Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































How to get a real loan to pay off payday loans?

How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a loan disbursement, and how does it affect interest?

i don’t quite understand the nature of a loan disbursement. (i’m dealing with a federal direct unsubsidized student loan and a federal direct parent PLUS loan). is a disbursement like using PART of a loan? or is a disbursement THE loan amount? like say in total over a year you are going to have to borrow 5000 – my question is does splitting it up into 2 disbursements mean you pay interest on 2500 for half a year, then when you want to use the next 2500 for the next half year, after that second half is disbursed, do you start paying interest THEN or at the beginning when you decided you’ll need 5000? i did a really bad job explaining that, but basically my question is what is a disbursement and does getting several disbursements affect the amount of interest accrued? (i understand that each disbursement creates a fee, but i am right now wondering about the interest so that i can compare what’s better)


HOME LOAN INTEREST RATE NEGOTIATION?

CAN I NEGOTIATE INTEREST RATE FOR HOME LOAN. OR ANY CONCESSION ON PROCESSING FEES


Me and my husband are separated. Can I file bankruptcy without using his income?


Laid off cant pay car loan what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score of 716? Is this good? To be approved for a Mortgage?


What would be a good APR on my car loan?

I have zero credit history and I’m putting down $5000 on a Ford Fiesta that will cost me around $15000 everything included. —I’m thinking about going to a credit union….Ford offered me 7.9% APR or a $500 rebate. I’m hoping to get 7.9 or better at a bank or credit union so I can take the rebate too. Tell me what you think.


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy for free. Who does it in DC?


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


Does anyone if and where I can get an auto loan for under $4,000?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


Where can I get a free credit report w/out having to sign up for free trials and such?


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


How do i increase my credit rating?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Without Credit Score?

@Man of God I have a good stable job and 2 yr history with my bank. I am not sure about how much money I can pay as first installment.


So I went to FreeCreditReport.com and checked my history… I just turned 18 and have all of my dads credit…

How do I get my credit cleared? My first name is his middle and vice versa, I know its a simple error, but all if his stuff is on mine and I cant get any cards or anything..? What do I do?


How much can I get from a student loan?

I want to know what is the maxiumum amount I can borrow for college. Also, what is required to get a student loan? Do I have to be 18? Do my parents need good credit? Thank you.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


Free credit report.com songs?

i know all of these 3- http://answers.yahoo.com/question/index?qid=20080509140342AAa0Mys but wasent there one where every one was on bikes and the lyrics are all like- f to the e to the e to the e to the c to the… and so on what are THOSE lyrics?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Won’t get approved for credit card?

i been trying to get a credit card for the longest time i got good credit but i won’t get approved for none of them! so what should i do or what credit card should i sign up for thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% ?

If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% are people more or less likely to buy houses?


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


Filed bankruptcy a year ago but they are still reporting past due balances?

In January 2010 my parents filed bankruptcy but the stupid lawyers messed up and didn’t reaffirm my car(parents loan but I’m paying the loan)-our paper work said it would be reaffirmed but it didn’t happen. So technically my car was filed in the bankruptcy but the loan holder said if we continue to pay the loan it won’t matter. They no longer send us statements and such. Anyways there have apparently been two months in which I did not pay the monthly payment (I believe December 2010 and February 2011). We found this out because my parents just ran their credit report and it was reported on there as a past due balance. Being as the car is part of the bankruptcy are they allowed to post past due payments on their credit-which brings their score down even further?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get out of payday loan dept, that has snowballed into a civil dispute?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


How do I change my name with Equifax Canada?

I couldn’t really make out what the guy said on the phone despite getting him to repeat it multiple times. How do I change my name upon marriage with them? Does anyone know what documentation I must send in?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report .Com?

I keep seeing this commercial and ads everywhere for Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean


How to get a loan no job or bank account?

need a loan no bank account, job, or credit card


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


Victim of Identity Theft, How do I get the accounts removed from my credit report?

My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer


Will paying off charged off accounts help my credit score? and other questions….?

My credit score is very low (around 500). I have a bankruptcy that will be 5 years old this year. Since then I have had about 5 accounts charged off. (Went through a really rough time…dont judge!) That was about 2 years ago. I have one installment account that I opened and just recently paid off. That account should be in good standing. But that is all that I have going on with my credit report. I don’t own a credit card that I make payments on. I just use a prepaid visa as a credit card if I need one. What would be the best way to make my credit report better? Will paying off those charge off’s even help at this point? Does having an open line of credit in good standing a good thing for your credit score? How long will that bankruptcy show on my credit report and how will that affect my credit score once its gone? Thanks for any help!!


Credit cards after bankruptcy?

Please do not judge me or post nasty comments about bankruptcy… My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and are filing for bankruptcy. I am curious how long it will take to get a credit card after the bankruptcy discharge? We want to re-build our credit ASAP.


Can a person withdraw money from an ATM using a credit card?


Debt consolidation?

what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Looking for a online game with high graphics?

would mostly like it to be rpg or mmorpg or mmo or something. but graphics kind off counts to me. i like japanese or chinese games. but in english version ofcourse. i tried loong online, and i liked that game very much. but i grew tired of that, so i’m looking for a new game:) thanks in advance:D btw skyrim rocks!!! just had to say it…


What type of loan should I get? My car is broken down…?

Okay I owe 6200 on my car and now it needs a new transmission for $2000. Should I get a line of credit on my house for the amount (13.5% interest) and i can deduct the interest at tax time, or should I just refinance my auto loan? The interest on that is 9% and I can’t deduct the interest.


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


I’m being charged twice for my student loans – what can I do?

I consolidated my loans after I graduated in 2000 and I am in good standing with the company I consolidated with. However, suddenly I didn’t get my tax refund because of outstanding student loan delinquencies. After looking into it further, I found out that another consolidation company is stating that I owe them the entirety of my student loans. So in essence I’m being charged twice for my BA. I could use some advice and guidance as what to do about this. Surely this cannot be legal.


Where can i go to get a free comprehensive decoded” credit report?”

by decoded i mean a list of of all debts owed and by whom.




















































Does making bi-monthly car payments help pay off an auto loan faster?

Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

About to take out my first loan to buy a car.?

ok, so I need $2000 to buy a car. (person to person, not from a lot) Through my bank I can get either an auto loan for $5000 or a personal loan for $3000. With the auto loan theres a penalty for paying off early, but 5.9% interest rate. The personal loan has a 13.06% interest rate and NO penalty for paying early. I’m leaning more towards the personal loan because I can pay $1000 the first month and REALLY knock a lot off. I have bad credit so the interest rates are going to be high for me anyways. Just wanted to make sure I’m making the better decision if I take the personal loan in lieu of the auto loan?


Can they garnish your wages for money owed on a auto loan?

I live in nys. They came to my work today to repossess my car as I have failed to make payments for 5 months. I refused to tell them where the car is and they told me they could garnish my wages over it. Is that true? I thought your wages could only be garnished over government loans. And I would just give the car up but I’ve been paying on it for almost 5 years and only owe $4000 total on it before I own it. It’s hard to just give that away to someone.


How do we look our free credit score report online? Is it hard?

Which can be trusted and secure since I will be ordering on line? I would like one of the free reports if possible. Has anyone ever tried this?


Is my property save? How can i afford bankruptcy lawyer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What documents will I need to apply for an auto loan?

Let me give you a little more background. I’m 22 years old. This is my second car. My first car was purchased for $1600 and I paid cash for it. The car is a 93 and has finally bit the dust. I’m in need of another car immediately and I don’t want a piece of crap. I’m looking for a car that is less than 5 years old and has less than 75,000 miles on it. There is no way I will find anything like that for under $8,000 so I must go with a loan. I just want to have an idea of what I am getting myself into.


Would bankruptcy be a good choice?

Long story short in order for my parents to obtain their home I co-signed. Then they obtained a modification for 50 thousand. Up until yesterday I didn’t know that my parents were told to stop paying for the second loan of 50 and now they owe that amount. The realtor suggested filing for bankruptcy. I was shocked I told him im 23 years old how the hell would filing for bankruptcy look on my credit. Mind you my credit looks awful due to my parents not being able to afford their home. However the realtor said that it wasn’t that bad that id be able to get my own home and obtain loans in 2 years. I was told that if my parents file bankruptcy and I don’t that the entire loan would fall on me and I would owe that entire amount. Im just soo pissed that my parents would allow this to fall on my shoulders. On one hand if I don’t include myself in the home modifications my parents will loose their home but if I do my credit and the ability for me to ever buy my own home is f—. Would bankruptcy really be the way out ?? please help any advice or input helps im in such a predicament that I feel any decision I make im screwed either way.


Personal loan in Bangalore for Rs. 2 Lacs.?

I’m looking for a loan of 2 lacs in Bangalore at a low interest rates. which bank should i go for. should i contact an agent?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


In Houston Tx need car dealership that will help get auto loan ?

After writing this went to the dealership got credit score pulled was 604 Does this put me having a better chance for a loan?


Who are the best companies to consolidate student loans through?


Primerican Financial Services?

HI, My friend hooked me up with an appointment with Primerica, and I have already attended one of their meetings. I can get the job 100% if I want to. The question is… do I WANT to?!?! It says on Wiki that this is the biggest financial service organization in North America. At the meeting, they talked about how I didn’t need an education, they will accept eveyrone. Our schedule is flexible to whatever we want. We go through a training program which usually takes around 3-6 months, depending on how fast you want it. After that, we take a licence exam and can start communicating with clients on our own. We can earn $800 for 2-4 hours of advising for our clients. HOWWWW????? How do we not need education? How can we earn that much so quick??? WTF is going on? Anyone have experience with Primerica? I am a full time university student so I’ll be doing this part time (they allow it) if I decide to. I want to know whether or not its a good idea to continue with this.


Where can i get a personal loan if my credit score is bad? (560)?

I have been searching and was wondering where could I get a loan in the state of Missouri, if my credit is 560?


Buyer wants to return the car after he bought it.(Private seller)?

The car was 1993 Prelude (SR-V) model. It has 200k miles on the odometer. Everything works fine on this car and i take good care of my car.The reason i was selling the car because i dad borrowed a loan from a loan shark and i was just trying to help him pay off his debt. The guys check out the car, look at the engine for a long time, and he even test drove it. The mechanic told him that the motor has been swapped which is bs because he asked me for the vin so he can check it on carfax. The brakes are bad, and so many other things. He told me that it will cost him around 6k to fix everything. He offered me 2400 on the phone but when he got to my house he asked for another 50 off so he can do smog check and i agreed to that deal and now he wants his money back.


I refinanced my auto loan with the same people that I had my loan with the first time.?

I went from a 19% interest rate to a 9% intrest rate and this is why I decided to refinance. The laon officer that helped me told me there were no fee’s for doing any of this and he would just take my payoff and pay off the 1st loan and open a new loan with the new intrest rate. Well everything went well and then I check my credit report to see that my new loan balance is 1000.00 higher than my payoff was on the original loan. I went through all the loan papers and see that it was for credit insurance and gap waiver agreement. Does anyone know what this is and if I have any rights even though I signed the papers already? thanks(My vehicle is already negative equity and having an extra thousand dollars put on top of the balance isnt helping.)


How long does it take to build up my credit enough so I can apply for a auto loan?

I want to buy a new vehicle for about $19,000. I have no one to co-sign for me. I got my first secured credit card about two months ago and have been paying on it consistently. I want to know how long I should wait to apply for an auto loan. I don’t want to apply for one to early because there’s a chance I’ll get denied and It’ll have a hit on my credit. For the loan I’m going through a Credit union so I don’t know if that helps any. Also I don’t want an insane interest rate. I would prefer that to be around 5% so does that mean I should wait longer? Thanks 🙂


Where can i find a graph that shows credit scores?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday Loans?

Can anyone advise me on the best and quickest payday loan company, have you used one before, its only for a small amount, unexpected bills, genuine answers only please


Will filing for bankruptcy if I’m newly married hurt my spouse also?

Went to Credit Solutions to resolve my debt, but they REALLY SUCK! Now I have to appear in court next month. Any answers, people, please?


How can i get free access to xxx site with no credit card?

i don’t want to pay for xxx but i want high quailty stuff, thanks.


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


If a car was returned due to engine failure do you still have to repay the auto loan?


How to remove bad hits from a credit report?

My partner has recently had quite a few hit’s on his credit report, some were done by scam companies- companies that had no intention of giving him a loan but still checked his credit report regardless. Also is there anywhere you can check your credit report for free? We are trying to get credit for a new car and this has left us with nowhere to turn as no company will touch him now with all these hits on his report, and if they will it’s very high amounts of interest! Is there any way to remove these hits so he can get his good credit back?


Car loans/personal loans?

ok me & my wife have a car loan it started out with all charges $12.000.00 we paid it down to $6100.00 so my wife wanted to get me a xmas gift so she went to the loan place & got a 1500.00 loan so they redid the loan we had in with the new loan so i guess the new loan was for $7600.00 now we ol $11.500 how the hell did they do this & can we pay it all of at 1 time if so how much will we save thx……


Can I afford an acura TL 2007?

I work at mcdonalds get about 200-250 bucks a week and i only pay my phonebill which is 60 bucks a month other than i have the rest of the money to myself because my parents pay the rest but I was wondering if You think I can afford this kind of car which is worth right around $18000-$23000 and if so how old do you have to be to finance a car? I’m only 17…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i file for chapter 7 bankruptcy?

Can I keep my vehicle if I am still paying on it?


What kind of interest rate could I possibly get on a auto loan and how much could I borrow, in my case?

My credit score is about 560, I make about $2200/month, I have $2,000 for a down payment. How much could I get approved for and what kind of interest rate am I looking at for an auto loan?


Why are declining birth rates seen as a bad thing?

Countries like Japan and Singapore have declining birth/fertility rates and they have been reported as ‘problems’. I have seen some articles about how Japan is meant to deal with its aging population, and the lack of births to make up for the dead, and they were making it out as if this were a bad thing. Similarly, I’ve seen articles about China, especially related to their one-child policy. But why are they seen as a bad thing? I thought it would have been a good thing, especially because some of these countries are very densely population (especially Japan and Singapore). Aren’t lower birth rates going to make more living space, and more resources for the population?


Will declaring bankruptcy in canada affect my USA credit?

I am a USA resident and have built up good credit in the states, but due to an ex husband I had to declare bankruptcy in Canada a few years ago. My husband and I are wanting to buy a house next year, he has good credit and I have some now as well, but will my Canadian Bankruptcy affect our ability to get financing?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can an ETF go bankrupt?

I am just wondering with these 2x,and 3x ETFs… for example, pro shares offers MVV (2x), and UMDD, and UPRO (3x). I wonder what the risks of these ETFs are. Of course, I understand that these ETFs magnify disasters, but as we know from history, except for the bankruptcies of a few companies, the overall market eventually recovers from disasters. I am wondering if it is possible for these ETFs to ever go bankrupt. Or perhaps they could only ever go bankrupt if proshares goes bankrupt?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Has anyone used a credit repair company, with any success?

I’m thinking about using one, but I am skeptical as to whether they actually remove derogatory items from your credit. Any insight on this will be greatly appreciated.


What is the best way to build credit fast with a credit card?

I have a credit card and so far i have been paying off the bill every month. Is that a good idea or should I pay the minimum every month to build credit faster. please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone no of any good payday loan places in west seattle,or burien?`?

i need cash today,i am trying to get a payday loan.i have everything i need for one,i just need a place close buy my house. between west seattle and burien


TRUE OR FALSE? Mortgage bonds and sinking fund bonds are both examples of debenture bonds?

If false, please explain why so I know!! 1. Mortgage bonds and sinking fund bonds are both examples of debenture bonds. 2. The market rate is the rate investors demand for loaning funds. 3. Semiannual interest on bonds is equal to the face value times the stated rate times 6/12. 4. The present value of a bond is the value at which it should sell in the market. Thanks! Best answer gets 10 points!!


What do I need to finance a house between $200,000-$250,000?

I’m 21 but I’m already attempting to save to buy a house in the area I plan to live in and work. How much would I need down on a house that price? About how much would my monthly payments be? When I last checked my credit score was 680 but since then I’ve bought a car that I’m paying off not to mention other things. What do I need to get my credit level to or how much money do I need to finance a house at about $200,000-$250,000? Is there anything else I should know or do that would be benifical to help me reach my goal


Is 777 a good credit score?

What is the highest and lowest scores you can have?


Resident Assistant Programming Ideas for Upperclassmen?

Hello, I am the resident assistant for an upperclassmen apartment community at a university. I have a healthy sized budget but am trying to think of cheap things to do. I need ideas please. As upperclassmen they are a lot less interested in typical dorm programming because they’ve all done it already. Help!


High income but bad credit????

Jim G: LOL – Well, good salary all depends on where you are located in the world. It just so happens that I live in a relatively low- to middle-class part of the country, so $120/yr is pretty good here. It’s not like California where the fry cook at the local burger joint makes more than a Midwestern college grad, LOL!


Does 15/30 balloon mortgage stay at a fixed rate for 15 years?

I have a 15/30 balloon mortgage at a rate of 9.65%. Will this stay 9.65% for the life of the loan?


Which of the following is an expected outcome of debt relief in developing nations?

decreased reliance upon fossil fuels for heating and cooking increased access to public transportation in rural parts of the country more children going to school increased use of technology by the poorest citizens


I Have a credit score of 510..?

How can I bring that up I hd a chapter 13 5 years ago some judgement s late pays a repro etc…. what are the steps i might take to rebuild……..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


¿duda y trucos gta vice city stories ps2?

Buenas, antes de nada keria decir k 5 estrellas a kien me responga perfecto.. Bueno, alguien me pòdria decir trucos k funciones y k molen pa gta vice city stories(ojo, stories) para ps2?? grax y las dudas son:1º se puede tener novia?? 2º donde hay puticlubs en los k se puedan entrar?? gracias!!! recordad: 5 estrellas!!!!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


What is the best loan to get with perfect credit?


Can you put someone’s name as cosigner of a loan without their knowledge?

I know this is punishable by the law, I’m asking if someone can do it


Do Capital One Platinum credit cards come with a PIN number?

I just received my card and it didn’t come with a PIN number. Is that coming later (I received the card about a week ago) or do credit cards not need PIN numbers, just debit cards? I read somewhere that credit cards don’t use PIN numbers. If this is the case I may end up canceling it. Too risky. Thanks


Chase credit card! HELP! late payment”?”

I have two credit I got with Washington Mutual which is now CHASE. I pay ALL my payments online and have NEVER been late. I got a notice last week that I had a late payment on one card. When I called about it, I was told that my payment was due September 6th. Their records show I went INTO my account on September 3rd, and PAID three days BEFORE payment was due but didn’t schedule the payment to go through until the 7th. This is 100% not true, I paid three days BEFORE payment was due. I would not go into my account days earlier and schedule the payment one day after it was due. When I asked chase about the OTHER credit card I paid on the same day (the 3rd). They said for that card I did the same thing, paid on the 3rd, but scheduled it for the 7th. (that payment wasn’t due until the end of the month). They are NOT saying it was just posted to my account a few days later, they are saying I paid for both cards on the 3rd but SCHEDULED them for the 7th. It makes ZERO sense to me. Looked at my bank account and I had MORE than enough money to cover both cards (which I already knew) and had no reason to schedule them late. What can I do? They won’t budge? I feel as though I am being targeted in some sort of scam. Why on EARTH would I go in and pay early and schedule the payment one day late? I have NEVER been late on a payment.


What kind of car loan would i get approved for?

sorry that was a net monthly income not gross




















































Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do you find out if a company has too much debt?

What ratio is the most useful one?


Buying a car in the Air Force?

I am 19, single, and leaving for the Air Force next month. I have been looking at cars and the ones I want are all just about $30000. Would this be a mistake to get one shortly after basic training if I am pay grade of E-2? Should I wait or choose a cheaper car?


Where can i get a auto loan for low income people?


Are online payday loan sites legit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My Equifax 553, Experian 632 TransUnion, 639 is it possible to get a mortgage with a decent rate in IL?

I have a year left to keep improving my score, and I just graduated from college. Hopefully I’ll find a decent paying career. My fiance’ has all three scores in the 720s with a decent career. I want to match her and if not come close. I’m aiming to have a score 680-700 a year from now. But with my 3 current scores now is it possible to get an ok rated Mortgage in the state of IL? We’re looking to buy our first home spring of 2015 with a max budget of 140k. Any tips for me would be greatly appreciated. Thanks


Where can I get some assistance or help paying my mortgage?

I’m really desperate, I’m single, I have no family or close friends. I just lost my job and I have a disabled child whom has lots of needs. I just need help for a month or two while I get back on my feet. I’ve heard of people getting this kind of services but I don’t know where to turn to….anybody?


Can you file bankruptcy on a divorce settlement?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good age to get a credit card?

Hello people……….I’m a daddy girl and anyway I make good grades so I think I should get one.


What the hell is a mortgage?


I need a personal loan to pay off some debt.?

I know you will say at first getting a loan to pay off other debt makes no sense but I am going to take this loan and payoff 3 credit cards so it will actually help. I only need $2500 anyone have a suggestion that is LEGIT and NOT a payday loan of a suggestion?


Can you get in legal trouble in Kansas for not paying off a payday loan?

I have crappy credit anyway. I really just got WAY overextended. My fault. They are really threatening, and I just don’t have the money to pay them off yet. Not planning on stiffing them, just need things like electricity, water, gas, etc right now. Just want to know what to listen to and what not to. Threats of court, suing me, jail, and other things just scare me and I can not have anymore stress. Please no I told you so, or childish answers.


Has anyone here ever had to file for bankruptcy? If so how did it affect your life..good or bad?


Where can i get a REAL $500 payday loan from?


Where can i get a free credit score without signing up for something?


Can you sell a car to carmax if you owe money, but they offer enough to pay it off?

I owe 5,000 on my car and they offered 8,000. The lady said I need the title, but some people online said she was mistaken and that they will pay off the loan and once they get the title, give me the rest. Does anyone know for sure if you can sell a car that’s still being financed, but they offer enough to pay it off?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Legitimate payday loans?


Can the bank trace the people who have done fraud with my card?

I have had a bank statement and there has been loads of online transactions made which I haven’t done. Pizza,Asos,Amazon,Yours Clothing,Etc etc. All amounting to around £400. Will the bank/the companies be able to trace delivery addresses(assuming it had all been sent to a specific event)/what was bought/when it was bought etc as I have a good idea who it might have been? Thanks It is santander bank by the way, so if anyone has any specific experience with them it would be helpful!


What happens after you’ve been approved for a loan?

so if you apply for an auto loan, and are accepted, what’s the next step? Once you are accepted, are you automatically bound to the loan, or is there final paperwork which must be taken care of first?


If i get a credit card but don’t use it will it make my credit score go up?

My biggest problem is i have pretty much no credit.


Capital One Platinum Credit Card?

link: capitalone.com/credit-cards/platinum/ Looking for a first time credit card. I have limited to no credit history, I am no longer a student. Looking to build good credit history. So far this is my best option. First off: Any one have experience with this card? Second: I don’t want to pay the annual fee $19 on the 2nd year with the card. My goal would be to find a new card with better rewards, assuming I have better credit history at that time and then cancel this card before the annual fee goes in place. doable? Any advise would be great, thank you


Can anyone tell me about Payday loans?

I took out 5 online payday loans, and two stores front…I can’t afford to pay them.My hours at work have been cutted to 30 hours per week how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy


What are my chances of a mortgage?

Im 27, self employed, on low income because of a historic serious illness, excellent credit score, soon to be the owner of the family home. Will i get a mortgage to actually buy my first house?


Does a person have to remain in the state they file bankruptcy in?

my sister-in-law has filed bankruptcy in Missouri. We want to bring her to live with us in Illnois. Will this stop her bankruptcy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Buy a prepaid virtual credit card?

Hi I want to buy stuff on the internet and some websites have really good bargains but I m not sure if their legit so what I wanted to do is buy a prepaid credit card that works on the internet, unfortunately I cant seem to find any on the Internet, so I want to know if it possible tu buy a *virtual* prepaid credit card, or put some money on some account that isnt linked to my card? I dont have much time to buy these things so I m looking for something I would be able to do right now 🙂 thanks guys


Need a loan shark in st helens?

really need a loan shark in st helens


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


My auto loan amount is $17,629.23 and my monthly payment is $304.59, they only took $66.19 interest?

According to an auto loan amortization calculator I should have had $126.00 towards interest for the 1st payment. My interest rate is 8.59%. Why so low for the 1st payment? Are they using a different amortization schedule?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know where i can get a free credit report?? every website i go to says FREE” but it’s not!!!?”


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What does NOT PAIDA/P NSF FEE mean in online banking?

I just checked my bank balance and my main account has NOT PAIDA/P NSF FEE on its statement, and has put me in OD for $20.00! What on earth is this? I had no automatic payments or anything going into/out of this account and the account had nothing in it. Is the bank ripping me off or something?


My Experian Credit Score is 641. How high of an interest rate am I looking at if I get a $6000 Car Loan?

I paid off the last of my debt a couple months ago, and I checked my score yesterday and it said 641. I have $0 debt on my credit report, but no open lines of credit. I have a Secured Credit Card on the way any day now. I read that it helps one’s credit score by having different kinds of credit on your report. I know the right thing to do would be to use the credit card for a while, and then apply for the loan…But I kind of need a loan right now! And I have no one to co-sign for me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Card cash advance how does it work?

I want to buy a four wheeler but the banks are closed. I have the money but I don’t have the cash for the deal. I was wondering if I withdrawal money from my credit card is there interest or is that only if i don’t pay for it by the end of the month?


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.


Auto loan rate after bankruptcy.?

I believe my wifes car is about to kick the bucket. We have recently been discharged from a chapter 7 bankruptcy. I was just wanting some input to get an idea of what kind of loan rates we will be looking at. If we get a co-signer will that help with the interest rate? Thanks in advance!!


What options are there for first time home buyers that do not have any kind of down payment?

I have checked with local banks and they have pretty much said sorry, there isn’t anything that we can do for you. You go to a place like LendingTree.com and even though they would probably find a way to get you a loan, at this point they have a stipulation of no less that $100,000. Where I live, that isn’t necessary for a really nice home. We have fantastic credit, very little debt, and want to take advantage of any current tax breaks. What options do I have?


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Hi all. Just a quick question about bad credit (OSAP)?

Hello. Shango Muffin here. I am curious, if a person is not able to pay off her OSAP and is having financial difficulties throughout the year; would this effect her potential to get a job (any job in general) ??? Besides gov jobs and financial related jobs, what other specific type of employers will reject you based on your bad credit? If people hold your bad credit against you by not hiring you…. how the heck are you supposed to make $$$ in order to pay off your overdue payements/depts and move on with your life?!? People are young, inexperienced and make mistakes when it comes to loans and credit… how can the established world hold this against them??? Anybody??


What is the best place online to get an unsecured personal loan?

Both my bank and my credit card have effectively screwed me out of most of my paycheck. My bank is Wells Fagro and I talked to them already. They are unwilling to solve the problem. But I have to pay my rent and cable/internet/phone bill still. Therefore, I need to locate funds from a source in excess of $350 very quickly. I may be able to get a payday loan from a local place but it may not be enought o finish the job. Besides they will likely take it out of my next check completely. So I would need to find an unsecured personal loan that is willing to take smaller payments over a few months in order to accomplish this. Any ideas?


I wrote a check for a payday loan and cant make the payment and the accountt is close after I wrote the check.?

The account is now closed. I didn’t realize the $200 a week was just to pay the interest with nothing going to the balance. What should I do?


Can a Payday Loan Place in KENTUCKY take you to court or jail for paying back a loan ontime?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a 10,000 dollar student loan with no cosigner.?

Hi. I am 18 years old with no credit. I need 10,000 dollars to cover the cost of living (apartment rent, bills, food, etc.) while in school full time. I have already used up all of the federal aid I received. So my question is: is there any way I can get a private student loan with no cosigner. My parents have bad credit so they are not an option.


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What are the best companies for improving bad credit?

I’ve heard of a few companies that resolve some of the dings in your credit (or at least help you to do so) but I can’t seem to find any that actually look legitimate. I would prefer ones that are at least semi-inexpensive but fixing my credit is my first priority.


Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


Which chapter of bankruptcy is it?

Which bk do you file to get full relief of the debts (full discharge) I dont have any property I am trying to keep like a car or house.But I have heard some people say they had payments to make what payments are they talking about.I thought the bk wiped away your debts.Or does it??


Picking up the pieces after bankruptcy?

After 2 years Whats the BEST” way to start picking up the pieces after bankruptcy in relation to starting a “New/Good” line of credit? Where to begin? Everyone wants to sell me a new car – I don’t need one! Refinance my house/2nd morgage – I don’t need this either! Tried a furniture loan – was denied (maybe 2




















































Can bankruptcy take off a lean?

Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What do you think of this? A strange address has appeared on my Equifax credit report!?

My mortgage co. pulled my reports for a refinance and said there is an address affiliated, at which I have never been associated. (Only 1 of the 3 reporting agencies show this). I looked up the address, and although there is such a street around the corner from me, there doesn’t seem to be that number or apartmen… or apartments of any kind. I figure, I would drive past on the way home tonight and double check… The strange thing is, the address is eerily similar to mine. Could it be a strange mistake? Also – I looked on the Equifax web site for dispute resolutions, but they said if it’s about an address, you should call them. When I called, I got a long, rambing computer message that didn’t relaly pertain to me. I will try to call again after work, but in the mean-time, what would you do? Or do you know what this could this mean?


A Tax office Anywhere in the San Fernando Valley? Recomendations, suggestions?

Just like alot of other things including bankruptcy offices In the yellow pages, the numbers seem to be either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much just. Ok so has anyone had a good experience with any Tax office office in the San Fernando Valley?


How can i find a list of payday loan places in my city?

i typed in payday loans and not many listings come up. is payday loans the correct term??


Underwriters and not reaffirming a loan on a home?

The current home was not reaffirmed during a chapter 7 bankruptcy. If you apply for a new loan after 2 or 3 years, will the underwriter just assume the house went into foreclosure and deny a new mortgage?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


Credit union membership for auto loan?

I am looking to buy a car within the next 2 months and I heard credit unions have lower interest than the dealerships and banks. But do I have to have a membership with a credit union in order to apply for an auto loan?


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit scores of 544, 503 and 494 consider?

to low for a home equity loan.


Is 643 a decent credit score?

I’m a college student and I don’t have much debt and should be able to pay it off completely soon, but my credit score is 643 right now. Does that seem like an okay credit score to work with for now?


What is the best way to cure cold sore?


Answers for finance? Please answer x_x?

Monica took out a 30-year loan for $130,000 at an APR of 8.4%, compounded monthly, and she is making monthly payments of $990.39. What will her balance be with 12 years left on the loan?


Would I get approved for a car loan?

I just got my first full time job and January 24th will be my 6th month with employment. I just checked my Transunion Credit score and it was 714 and my Experian is 704. I didn’t check my equifax. I don’t have much credit though. I have a credit card with a $500 limit that I’ve had since 8/29/11. Also I have student loans in my name that I have been paying since November but I have had them since August of 2010. I am currently making 42500 and I will be making about 45500 in March after my promotional raise and about 47000 in June after my scheduled yearly raise. I have $6000 to use as down payment. The car i’m looking at is about 17000-20000. I’m gonna buy used.


What happens when you quit paying chapter 13 bankruptcy?


Anyone know of a reputable BK Attorney and Debt Consolidation Specialist?

Sometimes the only option for my prospects is Bankruptcy or Debt Consolidation. Now as a Credit Consultant my job is to restore and maintain a squeaky clean credit report so it kills me to send them off to file BK or consolidate their debt however it’s their only option. I prefer a non-profit in the Central Valley, CA (because that’s where my office is located) who can offer these services and become part of my referral directory. If anyone out there can steer me in the right direction I’d really appreciate it. Thank you


A $150,000 loan with $3000 in closing costs plus 1 point requires an advance payment of A. $3000. B$4500. C$1500.?


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever had a payday loan that they did not pay can you tell me what happened with that.?


My Lawyer says its not worth it to put unpaid taxes in a Bankruptcy, Is he telling the truth?

He says they will work with you if you cant pay…..If this is true does anyone know how this works?


Im looking to file Chapter 7 bankruptcy and will surrender my 05 mazda 6. When would i have to give it back?

The Creditor is Alphera Financial Services, Im really upside down, ive paid about 20k so far and still have 18k to go.


When do I get the house deed?

I bought a house a while ago. When do I get the deed? If it was already sent, I am afraid I lost it~~ In that case, where can I get it again?


Is there a Cash loan place in columbus,oh I can use without a bank account other than advance america?

I dont have a bank account but i need a payday cash loan,where can i go?I used advance america already now i need more money.


What happens if your credit score gets lowered due to late auto payments, but then you pay off the auto loan?

In repairing a credit report score, an auto loan that had two late payments is then paid off in full, what happens to that part of the credit report? How long would it take to increase the credit score?


Anyone know where I can get $500 CASH ASAP?

I need $500 ASAP. This is an all out emergency. Does anyone know of ANY website/organization/ANYTHING that can help me? Thanks in advance.


What site can I read about chapter 13 bankruptcy rules?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best font websites? free or with letter setter?

where can i find great free fonts, or websites with letter setters” to test the fonts before i buy them? I know about 1001 free fonts


How do I get out from under a mobile home loan?

I have a manufactured home in a park with rental lots. The lot rents have increased to nearly double what they were when I bought the home four years ago. Coupled with the payment on the home I am so upside down I cannot live there. I have been renting it out but now even the renters cant pay the rent. I have been eating some of the increases but cannot do so any more. I contacted the finance company and they said they would refinance for 3k. I told them if the interest was not lowered I could not pay and they would then have to take the mfgd home back. They laughed and said it was my problem. What position can I take to force the finance company to renegotiate the interest on the loan, currently at 12%. Is there any way for force the mobile home park to hold the increases. The place is now a dump and absentee owners will not make any improvements that would make the cost worth the effort.


EXPERIAN is refusing to delete inaccurate information–HELP!?

I have 2 accounts on my Experian Credit Report that are accounts that do not belong to me. I was able to get them off Transunion and Equifax without any problem, but I can’t seem to get them off Experian. I originally sent a certified mail, return receipt to the creditor stating that these account did not belong to me, and to verify them; they were not able to because the accounts are not mine. I sent a copy of the letter and the receipt stating the collection agency received the letter, to all 3 CRA’s. Experian sent me a letter stating the debt was verified. Since there’s no way this debt could be verified (again, because these account really do NOT belong to me, this is not some gimmick to get accurate info off), I sent a letter to Experian demanding they tell me their verification” method. Then


Help me! How can I solve this problem. I am confused with it. It looks like Baye’s theorem.?

Researchers have developed statistical models based on financial ratios that predict whether a company will go bankrupt over the next 12 months. In a test of one such model, the model correctly predicted the bankruptcy of 85% of firms that did in fact fail, and it correctly predicted for 74% of firms that did not fail. Suppose that we expect 8% of the firms in a particular city to fail over the next year. Suppose that the model predicts bankruptcy for a firm that you own. What is the probability that your firm will fail within the next 12 months?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you buy a house if unemployment is your main source of income?

I want to buy a house, but I was laid off in 2008/April, and I’ve been collecting unemployment checks as my sole source of income while going back to school to receive my bachelor’s of science degree in May 2010. I am currently living with my fiancee’ and long for my own house and independence since we have not set a date. He is a widower and I live in the house where his deceased wife and he lived for over 20 years. He won’t do any improvements nor allow me to have freedom to decorate, add my own touch, etc. My 16-year old daughter lives with us too, and I want new furniture for her bedroom, to paint, he objects – I want to move out and get my own place. I give my fiancee’ $250 – $300 each month on utilities and have financial aid – grants and loans that I use to pay my own way, so I want to know if I can get a mortgage with unemployment income, so I can move and have MY OWN!


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house


Why do credit scores range from 330 to 830?

Why not go from 0 to 500?


Advice on refinancing an auto loan to lower 18 percent interest rate!?

Filed for bankruptcy over three years ago and several months later I totaled my car. Had to buy a car asap as I lived 25 miles from work. Had no savings or a car to borrow. Now stuck with a 2004 auto worth about fifty-five hundred and owe about twelve thousand on a 7-year loan! HELP please!?!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a loan shark? FAST????

Am a part time college student in need of my own place and fast I can’t handle it here anymore because I feel like am dying inside always. I just had my 15 year old sister put in jail because she wanted to kill me with a knife because she thought I had touched her PC….sad. And now my family is upset (am 18) with me….no one ever loved me in this family so am pretty much has always been alone but existed it amazes me am alive each day… I need a loan shark and don’t care about the risks of one its either me die here or have my own place and pay them back. I need enough for food,place,clothes. But will work within three weeks so I can start paying back then slowly but it will be paid….I have bad credit that I messed up at 16 and wished my mom wouldn’t have let me get one but in general I need a loan and fast! Please : (


Where in las vegas can i get approved for an auto loan?


If I voluntarily REPO my car – can I still buy a home in 2 years?

The payment is just too high and due to some financial problems last year my credit rating is not high enough for a Refi. I have the money to just get a smaller car at a buy here pay here place.


Are those online mortgage calculators accurate?

I just checked out an online debt-to-income calculator and it says I have a 19%. This I know is correct as the figures are very straight-forward. This is a good sign, right? Also, I have made an appointment with my bank’s mortgage originator for tomorrow afternoon. I’m just very nervous about what I’ll learn there and I’m hoping for some reassurance. So thanks!


Recently there is an unknown bane over pakistani visa in UAE Abu dhabi immigration. I want to ask is it only..?

I want to ask Is it limite only to Abu dhabi or all UAE’s states. I am waiting since july 2011. Becuase i have spent three years in Abu Dhabi for getting a good job, for which i spent 28000 AED. in getting driving licenses, Safety diploma, learning Arabic and routs loacations. All the money i have taken as loan from friends. But in the end when i able to have a good job. AD immigration refuse to issue my visa with out any reason, now i am angry how i will return the loan of friends. Any one can help me about. Can i go to another state of UAE?


Wells Fargo Visa won’t budge on lowering my interest rate.What am I doing wrong?

Oprah’s Debt Diet guide had a interest lowering script to use when talking to credit card companies. I’ve tried that script 3 times this year and they always respond well sorry


Am I able to purchase a car at the age of seventeen in the state of Pennsylvania?

I work two jobs, and with both I bring home about $900-$1000 every two weeks. The car that I have now is pretty run-down & I m looking to purchase a newer one. I went to J.D Byrider and they said that in the state of Pennsylvania, that you have to be 18 to legally purchase a car. I thought this was completely ridiculous, seeing that I KNOW I could afford monthly payments of atleast $400 on a car – leaving me with money to pay my rent & bills. I called some woman (honestly, forget who.. i think the secretary for the mayor in my district) and she said that I was able to purchase a car at my age. I just want to know .. Am I legally able to purchase a car at 17? If I can, how to do so? If nobody knows, who would I be able to contact to ask? Or if I was emancipated, would I be able to do so? I m so completely desperate to get a new car because that s how I get to and from both of my jobs. Somebody PLEASE help me out!!


Buying a New Car and Auto Loan Online?

I just recently graduated from college and I make around 33,000/year (about six months at the job now), but it’s time for a new car and move on from my college commuter (157K miles). Are there any options to apply for a loan online and get some quick estimates?


Where can i get a loan with bad credit?

u.k companies please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help me with this accounting question?

Slowhand Services was formed on May 1, 2008. The following transactions took place during the first month. Transactions on May 1: 1. Eric Clapton invested $50,000 cash in the company, as its sole owner. 2. Hired two employees to work in the warehouse. They will each be paid a salary of $2,800 per month. 3. Signed a 2-year rental agreement on a warehouse; paid $24,000 cash in advance for the first year. 4. Purchased furniture and equipment costing $30,000. A cash payment of $10,000 was made immediately; the remainder will be paid in 6 months. 5. Paid $1,800 cash for a one-year insurance policy on the furniture and equipment. Transactions during the remainder of the month: 6. Purchased basic office supplies for $500 cash. 7. Purchased more office supplies for $1,500 on account. 8. Total revenues earned were $20,000—$8,000 cash and $12,000 on account. 9. Paid $400 to suppliers for accounts payable due. 10. Received $3,000 from customers in payment of accounts receivable. 11. Received utility bills in the amount of $200, to be paid next month. 12. Paid the monthly salaries of the two employees, totalling $5,600. (a) Prepare journal entries to record each of the events listed (b) Post the journal entries to T accounts. (c) Prepare a trial balance as of May 31, 2008.


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house


Can i sue my mortgage broker for us missing out closing and losing the house?

I am working with a broker to a get loan for a house, the first bank we tried fell through so we pushed closing back two weeks since he said that would be enough time. a week and a half later he let us know he needed more documents which we got to him in 2-3 days. By this time he had only 3 days left before closing. We missed closing and the sellers were not interested pushing back closing which made us lose our earnest money, appraisal, inspection money, and the $8k tax credit. Can we sue him since he had sufficient time ask us for these docs and send the information to underwriting but failed to do so?


Companies making mistake on your credit report after bankruptcy. what can you do about it.?

they are still trying to collect on discharge debt;using different collection companies.


How can I get an auto loan with no current proof of income and mediocre credit? I have cash as collateral..?

I have a construction company but currently have no actual proof of income yet I make plenty to cover the payments. I even have cash in the bank as collateral- I just want to get partially financed to build my credit. Thanks!


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


My credit file indicates I may have a mortgage loan?

I was checking my credit score through equifax today and this message popped up Your credit file indicates you may have a mortgage loan”. Im pretty sure i do not have any house mortgage under my name and im 18 years old and just got my first credit card recently. could it be someone used my information without my permission?”




















































Can I sell my car if the loan has been charged off as a bad debt?

Can I sell my car if the loan has been charged off as a bad debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can I refinance my auto loan in one year?

My credit score is 675 but i have a bankruptcy so i’ve been approve for a car loan but the apr is going to be around 15% 🙁 I really want to build my credit. It’s been four years since my bankruptcy and i have been on top of my credit since then but i’ve never had a big amount like an auto loan. Just a few thousand on credit cards. If i accept this loan to help my credit do you think i’d be able to refinance in a year? maybe sooner?


SUUUUUUUUUUUUUUPER HOT anime/manga with GANG related subjects?

im looking for something like YAKUZA, OR TRIADE. kinda manga/anime if possible PLEASE TELL ME IF THERE IS YAOI TYPE’S. i know there are a lot and i read ALOOOOOOT. of gang related manga/anime but im out there looking FOR MOOOORE. i would be very thankful if anyone could help me. but PLEASE if you do not have a answer DO NOT comment RUDELY about my questions. I WOULD BE THANKFUL =D


My debt is outrageous..I am homeless and carless, how can I get help?

people, I have a job, the county won’t help because of the fact that I work!!!!!!


What do I have to do to become bankruptcy attorney?

I have bachelor of science in mathematics and I could not get any job since graduation. Due to my inability to get job, I had to file chapter 7 bankruptcy protection. I noticed the bankruptcy lawyer’s office was flooded with clients. There were like 37 to 40 people sitting in the lawyer office lobby to wait for their consultation. The bankruptcy lawyer told me its been very stressful with so many clients. I am sorry for making you wait this much”. He charges 1800 dollars per clients. And since there were about 40 in lobby

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who filed Ch 7 bankruptcy this year that was recently discharged?

I have never filed before, I am in FL and I would like to know what to expect, I am a little scared, but I have been told once done, it will be a relief…..Any advice? Oh BTW my reason for bankruptcy is due to medical bills and being left and when he left, he took his income with him but everything is in my name…..No I am not a spend thrift and don’t need to be judged by anyone on here, I just want to know what to expect and how long it will take and if it was the big sigh of relief that you thought it would be? I own a 10 year old car that is paid for and have 27 years left on a 30 year mortgage and have a dependent minor child…I have no savings or things”….I’m just barely average. I was told I can keep my home & car in my particular scenario…..I have about $400 left to go on paying off my retainer fee to the attorney. Thanks for any and all good advice you can give me.”


When taking out a loan is there any other requirements other than a good credit score?

Hey guys, I’m just wondering if you need anything else other than a good credit score to take out a personal loan? like are you required to place a down payment for the loan? question may seem stupid but I’ve never taken out a loan before and Im just curious. Thanks!


What is the best credit card to apply for,for a 59 year old?

i dont have any credit cards, and probably not very good credit. just divorced after 33 years. i need to see if i can get one just for emergencies.. any help/? thanks, jim


Can I sell my car if the loan has been charged off as a bad debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I be served for not paying a payday loan company?

A collection company called nationwide called my moms house and was looking for me she gave me the number But before I could call them a processor called my number blocking his number and told me to call the company and try to work out a payment plan. My question is do process servers call you and tell you to call the company? Or is this a scam? Nationwide called me earlier and I hung up on them the guy left a voice message stating that since I hung up on him he was sending it out for processing.


Buying from Carmax + APR?

I’m interested in buying my first car. I live on my own and haven’t needed my own car until now. A few people have suggested Carmax, but I just want some more opinions. What are pros/cons of Carmax? Also, what should I expect as my APR? I’m looking to by a car around $10,000-$13,000. My credit score is 680 and I don’t really have any other debts except for a student loan.


CONSUMER MATH. HELP PLEASE?

I never do this…ever. But I am horrid at math. And practically gave up in this class. Yes, I know it’s not cool and not right but at the moment I have all A’s and a D in this math class. Please do this for me. <3 1. The earlier you begin saving, the ____ you will have. (1 point) * more difficult a savings plan * less options for saving * more money * better savings plan 2. It is better to ____ than to ____. (1 point) * pay with a credit card; use cash * pay down a credit card; save the money * save the money; pay off a credit card * use cash; save the money Please be aware that your answer must include any commas or decimals in their proper places in order to be correct. The dollar signs have been provided. For example, if the answer is $1,860.78, then you will enter into the blank 1,860.78. Do not place any extra spaces between numbers, commas, or decimal places. Round any decimals to the nearest penny when the answer involves money, so that $986.526 would be typed into the blank as 986.53 and $5,698.903 would be typed into the blank as 5,698.90. 3. You owe $2,154.35 on your PBnJ credit card that has an interest rate of 9.85% APR. Rather than placing $435.00 into a savings account earning a 2.5% APR, you pay down the principal at the beginning of the month on the credit card. How much interest did you save? (1 point) 4. You owe $1,534.09 on a credit card that has an interest rate of 15.7% APR. You decide to put $250.00 into a savings account earning a 3.5% APR and another $500.00 toward the credit card at the beginning of the month. What is the difference in interest saved at the end of a full month between this decision and if you had paid the entire $750.00 toward the credit card? (1 point)


Can a person who is disabled, on Social Security, and does not drive sign for an auto loan?


How can i get a free cree credit report witout using a credit crad?


Should I cash out my 457b to pay off debt?

If I did try to file for bankruptcy, please tell me how I could reasonably transfer the loans into something that can be discharged via bankruptcy. Thanks.


I need to apply for a non credit based personal loan that is NOT a payday loan? Any ideas?

I have started a business with my fiance and it has actually hurt us more than helped us right now. I just need something to help us get up on our bills.


I loaned someone money and have a promissory note. Person filed for bankruptcy. Is my loss tax deductable?


Can I sell my car if the loan has been charged off as a bad debt?

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Will I qualify for a loan?

Hey, I need a quick $1,000 from somewhere. I have bad credit first of all, like below 620. I am a full time student, have a part time job, am in the military, and cannot pay the $1000+interest back for 30-45 days. Can someone PLEASE give me a website to go to that will grant me such a wish? I need this genie in a bottle quickly!!! I hope I will qualify somewhere. How quickly does a first payday loan need to be payed back to someone of my position?


About my pag ibig loan balance?


What do I do if my parents are bankrupt and I need a cosigner for a private student loan?

Ok, so here’s the situation. I need a private student loan to cover the cost of college tuition, but in order to get it I need a cosigner. My parents say that they can’t because of their Chapter 13 bankruptcy (which we’re still going through). Is this true?? and if it is what should I do?? Please, please I need some help


I have a really bad crdit rating.But I need a loan with no fuss?

I need a wesite that will give me a loan in the uk real quick.


How do home equity loans work?


How hard is to get a thousand dollar car loan?

Which credit cards would you recommend? And it would be hard to get a loan even from my own bank? I bank with Chase if that makes a difference.


Auto Loan Refinance Santander Consumer?

I currently have 15% for my 2013 Acura TSX… I was lucky to buy a new car for the family but for 72 month term… I started with 19% then negotiated down to 15% and at the time of the deal, i thought I could lower that later on… I am almost 10month into payment and I want to lower the rate to at least 9% somehow… I am stable now and my credit score was affected when my business had hits… Lots of people are saying go to a credit union and etc but is there way to actually go to my loaner and ask them to lower the percentage rate? Not sure what my contracts says but I am sure I can lower them. Help please~


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?

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How can I check my credit score if I still live with my parents?

I have a few credit cards and would like to check my credit score to see if I can get an apartment. However, I am living at home with my parents still and all the online applications ask me to choose whether I’m RENTING or OWN a home and I do neither so the rest of the questions don’t apply to me. Is there a way for me to check?


Any place that will give an auto loan to anyone with credit score of 465?

You name it, it is on my sisters credit. Repo, past due credit card bills, hospital bills, etc… She really needs an auto loan for at least $5000.00.


What Caused General Motors Bankruptcy?


Can I get a business loan with no assets & bad credit?

My credit score is pretty low due due to settling with credit cards, and student loans. I have no assets either, but I’d like to get a loan to start up my business. I do have a business plan . I am an african american woman. What options are available to me? I’d like to get this loan asap.



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What is chapter 7 and chapter 13 bankruptcy?

what is chapter 7 bankruptcy and how does it affect you.


Can I sell my car if the loan has been charged off as a bad debt?


My fam need something free, fast and easy What is the best site for free credit report?

My family looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports.


Which is the best credit card company is for first timers?

I just applied for a visa check yesterday and the banker told me that since I am twenty four years old that I should started building up my credit. She also told me that a secured credit is the best way. Which credit card company should I go with: American Express Visa Mastercard Discover Chase Citi or Capitol One anything is good and is the best way to keep credit score good? any tips thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the fastest way to get out of an auto loan?

i just brought a new 35k car and I’m in school full time, struggling to make the payments. the payments is nearly $700.00 bucks monthly. how can I afford that payment and i’m in school 10-12 hours daily? i want to get out of this contract, without getting a reposession or claiming bankruptcy. i thought about Insurance fraud, having my car stolen, having my insurance company payoff the car, once it’s not recieved. but that’s Illegal. can some one give me some advice, because i don’t want to quit school over a car payment.


Increasing Credit Scores?

As for why did I just pay off, this related to saying I should dispute. I disputed many many many times. Even after hearing nothing for 30 days I told them that they past the 30 day they had according to the fair credit reporting act and nothing. No poof they’re gone. I figured rather them keep fighting incompetent credit agencies it was eaiser and cheaper to pay my time is worth to much to waste on them.


Can I get a Free Credit Report from my bank? For example, Chase.?


I need to borrow $20,000 to purchase home. How can I do this with bad credit? ?

I need to be able to borrow $20,000 to buy a home. The price is only $20,000 for a 2br, 2ba stick built home on 2 acres. It has a 2 car garage. It needs allot of work. I am self employed so getting a regular home loan is hard. Any ideas?


What are the best kind of .177 pellets to kill a groundhog?

where is that sweet spot?


If I am 18 will I be able to get an auto loan for $6,000?

I don’t pay insurance – my mom does. I can have people in my family co sign with me it’s just three people in my family just recently switched to self employed ( the three with the best credit). This is like my fourth job only after this summer I will be quitting and moving two hours north for school where I will not keep a job. And the payment will not be made by me they will be made by my mom, she just can’t get the loan. Thats why we bought her car two weeks before she went self employed. She makes 105,000 a year… paying for the car isn’t the problem. We just don’t have it upfront it will take about month to save for it with bills and all, especially since my mom doesn’t want to soak up all our spending cash for a car..considering how important spending is to her. I’ve been driving for 2 and half years and this is my first accident and ticket… I think my driving record is fine considering everyone has accident and most in their first year of driving.


What happens is you are being taken to court for a payday loan?

I am being taken to court for a payday loan in 2004 but I am in the process of paying of my bankruptcy. What do I tell the judge at court. And can they charge me over $4000.00 interest. are they are laws again them doing do.


If I want to file Chapter 7 bankruptcy myself….?

I’ve decieded to file Chapter 7 bankruptcy without a lawyer. I’ve heard that hiring a parallegal to help fill out the paperwork would be cheaper and a good idea. Does anyone know how to access the paperwork needed to file?


Can I Use My Debit Card in Dominican?

I am going to the dominicna in 2 weeks and wonder if I can use my visa debit card there and how much would the charge be. Post helpful links please. Thanks

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Can a cosigner not have a valid drivers license for a car loan?

I am trying to get a car but my cosigner currently does not have a drivers license or a id, just an expired license. will this work for a cosigner. i would be primary and i have a valid license.


Can I sell my car if the loan has been charged off as a bad debt?


Auto Loan for my car?

currently I need an extra $5,000 to buy a car from a private seller. How would I go to doing this? I’ve never took out a loan before so I’m not sure of the procedure. I just need the money temporaily and hopefully when I get my taxes back I’ll be able to pay a decent amount of it back. I can’t seem to find a site that would give me $5,000 for a 12 month payment period. I don’t like to have a long payment period. Any help is appreciated


I have a very bad credit score abou 565?

it’s probably 550 now. i’m wondering if i can make a loan for 5000? from any lenders?


Can i get a small car loan.?

im 18 (almost 19) and i need 2000 or 3000 for a car loan but i don’t have a co-signer. i have 5000 saved but i need a couple of thousand more. i have had the same job for 4 years. i would like to know what are my chances of my bank or any other bank loaning me the money with out a cosigner. i also know that i can buy a car for 5000 i would just like to know if i can get a small car loan with out a co-signer.


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


If i have bad credit, how much will a down payment be on a car?

I am trying to get my own used car from a dealership. But i have no credit, so i was going to maybe do it under my moms name. BUT she has BAD credit so i was wondering if i could still get a used car? Am i limited to what kind of car i can get? and will i need to pay anything other than the down payment that day? i’m new to this, its my first time actually going to look for a car for myself, i;m not sure how this works, do i drive away with it that day or how long does it take?! Someone help!




















































How do i add something that was left off of my bankruptcy?

How do i add something that was left off of my bankruptcy?

I filed bankruptcy and it was discharged in October of 2009. I have about 3 things that came after I had already been discharged but should have been included. Since we moved a couple times due to my husband being laid-off two times in 2008 and 2009 I guess the mail forward did not forward everything and when they found us we received the bills. I am wondering if I am still able to add these items (we filed in California but now live in Texas) after it has been discharged?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I need to rent an apartment ASAP but have bad credit score and low income?

My living situation has drastically changed recently, and I need to find an apartment as soon as possible. I have been living with roommates and then my boyfriend for the past 4 years, but the only solid” rental history I have is from over a year and a half ago. My credit score is pretty low


What to do when my clients files for bankruptcy?

Hi I work at a food vendor as sales rep & making deliveries to restaurants and lately we have witness many restaurants shuttering. Due to this we weren’t able to collect any remaining left balances from them. It seems I am about to get laid off because my boss can’t afford to keep me anymore. My problem is I have a client who had closed and filed for bankruptcy while running a very successful restaurant which was abruptly closed for one week then reopened with all the same employees working under a new management with a new name established. However I noticed the owner son was still running the restaurant, I know he is the son of the previous owner and he tells me he was hired by the new owner but for some reason the son won’t introduce me to this new owner. So I started my own investigation asking the employees if the new owner was in fact the son of previous owner, most said ‘No’ but a few just smiled without saying ‘Yes or No’ and gave me a dirty look. Nonetheless it’s very suspicious to me and I want to know if there’s anything my current employer can do legally and sue this restaurant and get his remaining balance back while hopefully I get to keep my job. Thank you


Calculus 1 related rates plane / radar problem?

Ok. I am not just looking for the answer, I am trying to actually figure out how to do this. There is a similar problem posted on here, but there isnt any kind of discussion so idk what they did. Any help would be seriously appreciated. The problem is: A plane flying horizontally at an altitude of 1 mi and a speed of 540 mi/h passes directly over a radar station. Find the rate at which the distance from the plane to the station is increasing when it is 5 mi away from the station.


Am i better off refinancing my auto loan or taking a lower interest rate loan and paying the car off with that

we got a used auto and financed through the dealership and the interest rate is extremely high. Should i refinance this loan or take a loan from my bank with a lower interest rate and pay off my vehicle and just pay the bank back.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to find a loan shark uk?

Hello guys, hope someone can help me. My name is luke and I am from london, uk. I need to try and get hold of a loan shark as I need money to move into a flat and to basically sort myself out. I’m 21 and normally can cope with the money that I get but I’ve hit a bit of a bad patch at the moment. This is urgent and I really need the loan. I’ve tried all these companys on the web but my credit isn’t the best and now because I’ve applied for so many my credit score is even worse, so now they 100% won’t give me a loan. The people who I have spoke to are from a different country and want a up front fee (which I can’t afford at the moment) I will need about a month to pay the loan back. I ideally want to deal with someone in this country. Please guys don’t say don’t use loan sharks and stuff cause without sounding rude I don’t really want to hear it. Its my only option and I need it asap. Anyone who can help me I would be so grateful and am not fussed about the intrest rate as I am that desperate. I will leave my email address and anyone who can help email me and I will give my mobile number and we can have a chat. Thanks


Question about Air Purifiers?

Hello, We just moved into a basement at my in-laws house (yes, it’s just like the freecreditreport.com commercial) but there is a very strong cat urine smell to the basement that is making my eyes water very badly. I am going to try Nature’s Miracle, as well as other products, but I am wondering advice about air purifiers. Is it better to go with multiple smaller, and cheaper air purifiers, or is it best to just drop $900 on an IQ Air system (that seems to be rated the best)? I heard one opinion that multiple, smaller purifiers might move more air overall than just one big one…..yet the big expensive models say they cover 900 sq feet. What should I do, and what should I consider when deciding on a purifier? Like I said, it’s mostly for odor control, but dust and other garbage in the air as well.


Financing for a Home…?

My boyfriend a I are wanting to purchase a house that we have found but there are some minor issues. Two years ago he filed bankruptcy and has been slowly building his credit back up. He makes more than enough money and has no debt. So of course he has no debt to income ratio. I on the other hand when I was divorced my ex-husband was suppose to according to divorce decree have the house re-financed into his name or assume the current mortgage. Needless to say he has not done this so I have a mortgage that is showing on my credit and I can do nothing about it. (my attorney is taking him to court and filing motion of contempt). I also just recently located to another state because my boyfriends job relocated us. Therefore, I do not work and will not have to either. But will get a job if it would help us with getting the house. My question is this. My boyfriend has more than enough income to support our debt to income ratio but his credit score is low. I on the other hand have an 822 credit score with this mortgage on my credit and a small credit card balance. We both have 401k and pension plans etc. Helpful and polite Advice would be appreciated. Oh and we do have the money for the down payment.


How do i add something that was left off of my bankruptcy?

I filed bankruptcy and it was discharged in October of 2009. I have about 3 things that came after I had already been discharged but should have been included. Since we moved a couple times due to my husband being laid-off two times in 2008 and 2009 I guess the mail forward did not forward everything and when they found us we received the bills. I am wondering if I am still able to add these items (we filed in California but now live in Texas) after it has been discharged?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a question about an auto loan?

I’m 18 and I don’t have my license, and I was planning on getting an auto loan and is it possible to get the car from the loan and let my dad drive it until I get my license?


Can you apply for a mortgage with 3 people on the loan?


My bankruptcy lawyer hasn’t done anything and it’s been 2 months?


I need some help looking for a loan with bad credit.?

Me and my dad were recently hurt. We were victims of a violent crime in a gang initiation. since then my dad cant work as much as he did before, and with the economy hitting hard it has completely got us hurt. i was stupid enough to start getting check cashing pay day loans and now i have 7 added up. i feel so stupid for getting into the situation but now its an impossible cycle to end. it has made it impossible for me to pay other bills. and its hurting my credit. every 2 weeks i lose about $250 having to recycle these loans. i just need a loan of about $3,000. do any of you know of any legit websites that might approve me? I really want to be able to start college. and get medical insurance. Im 19 and at this rate’ im scared im going to lose years of my life in this rut.


I just found out someone got a mortgage loan under my name, what do I do now?

I’m sorry I may have been unclear, the first questions said something like, which mortgage company do you have a loan with opened in such and such date” to which i answered none of the above. The second question was “how much do you pay for mortgage” I also answered none of the above. The other questions were basic like where was my card issued and what is my state of residence etc. So I know I didn’t get those wrong but when I clicked “apply” they said that they could not process the app. because my answers did not match my report.”


Need Debt Consolidation advice, refi? heloc? loans?

We have only had our mortgage since April 2007 (238k @ 6.75) . We have 11k in credit cards mostly around 22% interest, plus an old loan for 12k (26% interest), we have no equity in our home since the market sux for us right now. Should we just do the rob Peter to pay Paul game til we get the cards paid off with balance transfers & what not to 0% cards? Should we refi & get cash out but pay 5k in closing costs & have 6.25% on first & 13.3% on second? Help..we’ve falling & we can’t get up!


How do I find my credit score on my credit report?

I recieved my report & can’t seem to find it. Is it only available on a separate request?


Does anyone have any websites to go to for free credit reports that don’t need your credit card number?

i want to get my free report but don’t have a credit card, is there websites out there that give free reports?


How do i add something that was left off of my bankruptcy?

I filed bankruptcy and it was discharged in October of 2009. I have about 3 things that came after I had already been discharged but should have been included. Since we moved a couple times due to my husband being laid-off two times in 2008 and 2009 I guess the mail forward did not forward everything and when they found us we received the bills. I am wondering if I am still able to add these items (we filed in California but now live in Texas) after it has been discharged?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do trust funds gain interest?

I just discovered my grammy’s will and it notates that she set aside money for my cousin and I in seperate trusts. My question is this – do trust funds earn interest? I don’t know what type of account it is in exactly, and I dont get it until I’m 25 (another 5 years). It was created in 1990 so if it did gain interest, I would have quite a few years worth, that is — if there is interest. It’d be nice to know! 🙂


Thinking about buying a new car from a dealership?

New 2008 VW Beetle? I have decent credit. I how much do you think I would have to put down? I’m 100% I’ll be approved. About $1000.00 – $2000.00? Also whats the cheapest payment plan per month do they have? $250.00? I’m new at buying a car out the dealer. Any advice? I’m going to set up an appoinment with a administrater from the dealer but I’m too excited to wait for that day, so I want a quick run down on everything I should know. Thx!


Why is AMEX soft pulling my credit so many times?

So I was going online to dispute a few incorrect items on my credit report and I casually decided to look at the inquires and AMEX is pulling my report (soft-pull only) tons of times every month. I closed my regular credit card with them as I was a student at the time and didn’t really use it that much and didn’t want to have the available credit just sitting there for me and Have a corporate green card with them. Here’s the record of their soft-pulls: AMEX ACCOUNT REVIEW Date: February 14, 2013 , February 13, 2013 , February 12, 2013 , February 6, 2013 , February 5, 2013 , January 31, 2013 , January 30, 2013 , January 26, 2013 , January 24, 2013 , January 20, 2013 , December 28, 2012 , December 21, 2012 , October 15, 2012 , September 17, 2012 , August 14, 2012 , June 29, 2012 , June 23, 2012 , June 17, 2012 , June 14, 2012 , May 27, 2012 , May 26, 2012 , May 22, 2012 , May 12, 2012 , April 20, 2012 , April 14, 2012 , March 15, 2012 , March 14, 2012 , March 13, 2012 , February 17, 2012 , February 13, 2012 , February 11, 2012 , February 1, 2012 , January 31, 2012 , January 28, 2012 , January 14, 2012 , January 11, 2012 , December 18, 2011 , December 14, 2011 , December 13, 2011 , December 12, 2011 , December 2, 2011 , December 1, 2011 , November 27, 2011 , November 24, 2011 , November 16, 2011 , November 15, 2011 , November 14, 2011 , November 12, 2011 , November 2, 2011 , November 1, 2011 , October 28, 2011 , October 27, 2011 , October 15, 2011 , October 14, 2011 , October 13, 2011 , October 1, 2011 , September 28, 2011 , September 14, 2011 , September 12, 2011 , September 2, 2011 , August 30, 2011 , August 16, 2011 , August 13, 2011 , July 28, 2011 , July 27, 2011 , July 13, 2011 , June 25, 2011 , May 17, 2011 , April 25, 2011 , April 8, 2011. • AMERICAN EXPRESS Date: January 30, 2013 , January 26, 2013 , January 20, 2013 , December 15, 2012 , November 15, 2012 , August 15, 2012 , July 25, 2012 , July 15, 2012 , June 30, 2012 , April 28, 2012 , December 28, 2011 , December 16, 2011 , September 14, 2011 , April 26, 2011 , March 29, 2011 , March 14, 2011 , February 2, 2011 • AMERICAN EXPRESS Date: January 2, 2013 , November 1, 2012 , October 1, 2012 , September 4, 2012 , August 1, 2012 , July 2, 2012 , June 1, 2012 , April 30, 2012 , March 29, 2012 , February 29, 2012 , January 27, 2012 , December 29, 2011 , November 29, 2011 , October 28, 2011 , September 29, 2011 , August 29, 2011 , July 29, 2011 , June 30, 2011 , May 27, 2011 , April 29, 2011 , March 31, 2011 , February 28, 2011 • AMERICAN EXPRESS 2 Date: January 2, 2013 , December 5, 2012 , November 8, 2012 , October 11, 2012 , September 5, 2012 , August 2, 2012 , July 3, 2012 , June 4, 2012 , May 3, 2012 , March 30, 2012 , March 6, 2012 , February 2, 2012 , January 2, 2012 , December 5, 2011 , November 4, 2011 , October 4, 2011 , August 2, 2011 , July 1, 2011 , June 6, 2011 , May 3, 2011 , April 29, 2011 , March 30, 2011 , March 7, 2011 , February 28, 2011 , February 2, 2011


Why do we have to pay to see our credit reports?

how can i see my credit report without paying a monthly fee? i already did my annual credit report for free and can’t look at it again. we shouldn’t have to pay to see something that has our personal information on it. anyone agree? i don’t wanna pay for my report. i just want to see my score. HELP!!!!


How do i get a $200,000. loan with good credit ?!?

i have 2 jobs i will make about $40,000. a year at one. and about another $40,000. at the other that i started 6 month ago.


How does the debt collection process work on an unsecured loan?

BBOYBALL: My mortgage is in perfectly good standing since I pay that before I even buy food. It is the only assett I have and I want to move to an area where I can work without having to commute an hour to do so. That is why I am selling the house: to move and to pay off the mortgage and the personal loan I took out to buy a new furnace and remove asbestos. I am willing to sell for 76K.


Do I still own the house after filing for bankruptcy?

I filed for bankruptcy last May and already received a discharge last September. The only house that we had was included in that bankruptcy. I called the bank last July telling them that we’re leaving the house, meaning I’m surrendering the property to them. Last week I received a letter from the home owners association telling me that they are sending some people to mow the lawn etc. and that they are sending me the bill. Do I still own the property?


Am I too old to qualify for a first-time buyer’s home mortgage?

I’m almost 47 years old, a single mom, and looking to purchase my first house. I’m wondering whether I’ll be able to get a twenty-year mortgage because of my age, or should I try to find a 15-year mortgage? I’ll be a first-time buyer, does this make a difference? Thanks for any help or advice — I’m really in the dark here!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How Do Personal Loans Work?

I Have 2 credit cards and a couple other things to pay off i dont have bad credit i’ve been paying them but i think it would just be easier if i took out a loan to pay everything off and pay one bill do i ask for an amount or do they give me a certain amount how does it work?


If I file bankruptcy, and my house forcloses, if the house sells for less than what I owe, do I owe that $?


If you work at Progressive Insurance do you get a discount on insurance?


Just got a credit card from capitalone to get my credit started.?

I just want to know where i can use my card at b/c i need to buy somethings and was thinkin of using my card but dont know what stores accept it. Does Wal-Mart accept this credit card?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I get a free credit report without being enrolled in monthly program?

I went to freecreditreport.com but that enrolls you in this program after 30 days which costs money. How do I get a report without enrolling in that?


How do i add something that was left off of my bankruptcy?

I filed bankruptcy and it was discharged in October of 2009. I have about 3 things that came after I had already been discharged but should have been included. Since we moved a couple times due to my husband being laid-off two times in 2008 and 2009 I guess the mail forward did not forward everything and when they found us we received the bills. I am wondering if I am still able to add these items (we filed in California but now live in Texas) after it has been discharged?


How much income do I need to qualify for an auto loan?

I am a college student looking to buy an affordable yet reliable car. I have found okay cars in the 6000 to 9000 range. My credit score is pretty fair (almost 700). I have no expenses because I live at home with my parents. My problem is that Im currently working part time making only about 900 a month. Payments of 200-250 would be affordable. I really need a car for my internship so does anyone think I will be able to get an auto loan???


What does a credit score of 548 mean?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


The best flight attendant schools?

I want to go to a flight attendant training school, but which one is the best? Which one will guarantee me a job? and if not guarantee, then which one has the best results with getting people jobs. I heard of one in florida, but i live in california.


Student Loan Interests Charged in advance?

Okay so i differed my student loan to make payments after i graduated so the interest earned was added to the principal once i took the loan out of deferment which means i have no interest at this point since all was added to my principal. So my payment was less than a $100 to pay off the loan within a 10 year period. So i decided to pay more to pay the loan down quicker. So say instead of paying the amount they asked, i payed double the amount, shouldn’t the extra that i pay go to my principal? Instead they take a little amount out for the principal and put most towards interests. So in 2011 i paid $500 to principal and $1500 to interests on a 16,xxx student loan. So next question i calculated the amount in which interest i could have accumulated and its no where close to $1500 so this means their charging me interest in advance, Is this legal? Now i have continued to pay more and since i am ahead of my loan they said i have no payment due for a few months but i payed anyway and now 100% of my payments are going to interests, should i keep paying or should seek legal help to figure out what is going on?


Is there a site that limitless times let you view your credit history?

and how many cards you owe and how much you owe etc… I’m delinquent payer and I want to fix my credit and I’ve lost all my bills… I don’t even know how many cards or how much I owe to companies. Is there a such site? I don’t care if its a paid site. Thanks 10pts the best answer.


Would I qualify for an auto loan?

I have a 655, 654, 658 credit score. $65K a year income, and a $150 a month rent payment. Just worried about my fico.


Filing for bankruptcy in nj and employee gives no paystubs?

we want to file for bankruptsy in nj but employer gives personal checks with no paystubs, however he does file taxes and takes out all the right deductions, is their anyway i can make payroll stubs online or an other way?


Is it practical to mortgage a mansion?

I’m planning okay. I have many years to think about this. Positive thinking and positive feedback please


If someone filed for bankruptcy, would they blacklist the debtors current residence…?

… or would they blacklist the residence where the debtor was living when they signed up for their loans? (under UK law)


How to check a credit report easily and free?


I have a 547 credit score, and few collections, can i get a loan to buy a home.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I bank with Wells Fargo, Finance charges?!?

So I have a college credit card from WF and I do have a balance on the card each month. However, I still pay the minimum or even more when I have the money. I understand that a finance charge is due to having a balance on the card. However, should there only be one? For some reason I have two finance charges on my account along with the credit defense. I’m not sure why I have two or what the ultimate purpose of the credit defense is. At the rate of being charged two finance charges & credit defense, the charges are exceeding my minimum. Anyone have some helpful advice? I’m working on paying off the balance right now and have been saving up the money. Thank you.


How do i add something that was left off of my bankruptcy?

I filed bankruptcy and it was discharged in October of 2009. I have about 3 things that came after I had already been discharged but should have been included. Since we moved a couple times due to my husband being laid-off two times in 2008 and 2009 I guess the mail forward did not forward everything and when they found us we received the bills. I am wondering if I am still able to add these items (we filed in California but now live in Texas) after it has been discharged?


Questions about filing for bankruptcy?

Hi, I am looking into filing for bankruptcy. I am married, but it would only be me filing Not my husband. When filing would my husband’s income have to be included or just mine What is the maximum u can make, if working to be eligible for bankruptcy


Personal loans for the unemployed?

So some unexpected medical cost came up and I need $3000 by late April. I’m unemployed and I have no one I can borrow money from or anything to sell. I need some advice on loans or credit cards for unemployed people. anything will be appreciated.


What is the interest rate for private student loan consolidation at SallieMae?

Private student loans, not federal loans. I found the answer on their site. It’s Prime (8.26% today) plus 0-6% depending on credit worthiness, changing monthly.


Cho mình biết các skill của zero trong megaman x5 nhé?


Looking for personal loans(worldwide). No scammers pls and no upfront fee. No bullshitting- genuine seeker.?

Looking for personal loan(worldwide). Genuine seeker here..so pls no scammers..i am sick..cause there are lots and lots of scammers…will not pass any upfront ..and stop giving excuses like your bank account has not been activated




















































Can I build credit if I’m paying off my balance before the end of the month?

Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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I need Pro Bono Help For A Chapter 13 Bankruptcy?

I may need to fill chapter 13 bankrupt. Someone told me that I can get maybe help from a seniour law student at Columbia or NYU (at least for consultation). Do anyone know where should I call? How possible this is? I am kind of desperate? Thank you


Help With Auto Loan Debt?

just received a letter from BOA to collect an auto loan debt. Back in 06 the car I was driving was totaled and the insurance company only paid some of it. I tried to talk to BOA about lowering my monthly payments to something I could afford, because I needed to buy another car to get back and forth to work. Could they have gave me the option to refinance the loan so I could afford two car payments? After all the insurance company paid most of it when the car was totaled. Also do I have a legitimate reason to fight this debt?


How much should a white gold chain pawn for?

My ex bought another one exactly like it for $500


No income auto loan how to do it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I have a 660 credit score. Can I get a personal loan for $8000?

I have some huge medical bills and I can not work. My mortgage and other bills are also due and I need an $8000 loan to hold me over for a couple of months. Can I get a personal unsecured loan for this amount with a 660 credit score?


I own my car, should I get a car loan? To raise my FICO 08?

The new FICO 08 will grade on credit DIVERSITY. I purchased my 2005 KIA SUV with cash, I have a few credit cards with low revolving balances and a mortgage. A bankruptcy in 2004 (due to divorce) is still dragging my FICO down even though from that date I have been stellar with my credit. Seems silly to ask- but the article looks like you could drop 50 points for not having diverse loans!!


How can a find a loan, not payday loans with umm fair credit with a co-signer?

I have been searching for a loan. Either they want you to pay a fee to find a loan which I think is a scam. Then there are payday loans which I an up to my chitty chin chin in. I just want a smal loan to consolidate my bills right now. I have a co-signer. my credit is ok, not great but ok


Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am trying to clean up my credit. I just bought my first home and I had to pay off $30,000 in debt to buy it.?

I came into some money so I paid off my debt and used the rest to buy the house. It turns out that I still have some things on my credit report that I need to take care of and I have no money left. My credit score is still low. I am wandering if anyone would give me a loan to pay off my debt. I put $35,000 down on my home. The only loan I have right now to pay off is my mortgage.No car loan or anything else. Do you think I could get a small loan? ($5,000) My credit score is rated fair.


What does one have to do to be approved for a loan for a house?

In a year or so, I will try to get approved for a loan concerning a house. I have never done this. How do you go about doing this?


What’s with people hating cash bars at weddings?

My experience with this site has told me that one of the most hated things when it comes to weddings is when a couple has a cash bar. Now I am asking this purely hypothetically (my wedding will have drinks included with package), but why do most people hate having to pay for drinks at a wedding? I do think it is polite not to have to pay for drinks, but then again, what if the couple were on a tight budget and the food cost enough and they couldn’t stretch it for drinks? I was just wondering everyone’s views on this so please share your opnions.


What can online payday companies legally do?

I have two online payday loans and every week they expected me to pay $400. I was recently out of work due to employee cutbacks. I have a new job now and I am scared they will try to garnish my wages. I went online and found a company that will help me consolidate these loans into one monthly payment but the payment is high. With rising cost of everthing it is difficult to just maintain the necessities. I know I owe the money and I am willing to pay them but I find it difficult to budget what they want for payment. Is there anything that I can do differently? Is there anything that these online payday companies can do other than garnishment? Do you think they will even go that far? It is MyCashNow and CashNetUsa. Does anyone know anything about these companies?


A good place to watch sunset or sunrise in Las Vegas?

a good place to watch sunset or sunrise in Las Vegas?


Picking up the pieces after bankruptcy?

After 2 years Whats the BEST” way to start picking up the pieces after bankruptcy in relation to starting a “New/Good” line of credit? Where to begin? Everyone wants to sell me a new car – I don’t need one! Refinance my house/2nd morgage – I don’t need this either! Tried a furniture loan – was denied (maybe 2


What is a mortgage (full detail definition, please)?

My parents are always mentioning the word and I don’t understand what it means. I know it has something to do with paying for your house, I think. I looked it up and all I got were confusing definitions. Please explain it in detail as if you are talking to a 10 year old lol. Thank you so much!


Bank Loan for purchasing a plot – doubts?

Hi, I wanted to buy a plot worth around 8 lakhs and want to take a loan for 5 to 6 lakhs. When i approached banks, they say that you can take a home loan and construct a house within two years. The interest rate for that is around 8 to 10 %. But most probably i won’t be able to construct a house within 5 years or so. — Do banks do stringent checking and follow up for these kind of loans even if i pay the loan without defaulting? — What could be the issues i face if bank checks and finds out that i haven’t constructed the house yet? Will they charge the interest of mortgage loans (15% or so) from the date i have taken the loan? Will there be any other fines? — What if i can finish the loan within 2 years? — What are the other options available for me? Kindly advice


Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after bankruptcy?

I am facing bankruptcy. Can someone share their experience with me privately? djspocket@yahoo.com I am scared to death. We are seriously considering filing Chapter 13. Will our credit card company just cut off our cards? They have already lowered our credit limit from $30,000 to $600 a month due to a foreclosure. I have not been able to find a job in the real estate industry which I believe is due to this foreclosure.


Can you file chapter 7 bankruptcy if you own a house?

after i clean up my credit to buy my house i got in trouble with the check cashing people


First time home buyer using a VA Loan…?

My Husband comes home from Iraq in a month, and we are going to buy a house as soon as he gets home. I’ve heard that a VA loan takes a while to process and what not. So my question is, how long does it take from when he gets home, until he gets his VA papers, and then after we find a home, how long does it take to complete the whole process with a VA loan? Also, we have about 10K saved, and had planned on using it for a down payment. Should we use it all for a down payment? or use just some and save the rest? Or save all of it and not put any down?


Can you file chapter 7 bankruptcy twice?

I have read over and over that you can only file chapter 7 every 8 years, but I would like to know are there any exceptions to that rule. My family and I have tried hard to remain stable after being apart of Hurricane Katrina 2 years ago, but the cost of living in an expensive city and not receiving rental assistance like other evacuees has taken a toll on our income. We had to file bankruptcy, but the thing was I filed and was discharged from chapter 7 four years ago, in 2003. Is there a chance that I could file twice in less than 8 years given our circumstances?


Please help me pay my debt and fix my credit score!!?

OK, I kind of destroyed my credit when I was younger. I lived off credit cards and didn’t pay things on time. I moved around allot too and honestly, I don’t know how much I owe and to who, what’s in collections, and how bad my credit is. Now that im older and more responsible I really want to fix it. Are there any reputable places that do debt consolidation? I’m looking for a company that will find out what I owe, negotiate w/ them, and give me a monthly payment. I appreciate any help I can get. Thanks!


What interest rate on a car loan can I expect?

My credit score fluctuates between 700-735 depending on how much I owe on my credit card. I’ve had credit for about 7 years, I’m 26 years old, and looking to get pre-approved for a car that is about 23K. My Debt to income ratio is pretty much near zero and I make about 2K a month. I’m a first time car buyer with 3K ready to put down. My question is, from your experiences, what kind of interest rate can i expect? Also, can I even get approved for this much? Thanks ya’ll.


How do you save up for a car when your income is low? And how much does a car cost?

I work at a job were I get paid weekly, and its about 100 something dollars a week. I really need a car and I just need to learn how to save and were to get one. Please help!


Depressed, living with in-laws ruining my marriage?

This is long but please be patient. I have been so depressed I feel like I’m losing my mind. I’ve been married for 5 months. I left my parents, sibling, friends, job, city, etc. to move in with husband’s family in a different city. I knew it would be hard but I thought it’s normal in my culture for the girl to get married and adjust to the guy’s family’s way of living. But ever since I moved in to this house, life has been hell. I never felt like this is my house and not a day passed by where I didn’t cry. At first I was missing my family and city like crazy. Then came the evil mother-in-law. This is the worst person I have honestly met in my entire life. You hear about them lying, torturing, mentally abusing, acting, etc. Well she does all of these plus more. I really don’t know what to do. I was the youngest and the only girl in my family. I was the daddy’s little princess. In my family, girls have the same status as guys. But for them it is completely different. My husband is the oldest. His family expects me to be the traditional daughter-in-law from back home cooking, cleaning, serving food, taking care of everyone, etc. Even though I haven’t done much before, I’m trying my best to do everything now but no matter how much I’m doing it’s never enough. For the last 4 months, I have been trying to do everything the proper” way trying to please them but that’s never enough. I tried to listen to them and doing everything exactly how they told me to do

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i boost my credit score? I Have 0 Credit History and no card will approve?

I Am 19 And Wanted To start my credit, i cant find any card that will approve me. My Mom Approved Of Keeping The Card & Using It Once A Month Just To Keep It Active. Does Anyone Know ANY Website??


Am i entitled to crisis loan?

i made a new claim on 16th of march and got told i got to wait till the 31st of march to sign on i have got no money for living expenses which means i got to wait 3 weeks to receive some money i was thinking of applying for £175.00 loan


Where can I get a personal unsecured loan with fair credit with a low income?

I have tried prosper but I decided to pull the application. I live in PA and for some reason it won’t let me put an intrest rate higher than 5% no one will lend to me with such low rate


Any free domain registration and web hosting sites?

janet hostingcoupon site is not free,it is asking the user to pay for hosting.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do I have a credit score?

Im a college student and was wondering if I have a credit score. I dont have any credit cards and never have, I have no loans in my name, I dont have any major property in my name, but do have bank accounts in my name and have a debit cards through my bank accounts.


Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?


How can I find online retailers who offer free money with credit card application?

For example if you are approved for an overstock.com card they take $30 off your order.


How to go bankrupt?

the accounts are in his name only, he had them before we were married. and I don’t have any bills but my car and it’s only in my name..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Desperately seeking a loan?

I am desperate to get a loan for 5K; payday loans are pulling me under fast. Credit is too bad for a loan with a conventional institution, been turned down by Citi and American General. Anyone know where I can get a loan without being scammed? Need Help Fast!


Do i qualify for chapter 7 bankruptcy?

ok i dont want to keep my house will bankruptcy wipe out my mortgage?


How much does it cost total to file for bankruptcy? Is all debt erased?


Help with bankruptcy?

I need help with a bankruptcy filing I will be doing in a few months. Please only answer if you know the answer. Otherwise, please find another question to reply to. I am filing bankruptcy because I got into debt while I was sick. I can pay off one or two of my 8 credit cards over the next few months. Should I try to do this to reduce my creditors? Will it help me at all or does it matter? One is a smaller balance of $510 I can pay off in soon (if I don’t have to pay for a $665 traffic ticket). The other is a Kohl’s card I will hopefully get a corporate refund put on it + then pay off the remaining few hundred in a couple months time. The rest of the debt I cannot pay off at all ($29,000) as I am unemployed + won’t be able to find work anytime soon. Even if I could, the debt is still too much. Please reply + let me know if I should bother trying to pay off the two credit cards so I have 6 creditors after me instead of 8. Thanks!


Best way to get $4 – $5,000,000 loan to buy an existing business?


How to check my pagibig loan balance online?


WHERE CAN I GET A PERSONAL LOAN IF MY CREDIT SCORE IS 450-500?


Is filing Bankruptcy, really a fresh start?

I have over $30,000 in debt and am only 22 I know it’s a ton. I also know it could be worse. I want to file bankruptcy, on everything I have on my credit but I don’t know where to start, I was told this will give me a fresh start but no matter what I can’t file again for 10 years. I just want to know some more information on bankruptcy. I don’t need any smart ***’s to tell me stuff I already know. I just want to know what is bankruptcy, will it really benefit me and also will I be able to get a fresh start, and be able to rebuild my credit?


For those who filed chapter 13 only.?

Can a mortgage ever be restructured in a chapter 13? For example having your interest rate recalculated or lowered. chapter 13 has a provision, that if your car is over 2.5 years it can be restructured where you only pay the fair market value. If you owe $25,000 and the fair is $18,000 the you pay the 18,000. I was just wondering if there is a stipulation like that for mortgages Not with loan companies, within the chapter 13 bankruptcy. This state may be different, but If you are or were a chp 13 filer, give me examples of how it went it your state.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who offers the best private student loans?

I’m looking for a private student loan because I need more money for school in the fall and I have maxed out my federal loans. Any suggestions on some banks or credit unions that have been known to offer very good private student loans?


Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?


I included my car on the chapter 7 bankruptcy case will they come and get it back?


PayDay Loan Advances?

I need to get out of this circle. I spend half my check paying back the loans I got the week before……


I can’t afford to live in my house anymore, I don’t know what to do, any advice?.?

I am nervous to rent, A lot of people around here are doing that and the horror stories are pouring in, stolen copper pipes and ac units, one neighbor of mine had their living room blown up by a meth lab. The rental market in this area is pretty much crap and I am nervous about my skills to pick a good renter out of them all. The Idea of renting is not out if I knew there would be some kind of protection but from what folks are telling me around here there is not much you can do. Is that true? And I also have a young daughter so inviting a stranger to come live with me is definately out. Some of you are telling me seel the house and take the loss. Based on current market, that is about 25k. where am I supposed to come up with 25k when I dont even have 5 dollars until payday on thursday? If I had all kinds of investment money laying around problem would be solved. So please, answerers try to think in terms of low income family. 0$ in the bank, just trying to live. no risk!


Why do so many celebrities commit suicide?

So i have just read this morning that another celebrity has commited suicide (Mindy McCready), and i wonder why someone who has money and famous would do this isn’t that what us ”common people” want? So another question comes to my mind, how can someone really be happy in life?, because clearly money and fame isn’t it when you think about it lots of suicides, drug and substance abuse etc…


Credit card cash front end fee?

ok i have a capital one credit card.i get my statement today and im seeing a charge calledCash front end fee” what is this cash front end fee?..i got like 4 or 5 of them and im so lost as to what there for…someone who knows about this please ease my mind…ive never seen it there before




















































Does paying off my auto loan improve my credit score?

Does paying off my auto loan improve my credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What do I need to do to payoff a court ordered judgement & have it removed from my credit report?


Do I have any credit if I am 20 years old?

i was asked this for job but I don’t think i have any credit I have one credit card but dont use it Will I not get hired if I dont have credit?


Can I find my Victoria Secret Credit Card number online?

I just signed up for a VS CC and it’s coming in the mail. I want to use it now, I tried calling CS and they said they can’t provide my # over the phone (on their automated system). I can access my account online, but I can’t find the number anywhere on there. Help please.


I need a 5000 dollar auto loan. I get paid very low disability where do I go. Monthly payments would be easy.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you use car finance to purchase a private sale car?

i would like to purchase my first car using car finance and would like to know if this can be used to purchase a private sale car i.e from a friend or motor weekly etc or does the purchase have to be made from a dealer?


I’m being threatened by an unknown company for a payday loan I never received?

I got a phone call from a person saying they were from a company called Central Judicial Systems based in Spokane, Washington telling me to call a phone number along with a case number. I called that number and was told I was going to be taken to court about a payday loan (which I applied for but never received) in Oct 2010 for 1000.00. After I told the person I had no record of this deposit she told me to wait for a subpoena in the mail and then hung up. When I called the number back, I was unable to get a person on the phone as the number would hang up automatically. This is very shady to me and I want to know what’s going on and what my options are. I remember applying for the loan but I never got it and I have proof in my bank statements. Also being hung up on was suspicious as well. Are these empty threats? What do I do?


Tried everything cant find a personal loan?

Hi I have tried everywhere and i cant find a perosnal loan i know my credit is not good but i have been working on that i also have a really good job just trying to get a small perosnal loan if you have any advise please let me know thankyou so much


Does paying off my auto loan improve my credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to withdraw cash from a USAA credit card?


Cheapest insurance for teens?


Is it safe to give out a credit card number on internet?

The site was blocked. So i put the https” myself and it opened. Does that still count? (it was originally http.)”


What are some free credit report sites?


Need badcredit payday loan ASAP?

looking for payday with no credit no faxing up $600 with 24 hours? HELP PLEASE


What is the easiest way to file bankruptcy?


Can I sell my car if the loan has been charged off as a bad debt?


WHICH IS THE BEST BANK TO GET HOME LOAN?


Does paying off my auto loan improve my credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


Car insurance in Canada?

I was wondering how it works and who needs it? Is it illegal to drive without it. What if you have a g1 and are just learning to drive? Does it become illegal to drive without car insurance once you get your g2? I’m confused because I’ve never known anyone with g1 that has insurance, or even g2 sometimes. How does it work?


What are some good internet lending institutions?

I’m looking for a personal loan — not a payday loan.


Does anyone know a reputable debt management company?

had kensington finance on phone -seems ok but will be paying nearly 5,000 back to them for 20000 credit clearance.


Can you pay your bill on the exact day as the due date? or does it have to be paid before?

thanks!


My mother stole my identity.Credit cards and bills in my name since 2006?

My mother took out bills in my name and I think a credit card too. She knows she did and that the accounts have been delinqent since 2006 but we never really talk about it. I think it’s putting a strain on our relationship and I don’t know what to do. She already went to prison for identity theft and I don’t want to see her go back but I’m only 23 and I don’t want to pay for this debt that isn’t mine. I feel as my mother she should not have put me in this position and that it’s also a powerplay on her part. I feel that she doesn’t understand/care about the magnitude of this situation. Am I overreacting? Should I just take the debt since she is my mother? ANy help would be appreciated.


What is the best way to build up my new credit?

I’m turning 18 soon and i would like to buy a new car since i feel the one i bought when i was 16 is going to die soon. What is the best way to build up my credit so i can get an auto loan? I already have saved around $5000 from a job i have been working at for 16 months but am looking at a car that is around $15000.


Can anyone help with my chemistry?

imma having trouble could n e 1 help please? 1. Write the balanced equation for the reaction of acetic acid ( ) and sodium bicarbonate ( ). What type of reaction(s) took place? 2. Calculate the number of moles of that were required to neutralize the in the vinegar. 3. Calculate the molarity of the vinegar sample. (Don’t forget to convert mL to L.) 4. Calculate the number of grams of in the vinegar. 5. Calculate the percent of acetic acid in the vinegar. (The density of vinegar is 1.002 g/ml.) 6. Is it possible for the equivalence point of a titration to not be at pH 7? Explain your answer. 7. What is the molarity of a CsOH solution if 30.0 mL of the solution is neutralized by 26.4 mL 0.25 M HBr solution?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! Got pre approved for an auto loan for 15,000 but they want my pay stubs?

I just got pre approved for a car loan. Only problem is, they said they want my last two pay stubs. I put on the app that I make about 2400 a month. Thing is I do but on SOME months. You see, I am self employed, and my paychecks are ALWAYS different and my last paycheck was smaller because i was ill and wasn’t working much. Is this going to affect me? Do they just want them as proof that I am employed? Please help!


Does anybody know where to find a TOTALLY FREE CREDIT REPORT??? NOT one with credit card requests, please!?

I have received two answers to my previous question and I appreciate it… BUT, they also required credit card submissions, even though they say they will not charge. The problem with that is that if I forget to cancel, they will charge. I have a bad memory, so I do not want to do it that way. My husband did run across one that DID NOT require the credit card submission but cannot remember where or what the link was. He printed out the report, but when I go to the site that it has, it wil ALSO ask for the credit report. He said he went to ask.com” and put something to the extent of: “How do I find out how much debt I’m in” in the submission field. I tried that


I have a loan, with a cosigner, if he declares bankruptcy and declares on the loan, will my credit be effected?

the loan was in his name with me as a cosigner, if that even matter. we traded months making payments, and got behind, 2 months and they repo’ed the car that the loan was for. so now he is declaring bankruptcy, and i have no car, no job (got laid off), and a $14,000 debt. It just doesnt seem right, but life always isn’t fair, but its gonna push me over the edge into bankruptcy myself if it i held against me


Mortgage options in CA and TX?

I am debating buying in the So Cal market (where I currently rent) or move and buy in San Antonio, TX area. I want to get pre-approved for a loan so I know what my options are. Will I need different lenders for each area? Will each market have different kinds of loans available? If I do FHA first time buyer loan would it be the same in each market? We’re leaning on San Antonio, mostly because we think we can’t afford what/or where we want in CA? Opinions welcome.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any good payday loan company in the UK????


Does paying off my auto loan improve my credit score?


Is personal bankruptcy really such a bad thing?

Is taking bankruptcy as bad as it is made out to be? There’s a person in my town who declared Chapter 7 bankruptcy 2 years ago. Recently, he purchased one of the biggest homes in town–at an auction no less. He also has gotten two new cars and a boat. I was always told that bankruptcy was the scarlet letter”—something that all the experts and everything you read that you were never supposed to do unless as a last resort. All the horror stories about it being on your record for 10 years


Debt consolidation vs. debt management?

What is the difference? What should I go with to help pay off my debt quickly? Little background – Decent credit (690-710 range). Husband has several credit cards and I don’t know the total debt, I have 1 (with a $1400 balance). To combat the high CC rates, we managed to get a line of credit, with an interest rate of around 16%. We moved some off to that, but have ended up adding a little more debt to the CC (hospital bills and such). We always pay more than minimum on the cards, and the LOC has a base minimum, but we have an auto payment that pays, I think, $50 over minimum. What’s my best strategy? Trying to stick with it with the LOC, moving things over as the balance gets lower and paying above minimums on the highest interest rate cards, etc…or trying to throw this to a debt management company? I would really LOVE to find a consolidation loan on my own that’s lower than the LOC rate. I just want to pay this debt back quickly and with the lowest rate possible.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the minimum age to get a loan?

im 19 and i was wondering if i was to young to get a loan


Need £105 by tuesday?

any ideas. ive got a phone bill for £105 no money in account no job looking for job. Please help with helpful ideas or is there anybody genuine out there and kind enough to lend this genuine and honest guy the amount… someone just please help! with anything! i applied for a payday loan but someone has to come to your house to check your details and to make sure you are who you say you are but i had to cancel that because if someone comes to my house regarding this my parents would go mad and blow their top if they find out im trying to take out a loan cos ive already done shopping with financed credit like littlewoods direct and my bank accounts i have one is in minus and one only has £3 so then because of that they will say ur getting yourself into more debt. heeellpppp


If i order a credit score check from experian, will it be a one time fee?


Where do I go to get copies of my bankruptcy?


Simple Interest Question?

I know to use the formula r=I/pt but I keep coming up with answers that I am unsure of… Please help! Nestor borrows $10,000 from the shady loan shark, Mr. Wildcat. Mr. Wildcat tells him he must repay the loan in 1 month and pay an additional $1,000 in interest. If Mr. Wildcat is charging simple interest on his loan what is the annual interest rate?


Who won the free credit report band thing?

just real quick im 14,i dont a credit card


What kind of credit score do i need to get financed through suzuki or honda for a ATV?


Bad Credit Auto Loan?

Where can I get a bad credit auto loan? Any suggestions? Thanks!!!


Ever heard of filing Chapter 2 bankruptcy? It’s for your driver’s license & has to be at least a grand to file?

I was told you could only do it once, after that, you have to pay off your tickets. I live in Michigan. It’s nothing that I need but wanted information on it if it’s true. I know someone that may be able to use it. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a Short Sale considered a Loan Default”?”

Potential job opportunity will not allow me to have a Loan Default” on my record. I am current w/lender.”


Does paying off my auto loan improve my credit score?


Where can I find a legit loan?

I was curious as to why I got turned down for a loan at my bank. Then I ran my own credit check to find out that my FICO is 507. I reviewed the entire list and with one phone call I found that there were numerous (some identical) listings from the same collection agency. One conversation, with the collection agency explained everything. A doctor’s office had not submitted billing to my insurance company within their required time frame, 90 days. I can contest and have these items removed by proving it was the fault of the doctor’s billing department. I contacted the collection agency a few months ago but and they agreed to remove it but, its still there and I’m still getting turned down for credit. I also have a workman’s comp claim that was never paid by my ex-employer, I have just been getting the runaround between the employer, collection agency and the doctor’s billing department. I have a credit card that I was late on, but has been positive for the past five months. I have had some personal issues come up and had to miss three weeks of work. I also had to put money down to buy a vehicle when it became apparent that paying the down payment was more feasible than dumping more money into a vehicle that had so many problems. This has left me broke. I got into a payday loan mess that I need to get out of, that’s part of it, I want to add the remaining balance of my auto loan and a small installment loan that I have. All together I would like to get $5000. So there’s most of my situation. I need to get some funds together rather quickly. Does anybody have any legitimate ideas on how I can get the loan? If anyone wants to offer the loan and requires an upfront fees need not reply.


Change name on Mortgage after marriage?

I bought my house before I was married and I am the only one on the deed and mortgage. I changed my name with my house insurance to my married name and the mortgage company is coming back and saying that my house insurance name does not match the name on my deed or mortgage. This is true because my house insurance is in my married name and my deed and mortgage are in my maiden name They told me to send a copy of my marriage license to them. My only question is come tax time will the check they send me to pay my taxes come in my maiden name or my married name? If it comes in my married name it won’t match the property tax bill. I DO NOT want to change the deed since I am the same person just a different last name. In the state of Wisconsin once you sell your house you can just sign your maiden name on the deed and state now goes by your married name.


Stole my credit card and bought american express gift cards.?

So someone stole my credit card number and bought $10,000 worth of American Express Gift Cards. They shipped them to my house but i guess they waited outside and when the delivery guy came, they signed the package and ran off with it. (I work during the day) Is there anyway i could find out what the numbers were of the gift cards and a store could track them down? Or if they used them at a store they could get caught? Or if i could cancel them? Do i have to pay for them since they were shipped to my house? I call Visa and they wont give me the time of thier day. Please Help.


Never Been Here Before: Credit Card Debit” can I pay Just?”

I have always had near perfect credit scores all my life. Now with the economy taking a nose dive I can’t rent out my vacation rental home any more. It was renting for $750. a week which was my main income. The rental is on my farm property so I can not sell it. It is rented for a very meager amount. I can’t fill bankruptcy in the state of NC.because your home can’t be worth more than $18K. My home is worth $500.K and I can’t sell it now because I will lose out big time. This property is paid for and this is all I have to my name. I have an attorney working on my disability case that will take months for me to receive a little monthly income. If I pay the credit card companies $25, a month will this keep them from taking a lean out on my house? Can they make me sell my house? How long does it take for them to take action??? The interests rates now have these 3 cards up to 35K What can I do? I worked all my life for this log home and farm. I’m an international known artist that has worked hard to get where I am. I’m 62 female and single if that helps any and can’t work any more due to an illness. Help! Any answers would be so much appreciated. I’m scare! What can I do? Thank-you for any help! Please no credit card consolidation companies Please


Do You Know Who CLA-800-922-8803 E-PAYMENT WEB IS?

They took out money out of my account and i don’t know what affiliation they are




















































Does paying off a car loan early cause the dealer to not get his kickback (dealer reserve)?

Does paying off a car loan early cause the dealer to not get his kickback (dealer reserve)?

I have the cash to pay for a car outright, but I’m thinking of financing it anyway so that the dealer can jack-up the interest rate and get his dealer reserve kickback, and pass the savings to me off the price of the car, which I would then payoff in the first month (so the high interest rate is of little consequence). But if I tell the dealer that that is my plan, will they say no deal, because they’ll miss out on their dealer reserve kickback from me paying it off early? Or do they get their dealer reserve kickback as soon as the loan funds making my payoff plan irrelevant to them?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Prime vs. APR?

What’s the difference between the prime interest rate vs. annual percentage rate (apr)??? I just got a new credit card and it says that the prime is 8.25%, while my regular purchase apr” is 16.24% variable. Which one am I going to be paying monthly — prime or apr?”


Do I need a co signer if I’ve been approved for a auto loan?

So I’ve been approved for a auto loan with drivetime and I havethe appointment with them to pick out my car on monday. Do I need a cosigner if they already approved me?


Where can i find a loan with bad credit?

need a loan and not a payday loan. my credit is not good. i have heard of people on the internet that loan money. but i don’t know where to look.


Property tax & Bankruptcy in California?

I plan to file bankruptcy in California. I owe property tax on a home I intend to keep. Do I pay the property taxes before I file for Bankruptcy or do I wait until the Judge tells me to?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Down payment on a car?

If you get a auto loan directly from a bank would you still need a down payment towards the car?


Need a auto loan… 18?

I’m 18, I need to get a loan and get a car. I have no credit history, I just got approved for a student discover card but I haven’t even received it yet. I have no co signer… it’s just me and my daughter. Is there any place that will give me a loan? Online?


Your car pulls up infront of a hotel and you go bankrupt. What happened?


Does paying off a car loan early cause the dealer to not get his kickback (dealer reserve)?

I have the cash to pay for a car outright, but I’m thinking of financing it anyway so that the dealer can jack-up the interest rate and get his dealer reserve kickback, and pass the savings to me off the price of the car, which I would then payoff in the first month (so the high interest rate is of little consequence). But if I tell the dealer that that is my plan, will they say no deal, because they’ll miss out on their dealer reserve kickback from me paying it off early? Or do they get their dealer reserve kickback as soon as the loan funds making my payoff plan irrelevant to them?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know a loan shark in Coventry?

After £300 today Will pay back £420 at end of month (29th June) Help please 🙂 🙂


Question on loans for building home and land seperately?

And landlord can you tell me more about this: The big problem you will have is having the house appraise for the cost ofconstructionn, is simply is not very likely to do so, so you may have to pay closer to 50% down. If you can’t appraise andrefinancee the construction loan will foreclose and you will lose both the house and the land. Where would I find more info about this online?


Bankruptcy , i know it isn’t a good thing but what are the bad things?

about doing it against a loan you got from a bank. For instance a 6k loan. Without a job now and hard to find a job and the bank wont work with me what are some pros and cons pls. thanks


Looking for a free credit report website?

Does everyone have a great website for monitoring credit scores for free?


I owe money to a man who just filed Chapter 7 bankruptcy and now I owe the laywer?

I owe a man who filed bankruptcy chapter 7 in Ohio and I recieved a letter saying to pay the lawyer not him. It says in the letter and I quote The undersigned is the duly appointed and qualified Trustee in the above captioned proveeding under Chapter 7 of the Bankruptcy Code. As trustee I have legal title to all non-exempt assets of the Debotors in this case invluding any of their right to the balance uner a vertain installment sale of may 10th 2010


Can i file bankruptcy(chapter 7) in texas where i currently live even though i’m still a colorado resident?


Car loan for an unemployed college student?

I am currently a full-time student at a university and I live in a very rough area and I take the bus to get to school and it takes approximately 2 hours to get to school and 2-3 hours to get back home depending at what time i get out. Yesterday 6 people were shot on my street…the obvious option is to move, but i would still have to take the bus and well it is generally bad everywhere ( i carry pepperspray but i dont think thats enough). But wherever I go im still going to have my transportation problem, and I cant get a job because there still remains the same issue. So if I get a car, i can get to the university a lot safer and it will allow me to get a job on weekends. The problem is getting approved for a loan, I have a co-signer but all the places i have tried so far (online) have rejected the request because i am unemployed and have no credit history (turned 18 in august)….so i dont know what to do…please help. Should i just go to a dealer and see if i can get financed?


Can you get a credit card under 18?

I was told by a friend that if your parent(s) co-sign, you can get a credit card before you are 18. Before you tell me I don’t need one at 17, I graduated high school early and plan to graduate college in 3 years so I need to get a jump on it for my future. Anyway, so is this possible? I live in AZ if that affects the situation.


Does paying off a car loan early cause the dealer to not get his kickback (dealer reserve)?

I have the cash to pay for a car outright, but I’m thinking of financing it anyway so that the dealer can jack-up the interest rate and get his dealer reserve kickback, and pass the savings to me off the price of the car, which I would then payoff in the first month (so the high interest rate is of little consequence). But if I tell the dealer that that is my plan, will they say no deal, because they’ll miss out on their dealer reserve kickback from me paying it off early? Or do they get their dealer reserve kickback as soon as the loan funds making my payoff plan irrelevant to them?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


INCOME TAX RETURN?

hello friends i want to take housing loan of Rs.8 Lakhs , but i do not file ITR , my monthly income is Rs.16000/- per month , and this is all my saving , i mean i do not spend a singly money , i do not give money in home , i just save every month , i work a private sector , yesterday i went to CA (chartered account) for ITR he says your income in lower so you cannot file ITR , and one of my friend says ITR is very necessary for loan, Please help me how to take a loan of Rs 8 Lakhs


I have fair credit wife has excellent but no job can we still get an auto loan?

hey me and my wife are looking at getting an auto loan and trading my truck in for a newer truck is it possible to get a loan through local financial institutes none of the online b.s. or that you should wait stuff has anyone heard of getting a loan with the cosigner not having a job but a credit score of like 800


Whats the difference between the best buy credit card and the reward zone mastercard?

Which one is better and why? What are the benefits of each? Thanks


Who do we file a complaint with on the company who finances our auto loan?

In a phone conversation today the man even mentioned we always make our payments on the 15th or the last day of the month and asked is that when you get paid. We said yes. We are not behind in our payments as far as not making them we haven’t missed a payment at all. It was just last months payment was late a few days and now they say they changed their policies that it must be no later than 48 hours late or they will begin calling everyone. He was calling days before the payment was even due demanding we give him a post dated check for the one that was past due and also for the upcoming month that isn’t due until April 24th.


I have a few payday loans out and i really cant afford to pay them back right now what should i do?


Where can i get a nonsecured personal loan?

I have really bad credit lots of debt need a personal loan between 1500-3000 does anyone know any place that will give me alone ive been turned down alot my credit is in the mid 500’s and i will pay high interest to get so is there anything besides payday loans ,cashcall and prosper please help


Who owns your house when you have a mortgage?

When you buy a house and it is mortgaged through two different loan companies, who actually owns it? Is it the title company or the loan servicing company that has the first mortgage?


What happens if I cancel a check in nevada for a payday loan?

I have several payday loans holding checks as well as a couple unsecured loans with OUTRAGEOUS interest rates and I can longer afford to pay the extensions that never pay off the loans. What will happen to me in Nevada if I cancel the checks and close my checking account. I don’t want to go jail, but I have to support my family.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I’m 18 and I need credit and a car. What do I do?

I’ve been without a car for a year now and my aunt’s been saying I need one and that she’ll help me get one. She has asked me to be patient for the past year and I think I have been but I start school in a month so I’ll really need my own car. Of course I can walk or catch the bus on campus but class isn’t the only place I’ll be going. I’m thinking I want to just try to get a car myself but there a two BIG problems: I don’t have credit history and I don’t have a job. My mom says I need to establish some credit but how do I do that without a job? I’m looking for one but I’m having no luck so far. Is the only answer to get a job first and go from there? Any advice?


Whats the benefit in paying off credit cards and auto loans with your mortgage?


What is a good place i can get a personal loan of $7,000?

I need a personal loan of at least 7,000 and would like to pay it back in a period of over 5 years i think. How does it work when you get a loan, do you have to pay it back monthly or as long as it is paid back in the designated time you selected such as 5 years? Where is a good place to get a fast loan of $7,000 with bad credit?


Where can i get a personal loan or a payday loan without having an bank account?

i need a payday or personal loan without having a banking account and i need it fast



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need a 5000 dollar auto loan. I get paid very low disability where do I go. Monthly payments would be easy.?


Does paying off a car loan early cause the dealer to not get his kickback (dealer reserve)?

I have the cash to pay for a car outright, but I’m thinking of financing it anyway so that the dealer can jack-up the interest rate and get his dealer reserve kickback, and pass the savings to me off the price of the car, which I would then payoff in the first month (so the high interest rate is of little consequence). But if I tell the dealer that that is my plan, will they say no deal, because they’ll miss out on their dealer reserve kickback from me paying it off early? Or do they get their dealer reserve kickback as soon as the loan funds making my payoff plan irrelevant to them?


Payment using a credit card over the phone?

I want to purchase samples from a company. They are only charging me a shipping and handling fee. They asked for my credit card info by email or by phone. I know that sending my credit card info through email is a no-no. How about giving them the info over the phone is that bad as well? They do not use paypal.


Home Loan Help in New Mexico! Please!!!?

My husband and I would like to purchase his grandmothers home. Unfortunately, we do not have good credit. We have been working on paying off our credit, and currently paying on everything if it has not been paid off. Is there anyone in New Mexico (specifically Albuquerque) that helps people with bad credit get a home loan? Please and thanks for all the help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a FREE credit report with no free trials, no hidden charges?

I don’t want any kind of free trial that I’ll forget to cancel. I dint want my card to be charged 1.00″ ..i just want my credit report. Ive never gotton one before. Is there any way to get one without jumping through all these hoops???”


Can I refuse to pay back interest charges on payday loans need advice?

Basically I don’t owe alot, wonga 450, Mr lender 140 and quickquid 122.50…. But losing my job on 16th of January my prioritys are being paid 1st car insurance rent things like that. Can I refuse whatever they put on as interest like say I’ll pay you 140 450 and 122.50 no more. Anybody having problems with payday loans and what to do as hasslingvme everyday,getting annoying I’ve said as soon as I’m back in work I will pay you what I owe and contact you but right now I haven’t a penny. Any ideas or rights I have I will not pay any interest at all


Best infantry division in the army?

what is the best infantry divsion in the army? do not add any sf or ranger to list i want a division or unit pls


What are some good options to get an auto loan?

I have $5000 balance in credit cards, and other loans. Which all are paid as agreed. My car and other cards, and loans are paid off and I just paid off a loan with them. Never late.. The only issue is my student loans, they went into collection but I am paying them now. My score is 606. My credit union denied me, what is my next best options… I make roughly $2500 a month and my credit score is 606. Should I do a buy here pay here, dealership, or try an online auto loan. And would a joint loan hurt me or help me if my Wife’s score is around mine


What is a good credit limit for a first credit card?

I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?


Good starting credit card for a college student?

*HSBC


Where can i find a place to check my credit score for free?


Can anyone tell me what the best payday loan service is?


How do I file for bankruptcy at 22?

And is it a good idea? I owe money to a credit card, a bank, tons of medical bills, and student loans (although if I remember correctly, student loans aren’t forgiven through bankruptcy). I probably have 30K-40K in debt altogether—most of which being the medical bills. I’m 22, would bankruptcy be a good option? And how would I do it? How much would it cost? How long would it take to fix my credit thereafter?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Paying bills months ahead of time?

I was wondering everyone’s opinions on paying bills a few months ahead of schedule. I really want to have May, June and July’s bills paid up by May so that I won’t have to pay bills all summer. We could use our checks for trips or to put into our savings. It would also be nice to just feel like I don’t have to pay bills for 3 months. What’s everyone’s opinions? Would you do this?


Does paying off a car loan early cause the dealer to not get his kickback (dealer reserve)?

I have the cash to pay for a car outright, but I’m thinking of financing it anyway so that the dealer can jack-up the interest rate and get his dealer reserve kickback, and pass the savings to me off the price of the car, which I would then payoff in the first month (so the high interest rate is of little consequence). But if I tell the dealer that that is my plan, will they say no deal, because they’ll miss out on their dealer reserve kickback from me paying it off early? Or do they get their dealer reserve kickback as soon as the loan funds making my payoff plan irrelevant to them?


How long does it take to raise your credit and in what ways can i do that?

If you have gotten your credit raised can you tell me who helped you?


Do Aboriginals get it easier then Aussies (or any one)?

life being easier


Why doesn’t Chase offer personal loans?

I’m on their website and they only offer student loans or mortgage loans. No personal loans. I’m looking to get a personal loan because i want to get a new laptop and a class but i dont want the money to go directly to the school like student loans will do. Any one know if this bank really doesnt do this or is finding the site that does personal loans really that hard to find????


What are the odds of buying a house with a 616 credit score?

I am 21 and bought my car about 7 months ago and I think it lowered my credit score. Is that typical to actually have your score lower when you take out an auto loan?


How do I get out of the Payday Loan trap? Re Posted?

I forgot to add important details to my question, so I am re posting it. I have 3 Payday loans out with a total balance of $1,000. The fees and interest are very high and can’t keep up. The loans keep hitting my bank account and I am charged 100-150 dollar in fees every two weeks. I have 900 dollars in overdraft fees. I also sent letters the the online payday loan companies to revoke ACH transactions, but they keep trying to take money that’s not in my account. I also wrote a letter to my bank and called them requesting that they stop all ACH transactions on my account, but they won’t do it, they tell me it cost $32 to stop each transaction, which I don’t even have in my account, so that means I would be paying $90 in fees every two weeks to stop each ACH transaction. The bank was willing to waive some fees, but it will just go up again once they debit my account again. I also asked them to freeze my account and they won’t do that ether. I then asked them to close my account so I can work on paying the fees, but they won’t even let me close my account until my balance is 0. My bank said that my account will close in 15 days and that it will be reported to chex systems. Should I just wait for my account to close and be sent to a collection agency, so the overdraft fees will come to an end and work out a payment plan. How do I get out of Payday Hell? I also have 2000 in credit card debt. I talk to an attorney to view my bankruptcy options and they said I need to be at least $8000 in debt. What do you suggest I do.