Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Is bankruptcy immoral?

Is bankruptcy immoral?

My Dad got laid off five years ago and since then he has started two small businesses. His businesses were doing well, and then the recession came along and now he is in a lot of debt. If he sold the house and his corvette he would still be in debt, but might eventually be able to pay it off. He believes that god would consider bankruptcy immoral because of Psalms 37:21. He is getting really riped off on selling the house, two years ago it was appraised at $315,000 and he is basically giving it away at $240,000. Do you think he is doing the right thing or he should go bankrupt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I declare Bankruptcy?

I want to know how can I exactly declare myself in bankruptcy? My husband lost his job, and is in the process of getting hired. Our bank account is overdrafted/on the negatives and there is no way that we will be able to pay that off. I am scared because I dont know what to do. We are taking out the rest of the things we still have at our house, which we had just gotten about 4months ago,who do we call or speak to about returning the house? I have a 2month old and at the rate that we are going if we continue like this we will most likely lose our car. I am so confused and stressed. Will the bank send us to jail if we cant pay the overdrafted account? Please give me advice.


Why do you pay a fee to get preapproved for a home loan?

My brother is shopping for homes and getting a preapproval. He went to Bank of America and was told it costs $50, Kinecta Credit Union $75, and Wells Fargo a high $290 fee. These fees are either applied to the costs of the loan, or specifically the final application fee” which is much higher. Assuming you actually go through that lender when you buy your home because if not you eat those costs. If you have good credit


Ok so i tryied to get a loan with loan pal but i think there somekind off scam now?

https://www.loanpal.co.uk/ its because i am now getting loads off spam from other companys in my phone and email saying we got a loan ect i gave my details over my date off birth my name my adress and my debit card info then first they said i had been acepted but then once i put my card info in keep decineing if im a victim off fraud because off this nothing has happened yet but if something does happen what do i do


A house costs 55000, what would the monthly payment be?

looking at a house for 55000, havent had a chance to check interest rates just yet, ill put 6000 down, what would be just a guesstimate on the monthly payment for a 15 year loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


I have bad credit but need an apartment, can I prepay in advance for rent?

I have bad credit and have never rented before but have about 3k saved up and a low paying but steady $9.50(soon to be $10) hour job, and in Springfield Missouri that’s not bad. I’m was in a bad situation when I ruined my credit, grew up in a family of drug addicts so I just had to get out, nothing any renter would understand probably. I’m worried they will just look at my credit, could I offer to pay say 6 months in advance(here you can get a low end apartment for $300-400. Most places offer 6 month leases, so I don’t see how they could pass it up, I’m willing to follow any other stipulations (once a month apt checks, etc, etc. I’m responsible, and my credit was ruined by forces that most don’t deal with and were beyond my control, I’m in a much better position now. Would any renter work with me you think? What steps should I take?


Legit online loan for bad credit?

In a bit of a crisis that has to be fixed in the next week. I was wondering if anyone has had personal experience with an online loan? How did it go? Was it legit? Im lookin for 3, 000-4, 000 loan… pls no rude comments. This money is gonna help me and my son(3) and daughter(17mon) to survive aweful time. Childcare, vehicle, bills etc.


Is bankruptcy immoral?

My Dad got laid off five years ago and since then he has started two small businesses. His businesses were doing well, and then the recession came along and now he is in a lot of debt. If he sold the house and his corvette he would still be in debt, but might eventually be able to pay it off. He believes that god would consider bankruptcy immoral because of Psalms 37:21. He is getting really riped off on selling the house, two years ago it was appraised at $315,000 and he is basically giving it away at $240,000. Do you think he is doing the right thing or he should go bankrupt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We have a Texas VA mortgage loan. We have pcs orders. How do we return the house?

I have heard that if we try to sell our house and it does not sell, the VA will buy back their loan. Do you know if the gov’t will buy back the loan? How do we basically return the house because of PCS orders. We don’t want to rent, because of the responsibility of being a landlord or having a property manger. What can we do? Or what should I do? Please help.


I am takeing a home loan but they want a form 16 for that and my co didnt give form 16 what shou;ld i do for t


Filing bankruptcy (lawyer or paralegal?)?

I am trying to figure out which route to go. I owe over 30 Thousand in debt and at the moment I don’t own any property besides a car I bought for $1,000 a year ago (1997 Chevy) I don’t have a job currently due to be laid off and on unemployment. I due have income tax which is about 2000 (The lawyer I talked to is charging 1000 + 300 in court fees) so that would be all my money… How hard is it going the paralegal way? Is it a for sure thing my bankruptcy will go through? Is the lawyer a better choice? need help!?


Should I file for a credit report?

I’m 19 and I have 2 credit cards that I pay off every month when they are due. I have had these credit cards for almost year. I’ve been curious what my credit score is.. would it be useless to file for a credit report?


Is this legal can they do this on a personal loan /auto loan from citi finance Serious answers only please?

I have been making monthly payments but payments are sometimes late but they do get paid. When I opened the account in August 2007 I borrowed $10,000.00 (payments are 337.96 monthly) and about six months ago I started watching my statements and receipts and the balance (11,343.66) was not changing not even 0.01 of a change it has remained the same. Well I called them today to find out why there has been no change to the balance at all and they told me that every time my payment is late that they just take the payment amount of $337.96 for it being late and that none is applied to the principle or interest. I do not believe that this is fair/legal practice myself can someone tell me if this is legal or if not legal what can i do and serious replies only please


I need an online loan calculator on $1200 for 3 1/2 years @ 13% Interest….?

…Person has paid me a total of $250 max so far. Trying to figure out how much they owe me on the Balance Including the Interest?


Can I pay back to Pawn Shop using credit card?

I know that most of them accept only cash in return. But what if Pawn Shop accepts card as method of payment? Will my credit card company process it as Cash Advance or as credit?


Do i qualify for a VA home loan?

I have been in the Army for 4 yrs 8 months of this time period i have either been on ADSW, ADOS, IDT for 3 years and am now currently on AGR orders. Do I qualify since i have not been in the ARNG for 6 years. SGT Pinon Training NCO


Is bankruptcy immoral?

My Dad got laid off five years ago and since then he has started two small businesses. His businesses were doing well, and then the recession came along and now he is in a lot of debt. If he sold the house and his corvette he would still be in debt, but might eventually be able to pay it off. He believes that god would consider bankruptcy immoral because of Psalms 37:21. He is getting really riped off on selling the house, two years ago it was appraised at $315,000 and he is basically giving it away at $240,000. Do you think he is doing the right thing or he should go bankrupt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is the best place online to get a credit report these days?

Thanks but no thanks. That is a government run site. This was teh most useful source out there. You may want to bookmark this link.: http://www.moneybluebook.com/how-to-get-your-free-fico-credit-score-and-avoid-fake-credit-offers/


Jail time for payday loan in CALIFORNIA and now live in AZ? Help!!?

Yes this did require a post dated check. As far as I know they have made no other attempt to collect other than this call. We tried asking for some other info and a letter if possible but they hung up. I made attempts to locate company and only found address on internet but not a specific description of what exactly they are, whether a collection agency or an actual attorney office. The check was for 500.00 I believe and they said they contacted Tucson Police department and that they saw my husband has no criminal or fraud record and were willing to waive the interest charges which brought this 500.00 loan to just about 4000.00!!! They said they would take payment of 500 but it had to be NOW like today!!! He said he would do it but it would be in two payments one today and one on the 10th. They said NO and Hung up! Let me know if you any of you need further detail on this although I am not sure what else I can say. I am having a terrible pregnancy and honestly this just broke my heart.


An auto loan to improve credit?

I’m currently 22 and am a senior in college (although I’m going for one more year and then possibly grad school). I would like the possibility of being able to buy a house in two to three years, and therefore am looking for ways to improve my credit. I opened a credit card ~9 months ago with a $3,000 limit. Currently the limit on it is $4,500, all payments have been on time, and the balance is my previous month’s purchases (around $100). In reading, many people recommend having either one or two revolving credit lines, and one or two fixed credit lines, for a total of three lines of credit. My credit card is one revolving credit line. I’m curious if taking out say a four year auto loan and making payments on time would substantially improve my credit score three years from now. The loan amount would likely be $7,000 to $8,000, giving monthly payments of around or under $200, which I can realistically afford. I’ve been paying my own college tuition and rent since the second semester of my freshman year of college, so I somewhat have of a grasp of my expenses. On a side-note, I’m under the impression that I would be stuck with the interest rate I initially receive. I could refinance, but wouldn’t that close out the line of credit and begin a new line of credit, potentially lowering my score? The follow-up questions are, would it be in my best interest to open a second credit card for additional feedback on my credit history? Also, I currently have a good amount of student loans, all of which are in deferment until I graduate (if I attend grad school, they will remain in deferment through that period). Do these loans count towards my credit score as fixed lines of credit? Some are federally-funded, while others are through private institutions. For what it’s worth, Credit Karma reported my credit score at 722 as of a week ago, and TransUnion reported it at 764.


Can i have a payday loan on my directexpress card?

a cash addvance to be payed back february the 3


Anyone have any updated info on Destination Debt Solutions?

I am about to sign a contract with this company. most of my debt is payday loans- they were the only company that would touch them. Are they legit? Anyone been scammed?


California nonrefundable renters credit form????

How do I file for California nonrefundable renter’s credit? I qualify, is there a form I need to fill out and send in with my state return to get the deduction? Or is it automatically deducted without me filling out a seperate form for it? If I need to file a seperate form for renters credit, anyone know where I can find it?


Will my credit lower his?

My husband and I are newly weds. He has amazing credit but I don’t. I don’t have any debts and I can’t get approved any credit cards or loans. We don’t have anything together, yet. I really don’t want to until my score gets better. Will my credit lower his, if we do?


Where is the best web sites to list my house for sale. I am not using a realtor.?

I sold my last house 10 years ago using for sale buy owner.com and I had very good results but it cost me $3

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


3500 dollar car, what amount of auto loan can i get?

im 18, have a 753 credit score, honor roll, and won a national academics performance award. Now please tell me the average loan for a 3500 dollar toyota


Does looking at your credit score at freecreditreport.com lower your credit score?


What is the best website to order my annual credit report?

I am not a big fan of freecreditreport.com and I have heard of annualcreditreport.org being good. However I went to their site and it wanted my credit card information. Any insight would be great.


Poor credit. Based on years of ignoring credit report and poor spending choices. Now wiser. How to repair???

I do not qualify for credit cards. Haven’t for years. Owe about 50k, about 35k in school loans that are now in collections. License revoked due to judgment about 15 years ago. That one isn’t even on my report any more!! Some medical and other, but mostly judgments and school loans, which cannot be discharged with bankruptcy. Still cannot manage money. Each payday, about $30 to $150 in NSF fees. Any suggestions?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the only site that really does give you a free credit score report?

even freecreditreport.com only offers a 7 day free trial, then you have to pay 15 bucks a month afterwards if you dont cancel within 7 days. I saw on yahoo the other day an article that had the only real site that offers a COMPLETELY free credit report. Does anyone know what site that is? No ties, no charges…nothing. I would really appreciate it!


Is bankruptcy immoral?

My Dad got laid off five years ago and since then he has started two small businesses. His businesses were doing well, and then the recession came along and now he is in a lot of debt. If he sold the house and his corvette he would still be in debt, but might eventually be able to pay it off. He believes that god would consider bankruptcy immoral because of Psalms 37:21. He is getting really riped off on selling the house, two years ago it was appraised at $315,000 and he is basically giving it away at $240,000. Do you think he is doing the right thing or he should go bankrupt?


Based on Income, in general how much credit card debt is too much?

Forget about monthy bill or payments– is there a general way lenders look at total credit card debt to YEARLY income and decide if you have to much. For example, I make about 55 k a year- and have about 14k in CC debt.. is that too much?


I need help with my debt consolidation.?

Ok so I didnt put the ENTIRE wedding on a credit card, small expenses from the wedding added up. This is a minor detail in the picture. I was wondering if people knew or have used any good banks/cu or a loan to help pay off debt. I do not want to use a debt consoliation company, I personally thing they’re scams and would like to stick with someone I can trust ie a bank or credit union that wont screw me over.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Garnishment on checking account after I filed bankruptcy?

I had started the bankruptcy process back in January. I already hired an attorney, filled out my paperwork, and paid my $2500 fee. A week ago I went to withdraw money from my checking account and due to a legal garnishment my account was drained to zero. I have my paycheck directly deposited so I now have zero money. The bank told me that I am also responsible for any NSF charges for any pending transactions. I called my attorney and he said it was just an accident and I would be getting my funds released ASAP. My question is…..am I really getting my money back or not?


Can I use my car for collateral on a loan if it’s not paid off?

I want to take out a small personal loan and all I have to use for collateral is my brand new car. I have only made one payment on it though so far so am I able to use this as collateral or not?


Convert the following credit card rate to the APR.?

Oregon, 1 3/4% per month ______%


How can I get a LOAN for a used car/motorcycle owned by a person, not a dealership?

Okay, I need a motorcycle at least (cheap insurance). Im job searching, and when I find a Job I will need a motorcycle. Im 16, so I dont have a credit score or anything, and my parents scores are really, really bad… Well I was wondering if it is possible to get a loan for a motorcycle from a owner, not a dealership (more cheaper), on sites like Craigslist.com I will not have any downpayment (maybe $100 bucks), and no credit score. But I will (hopefully) have a secured job, that I have not started yet… Is it possible to get a loan, for a used motorcycle (roughly $2,000), for the actual owners of the vehicle, not dealerships?


Who is the actor/singer in the freecreditreport.com comercials?


Can I get my credit score even higher?

So I have a good score, 791, but it hasn’t risen at all in over a year. Im paying off student loans, I have no deragatory items, and i use my cards to buy plane tix a couple times a year. The reason” that my (Wamu) online account states is: “The length of time your accounts have been established is relatively short”. I’ve had my accounts for over 6 years! Too short really? Any ideas from you credit wizards out there? When will I see some kind of progress in my score? Thanks!”


Accounting Question!?

Harry Company had negative cash from operating activities, positive cash from investing activities, and positive cash from financing activities. Which ONE of the following best describes Harry’s overall cash flow activities for the year? A. Operations generated sufficient cash to finance the purchase of new buildings and to pay off existing debts. B. New loans and new stockholder investment were sought to increase the total amount of property, plant, and equipment. C. In order to satisfy its cash needs for the year, the company was required to seek new financing and to sell some of its existing property, plant, and equipment. D. Operating cash flow was large enough to pay for new buildings and to pay a large cash dividend to shareholders.


What is total monthly debt expenses?


What is bankruptcy chapter 13?

what is the difference between chapter 7, chapter11,and chapter13 bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


Is bankruptcy immoral?

My Dad got laid off five years ago and since then he has started two small businesses. His businesses were doing well, and then the recession came along and now he is in a lot of debt. If he sold the house and his corvette he would still be in debt, but might eventually be able to pay it off. He believes that god would consider bankruptcy immoral because of Psalms 37:21. He is getting really riped off on selling the house, two years ago it was appraised at $315,000 and he is basically giving it away at $240,000. Do you think he is doing the right thing or he should go bankrupt?


Auto loan through Citizens – Is there a way to view how much I have left to owe online?

I have a loan and go to this website to pay the loan: https://dimension2.princetonecom.com/otp/StartAction.do?citizenswebpay But the website does not tell me how much I have left to owe or when the payments are due. I get nothing in the mail either.


I am in desperate need of £6000 loan but have very poor credit etc. and can’t get loan from bank any ideas?

I need a loan for £6000 anyone rich out there want to lend it too me for 36 months with me paying back £200 a month?


I would like to know how to protect my personal bank accounts from getting garnisheed?

My ex husband and I have an outstanding business loan, we had purchased a cat D3g, we separated and the loan is in default. I would like to know if and how I can file for bankruptcy without affecting my own personal accounts. i would also like to know if I added one of my children to my bank account would that protect me from getting a garnishee.


Where do I print out legal bankruptcy application and legal procedures?


Where can I find a free credit report without entering a creditcard number?




















































I am 22 with a credit score of 635..should I be worried or is it normal?

I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I get a free copy of my credit report w/o having to sign up for these b.s. trial memberships?

I’ve tried freecreditreport.com, creditreportamerica.com, among others. They all require you to sign up for these free” trial memberships to all these b.s. companies. Then you have to call them all and cancel them but still have to pay the initial fees. How can I obtain my credit report without all this hassle?”


Debt Consolidation help?

My husband and I have about 25K in debt including the pay-off of my car loan, and misc. doctor bills. I recently lost my job, and was wondering what my options would be. My husband makes just enough to cover all of our bills every month, but that leaves us with no money for groceries, gas, and extra expenses if they arise. We are looking to consolidate all of our bills into one payment.. we are willing to spend up to 1K a month for a loan, but cant seem to get one. I’ve tried Chase, where we’ve been banking for the past 6 years, lendingtree.com, and citi financial. We have decent credit (700 for the both of us), but we can’t seem to find any where to get a loan. I’ve been on prosper.com, but they arent accepting any new applications. We’ve lowered our cable and phone to the lowest possible plans, but still need the extra money to get by. If you have any ideas that can help, please let me know. Also, we are on a budget, and have a child..


Where can I find a loan shark? FAST????

Am a part time college student in need of my own place and fast I can’t handle it here anymore because I feel like am dying inside always. I just had my 15 year old sister put in jail because she wanted to kill me with a knife because she thought I had touched her PC….sad. And now my family is upset (am 18) with me….no one ever loved me in this family so am pretty much has always been alone but existed it amazes me am alive each day… I need a loan shark and don’t care about the risks of one its either me die here or have my own place and pay them back. I need enough for food,place,clothes. But will work within three weeks so I can start paying back then slowly but it will be paid….I have bad credit that I messed up at 16 and wished my mom wouldn’t have let me get one but in general I need a loan and fast! Please : (


Can i apply for a jcpenney credit card with a bankruptcy on my credit report?

i filed in 2005 and i wish someone would have talked me out of if..i had no idea about credit and at the time i might have been less than $10,000 in debt..wtf ..i was young and dumb!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Annual Credit report .com a safe website to check credit?

I want to know how my credit looks and was wondering if this was a safe site to use. I’m not really sure if it’s safe. it looks a little shady but I might be wrong. Personal experience greatly appreciated!


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Anyone have a positive bankruptcy story?

Bankruptcy isn’t always bad news…does anyone have a personal experience with bankruptcy that has a happy ending? Love to hear some good news about a banko for once. Thanks.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have awful credit, so where can I get a loan?

I have horrible credit and can’t even get approved for something like a Wal Mart credit card. I already have a title loan so that’s not an option, and I don’t have a bank account so I can’t go to some Payday Loan” place. Is there someplace like a bank or credit union I can go to to get a loan of at least 2


How many times can car dealerships run my credit before it affects my credit score, within what period of time?


Where can i find instant faxless loan payday?

Every payday loan company rejected me.I just need to loan 900 to pay for my bills , could you recommend me some I want easy approved instant loan with no fax request.


How to get an FHA loan after bankruptcy?

Vic, because I have a family to raise and don’t want to do that in an apartment. I have NEVER missed a payment in my life until the condo lost about $250,000 in value. Since my BK filing, I have not missed a single payment and don’t plan to in the future. Throwing stones doesn’t help answer my question.


Prequalify a mortgage Bank of America – What to expect?

Before I even go prequalify or preapproved, I want to be absolutely ready. I’ve read somewhere here somebody went to get himself pre-approved then was told a few weeks before closing he had to have reserved money in his account (2 months of future mortgage) or you have to have 4 lines of credit open etc.. Anything else I need to be ready for? Also, how much reserve” will they be looking at? Like the guy I read


How do I get out of a co-signed auto loan?

I stupidly co-signed for my now ex fiance’s bike. We have since split and no longer live together. Is there anyway I can get out of this stupid loan? He doesn’t have the greatest track record of paying things on time and now that I can’t hound him to pay the loan on time I’m getting nervous…


Court-ordered sales?

Is a court ordered sale the same as a foreclosed property?


How can i file Chapter 12 bankruptcy without an attourney in the state of Kentucky?


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What bank will give me loan with my bad credit?

I need a loan to pay off my credit card with less interest rate and less monthly payment. I also have a bad credit. Which bank will give me a loan with bad credit?


Can you declare bankruptcy and include an old IRS tax debt?


How did Millie the mermaid die on Jessie?

I didn’t see how she died. I just heard them start talking about her will and eulogy so I looked it up and found out she died but I don’t know how.


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Please HELP, medical bills on my credit reports and I do not know how to pay them back!!!?

Hi. I have about $30,000 worth of medical bills on my credit reports!!! This is all a result of going to the hospital in 2008 because I had trouble breathing. The hospital ran every test under the sun knowing I had no insurance. When it was all said and done I was diagnosed with seasonal allergies and was sent home after a 4 day stay; shortly after I started receiving the medical bills. I did not pay them because quite frankly I did not have a red cent to my name all of my money goes straight to all of my “survival bills” like rent, food, transportation, and the such. Now, fast forward 2 years I have $30,000 plus worth of medical bills on my credit report and my credit score tanked to 568!!! Should I opt for consolidated credit company or should I get a lawyer (I can’t really afford a lawyer :/) What to do???? It is too late to deal with the hospital since they sent me to credit???? HELP PLEASE!!!!!!


How old do you have to be to get a credit card?


Bad Credit Private Party Auto Loans?

Does anyone know where I can get a loan for a private party auto sale if I have bad credit? I make a few mistakes a few years ago and now I can’t get a loan to get a new car and mine is broke down and I can’t fix it.


When is the Kmart Payday for March 2014?

I just started working for Kmart and dont have training for awhile, so I was wondering when the paydays for Kmart for this month, March 2014.I didnt want to ask about the payday, because I was just happy to get the job!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will gas stations accept credit card numbers?

the account is active but i didnt have the actual CARD with me. it hasnt been sent in the mail yet. i just have the account number, security code, and exp date. i tried to go to a gas station and pay for gas with just that info and you DO have to have the actual card there for them to swipe. there was no way for them to manually put it in the register. at least that was the case for the gas station i went to.


My husband and I were evicted in 2005 the apartment complex filed bankruptcy how long will it be in the courts

we were the tenants and we want to move from where we are but we are wondering if the eviction will haunt us from getting another place


What is the phone number you can call to receive a free annual credit report?

I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few years ago over the phone and I got it in the mail for free and I am tring to do this again.


How can i borrow 1500 to 3000 dollars if i have bad credit and pay back monthly?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Online loans from a different state?

i defaulted on a online payday loan over 6 years ago.they constantly call me and family members.the loans are illegal in my state what can they do since my only income is disability no WELFARE as a insensitive person commented earlier.any way to stop them from calling my family members what is the time limitations for them to comstantly harass me


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


Reasons for Scholarships?

I’m only going to college for two years. I need only 5 grand


Is it possible with a great business plan to get a loan after bankruptcy?

I recently filed chapter 7 bankruptcy. I want to buy a business from the owners I work for as soon as possible. I am working on a business plan (with help). So my question is do you think its possible i’ll get approved after waiting a certain period of time(2 years?), and if I have little capital to apply towards the loan? This is a well established business that ive been running for the owners for over 2 years, I know how to completely run the business already.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where to get a credit report (preferably free)?

Figured it out: For Canada: http://www.equifax.com/contact_us/en_ca There is a link to a free report on the right.


Statistics Question!?

Interest rates for home mortgages have, in general, declined during recent months. With the apparent favorable influence for new-home building, there seems to be a clear relationship between x = the prevailing mortgage interest rates and y = the number of new houses being built per month in a midwestern city over a period of 18 months. A scatterplot of the data collected shows that the linear model is appropriate. The equation of the least-squares regression line is Number of new houses = 672.89 – 30.65 × Interest rate and r 2 = 0.49. What is the correlation coefficient between Interest rate and Number of new houses being built?


What happens if you accidently deposited a check twice?

so i found this check in my drawer, so I was thinking I just forgot about it, but then I realized I already did the mobile check deposit months ago lol, idiot me…I looked on my statements…well it did post today, I am going to wait in case they take it out, but any ideas? It’s from this company online ( busy ) btw the first time I deposited it , it was sept 2013 and then last night I deposited it


How is the hotel regulations here in UAE?

technikdubai. thanks for your insights! but i’m not talking about prices. im asking for regulations, on their rules for non-married couples booking a hotel anywhere in the uae. i just want to have a clear idea on their rules before going through price discussions. well there are certain privileges that western expats enjoy a lot as compared to asians like me. i’ve seen them literally over the time. again no issues on that. i just want to know their regulations.


Applying for a mortgage loan online??

Hello. I was wondering if I apply for a mortgage loan online, is this a preapproval type of thing only?? I mean will I be bound to this?? B/c u know they have so many rules that apply & clicking ‘OK’ is like your signature. I just want to see what I can get & try a few places first. Is that ok. Thank you. I will choose best answer.


Where can i bid without using any CREDIT CARD?

Actually i dont have a credit card and my dad doesnt wanna lend his card, so i thought that if there was any other bidding auction site where i can bid without the credit card. THANKS.


Zero Percent Auto Loan?


I need a personal loan?


Can i get the Citi® mtvU™ Platinum Select® Visa® Card for College Students?

I am a college student. I just turned 18, so i was wondering if i can apply for this card and be approved…I have a job, but not so sure i have any credit history, can i get this card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this. Thanks in advance.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


How to add my daughter’s name on my auto loan?

How do I add my daughter’s name on my car loan? I want my daughter to have the privilege to change the license plate in the state that she is moving to, that’s why I want to add her name on my loan, so that she can have co-ownership of the car. Is that possible? All it needs, is for me to call the bank that I have a loan? How does that work exactly? Does adding her name give the privileges I just mentioned above? When she changes the license plate, can she do it alone? or does she need me there?


How do you get your FICO for free?

Is there an easy/cheap/free way to get your FICO/credit score for free?


Who is the best LOAN lender ?

i am a forginer and i want to take a LOAN of 3 Million USD can anyone let me know real (Not a scammer) a real LOAN lending company or a lender ? friends i went all the net and all are scammers please let me know a good LOAN lender for me please (Give me there contact details or email address) Thanks Friends


I just got my credit report and it didn’t say my credit score?

how much is it usually to get the score?


Desperate for a FREE car history report?

I currently have a 2003 Ford Taurus in which is an okay car, but I would love to know the history of this car. I need a site or something where I can receive a FREE car history report. When I say FREE, no credit card info or billing info is required. If any of you guys know of any where. PLEASE RESPOND!!!




















































Is my credit bad again?

Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Are Chase Student Loans considered Unsecured Debt or Secured Debt?

I applied for student” loans through Chase/ JP Morgan and I was wondering if those are unsecured or secured. They are not my stafford or plus loans


ReMax Seller/Realtor Fees?

We will be selling our house in the next year or so and think we might use Remax to sell and to buy our next home (out of state). I am curious to what the average realtor fees are with them. I am interested in an Open House and Advertising, if that helps. Thanks!


How does financing for a auto loan for a private seller work?

I mean how do they get their money??


Im getting a car from my parents which has a pinkslip their name, if I change it to my name, does the insurance company have to be notified?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you do a quick calculator figure to determine an auto loan interest rate?

Will be buying a car soon and I have two questions, 1) Can anyone tell me how to figure the interest rate I’ll be paying on a calculator. I want to be able to determine at the dealer and I know they aren’t always upfront with the interest rate which is why they try to get you to negotiate the monthly payment as opposed to the price of the car. 2) Most dealers say the internet price on a used car is the lowest available, is this true? Or is there always room to negotiate? I pulled the value of that particular car on KB and the internet price is the same as what you can expect to pay to a private party”. Still I want to offer a lower price


Where can I get a real free credit report online?

I need a credit report for free. Any websites that actually give you a credit report for 100% free.


How do home equity loans work?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it true that in other countries college is free to the citizens?

If that is true then why does the US make its people pay? It seems that if college education was free then most people would have degrees and there wouldnt be so many homeless and desitute people. What do you think? I am currently enrolled in school and am having trouble getting a loan to pay for school, so if this is true I may rethink where I want to call home.


Where can i get a goverment credit report?

i want a site thats secure and not companies trying to spy out my information. i need to clean up credit fraud.


Are there any credit report sites that are 100% free, and wont ask for a credit card # ??


Which is the best payday loan company?


What is the best Tom cruise movie?


Which is the best student credit card? Junior in college?

I’m a junior college and looking to build credit– I’m not interested in any gimmicks like rewards or incentives. Just need something simple that will allow me to build credit with them. I (stupidly) applied for a Discover It card during my freshman year of college and was denied because I had no proof of income. Now I have 2 jobs. My question is, should I apply again for a Discover It card now that I’ve improved on what they denied me for? Or should I apply to something else? And which one?


How can I get a credit report while I’m deployed?

I am currently deployed and trying to take care of some credit issues. I can’t order a credit report from annualcreditreport.com because the ip address for the computer is not in the United States and freecreditreport.com is giving me the run around saying that I need to call them. Well I really don’t have the means to just call when I feel like it. So, I’m wondering if there is anyother way to get my current credit report.


Is there a way to check your credit rating in the Uk online?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find a payday loan I can call and receive instead of applying online?


Am i a victim of an Installment Loan Scam?

After reading up on so much installment loan scams and people with thick indian accents calling non-stop because of filling out online loans that unsuspecting people would put their personal information on it… I just realized what a stupid move that was. but is it all a scam? I’ve been reading on these people requiring $200 or more to be paid upfront through western union or whatever (obviously that is a scam) but my situation is a tad different… this guy who says his name is robin” (with a thick indian accent


Fake FAFSA website? Help please?

I have been filling out FAFSA, and all of my tax information has been entered in, www.fafsa.com. People are saying that is not the real website, which is fafsa.ed.gov. They are now asking me for a credit card payment and i am worried I have entered information that cannot be retrieved. Where can i get a free credit ckeck,im a victim of id theft?


Deep in debt/no savings at 30 years old?

I just turned 30 years old last month. I work full time, but I don’t make alot of money and live paycheck to paycheck. I have no savings and very little in my 401k. I’ve been pretty irresponsible with spending money so i’m in ALOT of debt, got into the payday loan trap so that’s about 1/2 of my debt. I’ve got 2 kids and I get child support but I still struggle just to make it from one payday till the next. I really want to get my financial life under control and try to begin to save money but I just don’t see where to start. Any advice?


Where can I obtain a free credit report online?


Payday loans?

has anyone ever received money from a payday loan advertised on the internet, usually says up to $1500.00 . I was wondering if it is real and safe. I’m a single mom in need of a loan with not so good credit, I can’t afford to get burned. thanks. tina.


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is CHAPTER 11 BANKRUPTCY (Petition)?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?


Should I get an auto loan as a minor?

Let be start by explaining the situation. I am 16 years old, and I’ll be getting my license in August. I’m looking at a 2006 Mustang V6, listed for 8500. This car is exactly what I want, and I have no doubt it will sell fast. I have about 5,000 dollars saved, and because of a unique situation I’m in with my own business, I make about 3,000 dollars a month. I don’t want to have to look for another car, because this one is the perfect car for what I need. My question is should I get an auto loan from a credit union in order to buy this car? I can pay it back in full with interest in about 2 months, would this affect my credit in a positive way? Thanks for any answers!


What is the difference between a cash transfer and an in-kind transfer? Give an example of each.?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone suggest a good, reputable debt consolidation company?

My fiance and I live in Ohio and I’m trying to help him find a good debt consolidation company. He’s gotten some suggestions from a person he works with, but the place he talked about sounded a little less then acceptable.


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.


I just saw a commecial for JG Wentworth, is this possible?

ok, this company JJ or JG Wentworth says they will pay all proceeds upfront…does this include Lottery winnings? If it does, then will it be to my benefit not get the lump sum payment because CA will take 50% if I do. Now I just go to JG and offer him 25% if he gives me the lump sum? now, i get 75% now! and JG gets 25% extra!! is there something wrong here?


Here’s a list of all the songs on my iPod, have fun, do what you want with them.?

Please Don’t Stop the Music Rihanna Please Excuse My Hands Plies Plenty Money Plies Poison Ivy Jonas Brothers Poker Face Lady Gaga Poket Full of Sunshine Natasha beningfeild Poor Unfortunate Souls Jonas Brothers Pop Bottles Birdman Pop Champagne Ron Browz Pop Lock & Drop It (Remix) T-Pain Poppin Cris Brown Poppin My Collar Rick Ross Pork And Beans Weezer Prom Queen Lil Wayne Promise (Remix) Ciara Pull My Hair Yin Yang Twins Pulling Me Back Chingy Push It Pretty Ricky Pushin’ Me Away Jonas Brothers Put a Banana In Your Ear Charlie The Unicorn Rain On Me Ashanti Realize Colbie Caillat Redneck Woman Gretchen Wilson Rehab Rihanna Renaissance Fair Freecreditreport.com Respect Pink Rewind Lil Wayne Richman 3OH!3 Ride That Donkey 69 boyz Ridin’ Dirty Chamillionaire Right Here (Departed) Brandy Right Now Akon Right Round Flo Rida Ring The Alarm Beyoncé Riot Girl Good Charlotte Rock Star R Kelly Rock Yo Hips Crime Mob Rockin’ That Thang The Dream Rockstar F

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who are the best bankruptcy attorneys in Jacksonville, florida?


My Chase online banking is no longer showing what I owe on my credit card, says its not available”?”

OK, I went to my Chase account to see what was left on my debit card and to see what the due date/amount was on my credit card. Under credit card information, I see the following… Outstanding balance† Not Available See activity Payment due date Not Available See statement Minimum payment due Not Available Pay credit card Balance last statement Not Available Available credit† Not Available Total credit limit† Not Available If my credit card was cancelled, it should have reflected so and at least displayed minimum payment due. I have a RIGHT to know my minimum payment???? Are they scamming me.


My credit score is 631…is that…?

bad? Can you tell me a little about where I’m standing? Also, there were 1 or 2 things on my credit report that were incorrect. There is a bad mark on my Mortgage payment that is/was a mistake. Once that is fixed, how much will that change my credit score? Last question, my income has doubled in the last 3 months, does the credit report know that, and if it does/doesn’t, would that make a difference in my credit score?


How can i check my credit score for free?

I got my credit report from Equifax for free but there was nothing about what my credit score was. why? how can i find out? just want to know my credit score!!!!!!!!!!!11


How can I get a mortgage with low income and bad credit?

Getting divorced and ex has brought credit score down. Have home now and will get 100k equity so new mortgage will only be for 100k. where can I get a mortgage? I’ve been paying 1900 a month.


Where can I get a free credit report?


What financial institution will extend credit for an auto loan to a first time buyer who has no credit?

My daughter, who is 19 years of age, only has 2 student loans (which are deferred) on her credit. Her credit scores are over 630. She has been gainfully employed for over 12 months.


Denied a credit card?

lauralhendricks your link does not work.


Loan against flats purchased under home loan scheme”?”

I have Purchased 2 flats (ground floor same apartments) thru bank loan. The Value of both the flats when i purchased in 2006 was 15lacs. Now the current value is Rs.30lacs to – Rs.35lacs. I have a need of Rs. 8lacs, is it possible to take a loan against the same property because of its increased value, if not with the same bank thru another financial institution. Appreciate your valuable response. Thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When filing bankruptcy can i add a law office i am currently making payments for to avoid garnishments of wage?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.


Is there a way to get a free credit score?

I know ypu can get a free credit report once a year, but it does not include a score. I found a site called creditkarma.com, that allows you to get access to your free score. it has the https status, which is suppose to be secure and the BBB member label. Is this really safe. Has another ever heard of them? I f not please send some where that I can get a free credit score safetly. Thank You


The real free credit report website?


Is 777 a good credit score?

What is the highest and lowest scores you can have?


Question about car insurance deductible.?

Hi, I have a question if I’m involved in a minor accident at fault and the damage to the other car that I hit is about $500 to repair and my insurance deductible is $750. Then I will have to pay the $500 out of my pocket? If I will have to pay the $500 out of my pocket will my insurance goes up? The damage to the other car is under $750 of my deductible so I don’t think my insurance will go up am I correct?


What is the best way to get a personal loan?

does anyone know the interest rate at the moment, Credit score is good. Does hsbc or citi offer a good interest rate? looking for smth btw 10 ro 15k.




















































What is the best FREE torrent download site where they ask for no profile or credit?

What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is HDFC customercare number in Hyderabad?


My car was 11,000 with an 25% interest rate how much do I owe in interest?

As you can see above they say my total is almost 16,000. but when i calculate my loan by the interest rate (using the excel formula) i’m getting that i owe i only 13,000. Are my calculation incorrect?


Why are debt collectors so rude?

I talked to this one yesterday and had told them I had already spoke to them about the matter. So the same person calls again today and i tell him the same thing and he says its a refusal to pay. I told him I can’t pay it and he still says its a refusla to pay. Jack a** When I talked to a different person I already told them I couldn’t pay and told them I would call when I could. Do they have to be so rude?


When’s the best time to measure your waist? ?

I mean it expands after eating and drinking… Should you measure it then, or when you first wake up on an empty stomach? Which is the true reading? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are student loan consolidation companies legit.?


What is the best makeup that I can buy at walmart, target, or walgreens?

Also, price is kinda an issue. I gotta stay on the lower end of the price range.


Is 699 a good credit score?

It’s say my PLUS score is 699 and that’s fair. So what is considered a good score?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can Someone Please Help Me With Loans?

Use the chart in the photo to answer the questions . The price of a home is $140,000. The bank requires a 10% down payment and two points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 7.5%. 8. Find the required down payment.       9. Find the amount of the mortgage.       10. How much must be paid for the two points at closing?       11. Find the monthly payment (excluding taxes and insurance).       12. Find the amount of interest over 30 years.       The price of a home is $130,000. The bank requires a 5% down payment and one point at the time of closing. The cost of the home is financed with a 15-year fixed-rate mortgage at 7.25%. 13. Find the required down payment.       14. Find the amount of the mortgage.       15. How much must be paid for the two points at closing?       16. Find the monthly payment (excluding taxes and insurance).       17. Find the amount of interest over 15 years.      


Can I get an auto loan with a credit score of 545?

Recently the transmission went out in my husbands truck and the price to fix it is more than the truck is worth. We decided it’s time to buy a new truck, but I’m concerned that we don’t have the credit to finance a $20k truck. I have financed a car before and all of my payments were made on time, and the car is now paid off. I pay all my credit cards (3) off every month, on time. We did have a large amount of debt, but we took out a loan (with a co-signer) to consolidate our debt. What are the chances with I could take out a $20k auto loan with this credit score?


Is it illegal to rent house with a mortgage?

If I buy a house with a 15 years mortgage worth 130,000£, first 2 year will be in fixed mortgage after that it be free standing mortgage (meaning if the interest goes up I have to pay more on monthly bases), then can I rent this house from the beginning to help me with finance? What will be the consequences of not telling the mortgage provider, that I am renting the house? Will they charge me extra for the mortgage and the insurance? or what?


Long Term Loan for bad credit?

I’m paying over $400 a month right now in Payday loans. I think a really easy option would be to take out a personal loan and pay monthly, for 12 months. I’d need something like $1,000 and I wouldn’t an outrageous annual interest rate, I wouldn’t even mind paying back 100% interest over a year, it beats the 600% interest of these payday loan companies. Could someone please point me in the right direction?


I am trying to figrue out my home loan. How do I put 5.99% as a decimal?


What happens if someone stops paying an unsecured personal loan?

My cousin is having a lot of trouble paying off a personal loan. I helped her a few times, but I have my own bills to pay so I stopped. Since it is an unsecured loan, she is thinking about not paying the rest of the money she owes. What are the consequences of not paying the loan?


Greedy or not: is it worth 0.5% APR to refinance an auto loan 2 days after purchase? Would you do it for $240?

I was still casually shopping for used cars when I saw an amazing bargain: dealer website error listed my desired car for $3k less than what it should have been. I immediately printed it/called, so they had to honor it for 24 hrs–but the blank check” for my preapproved bank loan (60 mos@5.32% APR) wouldn’t arrive for 3 more days! So


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Co-signer for business loan?

My friend have asked me to co-sign on a business loan because of my steady income and employment record. Trust is not an issue, however my spouse and I are both in school and have school loans. Since I have to update info with FAFSA every school year, whould the fact of having my name on a business loan affect my eligibility for school loans, as well as the interest rates on those loans?


30 day lates on credit report?

Can 2 30 day lates on a car loan prevent you from getting a job where they run your credit ? can you be denied a job for having these considering they are in the last six months with a bank?


For a house that cost 150,000 roughly how much is the payment for that house monthly.?

I am interested in buying a house but I want to know if I can afford the payments. Right now I am renting an apartment for 700 a month.


Will my 10K in debt effect getting approved for an auto loan?

I have about $10,000 in credit card debt and need to either purchase or lease a car in the next couple months. My credit score is above 740 and I am in the process of paying down all my credit card debt. The debt will not be erased by the time I need to either apply for an auto loan or lease a car. This debt is left over from carelessness with my credit cards while I was in college. I just graduated and have a decent paying job and am able to pay my current auto payment (cosigned with my father), save a little (plus 401k with my employer) and lower my credit card debt at the same time. Will the fact that I have this amount of debt effect my chances for approval on an auto loan?


How quickly does bankruptcy show up on a credit report?

Does it show up as soon as you set things in motion with the lawyer, or after you have your court hearing? Just curious, since I’ve started getting letters in the mail about getting car loans with bankruptcy and the like.


Where can i cash a money-gram money order.?


Is 633 considered a bad credit score?

i had 671 but now it went down because i applied for a card for a clothing store i had no idea it’d go down like that! anyways, is 633 considered really bad? i’m trying to get approved for this house to rent and i’m afraid i’ll be rejected..


Why does Australia have one of the highest rates of asthma in the world..?

what causes it, whats it like to have a asthmatic attack? what can be done to help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happends to my deposit when my landloard files for a chapter 13 bankruptcy in California?

My apartment owner is going through a chapter 13 banruptcy on my apartments I live in. Now the word around here is that he is giving ownership to the bank and that some other tenants and I have lost our deposit because he has no money no more. Isn’t illegal here in California for him not to have our deposit or try to keep it? some of the tenants are not paying rent because of this but for me i keep paying my rent because i never beeen late almost for 4 years now, should I still keep paying? what I really want to know is I want to know waht is going to happened to my deposit, and who or where do I need to go to get some legal advice? thanks for listening!


A mortgage of 147 500 calculate the new monthly payment?

2. A mortgage of $147 500 at 4.5% compounded monthly is amortized over 25 years. After the original 7 year term, the mortgage is renewed at 3.25% compounded monthly. Calculate the new monthly payment.


From Miami, I need money fast ,need to pay my bills now, I am struggling and desperate ,Ican work. help?

I have 3 children I can work I do anything just need money fast .tell me how Thanks


I was denied my auto loan bc revolving account balances are too low” why?”

It stated on the paper that I was denied for the following reasons: Revolving account balances are too low. There are too few revolving accounts. Original loan amounts on one or more installments accounts are too low. My credit was horrible, I had many cards max out and many late payments, lots of hospital debt too. Ive worked very hard over the last year and have paid everything off. I need a car really bad but I keep getting denied. I thought keeping low balances was a good thing. Can anyone help me understand whats going on? My score is a 570 now, what can I do to get it higher and approved?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is an 8.99% interest rate high on my auto loan?

I am in the market to buy a used car. I got approved for an $8,000 loan with an interest rate of 8.99%. My credit score is 659 which is not good or bad. Is this a good interest rate or do you think I could find a better one somewhere else? Do car dealerships normally offer higher, lower, or the same interest rates compared with banks or credit unions when they finance a car to you?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Banfield Pet insurance feed back please! satisfied?

we’re trying to figure out what kind of insurance. I’ve been hearing good things about banfield. what does it cover? i have a 7 month labrador. that is a bundle of love and chaos! lol


I’m looking to erase my debt financial advice?

my husband & i have about 5000 dollars in credit card debt. he is the only one working im unable to find a job that suites the hours im able to work. well we purchased a house in may & walked into it with about 80,000 dollars in equity we currently have a 5.74 interest rate. were considering refinancing but were not sure if its to soon to do. we would take out more than 5000 if we refinanced maybe around 10,000 to do some much needed updates to the house. if we don’t refinance does debt consolidation hurt your credit? my credit is trash right now because i put my credit cards off to keep his up due to his job being strict on credit issues. i bring in 320 dollars under the table doing yardwork. any advice or options? i just mainly want the credit cards done it would be such a relief! thanks in advanced! last we checked my husbands credit score was around 600 between 624-650

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the co signer of an auto loan have any ownership if not registered to them?


What are replay rates in golf?

I’m new to golf and have been looking into some different courses and they all have cheaper replay rates”. What does that mean?”


What does MISSING STOVE have to do with VA Home Loan Approval ?

Yes, it seems this is coming from some type / category list of requirements . . we want to know What List ? Where to get a copy of this list ? I just can’t imagine a family being denied” a Home opportunity due to a stove not being there ? Aren’t there more vital issues that exist . . what if Buyer doesn’t mind


If I have 70% down payment to buy a house, do I still have to get qualified for the loan?


Is there a free credit report website out there?


Debt collection agency (Capital Management) refuses to stop calling me. What can I do?

And one last note: I had this problem with another collector a while back and did send the a cease and desist letter via certified mail. I got the return receipt and everything. They kept calling. When I called and finally got through to some type of supervisor (who knows if it even was), they kept saying they never received it. When I said I have the receipt they put me on hold for like 20 minutes. Finally he came back and said they received an envelope from me that was empty, no letter was inside and they would keep calling me. So even with a certified cease and desist letter, how do you prove” that you really sent the letter inside of the envelope?? This is ridiculous


Question for real-estate smarties: I am looking into buying a small vacation?

cabin located bout an hour from where i live. I dont want to actually live there, but I want to use it like every weekend and maybe some weekdays. –kind of like a weekend getaway. Currently i live on campus housing (year round) cause im in full-time school (i workalso ) . My question is –is this bad idea as far as investment is concerned?? I mean, do small vacation cabins/lodges appreciate at all or what? also, can you make any money renting it out as a vacation spot, or is this a big pain in the a** please sum1 respond who knows about this… thanks!


Can I get a car loan with a 580 credit score?

I have a 580 credit score however I do not have any open credit cards nor debts with them, they have all been paid. I am planning on buying a car and was wondering if with a $3500 down payment on a $12500-$13000 car I could get a loan financed. I am currently with wells fargo and I’d like a loan from them (preferably). Would it be better to get a loan with a bank, or with the dealer? Also I heard state farm does loans as well. I have been with them for a whole year now and never missed a payment. So should I try getting one from them? Thank you for the answers in advance. ps: I really don’t want to hear rude comments. I had a fantastic credit score 715 but then after moving and not getting the job I was promised I wasn’t able to pay for a while and my accounts clearly became delinquent. So now I’m paying for that. Anyways. Please no rude comments.


Please respond back……..auto loan questions?

i really appreciate the fast answers also does it make a difference if im willing to put down 2500 to 3000 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A payday loan company charges 4.5 percent interest for a two-week period. What would be the annual interest rate from that company?

(Do not round intermediate calculations. Enter your answer as a percent rounded to the nearest whole percent.)


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Auto loan question? $1000 auto loan or get a cash advance from a credit card?

So the car I want is $4900. I’d pay $4000 in cash, I’m 18 & I have no credit, I don’t think there’s any way I could get an auto loan seeing as I’m only 18. Would it be a bad idea to get a cash advance from a credit card for the rest of the money I’d owe?


Online Payday Loans?

I seen that there was some questions about them, but none recent, or that got a straight forward answer so, here’s the scenario. I was retarded and left my coat over a chair in our breakroom during lunch, a wonderful co worker took it upon themselves to take my gas money, and now..i have no money. I was wondering if anyone knew of an online pay day loan that could give me my money by tomorrow..or some day soon?? And some information about them..thanks bunches


I am unemployed and can’t afford car payments…?

i have a loan with Honda Finance, interest rate 23%. I know what a mistake i have made now, i am paying 386.00 a month and now am unemployed and can’t defer another payment b/c i am not working. I have been paying for 2 yrs on a 14,000 loan and still owe 11,000 I am in need of advice here, it is worth so much less any ideas what i can do don’t think Honda will work with me, and my credit is bad as you can see by the interest rate…


What’s the best online payday loan?


Anything I need to know before filing for bankruptcy?

I got sick without health insurance and was stuck with a $30,000 hospital bill that I have no intention of paying. I’m just ignoring the hospital/collection agency for now and I’ve gotten a lawyer who’s trying to have the hospital discharge the debt for me. If they ever did sue me, though, I’d have to file for bankruptcy. Any advice/information I need to know before filing for bankruptcy?




















































What is the best excuse to avoid paying a credit card late fee charge?

What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

College student looking for a credit card?

ps. the main reason i want my own credit card is so i can take more steps towards being independent and build credit. being dependent on my parents money makes me feel like a brat. and right now i only use my parent’s credit card for textbooks. and whenever i use it i have to get approval from both of them. so i know a credit card is not free money


Upside down Auto Loan?

So I bought a car that has severely depreciated. The trade in value according to KBB is 5,400 roughly i expect a dealer will try to knock it down i will not accept anything lower than 5,000. I currently owe 9,000. It is in excellent condition only have 68k miles on it and its a 2004 luxury car. Well it recently got the engine replaced but was still under warranty and I want to try to rid myself of this loan. We are currently a 2 car family and can make do with 1 car. Can i sell the car to a dealer and make payments on the difference? For example i owe 9,000 i trade it in for 5,000 and i get a loan for the remaining 4,000 I assume the dealer will want the title so they can own it. Can i make smaller payments till it has been payed off? or do i need to finance another car in order for them to do this. I would like to get rid of it because the warranty is about to run out and i fear there may be more problems in the future seeing as the engine was replaced with a much higher mileage engine of the same quality.


If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


How can i find my credit report for free?

i would like to find out my credit report and not have to pay someone

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are payday loan bad?

I tried prosper.com but it does not seems to be working in my favor I am not eligible for Financial Aid. What should I do? My credit score is not the best.


Is a 5.8% APR good for a new car loan?

The dealership is offering me 5.8% APR to buy a new Scion TC. It’s a bi-weekly loan and it’ll be 4 years in length. I’m only 19 years old so my credit history is not extremely well established yet even though i have tried hard but I feel that 5.8% is fairly good for my age. Is this an agreeable rate?


Qualifying for auto loan?

I make $50,000 a year, $31,500 a year after claimed business expenses. Current employer for 2.5 years. My wife starts a job this summer at $48,000 a year. So in the future I have no doubt we can afford it. We currently have car payments with full-coverage insurance, so I believe we will be accustomed to fitting this into our budget.


What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I find out who owns my auto loan?

I haven’t paid my car note and I am almost sure that they’ve sold my account to someone else. The problem is, the car lot I bought the car from is no longer there and I can’t remember the original financer to ask them. Can someone point me in the right direction?


NEED HELP… I Just Turned 18 And Want To Apply For A Used Car Loan?

I just turned 18 and I am looking to buy a used car. But due to my parents bad credit they cannot pull out the loan although they are going to partly pay for it. I am looking to buy a 2004 Subaru Impreza WRX which go for about $8,000 – $12,000 I do have a job. I make around $450 A month and have no other bills to pay If anyone could help me out and point me in a direction to go i would greatly appreciate it.. Also I do not have a credit card, only a Debit I am getting one very soon though. Thank you!


Is creditscore.com a legitimate site?


Should i use a credit card teaser rate to pay down an auto loan?

The balance of auto-loan is $12K. 6.59%. My savings account is 5.05%. I received a mailing from the bank/credit card yesterday that I am considering, and I would like your advice. The promotion is 2.99% APY on anything you use the attached checks for (the balance goes onto my credit card). The interest rate is effective for as long as the balance exists. The catch is that there is an upfront finance charge of 3% of the amount of the check. I think this is a common promotion, so please let me know if I’m forgetting any important details. I currently have a balance of about $750 on this card that is at 2.99% from another promotion. My available credit is $9,250. Here’s the question: What would be the risk of using one of these promotional checks to pay off a large amount of the principal on my auto loan? Concerns: How does the credit card card company determine my minimum payment?


Is there any place where you can get a credit report for freeand print it online?


Why refinance an auto loan?

Aside from lower payments how can refinancing an auto loan help you? I always thought an auto loan was set, as far as interest and principal go. Unlike a house, paying extra each month did not help you save money on interest because the total interest and principal was set at the beggining. As I’m reading auto refinanace information I’m seeing that you can save money on interest. Can someone please educate me if I have been wrong about how auto loans work? Thanks


What kind of hours do Mortgage brokers work? how late?


Credit Card math problem: Recursive formulas?

You are a college student who has a credit card with the Students R Us bank. You realise that you are in trouble when you open your credit card statement and find that your balance is $3271.00. The bill says that you can make a minimum payment of $35 per month. You promise yourself to stop using the credit card and start paying off the debt.Your credit card statement indicates that the annual interest rate charged on the outstanding balance is 12%, meaning 1% monthly. 1. What is the recursive formula for this particular situation? 2. How long would it take you to pay off your debt if you could afford only the minimum monthly payment. What would you owe when you graduated in two years? 3. Is there a critical payment amount at which the long-term behaviour of the credit card balance changes dramatically? What is that amount? 4. What should your monthly payments be in order for the debt to be paid off in two years? 5. After answering #4, you realise there is no way you can pay off your credit card debt by the time you graduate in two years. You convince your parents that your plight is partially their fault because they didn’t teach you how to manage your money. They agree to help you pay off the debt by paying the monthly interest on the balance for you. You have to pay a constant amount each month and have the debt paid off in two years. a. What is your monthly payment under this plan? b. How can your parent’s monthly payments be calculated? What is the amount of their first and last payments? What is the behaviour of their sequence of payments? How much do they pay altogether? Thanks for some help! Even if you can only answer/explain one question, any help is great help!!


What is the best excuse to avoid paying a credit card late fee charge?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Tax return after bankruptcy?

Hearing was in February 2010 and received notice of discharge in Apirl 2010. Entire 2009 refund was paid to trustee.


Does anyone know if Tower Loan is a good place to work?

I applied to for a job with them and they called and left a voicemail for me to call them back but before I did, I just wanted to know if anyone has any experience working there. I know they offer great benefits, but I looked on www.Consumeraffairs.com and there’s 46 complaints about them. Any advice is helpful and I just wanted to gauge people’s opinion before calling them back. Thanks.


Have a bank loan in Saudi, exit on re-entry visa and go to work in UAE / Dubai?

Can I go on work visa to Dubai while holding exit re-entry visa in Saudi? I mean if I’m not on exit my iqama, bank account, etc will still active and I will be able to pay my loan while I work in Dubai. Is that possible? Is there any risk I may get? Please help me. I can’t pay all the loan at once, but will be able inshaAllah to pay it within 3-6 months.


Free credit report – free credit report………………….?

why do all these companies want to give me a free credit report? what’s the scam, my personal information?


I have a credit score of 580 and a $20-30,000 down payment? Can I buy a house?

I have bad credit, but a large down payment ready… Can I buy a house? How would I get the loan process started?


1099-C from a Collection Agency?

A friend of mine recently got a 1099-C in the mail from a collection agency based on $4000 of debt. This new” collection agency either bought this debt


Does anyone know anything about Jump Start Auto Loans?

We have been offered an auto loan to rebuild our credit, but I’ve never heared of Jump Start Auto Loans. What kind of interest rate do they offer, etc.


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Also I am filing for bakruptcy can I add this to my bankruptcy?? I am also unemployed.?

If i had the money I would pay her back but I don’t.


How long does it take for money to go back into you bank account by card reversal?


WHY TO WRITE LOAN APPLICATION FROM PLACE TO PAY MY RENT ADVANCE?


My Credit score on Experian is 961 and I can’t get credit?

Is 961 Experian Credit Score good? As I can’t get credit? UK? I tried to get a Argos card and said no…. I tried to upgrade my basic current account with my bank said no…. Checked my score online is now 961 and says excellent… What’s going on? Any help would be really appreciated as I am looking to get a mortgage in the next 5 years and need to build it up. Thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should I cancel this credit card with a $59 annual fee?

I am working diligently to pay off my debt. I currently have 6 credit cards and one Auto Loan opened in 3/2007 Capital One opened in 5/2004 Chase opened in 4/2005 Capital One opened in 7/2005 Bank of American opened in 7/2005 DMB/ HSBC opened in 7/2006 GAP 4/2008 Opened without permission- have since canceled The one I need to close is DMB/HSBC. I have two years good history with them, and it is my highest credit limit but it is RIDICULOUS to pay $59 a year to maintain this card with no rewards. Is canceling the card going to hurt my credit score terribly?


What is the best excuse to avoid paying a credit card late fee charge?


How does filing for bankruptcy work? and how can i go about doing it?

i need details


Does it cost any money to get a mortgage pre-approval?

Should I get several from different banks? (I want to purchase a co-op in nyc). If I do, am I obligated to go with that particular bank? Should I get it for what I think will be the maximum amount that I may need? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best website for running a tenants credit report?

Who has the best price an fastest service for a landlord running a potential tenants credit reports.


I have an IQ of 112. How do you rate this?

I have an IQ of 112. How do you rate this? Can I increase my IQ? How?


Is there a free website or link to receive your credit score?


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?


Best online loan companies? NOT PAYDAY LOAN?

I am looking for the best online loan companies. Not interested in a payday loan, nor am I interested in the people with web-based email accounts!


Can I qualify for a possible future Bankruptcy?

I live in Miami Florida. THIS IS WORST CASE SCENARIO..I just need some professional feedback…Currently, I have a property that I am going to refinance to pull out money and fix up my house (spend all the money) to see if it hopefully sells in this failing market. If it doesn’t then I will try to rent, but I have a feeling that I won’t be able to pay that new mortgage even with a tenant. I owe about $30 -$40,000 in credit cards, 1 lease car (about to expire) and a personal loan. No school or medical bills (because I have medical insurance thru the company I work for). The last two years I made $80,000 each year, but this year I am going back to school (a must) and will be working per diem and starting a family =) (that means no insurance and no steady income) and I’m single, probably making $30k or less this year (if I hustle). IF things go sour could I qualify for a bankruptcy?? I would want to hopefully start fresh with my new degree and family


What is the best Iron on Transfer Paper for Sports Jerseys?

I’m looking to add some graphics onto my teams Paintball jerseys and I’m looking for the perfect iron on transfer paper that won’t crack when the material is stretched or gone through the wash. Any help would be greatly appreciated.


Are there any legit online payday loans?

Online payday loans?


Can you use a home loan to buy land AND a house?

Or is it just strictly for house buying. Also if you could use it on land and a house would that include things like adding on a garage or building a basement? Basically if a loan was for 200k could I use on things involving my house?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to get my credit report online…like through experian, trans union, or equifax?

Is there anything I need to watch out for?


What is the best excuse to avoid paying a credit card late fee charge?


How do I remove my card information from Aliexpress?

I accidentally SAVED” my debit card on payment method and now it always stays in my payment method page when I try to buy anything from Aliexpress. I am so scared that if someone hacked my account. they will be able to buy anything with my card because my card is on my account information. Some other article


I urgently need 300,000 USD unsecured, where can I get it?

Willinmg to pay up to 20% annual interest. All money to be repaid in one year.


How fast does an auto loan build credit?

I have been paying for a car now for 7 months. All payments are early or on time. I have also been approved for a secure credit card through the same lender of the auto loan. The car is far less than 15% of my income,( 5 yr loan) and the secure card has been paid on time or early, with at least 2x the minimum payment paid at a time. ( Now I just use the card for gas, and pay the balance as soon as the bill comes.) Where I’m going with all this information is: I would like to get a personal loan for a used motorcycle in the spring.. ( $4,000.oo loan MAX) and I also would like to get a mortgage ASAP. My credit score was mid 500s at the start of this adventure, with some old lingering medical bills on my report, no previous other debts, loans, or anything else. How long will it take to boost my credit enough for that sweet sweet home loan approval acceptance letter. THANKS! 😀


490 credit score auto loan question?

Thanks for the answers. Maybe I will save up a little more. Will the lender not look at the fact that I paid $11,500 worth of debt off in 5 months as a good thing and not focus so much on my credit score? Especially with the $10,000 down payment? As for the secured credit card. Yeah, I only use it for gas and small items and pay it off in full every month. I never let it get higher than 20% of the card limit. I’ve also only had it for 3 months.


Personal bankruptcy with small llc?

i have a small llc company and i m the only owner i have a semi truck on this company but there is a lien on this truck now friend of mine put this lien because he given the money now if i declare personal bankruptcy what happens to this asset can he take the title of this truck because if he takes the title he can let me work with it or can i keep my company out of bankruptcy since all the debts are my personal debts




















































What is the easiest way to take out a personal loan?

What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Couple of questions about writing out bets & settling procedure?

Couple of stupid questions, but it’s one of those things I’ll never know unless I ask! 1) Obviously, I can write £1 win, X, 2.30 Crinklyshire on a betting slip, put £1 as the total stake, and hand it over the counter to be processed. But can I put more than 1 seperate bet on a single slip? eg. I want to back X in the 2.30 (£1 to win) and Y in the 3.00 (£1 to win) Can I just put them on the same slip even though they are seperate bets, and not a double etc. I know 99% this is the case, it’s just to be 100% certain Which brings me on to… 2) How do highstreet bookies recognise” the bets from a slip? The staff member you hand your slip to just scans it at when you place the bet


How long will it take to pay off a $5000 loan by paying $50 a week? ?


60 minute payday loan is it a scam?


My credit union has counter offered my loan….?

Update: We have been emailing back and forth. Basically the tiered rate would be 2% higher than their regular terms. But she says they can’t use my car as collateral because the trade in value is a little less than what I owe. They are asking if I have other collateral. What else could I even use? I don’t own a home, don’t have any savings, and this is my only car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get a student loan?

I am a photography student and things are getting pretty tight with equipment and apple laptops and stuff and school is paid for with grants ans a loan but how would I go about getting an extra 2500? I asked school they said I can’t but I know ppl get student loans more places I just need help. Thanks!


How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia?

How difficult it is for a non-Bumiputra to get a loan from bank to start a business in Malaysia? Even if I do manage to get it, do you think that Malaysia’s economic will do well next year ahead? I’m planning to start a business that has just emerged in the Malaysian market, and from what I’ve researched, it is something that is much sought after, but I have this doubt and dilemma. Help me.


When talking about a credit report from Equifax, what is a secured loan?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cancelling debt consolidation program?

my mom has been paying into a debt consolidation program for over a year. They have failed to negotiate any creditors yet. They take a hefty amount from her bank account every month. IF she cancells, will she receive any of the money back . I know she probably wont receive the debt consolidation companies fees back, but what about the other money that is just sitting in the bank account waiting to pay off creditors?


Everyday people loan others money online and you can get a loan. what is the site?

I’ve seen the site, but can’t recall the name. I know that anyone can join and loan money to people all over the country. So you can either loan money or get a loan….i believe interest was involved and there was a minimum. Its not a payday loan company.


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


Whats up with these online payday loan companies?

I took out a payday loan with a online company and now I cant seem to get in touch with them


How much will I pay monthly mortgage for a 140000 house?


Can i refile bankruptcy?

i filed chapter 7 i was released in march so can i refile now?


I am a single mom and my credit really went through the toilet due to my divorce. I need loan options…….?

I do not want a payday loan and I have been turned down by traditional loan methods.


I need a private lender for a personal loan.?

I have made some poor financial management decisions over the past year and now find my self on the verge of monetary collapse. I make good money but have not taken care of it, I pay my bills most of the time before they hit 30 days but it is getting harder. I made the huge mistake of borrowing payday loans and that just eats up all the money it would take to get out of debt permanently. I am looking for $8000 for 12 – 24 months. I am unable to borrow through normal channels because of the debt I am looking to pay off. I earn $81,000 per year and have the potential for bonus. I just need someone to trust me and help me, good advice would also be gratefully accepted.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We have a mortgage through wells fargo. I am wondering if I can pay on the 16th and I won’t get penalized?

Our payment stub says that the payment is due on the 1st. It then says after the 16th pay $50 late fee”. When we first got our mortgage


I have credit score of 460 in desperate need of personal loan every website is a scam or turned down HELP?

I have tried prosper , everything and im at the end of my rope here can someone help me please!!!


Where can i download the f-r-e-e that spells free” credit report song so i can put it on my mp3?”

F R E E THAT SPELLS FREE CREDIT REPORT . COM BABY SAW THEIR ADD ON MY TV THOUGHT ABOUT GOIN BUT WAS TO LAZYYYYYYYYYYYYYYYYYYYYY TY VRY MUCH


How long before I can sell a mobile home that was included in my bankruptcy.?

My bankruptcy was discharged and finalized about 3 weeks ago. Green Tree still shows I owe a balance even though it is unsecured that was included in the bankruptcy. How long before they release the lien on my home and furthermore how long before I can sell the now empty mobile home that has been an albatross around my neck for about 3 years. Is there anything I can do to expidite the process.


Around how much would I pay(monthly) for auto loan with USAA?

I am trying to buy a used car with a auto loan from usaa. I have good credit and the car wouldnt be more than 20,000. Around how much would i have to pay monthly?


What is the a credible website for Free credit report?

I want to check my free credit report, so what is government sponsored website that is secure and credible? you know they will collect sensitive info from me.


Where can I get an emergency loan in Hong Kong besides the banks?

just answer the question if you know. I would never email someone on her to get money. sounds to much like the ethiopian scams. or the lottery I win weekly.


I would like to recieve a free credit score without paying?

I would like to recieve a free credit score, but i dont want to pay…Is there any way for me recieve this without paying

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can my husband get a home loan without credit and with medical bills in collections?

i already am carrying 2 credit cards, an auto loan for me, and soon to be an auto loan for him. i have excellent credit-but i dont think i can handle any more debt and i was hoping there would be some kind of assistance for 1st time home buyers with no credit/bad credit…


Options for avoiding Private Mortgage Insurance (PMI)?

A couple of very attractive deals in the local housing market have prompted me & my wife to consider bumping up our timetable for buying a home (we’ve been budgetting for mid/late 2009 while aggressively paying down debt). If we bought now, our monthly debt+mortgage/gross income ratio would be under the magic number of 36 percent (by a comfortable margin), so it is feasible … but we don’t have a downpayment. That brings up the issue of Private Mortgage Insurance, which I would like to avoid. I read somewhere that invesements such as stocks can be used as collateral to avoid PMI. What about my 401K account and my wife’s retirement account? Could we use those?


Do you guys know the best site to get the free credit check?

thanks


Looking to find an online or payday advance type of loan place that I can pay back at the rate of 200-250 a mo

anyone REAL without a company please reply I am serious



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

An example of vertical consolidation is if a ???? Economy help please thx a lot?

An example of vertical consolidation is if a bank purchases a company that produces vaults. bank purchases a share of the U.S. Treasury. bank splits into two new banks. bank purchases another bank.


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What is the monthly payment of a car that is 28000, interest rate is 3 1/9% financed for 5 years?

N= I%= PV= PMT= FV= P/Y=C/Y=


Question about Personal Loans?

If I were to borrow a loan,and I had left over money from said loan couldn’t I just use that money leftover to make payments on the loan? While I just lost both of my jobs this week,I’ll be starting another job soon,and I desperately need the loan money at this time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to pay collection agency?

Six Flags sent me to Aargon Collection agency for the unability to pay my membership, so it was considered a delinquent account. Recently I got a letter notifying me of my debt, what would be the best way to pay it? I attempted to pay it online with my debit card but it asked for my ssn and didn’t feel safe giving it up. I’m 16 if that helps with anything. I just want to pay the debt and get it over with. One more question will my bank (Chase) be able to help me with this situation.


List of investments from lowest to highest risk?

Where can I find a list of investments from lowest risk to highest risk?? For example everything from a savings bond to penny stocks?? I’d like to find a happy median, thanks.


Do you know where I can get a free copy of my credit report?

Where’s the best place?


How much of a house can I afford? Ideally, I’d like to pay $1500 at the most for mortgage.?

What price range do you think that would be around? How much of a down payment will I have to put down?


Can I get an Auto Loan with 532 credit score?

My credit score is currently at 532. This is mainly due to a car repossession I had when I was 19 years old (my parents bought a car in my name without my consent. when the car broke down, they stopped paying for it and I was stuck with paying off the remainder of the loan since it was in my name) and a student loan that went into default (there was a misunderstanding with the loan company & they refuse to do anything about it). I make about $4,000 a month, after taxes and I’ve been at this job for about 1 year & 6 months. Do I have a chance at getting approved for an auto loan? How large of a loan and what kind of rate am I looking at wih my score?


Does closing a credit card account (in good standing) hurt my credit rating?

Thanks for the answers. I have no debt, so there’s no problem there. The issue is, I’ve heard a lot of credit companies have started charing inactivity” fees on cards that don’t get used for a long time. I’ll be damned if I’m going to pay for NOT using a card.”


Refinance auto loan and take out small mortgage – credit effect?

I have good credit. How will it be affected if I refinance an auto loan AND take out a small mortgage, lets say $80k. Will doing both of those at the same time ruin my credit?


How to add new home address to credit report?


Student Loans and Credit Score?

I was wondering if debts from Student Loans (SallieMae) affect your credit score the same way as credit cards or other loans. I owe the most in Student Loans, then a Car loan and finally credit card debt. I want to pay off my debts to minimize interest while maximizing the benifit to my credit score. Does anyone know if the credit reporting agancies treat all three like one big debt or do they have different clasification with different weights?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Did you have a great or a bad experience with an auto loan company? Who and why?

Looking for a reputable auto loan company and want to stay away from the bad ones. Seems there are so many. Some have such prestigious-sounding names while others just sound like a sham. But who knows?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


What factors might cause an investor not to convert from preferred to common stock?


Why is my Credit Score so LOW if I only got student loans ($25,000), but never had a credit card?

BTW I started to pay my student loans but I was able to get it deferred based on my Status that I am a student.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Auto loan with 8% interest?

My Navy Federal Credit Union bank offers auto loan with 4.50% interest rate for excellent credit or so borrowers and for me as a so and so credit (I have been using my first credit card for 9 months) it will be with 8.00% interest. Is that a fair deal or bad for me? I know that our economy is in a down time with banks starting to lower interest rate and such…


How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.




















































Is 4.75% mortgage rate and 4.89% APR okay today?

Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Auto loan calculation help please…?

marko, could you explain further what you mean?—-if I lent you $12,000 at a 6% rate for a term of only three months, you’d only pay $120 in interest, because you’d be paying off an average of $4,000 per month in principal.—– I don’t understand how you got $120 for interest. Is this for 3 months total? 6% of $12,000 is $720. I don’t know if I should divide $720 by 3 months to get total interest that should be paid or not….?? When we say 6% for a loan, is this annual interest rate? Would we be paying 6% of the loan for interest annually? Im confused.”


Debt consolidation vs. debt management?

What is the difference? What should I go with to help pay off my debt quickly? Little background – Decent credit (690-710 range). Husband has several credit cards and I don’t know the total debt, I have 1 (with a $1400 balance). To combat the high CC rates, we managed to get a line of credit, with an interest rate of around 16%. We moved some off to that, but have ended up adding a little more debt to the CC (hospital bills and such). We always pay more than minimum on the cards, and the LOC has a base minimum, but we have an auto payment that pays, I think, $50 over minimum. What’s my best strategy? Trying to stick with it with the LOC, moving things over as the balance gets lower and paying above minimums on the highest interest rate cards, etc…or trying to throw this to a debt management company? I would really LOVE to find a consolidation loan on my own that’s lower than the LOC rate. I just want to pay this debt back quickly and with the lowest rate possible.


When did mortgage default and housing foreclosure rates begin to rise rapidly? When did the economy go into r?


HOW WILL BANKRUPTCY AFFECT MY TAX RETURNS?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Step-son borrowed money from my daughter now mom tells me not to worry about it. Should I stay out of it?

My daughter has worked every summer for the past few years and she does a good job at saving her money. She’s now in her second year of college and this past week she was home for fall break. My 20 year ols step son hasn’t had the best of records on working. He’s lazy and I finally had to force him to get a job. Well, my daughter told me last week that he borrowed $20 from her while she was home and she wanted us to bring it to her this weekend when we came down for homecoming at her school. We decided not to go but I told my daughter I’d get the money and just put it back into her account. My wife tells me that she’s letting her son borrow her car tonight to go on a date with his girlfriend. I told her to remind him that he needs to pay back his step-sister before he goes out and spends all his money on his girlfriend. Her reply to me was I shouldn’t be worried about that and I’m only making an issue out of it cause they’re not blood related. No, when you borrow money from someone you pay them back before you do anything else with your money. We’re not charging him rent or asking that he pay any bills so the money he makes is his. His first obligation should be to give my daughter her $20 then he can take the rest to do what ever he wants. Am I wrong and is this just another attempt for mommy to coddle him to always skirt his responsibilities?


Where is the best place online to get free credit reports without paying or getting sucked into a scam?

I am entering the market to buy a house and I want to make sure my credit report is accurate before I need to apply for a loan. I know there are companys like freecreditreport.com but you have to sign up for them and then you have to cancel before you get billed. I want to avoid all that and just review my credit reports.


Is There A Way I Can Check My Credit At 17 Years Old?

I’m 17 years old but have had over six, seven jobs in a short period of time. I have provided my social security number to a few employers who wanted to run background checks. I want to know is there a way I can check my credit information (make sure there is no fraud going on)? I tried annual report and you have to be eighteen years old to read your information. I’m 17 years old. I want to check my credit to ensure there is no fraud going on. I will be 18 years old in four months. HELP!


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any legitimate financial institutions out there that give loans to individuals with troubled credit?


Car loan debt settlment?

My lender wanted to repo car as loan was discharged and I owed them payoff. I was able to negotiate a settlement whihc is wholesale price of the car. I have two choices. First declare bankruptcy ch 13 and keep this car. I actually woul dlike to keep this car since it is almost new and good. Or, local dealer who is a friend of the friend can buy it for me at the settlement price because it is a wholesale price and it is a good price. How will settlement affect my credit? Will I be better off going ch 13 and keeping the car or getting rid of it an not being able to buy a car for another year since I am a student? I need a car to commute. Also, I don’t really have any other debts. Need to make decision within a day or two.


Is it possible to get FHA (HUD) loan after foreclosure and bankruptcy on a VA Loan?

I had a Veterans Loan foreclosed on 3-6 months ago and ended up filing bankruptcy (chapter 7) which will be discharged on 6-1-10. The court abandoned all interest from the government and my creditors through the bankruptcy. My reason for the foreclosure and bankruptcy was loss of a spouse’s job and medical expenses from a sick child. Will I be able to get another loan through FHA (Hud) with a foreclosure on a VA loan on my record since the loan was discharged through the bankruptcy court?


Where will I be able to view my credit score for free?


Unsecured personal loans are based on.?


Best goalie and team in NHL ’09?

the video game


Will I automatically get my Fico Credit score by May?

got my first credit card by discover in october, i had my first two payments so far, january and febuary. I logged onto my free credit report.com and say that I had a 690 credit score. Someone told me that isnt the real credit score that matters, the one that I am suppose to get is the Fico. So my question my 6months will be up by May and do I automatically get that score and will it be as high as the one i have now?


Best shampoo for brittle, oily, dandruff hair?

i have thin, fine, brittle, oily hair with dandruff…help!


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find the best work at home piecework jobs” perferably age 17+…?”

where can i find the best work at home piecework jobs” perferably age 17+…? ps: i live in michigan if it makes a differernce at all.”


Can a spouses credit score effect yours?”

Me and my husband are seperated and have been for 5 years nd he bought my daughtr a car and now he cant afford the payment and is letting it get repossesed so i was wonering if this could effect my credit rateing in any way


Where can i go to see my credit score for free?

i want to see my acually credit score not report, any one have any websites that will give me my score for free??


Does anybody know the lyrics to the freecreditreport.com commercials?


Where do Expats live in Mumbai? How expensive could a flat abt 1200sqf rent per month in a good area?

I am a spanish traveling to Mumbai this weekend to see it, as I will be posted there for the next few years. I would like to get a general view of the city, where shall I go?? thanks to all of you!


Katie is buying a house and is looking for the best home loan to pay for her purchase. what loan should she ch?


The most comman ARP RATE FOR AUTO LOANS with 606 credit scroe ?


What credit card has the highest annual percentage rate?

how much is it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question regarding the Interest rates allowed with payday loans.?

In trying times, I had to obtain a payday advance loan on Thursday Aug 13. I recieved $160 and agreed to repay on Tuesday August 19. The amount I have to repay is $224.67. I signed away, of course, because I needed to pay my hydro, I had no choice… However once I got home and was thinking about what I did, I did the calculation and realized, the interst and fees I am repaying are 40% of the total borrowed, for 4 days..It seems crazy… I was looking online and seen that there was new law in place as of april to charge a max of $20 per$100. I am confused, cause this certainly seems more.. I wonder if the institution i used, THE CASH STORE, has different rules to follow?? Anyone know anything to help?? I know it’s my own fault, should have never used them, but I had no choice…


Can I file bankruptcy (personal) while I am co-owner of a business?

I am in Indiana. I don’t want my business partner to suffer because of my stupid mistakes. I am way over my head in debt, and don’t make enough money to pay my bills anymore. I work 60 hours a week @ 2 jobs. Anyone BTDT, or have any advice? Thank in Advance!


Is giving your credit card number over a phone sex line safe?

I phoned a phone sex line last night and gave my credit card number to pay for it. How safe do you think it is?


I Had Bankruptcy last year (2009)?

it also shows my credit limit of 7600.00 but I dont have the card anymore so I can I get the card back I would like to reestablish my credit and have it as 789 again



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What isthe minimum needed to make it a month to get a used car auto loan?

Like 1200?


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much


Can I Purchase A Laptop With A College Student Stafford Loan?

I’m heading to college in January, this will be my first year away from home as I am transferring from community college. I understand that I need $6,000 from a stafford loan to cover the rest of my tuition and I was considering applying for an extra $2,000 for a nice computer/laptop. Will a Stafford loan cover this or will I have to take out a private loan? (also, I applied for a private loan with chase and got denied even with a co-signer)


Progressive Vs. Geico?

I am thinking of changing to Progressive from Geico. Progressive is giving me about $250 less quotation value (for 6 months), for more options, than with Geico. What do you recommend out of these two??? (I am from Maryland)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Husband co-signed on auto loan for his mom after I said no?

So my husband said his mom wanted to get a 0 mile car from dealership but they would not give her the loan by herself unless she had someone co-sign. She asked my husband. He told me and I said noooooo. He co signed anyways AND gave her money for the downpayment without telling me until after he did it. Anyways we also have a new car (we got a few months before my mother in law suddenly decided she wanted one too ) and he is responsible for loan (in his name). So now he has two car loans. He said his mom said she would refinance later on to take him out of the loan. How does this work? wouldn t she need to fix her credit and doesnt that take more than a year.? He said she said it would only take a year. We want to get our own place and i recently lost my job about 3 weeks ago so i cannot take condo loan in my name for the moment and we need to move asap. Will he be able to take out a mortgage loan since he has the other loans. ?? how does he take his name off the mothers car loan??


I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?

I don’t want a payday loan, that’s why I am trouble, I need a loan with no fees to have the loan. I can’t find any bank will help. And there are to many out there trying to fraud and take your money. Where can I go, I really need help. I do not owe a home, I rent.


Can I co-sign on an car loan if I already have one?

I have a car loan for 4k for 24 months, my friend wants to get a car but does not make enough money, since she just picked up 2 jobs and her last job she didn’t earn enough. I am confident enough to trust her, & that she will make payments on time, Will the bank approve me for an auto loan as a co-signer?


Complete list of Chance and Community Chest cards in Monopoly?

P.S. I have the original Monopoly game.


Need small personal loan bad credit?

My fiance needs to get a small personal loan….but has horrible credit. Im not sure who would be the best company for him to get the money through. I could co sign for him ….but cannot get the loan.Any ideas of who would be easier to get a loan from?


I am about to file Chapter 7 Bankruptcy and I have questions!?

I am one of the hapless folks who found myself ensnared in the subprime lending fiasco, and am now faced with no other choice than to file a chapter 7. (I am in CA.) I’ve been toying with the idea of a career change, and I have been looking into several culinary arts programs at different schools. I know that I will need financial aid, but I am not sure if that’s going to be possible with a Chapter 7 under my belt. Does anyone know if a Chapter 7 will render me completely unable to obtain any educational assistance? Another thing I am wondering is, I own property (in this case my home) with another person who is not declaring bankruptcy. (My domestic partner.) My atty says that since we have no equity in our home it won’t be used as collateral, especially since we’ve managed to stay current on our payments, but that my creditors can lien her portion of the property for my debts. What does this mean exactly? And is there any way to avoid this? Any help is appreciated!


Does a paid off mortgage increase your credit score?

I bought my house in 1994,payments were always made on time. I recently paid off the mortgage. Will my credit scores go up? If so, how much? Thanks!


Can someone use a prepay visa card for porno site video cam.?

I just wana if u can do that.


I used a wrong credit card number in a site mistakenly and its seems to be a valid credit card however the payment didn’t go through?

i used a wrong credit card number in a site by mistake and its seems to be a valid credit card number belongs to some1 else however the payment didn’t go through as it said(the bank refused the payment) and so is that considered to be a fraud or something illegal for trying using some1 else credit card noting that it was by mistake and the payment was blocked and didn’t go through

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Capital One Credit Card without a job?

But If I could pay it off later?? Could I do that? Sorry I’m new to this I don’t know much about it


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much


Where can find payday loans in missouri?


Is my credit supposed to get lowered for credit inquiries?

it says my credit lower was lowered because of many inquiries. i had gotten a FREE annual credit report online. i kept logging in but wouldn’t it be the SAME report since you just get on for each bureau??


If I overpay a credit card, is withdrawing the excess money a cash advance?

My checking and credit accounts are with the same bank (Wells Fargo). Say my credit limit is $1,000.00 and I use it for a $20.00 purchase. Then I move $120.00 from my checking onto my credit card, $20.00 pays off the CC debt, and now my available CC balance is $1,100. Now, if I move $100 from my CC to my checking account, is that a cash advance, or am I just taking back money that’s mine? Basically, if I overpay and take the excess back, am I charged cash advance fees? (My bank charges $20 or 5%, whichever is greater for cash advances, and then like 26% interest apy on top of that) I feel like they don’t (or at least shouldn’t), but I wanted to make sure.


Interest rates and refinancing for finite math?

In november 1995 I took out a 30 yr note for 250000 to buy a house. The interest rate was a rate of 7.8 percent per year. The payments were set up on monthly basis. determine if it would be beneficial to refinance for the remaining term of the loan at the current interest rate. The current interest rate, loan fee’s are 6.6 percent with a 3000 dollar refinance fee that should be included in the total cost.


Is it better to max a credit card and pay it off each month or to carry a small balance and make payments?

For instance, If you had a Credit Card with a small limit of 500, and you used 400 of it each month, then paid it off in full. OR if you used $50-100 on it and made minimum payments on it each month? I know that a Credit Card is best used when you keep your balance under 10% and when you pay in full. The reason I ask is because I know that it is not smart to max a card, but also it is a good idea to pay your balance in full instead of making payments, if you’re able to. In this case, which would be the smarter option?




















































How do you get 0% APR on an auto loan, is it past credit or a promotion only?

How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Sallie Mae student loans?

I have been attending school for the past year, using Sallie Mae student loans to pay for in person education. Now, I am trying to switch to online schooling for the remainder of my AA. Does Sallie Mae cover online schooling? What about housing?


Does any one know where i can get a free online credit check ?


How much of your monthly income should be a mortgage payment?

Say on average you make $3,000 a month. (I live in Oregon by the way..) You still have to pay other things like water, sewer, garbage, electric, cable (maybe).. How much should you aim your mortgage at while looking for a home?


Is it true that every time you check your credit report through freecreditreport.com it counts against you?

I’d also like to know how many points they take off per credit inquiry.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the best student loan consolidation options?

I have some $50K in student loan debt, which is defaulted, and in Colorado and New Mexico, across several loans. What are my options as far as consolidation goes? Are there non-profits that could help the interest stop? Will I be eligible while they are in default or do I need to get them out of default first? The current asking payment rates on my loans total about 40% of my income and are not feasible at this time. Specific names and websites of agencies that can provide assistance would be appreciated.


Part 9 Debt Agreement – What does the future hold?

I am living in Australia, and have been paying off my debt for about 2 years now, and have one year left. I am concerned about my future, I have a fantastic job now and I own my car, but I am worried that my credit rating is too shot to ever be able to get a credit card or home loan. Has anyone ever been in this situation before or have any advice? I am so much better with money now, I don’t want to be punished forever for my mistakes!


Is it realistic to get an auto loan with a FICO score of 650?

I had some credit problems in the past and most of the negative items will be removed from my credit report in less than 6 months. My current score is 605 and I expect it to be at least 650 by next summer (perfect timing, since I’ll need a new vehicle by then). My understanding is you can still get a high-interest loan with about a 625 score. But, how much lower would that rate be with a score of 650? I intend to borrow in the range of $13-$15,000 at 60 months.


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my free credit report easily?

How can I get my free credit report easily?


BANKRUPTCY CHAPTER 7?

if a debt on your credit report said discharged under chapter 7 does that mean you do not have to pay this debt?


What website can you check your credit for free?


Can someone answer this and show me the steps u did to get to your answer?

Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700


What does shorting sale of sub-prime mortgages” mean?”

Referring to what Goldman Sachs was doing


Question about bankruptcy?

Ch. 13 bankruptcy will stay on your record for 7 years. Someone also told me 5-7 years. Question #1-Is there a way to have your bankruptcy record not last as long if youve paid a some of it back. Question #2-If so, what is least amount of time it can potentially stay on your record depending on how much money you pay back.


How old do you have to be to get an auto loan?

They will not give my mother one because she has an open loan.


Canadian border services training?

I’m very interested in becoming a border officer, does anyone have any tips and advice for me? can i apply and receive a student loan during my training?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Am I the only one who considers the free credit report band one of the best bands of the era?

I think they’re up there and I’m not a class rock fanatic. Even though the front man is lip singing. they have much charisma and that It” factor to them.”


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


Where can I get a FREE credit report with out credit card required? Or, I can pay with paypal?

I want to get a detailed copy of my credit report. Also, one for my fiance as well. I DO NOT want to pay for a copy of this… what can I do? I can use funds in my paypal account… Does anyone know a REAL free credit report website that doesnt require your credit card?


Filing for bankruptcy with a lawsuit pending?

A man who had a class action lawsuit filed against him just filed for chapter 7 bankruptcy. The funny thing is that he owns muliple venues and is even on a couple of shows on TV. What does this mean for the lawsuit? Does it just get put on hold or something?


Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.


What all can potentially get liquidated in ch.7 bankruptcy?

I know it can liquidate your home property. Anything else?


How much difference does a co-signer make to the interest rate on an auto loan?

Now I am confused. I didn’t at all get the impression that my rate would not change with a co-signer and that it was just to get me the loan in the first place. From what I was told at a dealership, I could get a loan but I would need a down payment and it would be at a high rate. They told me to get a co-signer and that could potentially bring my interest rate down drastically. I just want to know realistically how much I should expect it to impact the rate going down. Now I’m hearing it won’t bring the rate down at all? =/


Auto loan and car insurance?

The bank has pre-approved me for 11k. I have talked the dealer down to $8,500 for the truck i want. My insurance is going to be around $1,200 for 6 months. If i get the auto loan for 10k, will i be able to use the excess money to pay my insurance. I believe i read that the check from the bank will be written out to the dealer, but what will happen with the excess money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Drive thru divorce services in Las Vegas?

My cooworker is been wanting to get divorce but his wife is nowhere to be found. He heard somewhere that you can get divorced in Las Vegas with no need of layer for a smaller fee than a regular divorce process. Can anybody help me out with this one? I told him I would ask you guys, u seem to know a lot!! Lol Thanks!!!


Question regarding Army: student loan repayment program SLRP?

I have stafford loans and also Private student loans. Will the army paid for both my loans as a SLRP program??? My loan amount totals at $34,000 any help plzzzz???


I am a 19 year old college student with not so good credit seeking answers about a personal auto loan.?

Does anyone know where I can get a personal auto loan under $4,000?


Can a bank take both of my cars if I file one of them for bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans. Charging way too much interest. I got a couple of them and Im being charged 400 a month in inter?

Dose anyone know how to stop them from charging so much interest. Id like to pay them off in payments but that all I can do. I can barely take care of my four kids. Any one know of someone who can help?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


If I consolidate my payday loan will it ever affect my credit history? will it hurt me in the future?

Im still starting to build up credit, so I bought a car, I put a lot in downpayment, Month later there was an emergency so I loaned online (payday lenders) 1.5k and now I have been paying for very high interest monthly. I live in Maryland I also found out they are illegal? what should I do? If I go for debt consolidation will it ever affect my credit standing? As of now Im current of paying them every payday but it seems like Its hard for me to pay off the principal due to very high intetesf that I have been paying. What should I do? is debt consolidation a good plan?


Appealing Financial Aid?

I’m working with him on several scholarship applications. I’m just confused why if all 3 schools received the same tax info, 1 of them interpreted it so differently than the other two. And believe me, I see how much this family struggles, even to send 2 of the kids to college. $20,000 would be impossible for the family. Has anyone else every been in a similar situation? How do you get the school’s financial aid committee to realize that my mentee literally will not be able to go to the school without more help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Un-paid payday loans never went on my credit….?

I had 2 loans out at two different times. I intended on paying it back but times were tough and those payday loans kept me under even more with the interest and the amount it costed me every week to extend them. A good friend of mine worked for a payday loan agency and told me that they wouldn’t send me to collections- just threaten. So I let them go. One was a cash 1 payday loan and I remember I thought they put me in collections since I got letters from a collection agency but when I ran my credit 3 years later, nothing was there. Not even for the 2nd payday loan place. I had closed my account so they were unable to cash the check. Its been 3 years now, I worked hard at paying my debt off from what is on my credit and now I am curious about those payday loans from long ago. Since they never went to collections- they probably never will, right? My credit is golden to me now. Back then, all I cared about was getting by. Now I am in a better place. Do you think they would put it on my credit after this long? Do you think they could take me to court to garnish wages? or does it have to go to collections first? I just saw an article that made me think of this. Truthfully, I dont want to pay it back because I am embarrassed. That would mean I would have to tell my husband about them. (it was before we were married but embarrassing).


Question about the H&R Block Emerald Advance?

I usually get my taxes done at H&R Block and I have an emergency that I need money for. I usually get around 3 thousand back. How much can I get and what do I need to do to qualify for the Emerald Cash Advance???


How much capital am i paying off my mortgage?

I have a 5 year fixed rate mortgage at 4.79% we borrowed £210,000 and put £30,000 down as a deposit. We moved in at start of the year and I already have my plans about buying a bigger place in around 2 years. I am trying to work out how much I will have as a deposit in this time and was wondering how much I will actually of paid off in my house by this time. We pay £1100.53 per month and I realise a lot of this is interest at this early stage but would love to no each month how much capital is being cleared. Any comments would be much appreciated. Thanks


Can I have someone co-sign for me without physically being present?

I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.


How to get government grant money with Califonia CALWORKs program?

I just filed a bankruptcy three months ago , and had no job since 06/2007 , I’m almost 49 years old , lived at my young sister’s house with my wife and 27 months old kid , my sister just allow to live there until to the end of Sep/2011 , we also owed the insurance company some payment and to be canceled the health insurance , so How to get government grant money with Califonia CALWORKs program in order to live , to eat, to …….., is somebody can tell me how to do step by step , how to find the application form, how to fill out the form , thanks a lots


Anyone going to hire the Free credit report .com singers to sing in their next New Year’s party?


Where can I find buyers for business loan leads?

I’m involved in a new venture generating high quality loan leads in the finance sector. A range of verticals are involved such as commercial mortgages, unsecured business loans, equipment leasing loans, mixed use loans, cash advance business loans etc etc. The leads are to be generated by SEO techniques and can be sorted for literally any combination of field settings needed. They can be exclusive if need be and will be immediate. Long term I hope to negotiate a fruitful relationship with lenders and/or brokers, but in the mean time I need somewhere to pass the leads on to, at least until I can provide traffic figures and lead gen stats to potential partners. I know of Leadpile, Leadvibe and such places but they tend not to deal in the verticals I am intending to work in. Are there any companies that will take all the leads I generate/or some until I’m able to get a foot-hold in the market?


What proof do i need to know that a business (loan firm) is legitimate?

I need to borrow SGD $75,000 to furnish a bond, Does anyone know of any legitimate lenders(Singapore and international)? I found someone who claims to be an international moneylender, Lance Hopkinson. What proof do i need from him to know that his business is legitimate? He has shown me his EU identity card and certificate of incorporation but i am not convinced as these documents can be photoshopped.


Where can I watch movies online no donwload no credit card where can I watch like that?

Withou credit card and downloading where can I watch?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you close a bank account and then declare bankruptcy?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


How to calculate the APR of a short term (payday) loan?

Dear members, searching the internet for a payday loan I am constantly facing different APRs. I am wondering how this magic number is calculated – especially because the APRs seem to differ substantially for similar interest rates and I fail to come anywhere near these numbers. An example is the following site with the loan issuers and APRs listed below: http://www.moneysupermarket.com/payday-loans/ If the loan amount at PDUK is 100£ and after one month one has to repay 125£ (an interest rate of 25%) how do you get an APR of 1286.2%? I would be very grateful for some help, Alex


Annual Free Credit Report with Security Freeze?

Due to a possible compromise of personal information, I placed a security freeze on my credit file at all three bureaus several months ago. I recently went to www.annualcreditreport.com to request my free annual disclosure from Equifax and this is what has ensued: 1. Requested Equifax free annual report using the telephone touch tone” ordering option. Instead of my report


What do they mean with card name? im going to order via the net and they asked me what my card name is.?

yes i have VISA


How can i prove to law firms that i am judgement proof?

i got served summons papers from two different credit card companies (law firm collection agencies for my credit cards) that are taking me to court because i am unable to pay the debt owed. * i have no job and haven’t for a long time * i have no apartment or house (i am living with my sister for now) * i have no car * i have no assets * i have no current bank account how can i prove to these places that i am judgement proof and get them to NOT take me to court? i can’t borrow any money from anyone to help me with this debt. i cannot pay for anything myself, i am beyond broke. i sent them letters explaining my situation… but i dont know. i can’t file for bankruptcy because i have no money and can’t afford the 1,000 retainer fee or lawyer fees. i live in michigan if that helps.. thanks


Car loan: Should I stick out or go for the lower interest rate?

Here’s the deal…. I own a 2006 PT Cruiser with 75,000 miles in mid condition. The Kelly Blue Book value is $4,400. I owe $9,000 on the car with an 18.6% interest rate. I have tried on 3 occasions to lower the interest rate; once at the place that carries my loan, once at my own bank and once at a credit union. All three have basically told me there is too much negative equity in the car. To lower the interest I’ll need to lower the balance to blue book value. Enterprise car sales, where I bought this car, called and said that right now they are running a promotion where they will give me blue book value for the car + $1000 toward another car. The ideal thing would be to get a car between $8000 and $12000 with mid to low mileage and get a lower interest rate on the new loan. My question is it worth it to tack on negative equity to a new loan to get a lower interest rate on a car with less miles then we have now? Please don’t respond with the whole I can’t believe the interest rate” as having the interest rate myself I already know. Thanks.”




















































How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If im given a 500 dollar limit on my credit card do i have to spend that entire amount? just wondbring if i have to use ful amount then….?

Repay or can I lets say only use 250 and repay. I guess what im asking I will I have to pay the full credit limit if ive only used some. Or do i just pay what I’ve used.. old help lol. New to this. Just trying to build my credit


Best Credit Card Company?????

I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???


VA HOME LOAN CERTIFICATE OF ELIGIBILTY?

I went online to ebenefits and (applied) for the VA Certificate of eligibilty and received it the next day. Does anyone know what happens now that I have that? Does that mean i’m approved for a home loan? Or does this mean if my credit isnt up to 620 i will still be denied? I have like a 600 credit score with the certificate of eligibilty in hand.. What or is there anything I can do with it? Thanks…


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get a good faith estimate without credit report being pulled?

I do not want multple inquiries to my credit report.


Best tenor saxophone reeds for marching band/pep band?

I’m learning tenor saxophone and am going to be playing it for pep band/ marching band in high school. I’m on 2.5 reeds, which brand/kind of reeds would be best for playing marching band? http://store.daddario.com/category/146174?language_id=1&currency_id=1


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My dad wants us to take over his mortgage. Whats the best way to deal with this situation.?”


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


What kind of auto loan rate can i expect with a credit score of 700?


I have a credit score of 614, can I get a mortgage loan?

I filed bankruptcy about 2 years ago but has had a clean credit history since.No miss payments, no deliquency, I make about 40-45K a year, I have about a 23k auto loan out, I was wondering was its possible for me to get about a 80-90K mortgage loan and If so who would be the best lender/bank to go thru with my credit and income.


Should I even worry about my husband credit card?

My husband got this credit card shortly after getting out of boot camp but failed to ever really mention it to me. Now its a year later and we are going through a mild debt situation when he springs on me that he has $700+ he needs to pay off on this card. I was surprised and a little annoyed he didn’t tell me since we are trying to get financial straight again and are normally very open with things like this and we share the same bank accounts. Around the time my husband got this card we were only engaged and living 2000 miles away due to military. He had just lost a significant amount of weight in boot camp and got very cocky which wasn’t pleasant for me. He pretty much acted like a smart a**. He went through a phase where he would fib constantly about things as well saying he was abused as a child and says he still feels the need to lie because that what he grew up doing until he moved out. We talked, he got he head on straight again. End of story. So last night we got to looking at bills and the hidden credit card came up. I asked to see how in the world he could rack that amount of debt in only Tech School and he got mad at me!! He became very frustrated and distressed. Is it just me or wouldn’t you think he was guilty of something with this card with the way he burst out on me? I was calm and he just but a huge wall up and even started tearing up! He claims there is nothing on that card but an xbox and then he cant remember the rest” apparently. Call me paranoid but something smells fishy. Am I wrong here people?”


Requesting credit card limit increase??

will it lower your credit score??


How to purchase 3class(ordinary )railway tickets through internet.?


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know any loan shark phone num in singapore??? thank!!!?


Bankruptcy and civil suits in Oregon?

I just found out I’m being sued in civil court for $80,000+. If I file bankruptcy, am I relieved of the debt? And should I file before or after?


Where does a person go to find a real loan shark?

Private person who can loan $20,000 for 24 months, with $1,000 month payments


Bank declined my auto loan, is there still hope from dealership?

I went and looked at a used jeep wrangler sport the kbb value is $6000. Thats what I told the dealship I would pay for it. I told them I would throw $2000 down for the down payment. They agreed ran my credit and my score was 719 which is good, BUT my credit history sucks since iv never taken out a loan or anything big, just made cell phone payments for a few years (im 22 years old). The dealership said they would still try to get me financed. I wont know anything till tomorrow. Called my bank just to see what my rates would be if I went through them. They declined me which is making me think im definitely going to get declined on the $4000 loan the dealership is trying to get me. Is there any hope I may get approved tomorrow or should I just forget it. I make about $2200 a month steady job for 3 years contracted to the county. And live with my parents at this time (if any of this info helps).


Help!!!! Is http://studentconsolidationaid.com/ a legitimate business?

They say they are an affilliate of the Military Debt Management Agency, Inc and link to the BBB page on their website, but I cannot find any more information about them. I gave them some personal information, but am having some doubts and I need to know if I need to take some precautions. Please respond ASAP. Thank you.


I have bad credit and I recently filed bankruptcy in 2007. I want to get a loan to pay off bills in advance?

Who will give me a loan in my situation?


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?


BALANCE INQUIRY ON PAG-IBIG SALARY LOAN?

hdmf loan villones, napsa

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much debt do you have?

Tigg, although I am ashamed to say that we borrow, we do borrow wisely! Thankfully, all our debt is interest free


Where can I get a loan for $2500.00 in 2 days?

Please is there anyone that knows where I can get a loan for $2500.00 in 2 days? We don’t have time for a bank loan, I tried that takes much longer. We had someone steal over $6000.00 from us. We need to pay our mortgage and utilites. We would go to a loan shark if we knew where to find one. We are in Saginaw, Michigan if there is anyone that knows where we could get help. We will pay any fee at this point. We need to keep our house payments up. Please any advise is appreciated. You can email me threesenough5@yahoo.com if you have any advise.


Mujahideen, Taliban, Al Qaeda?

Uninformed ignorant individual in need of clarification. All these three groups came from Islamic roots in Afghanistan during the Soviet invasion. That much I know. I may have a misconception though and I need help on clarification. Al Qaeda was organized by Osama Bin Laden, yes? Well the US CIA supported the Mujahideen Freedom Fighters” with weapons and money


Are banks giving out 30 year mortgage loans to senior citizens?

On low income but can afford the mortgage payment.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Creditor in bankruptcy proceeding. need free legal advice?

I am a secured creditor (secured by inventory) in a chapter 7 bankruptcy proceeding. I am not told that the inventory was sold which happens to conveniently fall under the limits of personal exemption. A significant amount of Cash money has been recovered by the trustee who now says that I should file amended claim to changed from secured to unsecured because only unsecured claims get paid by the estate. question: do you think I should change to unsecured? question: does this mean I don’t have a priority in the distribution that the distribution will be split evenly among all the unsecured claims or does it work on a % basis? any help would be greatly appreciated.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Are there any legit online payday loans?

Online payday loans?


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I just checked my credit score and it’s very poor” – can i get an auto loan?”

I don’t have any delinquent accounts but i do have a mortgage, car note, student loans, credit card debt, etc. With a $1000+ down payment and paying off my current auto loan, could i still qualify for a new auto loan on my own?


Who’s the band on the FreeCreditReport.com commercials?


Is avant credit for bad credit a good site for a loan?

I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?


How do I go about checking if a bankruptcy is off of my credit report?

I had a bankruptcy discharge of debt in Nov. 1998 in New York. I was told a the time it would drop off my credit report in 7 years, but it is still on there. I know I have to write to the companies, do I have to write to all 3? What info do I have to provide them with? Thanks!


Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?

How can I solve my credit card problem? I owe about 50,000 sgd from credit card company. I have bad credit and the banks wants me to pay minimum payment that I cannot afford monthly, or else they will seize my properties. I used to pay about 1,600 monthly, but the debt grows every month due to late payment, lawyer charge, interest etc. How can I get out of this mess, I am planning to borrow from money lender to consolidate the debt and then pay montly at lower interest. Is there such organisation that lends money for debt consolidation in singapore? I have been in contact with overseas money lender that is willing to lend 50,000 at 5% interest PA but I have to pay initial charge at 800. Are they trustworthy? I can hardly make ends meet now. Please help…


If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus

If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus? I’ve heard from a CPA’s assistant that they can only report you if you are more then 30 days late—-is this true? I live in CA


What is the credit card statement(PayPal)?

Q: Where do I find my PayPal code? A: Your unique, randomly generated 4-digit PayPal code is displayed on your credit or debit card statement next to or near the PayPal fee. In the item description section, you will see it next to the word PAYPAL. Allow a few business days for the PayPal code to appear on your online card statement. If you do not have online access to your statement, you’ll need to wait for your statement in the mail. This was the answer on the paypal help. well it didn’t really help because i still don’t know what and where the ‘card statement’ is or where i should look for it. and they charged me 1.5 $ which i’ll get back as soon as i give them the code. any help, please?:) oh yeah, and i waited a few days so i should have the code by now. READ: like i said. i don’t know what the credit card statement IS. so don’t tell me the code will appear there because i don’t know what it IS.


Where can you get a persoal loan,not a payday loan,if your credit score isn’t perfect?

Sorry I misspelled personal


What is the best website to go through to check my credit score regularly?

I have a bit of debt and I want to monitor my score and report as I pay off my credit cards. It doesn’t have to be free, just as long as its secure and safe.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i file self employment if my.dad claimed me as a dependant on his bankruptcy application ?

I am so confused this is my first year being self employed. I want to file taxes but my dad said I.was a dependant when he filed for bankruptcy. We have 6 people in our home including me, is it.true that it will affect him if I file taxes


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Looking for a payday loan that doesn’t lie about guaranteed approvals?

I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I’m sorry we cannot approve you loan at this time. These sites should not be allowed to do this. To me this is false advertisement and the company should be reported to the Attorney Generals Office in there area.


Closing costs and down payment on a $55,000 mortgage?

With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size.


Anyone know anything about VA home loans?

To G C, My husband bought this home about 6 years ago because it was a cheap buy and he paid it in cash. it was built in the 1960’s and is only a small 2 bedroom and there is 4 of us. In order to get this house up to code we would have to rip it down and rebuild it from the ground up. My husband only paid $12,000 for the house and land with cash. At the time he was single. But now our family has grown and we need a bigger house and a safer home, one that is not in a dangerous nieghborhood. I am currently attending college full time to make a better life for us so we will have no problem affording a house payment.


Is an on-line cash advance safe?


FHA vs. Conventional ??? HELP Anyone?

Can anyone tell me the difference or advantages between an FHA, or a Conventional Mortgage or viceversa