Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































Can you tell me some real online payday loan sites?

Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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What bankruptcy chapter is for credit cards only?


What happened to the free credit report band?


A Good Debt Relief Agency?

Thanks I’m going to try and call them today there are so many to choose from and I wasnt sure were to start THANKS


Where can i get a credit report?

Where can i get a credit report for free? I heard that you get 1 free a year? Thanks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about my finances. Using overage check to pay off auto loan a good idea?

I have just started college. I am really enjoying it. Especially after being out of high school for 4 years. Anyhow, I am back into it and I have qualified for financial aid. It is an unsubsidized loan, with a total of a little over 6k. It is my first loan, and I intend to pay every bit of it. My employer reimburses up to $5,200 a year, which is more than enough to pay for a year’s tuition at my college branch. If my calculations are correct, I should receive an overage check of about 4k, which is the same amount I have left on my auto loan. I am being nailed on interest for the auto loan, which is 14.2 percent — I had no credit, no co-signer — so I had to bite the bullet of an extraordinary rate. So, I figure I will take the full amount of my award this once and pay off my auto loan. It will give me peace of mind because if I lose my job, I lose my car. But if I pay off the car, I can lose my job, but still keep going to school, for I do not have to pay back my loans until after I graduate. That way I can pay about $100 a month toward the overage check, paying it off well before I graduate. So, for the people that have had much experience with their finances, been through many hardships, tell me, is this a good idea? Am I thinking on the right track for a young age — 23?


How can I build credit with a Macy’s card?

If I buy one thing every month and pay it on time, will I be able to build a score? What is the best way to go about this? (I have no credit score)


My Experian credit score is 605″.?”

I don’t understand why I can’t get a credit card or anything in my name. I have a experin credit score that’s 605 in only 8 inquires in my name. Can someone give me advice. What should I do to increase my credit score?


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


Should i request a higher limit on my credit card or apply for a new one?

– Viking my friend. i always purchase little things on my credit card .. why ? to build credit. i pay it off quickly. usually THE SAME MONTH. but since i WANTED a tv i BOUGHT one. and can easily pay it off right now.. but im moving .. there fore im conserving money. sorry i’m not perfect 🙂 LMAO last line of my question .. theres always one smart*ss in the bunch.


Will I be denied if my birthdate is wrong on credit report?

How can I correct this, and how long will it take?


Best ways to handle a car allowance?

I have just been offered a $18,500 car allowance (payed weekly) for a sales job i am taking in a couple of weeks & i am wanting to know the best way of buying a car for tax purposes? I am a home owner so would i be best to put the car onto my home loan & pay off the one loan at a lower interest rate or i am better off financing a car through a seperate loan e.g bank loan? This is an important decision for me so any accountants or financial advisers are welcome to comment!!


How do I find my credit score on my credit report?

I recieved my report & can’t seem to find it. Is it only available on a separate request?


Free Credit Report? Yeah free my butt?

These guys charged me 12 dollars a month without me knowing it for 15 months while I was in Afghanistan. How come they claim to be free? What a bunch of A holes!!!


Anyone please tell me how margin works in Etrade?

I know that they charge me 7.24% interest rate but let’s say i have 5000 dollars and buy some shares on margin,5050, total of 10000 dollars of shares; and i will sell it a week later, then i buy 5000 dollars of shares and 5000 on margin, are they going to charge me another 7.24%? It’s confusing to me. Anyone please help if you understand what I’m saying. Thanks.


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


Personal Income Tax: Can you deduct bad debt from rental income?

I have used the accrual method in reporting rental income and expenses. That is, I report rental income when earned (not when I collect) and expenses when incurred (not when paid). My tenant (now an ex-tenant) owes me for many months rent that I have already paid taxes on in past years. It is a virtual impossibility that I will ever collect this. Is this bad debt deductible in calculating my net rental income? If so, can this bad debt be used to increase my net rental loss (i.e. is there any restrictions or limitations on the deductibility of bad debts)?


Does it cost $1 to change my address at the post office?

I was about to change my address online through the USPS website until I realized they wanted to charge $1 to my credit card for my security.” I always thought the address change was a free process. Is that not the case? I was wondering if I physically walked into the post office


Getting your credit report with your credit score all 3 bureaus?

How can I get my credit report from all 3 bureaus with all 3 credit scores? What Site and how much does it cost? * I already got my free credit report but not my scores * I want my credit scores


Is 764 a Good Credit Score?

I’m 18 years old and opened a credit card a year ago. Since then, I have made my payments in full, on time. I checked online via Trans Union and it said my credit score is 764. Feedback?


Bank’s auto loans & dealership finance?

What is the difference between your bank’s auto loan and the plan that a dealership offers you? Does the dealership even offer some sort of loan or payment plan? I think it will just be easier to get a loan from the bank b/c you can pay it online or have automatic withdraws. Or does everybody get auto loans from the bank? I really have no idea. Im buying my first car.


If i got a loan from amscot and its not oustanding can i try somewhere else and see if i can get another like the check cashing store?


How do i find out my credit history for free!?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Alaska USA Federal Credit Union. Can I view information about my car loan online?

STOP WITH THE SPAM ANSWERS


I am still in bankruptcy,will not be discharged for another 4 months,and in need of a car.What to do?

Do I stand a chance getting a new car or do I just need to wait? Please help!


Free credit report site?

what was the site to that free credit report, or that shows what’s on your credit, not your score? Thanks!!!!


Credit score of 552 from experian. Need suggestions on how to raise score from the dead. ?

My credit report from Experian states:Your report does not show any open, currently active major credit card accounts, such as Discover, American Express, VISA, or MasterCard. Should I just open up two or three secured cards or what? Or should I finance a hoopty and finance it over a year? Reasons for 552 Credit score; Chapter 13 three years ago that was dismissed after three months because I sold the house. a few Federal tax liens with balances still owing. thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Don’t sugar coat it.. how much house can we afford? newlyweds 1st home.?

Everyone I’ve tried talking too has sugar coated the truth, and its starting to feel like this is the only place I have a chance of getting some straight answers. Our loan officer even tip-toed around the truth! Its a simple question.. how much house can we afford? We just got married and are gearing up to purchase our first home. We live in Lincoln, Ne. Our mortgage rate is going to be around 5.6% (we haven’t actually gotten that far, so thats only an estimate.). We make a combined annual income of around $27,000 and will be putting down a 5-8K down payment.. Our taxes will only be around $2,000 on the house and the insurance will be between $400-$500. (We’ll be getting the cheapest insurance that covers just the important stuff). Our loan officer said he can get us a $100,000 loan.. but that seems like WAY too much for our income. If you should only purchase a home that is 3X your annual income.. than we should only get a $75,000 home.. We have no other finacial obligations or loans.. we will only be making payments on the mortgage and bills. A 100,000 (with a 5K down-payment) is around $760/month. We make around $1200 bi-weekly. That just seems like we’re cutting it a little close going with that loan… what do you think? Also.. should we wait until next year and risk losing out on the $8,000 tax credit? There was talk about a $15,000 tax credit next year.. would we still be eligable?


Can you tell me some real online payday loan sites?


Does anyone know how to fill out the schedules A – J for a chapter 13 bankruptcy. I am filing pro se?


What should my friend do or expect from the bankruptcy court?

He owes about 15, 000 each to three different bill collectors. One of them just sent him a summons saying that he had to address the issue within 20 days. He has not a dime more than necessary to pay bills and eat. He is in Massachusetts-Boston to be exact-and he was unemployed for three years but has been employed for the last year. Should he try to get a lawyer right away? Thanks for any help that you can give.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 9000 too much in credit card debt?

I am trying not to use my credit cards anymore at all, but I am getting a bit worried about it. I make my payments on time of before time, and always more than the minimun. I work in a full time job and make 39k a year. But I am worried still and have no idea if this is too much or not. Of course i dont want to get more into debt I have had enough.


When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Which of the following best describes the debtor s involvement with the bankruptcy judge?


Where can I find the maximum APR for auto loans in North Carolina?


Question about the President’s Choice Mastercard (PC Points) program…?

How many PC points do you earn per dollar spent if you shop at Loblaws store (eg. Superstore)? Is it 5 or 15?


Bankruptcy and refund after Bankruptcy?

I have come out of Bankruptcy and as i am self employed my Tax refund was rightly refunded back to my creditors. My question is that my accounting year is not in line with my tax year and my next self assessment has part of my accounting year for the period of my Bankruptcy, will the creditors be able to receive that as well or is the Official Receiver only interested in my refund for the period of & prior to my bankruptcy?


Where can I use my best buy credit card?

My ex says that he has swiped his at other stores, but there is no expiration date on mine, so how can I use it online? It is NOT one of the ones issued by chase, and it is NOT a rewards master card, which both say they are exclusively for BB stores. So can I use it in regular stores and online? I need to pay my rent, lol…


633 credit score is good for auto loan?


What are the best places/options for getting an auto loan? (Good credit)?

I may need to buy a ‘new’ used car in the next 6 months, and will need to get an auto loan. I have very good credit (750 range), but unfortunately I don’t make much money. What are the best options for securing a loan? Should I go to a credit union, try to get financing at the dealership?… Any advice on the process much appreciated. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to calculate mortgage monthly payment?

oh nevermind thanks 🙂


Can you tell me some real online payday loan sites?


The interest rate on an auto loan in May was12-3/8 %. By?

The interest rate on an auto loan in May was12-3/8 %. By September the rate was up to14-1/4 %. How many percentage points did the interest rate increase over the period?


What was the enron scandal?


Do you have to pay for a permit test if you fail it in Pennsylvania?

Also, is it possible to retake the test the next day?


What is a good online cash advance site to go to?

my friend needs a quick cash advance til her payday and wants to know whats a good one that doesn’t need to do a credit check, no verification, no faxing and without sending you to different lenders. If you’ve tried a few please help her cause I don’t know of any.


What are the links for credit report (the free report once per year)?

All the Free” credit reports on the web require credit card number




















































Anyone know of a reputable place for me to check my credit report online for free?

Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I quit my job would it affect my bankruptcy?

I’m not looking to move” before I have a job lined up. I have had some interviews and submitted applications down in Oregon. I would have a place to live and stuff down there since I know friends down there. It’s just I’m afraid if I put my notice here to quite if I did find a job that that my jepordize my bankruptcy.”


What’s the best hair straightening cream/balm?

What’s the best hair straightening cream? Not a relaxer but something I can put after I shower to straighten my hair. Something that doesn’t leave flakes or make the hair stiff.


What is the best way to use the 2009 HomeBuyers $8000 credit as a down payment type of payment?

Details on the Missouri Tax Credit Advance: MHDC makes a second mortgage to the homebuyer at the time of closing worth up to 6% of the home purchase price or a maximum of $6,750, which is used to cover downpayment and closing costs. The tax credit advance loan is paired with MHDC financing for the first mortgage in the form of a safe 30 year, fixed rate mortgage (both mortgages must be applied for through a participating lender). The homebuyer then files for the federal tax credit and uses the credit refund to pay off the MHDC tax credit advance loan. If the tax credit advance loan is paid off by the designated deadline (no later than June, 2010), the homeowner pays no interest other than a modest servicing fee. If the tax credit advance loan is not paid in full by the deadline, principal and interest payments to repay the loan over 10 years begin automatically.


I have paid off my credit card debt but I just got a student loan.?

I have not started paying for the student loan. I am scheduled to start making payments on it when I finish school. My FICO score is 679

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Best way to sue credit bureaus for reporting inaccurate information?

gerrytoo – you are wrong – you dispute wrong info with both the credit bureau and the original creditor. They both have obligations under the law which they are supposed to meet after you do this. If they do not meet these obligations (one of which is proving you owe the debt and that it is reported correctly – this is THEIR responsibility, NOT yours!) – they are breaking the law, and they do it CONSTANTLY. If more people got informed and stood up to these criminals in court, they wouldn’t think they can get away with breaking the law millions of times a day!


How can i get a free credit report?


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What caused Mortgage Crisis (10 pts to best answer)?

I want to know WHAT CAUSED THE ADJUSTABLE MORTGAGE RATES TO GO UP IN THE FIRST PLACE>


I have bad credit and I need a 30k loan?

my son and I are in a bad living situation right now and need to move asap, the only thing is i dont have the money i need to move right now, i have a good job and i make good money but it would take a year or more before i could afford to move, so im looking for a 30k loan so i can move now and just make payments on it each month which would be the money i would have been saving to move. I dont have anyone we can stay with or any family or friends to help, i dont qualify for any state assistance because i make to much money. Where can I get a loan like that with my bad credit?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


After bankruptcy can you immediately get new credit cards, and how long does it take to buy a house again?


What does an Experian Vantage score report of 781 correlate to in terms what what my credit score is?


Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


My credit was bad a score of 619. Now for the past 6 months I have caught up?

on all my bills. (The reason I was late was due to my hours at work were cut). Now i have more hours. When can I apply for any credit card?


Can I have a cosigner on an auto loan from out of state?

I don’t have enough credit to finance a car on my own, and I’m surrounded by people with bad credit. If I go to a car dealership with information or a person and an address to get information from, can my cosigner be from out of state? It’s my grandmother, I live in Texas, and she lives in Nevada.


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any such thing as a 5 year fixed rate mortgage?


I want to get a credit card, but don’t know which one…?

I currently have no line of credit and want to get a credit card. I don’t know where to begin, so any advice on a good beginning credit card would be great! How much credit should I expect to initially receive?


Question about medical bills and bankruptcy?

Over the last 2 years I have been in and out of hospitals, 11 hospitals to be exact. Even after insurance I have well over $60,000 in medical bills. At one time I applied for medicaid, and they wanted all of my bills, the original, they wouldn’t take copies. So I sent them in and never got them back. Now I remember what hospitals I was in, but alot of the hospitals have outside doctors and radiologists and such that will charge you an outside fee. I do not remember who they were, and they have stopped sending me bills. I have all different collection agencies calling at all different times and I am just a mess in the sense that I have no clue anymore who I owe what to. So my question is, is there anyway that it can all be pulled up on the computer? My mom said when she went for bankruptcy that all of her bills were pulled up on a computer and she did not need the bills. Is this really possible? I am considering bankruptcy so I’m trying to get all my bills in order but I have no clue what I’m missing, I don’t want to go through the bankruptcy and find out after that I missed some and I still owe them money.


What is the best xxx game sites that don’t require credit card or flash player?


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Amscot cash advance?

I had got a cash advance. I was stupid an kept getting extintions an it ended up over drafting my account on a monday an i had the money thursday it took it out of my pay check. I was wondering if that meant it paid it off an im good an don’t owe anything..i just want to know beacuse i paid it all plus my overdraft fee. Im just confused. Lol please help.


Can I pay my Canada National Student Loan online?

Is it possible to pay my National Student Loan online through my financial institution’s online banking service? If so, where do I find the account number for this payee?


Auto Loans–what is a good credit score?

I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are loooking for people like me to make money with high rates on loans but what should mine be so they don’t screw me? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! The FreeCreditReport.com song is stuck in my head!?

It’s stuck in my head and I would stick a screwdriver in my ear if I thought it would help! My boss and I play this game where we try to get the worst songs stuck in each others heads, I thought I won with Now I can’t get a loan


Refinancing Auto Loan?

I bought a new car in November 2009 and financed for 7 years @ 7.29%. I have been paying an extra $50 a month to try and pay it off in 6 years. I found out I can refinance my loan @ 5 16% for 60 months meaning I can pay my car off in 5 years and 9 months. Is refinancing really worth it in my case seeing that I will be able to pay it off in a little over 6 years without refinancing? I’m stumped on this one…please help!


If my auto loan is paid in full, do I get any of the interest already paid back?

My car was a total loss. Insurance paid it off, I have paid a little over $1000.00 in interest.


If I miss a car loan payment by one day is it considered late? Is there any kind of leniency?

I pretty much got effed, my loan payment fell on a funny day and I dont get paid til the day it after it is due, I guess worst case scenario I could pawn something.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


Anyone know of a reputable place for me to check my credit report online for free?


May i obtain an online payday loan using just a debit card?

I need the easy payday loan that not require bank statement info and I have only debit card anybody know where can i apply?


Where is free credit report without membership?

where is free credit report without membership? I am sick of these small print websites

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Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


Should i contact the FTC? about a payday loan company?

the FTC is really cracking down on payday loan companies in my state, going as far as shutting many down and trying to get rid of them all together. well we have an installment loan it was due a few days ago, we told them many days before it was due we were not able to make the payment. they told us we have to pay, no exceptions, we need to beg borrow and steal to get the money to pay this. well in the contract it states if you are paying more than 10 days late a $10 late fee will apply” meaning you ARE in fact able to pay late am i right? and i brought this up to them and they told me it doesnt apply to us! i mean it is in the paperwork


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?

im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4-5 year loan for $13,000?


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Should I pay off small medical bills to improve credit?

Will it help my credit score or credit rating if I pay these medical bills off? Or will it even help?


If you are married can one person file bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mike Tyson’s Downfall?

First of all, I am a big Mike Tyson fan regardless on what others have to say about his attitude, behavior, or negativities. My major question is why isn’t he regarded as one of the best ever? I heard he is now bankrupt…is that also true? If it wasn’t for all the criticism he received during the height of his career…would he be considered a legend? I know Mike Tyson was a pretty crazy thugged out individual but what made him do what he did to be criticized from commentators alike


Anyone know of a reputable place for me to check my credit report online for free?


Which bank provides the best home loan in malaysia?

assuming paying for 30 years.


Does anyone no of a loan Company that will give loans out with bad credit?

Thank you for the responses. I am from the UK so i most probally have to be a lender form the UK. Thanks


Why do people get second mortgages?

What would cause a person to take out a second mortgage on their home?


What is the difference between chapter7&13 bankruptcy.?


Sir.my monthly income Rs.14000 also i have no any property can i get home loan?




















































Are there any banks that will give me a mortgage after bankruptcy?

Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you have several payday loans and you close your account can’t they send a attorney to bring you to court

I have several payday loans. Its not that I don’t want to pay them, but I am getting behind on my other bills I want to know if there is someone or someplace I can go to so that I can consolidate these into one bill and cut down on the interest. They were there when I needed them I just want a easy solution and not a broke one.


Where can i get a payday loan?

We are desprate and need about 1500 or more if possible. We have no credit and need this money despratly.


Shall i plan to partial repayment of home loan withdrawing provident fund?

I am planning to buy a house and take loan of 7 lac shall i repay home loan 1 or 1.5 lac immediately after six month or one year by withdrawing provident fund. or shall i continue upto 20 years. As I know early years of loan more interest and less principle deduction.


Are those free credit score services safe to use?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should my husband and I apply for an auto loan together or separate?

We are considering getting a new car since mine is 11 years old and keeps having expensive repair issues. I was wondering if we would get a better percentage rate on an auto loan applying together or separately. My credit score is not so hot…652 to be exact. His should be at least 700 if not more. He doesn’t have much credit to base it on and the little he does have is all in good standing. Would it be better for him to apply by himself or would it be better to do together even though mine is crappy. He makes way more money than me also. Thoughts and opinions please.


Thinking about getting a credit card?

i just turned 18 and paying off my first car with no help from parents phone bill gym membership etc. i pay my phone bill and car note on time so paying on time is nothing but i just need some extra money do you think i should get a bank of america credit card because i already have a checking account with them for over a year


Where is the best place to get financed for an auto loan if you have bad credit?

I’m 24, I have a credit score of 620 (a few things went to collection) and I have never had a car loan. I paid off all of my debt with collection a couple months ago but I doubt it has reflected in my score and my car is d-e-a-d. I tried at a dealership and they said they couldn’t do it. I make about 60,000 a year and have very little bills, how can I make this work?


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know how to see a free backgroung check online?

Im trying to do a background check on someone and it says they’re found and have a criminal past but when i click on them it says i have to pay to see the info on them.


How much does it cost to claim bankruptcy?

I am contemplating letting my finance company take my car and then claiming bankruptcy bc I have a good car to use. I am trying to see cost wise what the reasonable route would be to go. Does anyone one know after all is said and done how much a bankrupcy costs?


Question About Bankruptcy?

I filed chapter 13 bankruptcy back in august of 2005, and it discharged in december 05. how long until chapter 13 can be used again, due to the horrible economy i have major debt problems.


How do I get my credit report immediately?


How can I find risk free rate, market return, and interest paid on debt?

I’m doing a finance project for Coach, Inc. (COH) and I have to calculate cost of equity, cost of debt, and I really don’t know where to look for the risk-free rate, market return, and interest paid on debt for this company. Any help will be appreciated.


Used car loan? problems with financing.?

I purchased a used car exactly one week ago from the dealership. at the time of the signing i was told i was approved for the loan and everything was straight. i drove off the lot and was told to bring my paystubs the next day for me and my co signer (parent). when i provided the stubs the next day i asked if the loan was approved and everything was okay now. they said yes. now its one week after and i received a call from the bank/loaner confirming my address to mail me a welcome packet.” shortly after that i received a call from the dealership saying the bank/loaner is now requesting copies of both (mine and my co-signer’s) tax papers from last couple years? i called the bank back directly and asked why they are still requiring more paperwork if i was told i was already approved and should expect a welcome packet. i reluctantly went home to look for my tax documents but after my recent move i dont have it. i am really annoyed at constantly having to drop what im doing to find papers for them when i was already told my loan went through. did they just lie and say i was approved so i would take off in the car? i signed a “conditional release” stating i would return with the pay stubs. the conditional delivery agreement states “this conditional delivery agreement becomes void when retail installment contract for sale of the vehicle is signed.” i have the signed copy of the “retail installment sales contract”.(signed by us and the dealer)


I am trying to buy a house.My credit score is 648, what will my mortgage be like and is this a good rate?

I am also buying the house from a blood relative (aunt), does anyone know what gifting equity means?? My mortgage broker stated that my aunt can gift me the equity in her home in order to ensure my down payment and mortgage will not be high. My aunt will sell me the home for 350k but it is worth 450k.


I have a debt and it is so much that I can’t see a way out. How can I know if bankruptcy is right for me?

I owe $30,000 in school loans, $13,000 on my car, $5,000 on credit cards, and $20,000 to family. I don’t even make $20,000 a year right now. I was also needing to know if when you file bankruptcy if they will pay back like family loans and stuff. If I try to get a job and I have bankruptcy are they less likely to hire me?


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Blue Cross Blue Shield MN Minnesota doesn’t offer online payment. How about yours?

Does your health insurance provider offer premium payment options like online credit card or check? Check over the phone? Blue Cross Blue Shield health insurance HMO (MN Minnesota) does NOT offer payments online. But when you apply for coverage online, they accept your first month’s payment by credit card. I find that odd. They could always charge a premium fee for using your credit card like our state does for purchasing auto license tabs online. BCBS only accepts checks by mail. They do NOT actually cash your check, even though you fill out it out to BCBS. They use the information on your check to create an electronic withdrawal. It states that on the back of your bill. Amazingly, the same day they receive your check in the mail, the money is withdrawn from your account. It’s unfortunate that Minnesota’s largest health care insurer has no foresight when it comes to accepting payments online. Makes you wonder if they did a study on people who acquired serious health issues and those who made a late payment on their premiums (mail delays, etc). Thus, cancelling their health insurance. Simple way to avoid paying out for medical bills. If customers had the option of going online, a family member or themselves could offer an online check or credit card payment up to the day it is due. The convenience of paying online far outweighs their archaic check by mail only policy. Payment options were never disclosed when applying online. Does your health insurer offer online payments?


First American Express Credit Card?

In response to Raina_vissora Here are the steps I took. Step 1 Visited – https://www.americanexpress.com/ Step 2 Navigated through (Get the Card that’s best for you) – (Personal Cards) Site took me here – http://www304.americanexpress.com/getthecard/ Step 3 Clicked on (Credit Cards with Cash Back) link Navigated through (For You:) – (Blue Cash Everyday Card from American Express) – (Apply Now) Two blue box sections show up 1.) Log In or 2.) Confirm Card Account Number Since I can’t fill out the “Confirm Card section Step 4 Clicked on (Register here) It took me to registration card and ask me to enter my card information https://online.americanexpress.com/myca/ocareg/us/action?request_type=un_Register&Face=en_US That’s what I don’t get. I can’t register or get to the application.”


If i have declared bankruptcy, can i still invest in the stock market?


Where should I get a mortgage after being unemployed for over a year?

I’m having trouble getting a mortgage after being unemployed for over a year. I have been back to work for over 7 months now. So far the banks have been telling me I need two years of work before I can really be eligible. After reading online, some people have been saying I should be able to get a mortgage, without a problem, from 30 days to 6 months of employment. Anyone know of a bank that will loan to someone who was previously unemployed? FYI I have excellent credit.


Down Payment Assistance Programs for CONVENTIONAL LOANS ONLY?? For Georgia Residents?

I am a first time home buyer and have been approved for a conventional loan. I found a condo that I like and can afford but I need 5% of the loan which is 5000 for my down payment. I decided not to do FHA for various reasons and every down payment assistance programs I google seem to be for FHA. Does anyone know any down payment assistance programs for conventional loans that will assist me? I buying a condo in Atlanta, Georgia?


Who offers the best online payday loans with no credit check?


Bankruptcy and income tax return?

My bankruptcy was discharged on December 2008, yes, a year ago. The trustee didn’t tell me that I have to surrender my tax return, actually he didn’t mentioned or talked to me. My lawyer though informed me that they might take it, not sure if they ought to. Anyway, I got my refund January 2009, I did not get any call or paper in the mail that I have to give the refund I got. Now, what about this year of 2010? Are they going to take that away now? If they are, how so? Can someoe please explain. I’m here in AZ and I know laws in different states varies. Thank you.


How do I check to see if my identity has been stolen and someone is putting me into debt?

Recently some people around the town have got their identity stolen and I am afraid I might be one of them too but I don’t know how to check if someone has my social security number or has a credit card in my name. How do I?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What will happen to the car after bankruptcy?

I got a car for my daughter 1 year ago, on finance. i always made the payments the car is in her name. I am going bankrupt i will be putting the finance company loan on the list. What will happen with her car?


I am ahead on car payments by 3 months, will it show if I pay this month 2-3 weeks late?

The extra payment amounts I have been making are showing on my loan history as additional amounts paid toward the principle but when I click to submit a payment it says $x.xx amount Due February 27th”. That is why I am assuming I am “ahead” on payments. We use a local credit union who is not available by phone on the weekends


Cashing out a 401k question?

This may be a little confusing but I am desperate for help here. Before my husband and I were married he bought a house. We are currently looking at filing bankruptcy and in going through paperwork I seem to have found something odd. In his original loan paperwork it showed 32,000 in a savings and 36,000 in a 401k that he hadnt yet cashed in. He then used 24,000 of the savings money as a down payment on the house. In 2005 his taxes show he owed the IRS 8000.00 from cashing in his 401k in 2004 but the loan which said he still had the 36,000 in 401k in 2005. There is no record of where the 401k money went and he strangely says he cannot remember. First of all, there is no way someone forgets what they do with 36,000 right? If he deposited into a different account, wouldnt it have shown up in the next years taxes because of interest it would have had at the bank? He also had 30,000 in credit card debt and took out an equity loan to fix the house later that year. Is it possible he gave that to his ex-wife or put it in his daughters name and there is no way to trace it? Please help me because I cannot imagine blowing 36,000 in less than a year. Im thinking he put it somewhere in someone elses name or maybe took the cash and put it in his other retirement account which would have been stupid since that one cant be touched until he actually retires. HELP


Petty Cash Reimbursement … help?

Problem: Coins and currency $ 15.20 Postage Stamps 2.90 An I.O.U. from Tony DiNozzo, an employee, for a cash advance 40.00 Check Payable to NCIS Co., from Ziva David, an employee, marked NSF. 34.00 Vouchers for the following: Stamps 20.00 Office Supplies 70.00 Typewriter repairs 14.35 104.35 $ 196.45 Ok, so I know that I should debt all the things with vouchers (Stamps, Office Supplies, and Typewriter repairs), and I know that I should account for the cash overage with a credit of 15.20. The rest is where I am confused! So, so far this is what I would do: Stamps …..20.00 Office Supplies …..70.00 Typewriter repairs …..14.35 ……… Cash ….. 104.35 ………. Cash Short & Over ….. 15.20 So my question is, how do the other three situation come into play here? (1)Postage Stamps 2.90 (2) An I.O.U. from Tony DiNozzo, an employee, for a cash advance 40.00 (3) Check Payable to NCIS Co., from Ziva David, an employee, marked NSF 34.00.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When do I get paid? Im confused.?

So I started a new job at mcdonalds I started on Friday(14), & They said i get paid on the 21st which is payday and I have done up 44hours or 40 hours, Am i gonna get my pay check that day or do they hold it for me im a little confused about it? Please explain.


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?


Whats the best pokemon nature for a dragonite?

Im trying to figure out the best nature for a dragonite, i was gonna focus on the Sp attack and speed or maybe attack and sp attack not sure which T-T help please i just want a strong, perfect dragonite —– oh and i heard about Ev training, and which pokemons should i train on to get sp attack ?


Has anyone borrowed from Bar None Auto Loans on the internet? Thank you.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


WHERE CAN A 19 YEAR OLD WITH NO CREDIT HISTORY GET A PERSONAL UNSECURED LOAN?

Hello! I am 19 and in need of a car, and to fix some debt with my doctors. I am an exotic dancer and make over 5,000 every 3-4 days. I dont care too much about APR, i can pay but I need places that wont scam me or go over board with 600%apr bull… THANK YOU! 25,000 is what i need.


Where can I get a free print out of my credit report?

I am only looking to pay off people I owe money to.. I am not looking for a job.


Where can i get a free credit report?

also, would it make a difference that im 15? i know there will be a few bad things on there, but not sure what it is exactly


When should I increase credit limit on bank credit card?

I opened a credit card through my bank approximately 6 months ago and started with a $1,000 credit limit. I have tried to keep spending around 10-20% of my available credit limit and I have not kept any balance and have always paid on-time. I just checked my free credit report and purchased my credit score and am sitting at 750 (I was at 711 6 months ago). Also, I just paid off an $8,000 (48-month) car loan in less than 30 months so I expect this to reflect positively within the next year. Anyway, one of the recommendations from TransUnion is to increase the available credit limit with my bank credit card. Is 6 months too soon to request an increase? If not, how much should I increase my credit limit? Thanks.


Has anyone ever got a Provident loan and can you tell me about them please?

It is the only way i can get money that i really need.


Is adult friend finder a fraud or is it real?

hey guys, is the website adultfriendfinder.com safe enough to give credit card number? Or will it turn out to be a fraud!!! im not that rich!


Help with a bad credit loan?

Hey everyone! Right, I have a bad credit history. And before you all tell me that’s probably a sign I shouldn’t be looking for a loan, I’ve sorted myself out! It was from when I was about 16 and had a phone bill and a store card and was USELESS with money as most teenagers are. Now, I’ve grown up and I have a steady income, I have things on direct debits and they’re never denied so my credit rating is slowly rebuilding itself (i hope!). However, now I need a loan to help with some course fees and some unexpected car troubles! I know I’ll have no problem paying off the loan and it’ll even help my credit rating more! I applied for a loan online with my bank (natwest) but i was unsuccessful (due to my bad habits from a few years ago i suppose) and now I’m finding myself being bounced about by scamming loan brokers! I don’t want to keep applying for loans as that looks bad when I get a credit search so I was wondering if any of you have any advice or first hand experience of a company that are genuinely GOOD in helping out someone who’s made mistakes in the past.


Possibility of legitimate Home Loan with 660 credit score?

I am 20 years old with a 660 score and i am planning on getting married, my fiance filled for a chapter 7 bankruptcy due to hospital bills. When we get a married is my credit score and chance for a home loan gonna be affected by his bankruptcy when we get married?


Where can I get a personal loan for 2 grand?

I dont have bad credit I just have only had credit for about 6 months so my score is only at 645. I have no rent to pay and I make between 1000-2000 a month. I dont really have a decent cosigner I wont have any trouble paying the loan back in next couple months because Ive got car accessories to sell as well as college semester ending and I can work much more. Is there anywhere I could get a 2000 personal loan or possibly 2 1000 dollar loans from different places? yes i realizew tht would mean twice as much interest.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What bank do bad credit auto loans?


Are there any banks that will give me a mortgage after bankruptcy?

I went bankrupt 1 year ago, and while I’m not looking into buying a house just yet, I don’t really want to have to wait another 6 years if I don’t have to. Does anyone know of any banks (in Canada) that would let me get a mortgage before my bankruptcy is off of my credit bureau?


Auto Loans?

I’am 17 Just got done High School Had a Job for about 1 year never thought of saving up for a car and i was stupid with my money now all i have saved up is 600 dollars and the Car Dealer Dosen’t Do Monthly Payments so and the car been their for sometime now and i can’t wait until it’s to late going to turn 18 on July 5


Best online sites for auto loans with bad credit?


Has anyone heard of ioweya payday loans?


Does anyone know that address and phone number for payco?

i opened a payday loan over the internet with them, now attorney needs address but i cannot find information over the internet.


Filed bankruptcy 06/25/10,I owed back taxes to the IRS, they were not dicharged since I filed an extension.?

Because I filed 6 months later the taxes were not discharged, my attorney never counseled me about this he just said they would be discharged. I am really mad, if I would have waited 5 weeks longer to file for bankruptcy then they would have been discharged. The taxes were from 2006. Can I have my case reopened? Should I sue my attorney?




















































Bank harassing me over debt and threatning urther charges?

Bank harassing me over debt and threatning urther charges?

i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home. i have co-operated fully with the bank from the start and adv the chage in my circumstances. they agreed to set arrangement for 50.00 initially and i paid. next month i was told that they should not have accepted that as it is too low and they require a minimum payment of 87.00 – i advised that i could not afford that but they told me that is the minimum they can accept. i asked to pass to collection agency and they said the agency they use is Albion collections and if it got to that stage, they have the right to put further charges on my acc. my question is: 1 – my law, can they put further charges on the arrears? because i thaught the law states if someone could not afford to pay debt, all charges get stopped. 2 – can they blacklist me? or put an earnings arrestment on my acc? (wages get placed in a diff bank acc that they arent aware of

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Anyone else filed Chapter 7 Bankruptcy and live?

I got my letter for my 341 meeting today, it didn’t tell me to bring anything with me, so what do I bring? I filed without an attorney. Also What should I expect at this meeting? Thanks for any help


Accused of watching child porn?

I was watching legal porn . I clicked on a video and then took me too a site that looked to another porn site. A pop up quickly came up getting my location. What device I was using and my WiFi I adress. The message said I have been charged with child porn . And said it can be punished with a 300 dollar fine . And that I was going to held as a suspect . Than the first logo came up and I couldn’t delete the browser tab . I had to exist out and reset my tablet to factor condition. I did not look at child porn . Or have I ever. I’m just sitting here scared out of my mind. Thus would ruin my chances of swimming in college I’m 18 . I read somewhere that it can be a scam but it wasn’t asking for any money within 72 hours , just that it can be punishable with a 300 dollar fine…


Whats a good % for a car loan?

I’m willing to put 50% down on a 3 year old car. If i go to a dealer what would or should i pay?


When you order something online with a credit card, do you get a bill in the mail showing what you ordered?

I also want to know if you will see the price of the item.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Student loans and bankruptcy?

been out of school for 6 years and my student loans are in collections, can i declare bankruptcy


I just opened a new line of credit. Will it hurt to increase the limits on current credit lines?

I just applied and was approved for a $5000.00 line of credit on a Chase credit card. I want to increase my credit limits on another credit card that has been opened for three years (It was my first revolving account). The goal with all of this is to have a higher available credit to debt ratio. I pay the balance to each of my revolving accounts off in full each month. I also never charge more than 35% of the credit limit at any given time. My goal is to simply increase the credit that is available to me. However, I’m planning on being pre-qualified for a VA home loan in the next few months and don’t want to hurt my score. With that being said, would it be best to request an increase in credit for my current accounts that have been opened for a few years, or would this increase hurt my credit score more than it would help? Thanks in advance for the advice/experience. P.S. I have four revolving accounts. One has a $5000.00 limit (opened one month), another $1500 (opened three years), one for $500 (opened three and a half years). The last one is just some dinky department store line of credit for $200 (maybe just over two years old). I also have two auto loans: They are both about a year old, and I recently paid the balance down to 35% of their initial amounts.


Does anyone know of any places i could check my credit score without hurting my credit score?


Bank harassing me over debt and threatning urther charges?

i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home. i have co-operated fully with the bank from the start and adv the chage in my circumstances. they agreed to set arrangement for 50.00 initially and i paid. next month i was told that they should not have accepted that as it is too low and they require a minimum payment of 87.00 – i advised that i could not afford that but they told me that is the minimum they can accept. i asked to pass to collection agency and they said the agency they use is Albion collections and if it got to that stage, they have the right to put further charges on my acc. my question is: 1 – my law, can they put further charges on the arrears? because i thaught the law states if someone could not afford to pay debt, all charges get stopped. 2 – can they blacklist me? or put an earnings arrestment on my acc? (wages get placed in a diff bank acc that they arent aware of

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the best way to tell your upstairs neighbor they walk too loud?

While the people upstairs don’t cause too much other trouble or unusual noise, they walk VERY loudly almost as if they are intentionally STOMPING on the floor as hard as possible with each step. How can I ask them to show some respect to their other neighbors?


What’s the best resource for information on starting a payday loan business?

What’s the best resource for information on starting a payday loan business?


I was dumb and I took out a few payday loans…should I contact a lawyer for legal advice?

When I took out the loans, I had to write a post-dated check for each one. That’s usually how it works, so when I was unable to pay the roll-over fees any longer, all the checks went to the bank and bounced. That’s when I was referring to when I said the checks were returned. As far as my bank charging me for something, it was a service fee that I should not have been charged. I have had a lot of problems with this bank anyways. This isn’t the first time they have screwed me, and they denied any wrong-doing on their part. They only refunded me one of the overdraft fees, which is bull crap. But I do not bank with them now anymore…I actually opened a new account through someone else, so it doesn’t matter. I’ll pay the overdraft fees as soon as I can.


Sallie Mae Student loan for car?

I am trying to build my credit and I need to buy a new car because I commute to school. I found a reliable car for 4,000 but am not able to get any credit because I have only had my credit card for 2 years, even though i have NEVER missed a payment. The two credit unions told me to get three more credit cards and try again in two years, but that simply isn’t possible. They also wanted me to get a cosigner but my parents refuse to help me financially. Since I can’t get an auto loan I am planning on getting a sallie mae loan and then using the refund to pay for my car. I also plan on making 200 dollar payments each month so I can pay it off as quickly as I can. Is this a bad idea?


Are there any credit cards that people people a with poor credit history can get?

I’ve had a bad credit rating in the past, but I’ve been working on getting it better over the last 3 years. I understand that there’s credit cards available now for people with bad credit, but I can’t see any advertised?


How do I contact debt collectors (who have not contacted me) so that I can pay off my debt?

I recently applied for a credit card, and was declined. At this time I was told that I have a balance in collections, which was completely unknown to me. I have not been contacted by any debt collectors in any way. Who can I contact to deal with this?


Help, scary credit problem?

My boyfriend tried opening a joint savings account on FNBO Direct and he was accepted for review but I was declined and was given this reason: http://pastebin.com/m41b29899 Then I went to check my credit at annualcreditreport.com and it gave me this error: http://pastebin.com/m2f55ba7 If I have a security freeze on this account does that mean someone is using or trying to use my SSN? I’m going to call on Monday, but I would like to know what this means?


Is FreeCreditReport.com specifically targeting young white males that want to be black?


Bank harassing me over debt and threatning urther charges?

i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home. i have co-operated fully with the bank from the start and adv the chage in my circumstances. they agreed to set arrangement for 50.00 initially and i paid. next month i was told that they should not have accepted that as it is too low and they require a minimum payment of 87.00 – i advised that i could not afford that but they told me that is the minimum they can accept. i asked to pass to collection agency and they said the agency they use is Albion collections and if it got to that stage, they have the right to put further charges on my acc. my question is: 1 – my law, can they put further charges on the arrears? because i thaught the law states if someone could not afford to pay debt, all charges get stopped. 2 – can they blacklist me? or put an earnings arrestment on my acc? (wages get placed in a diff bank acc that they arent aware of

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What mortgage companies will approve someone with credit score of 490 to 510. She also have lots of equity.?


Does Chapter 7 bankruptcy include wages owed?

if a sole proprietor small business goes bankrupt (owner and Business) are wages owed included in the bankruptcy?


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


A house builder obtained a preconstruction loan of $50,000 for 8 months at an annual interest rate of 9.5%.?

What is the simple interest due on the loan?


This about Chapter 13 Bankruptcy?

I’m editing document and have come across this: In a Chapter 13, a person has 60 months to bring the home mortgage’s current? Is this a typo, meaning 60 days, or is this correct?


What does it mean when a Certified Officer of the SUperior Court knocks on your door?

We owe money, we have a debt consolidation company as mediator. One bill slipped through the cracks & they want us in court (this bill would be paid in due time but because it’s larger it takes longer for the consolidation company to get to it). We were served last week. Today, the SAME guy came to the door. I lied & told him I was not my husbands wife but the dog sitter when he asked. He gave me his card. If we were served already, why would he be back?? We’re very confused. We plan on going to court because we have to, we have a lawyer & the debt consolidation company. We plan on paying everyone off but unfortunately the recession immediately lowered our income by 75%, so we had to do something like we did (debt consolidating). I’m freaking out.


What is the consequences with filing for individual bankruptcy – chapter 7 for credit card debt in nyc?


What to do about to many payday loans?

I have 5 payday loans and cannot repay them.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Want to take care of credit, is paying off old debt really not worth it?

When i turned 18 i went crazy with credit cards, took out about 4 of them. I eventually didnt pay them off, got charged off, went to collections. 5 years later, 23 years old, i get denied an auto loan, pull up my credit, credit score of 544. I have no idea where to start. all my debt are old, and i need to raise my credit score so i can get a loan. I feel very angry that i didnt take of my credit, i just wish i had known and been more insightful. I have started to pay off the settlements that the credit card companies want, but then i realized that tht wont improve my score anyways because its negative and paid or not paid it will still stay on for at least 7 years. I really need to improve my credit score and i have no idea where to start or what to do…can you please point me in the right direction?


How long does foreclosure process take in WA when owner files bankruptcy?


Why does the federal government regulate credit card rates to protect consumers but let payday loan businesses?

Liberals fail, i hople you lose your job and have to put a new transmission in your car using a place like this and they kick you in the balls when you are down.


Where can i get a payday loan in the UK the same day?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to fix my tiger shark pool cleaner?

the tiger shark will not run properly. water is forced through propeller, but treads are locked & unit won’t move. have taken it to be serviced twice; technician says she can’t re-create problem. i’ve cleaned filters & inside unit thoroughly.


Bank harassing me over debt and threatning urther charges?

i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home. i have co-operated fully with the bank from the start and adv the chage in my circumstances. they agreed to set arrangement for 50.00 initially and i paid. next month i was told that they should not have accepted that as it is too low and they require a minimum payment of 87.00 – i advised that i could not afford that but they told me that is the minimum they can accept. i asked to pass to collection agency and they said the agency they use is Albion collections and if it got to that stage, they have the right to put further charges on my acc. my question is: 1 – my law, can they put further charges on the arrears? because i thaught the law states if someone could not afford to pay debt, all charges get stopped. 2 – can they blacklist me? or put an earnings arrestment on my acc? (wages get placed in a diff bank acc that they arent aware of


Credit card not appearing on Credit report?

I have had a Capital One credit Card for about 4 months now which I use properly and not had a late payment. But, on my Experian credit report it’s like this card does not exist, why would I contact to try and fix this because it would really help my score.


Pokemon Emerald: master ball in pc code?

A working action replay USA code for master balls in the pc or in your balls pocket

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i be denied for this credit card?

i just applied for a citi mtvu student credit card several days ago, and got denied for no credit history. So, now i want to apply for a discover student credit card. do i have a good chance of approval? dose it matter if i have a saving/checking account or not? or should i go for a prepaid credit card?


Where can I get a short term loan for 1000 other than a bank.?

I am looking to get a 1000 loan but I don’t need it for more than a few months. I have attempted to apply for short term loans through my bank and a credit union but even though I make my payments I am still young and do not have enough/ good enough credit to receive another loan aside from the auto and school loans I have. Payday loans are too short term because I cannot repay it in one or two paychecks but it would be more than easy in a 2 or 3 month span. Does anyone know a lender without credit checks that I can get a temporary loan?


Can i get a credit card?

I have a visa electron card just now and have been declined a credit card, im not entirely sure why! Can i get a credit card if im using a visa electron? If so can anyone help?


How can I pay off my military star card online?

I am on the website AAFES.com and I can NOT find where to pay my bill….


Trying to shop online? Paypal keeps asking me for a credit card!?

So i’m trying to buy some clothes online on the american eagle website. But every time i try to buy anything online paypal tries to make me use a credit card. It says You must add a credit card to complete this purchase. Some payments


Is it illegal to scan your credit card?

To use my credit card in the Asiasoft site, I have to provide the site people with a scanned copy of the front and the back of my credit card. I was just wondering if that’s illegal. Is it?


Best credit monitoring websites?


How do you get a free credit report without signing up for a service?

They say that in California at least, that we can get one free credit report per year. How do I do that? tyvvm


Are there any bussiness investors out there really wanting to make a difference?

ok here my story. no sob story here. just the facts. i was in the army 4 years. kinda was reckless and did not have good credit due to this, yea i know, my fault. now 6 years later, i am engaged i have 4 children. i am tired of just being an average joe trying to make bills. i have a plan but no funds to get going. im going to start college, go to med school, and be a doctor. but this process takes a very long time. during all this time how does one take care of a family of 6? not so easy especially with the economy being what it is? get a loan to start the bussiness you say? cant do it. bad credit score remember? file bankruptcy? can do that either. cost money to file, and takes a long time to process and then be eligible to get a loan. i need money asap. have no job. trying desperately to find one. cant. have children to support. a fiance, a crazy ex who took off with two of my kids and is nowhere to be found. bills stacking up. mother died two months ago it front of me. like i said, dont mean to have such a sob story but just the facts. tried prosper, credit score is too low to use their service. what i want is very simple, do i want to be rich? no. i want my family to be comfortable. for the first time in a very long time, i want them to be comfortable. i want to also add something positive to the chaos that has become our town. too many bars, clubs. too much drug traffic going on, dui’s are so high its not funny. what does a normal everyday family do for entertainment? thats where my idea comes in. i want to start something here that will not only keep me financially secure but add something positive for families like mine to enjoy. sorry this was so long, but hey, i had alot to say. thanks for reading this. anyone who can actually help with financing im open to some suggestions. sharing of the company until paid back or whatnot. any help from any of you is greatly appreciated. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a car down payment?

I have been looking at getting a used car from a dealership and have been asked by all of them how much I would like to put down on a car. So I was just wondering what exactly does a down payment do? When one pays a down payment are they then required to pay the first months payment on the car to drive it off of the lot or is the down payment enough to allow said person to drive the car off the lot?


Bank harassing me over debt and threatning urther charges?

i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home. i have co-operated fully with the bank from the start and adv the chage in my circumstances. they agreed to set arrangement for 50.00 initially and i paid. next month i was told that they should not have accepted that as it is too low and they require a minimum payment of 87.00 – i advised that i could not afford that but they told me that is the minimum they can accept. i asked to pass to collection agency and they said the agency they use is Albion collections and if it got to that stage, they have the right to put further charges on my acc. my question is: 1 – my law, can they put further charges on the arrears? because i thaught the law states if someone could not afford to pay debt, all charges get stopped. 2 – can they blacklist me? or put an earnings arrestment on my acc? (wages get placed in a diff bank acc that they arent aware of


What is microfinance?


Applying for Capital One auto loan after bankruptcy?

Please read my entire question before posting a non-helpful answer. People get financing with bankruptcy all the time! My mom just got 9% with wells Fargo! I am done with my bankruptcy. I am DISCHARGED therefore I don’t need any permission to obtain a loan. My question rather is if discharge papers will suffice or if it needs to be reflected on my credit report prior to applying. Will I be automatically declined through capital one when I’m discharged but its not reflected yet.


How big a mortgage can I get if my salary is $110,000?

?


Whats the approval rate for getting K-1 visa for my fiancee from Philippines?


Can i get a car loan after recieving a discharge from bankruptcy?




















































I am doing a debate.. and i am pro illegal immigration and healthcare can anyone give me any info!?

I am doing a debate.. and i am pro illegal immigration and healthcare can anyone give me any info!?

pro illegal immigration and healthcare

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Do debt consolidation companies really work?

Do these companies really work or is there some type of catch?


I need urgently a personal loan of about $50,000.00 for debt consolidation?

Im in debt. Since my grandfather died in 2009 I have been taking care financially of my mentally ill aunt. She has schizophrenia paranoid. I love my aunt but if I keep in this pattern we will both be ruined. It has been very hard. Medical bills, food, house utilities are about to send me bankrupt. I have 2 jobs already but its not enough. Yet I have managed to pay everything on time and conserve some good credit. I am not asking for anything free. I just need a loan that I can repay within 4 to 5 years. In the past I have been approved to debt consolidation loans but the amount was never enough and I ended up with more bills ( I know that part was my mistake ). Please if anyone knows where I can request a loan for that amount I will greatly appreciate it.


How to obtain a free credit score once a year in california?


Can I file Bankruptcy Chapter 7 on my own? I can’t afford the fee.?

I live in NYC and need to file for Bankruptcy, I have tons of medical bills and have lost my job. I have no $ am 37 years old, sick and have moved back in with my Parents with my daughter. I have no income and no assets. Can they take away my daughter and my clothes? Thats all we have, and maybe a wii my daughters had for a few years. Can I file on my own. I am very scared. Also what if I get sued after the bankruptcy, can that happen? Please help, Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans?

I took out 5 online payday loans, and two stores front…I can’t afford to pay them.My hours at work have been cutted to 30 hours per week and I make only 7.00 per hour. Wonder if anyone could help me, how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


How can i get a free credit report?

where can i have a free credit report?


I am doing a debate.. and i am pro illegal immigration and healthcare can anyone give me any info!?

pro illegal immigration and healthcare

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan question?

I have a auto load for a term of 60 months @ $500 a month. If i get ahead on the payments will it drop the monthly price down or will it just drop the term down and i will continue with the regular payments???


What’s the difference between credit & debit card?


Are there alternatives to bankruptcy?

My husband and I are at the point where we have started the initial proceedings for filing chapter 7 bankruptcy. We do not want to do this. Life has happened and the debt is so far gone wage garnishment proceedings have begun/ We have also tried working out a payment plan with the creditors but they are unwilling to do anything that we can afford. Is there something else that we can do? We have no problem with hiring a lawyer to help us, we just really do not want to have to file chapter 7 bankruptcy.


How can I build a credit history when im turned down for that reason?

I have been applying for store credit cards and regular credit cards today, to try and build my credit history. The response I got from all are that i’ve been turned down, due to Limited Credit Experience”. Well


Is there a way to get all three credit scores without signing up for a free trial of something?

I’ve just pulled my free annual credit report. I want my scores also. I don’t mind paying a few bucks if I have to but every site I’ve found offers it for free and requires you to sign up for a free trial of something.


What is the best FIFA 09 soccer team?

What is the best soccer team in FIFA 09 for xbox 360


Where is the best place to get a loan?

Where is the best place to get a loan when you have bad credit. Do not want a payday loan. Need to fix my big rig and do not have the money.


Where can someone get a 30k mortgage, banks say no, has to be 50k or higher?

we have tried everyone we could find in the phone book and online, we have a chance to purchase a county appraised property of 110,000, for 30,000 and possibly 25,000, no one will give us a loan due to new financing laws, the loan has to be 50k or higher, and we qualify for that, but not 30k, anyone know a good mortgage company that can help


I am doing a debate.. and i am pro illegal immigration and healthcare can anyone give me any info!?

pro illegal immigration and healthcare

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What would happen if a State, such as California, were to file for Bankruptcy?

I’ve been hearing about how awful California’s economy is lately and that there is talk of filing for Bankruptcy. What exactly would the repercussion be if this were to happen?


If a payday loan company is suing you and you don’t show up to court what will happen?

What will happen, warrant, garnishments??


Auto loan amortization question?

I am wondering if when you obtain an auto loan, does the amount that goes to principal and interest stay the same throughout the life of the loan unlike a home loan where at the start most is interest? Please supply a link as well if you have one showing where I can see more info if you have one available.


VHDA 1098 tax form? Any other way to recieve it besides mail?

@ A Tax Lady, My husband work for the Goverment he will have his W2 on the 5th that is when it is posted on MyPay.gov.


Credit score increase?

Does your credit score increase after you refinance an auto loan?


I need a loan with a credit score of 507?

A loan where can I get one with a credit score of507


Is it a good idea to get an auto loan if i don’t work?

I really need a car and i thought about getting an auto loan. Maybe its not a good idea because im not working but trust me, as soon as i get the car i would begin working. Is it possible? Any other ideas? I really need it!!!


My husband and I are lookin for a loan….?

We need help in obtaining a loan. We both are working now, and have paid off alot of things that were on our credit report. Unfortuantely we do not know how to get them off and they say they stay on your report for up to 7 yrs. We are looking for a personal loan, and we have 2 vehicles for collateral if necessary. Please help at all if you can, we have fallen into the payday loan trap and need help out. Can you tell us what our options are? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday Loans?

I was wondering if anyone knew a legit site that offers online payday loans? Most of the ones I have found say something to the effect of we will match you with possible lenders” but then they are all stupid prepaid credit cards and things like that. Please spare me the lecture on how bad it is to get a payday loan and how high the interest rates are etc. That’s not the question i’m asking. I already know all that just looking for a quick way to pay my light bill to keep from getting shut off. So if anyone knows of a site or has actually used one please let me know. Thanks!”


How can i obtain my credit report?

is it safe to obtain my credit report online. What is a safe way to obtain my credit report


What is a prime APR rate? 9.90 APR, help!!?

does this mean the apr is 9.90 or is the prime rate added to the APR which would make it 16.55


Is such a thing as a free credit report really exist?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any secrets to paying off a $20,000 car loan or trading it in on something cheaper?

I bought a new car about a year ago…. Im having trouble now with making my payments and insurance for it. Can I go to a dealership and trade it in on a cheaper car. I realize i will have to take a loss but Im willing to sacrafice up to $5000 on it just to get out of the insurace and payments. If i can lose $5000 on it and then buy a $3000-$5000 car, and only be paying on a $10,000 loan instead of $20000 and have cheaper insurance, it is deffinatly worth it to me!!!


I am doing a debate.. and i am pro illegal immigration and healthcare can anyone give me any info!?

pro illegal immigration and healthcare


What is the best road to take for a home loan?,when you oue nothing on your home.?

I own my home and need a lot of work done on it.I know nothing about home equity loans or home equity lines of credit. should i borrow from a bank or go to morgage lender. Help


I see deferred interest on my mortgage statement and it keeps getting higher, what exactly does this mean ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happened to the old free credit report band?

I know we all know freecreditreport.com” commercials. I love the new band I just want to know what happened to the old one. :)”


Why do websites ask for credit card details if I only want to make myself a free account?

I mean, the only reason I want free membership is because I don’t have a credit card and therefore budget to make myself a paid account. So why do they need me to insert my detalis if I don’t want to pay for an account? Just a free account, with all it’s limitations. This happens on a lot of sites which have this kind of login mode. I mean it’s stupid. They want to steal from me and they say it out loud when they’re asking me for my credit card number and stuff when I only want to get myself a free account. It’s crazy. Free account means no credit card and stuff. Anyway, just explain it to me. Why do they ask for credit card for a free account?


I have a bad credit,how can i get a credit card?

is there any other preapproved credit card other then capital one???


Is it possible to for two people to afford a $389,000 house with?

combined monthly gross of only $4000? Just curious…. My bf is really interested in this 1 story model home and cost $389,000, yet we don’t make a lot of money. I can easily make an additional $600-800 on top of the $4000, but I don’t even know if we should try..then get shot down for disappointment. He has VA loan that he was planning on using and his sister offered to put a good down payment for us, which I’m unsure of the percentage. I rather spend my income on a house rather than waste it away on an apartment. Do we have a chance? A realtor told my bf that I can’t co-sign if we were to buy the house because we’re not married yet, why? Is it always like that?


What is the best way to eliminate credit card debt?


Need Help with Math Problem The principal P is borrowed at simple interest rate r for a period of time t. Find?

The principal P is borrowed at simple interest rate r for a period of time t. Find the loan’s future value, A or the total amount due at the time t. Round answer to the nearest cent. P=$800 r=5% t=9 months How do I figure this out? What’s the answer? Thanks in advance.


Can a Credit Union redo my auto loan?

Basically, i was working down in Tampa for a company that has ties to a Credit Union. Well I worked with the company for about two years and I had an auto loan processed thru them, with a 6.99 interest rate. Due to family issues, I had to quit this job and move back to NY. Now, I advised the credit union of this, thinking I would simply pay my auto note now the old fashioned way, via car note book and send in the money. I do not have direct deposit and thus they dont take money out of my paycheck every two weeks. I recently advised them, since the auto is a Crossfire, I will look into a Ten Day Buyout. Well the deal stinks so I am not going that route. I get an email from the Credit Union saying due to my recent job change, they want to run my credit and redo my loan? I hope this is not the case and it is just misunderstanding cause they thought I wanted another car loan. So I am curious can a Credit Union do this or any bank for that matter?


How do I enter debit card information online?

My Dad got me a Visa debit card for christmas and I’m trying to make a purchase online.. But when I enter the information from my debit card and confirm the purchase, it says my card has been declined. I tried again and then it said it expired. Hmm… Can someone tell me just exactly how to enter the information.. Credit card number.. Card name security name etc etc. I have a feeling I’m doing it wrong. Thank you! ( Also I am 110% positive that there is more than enough money on the card so I know that that’s not the issue)


What are my options with my current auto loan of 11,000?

I went out during the summer to get a larger SUV for this winter. I got a Ford Explorer and it has lots of issues from the start. I bought as is no warranty. The dealership I got it from fix it three times as I was a previous customer. They paid the bill all three times. After the third time the issues on the transmission still keep happening. They gave me the option of fixing it again or trading me out. I did not want to go through this again so I picked to be traded out. They had no SUV’s at the time and I ended up taking a Nissan Altima. So now I am back in a car and the whole point of getting rid of my car was to get an SUV not stuck in a car again. Now I owe 11,000 some dollars. Which is in house financing. I recently got the car like in July or so. Also I have bad credit. Car is a 2004 Nissan Altima. My questions are these: 1.Should I let the car go and get one somewhere else with taxes. 2. Am I able to trade it in somewhere for an suv and be upside down, but at least I have something I will get more use out of. 3. Keep paying on the loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a loan with a credit score of 507?

A loan where can I get one with a credit score of507


I am doing a debate.. and i am pro illegal immigration and healthcare can anyone give me any info!?

pro illegal immigration and healthcare


How do I get a quick payday loan with out a bank account?

I’ve been looking online but i’m afraid of being scammed.


I need a $4000 loan, I have bad credit and no help from anyone that is able to cosign can anyone help me?

I am a college student this year. and due to my grades last semester my financial aid was canceled. my mother can not cosign for me a loan because of credit history also. no one else in my family nor any friends will cosign for me a loan. I have tried loan after loan after loan after loan and keep getting the answer no. all i want to do is be in school and graduate to become a teacher. i do not know what to do in this situation and i need serious help.


In Merchant of Venice” why does Bassanio need to borrow money from Antonio?”

Is it just because of Portia, like he wants to impress her? Thanks!!!


Breath sounds in pleural effusion vs consolidation?

I’m hoping someone can please explain to me why pleural effusion are known to have dec breath sounds and consolidation would have inc breath sounds. i thought the fluid transmitting sound would lead to both pathologies having inc breath sounds. thanks so much for your help.


Can I apply for 2 mortgage loans from 2 different lenders in parallel for the same property?

What would be the consequences if I did so? One lender quoted a better rate but did not seem confident in approving the loan on time. I trust the other lender, but they have a higher rate.




















































Just served with a judgment on a credit card. how will they get me to pay this?

Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Question about Personal Loans..(Wachovia/BOA)?

I want to get a personal loan but unsecured. I dont own anything so I guess I wouldnt qualify for a secure loan. Wachovia offers secure personal loans but Bank of America offers unsecure. My problem is that i am member on Wachovia. Can I walk into Bank of America without being a member and apply for a unsecure loan?


How do i get a debt consolidation loan?

long story short, I screwed up with credit cards, (4 of them) I have cut them up and would like to not have to deal with the multiple accounts, and would like to consolidate to one loan, can i go to a bank for this? is there a non-hassle site that i can get a loan from?


I would like informationrmation and tip on how to stop payments on a payday loan.?


I think I may have just got scammed, please help.?

Update: I normally don’t do this sort of thing. Like I said I did it without much forethought. I did some research before hand on the website to see if it has been reported as a scam, and on a couple websites I read it was a trusted site. I should have known better though, I’m 21 and my dad has taught me for years of all the scams on the internet. So yeah stupid move on my part, lesson learned. I’m going to call my bank ASAP. I appreciate the responses, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any sites provide a free online fico score?


Auto loan company scam?

My last payment for this auto loan was October 2012 and I still owe money on the car? I called the loan company and asked why I have not received my title yet. The company representative told me that I still owe $2500 on it. I asked why am I being charged for that amount, when the car is payed off? The representative told me it was late fee and interest charges. I have not even received any letters from them about these charges. They also want me to pay over the phone and I have asked them to send me a letter that shows these charges. The company said they can not send out a letter and I could only pay over the phone. What is going on here????


Where can I get bankruptcy filings?


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after a bankruptcy should you get a credit report?


What is the claim rate” for credit card insurance?”

I recently activated my new credit card and, of course, the guy gave me the whole spiel about credit card insurance. He was quite pushy, actually. He was like so I am gonna go ahead and add that to your account…” I declined and he axed hwhy. I explained that


I will lose my personal property ( aparment ) chapter 7 if I file bankruptcy in new york ?

my aparment is pay off in new york city cost $ 100.000.00 and i have $45.000.00 debit in credit card ,i will like to file for chapter 7 i will lose my apartment thank you iff i file.


How can i increase my current loan from sallie mae?

i need more money on my current loan from sallie mae, how do i go about making a request for a higher amount. this loan is a student smart loan and is not a stafford loan. please help me! I running low on time!


Anyone know any good payday loan companies in Southern California?


Being a co-signer on and auto loan, can I assume full responsibility if the owner is willing?

I cosigned on an auto loan for a friend and he lost his job unable to further make payments. I still have my job and make decent money but my credit score is very bad, would the bank give me full responsibility of the loan if the owner is willing?


I have a auto loan whit a company but I talod the car and my insurance lapse do I still need to pay for my ?

Auto loan


Best place to get a short term loan/payday loan in Dallas, Texas?

I need some extra cash till I can get a paycheck from my second job. What is the best place to get a short term loan or payday loan?? Something with a good interest rate or payback rate and that doesn’t screw you over big time in how much you have to pay them back. I have stable work history for three years and same with bank account. Thanks!!!!!


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of interest rate do first time buyers get on auto loans?

What other expenses do I need to be aware of when buying a new car? What sort of Insurance rates will I be expecting? Thank You.


Bankruptcy to file or not to file?


What role do fast food restaurants play in the rising rates of obesity in industrialized countries worldwide?


What sites do you go on to check your credit report for FREE?

Most sites seems to offer some sort of dumb trial or offers, and will provide the free reports only if you give them your credit card number. What kind of crap is that?


Do rate cuts affect auto loans?

With the rate cut will we see a drop in interest rates for auto loans too


Why is loan-sharking illegal?

I mean, people apply for the loan, so isn’t it a legitimate transaction? Why is it illegal? The lottery is legal and mostly everyone looses all their money but loansharking is illegal. What’s the deal? People sign up for this and it’s illegal.


CareOne Credit- good company for debt relief?

It’s Better Business backed- however if anyone has any opinions, have used them, or are still using them for this service- I’d appreciate feedback. Serious answers only- THANKS!


Whats the process of auto loan settlement?

I have been behind on my auto payments and have negotiated a settlement with my finance company to pay a lump sum for the title on the vehicle. If my settlement proposal is accepted, what steps do I need to take to: 1. Make sure that the lump sum paid to settle the loan will not just be applied to back balance due on the vehicle. 2. What contract if any can I come up with to protect myself from any further responsibility on the loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a free report?

HOW DO I GET A FREE CREDIT REPORT WITHOUT A CREDIT CARD? I DO NOT HAVE AND NEVER WILL HAVE A CREDIT CARD BUT I DO WANT SO BADLY A FREE CREDIT REPORT CAN THIS EVEN BE DONE IF SO EXACTLY HOW? FROM: RANDALLEMERY@YAHOO.COM


Where can I find a Guaranteed High Risk loan interest not a problem?

My husband has a great job in the oil fields but before that we were in awful debt and owe alot of these payday loan places so by the time we pay them we don’t have enough money to pay the bills so we have to get more payday loans if I could just find someone willing to give me a loan with a monthly payment I could pay all of them back and finally get back on our feet


Who is getting my monthly fees for my credit report? How can I get intouch with MNI*CREDITREPORT>COM I need a?


How much can I raise my credit score in about 6 months?

I currently have about $2,000 in credit card debt that I am actively paying down. My credit scores range between 559 and 580, I need at least a 650 to consolidate my student loans. I should be clear of my credit card debt in mid September. Will my credit score improve? I am not planning to use the credit cards – they are already cut up! I am 23, work full time and need my student loans consolidated but I can’t until my score improves.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans or is this illegal?

HAVE SOME FRIENDS WHO THINK THAT THIS IS LEGAL, AND I WANT TO KNOW IF IT IS…. THEY ARE USING FAKE SNN AND FAKE PAY-STUBS SAYING THEY WORK SOMEWHERE WHEN THEY DON’T, AND THEN THEY HAVE SOMEONE ACT LIKE THEIR JOB WHEN THEY NEED TO TALK TO THE MANAGERS THEY HAVE THERE FRIENDS ACT LIKE THE JOB BUT THEY USE THERE ID AND SO FAR NO ON HAS BEEN IN-TROUBLE, I READ ONLINE ITS NOT ILLEAGLE TO USE ANOTHER PERSON SNN THEN SHE GOT A BANK ACCOUNT AND USED A FAKE SSN NUMBER AND GOES TO LOAN PLACES AND GETS OUT MONEY IN DIFFERENT STATES SHE GOTTEN OVER THOUSANDS OF DOLLARS AND THEY PLAN TO CLOSE THE BANK ACCOUNT DOWN BEFORE ALL THESE LOANS TAKE PLACE…………. I thought it might be okay since they are using their state id and not to mention its just for payday loans…. so even if its payday loans its still not good?? because on line it says people can use others SSN in the Google search idk I am worried for my friends sake


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


Do you need a credit card to get a report?

my boyfriend is paying for the rent not me, I dont have a job yet just had a baby but he got his credit report.


HSBC Auto Loan?

I know that HSBC will refinance a car loan. However, will HSBC give you a loan for a new car in such a way that one can go to the dealer and have worked out their own financing with HSBC. I don’t mean do they have programs such that dealers can use them to finance. I mean, can I go into HSBC and fill out the paperwork for an auto loan, then go pick the one that I want, and they cut the check. Are there any other banks who are known to lend to a variety of credit scores (translation—of course Wachovia or Chase will give a signature loan to a 50 y.o. with an 850 credit score, little to no debt and a 250k income! BUT, this is NOT what I am talking about!) who may do this. Again, my friend for whom I am asking this question has decent credit, just not stellar and HSBC gives credit to people in all sorts of circumstances, so I am looking for a bank with similar policies, etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the average cost of Bankruptcy?

I am very behind on my credit bills. I havent paid them in forever. I was wandering if anyone knows the average cost to file in Kentuky.


Poll: funniest commercial you’ve ever seen?

i live in america, so preferably commercials from the USA. thanks. =]


What is a good credit card to apply for if you have no credit and need to build it?

I need a basic card nothing fancy. it must have low monthly or yearly cost and low fees. I heard getting a gas card like to shell was a good idea. I need an easy one to get though because I can not even get a card at walmart my credit history is so non existent.I will not be using it much I hate to shop I just need some thing I can build credit with.


I started with a balance of 29,000 i currently owe 10,000 can i file bankruptcy a chapter 7 any suggestions th?


How to find out credit score!?!?

Is there a way you can get your credit score for free?


Are sharks really friendly or a threat????

because im scared of sharks and now of the ocean and i wanna know if they dont like us or are scared of us…but y do people say they are friendly??


Macbook rent to own question?

Hello everyone! I’m in need of a macbook for school and Im going to need it very soon. I dont have 500-1000 dollars to spend on one right now, and I understand apple has a financing program, but due to age…I havent had a chance to establish my credit. Ive had far too many problems out of a PC and the macbook already comes equipped with all of the music programs I’d need for college. Ive done a little research and I know there are some corporations who will rent them out for days at a time, but turns out…its more expensive to rent one for a few days than it is to buy one. Is there a rent to own or lease to own business out there anywhere that carries the macbook?! Ive checked with aarons and rent a center but so far, no luck…please reply with anything you think will help:)


Can a person who is here in australia claim bankruptcy if they are from another country?

can you claim bankrupstcy if you are in debt in australia with there money and still go back home to your own country if it is permitted or do they have to stay


If i file chapter 7 bankruptcy will i lose my house?

Hi im asking this question on behalf of my mother in law who is currently in jail. She just recently told my husband, who has power of attorney for her to look into filing bankruptcy. At this point, her only valuable asset is her home, which is what we are trying to save, so if we file chp 7 will that really do any good?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating?

I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating interest rate at 11.90%. Do you adivse me to shift to SBI,HDFC,or any other bank or remain with LIC.while others banks floating rates are around 10.15% Need your advise. waiting for your reply sir………..


Payday loans / law office/collection?

i went threw a rough patch in life i took out like 3 payday loans and max out my card i am now pretty much up to date but i got a call from lawoffice/ collection office i guess guy called me said they have tried contact per email and i have not respned i asked him what company is this loan from and could not tell then he said if i dont pay 1800 today there will be 3 felony charges issued agAINST ME SO i said i cant not pay then he said this is very seroius call me back 30 minutes i called him back he said there going to have someone come my job serve me a summons i said i am broke so then he said what can u pay today i gave him 100 dollars over phone my card i think i getting ripped off i was scared because he read me a leagal affadavid then he all of sudden transfred me to someone esle so took my 100 dollaRS ADN SAID I NEED PAY 500 BIWEEKLY I CANT I KNOW I PROP FORGOT ABOUT ONE LOAN LIKE 300 BUT PAY 1800 THATS CRAZY WHAT SHOULD I DO WILL THEY REALLY TRY FILE CHARGES OR IS THIS A COLLECTIONS BS BECAUSE THEY WONT TELL ME COMPANY PLEASEEE HELP


Im looking into renting an apartment but I have a forcloser on my credit?

I called the apartment complex I want to rent from in a few months and they told me it has to have been 1 year since forcloser. I filed bankruptcy and my home loan was included on the bankruptcy, so Im wondering would they go from the date my bankruptcy was discharged or the date the was consdered forclosed?


Exactly what is bankruptcy and how does it work?

What is the differcence btwn. them such as chapter 7, 12,13. etc etc. And what are the pros and cons to it. My family is in debt way over our heads, we rent a house w/ our three little ones, have HORRIBLE credit and can barely afford our bills. Would this be the best way to go? Thanks.


Where can i get a free credit report with out using my credit card?




















































How much money will my auto loan give me?

How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How much is bankruptcy counseling… is there any free or low cost ones out there in virginia?

unsure how long it takes to get a cert. so i can file bankruptcy….


Are single dad families harder to run than single mother and two parent families?

What are peoples opinions and why?


I need to borrow 1500 pound?

i am even consider selling my body for sex i am so desparate so i can put food in fridge and pay my bills please help


My husband and i took out a payday loan at advance america in las vegas nevada, can they take us to court/jail

my husband and i took out a loan at advance america in las vegas nevada totaling $112.00. they are now leaving messages saying that they’re going to take us to court for fraud. can they really do that or is there a procedure that they have to follow?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

579 credit score, could i get approved for an apartment?

Im moving out with the boyfriend in about 6 months, He has good credit. Me…well thats a different story, I made some really bad choices when i was 18 and have 2 charge offs, I opened up an unsecured loan and have been making payments for the past 4 months and it shows up on my credit report as paid as agreed. Should I still try to apply for an apartment?


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Can You use your VA Home loan in Other countrys?

I am a resident of Philippines, and would like to live there, anyone know if i can use the VA home loan on a place to live in Philippines.


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is getting a new credit file legal?

is getting a new credit file legal? Is it free? how long does it last? does it really work? can someone send me information on where to look/start or a good compnay to work with.


Student loans?

Student loans – good, bad, indifferent?


Can I still qualify for a corporate Amex if I have a Bankruptcy from a year ago?

Amex was not a part of the BK, and I know that each employee is reimbursed for business expenses and is responsible for making the monthly payments


What is difference betweeen arm vs interest only mortgage?


Can you add a purchase to an existing car loan?

Ive paid off half my car loan, but i need to purchase another vehicle on top of this one. Can i add another vehicle as long as it stays within the loan max?


How could i get payday loan with poor credit?


If I take out an auto loan right now, will it hurt my chances of getting a house loan in about a year or less?

I could afford both, And statistics show that, I just dont want to get a car right now, and that ruin my chances of getting a loan for a house soon.


What happens to a mortgage when a co-borrower dies?

To clarify the quitclaim issue. Mabel held the deed to the house in her own name ten/eleven years ago. Last year, she issued a quitclaim deed to herself AND her mother so now they are co-owners of the house. At the same time she and her mother signed up for a new mortgage to pay off the old one, and THAT mortgage has two borrowers, Mabel and Betty. So, once Betty passes on, Mabel immediately becomes the sole owner of the house. That much is clear. It is my belief that the Betty’s estate will not be responsible for the debt on Mabel’s house, and the bank will not pursue payment of the balance as long as Mabel makes payment on the mortgage. The problem is that Mabel is unlikely to be able to continue to pay for the mortgage. So, am not exactly sure what happens next. It would be fine, I think, for Betty’s estate to pay off what is now Mabel’s mortgage for Mabel’s house. But only if her estate also issues an equal amount of money directly to each of


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need to get a Free credit report?

Hi can anyone please tell me where one may go to recive a FREE credit report?? I am told that there is a way to do this. But every where i try they want money.. Experian turned me down from geting a credit card.. now that i want to get my report on line to ess it, they want money.. It is suposed to be one free on.. please if someone can send me w web site that i can recive this,i would be so greatful.. Thanks.


Were can I get a 200 dollar loan online?

Bad credit I make around 4k a month and im in the national guard please no loan referal sites


What is the guy from FreeCreditReport.com’s credit score?

I’ve always wondered what his actual credit score was, because I don’t think mine is much better!


How much does it cost to file chapter 7 bankruptcy in the state of california?

about how much does it cost to file ch. 7 bankruptcy in the state of california… does it depend on the debts i have enmassed???


How do I do a credit check on myself?

My future landlord ran a credit check on me, of course, and he said it showed that I’m a cosigner on a loan! So far as I know, I didn’t cosign on any loan, so I’m concerned. How can I learn more? I have Identity Theft Protection with Discover Card and thought that tracked things such as this. Is there a way I can look up this info through that?


I went to file for bankruptcy, just me not my husband for my old debt that we can get out of. The lawyer said?

my husband makes too much money so I don’t qualify to file. We have no money left over to pay my bills at all. I was wondering if we got legally separated if I could file then? thanks


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


Can anyone recommend a good Student Loan Consolidation company?

I owe about $8000 dollars in student loans from various companies and I would like to consolidate into one monthly payment. Any suggestions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does annual percentage rate mean on your credit card statement?

It says Nominal APR 18.24 and then annual percentage rate 68.034


Is there a way i can check my credit for a cell phone online?

i got a prepaid phone and i wana know if i can check my credit online to see if i can get a plan or not.


How can i find out if someone is monitoring my credit without permission?


How can i get free access to xxx site with no credit card?

i don’t want to pay for xxx but i want high quailty stuff, thanks.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My credit Score is 754 and it shows me my Grade as C””

Im Wondering whether 754 is a good Credit score or not, if yes, why it is showing my Grade as C i checked in Transunion credit burea what is the difference between Score and Grades? Is my score a really good one? Can anyone Let me know. thanks


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Can anyone make up a remix to the freecreditreport.com commercial?

Any one of them is fine, but it needs to be funny! Please and thank you!


Why do sharks only attack wet people?

When surveyed, 99.9% of shark attacks were performed on wet people… WHY?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


First time homebuyer – Citi, Wells Fargo, or PHH Mortgage?

Thanks everyone for your thoughts so far! I noticed a lot of people are mentioning closing costs – most of my closing costs will be paid by my company so I’m not too worried about that. Great tip, though, for most people!


Is it legal to finance inequity in an auto loan?


If a payday loan company is suing you and you don’t show up to court what will happen?

What will happen, warrant, garnishments??


I filed bankruptcy chapter 7 on december 2010. The trustee requested the IRS my refund of about $10,000?

This was to pay creditors, my attorney ammended the bankruptcy petition to exempt the refund. First because most of it is earned income credit from our children and I believe Florida has a thing called the wild card. So she made the whole refund exempt through the ammended petition. My concern is I call the South Florida Bankruptcy hot line, it gives automated information and still says (assets are reported”) also


Where can i be approved for a $7,000 dollars car loan, with no-bad-but-new credit history?

I’m in need of a car up grade, but i never had any loan, credit card, or even a telephone plan that requires credit… what can i do to get approved for a car loan of 7,000 or less?


Where can we get genuinely free company credit reports ?

IN UK please


Can I take cash off of my American Express card?

I am new with the whole credit card thing but I recently was approved for an American Express card. My question is can I get cash in hand off of my card to pay another bill?


What does Insufficient utilization on open accounts” mean?”

I applied for a credit card and got denied with this message, what does it mean exactly?


Is it fraud if I pull a 401k to buy a new house then file bankruptcy?

I have been placed on SS Disability and cannot afford my mortgage. I would like to move south. If I pull my 401k I can get a house real cheap. Then I would like to file bankruptcy on my house here. I would not like to be homeless for a few months. I still have decent credit for now but the funds are going to start dropping quick. Anyone have Ideas on how to do this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the difference between cash rate and interest rate?

I’m an economic student in high school and I have come across both these terms before but have no idea what the difference is or if it is all the same. If you could explain it to me in simple terms that would be great 😀


How much money will my auto loan give me?

Okay, I’m all set up to get my first auto loan going on. I know the ins and outs of these things as I’ve studied up enough already. I need to get into an auto loan company that is somewhat generous and I know that some are just stingy as hell. So I’m asking how much money will my approved auto loan application give me?


Who is the best mortgage refinance company?

We are looking to combine our first and second mortgage on our home. current first approx. $80,000 current second approx $60,000 house value @ $165,000 would also like to have a little cusion in the bank. With less than perfect credit who is our best choice of lender


Where can i go to get a free credit report?

I am looking to get a free credit report online without having to use a credit card. I have checked a few sites and each of them has asked for a credit card, which I do not have. Where can I go? Please.


Cant pay a debt anymore, any options?

So around a year and a half ago I got into a car accident. I did not have insurance at the time. I took full responsibility of the accident. The total amount due to the insurance company was $5500. They hired a Credit Collection Company to collect the money from me. I have been making payments of $160 every month. I make the payments through the phone to CCS. Because of bad luck, I only have enough money to make this months payment. I have no means of receiving money… I am a full time college student. I have been looking for a job for two months now and no luck. I just want to know If I have any options… like If I can ask them to pardon me for a few months or If I can get any help… I am stressing about this… I dont want to go to prison or file bankruptcy. Please help. btw I have not missed a payment in all this time.


Why won’t my mortgage company accept partial payments?

Instead of paying 1 monthly payment of 1500.00, I want to make a payment every 2 weeks of 800.00 via my online banking. I called the mortgage co and they said they wont accept any less than 1 whole payment. Should I send it anyway? I will this force them to not charge me interest on the amount sitting in escrow? Thanks, Trying to Catch up in LA PS. Payments would be submitted prior to due date so no default issue. 1st pmt in advance, 2nd pmt on due date.


Does Volaris accept U.S. Debit/Credit cards online?

I want to go to Guanajuato in late July/early August for 3 weeks. Volaris is the only cheap airline. Aeromexico is expensive and Aviacsa no longer goes there and there was another one that existed for only 3 years since they went bankrupt. I heard buying tickets at the airport is expensive. Tijuana to Guanajuato. Does the bank charge an international fee? Bank of America




















































How hard will it be for me to get a $7000 auto loan?

How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it possible for a person who is waiting for trial (bankruptcy) travel outside the US for business?

Is it possible for a person who is waiting for trial (bankruptcy) travel outside the US for business? I believe she is trying to get bankruptcy but some of the accounts are going to court. This person needs to go to another country do some stuff over there and come back in a 3 day period. Any ideas?


What are minimum requirements for private party auto loan?

The answer is hard to find online. Some suggest at least $10000 loaned, or subject car must be only 4 or 5 years old, or max 48 months repayment term, etc. I realize there will be some variables, but there must be some standards here. While we’re at it, are there standards for how high your credit must be to get a private party auto loan?


Capital One Auto Loan?

I have been with capital one for almost one year now, with an auto loan. I always schedule my car payment 5-7 days after its due date, I have never gotten a late fee, but with doing this am I paying more interest or something? Am I paying more in the long run? or is it just a way to convenience the consumer? I have been doing this for a year without ny harassment from capital one, but I am a bit paranoid. Thanks


What happens if i dont pay back a payday loan?

i live in michigan an i have taken out two payday loans that im unable to pay back due to unforeseen circumstances and i was wondering what happen when you don’t pay them when you are supposed to can and will the sue you for the amount it only 500 total. And how long will it take for that to happen do they give you a grace period before the take legal action

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will i get approved get for a 10,000 auto loan?

We dont have sales tax! and i will put a 1500 for a down payments. Plus i have a household of 4, and we get free money on oil every octobers ranging from 1000 to 2000 per person. If you live in Alaska for a year. I didn’t include my wife’s income cause we have seperate bank accounts, don’t have time to do a joint account.


Where can i get a free credit report from?


Filing Bankruptcy? I need help!!!?

I have at least $8-10,000 in collection debt. I was in a car accident last year that my insurance refused to cover so there’s additional medical and court costs added on there somewhere. I have no job, no license to get to work ro anywhere. I want to file bankruptcy but I keep hearing there are all types of fees and payments. I have $0. No savings or checking, I own no house or car. Nothing. Someone please direct me in the right place? There has to be some place out there that helps people in my situation. I live in Chicago IL if that makes a diffrence. And I have searched online and got no where.


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband filed chap13 we own our cars 3 one night he took all of them and?

told me he’s keeping all. his attorney said he can keep all of them because they are in his bankruptcy and he has me as one of his creators can they do this?


Is 16.99% a reasonable APR for a credit card?

Here’s the info for a card I’m thinking of signing up for: Annual Percentage Rate (APR) for Purchases : 0% until the last day of the billing period ending during April 2008*; then the standard APR 16.99% Other APRs Default Rate: Up to 28.99%* Cash Advances: 22.99%


Has anyone ever sucessfully finished a chapter 13 bankruptcy?

I’m in Texas, so other Texans opinions would help. I filed for bankruptcy almost a year ago and have been doing great making payments, but the mortgage company has decided to throw their hat in and even though payments were being made the trustee and judge saw fit to triple the amount I was already paying. I hear a lot of people filing for Chapter 7, but I haven’t heard of anyone finishing a Chapter 13. I have four more years on this and would be encouraged if anyone has a success story about finishing their Chapter 13 payments for the full term. I would appreciate if cynics kept their snide comments to themselves.


Auto loan with no credit but half down payment?

Need some quick advice here. I have NO credit. not bad or light credit.. NO credit.NONE what so ever. Looking to spending around 10k on a vehicle, but at the same time looking to start my credit history. Cannot get a co-signer. Now I have heard/read that people can get approved by putting atleast half the money down and financing the rest, but I just would like some more knowledge on this if at all possible! State is NY btw Thanks all!


Is credit scores of 544, 503 and 494 consider?

to low for a home equity loan.


Does anyone know of a Auto loan company that will finance someone with bad credit?

My credit score is Dismal (<620) due to illness 4 yrs ago. I have had no late payments since, I even have an existing car lease for 38 months with no late payments. However, my lease is up and I do need a car. I tried Honda Financial and got denied. I make an significant amount of money and have been employed for the same company for 12 1/2 years now.


I would like to take a loan from LIC Housing finance limited, India. The loan is for purchase of land.?

What security to be given to LICHFL to get the loan ? I have four LIC policies is it acceptable?


I’ve been told I can get a free credit report every year ?

but everywhere I see that offers them wants my credit card number. Where do I go to get the report? How do I know I’m not getting scammed?


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i get a loan at 16 with money down?

can i get a auto loan at 16 if i put $1000 down on a 6000 loan? without a cosigner??


Online Payday loans. I closed my account…what will happen now?

I had several online payday loans. They would just take payments from my checking account. I became overwhelmed with all of them, so i closed my checking account so that they could no longer take money from it. I was hoping i could arrange some sort of payment plan with them. Does anyone know what is going to happen? They are leaveing VERY threatening messages on my phone. Saying that i am under fraud investigation and that i need to get a lawyer! Any advice would be appreciated!


My friend had dept about £20000 or £25000, and he think bankruptcy is the effective Solution for his dept?

He is married and had a son, if he bankrupt is this going to effect his wife credit? she will go to university next 2 years is this going to prevent her to have a load for her studying, and what other disadvantage there will be, by the way, he says that he is all right with any kind of bad credit or something like this” only he doesn’t want that his wife get involve in it and be a bad credit person! help please. Thank you all”


How do consumers report to teletrack?

How do banks know that you are in teletrack? is it by your social or drivers license?


Someone who knows about poor credit and car loans please help me!?

My husband and I went through some tough financial times last year. He has multiple sclerosis and we had a lot of medical bills not to mention he had to take off unpaid time from work while he was sick. He went back to work now and I am also working (after being off work for almost a year due to being layed off, I am a nurse). Anyways, we ended up having to file bankruptcy a year ago. We are trying to get back on track now. Our lease is up this week and we need a car to get to and from work. We were approved at one of those buy here pay here” car lots for people with bad credit. The problem is


Iceland beat the 1%. Why don’t Americans do the same?


OSAP or TD Canada Trust Student Line of Credit?

I’m going to college next year, and I need some financial help, so I’ve been thinking of OSAP or a student line of credit. I know all the details about OSAP, their forgiveness”


I need a 500 dollar loan….?

OK so i need a 500 dollar loan in less than 8days i need to pay two fines of 250 dollars each of course i might not have to pay the 500 in 8days if i get an extension but, the point is if i dnt get an extension then i am going to have a loan for sure and i DNt have a Job right now and even if i did have one i wouldnt be able to pay 500 in 10 days nor could i find a job that pays 500 a week in less than 10 days so please some one help me i need to have 500 dollars by 6-29-09 and its 6-22-09 alreadyy help mee i cant ask my parents for money thats for sure cuz they dnt know i got a fine n its my first one so i dnt [lan on telling them

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can bankruptcy take off a lean?

if not is there a way to take off a lean from a house


Having trouble paying coast hills auto loan?

My auto bill was due on the 26th of march and I couldn’t come up with the money, I’m really struggleing. So I called coast hills and told them is try to have it by today but all I have is $100 out of $300 due. Friday I guaranteed them last months payment plus the additional $100 a little early for next months payment. I’m really worried as I’ve never been this late ever. Can you help me figure out how this will work?? I was told i have 31 days before they look into turning my name over to collections and in the meantime I won’t have to worry about my vehicle getting taken.


American Literature ! I need help?

Here are the stories you may choose from: Cub Pilot” “Barrio Boy Excerpt” “No Gumption” “I Know Why Exceprt” Select one of the memoirs from this unit and explain its theme. Support your answer with at least one example from the story that illustrates the theme. Which narrator do you think faces the most significant conflict? What is the conflict that the narrator faces? Is it resolved satisfactorily? Why or why not? Use details from the story to support your answer.”


What is the best back to get a car/auto loan?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are there sharks in bulgaria?


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.


What’s a good, SAFE website or way to check my credit score?

I thought about freecreditreport.com, but I just wanna make sure that’s safe and reliable. If not there, then where should I go? Thnks! 10pts Best Answer!


Can I get a $2,000 loan with no credit, no job, or co-signer?

I can pay it back & I’m putting my $85,000 house up for collateral. Any information would be helpful, Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does a Loan Shark make money if all he does is loan Money?

I don’t understand how this business works, first of all people loan money from them because they don’t have money right? so how does the loan shark expect to see that money again? by the way i fancy becoming one myself


Can I afford a home??????????????????????????…

I make roughly $600 per month…. i know its not much, but you think its enough to buy a home? thanks.


How to get a free credit report?


Does checking your Credit Score hurt my Credit score?

I was online looking for houses, One site it gives you the option to check your credit score and check to see like what it would be for you to get a mortgage. If I check these will it hurt my score? Thanks!


Auto loans with poor credit.???

i need to buy a car right away but my credit its not so good


Can you get more than one report from AnnualCreditReport.com per year even if it costs money?


Can i get a 20k auto loan at 18 years old and a credit score of 645?


How come it costs money to view your credit score and report?

how about services like www.freecreditreport.com?


Can I go to jail for not paying check advances?

I owe several check advance places. The reason I did not pay them back because I joined a not profit debt consolidation program. The debt consolidation program said they would make the payments to the lenders for me every month when I pay them. A couple of the places would not accept the debt consolidation. I we just wondering what they could do to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I be denied for a car loan with my credit rating?

I am buying a new car and the dealership said I will need a co-signer to get the financing through the dealership. I checked my credit score with TransUnion (I’m pretty sure they use FICO) and it is 724. The dealership said I will need a co-signer no matter how much I put for a downpayment. Does that make sense? 724 should be a pretty good rating. Do you think they made a mistake? Side note: I want to go with dealer financing because they are offering 2.9%. I know I can’t beat that interest rate anywhere else, and there is no discount if I pay cash.


How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years.


Why don’t Free Market Principles work when creditors give out loans for students and payday loans?

For instance, private creditors will give out student loans at obscenely high compounded interest so the poor student will be stuck with debts for many years. Similarly, when the working poor and lower-middle class need a paycheck advance, some shops and creditors will offer loans with immense interest rates, too. But according to the Free Market, competition amongst creditors should mean that the creditor offering the lowest interest rate GETS most of the customers. Why doesn’t it work that way? If I were a creditor and I offered students a 1%-interest student loan (but everyone else was offering students 5%-interest loans), technically I should be flooded with students trying to get money from me!


Can an 18 year old get an auto loan from a bank?

If not a bank then does anyone know where i could get one?


What is the best identity protection out there and is there any out there that doesn’t cost to much or is free?

come on give me some websites that i can go on and check it don’t give me gibberish ruby i know all that just want to know the best identity protection for free thanks


Barney has a 15-year adjustable rate mortgage that has a rate of 2.3% for the first 5 years.?

Barney has a 15-year adjustable rate mortgage that has a rate of 2.3% for the first 5 years. The amount of the mortgage is $339,000. What is the monthly payment during this initial period? $1,486.89 $2,228.64 $1,883.33 $1,926.65


Best bankruptcy lawyer in Las Vegas?

I’m just looking for opinions on a good lawyer, no smart comments or rudeness please. And I do know for a fact they take payments. I have known people who filed and paid over the course of the process. Just some helpful idea’s please. Thanks!




















































Would a credit score of 750 get me the best mortgage rate?

Would a credit score of 750 get me the best mortgage rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can I still recieve financial aid 4 college?


How hard is it to file bankruptcy?

How far do they go back and erase debt? How long do I have to use only cash? Basic questions… Any insight will help. TY


Can a poker player get a mortgage?

Lets say every year a poker makes 50k year playing poker and file taxes. Would a bank approve?


How does a car accident effect my bankruptcy? How does my money i get from insurance effect my bankruptcy ?

I was wondering how the monies are distributed to me in bankruptcy ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you find out your credit rating the numbers out off 999?


Where can u get ur free credit report?

All the sites I have been to will give you the free credit report., but not score. Where can you get your free credit score and report?


What are the consequences for not paying a payday loan?


Would a credit score of 750 get me the best mortgage rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get i.t statement from hdfc home loan a/c no-586130071?


Free Credit Report?

Any One knows where I could get free credit report with out signing for anything. Most of them say they re free but they want me to sign up for a credit monitoring service.


Whether to go with Axis bank or IDBI bank for house loan in india?

Hi, Need your opinion whether to go with Axis bank or IDBI bank for house loan in india. What are the advantages and disadvantages with this 2 banks. Thanks,


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Chapter 13 Bankruptcy and tax refund question?

Is your tax return frozen” if you are in a Chapter 13 bankruptcy? Does the IRS just hold the money? Or


Is there a true site that will consider doing a consolidation loan to address about less than $5,000 of debt?

Not a company that will call my creditors and try to lower the rate or like, i have no credit card debt but i do have a payday loan (not secured), some pawns, and auto loan (payday like)…the entire debts under $5,000. I have poor credit, but a good income and any company would realize that i do have disposable income and more so if i can consolidate all of this. Basically i am looking to pay all this people off and have one payment short term…no more than a year…


How do you get a free credit score in internet?

Which can be trusted and secure since I will be ordering in internet? I would like one of the free reports if possible. Has anyone ever tried this?


Finding effective annual iterest rate for Car Loan?

Hi, can someone explain to me the process of finding the effective annual interest rate for this question: Sam would like to buy a new car. The car will cost $31,680.75, including taxes. A loan from the car dealership will require 60 monthly payments of $630.32. What is the effective annnual interest rate for this financing arrangement?


Would a credit score of 750 get me the best mortgage rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it a wise decision to consolidate credit card debt with a personal loan?

I recently graduated college and was unemployed for several months afterward. My savings, etc, quickly ran dry, and I began carrying a credit card balance to live. I’ve begun working (finally), but my credit card balance is quite high now. The interest rates on my two cards range from 11.9% to 16.9%. I’ve just finished paying for my car, so I now own it outright. The resale value is fairly high. I think I can get a personal loan through my bank to pay off my credit cards, especially if I use my car as collateral, at a rate of 8.9%. I’m sure these compound differently, but I just don’t know enough about it to compare the costs. So, three questions: 1 – Would it save me money (in interest) to pay off the higher interest credit card balances with a personal loan through my bank? 2 – Is it wise to use my car as collateral? 3 – Does a personal loan look better” on a credit report


Are there any good payday loan locations in downtown seattle?


Will getting a small auto loan mess up my chances of getting a student loan next year?


Is there any way to get a home loan with a 609 credit score.?

After the divorce, my husband did not follow the divorce decree and have my name taken off of the mortgage and has been late on payments thus reducing my credit score to a 609. Is there any way to get a home loan with a 609 credit score while your name is still cosigned on a mortgage that was decreed in court 2 years ago to be off the mortgage.


Is a 5.8% APR good for a new car loan?

The dealership is offering me 5.8% APR to buy a new Scion TC. It’s a bi-weekly loan and it’ll be 4 years in length. I’m only 19 years old so my credit history is not extremely well established yet even though i have tried hard but I feel that 5.8% is fairly good for my age. Is this an agreeable rate?


Does H&R Block really give you money on the spot?

My employer has yet to give me my W-2, and I was thinking of going to H&R block and doing that money on the spot thing they have going on. But do they really give you money on the spot or is that just something they say to get you in, and then they tell everyone… well the bank didnt approve you so your gonna have to wait. Because I could REALLY use the money now. P.S. I used H&R block last year to do my taxes and i still use their emerald card. I have my checks direct deposited to it.


Is Annual Credit report .com a safe website to check credit?

I want to know how my credit looks and was wondering if this was a safe site to use. I’m not really sure if it’s safe. it looks a little shady but I might be wrong. Personal experience greatly appreciated!


Hi Friends, Planned to start business in Trichy (Dt) or Musiri (TK) location with small infrastructure. Kindly share some suggestions.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any unsecured credit cards that report to all 3 bureaus, but don’t pull your credit for approval?

I know it sounds dumb and unlikely, but I thought I’d ask. My FICO score is currently 665, which is fair, but I’m trying to raise it by opening another unsecured line of credit WITHOUT having my score dinged by a hard inquiry. I’m not interested in prepaid cards.


I’m being sued for a default on a car loan can I file bankruptcy on it?


Can a business get a free credit report like a consumer can? if so where?

Is there any way a business can see who has inquired on their business credit.


I just checked my credit report and pay to see my credit score in transunion. I do not have a printer now so?

I could not print this report. I went offline and then come back to this site but I do not see a way to see again my report again. Why is it? Is not supposed to let me see again since I paid for it? The site is annualcreditreport.com and the agency is Transunion. Help in the matter please.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the steps of getting an auto loan and using it?

Im trying to trade in my 2008 chevy hhr for a 2009 Honda Ridgeline which is 33,000 and I am trying to get a auto loan too. I was trying to get a 15,000 to 20,000 auto loan. Do i have to pay both the monthly payment of the truck to the financing company that will accept and the auto loan?


Would a credit score of 750 get me the best mortgage rate?


Filing bankruptcy without an attorney?

I just filed bankruptcy myself today, I understood all the forms and did it myself. So why do people think that it’s such a bad idea to do it alone when you understand what you’re doing?


What do I do if a payout for an auto loan was applied & they say they never got it?

I purchased a new vehicle. The auto dealership sent HSBC auto finance a payout cheque. They claimed they never received. The auto dealership just got a copy of the cheque back stamped in the back by HSBC auto finance as being cashed. And yet they keep harassing me saying the cheque was never received & I owe them money which the auto dealership has proof it was cashed. What do I do? The auto dealership spoke with a supervisor over there and this was all suppose to be solved by end of the week. Now they called me today and are still harassing me. I don’t want this affecting my credit rating. What do I do? Do I report this to a credit bureau? Thanks for any help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know of loan shark in glasgow area?

looking for about £2000


How can I get an auto loan if I am in college and have little to no or bad credit because of one thing?

I may have bad credit. I just want to get an auto loan so I can drive again.


Filing Chapter 7 and giving my car back…?

I am currently under chapter 13 bankruptcy. If I change to Chapter 7 will I have to give my car back?


The 3 largest credit Bureaus?

I know its Experian, Equifax, and Transunion…..BUT, are there any others? They always say that these are the 3 BIGGEST, AS IF there are others…if so, who? and would they have anything on my credit report? how can I find out?


1 Day Late on Payment – Will My Credit Score Decrease?

My credit card payment was due on a Saturday (weird, I know). I paid (in person, at the bank) on Monday, so I was one business day late. This is the first time I have been late, and I paid more than the minimum as usual. Will this affect my credit score, and if so, by how much?


How much will a judgment and bankruptcy deletion improve my credit?

Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.


How to build your credit before buying a house for the first time?

I don’t have large amount for money for down payment (only $50k). – What should I do to build a good credit to buy a house for the first time? – I do have car loan already and the payment never late. – I joined a credit union (OCTFCU) since 2 years ago. – Do I need a retirement plan? What is maximum house price that I can get? What should I do, in term of my credit, if I want to buy at least $600k house? Much appriciate it.


Where can I get my credit reports for free?

Everytime I try to get my free” credit report


Online payday loans?

I need one of these, but I cant find any for residents in the state of Georgia..why not? And if anyone knows of any would you let me know.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a reputable debt consolidation company?

What is a reputable debt consolidation company?


Would a credit score of 750 get me the best mortgage rate?


How can i find my credit report without having to use a credit card?


Massive credit card debt..19 years old?

I have racked up about 27k in credit card debt due to online sportsbetting over the past year. Problem is I don’t have the money to pay it off. I am just a 19 year old college student and looking back on it..I don’t know what the hell I was doing. I realize I have a problem and have quit for good but what should I do? If I confess to the credit card company what will happen? Technically speaking it is illegal for them to fund online gambling sites but the websites disguise there purchases. In fact I, when they used to call me about the deposits I was making I told them it was a sportsbetting site and they never said anything of it. Can I use this to my benefit. My credit is pretty decent right now..about 722…but I am assuming it will tank. I was thinking about taking out a private student loan and paying my cards off. Should I get a lawyer? Any help, advice is greatly appreciated.


How do credit card interest rates differ by company?


How to do credit checks?

I want to let a house and all letting agencies does credit checks. And as they do that they tell me that none details comes up so i am not able to rent a house. I would like to do it my self, does anyone know how to do it? P.S. its not something you check with your bank.


Is secure invite legit?

I put my moms credit in and later in the afternoon it took out $20 how can I unsubscribe please help they said it was free man..