Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































If a loan shark enters your house to break your legs, can you legally blow his brains out and get away with the money?

If a loan shark enters your house to break your legs, can you legally blow his brains out and get away with the money?

As a disclaimer, I neither know any loan sharks or gun owners. But this is still an interesting scenario to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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No Credit, No Job Loan?

I appreciate the helpful feedback from users with some real insight to my problem, and understanding of my situation, but for those of you with nothing nice to say, please just say nothing. You don’t know the reasons I’m in this bind, and in even if you did it wouldn’t change anything. If I told you my girlfriend died and I was depressed for a few months with no job, would that help?


Payday Loans !!!!?

Alright , I have 4 payday loans that i have taken out . Keep getting calls everyday at my job . I couldnt pay them the whole amout back but i have been making opayment to them . They keep calling stating that they need more money . Im unable to pay the full amount . With me making a payment of 50.00 to them every other week can they come after me ?


Should I activate my new credit card or not?

I applied for a new 0% interest credit card to pay for my MBA tuition interest free until December ’09. My credit scores range from 795 to 804. My other credit cards have limits of $50,000. However, this stupid credit card company only approved me for a $500 limit. What happens if I neglect to activate the card? Should I cancel it? Rip it up? What is the best thing to do since this card is a waste of my time?


Stop receiving SPAM Permanently?

I’m receiving a large amount of spam on my E-mail. And how do I stop receiving these E-mails? I don’t want to stop every single one. But there was this site I went for a free credit report and I did not even use their services. Is there a way stop this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Lakewood college in OH. Claims to offer free schooling for military spouses Help? Input?

http://www.lakewoodcollege.edu/faq.php What do you guys think? It says that it is an accredited college but something about it just seems too good to be true. I looked on U.S. Department of Education Database of Accredited schooling and Lakewood is on there. Help please.


Renting my house out, should I tell my mortgage lender / switch mortgage?

Hi I’m currently living across two places and want to rent my house out to cover/contribute to the cost of the mortgage. If I pursued this, and didn’t tell my mortgage company, what bad can become of it? In these difficult financial times, wouldn’t they just rather have continuity of the payments still coming in? I know people that rent properties out and pay buy to let APR’s that are a lot higher. I also know people who have rented out their house and they have had no problems with not telling their lender. Should I tell me lender or not? This might mean paying an arrangement fee of a few hundred and a much higher APR which if that high, I probably wouldn’t bother with. Thanks.


How can I reduce my auto loan monthly payments?

I bought my car about a year and a half ago. My monthly payments are $252. The thing w/ my car is they over priced it by about $4500 (we didn’t know till after). I was literally, LITERALLY cornered, against the wall, with the sales guy on his knees holding my hand begging me to buy the car. After about 5 hours of trying to get away, my dad and I said yes” to the car. Now


If a loan shark enters your house to break your legs, can you legally blow his brains out and get away with the money?

As a disclaimer, I neither know any loan sharks or gun owners. But this is still an interesting scenario to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A 610 credit score. Good, decent, average or bad?


Payments on mortgage of £50,000?

Any idea roughly what i’d expect to pay on a repayment mortgage borrowing £50,000 – i am due to get advice from a mortgage advisor i just wondered what i should expect to pay in the current financial climate roughly – well confused by trackers and fixed rate this and that. The rate is very low at moment i guess so is fixed the best to go for in case interest rates rise


Can I negotiate a lower auto loan payoff?

My brother was just sent to jail and is awaiting trial for significant felony charges. He will be in jail most likely for years to come. In the meantime, he left me his dog and car. The car was purchased for $18,000, but he owes $8,000 more on it. I want to keep it, but don’t want to take on the full $8,000 debt. Do you think the bank would be willing to negotiate a cash payoff with me? I can give them $4,000 cash. Otherwise, the car payments will not be made at all. And, the car currently resides on the other side of the country from which he purchased it. The loan is through Chase.


How do you figure out rate as in algebra?

For instance, Kamila can complete the trip in 6 hrs. while Quentin took 12 hrs. What was Kamila’s rate if she ran 4 mph faster than Quentin walked?


Has anyone ever heard of Trinity Credit services from Texas?they do credit repair and want$1500 to do 2 people

I found these guys on the web. They have been in business 10 years. Their rep says for my husband and I it will be $1500 because there is so much to clean off. This seems excessive but I have not ever done this before. I know we can do it ourselves but we have no time. Can someone please advise?


In need of bankruptcy advice?

may be facing the situation of going thru personal bankruptcy. i am married and both myself and spouse work and file jointly on taxes. everything that has to do w/ the bankruptcy is in my name alone; spouse is not listed on anything. my question is this; since i alone will be filing bankruptcy do i have to include my spouses income on the paperwork? if so, i may not qualify for the chapter 7 and would have to go thru the means test” to see if i qualify and our combined income may be to high. state we live is GA. any help or suggestions would be greatly appreciated. thx”


What is the best way to improve your credit?

I’m a 25 yr old male. Single and i roughed my credit up in the first few years of my adulthood. I’ve now learned the importance of Good Credit”. I’m looking to buy a new car ans house in the next few months. Is there anything I can do to get my credit score up in a hurry? I’ve actually already paid off 85% of my dilenquent accounts on my own without being prodded


Can you get a free credit ‘score’ report?


If a loan shark enters your house to break your legs, can you legally blow his brains out and get away with the money?

As a disclaimer, I neither know any loan sharks or gun owners. But this is still an interesting scenario to me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I download the freecreditreport.com” jingles? ?”

He wants to download the music to listen to.


Mortgage refinance option 1 or 2?

I want to refinance my mortgage. My setup is I have an 80/20 loan with 1st mortgage being 161,000.00 @ 7.85 adjustable and 2nd being 40,000 @12.125 fixed, both for 30 years. Its been 2 years and I originally bought the home for 205,000. My first option is refinance the whole thing at 6.25% and lower my payment by about $200. The other option is only refinance the 1st and try to pay off the 2nd in about 5-7 years. What would be betterrr?


What are free score report credits on SAT?

oh i had a really bad sat score. so just to let u know. if it was sending a report to colleges or something.


How long does it take to build a strong credit history?

I’m 24 yrs old, and at the beginning of 2007 (between February and April) I became a cosigner on my fiance’s auto loan, and got my first Discover credit card with a $300 limit. Around the middle of 2008 I got an Express Store credit card that started at $250 and just increased to $450-where it will stay and I will not allow it to raise anymore. For the past 5 years I’ve had ALL utilities (cable, electric, gas, etc.) in my name and paid everything on time. All of my credit cards and utility bills have been paid on time and we have NEVER been late on a car payment. Oh yeah, and I only have ONE negative on my credit report for $450 from almost 7 years ago and I will probably only open up one more credit card in the future and that will be it. So, I guess that means I’m on the right track and my score has GREATLY improved it is up to 640-680 and still rising. But my question is: How long will it take for my credit to be considered sufficient credit history” as even now it is still considered “young” credit? And


Cancel my contract with freedom debt relief?

What will happen if I cancel my contract with Freedom Debt Relief? Will I get any money back from the Company? What will I lose?


What would be the min. income to qualify for ch. 7 bankruptcy in California?

i have one job which i have been in for two months so far. And I owe about 34k


How can I view my credit report online without any charge ?

I want to see my credit report without having to purchase a credit score


Where can I get a FREE credit report??

I need to know where I go to get a totally free credit report. So many of the sites require memberships and etc.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Debt Consolidation Companies, Pros and Cons?

And does it help your credit


Will having a store card build my credit enough to finance a car?

I have a best buy credit card that i got with a cosigner..so if i wait 6 months..and pay ioff tyhe card every month..and have 5 thousand dollars to put down..would i have enough credit to finance a gmc terrain? which are around 25 thousand?


How can i get unsercured credit while in a bankruptcy?


Accounting question please help! 10 pts!!?

For the following situations, select whether each involves a deferred expense (DE), a deferred revenue (DR), an accrued liability (AL), or an accrued asset (AA). Situation Type Example: Office supplies purchased in advance of their use DE 1. Wages earned by employees but not yet paid 2. Cash collected from subscriptions in advance of publishing a magazine 3. Interest earned on a customer loan for which principle and interest have not yet been collected 4. One year’s premium on life insurance policy paid in advance 5. Office building purchased for cash 6. Rent collected in advance from the tenant 7. State income taxes owed at the end of the year 8. Rent owed by a tenant but not yet collected



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If im on disability/ssi and want to buy a home(first time home buyer) would i get discounts or something?

oh and by the way i dont think its any ones business why im on disability!!! i added that little bit because i wanted to make sure that you didnt think i was missing a leg or something!!!!!!!!!!! So in the nicest way i can say this is its realy none of your business OK!! I didnt come to yahoo answers to get made to look like an idiot and I ALSO DIDNT COME TO TALK ABOUT WHY I AM ON DISABILITY SO PLEASE IM ASKING NICELY NOT FOR YOU TO ASK ME ABOUT IT THANKS!!!!!


If a loan shark enters your house to break your legs, can you legally blow his brains out and get away with the money?

As a disclaimer, I neither know any loan sharks or gun owners. But this is still an interesting scenario to me.


Where is the best place to check my credit report for free?


Credit report?

where can i go to check my credit report if i dont have a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Im broke and need money fast to pay bills help?

Im broke and need money fast to pay bills help


Can anyone help me get a $1000 loan no matter the intrest rate?

I have a bad credit and i need $1000 to buy a house on a contract for deed


Can a credit card company take my vehicle?

I had a judgement filed against me for about 8k in credit card debt. I found out today that they are garnishing my auto loan. Does this mean that they are repossessing my vehicle?


Sallie Mae Student loan for car?

I am trying to build my credit and I need to buy a new car because I commute to school. I found a reliable car for 4,000 but am not able to get any credit because I have only had my credit card for 2 years, even though i have NEVER missed a payment. The two credit unions told me to get three more credit cards and try again in two years, but that simply isn’t possible. They also wanted me to get a cosigner but my parents refuse to help me financially. Since I can’t get an auto loan I am planning on getting a sallie mae loan and then using the refund to pay for my car. I also plan on making 200 dollar payments each month so I can pay it off as quickly as I can. Is this a bad idea?


I am stuck in payday loan hell, has anyone heard of PLA Progressive loan assistance?

Yes Im an idiot for being suckered in to theses payday loans, now I find myself robbing Peter to pay Paul, and all I pay back is interest. I talked to a counselor at PLA very comforting, but are they out to rob me, to? Hey its my own doings and I have every intention of repaying the money, I just need help? Do you think this is the right thing to do?


Whats a good $3000-5000 limit credit card?

I want to apply and get a few credit cards with $3000 to $5000 credit limit. -I have a credit score of about 701. -I have a 2 credit cards which iv had for about 2 years ($800 and $1200 credit limit) with about half the of the total limit available. so $1000. I will call and ask for a credit increase with my existing cards but i still need all the credit i could get. Any help would be appreciated.


How do I get out of an auto loan?

I bought a truck in October and back then I was able to afford it, but now work has slowed down, and other things have put me in a position that it’s hard every month to make the payments. I wouldn’t mind driving a junker again but I’ll never be able to get the money out of the truck that I owe on it. I owe around 22,000 after all the fees that the dealership tacked on. But I couldn’t get anymore then 17,000 out of the truck if I sold it straight out. Is there anyway to get out of this? I’m open for anything at this point.


Free credit report with no credit card?

i am trying to get a credit report but i can’t find a site that you don’t need to enter a credit card number. i cut up my credit card a while ago so i don’t even have the number. does anyone know of a site? thank you in advance


What is minimum credit score for Capitalone blank check or other auto loans?

My credit score is 609 Transuinion 619 Equifax 597 Experian and I plan to apply for Capital one Blank check or other auto loans and I am not able for any down payment. I plan to borrow $7500-$10,000 to get a used car. Will I be able to do it? anybody applied for Capitalone auto loan and got accepted with credit score of under 600? please help me…..

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Can u have a credit score without a credit card?

yea i have no bills and have no loans yet


If a loan shark enters your house to break your legs, can you legally blow his brains out and get away with the money?

As a disclaimer, I neither know any loan sharks or gun owners. But this is still an interesting scenario to me.


What are redeposit fee’s when you pay a creditcard online?

I made a payment on line to my credit card and I got charged a redeposit fee of 29.00…and I had plenty of money in my bank account so I know its not a non sufficient fee, what could this be?


Where can i get an installment loan?

my credit isnt good enough to go to the bank and get a loan. i need to get a 1500 dollar loan that i can pay back over the next 2 or 3 months i know the lenders are out there but i cant find them all i can find are the sites that MATCH you with lenders, and they all find credit cards and payday loans……. any ideas here people. i know im not the only one who has had financial probs. and needed help thanks for the help ( if you do help )


I took out a payday loan a week ago, but my bank closed my bank account! Can I file Bankruptcy on it?


Using PayPal with a prepaid credit card?

What prepaid credit card can i use to set up a paypal account? Can i apply for it in a store? What if the information that is used for the prepaid credit card account doesn’t match up with the information on eBay (what if the prepaid card is mine but my brother uses it) will it work? Yes we have the same last name.


What site can I check my credit cards billing address?

There is something wrong with my credit card. I can purchase online it says that I have the wrong address. I need to check this online.




















































Where can i get a loan that i dont have to pay back dont right away or even a grant i dont want a payday loan

Where can i get a loan that i dont have to pay back dont right away or even a grant i dont want a payday loan

i have bills that i need to pay and lots of other things please help and also have anyone got one and how long did it take

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is a trusted website where you can get a free credit report?

Just want a legit safe free credit report” that is a secure website…any would help!”


Can i pay my credit card bill early?

I got my statement and i have to pay $92.88 of a $300.00 credit limit. I have a journeys card and yes this is my first credit card. My payment due is on November 25th, but i was wondering if i can pay my full balance off now or tomorrow. Will that hurt my credit (even thou i dont have any, yet)? Let me know and thanks again


Is it safe to click on these free credit report internet offers? What about 3?


I just turned 18 and want to get a credit card, whats the best one to build credit?

i already have a savings account that i maintain well. i just need help picking a good card

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Which bank is better for personal loan, icici or hdfc.?

i have 1 yr 6 month work experience, net salary is 21000, living in kochin. Also tell me the maximum amount which i can borrow. Payment in 4 years.


Auto loan poor credit?

i am looking for an auto loan with poor credit but i am looking for zero down out of pocket


What should I do with Payday?

I have a payday loan company that claims I owe money for a loan I supposedly got in October of 2011 and now they have me down for fraudulent check which is wrong. I’m a young college student who didn’t know anything about this and somehow I had a bank account closed for them trying to take money out. Now they want me to pay 400 or appear in court?? What can happen to me in court?


Where can i get a loan that i dont have to pay back dont right away or even a grant i dont want a payday loan

i have bills that i need to pay and lots of other things please help and also have anyone got one and how long did it take

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any REAL paid survey for Pakistan?

Well, are the scams they claim to pay from $25 to $150 per survey and $500 to $3000 per month! However, there are some real web sites pay $0.5 to $5 per survey, but Pakistanis can’t take in and get paid. They work only for UK, USA, Canada and Australia etc. I want to know is there any web which really pays and also works in Pakistan. I don’t expect too much to earn and I don’t mind even if I get $0.25 per survey, $50 per month, but sign up should be free, I’ll not pay anything to get started. Thanks in advance!


Credit score auto loan?

I have a 679 credit score looking to buy a used car at 32000 looking trade my truck 7000 plus 3000cash think I can get approved ? Also have student loans 19000 debt and credit cards pay is full each month


Anyone in india got online loan with no credit check?

Hi, There are so many sites are showing like online loan within 24 hours, they will take the details by filling a application form and they will deposit the money into the account, Is it correct? is it possible those who are living in india? If anyone have idea about this plz let me know..coz I have bad credir score, and i want some financial need for my debt consolidation, is there any site to offer a unsecured – loan without credi check?


My bankruptcy was discharged should my credit report still show creditors on it?

Should the report show creditors or should it show bankrupt? Im confused. I did chapter 7 and it discharged in January.


I had a bankruptcy 9 years ago and had to file a chapter 7 again? will both show up or the newest?

I had to file a bankruptcy 9 years ago. but In the last month I had to do it again, because of divorce and because of my job cutting back on a lot of time and overtime! I was wondering if the new filing goes over the old one or will both stand out!!? But on the bright side, if they both stand out, the first one is 9 years old and should come off in ten years anyway right? one bankruptcy listing is bad enough on my credit report but I dont want two!! but had no other choice. I guess I will just have to wait for another year for the first one to come off. let me know what you all think about this situation…thanks


Can I afford a 350,000 dollar home making 80,000 dollars a year?


What is the difference between an salary advance and a stipend?

I know a stipend is taxable but is an advance taxable too?


Can i refinance my auto loan after four payments?

can i refinance my auto loan after four payments, current apr is 17% looking to lower it


Where can i get a loan that i dont have to pay back dont right away or even a grant i dont want a payday loan

i have bills that i need to pay and lots of other things please help and also have anyone got one and how long did it take

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Borrowing against a life insurance policy Questions and Student Loans?

I’ve been told by an agent that I can purchase 100,000 worth of life insurance and borrow up to 75% of it after two years. In other words, I can purcahse 100,000 worth of coverage, then loan 75,000 in two years at 7%. I then asked what would happen if I was unable to pay the loan back, and I was told that the agency would write off the loss and that I would have to pay taxes on the 75,000 to the IRS as income. My credit would not be harmed because life insurance policies do not count on your credit report (so I’m told). I think he stated it was a universal life policy. I’ve read other places that you can borrow only on the cash value of the policy. However, I was told specifically that I could borrow on the death benefit, and that if I kept the policy then it would pay out what I had not borrowed ($25,000). Sounds too good to be true, but if it is I could sure use the money to pay off student loans. I have them in forbearance and would like to pay them off in large chunks and planned to use my wife’s (soon to be a teacher in the last year of school) income to pay off both our loans in huge chunks and live off my income and maybe some of hers. I’m a Social Worker and maybe (probably) open to lies about finance, and might seem like a fool to you, but work in child welfare for 10 years and we’ll see if you can spit straight, let along figure out money issues.


How old do you have to be to get a Best Buy Reward card?

I’m 17 and will be 18 in a couple months so it’s not a HUGE deal, but I am going to buy a few things I need at Best Buy and would like to get a Reward Zone card. I know some stores you can sign up for rewards cards just not the credit cards. I don’t know much about the Best Buy card, is it a credit card also? And would I be able to get it being 17? Thanks!


Can Chapter 13 bankrutpcy be reversed, how?

My bankruptcy attorney is an absolute idiot and has gotten me in a sticky situation since filing for Chapter 13 a year and a half ago. We are on a 5 year pay back plan, it seems as tho the trustee is barely paying on some of our accounts and has a surplus of $1300+ and I am still required to give them our $3200+ tax refund. Is there a way to reverse our Chapter 13? Can we go back to paying our creditors as before? How do we do this? My attorney doesn’t seem to be much help. Thanks!


How long should you be employed before qualifying to refinance an auto loan?

I would like to lower my monthly payments by refinancing my auto loan. I have a good credit score to refinance (700s). I was recently unemployed (from October to February). However, I am about to start a new job this March 1. How long should I be employed to qualify for an auto loan refinancing? (if there is such a requirement) Thanks, I appreciate it.


A man took out a 43,000 construction loan. the loan rate is 8.5% interest per yr to be paid in 6mth how?

is pay back?


Bankruptcy requirements?

What are the residency requirements of Arizona in order to declare bankruptcy there?


How can I get my absolutely free annual credit report online- with no funny buisness included? and no charge?

What I meen by no funny buisness is I do’nt sign up for any services that offer my free credit report- -all they want is my credit card number” When I say FREE


Can someone answer these questions about filing bankruptcy?

my friend is thinking about filing bankruptcy, but we have different knowledge and we keep arguing about whats going to go on. what he has: a family (wife & kids), 3 cars (not all under his name), a house (basically still owing the whole balance 400,000 – even less if it were to be sold). 1. does he still have to pay the bank for anything? does he still owe? 2. does filing bankruptcy take his wife & kids down with him (are they not able to have credit/assets/money as well?) 3. is it 7 or 10 years that he cannot have credit/property? and finally, anything else I need to know?!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i buy a house after bankruptcy?

I have a good job that makes good money but my bankruptcy just discharged and now i have no debt. does anyone know if it will be pretty easy these days to get approved for a home? u would think these days they wanna have ppl buy instead of foreclosure’s.thanks


If my husband gets approved for an apartment WITHOUT me being there, can he add me with no problem?

I appreciate the input, but people aren’t fully reading my question.. I’m not trying to be sneaky or withhold information at all.. I said, if he tells them that I will be moving in…..” I made mistakes in my past


Can you pay with cash at best western or do you have to have a credit card?


What should I do about this loan? Mortgage vs student loans?

Have you talked to a banker to determine if there is a different type of loan that you could use” I haven’t. I should do that although I’m doubtful. That’s a lot of money and I can’t imagine having that much borrowing power. Hmm…maybe



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Consequences of bankruptcy?

A friend of mine want to run up as much debt as possible with my name and get as much money as they can, and then send me bankrupt so it doesn’t need to be paid back. She claims that once you’re bankrupt that that’s the end of it all, but I’m not as stupid as she clearly thinks I am and I know that it stays on your record and that there’s a time period where you can’t do certain things. I’ve done research on line, but mostly it just explains the process of going bankrupt. What happens AFTER it though? Creditors won’t look at me if I have a bankruptcy on my name, will they? I’m nineteen and I don’t want to spend the rest of my life with bad credit. Just how bad does it mark your name? I don’t want to do it and what I’m looking for is consequences to support my refusal so she won’t keep b*llshitting to me.


Where can i get a loan that i dont have to pay back dont right away or even a grant i dont want a payday loan

i have bills that i need to pay and lots of other things please help and also have anyone got one and how long did it take


How can i get a consolidation loan to pay off all debts when i have bad credit rating?

I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING!


Will i get approved for the loan?

i need an auto loan but i havent had luck thus far i was wondering if decreasing the amount to about 5,000 dollars would make a bank more likely to approve me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does my employer have to know that I filed for bankruptcy?

I am considering filing for bankruptcy. I work as an accounting clerk and I am not sure that my financial hardship will appear favorable with my employer. Do they absolutely have to know about this?


Does a wage garnishment affect your credit score and report negatively?

My wages are being garnished for an old credit card account. I’ve been researching trying to figure out exactly how it will affect me. I’ve saw so many different answers, its confusing. The general understanding that I’m getting is that it will hurt my credit score and report. However, the garnishment has been going on for a while now and it’s close to being paid off. I’ve saw that if should have already been posted to my account as the garnishment was in place. As mentioned, the garnishment is now close to being paid off and the judgment still hasn’t been posted as a public record. I don’t know if the judgment will post after its been paid or what. Like I said, what I’ve been seeing is that when the garnishment is in place, it is posted on your credit report. I would greatly appreciate the answer to this question, and much more information on the subject. Thanks in advance.


What happens at bankrupty court?

My husband and I are filing Bankruptcy on our house due to getting into a bad adjustable rate. We have court tomorrow morning and I am really nervous. This was our first house and we had no idea what we were doing when we got into this mortgage. My attorney is a pretty high profile attorney in NJ so he has been really busy and hard to get ahold of. So I have no idea what to expect. We are in New Jersey if that helps at all. I was a legal assistant for a long time so I understand how the court system works but have never been in the situation myself. Please help so I can get a little sleep tonight. Thanks everyone!!


I got a 2004 car from a dealer with bad credit.. but now they need to verify my income for the past 2 years..?

I just bought a car from a dealer. i have it now and i’ve been driving it for a week. and now the bank calls me to verify more information. she says I need to show proof of work history that covers the past 2 years? what if the 1st year I wasn’t working because i couldn’t find a job??? will they take my car??.


A/R Question?

Which one of the A/R allowance method is the most conservative: a) % of Credit Sales b) Direct Write Off c) % Sales. Also if A/R allowance is increased then which ratio(s) will be effected and why? Current Assets only Current Ratio Net Working Capital Debt/Asset


What is an Ideal credit score to get an auto loan at a car dealership?

And i’m not talking about a we’ll approve anyone or the buy here pay here” places.”


Let it forclose or file bankruptcy??

Our house in in forcloseure right now, we bought it in march 2006. the names on the hosue are my husband and his sisters husband. they are getting divorced now, he decided to stop paying his half, we cannot afford it. we stopped paying in August 2007. we tried to refinance to take him off but he would not sign it! now forclosure is starting……..so we dont know what is going to happen, we still owe like 470,000 on the loan. we tried to sell, it was on the market for about 6 months. the realtor told us it would be best to froclose becasue it will not sell for what we owe. so we are confused, should we let it go and forclose?? and should we file bankruptcy?? if we forclose are we going to get stuck paying something no matter what?? and if we file bankruptcy are they going to take our cars away?? what will happen with the house?? and how much will we pay back??any suggestions will help!!!


Save, invest, & take out student loans for college costs OR pay cash for college expenses?

I am 24 and currently working on my MBA (part-time). I make enough money to pay for my college tuition and expenses (and paying on a student loan taken out previously 5400), but that means saving very little and dealing with a tight budget. I will be enrolling in my company’s 401(K) this month (small contributions), and I really want to start investing on my own. I believe that I can earn greater returns on my money than I would be paying in student loan interest. If I defer my student loan payments, and take out additional loans to pay for my future college expenses (probably about $7,000-$10,000), I estimate that I could save about $400-600 per month. Would it be wise for me to take on additional student debt to start investing, or should I pay my expenses with cash?


How long does bestbuy take to refund a DEBT transaction?

bought something from bestbuy returned it today, and im wondering when my money will be back on my debt card

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does debt consolidation affect your credit score and rating?


Where can i get a loan that i dont have to pay back dont right away or even a grant i dont want a payday loan

i have bills that i need to pay and lots of other things please help and also have anyone got one and how long did it take


Does age affect car loans?

Simple as that, will my age affect my APR on a car loan (looking at about 3500-4000), I’ll be 18 when I get the car and I DO NOT have a credit card, so I really don’t have a credit history. I guess also, how much will my APR vary Based on my credit rating/history, by the time I get the car I will have had a credit card for about two months with it being paid off every month.


Cash advance with a new job?

I just need a little bit of cash (no more than $150) to get me through the next couple of weeks. I just started a new job and I probably won’t get my first paycheck for a while. Would it be possible to go through one of those pay day loans / cash advance deals and would it be a good idea? I don’t think my credit is very good thanks to my mother never paying my student credit card on time. Thanks for your help!


When a person in California files for chapter 7 bankruptcy do the creditors come and take your posessions?

If the creditor is a credit card and the purchases were not anything tangible except for clothing can they come and take your clothing or anything else you own like your only vehicle that you need to get to work and back?


Search college scholarships & financial aid / perkins loan?

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Is 570 a bad credit score?




















































I have bad bad credit. I haven’t used my credit 4 5 yrs. Does it go away after a certain amount of yrs?

I have bad bad credit. I haven’t used my credit 4 5 yrs. Does it go away after a certain amount of yrs?

I haven’t touched my credit for a long time and want to know if it just goes away after a certain amount a yrs? Wiped clean. Thats what I was told awhile back but im not certain if its true or not.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

IN TEXAS, how much debt do you have to have in order to file bankruptcy?

Im in debt about.. 20k credit cards alone.


How much of a home loan can we afford on 40K gross year?

My husband and I will be first time homebuyers and are looking at a house that is 130,000. His gross salary is about 40k a year and I will not be working (back in school) for about another year or 2. Once I do start working I will be making about the same as him. We are wanting a loan based on his salary only so we can play it safe money wise. We would be putting a down payment of about 15-20K down and owe $380 each month on a car payment as well as about $30 a month on a very low credit card. We don’t always have a credit card payment. Other than that we just paid off $35,000 worth of school loans and only have $2500 that wont be in repayment until I graduate. Can someone that is more knowledgable in this subject help me understand how much loan we should be able to afford? Thanks!


Is there any real free car history report websites?

All the websites that say they are free actually are not and require a credit card. Please help. Thank you.


Have you ever gotten a FREE” credit report?”

We have all seen the ads for FREE CREDIT REPORT ONLINE”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know how I can check my credit for free WITHOUT a credit card?

freecreditreport.com requires a credit card number even though they’re free”. I aquired a credit score without a card


Is a minor in ontario leagaly able to get a loan from a company?

i am 17 and i recently got a payday loan now i was talking to my back and they say the legal age for borrowing is 18 in ontario now i was the only one who signed the contract” it states on their site and on every other site that i must be 18


My lease is up in few months. I’m about to receive bankruptcy discharge, is there a Chance I can lease car ?


I have bad bad credit. I haven’t used my credit 4 5 yrs. Does it go away after a certain amount of yrs?

I haven’t touched my credit for a long time and want to know if it just goes away after a certain amount a yrs? Wiped clean. Thats what I was told awhile back but im not certain if its true or not.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there any possible way to combine federal and private student loans?

I wish to God they told me in college that I wouldn’t be able to consolidate them all down the road. I have federal through ACS at a total balance of 20K- fixed rate of 7.25% with monthly payments of $130 (But scheduled to go up again soon). I have private through AES at a total balance of 34K-variable rate of 9.97 (which seems really high) with monthly payments of $285 (Not scheduled to go up for another year now). I pay $400/mo in just student loans and with my car payments, credit cards, and rent- it’s not cutting it. Everyone I’ve talked to said there’s nothing you can do. Fannie Mae said they can consolidate them but only to make it once monthly payment of the total I’m paying now. How can I consolidate the two into one lower longer term payment? Or if I absolutely cannot- should I reconsolidate my 9.97% Variable rate loan? Note: I’m on that plan where they assume you’ll have a good job over time and the payments gradually step up. But I still don’t have that good a job!


I’ve got some flawed credit, yet my income is high &$4K down,who’s the best Sub-Prime Auto Lender 4 me?

26 yrs Job Time and $6K a month…trying to accomplish as much as I can before I go into a Dealership and also would like the option of buying from a private party as well. HELP!!!!!


Has anyone been through bankruptcy?

how did you find the process


Where can i get a free credit score without signing up for something?


What happens if you don’t repay your student loans?

So if i pay for all major purchases in cash, don’t mind having 15% of my income garnished and missing out on tax rebates, and am self employed or have a job were my employer couldn’t care less about my credit then I really have nothing to worry about other than an annoying IRS agent here and there, right?


Any creative ideas about how to obtain a free credit score?

Once a long time ago I remember getting my credit score for free but I can’t remember how! I think I applied for a loan or mortgage. Do you have any creative ideas about how to obtain a credit score for free? I don’t believe in paying for it. I think it’s just another ploy to get people’s money. Happy Holidays!


I claimed bankruptcy in Jan.. HSBC did not take my bike back. Can I get a NJ title for it?


646. Is that a bad score?

I’m 26 years old. I have one VISA in active use. I use it for all my spending and never carry a balance of more than $200-300. I have a second card, a Capital One. I carry zero balance and never use it. I have plans to transfer my gas & grocery spending to that card to keep it active. I have an auto loan with $10,000. Last summer, I was one month late for almost 6 months. I’ve been solid and consistent for a year. I payed off my student loans (for one year of college) on time, every time, about three years ago. That’s my oldest account. When I got my credit report, it classified my score as poor.” I’m nervous! Am I doing that badly?”


I have bad bad credit. I haven’t used my credit 4 5 yrs. Does it go away after a certain amount of yrs?

I haven’t touched my credit for a long time and want to know if it just goes away after a certain amount a yrs? Wiped clean. Thats what I was told awhile back but im not certain if its true or not.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What would the cash advance limit typically be on a $10,000 limit credit card?


Where can I get a loan in Cork, Ireland?

I am currently living in Cork, Ireland and want to find an easy loan option somewhere local where I can get an easy loan. Any online sites? Thanks!


Visa secured credit card from major bank or furniture store credit when rebuilding credit?

My husband filed bankruptcy a few months back and we are looking into our options to rebuild his credit and I was thinking about a secured credit card but my dad says that’s a bad idea because the last thing we need is a credit card and if were gonna do anything we should go to a furniture store to buy a few things we need from there. What would be the best thing for his credit. I know he is going to get a high interest rate regardless.


Does anyone know of any good Bankruptcy Lawyers in Boise, Idaho?

I’m wanting to file bankruptcy, but I’m not sure about any lawyers. I was hoping that maybe there is one that had a free consultation. Thanks. 🙂


Where i find free credit report without pating anything?


How does a loan shark look like?

How is his dressing like? And what does he do if you dont pay up?


How could she afford health insurance?

I asked a few more questions and found out that the $700 policy she can’t afford includes pregnancy coverage and well baby care for the first year(?) of the baby’s life. She thinks that this is required by state law. Afaik, the same state law does not require similar coverage for policies sold to men; if true that’s pretty blatent sexism.


I have a question about co-signer for auto loan?

I currently live and study in Alberta, i am an international student, and i am going to graduate soon. I think it is time to get a car, but i dont want spend all my money on it. Since i am an international student who has no job at this moment ( it is time to graduate, so im too busy to do a part-time job), i know there is a very low chance to get finance a car. Fortunately, i have an old sister living in Vancouver, and she is Canadian citizen. She has a good credit, good income, and the best thing is that she agrees to be my co-signer. Of course, i can guarantee that i can pay the monthly rate on time. My bank statement also shows that i receive about 12000 dollars from my parents 2-3 times a year. However, there is one thing that i think may affect dealer’s decision, my study permit will be expired in Junly 31, but it is already in the process of renew, and im gonna graduate in December, then im sure i will get a work permit. I really want to know what is my chance to get approved before i negotiate with dealer, and is it necessary that my co-signer is in the same place as mine?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am soon to file bankruptcy but have 1 account that was joint under my and exwifes name wondering?

Ok forgot to mention that she was thinking of getting a loan and paying this off. Then of course I will pay her back for this as well. But I fear also this could been seen in court as me playing a favorite to them. If she get the loan in her name only and pays this will it effect how the bankruptcy is seen in court?


Does anyone know of a good but cheap bankruptcy attorney?

around wayne michigan???? for over a year now things got to hard and i had to put the house bills before the cc bills now im so far behind the interest is just as much as i spent on the cards.. they are taking me to court now and i do not know what to do because its hard enough keeping a roof over our heads and keeping the lights on… so i need an attorney someone who would hopefully take payments


What soda does Tequila go best with?

I’m on campus and have tequila. I don’t feel like going out and buying a something to mix it with off campus, and I don’t feel like drinking it straight. What soda/combination of sodas should I mix it with? Our diner sells Pepsi products.


CP2000 payment options?

I received a CP2000 notice in the mail the other day and would like to pay by credit card since I get 1% cash back and have 0 APR for another 7 months on the card I intend on using (so it looks like the fee would come out to 0.89% with my cash back from BofA). If I make the payment by credit card, how do I inform the IRS of this in the form I have to return to them?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is Payday Loans ?

http://www.loantube.us/payday-loans.html


I have bad bad credit. I haven’t used my credit 4 5 yrs. Does it go away after a certain amount of yrs?

I haven’t touched my credit for a long time and want to know if it just goes away after a certain amount a yrs? Wiped clean. Thats what I was told awhile back but im not certain if its true or not.


Is it better to pay off your credit card at once or monthly?


What are the chances of finding a loan?

What are the chances of a 19 year old college student getting a auto loan with no credit but has had a job for the past year and the job before that held for 2 years until moving onto the current one? And at the current job the person makes 850 to 900 a month after taxes? If it is possible where would be a good place to get a auto loan? Also being able to put a 2500 down payment for the car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to get an FHA loan after bankruptcy?

Vic, because I have a family to raise and don’t want to do that in an apartment. I have NEVER missed a payment in my life until the condo lost about $250,000 in value. Since my BK filing, I have not missed a single payment and don’t plan to in the future. Throwing stones doesn’t help answer my question.


Are there any cash advance places that don’t require paystubs and bank statements?

I’m in a really bad emergency and I need to fly home to take care of my aunt. I’ve been looking for pay loans, but everybody wants pay stubs when I get paid as a cash employee 1099. Anybody know of any cash advance places that will help? Please include websites. I have a telecommute office manager job that makes me $1900 a month. 😀


How to start a micro lending business in the Philippines?

I am looking for a business to start and I am considering opening a micro lending business.


Does anyone know how can i check my free credit score? If i already have my free annual credit report?

I get my free credit report every year. I need to know how I can get my free credit score I’d appreciate any good answers someone can teach me, how to get free credit score report.


If I were to pay off my auto loan in one lump payment would it improve my credit?

I have about $6000 left to pay on my auto loan, if I pay that in one lump sum, will it improve my credit? If not, what if I pay 2 payments a month, early payments? Will that improve my credit score? or would just paying them all on time be the best at improving my credit score? I have horrible credit, and I need to fix it, but I can’t get a credit card or anything because my credit is so bad. So, if you could give me some advice, that would be great! Thanks in advance =]


Find web site for tower loan auto financing?

buying a used car


Auto Loan with Bad credit?

I’m interested in a private loan company that specializes in bad credit auto loans. I already have a vehicle in mind through a private seller. How can I just get a bad credit auto loan?


How do I start to pay my student loans after I ran away for 3 years?

I suffered a nervous breakdown and ran away. The creditors called and called, but I managed to live without income. Now, after three years, I went back to my old job and I am earning again. I could declare bankruptcy, but then it will be seven years from now that I get credit again. I don’t want to get sued, but I don’t want to suffer from extreme anxiety again . . . I make decent money, but I don’t want to be stuck working like a slave just to pay back loans. It has been eight years since I finished university. Does anyone have any defaulted student loan stories or advise? Is bankruptcy a good option, or should I negotiate with the Canada student loans to pay some of it, or will they forgive me at this point?


Is it legal for collection agencies to charge interest or tack on fees”?”

i have an old charge off that one collection agency is trying to collect on and everytime they send me a letter the amount is about 100 higher.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If an attorney asks for your recorded mortgage, what is he talking about?

I have an appointment with an attorney and he gave me a list of papers to bring. One of the items on the list was Recorded Mortgage. This was listed separate from Monthly Mortgage Statement. What exactly is the Recorded Mortgage? Is he looking for the big packet of papers that we signed at the closing table when we bought the place? The Deed was also listed separate, so I know he isn’t talking about that either. Can anyone tell me what the attorney is looking for? I need to know ASAP. Thank you.


I have bad bad credit. I haven’t used my credit 4 5 yrs. Does it go away after a certain amount of yrs?

I haven’t touched my credit for a long time and want to know if it just goes away after a certain amount a yrs? Wiped clean. Thats what I was told awhile back but im not certain if its true or not.


Does anyone know of a way to file a Chapter 13 bankruptcy online?


Can you use Paypal as a credit card?

Most stores online don’t accept paypal, so is there away to use Paypal as a credit card. Ex: It generates your a CC number to use, and it debits it from your Paypal balance.


Someone who knows about poor credit and car loans please help me!?

My husband and I went through some tough financial times last year. He has multiple sclerosis and we had a lot of medical bills not to mention he had to take off unpaid time from work while he was sick. He went back to work now and I am also working (after being off work for almost a year due to being layed off, I am a nurse). Anyways, we ended up having to file bankruptcy a year ago. We are trying to get back on track now. Our lease is up this week and we need a car to get to and from work. We were approved at one of those buy here pay here” car lots for people with bad credit. The problem is


Can i get a small loan with no job?

can i get a small loan of 750-1000 if i do not have a job?


Bank of America expiration date question?

I left my card at one of my friend’s house (I trust her) but I was looking to pay a bill online, I have the card number memorized, I just need the expiration date. Is there a way to look it up if I sign on to my account at BOA.com?




















































I owe more than my car is worth, do i let it get repoed and buy a new one first or keep throwing money away?

I owe more than my car is worth, do i let it get repoed and buy a new one first or keep throwing money away?

I currently have a 2011 Nissan sentra that I owe 20K and my interest rate is 18%. I will end up paying 40K for this if i pay it off. My question is should I buy a new car with lower payments and lower interest rate to save money and let my current car be repoed? Or continue to pay on this current car for another 4 years? My thought is I can have a repo on my credit for several years or keep thowing money I dont have into this car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can i have bank imposed auto insurance refunded?

I have an auto loan with a credit union. I just noticed that back in 2009, they added a premium of over $4,000 because they did not have proof of auto insurance from for a period from 2009-2010. Unfortunately, this is the first time I noticed this charge. If I can show them that i did indeed have insurance during this period with any lapse period, will they refund this premium charge?


Is there any quick way to raise your credit score if you have past due bills?


If I spend 2,000 on my credit card, what will my minimum monthly payment be?

0% APR for the first 7 months & then 18% APR after that … can you give me an educated guess as to what my MINIMUM monthly payments would be? and what happens if you don’t pay for a few months? My CC company says the charge is 39$ for a late fee… so if i dont pay for 3 months does that mean I will have to pay 3 minimum monthly payments plus 39×3?


Can filing bankruptcy wipe out payday loans?

I already know the consequences for filing bankruptcy, so don’t tell me how bad it is or whatever. I’m having troubles paying all my bills, taking care of kids, and paying the loans back. I get enough money to pay the bills and take care of my kids, but with those loans, I never have enough money. Please help me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I find a high risk personal loan?

I’ve also tried citifinancial.


How exactly does a bank auto loan work?

I’m looking at a 97 Mitsubishi Eclispse GT with 82000 miles on it between two owners, a mother and daughter. The asking price is 5000. I’ve already seen the car and had a buddy test drive it. The only glaring problem is that the A/C doesn’t work. Other than that, it seems like a good buy.


Battlefield 3: What is the best US and RU Assault Kit setup?

I am fairly new at this game and I was wondering what you guys out there had for your RU Assault Kit and your US Assault Kits. I would like for you to answer the question like this: Primary Weapon (with the attachments): Sidearm: Gadget 1: Gadget 2: Specialization: I am looking for what class works best for you Battlefield 3 gamers out there. Which setup you think is the best. Thanks in advance.


I owe more than my car is worth, do i let it get repoed and buy a new one first or keep throwing money away?

I currently have a 2011 Nissan sentra that I owe 20K and my interest rate is 18%. I will end up paying 40K for this if i pay it off. My question is should I buy a new car with lower payments and lower interest rate to save money and let my current car be repoed? Or continue to pay on this current car for another 4 years? My thought is I can have a repo on my credit for several years or keep thowing money I dont have into this car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much could I get approved for for a home loan?

Please only respond if you have an educated idea based on your real estate knowledge, thanks! I’ve been in the same field for over 4 years, I make $14.00/hr full time ($2240.00 gross per month) and I have a credit score of 770. I have 4 credit cards with great revolving credit limits and very little balance on all 4 of them. My only monthly obligation is a personal loan of which I owe $110.00/month. Also I would most likely qualify for an FHA loan as I have never owned a home before. The reason I am asking is because my fiance and I were going to apply for a house soon, but her bankruptcy from her past is most likely not going to look favorable. I was going to lean on our combined income for the process, but we may have to rely on mine alone. I live in Minnesota. I am hoping to get approved for up to $100,000 but realistically the places we are looking at are between $50,000 and $80,000. Please let me know if you could make an educated estimate based on my information.


How much would I pay for a $20,000 car?

What would the average person pay a month for a car that costs about $20000


Can i ask for cash back if im using my visa vanilla pre-paid debit card?

i have a visa vanilla card with 500 dollars on it. my Q is if i can ask for cash back after making a purchase with it? please answer quickly


E-loan an oline lending service recently offered 36-month auto loans at 4.2% compounded monthly to applicants?

E-loan an oline lending service recently offered 36-month auto loans at 4.2% compounded monthly to applicants with good credit ratings. If I have a good credit rating and can afford monthly paymenys of 572 how much can I borrow from elone. what is the total interest I willpay for this loan.


What is a trade deficit and a fiscal deficit, and what does it mean when they are at nightmare proportions?

Please give me your own definition, or a website that is NOT wikipedia. Thanks! Also, if you could tell me during which war the poem Spain in our Hearts” was written. The author is Pablo Neruda.”


I need to borrow $20,000 to purchase home. How can I do this with bad credit? ?

I need to be able to borrow $20,000 to buy a home. The price is only $20,000 for a 2br, 2ba stick built home on 2 acres. It has a 2 car garage. It needs allot of work. I am self employed so getting a regular home loan is hard. Any ideas?


1-800-925-6142?

I’m getting messages from a Sam (?) Martin every day telling me to call this number for an important personal business matter”. Anyone else recieve these calls or know what this is about?”


What statement best describes why atoms are electrically neutral?

please answer this question plz i need help this is do tomorow and idk know this plz help me


I owe more than my car is worth, do i let it get repoed and buy a new one first or keep throwing money away?

I currently have a 2011 Nissan sentra that I owe 20K and my interest rate is 18%. I will end up paying 40K for this if i pay it off. My question is should I buy a new car with lower payments and lower interest rate to save money and let my current car be repoed? Or continue to pay on this current car for another 4 years? My thought is I can have a repo on my credit for several years or keep thowing money I dont have into this car.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My friend wants me to co-sign on a loan for him, what do I do?

I think I already have good answers. But just to add this guy has already finished school and has a 60K a year job. He’s just going to be doing some traveling and wanted an extra 10,000 in case he needs it. There’s no way I could pay the 10,000 if he defaults. I’m a nurse assistant, I don’t make much money.


Financial problems……….need advice?

Hi everyone, actually i’m in some financial problem that hopefully someone can give me some helpful tips on how to get out of cc debt. Not major debt but too much for a college student to handle. I was wondering if anyone knows any corporation that helps people in debt to consolidate their debts and have one monthly payment. I have a couple of cc debts and more than two delinquent accounts, i’m still in school and working but can’t seem to payoff anything…HELP!!!!!! I’m trying to regain my credit and I know it’ll be very hard with my deliquent accounts, but please help me, I feel hopeless…………………………….. all in advance….


Should I have to put down a down payment for personal loan?


I wanna know my credit score, but I don’t wanna pay for it?

is there somewhere i can get my score without paying for the info? shouldn’t i be able to access my own credit information?


How do i get a cash advance on my american express credit card . I dont have a pin number to use it at the ATM


Does anyone know much about working for the free payday loan companies?

I don’t know why they call them free payday loans. Hers is actually called Advance till Payday””


My credit file indicates I may have a mortgage loan?

I was checking my credit score through equifax today and this message popped up Your credit file indicates you may have a mortgage loan”. Im pretty sure i do not have any house mortgage under my name and im 18 years old and just got my first credit card recently. could it be someone used my information without my permission?”


How do you add a Chapter 13 bankruptcy to a verified divorce complaint in the state of michigan?

It was a joint bankruptcy and both parties have agreed to split it 50/50. Just need to know basic legal term to add it to the complaint.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does pre-approved for an auto-loan mean?

I applied online with my bank for an autoloan for a used vehicle. about 30 minutes later it said i was pre-approved for an autoloan and gave me the terms etc. it said that i would recieve the pre-approve agreement via mail in a couple days. does this mean the loan is as good as gotten? i’m confused about it.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Should I get a student loan even if I don’t technically need it?

I’ve saved up so much money in my first year from working, that I could technically get through next year, even if I didn’t have a job (even though it’s likely that I will still have it). Should I just not apply for a loan? The only reason why i’m thinking about getting it still, is from how much everyone is preaching that it is so affordable, and that it could get wiped off in 30 years. I could just use the extra money to ‘invest’ in something. What do you guys think?


CAR LOAN QUESTION: I have decent credit, never missed a payment in my life, but high DTI, want new auto loan?

I am trying to cut down on household finances, and I know from a previous personal loan application that banks think I enough credit extended to me already, but if I want to get a new auto loan to reduce household finances (get a cheaper car, lower payment), what is the possibility of that going through? Wouldn’t that lower my DTI?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What are some good places to consolidate your student loans where you will get cash back and a good rate?

I have a little over $30000 in Federal student loans and I am looking for a good place to consolidate them where you receive a good cash back rebate as well as a good interest rate. Anyone that knows of a good place please let me know.


I owe more than my car is worth, do i let it get repoed and buy a new one first or keep throwing money away?

I currently have a 2011 Nissan sentra that I owe 20K and my interest rate is 18%. I will end up paying 40K for this if i pay it off. My question is should I buy a new car with lower payments and lower interest rate to save money and let my current car be repoed? Or continue to pay on this current car for another 4 years? My thought is I can have a repo on my credit for several years or keep thowing money I dont have into this car.


When is it appropriate to file bankruptcy?

My husband is 21, unfortunately he has made some horrible decisions in his life regarding money. He is now considered ‘high risk’ by EVERY loan company you can think of, including the NO CREDIT BAD CREDIT NO PROBLEM people, lol. Now his (not mine, my name is not on it, and please remember, I just recently became his wife!) car is up for repossession. He leaves for basic in January, and that will solve many of our money problems. However, we NEED this car, myself and my daughter, while he is in basic and up until that time. How long will it take them to come get it? And the real question I am asking is–with his credit being this horrible, and owing all this money that’s so terribly behind, should he just file bankruptcy?? I know it will freeze the repo and we can at least keep the car. He is only 21, I know that is young, but his credit report is four pages long–of crap he still owes. Would it be better to start over even with a bankruptcy? (my credit is good.)


What the draft day” of a checking account/or a check?”

My online mortgage payment folks are asking for this as I set up my account with them. What exactly is the draft day” of a check/checking account? (Their options are: 1

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will my 30 year old bankruptcy show up after my second one ?

First Bankruptcy was in 1974 and is not on my bureau right now.Second bankruptcy in 1997-discharged. This bankruptcy is on the bureau but shows an incorrect discharge date of 2005. If I try to correct this will they bring up my first bankruptcy?


Can I file bankruptcy on a house that has been seized by the bank?

My house went into foreclosure in Nov 2010 and the bank immediately put a lock on the door. I would like to know if filing bankruptcy will relieve me of this burden?


Reverse Mortgage,Which is the best Bank?

What is reverse Mortgage. Which is the best Bank.


What is the attraction that people have to CREDIT UNIONS? are they any good?

What are they for? The good and bad things about them?


Is avant credit for bad credit a good site for a loan?

I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?


What is the best credit card consolidation company?

Thanks, that is correct I intend to pay off the $7,000 with the amount I can borrow, which is $16,000 this year. Now that I read the letter again it seems there is a new laws making it even more lenient for students. I understand student loans are worst but I have no other choice. I already owe $190,000 in student loans. If I don’t do this I will never be able to get anymore loans, hence I will never be able to graduate. Owing that much money and not getting any more loans to help me get the degree would be suicide.


Can I apply for an SSS salary loan without an SSS ID or an E6 form?

I only have my E1 form. Can I present that and two valid IDs in lieu of an SSS ID/E6 form. I haven’t been able to apply for an SSS id yet…


Which site can I get a free credit report without paying?


Where i find free credit report without pating anything?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who is the best Mortgage Broker in Victoria, BC?

Who would you choose?


I owe more than my car is worth, do i let it get repoed and buy a new one first or keep throwing money away?

I currently have a 2011 Nissan sentra that I owe 20K and my interest rate is 18%. I will end up paying 40K for this if i pay it off. My question is should I buy a new car with lower payments and lower interest rate to save money and let my current car be repoed? Or continue to pay on this current car for another 4 years? My thought is I can have a repo on my credit for several years or keep thowing money I dont have into this car.


What is the best pay day loan site?

i’m in a bind and need like 500 before the first to make rent. i can’t get a loan through my bank because my credit sucks and i seem to be getting the same response from all the loan sites. if you’re going to answer my question then do that. don’t tell me to sell my stuff or get another job because i don’t have enough stuff to sell to make rent or enough time to get a new job. i have no friends or family to borrow from so basically all i need is a payday loan site that won’t rape me 2 weeks from now when i get paid again.


B&L Marketing is a payday loan company that i dealt with in the past. Can you find it please?


What happens when you declare bankruptcy?


Katie is buying a house and is looking for the best home loan to pay for her purchase. what loan should she ch?


Credit analyst and loan officer careers?

Do you have to have a Bachelor’s for that? Do you have to have a Bachelor’s in finance or similar? (I’m majoring in criminal justice.) Can you advance to those positions starting as a bank teller?




















































Any lender to stay away from for a new auto loan?

Any lender to stay away from for a new auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Personal Loans and their tax liabilities?

I only have two types of income: rental and small online business.


Credit check…?

Does anyone know where I can get a free credit report?


Credit union help: trying to build credit/get a auto loan?

I’m 19, and finished cosmetology school last year. I paid my way through school (nannying) but it didn’t go on my credit because it was a private in house loan. I now work in a salon. I have for about 9 months. I made a taxable income of around 15 k in the 8 months in the salon last year. I’m looking to build my credit, and I also need a new car.. So I was thinking I should go to a couple credit unions and see if they would pre-approve me. I’m not looking for a big loan.. Maybe 3-7 grand? What should I be expecting? Should I expect to be approved? Or not? I also don’t have co-signer. If I don’t get approved for this, I think I’ll see if they will approve me for a small credit card so I can start building credit. Any suggestions would be great 🙂


If I obtain a lawyer on contingency, I win, but never see the money how does the lawyer get paid?

I’m in talks with a lawyer to hire him on contingency. If I win, then he gets paid. If I don’t win, he doesn’t get paid. What happens if I win but the other party doesn’t pay up, like files bankruptcy or something to that effect? The lawyer will still want to get paid correct? Does he then come after me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can I start getting credit?

I was married to a man that bled me dry. He had very bad credit and used my name to get credit cards and others things. He never paid the bills. We have now been divorced four years and I pay my rent and utilities on time, but can’t get any credit. How can I show I am a good person without someone giving me a chance?


What is the best thing to buy on amazon?


Should I declare bankruptcy?

Bottom line, I’m in debt, credit cards around $20,000. I’m self employed and business is not good. I am behind on everything including my mortgage, I’m trying to work that out. My back-up if you will lately has been my wife has immigrated here from the Philippines 4 years ago now. (we’re very happy thanks) and her social sec. has absolutely nothing on it. Can’t we just survive on building her credit when things get better. BTW I had spotless credit before business went south…


Any lender to stay away from for a new auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get my credit score if i do not have a credit card?

i want to know my credit score but do not currently have a credit card, and all the sites require one.


Do you know of any loan websites?

like payday loans that can help with money overnight no scams please i am in need


I accepted too much loan money, should I just send it back?

Ok sorry if this is a stupid question, I’m new to student loans. I accidentally accepted too much of the stafford loan offered to me. I don’t want to hang on to this money I don’t need and have interest added, so can I just pay it back right away? Or can I not make loan payments until I’m out of school?


Where do you go for a truly free” credit report?”

where is a web site that you can check you credit report, that you dont need a credit card? a site that is truly free


Is it possible to transfer an auto loan over to someone else?

I have an auto loan through Wells Fargo with about 4 years left. My brother needs a car so I’m offering him to take over my payments, so I could just get a newer one. His only credit is having a job for about a year and a credit card through his bank for about 6 months. Could I transfer it over to him anyway? He can’t afford a huge down payment at a dealer, so he can give me a smaller one.


How old do u have to be to get a loan to purchase a house? I’m 17 working a job at min wage i want buy this?

$30000 fix-up its livable but needs work will a bank give me a loan ? my mother want do it for me told her i can work on it little at a time ! i don have any bills i want to get an early start! will a bank give me a loan ?


Is a credit score of 715 good or bad and do you think i would be able to get a good mortgage loan?


Will applying for an auto loan hurt my credit score?

i already applied through one for my bank but i got denied. if i was to try for another one through someone or something else, will my credit score be hit just for applying


Any lender to stay away from for a new auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Anyone know of a free website that allows me to check my credit score?


Why alcohol makes you feel soo good? Can anybody answer that?

Hi all, I drank like 3 beers and i’m tipsy and it feels good, why does alcohol makes you feel good, i mean what it alters in your body, which chemical reaction that makes you eel so dizzy.. By the way a little french lesson for all of you.. in french it’s spelled ALCOOL.


Auto loan question – with a credit score of 580, would a co-signer help?

I deperately need a new car and have no down payment. My credit score is 580 and I have been turned down by the majority of banks, except a few that were thru dealerships. Also, one lender (not a bank) who specialized in bad credit loans offered me a loan of $5k my payments would have been $500/month and the term 12 months! So needless to say I had to turn that down. I have worked hard on getting my credit fixed up, but I’ve done almost all I can do for the time being and nothing is instantaneous when it comes to my score. Right now I am waiting to hear back from a large dealership who transferred my application to their bad credit loans department and they sounded like it may be promising, but I know that the interest rate and terms may not be great. The car salesman told me that I might consider having a co-signer – but awhile back a loan officer told me that he thought co-signers were more for people who dont have enough credit, not those who have bad credit. By what I have heard, my score of 580 definately qualifies me for a bad credit loan, but I could still qualify for a better loan, but either way it would be high interest rates. What should I do? I have considered waiting, but I need a new car ASAP.


Fox Symes anyone? Debt Consolidation?

Anyone had experience with this Company? It’s an Australian Company by the way. What do you think about debt consolidation? And can anyone recommend a reputable company (in OZ) and what they charge, what you pay etc… Thanks


Prepaid credit card question?

is it possible to establish a credit rating with a prepaid mastercard? I have a Freedom” mastercard.”


Do you pay mortgages if you build your own home?

Just wondering. I have no idea what it’s like to pay mortgage as I’m not a homeowner. But my mom says you have to pay mortgages for 30 years. That’s why grandparents who have lived in a house for more than 30 years don’t have to pay it anymore and when they pass it down to their children or grandchildren, they don’t have to pay mortgage…or something like that. But I was wondering, if you buy the land and you don’t take out any loans or anything, you just pay for it straight and you build a home on it, do you still have to pay mortgages? I read about this guy who built a sphere home that was solar powered and the only thing he paid in bills (I’m guessing light bills) was 5 cents!! I can’t find the article or remember his name but I want to do something similar. Build my own home, buy the land, and not have to worry about mortgages if that’s at all possible.


Where can i get a totally free credit report, not one that says its free for 30 days a totally free report?


Will my bank negotiate new auto loan conditions if I am upside down after a total loss to a vehicle?

Our tahoe burst into flames a couple of months ago; I have my suspicions of how, but that’s irrelevant. After negotiating with the insurance company we will be upside down on the loan 10K, if we are lucky. It was overlooked when buying the car in the first place that we didn’t get gap insurance-we have gotten that on every other 4+ cars we have bought and later traded. It makes me sick that we have to pay that much on a car that’s non-existent, so is there anything I can do with my bank? Will they lower the interest rate, maybe work with me on lowering the balance since we are having several financial hardships right now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Cash advances on credit cards?

I’m thinking of getting a credit card I know you’ll all say dont but I really need a car and Loans dont seem practical because of the amount I’d have to pay back in interest. Where as a credit card I can buy a car for under a grand on it, and pay it off in monthly installments with a card with 0% on purchases… but I’d obviously need the money in cash and thats where the figures change… Like when I see the reviews for cards it says 28.6% of Cash advances but 0% on purchases, does that mean I can only ‘buy’ things and not pay interest or does that cover any transaction made on the card? I’ve been on money saving expert and there isnt much info at all about the definaition of cash advances. Your help would be very much appreciated.


Anyone know of a FREE credit report site?

Will someone please give me a website where i can get a FREE credit report without giving a credit card number.. Please only answer if you have actually used the site.. cuz i know there are 1,000s out there but not all are easy or free… thanks…….. oh and if anyone knows how to get stuff off your credit please give me instructions on that please:)


On my auto loan im the cosigner but should be the primary. My mom is going to file bankruptcy, what do I do?

I make the payments, the finance company messed up on the loan. What do I need to do before she files?


Where can I consolidate my Sallie Mae PRIVATE school loans?

My private student loans monthly payment is $604.00. There is no way I can afford that. I called Sallie Mae and they can’t reduce my payment or even help me. Jeez… So, I am looking for a good consolidation company where I can consolidate my private loans so I don’t have to deal with Sallie Mae. They are THE WORST!!!!



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Cash Flow Statement – Indirect method?

6- Green Co. declared and paid cash dividends for 2007 and 2006 as shown below: Declared … Dec. 15, 2007 / Dec. 15, 2006 Paid … Feb. 28, 2008 / Feb. 28, 2007 Amount … $80,000 / $100,000 **Prepare a statement of cash flows for Green Co. for the year that ended Dec. 31, 2007 using the indirect method. I have done the assignment to the best of my abilities, but I think I missed a few things along the way. I’d be grateful if someone could either post the correct SCF or email me and I can forward my assignment for review (and pointers on what I may have missed). Either one would be extremely helpful. Thank you!


Any lender to stay away from for a new auto loan?


Can I check my credit score online for free??


Loan with no credit history ?

i am 19 and REALLY want to start my own online retail store but i have no credit history im am lookin for no more than 5,000 please help and give me some advice

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a credit score of 489?

My ex.wife completely ruined my credit I have contacted the merchants to make installment monthly payments to pay down the debt. I have tried applying for a secured credit card with bank of america and orchard bank and was turned down. Is trying for a retail store card a better option to try and improve my credit score while I continue to pay down the debts left by my ex wife? With a credit score of 489 would any retail store card be willing to give me credit? thanks,


Can I pay for a Travelodge hotel room in cash upon arrival at 16?

Hi, I’m looking to book a hotel room for me (16 years of age) and a friend who is 15 (who counts as a child according to Travelodge), however, I was wondering if I could pay in cash upon our arrival. The thing is I don’t have a credit or debit card to pay with, but I have the actual cash. I also have my passport as a form of ID. So is it still possible for me to book a room at the Travelodge? (Bearing in mind that their policy states that any person over the age of 16 are eligible to book a room) Thanks 🙂


What is the best home loan for a short term mortgage?

It is for an investment property and I am only planning on holding on to it for 3-5 years. What is the best home loan available with the lowest payment without any differed intrest?


Credit Card Expiration Dates?

When you receive a replacement credit card because your original card has expired, how many years forward is the new expiration date? I’m thinking of Mastercard in particular. Thanks for your help!


Can anybody tell me of a company that you can buy one credit report?

Everything I find is 30 days free, give them your credit card, then try to cancel it! Internet screwed again! All I want is one credit report from all three companies and I’ll pay for it!


On TV when a person barrows money from a loneshark what does 1 1/2 points mean?

Why can’t Y/A ban the IP address of d0uches who post spam?


What is the best option for this situation?

My ex husband is trying to extort money from me by threatening me. I want to counter sue but he is such a lazy bum he is unemployed and on the verge of filing for bankruptcy. Is sueing him for emotional damage the smart thing to do here?


OUTSTANDING PAYDAY LOAN?

I live in California I owe a old online payday loan which was only about $250 now there saying they want like $600 from me they said there going to serve me courts papers for a court date because there going to sue me and I will have to pay over a $1000. They said they would try at my house and if not my work. I tried to offer them $50 tomorrow cuz that’s all I have that I can give them but they said no and good luck and that was about it. Can they really com serve me papers at work? Also when the guy (lawyer/detective/whatever he is) from NY sounds the exact same as the guy that was supposedly from the my county’s police station or well at least try to make it sound like he was from a police station but when he said he needed to know my where abouts umm hello he called me at work and i answered the phone…and then i asked him can you serve me at home? he said i would have to dicuss that with the law firm i asked him what address he had and he hung up on me”


Can we close on a mortgage on a Saturday?

We are purchasing a new home and our schedule is not working well for a closing date. Can we close on a mortgage on a Saturday?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Order online with credit card in canada montreal area?

I want to order food online. I can’t order from Pizzahut or Dominos so are there any other places in Canada around the Montreal area that i can order online and pay with a credit card? Thanks


Any lender to stay away from for a new auto loan?


I’m living in singapore and am deeply in debts. are there any banks in s’pore with debt consolidation scheme?

i have been issued with a writ of summons. i am unable to pay them within the 8 days period. what is their next action? writ of seizure? if so, what kind of things do they normally seize? i have some hello kitty collections, precious moments figurines, many novels,etc. will they seize these? i heard that they will auction the things they seize to a karang guni and the man will ask u whether u wan to buy your things back from him but at a higher or double the price paid at the auction. Is this true?help wat should i do? i can’t get a loan here in singapore due to bad credit. overseas lenders (nigeria)already cheated me twice. is there anyone out there that can provide a reliable and trustworthy lender. willing to pay favourable interest to lender.


Cars similar to a Honda Civic?

I was planning on buying a new Honda Civic. I’m 16 years old so I would expect the insurance to be expensive, but it was 2000 a year!! Then today in Drivers Ed I was informed it’s the car that pays the second most for insurance! Are there any small cars that are similar that I would pay less with? Also don’t suggest that I get a used car because I have 20,000 I want a new car so it can last me well through college!


How do you get a free credit report?

I heard it’s possible but I have my doubts.


I have bad credit, will HSBC Finance Canada approve me?

I have bad credit and need a personal loan. will hsbc finance in canada approve me?


Can I get a loan with 534 credit score and a cosigner?

My credit situation is horrible. My current score is 534, with multiple accounts in collections and late payments on an auto loan. I would like to take out a loan to consolidate all this debt, as well as have moving expenses when my lease expires. My mother is willing to cosign if they will let her. I make 1500 monthly from a full time job. I hope to borrow 5000 and keep payments under $200. What are my chances? Where should I go first?




















































How do people who steal credit cards and credit card numbers get away with it?

How do people who steal credit cards and credit card numbers get away with it?

how do they get away? (if even do get away) . i have heard about alot of people who had their cards stolen and they were used in retail stores to buy $$$$$ worth of stuff or theyw ould buy stuff online too. is no signature required? cant they be traced by the IP address used? do they use their own address to ship things to?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Are they any kind of student loans on a ch. 7 bankruptcy?

heard that depending on the type of student loan some you CAN claim on a ch. 7 bankruptcy. IS this true and if so what kind (federal, state etc) are you allowed to claim?


Should I take out $100,000 in college loans?

I already have 2 B.A.’s because I double-majored which was all payed for by scholarships so I graduated with 0 debt. I also already have a years worth of experience at the low-end of the payscale and I feel like my skill set just isn’t cutting it and is hindering my advancement. These are why I’m going back for a grad degree.


Will declaring bankruptcy effect my Medicaid status?


Is it actually possible to get a loan instantly with bad credit! I don’t want a payday loan.?

i don’t care too much about interest at this point. I have applied for 2 before where you have to pay £50 before you even start and i never end up woith the money. can anyone recomend a loan company they have got a successfull loan from with bad credit??

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What does APR mean for credit card?

ima applying for a credit card and I dont understand interest rates and the APR, im new to credit cards


Does anyone know of a reputable debt consolidation company?

I’m a single parent, my misc. debt is keeping me living week to week… barely. I’m wondering about the companies that will work out a payment plan with creditors. I’m willing to close all my credit accounts. At this point my credit is only about 620.


Does filing bankruptcy or having your house foreclosed on affect your current credit cards that u have?

If I file bankruptcy or let my home be foreclosed will that affect my current credit card interest rates? Im in great standing with my credit cards. After the foreclosure happens can the credit card companies raise my interest rates or will they even find out about it if they dont run my credit again. Can they run my credit without my approval?


How do people who steal credit cards and credit card numbers get away with it?

how do they get away? (if even do get away) . i have heard about alot of people who had their cards stolen and they were used in retail stores to buy $$$$$ worth of stuff or theyw ould buy stuff online too. is no signature required? cant they be traced by the IP address used? do they use their own address to ship things to?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am thinking about filing bankruptcy?

I understand that it will remain on my credit report for 7 to 10 years.Is that true? I hear all kinds of different stories that contradict each other so I am hoping maybe an attorney would read this and give me the facts.


My credit score is 600 due to many inquiries in last 2 years. All my accounts are always on time and neverlate

I do not own a home. Being Active Duty Navy and always moving around I havn’t bought a home yet so no mortgage, I do rent however. The two problems are neg. equity for current car and low score because of enquiries. I told the manager I havn’t missed a payment since I’ve had the car(5 years) and they couldn’t help me out. I am in Newport and travel to Maine(6 hours) every weekend because of family problems and my grandparents are terminally ill. I can’t afford to be stranded from work, and especially from home.


Where can i get a payday loan in the UK the same day?


What are the advantages and disadvantages of a mortgage?


Why can’t I get a car loan/finance?

In the last couple of weeks I have decided to buy a new car problem is I dont qualify for a loan or finance and I cant understand why. I have clear credit Ive never had loans before, I have a full time permanent job and I rent my house, my wage would be ok and I can definatley make repayments??? Any civilised suggestions will be welcome, please do not comment if you cannot help. Thanks Ps I live in Ireland


Are there any payday loan companies that will lend money on a child tax benefit?

This girl I know would like a short term loan on her child tax benefit but she doesn’t know where to go. She doesn’t work any suggestions…


How to beat car loan interest by making extra payments?


My credit score is 679 is that bad or good?

In like a year and half my husband and i are planning on selling our current home and buy a new one, but im scared that my credit score will affect our future purchase (he has perfect credit.)The only thing that i had was a credit card and i wasn’t able to pay for it on time for 2yrs. some payments were late a lot, but its completely paid off ($2,388.87.) I have department credit cards but i don’t use them. I was told not to cancel them. Also it states that my credit is fair but is it good enough to buy a home in 2 yrs?


How do people who steal credit cards and credit card numbers get away with it?

how do they get away? (if even do get away) . i have heard about alot of people who had their cards stolen and they were used in retail stores to buy $$$$$ worth of stuff or theyw ould buy stuff online too. is no signature required? cant they be traced by the IP address used? do they use their own address to ship things to?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If your learners permit expires in Maryland, do you have to wait another six months?

I was roughly two months away from the expiration of my learners permit when I broke my collar bone. I was unable to take the test so the permit expired. My question is, do I have to wait another six months to take the drivers test? If I do, I may run over the year that my drivers education stays valid. I would have to pay another $200 dollars to REPEAT drivers ed.


Does a student affect my credit score? If I have $7000 student loans, does that bring my credit score down? If?

so, by what factor?


Is in-house car financing dealerships a good idea?

What are your experiences with in-house car financing? Was good or bad and would you buy a car from one.


I need a cheap bankruptcy lawyer in Maryland can someone tell a few good ones?


Has anyone ever tried payday loan debt assistance program? If so, was it successful for you?

Like many of us who are financially unstable, I am drowned in payday loans. I have an ’08 Chevy Tahoe w/ a $660 note & AT&T family cell bill plan of $300 with all of us having an iPhone. With trying to catch up on my truck note & paying bills, I have found myself with 10 payday loans totaling close to $3800. I have heard of theses payday assistance companies & wanted to know if they are legit & if they can help me. With the interest of my payday loans. I’m spending a paycheck on loans plus fees.


How can you get your credit rating checked free and not have to worry about future charges?

The 3 main credit checking companies ask for your bank acct# so they can bill you if you want to keep their services, and they say you can cancel at anytime within a certain amount of days, but they don’t say how or who to contact, that is, by giving a telephone # or email address, etc., at least, not that I could see when I tried to get my credit rating checked. I didn’t follow through with the checking process because I didn’t trust them: please advise?


How does having multiple bank accounts affect your Credit Report?

What happened specifically was, I had opened a 3rd banking account, and that action was listed under Potentially Negative Information” on my Credit Report.”


How or where do I find the best interest rate auto loan for a new ’08 Ford 250 or an ’07 Ford 250???

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What is the best way to pay off an auto loan and credit cards?


Personal loan 1000$ average interest rate?

I was hoping to get a personal loan of 1000$ I am in the Marine Corps. I have no credit history but would like to start building it. I don’t know how much an average interest % is attached to it but the bank offered it for 19% and sounds high as heck. Granted that I don’t have a credit history I would still think it would be a bit lower. Please advise on any averages or what suggestions on trying to bring the %tage down a bit through the bank. Thank you in advance.


Where can i get a loan where they look at my circumstances not my credit file?

I need a loan pretty badly to consolidate some existing debt that I accrued (i’ll be honest) by being stupid. It’s getting to the stage where the payments are getting out of hand because these are Payday loan companies. Surely there is a company out there where a human being makes the loan decision as any person could clearly see that a real” loan would actually solve all my problems. I’ve never missed any payments for anything but I can see how this is actually going to turn out very soon and it’s not good


Urban Outfitters won’t accept my credit card?

I have tried ordering clothes from Urban Outfitters online but it keeps refusing my credit card. I have used the same credit card on other websites and it has worked fine. Can anybody tell me why it won’t work on their website?



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If i only have a learner’s permit can i still apply for a car loan?

i don’t have a full driver’s license yet, but i expect to get one soon and i need a car, so i was hoping i would be able to apply for a car loan so i could get a decent car. my credit score is 730 across the board, i just don’t have my license and would like info on this… also i am not a troll, i genuinely don’t have a driver’s license (23 years old)


How do people who steal credit cards and credit card numbers get away with it?

how do they get away? (if even do get away) . i have heard about alot of people who had their cards stolen and they were used in retail stores to buy $$$$$ worth of stuff or theyw ould buy stuff online too. is no signature required? cant they be traced by the IP address used? do they use their own address to ship things to?


What exactly does Private Mortgage Insurance cover?

And for how long??????/


How long does it take capitalone to report good credit?

I just got my first credit card, a capitalone with a $300 credit limit a little over a month ago. I maxed out the card and i intend on paying $100 for the first payment (the minimum payment is $15.00). Will capitalone report my first good payment to credit agency’s and if so how long does it normally take? Also since i have no credit now (I’m 18) what will my score be after I make the payment if capitalone reports the first good payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will filing a Chapter 7 bankruptcy get us out from underneathe our mortgage?

My wife and I don’t want out house anymore. If we file Chapter 7, we can leave with no reporcussions and surrender the house bank to the bank, right?


I need help locating a good refinance company for my car?

I have a 2008 Jeep Compass..my rate is 18%….my note is 502.00 monthly my term is 72 mo. please help me! I appreciate all the info yo guys can give me.


Would I qualify for a income tax refund anticipation Loan?

thanks ms. Angel, but unfortunatly im already exempted out on my w4….I am relying on refundable credits this income tax season. Hopefully they are still there.


My closing date may be pushed later than thought, can I back out after the closing date?

Actually…I just got a call back from my Mortgage Broker and we are able to file an extension for the rate. However, the issue with the closing date and sellers negligence is still a problem. Do I have legal right to walk away and get my deposit back if they do not fill their required obligations that are laid out in the Purchase and Sale?


Can i buy a used bmw for $29k with a 605 credit score and $49k annual income?

I have one credit card with a $300 balance and a furniture bill with a $1200 balance. Never late on either. I have $2k as a down payment.


Is Discover student loan government backed?

Hi. unfortunately i cant pay my student loan.If i file bankruptcy,can i get rid of private student loan? Additional: My student loan is with Discover student loan. Thanks.


Motorcycle loan and car loan at the same time?

I was wondering if you could get a loan for a motorcycle when you have an open auto loan already. I know banks usually want 2 people for 2 cars but I dont really know the policy for a recreational vehicle


Question about going to dealer with pre-approved auto loan?

I have a auto loan approval through AAA for a specific amount to buy a specific car. The instructions I received say to have the dealer fill out the purchase and sales agreement and contains the info on which bank to list as lien holder. I then fax this in to AAA and they send the funds directly to the dealer. Has anyone ever dealt with this before? I have always done dealer financing in the past but want to use this outside auto loan this time. Is the dealer going to let me drive away in a new car with this promise that the funds are coming from AAA or how does this work? I am confused about the process.


What salary do I need to comfortably afford a $500,000 house?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


MY CREDIT SCORE IS 576 IS THIS GOOD ENOUGHT TO GET A LOAN?


How do people who steal credit cards and credit card numbers get away with it?

how do they get away? (if even do get away) . i have heard about alot of people who had their cards stolen and they were used in retail stores to buy $$$$$ worth of stuff or theyw ould buy stuff online too. is no signature required? cant they be traced by the IP address used? do they use their own address to ship things to?


What’s a completely free hook up/dating site?

Most sites have a free SIGN UP, but require that you give them your credit card info and subscribe if you actually want to enjoy the features. Don’t be retarded and say Facebook or MySpace.


I need to catch a train and I have no money – what options do I have?

Pamela, if I was going to travel for free, would I be trying to find out what options I have in relation to travelling and payments?


How does having a roommate affect mortgage rates?

I see many people saying to have a roommate to help with mortgage costs, and to qualify for a better mortgage. Or, buying a duplex, and renting out half of it. Does the buying have to qualify fully on their own? Or how does the bank take the future rental income into account?


Help im in debt wat do i do?

im 21 years old and 8 grand in debt i owe my credit card 5000 and the rest on other things i work full time and afford repayments on all these debts but i cant find a loan anywhere no one will give me 1 i just wanna put all my debts into 1 simple plan ill be going part time shortly to care for a sick relative and do not know how im gonna manage


Anyone know any loan sharks or money lenders in Perth, Austrlia?

i need to borrow about $4000




















































Co-signer lives far away?

Co-signer lives far away?

I’m going to apply for a car loan online and my mom is going to co-sign me. She lives in a different state. Who are they going to send the check to? And how do I go about getting my loan? Do they send me a check and I go car shopping or do they contact the dealer and I just go there to find my car? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What is credit card, describe it?

types of credit card?


Is it possible to purchase a home if you’ve had a foreclosure in the past two years?

My husband was laid off of work a few years back and we fell behind on our mortgage. We tried filing a chapter 13 to keep our home but it made it worse because we had the mortgage payment along with ttee payment. We not only fell behind on our mortgage but also on car & credit card payments. We ended up loosing our home about two years ago. We would like to be able to purchase a home if possible within the next few months but would that be possible? With the recent foreclosure and bankruptcy? We spoke to someone who said we should file for a chapter 7 in order to start all over. Is filing a chapter 7 the only way and how long after that would we have to wait in order to purchase a home if at all possible?


Explain either the advantages/disadvantages of using a database of censored mortgage officials as a preventative method for mortgage fraud.?


Can I claim bankruptcy for a bank loan?

Im in debt for $35,000.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Which Bank offers best interest rate for educational loan ?

Which Bank / institute in India offers best interest rate for educational loan. I am looking for loan for post graduate study in USA after doing Engineering Degree from Mumbai University. Any valuable input shall be highly appreciated.


Is bankruptcy on line real?


What is cersai charges (in housing loan) .. ?

I am paying EMI in LIC housing Finance Ltd this month apart from the EMi , they deducted 562 rs , when i enquired about it , they said its cersai charges . Can u plz explain if u know about it ( may be in few lines/in a line )


Co-signer lives far away?

I’m going to apply for a car loan online and my mom is going to co-sign me. She lives in a different state. Who are they going to send the check to? And how do I go about getting my loan? Do they send me a check and I go car shopping or do they contact the dealer and I just go there to find my car? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use my US debit card in the Philippines?


Filing Chapter 13 bankruptcy????

I am getting ready to file bankruptcy probably chapter 13. My vehicle payments and my mortgage payment are somewhat behind. Can Chapter 13 help me with this as well????


I f i have bad credit will it effect my daughter getting a student loan?


Whats a good % for a car loan?


Any 2009 Tax exemptions for a divorce and Ch 13 bankruptcy?

I’m working on a friends taxes, and though i’ve been doing my own for many years, this is the first time I have had to deal with a divorce & bankruptcy situation. So here is the question….. My friend filed in early 2009 for divorce and bankruptcy. She was head of household (the POS didn’t want to work and lives with his Mommy now – still unemployed). Anyways, are any of her expenses for either the Ch 13 or divorce deductible? She pays $400/mo into the bankruptcy plan, lost her home, and for this year, will be claiming 2 or their 3 children as dependents. So are the following deductible: Lawyer fees Ch13 payment plan Anything else???


Can you file chapter 7 bankruptcy without a lawyer?

If so, is it difficult? This is for the state of Minnesota is that matters.


Can you get out of a auto loan finance contract if you can no longer afford it?


Where can you get a $250,000 personal loan…?

Ok forget about the no job or income, where other than a bank can you get a $250,000 personal loan and where you can start to pay 3 months or more later?


Co-signer lives far away?

I’m going to apply for a car loan online and my mom is going to co-sign me. She lives in a different state. Who are they going to send the check to? And how do I go about getting my loan? Do they send me a check and I go car shopping or do they contact the dealer and I just go there to find my car? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the typical interest rate on an auto loan of about 6k? ? ? ? ? ? ? ? ? ? ? ? ? ? ?

I plan on getting a newer car, and its about 10k, I only have about 5k right now, I am going to take out a loan of 6k, what is typical interest? Should I do 48 months or 60? What is typical interste through a bank?


Secret Security Clearance and Financial Problems?

I am trying to get Secret clearance. I recently had my car repossessed but it is not reported as of yet. I think I have 5 days to get it out of repossession. My total debts is less than $10,000; not including the car debt (which reads in good standing now until 30 days are up then it will report on my credit as repo.) and school loans (in good standing). The secret clearance is with the Department of Navy which is less strict about financial obs. than Department of Treasury and Department of Homeland Security. I want to know if I will be able to obtain Secret clearance? I have had several public trust investigations. I have also had a MBI done which returned favorable as long as I kept my debts paid at the time. I lost that job with MBI clearance and have not maintain keeping my bills paid. I have tried to but it has been difficult to find a job and keep it. Now that I am working with a contractor supporting the Navy department…I plan to get back on my feet and take care of these debts by either debt consolidation like I have done before or file for bankruptcy. Can someone tell me if I tell them the truth about my situation and show that I am trying to resolve these issue that I will get the secret clearance?


Is it possible to get approved for a auto loan with a fico score of 580 and a good income?

Im trying to get approved for a car but Im having some trouble. I have been at my address for over two years and a job I been working for for over a year I get good income so I can afford payments. I do plan on paying my payments on time. what can I do to improve my chances on getting approved I dont have much to put down but Iam putting down 400 for a pre owned car that is 2010 and it is 12,000.


If you have already been ordered by the court to pay a debt can you still file bankruptcy?

And include that said debt in the bankruptcy?


Where can i get a credit check?


I’m not allowed to see my credit score (10 pts best answer)?

Hello everyone, I’m currently 19 and I have no credit pretty much..I opened a bank account with wells fargo though. I used annualcreditreport.com and entered my info and I tried all 3 agencies and they all said I couldn’t view my report…I answered pretty much everything correctly and answered those questions about mortgage etc correctly as well. But the thing is that I tried last year and was able to see it where it showed something about wells fargo but it didn’t actually show my credit score. So I’m curious why it worked last year and now all 3 agencies are declining to show me my record? This is what it says on the last page: We’re sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of reasons that we may be unable to fulfill your request online. You may have a Security Freeze on your credit file, an Active Duty Military or Fraud Alert, or the identification information submitted online may not match the information on file. Please help


I want to buy a new car.The car I own now isn’t payed off.Can I transfer my auto loan to pay for the new car?

I am interested in buying a new car. The car I own now isn’t fully payed off yet. Is it possible to have the loan attached or transferred” over to the new car


How much do you have to payback on unsecured debts with filing a Chapter 13?

Were thinking about filing bankruptcy and doing a Chapter 13. Only because our 2nd mortgage sent us to collections for the full amount. Right now we pay $650 a month in credit card fees. Someone told me yesterday that my repayment plan would be much higher that that. Is that true? I thought I would only have to pay up to 15% back in the unsecured debt. Do any of you have the answer? What is the point in filing Chapter13 with a higher payment? I can barely make it right now, in fact we can’t make it.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much is an average monthly mortgage payment?

If I buy a house that costs $350,000 and I put down $20,000, about how much will my monthly mortgage cost?


Debt consolidation? Or maybe a loan?

Right after Christmas, my grandpa died and since I helped financially for the funeral and gave some to my grandma, I had to pinch to make my credit card payments…before I got my bills my landlord raised my rent… I had to put all that pinched money up for rent! And have since missed a few payments on my credit cards…. Terrible I know! Now my payments are more than I make in a paycheck! I have cut up my cards about a year ago and have been working on paying them off since. I don’t have much debt in the cards. only about $1,200 between the two of them. I manage my rent, cell phone, and school loan payments just fine. The only problem is the credit card bills. I was thinking about trying to consolidate them… or taking out a small loan just to pay them all off so the interest stops getting me. What do you suggest? Am I thinking correctly?


Where can you get a free credit report online without difficulty?

Where can you get a free credit report online without difficulty?


My credit score is 630, what auto loan rate should I get?

In California. I know there are other factors, I’m looking for a general range. Expert, experienced advice desired, I know how to use search engines.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Should i file for bankrupcy in my situation?

right now i’m getting financial aid in forms of grants and loans. i have yet to get a work study job. i been trying to get a job but i can’t i currently have ajob right now which i hate but i only work one shift. i live in a dorm right now and i go home on the weekends and that’s how i’m able to keep this job i have right now. i have medical bills i have to pay. i was in the hospital and i’m wondering if i should use file for bankrupcy. you don’t really have much of a choice about medical bills because if you get sick you go to the hospital and as you know hospital bills get expensive. you don’t think oh i might not be able to afford this so i’m not going to go” bec. your risking your life. i already had something go into collections and from what i heard it takes 7 years until it’s removed so my credit is pretty ruined. should i might as well wait until i graduate from college or get a better job to pay these bills off? should i file for bankrupcy?”


Co-signer lives far away?

I’m going to apply for a car loan online and my mom is going to co-sign me. She lives in a different state. Who are they going to send the check to? And how do I go about getting my loan? Do they send me a check and I go car shopping or do they contact the dealer and I just go there to find my car? Thanks!


Does a bankruptcy 13 effect your credit differently then a bankruptcy 7?

its spiral out of control…..no choice 🙁


Do student loans affect your approval for personal and auto loans?

I have a student loans, that has not been paid, but I haven’t had any payments due yet. Would this affect whether or not I was approved for a personal or auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the procedure for home loan?If I have all the necessary documents then how much time a PSU bank?

will take?Which optin is better FIXED or FLOATING rate?please help?


I make $ 24,000 a year. how much can i get in home loan?

if i live in Ca, USA. i have no car payments, no credit debts, and i have a very good credit.


How bad is being 10k in credit card debt????

Hi I am am in 10k in cc debt hate seems like i never can get a head with it. I have a house payment and 2 cars that i own that are pd in full. This last year has been a pain, i worked in sales and business was/is very very slow. I resorted to use credit cards more and more, next thing i know i owe 10k. It seemed like all of my payments were going to intrest.. Is anyone else in this situation.


Are citibank credit cards good?

Is a Citibank credit card a good card to have? If so are there any good college cards with a high limit? I have 720+ across the 3 bureaus and never missed a payment as well as low balances. I need one high limit credit card because my highest limit right now is 1300. Any suggestions whether it be Citi or another bank?


How do you pay Rent”?”

Ok so I’ve been pretty much been living with my parents since I was 23 years old. But now I’m about to find my own apartment and live there pretty soon. But I just gotta question about paying rent! How exactly do you go about paying it? Do you write them a check?? Use a credit card to pay? Or do you just hand them a wad of cash and that’s it?? Thanks.


How to know what is affecting our credit score?

my application for CC is getting decline with error saying didnot meet credit bureau standards


Where can you get a FREE credit report?

Is there any site, where you can get a free credit report & they dont charge $12.95 or $5.99 or whatever they may charge and call in later to cancel? If not, which site is most trusted to get a credit report?


Should i file for bankruptcy?

Hello, okay i had a couple of wild years, but got married last year, started paying taxes and we have a new baby, but my wild times have caught up with me: 1. Owe about 30k in debt (Credit Cards, Hospital etc) 2. Did not file returns since 2004, now the IRS is catching up with me and wants 12k for 2007, and i am sure the other years will not look any better. I am sure they will be even higher! Since i don’t have any records of expenses etc from back then either. I do have a full-time job and new baby, and we are barely making it, so i do not need the IRS to start taking my wages etc, So my question is should i file for bankruptcy and start fresh, or should i set up payment plans, file returns and try to work something out? Thank you so much!


Whats the difference if I decide to cosign instead of having a cosigner because of bad credit?

I applied for a loan w/ a good cosigner but was declined. If I switch to my cosigner being primary and I the cosigner, what will the difference be? Can I still make the payments and have it effect my credit in a good way? This would be my first financed vehicle. I really need a loan and have a great cosigner!? But am having way to much trouble!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My mom is afraid of putting her credit card number into websites such as Amazon, etc.?

My mother is too afraid to put her credit card number on websites to order things to be shipped to our house. She is even too afraid to put it into a website to buy me even a Minecraft account for fear of someone taking her information and buying things. Or someone Hacking” her account and “stealing” things. Can you


Co-signer lives far away?

I’m going to apply for a car loan online and my mom is going to co-sign me. She lives in a different state. Who are they going to send the check to? And how do I go about getting my loan? Do they send me a check and I go car shopping or do they contact the dealer and I just go there to find my car? Thanks!


If I get a car/ auto loan, will it go to me?

I want to put up something on Lending Tree. I have a job and so does my cosigner. I think I’m also going to get another job as well. I need to get out of debt, about 3000, and I really want to buy a car, about 10000, but to be safe I want to ask for 15-20000, because those numbers aren’t exact. I really don’t want to do a personal loan, but I’m a renter, so I don’t know if I have any other options. But then I wanted to know, if someone offered me a car loan, would they send the money straight to me, or would they try to send it to whoever I’m buying it from. Because I’d rather do a school/ car loan cause the interest rates are better, right? (I’m in school btw) Well tell me what loans best and if they’ll give me the auto loan or if they’ll give it to the dealer. This is Lending Tree, so I’m sure they’ll tell me if I qualify or not, I don’t need no one else’s help on that. Thanks, will pick best answer. 😛


Can you explain my credit score?

I recieved a credit score when I applied for my mortage but I don’t understand it. There are three numbers Equifax Beacon 5.0 – 788 Experian Fico II – 802 TransUnion FICO Classic – 780. What do these mean?


I have American Express credit card how can i purchase adult porn websites?

Adult American Express porn Web Sites


When banks check credit score to see if you qualify for an auto loan….?

do they check with all 3 credit bureaus or just 1? Im going to try to get an auto loan through US Bank.


Whats my likelihood of getting approved for a used car loan?

I’ll give all the info I can think of that will help. 22 years old by the time I apply for it I’ll be 23 make around 700-1000 a month steady job been there for almost a year now plan on having about 2 grand in the bank before I apply for one (through my credit union) I’ve had a credit card for almost a year now (from my credit union) never missed a payment nor have I went over the limit I know I have good credit (for having it the time I’ve had) between 635-685 Also have a Verizon bill that I’ve never missed a payment for (if that counts for anything) lol I’m not sure what else info I can give lol I’m hoping to get approved for a 10 grand loan with no co-signer




















































How can i get a free credit report without a credit card and have a print out right away?

How can i get a free credit report without a credit card and have a print out right away?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How do I get a free credit report?

I filled out the info online & was directed to equifax & experian (links wouldnt work) & transunion only had paid reports available- am I supposed to get a free report every year? & how do I because I cant find it available on their site foe free ANYWHERE. I dont want to send all of my personal info in the mail


Why should bankruptcy remove your student loans?


Outstanding debt with liquidated loan provider Welcome Finance?

Hi, I need some advice on negotiating a settlement with the collection agency since Welcome Finance have gone bust. I have been paying off this loan for a few years now and prior to WFS going under, they offered me a discounted settlement of the debt which unfortunately i couldnt afford to take at the time. 18 Months on, I have been considering bankruptcy however I would rather avoid this option. I asked The Lewis Group (who are now looking after the debt) to supply me with a discounted settlement similar to Welcome however they have advised that since Welcome have gone… they cannot give customers a discount as it would have been Welcome that would agree it. Well I am confused becuase would they not rather i pay for most of the monies borrowed as opposed to going bankrupt and paying for none? As far as i am aware companies like The Lewis Group bought the debts at a smaller cost and made profit off those who fully repaid their debts owed therefore giving them leway to reduce the amount for immediate settlement. I cannot afford the reamining balance and have put together a reasonable proposal but they will not entertain it at all. Does anyone know how this all works? Surely even if the original creditor has gone bust you would have thought that they could still offer settlements with a proportion of write off? Thanks


I have 4 payday loans. I’m closing my bank account because I can’t pay them off. What will happen?

I have payday loans totaling about $1100.00. The interest alone each month is taking 1/2 of my $1,200.00 a month income. I have written a check to each company in case I do not come in to pay on the payment day. I will have no money on payment due date, and no money in my account. I am going to close my account and try to make arrangements with the payday loan companies to pay off just the principal. What are the legal ramifications to this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i check my credit score?


My friend has a CPI charge on his internet auto loan statement, what is this?

My buddy was checking his banking account details today and noticed that he has a 2400 dollar charge added to his auto loan which was originally 20,000. He has made minimum payments on it of 366 a month and hasnt missed any. It posted on 29 December. Any idea what this might be? We are currently deployed an hes not able to get ahold of the bank this early in the morning


Does a membership to a porn site show up on a credit report?

i’m trying to build my credit. I took out a credit building loan. But i wanted to know if having a monthly bill from a porn site will help improve my credit score


How can i get a free credit report without a credit card and have a print out right away?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Do I have enough debt to file bankruptcy?

I DON’T want to file bankruptcy but if it’s the best thing to do in our situation, then I will. I know it’s financial ruin but so is losing our house, which is what it’s about to come to. We are really far behind on our house because my husband’s job made us move to a different city and we had to pay for it…and still pay for our home too. We are caught up on our vehicles but we do have credit card debt, about $9,000. Our house is already in foreclosure status and we don’t have the money to pay all of what we owe in one lump sum which is what the are requiring to pull it out of forclosure. We owe about $7,500 on the house. If you have gone through bankruptcy, what are the pros and cons from your experience. Maybe some of you know of a debt consolidation company that is trustworthy. I know they all make money but I also know that some of these companies just take advantage of people when they are vulnerable and just need help. I only have 2 options here, forclosure or bankruptcy. Both will hurt our credit.


What is the name of the annual free credit report website?


Does bank of america accept people with bad credit?


Payday loans have screwed me?

Edit, i have a full time job work all the overtime avalible, holiday was already paid for but when it came down to it i didnt have the spending money, i thought i could afford to pay it off, but i clearly couldnt, i didnt realise the intrest rates on them i borrowed £250 intrest was £100 i got pulled by police for illegal tires, so i had to get 2 ned tyres, that was 200 plus £60 fine for tyres so i went and got anouther £250 this time it was a different company intrest was £90 now ive borrowed 500 pounds costing me £ total was £690 i find the intrest was killing me more than anything, and you are all right it was my own fault i just want advice from someone who knows thanks


We have a mortgage through wells fargo. I am wondering if I can pay on the 16th and I won’t get penalized?

Our payment stub says that the payment is due on the 1st. It then says after the 16th pay $50 late fee”. When we first got our mortgage


Bankruptcy Information ,a more detailed question?

Yap! I know it was dumb. The reason there after me is I have the better credit score. I have a house. He has nothing. Yes, my credit will suffer. But you cant get blood out of a stone. So i’m left holding the bag!. If some one with first hand experience can let me know what my options are in a BR proceedings, I would really appreciate it. Thank you shipps2007


Use home equity loan to pay for a car that’s needed?

I’ve read other replies, and know the consensus on home equity loans and buying a car. However, we’re looking for another used vehicle as we just sold our other one, and it’s a matter of a requirement purchase than a luxury purchase. I’ve been receiving letters from our bank lately where they are offering us a line of credit at 3.6%, since our home has more than enough positive equity towards it (even in this current market). The other loans I can find through my credit union or other places are at higher interest rates, like 5.5% – 7% financing. We’ve already sold our other car and have money to put down towards a replacement, but wanted to finance a smaller amount of around approx $14k. We have the cash available but don’t to be wiped out from spending it all on this vehicle. Thus, eitherway we’re going to finance the $14k over the next 36 months as we can cover the monthly payments no problem. The question is, what are your thoughts on using the line of credit at 3.6% for the next 3 years at $14k, as opposed to getting a ‘traditional’ auto loan at double the interest rate for the same amount & terms? The other positive I see from this is the interest will be tax deductable. But are there really any specific issues that we should be aware of if deciding to take out the home equity loan for the vehicle?


When valuing a bond, what is the difference between a coupon rate of interest and the market rate of interest?


How can i get a free credit report without a credit card and have a print out right away?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you get an airline ticket without a credit card?

I know about the GreenDot/other prepaid credit cards. I don’t want to get one because they seriously rip you off. It cost me over $75 the first time..just to get the card.. $10 for activation, $20 for some other package, and 40 for some required activation thing on the phone….plus they charge you 5 bucks to use it. I don’t wanna go to the airport and pay cash…becuase I don’t know if I’d be able to get the flight (my destination is at a small airport, not a big one) and also, it’s gonna cost me enough, won’t it cost like, 3x more at the counter?


Would you be happy or unhappy if a company whose stock you owned was bought by a leveraged buyout specialist?

Heres the catch, would you be happy if they financed the purchase with junk bonds? I was guessing no, because of course junk bonds carry a high risk of default which could throw the company into lots of debt, right? And if that happened your stock price that you owned would go down if not disappear because of bankruptcy right?


Can’t get a 60 month auto loan for $7000, why is this?

I recently applied through my credit union for an auto loan to buy a used vehicle. They approved me for a 36 loan, and I was told that I can only get that, as my debt/income ratio was inadequate. When I tried to finance through the dealership, they told me that I also could only get a 36 month loan, because their bank would not finance a used, 70k mile car for longer than that. I’m 24, rent an apartment, and have fantastic credit. My credit union told me my credit score was 700+. I have one credit card with a balance less than $1000, an APR of 18%, a limit of $7600, and that is my only line of credit. I’ve never missed a payment, usually pay more than the minimum, and I have never missed a utility bill payment. I made $35k last year, so I’m not hurting for cash. I couldn’t afford the monthly payment of $200 a month that the 36 mo. loan would give me due to my other bills, but since they only asked my income, I doubt those other bills effected it much. A friend ventured the theory that it was my high interest, high balance credit card that stopped me from getting a 60 mo. loan. He theorized that because I could potentially add another $6000 in debt to my credit, and that it’s my only line of credit, that they wouldn’t approve me based on that. Others have suggested it’s because no bank would approve a 60 mo. loan on such a low amount of money. Are either of these true, and what can I do to change it, if anything?


How much does it cost to check your credit report?

can I check my credit report after I have done the free one


Are paying bills with a credit card considered a purchase?

I recently got a rewards credit card to get miles. If I use it to pay bills (like my cell phone, medical, etc) are those counted as a purchase and I’d get points? Or is it just ANYTHING I charge to the card considered a purchase?


Is 8.99% interest a good rate for a 72 month auto loan?

I have the loan thru bank of america. I got married in august and my husband has really great credit and would like to be on the loan if we refinanced. Is it a good time to refinance? I know bank of america isnt going down the crapper like wamu or any other banks as far as ive heard.


Aren’t you allowed a free credit check each year from Transunion, Equifax, and Experian?

I don’t want to sign up for any third party sites. I heard once that they are required to provide one free credit check per year, but It seems like they are all trying to charge. How can I get a free credit check without any obligations or memberships?


Best solution? Debt Relief company or Chapter 13 bankruptcy? Large credit card debt. Income lower.?

I have credit cards totaling $29,00. I now work part time for minimum wage because a former employer down-sized and I was laid off. My husband has dementia, and we are an S.S. We own an 86 dbl wide mobile home in a senior park, and pay pad rent and utilities. Also a late model car we are making payments on. Up to date, so far, on all cc and car payments.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Apply directly with a lender for a payday loan?

I did the application process and all I seem to get are offers from other websites that will help you find the right lender.


Where can i get a loan with a bad credit rating. My credit score is 495?


Do they really cut up your credit card like they do on TV?

If your credit runs empty or expires, does the store actually cut the card with a pair of scissors or is that just made up for the sake of the show? And if it’s made up, then where did that concept come from?


I have really bad credit but I need a loan.?

I have really bad credit and I can’t get approved for a loan form anyone. Does anyone have a idea of where I can go? I live in Milwaukee WI



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can I sue my sister for money that was supposed to be for me but was loaned to her?

My dad set up a trust for my sister and I and she got hers when she went to college so I was in hs when she wrecked her car my dad like a sucker took money out of my trust and gave it to her so she could buy a new car(that she wrecked that one 2) Anyways she signed a promisary note saying shed pay him(my trust) back. That was 4 years ago and she hasn’t how do I sue her to get my money so I can buy a porsche or something.


How can i get a free credit report without a credit card and have a print out right away?


Auto loan without cosigner?

I am 19 years old and trying to get a new car, Despite having perfect credit for six months everyone has told me I need a cosigner which is perfectly understandable, but when can I get a loan without a cosigner?


Where can a medical (graduate) student get a mortgage?

I would like to take advantage of a foreclosure but don’t know where to get a mortgage. I can probably bring about 7,000 for a down payment. I have guaranteed loans for the next 4 years of med school. Credit score is 756.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I’m applying for mortgage but i’ve been bankrupt in the past, Will i still be able to?

Do banks ask if you have been bankrupt in the past? I would expect them to ask are you bankrupt now” but not about the past as that is the past. I have been bankrupt in the past but i’ve been discharged for a little over 8 years now. Will being bankrupt in the past hurt my mortgage application? I’m applying in 2 weeks time


Can you get more than one report from AnnualCreditReport.com per year even if it costs money?


I have a good job , but bad credit , is there anywhere or anyone that i can get a small personal loan from?

i’am not looking for a payday loan either


How do I know what my credit rating is?

self explanitory


Where can I get a free credit report online?


Loan application. telephone, online or in person which is best?

I’m considering a loan and would like to know if UK banks and other loan companies are more likely to accept an application if it is by telephone online or in person in the branch. or does it make no difference


Will my insurance go down after i pay my car off?

after i fully purchase my car will my insurance go down?


What is APR” in reference to my credit card?”

I just got my first credit card, and it says my APR is 21.99%. My boyfriend tells me that whatever I buy, I have to pay 21.99% of whatever I bought to the credit card company…which would be so much money. Is this true? Does it cost extra to use a credit card? If so, I’m canceling it and using cash. :p


How soon can i rent an apt after filing bankruptcy?

filed few mo ago with chapt 7 but not sure how soon i can rent an apt someday. pending decision with bk court (2 foreclosure houses.. long story).

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What Online Stores Accept Debit Cards?

I have tried soo many online stores like ae and wet seal but which ones accept debit?


How can i get a free credit report without a credit card and have a print out right away?


What happens if someone declares bankruptcy?

They have to sell all of their assets, and then does anything happen after that if the sales of the assets do not reach the level of debt?


Credit card for college students with no income?

I’m a full time college student with no income (for obvious reasons), and doesn’t receive scholarships, grants, loans, or financial aid. I do have financial assistance from my parents (as their dependent). Am I eligible to apply for credit cards still, considering all the changes since 2010 for minors/no income folks? And would I be eligible without a co-signer? I don’t plan on using it, just want to build my credit.


Is there any way to get a student loan with bad credit?

I’ve got bad credit, I need to get a loan just to get me through until the end of the year. any ideas??


What income do you need to qualify for a $80,000 car loan?

I have no other debt, and I have about $40,000 saved up. I make about $100,000 a year, but is that enough to qualify? I can afford a payment of $1,600 a month, but I’m not sure if the bank would think so…


Korean mp3 songs online store?

I want to buy korean mp3 songs but I do know which sited… besides itunes is there another place? with US dollars.




















































Is there any form of bankrupcy that wont take my car away?

Is there any form of bankrupcy that wont take my car away?

I am a full time student with tons and tons of bills that I cant pay. I am considering bankruptcy but I need my car to find a job and go to school. is there anybody who can tell me the steps i need to do

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Accounting help!@!?

During 2010, Gillespie Corporation made a loan of $155,000 to a major customer. By the end of 2010 the customer had paid back $60,000 of the loan plus interest of $12,000. In the statement of cash flows for 2010, Gillespie Corporation would report: Question 22 options: A) $72,000 net cash used for investing activities. B) $95,000 net cash used for investing activities, and $12,000 cash provided from operating activities. C) A net decrease in cash and cash equivalents of $72,000 for 2010. D) $155,000 net cash used for investing activities, and $72,000 net cash provided by financing activities. thank you


Is a check advance a good idea?

I am positive i can pay it off by my next pay stub, and it’s only for 100 bucks. The thing is, i don’t understand interest rates and whatnot, it just doesn’t make sense to me. I would be using Amscot, can anyone explain how it works? Also, does it do anything to your credit score? http://www.amscotfinancial.com/financial/pages/cashAdvance.htm the APR Guide is on that page.


We are looking to buy a new home it cost about 180,000 dollars my husband makes about 36,000 dollars a year?

could we get this home does he make enough i also have a down payment of 18,000 dollars


What are fees to file bankruptcy using pre-paid legal services?

I know it varies depending on the law firm. I found a lawyer that charges about $1600 to file bankruptcy. I was wondering how much I can save by going thru pre-paid leal service. I’m wondering if the saving is enough to sign up for PPLS and then file bankruptcy.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can i improve my credit score?

I have $6000 on one CC, Settling with another, hospital bills (almost done with those), and school loans which i am not too concerned about, but i need to improve my score! I want to be able to qualify for a house in the next couple of years! How bad does it affect your score if you settle? Also, is it good to have open accts, or should i close them? I hear different opinions! Please help! Thank you!


Finance question about payday loans?

ok so i paid off a loan for 1,728.00 on tuesday. i went into the store today wednesday to get my papers that said paid in full. i ask for my voided check back and they said it was at the corporate office and would be mailed to me, so i stated that they would not be drafting my account again because it was paid in full. and she replied that it takes 4 to 5 days to stop that process and they would be drafting $119.00 on friday. ans my refund would be in a form of a check and take 3 to 5 weeks to get. i replied by saying and how much interest will i be recieving on my money for that time and she laughed. then she composed herself and replied none. is this legal. i am so glad to be rid of this company. i will never use a payday loan again i’d rather starve. by the way there finance charges are 290.00 %. ouch!! thanks kit-kat


Is it possible to buy a modular/mobile home on bankruptcy?

august will be 3 yrs, since we filed my husbands income has over doubled.


Is there any form of bankrupcy that wont take my car away?

I am a full time student with tons and tons of bills that I cant pay. I am considering bankruptcy but I need my car to find a job and go to school. is there anybody who can tell me the steps i need to do

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is Exposure (in finance) & Mortgage Exposure?


Is a credit rating of 625 good or bad? and how do you find your credit score?


Is zopa a reliable trustworthy loan comp?

and is it normal for them to charge so much as a fee? i was going to get a loan with someone called loanpeople.co.uk but did some checking online and their dodgy ,im pretty desperate so was wondering about zopa…i heard that you shouldnt be charged fees at all,is that true?


Is it bad to use a credit card for everyday purchases?

I’m new to credit cards, and just trying to understand. I Googled the question, and most websites say never use a credit card for everyday purchases… use it only for emergencies!” I understand this as advice for people who possibly can’t make their payments/can make only the minimum


Which home loan is best in current scenario? hdfc, sbi or axis?

seeking a home loan for 30 Lacs for 20 years for composite home loan in bangalore , also how can i get checked the property papers from bank?


Where to get a 15000 loan or line of credit for bad credit.?

i want to get 15000 to payoff some credit cards because the minimum payments is killing me and the debt is not coming down. does anyone know where i can get instant approval for this kind of loan or line? i need it for bad credit because my DTI is kind of high right now.


Who are the best bankruptcy attorneys in Jacksonville, florida?


Financing a home with no foundation?

I have a rental home that I put a mortgage on in 2003. The home has no foundation and I am not finding a lender that will loan on it. Does anyone know of a lender that will make a loan on a home without a foundation. A second question would be, if I have to sell the house with a non-assumable mortgage, what is the best way to do so? Thanks.


Is there any form of bankrupcy that wont take my car away?

I am a full time student with tons and tons of bills that I cant pay. I am considering bankruptcy but I need my car to find a job and go to school. is there anybody who can tell me the steps i need to do

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Poor credit auto loan?

I am trying to buy a car for around $18,900. I have a trade in worth about 11-12 thousand that i own free and clear.. I have around a 540 credit score. This will mean i need a loan 7-8 thousand. Should I expect to be able to get financing for this? with over 50 %down??? what kind of rates and terms can I expect. Also, I am on pace to make around 65k this year. I went through a forclosure almost two years ago and some bad credit cards from that time as well. that is the reason for my low credit score. let me know what i can expect to hear from the dealer or if you have any advice. thanks


Is this site legit loans website UK?

http://www.passionfinance.co.uk/ Im looking at taking out a small loan, I received 3 calls from different companies today. Amigo, Buddyloans and one called passionfinance, Passionfinance had all my details such as email and phone number so I thought maybe they got it from a broker. They asked if I wanted a secure or unsecured loan and said that if it’s unsecure they want a deposit of £128 which is the equivalent to 1 months fees as insurance?


Did General Motors” (GM) go bankrupt?”

How’s the situation now? And what do they actually have to do with Opel?


Why don’t I qualify for these online surveys?

I’m signed up for opinionoutpost and surveyhead. 1. Why haven’t I qualified for ANY of the surveys yet? 2. One of the pre-survey quizzes asked my gender, country, and age. I said female, U.S. and I usually put a different age in every suvey. :p 3. Do you not qualify if you lie about your age? Thanks! 😀


What is going on? How can I get around it?

I tried to apply for an auto loan on line. They all said I must join a credit rating system that costs $20 a month. This is a scam. You know it is. What can I do?


Can i transfer an auto loan to the navy bank?

im planning on buying a car, maybe before i leave for basic, so that i can start making payments before i leave and then while im in basic itll still be getting paid for with money i have saved. but if i get it now the loan will have to be through my current employers credit union. do you think i could transfer it to the navy bank when i get out of basic? and before people say you might not make it through basic, i will, or if i dont i can always go back to my current job. so im not worried about not being able to pay for it if i dont finish joining.


Accounting Homework Help. A payday loan company charges 4 percent interest for a two-week period.?

A payday loan company charges 4 percent interest for a two-week period. What would be the annual interest rate from that company? Ignore interest rate compounding.


Can I get a loan for about 12,000 K and use it to finance a car and have it be under my moms insurance ?

Im about to be 18 and I have no credit, My moms credit is bad. Could I get a loan for a car for about 12k for 72 months 10%apr and finance the car but at the same time, how could I do that and get the insurance under my moms name just hers? I have had same job for 1 year and 6 months averaging 1000 a month. And well I want the insurance under my moms name because itll just save me alot of money is this possible? The car im looking to buy is a 2005 Dodge neon srt with 65,000 miles.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the requirements for a loan shark………….?????????

Hi , What are the requirements for a loan shark………??????? I’m not getting one. Don’t worry.


Is there a possiblity for a person on SSDI to obtain an auto loan?

Can a person who is disabled and on SSDI able to obtain an auto loan? Do you know of any lenders that would accept an application from someone who does not work but gets a monthly disability check?


What is the email id of ICICI bank Customer care?


Need payday loan websites for friend?

friend needs a payday loan or cash advance no cl verify no teletrack.she doesnt care about interest rate cause she can pay it off next week before the due date. do not answer saying omg all loan companies are sharks or you will pay double or triple that.that is not true i have dealt with loans before and so has she they only get really high if you dont pay them in a reasonable amount of time and you shouldnt get one if you cant pay it back.no she cant ask family and she cant ask a church cause she doesnt attend she also just can not wait for the money and she cannot call and make arrangements.i would loan her but just paid bills.so answers about loan websites who lend in alabama she is trying to get 350 she has verifiable income of 1213 but overall monthly gross is 1876 which reflects on her bank account no overdrafts.not being mean i just hate when people answer and they give u every answer but the one you need.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

$$ refunded back to debit card, but not showing up online?

I went to pacsun to return my jacket and they had me swipe my debit card to put the money back in there. When I went to check on bankofamerica, my refunded money doesnt up? Wasnt I supposed to enter my pin so he could refund the $$ back to me? There wasnt an option to though. I thought it was instant? is this normal?


Is there any form of bankrupcy that wont take my car away?

I am a full time student with tons and tons of bills that I cant pay. I am considering bankruptcy but I need my car to find a job and go to school. is there anybody who can tell me the steps i need to do


Would it be best to file bankruptcy?

I’m 22 now , but when I was 18 I got very carried away with my credit cards . I currently have 5 and the combined balance owed would be about 6,000 .. I’m currently a student and have a job working no more than 10 hrs a week. I feel very overwhelmed and missed some payments .. they raised my minimum from 50 dollars to 615.. They won’t stop calling my house about paying , but i really can’t afford it anymore so i was wondering if i should just file bankruptcy instead ? or are there any other solutions ?


Best place to get a personnel loan.?

Hi, has anyone recently applied for a loan and got it,just i don’t know where to try first. I do bank with LTSB but i guess they aren’tt lending.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Chapter 11 Bankrupcy?

I own a Motel and was wondering if I file chapter 11 bankruptcy, how long will it take from start to finish. So I can calculate how much money I can make between the time periods.


How can I retrieve my credit score not report…? Possibly free too?

I have recently had my credit checked and it was great- on the high side for my age and everything, (Under 24) Recently, my credit was checked through LexisNexis and it came back very low. I got it checked through Experian and I dont know what could have happen to my score in the last few months as I made no financial changes…and I got it checked in August! How can it change so quickly and does it depend on the company who is checking it? SO CONFUSED AND ANGRY!


Can I get an auto loan if I was approved somewhere else?

I went to the dealership yesterday…. Some family owned used car lot…. I checked my credit score before going in and it was 578 then when the load went through it was 532. Either way Wells Fargo approved me for a $20,000 loan with 13% interest. It seemed pretty good and he said he was shocked it was so low…. Sales ploy? I’m looking for a crossover or SUV because I need more room (I own a mazda3 that is completely paid off idk of it helps get a loan). The only car they had was a 2011 ford escape with 85,000 miles and 1 year bumper to bumper…. I was wondering of I got a decent loan there through Wells Fargo, could I get one somewhere else…. Or go to the actual bank and apply for an auto loan that way I can take it to any dealership?


I want to refinance a personal loan without the truck. how long before i can declair bankrupsy?

…neither can i…


I was denied removal of Private Mortgage Insurance (PMI) on my home loan account. What can I do?

PMI information was on my Mortgage Insterest Statement. The law states, IF YOUR LOAN CLOSED ON OR AFTER JULY 29, 1999: Automatic Termination of PMI. 1. If your are current on your loan payments, PMI will terminate automatically on the earlier of (i) the date the principal balance of your loanis first scheduled to reach 78% of the orginal value” of the property


Can I get a mortgage for residental properties under a business name?

I am the managing member of a Holding LLC (Real estate investment). I am wondering is it possible to mortgage residential property under business name and be utilized for the sole purpose of leasing the properties out?


What are the best online art schools?

I want to go back to school for a fine arts degree but I need to go online. Please don’t say Academy of Art University. They screwed me over big time and that school is a complete waste. I’m also a little iffy about The Art Institutes. So any other good schools??


Planning on claiming bankruptcy, help???

I am planning to claim bankruptcy in January 2008. I am a single mom who makes under $25,000 per year. I own nothing, my car is still in my parent’s name and I rent from my parents. I have no savings except for my new 401k account at work. Can my check be garnished in the meantime? I work for a small company and not being able to pay my bills is embarrassment enough…I don’t want my boss to find out how hard my situation is right now.


What does carry a balance on a credit card mean?

Quote from Marissa ” it means not to have a balance at all on your credit card & to pay it in full. but it looks better to creditors if you keep your balance under 30-50% of your limit, and pay about $20 more than the minimum payment on your credit card. they like to see u making payments rather than just paying it all off at once. you cannot choose whether to pay interest or your principal on a credit card. normally u pay interest 1st anyways. i hope that helped.’ To Marissa

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i save from bankruptcy?


Is there any form of bankrupcy that wont take my car away?

I am a full time student with tons and tons of bills that I cant pay. I am considering bankruptcy but I need my car to find a job and go to school. is there anybody who can tell me the steps i need to do


What happens if the attorneys forget to put a charge account on the list for a bankruptcy, it is 4 years later?

I reviewed my papers and this account was not listed, do I owe them or is it included anyway.


** Personal Loans **?

I am 42 years old, single with 1 child, live in a rental home, I am full time employed with a large logistics company for 4 years. In September of 2006, I lost my parents in a car accident, dur to their fixed incomes, I have had additional debt and responsibilities placed upon me after their passing. I have a small barn repair and roofing business that I work at on weekends. I am desperately seeking a loan to help get me above water and finance my side business. I am seeking a $125,000 personal loan, my credit isn’t that great, I ran credit reports on Monday the 26th, 2007, my Experian score is 657, Equifax – 649, TransUnion – 646, have no collateral, all I have is I am a hard worker and have been keeping up on my bills and other responsibilities. Is there any banks, lending companies or finance comapnies that could assist me with a loan, with repayment terms over a period where I could pay anywhere from $750.00 to $1000.00 per month? Thank You


Where can i get a bad credit loan?

its not that bad i was unemployed for a while and we started getting into problems so took out payday loans and have recently got a new job so can afford the payments now but just want to consolidate the loans not debt management just a loan to put all eggs into one basket


I have an auto loan of approx. $10,000 @ 5.8% with a credit union. Can I get a better rate? and if yes where?


BANKRUPTCY discharge for 1 year. Im trying to buy a new home?

I have been discharge from bankruptcy for 1 year i want to buy a house, my husband didn’t file bankrupt can we only use his credit? or will that affect us, he has excellent credit