Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Can I withdraw my bankruptcy petition and refile in a different county?

Can I withdraw my bankruptcy petition and refile in a different county?

I filed chapter 7 back in may of 2010. We are no in December and my bankruptcy case still has not reached a decision. My lawyer screwed me over and caused a huge ordeal and investigation into my bankruptcy and has caused it to continue for so long with no end in site. Can I withdraw my petition for bankruptcy in one county and file in another and use a different lawyer? I live in the center between two county’s so both our close in proximity to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it illegal to use fake credit card number?

My friend was curious if it is illegal to use a fake credit card number to submit a thing online to some site to get free points for a game. The site accepted the fake information. So could he be in trouble for this. He is 17?


How can I get a car when I can’t get a loan?

I have applied for loans alone and with a cosigner. My credit is perfect. I’m being discriminated against because I am only 21 and apparently perfect credit history doesn’t matter when it’s only 3 years of credit. 1. Is there a way for me to get a loan? 2. If I can’t get a loan, what is my next best option? I want a car that isn’t more than 5 years old cause I can’t afford to keep fixing cars that break down.


Can Anyone Help Me With This?

I’m not sure if this is where I should be asking this question, but here it goes. My fiancee and I are trying to buy a car. He does not have a license, but he works and I stay home with our baby. So, I have student loans and no income. He can’t buy a car because he has no license and he can’t get insurance. Our credit is in the process of being repaired, so it isn’t the greatest. So, my actual question is: Does anyone know how we can get an auto loan? The dealership was going to charge us 18% interest!!!


Whats the deal with freecreditreport.com?

Whats the catch? Is it safe? Does it work?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


I filed chapter13 bankruptcy on my Car a year a go now its wreaked what happens h ?

does my insurance pay it off or do I keep paying bankruptcy and the money goes to getting a new car


Is it possible to get a $5,000 cash refund from student loans?

Hello everyone! I’m going for the vocational nursing program in the state of California and the tuition for the entire program would be around $20,000. Aside from financial aid and federal student loans, I want to apply with a private student loan for an amount for $10,000 or $15,000. (We are looking into Sallie Mae) I currently live with my dad whos in his 80s and I’m 27 yrs old. I currently take care off him since he is by himself and has prostate cancer stage 3. My dad has great credit and is very successful for his age. He says, he has no problem signing a private student loan with me between $10,000-15,000 and the rest would come from FAFSA and Federal Direct Loans. My dad also wants me to get information if where I can get at least $5,000 or even $10,000 in college cash refund, so that I don’t have to work full or part time jobs. I can use that money to help me with my day-to-day expenses for the entire year and a half program for the LVN or licensed vocational nursing. My dad says it’s fine to get that much debt now, because once he dies he has 2 houses and some cash all ready to be given to me on his will. So my question is: Is there a way where I can get $5,000-10,000 in cash refund now from student loans and just pay them later on in my life? Or no chance? Pls don’t tell me to go for the RN degree, I always hear that from lot’s of people. I could care less about the RN degree. You do know their 4 years and not 2 years right? 2 years pre-requisuite classes & 2 more years for general nursing classes. And not to mention that the community colleges here are tough to get into esp within my area cause of the lottery” thing. Anyway


Can I withdraw my bankruptcy petition and refile in a different county?

I filed chapter 7 back in may of 2010. We are no in December and my bankruptcy case still has not reached a decision. My lawyer screwed me over and caused a huge ordeal and investigation into my bankruptcy and has caused it to continue for so long with no end in site. Can I withdraw my petition for bankruptcy in one county and file in another and use a different lawyer? I live in the center between two county’s so both our close in proximity to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car finance and loans?

does anyone know of a car finance company or unsecured loan company, have been declined almost everywhere, they tell me i have been approved and all that bollocks and when it comes to finalising they say they cant do it, my credit rating aint good but there must be somewhere that can give me credit


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?


Do state farm agents see my credit Report?

I just got a car insurance quote and with state farm they send it off and i sure hear by friday if everything checks out. My BF dad is the agent and i don’t like the fact he could have access to my personal information such as credit. On their site they say they do not but researching online i have seen other things. So do State Farm agents see my credit?


Payday advance websites?

How safe are internet payday loans that are deposited into your checking account?


If I declare chapter 7 bankruptcy and I am a freight broker can they take the money from my broker’s bond?

if they take the money out of my broker’s bond then i will lose my business and be homeless. you have to have a surety bond to be a freight broker. also, how does this work because i have about $40,000.00 a month going into my bank account but it’s not all my money. i have about $39,000.00 that goes right out to my drivers. i don’t even have enough money left to buy food, etc. my family is helping me. do the courts look at what just goes in my account or do the see the money going out also? help! thanks


Can i get an Auto Loan with a credit core of 598?

I tried to get an Auto Loan through my bank and was denied the money. Do you think that all hope is lost for me with a credit score this low? Or should I try going to a dealership and getting a car loan there? Any advise would be greatly appreciated!


How to check multiple car insurance quotes at once?

We are in Tacoma WA and currently have progressive as auto insurer and we want to know what is the best way to check multiple insurance quotes? We would prefer than credit is not checked so please suggest accordingly.


STUDENT PAYDAY LOANS?

Hi i was wondering if anyone knew any company that would give out a pay-day loan for a university student , based on next payment from student finance’s .I’m aware of www.smart-pig.com they only ask for a snapshot of Ur next pay-day. I need something similar please as the amount they offered is short of what i urgently need.Thanks in advance


Can I withdraw my bankruptcy petition and refile in a different county?

I filed chapter 7 back in may of 2010. We are no in December and my bankruptcy case still has not reached a decision. My lawyer screwed me over and caused a huge ordeal and investigation into my bankruptcy and has caused it to continue for so long with no end in site. Can I withdraw my petition for bankruptcy in one county and file in another and use a different lawyer? I live in the center between two county’s so both our close in proximity to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a personal loan post bankruptcy?

I am looking to take out a personal loan to help consolidate some high interest short term loans that I took out to get me through some rough times. ( I am looking for roughly $3000) I did go through a very rough situation and am trying to get back on my feet. Where can I go to get a personal loan where they will consider my request even though I have had a bankruptcy? My bankruptcy was discharged in April so it is fairly recent. I know that my credit score shows the recent hardship that I went through and is bad. But I feel that it doesn’t truly reflect my ability to repay money I borrow. I had been current with all my bills until the stars aligned and everything that could go wrong did. I want the opportunity to repay a loan and rebuild my credit and get rid of these high interest debts.


Debt consolidation loans?

Why does a person get turned down for a debt consolidation loan for having high debt? I thought that was the reason for offering debt consolidation loans, to help the customers pay off or pay down the debt.


Need a credit card with a high limit but I have bad credit?

I only have bad credit because i am lazy I just don’t pay off my bills and I am not in serious debt I just didn’t have any money saved for this trip because it was unexpected and I have to go” for personal reason.”


Applying for an auto loan?

Looking to trade in my 2003 Kia Optima for a 2006 Jeep Grand Cherokee Laredo. My credit score is 714 and have 6 hard inquiries, some a couple years old and some recent. Applied for a personal loan for 5000 but my credit history is too short. Would I need a cosigner for an auto loan?


What can i do if i accidentally transferred money from my credit card to my bank account?

Is there any way I can transfer the money back to credit account? fees will I be charged?


A Good Debt Relief Agency?

Thanks I’m going to try and call them today there are so many to choose from and I wasnt sure were to start THANKS


Auto loan question about owning home.?

Me and my wife’s name are on the mortgage, when a lender checks my dept to income percent, after they run my credit and see the house payment and credit cards etc; do they allocate the full house payment in to my dept or half of it since my wife is part owner as well? I only have a $920 a month house payment and 2 credit cards with no balance, after doing the math of 16-20% DTI it doesnt leave me a whole lot to bargain with a monthly payment for a car, I make $3200 a month. But I have also read that lenders dont want your dept to exceed 40-50% gross pay which sounds alot better to me, Im aiming for a $400-450 car monthly note. looking at $22,000-$25,000 total loan amount for auto, 750ish credit score with 11 months for home mortgage… 2 years of one credit card and 7 months of another around $500. limits, thats my credit history .


Looking to buy a new car?

I am looking at buying a new/new to me car. I am friends with the owner of a chevy dealer and the finance manager of the same dealer. I recently had to file bankruptcy but I need to buy a car to get back and forth from place to place. Both have said they can get me a good deal on a car new or old. What kind of a deal do you think they can get me? Thanks for any help you may have.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Craigslist buyer wants a copy of the title for my truck?

I’m selling my truck on CL for $2800. This guy says he wants it, he wanted the VIN to get a loan on it. That sounds absurd to get a loan on a truck that cheap. Now he wants a copy of the title. This seems sketchy. I have asked a few people and they said they never needed a copy of the title to get a loan. Any advice?


Is 5.0% a good interest rate right now?

I’m looking to become a 1st time home owner. I just received PriorityBuyer” status for $225


Which bank provides home loan without OC?


What chapter of bankruptcy should I file?

I am a single person, do not own a home, not a business, and would like to know what type of bankruptcy to file. I owe over $10,000. which chapter do I file?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a good APR rate to look for in a credit card? I am student!?

whats APR? and what is a good number to look for in a credit card?


Can I withdraw my bankruptcy petition and refile in a different county?

I filed chapter 7 back in may of 2010. We are no in December and my bankruptcy case still has not reached a decision. My lawyer screwed me over and caused a huge ordeal and investigation into my bankruptcy and has caused it to continue for so long with no end in site. Can I withdraw my petition for bankruptcy in one county and file in another and use a different lawyer? I live in the center between two county’s so both our close in proximity to me.


What are the primary and co-borrower options on an auto loan (in Texas)?

My best friend (who is now my boyfriend) is in a conundrum of sorts. In his last relationship (in which he was engaged) they bought a car together. Her credit was not (and from what I understand is still not) good enough to get a new car financed without a terrible interest rate so he was the primary borrower (large income, great credit) and she became the co-borrower. Here we are about 1.5-2 years into the 6 year note (I believe) and she has been constantly late paying for her car. Right now it’s about 3 months late (and has been that late before) which I believe is in repossession territory. What are his options? She wouldn’t agree to have it financed in her name alone because the interest would make her payment sky-rocket. He won’t pay it himself (even though he did in the past after they first broke up) for reasons I don’t know. What I’m looking for are his rights” and what action he can take. My suggestion is for him to pay for it


Is It illegal to use fake credit card numbers?

Now all I would like to know is if you have to be a certain age to GET a debit card from my bank,Bank of America

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Im looking for a personal loan with a prepaid debit card?

I have no bank account only a Walmart prepaid card and no credit considering I’m only 19 and haven’t built any yet. I’m currently looking for a 1,000-2,000 personal loan to help me get a vihicle and possible build credit in the process. I have a job making roughly around 1,300 a month with only a 150.00 monthly bill so I have room to pay intrested rates and pay the loan off quickly. I’m intrested in a company that gareentees approval and possibly allows me to talk to a live agent. I have put in applications everywhere online and the only thing I’ve gotten was being sent to another lender and so on and so forth. I really need help please and thank you…


Do men actually dump women because of a bad credit score?

All of the commercials from freecreditreport.com seem to think so. I’m just curious to see if anyone has actually had this experience or if it’s just a sick marketing ploy.


If I file Ch 7 Bankruptcy, can I keep my vehicle which still has a balance?


I filled out my free credit report at AnnualCreditReport website?

I filled it out and everything, what do I do now to get my free credit report? I followed the instructions step by step but I don’t know how to see it now. It just says Close your browser when you are finished.” so I did and now nothing happened.”


Is there a car dealership in Seattle that helps people get cars that have a Ch.13 bankruptcy and bad credit?

my dear friend really needs a new car but he still has a year left on his Ch.13 bankruptcy, his credit score is under 500, he does have a trade in thats not in the best of shape and no money down..isnt there any place in the Seattle/surrounding areas that will help him get a used car??


Could a college in the UK go into receivership or file for bankruptcy?

A college funded by the local government.


Why do you have to pay or subscribe to something in order to get your credit score?

I just don’t get the point of it…I mean u get ur report for free but why not your score…thanks


If i get a 15 year mortgage for 120,000 how quickly can i pay it off if i double up the payments?

the interest rate is 3.875% so the payments are just at $880 per month. I always hear about doubling up your payments can reduce the interest drastically but i’m not sure by how much. Thanks!


Primerica SMART Loan?

I’m interested in learning what you know about Primerica’s loan program that is backed by Citicorp Trust Bank. Citicorp is a huge financial institution and one would assume if their products were bad it would be all over the news. I keep reading about Primerica’s pyramid structure, but I’m more interested in their mortgage loan program. My neighbor approached me about a refi (since i’m refinancing anyway) and handed me the paperwork for the Smart Loan”. I researched it and saw SO MUCH bad press about Primerica being a scandelous sceme

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I file for bankruptcy, or is there another option?

I am 26. I have a total of about $10,000 in credit card debt spread between 3 cards (all maxed on their limits). I make about $900 a month after taxes. The only property I own is a car which is only worth about $1000, and that’s completely payed for. After figuring out all of my expenses, including the minimum card payments, I end up with about $50 a month, which somehow needs to be enough to get gas and groceries for the month. So obviously I can’t financially keep going like this. Any suggestions?


Can I withdraw my bankruptcy petition and refile in a different county?

I filed chapter 7 back in may of 2010. We are no in December and my bankruptcy case still has not reached a decision. My lawyer screwed me over and caused a huge ordeal and investigation into my bankruptcy and has caused it to continue for so long with no end in site. Can I withdraw my petition for bankruptcy in one county and file in another and use a different lawyer? I live in the center between two county’s so both our close in proximity to me.


Wher ecan i get a 90,000 loan ?

i have tried at a bank but my credit is not good enough


What are examples for lines of credit?

I know that credit cards, auto loans, mortages, student loans are examples. I want to buy a house and speaking with a friend, I was told it would be helpful for me to have 3 lines for qualifing for certain credit. I have two (credit cards and student loan) and do not want to acquire an auto loan. What is some other line I could get.


My credit union has counter offered my loan….?

Update: We have been emailing back and forth. Basically the tiered rate would be 2% higher than their regular terms. But she says they can’t use my car as collateral because the trade in value is a little less than what I owe. They are asking if I have other collateral. What else could I even use? I don’t own a home, don’t have any savings, and this is my only car.


I am going to have to file for bankruptcy. If I file in January will I get my 2010 tax return back?

I live in Arizona. Can’t afford a attorney right now to file, wanted to use my 2010 tax return if I will get it back


Car loan or home equity loan?

We have a GOOD credit history. Thank you to the genuine answers. I think its good advice to keep it seperate and will look into this. To others – please do not use this as an opportunity to promote your credit businesses (or scams?). We always choose and prefer to use a reliable lender. This was NOT a question about where to get finance….just type of loan was better.




















































Does the mortgage interest rate different from the online quote ones and when they run the history ?

Does the mortgage interest rate different from the online quote ones and when they run the history ?

I have asked for some online quotes for the mortgage interests, they took a generic info as how much would be my fico,salary,debts and gave me a rate quote.(ex: 5.25% 5.13%) 1) Now when I actually start talking to them , do they have to run my credit history to give the correct rate ? 2) If I call 3-4 people from the online quotes what they have sent me, does everyone run my credit history to give me the actual interest rate ? 3) Does it effect my fico score ? This is only to know what interest rate am I getting for the home which I wanted to buy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Pls tell me about HDFC and SBI credit card. Which one is good?


What is FIA CSNA in the credit report?


How many times you can refinance your auto loan?

Recently refinanced my auto loan, I was stupid to financed for 72 months which is totally stupid only thing got me was low monthly payment $221.04 for 72 months but not I cut down on term to 48 months but monthly payment is high $307.00 that’s my two week check I’m ok with it but just curious can I again refinance next year because my loan will be Half would that help to lower the payments?


The Devil And Tom Walker” and “Rip Van Winkle”?”

What are some similarities and differences between the two folktales?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

After credit card company reports paid of balance ? is credit boost instant?

If i pay of a few credit cards my score will increase subtantially, my question is lets say today the credit card company reports my zero balances, to the 3 credit berous, dose my score jumps instantly or same day? of them receiving the report? or it takes few days weeks? months until the credit berous main frame computers or credit file crawlers register the change and asign the new score? soo anybody knows? the exact or aproximate times?


Can you include Lenders Mortgage Insurance into the home loan?

And also stamp duty or do you have to pay these out of your own savings at settlement? Australian answers preferrable.


23.99 APR for a credit card

I’m just starting to get a credit card so I don’t know much and want to start out little. It is a 200 dollar limit with 23.99 APR. So if I spend 50 dollars, how much more are they going to take out?


Does the mortgage interest rate different from the online quote ones and when they run the history ?

I have asked for some online quotes for the mortgage interests, they took a generic info as how much would be my fico,salary,debts and gave me a rate quote.(ex: 5.25% 5.13%) 1) Now when I actually start talking to them , do they have to run my credit history to give the correct rate ? 2) If I call 3-4 people from the online quotes what they have sent me, does everyone run my credit history to give me the actual interest rate ? 3) Does it effect my fico score ? This is only to know what interest rate am I getting for the home which I wanted to buy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get approved for a house loan at a very young age. 20?

Im young and establishing credit. So far im doing alright. I have a really good job for my age and make over 50 thousand a year before taxes. Im affraid my bank wont approve me yet because I have only been with them for half a year. Any recommendations on an easier way to getting approved or someone who would even consider… im looking for about 125 thousand tops.. I should be able to make a pretty large down payment


What site can i really truely get a FREE credit report?


Blockbuster’s Bankruptcy…good riddance or sorry to see you go?

I for one am glad to see that companies that once over charged for products just like Cable companies do now get their just rewards, if they were more competitive from the start they wouldn’t of been over run by companies like Netflix and Redbox. your thoughts?


Payday loans?

In my last question that I posted- I mentioned that I have a payday loan, I live in Pa…but anyway I cant pay my payday loan- and I already have bad credit- i cant pay it and I was wondering If I could go to jail- or if I will be facing court charges- I mean my daughter, fiance and I live from paycheck to paycheck- and my fiance has one too but she has one too in her name and she recieves SSI and she hasnt even recieved anything and she got it in November or October- I forget- she has one from paydayIsland.com and mine is from CashnetUsa.com Anyway what will happen court, jail. or just bad credit- i already have been being harrased- thank god for caller id- please let me know- Im kinda paranoid!!!


What the best fico score for a motorcycle loan?

i have a 655 score is it possible with this? help anyone


How can I get a free credit SCORE?

I have my CREDIT REPORT already


Hi. I need a Payday Advance from Amscot, but I owe a payday loan from a couple of years back and I wonder if Amscot will decline me.?


How can i View my credit file without having to use a credit card?


Does the mortgage interest rate different from the online quote ones and when they run the history ?

I have asked for some online quotes for the mortgage interests, they took a generic info as how much would be my fico,salary,debts and gave me a rate quote.(ex: 5.25% 5.13%) 1) Now when I actually start talking to them , do they have to run my credit history to give the correct rate ? 2) If I call 3-4 people from the online quotes what they have sent me, does everyone run my credit history to give me the actual interest rate ? 3) Does it effect my fico score ? This is only to know what interest rate am I getting for the home which I wanted to buy

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I find out what kind of home loan I qualify for?

Okay so I am thinking of buying my first home in Tampa, FL. But I am not sure where to start! I have looked online and found a lot of very reasonably priced homes, but first I really need to know what kind of a Loan I can qualify for. Where do I go and who do I talk to about getting qualified? I have never done this before so if you have bought your home please tell me what I should expect. Thanks!


Where do i find a free credit report online no credit card required?


Where can i get a $2000 personal loan for debt consolidation?

That is not the question.. I don’t care on wasting more money I want to build my credit quicker.. Trust me I know what I am doing. My father has over 820 credit and he this was a tip he gave me.


I want to see my credit score, but I don’t have a credit card. Is there anyway I can find it without one?


What is a charge off on a auto loan after a chapter 7?

I still have the car.. Not understanding how i owe the full amount?


What are the details of Obama’s student loan forgiveness plan?

I have been reading a lot about student loans and I am aware that if one works for a nonprofit for ten years, student loans are forgiven. I am also aware that after twenty years, even if not working for a nonprofit, all debt is forgiven. Does this only apply to federal loans? Are private loans forgiven after twenty years as well? Note: I will not be working for a nonprofit but I have over $100,000 of student loans. Federal loans are really not my major concern. I’m trying to arrange the best payment plan with Citi so any advice would be really helpful. I’ve also heard that any bank receiving a bailout is required to turn unsubsidized loans into subsidized ones but nobody really wants us to know about it. Thoughts? Also, I would love to read ALL of the details of this plan from a primary source. If someone could provide a link, I’d really appreciate it.


Total free credit report on line?


I recieved a 1099 A for my house that I filed bankruptcy and it was discharged why did I recieve this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I want to boost my credit score, should I get a secured or unsecured credit card?

With an unsecured, I’d have a credit limit, whereas with a secured, wouldn’t my credit rise faster if I put a lot of money on it and not max it out?


Why don’t they make vehicles like they used to?

I own a 1985 Chevrolet Silverado 2wd shortbed pickup, 1984 chevy custom deluxe longbed 4wd pickup, and a 2005 chevy silverado z71 shortbed single cab. When I drive my 84 and 85 I enjoy it, it’s nice and spacey on the inside, not too smooth and not too rough, the nice rumble of the engine, and compliments from people and one of the last things they say to me is they don’t make them like they used to!” I look at brand new chevrolet trucks and 1987 and below and I find the older models much more appealing. If something breaks I can fix it


Can i sell my house to my daughter before I file bankruptcy?

My house is now worth $90,000 but I owe $144,000. I was thinking can I sell my house to my daughter since she is approved for $86,000 and then file bankruptcy on the difference?


Can I get a home loan right now with a 590 credit score?

My income is $58000/year, have great rental history, great employment history–we would like at monthly mortgage payment around $1000-$1100/month. We are tired of renting. What are my chances right now?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I have a provident loan and cant afford the repayments can i get the interest stopped?


Does the mortgage interest rate different from the online quote ones and when they run the history ?

I have asked for some online quotes for the mortgage interests, they took a generic info as how much would be my fico,salary,debts and gave me a rate quote.(ex: 5.25% 5.13%) 1) Now when I actually start talking to them , do they have to run my credit history to give the correct rate ? 2) If I call 3-4 people from the online quotes what they have sent me, does everyone run my credit history to give me the actual interest rate ? 3) Does it effect my fico score ? This is only to know what interest rate am I getting for the home which I wanted to buy


Where can i get a payday loan over the internet?

DOES ANYONE KNOW?


How do you get your FICO score for free?

i went to the Experian website and got a free report of my credit history. Federal law allows me to get 1 FREE report / year. But they asked me to pay to get my score :-/ any idea on how i could get it for free? Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I just paid 3 payments for my auto loan, is it too early to refinance?

it’s only been 3 months since my new auto loan started, is it too early to refinanace?


What happens if the attorneys forget to put a charge account on the list for a bankruptcy, it is 4 years later?

I reviewed my papers and this account was not listed, do I owe them or is it included anyway.


My Equifax score is 565, my Experian is 574 and my Trans Union is 587 how bad is my credit?


How can a 17 year old get a 10 K auto loan?

I’m 17, I have no one that is old enough to sign for a loan. I make about 600 every month. I need a car desperately. I live in Louisiana. How do I get a $10,000 loan?


If you have a mortgage who really owns your house ~ you or the bank?

We both ‘own’ our homes. I do not have a mortgage or lien on my home. I do have an RV that the bank and I own….if I do not pay my share then the other half takes my RV.


What is a good legitamite auto loan site other than roadloans for bad credit?


How can I get a truly free credit report online?

Is there any way possible to get a totally free credit report online with no strings attached? I don’t want to have to sign up for anything, or use my credit card online. Thanks!


USAA keeps adding interest to my auto loan?

I have an auto loan with USAA, I have been with this bank for almost a year. I only hand my auto loan for about 4 months. Since then the have added like an extra 400 dollars to my auto loan. I am never late because they take automatic payments. I asked why have they been adding money and they say that they charge me interest every month on the loan. The loan was for 12,000. I thought that the interest was added at the beginning of the contract and that was all the interest I was being charged. My APR is 10%. Does anyone have any advice as to what I need to do? Anything would help! Thanks In Advance


Is there another website other then freecreditreport.com to get a free credit report?

I was just wondering because I already did my free credit score on that site and I wanted to check it again because I’m thinking about moving again to a different house. Can anyone help me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


FINANCIAL DEBT PROGRAMS?

I BEEN WORKING WITH A DEBT SETTLEMENT COMPANY ”FINANCIAL SECURITY INC THERE DEBT SETTLEMENT PROGRAM IS SETUP BY ACCUMULATING FOUNDS THAT WILL BE PAID ONCE A SETTLEMENT AGREEMENT HAS BEEN MADE THE FUNDS 4 SETTLEMENT N FEE WILL B HELD BY GLOBAL CLIENT SOLUTION. ONLY AFTER THEY RENDERED SERVICES ON A SPECIFIC ACCOUNT WILL FINANCIAL SECURITY INC BE PAID BY GLOBAL CLIENT SOLUTION 4 THE WORK COMPLETED ON THAT SPECIFIC ACCOUNT SO MY QUESTION IS THEY ARE NOT DOING IT BY OUR CONTRACT AGREEMENT THEY ARE MONTHLY PAYING MY TARGET ACCOUNT AND CHARGING ME A FEE NOW I KNOW THAT THEY CANT DO THAT I CAN DO IT MY SELF IF IS LIKE THAT PLUS I WONT BE CHARGE I THINK THIS IS FRAUD


Does the mortgage interest rate different from the online quote ones and when they run the history ?

I have asked for some online quotes for the mortgage interests, they took a generic info as how much would be my fico,salary,debts and gave me a rate quote.(ex: 5.25% 5.13%) 1) Now when I actually start talking to them , do they have to run my credit history to give the correct rate ? 2) If I call 3-4 people from the online quotes what they have sent me, does everyone run my credit history to give me the actual interest rate ? 3) Does it effect my fico score ? This is only to know what interest rate am I getting for the home which I wanted to buy


What happens if I miss a credit card payment (first time) ?

I’m 20 years old and I pay all of my bills, have my own place, and I pay for my college. I recently had some car issues and I paid to fix it with my credit card. I just started a new job and I’m getting my first pay check AFTER the bill for my credit card is due. What would happen if I was unable to make a payment on time? (note this is the first time I have ever done this) I’m looking for answers that include penalties, if my rate would go up, etc. I plan on paying my entire credit card off as soon as I get my first paycheck, which will be 4 days after my credit card payment is due.


Auto loan question? what if i pay more…?

If I pay like $4000 on my auto loan, will that lower my regular payment amount or just shorten the life of the loan?


What is the relationship between velocity of money and interest rate?


Who are those eligible to file bankruptcy? Chapter 13?


Can i get an auto loan?

Im 19. Ive been in the military for a little over a year. I want to buy a car for about 18000. I have no credit history. I will put 5000$ as a down payment. I make about 2000$ monthly before taxes. I cant get a co-signer. Is there any lender that will give me a loan for about 13000$? I have usaa




















































An old pay day loan from a different country?

An old pay day loan from a different country?

A few years ago I want to say about 3..I took out a payday loan that was established in a different country and paid off only half off it and I had to close my account and I couldn’t figure out their number after my phone broke and I had to get a new number…they haven’t called me or anything I think it was estabslished in a completely different country then the US and its not on my credit report at all. If they haven’t called me or mailed me in the last few years, should I worry about it? If its from a different country? I have no way of knowing who they are, since my phone broke and I lost all my old bank information. This was probably in 2008 it happened so it’s been awhile

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is a 772 credit score high?

I don’t really know how the system works. I just got my credit score.


Repost: Credit score keeps dropping- should we consolidate?


How can i check to see if my or my daughter’s SSN has been used?

I was filling out a enrollment form for my work’s insurance and had brought it in for their head of HR to answer some questions on it that i wasn’t sure about. we had suddenly gotten busy and i had laid it in our work room amongst our general file cabinet that everyone leaves misc papers, whether personal or work related, and everyone usually leaves it all alone. i then found it missing and couldn’t find it anywhere and had notified my bosses and coworkers as well as the HR that it was missing in case someone turned it in, which never happened and everyone else has said they didn’t know what happened to it. this isn’t a room where someone from the public can get to it, it’s strictly accessed by employees from my and other departments. i’m hoping against hope it was shredded and thrown out by someone who thought i didn’t work there anymore and not having used it or sold it. it had most of my information on it, including my and my daughter’s SSN on it. i’m not as worried about mine as my credit is crap thanks to my ex husband, but my 3yo daughter’s SS is fresh and the perfect candidate to be used or sold. i’ve found out all the ways to report if the number is being used, but can’t find anywhere on how to CHECK if it is. can anyone help?! i wouldn’t have brought in the form and left it if i knew there were untrustworthy people who wouldn’t leave it alone for a few hours til i had time for a break to put it in my locker.


How does we buy ugly houses work”?”

I have a really stupid question about that company called we buy ugly houses”. We are still trying to work out a modification with our home loan. I know we probably have a snowball’s chance in hell of getting one. I keep seeing these ads for places like we buy ugly homes

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why wont NCO financial leave me alone i paid my credit card off two years ago?

They kept calling why I was at school and never left any messages. So i decided to call back and a guy who could barely speak any English asked my name and then asked do you have a credit card. I said no and then the next question was whats the last 4 didgits of your soc security # i just had a crappy feeling and hung up. Could someone tell me why they are doing this and why two years later?


Using someones credit card they posted online?

Could I get in trouble for using someones credit card they posted online? I was surfing 4chan earlyer and there was a troll thread about posting credit cards and they are ***ed out. well someone posted what looked like a fake credit card, so I thought it would be funny to try it. Turns out that was a real credit card. I got a computer on amazon but canceled it right away after figuring out the numbers were real. Could I get in trouble? Also if so would they take in consideration that I canceled it right away and maybe not press charges?


I have a question about student loans URGENT!?

I need the money for college in 12 days 🙁 . Due to some circumstances i was unable to accept any financial aid and i have to pay the whole bill. Is there any private student loans that students under 18 can get without a cosigner? My parents have filed for bankruptcy within the last 5 years so they get declined regardless of credit history. Is there a way i could apply for the semester bill alone? …. Please im getting desperate 🙁


An old pay day loan from a different country?

A few years ago I want to say about 3..I took out a payday loan that was established in a different country and paid off only half off it and I had to close my account and I couldn’t figure out their number after my phone broke and I had to get a new number…they haven’t called me or anything I think it was estabslished in a completely different country then the US and its not on my credit report at all. If they haven’t called me or mailed me in the last few years, should I worry about it? If its from a different country? I have no way of knowing who they are, since my phone broke and I lost all my old bank information. This was probably in 2008 it happened so it’s been awhile

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to remove credit inquiries from my credit report?

Over the course of about three months I went on a desperate auto loan shopping spree. I was trying incredibly hard to get approved under my own name with only a year worth of credit history because I have no willing/able co-signer. I’ve recieved about 20 inquiries and my credit score dropped over 50 points from the original 730 I had, bringing me from excellent credit to between fair and poor. Now I know that people usually say that you should stay away from credit repair” agencies. However


Need to borrow money which loan site..?

would you recommend? i need to borrow £44 to secure myself an audition to a arts school but i simply can’t afford it right now, i don’t get paid until the 20th and i’m so scared i’ll miss my chance to audition this year.. £44 doesn’t sound like much but unfortunately to me its a hell of a lot haha


Does anyone know of any reputable debt management and/or debt consolidation companies?

I was referred to Take Charge through my bank, and the person on the phone said I would have $100 extra a month, but once I received the agreement in the mail I would still be in the hole by $100-200 a month so I don’t want to give them any money. I need a reputable company that will be willing to help me and understand my financial mess. Thanks.


Can I get a new car loan with a credit score of 530?


Whats the best site for free credit score reports ? ?


Where can I find a legit loan?

I was curious as to why I got turned down for a loan at my bank. Then I ran my own credit check to find out that my FICO is 507. I reviewed the entire list and with one phone call I found that there were numerous (some identical) listings from the same collection agency. One conversation, with the collection agency explained everything. A doctor’s office had not submitted billing to my insurance company within their required time frame, 90 days. I can contest and have these items removed by proving it was the fault of the doctor’s billing department. I contacted the collection agency a few months ago but and they agreed to remove it but, its still there and I’m still getting turned down for credit. I also have a workman’s comp claim that was never paid by my ex-employer, I have just been getting the runaround between the employer, collection agency and the doctor’s billing department. I have a credit card that I was late on, but has been positive for the past five months. I have had some personal issues come up and had to miss three weeks of work. I also had to put money down to buy a vehicle when it became apparent that paying the down payment was more feasible than dumping more money into a vehicle that had so many problems. This has left me broke. I got into a payday loan mess that I need to get out of, that’s part of it, I want to add the remaining balance of my auto loan and a small installment loan that I have. All together I would like to get $5000. So there’s most of my situation. I need to get some funds together rather quickly. Does anybody have any legitimate ideas on how I can get the loan? If anyone wants to offer the loan and requires an upfront fees need not reply.


Best way to get a $8000 Personal loan?

Any loan type! Not just personal.


Should I file for bankruptcy?

I have about 30k in debt and feeling very overwhelmed. Visa Balance: 16,000 (16,500 limit) – 10.5% interest MC Balance: 3,000 (3,500 limit) – 11.4% interest Personal Loan: 10,000 – 7.25% interest I make at least the minimum payment due on all my accounts on time, and have no files sent to collections against me. I recently moved back in with my parents to save money. My annual salary is 55,000. Take home pay is about 3,000/month and I’ve reduced my monthly expenses (not including credit card/loan payments of interest) 1,000/month. 26, no savings, no property, not married, no kids, very steady job. Thanks for the advice! P.S. Asking family/friends for money is not an option. .


An old pay day loan from a different country?

A few years ago I want to say about 3..I took out a payday loan that was established in a different country and paid off only half off it and I had to close my account and I couldn’t figure out their number after my phone broke and I had to get a new number…they haven’t called me or anything I think it was estabslished in a completely different country then the US and its not on my credit report at all. If they haven’t called me or mailed me in the last few years, should I worry about it? If its from a different country? I have no way of knowing who they are, since my phone broke and I lost all my old bank information. This was probably in 2008 it happened so it’s been awhile

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If someone files for bankruptcy and can’t pay off their debts. Who ends up paying for it?


How do i get in adult porn site with out entering credit card info?

its tells you its free then thy want your credit card information i dont understand how that proves your age a minor could get there parents card and easily get in so thats bs about age verification. so does some one no of a site thats free and does’nt ask i do hav credit cards but i dont trust the sites they say free but who knows they might charge me?


Need a loan shark in the next 15 hours? uk epsom langley vale!?

please no scams need 15,000 pounds


HOW TO PAY OFF STUDENT LOANS?

I live in Michigan and after I graduated from high school I decided to attend Baker College for Nursing. Well during my first semester I pretty much goofed around and didnt take it serious at all and ended dropping out. Well right after I dropped out I decided I would just take the rest of that semester off then go back for the winter semester WELLLL… I took the same classes I did the first semester but ended up DROPPiNG OUT AGAiN ( for the 2nd time ) I have my own reasons for why I dropped out that I dont think are anybody elses buisness but mine but Im now in a real mess. My school told me that I own them almost $700 by June of this year ( 09 ) and Im assuming after that Ill owe them something along the lines of almost $5,000 I think. My loan I took out is with Salliemae and I keep getting reminders in the mail that time is running out. I guess my question is WHAT IS THE BEST WAY TO PAY THIS ALL OFF ????? AND QUICK ??? Just wondering if anybody knew any tricks or government help that I could look into and where??? Thanks !


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


How do i file for bankruptcy?

websites anyone know how?


Does your credit report contain your complete employment history?

I ordered a free copy of my credit report from all three credit reporting companies. I was wondering if the credit report contains a copy of your complete employment history?


If the Federal Government was a private corporation, how many times would it have declared bankruptcy by now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Whats the best payday loan site to have money the next day?

I live in the UK incase that makes a difference and I havent got a marvellous credit report


Is there such thing as an auto loan mod?

Is there such thing as an auto loan mod? For like a car truck or boat? I am having trouble paying them i need help.


Balance simple equation?

Al+NaOH===>Na3AlO3+H2 And Al+H2SO4===>Al2(SO4)3+SO2+H2O


Do I have a shot at this auto loan?

I applied for credit for a car, its a 2006 maxima its 13,500. I called the car lot to see if the car was still available which it is. I then told him I did a credit app online so he checked then called me back. He asked could I come in tomorrow with 2pay stubs, insurance car, title to my car, the trade in car, driver license, 2bills in my name and my lease.agreement. And a check book or debit card. But he never aaid if I got approved or not is this usual for them to ask for this or do I have a chance at it?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what payday loan company or cash advance that DOES NOT use teletrack or credit report?


An old pay day loan from a different country?

A few years ago I want to say about 3..I took out a payday loan that was established in a different country and paid off only half off it and I had to close my account and I couldn’t figure out their number after my phone broke and I had to get a new number…they haven’t called me or anything I think it was estabslished in a completely different country then the US and its not on my credit report at all. If they haven’t called me or mailed me in the last few years, should I worry about it? If its from a different country? I have no way of knowing who they are, since my phone broke and I lost all my old bank information. This was probably in 2008 it happened so it’s been awhile


Cory catfish without a heater?

And when I get the money what kind do you recommend?


I was told that when you file bankruptcy, that it only shows up for 7 to 10 years?

So I am only 23 and a family memeber ruined my credit. She opened up bank accounts in my name , bills, apartments … etc, stole my check book and wrote 14 bad checks in one day…. used my name and social for doc. visits and precriptions. She just admitted this to me and she started all this when I was only 17 18 years old. Ther are things on my credit that are mine, but not enough to ruin my credit. I think I may have to file bankruptcy. I was told that it will not show on your credit after 7 to 10 years. I mean since I can’t do anything now because of my credit, and the bankruptcy will go away in that amount of time, then by the time I am 33?? or so It will be gone and I can start from there. I feel like this is my only option, but it seems to good to be true to just wipe out all my credit with bankruptcy and then be able to start all over in ten years??Is this true, how does bankruptcy work ? How do I go about checking my credit if I don’t have a cc to do it online? I have went to freecreditreport.com and freetriplescore.com and they are just a scam cause you still have to put a cc down… so how can I look and see exactly what I have on my credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a 4500 dollar loan with little to no credit history?

I’am in need of a new car, my current car isnt going to last real long. I got a job a month ago and i dont have bad credit just dont really have a credit. So what are my chances of getting a 4500.00 loan.


I have a cash advance limit of 2500.00. Will i be able to withdrawel 800.00 for my car note?


Can I use money in the bank as collateral to back up a car loan?

Can I use money in the bank as collateral to back up a car loan I want to have financed, if the money I have in my bank account (with them) is MORE than what I want to get financed??


How do you get banks to give home loans for under 40,000?

The house that I want to but is 25,000. Well worth the money, but the banks only want to give loans for over 40,000 and the Mortgage co. are worse…How do I get them to loan me 25,000…..


Personal loans for bad credit-Chicago area only?

I have less than perfect credit (about 530 credit score). I am now trying to improve that score. I have a great job and make very good money. I am looking to get a personal loan for about $5,000. I would like to get this loan for a purchase but also to have the positive payment history on my credit report and bump up my score. Does anyone know of any banks in the Chicago area that may be able to help? Also, the purchase I am making will not allow me to use a credit card. It must be a cashier’s check or cash. Thank you!


If i file bankruptcy will that cover medical bills?

Two months ago while driving home from work i lost control of my car (brakes where not performing right) and i rolled my car 4 times off the highway. Went to the hospital found out i fractured a vertebrae, was sent home in a neck brace for it heal on its own. (that cost around 15,000) Went back to the doctor to see if it had healed and no so now i need to have a surgery that could cost around 200,000. My car insurance wont pay anything nor do i have any type of health insurance, also i have tryed local aggencies and have had no luck with help with this. So after the surgery can i file bankruptcy and will it cover all these medical bills? Plus what are the pros & cons of this & what would i need to do? (I’m not working due to the accident so have no money to pay for a lawyer) Thanks for any/all advice in advance.


How many years of credit do I have to establish to get a brand new car under my name?

I just turned 18 last September, own three credit cards, and have an excellent credit score. I have two cell phones under my name too. I’m looking to buy a brand new Cadillac this summer. You think any dealership will take me serious and allow me to finance a car under my name without my parents help?


What’s a good amateur poetry site?

one that i can share my amateur poetry/lyrics and get advice. thanks


I received a 1099-C for an auto loan. The bank never repoed the car!?

I received a 1099-C, Cancellation of Debt, in the mail today. After some research I found out that thismeans my bank forgave me the loan I owned. This is for a car, the loan numbers match. But I still have the car. Does that mean they just gave me the car for free??? i’m sure it’s some type of mistake, but even if it is..wouldn’t this 1099-c hold up in court as evidence that I do not own anything on the loan? will they sign the title over to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to start a plant hire business. where do i start and where can i find ALL relevant information.?


An old pay day loan from a different country?

A few years ago I want to say about 3..I took out a payday loan that was established in a different country and paid off only half off it and I had to close my account and I couldn’t figure out their number after my phone broke and I had to get a new number…they haven’t called me or anything I think it was estabslished in a completely different country then the US and its not on my credit report at all. If they haven’t called me or mailed me in the last few years, should I worry about it? If its from a different country? I have no way of knowing who they are, since my phone broke and I lost all my old bank information. This was probably in 2008 it happened so it’s been awhile


If a guy rates you on looks 1-10 a 7, is that a good thing or a bad thing?

What does each number mean as a rating?


Does a new mortgage account hurt your credit score initially?

Someone mentioned that because my mortgage balance is so high ($500K), that at first my score might drop a bit because I’m more in debt. However, once I establish a good history with this loan, it will start to go up.


How can i get a loan without credit?

I am employed and all i ask is for an auto loan for a used car. I’ll be able to pay the monthly fee due to my calculations. Any suggestions?


How much income would it take to buy a 360,000 home.?

I am married and we make a combined income of about 100,000 dollars.


Payday loan help please?




















































Can i take two personal loans from different banks simultaneously in India?My take home salary is 45k.?

Can i take two personal loans from different banks simultaneously in India?My take home salary is 45k.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is 72 month auto loan a bad idea?

My parents are helping me get a car since I graduate high school this year the car I want is an audi I can afford the payments but I will be keeping this car all throughout college and until I get a job after college then ill probably think about getting a different car it’s going to be used a lot for driving to work and school everyday so ill mostly likely be using the car for about 5-6 years Is 72 month auto loan a bad idea


Does anyone know of a reputable mortgage company for someone with less than perfect credit?

Ten years ago my ex and I had a business together and when we divorced, he filed for bankruptcy. I had to file with him because if not I would’ve been responsible for my personal and all” the business debt. I was not financially in a position to handle this. The bankruptcy is currently wreaking havoc on my credit report and is due to come off later this year. I now have a chance to buy a house and need funded. Any advice would greatly be appreciated. Thank you”


What does it really take to get a home loan ?

I m 19 years old , Im currently in an apprenticeship making $20 an hour , and $42 after 5 years , my credit score is 700 , I m currently renting , and I have a couple credit cards all in good standing , I m looking to eventually purchase a duplex or triplex to live in and rent , and I ve read down payments are lower for first time home buyers , I live in Milwaukee Wi . I was just wondering what I really need to get a loan , and all the factors such as age , wages , credit , down payments , and details like that , every year I will be getting a raise , 2-5 dollars an hour , when would be the best time to start trying to get approved ? I don t want to go to early and get denied , and how much would I really be able to get with the current situation I m in , I know my age is gonna play a big factor since I m young , but I want to know what my best options are with out getting a credit check and damaging my score , thankyou !


Should I File Bankruptcy?

Six months ago, I was involved in an auto accident (my fault) and my insurance policy had expired a week before. There were no injuries or fatalities but my car was totaled because I was knocked out of control and hit a guard rail. I have been paying my car notes even though the car is sitting in some impound lot, but until recently I have not been able to make anymore payments. I owe about $16,000 on the car although it is worth $10,000. I am 100% sure that my car finance company will sue me. I have debt totaling about $25,000 (car loan included). If I file bankruptcy, can they still sue me or garnish my wages. What is my best way to get out of this without have to pay much? I also qualify for SSDI (which can not be garnished by creditors), should I just quit my job, get the SSDI, and lay low until this storm blows over?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What happens in the 4th season of one tree hill?


Can both spouses apply for an H and R block emerald advance?

One local office (not where I have my appointment though) Said that both my husband and myself could get the emerald advance card 500 each even though he is the only one who has income,we file together but I am a stay at home mom.Has anyone else heard of this ?


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Can i take two personal loans from different banks simultaneously in India?My take home salary is 45k.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I sell my financed car before I finish making all my payments? If so, how?


Where can i get FREE , i mean truly FREE credit report for US residents???


How can I know if the payday loan company isn’t a scam?


How hard will it be for me to get a car?

Even with 13% interest my payments would only be 311 a month.. I make really good money as a bartender so swinging that is no issue.


Are there Joint Secured Credit Cards?

My husband and I are trying to build both of our credit scores over the next 12-18 months so that we can qualify for a decent interest rate when we purchase a home. We are looking to put about $1400 (possibly more) on a couple secured credit cards. I’ve heard that the quickest way to build your score is by having a variety of good accounts. He has a car payment on his score as well as a furniture payment. I have a school loan payment. We were thinking of getting 3 cards each with two having $200 on them and the 3rd having $300 and then only spending 10% on each a month and paying them on time.. possibly even adding to the limit now and then (basically a form of savings that looks good on our credit. However, I am wondering if we even need to have 6 cards between us.. Or could we just have 3 Joint cards? 2 having $400 each and the 3rd having $600? If you have a suggestion for a secured card to go with that reports to all 3 credit agencies please send me in the right direction. It would be great if they offered joint cards as well. Right now we are looking at a CitiBank, a Wellsfargo and an Orchard Bank Card (HSBC -which is who our car payment is through) Any advice would be great. Right now our credit scores are hovering right around 570 and I’ve been paying off old debt and charge offs and such for just over a year and my husband’s score went up for a while and then surprisingly went down.. mine is slightly hire than his and I have less accounts in good standing. I sort of feel like we’re stuck in a rut. Aside from the $13K we still owe on our car we have no debt left to repair so our only option seams to be getting a couple Secured Credit Cards and building credit that way. Advice is appreciated!


Which is better to take out? A personal loan or an auto loan?

I want to buy my sister’s car. The problem is the car is in someone else name and its not fully paid for. The car is not even worth the money that is owed on it. So what I was thinking about doing was taking out a loan to buy the car from bank and release the person whose name it is in from the car all together. What kind of loan would be better to take out? Auto? or Personal? And my credit score is in the 600’s


How can i get $100 fast?

Oh yea and im 11 saving up for a 1000 macbook, so far i have 113 dollars!


Does anyone know the names and numbers of the credit report places i should call? thank you!!?


Can i take two personal loans from different banks simultaneously in India?My take home salary is 45k.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I still need buildings insurance after I pay off my mortgage ?

I plan to pay off the remainder of the mortgage on my house this month. Will I still need the buildings insurance that the mortgage lender required during the term of the mortgage, or is this now pointless ? It just covers the rebuild cost of the house. This is in England (UK) if that makes any difference.


Need help with auto loan. Interests and payoffs?

Hi I got an auto loan last year Loan amount is 8591 dollars and interest is at 35% soo yesterday I called them and ask what was my payoff and they told me 8thousand somethig ?? Does it sound right? It’s 36 month term at 407 dollars a month and I still owe that much? Any advice would be appreciated thanks!


Loan didn’t go through now they want the car back !!!?

I got a new car on saturday and now they called back saying the loan didn’t go through for 16000. but i have now had the car for 3 days and on the day i purchased they said i was good to go. what the heck ? what am i supposed to do any suggestions to get me out of this mess. i have already singed all the paperwork and everything.


How can i merged all my pag ibig contributions?


If youre being sued for a payday loan can u still file bankruptcy?


On average, if I have credit scores of 573, 640, and 680 . . . .?

… and with about maybe $38k in student loan debt, what are my odds of getting a decent rate on an auto loan? I’m looking to finance a new vehicle that costs roughly $22k.


Are there any good debt consolidation places who can help me?


Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score?

I’m preparing to buy a house next year and doing everything in my power to increase my credit score when the mortgage process starts. I have an auto loan @ 6.24% interest rate, and my truck will be paid off in 3 years. I’ve pretty good credit right now. However, if I decide to refinance my auto loan for a lower interest rate and monthly payments, will that hurt my credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to improve credit FICO score?

How can I improve my credit FICO score?


If you’ve filed bankruptcy, how soon can you get a divorce?

I know they aren’t related, but strategy-wise: do you wait until the bankruptcy is final before you pursue a divorce?


Which Treasury bond rates which impact on home loan rates 30 yr & 15 yr fixed ?

I heard someone saying that treasury bonds rates which tell you where the home loan rates are going. I am looking at 30 yr & 15 yr fixed rates. 1)Can someone tell me which specific treasury bond rates will effect these rates ? 2) When treasury bond rates go UP the 30/15 yr fixed rates go UP ?


How to Delete credit card info from a website?

There is a website where i purchase coupons. Today i discovered that the credit card number and info stay there!!! I need to delete them. Im scared! How???? Please help



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My ex wife and I had some Joint Debts that in my divorce, I was made totally respobsible for them.?

I am considering filing for Chapter 7 bankruptcy, because there is no way that I can repay all of these debts on my own, and still be able to support myself and my children. If I file chapter 7, this would take the debts off of my credit, but how would she take them off of hers, since she isn’t responsible for them anyway?


Can i take two personal loans from different banks simultaneously in India?My take home salary is 45k.?


Is payoneer a virtual debit card or credit card?

Im looking around for websites which provide virtual credit card whose refill/top up method includes debit card attached to my local bank account .Please help


I need a bad credit loan for at least $4,000 where can I apply?

I have applied at american general finance and prosper and have been denied. I really don’t know what to do. I need money to put down for a security deposit and to pay off bills to better my credit. Will not take a loan from another country. Too many scammers. If you are not a legitimate business please do not solicit. I really need help and do not want a payday loan. Let me know if you have any suggestions. Thank you for taking your time to read my post. – Karen

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get a copy of my credit report?


What does declaring bankruptcy do? Does that mean I don’t have to pay back credit card bills anymore?

Please tell me advantages and disadvantages of declaring bankruptcy.


Can I take over a mortgage with bad credit?

Help! My husband and I are renting a home and we are totally in love with it. The owner of the home is anxious to sell it but we have really bad credit (low 500’s). He mentioned maybe the bank just removing his name from the mortgage and putting ours on it. Is this possible? Can a bank do this? He says he has a really good relationship with the bank. Is this called assuming the mortgage/loan”? Thanks!!”


Best players to loan / buy on football manager handheld 2009 ?

What are the best players that I can loan, and what are the best players i can buy cheap and that would be guaranteed to be a good player. I am manager of Arsenal and I am now in my second season.


What happens if I can’t complete my bankruptcy payments? I only have five months left, but no job?


About bankruptcy … final stages.?

Thanks for the response. I filed a chapter 7 and it was over a year ago. My lawyer told me in Sept that the trustee finally filed her final report. I’m still waiting for my case to close. He said it will not close until the creditors cash the checks she is distributing from my income tax refund, which will not even come close to paying them 100%. He said the checks will be void after 90 days. I am just wondering what happens if the 90 days passes and they haven’t cashed the checks … since it is getting close and my case is STILL open.


Are there any payday loans that give money themselves and don’t have special offers”?”

I am looking for a short term loan and am getting very frustrated with filling out application after application for lenders. Once I fill out the application for these lenders they send me to more lenders. And what is is the deal with the special offers”? All I want is a short term personal loan. Can anyone help me? And are there any ones out there that a person can call?”


10 points for best answer. Is it possibe to refinance your home if your still in chpt. 13 bankruptcy?


Is it possible to get a payday loan on saturdays?

I live in the united states and I was wondering if anyone knew of any payday loan company that will give a loan on Saturdays?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Obtain free credit score?

Now that I have my free annual credit reports, how can I get a credit score for FREE!?


Can i take two personal loans from different banks simultaneously in India?My take home salary is 45k.?


What is the best way to refinance e car loan?


Closing day postponed due to mortgage company not having things ready?

Help! I am a first home buyer. I had my closing date schedule for last Wednesday but the mortgage company realized that some information was missing in some of the papers two days before closing and when they were trying to put everything together they couldn’t have it on time, part of the reason was Hurricane Ike. They seemed to have everything ready before the hurricane, then life turned into a chaos for everybody for a couple of weeks, when the mortgage company returned to their office (4 days before closing) they realized that they were not ready for my closing, for example: my verification of employment was not filled out completely by human resources and when the mortgage company caught on this they tried to contact human resources and they were NOT working because they didn’t have electricity. I actually fixed this by meeting someone from work authorized to sign this kind of paper and somehow I was able to enter the building that had a closed” sign (a few people were already working) so that I could fax it from there. I thought that we were going to be ready after this


Can I build credit if I’m paying off my balance before the end of the month?

So I got a credit card a few months ago and have been using it pretty lightly. I make a payment online once every week or two for however much the balance is, usually a couple hundred. My question is, can I still build credit this way? My payment isn’t due until the 8th and I generally have a zero balance when it comes. Do I need to be waiting until the end of the month to make a payment?


As to a Co-Signer; Can a creditor open an account and raise credit limits without notifying Co-Signer?

I gave my daughter ( who lived out of my State) my personal information via telephone and we agreed I would Co-Sign for a $3500 limit on a account to be used for medical purposes. I never received any letters, verification calls, or copies of any contracts to sign or that had been signed. After about a year, the loss of my daughters job and her inability to pay, I got a call from the creditor demanding payment on a $16,000 debt ! Though I explained I had no knowledge of anything over and above the $3500 my Daughter and I agreed on and was never provided anything they continue to harrass me. How can they do this without any notification to me?


Were can I get my credit score for free whitout giving my credit card number?




















































Can a person take out several payday loans from different sources at once?

Can a person take out several payday loans from different sources at once?

Can this be done in order to make ends meet on a large debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Statutations limit on collection agency?

I recently received a letter claiming i owed 1600.71 from a krazy kelly’s type place where i bought a tv and vcr under loan payments for two years ,well i missed a couple of payments and they hounded me to no end so i took the tv and vcr back and low and behold 6 months later they went under. I then received a letter in the mail a couple of months later thanking me for my patronage and they were sad to see me stop using their services,so now it’s [get this ]20 years later this was in 1989.their collection company [Aktiv Kapital]use to be wells fargo union.20 years ago ,i can’t believe it!! well, i called the number on the letter and told the guy on the phone what i did back then and told him i don’t think i’m responsible now because i returned the tv and vcr and in perfect condition!He said that doesn’t matter I still owe the money because of the contract being signed.I believe I should not pay because I return the products and received a receipt saying so. what should i do?please be nice ,i don’t think i’m in the wrong!


First Time Home Buyer Loans – What’s the catch?

So, it’s time to buy my first home. I am reading about the first time home buyer loans and it sounds too good to be true. One particular bank is offering a $275,000 loan (OAC), only $1,000 down, no mortgage insurance required, low monthly payments, etc. So what is the catch?? Assuming I qualified for the full amount, which I am pretty sure I will, I could buy a brand new home in my area. How can I have all of those wonderful things and still pay off the loan in 30 years with very low down and a low monthly payment. There has to be something hidden I don’t know about right?


I have bad credit were can i get a loan for 2000?


If you buy a property in foreclosure and the owner files for bankruptcy but the bank sales. Is there anyway..?

to get the property? Here is the full situation: If you buy a property in foreclosure and the owner of the property filed for bankruptcy but the bank sold it. And then the bank tells the person who bought it from the bank that it being filed as emergency court hearing to put bankruptcy aside. The person who bought the property can ask for any damages from the bank? Since they should have known about the bankruptcy and not sold this property.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need a auto loan!?

I find myself needing a new car and as many of you know, times are bad in the economy. I have no credit history what so ever I checked my credit report and there is nothing but zeroes on the report. I am 50 years old and have always saved up my money and payed cash for everything. I have $51,000 in a money market acount getting 4.10% intrest. I was wondering what my chances are of getting a cash secured loan for a new car?. I thought although I could pay cash for the car if I took out a loan it might help me build a credit rateing better then 0. Does anyone know if a bank would likely give me a $25,000 auto loan if I used my money market acount for caladeral?


I own two old cars, would I get to keep them both if I filed for bankruptcy?


Lost debit card racked up $2500 in online purchases?

I recently lost my Bank of America debit card and found out that someone used it to buy $2500 worth of things online. I called Bofa, but am afraid that they will think I’m making it up. Does anyone know how they can find out who used my card? They didn’t seem to have believed me.


Can a person take out several payday loans from different sources at once?

Can this be done in order to make ends meet on a large debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does it take to update your credit report after you’ve paid off your debt?


Advice on credit repair?

Has anyone had experience with or know about the following: www.creditbureauexperts.com Credit Justice Services I am looking into credit repair and would like to know if anyone has ever done this and it worked? If so, please give information about your experience.


Credit report when is it illegal to have?

I owe some money on a credit card and due the slow lack of work I haven’t been making the payments and now they have turned it over to a lawyer who called my home the other day and while talking he began quoting other things off my credit report and he even began quoting my credit score.I asked him how is it you know this and he replied I have copy of your credit report right here in my hand.Is this illegal for him to have my credit report without my persimmon to do so?


What company should I go through to get a private student loan?

I’ve been through Sallie Mae with the tuition answer loan before, and I am leaning towards them. But with this economy, is taking out a private student loan risky, and can I expect the interest rates to be higher?


Do credit cards have pin numbers?

I got my first credit card in the mail today. It is from Discover and I was wondering if I needed a pin and if so where to find it in my information?


Are cars on craigslist reliable?

Okay, so I have 2,200$. I want to buy a vehicle that has no hidden issues and that is completely reliable. I dont want the eingine turning off on me when i’m driving or any problems with the car. I just want the car to run smoothly. So I wanted to pa at most 1700$ for a car. I look on ebay and craigslist and it seems that no cars fall under 1000, even if their like 1988. So I see the average price for cars 1990-1996 is 1500, but it seems that if i save another 1000 I can get a car thats like 2003 or 2004. I remember back in the day my mom bought a car that was like 1988 in 1998 and she only paid like 700$ for it, but it was completely reliable. Anyway, I wanted to know what should I be willing to spend to get a reliable car. It seems that prices for each car fluctuate regardless of year. Sometimes I see something that looks nice and is only like 1000, but i’m afraid it will have some hidden problem. I know nothing about cars and this will be the first car I ever buy. How can I be sure not to be scammed? I want a reliable car in decent cosmetic condition.


Can I return a game bought from Amazon to Best Buy?

I bought a game from Amazon but it will take 1 week to ship. Can I just buy the same game from Best Buy and return the unopened Amazon version when it arrives? Would Best Buy know? Thanks.


Is there any website outhere that will allow more than one payday loan at a time?


Can a person take out several payday loans from different sources at once?

Can this be done in order to make ends meet on a large debt?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I can’t stop using my credit card? Should I file bankruptcy?

I like to spend. Some might call me a super spendaholic. Charge it! I always say. I like to go out to fancy dinners, get really really good wine and just put it all on the credit card and so I don’t have to worry about it until I want to worry about it. Well now my bill is like $8,000 and I’m getting charged absolutely insane amounts of money every month in interest as my rate is 22%. I only work a part time job and I don’t want to quit it for a full time one because it’s a pretty cool job with no stress or responsibility. Should I file for bankruptcy? I personally don’t care about my credit score. If I can get out of this mess by bankruptcy I will.


Can I find out if my employer has filed bankruptcy?

payckecks are being returned. have heard that my employer has filed for bankruptcy. can I find out if this is fact?


I am behind on my mortgage for 2 months what options do I have?

I could pay for 1 payment this month but I cant pay 2 .


Will a cosigner who is also a cosigner for another auto loan affect my chances of getting a loan?

I’m trying to get an $11,000 auto loan through a bank (a credit union to be exact) and they had told me i needed to get a cosigner since i never really borrowed an amount that large. I was going to use my mom as a cosigner. It turns out that she is already a cosigner for another car but its been almost 2 years into it. and i have no one else as of now and i need a car asap. My mom and I both have good credit, if that helps.


Can anyone find the names of the guys in the free credit report.com commercials?

I know that the lead guy in the commercial is a Canadian comedian and musician, but what about the other two guys?


Should I pay cash or get loan for new house? Any tax advantage of getting loan?

I am a first time home buyer. I have $140K in cash for my house. Should I get loan at 6%? Currently I am earning 5% with my CD. My tax bracket is 25% and property tax here is $2500/year. Is there any tax benefits if I get loan?


Getting my name off Ex’s mortgage?

EDIT- We are legally divorced for two years now, he took my name off the title, and bought me out of the equity on the house, now he has until August to get my name off the mortgage, I think if I show the mortgage company the divorce decree they can do it. If not, I’ll have a judge order my name to be taken off it in August…..is that possible?


Magshark.com is it a scam?

I just saw an add for Magshark.com. It is a free magazine subscription website and i am just wondering if anyone has used it or if its a scam.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Algebra II interest rate word problem?

The payment, P, at the annual rate, r, on the mortgage amount, M, that runs for t years is given by the formula: https://media.glynlyon.com/g_alg02_ccss_2013/9/alg02u09c03l23d_p8a.gif , where n is the number of payments per year. 1. What is the monthly payment on a house bought for $200,000 at 6.5% rate of interest for 30 years? Round your answer to the nearest whole number. 2. Kelly bought a house for $100,000 and pays the monthly payment of $800 at 8% rate of interest. How many months will it take Kelly to pay off her mortgage loan? Round your answer to the nearest whole number.


How can Americans approve of a bailout?

If you can’t make a credit card payment due to unemployment, does the credit card company forgive you? Do they let you go and not report you to collection agency? If you can’t make your car payment, can you still keep driving that car? If you can’t pay for your asthma prescription without health insurance, will the pharmacist give you the medication for free? Then how can the government give FREE money as bailout to corporations who are not able to pay their own bills? That too without asking anything in return. A blank check of $800 billion? Why the debts of corporation is forgiven, when the debts of ordinary citizen is never forgiven? Citizen keeps showing fiscal responsibility all his entire life and executive keep taking $25000 spa bath and $400,000 parties on bailout money? And its sad that they brainwash you into thinking this will improve the economy and create jobs. Because absolutely nothing is happening as you are seeing it, except for 250,000 job losses each month! Failing companies should fail just like failing citizen fails when he can’t pay bills. New successful companies will launch when previous ones fail, let the free market cycles take care of itself. If GM and Ford fail, tomorrow there will be a new car company born that will be very successful. It will not be the end of industry. Industry keeps going on, while old firms exit and new ones enter.


How much would $4940 with 17.75% APR amount to be on a 2 year loan?

NOTE: I DO NOT UNDERSTAND APR! I need help understanding it. Just to be sure that I’d asked this correctly..here are the numbers: –>This is what the contract states: Amount financed: $4940.00 APR: 17.75% Finance charge: $964.73 Totaling: $5904.73 to be paid in 24 monthly installments at $246.03. Is the above APR calculation correct? If so, could you break it down for me? Because… –>This is how I see it…..(using the same numbers from above) $4940 x 17.75% = $876.85(should this be the finance charge as opposed to the $964.73 mentioned above?) Thus, leaving $4940 + $876.85= $5816.85 to be paid at 24 monthly installments of $242.37. There is this amount of $87.88 ($964.73 -$876.85) that I is not being accounted for. WHAT AM I NOT UNDERSTANDING ABOUT APR specifically about the above calculation?


Where can i get my credit score without having a credit card online?

I do not have a credit card and I would like to get my credit score online. Do anyone know a good wed site that does not ask for credit card info?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get auto loan with no credit history and no employer?


Can a person take out several payday loans from different sources at once?

Can this be done in order to make ends meet on a large debt?


I need a bad credit loan. Just purchased a home and really need a payday loan but they are not offered in GA.?


Is freecreditreport.com really safe and legit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Im applying for an auto loan?

hi im 21 yrs old, ive lived at the same residence for 8 years, im a college student but also work full time. i have a credi score of 726, i am looking to apply for a auto loan. i have 5000 to put down and am looking at a 20,000 suv . what are my chances of getting approved? and what are the chances i will NOT need a co-signer..ive had my job for well over a year and i dont have any bills besides my cell and credit card bill… thanks…


Where can I get free credit report without acredit card deposit”?”

I don’t have an active credit card since my divorce


Best Auto Loans for someone in the military and high credit score?

My credit score is around 780 and I’m also in the Military. I’m trying to get my first car, Ford. Would Navy Federal be my best option or would anyone recommend something else? thanks


Can I Get a Mortgage after Bankruptcy?

I filed Chapter 7 Bankruptcy in 2002 due to a divorce – and then Chapter 13 Bankruptcy in 2007 due to medical bills and the mortgage payment on my house was on an ARM and I couldn’t afford it – I just completed the Chapter 13 – never missed a payment. What are my chances of getting mortgage in approximately a year or so. I’ve been employed for the same company for 26 years.


Can I claim Repayment of Education Loan in India for Tax Benefit in USA?

My wife and I both are working in USA. I did my Masters here. I recently (in 2009) repaid my education loan back home in India. Can I claim that as a Tax Benefit while filing for Taxes in USA for 2009? Please answer as it seems like I will be ending up paying more this time (approx 4000$) instead of getting a rebate and I am trying to minimize that amount.


Has anyone heard of oakwood lending group in fl offering loans involved with scams?

I APPLIED FOR A LOAN AFTER I THOUGHT EVERYTHING WAS DONE THEY TOLD ME I HAD TO PAY THE FIRST 7 PAYMENTS AS COLLATERAL WHICH WOULD BE APPLIED TO THE PRINCIPAL OF THE LOAN AND A PAYMENT WOULDN’T BE DUE TILL JAN 09. THE UP FRONT MONEY WAS TO BE SENT BY CHECK OR WIRED WHEN I WAS GIVEN THE PLACE TO SEND THE WIRE IT WAS CANADA I GOT UNCOMFORTABLE AND BACKED OUT ANY INFO + OR – WOULD BE HELPFUL


My brother have standard chartered credit card from 2001 to 2004 april.Whenever his outstanding is 24,000/- in?

2003,he paid every month minimum pay around 1000/-rupees up to 10 months. After then he wakeup his outstanding is still 23,500/-.Then he asked to bank for negotiation.He didnt agree and talk forcely.His friend given advice wait some days they will come for settlement. He is follow like that and unfortunately he chaned address and all.But after then he searching so many ways how to clear this due.His name is puts in defaulters. He is worried about that. After 7 years recently november’2011 somebody called him and you have arrest warrant from bangalore highcourt.If you want any clarification ask this case handling lawyer.He given case number.That lawyer told your credit card due is 1,23,000/-.You have to pay immediately upto today evening.Otherwise we cant help.He given credit card number also.He told pay DD with SCB credit card noXXXXXXXXX.My brother tensioned and asked my lawyer cousin. He told dont pay any amount we will go to bank and ask they decide to pay. Upto evening that guys called and threatening like pay or not otherwise arrest warrant is there. My brother didnt pay.Finally he checked his card number,that is not his number. Next day went to Standard chartered bank with my lawyer.There some official came and told whatever default cards all are sold out in feb’2010. Simply he given one mumbai customer care number.My lawyer called that number they given finally one more number that is Shaha finlease pvt.ltd. Standard chartered bank sold to this company.We told them we ready to pay amount but whatever our outstanding in that time that only we can pay.He told once we will cross check and send to your e-mail. After then shaha fin lease pvt.ltd., sent details.They given 3 card numbers.In this 3 numbers 1 is unknown number.Rest of is my brothers primary and add-on card numbers.And payment due is 3,99,000/-They mentioned pay favour of Shaha finlease pvt.ltd.,My lawyer given mail to them we clear all dues no need to pay.They sent statements in attachment by email.In that 2004 april is brothers last transation outstanding amount is 23,500/-After then they added unbelievable interests.But they sent statements upto 2009.Again my lawyer given mail to them for send us statements upto 2011,then we verify and send you reply.But that company is not giving reply.We remind them 2 times.But no reply from them.My lawyer told dont worry,whenever they will give reply then we will follow. But my brother is very tentioning. I saw so many reviews about shaha finlease pvt.ltd..After paying amout they wont give any no due letters.After some time again they starts to harrasse. Please give us proper solution for the issue.We need NO DUES LETTER & in defaulter list his name also have to remove.He is ready to pay whatever his outstanding in april 2004. Please give advices as early as possible.


Is this a good percentage for spider solitaire?

I have played 1179 games for single suit @ 79% wins. And 228 games for 2 suit @ 57% wins, and 1556 games for 4 suit and NO wins!!! Are these decent percentages? Am I doing something wrong in 4 suit???


Can you go online shopping with a debit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much will a missed payment hurt my credit score?

I recently just missed a payment of $11 on my credit card by 5 days. I usually get email reminders but my email was down so I didn’t get one. I remembered that I usually paid my credit card bill around this time but by the time I realized it I was 5 days late. How bad will this hurt my credit score? I’ve had the card for two years with no missed payments until this one.


Can a person take out several payday loans from different sources at once?

Can this be done in order to make ends meet on a large debt?


Where can we get our annual free credit report online?

It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.


Soon to be 1st time home buyer, is it better to go to a bank or deal with a broker, credit score 710?

my husband and I have both been at are job for over three years, are debt to income ratio is pretty good we only use credit cards for emergency’s and pay them off immediately , and have nothing negative on are credit. The only problem is that we want to get pre-approve for an FHA loan because we only have around 5% to put down. Which would be better to go to are neighborhood bank or a broker?


Is the tax return for a single parent student the same as a non-working single parent?

Last year I was on welfare and i got somthing like a 75$ tax return and 600 or somthing for GST. This year I am on student loan and about 19,000$ in debt with no income. Would my return be higher? lesser? or same? I only have 1 child, 15mo.


How do I get my ex girlfriend off my mortgage w/o refi?

We lived togeather for a few years, bought a house, and now broke up…. I NEED her off my Morgtgage she lived there for only 6 months and made 1/2 of 6 payments, now she has a lawyer and they are trying to get me to sell through the court, I’M NOT SEILLING WITH HER ON THE MORTGAGE GET HER OFF THEN SELL! HELP!!!!!


USAA keeps adding interest to my auto loan?

I have an auto loan with USAA, I have been with this bank for almost a year. I only hand my auto loan for about 4 months. Since then the have added like an extra 400 dollars to my auto loan. I am never late because they take automatic payments. I asked why have they been adding money and they say that they charge me interest every month on the loan. The loan was for 12,000. I thought that the interest was added at the beginning of the contract and that was all the interest I was being charged. My APR is 10%. Does anyone have any advice as to what I need to do? Anything would help! Thanks In Advance




















































Why is my credit score different on two different sites?

Why is my credit score different on two different sites?

I have an account with FreeCreditReport.com and TrueCredit.com. Both show my Experian score as of 2/24/2011. However, they are 30 points different. Does anyone know why that would be?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you have a bankruptcy removed if you go back and pay all your past debts that were initially discharged?

I know it would fall off in 7-10 years but I am wondering if my financial situation improves and I am able to pay all past debts and fees – if there is a way to remove that credit mark sooner?


How can i get aloan with bad credit?

i have TERRIBLE credit and i cannot get a loan unless i have a co-signor and i cannot get one. Any ideas on what i can do..?


Any one know what company does auto loans for cars older then 10 years old?

i have a auto loan through capital one for a 1995 toyota. i was wondering if any other company did loans for cars that are older then 10 years old… any one know of any?


What is an acceptable answer to a summons?

I was served with a summons by an agency that I believe has purchased my credit card debt from the original company. (on my credit report, it says this debt has been paid and ‘Charged Off as Bad Debt.) So

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Just laid off, can I get a loan?

I was just laid off and I need 200 dollars more to keep up with bills etc. Everyone says get a payday loan but I dont want to write a postdated check since I dont have a job. Any other ideas as to how I canget a loan from someone. I have never doen this before and have no clue what I am doing really


Will disputing closed/paid in full auto loan with 30-60-90 days late raise score if it gets deleted?


請問 mortgage amount 按揭 最多上到幾多錢會? 是人工的幾成?

請問 mortgage amount 按揭 最多上到幾多錢會? 是人工的幾成? Many thanks.


Why is my credit score different on two different sites?

I have an account with FreeCreditReport.com and TrueCredit.com. Both show my Experian score as of 2/24/2011. However, they are 30 points different. Does anyone know why that would be?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Can i re-open a bankruptcy and put my mortgage on it?

It was a chapter 7 in July 2008


I have bad credit, no job, and no collateral and need to borrow $50,000 cash. How can I do it?


How would a greater than expected rate of inflation affect these people…?

a. the government b. a homeowner with a fixed-rate mortgage c. a union worker in the second year of a labor contract d. a college that has invested some of its endowment in government bond


Is Loan wizards a scam ?

My friend went to Marinello , and called loan wizard for the forgives loan , after she told me , it seemed sketchy , Just want to know if any one knows anything about loan wizards??


Does owing money to a cell phone company lowers your credit score?


Why would my mortgage company send someone to take pictures of my house?


Solving 3 Equation System help?

Chelsea took out three loans for a total of $120,000 to start an organic orchard. Her bank loan was at an interest rate of 8%, the small business loan was at interest rate of 5% and the mortgage on her house was at an interest rate of 4%. The total simple interest due on the loans in one year was $5750. The annual simple interest on the mortgage was $1600 more than the interest on the bank loan. How much did she borrow from each source? please help


Why is my credit score different on two different sites?

I have an account with FreeCreditReport.com and TrueCredit.com. Both show my Experian score as of 2/24/2011. However, they are 30 points different. Does anyone know why that would be?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What did martin luther king mean when he said we refuse to believe the bank of justice is bankrupt?


Economics question (easy question)?

The fiscal policy of a country can influence a person’s financial decision making. Think about our country’s fiscal policy and explain two ways that it has an impact on your own finances.


Is my credit REALLY THAT bad?

I am really frustrated. I have 4 negative things in my credit report: 2 medical bills, a outstanding credit card bill with Citi, and an unpaid internet bill. I am in good standing with my student loans, 2 store charge cards (old Navy and Victoria’s Secret), a paid off car loan, and a paid off furniture account. I have an open account with Fingerhut and I also have paid in full good standing with American Thrift loans. My credit score is 419. I don’t even know how that’s possible. My best friend had 2 car repossessions and defaulted student loans that are now in garnishment and her credit score is even higher than mine. I’m in the process right now of trying to take care of my Citi account, but they refuse to do a payment arrangement with me. The internet bill will be taken care of, and I am going to dispute those 2 medical bills. But I’m really confused about how my credit could be in the 400’s, with no defaulted student loans, a never late/paid off car loan. Can someone please give me some type of advice on why it might be that bad, or any advice on what I can do. I’m not thousands and thousands of dollars into debt to consolidate or anything like that. Best answer 10 points. NO TROLLS!!!


I am interested in a payday loan but I dont know which ones are legit. Does anyone know of any legit ones?


I want a loan to make money. Small business loans/credit cards for ppl with bad credit? Exponential growth?

My house was robbed and all my jewellery and money stolen a couple of years ago. I was about to run a small home business with the money and assets i had saved doing security work. As I didnt have insurance, I got into debt and had to move so I didnt get hit again. Now I have bad credit, is there anyway I can get a loan with bad credit??? I only need a small credit card to help me juggle things. I am now trying to run a business again, but dont nearly have the start or the credit ratings as i previously did, I am still a student and was hoping to run a business in my part-time. I am still making about 50-100% profit per month turnover from my money and business. With this type of turnover even a small loan of 1-2k would grow my business exponentially. Even 10-20% p.a would be nothing for me to juggle around. I know it takes money to make money but I cant seem to get over that 1k-2k hill to start my business growing exponentially. Any tips other than saving or selling my assets?


What is a great auto loan rate?

I have great credit, what rate should I expect to get offered?


Filing bankruptcy and have credit card and checking account with financial institution?

if there are two checking accounts with different numbers but you or the other person can withdraw or deposit from either. if one of the people are filing bankruptcy, can that bank take the money from either persons account if they have a credit card with that bank. . the credit card is in one persons name only.


Can i stop making payment for about a year before filing bankruptcy?

Or can i making a little bit of payment for about a year before filing bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who has legit bad crdit loans? I?

I need a loan of about 1500.00 and my credit is not so good. I don’t want to do the payday loan thing.


Pokemon Emerald: master ball in pc code?

A working action replay USA code for master balls in the pc or in your balls pocket


Best lic policy for age of 28, unmarried?

I want a best LIC Policy for age of 28, Unmarried & best sum assured amount at maturity after 15 years atleast a yearly premium below 20k.


US taxes Can I claim India NRI home loan interest payments?

With foreign exchanges rate changes during the whole year, what amount should I use? Do I have to find exact amounts in USD?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I had a Chapter 7 Bankruptcy in 2001. My credit scores range from 550-624. How many points is a bankruptcy?

I have other negative marks on my credit reports, but I disputed most of them, and now it is just 2 or 3 on each on, no credit cards, just like unpaid doctor’s bills and hollywood video. How much will my score go up when my bankruptcy goes off my record in 2011?


Why is my credit score different on two different sites?

I have an account with FreeCreditReport.com and TrueCredit.com. Both show my Experian score as of 2/24/2011. However, they are 30 points different. Does anyone know why that would be?


I have horrible credit the lowest of the low and i want to get an auto loan but for private party? Help me!?

I want an auto loan so i can buy this car from my friend but i have bad horrible credit, does anybody know who can help me?


In your opinion which wrestlers are legitimate tough guys?

I have heard allusions to Haku(ming),Stan Hanson,and Bruiser Brody as real life tough guys(shooters) but who else have that reputation.List source if possible

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do they match your deposit on a secured credit card to determine the credit limit?

If i go threw capital one for a secured credit card and pay the $200 deposit will my credit limit be $200 or $400 when the card comes? I don’t know if capital one matches the deposit or not but my bank said if i get a card threw them (my bank) they said they will match my deposit on secured cards just trying to find out if capital one does the same? Also since it’s a secured card and i pay the deposit am i guaranteed approved for the card?


Looking to invest $500 each month, what are my best options?

I’m looking to invest $500 each month in something and since I’m knew to the investment game I have no idea where to start. Here’s a little background: I’m married and my wife and I are in our early 30’s. We purchased a home a year ago ($150,000 mortgage) and outside of that we are finally debt free. We recently became debt free by paying off our car loans. So now we have an additional $500 a month that we would like to invest. We both have retirement funds through our employers and have a decent savings account that I pay into using the money from a part-time writing job. So, what should we do with the extra $500 a month? Mutual funds, stocks, bonds, money market, credit union savings accounts………..what should I do? Thanks in advance.


What is a high APR for a $7,500 auto loan with terrible credit?


Im 20 Years old. I need a 500 dollar loan. Where can i get one?

I am 20 years old and i need 500 dollars to pay for some fines i got in trouble for. I used to smoke weed i got caught. Im through that like i hate to sound corny and **** but it did help me find god and i am a christian now. That aside. I need about 500 dollars for some of my fines. I have no credit but i do have a job. Is there anywhere I could get a loan for myself without a cosigner for 500? like over 4 or 5 months i could prolly pay it back in around 800 or 900. I just need the money now. 113 Speeding ticket 265 Drug school 143 Probation ———– 521 so 521 dollars is exactly what i need but i can get 21 dollars easily. so does anyone know where a 20 year old with no credit and no cosigner could get a 500 dollar loan?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Cannot get credit card?

I applied to get a Chase credit card to use on company trips for rewards but was denied for lack of open accounts. I have good credit, pay a mortgage and all house bills on my own in my own name.cell phone, company credit card, have an open account for furniture (12 mon 0% offer). had a car loan payed back in 3.5 yrs instead of the full 5 yrs. What more do I need to get a card?


I have too many payday loans. Is there anyway that I can get out?


What is a good gift for my realtor and mortgage broker?

As first-time homeowners, they have helped us for the past 3 years to repair our credit from a low score of 540 to our present 780. They have helped us with purchase decision-making with cars, etc over the years as to make sure we don’t hurt our own credit. We are getting ready to close on our first home and we would like to buy them both something nice. Do you think a decent sized gift card to a nice restaurant would be ok?


Will most banks give a bad credit client a secured loan?

My brother is 26, and his credit was ruined by his ex-girlfriend. Long story. So, Im trying to help him re-establish his credit so he can get his own place”! 🙂 I offered to contribute $500 towards a secured loan with my bank

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I put my name on the Mortgage with my boyfriend?

Me and my boyfriend of 4 years and a 3 year old son, want to buy a house, because we are tired of renting. If I put my name on the mortgage, then I get my shared half in the future and ownership, If I don’t then I don’t get anything from the house and not even ownership. He tells me is not fair for me to put my name on the Title and not the Mortgage, cause then I wouldn’t be taking responsibility. What do you guys think is best?


Why is my credit score different on two different sites?

I have an account with FreeCreditReport.com and TrueCredit.com. Both show my Experian score as of 2/24/2011. However, they are 30 points different. Does anyone know why that would be?


Is a non-compete agreement null and void if a company files for Chapter 11 in Texas?

If the company I worked for files for bankruptcy in Texas does this let me out of my non-compete agreement. I know Texas is a right to work state but can I go work for their competitor as I have to have a job.


What does the word Mortgage mean?

I’m not looking for the definition. I’ve heard that the word mortgage is derived from Latin words translating into Death Lock” Mort= Death and Gage=Lock. Anyone else hear this or anything similar???”


Can you file bankruptcy on medical bills?

March 2009 I got kidney stones and it caused me around $20,000 in medical bills that I can not afford to pay. I don’t have a job right now and I’m not really sure what to do. (I’m looking for one before anyone suggests that. Just no luck right now…) So I was wondering about filing bankruptcy. Can someone please explain to me how this works? How much it’ll cost, ect. It would be greaty appreciated. I am stressed so bad over this that it’s interfering with my life..


If you pay your car payment early every month will it shorten the term, and by how much.?

Yeah that is kinda what he was saying. And no i didn’t get a bad deal i got a 2010 Honda accord coupe completly loaded 33000 msrp for 25000 off the lot with extended bmper to bumper warranty and i pay the payment early every month and send a different check for principal only usually 100.00 dollars. So 72 months was better for me because it allows me to pay an extra 100.00 just for principal and i got 2.4 % financing on 72 months you can’t say that is a bad deal.


Negotiate Pay-off of auto loan??

I have an auto loan with wells fargo. Is it possible to negotiate the pay-off amount?? I owe about 11,000. I would be happy to get rid of the loan for maybe 9,000.




















































Is a credit check for a auto loan different from a personal credit check?

Is a credit check for a auto loan different from a personal credit check?

I recently bough a new truck, and when they did a credit check, they said my score was a 628, when I got home I checked all three credit scores, and they were all above 720. So I called the dealer, and they said that auto loans were calculated differently???? Is this true?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it easier to get a loan from a credit union than a bank?

The difference between credit unions and banks..


Need to get a loan but most likely have bad credit or none at all…?

Im 20 i have a job and im willing to make monthly payments. I did have no credit but i got turned down by credit card companies and im guessing that caused me to have bad Credit and i need a 6000$ loan!!! People are saying prosper? Im stressed


Where can i get a free credit report from?


Where could I get a FREE Credit Score?

I want to know if there were any places I can look to get a free credit score for free or just a few dollars, I am interested in seeing what my scores are for all 3 divisions.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone understand how rebuilding credit works? better to pay slow or fast? I wrecked my credit..?

Ok so I messed up badly from 18-26, I lost my parents and struggled my way through life and school and ripped off A LOT of banks to cover tuition etc, I officially owe about $20 000 – $22 000 , I just got a great paying job on a 2 year contract. Should I pay the debt off within a year? (14000 is at 0 interest for next 6 months, 4.5 for next 2 years fallowing) or pay of the high interest stuff first about 7000 and then pay off low interest loan over 3 years? What would clean up my credit faster?


$100,000 Dollar Student/ Earning 40,000 a year/ How to pay back loans?

It’s an education degree- You get a 1,000 dollar raise a year. So next year I would get 41,000


Online debt consolidation?

i have maybe 5000 in credit card debt- have long since stopped using the cards, have paid most of them off.. but i am stuck without much income at the moment and need to keep paying these remaining 3 off i dream of debt free-ness! anyone had a good experience with some organization? appreciate any direction! L


Is a credit check for a auto loan different from a personal credit check?

I recently bough a new truck, and when they did a credit check, they said my score was a 628, when I got home I checked all three credit scores, and they were all above 720. So I called the dealer, and they said that auto loans were calculated differently???? Is this true?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Closing costs and down payment on a $55,000 mortgage?

With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size.


Would it be possible for a single person to carry 2 auto loans?

Ok, I’ll try to make a long story short. I divorced my wife a little over a year ago and in our agreement she was to rid me of all financial responsibility of the car she kept and vice-versa. I paid of my Explorer 15 days after the divorce was finalized. My name is still on the loan of her car because she wasn’t able to get it refinanced”. There are still 13 payments owed on the car on which is still financed in both our names. I’ve spoken with the finance company


What do i do about my online payday loan i cant payback?

I have a payday loan that charges 240 dollars every two weeks out of my paycheck. I just lost my job and cant pay it what should I do?


What credit score must one have to be approved for a 0% auto loan?

Has any one ever qualified for a 0% auto loan? And if you did, what was your credit score? How many years was your auto financed? 36, 48, 60, or 72 months? Thanks.


Can you conslidate payday loans someone help?


Auto loan with my credit?

I’m going to be in the market for a car soon. I’m thinking a used car with a loan for about 25k, 5k down. I have about 30k in student loan debt (my only debt) and make about 60k a year. My credit score currently is 670. Do you think I can get a good rate through my credit union (they offer as low as 3% for used cars)? Thanks


Can you declare bankruptcy without a lawyer?

i would like to file for bankruptcy without having to pay a lawyer


I think I’ve been scammed, should I cancel my credit card?

I authorized it over the phone. How can I cancel? They will still charge me the fee


Is a credit check for a auto loan different from a personal credit check?

I recently bough a new truck, and when they did a credit check, they said my score was a 628, when I got home I checked all three credit scores, and they were all above 720. So I called the dealer, and they said that auto loans were calculated differently???? Is this true?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit scores?

trying to find out what my credit score is can you please help me?


What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?

im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4-5 year loan for $13,000?


How do they actually determine your payment amount in a bankruptcy?

We filed a Chp 13. The reason I ask is because they are taking over half my net pay biweekly and my spouse is only paid monthly. So I am more broke and frustrated. Basically we are barely making it! I would like to go back to school to finish my degree, but cant afford it. Other than a chp 7 do we have anymore options. Is there any help out there?


Loan question?

Is there somewhere or anyway somebody can find a loan with bad credit , not cash advance a long term loan ?


Why the heck does it take so long to get approved for an auto loan?

I must admit, the wait is exciting, but frustrating, wondering, etc. Full of anxiety. I contacted the dealer when in return, he told me to go to the website and fill out an application and he would look it up immediately. It’s been 2.5 hours. Why the wait?


Reverse mortgage for under 62?

i am a disabled man age 59 and my spouse is 50. because of huge medical costs my credit is in the toilet. i have a limited income and i am on social security disability. i own my home in oregon outright. the value is approx $300,000. i desperately need some repairs done on the home in order to put it on the market. cant qualify for conventional loan but need to borrow the funds. where can i and is it possible that there is a reverse mortgage available for us. only need to borrow about $20,000 but cant repay until the home sells and closes. any ideas?


I need a 1500 dollar loan?

I need a $1500-2000 loan and pretty quick. I do not want to get into any kind of payday loans or anything like that so. I have bad credit…my credit score is around 550 so you know that one. How and where can I get the loan that I need without any application fees or anything like that.


What website is the best to apply for an auto loan no matter where you live in the U.S.? High approvals?

I really, really need a car, but I’m sure I will have to use an auto loan place as in applying through the internet. From your own experiences which one should I go to that would probably accept almost anyone without having to have a co-signer and all of that mess, but I do have a down payment of at least $500…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get an incorrect address removed from credit report?

I’m checking all 3 of my credit reports. Everything is accurate except for one of them has an address incorrect. I’ve never lived anywhere near that town. I clicked the dispute an item” button


What are the interest rates on auto loans presently?


How can I stop payday loan companies from debiting my account?


I have a lot of student loan debt and need a car loan.?

My loans are in deferment and can remain that way because I am a teacher in a low income area. Are there any car loans that will exclude deferred student loans like FHA does for a house?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long do I have to finance my car and pay it off before it looks REALLY good on my credit?

I took out an auto loan in May 2010. This is my first car to finance. I want it to look really good on my credit. How long do I have to make payments on it, before I pay it off and it looks like a big plus on my credit reports? Please tell me how you KNOW this too.


Is a credit check for a auto loan different from a personal credit check?

I recently bough a new truck, and when they did a credit check, they said my score was a 628, when I got home I checked all three credit scores, and they were all above 720. So I called the dealer, and they said that auto loans were calculated differently???? Is this true?


Do Walmart PrePaid Money Cards/ MoneyPaks help build credit?

I’m looking to build credit in the next few months. Do These Walmart Prepaid cards help raise your score? Is this the same thing as a prepaid credit cards? I have absolutely no credit what so ever and finding it hard to get approved for anything these days.


I want to get my credit report – which agency should I use?

I’m trying to get my credit score up so periodically I want to review my credit report. What non profit agency should I use to get all three reports, and is it certain to be a soft pull so that I don’t take any hits on my credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Low on cash-know any good websites?

I’m low on cash, and was considering getting a payday loan. Does anyone know of a safe and legit website to get one? Thanks 🙂


Where can I find a reliable pay day loan online?

I am look for a secure website that i could get a payday loan online?


If you get sued for being a cosigner on an auto loan the primary defaulted how long till it falls off credit?

i was never notified of anything to do with this loan until i got the notice of being sued


How long does it take to get a credit card in the mail?

I applied for and was approved for a credit card on thursday, wondering when I can expect it since I am leaving town in two weeks and would hate to have it sitting in mail box… Thoughts comments suggestions? thx guys


Can someone use my credit card online even without knowing my billing address?

Let’s say someone stole my credit card and has my number and security code. How could they purchase something online without knowing my billing address?


I am planning on buying a home it has been a year since i had a bankruptcy discharge. My husband didnt file fo?

my husband didn’t file bankruptcy, we want to buy a house, can that affect us or can they only use his credit ,he has excellent credit. but we want it to be on both of our names thanks


Can bankruptcy hurt employment opportunities?

I have a friend who filed chapter 7, and is a phenominal systems engineer. He was offered a nice position at a financial firm. Before they ran a background check, he informed him of the bankruptcy he filed a year ago. Reason for filing is because he was layed off from work for a year. He went through lots of hard times, but is bouncing back. So now the company turned him down and said he’s not eligible for employment according to their HR department. Can they do that to him?


Has anyone heard of I3 Lending mortgage company?

They have offered me an excellent rate (3.5% with 3.5% APR and our lender fees of $1695 and appraisal fee of $400 would be credited to you by us if rates stay the same”) but I can’t find any reviews on them. Let me know what you think of them!”


Credit information bearue for cosumer loan?

credit worthiness for personal loan, business loan india base

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it easier to get a Loan or a Line of Credit?

I’m not too sure of my credit rating, but I don’t think it’s bad.


Is a credit check for a auto loan different from a personal credit check?

I recently bough a new truck, and when they did a credit check, they said my score was a 628, when I got home I checked all three credit scores, and they were all above 720. So I called the dealer, and they said that auto loans were calculated differently???? Is this true?


TCF bank card vs. Credit card?

Thanks for the thorough response! I see points are pretty enticing. It’s just I’m not the person who likes to wait to do things, and that’s why it seems more convenient for me to have my money withdrawn immediately rather than having to wait for a bill. But I also see the security of a CC… There’s like a buffer that gives you time to cancel charges in case a thief uses your card (where as a thief can immediately purchase items with a bank card). For CCs, are bills usually paid through the mail anymore? I know my pops pays over the internet, straight out of his bank account.


How can I get a credit card with a bad credit history?

I’ve been trying to get a credit card for more than 2 years. When I was 19, I had some financial problems with my Phone company that spoiled my credit history. 4 months ago I paid in-full all my debts (I had ONLY ONE), but I still cannot get a credit card – the main reason is that I have insufficient credit history. I regularly pay my rent, electric, phone bills, but none of these companies report my payments to credit agencies. I am interested in getting a minimum credit limit, so I can start improving my credit history. Is it possible to do something in my situation?


What credit card can I apply for a credit card with low credit? I don’t have bad credit.?


Can you buy a house if unemployment is your main source of income?

I want to buy a house, but I was laid off in 2008/April, and I’ve been collecting unemployment checks as my sole source of income while going back to school to receive my bachelor’s of science degree in May 2010. I am currently living with my fiancee’ and long for my own house and independence since we have not set a date. He is a widower and I live in the house where his deceased wife and he lived for over 20 years. He won’t do any improvements nor allow me to have freedom to decorate, add my own touch, etc. My 16-year old daughter lives with us too, and I want new furniture for her bedroom, to paint, he objects – I want to move out and get my own place. I give my fiancee’ $250 – $300 each month on utilities and have financial aid – grants and loans that I use to pay my own way, so I want to know if I can get a mortgage with unemployment income, so I can move and have MY OWN!


What’s the most expensive car I can afford on a $50,000 net income salary?

Can I get something in the 60K range? Say I pay $5K deposit, so now the car is 55K. Take out a 5 year loan which would put the cost at $11K per year but lets say 12K with interest. so for 5 years I will pay $1000 a month for the car. My net income is $50K so 12K is just over 20 percent of my income, and less than 25 percent. Will I be able to make this loan?




















































What happens if I purchase 2 items on a best buy credit card at different finance lengths?

What happens if I purchase 2 items on a best buy credit card at different finance lengths?

I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can i find a private lender or loan shark” in chicago?”

If you are or know of any loan sharks” or private lenders even if mafia please contact me no spam I know the risk including the interest rates and terms so no responses about not doing it. email me at deandre_nesbit@yahoo.com”


Friend owes over 100,000 dollars in hospital bills?

I closed the answer poll by mistake,but my friend got shot in the leg outside in a drive by, they were shooting at someone else and he was innocent bystander getting out his car,but he lives with his mom and he has no insurance, so after the surgury they charged him over 130,000 dollars in bills…what can he do to fix his credit and get rid of these bill which is dam near impossible for someone to pay off


K12 online schooling ( is it a scam )?

I talked to someone from k12 and it almost sounds too good to be true, that they will send me a free computer and my mom looked up k12 scam and alot of articles came up on how theyre under investigation ect.. my mom will talk to them again tmrrw at 1 but I just really hope this is not a scam because I would love to be apart of k12 if you have any information about this program please feel free to let me know , thanks in advance !!


Best way to perform credit checks on potential tenants?

Having just won a judgement in my favor against a non-paying tenant, I am looking forward to evicting him and then garnishing his wages (legally, of course). Now, I have to find a tenant to replace him. What I should have done before was do credit, background and history checks. What information do I generally need from an applicant? Social Security Number, perhaps? Are most tenant willing to give their number up to an otherwise complete stranger? I was wondering what your experiences have been. Thanks in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Whats a good credit card after you file bankruptcy?

I’m trying to build my credit after our BK.


What does recurring mean in pay sites ?

What if I join a website for a 1 month membership 12.99 $ recurring with my credit card ?? What happens when that month is over . ??Will the website take away 12.99 $ for the next month too automatically from my credit card without me knowing or what ??


Will my credit score be lowered if I check or inquire about it?


What happens if I purchase 2 items on a best buy credit card at different finance lengths?

I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan lenders for people on benefits?

Hi I need a small payday loan-I am on dla and incapacity-does anyone know any payday lenders that accept people on benefits/ I can’t find any. thanks


Where can i get a free credit report?


Is it better to borrow $10K on a auto loan @ 8.25% for 36 mos. or on a home equity line of credit at 10.2%?

I want to buy a car and need a 36-month loan. I have the choice of $10K loan from e-loan at 8.25% or drawing from a home equity line of credit at 10.2%. There are no closing costs on either. I want to know which is the better option in terms of overall cost to me over the 36-month period. Bear in mind that I can deduct the interest on the HELOC but not on the auto loan.


What would be the best mobile tool franchise?

I’m thinking about going into business for myself. I’m a mechanic and own my own shop but thinking of selling it and starting a mobile tool franchise. I know what my tool guys tell me but want the unbiased story.


What are my odds of get approved for an auto loan?

I have had my credit card for a good 4 years now.. and my recent credit score I checked was at 701. don’t know if I will have a co-signer…but I do have a steady income and I have $20,000 in student loan debt.. Will I need a co-signer? and what would the max they would approve me of be around?? new to this! help


Where can I get a personal loan for $6000? I have bad credit but steady income. Any help is appreciated!?


I want an online payday loan but only have a savings account where can i go?


Does anyone do home equity line of credits (heloc) in third position?

First and second mortgages combine for 60% LTV. Both have fixed rates which are very low (<5.5%) so I don't want to mess with them. Looking to find a small HELOC for convenience. Does any recognized lender subordinate to third place?


What happens if I purchase 2 items on a best buy credit card at different finance lengths?

I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much is the court charge of chapter 7 bankruptcy information?

an approximate amount on filing this chapter?


How can i get a family plan phone with bad credit?

we need a family plan phones for family but me and hubby has bad credit…we are looking for a services that give free phone and free plans and pay everything on first mnoths bill… does anyone know any providers that will let us…we need one really bad…thank you


Insurance on a 1979 Corvette Stingray?

btw, now you’re aware that a 16 year old can afford a nice car.


Is an annual percentage rate of 14.74 on a credit card considered high?

….that’s what mine went up to, it seems somewhat ridiculous…..


Why can’t I view my credit score online?

I turned 18 in november and wanted to double check my credit is untouched because we had a identity theft scare when I was younger where the man has a hold of my SSN. I put in the information and these are the messages I recieved: No Record Found We cannot obtain your Personal Credit Report information. What happened: The system was unable to retrieve your Personal Credit Report. Explanations: We do not have a record that matches the information you entered on the order form. It’s possible that we do not have your current information if your personal information (name, SSN, address) has changed recently. Please order your credit report by phone or mail. Equifax: We’re sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of reasons that we may be unable to fulfill your request online. You may have a Security Freeze on your credit file, an Active Duty Military or Fraud Alert, or the identification information submitted online may not match the information on file. The following link will lead you to a form that is not screen-readable at this time. However, this form is not required to request your free Equifax credit report by mail. Please send your name, current address, former address, and social security number, along with any documents described below, to the following address: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. For assistance by phone, please call us at 800-685-1111.


Any 2009 Tax exemptions for a divorce and Ch 13 bankruptcy?

I’m working on a friends taxes, and though i’ve been doing my own for many years, this is the first time I have had to deal with a divorce & bankruptcy situation. So here is the question….. My friend filed in early 2009 for divorce and bankruptcy. She was head of household (the POS didn’t want to work and lives with his Mommy now – still unemployed). Anyways, are any of her expenses for either the Ch 13 or divorce deductible? She pays $400/mo into the bankruptcy plan, lost her home, and for this year, will be claiming 2 or their 3 children as dependents. So are the following deductible: Lawyer fees Ch13 payment plan Anything else???


Is tmart.com a scam or not?

I really want to buy a few items from there but I’m not sure if its safe. Anyone ever tried it?


Which one of these will help a persons credit score raise much faster?

JC Penney credit limit 2,500.00 JC Penney available credit 1728.14 Capital One auto loan monthly payments are 327.00

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best way to buy a house from a relative.?

we are looking to buy a house from a relative, we don’t have a deposit and currently rent so cannot release equity. We have heard that you can pay to have the deeds put in our name first then once we own it on paper we can raise the money to pay the relative. Is this true and how easy is it. Or is there another way.


What is the best online site to get a copy of my credit report that is detailed!?

In process of organizing finance to purchase house and need a copy of my credit report to see any negative info or reporting that I need to fix. I live in Arizona and would like to know the best site for the most detailed report that is accepted by all creditors. Thank you


Please help: How do I get a bad credit loan that is more than a payday loan?

Please be aware if you are following any of these links that anyone from Nigeria is suspect. One scammed me and to be honest I have not cleared up which one because information was accidentally sent (by me) to the wrong person however I am informed that the other person also received a deposit that could only have been paid to them with ID. These people are GANN TIFANY Will an insurance company not hire me as a claims adjuster if I have filed bankruptcy?

due to spouse becoming ill and losing her job, we lost her income. we were forced into a Chapter 13 BK. will an insurance company not hire me because of this if they run my credit report?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What do banks look for when applying for an auto loan?

Hey im 21 and I live in Toronto, ON Canada…my monthly income is $2000 and i only have my cell phone bill of $100 and my credit card payments of $30 a month to spend…My credit score is 650 -700 and i make all my payments on time and never miss them. My bank that i deal with is TD CanadaTrust..I have no assets…I was just wondering what are the things that could get me approved for a $23000 auto loan for a new car ?…ie: age, term at job, credit score, assets ? like what is it all about? how does it work ? and is this the best thing for me to do ?..Please let me know….Thanks


What happens if I purchase 2 items on a best buy credit card at different finance lengths?

I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks


Does it hurt your credit score if you are shopping for an auto loan and the report gets dinged too many times?


0 Search Results for Where is a good place to apply for a preapproved auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there really a website i can go to and get a free credit SCORE? If so what is it?

I keep going to these websites that end up having fees, is there one that doesn’t?


I need to come up with $25,000 fast?

I need to make $25,000 within the next 3 months. How can I do that? I don’t want to break the law, so do not suggest.


Can anyone please tell me How can I check my credit?

I want check my credit? Please tell me how can i do it? If I want to rent an apartment, they want my credit check, Please tell me how I can check my credit? Thanks


How will I live on a 60k salary?

I live in Miami FL. & I have dreams you know, on the car I want in the future, the house I want etc. But I need to start being realistic. My goal is to become an RN, I will be making about 60k to start, and if I continue studying I can become a CRNA and make over 100k a year but for now the goal is RN. So lets say 60k. What kind of house do you think I can buy? Price range? Will I be ok financially?


Can you be prosecuted for not paying a payday loan back?


Can I get payday loans as this ?

All I want to know IS it ILLEGAL?


Where can i get a second copy of my credit report w/out having to pay??

just got a copy 1/8/10 now i need a second


Where can I get a credit report that is 100% FREE?

I hve checked numerous sites that claim to offer ‘free’ credit reports, though I have had no luck. Most want one to sign up for a ‘free’ trial membership (which still requires a credit card number). I am trying to clean up my credit, not make it worse by charging a membership online. Does anyone know where I can obtain a copy of my credit report for FREE (hence not needing a credit card) to sign up????? Also, I would appreciate a safe site (as one needs to provide their SSN to obtain such information)???


How do I get a cheap divorce in Florida?

We lived in NY when we were married so it will be an out of state divorce, if that makes a difference. He still lives in NY but I’m in Florida. He refuses to pay half of the divorce. I guess I have to bite the bullet and pay but I don’t make much money. The cheapest I heard was a place that does the paperwork for $348 but then court fees are an added $350. Any suggestions?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When can internet porn sites charge when no credit card information has been entered?


What happens if I purchase 2 items on a best buy credit card at different finance lengths?

I just purchased a new computer not too long ago from best buy because mine crashed for the 2nd time in 2 yrs. I did the 0% 18 month financing and my monthly payment is about $50. If I purchase a TV I have been saving up for and it comes with 0% 36 month financing, how does this work? If I add the computer to the tv and spread it out over 36 months I come out about $53/mo for 36 months. That doesn’t seem right to me. can someone explain if this is what will happen? Or will I have the $50 for the computer and then the $33 for the TV separate? thanks


I can I get a auto loan with no credit on an $8,000 car?

I’m only 19, so I have no credit. Is there anyway to get a loan/money to buy a Jeep Wrangler from a dealership? – I have a co-signer (she has very little credit history). – I have no money to put down. Is there anyway of doing this? I know it sounds grim, but I need a car!


Whats the best thompson airsoft gun?

what brand and what websites do i look at


Hi Friends, Planned to start business in Trichy (Dt) or Musiri (TK) location with small infrastructure. Kindly share some suggestions.?


I had a charge off on my credit report that recently came off. Can a collection agency put it on again?

The date of 1st delinquincy was June of 2002. The charge off came off of my credit report last year. Today, I received a letter from a collection agency stating that they are trying to collect this debt. My question is, now that it’s off of my credit report, can this agency sue me or turn it against my credit again? I live in Texas, and the law here states that it can show up for 7 years. Thanks for the help!! Please, no rude answers :0)


690 CREDIT SCORE. IS THAT GOOD ENOUGH FOR A CAR LOAN.?

I went to the bank today to see what my credit score was they told me that it was 690 is that good. Ohh and im only twenty. Im wanting a new car by june just wondering to if that would be a good enough credit score to get a loan. And im going to put down $5000 and it will cost $17000.




















































What are the different types of bankruptcy?

What are the different types of bankruptcy?

I know there is two types of bankruptcy. Chapter 7 and 13. What is the difference between the two?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Nj Real Estate Question?


Can you still get loans after filing for bankruptcy?

I know it stays on your credit report for a long time, but will lenders still give you a mortgage or car loan? Is the interest really horrible? Just wondering.


What is an online check?

And how does it work?


What to do if you have Negative Equity on an Auto Loan?

I currently have about $4000 negative equity on my auto loan. I don’t know what to do because I need to sell my car but I cannot get what I owe. I can’t come up with the $4000 difference. The reason I want to sell it is because my payments are way to high..about $600/mo and I can’t afford it. My credit isn’t that great either. I have been to many dealerships and they will not finance an older car and lower my payment. I can get a newer car but have the same payment, wich doesn’t help me because that’s the entire reason I need to get rid of this car. Very Frustrating! I don’t know what to do….ANY SUGGESTIONS WILL HELP.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Federal home loan bank act?

what was its main purpose


Secured Auto Loan Question?

Can you get a secured auto loan using the vehicle you’re gonna buy as collateral?


Home Loan after Bankruptcy?

My bankruptcy discharged a week ago. I have 25K in savings. I want to buy a home of 250K with 25K down. I make around 70-80K, disclosed in papers and have no car payments or any other debt. Can I get a loan. If yes, how much payment am I looking at, for fully amortised 30 years loan?


What are the different types of bankruptcy?

I know there is two types of bankruptcy. Chapter 7 and 13. What is the difference between the two?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Because of the current economy, I’m finding it hard to comply with my auto loan?

Because of the current economy, I’m finding it hard to comply with my finances. I have an auto loan and I may have to turn it over to the finance company. The car owes much more than what it’s worth. My credit will be affected. Can they put a lean on my house?


What bankruptcy chapter is for credit cards only?


What does a Mortgage Lender Recapture period mean?

someone said there is a 6 month recapture period, not sure what that means?


What do you think of Obama’s statement that the gov. should guarantee auto loans?

To Joe the Plumber: I watched the debate, didn’t you? Here is my back up. I am sure there is more. Try Google. oops I mean Yahoo search. http://www.freerepublic.com/focus/f-news…


Calculus 1 homework help please?

If a snowball melts so that its surface area decreases at a rate of 3 cm2/min, find the rate at which the diameter decreases when the diameter is 9 cm. (Give your answer correct to 4 decimal places.) I’ve gotten a coupe things, and they’re both wrong…


How soon after a Chapter 7 Bankruptcy can you buy a home?


Lawsuit from second mortgage loan?

I have filed for bankruptcy do I have to file an answer with the court and pay filing fee regarding lawsuit or by filling for bankruptcy this will stop the lawsuit. Bankrutcy lawyer said I had to let the court know but court wants me to file an answer and charge me a filing fee of $395. I went to court and judge said the court was also broke and I should pay an installment fee. The lawsuit is from second mortgage for breach of contract on money lent. – edit


I am considering filing for bankruptcy. Family property/?

I have lost my job and I’m in a considerable amount of debt. My grandfather passed away a couple of years ago and when this happened my grandmother signed her house and assets over to myself and my sister. I was selfemployed at the time and signed my share over to my sister 100%. This was 2 years ago and my grandmother is still alive and in the house. Would my filing affect her or the property? Many thanks for reading


What are the different types of bankruptcy?

I know there is two types of bankruptcy. Chapter 7 and 13. What is the difference between the two?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who will do a used auto loan for a car older than 7 years?

i only need like a 5000 dollar loan, but no one will finance a car older than 7 years, and the one I want is a 2000. What am I supposed to do?


Is it possible to get out $8,000 in negative equity on my car loan?

I want to lower my car payments but don’t have much cash to put down. can rebates or cash back help to bring down that negative equity? kbb & other sites give my vehicles worth @ about 4,500 to 5,000! & i owe 11,845. i would like to find something 4 around 15,000 & possibly lower my car payment as well. don’t want to refinance either. because i need a larger & roomier vehicle. i still have 46 payments remaining. & what about leasing? have seen specials for 48 month deal. could this help off set some of the equity problem? I would appreciate any suggestions in this matter. Thank you!!!!


Where and how can I raise $1,500-$1,700 in 48-72 hours?

Where and how (money making system, grants, service, organization, person) can you raise $1,500-$1,700 in 48-72 hours with very little or no income to show, you can refund guaranteed in 2-3 months? (I’m not talking about payday loans here) Regards


Will I get approved of a car loan with a 737 credit score?

I got my score off credit karma.


I have question about my credit score…?

Do you know of a number or a website to help me answer about my credit information or general questions about credit history report without paying them money or signing up for information


I have 6 payday loans. If I close the account from which they ACH debit what will happen?


My Experian credit score is 320 but Equifax is 790?

I have been monitoring my Equifax score for the past year and it has risen from 510 to 790, but the Experian score has remained very low.


Can Equifax (etc) be sued for Defamation of Character?

I know this sounds silly, but I’m wondering why (when I haven’t missed any payments, paid the same amount as always – on time, etc…) my credit score has changed because banks have paniced. My available credit limits were slashed, which lowered my credit to available ratio, which caused them to raise interest charging me fees. (Hurt monitarily). Every letter I get says Based on information from Equifax” so their reporting is directly responsible for my increases

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Using US credit card in Europe – Czech republic?

Hi. I will travel to Europe – Czech republic soon. My question is – can I use there US issued Visa credit card? Will there be any fees if I will use it in store? What about fees in ATM machine? Thanks.


Listing someone as co-signer without their knowledge or permission?

There’s a credit card I’d really like to get, but my credit history is too limited to get it on my own, so I need a co-signer. Well I work in medical billing at a nursing home, and have access to the social security numbers and information of all the immediate relatives of all our patients. And these are high middle class people who can afford to house their relatives here. Most would likely have excellent credit. Gold mine of co-signer information. Problem is, many have credit monitoring, and they will receive a call or email saying There was such and such inquiry made on your credit


Can i use a auto loan as a down payment for a new car?


How do I get a free credit report?

I need a free credit report, but I dont want to go through the crap that they want you to buy first, can anyone help, thanks in advance.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I paid electricity bill but it hasn’t cleared out of my bank?

I made a payment that was due today (but I paid it on Friday) it says the payment has been successful ( online account) and that it is up- to date. But when I checked back at my checking account, it did’t have anything about it. Usually my debit card will have transaction but it’ll be 2-3 days till it’s fully cleared but for this one, it doesn’t have anything about it. Should I call the electricity company sometime this week to see what’s up? Or the bank? I don’t know why it doesn’t have a history of me paying the bill like it usually does even though it takes 2-3 days to clear out.


What are the different types of bankruptcy?

I know there is two types of bankruptcy. Chapter 7 and 13. What is the difference between the two?


How do I pay off all the payday loans I have is there a debt consolidation for that?


Will you still get your pell grant if you graduate a semester early?

I graduate this fall but have been awarded a pell grant for this fall and spring of next semester. I’ve only received the grant for this fall and am scheduled to have the remainder disbursed for spring of next year, but I will be graduating in December. What happens to the grant? Will they cancel it or will they still send it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am looking for a loan shark in south africa cape?

i am looking 4 a loan shark in cape town south africa to lend me R40000 have a car as security. No scammers pls. I wont pay money upfront for a loan


My parents want to kick me out at age 17 what should I do they will kick out?

okay here is what happened they dont wanna take care of me any more they say i dont belong in their family and culture. so far they said we will call the cops and kick u out if u dont dont break things. laptop $700 ( i paid for it) (at 3:00AM)i was sleeping they woke me up. parents come they say u have to break your laptop we cant see u with it anymore. cuz i forgot to take out the trash. so i had to break it with my bear hands and i couldent use a hammer. cellphone ($300) (I paid for it) i was sleeping. my parents were talking about getting rid of it. I was sleeping i felt that someone came to my bed and took my phone for a while then threw it on the ground . Then when i wake up i see that the power charger thingy is broken and the battery connector part was removed and partially distroyed. i buy with my hard working own money 90% of my clothes ever since i was 14. my mom took more than 20 of my clothes. jeans shirts pants etc. i lost them in my own house. i find my clothes in my parents room i dont know why. Then mom says that my sister brings them here. she also started wearing my clothes for some weird reason and doesent want to give it back. They want everything i buy they say i will distroy it then they end up destroying it. my sister tried to break my bike chain. Like how does she even know where and how to break it. its like someone thought her. I cant find my health card. sin card. wallet. passport i understand but why cant i have my health card sin card. i dont userstand. Even if i have it in my room wallet pants. some f***** seems to be taking them back to my parents room. they say they keep it so it doesent get lost . they will barely take me to doctors apointments. deny my medical care needs. and say i should go die. they say they will not help me with my life and i should go die somewhere. I dont understand atleast let me go. All i asked them was to just give me another suitcase so i have 2 suitcases for all my belongings so i can take them when i move. They are like go buy your own. like they recived $100-$250 every month because my parents were unemployed and he spent it all on paying his loans and sending money home. even after loans he used the child tax return to buy his couch, tv and a whole lot of other stuff. I starved for 2-3 years not being fed properly. And this happened for 3 years. now he only gets $50 a month from my child tax thingy. Lets be honest about this thing. They took be backhome they left me there for 6 months and they were going to comeback. I tried my best to get kicked out from hostel and then came home. I had to torture and beat up alot of people so i get to come back to canada. I was living in poverty in backhome like real poverty. fed once a day or not fed at all. My dad got scared of what i might do and he made me come back. I was 14 years old he kicked me out. I lived in group home for 1 year came back at 15. Ok the reason for all this is because i deny the coulture and relegion of theirs. And due to muslim standards things are really stricted. My parents never praying in their life but their coulture hunts me. they are trying their best to make me not have any resouces so when i get kicked out i will have to end up on the streets. Im in grade 11. help me plz give me some advice what i should do cuz im stuck. i cannot quit school i need to graduate. Where will i live where will i work and support my self. I am stuck. They will kick me out in 3 months!!!


How to file for Bankruptcy from Abroad?

I am in a situation that the debt I owe is overwhelming due to the poor economy in the area of my businesses. I am self-employed and a sole-proprietor of two businesses, both of which rely on new construction. I also happen to be a dual-citizen. What I would like to do is go back to Europe to start over again and to be close to family and to have a support structure in-place, something I lack here in the US. The government there also is a Social Democracy meaning you will not go homess or hungry, unlike in the US. I’ve not been able to get any unemployment benefits because I’m self-employed; not until I file for bankruptcy – but if I file I will move back ‘home’. So, I would want to ship my personal effects back in a shipping container (clothing, furniture, bicycle, motorcycle, computer, kitchen ware; the container costs a pretty penny. I would pack up the stuff and ship it off and then fly home myself while I still have all payments up-to-date and active credit card(s). How can I file remotely and from abroad, because as I understand it once I file all the assets I have would be tied up and/or liquidated. I couldn’t pay for the container for my personal effects, anymore. Even if I am able to file remotely would I automatically be charged with bankruptcy fraud for hiding assets” whether or not what I sent home would have been within the permissible limits of what I would have been able to keep under Chapters 7 and/or 13. As I would not be a wage-earner as I would be moving back into my parents’ flat for a while there


Question about bankruptcy..?

I owe the IRS $ 13, 000 and I have some medical bills from a few surgeries that I had . If I file bankruptcy, will this debt be erased? Also, are there any organizations that help a person file for free or at a reduced rate? I’m in the NYC area…


What is the difference between variable mortgage and a tracker?

My 2 year fixed rate with the Nationwide is due to finished shortly and I have been advised Nationwide will still offer the best rate for my mortgage. However I am unsure what the difference is between a variable and tracker. I dont want a variable as I want to control by monthly outgoings but cant see how a tracker is different to this, as doesnt a tracker follow the base rate like a variable rate? I dont know what Im on about and need your help! Or is it best to stick with 5.78 fixed with no fee?


Does anybody know a website where i can get my credit report?

does anybody know a website where i can get my free credit report without a credit card verification and that will be 100% free of charge?


What is the best credit card to rebuild credit after bankruptcy?

It’s been a year since I filed for bankruptcy and I need to start rebuilding my credit. What is the best credit card for this that doesn’t have outrageous processing fees, APR, etc.?


Auto Loan Contract (6 Year Loan turns Into an 8 Year loan)?

I purchased an SUV in 2005 (6 year loan) my loan was to finish in June 2011. I called the finance company to get a pay-off January 2011and they said I still owe them $14.000.00 Note: I gave the truck to my cousin in 2009 since I couldnt afford the payments due to my employer cutting wages. My cousin got upset and gave me the truck back. I called the finace company again and aked what was happening, they said it was an insurance lapse which took it up $4000.00, Differments on the truck (Which i did agree with) and now, they said the rest was due to the truck payment being paid late every month, I understand and agree with the late fee BUT” I didnt know they could also add interest for everyday it was late aside of the late fee


What’s the difference between chapter 7 and chapter 13 bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What would my cash advance limit be?

I hadn’t specifically decided to do it, thats why I’m doing my research. Thank you for the information. I’ll be choosing a different way to get the money, other than my parents since they can’t know what I’m getting. They have told me that If I am paying for it, its my business as long as they don’t know about it.


What are the different types of bankruptcy?

I know there is two types of bankruptcy. Chapter 7 and 13. What is the difference between the two?


Monthly payment on my debt? Debt consolidation?

I have about $9,000 in debt and I need to get in good standing with as many as possible to help my credit so I can get a car. I cant afford much, maybe $400 a month at most. Is there someone I can go to that will get in touch with all of them then I can just pay them each month? I really only want one bill instead of having to pay like 9 people. Do these places cost a lot?


Can my wife file bankruptcy? or do we both have to file ?


Is it better to pay the principal on a car loan or save the money & pay it when the balance gets low enough?

We owe $7000 on our car loan. May 08 is when it will be paid off if we continue to make pymts every 2 weeks. Should we pay extra each month towards the principal or just put that money in savings until we have enough to pay off the loan?


College student with no credit. How can I get a Credit Card?

I need a credit card, but every student card I’ve applied for have been denied because I have no credit history. I have no money for a prepaid card, so how can I start my financial history?


I need a 500 dollar loan….?

OK so i need a 500 dollar loan in less than 8days i need to pay two fines of 250 dollars each of course i might not have to pay the 500 in 8days if i get an extension but, the point is if i dnt get an extension then i am going to have a loan for sure and i DNt have a Job right now and even if i did have one i wouldnt be able to pay 500 in 10 days nor could i find a job that pays 500 a week in less than 10 days so please some one help me i need to have 500 dollars by 6-29-09 and its 6-22-09 alreadyy help mee i cant ask my parents for money thats for sure cuz they dnt know i got a fine n its my first one so i dnt [lan on telling them