Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































Does salary advance affect home loan processing?

Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?


Will a bad credit score effect me from getting a bank account?


How does bankruptcy work?


How can I get my credit report online for free with out using a credit card?

i want my credit report.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Tracking home Mortgage rates.?

Hey all, I have a two part question. First, are there any websites available that let you track home mortgage rates daily or even hourly. I can’t find one. Secondly, I know this is the million dollar question, but should I look to lock a rate very soon for a home we are starting to build in the next couple weeks? Or should we wait, or realtor said wait because election years they usually drop. Any advice on either question would be greatly appreciated! Thanks, Jason


Were can i check for free if someone is using my identity?

Like my social security or if someone has used it for fraud etc…


Can I be held responsible for a payday loan I never signed for?

My information was apparently given out when I was on a web site which said it would match me with a lender. A company called Ace Cash Services deposited 300 in our account without us ever asking them for a loan or signing anything. They now say I owe them 510! I told them I would be more than happy to give them the 300 but no more. What are my legal rights?


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a bank loan for 100 dollars at a chase branch?

Do I have to pay interest?


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?


How do I cancel, or refund, someone else’s payment on paypal?

Someone sent me $360.00 to my pay-pal account. In the status bar it says completed. There’s also an option to issue refund.” All I want to know is how do I return his money back to him. Is there a way I can refund it back to him? Is there a way I can cancel the payment


Which bank / financial institutions offers home loans on minimum interest rate in India ?

Which bank / financial institutions offers home loans on minimum interest rate in India ? For the loan upto 20 lakhs. Suggest tips for taking a Home Loan in India ?


Does leasing a new car lower your credit score?

I recently leased a new BMW from the dealer. I subscribe to Experian’s credit report/score service. Prior to the new lease my score was aroun 725. 2 months later it has dropped to 688. There has been no other action on my report except the new car. No other accounts and everything still on time and current. Im 20 years old so my credit history is not that long yet but I was told car financing usually brings up your credit score. Any ideas as to why it would drop this much? Thanks!


NSW vs QLD Police? Better overall?

What service is better NSW or QLD What service takes more aplicants? What service has the fastest application process? What service is easiest to get in to? As much info as possible would be great Thank you.


I need a cash loan but i have no bank account?

i have no bank account i just have a prepaid card a rushcard but its prepaid what should i do. and i need it fast by the end of this month please get back to me please


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get money to get surgery fast? I need $5000. I’m 18 so I have no credit. Is there some kind of loan?

I am not telling my parents about this surgery because I don’t want to worry them. But I need to get it soon. I need $5000. I’m willing to make payments. Is there somewhere I can get a loan?


Does anybody know what echst.com is?

Thanks so much…went to Home Depot and had a charge declined so when I called the CC company they asked if I had authorized a charge to that echst place and I had no clue. Got my card cancelled and went through all that change. Don’t some of those slime out there have something better to do? Don’t answer that I know. Sheesh!


Can I get an auto loan with bad credit?

I have found a car I want to buy….I need to get a loan for around $6,500…I have bad credit, is there any company that will give me a loan? I have tried several of them and have gotten shot down…help please???


How do i check my credit card statement online? Paypal told me i had to check it and find the 4 digit code.?

this was after i purchased something on my visa card through paypal.


Please explain how a mortgage works?

Well, I always thought that you apply for a mortgage, say, for £150,000 (example house price) and, assuming the application is approved, the bank gives you the money and charges and interest rate of, say, 50%. You then have to pay the bank back a total of £225,000 (150,000 + 50%). Say you get this mortgage over 20 years then you will then have to pay £937.50 per month (£225,000 / 240 months) for the remainder of this period. Now this to me seems the most logical way a mortgage would work. However, when I ask my mum about how mortgages work she says she is only paying off the interest. This just don’t make any sense to me. When is the principal paid back then? I also know that when the government cuts the interest rate slightly (which then gets passed on to the banks) this reduces the monthly payments of a mortgage lender each month. Why would you only pay the interest back but not the principal? This is just completely confusing. Could someone please explain how a mortgage works and please use an example with numbers, it will be a whole lot easier for me to understand it that way.


What are my options, I need a new car but I am upside down on my current auto loan.?

I have an ’02 Chevy truck with 110,600 miles. I owe $10,360. The last dealership was going to give me $3,000 for it. Their bank was going to approve me only if I made a $6000 down payment. Problem is I have no cash what so ever to put down. How can I trade my truck in & get financed for a new car?


I get ssi disability can i get a mortgage?

i can get a loan amount from 30-40k i just need to find out where to get a loan for the little amount and not have to come up with a 1099 that u dont even get


Bankruptcy and my saving account.?

I want to file chapter 13 on my second and my credit cards. I however, do have a saving account would I have to give imformation on my savings? I know I do on my checking. Thank-you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a person have two mortgage loans on two different houses at once?

Is it possible to have 2 different mortgage loans on two different houses at once? Or would banks shy away from giving you a second loan if you already have one out? The reason I’m asking is because I’m looking into buying a house for cheap and renting it out.


What credit monitoring sites offer a free trial?

Looking for something that has easy navigation and is SIMPLE. Thanks.


About how much will it cost to go through bankruptcy?


Can I start paying off my direct student loans before the grace period?

This is my first time taking in a loan, so I don’t know much about it. The direct student loans site has Repayment” options



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Which has the greater interest rate risk – a 30 year treasury bond or a 30 year BB corporate bond?

thanks


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.


How to get your credit score safe and free?

im looking to get my first car, im 22, and until have more or less shared a car. My dad who has been a mechanic for a long time is going to give me a hand but he said i should try and get my credit score information so i know where i stand. when i first googled it i saw more information about scams and how it hurts your actual credit score to look it up. whats the best safest, possibly free, way to get your 3 credit scores?


Did Spike, Jet, and Faye of Cowboy Bebop, ever get a bounty alive?

On all the episodes I’ve watched, all of their bounties bite the dust! It’s not a wonder why they’re always strapped for food and woolons! ( ^ _ ^ ) The only thing I’ve seen them eat is, instant noodles, stir fry noodles with bell peppers, bean sprouts, and I saw Faye eat Ein’s dog food. ( o _ 0 ) Umm…that was nasty. She scarfed it down and didn’t give Ein any.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the difference between variable mortgage and a tracker?

My 2 year fixed rate with the Nationwide is due to finished shortly and I have been advised Nationwide will still offer the best rate for my mortgage. However I am unsure what the difference is between a variable and tracker. I dont want a variable as I want to control by monthly outgoings but cant see how a tracker is different to this, as doesnt a tracker follow the base rate like a variable rate? I dont know what Im on about and need your help! Or is it best to stick with 5.78 fixed with no fee?


Help for when interest charges take your credit line over limit and they add on ourtrageous overlimit fee?

The criticism that credit card companies would not do what they are doing unless it was 100% legal…is totally wrong. Abusive lending practices abound and there is legislation in process to stem the tide of many of these practices. Do not make the assumption that I ask this question on my own behalf. I am a corporate lender of 20 years and am well versed in corporate lending, contracts that are hundreds of pages long, and many other issues as it pertains to fees, interest rates, projections, terms and conditions, covenants, defaults, accelerations, waivers, amendments, and workout. This is a question as it pertains to CONSUMER law which is different than CORPORATE lending. Please do not insult the Asker or make assumptions with regard to my own personal credit. I am working with legislators to help remedy abusive practices and thought I might tap into any expert advice, if it can be found in this forum which based on the initial response, looks doubtful. Mostly smart alecs here


I owe $111,000 in student loans. Broke!!! Ignoring loan sharks. What do I do?

Age 28. I make $636 a month with SSI. I owe $111,000 in student loans (note: still not finished with school). I left to take care of my newborn. Sallie Mae wants near $800 a month, lowest they could possibly go was $500 much later. About 7 months into delinquency (soon to be put on default). About to start working as an assistant manager making near $2,500 a month. SOO MUCH PRUSSEURE NOW THAT I HAVE A NEWBORN! Can I file bankruptcy on the non-secure, unsubsidized private student loans (which is about $86,000)? My attorney doesn’t understand why you cannot file for bankruptcy on student loans, since that was what Sallie Mae told him. I deal with non-secure private loans all the time and you are able to get it discharged


Which is best in HDFC bank and LIC housing finance regarding to take Home loan?

We want to take home loan so pls suggest which is best both of above


Is it unsafe to get a home loan with no deposit?

I would really like to take advantage of the first home buyers grant but will not have a deposit in time. I have looked at no deposit home loans but have heard they can be dangerous. Is that true?


Is it legal to reject a job applicant because of bad credit?

I am under consideration for a temporary job. The agency told me the employer would reject a candidate with bad credit. Considering that I am in one of the hardest-hit industries and in a state with one of the highest unemployment rates in the country, my credit history has some blemishes. My question is this: is it legal for an employer to reject a job applicant after an offer has been made because the background check reveals that the applicant has bad credit?


Bankruptcy chapter 7. Those thst have filed are in the process.?

I want to know if I will lose my house if I go through with it. My lawyer told me I want because my husband owns it and that the cars are in his name. So i want to know if he’s telling the the truth ar lieing to me. Please tell me what happen after ever thing was done.


Whats the best way to start my credit im only 18?

I dropped out of school when i was 16 started studying for my ged still haven’t taken the test yet i have had a job for 4 months i quite that one and immediately started another one i don’t know my credit score because i don’t know how to check it so any advice would be help fulll thanks


Credit, auto loan Question?

No cell phone bill.. I am on my fathers plan (he owns a company and has something like 200 lines and he gets a killer deal on it so I just pay him) I had ONE late (30 Days) on my car payment abouuuttt 5-6 years ago, no student loans, never had a credit card. The only thing that coullllddd be is, I had a few neg. marks bc of a Id theft issue.. buuttt I got that cleared up and they removed it.. as of 11/15/2011 my credit report shows ( Zero revolving debt, Zero negative marks, Zero accounts in collections)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do I do if my best friend chose someone else over me?

Lately, I’ve been feeling neglected by my best friend. Today, she was mad at this other girl and I asked her what was going on, instead of telling me someone else did. I asked my BF why she wont just tell me herself & she said and I quote,Maybe cause I don’t want to.” Later in the day at lunch


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.


I am trying to find a free credit reports without using a credit card?


I need to make a business plan for my mortgage brokers. I need an outline to help me get started.?

A daily plan that can be used to set and meet goals. M-F weekly outline. breaking down each hour.


Wells Fargo: I just payed with credit card?

I just bought something online with my credit card from wells fargo (not my debit card) and it’s not showing up online on my account. I had a 600 limit and my purchase was about 160 so it is showing my limit is now 440. But when can I see my purchase on there so that I can make payments? Will they charge interest? ( I think after 25 days they do) Thanks in advance!!


I am 19 and I really need a loan for a car?

I am a college student and I would really like to get a car because I commute to and from class every day. I would like to get a loan for a car but I am not really sure how the whole process works. I was gonna try to get one from a credit union in my area but I have no cosigner, my mom has horrible credit. I must have some credit because I pay my phone bill every month on time, im not really sure if that counts for anything but i guess its something. If i go through the whole process of trying to get a loan will it be useless since I dont have someone to cosign? I am in dire need of a car.


Yaoi manga you would recommend for me?

WARNING: Anyone uncomfortable with the subject of gay/ boy x boy relationships please do not read OR answer to this question. I don’t want any abuse, thank you. Question: Could anyone recommend a yaoi manga that involves the uke being sold to the seme for various reasons. Possibly where the uke is reluctant at first? ;p Now I’ve looked through the guidelines and can’t see any issues with this post. Someone told me that last time I posted a question about this type of manga it was not allowed. Personal I can’t see what is wrong about asking. It’s discrimination to gays if you ask me. This is all the guidelines say on this subject: Because kids as young as 13 may participate in Yahoo! Answers




















































Federal Stafford loan vs. Alternative Loan Interest rates??

Federal Stafford loan vs. Alternative Loan Interest rates??

okay I’m new to student loans, so here goes…. I read everywhere to take the max of federal stafford loans before going to alternative loans due to a lower interest rate. So tell me which is better $5000 Unsub. federal loan – fixed interest rate 6.8% or $5000 Citiassist loan – Prime +1%. Current prime is 6% – no additional fees

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Can anyone tell me of a good debt consolidation site that worked out?


Have you ever thought about taking out a payday loan?

I have one more to pay off which will be next month. It was a stupid thing to do and I know better.


Is Farragut Financial a reputable company to have an auto loan?

I got a lett from Farragut Financial www.ezautoloan.com promising to reduce my rate at least 2%. Is this company a scam? what do you think? thanks!!


Can a 17 year old buy a Green Dot prepaid debit card from Walgreen’s or local stores?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.


Get credit card numbers for porn site?


I applied for a loan Sunday night on line with my bank for an auto loan?

I have no heard anything from them at all. I thought I would had heard from them by now. it is Wednesday. Does this mean I wasn’t approved? They said a response would be sent via email within a couple of hours of business hours.


Federal Stafford loan vs. Alternative Loan Interest rates??

okay I’m new to student loans, so here goes…. I read everywhere to take the max of federal stafford loans before going to alternative loans due to a lower interest rate. So tell me which is better $5000 Unsub. federal loan – fixed interest rate 6.8% or $5000 Citiassist loan – Prime +1%. Current prime is 6% – no additional fees

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I dispute an item on my credit report without having a copy of my credit report?

I think you have to first get your report, then use the number code on it in your letter to refer to your report so they make money that you ordered the report first before considering your dispute, but it says I already got my free annual report (which I didn’t) and now have to pay for one. I know for 100% certainty of a particular debt that has been reported to the credit bureaus based on a letter from the creditor. Can I just write to them to request they remove it without purchasing their report first?


How do I find out all the debts that are linked to my social security number?


Antirion gave the best answer now to take his advice, how do I finance my divorce when ex trashed my credit?

I had 20 years of absolutely perfect credit. When I informed my husband in Oct. 2000 that I was filing for divorce, I was prepared. I was debt free, I paid all my bills and paid off all my debts. Unfortunately for me I was unaware that my ex would set me up and I would be arrested that night. He smiled an evil smile as the police handcuffed me and took me to jail. All it took was that one night in jail he had control of everything, I was let out in the morning and at the hearing I was placed on the no complaint list. He, my ex destroyed all my ID, took my credit cards and withdrew the maximum cash advance’s they would allow and closed our joint bank account. All the checks bounced that I had sent out to pay our bills. Now, I can’t get a loan and I can’t have a bank account. At present I have retained one attorney for the restraining order hearing, one court appointed attorney for the harrassment charge and now I need to come up with a 2500.00 retainer for the divorce attorney.


Can I get a loan for 12K with a 650 credit score?


If you have filed bankruptcy will you please help me out?

I just want to know what it was like. By this I mean did you have to go to court and how many times and talk in front of the judge…… how many trips to the lawyers office did you make and etc. Was it confusing and complicated to you??? I am so cluless and don’t want to do this but I have to. Seriously have to. I am embarrassed to say.


What is the best first credit card?

I’m 18 years old, have a steady job and would like to start building up my credit for obvious reasons. What would be the best first credit card for me to apply for? I work at a department store and applied for their specific credit card but seeing as I have no credit I was declined. Are there any cards out there that are more designed for people just starting out and if so what are they? Thanks in advance for the help 🙂


If I get a 100% loan on at 185k house, what will my closing cost be on avg?

The house is appraising for and selling for approx 185,000 roughly. 30 yr fixed rate mortgage loan at approx 6% apr. The seller will probably agree to paying the closing cost so what or how much do I need out of pocket? the appraisal and home inspection? anything else, roughly how much? Thanks and I am so grateful for your advice.


Can I make a payment to my chase credit card at a chase bank?

or do I have to mail it in?


Federal Stafford loan vs. Alternative Loan Interest rates??

okay I’m new to student loans, so here goes…. I read everywhere to take the max of federal stafford loans before going to alternative loans due to a lower interest rate. So tell me which is better $5000 Unsub. federal loan – fixed interest rate 6.8% or $5000 Citiassist loan – Prime +1%. Current prime is 6% – no additional fees

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some truly No-Teletrack online payday loans?


What is the likelihood of getting a loan with a credit score in the 400s?

No longstanding jobs to ensure my dependability, and I don’t make enough for a payday loan. What sucks is that my debts – which I need the loan for – are preventing me from getting a job in my field. I’m a driver, but I lost my license due to unpaid fines, so now I can’t drive because I can’t make enough excess money to pay the fines…because I can’t get a job.


Anyone know a loan shark in the west mid’s? (uk)?

hi, does anyone know of a loan shark in the west midlands- or close by? Please info only and not advice about not doing it. thanks.


Im offered a personal loan of $7500 on a 5yr term at 36.99 annual interest rate. What total payment do I owe the creditor?

Monthly payment is $275.81. Does this mean even if I pay more than that monthly payment I am responsible for paying ($275.81 X 60mths)=$16549 no matter if I pay large lump sums?


Can Hola Unblocker steal credit card info?

There are some sites I cannot access where I live, so I use Hola Unblocker to access them. Today I made a purchase on one of said sites without really thinking about if Hola could be tracking my credit card info. Did I just do something really risky? Can Hola Unblocker knick my credit card info? I’ve had a look through their Privacy Policy and it seems pretty safe, but of course any company will try to sound safe. Please answer ASAP as I am quite nervous about what I just did. Thanks in advance


Do Capital One Platinum credit cards come with a PIN number?

I just received my card and it didn’t come with a PIN number. Is that coming later (I received the card about a week ago) or do credit cards not need PIN numbers, just debit cards? I read somewhere that credit cards don’t use PIN numbers. If this is the case I may end up canceling it. Too risky. Thanks


Does having a co signer on a auto loan increase the amount you can borrow? or does it just improve your rate?


Is it possible to purchase your own home if ex declares bankruptcy?

I spoke with a broker and I am currently pre-qualified for a $250K loan. It may be better just to find another home in the area that is selling for that amount. The current amount on the mortgages (2) are much higher than the current value of the home– so I am assuming the bank will have to sell it for a lot less. Please don’t judge me harshly— I was blindsided and put into this situation by my ex and am trying to cope the best I can. Thank you all for your input.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


DA 5960 National Guard re-enlisting?

I need help filling out my DA 5960 dose any one know a great web site that has instructions. Re-enlisting. When I first went in I was not married . IM married -2 kids-home owner-station in las vegas Thank you GO GUARD!!!


How do reverse mortgages work?

I know the general concept – you don’t have to make payments and the equtiy in the home gets taken away, but how does it work? Does anyone know? Example if the interest rate is 5%, on what amount is it calculated, how do you determine how many years you have to make the loan last, how much equity is left at the end of death of the homeowner? What are the basic concepts to calculate this?


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Is $200 a month a good estimate for my car insurance?

I own a hyundai accent, paying 90 for liability only. I am going to add my new mazda rx-8 to my insurance, but w/ full coverage. I am 19/female. I’m thinking it’ll be about $200 a month total for both cars. Sound about right?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Good bankruptcy lawyer that is reasonable?

I was trying to find a reasonable bankruptcy lawyer in corona, ca that was reliable and good.


Federal Stafford loan vs. Alternative Loan Interest rates??

okay I’m new to student loans, so here goes…. I read everywhere to take the max of federal stafford loans before going to alternative loans due to a lower interest rate. So tell me which is better $5000 Unsub. federal loan – fixed interest rate 6.8% or $5000 Citiassist loan – Prime +1%. Current prime is 6% – no additional fees


Interest Rate (p.a.)”

what does “p.a.” mean ?”


Would you date someone with bad credit?

Okay I just meet this guy, and eventulaly we may become serious. He was upfront with me and told me that he had bad credit. An unfortunate situation happend to him. He was deployed to the army, and while he was gone he let his father borrow his car. Well long story short his father totaled his car, and doenst accept responsibility. Now he owes $21,000 on a car he cant even drive. Would you date someone in this much debt, seeing how it wasnt his fault. Should I give him a chance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit card APR?

I am new to credit card and i am not really sure how it works. What exactly is APR? I read the definition, but it didnt help much. I have a Standard purchase APR of 10.99%. lower the better or higher the better? Yea, please tell me how APR works and what it does. I am afraid that it meant that percentage of money will be taken away from me annually for the money i used. Please correct me and let me feel i am save to use this credit card. Bnelow is the link of my credit card info. http://citi.bridgetrack.com/usc/07/divid…


How old do you have to be to take out an auto loan?

i want to buy a truck, but i dont know if im old enough


What credit card gives the best rewards?

Not a huge fan of credit cards but if i’m going to buy stuff anyways I want something that will yield some good rewards. Not necessarily travel but just anything really. Any suggestions of cards?


Are there any direct lenders that give people with bad credit a loan?

I need $800-1000 kinda fast for the down payment on this car. My credit isn’t the best so I’ve been turned down by a few payday places. I already know that i need to repair my credit that’s not a solution right now. I just need to get the money got the car now for this job offer and worry about getting my credit fixed later.


Do credit checks for auto loans show up on your credit report?

I’m curious to see what rate I would get on a car loan but wanted to make sure it doesn’t affect my credit score. I heard auto loan and mortgage credit checks don’t show up on your report (thus bringing down your score). Is this true?


WHERE can i get a small loan to start a business after bankruptcy? I?


Is it worth refinancing my auto loan if the best APR I can get is 2.2% less than current loan?

If my savings is only going to be about $60-$70 a month, is it worth refinancing and extending loan?


How good is the SBI Credit Card? I am concerned, since there is an Annual Fee/Joining Fee associated with it?


19 year old with good credit score and need loan?

All I need is about 1,000 to get a car as my last car gave up on me, I work full time and bring in 12,500 annually. I wouldn’t even mind paying 30/40 pound back every month for 3/4 years, I checked with Experian credit expert and I have a Fred score of 919, which they say is good, just struggling to find someone to loan me the money as I know my age is a put off but surely for a good credit score banks or company’s wouldn’t mind, any suggestions?, And also I have been with Lloyd’s for years and have been in my job for a year and a half, so I don’t really see why it cannot get a loan, I have tried with Lloyd’s , sainsburys etc Any help would be appreciated

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much I get home loan from SBI. My net monthly income is 29000.?


Federal Stafford loan vs. Alternative Loan Interest rates??

okay I’m new to student loans, so here goes…. I read everywhere to take the max of federal stafford loans before going to alternative loans due to a lower interest rate. So tell me which is better $5000 Unsub. federal loan – fixed interest rate 6.8% or $5000 Citiassist loan – Prime +1%. Current prime is 6% – no additional fees


Is it bad to have a credit report?

Hi, I previously sent a post regarding car leasing. After my research, I found this in a website: Most lease companies will report your lease as a lease or loan obligation on your credit report even though you are pre-paying part of your lease (everything except the residual). Some might not report it at all. Does the car dealer or bank control my bank account? Is it bad to have a credit report? I hope that I am still free to buy what I want. Thanks for explaining.


Auto loan for me?


I am planning on filing bankruptcy, should I stop paying my credit cards?


Chances of getting auto loan?

the reason my score is so low i had a school loan that i thought my parents paid off but hadn’t. I paid it off in full after i found out. It was in collections thought which hurt bad. I have learned that building credit is a very slow process. I also should include that i don’t have rent or mortgage and just have the normal” living expense bills. “


Does anyone know of any personal loans you can get after bankruptcy?

And before anyone says anything I dont need the speach about getting back into dept because no one know the reason I had to file thanks




















































Housing loan in India?

Housing loan in India?

Hi, Im planning to take home loan in L&T Finance, can anyone tell me how L&T is? Can anyone explain me how to calculate EMI for housing loan. Ex: I will take 50 lakhs rupees as loan for 20years at 10% interest rate. As per L&T the EMI is 48,251/- Rs. How to calculate my EMI if I pay some 5 lakhs after 12 months.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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What is the proof of debt form for bankruptcy?

Yup, the title says it all. Is it something serious? Like if someone search for the proof of debt form on the internet, is it possible that he is going to bankrupt or anything?


Can bankruptcy hurt employment opportunities?

I have a friend who filed chapter 7, and is a phenominal systems engineer. He was offered a nice position at a financial firm. Before they ran a background check, he informed him of the bankruptcy he filed a year ago. Reason for filing is because he was layed off from work for a year. He went through lots of hard times, but is bouncing back. So now the company turned him down and said he’s not eligible for employment according to their HR department. Can they do that to him?


Can I use a debit card to buy stuff online? Like Forever21?

I do not have a credit, but I have a debit card and when I go to purchase stuff online it says Credit, or PayPal but I don’t have either. Could I use my debit card and type in the numbers of it where you would type in your credit card digits? Im confused.. please help!


Where can i check my credit report for free with out having to have a credit card since i dont have one?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do credit card interest rates differ by company?


Credit Score went down why?

This is so confusing. Equifax and Transunion went up but experian dropped ten points. I have no idea why. Looks like everything has been reported the same pretty much. any ideas?


Is there a free site to check your credit?


Housing loan in India?

Hi, Im planning to take home loan in L&T Finance, can anyone tell me how L&T is? Can anyone explain me how to calculate EMI for housing loan. Ex: I will take 50 lakhs rupees as loan for 20years at 10% interest rate. As per L&T the EMI is 48,251/- Rs. How to calculate my EMI if I pay some 5 lakhs after 12 months.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a personal loan ?

I have alot of inquires on my credit report and i am working with the beurs to get them off but i reallly need a loan fro 5000 dolllars but the banks will nto take me and i ma scared to go on the internet to look seriously. when i do look teh payday loans come up which i can not afford that serious replies only


Is there a site where I can find my credit score & whats on my report for free w/o a free trial offer?


Can i have a credit card with a low income in india?


Auto loan WHY so Hard?

I want a loan for 1999 mustang gt, 143 miles, 4,999.00. i am about to turn 20 and a male. Never had an accident. My credit score is in the 730s. ive tried a few companys/banks online and i cant seem to get any online. The dealer has Bad/no credit financing but my dad says the rates will be no good. Any ideas why i cant get a loan. If the dealer has bad credit financing i should be golden with a 730, Right???????


I have a 510 credit score can I get a loan or do I need to go to a credit repair company? Thanks, Roger Maris?


How do I remove a co-signer from my auto loan?

My co-signer wants to be removed NOW!!! She co-signed because I have bad credit. I have had the vehicle for over a year and never missed a payment. How do I get her removed?


Where can I get a private party auto loan with my 548 credit score? Please Help.?

I live In Modesto,Ca and I have recently been denied by two banks for insufficient credit, I never knew that 5 years ago someone maxed out 2 credit cards with my identity! I do not have a cosigner and my credit is under investigation meaning that my FICO score will not change for about 6 months but i need a loan now. Does anyone have any constructive advice they can lend me because I’m simply out of solutions at this point. Thanks


Can anyone tell me how much it costs to file chapter 7 bankruptcy in the state of ohio?

Yeah after lawyers fees it costs about 500 dollars…thanks much..not


Housing loan in India?

Hi, Im planning to take home loan in L&T Finance, can anyone tell me how L&T is? Can anyone explain me how to calculate EMI for housing loan. Ex: I will take 50 lakhs rupees as loan for 20years at 10% interest rate. As per L&T the EMI is 48,251/- Rs. How to calculate my EMI if I pay some 5 lakhs after 12 months.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free copy of my credit report?

Hi…I’d like to know where exactly i can get free copy of my credit report? I heard we can get our reports for free, and was wondering where exactly.


Can I use a debit card to buy stuff online? Like Forever21?

I do not have a credit, but I have a debit card and when I go to purchase stuff online it says Credit, or PayPal but I don’t have either. Could I use my debit card and type in the numbers of it where you would type in your credit card digits? Im confused.. please help!


How long does Bankruptcy after filing for it?

After filing for bankruptcy, how long does it take to go through. Like is it weeks or months for the claim to go through?


I need to file for bankruptcy and I know I have to go to some classess now my question is?

where and how and would I need some kind of representative to go with me I live in Los Angeles California.


How much would it work out a month for a mortgage of £75,000 over 25 years be each month?

i am looking to buy a house but want to know how much the morgage would be per month to see if this is affordable. thanks


How hard will it be to get an auto loan..?

I’m looking to buy a new car – Nissan Versa most likely.My problem is that I took out student loans to pay for college (yeah, dumb i know) and now i owe more for my student loans that what i make in a year (I’ve been working full time for 2 years now) — This is what has hurt my credit score – I hit a little below 620 I’ve applied for financing from my credit union but was turned down because of my debt to income ratio (?) One company offered me an auto loan but I know the interest rate is going to be sky high, plus they seem kinda sketchy (Citibank refered my info to them) and I’m too afraid to find out what my bank will say when I apply for an auto loan with them (they’ll probably laugh me out of the office) Should I even bother applying for financing at the dealership? Would they even consider giving me an auto loan? I’m looking to spend no more than $16000 and put about $3000 down for the down payment – i really want my car payments to be no more than $350 a month. do I even have realistic expectations? or should I just stick to having my parents drive me around? 🙂


Payday loans: Good or Bad idea?

I’m thinking about getting a small payday loan. Maybe $400 until next pay day. I did something R-E-A-L-L-Y stupid a few weeks ago (don’t get me started, it’s humiliating!) and I was hoping to get some cash to fix that until my my next payday, and I seriously need it or else I’m going to be in some REAL trouble! My biggest concern is this: what are the interest rates on payday loans usually like? Personally, paying maybe $15 per $100 doesn’t really sound bad, but I’m quite sure it’s higher than that. I wanted to ask someone before taking action. This is not something I’m going to do often and I don’t plan on doing this again (I’m good at not making the same mistakes twice). I have a pretty good job and I can afford it no problem (IMO) as I make about $1300/mo. So, what’s you’re suggestion(s)? Will this impact my credit? Thanks.


Is Mustard model agency in Bristol any good?

Hi, Just wondering what jobs you get from them, what the pay is like and do you get regular work. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?


Does anyone know of a debt consoildation program for payday loans?


Debt consolidation?

I had 6 credit cards (all taken to collection agencies) i then brought them back to current status, then paid 4 out of the 6 off within the last few months. i have 2 left. both current status. one is $531.00, the other is $1,038.00 Is debt consolidation a good idea or should i keep paying them each month and slowly get to paying the last 2 off?


Can an Internet payday loan ever be rolled into debt consolidation?

i am getting killed w/ interest since i can’t pay the entire thing off immediately, and consolidation only seems to work for credit cards. Is bankruptcy an option?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the best website to get a payday loan?


Housing loan in India?

Hi, Im planning to take home loan in L&T Finance, can anyone tell me how L&T is? Can anyone explain me how to calculate EMI for housing loan. Ex: I will take 50 lakhs rupees as loan for 20years at 10% interest rate. As per L&T the EMI is 48,251/- Rs. How to calculate my EMI if I pay some 5 lakhs after 12 months.


How do I borrow 200 dollars?

I just got a full time job, but I’m training all week and I don’t get a pay check until Friday next week. In the mean time, I’m down to just zero money and I need at least 200 dollars in order to make it through. I have absolutely horrible credit. I really need to find a good place that provides quick loans online. I’ve heard that’s my best option at this point. Anybody know any or have used any?


Are there student loans that don’t require a cosigner?

Lilith – thanks for your comment, it’s nice to see that I’m not alone. 🙂 Jdub – I tried those 2/3 sites. I got denied at both, they said I’d be approved with a co-signer, and the last site suggested applying with a cosigner, so I didn’t even apply, since all these applications look bad on my credit score. But thanks for suggesting them. – – – – – – Is there no place for a person who no credit to get an education loan? I’d take the highest interest rates in the world for the chance to go to school!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Was Ebenezer Scrooge a good man or a bad man before his transformation?

Ebenezer would: Never Loan money to someone who couldn’t pay it back; Never Sell a product with hidden traps — like derivatives; Make sure you paid your obligations!; Didn’t waste (bit fanatical there); Didn’t spend on frivolities; Expected work for pay; Expected pay for work; Bah Humbug! Always loved the guy. He really was a good man, who wouldn’t let you fail.


Can a credit union force car insurance on an auto loan after financing has already been established?

They tacked on an additional @$2700 onto my loan and since that time my car payment went from $350 a month to $700 a month. Before this happened, my credit was good, and since after that time my credit changed drastically. I’ve been told that this may be illegal. If anyone has info, please let me know. Oh, and this is in CALIFORNIA. Thanks!


Resident Assistant Programming Ideas for Upperclassmen?

Hello, I am the resident assistant for an upperclassmen apartment community at a university. I have a healthy sized budget but am trying to think of cheap things to do. I need ideas please. As upperclassmen they are a lot less interested in typical dorm programming because they’ve all done it already. Help!


How much would interest be for a 4000$ loan?

Im 19, and found the car ive been looking for forever. I only have about a grand in my bank account, but I do have my Explorer for sale. I want to buy this car asap, as it wont last long. I need about 4000$, im 19, and not familiar with loans. I do have a credit card with a jewelery company so I think I have some” credit but im not sure. Ive been a member with my credit union for about 2 years now


What is the first step on filing chapter 7 bankruptcy information?


How much would a pawnshop loan me for my acer laptop?

I don’t want to sell it, I just want a loan for $200 to pay a bill. I bought this laptop last fall so, Fall 2009 for $900. And just wanted to know the average amount that anyone has gotten if you have done this before or even if you haven’t done before and just know alot about how pawnshops pay, your answers wil be a lot of help too. Thanks


Poker phrase… Juice is running?

I just saw the movie Rounders for the first time and in that movie they say the juice is running or the juice is still running. I have heard that before but what does it mean exactly?


My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

I have a very good income but my credit died when I was laid off a couple of years ago. Now that I have a good salary again, I am ready to buy a new car with 30% down. The vehicle is not expensive and that is why I have the down payment. I have recently paid off a couple of past collection accounts but I know there’s more. Any assistance would be greatly appreciated and thank you in advance.


How often can I apply for a credit card?

I have a credit card with a high interest rate and would like to transfer my balance to a credit card with a lower interest rate so that I can pay off more principal and a little more quickly towards being debt free. I understand that applying too often for credit cards can damage my score. If I’m not approved for a credit card from one institution, how long should I wait before applying for a card from another institution?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


HOW DO I DELETE MY TRANS UNION ACCOUNT?

I NEED HELP! THIS TRANSUNION.COM THING FORCES ME TO PAY AFTER 30 DAYS. I NEED TO KNOW HOW TO CANCEL MY ACCOUNT. HELP?


Housing loan in India?

Hi, Im planning to take home loan in L&T Finance, can anyone tell me how L&T is? Can anyone explain me how to calculate EMI for housing loan. Ex: I will take 50 lakhs rupees as loan for 20years at 10% interest rate. As per L&T the EMI is 48,251/- Rs. How to calculate my EMI if I pay some 5 lakhs after 12 months.


What is a Credit Score?

Okay, Im 17, never taken a loan or had a credit card, so I assume that I have no credit. If I have no credit, what does that mean if I want to get a loan for school or a car when I turn 18? Do I need to worry? And what is a credit score anyways?


Should I loan my boyfriend money?

The ring is real, he has the appraisal for $1000. He recently got a new, better paying job and he doesn’t get paid until 3 days after his move-in date. And he did ask me to move in with him, but I told him I didn’t want to because he is sharing the apartment with a guy friend and I’m not ready for that stage of the relationship. He just needs the money to cover moving costs and to make ends meet before he is paid. He already made his down payment and paid first month’s rent.


Where can I find out if someone is late on their mortgage?

I want to buy a property in my neighborhood and I think one of my neighbors might be behind on their mortgage. Where can I look to find out more information? How long does it take after they fall behind before someone can access that information publicly? I’d like to approach my neighbor to buy the property.


What if you have 2 or 3 payday loans unpaid?

what happens to you if you have 2 or 3 unpaid payday loans? Can you have a judgement put on you? Do you go to jail? What happens? Will they just write it off ?


How to sell a car to a dealership when it is still being financed? I am not trading in. Just selling.?

I have a car that I am still paying for it through my monthly payment. Now I don’t think I need the car anymore. Can I still sell the car to the dealership even though my car is not paid off yet? Can I give the dealership the title of the car? Do I have to pay off the loan before I can see it? HELP PLEASE.




















































Best payday loan service?

Best payday loan service?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!


Should I payoff my 401k loan with an unsecured debt consolidation loan with nearly the same rate?

My 401k loan plan is a fixed payment plan, pay no more or no less. I owe roughly $19K w/ 8% int. (home loan) with 6+ more years to pay off. The debt consolidation loan is for 8.99% for 5 yrs. One caveat ofcourse, is if I miss just 1 payment rate can adjust as high as 27.99! Gotta go w/ autopay deductions. Doing this will give me more take home pay, but is it worth it?


Im 18 with no credit and need a first time loan?

Okay i have no credit because i just turned 18 in september but i have a local job and i have a fine that is 1600$ and dont have much time to pay it and was wondering about how would the best way to get a small loan with no creidit and no cosigner. I mean i dont have much time to pay the fine and i thought is there anyway i could get a loan and just pay the fine and then pay on the loan every month whats the best way to go about doing that with no credit?


How can i increase my current loan from sallie mae?

i need more money on my current loan from sallie mae, how do i go about making a request for a higher amount. this loan is a student smart loan and is not a stafford loan. please help me! I running low on time!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Student loans for green card holders?

Are lawful permanent residents can apply and take student loans ( governmental or private) what is the limit for such loans ? what is the procedures or helpful website ? I want to continue study for about 2 years to make my certificate equivalent to US certificates your advices will be more than welcome. thank you so much


What do i do if my credit account is closed?


How can a 19 year old with no credit get a loan?

Do loans add on rediculous intrest rates? I know nothing about loans. Any information is useful to me. Could I get a student loan and use it for something else without them knowing? ….Read on if you have the time/patience. A while ago i quit my job of almost two years because I was sick of making minimum wage. I’ve been dancing at a strip club and make more in one night than I did in two weeks at my old job. I’m a full time college student and my parents make more than $100,000 a year between the two of them. (However, I do not benefit from that; they make me work for my money.) I want a new car really bad and I am only short about $3500. I can’t wait any longer for this car for reasons that are beyond the point of this. I’ve applied to two different student credit cards that didn’t require you to have any credit. (While I still had the ‘real’ job) and got rejected both times. So building credit isn’t an option for me right now. I could easily make payments..It’s just a matter of who will give me a loan and how I can get one.


Best payday loan service?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a credit report ASAP as a company wants to do a credit check on me?

Hi need a credit report to be done ASAP as a financial company I applied for a job with want to do a credit check on me. I’ve never done one so figure il get one done quick so there is no suprises. Thanks


Is such a thing as a free credit report really exist?

I mean, they do advertise it, but once you start filling a form, they ask you to buy or pay or enter a credit card info. Is there a really truly free credit report, without any obligations and payment?


Credit card debt?

if i threw out my collection letters how can i find out who i owe money to and how much? i just sold my car and want to pay them off but they havent been calling or sending letters lately


Payday loans?

CAN SOMEONE FILE CRIMINAL CHARGES IF YOU OWE FOR A PAYDAY LOAN


How to approach getting a new car?

Okay so I’m fairly new at buying/leasing a car and I don’t know where to start. I recently leased a 2011 car but a lot has happened in my life like losing jobs, etc. to the point where my lease is almost up and I need to get another car. At the time, my credit was good, at about 740. But do to life emergencies, my credit is at about 645 now so it’s not HORRIBLE, but it isn’t amazing. Worst part is, I don’t really have money to put down. So what should I do? Go to a bank and get a auto loan? Try to lease another car for no money down? Buy a car from one of those radio adds you hear all the time on the radio about bad credit ok we approve anyone? My monthly payments that I feel comfortable paying would be at max $250. I wish I had someone to help me look, but Yahoo Answers is the closest that I’ve got. Please help me in this process. Btw, I don’t know if it matters but I live in SoCal.


What are the steps to do to get a car loan?

I want to buy a car thats worth $32,000 I want to give my car as a down payment plus some cash and I want to pay the rest of the remaining amount with a car loan what are the steps that I should follow Im confused? Should I go to the dealer and get the remaining amount and then go to my bank and get the loan and pay it off?


Who are the safest auto loan companies for people with poor credit?

Who are the best and safest auto loan companies for people with poor credit? I hear www.carsdirect.com is good but trying to avoid any scams!


Payday loan without a checking or savings account?


Best payday loan service?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I dont have very good credit, Where can I get a loan?

I need a smaller loan around $2000 give or take. Idon’tt have very good credit and Idon’tt have a checking or savings account, I do however have a prepaid master card from H&R Block. Is there any way for me to get a loan? Even a payday loan?


I NEED credit card help with victoria secret!?

i rather pay my bill online.. because i feel by the time i get the bill in the mail its too late. and besides.. why have to go through the trouble of mailing stuff when you can just do it online. ALSO VERY IMPORTANT.. i returned something as well. i bought something for like 70 dollars and then returned something that had cost 20 dollars and exchanged it for something that was 40.


Test Statistic and Critical Value Help?

A mortgage specialist would like to analyze the average mortgage rates for Atlanta, Georgia. He studies the following sample APR quotes. These are the annual percentage rates (APR) for 30-year fixed loans. If he is willing to assume that these rates are randomly drawn from a normally distributed population, can he conclude that the mean mortgage rate for the population exceeds 4.35%? Test the hypothesis at a 10% level of significance. Use Table 2. Financial Institution APR G Squared Financial 4.615 Best Possible Mortgage 4.430 Hersch Financial Group 4.585 Total Mortgages Services 4.790 Wells Fargo 4.865 Quicken Loans 4.415 Amerisave 4.060 I need help with the critical value and test statistic. Any help is greatly appreciated


Am I too old to qualify for a first-time buyer’s home mortgage?

I’m almost 47 years old, a single mom, and looking to purchase my first house. I’m wondering whether I’ll be able to get a twenty-year mortgage because of my age, or should I try to find a 15-year mortgage? I’ll be a first-time buyer, does this make a difference? Thanks for any help or advice — I’m really in the dark here!


Why is there a need for organizations like Opportunity International? cant poor people get loans?

why is there a need for organizations like Opportunity International? can’s poor people get loans from banks and other sources? just wondering what peoples’ thoughts are on this


Mortgages. what would be the monthly for a $550000 mortgage? Assuming 7% interest rate?

Mortgages. what would be the monthly for a $550000 mortgage? Assuming 7% interest rate?


What is the highest interest for an auto loan in Ohio?

I bought a vehicle in 2006. I financed 18,159.55 and my payments are 495.58/month on a 60 month loan. Could someone tell me what my intesrest rate is there is nowhere on the contract that tells me this. What is the highest interest rate a company is able to charge someone. I financed through Americredit.


Is interest on a credit card monthly or yearly?

I got one of those 6 months without interest(apr) credit cards from WaMu, and Im wondering when the interest kicks in will it be monthly or yearly?like will i see an interest charge every month or jsut at the end of the year cuz Im not really sure how this works?

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I get $672 a month with unemployment how can i get a payday loan or a payday advance?


Does anyone know how to get a credit report for free? fast?


Improve my credit score?

I want to buy a house next year. I am starting with a credit score of 636. Then I paid off 6 credit cards ($12,000) and paid down one to a balance of about 25%. I know my CS will increase because I have paid off those balances. I also know that my CS won’t be hurt if I don’t use those 6 cards that I have now cut up. What I want to know is this. Which is more likely to INCREASE my credit score MORE, a) not using those 6 cards at all, or b) having them reissued and using them each for small purchases once a month or every other month and then paying them off. Or is it a wash?


Can I claim interest paid on payday loans as a deduction on my income tax return?



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How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


Best payday loan service?


Can I get a personal loan for a Transunion credit score of 611?

I need a loan of about 4-5,000. I tried appling for one through a company online but they were going to charge an APR of 35%. Which would have me paying them back what I borrowed and then doubled!! Is that the best I’m going to get? I want to try applying for one at my local credit union but I don’t want to just keep applying for loans after loans everywhere putting hard inquiries on my credit and making it worse. Also what is a OK APR for my information? Thanks!


Poker phrase… Juice is running?

I just saw the movie Rounders for the first time and in that movie they say the juice is running or the juice is still running. I have heard that before but what does it mean exactly?

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Where would I go if I want to sue my bankruptcy attorney for misrepresentation?

I hired a bankruptcy attorney to file a chapter 7 and I completed all my paperwork and credit counsiling all within the time limits, and then I got a letter from the court saying that my case was being dismissed due to some paperwork. I contacted my attorney’s office right away and they told me that they didn’t file some paperwork, but I shouldn’t worry about it. They told me to show up to the court appointment anyways, that they would take care of the paperwork. Me and my wife showed up to the court, seen our names on the calander and talked with a attorney from my attorney’s office. She told both me and my wife that the trustee might not hear our case because of the paperwork issue. Sure enough we did not get seen that day. The attorney that was there said that the office would be in contact with us within the proceeding three days, and I never heard from them. I have been trying to contact them for the last month now and I have been getting the run-around. This is bull! I need help! I had money taken from my account after I retained my attorney and nobody can tell me where my money is and if im going to get it back.


How do i get a free credit report?

how do i get my free credit card without giving a credit card number i dont have a credit card


We have decided to file bankruptcy can i buy a used car before doing so?

We have decided that we have to file bankruptcy after i have been out of work due to a medical illness. We had bought a new house before this happened and got so far behind that we have to surrender the house now. I am now back to work and one car isnt working since my husband and I have to travel out of town for work. Is it ok to buy the car before filing Chapter 7?


Countrywide Home Loans – Mortgage Forgiveness Debt Relief Act of 2007?

I am trying to complete my income taxes and I had a foreclosure in 2008. The Lender was Countrywide. I never received any paperwork from Countrywide stating the debt was forgiven. Does Countrywide report a 1099-C and why haven’t I received a copy yet? Seeing as through Countrywide is the worse lender…. Does Countrywide even forgive the debt? The house is worth probably $50,000.00 and I owe then at least $125,000.00. That would mean I could be taxes on $75,000.00? Does the Mortgage Forgiveness Debt Relief Act 2007 discriminate against what type of loan, interest rate and income you had?


I have really bad credit but I need a loan.?

I have really bad credit and I can’t get approved for a loan form anyone. Does anyone have a idea of where I can go? I live in Milwaukee WI


Chase blueprint Full Pay option pay off cash advance?

Hi, I want to sign up with the chase full pay on their blueprint plan… I’ve had their credit card for several years now and I need to simply pay off my cash advance first, then the rest of my payment can go to the remaining balance. I do this because certain bills that I have require cash only and I take money out on my card. The lady from chase online said that I can do that by signing up with full pay. I looked into it, but I do not know what category to put cash advance amount in? There’s like 14 categories from like groceries to utilities, but I do not see anything about cash advance… Do I not select one and just put in a cash amount at the bottom of the screen? Please help!


Can I get a personal loan to take to closing to cover the loss on my house in Maryland?

I owe $260k on my home but housing prices in my area have plummeted to $200k or less. I want to move to a better neighborhood with good schools before my daughter starts school (she is 2). I also have a baby on the way. I was told to wait it out or rent but there is no way that we could break even in 2 years when house prices increase 3-5% a year. It will be at least 5-10 years my real estate agent said. So I am trying to figure out how I can get out of this house without doing a short sale. Our credit is great and I we want to buy another house so a short sale would not be good for us. Plus we wouldn’t even qualify for a short sale since we can already pay our mortgage now. So what are my options? I really don’t want to rent and buy a new home and take the chance of getting bad tenants that destroy my home. But I don’t know how to pay the bank back all of this money that we would owe without getting a personal loan, if that is even an option.


Can I apply for the H&R Block Advance Line of credit on line if I already have an emerald card?

I still have my emerald card from last year. Can I apply for the H&R block advance online or do I have to go into an H&R Block store?


How to build my credit score?

i am 18 now and i need to know how to build my credit score and what things affect my credit score. I have 3 joint bank accounts with my mom in the credit union. Do those bank accounts affect my credit score? what can i do to build my credit score? i don’t have any bills

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you enter a fake credit card number on a site?

One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?


Best payday loan service?


What happens if I don’t pay this loan?

Hi, I have a $100 payday loan. Im thinking I don’t want to pay it back. What’s the worst that can happen? They only have info on my old job–a job I no longer work. I work somewhere else now. When I applied for the loan I was only required to put down 2 references. I gave numbers that I knew more or less were from cell phones that were disconnected. Good thing I went at the last minute and the woman behind the counter was anxious to get the paperwork done and go home. If not she would have called the numbers and found out they were disconnected! Yes, I’m a deadbeat that doesn’t want to pay this loan! I know for a fact that payday loans do not go on your credit report so I don’t have to sweat it there. Ive already changed my cell phone number so they can’t call me. What are they gonna do? Take me to a small claims court? For $100? Sorry, don’t think so. It looks like I got away with a $100 free and clear. Thank you mr payday loan. What do you guys think?


I have a credit score of 549. Seeking 100% home loan for 120,000. Already approved for 80k. Any suggestions?

The only negatives on me credit report are a 60 day late car loan that I cosigned for and my credit card debt is a little high. But all other payments have been made on time. I need to move and purchase a home before the end of the summer. The home I would ilke to purchase is listed at 119,000. I am a teacher and I make 48k per year. Please help.


Which is the best student credit card? Junior in college?

I’m a junior college and looking to build credit– I’m not interested in any gimmicks like rewards or incentives. Just need something simple that will allow me to build credit with them. I (stupidly) applied for a Discover It card during my freshman year of college and was denied because I had no proof of income. Now I have 2 jobs. My question is, should I apply again for a Discover It card now that I’ve improved on what they denied me for? Or should I apply to something else? And which one?


What are the different ways to borrow money?

i know a loan, but what else is there?


OK so I’m 24 and i have bad credit and I’m trying to fix it.?

The thing is i don’t remember what companies i owe to pay them off. Is their any way i can figure it out? Help please i want to fix this. Thank you in advance.




















































How to get a real loan to pay off payday loans?

How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a loan disbursement, and how does it affect interest?

i don’t quite understand the nature of a loan disbursement. (i’m dealing with a federal direct unsubsidized student loan and a federal direct parent PLUS loan). is a disbursement like using PART of a loan? or is a disbursement THE loan amount? like say in total over a year you are going to have to borrow 5000 – my question is does splitting it up into 2 disbursements mean you pay interest on 2500 for half a year, then when you want to use the next 2500 for the next half year, after that second half is disbursed, do you start paying interest THEN or at the beginning when you decided you’ll need 5000? i did a really bad job explaining that, but basically my question is what is a disbursement and does getting several disbursements affect the amount of interest accrued? (i understand that each disbursement creates a fee, but i am right now wondering about the interest so that i can compare what’s better)


HOME LOAN INTEREST RATE NEGOTIATION?

CAN I NEGOTIATE INTEREST RATE FOR HOME LOAN. OR ANY CONCESSION ON PROCESSING FEES


Me and my husband are separated. Can I file bankruptcy without using his income?


Laid off cant pay car loan what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score of 716? Is this good? To be approved for a Mortgage?


What would be a good APR on my car loan?

I have zero credit history and I’m putting down $5000 on a Ford Fiesta that will cost me around $15000 everything included. —I’m thinking about going to a credit union….Ford offered me 7.9% APR or a $500 rebate. I’m hoping to get 7.9 or better at a bank or credit union so I can take the rebate too. Tell me what you think.


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy for free. Who does it in DC?


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


Does anyone if and where I can get an auto loan for under $4,000?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


Where can I get a free credit report w/out having to sign up for free trials and such?


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


How do i increase my credit rating?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Without Credit Score?

@Man of God I have a good stable job and 2 yr history with my bank. I am not sure about how much money I can pay as first installment.


So I went to FreeCreditReport.com and checked my history… I just turned 18 and have all of my dads credit…

How do I get my credit cleared? My first name is his middle and vice versa, I know its a simple error, but all if his stuff is on mine and I cant get any cards or anything..? What do I do?


How much can I get from a student loan?

I want to know what is the maxiumum amount I can borrow for college. Also, what is required to get a student loan? Do I have to be 18? Do my parents need good credit? Thank you.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


Free credit report.com songs?

i know all of these 3- http://answers.yahoo.com/question/index?qid=20080509140342AAa0Mys but wasent there one where every one was on bikes and the lyrics are all like- f to the e to the e to the e to the c to the… and so on what are THOSE lyrics?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Won’t get approved for credit card?

i been trying to get a credit card for the longest time i got good credit but i won’t get approved for none of them! so what should i do or what credit card should i sign up for thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% ?

If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% are people more or less likely to buy houses?


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


Filed bankruptcy a year ago but they are still reporting past due balances?

In January 2010 my parents filed bankruptcy but the stupid lawyers messed up and didn’t reaffirm my car(parents loan but I’m paying the loan)-our paper work said it would be reaffirmed but it didn’t happen. So technically my car was filed in the bankruptcy but the loan holder said if we continue to pay the loan it won’t matter. They no longer send us statements and such. Anyways there have apparently been two months in which I did not pay the monthly payment (I believe December 2010 and February 2011). We found this out because my parents just ran their credit report and it was reported on there as a past due balance. Being as the car is part of the bankruptcy are they allowed to post past due payments on their credit-which brings their score down even further?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get out of payday loan dept, that has snowballed into a civil dispute?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


How do I change my name with Equifax Canada?

I couldn’t really make out what the guy said on the phone despite getting him to repeat it multiple times. How do I change my name upon marriage with them? Does anyone know what documentation I must send in?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report .Com?

I keep seeing this commercial and ads everywhere for Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean


How to get a loan no job or bank account?

need a loan no bank account, job, or credit card


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


Victim of Identity Theft, How do I get the accounts removed from my credit report?

My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer


Will paying off charged off accounts help my credit score? and other questions….?

My credit score is very low (around 500). I have a bankruptcy that will be 5 years old this year. Since then I have had about 5 accounts charged off. (Went through a really rough time…dont judge!) That was about 2 years ago. I have one installment account that I opened and just recently paid off. That account should be in good standing. But that is all that I have going on with my credit report. I don’t own a credit card that I make payments on. I just use a prepaid visa as a credit card if I need one. What would be the best way to make my credit report better? Will paying off those charge off’s even help at this point? Does having an open line of credit in good standing a good thing for your credit score? How long will that bankruptcy show on my credit report and how will that affect my credit score once its gone? Thanks for any help!!


Credit cards after bankruptcy?

Please do not judge me or post nasty comments about bankruptcy… My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and are filing for bankruptcy. I am curious how long it will take to get a credit card after the bankruptcy discharge? We want to re-build our credit ASAP.


Can a person withdraw money from an ATM using a credit card?


Debt consolidation?

what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Looking for a online game with high graphics?

would mostly like it to be rpg or mmorpg or mmo or something. but graphics kind off counts to me. i like japanese or chinese games. but in english version ofcourse. i tried loong online, and i liked that game very much. but i grew tired of that, so i’m looking for a new game:) thanks in advance:D btw skyrim rocks!!! just had to say it…


What type of loan should I get? My car is broken down…?

Okay I owe 6200 on my car and now it needs a new transmission for $2000. Should I get a line of credit on my house for the amount (13.5% interest) and i can deduct the interest at tax time, or should I just refinance my auto loan? The interest on that is 9% and I can’t deduct the interest.


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


I’m being charged twice for my student loans – what can I do?

I consolidated my loans after I graduated in 2000 and I am in good standing with the company I consolidated with. However, suddenly I didn’t get my tax refund because of outstanding student loan delinquencies. After looking into it further, I found out that another consolidation company is stating that I owe them the entirety of my student loans. So in essence I’m being charged twice for my BA. I could use some advice and guidance as what to do about this. Surely this cannot be legal.


Where can i go to get a free comprehensive decoded” credit report?”

by decoded i mean a list of of all debts owed and by whom.




















































Can you tell me some real online payday loan sites?

Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What bankruptcy chapter is for credit cards only?


What happened to the free credit report band?


A Good Debt Relief Agency?

Thanks I’m going to try and call them today there are so many to choose from and I wasnt sure were to start THANKS


Where can i get a credit report?

Where can i get a credit report for free? I heard that you get 1 free a year? Thanks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about my finances. Using overage check to pay off auto loan a good idea?

I have just started college. I am really enjoying it. Especially after being out of high school for 4 years. Anyhow, I am back into it and I have qualified for financial aid. It is an unsubsidized loan, with a total of a little over 6k. It is my first loan, and I intend to pay every bit of it. My employer reimburses up to $5,200 a year, which is more than enough to pay for a year’s tuition at my college branch. If my calculations are correct, I should receive an overage check of about 4k, which is the same amount I have left on my auto loan. I am being nailed on interest for the auto loan, which is 14.2 percent — I had no credit, no co-signer — so I had to bite the bullet of an extraordinary rate. So, I figure I will take the full amount of my award this once and pay off my auto loan. It will give me peace of mind because if I lose my job, I lose my car. But if I pay off the car, I can lose my job, but still keep going to school, for I do not have to pay back my loans until after I graduate. That way I can pay about $100 a month toward the overage check, paying it off well before I graduate. So, for the people that have had much experience with their finances, been through many hardships, tell me, is this a good idea? Am I thinking on the right track for a young age — 23?


How can I build credit with a Macy’s card?

If I buy one thing every month and pay it on time, will I be able to build a score? What is the best way to go about this? (I have no credit score)


My Experian credit score is 605″.?”

I don’t understand why I can’t get a credit card or anything in my name. I have a experin credit score that’s 605 in only 8 inquires in my name. Can someone give me advice. What should I do to increase my credit score?


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


Should i request a higher limit on my credit card or apply for a new one?

– Viking my friend. i always purchase little things on my credit card .. why ? to build credit. i pay it off quickly. usually THE SAME MONTH. but since i WANTED a tv i BOUGHT one. and can easily pay it off right now.. but im moving .. there fore im conserving money. sorry i’m not perfect 🙂 LMAO last line of my question .. theres always one smart*ss in the bunch.


Will I be denied if my birthdate is wrong on credit report?

How can I correct this, and how long will it take?


Best ways to handle a car allowance?

I have just been offered a $18,500 car allowance (payed weekly) for a sales job i am taking in a couple of weeks & i am wanting to know the best way of buying a car for tax purposes? I am a home owner so would i be best to put the car onto my home loan & pay off the one loan at a lower interest rate or i am better off financing a car through a seperate loan e.g bank loan? This is an important decision for me so any accountants or financial advisers are welcome to comment!!


How do I find my credit score on my credit report?

I recieved my report & can’t seem to find it. Is it only available on a separate request?


Free Credit Report? Yeah free my butt?

These guys charged me 12 dollars a month without me knowing it for 15 months while I was in Afghanistan. How come they claim to be free? What a bunch of A holes!!!


Anyone please tell me how margin works in Etrade?

I know that they charge me 7.24% interest rate but let’s say i have 5000 dollars and buy some shares on margin,5050, total of 10000 dollars of shares; and i will sell it a week later, then i buy 5000 dollars of shares and 5000 on margin, are they going to charge me another 7.24%? It’s confusing to me. Anyone please help if you understand what I’m saying. Thanks.


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


Personal Income Tax: Can you deduct bad debt from rental income?

I have used the accrual method in reporting rental income and expenses. That is, I report rental income when earned (not when I collect) and expenses when incurred (not when paid). My tenant (now an ex-tenant) owes me for many months rent that I have already paid taxes on in past years. It is a virtual impossibility that I will ever collect this. Is this bad debt deductible in calculating my net rental income? If so, can this bad debt be used to increase my net rental loss (i.e. is there any restrictions or limitations on the deductibility of bad debts)?


Does it cost $1 to change my address at the post office?

I was about to change my address online through the USPS website until I realized they wanted to charge $1 to my credit card for my security.” I always thought the address change was a free process. Is that not the case? I was wondering if I physically walked into the post office


Getting your credit report with your credit score all 3 bureaus?

How can I get my credit report from all 3 bureaus with all 3 credit scores? What Site and how much does it cost? * I already got my free credit report but not my scores * I want my credit scores


Is 764 a Good Credit Score?

I’m 18 years old and opened a credit card a year ago. Since then, I have made my payments in full, on time. I checked online via Trans Union and it said my credit score is 764. Feedback?


Bank’s auto loans & dealership finance?

What is the difference between your bank’s auto loan and the plan that a dealership offers you? Does the dealership even offer some sort of loan or payment plan? I think it will just be easier to get a loan from the bank b/c you can pay it online or have automatic withdraws. Or does everybody get auto loans from the bank? I really have no idea. Im buying my first car.


If i got a loan from amscot and its not oustanding can i try somewhere else and see if i can get another like the check cashing store?


How do i find out my credit history for free!?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Alaska USA Federal Credit Union. Can I view information about my car loan online?

STOP WITH THE SPAM ANSWERS


I am still in bankruptcy,will not be discharged for another 4 months,and in need of a car.What to do?

Do I stand a chance getting a new car or do I just need to wait? Please help!


Free credit report site?

what was the site to that free credit report, or that shows what’s on your credit, not your score? Thanks!!!!


Credit score of 552 from experian. Need suggestions on how to raise score from the dead. ?

My credit report from Experian states:Your report does not show any open, currently active major credit card accounts, such as Discover, American Express, VISA, or MasterCard. Should I just open up two or three secured cards or what? Or should I finance a hoopty and finance it over a year? Reasons for 552 Credit score; Chapter 13 three years ago that was dismissed after three months because I sold the house. a few Federal tax liens with balances still owing. thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Don’t sugar coat it.. how much house can we afford? newlyweds 1st home.?

Everyone I’ve tried talking too has sugar coated the truth, and its starting to feel like this is the only place I have a chance of getting some straight answers. Our loan officer even tip-toed around the truth! Its a simple question.. how much house can we afford? We just got married and are gearing up to purchase our first home. We live in Lincoln, Ne. Our mortgage rate is going to be around 5.6% (we haven’t actually gotten that far, so thats only an estimate.). We make a combined annual income of around $27,000 and will be putting down a 5-8K down payment.. Our taxes will only be around $2,000 on the house and the insurance will be between $400-$500. (We’ll be getting the cheapest insurance that covers just the important stuff). Our loan officer said he can get us a $100,000 loan.. but that seems like WAY too much for our income. If you should only purchase a home that is 3X your annual income.. than we should only get a $75,000 home.. We have no other finacial obligations or loans.. we will only be making payments on the mortgage and bills. A 100,000 (with a 5K down-payment) is around $760/month. We make around $1200 bi-weekly. That just seems like we’re cutting it a little close going with that loan… what do you think? Also.. should we wait until next year and risk losing out on the $8,000 tax credit? There was talk about a $15,000 tax credit next year.. would we still be eligable?


Can you tell me some real online payday loan sites?


Does anyone know how to fill out the schedules A – J for a chapter 13 bankruptcy. I am filing pro se?


What should my friend do or expect from the bankruptcy court?

He owes about 15, 000 each to three different bill collectors. One of them just sent him a summons saying that he had to address the issue within 20 days. He has not a dime more than necessary to pay bills and eat. He is in Massachusetts-Boston to be exact-and he was unemployed for three years but has been employed for the last year. Should he try to get a lawyer right away? Thanks for any help that you can give.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 9000 too much in credit card debt?

I am trying not to use my credit cards anymore at all, but I am getting a bit worried about it. I make my payments on time of before time, and always more than the minimun. I work in a full time job and make 39k a year. But I am worried still and have no idea if this is too much or not. Of course i dont want to get more into debt I have had enough.


When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Which of the following best describes the debtor s involvement with the bankruptcy judge?


Where can I find the maximum APR for auto loans in North Carolina?


Question about the President’s Choice Mastercard (PC Points) program…?

How many PC points do you earn per dollar spent if you shop at Loblaws store (eg. Superstore)? Is it 5 or 15?


Bankruptcy and refund after Bankruptcy?

I have come out of Bankruptcy and as i am self employed my Tax refund was rightly refunded back to my creditors. My question is that my accounting year is not in line with my tax year and my next self assessment has part of my accounting year for the period of my Bankruptcy, will the creditors be able to receive that as well or is the Official Receiver only interested in my refund for the period of & prior to my bankruptcy?


Where can I use my best buy credit card?

My ex says that he has swiped his at other stores, but there is no expiration date on mine, so how can I use it online? It is NOT one of the ones issued by chase, and it is NOT a rewards master card, which both say they are exclusively for BB stores. So can I use it in regular stores and online? I need to pay my rent, lol…


633 credit score is good for auto loan?


What are the best places/options for getting an auto loan? (Good credit)?

I may need to buy a ‘new’ used car in the next 6 months, and will need to get an auto loan. I have very good credit (750 range), but unfortunately I don’t make much money. What are the best options for securing a loan? Should I go to a credit union, try to get financing at the dealership?… Any advice on the process much appreciated. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to calculate mortgage monthly payment?

oh nevermind thanks 🙂


Can you tell me some real online payday loan sites?


The interest rate on an auto loan in May was12-3/8 %. By?

The interest rate on an auto loan in May was12-3/8 %. By September the rate was up to14-1/4 %. How many percentage points did the interest rate increase over the period?


What was the enron scandal?


Do you have to pay for a permit test if you fail it in Pennsylvania?

Also, is it possible to retake the test the next day?


What is a good online cash advance site to go to?

my friend needs a quick cash advance til her payday and wants to know whats a good one that doesn’t need to do a credit check, no verification, no faxing and without sending you to different lenders. If you’ve tried a few please help her cause I don’t know of any.


What are the links for credit report (the free report once per year)?

All the Free” credit reports on the web require credit card number




















































18 year old Marine with good credit wants an auto loan!?

18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Are private housing finance companies supposed to reduce the home loan interest floating rates as per RBI.?

I have taken home loan last year on floating interest rate.This year RBI reduced the home loan interest rates and following which all nationalized banks have reduced the interests. however, i have been paying on the same lines as last year.My query is 1.Are private housing finance companies supposed to follow RBI on the interest rates? 2. If yes, how should i take this up with the finance company in context. 3.Is anything can be done by going thru RTI Act , getting the correct info from RBI and taking step for claiming the loss of money i have incurred all this time. 4.should i transfer the loan to a nationalized bank to some nationalized bank which i am thinking of seriously. Please help.


I want credit report.com to stop taking money out of my bank account?

I have ask for free credit report and now they keep taking out money of $14.95 out of my bank account. In August they took it out on 8/2,8/29.8/31. and 8/30. I want all of this stopped ASP. Thank you very much.


For a credit card, what exactly does APR mean?

i have a credit card now which i pay in full every month and ive had it for about 6 months. i want another card so i applied at capital one for one and they told me about a card that would be a better fit for me with a 24% apr. i never overspend and i always pay in time and in full. so should i be okay then?


Any good or bad reviews of the free credit report sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I get a Debt Consolidation Loan but have extremely low credit scores?

So, I have been successfully paying down the debt that I acquired as a very dumb young adult. Now, that I have a great job etc…the only bad thing I have is CREDIT. I’ve started the process of re-building but need to know anything besides Prosper/Zopa etc to get a debt consolidation loan. I have about 6,000 in debt right now. Any advice will help. No payday loans that’s what put me in the hole a couple years ago! Thanks!!


If someone steals your identity can they take out a car or house loan?

I’m 18 and I think my identity may be in danger, but could someone use my SSN to take out a loan for a car or house? I’m checking my credit scores from annualcreditsreport.com. I also have no credit btw


What are the negative impacts that can follow a person after he or she files for bankruptcy?

WHAT IS BANKRUPTCY? a fresh start” is not always what happens after filing bankruptcy. what are negative impacts?”


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can H&R Block’s emerald card seize my income taxes for a previous year owed?

My husband and I had our tax return put on H&R Blocks emerald card last year. We were unaware that the IRS was going to seize them due to my student loans. I now owe that company $3000.00. I have called and tried to make arrangements with them, but they want a ridiculous amount up front and want the debt payed off in six months. We live paycheck to paycheck and just don’t have that kind of money sitting around. I am going to pay them, but I need my taxes to come up with the initial payment. I believe the company holding the claim is HSBC. If I were to file my income taxes directly with the IRS and have them mail me a check, can they seize them before I get them? I’m going to pay this debt, I just don’t have as much as they are asking for at this time. Is it legal for them to ask for such a large amount and not be willing to take what I can give them. I told them I could afford to $50 – $75 a month. They were unwilling to agree to those terms. I thought if you were making an effort, they had to accept it. Please if anyone knows about this situation, let me know what’s what. I have never had to deal with anything like this. The company that holds my student loans was very cooperative. They let me set the amount I could afford to pay them. I can’t believe that if I’m making an effort they can be so difficult. Thank you very much for your help in this matter.


How do i raise my credit score?

I am 18 years old and have recently applied for multiple credit cards and have been denied for about the first 10 and then i got approved on a joint account. I than found out that each time i applied and got denied that my score went down. How hard will it be for me to get my score back up there. What will help me do so?


How can i get a Free check credit report? what’s website? Help me! thanks..guys?


Is a cash advance from a credit card considered income on a tax return?

Would a cash advance (in the form of a purchase check” written to cash and deposited) be considered as income on my 2008 tax returns?”


How do I fix my credit report?

How do I fix my credit report, and what mater the must plz help


What is HDFC customercare number in Hyderabad?


Can we get an FHA loan if we already have a conventional home loan?

We own a townhome that we have outgrown and need more room.Four kids in a 2bedroom townhome and a partially finished basement-its a Brady bunch situation. We don’t want to sell until the value goes back up so we are considering purchasing another home and renting out our townhome until we can sell. Can we get an FHA loan when we already have a mortgage?


The Best Hiding Places in a house?

Okay so me and my siblings always play hide and seek, but the thing is everyone always finds me. I really want to know the best places in a house? Please and thank you.


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can an individual be sued for unpaid credit card debt?


Buying a house after bankruptcy?

I would like to purchase a house sometime in the next year or 2. This is my situation, I filed bankruptcy april 2010 and was discharged june 2010. my credit score right now is 601. I’m not married yet but my bf and i have been together 7 years and would like to buy a house together. I would rather not get a credit card because I do not trust myself honestly with one. I use pretty much cash or my debit card for everything. I am hoping to purchase a house thats in forclosure maybe or a house under 200,000 (otherwords not too expensive). Please give me some advice. Thanks.


I just saw a commecial for JG Wentworth, is this possible?

ok, this company JJ or JG Wentworth says they will pay all proceeds upfront…does this include Lottery winnings? If it does, then will it be to my benefit not get the lump sum payment because CA will take 50% if I do. Now I just go to JG and offer him 25% if he gives me the lump sum? now, i get 75% now! and JG gets 25% extra!! is there something wrong here?


How do you get credit?

I need to establish some credit. I am pretty sure it’s more than just signing up for a credit card and all that. I know I know I feel a little foolish by asking this. So what is the fastest & best way to establish credit?


Does anyone have examples of filed bankruptcy papers for chapter 13 pro se?


American express gold cash advance?

I can’t find on site, wanting to know if possible with this card…..please no comments on why not too, just looking for a yes or no…..using for 20 day real estate transactions so interest would not be an issue


Thinking of filing bankruptcy?

I’m considering filing bankruptcy I barely make money and I have allot of debt with school, credit cards & loans. My debt includes school loans, and 2 old car loans can I get them taken out of my credit? I live in New Jersey. Any info would be helpful.


How can I find out when mortgage rates are at a level that would make refinancing my condo more affordable?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get rid of $30,000 in debt easiest?

I owe 30k and absolutely do not want to file bankruptcy. I can afford to pay $900 per month but the balance just will not go down. They will not lower my interest rate either. I am skrued?


When someone with a car loan dies?

If you have a car loan and it is half paid off (or even 3/4 paid off) and then you die what happens? I know the car still belongs to the bank but…Do they take back the car? Or do the relatives of the dead person get a chance to pay off the balance and keep the car? You can’t put a car in your will if you are not the owner. (If you still owe a balance on it.) Do the surviving family members always get a chance to pay off the car and keep it or will the bank always take back the car? Exactly how does this work?


Can you remove yourself from auto loan?

A couple years ago I helped my sister get a car by putting it in my name and she is a consigner. Now, I need my credit clearer so I can get a house and property, but she wants to refinance and extend the loan and stuff. Is it possible to remove myself as primary and have her (as cosigner) take on the lien? No collateral was used, she hasn’t missed or been late on a payment in the couple years since getting the car. 13-14,000 left.


Is there a no credit card required site to look up family history?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto Loan Cosigner Info?

I am looking to get a new car within the next few months. My dad is going to take my car and I’m hoping to get a used 2008 Escape for $15,000 to $18,000. I make around $1,800 a month and have no other bills. I really don’t want to get a credit card so my dad or fiance are willing to cosign. The problem is that I am a nanny/personal assistant for two lawyers and they don’t file taxes. They are willing to provide a letter stating that I have worked for them for seven months and that I have made anywhere from $1800 to $2000 over the months since the hours I work vary. Without taxes being filed will a cosigner suffice or do I still need taxes filed for proof of income or some sort of credit history such as having a credit card? Thank you!


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?


Credit score check at equifax? trustworthy?

i did a quick credit score check a few days ago at equifax..very good detail but no excat credit score. should i check again because i had a deliquency and it ddint show up on the report which was weird..also a yr ago i did a creddit check at freecreditreport.com( i canceled as soon as i got my score) and mysteriously got charged by aol $16 a month somehow considering i had no account with them ever. just want to make sure i dotn screwed over again. thanks


Is tmart.com a scam or not?

I really want to buy a few items from there but I’m not sure if its safe. Anyone ever tried it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you file for bankrupty while being threated by a lawyer with court action?

I have just recieved a letter from a laywer stating if i don’t pay the balance of a old accout he will take me to court. well i ‘m not working right now and have offered to pay ten dallars a month until i find work. can i declare to keep him from sueing


How do I reach a ‘real person’at the major credit bureaus (Equifax, Esperian, Trans Union?)?

I have all of the toll free numbers for the reporting bureaus but, can only listen to the automated recording. I want to fax some info to them however, that info is not on the recording. HELP!


If I claim bankruptcy will it affect my finalized loan modification, or could I lose my home?

I am considering filing for bankruptcy because I have about $30,000 in back debt due to my previous marriage. During the divorce the Judge split the debts between my ex-husband and I which we incurred during our marriage. I have paid off the debts assigned to me but my ex has not. After the divorce was finalized I contacted the creditors as suggested, and submitted copies of the divorce decree to them outlining the Judges judgment. I was told that the Judges decision didn’t matter since I was the person who signed the contracts. My ex husband’s credit was horrible so pretty much everything we acquired was placed in my name. I refuse to pay and I also can not afford to pay the back debts that I was relieved of during the divorce. What repercussions do I face if I claim bankruptcy?


Where can i find a guarantor for a loan?

I need a long and have been accepted for one if i can find a guarantor. It has to be a homeowner with good credit history. I dont want my family to know about it. The only problem is that all my friends rent after the credit crunch. Any ideas?


Credit card company = loan shark!!!!?

My credit card company / bank is practically a loan shark. I was late for payment last month and i owed them $48. Today i receive my credit card bill… Late charge $180, Finance charge $32.91!!!! That’s 444% late penalty for 1 month and this is just freaking bullshit!!! No wonder banks could still earn billions with the economy so bad!!!


Is it bad to apply for more then one credit card in a day?

Im trying to get a new credit card to do a balance transfer from my Home Depot credit card before the APR rate goes up to 25% in October. I just applied for the Blue American Express card and was declined. Can I try another card today? Or should I wait? My credit score is in the mid 600’s and I just bought a house in March, so I thought that I was good to go when applying for a card. Also, I was wondering, do any credit cards do the balance transfer or only certain ones?


Advance Fee loans a scam?

Has anyone ever heard of Stonesworth Group or have gotten a loan from them? My boyfriend has received loan offers from them and Berkley Lending, but requesting that we send them a collateral payment of $1500 first and they will send us the loan on the same day. I have never gotten a loan before, so I’m not sure how this is supposed to work. I have done some reading online about Berkley Lending and heard a lot of bad things, mainly how they scammed people. I couldn’t find anything on Stonesworth Group, but they seem so similar to Berkley Lending in what they are asking us to do. If anyone has heard of them or could give me some advice as of what to do in this situation, I would greatly appreciate it. Thanks.


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Free Annual Credit Report Question…?

Well I’m just trying to clean up my credit credit report .. have not and will not apply for any cc/loans soon 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you put a credit card in a childs name?

How could you apply for a credit card using a childs social if presumably that child has NO credit. Isnt no credit just like bad credit. And I thought your social is supposed to match your name. Im highly confused on how ppl do this. Just curious I would never try that!


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?


Where a real online loan place where i can get real loan that just want keep sending me to different sites

i search for a loan and applied for one but the ones i applied for keep sending me to different loan sites i just want to know is there a real online like a regular loan place i would see in a city


How much does a bankruptcy cost?


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?


What is the average mortgage payment for a $700,000 house bought this year with bad credit?

I’m not sure how to figure out the monthly payments and I’m curious as to an estimate? This is assuming 5% down with a loan for the full amount of the house


How can I get a 7 year old credit card debt off my credit report?

I have not made a payment in 7 years and from what I understand the debt should be removed from your report, but who removes it?




















































Does making bi-monthly car payments help pay off an auto loan faster?

Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

About to take out my first loan to buy a car.?

ok, so I need $2000 to buy a car. (person to person, not from a lot) Through my bank I can get either an auto loan for $5000 or a personal loan for $3000. With the auto loan theres a penalty for paying off early, but 5.9% interest rate. The personal loan has a 13.06% interest rate and NO penalty for paying early. I’m leaning more towards the personal loan because I can pay $1000 the first month and REALLY knock a lot off. I have bad credit so the interest rates are going to be high for me anyways. Just wanted to make sure I’m making the better decision if I take the personal loan in lieu of the auto loan?


Can they garnish your wages for money owed on a auto loan?

I live in nys. They came to my work today to repossess my car as I have failed to make payments for 5 months. I refused to tell them where the car is and they told me they could garnish my wages over it. Is that true? I thought your wages could only be garnished over government loans. And I would just give the car up but I’ve been paying on it for almost 5 years and only owe $4000 total on it before I own it. It’s hard to just give that away to someone.


How do we look our free credit score report online? Is it hard?

Which can be trusted and secure since I will be ordering on line? I would like one of the free reports if possible. Has anyone ever tried this?


Is my property save? How can i afford bankruptcy lawyer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What documents will I need to apply for an auto loan?

Let me give you a little more background. I’m 22 years old. This is my second car. My first car was purchased for $1600 and I paid cash for it. The car is a 93 and has finally bit the dust. I’m in need of another car immediately and I don’t want a piece of crap. I’m looking for a car that is less than 5 years old and has less than 75,000 miles on it. There is no way I will find anything like that for under $8,000 so I must go with a loan. I just want to have an idea of what I am getting myself into.


Would bankruptcy be a good choice?

Long story short in order for my parents to obtain their home I co-signed. Then they obtained a modification for 50 thousand. Up until yesterday I didn’t know that my parents were told to stop paying for the second loan of 50 and now they owe that amount. The realtor suggested filing for bankruptcy. I was shocked I told him im 23 years old how the hell would filing for bankruptcy look on my credit. Mind you my credit looks awful due to my parents not being able to afford their home. However the realtor said that it wasn’t that bad that id be able to get my own home and obtain loans in 2 years. I was told that if my parents file bankruptcy and I don’t that the entire loan would fall on me and I would owe that entire amount. Im just soo pissed that my parents would allow this to fall on my shoulders. On one hand if I don’t include myself in the home modifications my parents will loose their home but if I do my credit and the ability for me to ever buy my own home is f—. Would bankruptcy really be the way out ?? please help any advice or input helps im in such a predicament that I feel any decision I make im screwed either way.


Personal loan in Bangalore for Rs. 2 Lacs.?

I’m looking for a loan of 2 lacs in Bangalore at a low interest rates. which bank should i go for. should i contact an agent?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


In Houston Tx need car dealership that will help get auto loan ?

After writing this went to the dealership got credit score pulled was 604 Does this put me having a better chance for a loan?


Who are the best companies to consolidate student loans through?


Primerican Financial Services?

HI, My friend hooked me up with an appointment with Primerica, and I have already attended one of their meetings. I can get the job 100% if I want to. The question is… do I WANT to?!?! It says on Wiki that this is the biggest financial service organization in North America. At the meeting, they talked about how I didn’t need an education, they will accept eveyrone. Our schedule is flexible to whatever we want. We go through a training program which usually takes around 3-6 months, depending on how fast you want it. After that, we take a licence exam and can start communicating with clients on our own. We can earn $800 for 2-4 hours of advising for our clients. HOWWWW????? How do we not need education? How can we earn that much so quick??? WTF is going on? Anyone have experience with Primerica? I am a full time university student so I’ll be doing this part time (they allow it) if I decide to. I want to know whether or not its a good idea to continue with this.


Where can i get a personal loan if my credit score is bad? (560)?

I have been searching and was wondering where could I get a loan in the state of Missouri, if my credit is 560?


Buyer wants to return the car after he bought it.(Private seller)?

The car was 1993 Prelude (SR-V) model. It has 200k miles on the odometer. Everything works fine on this car and i take good care of my car.The reason i was selling the car because i dad borrowed a loan from a loan shark and i was just trying to help him pay off his debt. The guys check out the car, look at the engine for a long time, and he even test drove it. The mechanic told him that the motor has been swapped which is bs because he asked me for the vin so he can check it on carfax. The brakes are bad, and so many other things. He told me that it will cost him around 6k to fix everything. He offered me 2400 on the phone but when he got to my house he asked for another 50 off so he can do smog check and i agreed to that deal and now he wants his money back.


I refinanced my auto loan with the same people that I had my loan with the first time.?

I went from a 19% interest rate to a 9% intrest rate and this is why I decided to refinance. The laon officer that helped me told me there were no fee’s for doing any of this and he would just take my payoff and pay off the 1st loan and open a new loan with the new intrest rate. Well everything went well and then I check my credit report to see that my new loan balance is 1000.00 higher than my payoff was on the original loan. I went through all the loan papers and see that it was for credit insurance and gap waiver agreement. Does anyone know what this is and if I have any rights even though I signed the papers already? thanks(My vehicle is already negative equity and having an extra thousand dollars put on top of the balance isnt helping.)


How long does it take to build up my credit enough so I can apply for a auto loan?

I want to buy a new vehicle for about $19,000. I have no one to co-sign for me. I got my first secured credit card about two months ago and have been paying on it consistently. I want to know how long I should wait to apply for an auto loan. I don’t want to apply for one to early because there’s a chance I’ll get denied and It’ll have a hit on my credit. For the loan I’m going through a Credit union so I don’t know if that helps any. Also I don’t want an insane interest rate. I would prefer that to be around 5% so does that mean I should wait longer? Thanks 🙂


Where can i find a graph that shows credit scores?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday Loans?

Can anyone advise me on the best and quickest payday loan company, have you used one before, its only for a small amount, unexpected bills, genuine answers only please


Will filing for bankruptcy if I’m newly married hurt my spouse also?

Went to Credit Solutions to resolve my debt, but they REALLY SUCK! Now I have to appear in court next month. Any answers, people, please?


How can i get free access to xxx site with no credit card?

i don’t want to pay for xxx but i want high quailty stuff, thanks.


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


If a car was returned due to engine failure do you still have to repay the auto loan?


How to remove bad hits from a credit report?

My partner has recently had quite a few hit’s on his credit report, some were done by scam companies- companies that had no intention of giving him a loan but still checked his credit report regardless. Also is there anywhere you can check your credit report for free? We are trying to get credit for a new car and this has left us with nowhere to turn as no company will touch him now with all these hits on his report, and if they will it’s very high amounts of interest! Is there any way to remove these hits so he can get his good credit back?


Car loans/personal loans?

ok me & my wife have a car loan it started out with all charges $12.000.00 we paid it down to $6100.00 so my wife wanted to get me a xmas gift so she went to the loan place & got a 1500.00 loan so they redid the loan we had in with the new loan so i guess the new loan was for $7600.00 now we ol $11.500 how the hell did they do this & can we pay it all of at 1 time if so how much will we save thx……


Can I afford an acura TL 2007?

I work at mcdonalds get about 200-250 bucks a week and i only pay my phonebill which is 60 bucks a month other than i have the rest of the money to myself because my parents pay the rest but I was wondering if You think I can afford this kind of car which is worth right around $18000-$23000 and if so how old do you have to be to finance a car? I’m only 17…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i file for chapter 7 bankruptcy?

Can I keep my vehicle if I am still paying on it?


What kind of interest rate could I possibly get on a auto loan and how much could I borrow, in my case?

My credit score is about 560, I make about $2200/month, I have $2,000 for a down payment. How much could I get approved for and what kind of interest rate am I looking at for an auto loan?


Why are declining birth rates seen as a bad thing?

Countries like Japan and Singapore have declining birth/fertility rates and they have been reported as ‘problems’. I have seen some articles about how Japan is meant to deal with its aging population, and the lack of births to make up for the dead, and they were making it out as if this were a bad thing. Similarly, I’ve seen articles about China, especially related to their one-child policy. But why are they seen as a bad thing? I thought it would have been a good thing, especially because some of these countries are very densely population (especially Japan and Singapore). Aren’t lower birth rates going to make more living space, and more resources for the population?


Will declaring bankruptcy in canada affect my USA credit?

I am a USA resident and have built up good credit in the states, but due to an ex husband I had to declare bankruptcy in Canada a few years ago. My husband and I are wanting to buy a house next year, he has good credit and I have some now as well, but will my Canadian Bankruptcy affect our ability to get financing?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can an ETF go bankrupt?

I am just wondering with these 2x,and 3x ETFs… for example, pro shares offers MVV (2x), and UMDD, and UPRO (3x). I wonder what the risks of these ETFs are. Of course, I understand that these ETFs magnify disasters, but as we know from history, except for the bankruptcies of a few companies, the overall market eventually recovers from disasters. I am wondering if it is possible for these ETFs to ever go bankrupt. Or perhaps they could only ever go bankrupt if proshares goes bankrupt?


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Has anyone used a credit repair company, with any success?

I’m thinking about using one, but I am skeptical as to whether they actually remove derogatory items from your credit. Any insight on this will be greatly appreciated.


What is the best way to build credit fast with a credit card?

I have a credit card and so far i have been paying off the bill every month. Is that a good idea or should I pay the minimum every month to build credit faster. please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone no of any good payday loan places in west seattle,or burien?`?

i need cash today,i am trying to get a payday loan.i have everything i need for one,i just need a place close buy my house. between west seattle and burien


TRUE OR FALSE? Mortgage bonds and sinking fund bonds are both examples of debenture bonds?

If false, please explain why so I know!! 1. Mortgage bonds and sinking fund bonds are both examples of debenture bonds. 2. The market rate is the rate investors demand for loaning funds. 3. Semiannual interest on bonds is equal to the face value times the stated rate times 6/12. 4. The present value of a bond is the value at which it should sell in the market. Thanks! Best answer gets 10 points!!


What do I need to finance a house between $200,000-$250,000?

I’m 21 but I’m already attempting to save to buy a house in the area I plan to live in and work. How much would I need down on a house that price? About how much would my monthly payments be? When I last checked my credit score was 680 but since then I’ve bought a car that I’m paying off not to mention other things. What do I need to get my credit level to or how much money do I need to finance a house at about $200,000-$250,000? Is there anything else I should know or do that would be benifical to help me reach my goal


Is 777 a good credit score?

What is the highest and lowest scores you can have?


Resident Assistant Programming Ideas for Upperclassmen?

Hello, I am the resident assistant for an upperclassmen apartment community at a university. I have a healthy sized budget but am trying to think of cheap things to do. I need ideas please. As upperclassmen they are a lot less interested in typical dorm programming because they’ve all done it already. Help!


High income but bad credit????

Jim G: LOL – Well, good salary all depends on where you are located in the world. It just so happens that I live in a relatively low- to middle-class part of the country, so $120/yr is pretty good here. It’s not like California where the fry cook at the local burger joint makes more than a Midwestern college grad, LOL!


Does 15/30 balloon mortgage stay at a fixed rate for 15 years?

I have a 15/30 balloon mortgage at a rate of 9.65%. Will this stay 9.65% for the life of the loan?


Which of the following is an expected outcome of debt relief in developing nations?

decreased reliance upon fossil fuels for heating and cooking increased access to public transportation in rural parts of the country more children going to school increased use of technology by the poorest citizens


I Have a credit score of 510..?

How can I bring that up I hd a chapter 13 5 years ago some judgement s late pays a repro etc…. what are the steps i might take to rebuild……..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


¿duda y trucos gta vice city stories ps2?

Buenas, antes de nada keria decir k 5 estrellas a kien me responga perfecto.. Bueno, alguien me pòdria decir trucos k funciones y k molen pa gta vice city stories(ojo, stories) para ps2?? grax y las dudas son:1º se puede tener novia?? 2º donde hay puticlubs en los k se puedan entrar?? gracias!!! recordad: 5 estrellas!!!!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


What is the best loan to get with perfect credit?


Can you put someone’s name as cosigner of a loan without their knowledge?

I know this is punishable by the law, I’m asking if someone can do it


Do Capital One Platinum credit cards come with a PIN number?

I just received my card and it didn’t come with a PIN number. Is that coming later (I received the card about a week ago) or do credit cards not need PIN numbers, just debit cards? I read somewhere that credit cards don’t use PIN numbers. If this is the case I may end up canceling it. Too risky. Thanks


Chase credit card! HELP! late payment”?”

I have two credit I got with Washington Mutual which is now CHASE. I pay ALL my payments online and have NEVER been late. I got a notice last week that I had a late payment on one card. When I called about it, I was told that my payment was due September 6th. Their records show I went INTO my account on September 3rd, and PAID three days BEFORE payment was due but didn’t schedule the payment to go through until the 7th. This is 100% not true, I paid three days BEFORE payment was due. I would not go into my account days earlier and schedule the payment one day after it was due. When I asked chase about the OTHER credit card I paid on the same day (the 3rd). They said for that card I did the same thing, paid on the 3rd, but scheduled it for the 7th. (that payment wasn’t due until the end of the month). They are NOT saying it was just posted to my account a few days later, they are saying I paid for both cards on the 3rd but SCHEDULED them for the 7th. It makes ZERO sense to me. Looked at my bank account and I had MORE than enough money to cover both cards (which I already knew) and had no reason to schedule them late. What can I do? They won’t budge? I feel as though I am being targeted in some sort of scam. Why on EARTH would I go in and pay early and schedule the payment one day late? I have NEVER been late on a payment.


What kind of car loan would i get approved for?

sorry that was a net monthly income not gross




















































$5000 loan from bank….information and advice please?

$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

FreeCreditReport.com fees?!?

My husband and I both requested a credit report from FreeCreditReport.com. We were under the impression that our bank account would be charged for routine credit services offered by the site if we did not cancel our membership within 7 days. But that is not what happened. We just checked our bank account and each of us were charged $30 each. I have looked at the site to see what the charge is for but can not figure it out. My husband got his report two days ago and I just got mine last night. It definitely has not been 7 days. Of course it is after business hours for them, so I can not call them now to ask but I definitely will ask call to see what they say tomorrow. I was just curious if anyone else has experienced this or know anything about it.


Can i get my credit score from freecreditreport.com?

I went to annualcreditreport.com but all i got was my reports, i didn’t see my actual score.


Can I assume a VA mortgage loan? my father passed-went through probate but have not notified bank. HELP!?

This has been my home for 16 years and through the years we went through some tough times and had to file a BK. My father lived with me and had the house financed in his name. He has since passed away 7 years ago and I went through probate to get the house in my name. We have not notified the mortgage to inform them due the the fact this was a va mortgage and our credit is still very bad, we got hit again with jobs closing when the economy took a dive. we cannot finance on our own. Is there a chance I can assume this loan or will I need to find a way to finance this or just keep paying it as I have been? I have equity I cant touch!


Are co-signers reported on credit for auto loan? (texas)?

Im a co-signer on technically my own car. I dont know how that happened with my girl being the primary. But anyway, I use to live in Illinois and they didnt report because they said it was an illinois law or something. How do I find out if this is the same for Texas? I would like these payments to show on my reports. I am with Chrysler Financial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a free site to check my credit score?

i found this zendough site which is 7 day free trial after that is 14.95. what should i do?


Where and how can I get my credit score and report for free?


Whats a really good quick loan place?

hi i just bought a couple businesses and it really drained all my money! lol i have bills due and i cant pay them yet until i start getting money in. i really dont want tons of killer late fees and i dont want my credit to go really bad. i need a little money quick!! and i dont really want to do a payday loan because u endup paying double what u borrowed! anyone have any suggestions on where i can turn? help a young mom out! =) thanks!! btw i have good credit. i always pay everything back pretty dang quick….


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will anyone be kind to tell where to get auto loans for older cars ?

Why dont you help? Thanks


What happens if i didnt pay my payday loan for the cash store?


I am going to have to file for bankruptcy. If I file in January will I get my 2010 tax return back?

I live in Arizona. Can’t afford a attorney right now to file, wanted to use my 2010 tax return if I will get it back


When I’m 18, what should I do to protect my credit/information from my parents?

I fear my mom will pretend to be me and make an account and starting borrowing all money, she did that to my grandma and dad, they now each owe 100,000 dollars in debt. What should I do to protect her from my credit and etc? Any advice, tips? Also, if my parents die, do I end up having to pay their leftover debts? Like what happens to it?


Can we refinance our auto loan and will it effect our credit?

Hi all, i think we got swindled at the used car dealer today. We bought a used car and financed about $8K at 8.99% APR for 48 months. This seems like too much… my spouse and i have near-perfect credit, so why such a lousy rate? Can we try to refinance even though we just bought the car this weekend? Will that lower our credit rating? Thanks!


Does anyone know the best bank to get an auto loan from? -in terms of low interest rates/whatnot?


Need a 2000 dollar auto loan NO credit new job no down?

My truck just got a crack in the cylinder wall and i need a 1800-2500 auto loan to buy a cheaper vehicle to get me by i have almost no credit, i just got a job 5 days ago and i cant put a down payment. please i need some help what can i do or were can i go i dont have a co-signer to help me out.


Which mortgage company is best for VA home loans?

I’m a first-time home buyer and I want to use my VA home loan guarantee. Which bank/lending institution do you think is the best? I’m looking for a company that has great customer service and that is not going to charge me to process the loan.


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan to Cover Negative Equity?

Alright, My question is: if i get approved for an auto loan around $25,000, and i’m wanting to get a vehicle that is only $16,000, and I am upside down by $6,000ish on current auto loan, would the $25,000 be able to cover the difference? Or will it only cover the value of the vehicle I am wanting to purchase? In this case would only be $16,000 and I lose out on the other $9,000 of the $25,000 loan? Value of my current car (according to KBB) is $10,500ish I owe $16,837 on it and 60 day Payoff is around $17,100 If i get approved for $25,000 auto loan and wanting to purchase a $16,000 car, would the $25,000 be used to cover the difference in what my cars worth to what i owe on top of the new car price (which is around $22,000, the new car price with the negative equals $22,000) Which the end result means I drive away with the new car and my new auto loan is around $22,000?


What day is payday for Academy Sports?

I just got hired and I know you get paid biweekly, but what day of the week? Thanks!


Where or how can I get my credit score?


What are some ways to check your credit reports and identity for free?

I already checked my free annual reports (3). But, if someone got a hold of my info, and is keeping a credit card, or buying stuff in my name and #’s, HOW do I find this out?


Will i get approved for a 25,000 dollar loan with no credit but my score is at 591?

I will be putting 7000 down and i am 22 and make 61,000 grand a year. Will the bank approve me for this?


Can I get a new car loan with a credit score of 530?


I have a horrible credit score of 420 and i would like to purchase a house can i get any help or approved?

i have a horrible credit score of 420 and i am trying to buy a house and no one will help me. I am wondering if there is any type of origination or agencies that specialize in helping people with bad credit in purchasing a home.


Any lender to stay away from for a new auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you tell me how to check my free yearly credit report from internet?

I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How do I get my free credit report.


Will a bad credit score effect me from getting a bank account?

So like two weeks ago, I applied for a Halifax student account (im 17 btw) and they sent me a letter saying my application did not pass the qualifying tests due to your credit score. They also added on the letter the credit agency who reviewed my applications which was experian. I had a bank account before with Lloyds for like 5 months ago and there was a time when some fraudulent activity was happening in my account which wasnt my fault and the bank closed down my lloyds account and I think this may have affected my credit score. I went on the experian website to try and apply to get a credit report but the minimum age to see your report is 18 so they probably wont give the report & they asked for my card details which I cant do because I currently have no card so that means I cant get a credit report. I also tried ringing them to explain whats going on but they don’t even have a customer support service team to help with the problem. So now i am stuck in a situation where i possibly wont be allowed a bank account at all. I really don’t know what to do here, do I ring Halifax and tell them this situation or do i find another credit agency which can help with this problem. Some useful advice would really help me here!


What is best describe about your neighbour?

Are they helpful, nice and charming people…OR are they so busybody..ask this and that about your personal life and kutuk you around…OR..simply too quiet and boring? Most of my neighbour are Chinese and expats, thus the Chinese tends to be a little bit dont borther about others and the Mat & Minah Salehs tends to be too friendly..but overall, i simply love the community here.. So, again..hows yours?


HELP!!! I need $2000 to bail my boyfriend out of jail. What can I do?

Wheres the best place to get a fast loan?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If I pay my mortgage weekly instead of monthly will that shorten the time it takes to pay my house off?

I’ve heard that making your mortgage payment weekly instead of monthly will shorten the time it takes to pay off my house, and the amount of interest that I will pay also. Does anyone know if this is ture?


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)


Bankruptcy question?

Hi, I have a friend that would like to file for bankruptcy and she needs to know if she would lose her home which is still unpaid for. Also what is the best bankruptcy chapter to save her home. Thanks for any help.


How do I make 1500 before September 1st?

Me and my boyfriend are moving into our own place and I really want to decorate and have money saved. Im not creative so please give me tips and ideas on how to make money. No payday loans or spam please!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i use my comdata card online?

i want to use it but i’m not sure i can. does anyone know if this is possible?


How to buy a car with no credit?

So, I’m 22 years old & I need a car. My parents can’t afford to buy me a car because my brother is going off to college next year, which is understandable. I’ve only been on my current job for about 6 months so far. What’s the best way for me to buy myself a car with absolutely no credit? I only make around $400 a month so how would I also get a cheap payment? What options do I have with most dealerships and/or my bank? With my bank I only have an ATM card for my direct deposits, so I haven’t tried to build my credit yet.


Job starts next week – can I get a payday loan or something similar with pending employment?

P.S. My credit sucks.


Army AER Loan Questions?

Typically, how long do you get to pay an AER loan back, and how soon after receiving the loan do you need to make your first payment, & do they take the payments directly from your paycheck or bank account, or can you pay how ever you wish? Thanks in advance for any help


Is a check advance a good idea?

I am positive i can pay it off by my next pay stub, and it’s only for 100 bucks. The thing is, i don’t understand interest rates and whatnot, it just doesn’t make sense to me. I would be using Amscot, can anyone explain how it works? Also, does it do anything to your credit score? http://www.amscotfinancial.com/financial/pages/cashAdvance.htm the APR Guide is on that page.


Will a cosigner with great credit help get a lower interest rate on a mortgage? My middle score is 550.?


I want to open a small business!?

But i don’t have the funds or the good credit for a small business loan. Am i hopeless? Me and some of my peers have just recently graduated from grooming school and we wanted to start our own grooming salon. We would either like a mobile grooming unit or a small salon. We don’t have good credit, so is there someone who still gives small business loans to people like us?


What is my credit score?


How can I start my credit if I’m not eligible for any credit card?

I’ve already applied to Capital One, Chase, Discovery, and Citi Bank. None of them has given me a reason why they can’t accept me, save for Discovery, who told me that i have Insufficient Credit History. So how can I start good credit if I fail applying for every credit card there is? PS. I have even tried getting a free credit report and my only trial didn’t happen because something was wrong with my credit.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you convert a 2nd mortgage to a personal unsecured loan?

I have a primary mortage of $180k ($1600/mo including prop. tax over 30 yrs), a 2nd mortage of 97k (850/mo over 20yrs), and another 2nd of 27k(400/mo over 7yrs) I have a house valued at 300-310k. My income is ~110k which nets me around 6k a month. My total credit card payments are $1500/mo (60k). Right now I am over my head in payments. I plan on selling my house but to avoid a short sale or worse, can I negotiate with my 2nd mortage (the 27k over 7 yrs) to convert that into an unsecured personal loan? If I sell my house, I plan on living with family for a little so I would free up a lot of income, but it would help to sell the house and get some $ left over assuming I can convert the 2nd mortage? Will the bank agree to it? It would mean my debt load once the house is sold would only be 87k which is not too bad with my income I think.


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)


What does it mean to mortgage a property in monopoly?

Thanks


What is bank indebtedness?

the definition when a company uses its operating line of credit to cover cash shortfalls and overdraws its bank account


If the rent is 20 dollars per square feet. How much is the rent montly?


Which kind of AUTO LOAN do I need?

I’m in the process of looking for a USED car as a second vehicle. I currently have my primary vehicle financed and it is ALMOST payed off. I owe a little over $1,000.00 on it and have made ALL the payments on time. I also am in the process of IMPROVING my credit and have aquired my first CREDIT CARD that is secured by my own money. My current credit SCORE average is 691. My INCOME GROSS is $38,000.00 per year and I have been with the same employer for nearly 3 years. I’ve also lived at the same residence for the past 4 years. I’m interested in buying a 2nd vehicle, but I’m not sure exactly what I want, where I’m going to buy it from which state”


Is there a way to see my credit report without using a credit card?

im from the uk, scotland.