Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

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PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































In the state of Kansas, can payday loans press charges against you for not paying back loan?

In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where can I obtain a free credit report online?


Auto Loan cosigner question?

I’m looking to buy a used Ford Escape priced at 18k. I’m 20 and have some student loans and credit cards that are kept up with, I dont miss payments and though I don’t have a long credit history, what I do have is good. I can’t seem to find a place that will work with me without a cosigner. (I’m a server while I’m in school, so my income isn’t dependable”) I talked to a place that told me they just needed a cosigner that could show more income on the loan. My fiance is the same age as me


What is the name of the best Monolingual german advanced dictionary for learners?

u know like the oxford english advanced dictionary for learners.And could u please one good german slang dictionary too.Thank you.


What happens Chapter 7 bankruptcy in Ohio?

Okay we lost a home due to foreclosure and have been informed to file bankruptcy on this debt before they try to take wages. Exactly what happens when you do this? Someone told me they will auction off your furniture kids toys anything you have pretty much. Including you won’t get tax returns for the next 3 years, it will all go to creditor. Is this correct? Any advice or anything else valuable to know? Thank-You so much in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where can I find the best Mortgage calculator made in Javascript?


How do I remove a credit card from paypal?

How do I remove a credit card from my paypal account?


If notifying my creditors I am filing bankruptcy ch. 7….?

to get my balances/minimum payments can result in them pre-empting me and suing me first, how the ”’blankety blank” am I supposed to get the information to fill out the paper work?


In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


British gas electricity prepayment customer service?

New electricity meter. They then said I should be putting at least £35 a month on my meter, which I definitely can’t afford to do at the moment. And I wouldn’t even use all that electric anyway as I only have a small flat and I hardly ever spend all day there. What should I do? I think this is terribly unfair. Why should I have to pay for the new meter? It wasn’t my fault they changed it. What can I do about this?


What legal action can internet payday loan companies take if you default on a loan?

I took a payday loan out and had been paying the interest on them, then my payday changed and I had no contact # for these people. So for awhile they were just hitting my account and didn’t get any money, but I ended up with alot of bank fees. So the bank advised me to close the account because the fees were outrageous. Then the payday companies wanted to contact me and demand the whole thing in one payment and I certainly didn’t have the funds for that. So now they are threatening lawsuits and garnishments on me. I told them I didn’t have a problem making some payments to clear this up, but they refuse to give an address to send payments to, want me to get a debit card from Wal-Mart and pay it off @ one time. What exactly is legal when it comes to them. They also said until the suit goes to court they were going to keep adding interest fees every 2 weeks even though the account is inactive.


Is there a website where a Canadian can get a free credit report?


My bank sold my auto loan does that negatively affect my credit?

If I could speak to someone I wouldn’t need to ask here. the loan was sold to a place thats not even actual bank that is hard to get ahold of which has left me feeling like that best thing for me to do is to refinance with my local small town bank. Also this is why Im worried about a negative mark on my credit because of the stupid bank…..Please only answer if you have an actual answer =(


Does anyone know where I can get a auto loan with bad credit?

Does anyone know where I can get approved for a auto loan with a bank that will approve people with credit in the low 500’s to the high 400’s. My dad is willing to cosign as well. Any help would be great. Thanks


Advice on creadit report?

I have recently applied for a few things on credit and keep getting turned down, i no i have some bad credit in my name, any advice on how to improve it or get rid of it! many thanks xx


How could you get a FREE credit report?


Student loans, what is the better way to pay it off?

We were married two years ago. before our marriage, I kinda knew that he has some loan he needed to pay off, but I overlooked how much it is.now he finally graduated with his phd, and the loan he needs to pay is about $18000, to be more ridiculous, he has a loan for his college( back in 1994) which is about $4000 he had not paid for yet. He is working on a postdoctoral position, which does not make a lot of money. about $3000 after tax and health insurance. I am still a student making 1500 per month. evreytime we start talking about the loan , I get really stressed out and sometimes can’t help yelling. what makes me mad is not he has a loan. it is that he has no clues how to pay it or how much exactly he owes. what makes me mad also is that, he had not pay his college loan for so long..which he could have afforded to pay before.. now everything has to be extra stressful.right now, I am thinking that we should pay off his $4000 loan. and is there any better ways to pay this $18000?


In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Buying a used car- What does the mileage matter?

I’m browsing for used cars online and every time I come across a car that has 100,000+ miles, I get a bunch of crap about how I shouldn’t buy it because of the high mileage. I’m on a $2,000 budget, it’s hard to find a car under that within my price range tho!! Is the mileage really important? Any advice?


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Do you know any way to get credit report online?

many thanks!!


What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

Don’t care for payday loans -NOT AN OPTION ok. I’ve already pawned some stuff. Didn’t get much money along with odd jobs for elderly neighbors too. Friends & family are not helpful either-have own money problems. On fixed income/disability too. No luck with personal loan from bank/credit union. Any suggestions or solutions will be appreciated.


Chapter 7 Bankruptcy help…?

I was thinking of filing for Chapter 7 bankruptcy. I don’t know much about each Chapter but I need one that’s quick & I was looking at this page: http://www.mybankruptcyguy.com/html/chapter_7.html & I had a question. It says if You intended to hinder


How can I postpone my first mortgage payment?

me and my fiance are loking to buy a house and found one we like but we didnt really want to buy one this soon since we wont be living in it until october and we want to save some money until then. My realtor said he can make the closing May 30th but is there any way that you can get the first mortgage payment pushed back?


1. You have seen a credit card advertisement stating that the annual percentage rate is 12 percent. If the cre?

credit card requires monthly payments, what is the effective annual rate of interest on the loan? 2. Assume you are planning to invest $5,000 each year for six years and will earn 10 percent per year. Determine the future value of this annuity if your first $5,000 is invested at the end of the first year.


How does a walmart credit card actually work?

I want to apply for a walmart credit card but im not to sure exactly how that stuff works. Lets say i want to purchase a playstation for $400 and i use my credit card, how does the rest work?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How many credit cards should you have?

I have 7 credit cards ranging from $250 to $1500 in credit limits. I have been repairing my credit in recent years since a 2005 chapter 7 bankruptcy. My credit score is now in the mid-to-upper 600 range.I had 2 of these credit cards at the time of my bankruptcy and acquired the rest of them fairly soon after my bankruptcy. I feel like I should pay off and close the smallest ones and keep the 3 largest ones. I am more interested in raising my credit score than having a lot of credit at my disposal. One of the comments at the end of my credit score report says that I have too much revolving credit. I feel like if I close 1 each month for 3 or 4 months, then it won’t affect my credit score too badly. I always pay more than the mininum payments.


Is there anywhere I can view a copy of my credit report without paying for it?


Where can I check my collection balance on line?

I’m on collection and I tried to call them and no one pics up the phone on me already for 2 weeks! please help? how can I check my collection balance on line? Is there any way? thank you a lot and God bless you !!!


Where’s the best place to buy a water heater?

I purchased one at Home Depot one year ago. Just had it serviced (flushed) and was told that this 1 year old GE Water Heater has a broken inner seal. GE tells me it’s Home Depot’s issue. Home Depot tells me it’s GE’s issue. I’m tired of dealing with the both of them.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

List of Payday Lenders (UK) That have a high acceptance rate for bad credit/no credit check?

I know the whole ‘don’t get a payday loan’ issue, i understand fully what i’m commiting to. I’ve tried most of the Lenders including: Wonga Quickquid Kwikcash Payday UK Peachy Borro LendingStream Loan Extra etc.. I have bad credit, however i’ve managed to get a loan with Toothfairy Finance, even with my bad credit.. and am looking for another company that would accept me, i’m currently working earning £1000+ per month, but haven’t recieved my first paycheck until 2 weeks time, i have a home to run and really need a cash advance quick. Help?!


In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…


Need some help with Finance: Annuity and Mortgage Loan Problems?

Can anyone help me out? 2.) Two years ago, you purchased a $20,000 car, putting $4,000 down and borrowing the rest. Your loan was a 48-month fixed rate loan at a stated rate of 6% per year (APR compounded monthly). You paid a non-refundable application fee of $100 at that time in cash. Interest rates have fallen during the last two years and a new bank now offers to refinance your car by lending you the balance due at a stated rate of 4% per year (APR compounded monthly). You will use the proceeds of this loan to pay off the old loan. Suppose the new loan requires a $200 non-refundable application fee. Given all this information, should you refinance? How much do you gain/lose if you do? 3.) You have just started your first job and you want to have the basic appliances (fridge, washer, dryer, etc.) in your apartment. You face the following choices: (i) Purchase all appliances at the store using a bank loan. There is no down payment as the bank can take your appliances if you default on the loan. The loan is at the annual market rate of 5%, and the loan amount is $6,000 to be repaid monthly over 4 years.(ii) Rent-to-buy from the same store. The monthly rental is $125 for 48 months and then you pay $1,000 to own all the appliances. What is the net cost today of the cheapest option? Can anyone help with those problems. # 2 and 3 are the most difficult and I’m so lost. Please if anyone would be so kind to explain it.


How much of a home loan can I get with a credit score 572?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does a credit card work?

exactly how does a credit card work?im buying stuff and i wonder if i can pay it off, little by little each month.is that possible or do I have to pay it all at one time?


What’s a best topic for an argumentative-persuasive essay about business/ finance?

tHX


Toyota Auto Finance Rate Loan APR?

hi, i’m looking to purchase an ’07 Yaris Hatchback, but the rate I was offered by Toyota Finance is 14%. is this a reasonable rate for a credit score of 630? i know that i could try capital one, etc. but i dont want to mark my credit down even more by applying to all these loans. fyi, the last time i bought a car from Toyota they gave me 4.9% financing, but they said that was because of their special Low APR incentive. If anyone has similar credit and got good APR on their auto loans, I would appreciate any feedback. Also, if you have purchased a Yaris recently, what was your APR and credit score? Thank you in advance!


How do you do a payday loan and connect with a real lender and not a solicitation company?


My heart slows down quite a lot when I exhale?

When I breath out it slows down rather a lot, and when I breath in it speeds up..is this normal?


Who is this loan company that keeps calling me?

this loan company keeps calling me saying i owe them money for a loan that i took from them, i am 100% sure i didn’t take any money from them, they keep threatening to put me in jail and to serve me with papers, they even cursed me out, said they were going to f**k my daughter and wife hard, things like that. I am not scared, just concerned. they keep calling me,is there anyway i can sue for harassment? the location of the number they are calling off says california. Can i sue them? please give me some advice. i really need it.


How do I get a home loan for a single mom with poor credit and no money down?

I want to actually buy the house I am currently living in. I live in a Rural area.


Can a married couple get a mortgage when one spouse has bad credit?

My husband and I are trying to get our first mortgage. I have good credit, but his credit is poor due to a past relationship. His income is needed though for us to be able to qualify for the mortgage amount desired. We couldnt qualify for a lot on my income alone. Is there any mortgage lenders that will allow us to use my good credit, and his good income?


What does Annual Percentage Rate mean for credit cards?

I’m thinking about getting my first credit card, but I’m not familiar with this terminology or what it means. I want to ask what is APR? What is APR for Balance Transfers? APR for Cash Advances?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I would like to take a loan from LIC Housing finance limited, India. The loan is for purchase of land.?

What security to be given to LICHFL to get the loan ? I have four LIC policies is it acceptable?


In the state of Kansas, can payday loans press charges against you for not paying back loan?

I took out a payday loan about a year ago, and I have been harassed by companies saying they are pressing charges. In the state of Kansas, is it legal under Kansas Statutes for them to prosecute you for check fraud? Or is it just the collection company using the loan shark tactic? What if you used a check from a closed account as well…


What’s the deal with Jg wentworth?

I’m considering getting a portion of my lawsuit from them *not yet settled* but I’m not sure, I read alot of scams and success stories! What’s the process? How long does it take? What’s the interest? Or catch? How soon will I have the money? Its my money and I need it now!! Lol catchy commercial


How do Amscot payday advances work?

I know you have to write them a check for the amount you borrow, but how much interest do they charge & how long do you have to pay it back? Does the amount of money I make depend on how much they can give me? I’ve heard lots of horror stories about them, but it’s not going to be an every week thing for me, I’m just strapped right now and I don’t want to overdraft my bank account =(


Do credit unions offer personal loans for bad credit?


Loan shark or ahlong…?

why many people like to borrow money from illegal loan sharks?? what is the solution or how to avoid them to borrow from loan shark??


Catalyzed Reaction Rates and Activation Energies?

A reaction rate increases by a factor of 1040 in the presence of a catalyst at 22°C. The activation energy of the original, uncatalysed, pathway is 51 kJ mol-1. What is the activation energy of the catalyzed pathway, all other factors being equal?




















































Can I File a Law Suit Against a Hired Lawyer who did not file my bankruptcy on time?

Can I File a Law Suit Against a Hired Lawyer who did not file my bankruptcy on time?

I hired a lawyer to file bankruptcy for my wife and I. She messed up a couple times and my wife was taken off and then she wasn’t licensed in our area and then she told me she was going to have to let it cancel and refile in order to get my wife back on it. I asked her if we had time to see about selling our home to pay off all our debts before she refiled and she said yes we had 30 day. I asked her to refile when she had to so we would not loose our home. My father in law passed away and we had to go from Florida to NH and put my mother in law in a nursing home and close and empty their house. When we got back it was about 6:00 pm. We found out our house was being auctioned off the next morning and the courts and our lawyers office was closed. So I went the next morning to the court and filed a motion asking the court to delay the sale because our lawyer was suppose have filed our bankruptcy and hadn’t and that we just returned the night before. The judge denied our motion and our home was sold and we had 24hrs to move out. When I got a hold of the lawyer she said she didn’t refile because we had to pay her to. Were we paid her and she messed up can we sue her and if so how long do we have to find a lawyer that will sue another lawyer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Where can I find a bank that will over-finance an auto loan?

I’m looking for a bank that is willing to over-finance an auto loan. In other words, I want to purchase a car worth $15,000, but borrow $30,000 and take out the other $15,000 in cash. Does anyone know of a bank that is willing to do that? I have excellent credit.


Should I join this webcam site even though it’s asking for my credit card?

There’s this adult cam site I like (camhub) and I really would like to join. However its asking for my credit card. It does state it will never charge me. Does it make sense to join or not?


Is it better to borrow $10K on a auto loan @ 8.25% for 36 mos. or on a home equity line of credit at 10.2%?

I want to buy a car and need a 36-month loan. I have the choice of $10K loan from e-loan at 8.25% or drawing from a home equity line of credit at 10.2%. There are no closing costs on either. I want to know which is the better option in terms of overall cost to me over the 36-month period. Bear in mind that I can deduct the interest on the HELOC but not on the auto loan.


What is a good age to get a credit card?

Hello people……….I’m a daddy girl and anyway I make good grades so I think I should get one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Free credit report website?

freecreditreport.com wants you to enter your bank info so they can charge you later. I dont want that. i want something 100% free. I cant seem to ever find one taht gives me a number. I want to know what my credit score it too, along with the report. I mainly want a number though…


Home-loan calculator – What monthly expenses do I include?

I’ve been doing a bit of research regarding finding out how much home I can afford, so I checked out some online home affordability” calculators which all ask about monthly debts (ie. student/car loans


Is it a wise decision to consolidate credit card debt with a personal loan?

I recently graduated college and was unemployed for several months afterward. My savings, etc, quickly ran dry, and I began carrying a credit card balance to live. I’ve begun working (finally), but my credit card balance is quite high now. The interest rates on my two cards range from 11.9% to 16.9%. I’ve just finished paying for my car, so I now own it outright. The resale value is fairly high. I think I can get a personal loan through my bank to pay off my credit cards, especially if I use my car as collateral, at a rate of 8.9%. I’m sure these compound differently, but I just don’t know enough about it to compare the costs. So, three questions: 1 – Would it save me money (in interest) to pay off the higher interest credit card balances with a personal loan through my bank? 2 – Is it wise to use my car as collateral? 3 – Does a personal loan look better” on a credit report


Can I File a Law Suit Against a Hired Lawyer who did not file my bankruptcy on time?

I hired a lawyer to file bankruptcy for my wife and I. She messed up a couple times and my wife was taken off and then she wasn’t licensed in our area and then she told me she was going to have to let it cancel and refile in order to get my wife back on it. I asked her if we had time to see about selling our home to pay off all our debts before she refiled and she said yes we had 30 day. I asked her to refile when she had to so we would not loose our home. My father in law passed away and we had to go from Florida to NH and put my mother in law in a nursing home and close and empty their house. When we got back it was about 6:00 pm. We found out our house was being auctioned off the next morning and the courts and our lawyers office was closed. So I went the next morning to the court and filed a motion asking the court to delay the sale because our lawyer was suppose have filed our bankruptcy and hadn’t and that we just returned the night before. The judge denied our motion and our home was sold and we had 24hrs to move out. When I got a hold of the lawyer she said she didn’t refile because we had to pay her to. Were we paid her and she messed up can we sue her and if so how long do we have to find a lawyer that will sue another lawyer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long do banks give you to pay back an auto loan if you have bad credit?

trying to get a loan for 2500. have bad crdit how long you think they would give me to pay that back?


My credit score had a negative change, but report looks the same, why?

I can’t see the drop off date that was due to come off my report in April 2010 on freecreditreport.com, but my last visit to Experian gave me the drop-off date. Capital One sold the account to Zenith Acquisition Corp and it shows an open date for 2007 on credit report, the original Capital One date was 2003, can Zenith re-start the drop-off date and start anew on my report? I’m in the process of sending them a cease & desist letter, is it too late? I’m now getting call/letter from another company called Zenta Private Limited collections which states they’ve been hired by Zenith, but Zenta is not listed on my current report, and Zenith still is. Has it been sold again, I’m not sure??? Is this what’s called re-aging and could this be the reason for the negative change, would they re-age knowing that it is illegal, maybe they didn’t think I would check my report, what should I do now? My score declined 39 points but everything on the report looks the same as before? What piece of the puzzle am I missing?


Advice on after bankruptcy claims?

Ok, to try and make a long story short as possible…back 2 years ago I was involved in a really bad car accident that landed me in the hospital for over 2 weeks. No one else was involved, just me. Sadly I didn’t have medical insurance at the time, so the whole $350,000+ bill was all on me. My car insurance was supposed to cover 100,000 for injuries sustained etc…because that’s the coverage I had. They never paid up…they beat around the bush. So because I couldn’t return to work, or even begin to pay off such a bill…I wound up claiming chapter 7 bankruptcy to clear my debt. After all that went through I was cleared. But this year, a new agent looked through my old file wondering why we left them. (I am no longer with that car insurance) The agent realized that we never got our fair share of anything and reopened the file…I wound up with the 100,000 claim money…about a third of it went to hospital liens..the remaining 66,000 is still in my name…but I remember that after bankruptcy anything claimed portraying to the accident belongs to the bank/state. The hospitals are satisfied with their share, and haven’t heard anything else…I don’t know what the next step is?!?! any advice on the laws or what to do? Please help me on this, for I don’t want any trouble from banks if they decide to. ( I live in Illinois) Thank you


Anybody know anything about Allied Interstate?

I started receiving calls from Allied Interstate” a couple of weeks ago. I haven’t answered any of their calls


Are bad credit auto loans such as carsdirect a scam (like payday loans) or are they legit?


Could someone please tell me how to improve my credit rating?

I have no idea where to start to repair my credit. They are always offering free credit reports but I am leary of that. Could someone please tell me where to start?


How can you get a free credit reort online?

without having a credit card…


Best bank for Used Auto Loan?

After much shopping around for the best interest rate for a used auto loan, I am now totally confused!! Can someone suggest the best bank to go with for this type of loan? Thanks for your answers! 🙂


Can I File a Law Suit Against a Hired Lawyer who did not file my bankruptcy on time?

I hired a lawyer to file bankruptcy for my wife and I. She messed up a couple times and my wife was taken off and then she wasn’t licensed in our area and then she told me she was going to have to let it cancel and refile in order to get my wife back on it. I asked her if we had time to see about selling our home to pay off all our debts before she refiled and she said yes we had 30 day. I asked her to refile when she had to so we would not loose our home. My father in law passed away and we had to go from Florida to NH and put my mother in law in a nursing home and close and empty their house. When we got back it was about 6:00 pm. We found out our house was being auctioned off the next morning and the courts and our lawyers office was closed. So I went the next morning to the court and filed a motion asking the court to delay the sale because our lawyer was suppose have filed our bankruptcy and hadn’t and that we just returned the night before. The judge denied our motion and our home was sold and we had 24hrs to move out. When I got a hold of the lawyer she said she didn’t refile because we had to pay her to. Were we paid her and she messed up can we sue her and if so how long do we have to find a lawyer that will sue another lawyer?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My credit scores are 564, 524 and 456 – can i get a home loan?


Has anyone experienced Bankruptcy?

Our Court hearing for chapter #7 is Thursday,,not sure what too expect but very concerned on the outcome and not knowing what to expect?Is there any thoughts on what the process of all of it?


I want to cancel the TransUnion & Equifax 30 day trial membership before 30 days and cant find the cancel site


Freecreditreport.com says my PLUS score is 696. is this good?

I am paying $15/month for freecreditreport.com and it says my PLUS score is 696. Is this good? I am a student with no job and 1 credit card, but I am never approved for loans based on my credit alone.


I have direct deposit. If my payday falls on a sunday can my employer with hold the money until monday!?

i used to get a regular check but had to wait until monday to gey it if payday fell on the weekend. I got direct deposit because i thought it wold be deposited even on the weekend


Where can i go to get a real free credit report w/o using my credit card no. online?


Has anyone ever got a credit report from www.freecreditreport.com?


Can my uncle co sign for me?

i want a get a car but, my ucle is going to co sign for me but he just bought a house this year and his job went down. hes working part time there ( working there for 20 years) but he gets payed really good there. and he just started working in another job two months ago. the car price is 20k. can he qualify guys??? 🙂 give me good news.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has there ever been a 50,000$$ bill?


My ex filed for bankruptcy but I live in the house and don’t want to lose it?

My ex just filed for bankruptcy and I don’t qualify to take over the loan or to get another loan because I am self employed and just started my business in April. I have been making the payments on the loan since 07 though. What can I do so that I don’t lose the house?


Any fuckbuddy sites without credit card?

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Free credit report for credit card application rejection.?

Hi, Recently one of my credit card application got rejected. The letter from the bank states that, i am eligible to get a free credit report within next 60 days. When i called the credit reporting agency (transunion) number given on the letter, it goes to an automated number and requires me to provide ssn and address details to get a report. How do i reach out to a real person and get the free report i am eligible because of my application rejection?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you file for chapter 7 and had a personal loan?

So, my father filed for chapter 7 about a year ago, this is in the state of Utah by the way. He had a personal loan of $10,000.00 through a Financial company, and used a vehicle that is now mine, that was once his, a 96 blazer, as Collateral, and included that loan in his bankruptcy. They never repossessed the vehicle, and the bankruptcy has been discharged. So I wanted to know, if it’s possible for them to still repress the vehicle, and if not, if it would be a good idea to go down there and get the title to the vehilce. Let me know, thanks.


Can I File a Law Suit Against a Hired Lawyer who did not file my bankruptcy on time?

I hired a lawyer to file bankruptcy for my wife and I. She messed up a couple times and my wife was taken off and then she wasn’t licensed in our area and then she told me she was going to have to let it cancel and refile in order to get my wife back on it. I asked her if we had time to see about selling our home to pay off all our debts before she refiled and she said yes we had 30 day. I asked her to refile when she had to so we would not loose our home. My father in law passed away and we had to go from Florida to NH and put my mother in law in a nursing home and close and empty their house. When we got back it was about 6:00 pm. We found out our house was being auctioned off the next morning and the courts and our lawyers office was closed. So I went the next morning to the court and filed a motion asking the court to delay the sale because our lawyer was suppose have filed our bankruptcy and hadn’t and that we just returned the night before. The judge denied our motion and our home was sold and we had 24hrs to move out. When I got a hold of the lawyer she said she didn’t refile because we had to pay her to. Were we paid her and she messed up can we sue her and if so how long do we have to find a lawyer that will sue another lawyer?


How long do you have to be on the job to apply for an auto loan?

I have a stable history of work in the same field, but i just switched companies.


How does the VA home loan work for veterans?

could someone tell me what this is? I am a veteran and im looking to buy a house. what is the VA home loan and how can I use it?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best Place For An Auto Loan?

I’m looking to get an auto loan for $3800. My credit score is 651 because I’ve never really paid any bills or anything like that before. I am a college student a work part time. Where is the best place for me to apply for a loan?


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https://www.annualcreditreport.com/cra/i…


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I am hoping to get apporval for an auto loan. I already have the car i want in mind, and the buyer is just waiting for me. I dont have the greatest credit, but i have good income. So if you know of a place online or in real life that might be willing to finance my endeavor id really appreciate a heads up.


How can i get a background check on some one for free?


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Can someone help me with how I can get traffic to my website without spending money? Google gets you leads but not good ones.


How can I erase my debt?

I’m unemployed and have no $$.


How do I check if someone have used my name to open up a credit card?

How do I know if someone have used my personal information and opened up credit cards or phone plans? Is there a way to find out? because I know someone people use other people’s information to open up phone plans and get the free phones and then sell it.


What exactly is chapter 13 bankruptcy??


Can you quit your job to qualify for Chapter 7 bankruptcy?

My wife wants to stay at home with our kids, so we want to walk away from everything and start fresh. Our son currently goes to daycare for 10 hours per day and we dont’ want to live like this anymore. I know this may seem immoral to some, but we feel that we’ve made a life mistake. Isn’t bankruptcy supposed to provide a fresh start?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can my friend send me money with a credit card?

I recently moved to college and my friend still owes me a lot of money that I must receive promptly. How can he send me money with a credit card over the internet quickly. I have a premier paypal account, but how does he send me money?


Can I File a Law Suit Against a Hired Lawyer who did not file my bankruptcy on time?

I hired a lawyer to file bankruptcy for my wife and I. She messed up a couple times and my wife was taken off and then she wasn’t licensed in our area and then she told me she was going to have to let it cancel and refile in order to get my wife back on it. I asked her if we had time to see about selling our home to pay off all our debts before she refiled and she said yes we had 30 day. I asked her to refile when she had to so we would not loose our home. My father in law passed away and we had to go from Florida to NH and put my mother in law in a nursing home and close and empty their house. When we got back it was about 6:00 pm. We found out our house was being auctioned off the next morning and the courts and our lawyers office was closed. So I went the next morning to the court and filed a motion asking the court to delay the sale because our lawyer was suppose have filed our bankruptcy and hadn’t and that we just returned the night before. The judge denied our motion and our home was sold and we had 24hrs to move out. When I got a hold of the lawyer she said she didn’t refile because we had to pay her to. Were we paid her and she messed up can we sue her and if so how long do we have to find a lawyer that will sue another lawyer?


How can i get my credit erased so i can start over?

serious people only!


How would life in america be like without black people? in society?

wow how am i being racist if i am saying facts


If i paid an attorney to file abnkruptcy for me…?

I paid an attorney $1500 to file bankruptcy. He never gave me an agreement to sign or anything. Well it has been two months. I havent gotten a credit report and he said he would set some things up, never did. I called asking for a refund b/c I have some medical problems and my medical bills are going up, so I am wanting to wait until next year. but he has not called back. Am I entitled to any type of a refund? We only met once?


When do Banks esp Bank of America process their returned checks?

Okay, I bank with BofA, and I had deposit a check Monday and the teller had put a hold on it for two days, so funds will be available 4/30/08 5pm. Just this morning, I got a call from the person who wrote me the check and said that she didn’t have enough funds in there as of now. The check will be returned. My question is, when do they process their check returns? when can i expect to see the NSF fee and the returned check reflected on my account? I know they process deposit at midnight of each day, do they process returned checks the same time? Or do they just charge it back to accounts as it comes through the day? Do you think the funds would be made available to me first before they even charge it back to my account assumming they do it at midnight? I had enough money to pay for bills which i wrote out, and what i deposited is what i should have if it cleared…but it it comes back, they’ll charge me fees which will cause my account to go negative.


Is looking for an auto loan online safe/legit?

I went to a dealer and the best they could do is 30% apr. my credit is 623 but I think it’s not built up enough. Should I try on a line loan or through my bank or what can I do. I make enough money for payments just no credit




















































If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


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Payday loans in NYS – are they legal?

I have several payday loans that I have more than paid back but because of the enormous interest rates I can’t seem to settle them – is there a way I can legally get rid of them – I’m told NYS does not allow for this overage of interest on payday loans – does anyone have info on this.


Can I get a loan with 534 credit score and a cosigner?

My credit situation is horrible. My current score is 534, with multiple accounts in collections and late payments on an auto loan. I would like to take out a loan to consolidate all this debt, as well as have moving expenses when my lease expires. My mother is willing to cosign if they will let her. I make 1500 monthly from a full time job. I hope to borrow 5000 and keep payments under $200. What are my chances? Where should I go first?


Difference between constant rate of change and variable rate of change?

Okay, one graph is linear and one is squared think. how would i put the difference into words?


Payday loan help please?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How to increase my credit card limit?

I want to increase my credit card limit but I’ve only had it for about 6 months now. I got it through my credit union and she told me that I could come back in 6 months (which is now) and I could see if they’d raise it. I’ve always paid on time and paid the total amount off each month, the problem is I’m in-between jobs right now will they want to see my pay-stubs again? They only gave me a $500 limit and I use it to pay my college tuition would they increase it without seeing pay stubs? Im pretty upset with them since I had a 3 year auto loan that I paid off on time/perfect but they still said I don’t have enough credit history, Im pretty confused about that too. Any ideas?? Thanks


What will be my interest rate on a credit score of 715?

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have to… What do you guys think is a decent rate on the crdit score above. Please help!


Debt to income ratio and clearance?

I’m former army and I got married 6 months ago. I am considering going air force reserves to get a TS. Currently my husbands credit cards do not appear on my credit report. My credit is poor due to medical bills from a few years back. I have a quite a few 30/60/90 day latest and a few things (3) that got sent to collections. I’ve been good for over 2yrs, no lates or collections. I think the total of those collections is around 1400. I’ve paid 2 of them off but the biggest one is not paid yet. My husband has alot of cc debt but no delinquents in over 15yrs and we were considering filing bk because we can’t keep up with the payments. So I’m wondering 1.will they look at his credit/debt along with mine? 2. Should we wait on the bk? 3. Is it remotely possible ill get a TS? Since once u join I don’t think you can back out bc you don’t get a clearance and therefore cannot have the job u were promised.


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Title and auto loan help please!!!!?

to who cares! i would ask them if they were open duh!!!! and they arent at the moment


Legitimate payday loans?


How can developing countries solve their debt problems?

Help ???How to solve the debit problem of a country??????


Anyone know where i can see my Beacon credit score free?


Why can’t credit card companies verify my identity?

We filled out the credit card application completely – including a social security number, current address, and phone number. The only thing I can think of is that we only have cell phones, and his father is still paying for his cell phone (it’s a family plan). Would this be a reason why? But again, when I got my first credit card at 18 I didn’t have a home number, either….


Need the best detailed CREDIT REPORT to find creditors for BANKRUPTCY?

I am filing bankruptcy this month and I need to get a very detailed credit report to find out all the creditors I owe. I used www.annualcreditreport.com and www.freecreditreport this year. I don’t mind paying for the VERY DETAILED report, I just need to know the site to go to.


Does the average” car buyer know this?”

Because I sure didn’t and learned the hard” way…Please let me know if you knew this or not. I am feeling kinda stupid right about now


Should I file bankruptcy ??

I owe about $60k in credit card debts. I make about $120k a year. From what i have been reading, i may need to file Chapter 13. Im not paying all my credit cards anymore for 3-4 months now, im focusing on my house, car payment & utilities. Business is still up and running good but it would take me atleast a year before i can even catch up on anything. It very very tight right now and its hard… please help.


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan higher rate longer period vs lower rate shorter period?

I have excellent credit and was given 5.8% for used auto for 84 months. Would it be better to refinance for 60 months at 1.47%. Please advise


Has anyone used a document preparer to prepare their chapter 7 bankruptcy and then filed it them self?


In dept on zoo tycoon how do i get out?

Okay so on Zoo tycoon I kinda am in debt how do i get out it says i have 3,419 dollars but its red so i cant? how do i get out of debt? o yea have the complete editon


Unit owner’s keep re-filing bankruptcy/foreclosure to avoid paying HOA fees.?

A unit owner in my HOA keeps filing and the backing out of bankruptcy/foreclosure so that they don’t have pay their $5000.00+ fees from over 5 years. They have continuously been doing this for an extended period of time and it seems every time the HOA is getting ready to evict them they file again and then at some point back out hoping the HOA will forget. I understand that times are rough but this seems to be a pattern. Is there anything that can be done to have them pay? Is there a way to prove that this is a pattern that is taken each time they are about to be evicted? It takes money out of the other homeowners pockets with legal fees etc.


When I file for bankruptcy tommorow will it get rid of payday advances I have?

Tommorow Im fileing for a chapter 7 banruptcy because I have accumilated about $125,000 in back medical bills and what I wanna know is I have a cash advance out and this is in michigan and will the fileing put a stop to the cash advance and make it so I dont have to pay it? Or is a cash advance a secured loan or is it a unsecured? Because the chapter 7 wont get rid of my secured loans.


Should I go in person for a personal car loan?

I am trying to get a personal car loan from my bank. I can apply online but I believe I would have to give my SSN online wouldn’t I for a credit check? Would it be better to go in person? I believe I would have to give my SSN for them too right? I’ve never gotten a car loan before. How does it work? I go with Chase bank btw if it helps.


Need a $5000 auto loan with no credit, any way?

I need a legit answer please. I would like to get a $5000 motorcycle within the next week however I have no credit history and my parents refuse to cosign for me. I am 21. Are there any banks or financing programs that I could use to establish my credit history? There has to be something? It is only a $160-$220 monthly payments for a 48 month term loan so paying for it is not the issue. Can I use my car as collateral? My car is only worth half the price of the motorcycle. I don’t want advice on what I should or shouldn’t do, I need actual information.


Has anyone got a payday loan on line? how secure is it, I mean, giving your bank account information and SSC?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the steps of getting an auto loan and using it?

Im trying to trade in my 2008 chevy hhr for a 2009 Honda Ridgeline which is 33,000 and I am trying to get a auto loan too. I was trying to get a 15,000 to 20,000 auto loan. Do i have to pay both the monthly payment of the truck to the financing company that will accept and the auto loan?


What serves as collateral when a home buyer takes out a mortgage loan ?


Trying to reach an 680 credit score by 19 or 20?

I will graduate high school when I am 18, however I am currently working a job and I am 17. I know I can’t do anything to improve my credit until i am 18 but, can someone please tell me what i need to do to try to get my credit score up between 620 and 680 for sure by the time I am 20. I want to buy a used car for 15,000.00 when I am 19 I will earn 2,100.00 a month as a correctional officer then after the first year I will earn 2,900.00 which is when I would like to buy a house for between 60,000 and 120,000 I know in these days you NEED 620 – 680 for any of this. Please tell me what I should do, I don’t want to live with my mother forever ! And I don’t want to have bad credit like her.


Can I get a payday loan?

I had a payday loan in NM. I never paid it back and it doesn’t show up on my credit. If I tried to get a payday loan here Nevada would I be declined to borrow $ from a Payday Loan company?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Will bankruptcy affect my ability to purchase an annuity?

Like the subject says, I want to know if a recently discharged bankruptcy will hurt my chances of buying an annuity. Do they normally do credit checks?


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.


Automobile loan question?

I went to a dealer where I was pre approved” and purchased a car. I gave them there down payment and signed the paperwork then I was off in my new car. about a week later the dealer calls me and tells me that I wasn’t approved by the initial bank but I was approved at a higher apr from Santander Consumer. I have herd alot of bad stuff about them but I was kind of stuck and didn’t want to loose the new wheels so I resigned the contract (that they didn’t change the date on the contract kept it at the Original date which I think is illegal?) now I have been in contact with santander and set up my online profile I can go online and see my account information and just made my first car payment a few days ago. Today I get a letter in the mail saying I was declined the auto loan??? I’m petty sure after over a month and having received payments everything is fine but that kind of confused me. especially considering it was dated over 15 days ago? One last note I have yet to get a contract (other than the dealers) mailed to me! I did receive a statement with payment reminder!”


Why would personal liability insurance needs a credit report?

how does chapter 7 bankruptcy affect liability

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Student Loan Debt stressing me out, making me feel depressed?

So this is my 4th year in Mechanical Engineering and I am sitting at $25,000 in student loans. I commute to school to avoid dorm expenses so that means extending college to 5 years or even 6 years because the engineering courses are getting much more challenging. I also transferred into engineering so some of my courses didn’t transfer. This is honestly scaring me because I feel like I will not be able to enjoy my life with this debt hanging over me. I keep thinking that I will not be able to do the things I want to do that are on my bucket list, or afford a house with a nice down payment, start a family, or even invest. The stress with school and debt has been bothering me for quite some time to where it got me to the point where I had anxiety, stress, and serious depression and wanted to commit suicide. I kept wishing I had went against what parents told me about going to school first as opposed to enlisting but that’s now in the past. I was able to get out of that state of mind and back to my normal happy social self but I guess by me coming here, I’m still looking for some advice or comfort. My parent’s haven’t been the best at just sitting down and having a real talk. On top of that, I’m the oldest of 2 siblings so I never really had anyone to look up to. That’s why I’ve always loved talking to adults who are older than me because I have gained so much wisdom from their experiences and stories. So how have you managed your student loans?


Check credit score once?

Hi i’m looking for a site to check my credit score just once…and not have a membership..any ideas?


How much will a missed payment hurt my credit score?

I recently just missed a payment of $11 on my credit card by 5 days. I usually get email reminders but my email was down so I didn’t get one. I remembered that I usually paid my credit card bill around this time but by the time I realized it I was 5 days late. How bad will this hurt my credit score? I’ve had the card for two years with no missed payments until this one.


Where can I view my bankruptcy discharge papers online?

I haven’t gotten them in the mail yet. My discharge date was the 20th of this month so I want to know is there a website I can go to so I can print them out?


OMCgear? Is the site trustful?

Hi guys, recently my backpack just ripped and I’m searching around online for another north face. I came by the OMCgear site and saw a really good price for it. Is this site trustful? Should I buy from it? Thanks in advance. Heres the link if you’re wondering; http://www.omcgear.com/the-north-face-recon-daypack.html


I need to catch a train and I have no money – what options do I have?

Pamela, if I was going to travel for free, would I be trying to find out what options I have in relation to travelling and payments?


How do I get a motorcycle loan with bad credit? Desperate!?


Wht is Home loan processing fees?

I had applied for a home loan of 15 lakhs from IDBI .i paid 6761 rs as home loan processing charges however when I applied that same amt of home loan from LIC Housing finance. I paid 1100 rs as home loan processing fees + 1% to be paid at the time of disbursement . so my question is wht are the different ways of charging Home loan processing fees by banks


Is now a good time to refinance a auto loan or will rates get better?

i have a auto loan thru americredit with a high interest rate and i have only had it for 6 months, i have had numerous offers to lower my rate and have gotten to the point of bieng accepted to lock in the lower rate now….is this a good idea or do you think that i should wait and see if rates will get even better with the economy going the way it has?….maybe 3 more months….6?…..12? whats your thoughts?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long after bankruptcy shall I wait to apply to refinance my mortgage?

I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy and my case is discharged, how long shall I wait before applying for a loan to refinance my home?


If I file bankruptcy after a judgment is placed against me, will it erase the judgment?

I’ve been sued by an account that was turned over to a law office. I want to file bankruptcy but I need time to come up with the money. What I’m wondering is, when I appear in court march 9th and they obtain a judgment for me to pay x amount per month, will I be released from this obligation when I file bankruptcy or will I have to continue paying it because I entered into a new agreement? Thanks for the help.


What’s the best way to reheat deep dish pizza?

I can’t use the microwave anymore – the pizza isn’t good – not like when you order it


Can I just file for bankruptcy instead of my husband and me?

My situation is: Our house was foreclosed, and we got a HELOC. Since we cannot afford to pay for the HELOC anymore, we have been receiving calls and letters demanding us to pay. I am planning to file for bankruptcy, can I just file for myself or it has to be both of us? The property was only under my name as well as the HELOC, my husband was my co-signer..please advise..thank you.


I want to know the industry best practices in commerical credit collections?

Auto loans, mortgage, Credit card etc collections


Help! Got pre approved for an auto loan for 15,000 but they want my pay stubs?

I just got pre approved for a car loan. Only problem is, they said they want my last two pay stubs. I put on the app that I make about 2400 a month. Thing is I do but on SOME months. You see, I am self employed, and my paychecks are ALWAYS different and my last paycheck was smaller because i was ill and wasn’t working much. Is this going to affect me? Do they just want them as proof that I am employed? Please help!


My son used my credit card on porn sites, so I grounded him for a year. Is this an appropriate punishment?

My 13-year-old son recently used my credit card on pornographic websites, spending a total of $10. I found out when the bill came in the mail yesterday. Before I opened it, he told me what he’d done and sure enough, the charge was there. I was furious, and I grounded him for a whole year and sent him straight to his room. I also took off my belt and told him that if he gives me any trouble, I will spank him with it. I grounded him to his room, meaning that he has to stay in his room at all time except for school, meals, and to use the bathroom. Other than that, the terms of his grounding are: No TV No Computer No Video games (I am actually going to sell his video game consoles to pay for the $100 on porn) No phone No friends No fun books (The Hunger Games, Harry Potter, stuff like that.) An early bedtime of 8:00pm every night. So far, he has obeyed all the terms of his grounding. He does seem to feel some remorse for what he did. I am very disappointed in him. He was always a good kid, and has never been in major trouble before. I never imagined he would steal from me and use it to buy pornography. What do you think, is this an appropriate punishment or am I being too harsh? Please let me know what you think!




















































Can I get a house loan against my house for which I have only GPA?

Can I get a house loan against my house for which I have only GPA?

If I have bought a house on GPA (General Power of Attorney) and have not got it registered with the appropriate govt. authority, can I still take a loan against this property ? If so, what other papers would be required to prove that the house belongs to me ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Would i qualify for a small personal loan?

i am a student needing a very small personal loan (under 1000). i have a 646 credit score. i am new to credit and have one credit card. my balance varies (it usually is high, but in recent months i’ve not used it as much), but it is paid off in full at least three weeks before it is due. i don’t have a car (working toward that!) but i do have a cell bill (not sure if that counts toward credit or not) that is also paid off in full much sooner than it is due each month. i have had my credit card since january. would i have any luck applying for a small loan of ~$920? all my outstanding debt is paid off and i have no loans or other credit lines save for my card.


Can I take my W2 somewhere and get cash on the spot?


I am pre-approved for an auto loan, how likely am I to get approved?

I have been pre-approved for an auto loan up to $15,000, my credit score is 710. I make fairly little, though, about $650 a month. My rent is only $230 though (basically my only bill) and I am trying to get a $12000 loan which is the total amount, this includes tax,title, and license. How likely am I to get approved for the loan? Some extra info that might need to be considered: I also receive scholarships and student loans which cover my living expenses and tuition but I am not allowed to claim that as income on the application. The $650 a month is what I make from my part-time job alone. My interest rate upon pre-approval was 2.84%, and my payments for the car would come to around $220 per month, possibly less. My father will be paying for my insurance. Thanks! Also, please no lectures about my finances, I am capable of understanding what I can and can’t afford, I just want to know the likelihood if everything is considered.


Is there a list of people who have filed bankruptcy in alexandria, LA in 2006 and 2007?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is the credit score of someone with only current student loans on their credit report?

I just ran my credit report and it was exactly what I thought. The only items on the report are current student loans (never late) and inquiries from Sallie Mae regarding the loans. I’m just curious, I don’t have a perfect credit score do I? Where does it start for someone in my position? I will begin repaying the student loans in January.


How long till I know my credit score?

To knowitall , what do you mean , you dont have to pay for equifax? where ? do you know a wesite where you dotn have to pay?


Why do sharks only attack wet people?

When surveyed, 99.9% of shark attacks were performed on wet people… WHY?


Can I get a house loan against my house for which I have only GPA?

If I have bought a house on GPA (General Power of Attorney) and have not got it registered with the appropriate govt. authority, can I still take a loan against this property ? If so, what other papers would be required to prove that the house belongs to me ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto loan/dealership help?

the bank says after a year he can get it financed through them and then get the loan for cheaper and a lower apr. so im hoping he can stick it out for a year, plus he’ll be getting deployed for 7 months nect august so i know things will work out. and the reason i think he got pulled into it is because i live in san diego and the dealership people are pawns of the devil. especially at my local toyota dealership, terrible, i suggest NEVER going there, ever.


Why does japan have such high suicide rates?

I read an article recently about online cuicide clubs, and other ways people in Japan seem to bee killing themselves in large numbers, and i was wondering why japan has such a high suicide rate? they are one of the most advanced countries in the world but this is still true. any insight?


Student Loan Debt?

I have two student loans out and was considering filing for bankruptcy to try and consolidate both loans into just one low cost loan. In any case…What is the best choice if claiming bankruptcy was an option that I am willing to endure. Also in filing bankruptcy if even at all I can, what would be the best cost efficient (cheapest) way to go about doing so when taking legal action and lawyers if needed?


5,000 in Debt?

Ok I’m 5,000 dollars in debt and I have about 3 leanders. My question is if I tell them I will pay each one of them 50 dollars a month will they go for it? And if they do will they take is off my credit? or will it stay on my credit till I pay them off all the money?


I have bad credit were can i get a loan for 2000?


Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


Can you file bankruptcy without an attorney?

I mean why pay an attorney 2,000 to file when you can go get the paperwork yourself, and do it? Any thoughts? Has anyone filed themselves before?


Can we go back to verizon after bankruptcy?

My mom filed chapter 7 bankruptcy and included Verizon Wireless in it because we had several family members on the plan and they stopped paying their part and mom could not keep up with the bill. Will we ever be able to go back to them now? its been a few months and prepaid sucks. after she gets her credit back on track will they allow her to get a new account?


Can I get a house loan against my house for which I have only GPA?

If I have bought a house on GPA (General Power of Attorney) and have not got it registered with the appropriate govt. authority, can I still take a loan against this property ? If so, what other papers would be required to prove that the house belongs to me ?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Need loan shark as quick as?

i need a loan shark of about 1000 pounds i can’t get a bank loan because of my credit but need this money


What is the best way to get an auto loan?

I have kind of a tricky situation. My current vehicle is financed in my fiance’s name. We owe $5,000 on it, but we need a new one badly. This thing is a huge piece of junk. Waaay too many problems to list. His credit is horrible since he got divorced 2 years ago. My credit is pretty much nonexistant. I have a student loan and 2 credit cards… one of which I had defaulted on when I lost my job in November, but is now current. We were looking to get a new vehicle in my name, since my credit is obviously better than his. What is the best way to go about getting an auto loan? If/when I get one… what do we do with our current vehicle? No one is going to want to buy it, and we can’t afford to pay it off if we get a new car. Sorry if this is confusing… much appreciation for all of your help!


What happens if someone declares bankruptcy?

They have to sell all of their assets, and then does anything happen after that if the sales of the assets do not reach the level of debt?


I need a loan, but I have bad credit and do not want a payday loan.?

After everything is said and done. I want to give my father a proper burial and I also need money so I can send for my father’s older sisters to attend the funeral. I have no one anywhere who would co sign for me at all. But, when all of this is taken care of, I want to consult a lawyer about paying back my debt like an adult. I am sorry for sounding like a big failure, but I am at the end of my rope with this situation.


When you get a loan from a bank do you get cash or a check?

I want to finance a car from a private seller. I just don’t know how it works and I never got a loan from the bank before, do they give you cash or a check?


If you have several payday loans and you close your account can’t they send a attorney to bring you to court

I have several payday loans. Its not that I don’t want to pay them, but I am getting behind on my other bills I want to know if there is someone or someplace I can go to so that I can consolidate these into one bill and cut down on the interest. They were there when I needed them I just want a easy solution and not a broke one.


Where can I get a personal loan for $6000? I have bad credit but steady income. Any help is appreciated!?


Has anybody ever used Debt Free League ?

I am looking online to find the best settlement company to go through. Most of the companies I have searched come back with tons of complaints and articles about scams. I cannot seem to find one negative site about this company Debt Free League.” Im wondering if its because the words are too common so too many sites come up

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I filed bankruptcy would a bank still give me a loan for a house?


Do i need to put student loans on my auto loan application while I’m still in school?

I’m in college and am paying tuition mostly with student loans, but I don’t start paying them off until I graduate. Do I need to list these loans on my auto loan application where it asks for what you owe”?”


How many scientific names does Porcellio scaber have?


How to start a micro lending business in the Philippines?

I am looking for a business to start and I am considering opening a micro lending business.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Is there an easy way that I can use to repair my credit report?


Can I get a house loan against my house for which I have only GPA?

If I have bought a house on GPA (General Power of Attorney) and have not got it registered with the appropriate govt. authority, can I still take a loan against this property ? If so, what other papers would be required to prove that the house belongs to me ?


Can a NRI(Non-Resident Indian) have a credit card from an Indian bank like ICICI, HDFC bank?

Thanks to all who replied. Well, RBI(Reserve Bank of India) does not have such guidelines. It depends on bank to bank. A SBI(State Bank of India) NRI department official told me NRI’s can get credit cards as long as the spending is for bonafide purpose and in accordance with FEMA regulations. If RBI had guidelines to not issue credit cards to NRI’s, certainly a nationalized bank like SBI would be aware and would be adhering to it. Hope it helps someone like me.


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Poker phrase… Juice is running?

I just saw the movie Rounders for the first time and in that movie they say the juice is running or the juice is still running. I have heard that before but what does it mean exactly?


What is the best Australian debit/credit card that avoids Thailand’s ATM fees?

I’m aware that Thailand charges 150 baht for all foreign cards at ATMS and that there are a few AEON ATMs in Bangkok that avoid this but apart from that they are far and wide. From what I have read on traveller forums Charles Schwab in the US reimburses ATM fees, so wondering if there is an Australian equivalent of that? I’ve looked into the 28 degrees master card but know that it now charges a cash advance fee. From researching it appears Citibank’s Everyday Plus acct has the best deal, but want to know others experiences and tips. I’ve been told to try and carry cash as it is so ubiquitous and a whole lot easier in Thailand and also is the best option to avoid credit fraud but am going for a month so really don’t want to carry that much cash on my person especially as I’ll be backpacking so may not always have access to a safe or secure luggage. ANY SUGGESTIONS?!?!


Are there any great cash advance or payday loans that you can apply on line?


Is there anywhere I can Truly check my credit score for free?

I don’t like those web sites where you have to pay after so many days I just want the opertunity to check my credit score with no hidden adgendas.


How can I get 500$ loan with bad credit?

I have bad credit and currently no job but this is the purpose of this loan to get me started.. Me and my buddy (a mechanic) are going to buy cars fix them up and sell them. I’m guessing only way is by family/friend? Thanks


Does anyone know of a reputable mortgage company for someone with less than perfect credit?

Ten years ago my ex and I had a business together and when we divorced, he filed for bankruptcy. I had to file with him because if not I would’ve been responsible for my personal and all” the business debt. I was not financially in a position to handle this. The bankruptcy is currently wreaking havoc on my credit report and is due to come off later this year. I now have a chance to buy a house and need funded. Any advice would greatly be appreciated. Thank you”


Escrow Shortage in my mortgage payment, why is this?

Sorry, I meant an Escrow Shortage!!


How can I get a $10,000 loan?

Let me add a little more. The house is in my son’s name. I have over 100,000 in medical bills and about 50,000 in credit card debt. I’m going to go bankrupt. With the house being in his name, he has good credit, a wife and a son, and has bought his own house just last month. He’s 100% disabled and pay for 100% VA disabled is $2,832. Since it’s in his name, I’d like to ask him to get a loan for me, I know that’s gonna be tough because he has his family now, but it might be my only option. He has income so would a lender let him cosign on a loan for me? IDK, i’m thinking of everything I can. I can’t believe I’m in this situation and I own my house, I have a motorcycle that I want to sell, but i’m too stubborn to sell it for less then what I believe it’s worth. So if my son came up here, do you think they would let him cosign on a 10,000 loan. If I default on the 10,000 they would go after him, which would piss his wife off. Gotta find a way to do this.


Where can I get a FREE credit report?

Where can I get a FREE credit report? One that is actually 100% free?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


HSBC credit card bill question(cash advance overdraft)?

I received a bill for my HSBC credit card. Just wondering what is the cash advance overdraft”? please explain thanks.”


Can I get a house loan against my house for which I have only GPA?

If I have bought a house on GPA (General Power of Attorney) and have not got it registered with the appropriate govt. authority, can I still take a loan against this property ? If so, what other papers would be required to prove that the house belongs to me ?


How do I get my credit report immediately?


Does anyone have advice on how to repair/rebuild credit after declaring Bankruptcy?

I wish to have a small business in the future, will this be possible after I have been bankrupt? If so what are some tips to ensure I get there? Anyone actually gone bankrupt and then started a business?


SBI Home Loan Doubts? Please Help.?

HI, I am purchasing a property worth 56 Lakhs (agreement value). I had applied a home loan of 40 LK for this through SBI and have got an SMS confirming that the loan is sanctioned. Now I would like to know. 1. What if I register the property on a lesser value. (market Guidance value say 35 Lakhs) 2. Will the Bank oppose on this? Stop my Loan? What will be the consequences of this, please advise. Thanks, Partha


Auto loan question?

I financed a car about 3 weeks ago, one week ago I received a letter in the mail advising me that there may be a problem with financing the car but the dealership would let me know if there was an issue. 30 min ago the person in the dealerships financing dept called and told me everything was ok, the loan went through but I need to go down to the dealership and sign a new contract. Why? Is it going to affect the amount of my monthly payments? Is anything going to change? I would ask him myself but he is gone for the day. Please help!


The movie BE COOL?

In the movie be cool people call chilli palmer(john travolta) a shylark, what does that mean?




















































Does anyone know the site for filing a claim for the class action suit in Pennsylvania against Advance America?

Does anyone know the site for filing a claim for the class action suit in Pennsylvania against Advance America?

I received a post card in the mail regarding the class action suit against Advance America for Pennsylvania residents who took a payday loan from them and were charged exorbitant rates. I lost the postcard and can’t find any information about this suit, only the one in Georgia. Anyone know where I can go?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

How many points are deducted from your credit score when applying for an auto loan?

My husband and I applied for an auto loan and did not agree to the rate, so how many points are deducted from the credit score when it is run? Thanks!


Looking to buy a new car?

I am looking at buying a new/new to me car. I am friends with the owner of a chevy dealer and the finance manager of the same dealer. I recently had to file bankruptcy but I need to buy a car to get back and forth from place to place. Both have said they can get me a good deal on a car new or old. What kind of a deal do you think they can get me? Thanks for any help you may have.


What is a good credit score?

The range of scores for my credit score is a low of 100 to a high of 300. It says a credit score is a number that reflects the information in your credit report. I got a new credit card from Best Buy and the HSBC sent me this in the mail..


I owe money to a man who just filed Chapter 7 bankruptcy and now I owe the laywer?

I owe a man who filed bankruptcy chapter 7 in Ohio and I recieved a letter saying to pay the lawyer not him. It says in the letter and I quote The undersigned is the duly appointed and qualified Trustee in the above captioned proveeding under Chapter 7 of the Bankruptcy Code. As trustee I have legal title to all non-exempt assets of the Debotors in this case invluding any of their right to the balance uner a vertain installment sale of may 10th 2010

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Has anybody ever heard of My Payday Relief.com?

I’m looking into a payday debt relief and need to find out if this company is legit


Im looking for a home from 60k to 100k. What do I put on the loan application?

I have to choose a price range for the purchase price area of this online loan application I am filling out and it doesnt give me a range from 60k to 100k just like 60-65k 70-80k 90-100k. What should I put? Is it ok to apply for the bigger loan even if I find a home for less then the loan I was preapprove for ? Im confused


Where can i get a FREE credit report?

Without having to sign up for a trial offer or pay anything at all??????


Does anyone know the site for filing a claim for the class action suit in Pennsylvania against Advance America?

I received a post card in the mail regarding the class action suit against Advance America for Pennsylvania residents who took a payday loan from them and were charged exorbitant rates. I lost the postcard and can’t find any information about this suit, only the one in Georgia. Anyone know where I can go?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it practical to mortgage a mansion?

I’m planning okay. I have many years to think about this. Positive thinking and positive feedback please


If I am filing for Chapter 7 and not including my student loans can I still borrow?

I have bad credit but I am in good standing with my student loans. I have never missed a payment and am not including them in my bankruptcy. Could I still borrow from them? I’m wanting to finish my degree and borrowing is the only way I am going to be able to pay for them.


Employers: would you hire someone who was qualified but had declared bankruptcy?


Best payday loan service for people with bad credit?


What is online personal loans-personal loans in UK?

what is resourses of online personal loans and personal loan in UK


Student loan for apprenticeship program?

I’m going to start the plumbers apprenticeship in atound June and I wanted to know if there are any type of student loans I can get to cover my books, licence and fees. It’s not college but it’s still technically school though. I would only need around $650 and I would just pay it back in full the very next month anyways.


Is a 625 credit score good enough to try and buy a house?


How do I build corporate credit on my LLC?

I have just bought an LLC to start investing in real estate. What is the best way for me to start building corporate credit with my new company?


Does anyone know the site for filing a claim for the class action suit in Pennsylvania against Advance America?

I received a post card in the mail regarding the class action suit against Advance America for Pennsylvania residents who took a payday loan from them and were charged exorbitant rates. I lost the postcard and can’t find any information about this suit, only the one in Georgia. Anyone know where I can go?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What affects Credit Ratings / Score?

How they are calculated and what all activities affect them ? Is the credit score same when different companies pull the report? I want to shop for mortgage and before that I have taken pre approval from an online lender. I found that some of the sellers do not accept online approval and reject the offer. Now if I go to an another lender, he will pull out my report and number of inquiries will increase. Will this affect my score? Please help me understand how credit score goes up and down.


Is there any rich person who can help me to start a business..?

I’m going to Import cars and sell them in my country.. I need money to do it. But I don’t have money. I can’t get bank loan too. I need 100 000 U.S. dollars. can some one give me 100 000 U.S. dollars for me.. I know there are lots of rich peoples out there. and some like to help to others.. so please If you like to help me please send me a email. email :- searacorner@yahoo.com


What is the best drug store brands for contouring?

I have blonde hair and fair to light skin. Right now I just use revlon light color foundation and apply with a blending brush. I love how that sets but I would like to add a highlighter pen and possibly a primer. Also, any recommendations for good eyeliners would be appreciated. Thanks!


Do any one know of loan sharks in newport wales? asap?

the reason i need a loan is that i need to pay logbook loans £2000 today?


Should I file for bankruptcy while I am still unemployed?

I’ve been out of job for long time, plus medical bills and I am facing foreclosure, as well as months of unpaid c/card and one unsecured loan bills. I don’t think I can pay both mortgage and c/card bills. I want to keep the house and the only way out of this situation I see is to file for bankruptcy. I finally have good job offer in my field that i am about to accept. I wonder if I should file while I am still unemployed, or when I have a job. Thank you


Is 695 a decent credit score?

I used to have realllly bad credit and recently i checked my score and noticed that i had 695 and well i know its no where near excellent but will that help me to say maybe start getting more accepted more places? whats considered okay credit? to where i dont need to depend on a co-signer?


Can we get interest only housing loans in india ?

i;m planning to by a rental residential property in india in about next 12 to 15 months. Do the indian banks provide rent only home loans ? Rent only loans may help in increasing the loan eligibility.


What happens when you buy online using a cancelled credit card?

I’m short on cash, so I asked my father if I can use his card to buy something or two off Amazon. He said he cancelled his card, but I can try it. It worked, and I got what I wanted, which was about $180. He said how’d you get it, if my card was cancelled. I told him it went through. What can happen? Is the card comapny going to come after us?

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Should/can I file for bankruptcy?

My credit sucks already so I’m not worried about that it’s just that the problem is I can’t make the monthly payments & I’m afraid they will take me to court.


Paying off credit card balances in full every month?

I know about how spending 30% or less of my credit limit helps my credit score, and have read that NOT carrying a balance over each month helps as well. My question is, if I use my credit card for a purchase and pay the balance in full just a few day later, will that help my credit score? I don’t know when my balance is reported to credit bureaus. If I pay off the balance well before the due date, and my balance is reported as 0, is it as if I’m not using the card at all with no benefit to my score? I just want to pay off the balance every month well ahead of time to be safe, but not if it’s not going to benefit my score. How does this work?


How do I get a free legit credit report?


How to buy a pack of cigarettes?

I turned 18 a couple weeks ago, I’ve always had other people buy cigs for me so my question is how do I ask for them? Like I want a pack of original Marbarlos in a hard pack how would I say that to the clerk?



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What exactly does it mean if a house is condemned due to mold?

my mom bought a mobile home 3 months ago and we’ve been staying in it ever since.. but it seems like 3 or so weeks after i’ve been here ive become ill. Dizzy all the time, headaches,blurred vision, my blood pressure shot up, chest pains, coughing, sore throat and more.and i’ve read online from alot of websites and read peoples stories that these could be symptoms of a mold problem.. all of this happened ever since i’ve came here. before my mom started living here she had to replace 3 patches of the ceiling that had fallen because of a leak. and a week ago a lady came by and told us that a month before we bought the place that she came by and saw a big sign on the door that said CONDEMNED DUE TO MOLD. but im confused because if it was condemned then how would the guy be able to sell the house if the state wouldnt allow it? unless he is doing something illegal? and another lady accross the street told us she saw the same sign. also we found a small patch of mold on the ceiling in our pantry. my question is what exactly does condemned mean? that the house is infested?or that its unlivable? and how could he sell it to us without even mentioning it? my mom wants to sue now :// IF U COULD EXPLAIN OR LET ME KNOW UR OPPINION IT WOULD BE MUCH APPRECIATED. thank you!!


Does anyone know the site for filing a claim for the class action suit in Pennsylvania against Advance America?

I received a post card in the mail regarding the class action suit against Advance America for Pennsylvania residents who took a payday loan from them and were charged exorbitant rates. I lost the postcard and can’t find any information about this suit, only the one in Georgia. Anyone know where I can go?


Which Student Credit Card?

I was doing some research on student credit cards because I figured if I’m going to spend money, then it might as well have it do something more for me. I came across Citibank’s Forward card and Wells Fargo Cash Back College Card, which seem to be my best options. Which one should I go for, or is there a better that I should choose? Citi Forward for College Students: https://creditcards.citi.com/credit-cards/citi-forward-for-college-students/ Wells Fargo Cash Back College: https://www.wellsfargo.com/credit_cards/student/ Thanks!


I need A loan shark?

help need a loan shark fast

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need advice on paying old debt?

I am 26, I have made poor decisions in my past, that has caused me to have a terrible credit score (528). I have approx. $2,600 in collections debt. On 4 accounts 1 directv, 1 electric company, 1 credit card, and 1 verizon wireless. The most recent being 3yrs ago and the oldest being about 7 years ago. i’m receiving a a $6000 bonus ay my job this year, and top priority is to pay all of it off. My questions are these. Should I call these companies and try to settle for a lesser amount, or would paying it off for the entire amount be more beneficial? Also what impact will paying off these accounts have on my score? I dont expect to jump to a 700 cuz I understand that is not hows it works. I want to try to make it to the mid 600’s by next year and start saving for a down payment on a house. Is that something that is possible?


Being forced to write someone’s college term papers. Should I turn her in?

People seem to get hung up on the Rent Free” part. This is my paycheck essentially. Stop and think about it. They wanted me to do a full time job for essentially $6


Prime vs. APR?

What’s the difference between the prime interest rate vs. annual percentage rate (apr)??? I just got a new credit card and it says that the prime is 8.25%, while my regular purchase apr” is 16.24% variable. Which one am I going to be paying monthly — prime or apr?”


What caused the 2008-2009 recession? Who caused this? Why?

Its a homework assignment… can anyone help? i know it had to do with our banking system and other things investing companies but im not all the way sure what really happened.


Secured loan after bankruptcy?

Where can I get a secured loan after bankruptcy? I know those are much easier to get vs a un secured loan with bad credit


Question about my rent and my credit?

I started renting my apartment 6 months ago today and my dad had to co-sign for my apartment because i had no credit. I was told that if i make my payments on time for 6 months that my credit would be good enough to drop my dad off of my lease. I was also told by someone else that paying your rent on time does NOT help your credit. I’m confused, i don’t want to go in and try to drop my dad off my lease and still not have any credit. Today is exactly 6 months, HELP!


Can property taxes on your home be claimed on a bankruptcy?

I owe a full year of property tax on my home along with credit cards. can this tax be discharged i live in johnston ri m


Auto loan with experian credit report?

Anyone know of a finance company that will look at my experian report to make a lending decision. My experian score is significantly higher than my other 2. Thanks.


Good Loan on the Internet?

Does anyone have a good link to a loan place on the internet that gives you 90+ days to pay off? Credit is not a problem. I have tried that 90dayloan site, and it just seems to be a regular payday loan site. One that you have personally used would be best. Thanks in advance!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Who is more trust worthy, private sellers or car dealers?

I’d rather buy a car from a private owner becauses so far every dealer I’ve met overprices and won’t let me leave. Oh


Does anyone know the site for filing a claim for the class action suit in Pennsylvania against Advance America?

I received a post card in the mail regarding the class action suit against Advance America for Pennsylvania residents who took a payday loan from them and were charged exorbitant rates. I lost the postcard and can’t find any information about this suit, only the one in Georgia. Anyone know where I can go?


Advice on refinancing an auto loan to lower 18 percent interest rate!?

Filed for bankruptcy over three years ago and several months later I totaled my car. Had to buy a car asap as I lived 25 miles from work. Had no savings or a car to borrow. Now stuck with a 2004 auto worth about fifty-five hundred and owe about twelve thousand on a 7-year loan! HELP please!?!


Will disputing closed/paid in full auto loan with 30-60-90 days late raise score if it gets deleted?


Car loan after bankruptcy?

I had a discharge on a bankruptcy in Feb. One of the filings was on a loan through a credit union. The loan was a personal loan not for a car. Would I be able to get a car loan through the credit union with a co-signer that has an acct. at the credit union. I am looking to get a car by the end of August.


Best Online Payday Loan Service?

I am trying to get a small payday loan, of about 300 or 400 dollars, and I can’t seem to find a service online that is legit. They are all giving me a runaround, or say they can’t offer loans in my area which is new hampshire. I just want one thats simple and easy and will get me my money. Anyone had any luck?


Crisis Loan from Job Centrew, How Long Until You Get The Money?

Hey, If I apply for a crisis loan tomorrow, while I’m signing on, how long will it be until I have the money in my hand? Many thanks!




















































Can you file bankruptcy against just one creditor?

Can you file bankruptcy against just one creditor?

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RELATED:

Making $10/h, can I afford a $16,000 car?

Additional I live with my parents who are both in the military. I have no others bills to pay besides a 50 dollar phone bill. I’m not to sure on how credit scores work seeing how I’m just starting out to build credit.


When is a credit report useful ?

Other than for auto loans , cell phones , apartments, and homes , when is a credit report useful . Oh and for student loans . is there any other times when a credit score is beneficial ? what do you think ?


What are the tree types of federal courts?


Creditcards.com?

Has any one ever applied for a credit card through this site, and do you think it is safe? What would be the safest way to apply for a credit card?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Macroeconomics help, please!?

Suppose that the reserve requirement is 10 percent and the balance sheet of the People’s National Bank looks like the accompanying example. a.) what are the required reserves of the People’s National Bank? Does the Bank have any excess reserves? ~ the required reserves = $5000 because $50,000( vault cash + deposit @ fed) /.10 (reserve requiremnt) = $5000. ~ Yes there is $45000 in excess reserve. b.) What is the maximum loan that the bank could extend? ~ Is the answer $45000? – because that’s what the excess reserve is? or $165000? – because there are loan assets + the excess reserve? c.) Indicate how the banks balance sheet would be altered if it extended this loan? d.) Suppose that the required reserves were 20 percent. If this were the case, would the bank be in a position to extend any additional loans? Assets__________________Liabilities Vault cash $20,000________checking deposits $200,000 Deposits at Fed 30,000_____Net worth 15,000 Securities 45,000 Loans 120,000 If someone can please help me understand this question, i’d greatly appreciate it! I’m stressing myself out with this and i really need help! thanks!!


Could you explain in layman’s terms what led to Lehman Brothers Holdings’ bankruptcy?


How can i get a credit repot fast ?

need a credit report instantaneously, does not concern a charge, can anny body tell me how?


Can you file bankruptcy against just one creditor?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Auto title loans?

can u get an auto title loan if your still paying off your car?


Is unemployment money considered proof of income.?

I was laid off of work after working w/a company for more than a year. I was approved for unemployment. I guess the main question is can I apply for a car loan and use my unemployment money as verifiable income. Thanks!!


Can you file chapter 13 bankruptcy after you have filed a chapter seven bandruptcy?r=1255877699?


Any free domain registration and web hosting sites?

janet hostingcoupon site is not free,it is asking the user to pay for hosting.


Where can I get to check my credit report?


Do you have to show credit card to pizza hut delivery driver?

No I did not steal someones credit card lol. I am asking because I am home alone without cash and a card of my own and my girlfriend wants to order me dinner with her credit card. so if they come and ask for the card of course i dont have it. there is a pizza place i order from that doesnt card when they get here but im feeling like pizza hut tonight


How to get a personal loan, NOT a payday loan.Bad credit rating due to foreclosure?


Monthly payment on a $3000 car finance?

The car I want is $5000. I want to pay down $2000 and finance the remaining $3000, I’m a college kid with decent credit but my mom is willing to cosign for me and her credit is pretty good…I’m looking for a loan term of 36 months, I have 2 jobs and make about $1000 a month…how much do you think my monthly payments would be with interest?


Can you file bankruptcy against just one creditor?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad check to casino Help!!!?

I wrote two checks to a casino over a year ago now credit collectors of america are calling and threatening to press legal charges can they in illinois? I am a single mother of 4 and I cant afford to go to jail…. Please no negative answers


How to beat car loan interest by making extra payments?


Personal Revolving Loans and Personal Loans?

I’m trying to apply for a personal loan so I can make a residence change. I’ve never had a loan besides a student loan and I have an account with bank of america. I was wondering what the difference between their personal revolving loans and their personal loans were. Also, do I have to have a cosigner and any other information you could provide would be great. Thanks!


What is a good estimate of an APR on a car loan purchased by a teen, and co-signed by someone with fair credit?

I’m a teen needing a car because all of my volunteer, family, and school responsibilities. Hoping to buy a new one (very cheap- Chevy Spark or Nissan Versa) and I understand loans, payments, and APRs. I’ve managed finances in my home for a year and have witnessed 2 harsh bankruptcies. Any numbers help with my plans. Thanks! Also, I may have other resources to co-sign with good credit, if need be.


Is a pre-approved auto loan a gaurentee?

I recieved a letter in the mail from capital one. I was just wondering if it is a gaurenteed thing. I have an appt with the dealer on tues. I dont want to go if its going to be a no go.


Are there any real legitimate Student Loan Consolidation Agencies out there with a real history?

I recently found out that I had a student loan in default with judgment. I thought that this was taken care of in an earlier consolidation agreement and that my last payment was completed back in 2007 for a different loan. It is 2010 and I applied for college. Low and behold there was a very old loan, that apparently for some reason was completely over looked by both the state and the IRS and as I had received my letter stating I was paid in full with no further contact for years, I thought that my loan days where behind me . Regardless, I now have a student loan in default. I contacted ECMC and there sub contractor, Premier Credit to find out what could be done and how this might have happened. I was basically shut down and simply told that it was not there concern and to pay my bill. I completely dislike both companies immensely, however, they said I had no choice but to work with them… and as I wanted to go to College, I orally complied. I decided to make two good faith payments but did not sign there documents. It was only after reading about there reputations, in regards to both Companies and there practices, that I decided it might be better all together to consolidate my loan completely outside of either company and try to finish working with the William D. Ford Direct Loan Program without placing these two companies anywhere in my future program or re-payment. Since then, I have been looking for a real Consolidation Company that has a real history, a real background and something tangible that is not going to cost me $500.00 in up front fees. I know consolidation companies have there fees and I don’t mind that but really need your help in finding an actual real Company. Each of the Establishments I have researched has come up with no background, there BBB pages claiming the official stance and stating, that the most noted sites on the internet for handling such affairs are not an accredited member of the BBB ” – most of these sites I found are coming out of Florida and having no legitimate history… at all. Nothing short of there site and I cannot even confirm or find one legitimate actual real company


How much does a cosigner help in my auto loan?

I have a credit score of 700. My grandma has a credit score of 800+ because she owns her house and she’s never been late… neither have I. Will she cosigning me help me get an auto loan even cheaper? I can get like 10% but I want to go lower. My grandma is retired by the way, so her income is her social security, but she lives comfortably of her 401 and some other retirement funds.


Explain either the advantages/disadvantages of using a database of censored mortgage officials as a preventative method for mortgage fraud.?

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What are the average costs for a chapter 7 bankruptcy in new york?

what are the average costs for a chapter 7 bankurptcy in new york including attorneys fee and court fees?


Any one know what company does auto loans for cars older then 10 years old?

i have a auto loan through capital one for a 1995 toyota. i was wondering if any other company did loans for cars that are older then 10 years old… any one know of any?


If you file for bankruptcy will the housing authority?

If you have filed for bankruptcy, will the housing authority still consider you for an apartment if you are on SSI and they know you have a lot of mental and emotional problems?


After getting denied for an auto loan, how soon can I apply Again?

hubby & I got denied from our credit union (psecu) for an auto loan, and we are now paying some things off our credit now, and credit report used was exper. How soon can I go back to apply with them again?



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Where can i get a free credit report?


Can you file bankruptcy against just one creditor?


Can I order something online with a debit card ?

I want to buy something off the supreme online store but can I use debit card?


My credit score is 9002?

So how do i get it back to normal?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Chapter 7 bankruptcy question?

My brother just filed for chapter 7 bankruptcy (against our advice). The thing he didn’t think about is our mother is the main person on the loan for his car. my brother is the co-person on it. The title is in HIS name. He has 0 percent interest and paid off over $11,000 on the car already. He still owes $10,000 on the car. Will they go after my mother because of his bankruptcy? Thanks


Are there any one time free credit reports without a sign up for more?

Looking for a sight to get our credit report without having to sign up for a package deal.


Is it a felony to default on an auto loan and skip town with the vehicle?

Ok, now I’m having a debate with my room mates, so could you be specific? Where can we find the law that applies to this? Are you a lawyer, or are you just guessing? The only reason I am questioning your answer is that I’ve known someone who stopped paying on a vehicle and no one ever came and got it. He said he even called and told them he couldn’t pay for it anymore. All they did was slam his credit.


買樓既上車係什麼意思???

咁咩叫買左樓又未上車??


If I am filing for chapter 7 bankruptcy and I haven’t done my taxes how will that affect me?

For 2009 they owe me around 500 in total. Will I lose out or get any penalty for filing bankruptcy and having taxes 2 years overdue? ( I haven’t done 2008 yet either) I am in the process of separation so that I can be head of household and get 3000 back but I want to go ahead and do this bankruptcy. Any suggestions?


Where can I find a Loan with such poor credit help somebody help please?


Where can you watch the State of Origin in 3D in Sydney?

I keep hearing State of Origin will be in 3D,but can the average person go somewhere to watch it somewhere in Sydney,e.g at a club or I think i heard a cinema may broadcast it.


Help with Rent in Advance?

The tenancy agreement on my house ends on the first of February, I was given my 2 months notice on the 1st December to say that my tenancy agreement would not be renewed and was also given a section 21(?) notice to vacate the property by 1st Feb. I have managed to find another property, it is being kept for me but I can’t move in until my new landlord has a deposit and first months rent in advance. I am on income support and have managed to get a local bond scheme to sign for the deposit but that still leaves me with the rent in advance. I can’t get a budgeting loan as I have only been on IS since November and its a requirement that you are claiming for 26 weeks before applying. Someone suggested getting a crisis loan for the purpose but after doing some reading on the direct.gov website I’ve been left with the impression that I wouldn’t get one for rent in advance as I am not coming out of prison or care. I am going to ring them tomorrow and try anyway but does anybody know of any charities or schemes that could help me if that fails?


How can I lower my interest rate without refinancing it?

I have bought a used car about two year ago and the interest rate was high. It was actually a trade in for a used car. Now I want to see if I can get a lower interest for my car without refinancing it. If I have to refinance it to get a lower interest, what are the cons?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will my bankruptcy chapter 7 unsecured debt discharge of 09 affect my tax return?


Can you file bankruptcy against just one creditor?


I am in bankruptcy?

I am in a chapter 13 bankruptcy . I want to get out of it. Can I with draw our bankruptcy. I can’t stand my lawyer and I don’t care to be in it . It isn’t what I expected. If not is there any way that I can remove my house and car note from my chapter 13? They are the most important asset that I have that I need to stay and keep no matter what !!! I think about it now I should of have left my house and car out of it and filed a chapter 7 on all the rest… Well c/b thanks in advance….


Where to find credit report?

Where can I go to see my own credit report for free? I do not own a credit card, so I cannot get it from Freecreditreport.com. Is there a government agency or any other place that I can get this for free?


I am declaring a Chapter 13 Bankruptcy. My credit union will not release my car title that I just paid off?

I have found out that the credit union I have worked with for years does cross collateral. Meaning my car that I own ( just paid off over a month ago ) is still owned by my bank due to the fact I have a personal loan. I am going to file a chapter 13… where my debts are paid back with a payment plan. Will they be forced to give me my title back once my court filings are done??


What do you do after you get denied a credit card?

I just applied for my very first credit card. I got denied :(. The reasons were: Credit report shows total available credit on accounts too low. Insufficient amount of credit information is reported on credit bureau report. What does all that mean? Also what do I do now? Getting a secured card does not sound appealing :(. I do not know if this helps, but I am almost 24 and I am employed with a steady cash flow.


How much my credit score would reduce if I stop paying my mortgage?

If I stop paying my mortgage, how much would this affect my credit score?




















































Is it against the law to have more than two payday loans?

Is it against the law to have more than two payday loans?

I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Will I get approved for a 20k loan?

Just got credit from an auto loan back in March 2013 I don’t like my car, it was a last minute thing Now have a credit score of 658 Want to trade my current car in, I am not upside down, i would probably get a surplus of 2,000 for it. Want a car that is 22,000 The reason I want a nice car is because I live at home and go to school. I have no bills and would like to spend this extra cash on a nice car. I make 1400 a month. only bills are car note and insurance Been living at this house for 8 years Been working at this place for almost a year. So would I get approved for a 20k loan?


I really need an auto loan. Can someone help?

I’ve got a repo on my credit so far 2 dealers are asking for at least $2,000 down.I must add what makes this so unfair I only had $800 left to pay on my previous car.I had all 1’s on my credit as well. My grandparents became very sick and became disabled.I had to move and got behind in my payment 2 months.The rep said that they would extend my loan if I send them $50.00 in 48hrs and then called me back the same day and said unfortunately new management is taking over and they are closing all delinquent loans. Consequently, while on the phone with the rep the repo guy was outside towing my car. I am getting a ride to work for the next 2 weeks and trying to save but I don’t have $2,000. Does anyone know of any car dealer in Romeoville, Illinois, Naperville, Aurora, Illinois that will give me an auto loan without money down? Also, I don’t want to buy a car that’s piece of junk either. I will just have more problems, you know? Can someone help please? I thank-you guys in advance for help.


Bad credit auto loan with 2000.00 down?

My mom is trying to get me a car under her name because I have a past reposession thanks to my ex husband. Her credit is not horrible but its pretty bad and we have 2000 to put down. I want a car under 10,000. Is this even possible? I am in Louisiana.


I need to get a payday loan because of an unexpected bill.?

My last paycheck was under 100 dollars. I need someone that will approve me for a loan of $300 dollars. My credit isn’t that great either. Do me a favor and not tell me that I shouldn’t do this. I already know this, but I have no other choices. Please help me if you can.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can one owner of a car that the title reads or” sell or trade it if the other owner is…?”

…going to file bankruptcy soon. My husband is going to buy a new car and is going to trade the car that has both our names on the title as or”. I have hired a lawyer to file bankruptcy for my business. My husband is not filing bankruptcy. Will this be considered fraud or what kind of problems will this cause if he trades this before the bankruptcy is started. When he buys a new car my name will not be on the title. Please let me know what to do. I will try to contact my lawyer next week to answer this but I will be crazy about this before then.”


We filed Ch7 bankruptcy & our attorney never reaffirmed 1 of the loans. Do we have any recourse against her?

The banktruptcy was discharged in June 07, but it really caused us some problems.


What happened to my GM stock????

I am a 17 year old kid so i dont have that much money, but i bought 43 shares of GM about 2 or 3 years ago before the government took it over, and it was turned into this GM liquidation company and my value went wayyy down, and now that this has gone public again i should have made a few thousand dollars, but my stock somehow is not GM anymore??? even tho i bought 43 shares of GM stock 2 years ago…why is mine not worth the 33 dollars or whatever the GM shares are worth now?


Is it against the law to have more than two payday loans?

I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you check your credit score for free?

i amm trying to clean up my credit. so i can buy a house. but i dont know what i owe. collection company stop calling in but i know i still owe some stuffs. but i dont know what excatly . so how do i check that?


Where’s the best place to buy a water heater?

I purchased one at Home Depot one year ago. Just had it serviced (flushed) and was told that this 1 year old GE Water Heater has a broken inner seal. GE tells me it’s Home Depot’s issue. Home Depot tells me it’s GE’s issue. I’m tired of dealing with the both of them.


How do I get a quick payday loan with out a bank account?

I’ve been looking online but i’m afraid of being scammed.


Is the National Debt Relief a scam?

I signed up for more info on their debt settlement site a while back here http://nationaldebtrelief.com and now they keep calling and pressuring me to signup even after I said I was no longer interested. So these high pressure tactics really is starting to make me think they’re a scam.


Are deferred payments on auto loan considerd late?

on a auto loan is a deferred payment considered a late payment and after the maturity date can it be repossed if all the other payments are up to date and the the company that held the loan sold all the auto bussiness to another company


Auto loan WHY so Hard?

I want a loan for 1999 mustang gt, 143 miles, 4,999.00. i am about to turn 20 and a male. Never had an accident. My credit score is in the 730s. ive tried a few companys/banks online and i cant seem to get any online. The dealer has Bad/no credit financing but my dad says the rates will be no good. Any ideas why i cant get a loan. If the dealer has bad credit financing i should be golden with a 730, Right???????


How long do I have to repay a title loan?

I took out a title loan on my Honda last week and I’m not sure I did the right thing. I’m not going to be able to pay it back this week, and probably not next week, or even this month. How long do I have to pay it off? I’m worried.


Where is the best place to buy a credit score?

I asked this question the other day, and no help at all, so Im giving it another shot. I bought a credit watch over at equifax but it only comes with 2 score updates, one when you buy it and another at your choice to see your score. There has to be a place to check your scores for one fixed rate that adjust every time it changes, somewhere you can buy your score for a year right? Help me out.


Is it against the law to have more than two payday loans?

I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I need a urgent £500 same day Loan?

No silly comments please you don’t no my reasons.


Whats involved in filing chapter 7 bankruptcy?


Is there anything that can be done after Chapter 13 has been finalized when you receive a notice of debt?

My mother filed chapter 13 bankruptcy in 2009. My father passed away in 2007 and now 3 years later she has received a $5000 funeral bill. This was not included in her bankruptcy. The funeral director at the time had known us and been friends with my father for several years. He never billed my mother for services and told her not to worry about it. He is now no longer the director and we received the bill today. Not only she is being billed for the services but now there is $2500 additional interest fees. Ok SO what im trying to find out is whether anything can be done as fas as her bankruptcy. Can she go back once its been finalized?


Can you purchase a gun online with a prepaid credit card?


Is there any help for people who have payday loans. Like a company that consolidates them? Or any advice?

Regular debt consolidation companies don’t handle payday loan consolidation b/c it is different from credit card debt. Any advice on paying these back?


Which of the following usually carries the highest interest rates? a. credit cards b. mortgages c. new car loan d. savings accounts?


What causes people to get sick after being in a new country for a while?

I’ve been living in a foreign country for a while and just had a discussion with a fellow expat who seems to have an answer. But I’m not sure it is entirely based on science. This person claims that the reason everyone gets sick here after being here for a while is that we work with kids. Although I would venture that she maybe partially right, I also conjectured that probably the reason why we are getting sick has something to do with the fact that our bodies are experiencing new plants and dusts and the likes that they have not seen before and do not know what to do with. Does someone have research knowledge or know of a place where I can find factual information on this subject?


Battlefield 3: What is the best US and RU Assault Kit setup?

I am fairly new at this game and I was wondering what you guys out there had for your RU Assault Kit and your US Assault Kits. I would like for you to answer the question like this: Primary Weapon (with the attachments): Sidearm: Gadget 1: Gadget 2: Specialization: I am looking for what class works best for you Battlefield 3 gamers out there. Which setup you think is the best. Thanks in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Filing For Bankruptcy?

I have been thinking of filing bankruptcy and need some outside advice (before I go to a lawyer). I’m in my mid-late 50s, have never owned a house or condo and probably never will at this rate. I have 3 credit cards which total to about 11,500. Also, I live in Hawaii (most expensive state), my rent is $1600 monthly. I support one child in college (because she is only taking 2 courses at a time, I pay for the entire tuition in her semesters). I need advice: if filing is a smart” choice right now? I feel like I’m getting no-where fast


Can you trade in a car that’s included in a chapter 13 bankruptcy plan? ?

I’m four years into a 5 year plan. I know the trustee has to approve everything and have already written a letter requesting his approval, and have found a bank that will finance a low mileage used car at a high interest rate. My question really isn’t about the process of obtaining permission and funding for the new car—-it is what happens to the old car, and the debt associated with it? Can my old car be traded in? And if so, where does the money for the trade go—-to the trustee to help pay off the balance??


Free Credit score?

Is it possible to get a free credit score (without being scammed)? .Not just the credit report, but also the score. Thanks


With (really)bad credit, if I put down 50% or 60% can I get a mortgage?

Debts are paid off, but it took a long time. The family is looking for a fresh start in a new state…but it’s a family of 5 plus in-laws…so we need a decent size living space.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a great auto loan rate?

I have great credit, what rate should I expect to get offered?


Is it against the law to have more than two payday loans?

I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?


What is the difference between a personal loan and a payday loan?


Does filing bankruptcy stop a foreclosure?

An individual goes through a divorce and as a result ofthe debts iincured winds up filing bankruptcy. I’m not sure if it’s chapter 7 or 13. But if the bankruptcy is granted does that wipe out the mortgage on the home? I know that property settlement obligations can be discharged when you file bankruptcy but I don’t know if the mortgage on a home is a property settlement obligation.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How much credit history is enough for auto loan?

Today my husband and I were denied an auto loan due to limited credit history. We’ve had a credit card with the credit union we applied with for 9 or 10 months now for the purpose of building credit. At what point do they decide you have enough of a credit history to be considered loan-worthy?


How do i get an online credit report without a credit card?


What forms do i need for filing a ch. 7 bankruptcy?

i have the web address, but there’s so much crap on there, so if you could help me, that would be great. http://www.paeb.uscourts.gov/pages/clerk/bankruptcy_forms.htm#local_forms please be specific and tell me which ones i need.. please!!


How often should I check my credit report?

How often should I check my credit report?


I need absolutely free death records/obituaries, no credit-card required?

I am looking for the obituary of my aunt online for a research paper but it’s from 2004 and I can’t find a website that will allow me to look at the obituary or death record for free without having to give a credit-card number (I don’t have a credit card!). What should I do? Any website suggestions? Thanks!


Hey someone please answer this i dont care if you guess.. .just answer if you are like in 10th grade or higher?

. What does leasing a car involve? (Points: 2) Purchasing a car from a car dealer rather than from the previous owner Using a loan to buy the right to use a car only on specific days of the week Paying off the car loan over a period of time that’s longer than the car is owned Renting the car for a specific period of time and paying for its depreciation 2. When can a bank repossess someone’s car? (Points: 2) When the owner buys a used car When the owner gets into an accident When the owner cancels the insurance When the owner defaults on the loan payments 3. Which of these makes a student loan different from other types of loans? (Points: 2) Students don’t have to provide any collateral to get a student loan. Student loans are sponsored and guaranteed by the government. The principal on a student loan is paid off before the interest is applied. The payments on a student loan can’t be shown on an amortization table. 4. Which of these describes how a five/one ARM mortgage works? (Points: 2) The monthly payment is one-fifth of the total purchase price of the house. The interest rate is fixed for five years and then changes every year afterward. The interest rate charged on the mortgage is five times the normal interest rate. The annual fees on the mortgage are only charged during the first five years of the loan. 5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage? (Points: 2) Government mortgages are easier to get approved than conventional mortgages. Government mortgages allow home buyers to spend more money on their house. Government mortgages charge lower interest rates than conventional mortgages. Government mortgages prevent the government from taking the property for public use. 6. What is one advantage of using a credit card to make purchases? (Points: 2) You earn interest on your purchases. You can buy something now and pay for it later. You automatically improve your credit history. You get instant access to your checking account. 7. Match each of the fees below with the situations where a credit card customer would get charged. (Points: 2) Matching: Answer Potential Matches: : Annual fee 1: The credit card company requires a yearly payment for the right to use the card. 2: You use a new credit card to pay off the $1,000 balance on another credit card. 3: You pay your minimum payment one week after the due date. 4: You withdraw $500 from an ATM using your credit card. : Balance transfer fee : Cash advance fee : Late payment fee 8. Why is it important for people to maintain a good credit history? (Points: 2) So that the IRS won’t investigate them for tax fraud So that it’s easier to list the expenses on their personal budget So that they know all of the fees associated with their credit cards So that they have an easier time getting loans and credit cards 9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month? (Points: 2) No fees for cash advances A high balance transfer limit A low annual percentage rate An annual fee that can be waived 10. Match each of the credit card terms with its definition. (Points: 2) Matching: Answer Potential Matches: : Annual percentage rate 1: Number of days to run a balance before fees or interest are charged. 2: A listing of a person’s financial information and history 3: A credit card with money in a savings account to act as collateral. 4: The amount of interest paid on unpaid balances. : Grace period : Secured card : Credit report


What credit card starts with 5405?


Is there Debt Consolidation company that handles Payday loans and other debts?

Here’s what I have: $1000 payday loan debt $2000 debt to college $567 credit card debt Yeah, I’m not too proud of all that, but is there a debt consolidation company which can handle all of these categories of debt? I’ve only been able to find ones which handle only one type but not all three.


Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I fix my credit report?

How do I fix my credit report, and what mater the must plz help


Is it against the law to have more than two payday loans?

I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?


What is, ‘Annivasary Date of a Mortgage’?


It is said that the world is in a state of bankruptcy, that the world owes the world more than the world can p?

What does this quote mean?


CreditReport.com is a scam?

They say on their website you will get your free credit report and if you cancel your card withing 7 days then they won’t charge it. First of all, after I gave them my card information, and logged in their site, the free credit report was not available at all, I had to pay, so I called to cancel and the lady said that it will be useful for me to spend the $29.00 to get my credit report and I told her, no, thank you, please cancel me, after about five minutes with her on the phone, she wouldn’t want to cancel me, and finally she told me she canceled me. Tonite, all of a sudden, I get charged $12 by them, and this upset me a lot. I got an email, and when I try to call them, to ask them why they are charging me they’re closed. They are a scam, please stay away from them. I got my credit score for free from all three credit agencies from another complany called Free Score. If I would have known they are a scam I wouldn’t have given them my card number. Now I will have to cancel my card completely, I don’t trust them at all. Ana


Does anyone know a low rate payday loan service?

I’m looking to take out a payday loan for Christmas but I don’t want to pay out of the butt- Please let me know of any company that you have used not just one that you searched. Thanks


I have bad credit and i need a loan for security deposit on a house can any body give me numbers i can call?

it would be very helpful




















































Best identity protection against fraud?

Best identity protection against fraud?

what is the best in protection ive heard of life lock and others but not sure which actually works?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Bankruptcy cancelation?

Can the bankruptcy trustee request that my sisters bankruptcy case be dismissed if she can not supply information such as tax documents from her former boyfriend. Btw…I have posted a related question on here but never received a clear answer. Basically, sister lived with her childrens father which would be her boyfriend.He claimed the kids for 2010 tax year, because he had the larger income for the year. and now trustee wants his tax records eventhough he has nothing to do with her bankruptcy case. Even though they have children they were never married and do not have anything personal property together. If she cant provide the records will the trustee dismiss the case? Thanks!


Free credit score/report?

Thanks for your help everyone…but I wanted my credit score too.


Bankruptcy and divorce?

I am filing for divorce and up for mediation.I filed bankruptcy before I was married. I am about 2 years into my Chapter 13, and I would like to know if all of the things in the house that I paid for with my credit cards (that I filed bankruptcy for) are able to be up for grabs during the mediation, or do I need my trustee’s permission? Are thy able to be taken by my wife in mediation? Any help would be great.


Credit score of 737? I want to buy a used car?

oh man i meant $25 a week!!…and my min payment IS $5 the balance is $817

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I need a loan shark or money lender in the uk no upfront fee?

i need a loan shark or money lender that i do not have to pay no hidden cost or charges at all please only contacted me if u can help or dont bother i need £9000 over 8 year im not fussed on the interest just cant pay a fee till i have the loan thanks adammorrell75@yahoo.com


If I want to file Chapter 7 bankruptcy myself….?

I’ve decieded to file Chapter 7 bankruptcy without a lawyer. I’ve heard that hiring a parallegal to help fill out the paperwork would be cheaper and a good idea. Does anyone know how to access the paperwork needed to file?


How do auto loans work? Buying from car from Craigslist.?

I just got approved for an auto loan so I could buy a car from a private seller on Craigslist. One of the conditions stated that the car couldn’t exceed the Kelley Blue Book price. I was looking to get a car with a rebuilt/swapped engine that has very low miles on it. I was wondering if the Kelley Blue Book price had to be done using the total miles on the car itself or if it could be done using the mileage on the new engine.


Best identity protection against fraud?

what is the best in protection ive heard of life lock and others but not sure which actually works?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I have a credit score of 570=experian,519=transunion525… and want to buy a house in Texas for 86k?

I have a real good job and I can afford to buy a home but dont know where to start? I have two credit cards that i still owe 5,000 each and dont want to pay them off ,what should i do? i stopped paying them about more than one year ago and they have gone off to collectors, I tried settle my debt but dont know if it could bring my score up. I would rather pay that money as down payment or something else.


Can you use an auto loan as a down payment?

So I was wondering if I’m able to use a loan as a down payment at a dealership. So the car cost around $16k and with the loan and some of my money I can come with around 8-10k.(money down) I’m I able to do that?


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


What is the best Credit Card in Singapore and why?

Looking for the best credit card in Singapore. Which is the best? What is your criteria? What should one look? Fyi, I’m a young adult. Thanks for sharing your views!


I missed my credit card payment by 1 day..what happens?

my credit card payment came in about 1 day after the due date..and it was the whole balance i paid off.will i be reported negatvley?


What credit card can I apply for a credit card with low credit? I don’t have bad credit.?


Can I get a home loan?

Is it possible to get a small home loan with 589 credit score if you have good income. we have nothing negative on our report I don’t understand why the score is so low!!!


What happens if you do not cash a student aid stipend check?

Is my total loan reduced by the amount of the unused/uncashed stipend check?


Best identity protection against fraud?

what is the best in protection ive heard of life lock and others but not sure which actually works?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How to improve my credit rating?

I have been rejected from o2 and orange for sim only contract, I dont know why they r rejecting me for just sim not eveen for phone?? Do any one know how to improve my credit rating


Sisters Payday loans?

My Sister in over her head with payday loans, I am trying to figure out a way to help her, can anyone tell me how they have delt with payday loan companies?


Me and my husband are separated. Can I file bankruptcy without using his income?


What Banks use Transunion for Credit score?

for Auto Loans


How long does it take for an online payment to go through?


Chapter 7 bankruptcy…?

Ok so my family might be getting a chapter 7 bankruptcy and I hear sheriffs might come into my house (we’re renting out a townhouse) and take things. Now what exactly could they take? Is it just the valuable stuff (like TVs & computers etc.) ? Or could they take things like DVDs, CDs, books, clothes? Thanks.


If I owe 1400 dollars to NCO financial and they offer 900 to settle should I take the settlement?

or should I try to negotiate lower? I dont have the money to pay the balance in full so should I try to get the debt as low as possible. The debt is with NCO financial, does anybody know what they can settle for. It has been in for almost 2 1/2 years. Please help thanks


Debt collection from 7 year old account?

I received a letter in the mail today about an attempt to collect a debt for a phone service that I don’t remember having. I was in the military at the time and by virtue of that have always been diligent in providing a forwarding address. I know I can’t remember every single account from back then, but I am pretty sure I did not have this one. In addition, why would this be sent now?? Is there a way to deal with this? I called the debt collection company and they said they’re only job is to collect the debt. I tried to call the original company but their closed now, and I really am too frustrated to even speak to another phone rep again. Help Please!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Building & renting at same time – how does your loan work?

I mean if you have a mortgage to buy land & build but while your building you have to rent how does the loan work – do you still make full repayments on the total of the loan or can it be adjusted so while your renting the repayments are not so high & once you move into your fully built house then the repayments go up to normal???? Hope that makes sense but i cant work out how some people can afford to build & still pay rent to live!


Why might a lender be willing to charge you a lower interest rate if you agree to pay off your loan quickly?

This is an assignment, so i need a politically correct” answer”


Is there any long term loans out there for people with bad credit?


Where can i cash a money order because i don’t have a bank account?

I bought it from a gas station and can’t cash it there



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What types of information would bankers want about a business before extending a loan?


Best identity protection against fraud?

what is the best in protection ive heard of life lock and others but not sure which actually works?


Auto loan, good credit with cosigner who has no credit.?

Hello, I am in a bit of a problem. My credit score is at a 714, last checked today. I am going to go apply for an auto loan from bank of america tomorrow and my best friend who i am getting the car with is willing to cosign with me. She unfortunately has no credit. I get paid about 1200-1500 a month and she gets paid the same. The car we are getting is a used car at the dealership for 8k. I was going to get a loan for just that much or try for 8.5k-9k. Is it possible for me to have her cosign with me when she has no credit?


How can i get cash from the military star card? ?

Its the normal gold one… not the Visa one.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you restore bad credit?


Where can I get a free credit report online?

I need to get a free credit report and was wondering what the best website for that is.


How can i make my credit go back up?

actually this isnt for me its for a family member. but hypothetically. i had great credit, infact enough to finance a house for a little over 200g. i had a brand new 07 nissan altima, made all payments on time until may of this year when i moved to help family & got myself into a financial bind. i was unable to pay my car payment since may, surrendered it last week. how long will it take me to rebuild my credit? my credit score is currently a 444. [i know its bad]. i have a job now & am working to pay off my debt. i really want to purchase a house in about 2 years, & a new car asap. any advise? real answers please.


Auto loans that extend out to 8 years?

Does anybody know of a bank, credit union, etc. that offers an 8 year used auto loan? We have excellent credit.


Annual interest rate on credit card?

My annual interest rate” is 19.8%. I owe $150 on my credit card. On my monthly statement


Where do I go to get a free online credit SCORE if I already heave my credit report?

I want to find out what my score is for free without using a credit card.


What is the best best online cash advance?

What company has a safe and easy cash advance or payday loan that can be received and processed online.


Owed wages from my employer for over a month?

I’m a waitress at a pub/restaurant and work part time, I’m also a full time student. I’m paid weekly – the restaurant is part of Green King. Around 5 weeks ago I spoke to a manager about my pay for that week as I was underpaid by 6 hours (£29.88, I’m 18 and on minimum wage). He kept forgetting about it and I kept having to ask him and remind him about it. Then one night I watched him put the hours on the system for me, but I didn’t get them on payday – another manager must have taken them off again. I keep asking and it’s just getting ridiculous now, I’m a student without a loan, this is my only income and I could really use the money I’ve worked for. What can I do? Should I be paid interest on the amount for it being paid to me so late? Any advice will be greatly appreciated! Thanks


Do you pay your personnel loan using a declining balance method or fixed monthly interest rate method?

An example of fixed monthly is that if you take a $10000 loan over two years at 6% interest, the bank tells you that your annual interest is $600, so you pay $50 every month plus the principal payment which is 416.6 (10000/24). this is of course is more costly than the declining balance. Can i sue my bank over this?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is there a website i can go to to check if under my name apears bad checks i wrote out?

i think i wrote a few when i was younger to dominos pizza and a another stores. i got letters but never responded this was like 5 years ago.. where do i check if i still owe? i want to pay everything now.


Best identity protection against fraud?

what is the best in protection ive heard of life lock and others but not sure which actually works?


Where is the best place to go to get a grant to remodel your house.?

My wife and I need to remodel our house to help with the energy bills and we need to rewire the house so we do not wake up in a fire. The house was grandfathered in so the house has a fuse box instead of a breaker box.


How or can I obtain a debt consolidation loan?

I have a large amount of credit card debt and very little in the way of security for a consolidation loan. I have spoken to a few lenders, one told me my best option was to go bankrupt, but I did not think this was wise because I’m comfortably paying the minimum amount every month, I’m just finding it hard to make serious inroads. The other offered me a loan that would mean I would be paying more to service that loan (per month) than if I did nothing and just payed all of my credit cards separately each month – so I did not see how this would help me and thought it was pretty stupid. Apart from asking the banks to lower my interest rate, what other options do I have, if any? Thanks


I need a internet bank account for a payday loan who issues account today?


What are the minimum credit score requirements for Visa, Mastercard & American Express Gold or Platinum cards?

I know there are other factors (like income) that go into being approved. but i’m curious..As far as I know the companies never release that info. I already have a Mastercard and good credit but I was thinking about an AMEX…any insiders out there that can tell me what the minimum credit scores for each are??


Have you heard of Vanquis Loan?

I want a loan for £1000 but I have a poor credit rating, I came across Vanquis loans, Borrow £1000 and pay it back at £99 a month, The website gets you to sign a credit agreement but then It says they will tell you if you have been sucessful within ten days, Why would you sign an agreement before you have been approved? Please could you look at their website and let me know what you think? https://www.vanquis.co.uk/loans/?ref=GO_AT&aff=Loans_Broad_1000_loan&gclid=CNv6ne-n7KUCFc0f4QodUHUFng




















































How can i find out if i have any ccj against me?

How can i find out if i have any ccj against me?

if i search for it all i can find is poeple who will lend me money and i dont want to borrow i just want to no if i got bad credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Need $5300 to keep our car asap. Don’t seem to qualify for any bad credit loans.?

To Taxpayer: Husband can and is willing to work. He is not lazy. Has not found anyone willing to hire him. Can not do job he used to as he has a bad back and hip. Another reason he can’t find work is because of his age and most require computer knowledge and he doesn’t have any. I found your answer to not be of any help at all. Could have just left it off.


Tax return after bankruptcy?

Hearing was in February 2010 and received notice of discharge in Apirl 2010. Entire 2009 refund was paid to trustee.


Credit Question. Something that went in collection in 04 would it show on my credit now? What can i do?

I had a $190.00 bill go into collections from a phone company in 2004. Recently i recieved a letter insisting on payment. I can’t seem to find that letter now. Would this be on my credit report? I would have otherwise REALLY good credit without this issue on there. How bad would it affect my credit score? Also, any suggestions on making this collections issue go away and have it not go onto my credit report? Any suggestions, help would be appreciated.. Please don’t waste my time with answers like just pay it” or “shoulda paid it” I already know the obvious! 🙂 Thanks!”


How can i check my credit rating? (australia)?

apparently i have a bad credit rating, but i have no idea why. i am squeeky clean and have allways paid all my bills, to my knowledge, how can i find out what my black mark is?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I want to buy a house but I have bad credit.?

I am a 25 year old female and I want to get out of my parents home, I dont want to waste money on rent but I have bad credit, how can I go about buying a house with Bad credit.


What kind of credit score do I need to qualify for a mortgage? Right now I have a 572-Experian.?


I was wondering if it would be difficult for me to get a auto loan for around 10-12k on a scion tc ?

Im 19, have a 700 credit score and can put about 1500-2000 down. Will I have a eaiser time going through a bank, credit union or just go to a dealer? I know the banks are rough now and just wondering what to do. Ill probably wait till may to buy it but i’m just getting info now


How can i find out if i have any ccj against me?

if i search for it all i can find is poeple who will lend me money and i dont want to borrow i just want to no if i got bad credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What banks offer free prepaid credit cards for online transactions?


Will I owe taxes on debt that was discharged by chapter 7 bankruptcy including mortgage debt?

Will the mortgage holder send a 1099 for the difference on what we owe and what they are able to sell the house? Will we owe taxes on that difference? Is there a forgiveness program for the taxes owed, if indeed we would owe the taxes?


How do i know when someone on messenger is online?


Best way to consolidate payday loans and cash store loans?

want to debt consolidate all my payday and cash store loans in one monthly payment


What’s the best way to pay off credit cards?


Is there anywhere on the web that I can get an auto loan with negative credit?

I don’t have really bad credit, just a reposession and a few unpaid bills.


Can your parent get a parent plus loan if they have a credit score of 560?

they have a couple of accounts under collections and with late payments but no bankruptcy. your help will be greatly appreciated


Can I/ Shoud I/ How would I file for a bankruptcy?

I am a 22 yr old, 4th year university student with like 7 thousand dollars in credit card debt. I have part time job, that pays for my rent and car insurance, and some food. I get my tuition form my parents. But since this is my last semester I wont get any more tuition form them. I am really stressed up right now. Can I file for bankruptcy? What is the procedure.


How can i find out if i have any ccj against me?

if i search for it all i can find is poeple who will lend me money and i dont want to borrow i just want to no if i got bad credit

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Credit Report Problems!!!!?

Ok My boyfriend got his credit report and their were 4 items listed as needing to be paid. he paid all 3 but when we got to the last one they couldn’t locate the debt with his social… they pulled up his name and found the debt but his social doesnt match… How do we find out if this debt is really his??? Its old debt and he doesn’t even remember if its accurate or not… Do I need to send in a dispute letter???


Is tate and kirlin a reputable company?

they are debt collectors. they are claiming to give me a settlement of 10% of my original credit card debt. will this actually settle my debt or will they take the money and in 6 months i will be receiving more phone calls? any comments? thank you.


Who is the best mortgage broker company in california to work for that is http://www.labbb.org ranked??

best mortgage broker company in california to work for as a career that is ranked AAA in the online better business bureau. (http://www.labbb.org/BBBWeb/Forms/General/Home.aspx)


Where is the best place to get a personal loan?

I’m looking to get surgery down in South America but I want to get a personal Loan to get the surgery pay. Any suggestions? ps: I have great credit!


Is capital one a good credit card?

Currently I have a JcPenney credit card that I opened up about 1 1/2 years ago (to start building my credit). About 6 months back I tried to apply for a Sears’s master card and they had denied me. About 4 months ago JcPenney raised my credit limit from $800 to $1000 (which I did not request, they did this on their own). I am very good on my credit card payments (majority of the time I pay three times the minimum payment each month if I made a huge purchase that I need to pay off, and sometimes I will make a purchase on the card in the store and turn right around to pay that purchase off to get those promotions on sales days) I usually never just make a minimum payment UNLESS something major came up one month like a huge car repair. I just received yet again another credit card offer from Capital One, but I also noticed that it has a better APR offer than what I usually get from them. I also want to make note that my mom recently put me as an authorized user on her credit card just in case she ever needs me to use it for her. I was thinking of maybe trying to see if I qualified for this capital one card, but I am worried if this card that my mom put me as an authorized user on would show up as if I already have two cards in my name. I do not want to have anymore cards in my name other than the JcPenney card and another general credit card. I want to make note I will never use the card my mom authorized me to use unless she tells me to use it. So should I not apply for this card? Sorry for the long post!


Filing a chapter 7 bankruptcy, we don’t have any property?

What happens if you file a chapter 7 bankruptcy and you don’t own any real property? No house, no valuable property, everything owned is the standard practical household stuff and the vehicle is financed. Is it possible to keep the vehicle? Can we still file without any property to liquidate? We’re keeping our heads above water but can’t begin to touch our debts no matter how hard we try.


Is it true checking my credit report can lower my credit score?

Is any of that true? Can just having a my credit report and checking it often affect my score? can any thing I do except pay my bills affect it in a positive or negitive way? I worry about checking it and don’t fully understand how it works and what its for… any more info further enplaning credit reports would be welcome! (Why there are 3, what’s the difference between them for example)


What is a mortgage? how long does a mortgage take to payoff in the UK?

What is a mortgage? How long is a typical mortgage? Identify the different types of mortgage on offer in the United Kingdom? If you cannot keep up with mortgage repayments what can happen?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is that annoying kid who sings on the FreeCreditReport.com commercials Christian or atheist?


Calling about auto loan before applying?

Is it a good idea? What should I expect? My situation… 2 full time jobs: -at first one since Dec. 2010 (but in the same field since early 2008) -at second job only a couple weeks With having the second job, there is at minimum $1,500 new discretionary income added every month. No problem at all to pay on an auto loan. -have a ton of school debt, but no late payments on record -have medical collections from a couple years ago (accident wasn’t my fault, lousy hospital treatment that I didn’t seek…I’ll keep my cash)


Im getting a car from my parents which has a pinkslip their name, if I change it to my name, does the insurance company have to be notified?


If you earn 75,000 a year is there ways to afford a 500,000 dollar home?

hi i am young almost 21, but i am just curious if you play your financial cards right” so to speak..are there ways you can afford a 500



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How do I sell a car with a lien holder through ebay?

I would like to sell my car in a national auction on ebay. My car has a lien with VW credit. What process should I follow to sell this car, get the finance company paid and transfer the title to the new owner? Since everything is done online how can confidence and trust issues or problems be avoided? Thanks,


How can i find out if i have any ccj against me?

if i search for it all i can find is poeple who will lend me money and i dont want to borrow i just want to no if i got bad credit


Easiest and secure site to receive payday loan over night?


Can someone explain to me how do banks make money by selling their clients mortgages to other banks?

Please put it in lamens terms for me!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Kohls charge card good for building credit?

Today I got a kohls charge card and was approved for a $300 limit which I know is low, I also saw cap one is the issuer. I have seen many people on here say they hated cap one for not showing your credit limit. does the credit limit issue affect building credit with this card? this is my only charge card and plan to pay it in full monthly and I may cancel it if this does nothing for my credit score


How to make a complaint against a loan company?

A while ago, I applied for a payday loan with a company in town. In the past three months, I had a few over drafts in my bank account. But in the bank statements you can see it was paid immediately. And I had my paychecks automatically deposited in my account. the girl that was doing my application kept asking me questions like, does it bother me that I get over drafts; why do I get over drafts; she feels bad when she gets over drafts; why do I not seem upset that I get over drafts. She crossed the line. I got the loan, but I spoke to her boss and she apologized. I was in an auto accident so I go to a chiropractor almost every day at that point. I called on my pay day and told tiffany, the rude girl, to run my check through cause I did not want to miss my appointment; I also asked if I could come in the next day. She said I had to come in today. I told her to just run the check. She said she can’t. I asked why. She said they only get the checks just to hold but they can’t run them. I argued on the phone with them for 30 minutes till they decided to run the check, which went through of course! Ever since then, they keep calling me begging me to come get another loan. For the past four months I have told them to never call me again. They keep calling. I have phone records. What can I do? i am in louisiana. i looked on the state site but i have no guidance from it.


Germany was bankrupt after WW1; Why don’t the Greeks adopt the same strategy?

Germany was the poorest country in Europe, and once Hitler and German Socialist party took charge the first thing they did is throw out German J private Central Bank and Germans for the first time started printing its own Marks. International bankers placed an embargo for defaulting and printing its own money: Greece is in a similar situation as Germany in 1933 http://wakeupfromyourslumber.com/node/6720


Pregnant & Bankrupt! Need some Bankruptcy Advice.?

I really need some advice. I’m getting some very nasty phone calls from collection agencies & it’s really stressing me out. I did some math today & I have 14 maxxed out credit cards equalling over $25,000 in debt. I know that is completely monstrous & that I was very irresponsible. I’m really not sure what I was thinking, but I know I have got to take some action. I want to file for bankruptcy, but obviously I can’t afford a lawyer. I know that a person can file pro se, but I tried to fill out the paperwork & can’t understand hardly any of it. I’m at my wit’s end about this now. The only income I have is my $200 a month for child support (of which there isn’t enough left over to make a difference on my debt). Gabe’s checks barely cover our utilities & groceries, so he’s unable to help out either. All of our bills get paid except my credit cards & store accounts. I just don’t know what to do! Please offer any advice you can. Thanks. Sidenote: I’m 39 weeks pregnant (& can’t work).


Capital One Auto Loan Question.?

Hi all! I just applied for a capital one auto loan blank check, they sent me two emails. One saying they recieved my application, and the other saying they’ve recieved it and would like to ask me a few questions. I’m 21 years old and I have a 685 fico credit score. I applied 2 months ago and the second email said I was declined. You guys have any idea what they might want to ask me? and what this second email could mean? I plan on calling them first thing tommorow morning as they are closed now. But I really need advice asap… Here’s the exact message. We’ve received your Capital One Auto Finance® loan application. We are currently reviewing your information and would like to ask you a few questions. Please call us during our business hours at your earliest convenience. ” Thanks for any help!!”


A loan from the cash value of your life insurance policy would be characterized by?

A loan from the cash value of your life insurance policy would be characterized by a. increased death benefits to beneficiaries b. increased premiums c. unchanged death benefits available to beneficiaries d. no specific repayment date e. annual percentage rates higher than other sources


I need a 500 dollar loan….?

OK so i need a 500 dollar loan in less than 8days i need to pay two fines of 250 dollars each of course i might not have to pay the 500 in 8days if i get an extension but, the point is if i dnt get an extension then i am going to have a loan for sure and i DNt have a Job right now and even if i did have one i wouldnt be able to pay 500 in 10 days nor could i find a job that pays 500 a week in less than 10 days so please some one help me i need to have 500 dollars by 6-29-09 and its 6-22-09 alreadyy help mee i cant ask my parents for money thats for sure cuz they dnt know i got a fine n its my first one so i dnt [lan on telling them


Where do I get my annual free credit report?

It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.


Will i get approved for the loan?

i need an auto loan but i havent had luck thus far i was wondering if decreasing the amount to about 5,000 dollars would make a bank more likely to approve me?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


This loan is killing us can anyone help?

my husband took out a loan two years” ago for 2000.00 from this loan place call CASH CALL he got the number off t.v. from gary colman! anyways he took the loan out for christmas so he could give me and our four kids a good christmas well he has been paying $200 on this loan every month for two years so i asked him when will he be finished paying this loan and he said when he gets the two thousand to pay them off because he has just been paying the interest on it which is 200 a month! my god i know he made a big mistake but is there anyway to fix this he has already payed these people $4


How can i find out if i have any ccj against me?

if i search for it all i can find is poeple who will lend me money and i dont want to borrow i just want to no if i got bad credit


Wheel of Fortune bankrupt records?

I may have seen an SNL skit with this as the punchline.


How do I calculate the annual rate of change (percent change)?

For example, what is the annual rate of change for for the following data set: 54.0, 59.1, 62.7, 65.2, 67.7, 69.7, 71.2, 73.2, 75.7, 78.6, 81.6? Represents years 1970-1980.


How often should I use a credit card to keep it active”?”

I’m several years into the process of repairing my credit after stupid youth + a divorce, and I have a few old cards that have insultingly high APRs. The companies refuse to negotiate (even though my credit score is more than 200 points higher these days – getting close to 700), but I don’t want to close them for fear of losing too much credit history (my next oldest cards are years newer). Is it enough to put, say, $5 on each once every 3 months (and then pay that off immediately)? Once every 6 months? Less? More? What is the best strategy for old cards you don’t want to use anymore but can’t close?


Is a 761 credit score considered average or good (experian)?

well i AM a college student so i do have my student loans on record as well but as for credit cards and whatnot, i always pay them in full monthly and ive had balances up to half of my credit limits before and paid them all in full as well. i have a 6k limit on my american express card, 3k limit on my visa, 1k limit on my discover and mastercard.


Bankruptcy and student loans?

Hi, This past year I applied for and received a bankruptcy discharge for medical and credit card bills. I have student loans (both federal and private) in excess of 100,000. My bankruptcy attorney said that my loans were not dischargeable. However I did read that some student loans can be dischargeable if it would cause an undue hardship. Given that my monthly payments will be in excess of 1000 and I have a job that only pays 39,000 yearly, and am already having trouble paying the loans, could this be considered undue hardship, or is the law so strict that I pretty much have no hope? Thank you