Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Whats worse a low credit score (486) with higher income or a higher credit score with very very low income?

For an auto loan about 24,000 plus 4,000 negative equity


Advance Fee loans a scam?

Has anyone ever heard of Stonesworth Group or have gotten a loan from them? My boyfriend has received loan offers from them and Berkley Lending, but requesting that we send them a collateral payment of $1500 first and they will send us the loan on the same day. I have never gotten a loan before, so I’m not sure how this is supposed to work. I have done some reading online about Berkley Lending and heard a lot of bad things, mainly how they scammed people. I couldn’t find anything on Stonesworth Group, but they seem so similar to Berkley Lending in what they are asking us to do. If anyone has heard of them or could give me some advice as of what to do in this situation, I would greatly appreciate it. Thanks.


Is there a way to put a lien on a mobile home in ohio?


Is there any way I could get mortgage for $105,000 after having filed for bankruptcy 1 year ago?

I had to file for bankruptcy after breaking my back and not having anywhere near enough insurance to cover my bills. I went through every penny I had saved my whole life? Now all I want is another chance! Is there anyone out there who will give me that chance ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Longest lenght of time for new car loan? I would like to have a 6 year loan is that possible? what is the long?

what is the longest loan I can get on a new car. I want lower payments.


Where can I get a personal loan at after bankruptcy and I make over 100.000.dollars a year?

Due to unexpected expenses. Bankruptcy is the last choice I have. And in effects to this I am in need to find a loan for $6000.00 short term loan. If anyone knows a company that will give a loan for someone like me in this situation, please give me there information.


Website that will allow you to download U.K Bankruptcy Forms please?


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if I purchase 2 items on a best buy credit card at different finance lengths?

I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks


I trust the CARFAX REPORT” and bought an used card with DAMAGE TITLE…?”

Hi everyone, please help me out with this, because I really don’t know what to do. I bought an used card about 14 months ago from a car dealers with the CarFax Report that shows the car is Clean Title. I tried to sell my car last week, and the buyer went to CarFax and get the new update report for my car, the report shows my card is Damage title, and the Accident is by the 2nd owner(me) two week after I bought this car.I just found out this few days ago… I live in Oregon but the accident is in CA, and I have not been in CA at all this year. I tried to talk the dealers, they told me they need something to proof that accident is not by me, so I went to DMV and asked for help, but they told me they only have the information for driver on the system not the car. They gave me an reoprt to show that I didn’t got in the car accident at that time, and I showed the report to the dealers, but the dealer told me it doesn’t mean I didn’t let other people borrow my car to CA at that time… So I call CarFax, they told me that they don’t responsible for anything after 12 month, and they will not share any information with me because all the information are private. I bought this car with clean title price, and now I have to sale it with damage price, and no one wanna take the responsibility for this, I don’t think this’s fair to me, I tried everything I can(with no luck). And I don’t have money to hire a lawyer at this time…So Please, Please help me out with this if you know what to to. Thank You So Much! And Thank You For Taking Your Time reading this:)


Has anyone received a home loan from quicken loans 6 months after bankruptcy?


Can I get car financing with bad credit?

So my credit score is super low because I am just now building credit and I had an overdue credit card. Well now its time for me to get a car and I want to get financed for a used car. I don’t have a co-signer so please don’t make comments or suggestions on one. I don’t want anything fancy just a car to get me around. Like a Honda or something. My credit score on average is 540 btw.


Whats a payday loan?

How do they work exactly


How do you check your credit rating free?


I’m planning on moving out next summer, but it says I must have good credit score?

I’m seventeen, will be eighteen in July. I’ll be moving out right after I graduate to be closer to my college. My college doesn’t offer student housing so I had to look for apartments near by. I found a few good ones, but it says they need to check my credit score. Being only seventeen, I don’t think I have one..? Never had a credit card, job, bank account. What does this mean and what should I do?


My credit score is 631…is that…?

bad? Can you tell me a little about where I’m standing? Also, there were 1 or 2 things on my credit report that were incorrect. There is a bad mark on my Mortgage payment that is/was a mistake. Once that is fixed, how much will that change my credit score? Last question, my income has doubled in the last 3 months, does the credit report know that, and if it does/doesn’t, would that make a difference in my credit score?


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best bank to get an auto loan wescom or bank of america?

Im planning to get a $15,000 loan for a brand new car 2008 toyota yaris and its about $14,300 price my down payment is $4000 i dont know how much the tax and licensing that will be added.


Federal student loan payment an expense?

Does a federal student loan payment count as a monthly expense when doing a means test for Chapter 7 bankruptcy? My payment is $364 a month and I know that this is not able to be discharged in bankruptcy. Thanks!


How can I leave a review on Netflix?

I can’t add a review in Netflix. I keep getting this error that says We’re sorry an error occurred while processing your request.” I don’t get it


My credit score is 725. what is my grade?


Should I contact the three credit bureaus?

Does it effect my credit score to warn the credit bureaus not to open lines of credit in my name because I am worried about fraud? I have received calls from scammers, and it is eerily scary how much info they know about me when they call. Since the whole issue of credit scoring being unfair and outlandish, I am unsure if warning them to protect my credit from a stranger creating credit under my name will make the bureaus ruin it in return. What a crazy world…


Voided cash advance on a debit card?

I did a cash advance on a customer s debit card and voided it a minute later. How long will it take for the funds to be put back on the customer s debit card?


Has anybody ever delt with loan solutions?

i have recentley made any enquiry for a personal loan to clear credit cards i have. i have already been conned, robbed and decieved in the worst possible way by a company called CASH FINANCE DIRECT ANY BODY OUT THERE WHO NEEDS OR MIGHT EVER NEED A LOAN PLEASE BEWARE OF CASH FINANCE DIRECT……..!!!! After my experience with cash finance direct i have now been contacted by a company called loan solutions ltd who deal with people in a different way COMPARED TO CASH FINANCE DIRECT though they do a similar package loan solutions claim they have a lender ready and have my loan ready for me but need me to make a payment of £69.00 for the handling fee so they can then send out some paperwork to me by post which i must then sign and return to them asap only then would they be able to release me my loan funds i have been warned not to pay them anything i was wondering if anybody has ever delt with this loan solutions company or has had any sort of experience with them as i just find it hard to take in how they are the only company other then CASH FINANCE DIRECT who are willing to help me but not until i pay them £69.00 first is there anybody who can help me with some feedback on loan solutions???


What credit card gives the best cash back on eBay purchases?

Im 18, as far as I know I should have no dings against my credit. So I should have average credit or possibly slightly below average I don’t know, but the credit card would be used mainly for buying things off eBay, for a business im starting, I would always have cash to pay off the credit card purchases, the reason I want the credit card is I figure I will have a larger profit margin if I get another 2 percent or so back on my expenses. I am not interested in paypals/ebays bill me later because I’ve heard too many bad things about it. I would primarily be winning auctions instead of buy it nows, and if you have any advise for me I’d be happy to listen but also please answer the question, thank you much.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get my credit score 4 free without having 2 have a credit card or debit card?


Shared Secured Credit Cards…..Info on these, please???

Many people have suggested to me that I get a Shared Secured Credit Card” to help build up my credit…I have heard lots of different versions of these cards


Will filing bankruptcy stop or at least slow down a home foreclosure in NY State?


Where can I borrow 50,000 with bad credit?

I am trying to combine some debts into one payment and pay some of the smaller off. Can you help me with a loan even though I have poor credit.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is it possible to still qualify for an auto loan with medium/fair credit?

my credit isnt horrible but i made 2 mistakes on credit cards and a few med bills im in the process paying off my score is still mid 500’s if i show a stable work history or bring a large deposit would that look good.. alot of my friends keep tellin my they have really bad credit and still get approved..anything helps preciate it


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?


What happens if I don’t pay for my payday loan?

Let’s say I took out a payday loan, but at the end there’s no money left in the bank account for the loan shark to reclaim. What happens then? Do they garnish your wages, sue you, or what?


Where can i get my credit report online for free? I heard there’s a place for military members that’s free?

Im so tired of Websuites saying theyr free and theyre not!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Job starts next week – can I get a payday loan or something similar with pending employment?

P.S. My credit sucks.


Help. Best mortgage deal 5% down UK?

Hi, I already own a property..not much equity in it, but have been told by my current lender I can rent it out, and buy a new property too!..’Ive been given a quote based on 10% deposit down on my new property. My income is good!..but i hardly have any capital..does anyone know of any good deals where I can put 5% down??If so, could you let me know which bank/building society and what they offer? I know there’s brokers I can ring..but really wanting to check all avenues..I think the 5% deposit deals are few and far between..but not impossible..lending is getting less strict again I hear!?


How do I get my credit score for free?

I know the big three credit companies are required to provide you your credit report for free once a year…however they do NOT provide the credit SCORE. How do I get my credit score for free?


If I get an auto loan from my credit union, do I have to get a car from a dealer?

What I mean is, will the money go into my checking or will I have to show what I am using it for.


Can I get a personal loan to take to closing to cover the loss on my house in Maryland?

I owe $260k on my home but housing prices in my area have plummeted to $200k or less. I want to move to a better neighborhood with good schools before my daughter starts school (she is 2). I also have a baby on the way. I was told to wait it out or rent but there is no way that we could break even in 2 years when house prices increase 3-5% a year. It will be at least 5-10 years my real estate agent said. So I am trying to figure out how I can get out of this house without doing a short sale. Our credit is great and I we want to buy another house so a short sale would not be good for us. Plus we wouldn’t even qualify for a short sale since we can already pay our mortgage now. So what are my options? I really don’t want to rent and buy a new home and take the chance of getting bad tenants that destroy my home. But I don’t know how to pay the bank back all of this money that we would owe without getting a personal loan, if that is even an option.


Is selling mortgage protection insurance a good job?

I have been offered a job selling mortgage protection insurance. All sales leads are pre-generated and there is no cold calling.” Of course


Chapter 7 Bankruptcy help…?

I was thinking of filing for Chapter 7 bankruptcy. I don’t know much about each Chapter but I need one that’s quick & I was looking at this page: http://www.mybankruptcyguy.com/html/chapter_7.html & I had a question. It says if You intended to hinder


How to activate bank Alfalah visa card for online use ??

I live in pakistan (rawalpindi city). And i need to use visa card at apple store . Ny payment method gets declined everytime i try to add card number . Please help . What is causing this ?


Can my employer really deny my request for a loan from my 403b?

Due to furloughs at my work, i am falling way behind financially. I have an outstanding loan in trouble of defaulting due to wage cuts and a vehicle accident. I went to the tiaa-cref site and due to the fact I have paid off a loan previously, I am eligible to take and additional loan even though it is not paid off. (Total of 3 loans if approved – 1 paid off) But I was told that I had to get an approval from my employer, even though I am in financial hardship because of mandatory furloughs. They cut my wages, stopped matching my 403b and to top it off, are able to deny a loan request that has plenty of money in it. I was told that my employer will even charge me $100.00 for the processing! Is that legal?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do your credit score have to be to get approved for a business line of credit.?

The bank informed me that you have to wait 6 months to re apply for a line of credit if you are denied. So I would like to know what range do my credit score have to be in order to get approved. Thank You


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?


Will I qualify for a loan?

Hey, I need a quick $1,000 from somewhere. I have bad credit first of all, like below 620. I am a full time student, have a part time job, am in the military, and cannot pay the $1000+interest back for 30-45 days. Can someone PLEASE give me a website to go to that will grant me such a wish? I need this genie in a bottle quickly!!! I hope I will qualify somewhere. How quickly does a first payday loan need to be payed back to someone of my position?


Would a credit score of 750 get me the best mortgage rate?


If you are paying an auto loan on your vehicle, what kind of auto insurance do you have to have?

The link should work now, I deleted the file but its back up again


Is a minor in ontario leagaly able to get a loan from a company?

i am 17 and i recently got a payday loan now i was talking to my back and they say the legal age for borrowing is 18 in ontario now i was the only one who signed the contract” it states on their site and on every other site that i must be 18


Filing for bankruptcy and keep my house?

My husband and I are behind on our house payment about 4 months. He was laid off for almost a year. I have like 2 credit cards that are harassing me. Everything else we are fine on. We have one car and we are all up to date on it. we have tried to get a loan mod and other things, not approved. My question is, if we filed for bankruptcy can we keep our house? we live in arizona.




















































What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Should I transfer my balance to another credit card?

Okay I’m a mess. 🙁 I have 4 debts which I’m currently paying it off. All of my credit cards are maxed out. My husband lost his job 2 months ago, and I don’t work because I just had a baby this July. My husband have 6 job interviews this week and I’m hoping he will get the job. so we ended up maxing all of my 3 credit cards, except one credit card that has 0 balance on it. Should I transfer my Macy’s credit card balance on another credit card with low interest or just keep making payments? My 4 debts are maxed out: Macy’s: $3800 with 24.5% Apr Student Loan: $1000 with 2.11% Apr Capital One: $490 with 5.99% Apr Ochard Bank: $455 with 14.9% Apr I have CapitalOne cash back credit card with no balance, with a credit limit of $500.00. Which debt should I’ll be paying off first?


We filed for bankruptcy and now we have a problem?

My parents filed for bankruptcy and they have a car, they agreed to pay the car but the lawyer said that they can not send the paper because it would cause other problems. Since I am paying the car off, for the past 1 1/2 we always have troubles with payments as we are not getting any statements but we are paying it. We can never contact them because they disconnect us and they wont speak with us. We decided to take out a loan ourselves and buy the car from our parents, our bank has been trying for 5 days to contact them about the pay off and there is not response. Can anyone tell me what the problem might be? Is it possible that I am paying this car off and when I do pay it off, I wont get the title? Please help me I am starting to get really worried as we have been paying this car off for 3 years with a huge down payment, and now I am worried it all went down the drain. The bank is Chrysler Financial.


Can I shop online using my Macy’s Store credit card?

I applied for it 3 weeks ago, and used it fine in the store. I tried ordering online and it won’t process my order. Can you only use a Macy’s Store credit card (not a Macy’s Visa credit card) in the store.


Is It Possible To Be Approved For 2 Auto Loans In One Month?

My credit is not spotless by any means (i was young) But i do have a credit score in the 700’s. I make about 100-120k a year. Paying for both loans for both cars really wouldn’t be a problem. Also, does it help at all from the lendor’s that i work for the Government? I would like to be able to get financed for both cars, so i don’t have to make a down payment on either car. So i can just pay outright for both cars. I don’t want to do anything sketchy or illegal, that’s not me. How if it’s possible, would i go about getting both auto loans? Would i need to tell both lendor’s that i have another loan from another bank for it to be legal? I’m just not sure of how to go about it. Again any info is greatly apreciated. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is a 697 FICO Score bad for a home loan?


I don’t want my car anymore but it is financed, what do I do?

I financed my care 09/2005 and it was 15000 with all the fees , etc. I lost my job a few moths later and I qualifies to have my payments waived. I am having big $$$ issue s and the interest is kicking my butt. I am behind on payments again. Can’t I do VOLUNTARY REPO OR SOMETHING


If you’ve never had a credit card, do you have a credit history?

I would assume that the fact of not having had a credit card (or never having had a loan, or bought anything on credit etc) would itself constitute your credit history. But my partner is a bit confused, and thinks it might mean he has *no* credit history. Which is it?


What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Maternity/Parental leave for single mom in Canada?

I am trying to find out more information about maternity leave. I have been on it once, but this time around my husband left and I am now on my own. My husband has been applying for student loans, and because we are separated and he is without the child(ren) they won’t give him anything to help support us. So, will the government be lenient on me and give me more than the 55% of my weekly earnings for my maternity leave? I can’t seem to find any information and am not ready to fill out the actual application for another 5.5 weeks. Addition: I know my husband isn’t lying to me because he had to answer the same question on the national AND provincial loan application : separated with child or separated without child. They don’t ask anything about support. So of course he is requesting more than they say he qualifies for because he wants to support us, I just want to know if the government has found their own loop hole or not.


Pls tell me about HDFC and SBI credit card. Which one is good?


Short-term and Long-term Interest Rates?

In your own words, explain the difference between short-term and long-term interest rates and explain their relative significance.


Can a Credit Card Company report on my Credit Report if I am not the primary card holder?

My ex-husband has a Chase card, several years ago he apparantly added me as an Authorized User”


Filing bankruptcy without an attorney?

I just filed bankruptcy myself today, I understood all the forms and did it myself. So why do people think that it’s such a bad idea to do it alone when you understand what you’re doing?


Best Auto Loan?

Hey! Im 21, have a good job pulling in $5k gross monthly. I am looking to get a brand new vehicle. I am looking to pay $32k out the door for this. I want to finance this, and was wondering what is the best bank/rate in the NC area? I DO NOT want to finance through the dealer. My Credit score is like a 660-700. What is my best bet to get the best financing?


What are the pros and cons of buying a car with a salvage title?


Any options besides Debt consolidation?

I have about $23,000 total in credit card debt. I have great credit just too much. Total it is probably 6 different credit cards. I am interested in debt consolidation thinking that it will help me pay these off faster. I have canceled all of my credit cards and will never open another one. Is there any other option or is debt consolidation my best option? Thanks in advance for any help.


What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does Purchase APR and Transfer APR mean?

And lets say I have $100 – what would my purchase and transfer APR equal? Thanks


Can I get a personal loan if I have a low income?

Okay so I need a 5,000$ personal loan because I am moving from NY to FL. My credit scores are transunion 720. Experian 680 and equitable FICO 780. I have only had credit history for 2 years but I have never missed one payment. I only made 24,000$ last year gross and will make about the same this year. I also have about 15 inquiries on my credit from a little less then 2 years ago. Last time I had a hard inquiry added to my credit report was about 11 months ago. Would I qualify for any company to give me a loan?


I need a personal loan for about $7500. My credit is not so hot because of past issues but I pay on time now.?

Know any companies that would give me a loan?


18 and my parents won’t let me drive?

I just turned 18 almost a month ago. On my 18th birthday, I put a down payment on my first car and I am now paying for my car loan, gas, and my car insurance. I work part time. My father is very over protective and only let’s me practice when he is in the vehicle. I have to work around his schedule in order to get practice in, as well as mine. This makes my situation ten times more difficult. I took a drivers Ed course about two years ago and never got to practice after that until two months ago when my friend would teach me and trust me to drive around the local area. I did fine and learned a lot! But of course, my father was not happy about that so i am back to being restricted. I need tons of practice, I won’t deny that! But he just told me today that I won’t be driving come fall(when college begins). That really is stressful because I NEED to go to college and drive. He said I can find a ride there if he can’t take me, and I know I will encounter NUMEROUS of the find a ride”s due to his schedule. I only have about 2 months to get practice in. Plus I’m paying for a car with MY money that I don’t get to drive. If I pay for my insurance


I refinanced my auto loan while trying to get a mortgage will this hurt me?


Short term loan lon term loan cash flow statment?

In the Cash flow statement which one is in finance and which one is in operation the long term loan or the short term loan? HELP !!!!!!


How to get your credit score safe and free?

im looking to get my first car, im 22, and until have more or less shared a car. My dad who has been a mechanic for a long time is going to give me a hand but he said i should try and get my credit score information so i know where i stand. when i first googled it i saw more information about scams and how it hurts your actual credit score to look it up. whats the best safest, possibly free, way to get your 3 credit scores?


How do I increase my credit rating? Also is there a way to check my credit rating for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How would an online title loan company know if my car is broke?

Has anyone ever used TURBO TITLE LOANS? It says they need a car title and a key. If it is online How do they get my car title and key? Also would they no if my car was broken? How?


Has anyone ever taken a payday loan? Is it legit?


Is anyone else having trouble with Bank of America credit card accounts?

So I just randomly felt to check my Bank of America accounts today (checking account balance, etc.). It’s all linked into the one main menu since it’s through the same bank. Formerly, I had two credit cards, a BoA American Express and a BoA Platinum Plus Visa. One had a higher balance on it (the American Express) and the Visa had a $10K credit limit and zero balance. So a couple of months ago when I called in to ask a question about a simple account related issue, some idiot basically cancelled my Platinum Plus Visa that I had with them for about 5 years. It was my oldest card. So I got over that…I still had my American Express with like a $7,700 no-interest balance on it that I’ve been paying down. Tonight, I logged online to check my checking account balance and the closed’ Platinum Plus Visa is showing up with a $10K credit limit online. My American Express with the high balance has completely disappeared. I called the 1-800-432-1000 automated Bank of America number and entered my info to see if it was a computer glitch. It’s only giving me an option for “checking account”…my debit card only. I have $6K+ in my checking account with them


Visa account number and verification?

where do i find my account number and where do i find my verification number?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the best way to build up my new credit?

I’m turning 18 soon and i would like to buy a new car since i feel the one i bought when i was 16 is going to die soon. What is the best way to build up my credit so i can get an auto loan? I already have saved around $5000 from a job i have been working at for 16 months but am looking at a car that is around $15000.


What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?


How bad does a credit history have to be for a denial of a direct parent PLUS loan?

I just wanted to know, does your credit history have to be squeaky clean in order to be approved? My father has a few late payments (about 0-5 listed on his report. But no bankruptcies, foreclosures, or repo’s), will that stop him from getting the loan? Has anyone been approved of a parent PLUS loan with a few delinquencies?


Would it make sense to buy a house when mortgage rates are 14% and expected inflation is 15%?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Have can I check my credit rating with out having to pay any thing?

I tried checking my credit report/rating but you have to put in your debit card details and I dont want to pay any thing. Can I ask my bank do it for me and get them to tell me what my credit rating is?


I need to get a copy of my credit report. Is there a legitimate internet way to download it for FREE.?

If so, please provide me with the website. I need to have the credit report today. Thanks.


Apr rate @ 48 months on a $20,000.00 loan?

48 month $20,000 loan monthly payment is $488.26 at first amer bank. US bank payment is $497.70 for the same loan. what would be the APR of a auto loan for each of these banks ? need book bvalues and list two if necessary


Should I be paying a higher Auto Loan Rate JUST BECAUSE IT’S A LEXUS DEALERSHIP?

I have a bad credit score 500-589 and they’re offering me a 24% interest rate which is MASSIVELY ABOVE THE AVERAGE. So, I did my homework and the average rates are in the 16-18% range for a 48/mo auto loan. Am I expected to have a higher RATE just b/c i’m financing through a Lexus Dealership? Thank you Also, is the auto loan rate negotiable b/c it’s being financed through the actual dealership??


Best online sites for auto loans with bad credit?


What are the rules of filing Chapter 13 Bankruptcy?


I dont have good credit but i want a home loan what is the best way to go about it thanks?


Should I declare bankruptcy?

I do not own a home or a car, have very little cash and am unemployed. I have over $20,000.00 in credit card debt that I am unable to pay. My question is, should I declare bankruptcy or just not make the payments on my credit cards?


Is this considered harassment by collection dept of mortgage company?

We are behind on the mortgage by a month and a half. We owe one complete payment, and half of another. My husband was unemployed for 9 months, and recently found a job. Of course this job only makes 40% of what his former job made. Yes we are financially hurting. On top of that we were burglarized last month. Nothing like getting kicked when you are down. We haven’t received the insurance check yet. My husband spoke with the collections dept, and told them they would get a payment on Friday. That is when he gets paid. That call was at 2:30 in the afternoon. They preceded to call 5 more times until 7 pm. They just called for the first time today. They are leaving nasty messages. It is not uncommon for them to call 10x in a day. I mean DUH

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit report?

what website would u recommend?


What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?


I owe $4700 on a auto loan and would like to sell my car. I don’t have title in hand until I pay the loan?

off, which I don’t have the money to do so. Can and will I be able to sell my car?


Repossessed car after bankruptcy?

I filed bankruptcy in 2001 after the death of my husband. A car that was not listed was repossessed and now I am receiving a collection notice to the attention of the estate of my deceased husband. There was only dept left.


I need to get a free credit report on line without having to give a credit card number1can anyone help?


How to check my credit score for free.?

Can i go to my bank and get it?


Should I get another credit card or keep the one I have?

(my intentions: trying to build credit) I got my first credit card through TD bank 6 months ago. It’s has 0% APR for the first 6 months, so it is about to go up to 13% or more APR. Should I stop using it and get another card? Can I simply go back to TD bank and apply for another one? Would continuing to use it build my credit more? I also got an American Express Green Card offer in the mail. It requires you to pay the monthly balance in full in order to avoid interest… good idea or no?




















































I just file bankruptcy not long ago and just wondering if its harder to get a home loan?

I just file bankruptcy not long ago and just wondering if its harder to get a home loan?

I had file chapt. 7 and had business related debts.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Hi. I need a Payday Advance from Amscot, but I owe a payday loan from a couple of years back and I wonder if Amscot will decline me.?


Free credit report – all 3?

Where can I get a free copy of all 3 credit reports for free without a credit card. Thanks


What’s the best credit card to get for college students?

Thanks! I have been reading the fine print, but i still don’t know what half of it means! haha and i’ve noticed that a lot of the college ones have no annual fee also. thanks again.


Is dresslink.com a scam or is it safe? If you’ve used it, let me know!?

There’s a site called dresslink.com and it looks too good to be true. I just wanted to see whether or not it was a scam. Has anybody bought from this site? I want definite answers, not opinions. Sorry if that sounds rude! I was just thinking that some of the things on the site were very pretty but I’m not going to buy anything if it’s not going to get to me or be of value. So, yeah. Hope I get an answer!!!!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Doing own mortgage?

I am thinking to do my own mortgage to save some money. I am a first time buyer. Can snyone can advise me abt it. What are the good site I look for? Thanks MD


I tried to get a $3500 dollar loan and i could not get it for my motorcycle. What can I do?

I was at the motorcycle dealer and they first told me I was approved and then later told I could not. It was a major dissappointment. I was ready to get my first motorcycle. I have no credit and im 19 years old. My mom tried to cosign but that still did not work. I was putting $500 down and then I was going to pay off the bike every month. I guess the only thing I can do now is wait and save $3500 dollars. If there is anything else you guys can think of let me know I really wanted to get this bike.


Why cant i get my credit report???

A year and a half ago my planner was stolen with my credit cards and everything else important, so i put a fraud alert on my information and it was supposed to be in effect for 90 days. Ever since then I have not been able to pull my credit report. Each time i try to do it online they say i need to contact them for further information. When i call them (trans union) regarding this i can never speak with a representative, its all automated…..where can i call or who can i reach to resolve this, i just want to know how my credit report is doing!?! any help???


I just file bankruptcy not long ago and just wondering if its harder to get a home loan?

I had file chapt. 7 and had business related debts.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i get an auto loan with a 640 credit score?


How long do u have to wait till you an do bankruptcy a second time?


How do i get a free copy of my credit report?

i want to do this without using a credit card and a free trial.


When talking about a credit report from Equifax, what is a secured loan?


Is it possible to get an auto loan with that fits my criteria with bad credit?

I am a 23 year old guy who has no credit score. I have had people looking at my credit and a couple doctor bills that have gone against my credit. need to buy a new car though, and I cannot find where to look for a loan. I am trying to buy a Subaru WRX, preferably from a private seller but I will buy from a dealership if the car is right and there is no other option. Where would I look for an auto loan?: I have called 1800 bar none, but they only go through one dealership and I would not get to choose where I bought the car, and there is no WRX’s available. Does anyone know of any other options?


What is the best bankruptcy software for an attorney opening a bankruptcy practice?

I’m a lawyer who is about to go into solo bankruptcy practice in the Eastern District of Virginia and I’m looking to buy bankruptcy software. Should I get BestCase, EZFiling, or some third option? I’m especially interested in opinions from attorneys or paralegals who have tried out more than one program.


Phone number and addresses to the 3 credit bureaus?


Will filing for bankruptcy keep a person from being able to try getting a financial advisor job?

Will this be taken into consideration? At a company like American Express or Edward Jones?


I just file bankruptcy not long ago and just wondering if its harder to get a home loan?

I had file chapt. 7 and had business related debts.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a credit report with out paying for them?


I used my dad’s Credit Card to Order something Online. Will he Be able to find out?

Yes He will find out that someone ordered something but will he find out that it was me?


Financially destroyed by Payday loans need advice.?

As I sit here my account is overdrawn by $700. It’s going to continue to be overdrawn because I have $7000 in Payday loans that keep coming out, even though I tried to stop payment on them. I am about to close my account so that I can keep my paycheck this week, and just have my employer give me a check. Is this legal? If I don’t do this my whole check will be gone before it hits the bank and I am a month late on rent.


Does prepayment of an auto loan affect my FICO score?


Are private student loans dischargable thru Bankruptcy prior 2005?

I heard that these were but am not sure.


What is the best type of mortgage loan for the lowest monthly payment?

30 year fixed? 2/1 ARM? I need a loan with no PMI and low points and the lowest possible mortgage payment a month. What Im working with: Credit score 600 Annual assets (Salary) 34500 Monthly Debt: 70 House loan amount: 106000 Available to put towards closing costs (Including down payment) 12000 Any ideas?


Scedit Score: 807 (Equifax) What does that mean?

Hi, I am new to this whole credit score thing. I just got my score from Equifax with a 807. What does that score mean? Should I also get a TransUnion too? Thanks.


What is the easiest and fastest way to get a $3,000 personal loan?

I’m trying to purchase a car and all the auto loans have to be $7,500 or higher and I only need 3k.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a credit score of 553 will I be able to get a home loan?

The thing is I have paid off all my debts so I have no debt and am hoping that in 12 months if it stays that way my score will raise and I will save 20% down. Do you think that will help me?


I am in bankruptcy and now creditor filed bankruptcy?

I was awarded a house in divorce. The mortgage is in his name. I was suppose to make payments to ex according to judgement for divorce, but could not keep up so I filed bankrupcty to protect it from him. He filed bankruptcy later. Does this mean he gets ownership of the home now?


I need a payday loan?

I am currently in need of help. I am trying to aquire a payday loan. My father passed away and my family is very hurt for money at the moment. I keep on getting denied ! My credit is not in goodshape for the record ! I am aware of the high interest rates on these loans and its not stopping me at this moment in time. Does anyone know a good direct lender that may approve me


Auto Loan Refinance Question?

My credit union approved me to refinance my vehicle for 3 years at 2.9% for a max of $25, 750.00. I owe $29,000.00. I will have to come up with the difference of $4000.00 which I only have $1000.00 of. I can take it off of one of my cards at 0% interest till 2010 and pay it off in 3 months. My question is is that wise? My current rate is 7.9% on the vehicle. When I bought it a year ago my score was much lower then it is now. Any thoughts?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are outstanding warrants connected with your credit score?

I am trying to apply for my first credit card,(I’m under 25 years old) and when trying to check my credit report on annualcreditreport.com I was asked questions like: We’ve noticed that you have a mortgage in your name


I just file bankruptcy not long ago and just wondering if its harder to get a home loan?

I had file chapt. 7 and had business related debts.


Joint bank account after bankruptcy?

Hi. Yesterday was my 6 yr point and according to the credit experts my bankruptcy should be hidden a little on my rating! Yay!! Me and my partner have been talking about getting a joint account as I never have any money being the one at home with kids, so I can just tuck into his when I need it 😉 Do you think I will be able to do this now, have wanted to till it was al over before I tried. Thanks Haylee


When buying a car from a private party, how should I pay?

Cash is still king. As I am not surprised to find cash is still king. Most anyone I wished to deal with was not really willing to wait around for transfers or other delayed payments. Deals were cash in hand type situations. If I don’t have the cash then they will sell it to the next person that did. I am typically armed so I myself am not too worried about it, infact I think she may have been more worried about me. I did not initially show up with cash. We did the deal, I went to the bank and took out the cash and handed it to her.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a fast no faxing pay day loan?


Cash converters loans??

does anyone know how old you have to be to get a loan from cash converters?? Im nearly 17, i work part time and i save my money but i was just after $1000 and the banks wont let me take out a loan with them because im not 18. What would happen to someone if they were 17 also but they worked full time and had a excellent credit history? oh sorry


A major cause of the high birth rates in many developing nations has been?

1 the need for a large urban workforce 2 a desire to counteract an increasing death rate 3 a need to replace people killed during civil wars 4 traditional beliefs and the economic need to have large families


A mortgage company called Vertex Financial offers a lower fixed rate at no cost. How are they doing this?

I got a letter from this company and it knows how much I owe on my current mortgage. What I’d like to know is how they can offer to lower my fixed rate without closing costs and fees (as stated in their letter)? Sounds like some sort of scam? Anyone heard of Vertex before?


When will I be able to buy a house, and from which lender?

Well, think about it this way. If we bought a house for $150,000 and paid $80,000 down, we still owe $70,000. We will EASILY pay this off in 4 years anyway. Our payment on $70,000 will be MUCH lower than our current rent payment, so we would actually be able to have the house paid for SOONER if we bought it a year from now as opposed to waiting 4 years. I realize during that time we will spend some money on the house, but for $150,000 in this area, it will already be a pretty nice house, nto needing much, if anything for a while.


Can you include Lenders Mortgage Insurance into the home loan?

And also stamp duty or do you have to pay these out of your own savings at settlement? Australian answers preferrable.


Anyone gotten an auto loan with a credit score of 550-650?

If so, what was your credit score at the time and the details of your loan (loan amount, # of years, APR)? Thanks!


Can I get a personal loan with 593 credit score?

I’m hoping to pay off some debt and free up some credit on my credit cards in hopes of improving my credit score. I’ve tried to search for a bank that would work with me, but have been unsuccessful. Does anyone have some advice? Thanks!


Please explain how a mortgage works?

Well, I always thought that you apply for a mortgage, say, for £150,000 (example house price) and, assuming the application is approved, the bank gives you the money and charges and interest rate of, say, 50%. You then have to pay the bank back a total of £225,000 (150,000 + 50%). Say you get this mortgage over 20 years then you will then have to pay £937.50 per month (£225,000 / 240 months) for the remainder of this period. Now this to me seems the most logical way a mortgage would work. However, when I ask my mum about how mortgages work she says she is only paying off the interest. This just don’t make any sense to me. When is the principal paid back then? I also know that when the government cuts the interest rate slightly (which then gets passed on to the banks) this reduces the monthly payments of a mortgage lender each month. Why would you only pay the interest back but not the principal? This is just completely confusing. Could someone please explain how a mortgage works and please use an example with numbers, it will be a whole lot easier for me to understand it that way.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How could i get payday loan with poor credit?


I just file bankruptcy not long ago and just wondering if its harder to get a home loan?

I had file chapt. 7 and had business related debts.


Extremely in need of a payday loan?

please suggest me


Credit report question?

I know the credit part is important but I was wondering about the other info on it like address history and work history. I am asking because some of that stuff is wrong on mine…


Car loan help?

I am 17 years old. I currently work part time at KFC and make around $550 a month. I need a car, quickly, because my boss wants me to work slightly earlier then I currently am now and I am unable to do so without my own vehicle. I have only worked at KFC for a month or so, and I have not had enough time to save up for a vehicle. I was considering getting a $5000 car loan with a co-signer. This would allow me to get a working vehicle that won’t break down on me every 2 weeks. I don’t have any credit right now so I am aware that even with a co signer, my interest rate is likely to be over 10 percent. When I did the math however; if I’m making $550 a month and I get a 48 month car loan, even with a interest rate of 20 percent the monthly payment still would not be over $200, so I would easily be able to pay that monthly. What should I do? I am unsure, and I’m worried about what would happen if I were to lose my job. Is getting a loan a good or bad idea with my current situation?


What is the best credit card company for college student?


How can I file bankruptcy on a forclosure?

Last year my husband and I lost a home we purchased about 3 years ago. This house was to be an investment. We remodeled the entire house and completed just as the market crashed. This past March the house was foreclosed on after being on the market as as short sale for 2 years. We want to file bankruptcy because this ruined our finances. We still have our home we live in but we now have 2 creditors suing us. How do we file for bankruptcy and include the taxes we will probably be charged for the house we lost in March 2010?




















































Could bankruptcy be the best thing for a war-crazed corporate controlled country that cannot change it’s ways?

Could bankruptcy be the best thing for a war-crazed corporate controlled country that cannot change it’s ways?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Get an auto loan in florida can i buy a car in new york?

My credit union is located back in my hometown in Florida but im in the Army stationed in New York. If the bank was to approve my auto loan could I get a vehicle in New York if I found one up here?


Credit Card Expiration?

I have Bank of America.


What is the FREE on-line credit report website?


Remove ads at bottom of inbox?

Have used Yahoo mail for over 10 yrs. never had this issue before. Recently started seeing ads at the bottom line of my Inbox. It throws the whole list of Folders on the left side off. Most times I can not access the inbox as the folders are raised higher and blocking the Inbox etc. Please help me remove these ads. Usually for a Free Credit Score.. Please advise…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


Which bank gave you a good auto loan?

i do not have bad credit


Does the Old Navy credit card have fees?

If anyone has an old navy card can you tell me if they have annual fees? thanx


Could bankruptcy be the best thing for a war-crazed corporate controlled country that cannot change it’s ways?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loans?

if not then can anyone suggest a way to make like $100 in a day?


Are my fico scores bad: 689, 653 and 640?

With current credit crisis, am I doomed if I want to apply for home/auto loans? thanks!


How to get a loan for 100,000 to 200,000 dollars with no credit?

i am a 21 year old looking to open a small legit business.. im currently building on credit, and have a very small income. i know a bank cant really provide , but there has to be other ways around this. there has to be more options of where i can go or who to ask , etc. what do you think ?


I was asked for credit score, is that real?

I am pretty skeptic about this, but this is the email i received posting was on craigslist for a receptionist in a lasik eye care center, the posting listed hours mon-fri 9am-4:30, and the duties and the pay, all the asked for was a confirmation # that i got my score and they would set up the interview and to bring report to interview, also noted to contact him for more info. company website didn’t work, so I don’t know. Great news! We’ve reviewed hundreds of applications and we’d like for you to come in for an interview. Please follow instructions carefully, as we go through our company’s process for hiring employees. We take our client’s privacy and safety very seriously, and we are REQUIRED to run credit and background checks during our hiring process. While the background check can be done during the interview, we use the credit check to filter out semi-serious interviewees. Click here to get your credit report, free of charge. Of course, we will not ask you to transmit ANY personal information over email. Just send us the verification number so that we can confirm that you got your credit check, and make sure to bring the credit report to the interview. Don’t worry—your credit score will not affect your eligibility. That’s it! E-mail us the verification number, and we can set you up for an interview immediately. If you have any questions about the process, feel free to ask. — Christian Howe, Staff Manager Drake Lasik Inc. www.drakelasik.com


My auto loan was sold?

The lender who held my auto loan went out of business. How can I find out who bought the existing loans so I dont fall behind on the payments? I know they should contact me but most of my contact info has changed and wasnt updated with the old lender.


How do I get my free annual credit report?


Is a 9.50% fixed rate APR good for a credit card?

FYI My bank is a credit union. So I guess I’m doing good there. Also, she said this card is a special offer they give to customers with higher scores. She said in 6 years, the card has not moved from 9.50% She could not say that it would NEVER change. But if it did, it would be a change that would effect the entire bank and all care holders. So from what is sounds like, they wouln’t change it at a whim. It would be a decsion made my bank officials and effect all card holders across the board


How many 18 year olds out there are financing for a car?

I am 18 years old, live with my parents, and I want to get a car loan ranging from $15,000 – $20,000. I have had a lot of bashing from this from the online community, including yahoo itself about how I am stupid” for jumping into a financial loan like that. My dad will cosign for me


Could bankruptcy be the best thing for a war-crazed corporate controlled country that cannot change it’s ways?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I already have a Loan for $1000 with 1stmariner Bank, if i need another can they add it to that one?

Can the bank just add another like Auto Loan to my current Loan ? or even just give me a separate one without a cosigner? I am only 20. I have made all payments on time and have good credit. would they allow me to add to current or even just get another new one without cosigner?


Freecreditreport.com car?

in the used car commerical.. what kinda of car is it??


Where can I get the best payday loan with a low interest rate?


£500 loan for people with bad credit???

Need a loan for £500 asap. Have bad credit though. Only need it over a couple of months. Tried provident and a payday advance is no good. Thanks


Are any online credit reports really free?


Is mortgage like rent?

If I buy a foreclosed house for, say, $2,000, and I pay it all up front, will I still have to make monthly payments like rent? Or is that only for buyers who borrow a loan and then have to pay it off? Like a student loan or something.


I’m curious about filing for bankruptcy w/o the help of an attorney. What is the first step in filing?


Salvage Auto Loan? 2 Questions!! Help!?

Hello everyone, I have a few questions for you all today: I want to buy a car with a salvage title, (does not run). This car would be a project, as it needs various engine components, hood, fenders, bumpers, lights, windshield, etc… I would be taking out a loan for about $6000 for this car. My first question is: can I take out a loan for this car, other than an auto loan? If you take a loan out for a car, you must put full coverage on the car. In my case, I would be working on this car for about a year, and I won’t be driving it, so I don’t want to have to pay for full coverage when it won’t be leaving my shed. Is there any way to avoid this? My second question is: If I were to replace the stock hood, fenders, bumpers, engine components etc, with aftermarket parts, such as body kits or air intakes, will that affect my car when I take it to the DMV, to get a non-salvage title? Thanks in advance for your help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan or pay cash for cheap car?

I lost my car last July due to the engine dying and I didn’t think the cost to replace the engine was worth the money. (Repairs were more than car value). When I applied for an auto loan w/my credit union I was denied. I also went to a dealership, which resulted in 4 inquiries and were also denied. My credit score was 664 and is now 651. I have no one to co-sign on my behalf. I owe on 3 of my 4 credit cards. I have never missed nor been late on payments. I just started a 2nd so my income will be $2000/month. I’m trying to figure out should I work on improving my score so i can try for financing this July or use the money I saved to purchase a decent but cheap car. I really need something cheap but reliable, as I commute an hr away for school and I am using my mother’s car but she is hinting that she won’t for much longer. I don’t want to rush and end up w/a lemon! Any suggestions are appreciated. Also, I do have my own place with my sis. I’m not on the lease though so it doesn’t help the situation . I have 2 jobs both near my apt but not school. My mom lets me use the car since she doesn’t work and school is an hour away. I also had my own place before but it’s way cheaper sharing a place with my sis.


Freecreditreport.com?

I used freecreditreport.com a few years ago with the free trial. I have heard people say that you get one free credit report a year. Is it with this website, or another website?


What happens if you file for bankruptcy but dont own a car, house & do u still pay the debt off or is it wiped

Im ion debt of £6,000, if i file for bankruptcy then what are the consequences since i have no car, live with parents, dnt own a home, is it true the you dont pay the debt? if the credit rating is already messed up by not paying the debt then what difference will a bankruptcy make apart from being unable tpo get a credit in the future which i am not & dont care abt anyway.


Where is the best ‘trial’ place for a Free Credit Score?

Website. thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When appling for credit card?

It says is your credit history clear of bankruptcy, does that mean been discharged or off your credit report completely?


Could bankruptcy be the best thing for a war-crazed corporate controlled country that cannot change it’s ways?


Personal Loan vs. Credit Card for a Holiday?

Hi all, I’m looking at spending around $2500 on a long-awaited and much needed holiday to Vanuatu. My credit card only has a $500 limit (I try to keep myself out of debt) but I’ve found an absolutely amazing deal that I can’t pass up, it saves me around $3000. I need to buy it relatively soon, I have excellent credit and a good part time job. A lot of places offer personal loans at a minimum of $5000 and I don’t want to take that much on a loan. My parents can’t afford to lend me the money so that’s out. Should I get an increase on my credit card or should I take out a personal loan? I’m well aware of interest rates and the like. (Please, no answers with just save up”. I’m well aware that that’s what I should be doing but I’m naughty)”


What can you pay your mortgage with, money order, checking account?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I need a consigner for an auto loan?

I am a 20 year old female college student. I am looking to buy a used car. I want to get an auto loan for a car in the $7,000-$10,000 range. My credit score is 724 and I have had a credit card with Wells Fargo since I turned 18. I have two part time jobs and make about $17,000 a year between the two of them. Based on that information, do you think I will need a consigner in order to get my auto loan?


Web cam girl. How can I provide proof of income for mortgage loan?

So I currently make my living as a web cam girl (spare the judgment please). I am looking to buy a house and I am wondering how do I represent My flow of income. Would bank statements alone work as proof?


For people who have trapped themselves with PAYDAY LOANS..What would you do in this situation?

OK. Real quick. I have two payday loans ($600 each) that was due to be paid back last week. Didn’t have the money. You know they end up submitting the check to the bank anyways, and if the money isn’t in there, they send it back to the loan center and my account gets an insufficient funds charge. No biggie. I was going to eat those costs and pay them on payday this week. OK. So I go check my account……FOR SOME REASON THE LOAN CENTER SUBMITTED MY CHECK TO THE BANK $676 AND THE BANK MARKED IT AS A CREDIT/DEPOSIT!!! OK. Here’s my question…While the bank is still stuck on stupid, should I hurry up and withdraw the money, pay back the other loan place their money, reborrow, throw that money back in the bank and when the bank figures out what happens and marks that credit/deposit as a debit like they should have, i’ll only owe the one place. The other place will have been paid off. It’s almost like this is a little gift from God. Should I risk it? What’s the worse that could happen?


What is the easiest and fastest way to get my credit reports?

any ideas?


We have tried to get loans, what do I do?

As I stated in my last question. We are in need of financial assistance with our regular bills because of some job issues that we have had with the last employer. He messed us over big time and now we have payday loans and utility bills and other debts that need to be paid and now we have been trying to get a personal loan or other assistance and havent yet succeeded. Can anyone help us?


Is a credit score of 513 Good?


VA home loan and termites?

Where to start….. My husband and I are in the process of purchasing a home built in 1962. The home is all brick, upgraded windows, newer roof and AC, plumbing was re done in 92′. We had our home inspection completed today along with a WDO. The inspector found evidence of past termite damage that had been drilled out” as well as some small amounts of wood rot under the master bath (easy fix(has a leaky shower head)) basically there was damage but no current infestation will this disqualify us from getting our VA loan?????”


Where can i find a free debt conseling agencies?

How do i know they arent a scam


Can I get approved for a credit card with a 622 FICO?

What do you mean get over yourself? I was asking a question.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Card Question! I’m lost.?

Okay, so I just got a credit card with a 500 dollar limit. APR is 19.8% I want to buy something for $419.00. I’m trying to figure out what my monthly payment will be plus what does a 19.8% apr mean? How much more money is that going to tack on? Please don’t make fun of me or tell me I shouldn’t have a credit card. I have a good enough job that I can pay this off, I just don’t know much about credit cards.


Could bankruptcy be the best thing for a war-crazed corporate controlled country that cannot change it’s ways?


Does anyone know how much it is…?

does anyone know how much is to file for bankruptcy? i am in the state of California. How long does it take and how do u go on about the process.. what should i do and what shouldnt i do…any hints?


What would be the min. income to qualify for ch. 7 bankruptcy in California?

i have one job which i have been in for two months so far. And I owe about 34k


Which country has the highest rates of mental retardation”?”

My question isn’t for your political opinion ****** idiot


Amy got a $1,000 loan from her bank, and she had to repay $1,550. What are the principal and interest amounts?

A. The bank could sell the car. B. The bank could lend him more money. C. The bank could exchange his new car for an old one.


I am thinking of foreclosing on my house because my credit is shot and ex will not help make house payment?

Everyone is telling me not to foreclose on my house, but my credit is already shot, I am going to have to file bankruptcy. I cant afford my house payment anymore. Is it better to sell it on a short sale, I will be lucky to break even, why not let it foreclose and save my money up for a new place to rent. I cant even buy another place right now. How is that going to affect my bankrupcty any worse.




















































What is the episode of its always sunny in Philadelphia were frank tries to hang himself and fails?

What is the episode of its always sunny in Philadelphia were frank tries to hang himself and fails?

he repeatedly tries to kill himself but his neck is to thick. he went bankrupt. he door to door sells knifes and vacuums. please help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is FIA CSNA in the credit report?


Where do I start to pay off my 20,000 debt?

I have gathered all of my bills, I know what I owe and who I owe. I don’t have a lot of money. I live paycheck to paycheck but I want to start paying down some of this stuff and getting my credit back in shape. Where do I begin?


Is there really a free credit report search on-line.?


Get verified for being able to meet someone online ? Scam or something new I don’t know yet …?

I placed ad trying to find the partner online . I got a few replies , some of them unbeliavably perfect. Anyway , most of them asking me to get verified thru additional verification service online . Can I trust to those web verification services ? Is it safe to input such a personal information including CC # ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I NEED TO KNOW! What does SR22 insurance do, and do I need extra insurance beyond the SR22?

I neeed ot get SR22 insurance to re-instate my drivers licence…What dose this mean? What does it cover???? Do I still need liability??


What is a good website to check your credit that doesn’t send spam?

And if you could please explain your experience so that I know you’re not just posting links from Google…


Is looking for an auto loan online safe/legit?

I went to a dealer and the best they could do is 30% apr. my credit is 623 but I think it’s not built up enough. Should I try on a line loan or through my bank or what can I do. I make enough money for payments just no credit


What is the episode of its always sunny in Philadelphia were frank tries to hang himself and fails?

he repeatedly tries to kill himself but his neck is to thick. he went bankrupt. he door to door sells knifes and vacuums. please help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of auto loan do I get with a 685 score?

I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?


Where can you get a true free credit report?


What kind of lawyer do I need?

After surfing the internet for debt relief, we were contacted by a debt consolidation co. to help us with our debt load and we participated in their program. We have since then had to file bankruptcy due to our dealings with this company and after contacting the Attorney General for the state of MS we found out that this company is NOT licensed to operate in the state of MS (where we reside). The Attorney General’s office told us to contact a lawyer for grievment”; however


I am looking for a very fast loan….?

Anyone who wants to judge me, i dont want to hear it, u dont know me, i have a good job, i have no furniture, no computer, no ipd, etc…..or any other fancy crap to sell, all i did was ask for advice…..i lost everything i had in a disaster, ya dig, i did not think i had to get personal & tell my life story, but since everyone wants to judge me, its koo, i’ll tell. Those of you who have already critisized me you already know who u r, dont even bother. people like u r very disrespectful !!! now if anyone one wants to give me good advice i’ll appreciate it.


How much, roughly, would it cost to file a chapter 7 bankruptcy in Florida?


I have a car payment through chase bank can i make payments at the bank locally?

chase isnt my normal bank but we have one locally id just like to know and the bank is closed right now.


Can I pay my credit card bill a month late?

I haven’t received al my funds yet and don’t want to pay my bill with my current money because I may need it. I’ll get my money soon but maybe after a couple week. Can I pay my bill then?


Heeeeellllpppp mee pleasseee its urgent ! Thank u?

1). Suppose you take out a car loan for $9999 for 4 years at a 7.5% interest rate. What is your monthly payment? 2). Shiela bought a new computer for $2000 and has agrees to finance it at 12% interest, with $100 payments each month. When she makes her first payment next month, how much will she pay for interest alone? 3).Tiana can afford $150 per month for a car payment. Her bank preapproved her for a 6$ interest rate for 5 years. What is the maximum price of a car tiana can afford?


What is the episode of its always sunny in Philadelphia were frank tries to hang himself and fails?

he repeatedly tries to kill himself but his neck is to thick. he went bankrupt. he door to door sells knifes and vacuums. please help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some things you can do to increase your credit score?


Where Can I Find The Lowest Auto Loan Rates?

Hi I’m looking for a site with really lowest auto loan rates.Could you please suggest me one?


What happens when I sign a quit claim deed form so my ex can apply for a loan modification as the home is in foreclosure?

My ex-husband and I jointly own a home which he was awarded in the divorce. He is former military. The home was purchased with his VA loan. He was injured on the job and was unable to make payments on the home and thus the home went into foreclosure. A foreclosure date has not yet been set. He is now recovered and back on the job. He is able to afford the monthly payments but not able to pay the amount needed to get the home out of foreclosure status. He is interested in staying in the home and eventually refinancing in his name. To refinance, he was informed he would need to make a year of consistent payments. To stay in the home now so he can start to make these payments, he is interested in applying for a loan modification, which he would likely qualify for on his own. He has asked me to sign a quit claim deed form so that he can apply with his income only. I am not interested in having any ownership or responsibility for the home, but I understand that a quit claim form releases me only from the title and not the mortgage and that the bank could hold me liable for payments. Since the home is already is foreclosure status, am I really losing much of anything (my credit is already trashed because of the missed payments)? What are all the possible consequences for me if he is grated the loan modification but defaults on the loan again before he is able to refinance in his name other than my credit?


If notifying my creditors I am filing bankruptcy ch. 7….?

to get my balances/minimum payments can result in them pre-empting me and suing me first, how the ”’blankety blank” am I supposed to get the information to fill out the paper work?


Personal loans?

i live in the US and i have already tryed the payday loans


I filed bankruptcy 3 years ago can i buy a house as a first time buyer .?


Has anyone been approved for a mortgage before being discharged from chapter 13 bankruptcy?

Great so it’s been done all the time. By whom?


What exactly is a Shylock”?”

I read about Shylock in the Merchant of Venice. Exactly what is a shylock though, and is it a politically correct term?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why do a lot of people not know about credit related issues?

This is not to offend anyone, whatsoever. I didn’t know about credit until I was 20 years old and in college. I even had a credit card at the time. There seems to be a lot of questions and problems about credit that society has no idea about. Do you think it’s the education system? Is it because you only get one free credit report a year, thus making it a turn off having to pay to keep up with your credit rating? Just wanted to see what others thought.


Anyone know anything about click n loans?

thought about it but had second thoughts


How to buy a car with bad credit?

Hi, I’m a 20 year old guy getting my license tomorrow. I need to buy a car to get from work to school, but I have really bad credit (540) due to bad decisions when I was 18. I make about 15,000 a year, but I don’t have much saved up, only like 700. What sites are good for auto loans for bad credit? I just need a car that’s no more than 5000. Please help! Especially if you’ve been in my position. Thanks!


Can you get your Co-signer on an Auto Loan to sign over the internet or Mail?

im trying to get my father to co-sign on a used car finance. i have no credit just none im a student and he lives a long ways from me is this possible??



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If you show a bankruptcy on your credit report and the bankruptcy was dimissed, but companies wrote off…?

the funds already. If you send the credit agencies a copy of the dismissal, will they notify those companies that already wrote off the money?


What is the episode of its always sunny in Philadelphia were frank tries to hang himself and fails?

he repeatedly tries to kill himself but his neck is to thick. he went bankrupt. he door to door sells knifes and vacuums. please help!


What would happen if a State, such as California, were to file for Bankruptcy?

I’ve been hearing about how awful California’s economy is lately and that there is talk of filing for Bankruptcy. What exactly would the repercussion be if this were to happen?


Online cash advance?

I need a cash advance of about $300. But right now, I am not working, I start my new job on Thursday. So, currently, I am technically unemployed. I will be able to pay it back, I just need the money ASAP and have a limited amount of time to wait. Does anyone know where a place would give out a small cash advance to someone in this particular situation???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is Sammydress.com a reliable and safe website?

http://sammydress.com/ i’ve heard both positive and negative reviews on this website. i wanna buy some of the bags, but i’m not sure if they’re real. some of their items sell for under $10, while some are over $200! is this a scam?


What’s loans are legit?

I have got to do an emergency surgery that will come out to $5000 which I don’t have at the moment. I’m afraid to apply online or at banks without having very little knowledge of what I’m doing. Thank you in advance.


Can I get a new car if I put a lot down but have late payment history on my current auto loan?

I’ve paid my current auto loan late a few times but only owe $13000 and my car is worth $12,700 as a private trade-in (so basically sell for cash). If I sell will I be able to get another auto loan? My credit is fair not great.


Equifax unavailable.?

Mine did not ask about a home loan, but only things that applied to me like auto loans. Mine had questions with specific answers, and I could view mine. That is why when we answered none of the above” and it did not grant us access I thought something was amiss. We are going to mail the form from Annual Credit Report.”


I have a item listed under special services of my Equifax Canada credit report – it says Consumer Interview?

SPS-SpecialServices/CodeDescription: Consumer interview Date Reported: 2006-06 What is this? Thanks 🙂


Is there a free credit score that u can get without using a creditcard.?

What is your score if you have absolutly no credit on your credit report ? Do you get a score?


Is there any way to rid of a car without filing bankruptcy or voluntarily repossessed?


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company


Loan from Creekline Microfinance?

thanks, i did check them online as well and i did notice that there is a bank in nigeria with the same name. however, this company seems to be from the united states and in UK so i’m not so sure. in addition, there was a yahoo user (John X) who recommended them.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


CAR LOAN ANNUAL PERCENTAGE RATE 9.19% IS HIGHT?


What is the episode of its always sunny in Philadelphia were frank tries to hang himself and fails?

he repeatedly tries to kill himself but his neck is to thick. he went bankrupt. he door to door sells knifes and vacuums. please help!


How many credit cards is a good amount to have?

I’m only 18 years old and trying to build up my credit and I applied three places. I’m starting out simple with Victoria’s Secret credit card since those other two places won’t accept someone without credit. Is one credit card enough, or is it safe to have at least one more? How long should I wait to apply for another one since I’ve applied for three the past month?


Got a payday loan from Cash Money if i dont pay them back will anything happen and will they take me to court?

got a payday loan from Cash Money if i dont pay them back will anything happen and will they take me to court? they have my employers number to can they really complain to them saying i took a payday loan out? i plan on telling them im going bankrupt or something i dont know?


What is a 1099-A and how does its play into tax return?


Its there any way I can get an auto loan on my own?

I’m 18 years old and have 2 sources of income. But its not evn enough 2 get a car with allll my other expenses. I dnt have any credit. Im am in desperate need of a car ! Ohh and I live in new orleans la .


Any anyone used Money Management International for debt consolidation?

My husband and I have a large amount of credit card debt to pay down. We contacted Money Management International and they created a debt management program through them in which we would pay a certain amt. of money to them each month for 50 months in order to pay down the cards. Sounds okay as a way out with a definite end date. The worry I have is the no credit” clause in the agreements. You aren’t to take out any new credit while you’re on the program. I agree that we shouldn’t take out any new credit cards or anything. BUT




















































Need help! It’s about credit/Fico score!!!!?

Need help! It’s about credit/Fico score!!!!?

Okay i got my credit report and payed for it $5.95 or something like that. And so it said i had to print it, but my printer decided to run out of ink when i needed it the most. So i went and bought the ink it took me about 20 minutes to come back and the page said that the page had run out of time or so. So my question is if i re-buy my score again will they give it to me or would i have to wait another year? And will the price change or be the same? Also is Credit and FICO score the same???? Thanx……………..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

My credit scores are 585 & 656 on 2 of 3 credt bureau. Can I still get a car loan?

Hi, I have a Toyota Corolla 96, I want to give it as a trade in and see if I could get a newer / better vehicle. I just checked my credit scores before doing anything and in one I have 585, in other I have 656 and the third one was ‘inconclusive’ due to no history (?) I wonder if I still qualify for a car loan? Is there anyone who understands about this and what advice do you have for me? Thanks.


Pay car loan or pay school loan?

I have a car loan 9%, i gave $5,000 for down payment, now i own $11400 on that car. I still have 4 more years to pay. Now, i have $11,000 from my school loan. I already received 12,000 before, so the total loan is $23,000. The interest is 6.7% for 10 years. my question is this…Should i pay the car off, or should i put those $11,000 back to the loan, so i will own only $12,000 for the school loan? Should i just keep paying the car month to month,,,,and worry about the school loan.? thanks


I DO NOT WANT A PAYDAY LOAN. How can I get an unsecured loan?


New information on Congressional propositions allowing private student loans to be discharged in bankruptcy?

Well, does anyone have any? I cant seem to find any via Google.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Quicken Mortgage Loans? Ever heard of or done one?

My husband and I are very seriously thinking about refinancing our current mortgage through Quicken Loans (online). What do you know about this company? Have you ever financed through it? I haven’t really heard anything bad about them… I just haven’t heard anything at all.. which concerns me. My husband foolishly says, no news is good news…” Is he right? Tell me what you know!!! Please help this newlywed couple out!!”


Do Walmart PrePaid Money Cards/ MoneyPaks help build credit?

I’m looking to build credit in the next few months. Do These Walmart Prepaid cards help raise your score? Is this the same thing as a prepaid credit cards? I have absolutely no credit what so ever and finding it hard to get approved for anything these days.


How can i get a auto loan?

ok rencently i tried to obtain a auto loan and was flat out denied a loan because of limted 2 years of credit history even tho my score is a 715. im so frustrated


Need help! It’s about credit/Fico score!!!!?

Okay i got my credit report and payed for it $5.95 or something like that. And so it said i had to print it, but my printer decided to run out of ink when i needed it the most. So i went and bought the ink it took me about 20 minutes to come back and the page said that the page had run out of time or so. So my question is if i re-buy my score again will they give it to me or would i have to wait another year? And will the price change or be the same? Also is Credit and FICO score the same???? Thanx……………..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does it typically take for car insurance to go down as a ‘good driver’?

How long does it typically take for car insurance to go down? And by how much should I expect it to go down? I’m a 20 year old male, college student (good student discount, woohoo) and I have one minor accident and one ticket on my record. Because of this my premium is quite high, $133/month for full coverage with Geico. I haven’t had any tickets/accidents (on my record) since April 2011, so I’m trying to keep that up. Otherwise I’m a pretty safe driver just waiting for my rates to drop someday 🙂


Personal finance help i cant understand i need help?

1. The Federal Reserve System is able to do which of the following things? (Select the best answer.) (Points : 1) Encourage individuals to spend more money Mandate that the government create new jobs Provide loans to individuals Provide loans to banks 2. Which of the following things does the U.S. Constitution allow the U.S. government to do? (Select the best answer.) (Points : 1) Punish people who make illegal copies of money Tell companies which products they should sell Require citizens to give up their personal property Create taxes that only apply to citizens of certain states 3. What is domestic commerce? (Select the best answer.) (Points : 1) The buying and selling of products between two countries The buying and selling of products within a particular country The way a government creates new laws The way a government determines tax rates 4. What is fiscal policy? (Select the best answer.) (Points : 1) The way Congress votes to approve new laws The way a government creates new banks The way a government determines the supply of money The way a government collects money and spends it on goods and services 5. What is likely to happen to the economy when there’s too much money or credit circulating? (Select the best answer.) (Points : 1) The unemployment rate will rise. Prices will go up. Prices will go down. Businesses will start making fewer loans. 6. What is the discount rate? (Select the best answer.) (Points : 1) The interest rate that member banks charge customers to borrow money The rate at which customers are allowed to request loans The rate at which banks are permitted to lend money to their customers The interest rate that the Fed charges member banks to borrow money from the Fed 7. If the Fed lowers the reserve requirement, what will happen? (Select the best answer.) (Points : 1) Banks will be able to give out more loans. People will have less spending power. Banks will make changes to the fees they charge customers. The money supply will grow more slowly. 8. Which of the following agencies would be most likely to oversee cleanup after an oil spill? (Select the best answer.) (Points : 1) The Federal Trade Commission The Food and Drug Administration The Environmental Protection Agency The Consumer Public Safety Commission 9. What is free trade? (Select the best answer.) (Points : 1) Trade that is not subject to taxes or fees Trade that governments do not interfere with Trade with a high level of government regulation Trade between states in the U.S. 10. What is a tariff? (Select the best answer.) (Points : 1) An import An export A tax placed on domestic trades A tax placed on imports or exports 11. What is a trade balance? (Select the best answer.) (Points : 1) A method of determining which countries to trade with A method of comparing the value of currencies A comparison between a country’s imports and exports A comparison between a country’s taxes and services 12. Which of the following factors makes a currency more attractive to investors? (Select the best answer.) (Points : 1) A high rate of government debt A low export rate A low interest rate A low inflation rate 13. An exchange rate tells you _________________. (Select the best answer.) (Points : 1) The value of a government bond after a set amount of years The value of a currency when it’s converted to another currency The current level of spending power in your country The current rate of inflation in your country 14. Which of the following is a disadvantage of globalization? (Select the best answer.) (Points : 1) Avoiding the impact of economic downturn in other countries Being able to find inexpensive labor Increased competition Being influenced by other cultures 15. What is monetary policy? (Select the best answer.) (Points : 1) The decisions a government makes about trade The decisions a bank makes about loans The way a government controls the supply, availability, and value of money The way a government collects money and spends it on goods and services


Anything I need to know before filing for bankruptcy?

I got sick without health insurance and was stuck with a $30,000 hospital bill that I have no intention of paying. I’m just ignoring the hospital/collection agency for now and I’ve gotten a lawyer who’s trying to have the hospital discharge the debt for me. If they ever did sue me, though, I’d have to file for bankruptcy. Any advice/information I need to know before filing for bankruptcy?


How do you check your credit?

I need to know how to do it cause I don’t know if i have good credit or not


Is it possible to get a car loan with no job but a small income?

I have an small income that comes in every two weeks and im not working..so i was wondering is it possible to get an car loan without a job but with an small income coming in ? if i can where should i go to get this loan?


Army vs. Air Force??

I had gone to to both recruiters and I can’t choose which one. Which one has the best quality of life, promotions, travel, and money for education?


My income tax preparer needs a copy of my 2015 1098 mortgage statement . how can I obtain one ?


I keep on getting wonga loans and repaying them on time so will this improve my credit score?


Need help! It’s about credit/Fico score!!!!?

Okay i got my credit report and payed for it $5.95 or something like that. And so it said i had to print it, but my printer decided to run out of ink when i needed it the most. So i went and bought the ink it took me about 20 minutes to come back and the page said that the page had run out of time or so. So my question is if i re-buy my score again will they give it to me or would i have to wait another year? And will the price change or be the same? Also is Credit and FICO score the same???? Thanx……………..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which bank in qatar is giving personal loans on lowest interest rates?

Hi,Does any one have any idea regarding the banks that gives personal loans on a lowest interest rates than others ?


What is the meaning of cash call”?”


How do I get a Payday Loan?

Where can I get a payday loans for bad credit? I live in the USA. Where can I get a payday loan? They are also known as cash advance payday loan I am told. I need money with 24 hour and understand there are high interest rates, so no need to warn me.


How can I get my credit score?

i would like to rent a car from thirfty rent a car and they want your credit score of 600.


How to pay collection agency?

Six Flags sent me to Aargon Collection agency for the unability to pay my membership, so it was considered a delinquent account. Recently I got a letter notifying me of my debt, what would be the best way to pay it? I attempted to pay it online with my debit card but it asked for my ssn and didn’t feel safe giving it up. I’m 16 if that helps with anything. I just want to pay the debt and get it over with. One more question will my bank (Chase) be able to help me with this situation.


What is the best way to check my credit report?

I have heard that just checking your credit score can make it go down! I’m pretty inexperienced with credit, loans, etc. but I would like to know what my score is. What is the best way to check it? There are SO MANY online sites that will check it and require all kinds of personal information to do it. How/where should I check my credit?


No credit auto loan !!!?

I’m a student and looking to buy a car. I found a Mazda 6 worth 4500. I have 1500$ in cash. Dealer doesn’t finance. Banks require at least 4 credit score. I live in Chicago il. I work and go to school and there is no public transportation in Chicago suburbs. Is there anyway to get 3000$ without a high interest ? Thanks.


Can you get a auto loan for a private seller?

If I’m looking in buying a car from a private seller and not a dealership can I get a auto loan for that ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do the hospitals charge cash paying patients???? Enough with the insurance talk!They are billed different?

I have looked all over the web for an actual answer to my childbirth cost question. You all say the same crap. If I had insurance I wouldn’t be looking for how much it was going to cost me. My insurance company could tell me! How do I know this, I have an insurance agent for a cousin.lol. Insurance is billed differently than cash paying individuals are. Some places stated it was only 3 grand total. So all the answers on this response page…lies. Ignorant misconception. I found the standard home mid-wife birth rate was 1,895.00. We are the laughing stock of so many countries because we charge our own people for their own babies. With how many places that rip us off in our most vulnerable state of being I can’t always say I’m proud to be an american. If it’s not our government taking advantage of us it’s our so called health care system. People are sick. Doctors don’t want to help people in need, we are just dollar signs to them.


If you have already been ordered by the court to pay a debt can you still file bankruptcy?

And include that said debt in the bankruptcy?


How To Culture At-Home Guppy Fry Food?

What are some at-home easy to grow guppy fry cultures? I don’t want to have to buy a starter kit, I just want to be able to feed them better! We do have a small pond that isn’t clean or anything too . .. . We also have a lake nearby, and I have some live plants at the top of the cage. Please help! Thank you all that answer with no rude comments!


Help with fixing my credit score?

ok all,im trying to get my score up from a low 550,ive got around 6000 of hospital bills,no credit cards or bankruptcies.i was wanting to get a home home soon,do you all think i should get a secured credit card to help rebuild my credit?ive always been the type to buy straight out for cars or whatever,but the hospital bills are all that’s own my report



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Card Question?

I’m 24 and graduated college last year. I only have a bank of america credit card. The limit is $3000/month. I also only have a bank of america student checking account that i opened 4-5 years ago and i still use it. I know credit cards have those high interest rates but are those rates only if you don’t pay your bill on time? I never understood what it meant by credit card and high interest rates. I never had to pay any fees with bank of america when using their credit card. I still receive those mails from chase, discover, citibank etc asking me to sign up for credit card and low apy fees. I wouldn’t mind getting another credit card because of my $3000 limit with BoA. Last time i asked for a limit increase but i told them i had no job and they said they couldn’t increase it because of that reason. Would it be a good idea to get more credit cards? I don’t usually spend that much money per month but there were a few times where i hit my limit for the month and couldn’t spend anymore money on my credit card. If i sign up for a chase or citibank credit card, would it cost me anything if i use the card rarely? Also, if i have a credit card with chase, citibank, that means i would have to get a checking account with them correct to pay the credit card bill online? I pay all my credit card charges using online banking with bank of america.


Need help! It’s about credit/Fico score!!!!?

Okay i got my credit report and payed for it $5.95 or something like that. And so it said i had to print it, but my printer decided to run out of ink when i needed it the most. So i went and bought the ink it took me about 20 minutes to come back and the page said that the page had run out of time or so. So my question is if i re-buy my score again will they give it to me or would i have to wait another year? And will the price change or be the same? Also is Credit and FICO score the same???? Thanx……………..


Motorcycle loan after discharge of chapter 7 bankruptcy?

I live in utah and recently filed bankruptcy. It was fully discharged in early July. Now I am starting to get on the path of rebuilding my credit. I have been looking into buying a motorcycle. Something cheap around $4000 to $6000. I’d easily be able to handle the payments but I’m wondering if it’ll even be possible to get a loan. I just want to rebuild my credit and start over. Any advice would be great. Thanks!


Where can i get a free credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i cancel my experian credit report account?


Payday Advances with less hassle??

SE47, I get what you are saying, and i read other responses to similar questions. I’m going to leave the Payday advance stuff alone, thanks for your honesty 🙂


Where can i find a mortgage company to refinance my loans after bankruptcy and what are the company names?

i live in stone mountain GA 30083


How to get Homeowners insurance after bankruptcy?

Only serious answers please. State: CT (Fairfield County) Need homeowners insurance for condo. Dropped for making late payment. Have condo over 15 years and never made any claims. Recently filed bankruptcy. Need insurance asap. Are there any insurance carriers that rely more on claims history than on credit these days? This is first time I have ever been dropped.


Free credit report with no credit card?

i am trying to get a credit report but i can’t find a site that you don’t need to enter a credit card number. i cut up my credit card a while ago so i don’t even have the number. does anyone know of a site? thank you in advance


Where is the best place to get a free credit report online, without having to subscribe to a magazine?


American Express Gift card Online Purchases?

I’m trying to buy Great America tickets online with my American Express Gift card and it’s telling me: Payment Method Some errors were found in your submission: * The billing street address you submitted does not match the billing street address of your credit card * The billing zip code you submitted does not match the billing zip code of your credit card * There was an error processing your payment Well, it does not have an address or anything attached for billing purposes.. so what do I do?


What does the term PIF Auto Disb mean on a check from the former mortgage company after a refinance?


What is LEGAL ORDER PAYMENT AND BANK FEE????

THese snakes took 100 dollars out of my account???? what could the reason possible be… i called the bank and the teller told me that she doesnt have access to that information” how can they take out money from my account and not tell me why? Someone tell me whats going on… and if this has happened to you please tell me your story…. – O. Torres”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free credit report for credit card application rejection.?

Hi, Recently one of my credit card application got rejected. The letter from the bank states that, i am eligible to get a free credit report within next 60 days. When i called the credit reporting agency (transunion) number given on the letter, it goes to an automated number and requires me to provide ssn and address details to get a report. How do i reach out to a real person and get the free report i am eligible because of my application rejection?


Need help! It’s about credit/Fico score!!!!?

Okay i got my credit report and payed for it $5.95 or something like that. And so it said i had to print it, but my printer decided to run out of ink when i needed it the most. So i went and bought the ink it took me about 20 minutes to come back and the page said that the page had run out of time or so. So my question is if i re-buy my score again will they give it to me or would i have to wait another year? And will the price change or be the same? Also is Credit and FICO score the same???? Thanx……………..


My father has agreed to cosign for an auto loan?

My father has agreed to cosign for an auto loan for about 12,000. His credit has 3 medical bills that he has been paying of and when I pulled his report it showed the original amount then the remaining balance. Also he has a 29,000 mortgage loan that hes been paying on for 11 years never been later. Does anyone think I will have a problem getting approved with my father cosigned on the loan?


Explanation of negative equity on an auto loan?

So I’m currently upside down on my auto loan and I was wondering if anyone has information as to trading it in for a cheaper vehicle. Basically I’m INSANELY overpaying for my car, I know this. I have a vehicle with an 14% rate. I purchased it at $19K and due to my interest rate, according to the paperwork on the 72 month finance it will land up being $31K I have paid. I was wondering is it possible to trade in my vehicle for a vehicle worth maybe $5,000 or so? Will this work out and how will I calculate my payment?


Why doesn’t my second mortgage show up on my credit report?

I filed bankruptcy five years back. Is this why? And if so what it the deal?


Free Credit Report question…?

I’m trying to get onto freecreditreport.com, but it’s asking for a credit card number…it says its needed to establish my account, and won’t be used for anything else. Thing is, i don’t have a credit card. I’m trying to get a credit report because some outstanding things have come to my attention, and want to see my report. Does anyone know a way around this? Thanks in advance to everyone! 🙂


Is it possible to still file chapter 7 bankruptcy in Missouri?




















































Its there any way I can get an auto loan on my own?

Its there any way I can get an auto loan on my own?

I’m 18 years old and have 2 sources of income. But its not evn enough 2 get a car with allll my other expenses. I dnt have any credit. Im am in desperate need of a car ! Ohh and I live in new orleans la .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can a 17 year old have a credit report?

I owe money from doc bills as a minor and im trying to access credit report.Do I have one?How do I get it?How are medical bills addressed to a minor?more info http://answers.yahoo.com/question/index;_ylt=Apwp6GTelUNmHgC_SXFVi_vty6IX;_ylv=3?qid=20110304172852AAZ0Sbb


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


What is the Max amount a prepaid visa credit card can have?

I want to buy something online thats $105 yet I have only seen prepaid visacards at max, 100$. Is there a prepaid card with over 100$?


What is the fastest way to remove a collection from equifax credit report?

Im in the process of getting a mortgage and all of a sudden this(collections) pops up on my Equifax credit file. I know it will hurt my score already. I need to know the best way to go about getting it removed. I heard even if you pay it off it will remain as a negative. Any good advice?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Loan with a 660 experian credit score. I need a lender that only pulls the experian credit score.?

I am looking for a credit card or personal loan, I need a lender that only pulls the experian credit score since this is my highest of all 3 scores- 660, I am looking for no less than $10,000 in the form of a loan or credit card to consolidate some bills. Who should I go to?


Credit Score?

Is there anyway to go online and get a credit score that really is free? Everything I have tried always requires a membership to something.


How can i get my free credit score and where?


Its there any way I can get an auto loan on my own?

I’m 18 years old and have 2 sources of income. But its not evn enough 2 get a car with allll my other expenses. I dnt have any credit. Im am in desperate need of a car ! Ohh and I live in new orleans la .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Whee can I apply for a joint credit card application?

Many have authorized user, will this affect both credit score users?


Bad credit auto loans?

I’m a student and kinda stuck in getting a auto loan. Basically, I need a car to get to work, to get a car I need a auto loan, to get a auto loan I need a job (to show the proof of employment). So, how am I suppose to get a auto loan with a bad credit, no co-signer and no employment? I would really appreciate any help!!!


Credit Cards should be banned. It gets consumers into trouble. What do you all think?

I have learned my errors in the past. I am so sick of being a slave to high interest rates, paying minimum payments towards credit cards. My philosophy has changed regards this. What do you the consumer think? Most households have a total of 8 credit cards and they are all maxed out. How can banks justify such things and get families into trouble?


Filing for bankruptcy?

I just paid my tuition and textbook fees for college and now have -$400. What happens when you file for bankruptcy?


Mortgage broker vs credit union vs bank?

I’m so confused. What is the better way to obtain a new mortgage? A bank or a credit union or a mortgage broker? Can someone explains the pros/cons to each of these. I applied at M&T Bank and will get approved but someone said to me that I shouldn’t go through them because they will just sell the mortgage to someone else. That person said to call a mortgage broker and another person said to call ESL Federal Credit Union – at which I am a member. Help please


Who are the guys that sing the Freecreditreport.com song? Do they do music on there own?


Should I get another credit card to help raise my score?

Quick note: I’m 25 and have had credit for awhile… my mom kind of really hurt my credit awhile back with credit cards and my first car (she neglected to tell me I still had payments left when I thought I was done paying it off and it was almost repossessed–luckily, I found out quickly and made that last payment before that happened.) So, I’m looking to re-establish my credit now… not really start” it.”


Low interest debt consolidation?


Its there any way I can get an auto loan on my own?

I’m 18 years old and have 2 sources of income. But its not evn enough 2 get a car with allll my other expenses. I dnt have any credit. Im am in desperate need of a car ! Ohh and I live in new orleans la .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need help improving my credit?

BTW, I can’t pay utilities on time because all of my utilities get paid through a 3rd party so any other suggestions would be great.


How do I report a creditor who lied to me?

I recently missed a car payment. Before the next payment was due, and before they would report me negative on my credit, I called and asked what I could do. I specifically told the company, who told me the conversation was being recorded, that I wanted to know what to do to avoid being reported negatively to the credit bureaus. After being placed on hold, the representative told me that they could put me on a deferrment plan that would extend my account by 60 days and I’d be taken out of collections and placed back in good standing. They told me all I had to do was pay an extra $300 fee to have them provide this service, and I wouldn’t be reported negatively upon my agreeing to this plan. I specifically told them that if this was going to report negatively, I’d just make the $500 car payment by borrowing money from someone, or allowing my bank account to be overdrafted for a couple days. They assured me that if I agreed to this, my account would be taken out of collections THAT DAY. So I agreed. A week later, they not only reported me for the month I was behind, but for the month after, when the payment wasn’t even due yet! I called the company and demanded to speak with a supervisor, who kept telling me that it was showing up on their end that they only reported me negatively for one month, and that it was out of their hands. They adamantly refused to do anything about it until I argued with them for over 45 minutes about the situation. Their representative gave me false information and charged me $300 for services that were not rendered. After a long argument, the supervisor said he’d forward my complaint to the appropriate department and I’d hear back from them in 24 hours. I demanded they play back the tapes so they could hear their representative giving me the wrong information on the phone. Needless to say, I never heard back from them. So now I have to report them, because they clearly lied to me about not reporting me, then reported me and kept the $300 anyway. Furthermore, they never investigated the matter like they said they would, seeing as how I never heard back from them. Who do I report this company to? Is there anything I can do? This is the original creditor and I consider this situation to be the result of unethical business practices and/or poor employee training.


What is the best record ever in college baseball?

This is NCAA BASEball not BASKETball. If you don’t know the answer, don’t make up some gay response.


How is PMI legal?

First… I know the best thing is to put 20% down. Unfortunately it isn’t that easy to scrape up $10k / $20k / $50k. Second… I do get the statistics. However, I was a homeowner prior, never missed a payment, and never had to pay PMI. Third… No, I am not paying the same monthly payment as I would if I were paying the 20% in the loan. I am paying more. I am paying for a 100% loan + another 15% of that payment which is clear proof I can pay the entire loan +. All they are doing is preventing me from putting even more into the principle and therefore collecting more interest PLUS insurance.” I get that it protects the lender


There are so many mortgage lenders, how do I find the best rate without messing up my credit rating?

I also should have said that I have asked a handful of lenders already if I can provide them with a copy of my credit report instead of them asking for it, and they have all said THEY need to request it directly. Is this an unusual policy, and should I automatically avoid lenders who do this? One of them was my bank, Bank of America, so I assume they are trustworthy…


How long do you have to wait after you file bankruptcy to buy a house?


I need a home equity loan with credit score 560? where can I go? I have already been rejected once.?


Accounting 101 Adjusting Trial Balance Question?

Problem: Neosho River Resort opened for business on June 1 with eight air-conditioned units. Its trial balance before adjustment on August 31 is as follows. NEOSHO RIVER RESORT Trial Balance August 31, 2008 Account No. Debit Credit 101 Cash $19,600 126 Supplies 3,300 130 Prepaid Insurance 6,000 140 Land 25,000 143 Cottages 125,000 149 Furniture 26,000 201 Accounts Payable $6,500 208 Unearned Rent 7,400 275 Mortgage Payable 80,000 301 P. Harder, Capital 100,000 306 P. Harder, Drawing 5,000 429 Rent Revenue 80,000 622 Repair Expense 3,600 726 Salaries Expense 51,000 732 Utilities Expense 9,400 $273,900 $273,900 In addition to those accounts listed on the trial balance, the chart of accounts for Neosho River Resort also contains the following accounts and account numbers: No. 112 Accounts Receivable, No. 144 Accumulated Depreciation—Cottages, No. 150 Accumulated Depreciation—Furniture, No. 212 Salaries Payable,No. 230 Interest Payable,No. 620 Depreciation Expense—Cottages,No. 621 Depreciation Expense—Furniture,No. 631 Supplies Expense,No. 718 Interest Expense, and No. 722 Insurance Expense. Other data: 1 Insurance expires at the rate of $400 per month. 2 A count on August 31 shows $600 of supplies on hand. 3 Annual depreciation is $6,000 on cottages and $2,400 on furniture. 4 Unearned rent of $4,100 was earned prior to August 31. 5 Salaries of $400 were unpaid at August 31. 6 Rentals of $1,000 were due from tenants at August 31. (Use Accounts Receivable.) 7 The mortgage interest rate is 9% per year. (The mortgage was taken out on August 1.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is my mother in law responsible for a car loan debt after the death of her husband?

My father-in-law passed leaving the loan(debt) of a car. The car is solely in his name. She does not need or want the car, Is she responsible for the car? Plus the car is too expensive for her limited income. What should we do with the car? We have inquired about turning the car as a trade in but the value is below the owed amt so she would be forced to cover the difference. Ford offered to auction the car and told my M-I-L that she would be responsible for the difference between the amount owed and the auction price. Our only other option would for the bank to repo the car upon non-payment – 23 payments remaining. There is no estate and the is little to no equity in their house and the house is on the market to be sold. They had little savings, 2 pensions and now she will have his social security.


Degrees best for becoming a Police Officer?

I’m a Senior in High School and College is approaching, now I have always wanted to become a police officer ever since I was little and I plan to be an officer that is my Ultimate goal is to help others in need and help protect people. Now back to college there are so many degrees out there to choose from that will help me in my goal, ex. English, criminal justice, psychology, sociology, forensics and many more. What degree would give me the best opportunity in reaching my goal? Thank you in advance.


Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you


Cash back at Walmart from my discover card?

I started using my new Discover card. When I went to Walmart it asked me if I wanted cash back. I used many other cards before, this was a first. Why is Discover card doing this? Will this be treated as a cash advance? Will you immediately pay interest on this charge? I refuse to pay a penny interest on my credit card. So a clear and concise answer is needed. Will I have the grace period to pay that cash back? Can I take that money without interest?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there any actual free sites for your credit report?? ?


Its there any way I can get an auto loan on my own?

I’m 18 years old and have 2 sources of income. But its not evn enough 2 get a car with allll my other expenses. I dnt have any credit. Im am in desperate need of a car ! Ohh and I live in new orleans la .


Will a furniture store loan help my credit?

I’m trying to improve my credit score without opening a credit card account. I wanted to apply for credit on something i can actually use. Will this help me?


What mortgage companies in washington state will approve you for a home loan with a recent bankruptcy?

i have a good job, ive been rebuilding my credit for 3 months with a car purchase and credit card, have a good debt/income ratio. filed chapter 7 and debts were discharged 9 months ago. looking for a mortgage company that will approve a home loan with less than 2 years from bankruptcy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What credit cards offer the best rewards, with no annual fee, AND offer online bill pay services as well?

I’m looking for a credit card which I can use to do all of my online automatic bill payments for utilities, insurance, etc. Would like to find one with good cashback or other rewards, and no annual fee. Please NO SPAM. I WILL report you if you spam this question.


1-800-925-6142?

I’m getting messages from a Sam (?) Martin every day telling me to call this number for an important personal business matter”. Anyone else recieve these calls or know what this is about?”


When can I attempt to buy a house if my ch 7 bankruptcy closed in May 2010?

I recently purchased a car in july and i am making payments. I am trying to rebuild my credit.


Capital One Auto Loans After Discharged Bankruptcy?

Has anybody had the experience of applying for a Capital One Auto Loan after a discharged bankruptcy? How Long? What were the results?


Are there payday loans for someone who is self-employed?

I am technically self-employed, although I do still work for a company and get a bi-weekly paycheck. My situation is different than most (I am online cam model for an adult website). Please do NOT judge me or think of me less because I don’t have a proper” job. We all need to make money some way or another. All I need is to know if there is an online payday loan company that will give loans to someone


Buying a car when in Chp 13 bankruptcy?

People from Arkansas that have filed chapter 13 bankruptcy but need another car, how do you go about doing that. I spoke with attorney and they said nothing over $15000 but I don’t know how to approach these dealers with this option. Please help!


How can you get an unsecured, personal loan with bad credit?

No need to judge me without knowing the circumstances…I pay ALL of my bills…I co-signed with a friend on a car a year ago (stupid, I know) and it got reposessed. I don’t have dental insurance and have to have some serious surgery. Thanks to all of you kind-hearted folks.


Laid off cant pay car loan what should i do?


What is the best payday loan service?

looking for the best payday loans service for loans up to $5000

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


WHEN APPLYING FOR AN AUTO LOAN, WILL THEY FIND OUT RIGHT AWAY THAT THE PERSON YOU ARE CO SIGNING FOR HAS …..?

declared bankruptcy if its less than 6 months ago?…any one know anyone or themselves be close to a predicament such as this? I would like some input 🙂 thank much! Mahalo!


Its there any way I can get an auto loan on my own?

I’m 18 years old and have 2 sources of income. But its not evn enough 2 get a car with allll my other expenses. I dnt have any credit. Im am in desperate need of a car ! Ohh and I live in new orleans la .


Where can i obtain a free credit report?


Is there a way to check your credit score for free (CANADIAN)?

or at least a Free trial way ?


How many points does your credit score increase by paying off a debt?


What is a Credit Score?

Okay, Im 17, never taken a loan or had a credit card, so I assume that I have no credit. If I have no credit, what does that mean if I want to get a loan for school or a car when I turn 18? Do I need to worry? And what is a credit score anyways?


Are all rappers rich or do they use loans to get money ?

need to know quickly




















































I filed chapter13 bankruptcy on my Car a year a go now its wreaked what happens h ?

I filed chapter13 bankruptcy on my Car a year a go now its wreaked what happens h ?

does my insurance pay it off or do I keep paying bankruptcy and the money goes to getting a new car

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is considered a good credit score, not great, but good?

what site can i go to to get my free credit score. (No strings attatched)


How can i check my credit score without a debit or credit card?


My house’s Grand Deed is missing.?

I had refinanced my house five years ago. I can’t locate my Grand Deed. I know that, my documents are in order, but now I just need it for the Living Trust documentation process. I am almost sure, that I never received the official one. I have a few pages of referring toGrand Deed”


Is there a benefit to making multiple payments on a car loan within a month?

I thought it’s beneficial on home mortgages to pay twice a month as opposed to once. Can anyone explain this? Is it same for mortgage vs car loans and anything that can be done while making same dollar amount of a payment to pay off sooner?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What does EXP REIMB mean? on a paycheck statement?

i was lookin at my weekly pay statement and noticed a deduction i had never seen before…. it say EXP REIMB and it shows a -20.00…. what does that mean?


I stole money from someones Credit card/debit card online..?

I don’t know what I was thinking but I used someones debit card/credit card, I only used $30, I used it online and before I did it I changed my ip (used an ip changer)… so can you guys tell me what is going to happen to me…


How to pay with debit cards not credit cards on online dating sites ?

i need to know or tell me about dating sites with debit cards ,cuz everytime they only accept credit cards lol…,even sites like eharmony,friendfinder or watever ?


I filed chapter13 bankruptcy on my Car a year a go now its wreaked what happens h ?

does my insurance pay it off or do I keep paying bankruptcy and the money goes to getting a new car

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Applying for a mortgage. Will the bank call my employer? FHA?

Here’s the thing, I’ve worked here for 5 years, but quit last year. Now, I’m back as a temp until the end of the year. Im trying to buy a duplex and my mortgage guy needs two paystubs. But, on the paystub it says my job title is Temporary”. I’m so tempted to whiteout “temporary” before faxing this. I was hoping they wouldn’t figure out that its temp. I know I can pay the mtg without my job (I have other rental income). the problem is I don’t want to get into trouble. So


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


Terms for a $75000 home loan for a first timer with bad credit???

I would like to buy a home that is listed at 60-65 thousand but would like to finance for around 75000 and would like to be able to use the extra money in the loan for home improvements, furnishings and personal items…. Whats are the general requirements and and credit needs??? Also do not have a down payment… I live in Shawnee county Kansas….. Thanks for any help!!!!


Anybody have any insight with CREDIT REPAIR?

I have heard so many things about credit repair… I just wondered if you could share what has and has not worked for you…Thanks


How can i get a free credit report?

where can i have a free credit report?


How do I get pre-qualified for a home loan?

Looking to buy a house for the first time and I’m just curious as to what I need to do and what I need to know. Thanks.


Who do we file a complaint with on the company who finances our auto loan?

In a phone conversation today the man even mentioned we always make our payments on the 15th or the last day of the month and asked is that when you get paid. We said yes. We are not behind in our payments as far as not making them we haven’t missed a payment at all. It was just last months payment was late a few days and now they say they changed their policies that it must be no later than 48 hours late or they will begin calling everyone. He was calling days before the payment was even due demanding we give him a post dated check for the one that was past due and also for the upcoming month that isn’t due until April 24th.


Will I loose my house if I file Bankruptcy?

Im a senior citizen, I got my house in the early 70’s and never had a mortgage. I own it in full as I paid a friend directly for it. Im swimming in debt and cant make ends meet. Im a widow with no second income. I owe 55K in debt alone. I need help. Im scard ill loose my house, its my own place to live. Can I file bankruptcy and not get my house taken or have to sell it ?


I filed chapter13 bankruptcy on my Car a year a go now its wreaked what happens h ?

does my insurance pay it off or do I keep paying bankruptcy and the money goes to getting a new car

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is one difference between fixed-rate mortgages and variable-rate mortgages?

A. Variable-rate mortgages usually start at higher interest rates than fixed-rate mortgages. B. Variable-rate mortgages usually start at lower interest rates than fixed-rate mortgages. C. Variable-rate mortgages’ interest rates remain lower than fixed-rate mortgages throughout the loan term.


Do I even have a credit score after 8 months of using my first credit card?

I have had my first credit card (no other forms of credit before this) for 8 months and don’t feel like paying Capital One the $6 fee for credit inform


Is it a wise decision to consolidate credit card debt with a personal loan?

I recently graduated college and was unemployed for several months afterward. My savings, etc, quickly ran dry, and I began carrying a credit card balance to live. I’ve begun working (finally), but my credit card balance is quite high now. The interest rates on my two cards range from 11.9% to 16.9%. I’ve just finished paying for my car, so I now own it outright. The resale value is fairly high. I think I can get a personal loan through my bank to pay off my credit cards, especially if I use my car as collateral, at a rate of 8.9%. I’m sure these compound differently, but I just don’t know enough about it to compare the costs. So, three questions: 1 – Would it save me money (in interest) to pay off the higher interest credit card balances with a personal loan through my bank? 2 – Is it wise to use my car as collateral? 3 – Does a personal loan look better” on a credit report


Can a creditor call my employer to collect a debt?

I recently had a creditor, (General revenue corporation) Call my work to find me, Is this legal?, it really burns me that they would bother me at work to collect a debt. Can I do anything to stop them from doing this in the future?


Where is the best place to get accepted for a loan/auto loan, even if you have bad credit?

I have a red flag on my credit. It’s a car that got repossesed, but the odd thing is, it don’t show up as a repossesion, it shows up as an unpaid balance. I can’t afford to pay off that balance AND get a car. I need a car now. Used is fine. Payment history on the old car is really good. Anyone know where I could apply for a loan or what I can do???? Desperate. We have a new baby on the way, plus both me and my husband work and his car just quit on him today so we need some help. THANK YOU.


Are there resources out there who give auto loans to people with bad credit. If so, what are they? TY.?

Hello. I have a 493 credit score and my wife, a little higher but still under 600. I was wondering if there are resources available out there that would award us with a 5-10k Auto-Loan. We’re not looking for Zero down – we can put near 5k down. Just need financing help with the rest. Thanks,


What happens to gmac auto loan after death?

what happens to gmac auto loan after death


What happenS if a person goes bankrupt?

What will happen to his debts. What are the consequences?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can Anyone Tell me?

where and how i can find out my credit score and yessss i have already tried freecreditreport.com and its a rip off you have to pay so if anyone know let me know


Where do I get a free credit report?

Does anyone know?


We all know their songs, but have you ever gone to free credit report .com?


Who won free credit report’s new band contest?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I think my Credit has been stolen, What do I do?

Well I just turned 19, I decided I would apply for a credit card. I got denied and they said something about a lien. So ive tried pulling up my credit through the free annual report thing. In order for me to pull up my credit it wanted me to chose from a series of questions on a loan I may of had (security protocol)? I answered none of them, seeing as ive never had a loan or anything. It said that I was unable to prove my identity. Who do I call to complain or find out if my credit has been stolen. Thanks


I filed chapter13 bankruptcy on my Car a year a go now its wreaked what happens h ?

does my insurance pay it off or do I keep paying bankruptcy and the money goes to getting a new car


Is it important to hire a credit repair company?


What does HOME EQUITY really mean?

What does Home Equity really mean? How do you know that you have it??? I’m planning to buy a house for $314,950 with $2550 closing cost assistance. Other homes in the neighborhood range in price from $322,000 to $340,000. So what is my equity?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why is my transunion credit report poor and my Equifax report fair. They only reported negative items to transunion?


Does an auto loan build good credit?

I recently financed a vehicle with the help of a co-signer. This is the 2nd time I’ve needed a co-signer, as the original loan went to the credit of the Primary, and none of it went to my credit score (which is currently at 0). With this most recent auto loan, I’ve noticed that the loan was picked up by my bank. Now, when I log into my checking account to see recent transactions, my auto loan appears there as well. Will this help build my credit score, since the loan is essentially tied to my bank account? It isn’t set up as an auto-pay” type of deal


Does anyone know of any online installment loans for people with less than perfect credit?


What should my car payment be in relation to my monthly income?

I want to know how much money i should spend on a car payment ONLY. I make about 3200.00 a month. is a 388 payment too high. My rent is only 600.00 plus bills. WHat do you guys think? PLEASE HELP


How long does it take for Discover to mail you your credit card?

Some people I heard it only takes a couple days. Anyone with a Discover card here know how long?


I can’t get my credit report through annualcreditreport?

I know I’m entitled to a free credit report at annualcreditreport.com, but for some reason it will not let me access it. It says there is either a freeze on my credit (I haven’t put one on), a fraud alert (haven’t done that either), or the information on file doesn’t match the information I gave. If that’s true, I’d like to get it fixed but I can’t since they won’t let me see it. I don’t have any credit cards but I wanted to check my credit report to be sure no one is using my identity to obtain credit. help please!


Payday loans?

I would really like to know if you have ever applied for one and what was your experience. or if you know about them or you know a reputable one.


Is Wendy’s going bankrupt or something?

They must have fallen on hard times, otherwise why would they constantly try to screw me out of my 10 cents worth of sweet and sour sauce when I order nuggets? Seriously, I’m p*ssed off. I order stuff, then get no sauce after I asked for it and no ketchup with my fries. Why do they do this all the time? At least McDonalds has an excuse for screwing up my orders…everyone there speaks spanish. This crap at Wendys is inexcusable. Dave Thomas must be rolling in his grave.


Bankruptcy question on claiming car…?

Thats just it, they don’t just repo it. I’m wanting to know if I claim it on bankruptcy would it be a valid claim even if the car company I got it from made me sign a paper saying I wouldn’t file bankruptcy on the car. And the other part of my question is that if I let them repo it, could I then get it cleared off my name in bankruptcy? I had a scooter half paid off and a bank repoed it and had the nerve to say I still owe them the full amount still after their fees. They’ll try and get me for repo fees, etc is what i’m afraid of and i’m just hoping bankruptcy would stop that.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can someone please tell me what Annual Percentage Rate is and give some examples?

I always see APR for a home loan or auto loan, but have no clue how it is applied. Thank You


I filed chapter13 bankruptcy on my Car a year a go now its wreaked what happens h ?

does my insurance pay it off or do I keep paying bankruptcy and the money goes to getting a new car


Need a loan for school. Bad credit?

I went through financial problems in the last two years and my credit is very damaged (593) but I want to go to school. Could I still get a loan? any tips? Thank you


I heard that med bills can’t be counted towards credit scores. Is that true? What do I do about this mess?

I owe money to Quest Diagnostics, a large company that does lab work. I have hypothyroidism and my dr was having me come in for several blood tests a year, at a point, as often as once a month, till the thyroid levels in my blood were steady and healthy & my meds seemed like the right dose for me. there were a few yearly physical exams w/ blood tests as well. Some visits I was uninsured others i was (when i got F/T hrs w/ benefits) but cuz I was diagnosed with my condition prior to joining, they wouldnt cover it (prediagnosis) for the first year of the plan. All occured over a few years, off the top of my hear I think the first visit was oct/nov 2004? First collections called a lot but i didnt answer & it just stopped one day. There was a while when I got letters by mail each one trying to sound more serious/threatening than the last. They didnt stop but slowed down tons. I need my debt total so I can plan payment.Bill says amount due for indiv visit. Sent separately but inconsistantly


Where can I get my free credit report ?

freecreditreport.com , experian, transunion, equifax are all in together to make money off me. Where can I get a real” free credit report without having to give up my credit card information and sign up for some monthly membership or a dumb “identity theft monitoring alert” service ? thanks for any help!”


Can a collection agency report a 7 year old debt to the credit bureau?

Anywhoo: thanks so much for your help. So basically I am still in the clear on this situation? I just have to send the letters and then I should be fine? Since it was only a verbal communication between us then Im still not obligated since its past the SOL? What if I dont send any letters to them? What actions could be taken? Im just not understanding what difference there is since its past the SOL anyway..


Where can I get have credit reports run for free on my tenants?

I have an application form from 2 tenants for a prop I will be renting out. I have their SSNs and signed consent to run the credit checks. Where can I get it done for FREE? Please do NOT sugget contacting my local realtor to do this for me. I know that already. But that means paying money. I am asking of some service that will perform this for free. Help!




















































If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

And if you can I would like to see how you would figure that out.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I file bankruptcy, how much of the 12,000$ that I owe does the creditor receive?


Is it safe to become a porn site member using Credit Card / Debit Card?


Why is checksmart only giving me 200 loan?

these are payday loans/payday advance loans


Is my credit score good enough to get a personal loan? UK only please?

I have just found out that my experian credit score is 744. I am a self employed tenent earning £3500 a month which I bank on my hsbc account. I have had my hsbc account for 10 months and am told that my internal credit score with hsbc is good. Do i have any chance of getting a personal loan off them? Have any of you managed to get a loan with a credit score 0f 744 or less? Dont bother sending me emails offering me loans. Im not stupid and am well aware of the scams going on.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can a Credit Union redo my auto loan?

Basically, i was working down in Tampa for a company that has ties to a Credit Union. Well I worked with the company for about two years and I had an auto loan processed thru them, with a 6.99 interest rate. Due to family issues, I had to quit this job and move back to NY. Now, I advised the credit union of this, thinking I would simply pay my auto note now the old fashioned way, via car note book and send in the money. I do not have direct deposit and thus they dont take money out of my paycheck every two weeks. I recently advised them, since the auto is a Crossfire, I will look into a Ten Day Buyout. Well the deal stinks so I am not going that route. I get an email from the Credit Union saying due to my recent job change, they want to run my credit and redo my loan? I hope this is not the case and it is just misunderstanding cause they thought I wanted another car loan. So I am curious can a Credit Union do this or any bank for that matter?


How long can a non secure credit debt follow you?

I will sum this up for you. I got divorced and had to pay support back in 1997 and could not afford to pay a sears card and a loan through Citibank due to survival and to stay out of jail for non support. I became disabled two year ago and still have creditors haunting me the debt is under two thousand but I still cant pay it. It’s been 12 years and the debt has been sold to some portfolio company that still tracks me over this. Help!


Is it possible to get a 24,000 car loan without a co-signer? I want a 2010 Camaro!?

Alfred…1. You are a hater and you motivate me =) 2. I said a 1,000 balance NOT spending limit…for all you know my spending limit could be thousands…I elected not to give that info and 3. my honda is actually worth 12,000 alone…you should check K.B.B on that one…if you knew anything, you’d know Honda’s dont depreciate in value like other cars…and 3 no I won’t be back here with the same mistake” because in a couple years i’ll be making double/triple what I make now


If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

And if you can I would like to see how you would figure that out.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


For those who filed chapter 13 only.?

Can a mortgage ever be restructured in a chapter 13? For example having your interest rate recalculated or lowered. chapter 13 has a provision, that if your car is over 2.5 years it can be restructured where you only pay the fair market value. If you owe $25,000 and the fair is $18,000 the you pay the 18,000. I was just wondering if there is a stipulation like that for mortgages Not with loan companies, within the chapter 13 bankruptcy. This state may be different, but If you are or were a chp 13 filer, give me examples of how it went it your state.


Can you get two mortgages for 1 house instead of 1 big mortgage?

i am buying the house with another person, so can we each get a mortgage for 300k?


I AM RETIRED PENSIONER AND LOOKING FOR HOUSING LOAN/HOME LOAN,PLEASE GUIDE ME?

housing loan/home loan


How do I get off a carloan as the cosigner?

I co-signed for my (now) ex-boyfriends car about a year and a half ago. I only did it because I was told that it would only be for a year, and then it could be transferred into his name. Well that didn’t happen, and I now have creditors calling me because he continues to fall beind with his payments. I am not sure what my rights are, or if I have any as the co-signer. The creditors and bankers are no help, and I seem to have a hard time finding people who can give me good advice. As a co-signer, can I take the car from him, and sell it on my own, or do I have to get it transferred into my name before I can do anything?


How can I lower auto loan interest rate without refinancing?

It shows that the minimum payoff amount in order to refinance a car is $7500 in California. Currently we owe $6800 some odd dollars on the car. We have 34 months left but the APR is at 19% because at the time we got it a little over 2 years ago, our credit was pretty bad. Our credit has recently improved. We don’t qualify for auto refinancing apparently even though we’ve paid on time every month for over 2 years. The only reason we can’t apply is because we owe too little! Is there a way we can work around this? Should we ask our current auto lender for a lower interest rate or should we refinance, saying we owe $7500, and then get back the remainder? I don’t know how this works. Thanks


Which is worse for credit, bankruptcy or debit negotiation companies?

talked to a company that helps” with debt


How long does an Arizona Chapter 7 Bankruptcy stay on your credit report.?


My credit score is 698. Is that good?

I applied for another credit card, hoping to use it for debt consolidation and was turned down. I applied for a credit increase on one of the cards I have now and was turned down. However, for yet another card I was given a $500 increase. So I went to creditkarma.com to get my score and figure out what was going wrong. I have a good payment history and don’t have a blemish there, but what could I be doing wrong? Is 698 bad now? I understand that lenders have tightened up their guidelines for borrowing, so what used to be a good score is not so good (if I understand that correctly). I’m reluctant to try and apply for another card because I don’t want my score to go any lower. I heard that moving can lower one’s score too, and I’m moving in May.


If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

And if you can I would like to see how you would figure that out.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Current student loan consolations rate?

can anyone tell me what the current student loan consolation rate is? Do you know any lenders that will let me consolidate 45k and repay it over 20 years?


CAN YOU BORROW MONEY AGAINST YOUR EARNED INCOME TAX CREDIT?

I HEARD OF THIS BUT DONT KNOW IF IT IS TRUE OR HOW TO GO ABOUT DOING IT


How much will be a PMI Mortgage Insurance for a 200000 house?

If the downpayment was only a 5%


How do I get out of payday loans? I need a bigger loan.?

I need to get away from payday loans and get a bigger loan but my credit is terrible. I have bills to pay and 2 house payments (borrowing from Peter to pay Paul) and having to get payday loans to make ends meet .With there fees I have no money to pay my bills.Is there a loan I could get to get me back on my feet?


Auto Loan no credit half down?

I want to get a 2012 chevy 3500hd its a $40,000 vehicle I have $20,000 saved I was wondering I have no credit if a car dealer would work with me. Or if you have any advice would be much appreciated.


Do you regret filing bankruptcy?


How do I find out about my credit rating?

Hello, I am looking to find out about my credit rating & debts, however I cannot seem to find anyone to help me?! Is there any companies that can find out for me? I would like to pay of any debts I might have as I am not sure which I have paid & which might still be outstanding!?! Thanks heaps!


I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?

I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What makes credit scores go up?

I just paid off ALL of my loans and credit cards last week. will that bring up my credit score, and how long does that usually take before it will show up on my credit report


How can I figure out if someone got a credit card under my name?

I have opened a bank account because my parents wanted to put money in my bank account and well the bank has been sending me credit card offer(The applications with it) and my parents wants me to get one so they can use it but I don’t trust my parents(They have a history of screwing me over constantly). I am afraid they will use the credit card and won’t pay the money and screw up my credit (They have already screwed up theirs). I am afraid they opened a card under my name.. I don’t want them to screw up my credit.


Where’s my account number on my bank of america debit card?

i’m trying to retrieve my account username on the bankofamerica website but i’m not sure where my account number is on my debit card i know it’s 8 numbers long but that’s about it.


Struggling mom needs help in michigan?

I am a single mom and am trying to find a job but i cant when no car. I leave with my parents and they both cant drive either and my mom got stage 4 bladder cancer and needs to get to her appointments but it hard. My son needs to get to her appointments too. but DHS and them wont help unless i have a job. i dnt have any money to buy one because i live from pay check to pay check. so can any one help me with this problem? anything would help advice point me in the right direction.anything. Plus any one have any ideal where i can get a good help with a lawyer who deals with pro bono cases for help with bankruptcy? thanks i need help as soon as possible.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about creditkarma vs equifax?

Ok so my creditkarma account said my score was 573. Then on equifax.com it said 590. A 17 point difference. Well now after I had a couple things removed from my report my creditkarma says 594. Is it fair to say my equifax is around 17 points higher now also? Creditkarma updates every week while equifax only updates once a month I believe so right now my equifax still says 590.


If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

And if you can I would like to see how you would figure that out.


Will I get approved for a best buy credit card?

I got a credit card end of december 2008 and made all payments more than min payment, if not in full every month or before. I am looking to buy a decent hdtv from best buy, from what I understand, you can only get monthly payments using their credit card. Would I be approved with the credit I currently have? What kinda limit might I be looking at?


Auto loans suck what to do?

With insurance my car is half my monthly paycheck I’m 19 so I don’t make that much, I’m trying to get an account with navy fed but they won’t touch me right now because of my low credit score. How long do I have to pay on my loan until I can refinance? Or can I get a cheaper car life sucks 🙁 I feel trapped

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


TD Banknorth Auto loans?

Anyone ever use TD Banknorth for auto loans? I never have seen them advertised” on tv or radio or even in my bank


Are companies with credit card info on file allowed to charge it without authorization? DIRECTV?

The lease addendum is different than the customer agreement. All I signed was a lease addendum which says that I will have to pay early termination fees. I am willing to do that. Directv said that the customer agreement is what holds the information about my credit card being charged if I don’t pay within 6 days. I never received that. I only signed 2 papers at the time of installation. An equipment certificate stating the equipment was installed and a lease addendum which again refers to the equipment. The equipment is what the early termination fee is covering. I have no customer agreement because they have never sent me one.


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


Good ways to build credit?

My boyfriend and I both live with my family at the moment (we are fresh out of high school and full time students, with only part time jobs, we are saving up to get our own place, but we want to be financially secure when we decide to do so, so we think it best to wait) We both are trying to prepare for the future by building good credit, so when we do decide we are ready to move out, we can do so, without hassle. So I read online that applying for a walmart credit card and only using it for gas, and just paying it off on time every month would help. So, we applied for a credit card. Declined. We also read that a cheap contract phone plan, would give us a good history of paying for things on time. We don’t even qualify for a contract phone plan (without a hefty deposit, and having to pay for the first month’s bill up front, and that is a large sum of money to pay all at once, when you combine activation fees, taxes and surcharges). I honestly don’t know what could be causing ME to be turned down for all these things, yes, I have a bank account, and yes, I have had two overdraft fees in my life. But, neither were my fault. (amazon making a mistake and charging me for a service I cancelled, and my phone service provider automatically charging my card for a month’s bill, when I specifically told them not to.) And I got refunds on both and paid the overdraft fees within a week of them happening. But, could this really negatively affect my credit that much? Or is it that I have such little credit history, that I don’t qualify for the credit cards and the two year phone contracts? My boyfriend however, does actually have a reason for being declined. Right after he turned 18, his LOVELY, and I do mean LOVELY, parents jumped on the opportunity to put cable and internet under his name. (They already had unpaid bills from the same service provider under both their names, and their 20 year old daughters, so they just couldn’t wait for him to turn 18 so they could ruin his credit, too.) Regretfully, he agreed to let them do it, they swore that they would keep up with the bill this time, and his credit would be fine. But, of course, they lied. not even two months later they stopped paying the bill, and I don’t believe they have paid their balance due, to this very day. So, are there any suggestions on how to build some credit for me, and to get back my boyfriend’s good credit? Most apartments do a credit check. And all credit cards (that I know of) do as well. All the major contract phone providers do this, too. We are applying for a gas credit card, but I’m sure that will be declined as well. Any suggestions would be appreciated. Please, don’t be rude, we are new to this whole paying our own bills thing”


I am a single mom and my credit really went through the toilet due to my divorce. I need loan options…….?

I do not want a payday loan and I have been turned down by traditional loan methods.


I’m applying for a job and cant have 7500 or more in debt. but i have a charge off auto loan for 18,000?

my question is is this considered ‘debt’? i know its debt but would it be counted against me since its a charged off auto loan..?


Are the guys in the freecreditreport.com commercials actually a band? Do they know each other?


Are there any auto insuarance companies that only look back 3 years for accidents and violations?

I’m in Illinois.


Credit Accounts not reporting accurately?

I had a personal loan that I didn’t pay for like 2 months due to job layoff, and it got sent to collections. I ended up paying the loan in February, 2010. It was supposed to be paid in January 2010. I am looking at my credit report, and it shows that the account was closed.Like the company never reported it paid. It says *KEY DEROGATORY*….So I am well off now, and I have a great job, but I am applying for a loan for my car, and they need confirmation that I paid the loan off, which is not a problem, but why haven’t they reported it paid? It has been saying Key Derogatory since Feb 10, and it is bringing my score down! Is there anyway that someone can backdate my score to Feb ’10 because it was PAID!!! Do you see what I mean?I was thinking about wring to Experian, and writing to the credit department for that bank who I had the loan with

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy question. ?

I have been struggling for the past few years with my bills. Lately its become extremely hard to pay everything especially since my partner lost his job. I have gotten into a huge payday loan mess because of basically borrowing to pay the other. I have been paying on all of them, but now that I’ve decided to take control of my life, Im afraid that the lawyer I see on Tuesday will say I can’t add those loans because of when they were taken out. I know that sometimes it can seem that people are trying to commit fraud but I can show proof that I’ve been paying. Do you think they will accept them? Please only serious answers.


If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

And if you can I would like to see how you would figure that out.


Question about an auto loan?

If i applied for a auto loan for about 12k and i was denied from one bank is there a chance that another bank will approve me? i have a 708 credit score BUT a few inquiries which is holding my credit back from being great. I have a stable job that pays very well, i have 2 credit cards that have low balances and i never missed a payment. Just wanted to know if I apply for another bank will it make a difference?


Does anyone know any payday loan companies in the UK that approves everyone?


What will a bank ask in an employment verification process?

In terms of a mortgage loan, what will the bank call to verify? They can’t ask how much the salary is, can they? I was thinking it would consist of Job Title and duties & Length of employment. Can anyone elaborate on this in detail?


What kind of things affect your credit score?

Is it limited just to credit cards and loans? Can things like Netflix, cell phone bills, or gym membership payments affect it? Thanks!


HOW? Equifax and Transunion have N/A credit score but EXPERIAN has 712 w/ 4 judgments for dr bills?

How is it possible that Experian has a 712 score with 4 public record judgements, and transunion and equifax have NA scores ? I have not used ANYTHING on credit in last 3 years since divorce… Where do I start to rebuild all the scores? I know pay of judgments ( they are dr bills due to ex husband )… I applied for capitol mastercard and got approved instant… but applied for visa and got denied? all from capital 1 site that says for AVERAGE credit? PLEASE HELP.. thanks