Payday lenders getting on my nerves….?

Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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I need to refinance my auto loan. the interest rate is just kicking my butt, I have the worst credit score.?


Is ATM card the same to Cradit card? Can I use my SBI ATM card for online shopping? How?

I want to apply for pan card online. For this I have to pay Rs 70. I have SBI Atm card. How can i use it?


Auto insurance on 2010 dodge challenger?

I have been looking at a dodge challenger and did the paper work on it and everything was approved, and my mom says if the insurance is too high I can’t get it… It’s gonna be in her name and she’s 57, do u think the insurance will be high??? And we live in a very small town


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do I get an actual free” credit report?”

How do i get a real free credit report. A lot of companys offer a free credit report, but you have to sign up for their credit monitoring service. is this not false advertising


Where can I get a $5k auto loan?

Most of the banks and credit unions online wont accept a loan request less than $7500-8000. But I only want $4500-5000. Are there any banks that will loan me less? I am eighteen buying a car, i have two jobs and make about $1500 a month


How do you become an auto loan broker or agent?

I am trying to find out information on how to become an auto loan broker. I would like to find out what are the pro’s and con’s of the business, and how do you go about getting, licensed or certified in New York. The New York info is not critical but if anyone has any insights that would be great. Any help would be greatly appreciated!!


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Transunion credit dispute?

If I disputing something on my Transunion credit report and they had the problem fixed/removed, will I have to dispute the same problem for each credit bureau?


What would be the monthly mortgage for a $450000 house?

with none down, veterans loan, and how bout $250000 house??


Is a 682 credit score, good enough to get a home loan?

Only debt that the wife has is student loan debt before we were married. Which from what I know any debt from medical or student loans before you are married, they cant garnish my checks, but when I file for taxes at the end of the year I need to file for Injured spouse so they won’t take my return when we file jointly.


Difference between Cap rate and yield?

Hi, I have a presentation tomorrow in a real estate course at uni which I would like to touch on the difference between cap rate and yield, when I look at the formulas, they both seem to give the same output, cap rate= NOI/Value, yield=( net monthly rental income * 12 / Purchase price ) * 100 is it that you deduct expenses to obtain NOI where as you simply take rental income to calculate yield? correct me if I am wrong. Thanks alot Update : Also could you please tell me why I’ve heard people say that you can find out the cap rate of your area from your real estate agent? isn’t that a case by case basis for each house or they are wrong? thanks again


Where can I get a free credit report online?


I am 28 with no job in bankruptcy living with my parents with sever depression?

I been in a state of mind where I just beat myself up don’t really have no interest in anything. I try to push myself to do the simplest task but have no will to better myself. I smoked weed everyday for 10 years and recently quit cold turkey only to relapse and it just make me lethargic and more stuck” then before. I quit my job after I was discipline for making a mistake for something I was never taught to do. I just never ended going back.It was just a part time job with UPS but I know I always did all I was able to do compared to some of my other co-workers that just like to slack off and was just ridiculed for it. I can’t find one now. I have anxiety going outside of the house have no insurance so its not like I can seek help. Have not been suicidal but thought is there every day I wake up.I sleep till or past 12pm. I just don’t want to face the day anymore. I lost int rest in everything I used to enjoy. My libido is dead what there to live for? HELP!”


What is a good starter credit card?

I wanted to start building up my credit, but I have no idea what the best cards are. I’d want one with a very low interest rate though. Thanks in advance!


Unsecured Bad Credit Loan?

Where and how can I get approved for a unsecured bad credit loan?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband and I filed for chapter 7 bankruptcy 6 weeks ago.?

My husband and I filed for chapter 7 bankruptcy 6 weeks ago due to a wage garnishment and other reasons. Our lawyer told us because of the timing and amount garnished we would get all of the garnished money back. The automatic stay has been in place for 4-5 weeks. My question is when or how long does it take before you receive that money back?


Should I join this webcam site even though it’s asking for my credit card?

There’s this adult cam site I like (camhub) and I really would like to join. However its asking for my credit card. It does state it will never charge me. Does it make sense to join or not?


What is the difference between chapter 7 and chapter 13 bankruptcy?


How long does it take a credit card company to sue us after we quit making payments ?

we are planning on paying them off but at this rate it will never happen .so we want to stop paying minimum payment and save that money for 6 months to a year and pay them off in 1 lump sum . the question is how long will it take for them to sue us in the meantime


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”


Is 7.95% interest rate too high for an used car loan?

The car loan is $11,500, my credit score is 624. What other charges should I be aware of beside the amount of the loan? like taxes, etc,etc… Is a $234 payment too high or is it fair? should I ask for a lower payments? What other main thing should I look after when buying used? Everyone’s opinion will be highly appreciated, thank you all.


Car loan problem repossession?

They never granted me the deferment, and because of bankruptcy law(?they say) they could not send me a letter saying I did not get the deferment, so I had no idea that it was just being counted as not paying, until the repo man showed up. My car payment is only $250/month, and considering upkeep on older cars, I would rather just pay this one off. There was a family crisis that prevented me paying at the time. I even told them I could do lump sum payments. The point is without a letter stating if I pay the $750 in back payments, I have no leverage if they don’t give me my car back, but I can’t figure out how to get them to send me one, or maybe I should blindly trust them, but I think it’s a very bad idea.


Looking for PROS & CONS of buying a Manufactured or Modular home.?

I’m in California where we all know the cost of homes is outragious. This is another avenue I’m considering. I’ve seen a few models so far and they look good. I hear that just like with cars, brands differ in quality. Has anyone had any experience with this type of home? I realize the land will have to be purchased before buying or tear down a previous house. Also, do they appreciate or depreciate in resale value?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does paying tips by credit card work?

I ate at a restaurant and paid by credit card. I got the receipt and wrote the tip and total down and signed it. But since the card was already swiped, how does the tip get paid? Also, how does the waiter get the tip in this case? Does he just get money from the cash register?


Can i get educational loan if i have ongoing house and car loans?

Hello friends. I’m struggling about these engineering colleges. I’m from a middle-class family in India and right now I’m financially tight. I have an ongoing house loan as well as a car loan. Some banks which I consulted denied me educational loan for my engineering. Banks don’t provide educational loans on management quota seats. Luckily I got a merit seat in Manipal University. However I missed the scholarship narrowly. So I have to pay them by loan. They charge approximately 16L for 4 years. So I definitely need an educational loan but I don’t want it to affect my ongoing loans. Is it possible? Are there any such banks which will provide me the loan? Please relate me to some bank official who can help me. Thank you in advance. Since I’m low on time I want you to reply ASAP. Once again thank you for your time.


What happens if you can’t pay a payday loan company back?

Do they garnish your wages or do they just put it on your credit report and you just can’t borrow anymore money?


HELP!! I need some advice about payday loans! Can I consolidate them?

I feel like I am never gonna get ahead! We have gotten advice from a consumer credit counseling. They said that they just threaten to turn you into the DA, to pay off one at a time. This is not true. They will turn you in! Is there any way I can consolidate? Any help out there? My credit is so bad!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

100k loan with 35k income through countrywide?

I have been pre-qualified for a home loan for 100k from countrywide through fha. I make 35k a year and have a car payment and cc debt that totals close to 500.00 does anyone think I will be able to be approved for the loan? The area is new jersey and the taxes I’m looking at is 2800 tops? I have other sourses of income through my boyfriend but he works under the table currently and is not on the loan. Also would old leases from places that I have rented for 1100 amonth matter in this case. thanks in advanced


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Are there any online loan in Philippines via PayPal?

I wanted to have a loan online via PayPal since my salaries are really getting delayed nowadays.. I am working as an online visual assistant.. I’ve searched but I can only find for US residents. Help?


Where to get auto loan with bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am trying to find a CHEAP online payday loan = only SINCERE helpers PLEASE :O) and NOT Magnum (RIP OFF)?

i need one to do online as i do not have transportation right now or access to a fax machine. The cheapest i have found so far is $25 PER $100 borrowed. I only want to borrow about $800-$1000 until i get paid or get my stimulus check on 6/20 – about 12-13 days. I have sucky credit so i need one that doesn’t require a credit check. This is a one time thing until I get paid or until I get my stimulus check. Thanks so much for helping me. PLEASE only sincere replies. Joanie


Keeping our house in bankruptcy?

My wife and I are planning to go Chap. 7 bankruptcy. Our house value is about $20,000 less than what we owe. Should we hang on to the house and hope our positive equity returns? We are both middle aged (50’s) and don’t have a lot of time before retirement to earn back our equity. Also, the house is in need of neglected maintenance”. If we keep it


When you file for bankruptcy in Connecticut, do you have to lose your house? ?

Also, please explain bankruptcy in the simplest terms possible, thanks!


How long after bankruptcy were you able to buy a house?


Can a payday loan deny your application but still charge you a fee spec anything?


Is it bad to use a credit card for everyday purchases?

I’m new to credit cards, and just trying to understand. I Googled the question, and most websites say never use a credit card for everyday purchases… use it only for emergencies!” I understand this as advice for people who possibly can’t make their payments/can make only the minimum


I want to get a computer for college but I have bad credit?

Ok first thing is first. I need to get a computer (it’s basically going to be used for college stuff like research, typing reports, ect) but I have bad credit. I also can’t make a huge payment all at once. Does anyone know where I can purchase a computer and I can make monthly payments on it even though my credit is bad? Please help! Thank you.


How does buying a foreclosed home work?

How do you go about buying a foreclosed home? I see ads for foreclosed homes for 200,000 or 300,000 dollars when their worth twice that. Does that mean I give the seller/bank that much money and I get the house? I’m sure I’m missing something here. If possible please provide a link so I can get more info.


Whats the APR if you charge 1000 on a credit card whose interest rate is 20 percent with an annual fee of 30?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad to max out credit card even if I pay it back in full on time?

Is it bad to use my credit card so much that I bring it very close to the maximum, even if I pay it off in full on time? I have been putting just about everything on my credit card because I like to take advantage of the rewards, but I heard from a friend that it’s bad to spend near the max. Is this true? I’ve never missed a payment and I’ve always paid off the entire balance. If I keep doing this will it bring my credit score down?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit?”

Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit? I was asking because I was told that applying for stuff and getting declined lowers your already non-existant credit and I did that for best-buy :/ Reason being I am looking to build my credit and I really want a new monitor


How many times can you refinance auto loan?


Totally free credit report?

Is there anyplace on web were one can get a totally FREE credit report? My Granddaughter, is seeking to rent her first apartment, and she needs her credit report. She went to freecreditreports.com and found she had to {{ PAY }}} with a Visa, or MasterCard online for her credit report from their website. So I guess that now free right? She’s seeking a totally FREE Credit report as advertised on T.V, and other places, but we” have not found one yet! Any help out there?”


I am looking for a good payday loan site, one with no fees for first time customers, anyone know of one?

If you have a referal link that will get you a reward” and me a free pay day loan (of course I pay back what I borrowed


I am planing to file a bankruptcy, any advise?

i am not citizen yet, is it going affect me during my citizenship application? i rly need help.




















































How do you go about getting your personal credit reports?

How do you go about getting your personal credit reports?

either by a phone # or website… I don’t know much about going about this so any help would be great… thanks… oh also is there any way to get it for free? I’m a stay at home mom … with little income to spare.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Black ops online stats?

how can I check my call of duty black ops stats online from my pc? I can check from within the game but is there any website which lets me do it from my Pc Thanks in advance


Discharged Bankruptcy?

What is a discharged bankrupt?


Where can i find a free debt conseling agencies?

How do i know they arent a scam


How will bankruptcy effect my chances for cop job?

i’m in the bay area: i’m in the process for becoming a deputy sheriff. i’m at the point of getting ready to do my oral then my background. the county is pretty forgiving for all things. only thing that automatically dq’s you is having a felony. how bad does a bankruptcy look? i’m going to have to file. i had a business w/my gf and it was going great then took a dive for the worse. it wasn’t because we were spending or we were doing dumb stuff. i have an excellent credit history w/no blemishes. will this kill my chances if i file now? if i say i don’t have a bankruptcy to my background investigator but know i’m going to have one, i’m thinking that may look bad. i def. don’t want to hide anything. thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Debt consolidation loan with a co applicant.?

I have a high income but bad credit. I am applying for a debt consolidation loan with a co-applicant who has good credit but relatively low income and not much in terms of assets. What are my chances of getting accepted and what can I do to improve these chances?


Can you go to jail behind a payday loan?


What do credit card variable pay rates mean?

example: Elite and Premium Pricing:a A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 13.24% variableb for Elite Pricing, or 17.24% variable for Premium Pricing. Standard Pricing: From account opening, 22.24% variable. This is from Chase on their freedom card


How do you go about getting your personal credit reports?

either by a phone # or website… I don’t know much about going about this so any help would be great… thanks… oh also is there any way to get it for free? I’m a stay at home mom … with little income to spare.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you claim a home mortgage interest deduction for previous years if you have not done so in the past?


What the hell is a reverse mortgage?


What would you suggest be a good credit card for a truck driver?

I am currently 15, and have wanted to be an owner/operater truck driver all my life. I would like to know what the best credit card and online money management system would be the best. I’ve been looking at the American Express TrueEarnings Business Card and was wondering if that would be a good card to use for trucking. Also, could someone tell me how much an I-Pass costs? Thanks.


Whats a good Apr for an auto loan?

I already have 5.24% I just wanted to know where I should be at…


How do i get a personal loan for braces?

Is it possible to get a personal loan for braces? I might not have the best credit after having my daughter but thats the only thing. I really need them do anyone have any GOOD advise???


Who’s that singing guy on the freecreditreport.com commercial?

who’s the guy on that freecreditreport.com commercial? its the singing commercial, and there are two other guys in the commercial. the guy im looking for is the singer. i think he is so adorable, if not cute. or where can i find a website to help me look?


I filed Chapter 7 bankruptcy last year. Do I need to reflect this on my tax return? What steps should I take?


Guaranteed online shop that uses western union to pay?

Because I still do not have a credit card I want to use western union to pay. Can anyone help look for online shops that uses western union but is reliable? Any site is good.


How do you go about getting your personal credit reports?

either by a phone # or website… I don’t know much about going about this so any help would be great… thanks… oh also is there any way to get it for free? I’m a stay at home mom … with little income to spare.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does Bank of America na via Landsafe on a credit report mean?

My dad is bipolar and has bought a house (without telling her first) and my mom is worried that he may have applied jointly using her name without her knowledge. She is also worried that he may have used their existing home that is held jointly in their names as collateral. On his credit report it shows under regular inquiries and inquiry analysis it reads bank of america na via landsafe”. Under permissible purpose it states “credit transaction”. The same thing is on her report and she is worried that he has applied for a loan in her name or used their home as collateral. He is really manic right now and this house is a horrible investment. It literally is falling apart and is uninhabitable. Any information you can offer would help a lot! Thank you!”


How can i obtain a credit report in Ontario for free?

I owe some credit card debt and am unable to get a credit report from transunion over the phone but ive moved more than a few times.


What is the best credit report monitoring website?


Can I get a home loan with a 581 credit score?

This is @David M


What does it mean to consolidate a loan?

Is that the forebearance stuff? Because I had been signing papers of forebearance to hold off paying my loan.. is that what it is to consolidate?


Can I finance a car without giving a down payment.?


THE EFFECTS OF CHAPTER 13 BANKRUPTCY?

in a liitle over 10k cc debt. say for instance you have 10 cards,,, all of them have zero balances. but you have one card thats giving you are having problems meeting the monthly payment.. you choose to go throught chapter 13 bankruptcy, or the wage earners br as they call it. the cards that are actually paid off, will the credit line still be of use when you complete the bank ruptcy program? or will all of the account close?


Auto Loan Payment; Postmarked by the Due Date? PLEASE READ!?

My auto loan is due tommorow. I have the money, but I completely forgot to send it out and mail is really slow around here. I don’t want to spend $30 to send it overnight. What I was wondering is if the check is postmarked on the due date (tommorow) will it be considered late? I called the bank and they’re closed, and I have school tomorrow until 7pm. The bank is First State Bank if anyone is familiar with them. Should I send out a check? Or wait until tommorow to call? Do banks accept debit card payments for auto loans? I have no idea… Anyone with prior experience who wants 10pts please answer. Thanks in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much money should I bring with me on a 3 weeks trip to Europe?

I am an 18 year old guy from America and would be traveling with my girlfriend to Europe for 3 weeks. We would be splitting expenses for things such as hotels, groceries etc. We would like to travel there for a reasonable amount, not extremely expensive but not to the point where we can’t go out and have a good time. We were hoping somewhere between $2000-$2500 not including the plane ticket. Does that sound reasonable? Should we go to Youth Hostels or hotels? What would you suggest? Also any tips for traveling on a budget would help alot.


Bank mane yang paling rendah rate utk personal loan?

saya ada blacklist kad kredit 12k, bank mane yang leh bg wt personal loan?? bank mane yg paling rendah rate personal loan???


Does it affect a teenager’s credit score if they don’t pay for magazine subscriptions?

I’m a 16 year old and to be honest I have been signing up for the free issues of magazines (e.g. People) and then not paying for them. Usually I wait till the free issues end and then cancel and repeat, but there might have been cases where I just forgot to cancel.They have sent me a bunch of bills but I don’t have a credit card or checks so I don’t really know how to pay for them, nor do I really want to.. But lately there has been a letter from the bill collection agency. So I went to cancel it, but I’m wondering, is this going to affect my credit score later on in life? Do teenagers even have credit scores? And how much is this going to affect me? Thanks!


Debt consolidation loan with a co applicant.?

I have a high income but bad credit. I am applying for a debt consolidation loan with a co-applicant who has good credit but relatively low income and not much in terms of assets. What are my chances of getting accepted and what can I do to improve these chances?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

A 10,000 dollar loan…?

A 10,000 dollar loan is taken over 5 years at 6% yearly interest rate. Calculate the monthly payment.


How do you go about getting your personal credit reports?

either by a phone # or website… I don’t know much about going about this so any help would be great… thanks… oh also is there any way to get it for free? I’m a stay at home mom … with little income to spare.


Auto loan question with my credit?

I am looking to get an Auto loan for a used (maybe a new, but I believe I can get a better deal on a used). I recently went through a divorce and my exwife managed to ruin (640) my credit. I have a great job and make good money, but I am in need of a vehicle quick (I do a lot of truck work) and this vehicle has to be very reliable. So i am looking to get a good one that will last me a good while. I am looking to spend around 20k with a 4k down. If i could wait longer I could save up another 3k but I need it like now. Am i even able to get a loan with my credit? I don’t care about the interest, I should be able to pay it off within two years, but I want to get it spaced out for long as possible.


690 CREDIT SCORE. IS THAT GOOD ENOUGH FOR A CAR LOAN.?

I went to the bank today to see what my credit score was they told me that it was 690 is that good. Ohh and im only twenty. Im wanting a new car by june just wondering to if that would be a good enough credit score to get a loan. And im going to put down $5000 and it will cost $17000.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am having to file bankruptcy? I am researching to see if this is the best solution for me. any comments.?

Has anyone filed before and how bad is it as far as trying to get credit back on track after I file?


I need a guaranteed $1,500 loan for Bad Credit, Can anyone help me?

For future reference don’t answer any (202) area code numbers offering you a loan. You will never see it. But I am looking for a long term loan preferably, but short term is ok too i guess. I just need some financial help so PLEASE. If you know of anything than let me know. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?


Can someone give me a good payday loan site that doesnt just refer me to other payday loan referal sites?

…and I know payday loans are bad, but its all I can get. 🙂


Can company owners/officers collect salary when company is going under?

So heres the deal. I have a friend who works for a company that is on the verge of bankruptcy. They are a full pay period behind, yet they continue paying themselves full officer salaries. ($12,000 each) I came into this information from their administrative assistant who wants my advice. The company is behind a full pay period and on the verge of bankruptcy, they claim to be trying to sell the company but continue paying themselves. What can be done in this case?


I need a public trust security clearance to marry my fiance (officer in the navy). Will my bad credit hurt?

I have a bad credit score (442) because of late payments on credit cards and my car. I have since made arrangements with all of my creditors and starting in August, all of my payments will be made completely ontime. I only have about $5000 in credit card debt that will be paid off in a year. I have student loans, but they are all in good standing. It’s not that I have lots of debt, just that I didn’t make payments on time. Will I be denied clearance?


Getting an auto loan to pay off someone elses auto loan?

My mom got an auto loan for car but the interest rate is extremely high. I want the vehicle. I can get an auto loan with a very small interest rate, Question is – am I able to get the loan to pay off her remaining balance and just have my loan to pay off?


What kind of interest rate can i get when buying a new car with a credit score of 734?


Yes i would like to know how i start a payday loan business? thanks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a Cash Loan Company Sue You?

Today my cousin facebook me saying a law firm called him. He gave me the 877 number to call. I called them and they’re saying that Adcance America wants to summon me for a lawsuit that I had took out a loan back in 2006. Can they really sue me or is this just a scare tactic?? This law firm supposedly is called SOUTH SHORE ASSOCIATES. But when I goggled it nothing came up and they want me to pay them over the phone or money gram. If this is legit I don’t mind paying what I owe but at the same time I don’t want this to be a scam and I end up paying 300 for nothing


How do you go about getting your personal credit reports?

either by a phone # or website… I don’t know much about going about this so any help would be great… thanks… oh also is there any way to get it for free? I’m a stay at home mom … with little income to spare.


Can you use a store bought credit card to make online purchases?

i want to but a couple of shirts online, but i dont want to use my credit card, so i was wondering if i could use like a 25 dollar ameriacn express card, or some other prepaid card to make an online purchase


Can i transfer a visa gift card onto my credit card?

I want to transfer it onto my credit card so it is easier to keep up with how much money i have. Is this possible?


How do you get a free credit score in internet?

Which can be trusted and secure since I will be ordering in internet? I would like one of the free reports if possible. Has anyone ever tried this?


Pre-approved for a car loan… now what?

I’ve been pre-approved through a credit union a week or two ago. I finally found the car I want and was going to go to the dealer tomorrow to work out a deal. Do I need to go to the credit union first and pick anything up or do you just tell the dealer you’ll finance this through the credit union?


What happens if I stop making payments on an existing auto loan?

My son is unemployed, and he has fallen behind on his payments, and now the loan balance is much more than what the car is worth. If he decides to let go of the car, is he still obligated to continue making payments?




















































Where can I go to get a free credit report without getting put into a trial membership or getting charged?

Where can I go to get a free credit report without getting put into a trial membership or getting charged?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will credit card affect auto loan?

I just turned 18 and have been trying to save for a new car, the one i have now is fine but its costing me way too much for gas each month. I have a steady job ive been at for almost 2 years and make decent money, i have no other expenses. Im trying to save up for a downpayment and get a loan at the credit union for around 12000. My question is i was thinking about getting a credit card to start building credit. Im not questioning this decision but i was wondering if i get a credit card and ive only had it for a couple months, would that look good or bad on my credit report when i go in for a loan? or will it affect it at all?


Payday loan and bankruptcy?

If I include a payday loan with my bankruptcy, can the company still take the money out of my bank account?


Where are Step By Step Auto Loan Refinance Guide?


How does bankruptcy work?

i live in oklahoma, and may need to file.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get a loan with bad credit?

My credit score is 541. Is there some kind a way I can get a loan and sum all my debt into one payment to pay all my debt off?


A legit site for loans to those with poor credit?

A legit site for loans to people with no/poor credit. I know most lenders won’t provide personal loans to those with low credit. Even harder then auto/home loans because you don’t have anything into it that they can take. However I am OK with high interest as it will be quickly paid off. We are hoping for assistance with our wedding. No bankrupcy and no debt but poor credit score


This Place gave me a free credit report now what do I do?

I went to http://www.worstofboston.com/creditreport.html and got one for free but now I am worried… what do I do about it? I dont like it when she yells at me about it! She wont give me sex! I need to get it fixed! Please help thank you!


Where can I go to get a free credit report without getting put into a trial membership or getting charged?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any online debt consolidation services that are worthwhile?

Are there any debt or credit card consolidation services that are easy to use and secure and worth the time?


Can I get a credit card after bankruptcy?

Hi! I was wondering if my mom would be able to get a credit card after filling for bankruptcy. She had a lot of bills and she had to raise and spoil me so she made a lot of bad purchases she couldn’t pay off and now she’s stuck with no credit card.


If I file chapter 7 and have 2 vehicles and both of us work and need them will I lose either of them.?

If I file chapter 7 and have 2 vehicles that are paid for in Kentucky and both of us work and need them will I lose either of them.


Does Visa or Mastercard (Canadian) work in Havana Cuba?

I’d like to know if a Visa will work for purchases at any places in Havana Cuba and mostly…has anyone used a Canadian visa card for cash advances in Havana? The Visa machine locator” service online contains no information for Cuba


Should i file bankruptcy? im only 20…?

I’m a 20 yr old single mother almost homeless without a job with up to 30k in debts that at this pace will never get paid and become higher every month should i file bankruptcy? what should i do? i’m desperate! Yes i admit i was young and ignorant but whats done its done and i need a remedy so no need for rude comments plz 🙁


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


Secured Credit Card after Bankruptcy?

My bk was discharged in Aug 09. I am trying to rebuild my credit. Can you suggest a secured credit card worth looking into? Thanks


“The best cure for Christianity is to actually read the Bible” – what did Mark Twain mean by this?


Where can I go to get a free credit report without getting put into a trial membership or getting charged?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Hello. Can someone please give me a new equifax promo code?

I searched and searched online, but they don’t work. They’re probably outdated. Does anyone have a promo code that works? It’s for the 3 bureau reports and scores product. Thank you.


How would I go about holding a mortgage for someone who buys my house?

House is free and clear, I am consider selling and have been asked if I would hold the mortgage. I am confident in the character of these people. Who do I see, what do I do? New York State.


Are there any good banks or insurance companies that will refinance your auto loan with good rates?

I am tring to refinance my auto loan , but the only place that I came across is StateFarm. Are there any other places that I can look into?


No cradit…how good of an auto loan can i get?

I’m in the military so I have a steady job. But I have no credit so its hard to car shopping. I’m going to apply for an auto loan at a local bank here. I know they are helpful with military. Does anyone have a round about idea of how much they will loan me from experience? I would like 20,000 but not sure that’s realistic with no credit. I have plenty of money to put as a down payment if need be.


I would like to get a copy of my credit report.?


Are there sharks in NYC?

In the Narrows by the verrazano bridge , east river, Hudson river, AND especially in beaches out at the Rockaways. Do great whites, bull sharks, and tiger sharks make regular appearances in Rockaways in queens at the beach? Have people been attacked this summer??? I know the CHANCES of being attacked are little but STILL there must be sharks like in jaws off rockaways coast in NYC?? Right? Are sharks a problem? Is the parks department working to cull the sharks?? are the fins visible a lot??


I am looking for a lender who loans funds to those with bad credit and not a payday loan. I want monthly notes?

My credit is bad and have only been on my job for 3 months. I am trying to borrow $2000.00 to be re-payed in monthly installments. I am not interested in payday loans. If I can get a loan in this amount, it will financially put me back on track. I will be able to afford notes between $150.00 and $200.00 per month.


Can you remove your name from an auto loan?

A few years back when my husband was in college, his dad signed helping him get a car. I believe that my father in law is the primary loan holder and my husband is the cosigner. When we moved to the ranch, we needed a 4×4 so my husbands dad took over payments and kept the car. We bought a truck. There was never any change to the loan, but now we are thinking of buying a home in town, and it is still on my husbands credit. It won’t be a huge deal with his income, but we were thinking we could get a better rate if we were able to get his name off the loan. Is that possible? Or is it going to be there until the car is paid off. If so, does anyone know how you go about taking your name off a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bank of America Auto Loans require Down Payments?

I go through the online website, and can’t find anything about a down payment. I went in the bank and the lady told me I have to apply online and all information is online and they don’t do loan walk ins, and she THINKS theres a 20% down payment to the bank. ” has anyone done an auto loan from BANK OF AMERICA that can answer my question from expirence?”


I bought a 2008 toyota yaris and i have to pay 389 a month for 5 years!!is that too much.the interst is 9.40?


Took out a payday loan and was wondering how often can you take more money out, do I have to pay the other ?

One of even though it’s not due yet?


FREE credit info-available every 12 months or once every year?

meaning, could I obtain information regarding my credit on December 31 and then on January 1 without it showing up as an inquiry or does one have to wait 12 months to obtain information about their credit without it showing up as an inquiry?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a vendor take back mortgage”?”

I am in Ontario, Canada…Can anyone explain what a vendor take back mortgage is and how it works in detail? Thanks!


Where can I go to get a free credit report without getting put into a trial membership or getting charged?


Has Anyone Here Ever Declared Bankruptcy?

because of dental fraud meaning my dentist fraudulently charged my credit account $12,000 and $4000 for a day I was not even there. I ahve to fight this, but has anyone ever filed for bankpty because of fraud from another party. What can i do small claims but it’s only $7500?????


Can someone use the word usurer” in a sentence?”

usurer – loan-shark, a lender who requires an extraordinary payback for his investment.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get out of the payday loan trap/cycle?

HELP! We are caught in a vicious cycle of trying to pay off payday loans, however, due to the enormous interest rates, we are having difficulty paying them off. We are in the process of rebuilding our credit score, but still have bad credit”. We desparetly need to get a $1500 installment loan. Insights very much appreciated.”


How can I check my credit rating?

is there a web site that can give credit ratings.


Where can I find a payday loan for people without a debit card?

I know I shouldn’t get a payday loan, but my rent is due now and I can’t pay it until the end of the month.


How can I get a loan for 10,000 with poor/fair credit?

Family & friends is not an option- neither are payday loans. I own my own condo with no mortgage but it is only valued at $60,000. Tried to apply for a home equity loan from my bank Chase to pay off credit cards and other debts but was not approved. I am employed full time and just need to get out of this financial rut and start clean so I want to consolidate and have already tried to apply for personal loans but that doesnt help much and its quite hard. Do I keep trying other banks (wells fargo?bank of america?) to see if they will approve me for a home equity loan or credit union? what other options do I have to get a loan of $10,000-15,000? I dont belong to any credit unions so I’m not too familiar with how they work or if I can just walk-in.


Will checking your credit score online affect your credit?

Someone recently told me you can check your credit score for free once a year online at annualcreditreport.com. Will checking your credit score affect your credit? May sound like a weird questions but I thought someone once told me checking your credit score does affect your credit. Does it?


Bankruptcy and school loans?

I understand that school loans are not discharged with bankruptcy unless you can show hardship. I just graduated in Feb, but i have been unemployed for 2 years because i was laid off for my availability for going to school. Now that I am done with school I am not able to get hired. My school was a scam and was not accredited in the program I chose which I did not know. No hospital will hire me unless I am certified and because of the non accreditation I am not even allowed to take any bored exams. My school is currently being sued by former students for this reason. So not only am i unemployed but I can not become employed therefore I can not make these payments for the loans. I also don’t want to be stuck paying money for this if i cant even get hired its completely unfair. If i can explain this to a judge will i have any luck getting my loan completely discharged? I already wasted 2 yrs on school i am not about to pay over 60 grand towards nothing. please someone has to have an answer for me.


Will cancelling a prepaid (Netspend) Visa debit card affect my credit score?

I opened the account with $20 for a one-time purchase… Now I want to close the account, but I’m worried I’ll screw up my (otherwise very good) credit history.


What is my best option to get a $10,000 – 11,000 auto loan?

I’m 30 yrs old, my credit score is around 630 which is bad. I paid off some stuff so it could be a bit higher than that. I have no repos, bankruptcies, and I make about $2,000 a month. I can’t go through a credit union because of my score. I bank through Capital One, but unsure if I should go through them since I just joined them almost a month ago.


After putting a fraud alert on my credit, how do I get my free credit report online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do payday loan company’s report you to the credit company.?

If you never pay the loan back?


Where can I go to get a free credit report without getting put into a trial membership or getting charged?


Age verification with a Credit card for a website?

ok, on some adult sites and such they require you to verify your age with a credit card but i dont want to give them my card i am worried they will charge me. will they? and can i get informative answers pls


What is the smallest kind of mortgage rate I can get at most banks?

I just need about 15-20 grand on a mortgage. What are my best options? Do most banks do a 10 year mortgage or is it only 15? Or is a mortgage not even the way to go? I just need 15-20 grand towards a condo and want to pay it off in 5-10 years. What should i do? Thanks


Where is the best place to get a free credit report?

I’m looking to find my credit report without paying for it. Which website is best at providing this?


How will applying for an auto loan on-line at several places affect my credit rating?

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?


Is Wendy’s going bankrupt or something?

They must have fallen on hard times, otherwise why would they constantly try to screw me out of my 10 cents worth of sweet and sour sauce when I order nuggets? Seriously, I’m p*ssed off. I order stuff, then get no sauce after I asked for it and no ketchup with my fries. Why do they do this all the time? At least McDonalds has an excuse for screwing up my orders…everyone there speaks spanish. This crap at Wendys is inexcusable. Dave Thomas must be rolling in his grave.




















































Getting a car loan with a credit score of 489? I have a down payment..?

Getting a car loan with a credit score of 489? I have a down payment..?

I plan on getting a used car–price range 7500-8k. I can pay 3,500 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What happens to my car if the finance (my grandma) pass away?

My car is financed under my grandma’s name and I have been paying since aug 2007. My grandma is about 85 yrs old..and she’s been really sick. I am just wondering to see what happens to the car if she passed away? Any input is helpful since I don’t know what to do. Thank you.


Chances of obtaining auto loan on my situation. ?

I’m attempting to get an auto loan of about $8000 to purchase a car. I’m a 19 year old male, will be 20 in Oct. I don’t have much credit, I have had an apartment lease for a few months in my name and an electric bill in my name for a few months also. I have been working at my current employer for about 2 months. My last employer I worked for 3 years. I bring in about $2200 a month. Have about $330 in monthly expenses now. I need a new car, bought my last car for $3,000 and I paid in cash but it’s going down the tank so I’m selling it for $2,000 and putting the $2,000 as a down payment for the loan.


Bad credit, i need a car financed, already have an auto loan out?

okay heres the deal i have an auto loan out on the car i am currently driving. i want to take a 3,000$ loan out for my daughter next month so she can have a car that is reliable. i have bad credit, and not much money to put down either, i cant get a co signer either unless it is my daughter. she has no credit because she just turned 18, but she doesn’t have anything against her yet. we have about 500$ to put down on this car. any tips? there are a lot of in house financing places around where we live so were gonna try to go there. will they want more for a down payment? do they make you get insurance right there or can you get your own when you leave?


Can i pay my credit card bill early?

I got my statement and i have to pay $92.88 of a $300.00 credit limit. I have a journeys card and yes this is my first credit card. My payment due is on November 25th, but i was wondering if i can pay my full balance off now or tomorrow. Will that hurt my credit (even thou i dont have any, yet)? Let me know and thanks again

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do I need a co-signer for an auto loan from my bank?

I am 18 with no credit record and I am lookng to buy a new car. My parents do not have a good credit rating. I have 3 thousand in the bank and need a 10 thousand loan. Is there any way I can get the loan without a cosigner?


Where is the best spot to fish along the tittabawassee river?


How can i get personal loan if my salary is less then 20k?


Getting a car loan with a credit score of 489? I have a down payment..?

I plan on getting a used car–price range 7500-8k. I can pay 3,500 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How exactly does a bank auto loan work?

I’m looking at a 97 Mitsubishi Eclispse GT with 82000 miles on it between two owners, a mother and daughter. The asking price is 5000. I’ve already seen the car and had a buddy test drive it. The only glaring problem is that the A/C doesn’t work. Other than that, it seems like a good buy. To get this car, I’d need a bank auto loan. The problem is, that the lowest amount on a loan I could get is 7500. So how would the bank distribute the money? Would I be able to use the remaining money for repairs/insurance/titles etc? Or do I have give the remainder right back? Is it feasible to buy the car, then use the what’s left to make the monthly loan payments back. That would avoid several months of payments out of pocket. I know I need to go in to talk to a rep anyways, but I figured I’d get what info I could. Thanks


How to get an FHA loan after bankruptcy?

Vic, because I have a family to raise and don’t want to do that in an apartment. I have NEVER missed a payment in my life until the condo lost about $250,000 in value. Since my BK filing, I have not missed a single payment and don’t plan to in the future. Throwing stones doesn’t help answer my question.


I want to know more details about Bankruptcy?

I need to know some details, my mother and I live together with my younger sister, shes six. We’re struggling bad, we both lost our jobs, we can’t get a new one despite trying and applying everywhere. We can’t break our lease or else we’ll be penalized bad and we don’t even have the money for rent let alone paying for a severed contract, not that we have anywhere to go. We were told that we might need to file because we’re out of options and my mother has horrid credit while i have no credit which is just as bad. What i want to know, is what are the details, how do you do it and what are the downfalls/aid that could come from this action?


Help with auto loan interest rate?

Okay so I’m looking to get a new car..or fairly new..I’m 22, my credit score is a 587..obviously not the best but the things affecting it are from 2006…stupid collections that I didn’t know about…so anyway i have no debt…I’ve been living on my own for a few years now…2 jobs, one of them for 5 years now…same apartment for 3 years now..i’m gonna have anywhere from 4-7k to put as a down payment..will I even get a loan? will i need a cosigner? and what interest rate can i expect? i’m looking to get a new sonata, they’re great cars and the warranty can’t be beat…


If looking for an accounting job with a 2-year degree, how detrimental is a Chapter 7 bankruptcy?

It was roughly 2 and a half years ago. I would like some response from those in similar situations.


My house is worth way less, now what?

We bought our home in 2006 for $575,000, we put 20% down ($115,000cash!) and got an interest only loan for 5 years at 6.25%. I live in Covina, ca., and just got my property re-assesed from the county for my property taxes. The full value of my property is $336,000. I own my own business in construction, and now I am practically out of work due to the slow down in the economy. I am not late on any bills, my debts are getting out of control, can barely afford to eat and would like to stop this madness. If I walk away from this home will I ever be able to buy a home again. I have called the bank, and they could care less that I am out all of my down payment ($115,000), $10,000 for home improvements, or that I have an excellent payment history with them. My wife is very supportive about whatever I want to do. I am affraid that all this stress could cost me my marriage. We have two kids, and feel like our dream of being responsible homeowners is no longer worth it. Help!!!


Is anyone else having trouble with Bank of America credit card accounts?

So I just randomly felt to check my Bank of America accounts today (checking account balance, etc.). It’s all linked into the one main menu since it’s through the same bank. Formerly, I had two credit cards, a BoA American Express and a BoA Platinum Plus Visa. One had a higher balance on it (the American Express) and the Visa had a $10K credit limit and zero balance. So a couple of months ago when I called in to ask a question about a simple account related issue, some idiot basically cancelled my Platinum Plus Visa that I had with them for about 5 years. It was my oldest card. So I got over that…I still had my American Express with like a $7,700 no-interest balance on it that I’ve been paying down. Tonight, I logged online to check my checking account balance and the closed’ Platinum Plus Visa is showing up with a $10K credit limit online. My American Express with the high balance has completely disappeared. I called the 1-800-432-1000 automated Bank of America number and entered my info to see if it was a computer glitch. It’s only giving me an option for “checking account”…my debit card only. I have $6K+ in my checking account with them


Chapter 7 bankruptcy…?

Ok so my family might be getting a chapter 7 bankruptcy and I hear sheriffs might come into my house (we’re renting out a townhouse) and take things. Now what exactly could they take? Is it just the valuable stuff (like TVs & computers etc.) ? Or could they take things like DVDs, CDs, books, clothes? Thanks.


Getting a car loan with a credit score of 489? I have a down payment..?

I plan on getting a used car–price range 7500-8k. I can pay 3,500 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I’m 23 y/o should I apply for bankruptcy? would that effect me with college?

I have a lot of debt. $15,000 in hospital costs, $2000 for bloodwork costs, $2000 loan, and about $7000 in credit debt with high interests. I have a job that pulls in $250 a week with taxes out and I’m living on that from paycheck to paycheck, not even able to afford to pay $10 to all the company’s i owe. My credit score is the minimum set. Should I apply for bankruptcy? Would it affect my college career? I do have family and a fiancee that has better credit than I do who could take out the loans.


How much income do I need to qualify for an auto loan?

I am a college student looking to buy an affordable yet reliable car. I have found okay cars in the 6000 to 9000 range. My credit score is pretty fair (almost 700). I have no expenses because I live at home with my parents. My problem is that Im currently working part time making only about 900 a month. Payments of 200-250 would be affordable. I really need a car for my internship so does anyone think I will be able to get an auto loan???


Can I join the army with bad credit?

Okay, so I defaulted on a credit card, a medical bill, and a couple other things a couple years ago like an idiot, not thinking I’d do anything like this… I’m only like 2500 in debt or so though. Can I still join? If not, does anyone know how I can get a loan to consolidate my debt?


All three credit reports all three credit reports?

Where can I obtain free credit reports from all three companies on a once annual basis?


Where can someone get a 30k mortgage, banks say no, has to be 50k or higher?

we have tried everyone we could find in the phone book and online, we have a chance to purchase a county appraised property of 110,000, for 30,000 and possibly 25,000, no one will give us a loan due to new financing laws, the loan has to be 50k or higher, and we qualify for that, but not 30k, anyone know a good mortgage company that can help


The best headphones ever?

i need comfortable durable amazing noise cancelation incredible over ear headphones and they need to sound good ive seen dr dre and bose and sony i just want the best ones available


I just got my first Credit Card with a limit of $500, and I charged it for $490, I hear this is a bad start?

I got my first Capital One Master Card a few days ago with a credit limit of $500. I thought using it, and paying the bills (on time, of course) will increase my credit score, so I went ahead and purchased something totalling $490. I have the money with me, and will pay it in total when the first bill comes. However, I just read that maximizing my credit limit is actually BAD for my credit score? Did I start off on the wrong foot? Will it significantly affect my score even if I pay the amount in whole in time? The letter from capital one said, in order to raise my credit limit of $500, I need to charge it within the first 90 days and make my three monthly payments. Well I’ve charged it, but I’m not too sure what it meant by three monthly payments”? Does that mean I have to pay my balance of $490 in three separate bills each month? Or can I just pay it all at once in my first bill? What would be the best way to increase my credit score (other than paying my bills on time) as well as increasing my credit score? I’m currently 18 and a college undergraduate.”


Obtaining a Loan from A Bank?

I currently have 8 payday loans and I’m paying anywhere from 7 – 800 hundred dollars a month in paying them off. I would prefer to obtain a loan from the bank and not have such a high interest rate on the loans. My credit isn’t too good so that’s why I didn’t go the bank route first in obtaining a loan. Does anyone know where I could possibly obtain a loan from a bank of financial institution that would offer a loan? Keep in mind my credit isn’t the best – around 500

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Questions about filing for Bankruptcy?

Due to my low income, I have been approved for a reduced fee attorney, costing $1100, but I do not get to speak with this attorney, simply pay the fee, submit the debts I want included in BK, relinquish my tax return for 2011 and hope it all goes well. Here are my questions: 1. What is the average cost of BK if you hire a BK attorney? (I live in Kansas, if that helps) 2. Is there any way to make absolutely certain that all of my outstanding debts get covered? (The reason I began to look into BK is because I have a $24k medical bill for my son’s birth, but when I pulled all 3 credit reports to start getting all of my debts in order for the BK office, I saw that that particular collection wasn’t even listed on any of them. I am afraid that I will go through the work and pay the fee, and then have an unknown debt appear when it’s all said and done). 3. Is there any way to avoid giving up my tax return to the BK courts? My debts are the result of many separations and now a divorce from my ex. 2011 is my year to claim our son, and with another on the way in August, a tax refund would be REALLY helpful. Don’t get me wrong, I understand that my debts are my responsibility and I am not looking for handouts, I just need to be able to start fresh in order to give my family the life that they deserve. My mistakes are my own and I have learned a great deal from them. Now, I need to know how to make things right. Thanks so much for any help 🙂


Free credit report dot com song?

i dont need the actor i want the artist and name of the song please!:)


Should i file for bankruptcy?

I posted earlier about my 3 credit cards in the amounts of $600,$1200 $600. Now as i stated before I am working 40 hrs, but not making ‘enough’ to cover these amounts, since they want FULL payments, i offered to pay 50 every pay and they can’t accept that. I haven’t been served court papers yet anyway. I do have other account out there,that I PAY– I have a car payment which i religiously pay never missed a payment and student loans 2 of those student loan accounts are in deferment (since i do not make enough to pay right now) the last one i am paying on never missed a payment. So I just really don’t have the money for theses credit cards that i defaulted on. I understand what im doing to my credit but im trying to work with them and its not helping. Should i just file for bankruptcy im tired of the calls. I also forgot to mention i have a medical bill on there for 75, which i will pay since that is something i can afford in full, what will happen to it on my credit report since its already been sent to collections?


PLEASE I NEED HELP I would like to know where to find a real life loan shark that will loan me money ?

CAN ANY 1 SEND ME IN THE RITE DIRECTION OF A REAL LIFE LOAN SHARK? I DONT NEED A LECTURE PLEASE ON HOW I SHOULDN’T USE A LOAN SHARK I DONT NEED PROSPER OR PAWN SHOPS OR CREDIT COUNSELING OR A PAYDAY LOAN. I NEED A LOAN SHARK . I DON’T CARE WHAT THE IRESTRATE IS I NEED A LOAN OF 7,000 ASAP AND I CAN PAY YOU 1,000 A WEEK PLUS WHAT EVER INREST YOU TACK ON. PLEASE HELP ME.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know what the max amount single person with no dependents can make in order to file bankruptcy?


Getting a car loan with a credit score of 489? I have a down payment..?

I plan on getting a used car–price range 7500-8k. I can pay 3,500 down


How will getting a six figure job after chapter 7 bankruptcy affect me?

I am currently unemployed and have gotten the ball rolling on filing chapter 7 bankruptcy, signing the papers next week, and just found out I’m being considered for a six figure job. Would I be fine if accept the job offer after the filling of the petition if my pay and work will not begin until after the creditor meeting? I have a limited time window to accept the offer but then their is a good deal more time and paperwork that has to take place before I even start working or getting paid. So to sum it up: I sign my papers to file the petition Wednesday, accept the job Thursday, go to the creditor meeting in about a month, then start working shortly after that? Do you think this would be ok and why? Thank you


FICO Score is 600 – My Last & Final Deb $4500 Paid. Leaving me $0 Debt. What FICO score will be in 6 month?

To Add… My Student Loan of $2500 PAID in June 2008 Auto Loan of $4500 PAID July 2008 Coming Aug 1st, 2008 I owe $0.00 Savings: Citi Bank Credit Card: Capital One, AMEX Dept Store Card: NONE 9 Good Standing Account 6 Inquires: Do to application for credit cards denied. 0 Phone bills: I don’t know the numbers well. But I know I does take time to heal my FICO Score. As of now what will my FICO score be in Jan 2009 which is 6 months from now? I did my research all over the web and found key answers. PAY in TIME, DELETE OR CHANGE OLD DEBTS, DON’T OPEN NEW CREDIT, SPEND LESS. But looking at this information, what do you predict my FICO score will be, and will it be enough for a new home loan or a car loan in 6months? Thanks for reading…any answer will help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Applying for a mortgage but my bank account went negative.?

I’m in the process of applying for a mortgage. Last month I was careless and drew my bank account into the negatives. Account is back up with plenty of money in it now. Lender is asking to see 2 months worth of bank statements… will I get denied because of that one over-draw in my account?


How is the free on-line credit report at Experian supposed to work?

I accessed Experian through www.annualcreditreport.com, which is supposed to be the only authorized site to go through, filled out Experian’s on-line application and on the final screen there was only a graphic with the text One Time Offer – only Equifax offers your FICO score at the lowest price available… View your FICO credit score once with your credit disclosure request for just $7.95 (with a button saying “See my score once”) / Get two in depth FICO score reports and stay updated on important changes to your score with Score Watch for just $7.95 per month. (a button saying “Keep my updated on my score”) There was no indication of where to click to see the free credit score and no choice offered to have it mailed out. Is that normal? What happened here? Thanks! Laura”


Bank asks for blank security cheque for home loan disbursement, is this correct?


FakeID websites from experiance? The ones i have googled with positive reviews have been terminated? Anyone know a positive website?


What is the best credit motoring product online?

I am currently trying to repair my credit and start paying off debt. I am looking at different online credit monitoring products that I can see everything on my credit so I can start paying stuff off but there is so many products. I was wondering what is the best product online I can use to monitor my credit?


What rhymes with dance?


Question pertaining to auto loans..?

how should i go about finding an auto loan that would have no credit check and have a good payment system? i do not want to get one that would end up hurting me in the end. i was wondering if someone could assist me in finding one that would either be or somewhat have; -no credit check -no cosigner -preferably no employment verification -affordable payments please help me out,, any advice would be helpful. im a college student who needs a car for this semester and i have no money to purchase one myself and i dont have any parents or guardians that would assist me in this so that’s why i need to find a good loan to get. thanks!


Can I take my W2 somewhere and get cash on the spot?


What is the best alternative to bankruptcy? I have been considering Chpt. 13 due a federal tax dept I have?

I am employed by one of the companies that has been envolved with the back dating of stock options and I was in a 12 month blackout and lost 500K and could not sell to pay my taxes from a sell I did two weeks before the black out and extended black out due to the SEC investigation and during that time the stock just dropped from $72 to $10. Now I have no stock that isn’t underwater and I don’t know what to do. I owe about 66k . I racked up credit card dept to help me out during this time. I have been reading all the books from NOLO.com and Larry Winglet. I’m tired of being tired and I feel like I have failed. This situation has been very emotional for me I have worked here for 10 years and was ready to pay all of my dept off and instead i’m buried. I’m 53 and I feel like just walking away, but thats not my style. I have never been late on any of my bills CC/auto etc… Thanks for listening and wish me luck!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i get an 18,000 dollar loan with a 652 credit score?

I am looking to buy a 2009 chevy silverado crew cab with a little over 60,000 miles. My price range is in the 20,000-21,000 range and will put 2000-3000 down depending on price. So i want to finance 18,000. My credit has one collection on it from when i was in college for a hospital visit. I am 24 now and that happened when i was 19. My score is 652 according to transunion, 678 equi, 735 experian Ive had a credit card for just over a year now. My income is around 2000 a month after taxes and i get bonuses every quarter. so i make around 29,000-32,000 a year. My revolving payments are around 600 dollars a month. including gas and groceries. Can i get financed and if so should i go through banks or dealerships. Also how do i go about getting loans from banks without getting a bunch of hard inq. Thanks


Getting a car loan with a credit score of 489? I have a down payment..?

I plan on getting a used car–price range 7500-8k. I can pay 3,500 down


How can i really get free credit report?

finance


Can you use a greendot card to purchase a advanced trip on greyhound?

I wanted to get a online ticket purchase, and it says you can only purchase using a credit card. I was wondering if it’s possible to use one of those CVS or Walmart greendot debit cards to make a online purchase for a advanced greyhound trip?


Does anybody know the lyrics to the freecreditreport.com commercials?


24/7 Online Payday Loan Sites?

Does anyone know of any 24/7 payday loan sites? Legitimate ones. Please don’t lecture me about how payday loans are bad, they’re all I can qualify for. Thanks.


How can i get a free credit report?




















































I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Mortgage payment question?

Oh yeah, over 30 years


If i file for chapter 7 bankruptcy?

Can I keep my vehicle if I am still paying on it?


Naruto name translations?

what do these names mean. ive been wondering about this like which cookie flavor i should eat give to you guys kankuro- naruto- sasuke- deidara- sasori- kisame- tsunade- jaraiya- orochimaru- sai- yamato- kakuzu- hidan-


Bankruptcy chapter 7 or something else? Please help?

Long story Short: I was married 4 years ago and got divorced and in the divorce decree My ex husband was to take my name off of the house because he did not want to sell the house. So he was to take my name off WHICH NEVER HAPPEN.. Guess what happen, house market went down and he didn’t want to pay the high mortgage and now the house went in foreclosure.. WITH MY NAME ON IT STILL. So now my credit got hit because of it. How can I get this fixed if possible. I tried calling bank and telling them and they don’t give two shits.. also I tried to get my name off of the house and they told me he had to do it not me.. So i could not do nothing about it and now I can barely get a damn bank account due to this.. Can you help? Do i need to file bankruptcy and f up my credit more or is there a way to get it off my credit.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who sings free credit report.com?

there are three guys whois the lead singer


Are there any real companies that offer bad credit loans?

I lost my job and had marks put on my credit now i,m working and i want to consolidate everything into one payment pay the bills on my credit report and re establish my credit a 5ooo loan at a repayment of 165-200 per month wouls save me 600 a month in fees


Want to check my credit score?

i should add i live in canada


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you file for bankruptcy when you are too broke to pay filing fees?

I am so broke. I even tried to look under the seats of my car to find enough change to buy a kid I work with a 54 cent ice cream cone he earned by good behavior and grades for 4 weeks but I did not have enough. I lied and said I forgot my money at home. So I took him to park and I owe him a ice cream next week I work for a small mental health non profit and my husband has been out of work for two years. I was able to make ends meet except for one credit card,student loan and my car. My student loan took my tax refund for the past two years but I still owe them two thousand. I had the car voluntarily repossed because I could not afford it(big mistake because now the court says owe 10000 when the loan with interest was only 6000 and I paid on it for 2 of the 4 years), The credit card got a garnishment that takes 400 a month from my pay at 25% pre tax which is more than I take home in two weeks now, and now the bank(car loan) has sued me too and wants to garnish me too but I don’t make enough for them to take anymore. I am so tired of eating peanut butter sandwiches, soup, or beans that I get from the food bank. If I could find some way to file bankruptcy I would be ok, but I have no clue where to start. Any help would be great, even the info needed to file or ask for help. I just cant do this much longer.


Is Melania Trump’s so called plagiarism and a bankruptcy from 25 years ago the best things liberals can find to critisize the Trump’s?

Why not be so explicit about Hillary’s email acandal, Benghazi scandal, all the countries that hate America that has given her money to where she owes then favors, the Arab spring that has led to Europe being overflowed by Muslim refugees, along with creating a chain of events that led up to the rise of ISIS when she was Sec. Of State. Who REALLY has the most baggage, the Trump’s or the Clintons?


Why Indian International Debit Cards cannot be used for international transactions?

I had an SBI International Debit Card and I used it for purchasing books and movie tickets from Indian companies. However whenever I tried using it in International websites like Origin or Steam, the card is not accepted. SBI issued a new Global International Debit Card for use in online transactions with international vendors. However this card is also not accepted by international vendors. There appears to be no difference in the new card except the addition of the word Global”. Even my mother’s Axis Bank International Debit Card does not work for international transactions. Why Indian International Debit cards not capable of being used in international transactions? It is very ridiculous. The only way to buy from international merchants now is to use a credit card which I do not have. Its very frustrating. Could someone please tell me why Indian Debit cards are so limited?”


Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?


My credit score is a 634…how good is that?

I am 21 and trying to get a loan to buy a piano with. I just checked my credit score from TransUnion, and its a 634, and apparently, from what I’ve heard, thats considered poor. The reasons that its bad is because I have no open credit accounts, less than 2 years of payment history, but my payment history was 100% on time…why can’t i qualify for anything?


If I file for Bankruptcy – What will happen if I no longer have items I used for collateral for a small loan?

I pretty much picked up and moved to a different state a few months back. I had my mom sell everything I owned except for personal items like clothing, photo albums and the such. I no longer have anything of value exceeding $100 except for my cell phone, ipod, and my car that is still in another state at my parents’ house (trans went out, thats why i dont have it) I was overly optimistic in finding a job here, thought it would be quite simple. But it hasn’t been. I have long considered filing for bankruptcy (i have unpaid med bills, etc etc) and then a thought hit me.. I have a loan back in the state I came from- small loan less than $500. I used a few small items for collateral, but I no longer have the items. (xbox, video games, old cell phones I had lying around the house) I am hoping to just pay off these loans when I finally get hired somewhere, and avoid filing them in my bankruptcy… but if I’m not that lucky.. What will happen if I no longer have items I used for collateral for a small loan?” And before anyone decides to judge or ask.. I could afford the loan payments I have while I was in my home state. I had to move for a family emergency and I’m still here helping out the family member I needed to tend to. This wasn’t just a “fly by the seat of your pants” situation. Thanks in advance for all the legit answers.”


Lowest amount for an auto loan?

Hi everyone, I’ve been diligently researching auto loans and it seems that the lowest amount a bank or credit union will finance is $7500. I’m looking at cars in the $5k range just for light driving on the weekends. I’d rather get a loan for it than pay cash. Anyone know of any banks that will do auto loans for less than $7500? Thanks for your expertise, it’s greatly appreciated!


Chase auto loans??do i need a down payment?

do i need a down payment or they pay for the car in full


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will auto loan with co-signer help establish my credit?

I am trying to buy a car and build credit at the same time. I have almost a years worth of credit history specifically credit cards and charge cards. I have good scores, but limited history. I have been turned down applying for the loan by myself. I would like to cosign with a parent. Two questions. First, I was told that even if my parents scores are not the best, or even good, they have history. I do not have much history, but have good scores. And so, I was told that this would essentially be a match and I’d have a good chance of getting the loan. The second question is, if I were to get a loan with a co-signer in my parents, that it would primarily be in their name, building or hurting their credit? If they co-sign with me, and I make the payments, it will or will not affect my credit? I have a specific car in mind and the pricing online is attractive opposed to working with dealerships that have less then desirable cars that will work with no/bad credit for high interest rates.TIA


In terms of prostitution, what is considered equivalent of money?

If prostitution is sex in exchange for money or its equivalent – what types of things would be equivalent and what wouldn’t? I can understand gift cards, gift certificates, shares of stock, tangible items, jewelry, all can be equivalent of money. How about services or labor such as mowing the lawn or driving a limo? Or services such as housecleaning or auto repair? My other question is, if I meet a girl for a date and we eat dinner and I pay for it, then we go back to my place and we can’t help it and have sex – is that prostitution because I paid for dinner? What if I met a girl I liked, and she told me she needed a $500 loan, and I gave it to her, and we had sex. Is that prostitution too? What if I was dating a girl who lost her job and she needed money and a place to stay, so I outright gave her $1000 a week to take care of her. And we had sex every once in a while. Is that prostitution too? And what if I get married and my wife refuses to have sex with me unless I pay her money or babysit the kids on the weekends. Is that prostitution too?


Looking for a loan shark or kind hearted person to loan money?

I am in desperate need of a loan for 2,000-3,000 immediately. I am willing to work on your terms. I can’t afford up front costs. The reason I need the loan is because I’ve had to make repairs on my vehicle totaling a couple thousand dollars, and with Christmas just passed I’m behind on bills and 2 days late on rent already. I am a welder and make ok money. I can pay back 400-500 a month with interest of course. I have a wife and 2 young girls and I just need to get my head above water again. I live in saskatchewan canada. Please let me know if you can help or know of anyone who can. Thanks. Chris.


Pay car loan or pay school loan?

I have a car loan 9%, i gave $5,000 for down payment, now i own $11400 on that car. I still have 4 more years to pay. Now, i have $11,000 from my school loan. I already received 12,000 before, so the total loan is $23,000. The interest is 6.7% for 10 years. my question is this…Should i pay the car off, or should i put those $11,000 back to the loan, so i will own only $12,000 for the school loan? Should i just keep paying the car month to month,,,,and worry about the school loan.? thanks


How Can I view my credit Report On the internet, E-mail or regular mail ?

How can I view my credit report for 100% free of charge and no credit card needed.


Can foodstamps effect a bank loan?

My brother is 21 and needs some foodstamps, but my mother convince him that if he does get food stamps he wouldnt qualify for a loan or if he does a large amount loan. Do they check to see if you ever received any goverment benifits when applying for a loan???


Whats the highest interest rate youve had for a vehicle loan after a bankruptcy?

What can I expected to have as an interest rate for a auto loan after bankruptcy.


How does one calculate an employee retention rate as a percentage?

We’ve been in business 25 years and have had hundreds of employees come and go. Do I have to go that far back?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I claim a Crisis Loan to cover my first months rent and deposit?

I’ve been offered a job in Nottingham after 5 months of unemployment and am due to start on the 8th. It’s initially for 1 month and then, following a review, I’ll go on permanantly. I’ve found a great flat down there for a VERY reasonable price and the landlord is willing for me to go on a 1 month contract and then to reassess it after that but he wants 1 month’s rent in advance and a deposit of another month’s rent (refundable after 6 months). Can I get a Crisis Loan to cover that? I think the risk of not getting this job after 5 months and 22 interviews qualifies as a crisis


Joint mortgage and bankruptcy?

i am asking this on behalf of a friend who has split with her partner. they purchased a house together with a joint mortgage they since split and the house sold but were left with a large sum which still had to be paid. what the problem is since they split one of them was declared bankrupt and can the other be left with the entire debt to pay on her own. shes petrified the bailiffs are coming as shes now a single mother of 5 young children


Am I qualified to get an Auto Loan from the Bank?

I make about almost 800 dollars working part time. My Wife recieves SSI and I need a car. She recieves about $856 each month. So we have a total balance of $1656. We live with my uncle so we don’t pay rent. I have 2 cell phone to pay which totals $90 dollars. Insurance on my other car is about $70. My credit score is okay I still owe like 200 on one card and 300 on the other. I saved up 2,000 dollars for a down payment. Will I qualify to get a 15,000 dollar loan?


Can anyone suggest a good, reputable debt consolidation company?

My fiance and I live in Ohio and I’m trying to help him find a good debt consolidation company. He’s gotten some suggestions from a person he works with, but the place he talked about sounded a little less then acceptable.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Home Loan Tax credit in US for home outside US?

Can I claim home loan tax credit in US Income tax filing for a home that I bought in India with bank loan from India. I am paying my home loan interest monthly to bank in india. I am not filing any Income tax returns in india as I work in US and file my taxes here in US itself. Since it’s my first home, can i claim home loan tax credit for this ? if so, which forms I need to fill.


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?


Un-paid payday loans never went on my credit….?

I had 2 loans out at two different times. I intended on paying it back but times were tough and those payday loans kept me under even more with the interest and the amount it costed me every week to extend them. A good friend of mine worked for a payday loan agency and told me that they wouldn’t send me to collections- just threaten. So I let them go. One was a cash 1 payday loan and I remember I thought they put me in collections since I got letters from a collection agency but when I ran my credit 3 years later, nothing was there. Not even for the 2nd payday loan place. I had closed my account so they were unable to cash the check. Its been 3 years now, I worked hard at paying my debt off from what is on my credit and now I am curious about those payday loans from long ago. Since they never went to collections- they probably never will, right? My credit is golden to me now. Back then, all I cared about was getting by. Now I am in a better place. Do you think they would put it on my credit after this long? Do you think they could take me to court to garnish wages? or does it have to go to collections first? I just saw an article that made me think of this. Truthfully, I dont want to pay it back because I am embarrassed. That would mean I would have to tell my husband about them. (it was before we were married but embarrassing).


Has anyone done the online payday loan deal?

if you you have, what were the terms and who did you go through? i am considering this option but dont know if its safe. i have income to repay, just want to know the general publics experience with this type of loan….thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about Bankruptcy and Property?

A little over 2 yrs ago I lost my job due to an injury that left me unable to work for awhile. I lost everything I had worked for including my home. I had to file Chapter 13 bankruptcy. I surrendered my truck because I couldn’t afford the payments even under Chapter 13. That truck is still sitting in my yard over 2 years later. The finance company was supposed to repo but never did. They called and made appts to pick up but never showed. I called them and they still never showed. Truck is sitting with a flat tire, battery was stolen, dirty and dusty. My landlord said that I may be able to keep the truck now because it is considered abandoned. Is this true? And if so how would I go about doing that? Is it legal for me to put a tag back on it and drive it in the meantime? Is there anyone here who knows about this type thing?


What would my interest rates be on an auto loan? I’m 18 no credit.?

I want to take out a loan for a 2004 BMW 325I. Im a entering freshman, but i have college paid for and my only expenses are insurance and phone. The insurance(full coverage) will be $140ish a month. The loan is $12,990 and I want to get it for 5 years. I can make a $3000 down payment. I could pay it off in less time, and also make a bigger downpayment but I dont want to empty the piggy bank or live on my limit. I want to buildup my credit, and plan on paying off the full debt in a year, I’m making sure they will not charge me for the full interest of the loan when I pay. What would my interest rate be? I do not want to get a cosigner, and also what places could I go to get the loan besides the dealer? Ive gone to Bank Of America & Bank of Bartlett and both need the car to be older then 2006.


I am in debt. Is there a way to find out what companies I owe money to?

I feel like I am in so much debt that I forget who i owe money to and to what companies. Is there a way to find out some sort of list of what companies I owe money to?


Is it possible to obtain a private student loan with a bankruptcy in my credit history?

Does anyone know if it’s possible?


How to get rid of Credit Card debt?

I have about 5k in credit card debt from like 7 different companies. I saw ads for credit card debt companies who compile the bill and help you out. I can barely make the minimum payment with the way the economy is right now and such. I am attending college and work part time. Are these companies legit? My mother told me that if I do that, the next 10 years of my credit will be bad. What can I do to stop the 40 calls a day I get for paying my bills?


I want to build my cradit score how can i make that?

hi! i want to know that how can i make my credit score??i am 19 years old and i got my first Debit card when i open a bank account 4 5 months ago.And i apply two times for a credit card but they denied that they said you didnt have any credit score.So what can i do in this situation??any ideas.And is debit card build your credit score??


How much do guys spend on engagement rings?

Boyfriend says a cubic zironia or 200 dollar ring is normal for engagement? my boyfriend thinks that it is silly to spend money on engagement ring, he says if i really love him i dont need anything we just be together, but isnt it normal for a guy to get a girl a ring, if so how much do they normally spend on an engagement ring…..


What do I do if I can’t repay a payday loan?

I had a payday loan that I kept borrowing and paying back. But I lost my job and am not able to pay them back now. They call me 3 to 4 times a day and threaten me. The manager of the place check into cash even came to my house. I don’t know what to do. I live in Ohio.


Is Dulwich Hill NSW a good suburb to live?

Hi guys, I’m thinking to buy an apartment in Dulwich Hill, but can someone tell me if this is a nice suburb to live, in terms of security, contamination, capital growth, or anything you may suggest about purchasing a property in this suburb?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I paid $7000 of interest the last year on my mortgage, how much will I get back on my tax returns?


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?


What exactly does bankruptcy protection” mean?”


Can a person file bankruptcy on their own with out a lawyer?


How does risk affect interest rates?

Btw I am not talking about credit. I am talking about in general I am taking finance 101 so I am talking about the basics.


Advice on filing for bankruptcy.?

I currently have 23k in credit card debt and I have good credit, no 1 x 30s. I started my own business back in February and needless to say it didn’t work out. I was practically living on credit cards hoping things would take off. I work in the finance industry and the last thing I want to do is file for BK but it is so frustrating seeing customers with previous BKs get financed at a decent rate. It makes me wonder why I even struggle to keep my credit perfect. I’m on a salary position but by the time I pay mortgage, car payment, credit cards I’m all tap out. i have 2 young boys and we never have extra cash to do anything for them. My wife has her own debts, not like mine thank god, and makes a little less than me. I would want to keep my house and car if I could. This isn’t a for sure think , I’m just thinking out loud. Like I said before I work with BK clients everyday and its very frustrating to see them better off than me in the long run. Any advice?????


What are the best auto loans out there?




















































Are we banned from getting food stamps dude to our mortgage and our having a car?

Are we banned from getting food stamps dude to our mortgage and our having a car?

my parents aid that’s why we can’t get food stamps. we are bankrupt every time out house bill comes in. why can’t we get food stamps.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does having out multiple loans hurt your credit score? (Even if paying all on time)?

Specifically: Do I take on a mortgage on top of a business loan (both at almost same exact time) Instead of renting house. Rent/Mortage about same per month. Concerned with being able to get car loan in semi near future, etc. Thanks for all the answers.


How do i start up my own daycare business?

What are the steps, I live in texas.


Credit score question?

Hello My husband credit score is 600, and we want to use his name on the mortgage loan. because his credit score is better than mines. well in 1yr or 2 we would like to buy our first home. but in order to get my husband credit score to go up what should he do. See he is going to be stationed in Korea and he wants to know what can he do from there to get his credit score up. I know he should get a credit card with no more than $500 on it. And just make monthly payments but what else should he do. And how soon would his credit score rise to 700. do Experian, transunion, ans equifax all have to have 700 on them? Thank You & God Bless


Paying my car payment with a credit card?

I got approved for a retail store credit card that gives me a certain percentage rewards back for every dollar spent. I have had one credit card before and every purchase I made with it, I went home and wrote a check and mailed them all at the end of the billing cycle. Would it be a wise idea to do the same thing with this new credit card so I can earn more rewards? For example: My car payment is $300. I pay that with the credit card, then pay off my $300 card balance (that way I do not get interest) with money already in my bank. I figure it is a win/win, build credit by keeping my limit ratio below 30% and get rewards. Thanks to all who respond!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is payoneer a virtual debit card or credit card?

Im looking around for websites which provide virtual credit card whose refill/top up method includes debit card attached to my local bank account .Please help


What are some legit online payday loan websites?

i am trying to get an online payday loan and need to know some legit payday loan websites.


How do i find a loan shark in uk?

i need to find a loan shark. im in south wales. 07855248354


Are we banned from getting food stamps dude to our mortgage and our having a car?

my parents aid that’s why we can’t get food stamps. we are bankrupt every time out house bill comes in. why can’t we get food stamps.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you get a homeowner policy on a house that is going into bankruptcy?

trying to stop bankruptcy, mean while lost homeowner coverage. can I get another homeowner policy.


What is up with the payday loan industry?

please no dime store preachers about could or should, as joe friday use to say just the facts. until you walk in some else’s shoes save the sermons


How do i really get a free credit report?

i’ve seen the sites, including the ones that say they are approved by the FTC, etc. and I still have to pay $7.95. How do i get a truly FREE credit report? Or is it a scam that’s not totally FREE. HELP.


If my parents have bad credit will it affect me being able to get a student loan for college?

I’m a senior in high school and I’m worried about getting a student loan, and I’m not even sure how it all works. Am I required to have a cosigner? And if so, what happens if my parents have bad credit? What determines bad credit?


Has anyone ever got a credit report from www.freecreditreport.com?


Where to find a loan shark in ohio please help?

help me find a loan shark in columbus ohio


How do I find out if a company is in violation of bankruptcy, and is there a way to report it?

My former employer of a small business is restructuring under bankruptcy. I know he has created a sister company” that does the exact same thing and is trying to funnel his old customers to his new company. Using the failing companies advertising dollars to get the new business of the ground seems like stealing from the people he owes money to. To make things more difficult for me I am a “disgruntled employee” and a competitor. I don’t want my judgement to be clouded just because I don’t like the guy. There is also a friend of mine still at the old company who relies on that job. I’m not asking you to solve all of life’s problems


When buying a home, can you get xtra money to buy appliances from your loan?

Like if the house your buying cost 100,000 can you take out an extra 5,000 to buy a washer and dryer for you new home? If so how does that work? As long as your approved for that amount or something? Thanks for your help?


Are we banned from getting food stamps dude to our mortgage and our having a car?

my parents aid that’s why we can’t get food stamps. we are bankrupt every time out house bill comes in. why can’t we get food stamps.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can the current state of the economy help me with a car loan?

I’ve been meaning to purchase/lease a new car for some time now, however, after paying off all my debt I was stuck with a 587 credit score. I’m new to the world of financing, so I was a little hesitant to talk to a car dealer/bank for a loan. However, I DO keep up to date with all aspects of the economy, and with auto sales slumping the way they are, and the current state of the market and banks, is there any way I can use this to my advantage when trying to obtain a car loan? Will a car dealer give me a better deal despite my credit due to the current demand for new cars being much much lower than what the supply is? Or will a 587 just hurt me more since now banks and other financial institutions are going to be more reluctant to give out loans?


I have a credit score of 680 with Experian. What does this mean?

I am thinking of getting a mortgage and I am worried that this will prevent me from obtaining one.


Loan sharks are gonna kill me if I don’t pay them £4,000 by next friday..long story!?

I started looking for another bartending job,couldnt find anything,i tried looking for cleaning jobs anything!I had fallen behind on my rent months before and was in arrears, So my sister told me to move in with her and my nephew before i was thrown out. So now i had my landlord hounding me,plus the payday people. things were bad, i started praying hard. the end of the month was coming and i didnt have a penny to my name. I didnt want to apply for benefits because i didnt see the point,i was so sure i would find a job soon. So anyway i was in panic mode,they guy rang me,i didnt answer. the next day he rang me again,the last day of the month,i ignored him. Then i decided to ring him and tell him i didnt have the money. He went crazy!he said he was gonna slice up my face and all sorts. I knew i had messed him around but i had always managed to get him the money in the end,i even agreed to paying double,but this time i knew i wouldnt be able to find the money,i had no on


Where can I get a free credit report?


I need a loan no bank account bad credit who can i contact?

i need it within 24 hours i have a prepaid walmart visa debit card any answers


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.


Anyone used a 722 Redemption Loan?

I am filing chapter 7 in one month & have decided to put my car into it, because I am upside down 7,000. I was wondering if anyone has gone through 722 redemption? And if so who was your dealer? I don’t like the fact that you have to file before they give you a dealer. I know the interests rates are going to be high, but if I keep my car & it totals..I am screwed.


I missed a credit card payment by one day due to an emergency surgery, will it affect my credit score?

I have had a Capital One Credit Card for over a year and have never missed a payment and usually try to pay off the entire balance when I can. I usually pay about 3-4 days before the due date to allow for any mistakes to be corrected. Last week I was injured and had to have an emergency back surgery and spent a two nights in the hospital and two days confined to my bed at home. Today I went to make a payment and realized I was one day late and was assessed a $39 fee. I made my payment anyway, but is there anyway to have them refund my late fee? and will this affect my credit score? I am a 22 year old college student trying to build up a good credit history, that is the main reason I maintain the card, it barely gets used. I just don’t want this to mess up my history for the future, and would really like my 40 bucks back!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i buy Starbury shoes?

btw, apparently all Steve and Barry’s stores have been shut down due to bankruptcy. what shud i do now?


What are the words to the freecreditreport.com songs? i need to know 3 or 4 of them.?

i need to know the ones that goes: 1) when ur a rock star u get to party hard 2) pirate hats/ fair with the green tights 3) i married my dream girl 4) everybody grab ur bikes and sing along


Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?


The rate of a reaction can be observed by measuring the change in the amount of a reactant over time?

The rate of a reaction can be observed by measuring the change in the amount of a reactant over time. How does the rate of a reaction change with time and how does the collision theory explain this change?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bankruptcy and Auto Loans?

With a solid job and decent income, how long does it typically take in order to qualify for an auto loan after your bankruptcy is final? My bank says 2.5 years. But thinking that dealerships are probably a LOT less picky these days if it means making a sale. Thoughts?


Are we banned from getting food stamps dude to our mortgage and our having a car?

my parents aid that’s why we can’t get food stamps. we are bankrupt every time out house bill comes in. why can’t we get food stamps.


How do I find out what credit cards I own?

I was robbed today and it appears they took some emergency” credit cards that I’ve had tucked away for ages. I’ve never used them and haven’t even touched them in a couple years. That said


How exactly does a bank auto loan work?

I’m looking at a 97 Mitsubishi Eclispse GT with 82000 miles on it between two owners, a mother and daughter. The asking price is 5000. I’ve already seen the car and had a buddy test drive it. The only glaring problem is that the A/C doesn’t work. Other than that, it seems like a good buy. To get this car, I’d need a bank auto loan. The problem is, that the lowest amount on a loan I could get is 7500. So how would the bank distribute the money? Would I be able to use the remaining money for repairs/insurance/titles etc? Or do I have give the remainder right back? Is it feasible to buy the car, then use the what’s left to make the monthly loan payments back. That would avoid several months of payments out of pocket. I know I need to go in to talk to a rep anyways, but I figured I’d get what info I could. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Am iresponsible for debts that my ex husband files bankruptcy on?

I have been divorced for 6months. my husband assumed all the joint debts in the divorce. i assumed all my personal debt. He has let me remain in our home and he pays most of the payment. I am disabled but do not draw disability. I inherited a little money when my mother passed away and her home. The money is in my name only and always has been. The house was supposed to only been in my name but somehow things were messed up and his name is on the deed. He is sick and has no choice but to file bankruptcy. i am afraid when he does the creditors we had together will come after me for payment because i have this money. this inheritance is my only means of support now unless i become able to work again.


Can i be sued for bankruptcy or legal actions by banks from foreign country?


Im on Incapacity Benefit/Income Support. Can i get a credit card?

For those of you who disapprove of me for being on benefits. I would LOVE to be able to work. I am on Incapacity Benefit which means i am too ill to work. Thankyou to all other replies. It has been very helpful .


How to check friends online on facebook mobile?

I have the motorola cliq phone and when im using the facebook app i can’t see which friends are online. Is there any way to check and see who’s online via facebook mobile? THANKS


If you go into Bankruptcy, as individual, can you start your own business later on, or there are restrictions?


Auto Loan?????

When applying for an auto loan online they require i fax my most recent paycheck stub to them, i was just curious do they call my job to verify my income?? or do they verify all the tax difference?? or do they just want to see proof of my income?? can someone help please.


Best bank for savings account and home loan?

1)my mom have a savings account in sbi bank… we want to save money for my sisters marrige… plz tell me in which bank should i open my mom’s account to save money without any problem.. we will be saving more than 5 lakhs in that account.. since my mom have internet banking facility so i need a bank in which i can transfer money directly… 2)after my sisters marrige my mom will take a home loan… so i also need good bank for home loan too.. me n my mom have a joint account in sbi too… should we save money in that account… plz respond with proper information since i am unknown to banking …


What would be best for a 19 year old buying a house?

Im 19 years old ready to move out, i dint feel that paying 600 plus more dollars for a apartment is worth it, i feel that could be a house payment, and i would be able to call it mine, am i in the right state of mine, or am i just crazy?? I have a a great job for a 19 year old, and i feel i am able to do this. Any other ideas or tips feel free to leave. Thank you


Matt Williams, Torcan Financial, Westcor Credit,also Canadian Loan Centre?

It seems that Matt Williams is the name behind the website addresses for both these companies. Don’t be fooled, their are so many advance fee loan sites out there and all they want is your hard earned money! No LOAN REQUIRES A ADVANCE FEE EVEN IF YOUR CREDIT IS THE WORST OF THE WORST! (that is why you can’t get one with a regular, legit lender) DO NOT SEND ANY COMPANY $$$ NOT EVEN IF THEY TELL YOU IT IS TO SECURE YOUR LOAN. INSTEAD CONTACT YOUR LOCAL AUTHORITIES/ RCMP AND HELP FIGHT THESE BASTARDS THAT HAVE ALREADY SCREWED SO MANY! Thanks, and maybe go seek help from credit counseling and look into seing if you can get someone to co-sign your application!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Paying off Auto loan and getting back equity?

its worth 28k, the loan remainder to pay off is 13k, when I receive the remaining amount of 15k in my bank account will I have to pay taxes on that amount?


Are we banned from getting food stamps dude to our mortgage and our having a car?

my parents aid that’s why we can’t get food stamps. we are bankrupt every time out house bill comes in. why can’t we get food stamps.


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


Simple credit card interest rate question. My annual rate is 19.99 for purchases and 22.99 for cash advances. I took out 300 cash advance…?

22.99 divided by 365 is 0.062. So if I don’t make a payment on that card and just let it rack up, am I charged 300 x 0.062 = 18.6? Or 1.86? Daily compound interest? So on and so forth.


Can I use a debit card to make a bill payment?

Thanks, guy.


How much would a auto loan be if a person makes 4,929.12yearly?

im doing a Car Project for my Financing class and i picked a 1967 Ford Convertible Mustang and im having trouble finding monthly payment loan and interest rate and length of my loan


What is the best way to reduce credit card debt?




















































Getting a auto loan without claiming income?

Getting a auto loan without claiming income?

can i get a auto loan when i dont claim my income? i work hard and make good money with cash or check deposits. i heard if you show a credit union bank statements that could get you a auto loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Any creative ideas about how to obtain a free credit score?

Once a long time ago I remember getting my credit score for free but I can’t remember how! I think I applied for a loan or mortgage. Do you have any creative ideas about how to obtain a credit score for free? I don’t believe in paying for it. I think it’s just another ploy to get people’s money. Happy Holidays!


Has this ever happened to you with Free-Credit Report.Com?

I was trying to rent a house and my stupid Realtor told me that I could get my credit report for free using that web site. It asked me to pay only one dollar to get my report. I thought to myself one dollar is not much, so I paid for it using my Debit card. Today, when I looked at my account Online, I noticed that they have been charging me $14. 95 for two months. I called them and they said that I should have canceled it in seven days. I never saw such a statement. I don’t know if they are lying or not, but it could have been in small print also. is this how they make money out of unsuspecting people. I hate their stupid commercial too. I like to sue them. I can talk to a lawyer at the university I attend which would be free. I don’t have a job and my ex-husband is unemployed too and I have two children to support. They are thieves. Do you think this might have happened to other people? somebody should do something about this. What do you think?


Why are Sallie Mae Tuition Answer loans ineligible for consolidation with Direct Loans?

I have several student loans that I used to pay my way through a BA degree and an MA degree. My BA degree was paid with Tuition Answer loans from Sallie Mae and my MA degree was paid with Direct Loans (W.D. Ford Federal Direct loans). I’m wanting to consolidate all of my loans so that I only have ONE payment to make a month and ONE interest rate to contend with. I started the consolidation process with Direct Loans because they are the easiest to deal with; however, I received an e-mail today stating that my application has been canceled because Sallie Mae Tuition Answer loans are ineligible for consolidation through the Direct Loan program. Why? They didn’t give me a reason. Before I started the consolidation process with Direct Loans, I had inquired whether or not Sallie Mae would pick up and consolidate my Direct Loan so that Sallie Mae would then be the overall loan god”


Will anyone give a bad credit loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Math help?Pleasee I cant figure this out.?

A person purchased a $208,243 home 10 years ago by paying 15% down and signing a 30-year mortgage at 9.9% compounded monthly. Interest rates have dropped and the owner wants to refinance the unpaid balance by signing a new 30-year mortgage at 6% compounded monthly. How much interest will refinancing save? Round to the nearest cent as needed.


What is GMAC’s credit score criteria for an auto loan?


Which is the best credit card to begin with? (In India)?

hi, i have recently started working in a MNC and my in hand salary is about 18-22 thousands, i want to apply for a credit card but have no knowledge, please advice some of it, with Zero joining fees and annual fees, and good benefits, i heard that barclay was giving 1 ticket free on every ticket we buy in Adlabs,PVR’s or Wave, is there some similar offer going..please respond asap.


Getting a auto loan without claiming income?

can i get a auto loan when i dont claim my income? i work hard and make good money with cash or check deposits. i heard if you show a credit union bank statements that could get you a auto loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If something is $10 and you pay with a Credit card and it’s 2.75% on the swipe how much is the total?

And if you can I would like to see how you would figure that out.


What is a mortgage lien holder?

oh and bytheway my mom knows..and yes we are buying/own the house


If a parent goes back to school is she considered a graduate student?

I don’t know what my mom is considered as for an online loan application. Is she a graduate? Is she considered an undergrad? idk please tell me. She graduated high school and has a bachelor’s but has not been to school since forever. But she wants to pursue this license- it’s not a master’s nor a doctorate or anything like that. She needs a loan and we’re trying salliemae. Thanks! p.s. im not asking for loans… so NO SCAMMERS!


Find payday loan under loandistribution?


What is Mortgage? How is it related to Home Loan?


Where is the credit score on your credit report?

man every time i get a credit report once a year i never see my score


Can you take a cash advance out on your jc penney gold credit card? ?

I am needing some money and was wondering if you can do a cash advance on your jc penney’s credit card? has anyone ever done this? thank you!


Can i use my Military Star Card in ATMs?


Getting a auto loan without claiming income?

can i get a auto loan when i dont claim my income? i work hard and make good money with cash or check deposits. i heard if you show a credit union bank statements that could get you a auto loan.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?


Auto loan from capitol one?

HAS ANYONE THAT WAS A FIRST TIME CAR BUYER GET A LOAN FROM CAPITOL ONE I HAVE A CREDIT SCORE OF ABOUT 700.


Why doesn t my credit card work on japanese sites like fc2 video?

I live in the US and have a visa debit card


How much in assets are you allowed to declare Bankruptcy?

I meant how much are you allowed to keep.


Variable or Fixed Rate Mortgage?

We’re buying a $220,000 home, have $15,000 as a down payment and we can’t decide whether to go fixed or variable. We can handle the fluctuations in payments, the only thing I would be worried about is if prime went up to 7 or 8 percent. Right now we can get a 5 year fixed for 4.14% and a variable for 2.3% (prime – 0.7%) If we’re planning on still making payments on our variable rate mortgage at the 4.14% rate what would prime have to reach for this strategy to end up more expensive than fixed? As well, how likely is it that prime will reach that point in 5 years? I know nobody has a crystal ball out there, just have no experience in this and don’t know how likely it is that prime could be 6% i a couple of years. Thanks


Is it possible to get a free credit score?

Not credit report, credit score. All my credit report says is my one account in good standing and no negative stuff. But I want a score.


How long does it take for a disputed/corrected item to show on a credit report?

I have written a dispute letter to all 3 bureaus regarding an account that is paid in full, and is still showing as outstanding, as well as an account that is currently being paid on payment plan. I need to raise my score by a minimum of 10 points, any ideas if this will do the trick and how long will it take to show corrections?


WHAT HAPPENS TO YOUR CURRENT CAR LOAN WHEN YOU FILE FOR BANKRUPCY?

I AM CURRENTLY PAYING MY CAR LOAN BUT WANT TO FILE FOR BANKRUPTCY. DO I LOOSE MY CAR OR HAVE TO CLOSE THAT LOAN ACCOUNT THAT PAYS FOR MY CAR?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt” related keywords for my website?”

Howdy, I’ve recently created a few websites and face the trouble of being low on the search results for Google, Yahoo, etc. The websites are related to debt – do you guys have any suggestions for keywords that could place me higher on the list? They cannot be extremely popular, as then there would already be tons of results. Thanks!


Chapter 13 Bankruptcy – Student Loan Consolidation?

My lawyer told me that another attorney told him that if I was in default before I filed bankruptcy that they may consider student loan consolidation. He also said, that if I wasn’t in default when I filed they will not consider loan consolidation. Please let me know if this is accurate and where can I get more information on student loan consolidation.


How did a third party debt collector get my number?

I am having problems with third party collection agencies. Someone used my maiden name to acquire a cell phone back in 2010. I was married many years before that time. I haven’t used my maiden name since I got married. Also, the address associated with the account has never been my residence. Somehow, the debt collectors got my private home phone number that I only give out to family. I don’t even give it to my close friends. The number is unpublished and private according to my phone carrier. Something else is strange is the home phone number is in my married name and not maiden name. Somehow these people got my number. I am going to have to fight the ID theft now and also how the collectors got hold of my number. I feel like suing AT&T for not checking my credit report for my current information. The thing that disturbs me the most is that I was in an open chapter 13 bankruptcy and I couldn’t get credit during the time it was open. My case is discharged and my credit is in good standing. I pay my bills on time. I am never late with my credit cards, rent, car payment. I feel like laws should be passed for these companies to check the credit files. Check the current name, current address before allowing credit. I had an open auto loan in my name at the time when this account was opened. What steps can I take to remedy the ID theft and for these collectors to stop contacting me? It makes me sad more than mad.


What is the relative effusion rate between Hydrogen and Oxygen?

What is the relative effusion rate between hydrogen and oxygen? Thanks.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do attorneys base their fees for a bankruptcy?


Getting a auto loan without claiming income?

can i get a auto loan when i dont claim my income? i work hard and make good money with cash or check deposits. i heard if you show a credit union bank statements that could get you a auto loan.


How can i get my free credit score and where?


Do you think debt consolidation would help save me money and not adversely effect my credit?

I have over 21,000 in a student loan,( The interest rate is 8%), over 3200 on another credit card (The interest rate is 29.24%),400 on another credit card (The interest rate is 21.99%), and over 4200 in overdraft protection (The interest rate is 20.25%)? I am not sure I completely understand how debt consolidation works. If debt consolidation is not something that you would recommend, do you have at least one or 2 recommendations. My current credit rating is 777. I would like to get my own place in 6 months to 1 year. That is my ultimate goal.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 719 a good credit score?

I had a credit score of 750 before and now it was down to 719. I’m good at paying my debts in full 2 weeks before due date. But my score hasn’t been changed in a month. 719 falls in Fair” range and I will have trouble getting the best loan.”


What is your the best gun on Nazi Zombies Black Ops II?

My two favorites are the SMR and Type 25, but my brother says the M1911 paired with a war hammer is more effective. What are your thoughts? I want to get past round 9 on easy.


How can free credit report be free when they charge you and?

I want to know, how can they call it free credit report? they get your credit card number and do what they wish. they basicly got their hands in your pocket and keep billing you.even if you call them and ask to stop billing because you do not want their service they bill you any way, and bill you every month, free credit report is not free, just crooks. buyer beware, cause there go’s your credit if you get caught with overdraft, using your debit card. free credit report is a rip off!


How to add my name to car title, registration, auto loan, etc…?

my boyfriend just bought a used car from a dealership less than 2 weeks ago. he finanaced the car through a credit union in his name only, the title is in his name only, but we are BOTH insured on the car, and we are going to do the first time registration on it soon. we were both in need of new cars, he got one, and i’m waiting until i start my new job in a few weeks before i get a new one. he found another car he wants more and we were thinking of transferring the ownership of the 4runner he just bought to me. (the 4runner is more in my price range). i want to at least be on the loan so i can build credit, but dont know if i need to just add my name to the original car loan its on now, or have buy” the 4runner from him and take out my own loan. also


When’s the best time to pull my credit report?

I know you can only do it once every 12 months so is it better to do it at the beginning of the year or the end? Additionally I’m planning on buying a house next summer. Should I wait and pull my credit report around that time or is it fine to check now?


What is a website I can go to and get a free credit report?


Is Precision Debt Relief” legit?”

I’ve looked through, trying to find good ways to consolidate and manage my credit cards; canceling them and making the payments, consolidating them, etc. It all looks like I’m still going to have a massive amount of payment, thanks to very high interest rates. I found this site called Precision Debt Relief (http://www.PrecisionDebtRelief.com) that seems to offer a different way of managing debt. I’ve heard of a lot of things like these, and I know that a few of them are scams. Does anyone know anything about this one, or of any other alternative methods that can work?


What’s the best way to get a small personal loan?

Okay, so, bullet points: I’m 21. I’m about to start an EMT training program and need to pay the rest of it off ASAP. I’m confident a small loan ($2,000 – $2,500) is the right choice for me. My credit score is adequate (around 650, I think). My primary bank doesn’t do personal loans, and my secondary bank only does them at a minimum of $3,000. My current employer forces me to get paid through their own money network, so I really don’t want to open up yet another account at another new bank, but I will if I have to. I’m looking at other local banks and credit unions, but I’m curious: if you were me, how would you go about this loan? Any good or bad experiences you could share about loans you’ve had in the past? What do you know about the validity of online loans (I’m considering this most seriously, I just don’t know which sites are worthwhile)?


Any banks or finance companies that provide debt consolidation loans in mumbai?

My friend is looking for something called debt consolidation loan however it seems there is no such product offered by any banks in Mumbai. if you all have any idea please let me knw the banks and finance company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have really bad credit and need a 6000 loan or credit card has anyone got a credit card with bad credit?

i have bad credit from a phone bill a couple of years ago i really need 6000 for personal use i have been nocked back over and over by credit cards and loans because of my bad credit has anyone with really bad credit got a loan/credit card and with who .i live in australia.


Getting a auto loan without claiming income?

can i get a auto loan when i dont claim my income? i work hard and make good money with cash or check deposits. i heard if you show a credit union bank statements that could get you a auto loan.


Need a loan for 4000.00 but I have poor credit and have tried every bank in my area and on internet still nothing. anyone with good advice?

Need a loan for 4000.00 but I have poor credit. Need it for debt consolidation I have tried every bank around my area and even on the internet still no luck. If anyone has some good advice please let me know I could sure use it thank you


How do i get lebron james autograph at a game?


If i pay extra for my mortgage payment, will that extra go to my principle?

30 years, fixed mortgage rate. For say, i suppose to make $1300 for my mortgage payment (interest + principle). If I make extra payment (for say, $1500 per month), will that extra $200 go to my principal which then will help me to lower total interest cost that i will end up paying? I heard 2 comments about this: 1) Your interest payment is fixed because you signed up for a fixed mortgaged rate. So, extra payment that you made just help you to pay off your mortgage faster (i.e instead of paying 30yrs, you pay 28yrs). But total interest cost and total cost of loan doesn’t change. 2) Your extra mortgage payment will go to your principal, it will help to lower your total interest cost –> lower total cost of loan. But you need to ask your loan officer that when you sign the paper. Because if you don’t, you might end up don’t have that option (your extra payment go to interest, but not principal. Some bank doesn’t even allow you to make extra payment). What should I do when I talk to the loan officer? What should I ask for? Normally how does it work?


If a car was returned due to engine failure do you still have to repay the auto loan?


Will one collection ruin my credit report?

I had at $175 medical bill sent to a collection agency. I received my 1st bill from them on July 19th. I paid $5 towards in online on August 10th. I checked my FICO score today and noticed that my credit score dropped 70 points. It looks as though I was reported between July and August, as my FICO was last updated August 15th. I panicked and went online and paid the bill in full, even though I wasn’t financially able to. I’m now wondering if that was a bad move because I should’ve called and asked if i could pay fully in exchange for removal of the report. I’m so mad at myself. Is this going to really set me back? My credit score in now 600, and I was planning on getting a new car in the Spring.




















































Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

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RELATED:

Question about auto loans?

i have a credit score of 678 on transunion and 672 on experian. the problem i have is my equifax score is 622. all the information on all 3 reports is identical, but the scores are insanely different. I read that equifax is most commonly used in auto loans and this is going to be a huge problem for me. how can i get an auto lender to pull my report with transunion or experian and not equifax? or how can i find out which lenders only use transunion or experian?


If you just purchased a vehicle less than a month ago can you still file chapter 13 bankruptcy on it?


First time user – AAA Payday Cash user feedback required?

I am probably going to do my first online payday advance. I have done some research and I saw http://www.aaapaydaycash.com is licensed which sounds good. Has anyone used them? I would love to hear your feedback BEFORE I take the plunge. Please post soon.


How old can a vehicle be to still be able to finance it?

I am wanting to buy a truck and the one I found is 10 years old now. Is this to old to get an auto loan for?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I am an independent contractor, can I qualify for a auto loan?

I am an independent contractor for a petsitting company, I make pretty decent money and have been working there for a year and a half. I have 2 grand to put down on a car, will I qualify for a loan even though I am not an employee with a set salary?


I’ve had a bankruptcy for about a year now and have some money coming to me,can they keep it?

I DECLARED MY SELF IN BANKRUPT (CHAPTER 13)FOR ABOUT A YEAR NOW ,BUT I’M GETTING SOME MONEY FROM MY DIVORCE THAT I WASN’T AWARE I WAS GETTING TILL RECENTLY IN THE FORM OF A CHECK, IS THIS GOING TO BE TAKEN FROM ME AUTOMATICALLY IF I DEPOSIT?


Debt collection from 7 year old account?

I received a letter in the mail today about an attempt to collect a debt for a phone service that I don’t remember having. I was in the military at the time and by virtue of that have always been diligent in providing a forwarding address. I know I can’t remember every single account from back then, but I am pretty sure I did not have this one. In addition, why would this be sent now?? Is there a way to deal with this? I called the debt collection company and they said they’re only job is to collect the debt. I tried to call the original company but their closed now, and I really am too frustrated to even speak to another phone rep again. Help Please!!


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best place to get a free credit report online?


Can i sell my car even though my mom claimed bankruptcy and the title is in her name?

What if i traded car for car?


Automobile loan question?

I went to a dealer where I was pre approved” and purchased a car. I gave them there down payment and signed the paperwork then I was off in my new car. about a week later the dealer calls me and tells me that I wasn’t approved by the initial bank but I was approved at a higher apr from Santander Consumer. I have herd alot of bad stuff about them but I was kind of stuck and didn’t want to loose the new wheels so I resigned the contract (that they didn’t change the date on the contract kept it at the Original date which I think is illegal?) now I have been in contact with santander and set up my online profile I can go online and see my account information and just made my first car payment a few days ago. Today I get a letter in the mail saying I was declined the auto loan??? I’m petty sure after over a month and having received payments everything is fine but that kind of confused me. especially considering it was dated over 15 days ago? One last note I have yet to get a contract (other than the dealers) mailed to me! I did receive a statement with payment reminder!”


Starting a new career and desperately seeking to repair my credit. Tips?

Hi all, I’m 23 years old with a credit score of 581 (HORRIBLE, I know). I have about $60,000 outstanding in student loans, $20,000 auto loan, $1,000 credit card bill, and $1,500 bank loan. My poor credit score is due to having a checking account go to collections (negative balance), as well as having a credit card go to collections also (not my current one; a different one that I had prior). I am learning from my mistakes and am wiser now. In college I was too focused on school and social activities to pay much attention to my finance. I will be starting my new job soon and am desperately seeking tips to repair my credit. What do you all advise? Thank you.


How do I contact debt collectors (who have not contacted me) so that I can pay off my debt?

I recently applied for a credit card, and was declined. At this time I was told that I have a balance in collections, which was completely unknown to me. I have not been contacted by any debt collectors in any way. Who can I contact to deal with this?


How soon do I have to move out of my house after filing Chapter 7 bankruptcy?

We are choosing to not reaffirm the house because we don’t want it and can’t afford it. Do we have to be out of the house by the time the case is discharged? Does anyone know what the timeline is?


Question regarding Army: student loan repayment program SLRP?

I have stafford loans and also Private student loans. Will the army paid for both my loans as a SLRP program??? My loan amount totals at $34,000 any help plzzzz???


Help 20,000 in debt due to student loans?

how can i go about getting help paying for these loans? I have a low paying job as of now and i got bills to pay so i can have a roof over my head, problem is i dont have enough money at the end of the month to pay for my student loans.. Im already behind like 6 months.. I need help..


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Know of any bankruptcy lawyers in houston/humble texas area?

reliable


What does the slang word goon” mean?”

I hear it all the time in rap songs and i just am curious about what it means.


How do I check my credit report for free?

I want to check how much debt I own how to I check it like other places that check your social security number


Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating..


LGFCU auto loans and mortgage loans?

I just recently became a member of the LGFCU and I am wondering how long I have to have an account there to get an auto loan, credit card, or mortgage loan? Anyone with any experience with this please give me your input. Thanks in advance.


Does checking your credit score, make it it go down?

if i have bad credit and checking my credit score, does it make it worse? i heard this and i don’t know if its true


Credit score question?

Hello My husband credit score is 600, and we want to use his name on the mortgage loan. because his credit score is better than mines. well in 1yr or 2 we would like to buy our first home. but in order to get my husband credit score to go up what should he do. See he is going to be stationed in Korea and he wants to know what can he do from there to get his credit score up. I know he should get a credit card with no more than $500 on it. And just make monthly payments but what else should he do. And how soon would his credit score rise to 700. do Experian, transunion, ans equifax all have to have 700 on them? Thank You & God Bless


Can I keep paying my mortgage after I have sold the house?

I am currently trying to sell my house, but the introductory rate on my mortgage doesn’t expire until 31st of dec 2009. If I were to sell my house in September (when I am moving away), I could incur a £3000 early repayment fee, as stated within the terms. I could leave the house empty until December and sell when the introductory rate ends but am reluctant to do this because I feel that house prices may have fallen even more by then. I think the cheapest option would be to sell in September, and continue paying 3 months mortgage at £600 a month, therefore it would only cost me £1800. Is it possible to do this (i.e. continue paying the mortage, even though I have sold the house and then pay off all the balance when my introcutory rate ends in January)?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When can i buy a house after chapter 7 bankruptcy?


UK Bankruptcy: How does it work? ?

If I declare myself bankrupt in the UK Is it true that all my debts would be cancelled after 12 months if I cannot repay them? (Obviously I wouldn’t want to BE bankrupt but surely it’s better than just struggling with unpayable monthly minimum interest payments?) Facts rather than Moral Judgments appreciated…!


I filed for bankruptcy over 2 yrs ago and never was discharged do I have to refile?

If so do I need to use the same trustee or can I do it myself?


How can I quickly repair my credit?

I recently graduated college and ready to start the next chapter of my life (getting a career and buying a house) but my credit score isn’t the best due to mistakes I made when I was 18. How can I repair it???



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I have a 611 equifax score and would like to buy a car. Would I qualify?

I currently have a 611 Equifax score and would like to buy a car. I have previously paid off two car loans and I have only four accounts open to my name. I have School loans and 3 credit cards, which total monthly payments come close to $150. I rent my home along with my husband and I make roughly $39k per yr. Would anybody have any idea of where and how I should go about getting financed? Thanks in advance!!


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?


Is Delraycc.com debt consolidation site a fraud?

I got into this program and now the first payment is due soon but i havent receive and paperwork. they say it’s all online and the process takes about 30-45 days to contact all the banks. If this true ill be out of debt in 3yrs which is nice but something is telling me this is not right…if someone experienced it and can tell me weather or not this website is legit. id REALLLY appreciate.


What is a minors mortgage?

I work in the mortgage biz in Louisiana, and ran across this on title as a lien. What is a minors mortgage?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long do you have to pay back a school loan?

If I ask for a loan only to buy a used car, which is a necessity, how long will I have to pay back the loan?


My mortgage payment went up 300$ due to escrow shortage?

Im confused ..im only 21 and I bought a house not knowing at all..What I was getting myself into…Anyways* I got a letter from my mtg co telling me i had a shortgage in my escrow..like 1700$( SO ..IM guessign my taxes went up?? ) I bought my house for 162000 ..Im so cunfused … Did my taxes go up from last year,> ? I was paying 1,200$ a month know its 1,500..Has this happend to anyone? thanks so much


What happens when you file for bankruptcy?

I just heard today that my parents might file for bankruptcy and I’m very worried. I heard that there are different chapters” for when you file for bankruptcy My parents tell me not to worry about it and its not that bad


Are credit unions better than banks? if so.. why?

how are they different? i will be wanting a auto loan in about 6-8 months.. and my credit is currently marginal… does it have the same effect? do i still get better rates?


My friend got his credit card stolen?

His card was stolen and after he got off work he called it in and wanted to get the card cancled and report it as stolen. However the bank never retured his phone call (he left a message because the bank was closed at the time). He left several messages actually. The bank never got a hold of him (he kept calling several times a day) untill 2 weeks later. After that they said it was too late and are now making him pay for the $600 that was charged to the card bythe theft. I thought that once your reported the card stolen you were no longer liable to pay what was being charged? I mean you aren’t the one paying it. Can they really force him to pay for it after he already reported it stolen before the charges were made? If not what can he do about it? I’ve never had my card stolen so I don’t really know how it goes so I can’t really be much of a help to him. -Thanks


How do i check my credit score for free?


I need a car loan from my credit union but score isnt to great whats my chances?

I have 685 from experian and 694 from eqauafax and 704 from transunion (free credit report.com) AND WHEN i checked free credit score.com they show me a lower score. I dont know which one is right. … I need help please


I want to help my credit , Lexington Law ?

What are your thoughts on Lexington law ? I want to invest to help build my credit


Will defaulting personal loan attract case/arrest warrant at India Airport?

Dear advisor, I left my home town at Pune – India with some unpaid bank loan, which i realised at later stage. I last paid in 2005 , about 3.4 lakhs due. Due to crisis I lost job in Dubai. Since then i couldn’t able to re-pay loan whose interest was exorbitant. Bank official sent mail in December of 2010 without any court detail that i should be produced before court for summons and in any case it’s not possible for me to go back to india to attend case. Does personal loan defaulter cases produced in court and will be issued police warrant for non appearing court? Incase court issues a warrant against me, Then will i be caught by Airport immigration or city police? Please kindly advice. Thanks & Regards, Vijay Kumar

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it common for interest rate on auto loans go up?

Is it common for the interest rate on an auto loan to go up when the balance is close to being paid off? I am under $2,000.00 and I am paying more in interest now then in the beginning of the loan. Just wondering if it has to do with the balance remaining. Seems like they are trying to get as much money out of me before I pay it off.


Is getting a debt consolidation loan good to do, and what bank is the best to apply too.?


Where can I find the best Roth IRA rates?

I’m not sure if what I’m asking will make sense, but I’m looking for the kind of risk I’d normally expect from a good mutual fund, something I can manage myself — ultimately, I want to protect my 10K from being counted against me when I apply for financial aid so I may go back to school…. I understand a Roth might help with that… THANKS!


Aliexpress credit card verification process?

Could someone please clarify matters here for me? I recently begun buying from Aliexpress until an order was interrupted ‘ for credit security reasons’. This involved scanning credit card front/back sides, and identity cards. I have sent these items but there ahve not been reply for over a week now and I cant reach custopmer care. Please any experience? I need to continue shopping since I make some money reselling items.


How does one calculate the Bankruptcy Risk Score?

Does anyone know the formula and variables that go into the Bankruptcy Risk Score? This is different than a credit score, and banks use this formula to figure out one’s risk of bankruptcy.


College loans and Bankruptcy?

I plan on going back for the fall 08 semester. I have a major problem. My parents filed bankruptcy in December 07. DOes anyone know if this will help me get more financial aid now? My parents made 1/3 of what they made during my first year. Will this also help me? 2nd question is… Since the aid is probably not going to cover tuition alone where and how do i get loans without a co-signer? Thanks to all who answer


Refinanced auto loan but changed mind?

I refinanced my auto loan through my bank. They have already sent me the promissory note and put the loan on my account. Is there anyway to cancel this and just keep it through the bank I originally have it through?




















































What are my chances of getting an auto loan from my bank?

What are my chances of getting an auto loan from my bank?

I’m looking to get a loan for around $10,000 from my bank as opposed to financing through a dealership. I have good credit but not much credit history, and I’ve never taken out a loan or financed anything before…I have always paid in full for the things I’ve bought with money I had saved up (including previous cars). I am 23 years old (male) and make $2100+ monthly…I have worked full time at the same job for the past 5 years. Is it possible for me to get a loan for this month? Would I have a crazy interest rate? Would I need a cosigner? Help is appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

My credit score is 0–HELP?

So, I recently went to try to get financing for a car, my credit score was 0… not because I have NO credit, but because it’s SO bad from my medical bills (yes I have 4 pages worth from a car accident, and no medical insurance).. I want to have good credit, I want to be able to buy a house etc– I cant see myself EVER being able to pay off my thousands in hospital bills—I just can’t afford it! I however want to have good/decent credit to buy a house some day–I wanna start preparing now, should I get financed from something from a buy here pay here type place like Rent A center, or do I claim bankruptcy? Will the rent a center payments even help my score or will it still be crap due to all the medical bills? HELP!


Will my bank give an auto loans for a car I want to purchase from a private owner?

I’m a college student, and being financially strained, I found a cool car on craigslist listed by the owner. Would my bank be able to give a loan for this transaction?


Should I let the auto dealer put a lean on my house to get out of my auto loan?

I pay over $500.00 a month on my truck. I am 2 months behind on payments. I can no longer afford the payment and want out of my loan. I owe more on the loan than the truck is worth. SHould I let the dealer have the truck back and let them sell my truck for what they can and then let them put a lean on my house for the remaining balance? What other option do I have if this is not a good idea?


If you claim bankruptcy but have for example $2000 dollars in the bank, will they take that?

Thanks in advance. And thanks to all the people who answered my last question. Great help….All of you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need to get a loan for quite a lot of cash , but every lender wants it to go through a solicitor?

what excuse can i use to the solicitor for this???


If you marry someone who filed for bankruptcy, how does that effect you, or your credit, etc.?


Best bank for auto loan?

I am 22 years old, make 1600+ a month after taxes and I also have 755 credit score. I am looking for a 22,000 car loan, what banks should I visit ? I have a credit card with Bank of America and a debit with TD bank


What are my chances of getting an auto loan from my bank?

I’m looking to get a loan for around $10,000 from my bank as opposed to financing through a dealership. I have good credit but not much credit history, and I’ve never taken out a loan or financed anything before…I have always paid in full for the things I’ve bought with money I had saved up (including previous cars). I am 23 years old (male) and make $2100+ monthly…I have worked full time at the same job for the past 5 years. Is it possible for me to get a loan for this month? Would I have a crazy interest rate? Would I need a cosigner? Help is appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much would i have to pay a month for a 4500 dollar car?

How much woud i pay a month if ive never gotton a load for anything and dont have a credit and my parents sighned it and they have good credit


What are the odds of buying a house with a 616 credit score?

I am 21 and bought my car about 7 months ago and I think it lowered my credit score. Is that typical to actually have your score lower when you take out an auto loan?


Is it illegal to borrow money from a loan shark?

how much interest does an average loan shark charge for a $1,000 loan for 6 months?


Are there any freecreditreport websites that exist that don’t require a credit card?

I’m trying to obtain my credit score to relocate and at this time unable to pay for my report


Buying a New Car and Auto Loan Online?

I just recently graduated from college and I make around 33,000/year (about six months at the job now), but it’s time for a new car and move on from my college commuter (157K miles). Are there any options to apply for a loan online and get some quick estimates?


Question about payday loans. does anyone know PDL Assistance?

no PDL Assistance is a debt place. like those debt consolodation places this is the same thing but just for pay day loans. not a loan itself.


Does anyone know a loanshark in san antonio other than payday loans?


How long do I have to work for an auto loan?

How long do I have to work for an auto loan? In other words how long must I work at the new job before I can qualify for an auto loan.


What are my chances of getting an auto loan from my bank?

I’m looking to get a loan for around $10,000 from my bank as opposed to financing through a dealership. I have good credit but not much credit history, and I’ve never taken out a loan or financed anything before…I have always paid in full for the things I’ve bought with money I had saved up (including previous cars). I am 23 years old (male) and make $2100+ monthly…I have worked full time at the same job for the past 5 years. Is it possible for me to get a loan for this month? Would I have a crazy interest rate? Would I need a cosigner? Help is appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the credit card statement(PayPal)?

Q: Where do I find my PayPal code? A: Your unique, randomly generated 4-digit PayPal code is displayed on your credit or debit card statement next to or near the PayPal fee. In the item description section, you will see it next to the word PAYPAL. Allow a few business days for the PayPal code to appear on your online card statement. If you do not have online access to your statement, you’ll need to wait for your statement in the mail. This was the answer on the paypal help. well it didn’t really help because i still don’t know what and where the ‘card statement’ is or where i should look for it. and they charged me 1.5 $ which i’ll get back as soon as i give them the code. any help, please?:) oh yeah, and i waited a few days so i should have the code by now. READ: like i said. i don’t know what the credit card statement IS. so don’t tell me the code will appear there because i don’t know what it IS.


Will Part Payment reduce the EMI amount ? Or the Loan Tenure?

I have a home loan for 18.5 L @ 10.5 % ROI. My EMI is 18470 for 20 Years. If I pay 100000 against the Home Loan. What will Happen? Will it reduce the EMI amount Or the Loan Tenure?


Where to get an auto loan?

I’m interested in a 2002 vehicle that I have about half the money for. I need to get another 8000 from somewhere, the banks don’t want to deal with a car > 5 years old. So I need another source. Any suggestions? I live in Vancouver BC so near there would be ideal.


How do I speak to a REAL person at Equifax regarding a dispute?

My old bank that has been bought out by another bank had reported to Equifax that I owed $$. I disputed it with the old bank but it’s still on my report. The new bank says they cannot help me.All I get is the run-around from everyone I’ve spoken to. If anyone knows how to resolve this PLEASE answer back.


What insurance commercial is when the guy is in the car with his guitar and sings???

i think its like an auto insurance commercial…but the guy has his guitar and plays it and starts singing…what insurance company is it… im thinking its Nationwide


Is a 3.9%APR for a Car good ?

If you can. Please explain if a high % or a low% APR is better. thanks!!


Does anyone know where to find a loan shark in Jacksonville?

if you are a scammer please don’t answer to this ad looking for someone thats straight forward and do not charge up front fees and not having to send money to get approved for a loan


Can someone with a Bankruptcy and tax lien get a home loan or am I doomed ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am unemployed and can’t afford car payments…?

i have a loan with Honda Finance, interest rate 23%. I know what a mistake i have made now, i am paying 386.00 a month and now am unemployed and can’t defer another payment b/c i am not working. I have been paying for 2 yrs on a 14,000 loan and still owe 11,000 I am in need of advice here, it is worth so much less any ideas what i can do don’t think Honda will work with me, and my credit is bad as you can see by the interest rate…


Is $1250/month for a mortgage a safe payment for a family of 4 on $45k a year?

Home owner’s insurance is included in the payment. The payment before all of that was about $880 a month. We have a total of about $10k in debt. Car and Credit card combined. It was $30k but we dropped $20k off of it over the past year. We just want to own a home and the market is taking off and leaving us behind. This is one of those golden opportunities


Do you know of any lenders who can assist 457 visa holders with personal loans?


I need to get a copy of my credit report. Does anyone know where I can call to get one?

I’m afraid to get one over the net. Most of them want you to sin up for something. But I am more afraid to put all that information about myself on the net.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i find a loan shark in the milwaukee area?

I need one for 7000


What are my chances of getting an auto loan from my bank?

I’m looking to get a loan for around $10,000 from my bank as opposed to financing through a dealership. I have good credit but not much credit history, and I’ve never taken out a loan or financed anything before…I have always paid in full for the things I’ve bought with money I had saved up (including previous cars). I am 23 years old (male) and make $2100+ monthly…I have worked full time at the same job for the past 5 years. Is it possible for me to get a loan for this month? Would I have a crazy interest rate? Would I need a cosigner? Help is appreciated.


Is it considered paying cash” if you buy a car with a auto loan from a bank?”

Say I take out an 8,000 dollar loan from Chase and they give me a check/wire me the money. Then I take this money and tell a dealer I am willing to buy with cash”. Would I get a discount or do banks issue an auto loan directly to a dealer only?”


Do I need to pay the damage waiver on a rental car if I have Allstate insurance?

Also I have a Visa card, which says I receive Auto Rental Collision Damage Waiver coverage for damage due to collision or theft.””

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a loan/bad credit due to loss of job?

I have a full time job/anyplace i can get a loan with no crdit check


How long after receiving a loan commitment can I close?

I received my loan commitment letter almost three weeks ago and provided some follow up information listed on the conditions to close. When I went to schedule my closing, I found out my loan was not yet cleared to close” and that I need underwriter approval which could be another few days to a week depending on backlog. Is this normal? I would have thought the 30 day process I went through to get the commitment letter would have meant it was underwritten


Free credit reports!!!!!!!!!!!!!!!!!!!!!!!…

is there any website that i can go to to get a freed credit report without having to put in my credit card info? I cant seem to find one plz help thanks


Any ideas on the mthly repayments on a business loan of 300,000?

l`ll be starting it from the start, l have a home already that l will be renting out while l do the b and b.


Tips for a single person to get a mortgage on minimum wage?

@ Don’t – I remember everything you said before. As before, I was looking for info I don’t have. Also as before, I am not planning to move out until I have the deposit at 34. I study part time and my degree does not finish until 2017. As before, I do not date ergo I do not have a partner to buy with. All of my friends have mortgages or live with partners already. My brother has nothing and is given nothing; I want him to have a nice 16th as it will likely be his only party. I understand reality fine and acknowledge I’ll likely not get what I want. I’m looking for any undiscovered info to see if it’s possible. I want to go on one holiday before I settle down to full bills, and this is the first time I am paying for a whole birthday. It’s not my common practice. I want to get an education while I work so that I CAN get a better job later if possible. I don’t necessarily want a ‘nice house’, just a small 1-bed flat. I was not


How can i get enough $$$ to buy a car in about 30 days?

it can be used i don’t really care just one that works


If I buy a house for 160 thousand?

With a 4.5 interest rate for a 30 year mortgage then rent it out for 1,400 and add 1,000 out of my money how fast will I pay my house off?


Why is my credit card not charging interest?

Thanks for your responses guys: makes sense that it’s accruing but won’t post until later. To the person concerned about my high balance, I have over $20K in available credit, so the balance isn’t close to the max. I used the card to buy a motorcycle. I didn’t take out an auto loan because having a lien on the bike would require me to get full coverage insurance (about $1200/year). Paying via cash advance allows me to get a cheaper, customized insurance policy for about $600/year. What I am losing from the cash advance’s high interest rate, I make up with the savings in insurance.


I got a check in the mail should i cash it.?

Saying something bout being a Customer Service Evaluator, and that i had an assigment. Its for 4.000 dollars, Idk bout you, but, it sure could come in handy. right now.. I dont want to get my self in trouble here- or have my bank account overdrawn. Please give me immediant answers, as i would like to cash it tomorrow morning, if i can. thanks in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you learn how to budget?

As far back as I can remeber I have always been horrible with money. Wether is was blowing it on video games, cologne, or some other useless junk, I had no problems giving my money away. I have tried to balance check books and save money but it just seems like I need to spend. Now that I am older 28 to be exact, I need to change my habits, eventually I want to buy a house but thats not happening anytime soon. I am tired of making financial mistakes, and I am grateful that I am not in tremendous debt. But I need to learn how to control my money, and learn how to properly budget, the last thing I want is to one day be homeless. As embarrassed as I am to admit that at 28 I don’t know how to budget I need help, any suggestions will be greatly appreciated.


What are my chances of getting an auto loan from my bank?

I’m looking to get a loan for around $10,000 from my bank as opposed to financing through a dealership. I have good credit but not much credit history, and I’ve never taken out a loan or financed anything before…I have always paid in full for the things I’ve bought with money I had saved up (including previous cars). I am 23 years old (male) and make $2100+ monthly…I have worked full time at the same job for the past 5 years. Is it possible for me to get a loan for this month? Would I have a crazy interest rate? Would I need a cosigner? Help is appreciated.


How do you get a £100,000 unsecured loan to start a business. the best rout to go about it, any tips?


Why is my credit score different from a report I bought vs. the banks?

Trying to refinance a mortgage. Wasn’t sure about our credit score so I went to the only reputable site, that FTC.org government site which then lead me to this other site that allows you to view your credit report for FREE once a year. After you do this, you are then able to pay an extra 9.99 to see your actual score. So I did this and our scores ranged from 718-771 with all three bureaus. Then I go to the bank today and they say, your credit score is low…it’s at 645??? How can this be? Wouldn’t that same score show up in one of the 3 I BOUGHT and PAID for? When I pay for my credit score I should get the most accurate…and why is there more than one? I get it…3 bureaus…3 scores..but then shouldn’t that be consistent anywhere you go, with any bank, lender, etc??? I AM FURIOUS at this point that I just spent over an hour at a bank with false hopes!!!! I want to call these credit bureaus and get my MONEY back because apparently, the info they have on my credit scores is WRONG!


How would a greater than expected rate of inflation affect these people…?

a. the government b. a homeowner with a fixed-rate mortgage c. a union worker in the second year of a labor contract d. a college that has invested some of its endowment in government bond


I am having a problem getting my credit report. what should i do?

Hi i am trying to get my free credit report through freecreditreport.com and experian but unfortunately they could not pull out my report for some reason. i also called to freecreditreport and she was unable to get the report. now can you guys tell me what should i do in order to get my credit report. i was thinking to contact any federal or government office but i have no idea which particular place i should contact? i hope i ll get a right answer frm one of u guys thanks


When you file bankruptcy chapter 13 do they with hold your refund check?

My sister filed bankruptcy because of medical bills and had beard she will not receive a refund on her taxes? She filed chapter 13 which means her creditors are being paid off and they deduct it after taxes on her paycheck.




















































Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where can i get online payday loan?


I filed Bankruptcy and I have been in Forcloser since December 2009?

I filed bankruptcy on my house in 2009 and I am still in fore-closer since why do i have to pay the water bill after all this time. went down to the Water company and they said that the property needs to be taken out of my name and I told them about the bankruptcy and that i was in the process of fore-closer for almost 18months now, she said the bank has to remove the property from my name, I asked how long would that take she said who knows. So is there anybody out there that knows what can be done for something that im not using, but the freeloaders that didnt pay the rent are still using till this day. HELP


Should I file for bankruptcy?

I am a college student who made really stupid financial decisions. I am about 5000 dollars in credit card debt not including student loans. I recently lost my job and I haven’t been making any of my payments and I get harassing calls all the time. I want to pay them but I honestly can’t do it. *Any suggestions on what to do? *pros and cons for bankruptcy *How much would it cost


Is there any auto loans I can get with only $1600 a month gross income and no co-signer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I start to pay my student loans after I ran away for 3 years?

I suffered a nervous breakdown and ran away. The creditors called and called, but I managed to live without income. Now, after three years, I went back to my old job and I am earning again. I could declare bankruptcy, but then it will be seven years from now that I get credit again. I don’t want to get sued, but I don’t want to suffer from extreme anxiety again . . . I make decent money, but I don’t want to be stuck working like a slave just to pay back loans. It has been eight years since I finished university. Does anyone have any defaulted student loan stories or advise? Is bankruptcy a good option, or should I negotiate with the Canada student loans to pay some of it, or will they forgive me at this point?


Auto loan at 19, options?

Hi everyone, I am looking to take out a loan for a car, thing is I’m only 19. I do not have credit, I do have my parent as a willing co-signer. Apart from that I have $8,000 cash to give towards the loan. The car I’m looking at is exactly $18,000. My monthly income is about $1.5k a month, I don’t have much working as I just finished high school. I live at home with no real expenses, like rent and such. I am a full time student at a university near by.(yes tuition and all that is covered). Would I be approved for this loan? Which bank would you recommend? What is the process like, and what is the co-signers credit need to be? Danke


Where can i find a loan shark?


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I build corporate credit on my LLC?

I have just bought an LLC to start investing in real estate. What is the best way for me to start building corporate credit with my new company?


Can you buy an itunes gift card online and get the code online ?

Ummm…. me and my dad want to buy an Itunes gift card online , but we don’t want to wait so we want to buy it online and get the code online , is is posibble ??


Name four ways that you can change the rate of a chemical reaction?


Am I eligable for an auto loan?

I will be 18 in November of 2012. I am a senior in high school who plans on attending college immediately after I graduate. I have a decent paying job, making auto loan payments easy to be paid. I really want to build my credit by getting an auto loan and paying it off on time while I get my first car. I have no credit right now but my parents have no problem co-signing the loan. I want to get a $7k loan for a 2005 Chrysler Sebring convertible. Is it possible?


Any banks/lender recommendations who good give lower rate for home loan ?

Please DONT give answers with yahoo email id which I know all are scams. I just wanted some good recommendations from people who had been through the home loan process recently and what they recommend


Cash Store Payday Loans? What Happens if?

I have a Loan out from the cash store and its starting to get very annoying cause when i pay it off i have to take out another one to get food and stuff, as i only get limited amount. I realize now that the payday loan is not the way to go and i regret it now. I cant pay the next payment, however i can pay it overtime, i can give them semi large installments every month to pay it off. Whats going to happen if i do this? should i talk to them about it ? is tht the best way to go? i really dont want to be rude and just not answer there calls or anything but i cant have this loan thing haning over my head anymore im getting sick cause im so stressed out. i need to pay it off in time. Any advice is apriciated. thanks in advance


Called Trans Union Credit to verify an account number.?

Being sued for a debt not mine. Called Trans Union Credit Corporation to make a dispute. Asked me for my social security number and wanted to know the credit card number in question. She said are you M. A. M. I said no, I’m M.L.M. The account is not mine. How can I find out more about M.A.M? I think she is the one who committed fraud? Same name except for the middle initial.


Credit card best?

American Express gold delta sky miles or chase mileage plus explorer United. Both have same benefits and annual fee


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best way to refinance an auto loan?

We just bought a car today with a high apr, we used the dealer’s financing. We have a great credit history however our ‘auto’ credit score is lower than our overall score. What is the best way to refinance an auto loan? Is there a way for us to repair our auto credit score, if so, how?


What are the interest rates for car financing/ leasing in Saudi Arabia?

Having recently arrived in Al Khobar, I need to know the interest rates. Thanks!


What type of degree is best for editing and publishing?

In my college, there is regular English, English literature, English creative writing, journalism, and communications. Which of these is best to be a publisher or editor?


Will I get approved for a 16k auto loan?

I am wondering if I will get approved for a auto loan of 16k. Vehicle is worth 30k, I have 14k to put down on it. Credit score from trans union (trans risk) is 709. Fico is 675+ being held back by 3 late payments 44 months ago. No late payments in the last 2 years. 2 auto loans in the last 2 years, one for 7,500 (paid off) one for 10k (still owe 1,800). One credit card with a limit of 1k and a zero balance on it. Total expenses between rent and my loan are 1050 a month. Take home income is between 3,800 to 4k. No debt other then the 1,800 remaining on the loan.


What is the best and safest free credit report site that doesn’t require a credit card?


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


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Interest expense and subscription revenue Accounting?

interest expense: If cash is borrowed on a $67,000, 9-month, 6% note on August 1, how much interest expense would be incurred by December 31? subscription revenue: If $49,500 is collected in advance on November 1 for 6-month magazine subscriptions, what amount of subscription revenue should be recognized by December 31?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to Buy laptop in installments…..?

Only Contact INDIAN SELLER Or Any INDIA Website


Anyone know any loan shark phone num in singapore??? thank!!!?


How long do I have to wait before filing for Chapter 13 bankruptcy again?

I filed for Chapter 13 bankruptcy on 09/03/2010 because my house was going into foreclosure so that temporarily stopped it, but by 10/15/2010 my mortgage company said the bankruptcy had already been discharged and that there was already another sale date so i wanted to file for Chapter 13 bankruptcy again because a month didnt give me much of a chance to do much. How long do i have to wait before i can file for Ch. 13 bankruptcy again??


Do you need to have a down payment for a personal loan?

I live in PA and plan to buy a mobile home.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do you have to pay sales tax again when you register your car after paying it off with an auto loan?

If title is stamped that means sales tax was already paid when lease was paid off, which it was. Sales tax was not re-issued.


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!


How to beat car loan interest by making extra payments?


Accounting entry for a pay advance / employee loan?

My boss gave an employee a $1500 advance to help buy a car. The employee earns a salary + commission. They agreed that the employee’s weekly commission will be applied toward the $1500 loan” until it is paid off. Using MYOB accounting software

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I have to file my student loans on my taxes?

I am doing my own taxes for the first time… I have two student loans from a university and a technical college… what do i put on my taxes? do i need a different form for this? how will this affect things? I also got grants this year… do i do anything with thoseee… i’m confused… i did get a w2 looking thing for one of my student loan i just don’t know what to do!


Has anyone found a lender to refinance an auto loan with bad credit?


Why do I have to enter a credit card number to get a free credit report?

I went to annualcreditreport.com and each of the three main credit bureau links ended in a request for a card number. I don’t have any cards. I don’t have an established residence that matches any address my creditors would have. I have tried for 2weeks to get a copy of my credit report… I keep hearing how important it is to know your credit score and I can’t even buy one over the phone! any suggestions?


Question about student loans?

I am disabled and was wondering how that would affect my chances good or bad. I had to file bankruptcy when I got sick and wonder if that blows my chances completely. I plan to apply for fafsa also but have already completed a program at the school I want to attend and was wondering if that makes a difference. If anyone has any ideas about anything else I might try any suggestions would be greatly appreciated. My goal is to first get my Associates Degree in IT.


Whose responsibility is it to identify credit report errors?


What kind of items will not come off your credit report with bankruptcy?


Bad Credit Loans…are they available? No Payday Loans-?

I am interested in clearing my credit card debt. My total card debt is $5000. I tried prosper….no luck. My score is currently 630…I just maxed out my cards because of a recent move and my car broke down. Are there any lenders out there for someone with my credit score? I currently pay $300 a month or more to credit cards.


Can I exchange my gift card for cash?

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How can I get my credit score online for free?

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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anywhere I could find as much information as possible on bankruptcy declaration in the province of Quebec?


Has anyone ever had luck getting the interest rate lowered on their JCPenney’s Card?

I want to know if anyone has ever called JCPenney to get their credit card interest rate lowered and were successful? What tactic did you use? I was recently unsuccessful, they wouldn’t budge. I had good luck with our Discover More Card yesterday they lowered our interest rate from 18% to 9.9%. Thanks for your input!


A question regarding Amscot cash advance service for individuals receiving monthly SSI, in Florida?

Guesstimating, what would be the maximum allowable cash advance limit, through Amscot, for an individual in Florida receiving monthly SSI payments of $688.00? I receive no other sources of income besides my monthly SSI. At minimum, do you think I would be qualified for a $300.00 cash advance? Thanks in advance everyone for your opinions regarding the matter.


Which is the better length of car loan 48 mo or 60 mo?

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