Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































I am 22 with a credit score of 635..should I be worried or is it normal?

I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I get a free copy of my credit report w/o having to sign up for these b.s. trial memberships?

I’ve tried freecreditreport.com, creditreportamerica.com, among others. They all require you to sign up for these free” trial memberships to all these b.s. companies. Then you have to call them all and cancel them but still have to pay the initial fees. How can I obtain my credit report without all this hassle?”


Debt Consolidation help?

My husband and I have about 25K in debt including the pay-off of my car loan, and misc. doctor bills. I recently lost my job, and was wondering what my options would be. My husband makes just enough to cover all of our bills every month, but that leaves us with no money for groceries, gas, and extra expenses if they arise. We are looking to consolidate all of our bills into one payment.. we are willing to spend up to 1K a month for a loan, but cant seem to get one. I’ve tried Chase, where we’ve been banking for the past 6 years, lendingtree.com, and citi financial. We have decent credit (700 for the both of us), but we can’t seem to find any where to get a loan. I’ve been on prosper.com, but they arent accepting any new applications. We’ve lowered our cable and phone to the lowest possible plans, but still need the extra money to get by. If you have any ideas that can help, please let me know. Also, we are on a budget, and have a child..


Where can I find a loan shark? FAST????

Am a part time college student in need of my own place and fast I can’t handle it here anymore because I feel like am dying inside always. I just had my 15 year old sister put in jail because she wanted to kill me with a knife because she thought I had touched her PC….sad. And now my family is upset (am 18) with me….no one ever loved me in this family so am pretty much has always been alone but existed it amazes me am alive each day… I need a loan shark and don’t care about the risks of one its either me die here or have my own place and pay them back. I need enough for food,place,clothes. But will work within three weeks so I can start paying back then slowly but it will be paid….I have bad credit that I messed up at 16 and wished my mom wouldn’t have let me get one but in general I need a loan and fast! Please : (


Can i apply for a jcpenney credit card with a bankruptcy on my credit report?

i filed in 2005 and i wish someone would have talked me out of if..i had no idea about credit and at the time i might have been less than $10,000 in debt..wtf ..i was young and dumb!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Annual Credit report .com a safe website to check credit?

I want to know how my credit looks and was wondering if this was a safe site to use. I’m not really sure if it’s safe. it looks a little shady but I might be wrong. Personal experience greatly appreciated!


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Anyone have a positive bankruptcy story?

Bankruptcy isn’t always bad news…does anyone have a personal experience with bankruptcy that has a happy ending? Love to hear some good news about a banko for once. Thanks.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have awful credit, so where can I get a loan?

I have horrible credit and can’t even get approved for something like a Wal Mart credit card. I already have a title loan so that’s not an option, and I don’t have a bank account so I can’t go to some Payday Loan” place. Is there someplace like a bank or credit union I can go to to get a loan of at least 2


How many times can car dealerships run my credit before it affects my credit score, within what period of time?


Where can i find instant faxless loan payday?

Every payday loan company rejected me.I just need to loan 900 to pay for my bills , could you recommend me some I want easy approved instant loan with no fax request.


How to get an FHA loan after bankruptcy?

Vic, because I have a family to raise and don’t want to do that in an apartment. I have NEVER missed a payment in my life until the condo lost about $250,000 in value. Since my BK filing, I have not missed a single payment and don’t plan to in the future. Throwing stones doesn’t help answer my question.


Prequalify a mortgage Bank of America – What to expect?

Before I even go prequalify or preapproved, I want to be absolutely ready. I’ve read somewhere here somebody went to get himself pre-approved then was told a few weeks before closing he had to have reserved money in his account (2 months of future mortgage) or you have to have 4 lines of credit open etc.. Anything else I need to be ready for? Also, how much reserve” will they be looking at? Like the guy I read


How do I get out of a co-signed auto loan?

I stupidly co-signed for my now ex fiance’s bike. We have since split and no longer live together. Is there anyway I can get out of this stupid loan? He doesn’t have the greatest track record of paying things on time and now that I can’t hound him to pay the loan on time I’m getting nervous…


Court-ordered sales?

Is a court ordered sale the same as a foreclosed property?


How can i file Chapter 12 bankruptcy without an attourney in the state of Kentucky?


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What bank will give me loan with my bad credit?

I need a loan to pay off my credit card with less interest rate and less monthly payment. I also have a bad credit. Which bank will give me a loan with bad credit?


Can you declare bankruptcy and include an old IRS tax debt?


How did Millie the mermaid die on Jessie?

I didn’t see how she died. I just heard them start talking about her will and eulogy so I looked it up and found out she died but I don’t know how.


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Please HELP, medical bills on my credit reports and I do not know how to pay them back!!!?

Hi. I have about $30,000 worth of medical bills on my credit reports!!! This is all a result of going to the hospital in 2008 because I had trouble breathing. The hospital ran every test under the sun knowing I had no insurance. When it was all said and done I was diagnosed with seasonal allergies and was sent home after a 4 day stay; shortly after I started receiving the medical bills. I did not pay them because quite frankly I did not have a red cent to my name all of my money goes straight to all of my “survival bills” like rent, food, transportation, and the such. Now, fast forward 2 years I have $30,000 plus worth of medical bills on my credit report and my credit score tanked to 568!!! Should I opt for consolidated credit company or should I get a lawyer (I can’t really afford a lawyer :/) What to do???? It is too late to deal with the hospital since they sent me to credit???? HELP PLEASE!!!!!!


How old do you have to be to get a credit card?


Bad Credit Private Party Auto Loans?

Does anyone know where I can get a loan for a private party auto sale if I have bad credit? I make a few mistakes a few years ago and now I can’t get a loan to get a new car and mine is broke down and I can’t fix it.


When is the Kmart Payday for March 2014?

I just started working for Kmart and dont have training for awhile, so I was wondering when the paydays for Kmart for this month, March 2014.I didnt want to ask about the payday, because I was just happy to get the job!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will gas stations accept credit card numbers?

the account is active but i didnt have the actual CARD with me. it hasnt been sent in the mail yet. i just have the account number, security code, and exp date. i tried to go to a gas station and pay for gas with just that info and you DO have to have the actual card there for them to swipe. there was no way for them to manually put it in the register. at least that was the case for the gas station i went to.


My husband and I were evicted in 2005 the apartment complex filed bankruptcy how long will it be in the courts

we were the tenants and we want to move from where we are but we are wondering if the eviction will haunt us from getting another place


What is the phone number you can call to receive a free annual credit report?

I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few years ago over the phone and I got it in the mail for free and I am tring to do this again.


How can i borrow 1500 to 3000 dollars if i have bad credit and pay back monthly?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Online loans from a different state?

i defaulted on a online payday loan over 6 years ago.they constantly call me and family members.the loans are illegal in my state what can they do since my only income is disability no WELFARE as a insensitive person commented earlier.any way to stop them from calling my family members what is the time limitations for them to comstantly harass me


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


Reasons for Scholarships?

I’m only going to college for two years. I need only 5 grand


Is it possible with a great business plan to get a loan after bankruptcy?

I recently filed chapter 7 bankruptcy. I want to buy a business from the owners I work for as soon as possible. I am working on a business plan (with help). So my question is do you think its possible i’ll get approved after waiting a certain period of time(2 years?), and if I have little capital to apply towards the loan? This is a well established business that ive been running for the owners for over 2 years, I know how to completely run the business already.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where to get a credit report (preferably free)?

Figured it out: For Canada: http://www.equifax.com/contact_us/en_ca There is a link to a free report on the right.


Statistics Question!?

Interest rates for home mortgages have, in general, declined during recent months. With the apparent favorable influence for new-home building, there seems to be a clear relationship between x = the prevailing mortgage interest rates and y = the number of new houses being built per month in a midwestern city over a period of 18 months. A scatterplot of the data collected shows that the linear model is appropriate. The equation of the least-squares regression line is Number of new houses = 672.89 – 30.65 × Interest rate and r 2 = 0.49. What is the correlation coefficient between Interest rate and Number of new houses being built?


What happens if you accidently deposited a check twice?

so i found this check in my drawer, so I was thinking I just forgot about it, but then I realized I already did the mobile check deposit months ago lol, idiot me…I looked on my statements…well it did post today, I am going to wait in case they take it out, but any ideas? It’s from this company online ( busy ) btw the first time I deposited it , it was sept 2013 and then last night I deposited it


How is the hotel regulations here in UAE?

technikdubai. thanks for your insights! but i’m not talking about prices. im asking for regulations, on their rules for non-married couples booking a hotel anywhere in the uae. i just want to have a clear idea on their rules before going through price discussions. well there are certain privileges that western expats enjoy a lot as compared to asians like me. i’ve seen them literally over the time. again no issues on that. i just want to know their regulations.


Applying for a mortgage loan online??

Hello. I was wondering if I apply for a mortgage loan online, is this a preapproval type of thing only?? I mean will I be bound to this?? B/c u know they have so many rules that apply & clicking ‘OK’ is like your signature. I just want to see what I can get & try a few places first. Is that ok. Thank you. I will choose best answer.


Where can i bid without using any CREDIT CARD?

Actually i dont have a credit card and my dad doesnt wanna lend his card, so i thought that if there was any other bidding auction site where i can bid without the credit card. THANKS.


Zero Percent Auto Loan?


I need a personal loan?


Can i get the Citi® mtvU™ Platinum Select® Visa® Card for College Students?

I am a college student. I just turned 18, so i was wondering if i can apply for this card and be approved…I have a job, but not so sure i have any credit history, can i get this card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this. Thanks in advance.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


How to add my daughter’s name on my auto loan?

How do I add my daughter’s name on my car loan? I want my daughter to have the privilege to change the license plate in the state that she is moving to, that’s why I want to add her name on my loan, so that she can have co-ownership of the car. Is that possible? All it needs, is for me to call the bank that I have a loan? How does that work exactly? Does adding her name give the privileges I just mentioned above? When she changes the license plate, can she do it alone? or does she need me there?


How do you get your FICO for free?

Is there an easy/cheap/free way to get your FICO/credit score for free?


Who is the best LOAN lender ?

i am a forginer and i want to take a LOAN of 3 Million USD can anyone let me know real (Not a scammer) a real LOAN lending company or a lender ? friends i went all the net and all are scammers please let me know a good LOAN lender for me please (Give me there contact details or email address) Thanks Friends


I just got my credit report and it didn’t say my credit score?

how much is it usually to get the score?


Desperate for a FREE car history report?

I currently have a 2003 Ford Taurus in which is an okay car, but I would love to know the history of this car. I need a site or something where I can receive a FREE car history report. When I say FREE, no credit card info or billing info is required. If any of you guys know of any where. PLEASE RESPOND!!!




















































How do you get 0% APR on an auto loan, is it past credit or a promotion only?

How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Sallie Mae student loans?

I have been attending school for the past year, using Sallie Mae student loans to pay for in person education. Now, I am trying to switch to online schooling for the remainder of my AA. Does Sallie Mae cover online schooling? What about housing?


Does any one know where i can get a free online credit check ?


How much of your monthly income should be a mortgage payment?

Say on average you make $3,000 a month. (I live in Oregon by the way..) You still have to pay other things like water, sewer, garbage, electric, cable (maybe).. How much should you aim your mortgage at while looking for a home?


Is it true that every time you check your credit report through freecreditreport.com it counts against you?

I’d also like to know how many points they take off per credit inquiry.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the best student loan consolidation options?

I have some $50K in student loan debt, which is defaulted, and in Colorado and New Mexico, across several loans. What are my options as far as consolidation goes? Are there non-profits that could help the interest stop? Will I be eligible while they are in default or do I need to get them out of default first? The current asking payment rates on my loans total about 40% of my income and are not feasible at this time. Specific names and websites of agencies that can provide assistance would be appreciated.


Part 9 Debt Agreement – What does the future hold?

I am living in Australia, and have been paying off my debt for about 2 years now, and have one year left. I am concerned about my future, I have a fantastic job now and I own my car, but I am worried that my credit rating is too shot to ever be able to get a credit card or home loan. Has anyone ever been in this situation before or have any advice? I am so much better with money now, I don’t want to be punished forever for my mistakes!


Is it realistic to get an auto loan with a FICO score of 650?

I had some credit problems in the past and most of the negative items will be removed from my credit report in less than 6 months. My current score is 605 and I expect it to be at least 650 by next summer (perfect timing, since I’ll need a new vehicle by then). My understanding is you can still get a high-interest loan with about a 625 score. But, how much lower would that rate be with a score of 650? I intend to borrow in the range of $13-$15,000 at 60 months.


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my free credit report easily?

How can I get my free credit report easily?


BANKRUPTCY CHAPTER 7?

if a debt on your credit report said discharged under chapter 7 does that mean you do not have to pay this debt?


What website can you check your credit for free?


Can someone answer this and show me the steps u did to get to your answer?

Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700


What does shorting sale of sub-prime mortgages” mean?”

Referring to what Goldman Sachs was doing


Question about bankruptcy?

Ch. 13 bankruptcy will stay on your record for 7 years. Someone also told me 5-7 years. Question #1-Is there a way to have your bankruptcy record not last as long if youve paid a some of it back. Question #2-If so, what is least amount of time it can potentially stay on your record depending on how much money you pay back.


How old do you have to be to get an auto loan?

They will not give my mother one because she has an open loan.


Canadian border services training?

I’m very interested in becoming a border officer, does anyone have any tips and advice for me? can i apply and receive a student loan during my training?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Am I the only one who considers the free credit report band one of the best bands of the era?

I think they’re up there and I’m not a class rock fanatic. Even though the front man is lip singing. they have much charisma and that It” factor to them.”


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


Where can I get a FREE credit report with out credit card required? Or, I can pay with paypal?

I want to get a detailed copy of my credit report. Also, one for my fiance as well. I DO NOT want to pay for a copy of this… what can I do? I can use funds in my paypal account… Does anyone know a REAL free credit report website that doesnt require your credit card?


Filing for bankruptcy with a lawsuit pending?

A man who had a class action lawsuit filed against him just filed for chapter 7 bankruptcy. The funny thing is that he owns muliple venues and is even on a couple of shows on TV. What does this mean for the lawsuit? Does it just get put on hold or something?


Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.


What all can potentially get liquidated in ch.7 bankruptcy?

I know it can liquidate your home property. Anything else?


How much difference does a co-signer make to the interest rate on an auto loan?

Now I am confused. I didn’t at all get the impression that my rate would not change with a co-signer and that it was just to get me the loan in the first place. From what I was told at a dealership, I could get a loan but I would need a down payment and it would be at a high rate. They told me to get a co-signer and that could potentially bring my interest rate down drastically. I just want to know realistically how much I should expect it to impact the rate going down. Now I’m hearing it won’t bring the rate down at all? =/


Auto loan and car insurance?

The bank has pre-approved me for 11k. I have talked the dealer down to $8,500 for the truck i want. My insurance is going to be around $1,200 for 6 months. If i get the auto loan for 10k, will i be able to use the excess money to pay my insurance. I believe i read that the check from the bank will be written out to the dealer, but what will happen with the excess money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Drive thru divorce services in Las Vegas?

My cooworker is been wanting to get divorce but his wife is nowhere to be found. He heard somewhere that you can get divorced in Las Vegas with no need of layer for a smaller fee than a regular divorce process. Can anybody help me out with this one? I told him I would ask you guys, u seem to know a lot!! Lol Thanks!!!


Question regarding Army: student loan repayment program SLRP?

I have stafford loans and also Private student loans. Will the army paid for both my loans as a SLRP program??? My loan amount totals at $34,000 any help plzzzz???


I am a 19 year old college student with not so good credit seeking answers about a personal auto loan.?

Does anyone know where I can get a personal auto loan under $4,000?


Can a bank take both of my cars if I file one of them for bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans. Charging way too much interest. I got a couple of them and Im being charged 400 a month in inter?

Dose anyone know how to stop them from charging so much interest. Id like to pay them off in payments but that all I can do. I can barely take care of my four kids. Any one know of someone who can help?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


If I consolidate my payday loan will it ever affect my credit history? will it hurt me in the future?

Im still starting to build up credit, so I bought a car, I put a lot in downpayment, Month later there was an emergency so I loaned online (payday lenders) 1.5k and now I have been paying for very high interest monthly. I live in Maryland I also found out they are illegal? what should I do? If I go for debt consolidation will it ever affect my credit standing? As of now Im current of paying them every payday but it seems like Its hard for me to pay off the principal due to very high intetesf that I have been paying. What should I do? is debt consolidation a good plan?


Appealing Financial Aid?

I’m working with him on several scholarship applications. I’m just confused why if all 3 schools received the same tax info, 1 of them interpreted it so differently than the other two. And believe me, I see how much this family struggles, even to send 2 of the kids to college. $20,000 would be impossible for the family. Has anyone else every been in a similar situation? How do you get the school’s financial aid committee to realize that my mentee literally will not be able to go to the school without more help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Un-paid payday loans never went on my credit….?

I had 2 loans out at two different times. I intended on paying it back but times were tough and those payday loans kept me under even more with the interest and the amount it costed me every week to extend them. A good friend of mine worked for a payday loan agency and told me that they wouldn’t send me to collections- just threaten. So I let them go. One was a cash 1 payday loan and I remember I thought they put me in collections since I got letters from a collection agency but when I ran my credit 3 years later, nothing was there. Not even for the 2nd payday loan place. I had closed my account so they were unable to cash the check. Its been 3 years now, I worked hard at paying my debt off from what is on my credit and now I am curious about those payday loans from long ago. Since they never went to collections- they probably never will, right? My credit is golden to me now. Back then, all I cared about was getting by. Now I am in a better place. Do you think they would put it on my credit after this long? Do you think they could take me to court to garnish wages? or does it have to go to collections first? I just saw an article that made me think of this. Truthfully, I dont want to pay it back because I am embarrassed. That would mean I would have to tell my husband about them. (it was before we were married but embarrassing).


Question about the H&R Block Emerald Advance?

I usually get my taxes done at H&R Block and I have an emergency that I need money for. I usually get around 3 thousand back. How much can I get and what do I need to do to qualify for the Emerald Cash Advance???


How much capital am i paying off my mortgage?

I have a 5 year fixed rate mortgage at 4.79% we borrowed £210,000 and put £30,000 down as a deposit. We moved in at start of the year and I already have my plans about buying a bigger place in around 2 years. I am trying to work out how much I will have as a deposit in this time and was wondering how much I will actually of paid off in my house by this time. We pay £1100.53 per month and I realise a lot of this is interest at this early stage but would love to no each month how much capital is being cleared. Any comments would be much appreciated. Thanks


Can I have someone co-sign for me without physically being present?

I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.


How to get government grant money with Califonia CALWORKs program?

I just filed a bankruptcy three months ago , and had no job since 06/2007 , I’m almost 49 years old , lived at my young sister’s house with my wife and 27 months old kid , my sister just allow to live there until to the end of Sep/2011 , we also owed the insurance company some payment and to be canceled the health insurance , so How to get government grant money with Califonia CALWORKs program in order to live , to eat, to …….., is somebody can tell me how to do step by step , how to find the application form, how to fill out the form , thanks a lots


Anyone going to hire the Free credit report .com singers to sing in their next New Year’s party?


Where can I find buyers for business loan leads?

I’m involved in a new venture generating high quality loan leads in the finance sector. A range of verticals are involved such as commercial mortgages, unsecured business loans, equipment leasing loans, mixed use loans, cash advance business loans etc etc. The leads are to be generated by SEO techniques and can be sorted for literally any combination of field settings needed. They can be exclusive if need be and will be immediate. Long term I hope to negotiate a fruitful relationship with lenders and/or brokers, but in the mean time I need somewhere to pass the leads on to, at least until I can provide traffic figures and lead gen stats to potential partners. I know of Leadpile, Leadvibe and such places but they tend not to deal in the verticals I am intending to work in. Are there any companies that will take all the leads I generate/or some until I’m able to get a foot-hold in the market?


What proof do i need to know that a business (loan firm) is legitimate?

I need to borrow SGD $75,000 to furnish a bond, Does anyone know of any legitimate lenders(Singapore and international)? I found someone who claims to be an international moneylender, Lance Hopkinson. What proof do i need from him to know that his business is legitimate? He has shown me his EU identity card and certificate of incorporation but i am not convinced as these documents can be photoshopped.


Where can I watch movies online no donwload no credit card where can I watch like that?

Withou credit card and downloading where can I watch?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you close a bank account and then declare bankruptcy?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


How to calculate the APR of a short term (payday) loan?

Dear members, searching the internet for a payday loan I am constantly facing different APRs. I am wondering how this magic number is calculated – especially because the APRs seem to differ substantially for similar interest rates and I fail to come anywhere near these numbers. An example is the following site with the loan issuers and APRs listed below: http://www.moneysupermarket.com/payday-loans/ If the loan amount at PDUK is 100£ and after one month one has to repay 125£ (an interest rate of 25%) how do you get an APR of 1286.2%? I would be very grateful for some help, Alex


Annual Free Credit Report with Security Freeze?

Due to a possible compromise of personal information, I placed a security freeze on my credit file at all three bureaus several months ago. I recently went to www.annualcreditreport.com to request my free annual disclosure from Equifax and this is what has ensued: 1. Requested Equifax free annual report using the telephone touch tone” ordering option. Instead of my report


What do they mean with card name? im going to order via the net and they asked me what my card name is.?

yes i have VISA


How can i prove to law firms that i am judgement proof?

i got served summons papers from two different credit card companies (law firm collection agencies for my credit cards) that are taking me to court because i am unable to pay the debt owed. * i have no job and haven’t for a long time * i have no apartment or house (i am living with my sister for now) * i have no car * i have no assets * i have no current bank account how can i prove to these places that i am judgement proof and get them to NOT take me to court? i can’t borrow any money from anyone to help me with this debt. i cannot pay for anything myself, i am beyond broke. i sent them letters explaining my situation… but i dont know. i can’t file for bankruptcy because i have no money and can’t afford the 1,000 retainer fee or lawyer fees. i live in michigan if that helps.. thanks


Car loan: Should I stick out or go for the lower interest rate?

Here’s the deal…. I own a 2006 PT Cruiser with 75,000 miles in mid condition. The Kelly Blue Book value is $4,400. I owe $9,000 on the car with an 18.6% interest rate. I have tried on 3 occasions to lower the interest rate; once at the place that carries my loan, once at my own bank and once at a credit union. All three have basically told me there is too much negative equity in the car. To lower the interest I’ll need to lower the balance to blue book value. Enterprise car sales, where I bought this car, called and said that right now they are running a promotion where they will give me blue book value for the car + $1000 toward another car. The ideal thing would be to get a car between $8000 and $12000 with mid to low mileage and get a lower interest rate on the new loan. My question is it worth it to tack on negative equity to a new loan to get a lower interest rate on a car with less miles then we have now? Please don’t respond with the whole I can’t believe the interest rate” as having the interest rate myself I already know. Thanks.”




















































If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there really a free site where you can see what your credit score is?

I see alot that say they are free but really arent.


Where can i get two payday loans?


I need info on buying an rv park, pros & cons?

we are thinking of buying an rv park in oregon & want to find out any info on running & managing one. we would live there, but have no experiance with running that kind of business.


Default on payday loan in Texas?

If you default on a payday loan, because something happened and you are unable to pay. Could I be charged with bad checks, when I didn’t actually write a check for the payday loan. Charge by DA for bad check?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i buy a home under bankruptcy?


Where can I get a free credit report?

I’ve never had my credit checked and I heard that you should do so every so often. What are some legitimate credit report websites? I’m scared of scams and fake ones. Thanks!


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need $1500 quick for car repairs but I have bad credit and the payday loans wont’ give me all the money from

one place. I can repay the money in a months time. I have been at my job for over 7.5 years and have a good job. I just need help with these repairs and it came out of the blue. Thanks, Michelle


Does anyone know a reputable company that could help get things deleted off my credit report?

I filed bankruptcy, the credit bueru just updated it as included in bankrupt. Why keep it on the credit report if it has been discharged? Why not delete it? Eqiufax, and transunion deleted it, but experian, just updated. What can I do?


How much does it affect my parent’s credit score if they cosign a consolidation loan?

teriod: You’d think $89000 in school debt would mean getting a good job, wouldn’t you? It’s actually my husband that has the debt and he went to one of those for-profit” career schools that’s not even regionally accredited


How can i get a free credit check without a credit card?


I need to find a company that will clear my credit report after bankruptcy know anybody?

all derogatory information that remains needs to be cleared


Any good identity theft protection companies?

i’m trying to find a good identity theft protection company who is good. i can’t decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for…the basic or the command center in lifelock. please help! i’ve had soo many things put under my name and i’m only 19!


Free Credit Report Problem. Can’t get it.?

I tried getting my annual free credit report at AnnualCreditReport.com. I did it the year before last, but haven’t done it since. They give you the option to pick which credit company to get the information from. I chose all three because they said that was okay. The first, which I can’t remember, said I had already gotten my free credit check. I haven’t done this since ’09. So I know this isn’t true. I went on to the next one. They had me answer a few questions to identify myself. After that they told me I’d have to fill out a form to get my credit score and send it to them. I apologize for how lenghty this is, but none of it makes sense. When I filled out the form two years ago it went through with no problem. What’s a girl to do? Could someone have accessed my information? Thank you.


When does Discover start charging interest on a Cash Advance for a Discover It Chrome Student Card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan company threatened me…I paid, but now I’m thinking of bringing a case against them?

I stupidly borrowed from a payday loan company in my town and I was unable to repay all of the debt. I tried working with the company but they wanted too much money. They then sold my debt to a 3rd party collector whom I contacted to try to make payment arrangements. They informed me they would need payment in full which was my amount borrowed plus a ton of interest, I think it was $1600. I asked if there were any possibilities of making payments on that amount and I was told that I would be pursued under a class 3 Misdemeanor for theft as the company believed I didn’t have any intentions of paying the loan back. So they left me pay them in 3 payments and I considered it done with. Now I’m reading that under the Fair Debt Collection Act (Federal Law) that if these type of places threaten criminal action, they are in violation of Federal Law. They can bring a civil litigation but they cannot threaten Criminal, which this company did. So my question is this; Should I contact my state attorney general, a private lawyer, or who do I tell about this? Can I get any money from this company for them violating the law?


Where on SEFCU website is your mortgage interest 1098?


Has anyone heard of ioweya payday loans?


The best flight attendant schools?

I want to go to a flight attendant training school, but which one is the best? Which one will guarantee me a job? and if not guarantee, then which one has the best results with getting people jobs. I heard of one in florida, but i live in california.


Do you think i will be able get an auto loan from local bank?

hello guys, my credit score 600,monthly income $2200,22 years old,credit card balance is very high,dont have any bad credit history,looking to get $8000 loan from local bank to buy a used car,any chance??? thanks and god bless you!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Free credit report question?

ok i viewd my credit report and on my two credits that went into collection the letters BR were next to which on that site BR means Bankrupt but i have never filed Bankruptcy so what can this mean or should i be calling up the company.


Which internet site do you recommend for free credit reports?

I need to check my credit and don’t want to pay for it. Who would provide the most accurate free information online? I’m also interested to see if I can check my FICO score through one of these sites. Any additional details or morsels of information would be greatly appreciated and greatly helpful!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I Purchase A Laptop With A College Student Stafford Loan?

I’m heading to college in January, this will be my first year away from home as I am transferring from community college. I understand that I need $6,000 from a stafford loan to cover the rest of my tuition and I was considering applying for an extra $2,000 for a nice computer/laptop. Will a Stafford loan cover this or will I have to take out a private loan? (also, I applied for a private loan with chase and got denied even with a co-signer)


What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?


Where can i run a non expensive background check using someones social security number?

the only official info i need is civil status. If the person is married or single or divorced.


Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating..



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get a payday loan with just my debit card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


Is It illegal to use fake credit card numbers?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a 5000 dollar loan with no credit history?

Well here are my details. – I am 20 years old – no credit history besides my student loans, but i have a wile before I have to start paying for those – Never had or applied for credit cards or personal loans. – Im in my 3rd year of my bachelors degree program – I joined the Army National Guard. Im going to Basic and AIT in 2 months. When I get back I’ll have a nice fat bank account balance. I will need a car when I get back (because I commute to college and my car now will not pass inspection) so that is what the loan would be for. The idea behind getting the loan would be to start gaining good credit. I just dont know if anybody will give a loan with a reasonable interest rate to someone with no credit That is why I seek the yahoo advice before I start shopping around (because its easier) Do you Know if I can get a 5000 dollar loan with no credit history?


What happens if i dont pay my o2 phone contract Bill?

heya ive got a iphone 4 24 month contract, and my bill was due on the 16 october, but i cant afford to pay the bill until next payday which is on the 12th november due to money issues, what will happen ive never missed a payment before this is the first time im quite worried about it im even thinking of getting out a payday loan but the interest rates are so high


New york has now blocked payday loans?

Last year i took out a payday loan (small one only 100) to get my car fixed before my paycheck. expecting a commission check in 10 days but have NO money now so wanted to do the same. tried some but none were in my Area then finally found the one i used last year and called since I paid when i was suppose to figured no issues, they said NY has made it illegal to do payday loans and they cant help me. how come a year ago it was OK now its not. I was only gong to do a payday if i was desperate and I am . any one else hear of this being blocked by any other states?NO SPAM OR SUGGESTIONS JUST CURIOUS IF ANYONE ELSE ENCOUNTERED THIS. THANKS


Auto Loans and Leasing Cars ?

Can anyone please give me info on auto loans and information on leasing a car.


I am having a problem getting my credit report. what should i do?

Hi i am trying to get my free credit report through freecreditreport.com and experian but unfortunately they could not pull out my report for some reason. i also called to freecreditreport and she was unable to get the report. now can you guys tell me what should i do in order to get my credit report. i was thinking to contact any federal or government office but i have no idea which particular place i should contact? i hope i ll get a right answer frm one of u guys thanks


What is the limit on mortgage interest deduction filing as head of household?

I know when married filing joint, interest on $1,000,000 on first mortgage and $100,000 on home equity is fully deductible. These limits are cut into half if you are married filing separate. What would be the limits if your filing status is head of household? What about single?


Accidental Death Mortgage Insurance?

We just got a letter in the mail…an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don’t have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?


What car dealership will finance a 2nd auto loan?


Why is my credit score so different from each of the credit companies: Experian, Equifax, and Transunion?

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Has anyone used or had any experience with Allen Michael Credit Repair Organization?

Is this organization legit? Is it a scam? Has anyone used them and it worked for them? I’m extremely skeptical mainly because I cannot find much information online about them other than their website. Thanks!


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


Can you have an auto loan and a student loan at the same time?

So I currently have a student loan where you pay it all back starting 6 months after graduation. I will be in my 3rd year of college, but considered a second semester sophomore in the Fall 2010. I commute and REALLY need a new car for the fall. I have two part-time jobs, one as a bank teller and another as a sales associate, and I am pretty sure I have decent credit. I have never been late on any of my payments ever. What are the chances that I would get approved for an auto loan? I am hoping to trade my current car in for $1,000 and put $1,000 down and I am looking into a car that is about $10,000. If anyone who is knowledgeable with this kind of stuff could help me out, I would really appreciate some feedback. Thanks!


Is it better to pay off debt or to invest money for the future?

Is it better to spend money on debt or to invest? If someone has a foreclosure and not paid credit cards, is it better to: a) file bankruptcy and mess up credit b) pay off all the debt but credit will still be not the best but at least no judgements or BKs on file c) file bankruptcy and the money that would’ve been used to pay off the debt invest for the future


Cash advance APR question: if I pay back right away, how much interest did I pay ?

3~5% upfront fee ? So if I cash-advance $1000, I need to pay $50 + those APR ? That’s a lot of money.. so I need to use ATM and use cash to transfer money abroad… Thanks!


Is now the right time to refinance your mortgage? Please read . . . .?

We bought our house in Oct. 2007. Our interest rate is 6.5%. Would it be good to refinance if the rate got down to 5.75%? We need to lower our payments if need be. We are so strapped right now with rising gas prices, food prices, daycare for summer, etc. Right now we are financed through Wells Fargo and have been on time with every payment. We filed bankruptcy in 2004 on a mobile home that had water damage so I was wondering if this might hinder us in refinancing? Any advice would be appreciated!!!!!!!!!!


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do




















































Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

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RELATED:

How do you find out if a company has too much debt?

What ratio is the most useful one?


Buying a car in the Air Force?

I am 19, single, and leaving for the Air Force next month. I have been looking at cars and the ones I want are all just about $30000. Would this be a mistake to get one shortly after basic training if I am pay grade of E-2? Should I wait or choose a cheaper car?


Where can i get a auto loan for low income people?


Are online payday loan sites legit?

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My Equifax 553, Experian 632 TransUnion, 639 is it possible to get a mortgage with a decent rate in IL?

I have a year left to keep improving my score, and I just graduated from college. Hopefully I’ll find a decent paying career. My fiance’ has all three scores in the 720s with a decent career. I want to match her and if not come close. I’m aiming to have a score 680-700 a year from now. But with my 3 current scores now is it possible to get an ok rated Mortgage in the state of IL? We’re looking to buy our first home spring of 2015 with a max budget of 140k. Any tips for me would be greatly appreciated. Thanks


Where can I get some assistance or help paying my mortgage?

I’m really desperate, I’m single, I have no family or close friends. I just lost my job and I have a disabled child whom has lots of needs. I just need help for a month or two while I get back on my feet. I’ve heard of people getting this kind of services but I don’t know where to turn to….anybody?


Can you file bankruptcy on a divorce settlement?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

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What is a good age to get a credit card?

Hello people……….I’m a daddy girl and anyway I make good grades so I think I should get one.


What the hell is a mortgage?


I need a personal loan to pay off some debt.?

I know you will say at first getting a loan to pay off other debt makes no sense but I am going to take this loan and payoff 3 credit cards so it will actually help. I only need $2500 anyone have a suggestion that is LEGIT and NOT a payday loan of a suggestion?


Can you get in legal trouble in Kansas for not paying off a payday loan?

I have crappy credit anyway. I really just got WAY overextended. My fault. They are really threatening, and I just don’t have the money to pay them off yet. Not planning on stiffing them, just need things like electricity, water, gas, etc right now. Just want to know what to listen to and what not to. Threats of court, suing me, jail, and other things just scare me and I can not have anymore stress. Please no I told you so, or childish answers.


Has anyone here ever had to file for bankruptcy? If so how did it affect your life..good or bad?


Where can i get a REAL $500 payday loan from?


Where can i get a free credit score without signing up for something?


Can you sell a car to carmax if you owe money, but they offer enough to pay it off?

I owe 5,000 on my car and they offered 8,000. The lady said I need the title, but some people online said she was mistaken and that they will pay off the loan and once they get the title, give me the rest. Does anyone know for sure if you can sell a car that’s still being financed, but they offer enough to pay it off?


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Legitimate payday loans?


Can the bank trace the people who have done fraud with my card?

I have had a bank statement and there has been loads of online transactions made which I haven’t done. Pizza,Asos,Amazon,Yours Clothing,Etc etc. All amounting to around £400. Will the bank/the companies be able to trace delivery addresses(assuming it had all been sent to a specific event)/what was bought/when it was bought etc as I have a good idea who it might have been? Thanks It is santander bank by the way, so if anyone has any specific experience with them it would be helpful!


What happens after you’ve been approved for a loan?

so if you apply for an auto loan, and are accepted, what’s the next step? Once you are accepted, are you automatically bound to the loan, or is there final paperwork which must be taken care of first?


If i get a credit card but don’t use it will it make my credit score go up?

My biggest problem is i have pretty much no credit.


Capital One Platinum Credit Card?

link: capitalone.com/credit-cards/platinum/ Looking for a first time credit card. I have limited to no credit history, I am no longer a student. Looking to build good credit history. So far this is my best option. First off: Any one have experience with this card? Second: I don’t want to pay the annual fee $19 on the 2nd year with the card. My goal would be to find a new card with better rewards, assuming I have better credit history at that time and then cancel this card before the annual fee goes in place. doable? Any advise would be great, thank you


Can anyone tell me about Payday loans?

I took out 5 online payday loans, and two stores front…I can’t afford to pay them.My hours at work have been cutted to 30 hours per week how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy


What are my chances of a mortgage?

Im 27, self employed, on low income because of a historic serious illness, excellent credit score, soon to be the owner of the family home. Will i get a mortgage to actually buy my first house?


Does a person have to remain in the state they file bankruptcy in?

my sister-in-law has filed bankruptcy in Missouri. We want to bring her to live with us in Illnois. Will this stop her bankruptcy

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Buy a prepaid virtual credit card?

Hi I want to buy stuff on the internet and some websites have really good bargains but I m not sure if their legit so what I wanted to do is buy a prepaid credit card that works on the internet, unfortunately I cant seem to find any on the Internet, so I want to know if it possible tu buy a *virtual* prepaid credit card, or put some money on some account that isnt linked to my card? I dont have much time to buy these things so I m looking for something I would be able to do right now 🙂 thanks guys


Need a loan shark in st helens?

really need a loan shark in st helens


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


My auto loan amount is $17,629.23 and my monthly payment is $304.59, they only took $66.19 interest?

According to an auto loan amortization calculator I should have had $126.00 towards interest for the 1st payment. My interest rate is 8.59%. Why so low for the 1st payment? Are they using a different amortization schedule?



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Does anyone know where i can get a free credit report?? every website i go to says FREE” but it’s not!!!?”


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What does NOT PAIDA/P NSF FEE mean in online banking?

I just checked my bank balance and my main account has NOT PAIDA/P NSF FEE on its statement, and has put me in OD for $20.00! What on earth is this? I had no automatic payments or anything going into/out of this account and the account had nothing in it. Is the bank ripping me off or something?


My Experian Credit Score is 641. How high of an interest rate am I looking at if I get a $6000 Car Loan?

I paid off the last of my debt a couple months ago, and I checked my score yesterday and it said 641. I have $0 debt on my credit report, but no open lines of credit. I have a Secured Credit Card on the way any day now. I read that it helps one’s credit score by having different kinds of credit on your report. I know the right thing to do would be to use the credit card for a while, and then apply for the loan…But I kind of need a loan right now! And I have no one to co-sign for me.

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Credit Card cash advance how does it work?

I want to buy a four wheeler but the banks are closed. I have the money but I don’t have the cash for the deal. I was wondering if I withdrawal money from my credit card is there interest or is that only if i don’t pay for it by the end of the month?


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.


Auto loan rate after bankruptcy.?

I believe my wifes car is about to kick the bucket. We have recently been discharged from a chapter 7 bankruptcy. I was just wanting some input to get an idea of what kind of loan rates we will be looking at. If we get a co-signer will that help with the interest rate? Thanks in advance!!


What options are there for first time home buyers that do not have any kind of down payment?

I have checked with local banks and they have pretty much said sorry, there isn’t anything that we can do for you. You go to a place like LendingTree.com and even though they would probably find a way to get you a loan, at this point they have a stipulation of no less that $100,000. Where I live, that isn’t necessary for a really nice home. We have fantastic credit, very little debt, and want to take advantage of any current tax breaks. What options do I have?


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Hi all. Just a quick question about bad credit (OSAP)?

Hello. Shango Muffin here. I am curious, if a person is not able to pay off her OSAP and is having financial difficulties throughout the year; would this effect her potential to get a job (any job in general) ??? Besides gov jobs and financial related jobs, what other specific type of employers will reject you based on your bad credit? If people hold your bad credit against you by not hiring you…. how the heck are you supposed to make $$$ in order to pay off your overdue payements/depts and move on with your life?!? People are young, inexperienced and make mistakes when it comes to loans and credit… how can the established world hold this against them??? Anybody??


What is the best place online to get an unsecured personal loan?

Both my bank and my credit card have effectively screwed me out of most of my paycheck. My bank is Wells Fagro and I talked to them already. They are unwilling to solve the problem. But I have to pay my rent and cable/internet/phone bill still. Therefore, I need to locate funds from a source in excess of $350 very quickly. I may be able to get a payday loan from a local place but it may not be enought o finish the job. Besides they will likely take it out of my next check completely. So I would need to find an unsecured personal loan that is willing to take smaller payments over a few months in order to accomplish this. Any ideas?


I wrote a check for a payday loan and cant make the payment and the accountt is close after I wrote the check.?

The account is now closed. I didn’t realize the $200 a week was just to pay the interest with nothing going to the balance. What should I do?


Can a Payday Loan Place in KENTUCKY take you to court or jail for paying back a loan ontime?

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I need a 10,000 dollar student loan with no cosigner.?

Hi. I am 18 years old with no credit. I need 10,000 dollars to cover the cost of living (apartment rent, bills, food, etc.) while in school full time. I have already used up all of the federal aid I received. So my question is: is there any way I can get a private student loan with no cosigner. My parents have bad credit so they are not an option.


Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?

One month ago, I purchased a mattress with in-store financing” for about $950. The interest is 0% for 12 months


What are the best companies for improving bad credit?

I’ve heard of a few companies that resolve some of the dings in your credit (or at least help you to do so) but I can’t seem to find any that actually look legitimate. I would prefer ones that are at least semi-inexpensive but fixing my credit is my first priority.


Payday Cash advance which one is the best (Experience only please)?

I need a quick loan for tomorrow, my next payday is next friday, I see all those websites that says 60 minutes payday advance and all of that instant approval but i cannot find any reviews about it anywhere. If anyone had any experience with one or knows someone who did pls tell me which one is the best. I know that the interest will be high but that’s fine I need the loan so I gotta accept what comes with it. Thanks 🙂


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


Which chapter of bankruptcy is it?

Which bk do you file to get full relief of the debts (full discharge) I dont have any property I am trying to keep like a car or house.But I have heard some people say they had payments to make what payments are they talking about.I thought the bk wiped away your debts.Or does it??


Picking up the pieces after bankruptcy?

After 2 years Whats the BEST” way to start picking up the pieces after bankruptcy in relation to starting a “New/Good” line of credit? Where to begin? Everyone wants to sell me a new car – I don’t need one! Refinance my house/2nd morgage – I don’t need this either! Tried a furniture loan – was denied (maybe 2




















































Where can i get my credit report without paying for it?

Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there a bank where i can apply for an auto loan and get the check right away?

I have been going through hell trying to get my auto loan finished so i can pick up the car. i have emailed, scanned, faxed, sent pictures to my bank of the title for them to send the auto loan check to me, but is always some kinda problem with them receiving it. is so frustrating that i didn’t know if there was a bank that i can apply and get the check there? thank you


Should I pay cash or get loan for new house? Any tax advantage of getting loan?

I am a first time home buyer. I have $140K in cash for my house. Should I get loan at 6%? Currently I am earning 5% with my CD. My tax bracket is 25% and property tax here is $2500/year. Is there any tax benefits if I get loan?


When buying a home, can you get xtra money to buy appliances from your loan?

Like if the house your buying cost 100,000 can you take out an extra 5,000 to buy a washer and dryer for you new home? If so how does that work? As long as your approved for that amount or something? Thanks for your help?


How long does it take to pay off car loan?

Do you have evidence to back that up? like where can i find it?

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Bankruptcy?

I filed chapter 7 bankruptcy last october. It was a really bad choice but some personal problems came up and I had to do it. My Bankrupcty was finalized in January. How can I start to rebuild my credit, and what does your credit score go to after? does it go to 0? I really dont understand much about credit… So any help would be appreciated!!


Credit score check????

i want to see what my credir score is, but i don’t have a credit card at the moment, all the credit score places asks for a credit card number??? anybody have any websites where i can get a free credit report that doesn’t require a credit number!!! please help!!


Can you tell me the best fast payday loans?

I need a payday loan fast


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

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What Happens with Bounced Post Dated Payday Loan Check?

Actually it’s not kiting. Kiting is defined – Used in banking to refer to the practice of depositing and drawing checks at two or more banks and taking advantage of the time it takes for the second bank to collect funds from the first bank. Also refers to illegally increasing the face value of a check by changing the numbers on the check. He still had the checking account at that bank, but didn’t have the $700+ for them to pull from.


Is there any way to find out an accurate monthly payment on a house without actually buying the house first?

I really want to make sure we can afford this.. its a 76,000 house. cheap, but I’d like to know what our budget will be after. Is there a way to find out a payment with insurance included?


Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


I am about to file for bankruptcy. WIll they or can they withhold my tax refund if I do my taxes after I file.?


Can I add sales tax to an auto loan?

I’m looking to get a loan, most likely from a dealership, for a used car. I still owe about $5,000 on the car I have now, and I’ll be trading it in. It’s not very reliable and my insurance is sky high because it’s considered a sports car. Anyway, the only way I can make this happen is if I can take enough out to cover the sales tax, also. Do car dealerships do this often? I’m still exploring my options, if I can find a co-signer I can go with a bank loan, my credit score is just under 650. Also, I live in Missouri, if that helps. Any thoughts are appreciated!


Free money from the government to buy house?

I’ve heard stories where people get free money to buy house as a first time house buyer and middle class rank…let say the house is worth 500k, with the government’s aid, you would only have to take out a loan for 250k or around there and the government pay the other share for you and you don’t have to pay it back. if you decide to sell the house, then that money you have to pay back, but other than that, the money belong to you if you live there for more than 10 years?


Credit History, where can i look, am looking to get a loan but the bank have said i have poor credit?


Is there really a way to get a FREE CREDIT REPORT online?

I’m so tired of filling out all my information for a free” credit report


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.

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A UAE bank defaulter can travel or get job in any other Gulf country?

I worked in Dubai as a designer. 6 months before I took emergency leave and I came Pakistan because my mother was seriously sick. I requested to my boss to extend my vacation, but he did not accept my request and canceled my visa. I have bank loan and credit cards also, which I was using since last four years and paying installments regularly. I spent huge amount for my mother treatment. Now I am facing financial crises. I sent application to bank that allow me to enter in UAE and after getting job I will continue my installments, but they forward my case to police and saying me to pay total amount which is four hundred thousands AED. Now I want to go any other Gulf country (Kuwait or Bahrain or Qatar or Oman or Saudi Arab). I want to know that a UAE bank defaulter can go and get job in other Gulf countries? Please help me.


Does making mortgage payment early, save interest?

OK. I am not getting the answer that I am looking for so let me try again. I am asking: If I make my mortgage payment for Jan. 2008 in Dec 2007 and make the Feb. 2008 payment in Jan. 2008, in other words always be a month ahead on payments, How much of the payment will be principal and how much will be interest each month. My payment is 940 @7 3/8 for 30 yrs. on 100k Thanks for all responses.


Has anyone ever sucessfully finished a chapter 13 bankruptcy?

I’m in Texas, so other Texans opinions would help. I filed for bankruptcy almost a year ago and have been doing great making payments, but the mortgage company has decided to throw their hat in and even though payments were being made the trustee and judge saw fit to triple the amount I was already paying. I hear a lot of people filing for Chapter 7, but I haven’t heard of anyone finishing a Chapter 13. I have four more years on this and would be encouraged if anyone has a success story about finishing their Chapter 13 payments for the full term. I would appreciate if cynics kept their snide comments to themselves.


How will filling bankruptcy effect my economic stimulus ?

i got my refund before i filed so that wasnt able to be seized by my creditors. i didnt think to wait for the econmic stimulus bonus though since its connected to my refund and its only 1k will the creditors seize it?


Can I apply for an SSS salary loan without an SSS ID or an E6 form?

I only have my E1 form. Can I present that and two valid IDs in lieu of an SSS ID/E6 form. I haven’t been able to apply for an SSS id yet…


Can i check the balance of my smart card online?

I have a Nationwide Smart card is there anyway i can check the balance online?


Looking for a home loan with a score of around 560. Anybody got any suggestions?


Chapter 7 Bankruptcy or just Foreclosure?

My mother-in-law’s situation: 1) 72 years old. Single. 40 year old deadbeat son living in her spare bedroom. 2) Owns home with $120K loan balance on a realistic value of $85K. No other debt. 3) Her total income(social security + small pension) is about equal to her fixed costs (mortgage, tax, insurance, utilities) 4) She has been draining her small savings to pay for food, emergency repairs, uncovered medical expenses. That balance is approaching zero. 5) No assets other than household goods and an old car. Desired outcome: 1) Get out of house and rent small apt with no room for son, lower rent, vs mortgage payment, close to daughter. 2) Get rid of car. 3) No need for decent credit other than to get apartment lease started. She’s never going to buy anything that would require credit. Bottom line is she needs to lower her monthly fixed costs, get rid of parasitic son and move closer to my wife and I for logistical and financial help. So my question is does she really need to declare Chapter 7 or can she just do a foreclosure and walk away? I believe a simple foreclosure is the best thing for her; simpler and less stress. Any other thoughts and things she needs to consider? I’m looking at this as a simple process: 1) Rent apartment and start utilities. 2) Move. 3) Stop paying mortgage. 4) Deal with bank on foreclosure but I don’t really know what she has to lose by just ignoring them. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a difference in getting a home loan through a local agent or online?

Does it make any difference if I was to use somebody local where I live, such as Bank of America or HNB Mortgage as opposed to firsttimehomebuyers.net, quicken loans, or ditech.com?


Question About payday loans……….PLEASE HELP……………..?

I made the mistake of getting a payday loan thinking i could re-pay it……well i lost 3 weeks of work being ill…now i don’t have the money to repay it……..if it goes through my account will bounce……what will happen if i close my account???? I don t want to but have gotten myself in too deep……oh and the loan is 250.00 Please only serious answers…i am really scared.


Are there alternatives to bankruptcy?

My husband and I are at the point where we have started the initial proceedings for filing chapter 7 bankruptcy. We do not want to do this. Life has happened and the debt is so far gone wage garnishment proceedings have begun/ We have also tried working out a payment plan with the creditors but they are unwilling to do anything that we can afford. Is there something else that we can do? We have no problem with hiring a lawyer to help us, we just really do not want to have to file chapter 7 bankruptcy.


Where is best place for a bad credit loan?

I need approx. $1000 dollars. Have been out of work a couple of months, start a new job tomorrow-need money to handle rent and a couple of small things. Can pay back in 45 days.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If I take out an auto loan right now, will it hurt my chances of getting a house loan in about a year or less?

I could afford both, And statistics show that, I just dont want to get a car right now, and that ruin my chances of getting a loan for a house soon.


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.


What is the average length of a mortgage?


How much would the monthly repayments be on a £500,000 mortgage?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


FILING FOR CHAPTER 13?

My Cousin’s has filed chapter 13 basically because her house was going into foreclosure.So she filed chapter 13 to stop sale of the house and foreclosure.It stopped everything.Now she has to make payments to a trustee plus her mortgage payment. It’s been about 8 months now she is to date with everything what would happen if she stop paying the trustee payments? Would her house go back into foreclosure even if she current on the mortgage?She taught filing bankruptcy was to help the person now she is worst off then before because she has to pay both payments..Thank you for your help


What are the interest rates for car financing/ leasing in Saudi Arabia?

Having recently arrived in Al Khobar, I need to know the interest rates. Thanks!


Looking for a reputable post bankruptcy auto loan source. please help!?

ok, my mind is blown from all of the post bankruptcy loan” sources online! theres just too many and im not going to run my credit that many times to try and find the best rate


Loan denied. Not sure of reasons.?

Went to speedy cash and was denied. The two reasons were insufficient data” and “evidence of delinquency on record”. Both said equifax next 2 it. I’m 19 and not really sure of my credit score. I was locked up 4a day 4 BS ticket n insurance. Not sure if this had anything 2 do with it. Plz n thank u.”


How do you get a home loan for a house under $60,000?

My husband and I are looking into buying a home. We found one for $53,900 and would like to apply for a loan. We have good credit but a hefty amount of debt and are finding it almost impossible to find a lender especially for such a small mortgage amount… We would like to purchase a cheap house because we figured the monthly costs are $400.00 less a month than renting… And we could pay down our debt faster… Also does any one know if you can pay off unsecured debts with a new mortgage loan? Thanks!


What are the credit bureau addresses to dispute an item on credit report?


How do I go about filing for bankruptcy?


Am self employed, I sell products on ebay, how do i proof income?

I need to lease a car but how do i proof income, I sell on ebay and make 2000 profit a month, how do i proof my income, been in business since 2007.Thanks


I need some help Im filing for bankruptcy!?

i was wondering im filing for bankruptcy and im going to file it by myself without and attorney but im needing to find all of the correct petition papers for filing and all of them that i need for filing a chapter 7 what website can i go on to find them or what software do i need i really need help

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car Loans Online?

Whats a good site for comparing auto loans?


Where can i get my credit report without paying for it?

Is there anywhere i can go to view my credit score and reports without having to sign up for a membership somewhere. everywhere i have looked you have to sign up with a credit card for a membership and if you don’t opt out you get charged monthly. That’s garbage, i should be able to find out my own personal information for free, the question is where???? please help.


Why Indian International Debit Cards cannot be used for international transactions?

I had an SBI International Debit Card and I used it for purchasing books and movie tickets from Indian companies. However whenever I tried using it in International websites like Origin or Steam, the card is not accepted. SBI issued a new Global International Debit Card for use in online transactions with international vendors. However this card is also not accepted by international vendors. There appears to be no difference in the new card except the addition of the word Global”. Even my mother’s Axis Bank International Debit Card does not work for international transactions. Why Indian International Debit cards not capable of being used in international transactions? It is very ridiculous. The only way to buy from international merchants now is to use a credit card which I do not have. Its very frustrating. Could someone please tell me why Indian Debit cards are so limited?”


Can anyone tell me of a reputable loan company for people with bad credit, having hard time finding one?

i thought i found one and was almost scammed. i need an honest to goodness loan company that would be willing to work with me, and doesnt need callateral. thanks


How can i get a horrible credit personal loan?

my credit history is ridiculous due to identity theft and some of my own doings. i cant get approved for nothing except VERY high interest rate payday loans. i want to pay some debt,bills and get xmas present s but noone will approve me…anyone know of any places i can go to?


How much of a loan could I be approved for?

With a credit score of 700, how much could someone get approved for with an auto loan?


I am in desperate need of a personal loan not a payday loan, to pay my bills?

I had to change bank account number to another because they were ACH W/D that did not come from me,so they took all my money. I got a new account and closed the other, that didn’t solve my problem because I am broke and not money to pay my most important bills, like my electricy,water and other payments. Does anyone have any answers to my problem. PLEASE HELP-IRENE




















































Is it possible to get 2 auto loans to buy one car?

Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I applied for a Check N Go payday advance online. Does this mean I was approved?

I applied for a Check N Go payday advance online. I signed all the documents where it expressed the interest rate of the loan and how much is due. The account says Open/Ongoing. What does that mean? Does it mean it was approved?


Which Credit Card is good SBI or ICICI?


What does purchase interest charge mean on my chase credit card?


Should I pay my car loan off first before moving out? Or should I move out with a car loan? Or can I save for both?

Hi, Im 25 years old and living with my parents. I was out on my own for a few years but a break up brought me back home. I really want to move out but I have a $300 per month car payment looming over my head. Should I save money and pay off the car sooner (which Im able too without penalty) or should I save to move out and make my normal monthly payments. Or could I do both? I would like the car payments out of the way first an extra $300 would help out. Has anyone else gone through this? Side note I really want to take online courses but they are expensive. I would like to save up for that too. For now Im just taking free online tutorials in graphic design. Im hoping to save some money in the future to purses this dream. Anyways any advice would be great! 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?

When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a good score again? Could I refinance my auto loan in 3 months if I pay down on cards (I’m owed quite a bit of money for being a subcontractor–just not sure when” it’s going to be paid). If everyone paid what they owe me today


I’m looking to file for bankruptcy in 6 months, can I stop paying my credit cards now?

I have to wait six months because my income was higher than it needs to be to pass the means test. So I am waiting until October to file. If i just choose to stop paying my cards now will they come after me? I have never been late on any of these cards, ever! I have a citicard, discovercard, and a carecredit card. please advise.


Cant pay my auto loan, bank won’t help.?

I am struggling to pay a financed vehicle, it is now 2 months behind on payment. I called the bank(Wells Fargo) and asked them what my options were like if I could pay a small amount or something.. The lady said that I had no options I would have to pay the two months in full or the vehicle will be reposessed next week. What can I do, I just need a little time to get back on my feet????


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What kind of auto loan interest rate can I expect with a 749 credit score?

Can’t find a way to respond to questions. Yes it’s on my credit report, on all three bureaus.


Can I get approved for an auto loan with not so great credit?

I’m in harrisburg pennsylvania & I don’t have good credit..I’m looking to get an auto loan maybe for $6000…where can I go that they will give me a chance?!


I need a $1000-$1500 loan ,like yesterday!. and cannot seem to find anyone who will even try to work with me.?

any suggestions welcome. how about private lenders, are these an option? any one with past experience on this please clue me in


Any loan sharks in the bronx? Or nyc?

I need 600 asap and can pay within 7 weeks do you know anyone??? Or can you contact me. Angelypaulino@gmail.com pleaseh help!!


Who can help me fix my credit?

without charging an arm and a leg!!


Need to find out whats on my credit.?

Any1 know of a free website that can help me find out whats on my credit


Can i get personal loan without salary slip ?


Help 911! How can I negotiate a payment plan with payday lenders?

I am struggling with payday loans and have come to my wits end. I am tired of renewing and paying interest. By the time I am done, I don’t see any of my paycheck. I would like to try to pay down” the loan bit by bit instead of renewing all the time. Will they refuse to work with me.”


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you tell me the fastest payday loan company?

can you tell me a fast simple payday loan service not a refferal spammer service an actual loan provider thanks i am in georgia


If i buy 1 discount point on 30 year mortgage. how much will be the reduction of my rate is it .125 or .25?

i spent six hours last night looking for an answer but i got confused. one site says 1/8 or .125 for each point you buy the other one is .25? which is which. my lender is only giving me .125 for a point. which basically means I’m paying a whole point with just half of the reduction on my interest rate. please help.


Can i stop paying my credit cards and be free in 7 years florida?

I am in nursing school and cannot find a job to fit my schedule. my credit card payments that i can no longer make have reached $300 minimum payments because of the sky rocket interest. I cannot pay them anymore but am afraid of what will happen. They’ve already made me pay over $400 in late fees. I can’t afford this. I have to eat and i only make enough to eat. And i dont have any help!


When do you have to move out if you surrender your house in a CH 7 bankruptcy?


Is there any credit card a 17 year old can get?

im almost 18 and i want to get a credit card. do u know anywhere where a 17 year old can get one?


Do I have to refinance the home after divorce to get his name off the loan?

My husband and I bought our house while we were married. The loan is in his name. We are now getting a divorce, I was awarded the house in the temporoary orders, and am wanting the house after the divorce is final. I can afford the payments on it without a problem. He says that I NEED to refinance the home, and get the loan in my name,so he can take his name off of the loan. My credit is very bad right now, and am worried I will not be approved for a loan. Will I have to sell the house?? My dad said he thinks my soon to be ex husbands name still has to be on the loan, and if I can’t get a loan then I can keep the home with the loan in his name, and he will just have to deal with it. Is this true? I am worried I will lose the house if I can’t refinance. Please help! I’m un the state of texas by the way which is a community property state, if that makes any difference.


Forclosure/Bankruptcy?

My mom and I purchased a home in 2006 with a hefty 80/20 loan worth a little over $280,000. The house value is upside down over $130,000, and my mom and I are struggling to make ends meet and are considering walking out. I have a vague idea how the foreclosure process works and because I reside in the state of Nevada, I know there is a possibility that my lender could sue my mom and I for a deficiency judgment after the foreclosure process has ended. If the lender were to go this route how would this affect my spouse? I ask because I got married in 2008 and not too recently my husband added me to his bank account. If my name is on my husband’s account, could this be considered by the lender liquidable assets they could go after? Should I remove myself from this account? Anyone else out there from Nevada with a similar experience?


Can i get a motorcycle loan when i already have a auto loan with no credit?

I just recently turned 18 and i went to a credit union to get a auto loan. The process was pretty smooth. I have only made 2 payments so far. My guess is that i still haven’t established a credit score. I want to buy a motorcycle at a good price. I just don’t know if i can get the loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long do banks give you to pay back an auto loan if you have bad credit?

trying to get a loan for 2500. have bad crdit how long you think they would give me to pay that back?


Filed bankruptcy, House is in forclosure.?

Two years ago I filed bankruptcy. About six months (october 09) ago I stop making payments to the bankruptcy. Well a month ago (march 10) they kicked me out. I haven’t made a house payment in 8 months. The mortgage company went a head and lowered my house payment a hundred dollars without me even asking them I don’t have the money for that either. My payment was $400 a month now it is $290 a month. How long will it take them to forclose on my home? I haven’t recieved any papers yet.


Bankruptcy on school bills?

i am 21000 in debt with school bills. it is not a loan.. just a bill that wasn’t paid after scholarships. can i file bankruptcy on it?


Payment received in advance- the journal entry?

If a payment on goods sold is received in advance, how is this journal entry registered? 2) how are the interests earned from this advance payment accounted for?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I get a personal unsecured loan with fair credit with a low income?

I have tried prosper but I decided to pull the application. I live in PA and for some reason it won’t let me put an intrest rate higher than 5% no one will lend to me with such low rate


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?


Buying a used car? Auto Loans?

I am looking to buy a used car, but I’m on a relatively tight budget. I don’t want high monthly payments, and I’m willing to do a longer lease term. My question is, where do I find out information about car loans? Should I be pre-approved before I even go to the dealership? And if they run a credit check is it a hard hit on your credit? I’m just having a really hard time getting some really good factual answers. What’s a good interest rate? Are these online loan places legitimate? How do dealerships calculate how much they’re willing to finance? and how much you qualify for?


I want an auto loan with a credit score 494?

can i get an auto loan with a credit score of 494 and without a cosigner i dont have a down payment i want a car that honda has its called fit it cost around 16000 if you have a website that will help me please tell me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If someone files for bankruptcy are they responsible for paying their debt off?

one of my best friends from high school just filed bankruptcy. i have lost touch with her but someone who knows her well told me she just filed bankruptcy. i saw her house she just built a new 3100 sq ft house had a new trampoline and about a 5 thousand dollar playset for her kids built. the friend said her house had all new dillards furniture in every room and she has new patio furniture. after she bought all of this she went and filed bankruptcy. does she not have to pay all of this back?are there leans against someone who does this? just curious how all this works. i pay off all my debt and we live in a house half her size and i make a lot more money than they do. i just cant imagine someone doing that and not being responsible for their debt and getting it all taken away. Is the only thing she has to pay for now is her house and car? and all her credit debt is wiped off ? It goes away and she starts over in 10 years and for now all she has is a low credit score and lots of nice things she will never have to pay back?


I need to file for Bankruptcy…HELP!!!!?

I dont know where to go, I dont know anyone that has ever done one as reference, I dont know what to expect I live in Orange County Cali. I seen ads bk for 799.00 on bill boards but not in my immidiate areas..I se alot of Paralegals on Craigslist offering their services for 400 plus court fees, can i trus a paralegal???? I just dont know where to start…..Please help..I anyone has gone trhought his (chp 7)please fill me in and if your from my area and you can refer me I would appreciate it. thank you


CAN I LEGALLY GET RID OF CREDIT CARD DEBT ???????????????

I GET OFFERS ON MY EMAIL, BUY CAN’T TELL IF THEY ARE LEGETT.


Am i qualified for a personal loan?

I am 18 years old and a 2nd year college student. I have had credit cards since december of 2007 so its been about 10 months. I hold 2 credit cards at 2 banks each of which i have a checkings and savings account. Id like to apply for a personal loan of about 7500-10,000 dollars. Ive currently had a car for 6 mnoths that im making payments on with a 17.6% interest rate. This is way too high id like to tkae out a loan to payoff the remaining 6,800 i owe on and the remaining 4,000 for help with school costs and things i need. The reason i dont jsut apply for a auto loan is because im sure they would give me more than the remainder of the balance on the car. Am i possibly qualified. As far as my credit goes i charge on my cards very often, basically everything i buy so i can build my credit. I will pay 90% of the balance on both cards every month and have been doing so for 9 months, my name is also a secondary buyer on my car loan for 6 months which probably helps out my establishment process a bit. Would i be able to qualify for a 10,000 dollar personal loan with no co signer in this current economy. I gross about 1100 a month


What is the best way to politely say no” to loan requests from friends or coworkers?…?”

… and how do I handle the following situations that I’ve already put myself in? 1) I loaned one of my employees $100, 6 months ago. He was going to pay me back in one week. I have reminded him once a month since then. Everytime he says ok but then does nothing about it. I don’t think he intends to pay me back. 2) I have a friend that consistantly borrows $5 – $150 from me right before his paycheck arrives. He always promptly pays me back on his payday. I feel guilty if I say no because he has four kids. But I got frustrated the other day because he bought an ipod and then the next day asked me to borrow money for groceries. I feel guilty if I say no because he has four kids but this guy is treating me like a revolving credit line.


Filing for bankrupcy?

My friend recently won her case in small claims court. She sued her ex-boyfriend for 3,900 for a car. The situation is: She purchased a brand new car for him and he agreed to make the monthly payments on time. He never made any payments after they broke up and he ran up about 1600 in parking tickets on the car. She won the small claims court case. Her ex-boyfriend emailed her and said that he will not be making any payments and that he is filing for bankruptcy and suing her for defamation of character. The defamation of character claim is completely bogus and she is not worried about it. What can she do to get the payments he owes her. Can he legally file for bankruptcy. What can my friend do.


What am I supposed to do with a website that asks for a credit card nickname?” What is that?”

I have no idea what my credit card nickname is. I can’t buy some stuff because of that. Please help me.


Have you ever claimed bankruptcy?

What are some pros and cons? Did you do it because you felt there was no other way?


Which US Navy jobs are sea-bound and which require shore duty?

Thx for all the NON smarty pants responses.lol

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit union help: trying to build credit/get a auto loan?

I’m 19, and finished cosmetology school last year. I paid my way through school (nannying) but it didn’t go on my credit because it was a private in house loan. I now work in a salon. I have for about 9 months. I made a taxable income of around 15 k in the 8 months in the salon last year. I’m looking to build my credit, and I also need a new car.. So I was thinking I should go to a couple credit unions and see if they would pre-approve me. I’m not looking for a big loan.. Maybe 3-7 grand? What should I be expecting? Should I expect to be approved? Or not? I also don’t have co-signer. If I don’t get approved for this, I think I’ll see if they will approve me for a small credit card so I can start building credit. Any suggestions would be great 🙂


Is it possible to get 2 auto loans to buy one car?

Say this bank is approving me only for 10,000 but the car is 15,000 can i take that 10 grand loan and get a separate 5000 loan from a different bank to pay for my car?


Is it better to make a downpayment on a car and keep paying monthly or just buy in full?


How would I know if I qualify for a 0% auto loan?

What score would I need on my credit report? And why do I see some answers stating that 0% financing might not be worth it? Thanks!!


Can auto loan balance be transfered to credit card?

my question is if i can transfer my auto loan (from a local credit union) to a credit card with 0% APR for balance transfer? please inform. if yes, what is the procedure.


Does anyone know were I can borrow 8000. with bad credit?

that way i only have one bill instead of 4 bills…I found a site that guarenteed you would get the loan does anyone know a site like this one….


My credit score is around 726-which credit card should i go for?

different credit cards are for different people..there are cards for excellent credit scores, for very good, for above average etc. last time i checked my score was 726, how good is this and could i get the top credit cards or should i go with above average” credit cards? does it matter? what if they turn me down…?”




















































I need to obtain a 50k personal loan how or where do I go to get it?

I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you use a debit card for online purchases?

I was wondering because in a year 1/2 I will be in college and well I don’t want a credit card, because they are nothing but debt, but I think I will probobly be making online percheses wile I am in college as well as going on Ebay to buy things, and well I don’t know how all that works. But does a debit card work the same way for online perches as a credit card?


How do i get a free credit report?


Gave debit card to a porn site?

Big suprise, a porn site ****** me over. I tried to sign up for 3 days and they charged me for a month. I used an old debit card that only had 5 dollars on it, so I don’t really care about that. I already cancelled the account. Do I have to worry about this site sending bills to my house, or will I be okay as long as I don’t use the debit card again?


How do i get my free credit report with out using a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best online auto loans?

I need some good and reliable places to apply for auto loans online. I have bad credit because of idenity theft, so something that suits my needs.


What is your current interest rate on your home loan and auto loan? ?


How long does it take for a cashier’s check to clear?

Just sent a cashier’s check for an eBay item (small bucks, used kid clothing). Seller new to eBay, doesn’t have a Paypal account set up. Seller says she has received the check and will ship when check clears. I’m thinking, Whaaaa? A cashier’s check is like cash. Is she nuts, or am I?


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Private Student Loan?

I want to get a private student loan, can anyone give any suggestions about the better companies? I’m in Australia, Thanks!


The Melville Company sold land for $60,000 in cash. The land was originally purchased for $40,000, and at the

The Melville Company sold land for $60,000 in cash. The land was originally purchased for $40,000, and at the time of the sale, $15,000 was still owed to First National Bank on that purchase. After the sale, The Melville Company paid off the loan to First National Bank. What is the effect of the sale and the payoff of the loan on the accounting equation? 1. assets increase $20,000; liabilities decrease $15,000; owners equity increases $5,000 2. assets increase $5,000; liabilities decrease $15,000; owners equity increases $20,000 3. assets increase $20,000; liabilities decrease $15,000; owners equity increases $35,000 4. assets increase $60,000; liabilities decrease $15,000; owners equity increases $20,000


Can i get an Auto Loan with a credit core of 598?

I tried to get an Auto Loan through my bank and was denied the money. Do you think that all hope is lost for me with a credit score this low? Or should I try going to a dealership and getting a car loan there? Any advise would be greatly appreciated!


Is the website magicalgetaway.com for real?

I was looking for vacation packages for disney world orlando. I stumbled upon this website and tehy offer really low vacation packages…like 119 for 4 days 3 nights hotel+ pair of tickets to disney… was wondering if anyone was able to book from this website already. Is this for real?


Invalid credit card numbers?

So this has been EXTREMEMLY frustrating and after hours of work and research i got to adding a credit card to my PS3 account. but i added the credit card numbers (i double checked that theyre correct and no typos like 4 times) and i pressed enter at first with the spaces and then i tried without the spaces. each time it says please enter a valid credit card number”. PLZZZZZZZZZ i need help fast this is so ******* ANNOYING!!! thnks if you have help tho : )”


Bad credit down payment of 50,000 on a 100,000 home will credit score matter?

will credit score matter when that huge down payment


Can a 18 year old get a auto loan?

Hello, I’m 18 and I’m looking at getting a auto loan by the next 6 months. I don’t have any credit. I tried getting a line of credit from the credit union but I can’t because I just switched jobs and I have to be there 6 months before they will do anything. I’m driving my parents Taurus but my sister gets her license in 2 months and it’s the kids car. Plus I’m not a ford guy. I’m looking at a newer car, a 2008 Chevy Malibu. I will be driving 50 plus miles a day between driving to school, to work, and back home. So I want something a little newer so I don’t have many problems and gets good mpg’s. And I want something the looks nice for dates and stuff. So I was wondering if I could get $10,000? My parents probably won’t co-sign because they are paying on 3 cars at the moment and I don’t want to put that headache on it. What can I do to prepare myself for the next 3 months and build some credit? Is $10,000 reasonable to get fens loan?


Reputable debt reconciliation company?

Wondering if anyone has used a debt reconciliation company that is reputable and that they were satisfied with. If you pick the wrong company, you can end up way worse off than to begin with. Please only respond if you have personally used the company and were pleased with the outcome. Need serious help.


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best online software that private detectives or other people use to find people?

I know there are some sites, such as zabasearch and others where you can get some information on people for free, and other sites where you can input a credit card to get some information, but are they really worth it? I would like a serious site, one that is proven to work most of the time for people finding and background checks, and is reputable. Thanks.


On a house that is 137,000 what would be the monthly payments be roughly?

Our credits are 600 and 660. We are 21 and 19 years old. We would apply for the usda loan. Also we would put down about 6,000. The house costs 137,000. Is there a way we could get a loan for that? Also how much a month would it cost?


Anyone ever use a payday loan place called Ashland?


How to get rid of my student loan debt?

Or at least drastically lower my payments. I owe about 80k I have 3 lenders Nelnet, AES, and Wells Fargo. I managed to lower my Nelnet to about 150 since it on IBR. Its mostly my AES (about 150 dollars) and My Wells Fargo (about 250 dollars). They just stress me out every month. Not only do I have that I have my rent/utilities, car payment, cell phone, gas, food, and prescriptions to pay for. And I work as a mental health worker trying to find a higher paying job. Since they are mostly private loans nothing like IBR will be able to work. Any constructive answers?


Visa secured credit card from major bank or furniture store credit when rebuilding credit?

My husband filed bankruptcy a few months back and we are looking into our options to rebuild his credit and I was thinking about a secured credit card but my dad says that’s a bad idea because the last thing we need is a credit card and if were gonna do anything we should go to a furniture store to buy a few things we need from there. What would be the best thing for his credit. I know he is going to get a high interest rate regardless.


How can I check my credit report for free?

Does anyone know of a website, a secure one, that I can check my credit report on with no cost to me, as well as no contract agreements? (FYI freecreditreport.com you have to have a contract with a company before you can get your report.)


I live in Oklahoma, what all do i need to have and do to file for bankruptcy?

I live in oklahoma.


Help with bankruptcy or debt relief options?

Im on the fence and i need some insight. Im 27 currently having about 18k total debt from about 4 credit cards. Around 2007 every thing was fine i made about 440 a week with less than 40 hours of work. My main Credit card was 17k limit and credit score was 779. Bought a car on the card for 14k like an idiot because at the time it was worth 24k. tried to make a resell profit for school money, big backfire end of story. went through a period when the recession hit to making only about 750 a month. Spoke with a BankRupt lawyer for that option about 5 months ago, its even taking this long to save 1500 + 150 to protect the car wich i now need for transpo. While im saving is there any advice on options like all these debt relief commercials on tv, is that a better option or has someone tried that route? Also im now kinda making the amount of money i was before the hard times. about 1400 a month again. So would i even be eligible now? if i tired bankruptcy would they say u make enough now to pay this money back, when honestly i cant, cost of living for everything has changed since 07, pretty much paycheck to paycheck with an additional 1200 debt from medical bills thats not included im my total debt. Plz help

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it likely that I will get an auto loan score is 555, and co-signers is 780?


My credit report is 782. Is this good?

The site that provided me with the score says that it is equivalent to a C grade.” I am 22


What are the best auto lenders to go to get a loan i want a 15000 auto loan i can afford 1,000 a month?

my credit score is a 700 would i need a cosigner if im putting 4000 down on a car


How can i get my credit report for free without having to pay with credit card..or any money?

I checked out that site www.freecreditreport.com, but when someone wants to view their credit report..they have to sign up and pay with a credit card and that gets charged during the 30 day trial!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to raise my credit score?

I’m looking for information to fix my credit I always hear you will need 10% down for a house and I have the money for that already I have gotten out of my bad money habits and have excess money in savings. I’m simply asking what I need to do to improve my credit such as credit cards if they can help auto loans things like that I understand I need to use my credit to build it but how can I use it with such a low score what could I possibly finiance


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.


Does One remember the interest rates in the 80s?

Although the interest rates were high for investment – most of us had no money to invest. Or loans were at very high levels. In 85, the banks were paying 8 – 9% on accts but the loan rates were 11 – 18%. I do think our times now are much more stable & better in the USA.


Where could i get a legit loan if i have bad credit?

i am 30 goin on 31 i want to clean up my credit right away and pay of the lender, i say i need bout $7,000 . I want to own a house one day and i have very bad credit so i dont think anybody would help me, does anyone have any suggestions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I just received an escrow check from my mortgage company. What is it for and is it for real?

I have been in my home for roughly ten years now. It is a manufactured home. I pay my own property tax and insurance


If I filed bankruptcy would a bank still give me a loan for a house?


How exactly do I use my credit card to pay for papa johns pizza?

Do they bring a machine to swipe my card with when i order online?


I am cosigner for an auto loan. I am unemployed now. do I tell bank I can no longer back up loan?

the loan and the title have my name on them as cosigner and co owner, If I have to make payments, I want it in my yard. legal?


Im 18 years old and need to get an auto loan but in the state of nebraska legal age is 19 is there anyway to?

what is the legal age in kansas for a auto loan


If we will be filing bankruptcy, would you. . .?

zzsleep, I am an honest person, I pay my debts back, but the reality is, wanting and doing are 2 totally different things. We had some major hardships that resulted in our once excellent credit. We have finally after over a year of struggling and having to worry about our home and our family (we have 2 small children,) realized we need help. Getting a loan doesn’t help, and since my husband and I are both orphans, well we have no one to help us get out of this hole. Since credit card companies have gotten a break through a stimulus package they really won’t be taking a loss from what my research has shown. Any personal debt through friends has been paid off, but again, we can’t handle the credit card debt any longer.


If I have a 715 credit score, why am I getting 10%+ rates on my auto loans?

EDIT: I have all three scores saying 715. The USAA one is a 2005 car, and the NFCU is a 1997 car. I have a short history, One I got mar 2012, the other July 2012. The mar2012 was my first ever auto loan.


Debt Consolidation Loan For Bad Credit?

Are bill consolidation loans different from debt consolidation? I am confused in this two concepts. Want to know more about it and get my medical bills, or credit card bills consolidated asap. Also can anyone suggest any good resources for bill consolidation and also want to advice me what to choose.


Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My car was 11,000 with an 25% interest rate how much do I owe in interest?

As you can see above they say my total is almost 16,000. but when i calculate my loan by the interest rate (using the excel formula) i’m getting that i owe i only 13,000. Are my calculation incorrect?


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.


I have about 18K in credit card debt, should I get a loan from my 401k to pay it off?

interest on credit cards is from 7-10% loan from 401k is 3.9% right now I send around 600.00 a month to credit cards a 5 year loan would be around 320.00 a month


Do You Know any GOOD lawyers in Washington, Spokane?

My sister needs a good lawyer for divorce,custody and bankruptcy. How much would this cost? Any lawyer for the following above would be fine! Please help!


How can i follow up my pag-ibig salary loan via enternet?

I’m here in Cebu but my head office in Manila.I filed a salary loan last May 2009.But the check was send here in Cebu Pag-big office with out the knowledge of my head office.The check was released last november 9 2009 of 7,227.07 with the check #102019.It was stale already,and send back address to THE CHEF OF DIVISION CASH AND ADMIN DIVISION MAKATI III.Pag-ibig Cebu office advise me to send the memorandum through email so that i can get a new check including the refund for the payment on that loan.I wait for almost 23 days but i did not recieved feedback.until i decided to send the memorandum through LBC last march 23,2010.I kept on call follow up here in Pag-big cebu about that check,but same they have no feedback from manila regarding my status.


Who has taken out a construction loan recently?

My family and I recently purchased land and we’ve started to get the money together to build a house on it. We know we have a while before we can get up enough money to start building, but we figured we should start now on learning and planning about the different types of loans and what we would need to know or do before going any further. Can anyone recommend any web sites or offer any help?


Need to get reviews on Pembridge Insurance company?

I am contemplating getting an auto insurance coverage from Pembridge Insurance company. I need to get reviews form people who have auto insurance with Pembridge.




















































What is a payday loan? Is it worth it?

What is a payday loan? Is it worth it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will a 16 yr old arrest and misdemeanor conviction appear on a background check report?

Also, will judgments and/or bankruptcy records show regardless of when it was? The inquiry is being made by an individual on another individual in the United States.


I got an Auto Loan with CapitalOne, question about model year determining APR?

Hi Guys, I just got approved for an auto loan with CapitalOne, and I’m very confused by the book with the blank check they sent me. They have a chart it in that looks something like this… The model year* of the vehicle purchased will determine your APR. Model Year | APR | $8000 | $13000 | $15000 ————————————–… 2008 or Newer 6.70% 2007-2004 8.05% 2005 or older 9.30% -1 or older 7.30% Thats all they say… It doesn’t make sense, it’s ambiguous. So if you bought a 2005 you have the option of taking 8.05% or 9.30%, haha. I know that’s not right, but seriously they should of given me more info. I looked on their online calculator and I guess it also goes by if I purchase it at the dealer or not. So if I bought a 2003 from a dealer it will still be 9.30% no matter what? Last time I checked my score was 725, think I could get a better deal out there?


Is there a MAXIMUM interest rate that can be charged on auto loans in WI?

I am looking to purchase a vehicle in the next couple of months, and my credit score is not all that great. I haven’t had problems such as filing bankruptcy, just cellphone bills, utility bill (which is in current standing now on agreement but late payments were reported from when I was laid off), and a tax lien that was paid off this year. I’m trying to get an idea of a worst-case scenario for an interest rate, even if my credit doesn’t call for it. I’ll be looking to put 3500-4000 down, my net income is $2000/mo, and my current expenses are roughly $800-1000/mo.


How long do I have to repay a title loan?

I took out a title loan on my Honda last week and I’m not sure I did the right thing. I’m not going to be able to pay it back this week, and probably not next week, or even this month. How long do I have to pay it off? I’m worried.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Help,I need a $1500 loan to pay off payday loans.Anyone know a legite loan company?

It would have to be an unsecured loan for bad credit.Due to trying to get by” I have found myself stuck in the payday/cash advance rutt and I want out!Has anyone out there ever been stuck in the same position?Any suggestions would be appriciated!!!!!!!”


Best payday loans online?

Top rated Payday loan site


Need credit card that accepts not so good credit with 1500 dollars or less to build my credit score back up?

any ideas?? Is their a site that gives you a credit line over via internet?


What is a payday loan? Is it worth it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any credit card a 17 year old can get?

im almost 18 and i want to get a credit card. do u know anywhere where a 17 year old can get one?


How can i get quick financial help with bad credit?


Can i get a 145000 dollar loan if my income is 43000 a year?

my monthly income is 3,580 before taxes


Do any one ever had a auto loan before if so is it a best idea to get one?

infor on a auto loan


What credit card is the best?

Im choosing a credit card from navy federal this are my 2 options the go rewards” and “platinum” Anyone has any of this credit cards? in what time does one becomes better than the other? Any good reasons what are other perks that are not in there https://www.navyfederal.org/products-services/cards/creditcards/creditcards.php”


How to lower my credit card payments?

Little background (I’ll be brief)… 21 years old Full time student Lives at home Parents provide SOME support Total credit card debt over 6 cards: approx. $13,500 On the card with the largest balance ($4,500) I mistakingly missed a payment and my rate went to 29.99%. All other cards either have a high interest as well or are close to their limit. The question: Is there anything I can do to make my interest rates lower on the cards or lower my payments any way? I have a decent credit rating (around 615) and a somewhat good payment history. Perhaps, is there even a way for me to some how consoladate all my debt into one montly payment? I would love to get a loan from my bank for the amount, but would they even consider giving me one? Please help! Thanks! P.S. I don’t know if it helps at all but I also have an Auto Loan with a balance of $8,000 that has kept my credit rating afloat because of good payment history and I have a good rate on that loan. Thanks again!


WAL-MART CREDIT CARD?

Is this the card where you pay $3 to activate? I can’t tell the difference from the Wal-mart Money Card. I have atleast $85 and I want to order some clothes off the internet for school. I just need the datails about the Wal-mart credit card, i guess.


Ho do i clean up my credit without bankruptcy or credit repair companies?


What is a payday loan? Is it worth it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I find a lawyer to sue Wells Fargo Home Mortgage?

I am currently being the victim of some very unethical things being done by Wells Fargo Home Mortgage, regarding a reverse mortgage. I know i’m not the only one, Wells Fargo has had quite a few major class action lawsuits, even this year, filed against them in reference to their reverse mortgages for very similar things (but not quite the same) as what they are doing to me. I’m just an average joe, who’s never used an attorney. Been calling lots of real estate attorneys, but no luck, nobody seems to want to sue such a large company. How do I go about finding an attorney who does that sort of thing? And one that an average joe like me can afford, I mean I don’t have thousands and thousands of dollars sitting around. I know they exist somehow since wells fargo is being sued all the time.


What does it mean to be ‘upsidedown’ on a mortgage?

What does it mean to be ‘upsidedown’ on a mortgage?


How much would you normally get pre-approved on for a home loan with good credit?

I only have one debt and it a car note at $319/mo with $9,947.43 remaining. If my husband is left off the loan i know they don’t look at his credit but do they still look at his debt (~$16,000)?


My income tax preparer needs a copy of my 2015 1098 mortgage statement . how can I obtain one ?


Personal loan?

I’m 18 with no credit” and my friend selling a 2000 BMW for $3000 (not from a dealer!) and I want to know if Bank of American can give me a loan amount like that? I don’t see why not but yes I have a job and I’m planning on going over to the bank and give it a try”


Is the website localsexfriends.com safe to use/enter your credit card info in?

So this girl wants me to enter on this site to give her a high rating, but the site requires a credit card to register, even though it says it is only for verification purposes. That sounds a bit sketchy to me, so I wanted to know if any other people have used this site and is it safe (my credit card info won’t get stolen and I won’t be charged for random things). DON’T ANSWER WITH **** LIKE YOU’RE AN IDIOT OR THAT KIND OF THING.


I am in bankruptcy?

I am in a chapter 13 bankruptcy . I want to get out of it. Can I with draw our bankruptcy. I can’t stand my lawyer and I don’t care to be in it . It isn’t what I expected. If not is there any way that I can remove my house and car note from my chapter 13? They are the most important asset that I have that I need to stay and keep no matter what !!! I think about it now I should of have left my house and car out of it and filed a chapter 7 on all the rest… Well c/b thanks in advance….


Need about $500 in less then a week, how can i get it?

So im 22, i dont have a bank account, my credit is awful, and i literally just started my job today, so to make a long story short i need to pay about 500 in fines by next wednesday or i go to jail… I cant borrow from family and i don’t think a payday loan will work since i dont have a paystub or check yet. Can i get a credit card with my credit being god awful, and if so how long will it take to get? What credit card should i get? What should i do? Need help ASAP Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My salary is 103,000 a year what is the best house I can afford?

Thanks, I don’t pay any other bills except utilties and food.


How can I get a really detailed and explanation of my credit report?

I looked at it yesterday and my score, I have some questions, but who would I ask them to? I cant bring it back up now because I allready ordered it, without paying another $25 or so. So what should I do?


Will paying off an auto loan help my credit even though my credit card balances are high?

To provide a little more information, my mother in law will be taking it over via a personal line of credit because the loan is taken out against her vehicle (we actually used the money to pay off some other debt). The balance is just under $10k and we still have another 32 months on the original 5 year term. So even though we’ll technically still owe her the money, as far as our credit report goes it will be an auto loan we paid off. We have 2-3 credit cards each (we’re married but not joint on any of the accounts) that are nearly maxed with really high interest. I’m wondering if getting the auto loan paid off will enable us to qualify for a lower interest high balance card where we could transfer these balances and pay the debt off in a reasonable amount of time. Any info is greatly appreciated!!!


What are the positive and negative sides of credit card’s usage?

Please,list me some of the positive and negative effects of using credit cards. Thanks in advance !



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I want to know about free credit card report instantly?

I want to know about free credit card report instantly. Any body can help me please? Where online can I get all 3 of my credit reports and scores instantly for free or for like a!1.00 fee? How to get free credit report instantly online? Kindly any one inform me.


What is a payday loan? Is it worth it?


What company will give me a loan with a 532 credit score?


Can i file for bankruptcy even if i have judgements against me??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help. My ex husband has stolen my identity and I can’t prove it!!!

I recently found out that my exhusband stoled my identity with alot of online payday loans. I have a some legal department calling meat work for me to $520 or they will start legal proceedings. It is hard for me to undrestand what they are saying for they have a very thick accent. I have found out that my ex-husband has obtain 10 online payday loans and now they are after me. I can’t prove it. I was advised to enroll in a debt collection agency recently and they are starting the ball. I am worried about this one company that is calling me all the time at work and now they are yelling at my co-workers and threatening them. The debt collection agency said that they can not sue me for they have no legal ground due to it being an online loan. But they kep harassing me. I am trying to start my life over with my daughter and I really don’t need a lawsuit. My question is can they really sue me??? Please help.


What happens to my credit if I don’t pay my timeshare?

I have a timeshare through Eldorado Resorts. The actual timeshare is at Grandview Resort in Las Vegas. The loan is through Eldorado Resorts. Apparently it’s close to impossible to sell a timeshare and I’m not going to pay a company $500 to maybe sell the timeshare. My wife and I are ready to buy a house but we need the extra $300 a month for mortgage that I pay to the timeshare. Our credit is good/great and my timeshare loan does not show on any of my credit reports. Since the timeshare loan doesn’t show on our credit reports, if we don’t pay it and just let it go into foreclosure, will our credit get nailed? Every other loan we have (car, student, credit cards) show on our credit report. What will happen if we just stop paying the loan?


Does anyone know how to get in contact with a loan shark in london??

needing finance quickly


How can I know if the payday loan company isn’t a scam?


Will a dealership hold a car for me?

I have financing through my credit union, and actually have a pretty decent interest rate (nothing shocking, but it’s not super high either). I went through them because I have literally no credit history right now. I am a college student and this is my first line of credit other than my student loans. I also have a really low monthly income because I only work part time. I went to a few places before the credit union and they wanted proof that I made $1500 a month, otherwise I could not get a loan.


Difference Between Visa Card/Master Card?

I just wanna know the difference between a mastercard and visa card everyone tells a different story


Do I need full coverage on a vehicle if I take a private loan from the bank?

I want to buy a private party vehicle, but I wanna use the bank’s money and pay it back in payments with a private party auto loan. Has anyone else had experience with this? Do I need to have full coverage on the vehicle?


Cash withdrawal using credit card?

Is it better to withdrawal cash (from a credit card) from the bank? Or ATM? or what?


USAA or Navy Federal for Auto Loan?

Who would I get a better auto loan rate with? I have a lower credit score, my highest coming in at 615. So which of the two will work with me for the best rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking into possible debt consolidation, came across a website that I am curious about…?

This website Bestdebtoptions.com basically advised me to call one of their reps, i spoke with him and he explained the way their business works and the way that they do this is by this: 1. I set up an account with their bank 2. I stop making my minimum payments to my credit card companies, hurting my payment history 3. by doing step 2, bestdebtoptions.com calls the creditors and requests a settlement 4. upon agreement with creditors they pay the settlement to these companies by using the money I have been putting into that savings account with bank 5. 2 year payment plan to this company to be debt free I have roughly $8,000.00 worth of debt and I can’t get out with minimum payments…should I consider this or has anyone heard of this company being legit?


What is a payday loan? Is it worth it?


How do I check what auto loan rates I would get with my current credit score?


What is the effective annual rate?

Suppose your credit card issuer states that it charges a 15.00% nominal annual rate. If you must make monthly payments, which amounts to monthly compounding, what is the effective annual rate?


Legit bad credit loans online?

Need a loan for around 1,200 within the next two weeks, need a legit online lender as I have already tried credit union and my own bank and was turned down by both. I had a bankruptcy 6 years ago.


How can I get a free printout of my credit report and my credit score?


Please explain our auto loan to us?

Our monthly payment is 549.10 (yes ouch). As I’m looking on the statement, it shows the following, which I don’t understand: Principal Balance is 15,921.93, Principal Payment is 327.72, Interest Payment is 221.38, ending principal balance of 15,594.21. The interest rate is 14.5%. There is a Late and other charges” of 125.13. (husband will have to call to see what that’s for) This was supposed to be a five year contract. We have made a total of 40 payments… but the maturity date isn’t until 1/21/12. (The truck was purchased in Oct of 05) !?!?! Thats 7 years.. Yes we have missed a few payments




















































I was on freecredit report.com and it said theres a mortgage under my name?

I was on freecredit report.com and it said theres a mortgage under my name?

im only 18 i have no credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is your opinion on cash advances? & is personal cash advance a trustworthy site?

I’m looking to take out a cash advancement here in a few weeks if I get the new job I’m hoping for which would mean I would have to relocate and I don’t have the money for that right now. I’m looking to take out a cash advance loan until I get my first check at the new job. What have your experiences with these types of services been, and do you think it’s a good idea? Thanks.


Are Discover Cards good?

Im a college student and I wanted to apply for the Discover student credit card. This will be my first credit card and I like the benefits of the card, but I heard that Discover cards aren’t accepted at to many places. Are discover cards widely accepted in the U.S? are they accepted in more places than American Express? Is Discover a good credit card to go for?


Mortgage for Prefab House?

I have an appointment with nationwide in a couple of weeks to set up a mortgage (already looked around for one, Nationwide was the best for me), but i have just found out the reason the house I want is cheap is because an offer someone else put on it was rejectected by their mortgage company because it is prefab. will this effect me getting a mortgage on it? i have 10% deposit and the house has had a structural survey in the last month proving it is fine asking this question now as i want to know if i need to start looking round mortgage companys again


Im looking into renting an apartment but I have a forcloser on my credit?

I called the apartment complex I want to rent from in a few months and they told me it has to have been 1 year since forcloser. I filed bankruptcy and my home loan was included on the bankruptcy, so Im wondering would they go from the date my bankruptcy was discharged or the date the was consdered forclosed?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Hello I’m already approved for an auto loan but where can i get down payment assistance?


Whats a good website for checking your credit score from all three reporting bureaus?


I would like to take a loan from LIC Housing finance limited, India. The loan is for purchase of land.?

What security to be given to LICHFL to get the loan ? I have four LIC policies is it acceptable?


I was on freecredit report.com and it said theres a mortgage under my name?

im only 18 i have no credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you purchase something online can your credit card be traced to your IP address?

So in that case how would they see passed a proxy?


How do the companies advertising free credit reports make money?

What is their business model? They advertise a lot on the Internet and TV, they must be profitable.


Should I deffer a payment on a loan that I am going to claim bankruptcy on?

I have a loan that gets taken strait out of my bank account and my husband lost his job so I can’t afford to pay it this month, I am trying to get enough money together to pay for a lawyer so I can file for bankruptcy. I will file within the month but I really need the $145 from the loan, I feel bad for doing it though, can they do anything to me if I do this, will it affect my bankruptcy. I can’t pay any of my bills this month except for the major ones.


Whats the best online loan site?

i know there are some bad site. i just need to know where to go so i wont get any hacking or identity theft. any suggestions.


How much money can I get for a home loan? And how likely am I to get a loan alone?

My credit score is 702 as of today. My total monthly expenses including electricity, car & car insurance and monthly credit card bills totals $945.00. My monthly salary is $1182.00. Last year I grossed about $32,000. I have been employed for over 3 years with the same company, and have had no bankruptcies or collections. I am 24 years old and ready to buy! I live in Miami, FL by the way…boo. lol.


We have a Texas VA mortgage loan. We have pcs orders. How do we return the house?

I have heard that if we try to sell our house and it does not sell, the VA will buy back their loan. Do you know if the gov’t will buy back the loan? How do we basically return the house because of PCS orders. We don’t want to rent, because of the responsibility of being a landlord or having a property manger. What can we do? Or what should I do? Please help.


BAD credit!!?

OK I am only 18 and I have really bad credit…I dont know why but I wont get approved for anything at all… What can i do so that I can fix my credit?? Any sitesz *for Free* that I can go to, to see what is affecting me?


Where or what website can i get my free credit report.?

Without having to use a major credit card. everywhere i go on the net wants a major credit card i don,t have one. If you can please help i would be very greatful.. i really need my free credit report if its out there.thank you.


I was on freecredit report.com and it said theres a mortgage under my name?

im only 18 i have no credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a purchase interest charge with Chase Credit Cards? Why was I charged it?

I was charged a Purchase Interest Charge. I’ve never been given a charge like that before. What is it? Why did I recieve it? I know it’s not a Purchase Finance Charge because I was already charged that.


How can i file Chapter 12 bankruptcy without an attourney in the state of Kentucky?


Reversing Cash Advance fees?

My mom and I share a bank account and I use the credit card. I had money on my credit card so I transferred $50 to my mom’s checking account. I didn’t know that it was called a cash advance” nor did I know that there was a fee. Can I reverse the fee? I already put the $50 back to the card. I bank with Wells Fargo so I’m looking at a $20 charge.”


Best tax relief service?


Question about filing bankruptcy.?

I know it sounds crazy but I don’t even know who all I owe money to at this point. I DO know that it’s in the thousands. How would I go about finding out who all I owe money to so that way when/if I do file bankruptcy, I’ll have all debts included. Thank You!


Does anybody know specifically what the posting CHECK CARD CASH ADV. PNC/ATA” could be on my online banking statement?”

I realize that this is a cash advance, and I also am certain that it is fraudulent. I just wonder if the code ATA” or “PNC/ATA” could mean something that might narrow down how this happened?”


Which company is best for personal loans?


Will defaulting personal loan attract case/arrest warrant at India Airport?

Dear advisor, I left my home town at Pune – India with some unpaid bank loan, which i realised at later stage. I last paid in 2005 , about 3.4 lakhs due. Due to crisis I lost job in Dubai. Since then i couldn’t able to re-pay loan whose interest was exorbitant. Bank official sent mail in December of 2010 without any court detail that i should be produced before court for summons and in any case it’s not possible for me to go back to india to attend case. Does personal loan defaulter cases produced in court and will be issued police warrant for non appearing court? Incase court issues a warrant against me, Then will i be caught by Airport immigration or city police? Please kindly advice. Thanks & Regards, Vijay Kumar

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I file for bankruptcy will I lose my home? I am the co-signer on our mortgage.?

My husband is the co-signer and will not be filing for bankruptcy.


How to increase credit score?

I’m looking to obtain a mortgage next year, and i have couple of charged off credit card account on my credit report. My student loan is just in repayment last month, and i’m on time on those student loan payment. My question is that if i settle my credit card debt now, and pay on time for my student load, would that increase my credit score?


Can I get another student account with my Barclays student account, Halifax have already denied me?

Halifax’s system wouldn’t allow me, though I never told them I had a student account with barclays, the system knew I had but never said why till I asked if that was why


Mortgage refinance option 1 or 2?

I want to refinance my mortgage. My setup is I have an 80/20 loan with 1st mortgage being 161,000.00 @ 7.85 adjustable and 2nd being 40,000 @12.125 fixed, both for 30 years. Its been 2 years and I originally bought the home for 205,000. My first option is refinance the whole thing at 6.25% and lower my payment by about $200. The other option is only refinance the 1st and try to pay off the 2nd in about 5-7 years. What would be betterrr?



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Good credit no auto history?

i am 23 years old have been with my bank and have accounts opened for almost 3 years i make 3,500 a month and always pay on time,and i have been with my job for over 2 years


I was on freecredit report.com and it said theres a mortgage under my name?

im only 18 i have no credit


Should I file for bankruptcy while I am still unemployed?

I’ve been out of job for long time, plus medical bills and I am facing foreclosure, as well as months of unpaid c/card and one unsecured loan bills. I don’t think I can pay both mortgage and c/card bills. I want to keep the house and the only way out of this situation I see is to file for bankruptcy. I finally have good job offer in my field that i am about to accept. I wonder if I should file while I am still unemployed, or when I have a job. Thank you


After filing Chapter 11 Bankruptcy, do I continue paying rent while under bankruptcy protection?

I own a small bakery at a mall under an LLC and thinking of filing for Chapter 11 protection because I am behind rent and my landlord would not renegotiate the lease. My question is, after filing, does the court grant a stay in sending rent to my landlord? If so, until when?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Get a private auto loan?

i want to get a auto loan to buy a car off my friend,,my credit is 606 and i have a 3 late payments,,who can i go through to get a loan for this car,,,its a 2006 honda civic with 126,000 miles and he is selling it for 8,500,,,can i get a loan for 10,000 and pay him the 8,500 and keep the other 1500 for tune ups and oil changes and other stuff for the car


Does anyone know a listing of payday loan companies in florida?

I checked with sunbiz.org and they dont index companies by type. Is there some way I can get a listing of payday loan companies” in the state of florida


Do most loan companies make settlement offer?

p.s.- they keep adding interest on a car thats not working and i feel they shouldnt add 300percent interest on a loan.


How can you find out if a house is abandoned, online?

There is this house no garage, but a huge driveway and a window is boarded up. The grass looks mowed though, but it just seems so strange and one of the windows has something written in dust. Can I found out if anyone lives there on the internet?


Trying to reach an 680 credit score by 19 or 20?

I will graduate high school when I am 18, however I am currently working a job and I am 17. I know I can’t do anything to improve my credit until i am 18 but, can someone please tell me what i need to do to try to get my credit score up between 620 and 680 for sure by the time I am 20. I want to buy a used car for 15,000.00 when I am 19 I will earn 2,100.00 a month as a correctional officer then after the first year I will earn 2,900.00 which is when I would like to buy a house for between 60,000 and 120,000 I know in these days you NEED 620 – 680 for any of this. Please tell me what I should do, I don’t want to live with my mother forever ! And I don’t want to have bad credit like her.


How hard is it to get a mortgage loan these days?

My bf is trying to purchase this house from his grandpa for $60,000. He just bought a car which I co-signed (they made me the main buyer cuz my credit was better so I’m not sure if that auto loan affects him too). His credit score is around maybe 650, makes about $1800 a month, and has about $2600 in credit card debt. How likely is he to get approved? Does the auto loan affect his credit too? Would he need me to get approved ffor this mortgage? My credit the last time I checked was 727, I make about $2200 a month, and have $600 credit card debt plus the car we bought was $23,000.


I have about $16,000 in debt. Should I use a debt consolidation agency?

So I have (altogether) about $16,000 in credit debt between 2 credit cards and a line of credit with BECU credit union. Total each month my monthly minimum payments total about $400. I can make the minimum payments no problem and can usually pay a little bit more though not much. Between my other bills, gas and having a little extra money to have a life with I can usually pay an extra $50-$100 total each month. My BECU payment is about $150 a month (with a little over 10% interest). I also have a mastercard payment of $145 a month and an AmEx payment of $90 a month (both 14-15% interest). Is it worth it for me to contact a debt consolidation agency (a co-worker of mine uses Care One Credit and she says they’ve helped her), and if so what is the best one to work with? Or am I better off just making my payments and paying what little extra I can, whenever I can? I don’t really have the option of getting a consolidation loan as I do not own a home and my vehicle is not worth much at all (still runs great though). I did a google search on Care One Credit and found a lot of talk about them not really helping people and in some cases making it worse but my co-worker swears they have helped reduce her debt from $4000 down to a little over $1000 in less than 2 years.


What are the benfites of having a credit card?

need this fast its a test question


Need help with a math?

A bank charges a 1% fee to process a credit card cash advance, the fee is taken out of the cash advance amount. Raul asks a teller for a cash advance of $4000.00. How much money should the teller give to paul after the cash advance has been processed? can anybody help me please

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Im 23 weeks pregnant and unemployed and i am desperate for money for things for my baby where can i go to get?

is there any way i can get finacial help without goin through the job centre?


I was on freecredit report.com and it said theres a mortgage under my name?

im only 18 i have no credit


Does Gamestop still sell Gameboy Advance SP?

I want one sooo bad! And I can’t buy it online because my mom says I am going to get ripped off or something! And I really want one because I like how its simple and small. Plus I can’t afford those DsI things…. Any stores that sell them for a cheap price? And in good condition.


I need a home equity loan with credit score 560? where can I go? I have already been rejected once.?


Does a free credit report show everything or do you have to buy to see all?

I got my free credit reports (from experion, transunion and equifax’s website) and was wondering if it is a full report or partial report. Do you have to actually buy your credit report to see everything that’s on it? I don’t want to have to buy it if all its going to show is what I have already seen on the free report.


Will bamboo kill gold fish?

I have a small bambo plant that sits in a jar of water. I’d like to put it in with my gold fish.The fish is in a old glass milk bottle. Does any one know if the bambo would kill my fish?


Why is it free credit report and then it requires a credit card?