Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































Why is my equifax number so bad but my transunion number good?

Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do you get your credit score to go up fast?

I was wondering how you could get your credit score to go up after credit inquiries? As I was wondering how do you get it to go up in point value? Parrothead


Do most loan companies make settlement offer?

p.s.- they keep adding interest on a car thats not working and i feel they shouldnt add 300percent interest on a loan.


What can i do if i filled bankruptcy.and there still taken out money?

in california


Where can i find a loan shark in newyork , specially in queens ?

i know its a bad idea but i dont have any other way….it would be a lot more easier if i u couldprovideme the phn number too….thanks !

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Need help finding a lawyer?

i need to file bankruptcy in Indiana. I am having trouble finding a lawyer. I am in the south east corner, closer to cincinnati than indianapolis. i badly need help with this.


I can’t make online purchases with my Debit Card?

Thanks people, talked to bank/merchant, my new residence is different than the address i used to set up my bank account, so it couldn’t be verified. Appreciate the help 🙂


What is automatic stay can do on chapter 7 bankruptcy information?


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use my Citibank account in Canada? Can I get a Citi credit card here and use it over in Canada?

I currently have a Citibank account in the US, and am going to college in Canada. I know that Citibank is a main bank in Canada as well. Would my Citibank account be considered the same here as in Canada? Would I be charged fees etc if i withdraw from a canadian citibank, as if i was withdrawing internationally? Also, since there is a citibank in both canada and the us, would i be able to get a citibank credit card here in the states with my current citibank account and use it in canada as if it was a canadian credit card and avoid international rate charges?


I Want To Apply Auto Loan,can you plz recommend ?

hello, i need a auto loan to get used a car at dealer i have fair credit history,anybody knows any good lender? god bless you !!!


What kind of auto loan would be best for me?

Ok so I want a 350Z bad! I’ve been looking at some used ones around the $18,000 range. So here is the deal. I’m 20 yrs old with credit only from a 10 month credit card I’ve had. I’ve been at my job for 5 months making around 1200 a month part time. I have about $8,000 cash and planning to finance the rest with a co-signer. So there are many options out there like credit unions or just financing through the dealer, how could I get the best financing deal?


What is the PA statue oflimitations on a payday loan?


What is the best way to trade my car in if I have unfortunate credit?

I currently have a 2004 Impala that I am paying a car note on. I have had it for 2 years I don’t have any bankruptcy or repossessions on my credit report. My current pay off balance is like 7 or 8,000. But I already have 130, 000 miles on it and I would rather invest that money in a newer car. Any suggestions?


I’m looking for a bad credit personnal loan, not a payday loan?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


My dad left me a house with a reverse mortgage. I don’t want the house. My aunt is currently living in the house.?

My aunt wants to get a loan to pay off the house. I don’t want to pay a gift tax by giving it to her and I am sure she won’t buy it from me. No extra money. Can I do a deed in lieu of foreclosure to the mortgage company and let them deal with her? Will it effect my credit? Will they let her pay off the mortgage? We live in Missouri. Yvette


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have given the conditions of my loan to the underwriters does that mean my loan has been approved?

My loan officer called the other day and gave me a few conditions on my loan, such as bank statement, tax info from the house that we currently live in etc… We are supposed to close on the house next Thursday, does it sound like our loan has been approved and why do they wait till the last minute to let you know something


My boyfriend wants me to put a car in my name for him, should I do it?

I do appreciate the feedback. Just as a side note he is a perfect dad, if anything ever happend between us, I know 100% she would be loved and taken care of by 2 parents. She is financially supported with college funds etc. and she will do just fine. I am scared to death to get married and that is why we are not married. Would it be better if I was married and then got divorced?


Where to get free credit score?

cant get a credit card or anything. where is a site where I can truly get my free credit score.


Are auto loans for people with bad credit all a rip-off? how do i know?


How do i cancel a credit card application online?

i got a notice saying ive been approved for $1500. im working on trying to build my crddit. so i went online and sign up to increase my credit. i have a Capital One card. i sign up and then saw the letter was from Credit One. not Capital One. fux i dont want credit one so how do i cancel?


How does debt consolidation affect your credit?

I have a friend that is currently unemployed and in debt approximately 73K. He is receiving a profit on a preconstruction condo unit of 50K. (His first owned property so no tax is required to be paid in Ontario, Canada) As he explains it to me, he has 24K in credit cards(19-23%), 8K in lines of credit (8%), 18K owed to close friends for floating him, 4K in overdraft at the bank, and 18K in student loans. He would also like to store 5K to support himself until he can find work. He wants to know if he went to a debt consolidation company, would they be able to reduce the total amount on credit cards/lines of credit/overdraft to an amount where he can pay off the friends and total reduced debt? What does it typically cost? (I told him approximately 2% of total debt.) His credit score is approximately 620 (so not great). What type of impact would it have on his credit? He asked me if it would be worth it. I don’t know what to tell him. ANY help would be appreciated. Thanks!


Best way to save and earn money?

I have about $5000 I would like to put away for a year and was wondering what would be the best way to make a decent return on it. From what I read it seems to be a CD but I was wondering if anyone else had any other ideas.


What are trustworthy places to borrow payday loans? also when you have bad credit ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit report protection?


Where do I look to get a credit check on myself?


What hotels in Las Vegas have an indoor pool?

I am thinking of heading to Vegas next month. Since it will still be cold, I was wondering which hotels have indoor pools?


PLEASE PLEASE help!!?

To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took a mortgage loan from in 1998, and what year i did, as well as an auto loan in 2002! I have NO idea where these came from. I was 10 in 1998!!! Theres no way i could have done that! And now my information is frozen. I put a fraud alert on my account by calling Experian, but there were no live people to talk to, so i couldnt get help. i dont know what to do. I’m 19, my parents wont help me im completely lost, please help!!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Catalyzed Reaction Rates and Activation Energies?

A reaction rate increases by a factor of 1040 in the presence of a catalyst at 22°C. The activation energy of the original, uncatalysed, pathway is 51 kJ mol-1. What is the activation energy of the catalyzed pathway, all other factors being equal?


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?


Where to get an Auto Loan with No Credit on a $10,000 Car?

I will be living with a relative


I Need A Loan For $4000 Now Tonight To Be Used Tomorrow?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


There are 3 of us in a home loan, my x wife, my sister and me, My x wife is planning to file bankruptcy?

How is that going to affect the loan, my sister and my credit? the house is worth more then the loan, will the court look at that and go after it?


How good is a credit score as far as buying a home?

my credit score as of now is 7.72!!! I always had credit cards and paid all of them and was never late on any of them, also had a car loan and paid it off……. now I want to buy a home and went to get my credit score and it was 7.72, today I have to go back to speak to the real estate people and they will see my score and tell me what to do from now on. What are my chances of buying a home with that credit score?


Is H-Capital Advance Loan place safe and legit?

I’m trying to get loan about 10,000 dollar I was wondering If H-Capital Advance is legit and safe? this is the website. http://www.hcapitaladvance.com/ i found this on the newspaper and saw the website but i dont know If this place is payday loan or legit place. I couldnt find any complaints or reviews about this place anywhere. so please help asap!


I was online tonight looking @ the possibility of a payday loan for a car repair and i filled out a couple of?

applications. I simply thought that you had to click on something surely to agree to the terms and it sort of moduled the loan for you showing how you pay back and so forth ..I filled out 1 application and it said in big bold print YOU ARE QUALIFIED FOR A PREPAID MASTERCARD WITH A 7


Best loans for a 18 year old ?

Hiya my niece is looking to take out a loan of £1000 she earns £80 PCM but has no credit history ect who and what would be and best as much detail as possible please in uk only thank you 🙂


I would like to find a loan shark in Newcastle upon tyne. Could anyone tell me how to do so?

I know they are bad but im in a horrible situation and ive already tried everything to get out of it. I really need help.


Is it bad to use my credit card for small purchases?

I have a card that gets me points for every dollar I spend, and even more points for every item I buy. If I buy a whole bunch of 1 dollar purchases, will I wrack up points, or will I wrack up bad credit. Is it a bad thing to use a credit card as an everyday source of money (I do pay it off on time and am never overdue, paying the bill entirely each month) Thanks


Auto loan interest rate?

I am buying a used car and was quoted an interest rate at 9.5 for 36 months. I plan on paying the car off in 18 months. Will I save money in the long run? Once the car is payed off, the actual interest rate I payed will be lower than 9.5 correct?


When I consolidate my defaulted Student Loans with Direct Loan, when will I officialy” be out of default?”

I’m just wondering when they can no longer offset my tax refunds, etc. Also if you have any experience with the income contingent payment plan, please share. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


America Cash Returns took money 2 days ago out of my checking account as well — its payday loan company find?

I had applied online for a payday loan,however never did one, never even saw any loan documents – because all that kept coming up was companies that find payday loans yet you have to give all your personal info including banking info — this is supposedly one of those companies who do business under something else as well (fastcash1500.com)— beware they are SCAMMERS and use your personal info on the app to just get your acct info then hit your account for hundreds!!!!!!!!!!!!!! I;m sure there are many more scammers out there posing as payday loan companies just to get your personal info — so everyone should just go to a payday loan co in their city and stop doing apps online in order to keep that info safe from SCAMMERS – unfortunately this is the world we now liv in – I;m on disability for cancer so them taking $369 out of my acct really hurt me and my son financially – any ?’s you can email me at grlamarie@live.com


Why is my equifax number so bad but my transunion number good?

I am wanting to buy a home and got on credit karma to look at my credit scores and it shows my equifax score is 601 but my transunion score 676? Why are they so different? How will this affect my ability to get a loan?


Can you buy a new house knowing you just started a new auto loan?


How long do you have to wait after you file bankruptcy to buy a house?


My credit report doesn’t show my auto loan. What can I do?

I did not re-fi but he was held harmless in the divorce decree. I have a petition against him for contempt so this may also be revisited. I think the bankruptcy has something to do with this. It appears they didn’t reaffirm me even though I did on paper and during the meeting of the creditors. Who knows, maybe he was able to do something before I filed my Chapter 7.


Can I increase my credit score without using credit or spending money?

I don’t have any credit and want to create a credit report for myself to show lenders but how?


Which company is best for personal loans?




















































I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Mortgage payment question?

Oh yeah, over 30 years


If i file for chapter 7 bankruptcy?

Can I keep my vehicle if I am still paying on it?


Naruto name translations?

what do these names mean. ive been wondering about this like which cookie flavor i should eat give to you guys kankuro- naruto- sasuke- deidara- sasori- kisame- tsunade- jaraiya- orochimaru- sai- yamato- kakuzu- hidan-


Bankruptcy chapter 7 or something else? Please help?

Long story Short: I was married 4 years ago and got divorced and in the divorce decree My ex husband was to take my name off of the house because he did not want to sell the house. So he was to take my name off WHICH NEVER HAPPEN.. Guess what happen, house market went down and he didn’t want to pay the high mortgage and now the house went in foreclosure.. WITH MY NAME ON IT STILL. So now my credit got hit because of it. How can I get this fixed if possible. I tried calling bank and telling them and they don’t give two shits.. also I tried to get my name off of the house and they told me he had to do it not me.. So i could not do nothing about it and now I can barely get a damn bank account due to this.. Can you help? Do i need to file bankruptcy and f up my credit more or is there a way to get it off my credit.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who sings free credit report.com?

there are three guys whois the lead singer


Are there any real companies that offer bad credit loans?

I lost my job and had marks put on my credit now i,m working and i want to consolidate everything into one payment pay the bills on my credit report and re establish my credit a 5ooo loan at a repayment of 165-200 per month wouls save me 600 a month in fees


Want to check my credit score?

i should add i live in canada


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you file for bankruptcy when you are too broke to pay filing fees?

I am so broke. I even tried to look under the seats of my car to find enough change to buy a kid I work with a 54 cent ice cream cone he earned by good behavior and grades for 4 weeks but I did not have enough. I lied and said I forgot my money at home. So I took him to park and I owe him a ice cream next week I work for a small mental health non profit and my husband has been out of work for two years. I was able to make ends meet except for one credit card,student loan and my car. My student loan took my tax refund for the past two years but I still owe them two thousand. I had the car voluntarily repossed because I could not afford it(big mistake because now the court says owe 10000 when the loan with interest was only 6000 and I paid on it for 2 of the 4 years), The credit card got a garnishment that takes 400 a month from my pay at 25% pre tax which is more than I take home in two weeks now, and now the bank(car loan) has sued me too and wants to garnish me too but I don’t make enough for them to take anymore. I am so tired of eating peanut butter sandwiches, soup, or beans that I get from the food bank. If I could find some way to file bankruptcy I would be ok, but I have no clue where to start. Any help would be great, even the info needed to file or ask for help. I just cant do this much longer.


Is Melania Trump’s so called plagiarism and a bankruptcy from 25 years ago the best things liberals can find to critisize the Trump’s?

Why not be so explicit about Hillary’s email acandal, Benghazi scandal, all the countries that hate America that has given her money to where she owes then favors, the Arab spring that has led to Europe being overflowed by Muslim refugees, along with creating a chain of events that led up to the rise of ISIS when she was Sec. Of State. Who REALLY has the most baggage, the Trump’s or the Clintons?


Why Indian International Debit Cards cannot be used for international transactions?

I had an SBI International Debit Card and I used it for purchasing books and movie tickets from Indian companies. However whenever I tried using it in International websites like Origin or Steam, the card is not accepted. SBI issued a new Global International Debit Card for use in online transactions with international vendors. However this card is also not accepted by international vendors. There appears to be no difference in the new card except the addition of the word Global”. Even my mother’s Axis Bank International Debit Card does not work for international transactions. Why Indian International Debit cards not capable of being used in international transactions? It is very ridiculous. The only way to buy from international merchants now is to use a credit card which I do not have. Its very frustrating. Could someone please tell me why Indian Debit cards are so limited?”


Where can i get a credit report?

I need to get one done by tomorrow and i dont know anything about it. Can i do it at any bank?


My credit score is a 634…how good is that?

I am 21 and trying to get a loan to buy a piano with. I just checked my credit score from TransUnion, and its a 634, and apparently, from what I’ve heard, thats considered poor. The reasons that its bad is because I have no open credit accounts, less than 2 years of payment history, but my payment history was 100% on time…why can’t i qualify for anything?


If I file for Bankruptcy – What will happen if I no longer have items I used for collateral for a small loan?

I pretty much picked up and moved to a different state a few months back. I had my mom sell everything I owned except for personal items like clothing, photo albums and the such. I no longer have anything of value exceeding $100 except for my cell phone, ipod, and my car that is still in another state at my parents’ house (trans went out, thats why i dont have it) I was overly optimistic in finding a job here, thought it would be quite simple. But it hasn’t been. I have long considered filing for bankruptcy (i have unpaid med bills, etc etc) and then a thought hit me.. I have a loan back in the state I came from- small loan less than $500. I used a few small items for collateral, but I no longer have the items. (xbox, video games, old cell phones I had lying around the house) I am hoping to just pay off these loans when I finally get hired somewhere, and avoid filing them in my bankruptcy… but if I’m not that lucky.. What will happen if I no longer have items I used for collateral for a small loan?” And before anyone decides to judge or ask.. I could afford the loan payments I have while I was in my home state. I had to move for a family emergency and I’m still here helping out the family member I needed to tend to. This wasn’t just a “fly by the seat of your pants” situation. Thanks in advance for all the legit answers.”


Lowest amount for an auto loan?

Hi everyone, I’ve been diligently researching auto loans and it seems that the lowest amount a bank or credit union will finance is $7500. I’m looking at cars in the $5k range just for light driving on the weekends. I’d rather get a loan for it than pay cash. Anyone know of any banks that will do auto loans for less than $7500? Thanks for your expertise, it’s greatly appreciated!


Chase auto loans??do i need a down payment?

do i need a down payment or they pay for the car in full


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will auto loan with co-signer help establish my credit?

I am trying to buy a car and build credit at the same time. I have almost a years worth of credit history specifically credit cards and charge cards. I have good scores, but limited history. I have been turned down applying for the loan by myself. I would like to cosign with a parent. Two questions. First, I was told that even if my parents scores are not the best, or even good, they have history. I do not have much history, but have good scores. And so, I was told that this would essentially be a match and I’d have a good chance of getting the loan. The second question is, if I were to get a loan with a co-signer in my parents, that it would primarily be in their name, building or hurting their credit? If they co-sign with me, and I make the payments, it will or will not affect my credit? I have a specific car in mind and the pricing online is attractive opposed to working with dealerships that have less then desirable cars that will work with no/bad credit for high interest rates.TIA


In terms of prostitution, what is considered equivalent of money?

If prostitution is sex in exchange for money or its equivalent – what types of things would be equivalent and what wouldn’t? I can understand gift cards, gift certificates, shares of stock, tangible items, jewelry, all can be equivalent of money. How about services or labor such as mowing the lawn or driving a limo? Or services such as housecleaning or auto repair? My other question is, if I meet a girl for a date and we eat dinner and I pay for it, then we go back to my place and we can’t help it and have sex – is that prostitution because I paid for dinner? What if I met a girl I liked, and she told me she needed a $500 loan, and I gave it to her, and we had sex. Is that prostitution too? What if I was dating a girl who lost her job and she needed money and a place to stay, so I outright gave her $1000 a week to take care of her. And we had sex every once in a while. Is that prostitution too? And what if I get married and my wife refuses to have sex with me unless I pay her money or babysit the kids on the weekends. Is that prostitution too?


Looking for a loan shark or kind hearted person to loan money?

I am in desperate need of a loan for 2,000-3,000 immediately. I am willing to work on your terms. I can’t afford up front costs. The reason I need the loan is because I’ve had to make repairs on my vehicle totaling a couple thousand dollars, and with Christmas just passed I’m behind on bills and 2 days late on rent already. I am a welder and make ok money. I can pay back 400-500 a month with interest of course. I have a wife and 2 young girls and I just need to get my head above water again. I live in saskatchewan canada. Please let me know if you can help or know of anyone who can. Thanks. Chris.


Pay car loan or pay school loan?

I have a car loan 9%, i gave $5,000 for down payment, now i own $11400 on that car. I still have 4 more years to pay. Now, i have $11,000 from my school loan. I already received 12,000 before, so the total loan is $23,000. The interest is 6.7% for 10 years. my question is this…Should i pay the car off, or should i put those $11,000 back to the loan, so i will own only $12,000 for the school loan? Should i just keep paying the car month to month,,,,and worry about the school loan.? thanks


How Can I view my credit Report On the internet, E-mail or regular mail ?

How can I view my credit report for 100% free of charge and no credit card needed.


Can foodstamps effect a bank loan?

My brother is 21 and needs some foodstamps, but my mother convince him that if he does get food stamps he wouldnt qualify for a loan or if he does a large amount loan. Do they check to see if you ever received any goverment benifits when applying for a loan???


Whats the highest interest rate youve had for a vehicle loan after a bankruptcy?

What can I expected to have as an interest rate for a auto loan after bankruptcy.


How does one calculate an employee retention rate as a percentage?

We’ve been in business 25 years and have had hundreds of employees come and go. Do I have to go that far back?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I claim a Crisis Loan to cover my first months rent and deposit?

I’ve been offered a job in Nottingham after 5 months of unemployment and am due to start on the 8th. It’s initially for 1 month and then, following a review, I’ll go on permanantly. I’ve found a great flat down there for a VERY reasonable price and the landlord is willing for me to go on a 1 month contract and then to reassess it after that but he wants 1 month’s rent in advance and a deposit of another month’s rent (refundable after 6 months). Can I get a Crisis Loan to cover that? I think the risk of not getting this job after 5 months and 22 interviews qualifies as a crisis


Joint mortgage and bankruptcy?

i am asking this on behalf of a friend who has split with her partner. they purchased a house together with a joint mortgage they since split and the house sold but were left with a large sum which still had to be paid. what the problem is since they split one of them was declared bankrupt and can the other be left with the entire debt to pay on her own. shes petrified the bailiffs are coming as shes now a single mother of 5 young children


Am I qualified to get an Auto Loan from the Bank?

I make about almost 800 dollars working part time. My Wife recieves SSI and I need a car. She recieves about $856 each month. So we have a total balance of $1656. We live with my uncle so we don’t pay rent. I have 2 cell phone to pay which totals $90 dollars. Insurance on my other car is about $70. My credit score is okay I still owe like 200 on one card and 300 on the other. I saved up 2,000 dollars for a down payment. Will I qualify to get a 15,000 dollar loan?


Can anyone suggest a good, reputable debt consolidation company?

My fiance and I live in Ohio and I’m trying to help him find a good debt consolidation company. He’s gotten some suggestions from a person he works with, but the place he talked about sounded a little less then acceptable.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Home Loan Tax credit in US for home outside US?

Can I claim home loan tax credit in US Income tax filing for a home that I bought in India with bank loan from India. I am paying my home loan interest monthly to bank in india. I am not filing any Income tax returns in india as I work in US and file my taxes here in US itself. Since it’s my first home, can i claim home loan tax credit for this ? if so, which forms I need to fill.


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?


Un-paid payday loans never went on my credit….?

I had 2 loans out at two different times. I intended on paying it back but times were tough and those payday loans kept me under even more with the interest and the amount it costed me every week to extend them. A good friend of mine worked for a payday loan agency and told me that they wouldn’t send me to collections- just threaten. So I let them go. One was a cash 1 payday loan and I remember I thought they put me in collections since I got letters from a collection agency but when I ran my credit 3 years later, nothing was there. Not even for the 2nd payday loan place. I had closed my account so they were unable to cash the check. Its been 3 years now, I worked hard at paying my debt off from what is on my credit and now I am curious about those payday loans from long ago. Since they never went to collections- they probably never will, right? My credit is golden to me now. Back then, all I cared about was getting by. Now I am in a better place. Do you think they would put it on my credit after this long? Do you think they could take me to court to garnish wages? or does it have to go to collections first? I just saw an article that made me think of this. Truthfully, I dont want to pay it back because I am embarrassed. That would mean I would have to tell my husband about them. (it was before we were married but embarrassing).


Has anyone done the online payday loan deal?

if you you have, what were the terms and who did you go through? i am considering this option but dont know if its safe. i have income to repay, just want to know the general publics experience with this type of loan….thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about Bankruptcy and Property?

A little over 2 yrs ago I lost my job due to an injury that left me unable to work for awhile. I lost everything I had worked for including my home. I had to file Chapter 13 bankruptcy. I surrendered my truck because I couldn’t afford the payments even under Chapter 13. That truck is still sitting in my yard over 2 years later. The finance company was supposed to repo but never did. They called and made appts to pick up but never showed. I called them and they still never showed. Truck is sitting with a flat tire, battery was stolen, dirty and dusty. My landlord said that I may be able to keep the truck now because it is considered abandoned. Is this true? And if so how would I go about doing that? Is it legal for me to put a tag back on it and drive it in the meantime? Is there anyone here who knows about this type thing?


What would my interest rates be on an auto loan? I’m 18 no credit.?

I want to take out a loan for a 2004 BMW 325I. Im a entering freshman, but i have college paid for and my only expenses are insurance and phone. The insurance(full coverage) will be $140ish a month. The loan is $12,990 and I want to get it for 5 years. I can make a $3000 down payment. I could pay it off in less time, and also make a bigger downpayment but I dont want to empty the piggy bank or live on my limit. I want to buildup my credit, and plan on paying off the full debt in a year, I’m making sure they will not charge me for the full interest of the loan when I pay. What would my interest rate be? I do not want to get a cosigner, and also what places could I go to get the loan besides the dealer? Ive gone to Bank Of America & Bank of Bartlett and both need the car to be older then 2006.


I am in debt. Is there a way to find out what companies I owe money to?

I feel like I am in so much debt that I forget who i owe money to and to what companies. Is there a way to find out some sort of list of what companies I owe money to?


Is it possible to obtain a private student loan with a bankruptcy in my credit history?

Does anyone know if it’s possible?


How to get rid of Credit Card debt?

I have about 5k in credit card debt from like 7 different companies. I saw ads for credit card debt companies who compile the bill and help you out. I can barely make the minimum payment with the way the economy is right now and such. I am attending college and work part time. Are these companies legit? My mother told me that if I do that, the next 10 years of my credit will be bad. What can I do to stop the 40 calls a day I get for paying my bills?


I want to build my cradit score how can i make that?

hi! i want to know that how can i make my credit score??i am 19 years old and i got my first Debit card when i open a bank account 4 5 months ago.And i apply two times for a credit card but they denied that they said you didnt have any credit score.So what can i do in this situation??any ideas.And is debit card build your credit score??


How much do guys spend on engagement rings?

Boyfriend says a cubic zironia or 200 dollar ring is normal for engagement? my boyfriend thinks that it is silly to spend money on engagement ring, he says if i really love him i dont need anything we just be together, but isnt it normal for a guy to get a girl a ring, if so how much do they normally spend on an engagement ring…..


What do I do if I can’t repay a payday loan?

I had a payday loan that I kept borrowing and paying back. But I lost my job and am not able to pay them back now. They call me 3 to 4 times a day and threaten me. The manager of the place check into cash even came to my house. I don’t know what to do. I live in Ohio.


Is Dulwich Hill NSW a good suburb to live?

Hi guys, I’m thinking to buy an apartment in Dulwich Hill, but can someone tell me if this is a nice suburb to live, in terms of security, contamination, capital growth, or anything you may suggest about purchasing a property in this suburb?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I paid $7000 of interest the last year on my mortgage, how much will I get back on my tax returns?


I have an Equifax credit score of 591. Do I have any chance of getting a car loan or refinance?


What exactly does bankruptcy protection” mean?”


Can a person file bankruptcy on their own with out a lawyer?


How does risk affect interest rates?

Btw I am not talking about credit. I am talking about in general I am taking finance 101 so I am talking about the basics.


Advice on filing for bankruptcy.?

I currently have 23k in credit card debt and I have good credit, no 1 x 30s. I started my own business back in February and needless to say it didn’t work out. I was practically living on credit cards hoping things would take off. I work in the finance industry and the last thing I want to do is file for BK but it is so frustrating seeing customers with previous BKs get financed at a decent rate. It makes me wonder why I even struggle to keep my credit perfect. I’m on a salary position but by the time I pay mortgage, car payment, credit cards I’m all tap out. i have 2 young boys and we never have extra cash to do anything for them. My wife has her own debts, not like mine thank god, and makes a little less than me. I would want to keep my house and car if I could. This isn’t a for sure think , I’m just thinking out loud. Like I said before I work with BK clients everyday and its very frustrating to see them better off than me in the long run. Any advice?????


What are the best auto loans out there?




















































Equifax credit rating & credit card accounts?

Equifax credit rating & credit card accounts?

I have two credit card accounts as part of my Equifax credit file which have a £0 balance and about £8000 available credit between them. I have a third card which I use regularly as my main credit card and I keep these other two as a backup. Is it better for my credit rating to close the two accounts I don’t use?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can i stop a payday loan from calling my job?


Qualificaions of a payday loan

i need an extra 300$ in a short period of time for school i was wondering how i can get that if i go to a payday loan place.. do you need a credit history or what thanks


Using checks to get a payday loan?

what happensto my check if i use it to get a payday loan and can’t pay the loan


Have 1yr left car loan;adding $800 more credit union debt to that.Also have credit card w/credit union.?

New loan/security agreement sys car secures credit card loan also.Sounds like until visa card is gone,they can always threaten 2 take my car/& would I get the lien back on my car once the car loan is paid off? Also sys if I file bankrupcy I am in default. Since Chptr7 Bankrupcy is something I have considered; ?if file bankrupcy, would I get forgiven” all credit cards

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When the rate of inflation increases, does it affects people who have mortgage on loan?

Such as will the people be paying back lesser principal amount?


Question about Payday Loans?

Ok so I ran into a little trouble and took out one online payday loan, my information was shopped around and I got approved for two others and I said sure, never signed anything for them but that’s aside the point, the tricky thing is I cancelled my checking account and opened a new one two days after deposits were made. In essence I burned them for their cash because where I live you’re only allowed $328 on a payday loan with a $400 payback. You also have to be licensed these three companies do not fall under these two conditions. I think they know this too because I have received sporadic calls from them at best. Any advice?


How do you get a £100,000 unsecured loan to start a business. the best rout to go about it, any tips?


Equifax credit rating & credit card accounts?

I have two credit card accounts as part of my Equifax credit file which have a £0 balance and about £8000 available credit between them. I have a third card which I use regularly as my main credit card and I keep these other two as a backup. Is it better for my credit rating to close the two accounts I don’t use?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens with future bonuses on a chapter 13 or chapter 7 bankruptcy?

can they take any future bonuses away if you are filing bankruptcy?


Do I have enough debt to file bankruptcy?


Where is the best place to get an Auto Loan for a used car?

I’m going to buy the vehicle I leased for the past four years. I’m looking for the best rate to purchase it. It would be for 48 months. Would you go to a bank or credit card company (i.e. Chase or Capital One)?


15000 personal loan to be used for Auto loan to indepenent dealership?

Hello, I just tryed applying at agfinance.com for a 15000 personal loan and I was denied. I take home about 42000 each year and my credit is 740 so I don’t know why it was denied. Does anyone know other companies that can get me this loan. I wanted to get an auto loan before but you can’t use it for the independent dealership, it has to be big dealerships like Toyota or Honda. I want to be able to have my own financing at the independent dealership or have freedom to look for a car from a private party. If anyone know any other types of loans that fills these requirements, please let me know. Thanks! Dave


Has Obama Fundamentally Changed America since 2009 when we were failing and nearly in bankruptcy?

We were hemorrhaging jobs, the banks were collapsing, the auto industry was going under. Fast forward 7 years and the Middle class and low income folks have seen the largest wage increase since the 1960’s. We are at low level unemployment, the auto industry was saved. We now have 20 million more folks with health insurance. He killed our worst enemy responsible for more Terrorists deaths in US history..Osama Bin Laden Obama did this with no help from Republicans and in spite of them obstructing everything he asked for.


Why cant i get a loan?

possible reasons?


Legitimate Payday loans to apply?

can any one tell me good site to apply for loan..thanks


Bankruptcy and Debt Inquiry?

I filed for bankruptcy in 2001 and was discharged in 2002. 7 years passed, my credit is clear, i managed to buy a home, secure a line of credit, receive credit cards and all are in good standing. Today I received a call from a collection agency in regards to a 2003 student loan debt. My credit report no longer shows this debt however i was told I owe $19854. I was wondering if this debt can be added back to my credit report, even though it was removed? also with the new bankruptcy laws, can this debt be forgiven or will I be required to pay it?


Equifax credit rating & credit card accounts?

I have two credit card accounts as part of my Equifax credit file which have a £0 balance and about £8000 available credit between them. I have a third card which I use regularly as my main credit card and I keep these other two as a backup. Is it better for my credit rating to close the two accounts I don’t use?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best credit card to get with excellent credit?

I have ‘excellent’ credit ( 780-give or take a couple points depending on bureaus). I want to get another credit card because as of right now I only have one (when I was younger, I was stupid and closed one of my credit cards). Obviously, Im not planning to max it out or go on a shopping spree…I dont do that (or I wouldn’t have good credit lol). There are SOOO many different credit cards


Bank Of America auto loan process – confused :~?

I am sellin my car to private party and she is getting auto loan from BOA. But BOA needs the original title in my name to be couriered to them. I am wondering is it safe to send my title couriered to them. Is there any suspicious thing that can happen in this process, like some one can change my title and claim the car?


Can you buy an itunes gift card online and get the code online ?

Ummm…. me and my dad want to buy an Itunes gift card online , but we don’t want to wait so we want to buy it online and get the code online , is is posibble ??


Why is my transunion credit score of 760 below the mean?

Transunion’s range runs to over 990. I am only at 43 percentile in ranking. I thought above 720 was good””


What do I need to get a auto loan?

Im a 21 year old with a decent down payment been at my employment for 6 months at my new job dont really have credit cards only have school loan with great lakes been at my apartment for a tear I dont know if that builds credit I have a cell phone with sprint for 2 years light PG& E gas the gas company cable bright house and insurance state farm those my only bills and want take out a brand new GMC also have a Co signer but dont think he has good credit but makes over 100k a year


How do I order checks from Bank of America?

i have both chase and Bank of America bank account. My Chase checkbook has just run out. I have never use BOA’s check before. Can someone tell me how to order them. Thanks


Can my mom go to jail for not paying a cash advance?

As i stated earlier she owes them. They came out and threatened her and we are worried. They can;t take it from her check cause shes on SSA and SSI. She can’t pay a little. She only gets 750.00 a month and she owes 1 345 1 345 and 1 690 so i dont know what to do. I got a lawyer and he told me I couldnt go to jail for it cause im in bankruptcy and i dont know about her.


18 years old with a 642 Credit score, 3 Credit cards, and Auto loan for 14,764?

I have three credit Cards two with 300.00 limits and one with a 500.00 Limit. And a car loan on a 2006 Malibu LT through PSECU with an interest rate of 4.71 % Also, my credit age is 4 months according to Credit Karma which is acurate with what is reported never missed a payment on credit cards or car. Never plan to either. Even have a fund worth of 3 months of my car payments and credit card payments ( Min required ) In addition I pay 150.00 extra towards the principal on my car payments are 279 and I try to pay the balances completly off on my credit cards in full every month which general I succed about 80 % of the time. Never exceds 35 % before I pay the balances so well below the 25% limit or less you should strive for. Any tips or advice? I plan on taking student loans out next year. for around 2000 – 4000 the rest is covered through grants. Then I would LIKE to purchase a home. And attend college AGAIN for a higher degree in same study which would be around 2000 to 4000 due to grants as well. Any helpful tips hints would be appreciated. Trying to build a strong credit history, score, as well as a HIGH LIMIT. Any information, ideas, or whatever would be greatly appreciate. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I file for bankruptcy or let things play out?

I have outstanding credit card debt of roughly $20,000 or so and it’s been 2 years since they have been in collections. One of the 2 CC companies is now suing me for $13,000. I have a part-time job making $8/hr and my yearly income is roughly $12,000/yr, so I’m already quite limited financially. The only significant asset I own is a 1999 Mercury Sable (paid for), as I rent. It seems my biggest concern should be wage garnishment, I think. Is that a big risk making only $12k/year? Or maybe I should just file bankruptcy? I live in Ohio, if that helps.


Can I lease an apartment if I have a mortgage?

My name is on a mortgage but I no longer live in the house. Am I able to enter into a lease on an apartment if my name is still on the house?


I have applied for payday loans but not find any response please tell me about this?

simple term and condition of payday loans


Hi,i am from maharashtra..india.i have to take home loan from any suitable bank .my net salary 42000.how much?

my net salary 42000.how much loan will i get on different period.i select 20 years or 25 years period for repayment .how many days it will take to sanction? Which will be more beneficial and affordable.if you know or experience .please give me info. of all banks thanks. Regards Jaspreet



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can payday loans help your credit?

If I were to get a pay day loan and pay it on time will it help improve my credit?


Equifax credit rating & credit card accounts?

I have two credit card accounts as part of my Equifax credit file which have a £0 balance and about £8000 available credit between them. I have a third card which I use regularly as my main credit card and I keep these other two as a backup. Is it better for my credit rating to close the two accounts I don’t use?


Why would my mortgage company send someone to take pictures of my house?


Are there any online schools where I can take my prerequisites or should I try to get into a community college?

and take it through them? And I want to apply for a student. I just graduated in December of 2009 and my mother no longer takes of me. We don’t even speak. I was thinking that the student loan would help me out a little. Will the school allow me to get one?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a credit report and score without having to give a credit card number?


What millionaire filed for bankruptcy multiple times before making it big?

When I was in high school, I had a teacher that told us about a millionaire (possibly billionaire) that filed for bankruptcy multiple times before he struck it rich. I can’t for the life of me remember who it was. Does anyone have any idea who this may be? It’s not anyone recently; I believe it was at least before the 90’s but don’t know how far back for sure. Basically, I want to know just because I can’t remember and it’s really bugging me. Any help is appreciated!


Is a 6.24% good for an auto loan rating?


What companies will approve auto loans for people with credit scores around 550?


How can I get a free copy of my credit report? Preferably by mail.?

Do I need to write to the company? Thanks. If you have a website you can note that down too but I would rather communicate by postal mail with the agencies.


Should I get an additional car or what?

In August I bought an 2009 Camry, I drive alot in general and now even more with my new job. I have about 13,500 miles on my car. I put about 1000 miles on it in 3 weeks on this new job. I’m afraid that I’m going to tear my car up? Should I find an older (cheap) car and use it for work? Not a car with a car note but maybe something for about $2k. Or will my car be ok?? My auto loan is for 6 yrs (72 mos).


How long does it take to recover from bankruptcy?


Can online gambling sites access the age of an underage gamblers card?

I’m doing a research paper on under age gambling and how it is growing online. I must offer ways to prevent this and was wondering if the online companies can see how old a credit card holder is? Say there’s a 12 year old kid with a debit/credit card, he signs up for an account under his parents name, but tries to use his credit card, is this allowed? Or how do online companies prevent underage gamblers, or know?


Is 22.9% APR bad for a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone have any ideas as to where I can borrow about $600 without doing a payday loan?

I don’t have great credit at all as I recently got out of a bad relationship and the guy ruined my credit. I need it to pay off a creditor that is taking me to court on May 18th. Thanks!


Equifax credit rating & credit card accounts?

I have two credit card accounts as part of my Equifax credit file which have a £0 balance and about £8000 available credit between them. I have a third card which I use regularly as my main credit card and I keep these other two as a backup. Is it better for my credit rating to close the two accounts I don’t use?


Are student loan consolidation companies legit.?


Can I take over my mother’s mortgage?

My mother wants to sell her house to me. She can’t keep up the day to day up keep of a house anymore and would like to instead live in the in-law apartment that is attached to the home. Can she simply write her mortgage over to me? Will me husband and I then be able to own the home and continue her mortgage as our own? How does this work? What are my options? Do we have to apply for a new mortgage ourselves? Thank you!


How can i get my credit score for free without calling on the phone or giving out my phone number?


Credit Karma Says I Have A Mortgage Loan Opened?

I joined credit karma today to get a credit check..I put in my social and it said You may have a Mortgage Loan opened around march 2015”…Im a 100 percent that i don’t..Have sumine used my identification??…It also says i have a car loan and it listed my dealer ship place which iss true…but the mortgage loan is false”


What are the levels for credit scores?




















































1yr1m credit history for chase sapphire preferred? TU 741 equifax 737 fico 732?

1yr1m credit history for chase sapphire preferred? TU 741 equifax 737 fico 732?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there a site that is free to check your credit score!?


I currently have an auto loan and I would like to get another car. But i want to get rid of my first car.?

I have a 2007 Toyota Camry, I would like to trade it for a Cadillac CTS. But I only want to pay for one car. What happens to my first loan contract? Do I start as a fresh one?


Is a 5.2% interest rate too much to pay on a home loan?

I am thinking of borrowing money from the bank for a home loan. The bank offered to give me a fixed interest rate on a 30 year mortgage for 5.2% per year. Do you think this is a good deal or a rip off?


Does Wife have to file bankruptcy too?

To Alex. Duh. Hello don’t you think those options were looked over. My wife stays home because daycare would take up 93% of any salary she would make and we have no one to watch our kids for free. i have been looking for a different job for a year and a half. There are none. I am one of the lucky ones to have found a job here. I have a degree and I work hard. Because of the nature of my career and distance, it is almost impossible to get a second job. I am not looking for an easy way out, my attorney is the one who said this was my only option. If they garnish my salary, I cannot buy food or gas. I was not one of those people who lived beyond my means. My wife and I are both very thrifty. We never went out or on vacation and did NO extras. You must live under a rock to not know what has happened to this economy in the last 2 years or your rich in which case you had no business answering this question. Keep your nasty comments to yourself.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How far in debt does someone have to be in to file Bankruptcy.?

This person does fall within the new guidelines of falling under the states mediam income level.


18 year old car insurance in NYC?! how much am i looking to pay?

parents are going to buy me our family’s first car in america. my dad has been driving for a very long time and has a license in china but not in america. This means, i cannot be put under my parent’s insurance since they do not have any. I’m planning on getting a used honda civic. my grades aren’t good enough for the discount.I work 2 days a week and get paid $120. how much would i be looking to pay a month? what are some ways i could lower that? (ex. parent’s co-signing, etc.)


If I file for bankruptcy, when could I possibly be able to purchase a house?

I have just lost my job and we have too many medical bills & are in debt too much. I would like to go back to school but can’t afford to pay the bills back & go to school…I would also have to find another job. We don’t want to jeopardize a future in getting a house, but would like to know, if we filed for bankruptcy, when could we possibly be able to have enough credit to get a house? We live in California.


1yr1m credit history for chase sapphire preferred? TU 741 equifax 737 fico 732?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find instant faxless loan payday?

Every payday loan company rejected me.I just need to loan 900 to pay for my bills , could you recommend me some I want easy approved instant loan with no fax request.


Does anyone know if the Obamas were close to bankruptcy due to irresponsible spending?

When BHO was a State Senator? If so post a link. It would explain a lot of the perks he takes advantage of and how he so easily spends other peoples money.


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


2nd mortgage foreclosure, just want to start new :(?

long story short, my wife and I took out a 2nd mortgage for 50k to pay off her car and so she can have extra spending money, and now we’re divorced after 21 years of marriage. she’s moved out of the country so there’s not much I can do about her, but I just want to stop the suffering that my kids are going through. if I pay the 2nd mortgage then I don’t have ANYTHING left over and me / my kids go hungry, eating very little for weeks at a time. I give up. I want to let them take the house, I want to start new, but how? I owe about 50k on the first mortgage and 53k on the 2nd for some odd reason, every payment i’ve made goes to interest. what can I do? bankruptcy? what type? please help


How can I get a auto loan at 19??

I am living at home currently, and plan on doing so until I graduate, if I do move out it will be with roommates in a cheap apartment, the car payment will really be my only expense each month. I also will be making more money in the next month when I recieve my real estate license my pay goes up to 11 an hour plus commissions.


Would a fico score of 705 qualify for a 0% promotional auto loan?

It really should be much higher, I am disputing an unwarranted collection on there for a medical insurance non-payment that got turned over to me.


What’s the best website to go to get a FREE credit report without the hassles?

No BS about ads , I just want my free report.


What is the best debt consolidation company?

I need some help to get out of this hole that I dug for myself. Any suggestions pr personal experiences?


1yr1m credit history for chase sapphire preferred? TU 741 equifax 737 fico 732?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I file bankruptcy on a forclosure?

Last year my husband and I lost a home we purchased about 3 years ago. This house was to be an investment. We remodeled the entire house and completed just as the market crashed. This past March the house was foreclosed on after being on the market as as short sale for 2 years. We want to file bankruptcy because this ruined our finances. We still have our home we live in but we now have 2 creditors suing us. How do we file for bankruptcy and include the taxes we will probably be charged for the house we lost in March 2010?


How and or where can i get a soft credit report?

I dont want a hard credit report, so where can i look to find a report that will not effect my credit?? Thanks


How much does it cost to file chapter 7 bankruptcy in sacramento ca?


Has anyone gotten an fha home loan with bad credit?

I have a friend that lives in a home already, she wants to sale it, and get approved for a fha loan for another home after her’s sale. my question is can she get the fha home loan with a 8 year old bankruptcy, and a charge off thats her mom’s they have the same name, her lender wrote a letter about that before she sent it to underwritting, so is it hope for her?


Cosigner on Auto Loan files for bankruptcy.?

I have a friend that has had a car loan that is current, no late payments ever but his dad just filed for bankruptcy. His dad was the cosigner on the loan and my friends car got repossessed today. The loan is through Wachovia/Wells Fargo. Is there anything my friend can do? He has never had any credit problems before. Thanks.


How much negative equity can you roll into a new car financing when trading your old car in?


What all can you claim on bankruptcy?

I’m in debt, and need to file but don’t know what all you can claim on it.


How to apply for a Car/automobile Loan? How would a person be able to get a loan?

As for the answer from someone”— I can ask all I want for a loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does a recently widowed spouse file chapter 7 bankruptcy when there is community property debt?


Simple credit card interest rate question. My annual rate is 19.99 for purchases and 22.99 for cash advances. I took out 300 cash advance…?

22.99 divided by 365 is 0.062. So if I don’t make a payment on that card and just let it rack up, am I charged 300 x 0.062 = 18.6? Or 1.86? Daily compound interest? So on and so forth.


What are the services offered by the different financial institutions?


When reading your credit report, what is FACTORING COMPANY ACCOUNT (debt buyer)”?”

I am reading my credit report and I am trying to figure out what all of this stuff means. Thank you.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


1yr1m credit history for chase sapphire preferred? TU 741 equifax 737 fico 732?


Bankruptcy and divorce?

Can you file chap 7 in california after a divorce judgment to protect your wages?


CAN I LEGALLY GET RID OF CREDIT CARD DEBT ???????????????

I GET OFFERS ON MY EMAIL, BUY CAN’T TELL IF THEY ARE LEGETT.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Nationwide auto loan? ?

So my dad applied for a 2000 dollar auto loan for nationwide, they sais they will contact him in 3-5 business days. It said on the website 100 percent approved. Does that mean we will defiantly get the approval. And if they approve it how long will it take to get money, he applied for it on Friday, and I really need the money by Friday, will this be possible? Thanks!!


I filed Chapter 7 bankruptcy last year. Do I need to reflect this on my tax return? What steps should I take?


When you can’t make payments on drivetime?

drivetime charges me $400 a month and I’m having a baby and I really need that money. my fiance wanna just get a carloan from his bank for a cheaper car for me but I don’t know if drivetime’s gonna let me bring the car back and stop paying. and I spent some money on getting the car fixed because a professional mechanic saw frame damages on both sides and it clearly says on my drivetime paper works that the car never got in an accident and my friends told me that I can hold that against them but I don’t know how and I don’t wanna go in too much trouble I just want to stop having to spend $400 every month for 4 years. what should I do?


Cash converters payday loan?

I have a payday loan with cash converters, which Ive had for a year, but cant afford to pay, and not get back to live. This month I just wont have the £286 to come out of my bank. I naturally dont want to default, but am unsure what to do. Should I go into the shop and see if they will take smaller payments?


Which is best in HDFC bank and LIC housing finance regarding to take Home loan?

We want to take home loan so pls suggest which is best both of above


What in the terms of a mortgage would prevent the mortgage from being included in a chapter 7 bankruptcy?

someone told me that there are certain things in the terms of a mortgage that could prevent you from including your house in a chapter 7, but of course they cannot tell me what. i will not be meeting with my lawyer again for a little bit so i can’t ask him right now and i’m worried now because i WANT to include my house. all i can find when trying to research this stuff online is how to avoid foreclosure on a house. i don’t want to avoid it. i want to get rid of my house. i cannot afford it. so, for anyone out there who knows about this stuff…what would ever prevent me from including my house in my bankruptcy?


Bankruptcy with personal loan not in my name?

I am going to file bankruptcy I want to include a personal loan my ex took out in his name for me. I can not afford to pay it any more. I lost my job and have to many bills. Im worried something would happen since we have a child together and I wanna stay on good terms. Can he file something against me to get it included?? How do I do it?


Why would a banker suggest I get financing from a dealership?

Called my bank for per-approval on a used auto loan (my first) and was told outright that they and other banks weren’t really interested in dealing with per-approvals over the last couple years. (My bank is M&I, which was just bought by a Canadian company). He never took my info or ran my credit or anything, just flat out refused to look into it. While I do have a ton of school debt, I have sufficient income to make auto loan payments and then some.


Private health insurance that doesn’t deny coverage for transgender people?

Again, I don’t WANT things like SRS covered. I just want insurance in case I get into such a bad accident or get so sick that I end up in the hospital.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


WHY TO WRITE LOAN APPLICATION FROM PLACE TO PAY MY RENT ADVANCE?


1yr1m credit history for chase sapphire preferred? TU 741 equifax 737 fico 732?


Can I Use My Debit Card in Dominican?

I am going to the dominicna in 2 weeks and wonder if I can use my visa debit card there and how much would the charge be. Post helpful links please. Thanks


Does anyone know a loan shark in the north Atlanta area?

Hi, my name is Emily. I am in great need of a loan so that I can get a car. Once I have a car, i should have absolutely no problem getting a job. I have already put my application in 26 different places, several of the where very interested in me. I do not need to much money, anywhere from $1,000 to $2,500. i would prefer some where in the middle. However, anything you can loan me I will make it work. Also, I understand that I will be paying interest. Thank you for your time! Please email me at MnM.Carper at gmail dot com


What sites do you go on to check your credit report for FREE?

Most sites seems to offer some sort of dumb trial or offers, and will provide the free reports only if you give them your credit card number. What kind of crap is that?


Help,I need a $1500 loan to pay off payday loans.Anyone know a legite loan company?

It would have to be an unsecured loan for bad credit.Due to trying to get by” I have found myself stuck in the payday/cash advance rutt and I want out!Has anyone out there ever been stuck in the same position?Any suggestions would be appriciated!!!!!!!”


Can a person take out several payday loans from different sources at once?

Can this be done in order to make ends meet on a large debt?




















































I have a 679 credit score from Equifax, a 652 from experian and a 0 from transunion. How is this possible?

I have a 679 credit score from Equifax, a 652 from experian and a 0 from transunion. How is this possible?

I am at amazement that I have a 0 from transunion (the score report: creditkeeper says that I have a thin file” meaning my accounts are less that 6 months old

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Court summon for credit card debt?

Hi, yesterday I found out that a registered letter was delivered to my Mom’s house, I’m currently living in Europe so she picked it up at the post office for me. Apparently it is a court summons for $1800 of debt, my card was through Citibank. I thought that I had already taken care of this bill, but unfortunately, I didn’t so I was shocked to hear about this. There is no date, or docket number on the letter. My Mom is going to call the lawyer’s office for me tomorrow and try to get a settlement, I have the full amount ready to be paid if they won’t settle for anything less. If I’m willing to give them the $1800 will they say no and still take me to court? It was shocking to me because I haven’t received anything in the mail about this debt for months. I think that they’re trying to scare me into paying (it’s working) but it’s not like I don’t want to pay it off either, as I thought it had already been taken care of. I just hope that they will accept the money and be done with it, then I’m finally debt free! Going to court is really not ideal since I would have to fly back to Ohio and take leave from my job here. Also, since it was a registered letter addressed to me, would my Mom even be able to pick up a legit court summons because I thought that I would have to pick it up in person? Thanks.


Where can I find a Quick and easy online payday loan?

I need a quick and easy payday loan that does not check credit or does not care about bad credit.


Personal Loan for $2000?

I need a loan for $2000 and would like to use prosper or a people to people lending site but my credit score is too low. I believe there is an error and it is being disputed but for the time being im in a pinch because I need this loan soon. Is there anywhere I can turn, any suggestions?


Where do Expats live in Mumbai? How expensive could a flat abt 1200sqf rent per month in a good area?

I am a spanish traveling to Mumbai this weekend to see it, as I will be posted there for the next few years. I would like to get a general view of the city, where shall I go?? thanks to all of you!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the legit site for checking your credit history? i know equinox is but you cant google it without..?

getting the fake sites that want your money.


Getting a auto loan without claiming income?

can i get a auto loan when i dont claim my income? i work hard and make good money with cash or check deposits. i heard if you show a credit union bank statements that could get you a auto loan.


Up to my ears in debt. what is bankruptcy?

What is bankruptcy? I am 20 years old with quite a bit of debt in my opinion. I have a $5000.00 credit card that has not been paid in about 6 months. I have a contract for a Bell Mobility Turbo Stick, thought it was good at first until my second bill was over $600.00 that was a year ago and that is in collections now. I had a contract with two cell phones in my name, the other person screwed me over and my bill for both accounts was 1100.00 the phones were disconnected and I put $50.00 on the account every two weeks but that was not good enough now that is in collections… I know it wasn’t the minimum payment BUT I was giving what I could… I have a $5000.00 student loan for a course that I CANNOT get a job for… the payments were to be made December 31 and I did make the payment and there are arrangements for the full amount of 80.00 to come out each month. I am working full time making minimum wage.. I would like to go back to school but simply cant right now, I even had to move back in with my parents and they are charging me rent 300.00 each month. I leased a car out that I could no longer afford and my parents took over the lease and paid for the two months I was late.. I leased a car because when I did graduate I did find a decent temp job but after the 3 months I was let go… I just don’t know what to do.. at the rate I am going I will never be able to own anything…


I have a 679 credit score from Equifax, a 652 from experian and a 0 from transunion. How is this possible?

I am at amazement that I have a 0 from transunion (the score report: creditkeeper says that I have a thin file” meaning my accounts are less that 6 months old

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does a mortgage work?

Like how much are they, how do you get one, what do they mean dumb question i know but i’m not really sure?


What is the BEST diaper rash ointment?

There are like 15 over the counter ones & everybody say’s there mostly the same thing but there has to be some difference. Ive been using Destine & Hydro-cortisone Cream but it doesn’t seem to do the trick.


A question regarding Amscot cash advance service for individuals receiving monthly SSI, in Florida?

Guesstimating, what would be the maximum allowable cash advance limit, through Amscot, for an individual in Florida receiving monthly SSI payments of $688.00? I receive no other sources of income besides my monthly SSI. At minimum, do you think I would be qualified for a $300.00 cash advance? Thanks in advance everyone for your opinions regarding the matter.


Where can I get a faxless payday loan?

I need to get a loan online, I don’t have a fax machine, though. My cat is very sick and needs to see a vet ASAP. He cannot wait until I get my next paycheck and I know all fees and everything added on with payday loans. I’m willing to deal with the hassle. I just can’t find a site where I won’t have to fax something. I don’t want a site that matches, either. I’ve been filling them out for hours and they aren’t matching me with anything but other matching sites. Very annoying. Thanks!


Discharged Bankruptcy?

What is a discharged bankrupt?


Why are my credit score’s so different?

10 months ago i checked my free credit report from TransUnion and paid for the credit score which they showed that I had 822/990, 59 percentile, grade B. I assumed that It was using the Vantagescore scale. Just yesterday, I did my free credit report from Experian and paid for the credit score which they showed that I had 668/990, 32 percentile, grade D, Non-prime category. I freaked when I saw the drop, so I went to pay for a credit score from Transunion again, and they gave me 733/850, 73 percentile, no grade shown, Good category. I thought, why so different?” So I paid extra to TransUnion to tap into Experian and extract a score from them


What does it mean when Transunion shows dispute results as New Information”?”

I received my credit report dispute results from Transunion (FINALLY), but I was baffled to see that some of the dispute results read new information” even though there was nothing clarified to support this “new information” claim? What does it mean?”


Free credit report.com commercial?

1] who are the guys? 2]are they a real band? 3] if so what is the bands name?


I have a 679 credit score from Equifax, a 652 from experian and a 0 from transunion. How is this possible?

I am at amazement that I have a 0 from transunion (the score report: creditkeeper says that I have a thin file” meaning my accounts are less that 6 months old

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who is supposed to get the credit report? the Realtor or the person renting?

my boyfriend is having some trouble with the realtor he’s working with. he is a college student trying to rent a house. the realtor told him he needs to get a credit report and send it to her. but he is having trouble getting one. his bank would not give him one because they said it was suspicious that she would ask him to get it instead of getting it herself” he called his realtor and she yelled at him and said that “she was not going to spend money trying to get something that he was supposed to already have done.””


Will a payday loan in default affect my ability to get a tax refund loan?

I currently have a payday loan that is way past due ( they still call but have not sent to collections yet ). I need to know if this will cause me to be denied a refund anticipation loan. Anybody have experience with this situation? I plan to pay this off with with my tax refund. I live in Indiana if that helps……


How to get small personal loan with no credit history?

How can i get a small personal loan ($3,000) with no credit history without a co-signer? I have tried to get one thru my bank an they said no. How can i get one without a co-signer? I dont care how much the APR is, i just need it now. I’m 21 with limited credit (a phone bill, and a cable bill)


Can you get a $12,000 student loan if tuition is only $3000?

I was reading about student loans online and I saw you can get $12000 for tuition, housing and other expenses. A semesters tuition is only about 3400 at my local college. But I could use the remaining money for my housing costs and what not. Can you get the full $12000 if your tuition is only 3400 at a community college? I’m a US citizen, no felonies, no previous loans. I saw it is not based off of credit and no co signer is needed. What do I have to do to get this student loan? Would I be eligible to get the full 12k?


Where can i get a loan? Any reccomendations?

Ive got myself into a bit of financial trouble lately. Mostly down to payday loans, well overusing them! Im now currently left oweing a payday loan company £600. I also owe my mobile phone company £250. I need to find a loan of £1000 to get myself out of trouble and pay back over 12 months. Does anyone know of any companys? The sooner the better as my phone has been completely disconnected. P.S Uk only. Cheers.


How Do I Get a Free Copy of All 3 Credit Reports?

How Do I Get a Free Copy of All 3 Credit Reports? -Thanks!


Filing for bankruptcy?

does a trustee really work on my behalf or does he get any kickback or money from any money that the courts decide to collect from me.


Is AMCA a fraudulent company?

I got a bill from American Medical Collection Agency. I thought I would get it from Quest Diagnostics only. Is this a real genuine company? It seems a bit like a scam. I got the information here: http://answers.yahoo.com/question/index?qid=20111205212328AAFKBOW. The website seems less professional. Should I pay the bill to American Medical Collection Agency? How can I ensure that I paid it off? Should I contact Quest Diagnostics and pay it from there instead? What should I do? I don’t want it to affect my credit score but I am also afraid it is a scam.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why don’t lenders see my credit score when I know I have one?

I am signed up for the credit score tracker through my credit card, which allows me to see my Experian reports and score whenever I want, and pay a small fee for the other two. I do have limited credit history – just under 6 months. But I have had a credit score since soon after opening my card. I know everything has been reported; I had a collection that brought my score down from 680 to 548. I got that removed because it was not my fault. I just checked all 3 reports and now I’m up to 693. But lenders can’t get any score when they pull my credit. Why is this? One more question – if you are self-employed, do lenders look at your adjusted gross income, or at your taxable income? My agi is $17,000, and taxable is $10,000 – big difference in my income range!


How do i go online and get a copy of my credit reports?


Are there any auto insuarance companies that only look back 3 years for accidents and violations?

I’m in Illinois.


Can I increase my student loan?

I lived at home for my first 2 years at university and now live in a house with other students. I changed my details online but still got my original, smaller loan, and with the increased applications this year I was unable to contact the student loans company to sort out the problem and had to accept the initiall loan amount. Is there any way to increase my loan with means tested options after the first payment has already been made?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do i go to find free credit reports on here?


I have a 679 credit score from Equifax, a 652 from experian and a 0 from transunion. How is this possible?

I am at amazement that I have a 0 from transunion (the score report: creditkeeper says that I have a thin file” meaning my accounts are less that 6 months old


Mortgage payment question?

Oh yeah, over 30 years


Can I File a Law Suit Against a Hired Lawyer who did not file my bankruptcy on time?

I hired a lawyer to file bankruptcy for my wife and I. She messed up a couple times and my wife was taken off and then she wasn’t licensed in our area and then she told me she was going to have to let it cancel and refile in order to get my wife back on it. I asked her if we had time to see about selling our home to pay off all our debts before she refiled and she said yes we had 30 day. I asked her to refile when she had to so we would not loose our home. My father in law passed away and we had to go from Florida to NH and put my mother in law in a nursing home and close and empty their house. When we got back it was about 6:00 pm. We found out our house was being auctioned off the next morning and the courts and our lawyers office was closed. So I went the next morning to the court and filed a motion asking the court to delay the sale because our lawyer was suppose have filed our bankruptcy and hadn’t and that we just returned the night before. The judge denied our motion and our home was sold and we had 24hrs to move out. When I got a hold of the lawyer she said she didn’t refile because we had to pay her to. Were we paid her and she messed up can we sue her and if so how long do we have to find a lawyer that will sue another lawyer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 640 a good credit score for a 25 year old?


Where can find payday loans in missouri?


Where do I find an auto loan for a 1996-2000 model vehicle?

Banks almost exclusively require an auto loan be applied to a vechicle 5-7 years old or newer. Does anyone know of online lenders who will lend for an older model vehicle? We’re still talking about valuable cars, valued in the $7000-10000 range.


Is it possible to file bankruptcy online?

Is there a way to file bankruptcy online? Or do I need to set that up by using a lawyer?


Home equity loan and bad credit.?

Just inherited childhood home. There is no money owed on the house so its 100% equity. The house is worth at least $140k. My husband and I have bad credit due to medical bills because of husband’s disability. We would like to borrow $25k to clear up debt and do some repairs on house. We have steady income, same incomeb amount every month and direct deposit. How hard would it be for us to get s home equity loan for $25k with our poor credit?


Will filing bankruptcy effect my family?

I’m 25, have 2 car payments, a mortgage, work full-time, married and have a kid on the way. I don’t know what to do? I have been thinking for a while that bankruptcy is going to help. If I did, I would keep my wife out of it and her car. That way if worse came to worse we could use her credit, and car to trade if needed. I just want to do what is best for my family, we are struggling right now, and I know bankruptcy is temp. We are so far behind on bills and I am about to get 2nd job anyway for extra cash. What do I do?


Where Can I Find The Lowest Auto Loan Rates?

Hi I’m looking for a site with really lowest auto loan rates.Could you please suggest me one?


Can I get an auto loan with the 3 month old credit account?

My car broke down, and it has cost me way too much the last few months. I don’t want to fix it anymore. So, I want to get a new used car at a dealer. However, I have had an open credit account only for 3 months. My credit score is 704. Do you think I can get an auto loan from a bank? If I can at a dealer, do you think I can get the best rate for the used car? (2.9% APR)? Which option would be the best one? Please let me know what you all think!


What is risk weightage in the context of home loan rates?

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Can you pay for a hotel room in cash?

i’m about to go to chicago with my boyfriend and friend for the weekend just for fun. total=2 females (21, 20), 1 male (21) how do i actually get the room? i’ve never booked a room by myself before and a lot of these hotel sites say you need to be 21. i’m 20, and in charge of this whole trip. i don’t have a working credit card or checking account right now. do i need to open one to reserve the room? could i just pay cash when i get there? should one of my friends reserve it since they’re older? or should i just use someone else’s credit card and give them cash to reserve it? (but would that be a problem if their name is on the card when i’m trying to put it in my name?)


I have a 679 credit score from Equifax, a 652 from experian and a 0 from transunion. How is this possible?

I am at amazement that I have a 0 from transunion (the score report: creditkeeper says that I have a thin file” meaning my accounts are less that 6 months old


Paypal credit card problem?

Okay so… I’m trying to link my visa gift card to my new paypal account but it keeps saying We’re sorry


Personal Loan with a credit score of 637?

Any one out there have a similar credit score and successfully opened a personal loan? If so, who did you open it with and for what amount? Im lookin at $5,000.


Is the cash advance loan site legit.?

http://www.amnestyfinancial.com/lastchance/process.php My credit is bad but it isn’t horrible. Does anyone know a good personal loan site that is LEGIT and knows for shore it’s NOT A SCAM. I really need something I can trust and that you KNOW from experience


Which Credit-Bureau does TD Bank use to determine borrowers credit standing?

Does TD bank use Equifax, Transunion, or anyother credit reporting company to determine the borrowers credit score?


What site can i really truely get a FREE credit report?




















































Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?

Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?

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RELATED:

How often can you file bankruptcy?

I filed in April of 2006. I viewed my credit report a couple of years ago, and I remember saying something about it going off of my credit in 2016. Is this when I can file again? 10 years? Or is it 7? My intention was to never have to file again, but I got sick and have tons of medical bills from the last 3 years.


What is the best way to build credit without a credit card?

i don’t have any credit history getting a credit card is a last resort


I have bad credit and i need a loan for security deposit on a house can any body give me numbers i can call?

it would be very helpful


I was approved for a auto loan at my credit union, for 10k with 2k down, I am only looking for a used small?

suv, my question is do I have to use the whole amount, because I can find a small suv for less then 10k that’s for sure. If I find a car-suv for less will that decrease my down payment?? I’m new to this whole credit union auto loan thing. Also what are the steps when dealing with the dealership but having the credit union finance me?? I don’t want to use the whole 10k Thanks for ANY HELP!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is insurance cheaper if you work as a mechanic?

I’m 17, about to buy a car and insurance but was curious to see if me working as a mechanic with alot of experience with car repair, spray painting and such would lower the cost


Do I need to continue to pay my mothers Chapter 13 Bankruptcy?

My mother filed for Ch 13 several years ago and has passed away in November. NOw that things have started to settle I am tending to all her loose ends. Will I have to continue to pay this debt? She did not own any houses, or have much assets.


How long does it typically take to complete a chapter 7 bankruptcy?

Nevada, if it matters….


Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Heeeeellllpppp mee pleasseee its urgent ! Thank u?

1). Suppose you take out a car loan for $9999 for 4 years at a 7.5% interest rate. What is your monthly payment? 2). Shiela bought a new computer for $2000 and has agrees to finance it at 12% interest, with $100 payments each month. When she makes her first payment next month, how much will she pay for interest alone? 3).Tiana can afford $150 per month for a car payment. Her bank preapproved her for a 6$ interest rate for 5 years. What is the maximum price of a car tiana can afford?


How long does bankruptcy affect your grade on a background check from GIS services?

I am applying for a retail managment position and they sent my information to GIS services. I filed bankruptcy 12/1998. By law is GIS allowed to fail” me in the background check? Is there a cut-off in years they go back?”


Which of these is the best financing choice?

I’m looking to trade my car in next year for a 2012 Mustang. Mustang goes for around $20,000-25,000 depending if I get new or used. I’ll owe about $12,500 on my current car which will book for around $11,000 retail $9,500 trade in so I’m a little upside down I understand, but my bank will save me $4,000 off MSRP on a new Mustang. The thing that makes all this possible is I should have between $10,000 and $12,000 to put towards this matter when the time comes. So my question is, is it better to: 1. Try and pay off my 6%APR loan right now, and have that $9,000 equity free and clear to trade towards the new one? 2. Pay my current loan till it’s in the black again and trade the car? 3. Keep my same payments, and just put a huge chunk of cash down on a new car to offset the negative equity? Essentially I just don’t know where or when to apply the $10,000 to save the most money in the long run. And if it helps, I don’t plan on ever being upside down again, I’ll finally be able to get the car I REALLY WANT, and drive it till the wheels fall off instead of keep getting stuck in cars I didn’t want in the first place, but could afford” and always regretting it.”


Does anyone know the site for filing a claim for the class action suit in Pennsylvania against Advance America?

I received a post card in the mail regarding the class action suit against Advance America for Pennsylvania residents who took a payday loan from them and were charged exorbitant rates. I lost the postcard and can’t find any information about this suit, only the one in Georgia. Anyone know where I can go?


How do I get a free credit report?

I filled out the info online & was directed to equifax & experian (links wouldnt work) & transunion only had paid reports available- am I supposed to get a free report every year? & how do I because I cant find it available on their site foe free ANYWHERE. I dont want to send all of my personal info in the mail


Can I start paying off my direct student loans before the grace period?

This is my first time taking in a loan, so I don’t know much about it. The direct student loans site has Repayment” options


Where can I get a free credit report online?


Credit score increase?

Does your credit score increase after you refinance an auto loan?


Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Transunion could not access my credit report?

I was going to look at my credit report online and get my free credit report from Transunion (picked this one at random, so I have the other two for the year) at annucreditreport.com. They said Unfortunately


If you just purchased a vehicle less than a month ago can you still file chapter 13 bankruptcy on it?


Are there any loan forgiveness programs for criminal justice students?

i know that there are programs with the correctional area that will help pay off student loans. but does anybody know where else i can look? i have a lot of student loans under my belt. i have yet to consildate, but i wll soon. i need so really, good, smart answers. in other words, i need HELP!! thanks so much for any help that you give me. also, i am texas.


How do you find out the name of a auto loan lender for a vehicle that is not in your name?


Has anyone successfully cleaned up their debt with debt settlement?

I am currently enrolled in a reputable debt settlement company about a year into the 3 year process. One account has settled so far. One of my creditors is suing me, but the company is working hard to get it settled asap and I have responded to the court. I am not ignoring the summons just in case we can’t settle. I just want to know if anyone has gone through this process and cleaned up their debt for good. It is so stressful, but we were on the heels of bankruptcy and felt this was a good option for us to avoid bankruptcy.


How to proceed with a chapter 7 bankruptcy with the status of discharge denied?

I filed a Chapter 7 bankruptcy in November of 2010 and received a 341 meeting scheduled for December 29,2010. I then recieved a motion to deny discharge in December due to me having filed previously before the 8 year time frame before you can file again. (January 23 2003 is when I filed the first time) I then received a rescheduling of my 341 meeting for January 26,2011. I attended the hearing, everything went fine, and I turned in all of my forms and paid my filing fee. I go to check my status and it still says the case is open with a status discharged denied and now when I contact the court and my trustee they tell me there is nothing I can do about it. Is this true? I need help on what else I can do! Please only respond if you are familiar with this type of situation or are experienced in the field of bankruptcy. Thanks!


Bad credit cash advances?

Due to medical expenses we have fallen behind on bills, rent, utilities etc. My credit score is not very good because of these recent problems. I have been trying to get a payday loan. Friends have reccomended a few websites. Each one I go to says they will match me with a lender. I fill out the application and get redirected to another website that says they will match me with a lender. Does anyone know of a legitimate website to directly apply for a payday loan? I am only in need of $1000 to cover the rest of this months rent.


Am I the only one who considers the free credit report band one of the best bands of the era?

I think they’re up there and I’m not a class rock fanatic. Even though the front man is lip singing. they have much charisma and that It” factor to them.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know how to find biglimited payday loan company on the internet. I am unable to find it on the web

I need to get the phone number to get in contact with them.


Pulling My own Credit?

I work for a bank and have access to the ability to pull people’s credit reports for loan purposes. I understand the Fair Lending laws with pulling credit on consumers and what is allowed and not allowed. My question is… am I allowed to pull credit on myself as a lender, or do I have to have one of the reasons to pull credit on myself? I believe that the Fair Lending laws are their to protect the consumers, and as I am pulling it on myself I wouldn’t be able to press charges against me for pulling it. I am just curious if there is anything that says it’s illegal to pull credit on myself through my lender account.


Are there still loan sharks and if so how do I get ahold of one?

I need money now and I’m expecting a large check but not until December.


I need a loan shark or money lender in the uk no upfront fee?

i need a loan shark or money lender that i do not have to pay no hidden cost or charges at all please only contacted me if u can help or dont bother i need £9000 over 8 year im not fussed on the interest just cant pay a fee till i have the loan thanks adammorrell75@yahoo.com



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Why is my credit score with Experian 70 points lower than Equifax and Trans union?

I’ve been working harder than very hard to raise my credit score but every time I check my score for some reason the Equifax and the Trans union scores are always the same or there’s a 1 to 2 point difference. But my Experian score is always 70 to 80 points lower than the rest. Is there any way I can help raise the Experian score up to the where the other 2 are at? As of right know my scores are Equifax 665, Trans union 664, and Experian 592.


Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?


Why does UAE allow alcohol consumption while Kuwait and Saudi Arabia strictly prohobits it?

no kuwait way more liberal than UAE .. thats what amazes me ..


If I have no credit, and my parents have bad credit, and i have no other cosigner, are there any loan companys

who don’t do credit checks, or credit isn’t needed so I can get a student loan to pay for college?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Im 26 with an learners permit and I want to buy my own car and get insurance on it can I do?

I cant take the driving test without a car so Im wondering if I can buy my own car and if I can get my own insurance so I can take the driving test to get my real license.


Cancel my personal loan request?

I would like to cancel my personal loan request, I have not signed any paperwork atm and would i be charged for any cancellation fee’s if i have not signed any paperwork??


Has anyone used Valley Auto Loans before?

I have bad credit and I currently have a high interest loan for my car. I’m looking to refinance with a lower rate. Has anyone had any experiences with Valley Auto Loans? Their site is: http://valleyautoloan.com/ I couldn’t find any reviews or BBB information about them. Thanks in advance!


Calculating my mortgage rate by credit score?

What are the average mortgage rates right now for a 30-year? I have a credit score of 746…will that help to get a lower rate?


Will having a wrong name on a credit card help my credit score?

So, I got an Express Credit Card (For the store Express”) and when I got it in the mail


Yamaha YZF R6 or Honda CBR600RR?

Please help me out. Gonna buy first motorcycle in a few weeks and wanted to know which one was better. Pros and cons and comparisons will be of much help. Thanks y’all.


Can I get a 3 day right of rescision on my new auto loan if the dealer has a document stating otherwise?


Best online payday loan?


Need about $500 in less then a week, how can i get it?

So im 22, i dont have a bank account, my credit is awful, and i literally just started my job today, so to make a long story short i need to pay about 500 in fines by next wednesday or i go to jail… I cant borrow from family and i don’t think a payday loan will work since i dont have a paystub or check yet. Can i get a credit card with my credit being god awful, and if so how long will it take to get? What credit card should i get? What should i do? Need help ASAP Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need $1500 today!?

Hi! I am in need of $1500 today! Understand that my financial situation is very bad and I have literally been living pay check to pay check and working with a debt consolidator and I do see daylight at the end of the tunnel. What I was worried about has happened and an emergency has come up and I need the money today to get home for a funeral. I do not want to do a payday loan because it will cost me a fortunate in fees, does anyone have any ideas?


Whats a good credit score? my equifax is 708, experian 728, and trans union is 709?


What companies in the uk offer personal loans to usa residents?

i need a loan


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you


Where will I be able to view my credit score for free?


Is Fanduel a legit website? Can I really make money off of it?

I just wanna know if anyone’s made money off of the site and if the site is legit?


What is the best credit card for homeowners?




















































What credit bureau (TransUnion, Equifax, Experian)does US Bank use when it pulls a consumer’s credit?

What credit bureau (TransUnion, Equifax, Experian)does US Bank use when it pulls a consumer’s credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I don’t want my car anymore but it is financed, what do I do?

I financed my care 09/2005 and it was 15000 with all the fees , etc. I lost my job a few moths later and I qualifies to have my payments waived. I am having big $$$ issue s and the interest is kicking my butt. I am behind on payments again. Can’t I do VOLUNTARY REPO OR SOMETHING


What would cash advance limit be on $7,500 capital one venture card?


Can i get an auto loan for a 2000 year car?

i found a car i really want that costs about 5k. i have the money to buy it but id rather put half down and finance the rest. the dealer doesnt finance. i have good credit and im 19 years old. will my bank give me a small loan for this? by small i mean 2000-2500


What type of degree is best for editing and publishing?

In my college, there is regular English, English literature, English creative writing, journalism, and communications. Which of these is best to be a publisher or editor?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does having an unknown status” account on my credit report hurt my credit score?”

I bought and sold a property several years ago. I had a first and second mortgage on the property. I was never late on a payment and paid it off in full when we sold the house. Now my credit report says unknown status” on the account while all my other old loans say “current closed.” Is the “unknown status” account hurting my credit rating?”


Is it best to wait out bad debt or file for bankruptcy?


Cash converters payday loan?

I have a payday loan with cash converters, which Ive had for a year, but cant afford to pay, and not get back to live. This month I just wont have the £286 to come out of my bank. I naturally dont want to default, but am unsure what to do. Should I go into the shop and see if they will take smaller payments?


What credit bureau (TransUnion, Equifax, Experian)does US Bank use when it pulls a consumer’s credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.


How hard is to get a thousand dollar car loan?

Which credit cards would you recommend? And it would be hard to get a loan even from my own bank? I bank with Chase if that makes a difference.


Do you have to pay back a grant?

like for college?


If a get a student loan will it pay for some living costs?

Im still going to be working part time but , im sure it will not be enough to cover all monthly living costs any ideas or suggestions? First one to answer gets 10 points


How does a bad credit auto loan really work?

My credit score is probably 0 (yes I know that’s not possible) but it’s pretty bad. Say for example I want a $5,000-$6,000 car, how much would I have to put down and how much would the interest typically be?


Does the co signer of an auto loan have any ownership if not registered to them?


How can I get an auto loan if I get paid in cash?


How much loan will I get on Jeevan Shree?

My husband has a Jeevan Shree LIC policy which commenced in november 2001. The sum assured is Rs. 5,00,00/-. How much will be the surrender value and how much will I get as loan from LIC based on this policy? The premium amount is 12495 paid half yrly


What credit bureau (TransUnion, Equifax, Experian)does US Bank use when it pulls a consumer’s credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What should annual income be if purchasing a house for 225,000. With 50,000. down?

If someone was interested in buying a house for 225k and had 50k to use as down payment, what would annual income need to be in order to qualify for a 175k 30yr fixed mortgage with taxes approx 5k/yr? Credit report is fine. Also, how would you figure out the monthly mortgage for this amt? Thanks so much 🙂


I received a 1099-C for an auto loan. The bank never repoed the car!?

I received a 1099-C, Cancellation of Debt, in the mail today. After some research I found out that thismeans my bank forgave me the loan I owned. This is for a car, the loan numbers match. But I still have the car. Does that mean they just gave me the car for free??? i’m sure it’s some type of mistake, but even if it is..wouldn’t this 1099-c hold up in court as evidence that I do not own anything on the loan? will they sign the title over to me?


Will I be able to get a house after bankruptcy?

I’ve met most of the criteria that I’ve seen is needed…..credit score over 600, been 3 yes since my chapter 7, 20% down payment available, etc. But the one criteria that I’m worried about is my work history. I’ve been at my job for 3 years but I plan on moving to a different state and thus I will be starting a new job. Will this dramatically lower my chances of being approved?


I recently had to file a chapter 7 bankruptcy. I am currently unemployed and have been applying online for?

a job at several banks. Every time I get a call back from a recruiter for the company or get an e-mail saying I should be hearing from someone at the bank to set up an interview. I never hear anything else from the bank and since I have to sign something authorizing them to do a credit check during the application process I am afraid this is why I’m not hearing from them. Is this possible? I’ve read that it is illegal for them to not hire you because of info on your credit report, if this is true why do they insist on checking it? How would you know if that was why you weren’t hired they certainly would never admit it if it is illegal? I know this is a separate question but the last time I asked a similar question on this website my email kept saying I had a new answer but every time I looked there was no answer to read. When I pulled up my question It said there were four answers but when I looked at the question , only one answer was showing.


Is there a site to get a free credit report without signing up for anything?

All the free credit score” sites offer you a free score


Oldest shark found alive?

Thank you all for posting your answers. The video is amazing.


What does tax lien released mean?

I pulled up my credit report and under public records there is an inquiry from my county saying tax lien released. What is that?


International F1-OPT students can get student credit card while in OPT???

Since it’s OPT the student in neither full time or part time, but because of the visa status, teorically, a person still student. Do you think I could still get a student credit card ????

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Didn’t receive my credit report…?

thank you but i think you misunderstood me.. i didn’t order the report online at equifax.com or anything like that… i did call the number you wrote there… that’s the automated machine i’m talking about.. once you dial the 1-800-465-7166, the automated machines comes and prompts you to order a report over the phone… and i was trying to mention in my question above that I did order it by phone successfully, and it said it would be mailed to me in 3-5 business days… and today is either the 7th or the 8th day and still no report…. so to my feeling if equifax has mailed it which they most definitely did.. then it’s a postal mishap or something.. i’m just confused because i was anxious to see my report and now i’m waiting and i can’t even call the damn bureau to find out from a real person…the machine is like… the only thing that’s operating on that number… what to do??????


Should I file for bankruptcy, consolidate debt or get on a debt management plan?

Right now I am drowning financially. I am trying to get on my feet and on the road to a great financial future. My debt situation right now is that I have college loans, credit card debt and basically not enough income to pay down both at the same time. For the past few years I have been paying down my credit cards and been on a forbearance status with my college loans but this is getting me no where. Its down to one or the other, I pay my credit cards down or pay down my college loans. Is bankruptcy something I can bounce back from? Will consolidating my credit card debt really help? What to do?


My husband passed away he had a mortgage in his name only can they demand all the money owed on loan?

because he passed away?


Dispute w/ TransUnion about Repossesion?

My husband & I returned a car about 2 years ago & it hit our credit reports as a repossesion. We filed an online dispute through TransUnion because we dispute the amount listed that we owe. They say we owe the original amount of the loan but what we really owe is the amount of the loan minus the amount they later sold the car for, which is a $4000 difference. The dispute came back from TransUnion saying that we can mail in documentation supporting the amount we owe which we do have, but my real question is, should I send the documentation with a letter saying I will only pay the amount listed on the paperwork, to the financing company for the car. Also if I should write the financing company a letter what should I say in it. Any help would be greatly appreciated. Thanks!!



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Capital One Platinum Visa credit card?

I have a capital one Planity credit card, they gave me a $2000 limit, I’m a college student. My interest is around 20%. Does anyone else have the Captial one Visa Plantium Credit card and if you do what are your thought on the card and there customer service.


What credit bureau (TransUnion, Equifax, Experian)does US Bank use when it pulls a consumer’s credit?


Whats the highest apr you can be charged for an auto loan in illinois?


My house is being foreclosed, what should I do?

I have these options: 1. have the have foreclosed and face my bad credit score and try to find somewhere else to live. 2. File for bankruptcy, pay the attorney $2000 and keep the house, but again face the credit score. 3. Sale the house and move on. Right now my house is in trouble of being foreclosed, I owe over $7,000 to the creditor, so I am asking what do you guys think the best option is. I really don’t want to hurt my credit score, but I also don’t want to be out on the street.

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DO PREPAID CREDIT CARDS WORK TO ORDER CONCERT TICKETS ONLINE?

Okay, so. I’m really desperate, I really want to get tickets to see my favorite band because they might split up soon. The problem is that nobody in my family has a credit card, so I can’t get any tickets. I was wondering, if I buy a prepaid visa or something, will I be able to buy tickets or will I not?


Bankruptcy Questions Dealing With Loans, Apartment Evictions, And My Bank?

I have found it my best option to meet with an attorney to discuss my options with filing for bankruptcy. Among everything I have a few questions about a few things. First I am being evicted from my old apartment. Though I was the only one living there my original room mate’s name is still on the lease. She has had her own apartment for a while now and since I have to mention this to the attorney how will it be handled? Second I have two loans in my name that each have a co-signer. One of which my co-signer has an old car for collaterol. I have yet to get behind on the payments on these since I have had help but also would like to know how these will be handled if at all. And third is a question about my bank account. In the same week I lost my job and was in a car accident in which my car was a total loss. In the time I was in the hospital the fee’s have added up to over five hundred dollars. Is this something that bankruptcy could help with? I think this is my best option but finding information has been hard. I am just curious when it comes to these certain topics.


How does the change in heart rate help the body maintain homeostasis?

Honestly, I don’t know how to answer this. I looked it up and the answers I received were not sufficient or I didn’t understand them. Please help me!!!!!!! If you tell me to do my own homework I will report you because I NEED YOUR HELP!


How would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ?

ohh i can drive very well i have been since i was 13 but have to go on insurance now my parents said i could go on there insurance just trying to work out how to do it i.e internet quote and roughly how much i got a quote to be on my own insurance but it was £1800 for a 1.1 fiesta so would rather be on parents insurance


Nestor borrows $10,000 from the shady loan shark, Mr. Wildcat.?

Mr. Wildcat tells him he must repay the loan in 1 month and pay an additional $1000 in interest. If Mr. Wildcat is charging simple interest on his loan, what is the annual interest rate?


Where can I watch vampire diaries online for free with no credit card applications?

Please help me asap


Will being a co-signer affect there refinance?

Okay for starters we are not lousy money managers, I am only 24 and when I was younger made some REALLY REALLY bad choices when it came to money not thinking it would really matter what kind of credit I had, but now I am kicking myself for it, I have an excellent career making more than enough money to pay our bills we just need that foot in the door, plus we are trying to move and would like a little bit of a nest egg. The question was not what kind of money managers we were but whether or not it would affect his moms refinancing


Will my auto loan cover a little extra?

I’m pre-approved for $4000 but what if my car costs a couple hundred more? Or what if tax, title, license puts it a little over $4000?


A mortgage of 147 500 calculate the new monthly payment?

2. A mortgage of $147 500 at 4.5% compounded monthly is amortized over 25 years. After the original 7 year term, the mortgage is renewed at 3.25% compounded monthly. Calculate the new monthly payment.

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Need help asap!!!! (about auto loans..)?

im living at home working full time and going to skool full time.. deal with my parents were stay in school and i could live at home.. so as of now i only need gas, food,insurence money, and play” money… i make 2000+ a month so i already worked everything out.. rough estimate gas=160 a month food=40 a month insurance for the car i want =180 a month. phone bill=70 month $$ into savings= 200 month.. so i can well afford up too 500 a month payment but only wanna go up to 450 at the MOST”


What credit bureau (TransUnion, Equifax, Experian)does US Bank use when it pulls a consumer’s credit?


How can I get a payday loan with no bank account.?

I need to get a 1000 dollar loan asap. I have bad credit and no savings or checking accounts.


What’s a good, SAFE website or way to check my credit score?

I thought about freecreditreport.com, but I just wanna make sure that’s safe and reliable. If not there, then where should I go? Thnks! 10pts Best Answer!


What are some good/safe/reliable ways of applying for a small-scale auto loan?

hi, I am a international uni student in the us. so want to know whether any auto- loan program is available for me here.


What happens at a Chapter 13 Bankruptcy hearing? We’re in GA?

My wife and I are filing chapter 13 bankruptcy. Our lawyer told us today that we would have to go to 2 hearings in court once we sign the papers for the bankruptcy. What exactly happens at these hearings? Are we going to get bombarded with questions by lawyers from the creditors? Is it a fairly smooth process I mean once we sign the papers the trustee has approved the repayment plan right?


Would anyone suggest filing for Bankruptcy in South Carolina? I need a debt solution!?




















































My Fico score is 681 with equifax. How much would the interest be on an auto loan?

My Fico score is 681 with equifax. How much would the interest be on an auto loan?

I had bad credit from when I was younger. But I have been working on re-building my credit for the past 5 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Describe what all a bankruptcy lawyer does?

Maybe explain a day in the life of a bankruptcy lawyer. Thank you!


Is an APR of 21% high to buy a car if I don’t have enough credit?

The car I qualified for is 11k, and I’m going to put down 3k. My monthly payments are going to be about $350 a month for 3 years! I called him and he said that the APR is going to be 21% because its a program that they have to help customers rebuild their credit! And he was like everywhere you go is going to be the same. Is this true? The car is a 2008 G6 Pontiac(4 doors) and it has 77,000 miles. I don’t have enough credit and the only person who could co-sign for me has a bad credit! So is this a fair price?! I’ve applied for credit at 2 other places and I was denied! Should I go head and do it or should I wait to have more money for a down payment? Thank you!!


Auto loan transfer to hdfc bank to sbi bank?

Hi, Is there any procedure for transfer the auto loan from HDFC bank to SBI bank?


I need information on credit rating?

i have just apply for a loan and was refused, cos my rating is not good enough, how can i get access to what bases was used to measure my credit rating, thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can i get a free credit report without paying?


Can I pay LIC Housing through Online banking?


Online Loans?

I’m looking for a 500-750$ loan that i can pay off in a few months to a year. I have no credit and no bank account. If i have to get 1000 or 1500 that will be fine. I dont want a payday loan because i have no checking account and need more than 1 to 2 pay periods to pay it back. Please Help.


My Fico score is 681 with equifax. How much would the interest be on an auto loan?

I had bad credit from when I was younger. But I have been working on re-building my credit for the past 5 years.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i get an auto loan?

where can i get an auto loan i have great credit


How bank process 2nd hand home loan?

I have one confusion about 2nd hand home loan process system. suppose today I bought a home cost around 20,00,000 availing loan facility from any bank for 20 years. I have a plan to sale out that property down the line say 5/7 years. Now suppose my selling price is 25,00,000 now my question is that whether my prospective buyer also can avail the loan facility or not. If yes how I will get the money from my buyer or buyer’s bank. How my home loan account will be stalled down (for which I have paid EMI for 5 years and loan is for 20 years) and how I will get the extra amount (25,00,000-20,00,000 = 5,00,000). If any one knows the process please let me know. Thanks a lot


Wat is de documents needed for auto loan in uae?


How much is it to rent a car in Dubai?

Hi guys! If you have any information on this, that would be great! How much does it usually cost to rent a car in dubai? What are the daily, weekly, monthly rates approximately? And what car rental company has best deals? Thanks for your help! 🙂 And which cars rental companies include a navigation system since I’m new here!? Thanks!


Are there any payday loans that will deposit funds to a debit card instead of checking acct.?


What is the easiest way to take out a personal loan?

I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need to get a few things for it. The loan wouldn’t be more then $2,500 to $3,000. What’s the easiest way to take out a loan where I will most likely get approved?


I am in bankruptcy?

I am in a chapter 13 bankruptcy . I want to get out of it. Can I with draw our bankruptcy. I can’t stand my lawyer and I don’t care to be in it . It isn’t what I expected. If not is there any way that I can remove my house and car note from my chapter 13? They are the most important asset that I have that I need to stay and keep no matter what !!! I think about it now I should of have left my house and car out of it and filed a chapter 7 on all the rest… Well c/b thanks in advance….


Hw do you stop someone from charging your credit card.?

Im 19 yrs old and have never had a credit card before. My mother disappeared when I was about 5 years old and I wanted to find her, so I went on the Intelius people search website and asked my boyfriend’s dad to use his credit card to charge 1.95 to see the results of my mother’s adresses. Next thing you know I go back on the website and find that I have been automatically subscribed to a monthly service of 19.95 for an identity theft protection” service that was NOWHERE in the fine print


My Fico score is 681 with equifax. How much would the interest be on an auto loan?

I had bad credit from when I was younger. But I have been working on re-building my credit for the past 5 years.

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Where can I find a free creditable credit reporting agency that I don’t have to have a credit card for?


How can I get my online credit report?

How can I get my online credit report? thanks


What is the best credit report company online?


I need a reliable, fuel somewhat efficient, zippy car. Anyone?

This is going to be my first car and I want to pick out the right kind. I was looking at the new Civics which seem nice, and the SRT-4 but I really dont want to bother with manual in the town I live in. I want this car to last a couple years and not have to bother with it much.


Threatening to refinance the auto loan but we are both on the loan and title of the car!?

this is what happened. we switched the names around on the loan so that i could get a better rate, therefore making me the co-signer. i will be making the payments on the car. he keeps telling me that he can take the car and refi or keep the car because he can make the payments on it. but both of our names are on the title and the loan but me as the co-signer on the loan. now hes threatening to refinance the loan and take the car back from me and i wanted to know if this was legal. where can i get some free legal advice incase he tries to get the car?


Need Help…filing for bankruptcy!?

I am going to be bankrupt as of March 17. I am thinking about giving my car away with the claim as well but I am not sure. I have made some stupid mistakes and feel embarrassed. What can I tell family and friends if I give my car away. What if they ask? What can I say to them as an excuse if I need too. I don’t want anyone to know of this situation. I may just tell one very close friend who I trust. Thanks!


Im planning on a trip to scotland and I dont have enough money to go so I want to get a loan but?

My credit isnt too great so how do I go about getting a loan that ISNT a payday loan? I want something that lets me pay a certain amount each month to pay it back off where can I find that online thats legit for people with semi bad credit? and please share your personal experience thank you so much for answers! and please dont answer if you dont know thx


How do we get this old auto loan sent to collections resolved? Ex-wife had the car and stopped paying.?

My long time boyfriend got an auto loan on a car for his ex-wife because she had needed a car for the children”. This was like 8 – 10 years ago. Well

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about payday loans?

are payday loans secured loans or unsecured loans?


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Where can I get my credit score for free?

Is there any site that I can see my credit score for free without enrolling for a free trial.


If I need a co-signer for an auto loan, will my credit be affected?

Lets say I have my parents co-sign for an auto loan I want to get. I make all my payments on time and eventually pay it off. Will it have a positive effect to my credit score even though I needed a co-signer or is only their credit affected?



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What is the difference between an account payable and a loan payable?

What is the difference between an account payable and a loan payable? Btw, this is from my accounting class


My Fico score is 681 with equifax. How much would the interest be on an auto loan?

I had bad credit from when I was younger. But I have been working on re-building my credit for the past 5 years.


I have about 15,000 saved for a mortgage, but i have bad credit?

My wife and I have 550-ish credit scored, but we have about 15,000 saved for a down payment. I know this isn’t 20% of a 110-120K loan, but would it be enough to qualify for a mortgage anyhow?


Arent you suposed to get one free credit report a year?

where the hell can i get this? i went to annualecreditreport.com and i went to freecreditreports.com and a bunch of other useless sites and they all ask for credit cards. well, i need to rebuild my credit therefor i dont have a credit card. what can i do?? the credit union says they need my credit report so they can help me. but how can i find this information?? please help someone.

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What the high interest rates that can be charge on an auto loan in Texas ?


Disabled, elderly and live on a fixed income. No longer can afford CREDIT CARD PAYMENTS?

NEW YORK STATE: I live on a fixed income a month, I am 63 years old and disabled. I have been current with my credit cards bills up to now (that is because my kids have been helping me with bills) I can no longer afford to make the min. payments neither afford a bankruptcy lawyer or consider a settlement deal. Should I notify my credit card company’s of my situation and wait the the collection calls? Is there a special case that my situations fall under to cancel debt? And can collection agencies granish my fixed income. (which is directly depostited into my checking account monthy) this is my only income. What can or can I not do. Are there any programs or numbers I can call to notify nonpayment.


Auto loan payments for an 18 year old male on a new car?

How much per month would my payment be if the new car was 18000? If I took out a loan for 11000 for a newer used car, how much would the monthly payment be? I am looking for a new car and I work part time making a little less then $600 a month but I have absolutely no bills or expenses except the price of gas. The loan would most likely be from my bank and the down payment would be around $2300 maybe $4000 if my parents decide to help me.


What happens to my mortgage if I declare bankruptcy?

I live in Canada. I already pay mortage on a house. So if I declare bankruptcy, can I keep paying my mortgage? Also, my mom is the other owner of the house, would this affect her in any way?


Can i see how much debt i have for free?

Wow meg, you are a comic genious! Truly hilarious! Who could ever think of something so originally irrelevant and fresh! I dont think thats ever been done before you shoud patent it! @$%&ing idiot.


Why did my bankruptcy not show up on my credit report?

well I checked Transunion and Equifax, and Equifax had 620 and Transunion had 680….now I’m confused….with the 110 point variance, how can any be reliable? Do creditors check all 3? Just one? I could get a 20K loan if they look at Experian and denied for a 1K loan if they look at Equifax……….Are they looking at the same information I am?


Should I file bankruptcy before or after applying for a loan modification?

I want to apply for a loan modification and I also want to file bankruptcy. Should I (a) file chapter 13 and THEN apply for a loan modification? or (b) apply for a loan modification and file chapter 7? If I choose B then do I apply first or file first? And if I apply first, do I tell my mortgage company my chapter 7 intentions? If I file chapter 7 first THEN apply for a loan modification and am not approved what will happen to the mortgage that is in arrears? Please help, I need to get this figured out ASAP! Thanks so much!!!


In ITR 2 Which coloumn will be filled for Home Loan Interest & Which Section under this?


We have tried to get loans, what do I do?

As I stated in my last question. We are in need of financial assistance with our regular bills because of some job issues that we have had with the last employer. He messed us over big time and now we have payday loans and utility bills and other debts that need to be paid and now we have been trying to get a personal loan or other assistance and havent yet succeeded. Can anyone help us?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I’ve been told I can get a free credit report every year ?

but everywhere I see that offers them wants my credit card number. Where do I go to get the report? How do I know I’m not getting scammed?


My Fico score is 681 with equifax. How much would the interest be on an auto loan?

I had bad credit from when I was younger. But I have been working on re-building my credit for the past 5 years.


If you cosign on an auto loan but you aren’t on the car title or registration can you repo the car?

My ex friend cosigned on an auto loan for for me because my credit wasn’t good enough to take it out my self… On the payment coupons it says pay by the 10th this amount and after the 25 th this amount.. i have paid on the 15th of each month since getting the loan and now the cosigner is threatening me saying she is going to come get the car.. can she do this if i pay over the amount i am suppose to every month an pay it every month? the loan was taken out in tn… also have talked to the bank an they said that i haven’t been late on any payment since i have gotten the car.. that all my payments are current and none have been past due.. it is late if it is past the 25th…


Can I get an auto loan?

My credit score is 615 with no derogatory marks. I only have about $1500 in credit card debt. I want to try for $7500 loan. I’m 21 and I make $1800/month. How much of a down payment would I need to qualify? Where could I find a loan? I don’t know much about how to go about getting an auto loan, so any info is helpful. Thanks.


How safe are internet mortgage lenders?

I am located in Hawaii. Looking for 30-yr fixed rate mortgage. Seems Internet Mortgage Lenders (IML) offer better interest rates than local lenders. Concerned about long term viability and stability of IMLs. Concerned about responsiveness and lack of local representative. Are IMLs able to consistently close loans at specified rates? Anyone have personal experience with them? What do realtors think of online lenders? Specific lenders of interest include: The Money Store, AimLoan, Home Finance of America


What does APR mean with credit cards ?

when you get a credit card thy have APR , what does it mean and how does it work ?


I am thinking about getting a loan using a loan shark?

anyone have any thoughts about loan sharks? any good ones around at all? i know its not the best think to do but we need the extra cash right now




















































Why is my credit score 691 with equifax and only 550 with transunion?

Why is my credit score 691 with equifax and only 550 with transunion?

I just check both credit profiles from the 2 companies and there both accurate, but the score is way off

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Please help me find an absolutely free online credit report online?

Does anyone know where I can find a free online credit report to pull up online without the hidden costs of any monthly fees or one time charges? Your help would be greatly appreciated. Thanks..


I have S.S.I and I got 4 payday loans if I don’t pay back the 4 payday loans what will happen?


If I get a 36 month auto loan, are there rules where you can’t pay it off within say 12 months?


Mortgage question. Can i get a mortgage on 35k a year. If so, how much?

I am 24 years old, I am a college graduate with a secure job earning 35k a year. I have no monthly debt bills (My company car pays for car, car insurance, health insurance, dental, phone bill). My only bills are my electric, water, wife’s phone bill…I live in Florida. I am a from the UK living here on a green card so I really don’t have any credit score. I was wondering would I be able to afford a $110k-$120k mortgage? My father in-law would co-sign our mortgage with us as he has perfect credit. The thing is, is that at the moment we are paying $900 a month rent. Surely a mortgage would be cheaper than that. Any help would be great. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What if you get a job while having ch.7 bankruptcy pending but when i filled i was not working?


Filed Chapter 7 and need to get house out of our name?

One of the responders said we have to get agreement from Bank of America for this? I just wanted to add that when you do a Quit Claim deed, the person you are conveying the property to does NOT have to sign it. So if we Quit Claim to Bank of America, we don’t need their signature to do so. Correct me if I am wrong….


Where can i get a real free credit history report?

i visited internet to get my anual credit history but i couldn’t get a free report where can i go to get my anual credit history. i visited anualcreditreport.com it asking me my credit card info. for a $1 fee


Why is my credit score 691 with equifax and only 550 with transunion?

I just check both credit profiles from the 2 companies and there both accurate, but the score is way off

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Refinance a joint car loan?

Okay, first off. It wasn’t a buy here pay here, its a Hyundai dealership and a 2011 sonata so it lost value driving off the lot. Second we traded 2 cars in for the one, which we had loans on both so we lost about 8k there added onto the loan. The car is worth about 17k. No, it wasn’t the smartest decision, but I asked for answers, not advice telling me it was a stupid idea. Next time ill make sure I have 2 grand a month to pay for daycare instead of staying home with my son, you’re completely right. Oh and doesn’t have the income? Actually, we did both names for a lower interest rate, and he’s 33 years old, not 16 like use your noodle” seems to converse as he is. Thanks for your help to those who actually weren’t rude. :)”


I took out a payday online loan for $1500?

lost my job and my checking account I cannot pay back. what legal actions can the loan company take


I need to find a company that will clear my credit report after bankruptcy know anybody?

all derogatory information that remains needs to be cleared


Credit scores and credit reports . . .?

We all know we can get free credit reports. But they do not include the bottom line, that is, your credit score. How do we get a free credit score?


Can I get a mortgage on a 325k home with my income of 90K and 30% down?

While my income of 90K a year is relatively low,but I do have 95K available to put as a down payment. I know several ratios are used to calculate if i qualify, so i was wondering if i even could get a mortgage? what would my options be?


Car Loan approval?

OK so I applied for a car loan at a used car lot with in house financing I was only approved for 6k due to bad credit. Now if I go to another used car lot with in house financing will I still get approved for 6k or will it be less?


African Debt Relief – Receivership?

I guess to to reiterate. This is a choice like bankruptcy. A company can choose not to accept bankruptcy protection but it must face the consequences. An African country may resent a having foreigners intervene in their affairs, and if they don’t want it, they must face the consequences. No debt relief. No more credit. The word sovereignty for nations is like the word liberty for people. It’s not a free pass. It means you have to live with results of your decisions.


What do i need to bring with me for a payday loan?

I live in Ohio and need a small cash advance from one of those pesky lenders. I’ve never used one before so I am not sure what to bring with me.


Why is my credit score 691 with equifax and only 550 with transunion?

I just check both credit profiles from the 2 companies and there both accurate, but the score is way off

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to postpone student loan consolidation to wait for lower interest rates rates?

I graduated 6 months ago with several federal student loans combining more than 40K. Is it better for me to consolidate now or stay put? Will the fed cutting lending rates (now 3%) affect the interest rates that loan consolidators offer? Will i be offered either variable or fixed rates if i consolidate?


Is there a naughty online dating site with no credit card required? ?


SSDI Question. Judgment Proof?

MVD34 The current system is doomed to a massive reform within the next 10-20 years.” Possibly


Can Payday loans garnish wages in Florida?

So I took a out a payday loan from an online lender Plain Green, LLC which is a tribal lending entity wholly owned by the Chippewa Cree Tribe of the Rocky Boy’s Indian Reservation, Montana, a sovereign nation located within the United States of America, and is operating within the Tribe’s Reservation. I was able to make my first payment however, my financial situation has been pretty tight lately and I wasn’t able to make my second payment. Are they able to garnish wages? If I were to pay them something other than the amount due ($5) will they be able to sell my debt to a third party? Help please? How long do I have before they put this on my credit?


If you filed bankruptcy, what has the result been since? do you feel like credit is even harder to get?

Or does it seem like credit is even easier to get now. If you fillied bankruptcy are your credit offers better then before or worse then before, or no credit at all? im asking about after the 3 – 6 month period. Do you feel it was a wise move? or do you wish you did’nt file bankruptcy at all. I’m truly intrested in every ones opinon. Personally if i was a credit agency. During these diffcult econmics if i was a creditor i would give everyone exterme low rates like 1.9% on there current bills and credit cards, because i know that would be affordable, therefore making people more opt to pay now. then to regan my intrest yet still keep you as a customer raise the rate to %9.9 while everyone else raises it to %28.9 i keep you at %9.9percent knowing you would not feel ripped off and glad to pay a decent intrest rate. So please lety me know how bankruptcy affected you. Thank you! Michael


Auto Loans–what is a good credit score?

I know my credit score is horrible (540) and within the next 2 months most of the stuff will be taken care of on my credit report. What are dealerships looking for? I know they are loooking for people like me to make money with high rates on loans but what should mine be so they don’t screw me? Thanks!


Where in Australia NSW, can I buy an ouija board?

I was wondering where can I buy an ouija in NSW, Australia, I really want one on my birthday


How can I refinance a student loan or $46,000 I have at 8.5% into a lower rate?

I’ve also heard about student loan forgiveness programs. How is one eligible? I owe a lot of money and don’t make that much now. The interest alone is over $350 a month.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


$600 Student Loan for College Spring 2009 Semester?

My financial aid does not kick in until Summer or Fall semester, but there is this class I am taking (4 Credits) this semester that costs around $600 or $700. I don’t have the money upfront due to bills and what not, and the tuition is due January 29th. Where is the best place to go for a small $600 student loan. (Once Summer/Fall comes, Financial Aid pays for all of my college)


What is the average interest rate on a car after filing chapter 7.?

Also BTW my score use to be 715! I am only 24 years old. It was EXTREMELY hard to do this. It feels like all of my work to getting a high score is thrown down the toilet. I did not have ANY late payments or collections on my credit. It was ALL good. When my husband lost his job our car payments went on the credit cards rent went on the credit cards. Then the interest increased BIG TIME! We tried to go to a credit consolidator and they told us to be late on everything for 3 months and they would negotiate the pricing and interest rates. That would screw my credit just as bad as BK so I decided to start over.


Does anyone know anything about payday loans in SC?

I am out of work and have an online loan. If I close my checking account, will I be charged with a crime?


Can my son apply for student aid with no help from father and step mother?

My son will be graduating from high school in June 2008. He received a scholarship from Iowa State University but it does not cover housing or food. He turned 18 in Feb. & due to complications with his step mother–moved out. Now his father is stating that he doesn’t know if he will divulge his/their information w-2 or whatever is needed to help assist with finacial aid to cover this because he chose to move. He has been living with his father since he was a toddler due to my job location. Please help!!! I cannot see my son not going to college because of such ingnorance in his father’s part. We are talking about his future. I filed Bankruptcy years ago and don’t know if I will be able to help either. SOMEBODY–please give me some good news or useful information for my beautiful, smart son who deserves better. I am so proud of him because he has worked so hard. I feel I have failed him.



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Are credit cards worth it?

I’ve never had one, so bare with the obliviousness. Because of the apr, if I don’t pay back within a certain time then I’ll be paying more then the actual purchase? I had ok credit but with a large amount of student loans it is now poor and I want to fix it. I may switch to a credit union, and have cable in my name. I’m not sure what else to do other then a credit card at this point to start building. Is a low apr the best thing to look for, rewards, no fees or what?


Why is my credit score 691 with equifax and only 550 with transunion?

I just check both credit profiles from the 2 companies and there both accurate, but the score is way off


Where can I find a reliable credit repair company?

My credit is terrible because my mother has been using my social security number for her needs. When I asked her about it she said It is a mistake and they must have merged our credit reports.” Is it really possibly that our reports have been merged or is she just trying to cover her tracks? And where can I find a reliable credit repair company?”


Need bad bedt loan for debt consolidation – any advice?

I need to find out where I can a debt consolidation loan, even though I have bad credit due to some unforseen circumstances in life. Has anyone gone through this and who do you recommend? What about filing for bankruptcy – how long does that take before the debts are discharged?

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Been with Palmetto Bank 23 years can I get a auto loan with them with bad credit ?

23 years is a long time loan amount 25,000


What is a military star card.?

i got a military star card in the mail. my husband is the one in the military. what is it? and i didnt order it or anything. do you have to order one for it to come in the mail or do you just get them in the mail and based on whether you spend money on it is if you get charged payment?


How do I file for bankruptcy?

How do I go about filing for a bankruptcy? Do I have to get a lawyer? Thank you


Can i apply for a top up on my personal loan with Bank of Ireland from Australia?


Are Payday Loans a Good Idea?

I’m running a little low on cash right now…


How can I get cash back from a Credit card without my pin number?

I am supposed to be heading out tonight but I am in a bit of a fix here because my friends being the people they are never told me the place we are headed to was cash only. So I have my credit card but have never used my pin number to get cash back. Usually I take money out of my checking account but I am at close to 0 now because I just paid my bills. The only money I have for the moment is on my credit card which I have no pin number for. So how does one get cash back? I could do a cash advance but all the banks close early on Saturdays and not one is open at this hour. I just found out minutes ago the place we are going to takes only cash and I am out of that. Is there anything I can do here?


Is there a payday advance center like amscot in new York?

can you let me kno the name of the company location and number if possible please


What companies will approve auto loans for people with credit scores around 550?


If I have a fleet” only restriction on my license

can I still get a motorcycle permit?”

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What is the difference between the FDIC and the SIPC coverage?


Why is my credit score 691 with equifax and only 550 with transunion?

I just check both credit profiles from the 2 companies and there both accurate, but the score is way off


How can I get a credit score with out a credit card?

I know my credit is not that good but every time I try to get the score it ask for a credit card and I do not have one so how do I get my credit score


What are the negative impacts that can follow a person after he or she files for bankruptcy?

WHAT IS BANKRUPTCY?


What is the phone number for Experian disputes where I can reach a live person that can handle a dispute?

I have credit alert for $300 which is false on Experian, and when I call the customer service line the person will not put me through to a dispute/resolution department. They just keep telling me that the line I am calling is for customers only.They refuse to give me me any info on how I can actually call speak with a live human being to get this false charge off of my Experian report. Anyone have any idea of a phone number where I can get some real help? I’m about to pull my hair out!!! Thanks


I am in bankruptcy and feel as if i am more debted now than before, i feel like getting out at only 4 months.?

Is there anyone in my shoes, that can provide me with a better answer. If i break out of bankruptcy, i could lose my home (already paid for). Maybe i should ask for a lower payment. Please only serious answers, Thanks


Direct deposit going into a negative bank account?

I plan to set up a payment plan with the bank, I just need this full check for other bills and things like that.