Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































I have a credit card that was offering a 0 percent interest for two yrs which end this month?

I have a credit card that was offering a 0 percent interest for two yrs which end this month?

The user agreement states The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the ‘go to’ APR shown following the expiration date. My current balance is 4,910. I haven’t had a credit card in 10 years. Does this mean that I will be hit all at once with the new apr which is 17.24% and 25.24 for cash advances. I did take out 600 in cash advances which I realize is not a smart move. I have seven days, trying to evaluate pulling from other funds to pay it off. Thank you for your input.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can I get my credit score?

What is another secure website I can check my credit score? (besides freecreditreport.com) How about a website that I can monitor my family’s credit score?


On the verge of tears over student loans…?

I don’t know what I am going to do. I really need a student loan badly, I need one where I can get a check sent directly to ME, not my school first. I don’t qualify for a loan anywhere because I am a housewife and don’t have a job and my husband doesn’t have enough credit history and I can’t get a cosigner… What am I going to do? Do you know of anyplace where I can get a fully deferred student loan on my own with no cosigner? We are broke and I only have 40 credits left until I have my bachelor’s degree…I’m applying for a pell grant but that money wouldn’t come soon enough…I need money now to pay for housing.


How can I get a copy of my credit report without having to join one of those credit monitoring agencies?

I want to ask that Is it necessary that i should join the monitoring agencies first for getting the the best credit report


Where can i find my credit report for FREE!!?

On freecreditreport.com, you have to type in your credit card number though… I don’t have one…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

WTF what is this CIC*Triple Advantage ?

I did not sign up for any service… I just check my transaction online with my bank is this normal ? because they are chargin me $12


What credit card should an 18 yr old get?

Im 18 and i want to get a credit card, who should i go with? also because im 18, no company will willfully give me a credit card out of the kindness of their heart. So, i was wondering what company will let me cosign as well. Also this another question: If i cosign with my mom but receive the card and she files for bankruptcy a month later, will it affect me? (as of right now she has good credit but still a lot of debt, which is why she wants to file for bankruptcy).


Can you apply for multiple unsecured personal loans?

If you needed, say $100,000, could you go to 4 different banks and get 4 different unsecured personal loans? If you applied for the loans and received the funds within a very short period of time (a few days), I assume that the 4 different banks wouldn’t know about the loans from the other banks?


I have a credit card that was offering a 0 percent interest for two yrs which end this month?

The user agreement states The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the ‘go to’ APR shown following the expiration date. My current balance is 4,910. I haven’t had a credit card in 10 years. Does this mean that I will be hit all at once with the new apr which is 17.24% and 25.24 for cash advances. I did take out 600 in cash advances which I realize is not a smart move. I have seven days, trying to evaluate pulling from other funds to pay it off. Thank you for your input.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan on used car over 10 years?

I’m looking to buy a 6000$ car. I’m going to do a 3000$ down payment and I’m guessing (slight estimate) that there’ll be around 1500$ extra charge for taxes and stuff so the total for the car would be 7500$. I’m doing this because I need a car and want to finance as I heard it builds my credit. I have 3000$ ready to do a down payment and my friend that works for State Farm quoted me for around 200$ a month for insurance with a good student discount. Are there any places that would be willing to give me a loan of approx 4500$? I’m hoping to do a 36 month term. The longer the better of course. I make approximately 1100$ a month after taxes (full time student, part time worker), not exactly sure what my credit score is but I do have a credit card with BoA and one with Best Buy (got it because I used to work there and bought a lot of things from there.) Any recommendations or advice would be awesome. Please don’t give me rude answers, I obviously don’t know about this enough which is why I’m asking you guys. Thank you!


How can i start my credit?

Hi, i want to know how i can start my credit line, I have a steady job, I’ve tried applying for store credit cards, hoping to start my credit but they have all been denied. How amd I supposed to start my credit? I’ve applied for JcPenney, Circuit City, Best Buy?


Can someone help with an auto loan question?

So, I recently filed bankruptcy and it was recently discharged. I thought I try for a car since I’ve gotten more hours at work and my current car is falling apart. My friend suggested that I go through boss’s car company and try to buy a car. She knew that my credit would be horrible and I knew what to expect for an APR rate. I told her to go through my credit union, a few minutes later, I get an email saying that I was denied. But, an hour later….I was told by my friend that I was approved for a 10k loan. To make the long story short, I didn’t get the car but, my friend told me not to mention this loan when I go to other dealerships. Why would she say that and why would it matter?


How to pay off credit card debt?

I’m 24 and desperatley need to start paying of my credit card debt. I have tried to consolidate my cards though had no luck as my debt is to big on each card for me to merge them together. Basically my debt is as follows: St George Mastercard – Owe $5,600 Bank West Mastercard – Owe $5,800 Citibank Visa Card – Owe $9,230 NAB Visa Card – Owe $8,960 Myer Store Card – Owe $1,300 There all 95%-98%maxed out. Although i also pay $2200 a month in rent, (and my income per month is only $2600). I have a total of another $600 that is charged on my cards every month for contracts that i cant get out of (such as furniture rentals etc). The interest + insurance on each card is around $130-$180 per month per card so again its around another $450 per month just to meet the insurance and debt. I paid almost $2000 as a whole to my cards last month, and its already gone right back down again, so i’m currently thinking either declaring bankruptcy or just letting my cards run down to $0 to force the banks to stop charging interest. Is there any company who can buy your debt of you? as i dont want to pay the banks back, they have already charge me enough in usless insurance, late payment fees and interest to get any favours from me.


What is the best way to repair your credit?


How do you know your credit and how do you know if it’s good or bad?

Will those ads appearing on some websites work if I wanna know about my credit?


Checking my Credit Score?

I know that every time a credit check is run, your credit score goes down–or at least, thats what Ive heard. Is this true, and if so, how can I check it without it going down? Also, does having a large amount of student loans affect a credit score? The loans have not entered repayment yet, and will not until 11/2013. Is this hurting me?


How can I get a loan with bad credit?

I have bad credit (under 500 or around there) and no bank will give me a loan once they check my credit score. My parents messed up my credit (long story) and now I need loans for an online college that doesnt offer any sort of financial aid or loans. They have payment plans that require me to pay 200 dollars a month which I will not be able to afford because I only have a part time job. What are my options and what I can do?? I desperatily want to start going to that college but cant afford it. Its nearly 3,000 for the problem but I wanna get out 4,000 to cover the books too. What should I do??


I have a credit card that was offering a 0 percent interest for two yrs which end this month?

The user agreement states The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the ‘go to’ APR shown following the expiration date. My current balance is 4,910. I haven’t had a credit card in 10 years. Does this mean that I will be hit all at once with the new apr which is 17.24% and 25.24 for cash advances. I did take out 600 in cash advances which I realize is not a smart move. I have seven days, trying to evaluate pulling from other funds to pay it off. Thank you for your input.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i file bankruptcy(chapter 7) in texas where i currently live even though i’m still a colorado resident?


Can I put student loan money in a savings account?

I am a grad student. I can only take a couple of hours a semester. I qualified for a fairly large amount of low interest federal student loan money. Yet, my college and books are paid for by a private party. Would it be wise to take out the loan money and put it into a bank account to accrue interest while I am in school? My thinking is I could take out all the loan money I can get and put it into a savings account not using ANYof it to pay for school, then when I graduate pull all of the money out, pay the loans back, and then apply the earned interest to other debts such as credit cards, bills, etc. It’s a long term plan, but I can see how the extra interest money would help. Is this even possible? If it is, is it stupid? Or a wise idea?


What can i do to build my credits?

i have no credit history…i did the application twice and dont wanna apply too much, i also dont wanna pay for utilities or a loan yet….im saving up so i can get a house loan but it also involve a credit history…what are the options that i have when i dont have a cosigner


Paying off auto loan?

I have a auto loan that i would lik to pay off here in about 6-8 months. the pay off is currently 13000. what would be the best way going about this?


Is a Disney vacation possible without taking out a loan?

Family of four really, really, really wants a Disney vacation in Florida. Currently living in North Carolina. Any suggestions for making like a 6 day trip (4 days at the parks) without breaking the bank?


Can you shop online with a Prepaid Visa card?

Thanks!


How should I vacuum my car? Buy a hand held or go to a gas station? I live in Rockville, MD?

If you say get a hand held—which one?! I don’t want to spend more than $30. My friend says that gas stations usually have a vacuum but not sure how much it is or how effective….. I have looked at some black and decker, the gator”


Can 2 people file bankruptcy on the same card?

Thank You very Much for both of your answers. They have helped a lot..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Bankruptcy Questions Dealing With Loans, Apartment Evictions, And My Bank?

I have found it my best option to meet with an attorney to discuss my options with filing for bankruptcy. Among everything I have a few questions about a few things. First I am being evicted from my old apartment. Though I was the only one living there my original room mate’s name is still on the lease. She has had her own apartment for a while now and since I have to mention this to the attorney how will it be handled? Second I have two loans in my name that each have a co-signer. One of which my co-signer has an old car for collaterol. I have yet to get behind on the payments on these since I have had help but also would like to know how these will be handled if at all. And third is a question about my bank account. In the same week I lost my job and was in a car accident in which my car was a total loss. In the time I was in the hospital the fee’s have added up to over five hundred dollars. Is this something that bankruptcy could help with? I think this is my best option but finding information has been hard. I am just curious when it comes to these certain topics.


How do I get the information about ad budget for MasterCard PayPass?

I am currently working on school project, which is making ad media plan for MasterCard PayPass. But, I cannot find any info. about the ad budget of MasterCard PayPass. Any information about MasterCard PayPass is always welcome. Please help me!!!


Is it easier to get a loan from a credit union than a bank?

The difference between credit unions and banks..



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

HELP, Everyone tell me to go to annualreport.com to get a free credit report. That place doesn’t exist,?

When I go that that site, it tels me that page have been moved or is out of service. Can you tell me where to really go to get me free annual credit report?


I have a credit card that was offering a 0 percent interest for two yrs which end this month?

The user agreement states The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the ‘go to’ APR shown following the expiration date. My current balance is 4,910. I haven’t had a credit card in 10 years. Does this mean that I will be hit all at once with the new apr which is 17.24% and 25.24 for cash advances. I did take out 600 in cash advances which I realize is not a smart move. I have seven days, trying to evaluate pulling from other funds to pay it off. Thank you for your input.


Does my doctor’s office have the legal right to charge me interest on the remaining balance of my bill?

I live in IL. Where can I find my states laws regarding this practice?


I need to earn/barrow 1000.00.can anyone help? ( NO PAYDAY LOANS!!!)?

My dog needs surgery or she’ll die! Please help!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does ANYONE know of a good an legit personal loan website?

Preferably sites for unemployed students….


I Want Too Start My Own Online Boutique?

I Want Too Start My Own Online Boutique Too Make Some Cash , I See Alot Of Fashion Boutiques Online Such As Instagram Etc . I Need Help Finding An Online Disturbuter Where I Can Possibly Sell For Or Something . Please I Need Help 🙁


Is there anything that can be done after Chapter 13 has been finalized when you receive a notice of debt?

My mother filed chapter 13 bankruptcy in 2009. My father passed away in 2007 and now 3 years later she has received a $5000 funeral bill. This was not included in her bankruptcy. The funeral director at the time had known us and been friends with my father for several years. He never billed my mother for services and told her not to worry about it. He is now no longer the director and we received the bill today. Not only she is being billed for the services but now there is $2500 additional interest fees. Ok SO what im trying to find out is whether anything can be done as fas as her bankruptcy. Can she go back once its been finalized?


If you have a house built, do you still pay mortgage?

My aunt is going to have a house built, and its about 8900 square foot. would she still need to pay mortgage? like what is the process of having a house built. from step one. please it’ll be a lot of help


What is the differnce between a cash advance and a payday loan?

I hear these terms a lot because i was thinking of getting one. What’s the difference? And where is the best place to get one?


Walking out on a mortage vs filing for bankruptcy on the mortgage?

We moved out of state and could not sell our home so it is now rental property. NOW, the main sewer line needs to be replaced at a cost of $9500.00 which we do not have. If we just walk out on our loan, can we eventually be sued and sent to jail? Would it be better to claim bankrupty? I realize the credit issues with bankruptcy and foreclosure etc..


Is it legal to get lines of credit from different banks?

I’m a law student and I’m thinking of applying for lines of credit. I was wondering if it is legal to get lines of credit from more than one bank. in other words if there are any restrictions on number of banks receiving lines of credit from.


Will applying a large lump sum to an auto loan help in raising my credit score?

Silly Goose, one of the FIRST things I did was check to make sure there would be no prepayment penalties before accepting that loan. My intention was never to keep the loan for the full 6 years, or even 6 months for that matter. But I needed a vehicle badly and figured this would be the perfect opportunity to try and raise my score. My ultimate goal is to raise it enough to not have to accept ridiculously high interest rates. My net income is just over $2000/mo, and my monthly expenses would be half that getting rid of the car payment. With a raised score and my income I think I’d be pretty well off.


Anyone Else Hate the Free Credit Report.com Band?

Just who do these washed-up losers think they are? The lead singer reminds me of some art school dropout who plays piano at the mall or something. His half-shaven mug sneers at the camera like he’s on the verge of an imminent con, while he croons his way through arguably the worst jingles in television history. I detest these guys. I think they’re far worse than other electronic abominations like the Geico Gecko and the Education Connection lunatic (who can be seen here: http://www.youtube.com/watch?v=WYS5NtRXlZQ ). Anyone else agree?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Reverse mortgage for under 62?

i am a disabled man age 59 and my spouse is 50. because of huge medical costs my credit is in the toilet. i have a limited income and i am on social security disability. i own my home in oregon outright. the value is approx $300,000. i desperately need some repairs done on the home in order to put it on the market. cant qualify for conventional loan but need to borrow the funds. where can i and is it possible that there is a reverse mortgage available for us. only need to borrow about $20,000 but cant repay until the home sells and closes. any ideas?


I have a credit card that was offering a 0 percent interest for two yrs which end this month?

The user agreement states The APR for this balance is a promotional rate and it will expire on the date shown. Any balance at a promotional interest rate that has not been paid in full by its expiration date will begin accruing interest at the ‘go to’ APR shown following the expiration date. My current balance is 4,910. I haven’t had a credit card in 10 years. Does this mean that I will be hit all at once with the new apr which is 17.24% and 25.24 for cash advances. I did take out 600 in cash advances which I realize is not a smart move. I have seven days, trying to evaluate pulling from other funds to pay it off. Thank you for your input.


What is a cash advance loan?


What’s the best use of my money: to pay off a mortgage sooner or to invest in the money in the stock market?

Hi, guys im 21 and I just bought $ 80,000 small house four moths ago, and I would like to know what is better to pay extra payments to pay off the mortgage ASAP, or to pay the regular payments and the rest to invest it in the stock market or any other investment. The reason is that after 30 years im going to end up paying more than 288000, but if I paid sooner ill save hundreds thousands. In the other hand if the rest of the money I invested I can get a higher % gain, but is not secure. What do you guys believe is the best use that I can give to my money? Please give me your opinions, and ideas. Thank You.


What is a Fico Credit Score?

I’m trying to apply for a condo in a high rise and they say that I need a fico score of 680, 650 min. I’m not sure what the difference is but I went to freecreditreport.com and experian says says that I have a credit score of 632 which came up as fair”


Questions credit card cash advance?

I am new to credit card, and have 2 basic questions regarding it:- 1) how much cash advance one can get over the credit limit? suppose if my credit limit on a credit card is Rs 20,000, how much money can i withdraw over it?? can i withdraw Rs 50,000?? 2) what is to be done if someone by fraud, get access to your credit card (either online or offline), and take out cash out of your account? what procedure banks or credit card companies take to protect you from it?? because any amount can be withdrawn so is there any limit to these cash advance amount that can be withdrawn?


What happens after you complete your Chapter 13 bankruptcy plan?

I have made 31 payments to my trustee and have only 5 payments left. What happens when it is paid.




















































Which bank or financial institutions are offering 100% finance for home loan in chennai and around?

Which bank or financial institutions are offering 100% finance for home loan in chennai and around?

I have a 500sf old home at pammal the plot is approved but the bulilding was not got approved. Now I would like to buy a home loan by having mortgage the old one and get better and spacious home under home loan. I working in a private IT company my net salary is Rs.25000/- Please tell me which bank/financial institution is best to approach?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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I bought something online with a credit card but my online banking doesn’t show I used anything?

I just got a new credit card, I activated it and used it for the first time to buy something online about 7 hours ago. I signed on to my online banking account and it doesn’t show that I made any purchase or owe them an amount yet. I got a confirmation email from the online site where I bought stuff. So I just wanted to know if it takes a couple hours for the credit card to process? How long until I start seeing the amount I owe on my online bill?


When you apply for an auto loan, do you get the same answer/amount no matter where you go?

I applied at my credit union for an auto loan and they gave me an answer of X amount. If I go straight to a car dealer about car financing/loans, will they give me the same answer of X amount? That being said, is it the same everywhere or do businesses/credit unions/banks each have their own unique judgement?


Student loan refund?

I just got an email from my school saying Due to recent changes affecting your tuition account with ECPI University


How do i get a free credit report in ohio?

would like to see any judgements pending against me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My ex filed for bankruptcy but I live in the house and don’t want to lose it?

My ex just filed for bankruptcy and I don’t qualify to take over the loan or to get another loan because I am self employed and just started my business in April. I have been making the payments on the loan since 07 though. What can I do so that I don’t lose the house?


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


I have over 10,000$ in credit card debt, i havent paid in over 3 months, should i call a debt settlement conso?

consolidation company? or would i be better off calling each company individually and having them giving me a debt solidation without the use of a 3rd party


Which bank or financial institutions are offering 100% finance for home loan in chennai and around?

I have a 500sf old home at pammal the plot is approved but the bulilding was not got approved. Now I would like to buy a home loan by having mortgage the old one and get better and spacious home under home loan. I working in a private IT company my net salary is Rs.25000/- Please tell me which bank/financial institution is best to approach?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is an experian credit report/score?

I currently use credit karma. Is freecreditreport.com better? On credit karma i have a transunion score.


Where can i get a credit check?


What will payment be on $220,000 mortgage 30 year fixed 6% interest?


Best place to get approved for a loan after bankruptcy?

Hey, Jim I have never made any decisions in life that I regret and If I wanted your judgement on my financial standing then my question would have been Will you judge my finances?” There are no consequences on my part


Where can I cash a Western Union money order?

I live in Ohio. I’ve went to 5 different places that SELL Western Union money orders, but will not cash it unless it came from that place. Tell me, if I had a money order that came from a store, why would I want to cash it at that store? WTF is the point of getting a money order & then cashing it from the same place? But, I’ve tried everything. This is ridiculous. Where can I cash it? Cuz dumb me went ahead and mailed out the package to the lady that sent me the money order. So now if it’s not a legit money order, I’m screwed. So someone tell me.


How can you see your free credit report without having a credit card?

I am trying to find my credit report, but all the sites I go to, you have to use a credit card. I don’t have one and don’t want one. Does anyone know a site where you don’t have to use a credit card? Thanks:)


Need a $5000 auto loan with no credit, any way?

I need a legit answer please. I would like to get a $5000 motorcycle within the next week however I have no credit history and my parents refuse to cosign for me. I am 21. Are there any banks or financing programs that I could use to establish my credit history? There has to be something? It is only a $160-$220 monthly payments for a 48 month term loan so paying for it is not the issue. Can I use my car as collateral? My car is only worth half the price of the motorcycle.


I just got my credit score..it was 791. How good is that compared to the average american?


Which bank or financial institutions are offering 100% finance for home loan in chennai and around?

I have a 500sf old home at pammal the plot is approved but the bulilding was not got approved. Now I would like to buy a home loan by having mortgage the old one and get better and spacious home under home loan. I working in a private IT company my net salary is Rs.25000/- Please tell me which bank/financial institution is best to approach?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you filed bankruptcy, how can you get approved for a personal loan?

She lives in Georgia, so online cash advance loans are not accepted in this state. Are there any other financial institutions she can apply for a loan online or will she have to go to the financial institution to apply?


How to stop credit report harassment?

A friend told me she paid off a debt to her landlady several years ago but, in spite of clearing the debt, the landlady keeps harassing her for more personal reasons by falsely reporting the debt as unpaid on her credit report. She has went through the motion of removing the false mark several times and yet the slimy ex-landlady keeps adding it right back within a few months. I’m wondering how she might stop this harassment.


Where can I find a personal loan of $2500?

My child’s father has not paid child support since last year; I have followed the proper proceedings in court however I am still in need of money. I do work full time and make $52,000 a year its just that the move is sudden and I don’t have the adequate funds to cover the moving expenses.


Home loan varible rate not dropped!!!?

The contract says the interest rate can change at ANY TIME Luckily enough i have enough equity and good credit history to refinance with westpac and it will save me $1250 per month offsetting the $12000 exit fee in under 12 months. I guess its buyer beware….Variable home loan rates dont always mean to the layman what you might think


Chase bank credit card cash advance?

I need a credit card so I can pay this month’s Bills. My bank is Chase, and I was wondering if there’s a limit to how much I can spend on their credit cards. Any help would be appreciated.


Can I get approved for an auto loan?

Well I’m 19 years old and my oldest credit card is a year old now. I’ve had a second credit card for about 4 months.


Does his ex wife lie about needing money?

His ex wife is ALWAYS saying she needs money for his daughter but we looked at her boyfriends fb and apparently they go out to races and the zoo etc… The ex wife and her bf both don’t work (by choice) and she gets child support for her 2 kids. Her bf has 2 kids also living with them. They get section 8,food stamps and free medical. We barely make ends meet for our own family.


Should I transfer a title before I receive full payment for a car I’m selling?

My wife works with the buyer and she says that the bank has to have the title before they will cut a check for the loan. She plans to give us partial payment from her own funds before the title transfer, and then give us the rest from the bank loan after the title is given to the bank (which will take place hopefully same day or next day). Is this proper procedure? The DMV website is practically useless in trying to sort this stuff out.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What payday loan company accepts directexpress debit card?

loan companies who accept directexpress debit card account


Problem with credit card debt in California?

Hello all, I’m from Europe from where I’m writing this e-mail today. When I was a student in LA a few years ago, a bank gave me a 10.000$ credit on my credit card. In 2006, I had a big car crash and I had to spend this money for insurance matters and hospital. I came back in Europe in April 2006 and I’ve never been able to refund this debt because I can’t afford it. As far of today, I’ve never been contacted by anyone regarding this debt. Why? Is it true that they write off the debt after 4 years? I tried to fill for bankruptcy but I could not since I’m a European citizen. I really need your help because it’s been 4 years that I think about this problem everyday. Thank you.


What do I do if I can’t repay a payday loan?

I had a payday loan that I kept borrowing and paying back. But I lost my job and am not able to pay them back now. They call me 3 to 4 times a day and threaten me. The manager of the place check into cash even came to my house. I don’t know what to do. I live in Ohio.


How can I consolidate private Student loans?

I have allot of private student loans with high interest rates and I would like to have these consolidated into one loan with a low interest rate. I dont qualify for alot of them because my credit score isnt high enough! What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will co-signing a loan for my husband affect my credit score?

We currently have a truck that is soley in my name. This truck will be traded in and the balance (if there is any) will be rolled into the new loan. My husband delcared bankrupcy back in 2005/06 and does not have that good of credit (we have been told scores of 611 and 645). He will need me to cosign for the loan. I am hesitant. Though the current loan that is soley in my name will be closed out, the new loan will show up. We are currently trying to sell our house (with no sale in sight), but I am concerned that this will affect my ablitity to get another mortgage. Any advice would be appreciated. Should I cosign or not?


Which bank or financial institutions are offering 100% finance for home loan in chennai and around?

I have a 500sf old home at pammal the plot is approved but the bulilding was not got approved. Now I would like to buy a home loan by having mortgage the old one and get better and spacious home under home loan. I working in a private IT company my net salary is Rs.25000/- Please tell me which bank/financial institution is best to approach?


Can I make a credit card payment early?

I want to make a payment with this paycheck and not the next. but it hasn’t givin me a min payment amount yet to pay, or the next date its due……..does that mean its to early to pay it?


Im so confused about auto loans!! Help pleaseee?

Okay so In January 2012 my husband and i got a 14000 loan on a car because at the time that was the most we could afford we wanted a 06 GTO but had to settle with a 06 monte carlo…it is now July and since my husband has been over seas we have money to spare to get a GTO instead! We owe 11,000 on our other car still and im curious as to what laws about loans will allow us to do Ive come up with 3 options and would like to know what ones i can/cant do and what would be the best choice….. Choice one: Sell our current car and pay back the loan to the bank then turn around and put a big down payment on a GTO (10,000) and then get the rest of the cars cost put on a loan again (roughly 7000) Choice two: find a dealership with a GTO and trade in our current car and pay how ever much more the new car is compared to what we have left on our loan (example: our car trade value is 12000 and the new car is 17000….pay the dealership 5000 and then continue our regular loan bills monthly with our bank) Choice 3: pay back the 11,000 dollars back that we have left on our current loan then sell our car and get a small loan from the bank (5000) for the remainder of what is left to pay for the GTO

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What will happen if there has been a fraudulent charge on my credit card? please help!!?

there was a fraudulent charge on my credit card and i called the bank and they are investigating. a few day later i found out my son had used my credit card. what will happen to him? will he be in trouble with the cops? please help.


How do find free background checks with no credit card required?


Do credit cards usually waive late fees/ interest to good customers?

I always pay off my full credit card balance at the end of each month. Last week I was sick and totally forgot on the day it was due. I remembered the next morning and paid it off. I was just charged a $15 late fee and $15 in interest for paying it about 10 hours late. Will this sort of thing affect my credit score? I have always paid my balance off at the end of each month since I’ve had the credit card (8 years). I think this happened once about 5 years ago and I believe both the interest and late fee were waived. What kinds of lines should I use to get them to be more willing to waive these things for me? I’m guessing I should mention I get numerous offers from other credit card companies that offer bigger rewards for using the card. Should I also mention I will cancel my bank account with them too? Will a letter be more effective than calling? Advice appreciated!


How can i check free annual credit report?


What to do if you have too many payday loans?


Where can i get a legit loan with no credit fast ?

I need like $3000 asap but i have no credit so going to the bank is out. I have a job and can pay it back every month. Not looking for a payday loan am looking for a personal loan that isnt gonna have outrageous monthly payments. Any help would be greatly appreciated


Why tranUnion score 711 is that good? And my equifax 696 is that good?


If a country declares bankruptcy, what will be the consequences for its citizens?

How will this affect the everyday life of its citizens? What about people’s bank accounts? I am referring especially for Greece.


Is there a place where i can do a credit check where it is realy free and it wont ask me for a credit card ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone with bad credit used creditaxis.com?

It says Over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required. Several Little-known Companies offering easy-qualifying Bad Credit Signature loans, Bad Credit Business loans, Bad Credit Student loans, Bad Credit Home Equity loans, Bad Credit Debt Consolidation loans, and Fast-Cash loans. Bad Credit and Bankruptcies welcome. ‘But it wants you to pay a fee of 35$ to recieve the list of lenders, if anyone has used this site please let me know if its legit….thanks


Which bank or financial institutions are offering 100% finance for home loan in chennai and around?

I have a 500sf old home at pammal the plot is approved but the bulilding was not got approved. Now I would like to buy a home loan by having mortgage the old one and get better and spacious home under home loan. I working in a private IT company my net salary is Rs.25000/- Please tell me which bank/financial institution is best to approach?


Do I qualify for the auto loan?

I am 19 years old. I am in USMC Reserve. I don’t get paid much but I do get paid enough to make a $ 300-400 payment on the loan each month. I live with my parents. I can get a job after I get the car. I have no credit. I just recieved the credit card. I can get a cosigner. I am looking for $20000 loan for 60 months. Can I get it and where?


Is it better to have bad credit or a bankruptcy when looking for a mortgage?

Any info from someone in the know would be great, made some bad choices as an early-twenty-something and looking to wipe the slate clean, but I hear its not worth it…Help


I just bought a car now have 2 loans can I file bankruptcy on the 1st loan?


How long should I wait before applying for a credit card after paying in full collection debts?

I have two accounts that went into collections around 2006 or 2007. One from T-Mobile and Citizens Bank both owing $300 for each one. I recently paid in full both to the collection agencies. During this time, however I got a Capital One credit card, but I did have like two or three one day later late payments but since since then I pay a little more than the monthly fee and on time. I plan on paying the rest of the bill in full sometime next week, it is less than $250. Does anyone know when I should check my free credit report to see if there has been a change or update to my credit? And how long should I wait before applying for a major credit card like MasterCard or Visa? Thanks.


Work for Target Distribution and have a Target credit card- can I be fired if I file bankruptcy on them?

The bosses say i will get fired if not paying Target credit card. Is this legal in the state of Indiana?




















































Offering a settlement on a Payday Loan?

Offering a settlement on a Payday Loan?

Can anyone advise if it’s possible to offer a settlement amount to a payday lender?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Should I use internet auto loans?


What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?


Student loan? campus door?

Hey guys so I usually get my loans through campus door. I have no credit and i cannot get a co signer I also cannot get a parent plus loan. I have been given a couple of grants and scholarships but i still need 19,000 for the year …cedarville university is expensive! Anyone know of a loan company that will help me since campus door is gone?


Credit card or no credit card…?

I have just paid off all of my delinquent credit card debt and have one department store card and my auto loan in good standing. I would like to apply for a mortgage loan in about 3 months or so. Should I try to open a new credit card account to build up my credit a little? Or should I just leave well enough alone?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will my bad credit follow me from USA to Canada?

I have bad credit now, but I am thinking of moving to Canada. Will my credit still be bad there. Or will I be starting over fresh. Will I use the same social security number. How will this work?


I want to build my cradit score how can i make that?

hi! i want to know that how can i make my credit score??i am 19 years old and i got my first Debit card when i open a bank account 4 5 months ago.And i apply two times for a credit card but they denied that they said you didnt have any credit score.So what can i do in this situation??any ideas.And is debit card build your credit score??


Accounting Homework Help. A payday loan company charges 4 percent interest for a two-week period.?

A payday loan company charges 4 percent interest for a two-week period. What would be the annual interest rate from that company? Ignore interest rate compounding.


Offering a settlement on a Payday Loan?

Can anyone advise if it’s possible to offer a settlement amount to a payday lender?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


24 year old mother needing to file for bankruptcy?

Things to understand: – My husband is in University Part time and works from 1pm-10pm each day including Saturdays. He cannot get a second job because he has to be in school/studying the rest of the time. He finishes in April for good. – I cannot do anything more about it. My MIL can watch our daughter some of the time but I cannot find any part time work. I have gone to agencies, applied online and in person. – I went to an agency to consolidte for 3 years and it costs $500 per month which I don’t have. Our rent is $1300 per month so after my husband’s debt payments, our rent and household/family billls we are left with about $200. That doesn’t cover my payments.


How does dwelling coverage amount and mortgage loan amount work together?

My mortgage amount is $242,000 how much coverage is needed? My insurance agent is saying I only need $169,000 of dwelling coverage but I think that’s a bit low. If I insure it for only $169,000 and we experience a total loss what happens to the other $73,000 on our loan amount? Do my husband and myself have to come up with the rest? Not sure what to do or where to go to get an honest answer.


New to credit?

Im new to this whole entire credit thing and it confuses me a lot! Im 20 and i decided to get a credit card to start building credit. I got a Sears mastercard one with a 300 dollar limit. It says that: variable sears purchases APR- 20.24% variable cash access APR – 24.49% variable default APR – 29.99% I dont know what any of this means. Im not irresponsible im very smart and I know that a bad credit history will ruin me financial. If anyone could be of some help and give me some tips id really appreciate it, and if you could give me some examples of how this credit thing worked would be great. I know that w/e i buy i have to pay for but would I have to add the 20.24% to get the total balance that I owe?


Should i file for bankruptcy?

I know how to manage my money, the main reason why i am sinking further into debt is b/c i am not finding another job and the job that i do have keeps cutting my hours every week. Everything was fine until they started cutting my hours. I have been very sick for almost 3 years, but i’m getting better now (thank God) after i graduated from college in ’08, they immediately took me off my mom’s insurance, and that was when i was at my sickest, so i have alot of hospital bills and medicines i put on my own credit cards. The only main thing they can take is my car, the second best possession is my computer, but i paid that off, can they really take my comp? >_<


Bad Credit Auto Loan in the DC area.?

a friend of mine has a credit score of 625, but has collection accounts of around 9000$, which he doesn’t want to pay because their 7 year statute of limitations time will run out next year. He’s willing to put in 5000$ on a 15000$ car. Can he get a loan anywhere for the remaining 10000 given his credit history? He lives in the DC area.


How can I get good motorcycle financing with bad credit?

I had perfect credit up to a year ago, when personal issues required me to file bankruptcy. That was in January of 2007. The bankruptcy has now been discharged. Anyways, I am looking at a Yamaha YZF-R6S. I have more then enough to pay for insurance and the monthly payments, but there is no way that I will be able to get financed by the dealer. Can anybody tell me any places that I can go that may work with my credit score of 579? Also, if anybody else has any other bikes 600cc and up that they would recommend, I would appreciate it. Thanks!


Help with my Finance HW?

Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 5.70%. What portion of the payments during the first 30 months goes toward interest? If you could show me the steps on how to do this. I don’t get how you can get it with no PV?


I need a payday loan any sites that will loan to me right away?


Offering a settlement on a Payday Loan?

Can anyone advise if it’s possible to offer a settlement amount to a payday lender?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much could my credit score increase?

I am only 18 and i went through my bank and got back a credit report for all 3 companies and were all 580 and lower but all items on my credit report were negative and all do not belong to me and i have disputed them and if all of them were to be taken off and my credit report was to be totally clean for all three how much could i expect my score to jump


What is an affordable & good credit monitoring service ?

I would like one that sends alerts for all 3 credit bureaus. Thanks for any info.


Is a 772 credit score high?

I don’t really know how the system works. I just got my credit score.


Current car payment is $550. Can refinance loan for shorter term, lower interest, & $200 less payment.?

I’m concerned with credit score effect of refinancing car loan and currently looking to buy a house in the next few months. Do not want credit score to drop but need to refinance so my monthly debit is lower. I’m unsure if refinancing will help as far as affordability when purchasing a home? Also if the credit score drop will be large and usually how long it takes to recover?


Need small personal loan,no payday loans please?

i need a personal loan but do not want a payday loan, i would like to clean up some accounts.


How can I get a free copy of my business’ credit report so that I can examine it?

I own a small business. I’d like to check my business credit report every year or so. How can I get a free copy?


Bankruptcy and owning a business?

Currently filing for bankruptcy to be completed in a couple of months-but i would like to start my own online business for more financial support for now and the future. Is this possible?


Auto Loan a Good Idea?

Don’t worry about what car we are choosing to buy. We have done our homework and don’t need advice about that. For the record this car is still under warranty, and has been checked over by a mechanic and has a perfect carfax record. We’re willing to pay for a slightly used great car that will last for a long time with good maintenance instead of paying less for a crap car which might get 150,000 miles with the same maintenance. Our first honda was at 290,000 and ran perfect only stopped when a semi hit it while it was parked. And our last honda was at 131,000 and in excellent condition, really in it’s infancy, when it was totaled by teenage cell phone driving. I need credit advice, not car advice.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should my friend go bankrupt?

My friend is married and retired. Their combined income from Social Security is $1,600 per month. Their monthly credit card bills are $600 per month. They do not have any assets. What is better for them bankruptcy or credit counseling? Don’t both wreck your credit anyways? Thank you.


Re: Payday Loan companies?

Please could anyone enlighten me on why most Payday Loan companies are either MEM or Payday uk advertising with different names but different tel no, also when go into their contact details they are all the same address in bicester oxford, would appreciate any replies, thanks


Buying a house with no kitchen. Will a Mortgage Company lend on it?

Hello. My partner and I have been approved for our mortgage (subject to valuation). The property we are purchasing is a bargain as it is a repossession. The same house on the same street is currently marketed at well over £50,000 more than what we will be paying. Everything appears fairly sound in the house apart from the fact that the last people that lived there took the kitchen out. Will our mortgage be rejected due to this or will the mortgage company just withold some of the money until a kitchen is fitted. Not sure how it works. Has anyone else experienced this?


What is the best payday loan company?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best site to get my credit score?

Where is the best place online to get your credit score? & is there a website that will give you your credit score/report for free? I would definitely prefer a site that’s approved by the better business bureau. I’m well aware that if I run a report my score will lower slightly but I’m in desperate need to know what points I’m looking at…


Offering a settlement on a Payday Loan?

Can anyone advise if it’s possible to offer a settlement amount to a payday lender?


Is it legal to reject a job applicant because of bad credit?

I am under consideration for a temporary job. The agency told me the employer would reject a candidate with bad credit. Considering that I am in one of the hardest-hit industries and in a state with one of the highest unemployment rates in the country, my credit history has some blemishes. My question is this: is it legal for an employer to reject a job applicant after an offer has been made because the background check reveals that the applicant has bad credit?


Where can a person with bad credit find a personal loan and not a payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


On TV when a person barrows money from a loneshark what does 1 1/2 points mean?

Why can’t Y/A ban the IP address of d0uches who post spam?


What are the best and worst banks in Canada?

I have been banking with CIBC and RBC and am pissed by both, I want to start banking with TD. Any ideas?


Which HOME Loan is Best LIC/HDFC?

I have pre approve letter of 2 Home loan bank LIC & HDFC. LIC Rate of Interest Rate : 8.25 (may be increase after 3 month) HDFC Rate of Interest Rate : 9.25 (Factor -4.50 Given in Letter) Now I am confuse please help me to choose


Is there a credit report site that don’t cost?

freecreditreport.com is not free it offers a free trial…….


I am pre qualified for auto loan, now what?

I am in the market for a new car and am pre qualified for an auto loan for $9000 with $10000 down. What’s next? If I find the car I want what is the next step? Does the bank put the money in my account or what? I plan on buying a new car within the next few days and am just trying to find out more about the process. Thanks in advance.


If I do not work, and need to file for bankruptcy for credit card debt. can I still file, or is it too late?

I haven’t worked in about 2 years(stay at home mom), and my credit is shot. I owe less then 5,000, but haven’t paid anything for a long time. Just looking for advice on how to get rid of it, and save myself for my future.


Could I get accepted for a auto loan for 8,000?

Ive also had my job as a server for about 2 years now


Can I finance a car with bad credit, but with a co-signer with great credit?

My credit is bad, but my father in law will cosign for me and he has really good credit so can I get approved?


I am desperately seeking a personal loan for debt consolidation and to start a woodworking business. Help!?

I am a retired Marine with 2 children. My objective is to roll all my debts into one single obligation which I can guarantee with my military retirement as an allotment to repay this debt. I am willing to pay an interest rate of up to 18% if possible. I am also interested in starting a high quality woodworking business which I will provide 30% of the revenues for the 1st year being reduced by 5% per year till the debt is paid. I would like an opportunity to speak with a lender directly on these matters. Sincerely, Ron

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i apply for bankruptcy or insolvency?


Offering a settlement on a Payday Loan?

Can anyone advise if it’s possible to offer a settlement amount to a payday lender?


How do I use my Wells Fargo College Credit Card?

So I recently received a College Credit Card and I am not sure how to use it. Do I use it the same way I use my debt card? Such as swipe the card enter pin and done? I don’t have a pin with my credit card though. Also, can I immediately pay off my credit card online with wells fargo online bill pay? Since I have a credit limit of 600 a month, can I spend like 200 dollars on a Monday, and pay it all off the by end of the week BEFORE a bill is due? If I can immediately pay for it, does my limit reset?


How can I find out what is on my credit report?

I had my credit report pulled back in April and I had a score of 637 (we had filed bankruptsy about 2 yrs ago) and then I was trying to get a car loan to help rebuild my credit but they said that my score is only 580 so how does my score drop that much in 3 months and how can I see what is on my report so that I can either contest it or get it taken care of. I have not used any credit or applied for ANYTHING since my bankruptsy. Thank you


Can more than one person have a mortgage on the same property?

Me and my sisters want to buy a home together, theres three of us .problem is they both want to claim the rite off.Any suggestions


Can you get two payday loans with two different companies ?


I need to borrow $25,000 on an unsecured low interest loan. My credit is fair. My score is 651.?

No smart answers. I really need this loan.




















































Do you know that the companies offering FREE credit reports are selling your information for marketing purpose

Do you know that the companies offering FREE credit reports are selling your information for marketing purpose

The only reliable credit reporting companies are Experian, Equifax and Transunion, that I know of. They already have your personal data. The rest are just websites that pass the personal info that you enter on to these other sites that then generate a report and send it back to the website, and then to you. These websites are possers collecting personal information on viewers by offering FREE credit reports. BE CAREFUL!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Need help on this auto loan question?

ok i have a 1996 honda accord lx to trade-in it has problems i dont have enough money to fix it, it has like 120000 miles on it. i just graduated from college i took out one loan for like 5000 thats it. i really need transportation and im wondering is a auto loan a good idea and do i have a good chance in getting one.


I am in serous debt on my auto loan, almost a repo. But I need a car, what are some good options?


I want to get a 9,000 dollar loan for a big purchase that will later bring me lot of money?

I want to get a photobooth that people can rent for parties but it’s almost 9,000 dollars and I don’t have that money so how do I go about getting a loan or what can I do ? I’m pretty sure I can pay it off on two years if I can get the loan


What does points mean when you have a mortgage loan?”

I see loans that read that the Mortgage rate is for examples @ 6.125% with 1.5 points, then next to it one that reads Mortage rate 6.5% with 0 points. Which is better?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i go to find a free credit report?


Are there really any true payday loan sites on the web?

I have been searching and searching for a payday loan, but the problem I am running into is either they state at the bottom of the page: *The operator of this website is not a lender.* or they don’t state it and then they send you to another lending site that says the same thing. I have only found two so far, but I don’t meet the requirements. The two I found want me to have had my checking account for 2 years or more, and they want me to have had my address for 2 years or more.


How do I find my refund after bankruptcy is discharged?


Do you know that the companies offering FREE credit reports are selling your information for marketing purpose

The only reliable credit reporting companies are Experian, Equifax and Transunion, that I know of. They already have your personal data. The rest are just websites that pass the personal info that you enter on to these other sites that then generate a report and send it back to the website, and then to you. These websites are possers collecting personal information on viewers by offering FREE credit reports. BE CAREFUL!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are Loan Sharks Illegal?

It’s not like I’m going to be one or anything but people choose to pay them knowing the rules which means they know that they might end up owing more money. But how is it illegal?


Online credit card fraud under $50?

My grandparents got an unknown charge on their credit card for $43 dollars. They called the company who said it was some cigars that were delivered under my dads name to our house.We used their card (With permission of course) to make an online purchase a couple months ago to a privet party through Paypal. My facebook and paypal passwords were the same and I got an email from facebook that someone logged on from an unknown area a while ago. I didn’t think much of it and just changed my password. It was just today I realized that they were the same. So my question is could those to be related? And also will the police get involved since it wasn’t a lot of money? I know that stuff can be traced back to the computer that was used. but there are a lot of bigger computer scams out there to keep the police busy.


Where can I get a credit card if I have bad credit?

Can I still get a credit card secured or unsecured if i have bad credit? How can I improve my credit?


Does anyone know where i can get a free credit report w/out needing a creditcard or payment method?


Is there anyone out there willing to help?

I have been in debt (I know my own fault) for a while now. I got in really bad with my last girlfriend because I took out payday loans and they are crap to get rid of. I need about $5,000 to help get rid of all my debt including payday loans is there anyone out there that can help?


Credit Card courtesy check loophole?

Based on the responses, I’ll add a few more pieces of info: – Dont have any outstanding credit card bills to pay, other than the student loans, but at this point, im almost done anyways – I can write the check out to cash, as I’ve done before to pay off other credit cards, and deposit it in my account, so that wont be an issue – The CC company can increase my rates, but I believe the 0% checks are fixed 0% for the stated time period, but I’ll double check that to make sure – I don’t use that CC to make general purchases. For that, I use my Citi Dividend Platinum Select – 5% cash back on purchases made at gas stations, supermarkets, and drug stores, 1% back everywhere else. I havent found anything better yet. Thank you to everyone who has responded already! I found your answers very useful!


Problems using Vanilla Visa Gift Card online?

I have a $100 Vanilla Visa Gift Card… – I know it has enough money for the purchase I want to make, because it has never been used. – It hasnt expired yet. – The card has already been registered on the Vanilla Visa Gift Card website, and I’ve checked my account… all the money in in there. – The website I am trying to make the purchase with accepts Visa. I am still getting the following message: DECLINED:0810460009:DECLINED: What could the problem possibly be?!?


Is the cinamuse or movielush website legit?

Has anyone used the cinamuse or movielush website? It asks for credit card information but claims that it won’t charge anything on it. Is this actually a free account to watch movies? Thanks!


Do you know that the companies offering FREE credit reports are selling your information for marketing purpose

The only reliable credit reporting companies are Experian, Equifax and Transunion, that I know of. They already have your personal data. The rest are just websites that pass the personal info that you enter on to these other sites that then generate a report and send it back to the website, and then to you. These websites are possers collecting personal information on viewers by offering FREE credit reports. BE CAREFUL!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where’s the best place to check your credit score?

Could you please also explain the difference between my credit report and my score?


How can i get a Auto loan?

I want to know if anyone has some good info on companys that Give auto loans. Im trying to get one but am not sure on how or where to go? any one who has knowlege or have done this please let me know?


Do credit checks for auto loans show up on your credit report?

I’m curious to see what rate I would get on a car loan but wanted to make sure it doesn’t affect my credit score. I heard auto loan and mortgage credit checks don’t show up on your report (thus bringing down your score). Is this true?


My credit score between transunion and equifax are too different.?

My Equifax score is almost 100 points lower than Transunion and Experian. What should I do?


What are the advantages and disadvantages of debt consolidation?

I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was $1000. Of course, by now, it should be close to $3000 because of all the interests. What does debt consolidation do? More importantly, can it REALLY remove or reduce the interest that built up over the last 5 years? When doing a search for debt consolidation services, I get THOUSANDS of results. Which debt consolidation services are better? Detailed answers would be appreciated.


Filing bankruptcy chapter 7 in VA what will happen to Apartment?

My husband and I are filing chapter 7 in the state of Virginia and are currently in an apartment lease in which we are behind. Once everything is filed, what will become of our lease? Is there anyway to safe gaurd it since this is our residence or are we out of luck? Thanks.


Refinancing Auto Loan- under $7000. Suggestions?

Does anyone know of a lender that is willing to refinance an auto loan with a payoff amount less than 7,000? I’m interested in refinancing, but having no luck. I currently owe $4.200. Not a whole lot, however that amount extends over the next year and a half. I understand I can cut my interest if I exceed my monthly payment amount, but my payment is already OUTRAGEOUS! With that said, I can’t afford to pay any additional a month. Any suggestions on getting this quickly paid off? It was a 6 year loan (265/mo), so you can only imagine how bad I want this gone. (Wish I would have known about refinancing before all this mess!)


Need help with car loans?

I’m turning 18 in a few months and I’m going to be purchasing my first car. I currently have a job in which I can afford monthly payments if I were to get a loan. I have a few questions before I go through with this: 1.) Should I take out an auto loan or a personal loan? I want get an auto loan because I hear it’s easier to get approved, BUT i’m buying my car through private party. I want to get a personal loan because I don’t want to have the private party come to the bank with me to sign the loan. Which should I go for? 2.) I have no credit, and no co-signer. But I do have pay stubs from work to prove I have enough money to cover it. What would my interest look like? 3.) What would be some good methods of building credit if this doesn’t go thru because of my lack of credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I Plan On Going Back To School In May. Should I Begin Applying For Student Loans Now?

How early is too early? Do I have to have been accepted to the school before I apply for the loans?


Can a person withdraw money from an ATM using a credit card?


How do Buy Here Pay Here car dealerships work?

I need a car very soon so I am thinking about going to a buy here pay here dealership. I have no credit, since im only 18, and I only have $500. I do have a job though. Help would be great. Thank you!.


I have bad credit I need a loan for at least 5000 dollars can any one help,the loan is for catching up on bill



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Chapter 13 Bankruptcy, then a Foreclosure…Is this possible in IL?

Unfortunately, my wife and I will have to file a Chapter 13 Bankruptcy sometime in 2008. After filing and receiving a payment plan from the Trustee, can I let my house be foreclosed on without it affecting my Bankruptcy payment plan. Or, should I let the house be foreclosed on first, and then file for Chapter 13?


Do you know that the companies offering FREE credit reports are selling your information for marketing purpose

The only reliable credit reporting companies are Experian, Equifax and Transunion, that I know of. They already have your personal data. The rest are just websites that pass the personal info that you enter on to these other sites that then generate a report and send it back to the website, and then to you. These websites are possers collecting personal information on viewers by offering FREE credit reports. BE CAREFUL!!


I need help paying off my credit =[?

I am only 20-years-old. I don’t have extremely bad credit, but I do have less than perfect credit. I owe a few things (college tuition, cellphone, medical bills, and insurance). With everything together, I owe about $3,000. I need a card with a $3,000 credit limit. If I can somehow find a way to pay everything off with that ONE card and just make the payments to that ONE card, I know I can restore my credit. It’s just hard making all these payment arrangements to different companies, hospitals, school, etc. Even with my less than perfect credit, can I take out a credit card with that amount or something close to it?


What happens if i file bankruptcy? does my car go back to the bank? what about my credit cards?how do i file?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loans!?

Can anyone tell me the consiquences of not repayng a payday loan? and what can they do about it?


How much does a cosigner help in my auto loan?

I have a credit score of 700. My grandma has a credit score of 800+ because she owns her house and she’s never been late… neither have I. Will she cosigning me help me get an auto loan even cheaper? I can get like 10% but I want to go lower. My grandma is retired by the way, so her income is her social security, but she lives comfortably of her 401 and some other retirement funds.


No Questions Asked” Loan?”

Is there such a thing? I’m not talking about a payday loan…I’m talking about something larger that can be paid of in installments. Interest rate is not an issue. I understand that with horrible credit and no real collateral I have NO room to negotiate.


I applied for my first credit card, but i was denied! Why is this?

I’m a twenty year-old college student who applied at Chase Bank for my first credit card, along with opening a free checking account, last week. My card was supposed to come in the mail, but instead I got a letter that said this: After reviewing the information provided in your application and your credit bureau report


How long should it take before Best Buy credits my account?

I returned an item at Best Buy on the 12th, today is the 16th, and the refund still has not appeared on my account. It was purchased with a Visa Debit card.


What would happen if you do not pay back payday loans?

Does anyone know if these companies would accept any payment made with a money order, if I decide to close my checking account? Would they accept any payment even if it’s not what they think it should be….need some advice.


Boat financing?

my husband and I would like to purchase a boat in the next month. We have bad credit form past troubles but both have a very good income and are trying to repair our credit. Does anyone know of places that will finance?


Cheapest insurance company for 1st time male driver under 25 years?

I have a male friend who is 23 years old. Will be buying a car (four door/blue) but since he’s a first time driver, the rates will be very high. However, is there an insurance company out there that is more reasonable? We’re in Maryland. Any references?


Filing for taxes after bankruptcy chapter 7.?

I filed chapter 7 bankruptcy on November 16th of 2009. I just went to court on January 11th, 2010. Is there anything special I need to do before I file? I worked a couple jobs last year, 1 for 9 months and the other 3 months, random jobs. I was reading online that some items included in the bankruptcy may be taxable? How is this possible, if the item isn’t owed or if it was a car, taxes weren’t paid but weren’t fully charged, right? I understand on credit cards, if I purchase things they are taxed and the taxes are included on the charges made to the credit card, which I didn’t pay, of course, since I filed bankruptcy. I don’t really know what to exactly do, will turbo tax do it or do I need to hire a specialist? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if you file for bankruptcy but dont own a car, house & do u still pay the debt off or is it wiped

Im ion debt of £6,000, if i file for bankruptcy then what are the consequences since i have no car, live with parents, dnt own a home, is it true the you dont pay the debt? if the credit rating is already messed up by not paying the debt then what difference will a bankruptcy make apart from being unable tpo get a credit in the future which i am not & dont care abt anyway.


Do you know that the companies offering FREE credit reports are selling your information for marketing purpose

The only reliable credit reporting companies are Experian, Equifax and Transunion, that I know of. They already have your personal data. The rest are just websites that pass the personal info that you enter on to these other sites that then generate a report and send it back to the website, and then to you. These websites are possers collecting personal information on viewers by offering FREE credit reports. BE CAREFUL!!


Personal Loan of $100,000 from Wells Fargo. Please HELP!!!?

Hi all, so my mother is trying to take over a branch store she currently works at as a store manager but she needs a loan. Her credit score is excellent as it sits above 800 and she applied for the maximum loan online at Wells Fargo of $100,000 yesterday night (the status of it is still processing). The only problem is that she was receiving her paychecks under the table by cash method so they have no record of it as it is not documented. However, on the application, she wrote down for additional income as others” and “sons salary” of $30


How can i run my credit report?

free credit report.com scares me bacause you have to put in your credit card info.


REFINANCING MY AUTO LOAN AND RENTING A NEW APARTMENT?

I want to refi my auto loan for lower apr. I’m also going to be looking for a new apartment in the next few months. Will one effect the other credit wise. Any advice is great. Thanks


What happens if you can’t pay back you cash advance?


A person who take the loan called as?




















































If my bank is offering 4.9 apr for auto loans, how much total price car could I afford on a 5 year note …?

If my bank is offering 4.9 apr for auto loans, how much total price car could I afford on a 5 year note …?

$200/mo… wish I could afford $200/week. Yes, American here. Not looking for a luxury car obviously.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

A family has 210,000, 20 year mortgage at 6.75% compounded monthly.?

How do you solve this? It is really confusing me. Thank You!


Where can I get a payday loan that does not require a checking account?


Which credit card do you use and why?? cash back vs reward points?

which one is the best for a student who sometimes want to buy stuff online??


What is the best way to repair your credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get a student loan?

I am currently attending school and I plan on attending summer school, but I need the tuition payment by May 25th, 2009. Where can I get a student loan? I have no credit and no cosigner…please help!!!


Credit cards limits, and credit history?

how many credit card you have? I’m 20 years, and student, I work part time, and make 15000 per year, i have few questions about my credit cards, I bought a new car two months ago with my mom as a cosigner, I remember they pulled out my score and that was ficco (transunion) 666, right now i have 4 credit cards with the limit of 1800,1000,750,600. The 1800 is the oldest one, I was surprized i applied for American Express zync today and they approve me , i was totally shocked, Is that fine to have 6 7 credit cards? and how much that american express are going to give me as a limit? and last question is my credit history is limited because i am new here i just got my first credit car 1 year ago, and i came to america like 3 years ago. when they gonna remove that LIMITED CREDIT” from my report?”


Can you find out your credit rating online and free?


If my bank is offering 4.9 apr for auto loans, how much total price car could I afford on a 5 year note …?

$200/mo… wish I could afford $200/week. Yes, American here. Not looking for a luxury car obviously.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does it take to get money back from a lost money order?

I live in Chicago. I got a money order for my rent at a currency exchange and it was lost in the mail. I was told by the currency exchange that I needed to wait 30 days to stop payment of the money order. After 30 days I stopped payment and was then told I had to wait another 60 days before I can get my money back. That seems excessive to me. Is that right? I always thought it was 30 days


Authority getting your information from a free credit report.?

If you have, or think you have, a warrant out for arrest for child support (you find me a job…then you can call me a deadbeat or not). Can the police use the information you entered, while trying to find out your credit report, to find you? As in, I entered my real address, so that it could give me the information correctly, since I am unable to open a bank account and I wanted to know WHY (and CS is the reason why). Now that I summited that NEW address, can I be traced? Will the credit report agency send that to the authorities? I do know any other way on how to explain this. Keep the dead beat dad comments to a minimum. I live and an already crappy area for jobs and the economy is not helping, not to mention I do not have a L…let alone a car. I just don’t want to experience that again…jail is not good (and I don;t see the point in putting someone in jail that has nothing already anyways…i didn’t have credit AT ALL before this…I have NEGATIVE credit now.) Wear protection guys….I don’t regret my daughter…but i regret her mother.


Where can I get a fast loan without needing a credit check?

Hi guys, just wondering I need to get a loan ASAP, i’ve heard of payday loan, but where can I get a loan where no credit check is required just as long as you can proof your income? I need information for california loans only. Thanks!


I stop paying all my payday loan?

i stop putting money on my bank account where the payday loans get my payments.im flooded with calls from them but i keep on ignoring it whats the worst thing can happen to me? what is the worst thing they can do?


Is Chase Bank Closing all Best Buy accounts?

My Best Buy Credit Card has $2000 credit limit with $107.00 balance never paid late any balance is paid off in 6 months. I also have a Chase Freedom Credit Card which is not in question of closing with $7000 dollar credit limit and $1000 balance. The only think I found peculiar was that on Best Buy now only offers Credit Cards through HSBC and Master Card and I think it has been this way for sometime.


Any good website site on bad credit loan up to 3000 bucks?

if you do it would be really helpful thanks you i have bad credit in a way and i need a loan up to 3000 bucks and also i need a good website not a phony one thanks a lot.


Is it easier to get a Loan or a Line of Credit?

I’m not too sure of my credit rating, but I don’t think it’s bad.


Is this website legit or are they just trying to scam people out of there money?

here is the link to the site: http://www.jormoo.com/index.php


If my bank is offering 4.9 apr for auto loans, how much total price car could I afford on a 5 year note …?

$200/mo… wish I could afford $200/week. Yes, American here. Not looking for a luxury car obviously.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get a free credit report without spending any money?


Explain second mortgage?

Some people get a second mortgage on their house. HOw can they if the house aint paid for?


What is a good website to get a loan no B***S****?

I’m strugling this weekend to pay my rent, so do you know any trusted website or companies that can give me a payday loan for about 300$-500$ or some type of loan.


How do you check if there has been a soft inquiry on your credit report.?

The site I registered with only shows hard inquiries.


What are some of the best banks for bad credit auto loans with low interest?

Im looking for an auto loan for people with bad credit from a bank not a dealership in the chicagoland area any suggestions? Thanks in advance.


Can I get a car loan with a 500 score and $15K down?

I have a 500 credit score, mainly because we are going through a loan modification on our mortgage so it is showing 90 days late but paying under an agreement. I also have a few medical bills that are unpaid. I am curious if I put $15K down and finance $25K if I will be able to get a loan?


Where can i find someone to give me a loan with bad credit?


Whats the average interest rate on a auto loan?

I want to buy a car that cost around 12k and lay down a $3500 down payment I’am a teen and will have a co-signer with ok credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Good Loan on the Internet?

Does anyone have a good link to a loan place on the internet that gives you 90+ days to pay off? Credit is not a problem. I have tried that 90dayloan site, and it just seems to be a regular payday loan site. One that you have personally used would be best. Thanks in advance!


What are my chances of getting an auto loan with 630 credit score, bankruptcy a year ago, and a repo?

I forgot to note that I would also be putting down $4k. I would still be financing $25k, though. Will the down payment make a difference?


I received a cash advance with no problems from this site, can there be a catch.?

I used this site http://www.cpaclicks.com/contextual.asp?a=2989&b=13007&d=0&l=0&o=&p=0 and received my cash advance, I have used this site 2 times with no problems, do you think there is a catch, everyone I know uses them too, without a problem, let me know.


Does filing for bankruptcy affect how much I will have to pay in taxes?

I have filed extensions for three years, but with the economy and my self employment giving me less and less income, I’ve had trouble paying all my bills, and have not paid my income tax. I have enough debt to file for bankruptcy.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Describe your BEST Friend in just ONE WORD !!?


If my bank is offering 4.9 apr for auto loans, how much total price car could I afford on a 5 year note …?

$200/mo… wish I could afford $200/week. Yes, American here. Not looking for a luxury car obviously.


Eny Body herd of ( IMAGINE 1 PROC FEE )?

I was trying to get a cash advance online but I dident get the cash advance , & I was charged (IMAGINE 1 PROC FEE ) to my bank account ,wondering where it came from. recently I ran into loaning site & its seem like foammy website. giving them all my personal information like , Bank routing number. soucial secuity number. mother maden name . ect…. Has eny body herd of ( IMAGINE 1 PROC FEE ) eny body else out there having the same problem ? Im afraid My info is on the loose, I can only hope ,Cash advance site was safe & secure. if eny body else is having the same problem ( IMAGINE 1 PROC FEE ) ?


Where do i find a loan shark

Loan shark in ireland

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does selling your home at a loss affect your tax return?

Property was not forclosed, sold it before it forclosed for less.


What is the maximum interest rate i could get on 100k at a bank?

with no risk, and which is the best — CD, MM, Savings.etc. I you can see, i am completley in the dark…No scammers, please.


What happens when you quit paying chapter 13 bankruptcy?


Free credit report without credit card?

any website that i can use that doesnt require you to use your credit card information to recieve a credit report? I already did freecreditreportdotcom they want a credit card to be used! thanks!


Where can i get free credit report?


What lender does loans on a 493 fico score?

AND IS NOT FOR ME IS FOR A CLIENT OF MINE I’M A BROKER. =)


Credit card scam – CREDIT ONE BANK?

About 11 years ago my wife filed bankruptcy. She’s been trying to rebuild her credit but even stores like Kohls turn her down. Recently, we received a pre-approved Visa app for $200. It seemed like a legit offer. In hindsight, the offering company, CREDIT ONE BANK, is virtually nonexistent. What’s worse? Even though it was pre-approved, nothing happened. It created the worry that it was some sort of SCAM to harvest social security numbers. AND, the fine shows, if approved, the interest rate would be 23.9%, the enrollment fee is $69 and the annual Membership Fee is $69, and there is a $3 monthly fee forever until you pay all of the fees, not counting the $29 late payment fee. Scammed and double scammed. http://img106.imagevenue.com/img.php?ima… http://img189.imagevenue.com/img.php?ima…


How do you use a Visa Gift Card Online?

I’m not 18 and I want to buy something online. So I can’t use a credit card or debit card. I heard you can use a Visa Gift Card to buy online. Is it possible to add a Visa Gift Card on PayPal and then buy online? If so how? I am also unverified on PayPal so please help. Will give best answer to most helpful.


Where can I get a credit report ASAP as a company wants to do a credit check on me?

Hi need a credit report to be done ASAP as a financial company I applied for a job with want to do a credit check on me. I’ve never done one so figure il get one done quick so there is no suprises. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bank EMI – SBI chennai – holiday period?

when it comes to bank loan and emi in india, what is that holiday period that banks have. i bought a under contruction flat that is due by end of next yr. i was initially sanctinoed 60% of the loan, for which my EMI comes to 30K per month i want to get this evn reduced. is there anything like where i can pay only interest for the initial 1 or 2 yrs. what is that term called and how to request for it i am taking loan with SBI .


If my bank is offering 4.9 apr for auto loans, how much total price car could I afford on a 5 year note …?

$200/mo… wish I could afford $200/week. Yes, American here. Not looking for a luxury car obviously.


If I file Ch 7 Bankruptcy, can I keep my vehicle which still has a balance?


What is credit card, describe it?

types of credit card?


What is the best free credit check to go with online and get instant results?immediate answeres.please.?

I need to buy an at&t phone and I will need to know my credit report check .so, I will know what I may be paying for a deposit? NO smart *** remarks,please. This is important.


Has anyone received a phishy call from Landmark Legal” and “St. Armands Group” at 1.855.290.4498 x 420?”

We received a call from a Landmark Legal…on 6.06.12. The phone number was Unknown”. It was a lady named “Stacie”. she stated a name (of someone at this number)


How can I find an auto loan with bad credit for AutoTrader.com?

I found the perfect car for me on autotrader.com , however I can’t find anyone to finance me. I tried several places but they just referred me to dealers in my local area. I was approved by the local dealers but the car I want is in another state. Is there anywhere online that can finance me without sending me to a local dealer? None of the local dealers have what I want. Please help




















































Should I be wary of websites offering a credit report for free?

Should I be wary of websites offering a credit report for free?

It seems a little strange that they would do that for free.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does anyone know any finance companies in Minnesota who do personal or signarure loans?

I checked with American General. The branch in Sioux Falls, SD is not licensed in MN and the next closest one is in Eau Claire, WI….6 hours from here. And they said my credit would have to be good enough to qualify for an unsercured loan since I am so far away from the branch. (they said they cant use a MN auto title and aren’t going to drive all the way out here to get a TV should I default)


What would my income have to be to qualify for a 360k mortgage?

What would my actual income have to be ? Foget about other debts, assume this was my only payment besides a modest car payment. And approximately what would my monthly payments be using an average interest rate these days, not including taxes an all that stuff. Just an average. Thanks!


What happens to long term contracts if Bally’s Total Fitness goes out of business?

When I joined Bally’s Total Fitness they told me I could not go Month to Month” so I signed a 3 year contract. I am about 1/2 way through the contract


Is cash advance or payday loan always good>?

Where can i get cash fast i want to pay of bills and credit card bills what is the best place to get extra cash i heard that if you take out a loan they collect it when you get your paycheck or big loan to pay less interest? I can think of buying the lottery or going to the casino and gamble i think those are the fast way but the casino is better because you grarantee to win money if you keep playin it. I need more than a thousand.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score question.?

What is the difference between a fico Experian score and a score tracker Experian score. My Experian fico score is 688 and my Experian score tracker score is 781. If I am applying for a home loan which score do they use?


What are the rights of a co-signer of an auto loan in North Carlina?

The cosigner on my auto loan has taken over the loan payments willingly and has been using the the car for her personal use. She has been making payments since July of 2010. I financed the car in 2008 and have been making payments regularly until this summer when I decided to let her take over the payments and have use of the car. I wanted to purchase a new car with a lower monthly payment and thought by doing this it would work out great for me. I assumed that my credit score has got better since I have been in good standing with my creditors. As it turns out, this isn’t the case. I have tried multiple times to get financing approved for a car and have been turned down due to the debt load”. I was advised to have the loan refinanced into the co-signer’s name. The co-signer refuses to cooperate and will not try to have the car refinanced into her name. Already having an existing car loan


My bankruptcy case was reopened, does that mean that it was refiled?

I filed bankruptcy about 8 months ago and it was discharged. A few weeks ago the case was reopened because there was an error with the submission. My uncle recently passed away and in the will the house is supposed to go to me. I saw that if you receive an inheritance 6 months after filing then they can not collect it – since I filed 8 months ago does that mean they can not collect that? I’m not sure if reopening means that they are refiling (or if that’s two completely different things). I really can’t afford an attorney so I would appreciate any help possible besides talk to an attorney.


Should I be wary of websites offering a credit report for free?

It seems a little strange that they would do that for free.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have had a bankruptcy and now have a credit score of 700 am I eligible for a job in accounting?

I also have a masters degree in accounting and a 3.7 gpa.


Question regarding military spouse and credit history impacting security clearance?

I am a military spouse who has only very recently gotten married and my wife is going through Basic Training soon. My credit history is pretty shaky and has several accounts in collections and a bankruptcy from 2005. Most of those accounts showing in collections SHOULD have been covered by the bankruptcy, and I’m researching that part. In total, the negative accounts show about $15,000. My question is: Will my negative credit history have an impact on her security clearance, and if so, is there anything that I can quickly do to avoid harming her career?


Chap 7 Bankruptcy Filing?

New Jersey


Is there a payday loan that requires no employment verification or faxing?


Does anyone if and where I can get an auto loan for under $4,000?


What is normal apr for a car?

i dont know a normal apr so how do i know if im getting ripped off


What does 590 mean in a credit report?

credit score 590


What is the chances of getting a 35k auto loan with a 650 score?

I make decent money at 110k a year and have a 650 credit score is there someone that will approve me for a 35k auto loan even if it is a high interest rate. Please don’t try selling me a loan I am looking for a legit answer from a legit person. Thanks to everyone in advance.


Should I be wary of websites offering a credit report for free?

It seems a little strange that they would do that for free.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the US Embassy give loans to US citizens stuck abroad in Nigeria?

What if they say they have a kid in the hospital, who needs medicine? And they are out of money…? Any suggestions?


Should I file bankrupcty – deed in lieu of foreclosure condo?

Hello, I have an investment property that I have had on the market for a year as a short sale. It was originally my residence, but then I moved out, got married, had 4 kids and have a primary home now. Lost tenants and my job and had to accept lower pay and with the 4 kids, can’t afford the second mortgage. I have had great offers, but the bank has rejected all of them. (6 total). Their appraisal has come back three times 30k over what they are selling for. Anyways, they rejected all the offers and closed my file. I had no other option but to file for a deed in lieu of foreclosure with the bank. I won’t know if that is approved for 30 days. But what does this mean? Will I be looking at a huge deficiency or judgement? I can’t afford either. Should I file bankruptcy now?


Can one buy a house with their credit card?

The credit card in this theoretical has no spending limit, and the balance would be paid off within the month, so interest rate is not the issue. The question remains, is it possible to purchase a property with a credit card?


I need to set up direct withdrawal for my gmac auto loan? How do i do that?


Which company is better than others to get bad credit auto loan?

looking for auto loan but have credit problems


Is it possible for me to immediately pay off my auto loan from Bank of America?

I bought a used car and decided to get a loan to help me establish some credit. I can afford to pay the remaining balance of the loan. The reason I want to do this is because i want the title to the car, because I might need to sell it in the near future (because I am moving and will not need the car). How do I do this?


Is Sportsdirect open on bank holidays?

Does anyone know if large sportsdirect stores in retail parks are open today? I wanna go to the one in Bristol cribbs causeway. Thanks.


Affidavit of Non-Identity?

Ok….Here it goes. I did a search on Miami Dade County Recorder site, everything that was included in the search were indeed correct except for one that I’m a little confused about. My name was listed with a Lis pendens with a mortgage company that I have nothing to do with. The plaintiff was Suntrust Mortgage, and the defendants were a longs list of names (my name wasn’t the first name) including mine. When I contacted the county recorder office they stated that I may need to come down and sign a non-identity affidavit. I also went as far as contacting the lawyer office that was listed on the documents, and I was told if I ever sued this person before because my name is attach to a judgement on her of some kind. To make a long story short, she provided me with the book & page number and then I was able to look that up, and I found out my insurance at the time (Statefarm) had sued this person. What I don’t understand is why would my name be listed as a defendant on their Lis Pendens. Does anyone have an idea? This is all so confusing.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does Annual Percentage Rate mean for credit cards?

I’m thinking about getting my first credit card, but I’m not familiar with this terminology or what it means. I want to ask what is APR? What is APR for Balance Transfers? APR for Cash Advances?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Lending Tree, can it really be that cheap to get a mortgage ?

Would any lender out there give an offer on Lending Tree without making any money? or are there hidden fees. A friend said that they got a good offer, but when my other good friend who works as a Loan Officer did the calculations with the rates etc, they said that the rate given by the lender via Lending Tree can’t be possible. Because that would mean the company is working for free. Is there a catch?!?!?! Has anyone used them before and got stung on hidden fee’s? Do tell…..


H&R Block or Jackson Hewitt?

Who can get you more money back on your tax refund and who is cheaper H&R Block or Jackson Hewitt?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get free credit report every month?

hey,can you please tell me a way to get free credit report every month


Should I be wary of websites offering a credit report for free?

It seems a little strange that they would do that for free.


How do you get any loan with horrible credit and negative checking account…i boggled…need help?

the story is that i need cash fast to make a payment on my vehicle, to pay my credit cards min payment, and car insurance. The only thing is that i am negative 475 dollars in my checking account with wells fargo. I tried getting a payday loan but cant get one because my account is negative. I tried prosper.com, and they too wont accept you to borrow for the same reason. What is a person to do? Anyone have any suggestions? My check was negative earlier in the month too, my check from my job has direct deposit and was deposited before i could stop it, and it didnt really dent the negative balance because i had a direct advance of 500 dollars. i didnt plan on being in a negative status. i need suggestions.


Can I get approved for an auto loan?

Well I’m 19 years old and my oldest credit card is a year old now. I’ve had a second credit card for about 4 months. To make a long story short, I tried desperately over the course of several months to get approved under my own name because I do not have a co-signer. 20 inquiries later and 50 points lower on my credit score, here I am still looking. It’s been about 2 months now since I stopped trying, but the two complaints for my credit denials was the limited credit history and not enough income. Keep in mind, I’ve been responsible with my credit and don’t have a single late payment. I know that the minimum requirement is about $1500/mo. Right now I’m making 950/mo and I’m hoping to get an offer for this position that would put me at a gross of about $3200/mo. Now my question is, how long do I need to have this job before banks would approve me and would the income be enough for my limited credit history?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know where I can get a loan fast that is not a payroday loan? I’m desperate. Please help!!?

need private loan that isn’t payday loan!! If anyone can help I would appreciate it!! thanks


How to get a car loan without insurance?


Can I get an auto loan with a fair credit score?

I’m looking to buy my first car, and I’m wondering how difficult it will be and if it’s even worth it. I’m 19 years old, I have a 662 credit score (I had student loans that I’ve paid off). I work two jobs, with an income of about 2,000 a month. Is it going to be possible for me to get a used car without having a co-signer? I found a 2007 Pontiac g6 for $6995. I can do a down payment of $500 and make $200 monthly payments.


Where do I get a payday loan?


After mortgage loan has funded and the deed recorded, can lender then cancel?

Found out from the lender they received the last doc they needed signed from the seller from escrow and now it is with the Funder who needs to review for accuracy before funding, was assured its not a matter of if, but when it will Fund today. My agent will request special recording so that we can try and get the keys today, thanks for all your help, we’re almost there


I need to clean up my credit?

I really need to clean up my credit. What are the steps to take to do this? Please no solicitation and thank you in advance for your wisdom.


Need the best detailed CREDIT REPORT to find creditors for BANKRUPTCY?

I am filing bankruptcy this month and I need to get a very detailed credit report to find out all the creditors I owe. I used www.annualcreditreport.com and www.freecreditreport this year. I don’t mind paying for the VERY DETAILED report, I just need to know the site to go to.


Home Loan compund interest calculation?

Home Loan compound interest calculation, I visited State bank of India-Secunderabad for the small amount of Home Loan. I was informed that the Loan interest is 10.5% yearly but it would be compounded monthly. What would be the way to calculate the interest and total amount after 5 years for the following details, Loan Amount- 3Lakhs&50,000 (3.5 Lakhs) Interest Rate – 10.5% Annually Compounding – Monthly *Each Month) what would be the annual interest in this scenario and what would be the total amount as final settlement. Bank Loan form does not give any information this is the verbal information. Please advise


Should I file bankruptcy?

Here’s a little info on my current situation. I am in debt $5,500- that comes from 10 credit cards, 5 of which I’m pretty sure have already gone to debt collection. My fiancé is in debt $3,700- from 5 credit cards, 4 of which have already gone to debt collection. Obviously we got ourselves into a hole, please save the lecture, we didn’t do it on purpose, and have DEFINITELY learned our lesson, and we are trying to find the best solution. Our payments are sky high because of high interest rates & late fees. Paying all of them and living an even semi normal life is not possible. We just don’t have the money anymore, and the money we do have ALL, well, I’d say 75% goes to trying to pay our debt. I know to some people our debt may seem like nothing, but we are low income.. Should we just keep sticking it out being miserable for the next five years just going to work everyday to basically feed ourselves and pay back all the debt we owe? Or just not pay them? File bankruptcy? Is there any other options? WE NEED HELP. HOW DO WE GO ABOUT THIS? We are both 20, yeah young and stupid, I know. And both in school trryyyyyying to make something of ourselves… Yeah hopefully we get there someday… We are trying so hard not to ruin our credit, but it pretty much already is. Is it just a waste of time trying to salvage whats left? And should we really be letting a credit score.. basically control our lives and stress us out 24/7? Thats just what it feels like anyways.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of a way to file a Chapter 13 bankruptcy online?


Should I be wary of websites offering a credit report for free?

It seems a little strange that they would do that for free.


I mailed a check to pay off my auto loan. How long should I expect to wait for the check to clear?

So, with our tax returns this year we decided to pay off the remaining sum on our auto loan. This is the first car we’ve gotten with a loan and don’t know what to expect. How long does it usually take for a bank to clear the check and apply it to the loan? What happens after that?


How to check/fix my credit?

I recently tried to buy a used car for $5,000 from a dealership with no luck, even with a co-signer… MANY co-signers, a trade-in worth $1,500 and even $2,000 down…. with no luck. I have a job, get money for school, and have parents willing to help me out (I’m sure they’re sick of hearing about my car repairs from the 99 Dodge Durango I drive; 134,000 miles on it.) But am still stuck having to drive my junker around or finance through auto salesman I’m iffy about trusting with my money (my old junker is in better shape than the cars they’re trying to force me into.) My family has bad credit, and I’ve been told mine is limited. I know I have an unpaid medical bill on my credit that may be spoiling things. I’ve smartened up with age (I’m 20 now), and I tried to pay that medical bill, but it has gone through two collection agencies and I can’t seem to track them down.. *I know I can pay this off easy, as the collection agency most likely only paid half what I originally owed the hospital, but I have no other way than looking at my credit report to resolve this. I’m determined to care for my credit now, but how?


How long does it take for them to garnish ur wages?

i owe $7,000, (the difference)


I need to see if i can get a school loan to cover school and also pick up my auto loan?

Ok Im moving back home to arizona and Im wanting to attend UTI. The automotive school and I have a car payment of 367 a month and I was wanting to know if there are any school loans out there that you can combine your auto loan and school loan. My school will cost around 17000 to23000 and my pay off on my suv is 14900 left. And if I was able to accomplish this I would be able to consentrate on school instead of worrying about bills and just work part time. If anyone out there can help me I would greatly appreciate the help thank you…


What does the Swahili language sound like to foreigners?

I’ve always been interested to know. I’m Kenyan but have lived in America for pretty much my whole life. I was born in Kenya (in the capital city-Nairobi) and lived there till I was four years old, then moved to the states, and have lived here ever since. One of my friends who’s half cuban and white who’s been learning Japanese for a few years now told me when she hears me speaking Swahili, she said it sounds like Japanese. Which I think is funny, as in Swahili shares quite a good number of similarities with Arabic (loan words). In fact Swahili is arabic”. Although




















































Who’s offering good auto loan rates right now?

Who’s offering good auto loan rates right now?

used auto

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can I be sued by credit card companies if my only income is Social Security Disability Benefits?

I’ve too much debt and no way of making even monthly payments.


HOW SOON CAN YOU BUY A HOUSE AFTER BANKRUPTCY?


My credit is 679 is that too bad???

We already check our credit reports on annualcreditreport.com and everything was right. We want to buy a condo between 110,000 to 120,000. and we are planning to get assistance of the first home buyers progra in NYC. we only have 5,000 for downpayment and its my girlfriend money. Also she makes more money than I.


Mortgage co-signer dies – what happens?

My mom is going to co-sign for a mortgage for me. She was wondering what would happen to the mortgage if she died. Would the mortgage be half paid or would I continue to pay as usual? Would it make a difference if we were both owners?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Dose anybody know were a can get a free credit report that is safe. ?

I checked my bank and they want monthly payments of 8.99 or up to 12.99.


Freecreditreport.com?

how long does your credit report take to show up to your email? i did it like a week ago and nothing has been sent to me yet. if you know anything please let me know thank you 🙂


File Bankruptcy or Let my car get repo?

I bought and financed a car about 6 months ago. Now I’m in a really bad financial mess and cannot afford to pay the car. Is it better to let them repo it or file for bankruptcy? What happens to the car loan if they repo it?


Who’s offering good auto loan rates right now?

used auto

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A bank charges 2.25% per month simple interest on personal loans. If John borrows $ 6,400 for a period of 2 ye?

A bank charges 2.25% per month simple interest on personal loans. If John borrows $ 6,400 for a period of 2 years and 1 month. find the total interest he has to pay.


I want get online to see if cityviewcash.com has sent me my loan that I was approved for yesterday?

I was approved for a payday loan yesterday with cityviewcash.com they where suppose to let by E-mail but I have’t gotten anything yet”
http://answers.yahoo.com/question/index?qid=20110624045858AA9W7v3,Payday loans questions someone help!!?”


Does anyone know how to raise a credit score quickly?

We need to buy a home but our credit is just to low. We can not seem to get a credit card to help raise our credit even though we have 100% credit available on our credit report. And we don’t have any past due credit cards or loans on our report. The only thing hurting us is hospital bills right now and they are not willing to work out payments with us. Can anyone suggest anything that will help us raise our credit score quickly so that we can be qualified for a home loan? We are not wanting to take out a big loan or even get a big house, we just want something with a extra bedroom. We found a house for $26,000 which would be very easy for us to pay off but we need to get our credit up high enough to get the loan. Can anyone help??


How long does an online credit card payment take to process?

I am way before the due date for the minimum payment, however I wanted to make payments on my credit card balance so I can clear the balance and be able to spend on my credit line again. So I made a payment of 3/4 my balance on 12/22 which was a Sunday, and I understand it won’t be processed until 5pm EST today, 12/23. However it’s past that and my accounts have not been updated. I paid through my checking account as well, and those balances have not been updated either. How long do you think it will take so I can use my credit card again?


What are four advantages of advertising on tv? Four advantages of advertising in magazines? Internet?

I need four advantages for these three things (separately). 1) advertising on television 2) advertising in magazines or newspapers 3) advertising on the web This is due monday but im doing it 2day to get it done. Plz help!!!


Is getting a A&P license a good idea?

i am active duty military with three years experience as a crew cheif on the kc-135R and was thinking about going to school to get my A&P lisence in todays industry would it be a godd idea to persue an A&P license? is 3 years experience enought?and would i have a good chance of finding a job?


Where can I obtain a free credit report without needing to provide my credit card information?


Check the credit score?

how to check my credit score? is it anyway to check it freely? thank you


Who’s offering good auto loan rates right now?

used auto

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a loan for a car around 4000 i live in WI?

i have a good credit score and i am 19 turning 20 in winter and im looking to buying a used car do you think i can get a loan at a bank and it will work out


FICO vs Vantage score?

Is there any way to estimate what your FICO score is based on your Vantage Score?


Hiddenmillionaires.com A Scam?

My grandmother went to the hiddenmillionaires.com conference as advertised on television. I have a funny feeling that the conference targets retirees/older people who are prone to get rich schemes presented by confidence men. Basically, what I would like to know is a) Does anyone have any experience with this money making program? b) Why would someone sell their highly lucrative strategy if the market wasn’t already saturated? c) Is there a non-compete clause in the contract, assuming that a contract even exists in the first place? d) She said that the up-front cost is 4k. If the up-front costs exceed 4k, is it possible to make that money back in a reasonable time? Basically, I want to make sure that this isn’t an I get rich at your expense” investment as usually people who create infomercials set this as their ultimate goal. I went to their website www.hiddenmillionaires.com and there wasn’t much to be found aside from spelling and grammatical errors. Please help.”


How long does a person have to wait to file bankruptcy for the 2nd time, and is it possible for a person to…

still purchase a house afterward


Can a bank take both of my cars if I file one of them for bankruptcy?


Can anyone estimate a used car auto loan percentage rate with a score of 644?

I want to finance a used vehicle that is 11,000 dollars here in Florida. I have 2,000 down. What percentage rate can I expect? Is 644 a decent credit score? I’ve been at the same job for 4 years. I really don’t use/need credit until it comes down to buying a car (tired of driving cars I have to fix every month LOL). At what percentage rate should I walk away?


How do i file for bankruptcy without money to pay for a lawyer?

i have no money. nobody to help me pay either. i’ve worn out all my financial resources. no job. how do i file for bankruptcy? can i do it myself? what kind of information do i need to gather in order to do so? help please! i have no choice now.


Auto Loan to Cover Negative Equity?

Alright, My question is: if i get approved for an auto loan around $25,000, and i’m wanting to get a vehicle that is only $16,000, and I am upside down by $6,000ish on current auto loan, would the $25,000 be able to cover the difference? Or will it only cover the value of the vehicle I am wanting to purchase? In this case would only be $16,000 and I lose out on the other $9,000 of the $25,000 loan? Value of my current car (according to KBB) is $10,500ish I owe $16,837 on it and 60 day Payoff is around $17,100 If i get approved for $25,000 auto loan and wanting to purchase a $16,000 car, would the $25,000 be used to cover the difference in what my cars worth to what i owe on top of the new car price (which is around $22,000, the new car price with the negative equals $22,000) Which the end result means I drive away with the new car and my new auto loan is around $22,000?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a new car loan with a credit score of 530?


Interview questions and answers to fast payday loans with McDonald s experience?


Can I get Your Advice On A Bankruptcy Error?

OH yeah, and PS: I was told by my attorneys, (yesterday), that the mortgage company paid the back taxes. *I decided to call them up because I had heard in April, they were beginning a tax amnesty program where I’d only have to pay half the back taxes. But, they paid it! Attorney told me, they just want you to pay them back for having to pay the back taxes; we just need you to come in and set up a back payment agreement”. Don’t think I need these guys! I can do bad all by myself! – as I’ve heard! What can I do here!???? -Ginger”


What is a absolutely free sex site no credit cards required?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where is the bet place (online or at a bank) to get a debt consolidation loan?

i tried to go through one of those credit help businesses on the radio and tv that’s always advertising but they say that i don’t have enough debt but if i don’t do something then its just going to get worse


Who’s offering good auto loan rates right now?

used auto


Cashing out on 401K & Pension Plan in CA state. Would like to know what the penalty is total & tax owe.?

so how much would i know what income ta bracket im in? if its going to increase from 15% or 25% or 33%. I make 70K in gross this year, if i take 67K out that would make 137K. should i only take half out in 2007 and the other half in 2008. If i take 27K from 401K that would mean I made only 97K this year. what bracket would that be and what is the total tax i would have to pay?


What are the pros and cons of using debt relief agencies to get rid of debt? What does it do to your credit?

Those debt relief agencies that help you get rid of debt fast tell you to stop paying your bills and instead you pay them. They then use the money you send them to negotiate lower payoffs to your lenders. What are the pros and cons of doing this and how long will it effect my credit score for? Any experience is extrememly welcomed!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Thinking about moving to Vallejo, CA. Has the economy there improved?

I will be moving from Tennessee to California at the beginning of next year after I complete my BA this December. I was looking into Vallejo, CA, but while doing some online research, I have run across many people telling other to avoid that area due to the city going bankrupt and how there is no money being made there. Most of the comments I’ve seen were outdated, so has anything improved or gotten better? Thanks!


Can you get arrested for defaulting on a payday loan?

I took out a payday loan about 7 months, ago and due to unforseen circumstances, I was unable to pay all of it back as it was escalating and escalating. I live in North Carolina. I just received a phone call from Mr. Arnold” of “LSU” saying that they have papers to file against for fraud and breach of contract unless I pay the balance up front. They gave me a docket number but I called the courts and they have no record of it


How can I find an auto loan with bad credit for AutoTrader.com?

I found the perfect car for me on autotrader.com , however I can’t find anyone to finance me. I tried several places but they just referred me to dealers in my local area. I was approved by the local dealers but the car I want is in another state. Is there anywhere online that can finance me without sending me to a local dealer? None of the local dealers have what I want. Please help


Auto loan and auto insurance legality?

I am financing a new car. I have a lot of points on my dmv record so my isurance is through the roof right now. I want to get insurance through my fiance and not drive until my rates go down. Will the bank allow that?


Where can I find a loan shark in michigan? Very serious, please do not respond with payday loan places.?


I’m looking into payday loans. Good or bad?

I have a job but I’m not going to make enough to pay off a bill on time and I’ve heard that a payday loan is an option to get money on the spot. Is this a good idea or is there a better option?


Getting a small home loan after bankruptcy?

after December, 2011 it will be 1-1/2 yrs that bankruptcy was filed: home back to the bank: would like to get a small (~$25-30K) loan for a home: where do we start looking: excellent credit up to that point: have maintained excellent credit since.


Quick quid processing payment after its been received? How long before I can apply for another loan?


What does improved trade mean on my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Ebay debt collection?

my ebay got suspended around 4 months ago and ebay says i need to owe them 3500 in ebay fees.. so far a collection agency has been in contact with me they said they get the collection for 120 days before ebay does something else with it.. i want to know. does ebay settle debt? how long before they put on your credit score if you dont pay? what is process because i want to settle and it doesnt look like that agaency allows it and they said that they dont put anyhting on my credit and that after 120 days they no longer have it


Who’s offering good auto loan rates right now?

used auto


We have a car that is $10 K upside down. We need a new car in a bad way… but need advise on what to do!?

I also want to know what to look out for at a dealership and what signs to watch for with sales people trying to screw you…all they want is a sale and they will say ANYTHING to get it, I just don’t want to be stupid again, but I also want a nice reliable car for my family! Any advise on what to watch out for…or be careful of?


Which credit card do you use and why?? cash back vs reward points?

which one is the best for a student who sometimes want to buy stuff online??


If i sell my house before bankruptcy?

Im under contract to short sale my house and plan on filing a chapter sever after the sell. Would it be better if i filed chapter 7 0r 13.I want to purchase another house when i get back on my feet.I am close to 30k in debt and i just got a job making 70 k a year.


K12 online schooling ( is it a scam )?

I talked to someone from k12 and it almost sounds too good to be true, that they will send me a free computer and my mom looked up k12 scam and alot of articles came up on how theyre under investigation ect.. my mom will talk to them again tmrrw at 1 but I just really hope this is not a scam because I would love to be apart of k12 if you have any information about this program please feel free to let me know , thanks in advance !!


I apllied for a online payday loan, somehow 10 or more websites got ahold of my banking information?




















































Car dealership offering to pay off credit cards?

Car dealership offering to pay off credit cards?

I just saw a commercial that a car dealership is offering to pay off up to $10,000 of credit card payments. This offer seems to be too good to be true, but I have an appointment with them in a few days. I have about $8,000 in debt, and the amount that I am paying per month right now to avoid interest rates, I could afford a car payment. I would actually be paying less a month and have a brand new car out of it. (All my cards are cut up, by the way!) Anyway, could anyone give me some information on what to expect with this? Do they apply the credit card amount to my car loan? Has anyone ever done this before and if so, would you do it again? Thanks so much!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Need a $5000 auto loan with no credit, any way?

I need a legit answer please. I would like to get a $5000 motorcycle within the next week however I have no credit history and my parents refuse to cosign for me. I am 21. Are there any banks or financing programs that I could use to establish my credit history? There has to be something? It is only a $160-$220 monthly payments for a 48 month term loan so paying for it is not the issue. Can I use my car as collateral? My car is only worth half the price of the motorcycle. I don’t want advice on what I should or shouldn’t do, I need actual information.


I have fair credit and USAA has on their site a fixed apr for 7.99% for auto loan. Am I guaranteed to get that

know of any other banks that give lower fixed apr? also is it up to the company to decide whether or not to give you a fixed apr? or do they give variable apr for other reasons? P.S. why is buying a car so much work? =)


Where can I get a free online credit report with out having to buy something and then canceling it in 30 days?


Can someone give the Reality of what bankruptcy can do on your on credit?

I do not want to go there.The internet is confusing me on yes/no Tell me straight please I have debt I have credit also

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I optain a Series 7 stockbroker’s license if I’ve had a past bankruptcy?

I’d like a firm answer. Not subjective opinions.


How can I get my credit report online for free with out using a credit card?

I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?


Is there a Credit Card for people with Bad Credit who need a Second Chance?


Car dealership offering to pay off credit cards?

I just saw a commercial that a car dealership is offering to pay off up to $10,000 of credit card payments. This offer seems to be too good to be true, but I have an appointment with them in a few days. I have about $8,000 in debt, and the amount that I am paying per month right now to avoid interest rates, I could afford a car payment. I would actually be paying less a month and have a brand new car out of it. (All my cards are cut up, by the way!) Anyway, could anyone give me some information on what to expect with this? Do they apply the credit card amount to my car loan? Has anyone ever done this before and if so, would you do it again? Thanks so much!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get out of payday loans this way?

I have three payday loans. (1) 575.00 (2) 345.00 (3) 162.50 In the contract it states you can make a prepayment of no less than $5 on (1) I paid $5 on (2) i paid $20 , I made the prepayments right after I took the loan out because in theory they cannot cash my check and will be forced to accept any kind of payment I make. That way my bank account doesn’t go neggative when they try to cash the check and also so they will not take civil action against me. I want out of these payday loans and I am willing to make payments (1) said they could set me up on a payment plan of 143.00 every 2 weeks but I can’t afford that!!! PLEASE HELP!!!


Bank of America want’s to give me a consolidation loan, what do you think?

Bank of America say’s they will give me a loan to pay off all my bills. I net about 2k a month that could go to paying off the bills however my interest rates on the 2 cards are ridiculous. One is %29.99 and the other is 24.99. I have called both companies and tried to negotiate a lower interest rate but to no avail. I wanna keep my credit score intact and pay off debt asap do you think this personal loan from BOA is a good idea or bad?


Screwed on an Auto Loan, can I refinance? Do I still have to pay these insurances?

I went to the dealer today and was told there was nothing I could do until suddenly he realized I was not going to let it go and all the sudden there might be something he can do. He brings out a pre made warranty cancellation form. The only thing I thought about after was the fact that it said on it it might take 60-90 days. So probably long enough for the policies to kick in and cost me money. How can I avoid that happening. If it did happen, how much money could I expect to lose in that time frame He said the money would be applied to the end of my loan so payments would be the same but I would have less of them..


Where should I go to get a free credit report?

I want to get my credit report. I know there are a lot of companies that give you a free one but you still have to sign up with credit cards and they try to sucker you into a monthly fee. Is there a good place online to go that will give me my report without making me call back within 30 days to cancel?


What happens if a cash advance loan goes unpaid?

I have a cash advance loan out and don’t have the cash to pay it back. If the post dated check goes through I will be in major debt. I wanted to put a stop payment on my check. What action will the lenders take?


How can I best calculate my monthly mortgage payment?

I’m taking a loan for $275,100, 6.0% fixed 30 apr. I’m putting 10% down and the annual taxes look to be about $5,000. With PMI, what should i expect my monthly payment to be? I live in Florida.


Where can I find my credit rating?


Why a Primerica Smart Loan?

If I recall


Car dealership offering to pay off credit cards?

I just saw a commercial that a car dealership is offering to pay off up to $10,000 of credit card payments. This offer seems to be too good to be true, but I have an appointment with them in a few days. I have about $8,000 in debt, and the amount that I am paying per month right now to avoid interest rates, I could afford a car payment. I would actually be paying less a month and have a brand new car out of it. (All my cards are cut up, by the way!) Anyway, could anyone give me some information on what to expect with this? Do they apply the credit card amount to my car loan? Has anyone ever done this before and if so, would you do it again? Thanks so much!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get concert tickets online without a credit card?

I really seriously want to go to the Robbie Williams concert in December. Tickets go on sale June 6th, I have the money but no credit card. I know tickets will sell very quickly online before I get a chance to go buy them with cash. I dont think anyone I know has a credit card, but I’m not sure and wouldn’t wat to use someone else’s anyway. There’s advance sales for Inner Sanctum members (kinda a fan club thing) and I’m not a member of that coz you need to pay. Um… not sure what other information I need to give here, but can anyone think of a solution?


Is there a website that sponsors free credit scores?

I know annual credit report.com is a government sponsored website that provides free access to credit reports is there a similar counterpart for government sponsored credit scores? Didn’t Obama say he was going to start that?


Do any of those fast payday loan sites really work. or are they just trying to get your info?


Im trying to start off my life, but im still in school, but need an apartment how can i apply for a loan..?


My credit score unavailable on Transunion?

On the bottom it says… this but did they still charge me for nothing…? is this normal? There has been no new activity on your credit report within the last 24 months. VantageScore takes into consideration credit activity that has taken place within the last 24 months. Since there has been no recent activity on your credit report, such as account updates or inquiries, your score cannot be calculated at this time. A healthy credit history is also an active credit history, so you may want to consider opening a new account or using an existing account on a regular basis. Using your card actively and responsibly will help your credit improve over time.


What is a good website to check your credit that doesn’t send spam?

And if you could please explain your experience so that I know you’re not just posting links from Google…


Where do I get my annual free credit report?

It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.


Can i have a credit report without having a credit card?

I replied to an ad about a job and they said they need a copy of my credit report (paper copies, nothing sent online) to verify my past job history and addresses. do i still have a report if i dont have a credit card? i have a debit card if that counts, but nothing with a major credit card agency. is this a bogus ad and is someone trying to scam me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bank statements for filing bankruptcy?

I have a question, when you file bankruptcy, and they want your bank statements, is it just to look for any suspicious money withdraw/transfers? or to look at what you spend your money on etc?


Can paying my mortgage loan on time help my credit score…and other financial questions…?

ok I never told any of you the debt so…I HAVE NO CREDIT CARDS!!! also ALL of my debt comes from 1. when I was pregnant with my daughter I had medicaid to cover all expenses. I was also on my mom’s insurance but it wouldn’t cover me beign pregnant so i got medicaid. i kept have probs with medicaid paying and would get bills and have to call medicaid and say hey you need to pay this bill” and they’d do it. well some of my last bills I kept putting off and forgot to tell them about so now it is up to me to pay. they are 2 years old and i doubt med pays now. then 2. i had an iphone and lost it. I kept looking for it instead of reporting it


How Do you get out of payday loans?

I started getting payday loans about 5 months ago and now my I have like 5 different payday lenders that I cant seem to just pay off. I cry at night just thinking about how much I owe them and what bills I have coming up that I’m not going to be able to pay because of my financial situation with the payday loans. After I pay them back I have to go right back the next day to re-borrow just to pay my bills and it is becoming just overwhelming. I am so depressed, and frustrated by this, but I never knew it would get this bad. Please help!!!!!


Does anyone know of any banks that offer High Risk Loans?

I do not own a home much less have any collateral. I lost my job a few years ago and got behind on everything. I am looking for 20,000 personal loan. I understand i have to pay a higher interest rate and that’s fine. I am not interested in cash advances or payday loans. I have been all over the internet and with no avail. Can anyone help me thank you



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How does an never used credit card report on the credit report?

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?


Car dealership offering to pay off credit cards?

I just saw a commercial that a car dealership is offering to pay off up to $10,000 of credit card payments. This offer seems to be too good to be true, but I have an appointment with them in a few days. I have about $8,000 in debt, and the amount that I am paying per month right now to avoid interest rates, I could afford a car payment. I would actually be paying less a month and have a brand new car out of it. (All my cards are cut up, by the way!) Anyway, could anyone give me some information on what to expect with this? Do they apply the credit card amount to my car loan? Has anyone ever done this before and if so, would you do it again? Thanks so much!


Has anyone used credit repair attorneys?

One of my New Year’s resolutions is to fix my credit. I’ve been advised not to use debt consolidation programs. So, has anyone had any experience with credit repair attorneys? Like, Lexington Law Firm, and of the like? How does it work? Please tell me your experience. Thanx!


Does cashcrate work?is doing online surveys to be trusted,?

i live on ireland .where to start earning money in this manner

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does a double escrow work?

I understand that you close the buying/selling on the same day, but I need to know specific detail of the exact process/steps. For example: contracts, paperwork, people involved, fees, transfers, and advertisements. I need to know precisely how this is done, as though I could go out and do it myself with no problem. Thanks for your help


Do you need a credit card to get a report?

my boyfriend is paying for the rent not me, I dont have a job yet just had a baby but he got his credit report.


How much does car insurance cost if its going to be parked in storage for 5 or so years in canada?

I am going to get a car and put it in storage and I need to know how much that should cost in terms of auto insurance. Thanks, Nik!


Accounting entry for a pay advance / employee loan?

My boss gave an employee a $1500 advance to help buy a car. The employee earns a salary + commission. They agreed that the employee’s weekly commission will be applied toward the $1500 loan” until it is paid off. Using MYOB accounting software


INST/OTH BAL” is on my credit report…BUT who are the and what does that stand for?”

I apparently owe them. But I dont even know who they are or what company they’re representing. No number either, just thoes ints. please help


How long do banks give you to pay back an auto loan if you have bad credit?

trying to get a loan for 2500. have bad crdit how long you think they would give me to pay that back?


Chapter 13 bankruptcy?

i just filed chapter 13 bankruptcy. and i owe some back support not alot. and i have a monthly payment of $251.00. my question is will the monthly amount of $251.00 come out of my bankruptcy payment? i know the back support does just wondering if the $251.00 would??? please help


Chapter 7 bankruptcy question?

Okay 2 questions…I live in L.A. and last week I went to court hearing and according to the judge I am just to wait for the discharge in the mail…does anyone know how long that will take to be processed?…and today i got in the mail, one of the creditors (that’s included in the bankruptcy) is trying to sue me..what do i do?…I’m a bit nervous


Need a loan for 1500 (not a payday loan please) but can’t get one from bank because credit is not great?

Hello I am a single mom and need $1500 tomorrow but do not want a payday loan. I would like to setup payments for $100/month- which I am good for. This will pay all my bills so I can feel more comfortable about moving into my apartment with my daughter next month minus all the extra expenses. I would appreciate someone’s help very much…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the growth rate of an American Alligator?

How many feet per year?


Car dealership offering to pay off credit cards?

I just saw a commercial that a car dealership is offering to pay off up to $10,000 of credit card payments. This offer seems to be too good to be true, but I have an appointment with them in a few days. I have about $8,000 in debt, and the amount that I am paying per month right now to avoid interest rates, I could afford a car payment. I would actually be paying less a month and have a brand new car out of it. (All my cards are cut up, by the way!) Anyway, could anyone give me some information on what to expect with this? Do they apply the credit card amount to my car loan? Has anyone ever done this before and if so, would you do it again? Thanks so much!


Accounting general journal help?

Jan. 4 Paid cash to Lyn Addie for five days’ work at the rate of $125 per day. Four of the five days relate to wages payable that were accrued in the prior year. 5 Adriana Lopez invested an additional $25,000 cash in the business in exchange for more common stock. 7 Purchased $5,800 of merchandise from Kansas Corp. with terms of 1/10, n/30, FOB shipping point, invoice dated January 7. 9 Received $2,668 cash from Gomez Co. as full payment on its account. 11 Completed a five-day project for Alex’s Engineering Co. and billed it $5,500, which is the total price of $7,000 less the advance payment of $1,500. 13 Sold merchandise with a retail value of $5,200 and a cost of $3,560 to Liu Corp., invoice dated January 13. 15 Paid $600 cash for freight charges on the merchandise purchased on January 7. 16 Received $4,000 cash from Delta Co. for computer services provided. 17 Paid Kansas Corp. for the invoice dated January 7, net of the discount. 20 Liu Corp. returned $500 of defective merchandise from its invoice dated January 13. The returned merchandise, which had a $320 cost, is discarded. (The policy of Success Systems is to leave the cost of defective products in cost of goods sold.) 22 Received the balance due from Liu Corp., net of both the discount and the credit for the returned merchandise. 24 Returned defective merchandise to Kansas Corp. and accepted a credit against future purchases. The defective merchandise invoice cost, net of the discount, was $496. 26 Purchased $9,000 of merchandise from Kansas Corp. with terms of 1/10, n/30, FOB destination, invoice dated January 26. 26 Sold merchandise with a $4,640 cost for $5,800 on credit to KC, Inc., invoice dated January 26. 29 Received a $496 credit memorandum from Kansas Corp. concerning the merchandise returned on January 24. 31 Paid cash to Lyn Addie for 10 days’ work at $125 per day.


Mortgage lenders for bankruptcy filers?

I am embarassed to say, while struggling to save my children from being placed for adoption by the State due to the presence of domestc violence, I had to file Chaprter 13 to save the house. Now, with the children home, and a few surprises tossed in by my bankruptcy lawyer, I am having difficulty meeting the day-to-day expenses of living, maintaining the mortgage, and the trustee payments on just my pension. I am disabled from a severe accident, and engaged in the eternal wait for social security disability. If I can relocate out of State, and obtain a property, I can cut my expenses in half, and provide a better quality of life for my children. Does anyone know of a mortgage lender that will write a mortgage for a person that filed bankruptcy and is working, with a fixed income, that CAN cover reasonable mortgage payments?


Can you have an auto loan and a student loan at the same time?

So I currently have a student loan where you pay it all back starting 6 months after graduation. I will be in my 3rd year of college, but considered a second semester sophomore in the Fall 2010. I commute and REALLY need a new car for the fall. I have two part-time jobs, one as a bank teller and another as a sales associate, and I am pretty sure I have decent credit. I have never been late on any of my payments ever. What are the chances that I would get approved for an auto loan? I am hoping to trade my current car in for $1,000 and put $1,000 down and I am looking into a car that is about $10,000. If anyone who is knowledgeable with this kind of stuff could help me out, I would really appreciate some feedback. Thanks!


Anyone in the mood for a tricky math question?

Adriana wishes to take out an installment loan to finance the purchase of a sailplane costing $51,600. Her loan requires a 30% down payment and equal monthly payments of $1,557.25 for 42 months. What is the amount of the finance charge on this loan? Choose one answer. a. $25,695.27 b. $43,580.64 c. $29,284.50 d. $48,350.00


Options if you are $9,000 upside down in car loan?

we are trying to get a new car but seem to not have any options since we are $9,000 upside down on a 2007 saturn aura. we owe about $23,000 and the trade-in value is about $14,000. are we just out of luck on getting a new car for under $600/month (trying to get about a $25,000-30,000 car if possible). thanks!




















































Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

also include lenders outside PA too

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I get a free printout of my credit report and my credit score?


Which vitamins are better for hair skin & nails biotin or cod liver oil pills.?

ive been taking biotin pills for bout a month now but ive heard cod liver oil pills are good to. so which is better ? & i hear biotin pills cause acne and weight lose in which i need neither cause i already have acne and im already skinny but i have witness neither side effects since ive been taking biotin pills


What Kind Of Bankruptcy Should I File?

None Of My Checks Are Being Garnished I Still Have My House And Nothing Is Effecting Me. I Just Owe Alot Of Differnt Phone Companies, Cable Companies, Magazine Companies And Other Companies Ive Ordered Stuff From And Then Never Paid Them. I Want To Pay All Them Off To Where I Own Noone Money And I Want To Do This ASAP? So What Exactly Should I Do And What Will The Process Be Step By Step?


Does anyone know of a bank that accepts out of state cosigners for an auto loan?Im from NY cosigners from ILL?

Most big dealerships tell me that theyd do the financing for me and overnight or fax the papers over to my Aunt so she could sign and then return them back. I found a car at a smaller dealership now that works with the banks around them but does not offer their own financing. He said itd still be no problem and the banks wouldn’t mind but after 2 days, hes still at a stand still. The banks are saying shes out of the lending area” and if she were to be a little closer it would be no problem. Another bank said they accept out of state cosigners to a distance but only up and down the eastern coast. This Makes me believe that different banks having during lending areas

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


I want to check the balance from my home loan account what should I do.?

I Have taken a Home loan from State Bank of India


My credit score is 727?

My credit score is 727. I have student loans that I haven’t started to pay off yet since I am still in school and also a credit card with no delinquent payments. Will my score go up once I start to pay off my loans. Also, I am wanting to buy a car. Is my score good enough to get a first car?


Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

also include lenders outside PA too

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help with Rent in Advance?

The tenancy agreement on my house ends on the first of February, I was given my 2 months notice on the 1st December to say that my tenancy agreement would not be renewed and was also given a section 21(?) notice to vacate the property by 1st Feb. I have managed to find another property, it is being kept for me but I can’t move in until my new landlord has a deposit and first months rent in advance. I am on income support and have managed to get a local bond scheme to sign for the deposit but that still leaves me with the rent in advance. I can’t get a budgeting loan as I have only been on IS since November and its a requirement that you are claiming for 26 weeks before applying. Someone suggested getting a crisis loan for the purpose but after doing some reading on the direct.gov website I’ve been left with the impression that I wouldn’t get one for rent in advance as I am not coming out of prison or care. I am going to ring them tomorrow and try anyway but does anybody know of any charities or schemes that could help me if that fails?


What is the website where you can check your credit score from all 3 places?

i’m looking for the one for free.


How do i pay my bmo credit card bill online?

i have a bmo bank account but i dont know how to pay the minimum amount owed on my credit card through my bank account? help pleaseee


Where can i get a payday loan thats doesnt check teletrack or your credit?

I am trying to get a quick loan untill i get paid today without them checking credit of telecheck or teletrack


If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”


Plaza Associates Collection Agency and Student Loans?

Plaza Associates Collection Agency and student loans? First off let me start be saying that I filed Chapter 7 bankruptcy last year. I have also had student loans in the past, but I am paying on them. I got a letter in the mail 2 or 3 days ago from Plaza Associates in New York about a student loan. I have never got a bill from the place that it says that I owe. If I owed them something it looks like I would have received a bill from them and not a letter from a collection agency. I sent Plaza Associates a copy of my discharge on my bankruptcy today. I also got a call from Plaza Associates about 30 minutes ago regarding this. The lady said they would like to work something out with me. I told her that I have never received anything from the company that she was telling me about. She said if I didn’t work something out that they could garnish my wages and assets. I am trying to get on disability right now and I do not work. If this is something that I owe (which I do not recall this company she was speaking of), what can they do legally since I am not working.


Used auto loan denied… any chance a dealership can get me approved?

I went to M&T Bank today and applied for an auto loan. The company I have worked for issues its check from them and I also have a direct depsit checking and savings account there as well. I make $30,000/year. My credit score is 685, I paid off a $2500 tv from Aaron’s last year (a 2 year lease) and I currently have a very low balance on my Kay Jeweler credit card that I opened this May. I have no negative accounts and no collections. Annnnndddd I got denied the loan for $15,000 for the reason that I do not have a long enough credit history but they would let me have it with a co-signer. But honestly, I could never ask someone to do that for me, that’s a huge favor even if I know I can absolutely afford it. WHAT THE CRAP. Would I have any luck just going to the dealership and letting them finance me?


Car Loan Question: Paying off loan early by paying payment first day it’s due NOT on due date (less interest)?

I am trying to pay the loan off early and I’ve done so in the past with other loans like this. It is simple interest and TRUST ME, I have contacted the credit union several times & they look at me like I’m retarded. LAST LOAN: I paid my payment on the first day I could (usually the 2nd of the month). I only paid 1 day worth of interest & a majority of the payment went towards the principal. I did this every month and knocked it off 11 months early! My cycle started on the 2nd of the month (since my payment was due on the 1st). It then calculates it every day for that month & you pay the total interest based off of when you pay your payment (ie: on 25th=24 days of interest). On the 2nd it would re CURRENT LOAN: If I made a payment on the 11-16. (due 12-15) then I would of only paid 1 day of interest. My problem is that they charge me almost 60 days of interest if I pay my next payment on the actual due date (1-15). Is this right? Why is this different than my previous loan?


Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

also include lenders outside PA too

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My friend got a pay day loan?

and used me as a reference NOT a co signer! the payday loan company calls and leaves me a voicemail saying they are suing my friend and my name will be included in the lawsuit..I am not sure how they got my social security, and the bill collector said I was a reference not a co signer. I need to appear on court Feb 4. I have not received a letter and this is my first phone call


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


Can anyone help me with an auto loan?

Everyone seems to think that we are living higher than our means. My husband injured himself and that required surgery and 12 weeks out work. I have stopped all non-necessity bills, we rarely eat out, I use coupons and everything else I can think of to help right now and we are doing what we can to get caught up but it isn’t that easy. Even if I get rid of the auto loan we’d still have to come up with enough money for another vehicle to buy outright and pay off the difference in the current loan. We work too far a distance from our home to use public transportation. We have worked very hard to put my husband through school while having enough money to raise our children. Unfortunately our credit suffered in the process, not that the reason for our bad credit is any of your business. I’m just looking for suggested options here not a lecture.


Who is the best mortgage refinance company?

We are looking to combine our first and second mortgage on our home. current first approx. $80,000 current second approx $60,000 house value @ $165,000 would also like to have a little cusion in the bank. With less than perfect credit who is our best choice of lender


Business loan vs personal loan?

I own a real estate company and have great credit and good assets. however, we need a $50,000 loan for expansion. I called about 30 places, and no one wants to give us a business line of credit, only a personal line. What is the difference between the two and what are the implications tax wise to take a personal line. I can imagine I cant write off the interest on a personal line of credit?


How much can my wages be garnished?

I received a notification in the mail that my wages are being garnished by a credit card company, for an outstanding debt. I cannot afford for this to happen because I am a single mother of my daughter. How much or what percentage can be garnished? I live in Maryland. I read on a website that they can take all but $100 of my check a month. Is this true? I am currently unemployed but I have had numerous job interviews. I assume that once I become employed my wages would be garnished immediately. I am thinking of filing bankruptcy because I have other credit card companies that will be coming after me for money that I do not have. I heard bankruptcy can be filed online to save money for a lawyer. I do not have money to pay a lawyer. PLEASE HELP!


What is EBT Cash for?

@ geminigirl: I dont know if thought I am but im not if you thought I was. lol. I know there are people who really use it for purposes intended. But when I ask customers what they have going on this evening and they say they are personally going to the bar or club it gets pretty irritating. Great answer though thank you for your time!!!


Selling Games: Best Buy, Toys R Us, or Dimple Records?

I’m thinking of selling between 30 to 35 games. I know for one that GameStop rips you off, so that’s why I didn’t include it on the list of options. I’m selling my Wii, PS2, PSP, DS, Gameboy Advance, and Playstation 1 games. Best Buy seems like a nice place to sell my games. Instead of physical cash they give you store-credit on a Member’s Card or whatever. But the downside is that they only accept current generation games. Toys R Us, I’m not sure. I think they have the same policy as Best Buy but I haven’t called them if they accept trade-in. Dimple Records seems to have a REALLY nice deal. They accept ALL games, so I can sell all of the ones I want to. They have the same cash” policy as Best Buy. Which store do you think gives a better offer (as in cash return

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get a cheap and legit Bankruptcy.?

I was curious if there was a way to get a cheap and legit chapter 7 bankruptcy in the State of Ohio.


Chapter 7 Bankruptcy help?

My relative is contemplating filing a 7 bankruptcy. She owns her home and can make the payments fine but has few little things that she is having a very hard time paying back/ a few credit cards (2) and a roomstore bed. The total cost of what she is having a hard time paying back is only about $3,000 but because of interest it has gone up to about $4,000. I know thats actually not that much compared to many peoples debt and I am concerned cause I know it will effect her for a long while. She has consulted a debt person about putting it all together and doing a low monthly payment but the roomstore people wont settle and want the full payment now…something she cant do. She payed off the bed down to 700 from 1300 and now they want 1500 from her and she cant pay that all upfront because she must pay her house bill etc… can you give me some advice for her? Please no mean ppl. 🙂 Ive tried selling the bed for her for what she had payed it down from 700. but its not moving… we dont know what to do and she doesnt have much time. Thank You


I signed up for truecredit.com for their free 30-day trial…?

Oh I forgot to say that I don’t have any credit cards so they couldn’t charge a credit card even if they wanted to. And under their site’s billing info for me it has no info for my bank account either so I guess the only thing they can really do is send a letter in the mail because they do have my address…


Im paying off my debt from debt collectors. how long will it take for my credit to go up?

how long is it going to take for my credit to get back the way it was by paying off all of the debt collectors?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there truly a free credit report score?or do they just give you a report and then bill you?


Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

also include lenders outside PA too


Can you use an auto loan as a down payment?

So I was wondering if I’m able to use a loan as a down payment at a dealership. So the car cost around $16k and with the loan and some of my money I can come with around 8-10k.(money down) I’m I able to do that?


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I transfer money from my credit card to my bank account through the internet?

I have a CapitalOne credit card with a credit limit of $500, and I need about $450 in my bank account in order to make a purchase that will greatly help my finances. I’ve tried to get a cash advance at my local bank (not CapitalOne, it is too far away) and it’s been declined, and I don’t have an ATM PIN for the card. I tried to use Alert Exchanger (From Payza, which has my credit card to my bank account), but in order to withdraw $480, which would leave some room for Payza fees, they would take $78.20 in their own fees, which is over 16% of it! Unless I intend to rob myself blind and leave insufficient funds in my account, I need some sort of alternative. Any suggestions anyone can give would be extremely helpful. I need the money by the end of the month, or I won’t be able to seal the deal and it could be months or long before I can possibly get a chance like this. On a final note, please don’t reply with a lecture on credit card debt. I’m aware of the risks, but this is constructive debt. If everything goes as planned, not only will I be able to pay it off in full, but have some more money in my pocket, and possibly a promotion in my job.


Can anyone tell me the difference between 1) cash credit 2)long term loan 3) demand loan.?

can anyone tell me the difference between 1) cash credit 2)long term loan 3) demand loan.Apart fromabove is there any other type of loan if yes please state with differeciation with above all.


Credit cards limits, and credit history?

how many credit card you have? I’m 20 years, and student, I work part time, and make 15000 per year, i have few questions about my credit cards, I bought a new car two months ago with my mom as a cosigner, I remember they pulled out my score and that was ficco (transunion) 666, right now i have 4 credit cards with the limit of 1800,1000,750,600. The 1800 is the oldest one, I was surprized i applied for American Express zync today and they approve me , i was totally shocked, Is that fine to have 6 7 credit cards? and how much that american express are going to give me as a limit? and last question is my credit history is limited because i am new here i just got my first credit car 1 year ago, and i came to america like 3 years ago. when they gonna remove that LIMITED CREDIT” from my report?”


Low interest debt consolidation?


Why is it Important to Check All Three Credit Scores?


Just wondering how bankruptcy works?

Just wondering how bankruptcy works ? I have a neighbor that say s she doesn’t have money to pay her bills ,but again I see the delivery man there every other day dropping packages off.I even sighed for a few of them for her .She has talked about bankruptcy before ,she had this and that ,claimed bankruptcy .Now I believe she just has credit card debt and a car payment that she just said in the summer it was almost paid for .She claiming bankruptcy again ,How can she ?If and can you ,if you are behind on your rent can you claim that on your bankruptcy ??


What’s a Payday Loan/Cash advance website that will give me a loan?

I’ve tried so many sites, everyone won’t give me a loan. Thanks


How can i get in touch with the credit reporting service experian and actually talk to a real person?


Is it worth to file a bankruptcy for credit card $40,000 debt with a annual income only $20,000 a year?

what is new bankruptcy law? I heard that if u have income, that you can not file bankrup now????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you change banks to where you get your car loan from?

what does the payoff usually consist of? And that does go to the bank? sorry..kind of new at this whole thing…It is sort of annoying.Pacific Marine keeps asking for this or that and threatens to take the car away if we don’t..and we have been doing as they ask but it is to the point that it is quite annoying to deal with them and I think we would get a better rate with our online bank.


Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

also include lenders outside PA too


How does cash back on my Chase Debit Card work?

On the Chase website when I check to see how much I have in my account it says I’ve earned cash back since enrolling. And there’s a link the RealCash Mall”…I am just wondering…how do I claim the cash back


Can I get my license back without release form if I file bankruptcy?

I had a dui 4 years ago. I hit someone, they sued, I can’t pay them because I’m broke. Will filing bankruptcy help me?


If youre being sued for a payday loan can u still file bankruptcy?


Can u have a credit score without a credit card?

yea i have no bills and have no loans yet


Credit scores and credit reports . . .?

We all know we can get free credit reports. But they do not include the bottom line, that is, your credit score. How do we get a free credit score?