My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where is best place to get 1st time buyer home loan?

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Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

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3 mnths ago my fico score was 585?

I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Can I include a private loan in bankruptcy?

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When does hr block start their emerald advance line of credit this year?

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What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

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My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

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Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

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How much do mortgage consultants make?

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As a follow up to my last question, anyone know any bad credit auto loan banks or what not online?

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Should Payday Loan stores be made illegal in all 50 states?

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Will my banks deny me for an auto loan?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

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Co-sign for auto loan?

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What personal possessions can be seized in the event of a bankruptcy?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

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My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

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WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

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My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

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What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

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I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































Should extra fees be charged on a bankruptcy that has not been filed yet?

Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i use a debit card to order things online?

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Thank you Spifiman, thats what i thought. I guess Michala didn’t read the QUESTION !


Credit Card Purchase Not Showing Up On Online Statement?

About 2 days ago I made a purchase with a credit card and looked today to find it is not listed as a transaction online. Do credit card purchases sometimes take a while to appear? I used my credit card as credit, not debit so I assumed it would show up automatically. Anyone know why? Thanks


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i check my credit competley free online>>?

Does anyone know of any sites that allow you to check your credit score for free? Everytime time I have tryed its some free trial thing and you have to enter a credit card number. I need one where I dont have to enter a card number. thank you in advance


My vehicle got repossessed last night. I called first thing this morning and got my auto loan caught up.?

I’m fully aware that my 4 months being late is reported on my credit report and looks bad, I’m just making sure it wont show as a repo since I made good on the loan and redeemed the vehicle.


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My parents are helping me get a car since I graduate high school this year the car I want is an audi I can afford the payments but I will be keeping this car all throughout college and until I get a job after college then ill probably think about getting a different car it’s going to be used a lot for driving to work and school everyday so ill mostly likely be using the car for about 5-6 years Is 72 month auto loan a bad idea


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I am a photography student and things are getting pretty tight with equipment and apple laptops and stuff and school is paid for with grants ans a loan but how would I go about getting an extra 2500? I asked school they said I can’t but I know ppl get student loans more places I just need help. Thanks!


Persoanl loans for the unemployed who get centrelink.?

just wondering if there are companys who give personal loans to people who are on centrelink.i need a car cause its hard to get to job interviews etc by public transport thanks in advanced


Im 18 and need a car loan?

Well im turning 18 in 9 days im wondering well they let me pull a loan or a lease out for a car this is with no cridit because i dont got any because im only 17. please help


On average, how long is an auto loan offer valid?

Hello, without thinking I applied for an auto loan (through Drivetime) and was approved. However I would not like to buy a car for about 5 months. How long is the offer valid for if my circumstances/income/credit doesn’t change? Will I need to reapply and if yes, will the fact that it’s a reapplication hurt my chances of being approved? Thanks.


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I get 3 free credit reports per CALENDAR year or a year from when I request one?

If I request one of the free reports, does my number of freebies increase back to 3 once January rolls around? Thanks


What’s a CVC on a credit card?

i want to buy something online. And i’m using a credit card. But they are asking for a CVC to prevent fraud or something. Is it a pincode? they say it’s 3 or 4 digit. Can someone tell me what it is? And is it safe to write your pincode online? they have the lock sign on the bottom right of the window and when i click on it, it wrote verified vy verisign inc.


Auto loan was not approved… I may have to turn the car back in within a week?

– I did not buy my insurance from the dealership. I insured it through Allstate. – I shouldn’t say new car. It was a certified pre-owned vehicle with few minor scratches on it… No dents whatsoever. – I was buying everything cash/debit for the past ten years. Therefore, I lack a credit history… hence the not approved””


I have horrible credit the lowest of the low and i want to get an auto loan but for private party? Help me!?

I want an auto loan so i can buy this car from my friend but i have bad horrible credit, does anybody know who can help me?


How much does a 130k mortgage cost each month?

If you dont put any deposit down. I know there are all sorts of different mortgages so I’m just looking for a rough general estimate, and how much would my partner and I need to be on (wages) to get a mortgage of this size?


Can a Chapter 13 Bankruptcy be converted to a chapter 11?

The trustee will not confirm our Chapter 13 BK because we have too much debt per the guidelines for a 13. We were self employed but aren’t any longer, but the majority of the debt is from our previous business.


How do I get my credit started?

Im 17 going on 18 in 3 months. I’m trying to start building up my credit, so i went to the bank and applied for a credit card but it wasn’t approved because I have no credit. So how can I get my credit going?


Hi, how do I check my Credit Score for FREE?

I mean Free for real.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it safe to buy a used car online?advise please?

I stay in rural america where there are not many car dealerships and most used cars here are expensive(more than 15K).I have looked at the Internet and found some great deals(under 10k).but i dont know how safe it is;has someone out there done this successfully?what does it take?Advise please.NB:i am already pre approved for an auto loan.


Does anyone know the best way to get out of deep debt besides bankruptcy?

Hi, everyone! I want to go into debt consolidation or something to get out of debt. I am not going to go into detail, so do NOT judge me! If anyone has any sound advice, I would appreciate it. Thank you!


How do I get a real free credit report without having to use a credit card to get it?

I need to find out what my credit report looks like. But, I have run into several sites where I have to enter my credit card information. My husband found a site where he did NOT have to use any credit card information but we cannot find the link anywhere. Do you know where I can find this site/link?


Buying my first home?

I am frankly tired of renting homes and would like to buy my first home. How much income would I need to make? How does a mortgage work & how much/often would I need to pay on it?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What website can i go to to get a free credit report for Free?


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?


Mastercard/Visa Prepaid credit card? Paypal?

ok so, i want to buy points” in this game. and only way is to use paypal/credit card


Can the chase debit card be used like a credit card?

Can the debit card that comes with the chase checking acct be used like a credit card? I noticed the card does not have the visa or mastercard logo.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan. i took out a 800 dollar loan with checkngo?

and i lost my job . and now i cant pay them back. can i go to jail. please help


Will banks finance an auto loan from an auction?

I am looking to get a from an auction (repot clean title) but I don’t know if banks will finance this. Is it considered a private party loan? Please help.


Garnishment on checking account after I filed bankruptcy?

I had started the bankruptcy process back in January. I already hired an attorney, filled out my paperwork, and paid my $2500 fee. A week ago I went to withdraw money from my checking account and due to a legal garnishment my account was drained to zero. I have my paycheck directly deposited so I now have zero money. The bank told me that I am also responsible for any NSF charges for any pending transactions. I called my attorney and he said it was just an accident and I would be getting my funds released ASAP. My question is…..am I really getting my money back or not?


What are my chances of getting an auto loan with only 1 active account on my credit?

Im 18, This will be my first auto loan. Not really looking for a co-signer. June makes it 6 months that Navy Federal gave me my credit card. I was approved for $500. Since getting my credit card, Ive never been late and I have always made multiple payments in a month to keep my balance down. I always have had my balance below 60% before my credit statement reported to the credit bureau. My score since Ive had credit has been over a 700 because I have never missed or made a late payment. I make around 1400 every 2 weeks. I wanted to know what are my chances of getting approved for a 10k auto loan? They told me they would give me a limit increase when I hit 6 months of good credit history. I was thinking that since they would give me an increase, would they also give me an auto loan?


Where can I find reputable debt consolidation programs?

I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report). Thanks.


Best Credit Card for 20 year old?

So I want to build up my credit but not sure which credit card company i should use or go to. Has anyone went threw this and have any pointers? I don’t want it to have more then like a $500 or $1000 limit. I will probably just use it once a month for gas or maybe some new clothes every once in awhile.


Law sue and credit unions loans?

For 3 months now I keep getting calls and letters from this credit union for a car loan that I don t have with them. Initially I was going to get a car loan with them but a few days later I signed a new deal with capital one. This credit union keeps calling me that my payments are over due. This loan is on my credit and the late payments are affecting my credit score. I keep calling them to tell them I don t have a loan with them and they keep telling me they are fixing the problem but it s been 3 months and they haven t fixed it. Can I sue them and if so for what or what can I do to have them actually fix the problem.?


Can i get a catalogue when i don’t have any credit history?

iv tried littlewoods and for some reason they said no so did everyone else


First Time Home Buyer Loans – What’s the catch?

So, it’s time to buy my first home. I am reading about the first time home buyer loans and it sounds too good to be true. One particular bank is offering a $275,000 loan (OAC), only $1,000 down, no mortgage insurance required, low monthly payments, etc. So what is the catch?? Assuming I qualified for the full amount, which I am pretty sure I will, I could buy a brand new home in my area. How can I have all of those wonderful things and still pay off the loan in 30 years with very low down and a low monthly payment. There has to be something hidden I don’t know about right?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I heard from my bank once that you can sign up for a government sponsored credit report once per year? True?


Should extra fees be charged on a bankruptcy that has not been filed yet?

I paid an attorney 3000.00 back in April to file chapter 13. To date we have not filed due to the fact that my pay was cut and we were waiting to adjust that part of the filing. Since then there were 2 judgements issued and he has them at bay. We will be filing this month but now he is asking for another $500.00 because of the judgements. Is this in line?


What happens if you file bankruptcy and they dont take the house?

We filed chapter 7 and included our house and 4wheelers and a credit card or 2 and they canceled the cards but they never took the 4wheelers or the house we were released about ayear ago and according to our lawyer they had 60 days to claim the quads and they didn’t so what can we do about those and what about the house will they ever get it? What if they don’t we aren’t living there. And my lawyer told me you’ve been released my job is over if you want legal advice you’ve gotta pay for it” so id just like to know what to do? Is there any way I can keeep these things”


A Payday loan that does lending in NC?

Need extra cash for Christmas …don’t need advice of why I don’t need to do it ….just a lending company in NC….why answer if you are not going to be helpful….


Filing for bankruptcy on my own?

I am filing for Chapter 7 on my own. The rep at the BK court told me to do a Skeleton petition. This will allow me to put my bankruptcy through in a rush…then they will give me a specific date to turn in all other documents. So far all my forms are completed, and I have all documents ready that is needed. I plan on turning them in tomorrow morning. I have a court case tomorrow afternoon, because one of the creditors is taking me to court. The rep I spoke to at the bankruptcy court assured me that entering my info will only take a couple minutes, and they will give me a case number that shows that I have filed, and she said the creditors should automatically leave me alone. Now my question is: Can I go to the court case tomorrow, inform them that I just filed for bankruptcy and walk out of there with them having no choice but to dismiss the case? I spoke to the court clerk today, and she told me that the lawyer is definitely going to show up. I’m pregnant & stressed, help!


How do i find a blank contract for a prsonal auto loan?


Dividends journal entry?

hey guys, I’ve got a question for my accounting assignment: If my company declared a cash dividend of $1000, but will not pay until next month, what is my journal entry? Will it be put in the general journal as: Dr. Dividends payable 1000 Cr. Retained earnings 1000 or will it be put in a special journal? I tried google searching for my answer and some people recommended debiting Dividends and crediting Dividends payable but I don’t have an account called Dividends. Thanks in advance




















































Can I sell my car if the loan has been charged off as a bad debt?

Can I sell my car if the loan has been charged off as a bad debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Can I refinance my auto loan in one year?

My credit score is 675 but i have a bankruptcy so i’ve been approve for a car loan but the apr is going to be around 15% 🙁 I really want to build my credit. It’s been four years since my bankruptcy and i have been on top of my credit since then but i’ve never had a big amount like an auto loan. Just a few thousand on credit cards. If i accept this loan to help my credit do you think i’d be able to refinance in a year? maybe sooner?


SUUUUUUUUUUUUUUPER HOT anime/manga with GANG related subjects?

im looking for something like YAKUZA, OR TRIADE. kinda manga/anime if possible PLEASE TELL ME IF THERE IS YAOI TYPE’S. i know there are a lot and i read ALOOOOOOT. of gang related manga/anime but im out there looking FOR MOOOORE. i would be very thankful if anyone could help me. but PLEASE if you do not have a answer DO NOT comment RUDELY about my questions. I WOULD BE THANKFUL =D


My debt is outrageous..I am homeless and carless, how can I get help?

people, I have a job, the county won’t help because of the fact that I work!!!!!!


What do I have to do to become bankruptcy attorney?

I have bachelor of science in mathematics and I could not get any job since graduation. Due to my inability to get job, I had to file chapter 7 bankruptcy protection. I noticed the bankruptcy lawyer’s office was flooded with clients. There were like 37 to 40 people sitting in the lawyer office lobby to wait for their consultation. The bankruptcy lawyer told me its been very stressful with so many clients. I am sorry for making you wait this much”. He charges 1800 dollars per clients. And since there were about 40 in lobby

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who filed Ch 7 bankruptcy this year that was recently discharged?

I have never filed before, I am in FL and I would like to know what to expect, I am a little scared, but I have been told once done, it will be a relief…..Any advice? Oh BTW my reason for bankruptcy is due to medical bills and being left and when he left, he took his income with him but everything is in my name…..No I am not a spend thrift and don’t need to be judged by anyone on here, I just want to know what to expect and how long it will take and if it was the big sigh of relief that you thought it would be? I own a 10 year old car that is paid for and have 27 years left on a 30 year mortgage and have a dependent minor child…I have no savings or things”….I’m just barely average. I was told I can keep my home & car in my particular scenario…..I have about $400 left to go on paying off my retainer fee to the attorney. Thanks for any and all good advice you can give me.”


When taking out a loan is there any other requirements other than a good credit score?

Hey guys, I’m just wondering if you need anything else other than a good credit score to take out a personal loan? like are you required to place a down payment for the loan? question may seem stupid but I’ve never taken out a loan before and Im just curious. Thanks!


What is the best credit card to apply for,for a 59 year old?

i dont have any credit cards, and probably not very good credit. just divorced after 33 years. i need to see if i can get one just for emergencies.. any help/? thanks, jim


Can I sell my car if the loan has been charged off as a bad debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I be served for not paying a payday loan company?

A collection company called nationwide called my moms house and was looking for me she gave me the number But before I could call them a processor called my number blocking his number and told me to call the company and try to work out a payment plan. My question is do process servers call you and tell you to call the company? Or is this a scam? Nationwide called me earlier and I hung up on them the guy left a voice message stating that since I hung up on him he was sending it out for processing.


Buying from Carmax + APR?

I’m interested in buying my first car. I live on my own and haven’t needed my own car until now. A few people have suggested Carmax, but I just want some more opinions. What are pros/cons of Carmax? Also, what should I expect as my APR? I’m looking to by a car around $10,000-$13,000. My credit score is 680 and I don’t really have any other debts except for a student loan.


CONSUMER MATH. HELP PLEASE?

I never do this…ever. But I am horrid at math. And practically gave up in this class. Yes, I know it’s not cool and not right but at the moment I have all A’s and a D in this math class. Please do this for me. <3 1. The earlier you begin saving, the ____ you will have. (1 point) * more difficult a savings plan * less options for saving * more money * better savings plan 2. It is better to ____ than to ____. (1 point) * pay with a credit card; use cash * pay down a credit card; save the money * save the money; pay off a credit card * use cash; save the money Please be aware that your answer must include any commas or decimals in their proper places in order to be correct. The dollar signs have been provided. For example, if the answer is $1,860.78, then you will enter into the blank 1,860.78. Do not place any extra spaces between numbers, commas, or decimal places. Round any decimals to the nearest penny when the answer involves money, so that $986.526 would be typed into the blank as 986.53 and $5,698.903 would be typed into the blank as 5,698.90. 3. You owe $2,154.35 on your PBnJ credit card that has an interest rate of 9.85% APR. Rather than placing $435.00 into a savings account earning a 2.5% APR, you pay down the principal at the beginning of the month on the credit card. How much interest did you save? (1 point) 4. You owe $1,534.09 on a credit card that has an interest rate of 15.7% APR. You decide to put $250.00 into a savings account earning a 3.5% APR and another $500.00 toward the credit card at the beginning of the month. What is the difference in interest saved at the end of a full month between this decision and if you had paid the entire $750.00 toward the credit card? (1 point)


Can a person who is disabled, on Social Security, and does not drive sign for an auto loan?


How can i get a free cree credit report witout using a credit crad?


Should I cash out my 457b to pay off debt?

If I did try to file for bankruptcy, please tell me how I could reasonably transfer the loans into something that can be discharged via bankruptcy. Thanks.


I need to apply for a non credit based personal loan that is NOT a payday loan? Any ideas?

I have started a business with my fiance and it has actually hurt us more than helped us right now. I just need something to help us get up on our bills.


I loaned someone money and have a promissory note. Person filed for bankruptcy. Is my loss tax deductable?


Can I sell my car if the loan has been charged off as a bad debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I qualify for a loan?

Hey, I need a quick $1,000 from somewhere. I have bad credit first of all, like below 620. I am a full time student, have a part time job, am in the military, and cannot pay the $1000+interest back for 30-45 days. Can someone PLEASE give me a website to go to that will grant me such a wish? I need this genie in a bottle quickly!!! I hope I will qualify somewhere. How quickly does a first payday loan need to be payed back to someone of my position?


About my pag ibig loan balance?


What do I do if my parents are bankrupt and I need a cosigner for a private student loan?

Ok, so here’s the situation. I need a private student loan to cover the cost of college tuition, but in order to get it I need a cosigner. My parents say that they can’t because of their Chapter 13 bankruptcy (which we’re still going through). Is this true?? and if it is what should I do?? Please, please I need some help


I have a really bad crdit rating.But I need a loan with no fuss?

I need a wesite that will give me a loan in the uk real quick.


How do home equity loans work?


How hard is to get a thousand dollar car loan?

Which credit cards would you recommend? And it would be hard to get a loan even from my own bank? I bank with Chase if that makes a difference.


Auto Loan Refinance Santander Consumer?

I currently have 15% for my 2013 Acura TSX… I was lucky to buy a new car for the family but for 72 month term… I started with 19% then negotiated down to 15% and at the time of the deal, i thought I could lower that later on… I am almost 10month into payment and I want to lower the rate to at least 9% somehow… I am stable now and my credit score was affected when my business had hits… Lots of people are saying go to a credit union and etc but is there way to actually go to my loaner and ask them to lower the percentage rate? Not sure what my contracts says but I am sure I can lower them. Help please~


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score if I still live with my parents?

I have a few credit cards and would like to check my credit score to see if I can get an apartment. However, I am living at home with my parents still and all the online applications ask me to choose whether I’m RENTING or OWN a home and I do neither so the rest of the questions don’t apply to me. Is there a way for me to check?


Any place that will give an auto loan to anyone with credit score of 465?

You name it, it is on my sisters credit. Repo, past due credit card bills, hospital bills, etc… She really needs an auto loan for at least $5000.00.


What Caused General Motors Bankruptcy?


Can I get a business loan with no assets & bad credit?

My credit score is pretty low due due to settling with credit cards, and student loans. I have no assets either, but I’d like to get a loan to start up my business. I do have a business plan . I am an african american woman. What options are available to me? I’d like to get this loan asap.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is chapter 7 and chapter 13 bankruptcy?

what is chapter 7 bankruptcy and how does it affect you.


Can I sell my car if the loan has been charged off as a bad debt?


My fam need something free, fast and easy What is the best site for free credit report?

My family looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports.


Which is the best credit card company is for first timers?

I just applied for a visa check yesterday and the banker told me that since I am twenty four years old that I should started building up my credit. She also told me that a secured credit is the best way. Which credit card company should I go with: American Express Visa Mastercard Discover Chase Citi or Capitol One anything is good and is the best way to keep credit score good? any tips thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the fastest way to get out of an auto loan?

i just brought a new 35k car and I’m in school full time, struggling to make the payments. the payments is nearly $700.00 bucks monthly. how can I afford that payment and i’m in school 10-12 hours daily? i want to get out of this contract, without getting a reposession or claiming bankruptcy. i thought about Insurance fraud, having my car stolen, having my insurance company payoff the car, once it’s not recieved. but that’s Illegal. can some one give me some advice, because i don’t want to quit school over a car payment.


Increasing Credit Scores?

As for why did I just pay off, this related to saying I should dispute. I disputed many many many times. Even after hearing nothing for 30 days I told them that they past the 30 day they had according to the fair credit reporting act and nothing. No poof they’re gone. I figured rather them keep fighting incompetent credit agencies it was eaiser and cheaper to pay my time is worth to much to waste on them.


Can I get a Free Credit Report from my bank? For example, Chase.?


I need to borrow $20,000 to purchase home. How can I do this with bad credit? ?

I need to be able to borrow $20,000 to buy a home. The price is only $20,000 for a 2br, 2ba stick built home on 2 acres. It has a 2 car garage. It needs allot of work. I am self employed so getting a regular home loan is hard. Any ideas?


What are the best kind of .177 pellets to kill a groundhog?

where is that sweet spot?


If I am 18 will I be able to get an auto loan for $6,000?

I don’t pay insurance – my mom does. I can have people in my family co sign with me it’s just three people in my family just recently switched to self employed ( the three with the best credit). This is like my fourth job only after this summer I will be quitting and moving two hours north for school where I will not keep a job. And the payment will not be made by me they will be made by my mom, she just can’t get the loan. Thats why we bought her car two weeks before she went self employed. She makes 105,000 a year… paying for the car isn’t the problem. We just don’t have it upfront it will take about month to save for it with bills and all, especially since my mom doesn’t want to soak up all our spending cash for a car..considering how important spending is to her. I’ve been driving for 2 and half years and this is my first accident and ticket… I think my driving record is fine considering everyone has accident and most in their first year of driving.


What happens is you are being taken to court for a payday loan?

I am being taken to court for a payday loan in 2004 but I am in the process of paying of my bankruptcy. What do I tell the judge at court. And can they charge me over $4000.00 interest. are they are laws again them doing do.


If I want to file Chapter 7 bankruptcy myself….?

I’ve decieded to file Chapter 7 bankruptcy without a lawyer. I’ve heard that hiring a parallegal to help fill out the paperwork would be cheaper and a good idea. Does anyone know how to access the paperwork needed to file?


Can I Use My Debit Card in Dominican?

I am going to the dominicna in 2 weeks and wonder if I can use my visa debit card there and how much would the charge be. Post helpful links please. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a cosigner not have a valid drivers license for a car loan?

I am trying to get a car but my cosigner currently does not have a drivers license or a id, just an expired license. will this work for a cosigner. i would be primary and i have a valid license.


Can I sell my car if the loan has been charged off as a bad debt?


Auto Loan for my car?

currently I need an extra $5,000 to buy a car from a private seller. How would I go to doing this? I’ve never took out a loan before so I’m not sure of the procedure. I just need the money temporaily and hopefully when I get my taxes back I’ll be able to pay a decent amount of it back. I can’t seem to find a site that would give me $5,000 for a 12 month payment period. I don’t like to have a long payment period. Any help is appreciated


I have a very bad credit score abou 565?

it’s probably 550 now. i’m wondering if i can make a loan for 5000? from any lenders?


Can i get a small car loan.?

im 18 (almost 19) and i need 2000 or 3000 for a car loan but i don’t have a co-signer. i have 5000 saved but i need a couple of thousand more. i have had the same job for 4 years. i would like to know what are my chances of my bank or any other bank loaning me the money with out a cosigner. i also know that i can buy a car for 5000 i would just like to know if i can get a small car loan with out a co-signer.


Just served with a judgment on a credit card. how will they get me to pay this?

Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?


If i have bad credit, how much will a down payment be on a car?

I am trying to get my own used car from a dealership. But i have no credit, so i was going to maybe do it under my moms name. BUT she has BAD credit so i was wondering if i could still get a used car? Am i limited to what kind of car i can get? and will i need to pay anything other than the down payment that day? i’m new to this, its my first time actually going to look for a car for myself, i;m not sure how this works, do i drive away with it that day or how long does it take?! Someone help!




















































What student loan consolidation company has the lowest interest rates?

What student loan consolidation company has the lowest interest rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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What if you don’t know all your creditors for bankruptcy?

I’ve been working on declaring bankruptcy for a little while, but I keep running into the same issue…I don’t remember all my creditors. A lot of my debt is from when I was in college a few years ago, I have a bunch of doctor’s bills but I don’t remember exactly which doctors I saw, accounts have been transferred to outisde agencies, stuff like that. I understood what my lawyer said as any debt I don’t list on my bankruptcy is basically tough luck, so I want to get it all…but how do I go about doing this? I pulled my credit report already, what else can I do?


My credit is 679 is that too bad???

We already check our credit reports on annualcreditreport.com and everything was right. We want to buy a condo between 110,000 to 120,000. and we are planning to get assistance of the first home buyers progra in NYC. we only have 5,000 for downpayment and its my girlfriend money. Also she makes more money than I.


What is the best payday loan service?

looking for the best payday loans service for loans up to $5000


What is the best bank in your opinion? must offer auto-loans and personal loans as well.?

previous experience is recommended.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Free credit report.com commercial?

How do you play the dream girl freecreditreport.com commercial?


What is a game that is similar to the Godfather 2?

I want a game that is very similar to the Godfather 2, NOT Mafia II as it’s not similar at all, you can’t control businesses, you can’t control your own army.. ETC I want a game that you can manage and customize everything, also a game where you have an army under you. Suggestions?


If i file for bankruptcy, and my car is bought under my wifes name, what is going to happen to my car?

As well as my/wifes jewelery?


What student loan consolidation company has the lowest interest rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who can help me fix my credit?

without charging an arm and a leg!!


Pre-bankruptcy credit counseling question… How long is the phone call afterwards?

I did the pre bankruptcy credit/debt conseling course online and need to make the call to them but the problem is I have a very active toddler that likes to scream when I am on the phone. I am wondering how long the phone conversation usually lasts. I want to try to make the call when she is napping but her naps aren’t that long soooooooooooooo…………..uggggg!


I need a loan for 700$(not a payday loan) and long term 6 month plus?

I need 700$ for equipment for my job. I dont necessarily have bad credit I have one item on my report and Its recently been taken care of but I still get screwed. I need the equipment to keep my job. I dont understand why I couldnt get a loan because I make my insurance and my car payments on time always. I just got a new job a month ago that could be hurting me but my previous job I had for over two years and I was a managers. Please any advice would help.


Are there really FREE credit reports?


Is there really a website i can go to and get a free credit SCORE? If so what is it?

I keep going to these websites that end up having fees, is there one that doesn’t?


Is dresslink.com a scam or is it safe? If you’ve used it, let me know!?

There’s a site called dresslink.com and it looks too good to be true. I just wanted to see whether or not it was a scam. Has anybody bought from this site? I want definite answers, not opinions. Sorry if that sounds rude! I was just thinking that some of the things on the site were very pretty but I’m not going to buy anything if it’s not going to get to me or be of value. So, yeah. Hope I get an answer!!!!!!!


Will they actually take your personal property when you file bankruptcy?

Stuff like, clothing, toys, electronics, game systems, tools, computers etc.


Where To Get Free Copy Of Credit Report?

Hi…want know where exactly I can get a free copy of my credit? I heard we can get our reports for free, and was wondering where exactly.


What student loan consolidation company has the lowest interest rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need help in payday cash advance loan, plz?

I need some cash advance for emergency, somebody tells me a loan company that can lend me money like hundreds pounds??


I have very bad credit and need $15,000 to pay off a credit card now, how?

I have a huge credit card bill that belongs to my mother. I need to get a loan now to pay it off and then repay it on time to get my credit established, any suggestions, my credit is very bad and obviously this is making it very difficult


Consolidate Debt Without Owning A Home?

I am a college student. I am also extremely impulsive and have recently sought help for my erratic behavior. Over this last summer I managed to rack up about $8,000 on a credit card. What’s the interest rate? I don’t even know, this is how financially daft I am. All I know is that my second payment just came due, and it’s a $250 minimum payment. The limit on the card was just over $8,000, which is just about what I managed to put on it. I have shredded the credit card and do not have any others, but obviously my payments will get higher and higher with interest. I activated the card in June and my second payment sine then is already $250. It’s obviously going to get worse and worse, since I can’t do much more than the minimum each month. (And that’s if it stayed around $250, which it won’t.) I can afford to pay it this month, but with a car payment, insurance, cell phone, gas and living expenses, I can already tell that this is going to get entirely out of hand. Yes, I know I’m stupid, please spare me. Anyway – because I have not missed a payment on the card yet, nor have I ever missed one for anything else such as my auto loan, I have very good credit for the time being. However I live at home and don’t have a mortgage or anything like that. I have no real collateral: my car is being paid off, I don’t own a house – I really don’t own anything of much value. I want to consolidate my CC bill or spread out the payments or something; my spending habits have gotten better, and I am in college so at some point I’ll be making more money, but right now I need to stretch out these payments to keep my head above water. If I have to make a low payment to some company over 10 years, that would be fine with me at this point. Is there anything I can do?


Release of liability of mortgage in divorce?

My Ex Wife got all my property in the Divorce. How do I get my name off the loans when she doesn’t’ work and is unwilling or unable to re-finance. If I can not get my name off, how can I not be liable for the loans? If I’m still liable, once I release the title and deeds she gets all the houses I get all the payments? Judge told her to release me and hold harmless all liability? What do I do to make sure that happens?


Is it possible to get a FHA loan a year after bankruptcy discharge?

Is it possible to obtain a FHA loan a year after bankruptcy discharge?


Can i use a prepaid visa debit card to buy chinese NFL jerseys?

I’m thinking of buying a prepaid visa debit card to buy some jerseys from a chinese website. However, I don’t really trust them with my normal credit card. So can I pay with a prepaid one? And how much are they?


Which bank is the easiest to get a credit card from?

i dont have great credit and had issues in the past regarding my credit i have been working on it and have been paying off all debt and doing relaly good now so which bank is the easiest to get approved from and i dont need a really high limit but i do need a low interest rate


What is the best way to stall a loan shark?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I access canadian credit reports for free; no credit card?

how can I access canadian credit reports for free, no credit card either


Do companies write off” debt that they can’t collect?”

What exactly is a write off? After they have written it off can they still put it your credit reports (equifax, etc.)? If I call the company and find out my debt has been written off, should I call the credit bureaus and inform that the debt has been written off and ask them to remove it from your history? I’ve also heard that you can write a letter to the credit bureaus informing them why you incurred so much debt you couldn’t pay back and explain your intentions about how you are going to pay them back. I was told that the letter must be submitted with the report when the report is requested. Is it true?


Payday loans england?

I knw this is a bit of a daft question but is there any payday loans for people who’s on benefits in england I’m a single parent.I’ve had one before so I knw its possible? N ye I knw before some people start most won’t give them to people unless there working!


I owe money to a man who just filed Chapter 7 bankruptcy and now I owe the laywer?

I owe a man who filed bankruptcy chapter 7 in Ohio and I recieved a letter saying to pay the lawyer not him. It says in the letter and I quote The undersigned is the duly appointed and qualified Trustee in the above captioned proveeding under Chapter 7 of the Bankruptcy Code. As trustee I have legal title to all non-exempt assets of the Debotors in this case invluding any of their right to the balance uner a vertain installment sale of may 10th 2010



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My husband and I are 20,000 in credit card debt. We used to make great money together -?

but his business has slowed (He already works 70 hrs week). My question is how can we get out of debt before our credit gets ruined? We are -1,000.00 per month bringing in the cash. I am trying to find an extra job but already do real estate on the side which has been slow. Please someone help. Every month, something isn’t getting paid. We tried trading in our cars for cheaper payments but owe too much. Thanks for your help.


What student loan consolidation company has the lowest interest rates?


Can you recommend a reputable debt relief/consolidation company?


As an E-3 in the navy can I afford a 22,000 car?

It’s a 2013 Ford Fusion, My down payment would be 3,000. And USAA for insurance. And the only bill I have is my phone which is $85/month.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s a good credit to debt ratio? Please help!!!! Any info is appreciated!?

I was a student for 3 years and lived on my own for 5 years. I was struggling with money and got my-self into too much credit debt (over $25,000!) Now I am struggling to pay them off as soon as I get a paycheck. I barely buy food or clothes or any extras (The only extra thing I but is a train pass). So I am working as hard as I can to find a way to lower my debt and interest, I tried transferring my highest percent card to a lower one (from 18.35% to 9.99%) and they declined my transfer becuase of my high debt to credit ratio. The interest alone is killing me. What’s a good credit to debt ratio before they let me transfer my money or give me an increase so I can close my highest paying card? Any info is very very very appreciated! Thank you!


I recently got scammed on a loan, and I need to get one fast! I have poor credit and I don’t have a cosigner.

I’ve come to the end of my loan and I will loose my car in 4 days if I don’t pay 1400! Please help me. I cannot affort to get ripped off like I did. Payday loans have failed me therefore I cannot go that route. Please, help me. I need a local loan, not from the UK.


My friend has bad credit and can’t get a credit card but has never had one.?

So yeah my friend went to buy a dog today and they said no because he has bad credit… he’s never had a credit card before and can’t get one because credit cards always deny him. How can you be denied from getting a credit card and have bad credit if you’ve never had a credit card and always used a debit card? How can you fix it and be able to get a credit card and good balance. They can’t get a free credit report because it asks for a credit card number.


Monthly payments on a $1,000 loan at an 12.99% interest ?

can some one illustrate what a monthly payment will be on a $1,000 loan at 12.99% interest? if you can show a chart, that would be great.


I need my bankruptcy information from 1994 how can i get it?

I was discharged from bankruptcy and no longer have the documents, how do i get a copy


Any genuine unsecured loan lenders? am tired of scammer’s who ask for a fee upfront.?


Does anyone know of any sites that offer unsecured personal loans for bad credit credit score under 500?

IF YOUR GONNA JUST BE AN A S S H O L E! AND JOKE AND GET A QUICK 2 POINTS PLEASE DONT RESPOND CAUSE YOUR NOT ANSWEING MY QUESTION!!


I own my car, should I get a car loan? To raise my FICO 08?

The new FICO 08 will grade on credit DIVERSITY. I purchased my 2005 KIA SUV with cash, I have a few credit cards with low revolving balances and a mortgage. A bankruptcy in 2004 (due to divorce) is still dragging my FICO down even though from that date I have been stellar with my credit. Seems silly to ask- but the article looks like you could drop 50 points for not having diverse loans!!


How to get home loan?

Planning to take home loan. Please help me. What is the procedure and which bank is best ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am filing for bankruptcy chapter 7. I am trying to make sure I find everyone I owe money to.?

If I happen to miss someone is it possible that they could come after me? How can I avoid this? What extra steps do I need to take to be sure of this? I know like when I write a check they put my id number in is there any other place besides on my credit report I can look? What steps should I take to make sure I don’t miss anything?


What student loan consolidation company has the lowest interest rates?


Is 703 a good credit score ?

We are buying a new home and they ran our credit with 3 different credit companies.Each company gave us a different score.they were 703,680 and 679. Is this good? Will they take the best one or an average.


I want a motorcycle! I have no credit, help?

Hello all, I have been wanting a 2013 300cc ninja for a while now but I have no credit. I have enough money to buy the motorcycle that I want but I want and need to build my credit so i want to finance it out instead. I am military so I have been told to use USAA to get an auto loan but they deny me too…. Anyone have any ideas what I should do? I dont know if there is much of a difference but I dont have bad credit, but I am only 20 years old and just havent payed for very much besides bills and a couple things from Aarons. Please help me! And please no lecturing on why I shouldnt get a bike or stuff like that. Thanks!


Has anyone filed Bankruptcy on their own without a lawyer?

If so, did it go well?


I have a 701 credit score, make 16,000 a year, will i qualify for a small home loan?

i am 19, a student. my credit score is decent (701) and i bring in around 16,000 a year income. i have a small 3,000$ student loan and a 2000$ car loan. im looking into buying a condo priced at 37,000. is there anyway anyone would give me a loan, i can deff afford the monthly payments on a loan like that. if i cant do it on my own, is there anyway my father (credit score 780) can cosign with me or somthing. what are my options, thanks!


Bank account gone into debit will this effect my credit rating?

Its happened before too but i do have an overdraft facility on my account so no bank charges apply. But will this effect my credit rating when applying for a mortage?? will i still be able to get one?




















































Has anyone ever used a payday loan?

Has anyone ever used a payday loan?

AS you can see i am from NY so I need something within the USA

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Payday loans?

I would really like to know if you have ever applied for one and what was your experience. or if you know about them or you know a reputable one.


What would happen to my credit score if…?

I take out an auto loan with a high percentage rate on it & the only other credit I have is a credit card with $6000 total avail & $4000 of that is used. My equifax Fico score is in the low 600s. Will having the loan change my score? If so, how much & what are the chances of refinancing in a year or two with someone else at a better rate?


Why did Chase and Capital One deny me for an auto loan?

I applied for a $20,000 auto loan with Chase and Capital One. I was denied by both. I did some research online and found people with the same problem but they had credit issues. Here is my information: I am 21 and I am a full time student with a scholarship ( so barely any expenses) Credit Score: 724 ( Pulled all 3 scores and all three show only on time payments and low credit utilization.) I work 35 hours a week at my current job. I have worked at my job for 1 year and 3 months and before that I worked another job for 1 year and 6 months. Salary: 24,000 Rent: 400 5 Credit cards open: total credit available: 5,000 and only using 1,000. No other loans, accounts, or outflow of income except for a $50-$60 electricity bill. I’ve always banked with Chase so I was especially surprised to be denied by them. I’ve done everything I have read to have a high credit score and I’ve heard my credit score is amazing for someone who doesn’t have a mortgage or existing auto loan. Very Frustrated?!? Any Ideas??


When do Banks esp Bank of America process their returned checks?

Okay, I bank with BofA, and I had deposit a check Monday and the teller had put a hold on it for two days, so funds will be available 4/30/08 5pm. Just this morning, I got a call from the person who wrote me the check and said that she didn’t have enough funds in there as of now. The check will be returned. My question is, when do they process their check returns? when can i expect to see the NSF fee and the returned check reflected on my account? I know they process deposit at midnight of each day, do they process returned checks the same time? Or do they just charge it back to accounts as it comes through the day? Do you think the funds would be made available to me first before they even charge it back to my account assumming they do it at midnight? I had enough money to pay for bills which i wrote out, and what i deposited is what i should have if it cleared…but it it comes back, they’ll charge me fees which will cause my account to go negative.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the best places/options for getting an auto loan? (Good credit)?

I may need to buy a ‘new’ used car in the next 6 months, and will need to get an auto loan. I have very good credit (750 range), but unfortunately I don’t make much money. What are the best options for securing a loan? Should I go to a credit union, try to get financing at the dealership?… Any advice on the process much appreciated. Thanks!


How often can I file Chapter 7 bankruptcy in the state of New York>?


What is a credit report?


Has anyone ever used a payday loan?

AS you can see i am from NY so I need something within the USA

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan without a checking or savings account?


Freecreditreport.com vs truecredit.com?

Hi, I am an 19 year old college student and I don’t know much about credit lol. I had a credit card for a year now and i havent missed a payment but my balance is higher than it should be considering my limit. I never went over my limit but again, my balance could be lower. Last month my experian score was 694. Enough about me…I have been a member of freecreditreport.com for just about a month now. I got an offer to get the 3 credit reports from truecredit.com for free for 30 days. I plan on canceling it soon but I have encountered an issue of sorts. I got the 3 scores and accoring to truecredit.com my Experian score is 638. Interestingly enough, I just re-ordered/refreshed my credit report at freecreditreport.com and its showing that I have a score of 704(=D). So can someone tell me why is this so? I really hope my score is 704 and not 638 but I don’t know which score/website is more accurate. Can someone please clear this up for me? Thank you for helping me with my credit ignorance!


¿trucos grand theft auto vice city stories para la psp?

todos los trucos y si hay de lanchas y cuads mejor todos


Any good identity theft protection companies?

i’m trying to find a good identity theft protection company who is good. i can’t decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for…the basic or the command center in lifelock. please help! i’ve had soo many things put under my name and i’m only 19!


How can I remove negative item from my Credit report?

Hi guys. I need your help again. This is the story: Back in 2012 a collection company called South West…reported a unpaid bill of $203 which original owner was Windstream. I disputed and credit bureaus removed the item. A month ago another collection company called LVNV funding reported the same item. I sent signature required letter to LVNV to validate the debt. They received the letter but never respond to me in 30 days!! The same time I sent letter to all 3 major credit bureau. I called experien, they told me they validate the dept! I asked them if they sent any proof? They said that they responded electronically. I called LVNV and asked them to explain. They were not cooperative. She said: Original owner sold then in 2012 and your account was in back 2005 but was active until 2008. I asked them to send me proof. They said the original company has not them. I called original companyWindstream” they said they are not owner of the account any more and have to to call LVNV. Also experian told me their hand is tied! I need to file complain against LVNV with government which I did file. What should I do? This is the second time this showing on my report by 2 diffident collection company and they damaged my credit so bad! Thanks for helping.”


Help with Bankruptcy problem?

Scooby loaned Shaggy some money on Monday and Shaggy wrote out an AI.O.U.@ to Scooby for the loan. Fred, loaned Shaggy some money on Tuesday. Fred got Shaggy to grant Fred a lien on Shaggy=s house to secure the loan in case Shaggy didn’t pay. On Wednesday, Fred took his lien to the county clerk=s office (the proper place to record liens on real estate) and properly recorded his lien against Shaggy=s house. On the same Wednesday, Daphney loaned Shaggy some money. Daphney also got Shaggy to grant a lien in Daphney=s favor against Shaggy=s house. Daphney did not go to the county clerk=s office and record her lien. On Thursday, Velma loaned Shaggy some money. Velma also got a lien against Shaggy=s house. On Friday Velma properly recorded her lien with the county clerk. On the next Monday morning, Shaggy filed for a Chapter 7 (no asset / liquidation) Bankruptcy. These are the only creditors; Shaggy doesn’t owe money to anyone else. In what order are these creditors going to get paid, if they get paid anything at all. (Who is first? Who is second? Who is third? and Who is fourth?)


How much does check cash places charge if I cant go to a local bank in time?

My boss does this all the time.He gives my paycheck late in the afternoon right after the banks are closed. I need to pay off some bills . If my paycheck is around $1000. how much will they charge?


CIBIL Score elgibility for home loan?

Hi, My CIBIL Score is 633 and recently I’ve applied for home loan through LIC housing finance and I was fortunate that they have approved my home loan process and I’ll be getting loan sanction letter soon. Even though I wanted to know few things 1. If more the CIBIL score say in between 800 to 900 are there any chances of getting more loan amount considering the salary ratio and other liabilities? 2. What kind of CIBIL score does HDFC, ICIC, SBI and other bank consider while applying for home loan ? 3. Does processing fees cheque for home loan sanction letter is only debited when bank or the lender is confirmed that customer is eligible for home loan? 3. Does sanction letter is kind of confirmation for the home loan once the property is finalized so that they can disburse the amount? 4. How frequently CIBIL score gets updated?


Has anyone ever used a payday loan?

AS you can see i am from NY so I need something within the USA

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is Experian, Equifax, and TransUnion’s fax numbers to send them a paid in full receipt?

Is there an easy way to show them proof of a collection that has been paid off?


Can you file chapter 7 bankruptcy without a lawyer?

If so, is it difficult? This is for the state of Minnesota is that matters.


How can i get a background check on some one for free?


Where can i get a payday loan?

I am already with Quick-Quid and have taken a loan with them. However i am finding to difficult to find a payday loan for £400 with someone that will guarantee me payment of that £400 without any application fees. Any advise would be useful. P.S i don’t want to have to pay any application fees


What will payment be on $220,000 mortgage 30 year fixed 6% interest?


Experian credit score of 671 is this average?


What is the difference between forclosure,REO and HUD?

I visited a site and it said it has foreclosure houses for sale,but I realized that all that houses are HUD homes.I visited another site that said that they have foreclosure houses for sale and all houses were foreclosures.Are foreclosure houses and HUD houses the same.Where can I find REO houses for sale?


Should I be approved for this auto loan?

I went to a credit union today to apply for an auto loan that is for $10,000. I want to get a used car. My credit score came back as 709.I have an income of like $1800 a month. And I live at home for free. Only thing is that I have only been at my job for 3 months. But I just want to know what others opinions are.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Any info on pro’s and con’s on debt consolidation companies?

debt settlement of america?? anyone hear of them or use them??


Bankruptcy? Should I or should I not? Chapter 7 or 13?

I am 30yrs old and just became a Dad and had quite some time to think my financial situation. I am in about $50,000 in unsecured debt. I make about $1800 a month (after taxes). I have been paying all my credit cards (I have 7) on time but usually the minimum. Due to my credit score and the recession we are in, some of my interest rates have defaulted to the max and I am now struggling to keep up with the payments, but I have not missed a single payment yet. There are days where I lay in bed and think about my situation. I want to file bankruptcy so I can start fresh and be able to support my family without any worries. I have been reading countless articles on bankruptcy on the internet. Some say it is not a good idea and others say they have better credit scores after filing. Can anyone chime in that is in process or has filed bankruptcy before. Has it really helped? Were you still able to purchase car/home? How long did it take? I appreciate any response or guidance.


Credit Score of 581, how to improve?

I know, I know. 581 is pretty bad. I was young and stupid and completely careless with my bills. I was in a tough spot and couldn’t afford to pay my credit cards. Now, what can I do to improve my credit score? I have an account with Experian and I’m able to see what I owe. The problem is, I stopped paying my credit cards because I was told that even if I were to pay them, my credit score would stay the same for 7 (?) years or so. I am applying for a student loan later this year but I really need to improve my score. What exactly can I do? Any advice would be appreciated! Thank you!


Where can i get a free credit check?

does anyone know of a website i can go to to check my credit score for free?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

McDonald’s History Question: Do you know where the first McDonald’s went bankrupt?

Supposedly, the very first McDonald’s that opened also went bankrupt. Can you tell me where this happened and when? If you ad a link, it will help…and possibly get you 10 points!


Has anyone ever used a payday loan?

AS you can see i am from NY so I need something within the USA


Apartment lease requires renter’s insurance *before* I move in; can I cancel it after I move in??

I am getting ready to rent an apartment. The leasing agent told me that when I come to pick up my keys and sign the lease, I have to provide proof of renter’s insurance. I really don’t feel I need it. My stuff is not worth that much and I really don’t care if something happens to it. I didn’t want to raise any red flags with the leasing agent so I didn’t say anything. But I’m wondering — can I just get the renter’s insurance for one month and then cancel it after I move in? I haven’t rented an apt. in a long time so I don’t know how this works. Do they come back to you later on and ask for verification that you’ve been maintaining the policy? I don’t want to get into trouble or anything.


Is it easy to get a loan in USA if you never been there?

A thought crossed my mind.. So I got curious. I’m sure the interest rates in the USA is cheaper than Australia. So how easy (or hard) is it for a non resident to borrow money from a USA bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much is an average monthly mortgage payment?

If I buy a house that costs $350,000 and I put down $20,000, about how much will my monthly mortgage cost?


What does Insufficient utilization on open accounts” mean?”

I applied for a credit card and got denied with this message, what does it mean exactly?


What is the website where I can get a free credit report from the top credit report bureau?

This website gives you one free credit report once a year/every 12 months?


Totaled Car during Bankruptcy – Financed and no insurance. Help!!!?

I was laid off from my job and we are having serious financial difficulty. Our checking account was in the negative and we couldn’t afford our auto insurance so I dropped our coverage to just liability last week, even though our vehicles are financed. I know this is in violation of our agreement with the bank, but we just didn’t have the money to pay it. Well…just our luck…my husband hit a deer and totaled the car. I know that falls under comprehensive, so we have no insurance to cover the loss. My question….we have already filed bankruptcy and haven’t discharged yet. We just had our hearing yesterday (same day as the accident). The vehicle was included in the bankruptcy, and we were scheduled to surrender it next week. What happens now? Can the bank sue us for the loss since we didn’t have insurance, even though we have filed bankruptcy and included the vehicles?? Help!!! I’m going to call my lawyer, but she isn’t that great at returning calls and I might not hear from her for a few days.


Is it legal to be denied an FHA home loan based on my husband’s immigration status?

I am a US citizen. The home loan and title will be under my name only, but the loan company is requesting to check if my husband has any debt to his name. The problem is that he is an undocumented alien so he doesn’t have a SS# to run a credit on. Plus he has been here so long that an international credit check will not do us any good. We’ve applied for an ITIN but we only have a few weeks until escrow closes and the IRS will take almost two months to process the ITIN, if that even helps us. So even though everything is under my name and I am in good standing, can they deny my home loan just because they can’t verify HIS credit? He doesn’t have any debt nor credit to his name.


I was pre-approved for a home loan & locked in on a low rate, but the lender just now is checking my credit?

I am simply asking what I can/need to do to keep the ball rolling, I paid off about 8K so my score should have increased tremendously, but it seems not to have moved!


Does anyone know of any Minnesota car dealers that finance bad credit?

or any other bad credit auto loans. I am improving my credit, but it is still bad, and my car is dying! Serious answers only!


Can I have a payday loan put on a prepaid credit card?

Also if I were to open a checking or savings account, would I be rejected from a payday loan until the account has been active for a certain amount of time


Where can I get a credit report and score without having to give a credit card number?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is $15,000.00 a good down payment on a 250,000 house?

wife makes 15,000 per year does that help alittle bit?


Has anyone ever used a payday loan?

AS you can see i am from NY so I need something within the USA


Auto loan with no credit?

Hello I was wondering of what my chances of getting an auto loan would be with no credit. I have a good employment history and have been Working a full time job and about 20 hours a week at a second Job. However I have no Credit but I do have a co signer and I have enough cash saved up to put down 25% of what I Want to buy. Do I have a good chance of getting a loan? Thanks


For Rs.30,000 salary how much amount personal loan I can get?


Payday Loans?

Ok, I asked this question already, but no one really answered it..I live in Georgia and I need a payday loan that does not require direct deposit..I know this isn’t the way to go, but I have NO other choice, no relatives, nothing..so I would appreciate any help. I need to fill out an application online.


What credit card can I get with a 579 credit score?

I am a college student who is trying to get a credit card. I just recieve a copy of my credit report, that I ordered because I have been turned down for credit twice. I have six inquiries that are on my report, all of which are correct. Three of which is from citibank (from a checking, savings and e-saving account) I opened with them. I did not know that they did credit checks before approving a savings of checking account. Anyway with the six inquiries that I have and two student loans both issued on 9/2006 and a 579 credit score. What credit cards if any can I get?


Can I use a DEBIT card from one bank to get a cash advance with a BofA teller?

I have a new account at Ally Bank for which I have received my debit card. However, I have not yet received my PIN or checks, my rent is presently due and I’m going out of town tomorrow. Can I use my Ally Bank debit card with a teller at Bank of America to obtain a cash advance which I can then convert into a Bank of America Cashiers Check? When I was a teller with BoA, we would simply swipe credit cards for cash advances with the old school credit card machine, the customer would sign the credit card receipt and we would remit the funds. In principle, I don’t see why a debit card can be swiped in the same fashion; indeed, most banks prefer that customers sign rather than PIN for debit card purchases because of fees in their favor.




















































How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I know there is a website where you can check your credit report annually for free? Anyone know the website?


Loan question(just asking in advance)?

how do you get a loan? and how does it work? what do you need? whats down payment? and how long can you pay monthly? and other essential facts i should know


How much would I pay monthly for a 18k car?

It’s a volkswagon cc sport I’m putting 1k down and idk about my interest rate 2.99 I think


Bankruptcy on all my dept?

i want to know if any one has gone into bankruptcy? what is all involved ? can i save my home ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Farming types in United Arab Emirates?

i have a project on ‘what are they types of farming in Unied Arab Emirates’ but i cant find any info. . if anyone knows i good source of info about that pls post an answer. (types of farming ex: like cattle farming, dairy fariming arable farimng etc)


OSAP HELP: How much Loan Will I get And For WHAT? HELP NEEDED ASAP?

hi, I am a grade 12 student, and i planning to go to waterloo university for either chemical or geological engineering. Osap is one thing I have never understood. I am actually planning to stay at residency in waterloo since it’s like more than 40KM from my home.. Now, my parents are considered in the poor range, and they have a salary of approximetly 15000 $ each contributing to a total 30000$ income per year. The program I want to go in requires 5 years of study with 2 terms. Total study period in each year is from sept – april. Can someone tell me how much Loan I can get from OSAP? And One more thing, does OSAP fully cover residency cost? If not, how much will I have to pay? I actually went to this OSAP estimatior website and did all the thing it wanted it me to do. At the end, it gave me these numbers: Estimated Expected Costs For Your Study Period : $23,743 Estimated OSAP Funding For Your Study Period : $15,947 Estimated Total Student Loans:$12,240 Estimated Ontario Student Opportunity Grant: SUBTRACT: $4


I want to get credit report. What credit report service is the best value?


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


We filed bankruptcy in 2001 and it was finalized in Feb 2003, Regarding 1099C?

Since the bankruptcy has finalized we have received 1099-c from 2 of the creditors. Both of whom got the house and semi-truck back, per the Chapter 7 agreement. Each time they filled out the 1099-C’s out wrong etc etc. If we filed bankruptcy why are we having to file and pay taxes on something that had been forgiven in a bankruptcy. Right now everything is on hold with IRS for year 2003, they say they did an audit and that we owe over $10,000 in taxes (they say they never received the corrected 1099 showing the $ amt to be 0, but they received the corrected 1099-C in 2004) We have the corrected 1099-C showing $0, the tax advocate has the case right now, to keep them from garnishing our wages. I know we don’t owe this money. Are we supposed to report the 1099-c marked bankruptcy or what? We have just been notified that we have another 1099-C for 2006 on the home and land we gave back in the bankruptcy alas again the 1st one was done wrong so a corrected on showing the bankruptcy


I have bad credit 590. How hard will it be to qualify for an auto loan?

Im 27 years old and I have pretty bad credit. Most of the charge offs on my credit file are about 3-5 years old. Ive been paying some of the accts little by little but I still have delinquent accts that total about $6,000. I did take out a secured credit card from BofA. I make about 40,000 a year and I have no bills besides my rent and cell phone. Im looking for a loan of about $15-20k. I already know my interest rate will be high which is fine. Any recommendations on what banks, dealer financing co. (Honda Finance Inc, Toyota, CarMax…etc) have special financing programs? Or since I do have a credit card thru BofA will it be easier for me to go thru them? Thanks for all your answers


Where can i go for a free credit report on myself, without having to join a membership?


Where can i find my credit score online for free without having to pay a dime?

i just wanted to see my credit score on line but don’t know where i can find it because every where i look its pay this to see you’re credit can some one help me please?


Is a 9.5% fixed rate APR a good rate for a credit card?

My bank (credit union) offered it to me because my credit score is just a little over 700. 9.50% fixed rate APR No fee for cash advances No annual fee $10,000 limit She said having it will actually help my credit score even more if I don’t go over 50% of my credit limit. Is this a good deal for a card, or should I look elsewhere? If so, what do you suggest?


Public Records Reading- Mortgages, Do home equity loans show or just reverse and second mortgages?

Are we saying that a home equity loan automatically shows as a lien?


Where can I look at both of my credit reports for the least amount of money?


What are the best DVD discs for burning Wii games?

I’ve been using RiData DVD-R any they play ok, but time to order some more so I was wondering what is considered the BEST discs for Wii games? I mean a) brand and b) -R or +R ? Also FYI I use the inkjet printable.


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where or who do i call or talk to to cancel my annualcreditreport.com account so i’m not charged for it?


Applying for a credit card. . .?

When you apply for a credit card online and they tell you that you will recieve info in the mail about your request that usually mean you have been denied, right? Because thats what they told me but I dont understand bc my credit score is a little over 700, whats up with that?


If I file bankruptcy?

Not the 3 credit agencies you know those 3 places that send away to for your credit reports? Them, will they give out my info?


Is a light credit check the same as a full credit check?

ie what have they done in the past and can they be trusted, or is it more of a formality


The term open bankruptcy”?”

right..it will show for 10 years but is it considered closed” when you get your discharge papers from the judge….”


Can you file for bankruptcy while fighting a foreclosure?


How to buy a car with no credit/co-signer?

I am looking to buy a car somewhere in the price range of 6000-9000 dollars. I currently have 2000 for a down payment but I don’t have any credit and no one to co-sign. I make around 1300-1400 (my hours are a little different every week) a month before taxes and I have worked for the past 4 years. I am 20 years old and a male I have never taken a loan out for anything so this would be completely new to me, is it possible for me to take out a loan for a car with no credit/ co-signer?


What is the best website for accurate apartment reviews?

I am looking for apartments in the North Dallas (TX) area and I feel like every apartment I look at has the most horrible reviews ever. I get that some people have higher expectations of apartments, and that sometimes managers post anonymous” positive postings. Has anyone found a site with reviews that pretty well reflected the apartments you looked at or moved in to? Just feeling a little overwhelmed right now.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Unsecured bad credit loan? im looking to consolidate some credit card debt?

are there any places out there that can help me with a 12,000 loan? i would just rather have one payment than 4 or 5. i can handle the payments im trying to make it easier because i keep forgetting the 2 until the last minute? anyone know of any that will do it with a 600 credit score?


HELP, Everyone tell me to go to annualreport.com to get a free credit report. That place doesn’t exist,?

When I go that that site, it tels me that page have been moved or is out of service. Can you tell me where to really go to get me free annual credit report?


I need some help Im filing for bankruptcy!?

i was wondering im filing for bankruptcy and im going to file it by myself without and attorney but im needing to find all of the correct petition papers for filing and all of them that i need for filing a chapter 7 what website can i go on to find them or what software do i need i really need help


What does non-purchase money” mortgage mean?”

If non-purchase money” is listed under mortgage type – how was that property purchased? TIA”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What site provides a secure & nonfraud cash advance loan?

push came to shove and I need a payday loan. Anyone know a good one that is QUICK AND EASY and will not direct me to a bunch of other lender” pages..or bombard my screen with other offers — AND is real & legit…for a payday cash advance that will apply for people with not so great credit in the NY area? Thanks…serious replys would be appreciated.”


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!


How do I get an auto loan?

I have good credit score, 707, a stable job that pays ok, but I have massive med school loans. My car died and now I cant get a loan? What am I doing wrong.


Selling a vehicle on installments (lien form or promissory note)?

My question is- is it better to use a lien form or a promissory note? I am definitely going to use one- I was just asking opinions of which is better.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy Question?

Ok so I have 2 questions… 1.) Can you decide to include your car in your BK AFTER you have already signed your BK paper work? 2.) If you have already signed your BK papers and did not originally want your car included and you default on your loan will it get automatically rolled into your BK or will they come and get it as a Repoe (sp?)?


If your approved for a auto loan do you have to put a down payment down?

What all happens after your approved for a auto loan? Do I have to have a the money for a down payment?


My credit is only 596, is there a credit card that I can get where you don’t have to pay like $200 for it?

I want one to improve my credit and they all say i have to pay for one. Is there one that I don’t have to pay anything for? Please let me know. I would greatly appreciate it alot


Are there any third parties that can help with student loan consolidation?

I have been using the online services of the federal student loan database as well as my various student loan servicing departments and am coming up with confusing and contradictory information from the various official and private websites, making it so that I am unable to enter the right info on my consolidation application. Is there anyone I can pay to help me make sense of it all? I know new laws about 3rd parties have come into effect, but I do not know what they are or how I can make sense of the incomplete info I find on the supposedly comprehensive student loan database (missing account #’s, interest rates, loan servicing phone number and addresses, etc.). Please advise.


Question about filing bankruptcy.?

I know it sounds crazy but I don’t even know who all I owe money to at this point. I DO know that it’s in the thousands. How would I go about finding out who all I owe money to so that way when/if I do file bankruptcy, I’ll have all debts included. Thank You!


Will paying off auto loan in 3 months affect first time home buyer mortgage?

I made $12,000 Auto loan 60months 5.75%APR 3 months ago. The car sales man told me that they had to do 5.75 instead of 5.50% because I don’t have any loan history at all even though my credit score is 750. Now I have money to pay off the loan but I am afraid it might affect the home mortgage if I want to buy a house in a year or so if the same theory applies. Please let me know if I should pay it off now or pay large amount first to avoid paying too much interest and paying off smaller amount in next 9 months to make it 12 months payment?


I think I’ve been scammed, should I cancel my credit card?

I authorized it over the phone. How can I cancel? They will still charge me the fee


What are the chances of getting a loan from a credit union when you have bad credit?


Discover personal loans-scam or what?

I got loan approval from Discover and am still worried about consolidating my credit card debt…they say my apr is fixed…is this loan basically a gimmick for the credit card company? Thank you for any information.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to claim from bankruptcy?

I bought bathroom vanities etc from a company only to find out that they have moved shop taking my money with them and no vanity is there away i can track them done. the owner of the building has no clue other to say he thinks they went bankrupt


How does the IRS tax a 1099c when a divorce has taken place and both are forgiven the debt?

Thank you, A Tax Lady! That’s what I needed to know!


How do i get a free ancestry thing no credit card or anything?

im trying but there all like credit card so i exit and try to look for a new one


Chapter 7 Bankruptcy advice?

Hi I am considering filing chapter 7 bankruptcy but wanted some advice. The circumstance is as follows. I am currently unemployed. I fell behind on my car payments due to being unemployed and my car was just repossessed. I now have a repossession on my credit report. I owe roughly $6000 in credit card debt, $3000 in medical bills, and i will have a deficiency judgement against me for my repossessed car for about $4500. Since my credit is already messed up and i am unemployed would a chapter 7 be a good idea for me so that i can start over and get a clean slate. Thank You


How much down payment needed for 200k business loan?


How to calculate home loan interest accrual?

For my home loan let’s say the amount I borrowed was 450,000 and that my interest rate is a FIXED 5.5% , this loan is compounded monthly and the term is 30 years. My monthly minimum payment is 2,555.05, if I only pay the minimum payment each month then in 30 years I will have invested $919,818.00. What I am trying to calculate is how much interest in dollars is accruing each month on the loan (since this will change with the balance, use month one as an example)? The second part of my question is how much money do I have to pay over the minimum payment to pay off the interest that is accruing each month, that way my payment comes off pure principal. Please only the experts answer, I will select a BEST ANSWER” response


Which bank is the easiest to get a credit card from?

i dont have great credit and had issues in the past regarding my credit i have been working on it and have been paying off all debt and doing relaly good now so which bank is the easiest to get approved from and i dont need a really high limit but i do need a low interest rate




















































Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where can i get online payday loan?


I filed Bankruptcy and I have been in Forcloser since December 2009?

I filed bankruptcy on my house in 2009 and I am still in fore-closer since why do i have to pay the water bill after all this time. went down to the Water company and they said that the property needs to be taken out of my name and I told them about the bankruptcy and that i was in the process of fore-closer for almost 18months now, she said the bank has to remove the property from my name, I asked how long would that take she said who knows. So is there anybody out there that knows what can be done for something that im not using, but the freeloaders that didnt pay the rent are still using till this day. HELP


Should I file for bankruptcy?

I am a college student who made really stupid financial decisions. I am about 5000 dollars in credit card debt not including student loans. I recently lost my job and I haven’t been making any of my payments and I get harassing calls all the time. I want to pay them but I honestly can’t do it. *Any suggestions on what to do? *pros and cons for bankruptcy *How much would it cost


Is there any auto loans I can get with only $1600 a month gross income and no co-signer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I start to pay my student loans after I ran away for 3 years?

I suffered a nervous breakdown and ran away. The creditors called and called, but I managed to live without income. Now, after three years, I went back to my old job and I am earning again. I could declare bankruptcy, but then it will be seven years from now that I get credit again. I don’t want to get sued, but I don’t want to suffer from extreme anxiety again . . . I make decent money, but I don’t want to be stuck working like a slave just to pay back loans. It has been eight years since I finished university. Does anyone have any defaulted student loan stories or advise? Is bankruptcy a good option, or should I negotiate with the Canada student loans to pay some of it, or will they forgive me at this point?


Auto loan at 19, options?

Hi everyone, I am looking to take out a loan for a car, thing is I’m only 19. I do not have credit, I do have my parent as a willing co-signer. Apart from that I have $8,000 cash to give towards the loan. The car I’m looking at is exactly $18,000. My monthly income is about $1.5k a month, I don’t have much working as I just finished high school. I live at home with no real expenses, like rent and such. I am a full time student at a university near by.(yes tuition and all that is covered). Would I be approved for this loan? Which bank would you recommend? What is the process like, and what is the co-signers credit need to be? Danke


Where can i find a loan shark?


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I build corporate credit on my LLC?

I have just bought an LLC to start investing in real estate. What is the best way for me to start building corporate credit with my new company?


Can you buy an itunes gift card online and get the code online ?

Ummm…. me and my dad want to buy an Itunes gift card online , but we don’t want to wait so we want to buy it online and get the code online , is is posibble ??


Name four ways that you can change the rate of a chemical reaction?


Am I eligable for an auto loan?

I will be 18 in November of 2012. I am a senior in high school who plans on attending college immediately after I graduate. I have a decent paying job, making auto loan payments easy to be paid. I really want to build my credit by getting an auto loan and paying it off on time while I get my first car. I have no credit right now but my parents have no problem co-signing the loan. I want to get a $7k loan for a 2005 Chrysler Sebring convertible. Is it possible?


Any banks/lender recommendations who good give lower rate for home loan ?

Please DONT give answers with yahoo email id which I know all are scams. I just wanted some good recommendations from people who had been through the home loan process recently and what they recommend


Cash Store Payday Loans? What Happens if?

I have a Loan out from the cash store and its starting to get very annoying cause when i pay it off i have to take out another one to get food and stuff, as i only get limited amount. I realize now that the payday loan is not the way to go and i regret it now. I cant pay the next payment, however i can pay it overtime, i can give them semi large installments every month to pay it off. Whats going to happen if i do this? should i talk to them about it ? is tht the best way to go? i really dont want to be rude and just not answer there calls or anything but i cant have this loan thing haning over my head anymore im getting sick cause im so stressed out. i need to pay it off in time. Any advice is apriciated. thanks in advance


Called Trans Union Credit to verify an account number.?

Being sued for a debt not mine. Called Trans Union Credit Corporation to make a dispute. Asked me for my social security number and wanted to know the credit card number in question. She said are you M. A. M. I said no, I’m M.L.M. The account is not mine. How can I find out more about M.A.M? I think she is the one who committed fraud? Same name except for the middle initial.


Credit card best?

American Express gold delta sky miles or chase mileage plus explorer United. Both have same benefits and annual fee


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best way to refinance an auto loan?

We just bought a car today with a high apr, we used the dealer’s financing. We have a great credit history however our ‘auto’ credit score is lower than our overall score. What is the best way to refinance an auto loan? Is there a way for us to repair our auto credit score, if so, how?


What are the interest rates for car financing/ leasing in Saudi Arabia?

Having recently arrived in Al Khobar, I need to know the interest rates. Thanks!


What type of degree is best for editing and publishing?

In my college, there is regular English, English literature, English creative writing, journalism, and communications. Which of these is best to be a publisher or editor?


Will I get approved for a 16k auto loan?

I am wondering if I will get approved for a auto loan of 16k. Vehicle is worth 30k, I have 14k to put down on it. Credit score from trans union (trans risk) is 709. Fico is 675+ being held back by 3 late payments 44 months ago. No late payments in the last 2 years. 2 auto loans in the last 2 years, one for 7,500 (paid off) one for 10k (still owe 1,800). One credit card with a limit of 1k and a zero balance on it. Total expenses between rent and my loan are 1050 a month. Take home income is between 3,800 to 4k. No debt other then the 1,800 remaining on the loan.


What is the best and safest free credit report site that doesn’t require a credit card?


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Who is getting my monthly fees for my credit report? How can I get intouch with MNI*CREDITREPORT>COM I need a?


Interest expense and subscription revenue Accounting?

interest expense: If cash is borrowed on a $67,000, 9-month, 6% note on August 1, how much interest expense would be incurred by December 31? subscription revenue: If $49,500 is collected in advance on November 1 for 6-month magazine subscriptions, what amount of subscription revenue should be recognized by December 31?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to Buy laptop in installments…..?

Only Contact INDIAN SELLER Or Any INDIA Website


Anyone know any loan shark phone num in singapore??? thank!!!?


How long do I have to wait before filing for Chapter 13 bankruptcy again?

I filed for Chapter 13 bankruptcy on 09/03/2010 because my house was going into foreclosure so that temporarily stopped it, but by 10/15/2010 my mortgage company said the bankruptcy had already been discharged and that there was already another sale date so i wanted to file for Chapter 13 bankruptcy again because a month didnt give me much of a chance to do much. How long do i have to wait before i can file for Ch. 13 bankruptcy again??


Do you need to have a down payment for a personal loan?

I live in PA and plan to buy a mobile home.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do you have to pay sales tax again when you register your car after paying it off with an auto loan?

If title is stamped that means sales tax was already paid when lease was paid off, which it was. Sales tax was not re-issued.


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!


How to beat car loan interest by making extra payments?


Accounting entry for a pay advance / employee loan?

My boss gave an employee a $1500 advance to help buy a car. The employee earns a salary + commission. They agreed that the employee’s weekly commission will be applied toward the $1500 loan” until it is paid off. Using MYOB accounting software

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I have to file my student loans on my taxes?

I am doing my own taxes for the first time… I have two student loans from a university and a technical college… what do i put on my taxes? do i need a different form for this? how will this affect things? I also got grants this year… do i do anything with thoseee… i’m confused… i did get a w2 looking thing for one of my student loan i just don’t know what to do!


Has anyone found a lender to refinance an auto loan with bad credit?


Why do I have to enter a credit card number to get a free credit report?

I went to annualcreditreport.com and each of the three main credit bureau links ended in a request for a card number. I don’t have any cards. I don’t have an established residence that matches any address my creditors would have. I have tried for 2weeks to get a copy of my credit report… I keep hearing how important it is to know your credit score and I can’t even buy one over the phone! any suggestions?


Question about student loans?

I am disabled and was wondering how that would affect my chances good or bad. I had to file bankruptcy when I got sick and wonder if that blows my chances completely. I plan to apply for fafsa also but have already completed a program at the school I want to attend and was wondering if that makes a difference. If anyone has any ideas about anything else I might try any suggestions would be greatly appreciated. My goal is to first get my Associates Degree in IT.


Whose responsibility is it to identify credit report errors?


What kind of items will not come off your credit report with bankruptcy?


Bad Credit Loans…are they available? No Payday Loans-?

I am interested in clearing my credit card debt. My total card debt is $5000. I tried prosper….no luck. My score is currently 630…I just maxed out my cards because of a recent move and my car broke down. Are there any lenders out there for someone with my credit score? I currently pay $300 a month or more to credit cards.


Can I exchange my gift card for cash?

I want to get $25 at least for my gift card. Is there a website that buys them online or something?


How can I get my credit score online for free?

Every place I look it requires your credit card number and they charge you for some garbage…does anyone know where I can get my credit score online free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anywhere I could find as much information as possible on bankruptcy declaration in the province of Quebec?


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!


A question regarding Amscot cash advance service for individuals receiving monthly SSI, in Florida?

Guesstimating, what would be the maximum allowable cash advance limit, through Amscot, for an individual in Florida receiving monthly SSI payments of $688.00? I receive no other sources of income besides my monthly SSI. At minimum, do you think I would be qualified for a $300.00 cash advance? Thanks in advance everyone for your opinions regarding the matter.


Which is the better length of car loan 48 mo or 60 mo?

I need to buy a vehicle but I am not sure if I should go with 48 month loan or 60 month. The loan amount would be around $15000. Either way, I like to add extra money each month to go to the principal whenever I can. What do you think?


Where can a truck driver get a Business loan?

I am looking for a loan to help my Business excel in this economy. In order to do so I must upgrade my equipment to meet and or exceed industry standards. I also would use the loan to pay off a my debt that has accrued during equipment failure, and untimely downtime. I am well set in the company that I am leased on with, and know that my job and Business is secure. I have looked into federal loans as well as grants, but have yet to find any that a truck driver/owner operator would qualify for. thanks in advance for the help!


I need an online loan with no security deposit required can any one help?


How can i get a auto loan with bad credit and no co-signer in ohio?

I only gross about 1000-1200 a month and i cant get approved for anything!




















































What company has the least expensive auto insurance for young drivers?

What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I take my name off the mortgage after a divorce?

My ex husband has sent me a form that says i have to declare myself insolvent to take my name off I’ve looked on the Internet and it doesn’t seem quite right. The insolvency affects my credit rating for 6 years. It says he should refinance the mortgage. A bit of help?


Is credit card cash advance taxable?

This one is pretty complex, so you’ll have to bear with me: – Took a $20K cash advance at 0% APR for the year with a $75 fee – Put that 20K into a two mutual funds – Sold that mutual fund within the same year (I think), and earned $1,239 on the sale – Moved the entire amount ($22,239) into another mutual fund(s) So, the IRS is telling me that I didn’t claim the original 20K as income (a security to be more precise) the year that I sold my shares in the mutual funds. I understand that the $1,239 is subject to tax, but what about the original 20K? Also, I have not yet completely paid the entire 20K back to the credit card; I actually rolled it over to another 0% card for the year. Am I screwed? Do I have to really claim the original 20K as income?


Who are a good payday loan lender?

Appart from wonga, paydayuk, payday express and quikquid anyone know other payday lenders in the UK


Forever 21’s online store gave me my money back??

I asked this a while ago, but someone told me to be more specific so I decided to redo my question! Okay, that sounds great at first, but idk. I ordered about $100 worth of stuff and the order went through and my money went off my card. Now it’s being shipped off and will be here Friday. That’s pretty normal. The money pended for a while, but the next day it went through. Then all the money was gone like it’s suppose to be, but then yesterday night it was all back. It’s money from my checking account by the way. I guess I should include that my card is a Visa. Despite all of that the stuff is still being sent to my house. What should I do? Also I had no idea what category to put this under so I left it with the one it suggested. I don’t know how to be more specific besides all that I’ve mentioned now.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I turn 18 over the summer and need to buy a car. Can i do so? I will have no credit history?


Installment Note – accounting help?

Entries for Installment Note Transactions On January 1, 2014, Parker Company obtained a $125,000, four-year, 6% installment note from Clark Bank. The note requires annual payments of $36,074, beginning on December 31, 2014. Hint(s) a. Prepare an amortization table for this installment note, similar to the one presented in Exhibit 3. Round the computation of the interest expense to the nearest whole dollar. Enter all amounts as positive numbers. (Note: Due to rounding, the 12/31/2017 Interest expense is provided.) Amortization of Installment Notes For the Year Ending January 1 Carrying Amount Note Payment (Cash Paid) Interest Expense (6% of January 1 Note Carrying Amount) Decrease in Notes Payable December 31 Carrying Amount December 31, 2014 $ $ $ $ $ December 31,2015 December 31, 2016 December 31, 2017 2,042 0 $ $ $ b. Journalize the entries for the issuance of the note and the four annual note payments. For a compound transaction, if an amount box does not require an entry, leave it blank. 2014 Jan. 1 2014 Dec. 31 2015 Dec. 31 2016 Dec. 31 2017 Dec. 31


I just file a bankruptcy?

i just filed a bankruptcy 3 month ago, when can i buy something like a land or a car, im paying cash for it, and i was discharge


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you tell me how to check the free yearly credit report from internet?

I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How to get my free credit report.


My bankruptcy was discharged in May. Now I can’t access my credit report. Any ideas why?


How do auto loans work? Buying from car from Craigslist.?

I just got approved for an auto loan so I could buy a car from a private seller on Craigslist. One of the conditions stated that the car couldn’t exceed the Kelley Blue Book price. I was looking to get a car with a rebuilt/swapped engine that has very low miles on it. I was wondering if the Kelley Blue Book price had to be done using the total miles on the car itself or if it could be done using the mileage on the new engine.


Can you file bankruptcy on a 20,000 hospital bill?

My sister’s son had to have emergency surgery. They did not have insurance for him and now have a $20,000 hospital bill. My sister’s boyfriend just passed away and now she is not going to be able to pay this. Can you file bankruptcy on a hospital bill?


What site can I read about chapter 7 bankruptcy information?


Do process servers normally call you ahead of time before serving you?

I’ve been dealing with some scam artists over the last year trying to get me to pay on online payday loans I don’t recall. The latest one has a company called national process server” calling me stating I have one opportunity to call the “mediation” group(debt collectors) or orders will be sent out and they will show up at my work or home around Jan 2! I’m do tired of these calls!!! So my question is


Can i get approved for a $14,000 Auto Loan?

I am a bit new to credit and am 19 years old with a good job. I make $2,480 gross income monthly and have a credit report of 693 (credit karma.com). I do only have 2 credit cards on my account and have two more cards on the way that i applied for and was approved. So far i have applied to Chase Bank, Capital One, Wells Fargo, Bank of America, PNC Bank, and TD auto finance only to be turned down.. I plan to take out a loan for $14,000 and pay cash for a down payment of $2,500. Is there any hope in being approved anywhere else or should i stop looking? Since then i am waiting for replies from Blue Harbor, North Coast Credit Union, First Merit Bank,and Patelco Credit Union. Any help would be appreciated.


Im 19 years old how can i get a bank loan of 15,000 for a car?

i need a car for school out of state. I can pay upto 500 a month back in payments how can i get my bank to approve my loan


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Questions about taking out an auto loan?

A friend of mine is selling her 02 jeep liberty for cheap because her parents are buying her a new car. She’s asking $2500 for it. I already have $1000 saved up, so i’ll only be taking the auto loan out for $1500. What’s the lowest payment I can make? I can afford them even if they’re high but I know they won’t be any more than about $150. I’d rather pay about $80 per month and then make early payments or additional payments when I have the money. Is that possible? I’m a working college student so I’d rather take a little extra time to pay the car off than work my butt off for 10 months. Thanks


What is a good website to find out my credit score?

I want to finance something but i don’t know when my credit is activated


Bad Credit Car Loan?

Me and my fiance have been trying to get a car. We both have bad credit, mine is 537 and his is 517. He has a reposseion on his less than a year old and I have a car in good standing on mine, but we got it for my sister. We make together around $3200.00 monthly. We have a car that could be a trade in, but it is a 1986. Does anyone know where we could get special financing? I am willing to pay more because our car is about to go out. Thanks the reason for the repo is because we just got a SUV for $457 a month, no problem, then I started have complications during my pregnancy and my doc took me off work, and the loan place wouldnt work with us.


I am a cosigner on my car loan and I am trying to transfer the debt to my name. Would that affect our credit?


Payday loans?

Can anyone recommend me of a payday loan company which is reliable (if possible in this area…)? Is it better to pay them back by checks or by debit card and what’s the risks besides paying enormous APR? Thanks


Can i balance transfer my personal loan on to a credit card?

I have a personal loan and im sick of paying the interest. I jst want to know if its possible to transfer the balance over to one of those 0% interest credit cards that are floating around lately?


Lenders/Private Lenders/Loan Shark Where to Find Them?

I am in Australia also


Is giving your credit card number over a phone sex line safe?

I phoned a phone sex line last night and gave my credit card number to pay for it. How safe do you think it is?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a FREE credit report?

Where do you go to get all three credit reports for FREE? I am looking for the reports with detailed information that I can print off. Thanks!


Refinance auto loan nightmare….Can somebody help?

I bought a brand new Acura from the dealer in 2011 in Puerto Rico when I was living there. The car was financed by the First Bank of Puerto Rico for about 55,000. A month ago I had to move back to the states and obviously I wanted to bring the car with me…To ship the car off the island one of the requirements is to present the title or the release letter from the bank to the shipper…and here is the problem…the bank won’t release it until its paid off, the banks in US (Chase, City bank, Banko Popular, Commerce) would not refinance the car until it is in US…the bank can take the car back and auction it and I would have to pay the difference between the original coast and the auction price, the dealer i bought the car from is not being very helpful either …i asked if I could sell it back and he said it would be the same story like the auction…selling it in PR for 55000 is not realistic either…First Bank Florida which is affiliated with First Bank PR was not helpful AT ALL…the person on the phone kept just saying no…no” without explaining any policies or options…I asked the Acura dealer in states if they could buy it out and resell my car back to me for a little extra and they said “no” as well…Im really running out of all the options…for now I’m just paying 1


What is the best site for filing bankruptcy online?


United HealthCare Plan 100?

Has anyone taken out a health insurance policy with United HealthCare underwitted through Golden Rule. I am looking for reviews of this health care providor before I sign up with them. I am looking at Plan 100. Any problems with Claims or billing?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get an Auto Loan with a credit core of 598?

I tried to get an Auto Loan through my bank and was denied the money. Do you think that all hope is lost for me with a credit score this low? Or should I try going to a dealership and getting a car loan there? Any advise would be greatly appreciated!


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.


Good student loan consolidation lenders?

I am looking to consolidate my student loans with a federal consolidation loan. I know the interest rates are based on federal regulation, but I’m wondering about the other offers/benefits. If you have consolidated loans with a company, can you share personal experience about your lender–customer service, helpful website, quick loan processing, etc etc? Why did you chose your lender? Thanks!


Need to find website to obtain credit score….?

I know I can obtain my credit report free once a year but I was wondering if there may be a website where I could get my actual score for free. If anyone has any info I would appreciate it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a collection agency put a lien on my house from outstanding credit card bill?

A representative from a collection agency called & threatened me by saying that they will put a lien on my house for an outstanding credit card bill of $10,165.05. I do not have any credit cards or have applied for any credit cards during that time period. I have never received not one bill regarding this credit card. Someone has used my personal information to oped this credit card account, cause these charges are not from me. The representative said that payments were being paid on regarding this account, but payments had stopped as of May 2008. I feel that whoever opened this account in my name, has had the credit card bill mailed elsewhere!!!! DOES THE COLLECTION AGENCY HAVE THE AUTHORITY TO PLACE A LIEN ON MY HOUSE….WHEN I HAVE HAD NO KNOWLEDGE OF THIS CREDIT CARD ACCOUNT ALL?”


What ways can I improve my Credit Score?

I’ve been thinking allot about my credit score and how i have bad/no credit. I haven’t been able to check. But i really want to improve my credit since i’m still young. I was thinking of getting a credit card, but my dad told me if i get it to beware of misuse. So what ways can i improve my credit score??? Also i read something about how credit score isnt the same as FICO score. How can i improve that too if it’s different?


How to obtain a free credit score once a year in california?


What is the website address to get a free credit report from the government?

I heard of a website to go to to get a free credit report from the government, but forgot what it was. I’m just trying to stay away from the sites that claim to offer free credit reports, but come to find out that there are hidden fees, and that you have to enroll in credit monitoring.


Where can I get a free credit report on line that does not require credit card number.?


Can I have someone co-sign for me without physically being present?

I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.


Need Loan.. Whare are the Loan sharks in Ohio???

Need a Loan.. Can double payment.. Where are the loan sharks in Ohio???


What happens when a creditor takes you to court for an unpaid bill?

I do not have any bank accounts (I owe banks money) my debt is as follows: House $730.46 Utilities $250.00 Gasoline $200 Childcare $800 Car $300 Food $450 I pick and choose what I pay each month. I have no credit card payments and no internet or cable or luxery. I have student loans in forbarance.


Need to know how to get a free credit report?

i got a call from a telemarketer trying to sell me on a trip to Fl. she asked if i wanted to use my credit card, i told her that i didnt have one, so she insisted that i had, and that it was up on her screen that i had a master card, so i got worried about identity theft and went online to check it out. but because i don’t (as far as i know) have a credit card, i couldn’t use the free credit reports on line, is there a nother way to find out about an identity theft with out having to use a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should just one of us apply for a loan or both?

My hubby and I need $5,000. We want to get a loan from his credit union. His credit score is about 700. Mine is 680. We are 23. He makes $11/hr. I make $9.80/hr. We both work 40 hour weeks. Should we apply together or should he just apply? Will we be approved in your opinion?


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.


If i claim bankruptcy what exactly happens will i lose my vehicle that i pay monthly on a loan to?


Is taking out a loan for a vacation a good idea?

My husband and I are in an interesting situation. We have a savings account but don’t want to pull from it for our vacation and this summer, because I am not working ( I work seasonally for a school district) our finances have been tight and we are not making as much each pay day as we usually do. My husband returned from iraq 4 months ago and we have not seen his immediate family in about 2 years. We have been planning to go to visit them since before he got back, but his leave for this July was not approved til just recently. Therefore, we could not buy airline tickets in advance and they are now ridiculously expensive. As I said, we do not want to pull money out of our savings and we don’t have enough nor will we currently have enough on this immdiate payday for the tickets along with all our other living expenses. We both have decent credit, pay bills on time, don’t use credit cards, and are in no debt besides one car payment monthly and a very small amount on an old credit card. We have taken out one loan before for car repairs and paid it back in a timely manner in alloted payments. Is it a good idea to not take out of savings and take a loan for this vacation, because of our weird situation or should we just spend the money for savings? Would we build better credit by taking out this loan and paying it back? I think it’s risky to use most of our savings. We won’t have trouble paying the loan back, because by the time the allotments start coming out, I’ll be working full time again.


Best way to consolidate payday loans and cash store loans?

want to debt consolidate all my payday and cash store loans in one monthly payment


Transunion says my credit score is 680, how bad is this?


Bankruptcy and rebuilding your credit rating.?

I was declared bankrupt about 4 years ago and discharged 6 months later. Since then I have had a current account which I have been running in good order. However, I recently tried applying for credit and was refused on the basis that there was still some issues with my credit rating. Is this due to the bankruptcy still? A friend told me that I needed to obtain something from the court stating I was bankrupt in order for me to be able to apply for credit again, is this the case?




















































Has any one heard of the Mariner loan company?

Has any one heard of the Mariner loan company?

Was contacted by this company for a possible cash loan and wanted to make sure it was a legit company. It is located in about 4 different states and Maryland being one of them. Any info for me will be much appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is the Fico score the middle score of of the 3 different credit bureaus?

Annualcreditreport.com has a free special where you can get your 3 free credit scores & reports if you cancel within 7 days.. If i take the middle score would that produce my fico? I dont want to go to myfico because they charge $20…


What happens if you pay your credit card bill early?

I just got my first credit card and its a secured credit card. I got this card because I don’t have any credit and I want to start building my credit. I have online banking and it says that my first payment is due on June 1st. I heard that if you pay my bill early before the due date then it doesn’t get reported to the credit bureau and my credit score wont go up. If you pay after the due date then its considered late. So when am I suppose to pay my bill? exactly on the due date which is June 1st?


Loan for taxes?

Would it be possible to get a bank loan to pay off my income taxes?


Getting accepted for an auto loan?

Hi, I recently found a collector car that I fell in love with and possibly want to purchase. I’m 20 years old and I don’t have enough money to buy it right now, but I have a steady job that would pay enough for about a 4 year loan. How difficult is it to get accepted for a loan like this? Thank you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

FreeCreditReport.com…is there a catch?

So I signed up for FreeCreditReport.com and got my credit score…but I was talking to my dad about it and he says it signs you up for something automatically when you do, that charges to your credit/debit card. So, for those others of you who have signed up, or know, is this true?


Where can I find free people search engine that is actually free 1 not requiring credit card I have used kgb ?

Kgb doesn’t seem to get me very good results I need a list of email addresses and social networks


40% down on an auto loan?

You’re dead on about me being pissed”. When did I ever say that I had a lousy credit report? A FICO score of 640 is considered “fair” according to myFICO.com and qualifies me for a 13% interest rate. And I guess you are missing the point with clunkers… I already have a clunker that is paid for. I want a vehicle I don’t have to fix every time I turn around


Has any one heard of the Mariner loan company?

Was contacted by this company for a possible cash loan and wanted to make sure it was a legit company. It is located in about 4 different states and Maryland being one of them. Any info for me will be much appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it true that i am entitled to a free credit report yearly?


I need to know about my credit in terms of my chances of getting a auto loan with my credit union?

Here is the story, Sometime in January of this year I was turned down for a auto loan for $16,000 for the 2008 Chevrolet Impala LT, so I plan on Re-Applying again for the loan this summer, but here is the thing, Last year I was going through a Financial slump and I wasn’t able to pay my credit card bill on time and at times I wasn’t able to pay, but in December of 2008 My credit card company put me on a program to get me under my credit limit because through out those times those fees that my credit card company has charged me, got me over my credit limit, so that is why they put me in the program. Since December I was able to pay all my credit card bills to get me back under my credit limit and current with them once again. My Question is, If I pay all my bills on time from now until lets say, June will It be a better chance for me to get the auto loan at my credit union for the 08 Impala? I am really trying to get it this summer and I am doing all I can do to pay all my bills on time to have a better chance for me to get the loan. My credit union is offering 5.5% interest rat to pay back the loan. So do I still have a chance? Thanks a lot.


Can you give examples of consolidated companies with their new names?


Is there a way to get an auto loan for an older car (1995)?

I tried capital one and they only have auto loans for cars dated 2001 to now. Should go through a bank rather than an online auto loan lender. Personal loans I was thinking about but interest is a little more.


Car loans and bankruptcy?

The majority of the debt that my husband and I have are in MY name although we have 2 car loans in OUR name. If I file alone, what will happen to these 2 car loans? Can we reaffirm the debt? Also, if we decide to put those 2 cars into the bankruptcy and file together, what will happen to the cars and how can we find means of transportation after a bankruptcy that won’t cost us an arm and a leg?


I’m in debt!!!!!!!!!!!!!!?

I am in debt to catalogues and credit card companies to the sum of £3000. My ex partner and me were both paying a Debt Management company each month who in turn were paying the creditors that we owed to. We have now split up and I am an unemployed single mother. I cannot afford to pay the company anymore so all the creditors are after their money again. Everything was on my name so he does not have to pay anything to them. I am so scared that they are going to send bailiffs to my house. I do not know what to do.I cannot get any loans to pay this. Does anyone know what I can do?


Where can i find credit score info?

Is there a free website where i can see my credit score and what has affected it or what i owe or any debts?


Auto Loan Question?

I will be putting $5000 down, so acutally just financing $17000. I make $2200 a month…HOWEVER… I am military and live on base. I have no rent, water, gas, or electricty bills. I pay phone, internet, and cable (130 a month) cell phone bill (100 a month) and insurance (120 a month with two cars fully covered) That makes my total monthly bills $350. That leaves me with $1850 a month disposable.


Has any one heard of the Mariner loan company?

Was contacted by this company for a possible cash loan and wanted to make sure it was a legit company. It is located in about 4 different states and Maryland being one of them. Any info for me will be much appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Whats the difference between interest rate and cash advance rate?

I’m comparing credit cards and I see a low interest rate but then a relatively high cash advance rate and I have no idea what it is.


Best website to get a simple FICo score and credit report.?

Every site I go to so far it wants you to sign up for a monitoring fee or wants you to buy three credit scores and reports. I don’t want a score and report smothered in BS.


Should I Pay Off My Auto Loan or Credit Card Debt First?


Does anyone know of a payday loan where you just have to fill out one application and get approved?

I did an application online and it said that I approved but it keeps sending me to other applications.


What is the difference between mobile banking and net banking?


I am actually looking for a credit report where I dont have to give any credit card numbers or check numbers?

I already went to free credit report.com and they wanted my creit card number I have went to other sites and they want the same thing how do i just get my report with out paying for it or giving out personal info…


What is APR” in reference to my credit card?”

I just got my first credit card, and it says my APR is 21.99%. My boyfriend tells me that whatever I buy, I have to pay 21.99% of whatever I bought to the credit card company…which would be so much money. Is this true? Does it cost extra to use a credit card? If so, I’m canceling it and using cash. :p


Why did Obama say that without auto loans, cars won’t be bought or sold?

Courage, not can.” “Afford” is such a funny word. How about people making $50K should think about a DRIP instead of scratch tickets

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Chapter 7 bankruptcy info?

I’m getting ready to file for Ch 7 bankruptcy but I don’t have enough yet to pay for a lawyer & filing fees. I’ll have to pay in installments so I have no idea how long it will take. I’m being harassed by debt collectors and I’m wondering if the calls will stop as soon as I acquire legal help. Or do the papers have to actually be filed first? My fiance is also filing Ch 7. We’ve been living together for about 5 years. Do we have to file separately? Any info would be helpful. Thanks!


My highest credit score is724 my lowest score is 619 is that ok to get a home loan for the first time ever?

and my other score is 663


Idetity Theft , Someone has taken out a payday loan in my name who do i report it to?

Someone has taken out a payday loan in my name who do i report it to because it has nothing to do with me , The company is asking for the money back and has been to the courts trying to get it back ! Where do I stand because i have never signed any paper work or anything at all and im 100% sure the company in question does not have my telephone number.


I need a payday loan?

i hve no checking account though any ideas?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What finance companies or banks are giving personal loan to NRI?

I am working in Kuwait. I am in Kuwait for last 7 years. I would like to know which finance company can give me personal loan. My salary is 250 Kuwaiti Dinars.


Has any one heard of the Mariner loan company?

Was contacted by this company for a possible cash loan and wanted to make sure it was a legit company. It is located in about 4 different states and Maryland being one of them. Any info for me will be much appreciated.


An old pay day loan from a different country?

A few years ago I want to say about 3..I took out a payday loan that was established in a different country and paid off only half off it and I had to close my account and I couldn’t figure out their number after my phone broke and I had to get a new number…they haven’t called me or anything I think it was estabslished in a completely different country then the US and its not on my credit report at all. If they haven’t called me or mailed me in the last few years, should I worry about it? If its from a different country? I have no way of knowing who they are, since my phone broke and I lost all my old bank information. This was probably in 2008 it happened so it’s been awhile


Question about bankruptcy, student loans, due hardship, credit cards…?

My husband is planning on filing for bankruptcy. He has student loans of about $100,000 & has already exhausted deferments. We have to prove due hardship for student loans to be considered. I have about $5000 in credit card debt. My family has offered to help me pay off my debts, but i’m wondering if my debt will be considered when he attempts bankruptcy. Would it be in our benefit for me to have this debt to prove due hardship? Would my debt be covered if he did get bankruptcy, so I should save my family the $? Thanks for the feedback.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to start a micro lending business in the Philippines?

I am looking for a business to start and I am considering opening a micro lending business.


How much would i have to pay a month for a 4500 dollar car?

How much woud i pay a month if ive never gotton a load for anything and dont have a credit and my parents sighned it and they have good credit


Were can I find the 3 copies of the letters you much send to the credit agencies to repair credit?

The first letter is a formal complaint that they are reporting inaccurate c infor. Letter 2 is a Dispute Letter. All my debt is 10 – 30 years old how do I freeze my interest and learn about statues of limitations on debts?


Used Auto Loan Question?

The engine was blown and a new one was swapped into it by a Master Tech of Toyota, but that’s irrelevant to the question.


Can anyone help with my chemistry?

imma having trouble could n e 1 help please? 1. Write the balanced equation for the reaction of acetic acid ( ) and sodium bicarbonate ( ). What type of reaction(s) took place? 2. Calculate the number of moles of that were required to neutralize the in the vinegar. 3. Calculate the molarity of the vinegar sample. (Don’t forget to convert mL to L.) 4. Calculate the number of grams of in the vinegar. 5. Calculate the percent of acetic acid in the vinegar. (The density of vinegar is 1.002 g/ml.) 6. Is it possible for the equivalence point of a titration to not be at pH 7? Explain your answer. 7. What is the molarity of a CsOH solution if 30.0 mL of the solution is neutralized by 26.4 mL 0.25 M HBr solution?


Personal loans?

do aybody know where i can get a personal like $5000 that will approve me regardless of a bankruptcy


I took out a Payday Loan and lost my job….I can’t afford the repayments, what do I do ?

In the UK thanks !


Is 643 a decent credit score?

I’m a college student and I don’t have much debt and should be able to pay it off completely soon, but my credit score is 643 right now. Does that seem like an okay credit score to work with for now?


Where can i get a free credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Likelyhood of me getting approved for a personal loan..?

I am 20, I just applied for a 1,000 dollar personal Loan at a credit Union. I have had the same job for 4 1/2 years. I had two pay stubs with 250$+ Margins on them. I have never went bankrupt, and I have no credit. This is my first deal so to speak. What are the chances I get approved?


Has any one heard of the Mariner loan company?

Was contacted by this company for a possible cash loan and wanted to make sure it was a legit company. It is located in about 4 different states and Maryland being one of them. Any info for me will be much appreciated.


Can I keep my vehicle (already paid) and file for bankruptcy ?

I am not making enough money to make payments in my debts (a furniture store, one credit card, the fee for cable early cancellation and my phone contract) I was ok a few months ago but now I am really struggling and my debt collectors won’t accept small payments. I am working but only a few hours…so I want to file for bankruptcy and try to start again but…Can I keep my vehicle (already paid, the one I use to go to work) when filing for bankruptcy?? please give me advise…(10 points)


How can i get a free credit check without offers of free trials?


Does chapter 7 bankruptcy affect a persons 401K as well?

I was wondering if anyone knew if a persons 401K is affected by the person filing for a chapter 7 bankruptcy? Is it left alone or is it included in with the bankruptcy proceedings in which the person must give it up?


Paying off credit card balances in full every month?

I know about how spending 30% or less of my credit limit helps my credit score, and have read that NOT carrying a balance over each month helps as well. My question is, if I use my credit card for a purchase and pay the balance in full just a few day later, will that help my credit score? I don’t know when my balance is reported to credit bureaus. If I pay off the balance well before the due date, and my balance is reported as 0, is it as if I’m not using the card at all with no benefit to my score? I just want to pay off the balance every month well ahead of time to be safe, but not if it’s not going to benefit my score. How does this work?


Getting a mortgage on commission base salary?

My fiance and I are looking to buy a house and we are first time home buyers. We are looking to buy roughly a $400,000 home. We are planning to put down about $130,000 and we have great credit and no debt to our names at all. I have been to two main banks and a mortgage broker to apply for a mortgage, all of which have gave me the same answer. Since my job is commission base ONLY (which is about $70




















































Has anyone ever had to use a GAP contract to pay off an auto loan after an accident? How much trouble was it?

Has anyone ever had to use a GAP contract to pay off an auto loan after an accident? How much trouble was it?

My car was totaled in a car accident and it looks like my insurace settlement is going to be about $3500 short of paying off my loan. I purchased GAP insurance when I purchased the vehicle but I’ve never had to deal with something like this before and I wonder if they make you jump through alot of hoops before paying out. Specifically if you had to use a Daimler Chrysler Gap contract.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a Credit Score and how do I find Mine?

I always see these advertisements for credit scores like whats your credit score?”. Or something along those lines. What is a credit score and how do i find mine?”


Can I get cash by using my debit card as credit card?

Thank you very much for all your answers! The reason for the question was the following. I have money on my checking account (borrowing money was not my intention) that I want to access. Let say I’m in a state where my bank has no branches and I need $2,400. The obvious option is to find some ATM from any bank and get cash. The problem is that ATM has $800 limit and $3 fee. If I get $2,400 then I pay $9. Instead I went in some branch and asked a teller if I can get cash there. Since my card has no word “debit” and looks like a credit card, the answer was yes, I can get it as cash advances (if I present some id). And they would not charge any fee for it and them practically “don’t have any limit” (though my bank should have some limit), so I could get my $2,400 for free. Just in case I decided to get smaller amount from ATM. I was not sure if my bank allows getting cash as cash advances from my checking; if there is any transaction fee for it; and how big that transaction fee may be. So


Can a person take out several payday loans from different sources at once?

Can this be done in order to make ends meet on a large debt?


Anyone know any good places for loans without credit/bank account?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bankruptcy free consultation– What is it like?

I went to a free consultation for bankruptcy and I walked away since that i have to sign some disclosure. There was also a form to fill up my name, address, social security number… I don’t want to give him my information because i’m not sure if i want to file or not… Any advice or precaution should i take? Any input will help. Thank you.


Can someone run up credit card debts then file bankruptcy?

I know of someone who racked up credit card after credit card..buying jewelry, home electronics…and then filed for chapter 7 bankruptcy. Amazing thing was..none of that was returned or seized/ordered to be sold/liquidated by the courts. Is that legal?


Why do banks require 5 references for auto loans?

I have good credit but no references because I am a loner. I know some people because I play basketball with them once a month but dont know their last names or phone numbers. We dont hang out at all just play bball for an hour. My family lives in a foreign country so I cant use them. So why do banks require references and will they decline me if I dont have any?


Has anyone ever had to use a GAP contract to pay off an auto loan after an accident? How much trouble was it?

My car was totaled in a car accident and it looks like my insurace settlement is going to be about $3500 short of paying off my loan. I purchased GAP insurance when I purchased the vehicle but I’ve never had to deal with something like this before and I wonder if they make you jump through alot of hoops before paying out. Specifically if you had to use a Daimler Chrysler Gap contract.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why Indian International Debit Cards cannot be used for international transactions?

I had an SBI International Debit Card and I used it for purchasing books and movie tickets from Indian companies. However whenever I tried using it in International websites like Origin or Steam, the card is not accepted. SBI issued a new Global International Debit Card for use in online transactions with international vendors. However this card is also not accepted by international vendors. There appears to be no difference in the new card except the addition of the word Global”. Even my mother’s Axis Bank International Debit Card does not work for international transactions. Why Indian International Debit cards not capable of being used in international transactions? It is very ridiculous. The only way to buy from international merchants now is to use a credit card which I do not have. Its very frustrating. Could someone please tell me why Indian Debit cards are so limited?”


Is trade car view legit ?

ok so i want to buy and imported car and i found this website called http://www.tradecarview.com/ and i saw a car that i want and very cheap i just don’t know if i should trust it can any one help me know if the website is legit or if anyone has bought something from there or were can i get information about the website to see if its legit i will appreciate any extra info or a website or other legit websites to buy imported cars from japan thanks .


Need Cash, Where can I get payday loan in Vegas?


Buying securities in open market operations may promote economic growth because?

the U.S. Congress guarantees the value of government securities. the U.S. Congress allows the securities to be used for business expansion. this action increases banks’ cash, allowing for more loans and investment. this action decreases banks’ cash, preventing risky investment behavior.


Has anyone been successful of obtaining a loan from a private lender on here without paying upfront fees?

yes i have been trying to find a legit lender on here and i get so many responses but most of them seem like scams cause they wnat me to send some type of fee which im not anyway but i know there has to be atleast one person on here who has actually receive a loan without any upfront fees


How can i claim bankruptcy on my collections debts?

i have court fee’s that i never paid and they went to collections. how can i get rid of them without paying?


I am a Disabled Veteran who just applied for an auto loan, but may have done a few things wrong by accident?

I collect disability and unemployment, so I have a steady source of income. On the application, there wasn’t anywhere to put unemployed, so under occupation, I just put the U.S. Military, because they pay me for my disabilities. Will I get in trouble for doing this? It’s not like I won’t be able to pay the loan off, but i’m worried about them checking into it and me getting in trouble for lying. I didn’t mean to lie or anything, I just filled the application out the best I could. What do you think about the situation?


How do I cancel, or refund, someone else’s payment on paypal?

Someone sent me $360.00 to my pay-pal account. In the status bar it says completed. There’s also an option to issue refund.” All I want to know is how do I return his money back to him. Is there a way I can refund it back to him? Is there a way I can cancel the payment


Has anyone ever had to use a GAP contract to pay off an auto loan after an accident? How much trouble was it?

My car was totaled in a car accident and it looks like my insurace settlement is going to be about $3500 short of paying off my loan. I purchased GAP insurance when I purchased the vehicle but I’ve never had to deal with something like this before and I wonder if they make you jump through alot of hoops before paying out. Specifically if you had to use a Daimler Chrysler Gap contract.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have horrible credit, is there a good site to go to to get a auto loan?


How do I check my credit score without signing up service?

I have checked my credit score in the past, however, it required me to sign up for some service, check my score, then call and cancel afterward. Is there a way to avoid this process and just check it for free without the hassle of having to cancel a service? Of course I never had to pay money to do it, but it is still a pain to have to call and cancel.


Question about the H&R Block Emerald Advance?

I usually get my taxes done at H&R Block and I have an emergency that I need money for. I usually get around 3 thousand back. How much can I get and what do I need to do to qualify for the Emerald Cash Advance???


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i get an auto loan?

Im 19. Ive been in the military for a little over a year. I want to buy a car for about 18000. I have no credit history. I will put 5000$ as a down payment. I make about 2000$ monthly before taxes. I cant get a co-signer. Is there any lender that will give me a loan for about 13000$? I have usaa


How much is or how long will it take to pay off 8k auto loan 12% interest rate?

About to take a auto loan, and if I find a car 2006 and up my interest rate would be 2% but anything below 2006 it’s around 12-13 so my question is how long will it be to pay off a 8k loan, payments around 185 a month for 48 months at a interest rate of 12 or 13%?


If I m applying for Fafsa 2015-2016 now, will I qualify for independent status?
I will be turning 24 in May of this year.?

Will I have to wait till AFTER I’m 24 to qualify as independent?


Can my mom be put in jail for owing a cash advance?

I live in South Carolina nad my mom owes 3 cash advances. She’s on Social security and SSI. She can’t pay these cash advances. 1 is not bothering her 1 wrote her a letter and saying that they are going through some legal work and 1 came by here at the house and said YOU WILL GO TO JAIL IF YOU DON’T PAY!” Can they really put my mom of 77 years of age in jail? I’m in bankruptcy and my lawyer said i didn;t have to file because they can’t put me in jail. But i went through with the bankruptcy. I just want to know what to do. Thanks!”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Joint bank account after bankruptcy?

Hi. Yesterday was my 6 yr point and according to the credit experts my bankruptcy should be hidden a little on my rating! Yay!! Me and my partner have been talking about getting a joint account as I never have any money being the one at home with kids, so I can just tuck into his when I need it 😉 Do you think I will be able to do this now, have wanted to till it was al over before I tried. Thanks Haylee


What should I do with all this life insurance money?

I got a bunch of life insurance money recently. Do you compare interest rates on debts directly with those of investments, or is it best to pay debts off first and then invest? Basically, would it be better to put it towards my mortgage which is 5.25% interest, or try to invest it some other way.


How can i sue my mortgage broker for lying 2 me?

my loan officer for the 2nd time has approved me for a loan and it failed. the 1st time we moved in on her word we were closing on such and such date. on the way to the closing i recieved an email the deal was no longer. no reason why? then she quit her job. Leaving us in debt with the seller. this time, she sent the gfe and the preapproved letter and told us to put down the earnest money. we were suppose to meet with her 2x’s this wk and she never showed either time nor did she call. we are suppose to close this wed. or we lose the earnest money and are homeless with a 1 yr old. what should we do?please help?


Free credit reports getting it online?

is getting it online the same as getting it on the phone? and what do they mainly look at,. the name and social security number right?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bankruptcy. Chapter 13 to Chapter 7?

I am currently going through Chapter 13 bankruptcy, but I cannot afford to make the monthly payments and continue to pay my other bills. Is it a good idea to switch over to Chapter 7? What is the process that I have to take to do so and how long will it take?


Has anyone ever had to use a GAP contract to pay off an auto loan after an accident? How much trouble was it?

My car was totaled in a car accident and it looks like my insurace settlement is going to be about $3500 short of paying off my loan. I purchased GAP insurance when I purchased the vehicle but I’ve never had to deal with something like this before and I wonder if they make you jump through alot of hoops before paying out. Specifically if you had to use a Daimler Chrysler Gap contract.


Merrick Bank Credit Card Application Question?

I applied for a Merrick Bank credit card earlier this week when I got there pre-approved offer in the mail.. and after I did the application I got this response. Congratulations! You have been approved for a Merrick Bank Credit Card, subject to verification of the information provided in your application. If we need any additional information, we will notify you within the next two weeks. Once the verification process has been satisfied, you will be issued your new card(s). Please allow an additional two weeks for delivery. I am a little bit confused … does this mean I’m not definitely approved yet? I’m thinking I am approved, but they just have to verify stuff first. Or do they just have to verify a few things first before they can complete the card. Also how do they do the verification? I had that response before when I got my orchard bank card that was over a year ago & I did get the card in the mail. Also for those of you who have Merrick Bank credit cards.. how long did it take for you to receive it in the mail after you applied? Thanks!!


What happened to Worldcom after the financial scandal. Did it survive?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my daughter’s credit report?

I got a strange call today from my daughter’s grandmother that she got a call stating that someone found a card” with her name on it. Her grandmother was under the impression it was a credit card. I don’t have one and have no reason to put anything in my daughter’s name. BTW she just turned 5 years old! I am not sure how someone would have gotten her social security number since her card is in the bank’s safe deposit box. I am thinking it’s possible that her estranged father or his ex girlfriend could have done this. How do I go about checking her credit to make sure someone hasn’t stolen her identity already? Most of the online sites I have checked only go the the year 1989. Please help. Thanks in advance.”


If I consolidate my payday loan will it ever affect my credit history? will it hurt me in the future?

Im still starting to build up credit, so I bought a car, I put a lot in downpayment, Month later there was an emergency so I loaned online (payday lenders) 1.5k and now I have been paying for very high interest monthly. I live in Maryland I also found out they are illegal? what should I do? If I go for debt consolidation will it ever affect my credit standing? As of now Im current of paying them every payday but it seems like Its hard for me to pay off the principal due to very high intetesf that I have been paying. What should I do? is debt consolidation a good plan?


Can a soldier finance a car on military salary?

i just join the military and my father want to help get my dream car ,thing is he is doing the down payment for the car which is a 2008mercedes Benz class, it about 35 grand and i really like it he is doing a 6000 dollar down payment so i will pay the rest of it my self but being in the military and with my salary i feel like i would not have enough money for the monthly up keep of the car plus insurance,any military person enlisted ever finance such a car before?


Can you still get Financial Aid if you have filed for bankruptcy?

We are thinking about filing for bankruptcy but i am also getting ready to start school and i was wondering if you can still get Financial Aid even if we do declare bankruptcy?


Can a Payday loan company take you to court?


Is there a free credit report?


Does anyone know of the possibility of receiving a $3500 loan no credit Check online or in person?

I live in SC. I mean a no collateral no credit check. I need help. Anybody know any rich people who give loans? J


Credit Card company bankruptcy – can my balance be forgiven?

I have a card, closed last August along with all the other corporate cards under this issuing bank. Have been making payments on the small balance I have, which is now under $700. I just learned that the bank was closed last month and the FDIC has taken over receivership. Is it possible to have my account balance forgiven?


Your credit card company charges 18 % APR (Annual Percentage Rate )What is your daily periodic rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will there ever be government bailout/help for student loan debt?

I am drowning in debt with over 90k in student loans. 20k is capitalized interest, over 20k of that is private student loans, the rest is federal. I tried filing for bankruptcy nad that was not an option. I can’t consolidate my private loans. Will ther be any hope for people like me in the future? I am bearly surviviing here.


Has anyone ever had to use a GAP contract to pay off an auto loan after an accident? How much trouble was it?

My car was totaled in a car accident and it looks like my insurace settlement is going to be about $3500 short of paying off my loan. I purchased GAP insurance when I purchased the vehicle but I’ve never had to deal with something like this before and I wonder if they make you jump through alot of hoops before paying out. Specifically if you had to use a Daimler Chrysler Gap contract.


Why were we denied a mortgage loan?

My husband and I married in January. I’m 22, he is 25. I had my first credit card at 18, my husband at 22… so we’ve got some credit history. My husband makes about $37,000 a year before taxes and I’m a student. We are living in a house right now that we own (no liens or anything) that was given to us, and it’s worth about $100,000. We wanted to buy our own home and rent the house we are currently living in. We each paid $15 for our credit reports online… his are – 636, 665, and 640… mine are – 616, 636, 627. Then we applied for a mortgage loan at a local financial services” place (not a bank) for an $80


What exactly does competitive salary mean?

This may sound like a stupid question….but, I see it everywhere, and I’m just not 100% clear as to what a Competitive Salary” is. Can someone help me out?”


Where can I find detail on business bankruptcy filings?

Specifically in Wake County, North Carolina, I’m trying to find a (free) site that lists the detail of business bankruptcy filings, petitions, the parties involved, dates, etc., etc. Any ideas on this? There certainly is a plethora of sites that try to rope you in for a monthly fee, but I know that this is all publicly available information, just can’t find it. I have found the official BK site for NC: http://www.nceb.uscourts.gov/, but it doesn’t have detail.


Is it true that in the 1970’s interest rates on mortgages were high?

Is it true that interest rates were high in the 1970’s and that people still bought homes???? If so, please explain. Thanks.


Most auto loans have $5,000 minimums. What’s the best way to borrow just a couple thousand for the car I want?

I’m looking to buy a car for around 14-15k. I have around 12 cash. I’d like to borrow just 2-3k, but I’m not sure the best way to do it. I dont want to pay ridiculous interest rates..