Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



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Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

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Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Payday loans for people in army reserve?

Does any know of any payday loan places that will loan to the army reserve. My fiance has a civilian job but they keep turning him down and the companies that do it for military wont do it cause hes not active any more. Anyone have any suggestions


When I was 18, I lied about my income on many auto loans, HELP!?

4 years ago, when I was 18, I lied about my income on multiple auto loans, and bought several cars with fake pay stubs and never payed for them. About $350,000 worth. All have been repossessed. Now, years later, I am 22 and I see that what I did must have been illegal. I owe all of this debt, with many judgements, that would truly take me a lifetime to pay. These banks seem to never have caught on to this. I assume I would file chapter 7 on the debt because I own nothing but I’m scared that if I do I may be sent to jail for this childish mistake, at the time I just didn’t understand what I was doing. What should I do now?


How do home equity loans work?


Bankruptcy and financial aid?

I am in the process of filing bankruptcy, hopefully it will finalize in the next month or so. I am currently attending school. I DO NOT HAVE ANY STUDENT LOANS IN MY BANKRUPTCY PETITION. My question is, will my bankruptcy affect my eligibility for future financial aid? Federal direct ford loans,grants?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Trying to find a site callled inmyaccount, it is for payday loans information?

i typed in the site of where i was approved for a payday loan and now i cant locate it, i need help


Is wage day advance a scam payday loan?

Hi I have just applied with wda ltd and gave them all my details they said I was accepted but needed to send them bank statements which I done but I haven’t heard back since just need some feedback on the company if anyone knows. Thanks


Am i better off refinancing my auto loan or taking a lower interest rate loan and paying the car off with that

we got a used auto and financed through the dealership and the interest rate is extremely high. Should i refinance this loan or take a loan from my bank with a lower interest rate and pay off my vehicle and just pay the bank back.


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I was asked for credit score, is that real?

I am pretty skeptic about this, but this is the email i received posting was on craigslist for a receptionist in a lasik eye care center, the posting listed hours mon-fri 9am-4:30, and the duties and the pay, all the asked for was a confirmation # that i got my score and they would set up the interview and to bring report to interview, also noted to contact him for more info. company website didn’t work, so I don’t know. Great news! We’ve reviewed hundreds of applications and we’d like for you to come in for an interview. Please follow instructions carefully, as we go through our company’s process for hiring employees. We take our client’s privacy and safety very seriously, and we are REQUIRED to run credit and background checks during our hiring process. While the background check can be done during the interview, we use the credit check to filter out semi-serious interviewees. Click here to get your credit report, free of charge. Of course, we will not ask you to transmit ANY personal information over email. Just send us the verification number so that we can confirm that you got your credit check, and make sure to bring the credit report to the interview. Don’t worry—your credit score will not affect your eligibility. That’s it! E-mail us the verification number, and we can set you up for an interview immediately. If you have any questions about the process, feel free to ask. — Christian Howe, Staff Manager Drake Lasik Inc. www.drakelasik.com


Can I get approved for an auto loan?

Well I’m 19 years old and my oldest credit card is a year old now. I’ve had a second credit card for about 4 months.


Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

also include lenders outside PA too


What income do you need to qualify for a $80,000 car loan?

I have no other debt, and I have about $40,000 saved up. I make about $100,000 a year, but is that enough to qualify? I can afford a payment of $1,600 a month, but I’m not sure if the bank would think so…


Bad Credit?

Has anyone on here ever had really bad credit? If so, where did you begin rebuilding it and how long did it take to build it back up?


How do i get a totally free credit report without a trial membership?


Chapter 7 Bankruptcy?

In process of filing Chapter 7 Bankruptcy – I am planning to surrender my house,car,two unsecured debts, and some medical bills. Question what will happen with my house, we can no longer afford to keep it due to basic upkeep,heating etc. The unsecured debts, I tried the route of getting help from a debt settlement company. Big mistake I found a few weeks back a notice of a court summons. So am taking the route of bankruptcy, after much thought and consideration. I am filing chap-7. I am getting ready to go through the credit bankruptcy certification class; have a call setup Monday. Any advice tips during this would be much appreciated. Will a chap-7 get rid of these debts? Attorney says most definitely; but am scared after the credit settlement ordeal.


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get an auto loan with extremely bad credit?

I am trying to buy my friends 2003 mazda speed protege.


Capital One Auto loan question + bad credit?

The last time I checked my credit score it was 541. On my record it says I have a unpaid debt of $5,800. Can I get a Capital One Auto Loan with this type of credit?? Please help. I am currently paying off one car would like to trade that it cause it’s just a horrible car!


Is it possible to get a payday loan when i have no bank account but do have direct dep on prepaid card?


How to fix credit score of 450?

Last year I became sick and was only able to pay my current bills, ie, rent, utilities, child care etc. no junk spending. Once the medical bills hit it was to late. I then took on raising my 2 nephews with no extra income and was unable to apply for assistance as they said my income was to high


Ok ive been looking for a loan for2500 with bad credit but have excellent collateral and banks wont help me .?

i need insallments and have had loans in the past will you please help me and i need it fast fast


Building credit for a 19 year old.?

If I am 19. I have a credit card for a year. A car loan for 3 months. and I just got aprove for a best buy credit card.. when will i be able to buy a car on my own?? or rent a place..? Also How do I get rid of a credit card completely. Do I keep the account and just shred the card?


Credit report?

how do you get a statement about a credit problem posted with the big 3 reporting agencies.


Good starting credit card for a college student?

*HSBC

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


PLEASE HELP ME!! i need to find a payday loan put onto accountnow visa card!?

i have no cedit i have a accountnow card its a visa card with a checking acount numberand routing number. i have nofamily and no where to turn to.. someone help me… where can i go to ask fordontions or anything… i am dieng inside


Payday loans?

does anyone know if you are filing chapter 13 bankruptcy if you can claim payday check loans on that online ones as well??


Does anyone know of a place that offers auto loans to people with bad credit?

I usually have a very high credit score. In the last few years, I have missed several payments due to an illness. My credit score is now only 544 points. I am no longer sick and have been able to work about 37 hours a week. All of my accounts are current now. I would really like to take out a small loan to buy a car in the price range of about $4,000-$5,000. I have already saved up about $2,500, so I can pay about half of the cost up front. Could anyone suggest a place apart from a car dealership that would be likely to offer a loan to someone with my credit? I applied online and recieved an offer from roadloans.com, but the minimum amount they will let me borrow is way over the amount that I have budgeted for a car ($7,000 if I pay the $2,000 upfront, which would mean a $9,000 car) I also talked to someone at a car dealership, and they said that they can usually get a loan for almost anyone, but I didn’t find a car that I liked at that dealership. I would much rather apply for and recieve a loan before going to the car dealership. it was really embarrassing, too. Thank you.


Does age affect car loans?

Simple as that, will my age affect my APR on a car loan (looking at about 3500-4000), I’ll be 18 when I get the car and I DO NOT have a credit card, so I really don’t have a credit history. I guess also, how much will my APR vary Based on my credit rating/history, by the time I get the car I will have had a credit card for about two months with it being paid off every month.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When facing foreclosure, is it best to just foreclose or file bankruptcy?


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company


Should I get a Kohls charge card?

Is there an annual fee?


What is the best way to get great credit with credit cards?

i want to know how much should i spend on each credit and should i pay off completly or should i leave a few dollars on i heard that you should use 30% on each then pay off each month but leave 5 10 dollars so credit card company get some money . also will it hurt my score if i don’t use my 5 cards monthly? I only use my cards for bill, gas groceries ect. so i know i’m spending money that i already have. does any one know what are other things i can do to bring up my credit score. i have a 580 right now but i will be looking to get a house in a year or two so please if anyone has any ideas on raising my credit score pease respond thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


CAN I LEGALLY GET RID OF CREDIT CARD DEBT ???????????????

I GET OFFERS ON MY EMAIL, BUY CAN’T TELL IF THEY ARE LEGETT.


Has anyone ever used a payday loan?

AS you can see i am from NY so I need something within the USA


Cash Advance APR.. how to figure out how much I’ll get in interest?

So I need to get $1,300 to drop on an apartment deposit and first month’s rent (I don’t have it off the bat, and I can’t get a loan! I hate being a student..). I already have a balance of $1800 on my card, and my APR is real low, like 12% I think. Since there are no promos right now or checks with my bank statement, I think I’m going to have to go to an ATM and withdraw this money (AHH!!!). The APR on Cash Advances is 19.99%. So I figure that as I’m paying off my balance, the money will go to the lower interest balances before the higher (thanks lenders). How do I figure the interest on this $1300? I can’t figure out the math. And, does anyone have any other suggestions on how to do this smartly? I’m feeling pretty stuck. Thanks!


Auto loan for college students?

While working through high school i accomplished enough to purchase my own car. unfortunately, i was in a wreck. i was not at fault and the other driver did not have insurance. i am now without a car and desperately need one to get back and forth to school. i am a college student. i was curious about how auto loans work and how i would get one. i do have a qualified co-signer but i am not employed. My fiance works while i go to school. I am not looking for a huge loan, only around $1,500.00 enough to get me a cheap but reliable car. I will however have the loan paid off this February, when i receive my financial aid return. I cannot wait until then for a car because i am in the middle of classes now. I need to know how to get one? how they work? i have no credit (just turned 18 last month). and what do i have to do?


Will a cosigner with a 700+ credit score solve my auto loan problem?

I have a horrible credit score (500 at best!) and a credit report with a handful of accounts in collections. I found a car that runs. I have 30 to 40% of the total price to use as a down payment. I would need an auto loan to finance the rest. My uncle has a credit score higher than 700 with all three credit bureaus and no trouble income wise also. Is having him as a cosigner combined with my down payment enough for me to get this loan? I also work and am currently paying on y collections account monthly- hospital bills = few years to pay off.


Best personal loans with very poor credit.!.?

I am looking for a personal loan for only $600 to complete a drivers education class. It is very hard for me to find one in MA with a cresit score of 537. The only reason I have a poor score is because of 2 of my credit card balences. I look only for loans that just transfer me to other lenders which is a endless cycle. Please help! Or any suggestions on any other way to help pay for this course. I am currently unemployed looking for work, but still have a steady income


Chapter 7 california bankruptcy?

my father is filing chapter 7 california bankruptcy, we both had a home together that was forclosed on. I received a notification in the mail that he was filing bankruptcy and he is the debetor and was notified because I am considered a creditor…. why is that????


I need to get an internet payday loan in Tennessee, any suggestions?

Im in a bad spot and in need for a short term loan, and my family or friends are not an option. I was suposed to get a bonus on my check and it got delayed and now I need to pay my car insurance. please do not be rude, I need to know where I can get help, fast!!


Can a creditor come to my place of business?

Ive been looking around Im supposed to write a letter to the company and let them know what that branch” (i guess) is doing. i was also thing that that was some form of harrassment. I was going the step further and thinking stalking. Too far? Oh and dear the law says that after I tell them to stop contacting me at work they have to.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company


Should I loan my boyfriend money?

The ring is real, he has the appraisal for $1000. He recently got a new, better paying job and he doesn’t get paid until 3 days after his move-in date. And he did ask me to move in with him, but I told him I didn’t want to because he is sharing the apartment with a guy friend and I’m not ready for that stage of the relationship. He just needs the money to cover moving costs and to make ends meet before he is paid. He already made his down payment and paid first month’s rent.


Cashnet usa collection notice?

My husband has a collection notice from cashnet usa.The sold it off to ccb services and i called ccb to pay this off.they told me it was aleady sold off again.So i called cashnetusa to find out where its at and if I can pay it and she told me that im not authroized to speak on my husbands behalf therefore i cant pay the bill.My husbands in iraq and cant all this lady up himself and pay this,nor do i want him to go through the hassle of it.Is here anyway for me to pay this bill now without him callin them and tellin them they can talk to me or shoulld i just wait till hes back home in a couple months to pay it?


What is advance against export collection bill?

Post-shipment advance or loan given by a bank for export bill sent on collection basis. Can anyone explain this in detail pls


Can i be sued after i have filed for bankruptcy.?

so almost a year and a half ago i had to file for bankruptcy i lost my two houses and lost pretty much everything i had to sell my all my material things just to pay for my divorce and today i recieived a summons to appear in court cause some bank is suing me for 65,000$$ when i have about 200$ bank account can they do this :/ I’m currently seeking a attorney.


How much money down to buy a brand new car with bad credit?

Terrbile credit ~ 520 score. I am sick of buying used cars, the last car I bought it is just one thing after another that I have to fix, for all the money I spent I could have just bought a new car with a warranty. So, any people out there that work in car lending? How much down do you require for a 20,000 car with bad credit? Ball park? Ty!




















































Bemco_investments@yahoo.com is this a real loan company?

Bemco_investments@yahoo.com is this a real loan company?

this man is willing to give me some $ but before I do i wanted to see if anyone else has tried this loan company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Anywhere to get free credit score without card info?

I made the mistake of using freecreditreport.com and then had to call and argue with their retention department for 20 minutes before they would cancel it so I’d love to be able to do this without signing up for a free trial. Transunion.com asked for credit card so I cancelled that one before it got started.


Where can i get Bankruptcy papers in california?


Has anyone tried debt consolidation or debt relief and how did it affect your credit.?

I don’t know if debt relief would be good for my husband and I or not, we have never been late or missed a payment and we usually DO pay more that the minimum but we have over $20,000 on credit cards and I feel overwhelmed. I feel like we will never have this debt paid off. Also our cards are zero interest so I don’t know if we really have any options. We have really good credit so I would hate to do anything to screw that up. Any thoughts would help!


What is an advance from overdraft protection?

On my wells fargo online account it says that an addition was added at it’s $31.96 and it says ADVANCE FROM OVERDRAFT PROTECTION ACCT”. Earlier today i had deposited $120 and then after i used my debit card at one store today and it took it then when i tried again at another store

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are some good/safe/reliable ways of applying for a small-scale auto loan?

hi, I am a international uni student in the us. so want to know whether any auto- loan program is available for me here.


*auto loan payment taken out 2 days after loan*?

I just took out this loan 2 days ago and my credit union has already taken my first payment out of my checking account. I thought it would be a month from now. Can they really take a payment a day after the loan is given?


How long does Bankruptcy stay on your credit?

Chapter 7


Bemco_investments@yahoo.com is this a real loan company?

this man is willing to give me some $ but before I do i wanted to see if anyone else has tried this loan company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possble to get approved for a car loan with half down, with bad credit ?

The car is 20000..want to put about 9500 down but my credit is terrible,any suggestions?


What does faxless payday loan” mean? Is it the same as a bad credit payday loan?”

How does a payday loan work and how could I get one if I have crappy credit? Do I have to pay the whole amount of the loan back in one payday? And how much would I have to pay back if (just as an example) I got a $1000 payday loan? Is there a lot of paperwork to fill out?


If an ex spouse files bankruptcy, will the other ex spouse’s credit be effected?


Can you qualify to lease a car with a credit score of 680 and a bankruptcy on your record?

The bankruptcy was like 5-6 yrs back


Citi Cards Nailing Me with 30% Loan Shark rates. I have never been late or missed a payment. What can I do?

I logged online to pay my card this month and lo and behold, the 8.75 per cent interest rate I’ve had for years now is at 29.99 per cent. (That’s thirty per cent, for practical purposes.) OK, first, a google search shows me that large numbers of other people, with good credit, have the same problem. Second, I see no major media companies covering this in their news.” Can a lawyer tell me why it’s legal for them to do this to me and everyone else? Also


What would it take to get an auto loan?

i just graduated high school, i have no credit history, i have a job and earn 900 dollars a month. im looking for a loan of about 9000 dollars, how much money down would i need?


What is the best company to consolidate my student loans?

I have about 20K in student loans and I graduated this past semester.


What does NO OVER CREDIT LIMIT FEES mean?

I’m applying for a credit card and it says No Over Credit Limit Fees.” My credit card has a limit of $300 Does that mean i can go over $300? Or because there is no Over-Credit-Limit-Fess


Bemco_investments@yahoo.com is this a real loan company?

this man is willing to give me some $ but before I do i wanted to see if anyone else has tried this loan company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a copy of my credit report for free?


Credit card grace period?

i understand that. but when does the grace period start? when i buy something or when they mail the statement?


Am I eligible to get a home loan of Rs.25 lakh my annual salary is 1 lakh?


What does a secured credit card with 9.99% APR mean?

I am new at this and really need help. I am looking at a secured credit card. It has a 9.99% APR, what does that mean?


Personal loans for the unemployed?

So some unexpected medical cost came up and I need $3000 by late April. I’m unemployed and I have no one I can borrow money from or anything to sell. I need some advice on loans or credit cards for unemployed people. anything will be appreciated.


What are the causes and effects of The Great depression?

May I also have a long answer not a short answer


How to get a credit card with bad credit?


Does applying for credit cards bring your credit scores down?

just curious =) thanks 😀

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What can I do about my bankruptcy attorney’s conduct ?

I filed BK 13 a little over two years ago. A couple of months back I learned that one of the creditors added in Schedule B is reporting the debt as a collection on the credit report. I later received a letter from a collection firm representing said creditor. I took the letter to my attorney who said okay we’ll sue”. The paralegal said that I’ll be their guinea pig since they’ve never sued anyone. Since then


Which is better, Citibank or Citifinancial?

For taking out a personal loan, which is better? And are the APR’s the same, or will that have to depend on my credit? I’m thinking about 4,000 or 6,000. Help please. 😉


HAS ANYONE HEARD OF PLATINUM SRVC 80? IS THIS SOME KINDA OF PAYDAY LOAN COMPANY?

ON MY BANKING ACCOUNT!!!


Where to run ITINs credit score?

and do not put the 3 credit agencies because they don’t have tax id number credit records, is another agency of the credit bureau and that is what I want to know.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I transfer my auto loan to my brother?

I have an auto loan through Wells Fargo with about 4 years left. My brother needs a car so I’m offering him to take over my payments, so I could just get a newer one. His only credit is having a job for about a year and a credit card through his bank for about 6 months. Could I transfer it over to him anyway? He can’t afford a huge down payment at a dealer, so he can give me a smaller one.


Bemco_investments@yahoo.com is this a real loan company?

this man is willing to give me some $ but before I do i wanted to see if anyone else has tried this loan company


Low on cash-know any good websites?

I’m low on cash, and was considering getting a payday loan. Does anyone know of a safe and legit website to get one? Thanks 🙂


Can i get a home loan with bad credit?

My credit is far less than perfect. In the next year or so, i want to look into getting a house. Would i be able to get qualified for a loan through anyone?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much would a $170,000 mortgage cost a month?

My friend own’s in the same area as I want to buy and her taxes are $1500 a year. I am going off her estimates. I have been making mock” mortgage payments for a few months – Paying my $1070 rent PLUS another $500 a month into a “pretend” mortgage (savings) account and I was still able to make 2 car payment’s (the only other debt we have) and save $200 a month & pay into retirement.”


This questionis for peeps who got payday loans???

Ok, here is my question…so you guys have gotten a payday loan before to try and make ends meet right?? and like were there any of you that could not pay for it, or at least have trouble paying for it?? so what happened, did any of you go to jail, did they try to get you for fraud, or what happened?? have any of you got a payday loan over the internet and just gave them your checking account number and let them deposit into your account, and when you had trouble paying for it what happened?? did they try and press charges against you??? please i want to hear about your bad experiences with payday loans…i want to read something outhere that i know i’m not the only person out in this world that is getting harassed over a stupid payday loan…..please anybody….


Payday loans?


Where can you find a listing of companies that have filed bankruptcy?

I heard that Linens n Things filed bankruptcy, where can I go to find this out for sure?


I am starting the process of buying a home…?

and am a little intimidated by the entire process of dealing with a real estate agent and blah blah blah. Just looking for a little info regarding the following; I have very little debt (under $3k), my credit score is reasonably ok (above 700). I was a previous homeowner more than 10 years ago and due to the situation at the time, had to short-sell it (single guy; bought home with girlfriend at time). Now I am married. Can we use my wife as a first time buyer (no income/homemaker) and use my income or does it not matter since we’re married? How long does a short-sell affect your chances of repurchasing? Do I need to be completely debt free? Thanks for your input.


How much is the monthly cost of living in China for an average western couple?

With my wife we want to go privately to China to live and work there (not as expats), so we would like to know the cost of living there (flat rental, dining out, monthly overhead costs). We dont intend to live on a high but rather average standard.


Where is the best place online to get a credit report these days?

Thanks but no thanks. That is a government run site. This was teh most useful source out there. You may want to bookmark this link.: http://www.moneybluebook.com/how-to-get-your-free-fico-credit-score-and-avoid-fake-credit-offers/


Can you tell me how to check the free yearly credit report from internet?

I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How to get my free credit report.


Can you use your gamestop trade credit to order somthin online?

I wanna buy sumthin online and i waz wonderin if i could use a trade credit card to purchase it. The money in the card is from games i solld to gamestop.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is this on my credit, or not?

Back in 2008, I just turned 18 and I was being young a dumb and decided to move out. Of course I ended up in a bad situation with my ex roommate, and I moved out like 2 and a half months if that, after I first moved in. Then months later I get a letter from a collection agency for $1,2XX dollars. I ignored the letters and never paid it off. Last year when I was trying to buy a car, that prevented me from getting a loan but eventually, I was able to get financed and I got the car I wanted with a pretty good interest rate. Now, I am trying to move out again (with no roommate) I’m wondering if landlords use a different data base to check rental history. When I check my credit, the collection isn’t there. It used to be there but I’m not sure where it went. I’m pretty sure my ex roommate didn’t pay it off, but it appears to be gone. I’m sure there is a record of it some where but I’m not sure where. Also, when I check my previous addresses, only my parents address shows. I’m filling out my application for the apartment and I’m not sure if I should put down that address or not. I want to be honest, but if it isn’t on my credit then they see a wrote it down anyway and call my previous landlord, then I don’t want to prevent myself from not getting the apartment.


Bemco_investments@yahoo.com is this a real loan company?

this man is willing to give me some $ but before I do i wanted to see if anyone else has tried this loan company


Can you use your gamestop trade credit to order somthin online?

I wanna buy sumthin online and i waz wonderin if i could use a trade credit card to purchase it. The money in the card is from games i solld to gamestop.


I need a payday loan ASAP!!! It must have no credit check, no faxing and give an instant answer!!!?

MY DAUGHTER IS ATTENDING HER SENIOR PROM AND I DESPERATLY NEED TO GET A QUICK LOAN!! I CANT SEEM TO FIND A ACTUAL LENDER!! I KEEP GETTING THE MATCHING SITES HELP ME PLEASE!!!!!


Is gettin a House Loan Pre-approval online safe when they are asking for our social security?


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Could we get approve for a auto loan?

I’m looking to purchase a truck in August. Trying to keep the loan under 20,000 and payments below $400. My three credit scores are a 688,678,702 and my wife just pulled one credit for of 698. I just rebuilt my credit back up from a 545 over the past two years. Paying for mistakes made while in college and not taking care of credit cards. But I have all that cleared up and haven’t been late on a card for more that 3 years now. Will I be able to go in and get a joint auto loan with my wife?




















































What student loan consolidation company has the lowest interest rates?

What student loan consolidation company has the lowest interest rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What if you don’t know all your creditors for bankruptcy?

I’ve been working on declaring bankruptcy for a little while, but I keep running into the same issue…I don’t remember all my creditors. A lot of my debt is from when I was in college a few years ago, I have a bunch of doctor’s bills but I don’t remember exactly which doctors I saw, accounts have been transferred to outisde agencies, stuff like that. I understood what my lawyer said as any debt I don’t list on my bankruptcy is basically tough luck, so I want to get it all…but how do I go about doing this? I pulled my credit report already, what else can I do?


My credit is 679 is that too bad???

We already check our credit reports on annualcreditreport.com and everything was right. We want to buy a condo between 110,000 to 120,000. and we are planning to get assistance of the first home buyers progra in NYC. we only have 5,000 for downpayment and its my girlfriend money. Also she makes more money than I.


What is the best payday loan service?

looking for the best payday loans service for loans up to $5000


What is the best bank in your opinion? must offer auto-loans and personal loans as well.?

previous experience is recommended.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Free credit report.com commercial?

How do you play the dream girl freecreditreport.com commercial?


What is a game that is similar to the Godfather 2?

I want a game that is very similar to the Godfather 2, NOT Mafia II as it’s not similar at all, you can’t control businesses, you can’t control your own army.. ETC I want a game that you can manage and customize everything, also a game where you have an army under you. Suggestions?


If i file for bankruptcy, and my car is bought under my wifes name, what is going to happen to my car?

As well as my/wifes jewelery?


What student loan consolidation company has the lowest interest rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who can help me fix my credit?

without charging an arm and a leg!!


Pre-bankruptcy credit counseling question… How long is the phone call afterwards?

I did the pre bankruptcy credit/debt conseling course online and need to make the call to them but the problem is I have a very active toddler that likes to scream when I am on the phone. I am wondering how long the phone conversation usually lasts. I want to try to make the call when she is napping but her naps aren’t that long soooooooooooooo…………..uggggg!


I need a loan for 700$(not a payday loan) and long term 6 month plus?

I need 700$ for equipment for my job. I dont necessarily have bad credit I have one item on my report and Its recently been taken care of but I still get screwed. I need the equipment to keep my job. I dont understand why I couldnt get a loan because I make my insurance and my car payments on time always. I just got a new job a month ago that could be hurting me but my previous job I had for over two years and I was a managers. Please any advice would help.


Are there really FREE credit reports?


Is there really a website i can go to and get a free credit SCORE? If so what is it?

I keep going to these websites that end up having fees, is there one that doesn’t?


Is dresslink.com a scam or is it safe? If you’ve used it, let me know!?

There’s a site called dresslink.com and it looks too good to be true. I just wanted to see whether or not it was a scam. Has anybody bought from this site? I want definite answers, not opinions. Sorry if that sounds rude! I was just thinking that some of the things on the site were very pretty but I’m not going to buy anything if it’s not going to get to me or be of value. So, yeah. Hope I get an answer!!!!!!!


Will they actually take your personal property when you file bankruptcy?

Stuff like, clothing, toys, electronics, game systems, tools, computers etc.


Where To Get Free Copy Of Credit Report?

Hi…want know where exactly I can get a free copy of my credit? I heard we can get our reports for free, and was wondering where exactly.


What student loan consolidation company has the lowest interest rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need help in payday cash advance loan, plz?

I need some cash advance for emergency, somebody tells me a loan company that can lend me money like hundreds pounds??


I have very bad credit and need $15,000 to pay off a credit card now, how?

I have a huge credit card bill that belongs to my mother. I need to get a loan now to pay it off and then repay it on time to get my credit established, any suggestions, my credit is very bad and obviously this is making it very difficult


Consolidate Debt Without Owning A Home?

I am a college student. I am also extremely impulsive and have recently sought help for my erratic behavior. Over this last summer I managed to rack up about $8,000 on a credit card. What’s the interest rate? I don’t even know, this is how financially daft I am. All I know is that my second payment just came due, and it’s a $250 minimum payment. The limit on the card was just over $8,000, which is just about what I managed to put on it. I have shredded the credit card and do not have any others, but obviously my payments will get higher and higher with interest. I activated the card in June and my second payment sine then is already $250. It’s obviously going to get worse and worse, since I can’t do much more than the minimum each month. (And that’s if it stayed around $250, which it won’t.) I can afford to pay it this month, but with a car payment, insurance, cell phone, gas and living expenses, I can already tell that this is going to get entirely out of hand. Yes, I know I’m stupid, please spare me. Anyway – because I have not missed a payment on the card yet, nor have I ever missed one for anything else such as my auto loan, I have very good credit for the time being. However I live at home and don’t have a mortgage or anything like that. I have no real collateral: my car is being paid off, I don’t own a house – I really don’t own anything of much value. I want to consolidate my CC bill or spread out the payments or something; my spending habits have gotten better, and I am in college so at some point I’ll be making more money, but right now I need to stretch out these payments to keep my head above water. If I have to make a low payment to some company over 10 years, that would be fine with me at this point. Is there anything I can do?


Release of liability of mortgage in divorce?

My Ex Wife got all my property in the Divorce. How do I get my name off the loans when she doesn’t’ work and is unwilling or unable to re-finance. If I can not get my name off, how can I not be liable for the loans? If I’m still liable, once I release the title and deeds she gets all the houses I get all the payments? Judge told her to release me and hold harmless all liability? What do I do to make sure that happens?


Is it possible to get a FHA loan a year after bankruptcy discharge?

Is it possible to obtain a FHA loan a year after bankruptcy discharge?


Can i use a prepaid visa debit card to buy chinese NFL jerseys?

I’m thinking of buying a prepaid visa debit card to buy some jerseys from a chinese website. However, I don’t really trust them with my normal credit card. So can I pay with a prepaid one? And how much are they?


Which bank is the easiest to get a credit card from?

i dont have great credit and had issues in the past regarding my credit i have been working on it and have been paying off all debt and doing relaly good now so which bank is the easiest to get approved from and i dont need a really high limit but i do need a low interest rate


What is the best way to stall a loan shark?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I access canadian credit reports for free; no credit card?

how can I access canadian credit reports for free, no credit card either


Do companies write off” debt that they can’t collect?”

What exactly is a write off? After they have written it off can they still put it your credit reports (equifax, etc.)? If I call the company and find out my debt has been written off, should I call the credit bureaus and inform that the debt has been written off and ask them to remove it from your history? I’ve also heard that you can write a letter to the credit bureaus informing them why you incurred so much debt you couldn’t pay back and explain your intentions about how you are going to pay them back. I was told that the letter must be submitted with the report when the report is requested. Is it true?


Payday loans england?

I knw this is a bit of a daft question but is there any payday loans for people who’s on benefits in england I’m a single parent.I’ve had one before so I knw its possible? N ye I knw before some people start most won’t give them to people unless there working!


I owe money to a man who just filed Chapter 7 bankruptcy and now I owe the laywer?

I owe a man who filed bankruptcy chapter 7 in Ohio and I recieved a letter saying to pay the lawyer not him. It says in the letter and I quote The undersigned is the duly appointed and qualified Trustee in the above captioned proveeding under Chapter 7 of the Bankruptcy Code. As trustee I have legal title to all non-exempt assets of the Debotors in this case invluding any of their right to the balance uner a vertain installment sale of may 10th 2010



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My husband and I are 20,000 in credit card debt. We used to make great money together -?

but his business has slowed (He already works 70 hrs week). My question is how can we get out of debt before our credit gets ruined? We are -1,000.00 per month bringing in the cash. I am trying to find an extra job but already do real estate on the side which has been slow. Please someone help. Every month, something isn’t getting paid. We tried trading in our cars for cheaper payments but owe too much. Thanks for your help.


What student loan consolidation company has the lowest interest rates?


Can you recommend a reputable debt relief/consolidation company?


As an E-3 in the navy can I afford a 22,000 car?

It’s a 2013 Ford Fusion, My down payment would be 3,000. And USAA for insurance. And the only bill I have is my phone which is $85/month.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s a good credit to debt ratio? Please help!!!! Any info is appreciated!?

I was a student for 3 years and lived on my own for 5 years. I was struggling with money and got my-self into too much credit debt (over $25,000!) Now I am struggling to pay them off as soon as I get a paycheck. I barely buy food or clothes or any extras (The only extra thing I but is a train pass). So I am working as hard as I can to find a way to lower my debt and interest, I tried transferring my highest percent card to a lower one (from 18.35% to 9.99%) and they declined my transfer becuase of my high debt to credit ratio. The interest alone is killing me. What’s a good credit to debt ratio before they let me transfer my money or give me an increase so I can close my highest paying card? Any info is very very very appreciated! Thank you!


I recently got scammed on a loan, and I need to get one fast! I have poor credit and I don’t have a cosigner.

I’ve come to the end of my loan and I will loose my car in 4 days if I don’t pay 1400! Please help me. I cannot affort to get ripped off like I did. Payday loans have failed me therefore I cannot go that route. Please, help me. I need a local loan, not from the UK.


My friend has bad credit and can’t get a credit card but has never had one.?

So yeah my friend went to buy a dog today and they said no because he has bad credit… he’s never had a credit card before and can’t get one because credit cards always deny him. How can you be denied from getting a credit card and have bad credit if you’ve never had a credit card and always used a debit card? How can you fix it and be able to get a credit card and good balance. They can’t get a free credit report because it asks for a credit card number.


Monthly payments on a $1,000 loan at an 12.99% interest ?

can some one illustrate what a monthly payment will be on a $1,000 loan at 12.99% interest? if you can show a chart, that would be great.


I need my bankruptcy information from 1994 how can i get it?

I was discharged from bankruptcy and no longer have the documents, how do i get a copy


Any genuine unsecured loan lenders? am tired of scammer’s who ask for a fee upfront.?


Does anyone know of any sites that offer unsecured personal loans for bad credit credit score under 500?

IF YOUR GONNA JUST BE AN A S S H O L E! AND JOKE AND GET A QUICK 2 POINTS PLEASE DONT RESPOND CAUSE YOUR NOT ANSWEING MY QUESTION!!


I own my car, should I get a car loan? To raise my FICO 08?

The new FICO 08 will grade on credit DIVERSITY. I purchased my 2005 KIA SUV with cash, I have a few credit cards with low revolving balances and a mortgage. A bankruptcy in 2004 (due to divorce) is still dragging my FICO down even though from that date I have been stellar with my credit. Seems silly to ask- but the article looks like you could drop 50 points for not having diverse loans!!


How to get home loan?

Planning to take home loan. Please help me. What is the procedure and which bank is best ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am filing for bankruptcy chapter 7. I am trying to make sure I find everyone I owe money to.?

If I happen to miss someone is it possible that they could come after me? How can I avoid this? What extra steps do I need to take to be sure of this? I know like when I write a check they put my id number in is there any other place besides on my credit report I can look? What steps should I take to make sure I don’t miss anything?


What student loan consolidation company has the lowest interest rates?


Is 703 a good credit score ?

We are buying a new home and they ran our credit with 3 different credit companies.Each company gave us a different score.they were 703,680 and 679. Is this good? Will they take the best one or an average.


I want a motorcycle! I have no credit, help?

Hello all, I have been wanting a 2013 300cc ninja for a while now but I have no credit. I have enough money to buy the motorcycle that I want but I want and need to build my credit so i want to finance it out instead. I am military so I have been told to use USAA to get an auto loan but they deny me too…. Anyone have any ideas what I should do? I dont know if there is much of a difference but I dont have bad credit, but I am only 20 years old and just havent payed for very much besides bills and a couple things from Aarons. Please help me! And please no lecturing on why I shouldnt get a bike or stuff like that. Thanks!


Has anyone filed Bankruptcy on their own without a lawyer?

If so, did it go well?


I have a 701 credit score, make 16,000 a year, will i qualify for a small home loan?

i am 19, a student. my credit score is decent (701) and i bring in around 16,000 a year income. i have a small 3,000$ student loan and a 2000$ car loan. im looking into buying a condo priced at 37,000. is there anyway anyone would give me a loan, i can deff afford the monthly payments on a loan like that. if i cant do it on my own, is there anyway my father (credit score 780) can cosign with me or somthing. what are my options, thanks!


Bank account gone into debit will this effect my credit rating?

Its happened before too but i do have an overdraft facility on my account so no bank charges apply. But will this effect my credit rating when applying for a mortage?? will i still be able to get one?




















































I recieved an intent to accelerate from my mortgage company. What does that mean and what do I do know?

I recieved an intent to accelerate from my mortgage company. What does that mean and what do I do know?

We have been unable to pay our mortgage the last 3 months. We received a notice to accelerate from them. What does this mean and what do we do now? We have called the mortgage company several times in the past three months asking for help and they denied us each time even though we qualify for the help they advertise they offer. This is so frustrating! We made a payment of $2000 wich is only half of what they are asking for to bring the loan current. We are not able to come up with the rest of the money by the 18th of this month before they start the forclosure process. Any help or advice would be appreciated at this time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I’m under 18. What is the easiest way to get fraud items off credit report all at once? READ B4 ANSWER HELP!!?

I am under 18 years old and I have things on my credit report. When I call the companies and say fraud they act like they don’t know what I’m are talking about. I live in Minneapolis, MN and need some assistance on how to get them off all at once. It should be a way where I don”t have to pay a lawyer. And I don’t need a phone number that has an answering service and they never call back. Please Help!!!!!!!!!!!


What’s the quickest way to build credit?

Need assistance for credit report and to up credit rating. Any clue how this even works, would be greatly appreciated. And yes, before you start, I am a first time buyer.


Question about unpaid payday loans and bank accounts?

My friend Amy is struggling due to financial situations and she couldn’t afford to pay her bills. Her bank of America closed due to her checking account being overdrafted for too long and she wasn’t able to pay back the two of the payday loans she took out. I was wondering how many years it will take for the closed bank account and pay day loans to go off her credit. Also how many years will it be until she can open a new bank account some where else and how badly will it affect her credit? Thank you in advance!


I was approved for a 72-month auto loan with simple interest at 9.9%…?

This is my first time financing a car and I seen a car at Carmax…the agent ran my credit report with Capital One, Wells Fargo, and Santander. The above loan quoted is with Santander. The car is a 2010 at $12,000. I plan to pay more than the monthly payment. I have a full-time job making $32,000 a year. Is this a good idea or a bad idea? I have no mortgage and I rent an apartment. I haven’t committed yet. I plan on having it paid off in 2-3 years and would like to refinance after the first year for a shorter term and lower interest rate. Like I said, this is my first time finacing a car and I would appreciate some sage advice. My equifax is 658 and my transunioin is 687, I don’t know what experian is. Also, is it possible to refinance after a year of timely payments even though this is a 72 month loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Car Loan includes sales taxes?

When I get approved for a car loan, Is that amount supposed to include tax and title fees? I am buying from a private party.


Can i still get a phone from verizon wireless even though my mom filed for bankruptcy?

So I wanted to get the new Motorola droid from verizon wireless and i was until my mom told me she couldn’t because they do credit card checks and im guessing hers is virtually non-existent cuz she filed for bankruptcy a while back, so you think i can still get the phone???


Where can I get a free credit report? I heard that we are entitled to a free one a year?


I recieved an intent to accelerate from my mortgage company. What does that mean and what do I do know?

We have been unable to pay our mortgage the last 3 months. We received a notice to accelerate from them. What does this mean and what do we do now? We have called the mortgage company several times in the past three months asking for help and they denied us each time even though we qualify for the help they advertise they offer. This is so frustrating! We made a payment of $2000 wich is only half of what they are asking for to bring the loan current. We are not able to come up with the rest of the money by the 18th of this month before they start the forclosure process. Any help or advice would be appreciated at this time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is dresslily.com a good website to buy from?

Plz I want to know. cuz there are some really nice dresses that I would love to buy.


Walmart credit card???help?

i just applied for walmart credit card online. Anyone who has one when u applied online does it tell you immediatly if you got approved (because it said id receive letter in 7-10 days) does that mean i didnt get approved or what just curious on how all this stuff works


Experian score of 755 cant get credit?

£21k earnings only debt is sofa with 8 months left to pay. Had loans in past. Never missed a payment. Can’t get loan or credit card but offered £1600 overdraft! Even chap in bank surprised! Updated my previous addresses, closed inactive bank accounts. Baffled!


What does shorting sale of sub-prime mortgages” mean?”

Referring to what Goldman Sachs was doing


How much will i be paying the finance company for auto loan?How to calculate it?

ok so i have bad credit, cant get financed anywhere so might do in house financing. The interest rate will be 24.5% on 30 months for a 8000 vehicle with 2000 down(so really on 6000 loan). How do i calculate how much the finance company will be making off me?


Am I able to do a debt consolidation and just pay one monthly bill? But I don t own a house or a car to put up as collateral?

I m some where between 15,000 in debt with credit cards and loans and I regret ever getting them !! Just need help on what to do step by step to just have one monthly payment, my credit is poor , and I don t know what to do.


What is novus credit reporting agency?

I can not find a web site for it and I have been trying to check it for my credit score, if it exsists why cant we check it


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


I recieved an intent to accelerate from my mortgage company. What does that mean and what do I do know?

We have been unable to pay our mortgage the last 3 months. We received a notice to accelerate from them. What does this mean and what do we do now? We have called the mortgage company several times in the past three months asking for help and they denied us each time even though we qualify for the help they advertise they offer. This is so frustrating! We made a payment of $2000 wich is only half of what they are asking for to bring the loan current. We are not able to come up with the rest of the money by the 18th of this month before they start the forclosure process. Any help or advice would be appreciated at this time.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long does a personal chapter 7 bankruptcy take to be discharged?

A Chapter 7 with no objections or contesting from anyone.


Can’t find a contact for fireside bank collections dept?

I went into default in 2009 for not paying car loan. I am trying to pay them but can’t find a good number or website. Fireside sold their loans to CPS but they didn’t buy my loan. Anybody got any good numbers?


Where can i get a credit report that’s Absolutely FREE no credit card needed?

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks


Experian credit rating…..need answer asap please!?

Hi, i have just signed up for the free 30 day trial on experian to obtain my credit report, however am unsure what to do? i plan on getting a car on finance and was advised to get a credit rating. I see the free 30 day trial on experian however to obtain a credit rating i need to pay a further £5.95 to obtain my credit rating? i thought it was free? OR, do i just need my credit report and not my actual credit rating score in order to get a car on finance? I see there is a brief overview of my credit report under ‘My Credit Report’, but is this enough information for the car salesman to use or do i actually need a credit rating score? thanks in advance!


How do I make 1500 before September 1st?

Me and my boyfriend are moving into our own place and I really want to decorate and have money saved. Im not creative so please give me tips and ideas on how to make money. No payday loans or spam please!!!!


Does it cost money to reaffirm a car loan?

I am being forced to file chapter 7 bankruptcy over debts I did not create, which just flat-out sucks! I’ve never done this before, nor do I ever plan to do it again. Just wondering if I have to incur any more costs to reaffirm my car loan, which is paid-to-date? thx


Should I get a home equity loan to pay off back taxes?

I need to pay off about $30,000 in back taxes. Is it better to take out a home equity loan, cash in stock, or borrow or liquidate a 401K?


How does selling your home at a loss affect your tax return?

Property was not forclosed, sold it before it forclosed for less.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a safe and free way to get a credit report?

I have only encountered sites such as creditreport.com that force you to give them a credit card # to complete the report. Then you are automatically enrolled in some garbage. If you don’t cancel within 30 days, you’ll be charged outrageous amounts monthly. Does anyone know a way to get a 100% free & simple credit report? Without having to sign my life away?


How do I find my refund after bankruptcy is discharged?


Where can i get my true FICO score?

I read somewhere that any credit score that is not from myFICO.com is not real (a FAKO). I checked my score through Equifax, does this website give me a pretty accurate score or should i go ahead and check myFICO?


How to buy weekly Metrobus ticket in Miami, FL?

I’m coming to Miami for a week’s holiday, and would like to use public transportation to move around. Where do I buy weekly ticket for Metrobus? Can I do it on a bus?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why might a lender be willing to charge you a lower interest rate if you agree to pay off your loan quickly?

This is an assignment, so i need a politically correct” answer”


I recieved an intent to accelerate from my mortgage company. What does that mean and what do I do know?

We have been unable to pay our mortgage the last 3 months. We received a notice to accelerate from them. What does this mean and what do we do now? We have called the mortgage company several times in the past three months asking for help and they denied us each time even though we qualify for the help they advertise they offer. This is so frustrating! We made a payment of $2000 wich is only half of what they are asking for to bring the loan current. We are not able to come up with the rest of the money by the 18th of this month before they start the forclosure process. Any help or advice would be appreciated at this time.


How long is a bankruptcy going to stay in your credit?

how does if affect your credit and how much is your credit score went down? thanks!


Would it be best to file bankruptcy?

I’m 22 now , but when I was 18 I got very carried away with my credit cards . I currently have 5 and the combined balance owed would be about 6,000 .. I’m currently a student and have a job working no more than 10 hrs a week. I feel very overwhelmed and missed some payments .. they raised my minimum from 50 dollars to 615.. They won’t stop calling my house about paying , but i really can’t afford it anymore so i was wondering if i should just file bankruptcy instead ? or are there any other solutions ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My current fico score with Experian is 585. All 2 auto loans and 2 credit card payments are made on time?

and have been. Balance on auto loan 1 = $8,000. balance on auto loan 2 = $9,500n If I pay my $4,000 credit card offfd(which leaves 1 card with balance of $1,000) and pay the two debts that are listed on my report, will my score increase at least 20 points?


When filing bankruptcy do you need you need to notify your landlord if you’re not behind on rent and won’t be?

The form has several options under Certification by a debtor who resides as a tenant of residential property. 1) Landlord has a judgment against debtor for possession of debtor’s residence (does not apply, no judgment) 2)Debtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to cure the entire monetary default that gave rise to the judgment for possession, after judgment was entered AND debtor has included with this petition the deposit with the court of any rent that would become due during the 30-day period after filing the petition (does not apply; there is no monetary default) 3)debtor certifies that he/she has served the landlord with this notice (11 USC 362 (1)) The only one that looks like it might apply to is 3; but since there is no judgment or default what exactly am I supposed to notify them about?


Can I get a home loan for $350,000 for a $300,000 house and use the extra $50,000 to buy a car?

I am not very experienced when it comes to loans and that sort of stuff but I’m trying to do research to educate myself, so the question is I want a new car as mine is causing troubles. A car loan is always a liability and I don’t want my car loan to throw possible lenders off in the near future when I buy a house, so the question is, am I able to buy a house and get extra finance on the same loan to pay for a new car ? Thanks


How do i get free credit report?

online without a credit card


Ex Wife Files Bankruptcy: I loose my car?

The note for the truck was in both of our names that is why it was taken because of the bankruptcy. The gentleman who came for the truck showed me the bankruptcy order. I was not late on payments and had stellar history with the finance company for the nearly two years I had the truck. Had I known at the time that this was going to have such an impact on my credit, I would have sought help in 2006 however I’ve learned from this mistake and now simply need help on how to rectify this situation so I can restore my credit.


Can you still get a home loan if you have had a foreclosure?

We had a home it was in really bad shape. So we filed bankruptcy (a long with credit cards) It wasn’t because we couldn’t make the payment, we couldn’t do the repairs.We would like to buy again. But don’t know if we can get another loan. If anyone knows anything about this please let me know what our options are. Thank You and God Bless!!!!


Where can I find reputable debt consolidation programs?

I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report). Thanks.


Where can a you get a personal loan with horrible credit?

I dont mean those payday loans either.


How do you get an auto loan through your bank instead of the dealer? How does it work? Is it a better choice?

What is all this about manufacturer rebates and dealer financing? that’s only for a new car, right? I read somewhere that you can get as little as 0% per year…like, as in, you don’t have to pay interest on the loan at all? (assuming you have good credit, I would guess)…If I can get a deal like that, is it better than going through my bank? what is usually the better choice? And, what is the process? I have to call the bank to prequalify, then go to the dealership and find a car, then go back to the bank? or, if I’m doing dealer financing, I just go into a new car dealership and do everything right there?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


WHAT IS IN HOUSE fINANCING AT CAR DEALERSHIPS? wHAT DO THEY MEAN BY YOUR JOB IS YOUR CREDIT??

iam trying to get a car with my dad but he has bad credit and iam still in college so my credit is limited ..therefore we are trying to figure out other ways to get a car


I recieved an intent to accelerate from my mortgage company. What does that mean and what do I do know?

We have been unable to pay our mortgage the last 3 months. We received a notice to accelerate from them. What does this mean and what do we do now? We have called the mortgage company several times in the past three months asking for help and they denied us each time even though we qualify for the help they advertise they offer. This is so frustrating! We made a payment of $2000 wich is only half of what they are asking for to bring the loan current. We are not able to come up with the rest of the money by the 18th of this month before they start the forclosure process. Any help or advice would be appreciated at this time.


Are auto loans a good idea?

Im deciding if i want to do an auto loan or not.. can someone tell me the pros and cons of one? and any other pointers or tips or just anything to look out for?


Trying to get an auto loan?

Ive got a 2003 Kia Optima and I’m thinking about trading it in for a little bit newer Jeep Grand Cherokee. The blue book value on my current vehicle is 3800 and the one I’m wanting is about 18000. I recently though applied for a personal loan for 5000 from my bank but my length of credit history is too short. I dont have bad credit. My credit score is 714 and I have 6 hard inquiries. Some that are a few years old and some that are recent. Would my best option be to have a co-signer because I’m afraid that if I try to apply for an auto loan I’ll get turned down again?


How to make payments for someone else’s credit card debt?

It does not look like you have the option of deleting a bank account. I am not familar with credit cards as I avoid them.


Best free credit report?


Am I too old to qualify for a first-time buyer’s home mortgage?

I’m almost 47 years old, a single mom, and looking to purchase my first house. I’m wondering whether I’ll be able to get a twenty-year mortgage because of my age, or should I try to find a 15-year mortgage? I’ll be a first-time buyer, does this make a difference? Thanks for any help or advice — I’m really in the dark here!




















































Why wont a credit card company lower my interest rate?

Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can you still get loans after filing for bankruptcy?

I know it stays on your credit report for a long time, but will lenders still give you a mortgage or car loan? Is the interest really horrible? Just wondering.


Second chance financial credit repair?

I’m trying to fix my credit and i wanted to know if second chance financial is a good company to help me. I heard them in 97.1 free Fm in Los Angeles CA,


Can I get an auto loan with bad credit?

Ok, let me tell you my story-I have bad credit but NO DEBT. Before I joined the military, I payed my 2300 worth of debt off. That was about a year ago, maybe 10 months. Anyways, My credit is still bad though, and I applied for an autoloan through USAA and they said I could get a 12,000 loan WITH a cosigner. But This is not what I need, I need a little bit higher, say, 15,000. Since, I have no debt, Are all the places gonna only approve me for 12,000 or can I get anymore? Please don’t tell me to get a car for 12,000, I have the car I want, it is a good deal and my only advise I need is about the loan, not my car. Thanks, by the way, I currently have no credit cards or anything.


Would i be able to finance a car under 10k?

So just wondering if I would be able to finance a car at 21 with about 2000 down. I make around 2300 a month. I just have a cell phone bill and a credit card bill come once in a blue moon whenever I use it. Problem is that obviously I probably don’t have a mature credit report and I have been in 2 accidents since I started driving at 17. Both my parents have filed for bankruptcy so I’m pretty they can’t co sign. I honestly don’t know if taking a loan for 10k seems silly.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I get student loans while enrolled in a Chapter 13 bankruptcy?

I am currently in a chapter 13 bankruptcy repayment plan. I have some student loans that are included in this plan. Is it possible for me to take out additional student loans next year? I am going to graduate school and I cannot pay for school on my own. I have never missed a payment and I am repaying everything 100%.


Is there a fee for using your credit card in the bahamas?

I will be going to the bahamas to the atlantis resort and would like to make most of my purchases on my credit card. Is there generally a fee to use a credit card over there? And if I use traveler’s cheques, will I get the difference back in US dollars or bahmian dollars?


Lie to get a payday loan(unemployed)?

I am on benefits and was sanctioned for 4 weeks now my electricity and food have run out and i need to wait another 10 days before i sign on again. Well i have never been this bad before. I need to keep going till next week and was looking at payday loans. I have previously been self employed and was wondering if i put that i am self employed on the application would i get away away with. I am a bit desperate and the money would be paid back in the correct time. Bad idea?


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Making $10/h, can I afford a $16,000 car?

Additional I live with my parents who are both in the military. I have no others bills to pay besides a 50 dollar phone bill. I’m not to sure on how credit scores work seeing how I’m just starting out to build credit.


1 year old credit card debt payments?

I was in UK a year ago and I had two credit cards. I had to leave the Country due to an emergency and I did not pay off the credit cards. The amount i owe totaled 2000 pounds. I am now required to travel to UK for 10 days. I am worried about this debt. Can it affect my visa application and my entry clearance at the UK airport? Will the bank be tracing my entry into UK?


Credit cards gone to collections…..need advice…please!!!!?

All my credit cards have gone to collection agencies. I had 5 credit cards & totaled they don’t exceed 8K. I was out of work due to an auto accident but I am back to work now. I was researching ways to pay them but I get different answers. Some say don’t pay


Best place to get loan with bad credit

I have a poor credit score but I desperately need a small loan. What is the best company to provide this type of service?


Can I get out of payday loans this way?

I have three payday loans. (1) 575.00 (2) 345.00 (3) 162.50 In the contract it states you can make a prepayment of no less than $5 on (1) I paid $5 on (2) i paid $20 , I made the prepayments right after I took the loan out because in theory they cannot cash my check and will be forced to accept any kind of payment I make. That way my bank account doesn’t go neggative when they try to cash the check and also so they will not take civil action against me. I want out of these payday loans and I am willing to make payments (1) said they could set me up on a payment plan of 143.00 every 2 weeks but I can’t afford that!!! PLEASE HELP!!!


I am needing a bill consolidation loan,but can’t find one because my score is way too low.Can anyone help me?

I have tried just about every financial institute inmy area and even tried searching online,but still no help.I keep getting the same results and places online,but nothing.I have steady income and been at my job for over 4 years.Can anyone tell me of a place that might can help


Payday loans?

Can anyone recommend me of a payday loan company which is reliable (if possible in this area…)? Is it better to pay them back by checks or by debit card and what’s the risks besides paying enormous APR? Thanks


Why does the U.S. borrow money from China?

Please. I need a clear answer. U.S. does not have to borrow cash from China but it can produce more dollars bills??


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is this a legitimate website to get my get a free credit report?

https://www.annualcreditreport.com/cra/i…


How to sort out my debt problem???

I am an Indian guy, who lived in the UK for the last 3 years on a work permit basis, therefore i managed to take a personal loan and had a few credit cards, however I had to leave the country because my office could not extend my work permit anymore, I have not been able to keep up with my loan repayments and now they have now served me with default notices, and I don’t know what to do??? I have called the banks to advise of the situation and they are saying that they cant do anything about this, and they want me to pay my arrears, but i could not afford to pay the arrears as i do not have savings nor a good job so that I can keep up with the payments. I cant even do a bankruptcy because i am now back in INDIA, can someone please let me know what is the best way around this?????


Paying Before the Due Date On an Auto Loan?

Ok let me see if I can explain this a little better. I recently took out an auto loan with my bank a couple mos ago. It’s around $7600 @ 8.6% for 48 mos. I’m just a college student starting out. I have fairly good credit. Any who, my car payment is just under $200 a month. Since I have it with my credit union, I just have them take it out of my account. But what I do is this, when I first bought the car I made sure to cover @ least 3 car payments. So what I did was transferred those 3 car payments after I made my 1st one, from my account to my auto loan. Since it was around $900 dollars payed, it says the next car payment won’t be do till january 2010. =D BUT if I keep paying around $700 or so every 3 mos or $300 every month BEFORE the due date, won’t that money be applied DIRECTLY to the principle, instead of some of it going towards interest since my loan is on a fixed schedule? The way I have it figured the car should be paid off around the next year in a half or less. That way if I fall in a hole I have a few months to get up a car payment plus I’m saving on interest. I’ve only paid interest on time and that was around $80 (first car payment). The other 3 for the months of oct, nov, and december were applied directly to the loan, therefore I shouldn’t have paid interest and all that money went straight to the principle. Am I right? If I keep this up I will keep from paying interest on the life of the loan?


Is there a personality disorder where an individual is focused on one particular person and is never satisfied?

IE: former co-worker interferes with a person’s marriage but sending him a letter and when she is able to win over the husband, she continues to follow-up on the individual she targeted in a stalking kind of way. Questions a good therapist should explore in self-reporting before answering this question: How did someone “interfere” with your marriage, and why? What was in the letter? How did your husband respond to the letter? It is revealing that you use the idea of “won over.” This could indicate a person whose life-view is a “zero-sum game” – everyone and everything is either “won” or “lost” – no in-between, which is not life and people. Is that your approach to life? If someone or something was “won,” are you then the “loser?” Is that perhaps why you are seeking ammunition? What shape was your marriage in if your husband was so easily “won over” by a letter? You reveal much about yourself in your question. You give your husband no credit for being an autonomous human being with a mind, feelings and free will of his own. You trivialize him by portraying him as so easily “won over” by a letter. Is that how you regard him? Is that what he lived in his marriage to you? What did you do to keep your husband and marriage in response to this person and the letter? Was your husband “won over” or was there really a reason for him to divorce you? What reason did your husband give you for divorcing you? Are you really entirely innocent? Why would this person target and stalk you – YOU? Describe both of you: appearance, education, career, lifestyle, accomplishments, etc… What do you mean by “follow up?” Can you be specific? Why do you feel you are being targeted? What has the individual done to “target” you? What activities? How has the individual “stalked” you? Can you be specific? What activities? Have you called the police if you are being “stalked?” Why would a stalker whose goal is to have your husband continue to stalk YOU after she “won him over?” Have you sought professional help for your situation, or just cyberspace? Is the fact that your communication about this is ONE-WAY – unknown, without verification and no dialogue – a type of “control of information?” Are you really seeking (undeserved) support anonymously in cyberspace for your wounded ego and your version of events? It is also a form of control and manipulation to accuse – or threaten to accuse – a possible informant of the things you have; the “perpetrator-crying-victim” game. There is a “character disorder” in which the afflicted individual seeks to “character-assassinate” others when perceiving being wounded; ultra-competitive, below-the-belt, deceitful, manipulative, Machiavellian and hates to lose. Does this apply to you? What is the individual’s “focus” on YOU exactly? About what – can you be specific? What activities? When do you think the individual would be finally “satisfied?” What do you think is his/her goal? What has the individual not gotten that he/she ultimately wants – to be “satisfied?” What other things has the individual done “to” you that did not yet satisfy him/her? It is interesting that you use the term “personality disorder” – where did you get the term? Are you really “asking,” “projecting” – or seeking support and the appearance of legitimacy for what you have already decided? Obviously you have done some research if you use the term “personality disorder.” Why have you then not found the answer to this question in your research? Has this term actually been applied to YOU? Is it perhaps that you are just a “sore loser” and are looking to discredit or defame the “winner?” Sour grapes? You really must be honest with yourself and others if you truly desire legitimate help and change. Seeking support on the internet from strangers for what you wish instead of what is really the case solves nothing for you. Why are you not asking about pathological lying instead of worrying about everyone else?


What are the best investments for very little money?

I don’t have much money, and I do not know much about investing. But I do know that I need to start now and not later. Any suggestions to help me secure a comfortable future?


What’s meets fcra requirements” on my credit report mean?”


A loan from the cash value of your life insurance policy would be characterized by?

A loan from the cash value of your life insurance policy would be characterized by a. increased death benefits to beneficiaries b. increased premiums c. unchanged death benefits available to beneficiaries d. no specific repayment date e. annual percentage rates higher than other sources


Where can i check my credit report for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Help me decide bankruptcy or not?

Me and my husband have accumulated debt together about $20,000 he is not working and has been unable to work and now gets social sec. this is the reason for this debt. Since things clear off your credit after a 6-15 years most will be clear with in the next 3 years. We are thinking bankruptcy but were just not sure either way it will be on our credit we just want to be debt free get a house and etc like others can do. any advice?


How can I get out of debt?

I owe about $2000 in medical bills that have been turned over to a credit reporting agency Im one month behind on my mortgage and cant get caught up on my monthly bills. If I were able to get my medical bills paid and fix my credit I would be able to afford my bills easily. I have no credit card debt but just fell behind and cant get caught up. What can i do? I cant seem to get a loan because of my bad credit. Any ideas?


If i file chapter 7 bankruptcy do i continue pay my monthly car payment?

car payment place wants there money


Can anyone here recommend a GOOD bankruptcy lawyer in the central florida area?

Can anyone here recommend a GOOD bankruptcy lawyer in the central florida area?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get a car loan without insurance?


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.


How to improve your credit score?

I have a credit score of 698 and I was wondering how I might get that up to 700, I have one credit card, I had another but I canceled it after I paid it off because they charged a nasty annual fee. I always pay my bills on time and in full. I do use my credit card like its a debit card though, I’m not a big fan of using cash so I use my credit card so I can see exactly how much I am spending every month and what I can cut down on. I don’t currently pay any bills as I live with my parents and I am only 19, but I am looking to take out an auto loan and I’d like to get my credit score up those 2 points to 700 so I can get the best financing, How can I improve my score if I already pay my bills on time and in full all the time? Is it bad to use your credit card a lot even if you pay it all off at once?


Does anyone know where I could get a real FREE” credit report&score w/o needing a credit card/payment method”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a question about student loans URGENT!?

I need the money for college in 12 days 🙁 . Due to some circumstances i was unable to accept any financial aid and i have to pay the whole bill. Is there any private student loans that students under 18 can get without a cosigner? My parents have filed for bankruptcy within the last 5 years so they get declined regardless of credit history. Is there a way i could apply for the semester bill alone? …. Please im getting desperate 🙁


Do Cash Advance places help your credit?

I heard that they did and tried one but it never showed up on my credit report. I really did need to use one and paid on time but I don’t see how these places can help in the credit department.


Do you have to declare you have dependants when applying for a home loan?

Me and my partner (not married yet) are trying to figure out the best way to apply for a home loan. I had our daughter 8 months ago and am currently not working. I haven’t yet decided when i will go back to work but it may not be for a while yet so we only have 1 income. My question is, can my partner still apply for a single home loan even though he is partnered, and is it a legal obligation to state he has a dependant? If he takes out a single loan and says he has no dependants the banks will allow us to borrow alot more, and i still receive family tax payments which don’t count for anything on a loan but still cover the costs of our daughter. Any ideas what is the best way to do this?? Thanks alot 🙂


Is spot loan a scam? Im.not.sure.can.anyone tell me.?

thinking about taking out a loan.just.want to.know.


Installment Note – accounting help?

Entries for Installment Note Transactions On January 1, 2014, Parker Company obtained a $125,000, four-year, 6% installment note from Clark Bank. The note requires annual payments of $36,074, beginning on December 31, 2014. Hint(s) a. Prepare an amortization table for this installment note, similar to the one presented in Exhibit 3. Round the computation of the interest expense to the nearest whole dollar. Enter all amounts as positive numbers. (Note: Due to rounding, the 12/31/2017 Interest expense is provided.) Amortization of Installment Notes For the Year Ending January 1 Carrying Amount Note Payment (Cash Paid) Interest Expense (6% of January 1 Note Carrying Amount) Decrease in Notes Payable December 31 Carrying Amount December 31, 2014 $ $ $ $ $ December 31,2015 December 31, 2016 December 31, 2017 2,042 0 $ $ $ b. Journalize the entries for the issuance of the note and the four annual note payments. For a compound transaction, if an amount box does not require an entry, leave it blank. 2014 Jan. 1 2014 Dec. 31 2015 Dec. 31 2016 Dec. 31 2017 Dec. 31


Where can I find a free creditable credit reporting agency that I don’t have to have a credit card for?


Third party collection agencies and credit reporting question…..?

I have a question. If you have a delinquent account and it goes to collections, then this agency sells it, and that agency sells it, etc. on down the line, how should this be reported on your credit report? Should all 3-4 agencies be listing this as open after the original creditor lists the debt as ‘charged off’ or sold? If not, how do I correct my credit report? Also, how can you fight the reaging of this debt by an agency? They clearly have done this but have slightly altered the description of the debt on my report which makes it seem like it’s a different account when it’s the same….(I hope in some strange way that makes sense….). No spammers and only serious answers only please……


When can/will Chase repo a car?

* Nevermind * I spoke with a Chase today and AZ has a 12 day grace period on auto loans where they can’t charge late fees and makes it extremely difficult to repo your car during that period. Plus, she said even for high-risk sub-prime loans, you have to go at least 30 days past due before they start considering or putting a repo into effect.


Invalid credit card numbers?

So this has been EXTREMEMLY frustrating and after hours of work and research i got to adding a credit card to my PS3 account. but i added the credit card numbers (i double checked that theyre correct and no typos like 4 times) and i pressed enter at first with the spaces and then i tried without the spaces. each time it says please enter a valid credit card number”. PLZZZZZZZZZ i need help fast this is so ******* ANNOYING!!! thnks if you have help tho : )”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Ally took my 810 credit score to 670. Can I sue?

I’ve never taken anyone to court. However, this whole situation I’m in has fueled me with complete anger. I always pay my bills. In fact, just before this thing happened, I had a credit score of nearly 810. I leased a car back in 2008. In 2010, a company called Ally took over the lease. I was to send my payments to Ally for the remainder of the lease. I did this – every single payment was made via direct deposit. My lease ended in the summer of 2011. I turned the car in to a local dealer (non-smoking / super condition). I was told the car would be inspected days later and I would notified if there were any problems. I wasn’t worried one bit. The car looked and ran great. No problems. HOWEVER, I get a letter in the mail stating that the PLASTIC hubcap on one of the rear wheel had a crack in it. They sent me a bill for almost $150.00. I told them I didn’t do it. I told them I wasn’t going to pay. Moreover, I looked up parts and found that the plastic hubcap replacement cost was 30-some bucks. So a month or two rolls by. We start getting calls at work from a debt collection agency. I told them the story. They pretty much told me to suck it up, take the blow, and move on, else my credit rating would be hit. She offered me a settled” price of $80.00. I’m so ticked off to say this


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.


What mortgage company should I contact to buy a house?

Ok, I know the first answer is complete BS, and I have also reported it for bad language and just being outright rude. I actually work in the credit industry so I’m not a total moron (just not mortgage). People are getting homes right out of bnk. ALL THE TIME, it’s nothing new but I am curious which is the best broker to go to. Arizona. Thanks!


Can I dispute a repossession on my credit report?

I noticed that a repossession was on my credit report recently. I had gotten behind on a couple of payments due to school full time and a part time job. The auto loan company told me that I had x amount of days to pay the entire balance of the car, or it will show up on my credit report. My credit union ended up lending me the money for the car before the days were up. Could I dispute the repo if I paid the entire amount to the original lender before the date? Any suggestions would also help.


HOW TO FIND OUT CREDIT SCORE FOR FREE?

My new years resolution is to get my credit in order before i graduate from college. Does anyone know a website i can get a copy of my credit report for free?


Why is AMEX soft pulling my credit so many times?

So I was going online to dispute a few incorrect items on my credit report and I casually decided to look at the inquires and AMEX is pulling my report (soft-pull only) tons of times every month. I closed my regular credit card with them as I was a student at the time and didn’t really use it that much and didn’t want to have the available credit just sitting there for me and Have a corporate green card with them. Here’s the record of their soft-pulls: AMEX ACCOUNT REVIEW Date: February 14, 2013 , February 13, 2013 , February 12, 2013 , February 6, 2013 , February 5, 2013 , January 31, 2013 , January 30, 2013 , January 26, 2013 , January 24, 2013 , January 20, 2013 , December 28, 2012 , December 21, 2012 , October 15, 2012 , September 17, 2012 , August 14, 2012 , June 29, 2012 , June 23, 2012 , June 17, 2012 , June 14, 2012 , May 27, 2012 , May 26, 2012 , May 22, 2012 , May 12, 2012 , April 20, 2012 , April 14, 2012 , March 15, 2012 , March 14, 2012 , March 13, 2012 , Febru

If an ETF selling company goes bankrupt, what happens?

If an ETF selling company goes bankrupt, what happens?

So I understand the risks of ETFs in terms of the market going up or down, but are there any other risks related to the company issuing them? For example most banks have insurance (CDID in canada and an equivalent in the U.S.) to cover savings accounts if the institution goes under. Obviously a long shot, but if Barclays (that owns iShares I beleive), goes under, what happens to my ETF stock? Is it still safe if the underlying investments are still OK?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can one file bankruptcy for personal debt and the irs for taxes?


Best bank in INDIA for taking Home Loan?

Which is the best bank in INDIA for taking home loan. By means of interest rates, service after giving loan, transperency in transactions etc.


Is a Visa gift card considerd a cash advance?

I want to give a cash gift for a wedding and need to use my credit card. I would like to avoid cash advance fees and higher interest rates on cash advances. Does anyone know if I purchase a preloaded Visa card if this is considered a cash advance when using a credit card accout to purchase the preloaded Visa card?


1.Can a non-U.S citizen cosign an auto loan?2.What r the auto financing requirements for a non-U.S citizen?

Any help would be greatly appreciated. Thanks.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Credit black mark on my credit forever?

Hello, my impression was that items drop off of your credit report after seven years. I’ve noticed several items on my credit report from a time around when I was 19 and 20 – I’m 44 now. The answer I was given was that any company can sell my debt to another company, and the clock starts over again, with the debt on my credit report with the new company the debt was sold to. So in theory, I could still have items on my credit report from the time I was 19 until I am 90 as long as they keep reselling the debt. Is this correct?


I need a legit payday loan in the united states?

i once used usfastcash they were a nightmare. i am out of work but waiting on unemployment and working part time i know if i have something towards my rent my landlord will be a little nice I hope instead of me saying i cant pay anything anyone ever use apay day loan or legit loan co?


Collection agency credit card?

Does a Credit Card company such as Discover Card have the right to pursue a person even after 19 years for a payment? I mean, I thought there was some type of law permitting them to do so only in a 3 to 7 year span, I am not talking about bankruptcy here, but a collection agency contacting me goodness gracious for 19 years now, well they stop for 15 years, now found my new address and started contacting me again, my credit went bad after being laid-off from an Aerospace job around 1991. Thanks for any good replied answer.


If an ETF selling company goes bankrupt, what happens?

So I understand the risks of ETFs in terms of the market going up or down, but are there any other risks related to the company issuing them? For example most banks have insurance (CDID in canada and an equivalent in the U.S.) to cover savings accounts if the institution goes under. Obviously a long shot, but if Barclays (that owns iShares I beleive), goes under, what happens to my ETF stock? Is it still safe if the underlying investments are still OK?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan question has anyone ever had luck borrowing money with them?

or they’re just scams? i’m moving soon andi don’t have enough money to put down for the furniture I wanted to try to borrow $1000 from one of those companies I wanted to know from anybody’s personal experience with them if i should trust them or not. Thanks.


How do I build credit of I keep getting turned down by credit cards?

I’ve applied to so many college student credit cards and keep getting turned down. Its bull! And i can’t used things such as creditreport.com because they ask for my credit card number, which btw if you cant tell by my problem, I don’t have one!


Will anyone be kind to tell where to get auto loans for older cars ?

Why dont you help? Thanks


How many credit cards is a good amount to have?

I’m only 18 years old and trying to build up my credit and I applied three places. I’m starting out simple with Victoria’s Secret credit card since those other two places won’t accept someone without credit. Is one credit card enough, or is it safe to have at least one more? How long should I wait to apply for another one since I’ve applied for three the past month?


Which is the Best credit card in chennai?


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


Best loans for unemployed people?

i am looking for a loan of about £10,000. does anyone know any good companies that will not keep on passing you around to other people. i would like to avoid brokers who charge upfront fees as ive heard these are scams. i am a council tenant and unemployed. preferably quickly. i dont need any timewasting companies. also, only people with serious answers and help please .


Need a personal loan but my credit score is 488?


If an ETF selling company goes bankrupt, what happens?

So I understand the risks of ETFs in terms of the market going up or down, but are there any other risks related to the company issuing them? For example most banks have insurance (CDID in canada and an equivalent in the U.S.) to cover savings accounts if the institution goes under. Obviously a long shot, but if Barclays (that owns iShares I beleive), goes under, what happens to my ETF stock? Is it still safe if the underlying investments are still OK?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a legit payday loan in the united states?

i once used usfastcash they were a nightmare. i am out of work but waiting on unemployment and working part time i know if i have something towards my rent my landlord will be a little nice I hope instead of me saying i cant pay anything anyone ever use apay day loan or legit loan co?


Auto loans??

im 18 with a permit working on a license. i have found a cheap car for $2,950 and have a job, but receiveing my first paycheck tomorrow. i need to know if there is someone that will work with 18yrs, female who makes 6.75/hr working with kids, and only works 3 hrs and no credit yet. i need and auto loan in order for me to get a vehicle and to get a better job. cause right now i am having to depend on other people to take me(parents, family, friends) and i cant use any of their vehicles cause they use them for work. if someone knows please let me know. thanks


Is it safe to give credit card #’s on Sephora.com? I know it’s safe, but my dad (behind me) doesn’t think so?

Also, do they accept DEBIT CARDS ONLINE? How much are shipping cost for buying a $10 product that doesn’t weight alot (under a pound?) How long does it take to recieve the product from Sephora?


What is a reasonable expat package for Bangalore?

What are the key features a potential expat should expect when going on a 1 year assignment to Bangalore. The role is that of a Director of Product Development for an IT MNC in central Bangalore charged with growing organisation. It would be the first westerner assigned by the organisation to their Indian subsidiary. What is reasonable and what would be a deal breaker. interested in per diems, flight policy, home leave, car/driver allowances, accomodation allowances, tax situation, hard/soft currency payments etc


Is a 80/20 mortgage a good or bad idea? Or is it better to put money down on a home?


Chance Of Auto Loan Approval?

Im thinking of applying for an auto loan at my credit union my Equifax score is 695 ive used around 33% of my available credit I have no other expenses as i am a live at home student ive been at my job for 21 months i make around 1000$per month (can prove it if needed by lender) the car i want the dealer is asking 13k but again that’s asking price” to give me a better chance of approval i have 2.5k to put down on the car. as far as up keep and maintenance i can do all of it myself as i am very mechanicly inclined and my parents are paying my insurance as reward for being a 4.0 student. So do i have a chance?”


What credit card starts with 5405?


Are credit scores ranging from 697 to 710 good or bad for a 19 year old?

My TransUnion score is 697, Experian is 710, Equifax is 703. I don’t know if this is good, bad, or average for someone my age. What do you think?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i do my own chapter 7 bankruptcy?


I am stuck in payday loan hell, has anyone heard of PLA Progressive loan assistance?

Yes Im an idiot for being suckered in to theses payday loans, now I find myself robbing Peter to pay Paul, and all I pay back is interest. I talked to a counselor at PLA very comforting, but are they out to rob me, to? Hey its my own doings and I have every intention of repaying the money, I just need help? Do you think this is the right thing to do?


Why are lenders willing to give people with poor credit payday loans faster than a regular loan?

I mean a person can open and close a checking account faster than lighting and you go into the credit bureau if you do not pay and the same thing happens with an unsecured personal loan. Why the risk? What is the difference? Bad credit is bad credit.


Where to get an auto loan with bad credit?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do you think that mortgage rates will drop in the next 30 days? I know it’s not a sure thing, but I’m curious.

FYI: We do plan to stay here for AT LEAST 10 more years. Otherwise, we wouldn’t consider switching. Our loan would be for $320,000. I should also point out that our mortgage payment would DROP from $2428 to $2358 (at 6.5%). Our second mortgage at 7.9% on 90,000 is the reason… We’ve paid $9,000 in principal in the past 33 months and our home is valued at $380,000 (appraised). Buying down the rate actually costs more, even long-term, so we won’t be doing it again. Thank you so much, everyone, for all of your thought-out answers! I’d love even more… I think we can afford to wait a few more months–if needed–to catch a slightly better rate. Our credit is good (700+), so I think we can get a decent loan.


If an ETF selling company goes bankrupt, what happens?

So I understand the risks of ETFs in terms of the market going up or down, but are there any other risks related to the company issuing them? For example most banks have insurance (CDID in canada and an equivalent in the U.S.) to cover savings accounts if the institution goes under. Obviously a long shot, but if Barclays (that owns iShares I beleive), goes under, what happens to my ETF stock? Is it still safe if the underlying investments are still OK?


What all happens when you file for bankruptcy?


What in the terms of a mortgage would prevent the mortgage from being included in a chapter 7 bankruptcy?

someone told me that there are certain things in the terms of a mortgage that could prevent you from including your house in a chapter 7, but of course they cannot tell me what. i will not be meeting with my lawyer again for a little bit so i can’t ask him right now and i’m worried now because i WANT to include my house. all i can find when trying to research this stuff online is how to avoid foreclosure on a house. i don’t want to avoid it. i want to get rid of my house. i cannot afford it. so, for anyone out there who knows about this stuff…what would ever prevent me from including my house in my bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I go about filing for bankruptcy?


Is there a get out fee of my rent agreement with equity apartments if i buy a house?

I am currently with 4 months left on my Equity Apartments rent agreement, but I came across a great deal on a house that I cannot pass, I can only keep the low rate 4.8% locked for 60 days, has anyone successfully gotten out of a rental agreement with equity apartments because they bought a house?


Why won’t my mortgage company accept partial payments?

Instead of paying 1 monthly payment of 1500.00, I want to make a payment every 2 weeks of 800.00 via my online banking. I called the mortgage co and they said they wont accept any less than 1 whole payment. Should I send it anyway? I will this force them to not charge me interest on the amount sitting in escrow? Thanks, Trying to Catch up in LA PS. Payments would be submitted prior to due date so no default issue. 1st pmt in advance, 2nd pmt on due date.


If someone files for bankruptcy and can’t pay off their debts. Who ends up paying for it?


Why are homes so cheap in Dallas Texas?

Just out of curiosity, from time to time i search online for homes that are for sale in Dallas, TX. But on more than one occasion I’ve come across on some of the most beautiful home, that just by the looks of them would be completely out of my budget. But when I look at the price, its insanely low! I mean like between $2,100 – $7,000 kinda low! Could some one please explain how this is possible to me? I’ll post a link of an example of a home that i happened to come across and was stunned by the price… http://www.homes.com/listing/172170162/6011_Club_Oaks_Dr_DALLAS_TX_75248


Are Proxy Sites Safe..?

What is some safe Alternate of it?


What type of bank loan should I get to pay for bills (hospital, school/student loans, rent)?

I’m 22, been out of school for a good year and a half and am financially stuck between a rock and a hard place. While I have a part-time job, and am currently not in school (I have about a year left), am now found with a large amount of debt racking up. Seeing as my pt job can barely cover my living expenses, I want to get back into school so a) I can get closer to graduation b)I will have health insurance again, therefore will cover the current hospital bills i owe. b)My student loans will go back into default until I graduate. The bottom line is, I need to pay off what I CURRENTLY owe to the college I’ve attended/attending before I can even consider registering for classes, let alone paying for future tuition/proper text books. In light of this situation I’ve decided I need financial assistance, a friend casually mentioned a bank loan. I’m tempted to do this but I don’t know which type of loan I should apply for or if I even SHOULD apply for one considering the interest rates, risks, etc. Any viable information would be greatly appreciated!


Can i finance a car with 610 credit score?

i want to trade in my 2009 mustang that is worth 15,550 and i owe only 11k on it. i want to get a 2005 corvette that is worth 23k will my credit affect me in a negative way? or is it good enough to get the car?


What type of laundry detergent is best for grease, powder or liquid?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do you have to be a member of a credit union to get a used auto loan from them?


If an ETF selling company goes bankrupt, what happens?

So I understand the risks of ETFs in terms of the market going up or down, but are there any other risks related to the company issuing them? For example most banks have insurance (CDID in canada and an equivalent in the U.S.) to cover savings accounts if the institution goes under. Obviously a long shot, but if Barclays (that owns iShares I beleive), goes under, what happens to my ETF stock? Is it still safe if the underlying investments are still OK?


Direct payday loan sites?

I dont want a lecture i am wanting to know some direct payday loan sites


Does anyone know a loanshark in san antonio other than payday loans?


Which mortgage company is best for VA home loans?

I’m a first-time home buyer and I want to use my VA home loan guarantee. Which bank/lending institution do you think is the best? I’m looking for a company that has great customer service and that is not going to charge me to process the loan.


Pay stubs for a New car?

Ok So I bought a car 4 days ago for $15,000. Today I got a call from the secretary at the dealership saying they needed a pay stub from the last 30 days. I already gave them our tax papers and got approved for the loan and signed all the papers and proved place of residency. But we have been on vacation for 36 days and will be for 6 more days. We went to Disney land and to see family in Utah and Arizona and Now we are heading back home. I tried telling the lady I didn’t have a pay stuff for the last 30 days because his pay check was 42 days ago and she said that could be a problem?! My sister I guess made fake stubs for a car last year and I was wondering since I don’t have any for this month if I just make one fake one and send in that one and his 42 day ago one if I will be in trouble. What are the chances of the dealership and Bank finding out its fake??!! PLEASE HELP!! We make good money and are honest people but the lady acted like they were going to take the car back!! What can I do?


What happens if you file for bankruptcy again while you are still bankrupt?

I am one year into a bankruptcy and am in heavy debt again for being a trusting fool. I know that I can apply for bankruptcy again and that it may be rejected. But I dont know what the consequences would be. Such as how long willl I stay bankrupt for?




















































What company has the least expensive auto insurance for young drivers?

What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I take my name off the mortgage after a divorce?

My ex husband has sent me a form that says i have to declare myself insolvent to take my name off I’ve looked on the Internet and it doesn’t seem quite right. The insolvency affects my credit rating for 6 years. It says he should refinance the mortgage. A bit of help?


Is credit card cash advance taxable?

This one is pretty complex, so you’ll have to bear with me: – Took a $20K cash advance at 0% APR for the year with a $75 fee – Put that 20K into a two mutual funds – Sold that mutual fund within the same year (I think), and earned $1,239 on the sale – Moved the entire amount ($22,239) into another mutual fund(s) So, the IRS is telling me that I didn’t claim the original 20K as income (a security to be more precise) the year that I sold my shares in the mutual funds. I understand that the $1,239 is subject to tax, but what about the original 20K? Also, I have not yet completely paid the entire 20K back to the credit card; I actually rolled it over to another 0% card for the year. Am I screwed? Do I have to really claim the original 20K as income?


Who are a good payday loan lender?

Appart from wonga, paydayuk, payday express and quikquid anyone know other payday lenders in the UK


Forever 21’s online store gave me my money back??

I asked this a while ago, but someone told me to be more specific so I decided to redo my question! Okay, that sounds great at first, but idk. I ordered about $100 worth of stuff and the order went through and my money went off my card. Now it’s being shipped off and will be here Friday. That’s pretty normal. The money pended for a while, but the next day it went through. Then all the money was gone like it’s suppose to be, but then yesterday night it was all back. It’s money from my checking account by the way. I guess I should include that my card is a Visa. Despite all of that the stuff is still being sent to my house. What should I do? Also I had no idea what category to put this under so I left it with the one it suggested. I don’t know how to be more specific besides all that I’ve mentioned now.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I turn 18 over the summer and need to buy a car. Can i do so? I will have no credit history?


Installment Note – accounting help?

Entries for Installment Note Transactions On January 1, 2014, Parker Company obtained a $125,000, four-year, 6% installment note from Clark Bank. The note requires annual payments of $36,074, beginning on December 31, 2014. Hint(s) a. Prepare an amortization table for this installment note, similar to the one presented in Exhibit 3. Round the computation of the interest expense to the nearest whole dollar. Enter all amounts as positive numbers. (Note: Due to rounding, the 12/31/2017 Interest expense is provided.) Amortization of Installment Notes For the Year Ending January 1 Carrying Amount Note Payment (Cash Paid) Interest Expense (6% of January 1 Note Carrying Amount) Decrease in Notes Payable December 31 Carrying Amount December 31, 2014 $ $ $ $ $ December 31,2015 December 31, 2016 December 31, 2017 2,042 0 $ $ $ b. Journalize the entries for the issuance of the note and the four annual note payments. For a compound transaction, if an amount box does not require an entry, leave it blank. 2014 Jan. 1 2014 Dec. 31 2015 Dec. 31 2016 Dec. 31 2017 Dec. 31


I just file a bankruptcy?

i just filed a bankruptcy 3 month ago, when can i buy something like a land or a car, im paying cash for it, and i was discharge


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you tell me how to check the free yearly credit report from internet?

I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How to get my free credit report.


My bankruptcy was discharged in May. Now I can’t access my credit report. Any ideas why?


How do auto loans work? Buying from car from Craigslist.?

I just got approved for an auto loan so I could buy a car from a private seller on Craigslist. One of the conditions stated that the car couldn’t exceed the Kelley Blue Book price. I was looking to get a car with a rebuilt/swapped engine that has very low miles on it. I was wondering if the Kelley Blue Book price had to be done using the total miles on the car itself or if it could be done using the mileage on the new engine.


Can you file bankruptcy on a 20,000 hospital bill?

My sister’s son had to have emergency surgery. They did not have insurance for him and now have a $20,000 hospital bill. My sister’s boyfriend just passed away and now she is not going to be able to pay this. Can you file bankruptcy on a hospital bill?


What site can I read about chapter 7 bankruptcy information?


Do process servers normally call you ahead of time before serving you?

I’ve been dealing with some scam artists over the last year trying to get me to pay on online payday loans I don’t recall. The latest one has a company called national process server” calling me stating I have one opportunity to call the “mediation” group(debt collectors) or orders will be sent out and they will show up at my work or home around Jan 2! I’m do tired of these calls!!! So my question is


Can i get approved for a $14,000 Auto Loan?

I am a bit new to credit and am 19 years old with a good job. I make $2,480 gross income monthly and have a credit report of 693 (credit karma.com). I do only have 2 credit cards on my account and have two more cards on the way that i applied for and was approved. So far i have applied to Chase Bank, Capital One, Wells Fargo, Bank of America, PNC Bank, and TD auto finance only to be turned down.. I plan to take out a loan for $14,000 and pay cash for a down payment of $2,500. Is there any hope in being approved anywhere else or should i stop looking? Since then i am waiting for replies from Blue Harbor, North Coast Credit Union, First Merit Bank,and Patelco Credit Union. Any help would be appreciated.


Im 19 years old how can i get a bank loan of 15,000 for a car?

i need a car for school out of state. I can pay upto 500 a month back in payments how can i get my bank to approve my loan


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Questions about taking out an auto loan?

A friend of mine is selling her 02 jeep liberty for cheap because her parents are buying her a new car. She’s asking $2500 for it. I already have $1000 saved up, so i’ll only be taking the auto loan out for $1500. What’s the lowest payment I can make? I can afford them even if they’re high but I know they won’t be any more than about $150. I’d rather pay about $80 per month and then make early payments or additional payments when I have the money. Is that possible? I’m a working college student so I’d rather take a little extra time to pay the car off than work my butt off for 10 months. Thanks


What is a good website to find out my credit score?

I want to finance something but i don’t know when my credit is activated


Bad Credit Car Loan?

Me and my fiance have been trying to get a car. We both have bad credit, mine is 537 and his is 517. He has a reposseion on his less than a year old and I have a car in good standing on mine, but we got it for my sister. We make together around $3200.00 monthly. We have a car that could be a trade in, but it is a 1986. Does anyone know where we could get special financing? I am willing to pay more because our car is about to go out. Thanks the reason for the repo is because we just got a SUV for $457 a month, no problem, then I started have complications during my pregnancy and my doc took me off work, and the loan place wouldnt work with us.


I am a cosigner on my car loan and I am trying to transfer the debt to my name. Would that affect our credit?


Payday loans?

Can anyone recommend me of a payday loan company which is reliable (if possible in this area…)? Is it better to pay them back by checks or by debit card and what’s the risks besides paying enormous APR? Thanks


Can i balance transfer my personal loan on to a credit card?

I have a personal loan and im sick of paying the interest. I jst want to know if its possible to transfer the balance over to one of those 0% interest credit cards that are floating around lately?


Lenders/Private Lenders/Loan Shark Where to Find Them?

I am in Australia also


Is giving your credit card number over a phone sex line safe?

I phoned a phone sex line last night and gave my credit card number to pay for it. How safe do you think it is?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a FREE credit report?

Where do you go to get all three credit reports for FREE? I am looking for the reports with detailed information that I can print off. Thanks!


Refinance auto loan nightmare….Can somebody help?

I bought a brand new Acura from the dealer in 2011 in Puerto Rico when I was living there. The car was financed by the First Bank of Puerto Rico for about 55,000. A month ago I had to move back to the states and obviously I wanted to bring the car with me…To ship the car off the island one of the requirements is to present the title or the release letter from the bank to the shipper…and here is the problem…the bank won’t release it until its paid off, the banks in US (Chase, City bank, Banko Popular, Commerce) would not refinance the car until it is in US…the bank can take the car back and auction it and I would have to pay the difference between the original coast and the auction price, the dealer i bought the car from is not being very helpful either …i asked if I could sell it back and he said it would be the same story like the auction…selling it in PR for 55000 is not realistic either…First Bank Florida which is affiliated with First Bank PR was not helpful AT ALL…the person on the phone kept just saying no…no” without explaining any policies or options…I asked the Acura dealer in states if they could buy it out and resell my car back to me for a little extra and they said “no” as well…Im really running out of all the options…for now I’m just paying 1


What is the best site for filing bankruptcy online?


United HealthCare Plan 100?

Has anyone taken out a health insurance policy with United HealthCare underwitted through Golden Rule. I am looking for reviews of this health care providor before I sign up with them. I am looking at Plan 100. Any problems with Claims or billing?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get an Auto Loan with a credit core of 598?

I tried to get an Auto Loan through my bank and was denied the money. Do you think that all hope is lost for me with a credit score this low? Or should I try going to a dealership and getting a car loan there? Any advise would be greatly appreciated!


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.


Good student loan consolidation lenders?

I am looking to consolidate my student loans with a federal consolidation loan. I know the interest rates are based on federal regulation, but I’m wondering about the other offers/benefits. If you have consolidated loans with a company, can you share personal experience about your lender–customer service, helpful website, quick loan processing, etc etc? Why did you chose your lender? Thanks!


Need to find website to obtain credit score….?

I know I can obtain my credit report free once a year but I was wondering if there may be a website where I could get my actual score for free. If anyone has any info I would appreciate it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a collection agency put a lien on my house from outstanding credit card bill?

A representative from a collection agency called & threatened me by saying that they will put a lien on my house for an outstanding credit card bill of $10,165.05. I do not have any credit cards or have applied for any credit cards during that time period. I have never received not one bill regarding this credit card. Someone has used my personal information to oped this credit card account, cause these charges are not from me. The representative said that payments were being paid on regarding this account, but payments had stopped as of May 2008. I feel that whoever opened this account in my name, has had the credit card bill mailed elsewhere!!!! DOES THE COLLECTION AGENCY HAVE THE AUTHORITY TO PLACE A LIEN ON MY HOUSE….WHEN I HAVE HAD NO KNOWLEDGE OF THIS CREDIT CARD ACCOUNT ALL?”


What ways can I improve my Credit Score?

I’ve been thinking allot about my credit score and how i have bad/no credit. I haven’t been able to check. But i really want to improve my credit since i’m still young. I was thinking of getting a credit card, but my dad told me if i get it to beware of misuse. So what ways can i improve my credit score??? Also i read something about how credit score isnt the same as FICO score. How can i improve that too if it’s different?


How to obtain a free credit score once a year in california?


What is the website address to get a free credit report from the government?

I heard of a website to go to to get a free credit report from the government, but forgot what it was. I’m just trying to stay away from the sites that claim to offer free credit reports, but come to find out that there are hidden fees, and that you have to enroll in credit monitoring.


Where can I get a free credit report on line that does not require credit card number.?


Can I have someone co-sign for me without physically being present?

I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.


Need Loan.. Whare are the Loan sharks in Ohio???

Need a Loan.. Can double payment.. Where are the loan sharks in Ohio???


What happens when a creditor takes you to court for an unpaid bill?

I do not have any bank accounts (I owe banks money) my debt is as follows: House $730.46 Utilities $250.00 Gasoline $200 Childcare $800 Car $300 Food $450 I pick and choose what I pay each month. I have no credit card payments and no internet or cable or luxery. I have student loans in forbarance.


Need to know how to get a free credit report?

i got a call from a telemarketer trying to sell me on a trip to Fl. she asked if i wanted to use my credit card, i told her that i didnt have one, so she insisted that i had, and that it was up on her screen that i had a master card, so i got worried about identity theft and went online to check it out. but because i don’t (as far as i know) have a credit card, i couldn’t use the free credit reports on line, is there a nother way to find out about an identity theft with out having to use a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should just one of us apply for a loan or both?

My hubby and I need $5,000. We want to get a loan from his credit union. His credit score is about 700. Mine is 680. We are 23. He makes $11/hr. I make $9.80/hr. We both work 40 hour weeks. Should we apply together or should he just apply? Will we be approved in your opinion?


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.


If i claim bankruptcy what exactly happens will i lose my vehicle that i pay monthly on a loan to?


Is taking out a loan for a vacation a good idea?

My husband and I are in an interesting situation. We have a savings account but don’t want to pull from it for our vacation and this summer, because I am not working ( I work seasonally for a school district) our finances have been tight and we are not making as much each pay day as we usually do. My husband returned from iraq 4 months ago and we have not seen his immediate family in about 2 years. We have been planning to go to visit them since before he got back, but his leave for this July was not approved til just recently. Therefore, we could not buy airline tickets in advance and they are now ridiculously expensive. As I said, we do not want to pull money out of our savings and we don’t have enough nor will we currently have enough on this immdiate payday for the tickets along with all our other living expenses. We both have decent credit, pay bills on time, don’t use credit cards, and are in no debt besides one car payment monthly and a very small amount on an old credit card. We have taken out one loan before for car repairs and paid it back in a timely manner in alloted payments. Is it a good idea to not take out of savings and take a loan for this vacation, because of our weird situation or should we just spend the money for savings? Would we build better credit by taking out this loan and paying it back? I think it’s risky to use most of our savings. We won’t have trouble paying the loan back, because by the time the allotments start coming out, I’ll be working full time again.


Best way to consolidate payday loans and cash store loans?

want to debt consolidate all my payday and cash store loans in one monthly payment


Transunion says my credit score is 680, how bad is this?


Bankruptcy and rebuilding your credit rating.?

I was declared bankrupt about 4 years ago and discharged 6 months later. Since then I have had a current account which I have been running in good order. However, I recently tried applying for credit and was refused on the basis that there was still some issues with my credit rating. Is this due to the bankruptcy still? A friend told me that I needed to obtain something from the court stating I was bankrupt in order for me to be able to apply for credit again, is this the case?




















































My auto loan company recently sold my loan the new company added an extra $5000 to my balance is that legal?

My auto loan company recently sold my loan the new company added an extra $5000 to my balance is that legal?

they also told me the reason my pay off is more then my actual balance is becausr of interest the whole point of pay off is to not pay the interest

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there anything that can be done after Chapter 13 has been finalized when you receive a notice of debt?

My mother filed chapter 13 bankruptcy in 2009. My father passed away in 2007 and now 3 years later she has received a $5000 funeral bill. This was not included in her bankruptcy. The funeral director at the time had known us and been friends with my father for several years. He never billed my mother for services and told her not to worry about it. He is now no longer the director and we received the bill today. Not only she is being billed for the services but now there is $2500 additional interest fees. Ok SO what im trying to find out is whether anything can be done as fas as her bankruptcy. Can she go back once its been finalized?


How bad is too many loan applications on a credit report?

About 4 months ago i was trying to apply online for an $8000 personal loan from my bank. I tried 3 times to fill out the form but it kept coming up with an error on the page so i just gave up and tried with my partners bank. They rang me back to say that i had applied 3 times for another loan on the same day and it had given me a not so good credit rating but i could still get the loan at 33% interest, so i said no thanks to that. I rang my bank to try and get them to remove the error but they had no record of it. How bad does that look on a credit report? and how long does it stay on there for? I still would like to get this loan but im too scared it will be declined and just make my credit report even worse. Its kind of frustrating. I also have a credit card and a home loan and I’ve never had a late payment on those. Thanks 🙂


How much would my mortgage payment be on a 75,000 house?

we are eligable for FHA and we do have the 3.5 percent required for down payment. the max the bank said was 80000, and we don’t have any credit cards or debt what so ever except my car payment which 155 a month.


It is illegal for a bank to change raise my FIXED mortgage rate?

Recently the bank that my mortgage loan is through went bankrupt. My mortgage loan was transferred to Bank of America. Initially, i had a 30 year fixed mortgage rate and now B.O.A is saying that my payments are almost 500$ more than they initially were. Is this illegal for the bank to do this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i use a prepaid visa card in most places in japan?

and what about reloadable prepaid cards?


If rent is 480-500 a month, can I afford it?

I am a server/hostess. I make around 15+ per hour I work being a server (that does include tips), and I make 9 an hour being an hostess. I work about 12-15 hours as a server a week and 10 as a hostess. I am currently saving up to move out, And i plan on saving every dime until the summer (when my mom is kicking me out) I have about 400 in the bank now. Can I afford an apartment? I don’t need anything for the apartment since my grandmother just got trasfered to a home so she said I can take whatever I need. Also, My boyfriend of 3 years will NOT be living with me, but as loving and sweet as he is, He is buying my food. So… Can I do it? Can I live on my own with about 3,000 saved up in the bank by the time I move out and the wage I am currently on? Im asking because I don’t know if I should take out an additional student loan to assist me, which is my last resort, a dorm is also out the the question. Also ANY tips would be greatly appreciated.


I am trying to find a Private Student loan that may not need a cosigner and credit check to get approved?

I am having a lot of trouble getting a private loan this year. My co-signer last year has had a problem her husband filed for bankruptcy for himself and it shows on her when applying for loans and won’t give her, so can’t get her to co-sign. Anyone in my mom’s side never went to college and also has bad credit. Father’s side won’t help me and never will. Mom and step father has bad credit. None of my adult friends want to do it because afraid of the responsibility. I just need to know it there is a site or loaning agency that doesn’t need a credit check or co-signer.


My auto loan company recently sold my loan the new company added an extra $5000 to my balance is that legal?

they also told me the reason my pay off is more then my actual balance is becausr of interest the whole point of pay off is to not pay the interest

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I pay off an auto loan before its maturity date, will this raise my credit score?

it’s been a consistent 36 month loan. I would only shave 2-3 months off if I decided to pay it all off early.


Is APR the same thing as monthly interest on a credit card?

Will I be charged interest monthly or annually on a card with an APR? Or both? I use a credit card to pay my tuition so I’m not burdened with paying back loans later. So far, I have been at a community college and have had zero percent interest credit cards and it has been no big deal. I’m not accruing more of a balance than the cost of tuition because I pay it off completely before the zero percent runs out. However, I no longer have a zero percent card AND I am starting my Bachelor’s degree which is exponentially more expensive! So, is a card with 0% APR the same thing as what I was doing before, or would I be accruing monthly interest? Thank you for your help and I hope this question is clear enough.


Will I get approved for an auto loan with a high debt to income ratio?

Just to clarify, the $1,045 is before the auto loan is factored into my total monthly obligations. Thanks!


What does consolidate mean in accounting terms?

what is subsidiaries?


I need some advice about a auto loan

i am 19 yrs old my credit score is a 620….the truck i want is 15,000 i have 5000 for a downpayment and i have a good job…..what are my chances of getting a 10,000 loan?


Do I have any chance in getting approved for an auto loan this way?

I have a poor credit score due to some mistakes with credit cards in the past. I have been doing things to improve and build my credit however I have recently had my car break down severely and need to purchase a new car asap. I have applied online through my bank for an auto loan but it was denied since my credit score is still not high enough. I have steady full-time job @ 2000 monthly and am able to take on a car payment. I don’t have time to save a few thousand dollars Cash, I need a new car Now. I don’t feel comfortable going through the dealer, I got accepted through a dealer already but the loan is through a very questionable company with lots of complaints online. If I could finance through my bank I’d have lots more options and security. If I go to a branch and speak with a loan officer in person, with proof of income in hand, and explain my case, will I have any chances of getting approved? Accepting the consequence of a high interest rate? Thanks for your help!


How long does it take for Discover to mail you your credit card?

Some people I heard it only takes a couple days. Anyone with a Discover card here know how long?


Can you get a car loan on a car that you already own?

I plan to purchase a new car. I would like to finance a portion of the purchase through a credit union. If I buy the car with cash (actually a check), would a credit union or back have a problem giving me a loan after I already own the car (assuming that I qualify)? To clarify – I’m just not sure if I need to get the loan before I buy the car, or if it can be done afterward.


My auto loan company recently sold my loan the new company added an extra $5000 to my balance is that legal?

they also told me the reason my pay off is more then my actual balance is becausr of interest the whole point of pay off is to not pay the interest

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 615 a bad credit score?

cause thats what i got. im 21 and i missed 2 payments on my credit card


Help with obtaining a bad credit home loan?

We are a single income family of 6 earning 70k a year with only $1500 in savings & first home owners grant trying to get a home loan for 200-220k. we were discharged from bankruptcy in 2003 have loan repayments of 988/month can anyone help in Australia only


What would monthly payments be (on average) for a house that is 140,000 dollars?

i’m also a first time home buyer too. and i dont know where to start. but there’s a house we LOVE that is 140,000 dollars.


If I dont own any personal checks is there an alternative way to get a cash advance?


Is 7.5% a fair interest rate? It is a home loan for $450,000.00, fixed for 30 years, 100% financed.?

I appreciate all of the great answers so far. To add more detail – I can afford the payment, and have a realistic expectation of a payment including insurance, taxes, etc. I am young and this is my first home purchase, so I will be working another 30 years. Does being a first time buyer affect interest rate?


Where can I get a free credit report online?


Is bad credit alliance a good company to get a loan from?

no i didn’t borrow money from a loan shark i tried to help out a friend and he didn’t pay his bills and i was the co-signer


Auto loan at 19, options?

Hi everyone, I am looking to take out a loan for a car, thing is I’m only 19. I do not have credit, I do have my parent as a willing co-signer. Apart from that I have $8,000 cash to give towards the loan. The car I’m looking at is exactly $18,000. My monthly income is about $1.5k a month, I don’t have much working as I just finished high school. I live at home with no real expenses, like rent and such. I am a full time student at a university near by.(yes tuition and all that is covered). Would I be approved for this loan? Which bank would you recommend? What is the process like, and what is the co-signers credit need to be? Danke

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Basic Accounting Help!!?


I am filing for bankruptcy chapter 7. I am trying to make sure I find everyone I owe money to.?

If I happen to miss someone is it possible that they could come after me? How can I avoid this? What extra steps do I need to take to be sure of this? I know like when I write a check they put my id number in is there any other place besides on my credit report I can look? What steps should I take to make sure I don’t miss anything?


Is it legal to use one persons credit and anothers income to get an auto loan?


Where can you go to find out if you have good or bad credit?

I need a good place to go to find out which kind of credit i have. I would rather have a recommendation to a site that someone has actually used and that is also free.



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Credit Card VS Line of Credit?

Is it a good idea to add my credit card debit (~$4000) on my line of credit debt (~$4000)? Credit card annual interest rate 24.50%. Line of credit current interest rate 6.75%. I know the line of credit interest is lower but will it be beneficial in the long run. Is there anything that I should be aware of? Can someone who know about finances explain?


My auto loan company recently sold my loan the new company added an extra $5000 to my balance is that legal?

they also told me the reason my pay off is more then my actual balance is becausr of interest the whole point of pay off is to not pay the interest


If my equifax is 586 and experian is 674 and transunion is 629 how do I figure my fico score?


No interest Credit Card/or Debit Card for a college student.?

So i’m going away for my first year of college and since i’ve paid most of my bills for my whole high school career my mom is going to pay for all my expenses while im at college (like my gas, grocery’s, supplies). We are trying to figure out the easiest way to do that. Is there any interest free credit cards out there? or would we better off just getting a checking account set up with a debit card. I’m responsible with my money and my spending, so my mom isn’t really worried about me over spending because i wont. I was looking online and there are some offers, like the Chase cards…that have 0% apr for up to #months..what exactly does that mean?? like after my year away at school we can just cancel the card as to not gather interest after the said amount of months. Ideas would be greatly appreciated 🙂 thank you

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Can I get a loan with 534 credit score and a cosigner?

My credit situation is horrible. My current score is 534, with multiple accounts in collections and late payments on an auto loan. I would like to take out a loan to consolidate all this debt, as well as have moving expenses when my lease expires. My mother is willing to cosign if they will let her. I make 1500 monthly from a full time job. I hope to borrow 5000 and keep payments under $200. What are my chances? Where should I go first?


Should I file bankruptcy before or after applying for a loan modification?

I want to apply for a loan modification and I also want to file bankruptcy. Should I (a) file chapter 13 and THEN apply for a loan modification? or (b) apply for a loan modification and file chapter 7? If I choose B then do I apply first or file first? And if I apply first, do I tell my mortgage company my chapter 7 intentions? If I file chapter 7 first THEN apply for a loan modification and am not approved what will happen to the mortgage that is in arrears? Please help, I need to get this figured out ASAP! Thanks so much!!!


How will i be affected if i get married and my husband then files bankruptcy?

**what order should we do things? we are getting married and he is filing bankruptcy. we want to keep my credit in good condition since he wont be able to use his for a long time. **He is planning to file chapter 7. **


I am in desperate need of a personal loan not a payday loan, to pay my bills?

I had to change bank account number to another because they were ACH W/D that did not come from me,so they took all my money. I got a new account and closed the other, that didn’t solve my problem because I am broke and not money to pay my most important bills, like my electricy,water and other payments. Does anyone have any answers to my problem. PLEASE HELP-IRENE


Does anyone know of any 30 day payday loans on -line?

pay advances,with no faxing


Is it safe to give your credit card to a porn site?

I love watching girls on webcam sites like flirt4free.com but to see them naked you have to pay. I want to do this but am afraid to give them my credit card details. Does anyone have experience of this. is it a safe thing to do


Will debt consolidation hurt my credit?

With business so slow due to the economy I am seriously considering using a debt consolidation company if my creditors can not reduce my monthly payments. Will this hurt my credit and how badly? Also, could anyone recommend the best consolidation company out there and any tips you might have? Thanks…


My credit score is 578! which is the best and the fastest way to increase my credit score?

i have 3 credit cards, credit lines are $1000,$800 and $800 and a store credit card for $800, and some old bad credits long time ago.


Do People Pay Interest rates or any fees on Debit cards?

I bank with wells fargo, and I am considering getting a debit card and dumping my credit card due to all these absurd fees on purchases. I want to know will I be charged any fee if I get a debit card? Thanks.

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Auto Loan Approved but APR not mentioned?

The agent doesn’t looks like third party agent because his email address is from usccreditunion.org. I received a mail from the bank as well stating my credit score. I believe they have sent me because they ran credit check. The only thing he mentioned in the email is that if my loan get approved , then following conditions will apply as far as APR is concerned which are mentioned on the website: Auto Loan APR as Low as 36 Months Apply 1.74% 48 Months Apply 1.74% 60 Months Apply 1.74% 72 Months Apply 1.99% Source: https://www.usccreditunion.org/usccu/en/loans.php


My auto loan company recently sold my loan the new company added an extra $5000 to my balance is that legal?

they also told me the reason my pay off is more then my actual balance is becausr of interest the whole point of pay off is to not pay the interest


How can i get a free credit report?


What shows up on your credit report when you report your credit card lost/stolen?


I filed Chapter 7 bankruptcy in 1998. Once off my credit report, how much will my credit score increase?


Question about bankruptcy fees?

So a person I know is going to declare bankruptcy. The problem is she said she will be charged about $500 dollars to do so. The reason for their filing bankruptcy is because of a car accident that happened like 2-3 years ago. No one was hurt, but the other person’s motorcycle was damaged. This person they got in the accident with has come after my friend with lawyers and is taking about half her paycheck and she literally has barely enough to eat because they take half her money. She can’t declare bankruptcy now because she says it costs too much to afford. I’m unfamiliar with this area of expertise. How much do bankruptcy fees usually cost? Is there any way to get around this? She’s about to lose everything because of this blood sucking leech. I’d really appreciate help.


Help me decide bankruptcy or not?

Me and my husband have accumulated debt together about $20,000 he is not working and has been unable to work and now gets social sec. this is the reason for this debt. Since things clear off your credit after a 6-15 years most will be clear with in the next 3 years. We are thinking bankruptcy but were just not sure either way it will be on our credit we just want to be debt free get a house and etc like others can do. any advice?




















































Best loan company for me?

Best loan company for me?

Im looking for a loan i have really bad credit, cant seem to find any good ones i do not want loan finders only lenders can anyone help?

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RELATED:

How much, roughly, would it cost to file a chapter 7 bankruptcy in Florida?

I just need a ball park figure so I can plan accordingly.


I need a payday advance loan that will accept savings account. I think they have them wheere you can go online

does anyone know of one?


Anyone in the mood for a tricky math question?

Adriana wishes to take out an installment loan to finance the purchase of a sailplane costing $51,600. Her loan requires a 30% down payment and equal monthly payments of $1,557.25 for 42 months. What is the amount of the finance charge on this loan? Choose one answer. a. $25,695.27 b. $43,580.64 c. $29,284.50 d. $48,350.00


Can I still get a Mortgage with 550 credit score ?

Can I still get a Mortage with 550 credit score ? Does anyone know which of the subprime lenders still in business. I think the one my mortage broker was going to use on my credit report stop issuing new loans it looks like the will also go out of business

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Paying off a mortgage early?

We have about 9 years left on our mortgage. The interest rate is 6.1% and it is an escrow account. If we were to double our payments each month, how long would it take for us to pay it off? Would it cut our time left in half?


VA Home Loans” for Children of Vets?”

I am curious about VA Home Loans,I’ve been trying to get loans and it isn’t going too well. And is just a big hassle! I am trying to get everything together for buying a house soon,and some people told me about VA Home Loans”. I’m a child of a Vietnam Vet


Can my wife get approved for an auto loan if she doesn’t have a job but a great credit score?

My wife needs a new car, she has a great credit score but she is a housewife. I make a good decent money but my credit is not that good. I know I can get approved for auto loan but I don’t want to pay a high interest rate with my credit. So is it possible for her to get an auto loan without a job but great credit? thank you.


Best loan company for me?

Im looking for a loan i have really bad credit, cant seem to find any good ones i do not want loan finders only lenders can anyone help?

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USED AUTO LOAN PROBLEMs PLEASE HELP ME!?

hello guys, i am 22 years old,have a $1900 job for 2 years,credit score 670,looking to get a loan to buy a car $15000,do you think i will make it? thanks alot and god bless you all


Where to get auto loan with bad credit?


Is 727 a good credit score from Transunion?


Where can I get a loan for $1000 by tomorrow?

Dose any where know where i can get a loan for my business? Quick? Me and my husband started a carpet cleaning company and it’s been going well, untill christmas got slow, now we have to have $1000 by tomorrow to get our advertising back on track and get my kids back with food. Where would i go? I tryed cash advance and they lent me $150.00 thanks for any advice


Filing personal bankruptcy and trying to start own business.?

Okay I want to start my own business in 2011 but I definitely want to file bankruptcy for my personal debt. Now if I file in 2011 will that effect my business before it even starts? I’ve tried getting business credit cards and even bank accounts but it always falls back on my personal info.


3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?

Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?


With a credit score of 610 could I get a decent credit card?

If so, who would you recommend trying? Thanks to answers.


I am interested in starting a restaurant. Grant and Loan info Please!?

I am a woman and am interested in grants and low interest loans. I am not interested in a million little companies taking my credit card info to send me a free packet though. Anyone have any legit info on a good website or 2?


Best loan company for me?

Im looking for a loan i have really bad credit, cant seem to find any good ones i do not want loan finders only lenders can anyone help?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get a personal loan for $6000? I have bad credit but steady income. Any help is appreciated!?


Where can I get help paying for the cost to file bankruptcy?

Is there help available that will help us cover the costs of filing for bankruptcy?


Could You trade in car if your still making auto loan payments on that car?


After bankruptcy questions – jobs and renting?

I would like to know from some who have declared chapter 7 bankruptcy what their experiences were. Specifically about job applications and apartment rentals. I am a professional who is about to declare Chapter 7 but I am also about to start applying for a new job and am concerned that having it on my record may cause me to not get hired, and that I may not be able to rent an apartment if I do get the job and relocate. Would it be better to wait until I have the new job or do it before.


How can i get an auto loan easily in bank of America?

i need to borrow 14,000 to purchase a car from a friend of mines cash, how can i get a proved i’m only 21 years old and i don’t know how’s my credit looking with bank of America but i have finance a car from a dealership before for $9,000 i have a reference letter from that dealer would a proof of that letter help to get this loan? please help me thanks


Auto loan amortization question?

I am wondering if when you obtain an auto loan, does the amount that goes to principal and interest stay the same throughout the life of the loan unlike a home loan where at the start most is interest? Please supply a link as well if you have one showing where I can see more info if you have one available.


Will a defaulted car lease and credit cards be washed in a bankruptcy?

Cant pay commericial lease, loans, utilities and vendors, will probably have to declare corporate and personal bankruptcy


Mortgage under my name but deed has both my brother and my name?

My brother had a really bad credit rating. He bought a house but the mortgage is under my name. The deed has both my name and my brothers. The house is his and he is responsible for paying the mortgages. He has made many late payments and my credit is ruined. Now he is getting divorced and his wife is taking over the payments. She wants me to sign and put her name on the deed. I am stuck and don’t know what to do. I have asked them to refinance the house under her name but she says her credit is bad. I am scared that she may take out loans on the house and not make the mortgage payments. She says she will take a loan from the bank once her name is put on the deed to pay off the home equity loan. I am scared that after taking the loan, what if she doesn’t pay the equity loan? Is there any way out for me? I don’t trust my brother or his ex wife at this time. I don’t want to be sued by the bank for loans she may take out on the house once her name is on the deed. Please help me and give me advice on what to do. My intentions were good but i made a big mistake. I don’t want their house and only want to get out of a messy divorce.

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Cash flow notes industry?

What is the cash flow notes industry ?


Does a one-time free annual credit report request affect my credit score?

Will annual credit report will affect my credit report


What are the lyrics to the freecreditreport.com commercial?

The one where there on bikes, its new, but id LOVE the lyrics!!!!


What does this item is scheduled to continue on record until. . .” on an Experian Credit Report Mean???”

I just got my Experian Credit Report online, and there is a civil judgement that has been filed against me from Toyota Motor Credit. It says that the date filed was 1/2004, for $1,300. It says under Status Details”: “This item is scheduled to continue on record until Jan 2011.” I want to take care of this mistake that I made



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is 880 credit score?


Best loan company for me?

Im looking for a loan i have really bad credit, cant seem to find any good ones i do not want loan finders only lenders can anyone help?


How do i get lebron james autograph at a game?


Would a credit score of 750 get me the best mortgage rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Nj Real Estate Question?

Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700


Can getting credit cards and paying them off immediately improve your credit score?

I read about this lady and her husband that had credit scores of about 500 each and they went out and got credit cards and would pay them off as soon as they used them and their scores increased 100 pts after 4 months of doing this. Can someone actually do that? And what are some ways to fix your credit score?


Which chapter bankruptcy do I file?

I have about 50 grand in medical bills.which chapter bankruptcy do I file?when I file for bankruptcy are all of my debts relieved or do I have to still pay the hospital?


Hi im looking to buy a salvage car, should i do it?!?

im looking to buy a salvage car, the seller says that here was not any damge to the frame or any mechanical parts. the damge was done to the right rear. the car drives as if nothing happened he says, it never stopped running. even if this is all true, is this car still safe? does this affect insurance rate if i were to buy it? what other disadvantages are there?


How can i get free access to xxx site with no credit card?

i don’t want to pay for xxx but i want high quailty stuff, thanks.


Investing In Stocks On Personal Loan ?

Warm greeting everyone. I am working at a firm that pays me around Rs. 50,000 per month (take home salary) . But I was wondering if I could take a personal loan worth 8,00,000 and buy a few stocks and wait for them to give me a good return . I have demarcated a few volatile stocks that will give me a better return in the a few months. I have traded successfully earlier also but never took a loan for investing . Does it sound a good Idea . If you have had your personal experience or you know someone doing the same, please enlighten me. Warm Regards


Is priority loans a scam?

heard that priority loans were a scam


Can you get a car loan at 17 and where?


Is 747 a good credit score?

I am 21 years old, making payments on a car and have 2 credit cards which I make regular payments on. Is this a good score? What can I do to get it higher?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever received a loan from Better Choice Financial? How can I tell if it is a Loan Scam?

Has anyone ever received a loan from Better Choice Financial?I have bad credit and have qualified for a loan from Better Choice Financial.I have also recieved a letter of guarantee.I need to pay a brokers fee before receiveing the funds.The loan is coming from Canada-RBC Financial-a 3rd party lender.How can I tell if this is a loan scam?I expressed my concerns with the loan officer-and they have said for me to take the approval letter and letter of guarantee to a lawyer-have it checked out.I have not done this as of yet.Should I worry since they are suggesting to go to a lawyer? I have also looked on BBB for Better Choice Finanaical-and have found nothing negative;however,they are not an accredited BBB business.When I told this to the loan officer-when I expressed my concern of a loan scam-she had said I was suppose to look up the actual lender on BBB.Is this true?Since it is 3rd party,I don’t know if RBC Financial can help me.Is loan coming from RBC Financial or person.Please advise


Best loan company for me?

Im looking for a loan i have really bad credit, cant seem to find any good ones i do not want loan finders only lenders can anyone help?


My bank will not approve me for an auto loan because my source of income is my GI Bill. What else can I do?

Hubby and I are both living off of our GI Bills. Our tuition is paid with student loans, and we tutor on the side. Our total income monthly is about $4K. We can afford car payments, however our credit union will not approve us for an auto loan because they do not consider the GI Bill as a stable source of income.” Though anyone who has ever used the GI Bill knows this source of income is very stable. So what are our options for getting an auto loan? Would a dealer lend us the money with our income being the GI Bill and tutoring?”


What type of credit I can get with a score of 636 and make $41K a year?

I’ve worked out the bill balancing for the apartment. Also I won’t be the only one contributing to the rent although I’ve factored out the bills as if the apartment was only rented out to me.


Who is the prime minister of india current?


What credit card gives the best rewards?

Not a huge fan of credit cards but if i’m going to buy stuff anyways I want something that will yield some good rewards. Not necessarily travel but just anything really. Any suggestions of cards?


How long will it take you to pay off a $19,000 car loan?

With a $235 car insurance payment per month plus rent and other expenses and take home is $27,000 annually.