My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where is best place to get 1st time buyer home loan?

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Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

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I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Can I include a private loan in bankruptcy?

This is a 1st. There are papers but we never received a copy. We trusted him to be fair then he said it’s an interest only loan so not one penny has gone on the house so we get nothing. We haven’t missed a payment yet but I’m sure it’s just a matter of time. Even tho we haven’t missed any he’s been after us to sell.


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How expensive of a car can i get if im military?

I’m looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i’d get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!


When does hr block start their emerald advance line of credit this year?

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What are some ways I can improve my credit?


What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

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My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

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Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

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How much do mortgage consultants make?

i heard they make 1% of the loan amount. so if 4 people take out loans for 500,000. 1% is 5,000. so a mortgage consultant could make 20,000 a month?


As a follow up to my last question, anyone know any bad credit auto loan banks or what not online?

Capitalone already declined me so anything else. Please only answer from experience or if your a lender, just not with a link that will take me to another link and then someone calls 2 days later from a place about 70 miles away. Thank you


What is a good gift for my realtor and mortgage broker?

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Extension of parent’s credit card affect me?

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Should Payday Loan stores be made illegal in all 50 states?

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Will my banks deny me for an auto loan?

oklatom; its not that i am trying to push it up. i am finding the car i want on the internet. and when i get ready to buy the car may or may not be there. therefore i want to give myself as big as a margin as possible to buy. what if i find another model of the car i want but it costs 8k instead of the 7k that this one costs?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

I live in Illinois and took out a payday loan. I signed a voluntary wage assignment. I revoked a wage assignment last month (In Illinois, we can cancel it at anytime). Last week they sent me a letter that they will garnish my wage unless i pay up or send them a revoke letter. This pissed me off because i already sent them one. I sent them another one right away and all attached the notice of defense (certified mail). Today I got a letter from them stating that if i don’t pay up they will tell my employer to garnish my wage. I talk to my employer and they said that if they it, the payroll office must comply and that I will have to take the payday loan company to court if i want the money back. Can I sue the payday loan company if they ignore my revoke letter and still proceed with garnish my wage? I’m going through bankruptcy right now and they are fully aware of them but they are trying to break the law to get their money back.


How can I find out what my allstate car insurance policy number is?


Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


What personal possessions can be seized in the event of a bankruptcy?

I know it varies by state. But if you have a paid off vehicle which is your primary source of transportation, can this be taken from you and sold? Also, can your wages be garnished as well?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

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WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

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What is the best online mortgage company?


How will filing Chapter 7 bankruptcy in Illinois affect me?

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I have about $16,000 in debt. Should I use a debt consolidation agency?

So I have (altogether) about $16,000 in credit debt between 2 credit cards and a line of credit with BECU credit union. Total each month my monthly minimum payments total about $400. I can make the minimum payments no problem and can usually pay a little bit more though not much. Between my other bills, gas and having a little extra money to have a life with I can usually pay an extra $50-$100 total each month. My BECU payment is about $150 a month (with a little over 10% interest). I also have a mastercard payment of $145 a month and an AmEx payment of $90 a month (both 14-15% interest). Is it worth it for me to contact a debt consolidation agency (a co-worker of mine uses Care One Credit and she says they’ve helped her), and if so what is the best one to work with? Or am I better off just making my payments and paying what little extra I can, whenever I can? I don’t really have the option of getting a consolidation loan as I do not own a home and my vehicle is not worth much at all (still runs great though). I did a google search on Care One Credit and found a lot of talk about them not really helping people and in some cases making it worse but my co-worker swears they have helped reduce her debt from $4000 down to a little over $1000 in less than 2 years.


Can my mom be put in jail for owing a cash advance?

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My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

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What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

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I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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If you go to jail, what happens to all your debts, bills etc?

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Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


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BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


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the cost of a 3 year bachelor degree in my country is $6000 U.S.


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Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































Can disabled people get a real credit card?

Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can i go online to get my free credit score?

where can i go online to get my free credit score without signing up for some credit managerment program


What are some thing to do to repair credit after bankruptcy?


Safe loan quickercash.com?

i just typed my information on quickercash.com. im scared they might send my information to anyone else because it said something about a third party. does anyone know if this site is safe? has anyone used it before?


VEGAS TRIP!!! Any tips for a strapped for cash college student?

I want to take the girlfriend for a nice trip to the strip. Maybe in mid September at the earliest, but I havent started making any concrete plans. Where is a nice place to go that won’t break my bankroll? Are there any hot deals that I would be interested in? What are some sweet attractions to check out? Thanks for the help!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Yourpaydayloanhelp.com says that they can help you settle your payday loans?

are they for real


How to pay off credit card debt on a tight budget?

My boyfriend makes about $1200/month. He pays me $400 for bills and rent. Probably spends about 200-300 on other expenses (gas, food, etc). He has 20 grand in credit card debt. I’ve been with him for over a year and we click completely. I’ve never felt the same about any other man in my life and I just know…he’s the one. I just can’t see myself marrying someone if I’m never going to be able to buy a house with him. Already I hid him from my landlord because I didn’t want his credit to affect whether or not I get approved for an apartment. I don’t want to have to do this for the rest of my life and I don’t want to dump him over a bunch of green pieces of paper. Yeah, money is important in this world, but it’s certainly not everything. I have only 1 credit card and I never use it except to fill up my gas tank once a month to keep it active. It’s for emergencies only, really. I’ve never had any issues with it. I don’t know much about what happens when you can’t pay your credit card bills. My boyfriend doesn’t like to talk about it which makes me feel like he’s hiding from the issue. But after talking on several occassions, I know he’s ready to figure out how to pay off his debt. We just don’t really know how to go about it. Can someone give us any advice? I don’t want him to start making payments and basically only be paying the interest that builds up every month. I don’t know. Just looking for some advice. Thanks.


If I order something online and it’s the wrong credit card information, will the order still go through?

Should I just make the exact same order but with the correct card type? So the store can just cancel the order with the wrong credit card information?


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens if I don’t pay my store credit cards?

I have two store credit cards (like american eagle and such) they both only have like $300 tops charged to them, but I just don’t have the money to make payments on them : / I get like ten calls a day from bill collectors (of coarse i don’t answer lol) but I’m wondering what exactly will happen if they don’t get paid??


I’m poor and my best friend is rich?

I’m poor (my mom doesn’t qualify for food stamps but she just did some food shopping at dollar tree) my best friend lives in a nice house with super – financially stable parents. I honestly feel so inadequate and upset. I live in a dump with mold on the walls and he lives in a two story house that even has a finished basement. He’s never been over, my mom doesn’t let people come over because our house is disgusting but she literally won’t move anywhere else. I try to talk to her about getting a presentable house but she just screams at me and doesn’t explain why, although she did say she almost paid off the mortgage ( 20 years from now)


How long does it take for a credit inquiry show up on my report?

I recently applied for a few credit cards, I got one and the other was a decline. The 2nd card was from AMEX and i have read that they are a little more stringent when issuing credit than others. Do their inquiries show up right away? Should I apply again? I want a larger limit card.


What’s the best motor oil to use on a 1998 vw jetta 2.0 with 190k?

Whats the best brand and weight. thanks


Need help about trying to get a car with bad credit!!!!! Need any and all advice I can get!!!?

Hello I’m a working student. I’m 19 years old and just begin working again since last year for the summer. See I’m in need of car badly and yes I do not have perfect credit while I was in school somebody had stole my credit card and I’m half to blame it. I also don’t have a down payment and have tried so many ppl to cosign for me it’s crazy. My close family swear they have bad credit to but I believe its just there way of saying no. I don’t know what to do I have only been turn down once by a used car dealership what can I do I need a relaible car before august if not I might lose hope and faith. Please help and not with dumb answers!! Thanks!!


Why wont a credit card company lower my interest rate?

A few months ago, I tried to get my interest lowered on a card. It had gone up after I paid two days late one time. They had told me that the rate would go down after I paid on time and without fault for at least six months. Nothing at that time worked so I went on paying on time. After a period of more than 6 months without being late once, I called again. I was courteous, didn’t yell, didn’t get angry and was as respectful as I could be. I reminded the rep of what I was told. Still nothing. I was told I did not apply for a lower apr and to try again another time. Insisting did nothing and all i could do was say have a good day and hang up. I don’t understand why they won’t lower it? I feel like now i’ll get the same answer, that I don’t qualify. Searching online gives a lot of advice, but I want to know how real folks have dealt with this problem. I want to be debt free. The worst thing I’ve done was to assume my father knew best. I wish I knew then what I know now, and that I hadn’t allowed him to use my credit for his own use and fancy. But I’m stuck with it now, and I want to pay off. Such a high apr makes it impossible, more than half what i pay goes to the interest. The amount is not that high at the moment by the way. Its 3890 now. It used to be much higher but its taken quite a while to bring down.


Where is a good site to go to and get a free credit report?

So many of them want a credit card #. I found a site a couple of years ago that was completely free but cannot remember where. Anyone know? Thanks.


I am a cosigner and I plan on filing bankruptcy, how will this affect me?

I am considering filing for bankruptcy, and I am a cosigner on my mothers house and a lien was put on it for me owing on a different credit card, my questions regarding this are: -How long will I be on bankruptcy? -Can I still use my credit card that I have now and paying every month on? I paid 500 cash for the card (reusing my own cash basically) -I live in an apartment that I pay rent for and I am considering going on government assistance cause times are hard, will I get the help from them? -How will this affect my mothers home that I cosigned on?


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do the bank require a down payment if i am financing through the bank?

i am going to the bank for a auto loan…do i need a downpayment?


Can i get a cash advance with my greendot card?

I would like to put the loan on my prepaid visa card, so do I need a routing number and bank name for this


Is a 667 credit score approvable for auto loan?


Continue with car payment and bankruptcy?

My Wife & I are filing for Chapter 7 bankruptcy. I’ve been preparing the petition, schedules, etc. December we got a title loan on one vehicle to pay for Christmas. We owe only $750 dollars, can we just continue making our payments as agreed? with the lien and value of vehicle the balance is exempt, under law.


How can I get a free copy of my business’ credit report so that I can examine it?

I own a small business. I’d like to check my business credit report every year or so. How can I get a free copy?


State Farm vs Allstate Car Insurance?

I know this is kinda vague but what are your personal experiences and opinions on these two companies. Pros and Cons.


Is it possible that a loan company can charge off a auto loan and refuse car back?


What are the pro’s and con’s to bankruptcy?

I’m a 20 year old female with alot of court, health and other bills. I’m trying so hard to catch up, but i just can’t handle it. please help me out.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can debt keep me from getting certain jobs in the Navy?

I talked to a recruiter about joining the Navy and I can’t seem to get a straight answer. I have horrible credit and a lot in collections. I do however, have a secret clearance that I obtained a couple years ago. I would really like to get into the Nuclear program if possible. I scored a 92 on my ASVAB and have no other legal issues. Would I be able to get in if I file for bankruptcy? Or would it be better to get a debt consolidation loan so that way everything is out of collections by the time I enlist.


Is there anyone out there that has gotten a cash advance online and know thats its safe and real ?


Has anyone used credit repair attorneys?

One of my New Year’s resolutions is to fix my credit. I’ve been advised not to use debt consolidation programs. So, has anyone had any experience with credit repair attorneys? Like, Lexington Law Firm, and of the like? How does it work? Please tell me your experience. Thanx!


Looking to get an auto loan of about 20k, should i wait for my pay raise?

I’m 23 with a score of 740. I went to my credit union for a loan and she suggested i wait for my raise I’m getting next week to show more income, i make 14 the raise going to 18 dollars. the car i want is a bmw 328i which is around 22k but im planning to put around 6k down. will waiting for my pay raise make a big difference on my interest rate?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?

My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score


Can I declare Chapter 7 bankruptcy under these conditions?

I am in my 20s, I rent do not own. I have $22,500 in unsecured credit card debt. I only make $31,000 annually. I obviously know I am in a dire condition, so I really do not ask for any negative comments. I am ashamed that I allowed my financial condition to become so dire, but never the less, I am unable to pay this debt off. I live in Pennsylvania, and I need to know if I am still eligible for Chapter 7 bankruptcy under the updated bankruptcy laws? I did a little research on my own, and I seem to meet the conditions. I do not make the median average for the state. I appreciate any response.


Where’s a good place to get a free credit report online?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do i get a loan, going to beauty school?

im going to start regency beauty school on the 20th and have practically been battling with them to get info and to progress my situation. i don’t know what im doing nor am i getting any answers from them can somebody PLEASE help me just give me any information you have here’s my situation i applied as independant on my fafsa because neither of my parents are in my life i need financial aid to help me pay for an apartment my tuition is 18k i am elligable for the federal pell grant up to like 6k so im estimating i need close to 20k for a loan how can i get that much?


Where can i get a free credit report?

You all have not given me any for CANADA only for the US Come on


Is there anywhere i can get a free credit report without a checking account?


CIBC online banking help?

What the heck is a payee? I’m trying to pay my credit card bill but have no idea how.


Where can an 18 year old get a loan for $2000. credit is not bad.?


Filed bankruptcy and kept my car?

I did not do a reaffirmation,I retained my car and agreed to keep paying. Now i can not afford to pay the car what now? If it is reposed will i owe? or does it still fall under my bankruptcy?


Can I get a cash advance in my checkings account with USAA?

Is it even possible to get cash advances on your debit card just like your credit card? Will it be considered a loan or something like that? I’m in serious need of money right now but my military paycheck isn’t even close to be enough. It’s not an emergency or anything but I’m gonna be in a bit of a hole if I don’t get that money soon.


What’s the best online payday loan?


Is such a thing as a free credit report really exist?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Questions about auto loan?

Here is the situation, I bought a 96 Camaro and was told it was in good condition and it looked that way and drove great but after a coulple months I found out there were some serious problems with it and I belive the fuel pump is going out on it, anyways, Im just looking to sell it for the money that I owe on it just so I can get out of the situation and only owe 2000 more, anyways I will never buy another used car again, but just wondering where I can get a auto loan with no credit and unfortunitly I used all my money for the down payment on the camaro and with the 300 dollar a month payment there is no way I could save money for another? any help? Need a ride to get to work and back!


Can disabled people get a real credit card?

EDIT @ Judith – thanks for explaining. I’m sorry to hear that you, like so many of us, were victimized by the banks. Or maybe you will say it was all your fault, but I don’t think so. They KNOW most people do not have the knowledge or discipline necessary to use credit responsibly, and they also KNOW that most people will only blame themselves, and rather than declare bankruptcy like any business would, they will instead slave away for many years to pay their responsibilities”. What bothers me is that they’ve made it necessary to have and use credit regularly to have a good credit score


Where is the best place for me to get a personal loan?

I’m 18 I don’t have anything against my credit and the only thing I know of is I owe 100 dollars to the old bank I used to use, but I have wells fargo now. I make 1100 a month and have rent of 535 for my apartment. I have been employed for over a year also. I’m looking to get a personal loan of 1500 to 2000 dollars. Where is the best place for me to apply?


If you have an auto loan on a car and the car stops working within 2 years, do you still have to pay insurance

and are there any other options


Mortgage rate symbol?

I am looking for the symbol for the 30 year fixed mortgage index symbol on yahoo? anyone know it because i cant find it anywhere?


Getting an auto loan?! Help!!?

I am 19 and have a fair credit history…I have had a card with capital one for a little over six months now and currently have 5 other credit cards. I am currently $3,200 in debt but am paying off $2,400 off by the end of the week. For the hell of it I applied at lendingtree.com for a auto loan and it forwarded my information to capital one and they denied me with a credit score of 627. How easy should I expect it to be to get an auto loan when I pay off most of my debt and have a $1,000 down payment by the end of march? Any plans of suggestions?!?!


Car salvaged because airbags deployed?

Im looking for a new car and i came across this bmw that has a salvaged title on it and i asked the guy for pic of the accident and the car did not look bad at all. Looked like he was a colision at a turn since its in the front right of the car and it didnt smash into whatever he hit becuase the bumper was still well on just hanging a bit from the side were it was hit. I asked why it was salvaged since it didnt even look bad at all. He said it was because of the airbags that deployed. He said he had them replaced along with the windsheild and bumper. The car is a 2011 bmw 3 series sedan with 63,300 is it worth getting? Its priced at $14.000 and im thinking of taking a friend who is a mechanic to look at it. Right now the car looks beatiful. Never would of known it was in a accident if it wasnt for him mentiong it. I just asked this question but what i noticed it that everyone is talking about the frame. The owner said there was no damage done to the frame. What about insurance though?




















































Can you tell me some real online payday loan sites?

Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What bankruptcy chapter is for credit cards only?


What happened to the free credit report band?


A Good Debt Relief Agency?

Thanks I’m going to try and call them today there are so many to choose from and I wasnt sure were to start THANKS


Where can i get a credit report?

Where can i get a credit report for free? I heard that you get 1 free a year? Thanks?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Question about my finances. Using overage check to pay off auto loan a good idea?

I have just started college. I am really enjoying it. Especially after being out of high school for 4 years. Anyhow, I am back into it and I have qualified for financial aid. It is an unsubsidized loan, with a total of a little over 6k. It is my first loan, and I intend to pay every bit of it. My employer reimburses up to $5,200 a year, which is more than enough to pay for a year’s tuition at my college branch. If my calculations are correct, I should receive an overage check of about 4k, which is the same amount I have left on my auto loan. I am being nailed on interest for the auto loan, which is 14.2 percent — I had no credit, no co-signer — so I had to bite the bullet of an extraordinary rate. So, I figure I will take the full amount of my award this once and pay off my auto loan. It will give me peace of mind because if I lose my job, I lose my car. But if I pay off the car, I can lose my job, but still keep going to school, for I do not have to pay back my loans until after I graduate. That way I can pay about $100 a month toward the overage check, paying it off well before I graduate. So, for the people that have had much experience with their finances, been through many hardships, tell me, is this a good idea? Am I thinking on the right track for a young age — 23?


How can I build credit with a Macy’s card?

If I buy one thing every month and pay it on time, will I be able to build a score? What is the best way to go about this? (I have no credit score)


My Experian credit score is 605″.?”

I don’t understand why I can’t get a credit card or anything in my name. I have a experin credit score that’s 605 in only 8 inquires in my name. Can someone give me advice. What should I do to increase my credit score?


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the benefit and process of combining two mortgages into one loan?

I have heard that you could combine two mortgages into one loan, I have two investment properties, one loan is for $142000 and the othe is for $130000, will it be possible to combind them and own one property free and clear ?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


Should i request a higher limit on my credit card or apply for a new one?

– Viking my friend. i always purchase little things on my credit card .. why ? to build credit. i pay it off quickly. usually THE SAME MONTH. but since i WANTED a tv i BOUGHT one. and can easily pay it off right now.. but im moving .. there fore im conserving money. sorry i’m not perfect 🙂 LMAO last line of my question .. theres always one smart*ss in the bunch.


Will I be denied if my birthdate is wrong on credit report?

How can I correct this, and how long will it take?


Best ways to handle a car allowance?

I have just been offered a $18,500 car allowance (payed weekly) for a sales job i am taking in a couple of weeks & i am wanting to know the best way of buying a car for tax purposes? I am a home owner so would i be best to put the car onto my home loan & pay off the one loan at a lower interest rate or i am better off financing a car through a seperate loan e.g bank loan? This is an important decision for me so any accountants or financial advisers are welcome to comment!!


How do I find my credit score on my credit report?

I recieved my report & can’t seem to find it. Is it only available on a separate request?


Free Credit Report? Yeah free my butt?

These guys charged me 12 dollars a month without me knowing it for 15 months while I was in Afghanistan. How come they claim to be free? What a bunch of A holes!!!


Anyone please tell me how margin works in Etrade?

I know that they charge me 7.24% interest rate but let’s say i have 5000 dollars and buy some shares on margin,5050, total of 10000 dollars of shares; and i will sell it a week later, then i buy 5000 dollars of shares and 5000 on margin, are they going to charge me another 7.24%? It’s confusing to me. Anyone please help if you understand what I’m saying. Thanks.


Can you tell me some real online payday loan sites?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


Personal Income Tax: Can you deduct bad debt from rental income?

I have used the accrual method in reporting rental income and expenses. That is, I report rental income when earned (not when I collect) and expenses when incurred (not when paid). My tenant (now an ex-tenant) owes me for many months rent that I have already paid taxes on in past years. It is a virtual impossibility that I will ever collect this. Is this bad debt deductible in calculating my net rental income? If so, can this bad debt be used to increase my net rental loss (i.e. is there any restrictions or limitations on the deductibility of bad debts)?


Does it cost $1 to change my address at the post office?

I was about to change my address online through the USPS website until I realized they wanted to charge $1 to my credit card for my security.” I always thought the address change was a free process. Is that not the case? I was wondering if I physically walked into the post office


Getting your credit report with your credit score all 3 bureaus?

How can I get my credit report from all 3 bureaus with all 3 credit scores? What Site and how much does it cost? * I already got my free credit report but not my scores * I want my credit scores


Is 764 a Good Credit Score?

I’m 18 years old and opened a credit card a year ago. Since then, I have made my payments in full, on time. I checked online via Trans Union and it said my credit score is 764. Feedback?


Bank’s auto loans & dealership finance?

What is the difference between your bank’s auto loan and the plan that a dealership offers you? Does the dealership even offer some sort of loan or payment plan? I think it will just be easier to get a loan from the bank b/c you can pay it online or have automatic withdraws. Or does everybody get auto loans from the bank? I really have no idea. Im buying my first car.


If i got a loan from amscot and its not oustanding can i try somewhere else and see if i can get another like the check cashing store?


How do i find out my credit history for free!?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Alaska USA Federal Credit Union. Can I view information about my car loan online?

STOP WITH THE SPAM ANSWERS


I am still in bankruptcy,will not be discharged for another 4 months,and in need of a car.What to do?

Do I stand a chance getting a new car or do I just need to wait? Please help!


Free credit report site?

what was the site to that free credit report, or that shows what’s on your credit, not your score? Thanks!!!!


Credit score of 552 from experian. Need suggestions on how to raise score from the dead. ?

My credit report from Experian states:Your report does not show any open, currently active major credit card accounts, such as Discover, American Express, VISA, or MasterCard. Should I just open up two or three secured cards or what? Or should I finance a hoopty and finance it over a year? Reasons for 552 Credit score; Chapter 13 three years ago that was dismissed after three months because I sold the house. a few Federal tax liens with balances still owing. thanks



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Don’t sugar coat it.. how much house can we afford? newlyweds 1st home.?

Everyone I’ve tried talking too has sugar coated the truth, and its starting to feel like this is the only place I have a chance of getting some straight answers. Our loan officer even tip-toed around the truth! Its a simple question.. how much house can we afford? We just got married and are gearing up to purchase our first home. We live in Lincoln, Ne. Our mortgage rate is going to be around 5.6% (we haven’t actually gotten that far, so thats only an estimate.). We make a combined annual income of around $27,000 and will be putting down a 5-8K down payment.. Our taxes will only be around $2,000 on the house and the insurance will be between $400-$500. (We’ll be getting the cheapest insurance that covers just the important stuff). Our loan officer said he can get us a $100,000 loan.. but that seems like WAY too much for our income. If you should only purchase a home that is 3X your annual income.. than we should only get a $75,000 home.. We have no other finacial obligations or loans.. we will only be making payments on the mortgage and bills. A 100,000 (with a 5K down-payment) is around $760/month. We make around $1200 bi-weekly. That just seems like we’re cutting it a little close going with that loan… what do you think? Also.. should we wait until next year and risk losing out on the $8,000 tax credit? There was talk about a $15,000 tax credit next year.. would we still be eligable?


Can you tell me some real online payday loan sites?


Does anyone know how to fill out the schedules A – J for a chapter 13 bankruptcy. I am filing pro se?


What should my friend do or expect from the bankruptcy court?

He owes about 15, 000 each to three different bill collectors. One of them just sent him a summons saying that he had to address the issue within 20 days. He has not a dime more than necessary to pay bills and eat. He is in Massachusetts-Boston to be exact-and he was unemployed for three years but has been employed for the last year. Should he try to get a lawyer right away? Thanks for any help that you can give.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 9000 too much in credit card debt?

I am trying not to use my credit cards anymore at all, but I am getting a bit worried about it. I make my payments on time of before time, and always more than the minimun. I work in a full time job and make 39k a year. But I am worried still and have no idea if this is too much or not. Of course i dont want to get more into debt I have had enough.


When is Sallie Mae’s Tuition Answer Loan Available?

when it starts that is.lol


Which of the following best describes the debtor s involvement with the bankruptcy judge?


Where can I find the maximum APR for auto loans in North Carolina?


Question about the President’s Choice Mastercard (PC Points) program…?

How many PC points do you earn per dollar spent if you shop at Loblaws store (eg. Superstore)? Is it 5 or 15?


Bankruptcy and refund after Bankruptcy?

I have come out of Bankruptcy and as i am self employed my Tax refund was rightly refunded back to my creditors. My question is that my accounting year is not in line with my tax year and my next self assessment has part of my accounting year for the period of my Bankruptcy, will the creditors be able to receive that as well or is the Official Receiver only interested in my refund for the period of & prior to my bankruptcy?


Where can I use my best buy credit card?

My ex says that he has swiped his at other stores, but there is no expiration date on mine, so how can I use it online? It is NOT one of the ones issued by chase, and it is NOT a rewards master card, which both say they are exclusively for BB stores. So can I use it in regular stores and online? I need to pay my rent, lol…


633 credit score is good for auto loan?


What are the best places/options for getting an auto loan? (Good credit)?

I may need to buy a ‘new’ used car in the next 6 months, and will need to get an auto loan. I have very good credit (750 range), but unfortunately I don’t make much money. What are the best options for securing a loan? Should I go to a credit union, try to get financing at the dealership?… Any advice on the process much appreciated. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to calculate mortgage monthly payment?

oh nevermind thanks 🙂


Can you tell me some real online payday loan sites?


The interest rate on an auto loan in May was12-3/8 %. By?

The interest rate on an auto loan in May was12-3/8 %. By September the rate was up to14-1/4 %. How many percentage points did the interest rate increase over the period?


What was the enron scandal?


Do you have to pay for a permit test if you fail it in Pennsylvania?

Also, is it possible to retake the test the next day?


What is a good online cash advance site to go to?

my friend needs a quick cash advance til her payday and wants to know whats a good one that doesn’t need to do a credit check, no verification, no faxing and without sending you to different lenders. If you’ve tried a few please help her cause I don’t know of any.


What are the links for credit report (the free report once per year)?

All the Free” credit reports on the web require credit card number




















































Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

CP2000 payment options?

I received a CP2000 notice in the mail the other day and would like to pay by credit card since I get 1% cash back and have 0 APR for another 7 months on the card I intend on using (so it looks like the fee would come out to 0.89% with my cash back from BofA). If I make the payment by credit card, how do I inform the IRS of this in the form I have to return to them?


Can you cheek your credit rate without a credit card?


Can i check my credit rating for free online without having to give my account details?


Best Travel Reward Credit Card?

I once had the AA citibank card but closed the account after having customer service problems. I’ve been using Discover travel rewards, BUT it’s not giving me as much as I want (10,000 points for a 100 credit, uuummmmm really?). I’m back to the point of wanting to sign up for a GOOD Credit Card with the best bang for your bucks. What suggestions do you have. Please provide me with the pros and cons of your card as well as the point features (???Points for a one way ticket, etc).

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Loan against flats purchased under home loan scheme”?”

I have Purchased 2 flats (ground floor same apartments) thru bank loan. The Value of both the flats when i purchased in 2006 was 15lacs. Now the current value is Rs.30lacs to – Rs.35lacs. I have a need of Rs. 8lacs, is it possible to take a loan against the same property because of its increased value, if not with the same bank thru another financial institution. Appreciate your valuable response. Thank you.


How can I fix my credit as fast as possible?

I need to raise my FICO score to qualify for a loan on a new car…..


I need an auto loan but just went through bankruptcy?

those sites are both great, the first one, I don’t have a credit card to get my credit score. 2nd one its asking me for two telephone numbers and I can only provide one (not giving out my work number) and will not let you move past that point. I don’t want my soc. out there getting checked a billion times in a day either. Something simple, maybe something that worked for a friend? (think I need to make some understanding rich friends) lol


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How many days late is considered slow pay” on your credit report?”


Is Loan Sharking” illegal in CA?” Is there a max % of interest you can charge someone?”

or can you just do whatever you want as long as ALL of the parties agree, and have time to look it over, get legal counsel if they want, but as long as everything is listed under the terms and conditions, can people just do what they want? We would be notorizing and recording everything.


Where can i get a payday loan on the web with out a credit or teletrack check.?


A few questions about auto loans?

I just found out my car is totalled and now i’m shopping around for a new car. I’ll need to get a new loan, but I have some questions. I financed the old car and made payments on it for about two years before the accident. The insurance company paid off the remainder of the loan, but there wasn’t really anything left over, so i’m back at square one. I would like to get a newer car, and my credit is ok, but i’m wondering what the best approach is to get the best rate. Should I go back to the same lender I had before? Would my chances be better with them since I was their customer before? Or should I try a different lender? If so, what are some good auto loan companies? And one last thing… I could probably increase my credit score if I paid down my credit cards (I only have two). But I was saving my money to put down a larger down payment. Do you think it’s better use my savings to pay down my cards and improve my credit and hopefully get a lower interest rate or should I use the money for a large down payment upfront? I could do a little of both I suppose. Anybody work in the auto loan industry or have experience that might want to share some advice? Thanks so much!


I dont have good credit but i want a home loan what is the best way to go about it thanks?


Sbi credit card on irctc?

I tried to book a ticket on irctc.co.in with my brand new sbi credit card, but it seems there isn’t an option to pay using a sbi card. There are options to pay using a ICICI card axis card and other cards, but not for sbi card.


Question about credit cards and credit checks?

Hi, I have a credit card that I use regularily. At the end of each month when the bill comes in I always pay it in full. Last week I put a very large expense on my credit card ($5000 for a vacation). It will not show up on this coming bill (I pay at the end of each month) so this money will stay on my card until my statement comes at the end of May. I’m currently also in the market for a mortgage. I’m wondering if having this vacation on my credit card will hurt me in my debt ratio. It’s the only ‘debt’ I have and I intend to pay it off entirely as soon as my statement comes in, but will it be hurting my mortgage and credit scores in the mean time? Should I pay it off imidiately or continue making interest on my money by keeping it in the bank until the money is actually due?


Do they still sell the old Pokemon games anywhere, in stores or online?

I’m thinking of once again getting a Gameboy Advance (if I can) and a Nintendo DS so that I can get all the Pokemon games and start playing them again, but I’m not sure if they sell them anywhere anymore, and I don’t think I can trust some online stores… Any suggestions or recommendations you might have would be very nice. Thanks. ^^


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I received a cash advance with no problems from this site, can there be a catch.?

I used this site http://www.cpaclicks.com/contextual.asp?a=2989&b=13007&d=0&l=0&o=&p=0 and received my cash advance, I have used this site 2 times with no problems, do you think there is a catch, everyone I know uses them too, without a problem, let me know.


Parent Plus Loans For Off-Campus Housing?

Can Parent Plus Loans be used for off campus housing? I know Stafford and Student Loans can be, but can Parent Plus Loans be used this way? Also if they can can you please post a URL with this information so I can show my parents the site. Thanks!


Closing costs on a 89,000 loan?

Just come to find out a few days before closing my costs have went up from my good faith estimate. All together I’m paying $5000 closing costs, and that’s with no down payment (conventional loan). Does that seem right for a $89,000 loan? Am I being taken to the bank per say? Thanks, Jason


Can you get a mortgage loan if you have felony charge on your record or if you are on probation?


Are there any lending companies that will do small auto loans on cars w/ reconstructed titles?

If so….what are the names of the company/companies?


How can I get a payday loan?

I need a payday loan , I have my paystub, but my crappy bank account is setup to where I can’t get checks. Chase. I need to get a payday loan , Amscott said they needed a voided check, and a paystub, what are my options? Can I get a voided cashiers check from the bank?


How do I file for bankruptcy in Arizona?

I live in Arizona and I know that there are some special considerations for filing bankruptcy in the state. I have no idea how to navigate all of the paperwork and I don’t want to mess something up – does anyone have any advice on where to start?


Is there a long term $400 loan (online) I can get that I can pay little by little like monthly?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I pay my car loan 3 months in advance how much goes towards interest / ammortization?

So my balance on my car loan that started 4-5-13 is $26484.69 with 18% interest, my first payment is due 5-18-13. I will be making my first payment early on the 27th, I’m paying 2 months in advance so a payment for $608 and another payment for $608. How much of the 2 payments will go to interest and how much will go to principle. Also how will it affect my ammortization schedule since my daily accrual is about $13. If i continue to pay every month will i always be 2 months in advance? Please remember my question has nothing to do with if 18% interest is high. I realize its about 14% higher than what I would like it to be. Please stay on track with the question.


I need ten thousand dollar’s by the end of the month How can I get money besides the lotto?

self explanatory


Is there a website that tells me my credit score for free?

NOT a report just my score.


Who are the best bankruptcy attorneys in Jacksonville, florida?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Gave my credit card info to scam/fake website. What will happen?

Hi I wanted to buy some shoes at shoesfy.com and I gave them my credit card information and my name and everything, they even asked for the name of the bank (issue bank) my date of birth, name…and it said that the payment failed so I did some reaserch and found out the website was a scam that pretended to sell real designer shoes at low prices. Should I be worried? I deleted the cookies of the website if that changed anything. Is there a way they can rob ALL of my money in the bank under that number of my credit card?


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?


Will a bank finance a car that has over 100,000 miles on it?

Here’s the deal i want to trade in my car which is worth only about $1,500 and finance a used a car for $6,000, thats all i can really afford. One of my co workers just told me banks will not finance any vehicle that has more that 100,000 miles on it is that true, can ayone enlighten me on this?


How do you get a work history report for free?

trying to do a resume

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question about student loans and cosigners?

Ok thanks . Oh loans


Where do I find a private person willing to take a chance on providing a business loan for me?

I was defrauded by a contractor….my friends helped me and I am in debt over 750,000 I can’t file bankruptcy…I am being sued right and left. I lost my house…home…business .vehicles.and my job……….I have a retirement fund of 600,000 plus and can’t take it out…I am at my end..I have a chance to start a business again and it will help me pay everything back. I just need help…I have no where to turn…I was blackmailed by the contractor and our lives threatened…he is in jail……..but he ruined my credit…my friends are coming after me legallly…If I can get one loan to pay everything back I can make it……..I would be able to make 5,000 a month payment……..I am even looking for someone to give me a loan on my pension……I receive 2353.75 every month but it is not enough to do anyhting.,.I am at my end and have no where to turn…………..Please find me someone…….i am desperate.


Tax Debt Relief Companies. Are they worth it?

I’ve just received a second letter from the IRS saying I owe taxes on a tax return from a few years ago. My first letter came about a month ago. Honestly, I can’t afford to pay it and I’m barely making my credit card payments. My brother in law told me that there are tax debt relief companies that can help me get into a settlment plan, but I recieved a booklet from the IRS that lays it out pretty well how I can do this. Is it worth it to use a Tax Debt Relief Company if the IRS tells me how to do this myself?


What is an interest rate range on a 72 month auto loan?

What kind of interest rate can I expect on a 72 month auto loan? A range would be helpfull (i.e. 7% to 11%). I am in the state of texas if that matters.


Credit report?

where can i go to check my credit report if i dont have a credit card?


How can i find out if i have credit problem or not?

I want to know if i have any bad credit in the usa online can some one help


Why were jews treated so badly?

Hi I am doing research on why Jews were looked upon as devils back in the 13th century? Do you know a good website that could help e with this topic? Thanks! 😀


Does anyone know where any place that I can check my credit score free?

I know there are places I can get my free credit report but what about my score? I have seen a few places but I don’t want to enter pay.


What the best interst rate for a home loan going rate right now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What’s the best way to get a free valid credit report?


Can anyone recomend a bankruptcy office Anywhere in the San Fernando Valley?

In the yellow pages, the numbers are either disconnected, the guy is out of the office until the second Tuesday of next week etc etc…..after calling about 4 pages, looked on line, same deal pretty much. Ok so has anyone had a good experience with any Bankruptcy office in the San Fernando Valley?


What does it mean in the Monopoly board game: mortgaged, unmortgaged and unimproved property?

I’m reading the rules of the classic Monopoly game and this is where it confuses me; is under Paying Rent: When you land on a property that is owned by another player, the owner collects rent from you in accordance with the list printed on its Title Deed card. If the property is mortgaged, no rent can be collected. When a property is mortgaged, its Title Deed card is placed face down in front of the owner. It is an advantage to hold all the Title Deed cards in a color-group (i.e., Boardwalk and Park Place, or Connecticut, Vermont and Oriental Avenues) because the owner may then charge double rent for unimproved properties in that colour-group. This rule applies to unmortgaged properties even if another property in that colour-group is mortgaged.


What are the pros/cons of an interest-only loan?


How long does it take to update your credit report after you’ve paid off your debt?


Why people go to pawn shops than banks? What’s the difference between pawnshops and banks?

What are their advantages and disadvantages?


Will a furniture store loan help my credit?

I’m trying to improve my credit score without opening a credit card account. I wanted to apply for credit on something i can actually use. Will this help me?




















































Where can I read Linger by Maggie Stiefvater online for free?

Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

A credit card for no credit?

what credit card would be good for me because I have no credit and visa and american express wont give me one because i have no credit


I want to file for bankruptcy…..?

i dont know how to go about it but i want to file for a chapter 7 bankruptcy because i havent made the best decisions with money in the past (1500 in cc bills) but my fiancees lil brother stole my new car that i got from a friend and wrecked it the day before i was going to get insurance on it and it left me with 7000 in damage to the other vehicle. i want to get rid of all of that but i dont know how the whole going about filing for bankruptcy works…. help please.? (no rude answers please)


What SECURE website can I go to -to check my credit report for free?

I lost my wallet with my Birth certificate and Social security inside a year and a half ago and I haven’t checked my credit report in a while -last time my bank did it for me -so I dont remember which site they used -please help I’m curious though I’m sure its fine cause I reported when it was missing -Thanks


WHATS THE BEST CREDIT CARD FOR FIRST TIMERS?

Im looking to get a credit card for the first time to get my credit in oder any suggestions where to go or who to chose? I would prefer something with low interest rates and a company who’s intentions aren’t to rip me off. Thanx in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a site to get a free credit report?

Some stupid people think freecreditreport.com is free if you go to that site you will find out that it is not free. Is there a real free credit report?


How can I start getting credit?

I was married to a man that bled me dry. He had very bad credit and used my name to get credit cards and others things. He never paid the bills. We have now been divorced four years and I pay my rent and utilities on time, but can’t get any credit. How can I show I am a good person without someone giving me a chance?


Rounding to the nearest tens place?

So if a number is 645, and when you round it to the nearest tens place, then it would be 65? Please clarify, I want to refresh my memory.


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit score?

where can i get a free credit score/report free with no credit card required?


Is there a free credit score that u can get without using a creditcard.?

What is your score if you have absolutly no credit on your credit report ? Do you get a score?


Best way to fix my credit?

Ok so when I was 18 I was stupid and signed up for credit cards and phones…dumb stuff. Now I’m 22 and I’m trying to fix all the mistakes I made early on. So I got my free annual credit report and started calling the places that were listed as negatively affecting my score. I worked out arrangements with most of them. So a couple questions; I thought that I would have some medical bills show up and there was nothing there. Am I just lucky that they didn’t get reported or is that separate? Also I’m a student so I have student loans out, one of them is showing that it is negatively affecting my score. When I called the loan company they said that I don’t owe any payments to them until November 2012, how do I get this adjusted? Where is the safest place for me to order a detailed version of my credit report because I don’t want to get scammed. I understand this will cost but I just want to fix this while I can so I can buy a house eventually. Thanks!


Student loan v.s auto loan?

if i own a lot student loan, is it possible for me to get an auto loan? maybe $8000 i’m 21 in college. i still have a year to go.


Refinance auto loan with us bank/cars inc.?

has anyone ever refianced their auto loan with this company? cars inc. who uses us bank to refi your car loan. it says i may be able to lower my apr% to as low as 5.99% and lower my monthly payments. please check out the web site and let me know what you think if you have never heard of them, or let me know what i should do. my current loan is is w/chase is 10.14% and 539.41 monthly payments for 6yrs (72months). www.autorefi.com


How can I reduce my auto loan monthly payments?

I bought my car about a year and a half ago. My monthly payments are $252. The thing w/ my car is they over priced it by about $4500 (we didn’t know till after). I was literally, LITERALLY cornered, against the wall, with the sales guy on his knees holding my hand begging me to buy the car. After about 5 hours of trying to get away, my dad and I said yes” to the car. Now


After filing for bankruprcy, when do banks and other lending institutions consider lending to you again?


Free Credit Report??

Does anyone know where i can get an accurate credit report with out having to enter my credit card number?


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i still get a auto loan with one already financed?

Hi i have a bad credit score but i have a sizeable down payment 3000 dollars do you think i can still get a auto loan i have one already but my mother uses that car its financed through wells fargo


Master Card Pre Authorization holds spooky 7500% !?

I just bought a pen drive cost 620BDT( including shipment) from here https://www.ekushey.com.bd/ I used my payoneer mastercard to pay the cost. It gave me receipt pdf showing 620TK. and my account deduced about 8.35$ which is alright( according to my calc it is enough to pay 620TK and some other charge) But what is bringing headache is that it shows Date: 11/16/2011 03:47 Txxxxxxxx Pre-Auth Transaction-POS Signature Purchase International SSL Wireless Dhaka BGD Local Currency Amount: [Bangladesh, Taka: 620.0] Amount to charge: $620.00 under Pre Authorize Transaction list i see SSL Wireless Dhaka BGD $-620.00 i am really having a chest pain seeing -620 $ for a pendrive. Should i worry about it? Will it lead my account to negative balance? I dont have that money. In fact it would take a year for me to earn that.


What kind of acceleration rate and top speed does the 2008 harley sportster XL 883 and 1200 have?

I am 16 and buying my first harley. I have narrowed it down to either the 2008 sportster XL 883 and the 2008 sportster XL1200. Does anybody know what the acceleration rate and top speed of these bikes? Thanks.


What does the payoff amount mean for a vehicle?


AUSSIES..has anyone here gone bankrupt?

my friend is in debt just under thirty thousand dollars.. she has two kids and is single and cant afford to pay it back.. one part is a car loan ( about 17 thousand owing) and a bank loan (about 8 or 9 thousand)not too sure she want to know how it works.. i have googled some info but it seems like there is differnent types of bankruptcy?? she know it will be on her record for 3 years she just want to know how to go about it


In terms of prostitution, what is considered equivalent of money?

If prostitution is sex in exchange for money or its equivalent – what types of things would be equivalent and what wouldn’t? I can understand gift cards, gift certificates, shares of stock, tangible items, jewelry, all can be equivalent of money. How about services or labor such as mowing the lawn or driving a limo? Or services such as housecleaning or auto repair? My other question is, if I meet a girl for a date and we eat dinner and I pay for it, then we go back to my place and we can’t help it and have sex – is that prostitution because I paid for dinner? What if I met a girl I liked, and she told me she needed a $500 loan, and I gave it to her, and we had sex. Is that prostitution too? What if I was dating a girl who lost her job and she needed money and a place to stay, so I outright gave her $1000 a week to take care of her. And we had sex every once in a while. Is that prostitution too? And what if I get married and my wife refuses to have sex with me unless I pay her money or babysit the kids on the weekends. Is that prostitution too?


I need a auto loan!?

I find myself needing a new car and as many of you know, times are bad in the economy. I have no credit history what so ever I checked my credit report and there is nothing but zeroes on the report. I am 50 years old and have always saved up my money and payed cash for everything. I have $51,000 in a money market acount getting 4.10% intrest. I was wondering what my chances are of getting a cash secured loan for a new car?. I thought although I could pay cash for the car if I took out a loan it might help me build a credit rateing better then 0. Does anyone know if a bank would likely give me a $25,000 auto loan if I used my money market acount for caladeral?


What is the statute of limitations on personal loans in NC?

A friend of mine loaned me some money a few yeas ago totaling over $4,000. As the years passed I had been guilted into working fo free in her restaurant, chauffeuring her around all because I hadn’t paid her back. We agreed on a settlement of about 40% of the principle. I can’t take a decent vacation or buy cigarettes without getting grief. Without a promissory note can she take me to court? And what is the statute for that? The incident was in 2005 And please no self righteous people saying yes u owe her just pay it” that wasn’t the question.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I refuse to pay back interest charges on payday loans need advice?

Basically I don’t owe alot, wonga 450, Mr lender 140 and quickquid 122.50…. But losing my job on 16th of January my prioritys are being paid 1st car insurance rent things like that. Can I refuse whatever they put on as interest like say I’ll pay you 140 450 and 122.50 no more. Anybody having problems with payday loans and what to do as hasslingvme everyday,getting annoying I’ve said as soon as I’m back in work I will pay you what I owe and contact you but right now I haven’t a penny. Any ideas or rights I have I will not pay any interest at all


Need to pay off credit…is a consolidation loan the best way to go?

I am $11,000 in Credit card debt. Would like to pay it down as quickly as possible at the lowest rates possible. NO DEBT CONSOLIDATION COMPANIES!! Was thinking about going to my local bank and asking for a personal loan, but I don’t own a home. What are my options??


Get me out of Payday Loan HELL!!?

I was foolish and got way in over my head with payday loans. I finally closed my account and now I owe about $2000 to six different lenders. Does anyone know how I should proceed? It seems like these debt consolodation places are as shady as the loan places. How do I pick and honest one that is on my side?


What are some loan companys i could i apply for a loan?

loans for home improvement



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How do i find a loan-shark in Nashville,TN ?

I need money to bid on: liquidation.com on: iPODs, laptops, cellphones, toys, clothing, etc…; that i can sell for 50% of retail& still make a bundle & X-Mas is 2x weeks away?


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


Credit report?

When I was was 19 I had my car repossed, stupid kid stuff. Now, I am responsible and paying everything on time. The only major thing is that repo. It happened over 7 years ago and the company is saying it was repoed in 2002. I have put in request to have this remove but I need evidence. How can I go about finding out the plate or any other info proving that the car has been resold. I have no info on the car, I threw away everything being it was over seven years. And yes I tried the DMV to no avail. Thanks for any help.


Has anyone heard of Resq Debt? and if so is it a legit company?

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25 years old and $18,000 in credit card debt?

I know, Im beyond dumb. Getting myself into this much debt was a HUGE mistake & even worse I have nothing to show for it. But what do you think I should do. I make decent money, have $0 in savings & pretty much live paycheck to paycheck because of all of my monhtly payments. I need to buy a house in the next 2 years or so & want to get rid of a lot of this debt. All of my bills are paid on time, but between rent, car payments, utilities, phone etc. I can only make a little bit more than the minimum payments. Do you recommend a consolidation or debt management agency or keep doing what Im doing. I transfer balances to 0% apr as much as possible, but I still have a few with interest and I still $18,000 IN DEBT. I hate this dark cloud hanging over my head! I need help!!!


I am a custodial parent in new york and i am getting ready to file a chapter 7 bankruptcy?

the non custodial parent owes back arrears is that exempt from my filing.also it is not a active child support case..Do i have to tell the bankruptcy trustee about it ? Are back arrears exempt property


Auto loan, no credit, no cosigner, just relocated…?

I moved to california a month ago and am in desperate need of a car! I am 18, have no credit, no cosigner, and I will start a new job here soon full time. I have been employed at another job for about a year but I dont know if that will help me. I need a car asap. I need a loan that doesnt look at my credit and wont care soo much that Ive been here less than a year. Or another way to finance my car.


I am looking for a loan shark in the Bedford area, I am really desperate, could anybody help me?


Buying a New Car and Auto Loan Online?

I just recently graduated from college and I make around 33,000/year (about six months at the job now), but it’s time for a new car and move on from my college commuter (157K miles). Are there any options to apply for a loan online and get some quick estimates?


If your credit score is 581 is that good or bad?

i had a credit card that i havnt used or paid fees in months and i went to freecreditreport.com and my score was 581….is that good or bad?


What are some trusted payday loan companies online.?


630 Credit score auto loan question?

I keep getting answers saying my credit should be higher. I don’t know what could possibly be bringing it down, and didn’t know enough about credit to know where it should be sitting. I have never had any credit cards (maybe that’s it) and recently I had a few negative items that were identity theft issues” but sent them proof it was not me and had them removed.. I don’t know if that will lower my score with having ever had negative marks on there but as of now it says there is no derogatory reports being made? Any suggestions?”


Where can I get holiday money that is not a payday loan if I have terrible credit?

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What is worse a horrific credit score, or bankruptcy?

I like turkey’s answer but ill leave it open a little longer to get more suggestions..its horrible to live in fear of having your wages garnished or your bank accounts zapped due to past mistakes… like i said my main concern is my apartment, which i wont be able to afford if my accounts are levied and wages garnished.so i guess i should take this as a rough lesson learned and file before more damage is done..


Where can I read Linger by Maggie Stiefvater online for free?

I really nees to read this book, and I can’t find it online anywhere!


Private Lender from the USA,please help. I can’t get any loans with my credit. In deep with payday loans.?


What is your opinion of check cashing and payday loan places?

Are they loan sharks or do they provide an important service to low income people?


How hard will it be for me to get a car?

Even with 13% interest my payments would only be 311 a month.. I make really good money as a bartender so swinging that is no issue.


I need to know if this is a scam before I go through with this?

I am trying to rent a house and I replied to an ad on craigslist and the landlowner sent me this e mail. Hello Maia


Is 527 a really bad credit score what do i need to do to make it better?

i have no ccjs or defaults just 2 missed payments and im not on the electrol roll what do i need to get up to till i can get things like contract phones and credit cards




















































Where can I get a true free credit report w/no strings attached?

Where can I get a true free credit report w/no strings attached?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Loan consolidation help?

No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?


What my little pony is Rainbow Dash’s best friend/friends?

My friends and i on psn have this my little pony joke im Rainbow Dash and we are best friends so what my little pony/pony’s are Rainbow Dash’s best friends?


Will I be approved for a 16k auto loan?

I am wondering if I will get approved for a auto loan of 16k. Vehicle is worth 30k, I have 14k to put down on it. Credit score from trans union (trans risk) is 709. Fico is 675+ being held back by 3 late payments 44 months ago. No late payments in the last 2 years. 2 auto loans in the last 2 years, one for 7,500 (paid off) one for 10k (still owe 1,800). One credit card with a limit of 1k and a zero balance on it. Total expenses between rent and my loan are 1050 a month. Take home income is between 3,800 to 4k. No debt other then the 1,800 remaining on the loan.


Does being cosigner for a auto loan improve my credit?

my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a good auto loan interest rate?

I’m planning to buy a 2005 Nissan Altima for $8500. The dealership is still running through their banks to find out what my payments would be and stuff. I’m also checking with my own banks, and my parent’s credit union to see what I can get. I really have no idea what I should be looking for in an interest rate. I don’t know what’s too high, or what is ideal. Of course I’m going to go with whatever is lowest out of the banks, but I want to know what to expect before I sign those papers. What should I expect for an interest rate? I owe almost $3000 on my credit cards. I have a $5000 student loan that I haven’t started paying yet (because I’m not done with school) and my credit score is almost 650. What’s a good rate and what should I expect?


WHat to do? Sallie Mae, Allied Interstate….?

I filed chapter 13 bankruptcy 5 years ago. I finished it a year ago and was informed that private sallie mae loan was defaulted and turned over to Allied Interstate. I contacted them after my ch 13 was finished. Allied Interstate said that After I pay 3 months of payments that they can put me in the 0.01 percent interest payment plan since my loan has been charged off. This has never happened. After 6 months I would call Allied and they would tell me something like check next month. Now it has been 9 months, and Allied has told me that there is nothing that they can do, and the guy tried to get me to settle with them ,and find a loan somewhere. Every time I call Sallie Mae, they transfer me to Allied Interstate. I have been making these payments on time for $400.00 and my loan total has been going up instead of down. What can I do?


Have you filed for bankrupcty?

I’m really thinking about filing for bankruptcy, I have 16000 in credit card debt and I’m unable to refinance my home to a good interest rate because of my debt to equity ratio. I talked to a lawyer and I forget now which chapter I’d be filing under, I believe it was 13 but could be 7. It was the one where you don’t pay back anything. Anyways, I was wondering, overall, is it worth it? what sort of problems did you encounter afterwards, etc..


Where can I get a true free credit report w/no strings attached?

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Companies making mistake on your credit report after bankruptcy. what can you do about it.?

they are still trying to collect on discharge debt;using different collection companies.


How high does a beacon score need to be in order to co-sign for a auto loan?

how high does a beacon score need to be in order to co-sign for a auto loan?


I am trying to find out if my bankruptcy has been dropped?

it is filed in georgia i need a web site so i can find out information about it


Best font websites? free or with letter setter?

where can i find great free fonts, or websites with letter setters” to test the fonts before i buy them? I know about 1001 free fonts


Concerned that I might become victim of Identity Theft/Fraud. How to protect? Additional details are below:?

I sent a completed application to Bank of America to open a new Brokerage Acct with a copy of my passport, copy of my driver license, my social security number, my checking acct no and bank routing number by fax. Bank of America said they have not received the faxed documents. I am really concerned that if these documents fall in wrong hand, it can misused for any purpose. I am 100% sure that the Bank received the fax since I have fax confirmation receipt. Can you please advise me on the followings? I will close my bank account. But the submitted documents can be misused for getting loans and credit cards etc. How can I protect my self against this? Is there any insurance available? I really want to complain against Bank of america since the bank is taking this lightly and hesitant in doing any investigation of this issue. I am just a small customer which means nothing to the bank. Is there any organization where I can submit this complaint against this bank?


What did Nathan Scott do that is related to shaving? ONE TREE HILL?

in the episode i forgot to remember to forget, nathan said he was happy that no one mentioned shaving….


Where can I get a fast loan for $1000.00. I will lose my license if I don’t get it. Someone help!?

I need a loan quick! Does anyone know of any payday loans that are gauranteed?


I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?

I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?


Where can I get a true free credit report w/no strings attached?

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Why wont best buy approve me of a dang credit card?

I am very confused on why I cant get a credit card from best buy to try and help reduce the cost of my laptop for college??? I have good credit for being 19 and I have been maintaining my current credit card for a while now have not missed one payment on it i use it to build my credit so I cant figure out why best buy will not approve me for one. my friends all got approved any idea why i cant??


Do auto insurance compaines have to view the damaged vehicle?

My boyfriend and I were recently in an automobile accident and he doesn t have gap insurace so he s freaking out about his car being totaled and the fact the value of his car is less than his loan. The girl who hit us, her auto insurance company is coming to view the car, and he s conviced this means his car is totaled. Is it common that insurance companies look at the car to see If damage is present or does it mean his car is totaled ?


Any experience with a ‘bad credit’ auto loan?

Does anyone have any experience with bad credit” auto loans? For example: roadloans.com. My credit is poor because I am only 22 and have had some issues with student loans. I would rather have the loan before going to the dealer


Question about loans in america?

Does anyone know whether british students studying in american can get out a loan? Thanks


Loan against 401-K?

I was told I can go to a bank and get a personal loan and use 401-K as collateral for the loan. My credit could not get me loan alone. I need about 2,000 dollars and have 16,000 in 401-K but only vested amount of 5,000 Can I get loan against it?


Can you get a small auto loan based on your good credit?

I’m 21 and I am self employed, I have had a credit card since I was 18 and it has always been in my name. I have never made a late payment so I’m sure that my credit score has to be decent. I’m wondering being self employed can I get a small auto loan for like 2500-3500? I also can get a cosigner if I have to. I’m just worried that they will see self employed, and I don’t have any paystubs for my wages, and also I bank through a credit union which might make it easier.


How can i get a free credit score without paying money?

i would like to check my credit scores so i can fix my credit . So I can get approve for a business loan and grant . I have been released from prison. And would like to start my own food business .


What online stores accept Checking Account info as payment BESIDES PAYPAL?

Want to shop but los my wallet and my credit cards.. Need to get a present shipped ASAP but can’t find any ONLINE stores that accept CHECKING Account info.. What happened to them??

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Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


How can I file for bankruptcy?

I need some info on how to file for bankruptcy….


Is it better to apply for a personal or auto loan online or in person?


Where should i get my first credit card?

19 years old full time worker (5 out of 7 days 40 hours) Student( 2 out 7 days. 4 classes) Where should i start to build credit as less stressful ?



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How can i get an homeimprovement loan after bankruptcy, of 2 years,and low interest rates?


Where can I get a true free credit report w/no strings attached?


What is the implied tax rate on the highest quintile?

What is the implied tax rate on the highest quintile? Highest quintile: 2007 income= above $100,000; average income= $168,000, share of total income for the U.S. = 49.7% this is all of the info that I was given and I have to find out what the implied tax rate would be for this quintile.


How does a preapproved car loan work?

I’m about to get a new car just dont know what yet. Want to get the loan today because Friday Im going to go look. Want the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the money that is on the loan how would i use or return it?

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Is 4kids finally bankrupt?

They’re ruining anime as we know it and worse yet made them sing the national anthem… wth!!!


How long will it take to pay off a $5000 loan by paying $50 a week? ?


I got an Auto Loan with CapitalOne, question about model year determining APR?

Hi Guys, I just got approved for an auto loan with CapitalOne, and I’m very confused by the book with the blank check they sent me. They have a chart it in that looks something like this… The model year* of the vehicle purchased will determine your APR. Model Year | APR | $8000 | $13000 | $15000 ————————————–… 2008 or Newer 6.70% 2007-2004 8.05% 2005 or older 9.30% -1 or older 7.30% Thats all they say… It doesn’t make sense, it’s ambiguous. So if you bought a 2005 you have the option of taking 8.05% or 9.30%, haha. I know that’s not right, but seriously they should of given me more info. I looked on their online calculator and I guess it also goes by if I purchase it at the dealer or not. So if I bought a 2003 from a dealer it will still be 9.30% no matter what? Last time I checked my score was 725, think I could get a better deal out there?


Are there any home loan programs to stop forclusure?

2 part question, we refinanced and our payments are about to double, we can not afford them, my husband makes less than he did when we refinanced, so we will not qualify, withthe market I doubt we can sell, is there anything we can do? Would filling bankruptcy help or hurt?


Caculate the monthly payment for a $6000 loan @ 1.99%APR?


Can cash from a loan be recorded as a revenue on the income statement?

I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?


Can the payday loan people call you and threaten you with arrest?

I live in california and got a payday loan about 4 years ago at that time I had every intention to pay back. But I had unexpected withdrawals from my bank account that put me at overdraft. Right now I have been unable to pay them back because I have more debts than what I make. I recently had a baby also and have been on disability which is less than what I would make at work. They called my mom and told her all about this( are they allowed to disclose information to other people other than myself?). They told her that I had to call them back that same day or they would send someone to arrest me.


Best private loan provider for nursing students?

I will be entering am accelerated BSN nursing program and will need a private loan to cover the rest of my tuition.


How do i get negative items off my credit report?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will I qualify for a Car Loan???!!?

I have $6500 to put down, I have had a part time job that I have been working at for over 6 months, I make around $300 a week but I am a full time college student and have no expenses (student loans/pell grants pay for everything). My car just died and am in dire need of a new one and I want to get one that will go for a while with low miles. My reason for financing (6500-7500 dollars) is to make payments to increase my credit score because when I graduate my debt-income will be screwed b/c of all the student loans. Bad thing is, the only option for a cosigner would be my parents whose credit score is low (~600-620). I want to get approved for $6500 or $7500 so I can go ahead and spend 13-14k on a good solid honda or something with low miles. Will I get approved alone? Would it help if I got a cosigner with a 600-620 credit score? How much will I get approved for?


Where can I get a true free credit report w/no strings attached?


Does anyone know how I can get a payday loan that I don’t have to pay back for at least 3 to 6 months?

Hello, I am interested in getting a payday loan or cash advance loan with no credit checks. I do not get Direct Deposit and I need at least $1500. I would like to know if there is any place in Santa Clara County California that offers this loan with no payment due until 3 to 6 months???


Where can you do a free credit report without giving them you credit card information?

I am wanting to do a credit report but I want to do a FREE one….Any suggestions? I don’t want to give out my credit card information either….


Is a credit score of 627 bad?

I recently applied for a credit card and was rejected because I have a serious delinquency”. This “serious delinquency” was me at 18 having my first credit card and not knowing I had an $11 balance on it for over 3 months. Bank of America (whom I had my credit card with) closed my account and sent it to collections. For $11. That was the only reason they listed for rejecting me. Also it stated on the back they got my credit score and it’s at 627. For a 21 year old college student


Chapter 7 bankruptcy, your car is over 5,000 will the courts allow you keep it by paying payments to trustee?

I am looking into bankruptcy, the only on the bubble question is that my vehicle my be worth 10000.00 and I used that for work. With bankruptcy laws the value is only 5,000.00. Will the court let you make payments to the trustees if they want to liquidate it.


Is sub-leasing a car illegal in California?

I have really bad credit and even though I have been making payments, it still is in too bad of shape to get a car loan, so I agreed to take over someone else’s car payment and sub-lease it from them. He had told me that the car was in his name and we agreed on an amount. He agreed to give me ALL the paperwork a week after I picked the car up from him, so I have been paying well over a car payment amount to get it paid off as quickly as possible and now he is telling me it is actually in his Uncle’s name along with his, and that his uncle has no clue he’s selling it because, It would make it too complicated.” He has lied to me and made excuses and I was wondering




















































How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If im given a 500 dollar limit on my credit card do i have to spend that entire amount? just wondbring if i have to use ful amount then….?

Repay or can I lets say only use 250 and repay. I guess what im asking I will I have to pay the full credit limit if ive only used some. Or do i just pay what I’ve used.. old help lol. New to this. Just trying to build my credit


Best Credit Card Company?????

I’m 20, and want to start building my credit with my first credit card…..which company would be my best bet???


VA HOME LOAN CERTIFICATE OF ELIGIBILTY?

I went online to ebenefits and (applied) for the VA Certificate of eligibilty and received it the next day. Does anyone know what happens now that I have that? Does that mean i’m approved for a home loan? Or does this mean if my credit isnt up to 620 i will still be denied? I have like a 600 credit score with the certificate of eligibilty in hand.. What or is there anything I can do with it? Thanks…


Free Credit Report Online – I need something free, instant and easy. What is the best site?

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recommend the best site to use? Something like a free credit report comparison would be awesome or even just somewhere that I can get more information about free credit reports. Many Thanks!

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Can I get a good faith estimate without credit report being pulled?

I do not want multple inquiries to my credit report.


Best tenor saxophone reeds for marching band/pep band?

I’m learning tenor saxophone and am going to be playing it for pep band/ marching band in high school. I’m on 2.5 reeds, which brand/kind of reeds would be best for playing marching band? http://store.daddario.com/category/146174?language_id=1&currency_id=1


Taking out a loan?

How easy would it be, and is it possible to take out say a 3,000, or 4,000 dollar loan? im 16, and not to sure on how all this works. any and all information on how to take it out, how i will pay it back, would be appreciated. BTW, money is going towards a car. and i know i might not be able to if im 16, but i can get my mom to do it. i just want to know what im talking about when i start that conversation with her.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My dad wants us to take over his mortgage. Whats the best way to deal with this situation.?”


Is having good credit overrated?

Im 24 years old, almost 25, and since my sophomore year in high school, i began working on building credit. My dad has an 800 credit score and never had a problem financing anything he ever looked at, property or autos, and i was always told never underestimate the power of good credit”. So since high school i have 4 credit cards in excellent standing


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


What kind of auto loan rate can i expect with a credit score of 700?


I have a credit score of 614, can I get a mortgage loan?

I filed bankruptcy about 2 years ago but has had a clean credit history since.No miss payments, no deliquency, I make about 40-45K a year, I have about a 23k auto loan out, I was wondering was its possible for me to get about a 80-90K mortgage loan and If so who would be the best lender/bank to go thru with my credit and income.


Should I even worry about my husband credit card?

My husband got this credit card shortly after getting out of boot camp but failed to ever really mention it to me. Now its a year later and we are going through a mild debt situation when he springs on me that he has $700+ he needs to pay off on this card. I was surprised and a little annoyed he didn’t tell me since we are trying to get financial straight again and are normally very open with things like this and we share the same bank accounts. Around the time my husband got this card we were only engaged and living 2000 miles away due to military. He had just lost a significant amount of weight in boot camp and got very cocky which wasn’t pleasant for me. He pretty much acted like a smart a**. He went through a phase where he would fib constantly about things as well saying he was abused as a child and says he still feels the need to lie because that what he grew up doing until he moved out. We talked, he got he head on straight again. End of story. So last night we got to looking at bills and the hidden credit card came up. I asked to see how in the world he could rack that amount of debt in only Tech School and he got mad at me!! He became very frustrated and distressed. Is it just me or wouldn’t you think he was guilty of something with this card with the way he burst out on me? I was calm and he just but a huge wall up and even started tearing up! He claims there is nothing on that card but an xbox and then he cant remember the rest” apparently. Call me paranoid but something smells fishy. Am I wrong here people?”


Requesting credit card limit increase??

will it lower your credit score??


How to purchase 3class(ordinary )railway tickets through internet.?


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know any loan shark phone num in singapore??? thank!!!?


Bankruptcy and civil suits in Oregon?

I just found out I’m being sued in civil court for $80,000+. If I file bankruptcy, am I relieved of the debt? And should I file before or after?


Where does a person go to find a real loan shark?

Private person who can loan $20,000 for 24 months, with $1,000 month payments


Bank declined my auto loan, is there still hope from dealership?

I went and looked at a used jeep wrangler sport the kbb value is $6000. Thats what I told the dealship I would pay for it. I told them I would throw $2000 down for the down payment. They agreed ran my credit and my score was 719 which is good, BUT my credit history sucks since iv never taken out a loan or anything big, just made cell phone payments for a few years (im 22 years old). The dealership said they would still try to get me financed. I wont know anything till tomorrow. Called my bank just to see what my rates would be if I went through them. They declined me which is making me think im definitely going to get declined on the $4000 loan the dealership is trying to get me. Is there any hope I may get approved tomorrow or should I just forget it. I make about $2200 a month steady job for 3 years contracted to the county. And live with my parents at this time (if any of this info helps).


Help!!!! Is http://studentconsolidationaid.com/ a legitimate business?

They say they are an affilliate of the Military Debt Management Agency, Inc and link to the BBB page on their website, but I cannot find any more information about them. I gave them some personal information, but am having some doubts and I need to know if I need to take some precautions. Please respond ASAP. Thank you.


I have bad credit and I recently filed bankruptcy in 2007. I want to get a loan to pay off bills in advance?

Who will give me a loan in my situation?


Can I pay my auto loan payment at a local branch?

I have fifth third bank for my auto loan. Instead of mailing the payment can i make a payment at any local branch?


BALANCE INQUIRY ON PAG-IBIG SALARY LOAN?

hdmf loan villones, napsa

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much debt do you have?

Tigg, although I am ashamed to say that we borrow, we do borrow wisely! Thankfully, all our debt is interest free


Where can I get a loan for $2500.00 in 2 days?

Please is there anyone that knows where I can get a loan for $2500.00 in 2 days? We don’t have time for a bank loan, I tried that takes much longer. We had someone steal over $6000.00 from us. We need to pay our mortgage and utilites. We would go to a loan shark if we knew where to find one. We are in Saginaw, Michigan if there is anyone that knows where we could get help. We will pay any fee at this point. We need to keep our house payments up. Please any advise is appreciated. You can email me threesenough5@yahoo.com if you have any advise.


Mujahideen, Taliban, Al Qaeda?

Uninformed ignorant individual in need of clarification. All these three groups came from Islamic roots in Afghanistan during the Soviet invasion. That much I know. I may have a misconception though and I need help on clarification. Al Qaeda was organized by Osama Bin Laden, yes? Well the US CIA supported the Mujahideen Freedom Fighters” with weapons and money


Are banks giving out 30 year mortgage loans to senior citizens?

On low income but can afford the mortgage payment.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Creditor in bankruptcy proceeding. need free legal advice?

I am a secured creditor (secured by inventory) in a chapter 7 bankruptcy proceeding. I am not told that the inventory was sold which happens to conveniently fall under the limits of personal exemption. A significant amount of Cash money has been recovered by the trustee who now says that I should file amended claim to changed from secured to unsecured because only unsecured claims get paid by the estate. question: do you think I should change to unsecured? question: does this mean I don’t have a priority in the distribution that the distribution will be split evenly among all the unsecured claims or does it work on a % basis? any help would be greatly appreciated.


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Are there any legit online payday loans?

Online payday loans?


Can your parent get a parent plus loan if they have a credit score of 560?

Are you sure? Please say what your source is of the information.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I just checked my credit score and it’s very poor” – can i get an auto loan?”

I don’t have any delinquent accounts but i do have a mortgage, car note, student loans, credit card debt, etc. With a $1000+ down payment and paying off my current auto loan, could i still qualify for a new auto loan on my own?


Who’s the band on the FreeCreditReport.com commercials?


Is avant credit for bad credit a good site for a loan?

I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?


How do I go about checking if a bankruptcy is off of my credit report?

I had a bankruptcy discharge of debt in Nov. 1998 in New York. I was told a the time it would drop off my credit report in 7 years, but it is still on there. I know I have to write to the companies, do I have to write to all 3? What info do I have to provide them with? Thanks!


Has anyone borrow from overseas money lender for credit card debt consolidation? Are they trustworthy?

How can I solve my credit card problem? I owe about 50,000 sgd from credit card company. I have bad credit and the banks wants me to pay minimum payment that I cannot afford monthly, or else they will seize my properties. I used to pay about 1,600 monthly, but the debt grows every month due to late payment, lawyer charge, interest etc. How can I get out of this mess, I am planning to borrow from money lender to consolidate the debt and then pay montly at lower interest. Is there such organisation that lends money for debt consolidation in singapore? I have been in contact with overseas money lender that is willing to lend 50,000 at 5% interest PA but I have to pay initial charge at 800. Are they trustworthy? I can hardly make ends meet now. Please help…


If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus

If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus? I’ve heard from a CPA’s assistant that they can only report you if you are more then 30 days late—-is this true? I live in CA


What is the credit card statement(PayPal)?

Q: Where do I find my PayPal code? A: Your unique, randomly generated 4-digit PayPal code is displayed on your credit or debit card statement next to or near the PayPal fee. In the item description section, you will see it next to the word PAYPAL. Allow a few business days for the PayPal code to appear on your online card statement. If you do not have online access to your statement, you’ll need to wait for your statement in the mail. This was the answer on the paypal help. well it didn’t really help because i still don’t know what and where the ‘card statement’ is or where i should look for it. and they charged me 1.5 $ which i’ll get back as soon as i give them the code. any help, please?:) oh yeah, and i waited a few days so i should have the code by now. READ: like i said. i don’t know what the credit card statement IS. so don’t tell me the code will appear there because i don’t know what it IS.


Where can you get a persoal loan,not a payday loan,if your credit score isn’t perfect?

Sorry I misspelled personal


What is the best website to go through to check my credit score regularly?

I have a bit of debt and I want to monitor my score and report as I pay off my credit cards. It doesn’t have to be free, just as long as its secure and safe.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i file self employment if my.dad claimed me as a dependant on his bankruptcy application ?

I am so confused this is my first year being self employed. I want to file taxes but my dad said I.was a dependant when he filed for bankruptcy. We have 6 people in our home including me, is it.true that it will affect him if I file taxes


How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Looking for a payday loan that doesn’t lie about guaranteed approvals?

I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I’m sorry we cannot approve you loan at this time. These sites should not be allowed to do this. To me this is false advertisement and the company should be reported to the Attorney Generals Office in there area.


Closing costs and down payment on a $55,000 mortgage?

With a mortgage of $55,000 what would I need to put down as a first time home buyer? Also can someone please detail closing costs for me? I am new to home ownership and looking for any info I can gather on the amount I need to put down for a mortgage this size.


Anyone know anything about VA home loans?

To G C, My husband bought this home about 6 years ago because it was a cheap buy and he paid it in cash. it was built in the 1960’s and is only a small 2 bedroom and there is 4 of us. In order to get this house up to code we would have to rip it down and rebuild it from the ground up. My husband only paid $12,000 for the house and land with cash. At the time he was single. But now our family has grown and we need a bigger house and a safer home, one that is not in a dangerous nieghborhood. I am currently attending college full time to make a better life for us so we will have no problem affording a house payment.


Is an on-line cash advance safe?


FHA vs. Conventional ??? HELP Anyone?

Can anyone tell me the difference or advantages between an FHA, or a Conventional Mortgage or viceversa




















































WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is YTS Management a scam?

I just got an email from YTS Management offering me a full-time position. It sounded a little fishy so I though I would do some research on it. I can’t find anything but the website and all the tabs you can click on have the exact same info/layout. I’m definitely sure its a scam but I would like to find some more information on it. Has anybody run into the same thing and found out anything with this company”? Here’s the link to the website ytsmanagement.com”


So, I stupidly took out a payday loan at Check ‘n Go…?

And it’s due Wednesday. Even if I repay the loan and then take out a loan again, I will be short what I need to pay my bills. Is there any secret to extending the loan, or at least extending the time before they cash the check, without any fees being due Wednesday? Even a couple weeks would make a difference. I live in Michigan.


Bankruptcy and finance.. debt etc?

If a good friend of yours has had serious financial misfortunes lately and is unable to meet her debt payments, what advice can you give? Be sure to include the topic of bankruptcy because she has heard that it eliminates all your credit problems. In your discussion, distinguish between straight bankruptcy and a wage earner plan.


Calculating my mortgage rate by credit score?

What are the average mortgage rates right now for a 30-year? I have a credit score of 746…will that help to get a lower rate?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Which bank(s) will I be able to get an auto loan approval from?

I am in the process of rebuilding my credit, and am looking to finance an used car. My credit scores currently hover around 660. I have had no negative factors, aside from a couple of inqueries in over 2 years. There are several judgments and public records previous to that as well as an auto loan repo 5 years ago. I have had my job for 14 years, and little debt – 2 credit cards with less than 1/3 of my limit being used. I’m planning on purchasing a $23000 car and paying $5000 cash down payment. I don’t want to rack up more inqueries but also want to get the best deal. Please help!


Filed for bankruptcy house not fully covered! HELP!?

I filed for bankruptcy. I was told that the house myself and the of two my brothers own would be protected. I never said I lived in the house. Know where does it ask in the paper work if I live in the house and no one asked. Now I’m told that only 23,000 some odd dollars is exempt! I owe 33,000 some odd dollars. I was being sued so the only reason I filed was to protect the house for my brothers. I made an educated guess as to how much the house is worth. I guessed it’s worth is $150,000 so my share would be $50,000. I did not take into account the condition of the house or the lot. It still has the original heater, no air conditioning, the leach line has not been replaced since the mid 80’s, the carport needs repaired or replaced, the drive way is cracked and need replaced. It has single pane windows There maybe other things as well. What I need I think is an appraisal of the house by a realtor. I need the house to be less than $100,00 so it won’t be worth it to the trusty to sue my brothers over. Just don’t know how to go about getting one with out letting my brothers know. I’m hoping I can take care of this on my own, so to speak! The trusty wants to settle for $10,000 up front or make payments of $800 a month for 18 months. I’m on Social Security Disability and receive $1168 a month. He said that the there would be no interest on the payments, but in affect there would be because that is a differences of $4,400. My brothers don’t know I filed for bankruptcy because I thought I had the house covered. One has a family and a mortgage and the other is working part time. So neither of them can help. Oh and the house is being rented. My brother takes care of that so does what he wants with the money. I don’t see a dime of the money! I go to court 01/05/2011 I need help ASAP!!!!!!! P.S. The house is in Durham, California. The zip is 95938


Can you surrender a home voluntarily in a Chapter 13 bankruptcy?

I hear a lot of people always say You can keep your property under Chapter 13″. What if you don’t want your home becaue it is the main source of you going bankrupt?”


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after a Chapter 7 bankruptcy is final?

I’ll leave out the details but I am almost certainly going to file. Already spoken to 3 lawyers and picked one. Would like to hear from folks whov’e been through this in the past. I’m curious what life is like” after it’s all said and done. Do you have regrets? I never in a million years thought I would be ever filing bankruptcy but I started a side business 6 years ago and it’s failed in this economy. And I’ve spent every penny I had saved up. I’ve been told after it’s discharged


Does anyone have experience with FHA (home) loans?

Is it better for my husband and I, with bad credit to work on our credit for 2 year, improve it as much as possible, and get an FHA loan, or should we make a 5 year plan and perfect our credit? Mind you, we have a 5 year old, and want to add a baby in the near future, and don’t want to live in an apartment for much longer, and don’t want to be in an rental house for very long. (But we’ll do what we have to to get a nice house for our family). My husband will be making $30/hr, minimum, and I’ll be done with nursing school in a year.


Must you pay off an auto loan before trading in your vehicle?

I purchased an Acura RL back in October 2007. I have an auto loan with Navy FCU. When would I be eligible to trade in my vehicle for another vehicle of equal or lesser value?


Student loan refund?

I just got an email from my school saying Due to recent changes affecting your tuition account with ECPI University


Renting my house out, should I tell my mortgage lender / switch mortgage?

Hi I’m currently living across two places and want to rent my house out to cover/contribute to the cost of the mortgage. If I pursued this, and didn’t tell my mortgage company, what bad can become of it? In these difficult financial times, wouldn’t they just rather have continuity of the payments still coming in? I know people that rent properties out and pay buy to let APR’s that are a lot higher. I also know people who have rented out their house and they have had no problems with not telling their lender. Should I tell me lender or not? This might mean paying an arrangement fee of a few hundred and a much higher APR which if that high, I probably wouldn’t bother with. Thanks.


Best way to pay off a personal Loan?

We took out a loan (10.5 Interest Rate) in 2006 which is due to complete in 2014 but we want to pay it off quickly. We have £10,000 remaining to pay off which we can do in 6-8 months by paying between £1245-£1500 a month. Tried to set up ‘additional payments’ with bank and they gave 2 options: 1) make additional payments and settle the amount 2) put the additional payments aside in seperate account then settle as lump sum in 6-8 months and bank will pay back the interest they’ve charged for 3yr period as we’ve settled 3yrs early. Not sure if we can trust bank to give advice for our benefit………please advise!


How often can I apply for a credit card?

I have a credit card with a high interest rate and would like to transfer my balance to a credit card with a lower interest rate so that I can pay off more principal and a little more quickly towards being debt free. I understand that applying too often for credit cards can damage my score. If I’m not approved for a credit card from one institution, how long should I wait before applying for a card from another institution?


First time home buyer?

My husband and I are looking into buying our first home. The home costs 190,000 and we have a gross monthly of 2,500. Our credit is not very good. But my grandmother has agreed to cosign the loan for us, and her credit is amazing. Tuesday I will be talking to somebody at the loan office, but until then I was just wondering if we can afford that? I was looking up monthly payments on 190,000 loan and it was around 550. Our rent right now is 450, and we get by with plenty of extra. All help is greatly appreciated.


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to qualify for private school loans?

Hi! I am attending a college this fall that does not accept government funding in any way, not even personal federal loans. I have to find private loans for the next two years but I don’t think I have a credit score at all. I am 19, have worked in the same job for 2 years, have had a checking and savings accounts for 2 years, and have never done anything bad to my credit ( i.e. bounced a check, declared bankruptcy, etc. ) I have taken distance learning classes from my college for the last two years and have paid for those myself. To complete my degree I have to actually go to the college and I will have to pay about $20,000 a year. Will it be possible for me to apply for a PRIVATE loan, that size, by myself??? Thanks………


What is the longest term on a car loan and what companies have good rates?


How can i get a cash advance from my tjx mastercard without pin?


Can I get a car loan with a 597 credit score?

My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know it’s still low. Now I’m in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One………..I would prefer not to go through the stealership…………any info……..thanks


Immigration and credit report?

I’m the petitioner for my illegal husband . I may have to file bankruptcy. Does this affect the process? Do they check my credit report? I had been in my job for 6 years and i own a home that I’m going to keep. please help!


What is the maximum credit score any one can have?

I know it is somewhere above 800. What is the realistic score anyone can acheive?


My auto loan was charged off?

No.. the car was totaled & sent to a chop shop so there is no physical vehicle for them to repossess & the bank knew that because i went to thier branch to sign the poa for the insurance company …


Should I trust my mechanic?

well he’s not mine but my cousin referred him to me. my sister has also gotten her car fixes by him. but he’s been giving me the run around. he told me to come in last Thursday and then I come and be says come back Friday, he’s too busy. then I come back and he tells me to come back Sunday. I come and then he tells me to come today. I don’t know if I should and I’m not understanding why he’s not keeping his word when I have 300 waiting on him.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where is the site for a FREE credit report. from the 3 credit bureau for the year?


Where can I get an International Loan?

Hi, I live in israel and I need a loan ASAP. Does anyone know companies whichgive out international loans? thanks in advance


How can I improve my credit score?

I am trying to improve my credit score, I have already paid off 2 old credit cards and paid back a cell phone company i owed money to. Now I only have one credit card that I don’t use and pay it on time every month and pay more than the minimum balance. I cannot get any other credit card b/c I do not get approved and cannot get a car b/c i do not have a job and I do not need a car b/c I already have one. Thanks


Is there anyway to expunge a repo off your credit report?

i was a few months behind and it was not a buy here or pay here lot, i tried making two payments but my check bounced



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there any place to get an auto loan that does not require an income of $1500?

I am a 21 yr old single mother of a 3 month old boy who attends college online F/t and works as a waitress p/t at a resort. Is there any place to get an auto loan for a student that does not require an income of $1500? Paying in cash is not an option, I want to find a loan for about $10,000 or a little less so I can purchase a vehicle that will last for a few years, and will not nickel and dime me like my last car (put almost 3000 in it before my son was born and it still needs work every other month) And please no smart comments about being a single mother! That is not what this forum is for and it is not necessary or appreciated. These comments will be reported as abuse! Despite this immature action thank you….


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?


How much does your credit improve when bankruptcy falls off credit report?


MATH HELP PLEASE FAST!!!!?

Chloe Closson paid for her vacation to the mountains with a $3,000 installment loan at 10% for 12 months. Her monthly payments are $263.75. After five payments, the balance due was $1,786.20. If Chloe pays off the loan with the sixth payment, how much will she save? Round up to the nearest cent. (Hint: First calculate the payoff: Find the interest on the balance due and add it to the balance due. Add the amount of the first five payments to the payoff in month 6. Compare this total to the monthly payment multiplied by 12.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I list private school tuition as a expense in chapter 7 bankruptcy?


Auto Loan or ?!?!?! ….?

I am 21 and need to get a car for work, college, student teaching and have a good credit score, 780. I am trying to buy a 1994 Chevy pickup for about $4,500. However, most auto loans are only for cars above 2000. I work at a good job over the summer and will be paying this loan back by the end of the summer. What would be the best loan, or how do I get a loan for this truck??


Where can i get an easy loan?

i have poor credit and i need a $5000 loan


Where can you get a loan when you have bad credit because of past mistakes?

I was married before.. I think that probably sums it up.. He left me with tons of debt. then stole the son and I pay for support for a son I have not seen in 17 years. He is going to be 18 the end of this year…. I pay over 400.00 a month for him.. I am behind now be cause I was out of work for a long time… I am working now… Plus I owe back taxes from 2004 and 2005, I lost my home and owe over 9 grand in taxes after they repoed it. I am truly stuck.. Can you help someone who has bad credit to find a place to borrow enough to pay taxes and childsupport off? M


I filed Chp 7 bankruptcy and it was discharged 10/1/02. When should this come off my report? If it doesn’t?


How long after mortgage is signed can you leave your job?

We recently bought a house through an FHA program, and we needed both mine and my husband’s income to qualify for this house. At the time of closing, two weeks ago, I was still working full-time. I started graduate school full-time and I have since left my job (technically I’m still there due to some vacation I’d accrued that I’m using). Today, I get a call from my mortgage lender requesting employment verification to make sure I’m still at my job.” Is there some reason that I need to still be at my job after the papers are signed? As long as we are paying our mortgage on time


Where can i get an instant cash/payday loan” WITHOUT having a bank account? ?”


Where could i get a FREE credit score?

You know… FREE as in… I do not have to pay for the credit score. Transunion is not free and not accurate. When I called them I could not understand what the guy was saying because he had such a thick accent. I thought Free meant FREE and WITHOUT any BS conditions….


If someone has filed for chapter 13 bankruptcy but it hasn’t been accepted yet, can they sell their car?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need to get a loan but most likely have bad credit or none at all…?

Im 20 i have a job and im willing to make monthly payments. I did have no credit but i got turned down by credit card companies and im guessing that caused me to have bad Credit and i need a 6000$ loan!!! People are saying prosper? Im stressed


WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?


Mortgage under my name but deed has both my brother and my name?

My brother had a really bad credit rating. He bought a house but the mortgage is under my name. The deed has both my name and my brothers. The house is his and he is responsible for paying the mortgages. He has made many late payments and my credit is ruined. Now he is getting divorced and his wife is taking over the payments. She wants me to sign and put her name on the deed. I am stuck and don’t know what to do. I have asked them to refinance the house under her name but she says her credit is bad. I am scared that she may take out loans on the house and not make the mortgage payments. She says she will take a loan from the bank once her name is put on the deed to pay off the home equity loan. I am scared that after taking the loan, what if she doesn’t pay the equity loan? Is there any way out for me? I don’t trust my brother or his ex wife at this time. I don’t want to be sued by the bank for loans she may take out on the house once her name is on the deed. Please help me and give me advice on what to do. My intentions were good but i made a big mistake. I don’t want their house and only want to get out of a messy divorce.


Auto Loan with Bad credit?

I’m interested in a private loan company that specializes in bad credit auto loans. I already have a vehicle in mind through a private seller. How can I just get a bad credit auto loan?


Places that refinance auto title loans?


Can U pay Credit card bill using another credit card?

Any banks are offering such service?


Is this bankruptcy lawyer lying to my mom?

I received some toll violations that sum up 470 dollars and it is in both of our names because she owns my car. He told her that she can put those toll violations with her bankruptcy but I thought that was illegal because the violations came from the state of Illinois. Is he right or wrong?




















































Can you apply and recieve a grant after filing for banckruptcy?

Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What kind of bankruptcy options?

I am not sure what kind of BK atty to contact if any. I have a great job, make good money, and I have less than $10K in personal debt outside of my home. I am having to close down a small business. The problem is I have a personal guarantee on the business loan, lease, and equipment for the business. The equipment has enough equity to take care of itself, but it leaves the loan and lease. I owe roughly $80K on the loan, and have roughly $300K on the lease left. I don’t have any toys or extras, as my family leads a very modest lifestyle, and ultimately have fallen victims to the bad economy. The business is three years old, and we were on pace to have the business debt free within 5 years. We paid everything in advance, and now looking back was a mistake. All options to extend the debt and restructure have been exhausted. We are now going to be on the hook for almost $400K that we will never have means to pay off. I don’t know where to begin. Do I contact a business atty, a personal atty, or should I be thinking of other options. The loan is with an individual, while the lease is with a major leasing company.


Loan Sharks in NYC??

Does any one know the address or number of a loan shark in NYC?? I’m desperate


Student loans?

Student loans – good, bad, indifferent?


In the mortgage business what does roi mean and los?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the average percentage rate for a new home loan in Arizona?

What is the average percentage rate for a new home loan in Arizona?


I am filing chapter 7 bankruptcy can a buy here pay here car lot repo my car before the bankruptcys discharged?

i just wanted to know if they can legaly take my car before my bankruptcy is discharged if i stop makeing my payments


Why can’t we view our credit score without paying? for that matter, …?

Also, i personally do not think that it is fair that this information is collected from us but we are not allowed to see it unless we pay. and to whoever answered about the medical and criminal history, I’ve moved probably 4 states away. They won’t do this on the phone and there is no online access (medical) as for criminal, i want to know what people see when they do a background check on me.


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


USAA – How can I spend my auto loan over the weekend if USAA is closed?

I have an auto loan and was very much hoping to get a vehicle this weekend. But I realized that USAA is closed today. Do I have to wait or am I still able to do so?


Can I get a next payday loan even though I am unemployed and the next payday might be a while?


Credit Acceptances Auto Lender?

How do I apply for a auto loan with them? Do they have a website?


Chase bank credit card cash advance?

I need a credit card so I can pay this month’s Bills. My bank is Chase, and I was wondering if there’s a limit to how much I can spend on their credit cards. Any help would be appreciated.


First time home buyer?

My husband and I are looking into buying our first home. The home costs 190,000 and we have a gross monthly of 2,500. Our credit is not very good. But my grandmother has agreed to cosign the loan for us, and her credit is amazing. Tuesday I will be talking to somebody at the loan office, but until then I was just wondering if we can afford that? I was looking up monthly payments on 190,000 loan and it was around 550. Our rent right now is 450, and we get by with plenty of extra. All help is greatly appreciated.


Can I lose my home if I’m behind one Mortgage payment?

I couldn’t make my mortgage payment in January…I did make one for February, but of course I’m still missing a months payment. I haven’t been able to catch up on my mortgage. I’m terrified that I will lose my home because of that one payment. I’m able to make my monthly payments now, but I just cant seen to pay the back payment…Does anyone know if I can get my home taken away. Only serious answers please. Thank You


What is the best way to build credit on a credit card?

I finally got approved for a credit card today after 3 years of applying 🙂 what is the best way to build up credit on the card, some people told me to pay the minimum balance due every month and some people have told me to pay off the entire balance right away….which one is right, or is there any better methods out there?


What does my PMI cover, and why has this not covered the losses of recent foreclosures?

I thought any mortgage with less than 20% down will automatically be paying for PMI (primary mortgage insurance). Why has this not minimized the bank losses with recent foreclosures? Why am I paying it?


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Please help. Bank auto loan?

Haha yeah ive tried. I just recently got a Dormitory refund from Florida Prepaid thats tied to the trut. It was a 15000 refund and I asked if I could use some of it and the lady in carge of my trust said I could so I assumd Id get a chunk of that money. But instead Im only getting approved for like another 400 a monthfor livng expenses since its upposed to be spread out over four years. They wont budge tough. I just need a car to get to schoool so I can keep getting money…


Summons after bankruptcy?

My husband and I filed bankruptcy in Feb 2009 and we were discharged in June. We included our home in the chapter 7. Tonight we were served a court summons for our home loan. This has got to be a mistake right? Can they still try and collect on our mortgage?


When you’re on the equifax website where do you click to get your free credit report?

The www.annualcreditrepot.com website is down


Where can I watch free tv series online without having to register or download anything?

Every time I think I’ve found a good site, it asks me to sign up and give them my credit card number. I REFUSE TO DO THAT. I just want to catch up on a TV series that I started watching. I don’t have enough space to download stuff on my computer and I am not giving anyone my credit card number. Any suggestions?


Best program to get finances in order?

My husband and I’s bankruptcy will be officially off the record this next March 2011. (Yay!) It has been a long road…and would never recommend it for anyone. However, we want to be very careful in how we manage our debt in the future. Is there a user friendly program that you would highly recommend? These are our present finances: mortgage, 2 credit card balances ($600 each) and then the normal stuff: auto and home insurance, life insurance, electricity, phone, cable. We have no car payment. I ideally would like to have a cushion of about $1,000 always in our checking. My wish, as insignificant as it may be, would be to wake up every morning NOT worrying about finances, providing for our kids when they need money to go shopping for school clothes and the ability to go out with my husband to see a movie once a month. That would be a dream of mine! I would love to have that $1000 cushion too. We’ve been married for 26 yrs this month. Our children are good kids ages 21, 17 and 14. My husband and I have never smoked or drank. Before our bankruptcy, we never went on expensive trips, ever. WE need to conform to good habits, we know. What has worked best for you? Any tips would be greatly appreciated. We want get a good new start. Thank you!


Can I book a hotel room using someone else’s credit card?

I’m going travelling soon and I lost my debit card. There is not enough time to get a new one but I obviously need one to book hostel rooms etc. Is it possible to book a room with someone else’s card (my mum’s) and then show up at the hostel/hotel with just a passport?


A real free credit report site?Anybody?

Does anyone know of a real free credit report site where I can check my credit score without giving them a credit card number?Thanks!


Auto loan payoff amount higher than current balance?

The outstanding balance on my auto loan is $13,591, however the payoff amount as of today is $13,706. I’ve made eight payment thus far, and my interest rate is 6.14%. Shouldn’t the payoff amount be less than my outstanding balance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What type of financial institution has the best rates?

I am in the process of refinancing a couple of real properties. I am interested in either two individual loans at better rates than I have now or a loan to consolidate all of my debt into one package. I have a high amount of equity comparatively speaking with the amount that I need to borrow. My credit is spotless. Does anyone know of the best way to go about getting the best deal and through whom? Thank you so much in advance for any help that you might offer.


Bankruptcy and taxes?

OK. I think we know that back taxes owed are not dischargeable with a bankruptcy (CH7). I want to know if the bankruptcy process results in an organized and reasonable repayment of taxes plan (both federal and state)? I am looking at $60K in UNSECURED debt and about $21K in both state and fed taxes. The state has already started garnishing wages and the feds have placed a credit lien on my file. I have had spotty employment for the last three years and have just now (last month) landed a steady” full time job earning $3360 per month


What is the quickest way to payoff payday loans?

Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!


Why was the sydney harbour bridge called the iron lung?

thank you to who answers ; )



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I use a Debit Card online just as a credit card?


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>


Where can i get a loan with bad credit, not a payday loan?

i need $1500., to pay bills and to get an apt., homeless ,stay with different friends i am working


Do you like the freecreditreport.com commercial?

yeah i know what u mean Cara…. the site in itself its not free.. but the singing… bravo!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loans?

My questions is about what happens if you dont pay on a payday loan and it goes into defult and can Bankruptcy solve the problem?


What are the current mortgage rates in nigeria?


Should I carry my car insurance card in my wallet?

Let’s just say I was driving my friend’s/family member’s car and I got pulled over, would I need to show the officer ‘my’ insurance card or what? I don’t really know. Thanks.


Buying a house at 24 and $30,000 a year?

Hi, everyone. I am expecting to stay in this area for atleast 5 years and I want to purchase a home instead of renting. I am a single 24 year old female, bringing home about 1700/month. I owe 11000 on an auto loan and 40000 in student loans. How much home can I afford? What are some things I should consider or ask? Any advice? Oh, I live in a rural KY city


Anyone ever use a payday loan place called Ashland?


Denied FHA loan. When should we reapply?

At the beginning of this month (May 2013), my fiance and I applied for an FHA loan and were denied. We received official documentation of the credit inquiry and citations for the denial, but I just read something online that concerns me: The denial documents mark a delinquency on my part for a student loan that I defaulted on for more than 90 days back in 2009. By 2010, my situation had improved and without any fuss, the DOE began to apply my prompt payments to my balance and it has been that way ever since. This loan began reporting ‘Pays as agreed’ a few months after I placed it on auto-pay. I’ve come across someone posting that for FHA loans, you must have no delinquencies/late payments for 12 months. I have had none for far longer. As for my fiance, his credit was more of a fixer-upper throughout the last year, but neither has he had late payments for 12 months, and the one bill that had gone to collections (2006) has been deleted from the report entirely after a settlement was reached around this time last year. We have excellent credit (635 and 720), not without plenty of effort and care of course. Both of us have one credit card each with acceptable debt ratios. Another ’cause’ for our denial (three were given) was listed as ‘limited credit experience’, which I am guessing is the opening of both credit cards aforementioned, which occurred last summer. At 25 and 26, we both had at least 2 retail store credit cards from over 4 years prior, all paid within full or never used, and so idle that they were eventually closed. This is our very first year with active revolving credit and we pay much more than the minimum, on time, every month. The third reason was the number of inquiries; we had applied for a mortgage through an affiliate of the realtor we had been in touch with and also within the same week applied at our financial institution. Are two inquiries really cause for a lender to deny? So, we’ve slowed our roll and have resigned ourselves to the contingency plan of preparing for a 3.5% down payment (we went to our credit union with nothing–just dreams, which don’t speak as loudly as money) by rearranging our budget and taking on a roommate to help us save. Will we be able to try again this time next year? Does our case sound like one that has grounds for appeal? We have worked closely with our financial institution’s contact (fiance works for them in a different department), and have through her advice appealed. We haven’t heard anything back yet. Is it just the cosmos saying there’s something better for us–but later? I feel like we’re perfectly ready to take on an FHA loan but it seems like the lenders we tried think otherwise. Any insights from others would be greatly appreciated; thanks in advance.


Has anyone filed Bankruptcy on their own without a lawyer?

If so, did it go well?


Best way to fix your credit?

any websites that will help?


Is it a felony to close your bank account if you have a payday loan?

If you decide to get out of debt and the best way is to not have a checking account but still owe debit payday loans and want to close the checking account wil this cause a felony to be issued by the payday loan company even thow you do plan on settling the owed money to the payday loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My auto loan is in default;7mos. is there any way to adjust payments to end of loan timescale?

I am willing to pay a substantial late fee. would sure like some help.


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>


My credit score is 698. Is that good?

I applied for another credit card, hoping to use it for debt consolidation and was turned down. I applied for a credit increase on one of the cards I have now and was turned down. However, for yet another card I was given a $500 increase. So I went to creditkarma.com to get my score and figure out what was going wrong. I have a good payment history and don’t have a blemish there, but what could I be doing wrong? Is 698 bad now? I understand that lenders have tightened up their guidelines for borrowing, so what used to be a good score is not so good (if I understand that correctly). I’m reluctant to try and apply for another card because I don’t want my score to go any lower. I heard that moving can lower one’s score too, and I’m moving in May.


Is it safe to get a secured credit card when child support is due?

I owe a lot of money towards my child support.However I am automatically garnished for payments plus arrears but they have frozen my bank account. It is obviously not a good idea to put money in a bank.How do you make an honest living if you cant even put money in the bank? How do you save money? Should I get a secured credit card through a bank? Any suggestions would be helpful. Thank You


How much would you normally get pre-approved on for a home loan with good credit?

I only have one debt and it a car note at $319/mo with $9,947.43 remaining. If my husband is left off the loan i know they don’t look at his credit but do they still look at his debt (~$16,000)?


Best company to refinance auto loan with?

I have an 08 Lancer Evolution, but was recently laid off. I am now stuck with a 517.00 payment along with 75.00 for insurance. I can’t sell the car because I owe 28,4 on it and mitsubishi still has 0% so I will lose a lot if I sell the car. I have 0% myself, but have only made 5 payments on the car. I would be willing to pay some interest if I could go up to 72 or even 84 months. Does anyone know which company has the lowest refinance rates right now? and if so, what are they?


When you turn 18 what is your credit score?

is it good excellent bad or what