Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. πŸ™ What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































What is the best FREE torrent download site where they ask for no profile or credit?

What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is HDFC customercare number in Hyderabad?


My car was 11,000 with an 25% interest rate how much do I owe in interest?

As you can see above they say my total is almost 16,000. but when i calculate my loan by the interest rate (using the excel formula) i’m getting that i owe i only 13,000. Are my calculation incorrect?


Why are debt collectors so rude?

I talked to this one yesterday and had told them I had already spoke to them about the matter. So the same person calls again today and i tell him the same thing and he says its a refusal to pay. I told him I can’t pay it and he still says its a refusla to pay. Jack a** When I talked to a different person I already told them I couldn’t pay and told them I would call when I could. Do they have to be so rude?


When’s the best time to measure your waist? ?

I mean it expands after eating and drinking… Should you measure it then, or when you first wake up on an empty stomach? Which is the true reading? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are student loan consolidation companies legit.?


What is the best makeup that I can buy at walmart, target, or walgreens?

Also, price is kinda an issue. I gotta stay on the lower end of the price range.


Is 699 a good credit score?

It’s say my PLUS score is 699 and that’s fair. So what is considered a good score?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can Someone Please Help Me With Loans?

Use the chart in the photo to answer the questions . The price of a home is $140,000. The bank requires a 10% down payment and two points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 7.5%. 8. Find the required down payment.       9. Find the amount of the mortgage.       10. How much must be paid for the two points at closing?       11. Find the monthly payment (excluding taxes and insurance).       12. Find the amount of interest over 30 years.       The price of a home is $130,000. The bank requires a 5% down payment and one point at the time of closing. The cost of the home is financed with a 15-year fixed-rate mortgage at 7.25%. 13. Find the required down payment.       14. Find the amount of the mortgage.       15. How much must be paid for the two points at closing?       16. Find the monthly payment (excluding taxes and insurance).       17. Find the amount of interest over 15 years.      


Can I get an auto loan with a credit score of 545?

Recently the transmission went out in my husbands truck and the price to fix it is more than the truck is worth. We decided it’s time to buy a new truck, but I’m concerned that we don’t have the credit to finance a $20k truck. I have financed a car before and all of my payments were made on time, and the car is now paid off. I pay all my credit cards (3) off every month, on time. We did have a large amount of debt, but we took out a loan (with a co-signer) to consolidate our debt. What are the chances with I could take out a $20k auto loan with this credit score?


Is it illegal to rent house with a mortgage?

If I buy a house with a 15 years mortgage worth 130,000Β£, first 2 year will be in fixed mortgage after that it be free standing mortgage (meaning if the interest goes up I have to pay more on monthly bases), then can I rent this house from the beginning to help me with finance? What will be the consequences of not telling the mortgage provider, that I am renting the house? Will they charge me extra for the mortgage and the insurance? or what?


Long Term Loan for bad credit?

I’m paying over $400 a month right now in Payday loans. I think a really easy option would be to take out a personal loan and pay monthly, for 12 months. I’d need something like $1,000 and I wouldn’t an outrageous annual interest rate, I wouldn’t even mind paying back 100% interest over a year, it beats the 600% interest of these payday loan companies. Could someone please point me in the right direction?


I am trying to figrue out my home loan. How do I put 5.99% as a decimal?


What happens if someone stops paying an unsecured personal loan?

My cousin is having a lot of trouble paying off a personal loan. I helped her a few times, but I have my own bills to pay so I stopped. Since it is an unsecured loan, she is thinking about not paying the rest of the money she owes. What are the consequences of not paying the loan?


Greedy or not: is it worth 0.5% APR to refinance an auto loan 2 days after purchase? Would you do it for $240?

I was still casually shopping for used cars when I saw an amazing bargain: dealer website error listed my desired car for $3k less than what it should have been. I immediately printed it/called, so they had to honor it for 24 hrs–but the blank check” for my preapproved bank loan (60 mos@5.32% APR) wouldn’t arrive for 3 more days! So


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Co-signer for business loan?

My friend have asked me to co-sign on a business loan because of my steady income and employment record. Trust is not an issue, however my spouse and I are both in school and have school loans. Since I have to update info with FAFSA every school year, whould the fact of having my name on a business loan affect my eligibility for school loans, as well as the interest rates on those loans?


30 day lates on credit report?

Can 2 30 day lates on a car loan prevent you from getting a job where they run your credit ? can you be denied a job for having these considering they are in the last six months with a bank?


For a house that cost 150,000 roughly how much is the payment for that house monthly.?

I am interested in buying a house but I want to know if I can afford the payments. Right now I am renting an apartment for 700 a month.


Will my 10K in debt effect getting approved for an auto loan?

I have about $10,000 in credit card debt and need to either purchase or lease a car in the next couple months. My credit score is above 740 and I am in the process of paying down all my credit card debt. The debt will not be erased by the time I need to either apply for an auto loan or lease a car. This debt is left over from carelessness with my credit cards while I was in college. I just graduated and have a decent paying job and am able to pay my current auto payment (cosigned with my father), save a little (plus 401k with my employer) and lower my credit card debt at the same time. Will the fact that I have this amount of debt effect my chances for approval on an auto loan?


How quickly does bankruptcy show up on a credit report?

Does it show up as soon as you set things in motion with the lawyer, or after you have your court hearing? Just curious, since I’ve started getting letters in the mail about getting car loans with bankruptcy and the like.


Where can i cash a money-gram money order.?


Is 633 considered a bad credit score?

i had 671 but now it went down because i applied for a card for a clothing store i had no idea it’d go down like that! anyways, is 633 considered really bad? i’m trying to get approved for this house to rent and i’m afraid i’ll be rejected..


Why does Australia have one of the highest rates of asthma in the world..?

what causes it, whats it like to have a asthmatic attack? what can be done to help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happends to my deposit when my landloard files for a chapter 13 bankruptcy in California?

My apartment owner is going through a chapter 13 banruptcy on my apartments I live in. Now the word around here is that he is giving ownership to the bank and that some other tenants and I have lost our deposit because he has no money no more. Isn’t illegal here in California for him not to have our deposit or try to keep it? some of the tenants are not paying rent because of this but for me i keep paying my rent because i never beeen late almost for 4 years now, should I still keep paying? what I really want to know is I want to know waht is going to happened to my deposit, and who or where do I need to go to get some legal advice? thanks for listening!


A mortgage of 147 500 calculate the new monthly payment?

2. A mortgage of $147 500 at 4.5% compounded monthly is amortized over 25 years. After the original 7 year term, the mortgage is renewed at 3.25% compounded monthly. Calculate the new monthly payment.


From Miami, I need money fast ,need to pay my bills now, I am struggling and desperate ,Ican work. help?

I have 3 children I can work I do anything just need money fast .tell me how Thanks


I was denied my auto loan bc revolving account balances are too low” why?”

It stated on the paper that I was denied for the following reasons: Revolving account balances are too low. There are too few revolving accounts. Original loan amounts on one or more installments accounts are too low. My credit was horrible, I had many cards max out and many late payments, lots of hospital debt too. Ive worked very hard over the last year and have paid everything off. I need a car really bad but I keep getting denied. I thought keeping low balances was a good thing. Can anyone help me understand whats going on? My score is a 570 now, what can I do to get it higher and approved?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is an 8.99% interest rate high on my auto loan?

I am in the market to buy a used car. I got approved for an $8,000 loan with an interest rate of 8.99%. My credit score is 659 which is not good or bad. Is this a good interest rate or do you think I could find a better one somewhere else? Do car dealerships normally offer higher, lower, or the same interest rates compared with banks or credit unions when they finance a car to you?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Banfield Pet insurance feed back please! satisfied?

we’re trying to figure out what kind of insurance. I’ve been hearing good things about banfield. what does it cover? i have a 7 month labrador. that is a bundle of love and chaos! lol


I’m looking to erase my debt financial advice?

my husband & i have about 5000 dollars in credit card debt. he is the only one working im unable to find a job that suites the hours im able to work. well we purchased a house in may & walked into it with about 80,000 dollars in equity we currently have a 5.74 interest rate. were considering refinancing but were not sure if its to soon to do. we would take out more than 5000 if we refinanced maybe around 10,000 to do some much needed updates to the house. if we don’t refinance does debt consolidation hurt your credit? my credit is trash right now because i put my credit cards off to keep his up due to his job being strict on credit issues. i bring in 320 dollars under the table doing yardwork. any advice or options? i just mainly want the credit cards done it would be such a relief! thanks in advanced! last we checked my husbands credit score was around 600 between 624-650

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the co signer of an auto loan have any ownership if not registered to them?


What are replay rates in golf?

I’m new to golf and have been looking into some different courses and they all have cheaper replay rates”. What does that mean?”


What does MISSING STOVE have to do with VA Home Loan Approval ?

Yes, it seems this is coming from some type / category list of requirements . . we want to know What List ? Where to get a copy of this list ? I just can’t imagine a family being denied” a Home opportunity due to a stove not being there ? Aren’t there more vital issues that exist . . what if Buyer doesn’t mind


If I have 70% down payment to buy a house, do I still have to get qualified for the loan?


Is there a free credit report website out there?


Debt collection agency (Capital Management) refuses to stop calling me. What can I do?

And one last note: I had this problem with another collector a while back and did send the a cease and desist letter via certified mail. I got the return receipt and everything. They kept calling. When I called and finally got through to some type of supervisor (who knows if it even was), they kept saying they never received it. When I said I have the receipt they put me on hold for like 20 minutes. Finally he came back and said they received an envelope from me that was empty, no letter was inside and they would keep calling me. So even with a certified cease and desist letter, how do you prove” that you really sent the letter inside of the envelope?? This is ridiculous


Question for real-estate smarties: I am looking into buying a small vacation?

cabin located bout an hour from where i live. I dont want to actually live there, but I want to use it like every weekend and maybe some weekdays. –kind of like a weekend getaway. Currently i live on campus housing (year round) cause im in full-time school (i workalso ) . My question is –is this bad idea as far as investment is concerned?? I mean, do small vacation cabins/lodges appreciate at all or what? also, can you make any money renting it out as a vacation spot, or is this a big pain in the a** please sum1 respond who knows about this… thanks!


Can I get a car loan with a 580 credit score?

I have a 580 credit score however I do not have any open credit cards nor debts with them, they have all been paid. I am planning on buying a car and was wondering if with a $3500 down payment on a $12500-$13000 car I could get a loan financed. I am currently with wells fargo and I’d like a loan from them (preferably). Would it be better to get a loan with a bank, or with the dealer? Also I heard state farm does loans as well. I have been with them for a whole year now and never missed a payment. So should I try getting one from them? Thank you for the answers in advance. ps: I really don’t want to hear rude comments. I had a fantastic credit score 715 but then after moving and not getting the job I was promised I wasn’t able to pay for a while and my accounts clearly became delinquent. So now I’m paying for that. Anyways. Please no rude comments.


Please respond back……..auto loan questions?

i really appreciate the fast answers also does it make a difference if im willing to put down 2500 to 3000 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A payday loan company charges 4.5 percent interest for a two-week period. What would be the annual interest rate from that company?

(Do not round intermediate calculations. Enter your answer as a percent rounded to the nearest whole percent.)


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Auto loan question? $1000 auto loan or get a cash advance from a credit card?

So the car I want is $4900. I’d pay $4000 in cash, I’m 18 & I have no credit, I don’t think there’s any way I could get an auto loan seeing as I’m only 18. Would it be a bad idea to get a cash advance from a credit card for the rest of the money I’d owe?


Online Payday Loans?

I seen that there was some questions about them, but none recent, or that got a straight forward answer so, here’s the scenario. I was retarded and left my coat over a chair in our breakroom during lunch, a wonderful co worker took it upon themselves to take my gas money, and now..i have no money. I was wondering if anyone knew of an online pay day loan that could give me my money by tomorrow..or some day soon?? And some information about them..thanks bunches


I am unemployed and can’t afford car payments…?

i have a loan with Honda Finance, interest rate 23%. I know what a mistake i have made now, i am paying 386.00 a month and now am unemployed and can’t defer another payment b/c i am not working. I have been paying for 2 yrs on a 14,000 loan and still owe 11,000 I am in need of advice here, it is worth so much less any ideas what i can do don’t think Honda will work with me, and my credit is bad as you can see by the interest rate…


What’s the best online payday loan?


Anything I need to know before filing for bankruptcy?

I got sick without health insurance and was stuck with a $30,000 hospital bill that I have no intention of paying. I’m just ignoring the hospital/collection agency for now and I’ve gotten a lawyer who’s trying to have the hospital discharge the debt for me. If they ever did sue me, though, I’d have to file for bankruptcy. Any advice/information I need to know before filing for bankruptcy?




















































CreditReport.com charges for FREE credit report?

CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Equifax cannot locate my credit report?

This is somewhat an odd situation. I have had a 2 year credit history with all three credit bureaus prior to this problem. It seems that all of my credit cards have suddenly stopped updating on my equifax credit report. When I try to apply for a new credit card, I get denied because I have no equifax credit file” I requested a free credit report with equifax and even they can’t locate me! It’s as if my equifax credit file just disappeared. But I have previous copies of credit reports from equifax so it obviously did exist. What can I do and what seems to be the problem? Fyi: experian and transunion is working fine. My credit report is updated and my score is good. But all accounts have not updated since 2007 on my equifax credit report”


Anybody know where i can find angel investors/silent partners of sorts to help me open my restaurant?

I want to open a Franchise restaurant in Lake Havasu City,AZ. Awesome potential to make huge money, but i can’t get a business loan. I need a silent partner, or an angel investor. Can anyone steer me in the right direction?


Credit scores burearu pull questions and secured credit card points?

The whole credit scoring system is very confusing to me. I have read and researched that FICO scores from TransUnion and Equifax are supposed to be the most used by major lenders for auto loans and mortages for homes that are real scores. This is compared to third party companies that offer free scores called FAKO not real FICO’s like Identity guard which I used last year. Experian and TransUnion supposly have FAKO scores as they use Vantage Score. But what is not explained is what insurance companies, business that you want to rent an apartment from, cell phone companies and credit grantors use etc…. For example I got Verizon cell service in 2007. I was going to move out in late 2008 and the apartment place ran my credit using TransUnion. A credit card company denied me credit card using Experian. My bank used Innvois a 4th new credit bureau to approve me for a checking account. So what scoring system used in these cases? As Experian does not have FICO and all others are FAKOs. I want to build my credit up using a secured credit card but want to check accurate scores to see where I am at before I get the secured card. Then check my scores next year. Also how much will my scores go up when all my negitive items come off my reports by 2013? Thats the 7 year period for credit debt / charge offs. Did anyone get a $300 credit card charge 30% or less per month for atleast a year and see their credit improve? If so how many points? http://www.creditscoring.com/creditscore/other/plus/fake-o-fico-funk.html


How would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ?

ohh i can drive very well i have been since i was 13 but have to go on insurance now my parents said i could go on there insurance just trying to work out how to do it i.e internet quote and roughly how much i got a quote to be on my own insurance but it was Β£1800 for a 1.1 fiesta so would rather be on parents insurance

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How will a foreclosure affect my credit after discharge of chapter 7?

My mortgage was included on a chapter 7 bankruptcy 2.5 years ago. I continued making payments until recently and now have decided to walk away from my home. Will a judgment of foreclosure be added to my credit report even though the debt was discharged?


What credit cards can i apply for to build up my credit score?

i have no credit which is consider bad credit but my credit score isn’t too bad so i want to apply for credit cards to build up my credit. Do you know of any companies who are easy to get approve for a credit card? or any idea’s of what i can do??


I’m from Texas and I need a free credit report. Where can I get one?

I want a free one, if I have to signup to a trial thats fine as long as the report is accurate!


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Wilkins Inc. has two types of handbags: standard and custom. The controller has decided to use a plantwide ove?

Wilkins Inc. has two types of handbags: standard and custom. The controller has decided to use a plantwide overhead rate based on direct labor costs. The president has heard of activity-based costing and wants to see how the results would differ if this system were used. Two activity cost pools were developed: machining and machine setup. Presented below is information related to the company’s operations. Standard Custom Direct labor costs $46,100 $117,000 Machine hours 1,300 1,320 Setup hours 110 410 Total estimated overhead costs are $298,600. Overhead cost allocated to the machining activity cost pool is $198,000, and $100,600 is allocated to the machine setup activity cost pool. Determine the difference in allocation between the two approaches. (Round answers to 0 decimal places, e.g. $1,225.) Traditional costing Standard $ Custom $ Activity-based costing Standard $ Custom $


Does my credit score increase if my insurance pays off my auto loan off?

I financed a car with GAP insurance and I totaled it. My insurance payed for what the car was worth and GAP insurance payed the rest I owed. Will this increase my credit score? Thanks in advance.


Can an annual household income of $49,000 get a home loan for a $180,000 house?

Mine and my wife’s income combined is about $49,000 a year. We are hoping to buy a house soon and finally move out of our tiny apartment.. We have been looking online, and to get a house that is even remotely close to being decent where we live, we have to pay about $175,000 or more.. We have found some that we think are alright that are priced at about $175,000 – $180,000. The monthly payments that are projected on the listings are about $100 to $150 less than what we already pay per month for rent at our current apartment which is only $818/month. There would be no issues with us being able to pay the bills whatsoever, but could we even be approved for that much money? We will be using a VA home loan. Our credit is excellent, I never miss any payments or anything. I do have a $26,000 student loan I am paying back, and a car loan that still has about $13,000 to be paid off.. But no problems paying them at all. Any knowledgeable answers would be helpful! Thank you..


What does writing off” debt mean? Do I still have to pay it? When will it stop affecting my credit?”

They are unfortunelt from like 4-7 years ago. Nothing within the last few years. As I am trying to sort it out but do not know where to begin.


How can I get my credit score?

i would like to rent a car from thirfty rent a car and they want your credit score of 600.


Where can i get a credit card with a 692 credit score?

Sorry for no adding my credit score in the last question. I just got it from credit karma and it said its a 692. Looking to get a credit card this will be my first credit card i am also 21 dont own any bank account.


With the Servicemembers Civil Relief Act, can I put my car loan on hold when I’m deployed?

I know that if you LEASE a car, you ca turn the car in with no penalties. However, when I’m away, I have to put my car in storage or just sell it. But I didn’t know if I could just call my loan company and put my loan on hold for the year I’m deployed, and just push the payments back. Thanks in advance!


How can I figure my interest rate on my auto purchase?

I ‘m looking at a 2005 Ford Expedition XLT. Financed amount is $15300. Payment is $200 every 2 weeks, for a total of 117 payments. I can figure out my total payoff, but what interest rate am I being charged?i


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lottery winners bankrupt? Why?

I’ve heard of a large portion of lottery winners go bankrupt within a couple of years. I had a co-worker that won the California Lottery on July of 1997. he quit and was never heard from again. I now found out that he played the horses, went to the card casinos blew through 4M (he took the lump sum) and was broke within 5 years working a minimum wage job. I found this out a few months ago. How the hell can this happen? If I’d win the lottery, I’d invest the money and would not buy stupid stuff. A house, hell yeah! investing the money, hell yeah too! I’d pay a company to invest the money to insure myself NOT to be like my former co-worker. But seriously, why does this tend to happen?


Automobile loan question?

I went to a dealer where I was pre approved” and purchased a car. I gave them there down payment and signed the paperwork then I was off in my new car. about a week later the dealer calls me and tells me that I wasn’t approved by the initial bank but I was approved at a higher apr from Santander Consumer. I have herd alot of bad stuff about them but I was kind of stuck and didn’t want to loose the new wheels so I resigned the contract (that they didn’t change the date on the contract kept it at the Original date which I think is illegal?) now I have been in contact with santander and set up my online profile I can go online and see my account information and just made my first car payment a few days ago. Today I get a letter in the mail saying I was declined the auto loan??? I’m petty sure after over a month and having received payments everything is fine but that kind of confused me. especially considering it was dated over 15 days ago? One last note I have yet to get a contract (other than the dealers) mailed to me! I did receive a statement with payment reminder!”


Does anyone know a reliable free movie site that doesn’t require sign up or stupid survey quizzes?

Since the best movie site watch movies.net has been screwd up sooooo many times and now requires sign up and credit card info…………where can i watch my free movies online??????????


Where would i find a free credit report web site .. all i find they want CC#?


Need a payday lender that actually works?

I know they are not the best idea, but I have no other option at this point. I need 300 dollars to pay for my electric bill, or I’ll lose my power. Asking family/friends is not an option for me right now. I have tried a few payday loan sites, but they never work, they just kick me to another site, than another. Is there any out there that are straightforward and actually work?!?! I tried spotya.com (heard that one was good, but didnt work for me). Thanks!


Can you have bad credit even without a card?

can you have bad credit even if you’ve never had a credit card? i always like dealing in cold hard cash as its something i know thats there and can touch. But if i don’t have a card, does that mean i have bad credit?


What are the chances I’ll get an auto loan?

****Lets keep in mind once problems start with cars; new ones begin to arise and before you know it your putting out more money then you bargained for. My boyfriend thought it’d be better to repair his older car, and in the long run it was better to get a new car. Thanks for all the answers but I’m coming to my senses to realize putting 2,000 into an old car that’s only STARTING with problems, meaning they aren’t over, is probably a waste. When I saved up money for a new car and not to keep making repair ontop of repair. It’s been in two front end accidents. Thanks for your input anyways!…some peoples answers are driving me a little crazy. ***


Know any online cash advance or pay day loan sites? EASY 10 points!?

I understand all the negative aspects of getting a cash advance, but I have no other choice, so please don’t even bother answering if you arent trying to help by giving me information. Ive been on google for hours and all i get are sites that direct me to random sites, nothing legit. I live in CA and i only need to borrow 200 until the 7th. Do you guys know of any direct lenders that dont do credit checks or ask for you to fax documents. I need this money a,s.a.p

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long should I wait after opening a credit union account should I wait to ask for an auto loan?

I have had checking accounts now for about 10 ten years, but never at a credit union. I didn’t know if there is a period of time that you should wait, since I just opened it, or go right for it.


I want get online to see if cityviewcash.com has sent me my loan that I was approved for yesterday?

I was approved for a payday loan yesterday with cityviewcash.com they where suppose to let by E-mail but I have’t gotten anything yet”
http://answers.yahoo.com/question/index?qid=20110624045858AA9W7v3,Payday loans questions someone help!!?”


What is a website to get a free credit report?

I need to check whats on my report any good safe sites that are free to check the 3 major credit reports?


Algebra 2 word problem help!!!?

You have just graduated from college and purchased a car for $8000. Your credit limit is $11,000. Assume that you make no payments and purchase nothing more and that there are no other fees. The monthly interest rate is 2%. What is your initial card balance? a.19,000 b.3000 c.8000 d.11,000



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My mortgage company failed to pay my taxes which are on an escrow account, what should I do?

Basically I had a contract with my mortgage company that I pay for my home every month and I pay my taxes together to them as well, unfortunately they didn’t pay my 2013 taxes. I’ve tried to talk to them but the lawyer that works for the bank which handles this case told me over the phone that I should get my attorney to talk to him which I can’t afford one. Now the taxes have been transferred to the county and I don’t want to be responsible for the insane percentage interest they will have me pay for. I’ve payed my mortgage and taxes to this mortgage company for three years and always either on time or early. What should I do?


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?


Should I combine an auto loan to have one car paid off!?

I have a 2005 Jeep loan with $7K balance. I also have a Cadillac with $18K balance..Would any have a list of pros and cons of why I should combine the 7K balance together with the 18K? I am thinking it would be good to OWN a car. To only have one monthly car payment. I think the payment will be lower then the two current payments combined.. I am thinking it might be a paint to refinance..What do you think Thanks


What is the maximum auto loan interest rate in California?How do I find out?

That’s for credit cards. Not auto loans. ColumnA to Z Guide to Credit Cards

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do people still fly the Confederate flag in the south?

i like the flag so that is why i think she was wrong


Does filing for bankruptcy affect how much I will have to pay in taxes?

I have filed extensions for three years, but with the economy and my self employment giving me less and less income, I’ve had trouble paying all my bills, and have not paid my income tax. I have enough debt to file for bankruptcy.


Where can I obtain my annual free credit report without giving my credit card info?

Are we entitled to an annual free credit report? WHERE can I get it? I went to Equifax website, but it asked me for my credit card info. I don’t feel comfortable to give out my credit card info if it is a free why they ask for credit card number?


What should I look for when applying online for a unsecured personal loan?

I am going to apply for a unsecured personal loan online. I have about six sites that I am going to pick from to nail it down to just one. My question is what should I look for to pick the best site? I know I should go with a low interest rate but what are other things should I find out before I apply? How can I find out if the site is not a scam or hiding something that I might not know to check out before I apply?


What is the website to get ur annual credit report for free once a year?


Poor credit. Based on years of ignoring credit report and poor spending choices. Now wiser. How to repair???

I do not qualify for credit cards. Haven’t for years. Owe about 50k, about 35k in school loans that are now in collections. License revoked due to judgment about 15 years ago. That one isn’t even on my report any more!! Some medical and other, but mostly judgments and school loans, which cannot be discharged with bankruptcy. Still cannot manage money. Each payday, about $30 to $150 in NSF fees. Any suggestions?


What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?

About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?


What does a credit plus score of 9002 mean?

I got a little paranoid because my estranged mother has all of my siblings and mine ss numbers. She used them to get credit cards and numerous other things in our names. My sister tried to buy a car and get a loan from the bank, but couldn’t because her credit was so bad. I’m just curious because I’m looking at apartments right now and if they do a credit check and I’m not approved I may have to put my mother in jail for fraud.


How to get help with South Carolina payday loans?

I have 3 payday loans in South Carolina, but I don’t have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Simply the Best Guest Experience.What does this mean to you?

Im filling out an application that is saying this but i am not sure what to write… any ideas?


CreditReport.com charges for FREE credit report?

Then makes it difficult to stop being charged a monthly fee? Anyone have this happen?


In the movie THE DROP- did cousin marv know that bob…. (spoiler)?

in The Drop- did cousin marv know that bob killed richie whelan? i’ve watched the movie a ton of times and it feels like cousin marv doesn’t know that bob did it. specifically the scene when eric deeds comes into the bar for the first time surprising marv and bob in the kitchen…. cousin marv asks bob if he knows who that was- it’s eric deeds, the guy who says he killed ritchie. how is it possible that cousin marv doesn’t know that bob did it? anyone?


Safe loan quickercash.com?

i just typed my information on quickercash.com. im scared they might send my information to anyone else because it said something about a third party. does anyone know if this site is safe? has anyone used it before?


Please help me find an absolutely free online credit report online?

Does anyone know where I can find a free online credit report to pull up online without the hidden costs of any monthly fees or one time charges? Your help would be greatly appreciated. Thanks..


If I pay my 30 yr, 6.25%, 350k mortgage, plus an additional 1500.00 per mo. principle, When will I reach 0?


How can credit card companies charge over 32% interest rates on cash loans?

I took out a loan for a totat of 5000$ at 5.99 % interest, missed one payment, and am now being charged 32.3%.




















































Anyone know of a reputable place for me to check my credit report online for free?

Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I quit my job would it affect my bankruptcy?

I’m not looking to move” before I have a job lined up. I have had some interviews and submitted applications down in Oregon. I would have a place to live and stuff down there since I know friends down there. It’s just I’m afraid if I put my notice here to quite if I did find a job that that my jepordize my bankruptcy.”


What’s the best hair straightening cream/balm?

What’s the best hair straightening cream? Not a relaxer but something I can put after I shower to straighten my hair. Something that doesn’t leave flakes or make the hair stiff.


What is the best way to use the 2009 HomeBuyers $8000 credit as a down payment type of payment?

Details on the Missouri Tax Credit Advance: MHDC makes a second mortgage to the homebuyer at the time of closing worth up to 6% of the home purchase price or a maximum of $6,750, which is used to cover downpayment and closing costs. The tax credit advance loan is paired with MHDC financing for the first mortgage in the form of a safe 30 year, fixed rate mortgage (both mortgages must be applied for through a participating lender). The homebuyer then files for the federal tax credit and uses the credit refund to pay off the MHDC tax credit advance loan. If the tax credit advance loan is paid off by the designated deadline (no later than June, 2010), the homeowner pays no interest other than a modest servicing fee. If the tax credit advance loan is not paid in full by the deadline, principal and interest payments to repay the loan over 10 years begin automatically.


I have paid off my credit card debt but I just got a student loan.?

I have not started paying for the student loan. I am scheduled to start making payments on it when I finish school. My FICO score is 679

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Best way to sue credit bureaus for reporting inaccurate information?

gerrytoo – you are wrong – you dispute wrong info with both the credit bureau and the original creditor. They both have obligations under the law which they are supposed to meet after you do this. If they do not meet these obligations (one of which is proving you owe the debt and that it is reported correctly – this is THEIR responsibility, NOT yours!) – they are breaking the law, and they do it CONSTANTLY. If more people got informed and stood up to these criminals in court, they wouldn’t think they can get away with breaking the law millions of times a day!


How can i get a free credit report?


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What caused Mortgage Crisis (10 pts to best answer)?

I want to know WHAT CAUSED THE ADJUSTABLE MORTGAGE RATES TO GO UP IN THE FIRST PLACE>


I have bad credit and I need a 30k loan?

my son and I are in a bad living situation right now and need to move asap, the only thing is i dont have the money i need to move right now, i have a good job and i make good money but it would take a year or more before i could afford to move, so im looking for a 30k loan so i can move now and just make payments on it each month which would be the money i would have been saving to move. I dont have anyone we can stay with or any family or friends to help, i dont qualify for any state assistance because i make to much money. Where can I get a loan like that with my bad credit?


Is a 11.59% apr good for a 22k auto loan?

Im wondering if thats good its for a auto loan. Im only 19 so im not to sure on that. I can pay it tho. Can I have opinions?


After bankruptcy can you immediately get new credit cards, and how long does it take to buy a house again?


What does an Experian Vantage score report of 781 correlate to in terms what what my credit score is?


Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


My credit was bad a score of 619. Now for the past 6 months I have caught up?

on all my bills. (The reason I was late was due to my hours at work were cut). Now i have more hours. When can I apply for any credit card?


Can I have a cosigner on an auto loan from out of state?

I don’t have enough credit to finance a car on my own, and I’m surrounded by people with bad credit. If I go to a car dealership with information or a person and an address to get information from, can my cosigner be from out of state? It’s my grandmother, I live in Texas, and she lives in Nevada.


Anyone know of a reputable place for me to check my credit report online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any such thing as a 5 year fixed rate mortgage?


I want to get a credit card, but don’t know which one…?

I currently have no line of credit and want to get a credit card. I don’t know where to begin, so any advice on a good beginning credit card would be great! How much credit should I expect to initially receive?


Question about medical bills and bankruptcy?

Over the last 2 years I have been in and out of hospitals, 11 hospitals to be exact. Even after insurance I have well over $60,000 in medical bills. At one time I applied for medicaid, and they wanted all of my bills, the original, they wouldn’t take copies. So I sent them in and never got them back. Now I remember what hospitals I was in, but alot of the hospitals have outside doctors and radiologists and such that will charge you an outside fee. I do not remember who they were, and they have stopped sending me bills. I have all different collection agencies calling at all different times and I am just a mess in the sense that I have no clue anymore who I owe what to. So my question is, is there anyway that it can all be pulled up on the computer? My mom said when she went for bankruptcy that all of her bills were pulled up on a computer and she did not need the bills. Is this really possible? I am considering bankruptcy so I’m trying to get all my bills in order but I have no clue what I’m missing, I don’t want to go through the bankruptcy and find out after that I missed some and I still owe them money.


What is the best xxx game sites that don’t require credit card or flash player?


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Amscot cash advance?

I had got a cash advance. I was stupid an kept getting extintions an it ended up over drafting my account on a monday an i had the money thursday it took it out of my pay check. I was wondering if that meant it paid it off an im good an don’t owe anything..i just want to know beacuse i paid it all plus my overdraft fee. Im just confused. Lol please help.


Can I pay my Canada National Student Loan online?

Is it possible to pay my National Student Loan online through my financial institution’s online banking service? If so, where do I find the account number for this payee?


Auto Loans–what is a good credit score?

I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are loooking for people like me to make money with high rates on loans but what should mine be so they don’t screw me? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help! The FreeCreditReport.com song is stuck in my head!?

It’s stuck in my head and I would stick a screwdriver in my ear if I thought it would help! My boss and I play this game where we try to get the worst songs stuck in each others heads, I thought I won with Now I can’t get a loan


Refinancing Auto Loan?

I bought a new car in November 2009 and financed for 7 years @ 7.29%. I have been paying an extra $50 a month to try and pay it off in 6 years. I found out I can refinance my loan @ 5 16% for 60 months meaning I can pay my car off in 5 years and 9 months. Is refinancing really worth it in my case seeing that I will be able to pay it off in a little over 6 years without refinancing? I’m stumped on this one…please help!


If my auto loan is paid in full, do I get any of the interest already paid back?

My car was a total loss. Insurance paid it off, I have paid a little over $1000.00 in interest.


If I miss a car loan payment by one day is it considered late? Is there any kind of leniency?

I pretty much got effed, my loan payment fell on a funny day and I dont get paid til the day it after it is due, I guess worst case scenario I could pawn something.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Filing Chapter 13 Bankruptcy and foreclosure?

Hello, I have a second property home that is a condo. It was my primary but I got married and bought a house with my wife and then rented condo out. Since 2005, we now have 4 children, lost my rental income (no tenant), can not sell it and are underwater on it. I stopped paying the mortgate in June 2009 and have been trying to short sell it. My wife is not on the condo mortgage just me. Anyways, if I can’t sell it, it looks like it will be foreclosed on. If they come after me for the deficiency, I will have to file bankruptcy. I think they also look at my spouse’s income even though she is not on the condo mortgage? If so, I think we both make too much money combined to qualify for chapter 7 for me. So, it would then be chapter 13. but will they try to make me pay all of the deficiency or just part of it? because I can’t pay all of it. Help….


Anyone know of a reputable place for me to check my credit report online for free?


May i obtain an online payday loan using just a debit card?

I need the easy payday loan that not require bank statement info and I have only debit card anybody know where can i apply?


Where is free credit report without membership?

where is free credit report without membership? I am sick of these small print websites

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there anywebsites that will transfer a payday loan the same day?

needing a loan stuck home no car any websites that can tranfers money into your account the same day (like today) so i can get the silly part so my car can work again?


Should i contact the FTC? about a payday loan company?

the FTC is really cracking down on payday loan companies in my state, going as far as shutting many down and trying to get rid of them all together. well we have an installment loan it was due a few days ago, we told them many days before it was due we were not able to make the payment. they told us we have to pay, no exceptions, we need to beg borrow and steal to get the money to pay this. well in the contract it states if you are paying more than 10 days late a $10 late fee will apply” meaning you ARE in fact able to pay late am i right? and i brought this up to them and they told me it doesnt apply to us! i mean it is in the paperwork


What is a starting credit score?

Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing


What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?

im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4-5 year loan for $13,000?


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?

We also have a little over 2 acres of our own land the house is going on. What is the likelihood we will get approved? We also have a little baby. Also, I just paid off a 175 dollar credit card. The limit was 1200, but we only owed 175 on it. How much will that bump my score up? I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and that’s it. Nothing else. Thanks


Should I pay off small medical bills to improve credit?

Will it help my credit score or credit rating if I pay these medical bills off? Or will it even help?


If you are married can one person file bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mike Tyson’s Downfall?

First of all, I am a big Mike Tyson fan regardless on what others have to say about his attitude, behavior, or negativities. My major question is why isn’t he regarded as one of the best ever? I heard he is now bankrupt…is that also true? If it wasn’t for all the criticism he received during the height of his career…would he be considered a legend? I know Mike Tyson was a pretty crazy thugged out individual but what made him do what he did to be criticized from commentators alike


Anyone know of a reputable place for me to check my credit report online for free?


Which bank provides the best home loan in malaysia?

assuming paying for 30 years.


Does anyone no of a loan Company that will give loans out with bad credit?

Thank you for the responses. I am from the UK so i most probally have to be a lender form the UK. Thanks


Why do people get second mortgages?

What would cause a person to take out a second mortgage on their home?


What is the difference between chapter7&13 bankruptcy.?


Sir.my monthly income Rs.14000 also i have no any property can i get home loan?




















































Where can I read Linger by Maggie Stiefvater online for free?

Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

A credit card for no credit?

what credit card would be good for me because I have no credit and visa and american express wont give me one because i have no credit


I want to file for bankruptcy…..?

i dont know how to go about it but i want to file for a chapter 7 bankruptcy because i havent made the best decisions with money in the past (1500 in cc bills) but my fiancees lil brother stole my new car that i got from a friend and wrecked it the day before i was going to get insurance on it and it left me with 7000 in damage to the other vehicle. i want to get rid of all of that but i dont know how the whole going about filing for bankruptcy works…. help please.? (no rude answers please)


What SECURE website can I go to -to check my credit report for free?

I lost my wallet with my Birth certificate and Social security inside a year and a half ago and I haven’t checked my credit report in a while -last time my bank did it for me -so I dont remember which site they used -please help I’m curious though I’m sure its fine cause I reported when it was missing -Thanks


WHATS THE BEST CREDIT CARD FOR FIRST TIMERS?

Im looking to get a credit card for the first time to get my credit in oder any suggestions where to go or who to chose? I would prefer something with low interest rates and a company who’s intentions aren’t to rip me off. Thanx in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a site to get a free credit report?

Some stupid people think freecreditreport.com is free if you go to that site you will find out that it is not free. Is there a real free credit report?


How can I start getting credit?

I was married to a man that bled me dry. He had very bad credit and used my name to get credit cards and others things. He never paid the bills. We have now been divorced four years and I pay my rent and utilities on time, but can’t get any credit. How can I show I am a good person without someone giving me a chance?


Rounding to the nearest tens place?

So if a number is 645, and when you round it to the nearest tens place, then it would be 65? Please clarify, I want to refresh my memory.


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score?

where can i get a free credit score/report free with no credit card required?


Is there a free credit score that u can get without using a creditcard.?

What is your score if you have absolutly no credit on your credit report ? Do you get a score?


Best way to fix my credit?

Ok so when I was 18 I was stupid and signed up for credit cards and phones…dumb stuff. Now I’m 22 and I’m trying to fix all the mistakes I made early on. So I got my free annual credit report and started calling the places that were listed as negatively affecting my score. I worked out arrangements with most of them. So a couple questions; I thought that I would have some medical bills show up and there was nothing there. Am I just lucky that they didn’t get reported or is that separate? Also I’m a student so I have student loans out, one of them is showing that it is negatively affecting my score. When I called the loan company they said that I don’t owe any payments to them until November 2012, how do I get this adjusted? Where is the safest place for me to order a detailed version of my credit report because I don’t want to get scammed. I understand this will cost but I just want to fix this while I can so I can buy a house eventually. Thanks!


Student loan v.s auto loan?

if i own a lot student loan, is it possible for me to get an auto loan? maybe $8000 i’m 21 in college. i still have a year to go.


Refinance auto loan with us bank/cars inc.?

has anyone ever refianced their auto loan with this company? cars inc. who uses us bank to refi your car loan. it says i may be able to lower my apr% to as low as 5.99% and lower my monthly payments. please check out the web site and let me know what you think if you have never heard of them, or let me know what i should do. my current loan is is w/chase is 10.14% and 539.41 monthly payments for 6yrs (72months). www.autorefi.com


How can I reduce my auto loan monthly payments?

I bought my car about a year and a half ago. My monthly payments are $252. The thing w/ my car is they over priced it by about $4500 (we didn’t know till after). I was literally, LITERALLY cornered, against the wall, with the sales guy on his knees holding my hand begging me to buy the car. After about 5 hours of trying to get away, my dad and I said yes” to the car. Now


After filing for bankruprcy, when do banks and other lending institutions consider lending to you again?


Free Credit Report??

Does anyone know where i can get an accurate credit report with out having to enter my credit card number?


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i still get a auto loan with one already financed?

Hi i have a bad credit score but i have a sizeable down payment 3000 dollars do you think i can still get a auto loan i have one already but my mother uses that car its financed through wells fargo


Master Card Pre Authorization holds spooky 7500% !?

I just bought a pen drive cost 620BDT( including shipment) from here https://www.ekushey.com.bd/ I used my payoneer mastercard to pay the cost. It gave me receipt pdf showing 620TK. and my account deduced about 8.35$ which is alright( according to my calc it is enough to pay 620TK and some other charge) But what is bringing headache is that it shows Date: 11/16/2011 03:47 Txxxxxxxx Pre-Auth Transaction-POS Signature Purchase International SSL Wireless Dhaka BGD Local Currency Amount: [Bangladesh, Taka: 620.0] Amount to charge: $620.00 under Pre Authorize Transaction list i see SSL Wireless Dhaka BGD $-620.00 i am really having a chest pain seeing -620 $ for a pendrive. Should i worry about it? Will it lead my account to negative balance? I dont have that money. In fact it would take a year for me to earn that.


What kind of acceleration rate and top speed does the 2008 harley sportster XL 883 and 1200 have?

I am 16 and buying my first harley. I have narrowed it down to either the 2008 sportster XL 883 and the 2008 sportster XL1200. Does anybody know what the acceleration rate and top speed of these bikes? Thanks.


What does the payoff amount mean for a vehicle?


AUSSIES..has anyone here gone bankrupt?

my friend is in debt just under thirty thousand dollars.. she has two kids and is single and cant afford to pay it back.. one part is a car loan ( about 17 thousand owing) and a bank loan (about 8 or 9 thousand)not too sure she want to know how it works.. i have googled some info but it seems like there is differnent types of bankruptcy?? she know it will be on her record for 3 years she just want to know how to go about it


In terms of prostitution, what is considered equivalent of money?

If prostitution is sex in exchange for money or its equivalent – what types of things would be equivalent and what wouldn’t? I can understand gift cards, gift certificates, shares of stock, tangible items, jewelry, all can be equivalent of money. How about services or labor such as mowing the lawn or driving a limo? Or services such as housecleaning or auto repair? My other question is, if I meet a girl for a date and we eat dinner and I pay for it, then we go back to my place and we can’t help it and have sex – is that prostitution because I paid for dinner? What if I met a girl I liked, and she told me she needed a $500 loan, and I gave it to her, and we had sex. Is that prostitution too? What if I was dating a girl who lost her job and she needed money and a place to stay, so I outright gave her $1000 a week to take care of her. And we had sex every once in a while. Is that prostitution too? And what if I get married and my wife refuses to have sex with me unless I pay her money or babysit the kids on the weekends. Is that prostitution too?


I need a auto loan!?

I find myself needing a new car and as many of you know, times are bad in the economy. I have no credit history what so ever I checked my credit report and there is nothing but zeroes on the report. I am 50 years old and have always saved up my money and payed cash for everything. I have $51,000 in a money market acount getting 4.10% intrest. I was wondering what my chances are of getting a cash secured loan for a new car?. I thought although I could pay cash for the car if I took out a loan it might help me build a credit rateing better then 0. Does anyone know if a bank would likely give me a $25,000 auto loan if I used my money market acount for caladeral?


What is the statute of limitations on personal loans in NC?

A friend of mine loaned me some money a few yeas ago totaling over $4,000. As the years passed I had been guilted into working fo free in her restaurant, chauffeuring her around all because I hadn’t paid her back. We agreed on a settlement of about 40% of the principle. I can’t take a decent vacation or buy cigarettes without getting grief. Without a promissory note can she take me to court? And what is the statute for that? The incident was in 2005 And please no self righteous people saying yes u owe her just pay it” that wasn’t the question.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I refuse to pay back interest charges on payday loans need advice?

Basically I don’t owe alot, wonga 450, Mr lender 140 and quickquid 122.50…. But losing my job on 16th of January my prioritys are being paid 1st car insurance rent things like that. Can I refuse whatever they put on as interest like say I’ll pay you 140 450 and 122.50 no more. Anybody having problems with payday loans and what to do as hasslingvme everyday,getting annoying I’ve said as soon as I’m back in work I will pay you what I owe and contact you but right now I haven’t a penny. Any ideas or rights I have I will not pay any interest at all


Need to pay off credit…is a consolidation loan the best way to go?

I am $11,000 in Credit card debt. Would like to pay it down as quickly as possible at the lowest rates possible. NO DEBT CONSOLIDATION COMPANIES!! Was thinking about going to my local bank and asking for a personal loan, but I don’t own a home. What are my options??


Get me out of Payday Loan HELL!!?

I was foolish and got way in over my head with payday loans. I finally closed my account and now I owe about $2000 to six different lenders. Does anyone know how I should proceed? It seems like these debt consolodation places are as shady as the loan places. How do I pick and honest one that is on my side?


What are some loan companys i could i apply for a loan?

loans for home improvement



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do i find a loan-shark in Nashville,TN ?

I need money to bid on: liquidation.com on: iPODs, laptops, cellphones, toys, clothing, etc…; that i can sell for 50% of retail& still make a bundle & X-Mas is 2x weeks away?


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


Credit report?

When I was was 19 I had my car repossed, stupid kid stuff. Now, I am responsible and paying everything on time. The only major thing is that repo. It happened over 7 years ago and the company is saying it was repoed in 2002. I have put in request to have this remove but I need evidence. How can I go about finding out the plate or any other info proving that the car has been resold. I have no info on the car, I threw away everything being it was over seven years. And yes I tried the DMV to no avail. Thanks for any help.


Has anyone heard of Resq Debt? and if so is it a legit company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


25 years old and $18,000 in credit card debt?

I know, Im beyond dumb. Getting myself into this much debt was a HUGE mistake & even worse I have nothing to show for it. But what do you think I should do. I make decent money, have $0 in savings & pretty much live paycheck to paycheck because of all of my monhtly payments. I need to buy a house in the next 2 years or so & want to get rid of a lot of this debt. All of my bills are paid on time, but between rent, car payments, utilities, phone etc. I can only make a little bit more than the minimum payments. Do you recommend a consolidation or debt management agency or keep doing what Im doing. I transfer balances to 0% apr as much as possible, but I still have a few with interest and I still $18,000 IN DEBT. I hate this dark cloud hanging over my head! I need help!!!


I am a custodial parent in new york and i am getting ready to file a chapter 7 bankruptcy?

the non custodial parent owes back arrears is that exempt from my filing.also it is not a active child support case..Do i have to tell the bankruptcy trustee about it ? Are back arrears exempt property


Auto loan, no credit, no cosigner, just relocated…?

I moved to california a month ago and am in desperate need of a car! I am 18, have no credit, no cosigner, and I will start a new job here soon full time. I have been employed at another job for about a year but I dont know if that will help me. I need a car asap. I need a loan that doesnt look at my credit and wont care soo much that Ive been here less than a year. Or another way to finance my car.


I am looking for a loan shark in the Bedford area, I am really desperate, could anybody help me?


Buying a New Car and Auto Loan Online?

I just recently graduated from college and I make around 33,000/year (about six months at the job now), but it’s time for a new car and move on from my college commuter (157K miles). Are there any options to apply for a loan online and get some quick estimates?


If your credit score is 581 is that good or bad?

i had a credit card that i havnt used or paid fees in months and i went to freecreditreport.com and my score was 581….is that good or bad?


What are some trusted payday loan companies online.?


630 Credit score auto loan question?

I keep getting answers saying my credit should be higher. I don’t know what could possibly be bringing it down, and didn’t know enough about credit to know where it should be sitting. I have never had any credit cards (maybe that’s it) and recently I had a few negative items that were identity theft issues” but sent them proof it was not me and had them removed.. I don’t know if that will lower my score with having ever had negative marks on there but as of now it says there is no derogatory reports being made? Any suggestions?”


Where can I get holiday money that is not a payday loan if I have terrible credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is worse a horrific credit score, or bankruptcy?

I like turkey’s answer but ill leave it open a little longer to get more suggestions..its horrible to live in fear of having your wages garnished or your bank accounts zapped due to past mistakes… like i said my main concern is my apartment, which i wont be able to afford if my accounts are levied and wages garnished.so i guess i should take this as a rough lesson learned and file before more damage is done..


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


Private Lender from the USA,please help. I can’t get any loans with my credit. In deep with payday loans.?


What is your opinion of check cashing and payday loan places?

Are they loan sharks or do they provide an important service to low income people?


How hard will it be for me to get a car?

Even with 13% interest my payments would only be 311 a month.. I make really good money as a bartender so swinging that is no issue.


I need to know if this is a scam before I go through with this?

I am trying to rent a house and I replied to an ad on craigslist and the landlowner sent me this e mail. Hello Maia


Is 527 a really bad credit score what do i need to do to make it better?

i have no ccjs or defaults just 2 missed payments and im not on the electrol roll what do i need to get up to till i can get things like contract phones and credit cards




















































Where can I get a true free credit report w/no strings attached?

Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Loan consolidation help?

No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?


What my little pony is Rainbow Dash’s best friend/friends?

My friends and i on psn have this my little pony joke im Rainbow Dash and we are best friends so what my little pony/pony’s are Rainbow Dash’s best friends?


Will I be approved for a 16k auto loan?

I am wondering if I will get approved for a auto loan of 16k. Vehicle is worth 30k, I have 14k to put down on it. Credit score from trans union (trans risk) is 709. Fico is 675+ being held back by 3 late payments 44 months ago. No late payments in the last 2 years. 2 auto loans in the last 2 years, one for 7,500 (paid off) one for 10k (still owe 1,800). One credit card with a limit of 1k and a zero balance on it. Total expenses between rent and my loan are 1050 a month. Take home income is between 3,800 to 4k. No debt other then the 1,800 remaining on the loan.


Does being cosigner for a auto loan improve my credit?

my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a good auto loan interest rate?

I’m planning to buy a 2005 Nissan Altima for $8500. The dealership is still running through their banks to find out what my payments would be and stuff. I’m also checking with my own banks, and my parent’s credit union to see what I can get. I really have no idea what I should be looking for in an interest rate. I don’t know what’s too high, or what is ideal. Of course I’m going to go with whatever is lowest out of the banks, but I want to know what to expect before I sign those papers. What should I expect for an interest rate? I owe almost $3000 on my credit cards. I have a $5000 student loan that I haven’t started paying yet (because I’m not done with school) and my credit score is almost 650. What’s a good rate and what should I expect?


WHat to do? Sallie Mae, Allied Interstate….?

I filed chapter 13 bankruptcy 5 years ago. I finished it a year ago and was informed that private sallie mae loan was defaulted and turned over to Allied Interstate. I contacted them after my ch 13 was finished. Allied Interstate said that After I pay 3 months of payments that they can put me in the 0.01 percent interest payment plan since my loan has been charged off. This has never happened. After 6 months I would call Allied and they would tell me something like check next month. Now it has been 9 months, and Allied has told me that there is nothing that they can do, and the guy tried to get me to settle with them ,and find a loan somewhere. Every time I call Sallie Mae, they transfer me to Allied Interstate. I have been making these payments on time for $400.00 and my loan total has been going up instead of down. What can I do?


Have you filed for bankrupcty?

I’m really thinking about filing for bankruptcy, I have 16000 in credit card debt and I’m unable to refinance my home to a good interest rate because of my debt to equity ratio. I talked to a lawyer and I forget now which chapter I’d be filing under, I believe it was 13 but could be 7. It was the one where you don’t pay back anything. Anyways, I was wondering, overall, is it worth it? what sort of problems did you encounter afterwards, etc..


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Companies making mistake on your credit report after bankruptcy. what can you do about it.?

they are still trying to collect on discharge debt;using different collection companies.


How high does a beacon score need to be in order to co-sign for a auto loan?

how high does a beacon score need to be in order to co-sign for a auto loan?


I am trying to find out if my bankruptcy has been dropped?

it is filed in georgia i need a web site so i can find out information about it


Best font websites? free or with letter setter?

where can i find great free fonts, or websites with letter setters” to test the fonts before i buy them? I know about 1001 free fonts


Concerned that I might become victim of Identity Theft/Fraud. How to protect? Additional details are below:?

I sent a completed application to Bank of America to open a new Brokerage Acct with a copy of my passport, copy of my driver license, my social security number, my checking acct no and bank routing number by fax. Bank of America said they have not received the faxed documents. I am really concerned that if these documents fall in wrong hand, it can misused for any purpose. I am 100% sure that the Bank received the fax since I have fax confirmation receipt. Can you please advise me on the followings? I will close my bank account. But the submitted documents can be misused for getting loans and credit cards etc. How can I protect my self against this? Is there any insurance available? I really want to complain against Bank of america since the bank is taking this lightly and hesitant in doing any investigation of this issue. I am just a small customer which means nothing to the bank. Is there any organization where I can submit this complaint against this bank?


What did Nathan Scott do that is related to shaving? ONE TREE HILL?

in the episode i forgot to remember to forget, nathan said he was happy that no one mentioned shaving….


Where can I get a fast loan for $1000.00. I will lose my license if I don’t get it. Someone help!?

I need a loan quick! Does anyone know of any payday loans that are gauranteed?


I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?

I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?


Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why wont best buy approve me of a dang credit card?

I am very confused on why I cant get a credit card from best buy to try and help reduce the cost of my laptop for college??? I have good credit for being 19 and I have been maintaining my current credit card for a while now have not missed one payment on it i use it to build my credit so I cant figure out why best buy will not approve me for one. my friends all got approved any idea why i cant??


Do auto insurance compaines have to view the damaged vehicle?

My boyfriend and I were recently in an automobile accident and he doesn t have gap insurace so he s freaking out about his car being totaled and the fact the value of his car is less than his loan. The girl who hit us, her auto insurance company is coming to view the car, and he s conviced this means his car is totaled. Is it common that insurance companies look at the car to see If damage is present or does it mean his car is totaled ?


Any experience with a ‘bad credit’ auto loan?

Does anyone have any experience with bad credit” auto loans? For example: roadloans.com. My credit is poor because I am only 22 and have had some issues with student loans. I would rather have the loan before going to the dealer


Question about loans in america?

Does anyone know whether british students studying in american can get out a loan? Thanks


Loan against 401-K?

I was told I can go to a bank and get a personal loan and use 401-K as collateral for the loan. My credit could not get me loan alone. I need about 2,000 dollars and have 16,000 in 401-K but only vested amount of 5,000 Can I get loan against it?


Can you get a small auto loan based on your good credit?

I’m 21 and I am self employed, I have had a credit card since I was 18 and it has always been in my name. I have never made a late payment so I’m sure that my credit score has to be decent. I’m wondering being self employed can I get a small auto loan for like 2500-3500? I also can get a cosigner if I have to. I’m just worried that they will see self employed, and I don’t have any paystubs for my wages, and also I bank through a credit union which might make it easier.


How can i get a free credit score without paying money?

i would like to check my credit scores so i can fix my credit . So I can get approve for a business loan and grant . I have been released from prison. And would like to start my own food business .


What online stores accept Checking Account info as payment BESIDES PAYPAL?

Want to shop but los my wallet and my credit cards.. Need to get a present shipped ASAP but can’t find any ONLINE stores that accept CHECKING Account info.. What happened to them??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


How can I file for bankruptcy?

I need some info on how to file for bankruptcy….


Is it better to apply for a personal or auto loan online or in person?


Where should i get my first credit card?

19 years old full time worker (5 out of 7 days 40 hours) Student( 2 out 7 days. 4 classes) Where should i start to build credit as less stressful ?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i get an homeimprovement loan after bankruptcy, of 2 years,and low interest rates?


Where can I get a true free credit report w/no strings attached?


What is the implied tax rate on the highest quintile?

What is the implied tax rate on the highest quintile? Highest quintile: 2007 income= above $100,000; average income= $168,000, share of total income for the U.S. = 49.7% this is all of the info that I was given and I have to find out what the implied tax rate would be for this quintile.


How does a preapproved car loan work?

I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 4kids finally bankrupt?

They’re ruining anime as we know it and worse yet made them sing the national anthem… wth!!!


How long will it take to pay off a $5000 loan by paying $50 a week? ?


I got an Auto Loan with CapitalOne, question about model year determining APR?

Hi Guys, I just got approved for an auto loan with CapitalOne, and I’m very confused by the book with the blank check they sent me. They have a chart it in that looks something like this… The model year* of the vehicle purchased will determine your APR. Model Year | APR | $8000 | $13000 | $15000 ————————————–… 2008 or Newer 6.70% 2007-2004 8.05% 2005 or older 9.30% -1 or older 7.30% Thats all they say… It doesn’t make sense, it’s ambiguous. So if you bought a 2005 you have the option of taking 8.05% or 9.30%, haha. I know that’s not right, but seriously they should of given me more info. I looked on their online calculator and I guess it also goes by if I purchase it at the dealer or not. So if I bought a 2003 from a dealer it will still be 9.30% no matter what? Last time I checked my score was 725, think I could get a better deal out there?


Are there any home loan programs to stop forclusure?

2 part question, we refinanced and our payments are about to double, we can not afford them, my husband makes less than he did when we refinanced, so we will not qualify, withthe market I doubt we can sell, is there anything we can do? Would filling bankruptcy help or hurt?


Caculate the monthly payment for a $6000 loan @ 1.99%APR?


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Can the payday loan people call you and threaten you with arrest?

I live in california and got a payday loan about 4 years ago at that time I had every intention to pay back. But I had unexpected withdrawals from my bank account that put me at overdraft. Right now I have been unable to pay them back because I have more debts than what I make. I recently had a baby also and have been on disability which is less than what I would make at work. They called my mom and told her all about this( are they allowed to disclose information to other people other than myself?). They told her that I had to call them back that same day or they would send someone to arrest me.


Best private loan provider for nursing students?

I will be entering am accelerated BSN nursing program and will need a private loan to cover the rest of my tuition.


How do i get negative items off my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I qualify for a Car Loan???!!?

I have $6500 to put down, I have had a part time job that I have been working at for over 6 months, I make around $300 a week but I am a full time college student and have no expenses (student loans/pell grants pay for everything). My car just died and am in dire need of a new one and I want to get one that will go for a while with low miles. My reason for financing (6500-7500 dollars) is to make payments to increase my credit score because when I graduate my debt-income will be screwed b/c of all the student loans. Bad thing is, the only option for a cosigner would be my parents whose credit score is low (~600-620). I want to get approved for $6500 or $7500 so I can go ahead and spend 13-14k on a good solid honda or something with low miles. Will I get approved alone? Would it help if I got a cosigner with a 600-620 credit score? How much will I get approved for?


Where can I get a true free credit report w/no strings attached?


Does anyone know how I can get a payday loan that I don’t have to pay back for at least 3 to 6 months?

Hello, I am interested in getting a payday loan or cash advance loan with no credit checks. I do not get Direct Deposit and I need at least $1500. I would like to know if there is any place in Santa Clara County California that offers this loan with no payment due until 3 to 6 months???


Where can you do a free credit report without giving them you credit card information?

I am wanting to do a credit report but I want to do a FREE one….Any suggestions? I don’t want to give out my credit card information either….


Is a credit score of 627 bad?

I recently applied for a credit card and was rejected because I have a serious delinquency”. This “serious delinquency” was me at 18 having my first credit card and not knowing I had an $11 balance on it for over 3 months. Bank of America (whom I had my credit card with) closed my account and sent it to collections. For $11. That was the only reason they listed for rejecting me. Also it stated on the back they got my credit score and it’s at 627. For a 21 year old college student


Chapter 7 bankruptcy, your car is over 5,000 will the courts allow you keep it by paying payments to trustee?

I am looking into bankruptcy, the only on the bubble question is that my vehicle my be worth 10000.00 and I used that for work. With bankruptcy laws the value is only 5,000.00. Will the court let you make payments to the trustees if they want to liquidate it.


Is sub-leasing a car illegal in California?

I have really bad credit and even though I have been making payments, it still is in too bad of shape to get a car loan, so I agreed to take over someone else’s car payment and sub-lease it from them. He had told me that the car was in his name and we agreed on an amount. He agreed to give me ALL the paperwork a week after I picked the car up from him, so I have been paying well over a car payment amount to get it paid off as quickly as possible and now he is telling me it is actually in his Uncle’s name along with his, and that his uncle has no clue he’s selling it because, It would make it too complicated.” He has lied to me and made excuses and I was wondering




















































Is there a way to get your credit score for free?

Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Escrow disbursement – customer?? 5th 3rd bank?

my online mortgage account says Esc Disbursement – customer….does this mean they are issuing me my escrow refund? i hold a mortgage with 5th 3rd bank…..usually it says Esc Disbursement – Taxes or Insurance…..thanks


Will filing bankruptcy effect my family?

I’m 25, have 2 car payments, a mortgage, work full-time, married and have a kid on the way. I don’t know what to do? I have been thinking for a while that bankruptcy is going to help. If I did, I would keep my wife out of it and her car. That way if worse came to worse we could use her credit, and car to trade if needed. I just want to do what is best for my family, we are struggling right now, and I know bankruptcy is temp. We are so far behind on bills and I am about to get 2nd job anyway for extra cash. What do I do?


I have had car finance with black horse twice in 5 years i now have poor credit could i get unsecured loan?

i am trying to get credit better and only need to borrow Β£3000 in total


How and where can I get a small loan with extremely bad credit?

How and where can I get a small loan with extremely bad credit? I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don’t know for sure, but it is not good. I need a small loan to pay off my bills. I just want them all consolidated. The VA will not give me a loan, all they can do is co-sign a HOME LOAN, not a small loan for little things. What can I do now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What happens if I pay my car payment 3 weeks late?


What does 110% loan to value mean for a car?

So being upside down” is a bad thing if I am looking to resell the car before I pay it off?”


Can you obtain a great credit score if you have declared bankruptcy in the last 10 yrs.?

And if you can, can you get large credit limits on credit cards?


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you file bankruptcy can you keep one of the vehicles you are financing if you are current with them?


How do I apply for the HrBlock Emerald Card Advance line of credit??

I cannot find the application to apply for HR Block Emerald Card Advance line of credit that I qualify for, it is not on the web site. I understand if I met the qualifications, I would be able to apply for a line of credit. Well it has been five months since I opened the account and I cannot seem to get any cooperation from HR Block Bank, except them telling me I qualify. The web site offers no application or number to call. The number I got from customer service was just a recording about the advance. Is this advance only offered certain times of the year, because my tax preparer told me it was year round once I qualify. Knowing I would have a line of credit when I needed it was the main reason I signed up for this account. Could someone please help me with this matter? Thanks


What happens legally if you dont pay back a cash advance loan?

cash advance from checksmart


How much of an interest rate should I expect on an auto loan?

I’m looking to purchase a used car between $7000 and $8500. I’ll be putting $6500 down, and the sales tax is 6.75% in the county I’ll be living in. I want a 12 month loan. I’m 19 and have no credit, and am using this – along with my credit card that I use to purchase gas and then immediately pay off to build my credit. I’m assuming it will be somewhere between 12% and 19%, but want to get a better idea. Before you say just buy a car for $6500 cash, I want to build my credit quickly and have no issue affording the monthly payment, regardless of the interest rate – and I’d like to do it this way. Anyway ~ Just figured I’d ask! Thanks.


Bajaj Finance auto loans rates for 2010?

One of my relatives is planning to buy a bike from Bajaj, hence I wanted to know where can I get good info about Bajaj loans in Mumbai


Will any debt consolidation company include secured debts like cars and educational loans into the program?

Is it uncommon, does anyone know of one?


Does anyone know a legit Bank or Company that gives out loans for people with bad credit??

Looking for a loan that doesn’t take forever to get. If you do know can you provide information such as contact and possibly there phone number??


What is the process of buying a modular home? USDA loan!?

I am interested in buying a modular (not mobile) home. I am going to get a USDA direct loan and I don’t know the process. I have already been pre-qualified for around $145,000. I stil have to submit my application. Do I look for the home and land before I get approved for the loan or do I have to wait until I am approved? The USDA does start pulling applications” (what I was told) until October so will I have to wait until then before I look? I am interested in Clayton homes


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad credit auto loans?

Our bad credit is not that we don’t pay our bills. There are two people with the same name ,both in the military. One is retired. The other person’s non payment of his bills has been attached to our credit. We have worked really had to get most of his information off our credit report but still haven’t been able to get some off as fast as others.


Herbert Hoover and the Great Depression?

How well does Herbert Hoover handle the Great Depression? Is the depression his fault? Please help! Thanks so much!


Is it safe to become a porn site member using Credit Card / Debit Card?


Does a free credit report show everything or do you have to buy to see all?

I got my free credit reports (from experion, transunion and equifax’s website) and was wondering if it is a full report or partial report. Do you have to actually buy your credit report to see everything that’s on it? I don’t want to have to buy it if all its going to show is what I have already seen on the free report.


What if i file bankruptcy? but did not go to court yet?


I’ll just start working this week, can i apply for an auto loan?

This is my first job and i’m 18. What will i need and will i qualify?


Important question about filing bankruptcy?

I had 20 thousand dollars in credit card bills last week and i needed money so i paid my credit card offf with my bank account even though i didnt have the money.Well the bank let it go through so now i have an availabe credit card balance on 20k so i withdrew the money.is this illegal and can i still file for bankruptcy.Your answer is really appreciated?


Is Market share the best indicator of company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to take a home renovation loan from HDFC. Is HDFC giving such loans now?

What is the interest rate on such loans and for what tenure are they available?


I did not recieve a 1099-INT from Bank of America?

I just went to BOA website and it says Watch your mailbox for IRS Forms 1098 / 1099-INT. These forms are mailed by January 31st and should arrive no later than February 10th. Tax documents for 1099-INT are not currently available online. We only report interest paid on your Bank of America accounts and mail a 1099-INT if you: -Earned $10.00 or more in interest during the year. -Had any interest


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


When applying for an auto loan do they only check balances on accounts or can BOA check actual transactions?

I have had two checking and two savings accounts with Bank of America for a couple of years and thought I should look into their auto loans prior to going to a dealer. I am wondering though if they are able to look at actual transactions or just view balances when doing the credit check. I assume any other place wouldn’t have access but since my account is with them is that something they may do? Any info would be great!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does WFS Financial (Wells Fargo) Report to Credit Agencies?

I recently got an auto loan with WFS Financial (Wells Fargo Dealer Services) and I was wondering if they report to the 3 major credit reporting companies? Do loan companies usually report every months car payment or just when its fully paid off?


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.


I already have home modified, can I now file for bankruptcy?

house is modified and have been making new payments for 1 year now. I have about $30,000 in credit card debt and now one collection agency is wanting to take me to court. Can I file for bankruptcy and save my house? We also only have 1 car which is paid off. We have only one income and are living under poverty level for house hold of 3. Also is there any options for filing bankruptcy without using a lawyer. I cant afford one. Please give advice. God Bless


How to build credit in my situation? Please help?

I’m 19. Last year, my checking account was overdrawn by accident. I put a check in the night deposit to cover the costs. I called every day for a week or so, waiting for the check to go through. Then my balance finally when to zero. I found out later, what happened was they turned over my account to collections and the check for some reason never appeared in their records. So before I had no credit at all, as I was only 18, and now I don’t know what to do. I applied for a student credit card and was declined. I don’t know if this is because I have bad credit because of the incident or if I have no credit. I have also not been able to figure out who to get my credit score from those agencies that have to give them for free because they try and get me to pay money. What can I do to build up my credit if I can’t even get a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get an auto loan with this criteria?

I have very little credit. Only 3 months with my first credit card. I want to own a used 350z, but haven’t really established solid credit. I just started a job that makes about 60k/yr. I have a steady income, but I only have about 1.5k saved up for the down payment. What is a good interest rate to shoot for and will I be able to get an auto loan like this?


Can I get a $20,000 auto loan at 18?

I am 18 years old and I work 40 hours a week making $10 an hour, is it possible for me to get a $20,000 auto loan to get a car, without a co-signer?


Will I get any notification about tax offset from my tax return, due to defaulted student loan by my spouse?

She got a letter from debt collector saying they will garnish her wages, but it dosen’t say anything about tax offset. Should we be worried & will we be notified before the tax offset by IRS. We really need the money. Thanks for any input.


Debt Consolidation Programs: Blessing or Curse; Yea or Nay?


What is your opinion of check cashing and payday loan places?

Are they loan sharks or do they provide an important service to low income people?


Changing bank of america credit card due date?

Yes I know my current closing date, the information has been on my account for weeks but the card came today.


Should I file for bankruptcy? What options do I have?

I just finished a divorce that took over a year and half to complete. Now Im faced with child support and alimony, in addition to whatever equitable distribution I have to pay. This year and a half led to me using up my credit cards and borrowing money. I’ve reached a point that I will not have any credit cards or enough cash to pay for my own living expenses, car, food, etc, plus child support and alimony. Can I file for bankruptcy? What option do I have? My credit is over 700, but I really cannot afford to pay for everything anymore. I dont know what to do. I would appreciate any help I can get. Thanks.


INST/OTH BAL” is on my credit report…BUT who are the and what does that stand for?”

I apparently owe them. But I dont even know who they are or what company they’re representing. No number either, just thoes ints. please help


Can you keep your car if you file for chapter 7 bankruptcy in Massachusetts?

I know that if you qualify for chapter 7 bankruptcy, you’re allowed to keep some assests to live on etc, and that it varies frome state to state – does anyone know the value at/below which the bankruptcy judge will allow you to keep your car in MA? If your car is worth more, will they take it or require you to sell it? Thanks for any help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to get ur house back after chapter 13 but before the house is auctioned off?

last spring me and my wife filed chapter 13 bankruptcy and gave up our house. at the time I was in school and we couldn’t afford the payments.Since then I have graduated and have a good paying job and would like to discharge the bankruptcy and get my house back but don’t know if it possible.


Is there a way to get your credit score for free?

Highlight word SCORE! Stupid freecreditreport.com gives you a free credit REPORT. I want my credit SCORE, get it? I want to know how I get the little numbers rating me among others in the free world, without using a credit card. Which, cooincidentaly is the entire reason I feel I need to know the credit score.


How can I get my ex-partner off a joint car loan,which has my house up as collateral and has a caveat on it?


Debt reaffirmation after bankruptcy?

After filing Chapter 7 Bankruptcy 2 years ago we reaffirmed our auto loan through Citizens Auto.The vehicle was totaled in January 2008.Our insurance company got the payoff quote from Citizens Auto and sent them the payoff for the amount quoted.After 3 weeks we received a bill from Citizens stating that our loan was past due.I called and was told that the cashier’s check that was sent was there hadn’t hard posted to the loan therefore the loan hadn’t closed. My insurance company stop payment on that check and reissued another one with a copy of the letter of guarantee from Citizens Auto. Sent this certified over a month ago.The loan still hasn’t closed and it’s been a little of 2 months since this has started. I was told by their bankruptcy dept that bankruptcy accounts can take that long to close.After speaking to 6 different people there I was never told that could be the cause of delay. I want to know if bankruptcy accts take longer to payoff from insurance companies?


All television is educational television. The question is: what is it teaching?

I wish there was a knob on the TV so you could turn up the intelligence. They got one marked brightness” but it don’t work


Bankruptcy question: as a new resident of FL will signing lease for section 8 in NYC for my dad effect filing?

Looking to settle with credit union for $9,000 in debt. Have a new baby, no job, husband makes too little and also has same situation himself. We just moved to FL. If I need to file for bankruptcy will the signing of section 8 papers (stating I live with my father in apt in NYC) effect that? My father wants me to keep signing saying that I live as a child under his lease to keep his two bedroom. Do the trustee’s assigned to investigate your case look into those details?


What is the least expensive and most effective way to protect my identitiy and credit ?

I’m not feeling comfortable to provide my SSN to any company. A friend of mine told me he has a free protection for his credit card and he didn’t provide his SSN to that company, but would be a protection for the ID ? Thanks




















































Where can i get an actual free credit score?

Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is the decay rate of the gallium?

An isotope of gallium, 67Ga, has an atomic number of 31 and a half-life of 78 hours. Consider a small mass of 3.6 grams for 67Ga which is initially pure. Initially, what is the decay rate of the gallium? Ξ»o=0.0888 hr^-1 T1/2=78 h Ro=?


Is 11.4% interest rate too high, or should I save $ to fix my credit?

I got approved for an auto loan from my credit union bank. The only thing is that it’s my first time actually purchasing a car, but I dont want to make any mistakes doing this. I want to make sure I’m doing this right and choose the right interest rate for my loan offer. I was wondering if 11.4% interest rate too high, or should I still search around? I do understand that the better your credit is, the lower the interest rate. Also, the monthly payment is $230/mo and the loan amount is $9600 for more info.


What happened to the free credit report band?

I saw the commercial that they’re looking for a new band But what happened to the other band


I am trying to find auto lending company to finance a second auto loan fo a new car with not so perfect credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will a closed bank account due to a – affect my credit?

I’m 18 and have yet to build up my credit. However, I do have a debt card. A few weeks ago, I made a payment with my debt that caused me to go negative. They have already sent me a letter stating that my 30 day mark is almost up and if not paid, they will close my account. The payment I had made was for a family member and they have yet to reimburse me the money so I can deposit into my account. If by any chance, my account gets closed, will it affect my credit? Is there anything I can do so that I can get an extension? Thank you.


Can I be a cosigner on a mortgage loan if I’ve had a recent foreclosure?

My new husband and I would like to buy a condo that is for sale down the street from me for $84K. I have a recent foreclosure (less than 6 months) on my credit from a house that I owned with my ex-husband who kept the house but stopped paying for the mortgage. I retained a lawyer and brought him for contempt of court to get my name off the mortgage but nothing was resolved in time to stop the foreclosure. My husband has good credit (mid 700s) and a steady employment history for 10 years he just doesn’t make enough to qualify on his own for a mortgage. Would he be able to put me on as a co-borrower for the benefit of the extra income (I have been self-employed for 5 years) or is the foreclosure too recent? Thanks for your help.


Where can we get our annual free credit report online?

It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy court question?

What does it mean i have recieved a letter saying WHEREFORE, the Trustee prays that this case be dismissed for cause pusuant to 521(a)(1)and 1307(c) Does this mean I’m in trouble.


Need phone number to talk to LIVE PERSON at Experian regarding DISPUTE?

I filed the dispute years ago but the matter is currently in the legal process and I need to clarify some details of my dispute (such as proof of what date I filed it, etc) I know that numbers for live people in the dispute department really exist (not just machines to return calls) because I have called them before (years ago when I went through this) but no longer have the number. I am very familiar with dispute process and how it works, how long it takes, etc. That is not my question!


Best mortgage comp for low fico score and low income 20,000 a year?


H&R Block, Jackson-Hewitt????

Has anyone used these services for a simple tax filing? If so, what is the approximate charge and who would be better of the two?


Do you have to pay back anything to your creditors if you go bankrupt?

I live in aus and im thinking about bankruptcy. Because of my income i fall under the threshold amount for making contributions but I am confused as to whether or not I have to pay anything at all back to my creditors during my bankruptcy period? Any information would be fantastic.


Ebay car parts? Any good?

Has anyone bought performance mods for their car off of ebay like Rims Turbo Strut bars stuff like that to save some money insead of getting everything name brand? Are some of the parts just as good? I am asking if some of the retailers on there who sell repliica parts like this … http://cgi.ebay.com/ebaymotors/4-N1-TTIP… This kind of reminds me of an episode of pinks where this one guy had a camaro of all bargain parts destroyed a guy with name brand crap on his car. I was like wow! 10 points for best answer


Do banks usually give auto loans for a car you are buying that is For sale by owner”?”

I am looking into buying a car that is being sold by its owner, and I wasn’t sure if I’d be able to get the bank to loan me the money for the car in this case. I decided I’d ask people here before going to the bank to ask them too. If banks don’t usually offer auto loans for these kinds of purchases, are they more likely to give a personal loan because the loan is to purchase the collateral asset? Thank you in advance for your help.


What happens if auto loan financing falls through?

We traded in our 2004 Aveo on 1/25 for a 2004 Dodge Caravan. The dealer arranged financing for us, and paid off the loan on our Aveo. We signed all paperwork and drove the Caravan home. Now, 16 days later the dealer calls, says the bank needs more info, names of 3 references. Does this mean the financing has not gone through yet?? Dealer says this is the last info they need. Is there any chance the deal can fall through? We have received our new registration on the caravan, and the dealer already sold our trade in.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What mean a credit header?

I have a Life lock protection for my credit, today i checked my account in lifelock and i saw a notification about credit header”. I am so scared that someone steal my identity and i want to know what that means? what is a credit header?. I don’t apply for any credit so far. I am only 18 year old now and I start working couple weeks ago. I plan to open my own business in the future


If my credit score is 583 can I get a credit card?


What is the best auto loan online they have for people with bad credit?


In what way did Bill Clinton cause the 2008 mortgage crisis?

A lot of people claim that when Bill Clinton was in office, he and the liberals in government pressured banks to give loans to Americans (who happened to be racial minorities) who otherwise wouldn’t qualify. The rationale was to push a social cause, an environment where they could buy homes they couldn’t necessarily afford. Do you guys have any evidence to support or contradict this theory? Thanks in advance.


Is using a fake credit card number for a free trial illegal?

I mean i see tons of free” trials ask for the user’s credit card information as some time of verification method. I’m thirteen years old and i’m just wondering if i used a site like…http://www.getcreditcardnumbers.com/ and generated a credit card number for GameStop. Will that be considered illegal? Because i don’t think it should be since you don’t have the intent of buying the product.”


Bankruptcy question in NJ?

WE plan to file bankruptcy and are concerned about the deposits in are checking accounts that dont match up to are income.Thier are more deposits in their due to the fact that we have cell phones and etc.in are name for some freinds and they give us cash for this witch we deposit into are accounts so it looks like we have more then what we make, do you think this will be a problem? will they ask for proof?


I need help getting a personal loan $3,000 plus?

OK…..So, I go to my bank and the bank-lady there doesn’t even try to look me up in her computer. she just tells me IF YOU DONT HAVE PERFECT CREDIT


Payday loan debt help!!?

Ive been using payday loans for about 6 months now, and its gradually increasing by the month so that i can afford to pay it off, anyone got suggestions? ive tried getting a loan with my bank so that i can pay off the payday loans and have less interest to pay off, but i cant now as my credit score is so bad. is there any other companies that would do the same? please help i really need to have my own money again.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


H&R Block or Jackson Hewitt?

Who can get you more money back on your tax refund and who is cheaper H&R Block or Jackson Hewitt?


Any charts of bankrupt stocks?

I’d like to see a chart of what a bankrupt stock looks like, but they all seem to get taken down due to mergers when a company goes bankrupt. Anyone know how I can see one? Thanks. Penny stocks are fine.


How to get a ten thousand dollar loan?

So, I have a bit of a scenario that I am in. I got laid off from my construction job about 3 weeks ago due to low natural gas prices, but I already have a guaranteed job with the department of highways contractor for June 6th. But I need a travel trailer or a 5th wheel to live in for that job, it’s a stipulation for moving from site to site while working on the road. I have about 7,000 saved up and a 14,000 dollar credit card that I keep paid off, but the 5th wheel I’m looking at buying from a friend/neighbor is 10,000 dollars. My question is, is it possible for me to get a 10,000 dollar line of credit to buy the trailer if I’m temporarily unemployed? Like I said I’ll be working by June 6th and would have the loan paid off from my just Living Out Allowance that I’ll get by September. I don’t want to do a 10,000 dollar cash advance on my credit card even though I can because of the 21% interest rate accrued immediately. I just don’t know if I can get a line of credit even though I have a pretty decent credit score of 798, due to the fact that I’m unemployed.


How do I collect money owed from a friend without sounding rude?

I know my system isn’t perfect, but for the past few years of doing this, I’ve never had anyone bail out on me. These are girls I’ve known all my life, we love each other like family and I want to give them the benefit of the doubt that none of them would pull one over on me. Being the one to collect money is always uncomfortable. I want to keep things friendly, but sometimes it doesn’t work out very efficiently.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

HELP WITH AUTO LOAN PROCESS?

How long will it take to apply at a bank (I work alot and must set aside time)? What should I bring? Should I even go to a bank for a loan? I’m a recent grad with short credit that has just as much bad debt as ggod debt. What tips do you have to increase my chances of a good deal. Btw, I’m asking for $12.000-ish. Thanks guys πŸ™‚


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com


Payday loans in California?

I’m living down in Santa Cruz right now if that’s any help…


Can my wife get me the supplemental credit card?

After I filed the bankruptcy, can my wife get me the supplemental credit card as an user?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is interest rate of personal loan from different banks?

SBI, UNION BANK OF INDIA, SBT, ICICI, FEDERAL BANK, HDFC, CITI BANK ETC.


Can a 17 year old get there own car insurance?

i have my license & i am 17 but my parents don’t drive or have there license so they can list me under insurance so how can i get my own insurance any link’s please or numbers i live in ny


Which is best credit card? HSBC or ICICI? Is it really worth applying for a credit card?

I would like to apply for credidt card because am not able to apply any tickets online. So kindly suggest me as to which would be the best credit card?


How do you file an answer to a complaint in bankruptcy court in Virginia (Eastern District)?

without a lawyer… is there a form online?


What does points mean when you have a mortgage loan?”

I see loans that read that the Mortgage rate is for examples @ 6.125% with 1.5 points, then next to it one that reads Mortage rate 6.5% with 0 points. Which is better?


Why on earth do i have to pay to get my credit score?

Im trying to find out my credit score. Every place i check, you have to subscribe. All those things that say Free, they arent free. You have to subscribe to some service or website and then you can cancel it within a time limit and not be charged. But i know how that works, they will probably pull some crap on you and cause you to have to pay regardless. Anyways its my credit score, it should be free info provided to me. Why on earth should i have to pay for this? I am interested in buying a new car, as ive been driving the same car for 11 years and its really not as reliable anymore. I even have thought of buying a house since houses are going for a dime a dozen in my area these days. I would like to find out my credit score before i go any further and i keep hitting a dead end. I checked this website creditkarma.com – it was free there but they gave me a credit score so high im not certain if it was right. It said 780. I know i had a hard time around 2 years ago with a few credit card bills while i was laid off but have since gotten caught up, thus this makes me feel skeptical about that.


How old do you have to be to take out an auto loan?

i want to buy a truck, but i dont know if im old enough


Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Can I get a credit card while in bankruptcy?

I just need 3 thousand what are my options

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get a loan after taking bankruptcy chapter 7?

Is there anyway of getting a loan after taking bankruptcy chapter 7? Because we are wanting a cheaper house. Please help by giving any info that you might know of.


Where can i get an actual free credit score?

Every site I’ve been to asks for my credit card and says I won’t be charged during the 7 day trial. I just don’t trust that.Why would they charge after 7 days if I only want the score once. PLUS! I don’t have my card, my husband does and he’s working. So, anyone know where I can get a free credit report. I’ve been to freecreditreport.com creditscore.com and freecreditscore.com


Has anyone used 90-day-loan.com? Or any online loan agency?

I am looking to get some quick cash. I know the online loans are not the best but I am going to be able to pay it off pretty quick with money coming to me. Is there anyone that can recommend one? I was looking into the 90-day-loan.com.


Does anyone know of a good but cheap bankruptcy attorney?

around wayne michigan???? for over a year now things got to hard and i had to put the house bills before the cc bills now im so far behind the interest is just as much as i spent on the cards.. they are taking me to court now and i do not know what to do because its hard enough keeping a roof over our heads and keeping the lights on… so i need an attorney someone who would hopefully take payments


Free adult site requires credit card for age verification?

I’m pretty sure the site is pretty well-known, so I’m sure it’s reliable and isn’t out to steal my money. But the site says an account costs $0.00 but requires a credit card for age verification. A few things.. Should I do this? I am above required age, but my parents have access to my payments – will they be able to see this on my account? I guess I have debit, not credit, will that work the same?


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least Β£35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


(AUSTRALIA) I am on a temporary Spouse visa, Can I apply for a personal loan?

I moved to Aus in April 2009 and am due to become a permanent resident in November this year. At the moment my fiance and I are struggling financially and we have a wedding booked for early next year. Is there anyone who will give me a personal loan on a temporary visa, I am working full time and have good credit history???




















































How do you check your credit score for free?

How do you check your credit score for free?

i amm trying to clean up my credit. so i can buy a house. but i dont know what i owe. collection company stop calling in but i know i still owe some stuffs. but i dont know what excatly . so how do i check that?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

My credit score is 785, what will that get me?? :)?

i’m 47 and have a home, several credit cardes and new vehicle, that’s how i got my score


What are some good sites to WATCH anime that don’t require flash?

To WATCH anime that are free and don’t require flash…?


Credit freeze or not to credit freeze?

When I put a credit freeze on my account, and proceed to disput wrong clames by companys, will they be able to fix their mistakes in my credit report after the credit freeze? If they can’t get in to my account would it be better to fix their wrong clames, then freeze my credit for fixing


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Hardship programs – credit cards???

I have accounts with US Bank, Citibank, American Express, Chase, and Wells Fargo. Does anyone have any experience dealing with these creditors regarding hardship programs? US Bank seems to be the most helpful at this point, but I’m not sure what details I should give them and what I should just keep my mouth shut on. As of right now I am current with these accounts, but I have been asking them for lower APRs and increase in credit limits (hoping to consolidate the others to a lower fixed rate) but to no avail. I know that we can only make ontime payments for 1 more month and then everything is going to fall apart. We can no longer afford even the monthly pymts due to rising interest rates. We have completely stopped charging to all of these accounts and are currently only using cash. We have dramatically reduced our spending habits. We know and can see how we got into this situation, but now we need help how to get out of it. We want to pay, but the interest rates are just too high and we’ve only been able to pay the minimum payments. Now 2 of the creditors have INCREASED our interest rate (to 29%) b/c they pulled a credit report and saw that I have other accounts close to the credit limit. That just doesn’t seem right that they can be so one-sided and increase my interest rate because I have high debt, but that high debt is being paid ontime. I could vent about this all day. But it’s time to stop complaining and find some good solutions … this is where I need your help. No debit consolidation, credit counseling please. I want and need to do this on my own (with your help). I’m trying to save my credit score as much as possible. Total unsecured debt is $90,000. Do most banks have hardship programs? What do they do? Reduce interest and pymts until paid off or only for a short period of time? How does it reflect on your credit report – positive, negative, or neutral? Do I need to be behind before I qualify for these programs? If so, how far behind b/c I don’t want the accounts to go to Charge Offs”. I’ve heard it can be really hard to negotiate once an account goes to charge off status. Thanks other Yahoo users! Looking forward to your comments.”


If I put my incorporated company through bankruptcy will this affect me personally?


Should i file for bankruptcy?

I know how to manage my money, the main reason why i am sinking further into debt is b/c i am not finding another job and the job that i do have keeps cutting my hours every week. Everything was fine until they started cutting my hours. I have been very sick for almost 3 years, but i’m getting better now (thank God) after i graduated from college in ’08, they immediately took me off my mom’s insurance, and that was when i was at my sickest, so i have alot of hospital bills and medicines i put on my own credit cards. The only main thing they can take is my car, the second best possession is my computer, but i paid that off, can they really take my comp? >_<


How do you check your credit score for free?

i amm trying to clean up my credit. so i can buy a house. but i dont know what i owe. collection company stop calling in but i know i still owe some stuffs. but i dont know what excatly . so how do i check that?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need a loan shark in Melbourne NOW $15,000?

need it asap! willing to pay back $25,000 over six months, plz help


Auto loans?? No idea what Im doing lol…?

Im 19 and have no credit, or bad credit. My mom cant cosign because of bad credit and my dad wouldnt anyway even if he had good credit. I need a car very soon to get to work. I get minimum wage but good hours so far: 7 to 8 hours a day, 6 or 5 days a week. My problem is that I know nothing about loans. Dont know how to start and especially where to start. And Im not picky about cars either..just as long as it will last me a while. So if anyone knows anything about loans or if you know of a way I could get a good car without a loan please let me know! My sister-n-law said something about a buy here pay here car lot?? I dont know anything about that either lol Thanks πŸ™‚


What is, ‘Annivasary Date of a Mortgage’?


Can anyone lend me Β£5000 asap?

i will make arrangement to repay.


Lyrics to free credit report dot com commercial?

What ate the lyrics to the free credit report dot com commercial, not the one with the crappy car or the one with the pirate in a resturant, but the one when the guy and his new wife are sitting in the wife’s parent’s basement and the wife is walking around doing a bunch of stuff like cleaning and the husband is in the living room with a guitar singing the song? Please answer me as soon as possible! THANKS


Where can i cash my paycheck now ?

I don’t want a payday loan, I want to electronically cash my check online and transfer to my pre-paid visa card


Is there payday loans help that is real?


Best place to check my credit score?

Toni I didn’t mean to give you a thumbs down πŸ™ Thumbs up for your answer thumbs up!


How do you check your credit score for free?

i amm trying to clean up my credit. so i can buy a house. but i dont know what i owe. collection company stop calling in but i know i still owe some stuffs. but i dont know what excatly . so how do i check that?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I buy a house with a credit score of 489, and I have low income.?

I seperated from a long relationship and I only had a part time job and was not getting child support at the time so I had no choice. I either fed my kids or paid my school loan, credit cards or medical bills. I have a full time job know and am trying to get back on my feet. I usually get a good income tax. So I figured what do I do. Do I pay off my bills with my income tax. My uncle has no children and owns a small house, he is a simple man. No he is not stupid or anything. He just wants us to have a decent house. I live in a small town, it is very hard to find a place to rent. There are some houses rent to own. What should I do, do I stay were I’m at, or do I rent to own, or even let my uncle buy the house and rent it from him, is that legal?


What is the best way to train range in runescape p2p?

I am currently 51 range and I want to know what method should I use like darts knives shortbows crossbows longbows that kind of stuff. thank you


Can I file Bankrupty with 2 judgements already?

After 20 yrs with government I ended up on disability retirement, lost most my income, credit problems arose. Now have 2 judgements ($14,000 and $8,000) I have my home left is all. Pymts are current on my home but have 1 more atty filing a judgement aug. 10th. Can I file bankruptcy? I have paid most the small bills but the larger ones want All or nothing. I’m willing but I just don’t have it and can’t work anymore to generate income. My home is all I have left.


Is there a place in missouri that I can get a payday loan with no checking account?

I have a job and just need some extra money for a move.


Atty. fees for bankruptcy?

fees for simple bankruptcy in california


How do millionaires go broke?

Like in school they taught us how pro athletes and lottery winners to jack-pot Wall Street investors go bankrupt only a few years after their last big paycheck. It mind boggles me that people like Mike Tyson who make 100 million a year can possibly go into debt. Like I understand people who get rich quick” like athletes and stuff go out and buy expensive things but like it seems impossible for someone to use all their money in a matter of years. Most retired Americans with successful careers live off their pensions which are usually like 1.5 million from age 60 to when they die and they don’t go bankrupt. It doesn’t make sense to me and it makes me mad when people are sorry for bankrupt athletes or lottery winners who lose everything.”


How can I get a $600 loan by tomorrow?

I’ve been posting a lot on this one lately. I’m trying to find a decent, trustworthy payday loan site and have found a bunch but none that seem to want to lend to me. I have met the income requirements and have no outstanding payday loans, no idea why I’m having so much trouble. I’ve checked out some of the recommended site that people have shown me with no luck. Now I’m really stuck and I need $500-$600 by tomorrow or I’m going to end up in a really yucky situation. I can’t ask any friends or family for help and under other cirucmstances I wouldn’t even consider one of these loans but I’m in a bind. Help, I need advice!!!


What type of degree is best for editing and publishing?

In my college, there is regular English, English literature, English creative writing, journalism, and communications. Which of these is best to be a publisher or editor?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone else scammed by Complete Savings.com?

I ordered from pizza hut online a couple weeks ago and was directed to an offer that said I would get $10 off my next order. So I looked at the details and it said I had to send all this crap in the mail, so I thought, too much of an effort, not going to do it. Today I found a charge on my bank account for $12 from Complete savings – the company I checked out for this stupid $10 off offer. Did anyone else experience this. A similar scam by free credit report. com happened to my fiancee a year ago, it’s just a good thing I monitor my account closely. I am so sick of getting ripped off – in such a crappy economy, some companies are getting so greedy and shady!


How much will a bank/sba loan me to start a restaurant?

I need $500k to properly start a restaurant. The problem is, I have ~20K in cash; ~10k in equity. I have a great business plan, a Masters degree in Accounting, worked in restaurants during high school and college. Currently, I am an accountant for a chain of 60 restaurants. My main issue is that if I can’t do this the right way, I don’t even want to do it. But if I get to do it right, I’m going to make a lot of money. Do you think I can get a loan for the full $500k? If not, how much could I get? Thanks so much!


What is the best website to get a free credit score?


I want to fix my credit, i want to have great credit..where do i start?

im 23 years old and i have bad credit due to a couple credit cards, student loans unpaid phone bills..things of that nature, im ready to fix my credit completly and be financially free…my guess is freecreditreport.com ..any suggestions, guidance.. my mother is a single mother and her credit is shot too, help please!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the site that lets you get your credit report for free once a year?


How do you check your credit score for free?

i amm trying to clean up my credit. so i can buy a house. but i dont know what i owe. collection company stop calling in but i know i still owe some stuffs. but i dont know what excatly . so how do i check that?


Can you sell a car you’re still making payments on? Return it to the bank?


Would a bank like Wells Fargo or Bank or America loan me $3500 after I was denied credit thru a jewelry store?

I am 26 now. I ruined my credit when I was young and dumb and 18-21. I have taken the steps to repair it. I have a car loan for $18,000 that I have been paying for 3 years now and I have a couple credit cards I manage well now, but nothing with a credit limit over $1000. I want to propose to my girlfriend and get her a nice ring. I have figured I could afford about a $3500 ring. I designed the perfect ring at Blue Nile and was going to try and use the Bill Me Later, which would let me pay it off in 6 months with no interest. That is how I came up with the $3500 amount to spend on the ring. I could afford to pay about $300 a month for the rest of 2009 and then pay the rest off with my income tax return money in Feburary. But needless to say Blue Nile denied my credit request for the $3500 ring. I really want to propose now, I don’t want to have to wait until early 2010 and wait for my $3000 income tax return. So if I were to go to a major bank like Bank of America or Wells Fargo or something do you think they would loan me $3500 with less than perfect credit? My credit score is around 620. The reason that my credit was denied with Blue Nile was because of a history of deliquent payments””

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cancelling debt consolidation program?

my mom has been paying into a debt consolidation program for over a year. They have failed to negotiate any creditors yet. They take a hefty amount from her bank account every month. IF she cancells, will she receive any of the money back . I know she probably wont receive the debt consolidation companies fees back, but what about the other money that is just sitting in the bank account waiting to pay off creditors?


Which Beatles songs can Pete Best be heard on?

I was told there are some songs off the Anthology featuring Pete Best on drums can someone tell me which ones they are?


Whate are some good websites similar to Bankrate.com?

I like bankrate.com but would like to find other leading online aggregators of financial rate information.


What’s my state/province if I live in Bristol?

Avon is not an option there either


Can you avoid paying interest on your credit card if you pay it off in full before the min. payment is due?

It seems that I have heard some people say that they use their credit card and pay it off in full before the due date and they believe they pay absolutely no interest. Is this true? It seems to me that if you used a credit card and had an outstanding balance for say 20 days before the payment was due, you would have interest calculated on 20/360 days times rate times principle. Thanks.


How do I calculate the interest rate of a simple lease? (not a car lease)?

I am going to lease a piece of equipment which costs $10,000. The monthly payment is $300 on a 36 month term with $0 down. At the end of the term I will own it outright. What is the interest rate of this lease? (The monthly payment does not include tax)


DOES H&R BLOCK GIVE LOANS EARLY ON AN ANTICIPATED UPCOMING REFUND?

We need some quick cash now, can we get an early refund?


How do they catch online credit card fraud?

My credit card was stolen and the thief made purchases on amazon, i don’t have an amazon account so it probably didn’t seem suspicious to amazon, and when i realized this i canceled the card but i was wondering how do they find out who the thief is if the purchases were made online? Who pays for the bill, the banks, the online merchant, or amazon? Can credit card companies or banks ask for the shipping information of the fraudulent purchases?


Forclosure after bankruptcy?

I declared bankruptcy in August 2010 but chose to keep my house and condtinued making payments. I am a student and my husband has been laid off and unemployment is not enough to survive on. What happens if I have to give up my house? Will it still fall into the bankruptcy or is it too late because I continued to make payments on it? I hate this, and I am so confused? Any help would be greatly appreciated!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if the US defaults on its debt?

Which i think it will one day. i mean 14 trillion…and then all of the tax revenue combined in the US is ALL used to pay only PART of the interest on it. So its just a matter of time…right? What will happen short term? long term? is it like individual bankruptcy when you declare you have no money, then your pretty much off the hook…?? or what? I honestly have no idea what will happen…


How do you check your credit score for free?

i amm trying to clean up my credit. so i can buy a house. but i dont know what i owe. collection company stop calling in but i know i still owe some stuffs. but i dont know what excatly . so how do i check that?


Is joining a credit union a good thing?


Do Credit Cards Work In ATM Machines?

Or do just debit cards? If so, i can take my Delta Skymiles Credit Card to an ATM and get money? Does it ask me for my pin?


Where can i get a car in georgia for less than $600 down with no credit?


AUSSIES..has anyone here gone bankrupt?

my friend is in debt just under thirty thousand dollars.. she has two kids and is single and cant afford to pay it back.. one part is a car loan ( about 17 thousand owing) and a bank loan (about 8 or 9 thousand)not too sure she want to know how it works.. i have googled some info but it seems like there is differnent types of bankruptcy?? she know it will be on her record for 3 years she just want to know how to go about it


Do you think my cousin will get approved for a auto loan with the bank?

I wanted to give her insight before she went and tried. I think she will be approved but then again I never worked in that field. 1 She owns a buisness. 2 She does not have any other monthly bills other than student loans and 1 good standing credit card with all payments made on time. 3 She makes $35,000 yearly. 4 I think her credit score is fairly low;652. 5 She has a decent amount of calateral in her bank account where she will try for the loan. 6 There is a debt on her credit report for $844 where a gym said she never paid (as she never went there but they have used her ssn some type of way) The loan amount is for $15,000…will she be wasting time trying or should she go for it?




















































How can i check my credit score free?

How can i check my credit score free?

and how high does it have to be to have 2 lines with AT&T cell phones

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Filing for bankruptcy?

What are personal loans?


Where can i get a auto loan for a 1991 acura nsx with 74500 miles?

i live in southern california, i need a loan not a title loan.


Payday Loans for small advances?

I have always heard to avoid payday loans at any cost. However it became necessary for me to take out a $200 loan to get me to my next paycheck. I re-payed the loan with my next check and am back on track. Are these loans really that bad if you pay them off right away? This is the only one I have ever taken out and don’t plan on doing it again. Just wondering.


Question about credit report?

if i used annual credit report in late December that would be my 1 free a year, then would it restart in January, if i wanted to buy a car in may or something. or is it 1 year from the date that you used the service?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the best way for a person to get their credit back to good standing?


Where can i get a bad credit loan?

its not that bad i was unemployed for a while and we started getting into problems so took out payday loans and have recently got a new job so can afford the payments now but just want to consolidate the loans not debt management just a loan to put all eggs into one basket


My credit score is a 441 is there anywhere i can get an Auto loan?

The car is not mine anymore its the cosigners they payed it off so it belongs to them


How can i check my credit score free?

and how high does it have to be to have 2 lines with AT&T cell phones

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is C.C account/cash credit, and by whom it is maintained and how is it accounted in the books of account?

as i am new to accounts practical explain in details.


I’M SUBMITTING MY FINANCIAL REPORT. ANY INTERNATIONAL STANDARD FORMAT ?

I’m not angry at all. I just need help


Does anyone know of a debt consolidation that will take payday loans? most do not?


First time buyer buys a new car, how much was your interest RATE?

Maybe I mean insurance instead of interest, I’m not sure, I don’t know that much. I’ve heard that first time buyers, when buying a car, had little to no interest simply because they’ve never bought before. Is this true? Please give examples.


How to hide online status on runescape?

so how do you do this? or can you?


How long after i reload my temporary green dot card will the money be on the card?

i just bought a temporary green dot prepaid master card and got it registered, and I was wondering, if I add more money to the card, how long do I have to wait until the money is on the card?


Do you think it’s necessary to have identity theft protection on your credit cards?

Do you think it’s necessary to have identity theft protection on your credit cards? If yes, anybody know the best identity protection with the best service?


Are there any payday lenders (not brokers) in the Uk other than Wage Day Advance that don’t credit check?


How can i check my credit score free?

and how high does it have to be to have 2 lines with AT&T cell phones

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan monthy payment help?

i need to get an loan for 2500 for this car how much would my monthly payment be? its a ’98 pontiac sunfire


Where can i get an installment loan?

my credit isnt good enough to go to the bank and get a loan. i need to get a 1500 dollar loan that i can pay back over the next 2 or 3 months i know the lenders are out there but i cant find them all i can find are the sites that MATCH you with lenders, and they all find credit cards and payday loans……. any ideas here people. i know im not the only one who has had financial probs. and needed help thanks for the help ( if you do help )


Where can i get a free computer for myself because i am disabed i live in mass?


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.


Care credit card cash advance?

i need to take a cash advance out…. my care credit card holders agreement mention stuff about cash advances.. it does not specify anything , other then payment terms. i went to the atm… use my care credit card… it asked me for a pin…. so i took a guess.. and put in my regualr bank card pin…. the same screen comes up that comes up with my regular banj card… i hit withdraw 100 dollars…….. and then it said invalid card” is there any way to take a cash advance out on my care credit card?.. and how please.. we are desperly for money to hold us over untill the my next pay check comming up”


Is the interest rate on the Emerald Advance annual?

It is actually an unsecured loan, having nothing to do with my refund, as I was told I could file with someone else (I use TurboTax anyway). A coworker told me she thought it was a monthly rate. If it is so simple, and it is required that they report it as APR, then I don’t understand why she said she couldn’t answer whether or not it was annual.


How to make $100,000 fast?

Someone really close to me is dying and they don’t have enough money for the operation. They have given up and said they aren’t even going to try anymore, theyre heart condition won’t go away and there’s nothing much to live for. He only has two months left and I’m not letting him die. I’m just trying to do anything I can.


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get my license without having a permit first?

First of all, I live in the state of South Carolina. (I know the laws are different with each state). When I turned 16 I got my beginners permit and drove practically everyday with my parent to make sure I was ready for the driving test when it came time. Here’s the catch: I never took the driving test and my permit expired like 2 years ago…so it’s too late to just renew it. Now I’m 18 and need to be able to drive. Is it possible to go ahead and get my license without having to go through the permit phase again? I mean…I’ve technically done the permit thing…Can it not just carry over? Because if it could carry over, I could go ahead and take the driving test. Which is what I’m hoping. I’ve googled everything I can think of that deals with this and I can’t find anything saying yes


Can i get an auto loan with a 550 credit rating?

i have 8 thousand to put down, i work part time and make between 15-18 thousand a year, i recently brought a student loan out of default, i only need about 7 thousand loaned to me, i prefer a short 36 month loan.


What is the a credible website for Free credit report?

I want to check my free credit report, so what is government sponsored website that is secure and credible? you know they will collect sensitive info from me.


Can someone obtain an FHA or Mortgage while still in Chapter 13?

Currently, we own our own home and it is paid off, we have both of our vehicles paid for and we have no bills. When we filed bankruptcy it was because of one bank. We had a $1500.00 per month interest only mortgage pymt so & had already paid 80 thousand dollars in interest. When my husband got laid off in 2006 we tried to get the bank to give us a reg mortgage on the property since we had already paid so much and they said no. We tried for almost 2 years to continue to pay the 1500, we did without everything. The baby was 3 weeks old when my husband was laid off and when our child was 3 mos old, I got deathly sick. That is why we filed chapter 13 not because we live beyond our our means. We cashed out some things and paid off everything except the loan. We owe about 10thousand on the bkrpcy. now, we’ve paid regularly for a long time. To be honest I think we got a mrtgage co that wanted the prop. we owed 170 th. and it was worth 1mi



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long should you wait to refinance an auto loan?

My friend just bought a used car at a 12% interest rate for 60 months. I think that is pretty high…


How can i check my credit score free?

and how high does it have to be to have 2 lines with AT&T cell phones


First time buyer taking out a private auto loan?

I’ve heard it’s quite tough to make this happen but not impossible, this is when I need educated advice in order to make it work out. I’ve never financed a car under my name. I paid for one under my mother’s, but there isn’t really a way to prove that in order for it to fill in the gap as my first auto loan” I was able to work out a deal with a private seller on the exact car that im looking for. But in order to make it happen I’m putting $4


Do you know any manga like this?

EDIT: Ouran High School Host Club Skip Beat I READ THOSE ;3

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A bankruptcy question?

On April 1, 2016, John and Mary arrived in Sacramento, having moved from Cleveland, Ohio. They both want to file a Chapter 7 Bankruptcy. If they decide to file their case here in Sacramento, which of the following dates is the earliest date on which their case can be filed?


I may have to file for Bankruptcy, will they take my computer?

Due to unexpected financial issues my wife and I may have to file for Chapter 7. We bought a computer from Dell in December on their credit account. Will they repossess it? When we bought it we also purchased the warranty with it. After we file (if we get to keep it) does that mean they won’t honor the warranty? I have searched through exemptions when filing Chapter 7 but haven’t found anything that addresses this. Any help would be great. We can’t file for at least another 3 months because we have to save the money for the attorney but even then the computer will only be 7-8 mos old. We are still current with Dell and making payments but in the end we will have to include them with the rest of the debts.


Are there any SAFE online payday loan sites?

Im looking to get a small loan online however, im not currently employed ( laid off unfortunately) but do receive unemployment benefits each week Paying back the loan will NOT be an issue however I need a site that will loan me the money inspite of this. I know there are TONS out there but any solid ones that won’t mind my situation? Thanks in advance!! Note: I know payday loans are a last resort, so please don’t ask me if i could just borrow the money from a family or friend. If I could, I wouldent be posting this here.


Just a question about bankruptcy,need reasurence?

Just need reasurence from somebody with nothing to gain or lose by their answer.In 2006 right when everything started to crash,we bought a mobile home at 18 years old.It has a double car garage,a shed,and an 8th of an acre .We’re paying 95,500.Now we’re a little over 20grand in debt.Plus we’re four months behind in our morgage payment,they want 3grand by the end of this month or their gonna start forcloser.Right now our biggest concern is having to take our 2year old to childrens hospital in Denver over and over for test after test and probly surgery.We dont even make 3 grand in a month.Wouldn’t it be wiser to cut our loses and file bankruptcy?Or do you see a better option we’re over looking? P.S.The trailer looks nice but…we cant get home owners insurence on it anymore cause the roof needs completly replaced according to State Farm.Our contract with GMAC states we cant be in or buy the place without insurence.The roof and walls are full of mold aperently,and the floor is giving away,and our kitchen cabinets are full of mold too.And we have three little boys stuck in this hell hole.When we bought it,the inspectors said nothing was wrong with the place,their out of bussiness now. By the way,we’re in our early twenties,and dont wanna screw up again,so,best advice and life experiences greatly appriciated!


Question Chapter 13 bankruptcy and foreclosure?

I filed a Chapter 13 Bankruptcy last year and have been on time with my payments and now I’m facing foreclosure. When they do finally foreclose on my house and sell it for less than what is owed on it, what will happen with the remaining balance owed on the property? Will my Chapter 13 payments go up and will I be responsible for the remaining balance on the property?


Im 18 and I need to establish credit whats the best way?

Ok well I’ve read slot of the Q & A’s and I really have been getting mixed signals. Alot of people are saying don’t get 1 then some are saying get 1 so I’m asking to make sure. I just turned 18 this month and I have no credit, I tried to get a cellphone but I need a 400$ deposit but I’m going to do it so I can establish credit that way. I also have a checking and savings account along with a debit card for my cash flow(I dont carry cash) I have direct deposit from my jobs. What I am trying to ask is what is the best credit card out there to get to establsih credit I dont one with annual fee’s and high APR. I am responsibile I have 2 jobs I work at hollister for about 3 days a week for some easy money lol and my opther job is my main source of income for now. Im a server at a resturaunt I usally make about 100-200 a night plus alittle check at the end of the week. Heres a link to the cards I’m thinking about. http://www.creditcards.com/no-credit-history.php


Which is the best credit card to begin with? (In India)?

hi, i have recently started working in a MNC and my in hand salary is about 18-22 thousands, i want to apply for a credit card but have no knowledge, please advice some of it, with Zero joining fees and annual fees, and good benefits, i heard that barclay was giving 1 ticket free on every ticket we buy in Adlabs,PVR’s or Wave, is there some similar offer going..please respond asap.


Does Netspend offer loans and if so are they installment or flexible payment loans?

I need a greater amount than what a payday loan offers.


If someone files for bankruptcy, does it mean?

that the bank cannot touch person’s assets?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What documents do you need to have to file bankruptcy chapter 7?

Are W-2s and tax returns required to be presented at any point to file bankruptcy chapter 7 in California? Please speak from your experience only. Thank you.


How can i check my credit score free?

and how high does it have to be to have 2 lines with AT&T cell phones


How do I payoff 4 pending payday loans?

All 4 payday loans are online. Any information concerning international loans are unwanted. I want any help concerning a loan to help me to be from an American loan company like Citi Financial or Lending Tree please. I’ve tried to get a personal loan with them too – got declined as well. Bankruptcy is last resort for me concerning online payday loans debt.


What do you think of a friend who files bankruptcy on you when you were nice enough to help them save house?

My friend hurt his back. I borrowed him 2800.00 to help keep his house, get medicine, food, etc. Now he adds me to his bankruptcy after promises to repay if and when gets settlement for hurting back. Won’t talk with me either as now is marrying a woman he proposed to on first time getting together after chatting on internet since Jan. Moving her to WI from ND.


If a person has filed bankruptcy in the past does that mean they are not bondable?

In 2007 I filed Chapter 7 bankruptcy. I would like to apply for a job that requires that you be bondable. Does the bankruptcy prohibit me from being bondable?


My mother stole my identity.Credit cards and bills in my name since 2006?

My mother took out bills in my name and I think a credit card too. She knows she did and that the accounts have been delinqent since 2006 but we never really talk about it. I think it’s putting a strain on our relationship and I don’t know what to do. She already went to prison for identity theft and I don’t want to see her go back but I’m only 23 and I don’t want to pay for this debt that isn’t mine. I feel as my mother she should not have put me in this position and that it’s also a powerplay on her part. I feel that she doesn’t understand/care about the magnitude of this situation. Am I overreacting? Should I just take the debt since she is my mother? ANy help would be appreciated.


Is 782 (reported by TransUnion) a good credit score?

If not, how can I increase it? What is the maximum possible? Thanks