Payday lenders getting on my nerves….?

Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

I need to refinance my auto loan. the interest rate is just kicking my butt, I have the worst credit score.?


Is ATM card the same to Cradit card? Can I use my SBI ATM card for online shopping? How?

I want to apply for pan card online. For this I have to pay Rs 70. I have SBI Atm card. How can i use it?


Auto insurance on 2010 dodge challenger?

I have been looking at a dodge challenger and did the paper work on it and everything was approved, and my mom says if the insurance is too high I can’t get it… It’s gonna be in her name and she’s 57, do u think the insurance will be high??? And we live in a very small town


Can’t Pay Back a Cash Store Loan – Can I Get in Trouble?

Okay, here’s the issue. I’m on ODSP and am going to school. I ended up short on money so I borrowed several hundreds from a cash advance store thinking my student loan was going to come in and then I’d be able to cover it. Well, my student loan got denied. Now I can’t pay the cash loan store back because if I use my ODSP I’ll be short on bills/rent. How much trouble can I get in with these cash loan chain-stores?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Where do I get an actual free” credit report?”

How do i get a real free credit report. A lot of companys offer a free credit report, but you have to sign up for their credit monitoring service. is this not false advertising


Where can I get a $5k auto loan?

Most of the banks and credit unions online wont accept a loan request less than $7500-8000. But I only want $4500-5000. Are there any banks that will loan me less? I am eighteen buying a car, i have two jobs and make about $1500 a month


How do you become an auto loan broker or agent?

I am trying to find out information on how to become an auto loan broker. I would like to find out what are the pro’s and con’s of the business, and how do you go about getting, licensed or certified in New York. The New York info is not critical but if anyone has any insights that would be great. Any help would be greatly appreciated!!


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Transunion credit dispute?

If I disputing something on my Transunion credit report and they had the problem fixed/removed, will I have to dispute the same problem for each credit bureau?


What would be the monthly mortgage for a $450000 house?

with none down, veterans loan, and how bout $250000 house??


Is a 682 credit score, good enough to get a home loan?

Only debt that the wife has is student loan debt before we were married. Which from what I know any debt from medical or student loans before you are married, they cant garnish my checks, but when I file for taxes at the end of the year I need to file for Injured spouse so they won’t take my return when we file jointly.


Difference between Cap rate and yield?

Hi, I have a presentation tomorrow in a real estate course at uni which I would like to touch on the difference between cap rate and yield, when I look at the formulas, they both seem to give the same output, cap rate= NOI/Value, yield=( net monthly rental income * 12 / Purchase price ) * 100 is it that you deduct expenses to obtain NOI where as you simply take rental income to calculate yield? correct me if I am wrong. Thanks alot Update : Also could you please tell me why I’ve heard people say that you can find out the cap rate of your area from your real estate agent? isn’t that a case by case basis for each house or they are wrong? thanks again


Where can I get a free credit report online?


I am 28 with no job in bankruptcy living with my parents with sever depression?

I been in a state of mind where I just beat myself up don’t really have no interest in anything. I try to push myself to do the simplest task but have no will to better myself. I smoked weed everyday for 10 years and recently quit cold turkey only to relapse and it just make me lethargic and more stuck” then before. I quit my job after I was discipline for making a mistake for something I was never taught to do. I just never ended going back.It was just a part time job with UPS but I know I always did all I was able to do compared to some of my other co-workers that just like to slack off and was just ridiculed for it. I can’t find one now. I have anxiety going outside of the house have no insurance so its not like I can seek help. Have not been suicidal but thought is there every day I wake up.I sleep till or past 12pm. I just don’t want to face the day anymore. I lost int rest in everything I used to enjoy. My libido is dead what there to live for? HELP!”


What is a good starter credit card?

I wanted to start building up my credit, but I have no idea what the best cards are. I’d want one with a very low interest rate though. Thanks in advance!


Unsecured Bad Credit Loan?

Where and how can I get approved for a unsecured bad credit loan?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


My husband and I filed for chapter 7 bankruptcy 6 weeks ago.?

My husband and I filed for chapter 7 bankruptcy 6 weeks ago due to a wage garnishment and other reasons. Our lawyer told us because of the timing and amount garnished we would get all of the garnished money back. The automatic stay has been in place for 4-5 weeks. My question is when or how long does it take before you receive that money back?


Should I join this webcam site even though it’s asking for my credit card?

There’s this adult cam site I like (camhub) and I really would like to join. However its asking for my credit card. It does state it will never charge me. Does it make sense to join or not?


What is the difference between chapter 7 and chapter 13 bankruptcy?


How long does it take a credit card company to sue us after we quit making payments ?

we are planning on paying them off but at this rate it will never happen .so we want to stop paying minimum payment and save that money for 6 months to a year and pay them off in 1 lump sum . the question is how long will it take for them to sue us in the meantime


Is it safe to buy from walmart online via visa card?

I want to buy something online from walmart using my Visa. I checked sent to store. Then in billing options, I was going to say bill me later” so I could pay for it in person at the walmart I’m sending it to. Can I do that or is it not safe to try? I have never bought anything online before and I don’t know if it’s safe or not.”


Is 7.95% interest rate too high for an used car loan?

The car loan is $11,500, my credit score is 624. What other charges should I be aware of beside the amount of the loan? like taxes, etc,etc… Is a $234 payment too high or is it fair? should I ask for a lower payments? What other main thing should I look after when buying used? Everyone’s opinion will be highly appreciated, thank you all.


Car loan problem repossession?

They never granted me the deferment, and because of bankruptcy law(?they say) they could not send me a letter saying I did not get the deferment, so I had no idea that it was just being counted as not paying, until the repo man showed up. My car payment is only $250/month, and considering upkeep on older cars, I would rather just pay this one off. There was a family crisis that prevented me paying at the time. I even told them I could do lump sum payments. The point is without a letter stating if I pay the $750 in back payments, I have no leverage if they don’t give me my car back, but I can’t figure out how to get them to send me one, or maybe I should blindly trust them, but I think it’s a very bad idea.


Looking for PROS & CONS of buying a Manufactured or Modular home.?

I’m in California where we all know the cost of homes is outragious. This is another avenue I’m considering. I’ve seen a few models so far and they look good. I hear that just like with cars, brands differ in quality. Has anyone had any experience with this type of home? I realize the land will have to be purchased before buying or tear down a previous house. Also, do they appreciate or depreciate in resale value?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does paying tips by credit card work?

I ate at a restaurant and paid by credit card. I got the receipt and wrote the tip and total down and signed it. But since the card was already swiped, how does the tip get paid? Also, how does the waiter get the tip in this case? Does he just get money from the cash register?


Can i get educational loan if i have ongoing house and car loans?

Hello friends. I’m struggling about these engineering colleges. I’m from a middle-class family in India and right now I’m financially tight. I have an ongoing house loan as well as a car loan. Some banks which I consulted denied me educational loan for my engineering. Banks don’t provide educational loans on management quota seats. Luckily I got a merit seat in Manipal University. However I missed the scholarship narrowly. So I have to pay them by loan. They charge approximately 16L for 4 years. So I definitely need an educational loan but I don’t want it to affect my ongoing loans. Is it possible? Are there any such banks which will provide me the loan? Please relate me to some bank official who can help me. Thank you in advance. Since I’m low on time I want you to reply ASAP. Once again thank you for your time.


What happens if you can’t pay a payday loan company back?

Do they garnish your wages or do they just put it on your credit report and you just can’t borrow anymore money?


HELP!! I need some advice about payday loans! Can I consolidate them?

I feel like I am never gonna get ahead! We have gotten advice from a consumer credit counseling. They said that they just threaten to turn you into the DA, to pay off one at a time. This is not true. They will turn you in! Is there any way I can consolidate? Any help out there? My credit is so bad!!!



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

100k loan with 35k income through countrywide?

I have been pre-qualified for a home loan for 100k from countrywide through fha. I make 35k a year and have a car payment and cc debt that totals close to 500.00 does anyone think I will be able to be approved for the loan? The area is new jersey and the taxes I’m looking at is 2800 tops? I have other sourses of income through my boyfriend but he works under the table currently and is not on the loan. Also would old leases from places that I have rented for 1100 amonth matter in this case. thanks in advanced


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Are there any online loan in Philippines via PayPal?

I wanted to have a loan online via PayPal since my salaries are really getting delayed nowadays.. I am working as an online visual assistant.. I’ve searched but I can only find for US residents. Help?


Where to get auto loan with bad credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


I am trying to find a CHEAP online payday loan = only SINCERE helpers PLEASE :O) and NOT Magnum (RIP OFF)?

i need one to do online as i do not have transportation right now or access to a fax machine. The cheapest i have found so far is $25 PER $100 borrowed. I only want to borrow about $800-$1000 until i get paid or get my stimulus check on 6/20 – about 12-13 days. I have sucky credit so i need one that doesn’t require a credit check. This is a one time thing until I get paid or until I get my stimulus check. Thanks so much for helping me. PLEASE only sincere replies. Joanie


Keeping our house in bankruptcy?

My wife and I are planning to go Chap. 7 bankruptcy. Our house value is about $20,000 less than what we owe. Should we hang on to the house and hope our positive equity returns? We are both middle aged (50’s) and don’t have a lot of time before retirement to earn back our equity. Also, the house is in need of neglected maintenance”. If we keep it


When you file for bankruptcy in Connecticut, do you have to lose your house? ?

Also, please explain bankruptcy in the simplest terms possible, thanks!


How long after bankruptcy were you able to buy a house?


Can a payday loan deny your application but still charge you a fee spec anything?


Is it bad to use a credit card for everyday purchases?

I’m new to credit cards, and just trying to understand. I Googled the question, and most websites say never use a credit card for everyday purchases… use it only for emergencies!” I understand this as advice for people who possibly can’t make their payments/can make only the minimum


I want to get a computer for college but I have bad credit?

Ok first thing is first. I need to get a computer (it’s basically going to be used for college stuff like research, typing reports, ect) but I have bad credit. I also can’t make a huge payment all at once. Does anyone know where I can purchase a computer and I can make monthly payments on it even though my credit is bad? Please help! Thank you.


How does buying a foreclosed home work?

How do you go about buying a foreclosed home? I see ads for foreclosed homes for 200,000 or 300,000 dollars when their worth twice that. Does that mean I give the seller/bank that much money and I get the house? I’m sure I’m missing something here. If possible please provide a link so I can get more info.


Whats the APR if you charge 1000 on a credit card whose interest rate is 20 percent with an annual fee of 30?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bad to max out credit card even if I pay it back in full on time?

Is it bad to use my credit card so much that I bring it very close to the maximum, even if I pay it off in full on time? I have been putting just about everything on my credit card because I like to take advantage of the rewards, but I heard from a friend that it’s bad to spend near the max. Is this true? I’ve never missed a payment and I’ve always paid off the entire balance. If I keep doing this will it bring my credit score down?


Payday lenders getting on my nerves….?

I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is soandso” and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you”


Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit?”

Will neweggs Bill me Later” accept no credit if I’m 19 looking to build my credit? I was asking because I was told that applying for stuff and getting declined lowers your already non-existant credit and I did that for best-buy :/ Reason being I am looking to build my credit and I really want a new monitor


How many times can you refinance auto loan?


Totally free credit report?

Is there anyplace on web were one can get a totally FREE credit report? My Granddaughter, is seeking to rent her first apartment, and she needs her credit report. She went to freecreditreports.com and found she had to {{ PAY }}} with a Visa, or MasterCard online for her credit report from their website. So I guess that now free right? She’s seeking a totally FREE Credit report as advertised on T.V, and other places, but we” have not found one yet! Any help out there?”


I am looking for a good payday loan site, one with no fees for first time customers, anyone know of one?

If you have a referal link that will get you a reward” and me a free pay day loan (of course I pay back what I borrowed


I am planing to file a bankruptcy, any advise?

i am not citizen yet, is it going affect me during my citizenship application? i rly need help.




















































Where is a good place to get my credit report,what makes it different than others offering a free credit?

Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Has anyone else seen the new FreeCreditReport.com commercial?

OMG! I love it. They’re awesome.


I just opened a auto loan. I have an extra 5k. should I put this amount towards my principal?


Can a debt hurting my credit be removed by the company I own to?

I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.


My credit score is 410 because…Please Help?

I am 19 years old I was approved for a capital one card in September 2012 at the time I had a part time job and I taught I was able to pay it off but it turns out I had to leave my job and my bill was unpaid now my credit score is 410 and it says charged off on my credit report. In September I will be receiving a big check from school and plan on paying it off the total is $804. Why did it drop so low within a year? How can I fix it ? What I find weird is that I didn’t receive no letter or phone calls.How can I fix this? I know I was very irresponsible but now I need help. Please don’t judge me and don’t give me the I am too young and dumb. I made a mistake I admit to it. I just need to fix it. 🙁 What can I do ? Who do I call ? What are the procedures? How long will this take ? How can I start rebuilding my credit now?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Anyone know any good places for loans without credit/bank account?


Need help trying to get an auto loan?

Yessir Level 1 Need help trying to get an auto loan? Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score). I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took it to court) but it has yet to reflect on my Report. So while im waiting on all that to get updated Is there any place else i can get that loan from? Im trying to get a toyota camry for about that much (brother in law works for toyota’s manufacturing plant in KY). Only thing is I just graduated college last year so im paying back my student loans (36k right there but low monthly payments). Is there anyone who will give me that auto loan?? Thanks for any help


How to get a Cash Advance using Walmart Credit card?

I have a Walmart credit card and I’d like to use it to get a cash advance. My husband is the best man in a wedding and at first the couple said they were paying for the tux rental.. we got a phone call yesterday saying we owe for the tux rental but we dont have any cash and won’t ’til after the wedding. How do I use the cash advance part of teh credit card? Do I just tell the cashier when I use it to purchase something?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What are some ways a single mother on an average income purchase a house?


Car loan not approved…. I may have to turn the car back in within a Week?

Okay, I bought a car about three weeks ago from a Honda dealership. I explained to the sales person that I can only afford $450/month (both car payment and insurance) so i got approved” at the moment for the loan. I trade in my old car and I drove off the lot the same day with my new Honda. Three weeks later the bank wrote me a letter saying that they were unable to approve the loan after looking into it further. I am thinking that maybe they want to raise the interest rate to a higher percentage. I went by the dealership less than an hour ago and they were close. However


Credit score of 550.. Would i be able to get a 30k auto loan with a intrest rate lower than 15%?

The car is 38,000 its used 3 years old Bmw 650i and i have 8,000 to put down am i likely to get a loan?


Would we be able to get approved for $125,000 home loan?

My husband & I are looking for our first home, and looking for a home to stay in for a very long time, so we aren’t necessarily wanting the starter home” look. The homes we are finding that we like and the note we figure up with our realtor are about the same as we pay for rent right now at our apartment… My question is


What happens when you file bankruptcy and you own a house but dont include the house or car?


I was on the support.Microsoft.com/help site, and anyway, there was this popup that happened, and it scared me, details below.?

It said there were viruses on my PC that took my email login, Facebook login, credit card information (I am thirteen, i don’t own one), and my photos. It didn’t say it was from Microsoft, I am right now deleting apps that I downloaded that were scanned by AVG to be viruses, got the threats removed though. What could be causing that popup and all my issues? Am I safe from my Facebook and email being hacked? If it is a virus that took my information, can I get it all back? I just got off Microsoft support and they pushed me to get their virus software protection for 99 dollars. I rejected because they are money sucking whores. Now, nobody can help me but the kind world of yahoo answers… and my dad. Please tell me if my computer is safe from these issues.


How long does it take to build up your credit again.?

I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???


I still need to find a loan that will not hold my bad credit against me.?

I have checked out the ones you people recommended and they turned out worthless if someone knows of a honest lender that will not ask for money first and are legit let me know


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will overdrafts hurt me in applying for an FHA mortgage?

I’d like to apply for an FHA mortgage. My credit is great — 760 FICO score, I think — but looking at my past three months of bank statements (which some lenders ask for), I have three insufficient funds” fees


My credit is bad, should i do bankruptcy? (SHORT)?

i qualify for chapter 7, and most my debts are charged off or in collection still i want to pay them off but it will take me forever, i was uneducated as a kid and now im suffering from it, i would like to pay them off but if my credit is that shot, around 543 rating, should i might as well file bankruptcy since it will take me that long to pay them off anyway???


Does the Bank of America Neighborhood Champions Mortgage still exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option. I’m a teacher so my income does not increase drastically year to year, so unless miracles begin to happen, I will be stuck in this predicament indefinately alll mortgages companies ease up. My front end debt to income ratio is entirely out of whack because my income will always be low in comparison to what I’m looking to buy. My questions is, I know that Bank of America used to do a program called Neighborhood Champions for teachers, police officers, firefighters and other emergency personnel. While I can find a lot of info on this online, it is all out of date and I’m not sure whether the program still exists. Can anyone let me know what they know about this program right now, in 2009? It would save me a call….


Wanting to file bankruptcy?

I live in nebraska. Is there a certain amount I need to owe out in order to file? I believe I owe around or under 6,000. Is that enough to file? Or will an attorney tell me its not enough?


I have a credit score of 664?

can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the breakdown


Does asking for an extension on your car loan hurt your credit?

I have a loan with Toyota Financial and really need to ask for an extension on my payment this month (meaning they allow me to skip this month’s payment and just add a payment to the back of the loan) but I want to know if that will hurt my credit. Also, I have a co-signer, will they ask the co-signer to make the payment instead of giving me the extension? I don’t really want the co-signer to know I asked for it.


Is it true that no one will refinance a mortgage immediately following a bankruptcy discharge?

Not even to refinance from an adjustable to a fixed?


Can I get free credit reports from all 3 bureaus?

I want to know what all three bureaus are reporting on me.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Where can I get information to pay back an old payday loan. Dont know which online lender it was.?

I got a payday loan online 2 years ago and I need to try to pay them back. However, I don’t remember which lender it came from and right now I don’t have access to the bank account where the money was deposited. Can someone please tell me how to fix this?


Can a Loan company see how many bank accounts I have?

I owe a loan company some money. They called me and stated that they knew that I had 4 bank accounts opened. Which I do because I am trying to get back on my feet. They wanted to know why did I have them open. When I asked them how did they find out they said my bank told them. But when I asked my bank they said they are not allowed to that. I am not bad standing with my bank, so How did the Loan company know I had 4 bank accounts? Was it on my credit report? Do they have that right?


I am selling a car, but the seller asked my VIN, should i tell him it.?

I am selling a Honda 1999 Civic DX Stick. But the buyer asked my vin. Should i give him it??? (i am selling by internet.)


Free credit report is looking for another band?

after 3 yrs, The commercial is losing the kid and his mom…:( any thoughts on it



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anyone know of any prepaid debit card payday loans?

I know most lenders require a checking or savings account. I have a prepaid debit card with direct deposit.


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What happens next and what rights do I have after being denied an auto loan after driving the car off the lot?

Received a letter in the mail denying an auto loan but I have already had the car home for 4 weeks. Do I get my down payment back from the dealer and return the car? I cant picture the dealership wanting to return the down payment I made without a fight. Also, does this mean the sale never took place or is it up to me to come up with the money for the car? If it voids the previous sale and the dealer tries to sell me the vehicle again with a different bank, can I argue for a used car price since the car is now used or can I walk away from the sale altogether? I am in California by the way, if it makes a difference in laws.


Filing Bankruptcy in Houston?

I am in debt and trying to save my house in Houston…Can anyone suggest a dependable, affordable attorney I can use to file bankruptcy. Thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will getting a small auto loan mess up my chances of getting a student loan next year?


Which american express card will I be approved for?

I have an experian score of 679 w/ no collections or late payments and 2 recent inquries (auto loan 5 months ago and CC 2 months ago). Will I quality for any amex card? Thanks.


Ex-Boyfriend co-signed an auto loan with me and now wants to be off the loan? Threatening to take me to court.?

He is also co-owner of the vehicle. My payments are being paid in full and on time. Here’s the second issue, I took my vehicle to NTB to get an oil change. The mechanic didn’t put the oil plug in right and my engine in turn got trashed. They agreed to replace the engine and pay for the damages. My car is fixed and sitting at a dealership waiting on me to pay for the repairs. To get my check from NTB I have to sign a Release of All Claims form (which is fine), however, my co-owner (Ex-boyfriend) also has to sign it. He is refusing to sign the paper until I refinance my vehicle. I am in need of some desperate help.


Is crlreport.com a legit website for credit reports?

I am interested in renting a home and the the landlord asked me to submit a credit report on crlreport.com. Does anyone know if this a legit website? I don’t want to fill out a credit report on this website if it is not legit. Has anyone ever heard of this site or used it before?


Should I get a Kohls charge card?

Is there an annual fee?


Can I offer owner financing when I still owe money on my existing mortgage?

I am trying to sell my home. We owe approx. $75,000 on it and it is worth $82,000. We do not have enough equity in it to comfortably sell it with an agent and have to pay commission. We would like to offer owner-financing, as we feel we would be able to sell our house quickly that way and we have qualified through the bank to carry both loans. Is it legal to owner-finance our home while we still have the mortgage with little equity? Our current mortgage is an FHA loan. What is the best way to do this? Any advice would be GREATLY appreciated!!!


Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?

I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy


Where can I find a good free credit report online or is that not a good idea?


What are some good places to get a personal loan with fair to poor credit?

I need to borrow some money and I don’t want to do a payday loan. Your help is appreciated. About $2500. Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is a 4.5% interest rate too high for a home mortgage?


Where is a good place to get my credit report,what makes it different than others offering a free credit?

report.I’m not sure where is a good place to go to get my credit report.Any suggestions,ideas?


What is a composite annual percentage rate?”?”

I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.” Are they charging me for all three?”


How do you go about fileing for bankruptcy from creditors?

How to file for crediters ,and info on government help?


How long does it take to recover from bad credit?

I got my first debit card when I was 17. I made a few bad purchases, while not being mindful of the balance in my account, and I was faced with overdraft charges, total $224. However, as a bank courtesy, and I guess because I was 17, I was not compelled to pay anything. Unfortunately, I think those overdraft fees(even though I didn’t have to pay them) ruined my credit. Over the past few years, I’ve applied for an Amazon.com visa credit card and an American Eagle card, both of which have denied my application for a credit card. I got my Chase” bank credit card shortly after I received my debit card


How do you get an auto loan if your gross monthly income is $1000 or less?

I live in charlotte NC and i have no down payment or cosigner.


How do i find out my credit score?




















































Will Bankruptcy take away a Judgment against me? (small claims)?

Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Economics question! Can anybody help?

Suppose that a borrower and a lender agree on the nominal interest rate to be paid on a loan. Then inflation turns out to be higher than they both expected. a. Is the real interest rate on this loan higher or lower than expected? b. Does the lender gain or lose from this unexpectedly high inflation? Does the borrower gain or lose? c. Inflation during the 1970s was much higher than most people had expected when the decade began. How did this affect homeowners who obtained fixed-rate mortgages during the 1960s? How did it affect the banks who lent the money?


Can u show me step by step how to calculate a personal loan?

The loan is 2,000 with a APR of 24% for 18 months. I am trying to figure out what the finance charge will be the amount financed , and the total of what I will be paying back once the loan is finished!


How can a person with bad credit get a $5000 loan?


Do you think the free credit report.com commercial guy is kinda cute?

idk i just watched one of the commercials. && i’m really bored so i decided to ask a question, and i couldn’t think of one. until i watched the commercial.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can anyone tell me what participation split means with a car dealership and a finance company?

I have a high interest rate loan on a truck, I am paying the payments on time and I am thinking about getting something else with a better interest rate. But I found out that car dealerships and finance companies have participation splits when they sell a car and complete the financing. I wanted to know what that means and am I paying for it. My rate is 24.9% I know that is high but my wife and I had not choice due to a loss in job. We are ok with it but really need to make a change now. Any advice would help. We have stable income and credit scores between 540 and 587, all of our credit cards and car payments and other bills have been on time for the past 12 months. We have some old judgments that maybe total $3500.00; one is a medical bill and the other a membership we never used at a discount supply place. Thank you for your answers in advance.


Where can you download free movies without needing a credit card or debit card?

pleaase help. our family only uses cash and we need a website where we can create a account and watch for free. and i dont have a movie store nearest to me.


Chapter 13 Bankruptcy?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I use a pre-paid credit card for a porn site?

Hey guys. I was thinking of maybe signing up to one of the porn site company sites who I pirate a lot of videos from. So I can support them and make it easier for me, if it’s not to expensive. Anyway, since I don’t currently have a credit card(and it could be awkward even if I did have one) would I be able to use a pre-paid credit card from 711 to buy a subscription to a porn site? A site like girlsdoporn.com or digitaldesire.com for example I’d appreciate the help thanks guys


Best credit card?

I’ve read really bad reviews about credit one and capital one


Does a credit report show where you live/have lived?

I am about to apply for an apartment and was just wondering when they run my credit if it shows where I currently live at. It’s not a big deal, I just am curious what it shows.


PLEASE HELP…Anyone Familiar With Speedy Cash?? (Payday Loan Company)?

I got a loan with them for 300.00 and could not pay it back……i had my purse stolen and had just cashed my paycheck…anyways they sent me a letter saying they will sue me if i don’t pay the money in full……i have no way of paying it or borrowing it…..Does anyone know if they really do sue you or es it just to get you scared???? PLEASE HELP!


Anyone else had a credit limit decrease from American Express lately?

I’ve had good credit for years, always pay on time and never miss a payment. I have credit cards with pretty much each major” card company. Today


How can I put a fake” credit card numbers into a website but that I won’t use to buy stuff?”

I’m not a hacker or a scammer and don’t want to steal any money.. I want to get into this website but it needs a credit card number and the card holders name.. I don’t own a credit card so I can’t do it.. Are there any fake credit card numbers and names that I can use to have access to this site.. There is no entry fee or any fee at all


888 Payday Loans Reviews Please?

Has anyone ever used 888 payday loans? I need $1000 within 24 hours for fixing my car. Do I have to fax the document to 888 payday loans? Is it fast approval? If you have another cash advance that offer instant approval and secure application. Please kindly tell me.


So, I need bankruptcy Advice?

I am a low income single mother that was married and had a divorce back in 06. My divorce discreet was said that my ex husband was to take my name off all of the stuff that I was no longer entitled too. I did not want the house in the divorce because I could not afford it so he took it. Instead of him selling the house and use splitting the money back, if any he wanted to prove he could do it with out me. So, he kept the house and couldn’t afford it. Surprise surprise it, the market went down by the time he put it on the market and No one bought the house. Now, it is in foreclosure and my name was left on it. Now, I can not get anything, NOT even a Bank account. I also have a couple electric and water bills that he left my name on and They are coming after me for it.


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is it possible a person can file for bankruptcy,?

Can a person file straight through the court without having to be represented by an Attorney?


Have you lost a job lead over bad credit?

I’m applying at my old college for an admissions job and afraid I won’t get it for bad credit.


Can I get a student loan if i want to study in Australia?

I have NZ citizenship. I am interested in enrolling in one of the Australian universities… If the answer is yes then can anyone please refer me to any useful sites? One of my mates said HECS but I checked it and it says I have to be an Australian citizen. (maybe I am wrong on that one lol idk)


What is an honest way to get a free credit report without my information being stolen ?

Legitimate way..I see many ads but I don’t know what to trust and I think someone may have stolen my ID.


Auto loan requirements?

Chris Your Question Requirements for a 40k loan? I am saving up to buy a corvette and I want to know the earliest time I will be able to secure financing. This is what I am working with… Credit score: about 690 Income: about 82k age: 27 rent: 400 a month amount to be financed: 37k (base model used) + ~4000 rollover from my current loan payment history: every payment on time for past 3 years on a 460 dollar a month payment Time at current residence: Currently 6 months but I expect to purchase at least 5 months from now (1 year at previous) time at current job: will be 2 years in 5 months from now I am just finishing off paying off credit debt from college, I have no other things financed, and I am saving about 1200 a month. I know 20% down is ideal but I am hoping I can get away with 15%. Also, will I be able to get a 6 year loan on a used model if it has under 20k miles? Thanks for your help everybody!!


Can you get a cash loan on child tax benefit in canada?

If someone is receiving a child tax benefit in canada is there someone who will lend money to them like a payday loan company. The girl is in edmonton and doesn’t have a steady job. She needs a short term small loan until the 20th. Please no replies from the states or uk. Canadians only please…


Need to refinance my auto loan?

Im trying to find a bank that will refinance my auto loan. Its a 2006 new gmc sierra and my apr is around 18%. Im in Florida near cape Canaveral, in the military. I tried Chase and the don’t do cars that old and bofa sent me a denied letter. My credit score is good, just trying to find a bank that will actually give me yes. If there isn’t a way to refinance would taking out a personal loan be another option?


Not so FREE”?”

Whats the deal with all the free” credit reports on line that ask you all your info and then say you need to pay so much to see your report?”

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy paperwork questions?

Im having confusion filling out the paperwork for chapter 13. My husband is filing without me since he bought the house before we were married and all the debt is in his name from before we met. Do I put my car on the debt list since its in my name only but I have a payment on it? We are including my income but I assume we would include all bills we pay even if they are in my name but arent being discharged. It asks us to list the replacement value of everything in our home. Most of what we have we either got free from family or from freecycle. Are we suppose to low ball it? It says replacement value if we had to replace from craigslist or consignment shop, so I assume again that we low ball. Do we put everything down such as appliances, beds, curtains? It does not specify. Also, our lawyer had told us that the principle is not what is owed but it is the late payments, late fees, escrow and all that other stuff added to the principle. Does anyone know if this is actually the case? I ask that only because he told us that if our home appraised for more than we owe the first then we can strip the 2nd. With principle only we do not make it but if all the payments we are behind on and everything is added then we definetely do. Before anyone blasts me for doing this paperwork I will tell you that my husband is clueless when it comes to this hence the need to file bankruptcy due to his stupid decisions before meeting me.


Credible payday loan companies?

My van needed major brake work. Need it to carry my wheelchair, but I live on disability & Soc. Sec.


What happens if you tell your mortgage company that you are planning on filing bankruptcy?

My husband told our mortgage company that he will be filing bankruptcy. The lady asked whether or not he has filed yet. I am concerned that was the wrong thing to do. Does anyone out there know? Is there something they can do to us now? =/


Bankruptcy and Bank Accounts?

I am buried in debt right now. I have a $12,000 judgement against me for a repossessed car, and another judgement on the way for around $3,000 for a charged-off credit card. I am planning on filing Chapter 7 bankruptcy when I am financially able. Can I open a bank account before I do that? I’ve already talked to a bank, and have been approved for a second-chance account, but am hesitant to pull the trigger for fear that the money inside of it will eventually be found by my creditors. There was already an attempt to garnish my wages at my previous job, but I quit three weeks after I got the notice, and they can’t seem to figure out where I work now, because I have received no other notices. Any insight??



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

How Does a VA loan to buy a house work?

I served in the military and I’m entitled to use a VA loan to buy a house but I just don’t know how this works. I found a few houses I’m interested between 200k and 225k. I also have about 20k in debt. If I was to apply for a VA loan and say I want to buy a house that is 200k is it possible to get 220k from the VA even if the other 20k are to my my personal debts or is the VA loan strictly to buy a house?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Is myfico.com or equifax.com better?

I would have thought that equifax would be better since that is that is the actual bureau, but everywhere that I look, people say that these are the best sites and they should be the same. I have both and my score on myfico.com is 50 points more then it is on equifax.com. so which one is correct since everyone puts myfico as one or the best?


Can I get an auto loan with my credit/income/job/housing profile and credit score of 561?

New Car: $25,000.00 Down payment: 12,500.00 (50%) 48 month term On Job 13 years, own home 11 years Credit score of 561 (due to mess 5-6 year ago) Income: 5600.00/month + annual bonus $70,000.00 last two years Mortgage: $2100.00/month Other credit: $500.00/month If I can get an auto loan with this profile, WHAT WOULD BE THE LIKELY RATE?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


If I cosign an auto loan for someone, could I still make an auto loan for myself?


Question about auto loan.?

I need some help. I was approved for a auto loan for 21154 for a 2004 mustang cobra. they said since the car is 5 years old they could only finance for 48 months. Well i got approved and took the loan. I went to go purchase the car and right before i signed i felt like i needed to test drive it 1 more time. come to find out 2 minutes into drivin it the cylinders blew the engine died. lucky me. well i figured id go the smarter route and i went to purchase a 2009 mustang GT. the total loan came to 30600 with tax and everything. Now comes the BIG question. Im goin to the same place that i got the 1st loan and apply for the new one. and i am going to do it for 72 months. The payments will be a difference of 60 extra dollars a month. will there be a good chance that i get approved? please help


How much does it cost generally to pay a debt consolidation company?

I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.


Any Great Auto Lending Exchange for No Credit Buyers?

I’m looking for a reliable” and “Reputable” website that can match me up with a no credit auto loan? As anyone had any good experience that can tell me about one please?”


How do you get a free credit score without having to purchase something from the site.?


The annual percentage rate on a credit card determines what?

A.) The amount of interest you are charged on credit card purchases B.) The number of items that you can buy within one year C.) How many credit cards you can own


What is a Secured Savings Installment Loan?

I got an email says that I’m guaranteed approval for $10,000 loan. but I have to pay $24.95 a month for 12 months. It was really confusing. The company is called Freedom Lending Source.com please check them out or if you ever have any type of experience with them please let me know. But should I do this? Help!!!


Do you think I’d get approved for an auto loan w/ a decent rate?

I’m 22, been working at my full-time career-type job since July (just graduated college in May)…my credit score is about 730, and I have had a coupel credit cards for about 2 years, been payign rent for a couple years as well…basically what I’m getting at is do you think I have enough credit history to get approved for an auto loan (without being burned with an inflated interest rate)? You can rule out a parent as a co-signer because my dads credit is probably much worse than mine.


I need to get my credit report but none of the online sites are truly free?

I have tried Annualcreditreport.com but it would not let me have it from any of the three one said i have to mail in my request the others flat out denied me

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is credit karma web site safe?

This is a web site you can check your score on but not get your report…it is %100 free but is it safe?


Will Bankruptcy take away a Judgment against me? (small claims)?

My ex boyfriend is suing me for money he gave me during our relationship which he now claims was a loan plus a few gifts he gave me and even dinners he paid for ($12,000 total). He had a lawyer and I didn’t. The judge didn’t even listen to me … he sent us to a mediator. I missed the appointment with the mediator (I know … bad idea) and he got the judgement in his favor by default. I’m currently paying medical bills, credit card debt, rent, and a past due amount left in my old apartment. I can’t afford anything extra right now. If I file for bankruptcy will this judgement be covered?


Looking for a legit credit repair company?

I’m looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it’s not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I’m not looking for a 6 month miracle.


Help!! Need an alternative to instant cash loans!?

Ugh- I need cash to repair my bike, it’s an emergency because of work, but it’s also a while till payday and I have NO MONEY spare to cover it. I looked online for an instant cash loan but all the instant loans I found had awful terms and were a complete rip off. I can’t afford to borrow at that price, but I need quick cash-loans are my only option because I have got no family who will lend me money and my friends are in the same boat as me! What options are open to me, instead of expensive instant cash loans, if any?


Chase denied me, Where can I get approved for a private loan in my situation?

Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score – 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.


What is the best company for mortgage leads?

What is the best company for mortgage leads? I need mortgage leads.


Can’t pay payday amscot loan PLEASE help?

Ok I know I am a horrible person but PLEASE speak from experience. I can’t pay back an Amscot loan and they have already tried to debit my checking account. The check bounced. What happens next?




















































My husband has terrible credit, how can he get a credit card?

My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where to borrow money that is not a payday loan?

My sister needs $2000 for that could be repaid in 2 months. She just started a new job, has bad credit and no personal contacts who can help. Suggestions (serious only, please).


Where is best place to get 1st time buyer home loan?

both our scores are around 660 dont have a lot of money for down payment bank, ditech, lending tree, or what please help


Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?

was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?


Finding a mortgage lender after bankruptcy.?

I am a single mom that rents a VERY small house from my parents. I would like to purchase a house in the area that we are currently living in. I filed bankruptcy in October 2010 and am working on improving my credit score. The last time that I checked it was a little under 600. I am looking for a lender that would not require a lot down or maybe has some down payment assistance programs. Any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Do i need to do debt relief or debt consolidation and what best companies?

because i am struggling in money right now and my employer is cutting my hrs.


3 mnths ago my fico score was 585?

I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! 🙂


What happens after my credit card has expired?

someone please give me some info. based on not getting a new card from the company, after the card expires, will the online enrollment account close too?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do I get approved for an auto loan through Infiniti Financial Services?

I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?


Can I include a private loan in bankruptcy?

This is a 1st. There are papers but we never received a copy. We trusted him to be fair then he said it’s an interest only loan so not one penny has gone on the house so we get nothing. We haven’t missed a payment yet but I’m sure it’s just a matter of time. Even tho we haven’t missed any he’s been after us to sell.


What’s the best web based online chat room (not porn) to actually chat with normal people?

maybe its too old school.. I thought there were still chat room somewhere..


Free credit score report ?

I’m buying a car and I want to know my credit score before i head to the dealership. Is there a way for me to attain a free credit score online ?


How expensive of a car can i get if im military?

I’m looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i’d get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!


When does hr block start their emerald advance line of credit this year?

i have been getting the advance from hr block where u go in and give them your estimated income for the year and then you can be approved for a loan of up to $1000 and then they take it out of you refund. i have gotten it every year for the last 3-4 years and i was wondering when it started this year because i really need it to help my family out for christmas.


What are some ways I can improve my credit?


What ‘s the fastest/easiest way to get $100 by either June 30th or July 1st?

Don’t care for payday loans -NOT AN OPTION ok. I’ve already pawned some stuff. Didn’t get much money along with odd jobs for elderly neighbors too. Friends & family are not helpful either-have own money problems. On fixed income/disability too. No luck with personal loan from bank/credit union. Any suggestions or solutions will be appreciated.


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are there any loan forgiveness programs for criminal justice students?

i know that there are programs with the correctional area that will help pay off student loans. but does anybody know where else i can look? i have a lot of student loans under my belt. i have yet to consildate, but i wll soon. i need so really, good, smart answers. in other words, i need HELP!! thanks so much for any help that you give me. also, i am texas.


Got a payday loan from Cash Advance America. now I got a threatning call. what can I do?

Ok so I live in San Francisco Ca. I got an electronic payday loan from Cash Advance America for 300 dollars in December 2013. After that I lost my job and I cant pay them right now. I got a call today from a Daniel white ” from phone # (914) 222-3393. Its a man with a heavy hindu accent and tells me he is calling from the credit bureau of investigation


How much do mortgage consultants make?

i heard they make 1% of the loan amount. so if 4 people take out loans for 500,000. 1% is 5,000. so a mortgage consultant could make 20,000 a month?


As a follow up to my last question, anyone know any bad credit auto loan banks or what not online?

Capitalone already declined me so anything else. Please only answer from experience or if your a lender, just not with a link that will take me to another link and then someone calls 2 days later from a place about 70 miles away. Thank you


What is a good gift for my realtor and mortgage broker?

As first-time homeowners, they have helped us for the past 3 years to repair our credit from a low score of 540 to our present 780. They have helped us with purchase decision-making with cars, etc over the years as to make sure we don’t hurt our own credit. We are getting ready to close on our first home and we would like to buy them both something nice. Do you think a decent sized gift card to a nice restaurant would be ok?


Extension of parent’s credit card affect me?

I was 18 when my mom gave me a credit card that was an extension to hers. I have two questions. 1. Is this card part of my credit history? (it would be my very first credit card then) 2. Does her big balance negatively affect my credit ?


Should Payday Loan stores be made illegal in all 50 states?

Only July 1, the state of Oregon passed laws forcing these payday loan companies to treat customers fairly and not charge outrageous interest of 500% or more. Most of the stores left the state. Should the rest of the nation shut down these folks for being legalized loan sharks? or is it up to the borrower to decide where they want to get money from?


Will my banks deny me for an auto loan?

oklatom; its not that i am trying to push it up. i am finding the car i want on the internet. and when i get ready to buy the car may or may not be there. therefore i want to give myself as big as a margin as possible to buy. what if i find another model of the car i want but it costs 8k instead of the 7k that this one costs?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Payday loan wage garnish legal issue?

I live in Illinois and took out a payday loan. I signed a voluntary wage assignment. I revoked a wage assignment last month (In Illinois, we can cancel it at anytime). Last week they sent me a letter that they will garnish my wage unless i pay up or send them a revoke letter. This pissed me off because i already sent them one. I sent them another one right away and all attached the notice of defense (certified mail). Today I got a letter from them stating that if i don’t pay up they will tell my employer to garnish my wage. I talk to my employer and they said that if they it, the payroll office must comply and that I will have to take the payday loan company to court if i want the money back. Can I sue the payday loan company if they ignore my revoke letter and still proceed with garnish my wage? I’m going through bankruptcy right now and they are fully aware of them but they are trying to break the law to get their money back.


How can I find out what my allstate car insurance policy number is?


Co-sign for auto loan?

what do u do if one if ur sisters asked u to co sign for a auto loan?? she has bad credit but u love her and dont want her to be upset, should u trust her? or what should i do??


What personal possessions can be seized in the event of a bankruptcy?

I know it varies by state. But if you have a paid off vehicle which is your primary source of transportation, can this be taken from you and sold? Also, can your wages be garnished as well?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you use a stolen credit card online and get stuff shipped to your house, will you get caught?

is there any way for them to track it back to your door? what and where are the best places and websites to but goods with a stolen credit card. im doing a reaserch paper on credit card fraud and any information would be great. thanks


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


Is it possible to file bankruptcy on unsecured debts only?


Can I get a Auto loan when I already have one in massausetts?

Hi, I am on social security because i am 64 years old. I make about 1100 per month. I have a car financed on my credit now, and I pay about 420 per month for. I would like to get a second car that costs 18,000. I do have 15,000 to put down on the car in Cash. and I want to finance the 3,000 thats left. I was wondering what my chances are to be able to get that 3,000 financed with the money I have a down payment. I dont make alot per month, but I figured that the monthly payment would be very small and I could afford it. I also have been reading alot online that having liquid assets will aide in me trying to get financed. I have about 65,000 in my bank account. and would obviously cover the loan of 3,000 if I chose to pay it off other than finance it. What are my chances of getting that remainding 3,000 financed?? thank you.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why did my credit card company take my 5000 credit limit to 0?

I am 1 month behind on payment, paid last months and this months payment today, will they give my my 5000 credit limit back since I had it last month but do to the missed payment they gave me 0? I paid both payments plus an extra 50 bucks?


WHERE CAN I GET A SMALL LOAN – ANY OTHER SITES LIKE WONGA.COM?

can anyone tell me of any sites like wonga.com where i can borrow a minimal amount for eg.£20 and have it in bank same day? any help would be appreciated Nat x


What is the best online mortgage company?


How will filing Chapter 7 bankruptcy in Illinois affect me?

Last year at this time my credit score was 750, but over the past year I have had some financial crisis and am very deeply in debt. I talked with a lawyer today and I understand the difference between chapter 13, and 7. My question is, other than the obviouse destroying my credit, how will filing chapter 7 affect me? Will I ever get a credit card again? Will I lose my atm/debt card? Will I be able to rent a house or apt after my foreclosure? Please, anyone who has any experience with this, any info would help.


I have about $16,000 in debt. Should I use a debt consolidation agency?

So I have (altogether) about $16,000 in credit debt between 2 credit cards and a line of credit with BECU credit union. Total each month my monthly minimum payments total about $400. I can make the minimum payments no problem and can usually pay a little bit more though not much. Between my other bills, gas and having a little extra money to have a life with I can usually pay an extra $50-$100 total each month. My BECU payment is about $150 a month (with a little over 10% interest). I also have a mastercard payment of $145 a month and an AmEx payment of $90 a month (both 14-15% interest). Is it worth it for me to contact a debt consolidation agency (a co-worker of mine uses Care One Credit and she says they’ve helped her), and if so what is the best one to work with? Or am I better off just making my payments and paying what little extra I can, whenever I can? I don’t really have the option of getting a consolidation loan as I do not own a home and my vehicle is not worth much at all (still runs great though). I did a google search on Care One Credit and found a lot of talk about them not really helping people and in some cases making it worse but my co-worker swears they have helped reduce her debt from $4000 down to a little over $1000 in less than 2 years.


Can my mom be put in jail for owing a cash advance?

I live in South Carolina nad my mom owes 3 cash advances. She’s on Social security and SSI. She can’t pay these cash advances. 1 is not bothering her 1 wrote her a letter and saying that they are going through some legal work and 1 came by here at the house and said YOU WILL GO TO JAIL IF YOU DON’T PAY!” Can they really put my mom of 77 years of age in jail? I’m in bankruptcy and my lawyer said i didn;t have to file because they can’t put me in jail. But i went through with the bankruptcy. I just want to know what to do. Thanks!”


Can a new mortgage cover closing costs and home repair/upgrades?

Ok, question answered! I wasn’t sure how all of this works, and no, I’m not suffering from a delusion” as someone put it


My CHASE Credit card just increased my Apr from 9.99% to 20.99%?

Starting January should I cancel this credit card 20% interest seems excessive to me? and the 20% is variable


What are the guidelines to filing bankruptcy?

how much debt do you have to have in order to file bankruptcy? What damage does it do to your credit score and for how long? And is having an attorney necessary? We are trying to get financially stable again! Any advise or help is appreciated! Thank you in advance.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


IS 10 percent a reasonable amount of interest on a car loan if your credit score is 565?

I really need to buy a car, the best interest rate I’ve been offered is 10% – everyone says that is too high with the condition of the economy. Is ten percent too high with a credit score of 565?


My husband has terrible credit, how can he get a credit card?

My husband’s credit score is in the low 500s due to some really bad choices in his early 20s followed by several years of denial. Since we got married he’s been doing very well with paying down his debt and paying his bills on time, but his score is still poor. I want him to get a credit card to help rebuild his credit but I worry that he won’t be approved for any card. He’s never had one before. Anyone have any advice on if he could get approved for one, or which cards he would have the best chance of getting approved for? I have excellent credit but I don’t know if that makes any difference.


I need a 1500.00 loan and the only bank account I have is a prepaid account through PayPower.?

My credit is poor and the payday loan places want a checking account. My debit card gives me a routing number and account number to use as a checking account, but there are too many numbers and all of my requests are declined. Any suggestions?


What credit cards are good for military families?

we already have a star card


I am filing for bankruptcy?

I am 24thousnd in debt From a few loans and small accounts my bank account is in check system for a fake check i think.. it was 2000 i dont think the bank pressed charges i am getting a lwayer to file for bankruptcy for my credit i am not a criminal havnt had a record in my life ex military police .. i am just worried though wen i go to court to settle my bankruptsy will the fake check situation appear? and wht is the most likely thing that will hapen to me? i have nol assets either some one please give ne some good news


How can i get a mortgage payment to be about 300 dollars monthly?

Hi. My landlord has been trying to sell the home we live in and has not had any luck, He said he was going to auction the house. We currently pay about 275 per month and are a young couple with a new baby and one income. Is there any way we could look into buying a home with low payments? If you know any good foreclosure lists please let me know. Any advice would be appreciated, Thank you for your time!


Can you obtain approval for a mortgage with a 588 credit score?

I do have a bankruptcy that was discharged a few months ago. Transunion lists my score as 588. Is it possible to get a 120k mortgage or am I out of luck for two years like the broker I talked to told me? I make 65k a year but right now I can only come up with 5% down. Anybody dealing with Southwest Florida that can help? I hate renting as it is just throwing money away. Any help is well thanked and appreciated!!!




















































Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If I have the suffix JR on my debit card, where do I put it in an online payment?

Ok so I want to buy Minecraft for PC, and when I go to pay for it, I’m using a Mastercard debit card linked to my checking account at the Wright Patterson Credit Union in Dayton, Ohio. My name on the card has JR at the end after the last name. In the payment info for minecraft, there is no spot to put a suffix. Do I enter the JR after the last name in the same line? It declined my card three times, even though I know it works, I used it today at the grocery store. Could it just be the website is having an error? Is it mastercard’s problem? Is it a problem with my bank? (And yes, there’s enough in the account to buy the game many times over) Please help!


If you are under bankruptcy chapter 13 and your car was totaled out from a car accident what will happen next?

Will the courts allow me to buy another car? Will my bankruptcy payments go down? Will i recieve a check from the insurance company? i just need some type of information.


Can my husband legally kick me out of house, I am on the mortgage?

thanks for all the advice so far. he is not a violant person, just loud and annoying. as far as the house i would keep it if i knew that i could pay for it, and i cannot on my own. i am not giving in i just cant buy my own house until he refinances this one and we get divorced. i also know that he is trying to scare me, but it is getting old and now he is wanting to know who is at the house at all times, (my family is coming this weekend) i dont see the right to tell him, but he keeps telling me that it is his house and he has a right to know. he is an idiot and thank you to everyone who responded.


Which service should I conduct my free credit report with?

Well, I just turned 18. I’ve taken business classes all through High School. My senior year was a real eye opener. My teacher told me that as soon as I graduate to obtain a credit report. Alot of people have their identities stolen and don’t even realize it before they are up to their necks in debt. So, I know my rights as an American citizen and I know I’m entitled to one free credit report every twelve months. Of these three: Experian, Equifax, and TransUnion; which one is better and why?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Best Buy Credit Card- does it affect credit score?

I’ve been approved for a $4000 credit limit with best buy. I bought a speaker for $140 and made the minimum payment of $25 one day late. Will that affect my credit score?


I need a loan shark by monday the lattest.?

I got my self in a mess where the only way I will be able to get myself out is if I am able to borrow from a loan shark. I live in michigan and if any one knows any information on how I can go throughout doing this please let me know.PLease no stupid answers on this question I already know it is not the way to seek help. I am not able to borrow from any banks or credit unions. I have been turned down at every online source possible. PLease give me some info that can help me. I need $25,000 by monday. any one have any good ideas for me. I also have a list of scammers that are on yahoo so dont leave me an answer about getting scammed it already happened to me once.please leave good answers and not stupid ones. thank you


What are the chances of being approved for a USDA home loan…?

My husband has recently started receiving disability payments as a result of a degenerative disease that went from something little to something debilitating seemingly overnight.We had to uproot our kids and move in with my parents . We didn’t prepare for this properly (he was 28) and it has destroyed us financially. We have been working with someone concerning USDA and were told that if we paid everything off of our credit report we should be ok. We are a loan because there are no rental options here and no other options for 35 miles, We are trying to keep our kids in this school among other reasons. They ran our credit before we paid several things off (all clear now) and we were given a letter that said it doesn’t look good. We can’t pre-qualify, but if you show you are making an effort and would like to continue further it is still possible. We have paid everything off of our credit, we have written a letter explaining our situation, we have picked out a home that would take about 25% of our income- not only that, my mother said we can not stay beyond the 1st of Oct. We have talked to the owners of the home and they are willing to rent it to us for a short period if we are on the road to getting the home. Is anyone educated on this? I’m very nervous. We put in a check for them to run our credit fr approval and it will show all debts recently paid…


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Is 724 a good credit score?


Will bankruptcy stop a foreclosure?


Renting out a house, Wells fargo home mortgage?

hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5-7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!


Need a loan shark! Needing a loan asap?

I need to get a loan of between 10,000-40,000.00. I am trying to buy a business.


How to settle a bad car loan?

if she filed bankruptcy, she still wouldn’t have her OWN car. unless she paid cash or something like that. and either with bankruptcy or debt settlement she would be starting over to save her money for a car. and driving her folks car for as long as they allow. which has already been 19 months. would’ve thought she should save 5-6k on top of what she has by now considering how long she’s been driving it.


How do I remove my brother in law’s name off the mortgage and deed?

I’ve made a dumb mistake by allowing my brother in laws name to be on the mortgage and deed. My sister and him are about to get a divorce. My sister and I want his name to be taken off but he won’t cause of the benefit of getting a portion of the property’s money if we do sell it or if he die (he can write a will and give that portion to his son). We even asked him if we can refinance and he refuse that signature also. So basically my name, my sisters, and my brother in law’s name is on the paper. What legal actions can I take so he won’t be involved with our property anymore? Btw he never payed a cent nor live here.


I want to get a house with my inheritance money but don’t know anything about buying one?

I’m in my 20’s and I’m getting $600,000 in inheritance money soon. I am going to buy a new car, but other than that I’d like to put some of the money down into getting myself a house. Should I find one for sale by owner or through a real estate agency? How much of my money should I put into a house? What should I know before I get a house?


Where do i find a loan shark

Loan shark in ireland


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?


How can i access my credit score free of charge?


Me and my dad have the same exact name. Some how all his loans/debt are under my credit?? any1 plz?

This means its under my social security number. How can this happen? and what can i do about this situation?. Plus why not his own credit?. Can I file a lawsuit against who ever made the mistake? I am 22 and my credit score is 493.. not a good feeling


A credit card charges a daily periodic rate of .05318%. What are the monthly and yearly rates?

Ex 12) A. 2.34 monthly and 24.59 yearly B. 1.59 monthly and 19.14 yearly C. 1.43 monthly and 17.16 yearly D. 1.85 monthly and 18.50 yearly


How to raise your credit?

So after pulling my credit report. It turns out I have about 1500 dollars in debt. That debt includes a cable bill, electric bill, an old credit card, and an old T-Mobile account. The rest of the debt is like 8000 dollars in medical bills, from when I had my daughter, a couple years back. I guess my question is should I just pay off the 1500 dollars to raise my credit, and not worry about the medical bills? Or should I contact a debt consumer agency, and try to pay it all off? Should, I declare bankruptcy? Right now my median credit score is about 560-570, and I want to buy a house. How long do you think, it might before, I achieve this? I do have two great lines of credit with both my cars, both due to be paid off soon. I also applied for a secured credit card and got approved. Any financial advice would be appreciated.


Where is a good site on the net to get a credit score without having to sign up for some costly monthly plan?

Or, at least one that is easy to get out of if you get trapped into a plan?


How do I request my entire account history from my auto loan finance company, (Wells Fargo Auto Finance). ?

I am not sure that the balance due is correct, and want to see the payment history. how do I request a payment/account history? Need a sample letter or something, Thank you


Is fakenamegenerator legal?

there is this website called www.freenamegenerator.com that sets you up with a fake credit card. it sounds illegal but u would think that if it was illegal then it would b shut down. is it legal or not?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can i get a free credit check without offers of free trials?


Can i get an auto loan at an out of state bank?

Tomorrow, me and my fiancee are going to trade in our old car and get a new vehicle. The new one is in another state. We owe 5k and are getting that for the trade in value, so it is pretty much canceled out. Now we are having to pay about 10k for the new vehicle. Will be able to handle everything at the bank where we are buying the new vehicle at? Seeing how the old loan was at a bank in another state… Thanks for the help.


If I check my credit score?

If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?


$ 10,000 loan needed A.S.A.P.!!!?

long story but i need a ten thousand dollar loan before the end of this month!?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can some one file Bankruptcy on a banknote, also After filing bankruptcy can Someone buy a house?


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Isn’t boxing + wrestling the best combo for a streetfight?

I’m 17 and was thinking about starting boxing classes for self defense, because my neighborhood is getting crazy. And I used to be on the wrestling team so I know some grappling moves. Would boxing be a good class for self defense? I used to take karate but I stopped because I was young and VERY out of shape.


My bank has sent me a letter about my credit scores. I see names and coments but where isthe score?

Newbie with no credit card balances and confused during home loan process-first time home owner age mid 50s married with independent business for over 30 years-many commercial and realestate loans involved with the business. Seems the fico is saying I am a bad risk but not sure if I am reading the right numbers. Teh comments all refer to not having any revolving credit and I believe the commercial loans we have. Would seem that a net worth over 1 mil and a d to a under .3 would not be bad.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of an online payday loan web site?


Any way to get a loan with bad credit?

Ok, i’ve been checking out a lot of websites and it seems 1500 is the most, is that correct? Would it be possible to go to like 5 different websites and get 1500 from all of them?


Will a bank buy my Student Loans?

I have a large student loan from Sallie Mae, and want to pay it off. However, they are only giving two options for paying the loan: Interest, where I make absolutely no progress, or Principal, which they determine to be over $400 a month. I can’t afford this, so I’ve been paying interest-only. I hear there are banks that will buy your student loan, pay it, and then you pay the bank back…is this true, and how do I go about doing it? I’d like to find a bank that will let me make progress without breaking my budget, and I’m so done with Sallie May. Also, should I just take out a personal loan and pay off SM, then pay back the personal loan? Other recommendations? Thanks!


Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?


I need a loan to clean up my Credit, any ideas?

i want to get a loan and i cant find a company i owe 1500.00 in various bills but they all but pissed me off in any agreements to give each one of them a certain amount. As each one gets paid off i will take that amount and give to the others.. And they dont want it. I turned off my phone. I only have internet. I use a prepaid phone so they can bother me. I am on Social Security Disability. I would love to make one payment instead of what they want me to pay. One person told me to get a credit counsler. Another friend had a nightmare with one and she just filled for Bankruptcy because of them. What can I do?


Used car loan for $7500?

20 year old full time employed making 1500 a month credit score is 700. Looking to get a 7500 loan for a used car. How much am I looking to pay monthly for 32 months


What’s the difference between an auto loan and…any other loan?

I mean, why do banks have to have a separate category for auto loans? How is it different from just taking any other loan out and using that to pay for the car? Obviously, I’m not financial expert. I’m wondering what the advantages of auto loans are.


WHAT HAPPENS IF I DON’T PAY OFF A PAY DAY LOAN ON TIME ?

I got stuck in a payday loan situation. i have out 4 payday loans. (speedycash, cashnetusa, paydayone,checkngo) i made payment plans to pay 2 of them off within. the next month. how do i deal with the other 2 ? the other 2 i wont be able to pay them off untill after another month of paying off the 1st two. right now im in their companies collections. what happens after that part? do they send me to another angecy? i’ve already closed down the bank account so they cant take out and charge me NSF fees. and these were also online loans. so i never issued out any checks to come out bad. what am i looking at ? i am gonna pay them but its gonna be 2-3 months but they dont wanna hear it becuz they wanna be paid off right away…


REPLICAS SITES!! IOffer, MkHipHop, GoonB2B?

I came across and Researched on my own on these Replica sites ( IOffer, MkHipHop, GoonB2B. Etc ) I even Youtube and seen people purchasing products from these site such as (Gucci Belts, Jordan Shoes, LV Bags, Etc). Being Replicas isn’t the Problem but CAN I TRUST THESE SITES?? Are they Scams? How fast is the shippment. If anyone ever order from these site please let me know, i’ve seen a lot of products i want to order. It would be very helpful! Thanks! ;D

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How long is best buy (the store) open till?

Help me out plzzz!


Understanding my credit score.. TransUnion says it’s 732 and Equifax says it’s 762. Which one matters?

I just looked at my credit score and am really confused. Do I have good credit?


Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?

My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. typical refi” as far as what the differences are as far as how tax deductible they all are (interest paid


Help please !?

Unearned Rent Revenue. The Krug Company collected $6,000 rent in advance on November 1, debiting Cash and crediting Unearned Rent Revenue. The tenant was paying one year’s rent in advance and occupancy began November 1. Okay, can some one help me. I know they told me the DR. and CR Transaction date December 31 D.R Cash and Cr Unearned Rent revenue Now would be Cash D.R 72,000 and unearned rent revenue 72,000 ?


Are there any lenders in the indianapolis area willing to loan to people with poor credit?

I don’t want a payday loan and the money needed is less than 1500 and can be paid back within the next two months.


How many months Property Tax should be paid in advance as reserve to Lender?

When you close the house, how many months of property tax should be paid in advance as reserves to lender? Does it depend on the lender? If lender says 5 months, can I negotiate with closing attorney?


What are the 3 factors that affect the rate of stream erosion?




















































Can a payday loan company take my social security check to pay off loan?

Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If you go to jail, what happens to all your debts, bills etc?

I am not in this position i am just asking, stop jumping to conclusions!


Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how?

old u have to be get one.. and if my parent can sign for me


Can money I owe to Attorneys other than my bankruptcy attorney be included in my bankruptcy?

I will obviously pay my bankruptcy attorney her fees. I’m asking about legal fees incurred in another matter. Thanks.


Can f1 international student gets a car loan if he pays enough down payment?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

I can’t get financial aid, but I need money for college…?

Ok, so my parents make WAY too much money for me to get any financial aid AT ALL ( their expected contribution” is like $45


I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?

I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?


How do I calculate the present value of buying new car?

The car now is :$22000 The saleman offers N = 5 yr PMT = $350/mth Down PMT= $3000 Interest rate = ???? I dont know what to get, i just get the t-bill one. If i am wrong, please let me know. I have a HP 10BII financial calculator? do i plug these into my calculator? N=60 (5 x 12) PMT = 350 PV =3000 I/YR = 4.94 (5 yr yield from t-bill 6/5/2006) <- not sure should i use t-bill rate or not 4.94/60 For FV, i got $24,669.85; however, this is the price i am going to pay in 5 yr. How do I know the PV of the car? Another question, some people take out loans to buy a car, if i want to take out 5000 for down pmt? How do I compare them? I mean should i borrow or should i make a monthly payment or should i payoff the car?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I check my credit score for free?


Credit Card verification for cam site?

Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks


Need a loan for plastic surgery but have bad credit!?

I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they’d let me do that? or is there somewhere that would actually give me a loan for it with bad credit?


Is a $6000 student loan ‘alot’ to payback ?

the cost of a 3 year bachelor degree in my country is $6000 U.S.


I want to buy my first car! What credit (length and score) I need for auto loan?

My credit average length is 9 month and score is 695!


Is a credit score of 662 decent?

My friend William recently checked his credit score, and it reflected a score of 662. My borther-in-law (who had filed for bankruptcy about five years back) has since gotten a mortgage and new SUV, yet my friend was complaining that he cannot get as much as a credit card (and he islooking at getting a mortgage this spring). Is his 662 a poor score?


How will buying a home as a co-signer affect my credit?

My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year


Viewing your credit report at annualcreditreport.com?

i filled out all the information and recieved my free credit report at annualcreditreport.com a couple months ago. I was unable to print at the time, so is there a way to pull my report back up so that i can review it again for free??


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?

So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?


What do you think was irving’s purpose in writing ”the devil and tom walker?


How can I use my Amex Gift Card online?

Whenever I call American Express’ customer service line for gift cards (1-877-297-4438) I get an automated message and the only thing I can do is check my balance. Does the customer service have certain hours that you talk to real people, or am I calling the wrong number? I’ve tried calling them around 10PM and 8AM.


What is the best auto loan rates in arizona?

I want to get a 2014 Kia Forte. But what auto loan rate should I have? I have pretty good credit I’m 19 and its about 710 or so. I have a credit card that I have made payments on and have never missed a payment. My friend said they have specials like 2% apr but my bf works at a bank and said his bank is about 8% so I’m confused.


Can I get an auto loan with bad credit if my wife co-signs?

I have a credit score of 555 and my wife has a very good credit score. I make over $70K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.


How do you start your own Internet Payday Loan Business?

The business that pays you in 2 hours and send money to your account? Do you know any information and how to establish this business?


Who can I get an auto loan from with great credit but little credit history?

A Loan of 18000


10 points!!! Consumer math help, 1 question?

Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A question about asset disposal” before bankruptcy?”

I am considering an IVA or bankruptcy in the UK prior to emigrating to New Zealand. Although I have a lot of debts I currently have some fine wine worth about £20,000. If I want to get to NZ all of the visas, medicals, assistance from an emigration agent (which I need because of complications with my circumstances), flights for my family and I, and one month’s income up front in NZ to get us started and pay rental deposits will come to about £13,000. The other £7,000 we would hand to the Official Receiver or trustee and we would arrive in New Zealand with nothing but suitcases with clothes in them. Would using that £13,000 expenditure be seen as an unreasonable disposal of assets prior to bankruptcy?


Which one is best LICHFL, SBI or HDFC home loans ?

I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?


Does anyone know how to go about filing bankruptcy?


Incorrect address on my public record?

I was monitoring my credit report, when I noticed that there was an address listed that I never lived at. When I tried to remove it, the credit bureau said they can’t remove it because its public record? What can I do?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Can you get a payday loan at age 18 in British Columbia?

Can you get a payday loan at age 18 in British Columbia?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


Can’t get credit report without giving credit card number.?


What is the Mortgage for a 550,000 home?

I have never lived in a home before and I am just curious

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How does bankruptcy effect your home buying abilities?

would like answers from people who have been through it. How long after your bankruptcy where you able to start getting things again? (like a house or car or other lines of credit)


How to view your credit report?

– online (free & safe) – post whatever… i need to view it urgently!!


Trying to get home mortgage, 1 80%, 2 20% credit score is 504?

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would help me at all? Wanting to do this alone if all possible.


Low interest personal loans?

Where can I get one? No pay-day loans, please. I need a low interest personal loan.


Iss cash flow loans meant only for business finance?

are cash flow loans meant only for business finance?or are they also available for personal finance?what are the loan amounts and repayment periods?


Algebra helppp pleaseeeeeCamille purchased a motorcycle for $5,723. She made a down payment of $1,775.?

Camille purchased a motorcycle for $5,723. She made a down payment of $1,775. She applied for a four-year installment loan with an interest rate of 10.2%. What is the total cost of the motorcycle after four years?


Is paying your car payment three days late going?

to hurt my credit.. i have never been late before and i had a financial problem come up that i had to pay immediately.. now i don’t have enough to pay my car payment.. until thursday.. will their be any penaltys i will have to pay or go against my credit?


How Do I Apply For Credit?When trying to buy a car?

Im Only 18, And I Have No Credit. Im trying to build credit so i can buy a used car. if i dont have any credit and try to buy a car will i need a co-signer? or can i apply for credit through the dealership? i really NEED a car. please help.


10$ insurance payment screwing up my credit history?

I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it 🙁 Any suggestions if i can call credit bureau or something ? Thank you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Looking for payday loan website that won’t scam me.?

Does anyone know of an payday loan website that is not a scam thanks?


Can a payday loan company take my social security check to pay off loan?

wrote check for $500 could not pay back got sick could not go back in to buy back so i closed my checking account because i could not pay back the bank fees & fees to them .


In simple layman terms what are mortgage backed securities?


Will my credit cards (Visa and Master) work in Japan?

Hi! I am going to study in Japan for 6 weeks this summer, and I was wondering if my American credit cards will work there? Or should I just carry cash? Any tips and ideas about living in Japan would certainly help me a lot too! Thank you very much for your time!


Can I get money off a credit card without having the pin?


What if there is a bill on Credit Report but I have not been contacted in any way for over 2 years?

I recently checked my free credit report on Equifax and Experian. It stated that I had bills from when I did rehab on my knee. I had not been contacted in any way, no mail, phone calls, or email by the debtors stating that I owe money. So I contacted the place Maxsports, where I did the physical rehab at, and they said my account was no longer in their system as they had a new system, and gave me a number to what I believe is a collections agency to collect on my debt. I called them and asked for what money I owed. They told me $345 and asked if I wanted to set up a payment plan. I declined to do it. I also gave them my social security number for them to look up my account info in which they pulled up the balance I owed. Should I wait and see if they start contacting me? And did I do something stupid by providing them with my social security number??? I mean I called the business where I did my rehab at and they gave me that number. The debt collector is PCB in Columbus, Ohio and they have not attempted to contact me nor my mother in any way about my bill owed. What should I do? Wait and see if they are going to start contacting me or just call them back and set up a payment plan? I don’t want to call them back as I feel they may pull up my file and start harassing me… Since it’s been 3 years and I have never got any contact via phone, mail, or nothing, what should I do in your opinions??? I am also sure they have me and my moms correct mailing info and numbers on file as we have been at the same residence and had the same phone numbers well before I even went to the rehab for my knee. Any comments would be greatly appreciated!!! Thanks!!!!


Can anyone find the names of the other 2 guy in the free credit report cmmercial the blond is hot?




















































Anyone tried Ross Dalby’s winning in the cash flow business?

Anyone tried Ross Dalby’s winning in the cash flow business?

I’m thinking of buying the system and wanted to know if anyone out there has tried it already and could explain how it works…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Where can I get a credit card with no credit or cosigner?

No one in my family wants to cosign for a credit card. however my grandfather did sign for me a new car its about a $18,000 loan but his name is first on the loan. Some people have told me since his name is first that it will not build my credit. i am 20 and really want to start working on building my credit. help please?


Help with payday loans in missouri?

I was really stupid and in a really bad position financially so i took out some payday loans …the kind where you write a check until payday… It was one at first but then it was like robbing peter to pay paul… It has been 3 months i have been paying and it just seems like there is no end in sight until i have the money to pay them off …i just have to keep renewing them. I have no relatives with money to borrow and am working 2 jobs and i have cut out ALL extra spending just to make these payment! Im not even getting ahead on them! I am desperate! Seriously considering living in my car to be able to pay them off! So my question is: these being check loans: if i dont pay, can they send them to the prosecuting attorneys office for hot checks? Then i will have warrants? Or do they just take you to small claims court and get a judgement against you?


If you don’t pay back your car title loan and they take the car, will it go on your credit?

My husband got a title loan for this clunker he used for work. He sold” it to a friend who has yet to pay the full balance. Anyway


Best place to get approved for a loan after bankruptcy?

Hey, Jim I have never made any decisions in life that I regret and If I wanted your judgement on my financial standing then my question would have been Will you judge my finances?” There are no consequences on my part

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

What is a legit Payday loan site no third party with no credit check and fast approval?


Where can I get a copy of my credit report for free without having to join some credit protection service?


Payday loan in paypal?

Hi, I would like to know if there are any payday loan websites which directly transfer funds into your paypal account?? Please provide the list of such websites…


Anyone tried Ross Dalby’s winning in the cash flow business?

I’m thinking of buying the system and wanted to know if anyone out there has tried it already and could explain how it works…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


A short term loan ????

I got a short term loan for 5000 for 1 year term. repayments are taken out monthly from my account. if i want to pay back the 5 thousand in 4 weeks from now is there extra charges ? and do they let you repay so quick ?. thanx


Where can you find a listing of companies that have filed bankruptcy?

I heard that Linens n Things filed bankruptcy, where can I go to find this out for sure?


Is it a good idea to pay your property taxes separate from your mortgage?

My property taxes are $8400. Ouch…thanks to all of you for your answers…it’s helped me alot!! : )


Can land with pre-existing mortgage be subdivided if none of it is sold? both parcels are kept,but subdivided?

Again…please read…..THis is not a question about if the county will allow it” in terms of if the land qualifies… I already know that if the land was owned outright that it is allowed by the county. The question is really


What’s a completely free hook up/dating site?

Most sites have a free SIGN UP, but require that you give them your credit card info and subscribe if you actually want to enjoy the features. Don’t be retarded and say Facebook or MySpace.


How do you raise a 580 credit score?

So, I have some negative factors on my freecreditreport.com that I’d like to fix considering a 580 will not give me my own rental (that is my goal): 6. You are 30 days late on one or more payments 7. You have a short length of credit history 8. You have a low credit limit So, #6: it says I have 9 listed negative accounts and 6 listed accounts in collection. I have paid about 3-4 of these accounts off in the past 6 months, if it is under $200: I have no problem paying it. However, I do have insurance and I havent had any medical problems (I am 21) so anything over $200 for a college student with insurance I feel is unreasonable. Also, the majority of debt had occurred 3 years ago (when I was 18). Do you recommend I pay these debts off? It’s about $1500 total between 4-5 accounts because of clerical errors with my insurance and/or insurance didn’t cover a specific company (I had no clue about that type of information as I was 18). What do you suggest to raise it as I am looking for an apartment and I will never receive a rental with a 580 credit score. Also, I have applied for a higher limit other than $500 and they will not allow it. Do you suggest I pay my neg / collection accounts overtime (balance 1500$)? What else am I able to do to raise it? I have 2 credit cards in which I pay on time. I started off bad when I had no credit as a teenager (I think it had raised to 480) so as of now after paying some accounts off, it is 580. My goal is to be atleast at 650. Thanks!


How much would taxi insurance cost?

How much would it cost to insure a car essentially as a taxi? Also how much would it cost for a person to be insured in a customers car (any car they drive)?


What is the best way to pay for things in Bali?

Bank Card, Indonesian Rupiah, Credit Card?


Anyone tried Ross Dalby’s winning in the cash flow business?

I’m thinking of buying the system and wanted to know if anyone out there has tried it already and could explain how it works…

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What does it mean in the Monopoly board game: mortgaged, unmortgaged and unimproved property?

I’m reading the rules of the classic Monopoly game and this is where it confuses me; is under Paying Rent: When you land on a property that is owned by another player, the owner collects rent from you in accordance with the list printed on its Title Deed card. If the property is mortgaged, no rent can be collected. When a property is mortgaged, its Title Deed card is placed face down in front of the owner. It is an advantage to hold all the Title Deed cards in a color-group (i.e., Boardwalk and Park Place, or Connecticut, Vermont and Oriental Avenues) because the owner may then charge double rent for unimproved properties in that colour-group. This rule applies to unmortgaged properties even if another property in that colour-group is mortgaged.


Are citibank credit cards good?

Is a Citibank credit card a good card to have? If so are there any good college cards with a high limit? I have 720+ across the 3 bureaus and never missed a payment as well as low balances. I need one high limit credit card because my highest limit right now is 1300. Any suggestions whether it be Citi or another bank?


How much does it cost to file chapter 7 bankruptcy in the state of california?

about how much does it cost to file ch. 7 bankruptcy in the state of california… does it depend on the debts i have enmassed???


Credit rating, why was i rejected?

Today i tried to get a tmobile contract phone, £20 per month for 18month and was credit rejected by experian and i dont know why. ive never taken out credit in my life, never been in debt for anything either. every month i clear 100% of my credit card bill on time. ive lived where i live now for over 3yrs ive had a bank account since i was a child and have never been over drawn once by so much as a penny and i have a reasonably healthy bank balance. i dont work due to health reasons and i live in rented accomodation paid for by HB but i was not asked any income related questions in the last 3 yrs my credit card has been defrauded twice but i was told this would not have any baring on my rating and also someone tried to take out credit with littlewoods in my name fraudulently and again i was told at the time that this wouldnt affect my rating ive signed up for free credit report on credit expert but thats gonna take 48hrs and i want to know now, im really really angry about it can anyone help me? and what can i possibly do to improve my rating when i dont owe anything to anyone? thanks


PLEASE HELP !!!!??? MATH QUESTION !! 5PTS?

Dwight took out a payday loan for $1250 due in 4 weeks that charged a $100 fee. What is the periodic interest rate of the loan? A. 8% B. 32% C. 416% D. 104%


Are there any legit websites to get personal loans from?


I need at least a $1000 to pay my bills. By Friday. I have a job. but i have bad credit where can i get a loan?

I need a loan or a way to come up with $1000 by friday. i have bills to pay. I don’t want a payday loan. i have tried prosper.com and they want. no one will co-sign for me or no family member will loan me any money. So if anyone have a great i deal to come up with it please leave me and answer. I also want do in crazy acts. example( stealing, or prostituting.


What is the top three credit buroes?

Im just trying to get my credit score.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Which of these is the best financing choice?

I’m looking to trade my car in next year for a 2012 Mustang. Mustang goes for around $20,000-25,000 depending if I get new or used. I’ll owe about $12,500 on my current car which will book for around $11,000 retail $9,500 trade in so I’m a little upside down I understand, but my bank will save me $4,000 off MSRP on a new Mustang. The thing that makes all this possible is I should have between $10,000 and $12,000 to put towards this matter when the time comes. So my question is, is it better to: 1. Try and pay off my 6%APR loan right now, and have that $9,000 equity free and clear to trade towards the new one? 2. Pay my current loan till it’s in the black again and trade the car? 3. Keep my same payments, and just put a huge chunk of cash down on a new car to offset the negative equity? Essentially I just don’t know where or when to apply the $10,000 to save the most money in the long run. And if it helps, I don’t plan on ever being upside down again, I’ll finally be able to get the car I REALLY WANT, and drive it till the wheels fall off instead of keep getting stuck in cars I didn’t want in the first place, but could afford” and always regretting it.”


How do I get rid of this credit reporting serivce they bill me every month.. Its mini credit report.com $12.95?

I get billed for this every month and yet I dont remember ever signing up for this service I need help I am tired of it. I want to get rid of this service but there is no contact information given about this company


Do Chevron Business Gas Cards offer Cash Advance?

I was wondering if i could use my chevron/texaco business gas card to recieve cash and if so are there any fees? Any help will be appreciated. Thank you


Best credit repair companies that are not too expensive?

is there a reputable credit repair company that is reasonable? i tried doing it myself, but with no luck. im not too sure which company is good. any information would be greatly appreciated. thank you.



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

If you filed bankruptcy, what has the result been since? do you feel like credit is even harder to get?

Or does it seem like credit is even easier to get now. If you fillied bankruptcy are your credit offers better then before or worse then before, or no credit at all? im asking about after the 3 – 6 month period. Do you feel it was a wise move? or do you wish you did’nt file bankruptcy at all. I’m truly intrested in every ones opinon. Personally if i was a credit agency. During these diffcult econmics if i was a creditor i would give everyone exterme low rates like 1.9% on there current bills and credit cards, because i know that would be affordable, therefore making people more opt to pay now. then to regan my intrest yet still keep you as a customer raise the rate to %9.9 while everyone else raises it to %28.9 i keep you at %9.9percent knowing you would not feel ripped off and glad to pay a decent intrest rate. So please lety me know how bankruptcy affected you. Thank you! Michael


Anyone tried Ross Dalby’s winning in the cash flow business?

I’m thinking of buying the system and wanted to know if anyone out there has tried it already and could explain how it works…


Do Auto Loan Deferments exist?

I am going on parental leave in two months and will not be unemployed for at least two months post-delivery. Does anyone know if such a thing as a parental or unemployment deferment exists for auto loans? I know they exist for student loans, but am not able to find any info regarding auto loans on the internet. I’ve also contact my Lender but have not heard back from them and don’t really expect to-I haven’t had much luck receiving return communication from them in the past. Any info would be appreciated. Thanks!


Does an overdraft affect credit ratings?

Recently when looking at cars on finance the salesman asked how my credit rating is and to be honest I have no idea. I have paid a few phone bills a week after payment was due (without having it cut off) I also have an arranged overdraft with RBS and although I’ve had it a couple of years now, I’ve never went over the agreed limit. Will any or both of these affect my ability for a car on finance through affecting my credit rating?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Are those online mortgage calculators accurate?

I just checked out an online debt-to-income calculator and it says I have a 19%. This I know is correct as the figures are very straight-forward. This is a good sign, right? Also, I have made an appointment with my bank’s mortgage originator for tomorrow afternoon. I’m just very nervous about what I’ll learn there and I’m hoping for some reassurance. So thanks!


Search college scholarships & financial aid / perkins loan?

++++++++++++++++++++ ++++++++++++++++++++ http://usa1proxy.cn/top-100-scholarship-scholar-student-school-college-loan.html http://usa1proxy.cn/top-100-scholarship-scholar-student-school-college-loan.html ++++++++++++++++++++ ++++++++++++++++++++


I need some credit advice please. :)?

I am 21 years old and trying really hard to build my credit. My current credit score is 659 according to Credit Karma. I have a Auto Loan for 14k that I have had since May of 2010 and I have been on time with every single payment weekly payment of $72. My fiance’s mother co-signed for me and the loan officer said that in a year I can go back in and have her removed. With her being on the loan as a co-signer is it building my credit at all or is it affecting hers only? Once I go back in to have her removed should I refinance or would that not be wise? I also have a Gordon Jeweler’s Credit Card with a $500 limit. I currently have $180 on it. Now here is where I really need the advice. I am getting enough back with my income tax return that I could pay it completely off. Would it benefit me more to pay it off all at once or to make $50 payments each month until it is paid off? I know having a credit card with a zero balance helps your credit or at least that’s what I’ve been told. I just want to make sure that I am doing everything that I can to build my credit because it is crap right now. I have tried applying for 3 or 4 different credit cards, which I know hurt my credit so I won’t be applying for any more until my credit is a lot better. Thank you ahead of time for the help! 🙂


How can I file bankruptcy on a forclosure?

Last year my husband and I lost a home we purchased about 3 years ago. This house was to be an investment. We remodeled the entire house and completed just as the market crashed. This past March the house was foreclosed on after being on the market as as short sale for 2 years. We want to file bankruptcy because this ruined our finances. We still have our home we live in but we now have 2 creditors suing us. How do we file for bankruptcy and include the taxes we will probably be charged for the house we lost in March 2010?


Tips on buying a new car?

Hmmmm… dilemma dilemma! Ok so i want to buy a car but my paranoid dad thinksim going to crash and die if i buy a used car so only one im allowed to buy is a new car. My parents aren’t paying a cent for the new car and here’s my dilemma. How will i afford a new car with my own money? AN AUTO LOAN! oh my! ok so i don’t know a thing about buying a new car.. let alone owning a car so tips, pointers, anyone? I’m thinking of buying the ultimate korean car!!!!!! corolla! yay!!!!!!~ sadly it’s the only one that i like that’s a decent price. ok and one other thing can some please clarify what s, ce, le, and all those weird symbols are possibly relevant to me. I’m thinking of getting a four door sedan, automatic, what else is there hmm probably a le but i can’t seem to figure out the difference. ok anyways i’ll stop talking and let you talk ^^~


Can filing for bankruptcy effect your green card renewal? ??

i would like to know guru where you found the answer to my question and what is your knowledge in this situation? 2 hours ago i found this so your wrong, http://blog.legalhelpers.com/bankruptcy-and-immigration/ tootles love


Where is the best online site to check my credit score?

i’m looking for a FREE web-site to check my credit report. don’t want it to be one of those sites that try to get you to sign up for year long stuff, plz help!!!


I’m in major debt, how do i get out?

I owe about $11,000 between my two credit cards, paying off a DUI from many years back, paying off a ticket [$530!], and from getting braces [which i am still paying off monthly]. I make about $1,200 a month [if my boss doesn’t take off a lot of time] but i still have rent, cell phone bills, gas, and food to pay for! How in the world do i make a lot of money, and quick, to pay off all these things without having to file bankruptcy? Thank you for all of your suggesstions!!


Merrick Bank Credit Card Application Question?

I applied for a Merrick Bank credit card earlier this week when I got there pre-approved offer in the mail.. and after I did the application I got this response. Congratulations! You have been approved for a Merrick Bank Credit Card, subject to verification of the information provided in your application. If we need any additional information, we will notify you within the next two weeks. Once the verification process has been satisfied, you will be issued your new card(s). Please allow an additional two weeks for delivery. I am a little bit confused … does this mean I’m not definitely approved yet? I’m thinking I am approved, but they just have to verify stuff first. Or do they just have to verify a few things first before they can complete the card. Also how do they do the verification? I had that response before when I got my orchard bank card that was over a year ago & I did get the card in the mail. Also for those of you who have Merrick Bank credit cards.. how long did it take for you to receive it in the mail after you applied? Thanks!!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Bankruptcy questions?


Anyone tried Ross Dalby’s winning in the cash flow business?

I’m thinking of buying the system and wanted to know if anyone out there has tried it already and could explain how it works…


How do I fix my credit after a divorce?

My husband and I had credit cards and auto loans together, He look everything and now has stop paying on things because hes with someone else and it’s hurting my credit how do I get them off of my report?


Cheap car insurence in ny?


Different between loans and advances of a bank?

Full answer


Exceeded my Visa credit limit by a few dollars?

I am always perfect with my credit card: not putting too much on it, paying as soon as I get my statement, etc. However, I just went over my credit limit by a few dollars, and I’m freaking out. I paid it immediately, but I’m terrified of what this will do to my credit score. I have a regular Visa credit card, and I couldn’t really find any information online about what they specifically do with first time ‘offenders’ like me. If anyone knows what might happen or has been through the same thing, please help!


I want to file bankruptcy for free. Who does it in DC?




















































I would like to know the real effects of a chapter 7 bankruptcy.?

I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Does anyone know ebay auto loan in Canada?


Anyone paying 22% interest on a bill consolidation loan with Bank of America?

2 years ago I decided to take a loan (wanted to combine credit cards take a loan to pay off the debt)offer that I received in the mail from Bank of America. I assumed with my excellent credit I would get a great interest rate however as careful as I was the rate turned out to be 22% which is extremely high with my excellent credit. I took a $25,000 loan which I pay 592.00 a month (I always pay more) that I now learned I have to pay for 96 months which totals to be $56,832, I am so upset and not sure what I can do to get rid of this huge debt, any advise for this debt that is worse now than had I simply paid the credit cards off?? Thank you


Is there a website that will give me a Free credit report?

FREECREDITREPORT ASKS FOR A CREDIT CARD please REread my question and answer accordingly


What are some good places to consolidate your student loans where you will get cash back and a good rate?

I have a little over $30000 in Federal student loans and I am looking for a good place to consolidate them where you receive a good cash back rebate as well as a good interest rate. Anyone that knows of a good place please let me know.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Who has filed for bankruptcy recently?

Just curious who has filed for bankruptcy in this recent recession and how it has affected you thus far? Do you think lenders will be more forgiving with loans (i.e. buying homes) given the situation of our economy at this time?


After I find a new job can I file Bankruptcy?

I have bad credit and this company gove me an offer after they already completed my background check. I think I should file after accepting and start over fresh.


What does my credit score need to be to get the best rates on an auto loan?

My credit score is 748 and I am curious if this is high enough to get the best rate on an auto loan.


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Best buy credit card application online said they couldn’t verify my identity what does that mean?


Co-borrower(RV loan) filing bankruptcy, how will that affect my loan?

I was never late with payments but the bank threatens to reposses the collateral. Can the bank really do that? Thanks.


If I didn’t pay on a payday loan and then our state made them illegal, can they still sue me or garnish wages?

I had some payday loans that I was unable to pay on, I tried to make payment arrangements with the companies to pay on them, but, they didn’t want to accept what I could pay. Then, our state made them illegal, the companies switched to title loans vs payday loans. I’ve now been getting phone calls from 800 numbers of people claiming to be calling from a lawyers office. They never give a name, the name of the company etc…..I am wondering if I can be taken to court and sued and wages garnished?


Is it unlikely that a credit union will approve an auto loan a month after one is paid off?

I pay off my car in Feb. I need to get a suv because we’re expecting another baby in March. Is it unlikely that we will get approved for another auto loan because we just paid one off? It is the same credit union The loan is for about 37,000 dollars more than the last loan We paid the first loan off in a little over 2 years We are active duty military


What is the Best, Fastest, Cheapest way to Fix my credit?

I pay my bills now on time and I had paid my bills on time. My husband lost his job and my job couldnt carry us, so there is a slump in our credit, we had 4 credit cards, 3 vehicles, 1400 rent, and when he got hurt his work comp took so long to get started we had to only keep 1 car, move before our lease was up.


How can I lower my car insurance to a affordable price?

I have been looking for my first car for about 4 months now and I finally found the perfect car for me… 2006 Dodge Charger… It is at the right price for me and has good miles… Nice car clean… But my only problem is my insurance company gave my parents a quote that is too much. The oringinal yearly payment is $1300 but when my car is added the quote is $7200… So that is expensive, I take drivers Ed so that should have reduced it and I have good gpa etc… I need help on how to lower that from $7200 Any ideas?


Bankruptcy without a lawyer?

If I download the forms for bankruptcy how safe is it to file for bankruptcy on my own?


Is there really a free credit report search on-line.?


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How old do you have to be to use/buy a Visa Gift Card?

Well.. I have to get a birthday present for my 13 year old brother, which’ll be tomorrow, haha, but i’m 15, almost 16, and I would like to buy him a Visa gift card so he can buy whatever he likes and he won’t lose it easily like cash would. Do you think I can get it for him without any problems, because my parents are going to be out to dinner tonight and I would like to buy that for him tonight, do you think I’ll be able to buy it for him without their signature/authorization? Also, how much does it cost to activate it?


Former employer filed for bankruptcy?

I filed for a court order against my former employer who owed me unpaid wages. Before the hearing, the labor comissioner deputy for my county contacted me and told me that my employer didn’t want to fight over it and offered me $6,000 for the settlement. I accepted. Later the same day, I contacted the deputy to ask questions on how I would be payed and she informed me that my former employer’s lawyer contacted her and said that my employer was going through financial hardship and was more than likely going to file for bankruptcy. If my employer filed, then I would get nothing, and that the deputy would be unable to help me. What can I do?


If youre being sued for a payday loan can u still file bankruptcy?


About my credit report?

I just went online for my credit report and there are a few things listed from companies I don’t recognize. How do I request more information so I know wether or not to dispute the claim? I don’t recognize the company, or the amount that I supposedly owe so I’d like to investigate it a bit.


Do I qualify for Bankruptcy?

I was in a bad Accident over a year ago. I over over $200,000 in Medical bills. I was forced to resign from my job and I have no income right now.


I want to fix my bad credit but dont have the cash to fix it anyone know anyone who will do a bad credit loan?

Not interested in payday loans.


Personal Finance Help!?!? PLEASE..?

im way behind and am being slammed with all this work 🙁 PLEASE HELP 1. Describe at least three specific individual differences that may give you an advantage in the workplace. (1-3 sentences. 1.5 points) 2. Choose an industry you might be interested in working in, and explain why this industry interests you. (2-4 sentences. 1.0 points) 3. Describe at least two methods you would use to identify job opportunities if you were looking for a job. Explain why you would use these methods. (2-4 sentences. 1.0 points) 4. Choose a career from the following list: financial planner, financial analyst, accountant, risk manager, cash manager, treasurer, CFO, and comptroller. Use the Internet to find information about this career, and answer the questions below. TIP: The U.S. Occupational Outlook Handbook (http://www.bls.gov/oco/) may be a good source for this information. a. What is the name of this career? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) 5. Choose another career from the following list: financial planner, financial analyst, accountant, risk manager, cash manager, treasurer, CFO, and comptroller. Use the Internet to find information about this career, and answer the questions below. TIP: The U.S. Occupational Outlook Handbook (http://www.bls.gov/oco/) may be a good source for this information. a. What is the name of the career you chose? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) 6. Choose another career that you are interested in. This does not need to be a career in the finance industry. Use the Internet to find information about this career, and answer the questions below. a. What is the name of the career you chose? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) d. Why does this career interest you? (1-3 sentences. 2.0 points) 7. Choose another career that you are interested in. This does not need to be a career in the finance industry. Use the Internet to find information about this career, and answer the questions below. a. What is the name of the career you chose? (0.5 points) b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) c. What level of education is this career likely to require? (0.5 points) d. Why does this career interest you? (1-3 sentences. 2.0 points) 8. If you were in charge of managing a group of employees, how would you assess their job performance? Describe at least two methods you would use. (2-4 sentences. 2.0 points) 9. Describe a time when you or someone you know conformed to the behavior of others. Why do you think this person chose to conform? (2-4 sentences. 1.0 points) 10. Describe a time when you or someone you know chose not to conform to the behavior of others. Why do you think this person chose not to conform? (2-4 sentences. 1.0 points) 11. Describe a time when you have worked with a group of people, such as with students for a school project, with coworkers at a job, or with family members to complete a chore. Describe the dynamics of the group, and then describe at least one way the group dynamics could have been improved. (3-6 sentences. 3.0 points) 12. Describe a real or made up but realistic example of a misunderstanding that occurred because of unclear written or verbal communication. How could this misunderstanding have been avoided? (3-6 sentences. 2.5 points)


Can i get a 145000 dollar loan if my income is 43000 a year?

my monthly income is 3,580 before taxes

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How do you pay your Citizen’s Bank Auto Loan online without a Citizen’s checking account?

I want to pay my bill online, but from my M&T checking account. Anyone know off hand how to do this online? I’ve tried contacting them, but have yet to get a response.


What agency resolves bankruptcy issues after a bankruptcy is dismissed.?

I owed $12,000 on the car under the bankruptcy. Trustee schedule showed that I paid $13,000. GEICO paid $3,200 as the settlement to GMAC. GMAC put in my credit report that I still owed nearly $6,000. Their representative says they never received any payment. After several companies kept calling or contacting me by mail amd the lawyers told me to contact the trustee, I walked away from the bankruptcy. I set up arrangements to pay off the debts and completed that in Dec 2006. I was 6 months from the bankruptcy ending. When car was totalled, according to the trustee schedule, I only owed $1,249. GEICO settlement should have more than satisfied that debt. Fter the law firm changed over from lawson/Herring to Higgins/Allmand that’s when the problems seem to occur. HELP!


Loan posting site in usa?


Will my monthly mortgage payment go down as I pay off the principal?

Hi, I am in a 30 yr fixed mortgage and I am paying about $200/month more than what I owe towards the principal balance. Currently, my payment is about $2500/month (but is has fluctuated somewhat due to taxes/escrow) and I pay $2700. The principal balance is at 310K as of today. My question: As we pay off the principal balance, will the monthly payment go down because we will pay less in interest, or does the monthly payment stay constant, and we will just pay off more of the principal with each payment at the principal balance goes down? If the monthly payment stays constant, is a refi the only way to reduce it?



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Does anybody recommend DivorceWriter.com to file divorce forms?

I want to get a divorce but do everything myself because we have no children or assets to split but I am having a hard time filing out the forms myself and figuring out which forms I should use and fill out.


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks


I want a bmw 328i 2009. Im 23 will i qualify for an auto loan?

I have been looking around at bmw dealerships and really like this car. I make around 800-900 a week working for pepsi. will i qualify for a loan at a decent rate? my score is 743. the cars were around 21k-24k with a year factory warranty left and 2yr extended.


A math problem concerning auto loan finance?

The question: Suppose you take out an auto loan for $8800 over a period of 3 years at an APR of 5%. To the nearest $100

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Will my truck be liquidated in a chapter 7 bankruptcy?

My parents may be filling for a chapter 7 bankruptcy and have 4 cars in their name (my truck included). I just paid my truck off and am about to put it in my name. If my parents file for bankruptcy soon after I put my truck in my name can they still take my truck? I heard there was a year time period between letting go of assets and filling for banckruptcy before those assets cannot be taken. I live in Colorado Springs, im sure theres different laws depending on state of residence.


How do I get the Free Credit Report as provided by Federal Law?

The web site to which you are referred by the 3 major reporting companies is no is service.


Examples of idiomatic expression?


I am looking for a loan shark. I need to borrow $1600.00 ASAP I am willing to pay up to 18% on the loan. ?

I mean up to 28% but I guess that is still low? :o(


What is the difference between a personal loan and a payday loan?


If I borrow $1000.00 from a payday loan place and I have 45 days to repay at 365.00% annual % rate?


I keep getting turned down for payday advance loans? it says i dont meet the criteria? they dont do credit che

ecks so im wondering why i keep gettin turned down?


What’s the laws regarding ch 7 bankruptcy?

I’ve made mistakes in the past and want to start fresh! I live in missouri and i think bankruptcy is my only choice right now! What are the guidlines and what can i file on and what can’t i file on. Also what’s my first step?


Can a collection agency with a judgement against me freeze my account tomorrow?

I had a judgement put against me in January of this year (due to bad advice from a lawyer). I switched off my direct deposit at my job, and started filing for bankruptcy. I will have paid off the BK tomorrow, and I actually have my direct deposit set up to start again tomorrow. My question is, since the creditor does not have a hold on my account right now (I know because I have been using my bank card intermittently over the last few weeks and there’s no indication of that on my mobile banking website), will they be able to take any of my money tomorrow? I will have about $3500 deposited, and after all my bills, I will only have about $50 left over -> I can’t afford to lose ANY of that money! Thanks!

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Question About Credit Score?

How long after you pay off all your credit card debt does it take to update your credit score? I want to check mine, after I recently paid off everything, but I also heard that it can take up to 6 months to update.. ANOTHER QUESTION ABOUYT CREDIT SCORE. I heard id you check your credit score too often it has some kinda negative effect on your score? IS THIS TRUE?


I would like to know the real effects of a chapter 7 bankruptcy.?

I have tried to read up on info.. and most seems to be from attorneys attempting to sign up with them. Also, i have reviewed my options in regards to debt settlement and management and it doesnt seem to be an option. After all, my payments would still be around$400-500/mnth and thats something that i can afford at this time. Basically, i went from making decent money to trying to survive and keep up. BK7 is scary, but i feel that i am young enough where i can reestablish myself. Here are the facts: I owe about $35k I am 29 I have NO assets I am already late on payments in some cases by 120 days I make below the median income for my state, Florida. Any info (that’s not regurgitated from another site) would help… maybe some real life experiences. thanks


A yaoi with some hot scenes in it?

I really like the S&M kind of stuff, and/or a threesome, you know somethinng totally erotic andhot. ;D and it’d be really great if it is something I can download off of Manga Fox or MangaReader!! ~thanks for everyone that answers!!:3


What does L/C and T/T form of payment mean?

I am begining to export from China and most of the wholesalers’ form of payment say: Payment Method: L/C, T/T. What is this? A type of payment like a paypal?


IF you filed bankruptcy, what has the result been since? do you feel like credit is even harder to get?

Or does it seem like credit is even easier to get now. If you fillied bankruptcy are your credit offers better then before or worse then before, or no credit at all? im asking about after the 3 – 6 month period. Do you feel it was a wise move? or do you wish you did’nt file bankruptcy at all. I’m truly intrested in every ones opinon. Personally if i was a credit agency. During these diffcult econmics if i was a creditor i would give everyone exterme low rates like 1.9% on there current bills and credit cards, because i know that would be affordable, therefore making people more opt to pay now. then to regan my intrest yet still keep you as a customer raise the rate to %9.9 while everyone else raises it to %28.9 i keep you at %9.9percent knowing you would not feel ripped off and glad to pay a decent intrest rate. So please lety me know how bankruptcy affected you. Thank you! Michael


Is there a website i can go as a renter to get my free national credit score?


Need to get a Free credit report?

Hi can anyone please tell me where one may go to recive a FREE credit report?? I am told that there is a way to do this. But every where i try they want money.. Experian turned me down from geting a credit card.. now that i want to get my report on line to ess it, they want money.. It is suposed to be one free on.. please if someone can send me w web site that i can recive this,i would be so greatful.. Thanks.




















































Does salary advance affect home loan processing?

Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

If my car is stolen, and i financed it, does the insurance company pay off the loan AND give me the blue book?


Will a bad credit score effect me from getting a bank account?


How does bankruptcy work?


How can I get my credit report online for free with out using a credit card?

i want my credit report.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Tracking home Mortgage rates.?

Hey all, I have a two part question. First, are there any websites available that let you track home mortgage rates daily or even hourly. I can’t find one. Secondly, I know this is the million dollar question, but should I look to lock a rate very soon for a home we are starting to build in the next couple weeks? Or should we wait, or realtor said wait because election years they usually drop. Any advice on either question would be greatly appreciated! Thanks, Jason


Were can i check for free if someone is using my identity?

Like my social security or if someone has used it for fraud etc…


Can I be held responsible for a payday loan I never signed for?

My information was apparently given out when I was on a web site which said it would match me with a lender. A company called Ace Cash Services deposited 300 in our account without us ever asking them for a loan or signing anything. They now say I owe them 510! I told them I would be more than happy to give them the 300 but no more. What are my legal rights?


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can I get a bank loan for 100 dollars at a chase branch?

Do I have to pay interest?


What’s the required amount of coverage for a HO-6 condo policy with an FHA loan?

I am buying a condo with an FHA loan. My loan officer (who I suspect might be misinformed) told me that I need an HO-6 policy with a coverage amount equal to the amount of the loan. Everything that I have read online says that FHA only requires a minimum coverage amount of 20% of the appraised value of the condo. Can someone who really knows what they’re talking about please tell me what amount of coverage I actually need?


Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?


How do I cancel, or refund, someone else’s payment on paypal?

Someone sent me $360.00 to my pay-pal account. In the status bar it says completed. There’s also an option to issue refund.” All I want to know is how do I return his money back to him. Is there a way I can refund it back to him? Is there a way I can cancel the payment


Which bank / financial institutions offers home loans on minimum interest rate in India ?

Which bank / financial institutions offers home loans on minimum interest rate in India ? For the loan upto 20 lakhs. Suggest tips for taking a Home Loan in India ?


Does leasing a new car lower your credit score?

I recently leased a new BMW from the dealer. I subscribe to Experian’s credit report/score service. Prior to the new lease my score was aroun 725. 2 months later it has dropped to 688. There has been no other action on my report except the new car. No other accounts and everything still on time and current. Im 20 years old so my credit history is not that long yet but I was told car financing usually brings up your credit score. Any ideas as to why it would drop this much? Thanks!


NSW vs QLD Police? Better overall?

What service is better NSW or QLD What service takes more aplicants? What service has the fastest application process? What service is easiest to get in to? As much info as possible would be great Thank you.


I need a cash loan but i have no bank account?

i have no bank account i just have a prepaid card a rushcard but its prepaid what should i do. and i need it fast by the end of this month please get back to me please


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


How can I get money to get surgery fast? I need $5000. I’m 18 so I have no credit. Is there some kind of loan?

I am not telling my parents about this surgery because I don’t want to worry them. But I need to get it soon. I need $5000. I’m willing to make payments. Is there somewhere I can get a loan?


Does anybody know what echst.com is?

Thanks so much…went to Home Depot and had a charge declined so when I called the CC company they asked if I had authorized a charge to that echst place and I had no clue. Got my card cancelled and went through all that change. Don’t some of those slime out there have something better to do? Don’t answer that I know. Sheesh!


Can I get an auto loan with bad credit?

I have found a car I want to buy….I need to get a loan for around $6,500…I have bad credit, is there any company that will give me a loan? I have tried several of them and have gotten shot down…help please???


How do i check my credit card statement online? Paypal told me i had to check it and find the 4 digit code.?

this was after i purchased something on my visa card through paypal.


Please explain how a mortgage works?

Well, I always thought that you apply for a mortgage, say, for £150,000 (example house price) and, assuming the application is approved, the bank gives you the money and charges and interest rate of, say, 50%. You then have to pay the bank back a total of £225,000 (150,000 + 50%). Say you get this mortgage over 20 years then you will then have to pay £937.50 per month (£225,000 / 240 months) for the remainder of this period. Now this to me seems the most logical way a mortgage would work. However, when I ask my mum about how mortgages work she says she is only paying off the interest. This just don’t make any sense to me. When is the principal paid back then? I also know that when the government cuts the interest rate slightly (which then gets passed on to the banks) this reduces the monthly payments of a mortgage lender each month. Why would you only pay the interest back but not the principal? This is just completely confusing. Could someone please explain how a mortgage works and please use an example with numbers, it will be a whole lot easier for me to understand it that way.


What are my options, I need a new car but I am upside down on my current auto loan.?

I have an ’02 Chevy truck with 110,600 miles. I owe $10,360. The last dealership was going to give me $3,000 for it. Their bank was going to approve me only if I made a $6000 down payment. Problem is I have no cash what so ever to put down. How can I trade my truck in & get financed for a new car?


I get ssi disability can i get a mortgage?

i can get a loan amount from 30-40k i just need to find out where to get a loan for the little amount and not have to come up with a 1099 that u dont even get


Bankruptcy and my saving account.?

I want to file chapter 13 on my second and my credit cards. I however, do have a saving account would I have to give imformation on my savings? I know I do on my checking. Thank-you

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Can a person have two mortgage loans on two different houses at once?

Is it possible to have 2 different mortgage loans on two different houses at once? Or would banks shy away from giving you a second loan if you already have one out? The reason I’m asking is because I’m looking into buying a house for cheap and renting it out.


What credit monitoring sites offer a free trial?

Looking for something that has easy navigation and is SIMPLE. Thanks.


About how much will it cost to go through bankruptcy?


Can I start paying off my direct student loans before the grace period?

This is my first time taking in a loan, so I don’t know much about it. The direct student loans site has Repayment” options



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Which has the greater interest rate risk – a 30 year treasury bond or a 30 year BB corporate bond?

thanks


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.


How to get your credit score safe and free?

im looking to get my first car, im 22, and until have more or less shared a car. My dad who has been a mechanic for a long time is going to give me a hand but he said i should try and get my credit score information so i know where i stand. when i first googled it i saw more information about scams and how it hurts your actual credit score to look it up. whats the best safest, possibly free, way to get your 3 credit scores?


Did Spike, Jet, and Faye of Cowboy Bebop, ever get a bounty alive?

On all the episodes I’ve watched, all of their bounties bite the dust! It’s not a wonder why they’re always strapped for food and woolons! ( ^ _ ^ ) The only thing I’ve seen them eat is, instant noodles, stir fry noodles with bell peppers, bean sprouts, and I saw Faye eat Ein’s dog food. ( o _ 0 ) Umm…that was nasty. She scarfed it down and didn’t give Ein any.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What is the difference between variable mortgage and a tracker?

My 2 year fixed rate with the Nationwide is due to finished shortly and I have been advised Nationwide will still offer the best rate for my mortgage. However I am unsure what the difference is between a variable and tracker. I dont want a variable as I want to control by monthly outgoings but cant see how a tracker is different to this, as doesnt a tracker follow the base rate like a variable rate? I dont know what Im on about and need your help! Or is it best to stick with 5.78 fixed with no fee?


Help for when interest charges take your credit line over limit and they add on ourtrageous overlimit fee?

The criticism that credit card companies would not do what they are doing unless it was 100% legal…is totally wrong. Abusive lending practices abound and there is legislation in process to stem the tide of many of these practices. Do not make the assumption that I ask this question on my own behalf. I am a corporate lender of 20 years and am well versed in corporate lending, contracts that are hundreds of pages long, and many other issues as it pertains to fees, interest rates, projections, terms and conditions, covenants, defaults, accelerations, waivers, amendments, and workout. This is a question as it pertains to CONSUMER law which is different than CORPORATE lending. Please do not insult the Asker or make assumptions with regard to my own personal credit. I am working with legislators to help remedy abusive practices and thought I might tap into any expert advice, if it can be found in this forum which based on the initial response, looks doubtful. Mostly smart alecs here


I owe $111,000 in student loans. Broke!!! Ignoring loan sharks. What do I do?

Age 28. I make $636 a month with SSI. I owe $111,000 in student loans (note: still not finished with school). I left to take care of my newborn. Sallie Mae wants near $800 a month, lowest they could possibly go was $500 much later. About 7 months into delinquency (soon to be put on default). About to start working as an assistant manager making near $2,500 a month. SOO MUCH PRUSSEURE NOW THAT I HAVE A NEWBORN! Can I file bankruptcy on the non-secure, unsubsidized private student loans (which is about $86,000)? My attorney doesn’t understand why you cannot file for bankruptcy on student loans, since that was what Sallie Mae told him. I deal with non-secure private loans all the time and you are able to get it discharged


Which is best in HDFC bank and LIC housing finance regarding to take Home loan?

We want to take home loan so pls suggest which is best both of above


Is it unsafe to get a home loan with no deposit?

I would really like to take advantage of the first home buyers grant but will not have a deposit in time. I have looked at no deposit home loans but have heard they can be dangerous. Is that true?


Is it legal to reject a job applicant because of bad credit?

I am under consideration for a temporary job. The agency told me the employer would reject a candidate with bad credit. Considering that I am in one of the hardest-hit industries and in a state with one of the highest unemployment rates in the country, my credit history has some blemishes. My question is this: is it legal for an employer to reject a job applicant after an offer has been made because the background check reveals that the applicant has bad credit?


Bankruptcy chapter 7. Those thst have filed are in the process.?

I want to know if I will lose my house if I go through with it. My lawyer told me I want because my husband owns it and that the cars are in his name. So i want to know if he’s telling the the truth ar lieing to me. Please tell me what happen after ever thing was done.


Whats the best way to start my credit im only 18?

I dropped out of school when i was 16 started studying for my ged still haven’t taken the test yet i have had a job for 4 months i quite that one and immediately started another one i don’t know my credit score because i don’t know how to check it so any advice would be help fulll thanks


Credit, auto loan Question?

No cell phone bill.. I am on my fathers plan (he owns a company and has something like 200 lines and he gets a killer deal on it so I just pay him) I had ONE late (30 Days) on my car payment abouuuttt 5-6 years ago, no student loans, never had a credit card. The only thing that coullllddd be is, I had a few neg. marks bc of a Id theft issue.. buuttt I got that cleared up and they removed it.. as of 11/15/2011 my credit report shows ( Zero revolving debt, Zero negative marks, Zero accounts in collections)

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


What do I do if my best friend chose someone else over me?

Lately, I’ve been feeling neglected by my best friend. Today, she was mad at this other girl and I asked her what was going on, instead of telling me someone else did. I asked my BF why she wont just tell me herself & she said and I quote,Maybe cause I don’t want to.” Later in the day at lunch


Does salary advance affect home loan processing?

Hello, I have taken salary advance in my company and it is reflecting in my payslip. will it affect the loan process for home loan. Any banking personal kindly advice and what can i do to process the loan successfully.


I am trying to find a free credit reports without using a credit card?


I need to make a business plan for my mortgage brokers. I need an outline to help me get started.?

A daily plan that can be used to set and meet goals. M-F weekly outline. breaking down each hour.


Wells Fargo: I just payed with credit card?

I just bought something online with my credit card from wells fargo (not my debit card) and it’s not showing up online on my account. I had a 600 limit and my purchase was about 160 so it is showing my limit is now 440. But when can I see my purchase on there so that I can make payments? Will they charge interest? ( I think after 25 days they do) Thanks in advance!!


I am 19 and I really need a loan for a car?

I am a college student and I would really like to get a car because I commute to and from class every day. I would like to get a loan for a car but I am not really sure how the whole process works. I was gonna try to get one from a credit union in my area but I have no cosigner, my mom has horrible credit. I must have some credit because I pay my phone bill every month on time, im not really sure if that counts for anything but i guess its something. If i go through the whole process of trying to get a loan will it be useless since I dont have someone to cosign? I am in dire need of a car.


Yaoi manga you would recommend for me?

WARNING: Anyone uncomfortable with the subject of gay/ boy x boy relationships please do not read OR answer to this question. I don’t want any abuse, thank you. Question: Could anyone recommend a yaoi manga that involves the uke being sold to the seme for various reasons. Possibly where the uke is reluctant at first? ;p Now I’ve looked through the guidelines and can’t see any issues with this post. Someone told me that last time I posted a question about this type of manga it was not allowed. Personal I can’t see what is wrong about asking. It’s discrimination to gays if you ask me. This is all the guidelines say on this subject: Because kids as young as 13 may participate in Yahoo! Answers




















































Questions on debt consolidation im 23?

Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


RELATED:

Can i get a mortgage loan with a 556 credit score?

If I have already live in the house that I want to buy and the owners want to sell it & give me credit for what I have already paid in the amount of time that I have been here which is $10,350. What are my chances with the bank letting me take over the mortgage ?


What if i file bankruptcy? but did not go to court yet?


I need a Loan?

I need a Loan to buy my home back from the seller. Im disabled living on a fixed income. I filed for Bankruptcy and it’s been Discharged as of 2/2007. I want to go home as soon as possible!!! Would Someone Please Help Me!!!!. The seller is asking for Little-To-Nothing for my home. I’ts been stripped of most of the Copper and Medal. I also need a Loan to fix it up.


Check credit score once?

Hi i’m looking for a site to check my credit score just once…and not have a membership..any ideas?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

Since payday loans are illegal in Pennsylvania …?

… does that mean the borrower doesn’t have to pay them back? If a payday lender is willing to give someone a loan that is illegal in this state, can that person borrow and just refuse to repay? I know that would be unethical, but can you do it?


What does NOT PAIDA/P NSF FEE mean in online banking?

I just checked my bank balance and my main account has NOT PAIDA/P NSF FEE on its statement, and has put me in OD for $20.00! What on earth is this? I had no automatic payments or anything going into/out of this account and the account had nothing in it. Is the bank ripping me off or something?


How does credit card work on ATM?


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


THE LOST CREDIT CARD JOKE, SEE IF YOU CAN TOP IT? the best joke gets 10pts?

A couple is at the police station reporting a missing credit card, Wife,very mad: I’m here to report a stolen credit card, the guy who stole it its purchasing stuff left and right without our consent. Husban: No, no its o.k honey, I’d think we better go and let this people do their jobs Wife, histerical: What do you mean lets go, my credit card got stolen and you are this calm, Police officer: Do you want to make a report? yes or no? Husband; No officer I don’t want to make any reports because the guy who stole the credit card is spending less than she is… lol


Can a co signer on an auto loan refiance without the other co signers signature?

My daughter is not a minor, she is 23. The loan, title and registration were all in both their names. Some one, either my ex or his girlfriend forged my daughters name on the loan,title and regestration. I have heard taht if the new bank find out that the loan was abtained by fraud, they can demand the entire balance of the loan from my ex, and I have heard that what they did is a federal offence. I don’t want to fly off the handle, nor do I want to approach them untill I have all the facts I need. He is in the military,so if what he did was truly a federal offence, I don’t want to do anything that will destroy the 20+ years he has in, I just want to get her car back and hold them accountable for what they did


What is the best website/company to get a list of all bills owed?

My credit is close to terrible. I would like to get a list of every single place and amount I owe so that I may either work something out with them or start paying them off, one at a time. What is the best site that I can go to and they will give me an entire detailed list for free or very cheap? PLEASE HELP !!! I cant live like this anymore.


What year of a used BMW 3 series is the most reliable AFTER warranty runs out.?

Robert, I’ve strongly considered Car and driver as a good argument and point to how the 3 series is a good car. It is a good car, but good does not translate to reliable. Car and driver reviews the newest models and when reviewing the newest models, you are not reviewing the long term reliability of ANY vehicle, it is purely from a driving, comfort and option based standpoint. I can’t tell if my new pc is gonna crap out on me the second I buy it, so how would one with a car? Based on everything I have read, you’re one of the luckier ones and your friend, too.


How do I know what my credit score is?

I just bought a house, got my car put in my name, and have opened a few credit cards at home depot, best buy, ect, to get my new house decorated. I bought my house and all this stuff a couple months ago and am wondering how my credit is. How can I find out what my credit score is? I don’t want my report, I want my score like 520 or 750. Any help would be great. Thanks!


After putting a fraud alert on my credit, how do I get my free credit report online?


I cant make payment with my visa debit in h&m online?

I have money in my account for starters, and I was just doing some shopping online in h&m and I couldn’t make payment because there wasn’t a option for picking what card type to pay with. There was only options for ‘pay with card’ ‘monthly instalments’ and a slip thing. I went over the whole checkout process and there was no option for clicking on visa debit, it was just credit card.. So I went along and thought I’ll just click on credit card and try and pay and it said incorrect information. So I’m quite frustrated with this situation. By the way it was my first time shopping online in h&m


Please do not apply excess payment to advance my due date” what does it mean?”

I want to pay a little bit more than the due for my new student loan, but on the bill says check the box if you don’t want full payments over and above the total due to advance your next payment due date. So should I check the box or not if I want to pay more of the principle?


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Should I take out a loan to pay down my debt to increase my credit score?

Would it be a smart idea to put my current debt into a lump sum loan? I have appx $12000 in debt at the moment, I had racked up some credit cards during a financial hardship while working a lower paying job while searching for a new permanent position. Now that I have that new higher paying job I was wondering if it would be in my best interest to take out a personal loan to help with these debts and pay those all off with that loan so I can improve my credit score. My credit score went down about 70 or so points during this period of time and I want to get it back on track. I could only afford to make minimum payments on my accounts which I don’t do when I’m making my normal wage. I want to get my credit back where it was… what are your opinions?


When can my husband and I get a home mortgage?

We were discharged from chapter 7 bankruptcy, 12 month’s ago. and have been repairing our credit reports, have been building up our credit scores, and saving a down payment, my husband’s salary is 96,000, per year, when can we purchase a home, and can we get a FHA loan with a low interest rate, andput only a 5% to 10% down payment.


Do you have to find the house you want before you get a loan from the bank?

I am trying to take all of the steps I need to in order to purchase my first home. I still have a ways to go before I will be able to do so but I was wondering whether you had to have the home that you wanted picked out before you go to get a mortgage loan from the bank? I guess I’m just not really sure how the whole process works. Also if anybody knows what an approximate credit score range you must have in order to obtain a home loan from a bank that would be great. It would be even better if someone can provide me with all of the common requirements to get a home loan 🙂 Thank you!


What happens if you cant pay back your payday loan?


What does cash buyers only” mean when buying a house?”

I’ve been looking for a house on apps I have on my iPhone. I’ve never bought a house before. When it says cash buyers only can u not still get a home loan from the bank or do u have to have the full amount? I know this might sound stupid to ask but the realtors I’ve spoke with about the house won’t even show it to me and say “it’s cash buyers only””


Site that tells you what kind of home loan you qualify for?

Like if you were to plug in your income, and it tells you.


What are some good internet lending institutions?

I’m looking for a personal loan — not a payday loan.


Question about bankruptcy and tax refunds.?

When my husband got out of the Army in 2005 I forgot to mail the receipt for the costs of moving and they sent us a bill for it. Basically, if you owe them money they take it directly out of your tax return. We claimed bankruptcy and got our discharge 1/19/2010. I filed our taxes 1/30/2010. Can they take the money out of our tax return?

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Has anyone ever used Paypal as proof of income for an auto loan?

I make most of my money by AirBnB, but have not had to report taxes on it yet, so I don’t have a tax return with its income reported. My only proof is the incoming payments from AirBnB through paypal. I use my paypal account like a regular bank account, and have a debit card linked to the account. Would banks use the deposits from paypal as proof of income if I were to apply? Have anyone heard it happening?


What should i do about my payday loans?

I have about 5 payday loans, and now I cant afford to pay them. I was thinking about closing my checking act, and then making paymnt arrngment with all the payday loan places. What do you think? Do you think its a good idea. I keep paying them and having no money for my bills. HELP!!!!


What happens if someone stops paying an unsecured personal loan?

My cousin is having a lot of trouble paying off a personal loan. I helped her a few times, but I have my own bills to pay so I stopped. Since it is an unsecured loan, she is thinking about not paying the rest of the money she owes. What are the consequences of not paying the loan?


Remove ads at bottom of inbox?

Have used Yahoo mail for over 10 yrs. never had this issue before. Recently started seeing ads at the bottom line of my Inbox. It throws the whole list of Folders on the left side off. Most times I can not access the inbox as the folders are raised higher and blocking the Inbox etc. Please help me remove these ads. Usually for a Free Credit Score.. Please advise…



BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance

File bankruptcy how many years will it take to get a bank loan in ny?


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.


Auto loan monthy payment help?

i need to get an loan for 2500 for this car how much would my monthly payment be? its a ’98 pontiac sunfire


Can I get an auto loan with bad credit?

I have found a car I want to buy….I need to get a loan for around $6,500…I have bad credit, is there any company that will give me a loan? I have tried several of them and have gotten shot down…help please???

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Does anyone know of a personal loan i can get not a payday loan with bad credit?

Im looking to get a loan but i dont want a payday loan and preferrably one where you dont have to have a job, even though i will have one soon


Where can i get a free credit report?


What do you think of Payday loans?

I am looking for personal opinions for a class. I do not need a loan


A $10,000 car for a monthly payment of $310/month? Pls tell me what i’m missing please!?

Actually we were qouted on a 60 month term and i know i could get a better rate than that. The thing is, i wanna know if there are hidden” charges (and what they are) that dealers put on when they calculate your payments. I work at a mortgage company and it is our practice that we show our client the estimated breakdown of their financing before they sign any contract. It’s called a Good Faith Estimate


Can You get a Payday loan without having a banking account?


Where can i go to get a free credit report?

I am looking to get a free credit report online without having to use a credit card. I have checked a few sites and each of them has asked for a credit card, which I do not have. Where can I go? Please.


Auto loan debt consolidation?

Me and my fiance are thinking about filing for bankrupty, but we wanted to know if there are any other types of help out there that deal with auto loan debts. We want to keep paying off our loans on our 2 cars, but during these hard times, its just becomming unbearable. Any help would really help!


I have a payday loan at advance america and I cannot pay it back right now what will happen?


Debt settlement vs bankruptcy?

I live in Nashville TN. I was recently taken to court and ordered to pay a debt that I don’t know how to get out of. The orignial amount was 1000. When we got to court it was 3000. They had me sign a paper and now I pay 20monthly for forever as the interest would be impossible to pay off. Every month 10% interest is added to the 3000 beginning Oct. My debt to Buffaloe & Assoc now,in March is over 5000. What are my options? I want to settle but have no money to do this. I currently work 40hrs a week M-F. I’m taking a 22 credit semester (senior year in college) I have 300 teaching hours to finish by August My current debt (including car, school and surgery bills) is about 24,000 I need a life plan. I feel so unprepared and I’m 24. Are there such people to sit with you and show you how to get out of debt and create a retirement plan? I also want to finish college and start a catering company. I feel like I have so many dreams but I’m unsure where or how to start, any help is appreciated.

BEST ANSWER: Try this site where you can find the best solutions for your finance situations :Personal Finance


Car loan grace periods?

so i just got a nissan xterra and im paying 300 a month on it but i dont have enough money till 5 days later does anyone have NBT bank and do they know if there are any grace periods for car loans


Questions on debt consolidation im 23?

im 23 i dont have i would say a lot of debt, but enough to keep me worrying i got a car loan of like 12,000 and a stupid mistake i made a long time ago with a omni loan which is a stupid stupid stupid idea, and also a military star card which isnt to bad. The intrest rate of the omni is horrible like 28% i didnt read to much the star card is 9% and my auto loan is 7.6%. Since i dont have a home family or bad credit i always pay on time with my insurance and cell phone bill and all the rest of em. I got allotments set up and stuff but i just want one big bill a month and i can close out my star card and that stupid intrest rate will go away. my question is is it worth it for me? And what are the risks? I also want to go threw a good bank like Navy Federal or USAA which i used with car insurance in the past i as of now use united armed forces bank which is a horrible bank in my opinion.


Not finish paying off my car should i trade it it?

its 14k and the car i want is 18k how does that work and is it going to be added together and if so how does that work


United HealthCare Plan 100?

Has anyone taken out a health insurance policy with United HealthCare underwitted through Golden Rule. I am looking for reviews of this health care providor before I sign up with them. I am looking at Plan 100. Any problems with Claims or billing?


Which is the best credit card in India?

Considering the grace period, monthly interest, offers (excluding dining at 5 start hotels, shopping in expensive showroom), reward points, Payment options and other benefits, which credit card would be the best choice?


Where can I find a unsecured loan/w bad credit(not Citifi.American General,prosper or paydayloan)?no-cosigner?

These lending companies say you don’t need a co-signer then turn around a say you need one.My credit is 600(bad) and I don’t have no bankrupcies and I’m just trying to clean-up my debts and buy a new house before summer/fall.I been on my job for 2 1/2yrs and I just got in trouble with my debt by helping my family and medical issue for my son.


What are some rude/cheeky cockney rhyming slang phrases?

I remember there’s a rude one about a ‘boat race’/face, and a few others but I can’t think! Thanks for any help. The ruder and cheekier the better!