Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where to borrow money that is not a payday loan?

My sister needs $2000 for that could be repaid in 2 months. She just started a new job, has bad credit and no personal contacts who can help. Suggestions (serious only, please).


Where is best place to get 1st time buyer home loan?

both our scores are around 660 dont have a lot of money for down payment bank, ditech, lending tree, or what please help


Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

because i am struggling in money right now and my employer is cutting my hrs.


3 mnths ago my fico score was 585?

I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Can I include a private loan in bankruptcy?

This is a 1st. There are papers but we never received a copy. We trusted him to be fair then he said it’s an interest only loan so not one penny has gone on the house so we get nothing. We haven’t missed a payment yet but I’m sure it’s just a matter of time. Even tho we haven’t missed any he’s been after us to sell.


What’s the best web based online chat room (not porn) to actually chat with normal people?

maybe its too old school.. I thought there were still chat room somewhere..


Free credit score report ?

I’m buying a car and I want to know my credit score before i head to the dealership. Is there a way for me to attain a free credit score online ?


How expensive of a car can i get if im military?

I’m looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i’d get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!


When does hr block start their emerald advance line of credit this year?

i have been getting the advance from hr block where u go in and give them your estimated income for the year and then you can be approved for a loan of up to $1000 and then they take it out of you refund. i have gotten it every year for the last 3-4 years and i was wondering when it started this year because i really need it to help my family out for christmas.


What are some ways I can improve my credit?


What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

Don’t care for payday loans -NOT AN OPTION ok. I’ve already pawned some stuff. Didn’t get much money along with odd jobs for elderly neighbors too. Friends & family are not helpful either-have own money problems. On fixed income/disability too. No luck with personal loan from bank/credit union. Any suggestions or solutions will be appreciated.


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

i know that there are programs with the correctional area that will help pay off student loans. but does anybody know where else i can look? i have a lot of student loans under my belt. i have yet to consildate, but i wll soon. i need so really, good, smart answers. in other words, i need HELP!! thanks so much for any help that you give me. also, i am texas.


Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

Ok so I live in San Francisco Ca. I got an electronic payday loan from Cash Advance America for 300 dollars in December 2013. After that I lost my job and I cant pay them right now. I got a call today from a Daniel white ” from phone # (914) 222-3393. Its a man with a heavy hindu accent and tells me he is calling from the credit bureau of investigation


How much do mortgage consultants make?

i heard they make 1% of the loan amount. so if 4 people take out loans for 500,000. 1% is 5,000. so a mortgage consultant could make 20,000 a month?


As a follow up to my last question, anyone know any bad credit auto loan banks or what not online?

Capitalone already declined me so anything else. Please only answer from experience or if your a lender, just not with a link that will take me to another link and then someone calls 2 days later from a place about 70 miles away. Thank you


What is a good gift for my realtor and mortgage broker?

As first-time homeowners, they have helped us for the past 3 years to repair our credit from a low score of 540 to our present 780. They have helped us with purchase decision-making with cars, etc over the years as to make sure we don’t hurt our own credit. We are getting ready to close on our first home and we would like to buy them both something nice. Do you think a decent sized gift card to a nice restaurant would be ok?


Extension of parent’s credit card affect me?

I was 18 when my mom gave me a credit card that was an extension to hers. I have two questions. 1. Is this card part of my credit history? (it would be my very first credit card then) 2. Does her big balance negatively affect my credit ?


Should Payday Loan stores be made illegal in all 50 states?

Only July 1, the state of Oregon passed laws forcing these payday loan companies to treat customers fairly and not charge outrageous interest of 500% or more. Most of the stores left the state. Should the rest of the nation shut down these folks for being legalized loan sharks? or is it up to the borrower to decide where they want to get money from?


Will my banks deny me for an auto loan?

oklatom; its not that i am trying to push it up. i am finding the car i want on the internet. and when i get ready to buy the car may or may not be there. therefore i want to give myself as big as a margin as possible to buy. what if i find another model of the car i want but it costs 8k instead of the 7k that this one costs?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

I live in Illinois and took out a payday loan. I signed a voluntary wage assignment. I revoked a wage assignment last month (In Illinois, we can cancel it at anytime). Last week they sent me a letter that they will garnish my wage unless i pay up or send them a revoke letter. This pissed me off because i already sent them one. I sent them another one right away and all attached the notice of defense (certified mail). Today I got a letter from them stating that if i don’t pay up they will tell my employer to garnish my wage. I talk to my employer and they said that if they it, the payroll office must comply and that I will have to take the payday loan company to court if i want the money back. Can I sue the payday loan company if they ignore my revoke letter and still proceed with garnish my wage? I’m going through bankruptcy right now and they are fully aware of them but they are trying to break the law to get their money back.


How can I find out what my allstate car insurance policy number is?


Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


What personal possessions can be seized in the event of a bankruptcy?

I know it varies by state. But if you have a paid off vehicle which is your primary source of transportation, can this be taken from you and sold? Also, can your wages be garnished as well?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

I am 1 month behind on payment, paid last months and this months payment today, will they give my my 5000 credit limit back since I had it last month but do to the missed payment they gave me 0? I paid both payments plus an extra 50 bucks?


WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

can anyone tell me of any sites like wonga.com where i can borrow a minimal amount for eg.£20 and have it in bank same day? any help would be appreciated Nat x


What is the best online mortgage company?


How will filing Chapter 7 bankruptcy in Illinois affect me?

Last year at this time my credit score was 750, but over the past year I have had some financial crisis and am very deeply in debt. I talked with a lawyer today and I understand the difference between chapter 13, and 7. My question is, other than the obviouse destroying my credit, how will filing chapter 7 affect me? Will I ever get a credit card again? Will I lose my atm/debt card? Will I be able to rent a house or apt after my foreclosure? Please, anyone who has any experience with this, any info would help.


I have about $16,000 in debt. Should I use a debt consolidation agency?

So I have (altogether) about $16,000 in credit debt between 2 credit cards and a line of credit with BECU credit union. Total each month my monthly minimum payments total about $400. I can make the minimum payments no problem and can usually pay a little bit more though not much. Between my other bills, gas and having a little extra money to have a life with I can usually pay an extra $50-$100 total each month. My BECU payment is about $150 a month (with a little over 10% interest). I also have a mastercard payment of $145 a month and an AmEx payment of $90 a month (both 14-15% interest). Is it worth it for me to contact a debt consolidation agency (a co-worker of mine uses Care One Credit and she says they’ve helped her), and if so what is the best one to work with? Or am I better off just making my payments and paying what little extra I can, whenever I can? I don’t really have the option of getting a consolidation loan as I do not own a home and my vehicle is not worth much at all (still runs great though). I did a google search on Care One Credit and found a lot of talk about them not really helping people and in some cases making it worse but my co-worker swears they have helped reduce her debt from $4000 down to a little over $1000 in less than 2 years.


Can my mom be put in jail for owing a cash advance?

I live in South Carolina nad my mom owes 3 cash advances. She’s on Social security and SSI. She can’t pay these cash advances. 1 is not bothering her 1 wrote her a letter and saying that they are going through some legal work and 1 came by here at the house and said YOU WILL GO TO JAIL IF YOU DON’T PAY!” Can they really put my mom of 77 years of age in jail? I’m in bankruptcy and my lawyer said i didn;t have to file because they can’t put me in jail. But i went through with the bankruptcy. I just want to know what to do. Thanks!”


Can a new mortgage cover closing costs and home repair/upgrades?

Ok, question answered! I wasn’t sure how all of this works, and no, I’m not suffering from a delusion” as someone put it


My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

Starting January should I cancel this credit card 20% interest seems excessive to me? and the 20% is variable


What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

we already have a star card


I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































Can disabled people get a real credit card?

Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can i go online to get my free credit score?

where can i go online to get my free credit score without signing up for some credit managerment program


What are some thing to do to repair credit after bankruptcy?


Safe loan quickercash.com?

i just typed my information on quickercash.com. im scared they might send my information to anyone else because it said something about a third party. does anyone know if this site is safe? has anyone used it before?


VEGAS TRIP!!! Any tips for a strapped for cash college student?

I want to take the girlfriend for a nice trip to the strip. Maybe in mid September at the earliest, but I havent started making any concrete plans. Where is a nice place to go that won’t break my bankroll? Are there any hot deals that I would be interested in? What are some sweet attractions to check out? Thanks for the help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Yourpaydayloanhelp.com says that they can help you settle your payday loans?

are they for real


How to pay off credit card debt on a tight budget?

My boyfriend makes about $1200/month. He pays me $400 for bills and rent. Probably spends about 200-300 on other expenses (gas, food, etc). He has 20 grand in credit card debt. I’ve been with him for over a year and we click completely. I’ve never felt the same about any other man in my life and I just know…he’s the one. I just can’t see myself marrying someone if I’m never going to be able to buy a house with him. Already I hid him from my landlord because I didn’t want his credit to affect whether or not I get approved for an apartment. I don’t want to have to do this for the rest of my life and I don’t want to dump him over a bunch of green pieces of paper. Yeah, money is important in this world, but it’s certainly not everything. I have only 1 credit card and I never use it except to fill up my gas tank once a month to keep it active. It’s for emergencies only, really. I’ve never had any issues with it. I don’t know much about what happens when you can’t pay your credit card bills. My boyfriend doesn’t like to talk about it which makes me feel like he’s hiding from the issue. But after talking on several occassions, I know he’s ready to figure out how to pay off his debt. We just don’t really know how to go about it. Can someone give us any advice? I don’t want him to start making payments and basically only be paying the interest that builds up every month. I don’t know. Just looking for some advice. Thanks.


If I order something online and it’s the wrong credit card information, will the order still go through?

Should I just make the exact same order but with the correct card type? So the store can just cancel the order with the wrong credit card information?


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if I don’t pay my store credit cards?

I have two store credit cards (like american eagle and such) they both only have like $300 tops charged to them, but I just don’t have the money to make payments on them : / I get like ten calls a day from bill collectors (of coarse i don’t answer lol) but I’m wondering what exactly will happen if they don’t get paid??


I’m poor and my best friend is rich?

I’m poor (my mom doesn’t qualify for food stamps but she just did some food shopping at dollar tree) my best friend lives in a nice house with super – financially stable parents. I honestly feel so inadequate and upset. I live in a dump with mold on the walls and he lives in a two story house that even has a finished basement. He’s never been over, my mom doesn’t let people come over because our house is disgusting but she literally won’t move anywhere else. I try to talk to her about getting a presentable house but she just screams at me and doesn’t explain why, although she did say she almost paid off the mortgage ( 20 years from now)


How long does it take for a credit inquiry show up on my report?

I recently applied for a few credit cards, I got one and the other was a decline. The 2nd card was from AMEX and i have read that they are a little more stringent when issuing credit than others. Do their inquiries show up right away? Should I apply again? I want a larger limit card.


What’s the best motor oil to use on a 1998 vw jetta 2.0 with 190k?

Whats the best brand and weight. thanks


Need help about trying to get a car with bad credit!!!!! Need any and all advice I can get!!!?

Hello I’m a working student. I’m 19 years old and just begin working again since last year for the summer. See I’m in need of car badly and yes I do not have perfect credit while I was in school somebody had stole my credit card and I’m half to blame it. I also don’t have a down payment and have tried so many ppl to cosign for me it’s crazy. My close family swear they have bad credit to but I believe its just there way of saying no. I don’t know what to do I have only been turn down once by a used car dealership what can I do I need a relaible car before august if not I might lose hope and faith. Please help and not with dumb answers!! Thanks!!


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.


Where is a good site to go to and get a free credit report?

So many of them want a credit card #. I found a site a couple of years ago that was completely free but cannot remember where. Anyone know? Thanks.


I am a cosigner and I plan on filing bankruptcy, how will this affect me?

I am considering filing for bankruptcy, and I am a cosigner on my mothers house and a lien was put on it for me owing on a different credit card, my questions regarding this are: -How long will I be on bankruptcy? -Can I still use my credit card that I have now and paying every month on? I paid 500 cash for the card (reusing my own cash basically) -I live in an apartment that I pay rent for and I am considering going on government assistance cause times are hard, will I get the help from them? -How will this affect my mothers home that I cosigned on?


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do the bank require a down payment if i am financing through the bank?

i am going to the bank for a auto loan…do i need a downpayment?


Can i get a cash advance with my greendot card?

I would like to put the loan on my prepaid visa card, so do I need a routing number and bank name for this


Is a 667 credit score approvable for auto loan?


Continue with car payment and bankruptcy?

My Wife & I are filing for Chapter 7 bankruptcy. I’ve been preparing the petition, schedules, etc. December we got a title loan on one vehicle to pay for Christmas. We owe only $750 dollars, can we just continue making our payments as agreed? with the lien and value of vehicle the balance is exempt, under law.


How can I get a free copy of my business’ credit report so that I can examine it?

I own a small business. I’d like to check my business credit report every year or so. How can I get a free copy?


State Farm vs Allstate Car Insurance?

I know this is kinda vague but what are your personal experiences and opinions on these two companies. Pros and Cons.


Is it possible that a loan company can charge off a auto loan and refuse car back?


What are the pro’s and con’s to bankruptcy?

I’m a 20 year old female with alot of court, health and other bills. I’m trying so hard to catch up, but i just can’t handle it. please help me out.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can debt keep me from getting certain jobs in the Navy?

I talked to a recruiter about joining the Navy and I can’t seem to get a straight answer. I have horrible credit and a lot in collections. I do however, have a secret clearance that I obtained a couple years ago. I would really like to get into the Nuclear program if possible. I scored a 92 on my ASVAB and have no other legal issues. Would I be able to get in if I file for bankruptcy? Or would it be better to get a debt consolidation loan so that way everything is out of collections by the time I enlist.


Is there anyone out there that has gotten a cash advance online and know thats its safe and real ?


Has anyone used credit repair attorneys?

One of my New Year’s resolutions is to fix my credit. I’ve been advised not to use debt consolidation programs. So, has anyone had any experience with credit repair attorneys? Like, Lexington Law Firm, and of the like? How does it work? Please tell me your experience. Thanx!


Looking to get an auto loan of about 20k, should i wait for my pay raise?

I’m 23 with a score of 740. I went to my credit union for a loan and she suggested i wait for my raise I’m getting next week to show more income, i make 14 the raise going to 18 dollars. the car i want is a bmw 328i which is around 22k but im planning to put around 6k down. will waiting for my pay raise make a big difference on my interest rate?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score


Can I declare Chapter 7 bankruptcy under these conditions?

I am in my 20s, I rent do not own. I have $22,500 in unsecured credit card debt. I only make $31,000 annually. I obviously know I am in a dire condition, so I really do not ask for any negative comments. I am ashamed that I allowed my financial condition to become so dire, but never the less, I am unable to pay this debt off. I live in Pennsylvania, and I need to know if I am still eligible for Chapter 7 bankruptcy under the updated bankruptcy laws? I did a little research on my own, and I seem to meet the conditions. I do not make the median average for the state. I appreciate any response.


Where’s a good place to get a free credit report online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a loan, going to beauty school?

im going to start regency beauty school on the 20th and have practically been battling with them to get info and to progress my situation. i don’t know what im doing nor am i getting any answers from them can somebody PLEASE help me just give me any information you have here’s my situation i applied as independant on my fafsa because neither of my parents are in my life i need financial aid to help me pay for an apartment my tuition is 18k i am elligable for the federal pell grant up to like 6k so im estimating i need close to 20k for a loan how can i get that much?


Where can i get a free credit report?

You all have not given me any for CANADA only for the US Come on


Is there anywhere i can get a free credit report without a checking account?


CIBC online banking help?

What the heck is a payee? I’m trying to pay my credit card bill but have no idea how.


Where can an 18 year old get a loan for $2000. credit is not bad.?


Filed bankruptcy and kept my car?

I did not do a reaffirmation,I retained my car and agreed to keep paying. Now i can not afford to pay the car what now? If it is reposed will i owe? or does it still fall under my bankruptcy?


Can I get a cash advance in my checkings account with USAA?

Is it even possible to get cash advances on your debit card just like your credit card? Will it be considered a loan or something like that? I’m in serious need of money right now but my military paycheck isn’t even close to be enough. It’s not an emergency or anything but I’m gonna be in a bit of a hole if I don’t get that money soon.


What’s the best online payday loan?


Is such a thing as a free credit report really exist?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Questions about auto loan?

Here is the situation, I bought a 96 Camaro and was told it was in good condition and it looked that way and drove great but after a coulple months I found out there were some serious problems with it and I belive the fuel pump is going out on it, anyways, Im just looking to sell it for the money that I owe on it just so I can get out of the situation and only owe 2000 more, anyways I will never buy another used car again, but just wondering where I can get a auto loan with no credit and unfortunitly I used all my money for the down payment on the camaro and with the 300 dollar a month payment there is no way I could save money for another? any help? Need a ride to get to work and back!


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score


Where is the best place for me to get a personal loan?

I’m 18 I don’t have anything against my credit and the only thing I know of is I owe 100 dollars to the old bank I used to use, but I have wells fargo now. I make 1100 a month and have rent of 535 for my apartment. I have been employed for over a year also. I’m looking to get a personal loan of 1500 to 2000 dollars. Where is the best place for me to apply?


If you have an auto loan on a car and the car stops working within 2 years, do you still have to pay insurance

and are there any other options


Mortgage rate symbol?

I am looking for the symbol for the 30 year fixed mortgage index symbol on yahoo? anyone know it because i cant find it anywhere?


Getting an auto loan?! Help!!?

I am 19 and have a fair credit history…I have had a card with capital one for a little over six months now and currently have 5 other credit cards. I am currently $3,200 in debt but am paying off $2,400 off by the end of the week. For the hell of it I applied at lendingtree.com for a auto loan and it forwarded my information to capital one and they denied me with a credit score of 627. How easy should I expect it to be to get an auto loan when I pay off most of my debt and have a $1,000 down payment by the end of march? Any plans of suggestions?!?!


Car salvaged because airbags deployed?

Im looking for a new car and i came across this bmw that has a salvaged title on it and i asked the guy for pic of the accident and the car did not look bad at all. Looked like he was a colision at a turn since its in the front right of the car and it didnt smash into whatever he hit becuase the bumper was still well on just hanging a bit from the side were it was hit. I asked why it was salvaged since it didnt even look bad at all. He said it was because of the airbags that deployed. He said he had them replaced along with the windsheild and bumper. The car is a 2011 bmw 3 series sedan with 63,300 is it worth getting? Its priced at $14.000 and im thinking of taking a friend who is a mechanic to look at it. Right now the car looks beatiful. Never would of known it was in a accident if it wasnt for him mentiong it. I just asked this question but what i noticed it that everyone is talking about the frame. The owner said there was no damage done to the frame. What about insurance though?




















































I am 22 with a credit score of 635..should I be worried or is it normal?

I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How can I get a free copy of my credit report w/o having to sign up for these b.s. trial memberships?

I’ve tried freecreditreport.com, creditreportamerica.com, among others. They all require you to sign up for these free” trial memberships to all these b.s. companies. Then you have to call them all and cancel them but still have to pay the initial fees. How can I obtain my credit report without all this hassle?”


Debt Consolidation help?

My husband and I have about 25K in debt including the pay-off of my car loan, and misc. doctor bills. I recently lost my job, and was wondering what my options would be. My husband makes just enough to cover all of our bills every month, but that leaves us with no money for groceries, gas, and extra expenses if they arise. We are looking to consolidate all of our bills into one payment.. we are willing to spend up to 1K a month for a loan, but cant seem to get one. I’ve tried Chase, where we’ve been banking for the past 6 years, lendingtree.com, and citi financial. We have decent credit (700 for the both of us), but we can’t seem to find any where to get a loan. I’ve been on prosper.com, but they arent accepting any new applications. We’ve lowered our cable and phone to the lowest possible plans, but still need the extra money to get by. If you have any ideas that can help, please let me know. Also, we are on a budget, and have a child..


Where can I find a loan shark? FAST????

Am a part time college student in need of my own place and fast I can’t handle it here anymore because I feel like am dying inside always. I just had my 15 year old sister put in jail because she wanted to kill me with a knife because she thought I had touched her PC….sad. And now my family is upset (am 18) with me….no one ever loved me in this family so am pretty much has always been alone but existed it amazes me am alive each day… I need a loan shark and don’t care about the risks of one its either me die here or have my own place and pay them back. I need enough for food,place,clothes. But will work within three weeks so I can start paying back then slowly but it will be paid….I have bad credit that I messed up at 16 and wished my mom wouldn’t have let me get one but in general I need a loan and fast! Please : (


Can i apply for a jcpenney credit card with a bankruptcy on my credit report?

i filed in 2005 and i wish someone would have talked me out of if..i had no idea about credit and at the time i might have been less than $10,000 in debt..wtf ..i was young and dumb!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is Annual Credit report .com a safe website to check credit?

I want to know how my credit looks and was wondering if this was a safe site to use. I’m not really sure if it’s safe. it looks a little shady but I might be wrong. Personal experience greatly appreciated!


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Anyone have a positive bankruptcy story?

Bankruptcy isn’t always bad news…does anyone have a personal experience with bankruptcy that has a happy ending? Love to hear some good news about a banko for once. Thanks.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have awful credit, so where can I get a loan?

I have horrible credit and can’t even get approved for something like a Wal Mart credit card. I already have a title loan so that’s not an option, and I don’t have a bank account so I can’t go to some Payday Loan” place. Is there someplace like a bank or credit union I can go to to get a loan of at least 2


How many times can car dealerships run my credit before it affects my credit score, within what period of time?


Where can i find instant faxless loan payday?

Every payday loan company rejected me.I just need to loan 900 to pay for my bills , could you recommend me some I want easy approved instant loan with no fax request.


How to get an FHA loan after bankruptcy?

Vic, because I have a family to raise and don’t want to do that in an apartment. I have NEVER missed a payment in my life until the condo lost about $250,000 in value. Since my BK filing, I have not missed a single payment and don’t plan to in the future. Throwing stones doesn’t help answer my question.


Prequalify a mortgage Bank of America – What to expect?

Before I even go prequalify or preapproved, I want to be absolutely ready. I’ve read somewhere here somebody went to get himself pre-approved then was told a few weeks before closing he had to have reserved money in his account (2 months of future mortgage) or you have to have 4 lines of credit open etc.. Anything else I need to be ready for? Also, how much reserve” will they be looking at? Like the guy I read


How do I get out of a co-signed auto loan?

I stupidly co-signed for my now ex fiance’s bike. We have since split and no longer live together. Is there anyway I can get out of this stupid loan? He doesn’t have the greatest track record of paying things on time and now that I can’t hound him to pay the loan on time I’m getting nervous…


Court-ordered sales?

Is a court ordered sale the same as a foreclosed property?


How can i file Chapter 12 bankruptcy without an attourney in the state of Kentucky?


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What bank will give me loan with my bad credit?

I need a loan to pay off my credit card with less interest rate and less monthly payment. I also have a bad credit. Which bank will give me a loan with bad credit?


Can you declare bankruptcy and include an old IRS tax debt?


How did Millie the mermaid die on Jessie?

I didn’t see how she died. I just heard them start talking about her will and eulogy so I looked it up and found out she died but I don’t know how.


Can i transfer money from bank of america to citibank from my credit card ? ?

its really important..can anyone transfer money from bankof america to citibank online or by any means???


Please HELP, medical bills on my credit reports and I do not know how to pay them back!!!?

Hi. I have about $30,000 worth of medical bills on my credit reports!!! This is all a result of going to the hospital in 2008 because I had trouble breathing. The hospital ran every test under the sun knowing I had no insurance. When it was all said and done I was diagnosed with seasonal allergies and was sent home after a 4 day stay; shortly after I started receiving the medical bills. I did not pay them because quite frankly I did not have a red cent to my name all of my money goes straight to all of my “survival bills” like rent, food, transportation, and the such. Now, fast forward 2 years I have $30,000 plus worth of medical bills on my credit report and my credit score tanked to 568!!! Should I opt for consolidated credit company or should I get a lawyer (I can’t really afford a lawyer :/) What to do???? It is too late to deal with the hospital since they sent me to credit???? HELP PLEASE!!!!!!


How old do you have to be to get a credit card?


Bad Credit Private Party Auto Loans?

Does anyone know where I can get a loan for a private party auto sale if I have bad credit? I make a few mistakes a few years ago and now I can’t get a loan to get a new car and mine is broke down and I can’t fix it.


When is the Kmart Payday for March 2014?

I just started working for Kmart and dont have training for awhile, so I was wondering when the paydays for Kmart for this month, March 2014.I didnt want to ask about the payday, because I was just happy to get the job!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will gas stations accept credit card numbers?

the account is active but i didnt have the actual CARD with me. it hasnt been sent in the mail yet. i just have the account number, security code, and exp date. i tried to go to a gas station and pay for gas with just that info and you DO have to have the actual card there for them to swipe. there was no way for them to manually put it in the register. at least that was the case for the gas station i went to.


My husband and I were evicted in 2005 the apartment complex filed bankruptcy how long will it be in the courts

we were the tenants and we want to move from where we are but we are wondering if the eviction will haunt us from getting another place


What is the phone number you can call to receive a free annual credit report?

I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few years ago over the phone and I got it in the mail for free and I am tring to do this again.


How can i borrow 1500 to 3000 dollars if i have bad credit and pay back monthly?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Online loans from a different state?

i defaulted on a online payday loan over 6 years ago.they constantly call me and family members.the loans are illegal in my state what can they do since my only income is disability no WELFARE as a insensitive person commented earlier.any way to stop them from calling my family members what is the time limitations for them to comstantly harass me


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


Reasons for Scholarships?

I’m only going to college for two years. I need only 5 grand


Is it possible with a great business plan to get a loan after bankruptcy?

I recently filed chapter 7 bankruptcy. I want to buy a business from the owners I work for as soon as possible. I am working on a business plan (with help). So my question is do you think its possible i’ll get approved after waiting a certain period of time(2 years?), and if I have little capital to apply towards the loan? This is a well established business that ive been running for the owners for over 2 years, I know how to completely run the business already.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where to get a credit report (preferably free)?

Figured it out: For Canada: http://www.equifax.com/contact_us/en_ca There is a link to a free report on the right.


Statistics Question!?

Interest rates for home mortgages have, in general, declined during recent months. With the apparent favorable influence for new-home building, there seems to be a clear relationship between x = the prevailing mortgage interest rates and y = the number of new houses being built per month in a midwestern city over a period of 18 months. A scatterplot of the data collected shows that the linear model is appropriate. The equation of the least-squares regression line is Number of new houses = 672.89 – 30.65 × Interest rate and r 2 = 0.49. What is the correlation coefficient between Interest rate and Number of new houses being built?


What happens if you accidently deposited a check twice?

so i found this check in my drawer, so I was thinking I just forgot about it, but then I realized I already did the mobile check deposit months ago lol, idiot me…I looked on my statements…well it did post today, I am going to wait in case they take it out, but any ideas? It’s from this company online ( busy ) btw the first time I deposited it , it was sept 2013 and then last night I deposited it


How is the hotel regulations here in UAE?

technikdubai. thanks for your insights! but i’m not talking about prices. im asking for regulations, on their rules for non-married couples booking a hotel anywhere in the uae. i just want to have a clear idea on their rules before going through price discussions. well there are certain privileges that western expats enjoy a lot as compared to asians like me. i’ve seen them literally over the time. again no issues on that. i just want to know their regulations.


Applying for a mortgage loan online??

Hello. I was wondering if I apply for a mortgage loan online, is this a preapproval type of thing only?? I mean will I be bound to this?? B/c u know they have so many rules that apply & clicking ‘OK’ is like your signature. I just want to see what I can get & try a few places first. Is that ok. Thank you. I will choose best answer.


Where can i bid without using any CREDIT CARD?

Actually i dont have a credit card and my dad doesnt wanna lend his card, so i thought that if there was any other bidding auction site where i can bid without the credit card. THANKS.


Zero Percent Auto Loan?


I need a personal loan?


Can i get the Citi® mtvU™ Platinum Select® Visa® Card for College Students?

I am a college student. I just turned 18, so i was wondering if i can apply for this card and be approved…I have a job, but not so sure i have any credit history, can i get this card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this. Thanks in advance.


I am 22 with a credit score of 635..should I be worried or is it normal?

well i am paying for my own college education….so i guess im cool thanks


How to add my daughter’s name on my auto loan?

How do I add my daughter’s name on my car loan? I want my daughter to have the privilege to change the license plate in the state that she is moving to, that’s why I want to add her name on my loan, so that she can have co-ownership of the car. Is that possible? All it needs, is for me to call the bank that I have a loan? How does that work exactly? Does adding her name give the privileges I just mentioned above? When she changes the license plate, can she do it alone? or does she need me there?


How do you get your FICO for free?

Is there an easy/cheap/free way to get your FICO/credit score for free?


Who is the best LOAN lender ?

i am a forginer and i want to take a LOAN of 3 Million USD can anyone let me know real (Not a scammer) a real LOAN lending company or a lender ? friends i went all the net and all are scammers please let me know a good LOAN lender for me please (Give me there contact details or email address) Thanks Friends


I just got my credit report and it didn’t say my credit score?

how much is it usually to get the score?


Desperate for a FREE car history report?

I currently have a 2003 Ford Taurus in which is an okay car, but I would love to know the history of this car. I need a site or something where I can receive a FREE car history report. When I say FREE, no credit card info or billing info is required. If any of you guys know of any where. PLEASE RESPOND!!!




















































Website for credit report?

Website for credit report?

What’s a good website for the annual free credit report score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Aren’t you allowed a free credit check each year from Transunion, Equifax, and Experian?

I don’t want to sign up for any third party sites. I heard once that they are required to provide one free credit check per year, but It seems like they are all trying to charge. How can I get a free credit check without any obligations or memberships?


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


Best Travel Reward Credit Card?

I once had the AA citibank card but closed the account after having customer service problems. I’ve been using Discover travel rewards, BUT it’s not giving me as much as I want (10,000 points for a 100 credit, uuummmmm really?). I’m back to the point of wanting to sign up for a GOOD Credit Card with the best bang for your bucks. What suggestions do you have. Please provide me with the pros and cons of your card as well as the point features (???Points for a one way ticket, etc).


How does your credit score drop from 767 to 652 in 3 months?

i went to purchase a 370z nismo from nissan in december, and my credit score was 767 at that time. yesturday, i went to get a 7700 dollar load and i got declined because my credit score was 652. i make 300-500 credit card payments every month, and i never had a late payment ever. so i am just shocked right now on what happened to my credit all of a sudden. what is the best way to find out what happened exactly. i heard if you make lets say 2000 a month and you have 1800 of credit card balance, your credit score goes down…….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Used car title is under a loan or lien – at an auto dealership?

What does it mean when a used car title is under a loan or lien? I’m looking to buy this car and its car history through AutoCheck says: Loan/Lien Record(s) Reported” Does this effect me when I am buying from a car dealer and not an individual? This will be my first car so any advise from long-time car owners are appreciated.”


Can you get an auto loan for a kit car?

http://www.woodsidecredit.com/


Is it possible to get a home loan with no credit and lower income?

My husband and I are currently trying to get approved for a first time home loan. Got declined once by our local bank. The problem is that we don’t have any credit, good or bad, and we’re lower income. I know that’s a big negative against us but I thought it was worth a shot anyways! The house we are looking at is $60,000, our estimated monthly payment would be $345, almost the amount we pay for rent for our apartment! To rent a house around my area it’s about $600 and I really don’t want to pay that if we can own a home! So my question is, besides the FHA loan, does anybody know of any mortgages that might accept us? Like different programs that might help us? Thanks everybody!


Website for credit report?

What’s a good website for the annual free credit report score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can some one sign over a house to save it from bankruptcy?

The mortgage is up to date but in mother’s name and mortgage in her name. Can I get her to sign it over to me and keep it from being sold by court.


Has Capital One suddenly raised your credit card interest rate?

Quwe, thanks for the website but my interest rate was never an interductory rate. It originally was one of those Prime Lock” cards they advertised a few years ago


Stupid bank won’t let me get a personal loan?

I tried to get a personal loan from the bank to help me get started with an apartment, you know finally get out of mommies house. I have a good paying job. I make $11.05 an hour and Its gonna keep going up till I hit the max of $15 something. Well they won’t let me get the loan because i have no credit! I’m only twenty years old!!!! They said maybe I should do a few credit cards, sure that would help but it doesn’t help me now. Why does everything that helps you get credit, take credit to get? Since my bank won’t help me, anyone else have any better ideas? And I prefer not to do a cash advance place cause I don’t wanna pay on it for the rest of my life.


Interest Rate on a Car Loan For A 17 Year old With No Credit?

I am currently trying to figure out how much money i can afford to spend on a car. I know that the interest rate plays a large role in the monthly payment. Since i am only 17 and i have no credit what might be my IR%?


Related rates question! please help!?

A swimming pool is 50m long and 20m wide. Its depth decreases linearly along the length from 3m to 1m. It is initially empty and is filled at a rate of 1m^3/min. How fast is the water level rising 250min after the filling begins? How long will it take to fill the pool?


Can I pay my Wells Fargo home mortgage with an American Express Worldperks credit card?


EMBLEM CREDIT CARD CONTACT NUMBER?

If you have an Emblem credit card PLEASE help me by providing the number on the back of the card! My card was stolen and I cannot find the number online so I can cancel it.


Can I use my Best Buy Credit Card to pay my Sprint phone bill?


Website for credit report?

What’s a good website for the annual free credit report score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad Credit?

Has anyone on here ever had really bad credit? If so, where did you begin rebuilding it and how long did it take to build it back up?


NACA Home Loan is it a SCAM?

I was just told about this program, I will be attending a seminarr for it, but I am trying to find out, is this a SCAM load, is there anything that I should know about this loan? No down payment…..and a low interest rate…and fixed interest rate .sounds almost to good to be true, is it?


Credit score is 743?

Im a 18 year old and my credit score is 743, i know thats pretty good and i established my credit through being a authorized user on my moms credit card for 2 months, i applied for a Bank of america cash rewards card and got instantly approved with a $2,500 limit and 12.99% APR(lowest for that card possible) how do i maintain a score like this other than pay bills on time because i will pay in full every month, should i take off myself from my moms credit card? and also could i get a car loan with this score?


Ok im 18 years old and trying to buy a car.?

ive been trying forever, i cant get a loan for nothing an neither can my parents, we cant even get approved! Ive tried a toyota celica an 2 mitsubishi eclipses, i spoke to a guy that knows alot about this the other day on the phone an he said that the reason i cant get approved for a car loan is because im picking cars with high miles n he said the reason they dont wanna give me the loans is because there scared that if i got high miles the car will break down an ill have to get it fixed and i wont have any money for the car payment. He said i would be better off choosing a high price car with low miles than picking a low price car with high miles, is he right? Does anyone have any advice for me? Please help ive been trying everyhting


Can i file for bankruptcy on a private sallie mae loan?


Bankruptcy question husband only filing, is home equity safe?

John & Mary are married. They own a home together and both signed for and on the mortgage. The home is worth 200K, they owe 100K, have 100K equity. John loses good job, but Mary can keep the mortgage payments up with her income, plus incidental expenses. John has debt in his name only, unsecured, owes 18K John got a small businees loan (not SBA) for 100K in his name only and purchased a business in his name only for 100K. John has a few other unsecured debts, totaling 8K. John business is failing, he cannot make the payments, there is now not a market for his business to resell, there is little business inventory of value. John wants to file bankruptcy for 130K owed on the unsecured loans only. Mary is concerned that they can come after the equity in the home that they own and owe on jointly. John doesn’t think they can do this. They live in Indiana. A side note, the business loan is in the name of a LLC Corp. that John set up, but John also signed as a personal guarantor for this 100K loan. Mary is in no way connected to the business or loan. Nor are there any other partners.


How can we get a home with no money down, bad credit and debt?

My wife and I both have bad credit, I had bankrupt. in 2001 (discharged in 2002) And I have about $25k way over due in student loans. My credit score is about 580. My wife has a credit score of around 520, she only has credit cards that were late. How can we get a home with no money down?


Is filing for chapter 7 bankruptcy bad?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Student Loan: Possible with horrible credit and no cosigner?

Hi! I am trying to get a student loan since I was denied for FAFSA. My parents made too much money last year and even though they are NOT helping me pay for school, it doesn’t matter. Yay… So I need to get a student loan for community college for two years equaling to about $15,000 most likely. I have horrifically bad credit (I was young and stupid) and no co-signer. What are the possibilities I can get a loan? And what avenues should I take for my best options? And if I am not mistaken, the loans are repaid after graduation, correct? Thank you so much!


Can you file Chapter 11 bankruptcy after having filed Chapter 7?

I filed personal chapter 7 bankruptcy in 2007. I now own a business, a daycare, that is failing due to so many parents being out of work. Is Chapter 11 the proper bankruptcy to file for this type of debt, and if so, am I eligible?


How can I refinance my auto loan so I can lower my payments?

my payments are 270 a mo. now and I want something like 175 a mo. I still owe like 12,000 dollars tricky is’nt it? Or is this even possiable?


Does anyone know the free credit score lyrics?

im looking for the lyrics to the free credic score .com lyrics. the new band is the victorious secrets.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you file a chapter 7 bankruptcy pro se in the state of missouri?

I don’t have $1000 to retain an attorney.


Website for credit report?

What’s a good website for the annual free credit report score?


WHat to do? Sallie Mae, Allied Interstate….?

I filed chapter 13 bankruptcy 5 years ago. I finished it a year ago and was informed that private sallie mae loan was defaulted and turned over to Allied Interstate. I contacted them after my ch 13 was finished. Allied Interstate said that After I pay 3 months of payments that they can put me in the 0.01 percent interest payment plan since my loan has been charged off. This has never happened. After 6 months I would call Allied and they would tell me something like check next month. Now it has been 9 months, and Allied has told me that there is nothing that they can do, and the guy tried to get me to settle with them ,and find a loan somewhere. Every time I call Sallie Mae, they transfer me to Allied Interstate. I have been making these payments on time for $400.00 and my loan total has been going up instead of down. What can I do?


When should I refinance my capital one auto loan?

I got my car Feb 2012 and my rate is at 15%.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Low interest auto loan?

I’ve been trying to get a low interest auto loan to get a used car. I’m 21 and had open accounts that are never late for about 2 years but I guess that’s not enough yet. My bank, USAA approved me for a 9k auto loan at 7% apr but I wish I could get something better. Does anyone have any ideas about how I could get a better deal? Maybe at the dealership through their lenders? Or is the loan I got approved for the best I can get you think?


Can I just file for bankruptcy instead of my husband and me?

My situation is: Our house was foreclosed, and we got a HELOC. Since we cannot afford to pay for the HELOC anymore, we have been receiving calls and letters demanding us to pay. I am planning to file for bankruptcy, can I just file for myself or it has to be both of us? The property was only under my name as well as the HELOC, my husband was my co-signer..please advise..thank you.


Keeping car after bankruptcy?

I had my bankruptcy discharged. I kept my car but did not reconfirm the loan per the advice of my attorney. My payments are current and I am able to continue to make them. However I just discovered that this will not be reported to the credit bureaus. It will merely show that it was in the bankruptcy. It is a 98 Mitsubishi galant with pretty high mileage. I owe 3k. Should I surrender my car and get a new one? My credit it obviously screwed and I have no money for a down payment. My interest rate on this loan is still pretty high because I was in similar shape when I bought it. It would be awesome to not have car payments next year but I am looking at lots of rust and repairs and screwed credit. Or I could turn it in, which sucks but hopefully rebuild my credit and get a better car. Thoughts?


Can the IRS take my child support to pay delinquent student loans?

Because of the economy and being laid off, I’ve gotten delinquent on my student loans. The IRS already took my entire tax return. Its already the 15th of February, and I still haven’t received my child support. I was wondering if they were garnishing that as well, or if they can. I can’t find any information online as it all seems to point to the other parent’s delinquency. I’m the parent who is owed. I haven’t called them yet since it hasn’t been 30 days late, but I’m hurting right now. I was just wondering if anyone knew if the IRS can even take that? Thanks.


Where can I find a site that will give me a free credit report?


Auto Loan question….?

Please help…. I am a first time buyer, I need a loan so I can finance a used vehicle. I don’t own credit cards and I have student loans I am paying off- basically I don’t have credit. I have a full-time job, and a down payment saved $800-1,000—Can I still get an auto loan? Is it better for someone like me to go through a franchise dealer or independent dealer? Most banks require the loan minimum of $7,500 (U.S.) & the car must be 7 years old (or younger). BUT I also know some dealers can help you try to get a loan as well. I am afraid my APR is going to be way too high? Any recommendations or helpful insight…thank you!


Personal loans in edmonton?? private loansharks?

anybody in edmonton wanna lend me $18000?? I will be responsible pay it back nice monthy payments, I will pay the investor a good high interest rate 15%….I have been denied by the banks and I am looking for a private lender, as I cannot qualify for PROSPER.COM because it is an american site!!


Can i pay my best buy credit card bill online?


I cannot get a loan anywhere my credit is horrible is there anyone who can help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a procedural issue?”?”

What is a procedural issue” in a court of law? For instance


Website for credit report?

What’s a good website for the annual free credit report score?


What is the freezing point of a solution ?

Cyclohexane has a freezing point of 6.50 C and a Kf of 20.0 C/m. What is the freezing point of a solution made by dissolving 0.617 g of biphenyl C12H10 in 25.0 g of cyclohexane?


How does a country’s literacy rate affect GDP?


I have a credit score of 471. is there any mortgage co that will finance me?


Where is the best place to get a debt consolidation loan? and how will it effect my credit?


How to correct Foreclosure reporting on Credit part2?

I had settled my second mortgage with Countrywide. I paid certain amount to release the 120,000 lien. I was never late, was never in Foreclosure. But I intended to settle with Countrywide so that I could attempt to do a deed in lieu of foreclosure with the 1st lien holder (Wells Fargo). I ended up not doing a deed in liue with WellsFargo, they allowed me to modify the loan…but now I can’t modify it because Countrywide reports it as ‘foreclosure’. Anyway…Countrywide received the funds, released the lien but reported it as 3 different ways to all 3 credit bureaus as: ‘pre-foreclosure’, ‘Creditor Received Deed’, and ‘Forefeight of property in lieu of foreclosure’. I was NEVER in Foreclosure with Countrywide. How to correct I did? I contact the credit burau where I sent the letter Countrywide requesting a funds to settle and a letter informing htat they got the funds, a letter indicating deed was released and recorded. Nowhere it indicates that Coutnrywide will report it as foreclosre? ADDING DETAILS: I did dispute with the Credit Bureau but they rejected updating it. Credit Bureau DID NOT PROVIDE any documenation…simply updated the dispute stating ‘New Information Available’ which is the same as previous.




















































I used my dads credit card online for 560$ accidentally. I really need help right now please.?

I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How long does it take to finalize a purchase of a townhouse?

This would be our first time purchasing a home. We want a townhouse really, but if we can find a home for the same price we will do that…… anyway, our lease runs out in our current apartment in mid June this year and I was wondering how long does it take to actually complete all the paperwork and so forth with purchasing a home. I wouldn’t mind if you could give as many examples as possible. Any negative that can happned (like one loan not approved, credit rating not good enough) and all. How long does the credit check usually take or finding out if the loan went through?? Thanks in advance for any help.


Where can I get $50,000 at 8% interest payable in 60 month installments? Payment monthly will be $1,013.82.?

Yearly income is $93,000.00 with additional income during year for a total of $120,000.00 yearly. We have no no bankruptcy and no defaults on any loans ever. This is for a debt consolidation due to medical expenses and other items. Most cards to be consolidated are already closed.


3 Years after Bankruptcy?

I declared bankruptcy in Colorado in 2008. 3 of the companies that were included in the discharged debts are hitting my credit report every 6 months with negative hits. The other companies left the accounts as is in 2008, and have not reported to the credit bureaus at all. Is this legal? I’ve been contacting the reporting agencies, but surprise, there’s not guidelines anywhere and no one seems to know the answer to my question. Can anyone help me? Can they hit my credit report whenever they feel like until 2014, when the debts are discharged off my report? Thanks.


Why can’t I sign up to Citibank credit card OL?

I’ve been trying to sign up my citibank credit card online so that it woudn’t become a hassle checking my account. but why can’t I sign up? It asks for my citicard number”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I (stay at home military spouse and mom) get an auto loan?

How do I get approved for an auto loan and what is my best route in your opinion? My husband is in the military and I’m no longer working due to just having a baby and having 4 surgeries in the past 2 months. Thanks in advance!


I got scammed, can i keep the money?

I thought i was getting a job, they sent me a check and wanted me to send most of the money via western union. i cashed the check and i have the money but i didn’t send the money to the scammer. its been more than 2 weeks and the check has not bounced, should i keep the money? also i am an immigrant and do not a bank account, i cashed the check at a corner store….so should i keep the money? i do know the actual owner and manger of the store….thats the only reason i could cash it. and they havent told me it bounced because he told me he was gonna call me if the check was no good.. do you think the check still has time to bounce?


I’m almost 18 with student loans. Does this mean I have credit?

I’m turning 18 next week, I signed my promissary note, and no, there was no co-signer. But, I was wondering if having student loans counts as having credit. And if so, is it bad credit?? I want to get a newphone service but I’m not sure if I have credit or not. Thanks!!!


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy and Car Loans?

Hello, I have a little situation and need some help in understanding the likleyhood of certain things. I had claimed bankruptcy aproximately a year ago, at the time I had an Acura MDX under lease through Honda Finance, and my monthly paymenets were about $750. However, during this time I managed to continue to make all my monthly paments on time without being late or having a cheque bounce. My lease is now expiring in about a month and I am worried I will not get approved due to my bankruptcy. I have gone to Honda and signed a deal on a accord and have put about $1000 down, my monthly payments are working out to be just under $400. I am still going through Honda finance for this mater… My question is, will my bankruptcy still have such a big weight effect on me as I have gone through honda finance in the past while claiming bankruptcy and still managed to pay my monthly lease, in addittion I am downsizing in car and am facing a payment that is about half as much as I use to pay. I have also been a customer of Honda Finance for the last 8 years. *I dont think my credit score is horrible either as I was approved for a credit card by capital one nearly 6 months ago, and havent had any issues -If someone could please shed some light on this issue, it would be extremley appreciated. Thanks!!!


Is credit score and credit history designed to keep the poor poor and the rich rich?

I have lived in three countries before I moved back to the US, I was young when I left though so I never really knew about credit scores and things like that. Now that I am a grown man living in the US I have realized that credit history could either make or break you. In the other countries I have been to they have a system similar to to SSN that we use but it doesn’t record the financial mistakes you have made throughout your entire life Everyone says it was designed for employers and banks to see how responsible you are but I find this hard to believe. It doesn’t make you irresponsible if you got laid off because of cut backs and you couldn’t afford to pay your car note. Its really messed up because your credit report never shows why your car was repossessed, isn’t that weird if the system was designed to see if someone is responsible or trustworthy? I think this hold credit reporting thing was designed to keep the lower class where they are. Of course lower class people will default on their bills at some point in time; the government knows this so I think they invented the system to prevent the lower class from getting loans (student loans, business loans) so they could never move up to the middle class and eventually upper class. As for the upper class people, they are financially stable so they can afford to pay all their bills on time. This gives them a good credit score and they can be approved for any kind of loan (eg business loan). This will then make them richer and they will always be upper class So I came to the conclusion that credit reporting doesn’t benefit lower class people whatsoever because they are barely getting by, they can probably pay their bills but it wouldn’t be paid on time. The US government know how to keep its people under control, its really sad to know that if you have a messed up credit score than your chances of making it in life are really low. Its hard enough getting by in this economy, and its even harder trying to maintain your credit score so you can get a job or loan in the future When would the government give its people a break? and Why do we call our country the land of the free when everything is controlled. We even have to pay for health care……the government must really love us….smh


Met someone on craigslist. Wants verification?

nsaconnectverify.com ? it is fake?


Will a cosigner with great credit help get a lower interest rate on a mortgage? My middle score is 550.?


Where can i get a free credit report?


Where should i apply for my next auto loan?

i currently have two auto loans (2 diff banks) i would like to trade in my car, however i’m upside down on it. i still owe $7,600, so i’ll must likely have to take a $5,000 rollover. i’m wonder if i should apply for another loan from the bank my 2nd car is from or if i should just apply at my credit union? i’m trying to avoid running my credit a lot. i’m looking to buy a used truck.


Can I still apply for a loan to buy a mobile home with no Job? I’m married and I have good credit and 2 active credit cards.?

I’m trying to buy a mobile home but the owner told me I have to apply online and see if I get approved first. The owner is not done paying for the home yet. My husband is the one that works but he can’t do the application because he doesn’t have a ssn. I’m thinking that I could use a Co-Signer to help. Would a co-signer really help??


Inf. about payday loan lenders?


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am applying for personal loan 36 tenure after one year can i apply for home loan in same HDFC bank?

i am currently going to take personal loan 2L 36 tenure after one year coul ibe able to apply for home loan ??????


Please help me find an absolutely free online credit report online?

Does anyone know where I can find a free online credit report to pull up online without the hidden costs of any monthly fees or one time charges? Your help would be greatly appreciated. Thanks..


Whats the procedure of bankruptcy, can anyone tell?

guys i think i owe more than $20000, and there is a bit chuck of dept from university, now i dont know how to pay for it. can anyone give me advice about bankruptcy


Can we negotiate a different payoff for a reverse mortgage?

I asked the question yesterday : My father passed away recently. He had a reverse mortgage. We received a letter from the rev. mortgage company telling us the final amount due to pay off the loan. Is it possible to negotiate a lesser amount for the payoff? They charged outrageous fees on the loan and I don’t feel they deserve the payoff amount. The house has already been sold to new owners. If we tell the mortgage company we are not paying, what is their recourse? I received a couple interesting responses. It appears that a few people are incredulous that someone would want to try to negotiate a debt. One of the answers appears to have come from a person who has a vested interest in reverse mortages, so it is not surprising that they would say negotiating is not an option. Lets take out my statement about the fees being outrageous. I know my father agreed to the terms and I also get that mortgage companies are not out to spread money out of the goodness of their heart. I understand the risks they are taking and therefore they have to charge lots of money to cover themselves. OK so lets take this one step further and hypothetically assume I am just a good capitalist and want to lessen the amount I have to pay. The house is sold. The amount of money from the sale is going to leave some extra after the rev. mortgage is paid off. I’m really trying to see if there are any precedents for this situation where there has been a reduced final payment negotiated? Yes, I guess you could say I am looking for a way to screw the rev. mortgage people. NO, I don’t feel badly at all. This country is based on people screwing people for money. Just look at the Congressional bailouts to the banking industry. Average Joe tax payer=screwed. Health care legislation=billions of dollars in debt=Average Joe taxpayer=screwed. State/Federal government employees getting pensions, yes pensions- guaranteed payments for the rest of their lives from, you guessed it, Joe taxpayer=screwed. People who should not have been allowed to buy houses getting second chances from the government instead of being sent back to their apartments where they should have been all along: yup, Joe taxpayer picking up the tab=screwed. Those of us who have played by the rules, have perfect credit, never missed a payment on anything, just want to be left alone to live our lives without Government telling us what we can or can not do…=screwed. So now that MY RANT is done and my true nature revealed, I am just looking for a little screwing myself. I will end up paying what is due as that is just the type of person I am. I play by the rules. Call me a sucker. But hypothetically, has there ever been a successful negotiation or non payment of a reverse mortgage?


How can I get a FREE Carfax report on a car I already own?

I just wanna know what’s going on because it’s acting stupid.


Payday loans In Mass are Illegal?

I had a payday loan from MMG holdings it was a online payday loan for $200. I lost my job and could not pay it back so they sold it to a collector. Well come to find out the payday loan place can’t offer Mass res payday loans. I did not know that. The Div of banks told me that so what happens now with the collection place they sold my debt to. The loan was in June 22, 2009 why did it get sold to a collection place so quick.The collection place is nasty there from CA Nobel Recovery Services LLC They told me they don’t have to send me any paper work and told me I will be arrested for fraud. How can this be The MMG holdings should never have givin me the loan they broke the law.


I need to get a payday loan as a last resort; what are some reputable places? And how does it work?

Hello, As a last resort, I need to borrow from a payday loan place. I am so nervous about doing this, but feel that it is a last resort. Can anyone give me some guidelines or some reputable places? Can someone also walk me through the process? I need to borrow about 900 and make about 4,000 a month. I just dont get paid for another two weeks.


Help Needed, upside down car loan, divorce, no refi option?

Let me also say that if you want to respond saying how its all my fault that I waited 37 years of marriage in an abusive(alcohol and gambling) situation that it was my fault…I get it. Don’t need to hear it again thanks so please keep it to yourself, it doesn’t help anyone. Unless you’ve been there, you have no idea and I suggest you keep your ignorant rants about that to yourself please. Also, with the new bankruptcy laws I can’t even afford to file for bankruptcy again (unless I take a cash advance off a credit card for the legal fees?)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about the H&R Block Emerald Advance™ Line of Credit?

For those who have been approved how good is your credit. I have read online that H&R Block is doing credit checks for this year to get the Emerald Advance Line of Credit and I am wondering how good your credit has to be to actually get approved


Bankruptcy questions?


I filed for bankruptcy last year, and before I do my income taxes is there anything I need?

I filed for Chapter 7 Bankruptcy. It was finalized February 2009 and my debt was discharged (forgiven). Before I file my income taxes for the 2009 year, is there anything special I need to do in order to file my taxes. I do them myself online.


Advice on filing for bankruptcy help!!!!!!!!!!!!!!!!!!!!!?

I am seeking advice on people who have filed for bankruptcy. what routes did you go and how damaging has it been. what would you have done different. thanks!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I didn’t get approved for a best buy credit card ?

i really wanted a best buy credit card and i didn’t get approved for it do i need to make a certain amount to get approved and do i need to have credit history ? never had a credit card before and don’t have any credit history


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice


How can i check to see if my or my daughter’s SSN has been used?

I was filling out a enrollment form for my work’s insurance and had brought it in for their head of HR to answer some questions on it that i wasn’t sure about. we had suddenly gotten busy and i had laid it in our work room amongst our general file cabinet that everyone leaves misc papers, whether personal or work related, and everyone usually leaves it all alone. i then found it missing and couldn’t find it anywhere and had notified my bosses and coworkers as well as the HR that it was missing in case someone turned it in, which never happened and everyone else has said they didn’t know what happened to it. this isn’t a room where someone from the public can get to it, it’s strictly accessed by employees from my and other departments. i’m hoping against hope it was shredded and thrown out by someone who thought i didn’t work there anymore and not having used it or sold it. it had most of my information on it, including my and my daughter’s SSN on it. i’m not as worried about mine as my credit is crap thanks to my ex husband, but my 3yo daughter’s SS is fresh and the perfect candidate to be used or sold. i’ve found out all the ways to report if the number is being used, but can’t find anywhere on how to CHECK if it is. can anyone help?! i wouldn’t have brought in the form and left it if i knew there were untrustworthy people who wouldn’t leave it alone for a few hours til i had time for a break to put it in my locker.


What is a good/bad interest rate for an auto loan?

For a $5000 auto loan for 60 months What would be the range for none, bad, average, good, and perfect on an interest rate? **Please… serious, constructive answers only**

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the best type of credit card for me to have? I’m just a dude with a frugal lifestyle that only needs it for emergencies?


I’m thinking about taking out a payday loan. How can I know which ones are legitimate?

How bad is the interest? For instance, if I took out $500, and I paid it back within the week, how much extra would I have to pay?


How do I make online purchases without my parents finding out? (read description)?

First of all, no, I don’t have a credit/debit card, and no, I’m not going to sign up for one. I’m 14 so I doubt that would work anyways. My parents are incredibly strict, so it’s not like I’m trying to buy drugs or anything. I’m literally just trying to order a non s*utty shirt from Pink, but since it’s associated with victoria’s secret, they won’t let me. They’ve always let me make online purchases through their paypal, but I’m wondering how I can get that purchase not to show up. I don’t know if that’s possible, that’s why I’m asking. I don’t have to use paypal, I can also use their credit card, but I thought paypal would be easiest. And before anyone asks, I’m paying them with my own money, not stealing. If you’re going to comment If your parents don’t let you


30 day lates on credit report from auto loan?

Back in December of 2009, my husband and I both got laid off of work. We were having some money problems, and we had to pay our auto loan late. Although, we are basically a payment behind; here is the deal; my payment is due on the 29th of every month. We couldn’t make the Jan payment, so we paid it when Feb. payment was due, on the exact Feb. due date, and we have been been behind a payment since then…so technically, we are NOT 30 days late, just late. Now, we pulled my husbands credit the other day, and we have several rolling 30 day lates on this loan. I called the bank to dispute this, and they state they will not remove the lates because, and I quote some days have 31 days in them


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


How can i find my credit report without having to use a credit card?


Chapter 7 Bankruptcy question?

John is single. He has a steady job earning $35K/ yr. (Take home pay is $2300/ month).John owns a 2006 Ford F150 pickup truck. (Monthly payments are $300.) The bank which gave him the car loan has a security interest in the truck. John owes $1500 on the truck loan and is current in his payments. John rents a furnished townhouse on Bangs Lake for $1400/mo. He has outstanding student loans of $15,000, credit card debt of $16000 and unpaid medical bills of $9000. He also owes the IRS $5400 from the 2007 tax year and a jewelry store $1500 on an installment note for a gold watch he bought. The jewel has a security interest in the watch. Finally, he has monthly child support payments of $500. He is $5000 behind on these. He eats out about 3 nights a week, spends money (very little) on his girlfriend, plays golf once a week in the warm months and goes on 3 or 4 ski weekends a year (mostly in Wisconsin). He stops for an hour or two at his favorite bar almost every evening. John’s assets include the truck (worth about $10,000), jet skis (paid for, worth $4000), a laptop (he needs it for his job; it’s worth about $600), ski equipment worth $800 and a $1200 keyboard. He also owns 100 shares of stock worth $1500 (These are not part of any retirement plan.) and a gold watch worth $3000. John is thinking of declaring bankruptcy. (I wonder why?) The total costs of the bankruptcy proceeding will be $4000 (including attorneys fees, trustee’s expenses, etc.) Qs. Prepare a table showing what happens to each of John’s debts and assets if he files Chapter 7 bankruptcy. What property does he get to keep? How much does each creditor get? Are there any debts which won’t be discharged? What happens if John forgets to list a $3000 medical bill from the Boston Medical Group when he provides the court with his schedule of debts? for purposes of the homework assignment just assume that he can file under Chapter 7


Where can I get a FREEEEE credit report ?


What is the best online site to get a copy of my credit report that is detailed!?

In process of organizing finance to purchase house and need a copy of my credit report to see any negative info or reporting that I need to fix. I live in Arizona and would like to know the best site for the most detailed report that is accepted by all creditors. Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you go to jail for credit card debt?

can you go to jail for credit card debt? iam about 10,000 in debt and i havent paid a payment in 7-8 months because ive been having some financial issues..can they really send you to jail?


I used my dads credit card online for 560$ accidentally. I really need help right now please.?

It was on a website called Vulcan www.vulcun.com they do not do refunds I forgot his credit card was in my account and I accidentally used it. I know that I should tell him but I’m scared how he will react I really need advice


Mortgage Refinancing while making Chapter 13 Payments?

In November 2010, my wife and I filed for Chapter 13 Bankruptcy. Since then, we have been making payments to our trustee without fail. Additionally, we are paying back the full amount of what we owed sans interest and penalties. Given the historically low interest rates, my wife and I would like to refinance our condo. However, besides getting approval from our trustee, we will need to find a lender who is willing to work with us to get it done. Like so many others, our condo is under water, but we have always paid on time. Our current mortgage is FHA insured and has an interest rate fixed at 5%. If possible, we would like to get another FHA loan with a fixed interest rate that is lower than what we have now. We are not interested in any adjustable rate products. Reply if you can help.


Will they definitely offset my tax refund?

I filed my tax refund on jan 22 and found out that my ssn was flagged for an offset due to a defaulted student loan. I called the collection agency and was told that they only take out what you owe as of the date that i received the letter warning me of possible offset. Therefore i will still owe the remainder which is basically collection cost and that it would keep collecting interest. The guy in charge of my account couldn’t tell me exactly what they will be taking out of my refund but he was so quick for me to make payment arrangements for the remainder (i couldn’t do it that day because the due date for my first payment would fall 5 days before my next payday). why would he want set up a payment arrangement without even knowing how much i will owe? could it because they may not actually offset my return this year? and he was trying to get me on a payment arrangement just in case? i received my refund last year and also my stimulus payment even after i received that letter last year.


Where can i get an auto loan with bad credit? Legit and resonable?


I am trying to build my credit, can someone tell me a good credit card to get..??

I only want to get like gas on it and then pay it right up so that I can at least build my credit a little…. Any advice?? and please tell me if this is a bad idea… and if so why?


Can I get a auto loan with a 597 credit score?

My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know its still low. Now I’m in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One………..I would prefer not to go through the stealership…………any info……..thanks




















































Is my credit bad again?

Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Are Chase Student Loans considered Unsecured Debt or Secured Debt?

I applied for student” loans through Chase/ JP Morgan and I was wondering if those are unsecured or secured. They are not my stafford or plus loans


ReMax Seller/Realtor Fees?

We will be selling our house in the next year or so and think we might use Remax to sell and to buy our next home (out of state). I am curious to what the average realtor fees are with them. I am interested in an Open House and Advertising, if that helps. Thanks!


How does financing for a auto loan for a private seller work?

I mean how do they get their money??


Im getting a car from my parents which has a pinkslip their name, if I change it to my name, does the insurance company have to be notified?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you do a quick calculator figure to determine an auto loan interest rate?

Will be buying a car soon and I have two questions, 1) Can anyone tell me how to figure the interest rate I’ll be paying on a calculator. I want to be able to determine at the dealer and I know they aren’t always upfront with the interest rate which is why they try to get you to negotiate the monthly payment as opposed to the price of the car. 2) Most dealers say the internet price on a used car is the lowest available, is this true? Or is there always room to negotiate? I pulled the value of that particular car on KB and the internet price is the same as what you can expect to pay to a private party”. Still I want to offer a lower price


Where can I get a real free credit report online?

I need a credit report for free. Any websites that actually give you a credit report for 100% free.


How do home equity loans work?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it true that in other countries college is free to the citizens?

If that is true then why does the US make its people pay? It seems that if college education was free then most people would have degrees and there wouldnt be so many homeless and desitute people. What do you think? I am currently enrolled in school and am having trouble getting a loan to pay for school, so if this is true I may rethink where I want to call home.


Where can i get a goverment credit report?

i want a site thats secure and not companies trying to spy out my information. i need to clean up credit fraud.


Are there any credit report sites that are 100% free, and wont ask for a credit card # ??


Which is the best payday loan company?


What is the best Tom cruise movie?


Which is the best student credit card? Junior in college?

I’m a junior college and looking to build credit– I’m not interested in any gimmicks like rewards or incentives. Just need something simple that will allow me to build credit with them. I (stupidly) applied for a Discover It card during my freshman year of college and was denied because I had no proof of income. Now I have 2 jobs. My question is, should I apply again for a Discover It card now that I’ve improved on what they denied me for? Or should I apply to something else? And which one?


How can I get a credit report while I’m deployed?

I am currently deployed and trying to take care of some credit issues. I can’t order a credit report from annualcreditreport.com because the ip address for the computer is not in the United States and freecreditreport.com is giving me the run around saying that I need to call them. Well I really don’t have the means to just call when I feel like it. So, I’m wondering if there is anyother way to get my current credit report.


Is there a way to check your credit rating in the Uk online?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find a payday loan I can call and receive instead of applying online?


Am i a victim of an Installment Loan Scam?

After reading up on so much installment loan scams and people with thick indian accents calling non-stop because of filling out online loans that unsuspecting people would put their personal information on it… I just realized what a stupid move that was. but is it all a scam? I’ve been reading on these people requiring $200 or more to be paid upfront through western union or whatever (obviously that is a scam) but my situation is a tad different… this guy who says his name is robin” (with a thick indian accent


Fake FAFSA website? Help please?

I have been filling out FAFSA, and all of my tax information has been entered in, www.fafsa.com. People are saying that is not the real website, which is fafsa.ed.gov. They are now asking me for a credit card payment and i am worried I have entered information that cannot be retrieved. Where can i get a free credit ckeck,im a victim of id theft?


Deep in debt/no savings at 30 years old?

I just turned 30 years old last month. I work full time, but I don’t make alot of money and live paycheck to paycheck. I have no savings and very little in my 401k. I’ve been pretty irresponsible with spending money so i’m in ALOT of debt, got into the payday loan trap so that’s about 1/2 of my debt. I’ve got 2 kids and I get child support but I still struggle just to make it from one payday till the next. I really want to get my financial life under control and try to begin to save money but I just don’t see where to start. Any advice?


Where can I obtain a free credit report online?


Payday loans?

has anyone ever received money from a payday loan advertised on the internet, usually says up to $1500.00 . I was wondering if it is real and safe. I’m a single mom in need of a loan with not so good credit, I can’t afford to get burned. thanks. tina.


Auto loan from a bank question?

So I want to purchase a car from a private owner. The car costs 6600 and I have about 3600 I can pull out of my savings account to pay the owner, the rest I will need to borrow from the bank. I live in california and since I’m taking a loan out the bank will require that I pay taxes. If I pay the owner 3600 and only take a loan out for 3000 will the bank only charge me taxes on the 3000?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is CHAPTER 11 BANKRUPTCY (Petition)?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?


Should I get an auto loan as a minor?

Let be start by explaining the situation. I am 16 years old, and I’ll be getting my license in August. I’m looking at a 2006 Mustang V6, listed for 8500. This car is exactly what I want, and I have no doubt it will sell fast. I have about 5,000 dollars saved, and because of a unique situation I’m in with my own business, I make about 3,000 dollars a month. I don’t want to have to look for another car, because this one is the perfect car for what I need. My question is should I get an auto loan from a credit union in order to buy this car? I can pay it back in full with interest in about 2 months, would this affect my credit in a positive way? Thanks for any answers!


What is the difference between a cash transfer and an in-kind transfer? Give an example of each.?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone suggest a good, reputable debt consolidation company?

My fiance and I live in Ohio and I’m trying to help him find a good debt consolidation company. He’s gotten some suggestions from a person he works with, but the place he talked about sounded a little less then acceptable.


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.


I just saw a commecial for JG Wentworth, is this possible?

ok, this company JJ or JG Wentworth says they will pay all proceeds upfront…does this include Lottery winnings? If it does, then will it be to my benefit not get the lump sum payment because CA will take 50% if I do. Now I just go to JG and offer him 25% if he gives me the lump sum? now, i get 75% now! and JG gets 25% extra!! is there something wrong here?


Here’s a list of all the songs on my iPod, have fun, do what you want with them.?

Please Don’t Stop the Music Rihanna Please Excuse My Hands Plies Plenty Money Plies Poison Ivy Jonas Brothers Poker Face Lady Gaga Poket Full of Sunshine Natasha beningfeild Poor Unfortunate Souls Jonas Brothers Pop Bottles Birdman Pop Champagne Ron Browz Pop Lock & Drop It (Remix) T-Pain Poppin Cris Brown Poppin My Collar Rick Ross Pork And Beans Weezer Prom Queen Lil Wayne Promise (Remix) Ciara Pull My Hair Yin Yang Twins Pulling Me Back Chingy Push It Pretty Ricky Pushin’ Me Away Jonas Brothers Put a Banana In Your Ear Charlie The Unicorn Rain On Me Ashanti Realize Colbie Caillat Redneck Woman Gretchen Wilson Rehab Rihanna Renaissance Fair Freecreditreport.com Respect Pink Rewind Lil Wayne Richman 3OH!3 Ride That Donkey 69 boyz Ridin’ Dirty Chamillionaire Right Here (Departed) Brandy Right Now Akon Right Round Flo Rida Ring The Alarm Beyoncé Riot Girl Good Charlotte Rock Star R Kelly Rock Yo Hips Crime Mob Rockin’ That Thang The Dream Rockstar F

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who are the best bankruptcy attorneys in Jacksonville, florida?


My Chase online banking is no longer showing what I owe on my credit card, says its not available”?”

OK, I went to my Chase account to see what was left on my debit card and to see what the due date/amount was on my credit card. Under credit card information, I see the following… Outstanding balance† Not Available See activity Payment due date Not Available See statement Minimum payment due Not Available Pay credit card Balance last statement Not Available Available credit† Not Available Total credit limit† Not Available If my credit card was cancelled, it should have reflected so and at least displayed minimum payment due. I have a RIGHT to know my minimum payment???? Are they scamming me.


My credit score is 631…is that…?

bad? Can you tell me a little about where I’m standing? Also, there were 1 or 2 things on my credit report that were incorrect. There is a bad mark on my Mortgage payment that is/was a mistake. Once that is fixed, how much will that change my credit score? Last question, my income has doubled in the last 3 months, does the credit report know that, and if it does/doesn’t, would that make a difference in my credit score?


How can i check my credit score for free?

I got my credit report from Equifax for free but there was nothing about what my credit score was. why? how can i find out? just want to know my credit score!!!!!!!!!!!11


How can I get a mortgage with low income and bad credit?

Getting divorced and ex has brought credit score down. Have home now and will get 100k equity so new mortgage will only be for 100k. where can I get a mortgage? I’ve been paying 1900 a month.


Where can I get a free credit report?


What financial institution will extend credit for an auto loan to a first time buyer who has no credit?

My daughter, who is 19 years of age, only has 2 student loans (which are deferred) on her credit. Her credit scores are over 630. She has been gainfully employed for over 12 months.


Denied a credit card?

lauralhendricks your link does not work.


Loan against flats purchased under home loan scheme”?”

I have Purchased 2 flats (ground floor same apartments) thru bank loan. The Value of both the flats when i purchased in 2006 was 15lacs. Now the current value is Rs.30lacs to – Rs.35lacs. I have a need of Rs. 8lacs, is it possible to take a loan against the same property because of its increased value, if not with the same bank thru another financial institution. Appreciate your valuable response. Thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


When filing bankruptcy can i add a law office i am currently making payments for to avoid garnishments of wage?


Is my credit bad again?

I have 7 credit cards that are in good standing never missed a payment on any of them. I been rebuilding my credit for the last 2 year and everything was going fantastic. I do have 3 current collections from 2 years back, I have one charge off from Chase that I am now process of paying them for the last 4 months. I have one public record from a medical bill back in 2005 that’s going to come off my report in 2 years. A week ago, I just got another public record from the civil court due to Midland Credit Management (yea I know they suck). My credit scores before that were 647 (tu), 640 (ex), and 550 (eq). I was on my way to have good credit now this mess pops up on my credit report and now my tu credit score dropped back in the 580 range and my ex is now 579. Would I be denied for future credit cards since I got a new public record on my reports? How are my current credit card companies going to look at this when they review me as being their good value costumer? Should I keep rebuilding my credit until I get back to the level that I was at first before this mess happened? Please give me advice or tips.


Is there a way to get a free credit score?

I know ypu can get a free credit report once a year, but it does not include a score. I found a site called creditkarma.com, that allows you to get access to your free score. it has the https status, which is suppose to be secure and the BBB member label. Is this really safe. Has another ever heard of them? I f not please send some where that I can get a free credit score safetly. Thank You


The real free credit report website?


Is 777 a good credit score?

What is the highest and lowest scores you can have?


Question about car insurance deductible.?

Hi, I have a question if I’m involved in a minor accident at fault and the damage to the other car that I hit is about $500 to repair and my insurance deductible is $750. Then I will have to pay the $500 out of my pocket? If I will have to pay the $500 out of my pocket will my insurance goes up? The damage to the other car is under $750 of my deductible so I don’t think my insurance will go up am I correct?


What is the best way to get a personal loan?

does anyone know the interest rate at the moment, Credit score is good. Does hsbc or citi offer a good interest rate? looking for smth btw 10 ro 15k.




















































18 year old Marine with good credit wants an auto loan!?

18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Are private housing finance companies supposed to reduce the home loan interest floating rates as per RBI.?

I have taken home loan last year on floating interest rate.This year RBI reduced the home loan interest rates and following which all nationalized banks have reduced the interests. however, i have been paying on the same lines as last year.My query is 1.Are private housing finance companies supposed to follow RBI on the interest rates? 2. If yes, how should i take this up with the finance company in context. 3.Is anything can be done by going thru RTI Act , getting the correct info from RBI and taking step for claiming the loss of money i have incurred all this time. 4.should i transfer the loan to a nationalized bank to some nationalized bank which i am thinking of seriously. Please help.


I want credit report.com to stop taking money out of my bank account?

I have ask for free credit report and now they keep taking out money of $14.95 out of my bank account. In August they took it out on 8/2,8/29.8/31. and 8/30. I want all of this stopped ASP. Thank you very much.


For a credit card, what exactly does APR mean?

i have a credit card now which i pay in full every month and ive had it for about 6 months. i want another card so i applied at capital one for one and they told me about a card that would be a better fit for me with a 24% apr. i never overspend and i always pay in time and in full. so should i be okay then?


Any good or bad reviews of the free credit report sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I get a Debt Consolidation Loan but have extremely low credit scores?

So, I have been successfully paying down the debt that I acquired as a very dumb young adult. Now, that I have a great job etc…the only bad thing I have is CREDIT. I’ve started the process of re-building but need to know anything besides Prosper/Zopa etc to get a debt consolidation loan. I have about 6,000 in debt right now. Any advice will help. No payday loans that’s what put me in the hole a couple years ago! Thanks!!


If someone steals your identity can they take out a car or house loan?

I’m 18 and I think my identity may be in danger, but could someone use my SSN to take out a loan for a car or house? I’m checking my credit scores from annualcreditsreport.com. I also have no credit btw


What are the negative impacts that can follow a person after he or she files for bankruptcy?

WHAT IS BANKRUPTCY? a fresh start” is not always what happens after filing bankruptcy. what are negative impacts?”


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can H&R Block’s emerald card seize my income taxes for a previous year owed?

My husband and I had our tax return put on H&R Blocks emerald card last year. We were unaware that the IRS was going to seize them due to my student loans. I now owe that company $3000.00. I have called and tried to make arrangements with them, but they want a ridiculous amount up front and want the debt payed off in six months. We live paycheck to paycheck and just don’t have that kind of money sitting around. I am going to pay them, but I need my taxes to come up with the initial payment. I believe the company holding the claim is HSBC. If I were to file my income taxes directly with the IRS and have them mail me a check, can they seize them before I get them? I’m going to pay this debt, I just don’t have as much as they are asking for at this time. Is it legal for them to ask for such a large amount and not be willing to take what I can give them. I told them I could afford to $50 – $75 a month. They were unwilling to agree to those terms. I thought if you were making an effort, they had to accept it. Please if anyone knows about this situation, let me know what’s what. I have never had to deal with anything like this. The company that holds my student loans was very cooperative. They let me set the amount I could afford to pay them. I can’t believe that if I’m making an effort they can be so difficult. Thank you very much for your help in this matter.


How do i raise my credit score?

I am 18 years old and have recently applied for multiple credit cards and have been denied for about the first 10 and then i got approved on a joint account. I than found out that each time i applied and got denied that my score went down. How hard will it be for me to get my score back up there. What will help me do so?


How can i get a Free check credit report? what’s website? Help me! thanks..guys?


Is a cash advance from a credit card considered income on a tax return?

Would a cash advance (in the form of a purchase check” written to cash and deposited) be considered as income on my 2008 tax returns?”


How do I fix my credit report?

How do I fix my credit report, and what mater the must plz help


What is HDFC customercare number in Hyderabad?


Can we get an FHA loan if we already have a conventional home loan?

We own a townhome that we have outgrown and need more room.Four kids in a 2bedroom townhome and a partially finished basement-its a Brady bunch situation. We don’t want to sell until the value goes back up so we are considering purchasing another home and renting out our townhome until we can sell. Can we get an FHA loan when we already have a mortgage?


The Best Hiding Places in a house?

Okay so me and my siblings always play hide and seek, but the thing is everyone always finds me. I really want to know the best places in a house? Please and thank you.


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can an individual be sued for unpaid credit card debt?


Buying a house after bankruptcy?

I would like to purchase a house sometime in the next year or 2. This is my situation, I filed bankruptcy april 2010 and was discharged june 2010. my credit score right now is 601. I’m not married yet but my bf and i have been together 7 years and would like to buy a house together. I would rather not get a credit card because I do not trust myself honestly with one. I use pretty much cash or my debit card for everything. I am hoping to purchase a house thats in forclosure maybe or a house under 200,000 (otherwords not too expensive). Please give me some advice. Thanks.


I just saw a commecial for JG Wentworth, is this possible?

ok, this company JJ or JG Wentworth says they will pay all proceeds upfront…does this include Lottery winnings? If it does, then will it be to my benefit not get the lump sum payment because CA will take 50% if I do. Now I just go to JG and offer him 25% if he gives me the lump sum? now, i get 75% now! and JG gets 25% extra!! is there something wrong here?


How do you get credit?

I need to establish some credit. I am pretty sure it’s more than just signing up for a credit card and all that. I know I know I feel a little foolish by asking this. So what is the fastest & best way to establish credit?


Does anyone have examples of filed bankruptcy papers for chapter 13 pro se?


American express gold cash advance?

I can’t find on site, wanting to know if possible with this card…..please no comments on why not too, just looking for a yes or no…..using for 20 day real estate transactions so interest would not be an issue


Thinking of filing bankruptcy?

I’m considering filing bankruptcy I barely make money and I have allot of debt with school, credit cards & loans. My debt includes school loans, and 2 old car loans can I get them taken out of my credit? I live in New Jersey. Any info would be helpful.


How can I find out when mortgage rates are at a level that would make refinancing my condo more affordable?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get rid of $30,000 in debt easiest?

I owe 30k and absolutely do not want to file bankruptcy. I can afford to pay $900 per month but the balance just will not go down. They will not lower my interest rate either. I am skrued?


When someone with a car loan dies?

If you have a car loan and it is half paid off (or even 3/4 paid off) and then you die what happens? I know the car still belongs to the bank but…Do they take back the car? Or do the relatives of the dead person get a chance to pay off the balance and keep the car? You can’t put a car in your will if you are not the owner. (If you still owe a balance on it.) Do the surviving family members always get a chance to pay off the car and keep it or will the bank always take back the car? Exactly how does this work?


Can you remove yourself from auto loan?

A couple years ago I helped my sister get a car by putting it in my name and she is a consigner. Now, I need my credit clearer so I can get a house and property, but she wants to refinance and extend the loan and stuff. Is it possible to remove myself as primary and have her (as cosigner) take on the lien? No collateral was used, she hasn’t missed or been late on a payment in the couple years since getting the car. 13-14,000 left.


Is there a no credit card required site to look up family history?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto Loan Cosigner Info?

I am looking to get a new car within the next few months. My dad is going to take my car and I’m hoping to get a used 2008 Escape for $15,000 to $18,000. I make around $1,800 a month and have no other bills. I really don’t want to get a credit card so my dad or fiance are willing to cosign. The problem is that I am a nanny/personal assistant for two lawyers and they don’t file taxes. They are willing to provide a letter stating that I have worked for them for seven months and that I have made anywhere from $1800 to $2000 over the months since the hours I work vary. Without taxes being filed will a cosigner suffice or do I still need taxes filed for proof of income or some sort of credit history such as having a credit card? Thank you!


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?


Credit score check at equifax? trustworthy?

i did a quick credit score check a few days ago at equifax..very good detail but no excat credit score. should i check again because i had a deliquency and it ddint show up on the report which was weird..also a yr ago i did a creddit check at freecreditreport.com( i canceled as soon as i got my score) and mysteriously got charged by aol $16 a month somehow considering i had no account with them ever. just want to make sure i dotn screwed over again. thanks


Is tmart.com a scam or not?

I really want to buy a few items from there but I’m not sure if its safe. Anyone ever tried it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you file for bankrupty while being threated by a lawyer with court action?

I have just recieved a letter from a laywer stating if i don’t pay the balance of a old accout he will take me to court. well i ‘m not working right now and have offered to pay ten dallars a month until i find work. can i declare to keep him from sueing


How do I reach a ‘real person’at the major credit bureaus (Equifax, Esperian, Trans Union?)?

I have all of the toll free numbers for the reporting bureaus but, can only listen to the automated recording. I want to fax some info to them however, that info is not on the recording. HELP!


If I claim bankruptcy will it affect my finalized loan modification, or could I lose my home?

I am considering filing for bankruptcy because I have about $30,000 in back debt due to my previous marriage. During the divorce the Judge split the debts between my ex-husband and I which we incurred during our marriage. I have paid off the debts assigned to me but my ex has not. After the divorce was finalized I contacted the creditors as suggested, and submitted copies of the divorce decree to them outlining the Judges judgment. I was told that the Judges decision didn’t matter since I was the person who signed the contracts. My ex husband’s credit was horrible so pretty much everything we acquired was placed in my name. I refuse to pay and I also can not afford to pay the back debts that I was relieved of during the divorce. What repercussions do I face if I claim bankruptcy?


Where can i find a guarantor for a loan?

I need a long and have been accepted for one if i can find a guarantor. It has to be a homeowner with good credit history. I dont want my family to know about it. The only problem is that all my friends rent after the credit crunch. Any ideas?


Credit card company = loan shark!!!!?

My credit card company / bank is practically a loan shark. I was late for payment last month and i owed them $48. Today i receive my credit card bill… Late charge $180, Finance charge $32.91!!!! That’s 444% late penalty for 1 month and this is just freaking bullshit!!! No wonder banks could still earn billions with the economy so bad!!!


Is it bad to apply for more then one credit card in a day?

Im trying to get a new credit card to do a balance transfer from my Home Depot credit card before the APR rate goes up to 25% in October. I just applied for the Blue American Express card and was declined. Can I try another card today? Or should I wait? My credit score is in the mid 600’s and I just bought a house in March, so I thought that I was good to go when applying for a card. Also, I was wondering, do any credit cards do the balance transfer or only certain ones?


Advance Fee loans a scam?

Has anyone ever heard of Stonesworth Group or have gotten a loan from them? My boyfriend has received loan offers from them and Berkley Lending, but requesting that we send them a collateral payment of $1500 first and they will send us the loan on the same day. I have never gotten a loan before, so I’m not sure how this is supposed to work. I have done some reading online about Berkley Lending and heard a lot of bad things, mainly how they scammed people. I couldn’t find anything on Stonesworth Group, but they seem so similar to Berkley Lending in what they are asking us to do. If anyone has heard of them or could give me some advice as of what to do in this situation, I would greatly appreciate it. Thanks.


I want a $1000 payday loan now?

how can i get ? any good site to get ..advise plz


Free Annual Credit Report Question…?

Well I’m just trying to clean up my credit credit report .. have not and will not apply for any cc/loans soon 🙂

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you put a credit card in a childs name?

How could you apply for a credit card using a childs social if presumably that child has NO credit. Isnt no credit just like bad credit. And I thought your social is supposed to match your name. Im highly confused on how ppl do this. Just curious I would never try that!


18 year old Marine with good credit wants an auto loan!?

I have good credit, have paid off all my bills (cell phone, internet) and credit card on time and in full amounts. I am looking to get a $10,000 auto loan from my bank (Navy Federal). What are the chances they’ll give it to me?


Where a real online loan place where i can get real loan that just want keep sending me to different sites

i search for a loan and applied for one but the ones i applied for keep sending me to different loan sites i just want to know is there a real online like a regular loan place i would see in a city


How much does a bankruptcy cost?


I want a free credit report, but every one asks for a credit card. i dont have one. if its FREE why?


What is the average mortgage payment for a $700,000 house bought this year with bad credit?

I’m not sure how to figure out the monthly payments and I’m curious as to an estimate? This is assuming 5% down with a loan for the full amount of the house


How can I get a 7 year old credit card debt off my credit report?

I have not made a payment in 7 years and from what I understand the debt should be removed from your report, but who removes it?




















































What is the best FREE torrent download site where they ask for no profile or credit?

What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is HDFC customercare number in Hyderabad?


My car was 11,000 with an 25% interest rate how much do I owe in interest?

As you can see above they say my total is almost 16,000. but when i calculate my loan by the interest rate (using the excel formula) i’m getting that i owe i only 13,000. Are my calculation incorrect?


Why are debt collectors so rude?

I talked to this one yesterday and had told them I had already spoke to them about the matter. So the same person calls again today and i tell him the same thing and he says its a refusal to pay. I told him I can’t pay it and he still says its a refusla to pay. Jack a** When I talked to a different person I already told them I couldn’t pay and told them I would call when I could. Do they have to be so rude?


When’s the best time to measure your waist? ?

I mean it expands after eating and drinking… Should you measure it then, or when you first wake up on an empty stomach? Which is the true reading? Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Are student loan consolidation companies legit.?


What is the best makeup that I can buy at walmart, target, or walgreens?

Also, price is kinda an issue. I gotta stay on the lower end of the price range.


Is 699 a good credit score?

It’s say my PLUS score is 699 and that’s fair. So what is considered a good score?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can Someone Please Help Me With Loans?

Use the chart in the photo to answer the questions . The price of a home is $140,000. The bank requires a 10% down payment and two points at the time of closing. The cost of the home is financed with a 30-year fixed-rate mortgage at 7.5%. 8. Find the required down payment.       9. Find the amount of the mortgage.       10. How much must be paid for the two points at closing?       11. Find the monthly payment (excluding taxes and insurance).       12. Find the amount of interest over 30 years.       The price of a home is $130,000. The bank requires a 5% down payment and one point at the time of closing. The cost of the home is financed with a 15-year fixed-rate mortgage at 7.25%. 13. Find the required down payment.       14. Find the amount of the mortgage.       15. How much must be paid for the two points at closing?       16. Find the monthly payment (excluding taxes and insurance).       17. Find the amount of interest over 15 years.      


Can I get an auto loan with a credit score of 545?

Recently the transmission went out in my husbands truck and the price to fix it is more than the truck is worth. We decided it’s time to buy a new truck, but I’m concerned that we don’t have the credit to finance a $20k truck. I have financed a car before and all of my payments were made on time, and the car is now paid off. I pay all my credit cards (3) off every month, on time. We did have a large amount of debt, but we took out a loan (with a co-signer) to consolidate our debt. What are the chances with I could take out a $20k auto loan with this credit score?


Is it illegal to rent house with a mortgage?

If I buy a house with a 15 years mortgage worth 130,000£, first 2 year will be in fixed mortgage after that it be free standing mortgage (meaning if the interest goes up I have to pay more on monthly bases), then can I rent this house from the beginning to help me with finance? What will be the consequences of not telling the mortgage provider, that I am renting the house? Will they charge me extra for the mortgage and the insurance? or what?


Long Term Loan for bad credit?

I’m paying over $400 a month right now in Payday loans. I think a really easy option would be to take out a personal loan and pay monthly, for 12 months. I’d need something like $1,000 and I wouldn’t an outrageous annual interest rate, I wouldn’t even mind paying back 100% interest over a year, it beats the 600% interest of these payday loan companies. Could someone please point me in the right direction?


I am trying to figrue out my home loan. How do I put 5.99% as a decimal?


What happens if someone stops paying an unsecured personal loan?

My cousin is having a lot of trouble paying off a personal loan. I helped her a few times, but I have my own bills to pay so I stopped. Since it is an unsecured loan, she is thinking about not paying the rest of the money she owes. What are the consequences of not paying the loan?


Greedy or not: is it worth 0.5% APR to refinance an auto loan 2 days after purchase? Would you do it for $240?

I was still casually shopping for used cars when I saw an amazing bargain: dealer website error listed my desired car for $3k less than what it should have been. I immediately printed it/called, so they had to honor it for 24 hrs–but the blank check” for my preapproved bank loan (60 mos@5.32% APR) wouldn’t arrive for 3 more days! So


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Co-signer for business loan?

My friend have asked me to co-sign on a business loan because of my steady income and employment record. Trust is not an issue, however my spouse and I are both in school and have school loans. Since I have to update info with FAFSA every school year, whould the fact of having my name on a business loan affect my eligibility for school loans, as well as the interest rates on those loans?


30 day lates on credit report?

Can 2 30 day lates on a car loan prevent you from getting a job where they run your credit ? can you be denied a job for having these considering they are in the last six months with a bank?


For a house that cost 150,000 roughly how much is the payment for that house monthly.?

I am interested in buying a house but I want to know if I can afford the payments. Right now I am renting an apartment for 700 a month.


Will my 10K in debt effect getting approved for an auto loan?

I have about $10,000 in credit card debt and need to either purchase or lease a car in the next couple months. My credit score is above 740 and I am in the process of paying down all my credit card debt. The debt will not be erased by the time I need to either apply for an auto loan or lease a car. This debt is left over from carelessness with my credit cards while I was in college. I just graduated and have a decent paying job and am able to pay my current auto payment (cosigned with my father), save a little (plus 401k with my employer) and lower my credit card debt at the same time. Will the fact that I have this amount of debt effect my chances for approval on an auto loan?


How quickly does bankruptcy show up on a credit report?

Does it show up as soon as you set things in motion with the lawyer, or after you have your court hearing? Just curious, since I’ve started getting letters in the mail about getting car loans with bankruptcy and the like.


Where can i cash a money-gram money order.?


Is 633 considered a bad credit score?

i had 671 but now it went down because i applied for a card for a clothing store i had no idea it’d go down like that! anyways, is 633 considered really bad? i’m trying to get approved for this house to rent and i’m afraid i’ll be rejected..


Why does Australia have one of the highest rates of asthma in the world..?

what causes it, whats it like to have a asthmatic attack? what can be done to help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happends to my deposit when my landloard files for a chapter 13 bankruptcy in California?

My apartment owner is going through a chapter 13 banruptcy on my apartments I live in. Now the word around here is that he is giving ownership to the bank and that some other tenants and I have lost our deposit because he has no money no more. Isn’t illegal here in California for him not to have our deposit or try to keep it? some of the tenants are not paying rent because of this but for me i keep paying my rent because i never beeen late almost for 4 years now, should I still keep paying? what I really want to know is I want to know waht is going to happened to my deposit, and who or where do I need to go to get some legal advice? thanks for listening!


A mortgage of 147 500 calculate the new monthly payment?

2. A mortgage of $147 500 at 4.5% compounded monthly is amortized over 25 years. After the original 7 year term, the mortgage is renewed at 3.25% compounded monthly. Calculate the new monthly payment.


From Miami, I need money fast ,need to pay my bills now, I am struggling and desperate ,Ican work. help?

I have 3 children I can work I do anything just need money fast .tell me how Thanks


I was denied my auto loan bc revolving account balances are too low” why?”

It stated on the paper that I was denied for the following reasons: Revolving account balances are too low. There are too few revolving accounts. Original loan amounts on one or more installments accounts are too low. My credit was horrible, I had many cards max out and many late payments, lots of hospital debt too. Ive worked very hard over the last year and have paid everything off. I need a car really bad but I keep getting denied. I thought keeping low balances was a good thing. Can anyone help me understand whats going on? My score is a 570 now, what can I do to get it higher and approved?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is an 8.99% interest rate high on my auto loan?

I am in the market to buy a used car. I got approved for an $8,000 loan with an interest rate of 8.99%. My credit score is 659 which is not good or bad. Is this a good interest rate or do you think I could find a better one somewhere else? Do car dealerships normally offer higher, lower, or the same interest rates compared with banks or credit unions when they finance a car to you?


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Banfield Pet insurance feed back please! satisfied?

we’re trying to figure out what kind of insurance. I’ve been hearing good things about banfield. what does it cover? i have a 7 month labrador. that is a bundle of love and chaos! lol


I’m looking to erase my debt financial advice?

my husband & i have about 5000 dollars in credit card debt. he is the only one working im unable to find a job that suites the hours im able to work. well we purchased a house in may & walked into it with about 80,000 dollars in equity we currently have a 5.74 interest rate. were considering refinancing but were not sure if its to soon to do. we would take out more than 5000 if we refinanced maybe around 10,000 to do some much needed updates to the house. if we don’t refinance does debt consolidation hurt your credit? my credit is trash right now because i put my credit cards off to keep his up due to his job being strict on credit issues. i bring in 320 dollars under the table doing yardwork. any advice or options? i just mainly want the credit cards done it would be such a relief! thanks in advanced! last we checked my husbands credit score was around 600 between 624-650

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does the co signer of an auto loan have any ownership if not registered to them?


What are replay rates in golf?

I’m new to golf and have been looking into some different courses and they all have cheaper replay rates”. What does that mean?”


What does MISSING STOVE have to do with VA Home Loan Approval ?

Yes, it seems this is coming from some type / category list of requirements . . we want to know What List ? Where to get a copy of this list ? I just can’t imagine a family being denied” a Home opportunity due to a stove not being there ? Aren’t there more vital issues that exist . . what if Buyer doesn’t mind


If I have 70% down payment to buy a house, do I still have to get qualified for the loan?


Is there a free credit report website out there?


Debt collection agency (Capital Management) refuses to stop calling me. What can I do?

And one last note: I had this problem with another collector a while back and did send the a cease and desist letter via certified mail. I got the return receipt and everything. They kept calling. When I called and finally got through to some type of supervisor (who knows if it even was), they kept saying they never received it. When I said I have the receipt they put me on hold for like 20 minutes. Finally he came back and said they received an envelope from me that was empty, no letter was inside and they would keep calling me. So even with a certified cease and desist letter, how do you prove” that you really sent the letter inside of the envelope?? This is ridiculous


Question for real-estate smarties: I am looking into buying a small vacation?

cabin located bout an hour from where i live. I dont want to actually live there, but I want to use it like every weekend and maybe some weekdays. –kind of like a weekend getaway. Currently i live on campus housing (year round) cause im in full-time school (i workalso ) . My question is –is this bad idea as far as investment is concerned?? I mean, do small vacation cabins/lodges appreciate at all or what? also, can you make any money renting it out as a vacation spot, or is this a big pain in the a** please sum1 respond who knows about this… thanks!


Can I get a car loan with a 580 credit score?

I have a 580 credit score however I do not have any open credit cards nor debts with them, they have all been paid. I am planning on buying a car and was wondering if with a $3500 down payment on a $12500-$13000 car I could get a loan financed. I am currently with wells fargo and I’d like a loan from them (preferably). Would it be better to get a loan with a bank, or with the dealer? Also I heard state farm does loans as well. I have been with them for a whole year now and never missed a payment. So should I try getting one from them? Thank you for the answers in advance. ps: I really don’t want to hear rude comments. I had a fantastic credit score 715 but then after moving and not getting the job I was promised I wasn’t able to pay for a while and my accounts clearly became delinquent. So now I’m paying for that. Anyways. Please no rude comments.


Please respond back……..auto loan questions?

i really appreciate the fast answers also does it make a difference if im willing to put down 2500 to 3000 down

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A payday loan company charges 4.5 percent interest for a two-week period. What would be the annual interest rate from that company?

(Do not round intermediate calculations. Enter your answer as a percent rounded to the nearest whole percent.)


What is the best FREE torrent download site where they ask for no profile or credit?

I recently downloaded resident evil 5, it was absolutely free……….. i was astonished!!!! BUT,,,,, after downloading, they asked me to pay and get the password to OPEN the file???????? since i have no credit card to pay…… 7.5 gb was wasted for nothing….. can someone tell me the best website to download torrent files…….. or a software??


Auto loan question? $1000 auto loan or get a cash advance from a credit card?

So the car I want is $4900. I’d pay $4000 in cash, I’m 18 & I have no credit, I don’t think there’s any way I could get an auto loan seeing as I’m only 18. Would it be a bad idea to get a cash advance from a credit card for the rest of the money I’d owe?


Online Payday Loans?

I seen that there was some questions about them, but none recent, or that got a straight forward answer so, here’s the scenario. I was retarded and left my coat over a chair in our breakroom during lunch, a wonderful co worker took it upon themselves to take my gas money, and now..i have no money. I was wondering if anyone knew of an online pay day loan that could give me my money by tomorrow..or some day soon?? And some information about them..thanks bunches


I am unemployed and can’t afford car payments…?

i have a loan with Honda Finance, interest rate 23%. I know what a mistake i have made now, i am paying 386.00 a month and now am unemployed and can’t defer another payment b/c i am not working. I have been paying for 2 yrs on a 14,000 loan and still owe 11,000 I am in need of advice here, it is worth so much less any ideas what i can do don’t think Honda will work with me, and my credit is bad as you can see by the interest rate…


What’s the best online payday loan?


Anything I need to know before filing for bankruptcy?

I got sick without health insurance and was stuck with a $30,000 hospital bill that I have no intention of paying. I’m just ignoring the hospital/collection agency for now and I’ve gotten a lawyer who’s trying to have the hospital discharge the debt for me. If they ever did sue me, though, I’d have to file for bankruptcy. Any advice/information I need to know before filing for bankruptcy?