years will it take to get a bank loan in ny?


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.


Auto loan monthy payment help?

i need to get an loan for 2500 for this car how much would my monthly payment be? its a ’98 pontiac sunfire


Can I get an auto loan with bad credit?

I have found a car I want to buy….I need to get a loan for around $6,500…I have bad credit, is there any company that will give me a loan? I have tried several of them and have gotten shot down…help please???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of a personal loan i can get not a payday loan with bad credit?

Im looking to get a loan but i dont want a payday loan and preferrably one where you dont have to have a job, even though i will have one soon


Where can i get a free credit report?


What do you think of Payday loans?

I am looking for personal opinions for a class. I do not need a loan


A $10,000 car for a monthly payment of $310/month? Pls tell me what i’m missing please!?

Actually we were qouted on a 60 month term and i know i could get a better rate than that. The thing is, i wanna know if there are hidden” charges (and what they are) that dealers put on when they calculate your payments. I work at a mortgage company and it is our practice that we show our client the estimated breakdown of their financing before they sign any contract. It’s called a Good Faith Estimate


Can You get a Payday loan without having a banking account?


Where can i go to get a free credit report?

I am looking to get a free credit report online without having to use a credit card. I have checked a few sites and each of them has asked for a credit card, which I do not have. Where can I go? Please.


Auto loan debt consolidation?

Me and my fiance are thinking about filing for bankrupty, but we wanted to know if there are any other types of help out there that deal with auto loan debts. We want to keep paying off our loans on our 2 cars, but during these hard times, its just becomming unbearable. Any help would really help!


I have a payday loan at advance america and I cannot pay it back right now what will happen?


Debt settlement vs bankruptcy?

I live in Nashville TN. I was recently taken to court and ordered to pay a debt that I don’t know how to get out of. The orignial amount was 1000. When we got to court it was 3000. They had me sign a paper and now I pay 20monthly for forever as the interest would be impossible to pay off. Every month 10% interest is added to the 3000 beginning Oct. My debt to Buffaloe & Assoc now,in March is over 5000. What are my options? I want to settle but have no money to do this. I currently work 40hrs a week M-F. I’m taking a 22 credit semester (senior year in college) I have 300 teaching hours to finish by August My current debt (including car, school and surgery bills) is about 24,000 I need a life plan. I feel so unprepared and I’m 24. Are there such people to sit with you and show you how to get out of debt and create a retirement plan? I also want to finish college and start a catering company. I feel like I have so many dreams but I’m unsure where or how to start, any help is appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car loan grace periods?

so i just got a nissan xterra and im paying 300 a month on it but i dont have enough money till 5 days later does anyone have NBT bank and do they know if there are any grace periods for car loans


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.


Not finish paying off my car should i trade it it?

its 14k and the car i want is 18k how does that work and is it going to be added together and if so how does that work


United HealthCare Plan 100?

Has anyone taken out a health insurance policy with United HealthCare underwitted through Golden Rule. I am looking for reviews of this health care providor before I sign up with them. I am looking at Plan 100. Any problems with Claims or billing?


Which is the best credit card in India?

Considering the grace period, monthly interest, offers (excluding dining at 5 start hotels, shopping in expensive showroom), reward points, Payment options and other benefits, which credit card would be the best choice?


Where can I find a unsecured loan/w bad credit(not Citifi.American General,prosper or paydayloan)?no-cosigner?

These lending companies say you don’t need a co-signer then turn around a say you need one.My credit is 600(bad) and I don’t have no bankrupcies and I’m just trying to clean-up my debts and buy a new house before summer/fall.I been on my job for 2 1/2yrs and I just got in trouble with my debt by helping my family and medical issue for my son.


What are some rude/cheeky cockney rhyming slang phrases?

I remember there’s a rude one about a ‘boat race’/face, and a few others but I can’t think! Thanks for any help. The ruder and cheekier the better!




















































How long does a bankruptcy stay on your credit ?

How long does a bankruptcy stay on your credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Credit score is a 552 what do I do?

I want a new car. I need to find a way to boost my credit score by 50-100 points to get a good deal. I didn’t have parents that could lend a financial hand so I racked up about $4000 debt in college. I don’t owe any student loans or anything. Anyone have any suggestions as to what I can do to help improve it? How long does it normally take to do so?


What is a loan sale? definition and explanation?

I am looking for a good definition of a loan sale by banks and also an explanation in details how a bank get into a loan sale to keep a particular loan off their balance sheet and book other loans. thanks and regards


Is it better to add a person with lower credit score to the auto loan application?

I have a credit score of 700 and I want to apply for a $20k auto loan. I really want my wife’s name to be both in our application for the loan as she also has a fair income (we filed our income tax together), but she has a lower credit score (600). Would that increase my APR interest? Or is the APR solely based on the person with higher credit score?


What’s a apr rate with a credit score of 704?

i’m wanting to get a new 08 mustang but i have a thin line credit” (i think i means i don’t have enough major bills that build my credit) but my score is good they say. what should my APR be?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am repaying a 3,500 loan with 20 equal mthly payments of $196 each. What should be annual percentage rate?


Where can my cousin get financed for an auto loan with no credit and only making 900$ per month part time?

I am trying as hard as I can to find a reputable place online that would finance my cousin to take over my car and put it in her name. She only works 30 hours a week and gets about 900/ mo. Where can get that assistance? I desperately need to find somewhere that will approve her. And I am definitely not willing to cosign with her.


What happens when you don’t pay back cash advance places?

I owe 2 seperate cash advance places and just can’t pay them back. What will happen?? Will or can they sue me or can I go to jail? I already have bad credit so I’m not really worried about that. By the way this is in California!! Thanks personal exsperience advice wou;d be appreciated…..


How long does a bankruptcy stay on your credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I was approved for a 72-month auto loan with simple interest at 9.9%…?


Paying 28% on a auto loan…help!?

Here is the problem, I just found out my auto loan company is charging me 28% interest on my loan! and to boot they are charging me 3 dollars a day on top of the balance? I have paid over 7,000 dollars on a car that is only worth 5,000 and I still owe an additional 5,000! I know they are screwing me, and it’s my fault ( I had my boyfriend get the information and have me sign on the dotted line, I was working and trusted his judgement…I know…stupid move) What can I do? If anything? I live in Florida if that helps? Please, I am in desperate need of good financial advice..


Does your credit score change every month?

does your credit score change every month


Any options besides Debt consolidation?

I have about $23,000 total in credit card debt. I have great credit just too much. Total it is probably 6 different credit cards. I am interested in debt consolidation thinking that it will help me pay these off faster. I have canceled all of my credit cards and will never open another one. Is there any other option or is debt consolidation my best option? Thanks in advance for any help.


How does a preapproved car loan work?

I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?


Has anyone worked for Primerica? Is it a scam?

I am a soon to be college grad, and someone from Primerica called me because they saw my resume on a job posting site. The guy seemed very sketchy, did not mention a position, only mentioned the name of the company after I asked him several times, and he scheduled and interview at 7pm. i have it next week, should I even bother going.


Citibank personal loan?

i recently applied for a personal loan and right now there verifying my application. i was wondering if i get approved will they send me the money right after approval or do i have to accept first the reason is that i’m not sure if i want the loan anymore because i found cheaper interest rates so even if i get approved can i decline the loan??


A personal loan or a credit card: Which would be best option for this purchase? .?

*Raps head* Ah, the spending limit, among other things mentioned, are things I’ve overlooked here. That’s why I asked. Thanks for bring those things up. @ David. Bike aside, the essential gear required (Helmet, Secure Locks, Adequate Lights, Storage[Rack& Pannier] , Spare Inner-tubes, a pump, etc) could easily add up to half of what I need. I also plan to be involved in cycling events. A modest road bike would be $600 at the least. A $200 walmart mountain bike is much, much less than ideal here. Thanks though. I don’t have the money already because I was unemployed for a while.


How long does a bankruptcy stay on your credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad credit loan question. www.creditandloans4u.com?

should i do a loan with www.creditandloans4u.com i have bad credit?


Car loan with a credit score of 595?

Can I get a car loan with a credit score of 595? I have a medical judgement on my credit that I am paying for by having wages garnished.


I am retired and on socail security i have fell into a hardship looking for a short term loan?

I have tried several payday loans on the computer but no one offers to socail security recepitents


Differences between 2LS and 1LT Camaro? ?

On a tight budget and leaning towards a 2LS Camaro but is there an External difference from the 1LT? And is it noticeable? I can always mod the 2LS and make it look badass right?


What happens to your rrsp when you file for bankruptcy?

Will they take if away if you file for bankruptcy? Location: Toronto


Can you western union yourself money paying with a credit card to recieve cash? Instead of atm cash advance?

I want to take 60 in cash from my credit card by paying for western union to myself is it possible?


A quetion about payday loans??

Well iv applied for a payday loan off quick quid and about 2 hours ago it says its been issued. Does this mean it has been approved?? Im just wandering because it says they give you the money with in an hour after its been approved but i stil havent got it. Does it take a while for the bank to transfer it or something?


How can I find out my account numbers?

Ok I dont have the old bills which is my problem and as far as freecreditreport.com no kidding they are going to charge me a fee that is for there service da. I want to monitor my credit not see my report once a year. Just because they advertise doesnt make them sleezy get your head out of your ***

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after a bankruptcy should you get a credit report?


Interest Rate for Poor credit customers?

I get offers all the time from Blue Sky and Capital One for pre-approved auto loans up to $30,000 but they never state any terms in the offer. They want you to go and see a dealer before any particulars are disclosed. Anyway, have any of you bought a car this way or know how it works? What is the interest rate range, lowest to highest? I’m in California, if that matters. Thanks!


Paypal and cash advance?

Hi, here’s a scenario: Say I want to make a payment (overseas, if it matters) directly within Paypal, so either making a purchase or sending someone money through Paypal’s site. Using only funds from a credit card. Would either (making a purchase vs. sending/gifting money) be considered a purchase or cash advance to your credit card? Also, would it be the same for every credit card company or do they threat Paypal charges differently? I would like to hear from people who actually did this -for personal payments in particular (ie. gifting money to friends/family overseas)- and please state which bank your credit card is from. Thanks!


Bad check to casino Help!!!?

I wrote two checks to a casino over a year ago now credit collectors of america are calling and threatening to press legal charges can they in illinois? I am a single mother of 4 and I cant afford to go to jail…. Please no negative answers



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Why can’t you check your credit report without getting swindled?

This is a serious question, and this should be looked into by some lawyers. I check my credit report twice a month, and EVERY time I have to enter in my debit or a credit card number, and twice every year I have to end up making phone calls to stop them from charging about 20 dollars a month to it. This is a joke. It is supposedly our American right to check our credit report for FREE, and to just simply obtain it. However, if you go on the internet not a single place will allow you to get your credit report without punching in numbers for them to end up robbing you. Is this legal? Is Equifax, Transunion, and that other one part of this scheme. I heard they that the credit card companies all own these Credit Agencies”


How long does a bankruptcy stay on your credit ?


Student Loans And Bankruptcy. Advice?

Can an unpaid student loan be applied to a bankruptcy filing? I have been going to school for 5 years (switched majors twice), I owe almost 30,000 in student loans (taken out the first two years of college in a financial” package I had signed from my college


What does consolidate mean in accounting terms?

what is subsidiaries?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why is it that people have to go to bankruptcy court?

Just wondering what to expect. My husband and I have to go today and I was wondering why do you have to go to court when you file bankruptcy and what is it that I should expect with it? All answers appreciated thank you


Do they check current employer for auto loan?

Do they check job references on an auto loan? Anyone in auto business that knows FOR sure , do they check your current and previous employer on an auto loan? Please reply ASAP thanks


Can we get out of our rental lease after we file for Bankruptcy?

Our lease isn’t up for another 5 months and we are filing for bankruptcy for debt reasons. We found another rental home that is only $925/mth (we are currently paying $1,400/mth). We will be talking to our attorney about this Wednesday, but I am just curious if anyone can tell me now. I am REALLY wanting to downsize so we can buy again sooner. My husband makes $75,000/yr so we can afford” to stay here


My bankruptcy lawyer hasn’t done anything and it’s been 2 months?


Best online payday loan company?


Is it possible to get an auto loan with that fits my criteria with bad credit?

I am a 23 year old guy who has no credit score. I have had people looking at my credit and a couple doctor bills that have gone against my credit. need to buy a new car though, and I cannot find where to look for a loan. I am trying to buy a Subaru WRX, preferably from a private seller but I will buy from a dealership if the car is right and there is no other option. Where would I look for an auto loan?: I have called 1800 bar none, but they only go through one dealership and I would not get to choose where I bought the car, and there is no WRX’s available. Does anyone know of any other options?


Why is it that free credit reports online require a credit card? Where can I get my report for real for free?

Freecreditreport.com requires a freaking credit card? How is that free? and experian wants one too! I thought you were supposed to be able to get your credit report for free from all 3 agencys once a year! How do you do this? I tried calling Trans Union and they needed a credit card and wanted 19.95! How the heck am I supposed to find out what is still on my credit and if it is right?


Can I write off unpaid wages on my taxes?

My employer filed bankruptcy and owes my $12,852. Can I write that off on my taxes?


Why can’t I obtain my free Credit Report online and no I haven’t received my free one this year.?

What are some of the reasons why a credit bureau won’t let you see your report online. I enter all information correctly then at the end it states that I have to send it through the mail to obtain my report. Why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the actual dollar amount of Ch. 7 bankruptcy have a scalable effect on your FICO score ($0 vs. $10,000)?


How long does a bankruptcy stay on your credit ?


What is the easiest way to get credit if you have NO credit?

I am trying my hardest to figure a way to get credit, but its almost impossible to get credit if no one will offer you a way to get credit.. i apply for credit cards and get denied everything i do is a NO… what in the world do i do??? i need a way to get credit….


When applying for a first time mortgage what is Mississippi Bond money and how do you qualify for it?

I am getting ready to finance my first home. I am 20, have never owned a home and have been told that I might qualify for Mississippi Bond. What is this?


How much will my credit improve when my hard inquiries fall off my record?

I bought a car coming up on two years in July. The place I bought it from ran my credit through a bunch of banks which resulted in about 12 hard inquiries. At that time I had really good credit but not enough credit history. Since then I’ve had one more inquiry when I got three credit cards that are paid off in full every month. I have never been late on a payment to any credit institution and have been paying on my car for the last 21 months an extra 40-60 dollars more than what is owed. Right now my credit is a whopping 677. When I applied for the credit card I knew it would go down but other than my car loan I hadn’t really had any other established credit besides a closed credit account from college and a paid student loan. I added the credit cards so that i would have more open accounts with ontime payments and more accounts on record with good payment history. I have no derogatory marks on my report. My question is how much can I expect my credit to rise once those hard credit inquiries leave in July?


Frank Zappa Scores or Sheet Music?

Also, I can’t even find some to buy.


Anyone know a got website to check ur credit rating and whats affecting my credit rating?

Iv been told to try experian.com but u need a credit card bit i do not have one




















































Do People Pay Interest rates or any fees on Debit cards?

Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Anyone heard of fundingway, its an auto loan company.?

There’s this website called fundingway.com that I came across. Are they legit or a scam? If any has gotten a loan from them, what are their interest rates?


Credit Score Question – Unactivated Credit Card?

Does anyone know how it works with your credit score if an approved card is not activated by the customer? i.e: I applied for a card, but I dont end up activating it when they mail me the card. Thanks…


How do i determine if i need to file bankruptcy?

i have a vehicle reposession a 9 thousand dollar hospital bill from a emergency room visit in july, two credit cards in the amount of 13 thousand in collections and i am late on student loans, my score is about 510


I need info on buying an rv park, pros & cons?

we are thinking of buying an rv park in oregon & want to find out any info on running & managing one. we would live there, but have no experiance with running that kind of business.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Building credit (credit scores)?


What is this on my credit report?

So 2 or 3 years ago I lived at Archstone in LA and it got crazy with room mates and basically on our 7th month we all left and never looked back. I was 19 and it was SO dumb and I am regretting it all the time now especially because I cant get a credit card, rent places, or even have my mom co sign for a 5,000 loan and my parents credit is great. I have too many derogatory blah blah blah etc. So im reading online figuring out how to try and fix my credit but it honestly feels too hopeless. I use to have credit cards with 1,000 max on it and have had those paid off for 2 years now. Mom made me cut them up so I obviously dont have them and cancelled bank accounts which im sure hurt my credit cuz it doesnt sound like it would help it, as nothing seems to. I just feel hopeless and like i wont be able to do anything ever in my life except what im doing now which is just renting a guest house from these people. Its great and Im so happy i have my own place now but I just want to figure a way out to fix my credit. Ok so there are 3 of us that were on the apartment lease and I had a friend who is an attorney and we tried to write a letter to the Archstone saying I will pay my 3rd of the total we ow (about $12,000 total) so between 3 of us it would be $4,000. They denied that. So now it has been in collections obviously so I dont know what to do… Should I try and contact the Collections Agency and see if I could work a payment plan or should I just file for bankruptcy? Im just SO confused. Not only that but if I file for bankruptcy or pay it off will my old roomies be off the hook too? Cuz i dont talk to them anymore and they certainly arent even trying to fix this situation. I have some small hospital bills that went to collections too I think and another thing that says CA BUS BUR that was for $200 that went to collections and I have NO idea what that is so if anyone is bothering to read this and gonna try and give me advice please let me know what CA BUS BUR means… Thank you so much for reading this and I know I did wrong and was making dumb mistakes but im trying to try and fix my mistakes but it is just so overwhelming I dont even want to think about it. if collections would take monthly payments from me would that help my credit? Is my credit even repairable? Its a 574 right now. Use to be WAY up in the 700’s. Thank you!!


How could i get payday loan with poor credit?


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Bankruptcy and income tax return?

My bankruptcy was discharged on December 2008, yes, a year ago. The trustee didn’t tell me that I have to surrender my tax return, actually he didn’t mentioned or talked to me. My lawyer though informed me that they might take it, not sure if they ought to. Anyway, I got my refund January 2009, I did not get any call or paper in the mail that I have to give the refund I got. Now, what about this year of 2010? Are they going to take that away now? If they are, how so? Can someoe please explain. I’m here in AZ and I know laws in different states varies. Thank you.


Bank mane yang paling rendah rate utk personal loan?

saya ada blacklist kad kredit 12k, bank mane yang leh bg wt personal loan?? bank mane yg paling rendah rate personal loan???


Student loan help please?

So I’ll be a freshmen in college this fall and I really need to figure out how to do student loans. My award letter says that I’m eligible for Federal Pell Grant, Federal Sub Stafford Loan, Federal Unsub Stafford Loan, and Federal Parent loan. I have no idea how to get any of these. And I know that my mom has bad credit so Idk if she’d even be able to get the parent loan. If you could just tell me how to go about getting these loans that would help me out so much.


USAA keeps adding interest to my auto loan?

I have an auto loan with USAA, I have been with this bank for almost a year. I only hand my auto loan for about 4 months. Since then the have added like an extra 400 dollars to my auto loan. I am never late because they take automatic payments. I asked why have they been adding money and they say that they charge me interest every month on the loan. The loan was for 12,000. I thought that the interest was added at the beginning of the contract and that was all the interest I was being charged. My APR is 10%. Does anyone have any advice as to what I need to do? Anything would help! Thanks In Advance


Why wont they give me a credit card?

i applied for a credit card at a bank and they said im not eligible when i asked why they said theyll send it in the mail and when i got the paper it said that equifax and some other places have bad information but when i asked for a copy of my credit info the only things that were on it was the name of my bank and phone company were i applied for a phone (i was accepted for the phone) i have 1 checking account and no credit history at all what should i do


How could I get a $600 mortgage for a house purchased for $220k?

Please advise how can I get the lowest possible mortgage payment for a house around the $200k price range. My income is around $30k+ and my credit score is 700+ with no debits. I am a 1st home buyer also.


Credit line cash credit line?

I’ve been getting checks regularly from these guys with a low interest rate for 1 year (how conveeeenient!). I wonder if That applies to the new loan in its entirety or just whatever’s left over from the first $2,250. Once upon a time, creditors and banks were actuall working with their customers and treating them with respect and dignity. I only use it now when I need to.


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt consolidation for secured debt like auto loans?

My fiancee got hurt and was out of work for several months. In this time we got way behind. Because of his injury he could no longer do the strenous work his job requires and was forced to get a differant job. He ended up taking a serious pay cut. We flew through our savings and ended up getting way behind. We worked out a deal with out lanlord and are now renting somewhere else for cheaper but it still seems like we will never be able to catch up. Not only are we behind but we cant afford the bills we once could like our car loans. We have a crap load of medical bills we cant pay either. And to make matters worse i cant work due to a high risk pregnancy and prior to getting pregnant i stayed home and homeschooled my children because he was making enough. We have no idea what to do now. Were being sued for a $400 loan about to lose both cars barely making our house payment and paying medical bills is out of the question. Because we dont own a home i dont think bankruptcy is really a good option. My question is does debt consolidation work for secured loans like car loans or just credit cards? And if not does anyone have any idea of we should do in this situation? Or maybe the names of some good companies that we could work though.


Bad credit , but need loan who . where. how?

need loan bad credit


Are there any educational games for Gameboy Advance?

My son is 5 and although he’s REALLY smart, he does not like schoolwork. I would really like to get him some games that he can play and learn at the same time. Does anyone know of any?


Is this a good way to take out a loan?

I heard someone talking and it got me to thinking. If i took out a $7,000.00 loan, only used $5,000 and paid some of it back with the two grand leftover and then finished paying off with the money I made throughout the year, would that give me a better advantage? I’m trying to do this because I would like a new-used car. I go to school but work two jobs, etc. I have $5,000 but need 5 more. I want to be able to pay off the car so that it will technically” be mine and then I can just get PLPD on it until i can afford better insurance. I know they have auto loans but then they want you to have specific insurance


Free dating transexual site no credit card required?


Can you quit your job to qualify for Chapter 7 bankruptcy?

My wife wants to stay at home with our kids, so we want to walk away from everything and start fresh. Our son currently goes to daycare for 10 hours per day and we dont’ want to live like this anymore. I know this may seem immoral to some, but we feel that we’ve made a life mistake. Isn’t bankruptcy supposed to provide a fresh start?


How much would interest be on something thats 3,500 dollars?

There’s this thing I desperately want and it’s for $3,500. I can eventually pay it back with chore money/allowance, but it’ll take a very long time. I get money for my chores combined with allowance which always adds up to $20 every weekend. I’m trying to get my parents to give me a loan” and tell them it’s a learning experience. My Dad wanted me to find out what the interest would be


What’s the best online payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


The movie BE COOL?

In the movie be cool people call chilli palmer(john travolta) a shylark, what does that mean?


Will the bank loan me money for a house ?

since the economy is bad will they still loan me the money for a house if i have good credit lets estimate seventy thousand .


Are my fico scores bad: 689, 653 and 640?

With current credit crisis, am I doomed if I want to apply for home/auto loans? thanks!


Decreased credit card interest rates while deployed or on Active Duty?

I know that the SCRA says that credit card companies cannot charge more than 6% interest for debt incurred BEFORE active duty service. Are there any laws or such that help or require your interest rate to be dropped while deployed or on Active Duty? Also, my credit card company has been charging me for a Credit Holder Security Plan which I have called to cancel many times, and still each month it shows up on my statement, does anyone know what I can do about that?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If notifying my creditors I am filing bankruptcy ch. 7….?

to get my balances/minimum payments can result in them pre-empting me and suing me first, how the ”’blankety blank” am I supposed to get the information to fill out the paper work?


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.


Do my Pending Transactions affect my availale balance?

So basically, my pending transactions are more then my avaiable balance and my ledger balance. However everything i bought was charged to my balance right away, its just that they werent posted, i bought everything over the weekend so they didnt clear, so since most were charged even if my pending transactions are alot withh it charg me all of it?


Does anyone know how to fill out the schedules A – J for a chapter 13 bankruptcy. I am filing pro se?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need to talk to someone about my credit report?

i cant get a live person anywhere…when ordering online they wont let it be sent to my current address. So I get them to sed it to my parent address and they throw it away before I get it. I thiink they both used my information and have stuff in my name and thats why they get rid of it before i see it. I received all other mail except that. My dad has the same name as me. when proving my identity they say according to their records I have both a mortgage loan and an auto loan and I have to choose the lender but i do not know it because I do not have any loans…what shouls I do? do anyone have the number to a live person?


Can i sell my property that is in bankruptcy?

In 2001 i declared bankruptcy after i lost my good paying job, now working a minimum wage job Since 2001 i have made timely monthly mortgage payments so i think that is why i do not get kicked out. Can i sell my property? i have $50,000 to go, i dont like where i live,i dont think the property is even worth $50000 thanks everyone who answers. it really is a depression going on. a national retail store opened and have 500 applicants for 12 jobs


What credit score is the cut off for an auto loan (generally)?

My credit is in the toilet, but I am working on raising it, it’s went up a little more than 50 points this year but there’s still a long way to go. I’m curious though, what IS the line where a bank or the finance department at a dealership will say no to a loan? I realize there’s other factors such as down payment, how much debt a person has, and income— but I am speaking in very general terms.


Where can i get a car loan whith out credit?

hellow, im 19-year old who just finished high school, im trying to get a loan for a car but i have no credit and no co-signer, i need about $4000. i have a minimum wage job becouse i have no car so i make anout $750 a moth, but dont pay any major bills. so where would my best place to get a car loan if i can? i can pay about $200 a month for the loan.


I need a auto loan advisor anyone?

I really need a auto loan advisor that I can tell my current auto loan & interest rate stuffs & who help me to make a right decision when to do refinance when to get a lower rate help me through that loan please anyone?


Do I need to maintain full coverage auto insurance for the life of my auto loan?

I was told by a coworker I can just get liability insurance after one year.


Can I get an auto loan?

Ok, I found the car I wanted and at the price I wanted. The car is from a private seller. The car cost 5800, but I plan to down 3000. So I’m looking for about 2800 from a loan. Taxes and registration I can cover. Heres the issue, I have NO CREDIT!!. My parents have bad credit and my sister is NOT willing to co-sign for me, yah kinda messed up. She don’t want me to get the car because it’s better than her beat up car. She meanwhile wants me to get and pay off her a new scion tC! Skrew that ****!. So is there any possible way for me to get a loan. I don’t want to get a loan through the internet. I want a local bank. Is there anyway?


Im 23 weeks pregnant and unemployed and i am desperate for money for things for my baby where can i go to get?

is there any way i can get finacial help without goin through the job centre?


Do banks give auto loans for salvaged vehicles?

I’m banking with Chase and I’m interested in a loan for a 2yo luxury car with a salvage/rebuilt title. Can they help me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any charts of bankrupt stocks?

I’d like to see a chart of what a bankrupt stock looks like, but they all seem to get taken down due to mergers when a company goes bankrupt. Anyone know how I can see one? Thanks. Penny stocks are fine.


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.


Can I build good credit with a cosigner?

Good day, I am a 19 year old looking to get a $10,000 auto loan for a used vehicle that I project I will pay off in 3 years. I have worked a stable part time job for over a year and have also had a credit card for over a year. I applied for a loan alone and was denied because I do not make enough $12,000 annually but I have good credit (young credit). I have come to the conclusion that my best bet is to have my father cosign the loan. My question is if I sign as the primary and my father cosigns will I will I still get a good credit history on my record? Will this history be accredited or is it going to be considered young” like my credit card? Advice


If you have bad credit can you still open a checking account in bank of america?

i have a checking account with Wachovia but after Direct Tv charged me $200 dollars for cancelling services i want another account But can i still open a checking account in Bank of America?


Can I get approved to get a car loan with bad credit?

My credit score is 532 and my wife is 567 and we are planning to buy a car joint from the dealer the value of the car is between 28.000 to 30.000 dlls I can put as a down payment 10k plus my silverado 2007 as a trade in there’s any chance we can get approved from any bank or loaner thru the dealer.my silverado is paid off but that dealer was buy here pay here they didn’t reported to my credit and I just get financed a semi truck 86.000 from my company they also don’t reported to my credit score any info will be really helpful thanks


Is it illegal to use fake credit card number?

My friend was curious if it is illegal to use a fake credit card number to submit a thing online to some site to get free points for a game. The site accepted the fake information. So could he be in trouble for this. He is 17?


I am urgently in need of a 5k loan can anyone recommend me any private lender in singapore?

I am currently working with a monthly salary of $1800 and due to some urgent payment i need a loan of 5k and will be paying by installment with interest in one year. due to i have overdue amount for housing loan with OCBC and cannot take any loan from bank.




















































How do you get 0% APR on an auto loan, is it past credit or a promotion only?

How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Sallie Mae student loans?

I have been attending school for the past year, using Sallie Mae student loans to pay for in person education. Now, I am trying to switch to online schooling for the remainder of my AA. Does Sallie Mae cover online schooling? What about housing?


Does any one know where i can get a free online credit check ?


How much of your monthly income should be a mortgage payment?

Say on average you make $3,000 a month. (I live in Oregon by the way..) You still have to pay other things like water, sewer, garbage, electric, cable (maybe).. How much should you aim your mortgage at while looking for a home?


Is it true that every time you check your credit report through freecreditreport.com it counts against you?

I’d also like to know how many points they take off per credit inquiry.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the best student loan consolidation options?

I have some $50K in student loan debt, which is defaulted, and in Colorado and New Mexico, across several loans. What are my options as far as consolidation goes? Are there non-profits that could help the interest stop? Will I be eligible while they are in default or do I need to get them out of default first? The current asking payment rates on my loans total about 40% of my income and are not feasible at this time. Specific names and websites of agencies that can provide assistance would be appreciated.


Part 9 Debt Agreement – What does the future hold?

I am living in Australia, and have been paying off my debt for about 2 years now, and have one year left. I am concerned about my future, I have a fantastic job now and I own my car, but I am worried that my credit rating is too shot to ever be able to get a credit card or home loan. Has anyone ever been in this situation before or have any advice? I am so much better with money now, I don’t want to be punished forever for my mistakes!


Is it realistic to get an auto loan with a FICO score of 650?

I had some credit problems in the past and most of the negative items will be removed from my credit report in less than 6 months. My current score is 605 and I expect it to be at least 650 by next summer (perfect timing, since I’ll need a new vehicle by then). My understanding is you can still get a high-interest loan with about a 625 score. But, how much lower would that rate be with a score of 650? I intend to borrow in the range of $13-$15,000 at 60 months.


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my free credit report easily?

How can I get my free credit report easily?


BANKRUPTCY CHAPTER 7?

if a debt on your credit report said discharged under chapter 7 does that mean you do not have to pay this debt?


What website can you check your credit for free?


Can someone answer this and show me the steps u did to get to your answer?

Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700


What does shorting sale of sub-prime mortgages” mean?”

Referring to what Goldman Sachs was doing


Question about bankruptcy?

Ch. 13 bankruptcy will stay on your record for 7 years. Someone also told me 5-7 years. Question #1-Is there a way to have your bankruptcy record not last as long if youve paid a some of it back. Question #2-If so, what is least amount of time it can potentially stay on your record depending on how much money you pay back.


How old do you have to be to get an auto loan?

They will not give my mother one because she has an open loan.


Canadian border services training?

I’m very interested in becoming a border officer, does anyone have any tips and advice for me? can i apply and receive a student loan during my training?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Am I the only one who considers the free credit report band one of the best bands of the era?

I think they’re up there and I’m not a class rock fanatic. Even though the front man is lip singing. they have much charisma and that It” factor to them.”


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


Where can I get a FREE credit report with out credit card required? Or, I can pay with paypal?

I want to get a detailed copy of my credit report. Also, one for my fiance as well. I DO NOT want to pay for a copy of this… what can I do? I can use funds in my paypal account… Does anyone know a REAL free credit report website that doesnt require your credit card?


Filing for bankruptcy with a lawsuit pending?

A man who had a class action lawsuit filed against him just filed for chapter 7 bankruptcy. The funny thing is that he owns muliple venues and is even on a couple of shows on TV. What does this mean for the lawsuit? Does it just get put on hold or something?


Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.


What all can potentially get liquidated in ch.7 bankruptcy?

I know it can liquidate your home property. Anything else?


How much difference does a co-signer make to the interest rate on an auto loan?

Now I am confused. I didn’t at all get the impression that my rate would not change with a co-signer and that it was just to get me the loan in the first place. From what I was told at a dealership, I could get a loan but I would need a down payment and it would be at a high rate. They told me to get a co-signer and that could potentially bring my interest rate down drastically. I just want to know realistically how much I should expect it to impact the rate going down. Now I’m hearing it won’t bring the rate down at all? =/


Auto loan and car insurance?

The bank has pre-approved me for 11k. I have talked the dealer down to $8,500 for the truck i want. My insurance is going to be around $1,200 for 6 months. If i get the auto loan for 10k, will i be able to use the excess money to pay my insurance. I believe i read that the check from the bank will be written out to the dealer, but what will happen with the excess money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Drive thru divorce services in Las Vegas?

My cooworker is been wanting to get divorce but his wife is nowhere to be found. He heard somewhere that you can get divorced in Las Vegas with no need of layer for a smaller fee than a regular divorce process. Can anybody help me out with this one? I told him I would ask you guys, u seem to know a lot!! Lol Thanks!!!


Question regarding Army: student loan repayment program SLRP?

I have stafford loans and also Private student loans. Will the army paid for both my loans as a SLRP program??? My loan amount totals at $34,000 any help plzzzz???


I am a 19 year old college student with not so good credit seeking answers about a personal auto loan.?

Does anyone know where I can get a personal auto loan under $4,000?


Can a bank take both of my cars if I file one of them for bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans. Charging way too much interest. I got a couple of them and Im being charged 400 a month in inter?

Dose anyone know how to stop them from charging so much interest. Id like to pay them off in payments but that all I can do. I can barely take care of my four kids. Any one know of someone who can help?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


If I consolidate my payday loan will it ever affect my credit history? will it hurt me in the future?

Im still starting to build up credit, so I bought a car, I put a lot in downpayment, Month later there was an emergency so I loaned online (payday lenders) 1.5k and now I have been paying for very high interest monthly. I live in Maryland I also found out they are illegal? what should I do? If I go for debt consolidation will it ever affect my credit standing? As of now Im current of paying them every payday but it seems like Its hard for me to pay off the principal due to very high intetesf that I have been paying. What should I do? is debt consolidation a good plan?


Appealing Financial Aid?

I’m working with him on several scholarship applications. I’m just confused why if all 3 schools received the same tax info, 1 of them interpreted it so differently than the other two. And believe me, I see how much this family struggles, even to send 2 of the kids to college. $20,000 would be impossible for the family. Has anyone else every been in a similar situation? How do you get the school’s financial aid committee to realize that my mentee literally will not be able to go to the school without more help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Un-paid payday loans never went on my credit….?

I had 2 loans out at two different times. I intended on paying it back but times were tough and those payday loans kept me under even more with the interest and the amount it costed me every week to extend them. A good friend of mine worked for a payday loan agency and told me that they wouldn’t send me to collections- just threaten. So I let them go. One was a cash 1 payday loan and I remember I thought they put me in collections since I got letters from a collection agency but when I ran my credit 3 years later, nothing was there. Not even for the 2nd payday loan place. I had closed my account so they were unable to cash the check. Its been 3 years now, I worked hard at paying my debt off from what is on my credit and now I am curious about those payday loans from long ago. Since they never went to collections- they probably never will, right? My credit is golden to me now. Back then, all I cared about was getting by. Now I am in a better place. Do you think they would put it on my credit after this long? Do you think they could take me to court to garnish wages? or does it have to go to collections first? I just saw an article that made me think of this. Truthfully, I dont want to pay it back because I am embarrassed. That would mean I would have to tell my husband about them. (it was before we were married but embarrassing).


Question about the H&R Block Emerald Advance?

I usually get my taxes done at H&R Block and I have an emergency that I need money for. I usually get around 3 thousand back. How much can I get and what do I need to do to qualify for the Emerald Cash Advance???


How much capital am i paying off my mortgage?

I have a 5 year fixed rate mortgage at 4.79% we borrowed £210,000 and put £30,000 down as a deposit. We moved in at start of the year and I already have my plans about buying a bigger place in around 2 years. I am trying to work out how much I will have as a deposit in this time and was wondering how much I will actually of paid off in my house by this time. We pay £1100.53 per month and I realise a lot of this is interest at this early stage but would love to no each month how much capital is being cleared. Any comments would be much appreciated. Thanks


Can I have someone co-sign for me without physically being present?

I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.


How to get government grant money with Califonia CALWORKs program?

I just filed a bankruptcy three months ago , and had no job since 06/2007 , I’m almost 49 years old , lived at my young sister’s house with my wife and 27 months old kid , my sister just allow to live there until to the end of Sep/2011 , we also owed the insurance company some payment and to be canceled the health insurance , so How to get government grant money with Califonia CALWORKs program in order to live , to eat, to …….., is somebody can tell me how to do step by step , how to find the application form, how to fill out the form , thanks a lots


Anyone going to hire the Free credit report .com singers to sing in their next New Year’s party?


Where can I find buyers for business loan leads?

I’m involved in a new venture generating high quality loan leads in the finance sector. A range of verticals are involved such as commercial mortgages, unsecured business loans, equipment leasing loans, mixed use loans, cash advance business loans etc etc. The leads are to be generated by SEO techniques and can be sorted for literally any combination of field settings needed. They can be exclusive if need be and will be immediate. Long term I hope to negotiate a fruitful relationship with lenders and/or brokers, but in the mean time I need somewhere to pass the leads on to, at least until I can provide traffic figures and lead gen stats to potential partners. I know of Leadpile, Leadvibe and such places but they tend not to deal in the verticals I am intending to work in. Are there any companies that will take all the leads I generate/or some until I’m able to get a foot-hold in the market?


What proof do i need to know that a business (loan firm) is legitimate?

I need to borrow SGD $75,000 to furnish a bond, Does anyone know of any legitimate lenders(Singapore and international)? I found someone who claims to be an international moneylender, Lance Hopkinson. What proof do i need from him to know that his business is legitimate? He has shown me his EU identity card and certificate of incorporation but i am not convinced as these documents can be photoshopped.


Where can I watch movies online no donwload no credit card where can I watch like that?

Withou credit card and downloading where can I watch?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you close a bank account and then declare bankruptcy?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


How to calculate the APR of a short term (payday) loan?

Dear members, searching the internet for a payday loan I am constantly facing different APRs. I am wondering how this magic number is calculated – especially because the APRs seem to differ substantially for similar interest rates and I fail to come anywhere near these numbers. An example is the following site with the loan issuers and APRs listed below: http://www.moneysupermarket.com/payday-loans/ If the loan amount at PDUK is 100£ and after one month one has to repay 125£ (an interest rate of 25%) how do you get an APR of 1286.2%? I would be very grateful for some help, Alex


Annual Free Credit Report with Security Freeze?

Due to a possible compromise of personal information, I placed a security freeze on my credit file at all three bureaus several months ago. I recently went to www.annualcreditreport.com to request my free annual disclosure from Equifax and this is what has ensued: 1. Requested Equifax free annual report using the telephone touch tone” ordering option. Instead of my report


What do they mean with card name? im going to order via the net and they asked me what my card name is.?

yes i have VISA


How can i prove to law firms that i am judgement proof?

i got served summons papers from two different credit card companies (law firm collection agencies for my credit cards) that are taking me to court because i am unable to pay the debt owed. * i have no job and haven’t for a long time * i have no apartment or house (i am living with my sister for now) * i have no car * i have no assets * i have no current bank account how can i prove to these places that i am judgement proof and get them to NOT take me to court? i can’t borrow any money from anyone to help me with this debt. i cannot pay for anything myself, i am beyond broke. i sent them letters explaining my situation… but i dont know. i can’t file for bankruptcy because i have no money and can’t afford the 1,000 retainer fee or lawyer fees. i live in michigan if that helps.. thanks


Car loan: Should I stick out or go for the lower interest rate?

Here’s the deal…. I own a 2006 PT Cruiser with 75,000 miles in mid condition. The Kelly Blue Book value is $4,400. I owe $9,000 on the car with an 18.6% interest rate. I have tried on 3 occasions to lower the interest rate; once at the place that carries my loan, once at my own bank and once at a credit union. All three have basically told me there is too much negative equity in the car. To lower the interest I’ll need to lower the balance to blue book value. Enterprise car sales, where I bought this car, called and said that right now they are running a promotion where they will give me blue book value for the car + $1000 toward another car. The ideal thing would be to get a car between $8000 and $12000 with mid to low mileage and get a lower interest rate on the new loan. My question is it worth it to tack on negative equity to a new loan to get a lower interest rate on a car with less miles then we have now? Please don’t respond with the whole I can’t believe the interest rate” as having the interest rate myself I already know. Thanks.”




















































If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there really a free site where you can see what your credit score is?

I see alot that say they are free but really arent.


Where can i get two payday loans?


I need info on buying an rv park, pros & cons?

we are thinking of buying an rv park in oregon & want to find out any info on running & managing one. we would live there, but have no experiance with running that kind of business.


Default on payday loan in Texas?

If you default on a payday loan, because something happened and you are unable to pay. Could I be charged with bad checks, when I didn’t actually write a check for the payday loan. Charge by DA for bad check?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i buy a home under bankruptcy?


Where can I get a free credit report?

I’ve never had my credit checked and I heard that you should do so every so often. What are some legitimate credit report websites? I’m scared of scams and fake ones. Thanks!


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need $1500 quick for car repairs but I have bad credit and the payday loans wont’ give me all the money from

one place. I can repay the money in a months time. I have been at my job for over 7.5 years and have a good job. I just need help with these repairs and it came out of the blue. Thanks, Michelle


Does anyone know a reputable company that could help get things deleted off my credit report?

I filed bankruptcy, the credit bueru just updated it as included in bankrupt. Why keep it on the credit report if it has been discharged? Why not delete it? Eqiufax, and transunion deleted it, but experian, just updated. What can I do?


How much does it affect my parent’s credit score if they cosign a consolidation loan?

teriod: You’d think $89000 in school debt would mean getting a good job, wouldn’t you? It’s actually my husband that has the debt and he went to one of those for-profit” career schools that’s not even regionally accredited


How can i get a free credit check without a credit card?


I need to find a company that will clear my credit report after bankruptcy know anybody?

all derogatory information that remains needs to be cleared


Any good identity theft protection companies?

i’m trying to find a good identity theft protection company who is good. i can’t decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for…the basic or the command center in lifelock. please help! i’ve had soo many things put under my name and i’m only 19!


Free Credit Report Problem. Can’t get it.?

I tried getting my annual free credit report at AnnualCreditReport.com. I did it the year before last, but haven’t done it since. They give you the option to pick which credit company to get the information from. I chose all three because they said that was okay. The first, which I can’t remember, said I had already gotten my free credit check. I haven’t done this since ’09. So I know this isn’t true. I went on to the next one. They had me answer a few questions to identify myself. After that they told me I’d have to fill out a form to get my credit score and send it to them. I apologize for how lenghty this is, but none of it makes sense. When I filled out the form two years ago it went through with no problem. What’s a girl to do? Could someone have accessed my information? Thank you.


When does Discover start charging interest on a Cash Advance for a Discover It Chrome Student Card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan company threatened me…I paid, but now I’m thinking of bringing a case against them?

I stupidly borrowed from a payday loan company in my town and I was unable to repay all of the debt. I tried working with the company but they wanted too much money. They then sold my debt to a 3rd party collector whom I contacted to try to make payment arrangements. They informed me they would need payment in full which was my amount borrowed plus a ton of interest, I think it was $1600. I asked if there were any possibilities of making payments on that amount and I was told that I would be pursued under a class 3 Misdemeanor for theft as the company believed I didn’t have any intentions of paying the loan back. So they left me pay them in 3 payments and I considered it done with. Now I’m reading that under the Fair Debt Collection Act (Federal Law) that if these type of places threaten criminal action, they are in violation of Federal Law. They can bring a civil litigation but they cannot threaten Criminal, which this company did. So my question is this; Should I contact my state attorney general, a private lawyer, or who do I tell about this? Can I get any money from this company for them violating the law?


Where on SEFCU website is your mortgage interest 1098?


Has anyone heard of ioweya payday loans?


The best flight attendant schools?

I want to go to a flight attendant training school, but which one is the best? Which one will guarantee me a job? and if not guarantee, then which one has the best results with getting people jobs. I heard of one in florida, but i live in california.


Do you think i will be able get an auto loan from local bank?

hello guys, my credit score 600,monthly income $2200,22 years old,credit card balance is very high,dont have any bad credit history,looking to get $8000 loan from local bank to buy a used car,any chance??? thanks and god bless you!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Free credit report question?

ok i viewd my credit report and on my two credits that went into collection the letters BR were next to which on that site BR means Bankrupt but i have never filed Bankruptcy so what can this mean or should i be calling up the company.


Which internet site do you recommend for free credit reports?

I need to check my credit and don’t want to pay for it. Who would provide the most accurate free information online? I’m also interested to see if I can check my FICO score through one of these sites. Any additional details or morsels of information would be greatly appreciated and greatly helpful!

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Can I Purchase A Laptop With A College Student Stafford Loan?

I’m heading to college in January, this will be my first year away from home as I am transferring from community college. I understand that I need $6,000 from a stafford loan to cover the rest of my tuition and I was considering applying for an extra $2,000 for a nice computer/laptop. Will a Stafford loan cover this or will I have to take out a private loan? (also, I applied for a private loan with chase and got denied even with a co-signer)


What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?


Where can i run a non expensive background check using someones social security number?

the only official info i need is civil status. If the person is married or single or divorced.


Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating..



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Can i get a payday loan with just my debit card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


Is It illegal to use fake credit card numbers?

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Can I get a 5000 dollar loan with no credit history?

Well here are my details. – I am 20 years old – no credit history besides my student loans, but i have a wile before I have to start paying for those – Never had or applied for credit cards or personal loans. – Im in my 3rd year of my bachelors degree program – I joined the Army National Guard. Im going to Basic and AIT in 2 months. When I get back I’ll have a nice fat bank account balance. I will need a car when I get back (because I commute to college and my car now will not pass inspection) so that is what the loan would be for. The idea behind getting the loan would be to start gaining good credit. I just dont know if anybody will give a loan with a reasonable interest rate to someone with no credit That is why I seek the yahoo advice before I start shopping around (because its easier) Do you Know if I can get a 5000 dollar loan with no credit history?


What happens if i dont pay my o2 phone contract Bill?

heya ive got a iphone 4 24 month contract, and my bill was due on the 16 october, but i cant afford to pay the bill until next payday which is on the 12th november due to money issues, what will happen ive never missed a payment before this is the first time im quite worried about it im even thinking of getting out a payday loan but the interest rates are so high


New york has now blocked payday loans?

Last year i took out a payday loan (small one only 100) to get my car fixed before my paycheck. expecting a commission check in 10 days but have NO money now so wanted to do the same. tried some but none were in my Area then finally found the one i used last year and called since I paid when i was suppose to figured no issues, they said NY has made it illegal to do payday loans and they cant help me. how come a year ago it was OK now its not. I was only gong to do a payday if i was desperate and I am . any one else hear of this being blocked by any other states?NO SPAM OR SUGGESTIONS JUST CURIOUS IF ANYONE ELSE ENCOUNTERED THIS. THANKS


Auto Loans and Leasing Cars ?

Can anyone please give me info on auto loans and information on leasing a car.


I am having a problem getting my credit report. what should i do?

Hi i am trying to get my free credit report through freecreditreport.com and experian but unfortunately they could not pull out my report for some reason. i also called to freecreditreport and she was unable to get the report. now can you guys tell me what should i do in order to get my credit report. i was thinking to contact any federal or government office but i have no idea which particular place i should contact? i hope i ll get a right answer frm one of u guys thanks


What is the limit on mortgage interest deduction filing as head of household?

I know when married filing joint, interest on $1,000,000 on first mortgage and $100,000 on home equity is fully deductible. These limits are cut into half if you are married filing separate. What would be the limits if your filing status is head of household? What about single?


Accidental Death Mortgage Insurance?

We just got a letter in the mail…an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don’t have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?


What car dealership will finance a 2nd auto loan?


Why is my credit score so different from each of the credit companies: Experian, Equifax, and Transunion?

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Has anyone used or had any experience with Allen Michael Credit Repair Organization?

Is this organization legit? Is it a scam? Has anyone used them and it worked for them? I’m extremely skeptical mainly because I cannot find much information online about them other than their website. Thanks!


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


Can you have an auto loan and a student loan at the same time?

So I currently have a student loan where you pay it all back starting 6 months after graduation. I will be in my 3rd year of college, but considered a second semester sophomore in the Fall 2010. I commute and REALLY need a new car for the fall. I have two part-time jobs, one as a bank teller and another as a sales associate, and I am pretty sure I have decent credit. I have never been late on any of my payments ever. What are the chances that I would get approved for an auto loan? I am hoping to trade my current car in for $1,000 and put $1,000 down and I am looking into a car that is about $10,000. If anyone who is knowledgeable with this kind of stuff could help me out, I would really appreciate some feedback. Thanks!


Is it better to pay off debt or to invest money for the future?

Is it better to spend money on debt or to invest? If someone has a foreclosure and not paid credit cards, is it better to: a) file bankruptcy and mess up credit b) pay off all the debt but credit will still be not the best but at least no judgements or BKs on file c) file bankruptcy and the money that would’ve been used to pay off the debt invest for the future


Cash advance APR question: if I pay back right away, how much interest did I pay ?

3~5% upfront fee ? So if I cash-advance $1000, I need to pay $50 + those APR ? That’s a lot of money.. so I need to use ATM and use cash to transfer money abroad… Thanks!


Is now the right time to refinance your mortgage? Please read . . . .?

We bought our house in Oct. 2007. Our interest rate is 6.5%. Would it be good to refinance if the rate got down to 5.75%? We need to lower our payments if need be. We are so strapped right now with rising gas prices, food prices, daycare for summer, etc. Right now we are financed through Wells Fargo and have been on time with every payment. We filed bankruptcy in 2004 on a mobile home that had water damage so I was wondering if this might hinder us in refinancing? Any advice would be appreciated!!!!!!!!!!


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do




















































How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

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RELATED:

If im given a 500 dollar limit on my credit card do i have to spend that entire amount? just wondbring if i have to use ful amount then….?

Repay or can I lets say only use 250 and repay. I guess what im asking I will I have to pay the full credit limit if ive only used some. Or do i just pay what I’ve used.. old help lol. New to this. Just trying to build my credit


Best Credit Card Company?????

I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???


VA HOME LOAN CERTIFICATE OF ELIGIBILTY?

I went online to ebenefits and (applied) for the VA Certificate of eligibilty and received it the next day. Does anyone know what happens now that I have that? Does that mean i’m approved for a home loan? Or does this mean if my credit isnt up to 620 i will still be denied? I have like a 600 credit score with the certificate of eligibilty in hand.. What or is there anything I can do with it? Thanks…


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!

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Can I get a good faith estimate without credit report being pulled?

I do not want multple inquiries to my credit report.


Best tenor saxophone reeds for marching band/pep band?

I’m learning tenor saxophone and am going to be playing it for pep band/ marching band in high school. I’m on 2.5 reeds, which brand/kind of reeds would be best for playing marching band? http://store.daddario.com/category/146174?language_id=1&currency_id=1


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

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My dad wants us to take over his mortgage. Whats the best way to deal with this situation.?”


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


What kind of auto loan rate can i expect with a credit score of 700?


I have a credit score of 614, can I get a mortgage loan?

I filed bankruptcy about 2 years ago but has had a clean credit history since.No miss payments, no deliquency, I make about 40-45K a year, I have about a 23k auto loan out, I was wondering was its possible for me to get about a 80-90K mortgage loan and If so who would be the best lender/bank to go thru with my credit and income.


Should I even worry about my husband credit card?

My husband got this credit card shortly after getting out of boot camp but failed to ever really mention it to me. Now its a year later and we are going through a mild debt situation when he springs on me that he has $700+ he needs to pay off on this card. I was surprised and a little annoyed he didn’t tell me since we are trying to get financial straight again and are normally very open with things like this and we share the same bank accounts. Around the time my husband got this card we were only engaged and living 2000 miles away due to military. He had just lost a significant amount of weight in boot camp and got very cocky which wasn’t pleasant for me. He pretty much acted like a smart a**. He went through a phase where he would fib constantly about things as well saying he was abused as a child and says he still feels the need to lie because that what he grew up doing until he moved out. We talked, he got he head on straight again. End of story. So last night we got to looking at bills and the hidden credit card came up. I asked to see how in the world he could rack that amount of debt in only Tech School and he got mad at me!! He became very frustrated and distressed. Is it just me or wouldn’t you think he was guilty of something with this card with the way he burst out on me? I was calm and he just but a huge wall up and even started tearing up! He claims there is nothing on that card but an xbox and then he cant remember the rest” apparently. Call me paranoid but something smells fishy. Am I wrong here people?”


Requesting credit card limit increase??

will it lower your credit score??


How to purchase 3class(ordinary )railway tickets through internet.?


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

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Anyone know any loan shark phone num in singapore??? thank!!!?


Bankruptcy and civil suits in Oregon?

I just found out I’m being sued in civil court for $80,000+. If I file bankruptcy, am I relieved of the debt? And should I file before or after?


Where does a person go to find a real loan shark?

Private person who can loan $20,000 for 24 months, with $1,000 month payments


Bank declined my auto loan, is there still hope from dealership?

I went and looked at a used jeep wrangler sport the kbb value is $6000. Thats what I told the dealship I would pay for it. I told them I would throw $2000 down for the down payment. They agreed ran my credit and my score was 719 which is good, BUT my credit history sucks since iv never taken out a loan or anything big, just made cell phone payments for a few years (im 22 years old). The dealership said they would still try to get me financed. I wont know anything till tomorrow. Called my bank just to see what my rates would be if I went through them. They declined me which is making me think im definitely going to get declined on the $4000 loan the dealership is trying to get me. Is there any hope I may get approved tomorrow or should I just forget it. I make about $2200 a month steady job for 3 years contracted to the county. And live with my parents at this time (if any of this info helps).


Help!!!! Is http://studentconsolidationaid.com/ a legitimate business?

They say they are an affilliate of the Military Debt Management Agency, Inc and link to the BBB page on their website, but I cannot find any more information about them. I gave them some personal information, but am having some doubts and I need to know if I need to take some precautions. Please respond ASAP. Thank you.


I have bad credit and I recently filed bankruptcy in 2007. I want to get a loan to pay off bills in advance?

Who will give me a loan in my situation?


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?


BALANCE INQUIRY ON PAG-IBIG SALARY LOAN?

hdmf loan villones, napsa

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How much debt do you have?

Tigg, although I am ashamed to say that we borrow, we do borrow wisely! Thankfully, all our debt is interest free


Where can I get a loan for $2500.00 in 2 days?

Please is there anyone that knows where I can get a loan for $2500.00 in 2 days? We don’t have time for a bank loan, I tried that takes much longer. We had someone steal over $6000.00 from us. We need to pay our mortgage and utilites. We would go to a loan shark if we knew where to find one. We are in Saginaw, Michigan if there is anyone that knows where we could get help. We will pay any fee at this point. We need to keep our house payments up. Please any advise is appreciated. You can email me threesenough5@yahoo.com if you have any advise.


Mujahideen, Taliban, Al Qaeda?

Uninformed ignorant individual in need of clarification. All these three groups came from Islamic roots in Afghanistan during the Soviet invasion. That much I know. I may have a misconception though and I need help on clarification. Al Qaeda was organized by Osama Bin Laden, yes? Well the US CIA supported the Mujahideen Freedom Fighters” with weapons and money


Are banks giving out 30 year mortgage loans to senior citizens?

On low income but can afford the mortgage payment.



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Creditor in bankruptcy proceeding. need free legal advice?

I am a secured creditor (secured by inventory) in a chapter 7 bankruptcy proceeding. I am not told that the inventory was sold which happens to conveniently fall under the limits of personal exemption. A significant amount of Cash money has been recovered by the trustee who now says that I should file amended claim to changed from secured to unsecured because only unsecured claims get paid by the estate. question: do you think I should change to unsecured? question: does this mean I don’t have a priority in the distribution that the distribution will be split evenly among all the unsecured claims or does it work on a % basis? any help would be greatly appreciated.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Are there any legit online payday loans?

Online payday loans?


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.

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I just checked my credit score and it’s very poor” – can i get an auto loan?”

I don’t have any delinquent accounts but i do have a mortgage, car note, student loans, credit card debt, etc. With a $1000+ down payment and paying off my current auto loan, could i still qualify for a new auto loan on my own?


Who’s the band on the FreeCreditReport.com commercials?


Is avant credit for bad credit a good site for a loan?

I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?


How do I go about checking if a bankruptcy is off of my credit report?

I had a bankruptcy discharge of debt in Nov. 1998 in New York. I was told a the time it would drop off my credit report in 7 years, but it is still on there. I know I have to write to the companies, do I have to write to all 3? What info do I have to provide them with? Thanks!


Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?

How can I solve my credit card problem? I owe about 50,000 sgd from credit card company. I have bad credit and the banks wants me to pay minimum payment that I cannot afford monthly, or else they will seize my properties. I used to pay about 1,600 monthly, but the debt grows every month due to late payment, lawyer charge, interest etc. How can I get out of this mess, I am planning to borrow from money lender to consolidate the debt and then pay montly at lower interest. Is there such organisation that lends money for debt consolidation in singapore? I have been in contact with overseas money lender that is willing to lend 50,000 at 5% interest PA but I have to pay initial charge at 800. Are they trustworthy? I can hardly make ends meet now. Please help…


If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus

If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus? I’ve heard from a CPA’s assistant that they can only report you if you are more then 30 days late—-is this true? I live in CA


What is the credit card statement(PayPal)?

Q: Where do I find my PayPal code? A: Your unique, randomly generated 4-digit PayPal code is displayed on your credit or debit card statement next to or near the PayPal fee. In the item description section, you will see it next to the word PAYPAL. Allow a few business days for the PayPal code to appear on your online card statement. If you do not have online access to your statement, you’ll need to wait for your statement in the mail. This was the answer on the paypal help. well it didn’t really help because i still don’t know what and where the ‘card statement’ is or where i should look for it. and they charged me 1.5 $ which i’ll get back as soon as i give them the code. any help, please?:) oh yeah, and i waited a few days so i should have the code by now. READ: like i said. i don’t know what the credit card statement IS. so don’t tell me the code will appear there because i don’t know what it IS.


Where can you get a persoal loan,not a payday loan,if your credit score isn’t perfect?

Sorry I misspelled personal


What is the best website to go through to check my credit score regularly?

I have a bit of debt and I want to monitor my score and report as I pay off my credit cards. It doesn’t have to be free, just as long as its secure and safe.

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Can i file self employment if my.dad claimed me as a dependant on his bankruptcy application ?

I am so confused this is my first year being self employed. I want to file taxes but my dad said I.was a dependant when he filed for bankruptcy. We have 6 people in our home including me, is it.true that it will affect him if I file taxes


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Looking for a payday loan that doesn’t lie about guaranteed approvals?

I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I’m sorry we cannot approve you loan at this time. These sites should not be allowed to do this. To me this is false advertisement and the company should be reported to the Attorney Generals Office in there area.


Closing costs and down payment on a $55,000 mortgage?

With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size.


Anyone know anything about VA home loans?

To G C, My husband bought this home about 6 years ago because it was a cheap buy and he paid it in cash. it was built in the 1960’s and is only a small 2 bedroom and there is 4 of us. In order to get this house up to code we would have to rip it down and rebuild it from the ground up. My husband only paid $12,000 for the house and land with cash. At the time he was single. But now our family has grown and we need a bigger house and a safer home, one that is not in a dangerous nieghborhood. I am currently attending college full time to make a better life for us so we will have no problem affording a house payment.


Is an on-line cash advance safe?


FHA vs. Conventional ??? HELP Anyone?

Can anyone tell me the difference or advantages between an FHA, or a Conventional Mortgage or viceversa




















































Questions on ordering a new Bank of America debit card?

Questions on ordering a new Bank of America debit card?

I want to order a new debit card replacement because every time I try to buy something with it, it takes like 10 tries for it to finally work. Frustrates me and the cashiers. The thing is, I like the design on my card but when they send a new one, will it look the same, generic, or do I have a choice to change the design? Also I have a picture on it in the corner for ID purposes of me when I was like 15, I hate it, I’m 20 now and look a lot different. Can I get that removed? Lastly, will the expiration date change on my new one to be more current?

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RELATED:

I got a home depot credit card with a 4500 credit line,is it possible 2 purchase with my card and return for$?

what do they do if i use my card to make purchases and then return it with the reciept.i want to get cash is that possible or do they give it back on the card or store credit.i never go to home depot but i could use the money


Mortgage loan fell through 2 days before closing…HELP!!?

Okay, we got a mortgage loan via Lending Tree well over a month ago, or at least we thought anyway. We close on Friday to sell our current home, and Monday on the new one. Well, yesterday, Lending Tree called for a conference call to verify AGAIN our payment history only this time they want a 90 days late in the last 36 months. Well, we had a 90 day late back in Sept. of 04. Well, NOW 2 days before our home closes, they’re telling us there may be a problem, and that they’ll let us know tomorrow. Well, here’s what we’re gonna have if this disastor plays out. The lady that bought our home is going to be homeless, because she’s already sold her house. The people that we purchased the new home from, their deal is gonna fall through. It’s a terrible domino effect that, in my opinion could of been avoided weeks ago had The Lending Tree been on top of things. Anyone have any ideals or advice…encouragement maybe? I am in dire straights here!!


Need help with a bankruptcy question, and what is the pacer site?

just got papers from an attorney of my ex. It doesn’t really say much on there..except I am a creditor. First off– It doesn’t say what I’m a creditor for (child support?) I have no clue – papers are definately not self explanitory. Does anybody know if I can go to the pacer website and get information of exactly what he’s claiming he owes people.. or is this site only for the ones that actually file for bankruptcy?


Looking for personal installment loans with bad credit?

Please help I am 60yr old and unemployed

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What would my rate be if….?

My credit is at 702, and I want to refi my auto loan. The loan amount would be $14,000 and my existing rate is 12.75%. What would be an estimate rate I could qualify for?


Is TigerDirect.com a safe site to use my Credit Card?


Closing costs on a 89,000 loan?

Just come to find out a few days before closing my costs have went up from my good faith estimate. All together I’m paying $5000 closing costs, and that’s with no down payment (conventional loan). Does that seem right for a $89,000 loan? Am I being taken to the bank per say? Thanks, Jason


Questions on ordering a new Bank of America debit card?

I want to order a new debit card replacement because every time I try to buy something with it, it takes like 10 tries for it to finally work. Frustrates me and the cashiers. The thing is, I like the design on my card but when they send a new one, will it look the same, generic, or do I have a choice to change the design? Also I have a picture on it in the corner for ID purposes of me when I was like 15, I hate it, I’m 20 now and look a lot different. Can I get that removed? Lastly, will the expiration date change on my new one to be more current?

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Can I keep my car if I file for bankruptcy?

Im going through a divorce and was just recently made aware of the overwhelming debt that my unemployed husband had racked up in our name over our 10 year relationship. Although he was unemployed for 7 of the 10 years, I had worked hard and bought 1 luxury, a brand new car. I still owe $20,000 on the car, and the payment is within MY budget, but if the debt my husband accumulated is calculated in, then it is not. We are concidering filing for bankruptcy and I’m wondering if I am going to have to give up my car. I understand it is very expensive, but it means a lot to me. Is there anyway that I can keep it if we do file?


How do I calculate the interest rate of a simple lease? (not a car lease)?

I am going to lease a piece of equipment which costs $10,000. The monthly payment is $300 on a 36 month term with $0 down. At the end of the term I will own it outright. What is the interest rate of this lease? (The monthly payment does not include tax)


Can I file bankruptcy?

I owe $10,000 in debt I’m 20 years old and make 22k a year. I was doing fine paying my debts until my mom lost her job and she’s been unemployed for 6 months now she has been looking for a job but can’t seem to find one. I been helping to support her and can’t seem to keep up with my bills anymore I feel like a loser 🙁 I have no money left after I help pay rent, bills and helping my mom is it possible for me file a chapter 7?


Is there a website to file for bankruptcy online that I can do myself? Thank you for any help!?


Is it easier to get a Loan or a Line of Credit?

I’m not too sure of my credit rating, but I don’t think it’s bad.


How and where can I get a small loan with extremely bad credit?

How and where can I get a small loan with extremely bad credit? I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don’t know for sure, but it is not good. I need a small loan to pay off my bills. I just want them all consolidated. The VA will not give me a loan, all they can do is co-sign a HOME LOAN, not a small loan for little things. What can I do now?


Is it better to borrow $10K on a auto loan @ 8.25% for 36 mos. or on a home equity line of credit at 10.2%?

I want to buy a car and need a 36-month loan. I have the choice of $10K loan from e-loan at 8.25% or drawing from a home equity line of credit at 10.2%. There are no closing costs on either. I want to know which is the better option in terms of overall cost to me over the 36-month period. Bear in mind that I can deduct the interest on the HELOC but not on the auto loan.


What are the consequences to bankruptcy?? I keep hearing the laws have changed…….?

I have been in debt since I was in High school and its fairly safe to say my plan to get out of debt is not working. I am 28 and I am trying to finish my last 2 years of college but my high debt is making almost impossible since I have to work full time. -My questions are: -How does this affect my current and future student loans? -Do you ever REALLY recover from bankruptcy?? -The consequences? Can someone help me with these questions or point me in the right direction? Thanks,


Questions on ordering a new Bank of America debit card?

I want to order a new debit card replacement because every time I try to buy something with it, it takes like 10 tries for it to finally work. Frustrates me and the cashiers. The thing is, I like the design on my card but when they send a new one, will it look the same, generic, or do I have a choice to change the design? Also I have a picture on it in the corner for ID purposes of me when I was like 15, I hate it, I’m 20 now and look a lot different. Can I get that removed? Lastly, will the expiration date change on my new one to be more current?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it a good idea to incorporate auto loan into a mortgage?

I have no other debt besides my auto loan for my truck, which is $500/month. I have 4 years left on this loan. I would like to buy my first home this year or the next. My credit score is above 720, there are no negatives on it, and I make $35k/ year. What are my options? Can I ask the mortgage lender to include the truck in with the house payment? Or if I can get approved for one, should I try and get the mortgage without incorporating my truck payment with it? I know the BEST thing to do, would be to pay off my truck first and THEN look for a house, but I don’t want to wait 4 more years to buy a house 🙁


I’m in debt. Whats the best way to get it paid off?

Should I file for bankruptcy because I have too much in debt in comparison with what I actually make because I attend school full time and work full time. It will take forever to pay off. Any solutions?


Best and fast payday loan site?


Looking to buy a house in the next six months or so, bad credit?

How do you go about getting a loan, and from whom, when you have bad credit. My husband and I just just married and will have our first child next month. Does anyone, or has anyone, know how to get a house loan when we both have bad credit? Don’t know our credit score; Does anyone know where to get a free credit report that actually is free and not some sort of fee?


Can i get loan after bankruptcy?


Capital one credit card cash back?

I have had a capital one credit card for around nine months. I have always wondered, when I check out at Walmart, it will ask if I want cash back. If I were to put I want 40 dollars cash back, is this considered a cash advance or does it show on my credit card as just a purchase? Thanks


Who actually sings in the FreeCreditReport.com Commercials?

http://www.youtube.com/watch?v=Ni_7zkytrL0&feature=related I know that the guy Eric Violette is who they make it look like is singing, however there is no way that it is him due to the fact that he is French Candian and when you hear him talk/listen to his songs on Youtube… you can tell it’s not him! Does anybody know who is REALLY singing in those commercials?!?!


Someone please help me!! i need money fast!?

im college student in need of money, i tried loans and it didn’t work and now i have balance in my student account and if i don’t pay it in one week, they will drop me from the class and that will leave me with even more sucky life thn now in future too, i have job but i can’t make enugh money in one week so someone help me please!!!! i hate bugging for money but i have no hope and nobody to help me. please someone help me:(

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How do I go about getting my credit report online without a credit card?

i dont have a credit card and all the sites requre a credit card


Pending Lawsuit and Pending Bankruptcy?

A friend of mine did a very stupid, stupid thing. He let his auto insurance lapse. He got into an car accident that was his fault. The other driver’s insurance company is threatening a lawsuit for the cost of the accident. The total cost of the car damage and medical bills is over $15,000. The insurance company has not sued him yet. But they are going after him with phone calls and letters and asking him to pay up. My friend is bankrupt and he is going to file bankruptcy. If he files for bankruptcy and this potential civil suit is hanging over him, then what happens to him after his bankruptcy is concluded? If the insurance company waits to sue him after his bankruptcy case is over, then he is on the cuff for that judgment because he can’t file bankruptcy for 7 years. Right?


Why does UAE allow alcohol consumption while Kuwait and Saudi Arabia strictly prohobits it?

no kuwait way more liberal than UAE .. thats what amazes me ..


My husband is filing bankruptcy?

I am not filing. we have a paid for 6 year old car that is titled to myself or my husband. I want to trade it in and get a new car in my name only before he files. can i do that ok?



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I need a personal loan but have been refused. Can anyone help?

I have three paid defaults from three years ago (under $1500). I need a personal loan of $14000.00. I don’t own a home so i cant give security. Only my car that is worth $8000 and is paid for. But no one will lend it to me. does anyone know where i can go to get a loan considering my bad credit.


Questions on ordering a new Bank of America debit card?

I want to order a new debit card replacement because every time I try to buy something with it, it takes like 10 tries for it to finally work. Frustrates me and the cashiers. The thing is, I like the design on my card but when they send a new one, will it look the same, generic, or do I have a choice to change the design? Also I have a picture on it in the corner for ID purposes of me when I was like 15, I hate it, I’m 20 now and look a lot different. Can I get that removed? Lastly, will the expiration date change on my new one to be more current?


Bankruptcy still active?

What happens when your Bankruptcy was re active after being discharged in 30 days? Bankruptcy was filed 8/2010, discharged 10/26/2010, re active 10/28/2010. Do the courts watch the house to see what is going on?


What is the best credit card for me?

I’m pretty much looking to apply for a credit card for the sole purpose of emergencies and for the use of gas and groceries at times. I don’t travel for work, so I’m not looking for one with mile points or anything. But I’d like to get one with low fees and the lowest APR and interest possible. My credit score is around 700 so I know I’d be eligible for some decent cards. I’m just not sure what would best suit me. I’ve heard Capital One and Discover are decent. But any advice I would really appreciate.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need Loan.. Whare are the Loan sharks in Ohio???

Need a Loan.. Can double payment.. Where are the loan sharks in Ohio???


What is the best free annual credit report on line?


Better to take personal loan or auto loan for used car?

I know when you take an auto loan you are required to have full coverage insurance while you are in payment status until you have paid it off. With a personal loan I believe the interest is higher but you do not have to keep full coverage on the car. Anyone with any experience and can tell me which is the most economical way to go?


How should I handle my auto loan. Pay off or Keep Making Payments?

Is it better to payoff my auto loan now. I owe about 8k$ on it, pay 297$ a month with 7% interest. I have about 41 payments left and started the 60 month loan on 12/03/07. I have the money to pay it off if I need to. Any comments or suggestions. Thanks! Jeep Wrangler 2004.


Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

I am looking for a personal bad credit loan


Will I lose my 1970 Chevy if I file bankruptcy?

I am in the process of filing bankruptcy, I have a 70 Chevy that I have had since I was sixteen, I can not lose it. I have it as collateral on a loan but I dont owe as much on the loan as the truck is worth I owe two thousand less than the truck is worth. Any advice will be very helpfull.


What would be a good credit card to improve my credit?


How can I know if the payday loan company isn’t a scam?


A mortgage company has noted that 6% of its customers pay their mortgage payments beyond the due date.?

a. What is the probability that in a random sample of 150 Costumers, 7 will be late on their mortgage payments? b. what is the probability that in a ranbom sample 150 costumers at least 10 will be late on their mortgabe payments?

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What are some true bad credit loan agencies. No payday loans or pay to join searches?


Questions on ordering a new Bank of America debit card?

I want to order a new debit card replacement because every time I try to buy something with it, it takes like 10 tries for it to finally work. Frustrates me and the cashiers. The thing is, I like the design on my card but when they send a new one, will it look the same, generic, or do I have a choice to change the design? Also I have a picture on it in the corner for ID purposes of me when I was like 15, I hate it, I’m 20 now and look a lot different. Can I get that removed? Lastly, will the expiration date change on my new one to be more current?


Is there really a free credit report search on-line.?


Will the dealership or I get a refund from the auto loan company?

I recently purchased a car and had a trade in. The dealership, of course, is to pay it off. I asked how long it usually takes. They said that it would take about a month.” That puts my account


How safe is the life in the Philippines for a foreigner?

Well I’ve heard that lots of filipinos think that americans are rich. Which is not true. So would I find people trying to get money from me? or like trying to help me but not in a good intention? Is it safe to go walk around? What should I be careful about? I don’t wanna get robbed or murdered or raped there. lol I’m going there next month but I won’t be alone. So, is it less safe there for americans?


How many points will a secured credit card raise my credit score, provided that I use it responsibly?

As of today, I have a credit score of 575. I have no judgement’s or bankruptcies, no public records” I believe they are called


Accounting Question – journal entry for loan?

I am not sure how to make a journal entry for this. Suzie applies for and obtains a $30,000 low-interest loan from the city council, which has recently passed an initiative encouraging business development related to outdoor activities. The loan is due in three years and 6% annual interest is due each year on July 31.




















































Should extra fees be charged on a bankruptcy that has not been filed yet?

Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How long does it take to qualify for a credit card?

and is credits card basically free money but you have to pay it back?


Whats the first thing that comes to mind when I say CREDIT?


Filing bankruptcy in NY and keeping new car?

I had to get a new car due to a car accident 5 months ago,The car is a 2010 altima and now has 3500 miles on it. I paid $4500 at the time and have paid about 5 payments($300 a month).I was out of work 2 months due to accident and financially im not doing well.Going to file bankruptcy. Im going to lawyer tomorrow but my main concern is I dont want to lose my car.My payments are up to date but the car is worth more then I owe on it(I owe (16000 about) I dont own a house or anything else but I need to keep the car.whats the chances?


Private loan (loan shark) in Nottingham?

Any ideas for £400 quid? Can’t get payday loans!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i use a debit card to order things online?

i have a benificial debit card, i was wondering if debit cards work to order things online (im trying to buy hair dye, but no one has the kind i want, so i was trying to order it)


When is a bankruptcy cleared from your credit report ?

Thank you Spifiman, thats what i thought. I guess Michala didn’t read the QUESTION !


Credit Card Purchase Not Showing Up On Online Statement?

About 2 days ago I made a purchase with a credit card and looked today to find it is not listed as a transaction online. Do credit card purchases sometimes take a while to appear? I used my credit card as credit, not debit so I assumed it would show up automatically. Anyone know why? Thanks


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i check my credit competley free online>>?

Does anyone know of any sites that allow you to check your credit score for free? Everytime time I have tryed its some free trial thing and you have to enter a credit card number. I need one where I dont have to enter a card number. thank you in advance


My vehicle got repossessed last night. I called first thing this morning and got my auto loan caught up.?

I’m fully aware that my 4 months being late is reported on my credit report and looks bad, I’m just making sure it wont show as a repo since I made good on the loan and redeemed the vehicle.


Is 72 month auto loan a bad idea?

My parents are helping me get a car since I graduate high school this year the car I want is an audi I can afford the payments but I will be keeping this car all throughout college and until I get a job after college then ill probably think about getting a different car it’s going to be used a lot for driving to work and school everyday so ill mostly likely be using the car for about 5-6 years Is 72 month auto loan a bad idea


Anyone know of a loan shark in Philly area. i need $1000 quick?

I can pay it back, but I need 1000 to get me out of a jam.


How to get a student loan?

I am a photography student and things are getting pretty tight with equipment and apple laptops and stuff and school is paid for with grants ans a loan but how would I go about getting an extra 2500? I asked school they said I can’t but I know ppl get student loans more places I just need help. Thanks!


Persoanl loans for the unemployed who get centrelink.?

just wondering if there are companys who give personal loans to people who are on centrelink.i need a car cause its hard to get to job interviews etc by public transport thanks in advanced


Im 18 and need a car loan?

Well im turning 18 in 9 days im wondering well they let me pull a loan or a lease out for a car this is with no cridit because i dont got any because im only 17. please help


On average, how long is an auto loan offer valid?

Hello, without thinking I applied for an auto loan (through Drivetime) and was approved. However I would not like to buy a car for about 5 months. How long is the offer valid for if my circumstances/income/credit doesn’t change? Will I need to reapply and if yes, will the fact that it’s a reapplication hurt my chances of being approved? Thanks.


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I get 3 free credit reports per CALENDAR year or a year from when I request one?

If I request one of the free reports, does my number of freebies increase back to 3 once January rolls around? Thanks


What’s a CVC on a credit card?

i want to buy something online. And i’m using a credit card. But they are asking for a CVC to prevent fraud or something. Is it a pincode? they say it’s 3 or 4 digit. Can someone tell me what it is? And is it safe to write your pincode online? they have the lock sign on the bottom right of the window and when i click on it, it wrote verified vy verisign inc.


Auto loan was not approved… I may have to turn the car back in within a week?

– I did not buy my insurance from the dealership. I insured it through Allstate. – I shouldn’t say new car. It was a certified pre-owned vehicle with few minor scratches on it… No dents whatsoever. – I was buying everything cash/debit for the past ten years. Therefore, I lack a credit history… hence the not approved””


I have horrible credit the lowest of the low and i want to get an auto loan but for private party? Help me!?

I want an auto loan so i can buy this car from my friend but i have bad horrible credit, does anybody know who can help me?


How much does a 130k mortgage cost each month?

If you dont put any deposit down. I know there are all sorts of different mortgages so I’m just looking for a rough general estimate, and how much would my partner and I need to be on (wages) to get a mortgage of this size?


Can a Chapter 13 Bankruptcy be converted to a chapter 11?

The trustee will not confirm our Chapter 13 BK because we have too much debt per the guidelines for a 13. We were self employed but aren’t any longer, but the majority of the debt is from our previous business.


How do I get my credit started?

Im 17 going on 18 in 3 months. I’m trying to start building up my credit, so i went to the bank and applied for a credit card but it wasn’t approved because I have no credit. So how can I get my credit going?


Hi, how do I check my Credit Score for FREE?

I mean Free for real.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to buy a used car online?advise please?

I stay in rural america where there are not many car dealerships and most used cars here are expensive(more than 15K).I have looked at the Internet and found some great deals(under 10k).but i dont know how safe it is;has someone out there done this successfully?what does it take?Advise please.NB:i am already pre approved for an auto loan.


Does anyone know the best way to get out of deep debt besides bankruptcy?

Hi, everyone! I want to go into debt consolidation or something to get out of debt. I am not going to go into detail, so do NOT judge me! If anyone has any sound advice, I would appreciate it. Thank you!


How do I get a real free credit report without having to use a credit card to get it?

I need to find out what my credit report looks like. But, I have run into several sites where I have to enter my credit card information. My husband found a site where he did NOT have to use any credit card information but we cannot find the link anywhere. Do you know where I can find this site/link?


Buying my first home?

I am frankly tired of renting homes and would like to buy my first home. How much income would I need to make? How does a mortgage work & how much/often would I need to pay on it?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What website can i go to to get a free credit report for Free?


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?


Mastercard/Visa Prepaid credit card? Paypal?

ok so, i want to buy points” in this game. and only way is to use paypal/credit card


Can the chase debit card be used like a credit card?

Can the debit card that comes with the chase checking acct be used like a credit card? I noticed the card does not have the visa or mastercard logo.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan. i took out a 800 dollar loan with checkngo?

and i lost my job . and now i cant pay them back. can i go to jail. please help


Will banks finance an auto loan from an auction?

I am looking to get a from an auction (repot clean title) but I don’t know if banks will finance this. Is it considered a private party loan? Please help.


Garnishment on checking account after I filed bankruptcy?

I had started the bankruptcy process back in January. I already hired an attorney, filled out my paperwork, and paid my $2500 fee. A week ago I went to withdraw money from my checking account and due to a legal garnishment my account was drained to zero. I have my paycheck directly deposited so I now have zero money. The bank told me that I am also responsible for any NSF charges for any pending transactions. I called my attorney and he said it was just an accident and I would be getting my funds released ASAP. My question is…..am I really getting my money back or not?


What are my chances of getting an auto loan with only 1 active account on my credit?

Im 18, This will be my first auto loan. Not really looking for a co-signer. June makes it 6 months that Navy Federal gave me my credit card. I was approved for $500. Since getting my credit card, Ive never been late and I have always made multiple payments in a month to keep my balance down. I always have had my balance below 60% before my credit statement reported to the credit bureau. My score since Ive had credit has been over a 700 because I have never missed or made a late payment. I make around 1400 every 2 weeks. I wanted to know what are my chances of getting approved for a 10k auto loan? They told me they would give me a limit increase when I hit 6 months of good credit history. I was thinking that since they would give me an increase, would they also give me an auto loan?


Where can I find reputable debt consolidation programs?

I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report). Thanks.


Best Credit Card for 20 year old?

So I want to build up my credit but not sure which credit card company i should use or go to. Has anyone went threw this and have any pointers? I don’t want it to have more then like a $500 or $1000 limit. I will probably just use it once a month for gas or maybe some new clothes every once in awhile.


Law sue and credit unions loans?

For 3 months now I keep getting calls and letters from this credit union for a car loan that I don t have with them. Initially I was going to get a car loan with them but a few days later I signed a new deal with capital one. This credit union keeps calling me that my payments are over due. This loan is on my credit and the late payments are affecting my credit score. I keep calling them to tell them I don t have a loan with them and they keep telling me they are fixing the problem but it s been 3 months and they haven t fixed it. Can I sue them and if so for what or what can I do to have them actually fix the problem.?


Can i get a catalogue when i don’t have any credit history?

iv tried littlewoods and for some reason they said no so did everyone else


First Time Home Buyer Loans – What’s the catch?

So, it’s time to buy my first home. I am reading about the first time home buyer loans and it sounds too good to be true. One particular bank is offering a $275,000 loan (OAC), only $1,000 down, no mortgage insurance required, low monthly payments, etc. So what is the catch?? Assuming I qualified for the full amount, which I am pretty sure I will, I could buy a brand new home in my area. How can I have all of those wonderful things and still pay off the loan in 30 years with very low down and a low monthly payment. There has to be something hidden I don’t know about right?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I heard from my bank once that you can sign up for a government sponsored credit report once per year? True?


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?


What happens if you file bankruptcy and they dont take the house?

We filed chapter 7 and included our house and 4wheelers and a credit card or 2 and they canceled the cards but they never took the 4wheelers or the house we were released about ayear ago and according to our lawyer they had 60 days to claim the quads and they didn’t so what can we do about those and what about the house will they ever get it? What if they don’t we aren’t living there. And my lawyer told me you’ve been released my job is over if you want legal advice you’ve gotta pay for it” so id just like to know what to do? Is there any way I can keeep these things”


A Payday loan that does lending in NC?

Need extra cash for Christmas …don’t need advice of why I don’t need to do it ….just a lending company in NC….why answer if you are not going to be helpful….


Filing for bankruptcy on my own?

I am filing for Chapter 7 on my own. The rep at the BK court told me to do a Skeleton petition. This will allow me to put my bankruptcy through in a rush…then they will give me a specific date to turn in all other documents. So far all my forms are completed, and I have all documents ready that is needed. I plan on turning them in tomorrow morning. I have a court case tomorrow afternoon, because one of the creditors is taking me to court. The rep I spoke to at the bankruptcy court assured me that entering my info will only take a couple minutes, and they will give me a case number that shows that I have filed, and she said the creditors should automatically leave me alone. Now my question is: Can I go to the court case tomorrow, inform them that I just filed for bankruptcy and walk out of there with them having no choice but to dismiss the case? I spoke to the court clerk today, and she told me that the lawyer is definitely going to show up. I’m pregnant & stressed, help!


How do i find a blank contract for a prsonal auto loan?


Dividends journal entry?

hey guys, I’ve got a question for my accounting assignment: If my company declared a cash dividend of $1000, but will not pay until next month, what is my journal entry? Will it be put in the general journal as: Dr. Dividends payable 1000 Cr. Retained earnings 1000 or will it be put in a special journal? I tried google searching for my answer and some people recommended debiting Dividends and crediting Dividends payable but I don’t have an account called Dividends. Thanks in advance




















































Can you apply for a mortgage with 3 people on the loan?

Can you apply for a mortgage with 3 people on the loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I have an average credit score of 695, and make 50000K a year. what kind of home loan can i qualify for?


Threatened by a loan shark?

I’m in serious trouble and in need of some good sound advice. I borrowed £3800 from a loan shark who now wants £10,000 back asap, he knows where I live and is making my life a living hell..calls, text messages every day and today he basically said I have one more day or I know what will happen. I cant focus on anything properly, no appetite and I feel suicidal. I feel like going to the police but dont really know if they will help. I know the guy has a record, he’s been in and out of prison, at first he was friendly but now all of a sudden just turned on me. What can I do? I cant go on living like this.


Looking for a good pay day loan?

Please dont tell me that I dont need to be taking out loans and all that but I owe a bank loan now cause I run my own business and still paying from that. Well at our building we need to do some repair so I need an extra 1500.00 that I dont have right now so I am looking into a payday loan (dont tell me about fees- I will be paying it back in 3 days) but the thing is that I go thru all these websites and then do the application just to be asked to be sent to something else like another website so does anyone know a website that I can go to and apply and find out if I get the money right now. I read that the teletrack ones take the longest cause they have to run all the phone number you put in so basically I need, no teletracks, no credit check, no faxing and no run around websites because I have been sitting her doing this since 11pm and I need the money within the next few hours or by early morning. Please help!


WTF what is this CIC*Triple Advantage ?

I did not sign up for any service… I just check my transaction online with my bank is this normal ? because they are chargin me $12

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H&R Block Emerald Advance Line of Credit Qualifications??

Im interested in doing the H&R Block Emerald Advance Line of Credit, and am wondering what the qualifications are to receive it?? All H&R Block’s website says is that you have to have filed your return with them for the 2005 or 2006 tax season, but doesn’t list any other specific qualifications. It says no credit check so what exactly do they base their decision on? We have filed every year with H&R Block since 1999 & have an Emerald card from last year’s tax return. Thanks in advance for your help!


Can a Payday Loan Place in KENTUCKY take you to court or jail for paying back a loan ontime?


What is the average amount financed in an auto loan?

I need the amount like the question said not what it means.


Can you apply for a mortgage with 3 people on the loan?

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How do I check what auto loan rates I would get with my current credit score?


Need $3,000 and have no credit?

checked transunion yesterday as we went thru this. went from 730 to 654 in rating, probably because of all the applications for credit cards and loans that have been denied for insufficient history. I already corrected a few problems found when I was in freecreditreports.com like a wrong middle name (dont have one) etc. I had credit long ago but havent done anything for a while. have a checking account for the past year and a half, and just opened a savings account. have pretty much made no money to save and spent time living week to week. I had just been handing over the money to my girlfriend who has taken care of the bills so I didnt have to worry about it. Never thought I would really need credit, but looks like if I want any real goals, Im going to have to work at it now. It will just take time. and I havent tried tfor 3000 for the last 3 years, wanted a 3 year loan to keep payments closer to 100 a month or so. 🙂 sorry if that was confusing.


Who won the free credit report band thing?

just real quick im 14,i dont a credit card


How do you know if foreclosure or bankruptcy is best in CA? Where do I find a lawyer to assist me with this?

I am one of those 1st time home buyers who got in at the bad time and got an adjustable loan and it has adjusted on me. My combined house payment (1st/2nd) is now over 5500 a month. Which I cannot afford. I was unable to refinance because the value of my house is close to 70k less than what I owe. I need to figure out how to get out of this house with as little damage to my credit as possible be that a foreclosure or bankruptcy. How do you determine what is be best way to do this? How do I go about finding a good lawyer to assist me here in San Diego?


Study: Blacks pay higher auto loan rates As if we didnt know this already?

WASHINGTON – Blacks have been charged higher auto loan rates than other auto buyers, federal research says. But the gap in loan rates could narrow, and possibly disappear, as the result of recently concluded lawsuits. ADVERTISEMENT Blacks paid a typical auto loan rate of 7 percent for new cars, compared with a rate of 5 percent for whites in 2004, according to a consumer organization’s analysis of the Federal Reserve Survey of Consumer Finances. That was the most recent survey available. And blacks were more likely than auto buyers in general to have auto loan rates higher than 15 percent. For used car loans, 27 percent of blacks who buy cars were charged interest rates of 15 percent or more. Blacks were three times as likely as whites — 27 percent to 9 percent — to have auto loan rates at least that high, according to the report released Monday. Hispanics were paying a typical rate of 5.5 percent for new car loans, while 19 percent of Hispanics had loans for used cars over 15 percent, the analysis found. Lenders’ suggested quote rates are based largely on the buyer’s credit history, but auto dealers often raise the rate higher than that risk-related rate without discussing the rate with the customer, consumer advocates said. And they question the causes of those rate differences. It’s hard to believe that any differences in creditworthiness explain all of these rate gaps


Can u buy pain killers online without a perscription.?

I messed up both ankles pretty badly and only got 10 vicodin from the dr. I was wondering if it is possible to obtain pain killers online without a perscription. If so what sites. ty


Getting unsecured loan after bankruptcy?

December 2010 our chap 7 bankruptcy was discharged. Currently we are living next to my brother in law on my mother in laws 10 acres of land. We have been slowley getting the side 5 acres ready for u to move our mobile home on so we can have our own yard. I think my bro in law is ready for us to move you can cut the tension lol. It going to cost us about $3500 to get mechanical sewer system and some other things to get moved over. We have already spent about $2000 on things already to get moved. It will probably be next year before we can save enough to move. My question is what are the cahncea of getting an unsecured loan for $3500 thru our credit union? We already have a truck financed with them and the interest rate is 8%. We owe about $5000 less than the truck is worth.


Will Equifax and Experian remove a dispute that was deleted by TransUnion?

I am disputing 2 medical bills that went to collections. Experian and Equifax show only one on my credit report, while TransUnion showed both. I filed an online dispute process with all 3 bureaus, and surprisingly enough, TransUnion sent me an update the very next day and both were deleted from my report. Now, I am awaiting an answer from the other 2 bureaus. Are the chances high they will be deleted also, since TransUnion deleted them in 1 day? (I realize the online dispute process is not recommended, but I thought I’d give it a shot first and apparently it worked with at least one). Any feedback would be appreciated!


Can you apply for a mortgage with 3 people on the loan?

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What are the 5 most popular credit card aggregator sites? e.g. moneysupermarket.com?


Why do I not have credit?

I currently have an apartment in my name, (which is also in my boyfriend’s name), and two utility bills. All always paid on time. Everytime the apartment office sends us things in the mail, it says my name and mine only. But yet, I check my credit score online and there is no recognition really of anything. What is that?


What is a trade deficit and a fiscal deficit, and what does it mean when they are at nightmare proportions?

Please give me your own definition, or a website that is NOT wikipedia. Thanks! Also, if you could tell me during which war the poem Spain in our Hearts” was written. The author is Pablo Neruda.”


How long does it take for things to get off your credit after you pay them off?

I’ve paid off most of my depts (mostly charge/credit cards) but now i want it off my credit report. How long must i wait for this?


Wording negotiation for old collections acct NOT on credit report? Should I request validation? Could validation hurt me in this situation?

How do I word a negotiation for a lump sum payment to settle an old collections account that is NOT currently on my credit report? And should I request validation if I am planning on negotiating a lower payoff? Short synopsis of situation: I owe about $4900 of tuition to an old college due to a revoked scholarship. Not a student loan – an unsecured debt. I got the letter in the mail on Mon. but I think I have about 3 weeks left to request validation if I want to. The original debt is from 5 years ago (2011) but it was recently sold to a new collections agency. I have only heard about it once previously back in 2012 and nothing since until I got this letter 2 days ago. It is NOT on my credit report. -Should I request validation when my intention is to try to settle for a fraction of the balance? Could a validation/verification hurt me or the settling process? My worry behind this is that in a case where I’m going to try to settle for less with a lump sum payment, maybe it is better to not have them dig into it too much? -How do I word a negotiation for a lump sum payment? I know people focus on the settled in full vs paid in full but since it is not currently on my credit report does that even matter? Can they add it to my credit report after the fact? -It’s already 5 years old. Making a payment resets the SOL but does not reset the amount of time it can be on my credit report, correct? So even if they did add it now it could only be on there 2 more years, right? Thanks!


How to make 400 dollars fast?

I want to buy an Ipod Touch 64 GB and its 400 dollars plus something for it which adds up to $422.84 and I need to make some money. Im gonna do some chores like carwashes, cleaning, and taking out the trash and dishes. that all would add up to 90 a month. I need the money in less than 2 months. My friends are gonna chip in and give me 20 so thats 40. I have 60 dollars so far. My mom and dad can’t find about the ipod.


A 500,000 house on a 150,000 salary?

Assuming $10,000 on the down payment with a 30 year note, is this realistic to try to pay for on a salary of $150,000? What I read and what I hear are completely different, and would like to know if anyone knows if it’s plausible, or at least not impossible, to do this. I read that it’s totally fine and that most people have a loan like this, but I hear it’s totally ridiculous to assume you’d be able to realistically live with this kind of house payment. With taxes on the property, mortgage payments, low monthly car payments, reasonable monthly bills, and insurance taken into consideration, is this realistic?


Debt Settlement Company?

I have been looking to find a debt settlement company that will reduce my debts and help me to be debt free in about 24 months. I know that my credit will be affected but i don’t intend to use my credit for any large purchases for about 4 more years. After all my good credit only seems to be getting me into more debt trouble and I couldn’t afford to get any more credit anyways right now.

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Can you suggest me some good payday loans arranger ?

it need a quick money support


Can you become a police officer with bad credit or bankruptcy on your credit report?

I am going to be taking the Basic Law Enforcement Training program this year. I should be done in December, so hopefully I’ll be finding a job around early January. Anyway, I currently have bad credit. 545 score to be exact. I have heard it’s very difficult to become an officer with bad credit so I am seriously considering filing bankruptcy. I have heard it takes around 6 months and your credit will be as good as new and thus, hopefully I would be able to get a job as a police officer. So, does anyone know if this is the best way to go about it? Thank you for any information.


Bankruptcy and divorce?

I am filing for divorce and up for mediation.I filed bankruptcy before I was married. I am about 2 years into my Chapter 13, and I would like to know if all of the things in the house that I paid for with my credit cards (that I filed bankruptcy for) are able to be up for grabs during the mediation, or do I need my trustee’s permission? Are thy able to be taken by my wife in mediation? Any help would be great.


What website can you check your credit for free?



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Simple loan consolidation question?

I’m wondering if a federal direct consolidation loan is the same thing as a fedderal consolidation loan. My thinking is that the former is a type within the latter. Am I correct or are they two different kinds of loan?


Can you apply for a mortgage with 3 people on the loan?


What happens i hit a tree and the car is a total loss?

My car is fully insured and i have a 500 dollar deductible. I bought it used and still owe about 3000 dollars on it. I looked or the blue book value and it varies between 2,000 and 4,800. I bought it or 5000 about 4 months ago. What is going to happen. are they going to pay off my truck? i don’t know or sure if its completely totaled yet but im Pretty sure it is. THe accident is my fault and i am the only one invloved, (there were no other cars)


What is the success rate for people in AA?

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I just heard that alot of these payday loan places are in trouble?

something about the intrest and rollovers….they might not be legally allowed to collect on the loans til they regulate the rates


Need advice on paying of credit cards?

After being in a failed relationship and being taken to the cleaners last year I have found myself in 20k of debut with credit cards. I was unemployed and facing bankruptcy but started my own business and things have started to pick up. I am fed up with serveral different payments and want one fixed payment was is the best way of clearing this debut quickly I earn about 3k a month


What site will give me a free look at my credit rating?

yea music lady ive seen the commercials…ive also seen their web site and they only give ya the report if you sign up for a monthly gig with em, baby.


I earn a high salary but have poor credit, my girlfriend, good credit but low salary. How should we buy a home

i make around 80000 a year while my girlfriend makes around 20000. She has good credit but my score is low. If we marry next year what are our options as far as the best way to obtain a mortgage?


Consolidate & lower court fines?

I owe over $10,000 in court fines most of it for not being able to afford car insurance . Car insurance for my age without any traffic tickets is $250 per month. I only make about $800 a month & the courts want almost a $1000 a month. Can you consolidate & lower those court fines? At this rate I’ll die from old age first.


How much left to Pay off Auto Loan? ?

My boyfriend and I currently owe 25,300 on a dodge ram including interest, there are 4.5 years left on the loan. The dealership offered 23,000 for it, When he called the bank they said the pay off would be the same. To me that doesn’t make any sense, is there any way to calculate how much is owed on the truck without the interest to pay it off in cash?


Who is the best Chapter 7 bankruptcy lawyer in northwest arkansas?


Paying off debt what next to rebuild our credit?

The person that wanted to help me was my Dad. I didnt come to him for help or anything, he just knew we were having issues and wanted to help. How could I refuse. Plus its more reason for me to pay it off quicker than anything. We are gonna sign a notarized document and all. Basically if i mess up Im outta his will and other consequences.


Has anybody ever used Debt Free League ?

I am looking online to find the best settlement company to go through. Most of the companies I have searched come back with tons of complaints and articles about scams. I cannot seem to find one negative site about this company Debt Free League.” Im wondering if its because the words are too common so too many sites come up

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I see my REAL credit score?

I looked at 3 different websites: score sense gave me a 680, credit karma gave me a 567 and quizzle gave me a 614. I am so lost!! Which one is my credit score?Is there a more official way to find out? Thanks!


Can you apply for a mortgage with 3 people on the loan?


Credit Cards – Silver, Gold, Platinum, Titanium?

It seems that each credit card company has their cards divided into these types or classifications. What do they mean? How is Silver different from Gold, Platinum or Titanium? Are they just names, or is their more to it? Are there industry standards that determine what will be a Gold Card and what will be a Platinum Card? Do these classifications refer to different incentive plans like sky-miles or bonus-points? Are they divided based on use like personal, business, travel, etc.? Do they classify them by what credit scores qualify? Is it just a prestige thing? Help me out, I’m lost.


Are you permitted to included a repossessed vehicle in a bankruptcy?


If i make 16,000 a year, how much will a bank be willing to lend me for a mortgage?

I am interested in getting a house that costs around $150,000. But I am worried that I do not make enought money. My credit score was around 690 last time I checked. so I was just wondering what a rough estimate of what a bank would be willing to lend me


Where can I get a car loan with no credit check?

Looking for a no credit check car loan with a payment under $200.00 monthly. I don’t expect a new car, or even a great used one, just SOMETHING.


Is payday 2 online only?

i just watch the beta videos of it and it has me hyped so just wondering will it be online only