Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































How much would a auto loan be if a person makes 4,929.12yearly?

How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Why did JP Morgan Chase switch me to Carrington Mortgage Services on my house loan?

I just got a letter in the mail today from Chase saying my house loan would be transferred to Carrington Mortgage LLC. I can’t find any information on the net as to why this is happening. Is this happening to anyone else? Anyone know why? Or is it some kind of scam to get my money?


I gave a payday loan company my debit card details a few months back and agreed for them to debit my account.?

Since then I lost my job and I was unable to pay them. Money hasn;t gone into my accout for a few months but I will be having money going into my account at the end of the month and I don’t want this company to take any money out of my account. I have recently had a new debit card and my details have changed. Will they still be able to debit my account??


Debt settlement?

does anyone out there know anything good or bad about debt settlement companies?


Can i refinance my auto loan?

i basically had one option when i bought my 2005 toyota corolla, which was to get a $15,000 blank check” auto loan at 17%. now i’m down to ~$8

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Rough estimate of my credit given the following information?

I’m a college student with about 10k in loans. I graduate in May. Ive had one credit card with a low limit since 10/2009 and never missed a payment, never been late on a payment (I rarely use that one). I have another one with a lower limit since December. I’ve never missed a payment or been late on that one either. I’ve paid my rent on time every month for my apartment and utilities. I’m just wondering if someone could give me a rough estimate of my credit score.


I was offered a job as a teller at TD Bank North, pending a background check.?

I am just not sure why they would offer a job to someone without checking all my credentials first…unless maybe they already did ?


What do I need to finance a house between $200,000-$250,000?

I’m 21 but I’m already attempting to save to buy a house in the area I plan to live in and work. How much would I need down on a house that price? About how much would my monthly payments be? When I last checked my credit score was 680 but since then I’ve bought a car that I’m paying off not to mention other things. What do I need to get my credit level to or how much money do I need to finance a house at about $200,000-$250,000? Is there anything else I should know or do that would be benifical to help me reach my goal


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I read Sammy Keyes books online for free?

I’ve only read a couple of the books and I’m dying to read the rest! Does anyone know of a site where you can read them?


I am looking for a good bankruptcy lawyer in the St. Louis/Belleville area. Any suggestions?

Also, if you have any idea how much the services are, that would be very helpful. Thanks!


Have you ever faced bankruptcy?

Have you ever faced bankruptcy? If so, what were the mistakes that took you there? How did you manage to survive?


If you were to loan a friend $100, what interest rate would you ask?

Explain your answer and compute what your return would be.


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


Credit Card Debt Consolidation?

These companies that offers debt consolidation and credit management, do they really cut your credit card bills to 40%??


Is this Bankruptcy Fraud? (or other type of fraud)?

A family claims bankruptcy not once, but twice. Sells 1st house on short sale. A relative buys them a different house, then transfers house title to their name after second bankruptcy is cleared. Doesnt this sound like some form of fraud?


What are the best Shiny Toy Guns songs?


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you claim a payday loan on a bankruptcy?

Just wondering if you can claim a payday loan with a bankruptcy


No/Bad Credit Personal Loans- reliable?

Looking into a personal loan to help fix our car. Loan for $2000 I have no credit, and my partner has poor credit (about 586 rating). We need a trustworthy, reliable business who can help us! I know searching this is scam central, so I would really appreciate your experiences and knowledge! THANK YOU! Any extra details are much appreciated ;D


Can I get a car loan with a 597 credit score?

My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know it’s still low. Now I’m in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One………..I would prefer not to go through the stealership…………any info……..thanks


How do i get cash from atm using my chase freedom master card even if i dont got money n bank ..is it possible?


The Best Hiding Places in a house?

Okay so me and my siblings always play hide and seek, but the thing is everyone always finds me. I really want to know the best places in a house? Please and thank you.


Which vitamins are better for hair skin & nails biotin or cod liver oil pills.?

ive been taking biotin pills for bout a month now but ive heard cod liver oil pills are good to. so which is better ? & i hear biotin pills cause acne and weight lose in which i need neither cause i already have acne and im already skinny but i have witness neither side effects since ive been taking biotin pills


Do I Get Less From Financial Aid If I Work?

Lets say I live with my parents and we are low – average income family. If i take a job that pays $10 per hour with a 2 week pay check that is around $500 (I still go to school/this is a part time job im trying to get), will FAFSA pay the same amount as if i wasnt working? One of my parent’s friend said that their child got around $10K from FAFSA when since she wasnt working, if this even possible? By the way I have a brother who is graduating this year so would 2 student going to college affect the FAFSA funds?


Mortgage loan vs Personal loan to buy a house!?

I live in Texas and there are a couple of small homes for sale for about $50.000. Should I try to get a personal loan and pay it of in 10 years or rather a mortgage loan and pay the house of 30 years? How easy is it to get a personal loan for $50.000 if you have an excellent credit history?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a $1000-$1500 loan ,like yesterday!. and cannot seem to find anyone who will even try to work with me.?

any suggestions welcome. how about private lenders, are these an option? any one with past experience on this please clue me in


Who can lend me a mortgage or loan to buy property in Tijuana Mexico?

Hi everyone I am searching for a bank or broker that will lend me a mortgage of about $100,000 for a home in Playas de Tijuana Mexico. I have good credit and no debts. I am moving to Mexico to begin a new business venture. All legal of course. Please let me know. I have tried asking Bank of America, Wells Fargo, Chase and Citi Bank but seems like its a no. I would really appreciate any assistance. Thank you!


Best consolidation loan?

I have recently gone through a divorce and now have about $6500 in credit cards that I’m trying to pay off. The APR on the cards is ridiculous and I’m not getting anywhere with my payments. It’s very frustrating and I feel like I’m just throwing money down the drain. I’ve spoken with a couple credit repair agencies but I’m not comfortable with their programs. I just have okay” credit now and my mom has offered to cosign a loan for me. I am considering a consolidation loan so I can pay these cards off and close them and have only one payment each month. I’d really appreciate some advice on banks


Trying to get a car while in chapter 13 bankruptcy. My current car was included in the bankruptcy?

and I owe around $6666 on it. I am in the process of trying to buy another car. I understand I hv 2 find one under $15,000 and the trustee has to approve it. My question is, does the new car go into the bankruptcy or will it be a totally different payment? Please answer only if you hv been in chapter 13 or are familiar with the legal issues. Thanks.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Im 26 with an learners permit and I want to buy my own car and get insurance on it can I do?

I cant take the driving test without a car so Im wondering if I can buy my own car and if I can get my own insurance so I can take the driving test to get my real license.


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan


What role do fast food restaurants play in the rising rates of obesity in industrialized countries worldwide?


Why do banks refuse to give auto loans to bad credit risks? but same person can get a 20,000 limit crdit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a personal loan and an auto loan, can I combine them into one?

I have an older car as collateral for the personal loan with about $3000 left on it, and my current auto loan for $14,000 at a 13% rate. Can I combine them into one payment?


A 690 credit score already? How is that possible?

So i am very happy but in shock. yesterday i called free credit report.com customer service because they charges me 14.95 for a credit score i didnt have. I had just got my first student credit card back in october decided to sign up for free credit report.com because I was hearing that dam song in my head and couldnt help but sign up even though I havent even had my first payment, make a long story short. when i called to cancel my membership yesterday, today i logg into the free credit repoort.com and they asked me if i wanted to stay and reactivate my membership ofcourese i clicked no, it took me to my home page and bam there was my score. it said 690 i couldnt believe it. i was told it takes 6months to obtain a credit score. it had my old balance though from last month but i was so happy because 690 is prettu good. isnt that wierd?


How do i check my social security credit score online free?

a trustworthy site…


No Questions Asked” Loan?”

Is there such a thing? I’m not talking about a payday loan…I’m talking about something larger that can be paid of in installments. Interest rate is not an issue. I understand that with horrible credit and no real collateral I have NO room to negotiate.


Credit Card activation before arrival?

I can see my new CIBC Visa credit card I applied for has now shown up on my online banking account, and instant tellers now have a withdrawl from credit card option, But I can’t use it yet because my credit card hasn’t arrived in the mail yet to use to activate the account. Is it possible to activate the account with customer service before the credit card arrives so I can make cash advances with bank machines?


Dose anybody know were a can get a free credit report that is safe. ?

I checked my bank and they want monthly payments of 8.99 or up to 12.99.


How can i get a loan to buy an existing established small business/ restaurant?

I am 20 years old, just out of college, and have been a general manager at a small restaurant for a couple of years. I am looking to get 100 percent financing from the seller, and am willing to give the seller a 15 percent APR financing. basically, will my lack of money down be compensated by the fact that the business is already existing (it’s turn-key”) and the fact that I am willing to offer an APY of 15 percent (or even higher!).”


Are there any payday loans that do western union or money gram?


What kind of auto loan is more difficult to get?

One that is 24 months or one about 60-72 months? Would the credit need to be good to get a longer term? My boyfriend has his truck under a 48 month and my car is almost up and it was under a 24 under his name too. We’re about to get a new car and would like to have low payments on it. Any advice?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy Question Help!!?

I was in an auto accident in march of this year, I was uninsured I know it was stupid you don’t have to tell me. I ended up totaling my car and two others, another cars bumper was damaged, I was found at fault. One of the other drivers try to get money from me, I told her I had no secret bank account or anything, I haven’t heard from her since, the driver of the other totaled car has sent letters claiming I owe her thirteen thousand dollars, and I received a letter from her husband who wasn’t even there, and was not involved in the crash in any way sent me a letter claiming I also owe him ten thousand dollars, the driver of this vehicle didn’t have insurance either. Then I received a letter from state farm insurance, for the lady that bumper got messed up, they claimed they paid six thousand eight hundred dollars to fix and want me to pay seven thousand eight hundred dollars, which is complete crap that lady drove away. so my question is if I file bankruptcy will this help me with this debt because I am only 19 and I owe all this money I cannot pay.


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan


Who regulates the credit reporting agencies Experian, Equifax, TransUnion?

Is there a government agency that regulates them? Which agency or agencies does one complain to if one has a problem with Experian, Equifax, TransUnion? ?


I have no credit and need a $4,000 loan asap, any ideas?

I need a loan bad, and i have no credit yet, im only 19. so far no places will accept me. i have a good job and make great money. i just need some ideas. …and my family dont have money so that isnt an option


Reversing Cash Advance fees?

My mom and I share a bank account and I use the credit card. I had money on my credit card so I transferred $50 to my mom’s checking account. I didn’t know that it was called a cash advance” nor did I know that there was a fee. Can I reverse the fee? I already put the $50 back to the card. I bank with Wells Fargo so I’m looking at a $20 charge.”


Whats a payday loan?

How do they work exactly


Does any payday loans work with meta bank?




















































What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


Does anyone know if the Obamas were close to bankruptcy due to irresponsible spending?

When BHO was a State Senator? If so post a link. It would explain a lot of the perks he takes advantage of and how he so easily spends other peoples money.


Credit score? credit reporting?

ok so me and my roommates have cable through charter… i used to work there and my supervisor switched everything into my name so we could get free cable which came with working there she changed everything from my roommates name into my name except for the social security number….. we have a $700 bill and my roommates arent going to pay it.. will it go on my credit score for it being under my name or will it go under my roommates for it being his social security number?? credit score for my name of his social?


Is 747 a good credit score?

I am 21 years old, making payments on a car and have 2 credit cards which I make regular payments on. Is this a good score? What can I do to get it higher?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What’s the standard APR for used car?

My fiancee and I are thinking of purchasing our first car. I know we can probably get 0% APR for a new car, but we’re thinking of getting a used car, because it’s a better deal (we all know how bad a new car depreciates as soon as you drive off the lot). About what can we expect for a ballpark of an APR for a used car? – Both of our credit scores are either in the Good or Excellent ranges – Neither of us currently have a car note. We each own our cars outright. But I do own a house.


Who is the best mid-sized pick up truck?

Nissan Frontier Toyota Tacoma Honda Ridgeline Dodge Dakota GMC Canyon/Colorado Mitsubishi Raider


How do i calculate the average interest rate of all my 5 credit cards?

For instance if credit card A has an interest rate of 12% and the balance is $7000, cc B has a rate of 9% and the balance is $1300, cc C has a rate of 16% and the balance is $3000,……………………… What is the average interest rate? A website that explains how to calculate it would be helpful also.


What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Probability finite math help please??

The chief loan officer of La Crosse Home Mortgage Company summarized the housing loans extended by the company in 2014 according to type and term of the loan. Her list shows that 65% of the loans were fixed-rate mortgages (F), 30% were adjustable-rate mortgages (A), and 5% belong to some other category (O) (mostly second trust-deed loans and home equity loans). Of the fixed-rate mortgages, 75% were 30-year loans, and 25% were 15-year loans; of the adjustable-rate mortgages, 40% were 30-year loans and 60% were 15-year loans; finally, of the other loans extended, 25% were 20-year loans, 60% were 10-year loans, and 15% were for a term of 5 years or less. (a)What is the probability that a home loan extended by La Crosse has an adjustable rate and is for a term of 15 years? (b) What is the probability that a home loan extended by La Crosse is for a term of 15 years? Please explain your work so I understand! Thank you!


How should I go about improving my credit?

I owe almost 500 dollars to a cell phone company, about 5000 to the feds, and a few hundred in medical bills. Should I pay all my debts, file bankruptcy to erase my credit, wait 3 or 7 years, or what?


What companies in the uk offer personal loans to usa residents?

i need a loan


Dubai How can Emirati’s be racist to Indians when they are the same colour as Indians?

i heard that Emiratis in Dubai and ABu Dhabi are racist to Pakistanis and Indians, yet they worship white people. I find this funny as they are the same colour as South Asians and they have more in common with Pakistanis then they do whites. Has any white person suffered racism there? BTW im neither White, Directly Arab, or Asian, but i can get mistaken for anything from Spanish, Italian, Arab, Pakistani, Mexican,Tunisian, etc


Whee can I apply for a joint credit card application?

Many have authorized user, will this affect both credit score users?


What is the best road to take for a home loan?,when you oue nothing on your home.?

I own my home and need a lot of work done on it.I know nothing about home equity loans or home equity lines of credit. should i borrow from a bank or go to morgage lender. Help


Do banks give personal loans?

Do banks ever give personal loans. Why they all seem to refer to experian for their refusal. Their interests rates are so good but they always say regret. There seem to be a lot of pay day loans but the interest is ridiculous. Is there a genuine bank which can lend money to pay back in 48 to 60 months


How can I consolidate my debts when I have bad credit?

My friend was asking me last night over a very emotional phone call how she could consolidate her debts before she gets married in August of 2009 and before her OSAP payments start in June 2009. I didn’t know what to tell her so I figured I would ask on here. The debt I think is around $7 000.00 not including the student loan. She doesnt have good credit at all since shes had these debts for about 5 years with no payments.


What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why does my mortgage company want me to refinance?

I understand that *I* can benefit from refinancing my mortgage to a lower rate. What I don’t understand is why my current mortgage company is evidently so motivated to make that happen — or at least they were for a few months recently. Not to sound cynical, but I don’t think their motivation in sending expensive express notices and calling me three or four times in the last few months is just to help *me*. They are a business, after all, and the only way they gain in the end is to make more money. How will they benefit by giving me a lower rate? I understand also that they may collect closing fees, but I hardly think those can be larger than the money they could get from allowing my current higher-interest loan to drag out to its full term.


Prepaid expenses – rent?

On November 1, 2010 Wenger Co. paid its landlord $25,200 in cash as an advance rent on its store location. The six- month lease period ends on April 30, 2011, at which time the contract may be renewed. Required: a. Use the horizontal model or write the journal entry to record the six-month advance rent payment on November 1, 2010. b. Use the horizontal model or write the adjusting entry that will be made at the end of every month to show the amount of rent used” during the month. c. calculate the amount of the prepaid rent that should be reported on the December 31


My credit score is a 587, what type of interest rate will I be looking at for a home loan.?


Can I get a loan with bad credit?

My credit score is 541. Is there some kind a way I can get a loan and sum all my debt into one payment to pay all my debt off?


Will payday loans hurt my credit score?

I’m 23 years old who moved to a big, expensive city for work shortly after graduation. I have no credit history, so obtaining a credit card is nearly impossible given the strict credit requirements and my towering living expenses, The city’s cost of living has forced me to ask my parents for money to help cover rent, which is ridiculously expensive. I’ve also been using payday loans for the past 4 months (a cycle that I’m attempting to break), and am wondering if these high interest loans will hurt my credit. They are repaid on time, well before the due dates. Will this help me build credit, hurt my credit, or have no impact? My bank is 5/3 btw. Any information is greatly appreciated! Thanks


Can one quite online school and go bankrupt?

I have a friend who is talking about quitting school. He currently doesn’t have a job, but he feels like his online schooling is a joke! He wants to find work, but he knows if he quits school he’ll have to pay his loans back. So, he was asking me if he could file for bankruptcy and start-over and find a job. I don’t know if this is possible, so I’m asking this lovely community what you all think.


What will a payment be on a $215,000 home?

I would put down 3%…..30 yr loan. I just started house-shopping for the 1st time and would just like to know a range. My annual base salary is $42,000. I know nobody will be able to give me an exact payment amount but I would like to get a reasonable range. What would I be looking at monthly if I was planning on buying a house for around $215,000? Thanks!


Is prime rate the rate that state owned banks charge private banks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a credit card at 16?

i need one to buy stuff online. i dont want one that my parent have to cosign i just wanna sign up for one as if i was an adult. i know that i would be responsible for what i buy but i had a plan…. when i go to college and get studen loans and finanital aid and all that good stuff i can pay it off then all i wanna spend is like a thousnd but not even. if i dont pay can i go to jail? ima enter my real ssn so onli ting im going to lie about is my age


What happens if i dont pay my o2 phone contract Bill?

heya ive got a iphone 4 24 month contract, and my bill was due on the 16 october, but i cant afford to pay the bill until next payday which is on the 12th november due to money issues, what will happen ive never missed a payment before this is the first time im quite worried about it im even thinking of getting out a payday loan but the interest rates are so high


Where can i find Australian repossessed house auctions online??


What kind of formula to figure interest compounded weekly?

If a loan shark loaned $100 at 2% compounded weekly, how do you figure out how much interest on the loan after 3 years?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Personal loan after bankruptcy?

How can I get a loan for furniture? I just want it for around 2,500. I have my eye on living room furniture and dont want to Rent to own. Any one know of any options? I did get a car loan for a 2006 with no money down.


What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.


Equifax document upload?

Hi when i phoned equifax to activate my account they said i had to provide documents and i had to upload them to something called ‘ask’ on their website. the address the women gave me on the phone doesnt work. could anyone provide me on where i find it? thanks


Where can I get a signature loan with bad credit. Trying to get it right.?

I am divorced. Do not own a House. I work for Verizon and make approx. 60k pr year.

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Who will approve a no credit auto loan?

ok well im trying to buy a 1950 ford sedan and i have no credit and have barely any to put down, does anybody know who will approve me? i checked up on j j best banc & co any previous customers with my situation? thanks


Reputable payday loan co. Just need 50.00?

Anyone know of an online payday loan place for a 50.00 loan until June 1st.


Where can I get a payday loan that uses a debit card?

I have a direct deposit account with Net Spend. I want to get a pay day loan online. other than speedy cash, is there any other lenders?


Does anyone knoe of a FREE crdit report site.Where I DO NOT have to give a credit/debit card# to get my score?

I don not want to give my debit or credit card, I want an absolutely free site, where I can get my credit score. Thanks.


Auto Loan – 72 months for 2005 vehicle?

Hi In January or February of 2011 (6 to 8 weeks), I will be purchasing a 2004, 2005, or 2006 H2 Hummer. My credit took a nose dive about 5 years ago, as I went through a financial hardship for a few years. I have, however been rebuilding my credit and it gets better all the time. My plan is to try to get a 72 year loan but not actually carry through with it. For example: I want to purchase the car with 72 month loan to keep my payments where I need them to be. But, after two years, when I will qualify for a much better rate, I will refinance for 36 months. Thus, in reality it will be a 5 year payment even though it starts out at 7. The question is, as we turn into a new year, 2011, will I be able to get 72 months on a 2005 vehicle? what about 2004 or 2006? Certainly if I had better credit, I would not take the 72 loan . . but I do have a goal of really cutting it back to 60 months or less 1) purchase car with $5,000 down – 72 months 2) after 2 years, refinance with another $2,000 down for 36 months 3) After year 3 (first year after refinance) trade the car in – as I should not be upside down in the loan.


Do I have to pay to get my credit score?

I am at the annual credit report site for my free credit check and I am asked to pay for my credit score. Is it normal/ ok to pay for my credit score?


Can’t get credit report without giving credit card number.?


I like to eat pure sugar straight from the carton. Is there anything wrong with this?

I don’t know why, but salt has just been one of those strange things I like to snack on. A typical occurrence of this is often me sitting on the couch watching TV while eating sugar with a spoon straight out of the carton. I usually go through 2-3 cartons of sugar per day, sometimes even more than that. Let’s just say my pantry is filled with sugar cartons. lol Is there anything wrong with this?


Why are lenders willing to give people with poor credit payday loans faster than a regular loan?

I mean a person can open and close a checking account faster than lighting and you go into the credit bureau if you do not pay and the same thing happens with an unsecured personal loan. Why the risk? What is the difference? Bad credit is bad credit.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you get a 2nd auto loan with bad credit?

Okay here is the Story. My Father and Mother bought a Car a long time back and is still making payments to the bank called Fire Side” Well Fire Side is going out of business and we can’t get another car financed through them. (Fire Side Bank is for people with bad credit) Well my Mother was the co-signer and she passed away in march. My father is still making payments to Fire Side they just wont accept any new customers or accept any other cars on the loan. So let me get to the point. My Father has bad credit And has a car loan. I am not 18 to be able to co-sign and we live in Utah and don’t know anyone that will Co-sign. I have a job so does my dad. We would have no problem making payments on another car cause it would be me paying for it just under my fathers name. The thing is


What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.


Where online can i get a free credit report that does not require a credit card number to recieve it?


What would be considered good rates for an auto loan? For some1 w/bad credit and turned down by big banks.?


How long do you have to void a auto loan contract?


Looking to get an instant loan of $1500-$2000. My credit is not good. I am looking a lender who does not do a?

I am looking to get an instant loan of $1500-$2000. My credit is not good. I am looking a lender who does not do a credit check and lend money on a short term basis. I can proof employment to pay back .Any help will be appreciated


I was denied removal of Private Mortgage Insurance (PMI) on my home loan account. What can I do?

PMI information was on my Mortgage Insterest Statement. The law states, IF YOUR LOAN CLOSED ON OR AFTER JULY 29, 1999: Automatic Termination of PMI. 1. If your are current on your loan payments, PMI will terminate automatically on the earlier of (i) the date the principal balance of your loanis first scheduled to reach 78% of the orginal value” of the property




















































What makes it harder to file bankruptcy now, rather than several years ago?

What makes it harder to file bankruptcy now, rather than several years ago?

Specifics welcomed. Thank you.Whoops,can you include State or Federal taxes owed in your bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Called Trans Union Credit to verify an account number.?

Being sued for a debt not mine. Called Trans Union Credit Corporation to make a dispute. Asked me for my social security number and wanted to know the credit card number in question. She said are you M. A. M. I said no, I’m M.L.M. The account is not mine. How can I find out more about M.A.M? I think she is the one who committed fraud? Same name except for the middle initial.


Where to buy soccer cleats online in Canada?


Has anyone filed for bankruptcy? Can you explain your experience?

Any regrets? What was the hardest part or worst part? Best part? When did lenders start letting you borrow money? How long has it taken you to build your credit score up?


Which dpeartment stores approve bad credit?

I have bad credit. I was told to get a department store credit card (supposedly easy to obtain) to help improve my credit (charge only what I can pay off). My question is which ones approve bad credit? I don’t want to apply to places that won’t approve me and only drag my score down more by inquiring about my credit report.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday Loan Question?

I fell on hardtimes and had to do a payday loan I entered into a repayment plan and made the 1st of four payments but since my hours at work have been reduced I cant make the other 3 what will happen


Can I buy porn with my parents credit card without them knowing?

it said that lolol.com will appear on your cardholder statement”. lolol is NOT the website I want to buy porn from


Can I use an unsubsidized Stafford Loan for personal use?

I forgot. Yes, I am a full-time student enrolled in a university. My parents are paying for the tuition and I don’t need room and board, food, etc. since I commute a long way away from home every day. I don’t want to work while in school (not a factor of laziness, trust me) so I was wondering if I will be receiving a check every disbursement to spend whatever I want on it or will they be checking what I spend it on. I want to spend it on gas (I have to use my own money for this) and it doesn’t really count into tuition, room & board, books, etc. but I do need it to go to school. I also want to buy expensive clothes and put the rest into a money market account.


What makes it harder to file bankruptcy now, rather than several years ago?

Specifics welcomed. Thank you.Whoops,can you include State or Federal taxes owed in your bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How am I supposed to manage paying for college and a mortgage?

I am 23 years old and I own my own house. I currently have a good job but its not my dream job. I want to go back to school, and I would prefer to do it full time. Is there a way out there to pay my expenses at home and still be able to go to school without working? OR am I supposed to sell everything that I have worked extremely hard for? Please help with any suggestions that you may have. Thank you!


Can i use cash advance on a maxed out credit card?

I maxed out my visa card. Even though I pay more than the minimum balance every month. Some months I paid more. Can I still access my cash advance line even though I never used it ?


I used my mom’s credit card to purchase something online without asking permission. How much trouble do you think I’ll be in?

Last night my sister and I were looking online at clothes, shoes and jewelry. I found a shirt that I really liked, but it was $30 and I didn’t want to spend that much. My sister suggested that I use my mom’s credit card to buy it . She said that she does it all the time and that our mom never notices. She had the number and security code written down, so I entered in the info and I bought the shirt. Now that I’m reflecting upon what I did I feel terrible! I really wish I didn’t do it. I stole money from my mom to buy a stupid shirt…what was I thinking? As soon as my mom gets home from grocery shopping I’m going to tell her what I did and offer to pay her $30 out of the money I have saved, as well as to do chores for the next month without getting any allowance. In addition to that I don’t think I deserve to keep the shirt when it comes in the mail. I’m going to check out the return policy and if I can’t return it I’m going to donate it. I know my mom is going to be so disappointed in me when I tell her. What type of punishment should I expect? If it helps my case I’m 15, I’ve never done anything like this before and I am really really sorry.


Is $1900 in credit card debt bad?

I’ve had the card since ’03 and I admit that I’ve been a little careless with it in the past, but I’ve managed to bring my balance of $5,000 down to $1,900. I almost always pay over the minimum amount required per month and I hardly ever use the card anymore. I haven’t had late fees in a couple of years. I’m a little worried because I know having good credit is everything nowadays and I’m hoping to put a down payment on a car soon. I don’t want any problems so I’m trying to pay it off ASAP. Is this an unreasonable amount to have?


Which is the best credit card to begin with? (In India)?

hi, i have recently started working in a MNC and my in hand salary is about 18-22 thousands, i want to apply for a credit card but have no knowledge, please advice some of it, with Zero joining fees and annual fees, and good benefits, i heard that barclay was giving 1 ticket free on every ticket we buy in Adlabs,PVR’s or Wave, is there some similar offer going..please respond asap.


If I have a 537 credit score is that considered poor?

I have been applying for secured cards and have gotten accepted just checked my credit score and wanted to know if with my score would I have gotten approved for a unsecured card. If so I feel as if I may have wasted money on getting secured. I was just scared I wouldn’t have gotten approved.


Would a mechanic make you pay to have a car looked at?

I am looking for my first car (used) and I was wondering if you brought it into a mechanic (before purchasing it) would it cost to have it checked out to see if it’s really in good condition? I don’t want to put in all my trust to the people who are selling cars. (no offense, lol) 😛 Thought it would be smart to have it checked out. If it does cost around how much?


Student Loan Consolidation Companies?

I am looking into consolidating my Private, Alternative student loans. I’ve already consolidated my Federal Loans. Aside from Citibank and SallieMae, what are some other loan companies?


What makes it harder to file bankruptcy now, rather than several years ago?

Specifics welcomed. Thank you.Whoops,can you include State or Federal taxes owed in your bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My nephews name is the primary on his ex-girlfriends auto loan. Is it legal for him to take possession?

He’s been making the payments since she won’t and threatens to ruin” him but someone told him he would get arrested if he drove away with it. Since it’s in both of their names


I am 20 years old and make 30,000 a year, how big of a mortgage can I take out?

I am 20 years old and have a steady job. I make $30,000 a year. I have no credit car payments, no car payments, etc. -no debt in general. My boyfriend lives with me and makes roughly $15,000 a year. He also has no debt. We are planning on getting married (have an eight week old daughter!) and want to buy a home together. We don’t have bad credit but we don’t have much credit. Right now we spend almost $700 a month on rent plus all utilities. Should we buy a home and do we qualify for a mortgage? If so how much?


I’ve built up a lot of debt with payday loans, etc. but have lost track of who I owe and how much.?

I would like to file bankruptcy but since I changed my address/number, can I go to a trustee and claim bankruptcy? If I am not exactly sure of who I owe and what…can they just file me without an exact amount of how much (and to whom) I owe? The calls have stopped, the letters have stopped, but I want to sleep well at night knowing that I don’t owe anyone anything. Can a trustee do this for me without a full detailed disclosure, or can they get that info from the credit bureaus?


Which cash advance loan did you use?

i need money now but when i go online to http://loan.deal4-you.com/ they ask me for my bank account information i dont know if its secure or not and then they asked for my job phone number and name and all that are they really gonna all them.i need a loan fast now in a hurry i really dont want to give out my job information i live at home so i an easily pay the money bak i have no other bills.but my phone


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!


How do i get a free credit report?


What is a good place for student auto loans?


Anybody have any dealings with AnnualCreditReport.com?

Is it an ok site?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I obtain a lawyer on contingency, I win, but never see the money how does the lawyer get paid?

I’m in talks with a lawyer to hire him on contingency. If I win, then he gets paid. If I don’t win, he doesn’t get paid. What happens if I win but the other party doesn’t pay up, like files bankruptcy or something to that effect? The lawyer will still want to get paid correct? Does he then come after me?


Question about auto loan when you have bad credit?

is it guarantee that you could get a loan from another party which is giving out auto loans when your credit is bad and you are only making at least $1800 monthly. My friend told me that she got rejected once. So do you guys know one loaner that will approve you any way.


Can i use a prepaid credit card to create a paypal account?

Iam winning a bid on ebay and i dont want to give credit card or bank info out to paypal so can i just use a prepaid credit card for my paypal account or if there is another way of paying please tell also if iam doomed please tell me how to get out of the bid??


I need a mortgage for 15000-18000?

they’d be able to find a mortgage for us. I just wanted to be able to put an offer on sooner. So I don’t understand how we’d have to wait two years. I did want to wait until spring, with my ebay stuff and everything we’d have more money for it. But I fear that it will be gone by then. This is why I am asking if anyone has any suggestions. I’ve looked online for p2p and they want 640 or higher credit scores.



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Debit card or credit card?

Also, does you will have to pay monthly fee for debit card?


What makes it harder to file bankruptcy now, rather than several years ago?

Specifics welcomed. Thank you.Whoops,can you include State or Federal taxes owed in your bankruptcy?


How to check your credit score under 18?

I know in the past a family member of mine was putting bills and other items in my name and not paying them. I would like to check my check score and possibly have this problem fixed before its too late. Is there anyway to check it under 18


What is an average credit score to be able to get a good home loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 730 equifax a good credit score ?

Im 25 have made several small banks loans and have delt with only one bank since i was 18 never had a collection agency or anything should i be able to get approved for a used car loan ?


Why is it that people have to go to bankruptcy court?

Just wondering what to expect. My husband and I have to go today and I was wondering why do you have to go to court when you file bankruptcy and what is it that I should expect with it? All answers appreciated thank you


What do I do if I being am forced to support my parent financially?

I am seventeen, and I am living with a single mom in bankruptcy. She wants me to get a job to save up money for a car and college, but anytime I get a job, she takes the money I earn out of my account to pay the bills. I can’t get my own account she can’t touch until I am out of high school. I am a junior this upcoming year (I am a June birthday). I am trying to get my license, but she won’t let me use her car to practice until I get another job. I don’t want a job, because I don’t want to her to take the money I earn. I told her this, and she yelled at me and told me what a selfish ingreat I am for not wanting to lend her money. She says that any boy my age should be happy to lend his mother money and help her out. I want out so bad, but without any money, I can never afford my own place. What should I do?


Car loan with title already in my name?

Well that’s what I thought…I shouldn’t have a problem…but I have checking/savings accounts with Wells Fargo, Bank of America and US Bank, and none of them will give me the loan, all told me the same thing – that I would have to sell” the car back to my dad or my husband which means I have to pay the title/registration fees ($400) again. What a hassle! They claim it’s a new law that just went into effect at the beginning of the year. “


Who is rocky marciano and is rocky balboa a real fighter?


Is it better to get an auto loan from a bank or finance with a dealership?

My car died at a really bad time. I’m moving in about a month and today was my last day at work. Money is short, but I’ve actually been rejected for jobs because I don’t have a car! I’ve got my eyes set on a really reliable car that is not too terribly expensive, it’s 13,000. My credit is pretty good but not sensational. Will I be able to get a loan at all?


Is 4.85% a good rate for a 3 year Car loan for $10,000?

I bought the car brand new.


FREE legal advice online? Please help.?

I’m wanting to find a website where I can chat online with someone for free legal advice. I’m needing an ONLINE chat for safety reasons at home. Does anybody know of any? It’s important.


What’s the difference between fico score and the credit score.?

I had recently checked my credit score with 3 credit bureaus i had a low score from equifax, medium score on trans union and a high score on experian. and my fico score was high as well. JUst curious to find out why they are not even. The differnce between my equifax and experian was close to about 100 points! what can i do tochange this.. remeber that I’ve been paying bills as well as making cc payments on time, including paying over the minimum requirement. anyone have an answer !

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anybody have any dealings with AnnualCreditReport.com?

Is it an ok site?


What makes it harder to file bankruptcy now, rather than several years ago?

Specifics welcomed. Thank you.Whoops,can you include State or Federal taxes owed in your bankruptcy?


A couple wishes to borrow money using the equity in their home for collateral. A loan company will loan…?

I couldn’t figure this one out I need a 70 to take my quiz online but i can’t figure this one out? if yal could help? A couple wishes to borrow money using the equity in their home for collateral. A loan company will loan them up to 70% of their equity. They purcased their home 11 years ago for $71,961. The home was financed by paying 10% down and signing a 15-year mortgage at 9.3% on the unpaid balance. Equal monthly payments were made to amortize the loan over the 15 – year period. The net market value of the house is now $100,000. After making their 132nd payment, they applied to the loan company for the maximum loan. How much (to the nearest dollar) will they receive? Amount of loan $ _________ (Round to the nearest dollar)


Inspector wants to inspect our garage, but its converted” – HELP!!?”

I live in a neighborhood in the San Fernando Valley, in Los Angeles CA. The populous is largely hispanic, and converted garages are quite common. Well recently, our neighbors who were renting out their garage to a family were busted for doing so. For whatever reason, or some sort of whistle blower effect, the inspector has been posting notices on our gate, saying how, someone has reported our garage being used for a residence/renting it out. The thing is, when we bought the house, the garage was already converted into a secondary dwelling unit. However, we do not rent it out. No one lives in it, but we use it for storage, and potentially somewhere down the line, as a room. Now this inspector is harassing us, wanting to see the garage. It really has my family stressed out, because the garage is completely sealed and walled. We would have to hire a contractor to knock down the wall against the garage door and remechanize the gate. We did not make these revisions to the property, and feel its unfair to potentially” spend thousands in reconverting the garage


I cant remember how journalize transactions. Please help, studying for exam?

1. Invested $30,000 cash and equipment valued at $14,000 in the business. 2. Hired a secretary-receptionist at a salary of $290 per week payable monthly. 3. Purchased supplies on account $700. (Debit an asset account.) 4. Paid office rent of $600 for the month. 5. Completed a tax assignment and billed client $1,100 for services rendered. (Use Service Revenue account.) 6. Received $3,200 advance on a management consulting engagement. 7. Received cash of 2,300 for services completed for Ferengi Co. 8. Paid insurance expense $110. 9. Paid secretary-receptionist $1,160 for the month. 10. A count of supplies indicated that $120 of supplies had been used. 11. Purchased a new computer for $5,100 with personal funds


Applying for an USAA Auto Loan?

Okay, so it’s time for me to get a new car, or new to me, used is fine. I need an auto loan and my bank is USAA (I also have Randolph Brooks). I am a college student. My dad gives me about $500 a month, and I know that isn’t enough to qualify for a loan of the amount I need. I don’t have any expenses, I live at home, and plan to for quite some time. Lately I’ve been saving most of the money I get (about what I’d pay for my loan monthly), and the rest I use is for gas. I was wondering if I were to inflate my income and add all of my grants/scholarships to my loan application, would they want to verify it?


How does homestead exemptions affect my mortgage payment? In Florida?




















































Can we buy a house for 174000 if my husband makes 54000 a year?

Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where can a medical (graduate) student get a mortgage?

I would like to take advantage of a foreclosure but don’t know where to get a mortgage. I can probably bring about 7,000 for a down payment. I have guaranteed loans for the next 4 years of med school. Credit score is 756.


What is a reasonable interest rate for a used auto loan?

I plan on purchasing a used car from a local dealer, and go shopping at several car dealerships. What is, in your experience, a reasonable, most used interest rate for the auto loan financed through the dealership?


If im on disability/ssi and want to buy a home(first time home buyer) would i get discounts or something?

oh and by the way i dont think its any ones business why im on disability!!! i added that little bit because i wanted to make sure that you didnt think i was missing a leg or something!!!!!!!!!!! So in the nicest way i can say this is its realy none of your business OK!! I didnt come to yahoo answers to get made to look like an idiot and I ALSO DIDNT COME TO TALK ABOUT WHY I AM ON DISABILITY SO PLEASE IM ASKING NICELY NOT FOR YOU TO ASK ME ABOUT IT THANKS!!!!!


Is there any way to check with the credit bureau if I have an open credit card?

I closed my cards a couple years ago. They gave me a confirmation number and everything. Since I ripped those cards up I have no way of accessing the old card numbers. I’m pretty sure those accounts are closed…but I still have some paranoia and fleeting doubts. I also tried to check my credit report online and was unsuccessful. They said to call instead??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Advice on bank loan guarantor?

I am after some advice if anyone can help…. my partner resigned as company director about a month ago. Last year the company took out a bank loan and he personally guaranteed the loan. We have just found out from the bank that the only way to remove him as guarantor is if the other director puts it in his name, which would require a credit check etc. and as the other director has poor credit rating he does not think it will go through. Has anyone had any experience with this, or know of a way we can clear my partners name from it all. We don’t want it hanging over our heads for the next 4 years. As the financial position of the company is not very stable and could go under at any point. Surely there must be another option – to draw up a legal document or something!? Does anyone know also if the company did go under, what the bank would do – I assume they would contact us and make us pay the monthly repayment, which we will certainly not be able to afford. So the only route I think we could go down would be bankruptcy….??? HELP!


Bill Me Later”

payment?”


I really really need help. i need a loan shark, i know how dangerous they are but can someone help me please?


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need Mortgage Refinance advice please!?

I need to refi my house as my rate is jumping up. I have a 632 Fico score. The only reason my score is low according to Equifax is my debt to income ratio. I have no negative open accounts period. Everything is paid off. It says payment history is Very Good, Ammount of new credit Very Good, Length of credit history just Good, and Amount of debt Not Good. The only thing I have that is a huge debt is my Mortgage which I have NEVER been late on. As a matter of fact I have no late payments on my credit at all. I have one credit card with 750 on it and have a 950 limit, a joint auto loan owing around 17000, and Home Depot with around 1300 owed on 2200 limit. My Mortgage is 230,000 on a joint loan as well. Please give me your best advice. Should I try to better my score by paying down my cards? Or should I go in now and try to refi? Thanks in advance………………………………


My boyfriend wants me to put a car in my name for him, should I do it?

I do appreciate the feedback. Just as a side note he is a perfect dad, if anything ever happend between us, I know 100% she would be loved and taken care of by 2 parents. She is financially supported with college funds etc. and she will do just fine. I am scared to death to get married and that is why we are not married. Would it be better if I was married and then got divorced?


Will bamboo kill gold fish?

I have a small bambo plant that sits in a jar of water. I’d like to put it in with my gold fish.The fish is in a old glass milk bottle. Does any one know if the bambo would kill my fish?


I want to buy my parents house!..?

here’s the situation: i want to buy my parents home to release the equity in it to then use it to open a business and then rent it back to them, to cover my mortgage cost. (confusing i know!) my parents currently have a £100,000 mortgage and are struggling to pay the bills (roughly £600 per month- although i must state here they manage to pay it somehow.) ultimately giving them bad credit..after talking to my parents and having them agree of course, i want to purchase the property at the full market value (£160,000) using a conditional loan agreement (legal contract) for the deposit (15% – £24,000) giving me a 85% mortgage on the home..i can then pay off their mortgage (£100,000) leaving roughly £19,000, after legal cost etc, which i can then use for my Business..not only will this lower my parents monthly cost (because the interest on my mortgage will be less) and help them with their credit but it will be a gain for me as they’ve agreed that i can have the £19,000….so ANYWAY my question is, what is the flaws (legally) in doing this,and what tax’s will i have to pay etc?………..any information will be great help! thanks P.s i am a first time buyer on roughly £25,000 a year and am hoping with the conditional loan agreement i won’t have to come up with a deposit to get my 85% mortgage of a lender.


How long do you think it will be until BP declares bankruptcy, and sticks us with the cleanup bill?


Would a job need my credit score?

Ok so I know 99% of the time this is a scam. However, the email I got was a little different from the other scams I have seen so Im confused. What do you guys think? Scamming my identity or not? The thing that throughs me is they dont ask for me to go to a website; they tell me to bring it with me to the interview. Its a craigslist job and they are notorious for scams. Advice Hello , When are you available to come in for an interview? As of right now you are the only applicant we are interested in hiring for the position. Assuming all goes well we’ll have you fill out our hiring packet and you can start as soon as possible. The background checking service we were using was very expensive so we’ve created our own way to verify your work eligibility. You’re going to need to bring the following documents with you to the interview. A drivers license, photo ID, or passport and a copy of a recent credit score within the last 7 days. If you don’t have a recent copy, we recommend you get one Here from a service we trust. They offer a free trial with no cost to you. IYou have almost all the skills and qualities we are looking for in an employee and I can’t want to meet you. My partner will be the one training you and anything you don’t already know he can show you. I haven’t had a chance to give you a call yet, what is the best number to reach you at? Thank you, see you soon . (CENSORED! haha)


How many days, by law, can you hold a payday loan?

My husband got one, and if we can hold out one more week, making 3 weeks total we can pay it off. I would like to know if I can do this without ‘rolling it over’, and paying extra fees. If anyone knows for sure, that would be great, so I can negotiate with the company. Thanks for any help!


If you have paid more interest then you borrowed on a payday loan do you have to continue to pay the loan?

My husband got a payday loan back in February and he pay $236.00 every two weeks and that does not go to the principal. Once he has paid more then the loan in interest does still have to pay the loan?


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


5 Players Name Who Loan From Liverpool To Manchester United After Munich Disaster?


Could you get a car loan without having a job?


Where can I find totally free credit reports?

every website I check they ask for a damn credit card…so if anyone has any suggestions it would be helpful


What the best site to go to where i can see my credit score for free?


Income to Debt Ratio – Auto Loans?

I have just paid my last auto lease payment. (total loan $11,500) I will need to return my car next week and apply for a new loan to either purchase the car or purcahse a different vehicle. My income to debt ratio is 70% with this current loan on my credit report. (Similar % to when I got my car 36 months ago) Will this current loan, that I just completed, still show on my credit report and effect my income to debt ratio? IE: It show I have $11,500 credit line and now I want a car for $11,000 and it soars my income to debt ratio to 100%. How does that all work with secure loans?


Need help with Auto Loans?

Alright, I need to get an auto loan only for a small amount. but im not sure on how this whole process works. If i go apply for a loan and get approved do i need to confirm it or is it when i get approved the loan instantly goes through and i get the money? So could i apply for multiple loans at the same time and if i get approved for them all, could i just choose which one i want and go with that one? Thanks!


Filling chapter 7 bankruptcy?

Our home was fore closed in cali in May. The bank said they will give us a 1099 when it sells. If I file for chapter 7 bankruptcy will this be taken off as well? I know unsecured debt will be eliminated but what about taxes on a 1099 I believe this is a CPA question.


My mortgage company just increase my monthly payment with out a notice. How can I get them to lower my payment?

We bought the House in July of 2007. our monthly payment was around a $1000 and now , it is $1500. we did not received any notice. when we call the bank, they told us that we have negative escrow.It is legal to add our negative escrow on our monthly payment? I do know that $1500/month is very high for us as we have 3 Little kids and other debts.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does Bank of America have Direct Deposit Advancing online?

I was just wondering if Bank of America allows you to direct deposit advance money online similar to how Wellsfargo does. I looked around the site, but I couldn’t find it.


Why has Donald Trump filed for bankruptcy 4 times?


Where can i get an auto loan?


Is there a website where you can get your credit info free without joining for a monthly fee?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How much would i have to pay a month for a 4500 dollar car?

How much woud i pay a month if ive never gotton a load for anything and dont have a credit and my parents sighned it and they have good credit


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!


How do I find out what kind of home loan I qualify for?

Okay so I am thinking of buying my first home in Tampa, FL. But I am not sure where to start! I have looked online and found a lot of very reasonably priced homes, but first I really need to know what kind of a Loan I can qualify for. Where do I go and who do I talk to about getting qualified? I have never done this before so if you have bought your home please tell me what I should expect. Thanks!


After bankruptcy has been discharged do I have any time to…?

My chapter 7 bankruptcy was discharged 7 months ago. I opted to keep my house and did not include it in the bankruptcy. Is there anyway I can still claim bankruptcy on my house of an I stuck keeping it? Wondering if there is a certain time frame were I can add it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any recommendations re a Mechanic’s Stethoscope. Found prices $5 (at Harbor Freight) to $80?

Basic to Electronic never used one. Going to verify which ball bearings are giving me the chirp (idler, water pump, alternator, etc) before I start replacing something. Probably won’t need one again, so I’m going to give it away to the next mechanic that does work for me. just like advice as to whether it’s worth it to pay $5, $25, . . . $80 for it.


APR and Victorias Secret Credit Card?

The terms say: ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES Revolving Credit Plans: 22.8% Does that mean I pay 22.8% interest on all purchases I make? Or do I only pay the interest if I don’t pay the full bill on time?


Can i apply for a top up on my personal loan with Bank of Ireland from Australia?


Are there any places out there that give out the first payday loan free of interest?


Filing bankruptcy after receiving inheritance?

I was in the process of filing bankruptcy when my mother passed away and I received life insurance money and money from her retirement plan. I can’t afford to pay off all of my creditors so i still would like to file. I am currently having my wages garnished and that will last for about another year. How soon from the time that I received that money will I be able to file or will I even ever be able to file? And if I am able to file, do I need to pull the money out of my bank account so that its not there at the time that I file?


How much does it normally cost to get a full auto detailing in US?

I bought a used 2002 firebird and i want to get some detailing done. How much would it normally cost me?


Need some help with Finance: Annuity and Mortgage Loan Problems?

Can anyone help me out? 2.) Two years ago, you purchased a $20,000 car, putting $4,000 down and borrowing the rest. Your loan was a 48-month fixed rate loan at a stated rate of 6% per year (APR compounded monthly). You paid a non-refundable application fee of $100 at that time in cash. Interest rates have fallen during the last two years and a new bank now offers to refinance your car by lending you the balance due at a stated rate of 4% per year (APR compounded monthly). You will use the proceeds of this loan to pay off the old loan. Suppose the new loan requires a $200 non-refundable application fee. Given all this information, should you refinance? How much do you gain/lose if you do? 3.) You have just started your first job and you want to have the basic appliances (fridge, washer, dryer, etc.) in your apartment. You face the following choices: (i) Purchase all appliances at the store using a bank loan. There is no down payment as the bank can take your appliances if you default on the loan. The loan is at the annual market rate of 5%, and the loan amount is $6,000 to be repaid monthly over 4 years.(ii) Rent-to-buy from the same store. The monthly rental is $125 for 48 months and then you pay $1,000 to own all the appliances. What is the net cost today of the cheapest option? Can anyone help with those problems. # 2 and 3 are the most difficult and I’m so lost. Please if anyone would be so kind to explain it.


Business loan, grants for small business?

I have just received my permit for my clothing boutique. I will be selling wholesale clothing and shoes from my home. I will also give away a few to the needy. Can anyone tell me how I can get a small business loan or grant to aid me in getting my business started? I am new at this, so please help.


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best low interest consolidation?


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!


Can I take someone off a car loan with out their consent?

I am seeking a divorce, and we have a car loan together. I want to keep the car. Can I have his name removed with out his consent? The car is registered and insured under me and the payments are billed to me each month. I am the borrower with him being the co borrower. What are my options? will I need to try and refinance the car under just my name? Any and all suggestions are helpful. He will NOT want the car as he has his own which is better.


Help me I think someone is trying to mess with my credit or ss?

So I’m 17, and this guy with a number of 1-000-000-0000 called my HOME phone and asked for me. He said that if I had been using some Lexus credit card and I said no. He said that if I’m Kevin with my last name. And I said yes. Then he asked for my DOB. He asked to confirm if my DOB was June 17, 1981 and I said no and I accidentally gave him my DOB. His voice sounds very sketch and scary. I told my parents and they said he might try to mess up your credit or social security. He called my HOME phone so idk how he got that. He asked for my specific name as well. Now, he has my DOB. What can he do to me with those information?!?!?! Please help I’m scared


Alternitive to bankrupcy?

i have £4000 of debt which i have tried to pay back, unfortunately my partner got made redundant and i am 8 months pregnant so there is not 1 penny spear in out banks. i have been told that there is an alternative to bankruptcy that cost around £90 is this true. We are really struggling to buy what we need fr our baby so paying off debt just isn’t an option any more I NEED HELP


How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this. Thanks in advance.


Get a private auto loan?

i want to get a auto loan to buy a car off my friend,,my credit is 606 and i have a 3 late payments,,who can i go through to get a loan for this car,,,its a 2006 honda civic with 126,000 miles and he is selling it for 8,500,,,can i get a loan for 10,000 and pay him the 8,500 and keep the other 1500 for tune ups and oil changes and other stuff for the car




















































I’m disabled and my spouse makes too much?

I’m disabled and my spouse makes too much?

I am unable to work due to being disabled. My spouse grosses 2,000 a month. I get no allowance. And I’m sad that I have nothing to contribute. SSI wont take me because of his income. What should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Why am I consistently so slow, stupid and dippy? Dippy is my preferred adjective, but mostly I seem to come across as downright idiotic!?

I am concerned with my stupidity and slowness, which seems to hinder me consistently. I’m 24, female, have worked in a variety of different work settings since age 14, (food and drink, hospitality,mental and physical support and care community worker, promotions), and graduated from Sheffield University with a 2.1 degree in Politics and Philosophy. Since leaving uni, I have managed to get fired from 3 jobs (bar work for being ‘crap’ at quick sales and support work for questioning and arguing back with managers). I have just come having finished a shift at a traditional pub in a suburb, and am doubting myself big time. My boss (landlord) says he ‘can’t understand what the **** is wrong with me, it’s as simple as anything (the till), how the **** is it so hard, a 6 year old could do a better job than you’… Tonight’s mistake; managing to ring in a GRAND rather than a tenner when taking payment from a customer; what i’d personally call human error, but NOT what my boss called it! I cannot afford to be seen as unemployable. There must be SOMETHING wrong with me; iv’e been fired from so many jobs since leaving uni, I am constantly clumsy, and seem to have a great deal of ‘missing matter’ in terms of recalling knowledge, e.g. Historical ignorance, areas of the laws of physics and other science related ‘no-brainers’, but mainly the ‘common sense’ factor which seems to have escape my my whole life. I know it’s an unanswerable question really, but what might I be doing wrong?


Does anyone know if you can still recieve a RAL if you’ve filed for bankruptcy?

We’re going to file today and I just didn’t know if anyone knew….thanks!


Where can I go online to see what I am in debt for?

I have a bill that I didn’t pay and was bought off from AT&T but I don’t have any info on how to pay this off. is there somewhere online I can go to see the balance owed and what options I have?


Which ITR should i use?

I am a salaried person. I constructed 2 houses purchased through housing loan. I am paying monthly EMI for both the houses. I started my EMI just last year. Now my question is which ITR shoud i use. ITR 1 or ITR 2. some say ITR1 and some say ITR2. Thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where Is A Good Place To Apply For A Loan If I Have Bad Credit Rating???


Should I file bankruptcy?

I’ve heard bankruptcy can affect someone’s credit upto 10 years. My home is my only debt but it’s a big debt I can’t pay at this time and as a result is in foreclosure. I don’t have anywhere to go and I’m afraid my credit is bad as a result of this foreclosure process. I fear I won’t be able to even rent an apartment. Will filing bankruptcy delay foreclosure or the bank selling your property so I can stay in my house longer?


I need advice on takeing control of my credit and raising my fico score?


I’m disabled and my spouse makes too much?

I am unable to work due to being disabled. My spouse grosses 2,000 a month. I get no allowance. And I’m sad that I have nothing to contribute. SSI wont take me because of his income. What should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

http://www.lakewoodcollege.edu/faq.php What do you guys think? It says that it is an accredited college but something about it just seems too good to be true. I looked on U.S. Department of Education Database of Accredited schooling and Lakewood is on there. Help please.


Can someone who has a bankruptcy on credit history qualify for an SBA loan?

I’m part owner of a small business and we recently incorporated. A year ago I filed for personal bankruptcy had nothing to do with any business matters. We are currently looking to get some extra cash to cover the increase in orders that we’re receiving.


I would like to get my free credit report, but I do not have a credit card, to do so?

How can i get a free credit report. I do not have a credit card. and I have tried to get a copy of my report, but I cannot with out a credit card


Im trying to shop for best rate & my credit report get pulled up a few times is my credit score decreasing?


I have a 844 credit score and i want to know what the best used car interest rate to look for in mass.?

im shopping for a used car and im most likely going to use the dealers bank for financing.what shouls i expect to get for a interest rate?


Will I be charged a cash advance fee if I use my Wells Fargo credit card at Bodog?

I’m not talking about my debit card but my Wells Fargo Platinum credit card.


How do I find a payoff on a car loan at fifth third bank?


What are the best ways to clean up your credit in one year?


I’m disabled and my spouse makes too much?

I am unable to work due to being disabled. My spouse grosses 2,000 a month. I get no allowance. And I’m sad that I have nothing to contribute. SSI wont take me because of his income. What should I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which would better increase the chance of an auto loan approval?

We applied for an auto loan and was denied due to too much debt already (we just had a baby a few weeks ago) but are receiving our tax return this week. We are paying off two of our biggest debts and still have about $1400 left over. Would it be better to put the $1400 toward the car and reduce the loan amount we’re asking for, or to pay it on our student loan (the only other debt we have aside from the loan on our only other car) and drastically reduce the amount owed on it so it shows we have less debt? Any advice would be appreciated. We really need two vehicles with a baby, especially since the first is a 2 door and the trunk is so small the stroller won’t even fit in it! Also, does anyone know how long it would take to show on our credit report that those loans/debts have been paid off?


How old does the debt need to be in order to put in your bankruptcy?

I AM NOT ASKING A QUESTION ABOUT A LOAN! GEEZ PEOPLE READ THE DARN QUESTION AND ANSWER WITH HELPFUL ADVICE.


I’m a first time home buyer and I only make $30,000 a year. I wanted to know with a home loan, would I still have to put a down payment?


Mortgage Information in California?

I’m looking for information about Mortgages from a mortgage broker in California.


Any changes in the personel bankruptcy laws in the last five years?


Can you tell me if you heard of anyone getting a spam email that says they are the fbi?

I recieved a spam email saying the message was from the fbi and that ip adress is liked to 40 illegal websites.


Totaled car w/ no insurance…..?

Have a car i owe 13,000 on and totalled it and my insurance had lapsed like 30+ days-yeah i know i am screwed? but whats gonna happen now???the car is at the tow shop accruing huge fees every day it is there….the other car involved had minor damage and no injuries..but of course he went to the ER in an ambulance but i talked to his wife and she said he was fine..just wanted to get checked out??? I can not sleep cause i know i am in a world of sh!t right now….I can not in any way pay to get my car from the tow company…will the bank get it since it is essentially their car??I am also afraid my wages may get garnished…


How do I stop Bank Of America from automatically transferring $25 from my checking to savings via online?

My friend said that she thinks it can be done through my online account. I never even requested BOA to do this and ever since I turned 18, they’ve been transferring it automatically every month. I always have a minimum of $300 so I don’t see why they should be doing that. Does anyone know how I can stop this? Because I don’t want to get over-drafted if ever have a few bucks left and they try to transfer $25 that I don’t have.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any way to accept payment online without credit card or bank accounts?

I make beats and I want to sell them online but I can’t get a credit card or bank account. Is there any alternative way to receive payment without having either of those?


I need urgently a personal loan of about $50,000.00 for debt consolidation?

Im in debt. Since my grandfather died in 2009 I have been taking care financially of my mentally ill aunt. She has schizophrenia paranoid. I love my aunt but if I keep in this pattern we will both be ruined. It has been very hard. Medical bills, food, house utilities are about to send me bankrupt. I have 2 jobs already but its not enough. Yet I have managed to pay everything on time and conserve some good credit. I am not asking for anything free. I just need a loan that I can repay within 4 to 5 years. In the past I have been approved to debt consolidation loans but the amount was never enough and I ended up with more bills ( I know that part was my mistake ). Please if anyone knows where I can request a loan for that amount I will greatly appreciate it.


Can you get a home loan without a home inspection? What would the proper term be for the loan As Is”?”

We are looking at a older home that we already know the problems with it, but we can’t do any work on it until we buy it. We are trying to figure out if we can get a loan for the house then fix it up once we have it. The house and property are valued somewhere around $113k and we can get it right at $40k. The house will not pass a home inspection prior to the sale.


What is the difference between a loan and a line of credit? Secured vs. Unsecured?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I was on freecredit report.com and it said theres a mortgage under my name?

im only 18 i have no credit


I’m disabled and my spouse makes too much?

I am unable to work due to being disabled. My spouse grosses 2,000 a month. I get no allowance. And I’m sad that I have nothing to contribute. SSI wont take me because of his income. What should I do?


How old do u have to be to get a loan to purchase a house? I’m 17 working a job at min wage i want buy this?

$30000 fix-up its livable but needs work will a bank give me a loan ? my mother want do it for me told her i can work on it little at a time ! i don have any bills i want to get an early start! will a bank give me a loan ?


I applied for a home loan thru Lendingtree.com (where home lenders compete for you) and I got a response from?

First Omni Mortgage Lending. They seem pretty eager to work with me but I’ve never heard of them. How can I find out if they’re real and not a scam? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens to long term contracts if Bally’s Total Fitness goes out of business?

When I joined Bally’s Total Fitness they told me I could not go Month to Month” so I signed a 3 year contract. I am about 1/2 way through the contract


Escrow Disbursement?

Is it normal to get an escrow disbursement check from my mortgage company? I have my mtgt with ASC and they’re so hard to get a hold of….. just wondered what an escrow disbursement check is…..


What is PR payment?

I just got hired on at this job that uses some like epay or money network card to pay us ,and on the online account thing in my deposits it says company name / PR payment but what is PR payment? ??


Should I deffer a payment on a loan that I am going to claim bankruptcy on?

I have a loan that gets taken strait out of my bank account and my husband lost his job so I can’t afford to pay it this month, I am trying to get enough money together to pay for a lawyer so I can file for bankruptcy. I will file within the month but I really need the $145 from the loan, I feel bad for doing it though, can they do anything to me if I do this, will it affect my bankruptcy. I can’t pay any of my bills this month except for the major ones.


What do they take when you declare bankruptcy?

Ok so here’s the deal my parents are thinking of declaring bankruptcy, my dad just bought me a car recently is paid for but now im paying him back in payments, by the way we put the car under my moms name till i finish paying it off to them. what i want to know if they declare bankruptcy will they take the car away from them even if its paid for? i don’t know if this matters but my dad has a little over $500,000 in debt.


Where can i get my credit score truly free?

i would like to check my credit score i don’t really care which one or even how many of them, but i need to find a site that will do it for FREE, where i don’t have to sign up for some other service, and they don’t even ask for a credit card ( because i don’t have one) so please please help me find an ACTUALLY free credit check website? thank you so much in advance!


Where can I watch vampire diaries online for free with no credit card applications?

Please help me asap


How can i get all three of my credit scores without strating a free trial on a website?

I just want all my scores. I understand they change frequently and that I may have to pay for them but i just want the scores. I don’t want a free trial that I have to cancel to avoid getting charged. Can anyone help me with this?


Tryin to get an auto loan !?

My credit score is 612. I’ve been on my job over a year,also have direct depoit with my bank. Was wondering if 612 is decent enough to get an auto loan ? Also seeking ways to improve my score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good rate on a auto loan ?

i just need some basic knowledge on loans and apr and all that stuff its like a different lang. so im getting a auto loan for about 20,000 what do i need to know so i dont get effed ???


I’m disabled and my spouse makes too much?

I am unable to work due to being disabled. My spouse grosses 2,000 a month. I get no allowance. And I’m sad that I have nothing to contribute. SSI wont take me because of his income. What should I do?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


How do you get financing for atv with bad credit?

I have no credit but nobody seems to want to give me a loan.


How can i get rid of my credit card debt i owe lots?


Payday loan?????? how many applications?


Can I get a car loan with a credit score of 590 and no down payment?

I really need a vehicle Ive had a credit issues in the past but i am trying to resolve them I have been late on a few of bills but have since made good on all of them I am looking to finance a Pontiac vibe used. Ive tried all the usual outlets wachovia,wells Fargo,carloan.com but I still cant get financed. Help I really need a vehicle. I am a single mother with two young kids and winter is fast approaching can someone give me a legitimate answer?




















































Why alcohol makes you feel soo good? Can anybody answer that?

Why alcohol makes you feel soo good? Can anybody answer that?

Hi all, I drank like 3 beers and i’m tipsy and it feels good, why does alcohol makes you feel good, i mean what it alters in your body, which chemical reaction that makes you eel so dizzy.. By the way a little french lesson for all of you.. in french it’s spelled ALCOOL.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can I withdraw my bankruptcy petition and refile in a different county?

I filed chapter 7 back in may of 2010. We are no in December and my bankruptcy case still has not reached a decision. My lawyer screwed me over and caused a huge ordeal and investigation into my bankruptcy and has caused it to continue for so long with no end in site. Can I withdraw my petition for bankruptcy in one county and file in another and use a different lawyer? I live in the center between two county’s so both our close in proximity to me.


Is there a site out there that will allow me to view my credit score for FREE?


My lender had sold my 2nd mortgage to a debt Collection agency and offered Home affordable modification for?

1st loan. After loosing my job, I can afford to pay my 1st loan in full.What do I have to do to settle with the debt collector? If I settle to pay monthly lower payment,how long do I have to pay?Do I have to hire an attorney?If I file bankruptcy, will I be able to keep the house, with my 1st loan?(I live in California and 2nd loan was taken to purchase the home) What is best way to resolve this?


What Mortgage Lenders/Banks should I avoid?

We’re buying our first home. I’m checking rates at Bankrate and finding a lot of choices. I’m tempted to apply to the lowest APR. Should I be avoiding any of these companies listed below? My credit union has a much higher rate than any of these. Avex Funding Nations Choice Mortgage American interbanc.com Compass Lending Group AIMLoam.com Westside Mortgage Group Cashcall Everbank Cornerstone Mortgage Quicken Loans

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do you need a licence to buy a car?

when you apply for an auto loan through credit union are you required to have a driver licence


How can I get a line of credit with a credit score of 730? I’ve been refused by my bank if I meet income asked

I deal with pcfinancial division of CIBC. They require you earn over $20000/year to qualify which I now do and I applied and was refused. What can I do as my credit score isn’t bad?


Aren’t you allowed a free credit check each year from Transunion, Equifax, and Experian?

I don’t want to sign up for any third party sites. I heard once that they are required to provide one free credit check per year, but It seems like they are all trying to charge. How can I get a free credit check without any obligations or memberships?


Why alcohol makes you feel soo good? Can anybody answer that?

Hi all, I drank like 3 beers and i’m tipsy and it feels good, why does alcohol makes you feel good, i mean what it alters in your body, which chemical reaction that makes you eel so dizzy.. By the way a little french lesson for all of you.. in french it’s spelled ALCOOL.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where to get a loan or credit card with real bad credit ?

I live in Ny state and have been out of work for awhile (returning next week). MY bills have fallen behind and the holidays are comming up real fast. I have looked and looked and looked on the internet with no luck. I cant even be approved for a payday loan ! Does anyone know where a person can go to get a loan or credit card when you have real bad credit ?? I tried social service and they are only willing to give me $24 a month which doesnt cover my utillities or other bills….


Will Removing Disputes Lower My Credit Score?

My wife and I are looking for a house and our broker noticed that I had multiple disputes remarks on my credit report which need to be removed before being approved for our loan. There are currently 11 accounts with dispute remarks on my credit report. The situation is that over the past 2 years, I had 11 delinquent/collection accounts that I paid off either in full or through settlement. I then hired a credit repair company who went in and disputed the accounts but never closed the disputes. So we are now contacting the bureaus to remove the dispute remarks but my fear is that this will lower my score once removed and disqualify us for the loan. If the accounts have no unpaid balance will removing the remark really lower my score? Thanks to all who answer!!


UK: On what grounds can you have your debt ‘wiped clean’?

He said his debts were waived because of the fact he was unemployed and claiming DSS benefits


Is 23,000AED per month sufficient for a good lifestyle in Dubai? Advice urgenly wanted.?

I have had my final offer for a job in Dubai and I have to answer today!!! They have offered 18,000AED per month plus commission which should jump it to 23,000. Plus car, phone, insurance and flights home. Will this be enough for a good western expat lifestyle? A little travel, a good social life and enough left over to save? Any help greatly appreciated?


I am $5900 upside down in my car. what can I do. How bad will my credit be if I give it back?

I am so far upside down I am stuck in my car. what can I do??


Payday Loan?

why do payday loan companies say no credit checks, apply if you have bad credit….everyone i try i get refused???


Does bad credit affect in becoming a police officer?

so basically should i just not submit my application to the County because it would be a waste?


Can you tell me what interest rate you got on your auto loan and what was your credit score?

Just trying to get an idea of what interest rates I could get.


Why alcohol makes you feel soo good? Can anybody answer that?

Hi all, I drank like 3 beers and i’m tipsy and it feels good, why does alcohol makes you feel good, i mean what it alters in your body, which chemical reaction that makes you eel so dizzy.. By the way a little french lesson for all of you.. in french it’s spelled ALCOOL.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know any good payday loan companies in Southern California?


Four factor that can facilitate high birth rate?


Did England almost go bankrupt in the mid 1700s during the revolutionary war?

I read from a credible source- one of my favorite historians,named Thomas Fleming that there was much talk in London that the entire country would go bankrupt because the British treasury had a crushing debt from the French and Indian war which is why Britain imposed taxes on the colonists and passed the stamp act, and that’s what obviously led political radicals in Boston in the 1760s such as Samuel Adams, John Hancock, Paul revere, and james Otis to start the revolution and use propaganda such as calling the incident on king street the Boston Massacre” . But also how would the British treasury have major debt in pounds if the British treasury were the ones that created money and issued bank notes in the 1700s? If they created money how could they be in debt I don’t understand the whole thing with government taxing citizens why they need to if eh create money”


My credit score is horrible 510 to be honest. Does anyone know some easy tricks to raise my score fast?

I would like to buy a house within the next couple of years but don’t want to buy with a credit score like that. Please help!


What do I tell a bank about a past bankruptcy when applying for a loan?

I went to my bank to get a line of credit for my business and they saw that I filed for bankruptcy in the past and wanted to know more. My bankruptcy happen in 2002 and it was a chapter 7 bankruptcy. What do I tell them?


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


Can i transfer over a loan for a used car from myself to someone else. i mean completely take it out of my?

name and put it in my friends name if that person wants it.


Www.annualcreditreport.com ?

Does it give you your credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone of a legit direct online payday loan.?


How does Annual Percentage Rate (APR) work?

Here is my understanding of it: If you have a credit card with a balance of $1000, and your APR (Annual Percentage Rate) on that credit card is 10%, then all things being equal (meaning no payments or fees are applied to the card for one year) your balance on the card will increase by 10% (or $100 to a total of $1100). Is that correct?


Will Equifax and Experian remove a dispute that was deleted by TransUnion?

I am disputing 2 medical bills that went to collections. Experian and Equifax show only one on my credit report, while TransUnion showed both. I filed an online dispute process with all 3 bureaus, and surprisingly enough, TransUnion sent me an update the very next day and both were deleted from my report. Now, I am awaiting an answer from the other 2 bureaus. Are the chances high they will be deleted also, since TransUnion deleted them in 1 day? (I realize the online dispute process is not recommended, but I thought I’d give it a shot first and apparently it worked with at least one). Any feedback would be appreciated!


Does anyone have any suggestions for where I can get a payday loan.?

I need a payday loan now its a emergency but I do not know where to get one anyone have suggestions and please answer this question only if you have tried the service and had a good experience with them. Thank You!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What Happens with Bounced Post Dated Payday Loan Check?

Actually it’s not kiting. Kiting is defined – Used in banking to refer to the practice of depositing and drawing checks at two or more banks and taking advantage of the time it takes for the second bank to collect funds from the first bank. Also refers to illegally increasing the face value of a check by changing the numbers on the check. He still had the checking account at that bank, but didn’t have the $700+ for them to pull from.


Why alcohol makes you feel soo good? Can anybody answer that?

Hi all, I drank like 3 beers and i’m tipsy and it feels good, why does alcohol makes you feel good, i mean what it alters in your body, which chemical reaction that makes you eel so dizzy.. By the way a little french lesson for all of you.. in french it’s spelled ALCOOL.


What is a good interest rate on a credit card?

I have a credit card with a $15,000 limit. The intrest 9.4% fixed. To me this is a good interest rate. I don’t expext it to be as low as my car loan of 4.9%. However, I am not sure. Please help me.


After filing for bankruprcy, when do banks and other lending institutions consider lending to you again?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much would i have to pay for a 4,000 dollar loan?

I want to buy a car, and id probably have to get a loan threw the bank. if the car is 3750 dollars, and i get a 4000 dollar loan what would the payments be? For a 60 month loan. i dont wanna go over 150 is possable. Also, what would the insurence be for a 17 year old boy driving a 1997 Explorer be? if i got a loan then id have to have full coverage till the loan was paid off… and idk if it matters much, but i live in Kansas. thanks


Can I get cash back at Walmart if my card doesn’t swipe and they need to type it in?

My strip is all messed up and I can’t withdraw money, even though I NEED to TODAY. So if I were to go to Walmart and buy something cheap and they type in my number, can I get cash back?? thanks


If you have already been ordered by the court to pay a debt can you still file bankruptcy?

And include that said debt in the bankruptcy?


What’s a good amateur poetry site?

one that i can share my amateur poetry/lyrics and get advice. thanks


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


I have bad credit, i have no cosigner, already got some $ from fed loans, but it’s not enough.. wat can i do??

i filled out my fasfa, am recieving scholarships and grants, and federal loans (like the ones i read about in many other answers 2 similar questions) but i still need about 7000 per semester (private schools are expensive) are there any ways that i could, as a senior, be able 2 find a loan for myself with bad credit and no cosigner so i can graduate this year like i plan on?????


What are the best payday loan sites?

I need a payday loan, but I’ve gotten them in the past and never paid them off. Are there any payday loan sites that will still approve me? Please no lectures.


Credit score of 550 with a va loan?

Hello my family and I are looking for a home to purchase and qualify for a va loan. We only have credit scores around 550 and there has been only a 3 month gap in employment in the last 3 years. Also, is it hard to buy a house through the VA that needs some fixing up? I really look forward to some answers and thanks for helping!


Has anyone ever dealt with evercard???????????????

recently i tried to get an online loan(like a idiot)and evidently i signed up for something well evercard withdrew 49.95 out of my checking account twice well after much heart ache they mailed me a refund does anyone know if the checks will be anygood?????????????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Interest Rate With No Credit?

Would it be possible for me to get approved for an auto loan with no credit history? I am 22 years old and i’m looking at a 2011 Ford Fiesta for $11,000-$12,000. I’d like the payment to be around $150, I would be putting down $3000 of it and would like to pay for 60mo. or possibly 72mo. if i had to. With no credit history would it be possible to get a rate 10% or less? What should i do.


Why alcohol makes you feel soo good? Can anybody answer that?

Hi all, I drank like 3 beers and i’m tipsy and it feels good, why does alcohol makes you feel good, i mean what it alters in your body, which chemical reaction that makes you eel so dizzy.. By the way a little french lesson for all of you.. in french it’s spelled ALCOOL.


What is the 3% transaction fee for credit card cash advance checks?

I recently applied for a credit card with a 0% introductory rate for the first 12 months on balance transfers and check cash advances. My credit line is 2000 and i wanted to use 500 of my credit… I’ve never done a check cash because the APR on check cash advances are high. But since I have the 0% introductory rate, I’d assume it would be okay since I can pay back that $500 within the 12 months. if I were to issue a check to myself of $500, will the balance on my credit card be $500 plus the 3% transaction fee? so around the total of $515? or does that 3% transaction fee apply to something else? thanks in advance for any type of info


Where can I consolidate my Sallie Mae PRIVATE school loans?

My private student loans monthly payment is $604.00. There is no way I can afford that. I called Sallie Mae and they can’t reduce my payment or even help me. Jeez… So, I am looking for a good consolidation company where I can consolidate my private loans so I don’t have to deal with Sallie Mae. They are THE WORST!!!!


Where can one get a legitimate bad credit car loan?

online…. seems their all scams….dealers want a lot of $ down….Help!


Am I the only one who sees marriage, kids and a mortgage as a trap?

It seems most peoples goal in life is to grow up, go to college, get a degree, get a job, get married, get a mortgage and have kids. It’s always the same hum-drum routine everywhere you look. And i’m not sure if its what they truly want, or if they’re just doing what society expects them to do. Either way I don’t think people realize how absolutely enslaving and entrapping that particular life path is. Let me explain: 1) Most jobs you will get with a college degree will be some sort of corporate, 9-5 office job, which will do anything but give you adventure and meaning in life. This is the first step towards your descent into emptiness and slavery. 2) A mortgage is purposefully set up so you can’t pay it back, that’s what interest is for. See most people don’t make enough money to pay it back in full, all they can do is pay off the interest and maybe a little bit of the actual debt, so you spend the better part of a lifetime trying to pay the damn thing off. Your money is already being sucked away at this point, assuming you probably have credit card debt too, now add kids to the picture…. 3) When you have children, it becomes an unbelievable financial burden even with just 1 child. At this point you will be frantically trying to climb the corporate career ladder to get a raise, because your mortgage along with credit cars, bratty kids and car insurance is just so expensive. So now your life is all about playing the rat race game, sucking up to your boss and losing every shred of dignity in your soul to chase after a pay check raise. Also, at this point you will have no more time to yourself, between frantically toiling away at work and dealing with your children at home, you find you have no time for yourself, and you and your wife are becoming more and more distant. 4) You find that you and your wifes marriage has become more about finances than actual love, you are a team to deal with bills and kids, not a happy couple. So in the end she may either cheat on you, or divorce you and take everything….that is if you don’t do it first because you’re so tired of her crap. 5) You’re now middle aged, and reflecting on your life you begin to wonder where the time went, how did you get here…etc, and suddenly it hits you like a ton of bricks… you have done absolutely nothing with your life, your job is empty, your marriage is empty, your Dodge Charger that you like to show off to your bar buddies on the weekend is empty, your kids are ungrateful and will probably do nothing in life except repeat the same empty, pointless dance that you did, only perpetuating the emptiness in society.


How do I calculate my Chapter 13 Bankruptcy Repayment Plan?

If I have a 1st and 2nd mortgage. 1st – $52,000 2nd – $72,000 Also about $52,000 in unsecured debt. After living expenses I have about $2300 left. I already have a lawyer but he won’t tell me what my payments will be right now.




















































Dischged from bk may 2007.husband has been owner operator 6mts makes 4500.mth. can’t get auto loan. fico 621

Dischged from bk may 2007.husband has been owner operator 6mts makes 4500.mth. can’t get auto loan. fico 621

have tried with everyone imaginable, capital one, citifinancial, wells fargo, auto one acceptance. All these companies boast they can help finance after bk but their just lying. E-loan and roadloan. drive.com all don’t operate in LA. any one out there is a finance manager please give advice. I have a down payment (6000) but don’t know where to go.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Best bankruptcy lawyer in Las Vegas?

I am looking for the best bankruptcy lawyer in las vegas that won’t cost me and arm and a leg since I obviously don’t have the money. And possibly someone who takes payments, although I think most of them do. Any suggestions?


Bankruptcy lawyer question?

okay, i had t file for chapter 13, could not keep up the payments, case dismissed. a few weeks ago i recieved check for the amount paid in. today i get a letter saying that they (chapter 13 office) over paid me, now they want me to send the lawyer’s office a little over 2 grand for their mistake. what should i do? i used the money to pay bills and i don’t have anymore. i hope this makes sense!


Where to find credit report?

Where can I go to see my own credit report for free? I do not own a credit card, so I cannot get it from Freecreditreport.com. Is there a government agency or any other place that I can get this for free?


How can I check my credit rating online for free?

And I am in the Uk, if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I cosign with my mom on a car loan after the fact (2 yrs later) without incurring an interest rate hike?

My mother insisted that she be on the loan for my” car when I bought it 2 years ago


Vanilla Prepaid Visa Card wont work?

So I got a $250 prepaid visa for Christmas. I have tried registering it but it says Sorry


How can I (with a poor credit score of 530) get approved for a home purchase loan that isn’t outrageous?

Have tried FHA, and other avenues, to no avail. Have tried cleaning up credit, but it hasn’t helped much. High rent I am paying makes it hard to pay other bills on time. Trying to buy and hopefully lower my monthly payment. Any advice would be greatly appreciated.


Dischged from bk may 2007.husband has been owner operator 6mts makes 4500.mth. can’t get auto loan. fico 621

have tried with everyone imaginable, capital one, citifinancial, wells fargo, auto one acceptance. All these companies boast they can help finance after bk but their just lying. E-loan and roadloan. drive.com all don’t operate in LA. any one out there is a finance manager please give advice. I have a down payment (6000) but don’t know where to go.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I sell a car with a lien holder through ebay?

I would like to sell my car in a national auction on ebay. My car has a lien with VW credit. What process should I follow to sell this car, get the finance company paid and transfer the title to the new owner? Since everything is done online how can confidence and trust issues or problems be avoided? Thanks,


Car Loan, Deceased Buyer and I am Cosigner?

I bought a new car last July. My father cosigned on the loan, but since his credit was better than mine the dealership listed him as the main buyer with myself as the cosigner on some documents and myself as the main buyer with him as cosigner on other documents. They said this would give me lower payments. The car is titled and registered in my name only. My father passed away last Thursday from an abdominal aneurysm. It was extremely sudden and he had been very healthy prior to this so the possibility of him dying was something we had never considered. In the confusion, I forgot to make my car payment on time. This was the first and only time that this has happened. The loan holder called my mom and, trying to be helpful since she knew that someone asking for my dad and then me had to be the car folks, she told them Oh


How and where could you get identity theft protection? thx?

how and where could you get identity theft protection? thx


Does anyone know anything about payday loans in SC?

I am out of work and have an online loan. If I close my checking account, will I be charged with a crime?


Trading in two cars for one upside down in loans.?

I was wondering if there was anyone that had experience with car dealerships that could help me. My husband and I have two cars. A Dodge 1500 and a Volkswagen Jetta. They’re both in very good condition but we’re upside down in both loans. Because of gas prices we wanted to try and trade them both in for one car. Is this a bad idea? Would we end up paying as much for one as we would for two, since we’re upside down in our loans? Thanks for your help.


How do I find a loan shark?

I am desperate for a personal loan for some significant legal fees for my husband’s custody case. We both have extremely poor credit, and the timeline is too small to have time to save up. My husband would just like to get a loan through a shark


Can i get abroad education loan with agriculture land?


Is it legal for a lender to charge 99%interest on a personal loan?

I have been continually paying this loan off every month for about 1 year. I missed one payment while I was in the hospital giving birth and they filed a law suit against me. Even though I pay regularly when it is due, I still get about 6 phone calls a day from them and they have even come to my house!!!


Dischged from bk may 2007.husband has been owner operator 6mts makes 4500.mth. can’t get auto loan. fico 621

have tried with everyone imaginable, capital one, citifinancial, wells fargo, auto one acceptance. All these companies boast they can help finance after bk but their just lying. E-loan and roadloan. drive.com all don’t operate in LA. any one out there is a finance manager please give advice. I have a down payment (6000) but don’t know where to go.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where and how can I get my credit score and report for free?


Phone Number to obtain a loan payoff through Cap One NA.?

I am trying to find the phone number so I can obtain a loan payoff for one of my clients on a vehicle that she has traded in. Her auto loan in through Cap One NA. It seems to be a diffrent payoff phone number than the regular Capitol One payoff hotline. Any help would be greatly appriceated. THX


Who regulates the credit reporting agencies Experian, Equifax, TransUnion?

Is there a government agency that regulates them? Which agency or agencies does one complain to if one has a problem with Experian, Equifax, TransUnion? ?


How do i build credit?

hi..im 19 years old and i do not have credit..i tried applying for a kohl’s card and also a victoria secret card but ive been denied…ive never had credit before and was wondering what is the best way to build credit


What are some real online payday loan places?


I would like to get a pesonal loan to pay off my auto loan which is at 14%.?

My credit score is now up 80 points from where it was at the time of the vehicle purchase. Is this a good idea?


How can I find out my credit score?

How can I find out my credit score safely? Also, how much will it cost or is it free?


How does APR affect monthly credit card bill?

I’m 19 and wanted to start building credit. I was going to get a credit card and just buy my groceries with it every month and pay it off a few days before the bill is due. I’ve always been told that if you do that you’ll be paying the same amount as you normally would because no interest is applied. Ex. I buy a 100 dollars of groceries with my card and pay it off before the bill is due and I only have to pay 100 dollars. Basically a free” way to build credit minus the yearly 30 something dollar charge just to have the card of course. I have a great job for my age. I live on my own and still have about half of my income to put away in savings and I’m very responsible with my money

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When the mortgage is in only my husbands’s name?

Due to a bad debt I had, the bank would only take his name for full mortgage. My name isn’t on the mortgage and it comes out of his bank. The house was bought after we married . Where do I stand in a divorce?


Can I offer owner financing on my house if I still have a large mortgage on it?

I need to sell my house and owe $200K. I found a buyer who is willing to put down $10K and pay me $235K for the house with monthly payments of $1,650. I need help figuring out interest rate, amortization, etc. This will cover my current mortgage, taxes and insurance. What is the best way to write this contract up? Does a title company do it as well as an attorney? Will there be closing costs – which ones? I guess I have to carry the morgage for 30 years unless they can refinance earlier (they have poor credit due to medical bills now). At this point, I am just glad to not have to pay the monthly payments and have one less property to take care of. I am just not sure how to make this all legal and fair to me and the buyer.


Customer credit card hijacked accessing my web site using my paypal buy button?

A customer claims he tried to make purchase from my site (www.ezzesoft.com) using paypal button. Couldn’t complete the transaction and has since had fraudulent charges to his credit card. Is there way to check all the sites accessing my site between 1PM EST and 5 PMEST. Paypal have no record of him in their transactions.


Can they garnish your wages for money owed on a auto loan?

I live in nys. They came to my work today to repossess my car as I have failed to make payments for 5 months. I refused to tell them where the car is and they told me they could garnish my wages over it. Is that true? I thought your wages could only be garnished over government loans. And I would just give the car up but I’ve been paying on it for almost 5 years and only owe $4000 total on it before I own it. It’s hard to just give that away to someone.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can a collection agency put a lien on my house from outstanding credit card bill?

A representative from a collection agency called & threatened me by saying that they will put a lien on my house for an outstanding credit card bill of $10,165.05. I do not have any credit cards or have applied for any credit cards during that time period. I have never received not one bill regarding this credit card. Someone has used my personal information to oped this credit card account, cause these charges are not from me. The representative said that payments were being paid on regarding this account, but payments had stopped as of May 2008. I feel that whoever opened this account in my name, has had the credit card bill mailed elsewhere!!!! DOES THE COLLECTION AGENCY HAVE THE AUTHORITY TO PLACE A LIEN ON MY HOUSE….WHEN I HAVE HAD NO KNOWLEDGE OF THIS CREDIT CARD ACCOUNT ALL?”


Dischged from bk may 2007.husband has been owner operator 6mts makes 4500.mth. can’t get auto loan. fico 621

have tried with everyone imaginable, capital one, citifinancial, wells fargo, auto one acceptance. All these companies boast they can help finance after bk but their just lying. E-loan and roadloan. drive.com all don’t operate in LA. any one out there is a finance manager please give advice. I have a down payment (6000) but don’t know where to go.


I am looking for a no credit loan in Beaumont?

Can someone tell me where I can get a no credit loan. I think for no credit I can get a title loan or payday loan, or something like that.


How do banks investigate online credit card fraud?

If a credit card has fraudulent charges to a online company that sells gift cards.Then the charges get reported to bank by the card owner.Will the bank contact that company even if that online company does not have a number to call,only contact is email.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long will it take for my credit to get better?

My husband and I claimed bankruptcy at the start of the year, and we are now having a baby. We are okay financially, and don’t have many bills. But, we would like to trade in our car for something a little bigger. Our car is not too old, so we don’t HAVE to trade it in, but we would like to for something bigger and safer. My score is around 550 I think..the vantage is 646. Anyway, if we save up a few thousand dollars will it help? Also, when should we trade it in? Should we wait until the bankruptcy has been discharged for two years??


Why do people think life is over after Chapter 7 Bankruptcy?

Zarg222: No down payment with the car. I backed out at the last second because I decided to keep the car I have. They offered me a 4 yr loan with 0% down with 8% interest. That didn’t seem too bad to me. I am planning on bringing a large downpayment as leverage since my credit isn’t the greatest. 20%+ isn’t an issue.


Should I apply my tax refund to my auto loan? Pros/Cons ?

I have an auto loan with my credit union with a balance of 21,000, the loan term was for six years – began in 10/08, my payments are 370.00/month and I believe my interest rate is around 5%. Should I take my tax refund (6000) and apply it towards my loan? Does anyone know how much time it would approx. take off the life of my loan? Would this benefit me in the long run? Or should I let my tax refund collect interest in a savings account?


How do I get my credit score?

I get my free report each year and last year I paid for my score with that. However, looking at buying a car right now and want to know what my score is? What is the cheapest, easiest and fastest way to get my score? In case it matters: Northern California Resident


What are really interesting things about Sharks?

Something 1st graders would love to hear.


What is my price range for a $750-$800 mortgage payment?

My credit score is currently 712 and climbing. I would only be able to afford a down payment of $3000-$5000. Realistically, what price range should I be looking at.


Whats the difference between the different types of credit cards?

The card types are: Low Rate Low fee No annual fee Awards Gold Platinum What are the different types? whats the difference between them, and which one would be best for someone who is about to start university? thanks 🙂


What is the best way to challenge items on your credit report?

Should you do it your self or hire a company to do it for you? If you do it yourself, how? Is there a right way and wrong way?


WHAT AUTO LOAN COMPANIES ONLY PULL THE TRANSUNION REPORT!! I NEED A CAR NOW!!?

i need a new car and my other 2 scores are not that hot!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone been through personal bankruptcy?

Has anyone been through it? how was it..I mean i know it wasn’t good but was it like you couldnt have a bank account? Is there like a certain amount of money that you cant have in the bank? How long does you credit suck?


Dischged from bk may 2007.husband has been owner operator 6mts makes 4500.mth. can’t get auto loan. fico 621

have tried with everyone imaginable, capital one, citifinancial, wells fargo, auto one acceptance. All these companies boast they can help finance after bk but their just lying. E-loan and roadloan. drive.com all don’t operate in LA. any one out there is a finance manager please give advice. I have a down payment (6000) but don’t know where to go.


How many numbers (digits) does a credit card suppose to have?

i think its 13 but my friend swears i’m wrong


I just went through my free annual credit report, what does this mean?

A few years ago my husband and I were not doing good with credit cards so we decided to go without them. We took out a loan to pay them off and cancelled all but one. We have paid off our cars. We are left with the mortgage, a line of credit (2nd mortgage, only 1k of credit left), 1 credit card (paid off, 3k of available credit) and the loan to pay the other credit cards. After looking at my credit report it says that my score is 682. My debt to credit ratio” is 88%!!! Is that bad?? What can I do to increase my score? Thank you!!”


Credit history report???

how old do u have 2 be to check ur credit???


Can anyone get a home loan?

I have no debt at all and my income is decent. I have been working and progressing in my current job for awhile now. As for credit, the only thing I have tried for was credit cards including retail and they have all been denied due to the fact that I have no credit. My only mistake so far seems, that I paid my car in full rather than making payments just so I could get a credit started.


Can my vehicle be registered / insured in another persons name if I am financing the vehicle through a bank?

I am moving overseas and am not going to be able to take my vehicle with me. I owe about 24 more payments on it. I owe approximately what the vehicle is currently worth. A friend of mine wants to take over payments on the vehicle, and I have agreed. Do I have to keep the vehicle registered and insured in my name? Or can my friend register / insure the vehicle in her name? I understand I will still be responsible for the loan payments. Trust is not an issue, as she will be placing money into an account to be automatically debited by the financing company. Oh, and I live in the state of North Carolina as does my friend.




















































What makes credit scores go up?

What makes credit scores go up?

I just paid off ALL of my loans and credit cards last week. will that bring up my credit score, and how long does that usually take before it will show up on my credit report

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How does someone build credit without a credit card?

I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit history looked at then? What if someone is applying for an apartment rental and does now own a credit card? I have always wondered this. Also, some people, after having paid off their debt, switch to using cash or check only, but apparently no activity at all on your credit card accounts isn’t good either. Any input?


What Happens When You File Bankruptcy After a Major Surgery?

will they reverse the surgery? like lap band for example. you pay the down payment and then file… will you still owe the money? no links please. thanks in advance!


If a credit card gets wet will it still work?

the other day i wasnt paying attention 2 what went into the washer and my credit card got wash will its still work?


I was looking for my credit report?

According to what I hear , one is allowed a free credit report once a year, does anyone know if that is true?. If it IS true, why do they keep asking me to sign up and pay a monthly fee?. Or, is this like these other scams that offer free stuff, only to have you sign up for a monthly fee?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Help!??? what does in house financing mean for a car dealership?

Do you have to have the same qualifications as if your getting a loan?? what does it mean??? please and thank you!


Magshark.com is it a scam?

I just saw an add for Magshark.com. It is a free magazine subscription website and i am just wondering if anyone has used it or if its a scam.


I need to get an internet payday loan in Tennessee, any suggestions?

Im in a bad spot and in need for a short term loan, and my family or friends are not an option. I was suposed to get a bonus on my check and it got delayed and now I need to pay my car insurance. please do not be rude, I need to know where I can get help, fast!!


What makes credit scores go up?

I just paid off ALL of my loans and credit cards last week. will that bring up my credit score, and how long does that usually take before it will show up on my credit report

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i use a credit card at western union?


I need a REALLY free credit score online…..?

every site i’ve been to needs your credit card info so they can bill you automatically for monthly membership (unless you remember to call them and cancel it) or for the score itself (because they only provide the REPORT for free).


Who is the best LOAN lender ?

i am a forginer and i want to take a LOAN of 3 Million USD can anyone let me know real (Not a scammer) a real LOAN lending company or a lender ? friends i went all the net and all are scammers please let me know a good LOAN lender for me please (Give me there contact details or email address) Thanks Friends


Why was I denied a credit card? too many revolving accounts”…My score is 815.?”

I recently applied for a credit card online to be used to transfer from a higher interest card. It came back ‘declined’. A few days later I received a letter from the creditor stating that I had too many revolving credit accounts. My score is 815 (when I checked it a month ago) and I have never been declined any sort of credit in the past. –I Can’t find much info from the last time I looked at my report, but I had noted this: Current score 815, 41 accounts in good standing, all reporting always on time payment’


How is the auto loan interest rate?


What is the current bankruptcy law if you make under $12K?


Who is Southwest Credit System?

they called me about my old debt. Someone has opened a sprint account on my name 4 years ago and a year ago when I was bying a car I saw it on my credit report, but when I tried to contact sprint they wouldnt have any information on that account ’cause it was too old. So now this people are saying that I have to pay it even if I don’t know anything about it, even the manager was very rude to me and hang up on me a couple times. What do I do? I was hoping this will disappear from my file in 7 years itself. I would love to resolve it, but not by paying 200 buks for something I haven’t by or use. What do I do? How big is a deal? can they take miney out my bank account somehow? Has anyone been in similar situation?


Home loan info My net home salary is Rs.20000/- per month .?

How can i get home using my salary? I need home loan of Rs.1000000.


What makes credit scores go up?

I just paid off ALL of my loans and credit cards last week. will that bring up my credit score, and how long does that usually take before it will show up on my credit report

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What percentage do credit cards charge the merchant?

I think its 1% to 5% that a credit card company makes from the merchant when I use my credit card. True or False? Higher or Lower? Will the new laws that are trying to get passed lower this? I know credit card companies make billions in profits from merchants like walmart in credit card processing fees. The people that really make the credit cards happy are the ones that charge everything under the sun on the card – charging up possible 1,000 a month easily and pay in full By reducing the merchant fees, will credit cards not like those customers anymore since it will be less profit from them.?


What about my credit report?

Thank you all for the informative answers. I pulled my credit report a few months back and the sprint pcs bill was on there; form 8 years ago. That is the main reason for me paying that bill. Yeah, I probably got scared into paying it even though it was from 8 years ago, but will this solve my problem with my credit report?


Can I still file for bankruptcy after I am being sued by my creditors?

I lost my job almost 2 years ago and even before I lost my job I was struggling to make the mini um monthly payment. After losing my job I can’t even make the minimum payment and 3 creditor had sue me. Is it too late to file for bankruptcy now?


Repossession history but no more credit card debt?

I had my car repossessed about three years ago, but since then, I’ve tried diligently to make all my car and credit card payments on time. In addition, I was able to pay off my car and the majority of my credit cards and I plan on being completely free of credit card debt within the next few months. After that, I will only have my school loan (of 10k) to pay off. If I plan on purchasing a new car in the next year or so, how will my past repossession affect me? Will I even be approved at all? Thank you in advance for your help. PSD


I owe a loan shark £3000 and he thinks i have £1500 for him tomorrow but i have nothing what can i do?

I am seriously scared, i originally borrowed money off him to get my through 1 month and then couldnt afford to pay him back and then borrowed more off him and tried to win gambling and completely messed up, im genuinely scared im 20 still live with my parents and i really dont want them to have to have this hassle. I work but only earn £35 a day and need petrol money to get to work and stuff, i feel so anxious and scared and like theres just nothing left for me anymore, what the hell can you do in this situation!?!?? i dont even know how this has happened so badly. I cant face waking up at half 6 for work everyday for nothing, makes me life meaningless.


Is there any way to find out whether any loan/credit running on my name without my consent?

I have doubt that my cousin had taken loan on my name as he had zerox of my id. Is there any way to chck whther any loan is running on my name . pls tell


How much does it cost to go to bankruptcy.?

my dad is in deep debit and he want to go bankruptcy the second time its been 9years from the first bankruptcy AND THE SAME THING HAPPEN AGAIN and he was wondering how much does it cost to do that.


Which is the better deal? What factors would you consider to make your decision?

Introductory APRs can lower the total amount paid on a credit card balance, but what happens after the rate increases? Suppose you were trying to decide between two credit card offers. One offers 0% APR for the first 6 months, then increases to 20%. The second offer has no introductory rate, but an ongoing 16% APR. Which is the better deal? What factors would you consider to make your decision?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any one know of any loan sharks in st.louis mo?

im trying to find a loan shark in st.louis mo i can repay double


What is the best credit card consolidation company?

Thanks, that is correct I intend to pay off the $7,000 with the amount I can borrow, which is $16,000 this year. Now that I read the letter again it seems there is a new laws making it even more lenient for students. I understand student loans are worst but I have no other choice. I already owe $190,000 in student loans. If I don’t do this I will never be able to get anymore loans, hence I will never be able to graduate. Owing that much money and not getting any more loans to help me get the degree would be suicide.


What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.


The real free credit report website?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.


What makes credit scores go up?

I just paid off ALL of my loans and credit cards last week. will that bring up my credit score, and how long does that usually take before it will show up on my credit report


Do interest rates go up, or down, in a major recession?

I seriously don’t know what rates do in recessions and I’m about $23,000 in the hole on my line of credit and it is going to (sadly) have to go up to about $36,000 by May 2007–just in time for many 4Q earning results. I’m worried about the rate going higher in the face of a major US recession coming in 2007. We’re already seeing major cracks opening in the economy. If it goes higher, how much higher could it go? Could it go as high as say like 1982 where it was up around 20%?


Is there any way i can get LEGITMATE loan with bad credit?

I have bad credit and have been trying and trying to get a loan. I have ended up with scams and a bunch of no’s”. Does anybody know where i can find LEGITMATE help. PLEASE PLEASE PLEASE. Im going to lose everything i got!!!!”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best prepaid debit card?

What would be the best? prepaid debit card one could get? One that has a low activation fee, as well as minimal fees after that? Its an easy 10 points if you have any tips.


Is there a REAL website that you can get your credit score and NOT have to sign up for something?


As to a Co-Signer; Can a creditor open an account and raise credit limits without notifying Co-Signer?

I gave my daughter ( who lived out of my State) my personal information via telephone and we agreed I would Co-Sign for a $3500 limit on a account to be used for medical purposes. I never received any letters, verification calls, or copies of any contracts to sign or that had been signed. After about a year, the loss of my daughters job and her inability to pay, I got a call from the creditor demanding payment on a $16,000 debt ! Though I explained I had no knowledge of anything over and above the $3500 my Daughter and I agreed on and was never provided anything they continue to harrass me. How can they do this without any notification to me?


Will a closed bank account due to a – affect my credit?

I’m 18 and have yet to build up my credit. However, I do have a debt card. A few weeks ago, I made a payment with my debt that caused me to go negative. They have already sent me a letter stating that my 30 day mark is almost up and if not paid, they will close my account. The payment I had made was for a family member and they have yet to reimburse me the money so I can deposit into my account. If by any chance, my account gets closed, will it affect my credit? Is there anything I can do so that I can get an extension? Thank you.


What is the difference between a single-parent and a lone-parent?

I have a sociology GCSE exam tomorrow and I’m struggling to find answers for my question. I know that it’s something about one parent choosing to be alone, but I only have a vague idea, any further help would be great 🙂


When a credit card says that it has a 13.9% variable APR what does that mean?

Does it mean that that is added every month to all of your expenses OR is it interest for not paying your expenses.


Has anyone used free credit report.com?

Is it safe?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


Do I need to have my license to co-sign for an auto loan?

I am looking to buy a car and will be going to a dealership that one of my managers from work recommended me to. I guess he knows the guys there and we are hoping they will give my fiance and I a good deal. The car I’m looking into is a used 05 Kia going for $6,995 with only 25,000 miles on it. Since I don’t have my license yet, the car will be going under my fiance’s name and his mother may be co-signing for it. I guess my concern is that I don’t want to go through the car dealership fr financing because I know that they may not be giving us a great interest rate. If I go to a bank, like CitiBank or Capital One to get an auto loan, do I need to have my license in order to co-sign with my fiance? If I do, would it be smart to just apply for a personal loan instead? (I just established my credit.. and it’s fair, I have a 681.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use money in the bank as collateral to back up a car loan?

Can I use money in the bank as collateral to back up a car loan I want to have financed, if the money I have in my bank account (with them) is MORE than what I want to get financed??


What makes credit scores go up?

I just paid off ALL of my loans and credit cards last week. will that bring up my credit score, and how long does that usually take before it will show up on my credit report


College loan hurt credit?

I’m considering taking out a stafford loan for grad school, but I want to know ifit will hurt my credit score. I’ll be looking for my 1st apt soon, as well as a job with a bank. I know both the job and the apartment will require good credit. Also, I know you get to check your credit online for free once a year, I’m cuurious to know my score, should I check it now or save it for the fall when school starts?


Is creditscore.com a legitimate site?


How to buy a used car?

I understand the whole car inspection thing but i need to know what to do financially. The car is only 1750 and i make a good 800 a month but i want to get a loan and pay interest to build credit. How do i do this? do i confirm the price with the dealer first or do i go to the bank first? The blue book value is 2500 in fair condition and 4000 in good condition so the loan shouldn’t be a problem but what do i do? I found the car on Cars.com and its in my area. this is all so confusing, I don’t turn 18 until sunday and already have a truck but this car is manual, (which i need to learn anyway), and is just going to be fun. Thank you all for your help!


If your house gets foreclosed on, do they give you a 30 day notice?

My parents, my brothers and I live in a house In Philadelphia that we cannot afford mortgage payments for. We haven’t paid our mortgage in 6+ months, I’m not entirely sure. We got paperwork from our mortgage lender about the Making Home Affordable program and we filled it out and are hoping they can refinance our mortgage to something we can afford. I think I was told that once it’s in review any foreclosure proceedings are halted, until they determine if we’re eligible or not… What I’m asking is, if they determine we’re ineligible and they proceed with the foreclosure, will we get some kind of 30 day notice before we have to leave or will someone show up randomly one day and demand us all to get out? It’s really worrisome… Also, my parents recently filed bankruptcy. I don’t know if that effects foreclosure at all. Does anyone know?


Overwhelming credit card debt, but never late yet, what to do?

I have about $71,000 in credit card debt. It’s a combination of lotsa medical debt and rolling over lots of other stuff. Don’t judge, I already know I’m in trouble. I have NEVER been late on a payment (on anything, ever). The debt is spread over 5 cards and ALL BALANCES are at 3% interest or lower. The balances are such $32,000, $14,000, $10,000, $10,000 and $5,000. On these I pay $470, $300, $200, $150, and $150 per month. I also have 2 other cards available with $30k limits each – in case balance transfer is suggested by someone. With the housing market as it is, I cannot get a home equity loan to consolidate debt. I also have $20k in student loans. My monthly bills are making it so I CANNOT make ends meet. Rather than have any missed payments or late payments, I put groceries and gas back on the credit card I’ve just paid on time. This is NOT RIGHT, but I don’t know how to stop this evil cycle I’ve gotten myself into. I buy generic, cut coupons, conserve electric and water, and penny pinch like crazy. I pay extra on bills when I can, but that bites me in the *** when auto insurance or HOA dues come around and I don’t have any money saved and just end up putting those on the credit card again. Any suggestions? – I’ve always had a great credit rating, despite my credit card debt. I’m not sure if a consolidation loan or trying to settle on a few cards would be the best bet. I have no collateral to offer for a consolidation loan. I’ve already ebay-ed everything I can for some living expenses cash. And IF I could get a credit card to settle (which I doubt they would because I’ve never made a late payment), I have absolutely no cash lying around to pay the settlement amount…so prior to trying to settle, I’d probably want to get that cash from a totally different credit card and have it ready to pay the settlement amount. ACK! What has happened to me?? Please help with good suggestions and not yell at me for falling into this mess – my stress level and health has already suffered due to this mess. Thank you.




















































*+10!!!*Best Answer!!!*In Lord of the flies What makes the beast” move?”

*+10!!!*Best Answer!!!*In Lord of the flies What makes the beast” move?”

CHAPTER 6 Question.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Home loan margin money query?

Can i get tax rebate on margin money(5 lakh) of home loan of rs 20lakh?


Are all rappers rich or do they use loans to get money ?

need to know quickly


Is Bankruptcy right for me?

I’m 21 living in New York without a steady job and I owe about $8,000 in credit card debit. I can’t afford to live in a decent apartment of neighborhood and I can’t save any money because my monthly payments are so high. I have a daughter who’s a year old and because of my living and financail situation she’s living with my parents in Michigan. I really want to be with her and I thought bankruptcy chapter 7 may be the best option to make my dreams come true. I also am having difficulty just paying the rent and bills in my current situation sometimes I need to borrow money from friends for food and I don’t own anything of value


Can I use my mom’s credit card to take out money from the ATM? (read description)?

So my mom left for vacation for a while. She left me her credit card. I don’t think she expects me to use it unless an emergency. However, I need some cash because I need to go shopping for an event coming up. I don’t want to use her card to buy everything because the cashiers will probably ask me for an ID and everything I bought will show up on her bill. So if I go to an ATM and take out the money will that show up on her bill? Like that I took out some cash?? Thanks! 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How much total interest would I have to pay on a $2,000 dollar loan at a 6.8 % interest rate?

I recently recieved my financial aid package from the college I will be attending and received two loans, both of which I will have to pay back with interest. One is a $3,500 loan with a 4.5% interest rate, the other a $2,000 loan with a 6.8% interest rate. I want to find out how much interest (dollar amount) I will have to pay on each of the loans. Thank you!


How does a co signer with great credit help a borrower with poor credit?

Oops I meant up to 14k budget. No I meant how variable will the interest rate be? I’m not retarded I know my father will be held liable for the loan if I default. I was wondering if anyone had any experience with auto finance and could give me some broad generalities on how interest rates are affected by co-signers.


Is there a way to check your credit score for free (CANADIAN)?

or at least a Free trial way ?


*+10!!!*Best Answer!!!*In Lord of the flies What makes the beast” move?”

CHAPTER 6 Question.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Since credit card companies often charge unconscionably high interest rates, are the contracts enforceable?


What is a safe and legit online 30 day cash advance company?

I realize they are all predators, but I am having an emergency and no other options, so I need to know which one will not empty my account and disappear, please.


Applying for an auto loan?

First time buyer 635 FICO 2700 gross monthly income 1.6 yrs on the job What are the odds of me getting an 11k used auto loan?


Where can i get a payday loan?

I am already with Quick-Quid and have taken a loan with them. However i am finding to difficult to find a payday loan for £400 with someone that will guarantee me payment of that £400 without any application fees. Any advise would be useful. P.S i don’t want to have to pay any application fees


What do you do if your driving permit expires in CA?

do you have to take your behind the wheels again?


Debt consolidation vs. bankruptcy pros/cons? San Fran, CA reputable company recommendations?


Will Asi Federal Credit Union Approve Me For a auto loan with a credit score of 546?

And if I’m approved, and the car I want is $5,991 will they still loan me the money even tho the price of the car isn’t that high ? Or do they loan you money for any car basically #Note I’m a beginner, I don’t have bad credit I just hardly have any credit, which I’m building right now, on my credit report from credit karma I’ve been paying all my bills on time will that even help ?? I’m starting fresh


(AUSTRALIA) I am on a temporary Spouse visa, Can I apply for a personal loan?

I moved to Aus in April 2009 and am due to become a permanent resident in November this year. At the moment my fiance and I are struggling financially and we have a wedding booked for early next year. Is there anyone who will give me a personal loan on a temporary visa, I am working full time and have good credit history???


*+10!!!*Best Answer!!!*In Lord of the flies What makes the beast” move?”

CHAPTER 6 Question.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


SECTION 8 CONSOLIDATION PROGRAM ?

THEY ARE ASKING FOR A FEE OF $12.00 IN ORDER 2 APPLY ALSO GIVES YOU ACCESS TO APPLING FOR SECTION 8 HOUSING VOUCHER… APPLING ONLINE ONLY TIL MARTH 10, 2010…NOT SURE ABOUT, NEVER HEARD OF SECTION 8 REQUIRING A FEE IN ORDER FOR SOMEONE TO APPLY…BELOW IS THE HOME PAGE THAT I COPIED Section 8 Consolidation Program Apply Online Applications will be accepted online until March 10, 2010. No waiting list. Landlords – Place your listing here for free. Available Since February 5, 2010. Location: Atlanta, GA Rent: NG Bedrooms: 3 Bath: 2.5 Section 8 Welcome: Yes Landlord: Shelly 678-873-6577 Call only if interested in this property. Have access to similar Section 8 housing and low income housing listings when you apply online. Anchorage, Alaska Phoenix, Arizona Little Rock, Arkansas Los Angeles, California Denver, Colorado Bridgeport, Connecticut Delaware District of Columbia Jacksonville, Florida Atlanta, Georgia Honolulu, Hawaii Boise, Idaho Chicago, Illinois Indianapolis, Indiana Des Moines, Iowa Wichita, Kansas Louisville, Kentucky New Orleans, Louisiana Portland, Maine Baltimore, Maryland Boston, Massachusetts Detroit, Michigan Minneapolis, Minnesota Jackson, Mississippi Billings Montana Las Vegas, Nevada St. Louis, Missouri Manchester, New Hampshire Jersey City, New Jersey Albuquerque, New Mexico New York Raleigh, North Carolina Sioux’s, North Dakota Cleveland, Ohio Oklahoma City, Oklahoma Portland, Oregon Philadelphia, Pennsylvania Rhode Island Columbia, South Carolina Memphis, Tennessee Houston, Texas Salt Lake City, Utah Montpelier, Vermont Seattle, Washington Charleston, West Virginia Milwaukee, Wisconsin Cheyenne, Wyoming Family Unification Vouchers Section 8 Housing Property Info Section 8 Section 8 Application Housing Options Program Criteria Sales Housing Options Section8programs.com March 2, 2010 Section 8 Consolidation Program Application Applications for the Section 8 Consolidation program will be accepted online nationwide until March 10, 2010. Section 8 Consolidation Program Become a Section 8 Landlord Applications for Section 8 or Public Housing are always free at your local housing authority if they are accepting applications. Section8programs.com has no affiliation with HUD, the government or your local housing authority. Our mission is to help those that are low income find applications online for various government rental assistance programs nation wide. In addition, we help our clients to discover many other programs that would benefit a low income person. We charge a small fee for our research which is consolidated in our Online Packet. We can not guarantee that your housing authority is accepting applications at this time, but we do update our Online Packet each week with this information. Section8programs.com also offers a privately funded grant program, the Section 8 Consolidation Program. This program awards small assistance grants for daily expenses, not housing vouchers. Grantees are selected every 48 hours. Applicants for this grant program help determine who is most in need by voting for others at the end of the application process. This process allows our applicants to see who is being granted and why. All of our grantees receive a small assistance check in the mail about four or five days after applying. The Section 8 Housing Choice Voucher program is a government subsidized housing assistance program for a low income family or individual. The tenant will pay about 30% to 40% of their monthly income towards their rent. Section 8 will pay for (subsidize) the rest. Landlords must have their property inspected by a division of their local PHA in order to rent to a Section 8 tenant and accept the Section 8 housing voucher. The landlord will prepare their own lease that will be no less than for one year. The Section 8 Consolidation Program combines low-income grants with subsidized housing resources for a low income family or individual. This information and application is provided to all applicants in our Section 8 and Subsidized Housing Online Packet. The Section 8 Consolidation Program is a privately funded grant program and is not affiliated with the government, HUD or your local PHA. The grants awarded are small assistance grants intended to help with daily expenses like food or bills. The Section 8 and Subsidized Housing Online Packet was designed to eliminate certain obstacles. Some of these obstacles include: non awareness of various subsidized housing programs and a shortage of landlords able or willing to accept Section 8 tenants. By urging landlords nationwide to participate in government subsidized ren


Where can I get a free credit report on line that does not require credit card number.?


Need a loan with no broker?

Hi all, i dont have the best credit history, because at the moment i am strugging to pay things hence my credit rating dropping… my hours at work have been cut drastically and my wage barely covers my outgoings.. i just want a small loan NOT PAYDAY… that can help get me on the streight and narrow again… when i search all i get is payday loans and loans that use broker.. i dont wish to use a broker.. dont want to pay £60 to £100 and the loan isnt gaurenteed!… so does anyone have any suggestions of companys where i may be able to apply for a bad credit loan with no broker? thanks in advance!


How do you get a free credit report with out a credit card?

www.annualcreditreport.com also asks for credit card information.


How to calculate sbi bank home loan 500000/- what is the interest , how to pay emi for 20 years?

i want state bank of india housing loan 500000/- that’s why i want to know interest of state bank of india housing loan , how to pay emi for 20 years. plz let me give some suggestion


I am having to file bankruptcy? I am researching to see if this is the best solution for me. any comments.?

Has anyone filed before and how bad is it as far as trying to get credit back on track after I file?


Why doesn’t my credit score come with my annual credit report?


How old do i have to be to file for bankruptcy in California?

I’m 23, can i file for bankruptcy? I heard minimum age is 25, is this true?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit card debt affecting my enlistment?

Is BAnk of America and Wells fargo credit card debt considers as credit card debt for the MEPS? I’ts not capital one or such, it’s my debt on those two credit cards from those two banks. I have debt $600 each of them. Do the MEPS consider that as credit card debt? Are they gonna Disqualify me?


Do you pay mortgages if you build your own home?

Just wondering. I have no idea what it’s like to pay mortgage as I’m not a homeowner. But my mom says you have to pay mortgages for 30 years. That’s why grandparents who have lived in a house for more than 30 years don’t have to pay it anymore and when they pass it down to their children or grandchildren, they don’t have to pay mortgage…or something like that. But I was wondering, if you buy the land and you don’t take out any loans or anything, you just pay for it straight and you build a home on it, do you still have to pay mortgages? I read about this guy who built a sphere home that was solar powered and the only thing he paid in bills (I’m guessing light bills) was 5 cents!! I can’t find the article or remember his name but I want to do something similar. Build my own home, buy the land, and not have to worry about mortgages if that’s at all possible.


File Bankruptcy.. what gets effected?

My mom filed bankruptcy last April. I have a car where she is the main signer for and I’m only the co-signer. I always make my payments at a sister branch of the credit union that owns the loan. But since then, I have to call the credit union to get it unrestricted just so I can make a payment. Now they’re saying I can no longer make payments at the sister branch and I have to mail in my payments directly to them. I also wanted to get a loan modification around that time but then they told me I no longer couldn’t because of something the signer did on the loan.” The car loan wasn’t even included in the bankruptcy so it shouldn’t have an affect on it or does it? Is there something I’m missing?? Also – I missed my payment last month (I plan on making a double payment this month) but they haven’t even called me on it and they are usually really fast in doing that… just an odd thing to point out.”


Debt consolidation for payday loans?

Does anyone know a debt consolidation place that accepts defaulted payday loans? I have $2200 in payday loans and they are almost 3 months behind. they are threatening all kinds of legal crap, and i dont know what to do. I dont have the money to pay them back, this wasnt intentional but it happened. help.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Has anyone ever gotten a payday loan from www.paydayone.com? PayDay One…?

And if so, how was your expreience with them? I’m very leery of giving any of these places my checking account info. over the internet, but their terms aren’t as bad as some payday loan places, so I’m hoping someone can tell me if they’re legit or not. (I know, I know, payday loans are bad. But my car is acting up, and it’s really bad timing for that since I’m moving into an apartment this weekend and have to pay rent + electric deposit (thanks to my ex husband not paying his bill on time, long story) + daycare out of the same check. I’ll be fine once I get my next check on Sept 15th, my car is paid off and my rent, electric, daycare and my cell phone are the only other bills I have going right now. I know the interest is outrageous, but if I keep driving my car the way it is 1)I’ll probably damage other parts, so it’ll end up costing more to fix, and 2)if it stops running completely, I’ll have to pay to get it towed anyway… Thanks in advance for any input!


*+10!!!*Best Answer!!!*In Lord of the flies What makes the beast” move?”

CHAPTER 6 Question.


Credit score is 647 can i get a auto loan?

i have a 647 score but i have 5 negative things on there will i be able to get a auto loan . on the 5 negative there consider charge offs


How do i get a credit report with out paying for them?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of a reputable/safe online consolidation company?

I have many credit card bills (with high interest rates) and would like to find out about consolidation options. I know banks aren’t really giving out loans like they used to because of the economy.


Hi im an indian working in dubai, can i get home loan in india?

hi im working in dubai my salary is 60000 rupees , can i get a home loan in india, im an indian , what will be the amount eligible , what should be my minimum serving period in the current company. im 23yrs old. i have 4 years work experience. im in the current company for past 6 months


Best bad credit loans that isn’t a payday loan?

i just would like to get ahead in the bills and everything


Is it legal for collection agencies to charge interest or tack on fees”?”

i have an old charge off that one collection agency is trying to collect on and everytime they send me a letter the amount is about 100 higher.


I accidentally used my credit card in an ATM…?

And the complaint is that I have to pay 2~5 dollars every month just because I took 40 dollars out by mistake once. By this time its MORE than 40 dollars that I have to pay Chase each month when I don’t even use cash advance at all. 🙂 that’s my complaint. I can use those 2-5 bucks I’m getting charged for the 40 bucks..duh. ;/


Chapter 7 bankruptcy, do you have to take online debt courses?

what is the procedure and about how much total cost?


When you fill bankruptcy will you have to pay the money back?

we have a car leas that we rolled 4000 dollers negitive ecwity into it. i make 12 dollers an hour and work 40 hours a week. my wife works as a server and makes 8 dollers an hour plus tips. car payments are up to date. but the credit cards are anywhere from 1 to two months behind. bussness is slow at my wifes work and they are cutting back. we can’t even affored the minimun payments anymore. any ideas of what chapter would be best.


What does it mean if your mortgage loan is in the closing department? Does that mean it’s approved?

My mortgage broker told me that the loan is now in the closing department. What happens next?


How to get a personal loan in Ontario,Canada, with bad credit?

Hi, i’m looking for a personal loan in Canada but have been denied from my previous loan company. I do have quite a bit of aquired debt and my husband and I are really trying to get out of it. I will not file for bankruptcy and do not wish to do a credit councelling service either. I am looking for a way to get a loan to pay off a payday loan and apply a bit to each of my credit cards to get the interest down so I can make payments and actually have it impact the balance on my credit cards. Please help!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How and when is APR charged?

okay lets say i used 100 bucks on my credit card.. and my APR is 20%. when is the APR charged? or how is it charged? is it charge a percentage every month? or how does it work?


*+10!!!*Best Answer!!!*In Lord of the flies What makes the beast” move?”

CHAPTER 6 Question.


Can a stay-at-home mom receive a mortgage loan?

I am a stay-at-home mom with no monthly income. My husband was froze out of his small corporation and had a few late payments on our previous mortgage which hurt his FICO score (we also have no revolving credit which doesn’t help). My FICO scores are high enough for mortgage standards. Could I obtain a mortgage with no income if I obtained it with the premise of renting it (to my husband)?


My mom is afraid of putting her credit card number into websites such as Amazon, etc.?

My mother is too afraid to put her credit card number on websites to order things to be shipped to our house. She is even too afraid to put it into a website to buy me even a Minecraft account for fear of someone taking her information and buying things. Or someone Hacking” her account and “stealing” things. Can you


Federal Student Loan now in Collections – Bankruptcy Question…?

Hi. My fiance had a federal student loan with Sallie Mae back in 2005. It is now in a Collections Agency and no longer under Sallie Mae. I know Bankruptcy does not apply to federal loans, but since it has been bought off by a private Collections company, does that change anything? If he declares bankruptcy will that collections amount go away? I’m not familiar with this type of thing, so I’m hoping someone can help us. We’re getting married next year and I’d rather we not have such a huge debt. Unfortunately, the interest keeps being added on and if we pay every month (which they won’t let us do unless it’s a specific amount which is much higher than we can afford), we still will not touch the principal. Thanks in advance!


Which are the best bankruptcy lawyers?

i heard some bankruptcy lawyers suck. i dont want to make a mistake CAN ANYONE HELP PLEASE? ANYTHING I SHOULD NO I HAVE ABOT $ 125.000 DOLLARS IN HOSPITAL BILLS PLEASE HELP


How to use a MasterCard gift card for online shopping when it asks for name on card”?”

Thanks for answering, Use your noodle.” While I was waiting for a response