Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































Company charged my debit, claims I am lying?

Company charged my debit, claims I am lying?

I signed up for a free 7 day trial with beenverified.com. The service was terrible, there is nothing they provide that you cannot find out through your own research so on the 7th day I called and cancelled. The spokesperson said that I should be recieving a confirmation e-mail for my cancelation, and I never did. So, feeling nervous I call my bank the next morning to check and sure enough they charged my debit card 96 dollars for a subscription. The woman at my bank said that it had already posted and there was nothing I could do but call the company and then call my bank back on monday to file a report, which will be investigated. The first person I spoke with at the company told me, sorry no refunds. Then she went on to say well, we can give you 48 dollars back. What!? I was confused and felt that was very fishy, then spoke with her superviser. He was very unproffesional and rude. He basicly told me that there was no record of my calling to cancel (nope, didn’t get any names..) anf that I was lying. He said there was no refunds and he doesn’t know what’s going on down at my bank but the company already recieved my payment and I wasn’t going to get it back. He said I’m sorry that you are percieving this as not being helpfull to you, I am being very helpfull and had you called to cancel like you are claiming then you wouldn’t be having this problem. He said good luck with making a claim with my bank, I am not going to get a refund. I feel bullied and don’t know what to do. I am calling to report this with my bank tomorrow but I don’t know what to expect. Do you think I will have any luck fighting this? Any advice? I have never dealt with anything like this..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Is it better to take a debt settlment rather than bakruptcy?

im qualified for a chapter 7 bankruptcy but my total debt is around 20,000… i work a ten dollar and hour job and have 2 kids to support, my debt to income is overwhelmng and im just wondering if it is easier to overcome if i do a settlement, or bankruptcy, i know bankruptcy came be on it for 10 years but im wondering if paying it all off by settlements will just be a waste of time, and have the same effect as to what bankruptcy does thx


I am $15,000 in debt…..?

$3,000 is from student loans that I have left that I’m paying off, $5,000 is from invisalign, and the rest is from buying a used car and gas, and other stuff. I haven’t used my credit cards in over 6 months on anything (except gas) and I literally buy everything else (necessity stuff) with cash, and the rest of my check goes to credit card bills. But each month my credit cards charge me like $35 and $55 etc in interest…….each month. That’s a sh**load of money! And I don’t want to file bankruptcy or anything that’ll go on my record” but I don’t want to pay interest anymore! What can I do? Is there ANYTHING? Any place I can go that will let me transfer my money to 0% interest without screwing up my credit even more dramatically or charging me outrageous fees? I would rather pay it off faster than spending a lot of money on interest fees.”


In ITR 2 Which coloumn will be filled for Home Loan Interest & Which Section under this?


Me and husband haven’t talked in two day and we live under the same roof. advice please.?

okay this might be a lot to read but I really need advice please. so I have been married for 14years i’m 31 and he is 34 the problem we are having at the moment is his family. his brothers who are 32 and 33 still live with his mother and his father is remarried so he doesn’t live with them. his brothers are hooked on drugs and one of them gets a check from the government for who knows what but he get $700.00 a month. his mother is disabled and gets money as well. okay so in October my birthday came and my mother gave me $10,000 for my birthday. to me this is a lot of money so naturally I thought to save it and put it in the bank for our bills. well that didn’t work out the way I planned it because his mother’s house was in for-closer for 4 months back rent so me and my husband talked about it and we decided to help her catch up which cost us $4,000 now we by no means are rich or have tons of money but every time his family sees us they have there hand out asking for money weather it be $5 or $20 don’t get me wrong I love his family with all my heart and I would never want to see his mother on the streets but if we continue to help her we might be eventually. but her or her sons refuse to pay their house and when it gets close to the time when they know they are in trouble they call me or my husband. now we have nothing left to give them they have taken as much as they can from us and now we are barely caught up on our own bills. so my husband came to me 2 days ago and said my mother is going to loose her home if we don’t help her. I said to him how, how can we help her we are struggling to support ourselves because of them, so now he said he wants to take a loan out on our car to help her. I got so angry and said do whatever you want! I can t deal with this anymore you will realize when we have no home ourselves what you are doing to us. I don’t know why but I feel horrible, I really want to help them I really do but we can’t even make our bills now.. and we both work so I want to make things right with him because we have literally not said a word to each other in two days because of this he comes home and I go in the room when its time to go to sleep I have been on the couch. I just don’t know what to say or do cause I do stand by what I said we can’t help them anymore we are just not on the same page and I don’t know what to do. should I just agree to it so we can be over this and just work it out. I love him and hate to fight with him. thank you for taking the time to read all this.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

My TransUnion Credit report has the wrong year of birth on it.?

Is there any way I can get them to clear my bad credit? The stuff that’s on there is all pretty accurate, but there are certain things that show up on TransUnion that don’t show up on Experian or Equifax. There’s not that much, so I don’t want to go through a long process of identity theft or anything, I was just hoping there was a simple way. I was born in 1980, but it says 1979.


What does the term bankrupt ideology” mean?”


How to check credit report?

I wonder how to check the credit report for an illegal immigrant who has Individual Tax Identification Number


Company charged my debit, claims I am lying?

I signed up for a free 7 day trial with beenverified.com. The service was terrible, there is nothing they provide that you cannot find out through your own research so on the 7th day I called and cancelled. The spokesperson said that I should be recieving a confirmation e-mail for my cancelation, and I never did. So, feeling nervous I call my bank the next morning to check and sure enough they charged my debit card 96 dollars for a subscription. The woman at my bank said that it had already posted and there was nothing I could do but call the company and then call my bank back on monday to file a report, which will be investigated. The first person I spoke with at the company told me, sorry no refunds. Then she went on to say well, we can give you 48 dollars back. What!? I was confused and felt that was very fishy, then spoke with her superviser. He was very unproffesional and rude. He basicly told me that there was no record of my calling to cancel (nope, didn’t get any names..) anf that I was lying. He said there was no refunds and he doesn’t know what’s going on down at my bank but the company already recieved my payment and I wasn’t going to get it back. He said I’m sorry that you are percieving this as not being helpfull to you, I am being very helpfull and had you called to cancel like you are claiming then you wouldn’t be having this problem. He said good luck with making a claim with my bank, I am not going to get a refund. I feel bullied and don’t know what to do. I am calling to report this with my bank tomorrow but I don’t know what to expect. Do you think I will have any luck fighting this? Any advice? I have never dealt with anything like this..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My lease is up in few months. I’m about to receive bankruptcy discharge, is there a Chance I can lease car ?


How much would paymemts be on a 70,000.dollar house loan.?


How is the free on-line credit report at Experian supposed to work?

I accessed Experian through www.annualcreditreport.com, which is supposed to be the only authorized site to go through, filled out Experian’s on-line application and on the final screen there was only a graphic with the text One Time Offer – only Equifax offers your FICO score at the lowest price available… View your FICO credit score once with your credit disclosure request for just $7.95 (with a button saying “See my score once”) / Get two in depth FICO score reports and stay updated on important changes to your score with Score Watch for just $7.95 per month. (a button saying “Keep my updated on my score”) There was no indication of where to click to see the free credit score and no choice offered to have it mailed out. Is that normal? What happened here? Thanks! Laura”


Do you need an attorney to file bankruptcy? If not, how does one go about filing?

I’m looking for information about how a person can file bankruptcy on a specific credit card, if I so choose. Any information would be greatly appreciated.


Is now the right time to refinance your mortgage? Please read . . . .?

We bought our house in Oct. 2007. Our interest rate is 6.5%. Would it be good to refinance if the rate got down to 5.75%? We need to lower our payments if need be. We are so strapped right now with rising gas prices, food prices, daycare for summer, etc. Right now we are financed through Wells Fargo and have been on time with every payment. We filed bankruptcy in 2004 on a mobile home that had water damage so I was wondering if this might hinder us in refinancing? Any advice would be appreciated!!!!!!!!!!


Refinancing an auto loan….please help?

my car’s payoff quote is $17047.71….i got this car in october of 2007. I would like to refinance it but my credit score is really bad at a 518. on top of that my car’s value, according to the kelly blue book is $15,330. I believe my interest rate is at a 8%. Is refinancing even an option for me….if not, what can I do to lower my payments from $430 a month. Please help!


Can i lose my 1st position tax lien interest and principal if the owner files for bankruptcy?

please provide source


Does filing chapter 7 bankruptcy mean that you will never get security clearance?

You know everyone can have bad circumstances in life, which are beyond the control of the person. In my case I faced a medical emergency in june 2009 and needed an immediate surgery or fatality could result. I had a strangulated umbilical hernia and the intestine’s blood supply was choked, it was twisted and resulted in bowel obstruction. The pain was intense and if medical treatment isn’t sought, it becomes fatal due to permanent intestinal failure. I went to the ER at 2 am and they did an immediate stomach surgery. I was hospitalized for several days. After being released i got a bill of tens of thousands of dollars. I was already unemployed and it was recession. There is no way i could have paid such huge bill being unemployed. I had to file bankruptcy and as a result all my other debts were wiped out. I could not even afford any health insurance. Now an employer is interested in me for offering me a job because i am a recent college graduate with bachelor of science in math. The job description states that the applicant must be able to obtain security clearance. So this means i won’t get the job? How is that my fault? Its an information technology job and i fail to see what bankruptcy has to do with my ability to handle the job.


Company charged my debit, claims I am lying?

I signed up for a free 7 day trial with beenverified.com. The service was terrible, there is nothing they provide that you cannot find out through your own research so on the 7th day I called and cancelled. The spokesperson said that I should be recieving a confirmation e-mail for my cancelation, and I never did. So, feeling nervous I call my bank the next morning to check and sure enough they charged my debit card 96 dollars for a subscription. The woman at my bank said that it had already posted and there was nothing I could do but call the company and then call my bank back on monday to file a report, which will be investigated. The first person I spoke with at the company told me, sorry no refunds. Then she went on to say well, we can give you 48 dollars back. What!? I was confused and felt that was very fishy, then spoke with her superviser. He was very unproffesional and rude. He basicly told me that there was no record of my calling to cancel (nope, didn’t get any names..) anf that I was lying. He said there was no refunds and he doesn’t know what’s going on down at my bank but the company already recieved my payment and I wasn’t going to get it back. He said I’m sorry that you are percieving this as not being helpfull to you, I am being very helpfull and had you called to cancel like you are claiming then you wouldn’t be having this problem. He said good luck with making a claim with my bank, I am not going to get a refund. I feel bullied and don’t know what to do. I am calling to report this with my bank tomorrow but I don’t know what to expect. Do you think I will have any luck fighting this? Any advice? I have never dealt with anything like this..

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a good credit limit for a first credit card?

I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?


Any one know about awaan loans .is it relaiable?


Which is the best Credit Card” in Toronto and why.?”

Although i am looking for a Credit Card which : – has no Annual Fee – has one of the best reward points system – has acceptability everyone without any fuss Still if your answer is otherwise, i would still be interested in what you have to say. Thanks in advance !!


I need urgently a personal loan of about $50,000.00 for debt consolidation?

Im in debt. Since my grandfather died in 2009 I have been taking care financially of my mentally ill aunt. She has schizophrenia paranoid. I love my aunt but if I keep in this pattern we will both be ruined. It has been very hard. Medical bills, food, house utilities are about to send me bankrupt. I have 2 jobs already but its not enough. Yet I have managed to pay everything on time and conserve some good credit. I am not asking for anything free. I just need a loan that I can repay within 4 to 5 years. In the past I have been approved to debt consolidation loans but the amount was never enough and I ended up with more bills ( I know that part was my mistake ). Please if anyone knows where I can request a loan for that amount I will greatly appreciate it.


How does someone with no credit get an auto loan?

I am 17 and I am looking to get my own car in a few months time, after I have some paychecks from work saved up. I make about $400 a week and I want to have a good chunk to put down on a car that is probably going to cost me between $9,000 and $13,000 (thats my price range, anyway) my mom says that without credit, I’m either going to have an interest rate that’s ridiculously high, or they will refuse to do one without a co-signer all together. Would it be wisest to have my parents apply for the auto loan themselves? (my mom has excellent credit), and then pay my parents the monthly payment? 🙂 Thanks in advance!


What is an online check?

And how does it work?


Have car that i filed bankruptcy on now the repo man is looking for it . what recorse does the bnk have?


Best place to get a personal loan for someone with little credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a way to check my SSN online? i found this site…..?

I just wanna figure out the whole situation with my last name so i can get my driving permit and so i was wondering if it was possible to check it online w/o being scammed for my SSN and so i found this site https://secure.bestpeoplesearch.com/free-ssn-verification/m-FreeSSN,Message.aspx and i wanted to get some opinions first…. o.O


Is there any place that will loan me money right now against my tax check?

I’m trying to find someway to come up with extra money to get my kids something for Christmas. And so far the only option I have is to borrow it against my tax check coming in January. I hate to do it that way, but it is the only option. I want to borrow no more than $500.00 and pay it back in full when I get my taxes back. Are there any loan companies, (banks, payday loans, ANYTHING!!) that offers loans like this! Any information you have to offer would be greatly appreciated! Thanks so much!!


What if they come to repo my car but theres not much left of it?

So what if while I still legally own my car (i.e. making payments on it) I decide to strip it and sell it off parts like rims tires engine transmission body parts exhaust system etc.. Then stop paying and when the repo man comes just let him know the frame is in the back yard on cinder blocks? OK I know your next thought, they will take me to court for the difference but before I even stopped paying on it I filed for bankruptcy and the debt was discharged. Now what?


Unable to pay my 2 credit cards, ive asked for a reconstruction but they decline.what should i do?

i have 2 credit cards,and wasnt able to pay my credit cards because i lose my job,and the money that i have in me was enough for me to support my day to day living,i have asked for a reconstruction for the 2 cards but they declined the letter of mine.what should i do?ive been receiving a lot of letters from the bank and some are the attorneys letter and they even go at my place to ask for the payment. what should i do? i really cant pay them the money that i owe from my credit card.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do you find your 10 digit pin?? equifax?

i need to unfreeze my account so i can get a new phone but i dnt kno how to find my 10 digit pin???


Company charged my debit, claims I am lying?

I signed up for a free 7 day trial with beenverified.com. The service was terrible, there is nothing they provide that you cannot find out through your own research so on the 7th day I called and cancelled. The spokesperson said that I should be recieving a confirmation e-mail for my cancelation, and I never did. So, feeling nervous I call my bank the next morning to check and sure enough they charged my debit card 96 dollars for a subscription. The woman at my bank said that it had already posted and there was nothing I could do but call the company and then call my bank back on monday to file a report, which will be investigated. The first person I spoke with at the company told me, sorry no refunds. Then she went on to say well, we can give you 48 dollars back. What!? I was confused and felt that was very fishy, then spoke with her superviser. He was very unproffesional and rude. He basicly told me that there was no record of my calling to cancel (nope, didn’t get any names..) anf that I was lying. He said there was no refunds and he doesn’t know what’s going on down at my bank but the company already recieved my payment and I wasn’t going to get it back. He said I’m sorry that you are percieving this as not being helpfull to you, I am being very helpfull and had you called to cancel like you are claiming then you wouldn’t be having this problem. He said good luck with making a claim with my bank, I am not going to get a refund. I feel bullied and don’t know what to do. I am calling to report this with my bank tomorrow but I don’t know what to expect. Do you think I will have any luck fighting this? Any advice? I have never dealt with anything like this..


Installment Loan?

Hi, We’re in the process of rebuilding our credit profile with a recent bankruptcy discharge of our debts. We need a $2000 – $3000 loan and cannot find options other than PayDay loans. We have a request out on Prosper.com, however, our state only allows a 7% interest rate and our request is not attracting bidders. Does anyone know of a financial institution willing to give us a chance? We have a $1000 surplus at the end of each month, so a loan payment is not a problem. Thanks. (We are only interested in doing business in the United States)


Have anyone use check n go?

I really need a small loan and im think about using check n go. i always see the camercial and i never heard anything bad about it. I just want hear your experience with them.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are private housing finance companies supposed to reduce the home loan interest floating rates as per RBI.?

I have taken home loan last year on floating interest rate.This year RBI reduced the home loan interest rates and following which all nationalized banks have reduced the interests. however, i have been paying on the same lines as last year.My query is 1.Are private housing finance companies supposed to follow RBI on the interest rates? 2. If yes, how should i take this up with the finance company in context. 3.Is anything can be done by going thru RTI Act , getting the correct info from RBI and taking step for claiming the loss of money i have incurred all this time. 4.should i transfer the loan to a nationalized bank to some nationalized bank which i am thinking of seriously. Please help.


First time homebuyer – Citi, Wells Fargo, or PHH Mortgage?

Thanks everyone for your thoughts so far! I noticed a lot of people are mentioning closing costs – most of my closing costs will be paid by my company so I’m not too worried about that. Great tip, though, for most people!


Need a car loan help please?

I have been trying and trying at local banks for a car loan and keep getting denied for lack of credit experience. The idea of a cosigner is out. I am at my witt’s end. Any help, say a trustworthy internet site or a certain bank?


Is closing your bank account with payday loan checks out illegal?

I’ve heard that the best way to clean up your payday loan problem is to just close your bank account and pay the checks off in payments with the payday loan company…can anyone help me out with this question?


Home loan for plot and construction?

I already have a plot 275 sq yard registered in my name. Now I want to buy adjacent plot of same size as well and construct home on the combined land. Me and my wife are both earning and have good income tax returns. For having the tax benefit for both, me and my wife have to be co owners of the land so I plan to buy the new plot on her name. And then apply for a joint home loan. Now should I apply seperate loans for plot purchase on my wife name and joint home loan for construction or should I get one loan for both the purposes. Income tax rebate is my main concern. Kindly advice ASAP.


WHAT HAPPENS IF I TRY TO GET AWAY WITH NOT PAYING MY DOWNPAYMENT ON MY AUTO LOAN?

@JOHN L I actually DO care, im going to pay it. i was just thinking maybe not THIS month, mid next month. i actually have EXCELLENT credit and i take care of all my finances, how else would i get a new car auto loan? this is my second auto loan this year, i paid off my other car in 7 months, by getting a second job. so i DO care about my credit and either way ill probably end up paying on the 16th of this month anyways, they just pissed me off. thats all.


How much, roughly, would it cost to file a chapter 7 bankruptcy in Florida?

I just need a ball park figure so I can plan accordingly.


For people who have trapped themselves with PAYDAY LOANS..What would you do in this situation?

OK. Real quick. I have two payday loans ($600 each) that was due to be paid back last week. Didn’t have the money. You know they end up submitting the check to the bank anyways, and if the money isn’t in there, they send it back to the loan center and my account gets an insufficient funds charge. No biggie. I was going to eat those costs and pay them on payday this week. OK. So I go check my account……FOR SOME REASON THE LOAN CENTER SUBMITTED MY CHECK TO THE BANK $676 AND THE BANK MARKED IT AS A CREDIT/DEPOSIT!!! OK. Here’s my question…While the bank is still stuck on stupid, should I hurry up and withdraw the money, pay back the other loan place their money, reborrow, throw that money back in the bank and when the bank figures out what happens and marks that credit/deposit as a debit like they should have, i’ll only owe the one place. The other place will have been paid off. It’s almost like this is a little gift from God. Should I risk it? What’s the worse that could happen?


How much amount of home loan i will be able to get?

My Net Salary is 32,000Rs/- Per Month My Gross Salary is 36,000Rs/- Per Month Could you Please Let me Know?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I register a car if the bank holds the title?

I just got a loan for a vehicle purchase from a private party. The bank was sent the title when I borrowed the money and purchased the car. Now what the heck am I suppose to bring into the DMV to register this thing if the bank holds the title due to my loan?


Company charged my debit, claims I am lying?

I signed up for a free 7 day trial with beenverified.com. The service was terrible, there is nothing they provide that you cannot find out through your own research so on the 7th day I called and cancelled. The spokesperson said that I should be recieving a confirmation e-mail for my cancelation, and I never did. So, feeling nervous I call my bank the next morning to check and sure enough they charged my debit card 96 dollars for a subscription. The woman at my bank said that it had already posted and there was nothing I could do but call the company and then call my bank back on monday to file a report, which will be investigated. The first person I spoke with at the company told me, sorry no refunds. Then she went on to say well, we can give you 48 dollars back. What!? I was confused and felt that was very fishy, then spoke with her superviser. He was very unproffesional and rude. He basicly told me that there was no record of my calling to cancel (nope, didn’t get any names..) anf that I was lying. He said there was no refunds and he doesn’t know what’s going on down at my bank but the company already recieved my payment and I wasn’t going to get it back. He said I’m sorry that you are percieving this as not being helpfull to you, I am being very helpfull and had you called to cancel like you are claiming then you wouldn’t be having this problem. He said good luck with making a claim with my bank, I am not going to get a refund. I feel bullied and don’t know what to do. I am calling to report this with my bank tomorrow but I don’t know what to expect. Do you think I will have any luck fighting this? Any advice? I have never dealt with anything like this..


Credit card for an 18 year old, apply online?

i am 18 and i want to get a credit card. where is a good place for me to apply online? best place gets best answere. and i dont wanna hear u dont need a credit card” i want one to stayrt building my credit


Took out a payday loan and was wondering how often can you take more money out, do I have to pay the other ?

One of even though it’s not due yet?


Can you shop for your own Private Mortgage Insurance?

Is it possible to have it canceled, if you haven proven good payment history? After how long?


Company filing bankruptcy on me?

im a small company been in business 3 years in franklin indiana i have a advertising company that is filing chapter 11 on me. is there something i can file so we can at least try to get some of are money back.


If I am filing for chapter 7 bankruptcy and I haven’t done my taxes how will that affect me?

For 2009 they owe me around 500 in total. Will I lose out or get any penalty for filing bankruptcy and having taxes 2 years overdue? ( I haven’t done 2008 yet either) I am in the process of separation so that I can be head of household and get 3000 back but I want to go ahead and do this bankruptcy. Any suggestions?




















































Will i see my money after some claims a chapter 13 bankruptcy?

Will i see my money after some claims a chapter 13 bankruptcy?

I put a judgement lien on someones property and they filed for a chapter 13 bankruptcy. they’re house was suppos to be auctioned on may 23,07. they also owe the bank…will i see my money at all?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Credit card and APR good/bad/ugly?

Im a student trying to build credit. Im looking to get a secured credit card the APR is 14.24% with $29 annual fee. Is this good? What kind of APR and annual fee should I look for? Any other credit building suggestions?


What are the three companies that give you a free credit report?


Refinance auto loan with us bank/cars inc.?

has anyone ever refianced their auto loan with this company? cars inc. who uses us bank to refi your car loan. it says i may be able to lower my apr% to as low as 5.99% and lower my monthly payments. please check out the web site and let me know what you think if you have never heard of them, or let me know what i should do. my current loan is is w/chase is 10.14% and 539.41 monthly payments for 6yrs (72months). www.autorefi.com


How do I get a credit report without having a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who does auto loans withborrowers having a Bk discharge?


How do I drive traffic to my Financial Domination web site?

I just set up a new financial domination web site to grow my herd of cuckolds. Now I need to make it available to the worms to crave to be money slaves and pay pigs and submit to a truly deserving Goddess. How do I get my site to be listed at the top of searches of different key wordson different search engines?


TRUE OR FALSE? Mortgage bonds and sinking fund bonds are both examples of debenture bonds?

If false, please explain why so I know!! 1. Mortgage bonds and sinking fund bonds are both examples of debenture bonds. 2. The market rate is the rate investors demand for loaning funds. 3. Semiannual interest on bonds is equal to the face value times the stated rate times 6/12. 4. The present value of a bond is the value at which it should sell in the market. Thanks! Best answer gets 10 points!!


Will i see my money after some claims a chapter 13 bankruptcy?

I put a judgement lien on someones property and they filed for a chapter 13 bankruptcy. they’re house was suppos to be auctioned on may 23,07. they also owe the bank…will i see my money at all?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is a procedural issue?”?”

What is a procedural issue” in a court of law? For instance


Do you have to be an American citizen to get an auto loan?

Can a foreigner on a visa be eligible for an auto loan?


Where can i find the loan value of a used car?

Basically what a finance company uses to determine the amount of money they will lend towards the purchase of a used car. I’m not looking for a trade-in, retail or private seller value – things i can obtain from Kelly Blue Book or Nada. I’m looking for a calculator that will give me the loan value of a used car based on the year, make, model and mileage.


What is Difference between Debt & loan ?

When bank declares particular Loan as NPA


Anyone know of anyplace to get a 100% finance home loan, with no so good credit rating?

Have some things on credit report, from divorce, but would like to find finacancing for a home


What the best fico score for a motorcycle loan?

i have a 655 score is it possible with this? help anyone


Check on oorder?


My CIBIL score is 660 out of 900 AM I eligible for any loan?

My CIBIL score is 660 out of 900 AM I eligible for any loan? Out of the 6 loans 4 are closed, and 2 are setteled., current outstanding zero


Will i see my money after some claims a chapter 13 bankruptcy?

I put a judgement lien on someones property and they filed for a chapter 13 bankruptcy. they’re house was suppos to be auctioned on may 23,07. they also owe the bank…will i see my money at all?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i pay credit card bill with credit card?

Please specify how to do that?. is there any website to do the same?.


Dealership contract mistake?

I recently purchased a 2007 vehicle from a dealership through financing. Both dealership person and I signed the bill of sale after I put up a down payment. After 2 days, I went back and signed the papers to finalize the purchase. I also already have the ownership. But yesterday (2 days after the vehicle was delivered), the dealership called to say that they made a mistake and they need to redo the whole contract. They said that when they forwarded the application to the bank, they made a mistake on their date input and had the car as a 2013 and not a 2007, which might have gotten me the lower interest rate. Now they want to redo the whole application, telling me that the amount financed, monthly payment, and interest rate will change for sure. I don’t know if this was just a typo on the bank’s side on their contract, or the dealership really made a mistake which resulted to the bank processing the application based on the error that the vehicle was 2007. What should I do on this case? Should I just go back to the dealership and have the rework my whole contract, and just suck it in if the figures change? Or should i stick to my guns and tell them that they made a mistake, they should pay for it. Literally. I already have the ownership that has the correct year make and model of the car.


Why should we pay to get our credit report? that should be free!?

why call it free when it ain’t free?!


Big difference between transunion and equifax credit score?

My Transunion credit score is 687, while my Equifax score is 758, but they contain the same information with the exception of the having different information on inquiries to my credit report. Other than that all other information is the same (i.e. same accounts, say payment history, no debt, etc.). I’m wondering if anyone could give me a reason for why the two scores are so different. AND if you think the 687 score would prevent me from getting an apartment! Thank you!!


Good student loan consolidation lenders?

I am looking to consolidate my student loans with a federal consolidation loan. I know the interest rates are based on federal regulation, but I’m wondering about the other offers/benefits. If you have consolidated loans with a company, can you share personal experience about your lender–customer service, helpful website, quick loan processing, etc etc? Why did you chose your lender? Thanks!


If i use one of these free credit reports will it tell me what i owe or just give me a credit score?


Can anyone share the best place get a consolidation loan for credit card debt with less than perfect credit?


How do you calculate the interest rate on a car loan?

If the interest rate (as an example) is 18% on a loan of $8000 what would be the monthly payment over 60 months and how do you calculate it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I pay off my auto loan now, or is it better for my credit score to make monthly payments?

I have no other debt. I always pay off my credit card. I can afford to pay off my $9,000 car loan, but I’ve heard mixed reviews about whether it’s better to make monthly payments (as it might help my credit score). I bought my car in January 2007 so I’ve made about 14 payments thus car (40 left if I don’t pay it off).


Is there a way to get credit score report without a credit card and any charge for free!?


Did personal loans look bad on your credit report?

I have about $6,000 in credit card debt and was hoping to get a personal loan to take care of these so I only need to worry about paying back the loan. Was wondering if a loan looks bad on my credit report.


What happens if you don’t declare bankruptcy?

hello- i’m a definite bankruptcy candidate – chapter 7 – and was told by a collector that i have to file by the 30th (today). otherwise i will be sued. now, i’m definitely declaring the only issue is that i don’t have the money for a lawyer right this second. what happens if i don’t file before i get sued? i’ve stopped making payments for 10 months now.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Need a loan?

I just graduated from highschool and I’m planning to attend college in the fall. I wanted a small loan for vacation purposes and then I would pay it back. Every time I tried to apply for one online, they kept redirecting me to a different lender” and its rxtrmely annoying. Where and how can I get a loan with no credit?”


Will i see my money after some claims a chapter 13 bankruptcy?

I put a judgement lien on someones property and they filed for a chapter 13 bankruptcy. they’re house was suppos to be auctioned on may 23,07. they also owe the bank…will i see my money at all?


What is the difference between an installment loan and an interest-only loan?


How much would a 140,000$ mortgage cost me per month at the new low rates,lets say 5.1%?

we are currently paying 908 per month(not including escrow) at 6.75(which was the best rate at the time…september07)600 goes toward intrest,the remaining 308 towards the actual balance.how much would my monthly payment be at 5.1%…should i refiance for this lower rate?will i have to pay closing fees again or are some banks doing it with no fees?is it worth it for us to refiance to a lower rate we have been heer just over a year

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My CIBIL Score is 729, Do I will get the loan?


How do you get your w-2 if the company is out of business?

Company I was working for went out of business last year. How do I get my W-2s if the company no longer exists?


Can I remove a co-signer from a auto loan?

I did a smart buy on a car in April of 2005 and my mom co-signed the loan for me. I have decent credit and I was wondering if I would be able to remove her from the loan? I know I need to contact GMAC but I was just wondering if anyone knew if they would consider it or not. Thanks


Where do I get a loan to combine some bills? My credit not good, but can get co-signer with great credit.?

I really need this loan. I have gotten behind because I have so many small things. I also have a couple payday loans that are killing me. I am paying around $450 and $500 a month on those alone. I need around $5500 and can get a co-signer with great credit. Please Help Me!!! Thanks!


How do I file bankruptcy with no money?

I need to file but the lawyers i talk to want 9-1600 dollars. i dont have anything at all. Isnt there something i can do or someplace i can go to that will do it for free? i mean come on im freaking bankrupt!


Economics question?

Many commentators, including high officials of the bank of Canada, have blamed the spending habits of the Canadian public for high interest rates. Are these commentators right?


If you have bad credit can you still open a checking account in bank of america?


What do I need to do first in applying for student loan?

I am a freshmen in college, and plan to attend again next year. I have partial scholarship but will not cover all of tuition, so am looking to apply for a student loan. Also, I plan to live off-campus in an apartment and am worried I will not be able to make rent each month on my own. I’ve read that you can use student loans to pay for all school related expenses (housing). I have filled out the FAFSA but am not sure what the next step is. Please help.


What is the longest term on a car loan and what companies have good rates?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get an auto loan for 25,000 with 15,000 down and a 515 credit score?

I have had some credit issues in the far past,(was young and dumb). I have 15000 in cash that Iam willing to part with for a new truck. Would I be able to get financing for the rest, about 10,000 dollars worth? Thanks


Will i see my money after some claims a chapter 13 bankruptcy?

I put a judgement lien on someones property and they filed for a chapter 13 bankruptcy. they’re house was suppos to be auctioned on may 23,07. they also owe the bank…will i see my money at all?


What is the best site for Christian debt consolidation? Is it better than regular debt consolidation?

I have 3 different credit cards that now have over 20% interest rates because I was late on one payment. I have heard that Christian debt consolidation might be a better option than regular, but I want to make sure I select a company that is reputable.


If I filed Ch. 7 bankruptcy in 2005, will I be able to file again in 2010?


My credit card account was closed what does this mean?

i’ve been having some money problems. i’ve been in school and working part time and getting student loans. i just graduated and i’m having trouble finding a job and i have no student loans coming in so i have to survive off my part time job right now. (i have a job interview next friday, i am looking) my credit card was overdrawn and i missed a payment. i was sent a letter that i needed to pay a certain amount to have it not overdrawn and i paid that, so i wasn’t over anymore. then they charged me interest and fees i guess and then it went over again. and now they sent a letter that my account was closed. i’m freaking out! i don’t know what to do. i made arrangements to pay more so that it wouldn’t be over the limit again but i can only pay so much. i don’t make a lot of money. is this going to completely ruin my credit? will the account be opened again? will i be sued? i have no idea what to to. i feel like i keep paying and then keep getting charged and it doesn’t even make a difference. i haven’t been using the card. i’m considering suicide. please help me out with some advice. thanks a lot.


Can I get a loan???????

I was just wandering if I could get a loan without having credit??


What’s the scientific name for shark?




















































Will an insurance company not hire me as a claims adjuster if I have filed bankruptcy?

Will an insurance company not hire me as a claims adjuster if I have filed bankruptcy?

due to spouse becoming ill and losing her job, we lost her income. we were forced into a Chapter 13 BK. will an insurance company not hire me because of this if they run my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is www.americanlenders.org. a scam?

I was looking for a website to apply for a personal loan. This one was one of the websites that was at the very top of the list after a loan lender search on yahoo so I thought I’d check it out. After looking thru the website I thought it was legit and applied, I gave them alot of info that a bank would normally ask for, after applying I was told I’d be contacted by someone withing 48 hours. When I noticed no one has contacted me yet I decided to give them a call, but heres what I find strange. In there contacts part of the website there wasnt a phone number, I looked all over the website and all I can do is send them an email and wait for them to give me a call. What should I do, can anyone please check this website out and tell me what you think. www.americanleanders.org


Where can i get a free credit repoty?

I went to gofreecredit.com and they are telling me my cardholder name is invalid wtf…? where else can i get a free credit report that wont mess up my credit even more


How can I get a LOAN for a used car/motorcycle owned by a person, not a dealership?

Okay, I need a motorcycle at least (cheap insurance). Im job searching, and when I find a Job I will need a motorcycle. Im 16, so I dont have a credit score or anything, and my parents scores are really, really bad… Well I was wondering if it is possible to get a loan for a motorcycle from a owner, not a dealership (more cheaper), on sites like Craigslist.com I will not have any downpayment (maybe $100 bucks), and no credit score. But I will (hopefully) have a secured job, that I have not started yet… Is it possible to get a loan, for a used motorcycle (roughly $2,000), for the actual owners of the vehicle, not dealerships?


Its been about 8-10years since i didn’t pay back my cash loan from amscot?

Okay so its been a while since i have taking a loan from anyone my last loan was about 8 to maybe 10years ago…trust me i no i need to pay them back but its been really hard to since am a single parent..i need a loan and was wondering if i can get a loan from some other company? Till payday! Need help thanks for answering

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Bad debts no equity need help?

I am in bad debt of which I cannot repay. Looking for loan that is low repayments and am prepared to pay high interest if that what it takes.


I need a 80,000 dollar long term personal loan with no collateral and i have bad credit can anyone help?


How to take over a mortgage on my parents house?


Will an insurance company not hire me as a claims adjuster if I have filed bankruptcy?

due to spouse becoming ill and losing her job, we lost her income. we were forced into a Chapter 13 BK. will an insurance company not hire me because of this if they run my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Ch13 bankruptcy what if the info i put was wrong?

what happens if my taxes are more than what i said they would be in my CH13 case i just need to know about that cause i believe they are going to be way more than what we thought they were going to be like way over


Is there a way i can see my free credit report again?

i asked for my free yearly transunion credit report from annualcreditreport.com and i tried to see it again but it sais that im not elegible because i already received it. i remember my usename and password but i cant seem to find anywhere to put it at. any suggestions?


If you get preapproved for an auto loan….?

How long is the preapproval loan still available after being approved? I want to have time to find the right car for the right price.


Is 7.5% a fair interest rate? It is a home loan for $450,000.00, fixed for 30 years, 100% financed.?

I appreciate all of the great answers so far. To add more detail – I can afford the payment, and have a realistic expectation of a payment including insurance, taxes, etc. I am young and this is my first home purchase, so I will be working another 30 years. Does being a first time buyer affect interest rate?


PCS Advance Pay or not?

I know we can’t get DLA but we’re supposed to get a per diem, so much per car per day per person or something. If we’re expected to just get there and they’ll pay us back- we’ll never get there, because we can’t afford to make the trip. We live paycheck to paycheck and haven’t been able to save anything, and we have to be there in less than 3 weeks.


Is this a real or a scam www.annualcreditreport.com?


What’s the difference between Mortgage Insurance/Hazard Insurance & Homeowner’s Insurance?

In my housing loan application it gives the breakdown of the principal mortgage payment, taxes, hazard insurance and mortgage insurance. What is the mortgage insurance? It’s an additional $70 per month.


Can a payday loan company use my credit card info from a one-time online payment?

I have a payday loan past due. However, the bank account the payments withdraw from, I no longer use and is therefore empty (and negative from nsf payments due to the loan) If I make a partial payment online, can they use they info to deduct the rest whenever they want? I don’t want them to do that.


Will an insurance company not hire me as a claims adjuster if I have filed bankruptcy?

due to spouse becoming ill and losing her job, we lost her income. we were forced into a Chapter 13 BK. will an insurance company not hire me because of this if they run my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How come business account” credit cards don’t help your credit?”

I have a business credit card with a high credit limit, but this account does not show up on credit reports from all three crediting agencies. I asked the card issuer why this is, and they tell me that it will only show up if i have negative history (late payments, bankruptcy) but it does not show my on time payments or any sign i even have this available credit line in my name. I am trying to build good credit history, but this doesn’t even add into the evaluation of it, and it is the best thing i have going right now. Any one know why this is?


My business partner of 1 year has just disappeared, how do I remove him from my business legally?

I know he is gone for good, police won’t help look for him. He got in some financial trouble with a bookie and loan shark and off he went. So I know he has to access to my finances but he is on my incorporation for Colorado and my IRS EIN. Anything will help.


For Rs.30,000 salary how much amount personal loan I can get?


I need an unsecure loan for about $6000…my credit score is 591, and my bank wont help. What do I do now?

I need to consolidate some debt, but the fact that I have that debt really hurts my chances of someone giving me a loan to consolidate it. Are there any LEGIT institutions out there that will take a chance and help me out, even if I don’t have an account with them? Any advice here on what to do would be greatly appreciated.


Where can i get an auto loan with no credit and a bad employment history?

I’m 19 years old. Just got a credit card a month ago to try to build my credit. Last week i found out I was pregnant with twins so i’m looking to buy a car asap. I want a Kia Soul but i havent found any at a buy here pay her so i’m going to have to get an auto loan. I worked as a waitress for a month and I’ve been a stripper for 6 months so I dont really have a strong employment history. I’ve been looking for another job since its not safe or cute to be dancing while pregnant but i havent found any yet. I may have someone who can cosign for me, will that in any way affect my chances of being approved? and if i dont have a cosigner, is there any other way i can get a loan? with what company?


Can being under chapter 13 or 7 bankruptcy allow others to take your retirement money?

question for a friend


Credit Score of 581, how to improve?

I know, I know. 581 is pretty bad. I was young and stupid and completely careless with my bills. I was in a tough spot and couldn’t afford to pay my credit cards. Now, what can I do to improve my credit score? I have an account with Experian and I’m able to see what I owe. The problem is, I stopped paying my credit cards because I was told that even if I were to pay them, my credit score would stay the same for 7 (?) years or so. I am applying for a student loan later this year but I really need to improve my score. What exactly can I do? Any advice would be appreciated! Thank you!


Where can i get free credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt Consolidation or Debt Help?

I have a little less than 10,000 credit card debt that I am trying to get rid of it. I haven’t used any of the cards in over a year. It is a total of four cards that rage from 20%-25% in APR. I have never missed a payment or have been late but it seems like I will never pay them off. I always pay more than the minimum payment also. Recently I have been getting alot of offers for credit cards with 10% and 12% APRs. I was wondering if there was a loan that I would be able to get with lower interest rates to pay off those credit cards and close them out, and I just pay the loan off in the amount of time agreed. For example such as an auto loan or home loan where you know you pay a certain amount and in so many years you are done. With these cards it seems like there is no end in sight. I don’t have any collateral either. I was wondering if anyone knew of any programs out there that might be able to help me. Here are some other expenses that I have every month.After taxes I bring home $2000-$2300 a month $800 House Note $70 Car insurance $50 Truck Insurance $109 Student Loan Payment $400 Child daycare expenses Capital one Card about $2200.00 owed 22% APR Chase about $1800 owed 21%APR Best Buy Card about $1700 owed 22% Apr Macys Card about $1000 owed 25% Apr Just looking for some advice. Thanks.


Can cash value of a Life Insurance policy be taken from you if you file bankruptcy?

I am thinking of filing bankruptcy and I have an annuity type life insurance policy with a Surender value of 65,000.00 and am concerned that if I file they will take this also


What is worse a horrific credit score, or bankruptcy?

I like turkey’s answer but ill leave it open a little longer to get more suggestions..its horrible to live in fear of having your wages garnished or your bank accounts zapped due to past mistakes… like i said my main concern is my apartment, which i wont be able to afford if my accounts are levied and wages garnished.so i guess i should take this as a rough lesson learned and file before more damage is done..


I just got my credit report and it didn’t say my credit score?

how much is it usually to get the score?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I have an auto loan that i need to refinanc. my credit score is 730 . which bank gives the best refinance rate?


Will an insurance company not hire me as a claims adjuster if I have filed bankruptcy?

due to spouse becoming ill and losing her job, we lost her income. we were forced into a Chapter 13 BK. will an insurance company not hire me because of this if they run my credit report?


Is 8% a good interest rate for a car loan?

I don’t have good credit but I bought a car today with this interest rate.


Where can I get an auto loan with my credit && salary?

I’ve been to a couple of car lots who denied me because I didnt make enough, I was short about 200 dollars…I make 17,600 a year && credit score of 540..So i’m looking for someone who could give me an auto loan with my credit score and salary..without me having to go through an car lot with in-house financing….

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get a copy of my credit report for free?


When you finance a car are you required to have full coverage insurance?

say you buy a car for $30.000 and finace it.do you have to have collision and are you required to have insurance that if the car gets totaled beyond repair the insurance company will pay off the car loan.


Auto Loans & Credit Score?

Yesterday, I got a 2007 Toyota Camry Le With a Fair Issac score of 650, I got 10.9% APR Do you think those conditions was fair? They had me at 13% but I had to fight my way down threaten them I would leave Facts: GOOD: Two credit cards never late, previous 18 month auto loan always made on time… BAD: I’m 19, Too many inquires, I need to get my balances down…. If I would have waited I could have got a better rate?


Will a creditor that I owe, need the creditor list to prove my bankruptcy?

I owe a creditor some money. I thought I had everything listed on my bankruptcy, and apparently this was not included. The account was opened in Feb.05 and closed in April 05. I FILED for bankruptcy Oct 04, and it was discharged August 05…….If I lie” and tell them that it was discharged


I want to download movies without using credit cards,totally free?

i cant find it,i’ve been searching for days already ,i really appreciate it if you’ll help me


Auto loan charge off?

I have an auto loan that is about to charge off or that has already charged off. When I called the lender they have given me two different answers. In a couple weeks I’ll be able to pay the whole balance off and was wondering what the steps are once I send a pay to delete” letter? So I can have it taken off my credit report before I pay. The balance I owe is less than $2


Auto loans for Retired AF vet?

Hello, are there any lenders (auto loan) likely to finance me in the following situation? I am a retired Air Force veteran with a poor credit score. My current vehicle requires more in maintenance repairs than I’ll be able to afford, and will need to trade it in ASAP for another car. This will leave me upside down” (negative equity) on my current loan.”


Question about chase auto loan?

I plan on applying for a loan with chase. The minimum loan is $7500. I only need like $2000 of it. Can I take out the 7500 loan and only use 2000$ would the bank know what Im doing? Im not doing anything else with the 5500 when the monthly payments come by Ill use the leftover money to pay each month specifically for that…


Best way to get a mortgage with no deposit…loan+mortgage the best way as theres no more 100% mortgages?

hi,me and my partner are desperate to get a mortgage as we are tired of renting but as we are renting we cannot afford to raise a deposit,and moving back home is out the question due to space and having a 1 year old son.most mortgages i now find are maximum 90% are there any 95 or 100% ones about and who are the best mortgage lenders? i would say our only way would be to get a loan to use as a deposit then a mortgage?is this the only way???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a $2000 loan. but payday services only offer up to 1500. What are my options if my credit isn’t good

Is that possible to take out 2 payday loans concurrently?


Will an insurance company not hire me as a claims adjuster if I have filed bankruptcy?

due to spouse becoming ill and losing her job, we lost her income. we were forced into a Chapter 13 BK. will an insurance company not hire me because of this if they run my credit report?


First Credit Card–Cash Advance Question?

Hubbie and I have gotten our first credit card together. With Christmas coming up, how can we get a cash advance on the card? How much do they usually advance you? Is it as simple as walking up to the ATM and entering the desired amount? Currently, we have maxed out the card.


How long to wait before I can refinance my car?

I just purchased the car in November, but I happened to get laid off my second job two weeks after i purchased the car, although I can still afford the car I wanted to lower the payments


How do I go about applying for a credit card when I have no credit established?

My name is Lester, and I would like to inquire on some feasible steps to applying for a credit card. My current age is 21, and will soon be a part time student/full time active duty service member (Navy, specifically). Presently, I have served 11 months in the military, and will continue to do so until I reach 4 years. I have never had a credit card, but have had a debit card for 5 consecutive years (having an approximate accumulation of 8 to 10 overdrafts). I have applied twice in the past, one of them being a normal credit card, and another for a student credit card for my year and a half being in college; both were rejected. I’m looking into applying again, but do not know where to begin. I make a decent salary for being in an entry rank, so I’m confident that paying off a credit card will not be a concern. I’m disciplined in financial expenditure and making payments on time. What I would like to know is, how do I apply for a credit card, without ever having credit? Does my owning of an ATM card or having a checkings account count as credit? Is there a bank that anyone can recommend? What are the steps to getting approved for a credit card? Please advise, your help is greatly appreciated. Thank you.


Is it hard to get a car loan through the dealership if you’re credit at the bank is at it’s limit?

What do they look at when deciding whether to give u a loan?


What is the brown dusty stuff on the bottom of my aquarium?

I have a 10 gallon aquarium that has been in use and cycled constantly for 2 years. It has a hang on back filter that is twice as powerful as is necessary for my tank and it is working properly (100GPH). There is still a lot of brown dusty stuff sitting on top of my gravel (I expect it is fish excretions). However the levels in my water are fine (ammonia, nitrite, nitrate), and fish have been living in it just fine for the last 2 years. The question is, should the filter be picking this up? why isn’t it? and is it a problem? and how should I deal with it? By the way my last fish in the tank just died so I have an oppurtunity to really mess around before I get new fish (I just did a 50% water change).




















































Which Insurance Companies Pay Their Claims Adjusters Best?

Which Insurance Companies Pay Their Claims Adjusters Best?

I know there’s lots of variations depending on where you live, experience etc, but generally speaking, which insurance companies pay their claims adjusters the best out of the ones listed below? – State Farm – Allstate – Liberty Mutual – Nationwide – Farmer’s – Chubbs – Safe Auto – Progressive – Erie …and any other of the big companies you can think of. Also, what fields that are more lucrative than claims adjusting, can a claims adjuster potentially parlay into, inside or outside of working for a big insurance company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How long do you have to be employed before you can get an auto loan?

I have recently started a new job here in Oregon and I need a second vehicle. I do not owe student loans or any money on my first vehicle, however I have a credit card bill of around 2k. I make decent money at my job and can afford a loan and another vehicle, however I am finding out that I can’t get approved for loans because of my employment history. I have only been at my new job 1 month and was unemployed for 4 months prior. Does anyone know how long I need to be employed before a decent financial company will give me an average auto loan? Or am I just looking in the wrong places for a loan? I am trying to purchase a used vehicle from a dealer and any advice someone could give me about the loan side of it would really help. Thank you.


Personal loan from Priorityloans.org?

I was looking for a small loan to take care of a few extra expenses when I stumbled across Priorityloans.org which offered guaranteed loans for people who did not have such a high credit score like myself. Everything on the website looked fine and legit. I filled out a form I never gave them my ssn#. So I submitted my information then 24hrs later I get a call back from a blocked number. I call the gentleman back with the # he gave me. He told me they will give a $5,000 loan for $150 a month. But he said that they need me to send $900 before the $5000 can be released. Can this company be legit. I mean I never gave him my ssn # and he approved me for a loan. Secondly they called private. Thirdly I could not find any information about this company. Should I be worried?


What’s your input on debt consolidation?

My husband seems to let his debt really get him down at times. I sometimes find him staring off in a days, and I know that’s what’s on his mind. I know he has student loans, credit card payments, and still paying on his truck, & other misc. bills. What’s the advantages and/or disadvantages of contacting a debt consolidation company. How if at all can that help our situation? Thanks for your advice…


How much is the pay for check n go payday loan” in California?”

starting pay, with no experience

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How long will it take to discharge from bankruptcy?

I filed bankruptcy in january 2009 , it’s been 10 months and I have not received my discharged yet . since then my attorny is charging me $200 every month .I am trying to contact him but he is answering my calls . base of what they told me I should be discharged by end of septemer and I should only pay my trustee company or my attorny for 7 months. but they still charging me every month .does any one know how long will it actualy take to discharge from bankruptcy and also how many months I have to pay them?


Which is the best pension plan & life insurance policy in India?

Hi, I am 35 yrs old. Want to buy a good pension plan & life Insurance policy in India. Also is it wise to invest in pension plans? Please suggest.


Personal Loan 15K Want Car?

I want to buy a car I’m 20 and I was able to get my 1st loan with a co signer from a credit union in my area. I went for a second loan for the same amount both were 3,500 dollers and got that one w/out a co signer. The second time though I took out the loan for 3 yrs vs the 1st which was for only 1 yr but had a co signer. I want to go personal becuase the car I want I cannot afford to put full coverage on which I would have to do if I went auto loan instead of personal. I’m not sure what my credit score is but like I said I was able to get my 2nd loan on my own but this is for a much larger amount. I make about 14 dollers an hr at my current job and have been there for almost 2 yrs now. Just kinda looking to see if I’m shooting for the stars or if I have a chance to get a loan this large.


Which Insurance Companies Pay Their Claims Adjusters Best?

I know there’s lots of variations depending on where you live, experience etc, but generally speaking, which insurance companies pay their claims adjusters the best out of the ones listed below? – State Farm – Allstate – Liberty Mutual – Nationwide – Farmer’s – Chubbs – Safe Auto – Progressive – Erie …and any other of the big companies you can think of. Also, what fields that are more lucrative than claims adjusting, can a claims adjuster potentially parlay into, inside or outside of working for a big insurance company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


First steps to getting a mortgage?

My boyfriend is very smart when it comes to money. (he is about a semester short on an accounting degree but isn’t going to finish it at this time) We have waited till now to look into houses so we are not house poor. He is able to make money work and us be a head on all of our bills so far. I also said I will not sign any a papers for a house till we are at least engaged.


Have you ever heard of Identity Theft Protection by quizzle.com?

https://www.quizzle.com/what-is-quizzle/identity-protection Please share your thoughts 🙂 Thanks!


I have a bestbuy credit card i want to know if i can withdraw half the cash im approved for?

also i want to withdraw that cash in put into my chase checkings account in let it sit until my bestbuy credit card bill is due will this be a effective way for building my credit


What happens if you accidently deposited a check twice?

so i found this check in my drawer, so I was thinking I just forgot about it, but then I realized I already did the mobile check deposit months ago lol, idiot me…I looked on my statements…well it did post today, I am going to wait in case they take it out, but any ideas? It’s from this company online ( busy ) btw the first time I deposited it , it was sept 2013 and then last night I deposited it


Need help with some question about shakespeare in love?

1. where and when does the movie open? 2. what two playhouses are fighting for actors and auditions 3 why does shakespeare want to borrow 50 pounds from henslow 4. who does Will ask to be his muse 5. according to the movie, who helps Will to come up with a real idea for romeo and juliet 6. who seems to be the only play wright anyone knows? 7. what name does Viola go by when she is impersonating a man. 8. How might you describe how Viola and Will fall in love. 9. What challenge does the queen offer? 10.how does christopher Marlow die? 11. Why does Will think he is responsible? 12. why is the rose closed? 13. What kind of play does the queen command from Shakespeare for Twelfth night? 14. What does winning the wager and the 50 pounds mean to will 15. What does the movie show about marriage and love? 10 points to best answer:D or answer the ones you can:)


Basic rent for a two bedroom apartment in Georgia?

2 bedroom 2.5 bathroom apartment in Athens, Georgia


Is bankruptcy on line real?


How can i get a good Auto loan with no credit.. help plz!?

ok, im trying to find a loan for another vehicle because of something unfortunate happened…. Im 18. I have no credit.. I make around $1600 a month, i need the money quick and it needs to be local, I live in Winder, Georgia.. Where could i possibly get the money in 2 days… need 5-8 Grand.. Id appreciate your help!!


Which Insurance Companies Pay Their Claims Adjusters Best?

I know there’s lots of variations depending on where you live, experience etc, but generally speaking, which insurance companies pay their claims adjusters the best out of the ones listed below? – State Farm – Allstate – Liberty Mutual – Nationwide – Farmer’s – Chubbs – Safe Auto – Progressive – Erie …and any other of the big companies you can think of. Also, what fields that are more lucrative than claims adjusting, can a claims adjuster potentially parlay into, inside or outside of working for a big insurance company?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 588 a bad credit score?


Can you negotiate a lower price when you payoff an auto loan?

I am aware that this can be done when buying out your lease, but what about when you are just paying off your loan? Oh, one more thing, we already have a pretty low interest rate; so refinancing isn’t really an option. Thanks!!


Where can I get a auto loan for under 3000 ?

Every time I try to apply for a auto loan they say it has to be a minimun of 7,500.00. THANK YOU


Should I declare bankruptcy?

Bottom line, I’m in debt, credit cards around $20,000. I’m self employed and business is not good. I am behind on everything including my mortgage, I’m trying to work that out. My back-up if you will lately has been my wife has immigrated here from the Philippines 4 years ago now. (we’re very happy thanks) and her social sec. has absolutely nothing on it. Can’t we just survive on building her credit when things get better. BTW I had spotless credit before business went south…


If i order a pizza online can i use my credit card?

like if i order one from pizza hut or domino’s can i and have it delivered so it all ready paid for also can i call them and use my card when they delivery and not use cash


Calling all credit experts(collection agency)?

Scenario:I’m 19 years old with 2 credits cards on my own name one with a 1000 limit and the other 500, I have always paid those bills on time. In 2009 I had a pain in my throat, I went to my free college health clinic they sent me to the hospital in a ambulance I did not want to go. They put a IV in me they said the ambulance workers would put one in but it would hurt so I let them. I had my dad with me he said he could take me but the doctor at the health clinic did not allow him and said it was standard procedure to go in the ambulance.(all for a pain in my throat) The ambulance workers took the IV out and put another one in and took me to the hospital. I waited 2-3 hours before seeing a doctor he ran tests and said nothing was wrong! Do I have to pay this bill?, 3-4 months ago the collection agency filled a report against me, how would this effect my credit score as well? I called DataTrek the person said if I pay the collection filed will not be deleted it will only reflect a clear balance and it will increase my credit score current my score is 602 if i do pay it how much would it increase by? and would it increase by more time what should I do?


Anyone else scammed by Complete Savings.com?

I ordered from pizza hut online a couple weeks ago and was directed to an offer that said I would get $10 off my next order. So I looked at the details and it said I had to send all this crap in the mail, so I thought, too much of an effort, not going to do it. Today I found a charge on my bank account for $12 from Complete savings – the company I checked out for this stupid $10 off offer. Did anyone else experience this. A similar scam by free credit report. com happened to my fiancee a year ago, it’s just a good thing I monitor my account closely. I am so sick of getting ripped off – in such a crappy economy, some companies are getting so greedy and shady!


What happens when u file bankruptcy?

so if i just bought a car and a few months later i file bankruptcy what happens to the car. Does the car dealer take it back or the bank? any feed back will help out thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a credit score of 650 get an auto loan in 2010?

I am trying to prepare responsibly and I am getting mixed results when searching exactly how good/bad my score is. I do not want to walk into the dealership uneducated. I am looking at the Mazda 3 at around 16-17k. I have already purchased a car (15k) but that was in Oct of 2007. If my credit has changed its gotten better but with the way things are now I am skeptical. 2nd questions: Would it hurt my chances of qualifying in the future if I go down to the dealership and see if I qualify now if i can possibly get my credit up 15 points by april?


Does any one know or recomend a good lawyer for bankruptcy?

My family’s in a rough spot and I could really use some ones opinion.


Who do I use to get all 3 credit scores from one website?


What type of background check does PLS (payday loan store) conduct for employment?

I was offered a job however, i have to pass the background check. i was wondering if it is a criminal background or a credit check because i do owe money on parking tickets and student loans. I would really like to hear from people who either work at pls or used to work there….thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What does MISSING STOVE have to do with VA Home Loan Approval ?

Yes, it seems this is coming from some type / category list of requirements . . we want to know What List ? Where to get a copy of this list ? I just can’t imagine a family being denied” a Home opportunity due to a stove not being there ? Aren’t there more vital issues that exist . . what if Buyer doesn’t mind


Which Insurance Companies Pay Their Claims Adjusters Best?

I know there’s lots of variations depending on where you live, experience etc, but generally speaking, which insurance companies pay their claims adjusters the best out of the ones listed below? – State Farm – Allstate – Liberty Mutual – Nationwide – Farmer’s – Chubbs – Safe Auto – Progressive – Erie …and any other of the big companies you can think of. Also, what fields that are more lucrative than claims adjusting, can a claims adjuster potentially parlay into, inside or outside of working for a big insurance company?


Idon’t own a credit card where can I get my score and report for free?


How many points will a credit score rise after removal of a bankruptcy?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why don’t they make vehicles like they used to?

I own a 1985 Chevrolet Silverado 2wd shortbed pickup, 1984 chevy custom deluxe longbed 4wd pickup, and a 2005 chevy silverado z71 shortbed single cab. When I drive my 84 and 85 I enjoy it, it’s nice and spacey on the inside, not too smooth and not too rough, the nice rumble of the engine, and compliments from people and one of the last things they say to me is they don’t make them like they used to!” I look at brand new chevrolet trucks and 1987 and below and I find the older models much more appealing. If something breaks I can fix it


I need a small loan, $800, but my bank has a minimum of $7,500. Now where do I look?

Where do I find a lender for only 800 dollars? My bank has a minimum of $7,500 for an auto loan and $10,000 for a personal loan. I don’t need that much! Where do I find lenders?


Is Cash Advance Florida Inc a real company or a scam?

The alledged Co Owner is William Anders.


Credit Score question.?

What is the difference between a fico Experian score and a score tracker Experian score. My Experian fico score is 688 and my Experian score tracker score is 781. If I am applying for a home loan which score do they use?


Which banks do cash advance for mastercard and must you bank there to get it ?

meant actual bank names and my bank only does visa so its not any bank you can get one


Who can give me a bad credit unsecured loan? PLEASE HELP ME!!?

Hello! I was referred to you from someone that knew you and I’m having a problem with paying for college. I’m currently in college & I’m 19 years old. I will be beginning my Nursing classes very soon & HOPE has helped me but I’m still $3500 short in order to attend my classes. I have tried scholarships & none of them are responding back! I have tried for grants & I get the same outcome! Can you help me find a student loan that would grant me approval? I have a part time job as an Accounting Clerk. My credit is very poor because when I turned 18 my mother messed up my credit by putting credit cards in my name as well as putting checking accounts in my name and overdrafting my bank accounts by writing bad checks. My credit score is below 530 & I’m slowly trying to build it back up. I don’t have any family members to cosign with me because they all have horrible credit. So because of these circumstances I’m not able to get approved for a loan! I’m a very dependable individual & I would greatly appreciate it if you could please guide me & tell me what loans I can be approved for. Thank you so much!


Student loan and bankruptcy, can it be discharged?

I KNOW federal loans can’t be discharged, but I am talking about a PRIVATE student loan from Sallie Mae (the Tuition Answer Loan) It states on the site that it is not guaranteed by the government at all, etc etc. I was told that as long as the long is not backed by the government (the government didn’t lend you the money..) then you CAN discharge it in bankruptcy. I’m not filing bankruptcy, I just want to know for a future reference. Not that I plan on it, but just in case things went bad and I couldn’t pay it back..I owe Sallie Mae like 40,000 dollars in private loans…


I have a FDIC credit score of 712 and i was recently denied for an auto loan why?

i am trying to apply for an auto loan on my own i have recently canceled one of the three credit cards i own… i am 21 years old does my age play apart in this decision… also i am applying for this loan on my own…my ego wonn’t allow me to ask anyone in my family for any help (co-signing) because i was taught that if a bank won’t give a person a loan why would i…and my next question is what is a good intrest rate i could get for my credit score….712? ALSO IS IT POSSIBLE FOR ME TO JOIN A CREDIT UNION WITHOUT BEING AN EMPLOYEE OF THE COMPANY


Can an 18 year old get an auto loan from a bank?

If not a bank then does anyone know where i could get one?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it hard to get a loan through the Publix credit union?

I am thinking about getting a loan through the publix credit union and I am just wondering how hard it would be?


Which Insurance Companies Pay Their Claims Adjusters Best?

I know there’s lots of variations depending on where you live, experience etc, but generally speaking, which insurance companies pay their claims adjusters the best out of the ones listed below? – State Farm – Allstate – Liberty Mutual – Nationwide – Farmer’s – Chubbs – Safe Auto – Progressive – Erie …and any other of the big companies you can think of. Also, what fields that are more lucrative than claims adjusting, can a claims adjuster potentially parlay into, inside or outside of working for a big insurance company?


How much would i pay for this loan?

So i want to take out an alcash advance for 2600 and with interest i would be paying back around 9k. How much would i be paying a month, like an estimate.


Trying to get a auto loan with bad credit?

Hello I have bad credit and little money, I am employed I make around 2500 before taxes every month, I am about to be divorced and after 8 years with this woman, I have very little resources I am trying to get a loan to buy a used car My soon to be ex wife is very selfish, and one of the main reason we are breaking up is because she has a car that I used to drive but when we Argue, she will not let me use her car, I need a car of my own… I have around 1000 in cash looking to buy a decent used van to drive mainly to work priced around 3500-5000 I need any information Maybe a you work you drive” dealer… I’m desperate”


How do i get 1000 loan that is not a payday loan?

ok well i have this opportunity to buy this car a 99 honda civic with only 100000 miles for 2500 dollars. and im only 18 and i need a small loan of 1000 dollars but not a payday loan. i see alot of people say there bank but i just opened up my bank account. were can i get this loan. o yea and i dnt have a credit history.


Does it hurt when a stingray stings you?

Just the ones up by the beach. I’m going to be going on vacation soon, and I heard there are stingrays at this beach. I’m pretty nervous about them and sharks. What happens if one stings you? How bad does it hurt? Do you have to go to the hospital? How common are they?


Can we buy a house for 174000 if my husband makes 54000 a year?

The house we would like to apply for is $174,000. Can we get approved for this loan (we are using the VA Loan, my husband is military) if my husband makes 54,000 dollars a year? What would our mortgage most likely be, with taxes/insurance? Thanks so much in advance!




















































Payday loan and small claims court ?

Payday loan and small claims court ?

The payday loan company filed small claims….. then 3 weeks later after they filed my funds was there so they cashed the check. now they say i still owe them court cost . do i still have to go to court this week? will the judge make me pay the court cost even though they got their money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can I finance a car with bad credit in Dallas Tx?

finance cars; bad credit


2nd mortgage co has turned us over to collectors after 1st mort co. forclosed, will we have to file bankruptcy

how do you know what we have been through, are you in my shoes?You don’t know my life or my husbands or how we scrimped & saved & tried to consolidate debt with that second mortgage!The day after my husband’s company closed to save $ and send business to Mexico we put our house up for sale.We tried to sell our house for 2 years & were rejected for 2 shortsales, the only offers we received in those 2 years.I put blood, sweat & tears into my beloved house only to loose it becuase my husband couldn’t find work! we contacted our mortgagers asking, begging for them to work with us only to have them reject us when we came to the table with reasonable offers!I’m sorry your job has you so bitter,but we have struggled for 3 total years over this situation & I don’t expect special treatment.I came to this site for advice, I should have known better, & yes you did mean to kick me while I am down, but that’s ok, I’m used to it by now.No more answers please, I can not take the abuse.


Best place to get a Bad Credit Car Loan?

I to a car lot and the banks were giving me an outrageous interest rate. So I want to go through a 2nd chance car loan place, they are all over the internet, but I want to make sure I go to the right one so my credit does not keep getting ran. I have a low credit score due to I have never used a credit card and I have minimal debt, less than $1000.00. I make around $5000.00 a month.


I recieved a check from a scam job, can i still cash it?

I got hired as this guy’s personal assistant online, he told me that he mailed me a check and he wanted me to cash it and go buy gifts to donate to orphans, Ive heard this a million times on job scams, the second he said that i looked more into his info and the job and saw online that this job was deffinetly a scam. Well a few days ago i got the check in the mail, for $3,477.77 I know its not a real signature on the check because all the same letters are exactly identical. it says at the top Green Dot Corporation Commercial Refund” and on the other top corner “Wells Fargo Bank” I called Wells Fargo and gave them the account number on the check

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should i file bankruptcy?

I have a 93 acura legend with 245000 miles on it however i still owe like 3500 on it. I i have been trying to get a newer car but because of my credit being bad I its been hard. alot of places dont want to trade in my acura. Should I file bankruptcy and start all over? I have alot of medical bills and in debt about 12000 due to a family member using my identity and my ex boyfriend wrecking a car that i owe 7000 on.


Can paying my mortgage loan on time help my credit score…and other financial questions…?

ok I never told any of you the debt so…I HAVE NO CREDIT CARDS!!! also ALL of my debt comes from 1. when I was pregnant with my daughter I had medicaid to cover all expenses. I was also on my mom’s insurance but it wouldn’t cover me beign pregnant so i got medicaid. i kept have probs with medicaid paying and would get bills and have to call medicaid and say hey you need to pay this bill” and they’d do it. well some of my last bills I kept putting off and forgot to tell them about so now it is up to me to pay. they are 2 years old and i doubt med pays now. then 2. i had an iphone and lost it. I kept looking for it instead of reporting it


How much of a home loan can I qualify for? Most affordability” calculators online show a low loan amount.”

My husband and I live in Southern California and we are planning on getting pre-qualified for a home soon. I want to know what to expect as far as the amount of a home loan we can qualify for. My husband and I’s net income is about $90k per year together. Our credit scores are both between 720 and 735. We have no credit card debt or student loans. Our only monthly debt is our vehicles, which combined is $950 a month. Online affordability calculators show a loan amount around $230 – $250k, which is pretty crappy for homes in southern California. How accurate are these calculators? Could we qualify for more?


Payday loan and small claims court ?

The payday loan company filed small claims….. then 3 weeks later after they filed my funds was there so they cashed the check. now they say i still owe them court cost . do i still have to go to court this week? will the judge make me pay the court cost even though they got their money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Keeping our house in bankruptcy?

My wife and I are planning to go Chap. 7 bankruptcy. Our house value is about $20,000 less than what we owe. Should we hang on to the house and hope our positive equity returns? We are both middle aged (50’s) and don’t have a lot of time before retirement to earn back our equity. Also, the house is in need of neglected maintenance”. If we keep it


FEDERAL 1040 RETURNS – Where to Find Them – Bankruptcy?

My fathers lawyer asked that he provide his Federal 1040 returns dating back to 2006 – where can we get them from? Should my dad have copies – meaning, is this something that people keep as a receipt or is it sent back to the state? If the latter (or if my dad, for whatever reason, can’t find them), can we get them from online or any brick and mortar location?


College kids need auto loans?

Getting an auto loan is essential for me and my friends as we’re in college and need transportation. We’re lucky the school accommodates us in this. We don’t want to get ripped off though so I’m asking is there any info on how not to get ripped off when going for an auto loan?


How do I figure out my APR on my credit card?

I have a credit card and forgot wha tthe APR was, THe balance is 3729 with a limit of 7000. the minimum payment is 108. Can anyone help me out?


TransUnion listed me as a 767. Is this a good credit scored?

What kind of credit and interest rates should I expect as a result?


I NEED LOAN OF JUST 50,000..? CAN ANYONE TELL ME WHERE I CAN GET IT AND FAST…?

I AM GETTING 20,000 SALARY EVERY MONTH AND I LIVE IN INDIA (DELHI) SO PLZZZ HELP ME…?


Credit score?

and yes im already using the tool from myfico.com and it says I could raise my score up 100 points. Is that true?


Christmas Decorating?

I absolutely love Christmas, and I’ve been counting down for the past three weeks or so. But my parents think it is too early to celebrate. When do you start celebrating Christmas? And do you think mid-late October is too early?


Payday loan and small claims court ?

The payday loan company filed small claims….. then 3 weeks later after they filed my funds was there so they cashed the check. now they say i still owe them court cost . do i still have to go to court this week? will the judge make me pay the court cost even though they got their money?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a site that has instant and easy loan approval?

i’ve been searching all day to find a website with a bank that has easy loan approval. I’m pregnant and i’ve been spending all day looking for someone to approve me cause i could really use the extra money. every site however makes me fill out applications and then its followed by tons of lenders which doesnt get me anywhere but filling out more applications! can anyone help me to where i don’t have to deal with that?!


If you have a bankruptcy, can you still enlist in the military?


23.99 APR for a credit card

I’m just starting to get a credit card so I don’t know much and want to start out little. It is a 200 dollar limit with 23.99 APR. So if I spend 50 dollars, how much more are they going to take out?


I have just turned 18 I want to get a good auto loan but where can I get a low interest loan?


Is Sammydress.com a reliable and safe website?

http://sammydress.com/ i’ve heard both positive and negative reviews on this website. i wanna buy some of the bags, but i’m not sure if they’re real. some of their items sell for under $10, while some are over $200! is this a scam?


Search college scholarships & financial aid / perkins loan?

++++++++++++++++++++ ++++++++++++++++++++ http://usa1proxy.cn/top-100-scholarship-scholar-student-school-college-loan.html http://usa1proxy.cn/top-100-scholarship-scholar-student-school-college-loan.html ++++++++++++++++++++ ++++++++++++++++++++


Is an Auto Loan the best option?

I’m in the process of recovering from declaring bankruptcy. I was discharged earlier (non-asset forfeiture) this year. My credit card debt was the only debt discharged. My lawyer and just about everyone I’ve talked to have advised me to get an auto loan. I’ve pulled my credit score and although not an impressive number but still within the Good Credit” range. Is getting an auto loan really a good idea? Can it raise my score? I understand paying a higher APR


How do you check your credit score in the Philippines?

@Emilie W: The website you provided does not answer my question too. It leads to some business opportunities” and not answers.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Going in to bankruptcy?

Im going court on Monday to file myself as bankrupt. I have outstanding debts from when i owed a pub but was trying to manage them and pay off everything. (from 2009) I received a letter the other week saying someone was claiming against me (slip trip) even though the pub was closed at the time and i know this is a false claim. As the pub was struggling and i was trying to save money i stupidly did not have public liability. After getting advice and not owning anything i was advised to go bankrupt. and told not to contact them untill id done so. Do i need to mention this when filing for bankruptcy?


Shark fin professional shears?

I am thinking about buying the shark fin shears as a gift but have no clue if they are a good product for the price they want. So could someone please tell me what they think of them or send me a few reviews of them?


Car Loans for College Students?

I need a new car! Right now I will take a used car! Currently I have a 1995 Canada made Dodge Neon which is giving me problems. I would like to get a Chevy Cobalt or Mazada 3. The problem is as an college student with a credit score in the 630-650 range and a monthly income at best 1000-1300 range…financing is a problem. I dont know where to turn or what to do!!!! My dad has had recent credit problems although recently he has paid off a car and my mother is good credit and a great income but saids she is max out or has too much in her name. Is there anything I can do??? Online Loan?? etc


How long does it take to get your credit score up?

My credit score keeps fluctuating between 591-598 and has been since May… How long will it take to get up to 650?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to get credit benefits of auto loan while paying in cash?

I want to buy a car. I want to pay cash. But I was to be able to gain the benefits to my credit of having an auto loan and paying it off successfully. Is there anyway to do this? Would it be bad to open a loan and then pay it off in full the next month? If it matters, I live in Arizona, and would probably be paying about $10,000 for a car. I just don’t want to have to deal with an auto loan but I want to show that I am fiscally responsible person when the time comes to purchase a house, and lenders can see that I have paid off a car that was on a loan. Is there any easy way of doing this, or repercussions to paying off a loan so quickly? Thank you!


Payday loan and small claims court ?

The payday loan company filed small claims….. then 3 weeks later after they filed my funds was there so they cashed the check. now they say i still owe them court cost . do i still have to go to court this week? will the judge make me pay the court cost even though they got their money?


Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


What is ur favorite FREECREDITREPORT.COM COMMERCIAL?

mine is the one in the car when he shopping at car lot which ones me a cool convertabile or an SUV ………… and the one that goes F to the R to the E to the E to the C to the R to the EDI T to the RE to the PORT to the COM come on every body grab ur bike and sing along husband likes the one with them selling lobster or whatever which one is urs and did you see the new medieval one i think that guy is a cutie pie

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How accurate are the pregnancy calculators they provide online?

It says im 8 weeks when im really 6-7 weeks and i had my period the previous months before i got pregnant so im not as far as those things say i am,whats up with that?


Payday lenders getting on my nerves….?


What web site is the 3 free credit reports you can recieve annually?

i thought it was www.myannualcredit.com


How can I negotiate a lower interest rate on a personal loan?

This is actually a question for my boyfriend… He is trying to pay off a personal loan for $15,000 on an interest rate of 16%. Obviously he has not put a dent in this with such a high rate, and the worst part of it is that he’s paying for 4 cars he doesn’t even have anymore (2 accidents and 2 that just died)! So now, car lesss and all, he’s struggling to pay off these loans at $350 a month. We live in Australia and I’m American (new here) and am not sure how it works here because the credit system is very different. Another option is to claim bankruptcy, but this is a last resort. We’d appreciate any advice. Thanks!


Auto loans for Retired AF vet?

Hello, are there any lenders (auto loan) likely to finance me in the following situation? I am a retired Air Force veteran with a poor credit score. My current vehicle requires more in maintenance repairs than I’ll be able to afford, and will need to trade it in ASAP for another car. This will leave me upside down” (negative equity) on my current loan.”


We bought a car first week of December ’09. How soon can we refinance our auto loan? A month? 6 months?


What is a good and bad APR rate?

Due to being laid off for the holiday season, I’m in a bit of a financial rut, mostly behind on rent. All I need is about $200 to be out of it so I was thinking about taking out a small loan from my bank for $200. I went back to work again this week, but I don’t get paid until next week and it wont be enough to cover the rent I owe and it’s past due. I think whatever loan I take out, I will be able to pay it back since I’ll be caught up again and working more hours but I’m not sure what a good APR rate is versus a bad one with my situation. I make $10 an hour and I work around 25-40 hours a week. For a signature loan at my bank the APR rate is 11.75 – 18.00% for up to 47 months. is that good?


If I paid $7000 towards my auto loan next month….?

How much of the $7000 would be in principle and how much would be in interest? I was told if I put down large payments (every couple months) on my loan, the bank would end up eating the ($8000) interest I owe them over 6 years. I owe $20,000 but I plan on making a pretty big payment next month if its going to work in my favor. Thanks for the help.


Is spot loan a scam has anyone ever used this before and how does it work?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a personal loan be used to buy clothes?

I have like no credit. Ive never had a credit card or bought anything huge before so I was looking on a loan because It can help me build my credit too… and we have a credit union about 2 minutes away from where we live which I have an active bank account in.. just saying. lol. annnd im a minor so id need mom to co-sign and she said shed do it for a loan but not for a card…


Payday loan and small claims court ?

The payday loan company filed small claims….. then 3 weeks later after they filed my funds was there so they cashed the check. now they say i still owe them court cost . do i still have to go to court this week? will the judge make me pay the court cost even though they got their money?


Can i get an auto loan?

Im 19. Ive been in the military for a little over a year. I want to buy a car for about 18000. I have no credit history. I will put 5000$ as a down payment. I make about 2000$ monthly before taxes. I cant get a co-signer. Is there any lender that will give me a loan for about 13000$? I have usaa


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


Can you remove a name from a auto loan, under these circumstances?

I co-signed for my daughters car over a year ago. She has been making her payments on time, and now has excellent credit. I would like to start using her car, and make the payments. She would like to get a new car. Can we remove her name from the loan to free her up to get a new loan, because her income would not support 2 car payments?


How much does it cost to file bankruptcy for my corporation?


Where can i get a FREE credit report?

i went to all kinds of websites, www.freecreditreport.com included, to get a FREE credit report. but ever single site i go to asks for a CREDIT CARD NUMBER. now if this is suppose to be free, why do you need to enter that? all i want is to see my credit report, can anyone help me out with where i can go to get one WITHOUT having to enter a credit card number?




















































Can I hire a debt collection agency to collect a small claims judgment?

Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I get out of an auto loan?

I bought a truck in October and back then I was able to afford it, but now work has slowed down, and other things have put me in a position that it’s hard every month to make the payments. I wouldn’t mind driving a junker again but I’ll never be able to get the money out of the truck that I owe on it. I owe around 22,000 after all the fees that the dealership tacked on. But I couldn’t get anymore then 17,000 out of the truck if I sold it straight out. Is there anyway to get out of this? I’m open for anything at this point.


How can i obtain a credit report in Ontario for free?

I owe some credit card debt and am unable to get a credit report from transunion over the phone but ive moved more than a few times.


What is the amount of time must I wait to file between bankruptcies.?

I filed for bankruptcy back in august 2004. The shop i worked for the past 15 years closed there doors and i can not find a new job where i live in michigan. Im now out of money and behind on all my credit cards and have no other choice but to file bankruptcy.What is the time limit between bankruptcies


What Size auto loan can I get with a $1600 monthly income?

Credit score is 700. I live at home with parents and total bills come to around $1000/month. This includes my current car i am financing which costs me $300/month and $220/month for insurance. Curious as to how much I can be approved for to buy a New car. I am 22 and have never missed payments.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can a person still get a cell phone after Bankruptcy?

I know that there are some cell phone companys that check credit and some that dont. Can one still get a phone after they have a Bankruptcy? Which companys require credit check which ones dont?


Where can I get a personal loan with bad credit?

I am not a homeowner either but I make over $60,000 per year. I have terrible credit from when I was in college. Ran up about $15,000 in debts.


What is the real score on credit checks?

I was wondering since there are three different credit bureaus. Experian, Transunion, Equifax. There are each higher then the other. Of course I want the highest one outta the bunch, but unsure which one is the real score. My credit is not that great, but if I keep it up it should be in the 700’s soon.


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where to borrow money that is not a payday loan?

My sister needs $2000 for that could be repaid in 2 months. She just started a new job, has bad credit and no personal contacts who can help. Suggestions (serious only, please).


Young age auto loan?

hello. i’m 19 and have no credit. not bad credit. none. i would like to purchase a vehicle without a co-signer. i found a 2007 jeep commander for 16,000. if i put down 5,000 on the vehicle and have a high income job about ( 2,000) monthly.. well i think that’s high income for a 19 year old… what are the chances of the dealership financing the car for me. i dont want to go through a bank. i kno that may be my better option but for me it’s not so lets pretend that option doesnt exist. they finance vehicles for ppl with BAD credit these days. there has to be a solution.


Sites for free credit reports…?

I need a website to go to that give free credit reports that DOES NOT require a credit card…I have already tried freecreditreport.com and they ask for a credit card number.


Where can i go online to check my credit score without having a credit card?

i also want a place to check my credit and notes on how to fix my credit quickly?


How do I find out if someone has filed for bankruptcy?

My employer has been bouncing checks all over town, including employee’s paychecks. Between bounced checks and checks that I’m holding because they’ll just bounce if they’re deposited, he owes me almost $10,000. He’s been on an economic downhill spiral for a few years, and I suspect that he’s about to hit rock bottom. I’ve stopped working for him, but I need to collect on these checks. I plan to file a complaint with the state dept of labor, which says it can garnish funds from his bank account within 60 days, but without the $5,000 maximum judgment of small claims court. My concern is that he will file bankruptcy before I get paid. I know that I can file as one of his (many) creditors in bankruptcy court, but how do I find out when/if he’s applied for bankruptcy? Do I have to subscribe to some publication and watch for his name, or is there some watch list” where I can request to be contacted if he files? How does it work


Do I have a right to a free credit report?


Maternity/Parental leave for single mom in Canada?

I am trying to find out more information about maternity leave. I have been on it once, but this time around my husband left and I am now on my own. My husband has been applying for student loans, and because we are separated and he is without the child(ren) they won’t give him anything to help support us. So, will the government be lenient on me and give me more than the 55% of my weekly earnings for my maternity leave? I can’t seem to find any information and am not ready to fill out the actual application for another 5.5 weeks. Addition: I know my husband isn’t lying to me because he had to answer the same question on the national AND provincial loan application : separated with child or separated without child. They don’t ask anything about support. So of course he is requesting more than they say he qualifies for because he wants to support us, I just want to know if the government has found their own loop hole or not.


If you had a bankruptcy and 7 years passed and is all cleared up can the banks tell you had one?


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?


Is this a good credit card offer to accept after bankruptcy?

Credit One Bank Visa, $75.00 annual fee, 23.90% interest. I don’t care about the interest because I will charge small amounts and pay it off each month. I just don’t know about this annual fee. But I DID just have a bankruptcy discharge so maybe I’m luck to get any offer at all. Help.


Does anyone know where I can obtain a free credit report, from one of the three main credit bureaus?

Without having to do it online (I don’t want to give credit card info). Main credit bureaus: Experian, Equifax, Trans Union.


Accrued interest on an assumed mortgage loan is entered on the closing statement as a?

1. credit to the seller and a debit to the buyer 2. debit to the seller and a credit to the buyer 3. credit to both the seller and the buyer 4. debit to both the seller and the buyer


How to improve credit when I cannot get approved for a loan?

I’ve fixed my credit report and have no outstanding debt and it has been that way for over a year now, however, I cannot get approved for any kind of loan or any unsecured credit cards. How can I improve my credit so that I can get approved for these in the future?


How often can I apply for a credit card?

I have a credit card with a high interest rate and would like to transfer my balance to a credit card with a lower interest rate so that I can pay off more principal and a little more quickly towards being debt free. I understand that applying too often for credit cards can damage my score. If I’m not approved for a credit card from one institution, how long should I wait before applying for a card from another institution?


I have a question about getting a free copy of credit report?


Is filing bankruptcy the best idea?

Last year I was forced out of my job as a result of the bad economy and devistated real estate market. I’m still young, so I really just looked at this as an opportunity to get back into school and finish earning a degree. I was left with a little credit card debt (not too much), and a pretty substancial car payment. At this point, I just can not handle paying both rent, utilities, and a car payment while enduring living costs. I’m not getting enough hours at my current job, and it has been difficult to find another job that can work around my school schedule while handling all of this debt. I owe more on the car than the payoff and need transportation, so selling it is not an option. I am 3-4 months behind on the payments and it is going into repossesion. I will be speaking with an attorney within the next couple of days to discuss wheather filing Chapter 13 is the best option, but am a little weary that they may be somewhat bias. At this point, I would rather file bankruptcy than to have the vehicle repossed and there really is not another option as the bank will demand the past due amount in full immediately in order to bring the account back up to date, then it would just start over as an on going process. From someone who has been in this situation before, would it be the best idea to file Chapter 13 in order to freeze my debt and pay it back as I am able?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is a good place to get a payday loan?


If a person has a Credit score of 642 based on Experian’s National Equivalency Score is that good?

if a person has a Credit score of 642 based on and using Experian’s National Equivalency Score is that good ?? and how likely would the approved for a line of credit or a cellphone without a deposit


Im looking for a consolidation loan. I dont own a home and my credit is poor. Where can I get a loan from?

I have about 10,000 in debt and I have a job full time and my salary is about 2200 every month.


I’ve got some flawed credit, yet my income is high &$4K down,who’s the best Sub-Prime Auto Lender 4 me?

26 yrs Job Time and $6K a month…trying to accomplish as much as I can before I go into a Dealership and also would like the option of buying from a private party as well. HELP!!!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can payday loans come after you once you start the process to file bankruptcy?


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?


Should I file bankruptcy?

I’m 27 years old and currently paying about $320 a month in credit card bills through a debt management plan. I’m starting a full time nursing program this fall and will only be working part time so I won’t be able to afford the $320 a month. I moved into my moms house to save money on rent and utilities since I’m going to be a student again. I have about 45K in student loans from my bachelors degree. My credit card debt totals about 15K and I just checked my credit score and it’s 482 so it seems like it would take me longer to pay off what I owe than it would to just file bankruptcy and wait 7 years for it to improve? I don’t know how bankruptcy works but with a credit score of 482 is it even worth paying $320 a month on a 15K balance? My dad insists that I keep making payments but my mom says that I’ll get ahead quicker by letting it go. Keep in mind once I start this full time nursing program it will be almost impossible for me to pay $320 a month. Also, my car is in my dad’s name so I don’t have to worry about losing my car. I want to make the right decision…help!


When is it best to file bankruptcy, during or after the divorce?

I am in the middle of a messy divorce. The house is in foreclosure and I have a lot of debt. The house does have an offer but I will owe on closing and not sure how I can come up with the money for that. My divorce will not be final for a couple months, should I wait until the divorce is final or can I proceed with bankruptcy? The only debt that is in both our names are the three mortgages, what happens with them. How will it effect his credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I refinance my auto loan so I can lower my payments?

my payments are 270 a mo. now and I want something like 175 a mo. I still owe like 12,000 dollars tricky is’nt it? Or is this even possiable?


When did mortgage default and housing foreclosure rates begin to rise rapidly? When did the economy go into r?


Need a personal loan, but have beacon of 585?? Is this possible??

Thanks, I have already done all of the steps you mentioned. I was a little concernced about the debt which was a cancelled cell phone contract and it was the correct amoutn. I did the validation of debt and everything. So, I’m stuck with the $700 amount to be paid. I do not wish to get credit cards and have none. I have a car loan that is paid on time and that is all of my credit basically.


Do people actually make money on those scam” websites?”

Like the ones were you do surveys and get paid for it. It just sounds like scams half of the time or sounds to good to be true


Bankruptcy chaper 7?

Ok if anyone has filed this in the past few years how does the means test work? they want the past 6 months pay stubs and i was rlly confused on what they r going to do to see if we can pass it. I did not understand her how much is to much? Like i know there is a limit of money u cant go over to use the chaper 7 but how much is that? Thanks oh and does it matter how much debt ur in to file chaper 7? Dont say google it i tired and got a head ache from trying to understand lol 14 minutes ago – 3 days left to answer. Additional Details 8 minutes ago If your average monthly income for the past six months is below the state median for your size household, you meet the requirements of the means test” (section 707(b)(2) of the bankruptcy code) to qualify for Chapter 7 Bankruptcy. what does that mean does it mean add all the ck stubs up to get the 6 month total or does it mean what u get per month????? posted this somewhere else but no answere.”


Filing bankruptcy chapter 7 in VA what will happen to Apartment?

My husband and I are filing chapter 7 in the state of Virginia and are currently in an apartment lease in which we are behind. Once everything is filed, what will become of our lease? Is there anyway to safe gaurd it since this is our residence or are we out of luck? Thanks.


How can i improve my credit score?

how can i improve my credit score.


Can my mom go to jail for not paying a cash advance?

As i stated earlier she owes them. They came out and threatened her and we are worried. They can;t take it from her check cause shes on SSA and SSI. She can’t pay a little. She only gets 750.00 a month and she owes 1 345 1 345 and 1 690 so i dont know what to do. I got a lawyer and he told me I couldnt go to jail for it cause im in bankruptcy and i dont know about her.


Where do I get a free credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know where I can get a loan in St Louis, Mo if I don’t own a bank account?

Most places require you to have a checking or savings account….I don’t have either, or any other info that they ask for (proof that you own your house, or whatever), and I need some cash asap…..where can I go to get a loan? I live in Jefferson county. s. of st. louis


Can I hire a debt collection agency to collect a small claims judgment?

I have won my case in small claims court for 2500.00. Can I hire a collection agency to collect on it? Is it worthit to go about it this way? I know first hand that these companies can be a royal PAIN.How much do these companies charge? I also won a judgement about 10 years ago,can I ollect the intrest on the 1500.00 owed? How is the intrest compounded?


Where can I get a free credit report online?


I want to rent a flat but I have a bad credit rating and CCJs…?

Me and my friend who are both in jobs want to share a flat but the letting agency say they will do a credit check on us. My friend’s credit history is good but mine isn’t! I really don’t want to tick the box on the form saying I have bad credit as my friend doesn’t know about that! I can pay the deposit and a month’s rent upfront easy. Would it be possible for us to get the flat??


Could disputing an account on my credit report be bad?

To sum up, I had a debt that was in collections through a company called lets say X. X transferred the account to Y and then Y to Z. The original creditor is W. I never heard again from Y or Z and W (the original creditor went out of business). I disputed the information from X on my credit report as it states (transferred to another office). Was this a bad idea? Will they reach out to whoever they sold the debt to ? Also, the original creditor went out of business. Any ideas?


Is it a good idea to sign up on kickasstorrents.to?

I’ve always used that site for torrents and it’s easily the best one. But now I suddenly need to sign up to use it! I’m a bit suspicious because you’re redirected to another site to sign up and you have to give your creditcard information. I’m not planning on spending any money anyway, I don’t have a creditcard myself and my parents won’t let me sign up with their information. So can I nog use this site anymore? Any other sites I can use instead? Or any way to get around it? Thanks.


Where is the best place to get a auto loan?

Credit Union? Bank? Dealership? Or a online source(E loan, Capital One, etc)




















































Freecreditreport.com claims its a free” credit report then they charge you $12.95?”

Freecreditreport.com claims its a free” credit report then they charge you $12.95?”

scumbags http://www.freecreditreport.com/pm/default.aspx?sc=658900&bcd=FPTUES1128usavgEXPN

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Bankruptcy, debt consolidation, debt reduction? whats the best option?

I recently heard about this company which offers debt reduction, around 50 percent, and you pay a monthly balance until your debt is gone. You can choose a one year payment plan, 2 or 3. I’m curious to know if this effects your credit as much as bankruptcy than why not just apply for bankruptcy? Please provide me with your opinions, experience, knowledge. Thank You


Is it easier to get a Loan or a Line of Credit?

I’m not too sure of my credit rating, but I don’t think it’s bad.


Where can i find a loan on my prepaid accountnow visa?

i have my ssi check direct deposited onto my accountnow visa can i get a payday loan


Wanting to File for Chapter 7 – Bankruptcy?

My car was repossessed 2 years ago. They auctioned of my car and want me to pay the difference of $3,000. I also have bills of credit card debt and utilities from the past 5 years that I just don’t have the money to pay. I work part time of 25/hrs per week. I still don’t have a car, its difficult for me to get around in the city without spending too much money on transportation. So with the collection agency coming at me with the car money, and all my other debt would be about $9,000. I make about 450/month. I really feel like the only option at this point is to file – since finding a second job is diffcult. Will I qualify for chapter 7?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I check my child’s credit report?

I know I can check my own credit report once a year for free by going to annualcreditreport.com or by going to each company’s website. However, I keep hearing that I should monitor my children’s credit reports for fraud and ID theft too. How do I check theirs legally?


8 months into chapter 13 bankruptcy, is it too late to add federal tax liability?

i just got a letter from the irs that said i owe them 2 grand. i already sent my lawyer my state and federal tax information for the last few years, so he must’ve dropped the ball and didn’t add on the federal one. now the letter says after the automatic stay ends, they will continue with the collection efforts. this is not fair. is it too late to add them 8 months after filing the ch.13?


I have had a bankruptcy and now have a credit score of 700 am I eligible for a job in accounting?

I also have a masters degree in accounting and a 3.7 gpa.


Freecreditreport.com claims its a free” credit report then they charge you $12.95?”

scumbags http://www.freecreditreport.com/pm/default.aspx?sc=658900&bcd=FPTUES1128usavgEXPN

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Dealership was to replace my vehicle with newer, less mileage and warranted vehicle/my approval no out of pocket to me. now reneging.?

Verbal Contract….binding???


How do I stop Creditors from calling me for a debt I didn’t incurred?

I had a department store calling me 24/7 wanting to collect for a debt that was incurred in 2007. Department store said a payment was sent 2009. I requested a copy of the payment information and a signed receipt to transactions-(Because I hadn’t bought anything on credit) BUT nothing was sent, because the information they had in there system could not be released to me. (?????) Now this has gone to collection and THEY CALL ME ALL THE TIME!!! 13 times a DAY!!!! I don’t deny that I have a credit card from that store, but I certainly know I paid them off long before 2006. I’ve tired everything, and nothing is being done. These people call me all the time. I know I can send them a letter to stop calling. But I don’t want to pay debt because I didn’t make those charges. I don’t want this to ding my credit. I can see why people go to drastic measure!! It’s so depressing!!!! PLEASE HELP!!!


How do I make the best tasting mudslide?


I may be a victim of Identity theft?

lost all my personal info. soc sec card/ drivers license/ birth cert./medical ins card. I have no credit card or credit.. called soc sec & they wont change my number they told me to wait and see if anything happens i have no iD to prove who i am now soooooo cant get anything……. what should i do?/can i do?


What is the best place online to get an unsecured personal loan?

Both my bank and my credit card have effectively screwed me out of most of my paycheck. My bank is Wells Fagro and I talked to them already. They are unwilling to solve the problem. But I have to pay my rent and cable/internet/phone bill still. Therefore, I need to locate funds from a source in excess of $350 very quickly. I may be able to get a payday loan from a local place but it may not be enought o finish the job. Besides they will likely take it out of my next check completely. So I would need to find an unsecured personal loan that is willing to take smaller payments over a few months in order to accomplish this. Any ideas?


How can i build my credit score faster?


How much does it cost to file for bankruptcy?

how to file for bankruptcy? as we all know bankruptcy laws are constantly changing. Is there any online source from where i can find online bankruptcy services and advice.


How do I find a loan shark in Orange County ca?


Freecreditreport.com claims its a free” credit report then they charge you $12.95?”

scumbags http://www.freecreditreport.com/pm/default.aspx?sc=658900&bcd=FPTUES1128usavgEXPN

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


6 consumer math questions?

April Segal and her sister obtained a 25-year, $120,000.00 mortgage loan for their new home. The interest rate is 7.5 percent and their monthly payment is $886.00. How much of the first payment is for principal? Tommy Webster obtained a 30-year, $110,000.00 mortgage loan from People’s Savings. The interest rate is 7.5 percent. For the first payment, what is the interest? Tony Addison obtained a 20-year, $45,000.00 mortgage loan from United Savings with an interest rate of 8.5 percent. His monthly payment is $390.60. After the first payment, what is the new principal? The Butler County tax assessor determines that the market value of Greg Wilson’s home is $123,000.00. The rate of assessment in Butler County is 28 percent of market value. What is the assessed value of Greg’s home? Tom Smith lives in Providence, Rhode Island, where the tax rate is 29.52 mills. The rate of assessment is 100 percent. A tax assessor has determined that the market value of Tom’s home is $292,500.00. What is his real estate tax for one year? Dean Davids’ home has a market value of $422,800.00. He lives in a county where the rate of assessment is 100 percent and the tax rate is $25.72 per $1,000.00 of assessed value. What is his real estate tax for one year?


Is 23,000AED per month sufficient for a good lifestyle in Dubai? Advice urgenly wanted.?

I have had my final offer for a job in Dubai and I have to answer today!!! They have offered 18,000AED per month plus commission which should jump it to 23,000. Plus car, phone, insurance and flights home. Will this be enough for a good western expat lifestyle? A little travel, a good social life and enough left over to save? Any help greatly appreciated?


Does anyone know of an OFFICIAL online loan companies? Please REad!!!

I’m 18 years old and i don’t have much established, at least not to my knowledge. I’m in a tough binned and i need a personal loan of $1,000.00 Most of these online companies always redirect to another site, which does the same, so on and so forth. its really frustrating. i make 1,400.00 a month so I’m POSITIVE i’ll be able to pay the money back, i just need someone to give me a chance. if anyone knows of any OFFICIAL ONLINE LOAN PLACES that i may apply to please let me know. i would prefer known companies, companies that work with people, or a company that YOU have been to. please help I’m really in a desperate situation. and along with the loan companies, please tell me what i’ll need to qualify and to be approved. THANK YOU SO MUCH FOR YOU TIME!!!! SERIOUS INQUIRES ONLY!!!!!!! thanx


I need websites to get easy loan online. Please help?

i need a loan online


Does 0%APR for 12 months mean I pay no interest on any purchases as long as I pay them in full within a year?


How hard is it to get an auto loan after two repossesions?

I have two repos, one happened in dec. 04 and another in jan. 07. i want to know how hard would it be for me to get an auto loan, or if its even possible?


How can i find my credit report for free?

free credit report


How much house” Can I afford to buy?”

If I’m making $990 week before taxes, no car payment, no credit debt, very high credit scores, I pay $118month for cable/internet but I’m canceling that service. Car expenses come to $250 month with insurance/gas. I only have about $10,000-12000 for a downpayment. What can I afford? I have an appointment with a bank but they can only fit me in two weeks from now. I’d like to look at what I might be able to afford. (Go see open houses)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find a free company profile on century 21 real estate?


Can police track a credit card through online purchases?

Recently me and my friend found a credit card and I took it home and I made several purchases with it until it was cancelled, ive had the card for a few days but just made purchases yesterday and today. If the owner of the card notifies the police would they be able to track the shipment addres of the orders online or something? I know I m gonna get a lot of negative feedback but please answer my question someone.


What do you need to rent an apartment at the age of 19?

i’m 18 n my boyfriend is 19, we’re trying to move out on our own. n we want to know what we need in order to take that step.


How I do I get copy of my bankruptcy discharge papers?

My bankruptcy was discharged in 2005



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about Cash Advance on Credit Card?

Recently I received a Radio Shack credit card through Cirrus Bank. In a letter that I recieved later on I was told that I could use this card to get cash out of ATMS. My cash limit on the card is $25 however, I wanted to take out $40. Is it possible to take out two cash advances in one day (i.e. Take out 20 in one transaction then take out another 20 in a transaction directly after that)?


Freecreditreport.com claims its a free” credit report then they charge you $12.95?”

scumbags http://www.freecreditreport.com/pm/default.aspx?sc=658900&bcd=FPTUES1128usavgEXPN


How do you Prepare the adjusting entry for each of the following for the year ending Dec. 31, 2012?

Paid P160,000 cash to purchase a delivery van (surplus) on Jan. 1. The van was expected to have a 3-year life and a P10,000 salvage value. Depreciation iscomputed on a straight-line basis. Received an P18,000 cash advance for a contract to provide services in the future.The contract required a 1-year commitment, starting April 1. Purchased P6,400 of supplies on account. At year’s end, P750 of supplies remained on hand. Invested P90,000 cash in a certificate of deposit that paid 4% annual interest. The certificate was acquired on May 1 and carried a 1-year term to maturity. Paid P78,000 cash in advance on Sept. 1 for a 1-year lease on office space.


Can I buy shoes online at footlocker.com with a gift card?

I got a gift card for foot locker and I want this pair of shoes but they don’t have it at the local foot locker stores they only have it for sale online.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I buy a house with my credit score and income?

I want to make sure I have all my bases covered before I go see a lender. I’d like to buy a house now while the market is in my favor I am just not sure a bank will give me a loan. My credit score is 630-650 based on what report I pull. I have a good job working in IT and I just graduated college last saturday so My c chances of getting promoted are good. Currently I make about 43000/yr and I have 13,000 in my savings account. Ive been good with all my credit cards. I have 5 and all but one are sitting at a 0 balance and the one that has a balance on it I plan on paying down it’s at about 40% max right now. what should I be doing to get ready to buy and do I even make enough money? what would be your guess as to how much I could get approved for. also my accounts are in both mine and my fiance’s name but we don’t want her on the loan because she is a owns her own business and her income is obviously not stable and she hasn’t been doing that for more than 3 years so her income wouldn’t count anyways we’ve been told. should we change the accounts to just my name? Thanks for you help. Also we already know we want an FHA loan. so the 20% down doesn’t apply thanks!


If my credit score is 628 what are my chances on getting a home loan.Any idea what my loan would be.?


How do I pay off these payday loans while still leaving me enough money to pay for all of my other expenses?

I got sick and called off work for about a week and turned to payday loans to cover what days I have missed. I received $700 from three lenders, this means with finance charges, I owe about $1000 back to these lenders. I cant afford to pay them back. I knew getting payday advances was not a good idea but I needed the cash at the time. My credit is not in the best standing, is there any way to consolidate this debt to make it more reasonable than to pay the interest rates they provide?


Credit score of 751 from Equifax?

My credit score from Equifax is 751. What is the range? Is this average, below average? On a A+ B- ,…..etc scale what would this be?


Should my gf file for bankruptcy?

she makes 2100.00 a month and has 1770.00 a month out the window due to credit card debt, car payments, school loans, insurance, etc. she has been overwithdrawing her account every two weeks for some time now. she most likely will not need a good credit standing as i already own my house. besides a car i cant see anything else she would need a good credit score for?????


Gary do you still have the information regarding how to get a non-payday loan for bad credit?


Need about $1500 with a low credit score?

Ok…I am 25yrs old and have gotten myself in a ridiculous bind. I need to make about $1500 ASAP. I am already stressed out working x-tra hours at work. I have about 3 payday loans (the hardest thing to get out of !!) I have already tried going to a credit union to obtain a personal loan. I am in DEEP dookie people!!! HELP!!!!


Where can i find out what companies I owe money to. Without a credit report?


How exactly do construction loans work?

right now we rent a house and it is costing us 1100 a month. Its a big house. My wife and i would like to downsize and have lower monthly payments. we were looking at a first time buyers loan and a construction loan. How does either work.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if you lose your license, you have an auto loan but no insurance because of the loss of license?


Freecreditreport.com claims its a free” credit report then they charge you $12.95?”

scumbags http://www.freecreditreport.com/pm/default.aspx?sc=658900&bcd=FPTUES1128usavgEXPN


I am from Canada. How do I obtain a free online credit report? Does anyone know any websites?

I am from Canada and would like to obtain a free online credit report. Most of the sites I go to either say FREE credit report” and then it turns out that it costs money or they ask for a state and zip code with no option for Canadian residents (province and postal code). Does anyone know any good sites for a Canadian to check her credit report for free?”


In the mortgage business what does roi mean and los?


I need to borrow £6000 urgently but have the worst credit in the world ?

I have tried all these so called loan companies that can help with bad credit but they cant even help any ideas i am even considering a loan shark but after reading into this a bit i really dont wanna go down that road please help


Why aren’t credit scores readily available to be checked?

I’m young so I don’t have that much experience with credit yet. But I’m confused as to why people can’t check their score when ever they want and for free. Why is it such a secret? Is the only way to check it to visit one of those free credit score websites?


Is there anywhere to get a real free credit report without joining a trial membership?




















































Advice on after bankruptcy claims?

Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is subordination in regards to real estate?


How do I get seized property back after bankruptcy?

I filed for bankruptcy in 1997 after a lien on my checking account. The amount was approximately $3500 that was being held. I was told after the hearing that the money in question was going to be returned to me but I never got around to re-claiming it. Now I have no idea how to go about it. Can I still request a return of those funds, and if so, how do I go about this?


Can you file chapter 7 bankruptcy twice?

I have read over and over that you can only file chapter 7 every 8 years, but I would like to know are there any exceptions to that rule. My family and I have tried hard to remain stable after being apart of Hurricane Katrina 2 years ago, but the cost of living in an expensive city and not receiving rental assistance like other evacuees has taken a toll on our income. We had to file bankruptcy, but the thing was I filed and was discharged from chapter 7 four years ago, in 2003. Is there a chance that I could file twice in less than 8 years given our circumstances?


How can I get out of an auto loan to get a new one?

my car is wrecked, its too late for insurance to help me and I’m still paying on it. I cannot afford what it is going to take to fix it and I need a vehicle in good shape that I can keep up on.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about a loan?

Alright, here’s the deal: My husband has two medical collections against his credit and I don’t have any credit at all but we’ve got a friend who is willing to co-sign a loan so that we can get a car. We were hoping for $2000 as we want a decent car and our friend has amazing credit. My husband has a job making about $1800 a month (this will be increasing in December as he will be getting a raise) so we would be able to make the payments easily since our rent right now is cheap. We were wondering, though, since we’re both rather young and since we are going to be in college come this fall semester, what our possibilities are. What banks should we go to and would the desired $2000 be too much to ask for? Thanks in advance for your answers. Please do not tell us how young and stupid we are, we really need this car so that he can get back and forth to work and school. All we need is sound advice.


I have an Auto Loan Question. CoApp FICO below cut off mean?

what does CoApp FICO below cut off” mean? I tryed to get an auto loan but that is what the decline letter said. Does that mean my Co-signers credit wasn’t good enough?”


Can i take out a loan for the downpayment on a house?

I dont have all of the money for the downpayment, if i take out a loan will it possibly disqualify me for approval for the house loan? My debt too income ratio would still be low


Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does conventional only” mean on a home listing?”

Someone told me that means you have to make a down payment. Is there more to it than that? Is there any way to buy a home that says conventional only” without making a down payment? I’m prior military


Does anyone have experience with advance loans on lawsuit settlements?

My lawyer says he cannot ethically give information to an advance loan company & the loan cannot go forward without his cooperation but he’s had my case since September of 2005 without results. Not even a response from the insurance company involved since he made the first demand in August 2007. I don’t think my case is very important to him & I really need the money. There seems to be no recourse to make him take some action. Very frustrating.


Interest rate?

Would a 6.25% interest be considered high for a $11,000 dollar auto loan?


Merrick Bank Credit Card Application Question?

I applied for a Merrick Bank credit card earlier this week when I got there pre-approved offer in the mail.. and after I did the application I got this response. Congratulations! You have been approved for a Merrick Bank Credit Card, subject to verification of the information provided in your application. If we need any additional information, we will notify you within the next two weeks. Once the verification process has been satisfied, you will be issued your new card(s). Please allow an additional two weeks for delivery. I am a little bit confused … does this mean I’m not definitely approved yet? I’m thinking I am approved, but they just have to verify stuff first. Or do they just have to verify a few things first before they can complete the card. Also how do they do the verification? I had that response before when I got my orchard bank card that was over a year ago & I did get the card in the mail. Also for those of you who have Merrick Bank credit cards.. how long did it take for you to receive it in the mail after you applied? Thanks!!


Required:
If the tax rate is 34 percent and the discount rate is 8 percent, what is the NPV of this project?

Can Some one help with this problem? I get 97290.86 for the NPV, but it says its incorrect. Kolby’s Korndogs is looking at a new sausage system with an installed cost of $665,000. This cost will be depreciated straight-line to zero over the project’s five-year life, at the end of which the sausage system can be scrapped for $111,000. The sausage system will save the firm $199,000 per year in pretax operating costs, and the system requires an initial investment in net working capital of $57,000. If the tax rate is 34 percent and the discount rate is 8 percent, what is the NPV of this project? (Do not round intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).)


When will my credit score change?

Here is the scenario. I recently had a negative in my crdit report for a medical bill that was unpaid, I check experion and my crdit score was 718, well i paid that bill and the collections agency has been nice enogh to report it to take it off my credit report. Just the 4 days it came off my report so now I am happy to note that my C.R. is now negative free. Today I checked my credit score and it is still at 718, it has not changed at all so i am wondering why it has not raised?? Or will it take some time to do so. Please help I could really use some credit info. THANKS IN ADVANCE!


How is a qualified buyer” determined for 0% financing for an auto loan?”

I mean, what makes a buyer qualified”? Is it determined by your FICA score or by some other factor?”


Has anyone found a very good online payday loan provider?

please don’t tell me the obvious like its no good i know that already please just answer the question if you can thats the one thing i hate about this site is some of the dumb answers you get so please someone can you give a intelligent answer to my question


Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get a good interest rate on auto loan.?

I’m looking to purchase a used vehicle with a loan for 16000~18000. My credit score as of today is 705 but I do have a personal bankruptcy record from about 4yrs. ago. I got a rate of 10.99% from ACS (automblie consumer services) for 16000. And it just seems too high for me. Does the bankruptcy record have a factor on the rate or can I do better? Thank you.


Has anyone filed for bankruptcy, chapter 7?

I already have a secured credit card. i was just thinking of doing this so that my chlidren and i could start a new life. please no negative comments.


How To Apply For Payday Loans?

How To Apply For Payday Loans


What is the website address to get a free credit report from the government?

I heard of a website to go to to get a free credit report from the government, but forgot what it was. I’m just trying to stay away from the sites that claim to offer free credit reports, but come to find out that there are hidden fees, and that you have to enroll in credit monitoring.


Someone stole my identity?? i think.?

when i was going to annualcreditreport.com or whatever site it was to get my free 1 credit report for equifax i had to go through a series of questions to verify my identity. Well one of those questions was in 2006 you took out a home loan through which of the following companies. [insert list of companies] problem is I never have so i put none of the above and it told me that i wasnt me and blah blah blah. basically i have no idea what company i even have a loan through because i couldnt see to find out what company it says. how do i go about disputing it because everytime i try it requires a company name and account number both of which i dont have… [also, i was 17 going on 18 in 2006 so there is no way i would have even qualified for a morgage then]


Can I afford a $330,000 home?

My wife and I have combined incomes of $122,000/yr. I’m curious what thoughts are on if we can afford it this home. Have a $600 car payment- payoff next year and pay $1100/mo in child care. Not sure on a down payment but wanted a ballpark on a monthly payment. A lot of these calculators won’t give you everything that includes the taxes, etc. Thanks


Can an annual household income of $49,000 get a home loan for a $180,000 house?

Mine and my wife’s income combined is about $49,000 a year. We are hoping to buy a house soon and finally move out of our tiny apartment.. We have been looking online, and to get a house that is even remotely close to being decent where we live, we have to pay about $175,000 or more.. We have found some that we think are alright that are priced at about $175,000 – $180,000. The monthly payments that are projected on the listings are about $100 to $150 less than what we already pay per month for rent at our current apartment which is only $818/month. There would be no issues with us being able to pay the bills whatsoever, but could we even be approved for that much money? We will be using a VA home loan. Our credit is excellent, I never miss any payments or anything. I do have a $26,000 student loan I am paying back, and a car loan that still has about $13,000 to be paid off.. But no problems paying them at all. Any knowledgeable answers would be helpful! Thank you..


Buying a new car w/ help of secure loan, will i still need a down payment?

What needed to convince bank to purchase vehicle for me? what if i have bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best Credit Card in the Philippines?

I’m interested in getting my first credit card but I want to know which one to choose. I would like it to be accepted internationally as well. Which has the lowest interest rates? Which has the best rewards? And while we’re at it, can anyone clue me in on the diff between Visa and Mastercard? Which is better? Thanks! * And to the people who are going to answer I don’t know”


How do i get an actual free” credit report?”

How can i get a credit report without having to sign up for a membership though some company? I just want to get see what my credit report says after i filled bankruptcy over a year ago. any suggestions??


Why is there a pirates’ hat repetition in the FreeCreditReport.com commercials?

http://www.youtube.com/watch?v=W3oNNgM6P… please watch


I made an online payment, but accidentally put the wrong name in for the credit card, will it still go through?

Me and my daughter were going to buy something online. It asked for credit card number etc. and since it was under my daughters website account its under her name! Will it still go through if its under the wrong name?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Help me understand credit score?

im 24 years old and have never check my credit score. whats the best way/sites to check my credit score? its my senior year at my university, and up to this point i have paid for everything with my own money. i have a stable part time job thats brings me 20k a year and has help me pay for all my stuff including the 5k a semester for college. I am trying to improve my credit score since its seems im far behind. my gf has had credit cards paid in good standing and a house purchased already in her name before she was 22 ( her parents are paying for the house). my questions are…. 1) how do i check my credit score (best websites) and what is it that im looking for as far as number wise 2) ive read here in the Q&A’s, that the best way to improve credit score is to take out a credit card. whats the perferred company? 3) 2 years ago i had my insurance pay for a clinic bill, but months later recieved a bill from the health clinic for additional charges. i never got around paying for it since i was trying to fix the issue of my insurance paying the full. would that affect my credit score or show up in the report? -thanks for helping a lost guy


Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you


I have $20,000 in debt and have a few credit cards that are maxed out. Can I get an new auto loan?


Where do i get a real loan from a bank online that is not a payday loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Mortgage after bankruptcy?

i have 630 credit score, and still have a house with a mort. filed bankruptcy 1 1/2 tears ago, can i get a second home with a mort. if i put enough down, or how long will i have to wait,never was late on my house payments for ten years!


Is Sportsdirect open on bank holidays?

Does anyone know if large sportsdirect stores in retail parks are open today? I wanna go to the one in Bristol cribbs causeway. Thanks.


Can my mortgage be denied after underwriting and commitment?

My husband and I are purchasing a new construction. As a part of the contract, we were required to submit a pre-approval letter at the time we signed the contract. We also were required to submit a loan commitment letter within 30 days of the contract date, which we fulfilled. My mortgage broker said the commitment process is like going to close. We plan to close in about 30 days or so. Is it possible for our loan to be denied at the last minute even though we have a commitment letter? This is our first mortgage and we appreciate any information or help that could relieve our worries. Thanks!


Could I get accepted for a auto loan for 8,000?

Ive also had my job as a server for about 2 years now


Why are projects with higher internal rates of return more favorable?

I’m really confused about this. Internal rate of return is calculated by the interest rate that makes the net present value of cash flows equal to zero. This appears to be a theoretical rate, but may not be the actual rate that is offered on the investment.


Are there any direct lenders that give people with bad credit a loan?

I need $800-1000 kinda fast for the down payment on this car. My credit isn’t the best so I’ve been turned down by a few payday places. I already know that i need to repair my credit that’s not a solution right now. I just need to get the money got the car now for this job offer and worry about getting my credit fixed later.


Did bank able to check our marital status in loan or cc application. My spouse has very bad credit history.?

i want to apply and dont want to put my spouse name on the application. Can they trace and how they do?


Loan or cash?

If i could buy a car with cash, or keep that money invested in anything(probably stocks) and get a auto loan for the car, what should i do? A car loan would be about 7% interest rate. I am a new invest I think i could get a 7% return but there are no garantees.


Auto loan?

can i get an auto loan if im in college and only 18 w/ no credit because i want a 15,000$ auto loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Would the title to my truck be cleared if I filed bankruptcy?

Would the title to my truck be cleared after I filed bankruptcy? Would the bank still have a LEAN” on the title to my truck?”


Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you


Which are the best bankrupsy lawyers?

i heard some bankruptcy lawyers suck. i dont want to make a mistake CAN ANYONE HELP PLEASE? ANYTHING I SHOULD NO I HAVE ABOUT $ 125.000 DOLLARS IN HOSPITAL BILLS PLEASE HELP


Does anyone know a website that I can watch supernatural for free with no download/credit card details?

I really want to watch it but megashare won’t let me watch seasons 1-4:@ I don’t even have a credit card to put in credit card details and I’ve been looking for a site for weeks


What does it mean to default on a mortgage? what are subprime mortgages and how do the two relate?

Who are the people that are defaulting on their mortgages? which companies (industries) are involved in this? Additionally does this go on in some regions more than in others? what effects does it have on the economy and our daily lives? what can be done to prevent further morgage defaults and fix the tumbling economy? what shouldve been done earlier for this crisis to never have started? what will happen if this problem isn’t fixed in the long run?


My online credit report shows that I owe some companies in the US around $2000?

My online credit report shows that I owe some companies around $2000 cuz went to college in the US. Since I’m no longer living in the US, and living in Saudi Arabia Now, How can I Pay them without spending money on international phone calles?


Any experience with a ‘bad credit’ auto loan?

Does anyone have any experience with bad credit” auto loans? For example: roadloans.com. My credit is poor because I am only 22 and have had some issues with student loans. I would rather have the loan before going to the dealer




















































Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

http://www.lakewoodcollege.edu/faq.php What do you guys think? It says that it is an accredited college but something about it just seems too good to be true. I looked on U.S. Department of Education Database of Accredited schooling and Lakewood is on there. Help please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Should i trust this person on craigslist to take over my car payment or is it a scam/fraud?help?

So i put my car on craigslist for sale that i still owe money on due to i cannot afford it unemployed , i get 2 calls from different people wanting to take over my payments but they say they cant get a loan due to bad credit so it would be in my name plus just make a contract notirized between me and them . Now i dont know if thats legal but they both were acting the same wanting the car asap that same day they called me which i thought was weird, even tho they offered me to go meet up and see where they live etc. Now does that sound effie?scam?


How can i access my credit score free of charge?


Does anyone know the best consolidated credit co.?

I’m looking to consolidate my credit cards debt and want to know if anyone has experience on a good credit consolidation company or program? I would appreciate any feedback thanks


How does house-flipping work?

I love watching these shows about house-flipping. I see the headaches and problems they encounter but still seem to think it would be fun and a great way to make money. What I can’t figure out is how seemingly ordinary people (i.e. not already rich) can afford their own residence while also buying another house and sinking as much as $50k in renovations into it? If you already own your own home, do you just go to the bank and get another home loan? I would think the bank wouldn’t approve such a risky venture at first. And even if you DO get approved, how do people get $50,000 in liquid cash to be able to do the renovation? I just don’t undertand. I can understand how someone does it if they have investors, lots of personal money, or know construction workers who can do the work for cheap. But for others flipping who are doing their FIRST house, how do they do this?

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Is there a way you can file Chapter 7 yourself?

Is there any way that i can file a Chapter seven on my own in Bankruptcy court?


Who provides the best online payday loans in whole of US?


Does Dominos accept credit cards for online orders?

Can you pay online with the credit card while ordering? I don’t have enough cash, just my dad’s credit card info.


Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

http://www.lakewoodcollege.edu/faq.php What do you guys think? It says that it is an accredited college but something about it just seems too good to be true. I looked on U.S. Department of Education Database of Accredited schooling and Lakewood is on there. Help please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you get a 110% mortgage with no deposit 2012?

I want to move and consolidate my debts at the same time which would mean no deposit and a 110% mortgage. I earn £90,000 pa in a completely secure job but have made very bad financial choices in the past which has left me in this situation. Any help


What auto loan company uses Transunion or Equifax?

I need your urgent help, I am looking for an auto loan my Fico score from Equifax is 648 from Transunion is 670 and my Experian is 555. The reason why its so low is because i am filing a dispute with a credit card company about some settlement offers. Any ways they have remove it from transunion and equifax that is why they are higher scores but they are refusing to remove from experian. I have a 5 year credit history 1 credit card payed and closed and 1 open with a 250 dollar limit. I also financed a auto for 3 years and paid it in full with 0 times late. I am looking for a reliable company that pulls equifax or transunion because they will see a perfect report instead of a 100 point difference. Any advise would be appreciated. Thank you


Where are Step By Step Auto Loan Refinance Guide?


Have I ruined my credit score by filling out auto loan apps?

I don’t know what I was thinking. I went around to some various websites and filled out some credit apps. Is my credit going to drop a bunch of points and now I won’t be able to get a loan?


My debit card was declined but i have money in the bank…?

I’ve had the debit card for about a year, and I’ve paid my bills, and I haven’t spent much this week.


I have over 10,000$ in credit card debt, i havent paid in over 3 months, should i call a debt settlement conso?

consolidation company? or would i be better off calling each company individually and having them giving me a debt solidation without the use of a 3rd party


In California, can you file for Chapter 7 bankruptcy and still collect unemployment insurance?

I just want to know so I don’t get penalties or even jail time.


Advice on auto loans and buying a car? My first time buying a car with no help frm parents.?

I’m 23yrs old and is in the process of getting divorced. My car is under my ex husbands name and he said I can have it. The problem is he’s stopped paying on it and its two months behind. One more month and it’s in repo mode! 🙁 so I tried getting out a $4500 loan from frm bank and got denied. He owes $4000 on it and the car is valued at $14000. I even tried to use it as collateral and it didn’t work. Any advice would be greatly appreciated. I need help getting car under MY NAME. Plz help! -Angel from south texas


Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

http://www.lakewoodcollege.edu/faq.php What do you guys think? It says that it is an accredited college but something about it just seems too good to be true. I looked on U.S. Department of Education Database of Accredited schooling and Lakewood is on there. Help please.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is an ongoing apr for a credit card mean??

it said that there is an introductory apr of 4.99% until you pay it off but then it says an ongoing apr of 12.99% what does this mean


Are there scammers on Zoosk?

I met this girl on zoosk that supposedly lives close to me, she gave me her email address and we’ve been getting to know each other, she said she was in london on a fashion shoot but wants to meet me in person when she gets back. she just recently said that her check cant clear unril she pays a certain amount of money, her card was declined so she asked me for the money. Well i’ve been scammed before and this sounds very suspicious, i want to believe her because she says a lot of stuff when we talk that doesnt sound like a typical scammer. But. I think she probably is one. so what do you think?


I have a credit score of 517, how can I improve it?

Okay for the let me clarify. The small things that are going to fall off have been on my report for 5 years. So they fall off at 7 which is 2 years. The student loan I will pay off in January so thats not a problem. I am not looking for any referrals to credit repair co. I am trying to find other ways to repair my score. Someone advised that I get a secured card and build my credit that way. Does anyone else have similar ideas?


Where can I get an auto loan for about 4800 with bad credit?

I’m looking where I can get an auto loan for about 4800 I have a steady income please let me know


How to get rid of a SR22 insurance?

i had a DUI 3 years ago had to be insured with a SR22, problem is i payed for it for 2 years straight… 200+ a month but eventually my 3rd year i stoped why? circuit city bankrupt and i had unemployment which gave me exactly 200 per bi weekly. geico wants 900.00 Monthly..with these prices its incredible hard to work since there are NO bus routes near me and my job is traveling. is there a way to dismiss my SR22? by expunging my DUI? something?


How can i get a background check on some one for free?


How do You file for bankruptcy?

how do you know when you should file, and if you own your home free and clear, how does that factor in the scheme?


Why aren’t credit scores readily available to be checked?

I’m young so I don’t have that much experience with credit yet. But I’m confused as to why people can’t check their score when ever they want and for free. Why is it such a secret? Is the only way to check it to visit one of those free credit score websites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you get a mortgage loan with a credit score of 515?

I do know it is a very bad credit score. And it is sadly due to dr. bills. I am just curious if it is plausible?


Bad Credit Auto Loan in the DC area.?

a friend of mine has a credit score of 625, but has collection accounts of around 9000$, which he doesn’t want to pay because their 7 year statute of limitations time will run out next year. He’s willing to put in 5000$ on a 15000$ car. Can he get a loan anywhere for the remaining 10000 given his credit history? He lives in the DC area.


How do i file for bankruptcy?

websites anyone know how?


I really dont have that much credit but i have a bad credit.?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Advice on bank loan guarantor?

I am after some advice if anyone can help…. my partner resigned as company director about a month ago. Last year the company took out a bank loan and he personally guaranteed the loan. We have just found out from the bank that the only way to remove him as guarantor is if the other director puts it in his name, which would require a credit check etc. and as the other director has poor credit rating he does not think it will go through. Has anyone had any experience with this, or know of a way we can clear my partners name from it all. We don’t want it hanging over our heads for the next 4 years. As the financial position of the company is not very stable and could go under at any point. Surely there must be another option – to draw up a legal document or something!? Does anyone know also if the company did go under, what the bank would do – I assume they would contact us and make us pay the monthly repayment, which we will certainly not be able to afford. So the only route I think we could go down would be bankruptcy….??? HELP!


Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

http://www.lakewoodcollege.edu/faq.php What do you guys think? It says that it is an accredited college but something about it just seems too good to be true. I looked on U.S. Department of Education Database of Accredited schooling and Lakewood is on there. Help please.


What happens when the USA goes bankrupt?

Do we have to give the west coast to China?


601 Credit score good enough for car loan?

Is 601 good enough for a $15,000 car loan? I make $1200-$1800 a month and can put $3000 on downpayment

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I want to buy my parents house!..?

here’s the situation: i want to buy my parents home to release the equity in it to then use it to open a business and then rent it back to them, to cover my mortgage cost. (confusing i know!) my parents currently have a £100,000 mortgage and are struggling to pay the bills (roughly £600 per month- although i must state here they manage to pay it somehow.) ultimately giving them bad credit..after talking to my parents and having them agree of course, i want to purchase the property at the full market value (£160,000) using a conditional loan agreement (legal contract) for the deposit (15% – £24,000) giving me a 85% mortgage on the home..i can then pay off their mortgage (£100,000) leaving roughly £19,000, after legal cost etc, which i can then use for my Business..not only will this lower my parents monthly cost (because the interest on my mortgage will be less) and help them with their credit but it will be a gain for me as they’ve agreed that i can have the £19,000….so ANYWAY my question is, what is the flaws (legally) in doing this,and what tax’s will i have to pay etc?………..any information will be great help! thanks P.s i am a first time buyer on roughly £25,000 a year and am hoping with the conditional loan agreement i won’t have to come up with a deposit to get my 85% mortgage of a lender.


If I have a 650 credit score, what would be a my interest on a new car? used car?

What could I expect to get as an interest rate? What is the interest rate range for a new car? what about a used car? Will making a $1000-1500 down payment make a difference? I don’t have a car loan now because it was recently totaled. I know there are a lot of factors, but I’d like to know what I’m going in with before making a purchase. thanks,


1 year old credit card debt payments?

I was in UK a year ago and I had two credit cards. I had to leave the Country due to an emergency and I did not pay off the credit cards. The amount i owe totaled 2000 pounds. I am now required to travel to UK for 10 days. I am worried about this debt. Can it affect my visa application and my entry clearance at the UK airport? Will the bank be tracing my entry into UK?


What are Ashkenazi Jews: a race/religion/ethnicity – What about the diseases they carry? Can religion do that?

Several recessive genetic diseases are more likely to be found in Ashkenazi Jews and Jewish individuals with Eastern European blood than in other populations. However


How to replace lost Auto Purchase Agreement and Loan Agreement?

Hi, I had my car stolen recently. My insurance company needs me to send them the Purchase Agreement and Loan Agreement, but I’ve lost both documents when I moved. How would I go about replacing these documents? I need them ASAP because they can’t process my claim until I send them the papers. Would I contact Dealer? Finance Company? Any help would be appreciated, Thanks.


Will a bank refinance a mortgage after a bankruptcy?

We bought our house 4 years ago and then declared bankruptcy a year later. We now want to refinance to pull the equity of approx 30k out of our house to use to fund our sons post secondary education. Will a bank, any bank in Canada do that or do I have to look for a specialized lender?


Can anyone file for chapter 13?

Specifically, are there any criteria one would have to meet in order to qualify” for filing chapter 13? I know ch 13 allows for reorganization and repayment. I have an appoinment with an attorney for filing. I’m afraid they will tell me I don’t qualify for chapter 13 because I have no real debt


Is it legal for auto loan companies to contact neighbors?

My bank with my auto loan is really pissing me off. I was late on a payment like 20 days and they contacted my neighbor. No idea how they got her information, but then she came over and asked if I knew who so an so” company was because they called her and asked if I parked my car near by and they told her that I was late on my account. Is that even legal? It was 20 days late for god sake. These people are really rude on the phone and have all kinds of threats like a loan shark almost. Is there someone I can report them to besides the better business bureau?”


I have horrible credit the lowest of the low and i want to get an auto loan but for private party? Help me!?

I want an auto loan so i can buy this car from my friend but i have bad horrible credit, does anybody know who can help me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever sucessfully finished a chapter 13 bankruptcy?

I’m in Texas, so other Texans opinions would help. I filed for bankruptcy almost a year ago and have been doing great making payments, but the mortgage company has decided to throw their hat in and even though payments were being made the trustee and judge saw fit to triple the amount I was already paying. I hear a lot of people filing for Chapter 7, but I haven’t heard of anyone finishing a Chapter 13. I have four more years on this and would be encouraged if anyone has a success story about finishing their Chapter 13 payments for the full term. I would appreciate if cynics kept their snide comments to themselves.


Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

http://www.lakewoodcollege.edu/faq.php What do you guys think? It says that it is an accredited college but something about it just seems too good to be true. I looked on U.S. Department of Education Database of Accredited schooling and Lakewood is on there. Help please.


What is Brimley Financial Group and are they legit?

Sure! Here is the information I have: Brimley Financial Group, 501 Marquette Avenue, Minneanpolis, MN 55402 and www.brimleyfinancial.com. Hope this helps!!


Any banks provide loans for purchasing site [empty plot to construct home]?

Wanted this in Coimbatore dist, Tamil Nadu. Any one know the procedure or which bank gives these type of loans? And how many days it would typically take if all the required papers can be submitted immediately?


What happens in Bankruptcy Court?

eecMy husband lost his jib a yr ago,and went to my credit union to modify the auto loans as well as the mortgage and would evaluate after 6 months,unfortunately they baloned 40,00 dollars,we have not reagreed to a new agreement i immediately filed chapter #7,question is,is it worth staying in our house or walking away and buy a smaller foreclosure for much cheaper now a days,my husband is a human tool.I would rather keep our cars and the creditors can have this property.Whats is your take on this???


Can you or a credit company really fix your credit?


I wanna get my credit report which credit bureaus is better?

or what will happen if check all their check box?i mean are they different from each other or they are the same?