Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































18 year old Marine with good credit wants an auto loan!?

18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Are private housing finance companies supposed to reduce the home loan interest floating rates as per RBI.?

I have taken home loan last year on floating interest rate.This year RBI reduced the home loan interest rates and following which all nationalized banks have reduced the interests. however, i have been paying on the same lines as last year.My query is 1.Are private housing finance companies supposed to follow RBI on the interest rates? 2. If yes, how should i take this up with the finance company in context. 3.Is anything can be done by going thru RTI Act , getting the correct info from RBI and taking step for claiming the loss of money i have incurred all this time. 4.should i transfer the loan to a nationalized bank to some nationalized bank which i am thinking of seriously. Please help.


I want credit report.com to stop taking money out of my bank account?

I have ask for free credit report and now they keep taking out money of $14.95 out of my bank account. In August they took it out on 8/2,8/29.8/31. and 8/30. I want all of this stopped ASP. Thank you very much.


For a credit card, what exactly does APR mean?

i have a credit card now which i pay in full every month and ive had it for about 6 months. i want another card so i applied at capital one for one and they told me about a card that would be a better fit for me with a 24% apr. i never overspend and i always pay in time and in full. so should i be okay then?


Any good or bad reviews of the free credit report sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I get a Debt Consolidation Loan but have extremely low credit scores?

So, I have been successfully paying down the debt that I acquired as a very dumb young adult. Now, that I have a great job etc…the only bad thing I have is CREDIT. I’ve started the process of re-building but need to know anything besides Prosper/Zopa etc to get a debt consolidation loan. I have about 6,000 in debt right now. Any advice will help. No payday loans that’s what put me in the hole a couple years ago! Thanks!!


If someone steals your identity can they take out a car or house loan?

I’m 18 and I think my identity may be in danger, but could someone use my SSN to take out a loan for a car or house? I’m checking my credit scores from annualcreditsreport.com. I also have no credit btw


What are the negative impacts that can follow a person after he or she files for bankruptcy?

WHAT IS BANKRUPTCY? a fresh start” is not always what happens after filing bankruptcy. what are negative impacts?”


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can H&R Block’s emerald card seize my income taxes for a previous year owed?

My husband and I had our tax return put on H&R Blocks emerald card last year. We were unaware that the IRS was going to seize them due to my student loans. I now owe that company $3000.00. I have called and tried to make arrangements with them, but they want a ridiculous amount up front and want the debt payed off in six months. We live paycheck to paycheck and just don’t have that kind of money sitting around. I am going to pay them, but I need my taxes to come up with the initial payment. I believe the company holding the claim is HSBC. If I were to file my income taxes directly with the IRS and have them mail me a check, can they seize them before I get them? I’m going to pay this debt, I just don’t have as much as they are asking for at this time. Is it legal for them to ask for such a large amount and not be willing to take what I can give them. I told them I could afford to $50 – $75 a month. They were unwilling to agree to those terms. I thought if you were making an effort, they had to accept it. Please if anyone knows about this situation, let me know what’s what. I have never had to deal with anything like this. The company that holds my student loans was very cooperative. They let me set the amount I could afford to pay them. I can’t believe that if I’m making an effort they can be so difficult. Thank you very much for your help in this matter.


How do i raise my credit score?

I am 18 years old and have recently applied for multiple credit cards and have been denied for about the first 10 and then i got approved on a joint account. I than found out that each time i applied and got denied that my score went down. How hard will it be for me to get my score back up there. What will help me do so?


How can i get a Free check credit report? what’s website? Help me! thanks..guys?


Is a cash advance from a credit card considered income on a tax return?

Would a cash advance (in the form of a purchase check” written to cash and deposited) be considered as income on my 2008 tax returns?”


How do I fix my credit report?

How do I fix my credit report, and what mater the must plz help


What is HDFC customercare number in Hyderabad?


Can we get an FHA loan if we already have a conventional home loan?

We own a townhome that we have outgrown and need more room.Four kids in a 2bedroom townhome and a partially finished basement-its a Brady bunch situation. We don’t want to sell until the value goes back up so we are considering purchasing another home and renting out our townhome until we can sell. Can we get an FHA loan when we already have a mortgage?


The Best Hiding Places in a house?

Okay so me and my siblings always play hide and seek, but the thing is everyone always finds me. I really want to know the best places in a house? Please and thank you.


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can an individual be sued for unpaid credit card debt?


Buying a house after bankruptcy?

I would like to purchase a house sometime in the next year or 2. This is my situation, I filed bankruptcy april 2010 and was discharged june 2010. my credit score right now is 601. I’m not married yet but my bf and i have been together 7 years and would like to buy a house together. I would rather not get a credit card because I do not trust myself honestly with one. I use pretty much cash or my debit card for everything. I am hoping to purchase a house thats in forclosure maybe or a house under 200,000 (otherwords not too expensive). Please give me some advice. Thanks.


I just saw a commecial for JG Wentworth, is this possible?

ok, this company JJ or JG Wentworth says they will pay all proceeds upfront…does this include Lottery winnings? If it does, then will it be to my benefit not get the lump sum payment because CA will take 50% if I do. Now I just go to JG and offer him 25% if he gives me the lump sum? now, i get 75% now! and JG gets 25% extra!! is there something wrong here?


How do you get credit?

I need to establish some credit. I am pretty sure it’s more than just signing up for a credit card and all that. I know I know I feel a little foolish by asking this. So what is the fastest & best way to establish credit?


Does anyone have examples of filed bankruptcy papers for chapter 13 pro se?


American express gold cash advance?

I can’t find on site, wanting to know if possible with this card…..please no comments on why not too, just looking for a yes or no…..using for 20 day real estate transactions so interest would not be an issue


Thinking of filing bankruptcy?

I’m considering filing bankruptcy I barely make money and I have allot of debt with school, credit cards & loans. My debt includes school loans, and 2 old car loans can I get them taken out of my credit? I live in New Jersey. Any info would be helpful.


How can I find out when mortgage rates are at a level that would make refinancing my condo more affordable?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get rid of $30,000 in debt easiest?

I owe 30k and absolutely do not want to file bankruptcy. I can afford to pay $900 per month but the balance just will not go down. They will not lower my interest rate either. I am skrued?


When someone with a car loan dies?

If you have a car loan and it is half paid off (or even 3/4 paid off) and then you die what happens? I know the car still belongs to the bank but…Do they take back the car? Or do the relatives of the dead person get a chance to pay off the balance and keep the car? You can’t put a car in your will if you are not the owner. (If you still owe a balance on it.) Do the surviving family members always get a chance to pay off the car and keep it or will the bank always take back the car? Exactly how does this work?


Can you remove yourself from auto loan?

A couple years ago I helped my sister get a car by putting it in my name and she is a consigner. Now, I need my credit clearer so I can get a house and property, but she wants to refinance and extend the loan and stuff. Is it possible to remove myself as primary and have her (as cosigner) take on the lien? No collateral was used, she hasn’t missed or been late on a payment in the couple years since getting the car. 13-14,000 left.


Is there a no credit card required site to look up family history?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto Loan Cosigner Info?

I am looking to get a new car within the next few months. My dad is going to take my car and I’m hoping to get a used 2008 Escape for $15,000 to $18,000. I make around $1,800 a month and have no other bills. I really don’t want to get a credit card so my dad or fiance are willing to cosign. The problem is that I am a nanny/personal assistant for two lawyers and they don’t file taxes. They are willing to provide a letter stating that I have worked for them for seven months and that I have made anywhere from $1800 to $2000 over the months since the hours I work vary. Without taxes being filed will a cosigner suffice or do I still need taxes filed for proof of income or some sort of credit history such as having a credit card? Thank you!


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?


Credit score check at equifax? trustworthy?

i did a quick credit score check a few days ago at equifax..very good detail but no excat credit score. should i check again because i had a deliquency and it ddint show up on the report which was weird..also a yr ago i did a creddit check at freecreditreport.com( i canceled as soon as i got my score) and mysteriously got charged by aol $16 a month somehow considering i had no account with them ever. just want to make sure i dotn screwed over again. thanks


Is tmart.com a scam or not?

I really want to buy a few items from there but I’m not sure if its safe. Anyone ever tried it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you file for bankrupty while being threated by a lawyer with court action?

I have just recieved a letter from a laywer stating if i don’t pay the balance of a old accout he will take me to court. well i ‘m not working right now and have offered to pay ten dallars a month until i find work. can i declare to keep him from sueing


How do I reach a ‘real person’at the major credit bureaus (Equifax, Esperian, Trans Union?)?

I have all of the toll free numbers for the reporting bureaus but, can only listen to the automated recording. I want to fax some info to them however, that info is not on the recording. HELP!


If I claim bankruptcy will it affect my finalized loan modification, or could I lose my home?

I am considering filing for bankruptcy because I have about $30,000 in back debt due to my previous marriage. During the divorce the Judge split the debts between my ex-husband and I which we incurred during our marriage. I have paid off the debts assigned to me but my ex has not. After the divorce was finalized I contacted the creditors as suggested, and submitted copies of the divorce decree to them outlining the Judges judgment. I was told that the Judges decision didn’t matter since I was the person who signed the contracts. My ex husband’s credit was horrible so pretty much everything we acquired was placed in my name. I refuse to pay and I also can not afford to pay the back debts that I was relieved of during the divorce. What repercussions do I face if I claim bankruptcy?


Where can i find a guarantor for a loan?

I need a long and have been accepted for one if i can find a guarantor. It has to be a homeowner with good credit history. I dont want my family to know about it. The only problem is that all my friends rent after the credit crunch. Any ideas?


Credit card company = loan shark!!!!?

My credit card company / bank is practically a loan shark. I was late for payment last month and i owed them $48. Today i receive my credit card bill… Late charge $180, Finance charge $32.91!!!! That’s 444% late penalty for 1 month and this is just freaking bullshit!!! No wonder banks could still earn billions with the economy so bad!!!


Is it bad to apply for more then one credit card in a day?

Im trying to get a new credit card to do a balance transfer from my Home Depot credit card before the APR rate goes up to 25% in October. I just applied for the Blue American Express card and was declined. Can I try another card today? Or should I wait? My credit score is in the mid 600’s and I just bought a house in March, so I thought that I was good to go when applying for a card. Also, I was wondering, do any credit cards do the balance transfer or only certain ones?


Advance Fee loans a scam?

Has anyone ever heard of Stonesworth Group or have gotten a loan from them? My boyfriend has received loan offers from them and Berkley Lending, but requesting that we send them a collateral payment of $1500 first and they will send us the loan on the same day. I have never gotten a loan before, so I’m not sure how this is supposed to work. I have done some reading online about Berkley Lending and heard a lot of bad things, mainly how they scammed people. I couldn’t find anything on Stonesworth Group, but they seem so similar to Berkley Lending in what they are asking us to do. If anyone has heard of them or could give me some advice as of what to do in this situation, I would greatly appreciate it. Thanks.


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Free Annual Credit Report Question…?

Well I’m just trying to clean up my credit credit report .. have not and will not apply for any cc/loans soon 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you put a credit card in a childs name?

How could you apply for a credit card using a childs social if presumably that child has NO credit. Isnt no credit just like bad credit. And I thought your social is supposed to match your name. Im highly confused on how ppl do this. Just curious I would never try that!


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?


Where a real online loan place where i can get real loan that just want keep sending me to different sites

i search for a loan and applied for one but the ones i applied for keep sending me to different loan sites i just want to know is there a real online like a regular loan place i would see in a city


How much does a bankruptcy cost?


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?


What is the average mortgage payment for a $700,000 house bought this year with bad credit?

I’m not sure how to figure out the monthly payments and I’m curious as to an estimate? This is assuming 5% down with a loan for the full amount of the house


How can I get a 7 year old credit card debt off my credit report?

I have not made a payment in 7 years and from what I understand the debt should be removed from your report, but who removes it?




















































Is a 11.59% apr good for a 22k auto loan?

Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it possible for someone to buy a house in my name?

I ran my credit to check it on EQUIFAX. I was told for a security question that only I would know, to answer what the name of my mortgage company is, and how much do I pay. Well I don’t have that answer, I rent. I said none of the above, but it wont show me my file, said I have to enter a ten digit confirmation code. Im lost some suggest some help?


Where can I find a Personal Loan for for 1,000.00 with a 36 month payback?

I am retired, living on a fixed income.


How can I pay my credit card bill without a bank account?

So my credit card company doesn’t take debit card payments anymore, even though they have always in the past, I guess they’ve gotten burned too many times by people cancelling the payments :/ I don’t have a bank account right now, and I currently for my own personal reasons do not want one. I have a PayPal card, which I have always managed to pay my bills with without any sort of issues until right now today, and my credit card company will only take a routing number and checking account number to pay the bill. I don’t want to be late on my bill which is due TODAY, but I don’t want to go open a checking account either. Is there anything I can use online to maybe create a one time check or something? Even if I open a checking account I will have to wait to use the checks, don’t I? So I will already be late… Any advice would be amazing, thank you.


Is it legal for a lender to charge 99%interest on a personal loan?

I have been continually paying this loan off every month for about 1 year. I missed one payment while I was in the hospital giving birth and they filed a law suit against me. Even though I pay regularly when it is due, I still get about 6 phone calls a day from them and they have even come to my house!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there any truly free way to check your credit?


How do you check your credit score in the Philippines?

@Emilie W: The website you provided does not answer my question too. It leads to some business opportunities” and not answers.”


Trying to get approved for a loan but also need to declare bankruptcy… what to do?

I know it seems absurd that someone who needs to declare bankruptcy wants a personal loan, but let me explain. I have horrific credit, and a lot of debt that I cannot pay off, and I feel my only solution is bankruptcy. I also desperately need a life-improving, and life-saving bariatric surgery that will cost $20 000, and I can’t wait several years while trying to save up that entire amount. I plan on saving up between $7000-$10 000, and getting a loan for the remainder. My mother has good credit, and is willing to be my co-signer for a medical loan, as I’m employed full-time, and would be able to afford paying the monthly payments for the medical loan, along with my living expenses. My question is, should I declare bankruptcy BEFORE applying for the medical loan with my mother as the co-signer? Or should I apply for the loan first with my horrible credit, and with her as the co-signer, get approved, and then declare bankruptcy afterward? I know she would then be held responsible for paying it, but I would of course be making the payments on her behalf. In which situation would I be more likely to get approved for the loan?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Merchant loans is scam or what?

merchantloans.com seem too goood to be true to me is it?


Can i sue my debt settlement company?

I signed up with a debt settlement co, because my 3 credit cards raised their rates to 29.99 % without notice and refused to work with me to lower those rates. The settlemrnt co. advertised that only .005% of their clients get sued by the creditors. Well i have been sued by 2 of 3. In my view this is false advertising and lapse of ability to settle.


What are my options to pay off a 30000+ debt?

I am 25 years old and have racked up a $30,000 credit card debt to 3 different credtors over the years. I was making the minimum payments until my extravagant spending caught up with me. I have been making the bare minimum monthly payments on my Visa credit card. On my Bank of America and AMEX credit cards, I have been delinquent in payments for over 8 months. The creditors are constantly calling me at home and work harrassing me. I do intend on paying back my debts in full. I just wanted to know from any experts or anyone with experience what would be my available options to cut my interest rates and pay off my debts faster. I know there are a lot of scams out there and Ive read about non-profit” credit consolidation agencies that are actually more damaging to your debt management plans. Bankruptcy is not an option for me. I intend on paying back my debt no matter how long it takes. Any advice would be greatly appreciated. Also: Can they freeze my checking accounts?”


Why are personal bankruptcy rates higher in Canada than they are in the USA?

Read the link.


Primerica, Smart Loans and Life Insurance?

I’m a stay at home mom with 4 kids and our current finance guy says my husband and I both need 500 thousand of life insurance. The Primerica assessment says I only need 240 thousand and my husband a little less then 450. Who’s right? How do we figure it out? I guess my other problem is my sense of loyalty to our first guy. If we changed insurance over, I hate the thought of having to call up our guy and say, thanks for 6 years, but we’re going with Primerica.


How long does it take for a company to emerge from bankruptcy protection?


My Annual Percentage rate on my Credit Card is 19.24%, but my perodic rate is only .052172%, PLEASE READ!!!?

So does this mean that each statement, my interest is only .05%, or is it 19.24%? I had about 400 on my credit card this statement, and my finace charges (is that interest?) were only like $6? I I am really confused, what does that mean?


William d ford loan consolidation?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I’m under 18. What is the easiest way to get fraud items off credit report all at once? READ B4 ANSWER HELP!!?


Can me and ex file bankruptcy together?

ok well my truck was repoed and on the route of filing bankruptcy and i was wondering if me and my ex can file bankruptcy together for the truck or do we have to file it seperately?


What exactly does Transunion do?

I’m interested in protecting my identity.I know that transunion provides 24/7 credit reports for a subscription fee. 1. How much do they charge per month for the 24/7 credit reports? 2. I called them on the phone and wanted to put a fraud alert on my credit but they gave me this complicated thing about sending in some forms and stuff, what is all that about? 3. Has anybody used them? Are they trustworthy? Reliable? Is it ok to give them my SSN?


How does a certified car lot buy out my existing car loan and sell me another car?

i bought a 2006 Dodge Caravan September 2008 just to better my credit. The loan is terrible but i got my car. Seller told me to drive it for about 6 months with ontime payments and come back and i can get the exact car i want with a better loan. When he pays off the existing loan which 14,500. for just the cost of the car. How do i get in a better car with a better loan? How much of another deposit do i need to make? He told me to bring in about 3,000.00 for another deposit. I want a 2009 Dodge Caravan with a little more features. How does this switching cars work? The car i am still driving is still in perfect condition


When they approve anyone” for an auto loan

what do they mean?”


Where to find a loan shark in ohio please help?

help me find a loan shark in columbus ohio


Thinking about filing for bankruptcy?

6 years ago I decided to leave my boyfriend with all my credit cards. I came back to find a whole lot of debt. Given that the debt was not mine I constantly fought with him, about paying all this debt. I broke up with him and left things as they where with the credit card companies. I then met my husband and he started putting me in his credit cards. Yesterday I found out that I had been served with a summons of $5500.00 for a card that was never paid off. I know have 3 credit cards of my own with about $7000.00 of credit and all the other credit cards that my husband has included me in. I do not want to pay for all this debt, and I am considering filing for bankruptcy. 1. Will filing for bankruptcy ruing my husbands credit? If so, can he just take me out of all his credit cards before I file for bankruptcy so that he does not get affected? 2. How much will it cost me to file for bankruptcy?


What happens when you declare bankruptcy”?”

I heard people Declaring bankruptcy” what does that mean? do you go to a bank and do it? how does this work?”

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How long it will take for one’s credit score to become available after he/she gets his/her first credit card?

Hi I got my first ever credit card 4 months back (American Express). Then I got a Bank of America credit card 15 days later. So far I have made 3 payments ( full payments and on time )to each of these cards. How long it will take the credit bureaus to show up my credit score for the first time? When should I check my credit score first time? Is 3 months of history enough to get a credit score? Thanks.


Can I get personal loan with 607 credit score?

My credit history period is one year only and I need personal loan of $15000 ..is it posssible to get that loan ?…thank u ..thank u


Are the online home loan affordability calculators accurate?


I got a free credit report on annualcreditreport.com- where can i get a free credit SCORE?? Thanks!!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Freecreditreport.com? Does this site have the same thing the credit has on file?bureau?

Ive been wanting to fix my credit. does this site actually have all my credit on file or is going to the credit bureau the best way to go?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


Where to get a credit report (preferably free)?

Figured it out: For Canada: http://www.equifax.com/contact_us/en_ca There is a link to a free report on the right.


Freecreditreport.com help?

I created a freecreditreport.com account not knowing it was a scam. I misentered my social security number so I can’t close the account. The system won’t let me login to find out what I entered, saying they are unable to process my request and have said so for the past several days. Does anybody have any advice.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a bankruptcy. When that comes off my credit report, how much will my credit score increase?


What happens if you default on a payday loan?

Will they accept a payment plan in lieu of cashing your check? If not, what happens if they cash the check and it is returned? I live in Michigan.


Where can I get a unsecured loan for $20000 with poor credit?

My credit is terrible and I need a loan pretty fast.


Im filling for bankruptcy?

Basically i need to know how i get this started. where do i get froms who do i send them to etc PLEASE HELP


Do you have to own a credit card to find out your credit score?


Will co-signing a student loan affect my credit?

the loan is for 25k


Does anyone know of a reputable mortgage company for someone with less than perfect credit?

Ten years ago my ex and I had a business together and when we divorced, he filed for bankruptcy. I had to file with him because if not I would’ve been responsible for my personal and all” the business debt. I was not financially in a position to handle this. The bankruptcy is currently wreaking havoc on my credit report and is due to come off later this year. I now have a chance to buy a house and need funded. Any advice would greatly be appreciated. Thank you”


Which chapter of bankruptcy is it?

Which bk do you file to get full relief of the debts (full discharge) I dont have any property I am trying to keep like a car or house.But I have heard some people say they had payments to make what payments are they talking about.I thought the bk wiped away your debts.Or does it??


Does this sound legitimate to anyone?

I’m a full-time college student who has maintained a decent credit rating, does not currently have any debts to pay and makes sure to pay my bills on time. I have never taken out ANY loans especially not from the internet. Recently I received a call from this company (don’t exactly remember the name) that has to do with Payday Loans and Quick Cash Loans that I owe them $300.00 for a loan taken out back in October 2009. They had my social security number and only the name of the bank I’m with. Then later I got 2 calls from this affidavit department saying I either had to re-pay this money or hire and attorney and take care of it in court. I called my bank and double checked my bank statements from Oct. 2009 even though I knew for sure there was no money wired into my account from a Payday Loan Company at the time for $300.00. This company never ever sent me anything in writing and contacted me all the way in May when this supposedly occurred in Oct. 2009. When I spoke to the first guy and asked him several times to tell me what date in Oct. this occurred he had no answer and when I told him to send something in writing he wouldn’t give me an answer. I’m a responsible individual and keep track of every amount that goes in and out of my account. The company is supposedly located in Brooklyn, NY and the two men sounded Indian but had very suspicious names that I know were not Indian. Can they legally sue me? If not what can they do? Should I be at all worried? Will this affect my credit or my financial standing in any way? P.S. They gave me a case number. The first man I spoke with said the money was wired into my checking account sometime in Oct. ’09 though he wouldn’t disclose the source of it. No useless or stupid answers. I only want helpful insight. Thank You!!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I amm looking for a web site for concord capital?

the company is a bank or a auto loan company


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


What are some free credit report sites?


For a credit card, what exactly does APR mean?

i have a credit card now which i pay in full every month and ive had it for about 6 months. i want another card so i applied at capital one for one and they told me about a card that would be a better fit for me with a 24% apr. i never overspend and i always pay in time and in full. so should i be okay then?


What is the quickest way to payoff payday loans?

Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!


Filed Bankruptcy in 2002, do the recent 2005 laws effect me? I filed Chapter 13 Bankruptcy in 2002.?

My mother filed Chapter 13 Bankruptcy in Feb. 2002, She wants to file Bankruptcy again and I believe back in ’02 it was that you couldn’t file Bankruptcy for about 6 years, and which in this case it’s been 6 years. But laws changed in 2005, does that effect my mother or no? Also, what chapter would she be able to file Bankruptcy in? Thanks!


You get a studen loan a few years after bankruptcy?

My friend has just been accepted to graduate school. He had filed bankruptcy (chapter 7) about 5 years ago. He has not tried to get any credit since. Can he still take out a school loan?




















































What is a good credit card limit to have in order to improve one’s credit score?

What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Need a $5000 dollar loan today in St. Louis MO. Bad Credit. Any Thoughts?

I need to get a loan to pay bills that have mounted. Please help I have a good job and will pay back huge interest, but no more scammers. Any Ideas?


What does the slang word goon” mean?”

I hear it all the time in rap songs and i just am curious about what it means.


Huntington Bank auto loan?

Ahh yea now why didn’t I think of that !!! I need the money by the end of the month Serious answers only!


What website offer a free credit report? Everyone I have found ask for a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Personal loan after bankruptcy?

How can I get a loan for furniture? I just want it for around 2,500. I have my eye on living room furniture and dont want to Rent to own. Any one know of any options? I did get a car loan for a 2006 with no money down.


Traded cars now he wants his car back.?

met with a guy and we looked over each other cars and decided to trade even up. signed and swapped titles. later that night he calls me saying that my car is a pos and he wants his back. i know for a fact that my car was in good condition i think he did somthing to it. what he is claiming is i knew when i traded but had no clue of any issues with the car. i dont want to trade back because i dont know what he has done to the car over the past 2 days. he is saying a couple of things he says he is going to file for a lost title and get his car back and if that doesnt work he is going to get a lawyer and sue me. can he do either of these things? what happens if he files for a lost title? will he get anywhere by trying to sue me being we made an even trade?


Please help!! Year 12 maths assignment question, home lones!?

Amelia and Andrew need to borrow 250 000 for their home. They have a choice of two loans from the Commonwealth bank. Loan 1: A variable rate home loan at 7.81% reducible interest over 30 years with minimum repayments of $1898.18 per month. Loan 2: A fixed rate home loan at 8.25% reducible interest over 30 years with fixed repayments of $1971.13 Amelia and Andrew believe they can pay $2050 per month. If they do, loan 1 will be payed off in 20 years and 3 months. By first researching the difference between a fixed rate home loan and a variable home loan. Provide a recommendation to Amelia and Andrew about which Home loan they should choose. In your recommendation provide a strength and limitation of both Loan 1 and Loan 2. PLEASE SHOW WORKING OUT!!


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Could I buy a condo right after bankruptcy?

I just filed bankruptcy after loosing my job 2 years ago. I couldnt catch up on my bills after not having a job for a year and a half. Now I have a job. Im currently renting for $900 month. I just seen this condo for sale for $39000(foreclosure). This condo is unbelievable and as well as nice location and my mortgage will be much much less than rent. Do you think that it will be hard to get a bank, etc to finance me after just filing 3 months ago. Its funny now that I filed my credit score went up alot(which is strange)…..NEED HELP!!!!!


I am thinking of filing chpter 7. Advice?

If I file bankruptcy and have some pending trafic tickets, will they be covered also. And is this process difficult to do.


Parents stealing money from me?

I have this secret place to put money in (well you know now) and i saw my mom and dad take money from it and it had about 300 dollars i was saving up from chores and stuff should i confront them or hide my money in a different place?


Are there any highstreet payday loan companies that use alternatives to guaranteed cheques?

Looking for a cash loan but don’t have a guarantee card. Any ideas (except money shop). Live in Nottingham!


Credit Check!?? HELP HELP HELP PLS!?

Where can I get a free credit check without a credit card?? The ones I checked online need some type of credit card at the end even though they said FREE.I don’t have a credit card, but I just want to check on my credit because I’m trying to move into this place. Thanks for all your help


Debt Consolidation Loan for my auto loan?? How it could effect credit? Pls read?

So when I first got my car I had bad credit and my interest rate is a whooping 16% … this was in 2006 .. Ive never been late on the loan (fyi) so I rec’d a mail offer from Discover Bank whom I have a Discover credit card with and I apllied and was approved … my loan with Discover is for $9,500 which is what my payoff of my auto loan is … my question is will my paying off” my auto loan and having new credit that is my Discover loan effect my credit drastically …. I know its just moving the debt but my interest is now 12% with Discover”


Rent-A-Center and credit??

My husband and I just finished paying off a computer from Rent-A-Center. It was the only way we could do it, because we’re a young couple and have no credit. We paid it off in the first 90 days, so we didn’t have to pay over 1,000 bucks for it. We paid like 700 or so. My question is, do places like Rent-A-Center do anything for your credit? And if not, any suggestions on how we can build credit?


Will a secured credit card be taken away in a chapter 7 bankruptcy?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if i am unable to pay for my personal bank loan in dubai . i am in my own country now .?

I left my job and part of my bank loan in Dubai. After a year , the bank is now calling and emailing me. I cant’ pay now. What legal action can they take against me?


Negotiating deal on options for new K. Hovnanian Home?

I am looking to purchase a new home from the builder K. Hovnanian. They are offering a national sale for 3 days only. 72% off of all options up to $40,000. This sounds like a great deal, but EVERYTHING is an option, the base price is a bare bones price of $350,000. Does anyone work for K. Hovnanian or has anyone dealt with K. Hovnanian before that could let me know if I have any shot at getting them to discount options I purchase over the $40,000 included in the deal? The housing market in my area (Raleigh, NC) is strong, but developments are popping up left and right and builders are starting to overbuild and are having trouble dealing their current inventory. This development is currently offering up to $40,000 off existing inventory of houses (these houses are in the $350,000 to $450,000 range.) If someone could give me some advice on whether they think I could get an additional amount off or advice on how to best negotiate a new yet to be built house I would appreciate it. Thanks


I need to get a car, how do I make check stubs?

This economy is screwed up because there so judgemental. I make enough to pay a carnote but no one will give me a car because of my credit history(which happens to be about a petty 1000.00 bucks, half of which just double for nothing). I guess the only way I can get someone to give me the car I want is by saying I make more money than I do. I’d like to convince them I make about 2500 a month. I have a good downpayment I can put up too. Has anyone ever made a checkstub to show they made money they dont? Did it work?


Where can I get my credit report for free?

please don’t say freecreditreport.comn because that is not free!


When is it best to file bankruptcy, during or after the divorce?

I am in the middle of a messy divorce. The house is in foreclosure and I have a lot of debt. The house does have an offer but I will owe on closing and not sure how I can come up with the money for that. My divorce will not be final for a couple months, should I wait until the divorce is final or can I proceed with bankruptcy? The only debt that is in both our names are the three mortgages, what happens with them. How will it effect his credit?


How much would i have to pay a month for a 4500 dollar car?

How much woud i pay a month if ive never gotton a load for anything and dont have a credit and my parents sighned it and they have good credit


My brother in law said since he filed chapter 13 bankruptcy he can’t sell his motorcycle?

This is in the state of Kansas if it matters.


Is there a way to see your credit report for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Student personal loans?

i need a loan for barber school where can i get a student loan for barber school cant get financial aid for this school where can i get like a personal loan for this kind of school?


Free Credit Report…what site is absolutely safe?

I was going to go to AnnualCreditReport.com…is that a legit’ site?


How much harder is it to get out of debt through bankruptcy these days?


Is the 36% apr cap on payday loans for the military currently in effect?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long does it normally take for an underwriter to write a home loan?

We have been working on closing a deal on purchasing a home, but I have had some communication difficulties with the mortgage broker. We started the process on June 2 and set a June 30 closing date. The Real Estate broker called today and said the mortgage broker was just sending the paperwork to the underwriter today or tomorrow. Will we still be able to close in 8 days?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However


How do you report credit card fraud?


What will happen to my assets if I file bankruptcy? Details inside?

I make $49,990 gross every year. I have two houses. The first one I live in. I have an 80/20 loan. 80% for 300K 20% for 80K. Ive paid the $300 (80% loan) down to $292K and the $80k (20% loan) down to $72.5k. This house is worth approximately $320k. The 2nd house was purchased for $160k and has $135k owed. Its appraised at $180K I have $2,800 in credit card debt on one credit card. I own my car outright. I quit making payments on the 20% loan and modified the 80% loan. The bank that holds the 20% mortgage is coming after me for the $72.5. Im stalling at this point and no judgment has been put against me. I want to file bankruptcy on the 20% loan. Giving up house number one is okay with me. I will live in the 2nd house I own, or continue to rent it out and rent somewhere until I can rebuild to buy a 2nd more affordable home. I really want to keep that townhouse. What would be best for me in my situation? Chapter 7 or 13? If I want to walk away from house #1, can I keep my townhouse? I don’t want to pay for the next 3-5 years to my creditors, i’d rather give them the house. What are the facts? Things I havent looked at, or considered? Is it possible to keep that 2nd home? If so, will they put a lein against it? Etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a free credit score?

Every time I fill out a form to get one at the bottom they want a credit card number and some money later. Is there a truly free credit score?


I Need A Personal Loan Quick But I Have Bad Credit?

i need a personal loan quick but i have bad credit” Please show me where to get a quick personal loan that disregards bad credit. I have searched the internet for a while but didn’t really find what I wanted… Thank you”


FakeID websites from experiance? The ones i have googled with positive reviews have been terminated? Anyone know a positive website?


How to know/calculate the credit history before applying for credit.?


What does tax lien released mean?

I pulled up my credit report and under public records there is an inquiry from my county saying tax lien released. What is that?


How to consolidate credit card debt without hurting credit score?

Okay, looking for some help. I’ve got about $30K in credit card debt, across several cards, I’ve been making the min payment for years without fail, but I’m not getting anywhere with the debt, it’s staying the same because I can’t afford to pay extra. My credit history is long and solid so my score is mid 700s. Is there anyway I could consolidate all my debt into the lowest possible monthly payment without hurting my credit score? I don’t own a home, but don’t care if it takes 20 years to pay the debt off either, I just need to lower my payments. Thanks!


I want to get my name off of my car loan that I share with my ex?

My ex and I bought a car together, and I have been making the payments. I want to get a better car with a lower interest rate and let him take over the payments and have this car. is there any way I can do that and get my name off the loan?


Is there anywhere to get a real free credit report without joining a trial membership?


Can anybody be a cosigner for an auto loan? Was told has to be in same houshold?

I was told by my credit union that the person co signing (for auto loan) has to be an immediate family member or has to be living in the same household. I have never heard of this before…please help! Is this true for all banks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get free credit report?


What is a good credit card limit to have in order to improve one’s credit score?

I recently opened up 3 secured credit cards with a credit limit of $300, $350, and $300 respectively. I subscribe to Credit Check Total and received the advice below in order to improve my score. How much should I increase my limits to? Should I increase them on all three or can I increase just one? What is the magic number for credit limits in order to improve one’s score? With my secured credit cards you basically deposit money into the accounts if you want to increase the limits. Any advice is appreciated. From Credit Check Total: Having low credit limits on your accounts and loans counts negatively against your credit score. Having a high amount of credit is a positive factor because it indicates to lenders that other creditors have trusted you by lending you money in the past. However


Bankruptcy and Income taxes?

Can regular 1040 Income taxes filed late be discharged in bankruptcy


How can I get a free credit score?

Every time I fill out a form to get one at the bottom they want a credit card number and some money later. Is there a truly free credit score?


How do you use a Visa Gift Card Online?

I’m not 18 and I want to buy something online. So I can’t use a credit card or debit card. I heard you can use a Visa Gift Card to buy online. Is it possible to add a Visa Gift Card on PayPal and then buy online? If so how? I am also unverified on PayPal so please help. Will give best answer to most helpful.


Can a debt be reported twice to the credit bureau?

Once by the original creditor and then by the collection company? If not, then how should someone takes care of it. Any online resources available?


How much should my pmi be on a 240,000 house?

Also, does anyone know a ballpark for homeowners insurance also?




















































What’s a good alternative to a payday loan? 401k withdrawal?

What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is the best way to repair your credit?

My fiance recently tried to refinance an auto loan and was denied because of his credit. What can he do to improve his credit? Since moving in with me three years ago, he has made all his payments on time. He only has one credit card and an existing auto loan (which is from a sub prime lender). Also, if we get married before his credit improves, how badly will his credit affect mine once we are married? My credit is currently considered to be ‘good.’


What is the sales tax rate for firewood in new york state ?

i live in new york and sell firewood, do I need to collect sales tax


Is a light credit check the same as a full credit check?

ie what have they done in the past and can they be trusted, or is it more of a formality


What’s the longest time i can have a auto loan term for?

Oj a new car. Like 6 years or 7

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best loans for unemployed people?

i am looking for a loan of about £10,000. does anyone know any good companies that will not keep on passing you around to other people. i would like to avoid brokers who charge upfront fees as ive heard these are scams. i am a council tenant and unemployed. preferably quickly. i dont need any timewasting companies. also, only people with serious answers and help please .


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?


Which is the best maintenance free washing machine?


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should Payday loan companies with extortionate rates of interest be banned?

Oh Athena, please dont be so rude. This is a school debating competition, i dint choose to argue this motion, and i dont really have a huge oppinian of it anyway. And I didnt even call it morraly wrong, I HAVE to debate this. So please READ MY QUESTION before answering with such a rude tone.


Can I get a car loan of 7000 with a 570 credit?

I have a credit of 572 and I’m looking to buy a car that is $6900. I don’t know why my credit score is so low, I have a good income and have paid everything on time. However that is not why I’m here asking that. I wanna know if with $500 down and a credit score of 572 I can get the car financed? I know the interest will be high no need to tell me about that. Thanks!


Can you get a home equity loan on a land contract?

We don’t plan on getting one. We are just curious.


Can i get a motorcycle loan when i already have a auto loan with no credit?

I just recently turned 18 and i went to a credit union to get a auto loan. The process was pretty smooth. I have only made 2 payments so far. My guess is that i still haven’t established a credit score. I want to buy a motorcycle at a good price. I just don’t know if i can get the loan.


How can I get cash from a Visa gift card?

My company is giving out Christmas Bonuses on gift cards this year rather than by check. Since my bonus is $2000+ I really would like to just put the money in my bank account. How can this be done?


Can you file bankruptcy on probation?

i am 20 years old and im on probation i am behind 1200 dollars and about to get violated for not paying.. i havent had a job the whole time i was on and i have 4 years of this i payed them 1000 dollars almost a year ago. i have a feince and a 1 1/2 year old son we all live at my dads. i dont live free with him i got to pay him 500.00 for rent grocies every week son diapers and milk and food etc. my car payment is 500.00 + rent 500.00 + grocies and taken care of my son +600.00 car insurance 200.00 gas to work a week is 120.00 so basically in a month i am spending 2,200.00 or somethign close to that a month to take care of my famil me and my fience after taxes maby 2300 bring home.. i am not garunted 40 hours at the job im working i work for a ndt company that does xrays and mag testing and penatrent testing but work slow and sometimes i bring home 120.00 a week or less sometimes.. so what i am asking is if you really cant afford your probation is there anything you can do about it ?


Save, invest, & take out student loans for college costs OR pay cash for college expenses?

I am 24 and currently working on my MBA (part-time). I make enough money to pay for my college tuition and expenses (and paying on a student loan taken out previously 5400), but that means saving very little and dealing with a tight budget. I will be enrolling in my company’s 401(K) this month (small contributions), and I really want to start investing on my own. I believe that I can earn greater returns on my money than I would be paying in student loan interest. If I defer my student loan payments, and take out additional loans to pay for my future college expenses (probably about $7,000-$10,000), I estimate that I could save about $400-600 per month. Would it be wise for me to take on additional student debt to start investing, or should I pay my expenses with cash?


I don’t have credit!! Help!!!?

I am 18 and have never had a credit card. I basically don’t have have any credit, but I was told that I should use a legitimate website or service to check my credit report, in order to ensure that I’m not a victim of identity theft. I used annualcreditreport.com,and they couldn’t pull anything up about me. Why is this? Also, I applied for an Express credit card and was denied for a similar reason. What should I do?


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If one files for Bankruptcy 13 in Florida, what happens to the condo fees owed on the homestead property?


Income based student loan repayment?

Thanks for your response i appreciate it really I do. the thought process behind loan forgiveness is that it gets college graduates to work in high need areas that do not offer the greatest wages. So what you sacrifice in wages you make up for by not having student loans after 10 years regardless of how much you paid monthly. Right now, if I graduated today I would be eligible for payments of $35 a month based on my income. After 10 years my remaining balance, some $40,000 + because of interest would be forgiven without tax repercussions. My question is if I do not work in a field with loan forgiveness and after 25 years let’s say I still owe $20,000 how do they decide who will be taxed that amount as income tax and who will not be taxed. It’s a new policy from 2008 so I’m guessing I would find out that answer in 20 years when people start having to owe that lump sum the government taxes.


What is the meaning of Bankruptcy and Executorship?

in regard to Nigeria law


Which is the best website to view all of my threee Credit reports and scores?

I’m willing to pay a reasonable fee if necessary. I know I can request one from the credit bureaus for free but I want a centralized website to keep track of all 3 of my credit scores and reports. Thanks for the help.


What is the difference in Chapter 13 and Chapter 7 bankruptcy?

Please give answers that are EASY to read and not the ones that I can search online w/ tons of legal jargon. I am trying to really understand this.. questions I have are: what’s the difference? which one can you keep your cars in? which one would one need to eliminate credit card debt only?


New Texas Car Title – Should I sign the front page ?

Ok, this looks sounds complicated than it actually is. I bought a new car and paid cash (no lean/loan) I received the title from Texas DMV. There is signature line on the front page under my name, should I sign it now or sign it when I sell the car ? Searched online and couldn’t find anything specific to signing the front page. Is signing now a better option so that if someone steals my title they can’t sign their own signature under my name and get a payday loan or sell to someone on Craigslist ?


Best buy financing & credit card?

i want to buy a macbook at best buy. my parents cant afford to pay $1000 up front but they said i could do it by financing (18 months) Do you need to get a credit card to finance it on? or can you use other payment offers? its no interest if paid in full by the 18th month and we can do that… http://www.bestbuy.com/site/olspage.jsp?… my main question is do you need to have a best buy credit card? can you use a regular visa credit card? and if you apply for the credit card in the store, do you get approved the same day and walk out with the item? Also, does it charge anything extra just to use the card monthly? Can you cancel the card after the 18 months? if you dont cancel it, will you have to pay on it monthly just because you own it? thanks


Credit Report Websites?

Where can I get an online credit report and score for free online without all the trial only membership schemes?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What types of information would bankers want about a business before extending a loan?


Wheres the best place to get a loan my credit isnt too good

i know that the interest rate is high with most of them, what is the best though? i tried blackhorse loans and their gonna ring me today.


Can I Get A Car Loan?

hi I am 23 and my car just died. My grandparents want to help me get a new car financed but i cannot get credit nh my own name because my income is too low so they want to cosign for me to boost the income highly…however….they have a foreclosure on their credit report they also had a bankruptcy but im thinking that was well over 7yrs ago.. Do you think there is any chance that a car dealer will help us get approved?


Title loan, check ‘n go loan places?

My best friend, seperated, not legally seperated, just seperated, from her husband has been asked by the husband to allow him to use the title to the car he is driving for a title loan. The title is in both their names, so she has to sign paperwork at the loan office, but supposedly not loan paperwork, but sign off her interest in this title and also then they have made her legally aware the title now has a lein. SO, our question really is can they or would they come back on her for the actual loan, since they are still legally married, as the husband and her aren’t well known for their ability to pay their bills. And these title loan and check loan places aren’t very reputable in their loan practices either. The husband originally begged for the loan and her cooperation for Christmas gifts for his daughter (not theirs together), now that Christmas passed he wants the money to go visit an uncle on his death bed.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

We filed bankruptcy in 2001 and it was finalized in Feb 2003, Regarding 1099C?

Since the bankruptcy has finalized we have received 1099-c from 2 of the creditors. Both of whom got the house and semi-truck back, per the Chapter 7 agreement. Each time they filled out the 1099-C’s out wrong etc etc. If we filed bankruptcy why are we having to file and pay taxes on something that had been forgiven in a bankruptcy. Right now everything is on hold with IRS for year 2003, they say they did an audit and that we owe over $10,000 in taxes (they say they never received the corrected 1099 showing the $ amt to be 0, but they received the corrected 1099-C in 2004) We have the corrected 1099-C showing $0, the tax advocate has the case right now, to keep them from garnishing our wages. I know we don’t owe this money. Are we supposed to report the 1099-c marked bankruptcy or what? We have just been notified that we have another 1099-C for 2006 on the home and land we gave back in the bankruptcy alas again the 1st one was done wrong so a corrected on showing the bankruptcy


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.


Bankruptcy question in NJ?

WE plan to file bankruptcy and are concerned about the deposits in are checking accounts that dont match up to are income.Thier are more deposits in their due to the fact that we have cell phones and etc.in are name for some freinds and they give us cash for this witch we deposit into are accounts so it looks like we have more then what we make, do you think this will be a problem? will they ask for proof?


How to get out a Co-signing auto Loan?

I do not have This Car My Family Member Owns Now Do Have it Can Not sell it >

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If two people enter into an auto loan, how can one of them remove themselves from the loan?

is there a legal means to remove oneself, if the other person will not carry their weight as far as the loan payments are concerned?


Recent drop in interest rates – can I refinance my auto loan?

Given the recent drop in interest rates, I’d like to look into refinancing my auto loan. I have a 2004 F-150 and I’m sure I own more on the truck than it’s worth….will I be able to refinance with a better new rate? Thanks!


Can You get a Payday loan without having a banking account?


Deleting Negative History on Credit Report: Collection Agencies?

I have received a settlement letter from on collection agency (Afni, Inc) about an old account. A month later, I received another settlement letter from ANOTHER collection agency (RPM) about the SAME old account. This has never happened to me. Are they allowed to do that? They both have reported to the credit reporting bureaus. I know I owe the debt, but this still seems a little unfair. Also, I called to offer a pay for delete agreement and they basically spat in my face saying that, it’s against our policies


Forclosure/Bankruptcy?

My mom and I purchased a home in 2006 with a hefty 80/20 loan worth a little over $280,000. The house value is upside down over $130,000, and my mom and I are struggling to make ends meet and are considering walking out. I have a vague idea how the foreclosure process works and because I reside in the state of Nevada, I know there is a possibility that my lender could sue my mom and I for a deficiency judgment after the foreclosure process has ended. If the lender were to go this route how would this affect my spouse? I ask because I got married in 2008 and not too recently my husband added me to his bank account. If my name is on my husband’s account, could this be considered by the lender liquidable assets they could go after? Should I remove myself from this account? Anyone else out there from Nevada with a similar experience?


What kind of auto loan, if any, would I qualify for?

Hey, I have several questions regarding auto loans. I have never bought, owned, had my own car before and have always relied on public transportation. Not by choice, of course. I’m a desperate college student, working 2 jobs, going to school full time, as well as trying to be very active in extra curriculars.” As I get closer towards my goal it becomes more and more difficult to carry on my daily duties without adequate transportation or having to beg a ride from someone; which is not something I enjoy doing… With that said


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?


A way to pay off payday loans more than 1 at 1 time?

i have 3 payday loans and would like to consolidate them into 1 monthly payment instead of 3 weekly ones.


Most auto loans have $5,000 minimums. What’s the best way to borrow just a couple thousand for the car I want?

I’m looking to buy a car for around 14-15k. I have around 12 cash. I’d like to borrow just 2-3k, but I’m not sure the best way to do it. I dont want to pay ridiculous interest rates..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need help with a networking homework question?

Case Project 4-3 Six months later, First National Bank has successfully consolidated the networks at its original location and at its new acquisition. One day, the bank’s loan officer calls you for help on an urgent problem. He cannot connect to a loan provider’s Web site. When he tries connecting to the site, called www.loansandmoreloans. com, the message he receives is “Alert! www.loansandmoreloans.com could not be found. Please check the name and try again.” He assumes that the loan provider’s network is down, but he wants to make sure the problem isn’t something he could fix, because he urgently needs to access the site. As you know, other things could be causing this error message. Given what you have learned about TCP/IP networking, suggest two other reasons why this error message might appear in the loan officer’s browser window. Then describe two specific commands the loan officer could type at his computer’s command prompt that would help you and him narrow down where the connection is failing. Which of these two commands would you try first and why? I can’t think of the reasons on why the error message appearing. But I think I know one of the commands that can be used for the command prompt. I think this is one of them but not sure if this should be first or second: ping www.loansandmoreloans.com I would appreciate it if you can provide me with the other answers. Thanks.


What’s a good alternative to a payday loan? 401k withdrawal?

Not sure what to do. I’m in a cash crunch until next Friday when I get paid. I can’t take a loan out on my 401k because I don’t have the minimum required ($1000), and I’ve thought about a hardship withdrawal, but it will probably take too long. Any ideas? I don’t want to ask friends/family either.


How do I find out all the debts that are linked to my social security number?


How to start paying off credit card?

a few years ago my husband and i open a business. at the time we was debt free beside the normal house whole bills. my husband decided to open credit card for the business in my name well the business didn’t last and now im about 60,000 dollar in debt which is now in collection because i cant afford to pay them. they are all on my credit report including the building that we was doing business in because we couldnt afford to pay the lease. im working a minimal wage job and only getting about 20-24 hrs a week. i need to know how to start working on this.


How can I find out the pay-off of my auto loan held by GMAC?

Loan is held by GMAC


Does anyone know how I find out what my rental credit check is like?

I am about to apply for a rental property and would like to know if I can access the database the real estate agents use?


Am I eligible for an auto loan?

To answer Jeff T: I need the car now. I was involved in a hit and run accident and my car was damaged completely.




















































Credit score of 784 is it good?

Credit score of 784 is it good?

What does the score do for you?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will removing my wife as an authorize user on a credit card help her credit score?

I have a credit card with a 20K balance and I’m the primary cardholder while my wife is listed as an authorized user. This debt now shows up on both of our credit reports even though technically the debt is all mine. But this is hurting her credit score since she does not have many accounts on her credit profile and 20K looks very bad on her credit report. So my question is if I remove her as an authorized user, will the 20K debt dissapear from her credit report thus she will have 0 debt on her credit report. Thanks!


What are replay rates in golf?

I’m new to golf and have been looking into some different courses and they all have cheaper replay rates”. What does that mean?”


Where can I find a payday loan that instantly deposit money into your account?

I have tried so may payday services and i keep getting matching services. I just need if someone knows of a direct payday service to get only $500.00 right now? Please respond back and let me know. I would appreciate it very much if someone can help me. I am stuck in a emergency and i need some money today no later tommorrow,


How do I get my mortgage loan approved if the appraiser declared the house uninhabitable?

I currently have a contract on an as-is house that needs a new roof. The roof leaked through to the ceiling in one small (2′ by 3′) area, so the appraiser said the house is uninhabitable. Therefore, I can’t get the mortgage until I fix the roof and the ceiling. The estimates to do patch jobs on both are about $500 each. I know that I need a new roof and a new ceiling, and intend to replace both as soon as I close, but I’m definitely not going replace both before I close. It would be much more cost effective for me to find some way around the uninhabitable” appraisal

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How safe is it to get a loan online?

I m about to take a loan online and i ve been asked to pay in front a 70 euro fee as the NON RESIDENTIAL CERTIFICATE .Would that be ok or is just a trick to get 70 euros from me without to give me the loan?


Can I reopen a credit card account that I stopped paying on!?

I lost my job for several months and had to credit card accounts open and wasn’t able to pay them I called the company and told them what happened and paid as much as I could to keep them up to date but then it got to were I couldn’t pay at all well now they have turned both accounts over to debt collectors and I have been at my most recent job for a month now and I called both debt collectors an plan to pay one off at the end of this month and the other by the end of march, would there be any chance the credit card company would let me reopen the accounts, also before this happened I paid each account off on time and almost always paid them in full before it was even due! The company is capital one. Thanks so much


How do banks determine the Interest Rate they charge on a car loan?

I know they look at your Credit Score but what other factors do they look at? I’ve been recovering from a financial disaster due to a past relationship and I’m starting to get back on my feet, now I just need to get a TRANSPORTATION for these feet. If someone had a 630 Credit Score roughly how much would their Rate be?


Credit score of 784 is it good?

What does the score do for you?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do you have to be working to get a loan ?

hi my name is teresa quintanilla n i need a loan at less 3500 and im not working at the time because im pregnant . the loan is for an immigration bond . PLEASE HELP NOO RUDE COMMENTS PLEASE THANK YOU N GOD BLESS


Free credit report. no credit card required.is there such a site.?

Every Free” site that I find requires $1.00 (shipping


Financing car with suspended license ?

My driver license is suspended for DUI and in order to get my license reinstated I have to have an ignition interlock device (IID) installed on any car I drive for 5 months. In other words my license won’t be valid until I have a car with an IID installed in it. After the 5 month period has expired I can drive without an IID in my car. However, I don’t have my car anymore and I’m looking into buying another one. I was approved for a auto loan but I can’t use the loan because the creditor requires me to have a valid driver license at the time of purchasing the vehicle. I had planned on letting my wife drive the car off the lot and having the IID installed after the purchase of the car, but the creditor wants my license to be valid at the time of purchase. Are there any other options for buying another car, other than having to save cash for the car ?


Is there anywhere good online to apply for a car loan with bad credit?

I have a 600 score with trans a 530 with equifax and experian. I dont think it is because I have bad credit, it is limited. Is there anywhere online that I can get approved rather then going to the dealerships and looking dumb?


What should i expect for an interest rate for an auto loan?

I have $1000 for the down pmt. I want to draw the terms out as long as possible to get the lowest monthly payment, maybe six years. My credit score is around 650, but i’ve been told that is only significant for revolving credit accounts.” i have high student loan debt


Can I get my credit score for free?

I know I can get my credit REPORT for free at TransUnion, Experian, or Equifax, but I can’t find anywhere that will tell me what my credit SCORE is without making me subscribe to something or pay for it. I understand that it’s a complex equation that figures out my score so maybe it has to be paid for, but I thought I’d ask before I spent any money.


Can you get 0% on a new auto loan if?

I just wonder becuase the car I have now is only about one year into it’s loan…and I wonder about all the rollover.


Should I declare bankruptcy or not?

I have $10,000 in medical bills, $1,000 in outstanding credit card debt, and a $10,000 repo. All of these debts are at least three years old. I used to have to dodge creditors all the time but I have lived life under the radar for so long now that they seem to leave me alone. I don’t have any bills in my name or a bank account in my name. I am thinking about bankruptcy in order to start rebuilding my credit, but I also think maybe my debts are so old that it wouldn’t really matter. Either way my credit will be bad for awhile so what should I do?


Credit score of 784 is it good?

What does the score do for you?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is anyone familiar with the bankruptcy laws in NJ?

I want to claim bankruptcy, but I need a vehicle to work. I have leased vehicled. Can you keep that?


What is the best way to dig myself out from under high interest payday loans?

I got a high interest payday loan a while back. The weekly payments on that loan reduced my weekly available funds, causing me to need another loan in order to pay my bills. This hole has since gotten much deeper. How do I get out from under this debt? I would like to avoid bankruptcy if possible.


What is the typical interest rate on an auto loan of about 6k? ? ? ? ? ? ? ? ? ? ? ? ? ? ?

I plan on getting a newer car, and its about 10k, I only have about 5k right now, I am going to take out a loan of 6k, what is typical interest? Should I do 48 months or 60? What is typical interste through a bank?


How does a lie detector tell that your lying?


How to get a 100,000 loan to buy a house?

Hello every one I would like to purchase a home in the near future here are my stats: – I’m a veteran and qualify for a VA home loan (don’t know how much) – work at the Dept of Veterans Affairs Medical center – income 32,000 – 40,000 annual – single parent – equifax credit score of 645 ( the other two are much lower) – no big bills or car payments – I have over 20,000 in savings account – would love to live in Virginia beach area Please let me know what my chances would be, any suggestions will be appreciated. Thank you


I was wondering if anyone has filed a chapter 13 bankruptcy and if so what was the payment very high?

I am currently going thru the proceedings for a chapter 13 BK. We will be doing the repayment program over a span of 5 years, I was wondering if anyone has ever done it and was the payment very high?


Equifax Credit Report?

hey What is up big boys n girls, my name’s Eason,and you know I’ve just received a free mail on my credit report from Equifax and I don’t understand a shi*t I got that———— name add. city etc ————– then we have——–i got this too, CONFIDENTIAL INFO. NOT TO BE USED FOR.. RE: EQUIFAX REF. NUMBER 123123123123123 ————————————–… (but then, under the personal identification information section)———————- Dear XXX XXX PERSONAL IDENTIFICATION INFO: Name: XXX XXX address current:… … address previous… … D.O.B Telephone*** 123-123-1234 EXTNL , TYPE: MOBILE, The telephone number was first reported on 2010/09/23 and was last received on 2011/04/20. Telephone: 234-234-2345 EXTN: , TYPE: , The telephone number was first reported on 2010/08/31 and was last received on 2011/04/12 ————————————–… QUESTION: why do i have 2 numbers? I never remeber I had an emergency contact or something, and I checked the number, It was a not too close” friend of mine


How can I up my credit score?

I have NO credit cards. Just the one. I pay’d that off a year ago. I want to get a new credit card, just incase I should ever need it. Its not that I don’t have money because I do I put at leat 2 grand a month into my savings the most 3. That away I can pay for everything all at once for re-modeling purposes. I pay all my bills a week in advance. I never pay them late. I talked to the lady at the real estate agency and she said that I have a PERFECT morgage payment … I never missed the only thing that SCREWED me was the hole me refusing the pay the credit card. Thats because the lady said I had NO CHARGES … then I had charges on there after I canceled and I didn’t use my card. But it shows they were charges that didn’t show up yet on my card, so the lady should have been more clear. Its also my fault because I should have just pay’d it and been done with it. She said it was just because of the hole credit card thing that screwed me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is ther payday loan company that i dont need to have a debit card in order to pay the money back,not provident


Why do Banks send you ads to refinance at a lower rate, when they want to make money?

This is just odd to me. A Bank that wants to make all the money it can and that is all the Banks. Sends you a notice to refinance and save. If you save they lose. Nuts to me. Ok what is the catch in all this?


What are the best ways to improve your credit?

what kind of things can you do


Can my credit card debt be written off if i declare bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you get your credit score?

I’m not going to pay freecreditreport.com or anyone else for my personal information so how else can i get it?


Credit score of 784 is it good?

What does the score do for you?


How much can a bankruptcy trustee take from my 2009 income tax?

I filed for bankruptcy in august 2009 just went to court in october 2009 and the trustee informed me when we file our taxes in january we need to get them to him to see if he can take them. How much can he take and what is exempt(i.e.earned income credit, child tax credit)


Where can I find a personal loan with bad credit?I do not own a home & I am not interested in a payday loan.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can someone with a 563 credit score get a mortgage?

I have been renting for two long now and iam trying to fix my credit. Iam just wasting my money on renting can anyone help me


Is 588 a bad credit score for a college student?

I’m a 20 year old college student with 2 credit card accounts and three student loans, I was told my credit score isn’t bad I just don’t have enough credit by my credit union, but every where I read they say its a bad score. Will renters take it into consideration that that both credit card accounts are paid on time even though they have high balances?


How can i check my credit for free? Any suggestions?

How can i check my credit for free? Any suggestions? thank you


How do i inflate an air mattress with a vacuum?

how do i reverse the air flow of the vacuum so it blows air out?


Are you guys tired of those Free Credit Report. com comericals?

Are you tired of the catchy jiggles?


Are there any wii codes that can get me free wii points?


Who will be willing to loan my $3,000 by tomorrow and be reinburst in September….GUARANTEED!?

I have bad credit and cannot get a loan, however I just got a job that pays well. I will have the $3000 to pay whomever back in September. HELP ME PLEASE!


A credit card for no credit?

what credit card would be good for me because I have no credit and visa and american express wont give me one because i have no credit


What is an ideal credit score to take out a 15,000$ auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I qualify for a possible future Bankruptcy?

I live in Miami Florida. THIS IS WORST CASE SCENARIO..I just need some professional feedback…Currently, I have a property that I am going to refinance to pull out money and fix up my house (spend all the money) to see if it hopefully sells in this failing market. If it doesn’t then I will try to rent, but I have a feeling that I won’t be able to pay that new mortgage even with a tenant. I owe about $30 -$40,000 in credit cards, 1 lease car (about to expire) and a personal loan. No school or medical bills (because I have medical insurance thru the company I work for). The last two years I made $80,000 each year, but this year I am going back to school (a must) and will be working per diem and starting a family =) (that means no insurance and no steady income) and I’m single, probably making $30k or less this year (if I hustle). IF things go sour could I qualify for a bankruptcy?? I would want to hopefully start fresh with my new degree and family


Credit score of 784 is it good?

What does the score do for you?


How can I become a bankruptcy petition preparer?

I would like to know if there is any training or online classes I can take to become a preparer. I have checked out http://www.nabpp.com but the site is out dated.


Why or Why not should credit card industry offer tighter regulation?

Basically, Why are you against tight regulation of the industry? and why are you for tight regulation?


Can I secure a loan against my ISA?

I have bad credit and payday loans that I want to pay off to get out of a cycle of debt. I can’t get a loan but I have the money I need in an ISA that I do not want to touch as my family will find out. Is it possible to ask the bank to give me a loan to consolidate my debt and secure it against the ISA because I have bad debt.


On my credit report, do i need to contact all 3 credit agencies to have negative feedback removed?

I contested negetive feedback through Experian and had the negative feedback removed – do I now need to contact the other 2 credit agencies to contest the same negative feedback?


What credit reporting agency does Fifth Third use for an auto loan?




















































Anyone know any good debt consolidation people?

Anyone know any good debt consolidation people?

thank you to everyone who has answered,i appreciate it!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What happens when you don’t pay payday loan back ?

I have several payday loans and can’t afford to pay them. I have read that this is a civil matter, is that true ? I have closed my account out due to suspicious activity.


Where do I find a bookie in the Chicago area?


How do I check my credit report for free?..For free really.?

Is there a such thing as no catch” while doing this online? Many say free but aren’t really.”


Having trouble with this question for class. Not asking for answer just tell me how to solve it?

.Imagine that you have a fixed 30-year interest rate for your mortgage, and the economy has experienced unanticipated inflation. Examine who the winner and loser would be. Is it the borrower or the lender in the given scenario? Provide support for your response

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is it possible to get a mortgage one year after bankruptcy?

I searched google and the information seems a little outdated. I want to buy a condo for $65000 I have 10k for the down payment.


Can you start a website business while in Chapter 13 Bankruptcy?

I am currently in Chapter 13 Bankruptcy, and I was wondering if I can start an internet business. I would like to start a Website and make me some extra money if it is possible, however I don’t know if it would affect my current Chapter 13 Bankruptcy in anyway. If possible, Does anyone have any GOOD ways to make money online. If you are going to be a smart *** please don’t respond to my question.


I filed bankruptcy in Nov 2004 it was discharged in feb 2005 how do i rebuild my credit?

i bought a car in mar 2005 and my score was around 550 but i pulled my score last week and it was a 391, what happened? i have paid my car note on time each month and the two credit cards i have were paid on time. what do i need to do to raise my score in preparation for purchasing a home


Anyone know any good debt consolidation people?

thank you to everyone who has answered,i appreciate it!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking to buy a house in the next six months or so, bad credit?

How do you go about getting a loan, and from whom, when you have bad credit. My husband and I just just married and will have our first child next month. Does anyone, or has anyone, know how to get a house loan when we both have bad credit? Don’t know our credit score; Does anyone know where to get a free credit report that actually is free and not some sort of fee?


First time home buyer, should I use a mortgage broker or go directly to a bank?

Responding to the answer from Landlord”.. the mortgage broker is requesting the $450 fee be paid up front


How long does it take for bad credit to clear up on its on?


I have roughly 10,000 dollars in credit card debt, in 5 credit cards, and they are past due around 75 days????

So, I screwed up and got myself in way over my head, I have 10,000 dollars in credit card debt, and they are about 75 days past due, what are my options? Collections agencies havent called me yet, but I moved from North Carolina to California, and changed my number, so it could be that they can’t find me yet. I would greatly appreciate it if someone could list several different options that they think would be best in my situation and why. Thank you very much


How to beat car loan interest by making extra payments?


Harassment by ICICI Bank for repayment of employee loan?

I am an ex employee of ICICI Bank, as an employee benefit ICICI Bank provide loan upto 5 lac at 2% interest rate for which they deduct Rs. 5000/- as EMI from salary with a clause that if you leave before 3 years then you will be charged 20% interest rate. I have taken a load of 5 lac rupees in November 2007 for my sister’s marriage which I have planned to pay while working with ICICI Bank but unfortunately after working there for 11 months they did a reference check(Rescission layoff) in which they found out that my previous employment duration was incorrect for which I have already written apology letter but they terminated me on August 2008 and asked me to immediately pay the entire amount remaining 4.64 lac along with 20 % interest charges. Since I was terminated and because of recession I remain unemployed for 1.5 yrs and failed to repay the loan amount. I got mentally & financially crashed, career and family life got ruined. I have even written mails to Head HR of ICICI Bank Mr Ram Kumar, requesting him to consider my financial condition and allow me to repay on EMI and waiver of interest amount but no one reverted to my mails. Six months back I got a job with a very meagre salary through which I am surviving my family. Now after almost 2 yrs they have given this matter to a recovery agent and that person is harassing me by threatening calls and visiting to my house to threaten me and my wife. They are even threatening me to inform my current employer where I am working as a fresher. I don’t have any property to sell or any other mean to repay the amount. I have requested ICICI bank recovery dept. to consider my case and help me by settling the loan but they are rigid on their decision of full principal repayment along with interest for 2 years. I know I had done few mistakes and had suffered a lot because of them but please help me by suggesting any way out and what could be the consequences of not paying employee loan. It’s a matter of life & death.


Can I save my financed home if I file bankruptcy? Calif?


Another free credit report?

I want to start paying off some things on my credit report to help bring my score up. I already did my free credit report for the year. Is there any other way to get a free report so i can see who i owe money to and should i pay the charged off accounts?


Anyone know any good debt consolidation people?

thank you to everyone who has answered,i appreciate it!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long should I wait to get married after filing Bankruptcy so I don’t affect his credit?


Where can i get a FREE CREDIT report and score? without having to sign up with a credit card but have to?

cancel later?


What bank is good for approving people with bad credit for an auto loan?

just so you know i live in miami, Fla


What finance companies or banks are giving personal loan to NRI?

I am working in Kuwait. I am in Kuwait for last 7 years. I would like to know which finance company can give me personal loan. My salary is 250 Kuwaiti Dinars.


I took out a payday loan a week ago, but my bank closed my bank account! Can I file Bankruptcy on it?


Im on Incapacity Benefit/Income Support. Can i get a credit card?

For those of you who disapprove of me for being on benefits. I would LOVE to be able to work. I am on Incapacity Benefit which means i am too ill to work. Thankyou to all other replies. It has been very helpful .


Can you have a payday loan in two separate states?

I need money fast right now for problems with my car. I looked up the laws in Indiana and the laws in Illinois. I have already gotten a payday loan in Indiana and I paid it off, but on the contract I had to check a box stating I do not currently have another pay day loan out. But the laws in Indiana said I can have two at the same time. My question is can I get a payday loan in Illinois, then a few days later go get one in Indiana? Thank you in advance.


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Buying a home with credit issues?

hi we are buying a home my wife has good credit with low income and i have credit issues and good income. i had some things charged off over 6 years ago and all past the states SOL. someone told me that the loan company will make you pay all of them off? True


I own my house free & clear I want to borrow $50,000 I have no credit history & bank denied loan?

House is worth $400,000 I make $60,000 a yr. I was taught credit cards were bad so I paid cash. I’m learning people who had credit cards are considered better risks than me. What can I do to get loan? Credit reports show nothing negative


How can i combine all my debt into one monthly bill?


Will a cosigner with a 700+ credit score solve my auto loan problem?

I have a horrible credit score (500 at best!) and a credit report with a handful of accounts in collections. I found a car that runs. I have 30 to 40% of the total price to use as a down payment. I would need an auto loan to finance the rest. My uncle has a credit score higher than 700 with all three credit bureaus and no trouble income wise also. Is having him as a cosigner combined with my down payment enough for me to get this loan? I also work and am currently paying on y collections account monthly- hospital bills = few years to pay off.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I get a better credit card?

I have two cards that have low credit limits, and I have one paid off and another one almost paid off. But they both have high annual fees and high interest rates, which I want to change. I do not want to just cancel the cards, because I’m trying to get a better credit history. I declared bankruptcy four years ago. I would really lke to consolidate these into one good credit card, just to have a line of credit open, but with a lower rate. How can I fix this without a bunch of inquiries and potential lowering of my score?


Anyone know any good debt consolidation people?

thank you to everyone who has answered,i appreciate it!


How can I get a FREE credit check if I don’t have one? web sites?

Is there a State office in Texas that can give me my credit report FREE , without it costing just to see what my score is?


What kind of attorney do I need to help settle $9200 car repossession settlement?

Unemployed, car got repossessed. Employed now, but not making much money. The collectors called and sent me a letter, a year later, and are asking to settle, and would like me to make a payment. I said, Okay

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to get Housing Loan. Which Bank is best ? Can I get loan for vacant Land & subsequent house build loan?


How does a Best Buy credit card affect credit score?

I was wanting to get a Best Buy credit card and I was wondering if it will help my credit score? I want to buy a $600 guitar and make payments on it so if I had a credit limit of $600 and buy that guitar and make payments on it, will that do more harm than good or will it matter at all? I’m only 21 and don’t have any credit history so I’m hoping this will help build my credit up.


What can I do that will TRULY raise my credit score?

I’ve recently paid off old chargeoffs (by the way, it DOES help your credit score — it raised mine by 50 points); and now I want to raise it by at least another 50 points. Will getting a car loan (that, obviously, I can afford the monthly payments on) help? Is there anything else I can do (besides the obvious – pay bills on time, etc.)? What about credit monitoring companies? Are there any that charge only a monthly fee and don’t charge another large fee every single time I want to look at my newest reports?


Payday loan place in Connecticut? Anyone know of one?


Is there anything i could do about this loan situation?

I went to a credit union for an auto loan recently and they approved me for a 10,000 loan. So i told them of the car i wanted, they got some info from the dealer and said ok. They printed out papers saying that i was aproved for the loan as well, which i still have. Now i get a letter in the mail saying that they were unable to extend credit to me even after they told me yes. I already have the car so what are the possible outcome in a situation like this? Is there anything i can do to not come out with the short end of the stick?


What Happens with Bounced Post Dated Payday Loan Check?

Actually it’s not kiting. Kiting is defined – Used in banking to refer to the practice of depositing and drawing checks at two or more banks and taking advantage of the time it takes for the second bank to collect funds from the first bank. Also refers to illegally increasing the face value of a check by changing the numbers on the check. He still had the checking account at that bank, but didn’t have the $700+ for them to pull from.


I need at least a $1000 to pay my bills. By Friday. I have a job. but i have bad credit where can i get a loan?

I need a loan or a way to come up with $1000 by friday. i have bills to pay. I don’t want a payday loan. i have tried prosper.com and they want. no one will co-sign for me or no family member will loan me any money. So if anyone have a great i deal to come up with it please leave me and answer. I also want do in crazy acts. example( stealing, or prostituting.


Freecreditreport.com has a new jingle about a girl of my dreams”. What are the lyrics?”


Where can I get a bad credit auto loan without phonecalls from dealerships?

I’m interested in a private loan company that specializes in bad credit auto loans. I do not want the type of loan where they refer you to 20 different dealers. I already have a vehicle in mind through a private seller. How can I just get a bad credit auto loan that has no referrals for dealers???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How soon after you purchase a vehicle can you refinance?

a friend of mine keep asking me that question, in which i have no answer to, purchase the vehicle about 2 months ago.


Anyone know any good debt consolidation people?

thank you to everyone who has answered,i appreciate it!


Getting an auto loan direct from a lender rather than the car dealer?

I applied online for an auto loan with Capital One Auto Finance (capitalone.com/autoloans) and got approved for a low rate. They sent me a Blank Check that I can just sign over to the car dealer and cut out the usual auto financing hassles. It lets me negotiate like a cash buyer and ensure a low auto loan rate. It almost seems to good to be true. Has anyone else had favorable or unfavorable experiences with Capital One online auto loans? Thanks!


Who won free credit report’s new band contest?


Online loan companys need help?

i applyed for a loan online lastnight i then got a phone call this morning…….saying they could offer me a loan of a certain amount etc etc i would have the loan within 3 to 5 working days i had to pat the company that phoned me a one of payment of 50.00 i am now waiting on the company who is loaning me the money to phone me,,,,,,,,,,,,,,,,do u think i have been stung and im not getting the money.?? i phoned them back and asked is it 100% that i am getting the money she said yes there is no problem i cant help but feel there something just not right


If notifying my creditors I am filing bankruptcy ch. 7….?

to get my balances/minimum payments can result in them pre-empting me and suing me first, how the ”’blankety blank” am I supposed to get the information to fill out the paper work?


Heeeeellllpppp mee pleasseee its urgent ! Thank u?

1). Suppose you take out a car loan for $9999 for 4 years at a 7.5% interest rate. What is your monthly payment? 2). Shiela bought a new computer for $2000 and has agrees to finance it at 12% interest, with $100 payments each month. When she makes her first payment next month, how much will she pay for interest alone? 3).Tiana can afford $150 per month for a car payment. Her bank preapproved her for a 6$ interest rate for 5 years. What is the maximum price of a car tiana can afford?




















































Why is my equifax number so bad but my transunion number good?

Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do you get your credit score to go up fast?

I was wondering how you could get your credit score to go up after credit inquiries? As I was wondering how do you get it to go up in point value? Parrothead


Do most loan companies make settlement offer?

p.s.- they keep adding interest on a car thats not working and i feel they shouldnt add 300percent interest on a loan.


What can i do if i filled bankruptcy.and there still taken out money?

in california


Where can i find a loan shark in newyork , specially in queens ?

i know its a bad idea but i dont have any other way….it would be a lot more easier if i u couldprovideme the phn number too….thanks !

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Need help finding a lawyer?

i need to file bankruptcy in Indiana. I am having trouble finding a lawyer. I am in the south east corner, closer to cincinnati than indianapolis. i badly need help with this.


I can’t make online purchases with my Debit Card?

Thanks people, talked to bank/merchant, my new residence is different than the address i used to set up my bank account, so it couldn’t be verified. Appreciate the help 🙂


What is automatic stay can do on chapter 7 bankruptcy information?


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use my Citibank account in Canada? Can I get a Citi credit card here and use it over in Canada?

I currently have a Citibank account in the US, and am going to college in Canada. I know that Citibank is a main bank in Canada as well. Would my Citibank account be considered the same here as in Canada? Would I be charged fees etc if i withdraw from a canadian citibank, as if i was withdrawing internationally? Also, since there is a citibank in both canada and the us, would i be able to get a citibank credit card here in the states with my current citibank account and use it in canada as if it was a canadian credit card and avoid international rate charges?


I Want To Apply Auto Loan,can you plz recommend ?

hello, i need a auto loan to get used a car at dealer i have fair credit history,anybody knows any good lender? god bless you !!!


What kind of auto loan would be best for me?

Ok so I want a 350Z bad! I’ve been looking at some used ones around the $18,000 range. So here is the deal. I’m 20 yrs old with credit only from a 10 month credit card I’ve had. I’ve been at my job for 5 months making around 1200 a month part time. I have about $8,000 cash and planning to finance the rest with a co-signer. So there are many options out there like credit unions or just financing through the dealer, how could I get the best financing deal?


What is the PA statue oflimitations on a payday loan?


What is the best way to trade my car in if I have unfortunate credit?

I currently have a 2004 Impala that I am paying a car note on. I have had it for 2 years I don’t have any bankruptcy or repossessions on my credit report. My current pay off balance is like 7 or 8,000. But I already have 130, 000 miles on it and I would rather invest that money in a newer car. Any suggestions?


I’m looking for a bad credit personnal loan, not a payday loan?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


My dad left me a house with a reverse mortgage. I don’t want the house. My aunt is currently living in the house.?

My aunt wants to get a loan to pay off the house. I don’t want to pay a gift tax by giving it to her and I am sure she won’t buy it from me. No extra money. Can I do a deed in lieu of foreclosure to the mortgage company and let them deal with her? Will it effect my credit? Will they let her pay off the mortgage? We live in Missouri. Yvette


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have given the conditions of my loan to the underwriters does that mean my loan has been approved?

My loan officer called the other day and gave me a few conditions on my loan, such as bank statement, tax info from the house that we currently live in etc… We are supposed to close on the house next Thursday, does it sound like our loan has been approved and why do they wait till the last minute to let you know something


My boyfriend wants me to put a car in my name for him, should I do it?

I do appreciate the feedback. Just as a side note he is a perfect dad, if anything ever happend between us, I know 100% she would be loved and taken care of by 2 parents. She is financially supported with college funds etc. and she will do just fine. I am scared to death to get married and that is why we are not married. Would it be better if I was married and then got divorced?


Where to get free credit score?

cant get a credit card or anything. where is a site where I can truly get my free credit score.


Are auto loans for people with bad credit all a rip-off? how do i know?


How do i cancel a credit card application online?

i got a notice saying ive been approved for $1500. im working on trying to build my crddit. so i went online and sign up to increase my credit. i have a Capital One card. i sign up and then saw the letter was from Credit One. not Capital One. fux i dont want credit one so how do i cancel?


How does debt consolidation affect your credit?

I have a friend that is currently unemployed and in debt approximately 73K. He is receiving a profit on a preconstruction condo unit of 50K. (His first owned property so no tax is required to be paid in Ontario, Canada) As he explains it to me, he has 24K in credit cards(19-23%), 8K in lines of credit (8%), 18K owed to close friends for floating him, 4K in overdraft at the bank, and 18K in student loans. He would also like to store 5K to support himself until he can find work. He wants to know if he went to a debt consolidation company, would they be able to reduce the total amount on credit cards/lines of credit/overdraft to an amount where he can pay off the friends and total reduced debt? What does it typically cost? (I told him approximately 2% of total debt.) His credit score is approximately 620 (so not great). What type of impact would it have on his credit? He asked me if it would be worth it. I don’t know what to tell him. ANY help would be appreciated. Thanks!


Best way to save and earn money?

I have about $5000 I would like to put away for a year and was wondering what would be the best way to make a decent return on it. From what I read it seems to be a CD but I was wondering if anyone else had any other ideas.


What are trustworthy places to borrow payday loans? also when you have bad credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit report protection?


Where do I look to get a credit check on myself?


What hotels in Las Vegas have an indoor pool?

I am thinking of heading to Vegas next month. Since it will still be cold, I was wondering which hotels have indoor pools?


PLEASE PLEASE help!!?

To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took a mortgage loan from in 1998, and what year i did, as well as an auto loan in 2002! I have NO idea where these came from. I was 10 in 1998!!! Theres no way i could have done that! And now my information is frozen. I put a fraud alert on my account by calling Experian, but there were no live people to talk to, so i couldnt get help. i dont know what to do. I’m 19, my parents wont help me im completely lost, please help!!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Catalyzed Reaction Rates and Activation Energies?

A reaction rate increases by a factor of 1040 in the presence of a catalyst at 22°C. The activation energy of the original, uncatalysed, pathway is 51 kJ mol-1. What is the activation energy of the catalyzed pathway, all other factors being equal?


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?


Where to get an Auto Loan with No Credit on a $10,000 Car?

I will be living with a relative


I Need A Loan For $4000 Now Tonight To Be Used Tomorrow?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


There are 3 of us in a home loan, my x wife, my sister and me, My x wife is planning to file bankruptcy?

How is that going to affect the loan, my sister and my credit? the house is worth more then the loan, will the court look at that and go after it?


How good is a credit score as far as buying a home?

my credit score as of now is 7.72!!! I always had credit cards and paid all of them and was never late on any of them, also had a car loan and paid it off……. now I want to buy a home and went to get my credit score and it was 7.72, today I have to go back to speak to the real estate people and they will see my score and tell me what to do from now on. What are my chances of buying a home with that credit score?


Is H-Capital Advance Loan place safe and legit?

I’m trying to get loan about 10,000 dollar I was wondering If H-Capital Advance is legit and safe? this is the website. http://www.hcapitaladvance.com/ i found this on the newspaper and saw the website but i dont know If this place is payday loan or legit place. I couldnt find any complaints or reviews about this place anywhere. so please help asap!


I was online tonight looking @ the possibility of a payday loan for a car repair and i filled out a couple of?

applications. I simply thought that you had to click on something surely to agree to the terms and it sort of moduled the loan for you showing how you pay back and so forth ..I filled out 1 application and it said in big bold print YOU ARE QUALIFIED FOR A PREPAID MASTERCARD WITH A 7


Best loans for a 18 year old ?

Hiya my niece is looking to take out a loan of £1000 she earns £80 PCM but has no credit history ect who and what would be and best as much detail as possible please in uk only thank you 🙂


I would like to find a loan shark in Newcastle upon tyne. Could anyone tell me how to do so?

I know they are bad but im in a horrible situation and ive already tried everything to get out of it. I really need help.


Is it bad to use my credit card for small purchases?

I have a card that gets me points for every dollar I spend, and even more points for every item I buy. If I buy a whole bunch of 1 dollar purchases, will I wrack up points, or will I wrack up bad credit. Is it a bad thing to use a credit card as an everyday source of money (I do pay it off on time and am never overdue, paying the bill entirely each month) Thanks


Auto loan interest rate?

I am buying a used car and was quoted an interest rate at 9.5 for 36 months. I plan on paying the car off in 18 months. Will I save money in the long run? Once the car is payed off, the actual interest rate I payed will be lower than 9.5 correct?


When I consolidate my defaulted Student Loans with Direct Loan, when will I officialy” be out of default?”

I’m just wondering when they can no longer offset my tax refunds, etc. Also if you have any experience with the income contingent payment plan, please share. Thanks.

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America Cash Returns took money 2 days ago out of my checking account as well — its payday loan company find?

I had applied online for a payday loan,however never did one, never even saw any loan documents – because all that kept coming up was companies that find payday loans yet you have to give all your personal info including banking info — this is supposedly one of those companies who do business under something else as well (fastcash1500.com)— beware they are SCAMMERS and use your personal info on the app to just get your acct info then hit your account for hundreds!!!!!!!!!!!!!! I;m sure there are many more scammers out there posing as payday loan companies just to get your personal info — so everyone should just go to a payday loan co in their city and stop doing apps online in order to keep that info safe from SCAMMERS – unfortunately this is the world we now liv in – I;m on disability for cancer so them taking $369 out of my acct really hurt me and my son financially – any ?’s you can email me at grlamarie@live.com


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?


Can you buy a new house knowing you just started a new auto loan?


How long do you have to wait after you file bankruptcy to buy a house?


My credit report doesn’t show my auto loan. What can I do?

I did not re-fi but he was held harmless in the divorce decree. I have a petition against him for contempt so this may also be revisited. I think the bankruptcy has something to do with this. It appears they didn’t reaffirm me even though I did on paper and during the meeting of the creditors. Who knows, maybe he was able to do something before I filed my Chapter 7.


Can I increase my credit score without using credit or spending money?

I don’t have any credit and want to create a credit report for myself to show lenders but how?


Which company is best for personal loans?




















































Is a 638 credit score good?

Is a 638 credit score good?

Enough for a major credit card like Citi bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can i find instant faxless loan payday?

Every payday loan company rejected me.I just need to loan 700 to pay for my bills ,could you recommend me some I want easy approved instant loan with no fax request.


I just got a pop up when I tried to check free credit report, whats this about?

It said Sorry but your forbidden to open this site on this server. HOW CAN I BE FORBIDDEN AND WHAT FOR?


If my family files for bankruptcy,will i still be able to get a student loan?

My dad recently lost his jub due to the economy and i’m supposed to be going to college next fall. They basically have no money saved up for me and i dont either. I was relying on taking on a student loan but im not sure if i need a cosigner, and if i do, how can i if my parents file for bankruptcy? p.s. they would be the only ones who can cosign.


California Laws On Payday Default Loans ?

Does anyone know the laws in california on a default payday loan? I took it out about 9 months ago, I keep getting threating phone calls for the collection company. That they are going to send it to the DA’s office, I am going to be arrested and so. Is this all true? Can I be arrested? I have tried to get him to send me documnets about this in the mail. Since I dont have anything except him calling me at work. He wont! He wants a pre paid creadit card number or bank card. Please some one help me with advise on what to do. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i look for apartments that don’t require a credit check ?

i’m 19 and looking for an apartment, but i don’t really have credit. i have an in store credit card, i pay my own phone bill, and i am faithfully paying off a school loan. but i’m not sure if all of that counts. . . help ?


Can someone lead me in the right direction with my credit?

I have terrible credit and I would like to fix that. I get declined for every credit card I apply for. Even if I pay all my debts, I still wouldnt be able to get my score increase untill 7 years after the final debt is paid. Completely confused! please help. Also, I have my credit report but Im not sure who/how/where to pay my debts.


I have a high FICO score (810). What does this mean for me as far as qualifiying for a mortgage?

Will I be able to get a great interest rate?


Is a 638 credit score good?

Enough for a major credit card like Citi bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Calculating my mortgage rate by credit score?

What are the average mortgage rates right now for a 30-year? I have a credit score of 746…will that help to get a lower rate?


How to get the free annually credit report?

How to get the free annually credit report?


I saw a few people ask about Choice Personal Loans and was wondering if it is legite?


Where to find a loan shark in ohio please help?

help me find a loan shark in columbus ohio


Credit report?

where can i go to check my credit report if i dont have a credit card?


How many Canadians have gone Bankrupt due to Medical bills in the last 3 months, OK 3 years, OK 30 years, 50?

@ Common Sense……1964….is that twenty years?


Has anyone applied for an auto loan thru Fundingway.com and gotten approved?


Received bankruptcy court summons from company I don’t know?

I received a letter saying that a health care company/hospital is taking me to bankruptcy court for Chapter 11, something about Sale and Bidding Procedures. I have never been to this hospital and therefore never received a bill. I received the letter today – two business days from court date. What should I plan on when I get there? Do I need an attorney? I have debt, about 5000 in credit cards but I work two jobs and pay my bills. I can’t afford court fees and am afraid to let it ride.


Is a 638 credit score good?

Enough for a major credit card like Citi bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Card Consolidation?

any help regarding this?


A payday loan company filed a civil suit against me. What should i bring to court?

I am unable to pay the loan off. The collection company has never tried to contact me.The loan was only for $500.Nvr in a million years did i think they would file suit for that little.i do intend on going to court to at least defend myself.And i know i probably won’t win.And if i had the money i would pay them back.even though they raped me out of 75 dollars every two wks for 6 months and have been paid many times over for that original $500 bucks.I am not looking for opinions i am looking for answers.If there is someone specializing in the legal field can you tell me what i should bring to court?


How can I make my credit score jump 40 points quickly (and how quickly can this happen)?

I made the credit mistakes when I was fresh out of school. I have paid everything below 30%, and do not use credit too frequently. I do have a car loan out but owe less than $5000. I could still get a loan if I have a higher down payment, but would rather not take that step. I hope to get the house so I can provide my kids a safe and clean home with good schools while paying LESS than I would be for rent.


Filing bankruptcy and landlords?

im only 23 and i really dont want to file for bankruptcy but i have an old landlord im in collections with for about $5500 i lost my job and couldnt pay the rent. with the interest their charging me i dont know if i will ever be able to pay it off if i file for bankruptcy will it take care of that and could in the future i get a new apartment???


What is a discharged bankruptcy?

I looked up my credit reports and next to my bankruptcy it said discharged. I always thought this to mean it was no longer on my credit report. If this is correct why did it show up?


What do I have to do if my lawyer forgot to put one of my loan in my chap 13 bankruptcy and I had it listed?

I did check the list of things that he was filing and it was on there and I even asked him and he said yes it was listed as a 3rd mortgage


Using a credit card before filing bankruptcy?

I’m going to be filing for Chp 7 bankruptcy, and I was wondering what would happen if I used my card before I was able to pay to file. I have been charging groceries so I can save to pay my attorney and court costs. I’m a college student with a part time job, so unfortunately my income is limited. I am not living with my parents nor claimed as dependent by anyone, so I do have to pay for my own living costs. Is it going to backfire on me when I go to file in January because I charged groceries in November?


How would i take out the perkins loan?

I filed my fafsa and everything, but i heard the perkins loan was the best loan. How would i go about taking out that loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


610 credit score is it good?

with a 610 credit score how can i bulid it up and how long will it take


How can I register a car that is not in my name?

I currently live in CT. I am moving to FL in 2-3 weeks. My CT registration is up June 18. So, it would make no sense for me to register my car in CT if I will be gone before the registration is up. However, the car is in my fathers name. I am not on the car loan at all. My father lives in MA. How can I get my car registered in FL without him there? Any suggestions would be so helpful. Thank you very much!


Do banks do credit checks when issuing student loans?

I am planning on take summer classes this summer and I just found out my financial aid will not pay for my summer classes. So I am going to go to a bank (National City) and try to get a student loan. I have gotten students loans before, they just have been through Fafsa. I already filled my Fafsa for the fall semester and thats all done with. Right now I’m just worried about the summer. Like I said, I already have a loan out for my first yr of college (I am going into my second yr) and I also have two credit cards. My credit is not the greatest, specifically because the balance on my cards are too high. I know they run your credit for private loans but I am not sure if they do for student loans. And if they do, is it the same procedure that they do for private loans. I do not want a private loan and besides, I dont have a cosigner. Everyones credit I know sucks. Any info will help, even personal experience. Thanks


What is the best bank for a home mortgage loan?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I have a credit score of 550 and alot of the things on my credit report I have no knowledge of what should Ido

I have disputed alot of the but still have not heard anything. some of the accounts on my credit report have a different sodial security number and were from before I was 18. am i liable for things on my credit from before i was of age and of which i have no knowledge of. How do i fix this?


Is a 638 credit score good?

Enough for a major credit card like Citi bank?


$10-15K auto loan in Toronto: what would be the approx. monthly payment?

Hello all. If I take an auto loan in Toronto, Ontario, Canada of $10K what would the monthly premium come down to (approx.)? Assume an average tenure (the tenure most people take auto loans for). And what would it be like if the loan was $15K? I don’t have a long credit history in Canada (although I do have credit cards) and this is my first time taking a loan. So I assume that interest rates would be on the higher side. Rates of course would vary from institution to institution – I am just looking for a rough estimate. Thanks.


We are planning to sell/gift our cottage to our six children. How will one who is in bankruptcy be affected?

How are people who are in bankruptcy affected by inheritance? Ontario answers only, please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Dealer won’t pay off car I traded in?

I bought a new car from Central Kia in Plano, TX six weeks ago. I traded in a 3 yr old vehicle. Central Kia has not yet paid off the note on the car I traded in. First they told my bank they would overnight the payment…they did not. Next they told my bank they only paid once a month and that they would send the payoff by Monday or Tuesday” of this week. They didn’t. In the meantime


Any Credit Building Websites Simliar To LeaseVille?

I discovered LeaseVillie a few days ago and have found a lot of great reviews online however It won’t help me to continue building my credit. I was wondering if there are any other websites out there similar to LeaseVille but that actually report and help build your credit. Thanks in advance.


Is there a lender that loans $3,000 with bad credit, no collateral? Looking for any non-matching services.?

I am looking to borrow $3,000 to get out of debt and need to do it fast. I currently am stuck with bad credit and only home goods…such as a plasma tv, stereo, etc. to post for collateral. Any help would be greatly appreciated. Anything I see online always leads me to websites that match me with potential lenders, then they are matching services, etc. I am looking for a direct financing lender.


WHAT IS THE Address for credit disputes?


Bank Of America Home Loans sucks?

I chose Bank Of America as my lender as all my accounts were with them.. But surprisingly my calls/emails to the loan officer don’t get returned even after I have paid them a 400 $ application fees for my processing and my finance contingency date is close. I am dealing with the Lemay Ferry, Missouri branch loan agent. Do I have the option of transfering to a different branch of BOA ? Is this delay a standard operating procedure for BOA? Can there be any issues at closing?


Applying for an Auto Loan, but still have an existing loan, will I be approved?

Hello, thank you for taking the time to answer my question. I have an existing auto loan for about $6500 on a car that I want to sell or trade in, and decent credit (All payments on time, but less then three years of credit). I want to get an online pre-approval for an auto loan before I go car shopping but am worried about the the exisiting auto loan. Will they take into account that I am planning on trading in the car as a null in terms of risk or do they just look at the loan as what it is and say it is another risk? Thank you.


Auto loan with bad credit?

What are my chances of getting a used auto loan with bad credit? I am 22…My credit score is 572, and the car is $3,800 plus tax. But, I have no job my only source of income is SSI and need this car to find a job, because I live in a rural area with no public transportation. Neither of my parents drive, which makes things more difficult, and my mom has bad credit. I don’t know if she can co-sign for me. Someone help please?


Does anyone no of any good payday loan places in west seattle,or burien?`?

i need cash today,i am trying to get a payday loan.i have everything i need for one,i just need a place close buy my house. between west seattle and burien


Where can i find the CW/CID on a credit card?

what does it stand for?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If i have a credit score of 563 will i be able to get a auto loan.?


Is a 638 credit score good?

Enough for a major credit card like Citi bank?


Need $5000 dollars now?

I have some unexpected bills that need paid by friday .I have tried prosper and citfinancial,benfical and my credit reports are under invesigation due to id theft so i have called all people involved but they wil not return my calls .I am afraid that they are going to expect payment friday which in rights thay should be paid but i have explained the situation over the phone on the answering machine What should i do and where can i go to get aloan ? I do not want to go to a payday loan that only gets you in more troulbe . PLEASE SERIOUS REPLIES ONLY!!!!!


New bankruptcy law in pa?

first off i am asking this question for a friend becasue she doesnt have a computer. my friend and her husban filed bankruptcy 2 years ago and now have gotten themselves into such a jam they are even deeper in debt rthan when they filed chapter 7 the first time they wanted to know if they could still file chapter 13 and get out and never use credit cards again


Anyone know where I can get $500 CASH ASAP?

I need $500 ASAP. This is an all out emergency. Does anyone know of ANY website/organization/ANYTHING that can help me? Thanks in advance.


Looking for a unsecured credit card with no credit history? 10pts for the best answer!?

Hi I am looking for my first card so that I can build my credit. I would like a unsecured credit card with no annual fee. I have no credit history.


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”




















































Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Question about auto loans?

i have a credit score of 678 on transunion and 672 on experian. the problem i have is my equifax score is 622. all the information on all 3 reports is identical, but the scores are insanely different. I read that equifax is most commonly used in auto loans and this is going to be a huge problem for me. how can i get an auto lender to pull my report with transunion or experian and not equifax? or how can i find out which lenders only use transunion or experian?


If you just purchased a vehicle less than a month ago can you still file chapter 13 bankruptcy on it?


First time user – AAA Payday Cash user feedback required?

I am probably going to do my first online payday advance. I have done some research and I saw http://www.aaapaydaycash.com is licensed which sounds good. Has anyone used them? I would love to hear your feedback BEFORE I take the plunge. Please post soon.


How old can a vehicle be to still be able to finance it?

I am wanting to buy a truck and the one I found is 10 years old now. Is this to old to get an auto loan for?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am an independent contractor, can I qualify for a auto loan?

I am an independent contractor for a petsitting company, I make pretty decent money and have been working there for a year and a half. I have 2 grand to put down on a car, will I qualify for a loan even though I am not an employee with a set salary?


I’ve had a bankruptcy for about a year now and have some money coming to me,can they keep it?

I DECLARED MY SELF IN BANKRUPT (CHAPTER 13)FOR ABOUT A YEAR NOW ,BUT I’M GETTING SOME MONEY FROM MY DIVORCE THAT I WASN’T AWARE I WAS GETTING TILL RECENTLY IN THE FORM OF A CHECK, IS THIS GOING TO BE TAKEN FROM ME AUTOMATICALLY IF I DEPOSIT?


Debt collection from 7 year old account?

I received a letter in the mail today about an attempt to collect a debt for a phone service that I don’t remember having. I was in the military at the time and by virtue of that have always been diligent in providing a forwarding address. I know I can’t remember every single account from back then, but I am pretty sure I did not have this one. In addition, why would this be sent now?? Is there a way to deal with this? I called the debt collection company and they said they’re only job is to collect the debt. I tried to call the original company but their closed now, and I really am too frustrated to even speak to another phone rep again. Help Please!!


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best place to get a free credit report online?


Can i sell my car even though my mom claimed bankruptcy and the title is in her name?

What if i traded car for car?


Automobile loan question?

I went to a dealer where I was pre approved” and purchased a car. I gave them there down payment and signed the paperwork then I was off in my new car. about a week later the dealer calls me and tells me that I wasn’t approved by the initial bank but I was approved at a higher apr from Santander Consumer. I have herd alot of bad stuff about them but I was kind of stuck and didn’t want to loose the new wheels so I resigned the contract (that they didn’t change the date on the contract kept it at the Original date which I think is illegal?) now I have been in contact with santander and set up my online profile I can go online and see my account information and just made my first car payment a few days ago. Today I get a letter in the mail saying I was declined the auto loan??? I’m petty sure after over a month and having received payments everything is fine but that kind of confused me. especially considering it was dated over 15 days ago? One last note I have yet to get a contract (other than the dealers) mailed to me! I did receive a statement with payment reminder!”


Starting a new career and desperately seeking to repair my credit. Tips?

Hi all, I’m 23 years old with a credit score of 581 (HORRIBLE, I know). I have about $60,000 outstanding in student loans, $20,000 auto loan, $1,000 credit card bill, and $1,500 bank loan. My poor credit score is due to having a checking account go to collections (negative balance), as well as having a credit card go to collections also (not my current one; a different one that I had prior). I am learning from my mistakes and am wiser now. In college I was too focused on school and social activities to pay much attention to my finance. I will be starting my new job soon and am desperately seeking tips to repair my credit. What do you all advise? Thank you.


How do I contact debt collectors (who have not contacted me) so that I can pay off my debt?

I recently applied for a credit card, and was declined. At this time I was told that I have a balance in collections, which was completely unknown to me. I have not been contacted by any debt collectors in any way. Who can I contact to deal with this?


How soon do I have to move out of my house after filing Chapter 7 bankruptcy?

We are choosing to not reaffirm the house because we don’t want it and can’t afford it. Do we have to be out of the house by the time the case is discharged? Does anyone know what the timeline is?


Question regarding Army: student loan repayment program SLRP?

I have stafford loans and also Private student loans. Will the army paid for both my loans as a SLRP program??? My loan amount totals at $34,000 any help plzzzz???


Help 20,000 in debt due to student loans?

how can i go about getting help paying for these loans? I have a low paying job as of now and i got bills to pay so i can have a roof over my head, problem is i dont have enough money at the end of the month to pay for my student loans.. Im already behind like 6 months.. I need help..


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Know of any bankruptcy lawyers in houston/humble texas area?

reliable


What does the slang word goon” mean?”

I hear it all the time in rap songs and i just am curious about what it means.


How do I check my credit report for free?

I want to check how much debt I own how to I check it like other places that check your social security number


Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating..


LGFCU auto loans and mortgage loans?

I just recently became a member of the LGFCU and I am wondering how long I have to have an account there to get an auto loan, credit card, or mortgage loan? Anyone with any experience with this please give me your input. Thanks in advance.


Does checking your credit score, make it it go down?

if i have bad credit and checking my credit score, does it make it worse? i heard this and i don’t know if its true


Credit score question?

Hello My husband credit score is 600, and we want to use his name on the mortgage loan. because his credit score is better than mines. well in 1yr or 2 we would like to buy our first home. but in order to get my husband credit score to go up what should he do. See he is going to be stationed in Korea and he wants to know what can he do from there to get his credit score up. I know he should get a credit card with no more than $500 on it. And just make monthly payments but what else should he do. And how soon would his credit score rise to 700. do Experian, transunion, ans equifax all have to have 700 on them? Thank You & God Bless


Can I keep paying my mortgage after I have sold the house?

I am currently trying to sell my house, but the introductory rate on my mortgage doesn’t expire until 31st of dec 2009. If I were to sell my house in September (when I am moving away), I could incur a £3000 early repayment fee, as stated within the terms. I could leave the house empty until December and sell when the introductory rate ends but am reluctant to do this because I feel that house prices may have fallen even more by then. I think the cheapest option would be to sell in September, and continue paying 3 months mortgage at £600 a month, therefore it would only cost me £1800. Is it possible to do this (i.e. continue paying the mortage, even though I have sold the house and then pay off all the balance when my introcutory rate ends in January)?

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When can i buy a house after chapter 7 bankruptcy?


UK Bankruptcy: How does it work? ?

If I declare myself bankrupt in the UK Is it true that all my debts would be cancelled after 12 months if I cannot repay them? (Obviously I wouldn’t want to BE bankrupt but surely it’s better than just struggling with unpayable monthly minimum interest payments?) Facts rather than Moral Judgments appreciated…!


I filed for bankruptcy over 2 yrs ago and never was discharged do I have to refile?

If so do I need to use the same trustee or can I do it myself?


How can I quickly repair my credit?

I recently graduated college and ready to start the next chapter of my life (getting a career and buying a house) but my credit score isn’t the best due to mistakes I made when I was 18. How can I repair it???



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I have a 611 equifax score and would like to buy a car. Would I qualify?

I currently have a 611 Equifax score and would like to buy a car. I have previously paid off two car loans and I have only four accounts open to my name. I have School loans and 3 credit cards, which total monthly payments come close to $150. I rent my home along with my husband and I make roughly $39k per yr. Would anybody have any idea of where and how I should go about getting financed? Thanks in advance!!


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?


Is Delraycc.com debt consolidation site a fraud?

I got into this program and now the first payment is due soon but i havent receive and paperwork. they say it’s all online and the process takes about 30-45 days to contact all the banks. If this true ill be out of debt in 3yrs which is nice but something is telling me this is not right…if someone experienced it and can tell me weather or not this website is legit. id REALLLY appreciate.


What is a minors mortgage?

I work in the mortgage biz in Louisiana, and ran across this on title as a lien. What is a minors mortgage?

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How long do you have to pay back a school loan?

If I ask for a loan only to buy a used car, which is a necessity, how long will I have to pay back the loan?


My mortgage payment went up 300$ due to escrow shortage?

Im confused ..im only 21 and I bought a house not knowing at all..What I was getting myself into…Anyways* I got a letter from my mtg co telling me i had a shortgage in my escrow..like 1700$( SO ..IM guessign my taxes went up?? ) I bought my house for 162000 ..Im so cunfused … Did my taxes go up from last year,> ? I was paying 1,200$ a month know its 1,500..Has this happend to anyone? thanks so much


What happens when you file for bankruptcy?

I just heard today that my parents might file for bankruptcy and I’m very worried. I heard that there are different chapters” for when you file for bankruptcy My parents tell me not to worry about it and its not that bad


Are credit unions better than banks? if so.. why?

how are they different? i will be wanting a auto loan in about 6-8 months.. and my credit is currently marginal… does it have the same effect? do i still get better rates?


My friend got his credit card stolen?

His card was stolen and after he got off work he called it in and wanted to get the card cancled and report it as stolen. However the bank never retured his phone call (he left a message because the bank was closed at the time). He left several messages actually. The bank never got a hold of him (he kept calling several times a day) untill 2 weeks later. After that they said it was too late and are now making him pay for the $600 that was charged to the card bythe theft. I thought that once your reported the card stolen you were no longer liable to pay what was being charged? I mean you aren’t the one paying it. Can they really force him to pay for it after he already reported it stolen before the charges were made? If not what can he do about it? I’ve never had my card stolen so I don’t really know how it goes so I can’t really be much of a help to him. -Thanks


How do i check my credit score for free?


I need a car loan from my credit union but score isnt to great whats my chances?

I have 685 from experian and 694 from eqauafax and 704 from transunion (free credit report.com) AND WHEN i checked free credit score.com they show me a lower score. I dont know which one is right. … I need help please


I want to help my credit , Lexington Law ?

What are your thoughts on Lexington law ? I want to invest to help build my credit


Will defaulting personal loan attract case/arrest warrant at India Airport?

Dear advisor, I left my home town at Pune – India with some unpaid bank loan, which i realised at later stage. I last paid in 2005 , about 3.4 lakhs due. Due to crisis I lost job in Dubai. Since then i couldn’t able to re-pay loan whose interest was exorbitant. Bank official sent mail in December of 2010 without any court detail that i should be produced before court for summons and in any case it’s not possible for me to go back to india to attend case. Does personal loan defaulter cases produced in court and will be issued police warrant for non appearing court? Incase court issues a warrant against me, Then will i be caught by Airport immigration or city police? Please kindly advice. Thanks & Regards, Vijay Kumar

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Is it common for interest rate on auto loans go up?

Is it common for the interest rate on an auto loan to go up when the balance is close to being paid off? I am under $2,000.00 and I am paying more in interest now then in the beginning of the loan. Just wondering if it has to do with the balance remaining. Seems like they are trying to get as much money out of me before I pay it off.


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?


Where can I find the best Roth IRA rates?

I’m not sure if what I’m asking will make sense, but I’m looking for the kind of risk I’d normally expect from a good mutual fund, something I can manage myself — ultimately, I want to protect my 10K from being counted against me when I apply for financial aid so I may go back to school…. I understand a Roth might help with that… THANKS!


Aliexpress credit card verification process?

Could someone please clarify matters here for me? I recently begun buying from Aliexpress until an order was interrupted ‘ for credit security reasons’. This involved scanning credit card front/back sides, and identity cards. I have sent these items but there ahve not been reply for over a week now and I cant reach custopmer care. Please any experience? I need to continue shopping since I make some money reselling items.


How does one calculate the Bankruptcy Risk Score?

Does anyone know the formula and variables that go into the Bankruptcy Risk Score? This is different than a credit score, and banks use this formula to figure out one’s risk of bankruptcy.


College loans and Bankruptcy?

I plan on going back for the fall 08 semester. I have a major problem. My parents filed bankruptcy in December 07. DOes anyone know if this will help me get more financial aid now? My parents made 1/3 of what they made during my first year. Will this also help me? 2nd question is… Since the aid is probably not going to cover tuition alone where and how do i get loans without a co-signer? Thanks to all who answer


Refinanced auto loan but changed mind?

I refinanced my auto loan through my bank. They have already sent me the promissory note and put the loan on my account. Is there anyway to cancel this and just keep it through the bank I originally have it through?