Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































Debt to income ratio and clearance?

Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I need 5 thousand dollars by monday! fast loan? anyone!?

definitely can’t borrow this from anyone and i need it for college… if i don’t get it, i get withdrawn! help please!!


Get approved for an auto loan with a no income co-signer?

I’m trying to get a car with no credit. I have sufficient income and a 2,000 dollar down payment. They said they’ll approve me for the car I want if i can get a co-signer. I’ve found one with DECENT credit, but they have no income. What are the chances of getting approved?


How to get an auto loan with high debt to credit ratio?

I make around $31000 per year and am looking for a loan totaling around $6000 for a used car I found. My girlfriend’s father has gotten me a car from auction and now I need a means to pay him back. I have nearly $80,000 in student loans and have been denied a loan from all the lenders I have applied with. I find myself in a tough position as I feel I am screwing over my girlfriends father who did me a huge favor. Please help!


About my pag ibig loan balance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who is the Best Company for Consolidating Payday Loans?

Gotten into a real bind with too many payday loans…I need help fast! I have heard that there are companies who provide payday loan help by consolidating loans. Is this true? Are these companies trustworthy? I don’t want to lose any more money and I don’t know where else to turn. Help!


Is a 697 FICO Score bad for a home loan?


Where can i get an auto loan?

where can i get an auto loan i have great credit


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get a refund for my GAP insurance after payoff if the dealer went out of business?

So here the deal: I recently paid off my entire car loan a year in advance. I was told at signing that I would be entitled to a refund of the $300 i paid if I never had to use the GAP once the loan was paid off. The problem is that the dealership went out of business. I called Express Gap the company that provided the gap and they informed me that I was not entitled to a refund? Said something about me only being entitled to a refund if I would have cancelled it after 30 days of purchasing it. Now I get nothing back. Whats going on here?


Should I be added to my wifes home deed after I have a bankruptcy?

My wife is on our condo deed, because of my bad credit. I filled chapter 7 bankruptcy this month, but our loan is adjusting and we cant make the payment. The bank wont redo our loan unless we show more income witch means me going on the deed with my Bk and bad credit. What can we do? we are $75000 upside down . Should we have our parents get on the deed , they have excellent credit…We are begging for any information you may have. THanks


Should I tell my family I’m a millionaire?

I’m an online marketer, and I make money through affiliate commissions. The money comes in on auto pilot and yesterday morning my account finally reached a little bit over a million dollars.. I work very hard, and I have no social life and no friends and never created a real conversation with my family. However, I do love my family but nobody helped me to become who I am today; I can finally label myself as a self made millionaire. I moved out of my parents house last month and told them that if they needed anything let me know. My parents still live in the same house since they gave birth to me, and I pay for their rent, bills, cell phone etc.. My brother’s and sister’s still live with their parents, but I will only help them if they ask. I take them out to eat and give them what they asked for. What they don’t know is I’m a millionaire, and I don’t want to tell them I’m worth 7 figures because I could be taken advantage of. Next month, I’m flying them out to Thailand so they can get to see their long lost Mamas and papa, grandmas and grandpas. It’s going to be a great journey, but I will remain humble. My next move is to recover all the years I wasted.. I wasted about 10 to 15 years and didn’t have a social life in high school and in college. It’s been a very tough and quiet life. My next move is the search for a mate and hopefully she’ll love me for who I am. David K


Should I take 4.25% interest rate on home mortgage or 4.375% with $2300 cash towards closing?

My wife and I are in the process of purchasing a home. For a 30 year mortgagte with 5% down our rate is locked in at 4.25%, but the bank is offering to pay us $2300 towards our closing costs if we take a 4.375% rate. We are planning on being in the house for 7-10 years and the difference between the two payments per month is approximately $20 per month. So, if we were to take the 4.25% rate and pay $20 less per month, it would take us 9.5 years to make up the $2300 that the bank is willing to pay us towards our closing costs. Is there any reason not to take the 4.375% rate and let the bank help us out with the closing costs versus paying the $2300 our of hand for only a $20 a month lower payment?


What does the word snowball” mean? ?”

I understand the meaning of the Word as it is. I can find that answer in the dictionary but the other day I was talking to someone and this person was telling me a story and mention that word.


UAE Local Marrying a foreigner in Dubai?

I’m doing a little research on UAE’s marriage laws, but I’m having a rather hard time finding new laws on marriage in Dubai. I’ve heard different people say that UAE nationals are no longer permitted to Marry foreign women. Is this statement true? If it isn’t, then what procedures are to be taken? Do they still go about the same procedure? Or are there extra requirements or consequences to this. And does it make a difference if both are of Muslim religion? Please help me with a detailed answer or lead me to a reliable source of information. Would be very much appreciated. Thank you!


Cash advances on credit cards?

I’m thinking of getting a credit card I know you’ll all say dont but I really need a car and Loans dont seem practical because of the amount I’d have to pay back in interest. Where as a credit card I can buy a car for under a grand on it, and pay it off in monthly installments with a card with 0% on purchases… but I’d obviously need the money in cash and thats where the figures change… Like when I see the reviews for cards it says 28.6% of Cash advances but 0% on purchases, does that mean I can only ‘buy’ things and not pay interest or does that cover any transaction made on the card? I’ve been on money saving expert and there isnt much info at all about the definaition of cash advances. Your help would be very much appreciated.


Can I get a $500 loan with a credit score of 695?

I’m trying to get a loan for $500 so I can buy my friend’s CRX. I went to freecreditreport.com and it said my score was 695, is this high enough to get a $500 loan? I could probably have it paid off in less than a month, I just need to get the money so I can buy the car before somebody else does. I’m 20 years old btw


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Have repo under my name along with poor history, can I get a used car auto loan from a bank?


Who is the lead singer in that commercial about creditreport.com?

I’m sorry. It’s freecreditreport.com


Anyone ever gone thru bankruptcy?

My friend is, and she’s not sure what to expect. I think her husband’s doing all of the paperwork for it, so she’s kind of out of the loop.


Is bankruptcy on line real?


Question about filling bankruptcy?

i have a friend who is recently divorced and and in a bit of money problems… 1 her ex doesn’t make payments or makes them late on their old joint accounts (i.e) timeshare, etc 2 her old house that she was renting was torn apart by the last tenets she obviously doesn’t have the money to fix it back up so she is doing a short sale on the property.. with those two problems comes a third issue, she barely makes enough to pay her car payment and and rent at her current place so shes trying to decide if she should let her car go and buy a used one or if she should try to continue with the payments… She worries that although the short sale and late/non payments are lowering her credit score that letting her car go will cause her credit to fall so much further to where it will be hard to recover finally to the question i need answered… will letting her car go effect her credit that much more after the late/non payments and short sale on the house would?


Will having a paid auto loan in my credit history benefit when I try to get a mortgage in the future?

I never had any payments on my current car. It was gifted to me by my parents. (It is 23 years old) I’ve heard both that having an auto loan can hurt you when you try to get a home loan and that it can help you because you have credit history in multiple areas. (ie. credit cars + loans vs just credit cards) So I’m not really sure which is true or if both are in different circumstances.


Which Bank offers the lowest interest rate for home loans now.?


Is this site any good for credit repair information. Alot of people said it works.?

I may try some of these systems http://www.mintcreditrepair.com

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A math problem concerning auto loan finance?

The question: Suppose you take out an auto loan for $8800 over a period of 3 years at an APR of 5%. To the nearest $100


Order online with credit card in canada montreal area?

I want to order food online. I can’t order from Pizzahut or Dominos so are there any other places in Canada around the Montreal area that i can order online and pay with a credit card? Thanks


Which artery is best for checking your pulse?

carotid artery brachial artery femoral artery tibial artery


Has someone taken out a loan in my name?

I have noticed recently that a lot of loan company’s and government schemes” have been ringing me telling me I can pay back smaller amounts of my loan. I got called today by someone who claimed they only get their contact names from people who have applied for payday loans like Wonga. I have never taken out a loan and so far I haven’t got any letters demanding payment. This man today did say I should investigate as someone has probably taken out a loan in my name. Does anybody know how I can find out if somebody has? Thanks”



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Need gameboy advance charger NOT SP!?

So you CAN just play it with batteries in?


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.


Can I get a paypal loan?


Why do mortgage lenders need your Social security number?

They always ask for it, when I ask they say my credit and such, but what else do they look at? Can they see my previous jobs, the trips I’ve taken? What do they see when they look at my social? Thanks,

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are the best auto loans out there?


Buying a car when in Chp 13 bankruptcy?

People from Arkansas that have filed chapter 13 bankruptcy but need another car, how do you go about doing that. I spoke with attorney and they said nothing over $15000 but I don’t know how to approach these dealers with this option. Please help!


I would like to get a copy of my credit report.?


Where can I get my credit score absolutely free?

I don’t want to spend a dime to see it and I know there are a couple of sites that’ll do it for free….just can’t remember which they are


Mortgage broker vs credit union vs bank?

I’m so confused. What is the better way to obtain a new mortgage? A bank or a credit union or a mortgage broker? Can someone explains the pros/cons to each of these. I applied at M&T Bank and will get approved but someone said to me that I shouldn’t go through them because they will just sell the mortgage to someone else. That person said to call a mortgage broker and another person said to call ESL Federal Credit Union – at which I am a member. Help please


Audio cd’s sample rate is 44khz right? How much is audio cassette quality?

like, approx. in analog terms, how many khz sample rate does audio cassettes have?


Will Israel ever pay back the loans we give them?


Does anybody know a legit car title loan company?

I was going to try out LoanMart but before I submitted my info I decided to take a look at a few reviews and wow did taking a few seconds of my time save my ***. LoanMart is totally out of the question, since this is my first time looking for a LEGIT company it seems quite impossible. If anybody has any type of experience with this please let me know. I would really appreciate any info you can give out. Thanks


Will my car insurance go down?

Ok so I’m 21 year old guy and drive a 2014 Ford Focus. For the last year I’ve been paying about 230 a month in car insurance (perfect driving record by the way). I financed the car all on my own too. So my mom lost her car (bad storm damage totaling it) and needs to borrow mine which I don’t mind since I live I her house. If I add her to my insurance as a driver do you think I will get a discount? She’s almost 50 with a perfect record too.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I look at both of my credit reports for the least amount of money?


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.


What is the difference between bank EBITDA and EBITDA?


Where can i get a free computer for myself because i am disabed i live in mass?


What is the phone #for the free credit reports?

where do you call for the 3 free credit reports


What is the most effective way to pay off debt?

I just graduated from undergrad and I have credit cards that I stupidly ran up. It is at least 8,000 now due to nonpayment for so long. I want to pay it off as soon as possible because I want to buy a home in the next 3 years…. Any suggestions? *I am a Bachelors level Social Worker so I am making peanuts…


What’s your input on debt consolidation?

My husband seems to let his debt really get him down at times. I sometimes find him staring off in a days, and I know that’s what’s on his mind. I know he has student loans, credit card payments, and still paying on his truck, & other misc. bills. What’s the advantages and/or disadvantages of contacting a debt consolidation company. How if at all can that help our situation? Thanks for your advice…




















































$5000 loan from bank….information and advice please?

$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

FreeCreditReport.com fees?!?

My husband and I both requested a credit report from FreeCreditReport.com. We were under the impression that our bank account would be charged for routine credit services offered by the site if we did not cancel our membership within 7 days. But that is not what happened. We just checked our bank account and each of us were charged $30 each. I have looked at the site to see what the charge is for but can not figure it out. My husband got his report two days ago and I just got mine last night. It definitely has not been 7 days. Of course it is after business hours for them, so I can not call them now to ask but I definitely will ask call to see what they say tomorrow. I was just curious if anyone else has experienced this or know anything about it.


Can i get my credit score from freecreditreport.com?

I went to annualcreditreport.com but all i got was my reports, i didn’t see my actual score.


Can I assume a VA mortgage loan? my father passed-went through probate but have not notified bank. HELP!?

This has been my home for 16 years and through the years we went through some tough times and had to file a BK. My father lived with me and had the house financed in his name. He has since passed away 7 years ago and I went through probate to get the house in my name. We have not notified the mortgage to inform them due the the fact this was a va mortgage and our credit is still very bad, we got hit again with jobs closing when the economy took a dive. we cannot finance on our own. Is there a chance I can assume this loan or will I need to find a way to finance this or just keep paying it as I have been? I have equity I cant touch!


Are co-signers reported on credit for auto loan? (texas)?

Im a co-signer on technically my own car. I dont know how that happened with my girl being the primary. But anyway, I use to live in Illinois and they didnt report because they said it was an illinois law or something. How do I find out if this is the same for Texas? I would like these payments to show on my reports. I am with Chrysler Financial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there a free site to check my credit score?

i found this zendough site which is 7 day free trial after that is 14.95. what should i do?


Where and how can I get my credit score and report for free?


Whats a really good quick loan place?

hi i just bought a couple businesses and it really drained all my money! lol i have bills due and i cant pay them yet until i start getting money in. i really dont want tons of killer late fees and i dont want my credit to go really bad. i need a little money quick!! and i dont really want to do a payday loan because u endup paying double what u borrowed! anyone have any suggestions on where i can turn? help a young mom out! =) thanks!! btw i have good credit. i always pay everything back pretty dang quick….


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will anyone be kind to tell where to get auto loans for older cars ?

Why dont you help? Thanks


What happens if i didnt pay my payday loan for the cash store?


I am going to have to file for bankruptcy. If I file in January will I get my 2010 tax return back?

I live in Arizona. Can’t afford a attorney right now to file, wanted to use my 2010 tax return if I will get it back


When I’m 18, what should I do to protect my credit/information from my parents?

I fear my mom will pretend to be me and make an account and starting borrowing all money, she did that to my grandma and dad, they now each owe 100,000 dollars in debt. What should I do to protect her from my credit and etc? Any advice, tips? Also, if my parents die, do I end up having to pay their leftover debts? Like what happens to it?


Can we refinance our auto loan and will it effect our credit?

Hi all, i think we got swindled at the used car dealer today. We bought a used car and financed about $8K at 8.99% APR for 48 months. This seems like too much… my spouse and i have near-perfect credit, so why such a lousy rate? Can we try to refinance even though we just bought the car this weekend? Will that lower our credit rating? Thanks!


Does anyone know the best bank to get an auto loan from? -in terms of low interest rates/whatnot?


Need a 2000 dollar auto loan NO credit new job no down?

My truck just got a crack in the cylinder wall and i need a 1800-2500 auto loan to buy a cheaper vehicle to get me by i have almost no credit, i just got a job 5 days ago and i cant put a down payment. please i need some help what can i do or were can i go i dont have a co-signer to help me out.


Which mortgage company is best for VA home loans?

I’m a first-time home buyer and I want to use my VA home loan guarantee. Which bank/lending institution do you think is the best? I’m looking for a company that has great customer service and that is not going to charge me to process the loan.


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto Loan to Cover Negative Equity?

Alright, My question is: if i get approved for an auto loan around $25,000, and i’m wanting to get a vehicle that is only $16,000, and I am upside down by $6,000ish on current auto loan, would the $25,000 be able to cover the difference? Or will it only cover the value of the vehicle I am wanting to purchase? In this case would only be $16,000 and I lose out on the other $9,000 of the $25,000 loan? Value of my current car (according to KBB) is $10,500ish I owe $16,837 on it and 60 day Payoff is around $17,100 If i get approved for $25,000 auto loan and wanting to purchase a $16,000 car, would the $25,000 be used to cover the difference in what my cars worth to what i owe on top of the new car price (which is around $22,000, the new car price with the negative equals $22,000) Which the end result means I drive away with the new car and my new auto loan is around $22,000?


What day is payday for Academy Sports?

I just got hired and I know you get paid biweekly, but what day of the week? Thanks!


Where or how can I get my credit score?


What are some ways to check your credit reports and identity for free?

I already checked my free annual reports (3). But, if someone got a hold of my info, and is keeping a credit card, or buying stuff in my name and #’s, HOW do I find this out?


Will i get approved for a 25,000 dollar loan with no credit but my score is at 591?

I will be putting 7000 down and i am 22 and make 61,000 grand a year. Will the bank approve me for this?


Can I get a new car loan with a credit score of 530?


I have a horrible credit score of 420 and i would like to purchase a house can i get any help or approved?

i have a horrible credit score of 420 and i am trying to buy a house and no one will help me. I am wondering if there is any type of origination or agencies that specialize in helping people with bad credit in purchasing a home.


Any lender to stay away from for a new auto loan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you tell me how to check my free yearly credit report from internet?

I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. How do I get my free credit report.


Will a bad credit score effect me from getting a bank account?

So like two weeks ago, I applied for a Halifax student account (im 17 btw) and they sent me a letter saying my application did not pass the qualifying tests due to your credit score. They also added on the letter the credit agency who reviewed my applications which was experian. I had a bank account before with Lloyds for like 5 months ago and there was a time when some fraudulent activity was happening in my account which wasnt my fault and the bank closed down my lloyds account and I think this may have affected my credit score. I went on the experian website to try and apply to get a credit report but the minimum age to see your report is 18 so they probably wont give the report & they asked for my card details which I cant do because I currently have no card so that means I cant get a credit report. I also tried ringing them to explain whats going on but they don’t even have a customer support service team to help with the problem. So now i am stuck in a situation where i possibly wont be allowed a bank account at all. I really don’t know what to do here, do I ring Halifax and tell them this situation or do i find another credit agency which can help with this problem. Some useful advice would really help me here!


What is best describe about your neighbour?

Are they helpful, nice and charming people…OR are they so busybody..ask this and that about your personal life and kutuk you around…OR..simply too quiet and boring? Most of my neighbour are Chinese and expats, thus the Chinese tends to be a little bit dont borther about others and the Mat & Minah Salehs tends to be too friendly..but overall, i simply love the community here.. So, again..hows yours?


HELP!!! I need $2000 to bail my boyfriend out of jail. What can I do?

Wheres the best place to get a fast loan?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If I pay my mortgage weekly instead of monthly will that shorten the time it takes to pay my house off?

I’ve heard that making your mortgage payment weekly instead of monthly will shorten the time it takes to pay off my house, and the amount of interest that I will pay also. Does anyone know if this is ture?


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)


Bankruptcy question?

Hi, I have a friend that would like to file for bankruptcy and she needs to know if she would lose her home which is still unpaid for. Also what is the best bankruptcy chapter to save her home. Thanks for any help.


How do I make 1500 before September 1st?

Me and my boyfriend are moving into our own place and I really want to decorate and have money saved. Im not creative so please give me tips and ideas on how to make money. No payday loans or spam please!!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can i use my comdata card online?

i want to use it but i’m not sure i can. does anyone know if this is possible?


How to buy a car with no credit?

So, I’m 22 years old & I need a car. My parents can’t afford to buy me a car because my brother is going off to college next year, which is understandable. I’ve only been on my current job for about 6 months so far. What’s the best way for me to buy myself a car with absolutely no credit? I only make around $400 a month so how would I also get a cheap payment? What options do I have with most dealerships and/or my bank? With my bank I only have an ATM card for my direct deposits, so I haven’t tried to build my credit yet.


Job starts next week – can I get a payday loan or something similar with pending employment?

P.S. My credit sucks.


Army AER Loan Questions?

Typically, how long do you get to pay an AER loan back, and how soon after receiving the loan do you need to make your first payment, & do they take the payments directly from your paycheck or bank account, or can you pay how ever you wish? Thanks in advance for any help


Is a check advance a good idea?

I am positive i can pay it off by my next pay stub, and it’s only for 100 bucks. The thing is, i don’t understand interest rates and whatnot, it just doesn’t make sense to me. I would be using Amscot, can anyone explain how it works? Also, does it do anything to your credit score? http://www.amscotfinancial.com/financial/pages/cashAdvance.htm the APR Guide is on that page.


Will a cosigner with great credit help get a lower interest rate on a mortgage? My middle score is 550.?


I want to open a small business!?

But i don’t have the funds or the good credit for a small business loan. Am i hopeless? Me and some of my peers have just recently graduated from grooming school and we wanted to start our own grooming salon. We would either like a mobile grooming unit or a small salon. We don’t have good credit, so is there someone who still gives small business loans to people like us?


What is my credit score?


How can I start my credit if I’m not eligible for any credit card?

I’ve already applied to Capital One, Chase, Discovery, and Citi Bank. None of them has given me a reason why they can’t accept me, save for Discovery, who told me that i have Insufficient Credit History. So how can I start good credit if I fail applying for every credit card there is? PS. I have even tried getting a free credit report and my only trial didn’t happen because something was wrong with my credit.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can you convert a 2nd mortgage to a personal unsecured loan?

I have a primary mortage of $180k ($1600/mo including prop. tax over 30 yrs), a 2nd mortage of 97k (850/mo over 20yrs), and another 2nd of 27k(400/mo over 7yrs) I have a house valued at 300-310k. My income is ~110k which nets me around 6k a month. My total credit card payments are $1500/mo (60k). Right now I am over my head in payments. I plan on selling my house but to avoid a short sale or worse, can I negotiate with my 2nd mortage (the 27k over 7 yrs) to convert that into an unsecured personal loan? If I sell my house, I plan on living with family for a little so I would free up a lot of income, but it would help to sell the house and get some $ left over assuming I can convert the 2nd mortage? Will the bank agree to it? It would mean my debt load once the house is sold would only be 87k which is not too bad with my income I think.


$5000 loan from bank….information and advice please?

If I borrow $5000 from a bank what will the interest rate be? Its for a truck but the way I understand if I use a vehicle as collateral I will be obligated to get full coverage insurance on it. Can I avoid using the truck as collateral or even better use the truck as collateral but not alter my insurance. Also is there a set period of time that I will have to pay off the loan. I should be able to pay it off in a matter of months but I’m just curious. I already have a bank account if that makes any difference. (I am a very inexperienced individual when it comes to finances and such, if you haven’t pick up on it yet, so please keep it informative but relatively basic.)


What does it mean to mortgage a property in monopoly?

Thanks


What is bank indebtedness?

the definition when a company uses its operating line of credit to cover cash shortfalls and overdraws its bank account


If the rent is 20 dollars per square feet. How much is the rent montly?


Which kind of AUTO LOAN do I need?

I’m in the process of looking for a USED car as a second vehicle. I currently have my primary vehicle financed and it is ALMOST payed off. I owe a little over $1,000.00 on it and have made ALL the payments on time. I also am in the process of IMPROVING my credit and have aquired my first CREDIT CARD that is secured by my own money. My current credit SCORE average is 691. My INCOME GROSS is $38,000.00 per year and I have been with the same employer for nearly 3 years. I’ve also lived at the same residence for the past 4 years. I’m interested in buying a 2nd vehicle, but I’m not sure exactly what I want, where I’m going to buy it from which state”


Is there a way to see my credit report without using a credit card?

im from the uk, scotland.




















































Is 4.75% mortgage rate and 4.89% APR okay today?

Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Auto loan calculation help please…?

marko, could you explain further what you mean?—-if I lent you $12,000 at a 6% rate for a term of only three months, you’d only pay $120 in interest, because you’d be paying off an average of $4,000 per month in principal.—– I don’t understand how you got $120 for interest. Is this for 3 months total? 6% of $12,000 is $720. I don’t know if I should divide $720 by 3 months to get total interest that should be paid or not….?? When we say 6% for a loan, is this annual interest rate? Would we be paying 6% of the loan for interest annually? Im confused.”


Debt consolidation vs. debt management?

What is the difference? What should I go with to help pay off my debt quickly? Little background – Decent credit (690-710 range). Husband has several credit cards and I don’t know the total debt, I have 1 (with a $1400 balance). To combat the high CC rates, we managed to get a line of credit, with an interest rate of around 16%. We moved some off to that, but have ended up adding a little more debt to the CC (hospital bills and such). We always pay more than minimum on the cards, and the LOC has a base minimum, but we have an auto payment that pays, I think, $50 over minimum. What’s my best strategy? Trying to stick with it with the LOC, moving things over as the balance gets lower and paying above minimums on the highest interest rate cards, etc…or trying to throw this to a debt management company? I would really LOVE to find a consolidation loan on my own that’s lower than the LOC rate. I just want to pay this debt back quickly and with the lowest rate possible.


When did mortgage default and housing foreclosure rates begin to rise rapidly? When did the economy go into r?


HOW WILL BANKRUPTCY AFFECT MY TAX RETURNS?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Step-son borrowed money from my daughter now mom tells me not to worry about it. Should I stay out of it?

My daughter has worked every summer for the past few years and she does a good job at saving her money. She’s now in her second year of college and this past week she was home for fall break. My 20 year ols step son hasn’t had the best of records on working. He’s lazy and I finally had to force him to get a job. Well, my daughter told me last week that he borrowed $20 from her while she was home and she wanted us to bring it to her this weekend when we came down for homecoming at her school. We decided not to go but I told my daughter I’d get the money and just put it back into her account. My wife tells me that she’s letting her son borrow her car tonight to go on a date with his girlfriend. I told her to remind him that he needs to pay back his step-sister before he goes out and spends all his money on his girlfriend. Her reply to me was I shouldn’t be worried about that and I’m only making an issue out of it cause they’re not blood related. No, when you borrow money from someone you pay them back before you do anything else with your money. We’re not charging him rent or asking that he pay any bills so the money he makes is his. His first obligation should be to give my daughter her $20 then he can take the rest to do what ever he wants. Am I wrong and is this just another attempt for mommy to coddle him to always skirt his responsibilities?


Where is the best place online to get free credit reports without paying or getting sucked into a scam?

I am entering the market to buy a house and I want to make sure my credit report is accurate before I need to apply for a loan. I know there are companys like freecreditreport.com but you have to sign up for them and then you have to cancel before you get billed. I want to avoid all that and just review my credit reports.


Is There A Way I Can Check My Credit At 17 Years Old?

I’m 17 years old but have had over six, seven jobs in a short period of time. I have provided my social security number to a few employers who wanted to run background checks. I want to know is there a way I can check my credit information (make sure there is no fraud going on)? I tried annual report and you have to be eighteen years old to read your information. I’m 17 years old. I want to check my credit to ensure there is no fraud going on. I will be 18 years old in four months. HELP!


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any legitimate financial institutions out there that give loans to individuals with troubled credit?


Car loan debt settlment?

My lender wanted to repo car as loan was discharged and I owed them payoff. I was able to negotiate a settlement whihc is wholesale price of the car. I have two choices. First declare bankruptcy ch 13 and keep this car. I actually woul dlike to keep this car since it is almost new and good. Or, local dealer who is a friend of the friend can buy it for me at the settlement price because it is a wholesale price and it is a good price. How will settlement affect my credit? Will I be better off going ch 13 and keeping the car or getting rid of it an not being able to buy a car for another year since I am a student? I need a car to commute. Also, I don’t really have any other debts. Need to make decision within a day or two.


Is it possible to get FHA (HUD) loan after foreclosure and bankruptcy on a VA Loan?

I had a Veterans Loan foreclosed on 3-6 months ago and ended up filing bankruptcy (chapter 7) which will be discharged on 6-1-10. The court abandoned all interest from the government and my creditors through the bankruptcy. My reason for the foreclosure and bankruptcy was loss of a spouse’s job and medical expenses from a sick child. Will I be able to get another loan through FHA (Hud) with a foreclosure on a VA loan on my record since the loan was discharged through the bankruptcy court?


Where will I be able to view my credit score for free?


Unsecured personal loans are based on.?


Best goalie and team in NHL ’09?

the video game


Will I automatically get my Fico Credit score by May?

got my first credit card by discover in october, i had my first two payments so far, january and febuary. I logged onto my free credit report.com and say that I had a 690 credit score. Someone told me that isnt the real credit score that matters, the one that I am suppose to get is the Fico. So my question my 6months will be up by May and do I automatically get that score and will it be as high as the one i have now?


Best shampoo for brittle, oily, dandruff hair?

i have thin, fine, brittle, oily hair with dandruff…help!


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can i find the best work at home piecework jobs” perferably age 17+…?”

where can i find the best work at home piecework jobs” perferably age 17+…? ps: i live in michigan if it makes a differernce at all.”


Can a spouses credit score effect yours?”

Me and my husband are seperated and have been for 5 years nd he bought my daughtr a car and now he cant afford the payment and is letting it get repossesed so i was wonering if this could effect my credit rateing in any way


Where can i go to see my credit score for free?

i want to see my acually credit score not report, any one have any websites that will give me my score for free??


Does anybody know the lyrics to the freecreditreport.com commercials?


Where do Expats live in Mumbai? How expensive could a flat abt 1200sqf rent per month in a good area?

I am a spanish traveling to Mumbai this weekend to see it, as I will be posted there for the next few years. I would like to get a general view of the city, where shall I go?? thanks to all of you!


Katie is buying a house and is looking for the best home loan to pay for her purchase. what loan should she ch?


The most comman ARP RATE FOR AUTO LOANS with 606 credit scroe ?


What credit card has the highest annual percentage rate?

how much is it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question regarding the Interest rates allowed with payday loans.?

In trying times, I had to obtain a payday advance loan on Thursday Aug 13. I recieved $160 and agreed to repay on Tuesday August 19. The amount I have to repay is $224.67. I signed away, of course, because I needed to pay my hydro, I had no choice… However once I got home and was thinking about what I did, I did the calculation and realized, the interst and fees I am repaying are 40% of the total borrowed, for 4 days..It seems crazy… I was looking online and seen that there was new law in place as of april to charge a max of $20 per$100. I am confused, cause this certainly seems more.. I wonder if the institution i used, THE CASH STORE, has different rules to follow?? Anyone know anything to help?? I know it’s my own fault, should have never used them, but I had no choice…


Can I file bankruptcy (personal) while I am co-owner of a business?

I am in Indiana. I don’t want my business partner to suffer because of my stupid mistakes. I am way over my head in debt, and don’t make enough money to pay my bills anymore. I work 60 hours a week @ 2 jobs. Anyone BTDT, or have any advice? Thank in Advance!


Is giving your credit card number over a phone sex line safe?

I phoned a phone sex line last night and gave my credit card number to pay for it. How safe do you think it is?


I Had Bankruptcy last year (2009)?

it also shows my credit limit of 7600.00 but I dont have the card anymore so I can I get the card back I would like to reestablish my credit and have it as 789 again



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What isthe minimum needed to make it a month to get a used car auto loan?

Like 1200?


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much


Can I Purchase A Laptop With A College Student Stafford Loan?

I’m heading to college in January, this will be my first year away from home as I am transferring from community college. I understand that I need $6,000 from a stafford loan to cover the rest of my tuition and I was considering applying for an extra $2,000 for a nice computer/laptop. Will a Stafford loan cover this or will I have to take out a private loan? (also, I applied for a private loan with chase and got denied even with a co-signer)


Progressive Vs. Geico?

I am thinking of changing to Progressive from Geico. Progressive is giving me about $250 less quotation value (for 6 months), for more options, than with Geico. What do you recommend out of these two??? (I am from Maryland)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Husband co-signed on auto loan for his mom after I said no?

So my husband said his mom wanted to get a 0 mile car from dealership but they would not give her the loan by herself unless she had someone co-sign. She asked my husband. He told me and I said noooooo. He co signed anyways AND gave her money for the downpayment without telling me until after he did it. Anyways we also have a new car (we got a few months before my mother in law suddenly decided she wanted one too ) and he is responsible for loan (in his name). So now he has two car loans. He said his mom said she would refinance later on to take him out of the loan. How does this work? wouldn t she need to fix her credit and doesnt that take more than a year.? He said she said it would only take a year. We want to get our own place and i recently lost my job about 3 weeks ago so i cannot take condo loan in my name for the moment and we need to move asap. Will he be able to take out a mortgage loan since he has the other loans. ?? how does he take his name off the mothers car loan??


I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?

I don’t want a payday loan, that’s why I am trouble, I need a loan with no fees to have the loan. I can’t find any bank will help. And there are to many out there trying to fraud and take your money. Where can I go, I really need help. I do not owe a home, I rent.


Can I co-sign on an car loan if I already have one?

I have a car loan for 4k for 24 months, my friend wants to get a car but does not make enough money, since she just picked up 2 jobs and her last job she didn’t earn enough. I am confident enough to trust her, & that she will make payments on time, Will the bank approve me for an auto loan as a co-signer?


Complete list of Chance and Community Chest cards in Monopoly?

P.S. I have the original Monopoly game.


Need small personal loan bad credit?

My fiance needs to get a small personal loan….but has horrible credit. Im not sure who would be the best company for him to get the money through. I could co sign for him ….but cannot get the loan.Any ideas of who would be easier to get a loan from?


I am about to file Chapter 7 Bankruptcy and I have questions!?

I am one of the hapless folks who found myself ensnared in the subprime lending fiasco, and am now faced with no other choice than to file a chapter 7. (I am in CA.) I’ve been toying with the idea of a career change, and I have been looking into several culinary arts programs at different schools. I know that I will need financial aid, but I am not sure if that’s going to be possible with a Chapter 7 under my belt. Does anyone know if a Chapter 7 will render me completely unable to obtain any educational assistance? Another thing I am wondering is, I own property (in this case my home) with another person who is not declaring bankruptcy. (My domestic partner.) My atty says that since we have no equity in our home it won’t be used as collateral, especially since we’ve managed to stay current on our payments, but that my creditors can lien her portion of the property for my debts. What does this mean exactly? And is there any way to avoid this? Any help is appreciated!


Does a paid off mortgage increase your credit score?

I bought my house in 1994,payments were always made on time. I recently paid off the mortgage. Will my credit scores go up? If so, how much? Thanks!


Can someone use a prepay visa card for porno site video cam.?

I just wana if u can do that.


I used a wrong credit card number in a site mistakenly and its seems to be a valid credit card however the payment didn’t go through?

i used a wrong credit card number in a site by mistake and its seems to be a valid credit card number belongs to some1 else however the payment didn’t go through as it said(the bank refused the payment) and so is that considered to be a fraud or something illegal for trying using some1 else credit card noting that it was by mistake and the payment was blocked and didn’t go through

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Capital One Credit Card without a job?

But If I could pay it off later?? Could I do that? Sorry I’m new to this I don’t know much about it


Is 4.75% mortgage rate and 4.89% APR okay today?

What lenders might have better rate? Thanks so much


Where can find payday loans in missouri?


Is my credit supposed to get lowered for credit inquiries?

it says my credit lower was lowered because of many inquiries. i had gotten a FREE annual credit report online. i kept logging in but wouldn’t it be the SAME report since you just get on for each bureau??


If I overpay a credit card, is withdrawing the excess money a cash advance?

My checking and credit accounts are with the same bank (Wells Fargo). Say my credit limit is $1,000.00 and I use it for a $20.00 purchase. Then I move $120.00 from my checking onto my credit card, $20.00 pays off the CC debt, and now my available CC balance is $1,100. Now, if I move $100 from my CC to my checking account, is that a cash advance, or am I just taking back money that’s mine? Basically, if I overpay and take the excess back, am I charged cash advance fees? (My bank charges $20 or 5%, whichever is greater for cash advances, and then like 26% interest apy on top of that) I feel like they don’t (or at least shouldn’t), but I wanted to make sure.


Interest rates and refinancing for finite math?

In november 1995 I took out a 30 yr note for 250000 to buy a house. The interest rate was a rate of 7.8 percent per year. The payments were set up on monthly basis. determine if it would be beneficial to refinance for the remaining term of the loan at the current interest rate. The current interest rate, loan fee’s are 6.6 percent with a 3000 dollar refinance fee that should be included in the total cost.


Is it better to max a credit card and pay it off each month or to carry a small balance and make payments?

For instance, If you had a Credit Card with a small limit of 500, and you used 400 of it each month, then paid it off in full. OR if you used $50-100 on it and made minimum payments on it each month? I know that a Credit Card is best used when you keep your balance under 10% and when you pay in full. The reason I ask is because I know that it is not smart to max a card, but also it is a good idea to pay your balance in full instead of making payments, if you’re able to. In this case, which would be the smarter option?




















































What are the differences between MyFico.com and Identity Theft Protector?

What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is it smart for a college student to take out a car loan?

not sure how to add more after but anyway. i would guess a 5k loan over wat 4-5 years would be 100 bucks a month around there somewhere. Being the person I am I would pay it off as fast as possible because i don’t like being in debt. I save about 200 every paycheck which equals 400 bucks a month. As well, I stopped at this one car lot that said they could give me an interest rate of 8-9% which from my understanding is almost as low as it can go. The thing I am scared of is if i have to switch jobs or am out of a job. Has financed a car while in college and how did it work out for u? by the way i would not have my parents cosigning and i can not fall back on them because they are in a financial bind themselves


Where can I check my collection balance on line?

I’m on collection and I tried to call them and no one pics up the phone on me already for 2 weeks! please help? how can I check my collection balance on line? Is there any way? thank you a lot and God bless you !!!


What is the relative effusion rate between Hydrogen and Oxygen?

What is the relative effusion rate between hydrogen and oxygen? Thanks.


How Do I Report Credit Card Fraud,Without Getting Involvd?

I want to thank all of you, for the wonderful suggestions, which were all good.I am sad to say I don’t know who specifically (credit card companie) holds those cards; otherwise I would have moved on it a lot quicker. I’m dumbfounded that the credit rating corps didn’t catch this. But the erpson continues to use a dead person’s cards,….and the people in this posting could be dangerous. Again, thanks to all of you,…..there are so many avenues I can possibly explore.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.?

Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.20%. What portion of the payments during the first 34 months goes toward interest?


What institution has the best 30 yr home mortgage fixed rate?

who has the best cd rate does liposuction really work, how long does it last


What is best for European travel? Cash or Credit?

I’m traveling through Europe in a couple weeks. Should I go get my cash converted to euros now or should I use credit while I’m in Europe. Do most European countries take Visa? Do I have to call my credit card company and notify them of my upcoming vacation?


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If my dad co-signs on my auto loan (refi), will the debt show up on his credit?

If it does, when can I drop him as a co-signer? Trying to get my auto loan interest rate from 18% to under 10%. Will this hurt his credit???


How can I order a credit scores from all 3 credit bureau?

I’m trying to order a report with my credit scores without signing up for some trial membership that I will need to cancel later. I know I can order the credit reports for free but I need to know my scores. Can someone help me?


If two people take out an auto loan, can just one be on the registration?

If a husband and wife take out an auto loan in California, can they make it so that just one of their names is on the registration?


Good Reasons for Late Payments?

I’m working with a lender to try to get a home loan. I was late on my student loan payments. My real estate agent said that if I have a good reason for being late, I’ll have a better chance at being approved. what’s a good reason?


Where can I get $50,000 at 8% interest payable in 60 month installments? Payment monthly will be $1,013.82.?

Yearly income is $93,000.00 with additional income during year for a total of $120,000.00 yearly. We have no no bankruptcy and no defaults on any loans ever. This is for a debt consolidation due to medical expenses and other items. Most cards to be consolidated are already closed.


USED AUTO LOAN PROBLEMs PLEASE HELP ME!?

hello guys, i am 22 years old,have a $1900 job for 2 years,credit score 670,looking to get a loan to buy a car $15000,do you think i will make it? thanks alot and god bless you all


Loan sharks are gonna kill me if I don’t pay them £4,000 by next friday..long story!?

I started looking for another bartending job,couldnt find anything,i tried looking for cleaning jobs anything!I had fallen behind on my rent months before and was in arrears, So my sister told me to move in with her and my nephew before i was thrown out. So now i had my landlord hounding me,plus the payday people. things were bad, i started praying hard. the end of the month was coming and i didnt have a penny to my name. I didnt want to apply for benefits because i didnt see the point,i was so sure i would find a job soon. So anyway i was in panic mode,they guy rang me,i didnt answer. the next day he rang me again,the last day of the month,i ignored him. Then i decided to ring him and tell him i didnt have the money. He went crazy!he said he was gonna slice up my face and all sorts. I knew i had messed him around but i had always managed to get him the money in the end,i even agreed to paying double,but this time i knew i wouldnt be able to find the money,i had no on


Do you need to be a paralegal certificate to offer Bankruptcy Document Preparation?

(need a” paralegal certificate)”


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down?

I have a very good income but my credit died when I was laid off a couple of years ago. Now that I have a good salary again, I am ready to buy a new car with 30% down. The vehicle is not expensive and that is why I have the down payment. I have recently paid off a couple of past collection accounts but I know there’s more. Any assistance would be greatly appreciated and thank you in advance.


Can I get a conventional mortgage loan if I don’t plan on living in the house?

I know that if you won’t be living in a newly bought house, you should tell them that when applying for a loan. Here is my situation: Me and a co-buyer are buying a house that I don’t plan on living in, but my co-buyer does. We applied for a conventional loan but didn’t get approved, because the lenders said that since I live in another city, and my income is the higher one, they could only give me an FHA or investor’s loan (which has a higher interest rate and requires 25-30% down). However, at Bank of America, they approved our conventional loan. My question is, is it legal? I mean other lenders wouldn’t approve it because the house won’t be my primary residence. So I’m wondering if it is a legal thing or is it just that lenders don’t LIKE to approve people like me. If BoA does it assuming that I’m going to live there, then I don’t wanna be legally responsible.


Where can I get a 20,000 dollar personal loan with fair credit?


Can anyone vouch for Lexington Law firm for credit repair?

I’ve heard that some of these companies are complete scam, rather than simply an over-priced service for something anyone can do themselves. Has anyone heard anything bad about Lexington?


I am getting a loan from an online place called Berkshire Capital Funding. Has anyone heard of them?

I put in apps online for online loans. This place called me and said that i got approved for a loan from a private lender.. now the loan is secured and they said they need 500 in collateral since i dont have a cosigner or a vehicle that isnt worth enough for the collateral… now the 500 i have to do in a wire transfer. Thats what scares me. here is the website and street address let me know if u can find anything Berkshire Capital Funding 30 Howard street Newark New Jersey 07103 1-866-381-7766 toll free 1-609-543-1228 website www.berkscf.com


I had loan in Dubai and i lost my job , now i am in India,bank is filing a legal case , i want to know what?

I had a bank loan in Dubai and i lost my job , i had to come to India and after one year’s time now bank has contacted and asking me to pay or else they will file a legal case.I have to arrange the money and pay which will take time.Now will there be any problem if i want to go to other countries and if at all i go to any country will this problem reflect there until i pay? What will be the consequences ? so that i can arrange to avoid it.


What is the highest auto loan interest rate possible in Indiana?


What is the statute of limitations for money owed on a car loan?

Had a Honda Civic about 15 years ago, it was repo’d and then sold at an auction. But I still owed $3,000.00 on it, which at the time I did not have. I had forgotten about it until a week ago when they started calling me again. I know I owe them the money, but after so many years can they still try and collect?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible to consolidate Federal Stafford Student Loans and SELF Student Loans?

I’d like to consolidate my student loans (Federal Stafford Subsidized & Unsubsidized; SELF Loans) without applying for a private loan. Is this possible?


What are the disadvantages of filing bankruptcy. What are the advantages and what are the penalties?


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


How can I find out which collection agencies I owe money to?

I have roughly $1,500 to $2,000 in credit card debt combined from two cards. One Best Buy card and one credit card from my bank. I haven’t used them or paid the bill in over two years. The collection calls have stopped for the most part. Through a touch of luck ($5,000 in student loans AFTER tuition is paid, $1,500 after someone hit my car and did minimal body damage that I took the cash for instead of fixing, and then income tax), I will have enough money to get myself out of debt, however I really don’t know who to call. I remember the collection calls usually saying This is NCO financial



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Auto loan.. where can i find an online auto loan for $5000 on a 1992 car?

I’ve tried at banks but the odest the car can be is 7 years and the loan minimum is $7500, please help also the car is from a private party purchase. Thank you All for your help!!


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.


Joint auto loan – does only half the payment show up on GDS on personal mortgage app?

If I have a joint loan with someone but am applying by myself for a mortgage, is only half the monthly auto payment calculated into my GDS, or the whole thing?


Credit scores online for free?

Where would I go to find out my credit score online for free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can u use a prepaid credit card to register for the SAT and ACT?

im not applying for a credit card i want to know if you can buy one of those visas with money at the store to pay for the SAT and or ACT exams


Is there a site i can go to to get a free credit score and check without a credit card?


Good bankruptcy lawyer that is reasonable?

I was trying to find a reasonable bankruptcy lawyer in corona, ca that was reliable and good.


NEED 500 DOLLARS FaST!!!!?

On sunday the 24th of Feb. I am buying a 2000 chevy malibu ls for 3000.00$. And I only have 2500.00$ and my brother was going to let me borrow 500.00$. But he checked over his bills and stuff so he figured he couldnt. I own a xbox elite and I was going to pawn it but that is really the last thing I want to do!! I know most of you are going to say get a job but I wouldnt even get paid by sunday. PLEASE HELP Thanks Playerntucks


What do i do after i used my cel phone number too many times for other gmail accounts?

i want to make a new gmail account so i can sign up for youtube, but when i put my cell phone number it said i have already used it too many times. what do i do


Loan vs advance?

and what is the differnce between the 2?


I keep getting weird phone calls?

Thank you for the advice everyone. It is just a scam, there was actually something about it on the news and a few of my friends have actually been getting the same calls. Apparently with US doing so much outsourcing, any information we put online is accessible to pretty much anyone.. im glad i know that now! I do have a droid phone and ilive in Pa, nowhere near CA, so i called verizon and had the numbers blocked and if anyone gets messages or phone calls like this they are definatley not legitimate.. just trying to scam you out of money claiming you owe them! Thanks again!


Why a Primerica Smart Loan?

If I recall


Advise to start a construction company in Coimbatore District, Tamilnadu, India?

Hi all, I’m planning to start a new small scale construction company in Coimbatore. Right now, I have a series of 6 sites (1600 Sq ft each, 40 x 40 site) in a place called Palladam. The site is very close to another upcoming project where almost 75 independent houses are completed. The scheme is such a way that all 75 houses has the client already and They would get in by go-live. Each site has potential to go up to Rs. 4 lakh i.e (Rs. 250 per Sq feet) because of the nearby upcoming project. I’m planning to make use of this opportunity and start a construction company in turn, to begin with above sites. My dad and sister is a experienced civil engineer, I would also be able to leverage their expertise. we already have contacts of other contractors and suppliers. Could you all please put your thought on above business idea. Also, advise from where I should start. 1. Should I register a constructions company now itself. what is the procedure ? Or can i do it later while I see, the above is succeeding. 2. How I can get client for each site and help them to get house loan and start construction. What are different ways of marketing? 3. After or during the above project, what should be my next step to scale up the business. Do I have an opportunity to approach for any business loan. 4. Do i need to start constructing the house before identifying the client with my own money? Is it not, Risky. Any advise would be much appreciated. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I negotiate a lump sum settlement deal with an auto loan company for less than I still owe? Please & thanx?


What are the differences between MyFico.com and Identity Theft Protector?

They both cost $14.99 a month so I was just wondering what the differences are so that I can cancel one.


Can a online payday loan garnish my wages if I am already in a chapter 13?


Auto Loan question..?

I have an Auto loan .. it currently has 39 payments left of 231.84 total being 9041.76 the pay off is close to 8000 i was wondering if i go to the bank and talk to them .. is there any chance to reduce the payoff.. i heard from people that had 9000 dollars loan and they offer the bank 6000 dollars cash and the bank took it.. now i don’t know if that’s true. i would like to find out before walking in a bank and trying to bargain my payoff.. do i have any chances? would it ruin my credit ? please help.. anybody that worked in a bank before or knows this stuff.


Applied for an American eagle credit card now I have a hard inquiry?

Is there any way I can get rid of it? I m so upset because I ve been doing so well & this affected my score. :/


Auto loan predicament?

So I am under 18, my boyfriend is 19. I have a steady well-paying job and have almost $2000 as a down payment on a car and I’m looking to take out a $4000 loan on a car (hopefully less!!). I’ve already calculated out payments, cost of insurance, have money put aside for just in case” incidents and am planning to pay the loan out 6 months in advance just in case. My parents are refusing to cosign a loan or take out a loan in either one of their names or be involved with my car buying process other than possibly having the car put in their name (step mom is refusing to put car in her name if I put a lien against it to ensure they sign it over when I turn 18). SO


Chances of getting approved for auto loan?

Auto cost $25000 (sticker price) Equifax credit score 631 Down payment $5000-$6000 Monthly income $3700 (gross) 3 years on the job $0 debt (No open accounts) 2 paid charge offs accounts 1 paid as agreed account




















































If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Is there really a free site where you can see what your credit score is?

I see alot that say they are free but really arent.


Where can i get two payday loans?


I need info on buying an rv park, pros & cons?

we are thinking of buying an rv park in oregon & want to find out any info on running & managing one. we would live there, but have no experiance with running that kind of business.


Default on payday loan in Texas?

If you default on a payday loan, because something happened and you are unable to pay. Could I be charged with bad checks, when I didn’t actually write a check for the payday loan. Charge by DA for bad check?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i buy a home under bankruptcy?


Where can I get a free credit report?

I’ve never had my credit checked and I heard that you should do so every so often. What are some legitimate credit report websites? I’m scared of scams and fake ones. Thanks!


Filing for chapter 13 bankruptcy?

I am thinking of filing for chapter 13 bankruptcy. I don’t qualify for chapter 7. There is a few things I don’t understand, if I owe a total of 30,000 with creditors, some of which had interest and late fees accumulate. Will I be able to have the court take of the interest that accumulated. For instance I have a credit card with $5000 balance and due to late payments & interests its $9500. Will I be able to remove the extra $4500 that was incurred. Can I file the paper work myself? What would it entail? I checked a lawyer in NY and he wanted $3000. The reason why I am filing for bankruptcy is because I can’t afford the bills. Does anyone know the typical fee for a bankruptcy attorney in NYC. Do I have to pay the attorney in full for the creditors to stop calling? How does filing chapter 13 affects getting a job down the road, particularly in the engineering field, IE utility, phone, construction etc.?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need $1500 quick for car repairs but I have bad credit and the payday loans wont’ give me all the money from

one place. I can repay the money in a months time. I have been at my job for over 7.5 years and have a good job. I just need help with these repairs and it came out of the blue. Thanks, Michelle


Does anyone know a reputable company that could help get things deleted off my credit report?

I filed bankruptcy, the credit bueru just updated it as included in bankrupt. Why keep it on the credit report if it has been discharged? Why not delete it? Eqiufax, and transunion deleted it, but experian, just updated. What can I do?


How much does it affect my parent’s credit score if they cosign a consolidation loan?

teriod: You’d think $89000 in school debt would mean getting a good job, wouldn’t you? It’s actually my husband that has the debt and he went to one of those for-profit” career schools that’s not even regionally accredited


How can i get a free credit check without a credit card?


I need to find a company that will clear my credit report after bankruptcy know anybody?

all derogatory information that remains needs to be cleared


Any good identity theft protection companies?

i’m trying to find a good identity theft protection company who is good. i can’t decide or find one. i was going towards lifelock but then i heard there was a scam and that they are being sued. Is this true? if so, then what are some alternatives to lifelock, but if not, what is better to pay for…the basic or the command center in lifelock. please help! i’ve had soo many things put under my name and i’m only 19!


Free Credit Report Problem. Can’t get it.?

I tried getting my annual free credit report at AnnualCreditReport.com. I did it the year before last, but haven’t done it since. They give you the option to pick which credit company to get the information from. I chose all three because they said that was okay. The first, which I can’t remember, said I had already gotten my free credit check. I haven’t done this since ’09. So I know this isn’t true. I went on to the next one. They had me answer a few questions to identify myself. After that they told me I’d have to fill out a form to get my credit score and send it to them. I apologize for how lenghty this is, but none of it makes sense. When I filled out the form two years ago it went through with no problem. What’s a girl to do? Could someone have accessed my information? Thank you.


When does Discover start charging interest on a Cash Advance for a Discover It Chrome Student Card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan company threatened me…I paid, but now I’m thinking of bringing a case against them?

I stupidly borrowed from a payday loan company in my town and I was unable to repay all of the debt. I tried working with the company but they wanted too much money. They then sold my debt to a 3rd party collector whom I contacted to try to make payment arrangements. They informed me they would need payment in full which was my amount borrowed plus a ton of interest, I think it was $1600. I asked if there were any possibilities of making payments on that amount and I was told that I would be pursued under a class 3 Misdemeanor for theft as the company believed I didn’t have any intentions of paying the loan back. So they left me pay them in 3 payments and I considered it done with. Now I’m reading that under the Fair Debt Collection Act (Federal Law) that if these type of places threaten criminal action, they are in violation of Federal Law. They can bring a civil litigation but they cannot threaten Criminal, which this company did. So my question is this; Should I contact my state attorney general, a private lawyer, or who do I tell about this? Can I get any money from this company for them violating the law?


Where on SEFCU website is your mortgage interest 1098?


Has anyone heard of ioweya payday loans?


The best flight attendant schools?

I want to go to a flight attendant training school, but which one is the best? Which one will guarantee me a job? and if not guarantee, then which one has the best results with getting people jobs. I heard of one in florida, but i live in california.


Do you think i will be able get an auto loan from local bank?

hello guys, my credit score 600,monthly income $2200,22 years old,credit card balance is very high,dont have any bad credit history,looking to get $8000 loan from local bank to buy a used car,any chance??? thanks and god bless you!!


Does making bi-monthly car payments help pay off an auto loan faster?

I have always heard that making bi-monthly payments on a home loan will cut almost 7 years off of a 30 year home loan. For example: My mortgage is $1100 and due on the first of the month. I had some extra money one month and paid $550 in the middle of the month and then the other $550 on the first. Now instead of making one monthly payment of $1100 on the first, I make two payments of $550 during one month. My question: Is that true for an auto loan? My payment is $150 and I have been doing $75 each pay day instead. Now my statement says my next amount due is $25. So I know that by paying the bimonthly payment I have gotten the total amount due down. But I also know if I just paid that $25 next month, then the payment due would go back up to $150. But that doesn’t really tell me if I am working to pay my loan off faster. I don’t trust banks. Anybody got any facts?


Free credit report question?

ok i viewd my credit report and on my two credits that went into collection the letters BR were next to which on that site BR means Bankrupt but i have never filed Bankruptcy so what can this mean or should i be calling up the company.


Which internet site do you recommend for free credit reports?

I need to check my credit and don’t want to pay for it. Who would provide the most accurate free information online? I’m also interested to see if I can check my FICO score through one of these sites. Any additional details or morsels of information would be greatly appreciated and greatly helpful!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I Purchase A Laptop With A College Student Stafford Loan?

I’m heading to college in January, this will be my first year away from home as I am transferring from community college. I understand that I need $6,000 from a stafford loan to cover the rest of my tuition and I was considering applying for an extra $2,000 for a nice computer/laptop. Will a Stafford loan cover this or will I have to take out a private loan? (also, I applied for a private loan with chase and got denied even with a co-signer)


What is the best way to get a bad credit auto loan?

I think that my score is about a 525. I do not have an money to put down and I need to trade in a car that I owe about 4000 on and it is worth about 2000. What should I do?


Where can i run a non expensive background check using someones social security number?

the only official info i need is civil status. If the person is married or single or divorced.


Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating..



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can i get a payday loan with just my debit card?


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


Is It illegal to use fake credit card numbers?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a 5000 dollar loan with no credit history?

Well here are my details. – I am 20 years old – no credit history besides my student loans, but i have a wile before I have to start paying for those – Never had or applied for credit cards or personal loans. – Im in my 3rd year of my bachelors degree program – I joined the Army National Guard. Im going to Basic and AIT in 2 months. When I get back I’ll have a nice fat bank account balance. I will need a car when I get back (because I commute to college and my car now will not pass inspection) so that is what the loan would be for. The idea behind getting the loan would be to start gaining good credit. I just dont know if anybody will give a loan with a reasonable interest rate to someone with no credit That is why I seek the yahoo advice before I start shopping around (because its easier) Do you Know if I can get a 5000 dollar loan with no credit history?


What happens if i dont pay my o2 phone contract Bill?

heya ive got a iphone 4 24 month contract, and my bill was due on the 16 october, but i cant afford to pay the bill until next payday which is on the 12th november due to money issues, what will happen ive never missed a payment before this is the first time im quite worried about it im even thinking of getting out a payday loan but the interest rates are so high


New york has now blocked payday loans?

Last year i took out a payday loan (small one only 100) to get my car fixed before my paycheck. expecting a commission check in 10 days but have NO money now so wanted to do the same. tried some but none were in my Area then finally found the one i used last year and called since I paid when i was suppose to figured no issues, they said NY has made it illegal to do payday loans and they cant help me. how come a year ago it was OK now its not. I was only gong to do a payday if i was desperate and I am . any one else hear of this being blocked by any other states?NO SPAM OR SUGGESTIONS JUST CURIOUS IF ANYONE ELSE ENCOUNTERED THIS. THANKS


Auto Loans and Leasing Cars ?

Can anyone please give me info on auto loans and information on leasing a car.


I am having a problem getting my credit report. what should i do?

Hi i am trying to get my free credit report through freecreditreport.com and experian but unfortunately they could not pull out my report for some reason. i also called to freecreditreport and she was unable to get the report. now can you guys tell me what should i do in order to get my credit report. i was thinking to contact any federal or government office but i have no idea which particular place i should contact? i hope i ll get a right answer frm one of u guys thanks


What is the limit on mortgage interest deduction filing as head of household?

I know when married filing joint, interest on $1,000,000 on first mortgage and $100,000 on home equity is fully deductible. These limits are cut into half if you are married filing separate. What would be the limits if your filing status is head of household? What about single?


Accidental Death Mortgage Insurance?

We just got a letter in the mail…an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don’t have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?


What car dealership will finance a 2nd auto loan?


Why is my credit score so different from each of the credit companies: Experian, Equifax, and Transunion?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone used or had any experience with Allen Michael Credit Repair Organization?

Is this organization legit? Is it a scam? Has anyone used them and it worked for them? I’m extremely skeptical mainly because I cannot find much information online about them other than their website. Thanks!


If you are filling Chapter 13 Bankruptcy do you get to keep your home and car if you have a lien on it?


Can you have an auto loan and a student loan at the same time?

So I currently have a student loan where you pay it all back starting 6 months after graduation. I will be in my 3rd year of college, but considered a second semester sophomore in the Fall 2010. I commute and REALLY need a new car for the fall. I have two part-time jobs, one as a bank teller and another as a sales associate, and I am pretty sure I have decent credit. I have never been late on any of my payments ever. What are the chances that I would get approved for an auto loan? I am hoping to trade my current car in for $1,000 and put $1,000 down and I am looking into a car that is about $10,000. If anyone who is knowledgeable with this kind of stuff could help me out, I would really appreciate some feedback. Thanks!


Is it better to pay off debt or to invest money for the future?

Is it better to spend money on debt or to invest? If someone has a foreclosure and not paid credit cards, is it better to: a) file bankruptcy and mess up credit b) pay off all the debt but credit will still be not the best but at least no judgements or BKs on file c) file bankruptcy and the money that would’ve been used to pay off the debt invest for the future


Cash advance APR question: if I pay back right away, how much interest did I pay ?

3~5% upfront fee ? So if I cash-advance $1000, I need to pay $50 + those APR ? That’s a lot of money.. so I need to use ATM and use cash to transfer money abroad… Thanks!


Is now the right time to refinance your mortgage? Please read . . . .?

We bought our house in Oct. 2007. Our interest rate is 6.5%. Would it be good to refinance if the rate got down to 5.75%? We need to lower our payments if need be. We are so strapped right now with rising gas prices, food prices, daycare for summer, etc. Right now we are financed through Wells Fargo and have been on time with every payment. We filed bankruptcy in 2004 on a mobile home that had water damage so I was wondering if this might hinder us in refinancing? Any advice would be appreciated!!!!!!!!!!


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do




















































Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?

Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can I finance (with an Auto loan not a personal loan) a 7 year old car?

My income is good…no debt presently paid off all student loans. I’m in the military and I make 2k a month but I have no housing, dental, or health costs, and very little food costs I only pay for food when I want to I can eat for free if wanted to all the time. But thanks for assuming I was a broke idiot kid.


What’s a safe way to request annual free credit report?

I hate to fill in a form with private info at a site I’ve never heard of.


How can I find out whether I can get a cash loan or payday loan in my state?

I’ve been told that there are some states where it is illegal to get a cash loan. I’ve been trying to find out whether my state is ok for getting this type of loan. Does anyone know where I can locate what states allow payday lending, or cash lending? It’s really frustrating as there is not great information telling me this.


Can you keep your car if you file for bankruptcy?

If your car is valued at twice the cost of your debts and the car is paid off then what will happen if you declare bankruptcy? The car was not used as collateral but it is an asset and it’s the only car used to get to work. Would it be better to just sell the car now before declaring bankruptcy? This is based on California if that matters. Thank You, Dan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do you know a low interest loan out there?

I think the low interest loan are student loan and debt consolidation loan. What do you think?


I have a chapter 7 bankruptcy that was discharged?

I have a chapter 7 bankruptcy that was discharged in 2009 april….i have a company who is now trying to collect their debt that was discharged….they have even put it on my credit and I was actually denied a car loan due to this debt…..can I do anything to them legaly…ie…sue them or somthing and it should be their resposability to fix this on my credit right.


Does anyone know any finance companies in Minnesota who do personal or signarure loans?

Keep in mind my credit is poor, but not horrible. I am not looking for a payday loan..just a finance company who works with slightly high risk customers. Minnesota, South Dakota, or North Dakota leads only, please.


Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can my husband file bankruptcy by himself without me?

My husband lost a civil suit for which he has to pay $50,000. We are barely getting by because he lost his job and works on and of as a contractor. Our house is on my name but we don’t really own any of it. He has about $2,000 in credit card debt but right now we can not even make our monthly bills and definately cant pay $50,000. If he is able to file bankruptcy will this affect me and will it wipe his dept from the lawsuit. We live in CT and have been married for 5 years.


Where is the best place to buy gold and silver coins and bullion online?

I just moved here from the UK and I am very happy that I do not have to pay tax on my silver!!! I am however looking at a few places to buy gold and silver bullion and coins as I usually place an orders every month. Price is very important. Can anyone recommend a good online dealer? Thank You!


Why are suicide rates higher in males than females?


How do i get in contact with the three credit bureau’s?

Where can I get an email address or phone number or even a mailing address for the credit bureaus? I purchased a car and for some reason it is showing as a repo and that I still owe $975 HOWEVER i have a letter from the company that financed me, along with the title of the car, showing it is paid and in my possession. Please help!


Which is more powerful the IRS or CIA?

I just finished reading a book called The Legacy of Ashes: The History of the CIA” by Tim Weiner. The CIA is so powerful that it has toppled nations


When should I do my annual credit report?

What is the best time? The beginning, middle of the end of the year? Thanks


Can i use a prepaid credit card on a dating site?

Does anyone know if I can use a prepaid credit card on a dating site????


Good student loanS?

I have heard so much trash about student loans and some of it i believe. what are some good low interest safe student loans? better yet can u get loan throught the goverments?


Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens legally if you dont pay back a cash advance loan?

cash advance from checksmart


Where can a first time buyer get an auto loan?

I have no credit, no cosigner, and a steady job where I make $1000 a month. Also, I have no other expenses. I need a car!


How to start a speech for my best friends sweet 16?

So basically my best friends sweet 16 is next week and I’m making a speech since I’ve known her since like kindergarten. But, I have nooo clue how to start it off. Any idea’s? (:


What is chapter 7 and chapter 13 bankruptcy?

what is chapter 7 bankruptcy and how does it affect you.


What all happens when you file for bankruptcy?


What are names of the 3 guys in the freecreditreport.com tv ads?

i have seen 2 tv ads for freecreditreport.com that has 3 guys singing the jingle. one tv ad shows them working in seafood restaurant dressed at pirates and the other shows them in an old compact car. Should be in business financial cagegory.l


Debt consolidation, bankrupcy(chapter7 or 13) which is better for fixing my credit problems?

have plenty bills that have went unpaid because i made a stupid decsion to get 4 payday loans. now i need help cleaning up my credit HELP!!!!


Is a credit score of 651 good enough to get a loan?

or even a decent credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to make $700.00 fast?

I’m trying to come up with the rest of a down payment for a car. Do any one know of some good ideas for me to come up with $700.00 (quick and easy) within the next few days? A payday loan won’t work. I stay in Atlanta, GA and only found 2 places that does Payday loans but you have to have car insurance to get it. I really need a car, any help is greatly appreciated.


How do I get a collection account off my credit report after I dispute it?

And I am willing to pay them but the thing is (and I can’t stress enough how I didn’t know the first thing about credit) I let family members put a utility or two in my name for their home and it was to be temporary only to find out it was longer than that. And since they won’t help out and pay it’s up to me 🙁


What happens to my credit if I don’t pay my timeshare?

I have a timeshare through Eldorado Resorts. The actual timeshare is at Grandview Resort in Las Vegas. The loan is through Eldorado Resorts. Apparently it’s close to impossible to sell a timeshare and I’m not going to pay a company $500 to maybe sell the timeshare. My wife and I are ready to buy a house but we need the extra $300 a month for mortgage that I pay to the timeshare. Our credit is good/great and my timeshare loan does not show on any of my credit reports. Since the timeshare loan doesn’t show on our credit reports, if we don’t pay it and just let it go into foreclosure, will our credit get nailed? Every other loan we have (car, student, credit cards) show on our credit report. What will happen if we just stop paying the loan?


Can I refinance my auto loan in one year?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Why cant I get a Private Party Auto Loan inside a bank?

My credit score is a 697 but im still young and dont have that much credit history. I went inside Bank of America and they only do loans online. I went ONLINE to 2 different banks and applied for a loan and I was not approved. I used to rent a house but now I will live with my Grandmother for 6 months. Which bank can I go to that actually gives out loans INSIDE THE BANK and not ONLINE. I know that if i talk to someone inside a bank i can talk them into giving me a loan because I can say this, Look i no longer rent a house anymore so for the next 6 months I will have $1


Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?


What is going on with my credit score?

I already have a POS car and ten POS cars before that I’ve dumped thousands into to keep running. I make a decent wage and I’m tired of turning wrenches on my weekends and vacations. Everything on all three of my credit reports have been taken care of. I just don’t and haven’t ever had any credit cards.


How do you as a preforeclosure investor get the loan money needed from the bank quick enough in order to?

close the deal on time? Say the auction is in 10 days, how can you get that kind of money in Cash, into Escrow by then, and even find a bank/loan officer willing to approve you in that short of time? What’s the fastest amount of time that one can get a loan? 1 month? 2 weeks? Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is having a credit score of 663 good considering building credit for 1 year and 6 months?

@ dizzy: So I guess it’s good in a way… @ Sassy25: That’s a pretty high interest rate. Maybe because of the short credit history.


What can online payday companies legally do?

I have two online payday loans and every week they expected me to pay $400. I was recently out of work due to employee cutbacks. I have a new job now and I am scared they will try to garnish my wages. I went online and found a company that will help me consolidate these loans into one monthly payment but the payment is high. With rising cost of everthing it is difficult to just maintain the necessities. I know I owe the money and I am willing to pay them but I find it difficult to budget what they want for payment. Is there anything that I can do differently? Is there anything that these online payday companies can do other than garnishment? Do you think they will even go that far? It is MyCashNow and CashNetUsa. Does anyone know anything about these companies?


Cheapest place to get credit score online?

i tried that annualcreditreport.com but all that gave me was a list of who I owed, not any scores from the reporting agencies. I dont want any yearly membership to monitor my credit bla bla bla I just want to pay a cheap one time fee to see my credit score. Any idea’s? thanks


Can I get student loans while enrolled in a Chapter 13 bankruptcy?

I am currently in a chapter 13 bankruptcy repayment plan. I have some student loans that are included in this plan. Is it possible for me to take out additional student loans next year? I am going to graduate school and I cannot pay for school on my own. I have never missed a payment and I am repaying everything 100%.


Where to go for getting loan against my land property document?


Where can I borrow $5000 with bad credit and no collateral.?

I have been scammed and now I am desperate. I need a $5000 loan with 36 to 48 monthly payments. I do not want payday loans because they are setups. I am looking for a solid legitimate lender that can loan me the money on a signature. I have no collateral. Anyone know of anyone?


Auto loan after a Chpt 7 BK?

I’m trying to build and establish new good credit and have begun with 3 credit cards and an installment loan that is nearly finished. My scores have went up and it looks that I’m accomplishing something. 2 things, I need a car and want to wait another 6 months hoping that I can get a loan ($18-22K) with a decent APR.I’ll be 2 years out from the discharge at that point. Does anyone have a suggestion on how to approach this accordingly, I tried to get an account with a credit union but unfortunately because of the BK or a Chexsystems report I’ve been denied. I’m looking for suggestions not criticism of the unknown circumstances that forced us into bankruptcy, Honest legal opinions are appreciated.


Chittenden bank auto loan?


Does any payday loans work with meta bank?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Wells Fargo Visa won’t budge on lowering my interest rate.What am I doing wrong?

Oprah’s Debt Diet guide had a interest lowering script to use when talking to credit card companies. I’ve tried that script 3 times this year and they always respond well sorry


Why the flow rates of water affect the differences of inlet and outlet temperatures and the COP refrigeration?


Why are business loans more expensive?

Im looking at a loan for some equipment for the business and after hearing about all the home loan cuts and how cheap they are i was surprised to see business loans are still high. Why are these much higher then personal home loans?


What does my comprehensive and my collision deductible have to do with my car loan?

I just received a letter from Capital One Auto Finance saying that my new insurance policy is inadequate. I upped the comprehensive and collision deductible from $500 to $2500, which saves me over $400 dollars a month. According to Capital One, this is too high and has to be lowered back down to $1000 or less. But I would sooner become an employee at the Bunny Ranch, before I pay a $600 monthly car insurance bill and a $365 car note. Hell, I would have to become an employee at the Bunny Ranch if I had to pay a $600 monthly car insurance bill and a $365 car note. I feel like as long as I’m giving Capital One their money, my deductible should have nothing to do with them.


Can I cancel the car insurance my auto loan company has issued (due to having no car insurance)

Can I cancel the car insurance they’ve issued and show proof that we’ve purchased car insurance from another? Thanks!!


Who are reputable companies for cash advance?

I’m looking to do an application on line for a 2 week advance


Anyone have any thoughts on credit counseling or debt relief companies?

I am about 8 grand in debt, and need to pull myself out asap. Anyone have any ideas? Do debt counselors or debt relief companies really help?




















































Can you apply and recieve a grant after filing for banckruptcy?

Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

What kind of bankruptcy options?

I am not sure what kind of BK atty to contact if any. I have a great job, make good money, and I have less than $10K in personal debt outside of my home. I am having to close down a small business. The problem is I have a personal guarantee on the business loan, lease, and equipment for the business. The equipment has enough equity to take care of itself, but it leaves the loan and lease. I owe roughly $80K on the loan, and have roughly $300K on the lease left. I don’t have any toys or extras, as my family leads a very modest lifestyle, and ultimately have fallen victims to the bad economy. The business is three years old, and we were on pace to have the business debt free within 5 years. We paid everything in advance, and now looking back was a mistake. All options to extend the debt and restructure have been exhausted. We are now going to be on the hook for almost $400K that we will never have means to pay off. I don’t know where to begin. Do I contact a business atty, a personal atty, or should I be thinking of other options. The loan is with an individual, while the lease is with a major leasing company.


Loan Sharks in NYC??

Does any one know the address or number of a loan shark in NYC?? I’m desperate


Student loans?

Student loans – good, bad, indifferent?


In the mortgage business what does roi mean and los?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the average percentage rate for a new home loan in Arizona?

What is the average percentage rate for a new home loan in Arizona?


I am filing chapter 7 bankruptcy can a buy here pay here car lot repo my car before the bankruptcys discharged?

i just wanted to know if they can legaly take my car before my bankruptcy is discharged if i stop makeing my payments


Why can’t we view our credit score without paying? for that matter, …?

Also, i personally do not think that it is fair that this information is collected from us but we are not allowed to see it unless we pay. and to whoever answered about the medical and criminal history, I’ve moved probably 4 states away. They won’t do this on the phone and there is no online access (medical) as for criminal, i want to know what people see when they do a background check on me.


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


USAA – How can I spend my auto loan over the weekend if USAA is closed?

I have an auto loan and was very much hoping to get a vehicle this weekend. But I realized that USAA is closed today. Do I have to wait or am I still able to do so?


Can I get a next payday loan even though I am unemployed and the next payday might be a while?


Credit Acceptances Auto Lender?

How do I apply for a auto loan with them? Do they have a website?


Chase bank credit card cash advance?

I need a credit card so I can pay this month’s Bills. My bank is Chase, and I was wondering if there’s a limit to how much I can spend on their credit cards. Any help would be appreciated.


First time home buyer?

My husband and I are looking into buying our first home. The home costs 190,000 and we have a gross monthly of 2,500. Our credit is not very good. But my grandmother has agreed to cosign the loan for us, and her credit is amazing. Tuesday I will be talking to somebody at the loan office, but until then I was just wondering if we can afford that? I was looking up monthly payments on 190,000 loan and it was around 550. Our rent right now is 450, and we get by with plenty of extra. All help is greatly appreciated.


Can I lose my home if I’m behind one Mortgage payment?

I couldn’t make my mortgage payment in January…I did make one for February, but of course I’m still missing a months payment. I haven’t been able to catch up on my mortgage. I’m terrified that I will lose my home because of that one payment. I’m able to make my monthly payments now, but I just cant seen to pay the back payment…Does anyone know if I can get my home taken away. Only serious answers please. Thank You


What is the best way to build credit on a credit card?

I finally got approved for a credit card today after 3 years of applying 🙂 what is the best way to build up credit on the card, some people told me to pay the minimum balance due every month and some people have told me to pay off the entire balance right away….which one is right, or is there any better methods out there?


What does my PMI cover, and why has this not covered the losses of recent foreclosures?

I thought any mortgage with less than 20% down will automatically be paying for PMI (primary mortgage insurance). Why has this not minimized the bank losses with recent foreclosures? Why am I paying it?


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Please help. Bank auto loan?

Haha yeah ive tried. I just recently got a Dormitory refund from Florida Prepaid thats tied to the trut. It was a 15000 refund and I asked if I could use some of it and the lady in carge of my trust said I could so I assumd Id get a chunk of that money. But instead Im only getting approved for like another 400 a monthfor livng expenses since its upposed to be spread out over four years. They wont budge tough. I just need a car to get to schoool so I can keep getting money…


Summons after bankruptcy?

My husband and I filed bankruptcy in Feb 2009 and we were discharged in June. We included our home in the chapter 7. Tonight we were served a court summons for our home loan. This has got to be a mistake right? Can they still try and collect on our mortgage?


When you’re on the equifax website where do you click to get your free credit report?

The www.annualcreditrepot.com website is down


Where can I watch free tv series online without having to register or download anything?

Every time I think I’ve found a good site, it asks me to sign up and give them my credit card number. I REFUSE TO DO THAT. I just want to catch up on a TV series that I started watching. I don’t have enough space to download stuff on my computer and I am not giving anyone my credit card number. Any suggestions?


Best program to get finances in order?

My husband and I’s bankruptcy will be officially off the record this next March 2011. (Yay!) It has been a long road…and would never recommend it for anyone. However, we want to be very careful in how we manage our debt in the future. Is there a user friendly program that you would highly recommend? These are our present finances: mortgage, 2 credit card balances ($600 each) and then the normal stuff: auto and home insurance, life insurance, electricity, phone, cable. We have no car payment. I ideally would like to have a cushion of about $1,000 always in our checking. My wish, as insignificant as it may be, would be to wake up every morning NOT worrying about finances, providing for our kids when they need money to go shopping for school clothes and the ability to go out with my husband to see a movie once a month. That would be a dream of mine! I would love to have that $1000 cushion too. We’ve been married for 26 yrs this month. Our children are good kids ages 21, 17 and 14. My husband and I have never smoked or drank. Before our bankruptcy, we never went on expensive trips, ever. WE need to conform to good habits, we know. What has worked best for you? Any tips would be greatly appreciated. We want get a good new start. Thank you!


Can I book a hotel room using someone else’s credit card?

I’m going travelling soon and I lost my debit card. There is not enough time to get a new one but I obviously need one to book hostel rooms etc. Is it possible to book a room with someone else’s card (my mum’s) and then show up at the hostel/hotel with just a passport?


A real free credit report site?Anybody?

Does anyone know of a real free credit report site where I can check my credit score without giving them a credit card number?Thanks!


Auto loan payoff amount higher than current balance?

The outstanding balance on my auto loan is $13,591, however the payoff amount as of today is $13,706. I’ve made eight payment thus far, and my interest rate is 6.14%. Shouldn’t the payoff amount be less than my outstanding balance?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What type of financial institution has the best rates?

I am in the process of refinancing a couple of real properties. I am interested in either two individual loans at better rates than I have now or a loan to consolidate all of my debt into one package. I have a high amount of equity comparatively speaking with the amount that I need to borrow. My credit is spotless. Does anyone know of the best way to go about getting the best deal and through whom? Thank you so much in advance for any help that you might offer.


Bankruptcy and taxes?

OK. I think we know that back taxes owed are not dischargeable with a bankruptcy (CH7). I want to know if the bankruptcy process results in an organized and reasonable repayment of taxes plan (both federal and state)? I am looking at $60K in UNSECURED debt and about $21K in both state and fed taxes. The state has already started garnishing wages and the feds have placed a credit lien on my file. I have had spotty employment for the last three years and have just now (last month) landed a steady” full time job earning $3360 per month


What is the quickest way to payoff payday loans?

Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!


Why was the sydney harbour bridge called the iron lung?

thank you to who answers ; )



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Can I use a Debit Card online just as a credit card?


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>


Where can i get a loan with bad credit, not a payday loan?

i need $1500., to pay bills and to get an apt., homeless ,stay with different friends i am working


Do you like the freecreditreport.com commercial?

yeah i know what u mean Cara…. the site in itself its not free.. but the singing… bravo!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loans?

My questions is about what happens if you dont pay on a payday loan and it goes into defult and can Bankruptcy solve the problem?


What are the current mortgage rates in nigeria?


Should I carry my car insurance card in my wallet?

Let’s just say I was driving my friend’s/family member’s car and I got pulled over, would I need to show the officer ‘my’ insurance card or what? I don’t really know. Thanks.


Buying a house at 24 and $30,000 a year?

Hi, everyone. I am expecting to stay in this area for atleast 5 years and I want to purchase a home instead of renting. I am a single 24 year old female, bringing home about 1700/month. I owe 11000 on an auto loan and 40000 in student loans. How much home can I afford? What are some things I should consider or ask? Any advice? Oh, I live in a rural KY city


Anyone ever use a payday loan place called Ashland?


Denied FHA loan. When should we reapply?

At the beginning of this month (May 2013), my fiance and I applied for an FHA loan and were denied. We received official documentation of the credit inquiry and citations for the denial, but I just read something online that concerns me: The denial documents mark a delinquency on my part for a student loan that I defaulted on for more than 90 days back in 2009. By 2010, my situation had improved and without any fuss, the DOE began to apply my prompt payments to my balance and it has been that way ever since. This loan began reporting ‘Pays as agreed’ a few months after I placed it on auto-pay. I’ve come across someone posting that for FHA loans, you must have no delinquencies/late payments for 12 months. I have had none for far longer. As for my fiance, his credit was more of a fixer-upper throughout the last year, but neither has he had late payments for 12 months, and the one bill that had gone to collections (2006) has been deleted from the report entirely after a settlement was reached around this time last year. We have excellent credit (635 and 720), not without plenty of effort and care of course. Both of us have one credit card each with acceptable debt ratios. Another ’cause’ for our denial (three were given) was listed as ‘limited credit experience’, which I am guessing is the opening of both credit cards aforementioned, which occurred last summer. At 25 and 26, we both had at least 2 retail store credit cards from over 4 years prior, all paid within full or never used, and so idle that they were eventually closed. This is our very first year with active revolving credit and we pay much more than the minimum, on time, every month. The third reason was the number of inquiries; we had applied for a mortgage through an affiliate of the realtor we had been in touch with and also within the same week applied at our financial institution. Are two inquiries really cause for a lender to deny? So, we’ve slowed our roll and have resigned ourselves to the contingency plan of preparing for a 3.5% down payment (we went to our credit union with nothing–just dreams, which don’t speak as loudly as money) by rearranging our budget and taking on a roommate to help us save. Will we be able to try again this time next year? Does our case sound like one that has grounds for appeal? We have worked closely with our financial institution’s contact (fiance works for them in a different department), and have through her advice appealed. We haven’t heard anything back yet. Is it just the cosmos saying there’s something better for us–but later? I feel like we’re perfectly ready to take on an FHA loan but it seems like the lenders we tried think otherwise. Any insights from others would be greatly appreciated; thanks in advance.


Has anyone filed Bankruptcy on their own without a lawyer?

If so, did it go well?


Best way to fix your credit?

any websites that will help?


Is it a felony to close your bank account if you have a payday loan?

If you decide to get out of debt and the best way is to not have a checking account but still owe debit payday loans and want to close the checking account wil this cause a felony to be issued by the payday loan company even thow you do plan on settling the owed money to the payday loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My auto loan is in default;7mos. is there any way to adjust payments to end of loan timescale?

I am willing to pay a substantial late fee. would sure like some help.


Can you apply and recieve a grant after filing for banckruptcy?

we were in process of applying for a grant when the recession hit and we lost most of our contracts and had to file bankruptcy can we still recieve a grant>


My credit score is 698. Is that good?

I applied for another credit card, hoping to use it for debt consolidation and was turned down. I applied for a credit increase on one of the cards I have now and was turned down. However, for yet another card I was given a $500 increase. So I went to creditkarma.com to get my score and figure out what was going wrong. I have a good payment history and don’t have a blemish there, but what could I be doing wrong? Is 698 bad now? I understand that lenders have tightened up their guidelines for borrowing, so what used to be a good score is not so good (if I understand that correctly). I’m reluctant to try and apply for another card because I don’t want my score to go any lower. I heard that moving can lower one’s score too, and I’m moving in May.


Is it safe to get a secured credit card when child support is due?

I owe a lot of money towards my child support.However I am automatically garnished for payments plus arrears but they have frozen my bank account. It is obviously not a good idea to put money in a bank.How do you make an honest living if you cant even put money in the bank? How do you save money? Should I get a secured credit card through a bank? Any suggestions would be helpful. Thank You


How much would you normally get pre-approved on for a home loan with good credit?

I only have one debt and it a car note at $319/mo with $9,947.43 remaining. If my husband is left off the loan i know they don’t look at his credit but do they still look at his debt (~$16,000)?


Best company to refinance auto loan with?

I have an 08 Lancer Evolution, but was recently laid off. I am now stuck with a 517.00 payment along with 75.00 for insurance. I can’t sell the car because I owe 28,4 on it and mitsubishi still has 0% so I will lose a lot if I sell the car. I have 0% myself, but have only made 5 payments on the car. I would be willing to pay some interest if I could go up to 72 or even 84 months. Does anyone know which company has the lowest refinance rates right now? and if so, what are they?


When you turn 18 what is your credit score?

is it good excellent bad or what




















































I want a quick and easy unsecured tennants loan?

I want a quick and easy unsecured tennants loan?

loans for tennants

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can i get financed for a new car loan with a credit score of 435?

IM trying to buy a new car, but everywhere I go I get denied because of my credit score. I don’t know where else to try. My score is pretty low, but I need a new car. Any help is very appreciated. Thanks!


I have bad credit and I need to get an auto loan. I was denied at the dealer for a car how can I get financed?


Do you know yaoi manga about host and yakuza or businessman?

I prefer some comedy


How much would the financing be for a $6000 used car?

im looking to uy a used car. i found one that is around $6000 and they said that i would need to finance it. I dont really know what that means but i wanted to know if i finance it how much would it be per month? and i would put about $2000 down payment

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How can a credit card company close my account?

I’ve a good credit score (760), and I’ve never missed a payment over the past 10 years. I’ve called and they said there’s nothing I can do, and they won’t tell me why they’re cancelling it. Is there anything I can do?


Has anyone won real cash playing online poker?

If so which sites are most trusted and approx. How much will I need to start in hopes of turning a profit. Thanks for your answers in advance.


I’m poor and my best friend is rich?

I’m poor (my mom doesn’t qualify for food stamps but she just did some food shopping at dollar tree) my best friend lives in a nice house with super – financially stable parents. I honestly feel so inadequate and upset. I live in a dump with mold on the walls and he lives in a two story house that even has a finished basement. He’s never been over, my mom doesn’t let people come over because our house is disgusting but she literally won’t move anywhere else. I try to talk to her about getting a presentable house but she just screams at me and doesn’t explain why, although she did say she almost paid off the mortgage ( 20 years from now)


I want a quick and easy unsecured tennants loan?

loans for tennants

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Employers: would you hire someone who was qualified but had declared bankruptcy?


Free Credit Score??????

I already checked out my credit report but i would like to know if there is a safe free site i can go on to check out my credit score??


How much does car insurance cost if its going to be parked in storage for 5 or so years in canada?

I am going to get a car and put it in storage and I need to know how much that should cost in terms of auto insurance. Thanks, Nik!


Need a loan shark in st helens?

really need a loan shark in st helens


Why wont they give me a credit card?

i applied for a credit card at a bank and they said im not eligible when i asked why they said theyll send it in the mail and when i got the paper it said that equifax and some other places have bad information but when i asked for a copy of my credit info the only things that were on it was the name of my bank and phone company were i applied for a phone (i was accepted for the phone) i have 1 checking account and no credit history at all what should i do


Best rock/metal lyric quote.?

What are your favorite rock/metal song quotes? Give the quote, song, and band name.


Make a funny dialogue in FRENCH??

anyone pleasseeeee help. this is URGENT and worth a lot of grade. [ you are shopping with a friend.you want to buy something but it’s too expensive. you need to borrow money from your friend..ask and say how much you need. you may choose to make it a peaceful interaction or engage in an argument.] and please don’t make the vocabulary too mature, we are only in French 2… my teacher said :be creative and funny.! i think the funny is the most part of it. so pleasseee helpp. due tomorrow :(( just make some funny dialogue and it will be FINE. thanks a whole lot.


What do you do when your credit says your bankrupt?

Ok here it goes, me and my husband always always pay our bills on time, so the thing is that my husband and hes father have the same 1st name and he knows my husbands social security number so he used it for some stuff and never paid for it!!! He put phone bill, cable bill, credit cards and some stuff he says no it wasnt me” but he admitted to 2 other things on my husbands credit that he did do


I want a quick and easy unsecured tennants loan?

loans for tennants

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where do I print out legal bankruptcy application and legal procedures?


Is there a difference between 3.375 and 3.5% interest rate?

My wife and I are currently in the process of obtaining a loan for our new house. The two options we narrowed down are 3.5% 9k at closing, or 3.375% 11.5k at closing. My question is, if I go with the lower interest rate, will I make up that lost money over time? For those Math gurus out there, is there a mathematical equation to simplify my question?


Is there really a way to get a FREE CREDIT REPORT online?

I’m so tired of filling out all my information for a free” credit report


Im paying off my debt from debt collectors. how long will it take for my credit to go up?

how long is it going to take for my credit to get back the way it was by paying off all of the debt collectors?


What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it’s rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.


I need some finacial advice – I have been living with my bf for 6mnths now – we live with his parents. he earn

$870 and I earn $500 after tax. Now his financial commitments are his $4000 loan (min repayment $40pw), $60 petrol & $50 board. My finances are $5000 loan (min repayments $40pw), $ 50 board, $50 petrol and $54 gym membership. We are both currently trying to save for spending money in Thailand which is in 10more pay days. Any advice on how we should budget our money so that we can save some up for Thailand plus just to save up in general?


If i have 17,000 annual income, how much could i get approved for a mortgage?

i am looking to buy a house, and from working i have an annual income of 17,000 from working. HOWEVER…I am starting to do an online thing that pays me big bucks but i just started a week ago and if i suddenly obtain 50,000 from that, how should i figure that into my annual income?


Should I withdraw my money from my Chase bank account because of bankruptcy on Chase credit card.?

Im getting ready to file bankruptcy and I am filing on my Chase credit card and I was told that Chase might freeze my money on my checking account when they hear about this. I know they have the same name but can they really do that and should I really close my account?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are IMPOUNDS on a home loan? I’m first time buyer and it says YES next to IMPOUNDS on loan terms.?


What the best credit card?

please I want credit card , which the best company?


Why cant i pay the loan shark back in mafia 2?

In chapter 14 i have to pay the loan shark back but when i go where he is i cant open the door, am i missing any thing?


What Movie Has A Guy That Steals Back Body Parts Like A Loan Shark? Johnathan Rhys Myers I Think?

It either came out in 2009 or 2010. I thought I saw a preview of the View one time and it was Johnathan Rhys Meyers or Myers talking about how people borrow stuff and when they don’t give it back they take their organs or something? I know it has something to do with people stealing organs. Please Please Please help me out!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Has anyone ever used the cashpoint car title loan company? What was the interest rate and terms?

I was considering using this company for a short term loan, but I do not want to end up paying them double my loan amount or more. I was looking for about $1200-$1500. But I have used the payday” loans years ago


I want a quick and easy unsecured tennants loan?

loans for tennants


What is the best way to make friends if your homeschooled?


Is there any way to get out of Verizon debt(help)?

So I only have one unpaid thing affecting my credit and that’s this stupid verizon bill.Its close to $1000 and I don’t have the money to pay it.Its been almost two years now.I just want to know if there is anything I can do to get it off? I currently can’t get any credit card limit increases and probably won’t be able to get a loan for a car either.If I did settle with them how much would I have to pay and would paying it now increase my score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Im trying to find a way to get a free credit check without a credit card or any fees? is there any way you can

compleatly free no charge what so ever


Student Loans For Penn Foster?

I am interested in Penn Foster College (you attend at home online or by mail) and the only way I can afford it plus buy the supplies I need is if I get a student loan but none of the websited I have found recognize Penn Foster. It is an accredited college by the Accrediting Commission of the Distance Education and Training Council (DETC). I am almost 21 and have been out of high school for over 2 years and I’m not interested too much in scholarships. I have searched and tried many of the student loan websites out there but nobody has Penn Foster on their list. Anybody know where I can get a student loan?


Why is this stupid commercial song so darn catchy?

It’s for freecreditreport.com and the guys in a car and he sings: f-r-e-e- that spells free, creditreport.com bab-y Why do I like it?? Cuz it’s really stupid it just keeps replaying in my mind.


How to get out of debt!?

So I just got my first credit card in the fall of 2011. I was doing a good job of ONLY using it for gas and food for 3 or so months until my sisters car broke down. I don’t think it was my fault but I was the one driving it at the time, so I felt obligated to pay for it. That was the first time I had a balance of $400 out of my credit limit of 4,000. Once I allowed myself to pay for that car repair bill, things went down hill. I started purchasing all kinds of gadgets and spending money while going out with friends etc. Sadly I’ve used up about 3,800 of that 4,000 limit and I’m ready to get rid of this debt so I can manage my money better. My first step that I took was by cutting the credit card so I can no longer purchase things with money I don’t have. My next step was to only keep $100 from my paycheck for gas and food, and to throw the rest of my paycheck into a savings account. I currently have about $700 saving in my Bank Of America savings account, and I’m basically just trying to keep all the money saved until I reach 4,000 to pay the card off. So do you all have any other advice for getting these debt paid off? Do you think I’m taking steps in the right direction so far? Thanks for the advice!


How can you go about getting a bad credit loan ?

Instead of going to a dealer and applying through them Id like to get a bad credit auto loan on my own. Does anyone know some options ? Online sites ? National banks that are known too? Thanks


What can I expect my credit score to fall to after I file for Chapter 7 Bankruptcy?

I am preparing to file a Chapter 7 Bankruptcy to discharge my medical bills of $57,000. I have no other debt, other than my car payment. What can I expect my credit score to fall to? Right now I have about a 700.


What do I do if a scammer has my personal information?

First off, I’m not easy to scam, this seemed pretty legit, a company with a website, that I found through monster.com, not a fancy one, but a good enough website. A careers section, mission statement, everything. I applied to a CSR position on their website by filling out an application, like any other job, with a resume, filling in all the boxes, you know, the usual. Then I got an email the very next day that they had run a background check on me and I was hired, they just needed my bank information since they pay in advance. Since I know that all CSR positions require an interview (usually two or three), background checks are not done over night and cannot be completed without either a drivers license or a social security number, and no employer asks for you bank information without first making you fill out a dozen tax forms, I’m going to assume that they were after my bank information for fraudulent purposes, that’s fine, they can take it from my cold dead body, but, now there’s a company out there with my name, address, and phone number. I know they can’t steal my credit, I figure if I can’t get a credit card in my name, you can’t either, but what else could they do with that information that I should be worried about?


Will I be able to get an auto loan with no credit?

Ok so heres my situation… I am looking to get a 7,000$ loan from my credit union tomorrow and I have no credit history and Im 19. I have been working about 4-5 months and make just a hair over 1000 a month with 1,100 in the bank at the moment. My only bills are gas (125$ a month) and cell phone (80$ a month). My girlfriend plans to cosign with me and she makes just shy of 2000 a month. This along with me putting the new car up as collateral. My question is whether or not you think I will be approved and also if I may be able to get the money right away? Im going to the bank in the morning and im looking at the car later that day! anything helps thanks a lot!


Payday Loan would not accept check?

OMGosh, Im not looking to take out a new loan

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bank loan to payoff credit card?

I can’t find any good balance transfer deals. So i just thought of an idea. Just need some opinions on it. What if I can pull out a bank loan w/a lower interest rate then my credit card. Negotiate a settlement w/the credit card people and pay off the possible settlement and pay on a lower balance lower interest rate bank loan. I know i cant be the first person to think of this…so i need to know if i would have any lose ends.


I want a quick and easy unsecured tennants loan?

loans for tennants


How to get a student loan?

I am a photography student and things are getting pretty tight with equipment and apple laptops and stuff and school is paid for with grants ans a loan but how would I go about getting an extra 2500? I asked school they said I can’t but I know ppl get student loans more places I just need help. Thanks!


How does the interest on a personal loan work?

I got a letter from my bank offering me a personal loan. Not that I’m interested in a loan at the moment but I had a look anyway, but what I can’t workout is how the interest works. It gives me a table with an example of how much I would have to pay if I was to take out a loan for £7,000. The table lists the following information: Loan Amount: £7,000 Monthly Repayment: £178.40 Number of Repayments: 60 Total Amount Repayable: £10,704 Representative Rate: 18.2% APR Now what is confusing me is, where does the 18.2% APR come in to it? If you lend £7,000 and have to pay back £10,704, then the interest is: 10,704/7000 -1 x 100 = 52.9%. Is 18.2% what you pay each year? If so, please show a mathematical representation of how this is worked out. I have never had a loan before but if I do get one I would like to understand how much I am actually being charged for it. Do the banks work out the total percentage rate they want on the loan (in this case 52.9%) then divide it by the number of months you will be paying it back over? The table in the letter also gives an example for if I was paying it back over 84 months instead of 60 months and as expected the total amount repayable goes up. It still doesn’t make it clear where the representative rate comes in to it. Is that just to trick those that aren’t clued up when it comes to mathematics of finance? The whole thing is just confusing to me and i’d really like to get to the bottom of it.


What are the auto financing options we have with our bad credit?

My wife and I are expecting a child soon (that’s the good news) and we need to get a vehicle with more than two doors! Due to a job loss and the following reduction in income our credit is seriously banged up (that’s the bad news) Fortunately, we are back on our feet again but the past credit issues continue to haunt us. I have done some research, but everything that I have come across seems pretty shady Are there any legitimte auto financing options available for us?


Do atv/snowmobile loans have higher APR?

Do atv/snowmobile loans have a higher rate then when getting an auto loan?


Is it too late to file for bankruptcy?

I own a home with my former fiancé I don’t live there now I moved and rent an apartment. I halotslot of debt and I got some papers from one creditor that told me I had 30 days to reply and I didn’t because I didn’t know what to do and I checked into bankruptcy it will cost $1200 and I don’t have the money to file. my fiancé is still living in the house he is trying to keep it but is behind on payments. He can’t refinance on his own and I could not help even if I tried. The problem is his family gave us 30,000 down payment. If he can sell it I want him to take 30,000 off the top and I’d anything is left we will split. That is if it can be sold. I scared that if a creditor may put a lien on the house. How can u make sure that he can het that 30,000 back and also is it too late to file if creditors het judgements against me? Oh and I live in NC just incase that matters.




















































I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Payday loans for people in army reserve?

Does any know of any payday loan places that will loan to the army reserve. My fiance has a civilian job but they keep turning him down and the companies that do it for military wont do it cause hes not active any more. Anyone have any suggestions


When I was 18, I lied about my income on many auto loans, HELP!?

4 years ago, when I was 18, I lied about my income on multiple auto loans, and bought several cars with fake pay stubs and never payed for them. About $350,000 worth. All have been repossessed. Now, years later, I am 22 and I see that what I did must have been illegal. I owe all of this debt, with many judgements, that would truly take me a lifetime to pay. These banks seem to never have caught on to this. I assume I would file chapter 7 on the debt because I own nothing but I’m scared that if I do I may be sent to jail for this childish mistake, at the time I just didn’t understand what I was doing. What should I do now?


How do home equity loans work?


Bankruptcy and financial aid?

I am in the process of filing bankruptcy, hopefully it will finalize in the next month or so. I am currently attending school. I DO NOT HAVE ANY STUDENT LOANS IN MY BANKRUPTCY PETITION. My question is, will my bankruptcy affect my eligibility for future financial aid? Federal direct ford loans,grants?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Trying to find a site callled inmyaccount, it is for payday loans information?

i typed in the site of where i was approved for a payday loan and now i cant locate it, i need help


Is wage day advance a scam payday loan?

Hi I have just applied with wda ltd and gave them all my details they said I was accepted but needed to send them bank statements which I done but I haven’t heard back since just need some feedback on the company if anyone knows. Thanks


Am i better off refinancing my auto loan or taking a lower interest rate loan and paying the car off with that

we got a used auto and financed through the dealership and the interest rate is extremely high. Should i refinance this loan or take a loan from my bank with a lower interest rate and pay off my vehicle and just pay the bank back.


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I was asked for credit score, is that real?

I am pretty skeptic about this, but this is the email i received posting was on craigslist for a receptionist in a lasik eye care center, the posting listed hours mon-fri 9am-4:30, and the duties and the pay, all the asked for was a confirmation # that i got my score and they would set up the interview and to bring report to interview, also noted to contact him for more info. company website didn’t work, so I don’t know. Great news! We’ve reviewed hundreds of applications and we’d like for you to come in for an interview. Please follow instructions carefully, as we go through our company’s process for hiring employees. We take our client’s privacy and safety very seriously, and we are REQUIRED to run credit and background checks during our hiring process. While the background check can be done during the interview, we use the credit check to filter out semi-serious interviewees. Click here to get your credit report, free of charge. Of course, we will not ask you to transmit ANY personal information over email. Just send us the verification number so that we can confirm that you got your credit check, and make sure to bring the credit report to the interview. Don’t worry—your credit score will not affect your eligibility. That’s it! E-mail us the verification number, and we can set you up for an interview immediately. If you have any questions about the process, feel free to ask. — Christian Howe, Staff Manager Drake Lasik Inc. www.drakelasik.com


Can I get approved for an auto loan?

Well I’m 19 years old and my oldest credit card is a year old now. I’ve had a second credit card for about 4 months.


Is any body offering good (<5%) auto loans in pittsburgh / beaver area of pennsylvania?

also include lenders outside PA too


What income do you need to qualify for a $80,000 car loan?

I have no other debt, and I have about $40,000 saved up. I make about $100,000 a year, but is that enough to qualify? I can afford a payment of $1,600 a month, but I’m not sure if the bank would think so…


Bad Credit?

Has anyone on here ever had really bad credit? If so, where did you begin rebuilding it and how long did it take to build it back up?


How do i get a totally free credit report without a trial membership?


Chapter 7 Bankruptcy?

In process of filing Chapter 7 Bankruptcy – I am planning to surrender my house,car,two unsecured debts, and some medical bills. Question what will happen with my house, we can no longer afford to keep it due to basic upkeep,heating etc. The unsecured debts, I tried the route of getting help from a debt settlement company. Big mistake I found a few weeks back a notice of a court summons. So am taking the route of bankruptcy, after much thought and consideration. I am filing chap-7. I am getting ready to go through the credit bankruptcy certification class; have a call setup Monday. Any advice tips during this would be much appreciated. Will a chap-7 get rid of these debts? Attorney says most definitely; but am scared after the credit settlement ordeal.


Negative collection account deleted by Experian…other 2 credit bureaus?

I recently disputed a negative collection account found on Experian, and it got deleted of my credit report several days later. Now my question is, does that mean it will get automatically deleted off Transunion and Equifax? Or, do I need to get in touch with them and let them know experian took care of it and they should do the same?


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get an auto loan with extremely bad credit?

I am trying to buy my friends 2003 mazda speed protege.


Capital One Auto loan question + bad credit?

The last time I checked my credit score it was 541. On my record it says I have a unpaid debt of $5,800. Can I get a Capital One Auto Loan with this type of credit?? Please help. I am currently paying off one car would like to trade that it cause it’s just a horrible car!


Is it possible to get a payday loan when i have no bank account but do have direct dep on prepaid card?


How to fix credit score of 450?

Last year I became sick and was only able to pay my current bills, ie, rent, utilities, child care etc. no junk spending. Once the medical bills hit it was to late. I then took on raising my 2 nephews with no extra income and was unable to apply for assistance as they said my income was to high


Ok ive been looking for a loan for2500 with bad credit but have excellent collateral and banks wont help me .?

i need insallments and have had loans in the past will you please help me and i need it fast fast


Building credit for a 19 year old.?

If I am 19. I have a credit card for a year. A car loan for 3 months. and I just got aprove for a best buy credit card.. when will i be able to buy a car on my own?? or rent a place..? Also How do I get rid of a credit card completely. Do I keep the account and just shred the card?


Credit report?

how do you get a statement about a credit problem posted with the big 3 reporting agencies.


Good starting credit card for a college student?

*HSBC

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


PLEASE HELP ME!! i need to find a payday loan put onto accountnow visa card!?

i have no cedit i have a accountnow card its a visa card with a checking acount numberand routing number. i have nofamily and no where to turn to.. someone help me… where can i go to ask fordontions or anything… i am dieng inside


Payday loans?

does anyone know if you are filing chapter 13 bankruptcy if you can claim payday check loans on that online ones as well??


Does anyone know of a place that offers auto loans to people with bad credit?

I usually have a very high credit score. In the last few years, I have missed several payments due to an illness. My credit score is now only 544 points. I am no longer sick and have been able to work about 37 hours a week. All of my accounts are current now. I would really like to take out a small loan to buy a car in the price range of about $4,000-$5,000. I have already saved up about $2,500, so I can pay about half of the cost up front. Could anyone suggest a place apart from a car dealership that would be likely to offer a loan to someone with my credit? I applied online and recieved an offer from roadloans.com, but the minimum amount they will let me borrow is way over the amount that I have budgeted for a car ($7,000 if I pay the $2,000 upfront, which would mean a $9,000 car) I also talked to someone at a car dealership, and they said that they can usually get a loan for almost anyone, but I didn’t find a car that I liked at that dealership. I would much rather apply for and recieve a loan before going to the car dealership. it was really embarrassing, too. Thank you.


Does age affect car loans?

Simple as that, will my age affect my APR on a car loan (looking at about 3500-4000), I’ll be 18 when I get the car and I DO NOT have a credit card, so I really don’t have a credit history. I guess also, how much will my APR vary Based on my credit rating/history, by the time I get the car I will have had a credit card for about two months with it being paid off every month.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

When facing foreclosure, is it best to just foreclose or file bankruptcy?


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company


Should I get a Kohls charge card?

Is there an annual fee?


What is the best way to get great credit with credit cards?

i want to know how much should i spend on each credit and should i pay off completly or should i leave a few dollars on i heard that you should use 30% on each then pay off each month but leave 5 10 dollars so credit card company get some money . also will it hurt my score if i don’t use my 5 cards monthly? I only use my cards for bill, gas groceries ect. so i know i’m spending money that i already have. does any one know what are other things i can do to bring up my credit score. i have a 580 right now but i will be looking to get a house in a year or two so please if anyone has any ideas on raising my credit score pease respond thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


CAN I LEGALLY GET RID OF CREDIT CARD DEBT ???????????????

I GET OFFERS ON MY EMAIL, BUY CAN’T TELL IF THEY ARE LEGETT.


Has anyone ever used a payday loan?

AS you can see i am from NY so I need something within the USA


Cash Advance APR.. how to figure out how much I’ll get in interest?

So I need to get $1,300 to drop on an apartment deposit and first month’s rent (I don’t have it off the bat, and I can’t get a loan! I hate being a student..). I already have a balance of $1800 on my card, and my APR is real low, like 12% I think. Since there are no promos right now or checks with my bank statement, I think I’m going to have to go to an ATM and withdraw this money (AHH!!!). The APR on Cash Advances is 19.99%. So I figure that as I’m paying off my balance, the money will go to the lower interest balances before the higher (thanks lenders). How do I figure the interest on this $1300? I can’t figure out the math. And, does anyone have any other suggestions on how to do this smartly? I’m feeling pretty stuck. Thanks!


Auto loan for college students?

While working through high school i accomplished enough to purchase my own car. unfortunately, i was in a wreck. i was not at fault and the other driver did not have insurance. i am now without a car and desperately need one to get back and forth to school. i am a college student. i was curious about how auto loans work and how i would get one. i do have a qualified co-signer but i am not employed. My fiance works while i go to school. I am not looking for a huge loan, only around $1,500.00 enough to get me a cheap but reliable car. I will however have the loan paid off this February, when i receive my financial aid return. I cannot wait until then for a car because i am in the middle of classes now. I need to know how to get one? how they work? i have no credit (just turned 18 last month). and what do i have to do?


Will a cosigner with a 700+ credit score solve my auto loan problem?

I have a horrible credit score (500 at best!) and a credit report with a handful of accounts in collections. I found a car that runs. I have 30 to 40% of the total price to use as a down payment. I would need an auto loan to finance the rest. My uncle has a credit score higher than 700 with all three credit bureaus and no trouble income wise also. Is having him as a cosigner combined with my down payment enough for me to get this loan? I also work and am currently paying on y collections account monthly- hospital bills = few years to pay off.


Best personal loans with very poor credit.!.?

I am looking for a personal loan for only $600 to complete a drivers education class. It is very hard for me to find one in MA with a cresit score of 537. The only reason I have a poor score is because of 2 of my credit card balences. I look only for loans that just transfer me to other lenders which is a endless cycle. Please help! Or any suggestions on any other way to help pay for this course. I am currently unemployed looking for work, but still have a steady income


Chapter 7 california bankruptcy?

my father is filing chapter 7 california bankruptcy, we both had a home together that was forclosed on. I received a notification in the mail that he was filing bankruptcy and he is the debetor and was notified because I am considered a creditor…. why is that????


I need to get an internet payday loan in Tennessee, any suggestions?

Im in a bad spot and in need for a short term loan, and my family or friends are not an option. I was suposed to get a bonus on my check and it got delayed and now I need to pay my car insurance. please do not be rude, I need to know where I can get help, fast!!


Can a creditor come to my place of business?

Ive been looking around Im supposed to write a letter to the company and let them know what that branch” (i guess) is doing. i was also thing that that was some form of harrassment. I was going the step further and thinking stalking. Too far? Oh and dear the law says that after I tell them to stop contacting me at work they have to.”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I get an auto loan or personal loan for car?

I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks


I own a construction company and may have two homes foreclosed on ,should i file for bankruptcy?

and if so can i restructure a new corporation in the future and still operate my company


Should I loan my boyfriend money?

The ring is real, he has the appraisal for $1000. He recently got a new, better paying job and he doesn’t get paid until 3 days after his move-in date. And he did ask me to move in with him, but I told him I didn’t want to because he is sharing the apartment with a guy friend and I’m not ready for that stage of the relationship. He just needs the money to cover moving costs and to make ends meet before he is paid. He already made his down payment and paid first month’s rent.


Cashnet usa collection notice?

My husband has a collection notice from cashnet usa.The sold it off to ccb services and i called ccb to pay this off.they told me it was aleady sold off again.So i called cashnetusa to find out where its at and if I can pay it and she told me that im not authroized to speak on my husbands behalf therefore i cant pay the bill.My husbands in iraq and cant all this lady up himself and pay this,nor do i want him to go through the hassle of it.Is here anyway for me to pay this bill now without him callin them and tellin them they can talk to me or shoulld i just wait till hes back home in a couple months to pay it?


What is advance against export collection bill?

Post-shipment advance or loan given by a bank for export bill sent on collection basis. Can anyone explain this in detail pls


Can i be sued after i have filed for bankruptcy.?

so almost a year and a half ago i had to file for bankruptcy i lost my two houses and lost pretty much everything i had to sell my all my material things just to pay for my divorce and today i recieived a summons to appear in court cause some bank is suing me for 65,000$$ when i have about 200$ bank account can they do this :/ I’m currently seeking a attorney.


How much money down to buy a brand new car with bad credit?

Terrbile credit ~ 520 score. I am sick of buying used cars, the last car I bought it is just one thing after another that I have to fix, for all the money I spent I could have just bought a new car with a warranty. So, any people out there that work in car lending? How much down do you require for a 20,000 car with bad credit? Ball park? Ty!