My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where to borrow money that is not a payday loan?

My sister needs $2000 for that could be repaid in 2 months. She just started a new job, has bad credit and no personal contacts who can help. Suggestions (serious only, please).


Where is best place to get 1st time buyer home loan?

both our scores are around 660 dont have a lot of money for down payment bank, ditech, lending tree, or what please help


Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

because i am struggling in money right now and my employer is cutting my hrs.


3 mnths ago my fico score was 585?

I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Can I include a private loan in bankruptcy?

This is a 1st. There are papers but we never received a copy. We trusted him to be fair then he said it’s an interest only loan so not one penny has gone on the house so we get nothing. We haven’t missed a payment yet but I’m sure it’s just a matter of time. Even tho we haven’t missed any he’s been after us to sell.


What’s the best web based online chat room (not porn) to actually chat with normal people?

maybe its too old school.. I thought there were still chat room somewhere..


Free credit score report ?

I’m buying a car and I want to know my credit score before i head to the dealership. Is there a way for me to attain a free credit score online ?


How expensive of a car can i get if im military?

I’m looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i’d get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!


When does hr block start their emerald advance line of credit this year?

i have been getting the advance from hr block where u go in and give them your estimated income for the year and then you can be approved for a loan of up to $1000 and then they take it out of you refund. i have gotten it every year for the last 3-4 years and i was wondering when it started this year because i really need it to help my family out for christmas.


What are some ways I can improve my credit?


What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

Don’t care for payday loans -NOT AN OPTION ok. I’ve already pawned some stuff. Didn’t get much money along with odd jobs for elderly neighbors too. Friends & family are not helpful either-have own money problems. On fixed income/disability too. No luck with personal loan from bank/credit union. Any suggestions or solutions will be appreciated.


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

i know that there are programs with the correctional area that will help pay off student loans. but does anybody know where else i can look? i have a lot of student loans under my belt. i have yet to consildate, but i wll soon. i need so really, good, smart answers. in other words, i need HELP!! thanks so much for any help that you give me. also, i am texas.


Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

Ok so I live in San Francisco Ca. I got an electronic payday loan from Cash Advance America for 300 dollars in December 2013. After that I lost my job and I cant pay them right now. I got a call today from a Daniel white ” from phone # (914) 222-3393. Its a man with a heavy hindu accent and tells me he is calling from the credit bureau of investigation


How much do mortgage consultants make?

i heard they make 1% of the loan amount. so if 4 people take out loans for 500,000. 1% is 5,000. so a mortgage consultant could make 20,000 a month?


As a follow up to my last question, anyone know any bad credit auto loan banks or what not online?

Capitalone already declined me so anything else. Please only answer from experience or if your a lender, just not with a link that will take me to another link and then someone calls 2 days later from a place about 70 miles away. Thank you


What is a good gift for my realtor and mortgage broker?

As first-time homeowners, they have helped us for the past 3 years to repair our credit from a low score of 540 to our present 780. They have helped us with purchase decision-making with cars, etc over the years as to make sure we don’t hurt our own credit. We are getting ready to close on our first home and we would like to buy them both something nice. Do you think a decent sized gift card to a nice restaurant would be ok?


Extension of parent’s credit card affect me?

I was 18 when my mom gave me a credit card that was an extension to hers. I have two questions. 1. Is this card part of my credit history? (it would be my very first credit card then) 2. Does her big balance negatively affect my credit ?


Should Payday Loan stores be made illegal in all 50 states?

Only July 1, the state of Oregon passed laws forcing these payday loan companies to treat customers fairly and not charge outrageous interest of 500% or more. Most of the stores left the state. Should the rest of the nation shut down these folks for being legalized loan sharks? or is it up to the borrower to decide where they want to get money from?


Will my banks deny me for an auto loan?

oklatom; its not that i am trying to push it up. i am finding the car i want on the internet. and when i get ready to buy the car may or may not be there. therefore i want to give myself as big as a margin as possible to buy. what if i find another model of the car i want but it costs 8k instead of the 7k that this one costs?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

I live in Illinois and took out a payday loan. I signed a voluntary wage assignment. I revoked a wage assignment last month (In Illinois, we can cancel it at anytime). Last week they sent me a letter that they will garnish my wage unless i pay up or send them a revoke letter. This pissed me off because i already sent them one. I sent them another one right away and all attached the notice of defense (certified mail). Today I got a letter from them stating that if i don’t pay up they will tell my employer to garnish my wage. I talk to my employer and they said that if they it, the payroll office must comply and that I will have to take the payday loan company to court if i want the money back. Can I sue the payday loan company if they ignore my revoke letter and still proceed with garnish my wage? I’m going through bankruptcy right now and they are fully aware of them but they are trying to break the law to get their money back.


How can I find out what my allstate car insurance policy number is?


Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


What personal possessions can be seized in the event of a bankruptcy?

I know it varies by state. But if you have a paid off vehicle which is your primary source of transportation, can this be taken from you and sold? Also, can your wages be garnished as well?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

I am 1 month behind on payment, paid last months and this months payment today, will they give my my 5000 credit limit back since I had it last month but do to the missed payment they gave me 0? I paid both payments plus an extra 50 bucks?


WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

can anyone tell me of any sites like wonga.com where i can borrow a minimal amount for eg.£20 and have it in bank same day? any help would be appreciated Nat x


What is the best online mortgage company?


How will filing Chapter 7 bankruptcy in Illinois affect me?

Last year at this time my credit score was 750, but over the past year I have had some financial crisis and am very deeply in debt. I talked with a lawyer today and I understand the difference between chapter 13, and 7. My question is, other than the obviouse destroying my credit, how will filing chapter 7 affect me? Will I ever get a credit card again? Will I lose my atm/debt card? Will I be able to rent a house or apt after my foreclosure? Please, anyone who has any experience with this, any info would help.


I have about $16,000 in debt. Should I use a debt consolidation agency?

So I have (altogether) about $16,000 in credit debt between 2 credit cards and a line of credit with BECU credit union. Total each month my monthly minimum payments total about $400. I can make the minimum payments no problem and can usually pay a little bit more though not much. Between my other bills, gas and having a little extra money to have a life with I can usually pay an extra $50-$100 total each month. My BECU payment is about $150 a month (with a little over 10% interest). I also have a mastercard payment of $145 a month and an AmEx payment of $90 a month (both 14-15% interest). Is it worth it for me to contact a debt consolidation agency (a co-worker of mine uses Care One Credit and she says they’ve helped her), and if so what is the best one to work with? Or am I better off just making my payments and paying what little extra I can, whenever I can? I don’t really have the option of getting a consolidation loan as I do not own a home and my vehicle is not worth much at all (still runs great though). I did a google search on Care One Credit and found a lot of talk about them not really helping people and in some cases making it worse but my co-worker swears they have helped reduce her debt from $4000 down to a little over $1000 in less than 2 years.


Can my mom be put in jail for owing a cash advance?

I live in South Carolina nad my mom owes 3 cash advances. She’s on Social security and SSI. She can’t pay these cash advances. 1 is not bothering her 1 wrote her a letter and saying that they are going through some legal work and 1 came by here at the house and said YOU WILL GO TO JAIL IF YOU DON’T PAY!” Can they really put my mom of 77 years of age in jail? I’m in bankruptcy and my lawyer said i didn;t have to file because they can’t put me in jail. But i went through with the bankruptcy. I just want to know what to do. Thanks!”


Can a new mortgage cover closing costs and home repair/upgrades?

Ok, question answered! I wasn’t sure how all of this works, and no, I’m not suffering from a delusion” as someone put it


My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

Starting January should I cancel this credit card 20% interest seems excessive to me? and the 20% is variable


What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

we already have a star card


I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































How to get a real loan to pay off payday loans?

How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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What is a loan disbursement, and how does it affect interest?

i don’t quite understand the nature of a loan disbursement. (i’m dealing with a federal direct unsubsidized student loan and a federal direct parent PLUS loan). is a disbursement like using PART of a loan? or is a disbursement THE loan amount? like say in total over a year you are going to have to borrow 5000 – my question is does splitting it up into 2 disbursements mean you pay interest on 2500 for half a year, then when you want to use the next 2500 for the next half year, after that second half is disbursed, do you start paying interest THEN or at the beginning when you decided you’ll need 5000? i did a really bad job explaining that, but basically my question is what is a disbursement and does getting several disbursements affect the amount of interest accrued? (i understand that each disbursement creates a fee, but i am right now wondering about the interest so that i can compare what’s better)


HOME LOAN INTEREST RATE NEGOTIATION?

CAN I NEGOTIATE INTEREST RATE FOR HOME LOAN. OR ANY CONCESSION ON PROCESSING FEES


Me and my husband are separated. Can I file bankruptcy without using his income?


Laid off cant pay car loan what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score of 716? Is this good? To be approved for a Mortgage?


What would be a good APR on my car loan?

I have zero credit history and I’m putting down $5000 on a Ford Fiesta that will cost me around $15000 everything included. —I’m thinking about going to a credit union….Ford offered me 7.9% APR or a $500 rebate. I’m hoping to get 7.9 or better at a bank or credit union so I can take the rebate too. Tell me what you think.


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy for free. Who does it in DC?


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


Does anyone if and where I can get an auto loan for under $4,000?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


Where can I get a free credit report w/out having to sign up for free trials and such?


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


How do i increase my credit rating?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Without Credit Score?

@Man of God I have a good stable job and 2 yr history with my bank. I am not sure about how much money I can pay as first installment.


So I went to FreeCreditReport.com and checked my history… I just turned 18 and have all of my dads credit…

How do I get my credit cleared? My first name is his middle and vice versa, I know its a simple error, but all if his stuff is on mine and I cant get any cards or anything..? What do I do?


How much can I get from a student loan?

I want to know what is the maxiumum amount I can borrow for college. Also, what is required to get a student loan? Do I have to be 18? Do my parents need good credit? Thank you.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


Free credit report.com songs?

i know all of these 3- http://answers.yahoo.com/question/index?qid=20080509140342AAa0Mys but wasent there one where every one was on bikes and the lyrics are all like- f to the e to the e to the e to the c to the… and so on what are THOSE lyrics?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Won’t get approved for credit card?

i been trying to get a credit card for the longest time i got good credit but i won’t get approved for none of them! so what should i do or what credit card should i sign up for thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% ?

If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% are people more or less likely to buy houses?


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


Filed bankruptcy a year ago but they are still reporting past due balances?

In January 2010 my parents filed bankruptcy but the stupid lawyers messed up and didn’t reaffirm my car(parents loan but I’m paying the loan)-our paper work said it would be reaffirmed but it didn’t happen. So technically my car was filed in the bankruptcy but the loan holder said if we continue to pay the loan it won’t matter. They no longer send us statements and such. Anyways there have apparently been two months in which I did not pay the monthly payment (I believe December 2010 and February 2011). We found this out because my parents just ran their credit report and it was reported on there as a past due balance. Being as the car is part of the bankruptcy are they allowed to post past due payments on their credit-which brings their score down even further?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get out of payday loan dept, that has snowballed into a civil dispute?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


How do I change my name with Equifax Canada?

I couldn’t really make out what the guy said on the phone despite getting him to repeat it multiple times. How do I change my name upon marriage with them? Does anyone know what documentation I must send in?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report .Com?

I keep seeing this commercial and ads everywhere for Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean


How to get a loan no job or bank account?

need a loan no bank account, job, or credit card


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


Victim of Identity Theft, How do I get the accounts removed from my credit report?

My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer


Will paying off charged off accounts help my credit score? and other questions….?

My credit score is very low (around 500). I have a bankruptcy that will be 5 years old this year. Since then I have had about 5 accounts charged off. (Went through a really rough time…dont judge!) That was about 2 years ago. I have one installment account that I opened and just recently paid off. That account should be in good standing. But that is all that I have going on with my credit report. I don’t own a credit card that I make payments on. I just use a prepaid visa as a credit card if I need one. What would be the best way to make my credit report better? Will paying off those charge off’s even help at this point? Does having an open line of credit in good standing a good thing for your credit score? How long will that bankruptcy show on my credit report and how will that affect my credit score once its gone? Thanks for any help!!


Credit cards after bankruptcy?

Please do not judge me or post nasty comments about bankruptcy… My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and are filing for bankruptcy. I am curious how long it will take to get a credit card after the bankruptcy discharge? We want to re-build our credit ASAP.


Can a person withdraw money from an ATM using a credit card?


Debt consolidation?

what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Looking for a online game with high graphics?

would mostly like it to be rpg or mmorpg or mmo or something. but graphics kind off counts to me. i like japanese or chinese games. but in english version ofcourse. i tried loong online, and i liked that game very much. but i grew tired of that, so i’m looking for a new game:) thanks in advance:D btw skyrim rocks!!! just had to say it…


What type of loan should I get? My car is broken down…?

Okay I owe 6200 on my car and now it needs a new transmission for $2000. Should I get a line of credit on my house for the amount (13.5% interest) and i can deduct the interest at tax time, or should I just refinance my auto loan? The interest on that is 9% and I can’t deduct the interest.


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


I’m being charged twice for my student loans – what can I do?

I consolidated my loans after I graduated in 2000 and I am in good standing with the company I consolidated with. However, suddenly I didn’t get my tax refund because of outstanding student loan delinquencies. After looking into it further, I found out that another consolidation company is stating that I owe them the entirety of my student loans. So in essence I’m being charged twice for my BA. I could use some advice and guidance as what to do about this. Surely this cannot be legal.


Where can i go to get a free comprehensive decoded” credit report?”

by decoded i mean a list of of all debts owed and by whom.




















































How long does a bankruptcy stay on your credit ?

How long does a bankruptcy stay on your credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Credit score is a 552 what do I do?

I want a new car. I need to find a way to boost my credit score by 50-100 points to get a good deal. I didn’t have parents that could lend a financial hand so I racked up about $4000 debt in college. I don’t owe any student loans or anything. Anyone have any suggestions as to what I can do to help improve it? How long does it normally take to do so?


What is a loan sale? definition and explanation?

I am looking for a good definition of a loan sale by banks and also an explanation in details how a bank get into a loan sale to keep a particular loan off their balance sheet and book other loans. thanks and regards


Is it better to add a person with lower credit score to the auto loan application?

I have a credit score of 700 and I want to apply for a $20k auto loan. I really want my wife’s name to be both in our application for the loan as she also has a fair income (we filed our income tax together), but she has a lower credit score (600). Would that increase my APR interest? Or is the APR solely based on the person with higher credit score?


What’s a apr rate with a credit score of 704?

i’m wanting to get a new 08 mustang but i have a thin line credit” (i think i means i don’t have enough major bills that build my credit) but my score is good they say. what should my APR be?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am repaying a 3,500 loan with 20 equal mthly payments of $196 each. What should be annual percentage rate?


Where can my cousin get financed for an auto loan with no credit and only making 900$ per month part time?

I am trying as hard as I can to find a reputable place online that would finance my cousin to take over my car and put it in her name. She only works 30 hours a week and gets about 900/ mo. Where can get that assistance? I desperately need to find somewhere that will approve her. And I am definitely not willing to cosign with her.


What happens when you don’t pay back cash advance places?

I owe 2 seperate cash advance places and just can’t pay them back. What will happen?? Will or can they sue me or can I go to jail? I already have bad credit so I’m not really worried about that. By the way this is in California!! Thanks personal exsperience advice wou;d be appreciated…..


How long does a bankruptcy stay on your credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I was approved for a 72-month auto loan with simple interest at 9.9%…?


Paying 28% on a auto loan…help!?

Here is the problem, I just found out my auto loan company is charging me 28% interest on my loan! and to boot they are charging me 3 dollars a day on top of the balance? I have paid over 7,000 dollars on a car that is only worth 5,000 and I still owe an additional 5,000! I know they are screwing me, and it’s my fault ( I had my boyfriend get the information and have me sign on the dotted line, I was working and trusted his judgement…I know…stupid move) What can I do? If anything? I live in Florida if that helps? Please, I am in desperate need of good financial advice..


Does your credit score change every month?

does your credit score change every month


Any options besides Debt consolidation?

I have about $23,000 total in credit card debt. I have great credit just too much. Total it is probably 6 different credit cards. I am interested in debt consolidation thinking that it will help me pay these off faster. I have canceled all of my credit cards and will never open another one. Is there any other option or is debt consolidation my best option? Thanks in advance for any help.


How does a preapproved car loan work?

I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?


Has anyone worked for Primerica? Is it a scam?

I am a soon to be college grad, and someone from Primerica called me because they saw my resume on a job posting site. The guy seemed very sketchy, did not mention a position, only mentioned the name of the company after I asked him several times, and he scheduled and interview at 7pm. i have it next week, should I even bother going.


Citibank personal loan?

i recently applied for a personal loan and right now there verifying my application. i was wondering if i get approved will they send me the money right after approval or do i have to accept first the reason is that i’m not sure if i want the loan anymore because i found cheaper interest rates so even if i get approved can i decline the loan??


A personal loan or a credit card: Which would be best option for this purchase? .?

*Raps head* Ah, the spending limit, among other things mentioned, are things I’ve overlooked here. That’s why I asked. Thanks for bring those things up. @ David. Bike aside, the essential gear required (Helmet, Secure Locks, Adequate Lights, Storage[Rack& Pannier] , Spare Inner-tubes, a pump, etc) could easily add up to half of what I need. I also plan to be involved in cycling events. A modest road bike would be $600 at the least. A $200 walmart mountain bike is much, much less than ideal here. Thanks though. I don’t have the money already because I was unemployed for a while.


How long does a bankruptcy stay on your credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad credit loan question. www.creditandloans4u.com?

should i do a loan with www.creditandloans4u.com i have bad credit?


Car loan with a credit score of 595?

Can I get a car loan with a credit score of 595? I have a medical judgement on my credit that I am paying for by having wages garnished.


I am retired and on socail security i have fell into a hardship looking for a short term loan?

I have tried several payday loans on the computer but no one offers to socail security recepitents


Differences between 2LS and 1LT Camaro? ?

On a tight budget and leaning towards a 2LS Camaro but is there an External difference from the 1LT? And is it noticeable? I can always mod the 2LS and make it look badass right?


What happens to your rrsp when you file for bankruptcy?

Will they take if away if you file for bankruptcy? Location: Toronto


Can you western union yourself money paying with a credit card to recieve cash? Instead of atm cash advance?

I want to take 60 in cash from my credit card by paying for western union to myself is it possible?


A quetion about payday loans??

Well iv applied for a payday loan off quick quid and about 2 hours ago it says its been issued. Does this mean it has been approved?? Im just wandering because it says they give you the money with in an hour after its been approved but i stil havent got it. Does it take a while for the bank to transfer it or something?


How can I find out my account numbers?

Ok I dont have the old bills which is my problem and as far as freecreditreport.com no kidding they are going to charge me a fee that is for there service da. I want to monitor my credit not see my report once a year. Just because they advertise doesnt make them sleezy get your head out of your ***

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after a bankruptcy should you get a credit report?


Interest Rate for Poor credit customers?

I get offers all the time from Blue Sky and Capital One for pre-approved auto loans up to $30,000 but they never state any terms in the offer. They want you to go and see a dealer before any particulars are disclosed. Anyway, have any of you bought a car this way or know how it works? What is the interest rate range, lowest to highest? I’m in California, if that matters. Thanks!


Paypal and cash advance?

Hi, here’s a scenario: Say I want to make a payment (overseas, if it matters) directly within Paypal, so either making a purchase or sending someone money through Paypal’s site. Using only funds from a credit card. Would either (making a purchase vs. sending/gifting money) be considered a purchase or cash advance to your credit card? Also, would it be the same for every credit card company or do they threat Paypal charges differently? I would like to hear from people who actually did this -for personal payments in particular (ie. gifting money to friends/family overseas)- and please state which bank your credit card is from. Thanks!


Bad check to casino Help!!!?

I wrote two checks to a casino over a year ago now credit collectors of america are calling and threatening to press legal charges can they in illinois? I am a single mother of 4 and I cant afford to go to jail…. Please no negative answers



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why can’t you check your credit report without getting swindled?

This is a serious question, and this should be looked into by some lawyers. I check my credit report twice a month, and EVERY time I have to enter in my debit or a credit card number, and twice every year I have to end up making phone calls to stop them from charging about 20 dollars a month to it. This is a joke. It is supposedly our American right to check our credit report for FREE, and to just simply obtain it. However, if you go on the internet not a single place will allow you to get your credit report without punching in numbers for them to end up robbing you. Is this legal? Is Equifax, Transunion, and that other one part of this scheme. I heard they that the credit card companies all own these Credit Agencies”


How long does a bankruptcy stay on your credit ?


Student Loans And Bankruptcy. Advice?

Can an unpaid student loan be applied to a bankruptcy filing? I have been going to school for 5 years (switched majors twice), I owe almost 30,000 in student loans (taken out the first two years of college in a financial” package I had signed from my college


What does consolidate mean in accounting terms?

what is subsidiaries?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why is it that people have to go to bankruptcy court?

Just wondering what to expect. My husband and I have to go today and I was wondering why do you have to go to court when you file bankruptcy and what is it that I should expect with it? All answers appreciated thank you


Do they check current employer for auto loan?

Do they check job references on an auto loan? Anyone in auto business that knows FOR sure , do they check your current and previous employer on an auto loan? Please reply ASAP thanks


Can we get out of our rental lease after we file for Bankruptcy?

Our lease isn’t up for another 5 months and we are filing for bankruptcy for debt reasons. We found another rental home that is only $925/mth (we are currently paying $1,400/mth). We will be talking to our attorney about this Wednesday, but I am just curious if anyone can tell me now. I am REALLY wanting to downsize so we can buy again sooner. My husband makes $75,000/yr so we can afford” to stay here


My bankruptcy lawyer hasn’t done anything and it’s been 2 months?


Best online payday loan company?


Is it possible to get an auto loan with that fits my criteria with bad credit?

I am a 23 year old guy who has no credit score. I have had people looking at my credit and a couple doctor bills that have gone against my credit. need to buy a new car though, and I cannot find where to look for a loan. I am trying to buy a Subaru WRX, preferably from a private seller but I will buy from a dealership if the car is right and there is no other option. Where would I look for an auto loan?: I have called 1800 bar none, but they only go through one dealership and I would not get to choose where I bought the car, and there is no WRX’s available. Does anyone know of any other options?


Why is it that free credit reports online require a credit card? Where can I get my report for real for free?

Freecreditreport.com requires a freaking credit card? How is that free? and experian wants one too! I thought you were supposed to be able to get your credit report for free from all 3 agencys once a year! How do you do this? I tried calling Trans Union and they needed a credit card and wanted 19.95! How the heck am I supposed to find out what is still on my credit and if it is right?


Can I write off unpaid wages on my taxes?

My employer filed bankruptcy and owes my $12,852. Can I write that off on my taxes?


Why can’t I obtain my free Credit Report online and no I haven’t received my free one this year.?

What are some of the reasons why a credit bureau won’t let you see your report online. I enter all information correctly then at the end it states that I have to send it through the mail to obtain my report. Why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the actual dollar amount of Ch. 7 bankruptcy have a scalable effect on your FICO score ($0 vs. $10,000)?


How long does a bankruptcy stay on your credit ?


What is the easiest way to get credit if you have NO credit?

I am trying my hardest to figure a way to get credit, but its almost impossible to get credit if no one will offer you a way to get credit.. i apply for credit cards and get denied everything i do is a NO… what in the world do i do??? i need a way to get credit….


When applying for a first time mortgage what is Mississippi Bond money and how do you qualify for it?

I am getting ready to finance my first home. I am 20, have never owned a home and have been told that I might qualify for Mississippi Bond. What is this?


How much will my credit improve when my hard inquiries fall off my record?

I bought a car coming up on two years in July. The place I bought it from ran my credit through a bunch of banks which resulted in about 12 hard inquiries. At that time I had really good credit but not enough credit history. Since then I’ve had one more inquiry when I got three credit cards that are paid off in full every month. I have never been late on a payment to any credit institution and have been paying on my car for the last 21 months an extra 40-60 dollars more than what is owed. Right now my credit is a whopping 677. When I applied for the credit card I knew it would go down but other than my car loan I hadn’t really had any other established credit besides a closed credit account from college and a paid student loan. I added the credit cards so that i would have more open accounts with ontime payments and more accounts on record with good payment history. I have no derogatory marks on my report. My question is how much can I expect my credit to rise once those hard credit inquiries leave in July?


Frank Zappa Scores or Sheet Music?

Also, I can’t even find some to buy.


Anyone know a got website to check ur credit rating and whats affecting my credit rating?

Iv been told to try experian.com but u need a credit card bit i do not have one




















































How do you get 0% APR on an auto loan, is it past credit or a promotion only?

How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Sallie Mae student loans?

I have been attending school for the past year, using Sallie Mae student loans to pay for in person education. Now, I am trying to switch to online schooling for the remainder of my AA. Does Sallie Mae cover online schooling? What about housing?


Does any one know where i can get a free online credit check ?


How much of your monthly income should be a mortgage payment?

Say on average you make $3,000 a month. (I live in Oregon by the way..) You still have to pay other things like water, sewer, garbage, electric, cable (maybe).. How much should you aim your mortgage at while looking for a home?


Is it true that every time you check your credit report through freecreditreport.com it counts against you?

I’d also like to know how many points they take off per credit inquiry.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the best student loan consolidation options?

I have some $50K in student loan debt, which is defaulted, and in Colorado and New Mexico, across several loans. What are my options as far as consolidation goes? Are there non-profits that could help the interest stop? Will I be eligible while they are in default or do I need to get them out of default first? The current asking payment rates on my loans total about 40% of my income and are not feasible at this time. Specific names and websites of agencies that can provide assistance would be appreciated.


Part 9 Debt Agreement – What does the future hold?

I am living in Australia, and have been paying off my debt for about 2 years now, and have one year left. I am concerned about my future, I have a fantastic job now and I own my car, but I am worried that my credit rating is too shot to ever be able to get a credit card or home loan. Has anyone ever been in this situation before or have any advice? I am so much better with money now, I don’t want to be punished forever for my mistakes!


Is it realistic to get an auto loan with a FICO score of 650?

I had some credit problems in the past and most of the negative items will be removed from my credit report in less than 6 months. My current score is 605 and I expect it to be at least 650 by next summer (perfect timing, since I’ll need a new vehicle by then). My understanding is you can still get a high-interest loan with about a 625 score. But, how much lower would that rate be with a score of 650? I intend to borrow in the range of $13-$15,000 at 60 months.


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my free credit report easily?

How can I get my free credit report easily?


BANKRUPTCY CHAPTER 7?

if a debt on your credit report said discharged under chapter 7 does that mean you do not have to pay this debt?


What website can you check your credit for free?


Can someone answer this and show me the steps u did to get to your answer?

Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700


What does shorting sale of sub-prime mortgages” mean?”

Referring to what Goldman Sachs was doing


Question about bankruptcy?

Ch. 13 bankruptcy will stay on your record for 7 years. Someone also told me 5-7 years. Question #1-Is there a way to have your bankruptcy record not last as long if youve paid a some of it back. Question #2-If so, what is least amount of time it can potentially stay on your record depending on how much money you pay back.


How old do you have to be to get an auto loan?

They will not give my mother one because she has an open loan.


Canadian border services training?

I’m very interested in becoming a border officer, does anyone have any tips and advice for me? can i apply and receive a student loan during my training?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Am I the only one who considers the free credit report band one of the best bands of the era?

I think they’re up there and I’m not a class rock fanatic. Even though the front man is lip singing. they have much charisma and that It” factor to them.”


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


Where can I get a FREE credit report with out credit card required? Or, I can pay with paypal?

I want to get a detailed copy of my credit report. Also, one for my fiance as well. I DO NOT want to pay for a copy of this… what can I do? I can use funds in my paypal account… Does anyone know a REAL free credit report website that doesnt require your credit card?


Filing for bankruptcy with a lawsuit pending?

A man who had a class action lawsuit filed against him just filed for chapter 7 bankruptcy. The funny thing is that he owns muliple venues and is even on a couple of shows on TV. What does this mean for the lawsuit? Does it just get put on hold or something?


Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.


What all can potentially get liquidated in ch.7 bankruptcy?

I know it can liquidate your home property. Anything else?


How much difference does a co-signer make to the interest rate on an auto loan?

Now I am confused. I didn’t at all get the impression that my rate would not change with a co-signer and that it was just to get me the loan in the first place. From what I was told at a dealership, I could get a loan but I would need a down payment and it would be at a high rate. They told me to get a co-signer and that could potentially bring my interest rate down drastically. I just want to know realistically how much I should expect it to impact the rate going down. Now I’m hearing it won’t bring the rate down at all? =/


Auto loan and car insurance?

The bank has pre-approved me for 11k. I have talked the dealer down to $8,500 for the truck i want. My insurance is going to be around $1,200 for 6 months. If i get the auto loan for 10k, will i be able to use the excess money to pay my insurance. I believe i read that the check from the bank will be written out to the dealer, but what will happen with the excess money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Drive thru divorce services in Las Vegas?

My cooworker is been wanting to get divorce but his wife is nowhere to be found. He heard somewhere that you can get divorced in Las Vegas with no need of layer for a smaller fee than a regular divorce process. Can anybody help me out with this one? I told him I would ask you guys, u seem to know a lot!! Lol Thanks!!!


Question regarding Army: student loan repayment program SLRP?

I have stafford loans and also Private student loans. Will the army paid for both my loans as a SLRP program??? My loan amount totals at $34,000 any help plzzzz???


I am a 19 year old college student with not so good credit seeking answers about a personal auto loan.?

Does anyone know where I can get a personal auto loan under $4,000?


Can a bank take both of my cars if I file one of them for bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans. Charging way too much interest. I got a couple of them and Im being charged 400 a month in inter?

Dose anyone know how to stop them from charging so much interest. Id like to pay them off in payments but that all I can do. I can barely take care of my four kids. Any one know of someone who can help?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


If I consolidate my payday loan will it ever affect my credit history? will it hurt me in the future?

Im still starting to build up credit, so I bought a car, I put a lot in downpayment, Month later there was an emergency so I loaned online (payday lenders) 1.5k and now I have been paying for very high interest monthly. I live in Maryland I also found out they are illegal? what should I do? If I go for debt consolidation will it ever affect my credit standing? As of now Im current of paying them every payday but it seems like Its hard for me to pay off the principal due to very high intetesf that I have been paying. What should I do? is debt consolidation a good plan?


Appealing Financial Aid?

I’m working with him on several scholarship applications. I’m just confused why if all 3 schools received the same tax info, 1 of them interpreted it so differently than the other two. And believe me, I see how much this family struggles, even to send 2 of the kids to college. $20,000 would be impossible for the family. Has anyone else every been in a similar situation? How do you get the school’s financial aid committee to realize that my mentee literally will not be able to go to the school without more help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Un-paid payday loans never went on my credit….?

I had 2 loans out at two different times. I intended on paying it back but times were tough and those payday loans kept me under even more with the interest and the amount it costed me every week to extend them. A good friend of mine worked for a payday loan agency and told me that they wouldn’t send me to collections- just threaten. So I let them go. One was a cash 1 payday loan and I remember I thought they put me in collections since I got letters from a collection agency but when I ran my credit 3 years later, nothing was there. Not even for the 2nd payday loan place. I had closed my account so they were unable to cash the check. Its been 3 years now, I worked hard at paying my debt off from what is on my credit and now I am curious about those payday loans from long ago. Since they never went to collections- they probably never will, right? My credit is golden to me now. Back then, all I cared about was getting by. Now I am in a better place. Do you think they would put it on my credit after this long? Do you think they could take me to court to garnish wages? or does it have to go to collections first? I just saw an article that made me think of this. Truthfully, I dont want to pay it back because I am embarrassed. That would mean I would have to tell my husband about them. (it was before we were married but embarrassing).


Question about the H&R Block Emerald Advance?

I usually get my taxes done at H&R Block and I have an emergency that I need money for. I usually get around 3 thousand back. How much can I get and what do I need to do to qualify for the Emerald Cash Advance???


How much capital am i paying off my mortgage?

I have a 5 year fixed rate mortgage at 4.79% we borrowed £210,000 and put £30,000 down as a deposit. We moved in at start of the year and I already have my plans about buying a bigger place in around 2 years. I am trying to work out how much I will have as a deposit in this time and was wondering how much I will actually of paid off in my house by this time. We pay £1100.53 per month and I realise a lot of this is interest at this early stage but would love to no each month how much capital is being cleared. Any comments would be much appreciated. Thanks


Can I have someone co-sign for me without physically being present?

I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.


How to get government grant money with Califonia CALWORKs program?

I just filed a bankruptcy three months ago , and had no job since 06/2007 , I’m almost 49 years old , lived at my young sister’s house with my wife and 27 months old kid , my sister just allow to live there until to the end of Sep/2011 , we also owed the insurance company some payment and to be canceled the health insurance , so How to get government grant money with Califonia CALWORKs program in order to live , to eat, to …….., is somebody can tell me how to do step by step , how to find the application form, how to fill out the form , thanks a lots


Anyone going to hire the Free credit report .com singers to sing in their next New Year’s party?


Where can I find buyers for business loan leads?

I’m involved in a new venture generating high quality loan leads in the finance sector. A range of verticals are involved such as commercial mortgages, unsecured business loans, equipment leasing loans, mixed use loans, cash advance business loans etc etc. The leads are to be generated by SEO techniques and can be sorted for literally any combination of field settings needed. They can be exclusive if need be and will be immediate. Long term I hope to negotiate a fruitful relationship with lenders and/or brokers, but in the mean time I need somewhere to pass the leads on to, at least until I can provide traffic figures and lead gen stats to potential partners. I know of Leadpile, Leadvibe and such places but they tend not to deal in the verticals I am intending to work in. Are there any companies that will take all the leads I generate/or some until I’m able to get a foot-hold in the market?


What proof do i need to know that a business (loan firm) is legitimate?

I need to borrow SGD $75,000 to furnish a bond, Does anyone know of any legitimate lenders(Singapore and international)? I found someone who claims to be an international moneylender, Lance Hopkinson. What proof do i need from him to know that his business is legitimate? He has shown me his EU identity card and certificate of incorporation but i am not convinced as these documents can be photoshopped.


Where can I watch movies online no donwload no credit card where can I watch like that?

Withou credit card and downloading where can I watch?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you close a bank account and then declare bankruptcy?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


How to calculate the APR of a short term (payday) loan?

Dear members, searching the internet for a payday loan I am constantly facing different APRs. I am wondering how this magic number is calculated – especially because the APRs seem to differ substantially for similar interest rates and I fail to come anywhere near these numbers. An example is the following site with the loan issuers and APRs listed below: http://www.moneysupermarket.com/payday-loans/ If the loan amount at PDUK is 100£ and after one month one has to repay 125£ (an interest rate of 25%) how do you get an APR of 1286.2%? I would be very grateful for some help, Alex


Annual Free Credit Report with Security Freeze?

Due to a possible compromise of personal information, I placed a security freeze on my credit file at all three bureaus several months ago. I recently went to www.annualcreditreport.com to request my free annual disclosure from Equifax and this is what has ensued: 1. Requested Equifax free annual report using the telephone touch tone” ordering option. Instead of my report


What do they mean with card name? im going to order via the net and they asked me what my card name is.?

yes i have VISA


How can i prove to law firms that i am judgement proof?

i got served summons papers from two different credit card companies (law firm collection agencies for my credit cards) that are taking me to court because i am unable to pay the debt owed. * i have no job and haven’t for a long time * i have no apartment or house (i am living with my sister for now) * i have no car * i have no assets * i have no current bank account how can i prove to these places that i am judgement proof and get them to NOT take me to court? i can’t borrow any money from anyone to help me with this debt. i cannot pay for anything myself, i am beyond broke. i sent them letters explaining my situation… but i dont know. i can’t file for bankruptcy because i have no money and can’t afford the 1,000 retainer fee or lawyer fees. i live in michigan if that helps.. thanks


Car loan: Should I stick out or go for the lower interest rate?

Here’s the deal…. I own a 2006 PT Cruiser with 75,000 miles in mid condition. The Kelly Blue Book value is $4,400. I owe $9,000 on the car with an 18.6% interest rate. I have tried on 3 occasions to lower the interest rate; once at the place that carries my loan, once at my own bank and once at a credit union. All three have basically told me there is too much negative equity in the car. To lower the interest I’ll need to lower the balance to blue book value. Enterprise car sales, where I bought this car, called and said that right now they are running a promotion where they will give me blue book value for the car + $1000 toward another car. The ideal thing would be to get a car between $8000 and $12000 with mid to low mileage and get a lower interest rate on the new loan. My question is it worth it to tack on negative equity to a new loan to get a lower interest rate on a car with less miles then we have now? Please don’t respond with the whole I can’t believe the interest rate” as having the interest rate myself I already know. Thanks.”




















































How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If im given a 500 dollar limit on my credit card do i have to spend that entire amount? just wondbring if i have to use ful amount then….?

Repay or can I lets say only use 250 and repay. I guess what im asking I will I have to pay the full credit limit if ive only used some. Or do i just pay what I’ve used.. old help lol. New to this. Just trying to build my credit


Best Credit Card Company?????

I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???


VA HOME LOAN CERTIFICATE OF ELIGIBILTY?

I went online to ebenefits and (applied) for the VA Certificate of eligibilty and received it the next day. Does anyone know what happens now that I have that? Does that mean i’m approved for a home loan? Or does this mean if my credit isnt up to 620 i will still be denied? I have like a 600 credit score with the certificate of eligibilty in hand.. What or is there anything I can do with it? Thanks…


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get a good faith estimate without credit report being pulled?

I do not want multple inquiries to my credit report.


Best tenor saxophone reeds for marching band/pep band?

I’m learning tenor saxophone and am going to be playing it for pep band/ marching band in high school. I’m on 2.5 reeds, which brand/kind of reeds would be best for playing marching band? http://store.daddario.com/category/146174?language_id=1&currency_id=1


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My dad wants us to take over his mortgage. Whats the best way to deal with this situation.?”


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


What kind of auto loan rate can i expect with a credit score of 700?


I have a credit score of 614, can I get a mortgage loan?

I filed bankruptcy about 2 years ago but has had a clean credit history since.No miss payments, no deliquency, I make about 40-45K a year, I have about a 23k auto loan out, I was wondering was its possible for me to get about a 80-90K mortgage loan and If so who would be the best lender/bank to go thru with my credit and income.


Should I even worry about my husband credit card?

My husband got this credit card shortly after getting out of boot camp but failed to ever really mention it to me. Now its a year later and we are going through a mild debt situation when he springs on me that he has $700+ he needs to pay off on this card. I was surprised and a little annoyed he didn’t tell me since we are trying to get financial straight again and are normally very open with things like this and we share the same bank accounts. Around the time my husband got this card we were only engaged and living 2000 miles away due to military. He had just lost a significant amount of weight in boot camp and got very cocky which wasn’t pleasant for me. He pretty much acted like a smart a**. He went through a phase where he would fib constantly about things as well saying he was abused as a child and says he still feels the need to lie because that what he grew up doing until he moved out. We talked, he got he head on straight again. End of story. So last night we got to looking at bills and the hidden credit card came up. I asked to see how in the world he could rack that amount of debt in only Tech School and he got mad at me!! He became very frustrated and distressed. Is it just me or wouldn’t you think he was guilty of something with this card with the way he burst out on me? I was calm and he just but a huge wall up and even started tearing up! He claims there is nothing on that card but an xbox and then he cant remember the rest” apparently. Call me paranoid but something smells fishy. Am I wrong here people?”


Requesting credit card limit increase??

will it lower your credit score??


How to purchase 3class(ordinary )railway tickets through internet.?


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know any loan shark phone num in singapore??? thank!!!?


Bankruptcy and civil suits in Oregon?

I just found out I’m being sued in civil court for $80,000+. If I file bankruptcy, am I relieved of the debt? And should I file before or after?


Where does a person go to find a real loan shark?

Private person who can loan $20,000 for 24 months, with $1,000 month payments


Bank declined my auto loan, is there still hope from dealership?

I went and looked at a used jeep wrangler sport the kbb value is $6000. Thats what I told the dealship I would pay for it. I told them I would throw $2000 down for the down payment. They agreed ran my credit and my score was 719 which is good, BUT my credit history sucks since iv never taken out a loan or anything big, just made cell phone payments for a few years (im 22 years old). The dealership said they would still try to get me financed. I wont know anything till tomorrow. Called my bank just to see what my rates would be if I went through them. They declined me which is making me think im definitely going to get declined on the $4000 loan the dealership is trying to get me. Is there any hope I may get approved tomorrow or should I just forget it. I make about $2200 a month steady job for 3 years contracted to the county. And live with my parents at this time (if any of this info helps).


Help!!!! Is http://studentconsolidationaid.com/ a legitimate business?

They say they are an affilliate of the Military Debt Management Agency, Inc and link to the BBB page on their website, but I cannot find any more information about them. I gave them some personal information, but am having some doubts and I need to know if I need to take some precautions. Please respond ASAP. Thank you.


I have bad credit and I recently filed bankruptcy in 2007. I want to get a loan to pay off bills in advance?

Who will give me a loan in my situation?


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?


BALANCE INQUIRY ON PAG-IBIG SALARY LOAN?

hdmf loan villones, napsa

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much debt do you have?

Tigg, although I am ashamed to say that we borrow, we do borrow wisely! Thankfully, all our debt is interest free


Where can I get a loan for $2500.00 in 2 days?

Please is there anyone that knows where I can get a loan for $2500.00 in 2 days? We don’t have time for a bank loan, I tried that takes much longer. We had someone steal over $6000.00 from us. We need to pay our mortgage and utilites. We would go to a loan shark if we knew where to find one. We are in Saginaw, Michigan if there is anyone that knows where we could get help. We will pay any fee at this point. We need to keep our house payments up. Please any advise is appreciated. You can email me threesenough5@yahoo.com if you have any advise.


Mujahideen, Taliban, Al Qaeda?

Uninformed ignorant individual in need of clarification. All these three groups came from Islamic roots in Afghanistan during the Soviet invasion. That much I know. I may have a misconception though and I need help on clarification. Al Qaeda was organized by Osama Bin Laden, yes? Well the US CIA supported the Mujahideen Freedom Fighters” with weapons and money


Are banks giving out 30 year mortgage loans to senior citizens?

On low income but can afford the mortgage payment.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Creditor in bankruptcy proceeding. need free legal advice?

I am a secured creditor (secured by inventory) in a chapter 7 bankruptcy proceeding. I am not told that the inventory was sold which happens to conveniently fall under the limits of personal exemption. A significant amount of Cash money has been recovered by the trustee who now says that I should file amended claim to changed from secured to unsecured because only unsecured claims get paid by the estate. question: do you think I should change to unsecured? question: does this mean I don’t have a priority in the distribution that the distribution will be split evenly among all the unsecured claims or does it work on a % basis? any help would be greatly appreciated.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Are there any legit online payday loans?

Online payday loans?


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I just checked my credit score and it’s very poor” – can i get an auto loan?”

I don’t have any delinquent accounts but i do have a mortgage, car note, student loans, credit card debt, etc. With a $1000+ down payment and paying off my current auto loan, could i still qualify for a new auto loan on my own?


Who’s the band on the FreeCreditReport.com commercials?


Is avant credit for bad credit a good site for a loan?

I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?


How do I go about checking if a bankruptcy is off of my credit report?

I had a bankruptcy discharge of debt in Nov. 1998 in New York. I was told a the time it would drop off my credit report in 7 years, but it is still on there. I know I have to write to the companies, do I have to write to all 3? What info do I have to provide them with? Thanks!


Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?

How can I solve my credit card problem? I owe about 50,000 sgd from credit card company. I have bad credit and the banks wants me to pay minimum payment that I cannot afford monthly, or else they will seize my properties. I used to pay about 1,600 monthly, but the debt grows every month due to late payment, lawyer charge, interest etc. How can I get out of this mess, I am planning to borrow from money lender to consolidate the debt and then pay montly at lower interest. Is there such organisation that lends money for debt consolidation in singapore? I have been in contact with overseas money lender that is willing to lend 50,000 at 5% interest PA but I have to pay initial charge at 800. Are they trustworthy? I can hardly make ends meet now. Please help…


If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus

If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus? I’ve heard from a CPA’s assistant that they can only report you if you are more then 30 days late—-is this true? I live in CA


What is the credit card statement(PayPal)?

Q: Where do I find my PayPal code? A: Your unique, randomly generated 4-digit PayPal code is displayed on your credit or debit card statement next to or near the PayPal fee. In the item description section, you will see it next to the word PAYPAL. Allow a few business days for the PayPal code to appear on your online card statement. If you do not have online access to your statement, you’ll need to wait for your statement in the mail. This was the answer on the paypal help. well it didn’t really help because i still don’t know what and where the ‘card statement’ is or where i should look for it. and they charged me 1.5 $ which i’ll get back as soon as i give them the code. any help, please?:) oh yeah, and i waited a few days so i should have the code by now. READ: like i said. i don’t know what the credit card statement IS. so don’t tell me the code will appear there because i don’t know what it IS.


Where can you get a persoal loan,not a payday loan,if your credit score isn’t perfect?

Sorry I misspelled personal


What is the best website to go through to check my credit score regularly?

I have a bit of debt and I want to monitor my score and report as I pay off my credit cards. It doesn’t have to be free, just as long as its secure and safe.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i file self employment if my.dad claimed me as a dependant on his bankruptcy application ?

I am so confused this is my first year being self employed. I want to file taxes but my dad said I.was a dependant when he filed for bankruptcy. We have 6 people in our home including me, is it.true that it will affect him if I file taxes


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Looking for a payday loan that doesn’t lie about guaranteed approvals?

I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I’m sorry we cannot approve you loan at this time. These sites should not be allowed to do this. To me this is false advertisement and the company should be reported to the Attorney Generals Office in there area.


Closing costs and down payment on a $55,000 mortgage?

With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size.


Anyone know anything about VA home loans?

To G C, My husband bought this home about 6 years ago because it was a cheap buy and he paid it in cash. it was built in the 1960’s and is only a small 2 bedroom and there is 4 of us. In order to get this house up to code we would have to rip it down and rebuild it from the ground up. My husband only paid $12,000 for the house and land with cash. At the time he was single. But now our family has grown and we need a bigger house and a safer home, one that is not in a dangerous nieghborhood. I am currently attending college full time to make a better life for us so we will have no problem affording a house payment.


Is an on-line cash advance safe?


FHA vs. Conventional ??? HELP Anyone?

Can anyone tell me the difference or advantages between an FHA, or a Conventional Mortgage or viceversa




















































How much would a auto loan be if a person makes 4,929.12yearly?

How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Why did JP Morgan Chase switch me to Carrington Mortgage Services on my house loan?

I just got a letter in the mail today from Chase saying my house loan would be transferred to Carrington Mortgage LLC. I can’t find any information on the net as to why this is happening. Is this happening to anyone else? Anyone know why? Or is it some kind of scam to get my money?


I gave a payday loan company my debit card details a few months back and agreed for them to debit my account.?

Since then I lost my job and I was unable to pay them. Money hasn;t gone into my accout for a few months but I will be having money going into my account at the end of the month and I don’t want this company to take any money out of my account. I have recently had a new debit card and my details have changed. Will they still be able to debit my account??


Debt settlement?

does anyone out there know anything good or bad about debt settlement companies?


Can i refinance my auto loan?

i basically had one option when i bought my 2005 toyota corolla, which was to get a $15,000 blank check” auto loan at 17%. now i’m down to ~$8

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Rough estimate of my credit given the following information?

I’m a college student with about 10k in loans. I graduate in May. Ive had one credit card with a low limit since 10/2009 and never missed a payment, never been late on a payment (I rarely use that one). I have another one with a lower limit since December. I’ve never missed a payment or been late on that one either. I’ve paid my rent on time every month for my apartment and utilities. I’m just wondering if someone could give me a rough estimate of my credit score.


I was offered a job as a teller at TD Bank North, pending a background check.?

I am just not sure why they would offer a job to someone without checking all my credentials first…unless maybe they already did ?


What do I need to finance a house between $200,000-$250,000?

I’m 21 but I’m already attempting to save to buy a house in the area I plan to live in and work. How much would I need down on a house that price? About how much would my monthly payments be? When I last checked my credit score was 680 but since then I’ve bought a car that I’m paying off not to mention other things. What do I need to get my credit level to or how much money do I need to finance a house at about $200,000-$250,000? Is there anything else I should know or do that would be benifical to help me reach my goal


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I read Sammy Keyes books online for free?

I’ve only read a couple of the books and I’m dying to read the rest! Does anyone know of a site where you can read them?


I am looking for a good bankruptcy lawyer in the St. Louis/Belleville area. Any suggestions?

Also, if you have any idea how much the services are, that would be very helpful. Thanks!


Have you ever faced bankruptcy?

Have you ever faced bankruptcy? If so, what were the mistakes that took you there? How did you manage to survive?


If you were to loan a friend $100, what interest rate would you ask?

Explain your answer and compute what your return would be.


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


Credit Card Debt Consolidation?

These companies that offers debt consolidation and credit management, do they really cut your credit card bills to 40%??


Is this Bankruptcy Fraud? (or other type of fraud)?

A family claims bankruptcy not once, but twice. Sells 1st house on short sale. A relative buys them a different house, then transfers house title to their name after second bankruptcy is cleared. Doesnt this sound like some form of fraud?


What are the best Shiny Toy Guns songs?


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you claim a payday loan on a bankruptcy?

Just wondering if you can claim a payday loan with a bankruptcy


No/Bad Credit Personal Loans- reliable?

Looking into a personal loan to help fix our car. Loan for $2000 I have no credit, and my partner has poor credit (about 586 rating). We need a trustworthy, reliable business who can help us! I know searching this is scam central, so I would really appreciate your experiences and knowledge! THANK YOU! Any extra details are much appreciated ;D


Can I get a car loan with a 597 credit score?

My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know it’s still low. Now I’m in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One………..I would prefer not to go through the stealership…………any info……..thanks


How do i get cash from atm using my chase freedom master card even if i dont got money n bank ..is it possible?


The Best Hiding Places in a house?

Okay so me and my siblings always play hide and seek, but the thing is everyone always finds me. I really want to know the best places in a house? Please and thank you.


Which vitamins are better for hair skin & nails biotin or cod liver oil pills.?

ive been taking biotin pills for bout a month now but ive heard cod liver oil pills are good to. so which is better ? & i hear biotin pills cause acne and weight lose in which i need neither cause i already have acne and im already skinny but i have witness neither side effects since ive been taking biotin pills


Do I Get Less From Financial Aid If I Work?

Lets say I live with my parents and we are low – average income family. If i take a job that pays $10 per hour with a 2 week pay check that is around $500 (I still go to school/this is a part time job im trying to get), will FAFSA pay the same amount as if i wasnt working? One of my parent’s friend said that their child got around $10K from FAFSA when since she wasnt working, if this even possible? By the way I have a brother who is graduating this year so would 2 student going to college affect the FAFSA funds?


Mortgage loan vs Personal loan to buy a house!?

I live in Texas and there are a couple of small homes for sale for about $50.000. Should I try to get a personal loan and pay it of in 10 years or rather a mortgage loan and pay the house of 30 years? How easy is it to get a personal loan for $50.000 if you have an excellent credit history?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a $1000-$1500 loan ,like yesterday!. and cannot seem to find anyone who will even try to work with me.?

any suggestions welcome. how about private lenders, are these an option? any one with past experience on this please clue me in


Who can lend me a mortgage or loan to buy property in Tijuana Mexico?

Hi everyone I am searching for a bank or broker that will lend me a mortgage of about $100,000 for a home in Playas de Tijuana Mexico. I have good credit and no debts. I am moving to Mexico to begin a new business venture. All legal of course. Please let me know. I have tried asking Bank of America, Wells Fargo, Chase and Citi Bank but seems like its a no. I would really appreciate any assistance. Thank you!


Best consolidation loan?

I have recently gone through a divorce and now have about $6500 in credit cards that I’m trying to pay off. The APR on the cards is ridiculous and I’m not getting anywhere with my payments. It’s very frustrating and I feel like I’m just throwing money down the drain. I’ve spoken with a couple credit repair agencies but I’m not comfortable with their programs. I just have okay” credit now and my mom has offered to cosign a loan for me. I am considering a consolidation loan so I can pay these cards off and close them and have only one payment each month. I’d really appreciate some advice on banks


Trying to get a car while in chapter 13 bankruptcy. My current car was included in the bankruptcy?

and I owe around $6666 on it. I am in the process of trying to buy another car. I understand I hv 2 find one under $15,000 and the trustee has to approve it. My question is, does the new car go into the bankruptcy or will it be a totally different payment? Please answer only if you hv been in chapter 13 or are familiar with the legal issues. Thanks.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Im 26 with an learners permit and I want to buy my own car and get insurance on it can I do?

I cant take the driving test without a car so Im wondering if I can buy my own car and if I can get my own insurance so I can take the driving test to get my real license.


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan


What role do fast food restaurants play in the rising rates of obesity in industrialized countries worldwide?


Why do banks refuse to give auto loans to bad credit risks? but same person can get a 20,000 limit crdit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a personal loan and an auto loan, can I combine them into one?

I have an older car as collateral for the personal loan with about $3000 left on it, and my current auto loan for $14,000 at a 13% rate. Can I combine them into one payment?


A 690 credit score already? How is that possible?

So i am very happy but in shock. yesterday i called free credit report.com customer service because they charges me 14.95 for a credit score i didnt have. I had just got my first student credit card back in october decided to sign up for free credit report.com because I was hearing that dam song in my head and couldnt help but sign up even though I havent even had my first payment, make a long story short. when i called to cancel my membership yesterday, today i logg into the free credit repoort.com and they asked me if i wanted to stay and reactivate my membership ofcourese i clicked no, it took me to my home page and bam there was my score. it said 690 i couldnt believe it. i was told it takes 6months to obtain a credit score. it had my old balance though from last month but i was so happy because 690 is prettu good. isnt that wierd?


How do i check my social security credit score online free?

a trustworthy site…


No Questions Asked” Loan?”

Is there such a thing? I’m not talking about a payday loan…I’m talking about something larger that can be paid of in installments. Interest rate is not an issue. I understand that with horrible credit and no real collateral I have NO room to negotiate.


Credit Card activation before arrival?

I can see my new CIBC Visa credit card I applied for has now shown up on my online banking account, and instant tellers now have a withdrawl from credit card option, But I can’t use it yet because my credit card hasn’t arrived in the mail yet to use to activate the account. Is it possible to activate the account with customer service before the credit card arrives so I can make cash advances with bank machines?


Dose anybody know were a can get a free credit report that is safe. ?

I checked my bank and they want monthly payments of 8.99 or up to 12.99.


How can i get a loan to buy an existing established small business/ restaurant?

I am 20 years old, just out of college, and have been a general manager at a small restaurant for a couple of years. I am looking to get 100 percent financing from the seller, and am willing to give the seller a 15 percent APR financing. basically, will my lack of money down be compensated by the fact that the business is already existing (it’s turn-key”) and the fact that I am willing to offer an APY of 15 percent (or even higher!).”


Are there any payday loans that do western union or money gram?


What kind of auto loan is more difficult to get?

One that is 24 months or one about 60-72 months? Would the credit need to be good to get a longer term? My boyfriend has his truck under a 48 month and my car is almost up and it was under a 24 under his name too. We’re about to get a new car and would like to have low payments on it. Any advice?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy Question Help!!?

I was in an auto accident in march of this year, I was uninsured I know it was stupid you don’t have to tell me. I ended up totaling my car and two others, another cars bumper was damaged, I was found at fault. One of the other drivers try to get money from me, I told her I had no secret bank account or anything, I haven’t heard from her since, the driver of the other totaled car has sent letters claiming I owe her thirteen thousand dollars, and I received a letter from her husband who wasn’t even there, and was not involved in the crash in any way sent me a letter claiming I also owe him ten thousand dollars, the driver of this vehicle didn’t have insurance either. Then I received a letter from state farm insurance, for the lady that bumper got messed up, they claimed they paid six thousand eight hundred dollars to fix and want me to pay seven thousand eight hundred dollars, which is complete crap that lady drove away. so my question is if I file bankruptcy will this help me with this debt because I am only 19 and I owe all this money I cannot pay.


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan


Who regulates the credit reporting agencies Experian, Equifax, TransUnion?

Is there a government agency that regulates them? Which agency or agencies does one complain to if one has a problem with Experian, Equifax, TransUnion? ?


I have no credit and need a $4,000 loan asap, any ideas?

I need a loan bad, and i have no credit yet, im only 19. so far no places will accept me. i have a good job and make great money. i just need some ideas. …and my family dont have money so that isnt an option


Reversing Cash Advance fees?

My mom and I share a bank account and I use the credit card. I had money on my credit card so I transferred $50 to my mom’s checking account. I didn’t know that it was called a cash advance” nor did I know that there was a fee. Can I reverse the fee? I already put the $50 back to the card. I bank with Wells Fargo so I’m looking at a $20 charge.”


Whats a payday loan?

How do they work exactly


Does any payday loans work with meta bank?




















































How do I find mortgage leads online?

How do I find mortgage leads online?

Can anyone recommend a good way to find decent mortgage leads using the Internet? I live in New York.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

490 credit score auto loan question?

Thanks for the answers. Maybe I will save up a little more. Will the lender not look at the fact that I paid $11,500 worth of debt off in 5 months as a good thing and not focus so much on my credit score? Especially with the $10,000 down payment? As for the secured credit card. Yeah, I only use it for gas and small items and pay it off in full every month. I never let it get higher than 20% of the card limit. I’ve also only had it for 3 months.


Pre-Approved Auto Loan Question?

This pre-approved auto loan offer is from my credit union that I actually bank with, and they have handled my previous car that I now own and numerous personal loans on my behalf.


Capital one auto finance loan question.?

I hear that for most lenders you’re suppose to have a maximum of $500 deductible collision/accident for insurance and was wondering if it applies to capital one also?(I would call but offices not open this late.) I got approved for $37,500 loan with a 7.89% interest for 72 months, is that good?


Is the annualcreditreport.com legit?

Yes Or No answers with info please. Also I already gave my info and it says: We’re sorry

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Need help for a friend who naively used a loan shark….this prince of a guy is making her life hell, but is this legal?

Ok so a very naive friend of mine who is working really hard but earns a very modest income got caught up with a loan shark. This guy advanced her something like $50-$100 then demanded double back. He then went ahead and transferred more funds into her account, then started to make sexual advances to her, which she refused. Now he is demanding a huge huge lump sum paid to him mid month. She doesn’t have the funds and is very scared. He doesn’t have her home address but knows where she works and she doesn’t want him coming there and getting her in trouble with her boss or even getting her fired from her job. I told her to call the police but she doesn’t want to. She feels stupid and that this is her fault. I told her no, it’s illegal to charge 50% interest on a loan, that the maximum cost per month is about 21%. I told her to find someone big, tall and scary looking to take along with her at her meeting with this guy, and to get what cash she can and pay him that and just say goodbye, you aren’t getting another cent. I told her to warn her boss and say the guy is making advances and won’t take no for an answer. I am very concerned about her wellbeing. Does anyone have some good advice? Do you agree that she should totally go to the police about this? I feel he could be doing this to other people as well and needs to be stopped unless he can work within industry standards and stop intimidating and soliciting people. Constructive and polite suggestions pls.


If i ask for student loans can i get cash?

I only need money for books and stuff how can i get cash? Also do i neeed my credit score?


What are the interest rates for car financing/ leasing in Saudi Arabia?

Having recently arrived in Al Khobar, I need to know the interest rates. Thanks!


How do I find mortgage leads online?

Can anyone recommend a good way to find decent mortgage leads using the Internet? I live in New York.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


HELP!!! Can we file bankruptcy?

My husband and I have an appointment with an attorney next week. We are wanting to file chapter 7. But, my husband filed chapter 7 in 2005 before we were married. I don’t know anything about bankruptcy. What are our options? Also, one of the loans we want to file on has a 4 wheeler for collateral on it and my nephew has the 4 wheeler. Will I have to take that from him? Will they take all of the collateral for that loan? Please help me out.


Debt consolidation loan with a co applicant.?

I have a high income but bad credit. I am applying for a debt consolidation loan with a co-applicant who has good credit but relatively low income and not much in terms of assets. What are my chances of getting accepted and what can I do to improve these chances?


Should I co-sign a loan for my sister?!?

Hi. My sister asked me to co-sign on a loan for her. I told her no. She said something to my dad and he asked me to do it for her because my parents are trying to get a mortgage on my grandmas house or something along those lines so they really can’t right now. I really don’t want to co-sign. I feel like the biggest ***** and I really don’t want her and my dad to be mad at me but they are pressuring/making me sign pretty much and it’s making me uncomfortable. The loan is only for about 1,200 but I’m still iffy on signing. Am I overreacting?! Should I just go co-sign it and get on with it…or do I have a reason to be uncomfortable? Is there a reason I should not co-sign under any circumstance?! Please help. I can’t sleep. This is stressing me out and I just want it to be over with.


Did you have to file for bankruptcy after your divorce?

I’m in a divorce that now hit the 4 thousand dollar mark with no end in site. When my husband walked out on us he left me in a big mess. I was a stay at home mom and I hadn’t worked in almost 3 years. He left us with no money or anything. He gets to go live with his rich family who are paying for EVERYTHING and he already told me he has the resources to drag this out till he crushes me financially. Honestly he’s doing a good job. I’m getting help from the government but it’s not enough to take care of me and two kids. I’m several thousand dollars in debt now and that’s only going to get worse. Should I let my attorney bills pile up and keep adding to my credit card debt and file bankruptcy or should I try to dig out? What would you do? I feel so lost right now.


What is an escrow balance?

i recently baught a home and my monthly morgage statements has a principle balance and an escrow balace…. is it good to have a negative balance, positive, or 0.? please help. FIRST TIME BUYER!


What is the first step on filing chapter 7 bankruptcy information?


Credit Repair: Lexington Law vs. My Credit Group?

I was about to sign up for Lexington Law credit repair, but then I found this http://www.blemishfreecredit.com/credit_repair_firm_comparisons.html today showing another one called My Credit Group. Has anyone used my credit group?…never heard of them but they do look better. It’s more expensive than Lexington but seems like they do a little more handholding. I can do it myself but I procrastinate too much and don’t have the time…just don’t wanna get screwed over in the process or have someone jacking up my credit even more.


Can I Apply For a New Credit Card Yet?

I’m a 21-year old Nursing student (will be graduating April 2011). My credit history has been a bit rocky during the past couple years of my studies. As it currently stands, a little over a year ago was 30 days late one month paying my 2 credit card payments. After that, I paid my balances late quite a few times, but no more than 30 days late (so it was not reported to the credit agency). I also have a false record on my credit report from Wells Fargo, stating me as an R9, and bad debt, which i’ve tried for over a year to get removed with no call-backs, or any luck from their end. So it’s still there. Other than that I have a student loan in excellent standing & a cellphone account in excellent standing. Last month I paid off my $500 credit card in FULL, bringing my balance to $0. Last week I paid off my $2800 credit card balance on another card IN FULL! So now, I have $0 owing on any of my credit cards. Problem is, when I went away to school I closed these cards (for my own financial safety as not to overspend at school). They were NOT closed by the issuer, they were closed by me. Now, i’d like a small $500 credit card available to myself, so i’m wondering if I should apply for one or not? I don’t want to apply and get declined, as this will lower my credit score that I just improved. Keep in mind i’m a student, not working right now. So i’d only be able to get a student one anyway.


How do I find mortgage leads online?

Can anyone recommend a good way to find decent mortgage leads using the Internet? I live in New York.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 650 a good credit score when buying a home?


Please help me pay my debt and fix my credit score!!?

OK, I kind of destroyed my credit when I was younger. I lived off credit cards and didn’t pay things on time. I moved around allot too and honestly, I don’t know how much I owe and to who, what’s in collections, and how bad my credit is. Now that im older and more responsible I really want to fix it. Are there any reputable places that do debt consolidation? I’m looking for a company that will find out what I owe, negotiate w/ them, and give me a monthly payment. I appreciate any help I can get. Thanks!


I am looking for affordable post consumer bankruptcy counseling?

My attorney works with an agency that does it for $50 and I received literature from a place that does it for $35. Is anyone aware of other agencies with affordable pricing?


Is Bankruptcy holding me back even though Ive never been late on loans/bills?

I filed bankruptcy 3 years ago because of medical bills. Ive had a mortgage for 8 years have never been late on a payment and my local credit union has given me 3 small loans (2000or less) since my bankruptcy that were paid off all on time. I also have a visa card and have never been late with payment even paying off monthly. The last time I checked my credit score was 670. I applied for credit at Best Buy for 1500 for a new refrigerator but was turned down. Do they not look at other credit I have had and only look at bankruptcy


On a house that is 137,000 what would be the monthly payments be roughly?

Our credits are 600 and 660. We are 21 and 19 years old. We would apply for the usda loan. Also we would put down about 6,000. The house costs 137,000. Is there a way we could get a loan for that? Also how much a month would it cost?


Best student credit card?

Well I am a college student with no type of credit……. Just wanted to know what is the best student credit card out there and can u tell me a little about it. I would really love to start building credit…. Thanks


Is there a no bull, all 3-agency-in-one credit report/score offered somewhere online? (free of course)?

Any one have any EXPERIENCE with an online ‘credit report’ that offers all credit reports from the three agencies, as well as CREDIT SCORES? I understand I am entitled to a genuinely, no strings attached free credit report by law, and I have taken advantage of that, but I have found that these contain no credit scores. I am somewhat confused on the various varieties and different options. It almost seems like browsing for oil sold in different colored barrels; the presentation and extras of the barrel (such as a pour spout) may be different, but the content is the same, oil. I could be wrong. Any way, I am also skeptical about all these FREE TRIAL websites. Not because they charge a monthly fee after the period is over, that is usually disclosed (very tiny print of course), but what I don’t get is what is stopping someone from signing up, gleaning pertinent information, then simply canceling. I recently paid $1 for my Experian credit report and score, and promptly canceled afterwards to avoid a $14.95 monthly fee. The rationale was since I am paying, even a small fee, it is in their best interest to provide something that isn’t complete hogwash, vs. say, a free trial. Should I have simply signed up for a free trial to get all THREE credit scores and reports? Would I have received identical information in those free trials on my Experian report? Was I fooled into spending $1? Thanks


How can post code affect credit history?

Lately I applied for credit, but my application has been denied. I just wondering, how post code could affect my credit scoring? Is it matter? Is any credit check companies which provide absolutely FREE credit check? Thanks Arvydas

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Help with getting a personal loan??

I was just approved for a $10,000 loan, and this whole thing has been a pain!! So, I am going today to sign everything and I need the money asap to pay off bills and I’m going to NY on the 16th. About how long does it actually take to get the money? Do you think I’ll get it by the 16th? BTW, it’s not through my bank, it’s through another bank. Can you skip the 3 day holding process, too?


Which bank get me home loan without approved map bcoz property is more than 30 yrs old with no approved map?

it is possible to get a home loan or reverse martgage loan from bank when u dont have approved map of property but have registry of property.property is 30 yrs old when there is no need to approve a map


Auto loan with experian credit report?

Anyone know of a finance company that will look at my experian report to make a lending decision. My experian score is significantly higher than my other 2. Thanks.


Can I get a home equity loan with Bad Credit. i OWN My home and its fully paid for?

I went to the bank today and tried to get a home equity loan but they turned me down because I had bad credit. I have a stable job that I worked at for over 5 years, I own my home and it is fully paid for. I drive a 2006 Mustang Gt but they still turned me down because of bad credit. I wanted to get the cash to fix my home becuase it need new pipes and a heating system, so i wasnt going to go blow the money. My credit isnt super bad but its still not good, is it possible for me to get a home equity loan without good credit. i DONT want any online loan stuff or any stuff like that. I LIVE in a small town with not that many banks and i need this loan before winter. cAN I GET THIS LOAN WITH MY BAD CREDIT?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

First time homebuyer – Citi, Wells Fargo, or PHH Mortgage?

Thanks everyone for your thoughts so far! I noticed a lot of people are mentioning closing costs – most of my closing costs will be paid by my company so I’m not too worried about that. Great tip, though, for most people!


How do I find mortgage leads online?

Can anyone recommend a good way to find decent mortgage leads using the Internet? I live in New York.


When you get a personal loan can you deposit it into your bank account?

when you get a personal loan can you deposit it into your bank account? the reason i ask im about to buy a used car from a private party and wanted to pay in cash so could i have the loan deposited into my account or just cash it ?


Coping with nosy parents. Sometimes I don’t even know what to do anymore! Advice please.?

I don’t want to make it sound like I’m complaining in a very childish way, but for too long I’ve tried to stay quiet and not say a word. I’m 18 years old and my parents (in specific my mom) drive me crazy. Not only do I have issues of communicating with them at many times but I feel like my mother is on top of my case every single minute she opens her mouth to say something. I love my mom, in fact she can be understanding” in SOME things

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a question about payday loans….?

My husband applied for a payday loan online. First a lady named Nikki from Delacom called to verify information. She asked him if he still wanted the loan and he said yes. They deposited the money….blah, blah, blah. Now a lady from AIP named Margie is calling about the loan. He told her he received it through Delacom and was told that it is through AIP now. Well we are going to pay off the loan this Friday, but he asked her why didn’t he receive the loan documents and she told him that he didn’t need them. I thought they had to give you the loan documents for it to be legal. Now I’m worried that they are going to take out whatever they want for as long as they want because he doesn’t have the loan docs. Can they do that??


Best way to check my credit score?

I was wanting to see what my credit score was and whether or not I have ever been victim of identity theft before I apply for a loan. Any recommendations of where to go to check it? Is it something a normal accountant can do or what?


Personal and payday loans?

First question: What is a personal advance? Second question: Can you get a personal advance loan if you already have a payday loan? If the answer to the second question is yes, then what kind of paperwork do they require? what are you required to bring in with you?


What happens if you don’t pay back student loans?

To the person who said we are the greatest country. You ask what other country would lend me the money to do this, well there are quite a few countries in which wanting to go to school is a right and you aren’t charged for it. Do some research.


Cant pay my auto loan, bank won’t help.?

I am struggling to pay a financed vehicle, it is now 2 months behind on payment. I called the bank(Wells Fargo) and asked them what my options were like if I could pay a small amount or something.. The lady said that I had no options I would have to pay the two months in full or the vehicle will be reposessed next week. What can I do, I just need a little time to get back on my feet????


Will my income taxes be withheld in chapter 7 bankruptcy?


Do I have to pay taxes if I have an auto loan charged off my credit.?

I had bought a truck with a co-signer who ended up leaving the business we had together. The truck was repossessed and the balance they wanted me to pay was $6000.00. I just found out that the 6 grand was charged off my credit. I live in California, Can anyone tell me if I have to report the 6 grand as income on my state or federal taxes?


Anyone know how to refinance a home with a low credit score?


Can I keep my car if I file bankruptcy?

I know there are some stipulations about how much your car can be worth. We don’t have really expensive cars. a four year old Saturn and an 8 year old sunfire. We need decent cars to get to work, plus we have kids. If I file for bankruptcy, will courts allow us to keep these?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is Chapter 7 inevitable when you let a bunch of rental homes go back?

We have mortgages on 30+ rental properties that have negative equity of $50K each. We have $200K of unsecured debt (2 years with no income). We have $30K left in an IRA after dispersing $110K to keep it all going. Can you let all that debt go without losing your primary residence and primary vehicles (paid for)? Is a bankruptcy inevitable? Can you hold onto properties with (currently unrealizable) equity while letting some go? Would it be smart to let the dogs go and when the unsecured lines catch on and get terrified, negotiate the balances and rates down? HELP! Also, will we get a 1099 on every balance forgiven and create huge tax consequences?


How do I find mortgage leads online?

Can anyone recommend a good way to find decent mortgage leads using the Internet? I live in New York.


FREE CREDIT REPORT NO CREDIT CARDS?

I just want to be able to go to a website and get a free credit report and not have to enter and CREDIT CARD NUMBER because I do not have one. I have tried annualcreditreport upon others that people on this site have said to do and yet each time it still says to enter a credit card. Is there ANY site I can go to and NOT have to??


Is there anywhere I can Truly check my credit score for free?

I don’t like those web sites where you have to pay after so many days I just want the opertunity to check my credit score with no hidden adgendas.


How long does it take usually to resolve a credit dispute when it is filed online?


A 500,000 house on a 150,000 salary?

Assuming $10,000 on the down payment with a 30 year note, is this realistic to try to pay for on a salary of $150,000? What I read and what I hear are completely different, and would like to know if anyone knows if it’s plausible, or at least not impossible, to do this. I read that it’s totally fine and that most people have a loan like this, but I hear it’s totally ridiculous to assume you’d be able to realistically live with this kind of house payment. With taxes on the property, mortgage payments, low monthly car payments, reasonable monthly bills, and insurance taken into consideration, is this realistic?


Loan Company name ideas?

I live in Fresno, CA if that helps anyone for ideas!




















































How do you file for bankruptcy?

How do you file for bankruptcy?

I’m from California

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is the maximum interest rate i could get on 100k at a bank?

with no risk, and which is the best — CD, MM, Savings.etc. I you can see, i am completley in the dark…No scammers, please.


Credit and bankruptcy?

When I first started to get some credit my uncle cosigned a credit card for me, this was about 4 years ago, I’ve since established some credit, now my uncle needs to file for bankruptcy. Will this hurt me also, what should I do? Should I cancel this credit card? I have now a few credit cards in my name only, and I kept the one he co signed because it has the best interest rate. What should I do? Thanks!


If I am 80,000$ in debt, should I consider a debt settlement company instead of bankruptcy?

I am in debt from helping my son when he was off work. Helping my elderly father. Also, my ex-husband was fired from his job and now we are divorcing. I am in so much debt that I am far behind on payments and I make too much money to file a chapter 7. I would have to file a chapter 13 and pay back a portion anyway. Would a debt settlement company be a better option?


Math help?Pleasee I cant figure this out.?

A person purchased a $208,243 home 10 years ago by paying 15% down and signing a 30-year mortgage at 9.9% compounded monthly. Interest rates have dropped and the owner wants to refinance the unpaid balance by signing a new 30-year mortgage at 6% compounded monthly. How much interest will refinancing save? Round to the nearest cent as needed.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When will people wise up and see that this stimulus package is no more than a Payday Loan?

Those Payday Loan companies prey on people of lower intelligence and charge an exorbitant interest rate.


Debt service refers to:?

A. how much debt a country incurs each year B. the interest rate a country pays on its debt. C. the fraction of a country’s debt that comes due each year. D. the interest payments a country makes on its debt each year.


What is a great auto loan rate?

I have great credit, what rate should I expect to get offered?


How do you file for bankruptcy?

I’m from California

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


File bankruptcy how many years will it take to get a bank loan in ny?


Is 2.6%APR good for a $10k new auto loan?

48 month finance


Does anyone remember the credit score the guy says he has on the TV commercial for FreeCreditReport.com?


Best credit card to choose in india?

i thought of buying credit card especially for grocery buying in supermarkets , medical & for shopping in textile showrooms …which credit card will be most suited for my above purposes …pls give ur suggestions


What bank is good for approving people with bad credit for an auto loan?

just so you know i live in miami, Fla


Does anybody know a website where i can get my credit report?

does anybody know a website where i can get my free credit report without a credit card verification and that will be 100% free of charge?


Cheap car insurance for a non owner vehicle college student?

I’m about to start college this fall and I won’t have a car with my on campus. I won’t need a car on campus until my Junior year when I have to start internships. This January my parents want to kick my off their auto insurance cause my rates are pretty high I have 6 points on my record (but 2 of them will be dropped in March). I’m looking for cheap auto insurance for a college student who doesn’t own a car. I will need the auto insurance for when I’m back visiting family i can use the family car my parents bought for my brothers and I.


Home loan with a credit score of 597?

What are the chances of getting approved for a loan to buy a house with a credit score of 597? just curious, thanks.


How do you file for bankruptcy?

I’m from California

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Taking out a loan help?

if there are some places to pay a fee that are 110% legit i dont mind paying it but im worried about scams also don’t really want to get a credit card either tbh


Income thresholds in bankruptcy?

Does anyone know what the income threshold during bankruptcy is for a person with no dependants in the UK?


Repayment of LIC home loan from a different branch in country?

Hi all, I have taken a home loan from LIC HFL-Bangalore in Rajaji branch.I have a ECS clearnce option for my EMI.However,I have now relocated to Visakhapatnam from Bangalore .I want to know if I can repay some part of my home loan from any branch in Visakhapatnam or I have to do it only from Bangalore branch. Thanks Ram


Will is buying a house for $185,000. He is financing $165,000 and obtained a 30-year, fixed-rate mortgage with?

a 6.725% interest rate. How much are his monthly payments? Karen is financing a $285,000 mortgage for 30 years at a fixed rate of 7.15%. What is the total cost of the principal and interest after 30 years? Archie is financing a condominium for $423,000. He gets a 30-year, fixed rate mortgage with a rate of 5.375%. How much interest will he pay over the life of his loan? Round to the nearest dollar. Mercedes is debating between two different mortgages for $142,000. She found a 20-year fixed rate loan at 7.45% and 15-year fixed rate loan at the same rate. How much more interest will she pay for the 20-year loan versus the 15-year loan?


How will my Bankruptcy effect the co signer?

I filed for bankruptcy 2 years ago. I’m trying to rebuild my credit by buying a used car. I’m trying to buy a car with 10k down and finace 2-5k but no one will approve me with out a co signer. How will my credit history affect my co signer?


Any lenders that offer Bad credit unsecured loans ?

Its to cover the cost of my tuition, please respond if you have any information.


What does it take to get a $200,000 business loan?

I am looking at starting my own business. I have excellent credit and nothing that should detour me getting a loan. I am wondering what it takes to get business loan from a bank. Also, are business loans considered liquid assets? Thanks in advance!


What are the uses of a 501k loan?

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I was a single mom for 8 years. I got in over my head with payday loans. What if I stop paying?

What if I pay one of those settlement companies? My due day is tomorrow. Only one is on the internet. How do I stop this? I could be so happy w/o them.


How to get a credit card with bad credit?


Credit Union, auto loan approved or no?

Hi (21yrs), I’m trying to buy a car from a private property for 13,000 (2007 350z, with me paying him 3k in cash, that’s why i put 13k). I don’t think i have any credit history, I checked online and no reports were made( I don’t know my credit score…). I do pay my credit card on time, and my limit is 1000 with 800 to pay off. I know it’s way higher than 30 percent, but i pay it off minimum of 25 dollars each month. I have a job making around 1500 or so without the taxes. Will i get approved? or do i need a cosigner? my parent’s have bad credit though… Thanks in-advance! and I will delete spam bullshiet, telling me about insurance!


Can i file bankruptcy?

okay it happen 9 years ago my ex bf friend wrote bad check and put it in my checking account wrote more than 5000 and it happen 3x. I have no access on computer back then because I ran away from my parents and live with my ex. And now the bank put that account in collection and the collection want me to pay 15000, where in the world should i get that money i barely survived as a single mom ….my question since i cant pay that amount can i file bankruptcy? but its not credit card can i still file> and my ex in prison and my ex friend is nowhere to be found thank you



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I am canadian and i use a td debit card could i use to buy songs on itunes and a sowftware update?

the bank is called toronto dominion


How do you file for bankruptcy?

I’m from California


Which of the following statements is a statement of fact?

A. Which of the following statements is a statement of fact? B. The United States must protect itself from international terrorism. C. Laptop computer prices are bound to drop over the next five years. D. Universal health care is an idea whose time has come. E.Mortgage rates are at a 20 year low. F. The two-party system has developed into an adversarial approach to lawmaking.


What is the best debt consolidation/counseling service, or best rated one, that doesn’t hurt your credit?

I have severe credit card debt, and would like to either consolidate or use a service to help me free up some money in the monthly budget. I am doing very well with paying them, never been late, always pay more than minimum, but I can not get a debt consolidation loan because my debt to income ratio is too high (even though I’m trying to consolidate that debt). Anyone ever used any service that truly helped them, or know a highly rated one? Also, I’m trying to avoid anything that will hurt my credit report, like bankruptcy… also, if you know of any lenders that would be willing to help someone in my situation, please let me know! Thank you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to apply for an online payday loan?

When I go to a store or whatever you want to call them, they say you need a check stub and a bank statement and I don’t get bank statements. So I figured I will get and online payday loan. HELP???


How to get high credit score fast?

i dont have any remaining debt or anything, it’s basically because i dont use my credit card alot i guess.


Student loan? campus door?

Hey guys so I usually get my loans through campus door. I have no credit and i cannot get a co signer I also cannot get a parent plus loan. I have been given a couple of grants and scholarships but i still need 19,000 for the year …cedarville university is expensive! Anyone know of a loan company that will help me since campus door is gone?


Where can I qualify for a motorcycle loan with bad credit?

The question says it all. I have recently paid off my car with perfect payment history and have been looking around in the market for possibly getting a new motorcycle. It will most likely be used. My credit is pretty poor from issues that happened when I was younger. around 550 credit score. I was wondering if anyone knew of any online financing or possibly any local financial intitutions (Las Vegas area) that would specialize in financing a motorcycle for someone with bad credit. (Of course I am prepared to drop about 2 grand as a downpayment on the bike)


How to get a mortgage after chapter 13?

I had to declare bankruptcy a few months ago and I am having a problem getting a mortgage. I had to declare do to medical reasons because I had cancer and the treatment was too expensive. I am financially able to own a home because I still own my house and have for over three years. Is there any bank that would lend to me this soon after a bankruptcy?


Auto loan for recent graduates?

I will be starting a full time new job next week with 75K+ base salary.


Installment Loan?

Hi, We’re in the process of rebuilding our credit profile with a recent bankruptcy discharge of our debts. We need a $2000 – $3000 loan and cannot find options other than PayDay loans. We have a request out on Prosper.com, however, our state only allows a 7% interest rate and our request is not attracting bidders. Does anyone know of a financial institution willing to give us a chance? We have a $1000 surplus at the end of each month, so a loan payment is not a problem. Thanks. (We are only interested in doing business in the United States)


Paypal Cash Advance Warning?

Hi folks, I send multiple payments at the beginning of each month to one of my suppliers. I typically send them as personal payments” to help them avoid Paypal fees. However


Is there an online reverse car loan calculator?

Say for example I would be able to afford $300/month for a car payment. How could I calculate the total value of a loan that I could afford?

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What are payday loans?

i see a lot of advertisements on payday loans. are they a scam? how do they work?


How do you file for bankruptcy?

I’m from California


Can anyone tell me?

How i can check my credit score online for free?


How often can I apply for a Best Buy Credit Card?

I applied for a Best Buy Credit card a little over a week ago and was declined because I had overlooked that my bank account was negative. I just moved and things got mixed up. Now everything’s back to normal. I tried to apply again but it says that I have duplicate data and won’t let me apply again. How long until I can apply again? Please and thanks. ~W


What does it mean if my mortgage company accelerates the loan?

Our mortgage company gave us until January 10 to pay a certain amount of money. They said if its not paid by that date they will accelerate the loan. What exactly does that mean?


Change name on Mortgage after marriage?

I bought my house before I was married and I am the only one on the deed and mortgage. I changed my name with my house insurance to my married name and the mortgage company is coming back and saying that my house insurance name does not match the name on my deed or mortgage. This is true because my house insurance is in my married name and my deed and mortgage are in my maiden name They told me to send a copy of my marriage license to them. My only question is come tax time will the check they send me to pay my taxes come in my maiden name or my married name? If it comes in my married name it won’t match the property tax bill. I DO NOT want to change the deed since I am the same person just a different last name. In the state of Wisconsin once you sell your house you can just sign your maiden name on the deed and state now goes by your married name.


Can someone use my credit card online even without knowing my billing address?

Let’s say someone stole my credit card and has my number and security code. How could they purchase something online without knowing my billing address?




















































How long do you have to void a auto loan contract?

How long do you have to void a auto loan contract?

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About how much will it cost to go through bankruptcy?


646. Is that a bad score?

I’m 26 years old. I have one VISA in active use. I use it for all my spending and never carry a balance of more than $200-300. I have a second card, a Capital One. I carry zero balance and never use it. I have plans to transfer my gas & grocery spending to that card to keep it active. I have an auto loan with $10,000. Last summer, I was one month late for almost 6 months. I’ve been solid and consistent for a year. I payed off my student loans (for one year of college) on time, every time, about three years ago. That’s my oldest account. When I got my credit report, it classified my score as poor.” I’m nervous! Am I doing that badly?”


Why isn’t my credit card working in online purchases?

Do you think it could be the small 12 dollar bill I haven’t paid yet? I’m a MasterCard


Walmart credit card, how interest works?

okay so this is my first time owning a credit card. i qualified for a credit of $2,500. im a little bit confused about how the interest works. the package that i recieved with my card says that the annual percentage rate is 22.90%, what does that mean? it also says we will not charge any interest on purchases if you pay your entire balance by the due date each month.” lets say i buy a tv for $800

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I need a loan of about $4000 but have very bad credit. How do I get one?

I have not collatoral either.


Taking auto loan while on medicaid?

I and my wife have had medicaid for our child that was born recently and there are still a few bills that medicaid hasn.t covered yet. For the last 7 months we have had only one car. We feel like we need another one cauese I am uncomfortable going to work and leaving my wife and child without any means of transportation. So I was just curious if I take a loan for a decent car from a bank or a credit union and get it will that affect our medicaid and the remaining bills that they have to cover? (Florida)


What’s the best credit card for frequent flyer miles etc?I fly a lot, in the states and internationally, using different airlines.?


How long do you have to void a auto loan contract?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What the high interest rates that can be charge on an auto loan in Texas ?


Can you settle credit card debt for less than owed? Even if not behind on payments?

OK, few questions. If someone has say, 25k in debt – credit cards, the like – is it really possible to call the companies and negotiate a settlement for less than owed? And #2, how does this reflect on the credit report? My brother in law is telling me that he is inheriting about 30 thousand bucks soon, and will be calling his creditors (credit card debt only) and negotiating with them, telling them that he has to file for bankruptcy and offer them less than owed. He SAYS he can negotiate and get them to about .30 cent on the dollar. Is this correct? And how does it appear on the credit report? I don’t believe him. He says that he wants to keep as much cash as possible to open a business in a year or so. I say he will regret it because of the marks on his report. Who is right?


1.Can a non-U.S citizen cosign an auto loan?2.What r the auto financing requirements for a non-U.S citizen?

Any help would be greatly appreciated. Thanks.


Please help me with house loan and stuff, I don’t really understand?!?

I don’t know anything about mortages, loans, etc. Recently I found steady full time work, my dad offered to help me buy a house for myself & as investment by matching whatever I put up as down payment for the house. I just started looked for property but I need to know just about how much home I can afford. I make $31,200 gross income a year, about $24,000 net income after taxes. I plan to save up at least $10,000, ideally $20,000 before I buy a house/get the loan, my dad will match my down payment. He says he will also help me get the loan, since he has much more money than me (or something, supposed to get me better rates). I currently live at home, so nearly 90% of my net wage paycheck is saved, I would break 10k in the bank before the end of the year! My dad also suggested I either rent out the whole house or at least a room to help pay for the loan. I figure the maximum I can pay per month is $1,000. can someone who knows this stuff help me? please?


Company files Bankruptcy?

A company that I had worked for still owes their employees money from days that we worked and did not get paid for. They filed chpt 7 last year. Now we are receiving papers that they are asking for a relief of stay. None of us have attorney’s for this case. I was wondering what I am able to do to not only help myself but the other employees as well. They say that we are able to write a letter w/o an atty. But is there a legal form that is free online or maybe a copy of a letter that has been sent to a court house for the same situation to stop this. We live in Ohio and this letter needs to be in the court house by the 1st and we just got the papers last night. So if anyone knows anything please let me know I would greatly appreciate it.


How to get a loan number…? Please help!!!?

Say you have a property address for a short sale listed property and you want to submit a short sale offer to the lender but do not have the loan number. without going through the selling agent and the sellers, is there any way to get the loan number for that property? Bank will not accept short sale offers without a loan number for that property and even if you have the property address they still wont give you the loan number. Is it possible that there are other sources besides the lender, realtor, and sellers, where you might be able to get a loan number by giving a property address. i have already tried a couple of title companies but was unsuccessful. PLEASE HELP, i have a buyer for a property and i have submitted the offer to the selling agent since 3 weeks now, but, everytime i call him to find out whats going on, he says waiting for the banks response


Does anyone know of a reputable/safe online consolidation company?

I have many credit card bills (with high interest rates) and would like to find out about consolidation options. I know banks aren’t really giving out loans like they used to because of the economy.


To have a fairly good APR on a Nissan 370z, what kind of credit score should I be working with?

when applying for an auto loan in Maryland during this particular time period? Also, are Nissan Dealerships Doing well right now?


How long do you have to void a auto loan contract?

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I have to file bankruptcy?

When I file bankruptcy, will I be able to keep my home and car? Will I lose my 401k?


I recently filed bankruptcy after losing my house went in to foreclosure and?

I have a car that went into repossion in June, however they have not been able to locate it because I keep it in the garage. I go to court next week and am wondering what will happen with the car. Will they make me give it back or will they let me start making payments on it again?


I have paid off my credit card debt but I just got a student loan.?


Can an auto loan be denied or canceled within 10 days?

well Mad Men, i hope to hell that happens for me since I’m having buyers regret and think i might enjoy walking, bussing, and renting a car for at least another week.


Bank auto loan approval / steps to take for approval.?

I am currently 17 I want to try getting a year 2006 or newer car. Of course it would have to be financed I myself earn around 860.00 a month from my job alone, then my mother makes 1,800.00 a month from disability. Like I said, I am currently 17 therefore I have no credit history, my moms credit score is poor. It’s about 580 but is there any chance that I could get approved? And if so do you believe I could get approved for 17,500.00 even if the interest rate is high. If not, why not? And what could I do about it? Also, when I would turn 18 I would still be interested in getting a nicer car, what could I do to build a credit score quickly to get approved for the 17,500.00? I would appreciate any reply’s thank you !


Should I deffer a payment on a loan that I am going to claim bankruptcy on?

I have a loan that gets taken strait out of my bank account and my husband lost his job so I can’t afford to pay it this month, I am trying to get enough money together to pay for a lawyer so I can file for bankruptcy. I will file within the month but I really need the $145 from the loan, I feel bad for doing it though, can they do anything to me if I do this, will it affect my bankruptcy. I can’t pay any of my bills this month except for the major ones.


I make about 28K/Year, can I afford a 95K mortgage with ZERO DOWN?

I gross about $2200 a month, have no debt, and no other monthly payments at the moment. I found a house for 95K (in Michigan) that I am interested in and was wondering if I can afford to buy it? Would I even qualify?I have NO money saved for a down payment, I have about $1000 in saving that I could use towards closing cost. This would be my first house. I rent now at $550/month, and have no problem paying that.


Can someone help me with an auto loan question?

I have never had any type of loan before. Recently, I became pretty much broke, but I started a new job a few weeks ago, then my car broke down (engine failure). Now I need a new car, but I don’t have any money saved up yet. My credit is good so I am thinking of a loan. I want to buy a cheap car that I find on craigslist, something around $2000 or so. Is an auto loan the way to go for me? Can I pay off the $2000 quickly ahead of the monthly payment schedule if I have the cash for it pretty soon? I really need a car to get back and forth to work. Thanks

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Better to take personal loan or auto loan for used car?

I know when you take an auto loan you are required to have full coverage insurance while you are in payment status until you have paid it off. With a personal loan I believe the interest is higher but you do not have to keep full coverage on the car. Anyone with any experience and can tell me which is the most economical way to go?


How to get your free credit report once a year. allowed by the gov’t?


Hello I’m already approved for an auto loan but where can i get down payment assistance?


How can i get a free credit check without a credit card?



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Do Debt Relief Companies really work? Can I do the same job myself?

I am looking to pay a debt relief company 15% of whatever I totally owe. Can I do this myself? Has anybody ever done it thyself and save $2300 I need help, am I making a mistake or doing the right thing. One way or another, I need to do something about my credit.


How long do you have to void a auto loan contract?


How much does freescore cost?

Can anyone tell me how much Ben Stein’s freescore” will cost me each month?”


What is a great bank to go through for a personal loan?

Dave: You must not know much about Volvo or any foreign vehicles because they are always pricey to fix. Ours is a turbo as well so yes, after labor fees, it does cost us 5000 total fix our car. And that is coming from more than just one shop, but 3. So if you could please stick to the question that would be great, I’m not looking for comments from people who have no clue about what they are talking about, but I’m looking for an answer to my questions. Thank you.

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I have a question about maintaining good credit!!!?

im soo livid so i had a bank account with a local bank over a year ago.. i closed out the bank account because it was horrible so i went in and closed it in one day took all my money out and that was it they told me i had nothing to worry about.. well now i get a letter saying im -4 dollars in my savings account because it went under a certain amount of money and that they reported it to the credit card company?! like WTF??? i have never had any issues with my credit its outstanding and now because this stupid bank screwed me over one last time im suffering the consequences i dont even live in that town anymore so i gotta go make a trip to fix it does anyone know how bad this will affect my credit??


What is the best way to find your credit score?

I don’t want to get scammed or get annoying telemarketer calls for the next 3 years, I was just wondering if anybody knows how to find their score without signing up for a million things.


How do I remove my ex husbands name from the mortgage without remortgaging ?

My ex husband has offered me the house as he can’t afford it and the mortgage company won’t let me remove him from it how can I take his name off or is there a way his rights to the house can be removed legally so if I choose to sell later I can without having to send out on him?


My credit score is 678 — is that bad or good?

I just checked my FICO score with Equifax, and my score is 678. I’m a little confused about what that means, though. On the main display page that appeared on my computer monitor, it said my score falls into the Good” range (but not “Very Good” or “Great”). The “Good” range


Is there any where where I can get my credit checked for free?


Navy Federal checking line of credit?

I got a Navy fed account while in bootcamp and never really used the checking line of credit, but I’m curious about it. I remember them saying it had a 500 dollar credit to it, but I don’t remember anything else. Say I use, $200 how fast would I have to pay that back? What’s the interest on it?


Car loan option for low credit score buyer?

Hey guys, I just graduated from college and for the past 4 years I could not work so I let my 4 credit cards ($6000 total) go to collection and they brought my credit score down to 564. As of now, I do not have a car and I am looking to buy one that will cost about 30k. I have $ 3500 that I am willing to put down and my annual income will be 65k based salary. I am looking forward to start settling all my account in colection but meanwhile I want to have a nice ride. what do you think are my options and do you think I can talk to a banker and lower my interest ?


About how much is it to finance a 2002-2009 lamborghini ?

How much money would I have to put down on it? How much are they in total? Also what’s the cheapest insurance plan for one?thanks


How do i find out my credit score?

i dont know how to figure out my credit score..how can i do this??? is there somewhere on line i can check it out free of charge? i dont wanna pay anything

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit score is 785, what will that get me?? :)?

i’m 47 and have a home, several credit cardes and new vehicle, that’s how i got my score


How long do you have to void a auto loan contract?


Where is the best place to get an Auto Loan for a used car?

I’m going to buy the vehicle I leased for the past four years. I’m looking for the best rate to purchase it. It would be for 48 months. Would you go to a bank or credit card company (i.e. Chase or Capital One)?


How do credit card payments work for Navy Federal?

I’m in a confusing situation here, and I was wondering if anyone could shed some light on it? I’m in the Navy, and I plan on flying home for Christmas leave. My plane ticket is going to cost more than I have in the bank, so I was going to purchase it with my Navy Federal credit card and pay it off as soon as possible. I have a Top Secret clearance, so I can’t afford to have any financial trouble, and I really have no idea how credit cards work (especially Navy Federal, if any different), so could someone please help me out? I was told by my roommate that you just need to make a minimum payment each month to be good, but I feel like there’s more to it… I appreciate any help!


Will most banks give a bad credit client a secured loan?

My brother is 26, and his credit was ruined by his ex-girlfriend. Long story. So, Im trying to help him re-establish his credit so he can get his own place”! 🙂 I offered to contribute $500 towards a secured loan with my bank


My credit is not good and i have a low score, does anyone know where i can get a loan? not a payday loan.?


Can my parents get a mortgage for me? please help me?

my parents are 59 and 62 and my mum has offered to get a mortgage for me and my partner my credit isn’t very good due to being silly when younger but all my debts are now paid and i still have low credit due to having to ccjs. we have seen a property we really like but they wont accept me and my partner due to credit i was wondering with the deposit we have would they let my parents get the mortgage and we pay every month? I really don’t want to get into renting as it is hard to get out of.




















































I want to file mutual consent divorce myself without lawyers help. Can I? If I can How? procedures?

I want to file mutual consent divorce myself without lawyers help. Can I? If I can How? procedures?

I want to give Divorce to my husband. It is mutural consent. I want file it without the help of any lawyers. Is it possible? If possible what is the procedures and what all the papers I have to prepare. Please help me. I stay in Bangalroe

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Mortgage loan, Hazard Insurance and Homeowner insurance question?

Hello guys, please help educate me. Since I’ll pay $50 a month for Hazard Insurance (about to close on the house). 1/ Do I have to buy Homeowner insurance or not? Is Homeowner Insurance required by mortgage lender? I thought that what Haz Insurance is for in case of ….. 2/ If Homeowner insurance is required. Then do I have the right to buy premium just for the cost of rebuilding the house only, instead of the loan amount? Please provide any tips and experience that a new homeowner would need. Thank you so much.


Can you file for bankruptcy and be a resident in two states?

I just moved to FL from NY. If I am on a lease in NY and have a FL I.D. and address how does that work? Is it considered an asset to be on a lease even if I don’t pay the rent for the lease?


What are some good books about building credit?

It doesn’t have to be about building credit specifically, I am 17 years old and about to be on my own so I’d like to read up on some things that I can do to set myself up financially and so I won’t mess up. Also books I could find at a local library would be nice. Thanking you- Alex


Weres the best place to go to look at your credit report for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto loan question??

say i get a auto loan of say $9,000, how much well i have to pay per month??


Does filing bankruptcy stop a foreclosure?

An individual goes through a divorce and as a result ofthe debts iincured winds up filing bankruptcy. I’m not sure if it’s chapter 7 or 13. But if the bankruptcy is granted does that wipe out the mortgage on the home? I know that property settlement obligations can be discharged when you file bankruptcy but I don’t know if the mortgage on a home is a property settlement obligation.


Is there anyone that would give me a loan?

I need a loan fast (not a payday loan) and I’ve had really bad luck with trying to get any loan or credit card. I’m a single mom and I’ve never really been able to get any credit, so whenever I’ve tried to get loans they say I don’t have enough credit, and to add to it, the little bit that I did have, is now bad. I guess I’m looking for possibly a private lender or some sort of all purpose loan to pay off debt, to get a home, to get a car, and just help me financially. If there is any program that you know of that doesn’t have some fee to sign up for some website, isn’t for a payday, or refinance loan, please be the answer to my question. I tried prosper.com too and it sounded great until they denied me to even sign up because of my credit score. I am open to any ideas. If you’re a legitimate lender or even some guy off the street that wants to help any help would be wonderful. Thank you.


I want to file mutual consent divorce myself without lawyers help. Can I? If I can How? procedures?

I want to give Divorce to my husband. It is mutural consent. I want file it without the help of any lawyers. Is it possible? If possible what is the procedures and what all the papers I have to prepare. Please help me. I stay in Bangalroe

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 29.99% on Used car to high?

She suppose to pay $140.00 every month. So, is her Apr 29.99% or what? She 18 years old. She should have thought. In school, I believe she didn’t learn anything. I believe they are giving anyone diplomas now days. I told her i should have been with her! Period! But, she said, NO”. She wanted a car now. She got one now


I want a 20000 personal loan but i have bad credit?


VHDA 1098 tax form? Any other way to recieve it besides mail?

@ A Tax Lady, My husband work for the Goverment he will have his W2 on the 5th that is when it is posted on MyPay.gov.


Question about free credit reports?

i wanted to request a free credit report but i know you can only get one a year, i was wondering if its 12 months or the calendar year. for example if i got one in November will i be able to get one in January or do i have to wait until next November?


When will homestead exemption apply to my mortgage bill?

Hello, I applied for homestead exemption early this year and it has been approved. I called their office and they said it would be effective by the month of october. I got my mortgage bill and my bill is still the same. Shouldnt it be lower since my mortgage and my escrow are all included in my monthly bill?


Is using a fake credit card number illegal?

I went on a website that generates fake credit card numbers, I was really curious so I put it into an amazon order to see if it would work, I made a fake experation date and it worked, but I’m so confused because ITS NOT A REAL NUMBER it is not anyones number at all, so I didn’t steal anyones money. I’m really scared because what if I get sent to juvie or have to do time, I can still log into my account and everything seems fine. IM REALLY SCARED!!


If the int. rates are the same & both are tax deductable, should I pay off a 30K Auto Loan or 30K 2nd Mort?

Update: Yes, in-deed, as I stated in my question, the auto loan IS set up to be tax deductible against equity in my home. Also, both assets and loans are already obtained, therefore paying off the house isn’t going to help it appreciate, and paying of the car isn’t going to stop the depreciation on it.


What is the process of part disbursement of homeloan?

i want to apply a homeloan in bob but property is in under construction. i want know about process of disbursement of cheque and what kind of document requered for that time [cheque disbursement time]


I want to file mutual consent divorce myself without lawyers help. Can I? If I can How? procedures?

I want to give Divorce to my husband. It is mutural consent. I want file it without the help of any lawyers. Is it possible? If possible what is the procedures and what all the papers I have to prepare. Please help me. I stay in Bangalroe

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best Banks To Get a Personal/Signature Loan From?

I make about 73000/yr. My FICO is probably 680 or better. I owe about 20000 in unsecured credit card debt, but 7000 of it is at 0%. I need a bill consolidation loan of 15000-20000. I got turned down by a major bank, but the loan officer said she forgot to tell them it’s for consolidation and that if I agree to let them pay the credit cards directly I’d probably be approved? I thought that’s weird since they also won’t make me close the accounts. Any B rated banks that would give me a loan? I have had no housing payment (provable) for the past 5 years because I live with my parents. I have two payments per month aside from the credit cards. Car for 400/mo and Education loan of 500/mo. Again, I gross about 6000/mo.


After a quit claim deed? chances of triggering due on sale mortgage clause?

A lawyer on another web site has told me that in 18 yrs of practice he has only twice seen a mortgage company call a sale due…. yet, i’ve had people on this site swear that it will trigger it when insurance is done or by some other means…. so which one is correct? I am talking about when a mortgage is still owed, but a quit claim signs over interest to someone else via a quit claim deed that is recorded.


Closing day postponed due to mortgage company not having things ready?

Help! I am a first home buyer. I had my closing date schedule for last Wednesday but the mortgage company realized that some information was missing in some of the papers two days before closing and when they were trying to put everything together they couldn’t have it on time, part of the reason was Hurricane Ike. They seemed to have everything ready before the hurricane, then life turned into a chaos for everybody for a couple of weeks, when the mortgage company returned to their office (4 days before closing) they realized that they were not ready for my closing, for example: my verification of employment was not filled out completely by human resources and when the mortgage company caught on this they tried to contact human resources and they were NOT working because they didn’t have electricity. I actually fixed this by meeting someone from work authorized to sign this kind of paper and somehow I was able to enter the building that had a closed” sign (a few people were already working) so that I could fax it from there. I thought that we were going to be ready after this


Can anyone make up a remix to the freecreditreport.com commercial?

Any one of them is fine, but it needs to be funny! Please and thank you!


Does anyone have any websites to go to for free credit reports that don’t need your credit card number?

i want to get my free report but don’t have a credit card, is there websites out there that give free reports?


How long can i get a auto loan on a 2001 truck? 60 months ? 72 ? thanks?

we are going to be paying it off in a year or so, and want a cheap payment.


I recently got discharged from Ch 7 Bankruptcy and need an auto loan. Who is the best lender to work with?

I recently got discharged from Ch 7 Bankruptcy and need an auto loan. Who is the best lender to work with? I literally just got discharged. I can afford a car payment, but I want to know will give me the best rates and terms possible. I understand I’m not going to get good terms, but I don’t want to get ripped off either. Also, what kind of interest should I expect to pay? Thanks!


Just paid off my auto loan and sold the car, can i get another?

I just paid off my truck loan through my local bank. I have sold the truck to get a different one. Will the bank give me a loan if i just started my new job and dont have a great credit score. I have always made my payments on time and i have $9,000 to put towards this car. I was on unemployment due to being laid off for 4 months and just started this job two weeks ago. My credit score is 550 due to old credit cards way back. My wife will be able to cosign if needed and her score is 660.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find my credit report for FREE!!?

On freecreditreport.com, you have to type in your credit card number though… I don’t have one…


Charge off on credit report?

My husband and I had cell phone service with Verizon Wireless over a year ago. When we moved, we’re both military, we moved to Germany. Before leaving, we contacted them and told them to cancel services and showed military orders, ids and what not. We were told we had no remaining balance on our account and several months later when I contacted them through email, I was told the account could not be found, which meant it was closed and done with. Well, today I check my husband’s credit report and see there is a charge off account for Verizon for an amount of $314. What do I do to fix this? We were told everything was in good standing and now this could possibly ruin the past 2 yrs of rebuilding his credit score(which was destroyed when his parents secretly used his SSN to open numerous accounts and couldn’t pay when he was in Iraq)


Which bank providing home loan for patta land Purchase?


IS THERE ANY WAY YOU CAN GET A FREE CREDIT report without signup?

IS THERE ANY WAY YOU CAN GET A FREE CREDIT report without signup



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to improve credit score after bankruptcy?

have been out of BRPTCY for about 4 years now


I want to file mutual consent divorce myself without lawyers help. Can I? If I can How? procedures?

I want to give Divorce to my husband. It is mutural consent. I want file it without the help of any lawyers. Is it possible? If possible what is the procedures and what all the papers I have to prepare. Please help me. I stay in Bangalroe


How to check friends online on facebook mobile?

I have the motorola cliq phone and when im using the facebook app i can’t see which friends are online. Is there any way to check and see who’s online via facebook mobile? THANKS


Can you take someone to court for not paying back a loan you took out for them?

In response to Jeffrey’s answer, I’ll include some more details. The loan was taken out in January of 2007, so i’m guessing the statute of limitations should not apply to this. As far as witnesses… when I applied for the loan, my friend was with, and I told the loan officer that I was taking the loan out for that friend. She took his information down, but didn’t have him sign anything. Immediately after getting the loan check, we went to his bank to make the deposit in his account. After depositing the check, he added me to his bank account so I could keep track of payments and his balance (which was only $3 when I checked it a few minutes ago). The payments so far have all been made from his bank account (which also has my name on it). I’m now realizing it may not have been a good idea to have my name put on his account.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you


Can I pay my Discover card bill with another credit card?

I am trying to spend a high amount of money on a different credit card to get a reward thing, so I would like to pay my Discover bill with a different card. However, I only see the option to pay my Discover bill through a bank account. Am I missing something? Is it possible to pay my bill with a credit card? Thanks!


How can I find out my credit rating and see a report from all of the reporting agencies?


Can a 18 year old get a auto loan?

Hello, I’m 18 and I’m looking at getting a auto loan by the next 6 months. I don’t have any credit. I tried getting a line of credit from the credit union but I can’t because I just switched jobs and I have to be there 6 months before they will do anything. I’m driving my parents Taurus but my sister gets her license in 2 months and it’s the kids car. Plus I’m not a ford guy. I’m looking at a newer car, a 2008 Chevy Malibu. I will be driving 50 plus miles a day between driving to school, to work, and back home. So I want something a little newer so I don’t have many problems and gets good mpg’s. And I want something the looks nice for dates and stuff. So I was wondering if I could get $10,000? My parents probably won’t co-sign because they are paying on 3 cars at the moment and I don’t want to put that headache on it. What can I do to prepare myself for the next 3 months and build some credit? Is $10,000 reasonable to get fens loan?


Questions about filing bankruptcy. Any attorneys out there?

I just moved from Connecticut to Florida in June 2009. I want to file a pro-se chapter 7 bankruptcy. I contacted a company that said they can’t help me because I have not lived in Florida for the past 2 years. Does anyone know if this is true? And what does this mean to me when it comes to filling in paperwork? I would like to do this soon and I cannot afford to hire an attorney.


Which is the best online loan company and why? loans for 12 months please.?

not payday loans, i want a 12 month loan. thankyou.


I have bad credit but I need an Auto loan?

I have bad credit about 6000 worth but i have payed off a new car with a cosigner. I cant use the car as a down because the cosigner wants the car. I want to know how do i get a car loan were i can buy the car that i want it does not cost a lot its about 13995 but everyloan i have applied for when you are approved you have to buy a car from the place of the finance company choice. so i just want to know how can i get an auto loan were i can go to the dealer of my own choice.


Auto Loan need help with payment plan?

I am buying a car and got the loan through my father-in-law. I need something to figure out my payments and adjusts the interest according to what I pay per month. Is their software I can buy or something on the net, or microsoft office. I have looked at bankrate and they give me my payment plan at a locked in payment per month. I need something that adjusts from month to month.


Is paying credit card minimum bad?

Is paying JUST your credit card minimum every month bad? I mean does it hurt your credit at all or look bad? Sry im very new at owning a card lol Also, does it hurt to only pay the minimum one time and then pay more the following months? Thanks guys

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free credit report.com commercials!!!!?

What’s that guys name Who used to sing songs and stuff with his band for freecreditreport.com. Not the new band….


I want to file mutual consent divorce myself without lawyers help. Can I? If I can How? procedures?

I want to give Divorce to my husband. It is mutural consent. I want file it without the help of any lawyers. Is it possible? If possible what is the procedures and what all the papers I have to prepare. Please help me. I stay in Bangalroe


Chapter 7 Bankruptcy or just Foreclosure?

My mother-in-law’s situation: 1) 72 years old. Single. 40 year old deadbeat son living in her spare bedroom. 2) Owns home with $120K loan balance on a realistic value of $85K. No other debt. 3) Her total income(social security + small pension) is about equal to her fixed costs (mortgage, tax, insurance, utilities) 4) She has been draining her small savings to pay for food, emergency repairs, uncovered medical expenses. That balance is approaching zero. 5) No assets other than household goods and an old car. Desired outcome: 1) Get out of house and rent small apt with no room for son, lower rent, vs mortgage payment, close to daughter. 2) Get rid of car. 3) No need for decent credit other than to get apartment lease started. She’s never going to buy anything that would require credit. Bottom line is she needs to lower her monthly fixed costs, get rid of parasitic son and move closer to my wife and I for logistical and financial help. So my question is does she really need to declare Chapter 7 or can she just do a foreclosure and walk away? I believe a simple foreclosure is the best thing for her; simpler and less stress. Any other thoughts and things she needs to consider? I’m looking at this as a simple process: 1) Rent apartment and start utilities. 2) Move. 3) Stop paying mortgage. 4) Deal with bank on foreclosure but I don’t really know what she has to lose by just ignoring them. Thanks.


What is the lowest reasonable APR on a car loan?

Thanks. So if you get one of those 0% 36mo rates, can you still get cash rebates that some manufacturers offer?


I’m looking to refinance my car loan. Any suggestions?

My car loan interest rate is pretty high, and I’m looking to refinance it. My credit score is good but not great (about 640) – any suggestions would be welcome.


Is there a absolutely free site out there no credit card payments or nothing to get your credit report/score?


If a person is under house arrest?How do they make money to pay their mortgage?

If a person was to be under house arrest.How do they make any money to pay their bills? Their mortgage? and buy groceries? I understand they wear a bracelet. Is the prisoner supported through Tax Dollars and their bills are paid? I was wondering how it works.