Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where to borrow money that is not a payday loan?

My sister needs $2000 for that could be repaid in 2 months. She just started a new job, has bad credit and no personal contacts who can help. Suggestions (serious only, please).


Where is best place to get 1st time buyer home loan?

both our scores are around 660 dont have a lot of money for down payment bank, ditech, lending tree, or what please help


Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

because i am struggling in money right now and my employer is cutting my hrs.


3 mnths ago my fico score was 585?

I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Can I include a private loan in bankruptcy?

This is a 1st. There are papers but we never received a copy. We trusted him to be fair then he said it’s an interest only loan so not one penny has gone on the house so we get nothing. We haven’t missed a payment yet but I’m sure it’s just a matter of time. Even tho we haven’t missed any he’s been after us to sell.


What’s the best web based online chat room (not porn) to actually chat with normal people?

maybe its too old school.. I thought there were still chat room somewhere..


Free credit score report ?

I’m buying a car and I want to know my credit score before i head to the dealership. Is there a way for me to attain a free credit score online ?


How expensive of a car can i get if im military?

I’m looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i’d get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!


When does hr block start their emerald advance line of credit this year?

i have been getting the advance from hr block where u go in and give them your estimated income for the year and then you can be approved for a loan of up to $1000 and then they take it out of you refund. i have gotten it every year for the last 3-4 years and i was wondering when it started this year because i really need it to help my family out for christmas.


What are some ways I can improve my credit?


What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

Don’t care for payday loans -NOT AN OPTION ok. I’ve already pawned some stuff. Didn’t get much money along with odd jobs for elderly neighbors too. Friends & family are not helpful either-have own money problems. On fixed income/disability too. No luck with personal loan from bank/credit union. Any suggestions or solutions will be appreciated.


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

i know that there are programs with the correctional area that will help pay off student loans. but does anybody know where else i can look? i have a lot of student loans under my belt. i have yet to consildate, but i wll soon. i need so really, good, smart answers. in other words, i need HELP!! thanks so much for any help that you give me. also, i am texas.


Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

Ok so I live in San Francisco Ca. I got an electronic payday loan from Cash Advance America for 300 dollars in December 2013. After that I lost my job and I cant pay them right now. I got a call today from a Daniel white ” from phone # (914) 222-3393. Its a man with a heavy hindu accent and tells me he is calling from the credit bureau of investigation


How much do mortgage consultants make?

i heard they make 1% of the loan amount. so if 4 people take out loans for 500,000. 1% is 5,000. so a mortgage consultant could make 20,000 a month?


As a follow up to my last question, anyone know any bad credit auto loan banks or what not online?

Capitalone already declined me so anything else. Please only answer from experience or if your a lender, just not with a link that will take me to another link and then someone calls 2 days later from a place about 70 miles away. Thank you


What is a good gift for my realtor and mortgage broker?

As first-time homeowners, they have helped us for the past 3 years to repair our credit from a low score of 540 to our present 780. They have helped us with purchase decision-making with cars, etc over the years as to make sure we don’t hurt our own credit. We are getting ready to close on our first home and we would like to buy them both something nice. Do you think a decent sized gift card to a nice restaurant would be ok?


Extension of parent’s credit card affect me?

I was 18 when my mom gave me a credit card that was an extension to hers. I have two questions. 1. Is this card part of my credit history? (it would be my very first credit card then) 2. Does her big balance negatively affect my credit ?


Should Payday Loan stores be made illegal in all 50 states?

Only July 1, the state of Oregon passed laws forcing these payday loan companies to treat customers fairly and not charge outrageous interest of 500% or more. Most of the stores left the state. Should the rest of the nation shut down these folks for being legalized loan sharks? or is it up to the borrower to decide where they want to get money from?


Will my banks deny me for an auto loan?

oklatom; its not that i am trying to push it up. i am finding the car i want on the internet. and when i get ready to buy the car may or may not be there. therefore i want to give myself as big as a margin as possible to buy. what if i find another model of the car i want but it costs 8k instead of the 7k that this one costs?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

I live in Illinois and took out a payday loan. I signed a voluntary wage assignment. I revoked a wage assignment last month (In Illinois, we can cancel it at anytime). Last week they sent me a letter that they will garnish my wage unless i pay up or send them a revoke letter. This pissed me off because i already sent them one. I sent them another one right away and all attached the notice of defense (certified mail). Today I got a letter from them stating that if i don’t pay up they will tell my employer to garnish my wage. I talk to my employer and they said that if they it, the payroll office must comply and that I will have to take the payday loan company to court if i want the money back. Can I sue the payday loan company if they ignore my revoke letter and still proceed with garnish my wage? I’m going through bankruptcy right now and they are fully aware of them but they are trying to break the law to get their money back.


How can I find out what my allstate car insurance policy number is?


Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


What personal possessions can be seized in the event of a bankruptcy?

I know it varies by state. But if you have a paid off vehicle which is your primary source of transportation, can this be taken from you and sold? Also, can your wages be garnished as well?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

I am 1 month behind on payment, paid last months and this months payment today, will they give my my 5000 credit limit back since I had it last month but do to the missed payment they gave me 0? I paid both payments plus an extra 50 bucks?


WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

can anyone tell me of any sites like wonga.com where i can borrow a minimal amount for eg.£20 and have it in bank same day? any help would be appreciated Nat x


What is the best online mortgage company?


How will filing Chapter 7 bankruptcy in Illinois affect me?

Last year at this time my credit score was 750, but over the past year I have had some financial crisis and am very deeply in debt. I talked with a lawyer today and I understand the difference between chapter 13, and 7. My question is, other than the obviouse destroying my credit, how will filing chapter 7 affect me? Will I ever get a credit card again? Will I lose my atm/debt card? Will I be able to rent a house or apt after my foreclosure? Please, anyone who has any experience with this, any info would help.


I have about $16,000 in debt. Should I use a debt consolidation agency?

So I have (altogether) about $16,000 in credit debt between 2 credit cards and a line of credit with BECU credit union. Total each month my monthly minimum payments total about $400. I can make the minimum payments no problem and can usually pay a little bit more though not much. Between my other bills, gas and having a little extra money to have a life with I can usually pay an extra $50-$100 total each month. My BECU payment is about $150 a month (with a little over 10% interest). I also have a mastercard payment of $145 a month and an AmEx payment of $90 a month (both 14-15% interest). Is it worth it for me to contact a debt consolidation agency (a co-worker of mine uses Care One Credit and she says they’ve helped her), and if so what is the best one to work with? Or am I better off just making my payments and paying what little extra I can, whenever I can? I don’t really have the option of getting a consolidation loan as I do not own a home and my vehicle is not worth much at all (still runs great though). I did a google search on Care One Credit and found a lot of talk about them not really helping people and in some cases making it worse but my co-worker swears they have helped reduce her debt from $4000 down to a little over $1000 in less than 2 years.


Can my mom be put in jail for owing a cash advance?

I live in South Carolina nad my mom owes 3 cash advances. She’s on Social security and SSI. She can’t pay these cash advances. 1 is not bothering her 1 wrote her a letter and saying that they are going through some legal work and 1 came by here at the house and said YOU WILL GO TO JAIL IF YOU DON’T PAY!” Can they really put my mom of 77 years of age in jail? I’m in bankruptcy and my lawyer said i didn;t have to file because they can’t put me in jail. But i went through with the bankruptcy. I just want to know what to do. Thanks!”


Can a new mortgage cover closing costs and home repair/upgrades?

Ok, question answered! I wasn’t sure how all of this works, and no, I’m not suffering from a delusion” as someone put it


My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

Starting January should I cancel this credit card 20% interest seems excessive to me? and the 20% is variable


What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

we already have a star card


I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































Can disabled people get a real credit card?

Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can i go online to get my free credit score?

where can i go online to get my free credit score without signing up for some credit managerment program


What are some thing to do to repair credit after bankruptcy?


Safe loan quickercash.com?

i just typed my information on quickercash.com. im scared they might send my information to anyone else because it said something about a third party. does anyone know if this site is safe? has anyone used it before?


VEGAS TRIP!!! Any tips for a strapped for cash college student?

I want to take the girlfriend for a nice trip to the strip. Maybe in mid September at the earliest, but I havent started making any concrete plans. Where is a nice place to go that won’t break my bankroll? Are there any hot deals that I would be interested in? What are some sweet attractions to check out? Thanks for the help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Yourpaydayloanhelp.com says that they can help you settle your payday loans?

are they for real


How to pay off credit card debt on a tight budget?

My boyfriend makes about $1200/month. He pays me $400 for bills and rent. Probably spends about 200-300 on other expenses (gas, food, etc). He has 20 grand in credit card debt. I’ve been with him for over a year and we click completely. I’ve never felt the same about any other man in my life and I just know…he’s the one. I just can’t see myself marrying someone if I’m never going to be able to buy a house with him. Already I hid him from my landlord because I didn’t want his credit to affect whether or not I get approved for an apartment. I don’t want to have to do this for the rest of my life and I don’t want to dump him over a bunch of green pieces of paper. Yeah, money is important in this world, but it’s certainly not everything. I have only 1 credit card and I never use it except to fill up my gas tank once a month to keep it active. It’s for emergencies only, really. I’ve never had any issues with it. I don’t know much about what happens when you can’t pay your credit card bills. My boyfriend doesn’t like to talk about it which makes me feel like he’s hiding from the issue. But after talking on several occassions, I know he’s ready to figure out how to pay off his debt. We just don’t really know how to go about it. Can someone give us any advice? I don’t want him to start making payments and basically only be paying the interest that builds up every month. I don’t know. Just looking for some advice. Thanks.


If I order something online and it’s the wrong credit card information, will the order still go through?

Should I just make the exact same order but with the correct card type? So the store can just cancel the order with the wrong credit card information?


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if I don’t pay my store credit cards?

I have two store credit cards (like american eagle and such) they both only have like $300 tops charged to them, but I just don’t have the money to make payments on them : / I get like ten calls a day from bill collectors (of coarse i don’t answer lol) but I’m wondering what exactly will happen if they don’t get paid??


I’m poor and my best friend is rich?

I’m poor (my mom doesn’t qualify for food stamps but she just did some food shopping at dollar tree) my best friend lives in a nice house with super – financially stable parents. I honestly feel so inadequate and upset. I live in a dump with mold on the walls and he lives in a two story house that even has a finished basement. He’s never been over, my mom doesn’t let people come over because our house is disgusting but she literally won’t move anywhere else. I try to talk to her about getting a presentable house but she just screams at me and doesn’t explain why, although she did say she almost paid off the mortgage ( 20 years from now)


How long does it take for a credit inquiry show up on my report?

I recently applied for a few credit cards, I got one and the other was a decline. The 2nd card was from AMEX and i have read that they are a little more stringent when issuing credit than others. Do their inquiries show up right away? Should I apply again? I want a larger limit card.


What’s the best motor oil to use on a 1998 vw jetta 2.0 with 190k?

Whats the best brand and weight. thanks


Need help about trying to get a car with bad credit!!!!! Need any and all advice I can get!!!?

Hello I’m a working student. I’m 19 years old and just begin working again since last year for the summer. See I’m in need of car badly and yes I do not have perfect credit while I was in school somebody had stole my credit card and I’m half to blame it. I also don’t have a down payment and have tried so many ppl to cosign for me it’s crazy. My close family swear they have bad credit to but I believe its just there way of saying no. I don’t know what to do I have only been turn down once by a used car dealership what can I do I need a relaible car before august if not I might lose hope and faith. Please help and not with dumb answers!! Thanks!!


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.


Where is a good site to go to and get a free credit report?

So many of them want a credit card #. I found a site a couple of years ago that was completely free but cannot remember where. Anyone know? Thanks.


I am a cosigner and I plan on filing bankruptcy, how will this affect me?

I am considering filing for bankruptcy, and I am a cosigner on my mothers house and a lien was put on it for me owing on a different credit card, my questions regarding this are: -How long will I be on bankruptcy? -Can I still use my credit card that I have now and paying every month on? I paid 500 cash for the card (reusing my own cash basically) -I live in an apartment that I pay rent for and I am considering going on government assistance cause times are hard, will I get the help from them? -How will this affect my mothers home that I cosigned on?


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do the bank require a down payment if i am financing through the bank?

i am going to the bank for a auto loan…do i need a downpayment?


Can i get a cash advance with my greendot card?

I would like to put the loan on my prepaid visa card, so do I need a routing number and bank name for this


Is a 667 credit score approvable for auto loan?


Continue with car payment and bankruptcy?

My Wife & I are filing for Chapter 7 bankruptcy. I’ve been preparing the petition, schedules, etc. December we got a title loan on one vehicle to pay for Christmas. We owe only $750 dollars, can we just continue making our payments as agreed? with the lien and value of vehicle the balance is exempt, under law.


How can I get a free copy of my business’ credit report so that I can examine it?

I own a small business. I’d like to check my business credit report every year or so. How can I get a free copy?


State Farm vs Allstate Car Insurance?

I know this is kinda vague but what are your personal experiences and opinions on these two companies. Pros and Cons.


Is it possible that a loan company can charge off a auto loan and refuse car back?


What are the pro’s and con’s to bankruptcy?

I’m a 20 year old female with alot of court, health and other bills. I’m trying so hard to catch up, but i just can’t handle it. please help me out.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can debt keep me from getting certain jobs in the Navy?

I talked to a recruiter about joining the Navy and I can’t seem to get a straight answer. I have horrible credit and a lot in collections. I do however, have a secret clearance that I obtained a couple years ago. I would really like to get into the Nuclear program if possible. I scored a 92 on my ASVAB and have no other legal issues. Would I be able to get in if I file for bankruptcy? Or would it be better to get a debt consolidation loan so that way everything is out of collections by the time I enlist.


Is there anyone out there that has gotten a cash advance online and know thats its safe and real ?


Has anyone used credit repair attorneys?

One of my New Year’s resolutions is to fix my credit. I’ve been advised not to use debt consolidation programs. So, has anyone had any experience with credit repair attorneys? Like, Lexington Law Firm, and of the like? How does it work? Please tell me your experience. Thanx!


Looking to get an auto loan of about 20k, should i wait for my pay raise?

I’m 23 with a score of 740. I went to my credit union for a loan and she suggested i wait for my raise I’m getting next week to show more income, i make 14 the raise going to 18 dollars. the car i want is a bmw 328i which is around 22k but im planning to put around 6k down. will waiting for my pay raise make a big difference on my interest rate?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score


Can I declare Chapter 7 bankruptcy under these conditions?

I am in my 20s, I rent do not own. I have $22,500 in unsecured credit card debt. I only make $31,000 annually. I obviously know I am in a dire condition, so I really do not ask for any negative comments. I am ashamed that I allowed my financial condition to become so dire, but never the less, I am unable to pay this debt off. I live in Pennsylvania, and I need to know if I am still eligible for Chapter 7 bankruptcy under the updated bankruptcy laws? I did a little research on my own, and I seem to meet the conditions. I do not make the median average for the state. I appreciate any response.


Where’s a good place to get a free credit report online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a loan, going to beauty school?

im going to start regency beauty school on the 20th and have practically been battling with them to get info and to progress my situation. i don’t know what im doing nor am i getting any answers from them can somebody PLEASE help me just give me any information you have here’s my situation i applied as independant on my fafsa because neither of my parents are in my life i need financial aid to help me pay for an apartment my tuition is 18k i am elligable for the federal pell grant up to like 6k so im estimating i need close to 20k for a loan how can i get that much?


Where can i get a free credit report?

You all have not given me any for CANADA only for the US Come on


Is there anywhere i can get a free credit report without a checking account?


CIBC online banking help?

What the heck is a payee? I’m trying to pay my credit card bill but have no idea how.


Where can an 18 year old get a loan for $2000. credit is not bad.?


Filed bankruptcy and kept my car?

I did not do a reaffirmation,I retained my car and agreed to keep paying. Now i can not afford to pay the car what now? If it is reposed will i owe? or does it still fall under my bankruptcy?


Can I get a cash advance in my checkings account with USAA?

Is it even possible to get cash advances on your debit card just like your credit card? Will it be considered a loan or something like that? I’m in serious need of money right now but my military paycheck isn’t even close to be enough. It’s not an emergency or anything but I’m gonna be in a bit of a hole if I don’t get that money soon.


What’s the best online payday loan?


Is such a thing as a free credit report really exist?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Questions about auto loan?

Here is the situation, I bought a 96 Camaro and was told it was in good condition and it looked that way and drove great but after a coulple months I found out there were some serious problems with it and I belive the fuel pump is going out on it, anyways, Im just looking to sell it for the money that I owe on it just so I can get out of the situation and only owe 2000 more, anyways I will never buy another used car again, but just wondering where I can get a auto loan with no credit and unfortunitly I used all my money for the down payment on the camaro and with the 300 dollar a month payment there is no way I could save money for another? any help? Need a ride to get to work and back!


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score


Where is the best place for me to get a personal loan?

I’m 18 I don’t have anything against my credit and the only thing I know of is I owe 100 dollars to the old bank I used to use, but I have wells fargo now. I make 1100 a month and have rent of 535 for my apartment. I have been employed for over a year also. I’m looking to get a personal loan of 1500 to 2000 dollars. Where is the best place for me to apply?


If you have an auto loan on a car and the car stops working within 2 years, do you still have to pay insurance

and are there any other options


Mortgage rate symbol?

I am looking for the symbol for the 30 year fixed mortgage index symbol on yahoo? anyone know it because i cant find it anywhere?


Getting an auto loan?! Help!!?

I am 19 and have a fair credit history…I have had a card with capital one for a little over six months now and currently have 5 other credit cards. I am currently $3,200 in debt but am paying off $2,400 off by the end of the week. For the hell of it I applied at lendingtree.com for a auto loan and it forwarded my information to capital one and they denied me with a credit score of 627. How easy should I expect it to be to get an auto loan when I pay off most of my debt and have a $1,000 down payment by the end of march? Any plans of suggestions?!?!


Car salvaged because airbags deployed?

Im looking for a new car and i came across this bmw that has a salvaged title on it and i asked the guy for pic of the accident and the car did not look bad at all. Looked like he was a colision at a turn since its in the front right of the car and it didnt smash into whatever he hit becuase the bumper was still well on just hanging a bit from the side were it was hit. I asked why it was salvaged since it didnt even look bad at all. He said it was because of the airbags that deployed. He said he had them replaced along with the windsheild and bumper. The car is a 2011 bmw 3 series sedan with 63,300 is it worth getting? Its priced at $14.000 and im thinking of taking a friend who is a mechanic to look at it. Right now the car looks beatiful. Never would of known it was in a accident if it wasnt for him mentiong it. I just asked this question but what i noticed it that everyone is talking about the frame. The owner said there was no damage done to the frame. What about insurance though?




















































How to get a real loan to pay off payday loans?

How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a loan disbursement, and how does it affect interest?

i don’t quite understand the nature of a loan disbursement. (i’m dealing with a federal direct unsubsidized student loan and a federal direct parent PLUS loan). is a disbursement like using PART of a loan? or is a disbursement THE loan amount? like say in total over a year you are going to have to borrow 5000 – my question is does splitting it up into 2 disbursements mean you pay interest on 2500 for half a year, then when you want to use the next 2500 for the next half year, after that second half is disbursed, do you start paying interest THEN or at the beginning when you decided you’ll need 5000? i did a really bad job explaining that, but basically my question is what is a disbursement and does getting several disbursements affect the amount of interest accrued? (i understand that each disbursement creates a fee, but i am right now wondering about the interest so that i can compare what’s better)


HOME LOAN INTEREST RATE NEGOTIATION?

CAN I NEGOTIATE INTEREST RATE FOR HOME LOAN. OR ANY CONCESSION ON PROCESSING FEES


Me and my husband are separated. Can I file bankruptcy without using his income?


Laid off cant pay car loan what should i do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit Score of 716? Is this good? To be approved for a Mortgage?


What would be a good APR on my car loan?

I have zero credit history and I’m putting down $5000 on a Ford Fiesta that will cost me around $15000 everything included. —I’m thinking about going to a credit union….Ford offered me 7.9% APR or a $500 rebate. I’m hoping to get 7.9 or better at a bank or credit union so I can take the rebate too. Tell me what you think.


What is the best payday loan?

Which is the best payday loan where I don’t have to pay it all back at once.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to file bankruptcy for free. Who does it in DC?


Fighting Experian Credit report?

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them saying they have verified the information to be true. My Experian credit score is 70 points less than Trans. and Equifax! How can I fight Experian? I can’t afford an attorney and they are killing my credit score. HELP!!


Does anyone if and where I can get an auto loan for under $4,000?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


Where can i get a free credit report?

not a place where i need to sign up for something, I know there is some safe government sponsored thing where you can get one free credit report from each bureau a year.


Where can I get a free credit report w/out having to sign up for free trials and such?


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


How do i increase my credit rating?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan Without Credit Score?

@Man of God I have a good stable job and 2 yr history with my bank. I am not sure about how much money I can pay as first installment.


So I went to FreeCreditReport.com and checked my history… I just turned 18 and have all of my dads credit…

How do I get my credit cleared? My first name is his middle and vice versa, I know its a simple error, but all if his stuff is on mine and I cant get any cards or anything..? What do I do?


How much can I get from a student loan?

I want to know what is the maxiumum amount I can borrow for college. Also, what is required to get a student loan? Do I have to be 18? Do my parents need good credit? Thank you.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


How to get a 1,500 dollar loan?

My mom needs help paying her bills right now and she needs 1,500 to a 2,000 dollar loan is there some where she can get easily approved and pay it back in monthly payments


Free credit report.com songs?

i know all of these 3- http://answers.yahoo.com/question/index?qid=20080509140342AAa0Mys but wasent there one where every one was on bikes and the lyrics are all like- f to the e to the e to the e to the c to the… and so on what are THOSE lyrics?


USAA Pre-Approved Auto Loan?

How often will USAA offer me a pre-approved auto loan? One just expired and I am looking to get a vehicle within the next couple months. I am wondering when the next offer might come along.


Won’t get approved for credit card?

i been trying to get a credit card for the longest time i got good credit but i won’t get approved for none of them! so what should i do or what credit card should i sign up for thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would like to know a safe, legit online loan site for unsecured loans any suggestions?

I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.


If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% ?

If mortgage rates rise form 5% to 10% but the expected rate of increase in housing prices rises form 2% to 8% are people more or less likely to buy houses?


I had to have a co-signer for my auto loan, so who is building credit when I make my payments…?

I had to have a co-signer for my auto loan (since I have NO credit.), so who is building credit when I make my payments…? Me or my co-signer? If it is the co-signer, should I refinance the vehicle sometime in my name? And would that make my interest rates sky-rocket? (They are low due to co-signers excellent credit.) Sorry for asking so many questions, but I am trying to build a credit score of my own.


Filed bankruptcy a year ago but they are still reporting past due balances?

In January 2010 my parents filed bankruptcy but the stupid lawyers messed up and didn’t reaffirm my car(parents loan but I’m paying the loan)-our paper work said it would be reaffirmed but it didn’t happen. So technically my car was filed in the bankruptcy but the loan holder said if we continue to pay the loan it won’t matter. They no longer send us statements and such. Anyways there have apparently been two months in which I did not pay the monthly payment (I believe December 2010 and February 2011). We found this out because my parents just ran their credit report and it was reported on there as a past due balance. Being as the car is part of the bankruptcy are they allowed to post past due payments on their credit-which brings their score down even further?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get out of payday loan dept, that has snowballed into a civil dispute?


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Can CFO lending payday loan company, send an agent to my home?

I took a small Payday loan out…well, I can’t remember how long ago now, maybe a year to 2 years ago. Before I moved to a different flat, I contacted everyone i needed to, to let them know my new address, this included CFO Lending, letting them know my exact address. I did that a month before moving, so there wouldn’t be any lost post or probs. I would pay CFO by them sending me Payment slips once a month, which I would use at a Post Office-I refused to let them know my new bank details, as I could not afford for them to take what they wanted. Since moving, I had not received any payment slips, and despite sending them a couple of letters asking why they haven’t contacted me, I eventually thought maybe they had given up on me. I have just received a letter from CFO, stating that because they could not contact me at my old address, and then only now discovering my new address, they will be sending an Agent to my home on Friday 25/04/2014 between 08:30am and 1pm to discuss my account, unless I contact them immediately. I never talk to them by phone, I was told that by both Citizens Advice, and a Debt Relief advisor. And lastly the letter doesn’t state when I took the loan out. I would like to know. 1) Would they really send an agent? or is it a scare tactic. 2) Are they intentionally ignoring my letters, to scare me into paying more/the full amount?


How do I change my name with Equifax Canada?

I couldn’t really make out what the guy said on the phone despite getting him to repeat it multiple times. How do I change my name upon marriage with them? Does anyone know what documentation I must send in?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Free Credit Report .Com?

I keep seeing this commercial and ads everywhere for Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean


How to get a loan no job or bank account?

need a loan no bank account, job, or credit card


Can i get a car financed with a credit score of 609 and $1,000 down?

i am 20 years old and i am looking for a car worth about $8,000, will i be able to get financed with a credit score of 609 and 1,000 down?


Would filing bankruptcy be ideal for this situation?

I was a struggling Realtor for the past 5 years and (as we all know) that was the wrong industry to be in. I basically had to live off my credit cards, now owing $30k on those. I’ve been making on time monthly payments for years, always a little more than minimum due. I successfully short sold my home 2 years ago, dropping my credit from 720 to 650 or so. I have no clue what it is now but since i’ve been almost maxed on 3 credit cards for awhile it’s probably dropping still. My credits already bad, would BK make it worse? I owe only $13k on my car and make timely monthly payments. Own no home now. I just got married, my man is in the military and we’ve just relocated (which is why I have no job). He is saying that my debt will soon affect HIM, like creditors will come knocking down his door. That doesn’t sound right to me, since it’s debt under my name, my social, cards in my name, etc. Anyway, I have no income to pay this amount off, which is new to me since I have had high credit all my life, dont know a thing about new bankruptcy laws, dont know about credit solutions company, etc. i just know that i am paying SO much in interest every month, its not going down anyway. When we do buy another home, he could buy in his name because his credit is great, and I still have my car and dont want a new one anytime soon. thoughts?


Victim of Identity Theft, How do I get the accounts removed from my credit report?

My daughters fiance just got a letter in the mail from a collection agency last week. He is 22 years old and has never had nor has he ever applied for any type of credit. The collection agency says it is for a loan from 2008. I had him go to annualcreditreport.com and get his free credit reports. There are two accounts listed as charge-offs from 2008 (I am having trouble finding out exactly what they are but it appears one is for a credit card and the other must be the loan the collection agency is calling about.) The point is neither one is his. It turns out that his stepmother and his father used his social security number and opened the loans, they admitted it. They also have a combined cable/dsl/phone service in his name and they owe $748. He has went to the sheriffs office and we have a copy of the police report. I also had him file a complaint with the FTC. My question is who do I need to send copies to to have this information removed from his credit file, the credit bureaus, the people reporting or both? Also what do we send copy of the police report and any other information that we have? Thanks to all who answer


Will paying off charged off accounts help my credit score? and other questions….?

My credit score is very low (around 500). I have a bankruptcy that will be 5 years old this year. Since then I have had about 5 accounts charged off. (Went through a really rough time…dont judge!) That was about 2 years ago. I have one installment account that I opened and just recently paid off. That account should be in good standing. But that is all that I have going on with my credit report. I don’t own a credit card that I make payments on. I just use a prepaid visa as a credit card if I need one. What would be the best way to make my credit report better? Will paying off those charge off’s even help at this point? Does having an open line of credit in good standing a good thing for your credit score? How long will that bankruptcy show on my credit report and how will that affect my credit score once its gone? Thanks for any help!!


Credit cards after bankruptcy?

Please do not judge me or post nasty comments about bankruptcy… My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and are filing for bankruptcy. I am curious how long it will take to get a credit card after the bankruptcy discharge? We want to re-build our credit ASAP.


Can a person withdraw money from an ATM using a credit card?


Debt consolidation?

what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


How to get a real loan to pay off payday loans?

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?


Looking for a online game with high graphics?

would mostly like it to be rpg or mmorpg or mmo or something. but graphics kind off counts to me. i like japanese or chinese games. but in english version ofcourse. i tried loong online, and i liked that game very much. but i grew tired of that, so i’m looking for a new game:) thanks in advance:D btw skyrim rocks!!! just had to say it…


What type of loan should I get? My car is broken down…?

Okay I owe 6200 on my car and now it needs a new transmission for $2000. Should I get a line of credit on my house for the amount (13.5% interest) and i can deduct the interest at tax time, or should I just refinance my auto loan? The interest on that is 9% and I can’t deduct the interest.


Should i file bankruptcy before or after i attempt to get a business to start a business?

Ok i want to start a restaurant with my husband he has 16 years experience and i have about 8 our credit sucks its over 500 below 600 i think. my question is should i file before or after we try to start a business… i was thinking before so we would have a clean slate but i dont know so please help me and thank you so vvery much..


I’m being charged twice for my student loans – what can I do?

I consolidated my loans after I graduated in 2000 and I am in good standing with the company I consolidated with. However, suddenly I didn’t get my tax refund because of outstanding student loan delinquencies. After looking into it further, I found out that another consolidation company is stating that I owe them the entirety of my student loans. So in essence I’m being charged twice for my BA. I could use some advice and guidance as what to do about this. Surely this cannot be legal.


Where can i go to get a free comprehensive decoded” credit report?”

by decoded i mean a list of of all debts owed and by whom.




















































Where can I get a true free credit report w/no strings attached?

Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Loan consolidation help?

No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?


What my little pony is Rainbow Dash’s best friend/friends?

My friends and i on psn have this my little pony joke im Rainbow Dash and we are best friends so what my little pony/pony’s are Rainbow Dash’s best friends?


Will I be approved for a 16k auto loan?

I am wondering if I will get approved for a auto loan of 16k. Vehicle is worth 30k, I have 14k to put down on it. Credit score from trans union (trans risk) is 709. Fico is 675+ being held back by 3 late payments 44 months ago. No late payments in the last 2 years. 2 auto loans in the last 2 years, one for 7,500 (paid off) one for 10k (still owe 1,800). One credit card with a limit of 1k and a zero balance on it. Total expenses between rent and my loan are 1050 a month. Take home income is between 3,800 to 4k. No debt other then the 1,800 remaining on the loan.


Does being cosigner for a auto loan improve my credit?

my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a good auto loan interest rate?

I’m planning to buy a 2005 Nissan Altima for $8500. The dealership is still running through their banks to find out what my payments would be and stuff. I’m also checking with my own banks, and my parent’s credit union to see what I can get. I really have no idea what I should be looking for in an interest rate. I don’t know what’s too high, or what is ideal. Of course I’m going to go with whatever is lowest out of the banks, but I want to know what to expect before I sign those papers. What should I expect for an interest rate? I owe almost $3000 on my credit cards. I have a $5000 student loan that I haven’t started paying yet (because I’m not done with school) and my credit score is almost 650. What’s a good rate and what should I expect?


WHat to do? Sallie Mae, Allied Interstate….?

I filed chapter 13 bankruptcy 5 years ago. I finished it a year ago and was informed that private sallie mae loan was defaulted and turned over to Allied Interstate. I contacted them after my ch 13 was finished. Allied Interstate said that After I pay 3 months of payments that they can put me in the 0.01 percent interest payment plan since my loan has been charged off. This has never happened. After 6 months I would call Allied and they would tell me something like check next month. Now it has been 9 months, and Allied has told me that there is nothing that they can do, and the guy tried to get me to settle with them ,and find a loan somewhere. Every time I call Sallie Mae, they transfer me to Allied Interstate. I have been making these payments on time for $400.00 and my loan total has been going up instead of down. What can I do?


Have you filed for bankrupcty?

I’m really thinking about filing for bankruptcy, I have 16000 in credit card debt and I’m unable to refinance my home to a good interest rate because of my debt to equity ratio. I talked to a lawyer and I forget now which chapter I’d be filing under, I believe it was 13 but could be 7. It was the one where you don’t pay back anything. Anyways, I was wondering, overall, is it worth it? what sort of problems did you encounter afterwards, etc..


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Companies making mistake on your credit report after bankruptcy. what can you do about it.?

they are still trying to collect on discharge debt;using different collection companies.


How high does a beacon score need to be in order to co-sign for a auto loan?

how high does a beacon score need to be in order to co-sign for a auto loan?


I am trying to find out if my bankruptcy has been dropped?

it is filed in georgia i need a web site so i can find out information about it


Best font websites? free or with letter setter?

where can i find great free fonts, or websites with letter setters” to test the fonts before i buy them? I know about 1001 free fonts


Concerned that I might become victim of Identity Theft/Fraud. How to protect? Additional details are below:?

I sent a completed application to Bank of America to open a new Brokerage Acct with a copy of my passport, copy of my driver license, my social security number, my checking acct no and bank routing number by fax. Bank of America said they have not received the faxed documents. I am really concerned that if these documents fall in wrong hand, it can misused for any purpose. I am 100% sure that the Bank received the fax since I have fax confirmation receipt. Can you please advise me on the followings? I will close my bank account. But the submitted documents can be misused for getting loans and credit cards etc. How can I protect my self against this? Is there any insurance available? I really want to complain against Bank of america since the bank is taking this lightly and hesitant in doing any investigation of this issue. I am just a small customer which means nothing to the bank. Is there any organization where I can submit this complaint against this bank?


What did Nathan Scott do that is related to shaving? ONE TREE HILL?

in the episode i forgot to remember to forget, nathan said he was happy that no one mentioned shaving….


Where can I get a fast loan for $1000.00. I will lose my license if I don’t get it. Someone help!?

I need a loan quick! Does anyone know of any payday loans that are gauranteed?


I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?

I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why wont best buy approve me of a dang credit card?

I am very confused on why I cant get a credit card from best buy to try and help reduce the cost of my laptop for college??? I have good credit for being 19 and I have been maintaining my current credit card for a while now have not missed one payment on it i use it to build my credit so I cant figure out why best buy will not approve me for one. my friends all got approved any idea why i cant??


Do auto insurance compaines have to view the damaged vehicle?

My boyfriend and I were recently in an automobile accident and he doesn t have gap insurace so he s freaking out about his car being totaled and the fact the value of his car is less than his loan. The girl who hit us, her auto insurance company is coming to view the car, and he s conviced this means his car is totaled. Is it common that insurance companies look at the car to see If damage is present or does it mean his car is totaled ?


Any experience with a ‘bad credit’ auto loan?

Does anyone have any experience with bad credit” auto loans? For example: roadloans.com. My credit is poor because I am only 22 and have had some issues with student loans. I would rather have the loan before going to the dealer


Question about loans in america?

Does anyone know whether british students studying in american can get out a loan? Thanks


Loan against 401-K?

I was told I can go to a bank and get a personal loan and use 401-K as collateral for the loan. My credit could not get me loan alone. I need about 2,000 dollars and have 16,000 in 401-K but only vested amount of 5,000 Can I get loan against it?


Can you get a small auto loan based on your good credit?

I’m 21 and I am self employed, I have had a credit card since I was 18 and it has always been in my name. I have never made a late payment so I’m sure that my credit score has to be decent. I’m wondering being self employed can I get a small auto loan for like 2500-3500? I also can get a cosigner if I have to. I’m just worried that they will see self employed, and I don’t have any paystubs for my wages, and also I bank through a credit union which might make it easier.


How can i get a free credit score without paying money?

i would like to check my credit scores so i can fix my credit . So I can get approve for a business loan and grant . I have been released from prison. And would like to start my own food business .


What online stores accept Checking Account info as payment BESIDES PAYPAL?

Want to shop but los my wallet and my credit cards.. Need to get a present shipped ASAP but can’t find any ONLINE stores that accept CHECKING Account info.. What happened to them??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


How can I file for bankruptcy?

I need some info on how to file for bankruptcy….


Is it better to apply for a personal or auto loan online or in person?


Where should i get my first credit card?

19 years old full time worker (5 out of 7 days 40 hours) Student( 2 out 7 days. 4 classes) Where should i start to build credit as less stressful ?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get an homeimprovement loan after bankruptcy, of 2 years,and low interest rates?


Where can I get a true free credit report w/no strings attached?


What is the implied tax rate on the highest quintile?

What is the implied tax rate on the highest quintile? Highest quintile: 2007 income= above $100,000; average income= $168,000, share of total income for the U.S. = 49.7% this is all of the info that I was given and I have to find out what the implied tax rate would be for this quintile.


How does a preapproved car loan work?

I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 4kids finally bankrupt?

They’re ruining anime as we know it and worse yet made them sing the national anthem… wth!!!


How long will it take to pay off a $5000 loan by paying $50 a week? ?


I got an Auto Loan with CapitalOne, question about model year determining APR?

Hi Guys, I just got approved for an auto loan with CapitalOne, and I’m very confused by the book with the blank check they sent me. They have a chart it in that looks something like this… The model year* of the vehicle purchased will determine your APR. Model Year | APR | $8000 | $13000 | $15000 ————————————–… 2008 or Newer 6.70% 2007-2004 8.05% 2005 or older 9.30% -1 or older 7.30% Thats all they say… It doesn’t make sense, it’s ambiguous. So if you bought a 2005 you have the option of taking 8.05% or 9.30%, haha. I know that’s not right, but seriously they should of given me more info. I looked on their online calculator and I guess it also goes by if I purchase it at the dealer or not. So if I bought a 2003 from a dealer it will still be 9.30% no matter what? Last time I checked my score was 725, think I could get a better deal out there?


Are there any home loan programs to stop forclusure?

2 part question, we refinanced and our payments are about to double, we can not afford them, my husband makes less than he did when we refinanced, so we will not qualify, withthe market I doubt we can sell, is there anything we can do? Would filling bankruptcy help or hurt?


Caculate the monthly payment for a $6000 loan @ 1.99%APR?


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Can the payday loan people call you and threaten you with arrest?

I live in california and got a payday loan about 4 years ago at that time I had every intention to pay back. But I had unexpected withdrawals from my bank account that put me at overdraft. Right now I have been unable to pay them back because I have more debts than what I make. I recently had a baby also and have been on disability which is less than what I would make at work. They called my mom and told her all about this( are they allowed to disclose information to other people other than myself?). They told her that I had to call them back that same day or they would send someone to arrest me.


Best private loan provider for nursing students?

I will be entering am accelerated BSN nursing program and will need a private loan to cover the rest of my tuition.


How do i get negative items off my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I qualify for a Car Loan???!!?

I have $6500 to put down, I have had a part time job that I have been working at for over 6 months, I make around $300 a week but I am a full time college student and have no expenses (student loans/pell grants pay for everything). My car just died and am in dire need of a new one and I want to get one that will go for a while with low miles. My reason for financing (6500-7500 dollars) is to make payments to increase my credit score because when I graduate my debt-income will be screwed b/c of all the student loans. Bad thing is, the only option for a cosigner would be my parents whose credit score is low (~600-620). I want to get approved for $6500 or $7500 so I can go ahead and spend 13-14k on a good solid honda or something with low miles. Will I get approved alone? Would it help if I got a cosigner with a 600-620 credit score? How much will I get approved for?


Where can I get a true free credit report w/no strings attached?


Does anyone know how I can get a payday loan that I don’t have to pay back for at least 3 to 6 months?

Hello, I am interested in getting a payday loan or cash advance loan with no credit checks. I do not get Direct Deposit and I need at least $1500. I would like to know if there is any place in Santa Clara County California that offers this loan with no payment due until 3 to 6 months???


Where can you do a free credit report without giving them you credit card information?

I am wanting to do a credit report but I want to do a FREE one….Any suggestions? I don’t want to give out my credit card information either….


Is a credit score of 627 bad?

I recently applied for a credit card and was rejected because I have a serious delinquency”. This “serious delinquency” was me at 18 having my first credit card and not knowing I had an $11 balance on it for over 3 months. Bank of America (whom I had my credit card with) closed my account and sent it to collections. For $11. That was the only reason they listed for rejecting me. Also it stated on the back they got my credit score and it’s at 627. For a 21 year old college student


Chapter 7 bankruptcy, your car is over 5,000 will the courts allow you keep it by paying payments to trustee?

I am looking into bankruptcy, the only on the bubble question is that my vehicle my be worth 10000.00 and I used that for work. With bankruptcy laws the value is only 5,000.00. Will the court let you make payments to the trustees if they want to liquidate it.


Is sub-leasing a car illegal in California?

I have really bad credit and even though I have been making payments, it still is in too bad of shape to get a car loan, so I agreed to take over someone else’s car payment and sub-lease it from them. He had told me that the car was in his name and we agreed on an amount. He agreed to give me ALL the paperwork a week after I picked the car up from him, so I have been paying well over a car payment amount to get it paid off as quickly as possible and now he is telling me it is actually in his Uncle’s name along with his, and that his uncle has no clue he’s selling it because, It would make it too complicated.” He has lied to me and made excuses and I was wondering




















































How do you get 0% APR on an auto loan, is it past credit or a promotion only?

How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Sallie Mae student loans?

I have been attending school for the past year, using Sallie Mae student loans to pay for in person education. Now, I am trying to switch to online schooling for the remainder of my AA. Does Sallie Mae cover online schooling? What about housing?


Does any one know where i can get a free online credit check ?


How much of your monthly income should be a mortgage payment?

Say on average you make $3,000 a month. (I live in Oregon by the way..) You still have to pay other things like water, sewer, garbage, electric, cable (maybe).. How much should you aim your mortgage at while looking for a home?


Is it true that every time you check your credit report through freecreditreport.com it counts against you?

I’d also like to know how many points they take off per credit inquiry.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are the best student loan consolidation options?

I have some $50K in student loan debt, which is defaulted, and in Colorado and New Mexico, across several loans. What are my options as far as consolidation goes? Are there non-profits that could help the interest stop? Will I be eligible while they are in default or do I need to get them out of default first? The current asking payment rates on my loans total about 40% of my income and are not feasible at this time. Specific names and websites of agencies that can provide assistance would be appreciated.


Part 9 Debt Agreement – What does the future hold?

I am living in Australia, and have been paying off my debt for about 2 years now, and have one year left. I am concerned about my future, I have a fantastic job now and I own my car, but I am worried that my credit rating is too shot to ever be able to get a credit card or home loan. Has anyone ever been in this situation before or have any advice? I am so much better with money now, I don’t want to be punished forever for my mistakes!


Is it realistic to get an auto loan with a FICO score of 650?

I had some credit problems in the past and most of the negative items will be removed from my credit report in less than 6 months. My current score is 605 and I expect it to be at least 650 by next summer (perfect timing, since I’ll need a new vehicle by then). My understanding is you can still get a high-interest loan with about a 625 score. But, how much lower would that rate be with a score of 650? I intend to borrow in the range of $13-$15,000 at 60 months.


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my free credit report easily?

How can I get my free credit report easily?


BANKRUPTCY CHAPTER 7?

if a debt on your credit report said discharged under chapter 7 does that mean you do not have to pay this debt?


What website can you check your credit for free?


Can someone answer this and show me the steps u did to get to your answer?

Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700


What does shorting sale of sub-prime mortgages” mean?”

Referring to what Goldman Sachs was doing


Question about bankruptcy?

Ch. 13 bankruptcy will stay on your record for 7 years. Someone also told me 5-7 years. Question #1-Is there a way to have your bankruptcy record not last as long if youve paid a some of it back. Question #2-If so, what is least amount of time it can potentially stay on your record depending on how much money you pay back.


How old do you have to be to get an auto loan?

They will not give my mother one because she has an open loan.


Canadian border services training?

I’m very interested in becoming a border officer, does anyone have any tips and advice for me? can i apply and receive a student loan during my training?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Am I the only one who considers the free credit report band one of the best bands of the era?

I think they’re up there and I’m not a class rock fanatic. Even though the front man is lip singing. they have much charisma and that It” factor to them.”


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


Where can I get a FREE credit report with out credit card required? Or, I can pay with paypal?

I want to get a detailed copy of my credit report. Also, one for my fiance as well. I DO NOT want to pay for a copy of this… what can I do? I can use funds in my paypal account… Does anyone know a REAL free credit report website that doesnt require your credit card?


Filing for bankruptcy with a lawsuit pending?

A man who had a class action lawsuit filed against him just filed for chapter 7 bankruptcy. The funny thing is that he owns muliple venues and is even on a couple of shows on TV. What does this mean for the lawsuit? Does it just get put on hold or something?


Are payday loans illegal in New York State?

Are payday loans illegal in New york state. I see their commercials all over the tv, but I dont see any companies.


What all can potentially get liquidated in ch.7 bankruptcy?

I know it can liquidate your home property. Anything else?


How much difference does a co-signer make to the interest rate on an auto loan?

Now I am confused. I didn’t at all get the impression that my rate would not change with a co-signer and that it was just to get me the loan in the first place. From what I was told at a dealership, I could get a loan but I would need a down payment and it would be at a high rate. They told me to get a co-signer and that could potentially bring my interest rate down drastically. I just want to know realistically how much I should expect it to impact the rate going down. Now I’m hearing it won’t bring the rate down at all? =/


Auto loan and car insurance?

The bank has pre-approved me for 11k. I have talked the dealer down to $8,500 for the truck i want. My insurance is going to be around $1,200 for 6 months. If i get the auto loan for 10k, will i be able to use the excess money to pay my insurance. I believe i read that the check from the bank will be written out to the dealer, but what will happen with the excess money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Drive thru divorce services in Las Vegas?

My cooworker is been wanting to get divorce but his wife is nowhere to be found. He heard somewhere that you can get divorced in Las Vegas with no need of layer for a smaller fee than a regular divorce process. Can anybody help me out with this one? I told him I would ask you guys, u seem to know a lot!! Lol Thanks!!!


Question regarding Army: student loan repayment program SLRP?

I have stafford loans and also Private student loans. Will the army paid for both my loans as a SLRP program??? My loan amount totals at $34,000 any help plzzzz???


I am a 19 year old college student with not so good credit seeking answers about a personal auto loan.?

Does anyone know where I can get a personal auto loan under $4,000?


Can a bank take both of my cars if I file one of them for bankruptcy?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Payday loans. Charging way too much interest. I got a couple of them and Im being charged 400 a month in inter?

Dose anyone know how to stop them from charging so much interest. Id like to pay them off in payments but that all I can do. I can barely take care of my four kids. Any one know of someone who can help?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


If I consolidate my payday loan will it ever affect my credit history? will it hurt me in the future?

Im still starting to build up credit, so I bought a car, I put a lot in downpayment, Month later there was an emergency so I loaned online (payday lenders) 1.5k and now I have been paying for very high interest monthly. I live in Maryland I also found out they are illegal? what should I do? If I go for debt consolidation will it ever affect my credit standing? As of now Im current of paying them every payday but it seems like Its hard for me to pay off the principal due to very high intetesf that I have been paying. What should I do? is debt consolidation a good plan?


Appealing Financial Aid?

I’m working with him on several scholarship applications. I’m just confused why if all 3 schools received the same tax info, 1 of them interpreted it so differently than the other two. And believe me, I see how much this family struggles, even to send 2 of the kids to college. $20,000 would be impossible for the family. Has anyone else every been in a similar situation? How do you get the school’s financial aid committee to realize that my mentee literally will not be able to go to the school without more help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Un-paid payday loans never went on my credit….?

I had 2 loans out at two different times. I intended on paying it back but times were tough and those payday loans kept me under even more with the interest and the amount it costed me every week to extend them. A good friend of mine worked for a payday loan agency and told me that they wouldn’t send me to collections- just threaten. So I let them go. One was a cash 1 payday loan and I remember I thought they put me in collections since I got letters from a collection agency but when I ran my credit 3 years later, nothing was there. Not even for the 2nd payday loan place. I had closed my account so they were unable to cash the check. Its been 3 years now, I worked hard at paying my debt off from what is on my credit and now I am curious about those payday loans from long ago. Since they never went to collections- they probably never will, right? My credit is golden to me now. Back then, all I cared about was getting by. Now I am in a better place. Do you think they would put it on my credit after this long? Do you think they could take me to court to garnish wages? or does it have to go to collections first? I just saw an article that made me think of this. Truthfully, I dont want to pay it back because I am embarrassed. That would mean I would have to tell my husband about them. (it was before we were married but embarrassing).


Question about the H&R Block Emerald Advance?

I usually get my taxes done at H&R Block and I have an emergency that I need money for. I usually get around 3 thousand back. How much can I get and what do I need to do to qualify for the Emerald Cash Advance???


How much capital am i paying off my mortgage?

I have a 5 year fixed rate mortgage at 4.79% we borrowed £210,000 and put £30,000 down as a deposit. We moved in at start of the year and I already have my plans about buying a bigger place in around 2 years. I am trying to work out how much I will have as a deposit in this time and was wondering how much I will actually of paid off in my house by this time. We pay £1100.53 per month and I realise a lot of this is interest at this early stage but would love to no each month how much capital is being cleared. Any comments would be much appreciated. Thanks


Can I have someone co-sign for me without physically being present?

I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.


How to get government grant money with Califonia CALWORKs program?

I just filed a bankruptcy three months ago , and had no job since 06/2007 , I’m almost 49 years old , lived at my young sister’s house with my wife and 27 months old kid , my sister just allow to live there until to the end of Sep/2011 , we also owed the insurance company some payment and to be canceled the health insurance , so How to get government grant money with Califonia CALWORKs program in order to live , to eat, to …….., is somebody can tell me how to do step by step , how to find the application form, how to fill out the form , thanks a lots


Anyone going to hire the Free credit report .com singers to sing in their next New Year’s party?


Where can I find buyers for business loan leads?

I’m involved in a new venture generating high quality loan leads in the finance sector. A range of verticals are involved such as commercial mortgages, unsecured business loans, equipment leasing loans, mixed use loans, cash advance business loans etc etc. The leads are to be generated by SEO techniques and can be sorted for literally any combination of field settings needed. They can be exclusive if need be and will be immediate. Long term I hope to negotiate a fruitful relationship with lenders and/or brokers, but in the mean time I need somewhere to pass the leads on to, at least until I can provide traffic figures and lead gen stats to potential partners. I know of Leadpile, Leadvibe and such places but they tend not to deal in the verticals I am intending to work in. Are there any companies that will take all the leads I generate/or some until I’m able to get a foot-hold in the market?


What proof do i need to know that a business (loan firm) is legitimate?

I need to borrow SGD $75,000 to furnish a bond, Does anyone know of any legitimate lenders(Singapore and international)? I found someone who claims to be an international moneylender, Lance Hopkinson. What proof do i need from him to know that his business is legitimate? He has shown me his EU identity card and certificate of incorporation but i am not convinced as these documents can be photoshopped.


Where can I watch movies online no donwload no credit card where can I watch like that?

Withou credit card and downloading where can I watch?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you close a bank account and then declare bankruptcy?


How do you get 0% APR on an auto loan, is it past credit or a promotion only?

I have no credit, never had a credit card and never have taken out a loan for anything. I’m 22 and my husband and I were looking into buying a new vehicle. Is 0% apr only a promotion or does it have to do with your past credit. The loan rate for the bank was 6.5%. If I wait will a 0% happen or am I just stuck with 6.5% since I have no credit?


How to calculate the APR of a short term (payday) loan?

Dear members, searching the internet for a payday loan I am constantly facing different APRs. I am wondering how this magic number is calculated – especially because the APRs seem to differ substantially for similar interest rates and I fail to come anywhere near these numbers. An example is the following site with the loan issuers and APRs listed below: http://www.moneysupermarket.com/payday-loans/ If the loan amount at PDUK is 100£ and after one month one has to repay 125£ (an interest rate of 25%) how do you get an APR of 1286.2%? I would be very grateful for some help, Alex


Annual Free Credit Report with Security Freeze?

Due to a possible compromise of personal information, I placed a security freeze on my credit file at all three bureaus several months ago. I recently went to www.annualcreditreport.com to request my free annual disclosure from Equifax and this is what has ensued: 1. Requested Equifax free annual report using the telephone touch tone” ordering option. Instead of my report


What do they mean with card name? im going to order via the net and they asked me what my card name is.?

yes i have VISA


How can i prove to law firms that i am judgement proof?

i got served summons papers from two different credit card companies (law firm collection agencies for my credit cards) that are taking me to court because i am unable to pay the debt owed. * i have no job and haven’t for a long time * i have no apartment or house (i am living with my sister for now) * i have no car * i have no assets * i have no current bank account how can i prove to these places that i am judgement proof and get them to NOT take me to court? i can’t borrow any money from anyone to help me with this debt. i cannot pay for anything myself, i am beyond broke. i sent them letters explaining my situation… but i dont know. i can’t file for bankruptcy because i have no money and can’t afford the 1,000 retainer fee or lawyer fees. i live in michigan if that helps.. thanks


Car loan: Should I stick out or go for the lower interest rate?

Here’s the deal…. I own a 2006 PT Cruiser with 75,000 miles in mid condition. The Kelly Blue Book value is $4,400. I owe $9,000 on the car with an 18.6% interest rate. I have tried on 3 occasions to lower the interest rate; once at the place that carries my loan, once at my own bank and once at a credit union. All three have basically told me there is too much negative equity in the car. To lower the interest I’ll need to lower the balance to blue book value. Enterprise car sales, where I bought this car, called and said that right now they are running a promotion where they will give me blue book value for the car + $1000 toward another car. The ideal thing would be to get a car between $8000 and $12000 with mid to low mileage and get a lower interest rate on the new loan. My question is it worth it to tack on negative equity to a new loan to get a lower interest rate on a car with less miles then we have now? Please don’t respond with the whole I can’t believe the interest rate” as having the interest rate myself I already know. Thanks.”




















































If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there really a free site where you can see what your credit score is?

I see alot that say they are free but really arent.


Where can i get two payday loans?


I need info on buying an rv park, pros & cons?

we are thinking of buying an rv park in oregon & want to find out any info on running & managing one. we would live there, but have no experiance with running that kind of business.


Default on payday loan in Texas?

If you default on a payday loan, because something happened and you are unable to pay. Could I be charged with bad checks, when I didn’t actually write a check for the payday loan. Charge by DA for bad check?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i buy a home under bankruptcy?


Where can I get a free credit report?

I’ve never had my credit checked and I heard that you should do so every so often. What are some legitimate credit report websites? I’m scared of scams and fake ones. Thanks!


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need $1500 quick for car repairs but I have bad credit and the payday loans wont’ give me all the money from

one place. I can repay the money in a months time. I have been at my job for over 7.5 years and have a good job. I just need help with these repairs and it came out of the blue. Thanks, Michelle


Does anyone know a reputable company that could help get things deleted off my credit report?

I filed bankruptcy, the credit bueru just updated it as included in bankrupt. Why keep it on the credit report if it has been discharged? Why not delete it? Eqiufax, and transunion deleted it, but experian, just updated. What can I do?


How much does it affect my parent’s credit score if they cosign a consolidation loan?

teriod: You’d think $89000 in school debt would mean getting a good job, wouldn’t you? It’s actually my husband that has the debt and he went to one of those for-profit” career schools that’s not even regionally accredited


How can i get a free credit check without a credit card?


I need to find a company that will clear my credit report after bankruptcy know anybody?

all derogatory information that remains needs to be cleared


Any good identity theft protection companies?

i’m trying to find a good identity theft protection company who is good. i can’t decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for…the basic or the command center in lifelock. please help! i’ve had soo many things put under my name and i’m only 19!


Free Credit Report Problem. Can’t get it.?

I tried getting my annual free credit report at AnnualCreditReport.com. I did it the year before last, but haven’t done it since. They give you the option to pick which credit company to get the information from. I chose all three because they said that was okay. The first, which I can’t remember, said I had already gotten my free credit check. I haven’t done this since ’09. So I know this isn’t true. I went on to the next one. They had me answer a few questions to identify myself. After that they told me I’d have to fill out a form to get my credit score and send it to them. I apologize for how lenghty this is, but none of it makes sense. When I filled out the form two years ago it went through with no problem. What’s a girl to do? Could someone have accessed my information? Thank you.


When does Discover start charging interest on a Cash Advance for a Discover It Chrome Student Card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan company threatened me…I paid, but now I’m thinking of bringing a case against them?

I stupidly borrowed from a payday loan company in my town and I was unable to repay all of the debt. I tried working with the company but they wanted too much money. They then sold my debt to a 3rd party collector whom I contacted to try to make payment arrangements. They informed me they would need payment in full which was my amount borrowed plus a ton of interest, I think it was $1600. I asked if there were any possibilities of making payments on that amount and I was told that I would be pursued under a class 3 Misdemeanor for theft as the company believed I didn’t have any intentions of paying the loan back. So they left me pay them in 3 payments and I considered it done with. Now I’m reading that under the Fair Debt Collection Act (Federal Law) that if these type of places threaten criminal action, they are in violation of Federal Law. They can bring a civil litigation but they cannot threaten Criminal, which this company did. So my question is this; Should I contact my state attorney general, a private lawyer, or who do I tell about this? Can I get any money from this company for them violating the law?


Where on SEFCU website is your mortgage interest 1098?


Has anyone heard of ioweya payday loans?


The best flight attendant schools?

I want to go to a flight attendant training school, but which one is the best? Which one will guarantee me a job? and if not guarantee, then which one has the best results with getting people jobs. I heard of one in florida, but i live in california.


Do you think i will be able get an auto loan from local bank?

hello guys, my credit score 600,monthly income $2200,22 years old,credit card balance is very high,dont have any bad credit history,looking to get $8000 loan from local bank to buy a used car,any chance??? thanks and god bless you!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Free credit report question?

ok i viewd my credit report and on my two credits that went into collection the letters BR were next to which on that site BR means Bankrupt but i have never filed Bankruptcy so what can this mean or should i be calling up the company.


Which internet site do you recommend for free credit reports?

I need to check my credit and don’t want to pay for it. Who would provide the most accurate free information online? I’m also interested to see if I can check my FICO score through one of these sites. Any additional details or morsels of information would be greatly appreciated and greatly helpful!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I Purchase A Laptop With A College Student Stafford Loan?

I’m heading to college in January, this will be my first year away from home as I am transferring from community college. I understand that I need $6,000 from a stafford loan to cover the rest of my tuition and I was considering applying for an extra $2,000 for a nice computer/laptop. Will a Stafford loan cover this or will I have to take out a private loan? (also, I applied for a private loan with chase and got denied even with a co-signer)


What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?


Where can i run a non expensive background check using someones social security number?

the only official info i need is civil status. If the person is married or single or divorced.


Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating..



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get a payday loan with just my debit card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


Is It illegal to use fake credit card numbers?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a 5000 dollar loan with no credit history?

Well here are my details. – I am 20 years old – no credit history besides my student loans, but i have a wile before I have to start paying for those – Never had or applied for credit cards or personal loans. – Im in my 3rd year of my bachelors degree program – I joined the Army National Guard. Im going to Basic and AIT in 2 months. When I get back I’ll have a nice fat bank account balance. I will need a car when I get back (because I commute to college and my car now will not pass inspection) so that is what the loan would be for. The idea behind getting the loan would be to start gaining good credit. I just dont know if anybody will give a loan with a reasonable interest rate to someone with no credit That is why I seek the yahoo advice before I start shopping around (because its easier) Do you Know if I can get a 5000 dollar loan with no credit history?


What happens if i dont pay my o2 phone contract Bill?

heya ive got a iphone 4 24 month contract, and my bill was due on the 16 october, but i cant afford to pay the bill until next payday which is on the 12th november due to money issues, what will happen ive never missed a payment before this is the first time im quite worried about it im even thinking of getting out a payday loan but the interest rates are so high


New york has now blocked payday loans?

Last year i took out a payday loan (small one only 100) to get my car fixed before my paycheck. expecting a commission check in 10 days but have NO money now so wanted to do the same. tried some but none were in my Area then finally found the one i used last year and called since I paid when i was suppose to figured no issues, they said NY has made it illegal to do payday loans and they cant help me. how come a year ago it was OK now its not. I was only gong to do a payday if i was desperate and I am . any one else hear of this being blocked by any other states?NO SPAM OR SUGGESTIONS JUST CURIOUS IF ANYONE ELSE ENCOUNTERED THIS. THANKS


Auto Loans and Leasing Cars ?

Can anyone please give me info on auto loans and information on leasing a car.


I am having a problem getting my credit report. what should i do?

Hi i am trying to get my free credit report through freecreditreport.com and experian but unfortunately they could not pull out my report for some reason. i also called to freecreditreport and she was unable to get the report. now can you guys tell me what should i do in order to get my credit report. i was thinking to contact any federal or government office but i have no idea which particular place i should contact? i hope i ll get a right answer frm one of u guys thanks


What is the limit on mortgage interest deduction filing as head of household?

I know when married filing joint, interest on $1,000,000 on first mortgage and $100,000 on home equity is fully deductible. These limits are cut into half if you are married filing separate. What would be the limits if your filing status is head of household? What about single?


Accidental Death Mortgage Insurance?

We just got a letter in the mail…an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don’t have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?


What car dealership will finance a 2nd auto loan?


Why is my credit score so different from each of the credit companies: Experian, Equifax, and Transunion?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone used or had any experience with Allen Michael Credit Repair Organization?

Is this organization legit? Is it a scam? Has anyone used them and it worked for them? I’m extremely skeptical mainly because I cannot find much information online about them other than their website. Thanks!


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


Can you have an auto loan and a student loan at the same time?

So I currently have a student loan where you pay it all back starting 6 months after graduation. I will be in my 3rd year of college, but considered a second semester sophomore in the Fall 2010. I commute and REALLY need a new car for the fall. I have two part-time jobs, one as a bank teller and another as a sales associate, and I am pretty sure I have decent credit. I have never been late on any of my payments ever. What are the chances that I would get approved for an auto loan? I am hoping to trade my current car in for $1,000 and put $1,000 down and I am looking into a car that is about $10,000. If anyone who is knowledgeable with this kind of stuff could help me out, I would really appreciate some feedback. Thanks!


Is it better to pay off debt or to invest money for the future?

Is it better to spend money on debt or to invest? If someone has a foreclosure and not paid credit cards, is it better to: a) file bankruptcy and mess up credit b) pay off all the debt but credit will still be not the best but at least no judgements or BKs on file c) file bankruptcy and the money that would’ve been used to pay off the debt invest for the future


Cash advance APR question: if I pay back right away, how much interest did I pay ?

3~5% upfront fee ? So if I cash-advance $1000, I need to pay $50 + those APR ? That’s a lot of money.. so I need to use ATM and use cash to transfer money abroad… Thanks!


Is now the right time to refinance your mortgage? Please read . . . .?

We bought our house in Oct. 2007. Our interest rate is 6.5%. Would it be good to refinance if the rate got down to 5.75%? We need to lower our payments if need be. We are so strapped right now with rising gas prices, food prices, daycare for summer, etc. Right now we are financed through Wells Fargo and have been on time with every payment. We filed bankruptcy in 2004 on a mobile home that had water damage so I was wondering if this might hinder us in refinancing? Any advice would be appreciated!!!!!!!!!!


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do




















































Which bank to get a loan from?

Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I get a $1000 student loan?

I need to pay off a credit card and I want to use a student loan so that the interest isn’t so high. I am not taking classes this summer so the college will not give me a loan. How can I still get one? I use the U.S. bank?


How often should I check my credit report?

The last time I checked it was over a year ago. Can anyone suggest a company that will let me check it for free, but is reliable.


What does cash debit from unsettled activity mean?

I transferred $2600 from my bank to my Roth IRA brokerage account and it was put in a CORE account. Then I bought $2491.83 of Apple stock.


Can you get fired for filing bankruptcy?

Can a company that you work for fire you for filing bankruptcy. I work in consumer finance and have to a couple of years now. I recently filed bankruptcy. I have been told when working at my last job in consumer finance that you can. I have kept it from every one except for my manager cause I had to tell her. I told her today that I have to go to court for it and she said that she would have to tell my supervisior about it since im taking that day off. It is legal for them to fire someone for filing bankruptcy? Thank you in advance for all your help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My mother and I have gotten several payday loans to keep us out of debt, and now can not pay them we need help

We also can not pay off the bills we need to. Can you help PLEASE


How old do you have to be to own a credit card?


Where can I get my credit reports for free?

Everytime I try to get my free” credit report


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long can I stay in the home after foreclosure in Minnesota?

My landlord has filed for bankruptcy about 2 years ago. The sheriff sale was 6 months ago. After the sheriff sale, the bank gave 6 months to live as the redemption period. Since I rent, can I stay longer than the redemption period?


Equifax unavailable.?

Mine did not ask about a home loan, but only things that applied to me like auto loans. Mine had questions with specific answers, and I could view mine. That is why when we answered none of the above” and it did not grant us access I thought something was amiss. We are going to mail the form from Annual Credit Report.”


Whats the average interest rate on a auto loan?

I want to buy a car that cost around 12k and lay down a $3500 down payment I’am a teen and will have a co-signer with ok credit


Buy here pay here car lots in las vegas?

Does anyone know where there are buy here pay here car lots in Las Vegas. I am having trouble getting an auto loan or financed considering that im 18 years old without any credit history. I was told to check out a buy here pay here lot, but I cant find any in Vegas. If any one knows where a lot is please tell me, it will be much appreciated. Thank you!


How much does a cosigner help in my auto loan?

I have a credit score of 700. My grandma has a credit score of 800+ because she owns her house and she’s never been late… neither have I. Will she cosigning me help me get an auto loan even cheaper? I can get like 10% but I want to go lower. My grandma is retired by the way, so her income is her social security, but she lives comfortably of her 401 and some other retirement funds.


Where can i get a free credit report without a credit card?

does anyone know where i can go for it??? i need to know by tonight!!


Has anyone found a lender to refinance an auto loan with bad credit?


What does cash tendered mean?


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I find a personal loan of $2500?

My child’s father has not paid child support since last year; I have followed the proper proceedings in court however I am still in need of money. I do work full time and make $52,000 a year its just that the move is sudden and I don’t have the adequate funds to cover the moving expenses.


Prepaid debit card payday loans?


Where can i find a Loan Shark in the Los Angeles Area?


Can I lower the interest rate on my mortgage without refinancing?

I am considering refinancing, but I am not really too sure yet. Is there any way that I could call my current lender and just negotiate a lower interest rate with them? This way I could possibly avoid all of the closing costs, etc that are associated with refinancing. Has anyone had any luck with this?


Legitimate payday loans?


Best bank for auto loan?

I am 22 years old, make 1600+ a month after taxes and I also have 755 credit score. I am looking for a 22,000 car loan, what banks should I visit ? I have a credit card with Bank of America and a debit with TD bank


Dropping mortgage from bankruptcy!!?

Currently, I have a family member in bankruptcy. This person is also going thru a divorce. The house that his soon to be ex-wife and his kids stay in is in his name and he pay it thru his bankruptcy. He only pays it because his kids need a roof over their head. His only concern is his children, not his lunatic soon to be exwife. The problem is the divorce is not final, and the soon to be exwife moved a man into the house that he is paying for. The soon to be exwife, didn’t even discuss this with him. Considering some strange man is now living with his kids. Now, he has made it clear that he doesn’t want the ex wife backn but he is pissed that he is paying for some freeloader to live there on his tab. The exwife told my family member to mind his business and stay out of hers. So, now he wants her out of the house and is thinking of dropping the house from the bankruptcy. But his concern is his children. If they move out, I am sure that she could stay with her momma. What can he do? If he drops the house, will this lower his bankruptcy payments because he will still have to compensate for child support. If the payments are not lowered and he pays support for the rugrats, that will leave him with nothing to live himself. Currently, the exwife is in bankruptcy but hers will probably be drop for nonpayment. My family member currently pays a 1000 mortage in his bankruptcy and also give his *** of an exwife extra for the kids. I agree with him that if she want to live with this man, this man need to find her a place to stay cause it can’t be on his tab. The only ones on his tab his the kiddos. Any advice


What is a chapter 99 bankruptcy?

It’s new to me as well. But there is such a thing.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it ‘immoral’ that people can go into PERSONAL bankruptcy over MEDICAL debt?

That’s the system we have in the US right now. The system is slowly cracking under its own weight. Recently, I have seen people making a MORAL argument for universal health coverage – that it is immoral for such a rich country to have people going bankrupt due to medical debt. Is this really a moral issue, though? Regardless, it keeps getting bigger, and I bet we will have nationalized health care eventually, just due to political trends.


Will My Bankruptcy Follow Me To The USA?

i am form ireland and i have been living in the USA for over 2yrs. I am just about to go bankrupt in ireland and i am wondering if this will affect me in the USA when i go to get mortgage for a house , or my credit in general? someone told me it will not affect me here because it a different country?? I am legal in the states thank you


Checking My Credit Score?

Okay…it seems like everything is just a big RIP-OFF!! I tried to check my credit score before with some website and I got caught up in this fraud that kept taking money out of my account and it was not authorized so now I had to shut down that account and hold the money to myself. I really want to check my score because I want to know where I stand. I got my free credit report and on there it says that its very good but where can i find my score? I looked on the computer at Equifax, Transunion, and Experian, and it said that they’re all FRAUDS and it’s making me very uneasy. Is there another place outside of the internet that I will be able to get my score, and if so, where? I would really appreciate your help with this. Thank you =)


How do i get in adult porn site with out entering credit card info?

its tells you its free then thy want your credit card information i dont understand how that proves your age a minor could get there parents card and easily get in so thats bs about age verification. so does some one no of a site thats free and does’nt ask i do hav credit cards but i dont trust the sites they say free but who knows they might charge me?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I file bankruptcy chapter 7?

My car was repossessed 2 years ago. They auctioned of my car and want me to pay the difference of $3,000. I also have bills of credit card debt and utilities from the past 5 years that I just don’t have the money to pay. I work part time of 25/hrs per week. I still don’t have a car, its difficult for me to get around in the city without spending too much money on transportation. So with the collection agency coming at me with the car money, and all my other debt would be about $9,000. I make about 450/month. I really feel like the only option at this point is to file – since finding a second job is difficult. Will I qualify for chapter 7?


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.


Injury on the job, job was suppose to pay for it, now on my credit?

I was injured on the job, in the contract it was stated that, if i was hurt and needed to go to the hospital due to an injury at the work site, they would pay the bill. This happened back in December, I recently tried to apply for my first credit card and I kept getting denied until my mother told me I should look at my credit report. (I had no credit, only 18) Once I got my yearly free credit report, I saw that I had a hospital bill unpaid. This has seriously affected my credit and it’s frustrating because I can’t do anything. I called them to verify the incident and find out what happened and they told me they must have just missed one because they bill them separately. I need to know how long would it take to get off my credit and when will I be eligible to apply for anything else that has to do a credit check?


HOME LOAN MODIFICATION QUESTION?

When applying for a home loan modification, are lenders looking for a deficit or a positive in your financial worksheet, in order to approve a modification???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score at 559! Doomed for home loan??

Okay for all of you that dont believe me, thats fine doesnt really hurt me because I know the truth. We met with a credit couselor and she looked everything up for him. There are 3 inquiries that we filled out. But the rest are from his info being sold. And no I dont work, and I have no credit because, I am not quite sure. I have had all my bills and my car, in my name for 3 years but for some reason nothing is on it.


I want to rent a flat but I have a bad credit rating and CCJs…?

Me and my friend who are both in jobs want to share a flat but the letting agency say they will do a credit check on us. My friend’s credit history is good but mine isn’t! I really don’t want to tick the box on the form saying I have bad credit as my friend doesn’t know about that! I can pay the deposit and a month’s rent upfront easy. Would it be possible for us to get the flat??


What happens if you are 1 day late on your credit card payment?

Does it get reported to the credit agencies (equifax/transunion/experian)? I also had other late payments in the past for 1-2 days…but never over 90 days…..i’d say i’d been late about 3 times with a 1-2 day late period….will this get reported b/c they say it only gets reported if its after 90 days..


My debit card was declined but i have money in the bank…?

I’ve had the debit card for about a year, and I’ve paid my bills, and I haven’t spent much this week.


Is 8.8% APR high for a debt consolidation loan?


Can i refinance my auto loan after four payments?

can i refinance my auto loan after four payments, current apr is 17% looking to lower it


I need a 40 to 50 thousand dollar loan where can i get it?

The downfall is I have no credit history I am only 18 and i own nothing expensive… So where do you think i can get a big loan i dont care if it will be a million year contract and the interest rate is like 30% i just need it..


Best credit monitoring websites?


Is payday 2 online only?

i just watch the beta videos of it and it has me hyped so just wondering will it be online only

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Advice about buying a home?

I was wondering what would be the best route to go being a first home buyer. I’m banking with Wells Fargo, so should I try to get my mortgage through them? People have told me to try Quicken Loans or Chase or use a mortgage broker and I’m being pulled left and right. I’m trying to do research, but don’t even know where to began. I want to see if I can be approved before I start searching for a home. I have really good credit, but I am young. I am employed and from Texas. If that counts for anything.


Which bank to get a loan from?

I have an auto loan through Huntington Bank and a personal loan with Capital One. My checking account is with National City. I am looking to get another personal loan to help me move out of state(looking to get about 3-5K). Should I apply with a bank that I already have accounts and loans through or a bank that is new to me. Are there any other ways to get loans/assistance to assist with my move.


How hard is it to claim bankruptcy, if you don’t own a home?


I’m looking for the best personal loans in Malaysia ?

I’m looking for the best personal loans in Malaysia. Currently I have 3 credit cards which are overly used, house loans and many other commitments.


How do i go online and get a copy of my credit reports?


Should Payday loan companies with extortionate rates of interest be banned?

Oh Athena, please dont be so rude. This is a school debating competition, i dint choose to argue this motion, and i dont really have a huge oppinian of it anyway. And I didnt even call it morraly wrong, I HAVE to debate this. So please READ MY QUESTION before answering with such a rude tone.


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?




















































Im 20 with no credit can i get a car loan?

Im 20 with no credit can i get a car loan?

im 20 years old no credit(i dont think anyways if so its very little)i want a loan for 3800 to buty a mustang i kinda lied and told them i want a personal loan for expensces and they said sure just bring in your bills so that didnt work,,is it possible to get an auto loan at my age for this car..a guy at work said when they here the type of car and the milage they say no

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where did you get your free credit report?

@James: thanks man, it worked perfectly. Wow, you guys are fast 😀


Can I get an auto loan with a 529 credit score with a cosigner that has a 810 credit score?

I had applied for an auto loan through a credit union and was turned down. I told them I would have my Dad cosign for the loan. They said that the only way they would grant me a loan is if the loan was in my Dads name and not mine. Also the loan would be 15.5% interest. I thought that since my Dad has excellent credit that it would boost my interest rate to a better rate being he would be cosigning for the loan. Is that true? We are going to his bank tomorrow to see if I cant get a car loan for $9,000-$10,000. Do I have a chance to get a loan? I just paid off my car sept 2010. Made all payments on that car on time for four years. Even states that on my credit report.The engine on the car blew and it would cost almost $2,000 to fix. Not worth it being it is a 2001 with 145,000 miles on the car. Got that loan when I had better credit. Do I have a chance to get this loan? Any thoughts and advice would be greatly appreciated. Thank you!!


How much does an used auto loan impact my credit?

I am about to buy a 2003 Honda Civic from my uncle for approximately $10,000. I had intentions of putting down 5,000 or 6,500 dollars (depending on what I sell my current car for) and take out a small auto loan for the remaing 3,500 or 5,000 for about 36 months. The rates I am finding are not as good as I would have hoped, through no fault of my own. I am 24 and haven’t done anything that would have given me bad credit. I pay back all my bills and whatnot. Am I better off just buying the car outright (I can afford it) or taking out a loan for the sake of taking out a loan. I’ve heard a few times that a small loan really helps your credit.


Prequalifying for Home Loan?

Online options

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get a motorcycle loan when i already have a auto loan with no credit?

I just recently turned 18 and i went to a credit union to get a auto loan. The process was pretty smooth. I have only made 2 payments so far. My guess is that i still haven’t established a credit score. I want to buy a motorcycle at a good price. I just don’t know if i can get the loan.


$7,000 dollar student loan?

Its my first year in college and I only want it for one year (Jun-May/Jun) I want to use that money for housing on campus some loans give of a 3.14% interest rate I’m really lost with all this Should I have a job? (biology major) Will interest still acquire all four years?


How to get out of the payday loan trap/cycle?

HELP! We are caught in a vicious cycle of trying to pay off payday loans, however, due to the enormous interest rates, we are having difficulty paying them off. We are in the process of rebuilding our credit score, but still have bad credit”. We desparetly need to get a $1500 installment loan. Insights very much appreciated.”


Im 20 with no credit can i get a car loan?

im 20 years old no credit(i dont think anyways if so its very little)i want a loan for 3800 to buty a mustang i kinda lied and told them i want a personal loan for expensces and they said sure just bring in your bills so that didnt work,,is it possible to get an auto loan at my age for this car..a guy at work said when they here the type of car and the milage they say no

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Different Transunion score on two sites?

I went to freecreditreport.com and truecredit.com. They both gave me a different Transunion score!!! What’s going on?? HELP!


If I declare bankruptcy, will I still qualify for the FEDERAL student loans from AES?


Questions about filing bankruptcy?

I live in California and in debt to the point I can no longer make ends meet. I cannot afford an attorney so I am following this website: http://www.ehow.com/how_4906935_file-bankruptcy-lawyer.html However it has not answered all my questions: I have an auto loan I want to keep because I don’t want to lose my car. Can I exclude my car loan? If not, will I lose my car? I have some credit cards with 0 balance, do I still put them on there? Can you add your IRS taxes to your claim? I found the website with all the available court forms, which ones do I download? court forms: http://www.canb.uscourts.gov/forms/dist


Is a car loan at 20 ok or horrible , the bank turned me down so Direct Auto Union said they would do it for that percentage.Good? Bad?


Overstated income on auto loan application by 9%, can they reneg loan terms?

I purchased a new Honda Accord through Honda Financial Corporation back in September. I stated my income as being 46000, but I only earn a salary of 40750. They never asked me for a pay stub but when I received my loan package from Honda they asked for my most recent. Now I do earn overtime and I do get a premium 3% added to my wages for transportation expenses, which puts me close to 46000. Can they renegotiate the terms at now 60 days after signing the sales agreement or can I be held liable for overstating my salary? Please advise.


I need to obtain a 50k personal loan how or where do I go to get it?

I am younger and I have many students loans so I am afraid that lenders won’t give me the amount needed due to my age and amount of debt I already have. I desperately need this money. So if I cannot get a loan what other resources could I use to get the amount needed? Any information that anyone has would be greatly appreciated, I desperately need these funds.


Would you help me with personal Finance?

1. Which of the following credit scores will enable you to get the lowest interest rate on a loan? A. 750 B. 650 C. 550 D. 450 2. Which of the following will most negatively affect your standard of living? A. paying your balances off in full B. making minimum payments on credit cards C. always using your credit card for purchases D. all of the above 3. Match the following words to its correct definition. A. credit report B. credit score C. FICO D. CRA E. Revolving Debt F. APR 4. Who could use your credit score to obtain information about you? A. a credit card company B. a landlord C. a potential employer D. all of the above 5. When telling your parents about credit cards, which of the following is most important? A. paying your balances off in full B. making minimum payments on credit cards C. always using your credit card for purchases D. all of the above 6. Which of the following weakens financial health? A. paying your balances off in full B. making minimum payments on credit cards C. always using your credit card for purchases D. all of the above 7. You purchase new patio furniture at your local warehouse club and decide to pay using your credit card. You plan to pay off this debt within a year. Choose the best credit card choice from the following offers. A. 22% interest B. 29% interest C. 0% interest for 1 year and 12% interest after that D. 6% interest 8. You purchase new furniture and decide to pay using your credit card. Choose the best credit card choice from the following offers. A. 18% interest B. 27% interest C. 0% interest for 1 year and 12% interest after that D. 3% interest 9. Explain a situation in which revolving debt can change from short-term debt to long-term debt. 10. If you want to keep your standard of living as high as possible, which of the following should you do? A. Get a credit card with a high interest rate B. Apply for as many credit cards as possible C. Make credit card purchases that you know you can pay back within a month D. Always use your credit card for purchases


Payday loans?

Can anyone recommend me of a payday loan company which is reliable (if possible in this area…)?


Im 20 with no credit can i get a car loan?

im 20 years old no credit(i dont think anyways if so its very little)i want a loan for 3800 to buty a mustang i kinda lied and told them i want a personal loan for expensces and they said sure just bring in your bills so that didnt work,,is it possible to get an auto loan at my age for this car..a guy at work said when they here the type of car and the milage they say no

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Im looking into renting an apartment but I have a forcloser on my credit?

I called the apartment complex I want to rent from in a few months and they told me it has to have been 1 year since forcloser. I filed bankruptcy and my home loan was included on the bankruptcy, so Im wondering would they go from the date my bankruptcy was discharged or the date the was consdered forclosed?


How can I get 5,000 dollars?

Yes, 5,000. I have a job. But only make 200 every two weeks. I need 5,000 FAST! Its for a very good cause. I’m only 17 years old. In NC. I don’t know how to make a loan.. And no I don’t wanna strip. So don’t say that. HELP


I Plan On Going Back To School In May. Should I Begin Applying For Student Loans Now?

How early is too early? Do I have to have been accepted to the school before I apply for the loans?


Free credit reports without a credit card?

anybody know a site where i dont need to enter a credit card to get a free report?


How old do i have to be to file for bankruptcy in California?

I’m 23, can i file for bankruptcy? I heard minimum age is 25, is this true?


Are Cash Advances the Same Thing as Payday Loans?

This is my last question. I promise. =)


Why do mares in foal run faster?

Tonight I backed a horse called Smart ***.It won at 7/1 in a photofinish.I found out after she was in foal.Why is it not compulsary for the trainer to tell you this?


HELP! Don’t get this math problem!?

I’ve been trying to do this for an hour but I can’t! Please help! In 2000, people charged $1,243 billion on the four most-used types of credit cards. In 2005, people charged $1,838 billion on these same four types of credit cards. What was the rate of change? Also can you please explain how you got the answer so I can learn 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about bankruptcy…?

My ex and I share 50/50 responsibility for our childrens medical. After my ex paid the doctor 100% of the bill with a credit card, he filed for BK one year later. I have been making monthly payments to him for the 50% I owe, since he did not choose the payment plan the ortho offered to us both. Do I still need to pay him the monthly checks even though the debt was BK’d for him.


Can anyone loan me $10,000. I am a very honest person and will repay the loan!!!?

I am a single mom of 5 children, lost a job 3 months ago, have a part time job and trying to work online”. It is slow and this is a small town


Is there any where I can get my credit score online and free?

I know there are places I can get my free credit report but what about my score


I want to build my cradit score how can i make that?

hi! i want to know that how can i make my credit score??i am 19 years old and i got my first Debit card when i open a bank account 4 5 months ago.And i apply two times for a credit card but they denied that they said you didnt have any credit score.So what can i do in this situation??any ideas.And is debit card build your credit score??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

請問 mortgage amount 按揭 最多上到幾多錢會? 是人工的幾成?

請問 mortgage amount 按揭 最多上到幾多錢會? 是人工的幾成? Many thanks.


Im 20 with no credit can i get a car loan?

im 20 years old no credit(i dont think anyways if so its very little)i want a loan for 3800 to buty a mustang i kinda lied and told them i want a personal loan for expensces and they said sure just bring in your bills so that didnt work,,is it possible to get an auto loan at my age for this car..a guy at work said when they here the type of car and the milage they say no


Free once a year Credit Check?

Everyone is entitled to check their own personal credit score once a year correct???? if so where can you go to check it?


I really dont have that much credit but i have a bad credit.?

I owe a little money to some creditors and i was always late for my car payments before.Im getting married next year and my fiancee wants to buy a house after the wedding.Can i pay all of this credit now which is really not that much and not have trouble buying a house because of this?Im scared.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a 464 credit score, Is there any lender that will refinance me?

I have tried many places, but keep getting turned down.


Debt consolidation for payday loans?

Does anyone know a debt consolidation place that accepts defaulted payday loans? I have $2200 in payday loans and they are almost 3 months behind. they are threatening all kinds of legal crap, and i dont know what to do. I dont have the money to pay them back, this wasnt intentional but it happened. help.


Im looking for the right lawyer in New York?

Im looking for the right lawyer in New York for bankruptcy, but i cant see to find a good one or where to search. Can someone please help?


Using someone elses credit card?

Okay, loo. First of all i am NOT asking for your opinion on whether or not MORALLY i should do this. My question is, can i do this without getting caught? So my friend had her mom’s credit card. The credit card has well, a LOTTTT of money on it. Out of my natural thief instincts i wrote down the information of the card in my phone. So my question is, if i bought a bunch of crap online, would they eventually catch and arrest me? Please be totally honest, and don’t try to tell me something just to get me not to do it.


Where can I get a bad credit auto loan in Ohio? The web auto advertisements never get back with you.?

We get bad credit auto loan e-mails, apply and never hear anything back. Even the guaranteed auto loans.


Can you file for bankruptcy and be a resident in two states?

I just moved to FL from NY. If I am on a lease in NY and have a FL I.D. and address how does that work? Is it considered an asset to be on a lease even if I don’t pay the rent for the lease?


How long should you wait to refinance an auto loan?

My friend just bought a used car at a 12% interest rate for 60 months. I think that is pretty high…


Will a dealership try to get you financed through another bank if the first bank doesnt approve an auto loan?

I ask because I’ve called the bank to make sure they dont approve the loan to the dealership and I dont want the dealership to go behind my back and try to get another bank to approve me for an auto loan. PS. The dealership tried to scam me so I stopped payment on their down payment check and returned them their car. I did sign all the contracts (silly me), but they dont have any check stubs…so will banks approve me without check pay stubs???


Any advantages of having my wife’s name in the mortgage and home buying process ?

I am the only one working in my family. My wife does not work. I have a good fico. I am planning to buy a home and in the mortgage application and home process I am using only my name. 1) Any advantages of having my wife name also in mortgage and home process ? 2) I file taxes every year as married filing jointly , any advantages in having both names in mortgage and home ? 3) Or is it fine to just have my name in it ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My college no longer exists due to bankruptcy. Do I have still have to repay my student loan financed by DLS?

The college that I graduated from in 1992 was dissovlved by court action in 2008. My loan was financed by Direct Student Loans. I remember a few years ago that I attempted to negotiate a lower repayment rate and I was told by DSL that it was up to the school – so I never bothered since they were already in such a mess that it just caused even more confusion. My question now might be silly, but if the school has been dissolved , who am I actually paying and would now be a good time to perhaps attempt a further settlement. I have been paying for 15 years and have repayed the capital 5 times already – and still have $27K to go. Thoughts from anyone in the community who might have had a similar experience. Thank you and wise-acres, please keep your privileged sarcasm to yourselves. This is not a forum for abuse.


Im 20 with no credit can i get a car loan?

im 20 years old no credit(i dont think anyways if so its very little)i want a loan for 3800 to buty a mustang i kinda lied and told them i want a personal loan for expensces and they said sure just bring in your bills so that didnt work,,is it possible to get an auto loan at my age for this car..a guy at work said when they here the type of car and the milage they say no


What is the best site to download free novels? (10 points BEST ANSWER! )?

I already know about scribd, and 4shared and they are good but there are other novels/books i want but they dont have them. Im preferably looking for vampire books. Any other sites that are just as good as these or better. Thanks in advance. 😀 Oh and for those who will say its not legal blah blah blah” please dont.”


Shall i plan to partial repayment of home loan withdrawing provident fund?

I am planning to buy a house and take loan of 7 lac shall i repay home loan 1 or 1.5 lac immediately after six month or one year by withdrawing provident fund. or shall i continue upto 20 years. As I know early years of loan more interest and less principle deduction.


Am I getting a good auto loan rate?

I’m taking out an auto loan for $32,000. My credit union has offered me 5.5% for 72 months. Is that a good rate? I have looked at several other places and they all want a minimum of 6.9%. My rate seems too good to be true. Is it? By the way, I have excellent credit (FICO over 800 with NO debt). Thanks!


If I close a credit card account to avoid higher interest rates, will it adversely affect my credit rating?


New york has now blocked payday loans?

Last year i took out a payday loan (small one only 100) to get my car fixed before my paycheck. expecting a commission check in 10 days but have NO money now so wanted to do the same. tried some but none were in my Area then finally found the one i used last year and called since I paid when i was suppose to figured no issues, they said NY has made it illegal to do payday loans and they cant help me. how come a year ago it was OK now its not. I was only gong to do a payday if i was desperate and I am . any one else hear of this being blocked by any other states?NO SPAM OR SUGGESTIONS JUST CURIOUS IF ANYONE ELSE ENCOUNTERED THIS. THANKS




















































Is there a way to get your credit score for free?

Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Escrow disbursement – customer?? 5th 3rd bank?

my online mortgage account says Esc Disbursement – customer….does this mean they are issuing me my escrow refund? i hold a mortgage with 5th 3rd bank…..usually it says Esc Disbursement – Taxes or Insurance…..thanks


Will filing bankruptcy effect my family?

I’m 25, have 2 car payments, a mortgage, work full-time, married and have a kid on the way. I don’t know what to do? I have been thinking for a while that bankruptcy is going to help. If I did, I would keep my wife out of it and her car. That way if worse came to worse we could use her credit, and car to trade if needed. I just want to do what is best for my family, we are struggling right now, and I know bankruptcy is temp. We are so far behind on bills and I am about to get 2nd job anyway for extra cash. What do I do?


I have had car finance with black horse twice in 5 years i now have poor credit could i get unsecured loan?

i am trying to get credit better and only need to borrow £3000 in total


How and where can I get a small loan with extremely bad credit?

How and where can I get a small loan with extremely bad credit? I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don’t know for sure, but it is not good. I need a small loan to pay off my bills. I just want them all consolidated. The VA will not give me a loan, all they can do is co-sign a HOME LOAN, not a small loan for little things. What can I do now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What happens if I pay my car payment 3 weeks late?


What does 110% loan to value mean for a car?

So being upside down” is a bad thing if I am looking to resell the car before I pay it off?”


Can you obtain a great credit score if you have declared bankruptcy in the last 10 yrs.?

And if you can, can you get large credit limits on credit cards?


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you file bankruptcy can you keep one of the vehicles you are financing if you are current with them?


How do I apply for the HrBlock Emerald Card Advance line of credit??

I cannot find the application to apply for HR Block Emerald Card Advance line of credit that I qualify for, it is not on the web site. I understand if I met the qualifications, I would be able to apply for a line of credit. Well it has been five months since I opened the account and I cannot seem to get any cooperation from HR Block Bank, except them telling me I qualify. The web site offers no application or number to call. The number I got from customer service was just a recording about the advance. Is this advance only offered certain times of the year, because my tax preparer told me it was year round once I qualify. Knowing I would have a line of credit when I needed it was the main reason I signed up for this account. Could someone please help me with this matter? Thanks


What happens legally if you dont pay back a cash advance loan?

cash advance from checksmart


How much of an interest rate should I expect on an auto loan?

I’m looking to purchase a used car between $7000 and $8500. I’ll be putting $6500 down, and the sales tax is 6.75% in the county I’ll be living in. I want a 12 month loan. I’m 19 and have no credit, and am using this – along with my credit card that I use to purchase gas and then immediately pay off to build my credit. I’m assuming it will be somewhere between 12% and 19%, but want to get a better idea. Before you say just buy a car for $6500 cash, I want to build my credit quickly and have no issue affording the monthly payment, regardless of the interest rate – and I’d like to do it this way. Anyway ~ Just figured I’d ask! Thanks.


Bajaj Finance auto loans rates for 2010?

One of my relatives is planning to buy a bike from Bajaj, hence I wanted to know where can I get good info about Bajaj loans in Mumbai


Will any debt consolidation company include secured debts like cars and educational loans into the program?

Is it uncommon, does anyone know of one?


Does anyone know a legit Bank or Company that gives out loans for people with bad credit??

Looking for a loan that doesn’t take forever to get. If you do know can you provide information such as contact and possibly there phone number??


What is the process of buying a modular home? USDA loan!?

I am interested in buying a modular (not mobile) home. I am going to get a USDA direct loan and I don’t know the process. I have already been pre-qualified for around $145,000. I stil have to submit my application. Do I look for the home and land before I get approved for the loan or do I have to wait until I am approved? The USDA does start pulling applications” (what I was told) until October so will I have to wait until then before I look? I am interested in Clayton homes


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad credit auto loans?

Our bad credit is not that we don’t pay our bills. There are two people with the same name ,both in the military. One is retired. The other person’s non payment of his bills has been attached to our credit. We have worked really had to get most of his information off our credit report but still haven’t been able to get some off as fast as others.


Herbert Hoover and the Great Depression?

How well does Herbert Hoover handle the Great Depression? Is the depression his fault? Please help! Thanks so much!


Is it safe to become a porn site member using Credit Card / Debit Card?


Does a free credit report show everything or do you have to buy to see all?

I got my free credit reports (from experion, transunion and equifax’s website) and was wondering if it is a full report or partial report. Do you have to actually buy your credit report to see everything that’s on it? I don’t want to have to buy it if all its going to show is what I have already seen on the free report.


What if i file bankruptcy? but did not go to court yet?


I’ll just start working this week, can i apply for an auto loan?

This is my first job and i’m 18. What will i need and will i qualify?


Important question about filing bankruptcy?

I had 20 thousand dollars in credit card bills last week and i needed money so i paid my credit card offf with my bank account even though i didnt have the money.Well the bank let it go through so now i have an availabe credit card balance on 20k so i withdrew the money.is this illegal and can i still file for bankruptcy.Your answer is really appreciated?


Is Market share the best indicator of company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to take a home renovation loan from HDFC. Is HDFC giving such loans now?

What is the interest rate on such loans and for what tenure are they available?


I did not recieve a 1099-INT from Bank of America?

I just went to BOA website and it says Watch your mailbox for IRS Forms 1098 / 1099-INT. These forms are mailed by January 31st and should arrive no later than February 10th. Tax documents for 1099-INT are not currently available online. We only report interest paid on your Bank of America accounts and mail a 1099-INT if you: -Earned $10.00 or more in interest during the year. -Had any interest


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


When applying for an auto loan do they only check balances on accounts or can BOA check actual transactions?

I have had two checking and two savings accounts with Bank of America for a couple of years and thought I should look into their auto loans prior to going to a dealer. I am wondering though if they are able to look at actual transactions or just view balances when doing the credit check. I assume any other place wouldn’t have access but since my account is with them is that something they may do? Any info would be great!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does WFS Financial (Wells Fargo) Report to Credit Agencies?

I recently got an auto loan with WFS Financial (Wells Fargo Dealer Services) and I was wondering if they report to the 3 major credit reporting companies? Do loan companies usually report every months car payment or just when its fully paid off?


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.


I already have home modified, can I now file for bankruptcy?

house is modified and have been making new payments for 1 year now. I have about $30,000 in credit card debt and now one collection agency is wanting to take me to court. Can I file for bankruptcy and save my house? We also only have 1 car which is paid off. We have only one income and are living under poverty level for house hold of 3. Also is there any options for filing bankruptcy without using a lawyer. I cant afford one. Please give advice. God Bless


How to build credit in my situation? Please help?

I’m 19. Last year, my checking account was overdrawn by accident. I put a check in the night deposit to cover the costs. I called every day for a week or so, waiting for the check to go through. Then my balance finally when to zero. I found out later, what happened was they turned over my account to collections and the check for some reason never appeared in their records. So before I had no credit at all, as I was only 18, and now I don’t know what to do. I applied for a student credit card and was declined. I don’t know if this is because I have bad credit because of the incident or if I have no credit. I have also not been able to figure out who to get my credit score from those agencies that have to give them for free because they try and get me to pay money. What can I do to build up my credit if I can’t even get a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get an auto loan with this criteria?

I have very little credit. Only 3 months with my first credit card. I want to own a used 350z, but haven’t really established solid credit. I just started a job that makes about 60k/yr. I have a steady income, but I only have about 1.5k saved up for the down payment. What is a good interest rate to shoot for and will I be able to get an auto loan like this?


Can I get a $20,000 auto loan at 18?

I am 18 years old and I work 40 hours a week making $10 an hour, is it possible for me to get a $20,000 auto loan to get a car, without a co-signer?


Will I get any notification about tax offset from my tax return, due to defaulted student loan by my spouse?

She got a letter from debt collector saying they will garnish her wages, but it dosen’t say anything about tax offset. Should we be worried & will we be notified before the tax offset by IRS. We really need the money. Thanks for any input.


Debt Consolidation Programs: Blessing or Curse; Yea or Nay?


What is your opinion of check cashing and payday loan places?

Are they loan sharks or do they provide an important service to low income people?


Changing bank of america credit card due date?

Yes I know my current closing date, the information has been on my account for weeks but the card came today.


Should I file for bankruptcy? What options do I have?

I just finished a divorce that took over a year and half to complete. Now Im faced with child support and alimony, in addition to whatever equitable distribution I have to pay. This year and a half led to me using up my credit cards and borrowing money. I’ve reached a point that I will not have any credit cards or enough cash to pay for my own living expenses, car, food, etc, plus child support and alimony. Can I file for bankruptcy? What option do I have? My credit is over 700, but I really cannot afford to pay for everything anymore. I dont know what to do. I would appreciate any help I can get. Thanks.


INST/OTH BAL” is on my credit report…BUT who are the and what does that stand for?”

I apparently owe them. But I dont even know who they are or what company they’re representing. No number either, just thoes ints. please help


Can you keep your car if you file for chapter 7 bankruptcy in Massachusetts?

I know that if you qualify for chapter 7 bankruptcy, you’re allowed to keep some assests to live on etc, and that it varies frome state to state – does anyone know the value at/below which the bankruptcy judge will allow you to keep your car in MA? If your car is worth more, will they take it or require you to sell it? Thanks for any help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to get ur house back after chapter 13 but before the house is auctioned off?

last spring me and my wife filed chapter 13 bankruptcy and gave up our house. at the time I was in school and we couldn’t afford the payments.Since then I have graduated and have a good paying job and would like to discharge the bankruptcy and get my house back but don’t know if it possible.


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.


How can I get my ex-partner off a joint car loan,which has my house up as collateral and has a caveat on it?


Debt reaffirmation after bankruptcy?

After filing Chapter 7 Bankruptcy 2 years ago we reaffirmed our auto loan through Citizens Auto.The vehicle was totaled in January 2008.Our insurance company got the payoff quote from Citizens Auto and sent them the payoff for the amount quoted.After 3 weeks we received a bill from Citizens stating that our loan was past due.I called and was told that the cashier’s check that was sent was there hadn’t hard posted to the loan therefore the loan hadn’t closed. My insurance company stop payment on that check and reissued another one with a copy of the letter of guarantee from Citizens Auto. Sent this certified over a month ago.The loan still hasn’t closed and it’s been a little of 2 months since this has started. I was told by their bankruptcy dept that bankruptcy accounts can take that long to close.After speaking to 6 different people there I was never told that could be the cause of delay. I want to know if bankruptcy accts take longer to payoff from insurance companies?


All television is educational television. The question is: what is it teaching?

I wish there was a knob on the TV so you could turn up the intelligence. They got one marked brightness” but it don’t work


Bankruptcy question: as a new resident of FL will signing lease for section 8 in NYC for my dad effect filing?

Looking to settle with credit union for $9,000 in debt. Have a new baby, no job, husband makes too little and also has same situation himself. We just moved to FL. If I need to file for bankruptcy will the signing of section 8 papers (stating I live with my father in apt in NYC) effect that? My father wants me to keep signing saying that I live as a child under his lease to keep his two bedroom. Do the trustee’s assigned to investigate your case look into those details?


What is the least expensive and most effective way to protect my identitiy and credit ?

I’m not feeling comfortable to provide my SSN to any company. A friend of mine told me he has a free protection for his credit card and he didn’t provide his SSN to that company, but would be a protection for the ID ? Thanks