Payday lenders getting on my nerves….?

Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I need to refinance my auto loan. the interest rate is just kicking my butt, I have the worst credit score.?


Is ATM card the same to Cradit card? Can I use my SBI ATM card for online shopping? How?

I want to apply for pan card online. For this I have to pay Rs 70. I have SBI Atm card. How can i use it?


Auto insurance on 2010 dodge challenger?

I have been looking at a dodge challenger and did the paper work on it and everything was approved, and my mom says if the insurance is too high I can’t get it… It’s gonna be in her name and she’s 57, do u think the insurance will be high??? And we live in a very small town


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do I get an actual free” credit report?”

How do i get a real free credit report. A lot of companys offer a free credit report, but you have to sign up for their credit monitoring service. is this not false advertising


Where can I get a $5k auto loan?

Most of the banks and credit unions online wont accept a loan request less than $7500-8000. But I only want $4500-5000. Are there any banks that will loan me less? I am eighteen buying a car, i have two jobs and make about $1500 a month


How do you become an auto loan broker or agent?

I am trying to find out information on how to become an auto loan broker. I would like to find out what are the pro’s and con’s of the business, and how do you go about getting, licensed or certified in New York. The New York info is not critical but if anyone has any insights that would be great. Any help would be greatly appreciated!!


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Transunion credit dispute?

If I disputing something on my Transunion credit report and they had the problem fixed/removed, will I have to dispute the same problem for each credit bureau?


What would be the monthly mortgage for a $450000 house?

with none down, veterans loan, and how bout $250000 house??


Is a 682 credit score, good enough to get a home loan?

Only debt that the wife has is student loan debt before we were married. Which from what I know any debt from medical or student loans before you are married, they cant garnish my checks, but when I file for taxes at the end of the year I need to file for Injured spouse so they won’t take my return when we file jointly.


Difference between Cap rate and yield?

Hi, I have a presentation tomorrow in a real estate course at uni which I would like to touch on the difference between cap rate and yield, when I look at the formulas, they both seem to give the same output, cap rate= NOI/Value, yield=( net monthly rental income * 12 / Purchase price ) * 100 is it that you deduct expenses to obtain NOI where as you simply take rental income to calculate yield? correct me if I am wrong. Thanks alot Update : Also could you please tell me why I’ve heard people say that you can find out the cap rate of your area from your real estate agent? isn’t that a case by case basis for each house or they are wrong? thanks again


Where can I get a free credit report online?


I am 28 with no job in bankruptcy living with my parents with sever depression?

I been in a state of mind where I just beat myself up don’t really have no interest in anything. I try to push myself to do the simplest task but have no will to better myself. I smoked weed everyday for 10 years and recently quit cold turkey only to relapse and it just make me lethargic and more stuck” then before. I quit my job after I was discipline for making a mistake for something I was never taught to do. I just never ended going back.It was just a part time job with UPS but I know I always did all I was able to do compared to some of my other co-workers that just like to slack off and was just ridiculed for it. I can’t find one now. I have anxiety going outside of the house have no insurance so its not like I can seek help. Have not been suicidal but thought is there every day I wake up.I sleep till or past 12pm. I just don’t want to face the day anymore. I lost int rest in everything I used to enjoy. My libido is dead what there to live for? HELP!”


What is a good starter credit card?

I wanted to start building up my credit, but I have no idea what the best cards are. I’d want one with a very low interest rate though. Thanks in advance!


Unsecured Bad Credit Loan?

Where and how can I get approved for a unsecured bad credit loan?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband and I filed for chapter 7 bankruptcy 6 weeks ago.?

My husband and I filed for chapter 7 bankruptcy 6 weeks ago due to a wage garnishment and other reasons. Our lawyer told us because of the timing and amount garnished we would get all of the garnished money back. The automatic stay has been in place for 4-5 weeks. My question is when or how long does it take before you receive that money back?


Should I join this webcam site even though it’s asking for my credit card?

There’s this adult cam site I like (camhub) and I really would like to join. However its asking for my credit card. It does state it will never charge me. Does it make sense to join or not?


What is the difference between chapter 7 and chapter 13 bankruptcy?


How long does it take a credit card company to sue us after we quit making payments ?

we are planning on paying them off but at this rate it will never happen .so we want to stop paying minimum payment and save that money for 6 months to a year and pay them off in 1 lump sum . the question is how long will it take for them to sue us in the meantime


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”


Is 7.95% interest rate too high for an used car loan?

The car loan is $11,500, my credit score is 624. What other charges should I be aware of beside the amount of the loan? like taxes, etc,etc… Is a $234 payment too high or is it fair? should I ask for a lower payments? What other main thing should I look after when buying used? Everyone’s opinion will be highly appreciated, thank you all.


Car loan problem repossession?

They never granted me the deferment, and because of bankruptcy law(?they say) they could not send me a letter saying I did not get the deferment, so I had no idea that it was just being counted as not paying, until the repo man showed up. My car payment is only $250/month, and considering upkeep on older cars, I would rather just pay this one off. There was a family crisis that prevented me paying at the time. I even told them I could do lump sum payments. The point is without a letter stating if I pay the $750 in back payments, I have no leverage if they don’t give me my car back, but I can’t figure out how to get them to send me one, or maybe I should blindly trust them, but I think it’s a very bad idea.


Looking for PROS & CONS of buying a Manufactured or Modular home.?

I’m in California where we all know the cost of homes is outragious. This is another avenue I’m considering. I’ve seen a few models so far and they look good. I hear that just like with cars, brands differ in quality. Has anyone had any experience with this type of home? I realize the land will have to be purchased before buying or tear down a previous house. Also, do they appreciate or depreciate in resale value?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does paying tips by credit card work?

I ate at a restaurant and paid by credit card. I got the receipt and wrote the tip and total down and signed it. But since the card was already swiped, how does the tip get paid? Also, how does the waiter get the tip in this case? Does he just get money from the cash register?


Can i get educational loan if i have ongoing house and car loans?

Hello friends. I’m struggling about these engineering colleges. I’m from a middle-class family in India and right now I’m financially tight. I have an ongoing house loan as well as a car loan. Some banks which I consulted denied me educational loan for my engineering. Banks don’t provide educational loans on management quota seats. Luckily I got a merit seat in Manipal University. However I missed the scholarship narrowly. So I have to pay them by loan. They charge approximately 16L for 4 years. So I definitely need an educational loan but I don’t want it to affect my ongoing loans. Is it possible? Are there any such banks which will provide me the loan? Please relate me to some bank official who can help me. Thank you in advance. Since I’m low on time I want you to reply ASAP. Once again thank you for your time.


What happens if you can’t pay a payday loan company back?

Do they garnish your wages or do they just put it on your credit report and you just can’t borrow anymore money?


HELP!! I need some advice about payday loans! Can I consolidate them?

I feel like I am never gonna get ahead! We have gotten advice from a consumer credit counseling. They said that they just threaten to turn you into the DA, to pay off one at a time. This is not true. They will turn you in! Is there any way I can consolidate? Any help out there? My credit is so bad!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

100k loan with 35k income through countrywide?

I have been pre-qualified for a home loan for 100k from countrywide through fha. I make 35k a year and have a car payment and cc debt that totals close to 500.00 does anyone think I will be able to be approved for the loan? The area is new jersey and the taxes I’m looking at is 2800 tops? I have other sourses of income through my boyfriend but he works under the table currently and is not on the loan. Also would old leases from places that I have rented for 1100 amonth matter in this case. thanks in advanced


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Are there any online loan in Philippines via PayPal?

I wanted to have a loan online via PayPal since my salaries are really getting delayed nowadays.. I am working as an online visual assistant.. I’ve searched but I can only find for US residents. Help?


Where to get auto loan with bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am trying to find a CHEAP online payday loan = only SINCERE helpers PLEASE :O) and NOT Magnum (RIP OFF)?

i need one to do online as i do not have transportation right now or access to a fax machine. The cheapest i have found so far is $25 PER $100 borrowed. I only want to borrow about $800-$1000 until i get paid or get my stimulus check on 6/20 – about 12-13 days. I have sucky credit so i need one that doesn’t require a credit check. This is a one time thing until I get paid or until I get my stimulus check. Thanks so much for helping me. PLEASE only sincere replies. Joanie


Keeping our house in bankruptcy?

My wife and I are planning to go Chap. 7 bankruptcy. Our house value is about $20,000 less than what we owe. Should we hang on to the house and hope our positive equity returns? We are both middle aged (50’s) and don’t have a lot of time before retirement to earn back our equity. Also, the house is in need of neglected maintenance”. If we keep it


When you file for bankruptcy in Connecticut, do you have to lose your house? ?

Also, please explain bankruptcy in the simplest terms possible, thanks!


How long after bankruptcy were you able to buy a house?


Can a payday loan deny your application but still charge you a fee spec anything?


Is it bad to use a credit card for everyday purchases?

I’m new to credit cards, and just trying to understand. I Googled the question, and most websites say never use a credit card for everyday purchases… use it only for emergencies!” I understand this as advice for people who possibly can’t make their payments/can make only the minimum


I want to get a computer for college but I have bad credit?

Ok first thing is first. I need to get a computer (it’s basically going to be used for college stuff like research, typing reports, ect) but I have bad credit. I also can’t make a huge payment all at once. Does anyone know where I can purchase a computer and I can make monthly payments on it even though my credit is bad? Please help! Thank you.


How does buying a foreclosed home work?

How do you go about buying a foreclosed home? I see ads for foreclosed homes for 200,000 or 300,000 dollars when their worth twice that. Does that mean I give the seller/bank that much money and I get the house? I’m sure I’m missing something here. If possible please provide a link so I can get more info.


Whats the APR if you charge 1000 on a credit card whose interest rate is 20 percent with an annual fee of 30?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad to max out credit card even if I pay it back in full on time?

Is it bad to use my credit card so much that I bring it very close to the maximum, even if I pay it off in full on time? I have been putting just about everything on my credit card because I like to take advantage of the rewards, but I heard from a friend that it’s bad to spend near the max. Is this true? I’ve never missed a payment and I’ve always paid off the entire balance. If I keep doing this will it bring my credit score down?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit?”

Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit? I was asking because I was told that applying for stuff and getting declined lowers your already non-existant credit and I did that for best-buy :/ Reason being I am looking to build my credit and I really want a new monitor


How many times can you refinance auto loan?


Totally free credit report?

Is there anyplace on web were one can get a totally FREE credit report? My Granddaughter, is seeking to rent her first apartment, and she needs her credit report. She went to freecreditreports.com and found she had to {{ PAY }}} with a Visa, or MasterCard online for her credit report from their website. So I guess that now free right? She’s seeking a totally FREE Credit report as advertised on T.V, and other places, but we” have not found one yet! Any help out there?”


I am looking for a good payday loan site, one with no fees for first time customers, anyone know of one?

If you have a referal link that will get you a reward” and me a free pay day loan (of course I pay back what I borrowed


I am planing to file a bankruptcy, any advise?

i am not citizen yet, is it going affect me during my citizenship application? i rly need help.




















































Who are the payday/cash advance loan lenders in the UK?

Who are the payday/cash advance loan lenders in the UK?

NO BROKERS PLEASE

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does credit repair really help raise your credit score?


How do you know if you have good credit or bad credit?


Cheapest semi-truck insurance in US?

I currently work with a few MGAs, but their response time and rates are not good. I want to hear the names of good MGAs/Wholesalers or insurance companies!


What are some good ways to help build credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you transfer car loan when you transfer ownership of car?

hello. I’m taking over my mother’s car and will also taking over her monthly payment until loan is finished off. I’ve been reading online and kind of know how to take care of transfer of title with DMV and all that. but, it doesn’t say anything about taking over seller(my mom in this case) loan. Do I just let wells fargo(her lender) know and they will switch the name(unless my credit is really bad)? or do I have to get my own new loan to pay off remaining balance of my mom’s loan first and start paying off my new loan? how does it work? Thanks


How can i get a home loan for a 130,000 dollars with bad credit and the payment be less than 600.00 dollars.?


Can you open a checking account with bad credit?

No previous outstanding checks not paid. Just credit cards never paid,


Who are the payday/cash advance loan lenders in the UK?

NO BROKERS PLEASE

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get approved for an auto loan with no cosigner, 0 money down, and bad credit?


Cheapest insurance company for 1st time male driver under 25 years?

I have a male friend who is 23 years old. Will be buying a car (four door/blue) but since he’s a first time driver, the rates will be very high. However, is there an insurance company out there that is more reasonable? We’re in Maryland. Any references?


If i pay an auto loan off directly after i open it will it help my credit more, as much, or worse?

i want to buy a car, i have the cash to pay for it but i need to boost my credit report. if i pay off an auto loan directly after purchasing will this be more or less helpful than if i were to take the full length to pay it?


Free checking and credit score?

I have free checking a/c with wachovia bank,I am not using this a/c. Due to inactivity service charge balance became negative for -$4.50 $ this month. This negative a/c will infect my credit score? If yes how serious this effect will be? When,on which date wachovia reports checking a/c activity to credit beauro? I hope to pay this amount coming monday. If it effect my credit history, how long i will remain on my credit history and how much will it reduce my score? Thank you.


What happens if you cash a check that has been reported lost or stolen and a stop payment has been placed?


I have a AFNI collection i want to pay off?

I check myfico score it said i have a collection for $362 for fairpoint from my parents didnt pay. i want to pay it off but i call and they need a account number so i cant even talk to a person or email =RIDICULOUS. They havent called me for a collection so what can i do? I want it REMOVE.


Is 365 day loan a scam?


What are the best payday loans?

Im in a big bind because of an unexpected expense. What would be the best payday loan site to go to?


Who are the payday/cash advance loan lenders in the UK?

NO BROKERS PLEASE

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Invalid credit card numbers?

So this has been EXTREMEMLY frustrating and after hours of work and research i got to adding a credit card to my PS3 account. but i added the credit card numbers (i double checked that theyre correct and no typos like 4 times) and i pressed enter at first with the spaces and then i tried without the spaces. each time it says please enter a valid credit card number”. PLZZZZZZZZZ i need help fast this is so ******* ANNOYING!!! thnks if you have help tho : )”


Where can i find free dot net projects?

Please help me out bu letting me know where i can find free download able .net or C++ projects. i need them to for my major project in final year. Thanks


What are the average mortgage repayments…?

For a house in london? This will be my first time buying, i have a deposit of £50,000 and was looking at place around the £300,000 mark or a bit less. How much would the repayments be every month? what is the average interest rate? thanks for any help


How much does a lawyer charge for a Ch. 7 Bankruptcy?

some people say as low as $750 others say 1,800. I have 10 charged off accounts for 20,000 debt, how much will they charge me?


Car Loan, Deceased Buyer and I am Cosigner?

I bought a new car last July. My father cosigned on the loan, but since his credit was better than mine the dealership listed him as the main buyer with myself as the cosigner on some documents and myself as the main buyer with him as cosigner on other documents. They said this would give me lower payments. The car is titled and registered in my name only. My father passed away last Thursday from an abdominal aneurysm. It was extremely sudden and he had been very healthy prior to this so the possibility of him dying was something we had never considered. In the confusion, I forgot to make my car payment on time. This was the first and only time that this has happened. The loan holder called my mom and, trying to be helpful since she knew that someone asking for my dad and then me had to be the car folks, she told them Oh


What’s the Best and Safest way to get a Free Credit Check ?

I would like to know whats the best and secure way to get a Free Credit Check ? I have been told it’s a good way of keeping a check for Identity Fraud.


What happens if I stop paying my car loan?

So I stupidly took out a car loan with my now ex-boyfriend. We went to a financial service called SpringLeaf Financial, they used to be called American General. They were really nice to us and granted us a $2,000 auto loan but only if we cosigned because at the time I had no credit whatsoever and he had bad credit. At the time I had no reservations because I didn’t think we’d be breaking up a year later. But now here we are broken up. We used to live together in Oregon and I moved back to California after we broke up and left the car with him in Oregon, we were on good terms then and I didn’t anticipate any problems. Now nearly eight months later he has cut off all communication with me but is still expecting me to pay the car loan payment every month as I have been since we first got the car, we intended for the car to be solely in my name once we paid off the loan so I’ve been keeping up with the payments. But now that he is being an asshole to me I could care less about the car that turned out to be a lemon and gave us too many problems before finally being in working condition, thousands of dollars later. Anyways, now that he is being a huge asshole to me after a four year relationship, I’d really like to throw it in his face and stop paying all together. I know all ex girlfriends must say this but he really deserves it. I’ve read that my credit will take a hit but how bad will it be? I know he will take it much harder than me since his credit was **** to begin with. Sorry for the long explantion, but what will happen to me if I just stop paying?


Will my car insurance go down?

Ok so I’m 21 year old guy and drive a 2014 Ford Focus. For the last year I’ve been paying about 230 a month in car insurance (perfect driving record by the way). I financed the car all on my own too. So my mom lost her car (bad storm damage totaling it) and needs to borrow mine which I don’t mind since I live I her house. If I add her to my insurance as a driver do you think I will get a discount? She’s almost 50 with a perfect record too.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can u use a prepaid credit card to register for the SAT and ACT?

im not applying for a credit card i want to know if you can buy one of those visas with money at the store to pay for the SAT and or ACT exams


What the heck does YYYM mean when your credit card is declined?

I’m not really one to trust Credit Cards, so I usually go around making cash payments instead. Yesterday however, I was convinced (pressured) by my family to get one, so I did. Today I decided to do some online shopping and then I suddenly got a message saying my card has been declined, with the message- D:DeclinedYYYM:” Can anyone fill me in on this?”


Is bankruptcy too easy to declare in this country? Should we go back to having debtor’s prisons?

Why should lazy poor people not have to pay their debts?


What does it mean in a house listing shows well”?”

My husband and I have been approved for a mortgage loan and have been looking around at several houses in our area. We’ve seen a few in person and are browsing online… in some of the online listings under Property Condition some say shows well” and one says “as-is



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get a free credit report?


Who are the payday/cash advance loan lenders in the UK?

NO BROKERS PLEASE


Bad Credit Auto Loan in the DC area.?

a friend of mine has a credit score of 625, but has collection accounts of around 9000$, which he doesn’t want to pay because their 7 year statute of limitations time will run out next year. He’s willing to put in 5000$ on a 15000$ car. Can he get a loan anywhere for the remaining 10000 given his credit history? He lives in the DC area.


What is the best Free vpn w.o credit card info needed for voting on runelocus rsps?

i want to know a good ip hider or vpn that doesent have port 80 and would vote on the toplist runelocus” so i could get vote points for this runescape private server i play can anyone help?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a free credit report?

where and how can I get a truly free credit report. Whenever I look at a free” site I have to pay”


What is more favorable Pawning or Payday Loan?

I don’t need much money would it be more favorable to pawn an item or to go to a payday advance place like Amscot? I am speaking long term after I payback interest and the principle?


Bankruptcy order of payment?

yes i think its the IRS 2…… i still need a source please!!!!!!!!!


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Why don’t black people own the majority of the businesses in their own communities?

Well, this has been interesting. I’ve gotten a lot of mixed responses. Some of you have gotten quite defensive, but that’s to be expected whenever a topic like this come up. Others, like cass, have given very helpful fact based information, while acknowledging that there is some at least some merit to the questions I posed. I’ll keep the forum open for a while longer, since I didn’t expect such a heated debate.


A store offers two payment plans. Under the installment plan, you pay 25% down and 25% of the purchase price?

A store offers two payment plans. Under the installment plan, you pay 25% down and 25% of the purchase price in each of the next 3 years. If you pay the entire bill immediately, you can take a 10% discount from the purchase price. Which is a better deal if you can borrow or lend funds at a 5% interest rate? Compare the present value of the payments. Assume the product sells for $100.


What score does BB&T require for an FHA home loan?

I am working on my credit so I can buy a home soon. I was wondering what credit score I need to get an FHA loan through BB&T.


How can I check my credit score for free?

I know there is something now that you are allowed one free credit score a year for free. Where is that at? And it’s really for real right? I’m sorry but I’m just nervous about giving my information online but I need to look up my score.


Is there a free credit report without credit card information?

Is there actually a way to get your credit report without having to give out credit card information and signing up for free trials??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My auto loan amount is $17,629.23 and my monthly payment is $304.59, they only took $66.19 interest?

According to an auto loan amortization calculator I should have had $126.00 towards interest for the 1st payment. My interest rate is 8.59%. Why so low for the 1st payment? Are they using a different amortization schedule?


Who are the payday/cash advance loan lenders in the UK?

NO BROKERS PLEASE


Need Help…filing for bankruptcy!?

I am going to be bankrupt as of March 17. I am thinking about giving my car away with the claim as well but I am not sure. I have made some stupid mistakes and feel embarrassed. What can I tell family and friends if I give my car away. What if they ask? What can I say to them as an excuse if I need too. I don’t want anyone to know of this situation. I may just tell one very close friend who I trust. Thanks!


My pay is being garnished for a student loan.Now the bank is too because of a auto loan.Is this legal?

I get garnished for 500.00 a month.My car was reposed and I am already being garnished for a student loan 160.00 every two weeks.Now the bank that financed the car is garnishing my 100.00 every pay period too.Their garnishment is 10 percent,making this 25 percent of my take home pay being gone.Can two garnishments take place at the same time.I called my pay roll and she said that this was court ordered.I even called the banks lawyer and he stated only one garnishment at a time.I don’t feel that I should have to pay back the bank because I no longer have the vehicle.They stated that I owe the remaining balance.What should I do.I don’t wanna file another bankrupcy because the dept is only 15 thousand total.I did hold on to the vehicle for 5 months without paying on it because I had to look for a job.


What bank will approve a car loan for $30,000 with bad credit?

I need a $30,000 car loan so i can get out of my piece of sh** car that I had no choice to get. I want a chance that everyone else has. I see all these nice cars and I am always pushed into getting something without a choice. I do have bad credit cause of some fraud issues on my credit report. I already turned that in to the police and the creditors but nobody will still approve me. Please Help me get out of hell and get into a new car.


How can i get a family plan phone with bad credit?

we need a family plan phones for family but me and hubby has bad credit…we are looking for a services that give free phone and free plans and pay everything on first mnoths bill… does anyone know any providers that will let us…we need one really bad…thank you


What does 14.90% APR mean and annual fee means im trying to get a credit card to build my credit score but im?

im trying to get a credit card to fix my credit and dont know whats the best way to go. Can anyone explain all this to me?




















































Does anyone know of any legitimate high risk lenders?

Does anyone know of any legitimate high risk lenders?

I need a personal loan to consolidate my credit card debt. I ran a lot of them up on medical bills, I’ve made good on my payments the last three years or so. My credit is slowly rising because of this, but the poor choices of my foolish youth drag my credit score down. I am at my wits end, I’ve tried many big name lenders, but with no avail, I am becoming really stressed over this. I do not want to go into debt consolidation, I have a steady income (I work for the Social Services). I just am tired of throwing money away on high interest rates on from my credit card providers (some are as high as 30%!!!!). I’ve been contacted by Parkwood Lending Group…they want me to secure my loan with a six month payment advance. I think that sounds fishy and as far as I have researched, I haven’t found any good info on them at all. I don’t know what to do. Help? FYI, payday loans are a no-no. They charge incredible fees, it should be illegal.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does anyone know anything about Jump Start Auto Loans?

We have been offered an auto loan to rebuild our credit, but I’ve never heared of Jump Start Auto Loans. What kind of interest rate do they offer, etc.


How can i raise my credit score to a 850?

Right now my credit score is a 650, and i am trying to bring it up a 850? I wanted to know how long it would bring it up to a 850, what kind of accounts do i need to get it to a 850?


Loan or cash?

If i could buy a car with cash, or keep that money invested in anything(probably stocks) and get a auto loan for the car, what should i do? A car loan would be about 7% interest rate. I am a new invest I think i could get a 7% return but there are no garantees.


RGS FINANCIAL… Debt Collectors…I need some info… What can you tell me about this company?

Like the title says… What can you tell me about this company lol…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Black ops online stats?

how can I check my call of duty black ops stats online from my pc? I can check from within the game but is there any website which lets me do it from my Pc Thanks in advance


Why can’t I obtain my free Credit Report online and no I haven’t received my free one this year.?

What are some of the reasons why a credit bureau won’t let you see your report online. I enter all information correctly then at the end it states that I have to send it through the mail to obtain my report. Why?


Can I keep my old credit card when switching to a new bank?

Update: I indeed want just one credit card, happy with my current one. So I think that solved my original question. I think I figured out how to set it up on bill pay with my new bank. I entered in the address, and the account number on my credit card statement. Seems to have worked. So do I close my checking and savings account with my old bank, but leave the ‘credit account’ open.. and then will I still be able to sign in to the online banking with the old bank to see how much I owe for my credit card? Because it has a thing in the online banking that says how much credit I spent and how much is still available. When I use my new bank to pay for that balance, will the old bank receive that payment and will the old bank’s credit account update the amount online to to account for what I paid (after it processes the bill pay after a few days, I assume)?


Does anyone know of any legitimate high risk lenders?

I need a personal loan to consolidate my credit card debt. I ran a lot of them up on medical bills, I’ve made good on my payments the last three years or so. My credit is slowly rising because of this, but the poor choices of my foolish youth drag my credit score down. I am at my wits end, I’ve tried many big name lenders, but with no avail, I am becoming really stressed over this. I do not want to go into debt consolidation, I have a steady income (I work for the Social Services). I just am tired of throwing money away on high interest rates on from my credit card providers (some are as high as 30%!!!!). I’ve been contacted by Parkwood Lending Group…they want me to secure my loan with a six month payment advance. I think that sounds fishy and as far as I have researched, I haven’t found any good info on them at all. I don’t know what to do. Help? FYI, payday loans are a no-no. They charge incredible fees, it should be illegal.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can my 17 year old get a car loan?

I have a 17 year old daughter and want to know if she can get a car loan in her name? Yes she is employed and works about 30 hours a week, if so what all would she need to do?


What is a good site or a good way to get all three of my credit reports for free?


Is the website getitfree.us” legitimate

or a scam?”


Is the cinamuse or movielush website legit?

Has anyone used the cinamuse or movielush website? It asks for credit card information but claims that it won’t charge anything on it. Is this actually a free account to watch movies? Thanks!


I defualted on a online payday loan becuase i had to close my account what can they do to me?

I had to close my account becuase someone was stealing money out of my account. I emailed the loan company saying that i would pay them soon as i can but my account was empty i had to close it. i didnt hear nothing from them so i thought it was ok. But today a lawyer called my job! i wasnt there yet but my boss told me. What actually can or cant they do to me?


How much interest is my 401k earning? how can I find out?

I heard that one should know how much interest their 401k is earning so if have to borrow from it, a comparison can be made. How do I tell how much interest my 401k is earning?


My Credit Scores?

I recently checked my credit scores and this is what came up… Transunion: 503 Equifax: 459 Experian: 574 I have noticed numerous errors in all 3 reports but didn’t think it was worth my time to fix… I’m beginning to think I was wrong. Is it normal for there to be such a large descrepancy in scores? what suggestions can you give me to make this go up. If you check out this post of mine http://answers.yahoo.com/question/index;_ylt=A9FJuifuQNBEjykB.wDsy6IX?qid=20060801220502AA4k8nY you’ll see my intentions. I’m thinking I’m screwed. Any hope out there? Thanks.


Does anyone know how to get a fast loan or cash advance online?

I need some extra money at the moment, im in sort of a bind. Anyone know of a site or a place i can go that will give me a fast personal loan or cash advance or something like that without paying an arm and a leg at the end? Thanks in Advance!


Does anyone know of any legitimate high risk lenders?

I need a personal loan to consolidate my credit card debt. I ran a lot of them up on medical bills, I’ve made good on my payments the last three years or so. My credit is slowly rising because of this, but the poor choices of my foolish youth drag my credit score down. I am at my wits end, I’ve tried many big name lenders, but with no avail, I am becoming really stressed over this. I do not want to go into debt consolidation, I have a steady income (I work for the Social Services). I just am tired of throwing money away on high interest rates on from my credit card providers (some are as high as 30%!!!!). I’ve been contacted by Parkwood Lending Group…they want me to secure my loan with a six month payment advance. I think that sounds fishy and as far as I have researched, I haven’t found any good info on them at all. I don’t know what to do. Help? FYI, payday loans are a no-no. They charge incredible fees, it should be illegal.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If my small incorporated business declares bankruptcy, will I be personally, financially responsible?

If I am the guarantor” of loans does that make me personally responsible if the business doesn’t cover the loan?”


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


Any one know what company does auto loans for cars older then 10 years old?

i have a auto loan through capital one for a 1995 toyota. i was wondering if any other company did loans for cars that are older then 10 years old… any one know of any?


Is it possible to file chapter 7 after filing chapter 13 in Alabama?

I filed Chapter 13 bankruptcy in the fall of 2008. I have made consistent payments each month. Without ever missing or being behind on my payments since that time. I have since divorced and am no longer going to school. I am a one income household and have $12,000.00 in school loans that have went into collections because I cannot afford to pay them along with my chapter 13 payment. Does anyone have any advice on filing a discharge or where I could find the guidelines for Alabama. The lady in the lawyers office where I filed (not the lawyer) said that I could file for chapter 7 at a later date. Does anyone know if that is true? I cannot get anyone at the lawyers office to return my calls, and the woman that I worked with while filing no longer works there? Any advice or suggestions are greatly appreciated!


I want to call my credit card companies and request a lower interest rate…?

My plan is to see if my current card companies will lower my interest (currently paying between 14 & 18% despite very high credit rating!), and if they say no, then I’ll apply for a new card that has a 0% intro rate and transfer my balances onto that so I can pay them off. Any advice on what exactly to say when I call? thanks!


Bank account gone into debit will this effect my credit rating?

Its happened before too but i do have an overdraft facility on my account so no bank charges apply. But will this effect my credit rating when applying for a mortage?? will i still be able to get one?


Personal Loan for Car?

So i have alot of violations on my license so getting a auto loan is a bit outta my way. I live in the state of Florida I have a co-signer with good credit, Is it possible to get a Personal Loan and use it towards a car? if so how do i do it and what do i say?


Are mortgage payments made in the beginning of the month or the end of the month?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I find out when I can view my credit report again?

I viewed it last year but I don’t remember when it was. I know you can only see it once a year (for free). How can I find out when I can view it again?


Can someone with no income be a co-signer for an auto loan?

I don’t have an income and my mom will be financing a car for me. Can I be a co-signer so I can be on the title with her? Or will the bank just take me off as a co-signer since I don’t have an income? I do have money in the bank though, which I will use as a down payment. It’ll account for about 25-30% of the car’s price. Thanks and ‘best answer’ to whoever can answer this.


Is there a way to roll over the debt from my last car into a new loan?

My car was just totaled out and now I cam currently up-side down on my car. I don’t have GAP insurance (yes I have learned a big lesson). I need to get another car, because it is crucial for my work and home life. I need to figure out the best option for me refinancing my old loan and taking out another car loan. I am so stuck between a rock and a hard place.


Does it affect a teenager’s credit score if they don’t pay for magazine subscriptions?

I’m a 16 year old and to be honest I have been signing up for the free issues of magazines (e.g. People) and then not paying for them. Usually I wait till the free issues end and then cancel and repeat, but there might have been cases where I just forgot to cancel.They have sent me a bunch of bills but I don’t have a credit card or checks so I don’t really know how to pay for them, nor do I really want to.. But lately there has been a letter from the bill collection agency. So I went to cancel it, but I’m wondering, is this going to affect my credit score later on in life? Do teenagers even have credit scores? And how much is this going to affect me? Thanks!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Looking for a reputable post bankruptcy auto loan source. please help!?

ok, my mind is blown from all of the post bankruptcy loan” sources online! theres just too many and im not going to run my credit that many times to try and find the best rate


Does anyone know of any legitimate high risk lenders?

I need a personal loan to consolidate my credit card debt. I ran a lot of them up on medical bills, I’ve made good on my payments the last three years or so. My credit is slowly rising because of this, but the poor choices of my foolish youth drag my credit score down. I am at my wits end, I’ve tried many big name lenders, but with no avail, I am becoming really stressed over this. I do not want to go into debt consolidation, I have a steady income (I work for the Social Services). I just am tired of throwing money away on high interest rates on from my credit card providers (some are as high as 30%!!!!). I’ve been contacted by Parkwood Lending Group…they want me to secure my loan with a six month payment advance. I think that sounds fishy and as far as I have researched, I haven’t found any good info on them at all. I don’t know what to do. Help? FYI, payday loans are a no-no. They charge incredible fees, it should be illegal.


Do you know of someone who filed for bankruptcy recently?


Whose responsibility is it to identify credit report errors?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 728 a good credit score?

I just looked up me credit score, becouse my credit card was stolen, but my bank found out and covered the damage, so is it a good score or do i need to work in it?


Where i get quality payday loan ?

i want some information to get a quality payday loan


Car Loan/Credit Score?

Okiee My Credit Score Is 700 An Does Anyone Know If That Is Good Enough To Get A Car Loan An Also I Am 18 Will That Matter About Getting Approved For The Auto Loan??


How do i get a totally free credit report online?


Can i use a prepaid card for online betting?

can i use a walmart prepaid visa card, mango mastercard, or other prepaid card for sports betting or online betting? anyone know which prepaid card i can use and for which trusted online gambling site? thanks


Questions about Bankruptcy?

I’m considering filing for bankruptcy and I have no idea what im doing. I have over 20k in debt (all medical) and its causing me to have my applications for apartments denied. My main question is, what will filing bankruptcy do to me in the long run? Will I get denied apartments without a co-signer for the next 10 years? What will I be able to do to raise my credit score?


Are there any other doorstep loan companies like provident or greenwood In the south Wales (Pontypridd) area?

Looking for a loan In the (Pontypridd) south wales area like provy or greenwood maybe eeven a local loan shark, can any 1 help? (any ideas plz)


Guy who sings freecreditreport.com commerical?

I know that the guy who lip sings in it is Eric Violette, but does anyone know who actually sings it?


How to get student loans if my parents won’t cosign?

My parent’s have some irrational fear of me going away to college and becoming some binge-drinking, drug addict, crazy person. I have a 4.0/4.0, some honors classes, 28 ACT composite, I’ve been accepted to Indiana university and am awaiting results from U of Illinois, U of Illinois @ Chicago, and University of Chicago. My parents say they are thinking about making me only go to community college and this is simply not an option for me. I need to find a way to get a student loan with little to no collateral to my name. I need to find a way for this to work! Please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What would happen to my credit score if…?

I take out an auto loan with a high percentage rate on it & the only other credit I have is a credit card with $6000 total avail & $4000 of that is used. My equifax Fico score is in the low 600s. Will having the loan change my score? If so, how much & what are the chances of refinancing in a year or two with someone else at a better rate?


Does anyone know of any legitimate high risk lenders?

I need a personal loan to consolidate my credit card debt. I ran a lot of them up on medical bills, I’ve made good on my payments the last three years or so. My credit is slowly rising because of this, but the poor choices of my foolish youth drag my credit score down. I am at my wits end, I’ve tried many big name lenders, but with no avail, I am becoming really stressed over this. I do not want to go into debt consolidation, I have a steady income (I work for the Social Services). I just am tired of throwing money away on high interest rates on from my credit card providers (some are as high as 30%!!!!). I’ve been contacted by Parkwood Lending Group…they want me to secure my loan with a six month payment advance. I think that sounds fishy and as far as I have researched, I haven’t found any good info on them at all. I don’t know what to do. Help? FYI, payday loans are a no-no. They charge incredible fees, it should be illegal.


Can I be co signer on an used auto loan that is purchasing my car?

I’m selling my car and my girlfriend wants to buy it. She will need to get a loan to purchase it. Is it possible for myself to be a co signer on her loan to help her obtain a good interest rate on the loan?


What is the proof of debt form for bankruptcy?

Yup, the title says it all. Is it something serious? Like if someone search for the proof of debt form on the internet, is it possible that he is going to bankrupt or anything?


What is a good credit card for someone with minimal credit history? One that has no upfront fees?

I filed bankruptcy over 10 years ago and have applied to a few cards. Everytime, though, I am turned down due to ‘Lack of credit history’. I do not want one of those cards that have interest over 20% and charge almost $200 to open and your limit is $250. I also do not want a secured card. If you know of one by experience or word of mouth, I would appreciate a link or name. Thanks!


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


Why or Why not should credit card industry offer tighter regulation?

Basically, Why are you against tight regulation of the industry? and why are you for tight regulation?




















































Personal Loans Lenders for Poor Credit?

Personal Loans Lenders for Poor Credit?

Personal Loans for Poor Credit Score I am looking for a legitimate loan lender where I can secure a $5000 loan with a 540 credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is roblox a safe site to put my credit card onto?

I want to get builders club but ive only the one credit card with all my money on it and im worried if i do put it on that maybe they could take all my money plz help me


How soon can you refinance a car loan?

My husband and i bought our 23 dodge avenger in August, He assured me that we would be able to make the payments on time every month. I knew it was going to be to expensive for our budget but he wanted it.. and now were paying for it big time. We haven’t been able to make our first car payment yet, and the dealership said we couldn’t trade it in until February. My question is, can we refinance it now, even though we haven’t made a payment on it? And if we can’t is there any other way we can get rid of this car with out letting it get repossessed?


Financing an auto loan without a co-signer? I have good credit?

I’m looking for an auto loan. The banks are not an option because they require a minimum amount that is not what I’m looking for. The other private options I looked at were good, but they said I need a co-signer. I have good credit, but not a great income since I work part-time and am a student. Is there some kind of place that will lend me money without a co-signer? Are there any known places I should look at, or where you can direct me? Obviously it will be higher interest, but if it’s my only choice I guess it’s alright. My only other option is my credit card and it’s 11% interest, so I’d rather not.


Chapter 13 and Chapter 7 Bankruptcy?

Can you switch from a chapter 13 to a chapter 7 for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Builders Risk Insurance for a Construction Loan on a Mobile Home?

We are trying to buy a new Mobile Home which will be converted to real property. We are working with a very well known bank institution and have been approved for a construction loan. They are telling me that Builders Risk Insurance needs to be purchased before they can give us a final approval on the loan. I called the local insurance companies and they insist they do not cover it for Mobile Homes. I brought this to the banks attention over a month ago, yet they are still telling me I need to get Builders Risk Insurance. What do I do? Supposably the mobile home builders don’t cover the Builders Risk Insurance or the contractor, so it’s up to me. How does this usually work? Is the buyer usually the one responsible for this?


Do you know a free dating site without any money or creditcard?

I havenot money


Auto Loan No Credit?

im going to be 18 pretty soon and my truck is dieing and i realy need to get a new car well i jeep is what i was wanting… but i wouldnt have any credit woul they loan me a no credit loan? and if they did would there be a catch? and how much could they lend me


Personal Loans Lenders for Poor Credit?

Personal Loans for Poor Credit Score I am looking for a legitimate loan lender where I can secure a $5000 loan with a 540 credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit score is 698. Is that good?

I applied for another credit card, hoping to use it for debt consolidation and was turned down. I applied for a credit increase on one of the cards I have now and was turned down. However, for yet another card I was given a $500 increase. So I went to creditkarma.com to get my score and figure out what was going wrong. I have a good payment history and don’t have a blemish there, but what could I be doing wrong? Is 698 bad now? I understand that lenders have tightened up their guidelines for borrowing, so what used to be a good score is not so good (if I understand that correctly). I’m reluctant to try and apply for another card because I don’t want my score to go any lower. I heard that moving can lower one’s score too, and I’m moving in May.


Fifth Third Bank Online Auto Loan Payment?

Is there a way to make payments online with fifth third bank? I cant seem to find anywhere on their site to allow me to do this.


Payday loan debt help?

Hi, i have 5 Payday loans (around £7000+) and have lost my job. I have some more work in a few months time but can only afford to repay £10 a month to each company, do they have to accept my £10 a month or can they take this further? whats the worst that can happen? i am a furnished tenant. thanks


Auto loan info please?

my husband and I don’t really have credit, but we make together 3000 a month, i’m assuming they look into our other fiances before approval (rent, electric, etc..) but with all that paid we would have an additional 1500 a month, we want to take out a personal/auto loan for about 5,000 to get a car as soon as possible because we share one now, and we just really need two. so what do we need to take out a auto loan? i’d probably get it in my name, but can I use my husbands income along with my own for the info they need to get a loan? thank you


Which companies that will loan bad credit loans?

My credit is shot with credit cardsbut i would like to get a loan of @ least 2,500.00 im sure i will need a co-signer. I just need to know some places to look to get a loan w/ orw/out a cosigner.Please help!


I think my dad is using my social security number?

I’m 15 so I shouldnt have any credit at all right? well my parents are divorced, but one day i seen that he had my brothers, mine, and my moms social security numbers written down in his wallet and he has bill collectors after him now and he’s been known to get magazines, and other things in someone elses name. He’s a really secretive person and would get offended if i asked him. But one day he told me that he had a credit card waiting for me ( with my name and everything” ) when i wanted it. I know he gets a million different credit cards and runs them all up and doesnt pay them but i’m afraid he might be ruining my credit before i’m even old enough to have it. so is there an internet site that i can go to


What’s better – a Chapter 7 or 13 Bankruptcy?

I am going through a hard time and after having good credit need to file BK unfortunately. The attorney quoted $3,000 to file for 13 and $2,000 to file for 7 so I wanted to know why one is 1/3 cheaper. I read online that the 13 says you have to repay the debt, so what would the point of filing BK be if i don’t have the money after I lost my job to pay it? This is in CA if that makes a difference.


What are my odds of getting a home loan if?

Below is my situation I have a low credit score 500 (never declared bankruptcy, Never had a loan go in to default or had a debt written off). I’m just young have very litle credit history except for credit cards. I have enough for a down payment 10%. The morgate will only be 15%-20% of my take home income. Do you think I will be able to get a loan?


Personal Loans Lenders for Poor Credit?

Personal Loans for Poor Credit Score I am looking for a legitimate loan lender where I can secure a $5000 loan with a 540 credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is this song that was played on Family Guy?

What was the name of the song that was on the episode of Family Guy where Peter, Cleveland, and Quagmire was going to rob Carter Pewterschmidt, and he was having a party where a band was playing classical music but then Peter gives them sheet music and they start playing the piano things from the 80s and both Quagmire and Peter start a dance. And the episode was where Bonnie finally has her baby, and Joe messes with a loan shark, and everything.


How to get a free credit report?

Where can i get free credit report once in month without affecting my credit score


How long do I have to finance my car and pay it off before it looks REALLY good on my credit?

I took out an auto loan in May 2010. This is my first car to finance. I want it to look really good on my credit. How long do I have to make payments on it, before I pay it off and it looks like a big plus on my credit reports? Please tell me how you KNOW this too.


What is the quickest way to payoff payday loans?

Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!


Interested in debt consolidation but dont know where to start?

do u pay the debt consolidation company a seperate fee? or do they include that within ur consolidated payment?


Is my Credit Line for Cash Ontop of My Total Credit Line?

Total Credit Line: 300 Available Credit for Cash: $150 Credit Line for Cash: $150.00 Is the $150 part of my $300, or can I charge up to $300 ANDDD get a cash withdrawal?


Where can I get a free credit report?

I am aware that once a year, people are able to get one free credit report. I have been to a few sites that say this can be done, but during the process, I’m always asked for credit card information. Where can I go to get free credit report, without having to give credit card info?


I live in so-cal, i wanna get a loan to buy a house (stated income), whats the lowest down payment possible?

Say on a 350-400k house. All these real estate agents refer me to different loan officers who area all telling me different things… some say i can put 0 down, and others say its a new law

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any lenders that offer Bad credit unsecured loans ?

Its to cover the cost of my tuition, please respond if you have any information.


Has anyone used the Relion Group to reduce their credit card debt?

I wanted to know about any experiences with the company and if the company is actually legitimate. If it was helpful or just hurt your credit more.


Owe money to a college, want to file bankruptcy?

My husband and I are getting ready to file Bankruptcy chapter 7. I owe a community college about $2,000 on grant money I got during a semester and then later dropped. They ended up having to pay back the governement the money, so now I owe them the money. It isn’t a student loan nor do I owe the governemnet I directly owe the school. When we file BK can I put it in my debtor papers and have it discharged? Also once it is discharged can they release the hold they have on my transcripts or will they still want their money? I have already started at another school and this school wants the transcripts but the 1st won’t release them until the money is paid. Please help. I originally dropped due to financial hardship within in my family and now I can’t afford to pay them or pay alot of other places, that is why we are filing BK.


I need to raise my credit score….?

I pay my bills on time.. However the only bill that reports every month is my electric bill… I don’t have any credit cards and im basically debt free… I pay cash or nothing… Here is where the problem is… I want to buy a house… cant get a morguage with out a good fico score…. I dont want to be in debt… How do I raise my credit score with out going into debt?????



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does consolidating mean the same thing as cleaning/repairing your credit?

i really don’t want to spend longer that 5 years repairing my credit so i would like to know which is the easiest way to get back on track, i have terrible credit, when i was younger i applied for so many credit card and cash advance loans which i was able to pay at the time, now, i am in the state of texas so will that law that bush just passed apply only to those who have filed bankruptcy or what?


Personal Loans Lenders for Poor Credit?

Personal Loans for Poor Credit Score I am looking for a legitimate loan lender where I can secure a $5000 loan with a 540 credit score


In your opinion, where is the cheapest place to get aloan for £5,000, excluding banks?


Gave debit card to a porn site?

Big suprise, a porn site ****** me over. I tried to sign up for 3 days and they charged me for a month. I used an old debit card that only had 5 dollars on it, so I don’t really care about that. I already cancelled the account. Do I have to worry about this site sending bills to my house, or will I be okay as long as I don’t use the debit card again?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know of legit survey sites that pays cash for each survey answered?

Just need some extra income. Only legit and proven sites please. Also important that they allow people living in the Philippines to participate. I know of some sites that target participants from the US only. Thanks


I want to consolidate my student loans. How do I go about that?

Ok, talk to me like I’m 10 years old. I am not good at understanding this stuff! I need an answer that I can understand please.


$25,000 in debt, barely any income to pay bills,no money. Will my plan work?

Ok, my husband and I are in about $25,000 in debt, He lost his job so he gets unemployment which the amount doesn’t even cover all the bills, I don’t have an education (I do take classes to get my G.E.D.,they take up my entire day; literally. I will be finished with it on May. 31,2012),so I am currently unable to work. We don’t go out to eat at all(strict diets and we hate people to serve us).We don’t have any extra expenses because our families pay for mine and my husbands cell phone,house phone, cable, and my husbands car insurance bills. His check is gone as soon as we get it so we had to get food stamps and medicaid just to help keep food in the house for our son and ourselves. I can’t get a loan for school to go to college when I finish, I have been told that if I file for bankruptcy then I won’t be able to get a grant,by a friend. I hate being in debt, having to rely on family to pay our bills , and not ever having any money,even though I am grateful to have a family who is willing to help us out when we need it. I have done a lot of research on this matter and even went to 2 different financial planners who have both said to file for bankruptcy is our best option. We own an ugly old trailer(only worth $2500 and 1 automobile worth $3500, with a initial property value of $3100 so every thing we have is safe from the property liquidation process). Oh yeah did I mention we are expecting another child? So I have advised a plan: Plan:( we usually receive $5000-$6000 in income taxes FED and $687 State, Husbands pay check $1000 monthly even) 1) File for bankruptcy after I get my income taxes.(Filing for bankruptcy can cost in between $500-$2000per person if filing separate or $700-$2500 if filed together and we have someone who owes us money who is going to pay for out credit counseling courses and test, still no where close to what he owe us).We are filing it together.We would be filing for Chapter 7 Bankruptcy. 2)My husband and I would then open up a secure loan at the amount of $1200 each that has a 6.9% interest rate and fees. 3)Now that all of the numbers have been ran, it is going to cost $1304.11 per person to pay off the secured loan ( I figure we just open up a savings account, each, with the loan and put in $104.11 per person to cover the cost) and make automatic payments from said savings account for 1 full year. As I am sure every one knows the longer the on time payment history is the better credit rating you will receive. ( I figure we will need to do this for 5 years) 4)Take my husbands pay check and open 2 secured credit cards per person for $250 each with an interest rate at 1.5% .(only so low because it is secured, We both have terrible credit) 5)Turn around and pay our monthly bills with the card( bills and monthly hygiene products equal up to $902 monthly without paying off debt,we won’t have any more.) 6)Turn around again and pay off the cards with his pay check (our parents each said that they will give us $500 to pay for our 1st months bills free and clear as long as I finish school , so $1000 cash total.) 7)Do this for 5 years while putting the released funds from the secured loan in a separate saving account at the end of each year for a house down payment($6,000 plus interest) 8)Now 1 year after we set this up we will have 2 children, 1 will be 6 the other will be almost a 1.I will be finished with my G.E.D. education, Already started college( I found out the you can still get grants if you file for bankruptcy, they even have grants for people and student who have filed for bankruptcy,so my friend was wrong.)So now I can start saving for my children college,I chose the Gerber Life College Plan, I can pay $1206.12 annually from my income taxes so that they will have a fair amount to get them started(I am only getting $10,000 per child). 9)Still 1 year after plan started, use the some of the money form my taxes to open up a life insurance policy for the family, I chose 1 for $100,000 and is $132.09 a year($25,000 per person). 10)Still 1 year after plan started, put the rest of our income taxes (about $3007.68) every year for 4 year in our saving account for the house down payment(a total of $12030.72 plus interest) Ok so about 6 years into the plan we will have about $20,000 in savings for a home, a credit score of at least 700 FISO (each), a good size life insurance policy for the family, a college graduate, A working college fund for our children, and an eye out for a modest home. So my question is, Will my plan work if we stick to it? Oh yeah take in affect my hubby isn’t going to be unemployed forever and neither will I.


What is the options with getting an auto loan for a 18yr old, better to be co-signer or joint owner?

If we are both on the loan does it help his credit? The reason for doing it is I want him to get credit. One dealer told me, if his name is first on the form it will.


Can you start the bankruptcy process in one state and move to another and finish the process?

Started in California and moving to Missouri


My credit score is 725. what is my grade?


What is your opinion on cash advances? & is personal cash advance a trustworthy site?

I’m looking to take out a cash advancement here in a few weeks if I get the new job I’m hoping for which would mean I would have to relocate and I don’t have the money for that right now. I’m looking to take out a cash advance loan until I get my first check at the new job. What have your experiences with these types of services been, and do you think it’s a good idea? Thanks.


I heard the free credit report.com thing is bogus?

you see the commercials all the time. i heard it isnt free. anybody try it?


How can I get good motorcycle financing with bad credit?

I had perfect credit up to a year ago, when personal issues required me to file bankruptcy. That was in January of 2007. The bankruptcy has now been discharged. Anyways, I am looking at a Yamaha YZF-R6S. I have more then enough to pay for insurance and the monthly payments, but there is no way that I will be able to get financed by the dealer. Can anybody tell me any places that I can go that may work with my credit score of 579? Also, if anybody else has any other bikes 600cc and up that they would recommend, I would appreciate it. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will the amount owed in student loans affect someone from getting an auto loan?

My cousin owes in student loans the same amount she is asking for an auto loan $15,000. She does make the payments on time and has 1 credit card in good standing of under 30% with payments on time. She also owns a buisness and has a checking account in good standing and works a part time job making $30k there. Her credit score is only 650. I do not know what matters as far as a loan of this sort so please help me help her. Thanks


Personal Loans Lenders for Poor Credit?

Personal Loans for Poor Credit Score I am looking for a legitimate loan lender where I can secure a $5000 loan with a 540 credit score


Whats the best website does have full credit report?


Is there anything that can be done after Chapter 13 has been finalized when you receive a notice of debt?

My mother filed chapter 13 bankruptcy in 2009. My father passed away in 2007 and now 3 years later she has received a $5000 funeral bill. This was not included in her bankruptcy. The funeral director at the time had known us and been friends with my father for several years. He never billed my mother for services and told her not to worry about it. He is now no longer the director and we received the bill today. Not only she is being billed for the services but now there is $2500 additional interest fees. Ok SO what im trying to find out is whether anything can be done as fas as her bankruptcy. Can she go back once its been finalized?


I need to find a good place for a payday loan?

I know they aren’t good to use, but I’m desperate. I need some money very quickly. All the payday sites I have tried just keep bumping me to another site, then another and Im not really getting anywhere!! Does anyone know of a site that will actually work?!?


Can I file chapter 7 bankruptcy against a bail bondsman debt?

I went through the court process and I am done with court. I paid most of the bail and because of financial reasons, I didn’t pay the remaining balance. They filed a civil suit for the remaining balance.


What does valuing principles over people mean?




















































Help 911! How can I negotiate a payment plan with payday lenders?

Help 911! How can I negotiate a payment plan with payday lenders?

I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is myfico.com a good service? I need a reliable FICO score service!?

So I’m swimming through all the deceit and bs out there on credit scores, and I’d like to find an honest, reliable source where I won’t get jerked around and can get real FICO scores. Yes, I know that there are hundreds of formulas that creditors use depending on the type of loan, but if there’s a service out there that actually can give me at least one reliable one, I’d love to hear about it. someone suggested myfico.com, but I have just read a large number of complaints about them that they overbill, won’t cancel your account when you want them to, and jerk you around in other ways. So is there an actual honest credit score broker in town, and if so…WHO?


What is a credit score and what are the benefits of having a good credit score?


Filed for bankruptcy house not fully covered! HELP!?

I filed for bankruptcy. I was told that the house myself and the of two my brothers own would be protected. I never said I lived in the house. Know where does it ask in the paper work if I live in the house and no one asked. Now I’m told that only 23,000 some odd dollars is exempt! I owe 33,000 some odd dollars. I was being sued so the only reason I filed was to protect the house for my brothers. I made an educated guess as to how much the house is worth. I guessed it’s worth is $150,000 so my share would be $50,000. I did not take into account the condition of the house or the lot. It still has the original heater, no air conditioning, the leach line has not been replaced since the mid 80’s, the carport needs repaired or replaced, the drive way is cracked and need replaced. It has single pane windows There maybe other things as well. What I need I think is an appraisal of the house by a realtor. I need the house to be less than $100,00 so it won’t be worth it to the trusty to sue my brothers over. Just don’t know how to go about getting one with out letting my brothers know. I’m hoping I can take care of this on my own, so to speak! The trusty wants to settle for $10,000 up front or make payments of $800 a month for 18 months. I’m on Social Security Disability and receive $1168 a month. He said that the there would be no interest on the payments, but in affect there would be because that is a differences of $4,400. My brothers don’t know I filed for bankruptcy because I thought I had the house covered. One has a family and a mortgage and the other is working part time. So neither of them can help. Oh and the house is being rented. My brother takes care of that so does what he wants with the money. I don’t see a dime of the money! I go to court 01/05/2011 I need help ASAP!!!!!!! P.S. The house is in Durham, California. The zip is 95938


Bankruptcy Lawyer or Bankruptcy Services?

Does anyone also know by chance any inexpensive Bk Lawyers in San Diego?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My credit report says I have an open card that I paid off years ago. Should I dispute that or keep it on there?


Filing Bankruptcy in NC?

I seriously considering filing bankruptcy in NC and am wondering if anyone can give me insight into what it is like, what you go through. Any suggestions, serious answers only please.


Dragon age: origins whats the best weapon / gear?

Im playing Dragon Age and started wondering what the Absolute best weapon and armor for rouge, warrior, and mage are i have an axe i bought for 100 something gold but i felt like there was something better. (Ps: Thanking you in advance)


Help 911! How can I negotiate a payment plan with payday lenders?

I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i buy live house flies online?

im looking for live ordinary house flies (yes i need them to fly) and i need them to arrive by friday or saturday


How to buy a home with bad credit and no down payment.?

I have been wanting to buy a home for so long but I have bad credit. It’s not horrible, I have 3 small delinquencies on there but nothing good to make my score go up. And my husbands credit is horrible and he filed bakruptcy years ago and is currently unemployed. I’ve had a steady job as a school secretary for almost 3 years and always pay my rent on time. The money that goes towards my rent could definitely be enough for a mortgage payment. But, since my husband isn’t working, my checks go to all the bills and we haven’t been able to save anything…nothing! In the area I live in, Metro Detroit Michigan, homes are sooooo cheap and now’s the time to buy a home. I could definitely afford the mortgage and it sucks not having good credit or any money down. Is there anything I can do?


I filed for bankruptcy Ch 7 (01/07) & it was dimissed as I didn’t qualify. I want to refile for 7 again can I?

My legal” counsel thought I could and we went or it. What a waste of $3K+”


Can i use my axis bank Credit card for cash withdraw?

Can i withdraw cash from atm using my axis bank credit card while i have 0 balance in my credit card


Walked away from reverse mortgage and bank sold house…can I get another loan or is my credit ruined?

I’m sorry. Let me explain. My mother is 80 yrs old and took a reverse mortgage on her home when her husband passed away. The reverse mnortgage allowed her to stay in her home until she passes away. She was allowed” to use the equity so to speak in her home to maintain living there. She has pulled all the allowable amount of money out of the mortgage and the lender is telling her she should move back home with her children.Due to the housing decline


Where is the best web sight to get a credit score?


How does bankruptcy work in the state of Tennessee and how long does it take?


How long do items stay on your credit report?

paid off, not paid off, paid off with a settlement?where can i go to fix my credit.i want to pay off items but im not to sure how to get started.HELP


Help 911! How can I negotiate a payment plan with payday lenders?

I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report actually for FREE?

Is there a way to get a free credit report without actually having to sign up for the trial after 7 or 30 days or something like that? Just one that is free completely and doesn’t need my credit card information?


Whats happens after bankruptcy if you go broke again?

Ok my wifes parents are have just filed” bankruptcy because they are irresponable and buy stuff for thereselves and pay bills if anything is left. Anyway I thought losing there house would wake them up.It has been 3 months now since they filed and they havent even got a court date yet let own went yet and they are even blowing more money now instead of saving anything.We have now came to realize they are not going to change My question is what happens if after they go to court and complete all this they rack up credit cards and debt again? I know they cant file bankruptcy again for like 7 years. So what happens if they cant pay again? Someone told me they go to jail


What are good qualities for a credit card?


What are the negatives to filing bankruptcy?

My friend is considering it.


I am in serous debt on my auto loan, almost a repo. But I need a car, what are some good options?


Will a dealership hold a car for me?

I have financing through my credit union, and actually have a pretty decent interest rate (nothing shocking, but it’s not super high either). I went through them because I have literally no credit history right now. I am a college student and this is my first line of credit other than my student loans. I also have a really low monthly income because I only work part time. I went to a few places before the credit union and they wanted proof that I made $1500 a month, otherwise I could not get a loan.


If the annual interest rate of my credit card is 29.8%, how much?

I think I’m not going to be able to pay the 100% of the credit card bill this month. If the annual interest rate of my credit card is 29.8% and I fail to pay $180 this month, how much do I have to pay for the interest in case I pay it 60 days later?


How to get a voluntary repossesion to write a letter and not make me liable anymore?

Im 70 years old and a few years ago (about 4 or 5) I had voluntary repossed a car due to some issues with the car and chrsyler not wanting to fix it or own up to the fact something was wrong, They told me when i brought it up to the dealer that i didnt have to worry about being charged for anything because i brought it back, The dealer i brought it back to is now closed. It closed about a year or two later due to GMs whole bankruptcy thing. Now that im trying to help a family member get a house, that is coming back on my credit report as owed. Im trying to get the people who now have my account to dismiss it and say im not liable. I have no way of paying for it, Im on SSI and i have no properities or anything they can take no job either. How do i let them know this and hope they will dismiss the case or say im no longer liable? I know it sounds next to impossible but is there anybody who has been there or can help me with this? Or give me something to tell the loan officer whose helping my family member?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Total free credit report on line?


What’s a website where I can get a free background check?

Is there a website where I can use my social security number to do a background check? If not just tell me any websites you know please 🙂 Thanks 🙂


What does it mean when I credit card’s APR is 8.99 % + prime? What does that prime mean?


Would this be an eviction?

I was at an apartment (lease was for May 2009-May. 2010) but lost my job in aug. 2009, and I don’t think I was evicted. she said it wasn’t one. She gave me till the beginning of Nov. 2009 to get out. I was out by October 10th 2009. I went to court, in Sept. 2009, to meet with one of her paralegal people-we didn’t see a judge-and she said that I owed $1,300 which, of course, I did pay in full already-as of Jan. 2011. on my credit report it says a civil judgement but if you look it up online in my state it says a consent judgement. prior to that i was in my first apt. for a year and was never late on rent and got my deposit back in full when i left that place. i am currently staying with a friend-and yes i pay him rent. and have never been late with it. i want to move back to my own place now. my current credit scores are 643-transunion and equifax, and 543-experian is there a difference between a consent judgement and an eviction? if so, what’s the difference? was I evicted or not?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can filing for bankruptcy affect getting a job or finding a place to live?

I’m out of a job and I just cannot pay my credit card bills anymore. Now I want to file bankruptcy but I’m afraid if a job calls me and checks my credit history they wont hire me. I’m also living at my sisters but would like to get my own place if I ever get a job.


Help 911! How can I negotiate a payment plan with payday lenders?

I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.”


Student Loan: Possible with horrible credit and no cosigner?

Hi! I am trying to get a student loan since I was denied for FAFSA. My parents made too much money last year and even though they are NOT helping me pay for school, it doesn’t matter. Yay… So I need to get a student loan for community college for two years equaling to about $15,000 most likely. I have horrifically bad credit (I was young and stupid) and no co-signer. What are the possibilities I can get a loan? And what avenues should I take for my best options? And if I am not mistaken, the loans are repaid after graduation, correct? Thank you so much!


Best Credit Card For 20 Year Old?

I currently have a credit card with my local bank. I’ve had this card for around a year now. They started me off with a $700 credit limit which was a surprise to me considering it was my first credit card I applied for as well as me being only 19 at the time of acceptance. Does anyone know of any better credit cards out there that may have some good rewards or benefits? I don’t want to cancel my current credit card, which may result in a deduction on my credit score, I mainly want to freeze” it in a sense. Any suggestions would be much appreciated

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any way I could get mortgage for $105,000 after having filed for bankruptcy 1 year ago?

I had to file for bankruptcy after breaking my back and not having anywhere near enough insurance to cover my bills. I went through every penny I had saved my whole life? Now all I want is another chance! Is there anyone out there who will give me that chance ?


When will my credit score improve?

If I had credit card debt, some that went to collections, some did not get that far, and took care of it all (i. e. paid all accounts/debts in full)–when will my credit score be updated? Does it improve every month until it is erased in 7 years? Please explain.


I lost my car to a payday loan. Can I deduct that on my taxes?

I live in Illiois. I couldn’t repay my payday loan so the company took my car instead. Can I deduct this loss on my 2006 income taxes?


Need help with Auto Loans?

Alright, I need to get an auto loan only for a small amount. but im not sure on how this whole process works. If i go apply for a loan and get approved do i need to confirm it or is it when i get approved the loan instantly goes through and i get the money? So could i apply for multiple loans at the same time and if i get approved for them all, could i just choose which one i want and go with that one? Thanks!


I have a bunch of payday loans out i cant pay anymore?

My husband didnt work for years and I ended up making the mistake of getting caught up in these payday loans. He was an abusive alcholic and I could not make ends meet. He stole from me so I had no money. It is a horrible cycle i’d take out another to pay the interest on the first and then so on. I can no longer pay the interest anymore. Is it wiser to default on them and make payments OR file bankruptcy on them. i have very little other debt besides a small cc of about $2,000 and the loans add to about $6,000 I’d say total now with the interest. I live in WI. I need the best suggestion to handle this. Thank you.


College student with no credit. How can I get a Credit Card?

I need a credit card, but every student card I’ve applied for have been denied because I have no credit history. I have no money for a prepaid card, so how can I start my financial history?


Looking for ideas for a loan shark costume?

looking for ideas on what it needs an were to get one.


What does 21% Apr Mean?

I didn’t Get or use the card yet. I just want a credit card to start building my credit and this one approved me first. Dont tell people they shouldnt do things if they dont understand it, people need to learn somehow -_-;


I have roughly 10,000 dollars in credit card debt, in 5 credit cards, and they are past due around 75 days????

So, I screwed up and got myself in way over my head, I have 10,000 dollars in credit card debt, and they are about 75 days past due, what are my options? Collections agencies havent called me yet, but I moved from North Carolina to California, and changed my number, so it could be that they can’t find me yet. I would greatly appreciate it if someone could list several different options that they think would be best in my situation and why. Thank you very much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car after bankruptcy?

I am about to declare bankruptcy and was wondering if my father buys me a car can I have it registered in my name or will this mean that they can take the car of me. Would it be better to keep the car in my fathers name. If anybody could help I would be very grateful.


Help 911! How can I negotiate a payment plan with payday lenders?

I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.”


If i file for bankruptcy and include my payday loan, can they still deposit my check ?

I don’t want them to be able to send my check to the bank and me be charged additional fees for it. or will they have to just hold the check or what will happen.


How do i find all my debts in order to file bankruptcy on myself and my new husband?


Am iresponsible for debts that my ex husband files bankruptcy on?

I have been divorced for 6months. my husband assumed all the joint debts in the divorce. i assumed all my personal debt. He has let me remain in our home and he pays most of the payment. I am disabled but do not draw disability. I inherited a little money when my mother passed away and her home. The money is in my name only and always has been. The house was supposed to only been in my name but somehow things were messed up and his name is on the deed. He is sick and has no choice but to file bankruptcy. i am afraid when he does the creditors we had together will come after me for payment because i have this money. this inheritance is my only means of support now unless i become able to work again.


Where can I look at both of my credit reports for the least amount of money?


Good fast pitch softball team names?




















































Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

I am looking for a personal bad credit loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Want to check my credit score?

i should add i live in canada


How do I get a FREE credit report?

no credit cards / no memberships, just ansers


How can i get free credit report every month?

hey,can you please tell me a way to get free credit report every month


Did you know Western Union Online puts transactions thru as cash advance to cc?

I paid for a service online to WU and they sent it through as a cash advance to my credit card company. I haven’t found this in their terms anywhere. Who do you contact, is this legal? Now you have to go and find the specific term and conditions page and it is there. Buyer be ware. Won’t use them again ever

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit score 866 equifax?

I never check my credit score, but i went to the phone store and i was approved for a family plan to get phones without deposit. Days after this, i got a letter telling me they checked my credit and i was approved and my equifax credit is 866. i heard about good credit 700, but 866 never, my question is: my credit is good, average or very good? thanks


What is a subordination fee in a mortgage?


What is the minimum credit score required for a new car lease?

I want to lease a new GMC Acadia. I have only bought cars in the past and have had a few credit issues about two years ago, and am paying off my balances. I have heard that one must have perfect credit, i.e. 700 +, is this true? Do people in the 500 range ever get qualified? Any tips? THANKS!!!


Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

I am looking for a personal bad credit loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a loan im a discharged bankrupt of 3 years 6 months and really cant get credit off the banks untill the

can you guys help me find a loan


What does Inst/oth” mean on a credit report?”

does anybody know who or what this is?


Should I trust a man who knocked on my door and offered me money for my car?

Today a man about my age (mid-twenties) knocked on my door and offered me $2500 for my car. This is a substantial amount considering the age of the car. He had a story about how his wife was learning to drive and needed a small car and that $2500 was his budget. The car is probably worth $1500, maybe. This seems…very strange. And too good to be true. Is this some kind of scam that anyone has heard of? Is it possible that the man was completely honest and is just looking for a beat-up first car for his wife? Input is appreciated, thanks!


Are there any banks that a minor (13-18) can open through the school?

Prior to Washington Mutual bankruptcy, there was this student-through-school banking program. Now that Washington Mutual is no more, (and being now that my account is terminated) I was wondering if there is any other banks that still host this type of program. I would like to open such account WITHOUT parent consent. Is there still such banking options at any bank at all?


School won’t let me home school?

Okay I live in Ann Arbor Michigan the school wont let me home school unless it is under their rules. I do not have a certified teacher and the school said the only way I could home school was to buy my own books and take the end of the year exams ( I am in 10th grade) I would have no problem doing so but the school is telling they are not giving me a list of books they use or what subjects are on the test and what .They told me I am just going to have to study math , English , Science and etc well are they aloud to do this? They wont even let me barrow their books.I think they are just telling my mother this because she is not to smart and does not know all about the homeschooling system. Also take these to note I am not enrolled in the school but the school is making me take their exams? They tried telling my mom she would go to jail if I don’t. I think they are full of crap because under option 1 you don’t need a certified teacher or report to the school I thought that means no testing or anything. Please I need adivice ASAP!!


What is the attraction that people have to CREDIT UNIONS? are they any good?

What are they for? The good and bad things about them?


Where online can i get a easy and fast payday loan where they do not do employment checks or credit checks?


How much profit would i gain by investing in Treasury Bills?

I wan tot invest money safely. From what i hear is that i can invest in T_Bills. If i invested $10,000 for a 4-week bill how much money would i make?(for example http://www.treasurydirect.gov/RI/OFBills by looking at older 4-week auction results it says that Discount Rate = 0.020% Investment Rate=0.020% and Price Per $100= 99.998444) I know you buy them cheaper and sell them for more at maturity date. That’s how you get profit, but i cant find buying price anywhere. If anyone knows how Please let me know! Thank you for all the help!


Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

I am looking for a personal bad credit loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which is the best bank for home loans in Hyderabad – India?

Particularly for Non Resident Indians.Which type of loan will be best for salaried individuals?


What’s the difference between credit & debit card?


You have two credit cards.
What is your debt ratio?

You have two credit cards. What is your debt ratio? If you budget $375 to pay off your credit card debt and you pay off the highest interest card first while maintaining the interest acrued on the other card, how many months does it take you to pay it off and how much is the payment each time excluding the last payment? credit cards: Murk- Interest rate- 5.6% APR Existing Balance- $675.49 credit limit- $1500 Mini- Interest rate- 9.85%APR Existing balance- $902.43 Credit limit- $1,000


What happens to a mortgage when a co-borrower dies?

To clarify the quitclaim issue. Mabel held the deed to the house in her own name ten/eleven years ago. Last year, she issued a quitclaim deed to herself AND her mother so now they are co-owners of the house. At the same time she and her mother signed up for a new mortgage to pay off the old one, and THAT mortgage has two borrowers, Mabel and Betty. So, once Betty passes on, Mabel immediately becomes the sole owner of the house. That much is clear. It is my belief that the Betty’s estate will not be responsible for the debt on Mabel’s house, and the bank will not pursue payment of the balance as long as Mabel makes payment on the mortgage. The problem is that Mabel is unlikely to be able to continue to pay for the mortgage. So, am not exactly sure what happens next. It would be fine, I think, for Betty’s estate to pay off what is now Mabel’s mortgage for Mabel’s house. But only if her estate also issues an equal amount of money directly to each of


I need a loan of £5000?

ive got a pretty poor credit rating but am desperate for a loan to pay off existing debts and lower my monthly outgoings.are there any legit uk lenders who dont require up front fees? im 24 in full time employment and so is my husband, but we cant get a loan!! help!!


Is there a discount available at a used car dealership if you pay cash instead of getting a loan?

Does anyone know? I have been saving and I don’t really want to take out another loan if I can help it.


How do the companies advertising free credit reports make money?

What is their business model? They advertise a lot on the Internet and TV, they must be profitable.


I recieved a check from huntington national band re transunion corp privacy litigation case no 00-cv-4729 mdl docket no 1350. is it legit.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why do people think life is over after Chapter 7 Bankruptcy?

Zarg222: No down payment with the car. I backed out at the last second because I decided to keep the car I have. They offered me a 4 yr loan with 0% down with 8% interest. That didn’t seem too bad to me. I am planning on bringing a large downpayment as leverage since my credit isn’t the greatest. 20%+ isn’t an issue.


Should I file for bankruptcy?

I am a 21 year old male and I have been in debt for a while and no matter how many jobs I get it’s still not enough to pay my debt. As of now I am probably $10,000 plus in debt which includes medical, credit, and loan debts. Is filing for bankruptcy a viable option given my situation because I would really like to start school soon. This debt is pushing some serious depression on me and every little problem I get becomes a big problem because when I have to fork out money for them I lose out on money for my debt which then set’s me back and pushes me deeper into my hole. Advice?


Do I get charged even if I don’t use a credit card?

I will be getting my credit card for my Lloyds TSB Student Account soon and I’m just wondering, if I haven’t used anything on the card and just leave it in my wallet, will I get charged monthly by interest on the card, or can I be safe and just leave it there and not have to pay anything?


Paying off credit card and lowering my credit score?

I have an $800 credit card debt that I plan on paying off during the next year. Does my credit score go up once I start paying on it or after it’s paid off? And is there a free way to see your credit score? If not, what is the cheapest site?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Chapter 7 Bankruptcy for someone with no job?

Allow me to give you a little history of myself to explain things. I’m from ohio, moved out to arizona with my parents, got a job, and got a car loan. My dads name shows as the primary, and I’m the co. I moved out to NC with my fiancée and I worked for a hotel and he worked for a dinning services company. With the economy the way it is, not many people stay in hotels these days. Therefore my hours were cut. I was getting under 30 hours a week at 8.50 an hour. My fiancée was let go from the company he was working for due to budget cuts as well. Since he brought more home than I was, we had to figure something out. His mom offered us a place to stay, and so we moved to Maryland. In the mean time he has found a job, and I did too, until I developed symptoms of sciatica and havent been able to do much more than 15 minutes of work without being in too much pain to breath. No job = no health insurance. So in the mean time, I’ve fallen behind on all of my bills, I owe over 3000 with nothing to pay any of them off, and so instead of letting them pile up, I’ve been trying to figure something out. In order to qualify for a chapter 7 bankruptcy, do I need to have a job? I’m trying to get one, but I’m having a hard time finding work. Sure I could use a staffing agency, which I had an appointment for, but couldn’t make it, because I don’t have the money for the gas to get there. Also I’m concerned about my car. Since my dads name is on the loan, what happens then? They couldn’t take the car cause its technically his too right? But then, he would be held responsible for making the payments on it, and would my bankruptcy, if I qualified and was granted, would he be responsible for any of my other bills since his name is on a loan of mine, or I guess technically it’s both our loan…?


Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

I am looking for a personal bad credit loan


Can you use two visa gift cards to make one online purchase?

I need buy something online, but the ítem is $820…and a one visa gift card only has a $500 limit..so can I use two of them to pay online?


Can I get approved for an auto loan with not so great credit?

I’m in harrisburg pennsylvania & I don’t have good credit..I’m looking to get an auto loan maybe for $6000…where can I go that they will give me a chance?!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any benefit to declaring bankruptcy when you still have credit left?

I’m a freelancer facing a mountain of credit card debt amassed over many years. I own my car and I rent, single/no kids, and have no assets worth mentioning. I’m trying to pay everything back, but times are lean. I would prefer not to declare bankruptcy primarily on moral grounds, but I looked into it today, and it seems that the only benefits have to do with getting creditors off your back and preventing foreclosure. I don’t have any creditors on my back yet, and I have nothing to foreclose on. It’s been difficult sometimes – I joke that I spend half my income on rent and half on credit card payments, leaving the other half for everything else. But I’ve made my payments on time with nary a bounced check, and I still have several thousand dollars of available credit left, enough to carry me a couple more months if I needed it to. If I declared, I’d be out of that mess, but I wouldn’t have any credit cushion and would need to get a regular job. It seems to me that if I’m resetting everything to zero anyway, my smartest strategy is to continue as I have been, hope things get better, borrow my remaining credit as needed and any more I can get, and when I’m down to the last shreds, fix up my car, upgrade my computers (I develop software – iPhone & Rails), buy new clothes, a TV and furniture to last a while, and blow the last drops on a crazy weekend in Vegas and a single roulette spin. Then just stop making payments, squirrel away some paper cash and money for the lawyer, wait for the creditors to go crazy, and file. Hey, I might even get a good gig and dig myself out with just a couple of dings. I don’t want to do this – it’s clearly wrong – but it seems like that’s how the system is set up. Am I understanding this incorrectly? Is there any reason to declare bankruptcy preemptively? Are there any other options available? I really just want to pay it all back.


Credit card interest rate – Chase?

We have two credit cards with Chase. One (was) two years ago 6.9% fixed APR and the other was 7.9% fixed APR. After the crackdown on creditors, we of course got sucked into the let’s pass the crap onto the customer” vacuum and regardless of our good credit


Does anyone know of a debt consoildation program for payday loans?


A Tax office Anywhere in the San Fernando Valley? Recomendations, suggestions?


What should I do for an auto loan?

I’m 21 with poor credit for now til I pay off medical bills. I make anywhere from $1500-$2000 a month. My bank doesn’t offer auto loans. I tried a credit union and I was denied to do hospital bills that I am currently trying to settle with my insurance company. My car now won’t last much longer and I don’t wanna keep putting money into a crappy car. I just want a new USED car:/ any tips?


What is the best way to payoff or settle my $80,000 credit card debts and bank debt?

Two months ago I maxed out all my credit cards and opened an unsecured personal loan because I needed cash for family emergency. Now I have approximately $80,000 debts from credit card companies and bank (all unsecured). After one month, I couldn’t afford to make the payments. For my situation, I don’t think I am able to payoff all the debt. What are my options now? When would the credit card company sue me? Can they garnish my salary? If the debt transfer to collection company, how much can I bargain off for a lump sum payment? Should I settle the payment myself or go to debt consolidation company? How many years the bad record would stay on my credit report? I live in California. I’m working full time with $50,000 annual salary. The only property I own is a free-and-clear car (2007). I might able to borrower $20,000 from my girlfriend if a lump sum payment is offered. Please answer as much as you can. Your help is much appreciated. Sincerely thanks.


Negotiating deal on options for new K. Hovnanian Home?

I am looking to purchase a new home from the builder K. Hovnanian. They are offering a national sale for 3 days only. 72% off of all options up to $40,000. This sounds like a great deal, but EVERYTHING is an option, the base price is a bare bones price of $350,000. Does anyone work for K. Hovnanian or has anyone dealt with K. Hovnanian before that could let me know if I have any shot at getting them to discount options I purchase over the $40,000 included in the deal? The housing market in my area (Raleigh, NC) is strong, but developments are popping up left and right and builders are starting to overbuild and are having trouble dealing their current inventory. This development is currently offering up to $40,000 off existing inventory of houses (these houses are in the $350,000 to $450,000 range.) If someone could give me some advice on whether they think I could get an additional amount off or advice on how to best negotiate a new yet to be built house I would appreciate it. Thanks


I am considering filing for bankruptcy. Family property/?

I have lost my job and I’m in a considerable amount of debt. My grandfather passed away a couple of years ago and when this happened my grandmother signed her house and assets over to myself and my sister. I was selfemployed at the time and signed my share over to my sister 100%. This was 2 years ago and my grandmother is still alive and in the house. Would my filing affect her or the property? Many thanks for reading


My friend become a defaulter in credit card and personal loans…?

i have signed in many credit card application for my friend as a reference…he swiped the full amount in all the bank credit cards. amount around 16 lakhs… now he is ready to cheat the banks…as a refrence bank will take any action against me ??? what do u mean by reference….is it like a guarantor… what kind of action the bank will take action against my friend???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a loan on a $5000 used car with $2000 down with no credit?

I make about $4-500 a week so if I bring in my paystubs too will that help? I don’t have a cosigner or a trade in either.


Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

I am looking for a personal bad credit loan


I have a 471 credit score how is the best way to get my credit back up and where is the best place to go?


Bankruptcy and taxes?

OK. I think we know that back taxes owed are not dischargeable with a bankruptcy (CH7). I want to know if the bankruptcy process results in an organized and reasonable repayment of taxes plan (both federal and state)? I am looking at $60K in UNSECURED debt and about $21K in both state and fed taxes. The state has already started garnishing wages and the feds have placed a credit lien on my file. I have had spotty employment for the last three years and have just now (last month) landed a steady” full time job earning $3360 per month


Look for New Jersey Mortgage and Investment Corporation. If no longer in business who bought them?


Trying to improve credit score…is my mortgage hurting me?

Okay so I’m wanting to improve my credit score…currently I cannot get approved for anything because of my debt to credit ratio…I just pulled up my report and this is what it says: Account Balance Available Credit Debt to credit ratio Mortgage $141,754 $0 $143,877 99% Installment $14,980 N/A $20,591 73% Revolving $2,441 $2,319 $4,760 51% Total $159,175 $2,319 $169,228 94% It seems like my morgage is having a negative impact on my credit…is this normal? I have never been late or missed any payment…did close 2 credit cards. Can someone please advise me on what to do to improve my credit score?


How to raise my credit score?

i checked on the annual credit report and it didnt say who the creditor was. just that the account was charged off 2 years ago. I can wait a month and buy the car for cash but i really want to raise my credit score. I want to just put 8k down and finance 8k so i can get some recent credit on my report, with my girlfriend cosigning who has a credit score of 650. Is there a bank that would accept that?




















































Are there any payday lenders that will give a loan even though i have a outstanding payday loan?

Are there any payday lenders that will give a loan even though i have a outstanding payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What are the advantages and disadvantages of a mortgage?


Can anyone help me on a good payday loan site? I keep getting the run around from site to site.?

I am looking to get a loan,but can not find a good site. I fill out the form and then it redirects me to another. I want a good loan site thats not a scam. Thanks


Yes i would like to know how i start a payday loan business? thanks?


Question about auto loan?

Hello all, I have recently been looking around to buy a 2006 Mazda 3 from a private seller. It has 93,200 miles on it. I am a college student who is looking to co-sign a loan with my father. We were approved at Chase Bank, however the car did not fall in the range (5 calendar years, < 75,000 miles) so we had to throw that offer out the window. We were denied at a local credit union mostly because we are not members. So, we just tried Bank of America and the car falls within range (< 7 years, > 100,000 miles), minimum of $7500. My father is a member and has good credit. Now, the car is $6800, and would be $7495 if included sales tax. But I have read online that I pay sales tax at the DMV here in NY; would Bank of America write the check for $6800 or would they deny me after seeing the bill of sale? Thanks in advance for your answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Free credit report?

I need a cost free credit report website


Better to finance a car with an auto loan or personal loan?

I’m looking to get a new car but the full coverage insurance is pretty steep. Would it be better to pay for the vehicle with a personal loan and not have to get full coverage? Or auto loan and pay full coverage Personal experience? And I know if I use the personal loan and wreck the car, I’m screwed. I really need a new car but I really don’t need the enormous full coverage premium.lol


Cash Store Payday Loans? What Happens if?

I have a Loan out from the cash store and its starting to get very annoying cause when i pay it off i have to take out another one to get food and stuff, as i only get limited amount. I realize now that the payday loan is not the way to go and i regret it now. I cant pay the next payment, however i can pay it overtime, i can give them semi large installments every month to pay it off. Whats going to happen if i do this? should i talk to them about it ? is tht the best way to go? i really dont want to be rude and just not answer there calls or anything but i cant have this loan thing haning over my head anymore im getting sick cause im so stressed out. i need to pay it off in time. Any advice is apriciated. thanks in advance


Are there any payday lenders that will give a loan even though i have a outstanding payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


In regard to bankruptcy in Illinois,how old does your debt have to be?

Every place I have read says 90 days. Talked to my lawyer today to ask a question about filling out forms and she flipped out when she found out I used cards in in December. (Tried to tell her at 1st meeting!) Now she wants 6 months of statements for all debts. Am I in deep doo-doo, or is it really just 90 days (wont have $$ to file for another month = after 90 days). Help!


I want to buy a home. My credit score is near 500. I make $60k annually. Do I qualify for a FHA loan?

Other than someone telling me to clear my credit (easier said than done) is it wise to buy into a credit line to re-establish?


What’s a safe loan company to go with?

I’m looking on the internet for a loan company that will take bad credit and do refinancing on auto loans for at least 3 yrs. We are trying to gain better credit and right now the loan we have is high interest and pmt is nuts. So I’m just looking to see if I can find a better place with a better pmt and interest. Thanks and please no junk


Can my ex file for personal bankruptcy?

Hello, we live in Quebec (Canada). My husband (now ex) and I took a personal loan together. He left me with paying for the whole loan and left. i am taking him to court for his half. He threatened me if i took him to court that he would file for personal bankruptcy and I would lose more because of all the lawyer fees I would spend . His part of the loan is for 15000. Plus he has approx. 2000 of credit card unpaid bills. If the courts tell him he has to pay his half, can he file for personal bankruptcy and get away with not paying me his half ? He has no assets. He is not a canadian citizen, he is a permanent resident. His gross earning are approx. 21000/year. Will he be able to get away with this ? How much will this cost him to file for bankruptcy? Also he is in the process of sponsoring his mother to Canada. Will this affect his chances ? I need to know if he is bluffing or not. I do not want 3000 in lawyer fees to find out in the end, i will not see justice.


Can apply SBI Home Loan when I am on notice period?

I want to apply home loan from the SBI. I am working in private IT sector company. I am on notice period (means resign from the current organization). Am i applicable for SBI home loan?


How much does it cost for a small corporation to declare bankruptcy (Chapter 7 Liquidation)?

My father is the CEO of a small corporation, in which he owns a 100% equity interest . The company has only two employees. The corporation’s funds will be exhausted in a matter of several days. His lines of credit have been suspended and his cash reserves are almost fully depleted. What is the cost of a corporate bankruptcy attorney in California (on average)? A ballpark figure or range would be appreciated. Can he represent himself (unfortunately, he has no legal background whatsoever)? Are there any low-cost templates or software to do the filing?


Can I buy myself out of a joined Chapter 13 bankruptcy?

My husband and I are in a chapter 13 Bankruptcy. We are going through a divorce now. Can I buy out of the Chapter 13 and file a Chapter 7 by myself?


Can i buy stuff online using paypal without my credit card number?

i’m trying to sell something on ebay, and i dont want to link my credit card to my paypal account, can I still continue to receive money on my paypal without having to put your credit card number in? and if i do receive money to my paypal account, i will only be allowed to buy things online with paypal, nothing to do with my bank account, right?


Are there any payday lenders that will give a loan even though i have a outstanding payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Just filed 4 bankruptcy..will the court take my tax refund .only get tin $4500/2kdz?


What is the truth concerning the 7 year rule with credit?

I have been looking at different questions and answers concerning credit and how something negative will be erased from your report after seven years. Some people are saying it’s 7 years after the start of the account, some are saying 7 years after the last payment. What is the truth and where can I find it for myself? I am trying to get my credit established and I want to know all that I should now.


How to get an AUTO LOAN without co-signer or credit??? DETAILS >>?

I started building credit, I guess, in January 08 by getting a small credit card. $300 credit limit from Capital One. Now I don’t know how this works exactly but from my friends I’ve gathered that it will take around 6 months for my credit report to actually show. Also, by applying for auto loans it causes my credit to get hit thus decreasing my credit score. I do not have a co-signer as my parents are divorced and I no longer talk to them and have nobodies parents or near family to help co-sign a car. I know, pretty unbelievable but its true! I borrow my gf’s car to work out of state (AL, GA, TN, FL) overnight in Home Depot. I make roughly around 3,000 a month. She takes care of the baby and I pay the bills. It would be much easier to save money if we were both working meaning I need to get my own car. I’ve tried Capital One and almost all the bs sites there are, what do I need to do????? Also, I want, if possible, a nice car… newer w. few miles and exellent condition.


What is Rs. credit limit for HSBC platinum master card ?

would like to know that what is Rs. credit limit for HSBC platinum master card ?


How do I clean my up credit to buy a home?


Chapter 7 bankruptcy question?


What is the best way to say no credit cards

cash only”?”


Mortgage for Prefab House?

I have an appointment with nationwide in a couple of weeks to set up a mortgage (already looked around for one, Nationwide was the best for me), but i have just found out the reason the house I want is cheap is because an offer someone else put on it was rejectected by their mortgage company because it is prefab. will this effect me getting a mortgage on it? i have 10% deposit and the house has had a structural survey in the last month proving it is fine asking this question now as i want to know if i need to start looking round mortgage companys again

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which bank has the cheapest two wheeler interest rates?

Hello, I’m from Kolkata and planning to buy a Yamaha R15 V2.0. The on-road price here is around Rs 1,30,000/-. I will be paying around Rs 80,000/-. For the remaining amount, I’ll apply for a loan. Which bank/financer has the cheapest interest rates? Please help. Thanks in advance.


Bad credit. How can I get a personal loan with a reasonable monthly payment?

I messed up my credit by marrying Mr Wrong in my 20s. It snowballed with me refusing to pay for stuff he lied about.Now he is gone but the bad credit score isn’t.I have no credit cards only debit cards.I have paid off several used cars and payday loans as well as paying rent on time.That stuff is not revealed on your credit score, I take it.Prosper wont accept me. I need 2000 dollars to get new eyeglasses and move.I have a job but Im not living in a very good area and need to move.Im a hard worker,38 and have had two jobs in management in the past.I have my eye on another one. I want a loan where I can pay it off at about 100$ a month or close to that.That way I know I wont be struggling all the time to make it and it will get paid.Im trying to get my act together financially and really would appreciate some good advice.


I have 30K in credit card debt and I NEED your advise!!!?

I know I owe an insane amount of money, but I’m not sure what to do about it. It is all on 1 credit card and I have great credit, but I only pay the minimum every month. My job situation has changed and I am currently not able to pay the minimum anymore… Please give me advice, credit consolidation, call the company, what do I do?????? Thanks in advance for any guidance!!


Where can I get a free credit report?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is 667 a good credit score to get a house?

Yes im a first time home buyer and I’m about to fill out a application to see if I am pre approved for a house. So I checked my credit on freecreditreport.com and my score was 667 is that a good enough score to get pre approved for a house?. p.s I live in maryland


Are there any payday lenders that will give a loan even though i have a outstanding payday loan?


Chapter 13 bankruptcy rules debtor question?

Does the debtor is given a chance to re-organize his finances?


What mortgage company gives the best interest rates to someone after bankruptcy?

and…. if you don’t know of a bank to refer me to, please don’t bother answering. the 2 answers below are useless.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you purchase auto insurance over the phone or online??

can you purchase auto insurance over the phone or online??


Watch television or cable tv online for free?

Thanks in advance… What are some good websites that allow ppl to watch cable tv or basic tv online for free?


Accounting journal entry help?

14 Notified by Alex’s Engineering Co. that Success Systems’ bid of $7,600 on a proposed project has been accepted. Alex’s paid a $2,200 cash advance to Success Systems options: accounts payable accounts receivable advertising expense cash computer service revenue computer supplies dividends unearned computer services revenue wages expense thanks!!!


Is it possible to get an online loan to startup my online business cos i dont have capital to do so?

i want to start a small scale business with YAHOO!store but i dont have capital to get a computer,business phone,an internet service provider e.t.c, and i was wondering if i could get a loan for that. I will need all the help i can get from you.Thank you


HOW? Equifax and Transunion have N/A credit score but EXPERIAN has 712 w/ 4 judgments for dr bills?

How is it possible that Experian has a 712 score with 4 public record judgements, and transunion and equifax have NA scores ? I have not used ANYTHING on credit in last 3 years since divorce… Where do I start to rebuild all the scores? I know pay of judgments ( they are dr bills due to ex husband )… I applied for capitol mastercard and got approved instant… but applied for visa and got denied? all from capital 1 site that says for AVERAGE credit? PLEASE HELP.. thanks


Did anyone ever hear of this company accommodative financial solutions are they legit?

i want to know if anyone has had a bad experince with this company


Looking for a loan shark or kind hearted person to loan money?

I am in desperate need of a loan for 2,000-3,000 immediately. I am willing to work on your terms. I can’t afford up front costs. The reason I need the loan is because I’ve had to make repairs on my vehicle totaling a couple thousand dollars, and with Christmas just passed I’m behind on bills and 2 days late on rent already. I am a welder and make ok money. I can pay back 400-500 a month with interest of course. I have a wife and 2 young girls and I just need to get my head above water again. I live in saskatchewan canada. Please let me know if you can help or know of anyone who can. Thanks. Chris.


Is scamming online legal?

Say you set up a profile on a online donation website.You make a sob story with a fake facebook and fake pic and name and story.You get donations but later they find out your not who you say you are.Are you facing any legal problems?


What is the best way to see my credit report online, I have already used the once a year free one ? read:?

I would like to go online and look at my credit report. I have already used the one site that is free once a year, but used it many months ago. Best suggestions ? Thanks, and my credit is not good, but it has been a long long time since I used any credit, like 8 years, but when I cleaned it all up with an attorney, the companies didn’t clear up my credit report !!! So I figured I’d just wait it out and i have fradulent charges on my credit !!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to call my credit card companies and request a lower interest rate…?

My plan is to see if my current card companies will lower my interest (currently paying between 14 & 18% despite very high credit rating!), and if they say no, then I’ll apply for a new card that has a 0% intro rate and transfer my balances onto that so I can pay them off. Any advice on what exactly to say when I call? thanks!


Are there any payday lenders that will give a loan even though i have a outstanding payday loan?


Is there a pre-payment penalty in NJ for Auto Loans?

I want to finance a vehicle that’s in NJ, and I’m in NY. Now I know NY has no prepayment penalties for Auto Loans, but does NJ?


Credit card grace period?

i understand that. but when does the grace period start? when i buy something or when they mail the statement?


FHA 203k loans and Manufactured homes?

This home is in foreclosure and has some light damage to the blocks along one wall of the basement (hubby is a contractor). It’s something we’d fix on our own, definately livable in the mean time. The bank that holds the title wants it done prior to move in but since it is in foreclosure and ‘as is’ the bank is unwilling to do it. It seems we are the 10th offer on the house but no one seems to be able to get the appropriate loan.


Pending Lawsuit and Pending Bankruptcy?

A friend of mine did a very stupid, stupid thing. He let his auto insurance lapse. He got into an car accident that was his fault. The other driver’s insurance company is threatening a lawsuit for the cost of the accident. The total cost of the car damage and medical bills is over $15,000. The insurance company has not sued him yet. But they are going after him with phone calls and letters and asking him to pay up. My friend is bankrupt and he is going to file bankruptcy. If he files for bankruptcy and this potential civil suit is hanging over him, then what happens to him after his bankruptcy is concluded? If the insurance company waits to sue him after his bankruptcy case is over, then he is on the cuff for that judgment because he can’t file bankruptcy for 7 years. Right?


I am looking get one of the quick loans/payday loans for $500. Anyone know of a trustworthy site?




















































Payday loan lenders for people on benefits?

Payday loan lenders for people on benefits?

Hi I need a small payday loan-I am on dla and incapacity-does anyone know any payday lenders that accept people on benefits/ I can’t find any. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Captial one card NON SECURED that I will be receiving or SECURED card from US bank to rebuild bad credit?

I already know alot about credit from research online so do not tell me how to handle credit. Keep your debt to ration utilization under 30% but 7% or less is better because this is how you obtain a very high FICO score. Do not open alot of lines all at once and wait 6months-1 year. Do not close oldest accounts this affects the average age of credit. I know all of this.


Conversion from a Chapter13 to Chapter 7?

Can I go through the US Bankruptcy Court and convert to a Chapter 7? I have to get my car payment up to date first so that I can keep my vehicle? But can I convert through the Bankruptcy Court? Serious responses only.


Bank Question+MacroEconomics?

Suppose that a lottery winner deposits $10 million in cash into her transactions account at the Bank of America (B of A). Assume a reserve requirement of 25 percent and no excess reserves in the banking system prior to this deposit f) After the entire banking system uses the lending capacity of the initial ($10 million) deposit, by how much will the following have changed? Total reserves $ million Total deposits $ million Total loans $ million Cash held by public $ million The money supply $ million For total reserves I got 2.5 million but it was incorrect


Best buy credit card?

I applied for a best buy credit card online but I put all the information and question they asked but they gave me a reference number to call for additional questions does that mean I didn’t get approve or what will they ask for so could have it ready?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Companies that give auto loans to people with bad/no credit?

I am looking to buy a motorcycle, but the problem is i am nineteen and have no credit. So i am looking for a company that gives loans to people with bad to no credit, but most of the online ads look like scams. any suggestions?


Define credit card & it’s uses?


Is It Worth It To Keep My Free Credit Report Account?

I have some old debts that are SOL and actually close to being the 7 year mark for it to come off of my report. I’ve been holding my membership with free credit report dot com to monitor in case these creditors sue me. The reason being I no longer live in the original state where the debt took place and I never left them with a forwarding address. Here’s the thing, all 3 of my credit reports show my current and accurate address, so I assume if they were to serve me properly, they should be able to find where I live. I don’t want to get a summary judgment simply because I was improperly served. I want to be properly served so that I can go to court and prove my debts are SOL. So yea, do you think I need to keep my credit monitoring service or should I cancel it? Thanks!


Payday loan lenders for people on benefits?

Hi I need a small payday loan-I am on dla and incapacity-does anyone know any payday lenders that accept people on benefits/ I can’t find any. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a 5k loan?

I need a $5,000.00 loan to pay for a wedding I need it withing a few weeks to start on the wedding. Im getting 30,000 in the begining of may so i can pay it back, Im 19 with a limited credit history I have 2 credit cards and i never miss a payment, im just having trouble getting this loan. The wedding is may 10th so i need to start making arangement and it is hard to do with no money. Can anyone help me or know where i can get a loan? Im on my own and dont have any family around so i dont have a co-signer.


How much loan tenure would be best for car loan?


If I was looking to lease a 2007 chrysler 300 with a auto loan how much would i have to put down on it.?


How bad will this affect my credit rating?

I had a bank account that with a mistake apparently got overdrawn a while ago…the bank closed the account and said it was reported to Chexsystem and they told me that would make it hard for me to open an account with another bank. Now, the overdraft was only about 30 dollars and I since paid that off through the collection agency but what I want to know is how bad will them reporting me affect my credit rating? I dont really care about opening another bank account right now as I already have another one that I have never had any problems with…I just want to know how bad will that report affect my credit rating and will it show that it was only 30 dollars and it was paid off already?


Should I file for bankruptcy?

I am 23, I have debt of £6000 from credit and store cards (I was young and foolish when I took them out) and I have two student bank overdrafts totalling £3500. Altogether I am in debt of about £10,000. My family can’t help or friends. I am in my final year at uni, and with the credit crunch my chances of getting a job after uni looks nil. I only work part-time, enough to support myself. Should I file for bankruptcy? I was with a debt management company but it just seemed that they took more money from me. If I file for bankruptcy would my earnings from my part-time job go to my creditors? Pls advice?


Where can I get my credit report online that gives me a report for all 3 credit groups?


Good student loan consolidation lenders?

I am looking to consolidate my student loans with a federal consolidation loan. I know the interest rates are based on federal regulation, but I’m wondering about the other offers/benefits. If you have consolidated loans with a company, can you share personal experience about your lender–customer service, helpful website, quick loan processing, etc etc? Why did you chose your lender? Thanks!


How to fix my credit?

I my credit back !


Payday loan lenders for people on benefits?

Hi I need a small payday loan-I am on dla and incapacity-does anyone know any payday lenders that accept people on benefits/ I can’t find any. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the basic difference between origination fee and discount fee also known as line 801 and 802?

I know both will bring down my mortgage rate and both can be called points. I wanted to know what are the advantages and disadvantages of each. I asked this same question to our lender and either they refuse to answer the question or they don’t know the difference. I feel like they are not being honest with me about this matter.


Anyone work at bellco and know what credit score I need to become a member?

I have a 597 credit score and really want to raise my score. I have paid off every bill on my credit report and it’s still that low. With the credit score I have I will never be able to get a credit card or loan. If I can’t get these things I don’t know how I will build my credit in the future. I know bellco has some great programs for credit cards And I’d really like to get with a union in order to start my quest to repair my credit. Does anyone know what credit score I’ll even need to get with their union? Does it change anything that all my bills were medical and I have paid them all off in full? I own my own business. I have no bankruptcys, liens, loans etc. Ever, never even had a credit card? Any help is appreciated! Thanks


How can we get best buy or Fry’s credit card without SSN?

we just have checking account.


Good bankruptcy lawyer that is reasonable?

I was trying to find a reasonable bankruptcy lawyer in corona, ca that was reliable and good.


I am 19 and I really need a loan for a car?

I am a college student and I would really like to get a car because I commute to and from class every day. I would like to get a loan for a car but I am not really sure how the whole process works. I was gonna try to get one from a credit union in my area but I have no cosigner, my mom has horrible credit. I must have some credit because I pay my phone bill every month on time, im not really sure if that counts for anything but i guess its something. If i go through the whole process of trying to get a loan will it be useless since I dont have someone to cosign? I am in dire need of a car.


How do I check my credit report and how can I see if companies have a dispute with me?

I paid a medical bill really late about a year ago that I originally was not going to pay but my parents convinced me otherwise. Also I got suspended from college for the semester about a year ago as well and after I got most of my money back (it was only a few weeks into the semester) and moved back home, about a few months later I got a letter in the mail saying that I owed them $300 for terminating my on-campus housing agreement early. I simply ignored the letter and got another one a little while later and then a few months after that, I got a letter from some debt collection agency in North Carolina. I still haven’t paid it and it’s been almost a year, the letter from the collection agency was back in like July of last year and I haven’t heard from either them or the school since. Will this affect my credit record? How do I check my report to see if anybody has any claims against me? Also how can I find out who all has viewed my report?


I have a Gap Visa Card with a 23% intrest rate, how can I lower it?

This Gap card is the only Visa that I have but the intrest is crazy and I stopped using it I’m actually trying to pay it off as fast as I can. I don’t want to close it bc it will affect my credit score but how can I get them to lower it. With my tax return I will pay it off and if they don’t lower it I will stop using it. What advice can anyone give me?


Does anyone know of a legitimate long term loan lender for bad credit?

I have made some mistakes with my credit and want to clean things up. I want a loan to pay off everything and have just one payment so that I can repair my credit. The problem I’m running into is that someone claims to be a legitimate lender and need money to transfer the funds or to send them western union and it turns out to be a scam.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will a bank give me a mortgage if i have a casual job?

even if i work as many hours as a full time job?


What are the credit bureau addresses to dispute an item on credit report?


With a FICA score in the high 700 range can I find any low interest auto loans and what might that rate be.?

Toyota is not offering incentives on the Camry Hybrid. Can the dealer secure a low interest loan for me through another source? What rate could I expect?


Any info on pro’s and con’s on debt consolidation companies?

debt settlement of america?? anyone hear of them or use them??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who is the cheapest bankruptcy attorney in Nashville, Tennessee?


Payday loan lenders for people on benefits?

Hi I need a small payday loan-I am on dla and incapacity-does anyone know any payday lenders that accept people on benefits/ I can’t find any. thanks


Auto Loan- Chapter 7 Bankruptcy discharged 1 week ago?

I had filed for Chapter 7 Bankruptcy which was discharged 1 week ago. My immediate requirement is to purchase /lease an automobile. Can someone eceommed some companies who will finance me in this situation. I have been told that not too many dealers offer programs for indiciudlas like myself and the ones that do, take a great advantage of situation by offering high ionterets rates and no additional discounts .


Is it possible to get a new auto loan on a used vehcile after repossession 2 years ago.?

My husband had stopped working and wasn’ t receiving Unemployment for 6 months due t denial, After he won his unemployment it took an additioal 20 to 30 days to start receiving unemployment checks, which his car had a prior repossession and two week after he received his first unemployment check his car was repossessed and car was sold.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does credit card default” mean?”

I have almost $1,200 in credit card debt I can’t pay right now so I’m wondering what does it mean to let it go to default”? What happens? Will I pay that amount later on? Is it like bankruptcy?”


E loan recently offered 30 month auto loans at 3.6%…?

e loan recently offered 30 month auto loans at 3.6% compounded monthly if the most you can afford is a $549.00 payment a month how much can you borrow? Please help we have been working on this problem for a while. How can we find the answer? No formula seems to work.


Where can i get an installment loan?

my credit isnt good enough to go to the bank and get a loan. i need to get a 1500 dollar loan that i can pay back over the next 2 or 3 months i know the lenders are out there but i cant find them all i can find are the sites that MATCH you with lenders, and they all find credit cards and payday loans……. any ideas here people. i know im not the only one who has had financial probs. and needed help thanks for the help ( if you do help )


Free ancestors search no credit card?


I am in urgent need of a loan for 6000 pounds,bad credit can anybody help?no nigerian scammer!!!?

I am in desperate need of a loan for 6000 pounds, i have been to my bank and have been declined due to a default i gained on my credit history as i missed a payment when i went on holiday for a month, i have a good income but does anybody know of anyone that can help, I AM NOT INTERESTED IN NIGERIAN SCAMMERS WHO REQUIRE UPFRONT FEES!!!!


Where is the easiest place on the Internet to get approved for an instant payday loan?

instant payday loan,or short term loan, loan amount 800.00 and below


Dispute w/ TransUnion about Repossesion?

My husband & I returned a car about 2 years ago & it hit our credit reports as a repossesion. We filed an online dispute through TransUnion because we dispute the amount listed that we owe. They say we owe the original amount of the loan but what we really owe is the amount of the loan minus the amount they later sold the car for, which is a $4000 difference. The dispute came back from TransUnion saying that we can mail in documentation supporting the amount we owe which we do have, but my real question is, should I send the documentation with a letter saying I will only pay the amount listed on the paperwork, to the financing company for the car. Also if I should write the financing company a letter what should I say in it. Any help would be greatly appreciated. Thanks!!


How much can i expect to pay for insurance first time dr over 21?


How to get a car title loan without a job?

I live in the Philadelphia area, is there anywhere around here or online that I could get a loan for $3000 using my car as collateral? I drive a 1999 Mustang GT convertible in perfect condition, valued at about 6000-7000 dollars. I am unemployed, so currently no source of income. Is it even possible for me to get a loan from somewhere?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Chances of obtaining auto loan on my situation. ?

I’m attempting to get an auto loan of about $8000 to purchase a car. I’m a 19 year old male, will be 20 in Oct. I don’t have much credit, I have had an apartment lease for a few months in my name and an electric bill in my name for a few months also. I have been working at my current employer for about 2 months. My last employer I worked for 3 years. I bring in about $2200 a month. Have about $330 in monthly expenses now. I need a new car, bought my last car for $3,000 and I paid in cash but it’s going down the tank so I’m selling it for $2,000 and putting the $2,000 as a down payment for the loan.


Payday loan lenders for people on benefits?

Hi I need a small payday loan-I am on dla and incapacity-does anyone know any payday lenders that accept people on benefits/ I can’t find any. thanks


CIBIL Score elgibility for home loan?

Hi, My CIBIL Score is 633 and recently I’ve applied for home loan through LIC housing finance and I was fortunate that they have approved my home loan process and I’ll be getting loan sanction letter soon. Even though I wanted to know few things 1. If more the CIBIL score say in between 800 to 900 are there any chances of getting more loan amount considering the salary ratio and other liabilities? 2. What kind of CIBIL score does HDFC, ICIC, SBI and other bank consider while applying for home loan ? 3. Does processing fees cheque for home loan sanction letter is only debited when bank or the lender is confirmed that customer is eligible for home loan? 3. Does sanction letter is kind of confirmation for the home loan once the property is finalized so that they can disburse the amount? 4. How frequently CIBIL score gets updated?


Need advise on an auto loan?

i want to perches a 20014 mustang gt the car is priced at 27000 i have 15k to put down but i don’t have the best credit around 570-600 i lost my job couple years back and my credit took a hit on a repo do you think i will get a loan on it i would be well under the vale of the car so the bank would would not have much risk if it came to a repo but i would not like that to happen again i have a truck i drive mostly it will be a daily summer only car if i cant have it i don’t want anything else so pleas don’t suggest it im asking here because i don’t want to waste a dealers time if nobody thinks it will happen thanks


Debt help?!…im confused!!?

i am currently in a lot of debt and have heard of a company that can potentially help me but i am confused?… the company that have been in touch is a company called KNIGHTSBRIDGE financial… i have looked for reviews online but found nothing, does anyone on hear have any dealings with them or advice on weather or not they are a trustworthy debt solution…. obviously in am very sceptical, is it warranted? please help, do these companies really help? i knopw most dont but have i found a rare one that does?


Who are pay day /cash advance loan lenders in uk?


Does anybody know a website where i can get my credit report?

does anybody know a website where i can get my free credit report without a credit card verification and that will be 100% free of charge?




















































List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

I know the whole ‘don’t get a payday loan’ issue, i understand fully what i’m commiting to. I’ve tried most of the Lenders including: Wonga Quickquid Kwikcash Payday UK Peachy Borro LendingStream Loan Extra etc.. I have bad credit, however i’ve managed to get a loan with Toothfairy Finance, even with my bad credit.. and am looking for another company that would accept me, i’m currently working earning £1000+ per month, but haven’t recieved my first paycheck until 2 weeks time, i have a home to run and really need a cash advance quick. Help?!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I’m 22 years old and owe about 33,000 in debt, should I file for bankruptcy?

I’m currently 22 years old, never been marry, I owed about 23,000 in credit card debt and about 10,000 in collection. Should file for bankruptcy? and how does it affect my credit score in the future?


Can i use my axis bank Credit card for cash withdraw?

Can i withdraw cash from atm using my axis bank credit card while i have 0 balance in my credit card


Won Money While Filing Bankruptcy?

You people make me laugh. By looking at a 1 paragraph overview of someones life, you think you have all the answers. I guess when all you do is answer questions on Yahoo, you are crowned to be all knowing and all judging. 🙂 God has allot of captains…………….


Best budgeting strategies while unemployed, yet receiving unemployment benefits?

i would like as many opinions on this as possible; strategies and suggestions, and i appreciate it in advance. i *am* employed at the moment, but looking ahead not in a pessimistic way, it’s possible i might become unemployed soon. i am still sort of young i suppose lol (27), and i know there have been a lot of people out there that have been unemployed for a long time; over a year, who may have a few years on me-and those are the people i’d like to hear from. i’m not sure how much i’d expect, but i know it wouldn’t be a lot. i don’t have many bills to pay thankfully; really my credit card bill which i put most of what i earn biweekly towards, and college loans (which are really cheap). i know this doesn’t sound like much, i know there are a lot of people out there that have A LOT more to have to pay..A LOT more. i was wondering what do you do to get by; especially comfortably; well, as comfortably as possible. i’d assume you put aside enough for bills to ensure you pay those off, but lets say they’re really expensive; how do you go about putting aside money for other things-whether it’s leisure” activities or towards other things (gas

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is AnnualCreditReport.com legit?

Or is it a scam.


Bad credit but never owned a credit card.?

How do you check your credit score if you have never owned a credit card. I tried freecreditreport.com but it requires a credit card. I was then told that you just have to put in any credit card, not necessarily yours, which I don’t really get but whatever. So when I did that and I filled out all of the correct information it said I had the wrong social security number! Is there any other way to check your credit report?


What does buy-down amount” refer to when dealing with a mortgage? Is it a good thing?”


List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

I know the whole ‘don’t get a payday loan’ issue, i understand fully what i’m commiting to. I’ve tried most of the Lenders including: Wonga Quickquid Kwikcash Payday UK Peachy Borro LendingStream Loan Extra etc.. I have bad credit, however i’ve managed to get a loan with Toothfairy Finance, even with my bad credit.. and am looking for another company that would accept me, i’m currently working earning £1000+ per month, but haven’t recieved my first paycheck until 2 weeks time, i have a home to run and really need a cash advance quick. Help?!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why is poverty an important issue?


How do I get cash overnight?

I have tried payday loans and have only ever received one once. I need cash fast!!! Any ideas? Sites that will lend no questions asked?!!!


Why are car title loans illegal in Florida?

I just tried to get a car title loan and I was told that they were illegal in Florida. Does anyone know why this is?


Home Modification after bankruptcy?

What happens when u modify a loan after it was discharged in BK? I will now be legally responsible for the loan? Will it show on my credit report again?


Is a credit score of 800 good?

Oh, just some additional info. The car is a used ’06 Grand Prix with 25K miles. The car was only 12,900 one owner. The extra cost was tax, title and 100k extended warranty. I had 12K to put down , but they had a min of 5k to finance. So, I put down 10k, and will apply the additional 2K to the first couple months payments. So, I should have the car paid off in about one year with any luck. I knew I should have had good credit, cause I pay my bills on time, and add a little to my house payment each month. But, I did not understand the 800 score. And how good is good” As far as having “help”; I guess advice from my grandfather that he shared with me from his father “if you owe someone


Where can I get a free credit report on line that does not require credit card number.?


Prepaid credit card question?

is it possible to establish a credit rating with a prepaid mastercard? I have a Freedom” mastercard.”


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

I know the whole ‘don’t get a payday loan’ issue, i understand fully what i’m commiting to. I’ve tried most of the Lenders including: Wonga Quickquid Kwikcash Payday UK Peachy Borro LendingStream Loan Extra etc.. I have bad credit, however i’ve managed to get a loan with Toothfairy Finance, even with my bad credit.. and am looking for another company that would accept me, i’m currently working earning £1000+ per month, but haven’t recieved my first paycheck until 2 weeks time, i have a home to run and really need a cash advance quick. Help?!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Expert Credit Score.?

I’ve been signed up with credit expert for a good few months now. Just checked my credit score for the first time in a few months and its the highest it can be. I know it says it may not be exactly what lenders see but surely i’ve got a good credit score wherever I go? Ive never missed a payment on anything in my life. Im just curious really because if its of no relevance theres no point paying attention to it. Hope this makes sense, thanks!


Will I get approved for a used auto loan with my credit score?

I am wanting to buy a 2005 toyota celica with 110k miles at a dealer for 9k. Credit kaema says my credit score is 679. Im gonna be putting roughly 1700 down on it. I applied for financing through the dealer. The asked for my 4 most recent pay stubs the next day. I sent them through email and now im waiting for a response to see if im qualified and im getting ancy. Should I be qualified?


Auto loan without cosigner?

I am 19 years old and trying to get a new car, Despite having perfect credit for six months everyone has told me I need a cosigner which is perfectly understandable, but when can I get a loan without a cosigner?


How can I sell stuff online WITHOUT ANY CREDIT CARDS!!!!!!?

I’m just a 13 year old girl tring to sell hand made hair bows, bracelets, etc online. (Yes, I have my paren’t permission) But my parent don’t have any credit cards or any of that. I tried Etsy.com , it won’t let me sell any of my items online because I don’t have a card to pay 20 cents to list an item! Please help!


Financing an auto loan without a co-signer? I have good credit?

I’m looking for an auto loan. The banks are not an option because they require a minimum amount that is not what I’m looking for. The other private options I looked at were good, but they said I need a co-signer. I have good credit, but not a great income since I work part-time and am a student. Is there some kind of place that will lend me money without a co-signer? Are there any known places I should look at, or where you can direct me? Obviously it will be higher interest, but if it’s my only choice I guess it’s alright. My only other option is my credit card and it’s 11% interest, so I’d rather not.


Is it wise to file bankruptcy without a lawyer?

I only have credit card debt. I am also broke. The lawyer I talked with wants $1000. I can do it online for half that.


Free credit report (20 characters)?

is there a site that is truely FREE to let you view your credit report? im 19 about to turn 20 and i cannot seem to get approved for any credit card. i’m very responsible and will pay back the credit card company but it says i am denied by every major credit card because of my credit history. my mom wasnt the greatest mom and i believe she may have put something in my name that has screwed my credit. and im wanting to see to make sure but every credit report site that claims to be free requires a valid credit card that i cant get approved for! also i dont know anyone that can let me use their card either so that isnt a option. thanks in advance.


Can a company demand money back from me if they file for bankruptcy?

they still owe me more but I got a letter saying that I was paid due to favoritism…90 days before they filed

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I had a payday loan with ace cash express in texas do you know what they can do i only got it in dec 07,?

the collection agency guy said i had to take him 500 tomorrow or he will close the case and tld me to google nsf and this was a serious matter that i got a payday loan with no intent to payback, which isnt true what can i do or what our my options? What can they do?


Can you deposit a check a day before the check is dated for?

Yesterday I went to the bank to DEPOSIT a check that was dated for the next day. I NEEDED to do this because time is very limited for me latley. The lady told me she can’t help me because it was dated for tomorrow. I did not want to cash the check I just wanted to deposit it in the account and have the money in there when ever it cleared. It was a personal check, from my boss. What is the difference of going to the ATM and depositing a week before or going in the bank and depositing it a day before. I should be able to deposit a check whenever i want right? Or no? The lady at the bank was annoying so i want to complain to her boss if she told me she couldn’t help me just being lazy.


Have car that i filed bankruptcy on now the repo man is looking for it . what recorse does the bnk have?


How can I get an auto loan if I have had a bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where is the Issue Number” on a visa credit card?”


List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

I know the whole ‘don’t get a payday loan’ issue, i understand fully what i’m commiting to. I’ve tried most of the Lenders including: Wonga Quickquid Kwikcash Payday UK Peachy Borro LendingStream Loan Extra etc.. I have bad credit, however i’ve managed to get a loan with Toothfairy Finance, even with my bad credit.. and am looking for another company that would accept me, i’m currently working earning £1000+ per month, but haven’t recieved my first paycheck until 2 weeks time, i have a home to run and really need a cash advance quick. Help?!


Explain why the best location for a business might change overtime?


How many doubles are there in 6 selections, this is a gambling horse question.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


In the state of florida can a cosigner of a auto-loan be sue?


Best credit card to get with excellent credit?

I have ‘excellent’ credit ( 780-give or take a couple points depending on bureaus). I want to get another credit card because as of right now I only have one (when I was younger, I was stupid and closed one of my credit cards). Obviously, Im not planning to max it out or go on a shopping spree…I dont do that (or I wouldn’t have good credit lol). There are SOOO many different credit cards


Can only one spouse apply for bankruptcy???They have separate acounts, properties, and credit cards???


What is a fair discount for paying cash for a used car?

I am in the market for a used SUV and I am going to pay cash for whatever I buy because I do not want to bother going through getting a loan whenever I can afford an inexpensive car. Since I am paying cash, I know that I should ask for a discount off the window price, but I’m unsure how much to ask for? I don’t want to be unreasonable, but don’t want to get screwed over either. I am also going to be trading in my current car and I expect to get about $2000 for it. The specific SUV I am looking at has a sticker price of $8995. Thanks!


Do mortgage loan companies check your employment again before closing?

I am planning on leaving my job for another after the 13 of July but we are in the middle of buying a home and I don’t want to give the mortgage loan officers a reason to question if we can afford it ( WE CAN). Can I put in my resignation now to give two weeks notice or should I wait until after we close in case the mortgage people check my status. Do they do that?


The real free credit report website?


Car insurance in Canada?

I was wondering how it works and who needs it? Is it illegal to drive without it. What if you have a g1 and are just learning to drive? Does it become illegal to drive without car insurance once you get your g2? I’m confused because I’ve never known anyone with g1 that has insurance, or even g2 sometimes. How does it work?


Where do I get a free credit report online?

Do you know any sites w/o SSN?


Do any one know a site i can check my credit for free?

every time i go to a credit check site they always asking me to put in credit card info i need a free site

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I buy the Free Credit Report . Com songs?

I kno the songs aren’t normal songs but they are catchy and my friends and I listen to and make fun of them and that kind of thing. Does anyone kno where I can find them and download/buy them? I can really only buy things on iTunes, so if they’re on there can someone tell me where to find them??! Please Help! Thank you!! 😀


List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

I know the whole ‘don’t get a payday loan’ issue, i understand fully what i’m commiting to. I’ve tried most of the Lenders including: Wonga Quickquid Kwikcash Payday UK Peachy Borro LendingStream Loan Extra etc.. I have bad credit, however i’ve managed to get a loan with Toothfairy Finance, even with my bad credit.. and am looking for another company that would accept me, i’m currently working earning £1000+ per month, but haven’t recieved my first paycheck until 2 weeks time, i have a home to run and really need a cash advance quick. Help?!


What kind of credit card can a convicted felon with no credit get?


Can I Get a Mortgage after Bankruptcy?

I filed Chapter 7 Bankruptcy in 2002 due to a divorce – and then Chapter 13 Bankruptcy in 2007 due to medical bills and the mortgage payment on my house was on an ARM and I couldn’t afford it – I just completed the Chapter 13 – never missed a payment. What are my chances of getting mortgage in approximately a year or so. I’ve been employed for the same company for 26 years.


Where do I go to to find the free credit report that the government says that I can receive yearly?


I would like to sue Experian (the credit reporting agency) Who do I serve the Papers to?

I already have the address for disputes, however im looking for a physical address.


Step-son borrowed money from my daughter now mom tells me not to worry about it. Should I stay out of it?

My daughter has worked every summer for the past few years and she does a good job at saving her money. She’s now in her second year of college and this past week she was home for fall break. My 20 year ols step son hasn’t had the best of records on working. He’s lazy and I finally had to force him to get a job. Well, my daughter told me last week that he borrowed $20 from her while she was home and she wanted us to bring it to her this weekend when we came down for homecoming at her school. We decided not to go but I told my daughter I’d get the money and just put it back into her account. My wife tells me that she’s letting her son borrow her car tonight to go on a date with his girlfriend. I told her to remind him that he needs to pay back his step-sister before he goes out and spends all his money on his girlfriend. Her reply to me was I shouldn’t be worried about that and I’m only making an issue out of it cause they’re not blood related. No, when you borrow money from someone you pay them back before you do anything else with your money. We’re not charging him rent or asking that he pay any bills so the money he makes is his. His first obligation should be to give my daughter her $20 then he can take the rest to do what ever he wants. Am I wrong and is this just another attempt for mommy to coddle him to always skirt his responsibilities?




















































Do mortgage lenders look at income before taxes?

Do mortgage lenders look at income before taxes?

If I am trying to get a home loan and they want my monthly income. Do I give them my my monthly gross OR the amount after all the taxes have been deducted?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What will happen to my CIT shares after it files for bankruptcy?


How can you get your credit report without joining a club and give out your credit card number?

All of these free credit report on the internet require your credit card info and want oyu to join a club which is totally crazy to me. If I need to join a club I would have asked for membership info. So there is no such thing as free credit reoprt at all?


Can I get a $2,000 loan with no credit, no job, or co-signer?

I can pay it back & I’m putting my $85,000 house up for collateral. Any information would be helpful, Thanks!


Building Credit – How am I doing?

I just paid off my main credit card, and requested and received a credit limit increase, from $1,500 to $5,000. I also applied for and was approved for a second credit card, with a limit of $5,000. My only other debt is under $1,000 on a jewelery store credit card. I have very little credit history, but my score is good, according to creditkarma.com (how accurate is that, does anyone know?), around 750. According to the website, I can make up to 4 more hard inquiries into my credit before it will negatively affect me. One of the negative things affecting me is the short average age of my accounts. I know opening that second card will negatively affect that further. However, I figured the available credit/used credit ratio would balance that out a bit. My main question at this point is whether I should apply for another credit card, to further expand my available credit, that way I can sit back and wait for the accounts to age, or if I should let this new one age, and then open a new one some years down the line? I’m worried that if I go with the second option, I’ll be stuck in a sort of yo-yo pattern, where I keep on raising and lowering the average age of my account. Seems to me I should open my intended amount of credit cards, and then stop and let them age (I plan to have one bill automatically paid by each credit card, and I’ll pay off the balance each month). What do you think?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who is the best Chapter 7 bankruptcy lawyer in northwest arkansas?


Mortgage with bankruptcy and low credit score?

i was wondering if anyone knew of a mortgage company that will lend to people with a 2 year old bankruptcy and low credit score


Anyone ever dealt with American Credit Acceptance for an auto loan?

My credit is less than perfect and I am on the road to better credit. Buying a car from CarMax, they were able to approve me for financing with this company. I was wondering if anyone could tell me about their experience with this company and whether or not you were happy with them. Thank you!


Do mortgage lenders look at income before taxes?

If I am trying to get a home loan and they want my monthly income. Do I give them my my monthly gross OR the amount after all the taxes have been deducted?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loans?

I’am 17 Just got done High School Had a Job for about 1 year never thought of saving up for a car and i was stupid with my money now all i have saved up is 600 dollars and the Car Dealer Dosen’t Do Monthly Payments so and the car been their for sometime now and i can’t wait until it’s to late going to turn 18 on July 5


Federal Debt Relief Grant?

Ahh… someone please tell me it’s a real thing. Is it? I’ve done my research on the internet about it and have come up with some interesting information such as writing a grant proposal but nowhere ever says where to send it to or if there are any papers that need to be filled out. Does anyone know anything about this? If so I would greatly appreciate any kind of information or steps on how to do this. Thanks so much!


Any genuine unsecured loan lenders? am tired of scammer’s who ask for a fee upfront.?


Is there actually a way to see your credit score online for free with no credit card or subscription?


Filling Bankruptcy…?

From the actual date you file, how long until it’s reported on your credit report (a day, a week…)?


What does the word Mortgage mean?

I’m not looking for the definition. I’ve heard that the word mortgage is derived from Latin words translating into Death Lock” Mort= Death and Gage=Lock. Anyone else hear this or anything similar???”


Does anyone know if this bar none auto loan company is a scam?

www.barnone.com They advertise that they can get anyone into a car.


Does anyone know a good payday loan site online?

I am looking for a site that is good and is not a joke and going to send me tons of junk mail. Just need some extra money and not a bunch of mail i have to go threw.. Thanks for reading….


Do mortgage lenders look at income before taxes?

If I am trying to get a home loan and they want my monthly income. Do I give them my my monthly gross OR the amount after all the taxes have been deducted?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I file bankruptcy on a debt collection after receiving a subpoena for court?

I have a $11k car note debt on its way to an attorney for a court hearing in the near future. I haven’t been subpoenaed yet. I have $60k in medical bills getting the run around from my health insurance and another $40-$50k that hasn’t even been filed yet by the doctor but may also be denied. I can’t afford to have a court garnish my wages a single cent for the car note but can’t file for bankruptcy protection just yet because I’m waiting on the insurance company to either pay or deny. Until then, I won’t get a bill to put on my bankruptcy forms. Also, the other doctors haven’t filed their claims yet. They have up to six months to file a claim and it’s only been 30 days since my surgery. Bottom line: it would be a waste to file bankruptcy right now over 11k when I have almost 100k coming up in the next few months. What can I do? After I get the subpoena I plan to just file on whatever I have and then hope for the best with the rest. Is that even possible? Are you allowed to file on something that is currently going through litigation?


If I buy something with a credit card, then lose the card, can I return the product?

No no, youre missing the point, guys. I KNOW what the card number is, but that doesnt matter. The card no longer is active. If the card is no longer active, there is no way to post a refund to it. Once I realized I lost it, I called the company and had them deactivate it and send me a new one. However, the new one will obviously not have the same number as the old one, and they way a refund to a credit card is done is by the number. If the card is no longer active, there is no possible way to put a refund to the account. They cant refund it to a new card, even if its the same account, because the cards’ numbers will be different. So thats why, as I said in the original post, I need to know if there is a way to get them to give me the refund as cash. I mean no offense, but when someone asks a question on here, they want an answer to THAT question, not a dozen alternate solutions to the problem. If I ask if there is a way to get a cash refund for a credit card purchase, then sugge


How do i find out what my credit score is without having a credit or debt card?


Help! I’m paying 19% on an auto loan for a 06′ suv and the lender says i need to wait a year 2 refinance.true?

Yea the last of the little guys w/ no overhead. I bought my lst vehicle through there new start program cause of credit at 9% In house,I traded it back and got 3500 towrds a 06’Suzki XL -7in great shape but am realizing that not only was the vehicle sold to me for too much but also that at 18% w/ the new loan I’ll be super upside down in a yr. should I try getting an older vehicle and roll the appx 2500$ immediate loss after consignment into a new loan, or just tuff it out ?Is there a descent car dealer out there? that I can talk to?


Are there better sites for good deals on home stuff than Overstock.com?


What happens if I enter the WRONG CARDHOLDER NAME in an ONLINE ORDER?

I accidentally entered my own name instead of my mother’s name. If I customer service about it, will they still cancel the order?


When ordering something online with a credic card, what does the CIV/CCV mean and where is it locateed?


How do I get a used car loan if I have bad credit and no income proof?

My girlfriend put the down payment on a new car for me in 2006. Since then, I’ve been making all the payments and taking care of the upkeep on the car. We have since broken up and we would like to get the car out of her name and into mine. There is about $9,300 left to pay off the car. I am attempting to apply for an auto loan to pay off Toyota Financial Services for the remainder. However, I have been getting paid under the table at my job for the last three years, so I cannot document my income. Also, I have piss poor credit (hence the need to put the car in her name from the start). Does anyone have any idea how I can get such a loan? Any leads on specific companies would be very much appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did Obama say that without auto loans, cars won’t be bought or sold?

Courage, not can.” “Afford” is such a funny word. How about people making $50K should think about a DRIP instead of scratch tickets


My bank will not approve me for an auto loan because my source of income is my GI Bill. What else can I do?

Hubby and I are both living off of our GI Bills. Our tuition is paid with student loans, and we tutor on the side. Our total income monthly is about $4K. We can afford car payments, however our credit union will not approve us for an auto loan because they do not consider the GI Bill as a stable source of income.” Though anyone who has ever used the GI Bill knows this source of income is very stable. So what are our options for getting an auto loan? Would a dealer lend us the money with our income being the GI Bill and tutoring?”


How accurate are the pregnancy calculators they provide online?

It says im 8 weeks when im really 6-7 weeks and i had my period the previous months before i got pregnant so im not as far as those things say i am,whats up with that?


How can I make my credit score better.?

I pay all of my bills on time. The only thing I have against me is collection agency’s after medical bills and I have eventually paid them all off.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get a auto loan for 3,500 if i get paid under the table and if so where at online?


Do mortgage lenders look at income before taxes?

If I am trying to get a home loan and they want my monthly income. Do I give them my my monthly gross OR the amount after all the taxes have been deducted?


ICICI Home loan – any hidden costs ? Is insurance mandatory or optional ?

Is Insurance on home loan mandatory on ICICI home loan or is it optional?


How can I get a payday loan?

I need a payday loan , I have my paystub, but my crappy bank account is setup to where I can’t get checks. Chase. I need to get a payday loan , Amscott said they needed a voided check, and a paystub, what are my options? Can I get a voided cashiers check from the bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a payday loan company use my credit card info from a one-time online payment?

I have a payday loan past due. However, the bank account the payments withdraw from, I no longer use and is therefore empty (and negative from nsf payments due to the loan) If I make a partial payment online, can they use they info to deduct the rest whenever they want? I don’t want them to do that.


PAYDAY LOANS.. …. HELP?

I am a single mother of 4 kids going thru a divorce from an abusive man. I work, but barely make enough to cover rent and food. I started applying for payday loans to pay for rent, buy food, but soon found myself in a cycle I couldnt get out of. Most of my paycheck was going to pay interest on the loans, just to keep them rolling over and over. This weekend my wallet was stolen, with checks, ID, SSN, and my bank closed my account. Now Im afraid that all these payday loan companies are going to present the checks and they will be returned unpaid. I didnt close my account on purpose. I do want to pay these people back. However, Check N GO, in Texas , has stated that they are possibly going to turn me over to the authorities. What can I do? Can I go to jail because I wasnt able to pay them back?


My online travel agent went bankrupt the day i arrived in aruba, i was stranded?

i booked a dream vacation” as a graduation gift for my daughter


How to persude customer to buy a Sears credit card?

im going to be working as a cashier sson at Sears, just hired. but they really is pushing us cashiers to sell those cards…. How to do it the right way?


How much money do you need to buy a $350,000 house?

*property tax is 5k a year


If i co sign on an auto loan will it effect my credit should i apply for an auto loan on my opwn?


Where can I get a credit report without having to call and cancel a monthly membership?

Every site I’ve been to gives you one credit report free and then states that I’ll be billed every month for continuous reports. I just want ONe report and not have to call and cancel a stupid membership. Is there anything out there like that?


Any good personal loan companies out there for non homeowners (not payday loans)?

looking to borrow about $9000…but finding trawling the internet terrible! Don’t have a high credit score though. Please no silly answers…


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Help Please?

I have terrible credit because my aunt opened up 4 credit cards in my name and never paid them that I just recently found out about. I have no cosigner. My car just finally bit the dust and if I dont get a car soon I am gonna lose my job. Is there any way possible I could get a loan. We make good money and my husband is in the military if that helps. Just have really bad credit. Please help! Serious answers please!


Do mortgage lenders look at income before taxes?

If I am trying to get a home loan and they want my monthly income. Do I give them my my monthly gross OR the amount after all the taxes have been deducted?


Will the chip in a credit card make the metal detectors in airports go off?

Update: I’m going to a country that primarily deals in cash. I will be wearing a money belt under my clothes with cash. I also wanted to keep my credit cards there. This is why I want to know if the chip in them will set off the metal detectors.


Is insta loan a scam?


Need a loan shark asap?

i can pay back the loan with great interest i am in debt and need to pay it back asap i need it really badly please i need help my parents will kick me out if i do not find a loan shark to help me


Where can i get a FREE CREDIT report and score? without having to sign up with a credit card but have to?

cancel later?


UK – Low rate unsecured personal loan for under 21 year old?

Does anyone know if this exists? I have tried loads of sites but none have a decent rate. I need to borrow £1000 payable over 12 months, but many I have seen have a rate so high that you end up paying £100 for the credit, which I feel is unreasonable. I know it is probably because of my age, but I do have an income each month.