Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































Just served with a judgment on a credit card. how will they get me to pay this?

Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Question about Personal Loans..(Wachovia/BOA)?

I want to get a personal loan but unsecured. I dont own anything so I guess I wouldnt qualify for a secure loan. Wachovia offers secure personal loans but Bank of America offers unsecure. My problem is that i am member on Wachovia. Can I walk into Bank of America without being a member and apply for a unsecure loan?


How do i get a debt consolidation loan?

long story short, I screwed up with credit cards, (4 of them) I have cut them up and would like to not have to deal with the multiple accounts, and would like to consolidate to one loan, can i go to a bank for this? is there a non-hassle site that i can get a loan from?


I would like informationrmation and tip on how to stop payments on a payday loan.?


I think I may have just got scammed, please help.?

Update: I normally don’t do this sort of thing. Like I said I did it without much forethought. I did some research before hand on the website to see if it has been reported as a scam, and on a couple websites I read it was a trusted site. I should have known better though, I’m 21 and my dad has taught me for years of all the scams on the internet. So yeah stupid move on my part, lesson learned. I’m going to call my bank ASAP. I appreciate the responses, thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Any sites provide a free online fico score?


Auto loan company scam?

My last payment for this auto loan was October 2012 and I still owe money on the car? I called the loan company and asked why I have not received my title yet. The company representative told me that I still owe $2500 on it. I asked why am I being charged for that amount, when the car is payed off? The representative told me it was late fee and interest charges. I have not even received any letters from them about these charges. They also want me to pay over the phone and I have asked them to send me a letter that shows these charges. The company said they can not send out a letter and I could only pay over the phone. What is going on here????


Where can I get bankruptcy filings?


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after a bankruptcy should you get a credit report?


What is the claim rate” for credit card insurance?”

I recently activated my new credit card and, of course, the guy gave me the whole spiel about credit card insurance. He was quite pushy, actually. He was like so I am gonna go ahead and add that to your account…” I declined and he axed hwhy. I explained that


I will lose my personal property ( aparment ) chapter 7 if I file bankruptcy in new york ?

my aparment is pay off in new york city cost $ 100.000.00 and i have $45.000.00 debit in credit card ,i will like to file for chapter 7 i will lose my apartment thank you iff i file.


How can i increase my current loan from sallie mae?

i need more money on my current loan from sallie mae, how do i go about making a request for a higher amount. this loan is a student smart loan and is not a stafford loan. please help me! I running low on time!


Anyone know any good payday loan companies in Southern California?


Being a co-signer on and auto loan, can I assume full responsibility if the owner is willing?

I cosigned on an auto loan for a friend and he lost his job unable to further make payments. I still have my job and make decent money but my credit score is very bad, would the bank give me full responsibility of the loan if the owner is willing?


I have a auto loan whit a company but I talod the car and my insurance lapse do I still need to pay for my ?

Auto loan


Best place to get a short term loan/payday loan in Dallas, Texas?

I need some extra cash till I can get a paycheck from my second job. What is the best place to get a short term loan or payday loan?? Something with a good interest rate or payback rate and that doesn’t screw you over big time in how much you have to pay them back. I have stable work history for three years and same with bank account. Thanks!!!!!


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of interest rate do first time buyers get on auto loans?

What other expenses do I need to be aware of when buying a new car? What sort of Insurance rates will I be expecting? Thank You.


Bankruptcy to file or not to file?


What role do fast food restaurants play in the rising rates of obesity in industrialized countries worldwide?


What sites do you go on to check your credit report for FREE?

Most sites seems to offer some sort of dumb trial or offers, and will provide the free reports only if you give them your credit card number. What kind of crap is that?


Do rate cuts affect auto loans?

With the rate cut will we see a drop in interest rates for auto loans too


Why is loan-sharking illegal?

I mean, people apply for the loan, so isn’t it a legitimate transaction? Why is it illegal? The lottery is legal and mostly everyone looses all their money but loansharking is illegal. What’s the deal? People sign up for this and it’s illegal.


CareOne Credit- good company for debt relief?

It’s Better Business backed- however if anyone has any opinions, have used them, or are still using them for this service- I’d appreciate feedback. Serious answers only- THANKS!


Whats the process of auto loan settlement?

I have been behind on my auto payments and have negotiated a settlement with my finance company to pay a lump sum for the title on the vehicle. If my settlement proposal is accepted, what steps do I need to take to: 1. Make sure that the lump sum paid to settle the loan will not just be applied to back balance due on the vehicle. 2. What contract if any can I come up with to protect myself from any further responsibility on the loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a free report?

HOW DO I GET A FREE CREDIT REPORT WITHOUT A CREDIT CARD? I DO NOT HAVE AND NEVER WILL HAVE A CREDIT CARD BUT I DO WANT SO BADLY A FREE CREDIT REPORT CAN THIS EVEN BE DONE IF SO EXACTLY HOW? FROM: RANDALLEMERY@YAHOO.COM


Where can I find a Guaranteed High Risk loan interest not a problem?

My husband has a great job in the oil fields but before that we were in awful debt and owe alot of these payday loan places so by the time we pay them we don’t have enough money to pay the bills so we have to get more payday loans if I could just find someone willing to give me a loan with a monthly payment I could pay all of them back and finally get back on our feet


Who is getting my monthly fees for my credit report? How can I get intouch with MNI*CREDITREPORT>COM I need a?


How much can I raise my credit score in about 6 months?

I currently have about $2,000 in credit card debt that I am actively paying down. My credit scores range between 559 and 580, I need at least a 650 to consolidate my student loans. I should be clear of my credit card debt in mid September. Will my credit score improve? I am not planning to use the credit cards – they are already cut up! I am 23, work full time and need my student loans consolidated but I can’t until my score improves.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans or is this illegal?

HAVE SOME FRIENDS WHO THINK THAT THIS IS LEGAL, AND I WANT TO KNOW IF IT IS…. THEY ARE USING FAKE SNN AND FAKE PAY-STUBS SAYING THEY WORK SOMEWHERE WHEN THEY DON’T, AND THEN THEY HAVE SOMEONE ACT LIKE THEIR JOB WHEN THEY NEED TO TALK TO THE MANAGERS THEY HAVE THERE FRIENDS ACT LIKE THE JOB BUT THEY USE THERE ID AND SO FAR NO ON HAS BEEN IN-TROUBLE, I READ ONLINE ITS NOT ILLEAGLE TO USE ANOTHER PERSON SNN THEN SHE GOT A BANK ACCOUNT AND USED A FAKE SSN NUMBER AND GOES TO LOAN PLACES AND GETS OUT MONEY IN DIFFERENT STATES SHE GOTTEN OVER THOUSANDS OF DOLLARS AND THEY PLAN TO CLOSE THE BANK ACCOUNT DOWN BEFORE ALL THESE LOANS TAKE PLACE…………. I thought it might be okay since they are using their state id and not to mention its just for payday loans…. so even if its payday loans its still not good?? because on line it says people can use others SSN in the Google search idk I am worried for my friends sake


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


Do you need a credit card to get a report?

my boyfriend is paying for the rent not me, I dont have a job yet just had a baby but he got his credit report.


HSBC Auto Loan?

I know that HSBC will refinance a car loan. However, will HSBC give you a loan for a new car in such a way that one can go to the dealer and have worked out their own financing with HSBC. I don’t mean do they have programs such that dealers can use them to finance. I mean, can I go into HSBC and fill out the paperwork for an auto loan, then go pick the one that I want, and they cut the check. Are there any other banks who are known to lend to a variety of credit scores (translation—of course Wachovia or Chase will give a signature loan to a 50 y.o. with an 850 credit score, little to no debt and a 250k income! BUT, this is NOT what I am talking about!) who may do this. Again, my friend for whom I am asking this question has decent credit, just not stellar and HSBC gives credit to people in all sorts of circumstances, so I am looking for a bank with similar policies, etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the average cost of Bankruptcy?

I am very behind on my credit bills. I havent paid them in forever. I was wandering if anyone knows the average cost to file in Kentuky.


Poll: funniest commercial you’ve ever seen?

i live in america, so preferably commercials from the USA. thanks. =]


What is a good credit card to apply for if you have no credit and need to build it?

I need a basic card nothing fancy. it must have low monthly or yearly cost and low fees. I heard getting a gas card like to shell was a good idea. I need an easy one to get though because I can not even get a card at walmart my credit history is so non existent.I will not be using it much I hate to shop I just need some thing I can build credit with.


I started with a balance of 29,000 i currently owe 10,000 can i file bankruptcy a chapter 7 any suggestions th?


How to find out credit score!?!?

Is there a way you can get your credit score for free?


Are sharks really friendly or a threat????

because im scared of sharks and now of the ocean and i wanna know if they dont like us or are scared of us…but y do people say they are friendly??


Macbook rent to own question?

Hello everyone! I’m in need of a macbook for school and Im going to need it very soon. I dont have 500-1000 dollars to spend on one right now, and I understand apple has a financing program, but due to age…I havent had a chance to establish my credit. Ive had far too many problems out of a PC and the macbook already comes equipped with all of the music programs I’d need for college. Ive done a little research and I know there are some corporations who will rent them out for days at a time, but turns out…its more expensive to rent one for a few days than it is to buy one. Is there a rent to own or lease to own business out there anywhere that carries the macbook?! Ive checked with aarons and rent a center but so far, no luck…please reply with anything you think will help:)


Can a person who is here in australia claim bankruptcy if they are from another country?

can you claim bankrupstcy if you are in debt in australia with there money and still go back home to your own country if it is permitted or do they have to stay


If i file chapter 7 bankruptcy will i lose my house?

Hi im asking this question on behalf of my mother in law who is currently in jail. She just recently told my husband, who has power of attorney for her to look into filing bankruptcy. At this point, her only valuable asset is her home, which is what we are trying to save, so if we file chp 7 will that really do any good?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating?

I have taken a home loan from LICHFL at 8.9% fixed 3 years (Jan’ 2010) now it has converted to floating interest rate at 11.90%. Do you adivse me to shift to SBI,HDFC,or any other bank or remain with LIC.while others banks floating rates are around 10.15% Need your advise. waiting for your reply sir………..


Payday loans / law office/collection?

i went threw a rough patch in life i took out like 3 payday loans and max out my card i am now pretty much up to date but i got a call from lawoffice/ collection office i guess guy called me said they have tried contact per email and i have not respned i asked him what company is this loan from and could not tell then he said if i dont pay 1800 today there will be 3 felony charges issued agAINST ME SO i said i cant not pay then he said this is very seroius call me back 30 minutes i called him back he said there going to have someone come my job serve me a summons i said i am broke so then he said what can u pay today i gave him 100 dollars over phone my card i think i getting ripped off i was scared because he read me a leagal affadavid then he all of sudden transfred me to someone esle so took my 100 dollaRS ADN SAID I NEED PAY 500 BIWEEKLY I CANT I KNOW I PROP FORGOT ABOUT ONE LOAN LIKE 300 BUT PAY 1800 THATS CRAZY WHAT SHOULD I DO WILL THEY REALLY TRY FILE CHARGES OR IS THIS A COLLECTIONS BS BECAUSE THEY WONT TELL ME COMPANY PLEASEEE HELP


Im looking into renting an apartment but I have a forcloser on my credit?

I called the apartment complex I want to rent from in a few months and they told me it has to have been 1 year since forcloser. I filed bankruptcy and my home loan was included on the bankruptcy, so Im wondering would they go from the date my bankruptcy was discharged or the date the was consdered forclosed?


Exactly what is bankruptcy and how does it work?

What is the differcence btwn. them such as chapter 7, 12,13. etc etc. And what are the pros and cons to it. My family is in debt way over our heads, we rent a house w/ our three little ones, have HORRIBLE credit and can barely afford our bills. Would this be the best way to go? Thanks.


Where can i get a free credit report with out using my credit card?




















































SSDI Question. Judgment Proof?

SSDI Question. Judgment Proof?

MVD34 The current system is doomed to a massive reform within the next 10-20 years.” Possibly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What credit bureau (TransUnion, Equifax, Experian)does US Bank use when it pulls a consumer’s credit?


Is a returned ACH Transfer the same as writing a bad check? Can one be criminally prosecuted?

I got a payday loan online through nationalpayday.com. I already read the law for Indiana where i live and it explicitly prohibits any criminal action being taken for not repaying a loan. However, I would like to know, in any case, Is a returned ACH transaction the same as writing a bad paper check? IE if your ACH payment on a cell phone or car bounces can they take you to court and prosecute you the same as if you wrote a bad check?


I am needing an auto loan. My husband and I are both on disability. Will anyone approve me without a job”?”

I know lenders want a job so they can get their money if you do not pay. With social security they cannot take the money, but they can repo the car. So why will no one approve? We are on permenant disability, having received it now for about 10 years, and always will. Just because we are on disability do we have to pay cash? This has not been fair so far, discrimination?


First time home buyer, should I use a mortgage broker or go directly to a bank?

Responding to the answer from Landlord”.. the mortgage broker is requesting the $450 fee be paid up front

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I get an instant payday loan online with bad credit?


Is a 12% interest rate on an auto loan too high??

i was approved for a loan of for 10,000 at a rate of 12%. i have really good credit but also have another vehicle being paid..is this rate too high??


How can I get a free copy of my credit report so I can start cleaning up my credit?

My credit score sucks its like 360 something(sad I know).Ready to start cleaning it up now.


SSDI Question. Judgment Proof?

MVD34 The current system is doomed to a massive reform within the next 10-20 years.” Possibly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happen after bankruptcy they repo my car Am I Liable for the Debt?


Does lendingclub pay out?

If I had a hypothetical 170,000$ to loan out would lending club be a good way to make some money? How much risk would be involved and how much money would I be looking at gaining off such a venture?


Is it legal to charge a Collateral fee:” for a personal loan from an online lender?”

I had applied for a personal loan on line the company is asking for a collateral fee on loan for 8,000 @8.5% interest rate.


How long does it take for an online payment to go through?


Escrow disbursement – customer?? 5th 3rd bank?

my online mortgage account says Esc Disbursement – customer….does this mean they are issuing me my escrow refund? i hold a mortgage with 5th 3rd bank…..usually it says Esc Disbursement – Taxes or Insurance…..thanks


Which is the best bank for home loans in India ?

Which bank is offering the lowest interest for home loans in India ?


60k salary 400k house? Can I afford this? And opinions on diffrent ideas please?

So I will make 60k a year, and have 50k savings. I live at my parents house. I was thinking to buy this house that costs 400k, and rent it out to pay the mortgage while I stay at my parents house. I have absolutley no finacial needs besides maybe 200 a month expenses. Should I move into this house when I buy it? Or rent it for a while to save up all of my income and rent money? I want to buy a house over 350k. I could also possible save for a few more years and give a bigger down payment? I was also thinking about buying a duplex and renting both sides out. Or living in 1 side. How do I buy a house? My income will most probably also increase to 80k a year after a couple years. Please help me figure out the best plan to make a good investment. My goal is to eventually own as many things as possible. I am 22 years old. I also have no credit.


If I’m living oversea’s and file for bankruptcy back in my home country can i get extradicted back home?

Debts spiraled out of control while i was living oversea’s, can creditor’s chase me still, what happens if i don’t pay these debts from my home country?


SSDI Question. Judgment Proof?

MVD34 The current system is doomed to a massive reform within the next 10-20 years.” Possibly

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt reaffirmation after bankruptcy?

After filing Chapter 7 Bankruptcy 2 years ago we reaffirmed our auto loan through Citizens Auto.The vehicle was totaled in January 2008.Our insurance company got the payoff quote from Citizens Auto and sent them the payoff for the amount quoted.After 3 weeks we received a bill from Citizens stating that our loan was past due.I called and was told that the cashier’s check that was sent was there hadn’t hard posted to the loan therefore the loan hadn’t closed. My insurance company stop payment on that check and reissued another one with a copy of the letter of guarantee from Citizens Auto. Sent this certified over a month ago.The loan still hasn’t closed and it’s been a little of 2 months since this has started. I was told by their bankruptcy dept that bankruptcy accounts can take that long to close.After speaking to 6 different people there I was never told that could be the cause of delay. I want to know if bankruptcy accts take longer to payoff from insurance companies?


Importance or Credit Cards?

1. What are important factors to consider when selecting a credit card? 2. Why is it important to shop for credit? 3. Do you think high school students should have credit cards? Why or why not? Please Explain Your Answers


Auto loans and credit checks….?

I want to shop around for an auto loan with the best rate but need to know if all the applications or quotes will bring down my credit score…


Secured credit cards prepaid credit cards debit cards or normal credit cards what the difference?

What is the difference in these cards? I just turned 18 and I am looking to build my credit. I don’t want to run the risk of getting in debt and my income is pretty low so what card would be best and what are the fees?


Should I hire a paralegal for bankruptcy chapter 7?

I have $7,000 in debt. I know bankruptcy can ruin my credit for 7-10 year. I dnt owe any property, I rent with my family. Have a old 85 Toyota car. Has there been sucssesful bankruptcy cases handled by paralegals?


Is there actually a place to get a free online credit report?

There are places out there that offer it yes, but you have to sign an agreement in order to access something you have a right to. Any places that my be fee based and affordable? Or is it really free without agreement somewhere?


If one files for Bankruptcy 13 in Florida, what happens to the condo fees owed on the homestead property?


Free credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a the background report intended for employment?

What is the best option of getting me a background report of my history easily for better results in jobsearch?


I’ve spent $100 on ozlotteries.com…is this website a scam: http://www.ozlotteries.com/? I;m a Brit so have no idea?


Halp, Auto loan problem?

OK so I just recently took out a joint auto loan with my dad for a 2009 Nissan Frontier but I have now begun to realize that I can’t continue to pay a high car payment every month. I have not made the first payment as of yet, is there any way that I can get the dealership to buy back the Nissan and then maybe buy my old car back?


How much down payment needed these days on a house?

What is the norm for down payments on home loans these days (June 2009)?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Card Question?


SSDI Question. Judgment Proof?

MVD34 The current system is doomed to a massive reform within the next 10-20 years.” Possibly


Where can i get a loan for a manufacture home after bankruptcy.?

is it possible to get a loan for a manufactured home after filing bankruptcy. i have some land and a down payment to use. does this account for anything.


How long after i file for bankruptcy, can i opend up and/or start a new business?

i am filing bankruptcy, but my mom, wants to open a business, give me the money and i will open it and run it for her. does the goverment is going to investigate me if few months after i file chapter 7, i will open a business?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should i trust to buy a iphone 5s for 260$ 32gb on instagram?

So I’ve been trying to get the iPhone 5s for a cheap price… But New.. & I saw this page on instagram where they sell iPhone, ipads & galaxies but I don’t know if I should trust them.. its a really great price but what if they scam me??


What would happen if I included a Payday Loan in an existing Debt Consolidation Plan?

I have had a Debt Consolidation Plan for about 2 years now, therefore I can not get any credit. I used a Payday Loan company to apply for a short term loan. I have used them frequently but unfortunately i have, stupidly, got myself into debt where they are taking my wages and I have to re-apply immediately. I spoke to my DCP company and they advised that would the Loan company would probably class this as fraud as I took the loan knowing that I had this debt plan. What action could/would this loan company take against me if I included this in my plan? Thank you


Mr2 Spyder Insurance Rate?

Which is how much? I’ve never had a ticket, never had an accident.


Can you file chapter 7 bankruptcy if you own a house?

after i clean up my credit to buy my house i got in trouble with the check cashing people


In dying need of a payday loan?

Plz don’t reply if your info isn’t helpful and SPAM stay away. But every loan I apply for I get rejected, I just need a direct lender that will help out


What happens if I don’t pay for my payday loan?

Let’s say I took out a payday loan, but at the end there’s no money left in the bank account for the loan shark to reclaim. What happens then? Do they garnish your wages, sue you, or what?


What is Citizens Home Loans of America?

I received a letter from them about mortgage payment reduction. What does that mean?


How do we hold a mortgage on the sale of our home?

We ar selling our summer home and the buyer wants us to hold the mortgage.


Can you check you credit score without an active credit card?

I want to check my credit score because I’m buying a car soon & I have my mom as a cosigner & her credit score is 750+ & want to check mine but I don’t have an active credit card at the moment but last time I check it was 717 or something like that.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What type of background check does PLS (payday loan store) conduct for employment?

I was offered a job however, i have to pass the background check. i was wondering if it is a criminal background or a credit check because i do owe money on parking tickets and student loans. I would really like to hear from people who either work at pls or used to work there….thanks


SSDI Question. Judgment Proof?

MVD34 The current system is doomed to a massive reform within the next 10-20 years.” Possibly


Siphoning back into tank? Large water changes?

for those of you who use a faucet adapter, arent you afraid that the chlorine will harm your fish/bacteria? I know you add a declorinator after the water is in the tank, but then how much declorinator do you use, enough for the whole tank or just the water you just added? So it’s safe to add tap then add declorinator? What about water temperature?


Private student loans and what do do after chapter 13 question?

I files Chapter 13 right before the new bankruptcy laws passed in 2005. I knew that my student loans would not be discharged. My lawyer put them all in forbearance. I finished my ch 13 a month ago and have begin to consolidate them. Last week I received a collections notice in the mail for a 17,000 bill. I was not aware that I even had private loans thru sallie mae, but apparently I do. These are already in collections. Can these be consolidated also? Private loans are not discharable? I have called sallie mae and have been transferred 8 times……8! After they gave me a new number to call I decided to cool my jets before I call back. Any help would be greatly appreciated. I have no idea what to do.


Where can i find best deal for personal loan in netherlands?

i just landed here in the netherlands for 6 months now to work and I need some money to buy some stuff for my apartment. I appreciate if you could give me some tips where to look and advises. As much as possible i dont want to use a credit card. Thanks in advanced.


Making deposits into USAA Account?

I just opened a USAA bank account, one of the features that caught me was the deposit@home, which sadly I don’t qualify for. I know I can deposit checks through the mail which can take up to 5-7 business days, or that I can wire my money from another bank which can take up to 3 business days. are there any banks or atms that I can make deposits right away?


How do I check daily FHA mortgage rates?

My lender hasn’t locked rate for home purchase in CA. How do I check rates myself looking at internet. he says we will be able to lock once we get loan docks this week. I just want to see what kind of rate I’m looking at (ballpark)




















































If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Payday loans in NYS – are they legal?

I have several payday loans that I have more than paid back but because of the enormous interest rates I can’t seem to settle them – is there a way I can legally get rid of them – I’m told NYS does not allow for this overage of interest on payday loans – does anyone have info on this.


Can I get a loan with 534 credit score and a cosigner?

My credit situation is horrible. My current score is 534, with multiple accounts in collections and late payments on an auto loan. I would like to take out a loan to consolidate all this debt, as well as have moving expenses when my lease expires. My mother is willing to cosign if they will let her. I make 1500 monthly from a full time job. I hope to borrow 5000 and keep payments under $200. What are my chances? Where should I go first?


Difference between constant rate of change and variable rate of change?

Okay, one graph is linear and one is squared think. how would i put the difference into words?


Payday loan help please?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to increase my credit card limit?

I want to increase my credit card limit but I’ve only had it for about 6 months now. I got it through my credit union and she told me that I could come back in 6 months (which is now) and I could see if they’d raise it. I’ve always paid on time and paid the total amount off each month, the problem is I’m in-between jobs right now will they want to see my pay-stubs again? They only gave me a $500 limit and I use it to pay my college tuition would they increase it without seeing pay stubs? Im pretty upset with them since I had a 3 year auto loan that I paid off on time/perfect but they still said I don’t have enough credit history, Im pretty confused about that too. Any ideas?? Thanks


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Title and auto loan help please!!!!?

to who cares! i would ask them if they were open duh!!!! and they arent at the moment


Legitimate payday loans?


How can developing countries solve their debt problems?

Help ???How to solve the debit problem of a country??????


Anyone know where i can see my Beacon credit score free?


Why can’t credit card companies verify my identity?

We filled out the credit card application completely – including a social security number, current address, and phone number. The only thing I can think of is that we only have cell phones, and his father is still paying for his cell phone (it’s a family plan). Would this be a reason why? But again, when I got my first credit card at 18 I didn’t have a home number, either….


Need the best detailed CREDIT REPORT to find creditors for BANKRUPTCY?

I am filing bankruptcy this month and I need to get a very detailed credit report to find out all the creditors I owe. I used www.annualcreditreport.com and www.freecreditreport this year. I don’t mind paying for the VERY DETAILED report, I just need to know the site to go to.


Does the average” car buyer know this?”

Because I sure didn’t and learned the hard” way…Please let me know if you knew this or not. I am feeling kinda stupid right about now


Should I file bankruptcy ??

I owe about $60k in credit card debts. I make about $120k a year. From what i have been reading, i may need to file Chapter 13. Im not paying all my credit cards anymore for 3-4 months now, im focusing on my house, car payment & utilities. Business is still up and running good but it would take me atleast a year before i can even catch up on anything. It very very tight right now and its hard… please help.


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan higher rate longer period vs lower rate shorter period?

I have excellent credit and was given 5.8% for used auto for 84 months. Would it be better to refinance for 60 months at 1.47%. Please advise


Has anyone used a document preparer to prepare their chapter 7 bankruptcy and then filed it them self?


In dept on zoo tycoon how do i get out?

Okay so on Zoo tycoon I kinda am in debt how do i get out it says i have 3,419 dollars but its red so i cant? how do i get out of debt? o yea have the complete editon


Unit owner’s keep re-filing bankruptcy/foreclosure to avoid paying HOA fees.?

A unit owner in my HOA keeps filing and the backing out of bankruptcy/foreclosure so that they don’t have pay their $5000.00+ fees from over 5 years. They have continuously been doing this for an extended period of time and it seems every time the HOA is getting ready to evict them they file again and then at some point back out hoping the HOA will forget. I understand that times are rough but this seems to be a pattern. Is there anything that can be done to have them pay? Is there a way to prove that this is a pattern that is taken each time they are about to be evicted? It takes money out of the other homeowners pockets with legal fees etc.


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


Should I go in person for a personal car loan?

I am trying to get a personal car loan from my bank. I can apply online but I believe I would have to give my SSN online wouldn’t I for a credit check? Would it be better to go in person? I believe I would have to give my SSN for them too right? I’ve never gotten a car loan before. How does it work? I go with Chase bank btw if it helps.


Need a $5000 auto loan with no credit, any way?

I need a legit answer please. I would like to get a $5000 motorcycle within the next week however I have no credit history and my parents refuse to cosign for me. I am 21. Are there any banks or financing programs that I could use to establish my credit history? There has to be something? It is only a $160-$220 monthly payments for a 48 month term loan so paying for it is not the issue. Can I use my car as collateral? My car is only worth half the price of the motorcycle. I don’t want advice on what I should or shouldn’t do, I need actual information.


Has anyone got a payday loan on line? how secure is it, I mean, giving your bank account information and SSC?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the steps of getting an auto loan and using it?

Im trying to trade in my 2008 chevy hhr for a 2009 Honda Ridgeline which is 33,000 and I am trying to get a auto loan too. I was trying to get a 15,000 to 20,000 auto loan. Do i have to pay both the monthly payment of the truck to the financing company that will accept and the auto loan?


What serves as collateral when a home buyer takes out a mortgage loan ?


Trying to reach an 680 credit score by 19 or 20?

I will graduate high school when I am 18, however I am currently working a job and I am 17. I know I can’t do anything to improve my credit until i am 18 but, can someone please tell me what i need to do to try to get my credit score up between 620 and 680 for sure by the time I am 20. I want to buy a used car for 15,000.00 when I am 19 I will earn 2,100.00 a month as a correctional officer then after the first year I will earn 2,900.00 which is when I would like to buy a house for between 60,000 and 120,000 I know in these days you NEED 620 – 680 for any of this. Please tell me what I should do, I don’t want to live with my mother forever ! And I don’t want to have bad credit like her.


Can I get a payday loan?

I had a payday loan in NM. I never paid it back and it doesn’t show up on my credit. If I tried to get a payday loan here Nevada would I be declined to borrow $ from a Payday Loan company?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will bankruptcy affect my ability to purchase an annuity?

Like the subject says, I want to know if a recently discharged bankruptcy will hurt my chances of buying an annuity. Do they normally do credit checks?


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.


Automobile loan question?

I went to a dealer where I was pre approved” and purchased a car. I gave them there down payment and signed the paperwork then I was off in my new car. about a week later the dealer calls me and tells me that I wasn’t approved by the initial bank but I was approved at a higher apr from Santander Consumer. I have herd alot of bad stuff about them but I was kind of stuck and didn’t want to loose the new wheels so I resigned the contract (that they didn’t change the date on the contract kept it at the Original date which I think is illegal?) now I have been in contact with santander and set up my online profile I can go online and see my account information and just made my first car payment a few days ago. Today I get a letter in the mail saying I was declined the auto loan??? I’m petty sure after over a month and having received payments everything is fine but that kind of confused me. especially considering it was dated over 15 days ago? One last note I have yet to get a contract (other than the dealers) mailed to me! I did receive a statement with payment reminder!”


Why would personal liability insurance needs a credit report?

how does chapter 7 bankruptcy affect liability

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Student Loan Debt stressing me out, making me feel depressed?

So this is my 4th year in Mechanical Engineering and I am sitting at $25,000 in student loans. I commute to school to avoid dorm expenses so that means extending college to 5 years or even 6 years because the engineering courses are getting much more challenging. I also transferred into engineering so some of my courses didn’t transfer. This is honestly scaring me because I feel like I will not be able to enjoy my life with this debt hanging over me. I keep thinking that I will not be able to do the things I want to do that are on my bucket list, or afford a house with a nice down payment, start a family, or even invest. The stress with school and debt has been bothering me for quite some time to where it got me to the point where I had anxiety, stress, and serious depression and wanted to commit suicide. I kept wishing I had went against what parents told me about going to school first as opposed to enlisting but that’s now in the past. I was able to get out of that state of mind and back to my normal happy social self but I guess by me coming here, I’m still looking for some advice or comfort. My parent’s haven’t been the best at just sitting down and having a real talk. On top of that, I’m the oldest of 2 siblings so I never really had anyone to look up to. That’s why I’ve always loved talking to adults who are older than me because I have gained so much wisdom from their experiences and stories. So how have you managed your student loans?


Check credit score once?

Hi i’m looking for a site to check my credit score just once…and not have a membership..any ideas?


How much will a missed payment hurt my credit score?

I recently just missed a payment of $11 on my credit card by 5 days. I usually get email reminders but my email was down so I didn’t get one. I remembered that I usually paid my credit card bill around this time but by the time I realized it I was 5 days late. How bad will this hurt my credit score? I’ve had the card for two years with no missed payments until this one.


Where can I view my bankruptcy discharge papers online?

I haven’t gotten them in the mail yet. My discharge date was the 20th of this month so I want to know is there a website I can go to so I can print them out?


OMCgear? Is the site trustful?

Hi guys, recently my backpack just ripped and I’m searching around online for another north face. I came by the OMCgear site and saw a really good price for it. Is this site trustful? Should I buy from it? Thanks in advance. Heres the link if you’re wondering; http://www.omcgear.com/the-north-face-recon-daypack.html


I need to catch a train and I have no money – what options do I have?

Pamela, if I was going to travel for free, would I be trying to find out what options I have in relation to travelling and payments?


How do I get a motorcycle loan with bad credit? Desperate!?


Wht is Home loan processing fees?

I had applied for a home loan of 15 lakhs from IDBI .i paid 6761 rs as home loan processing charges however when I applied that same amt of home loan from LIC Housing finance. I paid 1100 rs as home loan processing fees + 1% to be paid at the time of disbursement . so my question is wht are the different ways of charging Home loan processing fees by banks


Is now a good time to refinance a auto loan or will rates get better?

i have a auto loan thru americredit with a high interest rate and i have only had it for 6 months, i have had numerous offers to lower my rate and have gotten to the point of bieng accepted to lock in the lower rate now….is this a good idea or do you think that i should wait and see if rates will get even better with the economy going the way it has?….maybe 3 more months….6?…..12? whats your thoughts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long after bankruptcy shall I wait to apply to refinance my mortgage?

I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy and my case is discharged, how long shall I wait before applying for a loan to refinance my home?


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.


What’s the best way to reheat deep dish pizza?

I can’t use the microwave anymore – the pizza isn’t good – not like when you order it


Can I just file for bankruptcy instead of my husband and me?

My situation is: Our house was foreclosed, and we got a HELOC. Since we cannot afford to pay for the HELOC anymore, we have been receiving calls and letters demanding us to pay. I am planning to file for bankruptcy, can I just file for myself or it has to be both of us? The property was only under my name as well as the HELOC, my husband was my co-signer..please advise..thank you.


I want to know the industry best practices in commerical credit collections?

Auto loans, mortgage, Credit card etc collections


Help! Got pre approved for an auto loan for 15,000 but they want my pay stubs?

I just got pre approved for a car loan. Only problem is, they said they want my last two pay stubs. I put on the app that I make about 2400 a month. Thing is I do but on SOME months. You see, I am self employed, and my paychecks are ALWAYS different and my last paycheck was smaller because i was ill and wasn’t working much. Is this going to affect me? Do they just want them as proof that I am employed? Please help!


My son used my credit card on porn sites, so I grounded him for a year. Is this an appropriate punishment?

My 13-year-old son recently used my credit card on pornographic websites, spending a total of $10. I found out when the bill came in the mail yesterday. Before I opened it, he told me what he’d done and sure enough, the charge was there. I was furious, and I grounded him for a whole year and sent him straight to his room. I also took off my belt and told him that if he gives me any trouble, I will spank him with it. I grounded him to his room, meaning that he has to stay in his room at all time except for school, meals, and to use the bathroom. Other than that, the terms of his grounding are: No TV No Computer No Video games (I am actually going to sell his video game consoles to pay for the $100 on porn) No phone No friends No fun books (The Hunger Games, Harry Potter, stuff like that.) An early bedtime of 8:00pm every night. So far, he has obeyed all the terms of his grounding. He does seem to feel some remorse for what he did. I am very disappointed in him. He was always a good kid, and has never been in major trouble before. I never imagined he would steal from me and use it to buy pornography. What do you think, is this an appropriate punishment or am I being too harsh? Please let me know what you think!




















































Credit card company sued me and won judgment, what should I do next…I am over 10,000 dollars in debt.?

Credit card company sued me and won judgment, what should I do next…I am over 10,000 dollars in debt.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Credit score to aprrove for a loan?

what the minimum credit score to be approved for a healthcare loan such as carecredit or capitol one


What would the 30 year mortgage payment be for a $170,000 loan at 6.2%? [x]?

What would the 30 year mortgage payment be for a $170,000 loan at 6.2%? [x] How much interest will be paid over the life of the loan? [y] If the loan were paid off as a 15 year mortgage, how much interest would be saved? [z]


What is a bad number on a credit score?

what are credit scores


Freecreditreport.com says my PLUS score is 696. is this good?

I am paying $15/month for freecreditreport.com and it says my PLUS score is 696. Is this good? I am a student with no job and 1 credit card, but I am never approved for loans based on my credit alone.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

15000 personal loan to be used for Auto loan to indepenent dealership?

Hello, I just tryed applying at agfinance.com for a 15000 personal loan and I was denied. I take home about 42000 each year and my credit is 740 so I don’t know why it was denied. Does anyone know other companies that can get me this loan. I wanted to get an auto loan before but you can’t use it for the independent dealership, it has to be big dealerships like Toyota or Honda. I want to be able to have my own financing at the independent dealership or have freedom to look for a car from a private party. If anyone know any other types of loans that fills these requirements, please let me know. Thanks! Dave


If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

And if you can I would like to see how you would figure that out.


How do auto loans work in regards to going through a private party instead of a dealer?


Credit card company sued me and won judgment, what should I do next…I am over 10,000 dollars in debt.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Amcapital Loans?

Okay, I am really nervous. I applied for a loan and was approved, secured my downpayment of $500.00. The 48 hours isn’t up until tomorrow but, I have tried emailing and calling and I am not getting anywhere. Please tell me there are people out there that have used this company before?


What happens if i cant pay my minimum payment on 2 credit cards?

im over the limit on one credit card and cant pay the $50 minimum payment this month on it, and on another card i owe $70 after already paying the minimum payment which they didnt recieve on time even though it showed that it did so they screwd me on that one. does anyone know what will happen if i dont pay them until next month? if its just a late fee how much you think it would be around?


How can I watch the iOMG iCarly episode for free online?


My fiance wants to transfer our vehicle to me im getting a auto loan under my name, we are doing this because?

we are buying a home and the $16,000. debt can not be in his credit I got aproved at my bank but they are telling me I have to pay $1,400.00 in sales tax! My fiance is my dometic partner and the father of our 3 kids.. is there a way around it? Do I really have to pay the sales tax?


Best way to use money when traveling in New Zealand?

I’m about to take a 5 month trip to New Zealand starting beginning of July. I’ve never traveled before, and wanted some opinions about how to spend/use money. Someone recommended getting a credit card to avoid ATM fees. However, is there a credit card fee? Should I get an American credit card and use it there? Or open a credit card account in New Zealand? Stick to cash? Can I use my American visa debit card there to take out cash, or is that not easy? I have no experience, so any advice would be great! (I DONT have a lot of money to throw around…I’m looking for the cheapest way to do this). Thanks!


Question about payday loans?

If you can not make the payments due to your payday loan but offer them a lower amount every two weeks,do thy have to accept that?


Why do people think life is over after Chapter 7 Bankruptcy?

Zarg222: No down payment with the car. I backed out at the last second because I decided to keep the car I have. They offered me a 4 yr loan with 0% down with 8% interest. That didn’t seem too bad to me. I am planning on bringing a large downpayment as leverage since my credit isn’t the greatest. 20%+ isn’t an issue.


Have to do a 100 economic problems!Need help with some please!As much info as possible is really appreciated!?

Have to do a 100 economic problems!Need help with some please!As much info as possible is really appreciated!? (Find all dollar amounts correct to the nearest cent. When an interest rate is requested as an answer, express the rate as a percentage, correct to two decimals) 1. If you borrow $3,000 at 14% simple interest for 10months, how much will you owe in 10months? How much interest will you pay? 2. Grandparents deposited $6,000 into a grandchild’s account toward a college education. How much money (to the nearest dollar) will be in the account 17years from now if the account earns 7% compounded monthly? 3. A $10,000 retirement account is left to earn interest at 7% compunded daily How much money will be in the account 40years from now when the owner reaches 65? (use a 365 day year and round answer to thenearest dollar.) 4. What is the value of an ordinary annuity at the end of 8years if $400 per month is deposited into an account earning 7.2% compounded monthly? How much of this value is interest? 5. A loan of $2,500 was repaid at the end of 10months with a check for $2,812.50. What annual rate of interest was charged? 6. You have $2,500 toward the purchase of a boat that will cost $3,000. How long will it take the $2,500 to grow into $3,000 if it is invested at 9% compounded quarterly? (round up to the next higher quarter if not exact.) 7. If you borrow $4,000 from an online lending firm for the purchase of a computer and agree to repay it in 48 equal installments at 0.9% interest per month on the unpaid balance, how much are your monthly payments? How much total interest will be paid? 8. A company decides to establish a sinking fund to replace a piece of equipment in 6yrs at an estimated cost of $50,000. To accomplish this, they decide to make fixed monthly payments into an account that pays 6.12%compounded monthly. How much should each payment be? 9. A business borrows $80,000 at 9.42% interest compounded monthly for 8years. (A) What is the monthly payment? (B) What is the unpaid balance at the end of the first year? (C) How much interest was paid during the first year? THANK YOU SO MUCH FOR ANY HELP YOU CAN PROVIDE! ๐Ÿ™‚


Credit card company sued me and won judgment, what should I do next…I am over 10,000 dollars in debt.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I’m 18 and I need credit and a car. What do I do?

I’ve been without a car for a year now and my aunt’s been saying I need one and that she’ll help me get one. She has asked me to be patient for the past year and I think I have been but I start school in a month so I’ll really need my own car. Of course I can walk or catch the bus on campus but class isn’t the only place I’ll be going. I’m thinking I want to just try to get a car myself but there a two BIG problems: I don’t have credit history and I don’t have a job. My mom says I need to establish some credit but how do I do that without a job? I’m looking for one but I’m having no luck so far. Is the only answer to get a job first and go from there? Any advice?


How hard is it to buy a used car with NO credit? When is the best time to buy a used car??

I am sick of my 95 accord, I want something newer. Is it hard to buy a used car with no credit? I plan on putting down at least 8k, and the car I want is about 15k. And also, when is the best time to buy a used car??


Does anyone know any free credit report websites?

anyone know of anywebsites to get your credit report for free?


I got a notice from my bank account: Credit Report?

I own a credit card, however everything is fine. I got my second notice by Wells Fargo today about my credit report. It says the notice is required by law and if I don’t do anything thieves may get my records. Am I in trouble? The ability to reply has also expired since I moved to another home. Not sure if its just a scare tactic to enroll in a identity theft program.. BTW, how can I get a free credit report? every time I want one they are always charging me! But I don’t care, I am not in debt. ๐Ÿ™‚


Where is the best place to buy gold and silver coins and bullion online?

I just moved here from the UK and I am very happy that I do not have to pay tax on my silver!!! I am however looking at a few places to buy gold and silver bullion and coins as I usually place an orders every month. Price is very important. Can anyone recommend a good online dealer? Thank You!


Is there a loan shark in oxford england?

and who is it and how can i get in touch with him


If you have no credit what credit cards can you get approved for?

i’ve been wanting to have a credit card since i turned 18. i know they are the devil and i can be responsible with it and not get into a hole that most don’t get out of. i know about the other various ways to build credit like cell phone contracts, and lease agreements etc. but i’d rather have a credit card also. It seems all the ones i could apply for need a credit rating. Any help or other suggestions would help immensely!


What is the best site to get a bad credit auto loan?

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Can anyone tell me where to get a 4000 pound loan i have bad credit rating no creddit cards but in employment?

i need to get a 4000 pound loan but am finding it hard because of my credit rating i have no credit cards which makes it more harder to get a loan i am in full time employment could anyone out there please point me in the direction of a loan company who would accept me


Can I get a loan for 12K with a 650 credit score?

Here is the situation: I want to refinance my car, because I have a very high interest rate, my credit score (somehow) was much lower when I financed the car. Current on all of my bills Small amount of credit card debt Salary this year was 37,300 (THAT includes the base salary plus over time so I am NOT guarunteed to make that again) Rent- $600 per month I chose a credit union through my employer, and I find it odd, but the credit union ONLY has 1 rate. 1.99%. This is probably WAY to low for me since I have a lower credit score. Is it likely that they will approve this refinance? Consider the debt to income ratio, etc?


How difficult is it to get a Personal loan with Wells Fargo?

I’m interested in applying for a small personal loan with wells fargo ($4,000), and I’m going to have a co-applicant since my credit isn’t wonderful (the reason i get denied places it says is because of lack of recent reporting). My question is, any idea how difficult it will be to get a loan with them? My identity was recently stolen, and my account has been in the auditing process for the last month. I need to pay bills and not acrue late fee’s, which is the reason for the loan.


Is there any way you can check with the credit bureau to see who all you owe to and not just your credit score?

I’ve done those stupid free credit reports and all it tells me is my score. I want to actually know what I’ve been sent to collections for so I can get it taken care of.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If we have debt in indiana, can we live in KY and file bankruptcy?


Credit card company sued me and won judgment, what should I do next…I am over 10,000 dollars in debt.?


I am really desperate. I need $500 by the 31st but my next payday is on the 10th of August.?

Do you have any insights about borrowing from PayDay Loan lenders like Money Mart? There’s really nobody (family, cousins) who could lend me the amount so I gues Money Mart is my last resort..


Title loans company have right to repo, but I believe debtors have also a right to protect their property.?

Top Contributor let me tell you something. I do not agree with your judgement. I would never give the car back or sell it. Her what I fail to mention. the title loan company failed to put a lien on the car. I still have my title on my hand and I can do what ever I want with it but it is the principle. I want to repay them period there is no question about that./

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which debt managment companies are the best?

I’ve decided to go with debt management rather than filing for bankruptcy but there are hundreds out there. Can anyone recommend a company with no/low fees?


Do banks have a cap on the interest rate they can charge on a auto loan?

also what is normal rate for a person with bad credit. I was charged 33% on a new car ,is this normal,can I do anthing to lower the rate.


How will getting a six figure job after chapter 7 bankruptcy affect me?

I am currently unemployed and have gotten the ball rolling on filing chapter 7 bankruptcy, signing the papers next week, and just found out I’m being considered for a six figure job. Would I be fine if accept the job offer after the filling of the petition if my pay and work will not begin until after the creditor meeting? I have a limited time window to accept the offer but then their is a good deal more time and paperwork that has to take place before I even start working or getting paid. So to sum it up: I sign my papers to file the petition Wednesday, accept the job Thursday, go to the creditor meeting in about a month, then start working shortly after that? Do you think this would be ok and why? Thank you


Can u have a credit score without a credit card?

yea i have no bills and have no loans yet


Can I add sales tax to an auto loan?

I’m looking to get a loan, most likely from a dealership, for a used car. I still owe about $5,000 on the car I have now, and I’ll be trading it in. It’s not very reliable and my insurance is sky high because it’s considered a sports car. Anyway, the only way I can make this happen is if I can take enough out to cover the sales tax, also. Do car dealerships do this often? I’m still exploring my options, if I can find a co-signer I can go with a bank loan, my credit score is just under 650. Also, I live in Missouri, if that helps. Any thoughts are appreciated!


Can you purchase a home with a 602 credit score?


Where do I get Chapter 7 Bankruptcy papers cheap?

I need to file Chapter 7 Bankruptcy, and I need the forms to do it, but I really cant afford a lawyer. Any ideas?


Can I dispute more than one item on my credit report at a time?

There are a few things on my credit report I would like to dispute but I don’t know if I should dispute individually like, take care of only one at a time or dispute them all at the same time. If you know please help. Thanks ๐Ÿ˜‰


I need to get a free credit report on line without having to give a credit card number1can anyone help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does chase bank give mortgage loan to people with an ITIN Number?

Does chase bank give mortgage loan to people with an ITIN Number? This person has had a well paying job for 3 years and can secure a letter from its employer stating so. Also, this person has a lot of money in the back. Will chase approve him for a loan? Thank you


Credit card company sued me and won judgment, what should I do next…I am over 10,000 dollars in debt.?


What’s the best agency to monitor my credit?


What are minimum requirements for private party auto loan?

The answer is hard to find online. Some suggest at least $10000 loaned, or subject car must be only 4 or 5 years old, or max 48 months repayment term, etc. I realize there will be some variables, but there must be some standards here. While we’re at it, are there standards for how high your credit must be to get a private party auto loan?


Any individuals, companies or other (not payday loans please) that will lend me money so I can relocate?

I’m very entangled with an x-boyfriend who’s still been my best friend but lets his mother answer his cell phone and has blabbed everything I didn’t want his parents to know about to her. She has a big mouth (exceedingly mentally messed up) and runs to tell the mean trouble-making father everything. One of my major bills is in his name and I wish I could relocate so I could disentangle myself from him and end any friendship or relationship with him. But I haven’t any money to make the move. I fear they will try to get me and/or my adult son into trouble. I wish there was a church or some kind of organization or some philanthropist that could help us move. I need to break all ties with my friend who I don’t consider much of a friend since he lets them find out everything. She is taking all his cell phone calls and listening to all his messages for him – for some reason. Can anybody be of assistance to me. I’m worried they will get me into trouble.


3. $6,000 compounded quarterly at 6% for 5 years?


Can i get a loan if my credit score is 524?

I need to get a loan for a car but my credit score is low. Where can I get a loan without being turned down?




















































Can I hire a debt collection agency to collect a small claims judgment?

Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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How do I get out of an auto loan?

I bought a truck in October and back then I was able to afford it, but now work has slowed down, and other things have put me in a position that it’s hard every month to make the payments. I wouldn’t mind driving a junker again but I’ll never be able to get the money out of the truck that I owe on it. I owe around 22,000 after all the fees that the dealership tacked on. But I couldn’t get anymore then 17,000 out of the truck if I sold it straight out. Is there anyway to get out of this? I’m open for anything at this point.


How can i obtain a credit report in Ontario for free?

I owe some credit card debt and am unable to get a credit report from transunion over the phone but ive moved more than a few times.


What is the amount of time must I wait to file between bankruptcies.?

I filed for bankruptcy back in august 2004. The shop i worked for the past 15 years closed there doors and i can not find a new job where i live in michigan. Im now out of money and behind on all my credit cards and have no other choice but to file bankruptcy.What is the time limit between bankruptcies


What Size auto loan can I get with a $1600 monthly income?

Credit score is 700. I live at home with parents and total bills come to around $1000/month. This includes my current car i am financing which costs me $300/month and $220/month for insurance. Curious as to how much I can be approved for to buy a New car. I am 22 and have never missed payments.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can a person still get a cell phone after Bankruptcy?

I know that there are some cell phone companys that check credit and some that dont. Can one still get a phone after they have a Bankruptcy? Which companys require credit check which ones dont?


Where can I get a personal loan with bad credit?

I am not a homeowner either but I make over $60,000 per year. I have terrible credit from when I was in college. Ran up about $15,000 in debts.


What is the real score on credit checks?

I was wondering since there are three different credit bureaus. Experian, Transunion, Equifax. There are each higher then the other. Of course I want the highest one outta the bunch, but unsure which one is the real score. My credit is not that great, but if I keep it up it should be in the 700’s soon.


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where to borrow money that is not a payday loan?

My sister needs $2000 for that could be repaid in 2 months. She just started a new job, has bad credit and no personal contacts who can help. Suggestions (serious only, please).


Young age auto loan?

hello. i’m 19 and have no credit. not bad credit. none. i would like to purchase a vehicle without a co-signer. i found a 2007 jeep commander for 16,000. if i put down 5,000 on the vehicle and have a high income job about ( 2,000) monthly.. well i think that’s high income for a 19 year old… what are the chances of the dealership financing the car for me. i dont want to go through a bank. i kno that may be my better option but for me it’s not so lets pretend that option doesnt exist. they finance vehicles for ppl with BAD credit these days. there has to be a solution.


Sites for free credit reports…?

I need a website to go to that give free credit reports that DOES NOT require a credit card…I have already tried freecreditreport.com and they ask for a credit card number.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?


How do I find out if someone has filed for bankruptcy?

My employer has been bouncing checks all over town, including employee’s paychecks. Between bounced checks and checks that I’m holding because they’ll just bounce if they’re deposited, he owes me almost $10,000. He’s been on an economic downhill spiral for a few years, and I suspect that he’s about to hit rock bottom. I’ve stopped working for him, but I need to collect on these checks. I plan to file a complaint with the state dept of labor, which says it can garnish funds from his bank account within 60 days, but without the $5,000 maximum judgment of small claims court. My concern is that he will file bankruptcy before I get paid. I know that I can file as one of his (many) creditors in bankruptcy court, but how do I find out when/if he’s applied for bankruptcy? Do I have to subscribe to some publication and watch for his name, or is there some watch list” where I can request to be contacted if he files? How does it work


Do I have a right to a free credit report?


Maternity/Parental leave for single mom in Canada?

I am trying to find out more information about maternity leave. I have been on it once, but this time around my husband left and I am now on my own. My husband has been applying for student loans, and because we are separated and he is without the child(ren) they won’t give him anything to help support us. So, will the government be lenient on me and give me more than the 55% of my weekly earnings for my maternity leave? I can’t seem to find any information and am not ready to fill out the actual application for another 5.5 weeks. Addition: I know my husband isn’t lying to me because he had to answer the same question on the national AND provincial loan application : separated with child or separated without child. They don’t ask anything about support. So of course he is requesting more than they say he qualifies for because he wants to support us, I just want to know if the government has found their own loop hole or not.


If you had a bankruptcy and 7 years passed and is all cleared up can the banks tell you had one?


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?


Is this a good credit card offer to accept after bankruptcy?

Credit One Bank Visa, $75.00 annual fee, 23.90% interest. I don’t care about the interest because I will charge small amounts and pay it off each month. I just don’t know about this annual fee. But I DID just have a bankruptcy discharge so maybe I’m luck to get any offer at all. Help.


Does anyone know where I can obtain a free credit report, from one of the three main credit bureaus?

Without having to do it online (I don’t want to give credit card info). Main credit bureaus: Experian, Equifax, Trans Union.


Accrued interest on an assumed mortgage loan is entered on the closing statement as a?

1. credit to the seller and a debit to the buyer 2. debit to the seller and a credit to the buyer 3. credit to both the seller and the buyer 4. debit to both the seller and the buyer


How to improve credit when I cannot get approved for a loan?

I’ve fixed my credit report and have no outstanding debt and it has been that way for over a year now, however, I cannot get approved for any kind of loan or any unsecured credit cards. How can I improve my credit so that I can get approved for these in the future?


How often can I apply for a credit card?

I have a credit card with a high interest rate and would like to transfer my balance to a credit card with a lower interest rate so that I can pay off more principal and a little more quickly towards being debt free. I understand that applying too often for credit cards can damage my score. If I’m not approved for a credit card from one institution, how long should I wait before applying for a card from another institution?


I have a question about getting a free copy of credit report?


Is filing bankruptcy the best idea?

Last year I was forced out of my job as a result of the bad economy and devistated real estate market. I’m still young, so I really just looked at this as an opportunity to get back into school and finish earning a degree. I was left with a little credit card debt (not too much), and a pretty substancial car payment. At this point, I just can not handle paying both rent, utilities, and a car payment while enduring living costs. I’m not getting enough hours at my current job, and it has been difficult to find another job that can work around my school schedule while handling all of this debt. I owe more on the car than the payoff and need transportation, so selling it is not an option. I am 3-4 months behind on the payments and it is going into repossesion. I will be speaking with an attorney within the next couple of days to discuss wheather filing Chapter 13 is the best option, but am a little weary that they may be somewhat bias. At this point, I would rather file bankruptcy than to have the vehicle repossed and there really is not another option as the bank will demand the past due amount in full immediately in order to bring the account back up to date, then it would just start over as an on going process. From someone who has been in this situation before, would it be the best idea to file Chapter 13 in order to freeze my debt and pay it back as I am able?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is a good place to get a payday loan?


If a person has a Credit score of 642 based on Experian’s National Equivalency Score is that good?

if a person has a Credit score of 642 based on and using Experian’s National Equivalency Score is that good ?? and how likely would the approved for a line of credit or a cellphone without a deposit


Im looking for a consolidation loan. I dont own a home and my credit is poor. Where can I get a loan from?

I have about 10,000 in debt and I have a job full time and my salary is about 2200 every month.


I’ve got some flawed credit, yet my income is high &$4K down,who’s the best Sub-Prime Auto Lender 4 me?

26 yrs Job Time and $6K a month…trying to accomplish as much as I can before I go into a Dealership and also would like the option of buying from a private party as well. HELP!!!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can payday loans come after you once you start the process to file bankruptcy?


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?


Should I file bankruptcy?

I’m 27 years old and currently paying about $320 a month in credit card bills through a debt management plan. I’m starting a full time nursing program this fall and will only be working part time so I won’t be able to afford the $320 a month. I moved into my moms house to save money on rent and utilities since I’m going to be a student again. I have about 45K in student loans from my bachelors degree. My credit card debt totals about 15K and I just checked my credit score and it’s 482 so it seems like it would take me longer to pay off what I owe than it would to just file bankruptcy and wait 7 years for it to improve? I don’t know how bankruptcy works but with a credit score of 482 is it even worth paying $320 a month on a 15K balance? My dad insists that I keep making payments but my mom says that I’ll get ahead quicker by letting it go. Keep in mind once I start this full time nursing program it will be almost impossible for me to pay $320 a month. Also, my car is in my dad’s name so I don’t have to worry about losing my car. I want to make the right decision…help!


When is it best to file bankruptcy, during or after the divorce?

I am in the middle of a messy divorce. The house is in foreclosure and I have a lot of debt. The house does have an offer but I will owe on closing and not sure how I can come up with the money for that. My divorce will not be final for a couple months, should I wait until the divorce is final or can I proceed with bankruptcy? The only debt that is in both our names are the three mortgages, what happens with them. How will it effect his credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I refinance my auto loan so I can lower my payments?

my payments are 270 a mo. now and I want something like 175 a mo. I still owe like 12,000 dollars tricky is’nt it? Or is this even possiable?


When did mortgage default and housing foreclosure rates begin to rise rapidly? When did the economy go into r?


Need a personal loan, but have beacon of 585?? Is this possible??

Thanks, I have already done all of the steps you mentioned. I was a little concernced about the debt which was a cancelled cell phone contract and it was the correct amoutn. I did the validation of debt and everything. So, I’m stuck with the $700 amount to be paid. I do not wish to get credit cards and have none. I have a car loan that is paid on time and that is all of my credit basically.


Do people actually make money on those scam” websites?”

Like the ones were you do surveys and get paid for it. It just sounds like scams half of the time or sounds to good to be true


Bankruptcy chaper 7?

Ok if anyone has filed this in the past few years how does the means test work? they want the past 6 months pay stubs and i was rlly confused on what they r going to do to see if we can pass it. I did not understand her how much is to much? Like i know there is a limit of money u cant go over to use the chaper 7 but how much is that? Thanks oh and does it matter how much debt ur in to file chaper 7? Dont say google it i tired and got a head ache from trying to understand lol 14 minutes ago – 3 days left to answer. Additional Details 8 minutes ago If your average monthly income for the past six months is below the state median for your size household, you meet the requirements of the means test” (section 707(b)(2) of the bankruptcy code) to qualify for Chapter 7 Bankruptcy. what does that mean does it mean add all the ck stubs up to get the 6 month total or does it mean what u get per month????? posted this somewhere else but no answere.”


Filing bankruptcy chapter 7 in VA what will happen to Apartment?

My husband and I are filing chapter 7 in the state of Virginia and are currently in an apartment lease in which we are behind. Once everything is filed, what will become of our lease? Is there anyway to safe gaurd it since this is our residence or are we out of luck? Thanks.


How can i improve my credit score?

how can i improve my credit score.


Can my mom go to jail for not paying a cash advance?

As i stated earlier she owes them. They came out and threatened her and we are worried. They can;t take it from her check cause shes on SSA and SSI. She can’t pay a little. She only gets 750.00 a month and she owes 1 345 1 345 and 1 690 so i dont know what to do. I got a lawyer and he told me I couldnt go to jail for it cause im in bankruptcy and i dont know about her.


Where do I get a free credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know where I can get a loan in St Louis, Mo if I don’t own a bank account?

Most places require you to have a checking or savings account….I don’t have either, or any other info that they ask for (proof that you own your house, or whatever), and I need some cash asap…..where can I go to get a loan? I live in Jefferson county. s. of st. louis


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?


Where can I get a free credit report online?


I want to rent a flat but I have a bad credit rating and CCJs…?

Me and my friend who are both in jobs want to share a flat but the letting agency say they will do a credit check on us. My friend’s credit history is good but mine isn’t! I really don’t want to tick the box on the form saying I have bad credit as my friend doesn’t know about that! I can pay the deposit and a month’s rent upfront easy. Would it be possible for us to get the flat??


Could disputing an account on my credit report be bad?

To sum up, I had a debt that was in collections through a company called lets say X. X transferred the account to Y and then Y to Z. The original creditor is W. I never heard again from Y or Z and W (the original creditor went out of business). I disputed the information from X on my credit report as it states (transferred to another office). Was this a bad idea? Will they reach out to whoever they sold the debt to ? Also, the original creditor went out of business. Any ideas?


Is it a good idea to sign up on kickasstorrents.to?

I’ve always used that site for torrents and it’s easily the best one. But now I suddenly need to sign up to use it! I’m a bit suspicious because you’re redirected to another site to sign up and you have to give your creditcard information. I’m not planning on spending any money anyway, I don’t have a creditcard myself and my parents won’t let me sign up with their information. So can I nog use this site anymore? Any other sites I can use instead? Or any way to get around it? Thanks.


Where is the best place to get a auto loan?

Credit Union? Bank? Dealership? Or a online source(E loan, Capital One, etc)




















































How much will a judgment and bankruptcy deletion improve my credit?

How much will a judgment and bankruptcy deletion improve my credit?

Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Credit report question?

i need an actual free credit report that doesnt require credit card information… please help, very important!!!


When buying a home, can you get xtra money to buy appliances from your loan?

Like if the house your buying cost 100,000 can you take out an extra 5,000 to buy a washer and dryer for you new home? If so how does that work? As long as your approved for that amount or something? Thanks for your help?


Free credit report dot com?

What is there scam. I know its not free.


Free credit score report ?

I’m buying a car and I want to know my credit score before i head to the dealership. Is there a way for me to attain a free credit score online ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My debt is outrageous..I am homeless and carless, how can I get help?

people, I have a job, the county won’t help because of the fact that I work!!!!!!


How can I get A free credit report without paying for it?


Help me! How can I solve this problem. I am confused with it. It looks like Baye’s theorem.?

Researchers have developed statistical models based on financial ratios that predict whether a company will go bankrupt over the next 12 months. In a test of one such model, the model correctly predicted the bankruptcy of 85% of firms that did in fact fail, and it correctly predicted for 74% of firms that did not fail. Suppose that we expect 8% of the firms in a particular city to fail over the next year. Suppose that the model predicts bankruptcy for a firm that you own. What is the probability that your firm will fail within the next 12 months?


How much will a judgment and bankruptcy deletion improve my credit?

Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cash advance on uk inheritance?

I’ve been left a house, contents and some cash in a will, but it is still being sorted out and as of yet I’ve not had a penny. I’m not worried as it’s early days yet, but would I be allowed a cash advance on the money. Seems a shame I can’t even afford my phone bill this month and the money is there, just beyond my reach. Thanks


Does bankruptcy help protect your assets?

will bankruptcy help you keep your home?


How does retirement affect credit score/rating?

I retired a year ago, and recently checked my credit rating with one of the Big Three through www.annualcreditreport.com. This report still showed me as being at my last employer. I don’t expect to be applying for a loan anytime soon, but I would like my credit record to be accurate. 1. How do I go about getting my status updated with these companies? 2. What can I expect to happen to my credit score?


How can I get approved for an auto loan with no cosigner, 0 money down, and bad credit?


Annual credit report dot com..No Report!?

They want you to pay at those other sites. Its supposed to be free 1 time a year by law.


Is credila a best option for geting educational loan for abraod studies?

Im confused about various banks that offer educational loans..is credila a best option r not?please help me anyone


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


Bank Of America and Overdraft Protection!!!!?

I am with B.of A and from what I understan I can no longer get any money out of the a.t.m. machine with my debit card even if I do not have any money into my account but for the $35.00 fee. This has saved me out of alot jams. I was told that they will still do it but I have to go to the bank and sign a paper approving me to continue getting this service. Is this true?????????? Thanks


How much will a judgment and bankruptcy deletion improve my credit?

Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We filed for bankruptcy and now we have a problem?

My parents filed for bankruptcy and they have a car, they agreed to pay the car but the lawyer said that they can not send the paper because it would cause other problems. Since I am paying the car off, for the past 1 1/2 we always have troubles with payments as we are not getting any statements but we are paying it. We can never contact them because they disconnect us and they wont speak with us. We decided to take out a loan ourselves and buy the car from our parents, our bank has been trying for 5 days to contact them about the pay off and there is not response. Can anyone tell me what the problem might be? Is it possible that I am paying this car off and when I do pay it off, I wont get the title? Please help me I am starting to get really worried as we have been paying this car off for 3 years with a huge down payment, and now I am worried it all went down the drain. The bank is Chrysler Financial.


What is worse for your credit score?

I do not own a home


Is it true that an attorney can remove certain negative items from a credit report.?

If so how much is this service?


How do I locate the yamaha credit card company?


Anyone know a got website to check ur credit rating and whats affecting my credit rating?

Iv been told to try experian.com but u need a credit card bit i do not have one


Can someone put me in touch with a personal lender / loan shark in london, UK?

Before anyone answers, I don’t need advice on why not to use a loan shark. I’ve tried every other option but it’s come to a point where I don’t have any other solution. I need to borrow ยฃ15k – ยฃ20k and can pay it back over a year with a decent interest. Please get in touch if you can genuinely help and for all the scammers out there, I’m not going to pay any upfront fee!


Financing a home with no foundation?

I have a rental home that I put a mortgage on in 2003. The home has no foundation and I am not finding a lender that will loan on it. Does anyone know of a lender that will make a loan on a home without a foundation. A second question would be, if I have to sell the house with a non-assumable mortgage, what is the best way to do so? Thanks.


Credit Card cash advance help!?

So I want to more so understand the cash advance” details . I am travelling to mexico and want to get pesos using my Visa not using my saving/chequeing account. From what I understand that will be a cash advance

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What documents do you need to have to file bankruptcy chapter 7?

Are W-2s and tax returns required to be presented at any point to file bankruptcy chapter 7 in California? Please speak from your experience only. Thank you.


Im broke and need money fast to pay bills help?

Im broke and need money fast to pay bills help


How to mortgage hotels in Monopoly?

I am very confused on how to mortgage a hotel on a property. Do I mortgage it for half the hotel price ONLY (ie if a hotel cost 100 to install, I would recieve 50 in mortgage and remove it AND the four houses), or do I count the other four house prices with it (ie if houses costs 100 x4, and the hotel cost 100, would I recieve 250 in mortgage for the hotel)?


Can I file Bankruptcy?

My husband and I live in a ahouse that we bought back in 2006. I might get a really good job offfer out of state in the next few weeks. We have been trying to sell our house for two years. If I do get the job offerI want to take it. But we can’t leave our house so because our lender won’t let us rent. If we do it’s an atomatiec forclouser. Can I file Bankruptcy so we can move out of our house? WE have no debt except for this house. I don’t want to give up this job offer because of this stupid house. Please let me know. I live in Fl if that helps any.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Santander auto loan telephone number?


How much will a judgment and bankruptcy deletion improve my credit?

Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.


What is the truth concerning the 7 year rule with credit?

I have been looking at different questions and answers concerning credit and how something negative will be erased from your report after seven years. Some people are saying it’s 7 years after the start of the account, some are saying 7 years after the last payment. What is the truth and where can I find it for myself? I am trying to get my credit established and I want to know all that I should now.


How would i take out the perkins loan?

I filed my fafsa and everything, but i heard the perkins loan was the best loan. How would i go about taking out that loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Can i get a loan if my credit score is 524?

I need to get a loan for a car but my credit score is low. Where can I get a loan without being turned down?


What is the minimum fico score needed for a first time home loan?


How long should I wait before applying for a credit card after paying in full collection debts?

I have two accounts that went into collections around 2006 or 2007. One from T-Mobile and Citizens Bank both owing $300 for each one. I recently paid in full both to the collection agencies. During this time, however I got a Capital One credit card, but I did have like two or three one day later late payments but since since then I pay a little more than the monthly fee and on time. I plan on paying the rest of the bill in full sometime next week, it is less than $250. Does anyone know when I should check my free credit report to see if there has been a change or update to my credit? And how long should I wait before applying for a major credit card like MasterCard or Visa? Thanks.


This about Chapter 13 Bankruptcy?

I’m editing document and have come across this: In a Chapter 13, a person has 60 months to bring the home mortgage’s current? Is this a typo, meaning 60 days, or is this correct?


Were can I get a mortgage,bill consolidation loan, my credit is fair but going down fast?


What would be the best way to collect money from bankruptcy debtor? Letter of Credit or Certificate of Deposit


Does interest on a credit card cash advance occur everyday?

So I took out a $300 cash advance from Wells Fargo two days ago with a 5% interest. I was charged $15 today. Will I be charged everyday I don’t pay it back?


How do I perform a credit check on someone?

I want to check out a perspective renter.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a bad credit score (524). Any info or advise you can give?

Me and my bf want to get our own place once he has a stable job. How long does it take to have negative items such as delinquent or collection accounts to go away? (I’ve had some employment issues past recent months) Also, how can lowering my account balances affect my score? My cards are almost maxed out.


How much will a judgment and bankruptcy deletion improve my credit?

Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.


Is there any place can apply auto loan for under 7500?

I want to do auto loan, but every place I looks say 7500… what can I do to get the money?? please help~~


Bad Credit: How do you handle bad credit that isn’t your own doing?


Best way to sue credit bureaus for reporting inaccurate information?

gerrytoo – you are wrong – you dispute wrong info with both the credit bureau and the original creditor. They both have obligations under the law which they are supposed to meet after you do this. If they do not meet these obligations (one of which is proving you owe the debt and that it is reported correctly – this is THEIR responsibility, NOT yours!) – they are breaking the law, and they do it CONSTANTLY. If more people got informed and stood up to these criminals in court, they wouldn’t think they can get away with breaking the law millions of times a day!


Is the phone number #8773228228 really ok to call and order your credit report for free?

Is the phone number you are calling a scammer or a business that is really out to help you (or get your info to use in a bad or negitive way)?




















































I have a credit card judgment against me when would i be notified when they try to reposes something?

I have a credit card judgment against me when would i be notified when they try to reposes something?

I had some credit card debt and they just got a judgment against me. I am not sure what they will try to take (maybe my rundown car or very small bank account?) but what I am wondering is …do they have to give me notice before they try to repo something or get the money in my account? Also, car is in my wife’s name as well (not a community property state) can they still get the car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What does it mean to default on a mortgage? what are subprime mortgages and how do the two relate?

Who are the people that are defaulting on their mortgages? which companies (industries) are involved in this? Additionally does this go on in some regions more than in others? what effects does it have on the economy and our daily lives? what can be done to prevent further morgage defaults and fix the tumbling economy? what shouldve been done earlier for this crisis to never have started? what will happen if this problem isn’t fixed in the long run?


What credit score is needed to get a walmart or target credit card?


Unable to pay my 2 credit cards, ive asked for a reconstruction but they decline.what should i do?

i have 2 credit cards,and wasnt able to pay my credit cards because i lose my job,and the money that i have in me was enough for me to support my day to day living,i have asked for a reconstruction for the 2 cards but they declined the letter of mine.what should i do?ive been receiving a lot of letters from the bank and some are the attorneys letter and they even go at my place to ask for the payment. what should i do? i really cant pay them the money that i owe from my credit card.


Chapter 13 bankruptcy?

I’m through 1 year of Chapter 13 Bankruptcy – which includes my car payment – I would like to get a different car – is there any dealers that will finance a car through Chapter 13 Bankruptcy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If i own my home free and clear, what kind of loan should i get?

i am planning to purchase a new car and remodel my current home- i would like a loan of about 50,000


Where can i look for apartments that don’t require a credit check ?

i’m 19 and looking for an apartment, but i don’t really have credit. i have an in store credit card, i pay my own phone bill, and i am faithfully paying off a school loan. but i’m not sure if all of that counts. . . help ?


Serious Work at Home jobs…?

Does anyone know any serious work at home jobs on the computer that I could do? I am a single mom of 4 kids and I go to school so a home job would be best for now. I want to know legitimate jobs that people have already done and gotten paid for.


I have a credit card judgment against me when would i be notified when they try to reposes something?

I had some credit card debt and they just got a judgment against me. I am not sure what they will try to take (maybe my rundown car or very small bank account?) but what I am wondering is …do they have to give me notice before they try to repo something or get the money in my account? Also, car is in my wife’s name as well (not a community property state) can they still get the car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


H&R Block or Jackson Hewitt?

Who can get you more money back on your tax refund and who is cheaper H&R Block or Jackson Hewitt?


What’s the best site to get a credit report?


Do you know the real site for getting one’s free credit report?

Can anyone tell me what is the real site for getting one’s free credit report?


Would you say that the online payday loan industry in the UK is saturated?

i have approximately 500,000 pounds


Where is the best place to get an auto loan?

I am a full-time student with a part-time job making about $500 a month. I recently got a credit card so I have good credit. I need to get the loan on my own because I do not have anyone to cosign for me. I have no idea where to even look for a loan… Please any information is good! Thanks!


What are some real online payday loan places?


Best Business Loans?

I’m looking to start a business and was wondering what is the best type of loan for small amounts of money. I really only need about $2000 (maximum), however, I’m not sure where to begin. I need this money to get a lot of the fees taken care of for setting up the business. Is this possible?


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


I have a credit card judgment against me when would i be notified when they try to reposes something?

I had some credit card debt and they just got a judgment against me. I am not sure what they will try to take (maybe my rundown car or very small bank account?) but what I am wondering is …do they have to give me notice before they try to repo something or get the money in my account? Also, car is in my wife’s name as well (not a community property state) can they still get the car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan to lease a car?

I want lease a car and my question is do I need an auto loan to lease a car. Thank you!


How much will paying off my debt help my credit score?

I’ve never paid anything late. I think the scale that TransUnion used may be different. This isn’t my FICO score; I don’t know what it is and well, don’t want to pay extra money to see it. TransUnion (scale of 550 to 990) said that I have a credit score higher than only 19% of other people and my grade was a D. Every single one of my accounts says satisfactory/never late beside of it. It said that the factors that affected my score were one, time since oldest account opened is too recent. Well, I’m 22. I can’t do much about that right now. Two, the available credit on your open accounts is too low. This is very true, and I am working to get it down and will now that I’m out of college. Three, my balances are too high (right, they will be low to non-existant soon). Four, I have no real estate accounts (I’m worried about my credit report because I want to buy a home and a newer vehicle within the next several years).


Is it worth calling a debt consolidation company for my debt?

The items on his report are in collections but not charged off. Almost half of the items are under 100 each. If I pay these off one at a time and then work on a payment plan for the larger items will it improve my husbands credit score? Is it possible to request that once the item is paid in full it be updated or removed from my report ( as lexington law states they can dispute items )?


I’m in need of a 4500 dollar loan?

I’m 21 years old, in the military so I have a steady income, but I need a 4500 dollar loan for a bike, I’ve already got insurance for 35 bucks a month, so I’m not worried about that. And it’s a family bike purchase which is why I need a personal loan. I still don’t have much credit, so USAA or Navy Fed wouldn’t do it. I’ve tried several other places that claim no credit or bad credit no problem. Which has failed to get me anywhere other than Pioneer which is somewhere I’m not willing to go. Any help or references is greatly appreciated!


Can a 14 year-old child get a credit Card?

i’d prefer a credit card but if i can get a desent debit card tell me of some


Why do you need power of Attorney to Transfer Motor Vehicle when refinancing Auto Loan?


Should I check my free credit report online if I’m a teen?

This is the website I found w/ some research and I’m thinking it’s the one everyone uses… https://www.annualcreditreport.com Anyway, I have had a credit card for maybe a bit less than a year and I’m in college. I make at least the minimum payment or more on or before the day it’s due. I tried for the VS angel card a month ago, and got denied… probably because I pretty much HAVE no history… So I was just wondering if it’s a good idea to check my credit report now or later (since I get one free each year), if it’s safe to do so, and what it tells you anyway? Thanks Yahoo!!


Bankruptcy, Filling chapter 7. HELP!!!?

My best friend is in deep debt and I think that the best way to solve his problems is to file for chapter 7. he has a student loan for 65000, 15000 on credit cards and he had the great idea to buy a big working boat for 15000 and like another 20000 in equipment also for his new company that never even open because he found out after all the big buys that the insurance that he had to pay was over 100K per year!!! now he is stuck with an unsellable boat, equipment hard to sell and if he does, he will lose 70% of the money. After all these buyings he had the next great idea to quit his job to start his own business and of course now nobody will hire him and he has been using his saving to do minimum payments on the credit cards. I forgot, he bought the boat and equipment with credit cards also!!! he is currently living in the boat as he cant even afford rent. Now the question is, if he files for chapter 7 can he get away from the student loan and all the other debts? he is planing to go to central america with the boat after that an work making crappy money but he wants to start over from zero. he is not a bad guy and i know he was just trying to start his own business and all that. he even has a perfect credit score still as he always was trying to do everything right. he just took the wrong decisions. What do you people think is the best action to take?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will Chrysler Financial refinance my auto loan?

I’m thinking of calling Chrysler Financial and trying to get them to refinance my auto loan. I still owe them about $10000 on a loan for a car that blue books for less than $5000. Since I have no chance in affording any type of new car anytime soon I figured I my as well drag the loan out more and lower my payment to give me extra cash every month. Has anybody worked with them? Do they help you out or will they give me the boot?


Need to get a personal loan but have no co signer?

Ive been trying to get a personal loan to establish credit history but i have no co signer, one of my parents has no work history in the past almost 11 years and the other’s credit is just done for. My bank wont give me a car loan without a co signer or credit history (completely understandable), and they told me i should consider taking out a personal loan to establish some credit. So i said great and applied for the perosnal loan of 300 dollars and still the loan officer denied me without a co signer. Now i dont make alot of money cause until recently i was still in school, and i work fast food, ( had the chance to get many other part time jobs but i been at the restaurant since it opened and it looks good on you to show you can keep a job for a long time) but on average i make between 600-700 a month, and aside from that i been using this bank for about as long as ive had the job, if i were to lose it they know i have far more than enough money to pay off a small signature loan. So long story short, the bank says you cant get a loan without a co signer unless you have credit history, and so i say great let me establish credit history, and then the bank says you cant, not without a co signer! So does anyone know a bank where i can take out small signature loans to establish credit, WITHOUT a co signer, simply with proof of long range employment and financial discipline? P.S. i dont deal with lone sharks and when i get a credit card in the mail i gladly toss it in the paper shredder. thanks!


Why is it not called Rape when you sexually violate an animal/pet?

For rape it get a longer jail sentence… Rape is Rape and do you possibly think that the poor innocent animal actually would want such a thing to happen to it,and any one who thinks that it would want it is just as sick as a Rapist!


How do you get your FICO score for free?

i went to the Experian website and got a free report of my credit history. Federal law allows me to get 1 FREE report / year. But they asked me to pay to get my score :-/ any idea on how i could get it for free? Thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Loan asap?

I need a loan asap due to an emergency, anything is better than nothing, can anyone help? This has to be sent through western union within 5 hours if possible. Please no payday loans, no prosper, some where else PLEASE?


I have a credit card judgment against me when would i be notified when they try to reposes something?

I had some credit card debt and they just got a judgment against me. I am not sure what they will try to take (maybe my rundown car or very small bank account?) but what I am wondering is …do they have to give me notice before they try to repo something or get the money in my account? Also, car is in my wife’s name as well (not a community property state) can they still get the car?


I need to find ยฃ2000 pounds today can some1 help plZ!!!?

Hello everyone I need to lend ยฃ2000 today otherwise I lose my house I’m willing to pay back good intrest. My credit is really bad and can’t get any loans or payday loans I need a loan shark or something it’s my last chance. Please can some1 help I live I southampton


DOES THAT GUY WHO SINGS???” THAT . . . .FREECREDITREPORT.COM COMMERCIAL. . . . .DRIVE AYONE ELSE. . . .?”

cra-a-a-a-a-azy ????? I mean. . . .he TOTALLY sounds WACK-O to me. . . . .AND. . . . . . .I’M STARTING TO LIKE IT ????? !!!!!!!! What about everyone else ???? Is he driving YOU nuts. . . .TOO ????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get the payday loan people to stop e-mailing me about payday loan offers.I want it to stop.?


How will bankruptcy filed after divorce affect the division of 401k?

My husband is planning on filing for bankruptcy after divorce. How will this affect the outcome of division of 401k. Also does anyone know how to find hidden assests without money. He has hidden bank accounts and stocks and I have no idea how to find them. I’m in Texas


Can you give me a bunch of random words?

Any random words, anything at all!


Where can i get a REAL $500 payday loan from?


Free credit report?

i need a good site to check mt credit and i also dont have a credit card so one that doesnt ask for one is good


Probability question involving the normal distribution of credit card interest rates?

Because of the relatively high interest rates, most consumers attempt to pay off their credit card bills promptly. However, this is not always possible. An analysis of the amount of interest paid monthly by a bank’s Visa cardholders reveals that the amount is normally distributed with a mean of 27 dollars and a standard deviation of 8 dollars. A. What proportion of the bank’s Visa cardholders pay more than 30 dollars in interest? B. What proportion of the bank’s Visa cardholders pay less than 15 dollars in interest? C. What interest payment is exceeded by only 22% of the bank’s Visa cardholders?


Would someone with these stats qualify for a mortgage loan?

Credit score of approximately 633. Debt-to-Income ratio of approximately 24-26% Debt-to-Credit ratio of approximately 85%


Can I negotiate directly with a credit card company instead of the collection agency?

It turns out that Capitol One still owns the debt, the collection agency works for them. Does this make a difference in negotiation or am I still better off?


What’s the best website to go to get a FREE credit report and no hassles?

I just want my free credit report, that’s it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i lower my credit debt or get my interest rates lower so i can prevent from filing bankruptcy?

i have excellent credit but my payment are eating me up alive….my income has decreased and i am barley surving but having to pay exorbant interst rates …i have to have an unsecured loan any suggestions


I have a credit card judgment against me when would i be notified when they try to reposes something?

I had some credit card debt and they just got a judgment against me. I am not sure what they will try to take (maybe my rundown car or very small bank account?) but what I am wondering is …do they have to give me notice before they try to repo something or get the money in my account? Also, car is in my wife’s name as well (not a community property state) can they still get the car?


How much can I afford for a home?

My annual salary is around $50,000. I have $30,000 ready for a down payment.


Wells Fargo: I just payed with credit card?

I just bought something online with my credit card from wells fargo (not my debit card) and it’s not showing up online on my account. I had a 600 limit and my purchase was about 160 so it is showing my limit is now 440. But when can I see my purchase on there so that I can make payments? Will they charge interest? ( I think after 25 days they do) Thanks in advance!!


What are sub prime auto loans?

Sub prime auto loans


I am 20 years old and would like to apply for an auto loan. I am a student, my income is financial aid.?

My income is financial aid. In September my credit score was 670. My debts are my student loans and credit card, my card card only has $800 on a $2000 credit limit. I would like to know if I could get a auto loan around $10000 and no down payment for a used car. Is it possible I could because of my income status?


1yr1m credit history for chase sapphire preferred? TU 741 equifax 737 fico 732?




















































Civil Judgment in Bankruptcy?

Civil Judgment in Bankruptcy?

This currently shows on one of my credit reports: Type: Civil Judgment in Bankruptcy Court Type: Circuit Court Date Paid: 06/2009 Date Filed: 04/2009 Responsibility: Individual Plaintiff: #################### Amount: $572 Estimated date that this item will be removed: 03/2016 the judgment was issued against me while i was in the process of filing bankruptcy. does that status mean that it was discharged through the bankruptcy? anyone know why it stays on the credit report even though the bankruptcy was filed? or does it just stay on there just like the credit cards, etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What are some ways to get financial help besides payday loans?


If I can afford to pay $700 per month for a house, What is the total value of the house that I can afford?


Were do i get a free credit score without joining anything?


Where can find payday loans in missouri?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why is it called free car fax reports then you ask for a credit card not everyone carries a credit card?

this makes it very difficult for people who need questions answered about vehicles that may be life treating. i wrecked my tahoe and the air bags never came out and car fax shows 12 reports on the vin to my ride. I am really curious if my vehicle even had air bags and I bought it at a dealer ship. I thought this was a safe vehicle and I guess i was wrong. But I can’t get any answers from anyone to help me.


If I get an auto loan from my credit union, do I have to get a car from a dealer?

What I mean is, will the money go into my checking or will I have to show what I am using it for.


Buying a car. (first time buyer) Credit score of 644, 20 years old.?

I am 20 years old and have only had credit since about October of 2007. My credit score as of April was 644. I haven’t ever made a payment late I have about 4 open credit cards 2 with 0 balance 1 I will be paying off this weekend. I am looking to buy an o7′ Caliber. This is my first Auto loan, this is also my first car. I haven’t ever looked at buying a car before. I have no one to co-sign for me because I do not have any family or friends with ok credit. are there any ways to get qualified for a car without a co-signer? When i got my first credit card I told the bank my rent was alot lower than what it really was.. they never asked for proof.. could I do the same thing with this? I plan to refi. my loan from the dealer to a loan with my Credit Union but as for right now I just really need the car. I am a little nervous.. tips anyone? Also how much is a good amount to put down? Thank you so so much your time is greatly appreciated.


Civil Judgment in Bankruptcy?

This currently shows on one of my credit reports: Type: Civil Judgment in Bankruptcy Court Type: Circuit Court Date Paid: 06/2009 Date Filed: 04/2009 Responsibility: Individual Plaintiff: #################### Amount: $572 Estimated date that this item will be removed: 03/2016 the judgment was issued against me while i was in the process of filing bankruptcy. does that status mean that it was discharged through the bankruptcy? anyone know why it stays on the credit report even though the bankruptcy was filed? or does it just stay on there just like the credit cards, etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How Do Parents Open Credit Cards in there children’s Name?

I know A Whole lot of People who are opening Credit Cards in there children’s Names- What I don’t understand is How that is possible- Wouldn’t the birthday and SS Number have to match when filling out the Application- And with all the Computer technology what credit card company could just let it slip by and not realize it- Some say the do it so that when there child is older they will already have credit built up- Which wouldn’t be a bad Idea if it was legal- Could someone explain this process so I can protect my child’s credit??


Need calculus help please! Related rates for a conical pile..?

Sand is falling off a conveyor belt onto a conical pile at the rate of 15 cubic feet per minute. The diameter of the base of the cone is twice the altitude. At what rate is the height of the pile changing when it is 10 feet high. (V=1/3r^2 h)


Conventional loan vs usda loan?

Conventional and usda loan, whats the difference and which would be better ? Would the interest rate be the same on both? Do they both require mortgage insurance? If i need a down payment i would only have 5%.


What shows up on a credit report?

Do bad checks or missed payments show up on credit reports? Where can I get a thorough credit report that isn’t too expensive?


I am a cosigner on my car loan and I am trying to transfer the debt to my name. Would that affect our credit?

My mom is the primary owner of my car and I am just a cosigner (since I did not have an established credit yet). I would like to get the car transfered to my name but the financial company is telling me that I have to refinance my loan. Would that affect my credit or my mom’s credit score?


Ran a carfax, car came up stolen! What do I do?

Ive been looking to buy this car, I gave the guy a $100 deposit to hold the car, i got the vin and ran it on carfax and it came up STOLEN! Heres what it said.. 01/07/2009 Pennsylvania Motor Vehicle Dept. Vehicle reported stolen Please contact NICB to verify this vehicle’s stolen status by calling 800-447-6282 x 2 or by completing the NICB web form I tried calling the number, but its after hours. I did the web forum but should I do anything else? How should I go about getting my $100 back?


Where can I find my capital one credit card number/account number online?

They are currently closed on the toll free number and I threw away my credit card. I MUST MAKE A PAYMENT TONIGHT.


Good sites to look for Houses for rent?

Hi, im looking to move to Nj. Im looking for a house for rent do you know any sites or people that will help me find a nice house?


Civil Judgment in Bankruptcy?

This currently shows on one of my credit reports: Type: Civil Judgment in Bankruptcy Court Type: Circuit Court Date Paid: 06/2009 Date Filed: 04/2009 Responsibility: Individual Plaintiff: #################### Amount: $572 Estimated date that this item will be removed: 03/2016 the judgment was issued against me while i was in the process of filing bankruptcy. does that status mean that it was discharged through the bankruptcy? anyone know why it stays on the credit report even though the bankruptcy was filed? or does it just stay on there just like the credit cards, etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Theres a website for a free credit report once a year i beleive its goverment related?


Using Capital One Auto Finance?

I recently applied (with co-signer) for an auto loan through Capital One. A few days later I had received an e-mail stating that I was approved for a loan amount up to 15,000 dollars. I know all about the vehicle stipulations and the LTV and participating dealership restrictions, etc. My question is about the actual loan packet itself. The e-mail read that I will receive the loan packet in 3-5 business days. I have not yet received it and am curious as to the contents of the package. Additionally, are there any other steps I will have to take to procure the loan (ie sending pay-stub or drivers license, etc) or can I just start shopping once I receive the ‘blank check’? Lastly, am I fully approved for the loan or am I just at a ‘pre-approval’ stage right now? I logged on to the website and it doesn’t specify any required documents from myself or my co-signer. It just says that the dealership which I decide to use will have to send over various documents and a text reads, What’s Next: You are good to shop! Please ensure you chose from the many franchised dealers listed on our Dealer Locator


How safe is giving credit card information to dating site?


How to get a motorcycle with no credit. Help please?

Im 18 years old and have no credit. Called up the store I want to purchase the motorcycle from. (Kawasaki Ninja 250r) its only $3999. Do you think if I bring in $1000 they will work with me. ive only had my job for a month now and have no other expenses. (The only good thing about living with parents..lol) Just wondering if anyone has been in this situation or even works in a store that would know bout this kind of question


Where can I go to see my entire credit history?

Is there anywhere on the internet where I can go to find out exactly what debts I have in my name? I’m in the process of trying to fix my credit but I have a few things that I’m not even sure what I owe or how to pay them. I’m not talking about like freecreditreport type sites I don’t want to have to sign up for a membership to anything.


What can you pay your mortgage with, money order, checking account?


Does shopping” for the best interest rate on a refinace home loan damage my credit score?”


Personal loans?

has anyone ever had to pay an advance fee to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good credit score ?

I’m considering on applying for a home loan. I’m 23 and not married. My credit score is 739….is that good or bad ? support ur answer with more than good vs. bad reply


What is MORTGAGE to GDP ratio??

wat is mortgage to GDP ratio and wat does mortgage pentration mean????????????


Will the bank loan me some money?

If i have an auto loan with my bank, truliant fcu, which i owe 6,000 more dollars on my vehicle, will they loan me 2,000 cash and add it to the auto loan? i always make my payment on time.


In Wisconsin, can a payday loan company garnish your wages without a court order?

My boss says all she needs is a certified letter from the creditor in order to garnish my wages but I don’t see how this can be legal without a court judgement. I am in the process of paying an attorney for a bankruptcy but he won’t do anything until he is paid in full. I have payday loans I’m adding to the bankruptcy but I’m worried my wages are going to be garnished before I can complete the stuff with my attorney. How can someone just send a certified letter and that be considered enough to start taking my wages?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get some sort of credit card with a score of 480?

Right now my credit score is between 450-480 and i was wondering how the hell i could rebuild it(only 20) without credit…is there a credit card i qualify for and also what are some ways i can build my score


Civil Judgment in Bankruptcy?

This currently shows on one of my credit reports: Type: Civil Judgment in Bankruptcy Court Type: Circuit Court Date Paid: 06/2009 Date Filed: 04/2009 Responsibility: Individual Plaintiff: #################### Amount: $572 Estimated date that this item will be removed: 03/2016 the judgment was issued against me while i was in the process of filing bankruptcy. does that status mean that it was discharged through the bankruptcy? anyone know why it stays on the credit report even though the bankruptcy was filed? or does it just stay on there just like the credit cards, etc.


How can I use my VA home loan Certificate with bad credit and my wife has good credit?

We found a great deal on a great dream home. My wife has been pre-approved for a 150k home. The home we are attempting to buy has been countered at 165k We are prepared to put down 6k. That leaves a 9k gap.I am a veteran and would like to use my VA garantee on the loan if possible to either cover this gap or get 100% financing.


Where can i get two payday loans?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone feel they are being discriminated against because you had to file for bankruptcy?

Anyone a customer of US Bank Home mortgage???! Are you currently involved in a bankruptcy case with your mortgage company? Are they giving you the run around, telling you to call your attorney, their attorney, avoiding your calls, not returning messages, being rude, treating you differently than they were when you weren’t in bankruptcy? Just wondering how others are being treated because you fell behind. My mortgage companys attitude has completely changed towards me. It’s like I’m trash now. Even tho I’m still their customer they refuse to talk to me about anything regarding my account. Who can I contact? Not even the supervisors will return my calls.


Is such a thing as a free credit report really exist?


Where can i get cheap auto loans?

Bad Credit


Whats a good site to get your credit?


Paypal and cash advance?

Hi, here’s a scenario: Say I want to make a payment (overseas, if it matters) directly within Paypal, so either making a purchase or sending someone money through Paypal’s site. Using only funds from a credit card. Would either (making a purchase vs. sending/gifting money) be considered a purchase or cash advance to your credit card? Also, would it be the same for every credit card company or do they threat Paypal charges differently? I would like to hear from people who actually did this -for personal payments in particular (ie. gifting money to friends/family overseas)- and please state which bank your credit card is from. Thanks!


Fast Track Debt Relief”?”

I want to sign up with a company called Fast Track Debt Relief that will call my creditors and negotiate a settlement. I know on your credit report something saying Settled for less than full balance” is bad. My current credit score is 628


How to get used car loan with no credit?

idk how to rly work this but yahoo:d…but i only want a loan for 2000max…i was trying to buy my car off craiglist or ebay…i was planning on putting insurance under my moms name… i will most likly be able to have a co signer but how hard is it to obtain a 2g loan? i can forsure afford w.e monthy payments they give me for that probably like 160-180


Is there anywhere on the internet that I can access my credit report for free? UK?


Can i get a used car financed with just my learner’s permit?

I am 22 years old and I haven’t gotten my license yet because I’m not confident I’ll pass,but I really need transportation and I’m trying to get it financed so I can build some credit for myself.Are there any other options I have?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best and safest website to get my credit report and score?

I am searching for a safe and protected site to go online and get my credit report and credit score. My daughters girlfriend told her about creditkarma.com for the credit score and Annualcreditreport.com for the report. Does anyone know if these sites are safe and accurate?


Civil Judgment in Bankruptcy?

This currently shows on one of my credit reports: Type: Civil Judgment in Bankruptcy Court Type: Circuit Court Date Paid: 06/2009 Date Filed: 04/2009 Responsibility: Individual Plaintiff: #################### Amount: $572 Estimated date that this item will be removed: 03/2016 the judgment was issued against me while i was in the process of filing bankruptcy. does that status mean that it was discharged through the bankruptcy? anyone know why it stays on the credit report even though the bankruptcy was filed? or does it just stay on there just like the credit cards, etc.


Best hair growth vitamins?

what are the best hair growing vitamins? im trying to grow my hair out and i already have a shampoo and conditioner all i need is vitamins ๐Ÿ™‚


How do I start paying down the debts on my credit reports?

I want to start paying down the debts on my credit reports. I am getting ready to order all 3 reports. I want to look them over and see what needs to be paid. I am not sure how to go about paying them. Will paying them off get my credit good again? And, if I pay them, will they be deleted from my credit reports? I am in a position now where I may soon need decent credit. And I have a bankruptcy I filed in 2004 which will roll off next year, finally. I don’t want to go through a debt consolidation service because the debts are for minimal amounts like $125.00 and $50.00, etc. and, I have no credit card debt because I can’t get a credit card. It will take longer do it that way, too and it’ll cost more in the long run. I think it’s better for me just to pay each one separately. How would I go about starting to do this?


Citi Cards Nailing Me with 30% Loan Shark rates. I have never been late or missed a payment. What can I do?

I logged online to pay my card this month and lo and behold, the 8.75 per cent interest rate I’ve had for years now is at 29.99 per cent. (That’s thirty per cent, for practical purposes.) OK, first, a google search shows me that large numbers of other people, with good credit, have the same problem. Second, I see no major media companies covering this in their news.” Can a lawyer tell me why it’s legal for them to do this to me and everyone else? Also


On October 17, 2009 I pulled my credit history report. The score was 712.?

I had a small student loan through a Credit Union which I paid off in June 2009. The credit report says I was 30 day late on my payment for the months July, August, Septeber, October. This did not make sense and I called the Credit Union Manager. She told me that she will look into this. I called her today to know the status and she told me she forgot. I asked her if thats affecting my credit score to go up and she said yes. I want to get a second auto loan. I think this whole thing will increase my APR. What should I do? Do I need to talk to a lawyer? Please HELP


What is the phone number for Experian disputes where I can reach a live person that can handle a dispute?

I have credit alert for $300 which is false on Experian, and when I call the customer service line the person will not put me through to a dispute/resolution department. They just keep telling me that the line I am calling is for customers only.They refuse to give me me any info on how I can actually call speak with a live human being to get this false charge off of my Experian report. Anyone have any idea of a phone number where I can get some real help? I’m about to pull my hair out!!! Thanks




















































Can a credit card judgment against me be included in a bankruptcy?

Can a credit card judgment against me be included in a bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is booking.com a safe website to book a hotel?

I want to book a hotel in Lanzarote but I am not sure if this site is a safe place to give credit card number, or it is a scam. Should I book through the hotel chain website?


Somebody please tell me what to do…bankruptcy and foreclosure?

Just bear with me.. We got behind on our mortgage, and credit cards about a year ago, i lost my job, and my husband had his hours cut back. But now i have a job, and he has all his hours back, we are going to file bankruptcy, and we were going to do chapter 7. But if we do we will lose our home, because our mortgage is not current. And then we thought about filing chapter 13, the repayment plan. would that allow us to keep it? But im so scared we wouldnt be able to afford it. What should we do…Should we lose the home, clear the debt, and just rent for a couple of years. Or should we file chapter 13, and try our best to stay afloat. We have a six year old, and one on the way…. PLease give me some advice, i have no one to talk to too. Thank you sooooo much!


Is there a pre-payment penalty in NJ for Auto Loans?

I want to finance a vehicle that’s in NJ, and I’m in NY. Now I know NY has no prepayment penalties for Auto Loans, but does NJ?


Can you loose your business when reporting bankruptcy chapter 7?

I run two restaurant business. Now, recently, I closed one of the business that has a 5 year remaining lease resulting $650,000. In order to file chapter 7, do I must give up ownership in my other restaurant? Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If i make 16,000 a year, how much will a bank be willing to lend me for a mortgage?

I am interested in getting a house that costs around $150,000. But I am worried that I do not make enought money. My credit score was around 690 last time I checked. so I was just wondering what a rough estimate of what a bank would be willing to lend me


How can i check my credit score free?

and how high does it have to be to have 2 lines with AT&T cell phones


Which Bank offers the lowest interest rate for home loans now.?


Can a credit card judgment against me be included in a bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it a good idea to pay your property taxes separate from your mortgage?

My property taxes are $8400. Ouch…thanks to all of you for your answers…it’s helped me alot!! : )


Alaska USA Federal Credit Union. Can I view information about my car loan online?

STOP WITH THE SPAM ANSWERS


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I donโ€™t qualify for chapter 7. There is a few things I donโ€™t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I canโ€™t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


If I file Ch 7 Bankruptcy, can I keep my vehicle which still has a balance?


How much would a $20,000 mortgage be for 30 yrs at the current persentage rate?? ?

I am looking to get a mortgage and I am figuring my mortgage would be around 250.00 a month. I have saved up a pretty nice down pymnt. Thanks for your help.


Do I need to buy full-coverage insurance if I finance a bike?

I went to the local dealer and ask about the finance stuff for the 2014 GSXR-750. He said I can do a finance on this bike for 5 years with 0% interest rates. He also said I can buy just liability insurance on this bike. Should I trust him? That sounds like a great deal here.


My auto loan amount is $17,629.23 and my monthly payment is $304.59, they only took $66.19 interest?

According to an auto loan amortization calculator I should have had $126.00 towards interest for the 1st payment. My interest rate is 8.59%. Why so low for the 1st payment? Are they using a different amortization schedule?


Free Credit Score web sites?


Can a credit card judgment against me be included in a bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the difference meaning between Advance” and “Advanced” ?”

According to the question. Thanks for every assistance.


How does interest accure on a loan?

How do you pay more interest on longer loans?


How can I raise my credit by 100 points ?

I have tried secured credit cards but that is a scam in half and they never report unless you miss a payment. I tried cell phones and that is the same. They never reported on my credit or if they did it was to one not all three. What can I do to make a impact on my credit to start raising the score? Also I have college loans sitting on there in deferment I cant take them out of it because Im still in college. But my debt to earning ration is thrown off by this debt. What can I do then to fix all this?


Where can I find bad credit loans online for residents living in Guam?


Why is it not called Rape when you sexually violate an animal/pet?

For rape it get a longer jail sentence… Rape is Rape and do you possibly think that the poor innocent animal actually would want such a thing to happen to it,and any one who thinks that it would want it is just as sick as a Rapist!


I desperatley need a payday loan?

i dont want to earn money i just need a loan for a short period of time thank you


Which of the following is an expected outcome of debt relief in developing nations?

decreased reliance upon fossil fuels for heating and cooking increased access to public transportation in rural parts of the country more children going to school increased use of technology by the poorest citizens


Nj Real Estate Question?

Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know a good bankruptcy lawyer in the Philadelphia Area?

I have gotten myself into some credit card debt and I think bankruptcy might be my only option, but I am not sure what to do at this point. I don’t know even know where to start with this. Can someone please help me!?


Have you filed chapter 7 bankruptcy? If so, what was your experience and opinion on it now?

Filed as single, not with a spouse. if you did file single but were married, how did it affect your spouse, if at all?


Is there a website to find out your credit score without having to have credit card?

I need to find out what’s on my credit report but i’d like to find a free site that doesn’t need a credit card.


Where can a 17 year old with a cosigner get an auto loan for only around $2000?

I need my own car. I want to get something little with good mpg like a vw bug, or a geo metro lsi. I would need a small loan of $1000 – $2000 so I could pay it off before I get into debt for college. My dad would be a cosigner, and he gets paid like $7000 a month. The only problem I’ve been running into is that car loans have to be like $5000 and I won’t be able to get that paid off, and not to mention I don’t have the money for 10% down on that kind of a loan. Any suggestions?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I filed for Bankruptcy now what? How do I raise my credit score?

I got my bankruptcy finalized about a year ago. Four months later I applied for a credit card with Capital One and I got it! 3 months later I got my credit raised from 500 to 750, my payments have all been on time and I fluctuate my balance… But its all paid on time! I have no other revolving credit and have had maybe 4 credit inquiries, when i tired getting a car… That didnt go my way… ๐Ÿ™ So, now im trying to figure out how do i raise my credit score????


Can a credit card judgment against me be included in a bankruptcy?


Desperate for a FREE car history report?

I currently have a 2003 Ford Taurus in which is an okay car, but I would love to know the history of this car. I need a site or something where I can receive a FREE car history report. When I say FREE, no credit card info or billing info is required. If any of you guys know of any where. PLEASE RESPOND!!!


How do i get a free copy of my credit report?

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How do i say i think you are the best” in italian?”

i also want to know how to say i will miss you and will always be thinking of you”


Can I remove my name from a joint car loan with my ex-husband…please read for details?

bdancer, thanks for the info, but please don’t judge. My ex and I have a very good relationship, and he pays his bills on time. The car loan was 6 years, and trust me, we got one of the lowest priced cars out there. Our loan was only $12K, but at the time both of us had very low-paying jobs and weren’t interested in having a monthly payment that was a huge portion of our income. We were willing to pay more interest over time, so as to make sure we weren’t spending too much monthly. Not everyone with debt is a bad spender. Both my ex’s and my credit is excellent.


Where can I find reputable debt consolidation programs?

I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report). Thanks.


Credit scores?

Does anyone know of a reputable website that does free credit checks?- NOT www.freecreditreport.com -there are many, like this one that claim to be free, but want a credit card # for a subscription. I heard there is a government site, but I don’t know it.


What is the best bad credit loan company for atleast $1000-$1500?


Statement on your credit report?

Does anyone know how I can put a statement on my credit report? For example, for an account that was opened w/o m permission (fraudulently) and this was proven, how can I make a statement on the negative info? It should be deleted, I think, but in the meantime??


I Had Bankruptcy last year (2009)?

it also shows my credit limit of 7600.00 but I dont have the card anymore so I can I get the card back I would like to reestablish my credit and have it as 789 again


How much would a $160,000 mortgage cost a month?

THANKS EVERYONE, ITS HARD TO CHOOSE THE BEST ANSWER


Are there any other sites similar to paypal and bill me later?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a bad number on a credit score?

what are credit scores


Can a credit card judgment against me be included in a bankruptcy?


Free credible credit report website?

I want to check out where my credit stands without any fees from a legit site. Any suggestions?


What is the minimum square footage to obtain a loan on a single family dwelling?


Pros and cons of filing bankruptcy?

IF you are going to be rude and judge or leave an ignorant/irrelevant answer….don’t bother…Thnx. My husband and I have been married for almost 2 yrs….he is 27 and I am 24….between us we have about 50k in debt….. Wondering if bankruptcy would be a good option for us…? We have pretty bad credit for past mistakes…We have a young family and wld like to buy a house at some point and we both have great jobs now….has anyone encountered the same thing? There is no way we can pay everything back anytime soon…..we r considering Bankruptcy….. I Have heard good and bad things about it some first hand advice would be appreciated…..Thnx… ๐Ÿ™‚


Can I get an auto loan with a fair credit score?

I’m looking to buy my first car, and I’m wondering how difficult it will be and if it’s even worth it. I’m 19 years old, I have a 662 credit score (I had student loans that I’ve paid off). I work two jobs, with an income of about 2,000 a month. Is it going to be possible for me to get a used car without having a co-signer? I found a 2007 Pontiac g6 for $6995. I can do a down payment of $500 and make $200 monthly payments.


Can I use my debit card as credit” when there’s a positive balance in my bank account

but not enough to…”