Payday lenders getting on my nerves….?

Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I need to refinance my auto loan. the interest rate is just kicking my butt, I have the worst credit score.?


Is ATM card the same to Cradit card? Can I use my SBI ATM card for online shopping? How?

I want to apply for pan card online. For this I have to pay Rs 70. I have SBI Atm card. How can i use it?


Auto insurance on 2010 dodge challenger?

I have been looking at a dodge challenger and did the paper work on it and everything was approved, and my mom says if the insurance is too high I can’t get it… It’s gonna be in her name and she’s 57, do u think the insurance will be high??? And we live in a very small town


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do I get an actual free” credit report?”

How do i get a real free credit report. A lot of companys offer a free credit report, but you have to sign up for their credit monitoring service. is this not false advertising


Where can I get a $5k auto loan?

Most of the banks and credit unions online wont accept a loan request less than $7500-8000. But I only want $4500-5000. Are there any banks that will loan me less? I am eighteen buying a car, i have two jobs and make about $1500 a month


How do you become an auto loan broker or agent?

I am trying to find out information on how to become an auto loan broker. I would like to find out what are the pro’s and con’s of the business, and how do you go about getting, licensed or certified in New York. The New York info is not critical but if anyone has any insights that would be great. Any help would be greatly appreciated!!


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Transunion credit dispute?

If I disputing something on my Transunion credit report and they had the problem fixed/removed, will I have to dispute the same problem for each credit bureau?


What would be the monthly mortgage for a $450000 house?

with none down, veterans loan, and how bout $250000 house??


Is a 682 credit score, good enough to get a home loan?

Only debt that the wife has is student loan debt before we were married. Which from what I know any debt from medical or student loans before you are married, they cant garnish my checks, but when I file for taxes at the end of the year I need to file for Injured spouse so they won’t take my return when we file jointly.


Difference between Cap rate and yield?

Hi, I have a presentation tomorrow in a real estate course at uni which I would like to touch on the difference between cap rate and yield, when I look at the formulas, they both seem to give the same output, cap rate= NOI/Value, yield=( net monthly rental income * 12 / Purchase price ) * 100 is it that you deduct expenses to obtain NOI where as you simply take rental income to calculate yield? correct me if I am wrong. Thanks alot Update : Also could you please tell me why I’ve heard people say that you can find out the cap rate of your area from your real estate agent? isn’t that a case by case basis for each house or they are wrong? thanks again


Where can I get a free credit report online?


I am 28 with no job in bankruptcy living with my parents with sever depression?

I been in a state of mind where I just beat myself up don’t really have no interest in anything. I try to push myself to do the simplest task but have no will to better myself. I smoked weed everyday for 10 years and recently quit cold turkey only to relapse and it just make me lethargic and more stuck” then before. I quit my job after I was discipline for making a mistake for something I was never taught to do. I just never ended going back.It was just a part time job with UPS but I know I always did all I was able to do compared to some of my other co-workers that just like to slack off and was just ridiculed for it. I can’t find one now. I have anxiety going outside of the house have no insurance so its not like I can seek help. Have not been suicidal but thought is there every day I wake up.I sleep till or past 12pm. I just don’t want to face the day anymore. I lost int rest in everything I used to enjoy. My libido is dead what there to live for? HELP!”


What is a good starter credit card?

I wanted to start building up my credit, but I have no idea what the best cards are. I’d want one with a very low interest rate though. Thanks in advance!


Unsecured Bad Credit Loan?

Where and how can I get approved for a unsecured bad credit loan?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband and I filed for chapter 7 bankruptcy 6 weeks ago.?

My husband and I filed for chapter 7 bankruptcy 6 weeks ago due to a wage garnishment and other reasons. Our lawyer told us because of the timing and amount garnished we would get all of the garnished money back. The automatic stay has been in place for 4-5 weeks. My question is when or how long does it take before you receive that money back?


Should I join this webcam site even though it’s asking for my credit card?

There’s this adult cam site I like (camhub) and I really would like to join. However its asking for my credit card. It does state it will never charge me. Does it make sense to join or not?


What is the difference between chapter 7 and chapter 13 bankruptcy?


How long does it take a credit card company to sue us after we quit making payments ?

we are planning on paying them off but at this rate it will never happen .so we want to stop paying minimum payment and save that money for 6 months to a year and pay them off in 1 lump sum . the question is how long will it take for them to sue us in the meantime


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”


Is 7.95% interest rate too high for an used car loan?

The car loan is $11,500, my credit score is 624. What other charges should I be aware of beside the amount of the loan? like taxes, etc,etc… Is a $234 payment too high or is it fair? should I ask for a lower payments? What other main thing should I look after when buying used? Everyone’s opinion will be highly appreciated, thank you all.


Car loan problem repossession?

They never granted me the deferment, and because of bankruptcy law(?they say) they could not send me a letter saying I did not get the deferment, so I had no idea that it was just being counted as not paying, until the repo man showed up. My car payment is only $250/month, and considering upkeep on older cars, I would rather just pay this one off. There was a family crisis that prevented me paying at the time. I even told them I could do lump sum payments. The point is without a letter stating if I pay the $750 in back payments, I have no leverage if they don’t give me my car back, but I can’t figure out how to get them to send me one, or maybe I should blindly trust them, but I think it’s a very bad idea.


Looking for PROS & CONS of buying a Manufactured or Modular home.?

I’m in California where we all know the cost of homes is outragious. This is another avenue I’m considering. I’ve seen a few models so far and they look good. I hear that just like with cars, brands differ in quality. Has anyone had any experience with this type of home? I realize the land will have to be purchased before buying or tear down a previous house. Also, do they appreciate or depreciate in resale value?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does paying tips by credit card work?

I ate at a restaurant and paid by credit card. I got the receipt and wrote the tip and total down and signed it. But since the card was already swiped, how does the tip get paid? Also, how does the waiter get the tip in this case? Does he just get money from the cash register?


Can i get educational loan if i have ongoing house and car loans?

Hello friends. I’m struggling about these engineering colleges. I’m from a middle-class family in India and right now I’m financially tight. I have an ongoing house loan as well as a car loan. Some banks which I consulted denied me educational loan for my engineering. Banks don’t provide educational loans on management quota seats. Luckily I got a merit seat in Manipal University. However I missed the scholarship narrowly. So I have to pay them by loan. They charge approximately 16L for 4 years. So I definitely need an educational loan but I don’t want it to affect my ongoing loans. Is it possible? Are there any such banks which will provide me the loan? Please relate me to some bank official who can help me. Thank you in advance. Since I’m low on time I want you to reply ASAP. Once again thank you for your time.


What happens if you can’t pay a payday loan company back?

Do they garnish your wages or do they just put it on your credit report and you just can’t borrow anymore money?


HELP!! I need some advice about payday loans! Can I consolidate them?

I feel like I am never gonna get ahead! We have gotten advice from a consumer credit counseling. They said that they just threaten to turn you into the DA, to pay off one at a time. This is not true. They will turn you in! Is there any way I can consolidate? Any help out there? My credit is so bad!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

100k loan with 35k income through countrywide?

I have been pre-qualified for a home loan for 100k from countrywide through fha. I make 35k a year and have a car payment and cc debt that totals close to 500.00 does anyone think I will be able to be approved for the loan? The area is new jersey and the taxes I’m looking at is 2800 tops? I have other sourses of income through my boyfriend but he works under the table currently and is not on the loan. Also would old leases from places that I have rented for 1100 amonth matter in this case. thanks in advanced


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Are there any online loan in Philippines via PayPal?

I wanted to have a loan online via PayPal since my salaries are really getting delayed nowadays.. I am working as an online visual assistant.. I’ve searched but I can only find for US residents. Help?


Where to get auto loan with bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am trying to find a CHEAP online payday loan = only SINCERE helpers PLEASE :O) and NOT Magnum (RIP OFF)?

i need one to do online as i do not have transportation right now or access to a fax machine. The cheapest i have found so far is $25 PER $100 borrowed. I only want to borrow about $800-$1000 until i get paid or get my stimulus check on 6/20 – about 12-13 days. I have sucky credit so i need one that doesn’t require a credit check. This is a one time thing until I get paid or until I get my stimulus check. Thanks so much for helping me. PLEASE only sincere replies. Joanie


Keeping our house in bankruptcy?

My wife and I are planning to go Chap. 7 bankruptcy. Our house value is about $20,000 less than what we owe. Should we hang on to the house and hope our positive equity returns? We are both middle aged (50’s) and don’t have a lot of time before retirement to earn back our equity. Also, the house is in need of neglected maintenance”. If we keep it


When you file for bankruptcy in Connecticut, do you have to lose your house? ?

Also, please explain bankruptcy in the simplest terms possible, thanks!


How long after bankruptcy were you able to buy a house?


Can a payday loan deny your application but still charge you a fee spec anything?


Is it bad to use a credit card for everyday purchases?

I’m new to credit cards, and just trying to understand. I Googled the question, and most websites say never use a credit card for everyday purchases… use it only for emergencies!” I understand this as advice for people who possibly can’t make their payments/can make only the minimum


I want to get a computer for college but I have bad credit?

Ok first thing is first. I need to get a computer (it’s basically going to be used for college stuff like research, typing reports, ect) but I have bad credit. I also can’t make a huge payment all at once. Does anyone know where I can purchase a computer and I can make monthly payments on it even though my credit is bad? Please help! Thank you.


How does buying a foreclosed home work?

How do you go about buying a foreclosed home? I see ads for foreclosed homes for 200,000 or 300,000 dollars when their worth twice that. Does that mean I give the seller/bank that much money and I get the house? I’m sure I’m missing something here. If possible please provide a link so I can get more info.


Whats the APR if you charge 1000 on a credit card whose interest rate is 20 percent with an annual fee of 30?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad to max out credit card even if I pay it back in full on time?

Is it bad to use my credit card so much that I bring it very close to the maximum, even if I pay it off in full on time? I have been putting just about everything on my credit card because I like to take advantage of the rewards, but I heard from a friend that it’s bad to spend near the max. Is this true? I’ve never missed a payment and I’ve always paid off the entire balance. If I keep doing this will it bring my credit score down?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit?”

Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit? I was asking because I was told that applying for stuff and getting declined lowers your already non-existant credit and I did that for best-buy :/ Reason being I am looking to build my credit and I really want a new monitor


How many times can you refinance auto loan?


Totally free credit report?

Is there anyplace on web were one can get a totally FREE credit report? My Granddaughter, is seeking to rent her first apartment, and she needs her credit report. She went to freecreditreports.com and found she had to {{ PAY }}} with a Visa, or MasterCard online for her credit report from their website. So I guess that now free right? She’s seeking a totally FREE Credit report as advertised on T.V, and other places, but we” have not found one yet! Any help out there?”


I am looking for a good payday loan site, one with no fees for first time customers, anyone know of one?

If you have a referal link that will get you a reward” and me a free pay day loan (of course I pay back what I borrowed


I am planing to file a bankruptcy, any advise?

i am not citizen yet, is it going affect me during my citizenship application? i rly need help.




















































Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where to borrow money that is not a payday loan?

My sister needs $2000 for that could be repaid in 2 months. She just started a new job, has bad credit and no personal contacts who can help. Suggestions (serious only, please).


Where is best place to get 1st time buyer home loan?

both our scores are around 660 dont have a lot of money for down payment bank, ditech, lending tree, or what please help


Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

because i am struggling in money right now and my employer is cutting my hrs.


3 mnths ago my fico score was 585?

I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Can I include a private loan in bankruptcy?

This is a 1st. There are papers but we never received a copy. We trusted him to be fair then he said it’s an interest only loan so not one penny has gone on the house so we get nothing. We haven’t missed a payment yet but I’m sure it’s just a matter of time. Even tho we haven’t missed any he’s been after us to sell.


What’s the best web based online chat room (not porn) to actually chat with normal people?

maybe its too old school.. I thought there were still chat room somewhere..


Free credit score report ?

I’m buying a car and I want to know my credit score before i head to the dealership. Is there a way for me to attain a free credit score online ?


How expensive of a car can i get if im military?

I’m looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i’d get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!


When does hr block start their emerald advance line of credit this year?

i have been getting the advance from hr block where u go in and give them your estimated income for the year and then you can be approved for a loan of up to $1000 and then they take it out of you refund. i have gotten it every year for the last 3-4 years and i was wondering when it started this year because i really need it to help my family out for christmas.


What are some ways I can improve my credit?


What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

Don’t care for payday loans -NOT AN OPTION ok. I’ve already pawned some stuff. Didn’t get much money along with odd jobs for elderly neighbors too. Friends & family are not helpful either-have own money problems. On fixed income/disability too. No luck with personal loan from bank/credit union. Any suggestions or solutions will be appreciated.


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

i know that there are programs with the correctional area that will help pay off student loans. but does anybody know where else i can look? i have a lot of student loans under my belt. i have yet to consildate, but i wll soon. i need so really, good, smart answers. in other words, i need HELP!! thanks so much for any help that you give me. also, i am texas.


Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

Ok so I live in San Francisco Ca. I got an electronic payday loan from Cash Advance America for 300 dollars in December 2013. After that I lost my job and I cant pay them right now. I got a call today from a Daniel white ” from phone # (914) 222-3393. Its a man with a heavy hindu accent and tells me he is calling from the credit bureau of investigation


How much do mortgage consultants make?

i heard they make 1% of the loan amount. so if 4 people take out loans for 500,000. 1% is 5,000. so a mortgage consultant could make 20,000 a month?


As a follow up to my last question, anyone know any bad credit auto loan banks or what not online?

Capitalone already declined me so anything else. Please only answer from experience or if your a lender, just not with a link that will take me to another link and then someone calls 2 days later from a place about 70 miles away. Thank you


What is a good gift for my realtor and mortgage broker?

As first-time homeowners, they have helped us for the past 3 years to repair our credit from a low score of 540 to our present 780. They have helped us with purchase decision-making with cars, etc over the years as to make sure we don’t hurt our own credit. We are getting ready to close on our first home and we would like to buy them both something nice. Do you think a decent sized gift card to a nice restaurant would be ok?


Extension of parent’s credit card affect me?

I was 18 when my mom gave me a credit card that was an extension to hers. I have two questions. 1. Is this card part of my credit history? (it would be my very first credit card then) 2. Does her big balance negatively affect my credit ?


Should Payday Loan stores be made illegal in all 50 states?

Only July 1, the state of Oregon passed laws forcing these payday loan companies to treat customers fairly and not charge outrageous interest of 500% or more. Most of the stores left the state. Should the rest of the nation shut down these folks for being legalized loan sharks? or is it up to the borrower to decide where they want to get money from?


Will my banks deny me for an auto loan?

oklatom; its not that i am trying to push it up. i am finding the car i want on the internet. and when i get ready to buy the car may or may not be there. therefore i want to give myself as big as a margin as possible to buy. what if i find another model of the car i want but it costs 8k instead of the 7k that this one costs?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

I live in Illinois and took out a payday loan. I signed a voluntary wage assignment. I revoked a wage assignment last month (In Illinois, we can cancel it at anytime). Last week they sent me a letter that they will garnish my wage unless i pay up or send them a revoke letter. This pissed me off because i already sent them one. I sent them another one right away and all attached the notice of defense (certified mail). Today I got a letter from them stating that if i don’t pay up they will tell my employer to garnish my wage. I talk to my employer and they said that if they it, the payroll office must comply and that I will have to take the payday loan company to court if i want the money back. Can I sue the payday loan company if they ignore my revoke letter and still proceed with garnish my wage? I’m going through bankruptcy right now and they are fully aware of them but they are trying to break the law to get their money back.


How can I find out what my allstate car insurance policy number is?


Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


What personal possessions can be seized in the event of a bankruptcy?

I know it varies by state. But if you have a paid off vehicle which is your primary source of transportation, can this be taken from you and sold? Also, can your wages be garnished as well?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

I am 1 month behind on payment, paid last months and this months payment today, will they give my my 5000 credit limit back since I had it last month but do to the missed payment they gave me 0? I paid both payments plus an extra 50 bucks?


WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

can anyone tell me of any sites like wonga.com where i can borrow a minimal amount for eg.£20 and have it in bank same day? any help would be appreciated Nat x


What is the best online mortgage company?


How will filing Chapter 7 bankruptcy in Illinois affect me?

Last year at this time my credit score was 750, but over the past year I have had some financial crisis and am very deeply in debt. I talked with a lawyer today and I understand the difference between chapter 13, and 7. My question is, other than the obviouse destroying my credit, how will filing chapter 7 affect me? Will I ever get a credit card again? Will I lose my atm/debt card? Will I be able to rent a house or apt after my foreclosure? Please, anyone who has any experience with this, any info would help.


I have about $16,000 in debt. Should I use a debt consolidation agency?

So I have (altogether) about $16,000 in credit debt between 2 credit cards and a line of credit with BECU credit union. Total each month my monthly minimum payments total about $400. I can make the minimum payments no problem and can usually pay a little bit more though not much. Between my other bills, gas and having a little extra money to have a life with I can usually pay an extra $50-$100 total each month. My BECU payment is about $150 a month (with a little over 10% interest). I also have a mastercard payment of $145 a month and an AmEx payment of $90 a month (both 14-15% interest). Is it worth it for me to contact a debt consolidation agency (a co-worker of mine uses Care One Credit and she says they’ve helped her), and if so what is the best one to work with? Or am I better off just making my payments and paying what little extra I can, whenever I can? I don’t really have the option of getting a consolidation loan as I do not own a home and my vehicle is not worth much at all (still runs great though). I did a google search on Care One Credit and found a lot of talk about them not really helping people and in some cases making it worse but my co-worker swears they have helped reduce her debt from $4000 down to a little over $1000 in less than 2 years.


Can my mom be put in jail for owing a cash advance?

I live in South Carolina nad my mom owes 3 cash advances. She’s on Social security and SSI. She can’t pay these cash advances. 1 is not bothering her 1 wrote her a letter and saying that they are going through some legal work and 1 came by here at the house and said YOU WILL GO TO JAIL IF YOU DON’T PAY!” Can they really put my mom of 77 years of age in jail? I’m in bankruptcy and my lawyer said i didn;t have to file because they can’t put me in jail. But i went through with the bankruptcy. I just want to know what to do. Thanks!”


Can a new mortgage cover closing costs and home repair/upgrades?

Ok, question answered! I wasn’t sure how all of this works, and no, I’m not suffering from a delusion” as someone put it


My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

Starting January should I cancel this credit card 20% interest seems excessive to me? and the 20% is variable


What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

we already have a star card


I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































I used my dads credit card online for 560$ accidentally. I really need help right now please.?

I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How long does it take to finalize a purchase of a townhouse?

This would be our first time purchasing a home. We want a townhouse really, but if we can find a home for the same price we will do that…… anyway, our lease runs out in our current apartment in mid June this year and I was wondering how long does it take to actually complete all the paperwork and so forth with purchasing a home. I wouldn’t mind if you could give as many examples as possible. Any negative that can happned (like one loan not approved, credit rating not good enough) and all. How long does the credit check usually take or finding out if the loan went through?? Thanks in advance for any help.


Where can I get $50,000 at 8% interest payable in 60 month installments? Payment monthly will be $1,013.82.?

Yearly income is $93,000.00 with additional income during year for a total of $120,000.00 yearly. We have no no bankruptcy and no defaults on any loans ever. This is for a debt consolidation due to medical expenses and other items. Most cards to be consolidated are already closed.


3 Years after Bankruptcy?

I declared bankruptcy in Colorado in 2008. 3 of the companies that were included in the discharged debts are hitting my credit report every 6 months with negative hits. The other companies left the accounts as is in 2008, and have not reported to the credit bureaus at all. Is this legal? I’ve been contacting the reporting agencies, but surprise, there’s not guidelines anywhere and no one seems to know the answer to my question. Can anyone help me? Can they hit my credit report whenever they feel like until 2014, when the debts are discharged off my report? Thanks.


Why can’t I sign up to Citibank credit card OL?

I’ve been trying to sign up my citibank credit card online so that it woudn’t become a hassle checking my account. but why can’t I sign up? It asks for my citicard number”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I (stay at home military spouse and mom) get an auto loan?

How do I get approved for an auto loan and what is my best route in your opinion? My husband is in the military and I’m no longer working due to just having a baby and having 4 surgeries in the past 2 months. Thanks in advance!


I got scammed, can i keep the money?

I thought i was getting a job, they sent me a check and wanted me to send most of the money via western union. i cashed the check and i have the money but i didn’t send the money to the scammer. its been more than 2 weeks and the check has not bounced, should i keep the money? also i am an immigrant and do not a bank account, i cashed the check at a corner store….so should i keep the money? i do know the actual owner and manger of the store….thats the only reason i could cash it. and they havent told me it bounced because he told me he was gonna call me if the check was no good.. do you think the check still has time to bounce?


I’m almost 18 with student loans. Does this mean I have credit?

I’m turning 18 next week, I signed my promissary note, and no, there was no co-signer. But, I was wondering if having student loans counts as having credit. And if so, is it bad credit?? I want to get a newphone service but I’m not sure if I have credit or not. Thanks!!!


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy and Car Loans?

Hello, I have a little situation and need some help in understanding the likleyhood of certain things. I had claimed bankruptcy aproximately a year ago, at the time I had an Acura MDX under lease through Honda Finance, and my monthly paymenets were about $750. However, during this time I managed to continue to make all my monthly paments on time without being late or having a cheque bounce. My lease is now expiring in about a month and I am worried I will not get approved due to my bankruptcy. I have gone to Honda and signed a deal on a accord and have put about $1000 down, my monthly payments are working out to be just under $400. I am still going through Honda finance for this mater… My question is, will my bankruptcy still have such a big weight effect on me as I have gone through honda finance in the past while claiming bankruptcy and still managed to pay my monthly lease, in addittion I am downsizing in car and am facing a payment that is about half as much as I use to pay. I have also been a customer of Honda Finance for the last 8 years. *I dont think my credit score is horrible either as I was approved for a credit card by capital one nearly 6 months ago, and havent had any issues -If someone could please shed some light on this issue, it would be extremley appreciated. Thanks!!!


Is credit score and credit history designed to keep the poor poor and the rich rich?

I have lived in three countries before I moved back to the US, I was young when I left though so I never really knew about credit scores and things like that. Now that I am a grown man living in the US I have realized that credit history could either make or break you. In the other countries I have been to they have a system similar to to SSN that we use but it doesn’t record the financial mistakes you have made throughout your entire life Everyone says it was designed for employers and banks to see how responsible you are but I find this hard to believe. It doesn’t make you irresponsible if you got laid off because of cut backs and you couldn’t afford to pay your car note. Its really messed up because your credit report never shows why your car was repossessed, isn’t that weird if the system was designed to see if someone is responsible or trustworthy? I think this hold credit reporting thing was designed to keep the lower class where they are. Of course lower class people will default on their bills at some point in time; the government knows this so I think they invented the system to prevent the lower class from getting loans (student loans, business loans) so they could never move up to the middle class and eventually upper class. As for the upper class people, they are financially stable so they can afford to pay all their bills on time. This gives them a good credit score and they can be approved for any kind of loan (eg business loan). This will then make them richer and they will always be upper class So I came to the conclusion that credit reporting doesn’t benefit lower class people whatsoever because they are barely getting by, they can probably pay their bills but it wouldn’t be paid on time. The US government know how to keep its people under control, its really sad to know that if you have a messed up credit score than your chances of making it in life are really low. Its hard enough getting by in this economy, and its even harder trying to maintain your credit score so you can get a job or loan in the future When would the government give its people a break? and Why do we call our country the land of the free when everything is controlled. We even have to pay for health care……the government must really love us….smh


Met someone on craigslist. Wants verification?

nsaconnectverify.com ? it is fake?


Will a cosigner with great credit help get a lower interest rate on a mortgage? My middle score is 550.?


Where can i get a free credit report?


Where should i apply for my next auto loan?

i currently have two auto loans (2 diff banks) i would like to trade in my car, however i’m upside down on it. i still owe $7,600, so i’ll must likely have to take a $5,000 rollover. i’m wonder if i should apply for another loan from the bank my 2nd car is from or if i should just apply at my credit union? i’m trying to avoid running my credit a lot. i’m looking to buy a used truck.


Can I still apply for a loan to buy a mobile home with no Job? I’m married and I have good credit and 2 active credit cards.?

I’m trying to buy a mobile home but the owner told me I have to apply online and see if I get approved first. The owner is not done paying for the home yet. My husband is the one that works but he can’t do the application because he doesn’t have a ssn. I’m thinking that I could use a Co-Signer to help. Would a co-signer really help??


Inf. about payday loan lenders?


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am applying for personal loan 36 tenure after one year can i apply for home loan in same HDFC bank?

i am currently going to take personal loan 2L 36 tenure after one year coul ibe able to apply for home loan ??????


Please help me find an absolutely free online credit report online?

Does anyone know where I can find a free online credit report to pull up online without the hidden costs of any monthly fees or one time charges? Your help would be greatly appreciated. Thanks..


Whats the procedure of bankruptcy, can anyone tell?

guys i think i owe more than $20000, and there is a bit chuck of dept from university, now i dont know how to pay for it. can anyone give me advice about bankruptcy


Can we negotiate a different payoff for a reverse mortgage?

I asked the question yesterday : My father passed away recently. He had a reverse mortgage. We received a letter from the rev. mortgage company telling us the final amount due to pay off the loan. Is it possible to negotiate a lesser amount for the payoff? They charged outrageous fees on the loan and I don’t feel they deserve the payoff amount. The house has already been sold to new owners. If we tell the mortgage company we are not paying, what is their recourse? I received a couple interesting responses. It appears that a few people are incredulous that someone would want to try to negotiate a debt. One of the answers appears to have come from a person who has a vested interest in reverse mortages, so it is not surprising that they would say negotiating is not an option. Lets take out my statement about the fees being outrageous. I know my father agreed to the terms and I also get that mortgage companies are not out to spread money out of the goodness of their heart. I understand the risks they are taking and therefore they have to charge lots of money to cover themselves. OK so lets take this one step further and hypothetically assume I am just a good capitalist and want to lessen the amount I have to pay. The house is sold. The amount of money from the sale is going to leave some extra after the rev. mortgage is paid off. I’m really trying to see if there are any precedents for this situation where there has been a reduced final payment negotiated? Yes, I guess you could say I am looking for a way to screw the rev. mortgage people. NO, I don’t feel badly at all. This country is based on people screwing people for money. Just look at the Congressional bailouts to the banking industry. Average Joe tax payer=screwed. Health care legislation=billions of dollars in debt=Average Joe taxpayer=screwed. State/Federal government employees getting pensions, yes pensions- guaranteed payments for the rest of their lives from, you guessed it, Joe taxpayer=screwed. People who should not have been allowed to buy houses getting second chances from the government instead of being sent back to their apartments where they should have been all along: yup, Joe taxpayer picking up the tab=screwed. Those of us who have played by the rules, have perfect credit, never missed a payment on anything, just want to be left alone to live our lives without Government telling us what we can or can not do…=screwed. So now that MY RANT is done and my true nature revealed, I am just looking for a little screwing myself. I will end up paying what is due as that is just the type of person I am. I play by the rules. Call me a sucker. But hypothetically, has there ever been a successful negotiation or non payment of a reverse mortgage?


How can I get a FREE Carfax report on a car I already own?

I just wanna know what’s going on because it’s acting stupid.


Payday loans In Mass are Illegal?

I had a payday loan from MMG holdings it was a online payday loan for $200. I lost my job and could not pay it back so they sold it to a collector. Well come to find out the payday loan place can’t offer Mass res payday loans. I did not know that. The Div of banks told me that so what happens now with the collection place they sold my debt to. The loan was in June 22, 2009 why did it get sold to a collection place so quick.The collection place is nasty there from CA Nobel Recovery Services LLC They told me they don’t have to send me any paper work and told me I will be arrested for fraud. How can this be The MMG holdings should never have givin me the loan they broke the law.


I need to get a payday loan as a last resort; what are some reputable places? And how does it work?

Hello, As a last resort, I need to borrow from a payday loan place. I am so nervous about doing this, but feel that it is a last resort. Can anyone give me some guidelines or some reputable places? Can someone also walk me through the process? I need to borrow about 900 and make about 4,000 a month. I just dont get paid for another two weeks.


Help Needed, upside down car loan, divorce, no refi option?

Let me also say that if you want to respond saying how its all my fault that I waited 37 years of marriage in an abusive(alcohol and gambling) situation that it was my fault…I get it. Don’t need to hear it again thanks so please keep it to yourself, it doesn’t help anyone. Unless you’ve been there, you have no idea and I suggest you keep your ignorant rants about that to yourself please. Also, with the new bankruptcy laws I can’t even afford to file for bankruptcy again (unless I take a cash advance off a credit card for the legal fees?)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about the H&R Block Emerald Advance™ Line of Credit?

For those who have been approved how good is your credit. I have read online that H&R Block is doing credit checks for this year to get the Emerald Advance Line of Credit and I am wondering how good your credit has to be to actually get approved


Bankruptcy questions?


I filed for bankruptcy last year, and before I do my income taxes is there anything I need?

I filed for Chapter 7 Bankruptcy. It was finalized February 2009 and my debt was discharged (forgiven). Before I file my income taxes for the 2009 year, is there anything special I need to do in order to file my taxes. I do them myself online.


Advice on filing for bankruptcy help!!!!!!!!!!!!!!!!!!!!!?

I am seeking advice on people who have filed for bankruptcy. what routes did you go and how damaging has it been. what would you have done different. thanks!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I didn’t get approved for a best buy credit card ?

i really wanted a best buy credit card and i didn’t get approved for it do i need to make a certain amount to get approved and do i need to have credit history ? never had a credit card before and don’t have any credit history


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice


How can i check to see if my or my daughter’s SSN has been used?

I was filling out a enrollment form for my work’s insurance and had brought it in for their head of HR to answer some questions on it that i wasn’t sure about. we had suddenly gotten busy and i had laid it in our work room amongst our general file cabinet that everyone leaves misc papers, whether personal or work related, and everyone usually leaves it all alone. i then found it missing and couldn’t find it anywhere and had notified my bosses and coworkers as well as the HR that it was missing in case someone turned it in, which never happened and everyone else has said they didn’t know what happened to it. this isn’t a room where someone from the public can get to it, it’s strictly accessed by employees from my and other departments. i’m hoping against hope it was shredded and thrown out by someone who thought i didn’t work there anymore and not having used it or sold it. it had most of my information on it, including my and my daughter’s SSN on it. i’m not as worried about mine as my credit is crap thanks to my ex husband, but my 3yo daughter’s SS is fresh and the perfect candidate to be used or sold. i’ve found out all the ways to report if the number is being used, but can’t find anywhere on how to CHECK if it is. can anyone help?! i wouldn’t have brought in the form and left it if i knew there were untrustworthy people who wouldn’t leave it alone for a few hours til i had time for a break to put it in my locker.


What is a good/bad interest rate for an auto loan?

For a $5000 auto loan for 60 months What would be the range for none, bad, average, good, and perfect on an interest rate? **Please… serious, constructive answers only**

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What is the best type of credit card for me to have? I’m just a dude with a frugal lifestyle that only needs it for emergencies?


I’m thinking about taking out a payday loan. How can I know which ones are legitimate?

How bad is the interest? For instance, if I took out $500, and I paid it back within the week, how much extra would I have to pay?


How do I make online purchases without my parents finding out? (read description)?

First of all, no, I don’t have a credit/debit card, and no, I’m not going to sign up for one. I’m 14 so I doubt that would work anyways. My parents are incredibly strict, so it’s not like I’m trying to buy drugs or anything. I’m literally just trying to order a non s*utty shirt from Pink, but since it’s associated with victoria’s secret, they won’t let me. They’ve always let me make online purchases through their paypal, but I’m wondering how I can get that purchase not to show up. I don’t know if that’s possible, that’s why I’m asking. I don’t have to use paypal, I can also use their credit card, but I thought paypal would be easiest. And before anyone asks, I’m paying them with my own money, not stealing. If you’re going to comment If your parents don’t let you


30 day lates on credit report from auto loan?

Back in December of 2009, my husband and I both got laid off of work. We were having some money problems, and we had to pay our auto loan late. Although, we are basically a payment behind; here is the deal; my payment is due on the 29th of every month. We couldn’t make the Jan payment, so we paid it when Feb. payment was due, on the exact Feb. due date, and we have been been behind a payment since then…so technically, we are NOT 30 days late, just late. Now, we pulled my husbands credit the other day, and we have several rolling 30 day lates on this loan. I called the bank to dispute this, and they state they will not remove the lates because, and I quote some days have 31 days in them


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


How can i find my credit report without having to use a credit card?


Chapter 7 Bankruptcy question?

John is single. He has a steady job earning $35K/ yr. (Take home pay is $2300/ month).John owns a 2006 Ford F150 pickup truck. (Monthly payments are $300.) The bank which gave him the car loan has a security interest in the truck. John owes $1500 on the truck loan and is current in his payments. John rents a furnished townhouse on Bangs Lake for $1400/mo. He has outstanding student loans of $15,000, credit card debt of $16000 and unpaid medical bills of $9000. He also owes the IRS $5400 from the 2007 tax year and a jewelry store $1500 on an installment note for a gold watch he bought. The jewel has a security interest in the watch. Finally, he has monthly child support payments of $500. He is $5000 behind on these. He eats out about 3 nights a week, spends money (very little) on his girlfriend, plays golf once a week in the warm months and goes on 3 or 4 ski weekends a year (mostly in Wisconsin). He stops for an hour or two at his favorite bar almost every evening. John’s assets include the truck (worth about $10,000), jet skis (paid for, worth $4000), a laptop (he needs it for his job; it’s worth about $600), ski equipment worth $800 and a $1200 keyboard. He also owns 100 shares of stock worth $1500 (These are not part of any retirement plan.) and a gold watch worth $3000. John is thinking of declaring bankruptcy. (I wonder why?) The total costs of the bankruptcy proceeding will be $4000 (including attorneys fees, trustee’s expenses, etc.) Qs. Prepare a table showing what happens to each of John’s debts and assets if he files Chapter 7 bankruptcy. What property does he get to keep? How much does each creditor get? Are there any debts which won’t be discharged? What happens if John forgets to list a $3000 medical bill from the Boston Medical Group when he provides the court with his schedule of debts? for purposes of the homework assignment just assume that he can file under Chapter 7


Where can I get a FREEEEE credit report ?


What is the best online site to get a copy of my credit report that is detailed!?

In process of organizing finance to purchase house and need a copy of my credit report to see any negative info or reporting that I need to fix. I live in Arizona and would like to know the best site for the most detailed report that is accepted by all creditors. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you go to jail for credit card debt?

can you go to jail for credit card debt? iam about 10,000 in debt and i havent paid a payment in 7-8 months because ive been having some financial issues..can they really send you to jail?


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice


Mortgage Refinancing while making Chapter 13 Payments?

In November 2010, my wife and I filed for Chapter 13 Bankruptcy. Since then, we have been making payments to our trustee without fail. Additionally, we are paying back the full amount of what we owed sans interest and penalties. Given the historically low interest rates, my wife and I would like to refinance our condo. However, besides getting approval from our trustee, we will need to find a lender who is willing to work with us to get it done. Like so many others, our condo is under water, but we have always paid on time. Our current mortgage is FHA insured and has an interest rate fixed at 5%. If possible, we would like to get another FHA loan with a fixed interest rate that is lower than what we have now. We are not interested in any adjustable rate products. Reply if you can help.


Will they definitely offset my tax refund?

I filed my tax refund on jan 22 and found out that my ssn was flagged for an offset due to a defaulted student loan. I called the collection agency and was told that they only take out what you owe as of the date that i received the letter warning me of possible offset. Therefore i will still owe the remainder which is basically collection cost and that it would keep collecting interest. The guy in charge of my account couldn’t tell me exactly what they will be taking out of my refund but he was so quick for me to make payment arrangements for the remainder (i couldn’t do it that day because the due date for my first payment would fall 5 days before my next payday). why would he want set up a payment arrangement without even knowing how much i will owe? could it because they may not actually offset my return this year? and he was trying to get me on a payment arrangement just in case? i received my refund last year and also my stimulus payment even after i received that letter last year.


Where can i get an auto loan with bad credit? Legit and resonable?


I am trying to build my credit, can someone tell me a good credit card to get..??

I only want to get like gas on it and then pay it right up so that I can at least build my credit a little…. Any advice?? and please tell me if this is a bad idea… and if so why?


Can I get a auto loan with a 597 credit score?

My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know its still low. Now I’m in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One………..I would prefer not to go through the stealership…………any info……..thanks




















































Is my credit bad again?

Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Are Chase Student Loans considered Unsecured Debt or Secured Debt?

I applied for student” loans through Chase/ JP Morgan and I was wondering if those are unsecured or secured. They are not my stafford or plus loans


ReMax Seller/Realtor Fees?

We will be selling our house in the next year or so and think we might use Remax to sell and to buy our next home (out of state). I am curious to what the average realtor fees are with them. I am interested in an Open House and Advertising, if that helps. Thanks!


How does financing for a auto loan for a private seller work?

I mean how do they get their money??


Im getting a car from my parents which has a pinkslip their name, if I change it to my name, does the insurance company have to be notified?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you do a quick calculator figure to determine an auto loan interest rate?

Will be buying a car soon and I have two questions, 1) Can anyone tell me how to figure the interest rate I’ll be paying on a calculator. I want to be able to determine at the dealer and I know they aren’t always upfront with the interest rate which is why they try to get you to negotiate the monthly payment as opposed to the price of the car. 2) Most dealers say the internet price on a used car is the lowest available, is this true? Or is there always room to negotiate? I pulled the value of that particular car on KB and the internet price is the same as what you can expect to pay to a private party”. Still I want to offer a lower price


Where can I get a real free credit report online?

I need a credit report for free. Any websites that actually give you a credit report for 100% free.


How do home equity loans work?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it true that in other countries college is free to the citizens?

If that is true then why does the US make its people pay? It seems that if college education was free then most people would have degrees and there wouldnt be so many homeless and desitute people. What do you think? I am currently enrolled in school and am having trouble getting a loan to pay for school, so if this is true I may rethink where I want to call home.


Where can i get a goverment credit report?

i want a site thats secure and not companies trying to spy out my information. i need to clean up credit fraud.


Are there any credit report sites that are 100% free, and wont ask for a credit card # ??


Which is the best payday loan company?


What is the best Tom cruise movie?


Which is the best student credit card? Junior in college?

I’m a junior college and looking to build credit– I’m not interested in any gimmicks like rewards or incentives. Just need something simple that will allow me to build credit with them. I (stupidly) applied for a Discover It card during my freshman year of college and was denied because I had no proof of income. Now I have 2 jobs. My question is, should I apply again for a Discover It card now that I’ve improved on what they denied me for? Or should I apply to something else? And which one?


How can I get a credit report while I’m deployed?

I am currently deployed and trying to take care of some credit issues. I can’t order a credit report from annualcreditreport.com because the ip address for the computer is not in the United States and freecreditreport.com is giving me the run around saying that I need to call them. Well I really don’t have the means to just call when I feel like it. So, I’m wondering if there is anyother way to get my current credit report.


Is there a way to check your credit rating in the Uk online?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find a payday loan I can call and receive instead of applying online?


Am i a victim of an Installment Loan Scam?

After reading up on so much installment loan scams and people with thick indian accents calling non-stop because of filling out online loans that unsuspecting people would put their personal information on it… I just realized what a stupid move that was. but is it all a scam? I’ve been reading on these people requiring $200 or more to be paid upfront through western union or whatever (obviously that is a scam) but my situation is a tad different… this guy who says his name is robin” (with a thick indian accent


Fake FAFSA website? Help please?

I have been filling out FAFSA, and all of my tax information has been entered in, www.fafsa.com. People are saying that is not the real website, which is fafsa.ed.gov. They are now asking me for a credit card payment and i am worried I have entered information that cannot be retrieved. Where can i get a free credit ckeck,im a victim of id theft?


Deep in debt/no savings at 30 years old?

I just turned 30 years old last month. I work full time, but I don’t make alot of money and live paycheck to paycheck. I have no savings and very little in my 401k. I’ve been pretty irresponsible with spending money so i’m in ALOT of debt, got into the payday loan trap so that’s about 1/2 of my debt. I’ve got 2 kids and I get child support but I still struggle just to make it from one payday till the next. I really want to get my financial life under control and try to begin to save money but I just don’t see where to start. Any advice?


Where can I obtain a free credit report online?


Payday loans?

has anyone ever received money from a payday loan advertised on the internet, usually says up to $1500.00 . I was wondering if it is real and safe. I’m a single mom in need of a loan with not so good credit, I can’t afford to get burned. thanks. tina.


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is CHAPTER 11 BANKRUPTCY (Petition)?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?


Should I get an auto loan as a minor?

Let be start by explaining the situation. I am 16 years old, and I’ll be getting my license in August. I’m looking at a 2006 Mustang V6, listed for 8500. This car is exactly what I want, and I have no doubt it will sell fast. I have about 5,000 dollars saved, and because of a unique situation I’m in with my own business, I make about 3,000 dollars a month. I don’t want to have to look for another car, because this one is the perfect car for what I need. My question is should I get an auto loan from a credit union in order to buy this car? I can pay it back in full with interest in about 2 months, would this affect my credit in a positive way? Thanks for any answers!


What is the difference between a cash transfer and an in-kind transfer? Give an example of each.?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone suggest a good, reputable debt consolidation company?

My fiance and I live in Ohio and I’m trying to help him find a good debt consolidation company. He’s gotten some suggestions from a person he works with, but the place he talked about sounded a little less then acceptable.


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.


I just saw a commecial for JG Wentworth, is this possible?

ok, this company JJ or JG Wentworth says they will pay all proceeds upfront…does this include Lottery winnings? If it does, then will it be to my benefit not get the lump sum payment because CA will take 50% if I do. Now I just go to JG and offer him 25% if he gives me the lump sum? now, i get 75% now! and JG gets 25% extra!! is there something wrong here?


Here’s a list of all the songs on my iPod, have fun, do what you want with them.?

Please Don’t Stop the Music Rihanna Please Excuse My Hands Plies Plenty Money Plies Poison Ivy Jonas Brothers Poker Face Lady Gaga Poket Full of Sunshine Natasha beningfeild Poor Unfortunate Souls Jonas Brothers Pop Bottles Birdman Pop Champagne Ron Browz Pop Lock & Drop It (Remix) T-Pain Poppin Cris Brown Poppin My Collar Rick Ross Pork And Beans Weezer Prom Queen Lil Wayne Promise (Remix) Ciara Pull My Hair Yin Yang Twins Pulling Me Back Chingy Push It Pretty Ricky Pushin’ Me Away Jonas Brothers Put a Banana In Your Ear Charlie The Unicorn Rain On Me Ashanti Realize Colbie Caillat Redneck Woman Gretchen Wilson Rehab Rihanna Renaissance Fair Freecreditreport.com Respect Pink Rewind Lil Wayne Richman 3OH!3 Ride That Donkey 69 boyz Ridin’ Dirty Chamillionaire Right Here (Departed) Brandy Right Now Akon Right Round Flo Rida Ring The Alarm Beyoncé Riot Girl Good Charlotte Rock Star R Kelly Rock Yo Hips Crime Mob Rockin’ That Thang The Dream Rockstar F

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Who are the best bankruptcy attorneys in Jacksonville, florida?


My Chase online banking is no longer showing what I owe on my credit card, says its not available”?”

OK, I went to my Chase account to see what was left on my debit card and to see what the due date/amount was on my credit card. Under credit card information, I see the following… Outstanding balance† Not Available See activity Payment due date Not Available See statement Minimum payment due Not Available Pay credit card Balance last statement Not Available Available credit† Not Available Total credit limit† Not Available If my credit card was cancelled, it should have reflected so and at least displayed minimum payment due. I have a RIGHT to know my minimum payment???? Are they scamming me.


My credit score is 631…is that…?

bad? Can you tell me a little about where I’m standing? Also, there were 1 or 2 things on my credit report that were incorrect. There is a bad mark on my Mortgage payment that is/was a mistake. Once that is fixed, how much will that change my credit score? Last question, my income has doubled in the last 3 months, does the credit report know that, and if it does/doesn’t, would that make a difference in my credit score?


How can i check my credit score for free?

I got my credit report from Equifax for free but there was nothing about what my credit score was. why? how can i find out? just want to know my credit score!!!!!!!!!!!11


How can I get a mortgage with low income and bad credit?

Getting divorced and ex has brought credit score down. Have home now and will get 100k equity so new mortgage will only be for 100k. where can I get a mortgage? I’ve been paying 1900 a month.


Where can I get a free credit report?


What financial institution will extend credit for an auto loan to a first time buyer who has no credit?

My daughter, who is 19 years of age, only has 2 student loans (which are deferred) on her credit. Her credit scores are over 630. She has been gainfully employed for over 12 months.


Denied a credit card?

lauralhendricks your link does not work.


Loan against flats purchased under home loan scheme”?”

I have Purchased 2 flats (ground floor same apartments) thru bank loan. The Value of both the flats when i purchased in 2006 was 15lacs. Now the current value is Rs.30lacs to – Rs.35lacs. I have a need of Rs. 8lacs, is it possible to take a loan against the same property because of its increased value, if not with the same bank thru another financial institution. Appreciate your valuable response. Thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When filing bankruptcy can i add a law office i am currently making payments for to avoid garnishments of wage?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.


Is there a way to get a free credit score?

I know ypu can get a free credit report once a year, but it does not include a score. I found a site called creditkarma.com, that allows you to get access to your free score. it has the https status, which is suppose to be secure and the BBB member label. Is this really safe. Has another ever heard of them? I f not please send some where that I can get a free credit score safetly. Thank You


The real free credit report website?


Is 777 a good credit score?

What is the highest and lowest scores you can have?


Question about car insurance deductible.?

Hi, I have a question if I’m involved in a minor accident at fault and the damage to the other car that I hit is about $500 to repair and my insurance deductible is $750. Then I will have to pay the $500 out of my pocket? If I will have to pay the $500 out of my pocket will my insurance goes up? The damage to the other car is under $750 of my deductible so I don’t think my insurance will go up am I correct?


What is the best way to get a personal loan?

does anyone know the interest rate at the moment, Credit score is good. Does hsbc or citi offer a good interest rate? looking for smth btw 10 ro 15k.




















































Anyone know of a reputable place for me to check my credit report online for free?

Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I quit my job would it affect my bankruptcy?

I’m not looking to move” before I have a job lined up. I have had some interviews and submitted applications down in Oregon. I would have a place to live and stuff down there since I know friends down there. It’s just I’m afraid if I put my notice here to quite if I did find a job that that my jepordize my bankruptcy.”


What’s the best hair straightening cream/balm?

What’s the best hair straightening cream? Not a relaxer but something I can put after I shower to straighten my hair. Something that doesn’t leave flakes or make the hair stiff.


What is the best way to use the 2009 HomeBuyers $8000 credit as a down payment type of payment?

Details on the Missouri Tax Credit Advance: MHDC makes a second mortgage to the homebuyer at the time of closing worth up to 6% of the home purchase price or a maximum of $6,750, which is used to cover downpayment and closing costs. The tax credit advance loan is paired with MHDC financing for the first mortgage in the form of a safe 30 year, fixed rate mortgage (both mortgages must be applied for through a participating lender). The homebuyer then files for the federal tax credit and uses the credit refund to pay off the MHDC tax credit advance loan. If the tax credit advance loan is paid off by the designated deadline (no later than June, 2010), the homeowner pays no interest other than a modest servicing fee. If the tax credit advance loan is not paid in full by the deadline, principal and interest payments to repay the loan over 10 years begin automatically.


I have paid off my credit card debt but I just got a student loan.?

I have not started paying for the student loan. I am scheduled to start making payments on it when I finish school. My FICO score is 679

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Best way to sue credit bureaus for reporting inaccurate information?

gerrytoo – you are wrong – you dispute wrong info with both the credit bureau and the original creditor. They both have obligations under the law which they are supposed to meet after you do this. If they do not meet these obligations (one of which is proving you owe the debt and that it is reported correctly – this is THEIR responsibility, NOT yours!) – they are breaking the law, and they do it CONSTANTLY. If more people got informed and stood up to these criminals in court, they wouldn’t think they can get away with breaking the law millions of times a day!


How can i get a free credit report?


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What caused Mortgage Crisis (10 pts to best answer)?

I want to know WHAT CAUSED THE ADJUSTABLE MORTGAGE RATES TO GO UP IN THE FIRST PLACE>


I have bad credit and I need a 30k loan?

my son and I are in a bad living situation right now and need to move asap, the only thing is i dont have the money i need to move right now, i have a good job and i make good money but it would take a year or more before i could afford to move, so im looking for a 30k loan so i can move now and just make payments on it each month which would be the money i would have been saving to move. I dont have anyone we can stay with or any family or friends to help, i dont qualify for any state assistance because i make to much money. Where can I get a loan like that with my bad credit?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


After bankruptcy can you immediately get new credit cards, and how long does it take to buy a house again?


What does an Experian Vantage score report of 781 correlate to in terms what what my credit score is?


Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


My credit was bad a score of 619. Now for the past 6 months I have caught up?

on all my bills. (The reason I was late was due to my hours at work were cut). Now i have more hours. When can I apply for any credit card?


Can I have a cosigner on an auto loan from out of state?

I don’t have enough credit to finance a car on my own, and I’m surrounded by people with bad credit. If I go to a car dealership with information or a person and an address to get information from, can my cosigner be from out of state? It’s my grandmother, I live in Texas, and she lives in Nevada.


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any such thing as a 5 year fixed rate mortgage?


I want to get a credit card, but don’t know which one…?

I currently have no line of credit and want to get a credit card. I don’t know where to begin, so any advice on a good beginning credit card would be great! How much credit should I expect to initially receive?


Question about medical bills and bankruptcy?

Over the last 2 years I have been in and out of hospitals, 11 hospitals to be exact. Even after insurance I have well over $60,000 in medical bills. At one time I applied for medicaid, and they wanted all of my bills, the original, they wouldn’t take copies. So I sent them in and never got them back. Now I remember what hospitals I was in, but alot of the hospitals have outside doctors and radiologists and such that will charge you an outside fee. I do not remember who they were, and they have stopped sending me bills. I have all different collection agencies calling at all different times and I am just a mess in the sense that I have no clue anymore who I owe what to. So my question is, is there anyway that it can all be pulled up on the computer? My mom said when she went for bankruptcy that all of her bills were pulled up on a computer and she did not need the bills. Is this really possible? I am considering bankruptcy so I’m trying to get all my bills in order but I have no clue what I’m missing, I don’t want to go through the bankruptcy and find out after that I missed some and I still owe them money.


What is the best xxx game sites that don’t require credit card or flash player?


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Amscot cash advance?

I had got a cash advance. I was stupid an kept getting extintions an it ended up over drafting my account on a monday an i had the money thursday it took it out of my pay check. I was wondering if that meant it paid it off an im good an don’t owe anything..i just want to know beacuse i paid it all plus my overdraft fee. Im just confused. Lol please help.


Can I pay my Canada National Student Loan online?

Is it possible to pay my National Student Loan online through my financial institution’s online banking service? If so, where do I find the account number for this payee?


Auto Loans–what is a good credit score?

I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are loooking for people like me to make money with high rates on loans but what should mine be so they don’t screw me? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! The FreeCreditReport.com song is stuck in my head!?

It’s stuck in my head and I would stick a screwdriver in my ear if I thought it would help! My boss and I play this game where we try to get the worst songs stuck in each others heads, I thought I won with Now I can’t get a loan


Refinancing Auto Loan?

I bought a new car in November 2009 and financed for 7 years @ 7.29%. I have been paying an extra $50 a month to try and pay it off in 6 years. I found out I can refinance my loan @ 5 16% for 60 months meaning I can pay my car off in 5 years and 9 months. Is refinancing really worth it in my case seeing that I will be able to pay it off in a little over 6 years without refinancing? I’m stumped on this one…please help!


If my auto loan is paid in full, do I get any of the interest already paid back?

My car was a total loss. Insurance paid it off, I have paid a little over $1000.00 in interest.


If I miss a car loan payment by one day is it considered late? Is there any kind of leniency?

I pretty much got effed, my loan payment fell on a funny day and I dont get paid til the day it after it is due, I guess worst case scenario I could pawn something.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


Anyone know of a reputable place for me to check my credit report online for free?


May i obtain an online payday loan using just a debit card?

I need the easy payday loan that not require bank statement info and I have only debit card anybody know where can i apply?


Where is free credit report without membership?

where is free credit report without membership? I am sick of these small print websites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


Should i contact the FTC? about a payday loan company?

the FTC is really cracking down on payday loan companies in my state, going as far as shutting many down and trying to get rid of them all together. well we have an installment loan it was due a few days ago, we told them many days before it was due we were not able to make the payment. they told us we have to pay, no exceptions, we need to beg borrow and steal to get the money to pay this. well in the contract it states if you are paying more than 10 days late a $10 late fee will apply” meaning you ARE in fact able to pay late am i right? and i brought this up to them and they told me it doesnt apply to us! i mean it is in the paperwork


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?

im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4-5 year loan for $13,000?


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Should I pay off small medical bills to improve credit?

Will it help my credit score or credit rating if I pay these medical bills off? Or will it even help?


If you are married can one person file bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mike Tyson’s Downfall?

First of all, I am a big Mike Tyson fan regardless on what others have to say about his attitude, behavior, or negativities. My major question is why isn’t he regarded as one of the best ever? I heard he is now bankrupt…is that also true? If it wasn’t for all the criticism he received during the height of his career…would he be considered a legend? I know Mike Tyson was a pretty crazy thugged out individual but what made him do what he did to be criticized from commentators alike


Anyone know of a reputable place for me to check my credit report online for free?


Which bank provides the best home loan in malaysia?

assuming paying for 30 years.


Does anyone no of a loan Company that will give loans out with bad credit?

Thank you for the responses. I am from the UK so i most probally have to be a lender form the UK. Thanks


Why do people get second mortgages?

What would cause a person to take out a second mortgage on their home?


What is the difference between chapter7&13 bankruptcy.?


Sir.my monthly income Rs.14000 also i have no any property can i get home loan?




















































How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If im given a 500 dollar limit on my credit card do i have to spend that entire amount? just wondbring if i have to use ful amount then….?

Repay or can I lets say only use 250 and repay. I guess what im asking I will I have to pay the full credit limit if ive only used some. Or do i just pay what I’ve used.. old help lol. New to this. Just trying to build my credit


Best Credit Card Company?????

I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???


VA HOME LOAN CERTIFICATE OF ELIGIBILTY?

I went online to ebenefits and (applied) for the VA Certificate of eligibilty and received it the next day. Does anyone know what happens now that I have that? Does that mean i’m approved for a home loan? Or does this mean if my credit isnt up to 620 i will still be denied? I have like a 600 credit score with the certificate of eligibilty in hand.. What or is there anything I can do with it? Thanks…


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!

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Can I get a good faith estimate without credit report being pulled?

I do not want multple inquiries to my credit report.


Best tenor saxophone reeds for marching band/pep band?

I’m learning tenor saxophone and am going to be playing it for pep band/ marching band in high school. I’m on 2.5 reeds, which brand/kind of reeds would be best for playing marching band? http://store.daddario.com/category/146174?language_id=1&currency_id=1


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My dad wants us to take over his mortgage. Whats the best way to deal with this situation.?”


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


What kind of auto loan rate can i expect with a credit score of 700?


I have a credit score of 614, can I get a mortgage loan?

I filed bankruptcy about 2 years ago but has had a clean credit history since.No miss payments, no deliquency, I make about 40-45K a year, I have about a 23k auto loan out, I was wondering was its possible for me to get about a 80-90K mortgage loan and If so who would be the best lender/bank to go thru with my credit and income.


Should I even worry about my husband credit card?

My husband got this credit card shortly after getting out of boot camp but failed to ever really mention it to me. Now its a year later and we are going through a mild debt situation when he springs on me that he has $700+ he needs to pay off on this card. I was surprised and a little annoyed he didn’t tell me since we are trying to get financial straight again and are normally very open with things like this and we share the same bank accounts. Around the time my husband got this card we were only engaged and living 2000 miles away due to military. He had just lost a significant amount of weight in boot camp and got very cocky which wasn’t pleasant for me. He pretty much acted like a smart a**. He went through a phase where he would fib constantly about things as well saying he was abused as a child and says he still feels the need to lie because that what he grew up doing until he moved out. We talked, he got he head on straight again. End of story. So last night we got to looking at bills and the hidden credit card came up. I asked to see how in the world he could rack that amount of debt in only Tech School and he got mad at me!! He became very frustrated and distressed. Is it just me or wouldn’t you think he was guilty of something with this card with the way he burst out on me? I was calm and he just but a huge wall up and even started tearing up! He claims there is nothing on that card but an xbox and then he cant remember the rest” apparently. Call me paranoid but something smells fishy. Am I wrong here people?”


Requesting credit card limit increase??

will it lower your credit score??


How to purchase 3class(ordinary )railway tickets through internet.?


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know any loan shark phone num in singapore??? thank!!!?


Bankruptcy and civil suits in Oregon?

I just found out I’m being sued in civil court for $80,000+. If I file bankruptcy, am I relieved of the debt? And should I file before or after?


Where does a person go to find a real loan shark?

Private person who can loan $20,000 for 24 months, with $1,000 month payments


Bank declined my auto loan, is there still hope from dealership?

I went and looked at a used jeep wrangler sport the kbb value is $6000. Thats what I told the dealship I would pay for it. I told them I would throw $2000 down for the down payment. They agreed ran my credit and my score was 719 which is good, BUT my credit history sucks since iv never taken out a loan or anything big, just made cell phone payments for a few years (im 22 years old). The dealership said they would still try to get me financed. I wont know anything till tomorrow. Called my bank just to see what my rates would be if I went through them. They declined me which is making me think im definitely going to get declined on the $4000 loan the dealership is trying to get me. Is there any hope I may get approved tomorrow or should I just forget it. I make about $2200 a month steady job for 3 years contracted to the county. And live with my parents at this time (if any of this info helps).


Help!!!! Is http://studentconsolidationaid.com/ a legitimate business?

They say they are an affilliate of the Military Debt Management Agency, Inc and link to the BBB page on their website, but I cannot find any more information about them. I gave them some personal information, but am having some doubts and I need to know if I need to take some precautions. Please respond ASAP. Thank you.


I have bad credit and I recently filed bankruptcy in 2007. I want to get a loan to pay off bills in advance?

Who will give me a loan in my situation?


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?


BALANCE INQUIRY ON PAG-IBIG SALARY LOAN?

hdmf loan villones, napsa

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much debt do you have?

Tigg, although I am ashamed to say that we borrow, we do borrow wisely! Thankfully, all our debt is interest free


Where can I get a loan for $2500.00 in 2 days?

Please is there anyone that knows where I can get a loan for $2500.00 in 2 days? We don’t have time for a bank loan, I tried that takes much longer. We had someone steal over $6000.00 from us. We need to pay our mortgage and utilites. We would go to a loan shark if we knew where to find one. We are in Saginaw, Michigan if there is anyone that knows where we could get help. We will pay any fee at this point. We need to keep our house payments up. Please any advise is appreciated. You can email me threesenough5@yahoo.com if you have any advise.


Mujahideen, Taliban, Al Qaeda?

Uninformed ignorant individual in need of clarification. All these three groups came from Islamic roots in Afghanistan during the Soviet invasion. That much I know. I may have a misconception though and I need help on clarification. Al Qaeda was organized by Osama Bin Laden, yes? Well the US CIA supported the Mujahideen Freedom Fighters” with weapons and money


Are banks giving out 30 year mortgage loans to senior citizens?

On low income but can afford the mortgage payment.



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Creditor in bankruptcy proceeding. need free legal advice?

I am a secured creditor (secured by inventory) in a chapter 7 bankruptcy proceeding. I am not told that the inventory was sold which happens to conveniently fall under the limits of personal exemption. A significant amount of Cash money has been recovered by the trustee who now says that I should file amended claim to changed from secured to unsecured because only unsecured claims get paid by the estate. question: do you think I should change to unsecured? question: does this mean I don’t have a priority in the distribution that the distribution will be split evenly among all the unsecured claims or does it work on a % basis? any help would be greatly appreciated.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Are there any legit online payday loans?

Online payday loans?


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.

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I just checked my credit score and it’s very poor” – can i get an auto loan?”

I don’t have any delinquent accounts but i do have a mortgage, car note, student loans, credit card debt, etc. With a $1000+ down payment and paying off my current auto loan, could i still qualify for a new auto loan on my own?


Who’s the band on the FreeCreditReport.com commercials?


Is avant credit for bad credit a good site for a loan?

I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?


How do I go about checking if a bankruptcy is off of my credit report?

I had a bankruptcy discharge of debt in Nov. 1998 in New York. I was told a the time it would drop off my credit report in 7 years, but it is still on there. I know I have to write to the companies, do I have to write to all 3? What info do I have to provide them with? Thanks!


Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?

How can I solve my credit card problem? I owe about 50,000 sgd from credit card company. I have bad credit and the banks wants me to pay minimum payment that I cannot afford monthly, or else they will seize my properties. I used to pay about 1,600 monthly, but the debt grows every month due to late payment, lawyer charge, interest etc. How can I get out of this mess, I am planning to borrow from money lender to consolidate the debt and then pay montly at lower interest. Is there such organisation that lends money for debt consolidation in singapore? I have been in contact with overseas money lender that is willing to lend 50,000 at 5% interest PA but I have to pay initial charge at 800. Are they trustworthy? I can hardly make ends meet now. Please help…


If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus

If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus? I’ve heard from a CPA’s assistant that they can only report you if you are more then 30 days late—-is this true? I live in CA


What is the credit card statement(PayPal)?

Q: Where do I find my PayPal code? A: Your unique, randomly generated 4-digit PayPal code is displayed on your credit or debit card statement next to or near the PayPal fee. In the item description section, you will see it next to the word PAYPAL. Allow a few business days for the PayPal code to appear on your online card statement. If you do not have online access to your statement, you’ll need to wait for your statement in the mail. This was the answer on the paypal help. well it didn’t really help because i still don’t know what and where the ‘card statement’ is or where i should look for it. and they charged me 1.5 $ which i’ll get back as soon as i give them the code. any help, please?:) oh yeah, and i waited a few days so i should have the code by now. READ: like i said. i don’t know what the credit card statement IS. so don’t tell me the code will appear there because i don’t know what it IS.


Where can you get a persoal loan,not a payday loan,if your credit score isn’t perfect?

Sorry I misspelled personal


What is the best website to go through to check my credit score regularly?

I have a bit of debt and I want to monitor my score and report as I pay off my credit cards. It doesn’t have to be free, just as long as its secure and safe.

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Can i file self employment if my.dad claimed me as a dependant on his bankruptcy application ?

I am so confused this is my first year being self employed. I want to file taxes but my dad said I.was a dependant when he filed for bankruptcy. We have 6 people in our home including me, is it.true that it will affect him if I file taxes


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Looking for a payday loan that doesn’t lie about guaranteed approvals?

I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I’m sorry we cannot approve you loan at this time. These sites should not be allowed to do this. To me this is false advertisement and the company should be reported to the Attorney Generals Office in there area.


Closing costs and down payment on a $55,000 mortgage?

With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size.


Anyone know anything about VA home loans?

To G C, My husband bought this home about 6 years ago because it was a cheap buy and he paid it in cash. it was built in the 1960’s and is only a small 2 bedroom and there is 4 of us. In order to get this house up to code we would have to rip it down and rebuild it from the ground up. My husband only paid $12,000 for the house and land with cash. At the time he was single. But now our family has grown and we need a bigger house and a safer home, one that is not in a dangerous nieghborhood. I am currently attending college full time to make a better life for us so we will have no problem affording a house payment.


Is an on-line cash advance safe?


FHA vs. Conventional ??? HELP Anyone?

Can anyone tell me the difference or advantages between an FHA, or a Conventional Mortgage or viceversa




















































Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

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RELATED:

How do you find out if a company has too much debt?

What ratio is the most useful one?


Buying a car in the Air Force?

I am 19, single, and leaving for the Air Force next month. I have been looking at cars and the ones I want are all just about $30000. Would this be a mistake to get one shortly after basic training if I am pay grade of E-2? Should I wait or choose a cheaper car?


Where can i get a auto loan for low income people?


Are online payday loan sites legit?

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My Equifax 553, Experian 632 TransUnion, 639 is it possible to get a mortgage with a decent rate in IL?

I have a year left to keep improving my score, and I just graduated from college. Hopefully I’ll find a decent paying career. My fiance’ has all three scores in the 720s with a decent career. I want to match her and if not come close. I’m aiming to have a score 680-700 a year from now. But with my 3 current scores now is it possible to get an ok rated Mortgage in the state of IL? We’re looking to buy our first home spring of 2015 with a max budget of 140k. Any tips for me would be greatly appreciated. Thanks


Where can I get some assistance or help paying my mortgage?

I’m really desperate, I’m single, I have no family or close friends. I just lost my job and I have a disabled child whom has lots of needs. I just need help for a month or two while I get back on my feet. I’ve heard of people getting this kind of services but I don’t know where to turn to….anybody?


Can you file bankruptcy on a divorce settlement?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good age to get a credit card?

Hello people……….I’m a daddy girl and anyway I make good grades so I think I should get one.


What the hell is a mortgage?


I need a personal loan to pay off some debt.?

I know you will say at first getting a loan to pay off other debt makes no sense but I am going to take this loan and payoff 3 credit cards so it will actually help. I only need $2500 anyone have a suggestion that is LEGIT and NOT a payday loan of a suggestion?


Can you get in legal trouble in Kansas for not paying off a payday loan?

I have crappy credit anyway. I really just got WAY overextended. My fault. They are really threatening, and I just don’t have the money to pay them off yet. Not planning on stiffing them, just need things like electricity, water, gas, etc right now. Just want to know what to listen to and what not to. Threats of court, suing me, jail, and other things just scare me and I can not have anymore stress. Please no I told you so, or childish answers.


Has anyone here ever had to file for bankruptcy? If so how did it affect your life..good or bad?


Where can i get a REAL $500 payday loan from?


Where can i get a free credit score without signing up for something?


Can you sell a car to carmax if you owe money, but they offer enough to pay it off?

I owe 5,000 on my car and they offered 8,000. The lady said I need the title, but some people online said she was mistaken and that they will pay off the loan and once they get the title, give me the rest. Does anyone know for sure if you can sell a car that’s still being financed, but they offer enough to pay it off?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Legitimate payday loans?


Can the bank trace the people who have done fraud with my card?

I have had a bank statement and there has been loads of online transactions made which I haven’t done. Pizza,Asos,Amazon,Yours Clothing,Etc etc. All amounting to around £400. Will the bank/the companies be able to trace delivery addresses(assuming it had all been sent to a specific event)/what was bought/when it was bought etc as I have a good idea who it might have been? Thanks It is santander bank by the way, so if anyone has any specific experience with them it would be helpful!


What happens after you’ve been approved for a loan?

so if you apply for an auto loan, and are accepted, what’s the next step? Once you are accepted, are you automatically bound to the loan, or is there final paperwork which must be taken care of first?


If i get a credit card but don’t use it will it make my credit score go up?

My biggest problem is i have pretty much no credit.


Capital One Platinum Credit Card?

link: capitalone.com/credit-cards/platinum/ Looking for a first time credit card. I have limited to no credit history, I am no longer a student. Looking to build good credit history. So far this is my best option. First off: Any one have experience with this card? Second: I don’t want to pay the annual fee $19 on the 2nd year with the card. My goal would be to find a new card with better rewards, assuming I have better credit history at that time and then cancel this card before the annual fee goes in place. doable? Any advise would be great, thank you


Can anyone tell me about Payday loans?

I took out 5 online payday loans, and two stores front…I can’t afford to pay them.My hours at work have been cutted to 30 hours per week how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy


What are my chances of a mortgage?

Im 27, self employed, on low income because of a historic serious illness, excellent credit score, soon to be the owner of the family home. Will i get a mortgage to actually buy my first house?


Does a person have to remain in the state they file bankruptcy in?

my sister-in-law has filed bankruptcy in Missouri. We want to bring her to live with us in Illnois. Will this stop her bankruptcy

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Buy a prepaid virtual credit card?

Hi I want to buy stuff on the internet and some websites have really good bargains but I m not sure if their legit so what I wanted to do is buy a prepaid credit card that works on the internet, unfortunately I cant seem to find any on the Internet, so I want to know if it possible tu buy a *virtual* prepaid credit card, or put some money on some account that isnt linked to my card? I dont have much time to buy these things so I m looking for something I would be able to do right now 🙂 thanks guys


Need a loan shark in st helens?

really need a loan shark in st helens


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


My auto loan amount is $17,629.23 and my monthly payment is $304.59, they only took $66.19 interest?

According to an auto loan amortization calculator I should have had $126.00 towards interest for the 1st payment. My interest rate is 8.59%. Why so low for the 1st payment? Are they using a different amortization schedule?



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Does anyone know where i can get a free credit report?? every website i go to says FREE” but it’s not!!!?”


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What does NOT PAIDA/P NSF FEE mean in online banking?

I just checked my bank balance and my main account has NOT PAIDA/P NSF FEE on its statement, and has put me in OD for $20.00! What on earth is this? I had no automatic payments or anything going into/out of this account and the account had nothing in it. Is the bank ripping me off or something?


My Experian Credit Score is 641. How high of an interest rate am I looking at if I get a $6000 Car Loan?

I paid off the last of my debt a couple months ago, and I checked my score yesterday and it said 641. I have $0 debt on my credit report, but no open lines of credit. I have a Secured Credit Card on the way any day now. I read that it helps one’s credit score by having different kinds of credit on your report. I know the right thing to do would be to use the credit card for a while, and then apply for the loan…But I kind of need a loan right now! And I have no one to co-sign for me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Card cash advance how does it work?

I want to buy a four wheeler but the banks are closed. I have the money but I don’t have the cash for the deal. I was wondering if I withdrawal money from my credit card is there interest or is that only if i don’t pay for it by the end of the month?


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.


Auto loan rate after bankruptcy.?

I believe my wifes car is about to kick the bucket. We have recently been discharged from a chapter 7 bankruptcy. I was just wanting some input to get an idea of what kind of loan rates we will be looking at. If we get a co-signer will that help with the interest rate? Thanks in advance!!


What options are there for first time home buyers that do not have any kind of down payment?

I have checked with local banks and they have pretty much said sorry, there isn’t anything that we can do for you. You go to a place like LendingTree.com and even though they would probably find a way to get you a loan, at this point they have a stipulation of no less that $100,000. Where I live, that isn’t necessary for a really nice home. We have fantastic credit, very little debt, and want to take advantage of any current tax breaks. What options do I have?


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Hi all. Just a quick question about bad credit (OSAP)?

Hello. Shango Muffin here. I am curious, if a person is not able to pay off her OSAP and is having financial difficulties throughout the year; would this effect her potential to get a job (any job in general) ??? Besides gov jobs and financial related jobs, what other specific type of employers will reject you based on your bad credit? If people hold your bad credit against you by not hiring you…. how the heck are you supposed to make $$$ in order to pay off your overdue payements/depts and move on with your life?!? People are young, inexperienced and make mistakes when it comes to loans and credit… how can the established world hold this against them??? Anybody??


What is the best place online to get an unsecured personal loan?

Both my bank and my credit card have effectively screwed me out of most of my paycheck. My bank is Wells Fagro and I talked to them already. They are unwilling to solve the problem. But I have to pay my rent and cable/internet/phone bill still. Therefore, I need to locate funds from a source in excess of $350 very quickly. I may be able to get a payday loan from a local place but it may not be enought o finish the job. Besides they will likely take it out of my next check completely. So I would need to find an unsecured personal loan that is willing to take smaller payments over a few months in order to accomplish this. Any ideas?


I wrote a check for a payday loan and cant make the payment and the accountt is close after I wrote the check.?

The account is now closed. I didn’t realize the $200 a week was just to pay the interest with nothing going to the balance. What should I do?


Can a Payday Loan Place in KENTUCKY take you to court or jail for paying back a loan ontime?

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I need a 10,000 dollar student loan with no cosigner.?

Hi. I am 18 years old with no credit. I need 10,000 dollars to cover the cost of living (apartment rent, bills, food, etc.) while in school full time. I have already used up all of the federal aid I received. So my question is: is there any way I can get a private student loan with no cosigner. My parents have bad credit so they are not an option.


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What are the best companies for improving bad credit?

I’ve heard of a few companies that resolve some of the dings in your credit (or at least help you to do so) but I can’t seem to find any that actually look legitimate. I would prefer ones that are at least semi-inexpensive but fixing my credit is my first priority.


Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


Which chapter of bankruptcy is it?

Which bk do you file to get full relief of the debts (full discharge) I dont have any property I am trying to keep like a car or house.But I have heard some people say they had payments to make what payments are they talking about.I thought the bk wiped away your debts.Or does it??


Picking up the pieces after bankruptcy?

After 2 years Whats the BEST” way to start picking up the pieces after bankruptcy in relation to starting a “New/Good” line of credit? Where to begin? Everyone wants to sell me a new car – I don’t need one! Refinance my house/2nd morgage – I don’t need this either! Tried a furniture loan – was denied (maybe 2