My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

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3 mnths ago my fico score was 585?

I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

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Can I include a private loan in bankruptcy?

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When does hr block start their emerald advance line of credit this year?

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What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

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My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

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Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

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Extension of parent’s credit card affect me?

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Should Payday Loan stores be made illegal in all 50 states?

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Will my banks deny me for an auto loan?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

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Co-sign for auto loan?

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What personal possessions can be seized in the event of a bankruptcy?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


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Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

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What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

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I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































How do i find all my debts in order to file bankruptcy on myself and my new husband?

How do i find all my debts in order to file bankruptcy on myself and my new husband?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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How Can I Get a Credit Card?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Personal Loans – any tips on the best way to borrow $6,000?

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I have a 560 Credit Score. How bad is it and what do i need to do to get a higher score?


How to remove bad hits from a credit report?

My partner has recently had quite a few hit’s on his credit report, some were done by scam companies- companies that had no intention of giving him a loan but still checked his credit report regardless. Also is there anywhere you can check your credit report for free? We are trying to get credit for a new car and this has left us with nowhere to turn as no company will touch him now with all these hits on his report, and if they will it’s very high amounts of interest! Is there any way to remove these hits so he can get his good credit back?


How do i find all my debts in order to file bankruptcy on myself and my new husband?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should i refinance my auto loan? 11.34% to 6.97%?

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Does a company declare bankruptcy when…?

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I’m looking for a credit card which I can use to do all of my online automatic bill payments for utilities, insurance, etc. Would like to find one with good cashback or other rewards, and no annual fee. Please NO SPAM. I WILL report you if you spam this question.


What should i do to begin to repair my credit?

First off im 22 yrs old and have about $8000 total in debt. My student loan which is $5300 has been placed on forebarance and the rest of the debt comes from credit cards and and a closed bank account. I will admit that in my first two yrs of college I was very juvenile about money management, but can honestly say I have completely changed my spending habits. I currently have a secure job which I have had for a year, and in late April I will be leaving for the military and joining in the rank of E-4. I have tried to apply for a debt con. loan but have been denied before. Yes by the end of July I will have enough money saved up to pay off the credit card debt and begin to make payments on the student loan. But I was wanting to begin to do something now as to start repair my credit score. Also when all my debt is cleared up and And about a year has gone by with me payin on the st. loan, how much will my schore has risen to afford a decent auto loan?


Does my wife have to sign *my* home loan as a ‘borrower’?

I am in Colorado. My wife’s name is note on the deed. What really bothers is the term borrower.” That is innaccurate my wife is not a borrower on the loan. If I die


Why is experian telling me to dispute with the debt collector after mailing in a dispute letter?

I filed an online dispute with experian it came back verified. So now it won’t let me dispute it online any more unlike transuion so I submitted a dispute letter and the reply was experian recommends contact the debt collector? What is this am I not able to ever ask them to verify the debt again because it came back verified once?


How do i find all my debts in order to file bankruptcy on myself and my new husband?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do you find Harley riders annoying?


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I ordered a free copy of my credit report from all three credit reporting companies. I was wondering if the credit report contains a copy of your complete employment history?


I Am looking For a good And affordable BANKRUPTCY LAWYER in the west palm beach area. Any suggestions??


Can anyone here recommend a GOOD bankruptcy lawyer in the central florida area?

Can anyone here recommend a GOOD bankruptcy lawyer in the central florida area?


I got a cash advance on my visa card…?

I realized that I had a bill that will come due just about a week before I get my paycheck. I would not have sufficient money in my bank account for when the loan automatically withdrawals. I only needed the 80 dollars I got the advance for to have sufficient cash, rather than have my loan come up as late. so I am worried about the fact that interest compounds daily on cash advances rather than monthly as I understand it compounds on purchases- as I understood by reading my credit card agreement? How might this get me in a hole if I do not pay off the entire amount next month?


How hard would it be to get a 2k personal loan for auto dwn.pymt?

My husband and I are having another baby in early February, and need to get a van this winter. We were going to get it with out tax return, but the baby will be here about 3wks too early. We need about $2,000 to put with our current vehicle that we will trade in, so we wont be upside down and have a higher payment. I would pay the full 2k personal loan off in February. How hard would it be to get one from my bank? Our credit is good, no negative marks just not a really high score. My husband has worked for the same place for 7yrs, and our auto loan is in good standing, I have never been late. So, should I even try to get one from them? What would my other option be?


Best place to get a short term loan/payday loan in Dallas, Texas?

I need some extra cash till I can get a paycheck from my second job. What is the best place to get a short term loan or payday loan?? Something with a good interest rate or payback rate and that doesn’t screw you over big time in how much you have to pay them back. I have stable work history for three years and same with bank account. Thanks!!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens to my put options if the company goes bankrupt?

For simplicity, say I own a put contract on company XYZ at $2.50. The stock has been plummeting, say from $25/share down to $5. The option is not yet in the money, but I suspect there is a very good chance the company will declare Chapter 11 before the option expires. If the stock falls to the .25-.50 range immediately after the filing and gets delisted… can I still collect on the option? I have never been in this position before and I really do suspect the company will be bankrupt within the coming 3-6 months, and the option I have doesn’t expire until 1/09


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Why did my bankruptcy not show up on my credit report?

well I checked Transunion and Equifax, and Equifax had 620 and Transunion had 680….now I’m confused….with the 110 point variance, how can any be reliable? Do creditors check all 3? Just one? I could get a 20K loan if they look at Experian and denied for a 1K loan if they look at Equifax……….Are they looking at the same information I am?


Can a payday loan sue me for a unpaid loan?

Just asking, my sister got a payday loan (1500) from check n go and a lawyer called her and said she was getting sued, can they do that? or are they just trying to scare her?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is filing bankruptcy my best option?

I had a car that got repo while i was deployed the lien holder which is SNAAC which is a military financing said that i signed the contract which gave up all my legal rights as a solider. They will not furnish me a copy of the documents until they contact my LTC on monday. Will i get chaptered from the service? Don’t my command suppose to counsel me first.


How do i find all my debts in order to file bankruptcy on myself and my new husband?


Fishy sounding Payday loan debt?

I had a online payday loan I took out in 04′. I made 3 or 4 payments b4 I lost my job and forgot all about it. Well, the company quickpayday loans went out of business and another company bought the account. I had that other company call me after over 6 yrs since I took out the loan. I had every intention of paying it but the 2 different reps at the company gave me 2 different info’s as to acct #, the name of the company they were with, 2 different amounts I supposidly owe, and the phone number comes up a man out of Atlanta GA. With Credit Card fraud and identity theft, I couldnt trust the misleading ifo they were providing. When I asked the one rep this morning for quickpayday loans’ contact info, prior to knowing they were no longer in business, she said they were no longer in business, her company bought out the business, and I was not wanting to pay it. I told her that if I didnt want to pay it, I wouldnt have made 3 or 4 payments before loosing me job, of whom I used my work email as contact info, I wouldnt have made 7-8 calls to them in the last 4 days to try to rectify this, that the only reason I am not giving my creditcard info over the phone is being they sound suspicious, identity theft, and I wanted written proof showing I owe this so I have it for my records to pay it. She started threatening me saying they will take me to court, and I was trying to get away with no paying them. I told her ma’m take me to court and I hope you have recorded every conversation I have had with your company and I will inform the judge that you all have diff stories, different info. That I have no problem paying a debt I owe but I want proof and you all have not called me, my # has been the same for 10yrs, mailed me any proof, and you come out of the woodworks and just expect me to give you creditcard info? Fine take me to court. She made it seem like they’re gonna throw me in jail!!!! I figure they cant take what I dont have so….I can only let them take me to court, and pay what I can If the judge tells me to….can you tell me what you think or what ?????


Can i apply for an auto loan & have the actual car in my bro’s name?

My bro wants to buy a car. He has no credit established and plus I’m with USAA and they have pretty cool rates. Am I able to apply for an auto loan there and have the car title.. the actual car in my brother’s name?

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Can i sell my home through short sale if i have already filed bankruptcy?


Suppose you have $12,000 to invest. Which of the two rates would yield the larger amount in one year?

Suppose you have $12,000 to invest. Which of the two rates would yield the larger amount in one year: 12% compounded daily or 11.93% compounded continuously. Show your work. Thanks for any help. This is the only one I am unsure about how to do on my homework.


How long does it take to finalize a purchase of a townhouse?

This would be our first time purchasing a home. We want a townhouse really, but if we can find a home for the same price we will do that…… anyway, our lease runs out in our current apartment in mid June this year and I was wondering how long does it take to actually complete all the paperwork and so forth with purchasing a home. I wouldn’t mind if you could give as many examples as possible. Any negative that can happned (like one loan not approved, credit rating not good enough) and all. How long does the credit check usually take or finding out if the loan went through?? Thanks in advance for any help.


Is American eagle’s website safe?

my mom said she wont order me anything from the website because she doest think its safe and she doesn’t want to give our her credit card number on the internet.i asked her whi she shops at jjill.com and she said its different from AE coz its safer” but isnt the reliability the same in both websites?and is AE.com safe and reliable to shop on?”


Can I get approved for a home loan wit a credit score of 517 and I have been on my job going on 22 years?


Where could i get a legit loan if i have bad credit?

i am 30 goin on 31 i want to clean up my credit right away and pay of the lender, i say i need bout $7,000 . I want to own a house one day and i have very bad credit so i dont think anybody would help me, does anyone have any suggestions?


Will checking my credit score now reflect poorly in the eyes of a lender?

My husband’s credit score is being checked today by our local bank. Everything we gave information for makes us pre-qualify for a USDA loan, but the only thing the woman at the bank needs to verify is that his credit score is at least 640. I’m losing my mind waiting for her to call us back! She said she probably wouldn’t get back to us until tomorrow. I haven’t checked his score in a couple months—and when I did, it was about 640. If I found a free credit report website today, would checking his score at the same time that a bank lender is checking it look bad?


Bankruptcy lawyer taking forever?

Your Open QuestionShow me another » Bankruptcy lawyer taking forever? I retained a bankruptcy lawyer back in may, to file for bankruptcy of course…..he told me it would take about 4 months…..here it is 7 months later…..he cashed my check within 3 days i retained him back in may…..my main reason was for garnishment…..i went and saw him 2 and a half weeks ago, after numerous phone calls, and asked how much longer to get filed, so the garnishment would stop…i said what


How can I check somebody’s credit for free?

I will be renting a property and I would like to check the future tenant’s credit but I would like to find a company I can get it for free. Is there such a thing?

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How can get a free credit report on line?


How do i find all my debts in order to file bankruptcy on myself and my new husband?


Why are their so many questions for fast loans, or free credit report lately?

They ask in all of the sections. Don’t they know that you can’t get a free credit report online that it is all a scam. And the same for the fast loans, just another scam.


Can i get a loan if my credit score is 524?

I need to get a loan for a car but my credit score is low. Where can I get a loan without being turned down?


Bad credit, but need a small loan?

I got caught up n the payday loan loop. I was doing well until a loss of hours at work, I regret my friend introducing me to these easily accessible advances. I really need a small loan of about $2000 that would help me greatly get back on track, but doubt there is a bank out there that would help. Any suggestions would help?


What the term bankruptcy (SPECIFICALLY)refers to?


How many credit cards should you have?

I have 7 credit cards ranging from $250 to $1500 in credit limits. I have been repairing my credit in recent years since a 2005 chapter 7 bankruptcy. My credit score is now in the mid-to-upper 600 range.I had 2 of these credit cards at the time of my bankruptcy and acquired the rest of them fairly soon after my bankruptcy. I feel like I should pay off and close the smallest ones and keep the 3 largest ones. I am more interested in raising my credit score than having a lot of credit at my disposal. One of the comments at the end of my credit score report says that I have too much revolving credit. I feel like if I close 1 each month for 3 or 4 months, then it won’t affect my credit score too badly. I always pay more than the mininum payments.




















































Where can my husband and i get a payday loan fast?

Where can my husband and i get a payday loan fast?

ME and my husband who is active military are trying to get a payday loan. Some unexpected stuff came up. We tried online for one and every single one we went to said we didn’t qualify because he was military. Which is complete crap, my husband is out there everyday risking his life and we can get a payday loan it’s really irritating. We are trying through pioneer military loans but it’s taking forever and we can barely get through to customer service. So does anyone know where we can get approved?

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RELATED:

How can I raise my credit score quickly?

I was thinking of using my credit card to pay my monthly utilites and then immediately paying the bill. Will several months of this raise it?


Is dresslink.com a scam or is it safe? If you’ve used it, let me know!?

There’s a site called dresslink.com and it looks too good to be true. I just wanted to see whether or not it was a scam. Has anybody bought from this site? I want definite answers, not opinions. Sorry if that sounds rude! I was just thinking that some of the things on the site were very pretty but I’m not going to buy anything if it’s not going to get to me or be of value. So, yeah. Hope I get an answer!!!!!!!


I need a payday loan and I only have direct deposit with a bank card. Can someone help me?


Business Ethics – Homework help!!?

dollars, leaving nothing for the reaminder of the plaintiffs. Under the bankruptcy court’s protection, the company was restructed to survive. As part of the release from bankruptcy, the company contributed money to a fund to pay current and future claimants. The fund is not large enough to pay all injured persons the full amount of their claims. Was it ethical for Johns-Manville to declare bankruptcy? Did it meet its duty of social responsibility in this case? If you were a member of the board of irectors of the company, would you have voted to place the company in bankruptcy? Why or why not? I am very confused about this assignment and have no clue how to answer it.

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When you file for bankruptcy do you loose your car?

I can’t pay any of my bills because of a divorce and no job. I am paying them on credit cards now. If I stop paying my car and file bankruptcy, will I l oose my car since there is a loan on it?


Why did my bankruptcy not show up on my credit report?

well I checked Transunion and Equifax, and Equifax had 620 and Transunion had 680….now I’m confused….with the 110 point variance, how can any be reliable? Do creditors check all 3? Just one? I could get a 20K loan if they look at Experian and denied for a 1K loan if they look at Equifax……….Are they looking at the same information I am?


How do home loans fall through when already preapproved?

We are currently building and were told by our soon to be neighbor that the neighbors (on the other side), who were supposed to close this week, their loan feel through. Of course this has me worried that something could happen to us as well. What all could happen to the loan in between the preapproval process and closing that could make it fall through?


Where can my husband and i get a payday loan fast?

ME and my husband who is active military are trying to get a payday loan. Some unexpected stuff came up. We tried online for one and every single one we went to said we didn’t qualify because he was military. Which is complete crap, my husband is out there everyday risking his life and we can get a payday loan it’s really irritating. We are trying through pioneer military loans but it’s taking forever and we can barely get through to customer service. So does anyone know where we can get approved?

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Have you noticed rate increases for your credit card(s)?

I’m wondering if the credit card companies are jacking up all their rates before the new bill in 2010 goes into affect or something? Between my husband and I we have received notices in the last couple of months that the APR is increasing on three separate accounts — we can reject it by cancelling our card. Two were Bank of America and one was Chase. All accounts are in good standing with 5–8 years of history and low balances in relationship to the limit — in fact there’s only one we carry a balance on for more than 2 or 3 months — the other two have no balance as of now. What’s going on? Is this something everyone is experiencing? We have no blemishes on our credit so I’m confused.


What debts will filling bankruptcy cover ?

I was really bad with money as a young lady. and now that im pushing 30 i’d like to be able to get my own car without asking my parents to cosign. an ex suggested i file bankruptcy. i have a few of my own debts, a student loan i know for sure isn’t covered by bankruptcy and some medical bills from a car accident and a cell phone bill at collections. but i also have some debts from when i was with my grandmother and she used my name and ss# to get cable and utilities and ran the bill so high it was time to retire my name and move on to the next unknowing kid. will bankruptcy court dissolve all this mess so i can start building my name again?


What are some god payday loans place?

i need a fast loan …do you know any online


Where can i get a 5 grand loan when i have no credit?

i am a student and i need a car and i have no credit does anyone know where i can get a loan since i ave no credit???


I live in NJ with a 600 credit score and cant get a mortgage?

I cannot get approved unless anything over 640. Any suggestions with mortgage lenders?


Math help please?

Your rich Uncle Ralph is willing to loan you $50,000 for five months, and asks that you repay your loan with monthly compounding interest at the rate of 24 percent per year. How much interest will you pay?


How to get a car loan with a casual job? (Australia)?

I have a steady job which is casual and i have had it for two months. I have been working for the past two years full time before this job. i earn a minimum of 650 a week and can go up to 800 sometimes. I have nobody to go garuntor for me. I dont have statements of credit cards to show but i do have direct debits that i always paid i can show? Where can i get a car loan of about 13,000 sercured. Im happy to wait until 3months in my job. PLease someone help me!


I need a loan I have bad credit and I do not want a payday loan?

I need to borrow 1500 I work full time but I cannot get caught up with things I got behind when I was injured. I need some dental things done and I need to get rid of some bills I do not want a payday loan because I have fallen into that trap and you do not get out. My friends will tell you I am a good person I am just in dire need Please if you can help


Where can my husband and i get a payday loan fast?

ME and my husband who is active military are trying to get a payday loan. Some unexpected stuff came up. We tried online for one and every single one we went to said we didn’t qualify because he was military. Which is complete crap, my husband is out there everyday risking his life and we can get a payday loan it’s really irritating. We are trying through pioneer military loans but it’s taking forever and we can barely get through to customer service. So does anyone know where we can get approved?

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If your credit score is 581 is that good or bad?

i had a credit card that i havnt used or paid fees in months and i went to freecreditreport.com and my score was 581….is that good or bad?


Will Cosigning an auto loan for my daughter affect me if I want to get a vehicle of my own?

I want to help her start her credit and she really needs a car. But I will be getting a vehicle soon and I dont want it to affect me when I go try and geta car of my own.


Does anyone know the best and cheapest way to check my credit score?

that free credit report dot com is not free, someone told me they kept charging thier credit card for months after they stopped it. I need to know how to get my official credit score before I apply for this apartment. Please be serious, I really need this, thanks


Is anyone familiar with the bankruptcy laws in NJ?

I want to claim bankruptcy, but I need a vehicle to work. I have leased vehicled. Can you keep that?


Free credit report with no credit card?

i am trying to get a credit report but i can’t find a site that you don’t need to enter a credit card number. i cut up my credit card a while ago so i don’t even have the number. does anyone know of a site? thank you in advance


Do banks usually give auto loans for a car you are buying that is For sale by owner”?”

I am looking into buying a car that is being sold by its owner, and I wasn’t sure if I’d be able to get the bank to loan me the money for the car in this case. I decided I’d ask people here before going to the bank to ask them too. If banks don’t usually offer auto loans for these kinds of purchases, are they more likely to give a personal loan because the loan is to purchase the collateral asset? Thank you in advance for your help.


Need the site to check balance of my American Red Cross debit card?

We received a debit or credit card from the Red Cross because we were flooded out of our apartment, I am trying to find out how much balance is, we’ve used it a few times. I found a site once but now I’m just searching . it also has a chase bank logo. ANY IDEAS APPRECIATED, THANKS


Looking for non-traditional loan; willing to pay high interest – even loan shark rates.?

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Does anyone knoe of a FREE crdit report site.Where I DO NOT have to give a credit/debit card# to get my score?

I don not want to give my debit or credit card, I want an absolutely free site, where I can get my credit score. Thanks.


Can I buy a car that has been declared in a bankruptcy?

Long story short, I have a friend and her and her husband filed for bankruptcy two years ago and declared both of their vehicles in the bankruptcy. He is getting ready to get another truch and she will be driving his current truck. She was just going to turn the car into the bank but I was wondering if there was any way for me to buy the car from the bank or pay it off in the bankruptcy since the bank holds the title. What are the rules on this?


Should i file for bankruptcy need some advice?

i have gotten so far behind on some credit cards and some loan companys i would say debt totaling 12,000 its gotten to the point they are not blowing up my phone so im worried im fixing to get sued or something. i’ve never been in a situation like this, i do have a full time job , i wish i could pay them off but it seems impossible when im the only working parent and i have to babies to support should i file for bankruptcy chapter 7 or 11 or should i work something out. could someone please offer me some good financial advice


What proof do i need to know that a business (loan firm) is legitimate?

I need to borrow SGD $75,000 to furnish a bond, Does anyone know of any legitimate lenders(Singapore and international)? I found someone who claims to be an international moneylender, Lance Hopkinson. What proof do i need from him to know that his business is legitimate? He has shown me his EU identity card and certificate of incorporation but i am not convinced as these documents can be photoshopped.



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If you lower your car do you have to tell your insurance and pay extra?

all i would be doing is either changing/cutting springs or get coilovers and changing wheels and prob put subz in and other wee things


Where can my husband and i get a payday loan fast?

ME and my husband who is active military are trying to get a payday loan. Some unexpected stuff came up. We tried online for one and every single one we went to said we didn’t qualify because he was military. Which is complete crap, my husband is out there everyday risking his life and we can get a payday loan it’s really irritating. We are trying through pioneer military loans but it’s taking forever and we can barely get through to customer service. So does anyone know where we can get approved?


I need a roof and I have bad credit and it leaking so how get a lone to fix it?


How long does it take to get a credit score?

I currently use the credit card to pay for cell phone, gym costs, and medication each month, and I’m paying it off in full out of bank account each month, so there is some activity each month.

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I have no credit and make $950 a month is there any company that will give me a small auto loan?


Denied Car loan but approved with cosigner?

hi, went to a car dealership and they sent in an application to a bank for a car loan for myself, and i got the denial letter for that today. But I had a cosigner and when i asked the dealership about that application (with the co-signed), they said that that one was approved a loan, and the one where I was submitted by myself wasn’t and that i have nothing to worry about, and to be expecting a bill in the mail for my first payment for the car. Thoughts?


Paid off my auto loan, double reimbursement. Can dealership send to collections?

I purchased a car through a dealership and purchased GAP coverage on the loan. I ended up paying off this car in about 10 months (originally a 48 month loan) and then requested the dealer refund to me the remaining prorated amount of the GAP coverage that wasn’t used (approximately $250 or so). This was about a year ago. Now just recently the dealership notified me that they just realized they accidentally refunded me this amount twice because the payoff on the loan was reduced by the prorated amount at the time of the payoff, but they also sent me a check for the remaining funds. I obviously never noticed this, and apparently neither did they for 12 months. Although my loan is officially paid and satisfied, can they technically send this to collections if not reimbursed? Obviously this is annoying considering it took them a year to figure out their error, but I also understand that this sort of accounting mistake may happen more often than I think. What action can the dealer take? Very curious, thanks!


Can you put bankruptcy be put with your name on the front of a letter?


In Nevada if one partner of a married couple files a bankruptcy does it affect the other?

if the debt is only in husbands name. and accts that are filed are only in his name. My name is not added to any of his debtors. Just curious. tryin to get ideas of what could happen if he filed.


Dispute w/ TransUnion about Repossesion?

My husband & I returned a car about 2 years ago & it hit our credit reports as a repossesion. We filed an online dispute through TransUnion because we dispute the amount listed that we owe. They say we owe the original amount of the loan but what we really owe is the amount of the loan minus the amount they later sold the car for, which is a $4000 difference. The dispute came back from TransUnion saying that we can mail in documentation supporting the amount we owe which we do have, but my real question is, should I send the documentation with a letter saying I will only pay the amount listed on the paperwork, to the financing company for the car. Also if I should write the financing company a letter what should I say in it. Any help would be greatly appreciated. Thanks!!


Can i loan a phone from verizon?

cani loan a phone from verizon for about 2 months? and how much would it cost?


What is the missing link between these words? Thanks?

– beer, coal, salt (6) – head, sun, table (4) – bass, tenor, treble (4) – ant, circle, ocean (6) – police, sea, space (5) – corn, mixtures, peg (5) – book, relief, strip (5) – insurance, literary, secret (5) – bank, home, shark (4) – cat, custom


I bought a 2008 toyota yaris and i have to pay 389 a month for 5 years!!is that too much.the interst is 9.40?

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Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


Where can my husband and i get a payday loan fast?

ME and my husband who is active military are trying to get a payday loan. Some unexpected stuff came up. We tried online for one and every single one we went to said we didn’t qualify because he was military. Which is complete crap, my husband is out there everyday risking his life and we can get a payday loan it’s really irritating. We are trying through pioneer military loans but it’s taking forever and we can barely get through to customer service. So does anyone know where we can get approved?


Will a bank refinance a mortgage after a bankruptcy?

We bought our house 4 years ago and then declared bankruptcy a year later. We now want to refinance to pull the equity of approx 30k out of our house to use to fund our sons post secondary education. Will a bank, any bank in Canada do that or do I have to look for a specialized lender?


Refinance home after only 1 year?

I know there are many topics on this subject, but I need input on my situation. I just bought a home a year ago and I think I got swindled. I notice now there are many high amount loans with monthly payments lower than mine. I owe 84,000 on my home which when I purchased they said is only worth 89,000. I checked lending tree and got some good offers but not sure what to do. I plan on living there for about 5 years or so. I’m at a 6.625% fixed 30 year loan now. Any suggestions?


How can I sell stuff online WITHOUT ANY CREDIT CARDS!!!!!!?

I’m just a 13 year old girl tring to sell hand made hair bows, bracelets, etc online. (Yes, I have my paren’t permission) But my parent don’t have any credit cards or any of that. I tried Etsy.com , it won’t let me sell any of my items online because I don’t have a card to pay 20 cents to list an item! Please help!


How can I find someone to give me a loan?

I went to a bank today to try and get a house loan because I just bought one. but since im only 18 with no credit i cant get one. wheres a place that i can get a home loan that will except no credit?


Will filing bankruptcy get me out of my commercial lease?

Owe thousands in back rent and have 4 years left on a lease that produces Zero in gross retail sales.




















































If my husband files chapter 7 bankruptcy….?

If my husband files chapter 7 bankruptcy….?

The debt is 100% in my husbands name and most was brought into the marriage. We talked to BK attorney’s and I do not have to be included in his BK.

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RELATED:

Where can I get a loan in my cruddy credit- current situation?

I am divorced, I am disabled, I dont work, I have a very steady income- no problems paying my bills. I owe less than 6ooo.oo to pay off my house- I also owe less than 6ooo.oo for everything on my credit report. The bank wont loan me the money to pay off my house without me paying everything on my credit report- See my problem, redundant isnt it? My monthly income is around 1900.00, annual is around 23,000.00. I dont have a problem paying higher interest rates or having the payments taken directly from my ch. account. (I preffer it.) But I will not pay someone up front money to some off the continent bank account-no scamming me. Theyve already tried! I would at least like to pay everything on my credit report so I can start over again. I DO HAVE SOME GOOD REFERENCES IF NEEDED, and a car for collateral, so far I cant get anyone to even listen to me- not even online. Can anybody help with this problem? Is there someone to help with the situation? Want to pay all back in less than 24 mo.


Does making mortgage payment early, save interest?

OK. I am not getting the answer that I am looking for so let me try again. I am asking: If I make my mortgage payment for Jan. 2008 in Dec 2007 and make the Feb. 2008 payment in Jan. 2008, in other words always be a month ahead on payments, How much of the payment will be principal and how much will be interest each month. My payment is 940 @7 3/8 for 30 yrs. on 100k Thanks for all responses.


What is the best credit card to start out with to earn credit?

i am 17 going on 18 in june and need to start collecting some credit which is best for me?


How do you get your free credit report on line?

i really would like to find out about my credit

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Bankruptcy?

Sorry..new to this…I am looking for a way to boost my credit score quick. We are trying to buy a house and need our credit score over 580. Also where is a good place to check you credit score cheap?


Was I discriminated because of my young age? Auto loan?

I recently applied for an auto loan. I make enough money to cover the expenses. My dpi would have been 44% w/ the loan (more than enough to approve me, this particular credit union told me that they regularly borrow up to 50% dpi). The lady that I spoke w/ stated I have a son that is your age and I think you are asking for too much because of your age


Will a payday loan company really serve me and take me to court over a $300 payday loan?

Two years ago i took out a $300 payday loan and i lost my job shortly after, i’ve been trying to get back on my feet since then. I took it out from a payday loan company online and a collection agency keeps leaving me messages saying they are ordered to serve me by the plaintiff (the payday loan company). Will they really take me to court and come after me for $300 ?


If my husband files chapter 7 bankruptcy….?

The debt is 100% in my husbands name and most was brought into the marriage. We talked to BK attorney’s and I do not have to be included in his BK.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do you wish you’d known before filing bankruptcy?

i’m going to file for bankruptcy soon and i want to avoid making mistakes. i’ve done a lot of research on the process, but are there any tips any of you could give besides what the money websites are saying?


Does anyone know how can i check my free credit score? If i already have my free annual credit report?

I get my free credit report every year. I need to know how I can get my free credit score I’d appreciate any good answers someone can teach me, how to get free credit score report.


What is the best credit card out there at the moment?

My fiance has a credit card which he uses mainly for work but also for small personal purchases if we’re running a bit short that month. He works away a lot with his job, and puts all the expenses on his credit card and then his company reimburse him. He currently has a capital one card, but he is paying a lot of interest, and if he forgets to put his work expenses through in time he gets stung interest on purchases made through work which is a bit rubbish really!! We were wondering what the best credit card is at the moment? We’re looking in terms of balance transfers, to transfer the current balance over off his old credit card to stop paying interest, a low interest rate on purchases and if possible some sort of cash back/points card, as we figured we might as well get some kind of reward seeing as all his work stuff goes on there too. It varies each month, sometimes he might not put much on but if he works away he can easily put a few hundred on there in a month….. What would be our best option at the moment??


633 credit score is good for auto loan?


What happens if you file for bankruptcy again while you are still bankrupt?

I am one year into a bankruptcy and am in heavy debt again for being a trusting fool. I know that I can apply for bankruptcy again and that it may be rejected. But I dont know what the consequences would be. Such as how long willl I stay bankrupt for?


What are the lyrics for the FreeCreditReport.com commercial when he’s riding a bike?

i know most of the song….it’s just in one of the lines I can’t understand this one word he says….it goes… check it out Gas prices blowing up sky high ditched my new sub compact for a two wheel ride now i’m rollin eco- friendly but i still look bad when the bike’s ????? on my credit they said this was all they had I’m singing F to the R to the E to the E to the C to the R to the E D I T Re to the Port to the Dot to the Com Come on everybody grab your bike and sing along It’s easy F to the R to the ……


I’m wondering if it’s possible to get out of my current auto loan..?

i want a new car, pretty much.. i’m wondering is there anything you can do to forfeit your current loan? like if i sell it but i don’t sell it for as much as what’s left on my loan, do i absolutely HAVE to pay whatever’s left PLUS pay for a new loan on whatever new car i get? i know you can get people to take over payments, but i’m sure that’s not going to happen.. i just want to know if i have any options or not.


What is the best local sex site that never requires a credit card?

Where can I find a website for local sex that is absolutely free and you can send and receive messages and interact with real people and no credit card is ever required?


If my husband files chapter 7 bankruptcy….?

The debt is 100% in my husbands name and most was brought into the marriage. We talked to BK attorney’s and I do not have to be included in his BK.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you rent a really nice house under bankruptcy?

I am currently under bankruptcy, but my lease ends in Sept. I refuse to pay $500 for my current apt, the lease will go up in Sept, its not even 900 sq. ft. I really want to rent a decent 3bedrm. house any suggestions


Credit card company sued me and won judgment, what should I do next…I am over 10,000 dollars in debt.?


Is a Bachelor’s Degree really worth the cost?

I’m transferring from a community college to a 4-year public state university. I’m planning on living on campus, and I just received my estimated costs for the 2010-2011 school year. $21,000 Is that worth it? for ONE year? This means that my Bachelor’s Degree (in Journalism, with a minor in Spanish) will be worth around $42,000. Is that really worth it, especially in this economy? I’ll have to take out a loan…I can just imagine ridiculous payback plans =/ Anyone take out a loan for college? How long did it take you to pay it off? Would you advocate getting a Bachelors?


PayDay Loans have buried me!?

I think these companies are complete rip-offs, but I still borrowed the money, therefore…I am going to pay it back. I think closing my bank account is a cowards way out, I got myself into this, I found them, they did’nt find me. I defaulted on one because they had my paydays wrong and tried to withdraw two days early. Well they called me and have set up some more acceptable payment plans. If I can’t find a decent consolidation plan, I think that may be the best bet.


When are student loans in the UK wiped clean?

I took a student loan out in 1997 and have been deferring it ever since. I have never paid a penny towards it. When will it be cancelled?


I did a free credit report and cap one (capital one?) is listed as an inquiry but idk why?

It’s listed under inquiries shared only with you and there’s no balance or money owed that is shown. I understand it says you may not have initiated the following inquiries


Best Place to get a payday loan?

I’m needing $1,200 for some medical expenses i will be receiving $2,500 mid april is there any safe and secure payday online website that you guys can recommend? I know they jack up the interest but i will pay it all next month i just need the money now..health is always first..thanks.


IS MY CREDIT SCORE OK?

I LOOKED YESTERDAY AT MYFICO.COM AND BOUGHT MY TRANSUNION AND EQUIFAX SCORES. THE TRANSUNION WAS 706, EQUIFAX WAS 757. TODAY I GOT ON EXPERIAN.COM AND BOUGHT MY VANTAGESCORE” IT WAS 854. HOW RELIABLE ARE THESE NUMBERS FROM THE SITES I GOT THEM FROM. ARE MY SCORES CONSIDERED OK

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are my chances of getting an auto loan with 630 credit score, bankruptcy a year ago, and a repo?

I forgot to note that I would also be putting down $4k. I would still be financing $25k, though. Will the down payment make a difference?


CAN I GET A 5000 PERSONAL LOAN WITH PNC WITH A CREDIT SCORE 694?

I HAVE ONE CREDIT CARD I WENT A LITTLE OVER ON BUT I PAID AND IM NEVER LATE


$50,000 mortgage w/ 10% down, 732 credit score?

I’m aiming to get house for $40,000. Borrowing additional $10,000 for sewer hook up (high est. around $5,000) and closing costs. My father and my uncle are willing to co-sign the mortgage. Both of their credit is impeccable and their income is solid. However, I’ve heard that preapproved mortgages don’t take into account co-signers. About me: I can roof, sheetrock, insulate, tape, floor, tile, install siding and install plumbing fixtures myself. My father does electrical. I’ve never carried a balance on my credit card (no debt). I have no auto loan, I have the title to my jeep. It’s mine. I pay about $50/week in gas and $100/month in car insurance. Other expenses total to about $ What’s going to kill me is: I’m 22 year old. I make $12/hour @ 35hrs/week I’m a part-time student with a $7,500 deferred student loan. About the property: 0.35 acre lot, 980 sq.ft, single floor, 1 bedroom, 1 bath, well-water, septic (with approved assessment for sewer hook up right in front), oil and wood heated lake house. The house is a foreclosure and I’m waiting to hear back from my agent as to whether the previous owners owed back-taxes. Otherwise, there are no leans on the property. It’s the shittiest house in the neighborhood, but renovated, could easily sell for $150,000 in a decent market. Both chimneys need to be torn down; one of which is condemned. Fortunately, I work for my uncle who is a mason and who has volunteered to do this and rebuild a singlular up-to-code stack pro bono. Needs to be completely re-drywalled. The bathroom also needs to be re-done. With some simple framing using the existing bedroom, and an over-the-top walk in closet, I can make this a 2 bedroom and rent out the spare room. Of course all of these improvements would be week-end projects. The house itself is otherwise habitable. So, what’s my preapproval going to look like? Do I even have a chance?


Bankruptcy question re repossession?

Beverly1156, get off your high horse, you pious condescending cow. You have no clue as to the circumstances of our bankruptcy or how it came to be, so quit sitting in judgement of people that you know NOTHING about. I hope you have to go bankrupt one day and some snide, bitchy little upstart that thinks she knows EVERYthing, makes snotty little comments like YOU have. And as for the comments about ‘having to pay more interest’ That is a crock of sh1t you stupid woman, so STFU! You have no CLUE what you’re talking about.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bad credit (payday) loans?

Ok first i can handle the paying off, i need it now, you dont need to know why. What i want to know is do any of them work? All i ever get is emails that refer me to other sites that refer me on and on. how the hell do i actually get to the nitty gritty for the loan itself? or are they ALL just sites that want to sell your info?


If my husband files chapter 7 bankruptcy….?

The debt is 100% in my husbands name and most was brought into the marriage. We talked to BK attorney’s and I do not have to be included in his BK.


Where can I get a $5000 loan with bad credit?


How do I get a free credit report? (Australia)?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Personal Loans and effect on Credit Score?

I’m going into a master’s program in September, and have tried desperately to find part-time work to support myself and my girlfriend for this Spring and Summer. I managed to find one job that’s just one day a week, but it’s not enough even with the money my parents are giving me a month for rent. What I’d like to do is take out a personal loan. I can’t get financial aid because my university invited me to conduct research there and they’ll give me free tuition and a monthly stipend until I graduate. My credit score if probably great right now. I payed every bill on time, even the big purchases. If I don’t really have income for the Summer though, will I even be able to get a personal loan? Also, if I decide to take, say, $5000 (secured or unsecured….I don’t know the difference) then what will happen to my credit score? Will it take forever to build up again? I’m just not sure what to do at this point. I’ve applied to over 50 part-time jobs but in the city, there’s an unbelievable amount of competition for even the most menial work.


If My Credit Score is 521 and I want to start rebuilding…?

I checked my credit score online, and i have a 521, with only 2 strikes, one that was settled, and it says account closed, and another unsettled but already closed from last year with only $743 debt. I want to apply for a new credit card online to rebuild my credit, I couldn’t even get capitol one Do you know of any cards I can get? I dont mind the APR or Annual fee at all, I just have NO money to pay upfront just yet, I am in between jobs so I can afford the payments soon, but I want a card for now just to put a few points back on my score to add it up some, because I am planning on moving down to my own place soon. I keep hearing about other places like orchard bank, but they all have an upfront fee or you need to give them a $100 deposit, is there any way I can get around this? what other cards are there? I dont care if its a $100-$300 limit, Just ANYTHING to build it up


Can i get an auto loan if im 17?

I am 17 Years old and i dont have a cosigner yet if i need one, but i need transportation to work and back. Plz help a lil


I have bad credit iam looking for a lender who can help me Not a scam Your business will be check by the BBB.?

No scam lender Please. True Lender


I need to know how long before you can refile chapter 7 bankruptcy after you been discharged?

We have been told 8 years and 7 years please help


I refinanced my auto loan with the same people that I had my loan with the first time.?

I went from a 19% interest rate to a 9% intrest rate and this is why I decided to refinance. The laon officer that helped me told me there were no fee’s for doing any of this and he would just take my payoff and pay off the 1st loan and open a new loan with the new intrest rate. Well everything went well and then I check my credit report to see that my new loan balance is 1000.00 higher than my payoff was on the original loan. I went through all the loan papers and see that it was for credit insurance and gap waiver agreement. Does anyone know what this is and if I have any rights even though I signed the papers already? thanks(My vehicle is already negative equity and having an extra thousand dollars put on top of the balance isnt helping.)


No Questions Asked” Loan?”

Is there such a thing? I’m not talking about a payday loan…I’m talking about something larger that can be paid of in installments. Interest rate is not an issue. I understand that with horrible credit and no real collateral I have NO room to negotiate.


Should I ask my best guy friend to homecoming?

I’ve had a crush on him ever since we became friends two years ago and wanted to go to homecoming with him. I’m 16 and he’s almost 18. Should I ask him to go with me?


Can i put last month rent on bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it legal to charge a Collateral fee:” for a personal loan from an online lender?”

I had applied for a personal loan on line the company is asking for a collateral fee on loan for 8,000 @8.5% interest rate.


If my husband files chapter 7 bankruptcy….?

The debt is 100% in my husbands name and most was brought into the marriage. We talked to BK attorney’s and I do not have to be included in his BK.


Auto Loans?? why didn’t i get approved?

I recently applied for a auto loan through a credit union, but i got declined. I can’t seem to understand why either. My credit is good, I pay my bills on time, and i have a job. What could have been the issue?


How do you file for bankruptcy?

I’m from California


How can I reduce my auto loan monthly payments?

I bought my car about a year and a half ago. My monthly payments are $252. The thing w/ my car is they over priced it by about $4500 (we didn’t know till after). I was literally, LITERALLY cornered, against the wall, with the sales guy on his knees holding my hand begging me to buy the car. After about 5 hours of trying to get away, my dad and I said yes” to the car. Now


Can your parent get a parent plus loan if they have a credit score of 560?

they have a couple of accounts under collections and with late payments but no bankruptcy. your help will be greatly appreciated


Where can I find or purchase a database of all Homeowners Associations in Texas?

Looking for names and addresses to all homeowners associaiton offices or managment companies in Texas, if such data exists.




















































My husband & I are looking for a personal loan for $4,000.?

My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can an Attorney’s lien be removed from a house in a Chapter 13 (State of Georgia)?

The only way a chapter 13 will work is if this debt is discharged and the lien removed. Chapter 7 is not an option. Two Bankruptcy attorney’s have told me to different things I need a clear answer about the lien only.


Are there different types of auto loans?


Would i qualify for a auto loan?

my credit score went down a bit. i now have a fico score of 735. one of my student loan payments didn’t get paid for 30 days. i hospitalized for 2 months. all my other student loans helped me out, but the one that refused notified the credit company. i had the bill paid in 32 days. i have no other delinquency. i’ve been at my job for 9 months and my salary is 45k a year with 10k raise each year. would i qualify for an auto loan of 15k?


If i file a ch.13 bankruptcy for a foreclosure, does that hurt the borrower?

the co-borrower is not my wife, its my wife’s grandmother, so would it hurt her (credit) if we filed for a chapter 13 bankruptcy to help keep our home?….[the grandmother has her own home that she lives in and has paid off.]

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where is the best place to refinance my auto loan?

When I first got my auto in March 2006 my interest rate was 17.9% I refinance in September 2006 with E-loan for a rate of 11.04% we recently bought a home and our finally establishing some credit. So I think its time to refinance again. Does anyone recommend a great place to get a great rate? Thanks I really appreciate it!


Looking for a unsecured loan?

Looking to borrow $5000.00 and to be able to pay back $200.00 a month, looking for a legitimate loan. Anybody know any.


What percentage will ACE cash express charge me to cash a personal money order?

What percentage will ACE cash express charge me to cash a personal money order? Does anyone know? Also, does walmart only cash government checks or paychecks but not personal checks? Thanks


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a GOOD non profit debt consolidation company?

I am looking for a good non profit debt consolidation company… if any of you know of one please let me know… it would be greatly appreciated!!!


Is it possible to get a auto loan on truck with over 100k miles?

KBB value of used truck is $14,105 It is a 2006 Chevrolet 1500 Z71


Captial one card NON SECURED that I will be receiving or SECURED card from US bank to rebuild bad credit?

I already know alot about credit from research online so do not tell me how to handle credit. Keep your debt to ration utilization under 30% but 7% or less is better because this is how you obtain a very high FICO score. Do not open alot of lines all at once and wait 6months-1 year. Do not close oldest accounts this affects the average age of credit. I know all of this.


Can I take over my mother’s mortgage?

My mother wants to sell her house to me. She can’t keep up the day to day up keep of a house anymore and would like to instead live in the in-law apartment that is attached to the home. Can she simply write her mortgage over to me? Will me husband and I then be able to own the home and continue her mortgage as our own? How does this work? What are my options? Do we have to apply for a new mortgage ourselves? Thank you!


How many credit cards should you have?

I have 7 credit cards ranging from $250 to $1500 in credit limits. I have been repairing my credit in recent years since a 2005 chapter 7 bankruptcy. My credit score is now in the mid-to-upper 600 range.I had 2 of these credit cards at the time of my bankruptcy and acquired the rest of them fairly soon after my bankruptcy. I feel like I should pay off and close the smallest ones and keep the 3 largest ones. I am more interested in raising my credit score than having a lot of credit at my disposal. One of the comments at the end of my credit score report says that I have too much revolving credit. I feel like if I close 1 each month for 3 or 4 months, then it won’t affect my credit score too badly. I always pay more than the mininum payments.


5 months behind on my mortgage. Need suggestion on what to do?

I am currently 5 months behind on my mortgage. Last June I have called bank of america regarding my situation. Telling them I am having trouble keeping up with my payments. They said they can’t help my at that time coz I am current with all my payments. Last September I started to miss my payments. They have told me to fax my pay stubs and hardship letter and they also interview me regarding about my finances so they can try to do a loan modification. Since September I had been bugging them of my loan modification status. Just yesterday I recieve a letter from bank of america stating that I am not qualified and they can’t help me with my mortgage problems. I called them and ask for the reason and demanded to talk to a supervisor. I told the supervisor why I had been denied for the loan modification and basically told them I need my mortgage payment lowered. The supervisor stated that since my loan is under the VA Loan guaranteed I am not qualified for the loan modification under the HOPE program. Is there anybody out there that have some ideas on what I have to do? Should I get an attorney? What is the best thing to do?


I need a loan..bad credit..any advice or help?? loan shark or watever?

Whats out there besides prosper.com..my credit score is like 480 and will keep goin lower unless i can get one 4000 dollar loan to pay off my debt..of course this will put me in debt but i believe they call it consolidating my loans so now i will be makin one monthly payment and my score will not go any lower…any help?? i dont mind the high interest rates..yea u heard right….loan shark types or anything hit me up?? and please dont waste my time tellin me how evil these loan sharks are..ther horrible but im willin to put up wit it


What are pro’s, con’s and differences between getting an auto loan or financing on a used car?

I wonder because I really wanna get a car very shortly, but i know financing requires down payment, but then i thought, if i get a loan, am i able to get that used car without paying a down payment and start paying on a installment right away.


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit score is 696 is that good?

My friend says that I have really good credit however on the rating it says fine as in okay.


What are student loans used for?

What can they be used for? Can it be used for school stuff you cant afford? Laptops, car transportation, abroad trips, rent, or more school oriented stuff? Paying for classes, books, school materials? Right now im in heavily need of money. Ive been unemployed for almost 10months now and cant get a job since. Im getting FAFSA, but i cant this year since my parents didnt file their taxes right and didnt receive any check or anything. No grants or scholarships. Ive applied but need money asap, and scholarships dont come in until the end of the year. And now im really leaning towards a student loan. Right now i need a car and a laptop for school. So i want a $2000 loan. That money would be used for a $500 down payment on a car and $1000 for a new computer. and the other 500 for books and for payments for my car, at least 2months. I will get a job this coming 2 month. Both my parents lost their house and filed bankruptcy. So idk if that would hurt my chances in getting a loan?


How do I get a consolidation loan if I’m already $12,000 in debt???

i want to get a consolidation loan from the bank, but would they give it to me if Im $12,000 in credit card debt? and after i get the consolidation loan, are they gonna close my credit card accounts? or would they still be open?


Where can I get a free credit report online hopefully with credit monitoring?


How do I get my free credit report I am entitled to?

where is the free credit report site. How can I get my free credit report?


What do you means by Bankruptcy?


What is the difference between chapter 7, 11 and 13 bankruptcy?


Can i use my walmart credit card at any atm for cash?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a loan for about 12,000 K and use it to finance a car and have it be under my moms insurance ?

Im about to be 18 and I have no credit, My moms credit is bad. Could I get a loan for a car for about 12k for 72 months 10%apr and finance the car but at the same time, how could I do that and get the insurance under my moms name just hers? I have had same job for 1 year and 6 months averaging 1000 a month. And well I want the insurance under my moms name because itll just save me alot of money is this possible? The car im looking to buy is a 2005 Dodge neon srt with 65,000 miles.


How can I find someone to give me a loan?

I went to a bank today to try and get a house loan because I just bought one. but since im only 18 with no credit i cant get one. wheres a place that i can get a home loan that will except no credit?


How to refi while still in bankruptcy?


Payday loans help?

How do you get rid of pay loans if you can’t get a loan anywhere else?



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Who will be willing to loan my $3,000 by tomorrow and be reinburst in September….GUARANTEED!?

I have bad credit and cannot get a loan, however I just got a job that pays well. I will have the $3000 to pay whomever back in September. HELP ME PLEASE!


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?


Can you explain my credit score?

I recieved a credit score when I applied for my mortage but I don’t understand it. There are three numbers Equifax Beacon 5.0 – 788 Experian Fico II – 802 TransUnion FICO Classic – 780. What do these mean?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I file bankruptcy?

Here’s a little info on my current situation. I am in debt $5,500- that comes from 10 credit cards, 5 of which I’m pretty sure have already gone to debt collection. My fiancé is in debt $3,700- from 5 credit cards, 4 of which have already gone to debt collection. Obviously we got ourselves into a hole, please save the lecture, we didn’t do it on purpose, and have DEFINITELY learned our lesson, and we are trying to find the best solution. Our payments are sky high because of high interest rates & late fees. Paying all of them and living an even semi normal life is not possible. We just don’t have the money anymore, and the money we do have ALL, well, I’d say 75% goes to trying to pay our debt. I know to some people our debt may seem like nothing, but we are low income.. Should we just keep sticking it out being miserable for the next five years just going to work everyday to basically feed ourselves and pay back all the debt we owe? Or just not pay them? File bankruptcy? Is there any other options? WE NEED HELP. HOW DO WE GO ABOUT THIS? We are both 20, yeah young and stupid, I know. And both in school trryyyyyying to make something of ourselves… Yeah hopefully we get there someday… We are trying so hard not to ruin our credit, but it pretty much already is. Is it just a waste of time trying to salvage whats left? And should we really be letting a credit score.. basically control our lives and stress us out 24/7? Thats just what it feels like anyways.


Is credit report.com free?

sooo i was looking at some answers on yahoo answers and someone mentioned this website??? I dk if its free or not and i dont want anything mailed to my address would they just give me a report online or threw the mail?? HELP ASAP please???


Whats the diffrence betweeen a auto loan and a perosnal loan for a car im not to clear?


Can a creditor change the date of last acitivity to the date you filed bankruptcy on you credit report.?

once the date was changed the items stays on my repiort longer. I also had an account on my report reflecting the date of last acitvity to be 12-2000 and when the 7 years was reach it came off came back on the following month with the date of last activity changed to my bankruptcy date. is it against the law to change dates and remove items and put them back on.


If I do not work, and need to file for bankruptcy for credit card debt. can I still file, or is it too late?

I haven’t worked in about 2 years(stay at home mom), and my credit is shot. I owe less then 5,000, but haven’t paid anything for a long time. Just looking for advice on how to get rid of it, and save myself for my future.


Are there any REAL and decent websites out there to find out accurate credit score?

Ok so I know all the commercials for things like freecreditreport.com and others similar to it seem legit but they actually end up being a scam because they make you include a credit card number and end up charging you (ironic, isn’t it, because the site is meant to help you AVOID credit issues HAHA) but is there any way of actually finding out your credit score without going through all of that? I recently got a letter in the mail stating I was declined for a credit card because .. and it listed 3 reasons. None of those 3 reasons should be on my credit score so that’s why I’m a little confused and would really like to get this checked out.


How can i get enough $$$ to buy a car in about 30 days?

it can be used i don’t really care just one that works


How does risk affect interest rates?

Btw I am not talking about credit. I am talking about in general I am taking finance 101 so I am talking about the basics.


Transfer funds from comdata card to a bank account?

Thanks Textrade…The problem he is on the road training for his new job and his trainer will only stop when needed at the truck stops, he wont be home for a couple months either so he cant really go to the bank. I used to work for a bank so this would have been my solution too if it was possible :-p Great Advice tho and thanks again for your response!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of a good Auto Loan Calculator?

This is a pretty good one : http://www.xgadget.net/auto-loan-calculator.html Does anyone else have any others?


My husband & I are looking for a personal loan for $4,000.?

We went through a very difficult time (like everyone else) and had filed for Bankruptcy in the beginning of the year & it has been discharged. Since then, we have been rebuilding our credit and I would say we have fair credit now. We would any input as to where we could get a loan.


Migrating to Canada from Dubai?

Need some advice if moving to canada is a better option or not. I’m an Indian Expat-Bombay residing in Dubai for over 2 yrs now and work as a statistic analyst (Real Estate). Keeping in mind the rising cost of living and burdening cost of school expenses in dubai that I may have to encure once my kid starts schoooling who is now 2 yrs old, forces me to take such a decision however before I take this plunge I need some sincere advice as I do not anyone to guide me both out here or in canada and i’m totally helpless. I plan to start my job hunt from Toronto or Vancover & I would appreciate if someone both in Dubai/Canadian could advice me on what is a desent salary I should be expecting,


Credit card after bankruptcy?

I filed bankruptcy to save our house. we sold our house and paid off the debts. My score is in the 500 area. the bankruptcy was dismissed not discharged and now we have a hard time to get credit. I want to improve our score. Save the money use the card then pay it off in a week. Who would offer us a card now????????


How can I get a better credit card?

I have two cards that have low credit limits, and I have one paid off and another one almost paid off. But they both have high annual fees and high interest rates, which I want to change. I do not want to just cancel the cards, because I’m trying to get a better credit history. I declared bankruptcy four years ago. I would really lke to consolidate these into one good credit card, just to have a line of credit open, but with a lower rate. How can I fix this without a bunch of inquiries and potential lowering of my score?


How many scientific names does Porcellio scaber have?


My credit score is a 441 is there anywhere i can get an Auto loan?

The car is not mine anymore its the cosigners they payed it off so it belongs to them




















































Me and my husband bought a house from an auction!?

Me and my husband bought a house from an auction!?

me and my husband bought a house through an auction but the only thing is coming up with the down payment is about 12 thousand dollars can anyone tell us where we can borrw the down payment thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Buy here pay here car lots in las vegas?

Does anyone know where there are buy here pay here car lots in Las Vegas. I am having trouble getting an auto loan or financed considering that im 18 years old without any credit history. I was told to check out a buy here pay here lot, but I cant find any in Vegas. If any one knows where a lot is please tell me, it will be much appreciated. Thank you!


I am about to file Chapter 7 Bankruptcy and I have questions!?

I am one of the hapless folks who found myself ensnared in the subprime lending fiasco, and am now faced with no other choice than to file a chapter 7. (I am in CA.) I’ve been toying with the idea of a career change, and I have been looking into several culinary arts programs at different schools. I know that I will need financial aid, but I am not sure if that’s going to be possible with a Chapter 7 under my belt. Does anyone know if a Chapter 7 will render me completely unable to obtain any educational assistance? Another thing I am wondering is, I own property (in this case my home) with another person who is not declaring bankruptcy. (My domestic partner.) My atty says that since we have no equity in our home it won’t be used as collateral, especially since we’ve managed to stay current on our payments, but that my creditors can lien her portion of the property for my debts. What does this mean exactly? And is there any way to avoid this? Any help is appreciated!


Davids Bridal Credit Card?

Okay….now that I started getting the whol starting off marriage in debt replies..I am trying to rebuild my credit, I have the money to pay for it, however again I am attempting to rebuild my credit, so I wanted to try and get the credit card and have revolving credit and pay it off with the money that I have put aside for this.


Local Toyota dealer pre-approved my loan application?

Recently, got discharged from Chapter 7 after divorced my wife. I am in need a reliable transportation to work. Due to my bankruptcy, my credit is poor (555). In the last couple months, I have been improving my credit score to 640. I want to buy a new car around $20k with $4k down payment. I went to local Toyota dealer to buy 2011 Scion xB. Talked to the sale man, total car’s price is $19,843 dollars and submitted my loan application. Waited for 15 minutes, the finance specialist came out with a report, asked me few questions about my finance situation. He said, my credit score is too low (577) required a large down payment. I was shocked from 640 to 577?. He is reviewing the application before send it to the bank since i have a small chance to get approved. Later, sale man showed me a estimate quote for monthly payment for the car with 17.99% (ouch!) $320 a month. I signed the estimate quotes, he told me the bank is closed now but I am pre-approved. They will contact the bank tomorrow asking for better rates. I walked out the door with unclear thoughts. I monitored my credit score everyday with Truecredit.com. It shows ( 640 transunion, 635 experian, 641 equifax) Why the score dropped so much? What is pre-appoved ? The monthly payments quote is correct? I know dealer is all about profit, should I trust their words? What is my chance getting approved?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Mastercard/Visa Prepaid credit card? Paypal?

ok so, i want to buy points” in this game. and only way is to use paypal/credit card


How can i get a credit score check. for free. for real free! no need for credit card info. or memberships. ?

that annual place is full of ****. it asked me my previous employment, and year of birth and told me i was wrong. woooooooow. i think i know what im talking about. sucks because i thought that site was going to be good that far into it. thanks any way people…


What site do you go to for your once a year free credit report?

Every web site I try wants me to sign up for something. I heard that the government says you get one free one each year. Anybody know how????


Me and my husband bought a house from an auction!?

me and my husband bought a house through an auction but the only thing is coming up with the down payment is about 12 thousand dollars can anyone tell us where we can borrw the down payment thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


OSAP Application on Hold!?

I have applied for osap a few days ago and received a review on the process today. It says that I’m currently restricted from receiving osap! I am a previous lender and have been paying off my loan on a regular monthly basis since 2007 and the last time I talked to someone from osap they said that it would not be an issue getting student loan again. It says Student must review reason(s) for the hold”. Do I need to contact osap directly regarding this


I need to borrow 6,000 dollars in less then two days is this possible?


Can I get an auto loan on a vehicle I already own?

Two years ago, and straight out of college, I bought a used car privately (from an acquaintance, without going through a dealer). I needed the cash quick to make the deal, so I took out a personal loan”


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

can anyone tell me of any sites like wonga.com where i can borrow a minimal amount for eg.£20 and have it in bank same day? any help would be appreciated Nat x


How and where can I get a personal loan with only ok credit?

I need about $1500 to accomodate new living arrangements. (I am moving, and I don’t have extra money laying around to pay for 1st months rent and a security deposit.) I don’t want to go through one of those places that rip you off big time, like those payday loan places and others. Do I have any other options? Please help!! Thanks! 🙂


Where is a good place people starting out or people with not perfect but not bad credit can get a good loan?


Can i finance a car with 610 credit score?

i want to trade in my 2009 mustang that is worth 15,550 and i owe only 11k on it. i want to get a 2005 corvette that is worth 23k will my credit affect me in a negative way? or is it good enough to get the car?


Me and my husband bought a house from an auction!?

me and my husband bought a house through an auction but the only thing is coming up with the down payment is about 12 thousand dollars can anyone tell us where we can borrw the down payment thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a military star card.?

i got a military star card in the mail. my husband is the one in the military. what is it? and i didnt order it or anything. do you have to order one for it to come in the mail or do you just get them in the mail and based on whether you spend money on it is if you get charged payment?


Mortgage Facts?

Yes, general info


How to get a credit card with no credit history?

I am a student. I have no credit history and I suppose I have a low credit score because there is a collection of $400 on my credit report due to my health insurance company not paying a medical bill when I was 14. So, I basically have bad credit. I am trying to build up credit but no one is giving me a chance. I keep getting denied for credit cards even from my own bank! What credit card company would give me a regular card (not secured and no high annual fee)? Is there other ways to build credit that doesn’t include paying utility bills or car loans? I have neither.


Student needs car loan?

I’m a student and I need a car to get around. I have some extra cash thanks to the fact I’ve got a part time job. I’m wondering about getting an auto loan online and wonder what the best site is for this?


What is the best home loan in NSW?

I live in Sydeny and thinking of buying house in Sydeny. What is the best home loan?


I filed for bankruptcy and was finalized back in 09. I kept my house and have been paying my equity loan.?

I recieved a letter from the home equity loan company stated I have no responsible for the remaining balance. I have been paying it monthly though. What does this mean? I am not responsible. I thought I was since I kept my house. Help?


If someone files for bankruptcy and can’t pay off their debts. Who ends up paying for it?


Getting a personal auto loan with an existing auto loan out…?

Hey, I have an auto loan right now for a used car. I am going to be selling this car when I get a new truck but can’t sell it first as I need it for work everyday and can;t take the chance of not getting a vehicle. I found the truck I want through a private owner and wanted to get a loan for it and buy it than sell my car I have now. I am 22 years old and have good credit…paid my car payment through direct withdrawl on time every month for over a year, paid off students loans, paid on credit cards every month, and stuff like that. The loan I am asking is for the same amount I purchased my car for. Do you think it would be a problem for me to get the loan as I already have one out, or is there any tips for me to help get this loan or any advice. Thanks alot!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does the word snowball” mean? ?”

I understand the meaning of the Word as it is. I can find that answer in the dictionary but the other day I was talking to someone and this person was telling me a story and mention that word.


If i join a credit union at 18 can i get a loan for about 6000 dollars?

Can anyone tell me about the credit union auto loan


How many points will a credit score rise after removal of a bankruptcy?


Is my credit score good enough for a low interest auto loan?

Hello, So I am planning on applying for an auto loan through chase but before I do so I was hoping that someone may be able to tell me if you think my credit score is good enough to get a low interest loan. Currently through experian my credit score is a 711 I have no accounts in collections or delinquent accounts. I plan on getting a loan for a car that is no more the $15,000. Just a brief answers, a yes or a no is fine too. thanks for the help. By the way if its important my age is 23.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Personal loans for the unemployed?

So some unexpected medical cost came up and I need $3000 by late April. I’m unemployed and I have no one I can borrow money from or anything to sell. I need some advice on loans or credit cards for unemployed people. anything will be appreciated.


Me and my husband bought a house from an auction!?

me and my husband bought a house through an auction but the only thing is coming up with the down payment is about 12 thousand dollars can anyone tell us where we can borrw the down payment thank you


How to sell a car if financed through Capital One Auto Finance?

So I want to sell my car which I’m still financing. Problem is this Capital One is mostly done online. How can I go to them if I end up selling it, ya know? So..Has anyone ever sold their car when they were still making payments through Capital One Auto Finance? If so, How did you do it?


Can a company file for bankruptcy and dissolve itself from customer obligations?

well the issue is that i bought a bmw from a place in atlanta called international motorsports in march of this year and also a driverzedge extended warranty but international motorsports has filed for bankruptcy and has been replaced by a company named atlanta auto showcase. however, the guy my salesman who ssold me the car still works there including the finance manager who added the warranty to my finance contract. i spoke to the new owner and he told me that international motorsports probably did not send in the warranty contract to driverzedgeto verify that i bought it even though im paying for it in my finance contract in which i am being financed by a serparate company called danco financial and it reflects in my monthly payments which would be 50 dollars less if i had declined the warranty. is there no recourse for this calculated sham or what should i do. i even thought about letting the darn car go because of this blatant act of deception.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i file for bankruptcy?


Is 622 a good credit score?


Question about auto loan…?

I would put the loan in my parents name but I also want my name to be the primary name because I want to establish some form of credit. I have no line of credit towards me as of now. But if worse comes to worse, I might have to to get the loan entirely through my dad. Not sure if my mom and dad have that great of credit though thats the problem. Thats why I wanted to get my aunt to co-sign. But hopefully if worse comes to worse my parents credit will be good enough.


Eny Body herd of ( IMAGINE 1 PROC FEE )?

I was trying to get a cash advance online but I dident get the cash advance , & I was charged (IMAGINE 1 PROC FEE ) to my bank account ,wondering where it came from. recently I ran into loaning site & its seem like foammy website. giving them all my personal information like , Bank routing number. soucial secuity number. mother maden name . ect…. Has eny body herd of ( IMAGINE 1 PROC FEE ) eny body else out there having the same problem ? Im afraid My info is on the loose, I can only hope ,Cash advance site was safe & secure. if eny body else is having the same problem ( IMAGINE 1 PROC FEE ) ?


Is 770 a good enough credit score to buy a house?

I want to buy a house and checked my score and it came up as 770 on experian. I only owe on 2 credit cards.Also I don’t get a pay stub from work but deposit my check in the bank every week would that be a problem.


Need help with car loans?

I’m turning 18 in a few months and I’m going to be purchasing my first car. I currently have a job in which I can afford monthly payments if I were to get a loan. I have a few questions before I go through with this: 1.) Should I take out an auto loan or a personal loan? I want get an auto loan because I hear it’s easier to get approved, BUT i’m buying my car through private party. I want to get a personal loan because I don’t want to have the private party come to the bank with me to sign the loan. Which should I go for? 2.) I have no credit, and no co-signer. But I do have pay stubs from work to prove I have enough money to cover it. What would my interest look like? 3.) What would be some good methods of building credit if this doesn’t go thru because of my lack of credit?


Why doesn’t my second mortgage show up on my credit report?

I filed bankruptcy five years back. Is this why? And if so what it the deal?


Can if afford these cars on min. wage?


Help please i need your advice for private student loans lawsuit!!!?

Im in a painful situation about my private loans with Sallie Mae and these people are relentless about getting their money back even though i only attended school for 2 months and later dropped!!! bankruptcy is not a option for me and now their suing me for judgment. i don’t know what to do? i have exhausted all my options and im ready for them to bring the lawsuit against me : ( my only concern is that i don’t make any type of money to pay back the money that i owe because im a cashier for tops and don’t get paid enough. could i maybe get a loan for people with bad credit to pay off the the Sallie Mae private loan? then everything would be current and i would just pay the lenders a low down payment back on a monthly basis. is there any company that would take a case such as my own? please i really need help on this one. a million thanx in advanced for your answers!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a payday loan company trash your credit if you dont pay the amounts owed?


Me and my husband bought a house from an auction!?

me and my husband bought a house through an auction but the only thing is coming up with the down payment is about 12 thousand dollars can anyone tell us where we can borrw the down payment thank you


What do I need to get a auto loan?

Im a 21 year old with a decent down payment been at my employment for 6 months at my new job dont really have credit cards only have school loan with great lakes been at my apartment for a tear I dont know if that builds credit I have a cell phone with sprint for 2 years light PG& E gas the gas company cable bright house and insurance state farm those my only bills and want take out a brand new GMC also have a Co signer but dont think he has good credit but makes over 100k a year


Does anyone know of any 30 day payday loans on -line?

pay advances,with no faxing


Where can i get a used car auto loan with bad credit?

Is there a reliable source in getting an Auto Loan for a used car even though i have bad credit?


How much does it cost to file a personal bankruptcy?

and also, does filing bankruptcy eliminate your debt to social security if you owe them from them over paying you?


If i want to get a mortgage for a 40,000 house with a down payment of 5,000?

Someone mentioned a pmi that i wouldnt have to pay if i put 8ks on it instead, whats a Pmi?




















































Can we buy a house for 174000 if my husband makes 54000 a year?

Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can a medical (graduate) student get a mortgage?

I would like to take advantage of a foreclosure but don’t know where to get a mortgage. I can probably bring about 7,000 for a down payment. I have guaranteed loans for the next 4 years of med school. Credit score is 756.


What is a reasonable interest rate for a used auto loan?

I plan on purchasing a used car from a local dealer, and go shopping at several car dealerships. What is, in your experience, a reasonable, most used interest rate for the auto loan financed through the dealership?


If im on disability/ssi and want to buy a home(first time home buyer) would i get discounts or something?

oh and by the way i dont think its any ones business why im on disability!!! i added that little bit because i wanted to make sure that you didnt think i was missing a leg or something!!!!!!!!!!! So in the nicest way i can say this is its realy none of your business OK!! I didnt come to yahoo answers to get made to look like an idiot and I ALSO DIDNT COME TO TALK ABOUT WHY I AM ON DISABILITY SO PLEASE IM ASKING NICELY NOT FOR YOU TO ASK ME ABOUT IT THANKS!!!!!


Is there any way to check with the credit bureau if I have an open credit card?

I closed my cards a couple years ago. They gave me a confirmation number and everything. Since I ripped those cards up I have no way of accessing the old card numbers. I’m pretty sure those accounts are closed…but I still have some paranoia and fleeting doubts. I also tried to check my credit report online and was unsuccessful. They said to call instead??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Advice on bank loan guarantor?

I am after some advice if anyone can help…. my partner resigned as company director about a month ago. Last year the company took out a bank loan and he personally guaranteed the loan. We have just found out from the bank that the only way to remove him as guarantor is if the other director puts it in his name, which would require a credit check etc. and as the other director has poor credit rating he does not think it will go through. Has anyone had any experience with this, or know of a way we can clear my partners name from it all. We don’t want it hanging over our heads for the next 4 years. As the financial position of the company is not very stable and could go under at any point. Surely there must be another option – to draw up a legal document or something!? Does anyone know also if the company did go under, what the bank would do – I assume they would contact us and make us pay the monthly repayment, which we will certainly not be able to afford. So the only route I think we could go down would be bankruptcy….??? HELP!


Bill Me Later”

payment?”


I really really need help. i need a loan shark, i know how dangerous they are but can someone help me please?


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need Mortgage Refinance advice please!?

I need to refi my house as my rate is jumping up. I have a 632 Fico score. The only reason my score is low according to Equifax is my debt to income ratio. I have no negative open accounts period. Everything is paid off. It says payment history is Very Good, Ammount of new credit Very Good, Length of credit history just Good, and Amount of debt Not Good. The only thing I have that is a huge debt is my Mortgage which I have NEVER been late on. As a matter of fact I have no late payments on my credit at all. I have one credit card with 750 on it and have a 950 limit, a joint auto loan owing around 17000, and Home Depot with around 1300 owed on 2200 limit. My Mortgage is 230,000 on a joint loan as well. Please give me your best advice. Should I try to better my score by paying down my cards? Or should I go in now and try to refi? Thanks in advance………………………………


My boyfriend wants me to put a car in my name for him, should I do it?

I do appreciate the feedback. Just as a side note he is a perfect dad, if anything ever happend between us, I know 100% she would be loved and taken care of by 2 parents. She is financially supported with college funds etc. and she will do just fine. I am scared to death to get married and that is why we are not married. Would it be better if I was married and then got divorced?


Will bamboo kill gold fish?

I have a small bambo plant that sits in a jar of water. I’d like to put it in with my gold fish.The fish is in a old glass milk bottle. Does any one know if the bambo would kill my fish?


I want to buy my parents house!..?

here’s the situation: i want to buy my parents home to release the equity in it to then use it to open a business and then rent it back to them, to cover my mortgage cost. (confusing i know!) my parents currently have a £100,000 mortgage and are struggling to pay the bills (roughly £600 per month- although i must state here they manage to pay it somehow.) ultimately giving them bad credit..after talking to my parents and having them agree of course, i want to purchase the property at the full market value (£160,000) using a conditional loan agreement (legal contract) for the deposit (15% – £24,000) giving me a 85% mortgage on the home..i can then pay off their mortgage (£100,000) leaving roughly £19,000, after legal cost etc, which i can then use for my Business..not only will this lower my parents monthly cost (because the interest on my mortgage will be less) and help them with their credit but it will be a gain for me as they’ve agreed that i can have the £19,000….so ANYWAY my question is, what is the flaws (legally) in doing this,and what tax’s will i have to pay etc?………..any information will be great help! thanks P.s i am a first time buyer on roughly £25,000 a year and am hoping with the conditional loan agreement i won’t have to come up with a deposit to get my 85% mortgage of a lender.


How long do you think it will be until BP declares bankruptcy, and sticks us with the cleanup bill?


Would a job need my credit score?

Ok so I know 99% of the time this is a scam. However, the email I got was a little different from the other scams I have seen so Im confused. What do you guys think? Scamming my identity or not? The thing that throughs me is they dont ask for me to go to a website; they tell me to bring it with me to the interview. Its a craigslist job and they are notorious for scams. Advice Hello , When are you available to come in for an interview? As of right now you are the only applicant we are interested in hiring for the position. Assuming all goes well we’ll have you fill out our hiring packet and you can start as soon as possible. The background checking service we were using was very expensive so we’ve created our own way to verify your work eligibility. You’re going to need to bring the following documents with you to the interview. A drivers license, photo ID, or passport and a copy of a recent credit score within the last 7 days. If you don’t have a recent copy, we recommend you get one Here from a service we trust. They offer a free trial with no cost to you. IYou have almost all the skills and qualities we are looking for in an employee and I can’t want to meet you. My partner will be the one training you and anything you don’t already know he can show you. I haven’t had a chance to give you a call yet, what is the best number to reach you at? Thank you, see you soon . (CENSORED! haha)


How many days, by law, can you hold a payday loan?

My husband got one, and if we can hold out one more week, making 3 weeks total we can pay it off. I would like to know if I can do this without ‘rolling it over’, and paying extra fees. If anyone knows for sure, that would be great, so I can negotiate with the company. Thanks for any help!


If you have paid more interest then you borrowed on a payday loan do you have to continue to pay the loan?

My husband got a payday loan back in February and he pay $236.00 every two weeks and that does not go to the principal. Once he has paid more then the loan in interest does still have to pay the loan?


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


5 Players Name Who Loan From Liverpool To Manchester United After Munich Disaster?


Could you get a car loan without having a job?


Where can I find totally free credit reports?

every website I check they ask for a damn credit card…so if anyone has any suggestions it would be helpful


What the best site to go to where i can see my credit score for free?


Income to Debt Ratio – Auto Loans?

I have just paid my last auto lease payment. (total loan $11,500) I will need to return my car next week and apply for a new loan to either purchase the car or purcahse a different vehicle. My income to debt ratio is 70% with this current loan on my credit report. (Similar % to when I got my car 36 months ago) Will this current loan, that I just completed, still show on my credit report and effect my income to debt ratio? IE: It show I have $11,500 credit line and now I want a car for $11,000 and it soars my income to debt ratio to 100%. How does that all work with secure loans?


Need help with Auto Loans?

Alright, I need to get an auto loan only for a small amount. but im not sure on how this whole process works. If i go apply for a loan and get approved do i need to confirm it or is it when i get approved the loan instantly goes through and i get the money? So could i apply for multiple loans at the same time and if i get approved for them all, could i just choose which one i want and go with that one? Thanks!


Filling chapter 7 bankruptcy?

Our home was fore closed in cali in May. The bank said they will give us a 1099 when it sells. If I file for chapter 7 bankruptcy will this be taken off as well? I know unsecured debt will be eliminated but what about taxes on a 1099 I believe this is a CPA question.


My mortgage company just increase my monthly payment with out a notice. How can I get them to lower my payment?

We bought the House in July of 2007. our monthly payment was around a $1000 and now , it is $1500. we did not received any notice. when we call the bank, they told us that we have negative escrow.It is legal to add our negative escrow on our monthly payment? I do know that $1500/month is very high for us as we have 3 Little kids and other debts.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does Bank of America have Direct Deposit Advancing online?

I was just wondering if Bank of America allows you to direct deposit advance money online similar to how Wellsfargo does. I looked around the site, but I couldn’t find it.


Why has Donald Trump filed for bankruptcy 4 times?


Where can i get an auto loan?


Is there a website where you can get your credit info free without joining for a monthly fee?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How much would i have to pay a month for a 4500 dollar car?

How much woud i pay a month if ive never gotton a load for anything and dont have a credit and my parents sighned it and they have good credit


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!


How do I find out what kind of home loan I qualify for?

Okay so I am thinking of buying my first home in Tampa, FL. But I am not sure where to start! I have looked online and found a lot of very reasonably priced homes, but first I really need to know what kind of a Loan I can qualify for. Where do I go and who do I talk to about getting qualified? I have never done this before so if you have bought your home please tell me what I should expect. Thanks!


After bankruptcy has been discharged do I have any time to…?

My chapter 7 bankruptcy was discharged 7 months ago. I opted to keep my house and did not include it in the bankruptcy. Is there anyway I can still claim bankruptcy on my house of an I stuck keeping it? Wondering if there is a certain time frame were I can add it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any recommendations re a Mechanic’s Stethoscope. Found prices $5 (at Harbor Freight) to $80?

Basic to Electronic never used one. Going to verify which ball bearings are giving me the chirp (idler, water pump, alternator, etc) before I start replacing something. Probably won’t need one again, so I’m going to give it away to the next mechanic that does work for me. just like advice as to whether it’s worth it to pay $5, $25, . . . $80 for it.


APR and Victorias Secret Credit Card?

The terms say: ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES Revolving Credit Plans: 22.8% Does that mean I pay 22.8% interest on all purchases I make? Or do I only pay the interest if I don’t pay the full bill on time?


Can i apply for a top up on my personal loan with Bank of Ireland from Australia?


Are there any places out there that give out the first payday loan free of interest?


Filing bankruptcy after receiving inheritance?

I was in the process of filing bankruptcy when my mother passed away and I received life insurance money and money from her retirement plan. I can’t afford to pay off all of my creditors so i still would like to file. I am currently having my wages garnished and that will last for about another year. How soon from the time that I received that money will I be able to file or will I even ever be able to file? And if I am able to file, do I need to pull the money out of my bank account so that its not there at the time that I file?


How much does it normally cost to get a full auto detailing in US?

I bought a used 2002 firebird and i want to get some detailing done. How much would it normally cost me?


Need some help with Finance: Annuity and Mortgage Loan Problems?

Can anyone help me out? 2.) Two years ago, you purchased a $20,000 car, putting $4,000 down and borrowing the rest. Your loan was a 48-month fixed rate loan at a stated rate of 6% per year (APR compounded monthly). You paid a non-refundable application fee of $100 at that time in cash. Interest rates have fallen during the last two years and a new bank now offers to refinance your car by lending you the balance due at a stated rate of 4% per year (APR compounded monthly). You will use the proceeds of this loan to pay off the old loan. Suppose the new loan requires a $200 non-refundable application fee. Given all this information, should you refinance? How much do you gain/lose if you do? 3.) You have just started your first job and you want to have the basic appliances (fridge, washer, dryer, etc.) in your apartment. You face the following choices: (i) Purchase all appliances at the store using a bank loan. There is no down payment as the bank can take your appliances if you default on the loan. The loan is at the annual market rate of 5%, and the loan amount is $6,000 to be repaid monthly over 4 years.(ii) Rent-to-buy from the same store. The monthly rental is $125 for 48 months and then you pay $1,000 to own all the appliances. What is the net cost today of the cheapest option? Can anyone help with those problems. # 2 and 3 are the most difficult and I’m so lost. Please if anyone would be so kind to explain it.


Business loan, grants for small business?

I have just received my permit for my clothing boutique. I will be selling wholesale clothing and shoes from my home. I will also give away a few to the needy. Can anyone tell me how I can get a small business loan or grant to aid me in getting my business started? I am new at this, so please help.


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best low interest consolidation?


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!


Can I take someone off a car loan with out their consent?

I am seeking a divorce, and we have a car loan together. I want to keep the car. Can I have his name removed with out his consent? The car is registered and insured under me and the payments are billed to me each month. I am the borrower with him being the co borrower. What are my options? will I need to try and refinance the car under just my name? Any and all suggestions are helpful. He will NOT want the car as he has his own which is better.


Help me I think someone is trying to mess with my credit or ss?

So I’m 17, and this guy with a number of 1-000-000-0000 called my HOME phone and asked for me. He said that if I had been using some Lexus credit card and I said no. He said that if I’m Kevin with my last name. And I said yes. Then he asked for my DOB. He asked to confirm if my DOB was June 17, 1981 and I said no and I accidentally gave him my DOB. His voice sounds very sketch and scary. I told my parents and they said he might try to mess up your credit or social security. He called my HOME phone so idk how he got that. He asked for my specific name as well. Now, he has my DOB. What can he do to me with those information?!?!?! Please help I’m scared


Alternitive to bankrupcy?

i have £4000 of debt which i have tried to pay back, unfortunately my partner got made redundant and i am 8 months pregnant so there is not 1 penny spear in out banks. i have been told that there is an alternative to bankruptcy that cost around £90 is this true. We are really struggling to buy what we need fr our baby so paying off debt just isn’t an option any more I NEED HELP


How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this. Thanks in advance.


Get a private auto loan?

i want to get a auto loan to buy a car off my friend,,my credit is 606 and i have a 3 late payments,,who can i go through to get a loan for this car,,,its a 2006 honda civic with 126,000 miles and he is selling it for 8,500,,,can i get a loan for 10,000 and pay him the 8,500 and keep the other 1500 for tune ups and oil changes and other stuff for the car




















































Is Bankruptcy a good thing me and my husband are selling everything to make ends meet?

Is Bankruptcy a good thing me and my husband are selling everything to make ends meet?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Cash Converters Loan Query?

I just heard you can apply for small loans from Cash converter stores in MELBOURNE, AUSTRALIA. As i am a uni student and am unable to find work recently, i think that this system will come in well for making small payments, such as car registration and minor bills which my welfare check cant pay for. What is your understanding of this system? How does it work?


Getting approved for auto loan?

I’m 20, and recently lost my job. I live with my fiance and we are expecting our first child. Well, my first car is a 99′ Grand Am and it’s starting to completely fall apart, the wheel bearings in the front are starting to go out, TPS failures (shuts off below 1000 RPMs), Heat Exchange Valve leak, Oil Pan leak, Gasket leak, faulty computer, etc. It has 123,350 miles on it, and I’ve done my best to get all the maintenance done to it and now it’s just becoming too much to tackle, and I need a new car. My first question is; should I simply pay to have ALL the work done on this car and keep it? Or should I get another car? My fiance has a job he’s been with for almost 2 years, but no credit built up. I have a good credit score, but no job. If we get married to get the loan, it will interfere with our financial aid for school and we won’t be able to finish our studies. If we could find a car worth 8k/9k and put half down, is there absolutely no way we could approved for a loan for the other half???


Best hair growth vitamins?

what are the best hair growing vitamins? im trying to grow my hair out and i already have a shampoo and conditioner all i need is vitamins 🙂


Is a 730 equifax a good credit score ?

Im 25 have made several small banks loans and have delt with only one bank since i was 18 never had a collection agency or anything should i be able to get approved for a used car loan ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there anywhere I can Truly check my credit score for free?

I don’t like those web sites where you have to pay after so many days I just want the opertunity to check my credit score with no hidden adgendas.


My credit score is 578, I want to raise it… a few questions.. HELP!?

Sadly, it takes FOREVER to get bad things removed from credit reports, and I learned this the hard way. I have a repo, a few charge-offs, etc. I was accepted for a car loan last year and have been paying it on time, and have a couple other small accounts that I’m paying on time, and this has made my score go up a little. I owe about 6-8 thousand dollars to different random places. (I was stupid in college and paid tuition on credit cards and couldnt afford to be living the way I did.) I only have about 200-300 a month I can put toward past debt, and I just don’t know where to start or even how to get in touch with the places I owe money to. Do I pay off my repo first, my old credit card first, a little to each place, etc? Also, I had bad advice a few years ago and closed some credit card accounts after I paid them off instead of keeping them open, and this looks bad too. Is there a way to get this off my credit report? It also said that the fact that I don’t have an open major credit card is hurting my score too. Should I try to get one and just cut it up? Is it even possible to get a major credit card with a low score like 578? And if so, how do I do it? I have so many questions. I have been misinformed many times… help me please. I know employers look at credit scores, and I don’t want mine affecting potential jobs in a negative way. Its so embarrasing. Thanks…


If i file chapter 7 bankruptcy what happens?

we owe the bank in excess of 20,000 due to several funerals that happened all at once, we currently have very little income i am in school trying to get a degree to be able to get a job. our house is in poor condition and probably isn’t worth anywhere near the 20,000 we owe. the bank is about to foreclose on us in a matter of weeks, if we file bankruptcy will we still lose our home anyways?


Is Bankruptcy a good thing me and my husband are selling everything to make ends meet?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Personal loans?

does anyone know what site to go to apply for a personal loan for people with bad credit, and not a payday loan type of site, that is all that I am finding, or ones that cost anything to apply first.


Can I get a home improvement loan in detroit, michigan?

Ok I filed bankruptcy about 3 years ago, but at the time that didn’t prevent me from refinancing, though I probably could have gotten more money to refinance had I waited a few months longer. Anyhow I own like 50k on a mortage and want to relocate. I figure the best choice is to rent my home, but it still needs more repairs, like a new door, windows, steps etc. Are there any grants or programs I qualify for? Should I refinance again? I have enough debt as it , but I suppose if I’m putting it into the house and someone else is paying the rent then thats ok, but i dont want to hike up my rent much more. Would much prefer a grant or Government fixing program. i don’t want to get zapped with finance charges either. I’m a first year teacher if that helps.


Which is the best place to get a cash loan?

I am trying to get a cash loan of around $2000-$3000, I do not have a huge credit history though it is not bad. Is there a place in Boston or in Massachusetts that you would recommend, with low interest rate? I am currently ful- time employed and have a SSN.


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


Can i take over my grandmothers mortgage if she is deceased?

I am my grandmothers oldest grandchild and i live in her home currently… she died last week and i would like to continue paying the mortgage… is this possible?


Is a credit score of 717 considered a good score?

Good enough to get a auto loan or possibly a home loan? I have only had credit cards for almost 2 years.


Accounting question please help! 10 pts!!?

For the following situations, select whether each involves a deferred expense (DE), a deferred revenue (DR), an accrued liability (AL), or an accrued asset (AA). Situation Type Example: Office supplies purchased in advance of their use DE 1. Wages earned by employees but not yet paid 2. Cash collected from subscriptions in advance of publishing a magazine 3. Interest earned on a customer loan for which principle and interest have not yet been collected 4. One year’s premium on life insurance policy paid in advance 5. Office building purchased for cash 6. Rent collected in advance from the tenant 7. State income taxes owed at the end of the year 8. Rent owed by a tenant but not yet collected


Can someone direct me to a loan shark in long island?

I need a short term loan right away.


Is Bankruptcy a good thing me and my husband are selling everything to make ends meet?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why is my auto loan taking so long to approve ?

My mother consigned the loan for me on a $10000 loan. when she recently bought her new car she was approved in 15 minutes because of good credit. its been almost a business day and nothing yet. i also do have a full time job but it is my first loan.


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


What is the best credit report agency to use?


If I have bad credit, can I do the ‘flex pay’ through HSN (Home Shopping Network)?

I want to order a treadmill and I would like to do the 5 installment’s. However, I was reading about the flex pay and it is subject to credit verification. I was wondering if anyone has ordered from here before and been approved with bad credit. Thanks!


VEGAS TRIP!!! Any tips for a strapped for cash college student?

I want to take the girlfriend for a nice trip to the strip. Maybe in mid September at the earliest, but I havent started making any concrete plans. Where is a nice place to go that won’t break my bankroll? Are there any hot deals that I would be interested in? What are some sweet attractions to check out? Thanks for the help!


Wording negotiation for old collections acct NOT on credit report? Should I request validation? Could validation hurt me in this situation?

How do I word a negotiation for a lump sum payment to settle an old collections account that is NOT currently on my credit report? And should I request validation if I am planning on negotiating a lower payoff? Short synopsis of situation: I owe about $4900 of tuition to an old college due to a revoked scholarship. Not a student loan – an unsecured debt. I got the letter in the mail on Mon. but I think I have about 3 weeks left to request validation if I want to. The original debt is from 5 years ago (2011) but it was recently sold to a new collections agency. I have only heard about it once previously back in 2012 and nothing since until I got this letter 2 days ago. It is NOT on my credit report. -Should I request validation when my intention is to try to settle for a fraction of the balance? Could a validation/verification hurt me or the settling process? My worry behind this is that in a case where I’m going to try to settle for less with a lump sum payment, maybe it is better to not have them dig into it too much? -How do I word a negotiation for a lump sum payment? I know people focus on the settled in full vs paid in full but since it is not currently on my credit report does that even matter? Can they add it to my credit report after the fact? -It’s already 5 years old. Making a payment resets the SOL but does not reset the amount of time it can be on my credit report, correct? So even if they did add it now it could only be on there 2 more years, right? Thanks!


Why does filing for Chapter 11 bankruptcy help to facilitate the sale of a company?

I have noticed that some companies, when they have an offer to be purchased by another company, will voluntarily file for Chapter 11 bankruptcy in order to facilitate the sale” of the company. Why would they do this? How does this help to “facilitate the sale”? It also seems that by filing for chapter 11


Will filing bankruptcy help me?

I am 21 and getting divorced from a man in the military. We have decided that I am going to take on all the debt from my vehicle and personal loans that we got, as well as a few debts from getting our vehicles fixed. My question is, once I take on all this debt, will I be able to file for bankruptcy? and what will I have to do?

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Can I switch the name on my car loan to my boyfriend’s?

I put a car in my name for my boyfriend with the agreement that he will make all the payments. Now every time we fight he threatens to stop making the payments because he knows I can’t afford them and getting it repo’d would screw with my credit score. So is there a way that we can switch the loan off of my name and into his so he can’t threaten me with it anymore?


Where can i find credit score info?

Is there a free website where i can see my credit score and what has affected it or what i owe or any debts?


Should I use my first time home buyer tax credit to pay off the rest of my auto loan?

I have a 2006 Mazda 6 Friend of mine said that it was a lot to drop on a car. But I just want to be done car payments so I can save again, and enjoy a bigger paycheck.


Where can I apply for a loan?

I m in need of a loan of about $1000 I have poor credit score of 585 right now but I have an active checking account and a full time job. I ve been applying online and either get rejected or they want u to pay for your credit scores. I need a place that really does accept bad credit and not just say they do that will approve me and there are no gimmicks with the application. I also live in NY where payday loans are illegal which hurts cause I could have gotten one of those. Does any know where I could apply and get approved? Even collateral loans where u put money down I can do. I appreciate your help



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I have a durable POA for my mother. She has dementia and has high credit card bills. Can I file bankruptcy?


Is Bankruptcy a good thing me and my husband are selling everything to make ends meet?


Has anyone experienced Bankruptcy?

Our Court hearing for chapter #7 is Thursday,,not sure what too expect but very concerned on the outcome and not knowing what to expect?Is there any thoughts on what the process of all of it?


How much can a bankruptcy trustee take from my 2009 income tax?

I filed for bankruptcy in august 2009 just went to court in october 2009 and the trustee informed me when we file our taxes in january we need to get them to him to see if he can take them. How much can he take and what is exempt(i.e.earned income credit, child tax credit)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I live in Texas in 2013 all my charge off will be remove from my Credit report.?

Does this mean I no longer have bad credit and it starts fresh. Is Bad and no credit almost the same. Any suggestions on how I can start rebuilding my credit.?


I owe the IRS over $115,000 in payroll taxes accumulated over 4 years. They’ve asked me to come to IRS office.?

What Can I expect? Jail? My business failed and dissolved on Feb 1, 2009 and now I work fulltime at $30k annually, (about $2k/mo take home) I rent an apt and I own nothing of value but a 10 year old vehicle. I’m also paying off huge personal credit card bills I accumulated while trying to save the business. I’m broke and have no measurable income in the near future. What can they do to me when I go in to see them in the local office?


What kind of auto loan interest rate can a credit score of 692 qualify?

Looking into an auto loan for a certified used car. The person applying has a credit score of 692 and is looking to get the best auto rate, any idea? Presumably not the advertised 0.9%APR. Realistically speaking any idea?


Where is a good place to get an Auto Loan?

Where is a good place to get a small Auto Loan around $3,000? I tried my bank they rejected me.. I make about 1500/mo and my bills only amount to about 800/mo.


Is it easier to get an auto loan or to finance with a dealership?

Are there differing requirements, such as current debts, income, etc.?


R.I. city files bankruptcy~do you feel this will become a domino effect in other states?


What is the best unsecured loan company?

I’m in need of a loan, but not a payday loan. I got a phone call after applying with a website yes loans” and later found out it was a scam. It would have to be an unsecured loan as I am a council tenant. Thanks :)”


I want to get a free credit report online without the online fees how do get that?


Is it reasonable to get a home loan for a single person earning 40 grand a year?

If you don’t have any other repayments and have good credit history, is it financially possible getting your own home loan? Or is this too little? I’m in Melbourne, and the units cost $370 000 and over…:(

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get a loan with not so good credit?

I need a loan of 1000 dollars and I don’t have good credit. Any suggestions on where I can get a loan from? No payday loans please


Is Bankruptcy a good thing me and my husband are selling everything to make ends meet?


My credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?


American Express Approval?

I am very confused and need help from someone that knows enough about credit. So here’s my story… I’m currently a college student with a decent paid job. I am also getting a good chunk of change every month from side income. I currently have no credit card and just get by with my debit card. Last year I had not one bill under my name. This year I talked to my personal banker about a strategy to get my credit moving. So they hit me with a loan with a low interest rate. Also, in the next week or so I will be leaving my current phone company and transferring into another where those incoming bills will then be under my name. My loan is always paid ahead of time and I pay more than the minimum required. I am planing to do the same for my phone bill. So my questions are, how good do you think my credit score is? Where can I check my credit score? Does checking your credit score impact your credit? Is it possible that I could get approved for an American Express Blue Card in about a year? I really want to get into the American Express family but I do not want to hit my credit report by not being approved. I appreciate you taking your time to solve my concerns.


Where can i find a loan shark?

Ineed to find a loan shark in brisbane


Has anyone ever filed Bankruptcy??

with a Do it yourself kit?? I was wondering if there were anything special that has to be done??


Since credit card companies often charge unconscionably high interest rates, are the contracts enforceable?




















































I have ok credit my husband does not is there anyway for us to buy a home?

I have ok credit my husband does not is there anyway for us to buy a home?

My husband has been working at his current job for 2 years but his credit score is a 563. I am currently not working but my credit score is a 629. I was told in order to qualify for a mortgage loan my husband would need a score of 600 or better. Is there any possible way to get my credit score to factor into a mortgage loan? What can I do to bump his score enough to qualify? There are only about 5 things on his credit report and the total for all of them is less than 700 dollars. We live in NY are there any programs that might be able to help us? there is a home we love for 64k for sale now. and probably by the time his credit is good enough it will be gone.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How long after chapter 7 bankruptcy is filed must you wait to file chapter 11?

edit: hey reggie, um, funny thing is, um, i didn’t file bankruptcy. sometimes people like a little knowledge


Allowable interest rate(s) for late invoices?

What annual interest rates per year according to California law 2014 is allowed to be charged to customers who are delinquent/past due on their payments per contractual payment terms/agreements? Thanks in advance!


How does risk affect interest rates?

Btw I am not talking about credit. I am talking about in general I am taking finance 101 so I am talking about the basics.


Is it possible to remove credit inquiries from my credit report?

Over the course of about three months I went on a desperate auto loan shopping spree. I was trying incredibly hard to get approved under my own name with only a year worth of credit history because I have no willing/able co-signer. I’ve recieved about 20 inquiries and my credit score dropped over 50 points from the original 730 I had, bringing me from excellent credit to between fair and poor. Now I know that people usually say that you should stay away from credit repair” agencies. However

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get auto financing with a 540 credit score?


My credit score is 614 with Transunion, 610 with Experian, & 591 with Equifax….?

Is this considered fair or bad credit


Is monotoring your credit score a must?

Like should u buy a think and watch it every month. if so i was thinking of this company. think its woth it? http://www.selectidtheftprotection.com/


I have ok credit my husband does not is there anyway for us to buy a home?

My husband has been working at his current job for 2 years but his credit score is a 563. I am currently not working but my credit score is a 629. I was told in order to qualify for a mortgage loan my husband would need a score of 600 or better. Is there any possible way to get my credit score to factor into a mortgage loan? What can I do to bump his score enough to qualify? There are only about 5 things on his credit report and the total for all of them is less than 700 dollars. We live in NY are there any programs that might be able to help us? there is a home we love for 64k for sale now. and probably by the time his credit is good enough it will be gone.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I earn 2000 gbp per month?

I would like to leave my job and work on my own. I need about 2000 pounds per month to get by (bills, mortgage etc) How can i earn this kind of money off my own back? I don`t mind combining ideas. I would appreciate serious ideas.


How do you get credit in someone elses name?

My ssn got stolen. What im curious about is if they open up a credit card account wont they get caught? I mean, they would give out their address and have the card sent to their address and not mine. Im confused how they can commit fraud and have the credit card sent to their house? Wont the police catch them?


Does requesting a free credit report from the three agencies lower your score just because you asked for it?

I think I’ve heard that credit inquires(for seeking loans,etc.) of the 3 credit bureaus results in lowering the score and is cumulative. The more inquires such as home buying, auto purchase, major appliance or personal loans the lower the score goes each time. If this is true, does it also apply to personal requests for the free annual credit report?


Free credit report without credit card?

any website that i can use that doesnt require you to use your credit card information to recieve a credit report? I already did freecreditreportdotcom they want a credit card to be used! thanks!


Mortgage & FICO question?

I am getting ready to sell my home in one state, and move to another. I have a perfect payment record on my current mortgage. Should I talk to my current mortgage bank first? Will it be easier, better for me if I stay with them?? Also…if my FICO score is mid 60’s is that a problem?? I haven’t checked in a while so I think it is better…but that is where it was before!


Should we file bankruptcy?

My husband and I own a home, (1 mos behind on payments), a paid off 2001 car and we have about 35,000 in unsecured credit card debt. We just received a notice of court date for default judgement. We live in TX so all they can do is get judgement and seize bank acct. Should we file and get this over with so we can start over? We do not want to lose our house and I’m scared……


Blue sky Financial and Loan Aid Inc. are Scam companies.?

There is another scam company out there name Bluesky-Finacial. Look out for that. They use the same process as Loan Aid Inc. does. They tried to scam me, I had to call the cops on them.


For getting home loan in india is IT return mandatory for a salaried employee ?


I have ok credit my husband does not is there anyway for us to buy a home?

My husband has been working at his current job for 2 years but his credit score is a 563. I am currently not working but my credit score is a 629. I was told in order to qualify for a mortgage loan my husband would need a score of 600 or better. Is there any possible way to get my credit score to factor into a mortgage loan? What can I do to bump his score enough to qualify? There are only about 5 things on his credit report and the total for all of them is less than 700 dollars. We live in NY are there any programs that might be able to help us? there is a home we love for 64k for sale now. and probably by the time his credit is good enough it will be gone.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am looking for info about repairing credit?

Is there any books or websites out there that will help me figure out how to repair my credit? I don’t have CC’s I am paying all my bills on time.. I have stuff on there from when I was younger that I would like to get taken care off and raise my credit score.. Any help would be awesome


How long should I wait until I file bankruptcy?

I recently accepted a new job but had to take a huge pay cut. I can no longer afford to pay my credit cards and need to know how long I can postpone filing bankruptcy. Thank you


Bad Credit loans at cheaper rate. please help me?

I am living in California with my 13 yrs old daughter. Will you please help me to find a bad credit loan at cheaper rates as I have to take care of my daughter also.


Lowest Credit Score 565 highest 721 can i get a car loan????please help?

my experian score is 565 Equifax 721 and Transunion 666 can i get a car loan for this and how much will i be Getting?? for a car loan?? what else do i have to have to qualify eg. job? assests? and what not. and how do they determine my fico score??


Can i get a auto loan from Navyfcu?

I was wondering if it was possible to get a auto loan from navyfcu if i don’t have a credit history, but have a cosigner who has good credit..? or should I just try for a personal loan?


Personal loans from chase bank…???

I’m planning on getting a personal loan threw chase bank for $10000, but I was wondering if anyone has used chase bank before and tell me if they are any good? Is the interest. High? What will the monthly payments be? Thanks!!


Who are lenders that can give small mortgage loans, about $55K for a townhome?

I’ve gone online and all the places I visited, Lending Tree, Bankrate, E-loans, all said they don’t offer loans under $100K. I want to shop around for a good rate but it seems my options are limited. Home price is $95K. Down will be $40K-$45K. So loan will be about $55K Also, I see rates have gone up. Might they go back down in a month or two?


What is the best place to go to refinance your car loan to a lower payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Ratings?

why do South Africans have to pay to view or know their credit ratings whilst is FREE in the States?The S A credit bereaus use the same name like Experian and others which are the same ones used in the States.


Should i get some payday loans?

i know this sounds terrible, but hear me out. i am pretty unfamiliar with payday loans. i am going across the country with a friend this summer, and i will need some cash. i am currently unemployed in northern new england and i have yet to find a job. the situation is quite dire up here, and i’m sure some of you know how it is. anyway… if i can’t find a job when the time comes, i was thinking about getting some type of easy loan (i.e. a payday loan?) as my credit is very poor and i have no source of income. i have seen some online payday loan companies that claim they do no job checks – however im not sure that this is true… i’ll look into it further. my question is such: what legal rights do they have? i know there is a contract and yadda yadda but will the retaliation be anything more than the usual daily harassing phone calls? because i’m used to that already with my college loans and credit card debt, and it really doesnt bother me. so ar am i not in any legal trouble, and i really dont want to end up in court (although i suppose even if i did they wouldnt really be able to squeeze me dry, considering i am a broke ragamuffin). keep in mind after i get these loans i will be travelling to and perhaps staying forever on the other side of the continent. SO! please keep an open mind and give me your opinions. thank you!!!


6% Interest Home Loan of 250,000?

I got this good faith estimate for a loan for 250,000 about. On the estimate it says that the interest rate is 6.5% with no money down. But then it says that the total finiance charge is 300,000. Making the total loan amount 550,000 over the life of the loan which is 360 months. Is this normal? Why would the interest rate be so much on the good faith estimate or am I reading something wrong? I have never bought a home before, and have never dealt with loans of this size. I have money saved up, about 50k. But I was going to buy furnishing and stuff. I will probably used the 50k on the home instead though, but I just was wondering about the finance charge. Is this what people face when buying homes with no money down?


How does a credit card work?

I want to buy stuff online with a credit card. Do you have to put money in the card to buy stuff online? Or am I just missing the point of it being a credit” card. BTW



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How many of my credit cards should have a balance?

@Stephen, if i have no balances, then what’s the point of having credit cards to begin with? How else will I build credit history?


I have ok credit my husband does not is there anyway for us to buy a home?

My husband has been working at his current job for 2 years but his credit score is a 563. I am currently not working but my credit score is a 629. I was told in order to qualify for a mortgage loan my husband would need a score of 600 or better. Is there any possible way to get my credit score to factor into a mortgage loan? What can I do to bump his score enough to qualify? There are only about 5 things on his credit report and the total for all of them is less than 700 dollars. We live in NY are there any programs that might be able to help us? there is a home we love for 64k for sale now. and probably by the time his credit is good enough it will be gone.


What site has truly free credit report without signing up or paying fee?


18 year old trying to buy a truck. discussing finacing and loans?

Hey, Im an 18 year old guy looking to buy a truck in the very near future. Currently, I am working Full Time making $2000 a month before taxes and have no other expenses other than a cell phone bill. I also do not have any credit history, I only recently got a credit card and I am trying to use it and to have a perfect score. I went to the bank to give me a loan (i had a co signer) but they will not give me a loan for anything older than a 2008 as well as the fact they were hesitant about my age. Recently, I found the truck I want at a dealership and I applied for finacing. Heard back today and basically they said they wont finiance anything older than an 2005. I have my heart set on this truck and want it. Please what are my options at this point… I cant put $2000 down. Also I have a co signer available but I would like to do this on my own if possible. Truck is a 2004 Ford F150, 160000km and $7990

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much will my credit score increase after a bankruptcy is removed?


I need a 10,000 dollar loan but my credit is bad.What are my options?Do I have any?

Do loans really exist for people with bad credit?


Does bank of america provide your credit score and report?

I was wondering if anybody knows if bank of america can provide credit score and report


Is a 697 FICO Score bad for a home loan?


Dose anybody know were a can get a free credit report that is safe. ?

I checked my bank and they want monthly payments of 8.99 or up to 12.99.


Can I open up an E-trade account with a bad credit score?

Looking to build my credit score back up after some unfortunate personal incidences occurred. And would like to invest in some stocks to build up my credit, as well as gain money, if possible. I know that there is a chance of losing the money invested in certain stocks, but I’m OK with that as I have the money to invest. It’s just that my credit score is not up to par right now.


When Asking For An Auto Loan… What Do They” Look Over? Details Inside?”

Also, I am a full time College student studying Fire Science so I’m busy with that, but I still do have a part time job bringing in enough money. Nothing too fancy… but it can pay off my credit card bill each month easily. So I feel comfortable paying the monthly payments back. They can’t be too high really at all really if I’m only asking for $3K-$3,500 for the 60 months.


How do I get my title to my car after Bankruptcy?

Well see I was in bankruptcy but lost my job so stopped paying bankruptcy so the case was dismissed so will he still be able to help me get my car title


The songs on megamind?

can you name every song that was on the movie megamind? there was one song on there that was also on iron man,i want to know what its called! thank you!

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Which one of these three prepaid cards would be the best to get for credit building?

Which one of these two prepaid cards would be the best to get for credit building? Before you say prepaid credit cards dont improve your credit score you might wanna look it up and see there are some that do. Please do not argue with me about prepaid not building credit because some have added a program that does..please look it up before ranting and argueing,thank you.If you really must put an arguement on prepaid cards not building credit please put which one of the two cards your talking about. Im wanting to boost my credit score. I have zero atm. And id like everyone’s opinions on the following prepaid credit cards. Im looking for least costly but also the most beneficial. 1.Upside Visa Prepaid Card -2.99/mo -no credit check(they all have this) -no activation fee -free direct deposit -earn cash back points -Reports to the major credit bureaus -free transactions 2.AccountNow Gold Prepaid card -9.95/mo -$25 gift added to your card -free transactions -free credit builder -free online bill pay -reports to PRBC -no activation fee -free direct deposit So all have free direct deposit,no activation fees, and free transactions. I just wanna know which would most benefit me. Ok sorry for not putting this.i thought everyone knew prepaid cards dont have interest..if they’re some then ive never seen them. so No interest on these.


I have ok credit my husband does not is there anyway for us to buy a home?

My husband has been working at his current job for 2 years but his credit score is a 563. I am currently not working but my credit score is a 629. I was told in order to qualify for a mortgage loan my husband would need a score of 600 or better. Is there any possible way to get my credit score to factor into a mortgage loan? What can I do to bump his score enough to qualify? There are only about 5 things on his credit report and the total for all of them is less than 700 dollars. We live in NY are there any programs that might be able to help us? there is a home we love for 64k for sale now. and probably by the time his credit is good enough it will be gone.


Where can you get a copy of your credit report without giving out your credit card info?

I dont trust giving out that info online. I ve tried free credit report.com but they want my credit or debit card number.?


Will missing one payment on your credit card ruin your credit?

I paid it as soon as I got the call.


I’m looking for a personal loan. My credit is in poor shape. I do not want a payday loan.?


My car loan is 14700 interest rate 15.5 for 69 months wat will i have paid i interest?


Have you ever getty one of them payday Loans….?

BQ; What came up that causey you to do this…?




















































My ex husband is filing bankruptcy. Can he include child support payments?

My ex husband is filing bankruptcy. Can he include child support payments?

my ex husband is filing chapter 13 bankruptcy. Can he include his child support payments in his bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Best way to get a copy of your credit report?


What do you think about payday loans?

I am thinking about getting one and would like to hear you advice about them.


I just heard that alot of these payday loan places are in trouble?

something about the intrest and rollovers….they might not be legally allowed to collect on the loans til they regulate the rates


I have a good job , but bad credit , is there anywhere or anyone that i can get a small personal loan from?

i’am not looking for a payday loan either

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How will applying for an auto loan online at several places affect my credit rating?

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?


I would like to file for chapter 7 bankrupty, what can they do?

I have about 20,000 in credit card debt. I also have court judgment against me about 7 years old that I owe 17,000 for. I also owe about 60,000 in student loans (I know the student loans can’t be included in bankruptcy just included them to show how much debt I have). Here’s the question. I want to file for chapter 7 bankruptcy, my husband does not, all this debt is in my name. I am a stay at home mother/master’s student. I do not work, the house/truck/van are in my husbands name. I have no assets. Can I file bankruptcy separately from my husband, and if I do-will they look at his income or will they just look at my income which is zero. Any advice on this situation would be appreciated, thanks.


What is the web site where you can get a credit report for FREE?


My ex husband is filing bankruptcy. Can he include child support payments?

my ex husband is filing chapter 13 bankruptcy. Can he include his child support payments in his bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy/credit score?

My chapter 7 was discharged 6 months ago, I still have a item that’s not showing discharged. I want to get that item changed on my credit report to show discharged in bankruptcy would it be better to have it show late paying/writen off or discharged in bankruptcy


R.I. city files bankruptcy~do you feel this will become a domino effect in other states?


Auto Loan – 72 months for 2005 vehicle?

Hi In January or February of 2011 (6 to 8 weeks), I will be purchasing a 2004, 2005, or 2006 H2 Hummer. My credit took a nose dive about 5 years ago, as I went through a financial hardship for a few years. I have, however been rebuilding my credit and it gets better all the time. My plan is to try to get a 72 year loan but not actually carry through with it. For example: I want to purchase the car with 72 month loan to keep my payments where I need them to be. But, after two years, when I will qualify for a much better rate, I will refinance for 36 months. Thus, in reality it will be a 5 year payment even though it starts out at 7. The question is, as we turn into a new year, 2011, will I be able to get 72 months on a 2005 vehicle? what about 2004 or 2006? Certainly if I had better credit, I would not take the 72 loan . . but I do have a goal of really cutting it back to 60 months or less 1) purchase car with $5,000 down – 72 months 2) after 2 years, refinance with another $2,000 down for 36 months 3) After year 3 (first year after refinance) trade the car in – as I should not be upside down in the loan.


Is booking.com a safe website to book a hotel?

I want to book a hotel in Lanzarote but I am not sure if this site is a safe place to give credit card number, or it is a scam. Should I book through the hotel chain website?


What would be the best currency to use at an airport in china?

We will be at guangzhou airport for several hours in transit to the UK from Australia what sort of money will we need for coffee beer etc at the air port


Does anyone know how much it is…?

does anyone know how much is to file for bankruptcy? i am in the state of California. How long does it take and how do u go on about the process.. what should i do and what shouldnt i do…any hints?


I have one payday loan out already, can I still get another?

I got a payday loan last week because I needed to catch up on some bills. I’m in need of a little extra cash again before my pay day, so can I go to a different place and get a loan, or can they check and deny me because I have another loan out? My friends say some are connected, but others aren’t and it might work. And yes, I would be able to pay them off.


What company should I use to consolidate all my credit card debts?

There’s so many companies out there that’s willing to consolidate my debts but which one does it the best?


My ex husband is filing bankruptcy. Can he include child support payments?

my ex husband is filing chapter 13 bankruptcy. Can he include his child support payments in his bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should my gf file for bankruptcy?

she makes 2100.00 a month and has 1770.00 a month out the window due to credit card debt, car payments, school loans, insurance, etc. she has been overwithdrawing her account every two weeks for some time now. she most likely will not need a good credit standing as i already own my house. besides a car i cant see anything else she would need a good credit score for?????


If a bank gives you a mortgage but you are creating the money with your signature, is that not fraud?

and no i am not some bitter person that forgot to make a payment. smart people realize you do not need the service of banks to create money and loan it back to you. we can just create money ourselves (legally) but you have to know how and the world is not ready for that yet. if you was you would be able to find the info easily as its freely available online. the powers at be are just trying to monopolise that ability for themselves.


Is melvin financial loan firm a reputable loan company?

This loan firm is offering me a loan but i am required to send 150 for c.o.t please advise me


Should I file bankruptcy before or after applying for a loan modification?

I want to apply for a loan modification and I also want to file bankruptcy. Should I (a) file chapter 13 and THEN apply for a loan modification? or (b) apply for a loan modification and file chapter 7? If I choose B then do I apply first or file first? And if I apply first, do I tell my mortgage company my chapter 7 intentions? If I file chapter 7 first THEN apply for a loan modification and am not approved what will happen to the mortgage that is in arrears? Please help, I need to get this figured out ASAP! Thanks so much!!!


My mother is filing for Chapter 13 bankruptcy.?

Will she be required to make payments on a car that got repoed six and a half years ago?


Can I claim a Crisis Loan to cover my first months rent and deposit?

I’ve been offered a job in Nottingham after 5 months of unemployment and am due to start on the 8th. It’s initially for 1 month and then, following a review, I’ll go on permanantly. I’ve found a great flat down there for a VERY reasonable price and the landlord is willing for me to go on a 1 month contract and then to reassess it after that but he wants 1 month’s rent in advance and a deposit of another month’s rent (refundable after 6 months). Can I get a Crisis Loan to cover that? I think the risk of not getting this job after 5 months and 22 interviews qualifies as a crisis


How can I get a free copy of my credit report? Preferably by mail.?

Do I need to write to the company? Thanks. If you have a website you can note that down too but I would rather communicate by postal mail with the agencies.


WHERE DO I GET A FREE CAR REPORT?

free, no credit cards needed i need the truth about my truck

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What are some Payday Loan Alternatives?

I recently lost my job and need some cash to help pay for my bills this month. I’ve heard payday loans are terrible. Anybody know of some alternatives to payday loans for somebody who has bad credit?


What are the cheapest reliable credit score companies where I Can get that efficient credit score that I need?

What are the cheapest reliable credit score companies where I Can get that efficient credit score that I need? I need to know what my credit score is so I can start looking for an apartment. And I know it must be bad, but I just want to make sure that it isn’t tooooo horrible. Thanks.


How do i get out of a 2 month problem vehicle auto loan?

I bought a 07 mustang shelby 2 months ago and had problems with it right away.I called the dealer and explained the situation well it took them a month or more to get the car back to me and im still not satisfied with the vehicle. I spoke with the GM and told him i wanted my money back.He told me that he would by it back but he had to see how much the car was going for . My question is how much should i get as far as money back because of my trade in and all the fees and warranty that were financed through the loan? The car was 34000.00 my trade was 10000.00 fees including warranty and fees was total financed for 27000.00. What am i looking to lose here


Debt consolidation loan…$7000 in debt!?

Would I get approved for a debt consolidation if I owe $7000 on an auto loan and misc. debt. How does a debt consolidation work? I dont even have the car that I am paying off anymore, which sucks. Anyone that could give me info on this would be great!



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Amazon credit card worth it?

So I am noob, 18 and don’t know all about this credit card stuff. I have a wells fargo account, and I have a visa credit card they gave me, and I have ~300$ in my account. Now if I apply for the amazon credit card it’s from chase, any downfalls? How does this all work? Is it a good deal? I purchase a lot from amazon. Thanks, looking for a complete run down from experienced people before I make any horrible mistakes.


My ex husband is filing bankruptcy. Can he include child support payments?

my ex husband is filing chapter 13 bankruptcy. Can he include his child support payments in his bankruptcy?


If I owe 40k on land at 6.75% interest, can I build a house and still have the same payments?

We built our house years ago, and we had two loans…one for our land and one for the construction loan and then rolled them together. I’m foggy on the process as it was years ago. This would be a modular home, so it wouldn’t take that long for it to be built…probably just a couple months. So I don’t think I’d have to pay off the land, before I got a construction loan….but I don’t know…maybe if I went through the same bank. I’m appreciative for your comments as I’ll know what to ask when I go in with them and talk about this. Thanks!


What does and/or mean on an auto loan?

hello can someone shed some light on AND/OR situations regarding auto loans or ownership of vehicles when there are two owners? Im in a AND situation and a co-owner of a vehicle.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can credit cards be used at an ATM machine?

I don’t have an ATM card, just a credit card. Can I use my credit card to withdraw money from an ATM machine? I don’t have a pin number for it so I’m guessing the answer is no. I used to live in New Zealand. It was no problem getting money from an ATM using a credit card. Can’t say I’ve ever tried to use my card at an ATM here in the U.S. I do have an American-based credit card. I rarely use ATM’s so I’ve never looked into getting an ATM card. But I’m short on cash for the weekend and I only have my credit card! Thanks for the info.


What does ach mean on my bank account?

I pay my auto loan before the due date and often time pay months in advance I always have the funds but when it deducts it says pending ach


Cd interest rates vs credit card interest rates?

For instance, i invest $5000 dollars in a 5 year CD term with 1.25 and I if I want to borrrow $5000 dolars from a bank they give me this money as a credit card with 14% interest.. So, they borrow my money for 1.25% and I borrow bank’s money for 14%..I think this very ridicoulous!


Do student loans look good when applying for a mortgage?

I have $30,000 in student loans, and will be looking to buy a house in the next 2 years. If I’m making $45,000 a year and making minimum payments on the loan, will that look good when I apply?


I make 35k a year and am buying a 150k house?

I have a gf and a best friend that will be stayin there with me. So really I’ll be paying around 500. It is in a great part of Las Vegas and is a great deal. The friend has live with me for 5 years and will be doing so for a while.The GF is pretty serious also. Should this house payment be an issue? The 500 is including all my utilities. I have a car payment at 350 a month and very little cc debt


I have bad credit and I am in desperate need of loan.?

I have a steady income of 2000 dollars per month. I am in need of loan of about 7000. I have bad credit and i have tried almost everywhere in my home town and on the internet. Is there anyone out there that could give me some help asap?


Anyone file bankruptcy recently? If so, pros & cons?

I am looking for personal feedback from individuals who have recently filed bankruptcy. I am considering it but doing research on it for starters.


What are appraisal requirements for a conventional home loan?

I am currently buying a home that is foreclosed. loan was approved but appraisal said cost to cure is -15,000. under the notes for cost to cure it says the flooring needs replaced and the tub liner. I have already estimated these costs to not be over 1,500?? why do they say cost to cure is 15,000?? and the carpet has no damage, it is just dirty and needing cleaned so why does an appraiser make my cost to cure so high? I got a conventional loan because I was told the requirements for the home will be easier. meaning as long as there was no visible roof, structural, electric, plumping…etc needing to be repaired I should qualify for home? a friend of mine told me he couldn’t get a home once because the garage door needed fixed??? I really want this home I cannot do any repairs to it before I buy it because it is a HUD home… so how do I get this house? its perfect only needs some minor fixes like new carpet and replaced doors. I estimated the cost to be $114 for all. The house is a foreclosure and im sure the people were not happy to loose there home as I wouldn’t.. so I AM PRETTY SURE IT IS COMMON for a home to be dirty and abused a little when its a foreclosure!!! I am a first time homebuyer and I thought I did my research please help, thanks.


Refinancing auto loan for non resident aliens!!?

What are the options for non us citizens/permanent residents for refinancing a car? BOA doesn’t refinance a car for non-resident aliens(visa holders).Does any other bank grants? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is Retail Prime Lending Rate (RPLR)?

How does a borrower ( Home Loan ) is affected by the raise and fall of RPLR. What the the relationship between the RBI ( Reserve Bank of India ) to RPLP.


My ex husband is filing bankruptcy. Can he include child support payments?

my ex husband is filing chapter 13 bankruptcy. Can he include his child support payments in his bankruptcy?


How do I use fafsa to pay for my books in college?

I start college soon and I haven’t bought my books because when I went to the college bookstore they only had new and the books were over 100 dollars. I also heard that it is okay to wait until after the first day of classes to buy your books so you know which versions you need for sure? Should I just buy my books now or wait?


My fico score is 631?

hello. i have a fico score of 631. i just paid off my car($7077) & a old debt of $601 then paid off the bal. on my 2 credit cards one bal. was $494…..limit $500, the other bal. was $241……limit $250, when all this is reported what should my fico score go up too? thx………


How can you pay a best buy credit card?

ok i will check it out but i could have sworn it said a fifteen dollar charge will be applied for enrolling to pay it online. and if so that’s ridiculous. hopefully i am wrong. thanks for the fyi.


Has anyone ever used NovaStar Mortgage?


How can you order a credit report and credit score without signing up for a free trial and credit monitoring?